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    Make Money, Not Excuses: Wake Up, Take Charge, and Overcome Your Financial Fears Forever
    Unavailable
    Make Money, Not Excuses: Wake Up, Take Charge, and Overcome Your Financial Fears Forever
    Unavailable
    Make Money, Not Excuses: Wake Up, Take Charge, and Overcome Your Financial Fears Forever
    Audiobook10 hours

    Make Money, Not Excuses: Wake Up, Take Charge, and Overcome Your Financial Fears Forever

    Written by Jean Chatzky

    Narrated by Susan Denaker

    3.5/5

    ()

    Currently unavailable

    Currently unavailable

    About this audiobook

    Get Rich, Don't Bitch

    "I don't have time to deal with my money."

    "Managing money and investing is too intimidating."

    "I'm not a numbers person."

    "My husband takes care of our finances."

    "I'm just not good with money."


    Jean Chatzky has heard all the excuses for why women don't deal with their finances. She used to make them herself. For the first time, Jean tells you how she made every financial mistake in the book-not paying her bills, going into credit card debt, letting her 401(k) lapse-before finally making the decision to take control of her money and her future.

    Whether you've made these mistakes or you want to avoid them, if you're ready to take charge of your financial life then this is the book for you. In it, Jean shares these valuables lessons:

    • Where to start

    • How to decode financial jargon (it's easier than you think)

    • How to get over your "I'm not smart enough to deal with money" feelings

    • Why being a "good-enough investor" will make you more money in the long-term (while trying to be a "great investor" will drive you crazy)

    • Why you might think you are bad at math, and why that doesn't have to be true

    • How (and where) to save your money

    • Why women make better investors-and higher returns-than men

    Jean is famous for her ability to explain money and investing. In a clear and accessible way, she breaks down all the scariest parts of dealing with money-from investing in stocks to saving for your retirement-to make them doable, easy, and yes, even enjoyable. She also includes throughout a "Map to a Million," great tips on easy and quick financial changes you can make immediately . . . that really add up!


    Are You Ready to Be Rich?

    If you want to get rich, if you want to be wealthier than you are today, you really need to do only four things. That's right, just four things.

    • You need to make a decent living

    • You need to spend less than you make

    • You need to invest the money you don't spend so that it can work as hard for you as you're working for yourself

    • And you need to protect yourself and this financial world you've built so that a disaster-big or small-doesn't take it all away from you

    Everything else is just window-dressing. The fees-and how to avoid them. The advisors-and how to hire them. The deals. The scams. The ins. The outs. They are all interesting. Some of them are even quite important. But until you have conquered the heart of the matter, they are all minutia.

    The four cornerstones, by contrast, are the meat and potatoes of your financial life. If you do those things today, you'll start getting rich tomorrow. And once you feel set financially, you'll be able to start focusing on the truly important things in life. -from the Introduction


    From the Hardcover edition.
    LanguageEnglish
    PublisherPenguin Random House Audio
    Release dateDec 5, 2006
    ISBN9781415935156
    Unavailable
    Make Money, Not Excuses: Wake Up, Take Charge, and Overcome Your Financial Fears Forever
    Author

    Jean Chatzky

    Jean Chatzky is CEO and co-founder of HerMoney, the author of over a dozen books (including Money Rules, Women with Money, and Not Your Parents' Money Book), an award-winning magazine columnist and host of the HerMoney podcast. After decades of reporting on personal finance — including 25 years on the Today show — she knows that now more than ever, a successful financial life is within every woman’s grasp — and with the HerMoney team, she’s on a mission to help you get it. In her free time, Jean loves running, finding new ways to use her sourdough starter, and cooking for friends. Raised in the midwest, she now lives in Philadelphia with her family and new pup. Find her on Twitter and Instagram.

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    Reviews for Make Money, Not Excuses

    3.5/5

    17 ratings7 reviews

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    • 4/5
      I have never been great with money. In fact, I tend to spend it as soon as I get it. Looking back, Jean Chatzky’s book would have been immensely helpful during my adolescent years. Her explanations of even the most common financial terms and concepts are informative and enlightening.Throughout the book, Chatzky successfully makes the information more engaging with bits of trivia and fun facts. Like many people, I dread even thinking about money, the economy, or any financial topics; so I really appreciated this fun potpourri sprinkled over her explanations. Her efforts in doing this were probably to relate the topics to adolescents or simply to uninformed readers—such as myself. Needless to say, the book is an easy read for readers who wish to become more knowledgeable in economics and finance. If read early enough, adolescents will be enable to curb bad spending habits before they have a chance to develop. Since it is geared for younger readers, I can easily see this book being used in an early high school Math course. There are indeed some complex ideas introduced, but this does not by any means make the book worthless to high school teachers.
    • 3/5
      While I enjoyed the the approach to introducing the subject of finance to young children, I think the book fails to put the topic in easy to understand language for most students. Chatzky is well qualified to write about this subject and her insights on the various saving vehicles in today's economy are extensive. I do feel that the book could have done a better job of connecting with the reader and showing more emotion while talking about these financial topics. Overall I believe the book is a decent introduction for students who have little background in economics.
    • 3/5
      When reading this book, I was surprised to discover my own personal lack of knowledge of money and money management. I found the book to be highly informative, and full of quite a few tips that I could use in regards to saving money. The only point of contention that i need to address is the fact that some of the book, specifically that which addresses GDP and other money factoids, may be a little too complex for some of the younger readers. I did enjoy the "fun facts" section, and the sections that answered student questions, but having them placed in the middle of chapters almost made the work seem disjointed and unorganized. In the end, there were informative facts, but the work could have been organized a little more efficiently.
    • 4/5
      This book is very informative about money in general, but also provides how-to's for spending and saving money. As an adult, I found the book embarrassingly useful and will keep it as a personal reference for future use. I would not share it with my fourth graders, but certainly see the potential for middle school or even high school.
    • 4/5
      The author uses this book as a way to teach adolescents about money. She surveyed students about their thoughts and perceptions on money and finances and then taught them the truth about the issues. The book is very comprehensive and discusses topics ranging from the stock market to allowances. The book included a glossary in the back of the book as well as additional references. This would be a book I would recommend to my students as well as my own children. Every year, my school participates in Finance Park. This year I may copy chapters from this book and use it a supplementary material to the lesson.
    • 4/5
      Teaching children how to save and spend money wisely is very important in the world today. With the economy the way it is, it is very beneficial for children to learn about the value of saving their money. In the book NOT YOUR PARENTS’ MONEY BOOK the author does an excellent job of teaching students how to make, spend, and save their own money. The author, Jean Chatzky, is in the world of finance everyday. She knows what she is talking about when it comes to money. Thus, the information in this book is very helpful and accurate for children to read. The use of sidebars, quick quizzes, and cartoons, helps to make the book more attractive for students. A book like this would be good to use in a social studies class. It could help introduce the concept of economics. Overall, I think this book is very well presented for students who want to learn more about money.
    • 2/5
      Chatzky's book explains why and how children/teenagers should save money. It explains how the Federal Reserves, FDIC, money markets, and stocks work. It explains to children why they need to save money and how to make goals for themselves to do this. I think this book would be good for a social studies class at the middle or high school level. It would help for students to understand why saving is so much more important than just random impulse buying. This book would also be useful to open a unit on the stock market and how that works in our country. Useful, but I found it rather boring.