Everand Logo

Welcome to Everand!

  • Discover millions of ebooks, audiobooks, and so much more with a free trial

    Only $11.99/month after trial. Cancel anytime.

    The Truth About Retirement Plans and IRAs: All the Strategies You Need to Build Savings, Select the Right Investments, and Receive the Retirement Income You Want
    The Truth About Retirement Plans and IRAs: All the Strategies You Need to Build Savings, Select the Right Investments, and Receive the Retirement Income You Want
    The Truth About Retirement Plans and IRAs: All the Strategies You Need to Build Savings, Select the Right Investments, and Receive the Retirement Income You Want
    Audiobook7 hours

    The Truth About Retirement Plans and IRAs: All the Strategies You Need to Build Savings, Select the Right Investments, and Receive the Retirement Income You Want

    Written by Ric Edelman

    4.5/5

    ()

    About this audiobook

    From the #1 independent financial advisor in America, ranked three times by Barron’s: a guide to making the most of your retirement plans and assuring long-term financial security.

    Everyone knows that saving for your retirement is important. Yet only half of all eligible Americans contribute to a retirement plan. That’s because all plans—including the 401(k), 403(b), 457, and even the IRA—are complicated, confusing, and costly. New York Times bestselling author and acclaimed financial advisor Ric Edelman has counseled thousands of savers and retirees and has accumulated his advice in this audiobook.

    Edelman has created a step-by-step guide. With illuminating prose and simple explanations, he shares everything you need to know as a plan participant: how to contribute even when you think you can’t afford to, how to make wise choices among your investment options, and how to convert your 401(k) into income so you can provide yourself with the lifestyle you want in retirement. Along the way, he debunks the myths and clears up the confusion.

    LanguageEnglish
    PublisherBrilliance Audio
    Release dateJun 2, 2014
    ISBN9781491534151
    The Truth About Retirement Plans and IRAs: All the Strategies You Need to Build Savings, Select the Right Investments, and Receive the Retirement Income You Want
    Author

    Ric Edelman

    Ric Edelman is among the financial profession’s most influential people according to Investment Advisor, RIABiz and InvestmentNews. Barron’s ranked him three times as the nation’s #1 Independent Financial Advisor and he’s in Research magazine’s Financial Advisor Hall of Fame. Ric is founder of the Digital Assets Council of Financial Professionals and Funding Our Future Coalition and holds two patents for financial product innovation. Ric is the industry’s top financial educator, for thirty years the award-winning host of his national personal finance radio show. He’s also produced award-winning specials for Public Television, and is a #1 New York Times bestselling author of ten books on personal finance. He taught personal finance for nine years at Georgetown University and is now Distinguished Lecturer at Rowan University, which named its communications school the Ric Edelman College of Communication & Creative Arts in 2020. Ric and his wife Jean live in Northern Virginia. They are benefactors of the Edelman Center for Nursing at Inova Hospital Foundation, the Edelman Indoor Arena at Northern Virginia Therapeutic Riding Program, and Rowan University’s Edelman Planetarium and Edelman Fossil Park.

    More audiobooks from Ric Edelman

    Related to The Truth About Retirement Plans and IRAs

    Related audiobooks

    Personal Finance For You

    View More
    View More

    Related podcast episodes

    Related articles

    • Article

      Is Your 401(k) or IRA a Sleeping Tax Bear?

      May 7, 2019

      Plenty of retirements these days are built in large part by stashing away money week by week into tax-deferred accounts, such as traditional IRAs or 401(k)s, among other options. And certainly, such accounts can provide a wonderful feeling of confid

      4 min read

    • Article

      Use an HSA to Boost Your Retirement Savings

      Jul 31, 2019

      A health savings account offers a tax-saving trifecta: You put money in the account pretax, let it grow tax free and take it out tax free to pay for qualifying medical expenses. These accounts are growing in popularity, with participants contributing

      4 min read

    • Article

      Top 6 Apps to Spring Clean Your Finances

      Mar 21, 2018

      Everyone who's into managing his or her personal finances with the help of an app has heard about Mint, which currently ranks No. 24 among all free apps in the Finance category that can be downloaded from the Apple iOS Store. To offer you a couple o

      4 min read

    • Article

      FIRE Savers Race to Retirement

      Oct 4, 2018

      Shortly after Matt Owen graduated from college, he consulted with his parents' financial planner, who told him he would be lucky to retire at age 50. Matt, now 29, and his wife, Alli, 28, had other plans. Starting four years ago, the Owens slashed th

      8 min read

    • Article

      Why I Love My Whole Life Insurance Policy

      Aug 2, 2018

      At any given family or social event, once someone knows I am a financial planner I always get pulled to the side to answer some burning personal finance question. I can sympathize with doctors. I usually get asked about the market or some stock, but

      3 min read

    • Article

      Stop 'Dollar-Cost Ravaging' Your Portfolio in Retirement

      Feb 17, 2020

      It's been more than seven years since Wade Pfau, one of the top experts in retirement research, wrote a column for MarketWatch urging readers to "Say Goodbye to the 4% Rule." In it, Pfau suggests that the "rule" -- which is more of a theory, really -

      3 min read

    • Article

      How To Use A Self-Directed IRA To Invest In Real Estate

      Sep 20, 2018

      A self-directed IRA is a type of retirement account legally structured like a traditional or Roth IRA. Though the same annual contribution limits and potential tax advantages apply, self-directed IRAs allow individuals to utilize what is referred to

      3 min read

    • Article

      Nontraditional Options Let IRA Investors Crank Up the Risk

      Sep 30, 2021

      Most retirement savers are determined to keep their investments simple. They stash most of their savings in low-cost index funds or in target-date funds, which are portfolios of diversified funds that become more conservative as you approach retireme

      7 min read

    • Article

      4 Questions That Keep Most Pre-Retirees Awake at Night

      Oct 29, 2020

      As we approach the latter years of our career, thoughts of what retirement will look like can be a source of mixed emotions. For many, this will be a time to dream about doing those things on their bucket list they’ve been waiting to do. It could be

      3 min read

    • Article

      Decoding the 50/20/30 BUDGET

      May 13, 2019

      Decoding the 50/20/30 BUDGET
      2 min read

    • Article

      How to Be Rich (Hint: A 401(k) Alone Won't Get You There)

      Feb 15, 2018

      Tired of being told to "save more money" when you ask how you can improve your financial situation? There's got to be something else you can do to attain the level of wealth you want, right? There is -- but most people don't talk about it. Most peop

      4 min read

    • Article

      Want to Pay 0% in Taxes? Here’s How

      Aug 23, 2021

      One of the greatest expenses business owners and retirees alike face is income taxes. That’s why a forward-thinking tax planner is so valuable. They can leverage the Internal Revenue Code (IRC) to lower your taxes and help you build wealth. However,

      6 min read

    • Article

      What Type of Annuity Is Best For Me?

      Jun 28, 2019

      When you think about retirement, what's your biggest fear? If you're worried about running out of money, you're not alone. Survey after survey has found that building enough income to last through a long retirement is one of the top concerns for bab

      6 min read

    • Article

      Why Everyone Needs an Estate Plan

      Aug 30, 2018

      I'm unmarried and childless, so I didn't see the point in having a will until last year, when my mom planted the idea. Even now--like many of my peers--I am procrastinating. According to a recent survey from Caring.com, 78% of millennials don't have

      2 min read

    • Article

      Run Your Own Retirement Race

      May 26, 2021

      When I read an article recently by journalist Karren Vergara (on Moneymag.com.au) on her super balance of $154,000, it got me thinking. With just over 25 years to retirement, she can’t possibly reach the $1 million mark that so many of us are convinc

      3 min read

    • Article

      The Only Two Vanguard Index Funds You Need for Retirement

      Jan 19, 2018

      Every year or so, I pen a column about how to invest for the long haul using just a handful of Vanguard index funds (read the latest version: "6 Best Vanguard Index Funds for 2018 and Beyond"). Without fail, this article is more popular than anything

      3 min read

    • Article

      How to Create Your Own Pension

      Aug 30, 2018

      Those who don't have a traditional pension -- and that includes most of us -- are frequently envious of those who do. What could be better than a guaranteed paycheck that lasts as long as you live and is unaffected by the vicissitudes of the stock ma

      4 min read

    • Article

      7 Golden Rules for Investing and Advanced Estate Planning

      Oct 12, 2018

      We've seen this movie before -- sky-high stock prices, sky-high real estate prices and the Fed raising interest rates. We also saw how those times ended in 2001 and 2008. At this point, my clients are looking to preserve and protect their wealth, so

      4 min read

    • Article

      What’s Your Retirement Number?

      Dec 22, 2021

      As anyone who uses a fitness app can attest, setting goals can be a valuable motivational tool. The allure of the couch is easier to resist if your Fitbit or Apple Watch informs you that you’re well short of your daily step or exercise target. Likewi

      8 min read

    • Article

      How To Retire On $500,000

      Sep 23, 2019

      How To Retire On $500,000
      7 min read

    • Article

      Retirement Planning Reinvented

      Apr 2, 2019

      You might think I sound presumptuous when I say that a new era in retirement planning has begun. But I plan to prove it to you. A new retirement planning method demonstrates that by properly allocating the smartest sources of income, you can create

      2 min read

    Related categories

    Reviews for The Truth About Retirement Plans and IRAs

    4.5/5

    12 ratings0 reviews

    What did you think?

    Tap to rate

    Review must be at least 10 words