Inc.

Have kids? Start planning for their college costs—now

THE INSANE COST of higher education has been much-discussed in the current presidential campaigns, for good reason: Over the past 10 years, average annual tuition has increased by 40 percent at public four-year universities, according to the College Board. If your child is eyeing a private college, you could face a bill for some $200,000 over four years. (And if you’ve accumulated that debt yourself, page 64 has advice for starting your

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