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    Recession Survival Guide: How To Get Back Into the Driver's Seat
    Recession Survival Guide: How To Get Back Into the Driver's Seat
    Recession Survival Guide: How To Get Back Into the Driver's Seat
    Ebook121 pages1 hour

    Recession Survival Guide: How To Get Back Into the Driver's Seat

    By Cathy Harris

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    About this ebook

    Would you like just once to be the one sitting back and making a profit instead of the one worrying about whether this will be the week your business is going to have to close its doors?

    Recession is the word that no politician wants to use if he or she is in office. When the economy goes into a recession, companies lay off workers and jobs become scarce. If you are like most people, you have a number of fixed costs that you can’t simply stop paying without dire consequences.

    While recessions are always tough, careful planning and small sacrifices in good times -- can help prepare you for the bad times.

    This book will help you come out on top in this recession while you take control of your own life. It is full of content-rich material to help you empower your entire family, friends, neighbors, and colleagues -- while you save your home, stay in the workplace, start your own business, and hold the community accountable. It provides the tools you need to make a profit while you get back into the driver’s seat. Good luck!

    LanguageEnglish
    PublisherCathy Harris
    Release dateNov 30, 2012
    ISBN9781301148448
    Recession Survival Guide: How To Get Back Into the Driver's Seat
    Author

    Cathy Harris

    Cathy Harris is an Empowerment and Motivational Speaker, Health and Wellness Expert, Business Coach and the self-help author of 18 books. She is an expert on many different topics including health, business, writing/publishing, workplace discrimination, whistleblowing, law enforcement, domestic and international traveling, politics, community relations, family empowerment, and media. Her books and articles are full of content-rich material to help anyone get back into the driver’s seat.

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      Book preview

      Recession Survival Guide - Cathy Harris

      OTHER BOOKS BY CATHY HARRIS

      The New CEO

      The Cathy Harris Story

      The Failure of Homeland In-Security

      Flying While Black

      Domestic and International Traveler’s Survival Guide

      Recession Survival Guide

      Workplace Survival Guide

      Discrimination 101 (Volume I & Volume II)

      Police Interactions 101

      How To Write A Book

      Golden Years

      My Hair, My Crown, My Glory

      Diabetes 101

      Cancer Cures

      Politics 101

      A Woman’s Guide to Buying a New or Used Vehicle

      (Part I & II)

      A Self-Help Guide to Empowering Your Family and

      the Entire Community (Series 1)

      A Self-Help Guide to Starting Your Own Business

      (Series 2)

      A Self-Help Guide to Becoming Healthier Over the Next 30 Days (Series 3)

      ARTICLES BY CATHY HARRIS

      How To Engage in a Complete

      Detoxification Program

      How To Gain Back Your Mental Clarity by Eliminating

      Heavy Metals

      How To Publish a Digital Book (E-book)

      How To Gain Funds to Finance Your Business

      How To Survive Unemployment

      How To Set Up a Legal Defense Fund for False Imprisonment or Wrongful Workplace Termination

      RECESSION SURVIVAL GUIDE

      How To Get Back Into the Driver’s Seat

      by

      Cathy Harris

      SMASHWORDS EDITION

      PUBLISHED BY:

      Angels Press on Smashwords

      Angels Press

      P.O. Box 19282

      Austin, TX 78760

      http://www.AngelsPress.com

      info@AngelsPress.com

      Recession Survival Guide: How To Get Back Into the Driver’s Seat

      Copyright 2015 by Cathy Harris

      All rights reserved. Without limiting the rights under copyright reserved above, no part of this publication may be reproduced, stored in or introduced into a retrieval system, or transmitted, in any form, or by any means (electronic, mechanical, photocopying, recording, or otherwise) without the prior written permission of both the copyright owner and the above publisher of this book.

      Smashwords Edition License Notes:

      This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each person you share it with. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then you should return to Smashwords.com and purchase your own copy. Thank you for respecting the author’s work.

      DEDICATION

      This book is dedicated to my two lovely daughters who are business owners and future leaders of America. Both of you have made me very, very proud. Remember All In Divine Order!

      This book is also dedicated to anyone who is having issues with temporary setbacks due to the weakened economy. Remember temporary setbacks are not permanent failures! Never, ever give up!

      TABLE OF CONTENTS

      Dedication

      Preface

      Chapter 1: How To Empower Yourself

      Chapter 2: How To Empower the Community

      Chapter 3: How To Save Money on Food

      Chapter 4: How To Save Money on Utilities

      Chapter 5: How To Save Money on Your Vehicle

      Chapter 6: How To Save Money Other Necessities

      Chapter 7: How To Pay Your Mortgage or Rent

      Chapter 8: How To Pay Off Your Credit Cards

      Chapter 9: How To Avoid Online or Community Scams

      Chapter 10: How To Stay in the Workplace

      Chapter 11: How To Start A Business

      Chapter 12: How To Get Into College

      About the Author

      PREFACE – A NOTE TO THE READER

      You may not be standing in bread lines, but more and more people are lying awake at night worried about their jobs, their money and their future.

      Are you sick of keeping your head above water? Are you sick and tired of counting your pennies? Looking for a way to be free of the constant fear that one day you’re going to walk into your office and find a pink slip sitting there waiting for you? Would you like just once to be the one sitting back and making a profit instead of the one worrying about whether this will be the week your business is going to have to close its doors?

      Recession is the word that no politician wants to use if he or she is in office. When the economy goes into a recession, companies lay off workers and jobs become scarce. If you are like most people, you have a number of fixed costs that you can’t simply stop paying without dire consequences.

      While recessions are always tough, careful planning and small sacrifices in good times, can help prepare you for the bad times.

      This book will help you come out on top in this recession while you take control of your own life. It is full of content-rich material to help you empower your entire family, friends, neighbors, and colleagues -- while you save your home, stay in the workplace, start your own business, and hold the community accountable. It provides the tools you need to make a profit while you get back into the driver’s seat. Good luck!

      CHAPTER 1: HOW TO EMPOWER YOURSELF

      Boost Your Immune System: Remember, You Can’t Be Wealthy if You are Not Healthy and Your Health is Your Wealth! Any sickness will probably side-track you and cause you to lose focus from your dreams! In order to be able to help yourself, your family and the entire community, you need to boost your immune system so that you never get sick. If you have more than two colds a year, it means you have a weak immune system.

      Get Regular Exercise: People who get regular exercise are healthier, mentally as well as physically and spiritually, than people who don’t. They live longer! They’re happier! Their brains even work better! Exercise need not cost you a penny, whereas poor health is very expensive. If a serious recession has any silver lining, it’s the realization it brings that your quality of life is largely up to YOU.

      Most gym memberships are only $20 to $30 a month (Gold’s Gym, LA Fitness, YMCA, etc.). You do not have to sign a contract which means you can stop (or freeze) your membership. Commit to exercising for at least 3 or 4 days a week for 30 to 45 minutes – if not more.

      Do cardiovascular (or cardio) exercises that get your heart rate up for 30 minutes and keep it up such as walking, jogging, biking/spinning, swimming, aerobics, etc. Strength training is important if you are trying to lose weight or strengthen your bones especially as you age.

      Get a Complete Physical: Get a complete physical every year from head to toe with a Lipid Profile, also called a Lipid Panel, with a 12 hour fast, to check your numbers to make sure they are in range such as your total cholesterol (good and bad cholesterol); blood glucose (blood sugar); triglycerides; blood pressure; iron; potassium; kidneys; liver; thyroid; etc. Ask for a copy of these results and compare them every year when you get your physical.

      Know Your Numbers and Save Your Life: We are all obsessed with numbers in our lives - our age, our weight, our height, etc. But there are some numbers that can literally save your life, but only if you know what they are and understand what they really mean. The goal is to make sure your numbers stay in range.

      Your important numbers include:

      • Cholesterol: Your total cholesterol level should be below 200 (HDL/Good Cholesterol should be 50 for women and 40 for men and LDL/Bad Cholesterol should be below 100 for both).

      • Blood Glucose (Blood Sugar): Blood glucose should be below 100 (125 is pre-diabetes).

      • Triglycerides: Triglycerides should be below 150.

      • Blood Pressure: Blood pressure should be below 120/80 (140/90 is high and 130/80 is high if you have diabetes and you should be on medications to lower the number). Ideally you want a blood pressure of 115/75.

      • Waist Size: A woman’s waist size should be 35 inches or less and a man’s waist size should be 40 inches or less. Your waist size should be half your

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