The Latte Factor: Why You Don't Have to be Rich to Live Rich
Written by John David Mann and David Bach
Narrated by Mizuo Peck
4.5/5
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About this audiobook
Discover #1 New York Times bestselling author David Bach’s three secrets to financial freedom in an engaging story that will show you that you are richer than you think. Drawing on the author’s experiences teaching millions of people around the world to live a rich life, this fast, easy listen reveals how anyone—from millennials to baby boomers—can still make his or her dreams come true.
In this compelling, heartwarming parable, Bach and his bestselling coauthor John David Mann (The Go-Giver) tell the story of Zoey, a twenty-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss’s suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop.
Henry soon reveals his “Three Secrets to Financial Freedom,” ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers that she already earns enough to secure her financial future and realize her truest dreams—all she has to do is make a few easy shifts in her everyday routine.
The Latte Factor demystifies the secrets to achieving financial freedom, inspiring you to realize that it’s never too late to reach for your dreams. By following the simple, proven path that Henry shows Zoey, anyone can make small changes today that will have big impact for a lifetime, proving once again that “David Bach is the financial expert to listen to when you’re intimidated by your finances” (Tony Robbins, #1 New York Times bestselling author of Money: Master the Game).
John David Mann
John David Mann is coauthor of the beloved classic The Go-Giver, which has sold nearly a million copies in twenty-six languages and was awarded the 2017 Living Now Book Award’s Evergreen Medal for its “contribution to positive global change.” His books have sold more than 2 million copies and have earned the Nautilus Award, the Axiom Business Book Award Gold Medal, and Taiwan’s Golden Book Award for Innovation. Learn more at JohnDavidMann.com.
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Reviews for The Latte Factor
405 ratings33 reviews
- Rating: 1 out of 5 stars1/5If you want a book that champions saving 10$ a day to get rich 40 YEARS LATER with the phenom that is compound interest... this is the book for you.
6 people found this helpful
- Rating: 1 out of 5 stars1/5The book provides good fundamental financial concepts such as pay yourself first and debunking some money myths however it seems that the morale of the story is saving $5 a day and saving it for 40 years so I can be financially free is not that enticing for me. I cut my losses by stopping at chapter 9. Why not increase your income and have a strong savings rate of 40-50% so you can live a more reasonable happier life not depriving yourself. I think the book of Ramit Sethi will be a better read allowing people to follow through and be successful. I’m not saying it won’t work but this will be a hard pill to take.
3 people found this helpful
- Rating: 3 out of 5 stars3/5American mentality ? ! Maybe is useful for who live in the American capitalism
2 people found this helpful
- Rating: 1 out of 5 stars1/5What a boomer mentality that does not take institutionalized sexism or any real history of millennial hardships into account. (Aka, buying the f****** latte does not an incompetent person make.) Read literally anything by Sallie Krawchek or a woman, I’m begging you. Bonus points if she’s under the age of 40.
2 people found this helpful
- Rating: 1 out of 5 stars1/5Worst 3h 60 min book of my life, used it in bed to fall asleep. Awful, preachy prose, stupid one-dimensional characters, bad advice. Just skip it. Waste of time.
1 person found this helpful
- Rating: 5 out of 5 stars5/5Beautiful audiobook. Uplifting and at the same time down to the point. I believe it has changed forever the way I look at money and life ❤
- Rating: 5 out of 5 stars5/5This book was amazing and taught me more than any other personal finance book could not only giving me the tips but also showing me the importance of why
- Rating: 5 out of 5 stars5/5A charming book that educates you on the purpose and ease of saving while you live a “rich “ and inspired life. I bought this book for the young adults in my life so that they too know the true secrets to finishing rich.
Thank you David for passing your wisdom from Grandma Bach onto millions of others. Very thankful. - Rating: 5 out of 5 stars5/5Thank you thank you thank you
Very insightful and inspiring! I am on it! - Rating: 5 out of 5 stars5/5Very good audio book and very well told and informative
- Rating: 5 out of 5 stars5/5A great short read that I think a lot of people should start with to get a better perspective of financial freedom.
- Rating: 5 out of 5 stars5/5Excellent book to get you onto the road to wealth.
- Rating: 5 out of 5 stars5/5Loved everything about the latte factor. I had to find the actual book to look at the diagrams mentioned within the book. The actual latte factor challenge is in the book too. You should get it and try it. I know I’ll definitely be doing that. As someone who is terrible with money, and bad at budgeting. I mean when you start speaking numbers i will blank out. But this was super helpful. Worth a read!
- Rating: 5 out of 5 stars5/5Great tool for those who want to change their lives
- Rating: 3 out of 5 stars3/5This book is basically Rich Dad Poor Dad if it was turned into a lifetime movie. Some Basic financial advice sprinkled in with motivational speaking. If you haven’t read any finance books this one will give you the basics.
- Rating: 5 out of 5 stars5/5More than awesome. Refreshingly different from most of the books I have read about money.
- Rating: 5 out of 5 stars5/5A simple book in a 3rd person/storybook form that’s easy to digest and an absolute pleasure to listen to. David’s simple style is really one of the best as an intro towards managing your finances and your life. I’m impressed
- Rating: 5 out of 5 stars5/5Really entertaining, definitely would listen to his other book :)
- Rating: 5 out of 5 stars5/5So good & helpful. I’m 21 and this book has helped me start planning my finacial future and start investing!
- Rating: 5 out of 5 stars5/5Very interesting to understand the basics of financial intelligence !
- Rating: 5 out of 5 stars5/5It was the best book ever. I love it , pls continues writing books that change ppl lives
- Rating: 5 out of 5 stars5/5This book was a beautifully story with a powerful lesson about building wealth. Start here and don't look back on your journey to understand money
- Rating: 5 out of 5 stars5/5Very inspiring book, easy to read and easy to apply! Recommend this book for everyone.
- Rating: 5 out of 5 stars5/5Amazing book! Such a great way to describe basic principles. Absolute must read for young professionals!
- Rating: 5 out of 5 stars5/5Great book!!! Has totally changed how I look at finances.
- Rating: 5 out of 5 stars5/5Great narrative, short and sweet for one or two sittings. You'll finish it in a snap
- Rating: 5 out of 5 stars5/5Not only the best and most simple financial strategy breakdown in a book I've ever read, but also frustratingly relatable as you see some of yourself, or someone you know, a bit in every character.
- Rating: 5 out of 5 stars5/5Very easy to listen to and its a good personal finance beginner book for anyone
- Rating: 5 out of 5 stars5/5Awesome book. Short but to the point. It teaches you a lot without the money jargon.
- Rating: 5 out of 5 stars5/5Truly one of the most easy to follow books. I am very glad to discover the book and it’s so easy to follow that will change the way you can look at the little steps or saving money into becoming financially independent.