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  • TIME

    Long-term saving strategies for the self-employed

    by Ryan Teague Beckwith Jan 25, 2017 3 minutes

    WHEN KATHLEEN KEATING WORKED for IBM, she didn’t think much about her retirement plan. She signed up for the company’s 401(k) and left it at that.

    But at age 40, she decided to leave the corporate world and become her own boss. That meant coming up with her own retirement savings plan as well.

    What she found over the next nine years was surprising. Working for herself allowed the Boston-area public-relations professional to set aside thousands of dollars more per

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