Pooling and Servicing Agreement Re Bear Stearns ALT-A Trust Series 2006-3-Amended and Restated PSA

EX-10.1 2 bsalta2006-3_psaandexhibits.
htm AMENDED & RESTATED PSA
STRUCTURED ASSET MORTGAGE INVESTMENTS II INC., DEPOSITOR U.S. BANK NATIONAL ASSOCIATION, TRUSTEE WELLS FARGO BANK, NATIONAL ASSOCIATION, MASTER SERVICER AND SECURITIES ADMINISTRATOR and EMC MORTGAGE CORPORATION SPONSOR AND COMPANY ________________________________________ AMENDED AND RESTATED POOLING AND SERVICING AGREEMENT Dated as of October 6, 2006 ________________________________________ STRUCTURED ASSET MORTGAGE INVESTMENTS II INC., Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-3
ARTICLE I DEFINITIONS ARTICLE II CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES Section 2.01. Section 2.02. Section 2.03. Section 2.04. Section 2.05. Section 2.06. Section 2.07. Section 2.08. Conveyance of Mortgage Loans to Trustee...................................................79 Acceptance of Mortgage Loans by Trustee...................................................81 Assignment of Interest in the Mortgage Loan Purchase Agreement and the Subsequent Mortgage Loan Purchase Agreement...............................................84 Substitution of Mortgage Loans............................................................86 Issuance of Certificates..................................................................87 Representations and Warranties Concerning the Depositor...................................88 Conveyance of the Subsequent Mortgage Loans...............................................89 Purposes and Powers of the Trust..........................................................92 ARTICLE III ADMINISTRATION AND SERVICING OF MORTGAGE LOANS Section 3.01. Section 3.02. Section 3.03. Section 3.04. Section 3.05. Section 3.06. Section 3.07. Section 3.08. Section 3.09. Section 3.10. Section 3.11. Section 3.12. Section 3.13. Section 3.14. Master Servicer...........................................................................93 REMIC-Related Covenants...................................................................94 Monitoring of Servicers...................................................................94 Fidelity Bond.............................................................................96 Power to Act; Procedures..................................................................96 Due-on-Sale Clauses; Assumption Agreements................................................97 Release of Mortgage Files.................................................................97 Documents, Records and Funds in Possession of Master Servicer To Be Held for Trustee...............................................................................98 Standard Hazard Insurance and Flood Insurance Policies....................................99 Presentment of Claims and Collection of Proceeds..........................................99 Maintenance of the Primary Mortgage Insurance Policies....................................99 Trustee to Retain Possession of Certain Insurance Policies and Documents.................100 Realization Upon Defaulted Mortgage Loans................................................100 Compensation for the Master Servicer.....................................................100
http://www.sec.gov/Archives/edgar/data/1358934/000106823806001004/bsalta2006-3_psaandexhibits.htm[7/14/2012 10:39:10 AM]
Section 3.15. Section 3.16. Section 3.17. Section 3.18. Section 3.19. Section 3.20. Section 3.21. Section 3.22. Section 3.23.
REO Property.............................................................................100 Annual Statement as to Compliance........................................................101 Assessments of Compliance and Attestation Reports........................................102 Reports Filed with Securities and Exchange Commission....................................104 The Company..............................................................................114 UCC......................................................................................114 Optional Purchase of Defaulted Mortgage Loans............................................114 Reserved.................................................................................114 Intention of the Parties and Interpretation..............................................114 ARTICLE IV ACCOUNTS
Section 4.01. Section 4.02. Section 4.03. Section 4.04. Section 4.05. Section 4.06. Section 4.07. Section 4.08. Section 4.09.
Protected Accounts.......................................................................115 [Reserved]...............................................................................117 [Reserved]...............................................................................117 Distribution Account.....................................................................117 Permitted Withdrawals and Transfers from the Distribution Account........................119 Reserve Fund.............................................................................121 Class XP Reserve Account.................................................................123 Pre-Funding Account and Pre-Funding Reserve Account......................................123 Interest Coverage Account................................................................125 ARTICLE V CERTIFICATES
Section 5.01. Section 5.02. Section 5.03. Section 5.04. Section 5.05. Section 5.06. Section 5.07. Section 5.08.
Certificates.............................................................................127 Registration of Transfer and Exchange of Certificates....................................138 Mutilated, Destroyed, Lost or Stolen Certificates........................................141 Persons Deemed Owners....................................................................142 Transfer Restrictions on Residual Certificates...........................................142 Restrictions on Transferability of Certificates..........................................143 ERISA Restrictions.......................................................................144 Rule 144A Information....................................................................145 ARTICLE VI PAYMENTS TO CERTIFICATEHOLDERS
Section 6.01. Section 6.02. Section 6.03. Section 6.04. Section 6.05. Section 6.06. Section 6.07. Section 6.08. Section 6.09. Section 6.10.
Distributions on the Group I Certificates................................................145 Distributions on the Group II Certificates and the Group III Certificates................149 Allocation of Losses and Subsequent Recoveries on the Group I Certificates...............160 Allocation of Losses and Subsequent Recoveries on the Group II Certificates and the Group III Certificates..............................................161 Cross-Collateralization..................................................................165 Payments.................................................................................165 Statements to Certificateholders.........................................................166 Monthly Advances.........................................................................169 Compensating Interest Payments...........................................................169 Distributions on REMIC Regular Interests.................................................169 ARTICLE VII THE MASTER SERVICER
Section 7.01. Section 7.02. Section 7.03. Section 7.04. Section 7.05. Section 7.06. Section 7.07.
Liabilities of the Master Servicer.......................................................170 Merger or Consolidation of the Master Servicer...........................................170 Indemnification of the Trustee, the Master Servicer and the Securities Administrator............................................................................171 Limitations on Liability of the Master Servicer and Others...............................171 Master Servicer Not to Resign............................................................172 Successor Master Servicer................................................................173 Sale and Assignment of Master Servicing..................................................173 ARTICLE VIII DEFAULT
Section 8.01. Section 8.02. Section 8.03. Section 8.04. Section 8.05.
Events of Default........................................................................173 Successor to Act; Appointment of Successor...............................................176 Notification to Certificateholders.......................................................177 Waiver of Defaults.......................................................................177 List of Certificateholders...............................................................178 ARTICLE IX CONCERNING THE TRUSTEE AND THE SECURITIES ADMINISTRATOR
Section 9.01. Section 9.02. Section 9.03. Section 9.04. Section 9.05. Section 9.06. Section 9.07. Section 9.08. Section 9.09. Section 9.10. Section 9.11. Section 9.12.
Duties of Trustee and Securities Administrator...........................................178 Certain Matters Affecting the Trustee and the Securities Administrator...................180 Trustee and Securities Administrator Not Liable for Certificates or Mortgage Loans...........................................................................182 Trustee and Securities Administrator May Own Certificates................................182 Trustee's and Securities Administrator's Fees and Expenses...............................182 Eligibility Requirements for Trustee and Securities Administrator........................183 Insurance................................................................................183 Resignation and Removal of the Trustee and Securities Administrator......................183 Successor Trustee and Successor Securities Administrator.................................184 Merger or Consolidation of Trustee or Securities Administrator...........................185 Appointment of Co-Trustee or Separate Trustee............................................185 Federal Information Returns and Reports to Certificateholders; REMIC Administration...........................................................................186 ARTICLE X TERMINATION
Section 10.01. Section 10.02.
Termination Upon Repurchase by EMC or its Designee or Liquidation of the Mortgage Loans...........................................................................188 Additional Termination Requirements......................................................191 ARTICLE XI MISCELLANEOUS PROVISIONS
Section 11.01. Section 11.02. Section 11.03. Section 11.04. Section 11.05. Section 11.06. Section 11.07. Section 11.08. Section 11.09. Section 11.10. Section 11.11. Section 11.12. Section 11.13.
Intent of Parties........................................................................192 Amendment................................................................................192 Recordation of Agreement.................................................................193 Limitation on Rights of Certificateholders...............................................194 Acts of Certificateholders...............................................................194 Governing Law............................................................................195 Notices..................................................................................196 Severability of Provisions...............................................................196 Successors and Assigns...................................................................196 Article and Section Headings.............................................................196 Counterparts.............................................................................197 Notice to Rating Agencies................................................................197 Effectiveness of Amended and Restated Pooling and Servicing Agreement....................197
APPENDIX Appendix 1 Appendix 2 Calculation of REMIC I Y Principal Reduction Amounts Calculation of REMIC II Y Principal Reduction Amounts EXHIBITS Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit A-1 A-2 A-3 A-4 A-5-1 A-5-2 A-6 A-7 A-8 A-9 A-10 A-11 A-12 A-13 A-14 A-15 A-16 Form Form Form Form Form Form Form Form Form Form Form Form Form Form Form Form Form of of of of of of of of of of of of of of of of of Class Class Class Class Class Class Class Class Class Class Class Class Class Class Class Class Class I-A Certificates I-M Certificates I-B-1 Certificates and Class I-B-2 Certificates I-B-3 Certificates R Certificates R-X Certificates B-IO Certificates I-XP Certificates II-A Certificates II-X Certificates II-B-1, Class II-B-2 and Class II-B-3 Certificates II-X-B Certificates II-B-4, Class II-B-5 and Class II-B-6 Certificates II-XP Certificates III-A Certificates III-X Certificates III-B-1, Class III-B-2 and Class III-B-3 Certificates
Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit
A-17 B C D E F-1 F-2 F-3 G H-1 H-2 H-3 H-4 H-5 H-6 H-7 H-8 H-9 H-10 H-11 H-12 H-13 H-14 H-15 H-16 I J K L M N O P Q R S
Form of Class III-B-4, Class III-B-5 and Class III-B-6 Certificates Mortgage Loan Schedule [Reserved] Request for Release of Documents Form of Affidavit pursuant to Section 960E(e)(4) Form of Investment Letter Form of Rule 144A and Related Matters Certificate Form of Transferor Representation Letter Form of Amended and Restated Custodial Agreement Bank of America Servicing Agreement Chase Home Servicing Agreement Chevy Chase Servicing Agreement Countrywide Servicing Agreement EMC Servicing Agreement EverHome Servicing Agreement First Horizon Servicing Agreement GMACM Servicing Agreement GreenPoint Servicing Agreement Harbourside Servicing Agreement HomeBanc Servicing Agreement HSBC Servicing Agreement Mid America Servicing Agreement Morgan Stanley Servicing Agreement PHH Servicing Agreement Wells Fargo Servicing Agreement Assignment Agreements Form of Mortgage Loan Purchase Agreement Form of Subsequent Mortgage Loan Purchase Agreement Form of Subsequent Transfer Instrument Servicing Criteria to Be Addressed in Assessment of Compliance Form of Back-Up Certification Form of Trustee Limited Power of Attorney Form of Cap Contracts Form 10-D, Form 8-K and Form 10-K Reporting Responsibility Additional Disclosure Information Form of Securities Administrator Back-Up Certification
AMENDED AND RESTATED POOLING AND SERVICING AGREEMENT WHEREAS, a Pooling and Servicing Agreement, dated as of April 1, 2006 (the "Pooling and Servicing Agreement"), relating to the issuance of Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates, Series 2006-3, was entered into by and among the parties hereto; WHEREAS, the parties hereto desire to make certain such Pooling and Servicing Agreement; amendments, changes and modifications to
WHEREAS, pursuant to Section 11.02 of the Pooling and Servicing Agreement, such Pooling and Servicing Agreement is hereby amended and restated in its entirety effective as of the Closing Date in order to make such amendments, changes and modifications as are set for the herein; NOW, THEREFORE, hereby agree as follows: in consideration of the mutual agreements herein contained, the parties hereto
Amended and Restated Pooling and Servicing Agreement dated as of October 6, 2006, among Structured Asset Mortgage Investments II Inc., a Delaware limited liability company, as depositor (the "Depositor"), U.S. Bank National Association, a banking association organized under the laws of the United States, not in its individual capacity but solely as trustee (the "Trustee"), Wells Fargo Bank, National Association, as master servicer (in such capacity, the "Master Servicer") and as securities administrator (in such capacity, the "Securities Administrator"), and EMC Mortgage Corporation, as sponsor (in such capacity, the "Sponsor") and as company (in such capacity, the "Company"). PRELIMINARY STATEMENT On or prior to the Closing Date or a Subsequent Transfer Date, in the case of Subsequent Transfer Loans, the Depositor acquired the Mortgage Loans or Subsequent Mortgage Loans, as the case may be, from the Sponsor. On the Closing Date, the Depositor will sell the Mortgage Loans and certain other property to the Trust Fund and receive in consideration therefor Certificates evidencing the entire beneficial ownership interest in the Trust Fund. The Securities Administrator on behalf of the Trustee shall make an election for the assets constituting REMIC I to be treated for federal income tax purposes as a REMIC. On the Startup Day, the REMIC I Regular Interests will be designated "regular interests" in such REMIC. The Securities Administrator on behalf of the Trustee shall make an election for the assets constituting REMIC II to be treated for federal income tax purposes as a REMIC. On the Startup Day, the REMIC II Regular Interests will be designated "regular interests" in such REMIC. The Securities Administrator on behalf of the Trustee shall make an election for the assets constituting REMIC III to be treated for federal income tax purposes as a REMIC. On the Startup Day, the REMIC III Regular Interests will be designated "regular interests" in such REMIC. The Securities Administrator on behalf of the Trustee shall make an election for the assets constituting REMIC IV to be treated for federal income tax purposes as a REMIC. On the Startup Day, the REMIC IV Regular Interests will be designated "regular interests" in such REMIC. The Securities Administrator on behalf of the Trust shall make an election for the assets constituting REMIC V to be treated for federal income tax purposes as a REMIC. On the Startup Day, the REMIC V Regular Interests will be designated "regular interests" in such REMIC. The Securities Administrator on behalf of the Trustee shall make an election for the assets constituting REMIC VI to be treated for federal income tax purposes as a REMIC. On the Startup Day, the REMIC VI Regular Interests will be designated "regular interests" in such REMIC. The Securities Administrator on behalf of the Trustee shall make an election for the assets constituting REMIC VII to be treated for federal income tax purposes as a REMIC. On the Startup Day, the REMIC VII Regular Interest will be designated the "regular interest" in such REMIC.
The Class R Certificates will evidence ownership of the "residual interest" in each of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI. The Class R-X Certificates will evidence ownership of the "residual interest" in REMIC VII. The Group I Loans will have an Outstanding Principal Balance as of the Cut-off Date, after deducting all Scheduled Principal due on or before the Cut-off Date, of $921,237,667. The Sub-Loan Group II-1 Loans will have an Outstanding Principal Balance as of the Cut-off Date, after deducting all Scheduled Principal due on or before the Cut-off Date, of $356,186,642. The Sub-Loan Group II-2 Mortgage Loans will have an Outstanding Principal Balance as of the Cut-off Date, after deducting all Scheduled Principal due on or before the Cut-off Date, of $341,432,291. The Sub-Loan Group II-3 Mortgage Loans will have an Outstanding Principal Balance as of the Cut-off Date, after deducting all Scheduled Principal due on or before the Cut-off Date, of $369,223,453. The Sub-Loan Group II-4 Mortgage Loans will have an Outstanding Principal Balance as of the Cut-off Date, after deducting all Scheduled Principal due on or before the Cut-off Date, of $48,566,024. The Sub-Loan Group III-1 Mortgage Loans will have an Outstanding Principal Balance as of the Cut-off Date, after deducting all Scheduled Principal due on or before the Cut-off Date, of $268,810,506. The Sub-Loan Group III-2 Mortgage Loans will have an Outstanding Principal Balance as of the Cut-off Date, after deducting all Scheduled Principal due on or before the Cut-off Date, of $125,715,349. The Sub-Loan Group III-3 Mortgage Loans will have an Outstanding Principal Balance as of the Cut-off Date, after deducting all Scheduled Principal due on or before the Cut-off Date, of $92,642,143. The Sub-Loan Group III-4 Mortgage Loans will have an Outstanding Principal Balance as of the Cut-off Date, after deducting all Scheduled Principal due on or before the Cut-off Date, of $144,049,692. The Sub-Loan Group III-5 Mortgage Loans will have an Outstanding Principal Balance as of the Cut-off Date, after deducting all Scheduled Principal due on or before the Cut-off Date, of $170,162,413. The Sub-Loan Group III-6 Mortgage Loans will have an Outstanding Principal Balance as of the Cut-off Date, after deducting all Scheduled Principal due on or before the Cut-off Date, of $99,868,409. In consideration of the mutual agreements herein contained, the Depositor, the Master Servicer, the Securities Administrator, the Sponsor, the Company and the Trustee agree as follows: ARTICLE I Definitions Whenever used in this Agreement, the following words and phrases, unless otherwise expressly provided or unless the context otherwise requires, shall have the meanings specified in this Article. Accepted Master Servicing Practices: With respect to any Mortgage Loan, those customary mortgage servicing practices of prudent mortgage servicing institutions that master service mortgage loans of the same type and quality as such Mortgage Loan in the jurisdiction where the related Mortgaged Property is located, to the extent applicable to the Trustee in its capacity as successor Master Servicer or the Master Servicer (except in its capacity as successor to a Servicer). Account: The Distribution Account, the Protected Account, the Pre-Funding Account, the Pre-Funding Reserve Account, the Interest Coverage Account, the Reserve Fund or the Class XP Reserve Account, as the context may require. Accrued Certificate Interest: For any Group II Certificate or Group III Certificate for any Distribution Date, the interest accrued during the related Interest Accrual Period at the applicable Pass-Through Rate on the Certificate Principal Balance or Notional Amount, as applicable, of such Group II Certificate immediately prior to such Distribution Date, on the basis of a 360-day year consisting of twelve 30-day months, less (i) in the case of a Group II Senior Certificate or Group III Senior Certificate, as applicable, such Certificate's share of any Net Interest Shortfall from the related Mortgage Loans and, after the applicable Cross-Over Date, the interest portion of any Realized Losses on the related Mortgage Loans, in each case allocated thereto in accordance with Section 6.04, (ii) in the case of a Group II Subordinate Certificate or Group III Subordinate Certificate, such Certificate's share of any Net Interest Shortfall from the related Mortgage Loans and the interest portion of any Realized Losses on the related Mortgage Loans, in each case allocated thereto in accordance with Section 6.04 and (iii) in the case of the Class II-X-B1 Certificates and the Class II-X-B2 Certificates, the amount of any Carry Forward Shortfall Amount for the Class II-B-1 Certificates and the Class II-B-2 Certificates, respectively, in each case allocated thereto in accordance with Section 6.02(i)(a)(J). Additional Disclosure: As defined in Section 3.18(a)(v). As defined in Section 3.18(a)(i). As defined in Section 3.18(a)(iv).
Additional Form 10-D Disclosure: Additional Form 10-K Disclosure:
Affiliate: As to any Person, any other Person controlling, controlled by or under common control with such Person. "Control" means the power to direct the management and policies of a Person, directly or indirectly, whether through ownership of voting securities, by contract or otherwise. "Controlled" and "Controlling" have meanings correlative to the foregoing. The Trustee may conclusively presume that a Person is not an Affiliate of another Person unless a Responsible Officer of the Trustee has actual knowledge to the contrary. Aggregate Subordinate Optimal Principal Amount: The Group II Aggregate Subordinate Principal Amount or the Group III Aggregate Subordinate Optimal Principal Amount, as applicable. Agreement: This Amended and Restated Pooling and Servicing and supplements hereto. Agreement and all amendments Optimal hereof
Allocable Share: With respect to (A) any Class of Group II Subordinate Certificates (other than the Class II-X-B1 and Class II-X-B2 Certificates) on any Distribution Date, an amount equal to the product of (i) the Group II Aggregate Subordinate Optimal Principal Amount and (ii) the fraction, the numerator of which is the Certificate Principal Balance of such Class and the denominator of which is the aggregate Certificate Principal Balance of all Classes of the Group II Subordinate Certificates and (B) any Class of Group III Subordinate Certificates on any Distribution Date, an amount equal to the product of (i) the Group III Aggregate Subordinate Optimal Principal Amount and (ii) the fraction, the numerator of which is the Certificate Principal Balance of such Class and the denominator of which is the aggregate Certificate Principal Balance of all Classes of the Group III Subordinate Certificates; provided, however, that no Class of Group II Subordinate Certificates or Group III Subordinate Certificates (other than the outstanding Class of Group II Subordinate Certificates or Group III Subordinate Certificates with the lowest numerical designation) shall be entitled on any Distribution Date to receive distributions pursuant to clauses (ii), (iii) and (v) of the definition of Group II Subordinate Optimal Principal Amount or Group III Subordinate Optimal Principal Amount, as applicable, unless the related Class Prepayment Distribution Trigger for such Distribution Date has been satisfied (any amount distributable pursuant to clauses (ii), (iii) and (v) of the definition of Group II Subordinate Optimal Principal Amount or Group III Subordinate Optimal Principal Amount, as applicable, shall be distributed among the related Classes entitled thereto, pro rata based on their respective Certificate Principal Balances); provided, further, that if on a Distribution Date, the Certificate Principal Balance of any Class of Group II Subordinate Certificates or Group III Subordinate Certificates for which the related Class Prepayment Distribution Trigger has been satisfied is reduced to zero, such Class's remaining Allocable Share shall be distributed to the remaining Classes of Group II Subordinate Certificates or Group III Subordinate Certificates, as applicable, sequentially beginning
with the Class with the Principal Balances.
lowest
numerical
designation
in
reduction
of their
respective
Certificate
Applicable Credit Rating: For any long-term deposit or security, a credit rating of AAA in the case of S&P or Aaa in the case of Moody's (or with respect to investments in money market funds, a credit rating of "AAAm" or "AAAm-G" in the case of S&P and the highest rating given by Moody's for money market funds in the case of Moody's). For any short-term deposit or security, or a rating of A-l+ in the case of S&P or Prime-1 in the case of Moody's. Applicable State Law: For purposes of Section 9.12(d), the Applicable State Law shall be (a) the law of the State of New York and (b) such other state law whose applicability shall have been brought to the attention of the Securities Administrator and the Trustee by either (i) an Opinion of Counsel reasonably acceptable to the Securities Administrator and the Trustee delivered to it by the Master Servicer or the Depositor, or (ii) written notice from the appropriate taxing authority as to the applicability of such state law. Applied Realized Loss Amount: With respect to any Distribution Date and a Class of Group I Offered Certificates, the sum of the Realized Losses with respect to the Group I Mortgage Loans, which are to be applied in reduction of the Certificate Principal Balance of such Class of Group I Offered Certificates pursuant to this Agreement in an amount equal to the amount, if any, by which, (i) the aggregate Certificate Principal Balance of all of the Group I Certificates (after all distributions of principal on such Distribution Date) exceeds (ii) the aggregate Stated Principal Balance of all of the Group I Mortgage Loans for such Distribution Date. The Applied Realized Loss Amount shall be allocated first to the Class I-B-3 Certificates, the Class I-B-2 Certificates, the Class I-B-1 Certificates, the Class I-M-2 Certificates and the Class I-M-1 Certificates, in that order (so long as their respective Certificate Principal Balances have not been reduced to zero), and thereafter the Applied Realized Loss Amount with respect to the Group I Mortgage Loans shall be allocated first to the Class I-A-2 Certificates and then to the Class I-A-1 Certificates, until the Certificate Principal Balance of each such Class has been reduced to zero. Appraised Value: For any Mortgaged Property related to a Mortgage Loan, the amount set forth as the appraised value of such Mortgaged Property in an appraisal made for the mortgage originator in connection with its origination of the related Mortgage Loan. Assessment of Compliance: As defined in Section 3.17. Assignment Agreements: The agreements attached hereto as Exhibit I, whereby the Servicing Agreements and related Recognition Agreements (as defined therein), if applicable, were assigned to the Trustee for the benefit of the Certificateholders. Assumed Final Distribution Date: With respect to each class of Offered Certificates, the Distribution Date occurring in May 2036, or if such day is not a Business Day, the next succeeding Business Day. Attestation Report: Attesting Party: As defined in Section 3.17.
As defined in Section 3.17.
Available Funds: With respect to any Distribution Date and each Sub-Loan Group in Loan Group II or Loan Group III, an amount equal to the aggregate of the following amounts with respect to the Mortgage Loans in the related Sub-Loan Group: (a) all previously undistributed payments on account of principal (including the principal portion of Scheduled Payments, Principal Prepayments and the principal portion of Net Liquidation Proceeds) and all previously undistributed payments on account of interest received after the Cut-off Date and on or prior to the related Determination Date, (b) any Monthly Advances and Compensating Interest Payments by the Servicer or the Master Servicer with respect to such Distribution Date, (c) any reimbursed amount in connection with losses on investments of deposits in certain eligible investments in respect of the Group II Mortgage Loans in the related Sub-Loan Group, (d) with respect to Loan Group II, any amount allocated from the Available Funds of another Sub-Loan Group in accordance with Section 6.02(i)(a)(G), (e) with respect to Loan Group III, any amount allocated from the Available Funds of another Sub-Loan Group in accordance with Section 6.02(ii)(a)(I), (f) any Remaining Pre-Funding Amount with respect to such Sub-Loan Group withdrawn from the Pre-Funding Reserve Account pursuant to Section 4.08(e)(ii) herein, and (g) any amounts withdrawn from the Pre-Funding Reserve Account in respect of such Sub-Loan Group pursuant to Section 4.08(e)(iii) herein, except: (i) all payments that were due on or before the Cut-off Date; Principal Prepayments and Liquidation Proceeds received after the
(ii) all applicable Prepayment Period;
(iii) all payments, other than Principal Prepayments, that represent early receipt of Scheduled Payments due on a date or dates subsequent to the related Due Date; (iv) amounts received on particular Mortgage Loans as late payments of principal or interest and respecting which, and to the extent that, there are any unreimbursed Monthly Advances; (v) amounts representing Monthly Advances determined to be Nonrecoverable Advances; Account and
(vi) any investment earnings on amounts on deposit in the Distribution amounts permitted to be withdrawn from the Distribution Account pursuant to this Agreement;
(vii) amounts needed to pay the Servicing Fees or to reimburse any Servicer or the Master Servicer for amounts due under the Servicing Agreement and the Agreement to the extent such amounts have not been retained by, or paid previously to, such Servicer or the Master Servicer; (viii) amounts mortgage insurance policy; and applied to pay any fees with respect to any lender-paid primary
(ix) any expenses or other amounts reimbursable to the Servicers, the Trustee, the Securities Administrator, the Master Servicer and the Custodian pursuant to Section 7.04(c) or Section 9.05. Average Loss Severity Percentage: With respect to any Distribution Date and each Sub-Loan Group in Group II, the percentage equivalent of a fraction, the numerator of which is the sum of the Loss Severity Percentages for each Group II Mortgage Loan in such Sub-Loan Group that had a Realized Loss and the denominator of which is the number of Group II Mortgage Loans in the related Sub-Loan Group that had Realized Losses. With respect to any Distribution Date and each Sub-Loan Group in Group III, the percentage equivalent of a fraction, the numerator of which is the sum of the Loss Severity Percentages for each Group III Mortgage Loan in such Sub-Loan Group that had a Realized Loss and the denominator of which is the number of Group III Mortgage Loans in the related Sub-Loan Group that had Realized Losses. Back-Up Certification: As defined in Section 3.18(a)(iv).
Bank of America:
Bank of America, National Association, and its successor in interest.
Bank of America Servicing Agreement: The Amended and Restated Flow Mortgage Loan Sale and Servicing Agreement, dated April 1, 2005, as modified in the Regulation AB Compliance Addendum to Amended and Restated Flow Mortgage Loan Sale and Servicing Agreement, dated December 21, 2005, between EMC and Bank of America, attached hereto as Exhibit H-1. Bankruptcy 101-1330. Code: The United States Bankruptcy Code, as amended as codified in 11 U.S.C.
Bankruptcy Loss: With respect to any Mortgage Loan, any Deficient Valuation or Debt Service Reduction related to such Mortgage Loan as reported by the Servicer to the Master Servicer. Basis Risk Shortfall: With respect to any Distribution Date and each Class of Group I Offered Certificates and the Class I-B-3 Certificates for which the Pass-Through Rate is based upon the Net Rate Cap, the excess, if any, of (a) the amount of Current Interest that such Class would have been entitled to receive on such Distribution Date had the applicable Pass-Though Rate been calculated at a per annum rate equal to the lesser of (i) One-Month LIBOR plus the related Margin and (ii) 11.50% over (b) the amount of Current Interest on such Class of Offered Certificates calculated using a Pass-Though Rate equal to the Net Rate Cap for such Distribution Date. Basis Risk Shortfall Carry Forward Amount: With respect to any Distribution Date and each Class of Group I Offered Certificates and the Class I-B-3 Certificates, the sum of the Basis Risk Shortfall for such Distribution Date and the Basis Risk Shortfall for all previous Distribution Dates not previously paid from any source including Excess Cashflow and payments under the Cap Contracts, together with interest thereon at a rate equal to the lesser of (i) One-Month LIBOR plus the related Margin and (ii) 11.50%, for such Distribution Date. Book-Entry Certificates. Certificates: Initially, the Senior Certificates and Offered Subordinate
Business Day: Any day other than (i) a Saturday or a Sunday, or (ii) a day on which the New York Stock Exchange or Federal Reserve is closed or on which banking institutions in any jurisdiction in which the Trustee, the Master Servicer, Custodian, any Servicer or the Securities Administrator are authorized or obligated by law or executive order to be closed. Cap Contract: With respect to any of the Class I-A-1, Class I-A-2, Class I-M-1, Class I-M-2, Class I-B-1, Class I-B-2 or Class I-B-3 Certificates, the respective cap contracts, dated as of April 28, 2006, between the Trustee, on behalf of the Trust for the benefit of the Class I-A-1, Class I-A-2, Class I-M-1, Class I-M-2, Class I-B-1, Class I-B-2 or Class I-B-3 Certificateholders, as the case may be, and the Counterparty, together with any scheduling, confirmations or other agreements related thereto, attached hereto as Exhibit N, and the two interest rate cap contracts that the Trustee, on behalf of the Trust, entered into with respect to the Class II-B-1 Certificates and Class II-B-2 Certificates, respectively, with the Counterparty for the benefit of the Class II-B-1 and Class II-B-2 Certificateholders. Cap Contract Payment Amount: With respect to any Distribution Date and a Cap amounts received from such Cap Contract, if any, on such Distribution Date. Contract, the
Carry Forward Amount: If on the distribution date the Pass-Through Rate for a class of the Class II-B-1 Certificates or the Class II-B-2 Certificates is based upon the related Net Rate Cap, the excess, if any, of: 1. The amount of Current Interest that such class would have been entitled to receive on such distribution date had the applicable pass-though rate been calculated at a per annum rate equal to the lesser of (i) One-Month LIBOR plus the related Margin and (ii) 10.50%, over The amount of Current Interest on such class calculated using a pass-though rate equal to the related Net Rate Cap for such distribution date.
2.
Carry Forward Shortfall Amount: As of any Distribution Date for the Class II-B-1 Certificates or the Class II-B-2 Certificates, the sum of the Carry Forward Amount for such distribution date and the Carry Forward Amount for all previous distribution dates not previously paid, together with interest thereon at a rate equal to the lesser of (i) One-Month LIBOR plus the related Margin and (ii) 10.50%, for such distribution date. Certificate: Any mortgage pass-through certificate evidencing a beneficial ownership interest in the Trust Fund signed and countersigned by the Securities Administrator in substantially the forms annexed hereto as Exhibits A-1, A-2, A-3, A-4, A-5-1, A-5-2, A-6, A-7, A-8, A-9, A-10, A-11, A-12, A-13, A-14, A-15, A-16 and A-17 with the blanks therein appropriately completed. Certificate Group: With respect to the Group I Certificates, the Class I-A-1 Certificates and the Class I-A-2 Certificates. With respect to the Group II Certificates and (i) Sub-Loan Group II-1, the Class II-1A-1, Class II-1A-2 and Class II-1X-1 Certificates, (ii) Sub-Loan Group II-2, the Class II-2A-1, Class II-2A-2 and Class II-2X-1 Certificates, (iii) Sub-Loan Group II-3, the Class II-3A-1, Class II-3A-2 and Class II-3X-1 Certificates, and (iv) Sub-Loan Group II-4, the Class II-4A-1, Class II-4A-2 and Class II-4X-1 Certificates. With respect to the Group III Certificates and (i) Sub-Loan Group III-1, the Class III-1A-1, Class III-1A-2 and Class III-1X-1 Certificates, (ii) Sub-Loan Group III-2, the Class III-2A-1, Class III-2A-2 and Class III-2X-1 Certificates, (iii) Sub-Loan Group III-3, the Class III-3A-1 Certificates and the Class III-3A-2 Certificates, (iv) Sub-Loan Group III-4, the Class III-4A-1, Class III-4A-2 and Class III-4X-1 Certificates, (v) Sub-Loan Group III-5, the Class III-5A-1 Certificates and the Class III-5A-2 Certificates, and (vi) Sub-Loan Group III-6, the Class III-6A-1 Certificates and the Class III-6A-2 Certificates. Certificate Owner: Any Person who is the name of the Depository or its nominee. beneficial owner of a Certificate registered in the
Certificate Principal Balance: With respect to any Certificate (other than the Class II-X, Class III-X, Class XP, Class B-IO, Class R or Class R-X Certificates) as of any Distribution Date, the initial principal amount of such Certificate plus, in the case of a Subordinate Certificates, any Subsequent Recoveries added to the Certificate Principal Balance of such Certificates pursuant to Section 6.03 or Section 6.04 hereof, and reduced by (i) all amounts distributed on previous Distribution Dates on such Certificate with respect to principal, (ii) solely in the case of the Group II Certificates or the Group III Certificates, the principal portion of all Realized Losses (other than Realized Losses resulting from Debt Service Reductions) allocated prior to such Distribution Date to such Certificate, taking account of the applicable Loss Allocation Limitation, (iii) solely in the case of the Group I Certificates, any Applied Realized Loss Amounts allocated to such Class on previous Distribution Dates, and (iv) in the case of a Group II Subordinate Certificate or a Group III Subordinate Certificate, such Certificate's pro rata share, if any, of the applicable Subordinate Certificate Writedown Amount for previous Distribution Dates. With respect to any Class of Certificates, the Certificate Principal Balance thereof will equal the sum of the Certificate Principal Balances of all Certificates in such Class. The initial Certificate Principal Balance (if any) for each
Class of Certificates is set forth in Section 5.01(c)(iv). Certificate Register: Certificateholder: The register maintained pursuant to Section 5.02.
A Holder of a Certificate. As defined in Section 3.18(a)(iv).
Certification Parties: Certifying Person: Chase Home:
As defined in Section 3.18(a)(iv).
Chase Home Financial, and its successor in interest.
Chase Home Servicing Agreement: The Purchase, Warranties and Servicing Agreement, dated as of September 1, 1999, as amended by Amendment No. 1, dated as of April 28, 2006, between EMC and Chase Home, attached hereto as Exhibit H-2. Chevy Chase: Chevy Chase Bank, F.S.B., and its successor in interest. Chevy Chase Servicing Agreement: The Purchase, Warranties and Servicing Agreement, dated as of July 1, 2001, as amended by Amendment No. 1, dated as of January 13, 2003, and Amendment No. 2, dated as of January 31, 2006, between EMC and Chevy Chase, attached hereto as Exhibit H-3. Class: With respect to the Certificates, any of Class I-A-1, Class I-A-2, Class II-1A-1, Class II-1A-2, Class II-1X-1, Class II-2A-1, Class II-2A-2, Class II-2X-1, Class II-3A-1, Class II-3A-2, Class II-3X-1, Class II-4A-1, Class II-4A-2, Class III-1A-1, Class III-1A-2, Class III-1X-1, Class III-2A-1, Class III-2A-2, Class III-2X-1, Class III-3A-1, Class III-3A-2, Class III-4A-1, Class III-4A-2, Class III-4X-1, Class III-5A-1, Class III-5A-2, Class III-6A-1, Class III-6A-2, Class I-M-1, Class I-M-2, Class R, Class R-X, Class I-B-1, Class I-B-2, Class I-B-3, Class II-B-1, Class II-B-2, Class II-B-3, Class II-B-4, Class II-B-5, Class II-B-6, Class II-X-B1, Class II-X-B2, Class III-B-1, Class III-B-2, Class III-B-3, Class III-B-4, Class III-B-5, Class III-B-6, Class B-IO, Class I-XP and Class II-XP Certificates. Class A Certificates: Class B Certificates: Class B-IO Advances: The Class I-A, Class II-A and Class III-A Certificates. The Class I-B, Class II-B and Class III-B Certificates. As defined in Section 6.01(b).
Class B-IO Distribution Amount: With respect to any Distribution Date, the Current Interest for the Class B-IO Certificates for such Distribution Date (which shall be deemed distributable with respect to the REMIC VI Regular Interest B-IO-I); provided, however, that on and after the Distribution Date on which the aggregate Certificate Principal Balance of the Group I Certificates has been reduced to zero, the Class B-IO Distribution Amount shall include the Overcollateralization Amount (which shall be deemed distributable, first, with respect to the REMIC VI Regular Interest B-IO-I in respect of accrued and unpaid interest thereon until such accrued and unpaid interest shall have been reduced to zero and, thereafter, with respect to the REMIC VI Regular Interest B-IO-P in respect of the principal balance thereof). Class B-IO Pass-Through Rate: With respect to the Class B-IO Certificates and any Distribution Date or the REMIC VI Regular Interest B-IO-I, a per annum rate equal to the percentage equivalent of a fraction, the numerator of which is the sum of the amounts calculated pursuant to clauses (1) through (3) below, and the denominator of which is the aggregate principal balance of the REMIC III Regular Interests. For purposes of calculating the Pass-Through Rate for the Class B-IO-I Certificates, the numerator is equal to the sum of the following components: 1. the Uncertificated Pass-Through Rate for REMIC III Regular Interest LT1 minus the Marker Rate, applied to a notional amount equal to the Uncertificated Principal Balance of REMIC III Regular Interest LT1; the Uncertificated Pass-Through Rate for REMIC III Regular Interest LT2 minus the Marker Rate, applied to a notional amount equal to the Uncertificated Principal Balance of REMIC III Regular Interest LT2; and the Uncertificated Pass-Through Rate for REMIC III Regular Interest LT4 minus twice the Marker Rate, applied to a notional amount equal to the Uncertificated Principal Balance of REMIC III Regular Interest LT4.
2.
3.
Class I-A Certificates: The Class I-A-1 Certificates and Class I-A-2 Certificates. Class I-A Principal Distribution Amount: For any Distribution Date, an amount equal to the excess, if any, of (i) the Certificate Principal Balance of the Class I-A Certificates immediately prior to such Distribution Date over (ii) the excess of (a) the aggregate Stated Principal Balance of the Group I Mortgage Loans for such Distribution Date over (b) the product of (1) the aggregate Stated Principal Balance of the Group I Mortgage Loans for such Distribution Date and (2) the sum of (x) 17.90% and (y) the Current Specified Overcollateralization Percentage for such Distribution Date. Class I-B Certificates: The Class I-B-1, the Class I-B-2 and the Class I-B-3 Certificates. Class I-B-1 Principal Distribution Amount: For any Distribution Date, an amount equal to the excess, if any, of (i) the Certificate Principal Balance of the Class I-B-1 Certificates immediately prior to such Distribution Date over (ii) the excess of (a) the aggregate Stated Principal Balance of the Group I Mortgage Loans for such Distribution Date over (b) the sum of (1) the Certificate Principal Balance of the Class I-A Certificates (after taking into account the payment of the Class I-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class I-M-1 Certificates (after taking into account the payment of the Class I-M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class I-M-2 Certificates (after taking into account the payment of the Class I-M-2 Principal Distribution Amount on such Distribution Date) and (4) the product of (x) the aggregate Stated Principal Balance of the Group I Mortgage Loans for such Distribution Date and (y) the sum of 2.20% and the Current Specified Overcollateralization Percentage for such Distribution Date. Class I-B-2 Principal Distribution Amount: For any Distribution Date, an amount equal to the excess, if any, of (i) the Certificate Principal Balance of the Class I-B-2 Certificates immediately prior to such Distribution Date over (ii) the excess of (a) the aggregate Stated Principal Balance of the Group I Mortgage Loans for such Distribution Date over (b) the sum of (1) the Certificate Principal Balance of the Class I-A Certificates (after taking into account the payment of the Class I-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class I-M-1 Certificates (after taking into account the payment of the Class I-M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class I-M-2 Certificates (after taking into account the payment of the Class I-M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class I-B-1 Certificates (after taking into account the payment of the Class I-B-1 Principal Distribution Amount on such Distribution Date), and (5) the product of (x) the aggregate Stated Principal Balance of the Group I Mortgage Loans for such
Distribution Date and (y) the sum of 1.20% and the for such Distribution Date.
Current
Specified
Overcollateralization
Percentage
Class I-B-3 Principal Distribution Amount: For any Distribution Date, an amount equal to the excess, if any, of (i) the Certificate Principal Balance of the Class I-B-3 Certificates immediately prior to such Distribution Date over (ii) the excess of (a) the aggregate Stated Principal Balance of the Group I Mortgage Loans for such Distribution Date over (b) the sum of (1) the Certificate Principal Balance of the Class I-A Certificates (after taking into account the payment of the Class I-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class I-M-1 Certificates (after taking into account the payment of the Class I-M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class I-M-2 Certificates (after taking into account the payment of the Class I-M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class I-B-1 Certificates (after taking into account the payment of the Class I-B-1 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class I-B-2 Certificates (after taking into account the payment of the Class I-B-2 Principal Distribution Amount on such Distribution Date), and (6) the product of (x) the aggregate Stated Principal Balance of the Group I Mortgage Loans for such Distribution Date and (y) the Current Specified Overcollateralization Percentage for such Distribution Date. Class I-M Certificates: The Class I-M-1 Certificates and the Class I-M-2 Certificates. Class I-M-1 Principal Distribution Amount: For any Distribution Date, an amount equal to the excess, if any, of (i) the Certificate Principal Balance of the Class I-M-1 Certificates immediately prior to such Distribution Date over (ii) the excess of (a) the aggregate Stated Principal Balance of the Group I Mortgage Loans for such Distribution Date over (b) the sum of (1) the Certificate Principal Balance of the Class I-A Certificates (after taking into account the payment of the Class I-A Principal Distribution Amount on such Distribution Date) and (2) the product of (x) the aggregate Stated Principal Balance of the Group I Mortgage Loans for such Distribution Date and (y) the sum of (I) 9.20% and (II) the Current Specified Overcollateralization Percentage for such Distribution Date. Class I-M-2 Principal Distribution Amount: For any Distribution Date, an amount equal to the excess, if any, of (i) the Certificate Principal Balance of the Class I-M-2 Certificates immediately prior to such Distribution Date over (ii) the excess of (a) the aggregate Stated Principal Balance of the Group I Mortgage Loans for such Distribution Date over (b) the sum of (1) the Certificate Principal Balance of the Class I-A Certificates (after taking into account the payment of the Class I-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class I-M-1 Certificates (after taking into account the payment of the Class I-M-1 Principal Distribution Amount on such Distribution Date) and (3) the product of (x) the aggregate Stated Principal Balance of the Group I Mortgage Loans for such Distribution Date and (y) the sum of (I) 5.00% and (II) the Current Specified Overcollateralization Percentage for such Distribution Date. Class II-A Certificates: The Class II-1A-1, Class II-1A-2, Class II-1X-1, Class II-2A-1, Class II-2A-2, Class II-2X-1, Class II-3A-1, Class II-3A-2, Class II-3X-1, Class II-4A-1 and Class II-4A-2 Certificates. Class II-B Certificates: The Class II-B-1, Class II-B-2, II-B-5, Class II-B-6, Class II-X-B1 and Class II-X-B2 Certificates. Class II-X Certificates: Class II-X-B2 Certificates. The Class II-1X-1, Class II-B-3, Class II-B-4, Class
Class II-2X-1,
Class II-3X-1,
Class II-X-B1 and
Class III-A Certificates: The Class III-1A-1, Class II-1A-2, Class II-1X-1, Class II-2A-1, Class II-2A-2, Class II-2X-1, Class II-3A-1, Class II-3A-2, Class II-4A-1, Class II-4A-2, Class II-4X-1, Class II-5A-1, Class II-5A-2, Class II-6A-1 and Class II-6A-2 Certificates. Class III-B Certificates: The Class Class III-B-5 and Class III-B-6 Certificates. III-B-1, Class III-B-2, Class III-B-3, Class III-B-4,
Class Prepayment Distribution Trigger: For (i) a Class of Group II Subordinate Certificates for any Distribution Date, the Class Prepayment Distribution Trigger is satisfied if the fraction (expressed as a percentage), the numerator of which is the aggregate Certificate Principal Balance of such Class and each Class of Group II Subordinate Certificates subordinate thereto, if any, and the denominator of which is the Stated Principal Balance of all of the Group II Mortgage Loans as of the related Due Date, equals or exceeds such percentage calculated as of the Closing Date or (ii) a Class of Group III Subordinate Certificates for any Distribution Date, the Class Prepayment Distribution Trigger is satisfied if the fraction (expressed as a percentage), the numerator of which is the aggregate Certificate Principal Balance of such Class and each Class of Group III Subordinate Certificates subordinate thereto, if any, and the denominator of which is the Stated Principal Balance of all of the Group III Mortgage Loans as of the related Due Date, equals or exceeds such percentage calculated as of the Closing Date. Class R Certificate: Any of the Class R Certificates substantially in the form annexed hereto as Exhibit A-5-1 and evidencing ownership of interests designated as "residual interests" in REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI for purposes of the REMIC Provisions. Component I of the Class R Certificates is designated as the sole class of "residual interest" in REMIC I, Component II of the Class R Certificates is designated as the sole class of "residual interest" in REMIC II, Component III of the Class R Certificates is designated as the sole class of "residual interest" in REMIC III, Component IV of the Class R Certificates is designated as the sole class of "residual interest" in REMIC IV, Component V of the Class R Certificates is designated as the sole class of "residual interest" in REMIC V and Component VI of the Class R Certificates is designated as the sole class of "residual interest" in REMIC VI. Class R-X Certificates: Any of the Class R-X Certificates substantially in the form annexed hereto as Exhibit A-5-2 and evidencing ownership of the "residual interest" in REMIC VII for purposes of the REMIC Provisions. Class XP Certificates: The Class I-XP Certificates and the Class II-XP Certificates. established and maintained by the Securities
Class XP Reserve Account: The account Administrator pursuant to Section 4.07 hereof. Closing Date: Code: April 28, 2006.
The Internal Revenue Code of 1986, as amended. The U.S. Securities and Exchange Commission. As defined in Section 6.09.
Commission:
Compensating Interest Payment:
Corporate Trust Office: The designated office of the Trustee or Securities Administrator, as applicable, where at any particular time its respective corporate trust business with respect to this Agreement shall be administered. The Corporate Trust Office of the Trustee at the date of the execution of this Agreement is located at One Federal Street, 3rd Floor, Boston, Massachusetts 02110, Attention:
BSALTA 2006-3/ Account Manager, Bear Stearns ALT-A Trust 2006-3. The Corporate Trust Office of the Securities Administrator at the date of the execution of this Agreement is located at 9062 Old Annapolis Road, Columbia, Maryland 21045, Attention: Corporate Trust Group, BSALTA 2006-3. For the purpose of registration and transfer and exchange only, the Corporate Trust Office of the Securities Administrator shall be located at Sixth Street and Marquette Avenue, Minneapolis, Minnesota 55479, Attention: Corporate Trust Group, BSALTA 2006-3. Counterparty: ABN AMRO under the Cap Contracts. Countrywide: Bank N.V. and any successor thereto, or any successor counterparty
Countrywide Home Loans Servicing LP, and its successor in interest.
Countrywide Servicing Agreement: The Seller's Warranties and Servicing Agreement, dated as of September 1, 2002, as amended by Amendment No. 1, dated as of January 1, 2003, Amendment No. 2, dated as of September 1, 2004, and Amendment No. 3, dated as of January 1, 2006, between Countrywide and EMC, attached hereto as Exhibit H-4. Cross-Over Date: The Group II Cross-Over Date or the Group III Cross-Over Date, as applicable.
Current Interest: As of any Distribution Date, with respect to each Class of Group I Offered Certificates, (i) the interest accrued on the Certificate Principal Balance or Notional Amount, as applicable, during the related Interest Accrual Period at the applicable Pass-Through Rate plus any amount previously distributed with respect to interest for such Certificate that has been recovered as a voidable preference by a trustee in bankruptcy minus (ii) the sum of (a) any Prepayment Interest Shortfall for such Distribution Date, to the extent not covered by Compensating Interest Payments and (b) any shortfalls resulting from the application of the Relief Act during the related Due Period; provided, however, that for purposes of calculating Current Interest for any such Class, amounts specified in clauses (ii)(a) and (ii)(b) hereof for any such Distribution Date shall be allocated first to the Class B-IO Certificates and the Class R Certificates in reduction of amounts otherwise distributable to such Certificates on such Distribution Date and then any excess shall be allocated to each other Class of Certificates pro rata based on the respective amounts of interest accrued pursuant to clause (i) hereof for each such Class on such Distribution Date. Current Specified Enhancement Percentage: For any Distribution Date, a percentage obtained by dividing (x) the sum of (i) the aggregate Certificate Principal Balance of the Group I Subordinate Certificates and (ii) the Overcollateralization Amount, in each case prior to the distribution of the Principal Distribution Amount on such Distribution Date, by (y) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the end of the related Due Period. Current Specified Overcollateralization Percentage: For any Distribution Date, the percentage equivalent of a fraction, the numerator of which is the Overcollateralization Target Amount, and the denominator of which is the aggregate Stated Principal Balance of the Group I Mortgage Loans for such Distribution Date. Custodial Agreement: An agreement, dated as of April 28, 2006 (as the same may be amended from time to time), among the Depositor, EMC, as Sponsor and Master Servicer, the Trustee and the Custodian in substantially the form of Exhibit G hereto. Custodian: Wells Fargo Bank, National Association, or pursuant to the provisions hereof and of the Custodial Agreement. Cut-off Date: April 1, 2006. $2,937,894,589. any successor custodian appointed
Cut-off Date Balance:
Debt Service Reduction: Any reduction of the Scheduled Payments which a Mortgagor is obligated to pay with respect to a Mortgage Loan as a result of any proceeding under the Bankruptcy Code or any other similar state law or other proceeding. Deficient Valuation: With respect to any Mortgage Loan, a valuation of the Mortgaged Property by a court of competent jurisdiction in an amount less than the then outstanding indebtedness under the Mortgage Loan, which valuation results from a proceeding initiated under the Bankruptcy Code or any other similar state law or other proceeding. Delinquent: A Mortgage Loan is "Delinquent" if any payment due thereon is not made pursuant to the terms of such Mortgage Loan by the close of business on the day such payment is scheduled to be due. A Mortgage Loan is "30 days delinquent" if such payment has not been received by the close of business on the last day of the month immediately succeeding the month in which such payment was due. For example, a Mortgage Loan with a payment due on December 1 that remained unpaid as of the close of business on January 31 would then be considered to be 30 to 59 days delinquent. Similarly for "60 days delinquent," "90 days delinquent" and so on. Depositor: Structured Asset company, or its successors in interest. Depositor Information: Depository: thereto. Depository Agreement: The meaning specified in Section 5.01(a) hereof. dealer, bank or other financial institution or other Person effects book-entry transfers and pledges of securities Mortgage Investments II Inc., a Delaware limited liability
As defined in Section 3.18(c). Trust Company, the nominee of which is Cede & Co., or any successor
The Depository
Depository Participant: A broker, for whom from time to time the Depository deposited with the Depository.
Designated Depository Institution: A depository institution (commercial bank, federal savings bank, mutual savings bank or savings and loan association) or trust company (which may include the Trustee), the deposits of which are fully insured by the FDIC to the extent provided by law. Determination Date: the Servicing Agreement. With respect to each Mortgage Loan, the Determination Date as defined in
Disqualified Organization: Any of the following: (i) the United States, any State or political subdivision thereof, any possession of the United States, or any agency or instrumentality of any of the foregoing (other than an instrumentality which is a corporation if all of its activities are subject to tax and, except for the Freddie Mac or any successor thereto, a majority of its board of directors is not selected by such governmental unit), (ii) any foreign government, any international organization, or any agency or instrumentality of any of the foregoing, (iii) any organization (other than certain farmers' cooperatives described in Section 521 of the Code) which is exempt from the tax imposed by Chapter 1 of the Code (including the tax imposed by Section 511 of the Code on unrelated business taxable income), (iv) rural electric and telephone cooperatives described in Section 1381(a)(2)(C) of the Code or (v) any other Person so designated by the Trustee based upon an
Opinion of Counsel that the holding of an ownership interest in a Residual Certificate by such Person may cause any 2006-3 REMIC contained in the Trust or any Person having an ownership interest in the Residual Certificate (other than such Person) to incur a liability for any federal tax imposed under the Code that would not otherwise be imposed but for the transfer of an ownership interest in a Residual Certificate to such Person. The terms "United States," "State" and "international organization" shall have the meanings set forth in Section 7701 of the Code or successor provisions. Distribution Account: The trust account or accounts created and maintained by the Securities Administrator pursuant to Section 4.04, which shall be denominated "U.S. Bank National Association, as Trustee f/b/o holders of Structured Asset Mortgage Investments II Inc., Bear Stearns ALT-A Trust 2006-3, Mortgage Pass-Through Certificates, Series 2006-3 - Distribution Account." The Distribution Account shall be an Eligible Account. Distribution Account Deposit Date: The Business Day prior to each Distribution Date.
Distribution Date: The 25th day of any month, beginning in the month immediately following the month of the Closing Date, or, if such 25th day is not a Business Day, the Business Day immediately following. Distribution Report: 15(d) of the Exchange Act. DTC Custodian: Wells custodian for the Depository. The Asset-Backed Bank, Issuer Distribution Association, Report or its pursuant to Section 13 or successors in interest as
Fargo
National
Due Date: With respect to each Mortgage Loan, the date in each month on which its Scheduled Payment is due if such due date is the first day of a month and otherwise is deemed to be the first day of the following month or such other date specified in the related Servicing Agreement. Due Period: With respect to any Distribution Date and each Mortgage commencing on the second day of the month preceding the calendar month in which the occurs and ending at the close of business on the first day of the month in which the occurs. EDGAR: As defined in Section 3.18. Loan, the period Distribution Date Distribution Date
Eligible Account: Any of (i) a segregated account maintained with a federal or state chartered depository institution (A) the short-term obligations of which are rated A-1 or better by Standard & Poor's and P-1 by Moody's at the time of any deposit therein or (B) insured by the FDIC (to the limits established by such Corporation), the uninsured deposits in which account are otherwise secured such that, as evidenced by an Opinion of Counsel (obtained by the Person requesting that the account be held pursuant to this clause (i)) delivered to the Securities Administrator prior to the establishment of such account, the Certificateholders will have a claim with respect to the funds in such account and a perfected first priority security interest against any collateral (which shall be limited to Permitted Investments, each of which shall mature not later than the Business Day immediately preceding the Distribution Date next following the date of investment in such collateral or the Distribution Date if such Permitted Investment is an obligation of the institution that maintains the Distribution Account) securing such funds that is superior to claims of any other depositors or general creditors of the depository institution with which such account is maintained, (ii) a segregated trust account or accounts maintained with a federal or state chartered depository institution or trust company with trust powers acting in its fiduciary capacity or (iii) a segregated account or accounts of a depository institution acceptable to the Rating Agencies (as evidenced in writing by the Rating Agencies that use of any such account as the Distribution Account will not have an adverse effect on the then-current ratings assigned to the Classes of Certificates then rated by the Rating Agencies). Eligible Accounts may bear interest. EMC: EMC Mortgage Corporation, and any successor thereto. 2006, between
EMC Servicing Agreement: The Servicing Agreement, dated as of April 1, Structured Asset Mortgage Investments II Inc. and EMC as attached hereto as Exhibit H-5. ERISA: The Employee Retirement Income Security Act of 1974, as amended. As defined in Section 8.01.
Event of Default: EverHome:
EverHome Mortgage Company, and any successor thereto.
EverHome Servicing Agreement: The Subservicing Agreement, dated as of August 1, 2002, as amended by Amendment No. 1, dated as of January 31, 2006, between EverHome and EMC, as attached hereto as Exhibit H-6. Excess Cashflow: With respect to any Distribution Date, the sum of (i) Remaining Excess Spread for such Distribution Date and (ii) Overcollateralization Release Amount for such Distribution Date; provided, however, that the Excess Cashflow shall include Principal Funds on and after the Distribution Date on which the aggregate Certificate Principal Balance of the Class I-A-1, Class I-A-2, Class I-M-1, Class I-M-2, Class I-B-1, Class I-B-2 and Class I-B-3 Certificates has been reduced to zero (other than Principal Funds otherwise distributed to the Holders of Class I-A-1, Class I-A-2, Class I-M-1, Class I-M-2, Class I-B-1, Class I-B-2 and Class I-B-3 Certificates on such Distribution Date). Excess Liquidation Proceeds: To the extent that such amount is not required by law to be paid to the related Mortgagor, the amount, if any, by which Liquidation Proceeds with respect to a Liquidated Mortgage Loan exceed the sum of (i) the Outstanding Principal Balance of such Mortgage Loan and accrued but unpaid interest at the related Mortgage Interest Rate through the last day of the month in which the related Liquidation Date occurs, plus (ii) related Liquidation Expenses. Excess Spread: With respect to any Distribution Date, the excess, if any, of (i) the Interest Funds for such Distribution Date over (ii) the sum of the Current Interest on the Group I Offered Certificates and Interest Carry Forward Amounts on the Class I-A Certificates, in each case on such Distribution Date. Exchange Act: Securities Exchange Act of 1934, as amended. Any reports required to be filed pursuant to Sections 3.17, 3.18 and
Exchange Act Reports: 3.23 of this Agreement.
Extra Principal Distribution Amount: With respect to any Distribution Date, an amount derived from Excess Spread equal to the lesser of (i) the excess, if any, of the Overcollateralization Target Amount for such Distribution Date over the Overcollateralization Amount for such Distribution Date and (ii) the Excess Spread for such Distribution Date. Fannie Mae: FDIC: Federal National Mortgage Association and any successor thereto.
Federal Deposit Insurance Corporation and any successor thereto.
Final Certification: Custodial Agreement.
The
certification
substantially
in the
form
of
Exhibit Three
to the
First Horizon: First Horizon Home Loan Corporation, and its successor in interest. First Horizon Servicing Agreement: The Purchase, Warranties and Servicing Agreement, dated as of September 1, 2003, as amended on May 14, 2004, June 16, 2005, August 8, 2005 and December 21, 2005, between EMC, First Horizon and First Tennessee Mortgage Services, Inc., attached hereto as Exhibit H-7. Fiscal Quarter: December 1 through the last day of February, through August 31, or September 1 through November 30, as applicable. Form 8-K Disclosure Information: March 1 through May 31, June 1
As defined in Section 3.18(a)(iii).
Fractional Undivided Interest: With respect to any Class of Certificates (other than the Class XP Certificates), the fractional undivided interest evidenced by any Certificate of such Class the numerator of which is the Certificate Principal Balance of such Certificate and the denominator of which is the Certificate Principal Balance of such Class. With respect to the Class XP Certificates, the percentage interest stated thereon. With respect to the Certificates in the aggregate, the fractional undivided interest evidenced by (i) the Residual Certificates will be deemed to equal 1.00% (in the aggregate), (ii) the Class B-IO Certificates will be deemed to equal 1.00% and (iii) a Certificate of any other Class will be deemed to equal 98.00% multiplied by a fraction, the numerator of which is the Certificate Principal Balance of such Certificate and the denominator of which is the aggregate Certificate Principal Balance of all the Certificates other than the Class B-IO Certificates. Freddie Mac: successor thereto. Freddie Mac, formerly the Federal Home Loan Mortgage Corporation, and any
GMACM: GMAC Mortgage Corporation, and its successor in interest. GMACM Servicing Agreement: The Servicing Agreement, dated as of May 1, 2001, as amended by Amendment No. 1, dated as of October 1, 2001, Amendment No. 2, dated as of July 31, 2002, and Amendment No. 3 dated as of December 20, 2005, between EMC and GMACM, attached hereto as Exhibit H-8. Global Certificate: Any Private Certificate registered in the name of the Depository or its nominee, beneficial interests in which are reflected on the books of the Depository or on the books of a Person maintaining an account with such Depository (directly or as an indirect participant in accordance with the rules of such depository). GreenPoint: GreenPoint Mortgage Funding, Inc., and its successor in interest. GreenPoint Servicing Agreement: The Purchase, Warranties and Servicing Agreement, dated as of September 1, 2003, as amended by Amendment No. 1 to the Purchase, Warranties and Servicing Agreement, dated as of January 1, 2006, between GreenPoint and EMC, attached hereto as Exhibit H-9. Gross Margin: As to each Mortgage Loan, the fixed percentage set forth in the related Mortgage Note and indicated on the Mortgage Loan Schedule which percentage is added to the related Index on each Interest Adjustment Date to determine (subject to rounding, the minimum and maximum Mortgage Interest Rate and the Periodic Rate Cap) the Mortgage Interest Rate until the next Interest Adjustment Date. Group I Certificates: The Group I Senior Certificates, and the Group I Non-Offered Subordinate Certificates. Group I Mortgage Loans: Group I Certificates. Non-Offered the Group I Subordinate Certificates
The Mortgage Loans identified as such on the Mortgage Loan Schedule. Certificates: The Group I The Class Senior I-B-3, Class and I-XP and the Group Class I B-IO
Subordinate
Group I Offered Subordinate Certificates. Group I Offered I-B-2 Certificates.
Certificates: Subordinate
Certificates
Offered
Certificates:
The Class I-M-1,
Class I-M-2, Class I-B-1 and Class
Group I Senior Certificates: The Class I-A Certificates. Group I Significance Estimate: With respect to any Distribution Date, and in accordance with Item 1115 of Regulation AB, shall be an amount determined based on the reasonable good-faith estimate by the Depositor of the aggregate maximum probable exposure of the outstanding Group I Certificates to the related Cap Contract. Group I Significance Percentage: With respect to any Distribution Date, and in accordance with Item 1115 of Regulation AB, shall be an percentage equal to the Significance Estimate divided by the aggregate outstanding Certificate Principal Balance of the Group I Certificates, prior to the distribution of the related Principal Distribution Amount on such Distribution Date. Group I Subordinate Certificates: Non-Offered Subordinate Certificates. The Group I Offered Subordinate Certificates and the Group I
Group II Aggregate Subordinate Optimal Principal Amount: With respect to any Distribution Date, the sum of the Group II Subordinate Optimal Principal Amounts for all Sub-Loan Groups in Loan Group II for such Distribution Date. Group Certificates. II Certificates: The Group II Senior Certificates and the Group II Subordinate Certificate
Group II Cross-Over Date: The first Distribution Date on which the aggregate Principal Balance of the Group II Subordinate Certificates has been reduced to zero. Group II Mortgage Loans: Group II Non-Offered Class II-B-6 Certificates. Group II Offered Subordinate Certificates.
The Mortgage Loans identified as such on the Mortgage Loan Schedule. Certificates: The Group II The Class II-XP, Class II-B-4, Class II-B-5 and Senior Certificates II-B-1, and the Group II Class Offered II-B-2,
Subordinate
Certificates:
Group II Offered Subordinate Certificates: Class II-X-B2 and Class II-B-3 Certificates. Class
The Class
Class
II-X-B1,
Group II Senior Certificates: The Class II-1A-1, Class II-1A-2, Class II-2A-1, Class II-2A-2, II-2X-1, Class II-3A-1, Class II-3A-2, Class II-3X-1, Class II-4A-1, Class II-4A-2 and Class
II-4X-1 Certificates. Group II Senior Optimal Principal Amount: With respect to each Distribution Date and a Certificate Group related to a Sub-Loan Group in Loan Group II, an amount equal to the sum, without duplication, of the following (but in no event greater than the aggregate Certificate Principal Balances of the related Certificate Group immediately prior to such Distribution Date): (i) the related Senior Percentage of the principal portion of all Scheduled Payments due on each Outstanding Mortgage Loan in the related Sub-Loan Group on the related Due Date as specified in the amortization schedule at the time applicable thereto (after adjustments for previous Principal Prepayments but before any adjustment to such amortization schedule by reason of any bankruptcy or similar proceeding or any moratorium or similar waiver or grace period if the related Distribution Date occurs prior to the related Cross-over Date); (ii) the related Senior Prepayment Percentage of the Stated Principal Balance of Mortgage Loan in the related Sub-Loan Group which was the subject of a Principal Prepayment in full received by the Servicers during the related Prepayment Period; (iii) the related Senior Prepayment Percentage Prepayments in part allocated to principal received by the Servicers Period in respect to each Mortgage Loan in the related Sub-Loan Group; of amount of all Principal during the related Prepayment
(iv) the lesser of (a) the related Senior Prepayment Percentage of the sum of (A) all Net Liquidation Proceeds allocable to principal received in respect of each Mortgage Loan in the related Sub-Loan Group that became a Liquidated Mortgage Loan during the related Prepayment Period (other than Mortgage Loans described in the immediately following clause (B)) and all Subsequent Recoveries received in respect of each Liquidated Mortgage Loan in the related Sub-Loan Group during the related Due Period and (B) the Stated Principal Balance of each such Mortgage Loan purchased by an insurer from the Trust during the related Prepayment Period pursuant to the related Primary Mortgage Insurance Policy, if any, or otherwise and (b) the related Senior Percentage of the sum of (A) the Stated Principal Balance of each Mortgage Loan in the related Sub-Loan Group which became a Liquidated Mortgage Loan during the related Prepayment Period (other than the Mortgage Loans described in the immediately following clause (B)) and all Subsequent Recoveries received in respect of each Liquidated Mortgage Loan in the related Sub-Loan Group during the related Due Period and (B) the Stated Principal Balance of each such Mortgage Loan that was purchased by an insurer from the Trust during the related Prepayment Period pursuant to the related Primary Mortgage Insurance Policy, if any or otherwise; (v) any amount allocated pursuant to Section 6.02(i)(a)(G); and to the Available Funds of the related Sub-Loan Group
(vi) the related Senior Prepayment Percentage of the sum of (a) the Stated Principal Balance of each Mortgage Loan in the related Sub-Loan Group that was repurchased by the Sponsor in connection with such Distribution Date and (b) the excess, if any, of the Stated Principal Balance of a Mortgage Loan in the related Sub-Loan Group that has been replaced by the Sponsor with a substitute Mortgage Loan pursuant to the Mortgage Loan Purchase Agreement in connection with such Distribution Date over the Stated Principal Balance of such substitute Mortgage Loan. Group II Senior Percentage: With respect to each Certificate Group related to a Sub-Loan Group in Loan Group II, initially 91.25%. With respect to any Distribution Date and a Certificate Group related to a Sub-Loan Group in Loan Group II, the lesser of (i) 100% and (ii) the percentage obtained by dividing the aggregate Certificate Principal Balance of the Senior Certificates (other than the Class II-X Certificates) in such Certificate Group immediately preceding such Distribution Date by the aggregate Stated Principal Balance of the Mortgage Loans in the related Sub-Loan Group as of the beginning of the related Due Period. Group II Senior Prepayment Percentage: With respect to a Certificate Group related to a Sub-Loan Group in Loan Group II and any Distribution Date occurring during the periods set forth below, as follows: Period (dates inclusive) May 2006 April 2013 May 2013 April 2014 Senior Prepayment Percentage 100% Senior Percentage for the related Certificate Group plus 70% of the Subordinate Percentage for the related Sub-Loan Group. Senior Percentage for the related Certificate Group plus 60% of the Subordinate Percentage for the related Sub-Loan Group. Senior Percentage for the related Certificate Group plus 40% of the Subordinate Percentage for the related Sub-Loan Group. Senior Percentage for the related Certificate Group plus 20% of the Subordinate Percentage for the related Sub-Loan Group. Senior Percentage for the related Certificate Group.
May 2014 April 2015
May 2015 April 2016
May 2016 April 2017
May 2017 and thereafter
In addition, no reduction of the Senior Prepayment Percentage for the related Certificate Group shall occur on any Distribution Date unless, as of the last day of the month preceding such Distribution Date, (A) the aggregate Stated Principal Balance of the Group II Mortgage Loans in all Sub-Loan Groups in Loan Group II delinquent 60 days or more (including for this purpose any such Group II Mortgage Loans in foreclosure and Group II Mortgage Loans with respect to which the related Mortgaged Property has been acquired by the Trust), averaged over the last six months, as a percentage of the sum of the aggregate Certificate Principal Balance of the Group II Subordinate Certificates does not exceed 50%; and (B) cumulative Realized Losses on the Group II Mortgage Loans in all Sub-Loan Groups in Loan Group II do not exceed (a) 30% of the Original Group II Subordinate Principal Balance if such Distribution Date occurs between and including May 2013 and April 2014, (b) 35% of the Original Group II Subordinate Principal Balance if such Distribution Date occurs between and including May 2014 and April 2015, (c) 40% of the Original Group II Subordinate Principal Balance if such Distribution Date occurs between and including May 2015 and April 2016, (d) 45% of the Original Group II Subordinate Principal Balance if such Distribution Date occurs between and including May 2016 and April 2017, and (e) 50% of the Original Group II Subordinate Principal Balance if such Distribution Date occurs during or after May 2017. In addition, if on any Distribution Date the weighted average of the Subordinate Percentages for such Distribution Date is equal to or greater than two times the weighted average of the initial Subordinate Percentages, and (a) the aggregate Stated Principal Balance of the Group II Mortgage Loans for all Sub-Loan Groups delinquent 60 days or more (including for this purpose any such Mortgage Loans in foreclosure and such Group II Mortgage Loans with respect to which the related Mortgaged Property has been acquired by the Trust), averaged over the last six months, as a percentage of the aggregate Certificate Principal Balance of the Group II Subordinate Certificates does not exceed 50% and (b)(i) on
or prior to the Distribution Date in April 2009, cumulative Realized Losses on the Group II Mortgage Loans for all Sub-Loan Groups in Loan Group II as of the end of the related Prepayment Period do not exceed 20% of the Original Group II Subordinate Principal Balance and (ii) after the Distribution Date in March 2009 cumulative Realized Losses on the Group II Mortgage Loans for all Sub-Loan Groups in Loan Group II as of the end of the related Prepayment Period do not exceed 30% of the Original Group II Subordinate Principal Balance, then, the Senior Prepayment Percentage for such Distribution Date will equal the Senior Percentage for the related Certificate Group; provided, however, if on such Distribution Date the Subordinate Percentage is equal to or greater than two times the initial Subordinate Percentage on or prior to the Distribution Date occurring in April 2009 and the above delinquency and loss tests are met, then the Senior Prepayment Percentage for the related Certificate Group for such Distribution Date will equal the related Senior Percentage plus 50% of the related Subordinate Percentage. Notwithstanding the foregoing, if on any Distribution Date the percentage, the numerator of which is the aggregate Certificate Principal Balance of the Group II Senior Certificates immediately preceding such Distribution Date, and the denominator of which is the Stated Principal Balance of the Group II Mortgage Loans as of the beginning of the related Due Period, exceeds such percentage as of the Cut-off Date, the Senior Prepayment Percentage with respect to all of the Group II Senior Certificates will equal 100%. Group II Significance Estimate: With respect to any Distribution Date and each related Cap Contract, and in accordance with Item 1115 of Regulation AB, shall be an amount determined based on the reasonable good-faith estimate by the Depositor of the maximum probable exposure of each of the outstanding Class II-B-1 Certificates and Class II-B-2 Certificates to the related Cap Contracts. Group II Significance Percentage: With respect to any Distribution Date and each related Cap Contract, and in accordance with Item 1115 of Regulation AB, shall be an percentage equal to the related Significance Estimate divided by the outstanding Certificate Principal Balance of the Class II-B-1 Certificates and the Class II-B-2 Certificates, as applicable, prior to the distribution of the related Principal Distribution Amount on such Distribution Date. Group II Subordinate Certificates: II Non-Offered Subordinate Certificates. The Group II Offered Subordinate Certificates and the Group
Group II Subordinate Optimal Principal Amount: With respect to any Distribution Date and any Sub-Loan Group in Loan Group II, an amount equal to the sum, without duplication, of the following (but in no event greater than the aggregate Certificate Principal Balance of the Group II Subordinate Certificates immediately prior to such Distribution Date): (i) the related Subordinate Percentage of the principal portion of all Scheduled Payments due on each Outstanding Mortgage Loan in the related Sub-Loan Group on the related Due Date as specified in the amortization schedule at the time applicable thereto (after adjustment for previous Principal Prepayments but before any adjustment to such amortization schedule by reason of any bankruptcy or similar proceeding or any moratorium or similar waiver or grace period); (ii) the related Subordinate Prepayment Percentage of the Stated Principal Balance of each Mortgage Loan in the related Sub-Loan Group that was the subject of a Principal Prepayment in full received by the Servicers during the related Prepayment Period; (iii) the related Subordinate Prepayment Percentage of the amount of all Principal Prepayments in part received by the Servicers in respect to the Mortgage Loan in the related Sub-Loan Group during the related Prepayment Period; (iv) the excess, if any, of (a) all Net Liquidation Proceeds allocable to principal received during the related Prepayment Period in respect of each Liquidated Mortgage Loan in the related Sub-Loan Group and all Subsequent Recoveries received in respect of each Liquidated Mortgage Loan during the related Due Period over (b) the sum of the amounts distributable to the Senior Certificates in the related Certificate Group pursuant to clause (iv) of the definition of Senior Optimal Principal Amount on such Distribution Date; (v) the related Subordinate Prepayment Percentage of the sum of (a) the Stated Principal Balance of each Mortgage Loan in the related Sub-Loan Group that was purchased by the Sponsor in connection with such Distribution Date and (b) the difference, if any, between the Stated Principal Balance of a Mortgage Loan in the related Sub-Loan Group that has been replaced by the Sponsor with a Substitute Mortgage Loan pursuant to the Mortgage Loan Purchase Agreement in connection with such Distribution Date over the Stated Principal Balance of such Substitute Mortgage Loan; and (vi) on the Distribution Date on which the Certificate Principal Balances of the Senior Certificates in the related Certificate Group have all been reduced to zero, 100% of the Senior Optimal Principal Amount for the related Sub-Loan Group. After the aggregate Certificate Principal Balance of the Subordinate Certificates has been reduced to zero, the Subordinate Optimal Principal Amount shall be zero. Group II Subordinate Percentage: With respect to each Sub-Loan Group included in Loan Group II on any Distribution Date, 100% minus the Senior Percentage for the related Certificate Group. Group II Subordinate Prepayment Percentage: With respect to each Loan Group included in Loan Group II on any Distribution Date, 100% minus the Senior Percentage for the related Certificate Group. Group III Aggregate Subordinate Optimal Principal Amount: With respect to any Distribution Date, the sum of the Group III Subordinate Optimal Principal Amounts for all Sub-Loan Groups in Loan Group III for such Distribution Date. Group III Certificates. Certificates: The Group III Senior Certificates and the Group III Subordinate Certificate
Group III Cross-Over Date: The first Distribution Date on which the aggregate Principal Balance of the Group III Subordinate Certificates has been reduced to zero. Group III Mortgage Loans: Group III Non-Offered III-B-6 Certificates. Group III Offered Subordinate Certificates.
The Mortgage Loans identified as such on the Mortgage Loan Schedule. Certificates: The Class III-B-4, Class III-B-5 and Class Offered
Subordinate
Certificates:
The Group III Senior
Certificates
and the Group III
Group III Offered Subordinate Certificates.
Certificates:
The Class III-B-1,
Class III-B-2 and Class III-B-3
Group III Senior Certificates: The Class III-1A-1, Class III-1A-2, Class III-1X-1, Class III-2A-1, Class III-2A-2, Class III-2X-1, Class III-3A-1, Class III-3A-2, Class III-4A-1, Class III-4A-2, Class III-4X-1, Class III-5A-1, Class III-5A-2, Class III-6A-1 and Class III-6A-2 Certificates.
Group III Senior Optimal Principal Amount: With respect to each Distribution Date and a Certificate Group related to a Sub-Loan Group in Loan Group III, an amount equal to the sum, without duplication, of the following (but in no event greater than the aggregate Certificate Principal Balances of the related Certificate Group immediately prior to such Distribution Date): (i) the related Senior Percentage of the principal portion of all Scheduled Payments due on each Outstanding Mortgage Loan in the related Sub-Loan Group on the related Due Date as specified in the amortization schedule at the time applicable thereto (after adjustments for previous Principal Prepayments but before any adjustment to such amortization schedule by reason of any bankruptcy or similar proceeding or any moratorium or similar waiver or grace period if the related Distribution Date occurs prior to the related Cross-over Date); (ii) the related Senior Prepayment Percentage of the Stated Principal Balance of Mortgage Loan in the related Sub-Loan Group which was the subject of a Principal Prepayment in full received by the Servicers during the related Prepayment Period; (iii) the related Senior Prepayment Percentage Prepayments in part allocated to principal received by the Servicers Period in respect to each Mortgage Loan in the related Sub-Loan Group; of amount of all Principal during the related Prepayment
(iv) the lesser of (a) the related Senior Prepayment Percentage of the sum of (A) all Net Liquidation Proceeds allocable to principal received in respect of each Mortgage Loan in the related Sub-Loan Group that became a Liquidated Mortgage Loan during the related Prepayment Period (other than Mortgage Loans described in the immediately following clause (B)) and all Subsequent Recoveries received in respect of each Liquidated Mortgage Loan in the related Sub-Loan Group during the related Due Period and (B) the Stated Principal Balance of each such Mortgage Loan purchased by an insurer from the Trust during the related Prepayment Period pursuant to the related Primary Mortgage Insurance Policy, if any, or otherwise and (b) the related Senior Percentage of the sum of (A) the Stated Principal Balance of each Mortgage Loan in the related Sub-Loan Group which became a Liquidated Mortgage Loan during the related Prepayment Period (other than the Mortgage Loans described in the immediately following clause (B)) and all Subsequent Recoveries received in respect of each Liquidated Mortgage Loan in the related Sub-Loan Group during the related Due Period and (B) the Stated Principal Balance of each such Mortgage Loan that was purchased by an insurer from the Trust during the related Prepayment Period pursuant to the related Primary Mortgage Insurance Policy, if any or otherwise; (v) any amount allocated pursuant to Section 6.02(i)(a)(I); and to the Available Funds of the related Sub-Loan Group
(vi) the related Senior Prepayment Percentage of the sum of (a) the Stated Principal Balance of each Mortgage Loan in the related Sub-Loan Group that was repurchased by the Sponsor in connection with such Distribution Date and (b) the excess, if any, of the Stated Principal Balance of a Mortgage Loan in the related Sub-Loan Group that has been replaced by the Sponsor with a substitute Mortgage Loan pursuant to the Mortgage Loan Purchase Agreement in connection with such Distribution Date over the Stated Principal Balance of such substitute Mortgage Loan. Group III Senior Percentage: With respect to each Certificate Group related to a Sub-Loan Group in Loan Group III, initially 93.40%. With respect to any Distribution Date and a Certificate Group related to a Sub-Loan Group in Loan Group III, the lesser of (i) 100% and (ii) the percentage obtained by dividing the aggregate Certificate Principal Balance of the Senior Certificates (other than the Class II-X Certificates) in such Certificate Group immediately preceding such Distribution Date by the aggregate Stated Principal Balance of the Mortgage Loans in the related Sub-Loan Group as of the beginning of the related Due Period. Group III Senior Prepayment Percentage: With respect to a Certificate Group related to a Sub-Loan Group in Loan Group III and any Distribution Date occurring during the periods set forth below, as follows: Period (dates inclusive) May 2006 April 2013 May 2013 April 2014 Senior Prepayment Percentage 100% Senior Percentage for the related Certificate Group plus 70% of the Subordinate Percentage for the related Sub-Loan Group. Senior Percentage for the related Certificate Group plus 60% of the Subordinate Percentage for the related Sub-Loan Group. Senior Percentage for the related Certificate Group plus 40% of the Subordinate Percentage for the related Sub-Loan Group. Senior Percentage for the related Certificate Group plus 20% of the Subordinate Percentage for the related Sub-Loan Group. Senior Percentage for the related Certificate Group.
May 2014 April 2015
May 2015 April 2016
May 2016 April 2017
May 2017 and thereafter
In addition, no reduction of the Senior Prepayment Percentage for the related Certificate Group shall occur on any Distribution Date unless, as of the last day of the month preceding such Distribution Date, (A) the aggregate Stated Principal Balance of the Group III Mortgage Loans in all Sub-Loan Groups in Loan Group III delinquent 60 days or more (including for this purpose any such Group III Mortgage Loans in foreclosure and Group III Mortgage Loans with respect to which the related Mortgaged Property has been acquired by the Trust), averaged over the last six months, as a percentage of the sum of the aggregate Certificate Principal Balance of the Group III Subordinate Certificates does not exceed 50%; and (B) cumulative Realized Losses on the Group III Mortgage Loans in all Sub-Loan Groups in Loan Group III do not exceed (a) 30% of the Original Group III Subordinate Principal Balance if such Distribution Date occurs between and including May 2013 and April 2014, (b) 35% of the Original Group III Subordinate Principal Balance if such Distribution Date occurs between and including May 2014 and April 2015, (c) 40% of the Original Group III Subordinate Principal Balance if such Distribution Date occurs between and including May 2015 and April 2016, (d) 45% of the Original Group III Subordinate Principal Balance if such Distribution Date occurs between and including May 2016 and April 2017, and (e) 50% of the Original Group III Subordinate Principal Balance if such Distribution Date occurs during or after May 2017. In addition, if on any Distribution Date the weighted average of the Subordinate Percentages for such Distribution Date is equal to or greater than two times the weighted average of the initial Subordinate Percentages, and (a) the aggregate Stated Principal Balance of the Group III Mortgage Loans for all Sub-Loan Groups delinquent 60 days or more (including for this purpose any such Mortgage Loans in foreclosure and such Group III Mortgage Loans with respect to which the related Mortgaged Property has been acquired by the Trust), averaged over the last six months, as a percentage of the aggregate Certificate Principal Balance of the Group III Subordinate Certificates does not exceed 50% and (b)(i) on or prior to the Distribution Date in April 2009, cumulative Realized Losses on the Group III
Mortgage Loans for all Sub-Loan Groups in Loan Group III as of the end of the related Prepayment Period do not exceed 20% of the Original Group III Subordinate Principal Balance and (ii) after the Distribution Date in March 2009 cumulative Realized Losses on the Group III Mortgage Loans for all Sub-Loan Groups in Loan Group III as of the end of the related Prepayment Period do not exceed 30% of the Original Group III Subordinate Principal Balance, then, the Senior Prepayment Percentage for such Distribution Date will equal the Senior Percentage for the related Certificate Group; provided, however, if on such Distribution Date the Subordinate Percentage is equal to or greater than two times the initial Subordinate Percentage on or prior to the Distribution Date occurring in April 2009 and the above delinquency and loss tests are met, then the Senior Prepayment Percentage for the related Certificate Group for such Distribution Date will equal the related Senior Percentage plus 50% of the related Subordinate Percentage. Notwithstanding the foregoing, if on any Distribution Date the percentage, the numerator of which is the aggregate Certificate Principal Balance of the Group III Senior Certificates immediately preceding such Distribution Date, and the denominator of which is the Stated Principal Balance of the Group III Mortgage Loans as of the beginning of the related Due Period, exceeds such percentage as of the Cut-off Date, the Senior Prepayment Percentage with respect to all of the Group III Senior Certificates will equal 100%. Group III Subordinate Certificates: The Group III Group III Non-Offered Subordinate Certificates. Offered Subordinate Certificates and the
Group III Subordinate Optimal Principal Amount: With respect to any Distribution Date and any Sub-Loan Group in Loan Group III, an amount equal to the sum, without duplication, of the following (but in no event greater than the aggregate Certificate Principal Balance of the Group III Subordinate Certificates immediately prior to such Distribution Date): (i) the related Subordinate Percentage of the principal portion of all Scheduled Payments due on each Outstanding Mortgage Loan in the related Sub-Loan Group on the related Due Date as specified in the amortization schedule at the time applicable thereto (after adjustment for previous Principal Prepayments but before any adjustment to such amortization schedule by reason of any bankruptcy or similar proceeding or any moratorium or similar waiver or grace period); (ii) the related Subordinate Prepayment Percentage of the Stated Principal Balance of each Mortgage Loan in the related Sub-Loan Group that was the subject of a Principal Prepayment in full received by the Servicers during the related Prepayment Period; (iii) the related Subordinate Prepayment Percentage of the amount of all Principal Prepayments in part received by the Servicers in respect to the Mortgage Loan in the related Sub-Loan Group during the related Prepayment Period; (iv) the excess, if any, of (a) all Net Liquidation Proceeds allocable to principal received during the related Prepayment Period in respect of each Liquidated Mortgage Loan in the related Sub-Loan Group and all Subsequent Recoveries received in respect of each Liquidated Mortgage Loan during the related Due Period over (b) the sum of the amounts distributable to the Senior Certificates in the related Certificate Group pursuant to clause (iv) of the definition of Senior Optimal Principal Amount on such Distribution Date; (v) the related Subordinate Prepayment Percentage of the sum of (a) the Stated Principal Balance of each Mortgage Loan in the related Sub-Loan Group that was purchased by the Sponsor in connection with such Distribution Date and (b) the difference, if any, between the Stated Principal Balance of a Mortgage Loan in the related Sub-Loan Group that has been replaced by the Sponsor with a Substitute Mortgage Loan pursuant to the Mortgage Loan Purchase Agreement in connection with such Distribution Date over the Stated Principal Balance of such Substitute Mortgage Loan; and (vi) on the Distribution Date on which the Certificate Principal Balances of the Senior Certificates in the related Certificate Group have all been reduced to zero, 100% of the Senior Optimal Principal Amount for the related Sub-Loan Group. After the aggregate Certificate Principal Balance of the Subordinate Certificates has been reduced to zero, the Subordinate Optimal Principal Amount shall be zero. Group III Subordinate Percentage: With respect to each Sub-Loan Group included in Loan Group III on any Distribution Date, 100% minus the Senior Percentage for the related Certificate Group. Group III Subordinate Prepayment Percentage: With respect to each Sub-Loan Group included in Loan Group III on any Distribution Date, 100% minus the Senior Prepayment Percentage for the related Certificate Group. Harbourside: interest. Harbourside Servicing Agreement: The Purchase, Warranties and Servicing Agreement, dated as of April 1, 2005, as amended by Amendment No. 1, dated as of January 31, 2006, between Harbourside and EMC, attached hereto as Exhibit H-10. Holder: The Person in whose name a Certificate is registered in the Certificate Register, except that, subject to Sections 11.02(b) and 11.05(e), solely for the purpose of giving any consent pursuant to this Agreement, any Certificate registered in the name of the Depositor, the Master Servicer, the Securities Administrator or the Trustee or any Affiliate thereof shall be deemed not to be outstanding and the Fractional Undivided Interest evidenced thereby shall not be taken into account in determining whether the requisite percentage of Fractional Undivided Interests necessary to effect any such consent has been obtained. HomeBanc: HomeBanc Mortgage Corporation, and its successor in interest. Savannah Bank, NA dba Harbourside Mortgage Corporation, and its successor in
HomeBanc Servicing Agreement: The Purchase, Warranties and Servicing Agreement, dated as of January 1, 2004, as amended by the Amended and Restated Amendment No. 1, dated as of January 27, 2006, between Homebanc and EMC, attached hereto as Exhibit H-11. HSBC: HSBC Mortgage Corporation (USA), and its successor in interest. HSBC Servicing Agreement: The Amended and Restated Purchase, Warranties and Servicing Agreement, dated as of September 1, 2005, as amended by Amendment Reg AB, dated as of November 7, 2005, between HSBC and EMC, attached hereto as Exhibit H-12. Indemnified Persons: The Trustee, the Master Servicer, the Custodian and the Securities Administrator and their officers, directors, agents and employees and, with respect to the Trustee, any separate co-trustee and its officers, directors, agents and employees. Index: The index, if any, specified in a Mortgage Mortgage Interest Rate will be adjusted from time to time. Individual Certificate: Any Private Certificate Note by reference to which the related other
registered
in the name of the Holder
than the Depository or its nominee. Initial Certification: Custodial Agreement. The certification substantially in the form of Exhibit One to the
Initial Coverage Account: The account or sub-account established and maintained pursuant to Section 4.10(a) and which shall be an Eligible Account or a sub-account of an Eligible Account. Initial Mortgage Loan: A Mortgage Loan transferred and assigned to the Trust on the Closing Date pursuant to Section 2.01 and held as a part of the Trust, as identified in the applicable Mortgage Loan Schedule. Institutional Accredited Investor: Any Person meeting the requirements of Rule 501(a)(l), (2), (3) or (7) of Regulation D under the Securities Act or any entity all of the equity holders in which come within such paragraphs. Insurance Policy: With respect to any Mortgage flood insurance policy or title insurance policy. Loan, any standard hazard insurance policy,
Insurance Proceeds: Amounts paid by the insurer under any Insurance Policy covering any Mortgage Loan or Mortgaged Property other than amounts required to be paid over to the Mortgagor pursuant to law or the related Mortgage Note or Security Instrument and other than amounts used to repair or restore the Mortgaged Property or to reimburse insured expenses, including the related Servicer's costs and expenses incurred in connection with presenting claims under the related Insurance Policies. Interest Accrual Period: With respect to each Distribution Date, for each Class of Group II Certificates (other than the Class II-B-1 Certificates and the Class II-B-2 Certificates) and Group III Certificates, the calendar month preceding the month in which such Distribution Date occurs. The Interest Accrual Period for the Group I Certificates, the Class I-B-3, Class II-B-1 and Class II-B-2 Certificates will be the period from and including the preceding Distribution Date (or from and including the Closing Date, in the case of the first Distribution Date) to and including the day prior to the current Distribution Date. Interest Adjustment Date: With respect to a Mortgage Loan, the date, if any, related Mortgage Note on which the Mortgage Interest Rate is subject to adjustment. specified in the
Interest Carryforward Amount: As of the first Distribution Date and with respect to each Class of Group I Offered Certificates, zero, and for each Distribution Date thereafter, the sum of (i) the excess of (a) the Current Interest for such Class with respect to prior Distribution Dates over (b) the amount actually distributed to such Class of Group I Certificates with respect to interest on or after such prior Distribution Dates and (ii) interest thereon (to the extent permitted by applicable law) at the applicable Pass-Through Rate for such Class for the related Interest Accrual Period including the Interest Accrual Period relating to such Distribution Date. Interest Coverage Account: The account or sub-account established and maintained pursuant to Section 4.09(a) and which shall be an Eligible Account or a sub-account of an Eligible Account. Interest Coverage Amount: The amount to be paid by the Depositor to the Paying Agent for deposit in the Interest Coverage Account on the Closing Date pursuant to Section 4.09, which amount is $ 1,573,411.36. Interest Funds: For any Distribution Date and Loan Group I, (i) the sum, without duplication, of (a) all scheduled interest collected in respect to the related Group I Mortgage Loans during the related Due Period less the related Servicing Fee, (b) all Monthly Advances relating to interest with respect to the related Group I Mortgage Loans remitted by the related Servicer or Master Servicer, as applicable, on or prior to the related Distribution Account Deposit Date, (c) all Compensating Interest Payments with respect to the Group I Mortgage Loans and required to be remitted by the Master Servicer pursuant to this Agreement or the related Servicer pursuant to the related Servicing Agreement with respect to such Distribution Date, (d) Liquidation Proceeds with respect to the related Group I Mortgage Loans collected during the related Prepayment Period (or, in the case of Subsequent Recoveries, during the related Due Period), to the extent such Liquidation Proceeds relate to interest, (e) all amounts relating to interest with respect to each related Group I Mortgage Loan purchased by EMC pursuant to Sections 2.02 and 2.03 or by the Depositor pursuant to Section 3.21 during the related Due Period, (f) all amounts in respect of interest paid by EMC pursuant to Section 10.01 in respect to Loan Group I, in each case to the extent remitted by EMC or its designee, as applicable, to the Distribution Account pursuant to this Agreement, and (g) any amount withdrawn from the Pre-Funding Reserve Account pursuant to Section 4.08(c)(iii) in respect of Loan Group III minus (ii) all amounts relating to interest required to be reimbursed pursuant to Sections 4.01 and 4.05 or as otherwise set forth in this Agreement and allocated to Loan Group I. Interest Shortfall: With respect to any Distribution Date and each the related Prepayment Period was the subject of a Principal Prepayment or Mortgage Loan, an amount determined as follows: Mortgage Loan that during constitutes a Relief Act
(a) Partial Principal Prepayments received during the relevant Prepayment Period: The difference between (i) one month's interest at the applicable Net Rate on the amount of such prepayment and (ii) the amount of interest for the calendar month of such prepayment (adjusted to the applicable Net Rate) received at the time of such prepayment; (b) Principal Prepayments in full received during the relevant Prepayment Period: The difference between (i) one month's interest at the applicable Net Rate on the Stated Principal Balance of such Mortgage Loan immediately prior to such prepayment and (ii) the amount of interest for the calendar month of such prepayment (adjusted to the applicable Net Rate) received at the time of such prepayment; and (c) Relief Act Mortgage Loans: As to any Relief Act Mortgage Loan, the excess of (i) 30 days' interest (or, in the case of a principal prepayment in full, interest to the date of prepayment) on the Stated Principal Balance thereof (or, in the case of a principal prepayment in part, on the amount so prepaid) at the related Net Rate over (ii) 30 days' interest (or, in the case of a principal prepayment in full, interest to the date of prepayment) on such Stated Principal Balance (or, in the case of a Principal Prepayment in part, on the amount so prepaid) at the annual interest rate required to be paid by the Mortgagor as limited by application of the Relief Act. Interim Certification: Custodial Agreement. The certification substantially in the form of Exhibit Two to the
Investment Letter: The letter to be furnished by each Institutional purchases any of the Private Certificates in connection with such purchase, set forth as Exhibit F-1 hereto. Lender-Paid PMI Policy:
Accredited Investor which substantially in the form
Any lender-paid primary mortgage insurance policy.
Lender-Paid PMI Rate: With respect to each Mortgage Loan covered by a Lender-Paid PMI policy, the premium to be paid by the applicable Servicer out of interest collections on the related Mortgage Loan, as stated in the Mortgage Loan Schedule. LIBOR Business Day: Any day other than a Saturday or a Sunday or a day on which institutions in the city of London, England are required or authorized by law to be closed. banking
LIBOR Determination Date: With respect to each Class of Offered Certificates and for the first Interest Accrual Period, April 26, 2006. With respect to each Class of Offered Certificates and any Interest Accrual Period thereafter, the second LIBOR Business Day preceding the commencement of such Interest Accrual Period. Liquidated Mortgage Loan: Any defaulted Mortgage Loan as to which the Servicer or the Master Servicer has determined that all amounts it expects to recover from or on account of such Mortgage Loan have been recovered. Liquidation Date: With respect to any Liquidated Mortgage Loan, the date on which the Master Servicer or the Servicer has certified that such Mortgage Loan has become a Liquidated Mortgage Loan. Liquidation Expenses: With respect to a Mortgage Loan in liquidation, unreimbursed expenses paid or incurred by or for the account of the Master Servicer or the Servicer in connection with the liquidation of such Mortgage Loan and the related Mortgage Property, such expenses including (a) property protection expenses, (b) property sales expenses, (c) foreclosure and sale costs, including court costs and reasonable attorneys' fees, and (d) similar expenses reasonably paid or incurred in connection with liquidation. Liquidation Proceeds: Amounts received Mortgage Loan, whether through trustee's sale, proceeds or otherwise and Subsequent Recoveries. Loan Group: in connection with the liquidation of a defaulted foreclosure sale, Insurance Proceeds, condemnation
Loan Group I, Loan Group II or Loan Group III, as applicable.
Loan Group I: The Mortgage Loans identified as such on the Mortgage Loan Schedule. Loan Group II: Sub-Loan Group II-1, II-4. Loan Group III: Sub-Loan Group III-1, Sub-Loan Group III-2, Group III-4, Sub-Loan Group III-5 and Sub-Loan Group III-6. Sub-Loan Group III-3, Sub-Loan Sub-Loan Group II-2, Sub-Loan Group II-3 and Sub-Loan Group
Loan-to-Value Ratio: With respect to any Mortgage Loan, the fraction, percentage, the numerator of which is the original principal balance of the related the denominator of which is the Original Value of the related Mortgaged Property. Loss Allocation Limitation: The meaning specified in Section 6.04(c) hereof.
expressed as a Mortgage Loan and
Loss Severity Percentage: With respect to any Distribution Date, the percentage equivalent of a fraction, the numerator of which is the amount of Realized Losses incurred on a Mortgage Loan and the denominator of which is the Stated Principal Balance of such Mortgage Loan immediately prior to the liquidation of such Mortgage Loan. Lost Notes: Schedule. Margin: With respect to any Distribution Date on or prior to the first possible optional termination date for the Group I Certificates and (i) the Class I-A-1 Certificates, 0.190% per annum, (ii) the Class I-A-2 Certificates, 0.270% per annum, (iii) the Class I-M-1 Certificates, 0.350% per annum, (iv) the Class I-M-2 Certificates, 0.450% per annum, (v) the Class I-B-1 Certificates, 1.300% per annum, (vi) the Class I-B-2 Certificates, 2.150% per annum, and (vii) the Class I-B-3 Certificates, 2.150% per annum; and with respect to any distribution date after the first possible optional termination date for the Group I Certificates and (i) the Class I-A-1 Certificates, 0.380% per annum, (ii) the Class I-A-2 Certificates, 0.540% per annum, (iii) the Class I-M-1 Certificates, 0.525% per annum, (iv) the Class I-M-2 Certificates, 0.675% per annum, (v) the Class I-B-1 Certificates, 1.950% per annum, (vi) the Class I-B-2 Certificates, 3.225% per annum, and (vii) the Class I-B-3 Certificates, 3.225% per annum; with respect to any distribution date on or prior to the first possible optional termination date for the Class II-B-1 Certificates and the Class II-B-2 Certificates and (i) the Class II-B-1 Certificates, 0.380% per annum, and (ii) the Class II-B-2 Certificates, 0.490% per annum; and with respect to any distribution date after the first possible optional termination date for the Class II-B-1 Certificates and the Class II-B-2 Certificates and (i) the Class II-B-1 Certificates, 0.570% per annum, and (ii) the Class II-B-2 Certificates, 0.735% per annum. Marker Rate: With respect to the Class B-IO Certificates or REMIC VI Regular Interest B-IO-I and any Distribution Date, in relation to the REMIC III Regular Interests LT1, LT2, LT3 and LT4, a per annum rate equal to two (2) times the weighted average of the Uncertificated REMIC III Pass-Through Rates for REMIC III Regular Interest LT2 and REMIC III Regular Interest LT3. Master Servicer: As of the thereafter, its respective successors Agreements and this Agreement. Master Servicer Information: Master Servicing Compensation: Material Defect: Closing Date, Wells Fargo Bank, National in interest that meet the qualifications Association and, of the Servicing The original Mortgage Notes that have been lost, as indicated on the Mortgage Loan
As defined in Section 3.18(c). The meaning specified in Section 3.14.
The meaning specified in Section 2.02(a). Interest Rate can adjust organized and existing maintained by
Maximum Lifetime Mortgage Rate: The maximum level to which a Mortgage in accordance with its terms, regardless of changes in the applicable Index. MERS: Mortgage Electronic Registration Systems, Inc., a under the laws of the State of Delaware, or any successor thereto. MERS System: The system of recording MERS. Mid America: Mid America Bank, FSB, and its successor in interest. corporation
transfers of Mortgage Loans
electronically
Mid America Servicing Agreement: The Purchase, Warranties and Servicing Agreement, dated as of February 1, 2006, as amended by Amendment No. 1 to the Purchase, Warranties and Servicing Agreement, dated as of February 1, 2006, between Mid America and EMC, attached hereto as Exhibit H-13. MIN: The Mortgage System. Identification Number for Mortgage Loans registered with MERS on the MERS
Minimum Lifetime Mortgage Rate: The minimum level to which a Mortgage in accordance with its terms, regardless of changes in the applicable Index.
Interest Rate can adjust
MOM Loan: With respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof. Monthly Advance: An advance of principal or interest required to be made by the applicable Servicer pursuant to the related Servicing Agreement or the Master Servicer pursuant to Section 6.08. Monthly Statement: The statement delivered to the Certificateholders pursuant to Section 6.07.
Monthly Delinquency Percentage: With respect to a Distribution Date, the percentage equivalent of a fraction, the numerator of which is the aggregate Stated Principal Balance of the Group I Mortgage Loans that are 60 days or more Delinquent or are in bankruptcy or foreclosure or are REO Properties for such Distribution Date and the denominator of which is the aggregate Stated Principal Balance of Group I Mortgage Loans for such Distribution Date. Moody's: Moody's Investors Service, Inc. or its successor in interest. Morgan Stanley Dean Witter Credit Corporation, and its successor in interest. dated as
Morgan Stanley:
Morgan Stanley Servicing Agreement: The Purchase, Warranties and Servicing Agreement, of June 26, 2002, between Morgan Stanley and EMC, attached hereto as Exhibit H-14.
Mortgage: The mortgage, deed of trust or other instrument creating a first priority lien on an estate in fee simple or leasehold interest in real property securing a Mortgage Loan. Mortgage File: The mortgage documents listed in Section 2.01(b) pertaining to a particular Mortgage Loan and any additional documents required to be added to the Mortgage File pursuant to this Agreement. Mortgage Interest Rate: The annual rate at which interest accrues from time to time on any Mortgage Loan pursuant to the related Mortgage Note, which rate is initially equal to the "Mortgage Interest Rate" set forth with respect thereto on the Mortgage Loan Schedule. Mortgage Loan: A mortgage loan transferred and assigned to the Trustee pursuant to Section 2.01, Section 2.04 or Section 2.07 and held as a part of the Trust Fund, as identified in the Mortgage Loan Schedule (which shall include, without limitation, with respect to each Mortgage Loan, each related Mortgage Note, Mortgage and Mortgage File and all rights appertaining thereto), including a mortgage loan the property securing which has become an REO Property. Mortgage Loan Purchase Agreement: The Mortgage Loan Purchase Agreement dated as of April 28, 2006, between EMC, as seller, and Structured Asset Mortgage Investments II Inc., as purchaser, and all amendments thereof and supplements thereto, attached as Exhibit J. Mortgage Loan Schedule: The schedule, attached hereto as Exhibit B with respect to the Initial Mortgage Loans, and the schedule attached as Exhibit 1 to the related Subsequent Transfer Instrument with respect to the related Subsequent Mortgage Loans, each as amended from time to time to reflect the repurchase or substitution of Mortgage Loans or the addition of Subsequent Mortgage Loans pursuant to this Agreement, or the Mortgage Loan Purchase Agreement or the Subsequent Mortgage Loan Purchase Agreement, as the case may be. Mortgage Note: The originally executed Mortgagor under the related Mortgage Loan. note or other evidence of the indebtedness of a
Mortgaged Property: Land and improvements securing the indebtedness of a Mortgagor under the related Mortgage Loan or, in the case of REO Property, such REO Property. Mortgagor: for such Date. The obligor on a Mortgage Note.
Net Interest Shortfall: With respect to any Distribution Date, the Interest Shortfall, if any, Distribution Date net of Compensating Interest Payments made with respect to such Distribution
Net Liquidation Proceeds: As to any Liquidated Mortgage Loan, Liquidation Proceeds net of (i) Liquidation Expenses which are payable therefrom to the Servicer or the Master Servicer in accordance with the Servicing Agreement or this Agreement and (ii) unreimbursed advances by the Servicer or the Master Servicer and Monthly Advances. Net Rate: With respect to each Mortgage Loan, the Mortgage to time less the sum of (1) the Servicing Fee Rate and (2) the attributable thereto, in each case expressed as a per annum rate. Interest Rate in effect from time Lender Paid PMI Rate, if any,
Net Rate Cap: For any Distribution Date and the Group I Certificates, the weighted average of the Net Rates of the Group I Mortgage Loans in the related Sub-Loan Group as of the beginning of the related Due Period, weighted on the basis of the Certificate Principal Balances thereof as of the preceding Distribution Date; for any Distribution Date and the Class II-B-1 Certificates and the Class II-B-2 Certificates, the weighted average of the weighted average net rate of the mortgage loans in each Sub-Loan Group in Loan Group II weighted in proportion to the excess of the aggregate stated principal balance of each such Sub-Loan Group over the aggregate Certificate Principal Balance of the Senior Certificates related to such Sub-Loan Groups, in each case as adjusted to an effective rate reflecting the accrual of interest on the basis of a 360-day year and the actual number of days elapsed in the related Interest Accrual Period For federal income tax purposes, the Net Rate Cap with respect to the Group I Subordinate Certificates is equal to the Uncertificate Pass-Through Rate for REMIC III Regular Interests LT1 and LT2. NIM Issuer: The entity established as the issuer of the NIM Securities. or otherwise backed by some or all of the
NIM Securities: Any debt securities secured Certificates, including the Class R-X Certificate. NIM Trustee: The trustee for the NIM Securities.
Non-Offered Subordinate Certificates: The Group I Non-Offered Subordinate Certificates, Group II Non-Offered Subordinate Certificates and the Group III Non-Offered Subordinate Certificates.
the
Nonrecoverable Advance: Any advance or Monthly Advance (i) which was previously made or is proposed to be made by the Master Servicer, the Trustee (in its capacity as successor Master Servicer) or the applicable Servicer and (ii) which, in the good faith judgment of the Master Servicer, the Trustee in its capacity as successor Master Servicer or the applicable Servicer, will not or, in the case of a proposed advance or Monthly Advance, would not, be ultimately recoverable by the Master
Servicer, the Trustee (as successor Master Servicer) or the applicable Servicer from Liquidation Proceeds, Insurance Proceeds or future payments on the Mortgage Loan for which such advance or Monthly Advance was made or is proposed to be made. Notional Amount: The Notional Amount of (i) the Class II-1X-1 Certificates immediately prior to any Distribution Date is equal to the Certificate Principal Balance of the Class II-1A-1 Certificates and Class II-1A-2 Certificates (in the aggregate), (ii) the Class II-2X-1 Certificates is equal to the Certificate Principal Balance of the Class II-2A-1 Certificates and Class II-2A-2 Certificates (in the aggregate), (iii) the Class II-3X-1 Certificates immediately prior to any Distribution Date is equal to the Certificate Principal Balance of the Class II-3A-1 Certificates and Class II-3A-2 Certificates (in the aggregate), (iv) the Class II-X-B1 Certificates immediately prior to any Distribution Date is equal to the Certificate Principal Balance of the Class II-B-1 Certificates, (v) the Class II-X-B2 Certificates immediately prior to any Distribution Date is equal to the Certificate Principal Balance of the Class II-B-2 Certificates, (vi) the Class III-1X-1 Certificates immediately prior to any Distribution Date is equal to the Certificate Principal Balance of the Class III-1A-1 Certificates and Class III-1A-2 Certificates (in the aggregate), (vii) the Class III-2X-1 Certificates is equal to the Certificate Principal Balance of the Class III-2A-1 Certificates and Class III-2A-2 Certificates (in the aggregate), (viii) the Class III-4X-1 Certificates immediately prior to any Distribution Date is equal to the Certificate Principal Balance of the Class III-4A-1 Certificates and Class III-4A-2 Certificates (in the aggregate), and (ix) the Class B-IO Certificates immediately prior to any Distribution Date is equal to the aggregate of the Uncertificated Principal Balances of the REMIC III Regular Interests. Offered Certificates: The Group I Offered the Group III Offered Certificates. Certificates, the Group II Offered Certificates and the Group II
Offered Subordinate Certificates: The Group I Offered Subordinate Certificates, Offered Subordinate Certificates and the Group III Offered Subordinate Certificates.
Officer's Certificate: A certificate signed by the Chairman of the Board, the Vice Chairman of the Board, the President or a Vice President or Assistant Vice President or other authorized officer of the Master Servicer, the Seller, any Servicer or the Depositor, as applicable, and delivered to the Trustee, as required by this Agreement. One-Month LIBOR: With respect to any Interest Accrual Period, the rate determined by the Securities Administrator on the related LIBOR Determination Date on the basis of the rate for U.S. dollar deposits for one month that appears on Telerate Screen Page 3750 as of 11:00 a.m. (London time) on such LIBOR Determination Date; provided that the parties hereto acknowledge that One-Month LIBOR for the first Interest Accrual Period shall the rate determined by the Securities Administrator two Business Days prior to the Closing Date. If such rate does not appear on such page (or such other page as may replace that page on that service, or if such service is no longer offered, such other service for displaying One-Month LIBOR or comparable rates as may be reasonably selected by the Securities Administrator), One-Month LIBOR for the applicable Interest Accrual Period will be the Reference Bank Rate. If no such quotations can be obtained by the Securities Administrator and no Reference Bank Rate is available, One-Month LIBOR will be One-Month LIBOR applicable to the preceding Interest Accrual Period. Opinion of Counsel: A written opinion of counsel who is or are acceptable to the Trustee and who, unless required to be Independent (an "Opinion of Independent Counsel"), may be internal counsel for the Company, the Master Servicer or the Depositor. Optional Termination Date: With respect to (i) the Group I Mortgage Loans, the Distribution Date on which the aggregate Stated Principal Balance of the Group I Mortgage Loans is less than 20% of the Cut-off Date Balance as of the Closing Date, (ii) with respect to the Group II Mortgage Loans, the Distribution Date on which the aggregate Stated Principal Balance of the Group II Mortgage Loans is less than 10% of the Cut-off Date Balance and (iii) with respect to the Group III Mortgage Loans, the Distribution Date on which the aggregate Stated Principal Balance of the Group III Mortgage Loans is less than 10% of the sum of (A) the Cut-off Date Balance and (B) the Pre-Funded Amount as of the Closing Date. Original Group II Subordinate Principal Balance: The sum of the aggregate Principal Balances of each Class of Group II Subordinate Certificates as of the Closing Date. Certificate
Original Group III Subordinate Principal Balance: The sum of the aggregate Certificate Principal Balances of each Class of Group III Subordinate Certificates as of the Closing Date. Original Value: The lesser of (i) the Appraised Value or (ii) the sales price of a Mortgaged Property at the time of origination of a Mortgage Loan, except in instances where either clauses (i) or (ii) is unavailable, the other may be used to determine the Original Value, or if both clauses (i) and (ii) are unavailable, Original Value may be determined from other sources reasonably acceptable to the Depositor. Outstanding Mortgage Loan: With respect to any Due Date, a Mortgage Loan which, prior to such Due Date, was not the subject of a Principal Prepayment in full, did not become a Liquidated Mortgage Loan and was not purchased or replaced. Outstanding Principal Balance: As of the time of any determination, the principal balance of a Mortgage Loan remaining to be paid by the Mortgagor, or, in the case of an REO Property, the principal balance of the related Mortgage Loan remaining to be paid by the Mortgagor at the time such property was acquired by the Trust Fund less any Net Liquidation Proceeds with respect thereto to the extent applied to principal. Overcollateralization Amount: With respect to any Distribution Date, the excess, if any, of (a) the aggregate Stated Principal Balance of the Group I Mortgage Loans for such Distribution Date over (b) the aggregate Certificate Principal Balance of the Group I Offered Certificates and the Class I-B-3 Certificates on such Distribution Date (after taking into account the payment of principal other than any Extra Principal Distribution Amount on such Certificates). Overcollateralization Release Amount: With respect to any Distribution Date is the lesser of (x) the sum of the amounts described in clauses (1) through (5) in the definition of Principal Funds for such Distribution Date and (y) the excess, if any, of (i) the Overcollateralization Amount for such Distribution Date (assuming that 100% of such Principal Funds is applied as a principal payment on such Distribution Date) over (ii) the Overcollateralization Target Amount for such Distribution Date (with the amount pursuant to clause (y) deemed to be $0 if the Overcollateralization Amount is less than or equal to the Overcollateralization Target Amount on that Distribution Date). Overcollateralization Target Amount: With respect to any Distribution Date (a) prior to the Stepdown Date, 1.40% of the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the Cut-off Date, (b) on or after the Stepdown Date and if a Trigger Event is not in effect, the greater of (i) the lesser of (1) 1.40% of the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the Cut-off Date and (2) 2.80% of the then current aggregate Stated Principal Balance of the Group I Mortgage Loans as of such Distribution Date and (ii) $4,606,188 and (c) on or after the Stepdown Date and if a Trigger Event is in effect, the Overcollateralization Target Amount for the immediately preceding Distribution Date.
Party Participating in the responsibilities set forth in Exhibit K.
Servicing
Function:
Any
Person
performing
any
of
the
Pass-Through Rate: As to each Class of Certificates, the rate of interest determined as provided with respect thereto in Section 5.01(c). Any monthly calculation of interest at a stated rate shall be based upon annual interest at such rate divided by twelve. Paying Agent: The Securities Administrator, securities administrator appointed as herein provided. or its successor in interest, or any successor
Periodic Rate Cap: With respect to each Mortgage Loan, the maximum adjustment that can be made to the Mortgage Interest Rate on each Interest Adjustment Date in accordance with its terms, regardless of changes in the applicable Index. Permitted Investments: Any one or more of the following name of the Trustee for the benefit of the Certificateholders: obligations or securities held in the
(i) direct obligations of, and obligations the timely payment of which are fully guaranteed by the United States of America or any agency or instrumentality of the United States of America the obligations of which are backed by the full faith and credit of the United States of America; (ii) (a) demand or time deposits, federal funds or bankers' acceptances issued by any depository institution or trust company incorporated under the laws of the United States of America or any state thereof (including the Trustee, the Securities Administrator or the Master Servicer or its Affiliates acting in its commercial banking capacity) and subject to supervision and examination by federal and/or state banking authorities, provided that the commercial paper and/or the short-term debt rating and/or the long-term unsecured debt obligations of such depository institution or trust company at the time of such investment or contractual commitment providing for such investment have the Applicable Credit Rating or better from each Rating Agency and (b) any other demand or time deposit or certificate of deposit that is fully insured by the Federal Deposit Insurance Corporation; (iii) repurchase obligations with respect to (a) any security described in clause (i) above or (b) any other security issued or guaranteed by an agency or instrumentality of the United States of America, the obligations of which are backed by the full faith and credit of the United States of America, in either case entered into with a depository institution or trust company (acting as principal) described in clause (ii)(a) above where the Securities Administrator holds the security in the name of the Trustee therefor; (iv) securities bearing interest or sold at a discount issued by any corporation (including the Trustee, the Securities Administrator or the Master Servicer or its Affiliates) incorporated under the laws of the United States of America or any state thereof that have the Applicable Credit Rating or better from each Rating Agency at the time of such investment or contractual commitment providing for such investment; provided, however, that securities issued by any particular corporation will not be Permitted Investments to the extent that investments therein will cause the then outstanding principal amount of securities issued by such corporation and held as part of the Trust to exceed 10% of the aggregate Outstanding Principal Balances of all the Mortgage Loans and Permitted Investments held as part of the Trust; (v) commercial paper (including both non-interest-bearing discount obligations and interest-bearing obligations payable on demand or on a specified date not more than one year after the date of issuance thereof) having the Applicable Credit Rating or better from each Rating Agency at the time of such investment; (vi) corporation or entity; a Reinvestment Agreement issued by any bank, insurance company or other
(vii) any other demand, money market or time deposit, obligation, security or investment as may be acceptable to each Rating Agency as evidenced in writing by each Rating Agency to the Trustee and the Securities Administrator; and (viii) interests in any money market fund (including any such fund managed or advised by the Trustee, the Securities Administrator or the Master Servicer or any affiliate thereof) which at the date of acquisition of the interests in such fund and throughout the time such interests are held in such fund has the highest applicable short term rating by each Rating Agency rating such funds or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing; provided, however, that no instrument or security shall be a Permitted Investment if such instrument or security evidences a right to receive only interest payments with respect to the obligations underlying such instrument or if such security provides for payment of both principal and interest with a yield to maturity in excess of 120% of the yield to maturity at par or if such instrument or security is purchased at a price greater than par. Permitted Transferee: Any Person other than a Disqualified partnership" (as defined by Section 775 of the Code). Person: Any individual, corporation, partnership, liability company, joint-stock company, trust, unincorporated or political subdivision thereof. PHH: PHH successor thereto. Mortgage Corporation (formerly known as Organization or an "electing large
joint venture, association, limited organization or government or any agency Cendant Mortgage Corporation), and any
PHH Servicing Agreement: The Mortgage Loan Flow Purchase, Sale and Servicing Agreement, dated as of April 26, 2001, between PHH, Bishop's Gate Residential Mortgage Trust and EMC, as attached hereto as Exhibit H-15. Physical Certificates: Plan: The Residual Certificates and the Private Certificates.
The meaning specified in Section 5.07(a).
Pre-Funded Amount: The amount to be paid by the Depositor to the Paying Agent for deposit in the Pre-Funding Account on the Closing Date with respect to the Mortgage Loans in each Loan Group, which amount is, with respect to Loan Group III, $100,805,879.99. Pre-Funding Account: The account or sub-account established and maintained pursuant to Section 4.08 (a) and which shall be an Eligible Account or a sub-account of an Eligible Account. Pre-Funding Period: The period from the Closing Date until the earliest of (i) the date on which the amount on deposit in the Pre-Funding Account (exclusive of investment income) is reduced to zero or (ii) July 17, 2006. Pre-Funding Reserve Account: The account or sub-account established and maintained pursuant to Section 4.08(d) and which shall be an Eligible Account or a sub-account of an Eligible Account.
Prepayment Charge: With respect to any Mortgage Loan, the charges or premiums, if any, due in connection with a full or partial prepayment of such Mortgage Loan in accordance with the terms thereof and described in the Mortgage Loan Schedule. Prepayment Charge Loan: Any Mortgage Loan for which a Prepayment Charge may be assessed and to which such Prepayment Charge the related Class XP Certificates are entitled, as indicated on the Mortgage Loan Schedule. Prepayment Interest Shortfall: With respect to any Distribution Date, for each Mortgage Loan that was the subject of a partial Principal Prepayment or a Principal Prepayment in full during the related Prepayment Period (other than a Principal Prepayment in full resulting from the purchase of a Group I Mortgage Loan pursuant to Section 2.02, 2.03, 3.21 or 10.01 hereof), the amount, if any, by which (i) one month's interest at the applicable Net Rate on the Stated Principal Balance of such Group I Mortgage Loan immediately prior to such prepayment or in the case of a partial Principal Prepayment on the amount of such prepayment exceeds (ii) the amount of interest paid or collected in connection with such Principal Prepayment less the sum of (a) any Prepayment Charges and (b) the related Servicing Fee. Prepayment Period: With respect to any Distribution Date and the Mortgage Loans serviced by EMC, the period from the sixteenth day of the calendar month preceding the calendar month in which such Distribution Date occurs through the close of business on the fifteenth day of the calendar month in which such Distribution Date occurs. With respect to any Distribution Date and all other Mortgage Loans, the period that is provided in the related Servicing Agreement. Primary Mortgage Insurance Policy: Any primary mortgage guaranty insurance policy issued in connection with a Mortgage Loan which provides compensation to a Mortgage Note holder in the event of default by the obligor under such Mortgage Note or the related Security Instrument, if any or any replacement policy therefor through the related Interest Accrual Period for such Class relating to a Distribution Date. Principal Distribution Amount: With respect to each Distribution Date, an amount equal to the excess of (i) sum of (a) the Principal Funds for such Distribution Date and (b) any Extra Principal Distribution Amount for such Distribution Date over (ii) any Overcollateralization Release Amount for such Distribution Date. Principal Funds: the sum, without duplication, of 1. the Scheduled Principal collected Sub-Loan Group during the related servicer advance date, on the Group Due Period or I Mortgage Loans in the advanced on or before the related related Group,
2. 3.
prepayments in respect of the Group I Mortgage Loans in the related Sub-Loan exclusive of any Prepayment Charges, collected in the related Prepayment Period,
the Stated Principal Balance of each Group I Mortgage Loans in the related Sub-Loan Group that was repurchased by the Depositor or the related Servicer during the related Due Period, the amount, if any, by which the aggregate unpaid principal balance of any Substitute Mortgage Loans is less than the aggregate unpaid principal balance of any deleted mortgage loans delivered by the related Servicer in connection with a substitution of Group I Mortgage Loans in the related Sub-Loan Group during the related Due Period, all Liquidation Proceeds collected during the related Prepayment Period (or in the case of Subsequent Recoveries, during the related Due Period) on the Group I Mortgage Loans in the related Sub-Loan Group, to the extent such Liquidation Proceeds relate to principal, less all related Nonrecoverable Advances relating to principal reimbursed during the related Due Period, and the principal portion of the purchase price of the assets of the Trust allocated to the related Sub-Loan Group upon the exercise by EMC or its designee of its optional termination right with respect to the Group I Mortgage Loans; any amount withdrawn from the Pre-Funding Account in respect of Loan pursuant to Section 4.08(c)(ii) and included in Principal Funds, minus Group III
4.
5.
6.
7. 8.
any amounts payable to or required to be reimbursed to EMC, the Depositor, any Servicer, the Master Servicer, the Custodian, the Trustee or the Securities Administrator with respect to the Group I Mortgage Loans and allocated to the related Sub-Loan Group, as provided in the Agreement.
Principal Prepayment: Any payment (whether partial or full) or other recovery of principal on a Mortgage Loan which is received in advance of its scheduled Due Date to the extent that it is not accompanied by an amount as to interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment, including Insurance Proceeds and Repurchase Proceeds, but excluding the principal portion of Net Liquidation Proceeds received at the time a Mortgage Loan becomes a Liquidated Mortgage Loan. Private Certificates: The Class I-B-3, Class B-IO, Class I-XP, Class II-XP, Class II-B-5, Class II-B-6, Class III-B-4, Class III-B-5 and Class III-B-6 Certificates. Class II-B-4,
Prospectus: The prospectus, dated March 28, 2006, as supplemented by the prospectus supplement dated April 27, 2006 (as the same may be amended from time to time), relating to the offering of the Offered Certificates. Protected Account: An account established and maintained for the benefit of Certificateholders by each Servicer with respect to the related Mortgage Loans and with respect to REO Property pursuant to the related Servicing Agreement. QIB: A Qualified Act. Qualified Insurer: Any insurance company duly qualified as such under the laws of the state or states in which the related Mortgaged Property or Mortgaged Properties is or are located, duly authorized and licensed in such state or states to transact the type of insurance business in which it is engaged and approved as an insurer by the Master Servicer, so long as the claims paying ability of which is acceptable to the Rating Agencies for pass-through certificates having the same rating as the Certificates rated by the Rating Agencies as of the Closing Date. Rating Agencies: Moody's and S&P. Institutional Buyer as defined in Rule 144A promulgated under the Securities
Realized Loss: Any (i) Bankruptcy Loss or (ii) as to any Liquidated Mortgage Loan, (x) the Outstanding Principal Balance of such Liquidated Mortgage Loan plus accrued and unpaid interest thereon
at the Mortgage Interest Rate through the last day of the month of such liquidation, less (y) the related Net Liquidation Proceeds with respect to such Mortgage Loan and the related Mortgaged Property that are allocated to principal. In addition, to the extent the Master Servicer receives Subsequent Recoveries with respect to any Mortgage Loan, the amount of the Realized Loss with respect to that Mortgage Loan will be reduced to the extent such recoveries are applied to reduce the Certificate Principal Balance of any Class of Certificates on any Distribution Date. Realized Losses on the Group II Mortgage Loans shall be allocated to the REMIC I Regular Interests as follows: (1) The interest portion of Realized Losses and Net Interest Shortfalls on the Sub-Loan Group II-1 Loans, if any, shall be allocated between REMIC I Regular Interests Y-1 and Z-1 pro rata according to the amount of interest accrued but unpaid thereon, in reduction thereof; (2) the interest portion of Realized Losses and Net Interest Shortfalls on the Sub-Loan Group II-2 Loans, if any, shall be allocated between REMIC I Regular Interests Y-2 and Z-2 pro rata according to the amount of interest accrued but unpaid thereon, in reduction thereof; (3) the interest portion of Realized Losses and Net Interest Shortfalls on the Sub-Loan Group II-3 Loans, if any, shall be allocated between REMIC I Regular Interests Y-3 and Z-3 pro rata according to the amount of interest accrued but unpaid thereon, in reduction thereof; and (4) the interest portion of Realized Losses and Net Interest Shortfalls on the Sub-Loan Group II-4 Loans, if any, shall be allocated between REMIC I Regular Interests Y-4 and Z-4 pro rata according to the amount of interest accrued but unpaid thereon, in reduction thereof.. Any interest portion of such Realized Losses in excess of the amount allocated pursuant to the preceding sentence shall be treated as a principal portion of Realized Losses not attributable to any specific Mortgage Loan in such Group and allocated pursuant to the succeeding sentences. The principal portion of Realized Losses with respect to the Group II Mortgage Loans shall be allocated to the REMIC I Regular Interests as follows: (1) the principal portion of Realized Losses on the Sub-Loan Group II-1 Loans shall be allocated, first, to REMIC I Regular Interest Y-1 to the extent of the REMIC I Y-1 Principal Reduction Amount in reduction of the Uncertificated Principal Balance of such Regular Interest and, second, the remainder, if any, of such principal portion of such Realized Losses shall be allocated to REMIC I Regular Interest Z-1 in reduction of the Uncertificated Principal Balance thereof; (2) the principal portion of Realized Losses on the Sub-Loan Group II-2 Loans shall be allocated, first, to REMIC I Regular Interest Y-2 to the extent of the REMIC I Y-2 Principal Reduction Amount in reduction of the Uncertificated Principal Balance of such Regular Interest and, second, the remainder, if any, of such principal portion of such Realized Losses shall be allocated to REMIC I Regular Interest Z-2 in reduction of the Uncertificated Principal Balance thereof; (3) the principal portion of Realized Losses on the Sub-Loan Group II-3 Loans shall be allocated, first, to REMIC I Regular Interest Y-3 to the extent of the REMIC I Y-3 Principal Reduction Amount in reduction of the Uncertificated Principal Balance of such Regular Interest and, second, the remainder, if any, of such principal portion of such Realized Losses shall be allocated to REMIC I Regular Interest Z-3 in reduction of the Uncertificated Principal Balance thereof; and (4) the principal portion of Realized Losses on the Sub-Loan Group II-4 Loans shall be allocated, first, to REMIC I Regular Interest Y-4 to the extent of the REMIC I Y-4 Principal Reduction Amount in reduction of the Uncertificated Principal Balance of such Regular Interest and, second, the remainder, if any, of such principal portion of such Realized Losses shall be allocated to REMIC I Regular Interest Z-4 in reduction of the Uncertificated Principal Balance thereof. For any Distribution Date, reductions in the Uncertificated Principal Balances of each REMIC I Y and Z Regular Interest pursuant to this definition of Realized Loss shall be determined, and shall be deemed to occur, prior to any reductions of such Uncertificated Principal Balances by distributions on such Distribution Date. Realized Losses on the Group III Mortgage Loans shall be allocated to the REMIC II Regular Interests as follows: (1) The interest portion of Realized Losses and Net Interest Shortfalls on the Sub-Loan Group III-1 Loans, if any, shall be allocated between REMIC II Regular Interests Y-1 and Z-1 pro rata according to the amount of interest accrued but unpaid thereon, in reduction thereof; (2) the interest portion of Realized Losses and Net Interest Shortfalls on the Sub-Loan Group III-2 Loans, if any, shall be allocated between REMIC II Regular Interests Y-2 and Z-2 pro rata according to the amount of interest accrued but unpaid thereon, in reduction thereof; (3) the interest portion of Realized Losses and Net Interest Shortfalls on the Sub-Loan Group III-3 Loans, if any, shall be allocated between REMIC II Regular Interests Y-3 and Z-3 pro rata according to the amount of interest accrued but unpaid thereon, in reduction thereof; (4) the interest portion of Realized Losses and Net Interest Shortfalls on the Sub-Loan Group III-4 Loans, if any, shall be allocated between REMIC II Regular Interests Y-4 and Z-4 pro rata according to the amount of interest accrued but unpaid thereon, in reduction thereof; (5) the interest portion of Realized Losses and Net Interest Shortfalls on the Sub-Loan Group III-5 Loans, if any, shall be allocated between REMIC II Regular Interests Y-5 and Z-5 pro rata according to the amount of interest accrued but unpaid thereon, in reduction thereof; and (6) the interest portion of Realized Losses and Net Interest Shortfalls on the Sub-Loan Group III-6 Loans, if any, shall be allocated between REMIC II Regular Interests Y-6 and Z-6 pro rata according to the amount of interest accrued but unpaid thereon, in reduction thereof. Any interest portion of such Realized Losses in excess of the amount allocated pursuant to the preceding sentence shall be treated as a principal portion of Realized Losses not attributable to any specific Mortgage Loan in such Group and allocated pursuant to the succeeding sentences. The principal portion of Realized Losses with respect to the Group III Mortgage Loans shall be allocated to the REMIC II Regular Interests as follows: (1) the principal portion of Realized Losses on the Sub-Loan Group III-1 Loans shall be allocated, first, to REMIC II Regular Interest Y-1 to the extent of the REMIC II Y-1 Principal Reduction Amount in reduction of the Uncertificated Principal Balance of such Regular Interest and, second, the remainder, if any, of such principal portion of such Realized Losses shall be allocated to REMIC II Regular Interest Z-1 in reduction of the Uncertificated Principal Balance thereof; (2) the principal portion of Realized Losses on the Sub-Loan Group III-2 Loans shall be allocated, first, to REMIC II Regular Interest Y-2 to the extent of the REMIC II Y-2 Principal Reduction Amount in reduction of the Uncertificated Principal Balance of such Regular Interest and, second, the remainder, if any, of such principal portion of such Realized Losses shall be allocated to REMIC II Regular Interest Z-2 in reduction of the Uncertificated Principal Balance thereof; (3) the principal portion of Realized Losses on the Sub-Loan Group III-3 Loans shall be allocated, first, to REMIC II Regular Interest Y-3 to the extent of the REMIC II Y-3 Principal Reduction Amount in reduction of the Uncertificated Principal Balance of such Regular Interest and, second, the remainder, if any, of such principal portion of such Realized Losses shall be allocated to REMIC II Regular Interest Z-3 in reduction of the Uncertificated Principal Balance thereof; (4) the principal portion of Realized Losses on the Sub-Loan Group III-4 Loans shall be allocated, first, to REMIC II Regular Interest Y-4 to the extent of the REMIC II Y-4 Principal Reduction Amount in reduction of the Uncertificated Principal Balance of such Regular Interest and, second, the remainder, if any, of such principal portion of such Realized Losses shall be allocated to REMIC II Regular Interest Z-4 in reduction of the Uncertificated Principal Balance thereof; (5) the principal portion of Realized Losses on the Sub-Loan Group III-5 Loans shall be allocated, first, to REMIC II Regular Interest Y-5 to the extent of the REMIC II Y-5 Principal Reduction Amount in reduction of the Uncertificated Principal Balance of such Regular Interest and, second, the remainder, if any, of such principal portion of such Realized Losses shall be allocated to REMIC II Regular Interest Z-5 in reduction of the Uncertificated Principal Balance thereof; and (6) the principal portion of Realized Losses on the Sub-Loan Group III-6 Loans shall be allocated, first, to REMIC II Regular Interest Y-4 to the extent of the REMIC II Y-6 Principal Reduction Amount in reduction of the Uncertificated Principal Balance of such Regular Interest and, second, the remainder, if any, of such principal portion of such Realized Losses shall be allocated to REMIC II Regular Interest Z-6 in reduction of the Uncertificated Principal Balance thereof. For any Distribution Date, reductions in the Uncertificated Principal Balances of each REMIC II Y and Z Regular Interest pursuant to this definition of Realized Loss shall be determined, and shall be deemed to occur, prior to any reductions of such Uncertificated Principal Balances by distributions on such Distribution Date. Record Date: For each Class of Group I Certificates, the Business Day preceding the applicable
Distribution Date so long as such Class of Certificates remains in book-entry form; and otherwise, the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date. For each Class of Group II Certificates and Group III Certificates, the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date. Reference Bank: A leading bank selected by the Securities Administrator transactions in Eurodollar deposits in the international Eurocurrency market. that is engaged in
Reference Bank Rate: With respect to any Interest Accrual Period, the arithmetic mean, rounded upwards, if necessary, to the nearest whole multiple of 0.03125%, of the offered rates for United States dollar deposits for one month that are quoted by the Reference Banks as of 11:00 a.m., New York City time, on the related interest determination date to prime banks in the London interbank market for a period of one month in amounts approximately equal to the aggregate Certificate Principal Balance of all Classes of Group I Offered Certificates for such Interest Accrual Period, provided that at least two such Reference Banks provide such rate. If fewer than two offered rates appear, the Reference Bank Rate will be the arithmetic mean, rounded upwards, if necessary, to the nearest whole multiple of 0.03125%, of the rates quoted by one or more major banks in New York City, selected by the Securities Administrator, as of 11:00 a.m., New York City time, on such date for loans in U.S. dollars to leading European banks for a period of one month in amounts approximately equal to the aggregate Certificate Principal Balance of all Classes of Group I Offered Certificates. Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. 229.1100-229.1123, as such may be amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time. Reinvestment Agreements: One or more reinvestment agreements, acceptable to the Agencies, from a bank, insurance company or other corporation or entity (including the Trustee). Related Certificates: (A) For each REMIC IV Regular Interest, the Class or Certificates show opposite the name of such REMIC IV Regular Interest in the following table: -------------------------------------------------------------REMIC IV Regular Interest -------------------------------------------------------------II-1A -------------------------------------------------------------II-2A -------------------------------------------------------------II-3A -------------------------------------------------------------II-4A-1 -------------------------------------------------------------II-4A-2 -------------------------------------------------------------II-B-1 -------------------------------------------------------------II-B-2 -------------------------------------------------------------II-B-3 -------------------------------------------------------------II-B-4 -------------------------------------------------------------II-B-5 -------------------------------------------------------------II-B-6 -------------------------------------------------------------Rating of
Classes
-----------------------------------------------------Classes of Certificates -----------------------------------------------------II-1A-1; II-1A-2; II-1X-1 -----------------------------------------------------II-2A-1; II-2A-2; II-2X-1 -----------------------------------------------------II-3A-1; II-3A-2; II-3X-1 -----------------------------------------------------II-4A-1 -----------------------------------------------------II-4A-2 -----------------------------------------------------II-B-1; II-X-B1 -----------------------------------------------------II-B-2; II-X-B2 -----------------------------------------------------II-B-3 -----------------------------------------------------II-B-4 -----------------------------------------------------II-B-5 -----------------------------------------------------II-B-6 -----------------------------------------------------Certificates show opposite the name of
(B) For each REMIC V Regular Interest, the Class or Classes of such REMIC V Regular Interest in the following table: -------------------------------------------------------------REMIC V Regular Interest -------------------------------------------------------------III-1A -------------------------------------------------------------III-2A -------------------------------------------------------------III-3A-1 -------------------------------------------------------------III-3A-2 -------------------------------------------------------------III-4A -------------------------------------------------------------III-5A-1 -------------------------------------------------------------III-5A-2 -------------------------------------------------------------III-6A-1 ------------------------------------------------------------
-----------------------------------------------------Classes of Certificates -----------------------------------------------------III-1A-1; III-1A-2; III-1X-1 -----------------------------------------------------III-2A-1; III-2A-2; III-2X-1 -----------------------------------------------------III-3A-1 -----------------------------------------------------III-3A-2 -----------------------------------------------------III-4A-1; III-4A-2; III-4X-1 -----------------------------------------------------III-5A-1 -----------------------------------------------------III-5A-2 -----------------------------------------------------III-6A-1 ------------------------------------------------------
--III-6A-2 -------------------------------------------------------------III-B-1 -------------------------------------------------------------III-B-2 -------------------------------------------------------------III-B-3 -------------------------------------------------------------III-B-4 -------------------------------------------------------------III-B-5 -------------------------------------------------------------III-B-6 --------------------------------------------------------------
III-6A-2 -----------------------------------------------------III-B-1 -----------------------------------------------------III-B-2 -----------------------------------------------------III-B-3 -----------------------------------------------------III-B-4 -----------------------------------------------------III-B-5 -----------------------------------------------------III-B-6 -----------------------------------------------------Certificates show opposite the name of
(C) For each REMIC VI Regular Interest, the Class or Classes of such REMIC VI Regular Interest in the following table: -------------------------------------------------------------REMIC VI Regular Interest -------------------------------------------------------------I-1A-1 -------------------------------------------------------------I-1A-2 -------------------------------------------------------------I-M-1 -------------------------------------------------------------I-M-2 -------------------------------------------------------------I-B-1 -------------------------------------------------------------I-B-2 -------------------------------------------------------------I-B-3 -------------------------------------------------------------B-IO-I and B-IO-P -------------------------------------------------------------II-1A-1 -------------------------------------------------------------II-1A-2 -------------------------------------------------------------II-1X-1 -------------------------------------------------------------II-2A-1 -------------------------------------------------------------II-2A-2 -------------------------------------------------------------II-2X-1 -------------------------------------------------------------II-3A-1 -------------------------------------------------------------II-3A-2 -------------------------------------------------------------II-3X-1 -------------------------------------------------------------II-4A-1 -------------------------------------------------------------II-4A-2 -------------------------------------------------------------II-B-1 -------------------------------------------------------------II-B-2 -------------------------------------------------------------II-B-3 -------------------------------------------------------------II-B-4 -------------------------------------------------------------II-B-5 --------------------------------------------------------------
-----------------------------------------------------Classes of Certificates -----------------------------------------------------I-1A-1 -----------------------------------------------------I-1A-2 -----------------------------------------------------I-M-1 -----------------------------------------------------I-M-2 -----------------------------------------------------I-B-1 -----------------------------------------------------I-B-2 -----------------------------------------------------I-B-3 -----------------------------------------------------B-IO -----------------------------------------------------II-1A-1 -----------------------------------------------------II-1A-2 -----------------------------------------------------II-1X-1 -----------------------------------------------------II-2A-1 -----------------------------------------------------II-2A-2 -----------------------------------------------------II-2X-1 -----------------------------------------------------II-3A-1 -----------------------------------------------------II-3A-2 -----------------------------------------------------II-3X-1 -----------------------------------------------------II-4A-1 -----------------------------------------------------II-4A-2 -----------------------------------------------------II-B-1 -----------------------------------------------------II-B-2 -----------------------------------------------------II-B-3 -----------------------------------------------------II-B-4 -----------------------------------------------------II-B-5 ------------------------------------------------------
II-B-6 -------------------------------------------------------------II-X-B1 -------------------------------------------------------------II-X-B2 -------------------------------------------------------------III-1A-1 -------------------------------------------------------------III-1A-2 -------------------------------------------------------------III-1X-1 -------------------------------------------------------------III-2A-1 -------------------------------------------------------------III-2A-2 -------------------------------------------------------------III-2X-1 -------------------------------------------------------------III-3A-1 -------------------------------------------------------------III-3A-2 -------------------------------------------------------------III-4A-1 -------------------------------------------------------------III-4A-2 -------------------------------------------------------------III-4X-1 -------------------------------------------------------------III-5A-1 -------------------------------------------------------------III-5A-2 -------------------------------------------------------------III-6A-1 -------------------------------------------------------------III-6A-2 -------------------------------------------------------------III-B-1 -------------------------------------------------------------III-B-2 -------------------------------------------------------------III-B-3 -------------------------------------------------------------III-B-4 -------------------------------------------------------------III-B-5 -------------------------------------------------------------III-B-6 --------------------------------------------------------------
II-B-6 -----------------------------------------------------II-X-B1 -----------------------------------------------------II-X-B2 -----------------------------------------------------III-1A-1 -----------------------------------------------------III-1A-2 -----------------------------------------------------III-1X-1 -----------------------------------------------------III-2A-1 -----------------------------------------------------III-2A-2 -----------------------------------------------------III-2X-1 -----------------------------------------------------III-3A-1 -----------------------------------------------------III-3A-2 -----------------------------------------------------III-4A-1 -----------------------------------------------------III-4A-2 -----------------------------------------------------III-4X-1 -----------------------------------------------------III-5A-1 -----------------------------------------------------III-5A-2 -----------------------------------------------------III-6A-1 -----------------------------------------------------III-6A-2 -----------------------------------------------------III-B-1 -----------------------------------------------------III-B-2 -----------------------------------------------------III-B-3 -----------------------------------------------------III-B-4 -----------------------------------------------------III-B-5 -----------------------------------------------------III-B-6 ------------------------------------------------------
(D) For the REMIC VII Regular Interest, the Class B-IO Certificates. Relief Act: The Servicemembers Civil Relief Act, as amended, or similar state law. Payment thereof has been remaining
Relief Act Mortgage Loan: Any Mortgage Loan as to which the Scheduled reduced due to the application of the Relief Act.
Remaining Excess Spread: With respect to any Distribution Date, the Excess Spread after the distribution of the Extra Principal Distribution Amount for such Distribution Date.
Remaining Pre-Funded Amount: With respect to Loan Group III, an amount equal to the Pre-Funded Amount for such Loan Group minus the amount equal to 100% of the aggregate Stated Principal Balance of the Subsequent Mortgage Loans transferred to such Loan Group during the Pre-Funding Period. REMIC: A "real estate Code. REMIC Administrator: The Securities Administrator; provided that if the REMIC Administrator is found by a court of competent jurisdiction to no longer be able to fulfill its obligations as REMIC Administrator under this Agreement the Servicer or Trustee in its capacity as successor Master Servicer shall appoint a successor REMIC Administrator, subject to assumption of the REMIC Administrator obligations under this Agreement. REMIC VII Interests. Interest: Any of the REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI and REMIC mortgage investment conduit" within the meaning of Section 860D of the
REMIC Opinion: An Opinion of Independent Counsel, to the effect that the proposed action described therein would not, under the REMIC Provisions, (i) cause any 2006-3 REMIC to fail to qualify as a REMIC while any regular interest in such 2006-3 REMIC is outstanding, (ii) result in a tax on prohibited transactions with respect to any 2006-3 REMIC or (iii) constitute a taxable contribution to
any 2006-3 REMIC after the Startup Day. REMIC Provisions: The provisions of the federal income tax law relating to REMICs, which appear at Sections 860A through 860G of the Code, and related provisions and regulations promulgated thereunder, as the foregoing may be in effect from time to time. REMIC Regular Interest: and REMIC VII Regular Interests. Any of the REMIC I, assets, REMIC II, REMIC III, respect to REMIC IV, REMIC V, REMIC VI REMIC election is made securing
REMIC I: The segregated pool of pursuant to this Agreement, consisting of: (a) the Group II such Group II Mortgage Loans, Mortgage
with
which a
Loans and the related
Mortgage
Files and
collateral
(b) all payments on and collections in respect of the Group II Mortgage Loans due after the Cut-off Date as shall be on deposit in the Distribution Account and identified as belonging to the Trust Fund, (c) property that secured a Group II Mortgage Loan and that has been benefit of the Certificateholders by foreclosure or deed in lieu of foreclosure, (d) the hazard insurance policies relating to the Group II Mortgage Loans, and (e) and Primary Mortgage Insurance acquired for the if any,
Policies,
all proceeds of clauses (a) through (d) above.
REMIC I Available Distribution Amount: For each of the Sub-Loan Groups in Loan Group II for any Distribution Date, the Available Funds for such Sub-Loan Group, or, if the context so requires the aggregate of the Available Funds for all Sub-Loan Groups in Loan Group II. REMIC I Distribution Amount: For any Distribution Date, the REMIC I Available Distribution Amount shall be distributed to the REMIC I Regular Interests and to the Class R Certificates in respect of Component I thereof in the following amounts and priority: (a) To the extent of the REMIC I Available Distribution Amount for Sub-Loan Group II-1:
(i) first, to REMIC I Regular Interests Y-1 and Z-1 and Component I of the Class R Certificates, concurrently, the Uncertificated Interest for such Classes remaining unpaid from previous Distribution Dates, pro rata according to their respective shares of such unpaid amounts; (ii) second, to REMIC I Regular Interests Y-1 and Z-1 and Component I of the Class R Certificates, concurrently, the Uncertificated Interest for such Classes for the current Distribution Date, pro rata according to their respective Uncertificated Interest; (iii) third, to Component I of the Class R Principal Balance thereof has been reduced to zero; and Certificates, until the Uncertificated Principal
(iv) fourth, to REMIC I Regular Interests Y-1 and Z-1, the REMIC I Y-1 Distribution Amount and the REMIC I Z-1 Principal Distribution Amount, respectively. (b)
To the extent of the REMIC I Available Distribution Amount for Sub-Loan Group II-2:
(i) first, to REMIC I Regular Interests Y-2 and Z-2, concurrently, the Uncertificated Interest for such Classes remaining unpaid from previous Distribution Dates, pro rata according to their respective shares of such unpaid amounts; (ii) second, to REMIC I Regular Interests Y-2 and Z-2, concurrently, the Uncertificated Interest for such Classes for the current Distribution Date, pro rata according to their respective Uncertificated Interest; and (iii) third, to REMIC I Regular Interests Y-2 and Z-2, the REMIC I Y-2 Distribution Amount and the REMIC I Z-2 Principal Distribution Amount, respectively. (c) Principal
(i) first, to REMIC I Regular Interests Y-3 and Z-3, concurrently, the Uncertificated Interest for such Classes remaining unpaid from previous Distribution Dates, pro rata according to their respective shares of such unpaid amounts; (ii) second, to REMIC I Regular Interests Y-3 and Z-3, concurrently, the Uncertificated Interest for such Classes for the current Distribution Date, pro rata according to their respective Uncertificated Interest; and (iii) third, to REMIC I Regular Interests Y-3 and Z-3, the REMIC I Y-3 Distribution Amount and the REMIC I Z-3 Principal Distribution Amount, respectively. (d) Principal
(i) first, to REMIC I Regular Interests Y-4 and Z-4, concurrently, the Uncertificated Interest for such Classes remaining unpaid from previous Distribution Dates, pro rata according to their respective shares of such unpaid amounts; (ii) second, to REMIC I Regular Interests Y-4 and Z-4, concurrently, the Uncertificated Interest for such Classes for the current Distribution Date, pro rata according to their respective Uncertificated Interest; and (iii) third, to REMIC I Regular Interests Y-4 and Z-4, the REMIC I Y-4 Distribution Amount and the REMIC I Z-4 Principal Distribution Amount, respectively. Principal
(e) To the extent of the REMIC I Available Distribution Amounts for Sub-Loan Group II-1, Sub-Loan Group II-2, Sub-Loan Group II-3 and Sub-Loan Group II-4 for such Distribution Date remaining after payment of the amounts pursuant to paragraphs (a), (b), (c) and (d) of this definition of "REMIC I Distribution Amount": (i) first, to each REMIC I Y and Z Regular Interest, pro rata according to the amount of unreimbursed Realized Losses allocable to principal previously allocated to each such Class; provided, however, that any amounts distributed pursuant to this paragraph (e)(i) of this definition of "REMIC I Distribution Amount" shall not cause a reduction in the Uncertificated Principal Balances of any of the REMIC I Y and Z Regular Interests; and (ii) second, to the Component I of the Class R Certificates, any remaining amounts.
REMIC I Interests:
The REMIC I Regular Interests and Component I of the Class R Certificates.
REMIC I Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC I set forth in Section 5.01(c)(i) and issued hereunder and designated as a "regular interest" in REMIC I. Each REMIC I Regular Interest shall accrue interest at the Uncertificated Pass-Through Rate specified for such REMIC I Interest in Section 5.01(c)(i), and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in Section 5.01(c)(i). The designations for the respective REMIC I Regular Interests are set forth in Section 5.01(c)(i). REMIC I Y Principal Reduction Amounts: For any Distribution Date, the amounts by which the Uncertificated Principal Balances of the REMIC I Y Regular Interests will be reduced on such Distribution Date by the allocation of Realized Losses and the distribution of principal, determined as described in Appendix 1. REMIC I Y Regular Interests: REMIC I Regular Interests Y-1, Y-2, Y-3 and Y-4. if any, of portion of
REMIC I Y-1 Principal Distribution Amount: For any Distribution Date, the excess, the REMIC I Y-1 Principal Reduction Amount for such Distribution Date over the principal Realized Losses allocated to REMIC I Regular Interest Y-1 on such Distribution Date. REMIC I Y-1 Principal Reduction Amount: The REMIC I Y Principal Reduction Regular Interest Y-1 as determined pursuant to the provisions of the Appendix 1.
Amount for REMIC I
REMIC I Regular Interest Y-1: The uncertificated undivided beneficial interest in REMIC I which constitutes a REMIC I Regular Interest and is entitled to distributions as set forth herein. REMIC I Y-2 Principal Distribution Amount: For any Distribution Date, the excess, the REMIC I Y-2 Principal Reduction Amount for such Distribution Date over the principal Realized Losses allocated to REMIC I Regular Interest Y-2 on such Distribution Date. REMIC I Y-2 Principal Reduction Amount: The REMIC I Y Principal Reduction Regular Interest Y-2 as determined pursuant to the provisions of the Appendix 1. if any, of portion of
Amount for REMIC I
Amount for REMIC I
Amount for REMIC I
REMIC I Regular Interest Y-4: The uncertificated undivided beneficial interest in REMIC I which constitutes a REMIC I Regular Interest and is entitled to distributions as set forth herein. REMIC I Z Principal Reduction Amounts: For any Distribution Date, the amounts by which the Uncertificated Principal Balances of the REMIC I Z Regular Interests will be reduced on such Distribution Date by the allocation of Realized Losses and the distribution of principal, which shall be in each case the excess of (A) the sum of (x) the excess of the REMIC I Available Distribution Amount for the related Group (i.e. the "related Group" for REMIC I Regular Interest Z-1 is the Sub-Loan Group II-1 Loans, the "related Group" for REMIC I Regular Interest Z-2 is the Sub-Loan Group II-2 Loans, the "related Group" for REMIC I Regular Interest Z-3 is the Sub-Loan Group II-3 Loans and the "related Group" for REMIC I Regular Interest Z-4 is the Sub-Loan Group II-4 Loans) over the sum of the amounts thereof distributable (i) in respect of interest on such REMIC I Z Regular Interest and the related REMIC I Y Regular Interest, (ii) to such REMIC I Z Regular Interest and the related REMIC I Y Regular Interest pursuant to clause (e)(i) of the definition of "REMIC I Distribution Amount" and (iii) in the case of the Sub-Loan Group II-1 Loans, to Component I of the Class R Certificates and (y) the amount of Realized Losses allocable to principal for the related Group over (B) the REMIC I Y Principal Reduction Amount for the related Group. REMIC I Z Regular Interests: REMIC I Regular Interests Z-1, Z-2, Z-3 and Z-4. if any, of portion of
REMIC I Z-1 Principal Distribution Amount: For any Distribution Date, the excess, the REMIC I Z-1 Principal Reduction Amount for such Distribution Date over the principal Realized Losses allocated to REMIC I Regular Interest Z-1 on such Distribution Date. REMIC I Z-1 Principal Reduction Amount: The REMIC I Z Principal Reduction Regular Interest Z-1 as determined pursuant to the provisions of the Appendix 1.
Amount for REMIC I
REMIC I Regular Interest Z-1: The uncertificated undivided beneficial interest in REMIC I which constitutes a REMIC I Regular Interest and is entitled to distributions as set forth herein. REMIC I Z-2 Principal Distribution Amount: For any Distribution Date, the excess, the REMIC I Z-2 Principal Reduction Amount for such Distribution Date over the principal Realized Losses allocated to REMIC I Regular Interest Z-2 on such Distribution Date. REMIC I Z-2 Principal Reduction Amount: The REMIC I Z Principal Reduction Regular Interest Z-2 as determined pursuant to the provisions of the Appendix 1. if any, of portion of
Amount for REMIC I
REMIC I Regular Interest Z-2: The uncertificated undivided beneficial interest in REMIC I which constitutes a REMIC I Regular Interest and is entitled to distributions as set forth herein. REMIC I Z-3 Principal Distribution Amount: For any Distribution Date, the excess, the REMIC I Z-3 Principal Reduction Amount for such Distribution Date over the principal Realized Losses allocated to REMIC I Regular Interest Z-3 on such Distribution Date. REMIC I Z-3 Principal Reduction Amount: The REMIC I Z Principal Reduction Regular Interest Z-3 as determined pursuant to the provisions of the Appendix 1. REMIC I Regular Interest Z-3: The uncertificated undivided beneficial if any, of portion of
Amount for REMIC I in REMIC I
interest
which constitutes a REMIC I Regular Interest and is entitled to distributions as set forth herein. REMIC I Z-4 Principal Distribution Amount: For any Distribution Date, the excess, the REMIC I Z-4 Principal Reduction Amount for such Distribution Date over the principal Realized Losses allocated to REMIC I Regular Interest Z-4 on such Distribution Date. REMIC I Z-4 Principal Reduction Amount: The REMIC I Z Principal Reduction Regular Interest Z-4 as determined pursuant to the provisions of the Appendix 1. if any, of portion of
Amount for REMIC I
REMIC I Regular Interest Z-4: The uncertificated undivided beneficial interest in REMIC I which constitutes a REMIC I Regular Interest and is entitled to distributions as set forth herein. REMIC II: The segregated pool of pursuant to this Agreement, consisting of: (a) the Group III Mortgage such Group III Mortgage Loans, assets, with respect to which a REMIC Files and election is made securing
Loans and the related
Mortgage
collateral
(b) all payments on and collections in respect of the Group III Mortgage Loans due after the Cut-off Date as shall be on deposit in the Distribution Account and identified as belonging to the Trust Fund, (c) property that secured a Group III Mortgage Loan and that has been benefit of the Certificateholders by foreclosure or deed in lieu of foreclosure, (d) the hazard insurance policies relating to the Group III Mortgage Loans, and (e) and Primary Mortgage Insurance acquired for the if any,
Policies,
all proceeds of clauses (a) through (d) above.
REMIC II Available Distribution Amount: For each of the Sub-Loan Groups in Loan Group III for any Distribution Date, the Available Funds for such Sub-Loan Group, or, if the context so requires the aggregate of the Available Funds for all Sub-Loan Groups in Loan Group III. REMIC II Distribution Amount: For any Distribution Date, the REMIC II Available Distribution Amount shall be distributed to the REMIC II Regular Interests and the Class R Certificates in respect of Component II thereof in the following amounts and priority: (a) To the extent of the REMIC II Available Distribution Amount for Sub-Loan Group III-1:
(i) first, to REMIC II Regular Interests Y-1 and Z-1 and Component II of the Class R Certificates, concurrently, the Uncertificated Interest for such Classes remaining unpaid from previous Distribution Dates, pro rata according to their respective shares of such unpaid amounts; (ii) second, to REMIC II Regular Interests Y-1 and Z-1 and Component II of the Class R Certificates, concurrently, the Uncertificated Interest for such Classes for the current Distribution Date, pro rata according to their respective Uncertificated Interest; (iii) third, to Component II of the Class R Certificates, Principal Balance thereof has been reduced to zero; and until the Uncertificated
(iv) fourth, to REMIC II Regular Interests Y-1 and Z-1, the REMIC II Y-1 Principal Distribution Amount and the REMIC II Z-1 Principal Distribution Amount, respectively. (b) To the extent of the REMIC II Available Distribution Amount for Sub-Loan Group III-2:
(i) first, to REMIC II Regular Interests Y-2 and Z-2, concurrently, the Uncertificated Interest for such Classes remaining unpaid from previous Distribution Dates, pro rata according to their respective shares of such unpaid amounts; (ii) second, to REMIC II Regular Interests Y-2 and Z-2, concurrently, the Uncertificated Interest for such Classes for the current Distribution Date, pro rata according to their respective Uncertificated Interest; and (iii) third, to REMIC II Regular Interests Y-2 and Z-2, the REMIC II Y-2 Principal Distribution Amount and the REMIC II Z-2 Principal Distribution Amount, respectively. (c) To the extent of the REMIC II Available Distribution Amount for Sub-Loan Group III-3:
(i) first, to REMIC II Regular Interests Y-3 and Z-3, concurrently, the Uncertificated Interest for such Classes remaining unpaid from previous Distribution Dates, pro rata according to their respective shares of such unpaid amounts; (ii) second, to REMIC II Regular Interests Y-3 and Z-3, concurrently, the Uncertificated Interest for such Classes for the current Distribution Date, pro rata according to their respective Uncertificated Interest; and (iii) third, to REMIC II Regular Interests Y-3 and Z-3, the REMIC II Y-3 Principal Distribution Amount and the REMIC II Z-3 Principal Distribution Amount, respectively. (d) To the extent of the REMIC II Available Distribution Amount for Sub-Loan Group III-4:
(i) first, to REMIC II Regular Interests Y-4 and Z-4, concurrently, the Uncertificated Interest for such Classes remaining unpaid from previous Distribution Dates, pro rata according to their respective shares of such unpaid amounts; (ii) second, to REMIC II Regular Interests Y-4 and Z-4, concurrently, the Uncertificated Interest for such Classes for the current Distribution Date, pro rata according to their respective Uncertificated Interest; and (iii) third, to REMIC II Regular Interests Y-4 and Z-4, the REMIC II Y-4 Principal Distribution Amount and the REMIC II Z-4 Principal Distribution Amount, respectively. (e) To the extent of the REMIC II Available Distribution Amount for Sub-Loan Group III-5:
(i) first, to REMIC II Regular Interests Y-5 and Z-5, concurrently, the Uncertificated Interest for such Classes remaining unpaid from previous Distribution Dates, pro rata according to their respective shares of such unpaid amounts; (ii) second, to REMIC II Regular Interests Y-5 and Z-5, concurrently, the Uncertificated Interest for such Classes for the current Distribution Date, pro rata according to their respective Uncertificated Interest; and
(iii) third, to REMIC II Regular Interests Y-5 and Z-5, the REMIC II Y-5 Principal Distribution Amount and the REMIC II Z-5 Principal Distribution Amount, respectively. (f) To the extent of the REMIC II Available Distribution Amount for Sub-Loan Group III-6:
(i) first, to REMIC II Regular Interests Y-6 and Z-6, concurrently, the Uncertificated Interest for such Classes remaining unpaid from previous Distribution Dates, pro rata according to their respective shares of such unpaid amounts; (ii) second, to REMIC II Regular Interests Y-6 and Z-6, concurrently, the Uncertificated Interest for such Classes for the current Distribution Date, pro rata according to their respective Uncertificated Interest; and (iii) third, to REMIC II Regular Interests Y-6 and Z-6, the REMIC II Y-6 Principal Distribution Amount and the REMIC II Z-6 Principal Distribution Amount, respectively. (g) To the extent of the REMIC II Available Distribution Amounts for Sub-Loan Group II-1, Sub-Loan Group II-2, Sub-Loan Group II-3, Sub-Loan Group II-4, Sub-Loan Group II-5 and Sub-Loan Group II-6 for such Distribution Date remaining after payment of the amounts pursuant to paragraphs (a), (b), (c), (d), (e) and (f) of this definition of "REMIC II Distribution Amount": (i) first, to each REMIC II Y and Z Regular Interest, pro rata according to the amount of unreimbursed Realized Losses allocable to principal previously allocated to each such Class; provided, however, that any amounts distributed pursuant to this paragraph (g)(i) of this definition of "REMIC II Distribution Amount" shall not cause a reduction in the Uncertificated Principal Balances of any of the REMIC II Y and Z Regular Interests; and (ii) REMIC II Certificates. second, to the Component II of the Class R Certificates, any remaining amounts. The REMIC II Regular Interests and Component II of the Class R
Interests:
REMIC II Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC II set forth in Section 5.01(c)(ii) and issued hereunder and designated as a "regular interest" in REMIC II. Each REMIC II Regular Interest shall accrue interest at the Uncertificated Pass-Through Rate specified for such REMIC II Interest in Section 5.01(c)(ii), and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in Section 5.01(c)(ii). The designations for the respective REMIC II Regular Interests are set forth in Section 5.01(c)(ii). REMIC II Y Principal Reduction Amounts: For any Distribution Date, the amounts by which the Uncertificated Principal Balances of the REMIC II Y Regular Interests will be reduced on such Distribution Date by the allocation of Realized Losses and the distribution of principal, determined as described in Appendix 2. REMIC II Y Regular Interests: REMIC II Regular Interests Y-1, Y-2, Y-3, Y-4, Y-5 and Y-6.
REMIC II Y-1 Principal Distribution Amount: For any Distribution Date, the excess, if any, of the REMIC II Y-1 Principal Reduction Amount for such Distribution Date over the principal portion of Realized Losses allocated to REMIC II Regular Interest Y-1 on such Distribution Date. REMIC II Y-1 Principal Reduction Amount: The REMIC II Y Principal Reduction Amount for REMIC II Regular Interest Y-1 as determined pursuant to the provisions of the Appendix 2. REMIC II Regular Interest Y-1: The uncertificated undivided beneficial interest in REMIC II which constitutes a REMIC II Regular Interest and is entitled to distributions as set forth herein. REMIC II Y-2 Principal Distribution Amount: For any Distribution Date, the excess, if any, of the REMIC II Y-2 Principal Reduction Amount for such Distribution Date over the principal portion of Realized Losses allocated to REMIC II Regular Interest Y-2 on such Distribution Date. REMIC II Y-2 Principal Reduction Amount: The REMIC II Y Principal Reduction Amount for REMIC II Regular Interest Y-2 as determined pursuant to the provisions of the Appendix 2. REMIC II Regular Interest Y-2: The uncertificated undivided beneficial interest in REMIC II which constitutes a REMIC II Regular Interest and is entitled to distributions as set forth herein. REMIC II Y-3 Principal Distribution Amount: For any Distribution Date, the excess, if any, of the REMIC II Y-3 Principal Reduction Amount for such Distribution Date over the principal portion of Realized Losses allocated to REMIC II Regular Interest Y-3 on such Distribution Date. REMIC II Y-3 Principal Reduction Amount: The REMIC II Y Principal Reduction Amount for REMIC II Regular Interest Y-3 as determined pursuant to the provisions of the Appendix 2. REMIC II Regular Interest Y-3: The uncertificated undivided beneficial interest in REMIC II which constitutes a REMIC II Regular Interest and is entitled to distributions as set forth herein. REMIC II Y-4 Principal Distribution Amount: For any Distribution Date, the excess, if any, of the REMIC II Y-4 Principal Reduction Amount for such Distribution Date over the principal portion of Realized Losses allocated to REMIC II Regular Interest Y-4 on such Distribution Date. REMIC II Y-4 Principal Reduction Amount: The REMIC II Y Principal Reduction Amount for REMIC II Regular Interest Y-4 as determined pursuant to the provisions of the Appendix 2. REMIC II Regular Interest Y-4: The uncertificated undivided beneficial interest in REMIC II which constitutes a REMIC II Regular Interest and is entitled to distributions as set forth herein. REMIC II Y-5 Principal Distribution Amount: For any Distribution Date, the excess, if any, of the REMIC II Y-5 Principal Reduction Amount for such Distribution Date over the principal portion of Realized Losses allocated to REMIC II Regular Interest Y-5 on such Distribution Date. REMIC II Y-5 Principal Reduction Amount: The REMIC II Y Principal Reduction Amount for REMIC II Regular Interest Y-5 as determined pursuant to the provisions of the Appendix 2. REMIC II Regular Interest Y-5: The uncertificated undivided beneficial interest in REMIC II which constitutes a REMIC II Regular Interest and is entitled to distributions as set forth herein. REMIC II Y-6 Principal Distribution Amount: For any Distribution Date, the excess, if any, of the REMIC II Y-6 Principal Reduction Amount for such Distribution Date over the principal portion of Realized Losses allocated to REMIC II Regular Interest Y-6 on such Distribution Date. REMIC II Y-6 Principal Reduction Amount: The REMIC II Y Principal Reduction Amount for REMIC II
Regular Interest Y-6 as determined pursuant to the provisions of the Appendix 2. REMIC II Regular Interest Y-6: The uncertificated undivided beneficial interest in REMIC II which constitutes a REMIC II Regular Interest and is entitled to distributions as set forth herein. REMIC II Z Principal Reduction Amounts: For any Distribution Date, the amounts by which the Uncertificated Principal Balances of the REMIC II Z Regular Interests will be reduced on such Distribution Date by the allocation of Realized Losses and the distribution of principal, which shall be in each case the excess of (A) the sum of (x) the excess of the REMIC II Available Distribution Amount for the related Group (i.e. the "related Group" for REMIC II Regular Interest Z-1 is the Sub-Loan Group III-1 Loans, the "related Group" for REMIC II Regular Interest Z-2 is the Sub-Loan Group III-2 Loans, the "related Group" for REMIC II Regular Interest Z-3 is the Sub-Loan Group III-3 Loans, the "related Group" for REMIC II Regular Interest Z-4 is the Sub-Loan Group III-4 Loans, the "related Group" for REMIC II Regular Interest Z-5 is the Sub-Loan Group III-5 Loans and the "related Group" for REMIC II Regular Interest Z-6 is the Sub-Loan Group III-6 Loans) over the sum of the amounts thereof distributable (i) in respect of interest on such REMIC II Z Regular Interest and the related REMIC II Y Regular Interest, (ii) to such REMIC II Z Regular Interest and the related REMIC II Y Regular Interest pursuant to clause (g)(i) of the definition of "REMIC II Distribution Amount" and (iii) in the case of the Sub-Loan Group III-1 Loans, to Component II of the Class R Certificates and (y) the amount of Realized Losses allocable to principal for the related Group over (B) the REMIC II Y Principal Reduction Amount for the related Group. REMIC II Z Regular Interests: REMIC II Regular Interests Z-1, Z-2, Z-3, Z-4, Z-5 and Z-6.
REMIC II Z-1 Principal Distribution Amount: For any Distribution Date, the excess, if any, of the REMIC II Z-1 Principal Reduction Amount for such Distribution Date over the principal portion of Realized Losses allocated to REMIC II Regular Interest Z-1 on such Distribution Date. REMIC II Z-1 Principal Reduction Amount: The REMIC II Z Principal Reduction II Regular Interest Z-1 as determined pursuant to the provisions of the Appendix 2. Amount for REMIC
REMIC II Regular Interest Z-1: The uncertificated undivided beneficial interest in REMIC II which constitutes a REMIC II Regular Interest and is entitled to distributions as set forth herein. REMIC II Z-2 Principal Distribution Amount: For any Distribution Date, the excess, if any, of the REMIC II Z-2 Principal Reduction Amount for such Distribution Date over the principal portion of Realized Losses allocated to REMIC II Regular Interest Z-2 on such Distribution Date. REMIC II Z-2 Principal Reduction Amount: The REMIC II Z Principal Reduction II Regular Interest Z-2 as determined pursuant to the provisions of the Appendix 2. Amount for REMIC
REMIC II Regular Interest Z-6: The uncertificated undivided beneficial interest in REMIC II which constitutes a REMIC II Regular Interest and is entitled to distributions as set forth herein. REMIC III: The segregated pool of assets, with respect to which a REMIC election is made pursuant to this Agreement, consisting of: (a)the Group I Mortgage Loans and the related Mortgage Files and collateral securing such Group I Mortgage Loans, (b) all payments on and collections in respect of the Group I Mortgage Loans due after the Cut off Date as shall be on deposit in the Distribution Account and identified as belonging to the Trust Fund, (c) property that secured a Group I Mortgage Loan and that has been acquired for the benefit of the Certificateholders by foreclosure or deed in lieu of foreclosure, (d) the hazard insurance policies and Primary Mortgage Insurance Policies, if any, related to the Group I Mortgage Loans and (e) all proceeds of clauses (a) through (d) above. REMIC III Available Loan Group I. Distribution Amount: For any Distribution Date, the Available Funds for
REMIC III Distribution Amount: For any Distribution Date, the REMIC III Available Distribution Amount shall be distributed by REMIC III to REMIC VI on account of the REMIC III Regular Interests and to the Class R Certificates in respect of Component III thereof, in the following order of priority: 1. to REMIC VI as the holder of the REMIC III Regular Interests, pro rata, in an amount equal to (A) their Uncertificated Accrued Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates; and
2. to REMIC VI as the holder of the REMIC III Regular Interests, in an amount equal to the remainder of the REMIC III Available Distribution Amount after the distributions made pursuant to clause (1) above, allocated as follows: (A) in respect of REMIC III Regular Interest LT2, REMIC III Regular Interest LT3 and REMIC III Regular Interest LT4, their respective Principal Distribution Amounts; (B) in respect of REMIC III Regular Interest Uncertificated Principal Balance thereof is reduced to zero; and LT1 any remainder until the
(C) any remainder in respect of REMIC III Regular Interest LT2, REMIC III Regular Interest LT3 and REMIC III Regular Interest LT4, pro rata according to their respective Uncertificated Principal Balances as reduced by the distributions deemed made pursuant to (i) above, until their respective Uncertificated Principal Balances are reduced to zero; and 3. any Component II thereof. REMIC Certificates. III remaining Interests: amounts The to the III Holders Regular of the Interests Class R and Certificates Component in respect Class of R
REMIC
III of the
REMIC III Principal Reduction Amounts: For any Distribution Date, the amounts by which the principal balances of the REMIC III Regular Interests LT1, LT2, LT3 and LT4, respectively, will be reduced on such Distribution Date by the allocation of Realized Losses and the distribution of principal, determined as follows: For purposes of the succeeding below: Y1 = the principal balance of the REMIC III prior Distribution Date. Y2 = the principal balance of the REMIC III prior Distribution Date. Y3 = the principal balance of the REMIC III prior Distribution Date. Y4 = the principal balance of the REMIC III prior Distribution Date (note: Y3 = Y4). ?Y1 = ?Y2 = ?Y3 = ?Y4 = Regular Interest LT1 after Regular Interest LT2 after Regular Interest LT3 after Regular Interest LT4 after distributions on the distributions on the distributions on the distributions on the formulas the following symbols shall have the meanings set forth
the REMIC III Regular Interest LT1 Principal Reduction Amount. the REMIC III Regular Interest LT2 Principal Reduction Amount. the REMIC III Regular Interest LT3 Principal Reduction Amount. the REMIC III Regular Interest LT4 Principal Reduction Amount.
P0 = the aggregate principal balance of the REMIC III Regular Interests LT1, LT2, LT3 and LT4 after distributions and the allocation of Realized Losses on the prior Distribution Date. P1 = the aggregate principal balance of the REMIC III Regular Interests LT1, LT2, LT3 and LT4 after distributions and the allocation of Realized Losses to be made on such Distribution Date. ?P = P0 - P1 = the Principal Reduction Amounts. aggregate of the REMIC III Regular Interests LT1, LT2, LT3 and LT4
=the aggregate of the principal portions of Realized Losses to be allocated to, and the principal distributions to be made on, the Group I Certificates on such Distribution Date (including distributions of accrued and unpaid interest on the Class SB-I Certificates for prior Distribution Dates). R0 = the Group I Net WAC Cap Rate (stated as a monthly rate) after giving distributed and Realized Losses allocated on the prior Distribution Date. R1 = the Group I Net WAC Cap Rate (stated as a monthly rate) after giving to be distributed and Realized Losses to be allocated on such Distribution Date. a = (Y2 + Y3)/P0. The Distribution Date shall be 0.0001. initial value of a on the Closing Date for effect to amounts effect to amounts use on the first
?0 = the lesser of (A) the sum for all Classes of Group I Certificates, other than the Class B-IO Certificates, of the product for each Class of (i) the monthly interest rate (as limited by the Group I Net WAC Cap Rate, if applicable) for such Class applicable for distributions to be made on such Distribution Date and (ii) the aggregate Certificate Principal Balance for such Class after distributions and the allocation of Realized Losses on the prior Distribution Date and (B) R0*P0. ?1 = the lesser of (A) the sum for all Classes of Group I Certificates, other than the Class B-IO Certificates, of the product for each Class of (i) the monthly interest rate (as limited by the Net WAC Cap Rate, if applicable) for such Class applicable for distributions to be made on the next succeeding Distribution Date and (ii) the aggregate Certificate Principal Balance for such Class after distributions and the allocation of Realized Losses to be made on such Distribution Date and (B) R1*P1. Then, based on the foregoing definitions: ?Y1 = ?Y2 = ?Y3 = ?Y4 = ?P - ?Y2 - ?Y3 - ?Y4; (a/2){( ?0R1 - ?1R0)/R0R1}; a?P - ?Y2; and ?Y3. Otherwise:
if both ?Y2 and ?Y3, as so determined, are non-negative numbers. (1)If ?Y2, as so determined, is negative, then ?Y2 = 0; ?Y3 = a{?1R0P0 - ?0R1P1}/{?1R0};
?Y4 = ?Y3; and ?Y1 = ?P - ?Y2 - ?Y3 - ?Y4. (2)If ?Y3, as so determined, is negative, then ?Y3 = 0; ?Y2 = a{?0R1P1 - ?1R0P0}/{2R1R0P1 ?Y4 = ?Y3; and ?Y1 = ?P - ?Y2 - ?Y3 - ?Y4. REMIC III Realized Losses: For any Distribution Date, Realized Losses on the Group I Mortgage Loans for the related Due Period shall be allocated, as follows: (i) the interest portion of Realized Losses, if any, shall be allocated pro rata to accrued interest on the REMIC III Regular Interests to the extent of such accrued interest, and (ii) any remaining interest portions of Realized Losses and any principal portions of Realized Losses shall be treated as principal portions of Realized Losses and allocated (i) to the REMIC III Regular Interest LT2, REMIC III Regular Interest LT3 and REMIC III Regular Interest LT4, pro rata according to their respective Principal Reduction Amounts, provided that such allocation to each of the REMIC III Regular Interest LT2, REMIC III Regular Interest LT3 and REMIC III Regular Interest LT4 shall not exceed their respective Principal Reduction Amounts for such Distribution Date, and (ii) any Realized Losses not allocated to any of REMIC III Regular Interest LT2, REMIC III Regular Interest LT3 or REMIC III Regular Interest LT4 pursuant to the proviso of clause (i) above shall be allocated to the REMIC III Regular Interest LT1. REMIC III Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC III set forth in Section 5.01(c)(iii) and issued hereunder and designated as a "regular interest" in REMIC III. Each REMIC III Regular Interest shall accrue interest at the Uncertificated Pass-Through Rate specified for such REMIC III Interest in Section 5.01(c)(iii), and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in Section 5.01(c)(iii). The designations for the respective REMIC III Regular Interests are set forth in Section 5.01(c)(iii). REMIC III Regular Interest LT1: A regular interest in REMIC III that is held as an asset of REMIC VI, that has an initial principal balance equal to the related Uncertificated Principal Balance, that bears interest at the related Uncertificated Pass-Through Rate, and that has such other terms as are described herein. REMIC III Regular Interest LT1 Principal Distribution Amount: For any Distribution Date, the excess, if any, of the REMIC III Regular Interest LT1 Principal Reduction Amount for such Distribution Date over the Realized Losses allocated to the REMIC III Regular Interest LT1 on such Distribution Date. REMIC III Regular Interest LT2: A regular interest in REMIC III that is held as an asset of REMIC VI, that has an initial principal balance equal to the related Uncertificated Principal Balance, that bears interest at the related Uncertificated Pass-Through Rate, and that has such other terms as are described herein. REMIC III Regular Interest LT2 Principal Distribution Amount: For any Distribution Date, the excess, if any, of the REMIC III Regular Interest LT2 Principal Reduction Amount for such Distribution Date over the Realized Losses allocated to the REMIC III Regular Interest LT2 on such Distribution Date. REMIC III Regular Interest LT3: A regular interest in REMIC III that is held as an asset of REMIC VI, that has an initial principal balance equal to the related Uncertificated Principal Balance, that bears interest at the related Uncertificated Pass-Through Rate, and that has such other terms as are described herein. REMIC III Regular Interest LT3 Principal Distribution Amount: For any Distribution Date, the excess, if any, of the REMIC III Regular Interest LT3 Principal Reduction Amount for such Distribution Date over the Realized Losses allocated to the REMIC III Regular Interest LT3 on such Distribution Date. REMIC III Regular Interest LT4: A regular interest in REMIC III that is held as an asset of REMIC VI, that has an initial principal balance equal to the related Uncertificated Principal Balance, that bears interest at the related Uncertificated Pass-Through Rate, and that has such other terms as are described herein. REMIC III Regular Interest LT4 Principal Distribution Amount: For any Distribution Date, the excess, if any, of the REMIC III Regular Interest LT4 Principal Reduction Amount for such Distribution Date over the Realized Losses allocated to the REMIC III Regular Interest LT4 on such Distribution Date. REMIC IV: That group of assets contained in the Trust Fund the REMIC I Regular Interests and any proceeds thereof. designated as a REMIC the consisting of deemed ?1R0};
REMIC IV Available Distribution Amount: For any Distribution Date, distributed with respect to the REMIC I Regular Interests pursuant to Section 6.07.
amounts
REMIC IV Distribution Amount: For any Distribution Date, the REMIC IV Available Distribution Amount shall be distributed by REMIC IV to REMIC VI on account of the REMIC IV Regular Interests and to the Class R Certificates in respect of Component IV thereof, as follows: to each REMIC IV Regular Interest in respect of Uncertificated Accrued Interest thereon and the Uncertificated Principal Balance thereof, the amount distributed in respect of interest and principal on the Related Class or Classes of Certificates (with such amounts having the same character as interest or principal with respect to the REMIC IV Regular Interest as they have with respect to the Related Certificate or Certificates) with the following exception: No amount paid to any Certificate in respect of any Basis Risk Shortfall Amount or Basis Risk Shortfall Carryforward Amount shall be included in the amount paid in respect of a related REMIC IV Regular Interest. Any remaining amount of the REMIC IV Available Distribution Amount shall be distributed to the holders of the Class R Certificates in respect of Component IV thereof. REMIC Certificates. IV Interests: The REMIC IV Regular Interests and Component IV of the Class R
REMIC IV Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC IV set forth in Section 5.01(c)(iv) and issued hereunder and designated as a "regular interest" in REMIC IV. Each REMIC IV Regular Interest shall accrue interest at the Uncertificated Pass-Through Rate specified for such REMIC IV Interest in Section 5.01(c)(iv), and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in Section 5.01(c)(iv). The designations for the respective REMIC IV Regular Interests are set forth in Section 5.01(c)(iv). REMIC V: That group of assets contained in the Trust Fund the REMIC II Regular Interests and any proceeds thereof. designated as a REMIC consisting of
REMIC V Available Distribution Amount: For any Distribution Date, distributed with respect to the REMIC II Regular Interests pursuant to Section 6.07.
the
amounts
deemed
REMIC V Distribution Amount: For any Distribution Date, the REMIC V Available Distribution Amount shall be distributed by REMIC V to REMIC VI on account of the REMIC V Regular Interests and to the Class R Certificates in respect of Component V thereof, as follows: to each REMIC V Regular Interest in respect of Uncertificate Accrued Interest thereon and the Uncertificated Principal Balance thereof, the amount distributed in respect of interest and principal on the Related Class or Classes of Certificates (with such amounts having the same character as interest or principal with respect to the REMIC V Regular Interest as they have with respect to the Related Certificate or Certificates). Any remaining amount of the REMIC V Available Distribution Amount shall be distributed to the holders of the Class R Certificates in respect of Component V thereof. REMIC V Interests: The REMIC V Regular Interests and Component V of the Class R Certificates.
REMIC V Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC V set forth in Section 5.01(c)(v) and issued hereunder and designated as a "regular interest" in REMIC V. Each REMIC V Regular Interest shall accrue interest at the Uncertificated Pass-Through Rate specified for such REMIC V Interest in Section 5.01(c)(v), and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in Section 5.01(c)(v). The designations for the respective REMIC V Regular Interests are set forth in Section 5.01(c)(v). REMIC VI: That group of assets contained in the Trust Fund designated as a REMIC consisting of the REMIC III Regular Interests, REMIC IV Regular Interests and REMIC V Regular Interests and any proceeds thereof. REMIC VI Available Distribution Amount: For any Distribution Date, the amounts deemed distributed with respect to the REMIC III Regular Interests, REMIC IV Regular Interests and REMIC V Regular Interests pursuant to Section 6.07. REMIC VI Distribution Amount: For any Distribution Date, the REMIC VI Available Distribution Amount shall be deemed distributed by REMIC VI to the holders of the Certificates (other than the Class B-IO Certificates) on account of the REMIC VI Regular Interests (other than REMIC VI Regular Interests B-IO-I and B-IO-P), to REMIC VII on account of REMIC VI Regular Interests B-IO-I and B-IO-P, and to the Class R Certificates in respect of Component VI thereof, as follows: to each REMIC VI Regular Interest in respect of Uncertificated Interest thereon and the Uncertificated Principal Balance thereof, the amount distributed in respect of interest and principal on the Related Class or Classes of Certificates (with such amounts having the same character as interest or principal with respect to the REMIC VI Regular Interest as they have with respect to the Related Certificate or Certificates) with the following exceptions: (1) No amount paid to any Certificate in respect of any Basis Risk Shortfall Amount, Basis Risk Shortfall Carryforward Amount, Carry Forward Amount or Carry Forward Shortfall Amount shall be included in the amount paid in respect of a related REMIC VI Regular Interest; (2) amounts paid in respect of Basis Risk Shortfall Amounts and Basis Risk Shortfall Carryforward Amounts to the extent not derived from any Cap Contract Payment Amount shall be deemed paid with respect to REMIC VI Regular Interest B-IO-I in respect of accrued and unpaid interest thereon and (3) amounts paid in respect of Carry Forward Amounts and Carry Forward Shortfall Amounts to the extent not derived from any Cap Contract Payment Amount shall be deemed paid with respect to REMIC VI Regular Interest II-X-B1 or REMIC VI Regular Interest II-X-B2, as applicable, in respect of accrued and unpaid interest thereon. Any remaining amount of the REMIC VI Available Distribution Amount shall be distributed to the holders of the Class R Certificates in respect of Component VI thereof. REMIC Certificates. VI Interests: The REMIC VI Regular Interests and Component VI of the Class R
REMIC VI Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC VI set forth in Section 5.01(c)(vi) and issued hereunder and designated as a "regular interest" in REMIC VI. Each REMIC VI Regular Interest shall accrue interest at the Uncertificated Pass-Through Rate specified for such REMIC VI Interest in Section 5.01(c)(iv), and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in Section 5.01(c)(iv). The designations for the respective REMIC VI Regular Interests are set forth in Section 5.01(c)(iv). REMIC VII: That group of assets contained in the Trust Fund designated of REMIC VI Regular Interests B-IO-I and B-IO-P and any proceeds thereof. as a REMIC consisting deemed
REMIC VII Available Distribution Amount: For any Distribution Date, the amounts distributed with respect to REMIC VI Regular Interests B-IO-I and B-IO-P pursuant to Section 6.07.
REMIC VII Distribution Amount: For any Distribution Date, the REMIC VII Available Distribution Amount shall be deemed distributed by REMIC VII to the holder of the Class B-IO Certificates on account of REMIC VI Regular Interests B-IO-I and B-IO-P. REMIC VII Interests: The REMIC VII Regular Interest and the Class R-X Certificates.
REMIC VII Regular Interest: The separate non-certificated beneficial ownership interest in REMIC VII set forth in Section 5.01(c)(vii) and issued hereunder and designated as a "regular interest" in REMIC VII. The REMIC VII Regular Interest shall accrue interest at the Uncertificated Pass-Through Rate specified for such REMIC VII Interest in Section 5.01(c)(vii). The designation for the REMIC VII Regular Interest is set forth in Section 5.01(c)(vii). REO Property: Certificateholders, by Mortgage Loan. A Mortgaged Property acquired in the name of the Trustee, for the benefit of foreclosure or deed-in-lieu of foreclosure in connection with a defaulted As defined in Section 3.18(a)(iii).
Reportable Event:
Repurchase Price: With respect to any Mortgage Loan (or any property acquired with respect thereto) required to be repurchased by the Sponsor pursuant to the Mortgage Loan Purchase Agreement, a Subsequent Mortgage Loan Purchase Agreement or Article II of this Agreement, an amount equal to the excess of (i) the sum of (a) 100% of the Outstanding Principal Balance of such Mortgage Loan as of the date of repurchase (or if the related Mortgaged Property was acquired with respect thereto, 100% of the Outstanding Principal Balance at the date of the acquisition), (b) accrued but unpaid interest on the Outstanding Principal Balance at the related Mortgage Interest Rate, through and including the last day of the month of repurchase and (c) any costs and damages (if any) incurred by the Trust in connection with any violation of such Mortgage Loan of any predatory or abusive lending laws over (ii) any portion of the Master Servicing Compensation, Servicing Fee, Monthly Advances and advances payable to the purchaser of the Mortgage Loan (if any). Repurchase Proceeds: The Repurchase Price in connection with any repurchase of a Mortgage Loan by the Sponsor and any cash deposit in connection with the substitution of a Mortgage Loan, in each case in accordance with the Mortgage Loan Purchase Agreement.
Request for Release:
A request for release in the form attached hereto as Exhibit D.
Required Insurance Policy: With respect to any Mortgage Loan, any insurance policy which is required to be maintained from time to time under this Agreement with respect to such Mortgage Loan. Reserve Fund: The separate trust Administrator pursuant to Section 4.06 hereof. account created and maintained by the Securities
Residual Certificate: Any of the Class R Certificates, consisting of six componentsComponent I, Component II, Component III, Component IV, Component V and Component VIrespectively representing ownership of the sole class of residual interest in each of REMIC I, REMIC II, REMIC III, REMIC IV, REMIV V and REMIC VI, and the Class R-X Certificates. Responsible Officer: Any officer assigned to the Corporate Trust Office of the Trustee or the Securities Administrator, as the case may be (or any successor thereto), including any Vice President, Assistant Vice President, Trust Officer, any Assistant Secretary, any trust officer or any other officer of the Trustee or the Securities Administrator, as the case may be, customarily performing functions similar to those performed by any of the above designated officers and having direct responsibility for the administration of this Agreement, and any other officer of the Trustee or the Securities Administrator, as the case may be, to whom a matter arising hereunder may be referred because of such officer's knowledge of and familiarity with the particular subject. Rule 144A Certificate: The certificate to be furnished by each purchaser of a Private Certificate (which is also a Physical Certificate) which is a Qualified Institutional Buyer as defined under Rule 144A promulgated under the Securities Act, substantially in the form set forth as Exhibit F-2 hereto. S&P: interest. Sarbanes-Oxley Act: The Sarbanes-Oxley Act of 2002 and the rules and regulations Commission promulgated thereunder (including any interpretation thereof by the Commission's staff). Sarbanes-Oxley Certification: As defined in Section 3.18(a)(iv). of the Standard & Poor's, a division of The McGraw-Hill Companies, Inc., and its successors in
Scheduled Payment: With respect to any Mortgage Loan and any Due Period, the scheduled payment or payments of principal and interest due during such Due Period on such Mortgage Loan which either is payable by a Mortgagor in such Due Period under the related Mortgage Note or, in the case of REO Property, would otherwise have been payable under the related Mortgage Note. Scheduled Principal: Securities Act: The principal portion of any Scheduled Payment.
The Securities Act of 1933, as amended.
Securities Administrator: Wells Fargo Bank, National Association, in its capacity as paying agent or securities administrator (as applicable) hereunder, or its successor in interest, or any successor securities administrator or paying agent appointed as herein provided. Securities Administrator Information: As defined in Section 3.18(c).
Securities Legend: "THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT ("RULE 144A") TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A "QIB"), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A OR (2) IN CERTIFICATED FORM TO AN "INSTITUTIONAL ACCREDITED INVESTOR" WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE SECURITIES ADMINISTRATOR THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION. THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (A "PLAN") THAT IS SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, AND/OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"), OR BY A PERSON USING "PLAN ASSETS" OF A PLAN, UNLESS THE PROPOSED TRANSFEREE PROVIDES THE SECURITIES ADMINISTRATOR WITH AN OPINION OF COUNSEL FOR THE BENEFIT OF THE TRUSTEE, MASTER SERVICER AND THE SECURITIES ADMINISTRATOR AND ON WHICH THEY MAY RELY WHICH IS SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT THE PURCHASE OF THIS CERTIFICATE IS PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE MASTER SERVICER, THE TRUSTEE OR THE SECURITIES ADMINISTRATOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT. Security Instrument: A written instrument creating a valid first lien on a Mortgaged Property securing a Mortgage Note, which may be any applicable form of mortgage, deed of trust, deed to secure debt or security deed, including any riders or addenda thereto. Seller: EMC in its capacity as seller of the Mortgage Loans to the Depositor. Senior Certificates: III Senior Certificates. The Group I Senior Certificates, Group II Senior Certificates and Group
Senior Enhancement Percentage: As to each Distribution Date, the percentage equivalent of a fraction, the numerator of which is the sum of (i) the aggregate of the Certificate Principal Balance of the Class I-M-1, Class I-M-2, Class I-B-1, Class I-B-2 and Class I-B-3 Certificates and (ii) the Overcollateralization Amount, in each case after taking into account the distribution of the related Principal Distribution Amounts on such Distribution Date, and the denominator of which is the aggregate Stated Principal Balance of the Group I Mortgage Loans for such Distribution Date. Senior Optimal Principal Amount: The Group II Senior Optimal Principal Amount or the Group III Senior Optimal Principal Amount, as applicable. Senior applicable. Percentage: The Group II Senior Percentage Senior or the Group Prepayment III Senior Percentage, as
Senior Prepayment Percentage: The Senior Prepayment Percentage, as applicable.
Group II
Percentage
or the
Group III
Servicer Remittance Date: With respect to each Mortgage Loan and the applicable date set forth in the related Servicing Agreement.
Servicer,
the
Servicers: Each of Bank of America, Chase Home, Chevy Chase, Countrywide, EMC, EverHome, First Horizon, GMACM, GreenPoint, Harbourside, HomeBanc, HSBC, Mid America, Morgan Stanley, PHH and Wells Fargo and their respective permitted successors and assigns. Servicing Agreement: Each of the Bank of America Servicing Agreement, Chase Home Servicing Agreement, Chevy Chase Servicing Agreement, Countrywide Servicing Agreement, EMC Servicing Agreement, EverHome Servicing Agreement, First Horizon Servicing Agreement, GMACM Servicing Agreement, GreenPoint Servicing Agreement, Harbourside Servicing Agreement, HomeBanc Servicing Agreement, HSBC Servicing Agreement, Mid America Servicing Agreement, Morgan Stanley Servicing Agreement, PHH Servicing Agreement and Wells Fargo Servicing Agreement, in each case as modified by the related Assignment Agreement. Servicing Criteria: The "servicing such may be amended from time to time. criteria" set forth in Item 1122(d) of Regulation AB, as
Servicing Fee: As to any Mortgage Loan and Distribution Date, an amount equal to the product of (i) the Stated Principal Balance of such Mortgage Loan as of the Due Date in the preceding calendar month and (ii) the related Servicing Fee Rate. Servicing Loan Schedule. Fee Rate: As to any Mortgage Loan, a per annum rate as set forth in the Mortgage
Servicing Officer: The President or a Vice President or Assistant Vice President or other authorized officer of the Master Servicer having direct responsibility for the administration of this Agreement, and any other authorized officer of the Master Servicer to whom a matter arising hereunder may be referred. Significance Estimate. Significance Percentage: Significance Percentage. Each of the Group I Significance Percentage and the Group II Estimate: Each of the Group I Significance Estimate and the Group II Significance
Special Hazard Loss: A Realized Loss attributable to damage or a direct physical loss suffered by a mortgaged property (including any Realized Loss due to the presence or suspected presence of hazardous wastes or substances on a mortgaged property) other than any such damage or loss covered by a hazard policy or a flood insurance policy required to be maintained in respect of such mortgaged property under the Agreement or any loss due to normal wear and tear or certain other causes. Sponsor: EMC, as mortgage loan seller under the related Subsequent Mortgage Loan Purchase Agreement. Startup Day: April 28, 2006. Mortgage Loan Purchase Agreement and the
Stated Principal Balance: With respect to any Group I Mortgage Loan or related REO Property and any Distribution Date, the Outstanding Principal Balance thereof as of the Cut-off Date minus the sum of (i) the principal portion of the Scheduled Payments due with respect to such Mortgage Loan during each Due Period ending prior to such Distribution Date (and irrespective of any delinquency in their payment), (ii) all Principal Prepayments with respect to such Mortgage Loan received prior to or during the related Prepayment Period, and all Liquidation Proceeds to the extent applied by the related Servicer as recoveries of principal in accordance with this Agreement or the applicable Servicing Agreement with respect to such Mortgage Loan, that were received by the related Servicer as of the close of business on the last day of the calendar month immediately preceeding such Distribution Date and (iii) any Realized Losses on such Mortgage Loan incurred during the prior calendar month. The Stated Principal Balance of a Liquidated Mortgage Loan equals zero. References herein to the Stated Principal Balance of a Loan Group or Sub-Loan Group at any time shall mean the aggregate Stated Principal Balance of all Mortgage Loans in such Loan Group or Sub-Loan Group. With respect to any Group II Mortgage Loan on any Distribution Date, (i) the unpaid principal balance of such Mortgage Loan as of the close of business on the related Due Date (taking account of the principal payment to be made on such Due Date and irrespective of any delinquency in its payment), as specified in the amortization schedule at the time relating thereto (before any adjustment to such amortization schedule by reason of any bankruptcy or similar proceeding occurring after the Cut-off Date (other than a Deficient Valuation) or any moratorium or similar waiver or grace period) and less (ii) any Principal Prepayments (including the principal portion of Net Liquidation Proceeds) received during or prior to the related Prepayment Period; provided that the Stated Principal Balance of a Liquidated Mortgage Loan is zero. With respect to any Group III Mortgage Loan on any Distribution Date, (i) the unpaid principal balance of such Mortgage Loan as of the close of business on the related Due Date (taking account of the principal payment to be made on such Due Date and irrespective of any delinquency in its payment), as specified in the amortization schedule at the time relating thereto (before any adjustment to such amortization schedule by reason of any bankruptcy or similar proceeding occurring after the Cut-off Date (other than a Deficient Valuation) or any moratorium or similar waiver or grace period) and less (ii) any Principal Prepayments (including the principal portion of Net Liquidation Proceeds) received during or prior to the related Prepayment Period; provided that the Stated Principal Balance of a Liquidated Mortgage Loan is zero. Stepdown Date: The earlier to occur of (i) the Distribution Date on which the aggregate Certificate Principal Balance of the Class I-A Certificates has been reduced to zero and (ii) the later to occur of (a) the Distribution Date in May 2009 and (b) the first Distribution Date on which the sum of the aggregate Certificate Principal Balance of the Class I-M-1, Class I-M-2, Class I-B-1, Class I-B-2, and Class I-B-3 Certificates and the Overcollateralization Amount divided by the Stated Principal Balance of the Mortgage Loans for such Distribution Date is greater than or equal to 20.70%. Sub-Loan Group: Any of Sub-Loan Group II-1, Sub-Loan Group II-2, Sub-Loan Group II-3, Sub-Loan Group II-4, Sub-Loan Group III-1, Sub-Loan Group III-2, Sub-Loan Group III-3, Sub-Loan Group III-4, Sub-Loan Group III-5 or Sub-Loan Group III-6, as applicable. Sub-Loan Group II-1: The group Group II-1 on the Mortgage Loan Schedule. Sub-Loan Certificates. Group II-1 Certificates: of Mortgage Class Loans designated Class as belonging and to Class to Class Sub-Loan II-1X-1 Sub-Loan II-2X-1
The of
II-1A-1, Loans
II-1A-2 as
Sub-Loan Group II-2: The group Group II-2 on the Mortgage Loan Schedule. Sub-Loan Certificates. Group II-2 Certificates:
Mortgage Class
designated Class
belonging and
The
II-2A-1,
II-2A-2
of
Mortgage Class
Loans
designated Class
as
belonging and
to Class to
Sub-Loan II-3X-1 Sub-Loan II-4A-2
The of The
II-3A-1, Loans II-4A-1
II-3A-2 as
Mortgage Class
designated
belonging and the
Certificates
Class
Sub-Loan Group III-1: The group of Mortgage Loans designated as belonging to Sub-Loan Group III-1 on the Mortgage Loan Schedule and any Subsequent Mortgage Loans added to Sub-Loan Group III-1. Sub-Loan Certificates. Group III-1 Certificates: The Class III-1A-1, Class III-1A-2 and Class III-1X-1
Sub-Loan Group III-3: The group of Mortgage Loans designated as belonging to Sub-Loan Group III-3 on the Mortgage Loan Schedule and any Subsequent Mortgage Loans added to Sub-Loan Group III-3. Sub-Loan Certificates. Group III-3 Certificates: The Class III-3A-1 Certificates and the Class III-3A-2
Subordinate Certificate Writedown Amount: With respect to the Group II Subordinate Certificates and as to any Distribution Date (other than the Class II-X-B1 Certificates and the Class II-X-B2 Certificates), the amount by which (i) the sum of the Certificate Principal Balances of the Group II Certificates (after giving effect to the distribution of principal and the allocation of applicable Realized Losses in reduction of the Certificate Principal Balances of the Group II Certificates on such Distribution Date) exceeds (y) the aggregate Stated Principal Balances of the Group II Mortgage Loans on the Due Date related to such Distribution Date. With respect to the Group III Subordinate Certificates and as to any Distribution Date, the amount by which (i) the sum of the Certificate Principal Balances of the Group III Certificates (after giving effect to the distribution of principal and the allocation of applicable Realized Losses in reduction of the Certificate Principal Balances of the Group III Certificates on such Distribution Date) exceeds (y) the aggregate Stated Principal Balances of the Group III Mortgage Loans on the Due Date related to such Distribution Date. Subordinate Certificates: The Group I Subordinate Certificates and the Group III Subordinate Certificates. Certificates, the Group II Subordinate
Subordinate Optimal Principal Amount: The Group II Subordinate Group III Subordinate Optimal Principal Amount, as applicable. Subordinate Percentage: Percentage, as applicable. The Group II Subordinate Percentage
Optimal Principal Amount or the or the Group III Subordinate
Subordinate Prepayment Percentage: The Group II Subordinate Prepayment Percentage or the Group III Subordinate Prepayment Percentage, as applicable. Subsequent Cut-off Date: With respect to the Subsequent Mortgage Loans sold to the Trust pursuant to a Subsequent Transfer Instrument, the later of (i) the first day of the month in which the related Subsequent Transfer Date occurs or (ii) the date of origination of such Mortgage Loan. Subsequent Mortgage Loans: The Mortgage Loans which will be acquired by the Trust during the Pre-Funding Period with amounts on deposit in the Pre-Funding Account, which Mortgage Loans will be held as part of the Trust Fund. Subsequent Mortgage Loan Purchase Agreement: The agreements between EMC, as seller, and Structured Asset Mortgage Investments II Inc., as purchaser, and all amendments thereof and supplements thereto, regarding the transfer of the Subsequent Mortgage Loans by EMC to Structured Asset Mortgage Investments II Inc., a form of which is attached as Exhibit K. Subsequent Recoveries: As of any Distribution Date, amounts received during the related Due Period by the Master Servicer (net of any related expenses permitted to be reimbursed pursuant to Section 4.05) or surplus amounts held by the Master Servicer to cover estimated expenses (including, but not limited to, recoveries in respect of the representations and warranties made by the Sponsor pursuant to the Mortgage Loan Purchase Agreement) specifically related to a Liquidated Mortgage Loan or the disposition of an REO Property prior to the related Prepayment Period that resulted in a Realized Loss, after liquidation or disposition of such Mortgage Loan. Subsequent Transfer Date: With respect to each Subsequent which the related Subsequent Mortgage Loans are sold to the Trust. Transfer Instrument, the date on
Subsequent Transfer Instrument: Each Subsequent Transfer Instrument, dated as of a Subsequent Transfer Date, executed by the Depositor, as seller thereunder, and substantially in the form attached hereto as Exhibit L, by which Subsequent Mortgage Loans are transferred to the Trust Fund. Substitute Mortgage Loan: A mortgage loan tendered to the Trustee pursuant to the related Servicing Agreement, the Mortgage Loan Purchase Agreement, a Subsequent Mortgage Loan Purchase Agreement
or Section 2.04 of this Agreement, as applicable, in each case, (i) which has an Outstanding Principal Balance not greater nor materially less than the Mortgage Loan for which it is to be substituted; (ii) which has a Mortgage Interest Rate and Net Rate not less than, and not materially greater than, such Mortgage Loan; (iii) which has a maturity date not materially earlier or later than such Mortgage Loan and not later than the latest maturity date of any Mortgage Loan; (iv) which is of the same property type and occupancy type as such Mortgage Loan; (v) which has a Loan-to-Value Ratio not greater than the Loan-to-Value Ratio of such Mortgage Loan; (vi) which is current in payment of principal and interest as of the date of substitution; (vii) as to which the payment terms do not vary in any material respect from the payment terms of the Mortgage Loan for which it is to be substituted and (viii) which has a Gross Margin, Periodic Rate Cap and Maximum Lifetime Mortgage Rate no less than those of such Mortgage Loan, has the same Index and interval between Interest Adjustment Dates as such Mortgage Loan, and a Minimum Lifetime Mortgage Rate no lower than that of such Mortgage Loan. Substitution Adjustment Amount: The amount, if any, required to be paid by the Mortgage Loan Seller to the Securities Administrator for deposit in the Distribution Account pursuant to Section 2.04 in connection with the substitution of a Mortgage Loan. Tax Administration and Tax Matters Person: The Securities Administrator and any successor thereto or assignee thereof shall serve as tax administrator hereunder and as agent for the Tax Matters Person. The Holder of the largest percentage interest of each Class of Residual Certificates shall be the Tax Matters Person for the related 2006-3 REMIC, as more particularly set forth in Section 9.12 hereof. Termination Purchase Price: The price, calculated as set forth in Section 10.01, connection with the repurchase of the Mortgage Loans pursuant to Section 10.01. to be paid in
Trigger Event: With respect to any Distribution Date, an event that exists if (i) the percentage obtained by dividing (x) the aggregate Stated Principal Balance of the Group I Mortgage Loans that are 60 or more days Delinquent (including for this purpose any such Mortgage Loans in bankruptcy or foreclosure and the Group I Mortgage Loans with respect to which the related Mortgaged Property has been acquired by the Trust) by (y) the aggregate Stated Principal Balance of the Group I Mortgage Loans in the mortgage pool, in each case, as of the close of business on the last day of the preceding calendar month, exceeds 34% of the Current Specified Enhancement Percentage or (ii) the aggregate amount of Realized Losses on the Group I Mortgage Loans since the Cut-off Date as a percentage of the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the Cut-off Date exceeds the applicable percentage set forth below: Months 37 - 48 49 - 60 61 - 72 73+ Trust Fund or Trust: The corpus of the trust created Mortgage Loans and the other assets described in Section 2.01(a). Trustee: U.S. Bank National trustee appointed as herein provided. Association, or its Percentage 0.65% 1.15% 1.65% 1.95% by this in Agreement, interest, consisting or any of the
successor
successor
2006-3 REMIC: Any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI and REMIC VII. Uncertificated Interest: With respect to each REMIC Regular Interest on each Distribution Date, an amount equal to one month's interest at the related Uncertificated Pass-Through Rate on the Uncertificated Principal Balance of such REMIC Regular Interest. In each case, for purposes of the distributions, Uncertificated Interest will be reduced by the interest portion of any Realized Losses and Net Interest Shortfalls allocated, with respect to the REMIC I Regular Interests and REMIC II, to such REMIC Regular Interests pursuant to the definition of Realized Losses, with respect to the REMIC III Regular Interests, to such REMIC Regular Interests pursuant to the definition of REMIC III Realized Losses and, with respect to the REMIC IV Regular Interests, REMIC V Regular Interests, REMIC VI Regular Interests and REMIC VII Regular Interest, to the Related Classes of Certificates. Uncertificated Pass-Through Rate: With respect to any Distribution Date and REMIC Interest, pass-through rate of each such REMIC Interest set forth in Section 5.01(c). the
Uncertificated Principal Balance: The amount of any REMIC Regular Interest outstanding as of any date of determination. As of the Closing Date, the Uncertificated Principal Balance of each REMIC I Regular Interest shall equal the amount set forth in Section 5.01(c)(i) as its Initial Uncertificated Principal Balance. On each Distribution Date, the Uncertificated Principal Balance of each REMIC I Regular Interest shall be reduced by the sum of (i) the principal portion of Realized Losses allocated to the REMIC I Regular Interests in accordance with the definition of Realized Loss and (ii) the amounts deemed distributed on each Distribution Date in respect of principal on the REMIC I Regular Interests pursuant to Section 6.07. As of the Closing Date, the Uncertificated Principal Balance of each REMIC II Regular Interest shall equal the amount set forth in Section 5.01(c)(ii) as its Initial Uncertificated Principal Balance. On each Distribution Date, the Uncertificated Principal Balance of each REMIC II Regular Interest shall be reduced by the sum of (i) the principal portion of Realized Losses allocated to the REMIC II Regular Interests in accordance with the definition of Realized Loss and (ii) the amounts deemed distributed on each Distribution Date in respect of principal on the REMIC II Regular Interests pursuant to Section 6.07. As of the Closing Date, the Uncertificated Principal Balance of each REMIC III Regular Interest shall equal the amount set forth in the Section 5.01(c)(iii) hereto as its Initial Uncertificated Principal Balance. On each Distribution Date, the Uncertificated Principal Balance of each REMIC III Regular Interest shall be reduced, first, by the portion of Realized Losses allocated in reduction of the Certificate Principal Balances thereof on such Distribution Date pursuant to the definition of REMIC III Realized Losses and, second, the amounts deemed distributed on each Distribution Date in respect of principal on the REMIC III Regular Interests pursuant to Section 6.07. As of the Closing Date, the Uncertificated Principal Balance of each REMIC IV Regular Interest shall equal the amount set forth in the Section 5.01(c)(iv) hereto as its Initial Uncertificated Principal Balance. On each Distribution Date, the Uncertificated Principal Balance of each REMIC IV Regular Interest shall be reduced, first, by the portion of Realized Losses allocated in reduction of the Certificate Principal Balances of the Related Classes of Certificates on such Distribution Date and, second, by all distributions of principal made on such Related Classes of Certificates on such Distribution Date. As of the Closing Date, the Uncertificated Principal Balance of each REMIC V Regular Interest shall equal the amount set forth in the Section 5.01(c)(v) hereto as its Initial Uncertificated Principal Balance. On each Distribution Date, the Uncertificated Principal Balance of each REMIC V Regular Interest shall be reduced, first, by the portion of Realized Losses allocated in reduction of the Certificate Principal Balances of the Related Classes of Certificates on such Distribution Date and, second, by all distributions of principal made on such Related Classes of Certificates on such Distribution Date. As of the Closing Date, the Uncertificated Principal Balance of each REMIC VI Regular Interest shall equal the amount set forth in the Section 5.01(c)(vi) hereto as its Initial Uncertificated Principal Balance. On each Distribution Date, the Uncertificated Principal Balance of each REMIC VI Regular Interest shall be reduced, first, by the portion of Realized Losses allocated in reduction of the Certificate Principal Balances of the Related Classes of Certificates on such Distribution Date and, second, by all distributions of principal made on such Related Classes of
Certificates on such Distribution Date. As of the Closing Date, the Uncertificated Principal Balance of the REMIC VII Regular Interest shall equal the amount set forth in Section 5.01(c)(vii) as its Initial Uncertificated Principal Balance. Undercollateralized Amount: With respect any Certificate Group in Loan Group II or Loan Group III and any Distribution Date, the excess of (i) the aggregate Certificate Principal Balance of such Certificate Group over (ii) the aggregate Stated Principal Balance of the Mortgage Loans in the related Sub-Loan Group. Uninsured Cause: Any cause of damage to a Mortgaged Property or related REO Property such that the complete restoration of such Mortgaged Property or related REO Property is not fully reimbursable by the hazard insurance policies required to be maintained pursuant the Servicing Agreement, without regard to whether or not such policy is maintained. United States Person: A citizen or resident of the United States, a corporation or partnership (including an entity treated as a corporation or partnership for federal income tax purposes) created or organized in, or under the laws of, the United States or any state thereof or the District of Columbia (except, in the case of a partnership, to the extent provided in regulations), provided that, for purposes solely of the Residual Certificates, no partnership or other entity treated as a partnership for United States federal income tax purposes shall be treated as a United States Person unless all persons that own an interest in such partnership either directly or through any entity that is not a corporation for United States federal income tax purposes are United States Persons, or an estate whose income is subject to United States federal income tax regardless of its source, or a trust if a court within the United States is able to exercise primary supervision over the administration of the trust and one or more such United States Persons have the authority to control all substantial decisions of the trust. To the extent prescribed in regulations by the Secretary of the Treasury, which have not yet been issued, a trust which was in existence on August 20, 1996 (other than a trust treated as owned by the grantor under subpart E of part I of subchapter J of chapter 1 of the Code), and which was treated as a United States person on August 20, 1996 may elect to continue to be treated as a United States person notwithstanding the previous sentence. Unpaid Realized Loss Amount: With respect to any Distribution Date and a Class of Group I Certificates, is the excess of (i) Applied Realized Loss Amounts with respect to such Class over (ii) the sum of all distributions in reduction of the Applied Realized Loss Amounts on all previous Distribution Dates. Any amounts distributed to a Class of Group I Certificates in respect of any Unpaid Realized Loss Amount will not be applied to reduce the Certificate Principal Balance of such Class. Wells Fargo: Wells Fargo Bank, N.A., and any successor thereto.
Wells Fargo Servicing Agreement: Amended and Restated Master Seller's Warranties and Servicing Agreement dated as of November 1, 2005, between Wells Fargo and EMC, attached hereto as Exhibit H-16. ARTICLE II Conveyance of Mortgage Loans; Original Issuance of Certificates Section 2.01. Conveyance of Mortgage Loans to Trustee. (a) The Depositor concurrently with the execution and delivery of this Agreement, sells, transfers and assigns to the Trust without recourse all its right, title and interest in and to (i) the Mortgage Loans identified in the Mortgage Loan Schedule, including all interest and principal due with respect to the Initial Mortgage Loans after the Cut-off Date and the Subsequent Mortgage Loans after the related Subsequent Cut-off Date, but excluding any payments of principal and interest due on or prior to the Cut-off Date; (ii) such assets as shall from time to time be credited or are required by the terms of this Agreement to be credited to the Distribution Account (iii) such assets relating to the Mortgage Loans as from time to time may be held by the Servicers in Protected Accounts and the Securities Administrator in the Distribution Account in the name of the Trustee on behalf of the Trust for the benefit of the Certificateholders and the Securities Administrator in the Reserve Fund in the name of the Trustee on behalf of the Trust for the benefit of the Group I Offered, Class I-B-3, Class B-IO, Class II-B-1, Class II-B-2, Class II-X-B1 and Class II-X-B2 Certificateholders, (iv) any REO Property, (v) the Required Insurance Policies and any amounts paid or payable by the insurer under any Insurance Policy (to the extent the mortgagee has a claim thereto), (vi) the Mortgage Loan Purchase Agreement and the Subsequent Mortgage Loan Purchase Agreement to the extent provided in Section 2.03(a), (vii) the rights with respect to the Servicing Agreements (and each related Recognition Agreement as defined and described in the related Assignment Agreement) as assigned to the Trustee on behalf of the Trust for the benefit of the Certificateholders by the Assignment Agreements and the rights of the Depositor under the EMC Servicing Agreement, (viii) such assets as shall from time to time be credited or are required by the terms of this Agreement to be credited to the Pre-Funding Account, the Interest Coverage Account, the Distribution Account and the Reserve Fund and (ix) any proceeds of the foregoing. Although it is the intent of the parties to this Agreement that the conveyance of the Depositor's right, title and interest in and to the Mortgage Loans and other assets in the Trust Fund pursuant to this Agreement shall constitute a purchase and sale and not a loan, in the event that such conveyance is deemed to be a loan, it is the intent of the parties to this Agreement that the Depositor shall be deemed to have granted to the Trustee a first priority perfected security interest in all of the Depositor's right, title and interest in, to and under the Mortgage Loans and other assets in the Trust Fund, and that this Agreement shall constitute a security agreement under applicable law. (b) In connection with the above transfer and assignment, the Sponsor hereby deposits with the Trustee or the Custodian, on behalf of the Trustee, with respect to each Mortgage Loan: (ii) the original Mortgage Note, endorsed without recourse (A) to the order of the Trustee or (B) in the case of a Mortgage Loan registered on the MERS system, in blank, and in each case showing an unbroken chain of endorsements from the originator thereof to the Person endorsing it to the Trustee, or lost note affidavit together with a copy of the related Mortgage Note, (iii) the original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting the presence of the MIN and language indicating that such Mortgage Loan is a MOM Loan, which shall have been recorded (or if the original is not available, a copy), with evidence of such recording indicated thereon (or if clause (w) in the proviso below applies, shall be in recordable form), (iv) unless the Mortgage Loan is assigned in the name of MERS, a certified copy of the assignment (which may be in the form of a blanket assignment if permitted in the jurisdiction in which the Mortgaged Property is located) to "U.S. Bank National Association, as Trustee", with evidence of recording with respect to each Mortgage Loan in the name of the Trustee thereon (or if clause (w) in the proviso below applies or for Mortgage Loans with respect to which the related Mortgaged Property is located in a state other than Maryland, Tennessee, South Carolina, Mississippi and Florida, or an Opinion of Counsel has been provided as set forth in this Section 2.01(b), shall be in recordable form), (v) all intervening assignments of the Security Instrument, to the extent available to the Depositor with evidence of recording thereon, (vi) the original or a copy of the guaranty insurance, to the extent available, if any, policy or certificate if applicable and only of primary mortgage
(vii) the original policy of title insurance or insurance or commitment or binder for title insurance, and (viii)
mortgagee's
certificate
of title
originals of all modification agreements, if applicable and available.
provided, however, that in lieu of the foregoing, the Depositor may deliver the following documents, under the circumstances set forth below: (w) in lieu of the original Security Instrument, assignments to the Trustee or intervening assignments thereof which have been delivered, are being delivered or will, upon receipt of recording information relating to the Security Instrument required to be included thereon, be delivered to recording offices for recording and have not been returned to the Depositor in time to permit their delivery as specified above, the Depositor may deliver, or cause to be delivered, a true copy thereof with a stamp on the face of such copy, substantially as follows: "Certified to be a true and correct copy of the original"; (x) in lieu of the Security Instrument, assignment to the Trustee or intervening assignments thereof, if the applicable jurisdiction retains the originals of such documents (as evidenced by a certification from the Depositor to such effect) the Depositor may deliver photocopies of such documents containing an original certification by the judicial or other governmental authority of the jurisdiction where such documents were recorded; and (y) the Depositor shall not be required to deliver intervening assignments or Mortgage Note endorsements between the Seller and the Depositor, and between the Depositor and the Trustee; and provided, further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-off Date and prior to the Closing Date, and in the case of Subsequent Mortgage Loans which have been prepaid in full after the related Subsequent Cut-off Date and prior to the related Subsequent Transfer Date, the Depositor, in lieu of delivering the above documents, may deliver to the Trustee or the Custodian, on its behalf, a certification to such effect and shall deposit all amounts paid in respect of such Mortgage Loans in the Distribution Account on the Closing Date or the related Subsequent Transfer Date, as the case may be. The Depositor shall deliver such original documents (including any original documents as to which certified copies had previously been delivered) to the Trustee or the Custodian, on its behalf, promptly after they are received. The Depositor shall cause the Sponsor, at its expense, to cause each assignment of the Security Instrument to the Trustee to be recorded not later than 180 days after the Closing Date, unless (a) such recordation is not required by the Rating Agencies or an Opinion of Counsel addressed to the Trustee has been provided to the Trustee (with a copy to the Custodian) which states that recordation of such Security Instrument is not required to protect the interests of the Certificateholders in the related Mortgage Loans or (b) MERS is identified on the Mortgage or on a properly recorded assignment of the Mortgage as the mortgagee of record solely as nominee for the Sponsor and its successor and assigns; provided, however, that each assignment shall be submitted for recording by the Sponsor in the manner described above, at no expense to the Trust or the Trustee or the Custodian, on its behalf, upon the earliest to occur of: (i) reasonable direction by the Holders of Certificates evidencing Fractional Undivided Interests aggregating not less than 25% of the Trust, (ii) the occurrence of an Event of Default, (iii) the occurrence of a bankruptcy, insolvency or foreclosure relating to the Sponsor and (iv) the occurrence of a servicing transfer as described in Section 8.02 hereof. Section 2.02. Acceptance of Mortgage Loans by Trustee. (a) The Trustee acknowledges the sale, transfer and assignment of the Trust Fund to it (or the Custodian, on its behalf) by the Depositor and receipt of, subject to further review and the exceptions which may be noted pursuant to the procedures described below, and declares that it holds, the documents (or certified copies thereof) delivered to it or the Custodian, on its behalf, pursuant to Section 2.01, and declares that it (or the Custodian, on its behalf) will continue to hold those documents and any amendments, replacements or supplements thereto and all other assets of the Trust Fund delivered to it (or the Custodian, on its behalf) as Trustee in trust for the use and benefit of all present and future Holders of the Certificates. On the Closing Date, with respect to the Initial Mortgage Loans, or the Subsequent Transfer Date, with respect to the Subsequent Mortgage Loans, the Custodian, with respect to the Mortgage Loans, shall acknowledge with respect to each Mortgage Loan by delivery to the Depositor, the Master Servicer and the Trustee of an Initial Certification substantially in the form of Exhibit One to the Custodial Agreement, receipt of the Mortgage File, but without review of such Mortgage File, except to the extent necessary to confirm that such Mortgage File contains the related Mortgage Note or lost note affidavit. No later than 90 days after the Closing Date (or within 90 days of a Subsequent Transfer Date, with respect to the Subsequent Mortgage Loans, or with respect to any Substitute Mortgage Loan, within five Business Days after the receipt by the Trustee or Custodian thereof), the Trustee agrees, for the benefit of the Certificateholders, to review or cause to be reviewed by the Custodian on its behalf (under the Custodial Agreement), each Mortgage File delivered to it and to execute and deliver, or cause to be executed and delivered, to the Depositor, the Master Servicer and the Trustee an Interim Certification substantially in the form annexed as Exhibit Two to the Custodial Agreement. In conducting such review, the Trustee or Custodian, on behalf of the Trustee, will ascertain whether all required documents have been executed and received, and based on the Mortgage Loan Schedule, whether those documents relate, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans it has received, as identified in the Mortgage Loan Schedule. In performing any such review, the Trustee or the Custodian, on its behalf, may conclusively rely on the purported due execution and genuineness of any such document and on the purported genuineness of any signature thereon. If the Trustee or the Custodian, on its behalf, finds any document constituting part of the Mortgage File has not been executed or received, or to be unrelated, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Initial Mortgage Loans identified in Exhibit B, or the Subsequent Mortgage Loans identified on Exhibit 1 to the related Subsequent Transfer Instrument, as the case may be, or to appear defective on its face (i.e. torn, mutilated, or otherwise physically altered) (a "Material Defect"), the Trustee or the Custodian, on its behalf, shall, upon completion of the review of all files, but in no event later than 90 days after the Closing Date, notify the Sponsor. In accordance with the Mortgage Loan Purchase Agreement or the Subsequent Mortgage Loan Purchase Agreement, as the case may be, the Sponsor shall correct or cure any such defect within ninety (90) days from the date of notice from the Trustee or the Custodian, on its behalf, of the defect and if the Sponsor fails to correct or cure the defect within such period, and such defect materially and adversely affects the interests of the Certificateholders in the related Mortgage Loan, the Trustee or the Custodian, on its behalf, shall enforce the Sponsor's obligation pursuant to the Mortgage Loan Purchase Agreement or the Subsequent Mortgage Loan Purchase Agreement, as the case may be, within 90 days from the Trustee's or the Custodian's notification, to purchase such Mortgage Loan at the Repurchase Price; provided that, if such defect would cause the Mortgage Loan to be other than a "qualified mortgage" as defined in Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9), without reliance on the provisions of Treasury Regulation Section 1.860G-2(a)(3) or Treasury Regulation Section 1.860G-2(f)(2) or any other provision that would allow a Mortgage Loan to be treated as a "qualified mortgage" notwithstanding its failure to meet the requirements of Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9), any such cure or repurchase must occur within 90 days from the date such breach was discovered; provided, however, that if such defect relates solely to the inability of the Sponsor to deliver the original Security Instrument or intervening assignments thereof, or a certified copy because the originals of such documents, or a certified copy have not been returned by the applicable jurisdiction, the Sponsor shall not be required to purchase such Mortgage Loan if the Sponsor delivers such original documents or certified copy promptly upon receipt, but in no event later than 360 days after the Closing Date or Subsequent Transfer Date, as applicable. The foregoing repurchase obligation shall not apply in the event that the Sponsor cannot deliver such original or copy of any document submitted for recording to the appropriate recording office in the applicable jurisdiction because such document has not been returned by such office; provided that the Sponsor shall instead deliver a recording receipt of such recording office or, if such receipt is not available, a certificate confirming that such documents have been accepted for recording, and delivery to the Trustee
or the Custodian, on its behalf, the original recorded document.
shall be effected by the Sponsor
within thirty days of its receipt of
(b) No later than 180 days after the Closing Date (or within 180 days of a Subsequent Transfer Date, with respect to the Subsequent Mortgage Loans, or with respect to any Substitute Mortgage Loan, within five Business Days after the receipt by the Trustee or the Custodian thereof), the Trustee or the Custodian, on its behalf, will review, for the benefit of the Certificateholders, the Mortgage Files delivered to it and will execute and deliver or cause to be executed and delivered to the Depositor, the Master Servicer and the Trustee a Final Certification substantially in the form annexed as Exhibit Three to the Custodial Agreement. In conducting such review, the Trustee or the Custodian, on its behalf, will ascertain whether an original of each document required to be recorded has been returned from the recording office with evidence of recording thereon or a certified copy has been obtained from the recording office. If the Trustee or the Custodian, on its behalf, finds a Material Defect, the Trustee or the Custodian, on its behalf, shall, upon completion of the review of all files, but in no event later than 180 days after the Closing Date, notify the Sponsor (provided, however, that with respect to those documents described in Sections 2.01(b)(iv), (v) and (vii), the Trustee's and Custodian's obligations shall extend only to the documents actually delivered to the Trustee or the Custodian, on behalf of the Trustee, pursuant to such Sections). In accordance with the Mortgage Loan Purchase Agreement or the Subsequent Mortgage Loan Purchase Agreement, as the case may be, the Sponsor shall correct or cure any such defect within 90 days from the date of notice from the Trustee or the Custodian, on its behalf, of the Material Defect and if the Sponsor is unable to cure such defect within such period, and if such defect materially and adversely affects the interests of the Certificateholders in the related Mortgage Loan, the Trustee shall enforce the Sponsor's obligation under the Mortgage Loan Purchase Agreement or the Subsequent Mortgage Loan Purchase Agreement, as the case may be, to provide a Substitute Mortgage Loan (if within two years of the Closing Date) or purchase such Mortgage Loan at the Repurchase Price; provided, however, that if such defect would cause the Mortgage Loan to be other than a "qualified mortgage" as defined in Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9), without reliance on the provisions of Treasury Regulation Section 1.860G-2(a)(3) or Treasury Regulation Section 1.860G-2(f)(2) or any other provision that would allow a Mortgage Loan to be treated as a "qualified mortgage" notwithstanding its failure to meet the requirements of Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9), any such cure, repurchase or substitution must occur within 90 days from the date such breach was discovered; provided, further, that if such defect relates solely to the inability of the Sponsor to deliver the original Security Instrument or intervening assignments thereof, or a certified copy, because the originals of such documents or a certified copy, have not been returned by the applicable jurisdiction, the Sponsor shall not be required to purchase such Mortgage Loan, if the Sponsor delivers such original documents or certified copy promptly upon receipt, but in no event later than 360 days after the Closing Date or Subsequent Transfer Date, as applicable. The foregoing repurchase obligation shall not apply in the event that the Sponsor cannot deliver such original or copy of any document submitted for recording to the appropriate recording office in the applicable jurisdiction because such document has not been returned by such office; provided that the Sponsor shall instead deliver a recording receipt of such recording office or, if such receipt is not available, a certificate confirming that such documents have been accepted for recording, and delivery to the Trustee or the Custodian, on its behalf, shall be effected by the Sponsor within thirty days of its receipt of the original recorded document. (c) In the event that a Mortgage Loan is purchased by the Sponsor in accordance with Sections 2.02(a) or (b) above, the Sponsor shall remit to the Securities Administrator, the Repurchase Price for deposit in the Distribution Account and the Sponsor shall provide to the Securities Administrator and the Trustee written notification detailing the components of the Repurchase Price. Upon deposit of the Repurchase Price in the Distribution Account, the Depositor shall notify the Trustee and the Custodian, as agent of the Trustee (upon receipt of a Request for Release in the form of Exhibit D attached hereto with respect to such Mortgage Loan), shall release to the Sponsor the related Mortgage File and the Trustee shall execute and deliver all instruments of transfer or assignment, without recourse, representation or warranty, furnished to it by the Sponsor, as are necessary to vest in the Sponsor title to and rights under the Mortgage Loan. Such purchase shall be deemed to have occurred on the date on which the Repurchase Price in available funds is received by the Securities Administrator. The Sponsor shall amend the Mortgage Loan Schedule to reflect such repurchase and shall promptly notify the Trustee, the Securities Administrator, the Master Servicer, the Custodian and the Rating Agencies of such amendment. The obligation of the Sponsor to repurchase any Mortgage Loan as to which such a defect in a constituent document exists shall be the sole remedy respecting such defect available to the Certificateholders or to the Trustee on their behalf. Section 2.03. Assignment of Interest in the Mortgage Loan Purchase Agreement and Subsequent Mortgage Loan Purchase Agreement. (a) The Depositor hereby assigns to the Trustee, on behalf of the Certificateholders, all of its right, title and interest in the Mortgage Loan Purchase Agreement and the Subsequent Mortgage Loan Purchase Agreement, including but not limited to the Depositor's rights and obligations pursuant to the Servicing Agreements (noting that the Sponsor has retained the right in the event of breach of the representations, warranties and covenants, if any, with respect to the related Mortgage Loans of the related Servicer under the related Servicing Agreement to enforce the provisions thereof and to seek all or any available remedies). The obligations of the Sponsor to substitute or repurchase, as applicable, a Mortgage Loan shall be the Trustee's and the Certificateholders' sole remedy for any breach thereof. At the request of the Trustee, the Depositor shall take such actions as may be necessary to enforce the above right, title and interest on behalf of the Trustee and the Certificateholders or shall execute such further documents as the Trustee may reasonably require in order to enable the Trustee to carry out such enforcement. (b) If the Depositor, the Master Servicer, or the Trustee discovers a breach of any of the representations and warranties set forth in the Mortgage Loan Purchase Agreement or the Subsequent Mortgage Loan Purchase Agreement, as the case may be, which breach materially and adversely affects the value of the interests of Certificateholders or the Trustee in the related Mortgage Loan, the party discovering the breach shall give prompt written notice of the breach to the other parties. The Sponsor, within 90 days of its discovery or receipt of notice that such breach has occurred (whichever occurs earlier), shall cure the breach in all material respects or, subject to the Mortgage Loan Purchase Agreement, the Subsequent Mortgage Loan Purchase Agreement or Section 2.04 of this Agreement, as applicable, shall purchase the Mortgage Loan or any property acquired with respect thereto from the Trustee; provided, however, that if there is a breach of any representation set forth in the Mortgage Loan Purchase Agreement, the Subsequent Mortgage Loan Purchase Agreement or Section 2.04 of this Agreement, as applicable, and the Mortgage Loan or the related property acquired with respect thereto has been sold, then the Sponsor shall pay, in lieu of the Repurchase Price, any excess of the Repurchase Price over the Net Liquidation Proceeds received upon such sale. (If the Net Liquidation Proceeds exceed the Repurchase Price, any excess shall be paid to the Sponsor to the extent not required by law to be paid to the borrower.) Any such purchase by the Sponsor shall be made by providing an amount equal to the Repurchase Price to the Securities Administrator for deposit in the Distribution Account and written notification detailing the components of such Repurchase Price. The Depositor shall notify the Trustee and submit to the Trustee or the Custodian, on its behalf, a Request for Release, and the Trustee shall cause the Custodian to release, to the Sponsor the related Mortgage File and the Trustee shall execute and deliver all instruments of transfer or assignment furnished to it by the Sponsor, without recourse, representation or warranty as are necessary to vest in the Sponsor title to and rights under the Mortgage Loan or any property acquired with respect thereto. Such purchase shall be deemed to have occurred on the date on which the Repurchase Price in available funds is received by the Securities Administrator. The Sponsor shall amend the Mortgage Loan Schedule to reflect such repurchase and shall promptly notify the Trustee, the Securities Administrator, the Master Servicer, the Custodian and the
Rating Agencies of such amendment. Enforcement of the obligation of the Sponsor to purchase (or substitute a Substitute Mortgage Loan for) any Mortgage Loan or any property acquired with respect thereto (or pay the Repurchase Price as set forth in the above proviso) as to which a breach has occurred and is continuing shall constitute the sole remedy respecting such breach available to the Certificateholders or the Trustee on their behalf. In connection with any repurchase of a Mortgage Loan pursuant to this Section 2.03, the Sponsor shall furnish to the Securities Administrator an Officer's Certificate, signed by a duly authorized officer of the Sponsor to the effect that such repurchase has been made in accordance with the terms and conditions of this Agreement and that all conditions precedent to such repurchase or substitution have been satisfied, including the delivery to the Securities Administrator of the Purchase Price or Substitution Adjustment Amount, as applicable, for deposit into the Distribution Account, together with copies of any Opinion of Counsel required to be delivered pursuant to this Agreement and the related Request for Release. Solely for purposes of the Securities Administrator providing an Assessment of Compliance, upon receipt of such documentation, the Securities Administrator shall approve such repurchase, as applicable, and which approval shall consist solely of the Securities Administrator's receipt of such documentation and deposits. It is understood and agreed that the obligation under this Agreement of the Sponsor to cure, repurchase or replace any Mortgage Loan as to which a breach has occurred and is continuing shall constitute the sole remedies against the Sponsor respecting such breach available to Certificateholders, the Depositor, the Trustee or the Securities Administrator. Section 2.04. Substitution of Mortgage Loans. Notwithstanding anything to the contrary in this Agreement, in lieu of purchasing a Mortgage Loan pursuant to the Mortgage Loan Purchase Agreement, the Subsequent Mortgage Loan Purchase Agreement or Sections 2.02 or 2.03 of this Agreement, the Sponsor may, no later than the date by which such purchase by the Sponsor would otherwise be required, tender to the Trustee a Substitute Mortgage Loan accompanied by a certificate of an authorized officer of the Sponsor that such Substitute Mortgage Loan conforms to the requirements set forth in the definition of "Substitute Mortgage Loan" in the Mortgage Loan Purchase Agreement, the Subsequent Mortgage Loan Purchase Agreement or this Agreement, as applicable; provided, however, that substitution pursuant to the Mortgage Loan Purchase Agreement, the Subsequent Mortgage Loan Purchase Agreement or Section 2.04 of this Agreement, as applicable, in lieu of purchase shall not be permitted after the termination of the two-year period beginning on the Startup Day; provided, further, that if the breach would cause the Mortgage Loan to be other than a "qualified mortgage" as defined in Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9), without reliance on the provisions of Treasury Regulation Section 1.860G-2(a)(3) or Treasury Regulation Section 1.860G-2(f)(2) or any other provision that would allow a Mortgage Loan to be treated as a "qualified mortgage" notwithstanding its failure to meet the requirements of Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9), any such cure or substitution must occur within 90 days from the date the breach was discovered. The Sponsor will promptly notify the Master Servicer and the Securities Administrator of any such substitution. The Trustee or the Custodian, on its behalf, shall examine the Mortgage File for any Substitute Mortgage Loan in the manner set forth in Section 2.02(a) and the Trustee or the Custodian, on its behalf, shall notify the Sponsor, in writing, within five Business Days after receipt, whether or not the documents relating to the Substitute Mortgage Loan satisfy the requirements of the fourth sentence of Section 2.02(a). Within two Business Days after such notification, the Sponsor shall provide to the Securities Administrator for deposit in the Distribution Account the amount, if any, by which the Outstanding Principal Balance as of the next preceding Due Date of the Mortgage Loan for which substitution is being made, after giving effect to the Scheduled Principal due on such date, exceeds the Outstanding Principal Balance as of such date of the Substitute Mortgage Loan, after giving effect to Scheduled Principal due on such date, which amount shall be treated for the purposes of this Agreement as if it were the payment by the Sponsor of the Repurchase Price for the purchase of a Mortgage Loan by the Sponsor. After such notification to the Sponsor and, if any such excess exists, upon receipt of such deposit, the Trustee shall accept such Substitute Mortgage Loan which shall thereafter be deemed to be a Mortgage Loan hereunder. In the event of such a substitution, accrued interest on the Substitute Mortgage Loan for the month in which the substitution occurs and any Principal Prepayments made thereon during such month shall be the property of the Trust Fund and accrued interest for such month on the Mortgage Loan for which the substitution is made and any Principal Prepayments made thereon during such month shall be the property of the Sponsor. The Scheduled Principal on a Substitute Mortgage Loan due on the Due Date in the month of substitution shall be the property of the Sponsor and the Scheduled Principal on the Mortgage Loan for which the substitution is made due on such Due Date shall be the property of the Trust Fund. Upon acceptance of the Substitute Mortgage Loan (and delivery to the Trustee or the Custodian as agent of the Trustee, as applicable, of a Request for Release for such Mortgage Loan), the Trustee or the Custodian, as agent for the Trustee, shall release to the Sponsor the related Mortgage File related to any Mortgage Loan released pursuant to the Mortgage Loan Purchase Agreement, the Subsequent Mortgage Loan Purchase Agreement or Section 2.04 of this Agreement, as applicable, and shall execute and deliver all instruments of transfer or assignment, without recourse, representation or warranty in form as provided to it as are necessary to vest in the Sponsor title to and rights under any Mortgage Loan released pursuant to the Mortgage Loan Purchase Agreement, the Subsequent Mortgage Loan Purchase Agreement or Section 2.04 of this Agreement, as applicable. The Sponsor shall deliver the documents related to the Substitute Mortgage Loan in accordance with the provisions of the Mortgage Loan Purchase Agreement, the Subsequent Mortgage Loan Purchase Agreement or Sections 2.01(b) and 2.02(b) of this Agreement, as applicable, with the date of acceptance of the Substitute Mortgage Loan deemed to be the Closing Date for purposes of the time periods set forth in those Sections. The representations and warranties set forth in the Mortgage Loan Purchase Agreement or the Subsequent Mortgage Loan Purchase Agreement shall be deemed to have been made by the Sponsor with respect to each Substitute Mortgage Loan as of the date of acceptance of such Mortgage Loan by the Trustee. The Sponsor shall amend the Mortgage Loan Schedule to reflect such substitution and shall provide a copy of such amended Mortgage Loan Schedule to the Trustee, the Securities Administrator, the Master Servicer, the Custodian and the Rating Agencies. In connection with any substitution of a Mortgage Loan pursuant to this Section 2.04, the Sponsor shall furnish to the Securities Administrator an Officer's Certificate, signed by a duly authorized officer of the Sponsor to the effect that such substitution has been made in accordance with the terms and conditions of this Agreement and that all conditions precedent to such substitution have been satisfied, including the delivery to the Securities Administrator of the Purchase Price or Substitution Adjustment Amount, as applicable, for deposit into the Distribution Account, together with copies of any Opinion of Counsel required to be delivered pursuant to this Agreement and the related Request for Release. Solely for purposes of the Securities Administrator providing an Assessment of Compliance, upon receipt of such documentation, the Securities Administrator shall approve such substitution, as applicable, and which approval shall consist solely of the Securities Administrator's receipt of such documentation and deposits. It is understood and agreed that the obligation under this Agreement of the Sponsor to cure, repurchase or replace any Mortgage Loan as to which a breach has occurred and is continuing shall constitute the sole remedies against the Sponsor respecting such breach available to Certificateholders, the Depositor, the Trustee or the Securities Administrator. Section 2.05. Issuance of Certificates. (a) The Trustee acknowledges the assignment to it of the Mortgage Loans and the other assets comprising the Trust Fund and, concurrently therewith, the Securities Administrator has signed, and countersigned and delivered to the Depositor, in exchange therefor, Certificates in such authorized denominations representing such Fractional Undivided Interests as the Depositor has requested. The Trustee (or the Custodian, on its behalf) agrees that it will hold the Mortgage Loans and such other assets as may from time to time be delivered to it (or the Custodian, on its behalf) segregated on the books of the Trustee in trust for the benefit of the Certificateholders. (b) The Depositor, concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to (i) the REMIC I Regular Interests, and the other assets of REMIC IV, for the benefit of the holders of the REMIC IV Interests, (ii) the REMIC II Regular Interests, and the other assets of REMIC V, for the benefit of the holders of the REMIC V Interests, (iii) the REMIC III Regular Interests, the REMIC IV Regular Interests and the REMIC V Regular Interests, and the other assets of REMIC VI, for the benefit of the holders of the REMIC VI Interests and (iv) REMIC VI Regular Interests B-IO-I and B-IO-P, and the other assets of REMIC VII for the benefit of the holders of the REMIC VII Interests. The Trustee acknowledges receipt of the REMIC I Regular Interests, REMIC II Regular Interests, REMIC III Regular Interests, REMIC IV Regular Interests, REMIC V Regular Interests and REMIC VI Regular Interests B-IO-I and B-IO-P (each of which are uncertificated) and the other assets of REMIC V, REMIC V, REMIC VI and REMIC VII, and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC IV Interests, REMIC V Interests, REMIC VI Interests and REMIC VII Interests, as applicable. Section 2.06. Representations and Warranties Concerning the Depositor. The Depositor hereby represents and warrants to the Trustee, the Master Servicer and the Securities Administrator as follows: (a) the Depositor is duly organized and is validly existing as a limited liability company in good standing under the laws of the State of Delaware and has full power and authority necessary to own or hold its properties and to conduct its business as now conducted by it and to enter into and perform its obligations under this Agreement; (b) the Depositor has the full power and authority to execute, deliver and perform, and to enter into and consummate the transactions contemplated by, this Agreement and has duly authorized, by all necessary corporate action on its part, the execution, delivery and performance of this Agreement, and this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto, constitutes a legal, valid and binding obligation of the Depositor, enforceable against the Depositor in accordance with its terms, subject, as to enforceability, to (i) bankruptcy, insolvency, reorganization, moratorium and other similar laws affecting creditors' rights generally and (ii) general principles of equity, regardless of whether enforcement is sought in a proceeding in equity or at law; (c) the execution and delivery of this Agreement by the Depositor, the consummation of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof are in the ordinary course of business of the Depositor and will not (A) result in a material breach of any term or provision of the certificate of formation or limited liability company agreement of the Depositor or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which the Depositor is a party or by which it may be bound or (C) constitute a violation of any statute, order or regulation applicable to the Depositor of any court, regulatory body, administrative agency or governmental body having jurisdiction over the Depositor; and the Depositor is not in breach or violation of any indenture or other agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it, which breach or violation may materially impair the Depositor's ability to perform or meet any of its obligations under this Agreement; (d) no litigation is pending, or, to the best of the Depositor's knowledge, threatened, against the Depositor that would materially and adversely affect the execution, delivery or enforceability of this Agreement or the ability of the Depositor to perform its obligations under this Agreement in accordance with the terms hereof; (e) no consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Depositor of, or compliance by the Depositor with, this Agreement or the consummation of the transactions contemplated hereby, or if any such consent, approval, authorization or order is required, the Depositor has obtained the same; and (f) immediately prior to the transfer and assignment to the Trustee, each Mortgage Note and each Mortgage were not subject to an assignment or pledge, and the Depositor had good and marketable title to and was the sole owner thereof and had full right to transfer and sell such Mortgage Loan to the Trustee free and clear of any encumbrance, equity, lien, pledge, charge, claim or security interest. (g) The Depositor has filed all reports required to be filed by Section 13 or Section 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period if required) and has been subject to such filing requirements for the past 90 days. Section 2.07. Conveyance of the Subsequent Mortgage Loans.
(a) Subject to the conditions set forth in paragraph (b) below, in consideration of the Paying Agent's delivery on the Subsequent Transfer Dates to or upon the written order of the Depositor of all or a portion of the balance of funds in the Pre-Funding Account, the Depositor shall, on such Subsequent Transfer Date, sell, transfer, assign, set over and convey without recourse to the Trust Fund (subject to the other terms and provisions of this Agreement) all its right, title and interest in and to (i) the Subsequent Mortgage Loans identified on the Mortgage Loan Schedule attached to the related Subsequent Transfer Instrument delivered by the Depositor on such Subsequent Transfer Date, (ii) all interest accruing thereon on and after the Subsequent Cut-off Date and all collections in respect of interest and principal due after the Subsequent Cut-off Date and (iii) all items with respect to such Subsequent Mortgage Loans to be delivered pursuant to Section 2.01 and the other items in the related Mortgage Files; provided, however, that the Depositor reserves and retains all right, title and interest in and to principal received and interest accruing on such Subsequent Mortgage Loans prior to the related Subsequent Cut-off Date. The transfer to the Trust for deposit in the applicable Loan Group or Sub-Loan Group by the Depositor of the Subsequent Mortgage Loans identified on the related Mortgage Loan Schedule shall be absolute and is intended by the Depositor, the Seller, the Master Servicer, the Securities Administrator, the Trustee and the Certificateholders to constitute and to be treated as a sale of the Subsequent Mortgage Loans by the Depositor to the Trust. The related Mortgage File for each Subsequent Mortgage Loan shall be delivered to the Trustee or the Custodian, on its behalf, at least three Business Days prior to the related Subsequent Transfer Date. The purchase price paid by the Trust from amounts released by the Paying Agent from the Pre-Funding Account shall be 100% of the aggregate Stated Principal Balance of the Subsequent Mortgage Loans so transferred (as identified on the Mortgage Loan Schedule provided by the Depositor). This Agreement shall constitute a fixed price purchase contract in accordance with Section 860G(a)(3)(A)(ii) of the Code. (b) The Depositor shall transfer to the Trustee on behalf of the Trust for deposit in the applicable Loan Group, the Subsequent Mortgage Loans, and the other property and rights related thereto as described in paragraph (a) above, and the Paying Agent shall release funds from the Pre-Funding Account in an amount equal to the Subsequent Mortgage Loans purchased on the related Subsequent Transfer Date, only upon the satisfaction of each of the following conditions on or prior to the related Subsequent Transfer Date: (i) the Depositor shall have delivered to the Trustee a duly executed Subsequent Transfer Instrument, which shall include a Mortgage Loan Schedule listing the Subsequent Mortgage Loans, and the Mortgage Loan Seller shall cause to be delivered a computer file containing such Mortgage Loan Schedule to the Trustee and the Master Servicer at least three
Business Days prior to the related Subsequent Transfer Date; (ii) the Depositor shall have furnished to the Master Servicer, no later than three Business Days prior to the related Subsequent Transfer Date, (x) if the servicer or servicers of such Subsequent Mortgage Loans are existing Servicers, then a written acknowledgement of each such Servicer that it is servicing such Subsequent Mortgage Loans pursuant to the related Servicing Agreement, or (y) if the servicer or servicers are not existing Servicers, then a Servicing Agreement and Assignment, Assumption and Recognition Agreement with respect to such servicer or servicers in form and substance reasonably satisfactory to the Master Servicer; (iii) as of each Subsequent Transfer Date, as evidenced by delivery of the Subsequent Transfer Instrument, substantially in the form of Exhibit L, the Depositor shall not be insolvent nor shall it have been rendered insolvent by such transfer nor shall it be aware of any pending insolvency with respect to it: (iv) such sale and transfer shall not result in a material to the Trust or the Certificateholders; (v) the Pre-Funding Period shall not have terminated; Loans in a adverse tax consequence
(vi) the Depositor shall not have selected the Subsequent Mortgage manner that it believed to be adverse to the interests of the Ccrtificateholders; and
(vii) the Depositor shall have delivered to the Trustee a Subsequent Transfer Instrument confirming the satisfaction of the conditions precedent specified in this Section 2.07 and, pursuant to the Subsequent Transfer Instrument, assigned to the Trustee without recourse for the benefit of the Certificateholders all the right, title and interest of the Depositor, in, to and under the Subsequent Mortgage Loan Purchase Agreement, to the extent of the Subsequent Mortgage Loans. (c) Any conveyance of Subsequent Mortgage Loans on a Subsequent to certain conditions including, but not limited to, the following: Transfer Date is subject and
(i) Each such Subsequent Mortgage Loan must satisfy the representations warranties specified in the related Subsequent Transfer Instrument and this Agreement;
(ii) The Depositor will not select such Subsequent Mortgage Loans in a manner that it believes to be adverse to the interests of the Certificateholders; (iii) As of the related Subsequent will satisfy the following criteria: (A) Cut-off Date, each such Subsequent Mortgage Loan
The mortgaged property is proven to be free of material damage;
(B) Such Subsequent Mortgage Loan may not be 30 or more days delinquent as of the last day of the month preceding the related Subsequent Cut-off Date; (C) The original term to stated maturity of such Subsequent will not be less than 180 months and will not exceed 360 months; Mortgage Loan
(D) Each Subsequent Mortgage Loan must be a One-Month LIBOR, Six Month LIBOR, One Year LIBOR or One Year Treasury adjustable rate Mortgage Loan with a first lien on the related Mortgaged Property; (E) No Subsequent after October 1, 2005; Mortgage Loan will have a first payment date Subsequent occurring
(F) The latest maturity date of any later than September 1, 2035; (G) than 620; (H) Such Subsequent related Subsequent Cut-off Date approximately 2.75% per annum; Such Subsequent Mortgage
Mortgage Loan will be no score of not less
Loan will have a credit
Mortgage Loan will have a Gross Margin as of the ranging from approximately 2.25% per annum to
(I) Such Subsequent Mortgage Loan will have a maximum mortgage rate as of the related Subsequent Cut-Off Date greater than 10.500%; and (J) Such Subsequent Mortgage Loan accordance with the underwriting guidelines of EMC; (d) As of the related Subsequent aggregate will satisfy the following criteria: (i) (ii) (iii) Cut-off Date, the shall have been underwritten Loans in
Subsequent
Mortgage
in the
Have a weighted average Gross Margin ranging from 2.25% to 2.75% per annum; Have a weighted average credit score greater than 700; Have no less than 30.20% of the Mortgaged Properties be owner occupied; Properties be single family detached or
(iv) Have no less than 73% of the Mortgaged planned unit developments; (v)
Have no more than 12% of the Subsequent Mortgage Loans be cash out refinance; Ratio greater
(vi) Have all of such Subsequent Mortgage Loans with a Loan-to-Value than 80% be covered by a Primary Insurance Policy; (vii)
Have a weighted average maximum mortgage rate greater than or equal to 11%; and
(viii) Be acceptable to the Rating Agencies as evidenced by written confirmation that the inclusion of the Mortgage Loans in the Trust will not cause a Rating Agency to withdraw or reduce the rating of any Class of Certificates. (e) The Depositor has filed all reports required to be filed by Section 13 or Section 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period if required) and has been subject to such filing requirements for the past 90 days. Section 2.08. The purpose Purposes and Powers of the Trust. of the common law trust, as created hereunder, is to engage in the following
activities: (a) acquire proceeds therefrom; (b) (c) and hold the Mortgage Loans and the other assets of the Trust Fund and the
to issue the Certificates sold to the Depositor in exchange for the Mortgage Loans; to make payments on the Certificates;
(d) to engage in those activities that are necessary, suitable or convenient to accomplish the foregoing or are incidental thereto or connected therewith; and (e) subject to compliance with this Agreement, to engage in such other activities as may be required in connection with conservation of the Trust Fund and the making of distributions to the Certificateholders. The Trust is hereby authorized to engage in the foregoing activities. The trust shall not engage in any activity other than in connection with the foregoing or other than as required or authorized by the terms of this Agreement while any Certificate is outstanding, and this Section 2.08 may not be amended, without the consent of the Certificateholders evidencing 51% or more of the aggregate voting rights of the Certificates. ARTICLE III Administration and Servicing of Mortgage Loans Section 3.01. Master Servicer. The Master Servicer shall supervise, monitor and oversee the obligation of the Servicers to service and administer their respective Mortgage Loans in accordance with the terms of the applicable Servicing Agreements and shall have full power and authority to do any and all things which it may deem necessary or desirable in connection with such master servicing and administration. In performing its obligations hereunder, the Master Servicer shall act in a manner consistent with Accepted Master Servicing Practices. Furthermore, the Master Servicer shall oversee and consult with each Servicer as necessary from time-to-time to carry out the Master Servicer's obligations hereunder, shall receive, review and evaluate all reports, information and other data provided to the Master Servicer by each Servicer and shall cause each Servicer to perform and observe the covenants, obligations and conditions to be performed or observed by such Servicer under its applicable Servicing Agreement. The Master Servicer shall independently and separately monitor each Servicer's servicing activities with respect to each related Mortgage Loan, reconcile the results of such monitoring with such information provided in the previous sentence on a monthly basis and coordinate corrective adjustments to the Servicers' and Master Servicer's records, and based on such reconciled and corrected information, the Master Servicer shall provide such information to the Securities Administrator as shall be necessary in order for it to prepare the statements specified in Section 6.04, and prepare any other information and statements required to be forwarded by the Master Servicer hereunder. The Master Servicer shall reconcile the results of its Mortgage Loan monitoring with the actual remittances of the Servicers as reported to the Master Servicer. In addition to the foregoing, in connection with a modification of any Mortgage Loan by a Servicer, if the Master Servicer is unable to enforce the obligations of the Servicer with respect to such modification, the Master Servicer shall notify the Depositor of such Servicer's failure to comply with the terms of the Servicing Agreement. If the Servicing Agreement requires the approval of the Master Servicer for a modification to a Mortgage Loan, the Master Servicer shall approve such modification if, based upon its receipt of written notification from the related Servicer outlining the terms of such modification and appropriate supporting documentation, the Master Servicer determines that the modification is permitted under the terms of the related Servicing Agreement and that any conditions to such modification set forth in the related Servicing Agreement have been satisfied. Furthermore, if the related Servicing Agreement requires the oversight and monitoring of loss mitigation measures with respect to the related Mortgage Loans, the Master Servicer will monitor any loss mitigation procedure or recovery action related to a defaulted Mortgage Loan (to the extent it receives notice of such from the related Servicer) and confirm that such loss mitigation procedure or recovery action is initiated, conducted and concluded in accordance with any timeframes and any other requirements set forth in the related Servicing Agreement, and the Master Servicer shall notify the Depositor in any case in which the Master Servicer believes that the related Servicer is not complying with such timeframes and/or other requirements. The Trustee shall furnish the Servicers and the Master Servicer, upon written request from a Servicing Officer, with any powers of attorney, in substantially the form attached hereto as Exhibit O, and upon written request from a Servicing Officer, other documents in form as provided to it necessary or appropriate to enable the Servicers and the Master Servicer to service and administer the related Mortgage Loans and REO Property. The Trustee (or Custodian, on its behalf) shall provide access to the records and documentation in possession of the Trustee (or Custodian, on its behalf) regarding the related Mortgage Loans and REO Property and the servicing thereof to the Certificateholders, the FDIC, and the supervisory agents and examiners of the FDIC, such access being afforded only upon reasonable prior written request and during normal business hours at the office of the Trustee, or Custodian on its behalf; provided, however, that, unless otherwise required by law, the Trustee or Custodian on its behalf, shall not be required to provide access to such records and documentation if the provision thereof would violate the legal right to privacy of any Mortgagor. The Trustee or Custodian on its behalf, shall allow representatives of the above entities to photocopy any of the records and documentation and shall provide equipment for that purpose at a charge that covers the Trustee's or Custodian's actual costs. The Trustee shall execute, upon the Servicer's written instruction (which includes the documents to be signed), and deliver to the Servicer and the Master Servicer any court pleadings, requests for trustee's sale or other appropriate documents necessary or desirable to (i) the foreclosure or trustee's sale with respect to a Mortgaged Property; (ii) any legal action brought to obtain judgment against any Mortgagor on the Mortgage Note or Security Instrument; (iii) obtain a deficiency judgment against the Mortgagor; or (iv) enforce any other rights or remedies provided by the Mortgage Note or Security Instrument or otherwise available at law or equity. Section 3.02. REMIC-Related Covenants. For as long as each 2006-3 REMIC shall exist, the Trustee and the Securities Administrator shall act in accordance herewith to assure continuing treatment of such 2006-3 REMIC as a REMIC, and the Trustee and the Securities Administrator shall comply with any directions of the Depositor, the related Servicer or the Master Servicer to assure such continuing treatment. In particular, the Securities Administrator shall not (a) sell or permit the sale of all or any portion of the Mortgage Loans or of any investment of deposits in an Account (except as otherwise expressly permitted by this Agreement) unless such sale is as a result of a repurchase of the Mortgage Loans pursuant to this Agreement or the Securities Administrator has received a REMIC Opinion addressed to the Securities Administrator prepared at the expense of the Trust Fund; and (b) other than with respect to a substitution pursuant to the Mortgage Loan Purchase Agreement, the Subsequent Mortgage Loan Purchase Agreement or Section 2.04 of this Agreement, as applicable, accept any contribution to any 2006-3 REMIC after the Startup Day without receipt of a REMIC Opinion addressed to the Securities Administrator. Section 3.03. Monitoring of Servicers. (a) The Master Servicer shall be responsible for
reporting to the Trustee and the Depositor the non-compliance by each Servicer with its duties under the related Servicing Agreement. In the review of each Servicer's activities, the Master Servicer may rely upon an officer's certificate of the Servicer (or similar document signed by an officer of the Servicer) with regard to such Servicer's compliance with the terms of its Servicing Agreement. In the event that the Master Servicer, in its judgment, determines that a Servicer (other than Wells Fargo) should be terminated in accordance with its Servicing Agreement, or that a notice should be sent pursuant to such Servicing Agreement with respect to the occurrence of an event that, unless cured, would constitute grounds for such termination, the Master Servicer shall notify the Depositor and the Trustee in writing thereof and the Master Servicer (or the Trustee in the case that Wells Fargo is the Servicer to be terminated) shall issue such notice or take such other action as it deems appropriate. (b) The Master Servicer, for the benefit of the Trustee and the Certificateholders, shall enforce the obligations of each Servicer under the related Servicing Agreement, and shall, in the event that a Servicer fails to perform its obligations in accordance with the related Servicing Agreement, subject to the preceding paragraph, terminate the rights and obligations of such Servicer thereunder and act as successor servicer of the related Mortgage Loans (or, in the case of Wells Fargo, shall notify the Trustee in writing of the failure of Wells Fargo to perform its obligations under the Wells Fargo Servicing Agreement, in which case the Trustee shall terminate the rights and obligations of Wells Fargo as Servicer and select a successor Servicer of the related Mortgage Loans) or cause the Trustee to enter in to a new Servicing Agreement with a successor Servicer selected by the Master Servicer; provided, however, it is understood and acknowledged by the parties hereto that there will be a period of transition (not to exceed 90 days) before the actual servicing functions can be fully transferred to such successor Servicer. Such enforcement, including, without limitation, the legal prosecution of claims, termination of Servicing Agreements and the pursuit of other appropriate remedies, shall be in such form and carried out to such an extent and at such time as the Master Servicer or the Trustee, as applicable, in its good faith business judgment, would require were it the owner of the related Mortgage Loans. The Master Servicer or the Trustee, as applicable, shall pay the costs of such enforcement at its own expense, provided that the Master Servicer or the Trustee, as applicable, shall not be required to prosecute or defend any legal action except to the extent that the Master Servicer or the Trustee, as applicable, shall have received reasonable indemnity for its costs and expenses in pursuing such action. Nothing herein shall impose any obligation on the part of the Trustee to assume or succeed to the duties or obligations of Wells Fargo, as servicer, or the Master Servicer except if the Trustee is unable to find a successor to Wells Fargo as successor servicer or except as provided under Section 8.02 herein, in which cases the Trustee shall assume or succeed to such duties or obligation. (c) To the extent that the costs and expenses of the Master Servicer or the Trustee, as applicable, related to any termination of a Servicer, the enforcement or prosecution of related claims, rights or remedies on the appointment of a successor Servicer or the transfer and assumption of servicing by the Master Servicer or the Trustee, as applicable, with respect to any Servicing Agreement (including, without limitation, (i) all legal costs and expenses and all due diligence costs and expenses associated with an evaluation of the potential termination of the Servicer as a result of an event of default by such Servicer and (ii) all costs and expenses associated with the complete transfer of servicing, including, but not limited to, all servicing files and all servicing data and the completion, correction or manipulation of such servicing data as may be required by the successor servicer to correct any errors or insufficiencies in the servicing data or otherwise to enable the successor servicer to service the Mortgage Loans in accordance with the related Servicing Agreement) are not fully and timely reimbursed by the terminated Servicer, the Master Servicer or the Trustee, as applicable, shall be entitled to reimbursement of such costs and expenses from the Distribution Account. (d) The Master Servicer shall require each Servicer to comply with the remittance requirements and other obligations set forth in the related Servicing Agreement, including the obligation of each Servicer to furnish information regarding the borrower credit files related to each Mortgage Loan to credit reporting agencies in compliance with the provisions of the Fair Credit Reporting Act and the applicable implementing regulations, on a monthly basis. (e) If the Master Servicer acts as Servicer, it will representations and warranties of the Servicer, if any, that it replaces. not assume liability for the
Section 3.04. Fidelity Bond. The Master Servicer, at its expense, shall maintain in effect a blanket fidelity bond and an errors and omissions insurance policy, affording coverage with respect to all directors, officers, employees and other Persons acting on such Master Servicer's behalf, and covering errors and omissions in the performance of the Master Servicer's obligations hereunder. The errors and omissions insurance policy and the fidelity bond shall be in such form and amount generally acceptable for entities serving as master servicers or trustees. Section 3.05. Power to Act; Procedures. The Master Servicer shall master service the Mortgage Loans and shall have full power and authority, subject to the REMIC Provisions and the provisions of Article X hereof, to do any and all things that it may deem necessary or desirable in connection with the master servicing and administration of the Mortgage Loans, including but not limited to the power and authority (i) to execute and deliver, on behalf of the Certificateholders and the Trustee, customary consents or waivers and other instruments and documents, (ii) to consent to transfers of any Mortgaged Property and assumptions of the Mortgage Notes and related Mortgages, (iii) to collect any Insurance Proceeds and Liquidation Proceeds, and (iv) to effectuate foreclosure or other conversion of the ownership of the Mortgaged Property securing any Mortgage Loan, in each case, in accordance with the provisions of this Agreement and the Servicing Agreement, as applicable; provided, however, that the Master Servicer shall not (and, consistent with its responsibilities under Section 3.03, shall not authorize any Servicer to) knowingly or intentionally take any action, or fail to take (or fail to cause to be taken) any action reasonably within its control and the scope of duties more specifically set forth herein, that, under the REMIC Provisions, if taken or not taken, as the case may be, would cause any 2006-3 REMIC to fail to qualify as a REMIC or result in the imposition of a tax upon the Trust Fund (including but not limited to the tax on prohibited transactions as defined in Section 860F(a)(2) of the Code and the tax on contributions to a REMIC set forth in Section 860G(d) of the Code) unless the Master Servicer has received an Opinion of Counsel (but not at the expense of the Master Servicer) to the effect that the contemplated action would not cause any 2006-3 REMIC to fail to qualify as a REMIC or result in the imposition of a tax upon any 2006-3 REMIC. The Trustee shall furnish the Master Servicer, upon written request from a Servicing Officer, with any powers of attorney empowering the Master Servicer or any Servicer to execute and deliver instruments of satisfaction or cancellation, or of partial or full release or discharge, and to foreclose upon or otherwise liquidate Mortgaged Property, and to appeal, prosecute or defend in any court action relating to the Mortgage Loans or the Mortgaged Property, in accordance with the applicable Servicing Agreement and this Agreement, and the Trustee shall execute and deliver such other documents, as the Master Servicer may request, to enable the Master Servicer to master service and administer the Mortgage Loans and carry out its duties hereunder, in each case in accordance with Accepted Master Servicing Practices (and the Trustee shall have no liability for misuse of any such powers of attorney by the Master Servicer or any Servicer). If the Master Servicer or the Trustee has been advised that it is likely that the laws of the state in which action is to be taken prohibit such action if taken in the name of the Trustee or that the Trustee would be adversely affected under the "doing business" or tax laws of such state if such action is taken in its name, the Master Servicer shall join with the Trustee in the appointment of a co-trustee pursuant to Section 9.11 hereof. In the performance of its duties hereunder, the Master Servicer shall be an independent contractor and shall not, except in those instances where it is taking action in the name of the Trust, be deemed to be the agent of the Trust. Section 3.06. Due-on-Sale Clauses; Assumption Agreements. To the extent provided in the
applicable Servicing Agreement, to the extent Mortgage Loans contain enforceable due-on-sale clauses, the Master Servicer shall cause the Servicers to enforce such clauses in accordance with the applicable Servicing Agreement. If applicable law prohibits the enforcement of a due-on-sale clause or such clause is otherwise not enforced in accordance with the applicable Servicing Agreement, and, as a consequence, a Mortgage Loan is assumed, the original Mortgagor may be released from liability in accordance with the applicable Servicing Agreement. Section 3.07. Release of Mortgage Files. (a) Upon becoming aware of the payment in full of any Mortgage Loan, or the receipt by any Servicer of a notification that payment in full has been escrowed in a manner customary for such purposes for payment to Certificateholders on the next Distribution Date, the Servicer will, if required under the applicable Servicing Agreement (or if the Servicer does not, the Master Servicer may), promptly furnish to the Custodian, on behalf of the Trustee, two copies of a certification substantially in the form of Exhibit D hereto (or as otherwise provided in the Custodial Agreement) signed by a Servicing Officer or in a mutually agreeable electronic format which will, in lieu of a signature on its face, originate from a Servicing Officer (which certification shall include a statement to the effect that all amounts received in connection with such payment that are required to be deposited in the Protected Account maintained by the applicable Servicer pursuant to Section 4.01, or by the applicable Servicer pursuant to its Servicing Agreement, have been or will be so deposited) and shall request that the Custodian, on behalf of the Trustee, deliver to the applicable Servicer the related Mortgage File. Upon receipt of such certification and request, the Custodian, on behalf of the Trustee, shall promptly release the related Mortgage File to the applicable Servicer and the Trustee and Custodian shall have no further responsibility with regard to such Mortgage File. Upon any such payment in full, each Servicer is authorized, to give, as agent for the Trustee, as the mortgagee under the Mortgage that secured the Mortgage Loan, an instrument of satisfaction (or assignment of mortgage without recourse) regarding the Mortgaged Property subject to the Mortgage, which instrument of satisfaction or assignment, as the case may be, shall be delivered to the Person or Persons entitled thereto against receipt therefor of such payment, it being understood and agreed that no expenses incurred in connection with such instrument of satisfaction or assignment, as the case may be, shall be chargeable to the Protected Account. (b) From time to time and as appropriate for the servicing or foreclosure of any Mortgage Loan and in accordance with the applicable Servicing Agreement, upon written instruction from such Servicer or the Master Servicer, the Trustee shall execute such documents as shall be prepared and furnished to the Trustee by a Servicer or the Master Servicer (in form reasonably acceptable to the Trustee) and as are necessary to the prosecution of any such proceedings. The Custodian, on behalf of the Trustee, shall, upon the request of a Servicer or the Master Servicer, and delivery to the Custodian, on behalf of the Trustee, of two copies of a request for release signed by a Servicing Officer substantially in the form of Exhibit D (or in a mutually agreeable electronic format which will, in lieu of a signature on its face, originate from a Servicing Officer), release the related Mortgage File held in its possession or control to the Servicer or the Master Servicer, as applicable. Such trust receipt shall obligate the Servicer or the Master Servicer to return the Mortgage File to the Custodian on behalf of the Trustee, when the need therefor by the Servicer or the Master Servicer no longer exists unless the Mortgage Loan shall be liquidated, in which case, upon receipt of a certificate of a Servicing Officer similar to that hereinabove specified, the Mortgage File shall be released by the Custodian, on behalf of the Trustee, to the Servicer or the Master Servicer. Section 3.08. Documents, Records and Funds in Possession of Master Servicer To Be Held for Trustee. (a) The Master Servicer shall transmit and each Servicer (to the extent required by the related Servicing Agreement) shall transmit to the Trustee or Custodian on its behalf such documents and instruments coming into the possession of the Master Servicer or such Servicer from time to time as are required by the terms hereof, or in the case of the Servicers, the applicable Servicing Agreement, to be delivered to the Trustee or Custodian on its behalf. Any funds received by the Master Servicer or by a Servicer in respect of any Mortgage Loan or which otherwise are collected by the Master Servicer or by a Servicer as Liquidation Proceeds or Insurance Proceeds in respect of any Mortgage Loan shall be held for the benefit of the Trustee and the Certificateholders subject to the Master Servicer's right to retain or withdraw from the Distribution Account the Master Servicing Compensation and other amounts provided in this Agreement, and to the right of each Servicer to retain its Servicing Fee and other amounts as provided in the applicable Servicing Agreement. The Master Servicer shall, and (to the extent provided in the applicable Servicing Agreement) shall cause each Servicer to, provide access to information and documentation regarding the Mortgage Loans to the Trustee, its agents and accountants at any time upon reasonable request and during normal business hours, and to Certificateholders that are savings and loan associations, banks or insurance companies, the Office of Thrift Supervision, the FDIC and the supervisory agents and examiners of such Office and Corporation or examiners of any other federal or state banking or insurance regulatory authority if so required by applicable regulations of the Office of Thrift Supervision or other regulatory authority, such access to be afforded without charge but only upon reasonable request in writing and during normal business hours at the offices of the Master Servicer designated by it. In fulfilling such a request the Master Servicer shall not be responsible for determining the sufficiency of such information. (b) All Mortgage Files and funds collected or held by, or under the control of, the Master Servicer, in respect of any Mortgage Loans, whether from the collection of principal and interest payments or from Liquidation Proceeds or Insurance Proceeds, shall be held by the Master Servicer for and on behalf of the Trustee and the Certificateholders and shall be and remain the sole and exclusive property of the Trustee; provided, however, that the Master Servicer and each Servicer shall be entitled to setoff against, and deduct from, any such funds any amounts that are properly due and payable to the Master Servicer or such Servicer under this Agreement or the applicable Servicing Agreement. Section 3.09. Standard Hazard Insurance and Flood Insurance Policies. (a) For each Mortgage Loan, the Master Servicer shall enforce any obligation of the Servicers under the related Servicing Agreements to maintain or cause to be maintained standard fire and casualty insurance and, where applicable, flood insurance, all in accordance with the provisions of the related Servicing Agreements. It is understood and agreed that such insurance shall be with insurers meeting the eligibility requirements set forth in the applicable Servicing Agreement and that no earthquake or other additional insurance is to be required of any Mortgagor or to be maintained on property acquired in respect of a defaulted loan, other than pursuant to such applicable laws and regulations as shall at any time be in force and as shall require such additional insurance. (b) Pursuant to Section 4.01 and 4.04, any amounts collected by the Servicers or the Master Servicer, under any insurance policies (other than amounts to be applied to the restoration or repair of the property subject to the related Mortgage or released to the Mortgagor in accordance with the applicable Servicing Agreement) shall be deposited into the Distribution Account, subject to withdrawal pursuant to Section 4.04 and 4.05. Any cost incurred by the Master Servicer or any Servicer in maintaining any such insurance if the Mortgagor defaults in its obligation to do so shall be added to the amount owing under the Mortgage Loan where the terms of the Mortgage Loan so permit; provided, however, that the addition of any such cost shall not be taken into account for purposes of calculating the distributions to be made to Certificateholders and shall be recoverable by the Master Servicer or such Servicer pursuant to Section 4.04 and 4.05. Section 3.10. Presentment of Claims and Collection of Proceeds. The Master Servicer shall (to the extent provided in the applicable Servicing Agreement) cause the related Servicer to prepare and present on behalf of the Trustee and the Certificateholders all claims under the Insurance Policies and take such actions (including the negotiation, settlement, compromise or enforcement of the insured's claim) as shall be necessary to realize recovery under such policies. Any proceeds disbursed to the
Master Servicer (or disbursed to a Servicer and remitted to the Master Servicer) in respect of such policies, bonds or contracts shall be promptly deposited in the Distribution Account upon receipt, except that any amounts realized that are to be applied to the repair or restoration of the related Mortgaged Property as a condition precedent to the presentation of claims on the related Mortgage Loan to the insurer under any applicable Insurance Policy need not be so deposited (or remitted). Section 3.11. Maintenance of the Primary Mortgage Insurance Policies. (a) The Master Servicer shall not take, or permit any Servicer (to the extent such action is prohibited under the applicable Servicing Agreement) to take, any action that would result in noncoverage under any applicable Primary Mortgage Insurance Policy of any loss which, but for the actions of the Master Servicer or such Servicer, would have been covered thereunder. The Master Servicer shall use its best reasonable efforts to cause each Servicer (to the extent required under the related Servicing Agreement) to keep in force and effect (to the extent that the Mortgage Loan requires the Mortgagor to maintain such insurance), primary mortgage insurance applicable to each Mortgage Loan in accordance with the provisions of this Agreement and the related Servicing Agreement, as applicable. The Master Servicer shall not, and shall not authorize any Servicer (to the extent required under the related Servicing Agreement) to, cancel or refuse to renew any such Primary Mortgage Insurance Policy that is in effect at the date of the initial issuance of the Mortgage Note and is required to be kept in force hereunder except in accordance with the provisions of this Agreement and the related Servicing Agreement, as applicable. (b) The Master Servicer agrees to present, or to cause each Servicer (to the extent required under the related Servicing Agreement) to present, on behalf of the Trustee and the Certificateholders, claims to the insurer under any Primary Mortgage Insurance Policies and, in this regard, to take such reasonable action as shall be necessary to permit recovery under any Primary Mortgage Insurance Policies respecting defaulted Mortgage Loans. Pursuant to Section 4.01 and 4.04, any amounts collected by the Master Servicer or any Servicer under any Primary Mortgage Insurance Policies shall be deposited in the Distribution Account, subject to withdrawal pursuant to Section 4.05. Section 3.12. Trustee to Retain Possession of Certain Insurance Policies and Documents.
The Trustee (or the Custodian, as directed by the Trustee), shall retain possession and custody of the originals (to the extent available) of any Primary Mortgage Insurance Policies, or certificate of insurance if applicable, and any certificates of renewal as to the foregoing as may be issued from time to time as contemplated by this Agreement. Until all amounts distributable in respect of the Certificates have been distributed in full and the Master Servicer otherwise has fulfilled its obligations under this Agreement, the Trustee (or the Custodian, as directed by the Trustee) shall also retain possession and custody of each Mortgage File in accordance with and subject to the terms and conditions of this Agreement. The Master Servicer shall promptly deliver or cause to be delivered to the Trustee (or the Custodian, as directed by the Trustee), upon the execution or receipt thereof the originals of any Primary Mortgage Insurance Policies, any certificates of renewal, and such other documents or instruments that constitute portions of the Mortgage File that come into the possession of the Master Servicer from time to time. Section 3.13. Realization Upon Defaulted Mortgage Loans. The Master Servicer shall cause each Servicer (to the extent required under the related Servicing Agreement) to foreclose upon, repossess or otherwise comparably convert the ownership of Mortgaged Properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments, all in accordance with the applicable Servicing Agreement. Section 3.14. Compensation for the Master Servicer.
The Master Servicer will be entitled to the income and gain realized from any investment of funds in the Distribution Account as set forth in Section 4.04(f) for the performance of its activities hereunder. The Master Servicer shall be required to pay all expenses incurred by it in connection with its activities hereunder and shall not be entitled to reimbursement therefor except as provided in this Agreement. Section 3.15. REO Property. (a) In the event the Trust Fund acquires ownership of any REO Property in respect of any related Mortgage Loan, the deed or certificate of sale shall be issued to the Trustee, or to its nominee, on behalf of the related Certificateholders. The Master Servicer shall, to the extent provided in the applicable Servicing Agreement, cause the applicable Servicer to sell, any REO Property as expeditiously as possible and in accordance with the provisions of this Agreement and the related Servicing Agreement, as applicable. Pursuant to its efforts to sell such REO Property, the Master Servicer shall cause the applicable Servicer to protect and conserve, such REO Property in the manner and to the extent required by the applicable Servicing Agreement, in accordance with the REMIC Provisions and in a manner that does not result in a tax on "net income from foreclosure property" (unless such result would maximize the Trust Fund's after-tax return on such property) or cause such REO Property to fail to qualify as "foreclosure property" within the meaning of Section 860G(a)(8) of the Code. (b) The Master Servicer shall, to the extent required by the related Servicing Agreement, cause the applicable Servicer to deposit all funds collected and received in connection with the operation of any REO Property in the Protected Account. (c) The Master Servicer and the applicable Servicer, upon the final disposition of any REO Property, shall be entitled to reimbursement for any related unreimbursed Monthly Advances and other unreimbursed advances as well as any unpaid Servicing Fees from Liquidation Proceeds received in connection with the final disposition of such REO Property; provided, that any such unreimbursed Monthly Advances as well as any unpaid Servicing Fees may be reimbursed or paid, as the case may be, prior to final disposition, out of any net rental income or other net amounts derived from such REO Property. (d) To the extent provided in the related Servicing Agreement, the Liquidation Proceeds from the final disposition of the REO Property, net of any payment to the Master Servicer and the applicable Servicer as provided above shall be deposited in the Protected Account on or prior to the Determination Date in the month following receipt thereof and be remitted by wire transfer in immediately available funds to the Master Servicer for deposit into the Distribution Account on the next succeeding Servicer Remittance Date. Section 3.16. Annual Statement as to Compliance. The Master Servicer and the Securities Administrator shall deliver (or otherwise make available) to the Depositor, and the Securities Administrator, not later than March 15 of each calendar year beginning in 2007, an Officer's Certificate (an "Annual Statement of Compliance") stating, as to each signatory thereof, that (i) a review of the activities of each such party during the preceding calendar year and of its performance under this Agreement has been made under such officer's supervision and (ii) to the best of such officer's knowledge, based on such review, such party has fulfilled all of its obligations under this Agreement in all material respects throughout such year, or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status of cure provisions thereof. Such Annual Statement of Compliance shall contain no restrictions or limitations on its use. The Master Servicer shall enforce the obligation of each Servicer, to the extent set forth in the related Servicing Agreement, to deliver a similar Annual Statement of Compliance by that Servicer to the Depositor and the Securities Administrator as described above as and when required with respect to the Master Servicer. In the event that certain servicing
responsibilities with respect to the Mortgage Loans have been delegated by the Master Servicer, the Securities Administrator or a Servicer to a subservicer or subcontractor, each such entity shall cause such subservicer or subcontractor (and with respect to each Servicer, the Master Servicer shall enforce the obligation of such Servicer to the extent required under the related Servicing Agreement) to deliver a similar Annual Statement of Compliance by that subservicer or subcontractor to the Depositor and the Securities Administrator as described above as and when required with respect to the Master Servicer or the related Servicer, as the case may be. Failure of the Master Servicer to comply with this Section 3.16 (including with respect to the time frames required in this Section) shall be deemed an Event of Default and the Trustee, at the written direction of the Depositor, shall, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same. This paragraph shall supercede any other provision in this Agreement or any other agreement to the contrary. Failure of the Securities Administrator to comply with this Section 3.16 (including with respect to the time frames required in this Section) shall be deemed an Event of Default and the Trustee at the written direction of the Depositor, shall, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all the rights and obligations of the Securities Administrator under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Securities Administrator for the same. This paragraph shall supercede any other provision in this Agreement or any other agreement to the contrary. Section 3.17. Assessments of Compliance and Attestation Reports. Pursuant to Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB, the Master Servicer, the Securities Administrator, and the Custodian (to the extent set forth in this Section) (each, an "Attesting Party") shall deliver (or otherwise make available) to the Depositor, the Master Servicer and the Securities Administrator on or before March 15 of each calendar year beginning in 2007, a report regarding such Attesting Party's assessment of compliance (an "Assessment of Compliance") with the Servicing Criteria during the preceding calendar year. The Assessment of Compliance, as set forth in Regulation AB, must contain the following: (a) A statement by an authorized officer of such Attesting Party of its authority and its responsibility for assessing compliance with the Servicing Criteria applicable to the related Attesting Party; (b) A statement by such officer that such Attesting Party used the Servicing Criteria attached as Exhibit K hereto, and which will also be attached to the Assessment of Compliance, to assess compliance with the Servicing Criteria applicable to the related Attesting Party; (c) An assessment by such officer of the related Attesting Party's compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities such Attesting Party performs with respect to asset-backed securities transactions taken as a whole involving the related Attesting Party, that are backed by the same asset type as the Mortgage Loans; (d) A statement that a registered public accounting firm has issued an attestation report on the related Attesting Party's Assessment of Compliance for the period consisting of the preceding calendar year; and (e) A statement as to which of the Servicing Criteria, if any, are not applicable to such related Attesting Party, which statement shall be based on the activities such related Attesting Party performs with respect to asset-backed securities transactions taken as a whole involving such related Attesting Party, that are backed by the same asset type as the Mortgage Loans. Such report at a minimum shall address each of the Servicing hereto that are indicated as applicable to the related Attesting Party. Criteria specified on Exhibit K
On or before March 15 of each calendar year beginning in 2007, each Attesting Party shall furnish to the Master Servicer, the Depositor and the Securities Administrator a report (an "Attestation Report") by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the related Attesting Party, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board. Such Attestation Report shall contain no restrictions or limitations on its use. The Master Servicer shall enforce the obligation of each Servicer to deliver to the Securities Administrator, the Master Servicer and the Depositor an Assessment of Compliance and Attestation Report as and when provided in the related Servicing Agreement. Each of the Company, the Master Servicer and the Securities Administrator shall cause, and the Master Servicer shall enforce the obligation (as and when provided in the related Servicing Agreement) of each Servicer to cause, any subservicer and each subcontractor (to the extent such subcontractor is determined by the Company, the Master Servicer or the Securities Administrator, as applicable, to be a Party Participating in the Servicing Function within the meaning of Item 1122 of Regulation AB) that is engaged by the Company, such Servicer, the Master Servicer or the Securities Administrator, as applicable, to deliver to the Securities Administrator, the Master Servicer and the Depositor an Assessment of Compliance and Attestation Report as and when provided above. Such Assessment of Compliance, as to any subservicer or subcontractor, shall at a minimum address each of the Servicing Criteria specified on Exhibit K hereto that are indicated as applicable to any "primary servicer" to the extent such subservicer or subcontractor is performing any servicing function for the party who engages it and to the extent such party is not itself addressing the Servicing Criteria related to such servicing function in its own Assessment of Compliance. The Securities Administrator shall confirm that each of the Assessments of Compliance delivered to it, taken as a whole, address all of the Servicing Criteria and taken individually address the Servicing Criteria for each party as set forth on Exhibit M and notify the Depositor of any exceptions. Notwithstanding the foregoing, as to any subcontractor (as defined in the related Servicing Agreement), an Assessment of Compliance is not required to be delivered unless it is required as part of a Form 10-K with respect to the Trust Fund. The Custodian shall deliver to the Master Servicer, the Securities Administrator and the Depositor an Assessment of Compliance and Attestation Report, as and when provided above, which shall at a minimum address each of the Servicing Criteria specified on Exhibit M hereto which are indicated as applicable to a "custodian." Notwithstanding the foregoing an Assessment of Compliance or Attestation Report is not required to be delivered by the Custodian unless it is required as part of a Form 10-K with respect to the Trust Fund. Failure of the Master Servicer to comply with this Section 3.17 (including with respect to the timeframes required herein) shall, upon written notice from the Trustee upon receiving direction from the Depositor, constitute an Event of Default and, the Trustee shall, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief
and specific performance, upon notice immediately terminate all of the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same (but subject to the Master Servicer rights to payment of any Master Servicing Compensation and reimbursement of all amounts for which it is entitled to be reimbursed prior to the date of termination). Failure of the Securities Administrator to comply with this Section 3.17 (including with respect to the timeframes required in this Section) which failure results in a failure to timely file the related Form 10-K, shall, upon written notice from the Trustee upon receiving direction from the Depositor, constitute an Event of Default, and the Trustee shall, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Securities Administrator under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Securities Administrator for the same (but subject to the Securities Administrator's right to reimbursement of all amounts for which it is entitled to be reimbursed prior to the date of termination). This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary. Section 3.18. Reports Filed with Securities and Exchange Commission. (a)(i)(A) Within 15 days after each Distribution Date, the Securities Administrator shall, in accordance with industry standards, prepare and file with the Commission via the Electronic Data Gathering and Retrieval System ("EDGAR"), a Distribution Report on Form 10-D, signed by the Master Servicer, with a copy of the Monthly Statement to be furnished by the Securities Administrator to the Certificateholders for such Distribution Date provided that the Securities Administrator shall have received no later than 5 calendar days after the related Distribution Date, all information required to be provided to the Securities Administrator as described in clause (a)(iv) below. Any disclosure in addition to the Monthly Statement that is required to be included on Form 10-D ("Additional Form 10-D Disclosure") shall, pursuant to the paragraph immediately below, be reported by the parties set forth on Exhibit Q to the Securities Administrator and the Depositor, approved for inclusion by the Depositor, and the Securities Administrator will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 10-D Disclosure absent such reporting (other than with respect to cases in which the Securities Administrator is the reporting party as set forth in Exhibit Q) and approval. (B) Within 5 calendar days after the related Distribution Date, (i) the parties set forth in Exhibit Q shall be required to provide, and the Master Servicer shall enforce the obligations of each Servicer (to the extent provided in the related Servicing Agreement) to provide, pursuant to Section 3.18(a)(iv) below, to the Securities Administrator and the Depositor, to the extent known by a responsible officer thereof, in EDGAR-compatible form, or in such other form as otherwise agreed upon by the Securities Administrator and the Depositor and such party, the form and substance of any Additional Form 10-D Disclosure, if applicable, and (ii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Additional Form 10-D Disclosure on Form 10-D. The Depositor shall be responsible for any reasonable fees and expenses assessed or incurred by the Securities Administrator in connection with including any Additional Form 10-D Disclosure on Form 10-D pursuant to this Section. (C) After preparing the Form 10-D, the Securities Administrator shall forward electronically a copy of the Form 10-D to the Master Servicer, and in the case that such Form 10-D contains Additional Form 10-D Disclosure, to the Master Servicer and the Depositor, for review. Within two Business Days after receipt of such copy, but no later than the 12th calendar day after the Distribution Date (provided that, the Securities Administrator forwards a copy of the Form 10-D no later than the 10th calendar after the Distribution Date), the Depositor shall notify the Securities Administrator in writing (which may be furnished electronically) of any changes to or approval of such Form 10-D. In the absence of receipt of any written changes or approval, the Securities Administrator shall be entitled to assume that such Form 10-D is in final form and the Securities Administrator may proceed with the execution and filing of the Form 10-D. No later than the 13th calendar day after the related Distribution Date, a duly authorized officer of the Master Servicer shall sign the Form 10-D and, in the case where the Master Servicer and Securities Administrator are not affiliated return an electronic or fax copy of such signed Form 10-D (with an original executed hard copy to follow by overnight mail) to the Securities Administrator. If a Form 10-D cannot be filed on time or if a previously filed Form 10-D needs to be amended, the Securities Administrator will follow the procedures set forth in Section 3.18(a)(v)(B). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Securities Administrator will make available on its internet website, identified in Section 6.07, a final executed copy of each Form 10-D filed by the Securities Administrator. The signing party at the Master Servicer can be contacted as set forth in Section 11.07. Form 10-D requires the registrant to indicate (by checking "yes" or "no") that it (1) has filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. The Depositor shall notify the Securities Administrator in writing, no later than the fifth calendar day after the related Distribution Date with respect to the filing of a report on Form 10-D if the answer to the questions should be "no". The Securities Administrator shall be entitled to rely on the representations in Section 2.06(g) and in any such notice in preparing, executing and/or filing any such report. The parties to this Agreement acknowledge that the performance by the Master Servicer and the Securities Administrator of their respective duties under Sections 3.18(a)(i) and (v) related to the timely preparation, execution and filing of Form 10-D is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under such Sections. Neither the Master Servicer nor the Securities Administrator shall have any liability for any loss, expense, damage or claim arising out of or with respect to any failure to properly prepare, execute and/or timely file such Form 10-D, where such failure results from a party's failure to deliver, on a timely basis, any information from such party needed to prepare, arrange for execution or file such Form 10-D, not resulting from its own negligence, bad faith or willful misconduct. (ii) (A) Within four (4) Business Days after the occurrence of an event requiring disclosure on Form 8-K (each such event, a "Reportable Event"), the Securities Administrator shall prepare and file, at the direction of the Depositor, on behalf of the Trust, any Form 8-K, as required by the Exchange Act, provided that the Depositor shall file the initial Form 8-K in connection with the issuance of the Certificates. Any disclosure or information related to a Reportable Event or that is otherwise required to be included on Form 8-K ("Form 8-K Disclosure Information") shall, pursuant to the paragraph immediately below, be reported by the parties set forth on Exhibit Q to the Securities Administrator and the Depositor, approved for inclusion by the Depositor, and the Master Servicer will have no duty or liability for any failure hereunder to determine or prepare any Form 8-K Disclosure Information absent such reporting (other than with respect to cases in which the Securities Administrator is the reporting party as set forth in Exhibit Q) and approval. (B) For so long as the Trust is subject to the Exchange Act reporting requirements, no later than the close of business on the 2nd Business Day after the occurrence of a Reportable Event (i) the parties set forth in Exhibit Q shall be required pursuant to Section 3.18(a)(iv) below to provide, and the Master Servicer will enforce the obligations of each Servicer (to the extent provided in the related Servicing Agreement) to provide, to the Securities Administrator and the Depositor, to the extent known by a responsible officer thereof, in EDGAR-compatible form, or in such other form as otherwise agreed upon by the Securities Administrator and the
Depositor and such party, the form and substance of any Form 8-K Disclosure Information, if applicable, and (ii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Form 8-K Disclosure Information on Form 8-K. The Depositor will be responsible for any reasonable fees and out-of-pocket expenses assessed or incurred by the Securities Administrator in connection with including any Form 8-K Disclosure Information on Form 8-K pursuant to this Section. (C) After preparing the Form 8-K, the Securities Administrator shall forward electronically a copy of the Form 8-K to the Depositor and the Master Servicer for review. No later than the close of business New York City time on the 3rd Business Day after the Reportable Event, or in the case where the Master Servicer and the Securities Administrator are unaffiliated, no later than 12:00 p.m. New York City time on the 4th Business Day after the Reportable Event, a duly authorized officer of the Master Servicer shall sign the Form 8-K and, in the case where the Master Servicer and the Securities Administrator are not affiliated, return an electronic or fax copy of such signed Form 8-K (with an original executed hard copy to follow by overnight mail) to the Securities Administrator. Promptly, but no later than the close of business on the 3rd Business Day after the Reportable Event (provided that, the Securities Administrator forwards a copy of the Form 8-K no later than noon New York time on the third Business Day after the Reportable Event), the Depositor shall notify the Securities Administrator in writing (which may be furnished electronically) of any changes to or approval of such Form 8-K. In the absence of receipt of any written changes or approval, the Securities Administrator shall be entitled to assume that such Form 8-K is in final form and the Securities Administrator may proceed with the execution and filing of the Form 8-K. If a Form 8-K cannot be filed on time or if a previously filed Form 8-K needs to be amended, the Securities Administrator will follow the procedures set forth in Section 3.18(a)(v)(B). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Securities Administrator will make available on its internet website, identified in Section 6.07, a final executed copy of each Form 8-K filed by the Securities Administrator. The signing party at the Master Servicer can be contacted as set forth in Section 11.07. The parties to this Agreement acknowledge that the performance by the Master Servicer and the Securities Administrator of their respective duties under this Section 3.18(a)(ii) related to the timely preparation, execution and filing of Form 8-K is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under this Section 3.18(a)(ii). Neither the Master Servicer nor the Securities Administrator shall have any liability for any loss, expense, damage or claim arising out of or with respect to any failure to properly prepare, execute and/or timely file such Form 8-K, where such failure results from a party's failure to deliver, on a timely basis, any information from such party needed to prepare, arrange for execution or file such Form 8-K, not resulting from its own negligence, bad faith or willful misconduct. (iii) (A) Within 90 days after the end of each fiscal year of the Trust or such earlier date as may be required by the Exchange Act (the "10-K Filing Deadline") (it being understood that the fiscal year for the Trust ends on December 31st of each year), commencing in March 2007, the Securities Administrator shall prepare and file on behalf of the Trust a Form 10-K, in form and substance as required by the Exchange Act. Each such Form 10-K shall include the following items, in each case to the extent they have been delivered to the Securities Administrator within the applicable time frames set forth in this Agreement, (I) an annual compliance statement for each Servicer, the Master Servicer, the Securities Administrator and any subservicer or subcontractor, as applicable, as described under Section 3.16, (II)(A) the annual reports on assessment of compliance with Servicing Criteria for the Master Servicer, each subservicer and subcontractor Participating in the Servicing Function, the Securities Administrator and the Custodian, as described under Section 3.17, and (B) if any such report on assessment of compliance with Servicing Criteria described under Section 3.17 identifies any material instance of noncompliance, disclosure identifying such instance of noncompliance, or if any such report on assessment of compliance with Servicing Criteria described under Section 3.17 is not included as an exhibit to such Form 10-K, disclosure that such report is not included and an explanation why such report is not included, (III)(A) the registered public accounting firm attestation report for the Master Servicer, each Servicer, the Securities Administrator, each subservicer, each subcontractor as applicable, and the Custodian, as described under Section 3.17, and (B) if any registered public accounting firm attestation report described under Section 3.17 identifies any material instance of noncompliance, disclosure identifying such instance of noncompliance, or if any such registered public accounting firm attestation report is not included as an exhibit to such Form 10-K, disclosure that such report is not included and an explanation why such report is not included, and (IV) a Sarbanes-Oxley Certification ("Sarbanes-Oxley Certification") as described in this Section 3.18 (a)(iii)(D) below (provided, however, that the Securities Administrator, at its discretion, may omit from the Form 10-K any annual compliance statement, assessment of compliance or attestation report that is not required to be filed with such Form 10-K pursuant to Regulation AB). Any disclosure or information in addition to (I) through (IV) above that is required to be included on Form 10-K ("Additional Form 10-K Disclosure") shall, pursuant to the paragraph immediately below, be reported by the parties set forth on Exhibit Q to the Securities Administrator and the Depositor, approved for inclusion by the Depositor, and the Securities Administrator will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 10-K Disclosure absent such reporting (other than with respect to case in which the Securities Administrator is the reporting party as set forth in Exhibit Q) and approval. (B) No later than March 15 of each year that the Trust is subject to the Exchange Act reporting requirements, commencing in 2007, (i) the parties set forth in Exhibit Q shall be required to provide, and the Master Servicer shall enforce the obligations of each Servicer (to the extent provided in the related Servicing Agreement) to provide, pursuant to Section 3.18(a)(iv) below to the Securities Administrator and the Depositor, to the extent known by a responsible officer thereof, in EDGAR-compatible form, or in such other form as otherwise agreed upon by the Securities Administrator and the Depositor and such party, the form and substance of any Additional Form 10-K Disclosure, if applicable, and (ii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Additional Form 10-K Disclosure on Form 10-K. The Depositor shall be responsible for any reasonable fees and expenses assessed or incurred by the Securities Administrator in connection with including any Additional Form 10-K Disclosure on Form 10-K pursuant to this Section. (C) After preparing the Form 10-K, the Securities Administrator shall forward electronically a copy of the Form 10-K to the Depositor (only in the case where such Form 10-K includes Additional Form 10-K Disclosure and otherwise if requested by the Depositor) and the Master Servicer for review. Within three Business Days after receipt of such copy, but no later than March 25th (provided that, the Securities Administrator forwards a copy of the Form 10-K no later than the third Business Day prior to March 25th), the Depositor shall notify the Securities Administrator in writing (which may be furnished electronically) of any changes to or approval of such Form 10-K. In the absence of receipt of any written changes or approval, the Securities Administrator shall be entitled to assume that such Form 10-K is in final form and the Securities Administrator may proceed with the execution and filing of the Form 10-K. No later than the close of business Eastern Standard time on the 4th Business Day prior to the 10-K Filing Deadline, an officer of the Master Servicer in charge of the master servicing function shall sign the Form 10-K and in the case where the Master Servicer and the Securities Administrator are unaffiliated, return an electronic or fax copy of such signed Form 10-K (with an original executed hard copy to follow by overnight mail) to the Securities Administrator. If a Form 10-K cannot be filed on time or if a previously filed Form 10-K needs to be amended,
the Securities Administrator will follow the procedures set forth in Section 3.18(a)(v)(B). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Securities Administrator will make available on its internet website, identified in Section 6.07, a final executed copy of each Form 10-K filed by the Securities Administrator. The signing party at the Master Servicer can be contacted as set forth in Section 11.07. Form 10-K requires the registrant to indicate (by checking "yes" or "no") that it (1) has filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. The Depositor shall notify the Securities Administrator in writing, no later than March 15th of each year in which the Trust is subject to the requirements of the Exchange Act with respect to the filing of a report on Form 10-K, if the answer to the questions should be "no". The Securities Administrator shall be entitled to rely on the representations in Section 2.06(g) and in any such notice in preparing, executing and/or filing any such report. The parties to this Agreement acknowledge that the performance by the Master Servicer and the Securities Administrator of their respective duties under Section 3.18(a)(iv) and (v) related to the timely preparation, execution and filing of Form 10-K is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under such Section, Section 3.16 and Section 3.17. Neither the Master Servicer nor the Securities Administrator shall have any liability for any loss, expense, damage, claim arising out of or with respect to any failure to properly prepare, execute and/or timely file such Form 10-K, where such failure results from the Master Servicer's or the Securities Administrator's inability or failure to receive, on a timely basis, any information from any other party hereto needed to prepare, arrange for execution or file such Form 10-K, not resulting from its own negligence, bad faith or willful misconduct. Subject to the foregoing, the Securities Administrator has no duty under this Agreement to monitor or enforce the performance by the other parties listed on Exhibit Q of their duties under this paragraph or proactively solicit or procure from such parties any Additional Form 10-K Disclosure information. (D) Each Form 10-K shall include a certification (the "Sarbanes-Oxley Certification"), required to be included therewith pursuant to the Sarbanes-Oxley Act which shall be signed by the Certifying Person and delivered to the Securities Administrator no later than March 15th of each year in which the Trust is subject to the reporting requirements of the Exchange Act. The Master Servicer shall cause any Servicer and any subservicer or subcontractor, to the extent set forth in the related Servicing Agreement, engaged by it to, provide to the Person who signs the Sarbanes-Oxley Certification (the "Certifying Person"), by March 10 of each year in which the Trust is subject to the reporting requirements of the Exchange Act (or such other date specified in the related Servicing Agreement) and otherwise within a reasonable period of time upon request, a certification (each, a "Back-Up Certification"), in the form attached hereto as Exhibit N, upon which the Certifying Person, the entity for which the Certifying Person acts as an officer, and such entity's officers, directors and Affiliates (collectively with the Certifying Person, "Certification Parties") can reasonably rely. An officer of the Master Servicer in charge of the master servicing function shall serve as the Certifying Person on behalf of the Trust. Such officer of the Certifying Person can be contacted as set forth in Section 11.07. (iv) With respect to any Additional Form 10-D Disclosure, Additional Form 10-K Disclosure or any Form 8-K Disclosure Information (collectively, the "Additional Disclosure") relating to the Trust Fund in the form attached hereto as Exhibit R, the Securities Administrator's obligation to include such Additional Information in the applicable Exchange Act report is subject to receipt from the entity that is indicated in Exhibit Q as the responsible party for providing that information, if other than the Securities Administrator, as and when required as described in Section 3.18(a)(i) through (iii) above. Such Additional Disclosure shall be accompanied by a notice substantially in the form of Exhibit R. Each of the Company as a Servicer, the Master Servicer, the Sponsor, the Securities Administrator and the Depositor hereby agrees to notify and provide, and the Master Servicer agrees to enforce the obligations (to the extent provided in the related Servicing Agreement) to the extent known to the Master Servicer, Sponsor, Securities Administrator and Depositor all Additional Disclosure relating to the Trust Fund, with respect to which such party is indicated in Exhibit Q as the responsible party for providing that information. Within five Business Days prior to each Distribution Date of each year that the Trust is subject to the Exchange Act reporting requirements, the Depositor shall make available to the Securities Administrator the related Significance Estimate and the Securities Administrator shall use such information to calculate the related Significance Percentage. If the Significance Percentage meets either of the threshold levels detailed in Item 1115(b)(1) or 1115(b)(2) of Regulation AB, the Securities Administrator shall deliver written notification to the Depositor, the related Counterparty to that effect, which notification shall include a request that the related Counterparty provide Regulation AB information to the Depositor in accordance with the related Cap Contract Agreement. The Depositor shall be obligated to obtain from the related Counterparty any information required under Regulation AB to the extent required under the related Cap Contract Agreement and to provide to the Securities Administrator any information that may be required to be included in any Form 10-D, Form 8-K or Form 10-K relating to the related Cap Contract Agreement or written notification instructing the Securities Administrator that such Additional Disclosure regarding the related Counterparty is not necessary for such Distribution Date. The Depositor shall be responsible for any reasonable fees and expenses assessed or incurred by the Securities Administrator in connection with including any Additional Disclosure information pursuant to this section. So long as the Depositor is subject to the filing requirements of the Exchange Act with respect to the Trust Fund, the Trustee shall notify the Securities Administrator and the Depositor of any bankruptcy or receivership with respect to the Trustee or of any proceedings of the type described under Item 1117 of Regulation AB that have occurred as of the related Due Period, together with a description thereof, no later than the date on which such information is required of other parties hereto as set forth under this Section 3.18. In addition, the Trustee shall notify the Securities Administrator and the Depositor of any affiliations or relationships that develop after the Closing Date between the Trustee and the Depositor, EMC, the Securities Administrator, the Master Servicer, the Counterparty or the Custodian of the type described under Item 1119 of Regulation AB, together with a description thereof, no later than March 15 of each year that the Trust is subject to the Exchange Act reporting requirements, commencing in 2007. Should the identification of any of the Depositor, the Sponsor, the Securities Administrator, the Master Servicer, the Counterparty or the Custodian change, the Depositor shall promptly notify the Trustee. (v) (A) On or prior to January 30 of the first year in which the Securities Administrator is able to do so under applicable law, the Securities Administrator shall prepare and file a Form 15 relating to the automatic suspension of reporting in respect of the Trust under the Exchange Act. (B) In the event that the Securities Administrator is unable to timely file with the Commission all or any required portion of any Form 8-K, 10-D or 10-K required to be filed by this Agreement because required disclosure information was either not delivered to it or delivered to it after the delivery deadlines set forth in this Agreement or for any other reason, the Securities Administrator will promptly notify the Depositor and the Master Servicer. In the case of Form 10-D and 10-K, the Depositor, Master Servicer and Securities Administrator will cooperate to prepare and file a Form 12b-25 and a 10-DA and 10-KA as applicable, pursuant to Rule 12b-25 of the Exchange Act. In the case of Form 8-K, the Securities Administrator will, upon receipt of all required Form 8-K Disclosure Information and
upon the approval and direction of the Depositor, include such disclosure information on the next Form 10-D. In the event that any previously filed Form 8-K, 10-D or 10-K needs to be amended and such amendment relates to any Additional Disclosure, the Securities Administrator will notify the Depositor and the parties affected thereby and such parties will cooperate to prepare any necessary Form 8-K, 10--DA or 10-KA. Any Form 15, Form 12b-25 or any amendment to Form 8-K, 10-D or 10-K shall be signed by an appropriate officer of the Master Servicer. The parties hereto acknowledge that the performance by the Master Servicer and the Securities Administrator of their respective duties under this Section 3.18(a)(v) related to the timely preparation, execution and filing of Form 15, a Form 12b-25 or any amendment to Form 8-K, 10-D or 10-K is contingent upon the Master Servicer and the Depositor timely performing their duties under this Section. Neither the Master Servicer nor the Securities Administrator shall have any liability for any loss, expense, damage or claim arising out of or with respect to any failure to properly prepare, execute and/or timely file any such Form 15, Form 12b-25 or any amendments to Forms 8-K, 10-D or 10-K, where such failure results from a party's failure to deliver, on a timely basis, any information from such party needed to prepare, arrange for execution or file such Form 15, Form 12b-25 or any amendments to Forms 8-K, 10-D or 10-K, not resulting from its own negligence, bad faith or willful misconduct. The Depositor agrees to promptly furnish to the Securities Administrator, from time to time upon request, such further information, reports and financial statements within its control related to this Agreement, the Mortgage Loans as the Securities Administrator reasonably deems appropriate to prepare and file all necessary reports with the Commission. The Securities Administrator shall have no responsibility to file any items other than those specified in this Section 3.18; provided, however, the Securities Administrator will cooperate with the Depositor in connection with any additional filings with respect to the Trust Fund as the Depositor deems necessary under the Exchange Act. Fees and expenses incurred by the Securities Administrator in connection with this Section 3.18 shall not be reimbursable from the Trust Fund. (b) In connection with the filing of any Form 10-K hereunder, in the case where the Master Servicer and the Securities Administrator are not affiliated, the Securities Administrator shall sign a certification (a "Form of Back-Up Certification for Form 10-K Certificate," substantially in the form attached hereto as Exhibit S) for the Depositor regarding certain aspects of the Form 10-K certification signed by the Master Servicer, provided, however, that the Securities Administrator shall not be required to undertake an analysis of any accountant's report attached as an exhibit to the Form 10-K. (c) The Securities Administrator shall indemnify and hold harmless the Company, the Depositor and the Master Servicer and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the Securities Administrator's obligations under Sections 3.16, 3.17 and 3.18 or the Securities Administrator's negligence, bad faith or willful misconduct in connection therewith. In addition, the Securities Administrator shall indemnify and hold harmless the Depositor and the Master Servicer and each of their respective officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Back-Up Certification, any Annual Statement of Compliance, any Assessment of Compliance or any Additional Disclosure provided by the Securities Administrator on its behalf or on behalf of any subservicer or subcontractor engaged by the Securities Administrator pursuant to Section 3.16, 3.17 or 3.18 (the "Securities Administrator Information"), or (ii) any omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that this paragraph shall be construed solely by reference to the Securities Administrator Information and not to any other information communicated in connection with the Certificates, without regard to whether the Securities Administrator Information or any portion thereof is presented together with or separately from such other information. The Depositor shall indemnify and hold harmless the Securities Administrator and the Master Servicer and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the obligations of the Depositor under Sections 3.16, 3.17 and 3.18 or the Depositor's negligence, bad faith or willful misconduct in connection therewith. In addition, the Depositor shall indemnify and hold harmless the Master Servicer, the Securities Administrator and each of their respective officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Additional Disclosure provided by the Depositor that is required to be filed pursuant to this Section 3.18 (the "Depositor Information"), or (ii) any omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that this paragraph shall be construed solely by reference to the Depositor Information that is required to be filed and not to any other information communicated in connection with the Certificates, without regard to whether the Depositor Information or any portion thereof is presented together with or separately from such other information. The Master Servicer shall indemnify and hold harmless the Company, the Securities Administrator and the Depositor and each of its respective officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the obligations of the Master Servicer under Sections 3.16, 3.17 and 3.18 or the Master Servicer's negligence, bad faith or willful misconduct in connection therewith. In addition, the Master Servicer shall indemnify and hold harmless the Depositor and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Annual Statement of Compliance, any Assessment of Compliance or any Additional Disclosure provided by the Master Servicer on its behalf or on behalf of any subservicer or subcontractor engaged by the Master Servicer pursuant to Section 3.16, 3.17 or 3.18 (the "Master Servicer Information"), or (ii) any omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that this paragraph shall be construed solely by reference to the Master Servicer Information and not to any other information communicated in connection with the Certificates, without regard to whether the Master Servicer Information or any portion thereof is presented together with or separately from such other information. If the indemnification provided for herein is unavailable or insufficient to hold harmless the Company, the Depositor, the Securities Administrator or the Master Servicer, as applicable, then the defaulting party, in connection with any conduct for which it is providing indemnification under this Section 3.18, agrees that it shall contribute to the amount paid or payable by the other parties as a result of the losses, claims, damages or liabilities of the other party in such proportion as is appropriate to reflect the relative fault and the relative benefit of the respective parties. (d) The indemnification provisions set forth in this Section 3.18 termination of this Agreement or the termination of any party to this Agreement. shall survive the
(e) Failure of the Master Servicer to comply with this Section 3.18 (including with respect to the timeframes required herein) shall constitute an Event of Default, and at the written direction of the Depositor, the Trustee shall, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same (but subject to the Master Servicer rights to payment of any Master Servicing Compensation and reimbursement of all amounts for which it is entitled to be reimbursed prior to the date of termination). Failure of the Securities Administrator to comply with this Section 3.18 (including with respect to the timeframes required in this Section) which failure results in a failure to timely file the related Form 10-K, shall constitute a default and at the written direction of the Depositor, the Trustee shall, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Securities Administrator under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Securities Administrator for the same (but subject to the Securities Administrator's right to reimbursement of all amounts for which it is entitled to be reimbursed prior to the date of termination). This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary. In connection with the termination of the Master Servicer or the Securities Administrator pursuant to this Section 3.18(e) the Trustee shall be entitled to reimbursement of all costs and expenses associated with such termination to the extent set forth in Section 9.05. Notwithstanding anything to the contrary in this Agreement, no Event of Default by the Master Servicer or default by the Securities Administrator shall have occurred with respect to any failure to properly prepare, execute and/or timely file any report on Form 8-K, Form 10-D or Form 10-K, any Form 15 or Form 12b-25 or any amendments to Form 8-K, 10-D or 10-K, where such failure results from any party's failure to deliver, on a timely basis, any information from such party needed to prepare, arrange for execution or file any such report, Form or amendment, and does not result from its own negligence, bad faith or willful misconduct. (f) Notwithstanding the provisions without the consent of the Certificateholders. of Section 11.02, this Section 3.18 may be amended
Any report, notice or notification to be delivered by the Company, the Master Servicer or the Securities Administrator to the Depositor pursuant to this Section 3.18, may be delivered via email to RegABNotifications@bear.com or, in the case of a notification, telephonically by calling Reg AB Compliance Manager at 212-272-7525. Section 3.19. a payment of $5,000. The Company. On the Closing Date, the Company will receive from the Depositor continuation statements
Section 3.20. UCC. The Sponsor shall file any financing statements, or amendments thereto required by any change in the Uniform Commercial Code.
Section 3.21. Optional Purchase of Defaulted Mortgage Loans. (a) With respect to any Mortgage Loan which as of the first day of a Fiscal Quarter is Delinquent in payment by 90 days or more or is an REO Property, the Company shall have the right to purchase such Mortgage Loan from the Trust at a price equal to the Repurchase Price; provided, however, (i) that such Mortgage Loan is still 90 days or more Delinquent or is an REO Property as of the date of such purchase and (ii) this purchase option, if not theretofore exercised, shall terminate on the date prior to the last day of the related Fiscal Quarter. This purchase option, if not exercised, shall not be thereafter reinstated unless the delinquency is cured and the Mortgage Loan thereafter again becomes 90 days or more Delinquent or becomes an REO Property, in which case the option shall again become exercisable as of the first day of the related Fiscal Quarter. (b) If at any time the Company remits to the Master Servicer a payment for deposit in the Distribution Account covering the amount of the Repurchase Price for such a Mortgage Loan, and the Company provides to the Trustee a certification signed by a Servicing Officer stating that the amount of such payment has been deposited in the Distribution Account, then the Trustee shall execute the assignment of such Mortgage Loan to the Company at the request of the Company without recourse, representation or warranty and the Company shall succeed to all of the Trustee's right, title and interest in and to such Mortgage Loan, and all security and documents relative thereto. Such assignment shall be an assignment outright and not for security. The Company will thereupon own such Mortgage, and all such security and documents, free of any further obligation to the Trustee or the Certificateholders with respect thereto. Section 3.22. Section 3.23. Reserved. Intention of the Parties and Interpretation.
Each of the parties acknowledges and agrees that the purpose of Sections 3.16, 3.17 and 3.18 of this Agreement is to facilitate compliance by the Sponsor, the Depositor and the Master Servicer with the provisions of Regulation AB. Therefore, each of the parties agrees that (a) the obligations of the parties hereunder shall be interpreted in such a manner as to accomplish that purpose, (b) the parties' obligations hereunder will be supplemented and modified in writing, as agreed to and executed by the parties hereto, as necessary to be consistent with any such amendments, interpretive advice or guidance, convention or consensus among active participants in the asset-backed securities markets, advice of counsel, or otherwise in respect of the requirements of Regulation AB, (c) the parties shall comply with reasonable requests made by the Sponsor, or the Depositor, or the Master Servicer or the Securities Administrator for delivery of additional or different information as the Sponsor, the Depositor, or the Master Servicer or the Securities Administrator may determine in good faith is necessary to comply with the provisions of Regulation AB, and (d) no amendment of this Agreement shall be required to effect any such changes in the parties' obligations as are necessary to accommodate evolving interpretations of the provisions of Regulation AB. All costs, expenses, fees, liabilities, charges and amounts (including legal fees) incurred by the Trustee in connection with this Section 3.23 shall be fully reimbursed to the Trustee pursuant to Section 4.05(l). ARTICLE IV Accounts Section 4.01. Protected Accounts. (a) The Master Servicer shall enforce the obligation of each Servicer to establish and maintain a Protected Account in accordance with the applicable Servicing Agreement, with records to be kept with respect thereto on a Mortgage Loan by Mortgage Loan basis, into which accounts shall be deposited within 48 hours (or as of such other time specified in the related Servicing Agreement) of receipt, all collections of principal and interest on any Mortgage Loan and with respect to any REO Property received by a Servicer, including Principal Prepayments, Insurance Proceeds, Liquidation Proceeds and advances made from the Servicer's own funds (less servicing compensation as permitted by the applicable Servicing Agreement in the case of any Servicer) and all other amounts to be deposited in the Protected Account. Servicing Compensation in the form of assumption fees, if any, late payment charges, as collected, if any, or otherwise (and in certain cases, Prepayment Charges) shall be retained by the applicable Servicer and shall not be deposited in the Protected Account. The Servicer is hereby authorized to make withdrawals from and deposits to the related Protected Account for purposes required or permitted by this Agreement. To the extent provided in the related Servicing Agreement, the Protected Account shall be held by a Designated Depository Institution and segregated on the books of
such institution in the name of the Trustee for the benefit of Certificateholders. (b) To the extent provided in the related Servicing Agreement, amounts on deposit in a Protected Account may be invested in Permitted Investments in the name of the Trustee for the benefit of Certificateholders and, except as provided in the preceding paragraph, not commingled with any other funds. Such Permitted Investments shall mature, or shall be subject to redemption or withdrawal, no later than the date on which such funds are required to be withdrawn for deposit in the Distribution Account, and shall be held until required for such deposit. The income earned from Permitted Investments made pursuant to this Section 4.01 shall be paid to the related Servicer under the applicable Servicing Agreement, and the risk of loss of moneys required to be distributed to the Certificateholders resulting from such investments shall be borne by and be the risk of the related Servicer. The related Servicer (to the extent provided in the Servicing Agreement) shall deposit the amount of any such loss in the Protected Account within two Business Days of receipt of notification of such loss but not later than the second Business Day prior to the Distribution Date on which the moneys so invested are required to be distributed to the Certificateholders. (c) To the extent provided in the related Servicing Agreement and subject to this Article IV, on or before each Servicer Remittance Date, the related Servicer shall withdraw or shall cause to be withdrawn from its Protected Accounts and shall immediately deposit or cause to be deposited in the Distribution Account amounts representing the following collections and payments (other than with respect to principal of or interest on the Initial Mortgage Loans due on or before the Cut-off Date or principal of or interest on the Subsequent Mortgage Loans due on or before the related Subsequent Cut-off Date) with respect to each Loan Group or Sub-Loan Group, as applicable: (i) Scheduled Payments on the Mortgage Loans received or any related portion thereof advanced by such Servicer pursuant to its Servicing Agreement which were due during or before the related Due Period, net of the amount thereof comprising its Servicing Fee or any fees with respect to any lender-paid primary mortgage insurance policy; (ii) Full Principal Prepayments and any Liquidation Proceeds received by such Servicer with respect to the Mortgage Loans in the related Prepayment Period (or, in the case of Subsequent Recoveries, during the related Due Period), with interest to the date of prepayment or liquidation, net of the amount thereof comprising its Servicing Fee; (iii) Partial Principal in the related Prepayment Period; and (iv) Prepayments received by such Servicer for the Mortgage Loans
Any amount to be used as a Monthly Advance; and
(v) Any amounts required to be paid by the Servicers under the related Servicing Agreements with respect to clauses (a) and (b) of the definition of Interest Shortfall with respect to the related Mortgage Loans for the related Distribution Date. (d) Withdrawals may be made from an Account only to make remittances as provided in Section 4.01(c), 4.04 and 4.05; to reimburse the Master Servicer or a Servicer for Monthly Advances which have been recovered by subsequent collections from the related Mortgagor; to remove amounts deposited in error; to remove fees, charges or other such amounts deposited on a temporary basis; or to clear and terminate the account at the termination of this Agreement in accordance with Section 10.01. As provided in Sections 4.01(c) and 4.04(b) certain amounts otherwise due to the Servicers may be retained by them and need not be deposited in the Distribution Account. (e) The Master Servicer shall not itself waive (or authorize a Servicer to waive, unless such Servicer is allowed to waive in accordance with the terms of the related Servicing Agreement) any Prepayment Charge that the Trust would otherwise be entitled to unless: (i) the enforceability thereof shall have been limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors' rights generally, (ii) the enforcement thereof is illegal, or any local, state or federal agency has threatened legal action if the prepayment penalty is enforced, (iii) the mortgage debt has been accelerated in connection with a foreclosure or other involuntary payment or (iv) such waiver is standard and customary in servicing similar Mortgage Loans and relates to a default or a reasonably foreseeable default and would, in the reasonable judgment of the Master Servicer, maximize recovery of total proceeds taking into account the value of such Prepayment Charge and the related Mortgage Loan. In no event will the Master Servicer itself waive a Prepayment Charge in connection with a refinancing of a Mortgage Loan that is not related to a default or a reasonably foreseeable default. If a Prepayment Charge is waived by the Master Servicer, but does not meet the standards described above, then the Master Servicer is required to pay the amount of such waived Prepayment Charge by depositing such amount into the Distribution Account by the immediately succeeding Distribution Account Deposit Date. Section 4.02. Section 4.03. [Reserved]. [Reserved].
Section 4.04. Distribution Account. (a) The Securities Administrator shall establish and maintain in the name of the Trustee, for the benefit of the Certificateholders, the Distribution Account as a segregated trust account or accounts. (b) The Master Servicer and the Securities Administrator will each deposit Distribution Account as identified and as received by each of them, the following amounts: (ii) in the
Any amounts received from the Servicers and constituting Available Funds; Interest Payments required to be made
(iii) Any Monthly Advance and any Compensating by the Master Servicer pursuant to this Agreement;
(iv) Any Insurance Proceeds or Net Liquidation Proceeds received by or on behalf of the Master Servicer or which were not deposited in a Protected Account; (v) The Repurchase Price with respect to any Mortgage Loans purchased by the Sponsor pursuant to the Mortgage Loan Purchase Agreement or Sections 2.02 or 2.03 hereof, any amounts which are to be treated pursuant to Section 2.04 of this Agreement as the payment of a Repurchase Price in connection with the tender of a Substitute Mortgage Loan by the Sponsor, the Repurchase Price with respect to any Mortgage Loans purchased by the Company pursuant to Section 3.21, and all proceeds of any Mortgage Loans or property acquired with respect thereto repurchased by the Depositor or its designee pursuant to Section 10.01; (vi) deposits in an Account; Any amounts required to be deposited with respect to losses on investments of
(vii) Any amounts received by the Master Servicer or Securities Administrator, or required to be paid by the Master Servicer, in connection with any Prepayment Charge on the Prepayment Charge Loans; and (viii) Any other amounts received by or on behalf of the Master Servicer and required
to be deposited in the Distribution Account pursuant to this Agreement. (c) All amounts deposited to the Distribution Account shall be held by the Securities Administrator in the name of the Trustee in trust for the benefit of the Certificateholders in accordance with the terms and provisions of this Agreement. (d) The requirements for crediting the Distribution Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of (i) late payment charges or assumption, tax service, statement account or payoff, substitution, satisfaction, release and other like fees and charges and (ii) the items enumerated in Section 4.05 with respect to the Securities Administrator, the Master Servicer and the Servicers, need not be credited by the Master Servicer or the Servicers to the Distribution Account. Amounts received by the Master Servicer or the Securities Administrator in connection with Prepayment Charges on the Prepayment Charge Loans shall be deposited into the Class XP Reserve Account by such party upon receipt thereof. In the event that the Master Servicer or the Securities Administrator shall deposit or cause to be deposited to the Distribution Account any amount not required to be credited thereto, the Securities Administrator, upon receipt of a written request therefor signed by a Servicing Officer of the Master Servicer, shall promptly transfer such amount to the Master Servicer, any provision herein to the contrary notwithstanding. (e) The Distribution Account shall constitute a trust account of the Trust Fund segregated on the books of the Securities Administrator and held by the Securities Administrator in trust in its Corporate Trust Office, and the Distribution Account and the funds deposited therein shall not be subject to, and shall be protected from, all claims, liens, and encumbrances of any creditors or depositors of the Securities Administrator or the Master Servicer (whether made directly, or indirectly through a liquidator or receiver of the Securities Administrator or the Master Servicer). The Distribution Account shall be an Eligible Account. The amount at any time credited to the Distribution Account, if invested, shall be invested in the name of the Trustee, in such Permitted Investments selected by the Master Servicer or the Depositor. The Master Servicer or the Depositor shall select the Permitted Investments for the funds on deposit in the Distribution Account. All Permitted Investments shall mature or be subject to redemption or withdrawal on or before, and shall be held until, the next succeeding Distribution Date if the obligor for such Permitted Investment is the Securities Administrator or, if such obligor is any other Person, the Business Day preceding such Distribution Date, in the case of Permitted Investments for the benefit of the Master Servicer and the Depositor. With respect to the Distribution Account and the funds deposited therein, the Securities Administrator shall take such action as may be necessary to ensure that the Certificateholders shall be entitled to the priorities afforded to such a trust account (in addition to a claim against the estate of the Trustee) as provided by 12 U.S.C. 92a(e), and applicable regulations pursuant thereto, if applicable, or any applicable comparable state statute applicable to state chartered banking corporations. (f) Any and all investment earnings and losses on amounts on deposit in the Distribution Account for a maximum period of six Business Days preceding the Distribution Date shall be for the account of the Master Servicer. The Master Servicer and the Depositor from time to time shall be permitted to withdraw or receive distribution of any and all investment earnings from the Distribution Account on behalf of itself. The risk of loss of moneys required to be distributed to the Certificateholders resulting from such investments shall be borne by and be the risk of the Master Servicer and the Depositor based on the Permitted Investments on which such loss is incurred. The Master Servicer shall deposit the amount of any such loss in the Distribution Account within two Business Days of receipt of notification of such loss but not later than the Distribution Date on which the moneys so invested are required to be distributed to the Certificateholders. (g) In the event that the Master Servicer and Securities Administrator are no longer affiliated, the Master Servicer shall establish and maintain an account separate from the Distribution Account into which any funds remitted by the Company and Servicers will be deposited. No later than noon New York time on the Business Day prior to each Distribution Date, the Master Servicer shall remit any such funds to the Paying Agent for deposit in the Distribution Account. The Master Servicer shall make the following permitted withdrawals and transfers from such account: (i) The Master Servicer will, from time to time on demand of the Company, a Servicer or the Securities Administrator, make or cause to be made such withdrawals or transfers from the account as the Master Servicer has designated for such transfer or withdrawal pursuant to this Agreement and the related Servicing Agreement. The Master Servicer may clear and terminate the account pursuant to Section 10.01 and remove amounts from time to time deposited in error. (ii) On an ongoing basis, the Master Servicer shall withdraw from the account (i) any expenses, costs and liabilities recoverable by the Trustee, the Master Servicer, the Securities Administrator or the Custodian pursuant to Sections 3.03, 7.04 and 9.05 and (ii) any amounts payable to the Master Servicer as set forth in Section 3.14; provided, however, that the Master Servicer shall be obligated to pay from its own funds any amounts which it is required to pay under Section 7.03(a). (iii) In addition, on or before each Business Day prior to each Distribution Date, the Master Servicer shall deposit in the Distribution Account (or remit to the Securities Administrator for deposit therein) any Monthly Advances required to be made by the Master Servicer with respect to the Mortgage Loans. (iv) No later than noon New York time on each Business Day prior to each Distribution Date, the Master Servicer will transfer all Available Funds on deposit in the account with respect to the related Distribution Date to the Paying Agent for deposit in the Distribution Account. Section 4.05. Permitted Withdrawals and Transfers from the Distribution Account. The Securities Administrator will, from time to time on demand of the Master Servicer (or with respect to clause (l) hereto, on demand of the Trustee, the Securities Administrator or the Custodian), make or cause to be made such withdrawals or transfers from the Distribution Account as the Master Servicer has designated for such transfer or withdrawal pursuant to this Agreement and the Servicing Agreements or as the Securities Administrator deems necessary for the following purposes: (a) to reimburse the Master Servicer or any Servicer for any Monthly Advance of its own funds, the right of the Master Servicer or a Servicer to reimbursement pursuant to this subclause (i) being limited to amounts received on a particular Mortgage Loan (including, for this purpose, the Repurchase Price therefor, Insurance Proceeds and Liquidation Proceeds) which represent late payments or recoveries of the principal of or interest on such Mortgage Loan with respect to which such Monthly Advance was made; (b) to reimburse the Master Servicer or any Servicer from Insurance Proceeds or Liquidation Proceeds relating to a particular Mortgage Loan for amounts expended by the Master Servicer or such Servicer in good faith in connection with the restoration of the related Mortgaged Property which was damaged by an Uninsured Cause or in connection with the liquidation of such Mortgage Loan; (c) to reimburse the Master Servicer or any Servicer from Insurance Proceeds relating to a particular Mortgage Loan for insured expenses incurred with respect to such Mortgage Loan and to reimburse the Master Servicer or such Servicer from Liquidation Proceeds from a particular Mortgage Loan for Liquidation Expenses incurred with respect to such Mortgage Loan; provided that the Master Servicer shall not be entitled to reimbursement for Liquidation Expenses with respect to a Mortgage Loan to the
extent that (i) any amounts with respect to such Mortgage Loan were paid as Excess Liquidation Proceeds pursuant to clause (xi) of this Section 4.05(a) to the Master Servicer; and (ii) such Liquidation Expenses were not included in the computation of such Excess Liquidation Proceeds; (d) to pay the Master Servicer or any Servicer, as appropriate, from Liquidation Proceeds or Insurance Proceeds received in connection with the liquidation of any Mortgage Loan, the amount which the Master Servicer or such Servicer would have been entitled to receive under clause (ix) of this Section 4.05(a) as servicing compensation on account of each defaulted scheduled payment on such Mortgage Loan if paid in a timely manner by the related Mortgagor; (e) to pay the Master Servicer or any Servicer from the Repurchase Price for any Mortgage Loan, the amount which the Master Servicer or such Servicer would have been entitled to receive under clause (ix) of this Section 4.05(a) as servicing compensation; (f) to reimburse the Master Servicer or any Servicer for advances of funds (other than Monthly Advances) made with respect to the Mortgage Loans, and the right to reimbursement pursuant to this clause being limited to amounts received on the related Mortgage Loan (including, for this purpose, the Repurchase Price therefor, Insurance Proceeds and Liquidation Proceeds) which represent late recoveries of the payments for which such advances were made; (g) to reimburse the Master Servicer or any Servicer for any has not been reimbursed pursuant to clauses (i) and (vi); (h) to pay the Master Servicer as set forth in Section 3.14; costs and liabilities incurred by and any Excess Nonrecoverable Advance that
(i) to reimburse the Master Servicer for expenses, reimbursable to it pursuant to Sections 3.03, 7.04(c) and (d);
(j) to pay to the Master Servicer, as additional servicing Liquidation Proceeds to the extent not retained by the related Servicer;
compensation,
(k) to reimburse or pay any Servicer any such amounts as are due thereto under the applicable Servicing Agreement and have not been retained by or paid to the Servicer, to the extent provided in the related Servicing Agreement; (l) to reimburse the Trustee, the Securities Administrator or the Custodian for expenses, costs and liabilities incurred by or reimbursable to it pursuant to this Agreement; (m) (n) (o) to remove amounts deposited in error; to clear and terminate the Distribution Account pursuant to Section 10.01; and to pay the Depositor as set forth in Section 4.04(e).
(p) The Securities Administrator shall keep and maintain separate accounting, on a Mortgage Loan by Mortgage Loan basis and shall provide a copy to the Securities Administrator, for the purpose of accounting for any reimbursement from the Distribution Account pursuant to clauses (i) through (vi) and (viii) or with respect to any such amounts which would have been covered by such clauses had the amounts not been retained by the Master Servicer without being deposited in the Distribution Account under Section 4.04(b). Reimbursements made pursuant to clauses (vii), (ix), (xi) and (xii) will be allocated between the Loan Groups or Sub-Loan Groups, as applicable, pro rata based on the aggregate Stated Principal Balances of the Mortgage Loans in each Loan Group or Sub-Loan Group, as applicable. (q) On each Distribution Date, the Securities Administrator shall distribute the Interest Funds, Principal Funds and Available Funds to the extent on deposit in the Distribution Account for each Loan Group or Sub-Loan Group, as applicable, to the Holders of the related Certificates in accordance with Section 6.01. Section 4.06. Reserve Fund. (a) On or before the Closing Date, the Securities Administrator shall establish one or more segregated trust accounts (the "Reserve Fund") in the name of the Trustee on behalf of the Holders of the Group I Offered, Class I-B-3, Class B-IO, Class II-B-1, Class II-B-2, Class II-X-B1 and Class II-X-B2 Certificates. The Reserve Fund must be an Eligible Account. The Reserve Fund shall be entitled "Reserve Fund, U.S. Bank National Association as Trustee f/b/o holders of Structured Asset Mortgage Investments II Inc., Bear Stearns ALT-A Trust 2006-3, Mortgage Pass-Through Certificates, Series 2006-3." The Securities Administrator shall demand payment of all money payable by the Counterparty under the Cap Contracts. The Securities Administrator shall deposit in the Reserve Fund all payments received by it from the Counterparty pursuant to the Cap Contracts and, prior to distribution of such amounts pursuant to Sections 6.01(a) and 6.02(i)(a), all payments described under the Ninth and Tenth clauses of Section 6.01(a) and clause (J) of Section 6.02(i)(a). All Cap Contract Payment Amounts received from Cap Contracts benefiting the Group I Offered and Class I-B-3 Certificateholders and the amounts described in the Ninth and Tenth clauses of Section 6.01(a) deposited to the Reserve Fund shall be held by the Securities Administrator in the name of the Trustee on behalf of the Trust, in trust for the benefit of the Group I Offered and Class I-B-3 Certificateholders, as applicable, and the Class B-IO Certificateholders in accordance with the terms and provisions of this Agreement. All Cap Contract Payment Amounts received from Cap Contracts benefiting the Class II-B-1 and Class II-B-2 Certificateholders and the amounts described in Section 6.02(i)(a)(J) deposited to the Reserve Fund shall be held by the Securities Administrator in the name of the Trustee on behalf of the Trust, in trust for the benefit of the Class II-B-1 and Class II-B-2 Certificateholders, as applicable, and the Class II-X-B Certificateholders in accordance with the terms and provisions of this Agreement. On each Distribution Date, the Securities Administrator shall distribute amounts on deposit in the Reserve Fund to (i) the Group I Offered, Class I-B-3, and Class B-IO Certificateholders in accordance with the Ninth and Tenth clauses of Section 6.01(a) and Section 6.01(b) and (ii) the Class II-B-1, Class II-B-2, Class II-X-B1 and Class II-X-B2 Certificateholders in accordance with Sections 6.02(i)(a)(J) and 6.02(i)(f). (b) The Reserve Fund is an "outside reserve fund" within the meaning of Treasury Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but not an asset of any 2006-3 REMIC. The Securities Administrator on behalf of the Trust shall be the nominal owner of the Reserve Fund. For federal income tax purposes, the Class B-IO, Class II-X-B1 and Class II-X-B2 Certificateholders shall be the beneficial owners of the Reserve Fund, subject to the power of the Securities Administrator to distribute amounts under the Ninth and Tenth clauses of Section 6.01(a), Section 6.01(b), Section 6.02(a)(J) and and Section 6.02(i)(f) and shall report items of income, deduction, gain or loss arising therefrom. For federal income tax purposes, (i) amounts distributed to Certificateholders pursuant to the Ninth and Tenth clauses of Section 6.01(a) will be treated as first distributed to the Class B-IO Certificateholders and then paid from the Class B-IO Certificateholders to the applicable Group I Offered or Class I-B-3 Certificateholders and (ii) amounts distributed to Certificateholders pursuant to Section 6.02(i)(a)(J) will be treated as first distributed to the Class II-X-B1 or Class II-X-B2 Certificateholders, as applicable, and then paid from such Class II-X-B1 or Class II-X-B2 Certificateholders to the Class II-B-1 or Class II-B-2 Certificateholders, as applicable. Amounts in the Reserve Fund held in trust for the benefit of the Group I Offered, Class I-B-3 and Class B-IO Certificateholders shall, at the written direction of the Class B-IO Certificateholders, be invested in Permitted Investments that mature no later than the Business Day prior to the next
succeeding Distribution Date. If no written direction is received, the amounts in the Reserve Fund shall remain uninvested. Amounts in the Reserve Fund held in trust for the benefit of the Class II-B-1 or Class II-B-2 Certificateholders, as applicable, and the Class II-X-B1 or Class II-X-B2 Certificateholders, as applicable, shall, at the written direction of the Class II-X-B1 or Class II-X-B2 Certificateholders, as applicable, or invested in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. If no written direction is received, the amounts in the Reserve Fund shall remain uninvested. Any losses on such Permitted Investments shall not in any case be a liability of the Securities Administrator but an amount equal to such losses shall be given by the Class B-IO, Class II-X-B1 or Class II-X-B2 Certificateholders, as applicable, to the Securities Administrator out of such Certificateholders' own funds immediately as realized, for deposit by the Securities Administrator into the Reserve Fund. To the extent that the Class B-IO, Class II-X-B1 or Class II-X-B2 Certificateholders have provided the Securities Administrator with such written direction to invest such funds in Permitted Investments, on each Distribution Date the Securities Administrator shall distribute all net income and gain from such Permitted Investments in the Reserve Fund to the Class B-IO, Class II-X-B1 or Class II-X-B2 Certificateholders, as applicable, not as a distribution in respect of any interest in any 2006-3 REMIC. All amounts earned on amounts on deposit in the Reserve Fund held in trust for the benefit of the Group I Offered, Class I-B-3 and Class B-IO Certificateholders shall be taxable to the Class B-IO Certificateholders. All amounts earned on amounts on deposit in the Reserve Fund held in trust for the benefit of the Class II-B-1 or Class II-B-2 Certificateholders, as applicable, and the Class II-X-B1 or Class II-X-B2 Certificateholders, as applicable, shall be taxable to the Class II-X-B1 or Class II-X-B2 Certificateholders, as applicable. Section 4.07. Class XP Reserve Account. (a) The Securities Administrator shall establish and maintain with itself a separate, segregated trust account, which shall be an Eligible Account, titled "Reserve Account, Wells Fargo Bank, National Association, as Securities Administrator f/b/o Bear Stearns ALT-A Trust 2006-3, Mortgage Pass-Through Certificates, Series 2006-3, Class XP". On the Closing Date, the Depositor shall deposit $100 into the Class XP Reserve Account. Funds on deposit in the Class XP Reserve Account shall be held in trust by the Securities Administrator for the holders of the Class XP Certificates. The Class XP Reserve Account will not represent an interest in any REMIC. (b) Any amount on deposit in the Class XP Reserve Account shall be held uninvested. On the Business Day prior to each Distribution Date, the Securities Administrator shall withdraw the amount then on deposit in the Class XP Reserve Account and deposit such amount into the Distribution Account to be distributed to the Holders of the related Class XP Certificates in accordance with Sections 6.01(c) and Section 6.02(e), as applicable, and with regards to the initial $100 deposit, this Section 4.07. The initial $100 deposited in the Class XP Reserve Account shall be applied to the Class XP Certificates on a pro rata basis based upon the initial certificate balances stated on the Class XP Certificates. In addition, on the earlier of (x) the Business Day prior to the Distribution Date on which all the assets of the Trust Fund are repurchased as described in Section 10.01(a) and (y) the Business Day prior to the Distribution Date occurring in March 2012, the Securities Administrator shall withdraw the amount on deposit in the Class XP Reserve Account, deposit such amount into the Distribution Account and remit such amount to the Securities Administrator and provide written instruction to the Securities Administrator to pay such amount to the related Class XP Certificates in accordance with this Section 4.07, Sections 6.01(c) and Section 6.02(e), as applicable, and following such withdrawal the Class XP Reserve Account shall be closed. Section 4.08. Pre-Funding Account and Pre-Funding Reserve Account.
(a) No later than the Closing Date, the Paying Agent shall establish and maintain a segregated trust account or sub-account of a trust account, which shall be titled "Pre-Funding Account, U.S. Bank National Association, as trustee for the benefit of holders of Structured Asset Mortgage Investments II Inc., Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates, Series 2006-3" (the "Pre-Funding Account"). The Pre-Funding Account shall be an Eligible Account or a sub account of an Eligible Account. The Paying Agent shall, promptly upon receipt, deposit in the Pre-Funding Account and retain therein the Pre-Funded Amount remitted on the Closing Date to the Paying Agent by the Depositor. Funds deposited in the Pre-Funding Account shall be held in trust by the Paying Agent for the Holders of the Certificates related to Loan Group III for the uses and purposes set forth herein. (b) The Paying Agent will invest funds deposited in the Pre-Funding Account as directed by the Depositor or its designee in writing in Permitted Investments with a maturity date (i) no later than the Business Day immediately preceding the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if a Person other than the Paying Agent or an Affiliate of the Paying Agent is the obligor for the Permitted Investment, or (ii) no later than the date on which such funds are required to be withdrawn from such account or sub account of a trust account pursuant to this Agreement, if the Paying Agent or an affiliate of the Paying Agent is the obligor for the Permitted Investment (or, if no written direction is received by the Paying Agent from the Depositor, then funds in such account shall remain uninvested). For federal income tax purposes, the Depositor or its designee shall be the owner of the Pre-Funding Account and shall report all items of income, deduction. gain or loss arising therefrom. All income and gain realized from investment of funds deposited in the Pre-Funding Account shall be transferred to the Interest Coverage Account at the following times: (i) on the Business Day immediately preceding each Distribution Date, if a Person other than the Paying Agent or an Affiliate of the Paying Agent is the obligor for the Permitted Investment, or on each Distribution Date, if the Paying Agent or an Affiliate of the Paying Agent is the obligor for the Permitted Investment, (ii) on the Business Day immediately preceding each Subsequent Transfer Date, if a Person other than the Paying Agent or an Affiliate of the Paying Agent is the obligor for the Permitted Investment, or on each Subsequent Transfer Date, if the Paying Agent or an Affiliate of the Paying Agent is the obligor for the Permitted Investment or (iii) within one Business Day of the Paying Agent's receipt thereof. Such transferred funds shall not constitute income and gain for purposes of Section 4.09(b) hereof. The Depositor or its designee shall deposit in the Pre-Funding Account the amount of any net loss incurred in respect of any such Permitted Investment immediately upon realization of such loss without any right of reimbursement therefor. At no time will the Pre-Funding Account be an asset of any REMIC created hereunder. (c) as follows: Amounts on deposit in the Pre-Funding Account shall be withdrawn by the Paying Agent
(i) On any Subsequent Transfer Date, the Paying Agent shall withdraw from the Pre-Funding Account an amount equal to 100% of the Stated Principal Balances of the Subsequent Mortgage Loans transferred and assigned to the Trustee on behalf of the Trust for deposit in the related Loan Group or Sub-Loan Group on such Subsequent Transfer Date and deposit such amount into the Pre-Funding Reserve Account; (ii) If the amount on deposit in the Pre-Funding Account (exclusive of investment income) has not been reduced to zero by the close of business on the date of termination of the Pre-Funding Period, then at the close of business on such date, the Paying Agent shall deposit into the Pre-Funding Reserve Account any amounts remaining in the Pre-Funding Account (exclusive of investment income) for distribution in accordance with Section 4.08(e)(ii); (iii) To withdraw any amount not required to be deposited in the Pre-Funding or deposited therein in error; and Account
(iv) Upon the earliest of (i) the reduction of the Principal Balances of the Certificates to zero or (ii) the termination of this Agreement in accordance with Section
10.01, to withdraw (and deposit in the Pre-Funding Reserve Account) any amount remaining on deposit in the Pre-Funding Account for payment to the related Certificateholders then entitled to distributions in respect of principal until the Principal Balance of the Certificates has been reduced to zero, and any remaining amount to the Depositor. Withdrawals pursuant to clauses (i), (ii) and (iv) shall be treated as REMIC II on the date of withdrawal. contributions of cash to
(d) No later than the Closing Date, the Paying Agent shall establish and maintain a segregated trust account or a sub-account of a trust account, which shall be titled "Pre-Funding Reserve Account, U.S. Bank National Association as Trustee for the benefit of holders of Structured Asset Mortgage Investments II Inc., Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates, Series 2006-3" (the "Pre-Funding Reserve Account"). The Pre-Funding Reserve Account shall be an Eligible Account or a sub account of an Eligible Account. The Paying Agent shall, at the close of business on the day of the termination of the Pre-Funding Period, deposit in the Pre-Funding Reserve Account and retain therein any funds remaining in the Pre-Funding Account at the close of business on such day. Funds deposited in the Pre-Funding Reserve Account shall be held in trust by the Paying Agent for the Certificateholders for the uses and purposes set forth herein. (e) The Paying Agent shall not invest funds deposited in the Pre-Funding Reserve Account. The Pre-Funding Reserve Account and any funds on deposit therein shall be assets of REMIC II. Amounts on deposit in the Pre-Funding Reserve Account shall be withdrawn by the Paying Agent as follows: (i) On any Subsequent Transfer Date, the Paying Agent shall withdraw from the Pre-Funding Reserve Account the amount deposited therein on such date pursuant to Section 4.08(c)(i) in respect of a Subsequent Mortgage transferred and assigned to the Trustee on behalf of the Trust for deposit in the related Loan Group on such Subsequent Transfer Date and pay such amount to or upon the order of the Depositor upon satisfaction of the conditions set forth in Section 2.07 with respect to such transfer and assignment; (ii) On the Distribution Date immediately following termination of the Pre-Funding Period, the Paying Agent shall withdraw from the Pre-Funding Reserve Account the Remaining Pre-Funded Amount for the related Loan Group or Sub-Loan Group deposited therein on such date pursuant to Section 4.08(c)(ii) for distribution to the related Certificate Groups pursuant to Section 6.02(ii)(a); and (iii) On each Distribution Date during the Pre-Funding Period and the Distribution Date immediately following termination of the Pre-Funding Period, the Paying Agent shall withdraw from the Pre-Funding Reserve Account the amount deposited therein on such date pursuant to Section 4.08(c) for distribution as Available Funds with respect to each Sub-Loan Group in Loan Group III pursuant to Section 6.02(ii)(a). Section 4.09 Interest Coverage Account.
(a) No later than the Closing Date, the Paying Agent shall establish and maintain a segregated trust account or a sub account of a trust account, which shall be titled "Interest Coverage Account, U.S. Bank National Association as trustee for the benefit of holders of Structured Asset Mortgage Investments II Inc., Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates, Series 2006-3" (the "Interest Coverage Account"). The Interest Coverage Account shall be an Eligible Account or a sub account of an Eligible Account. The Paying Agent shall, promptly upon receipt, deposit in the Interest Coverage Account and retain therein the Interest Coverage Amount for each Sub-Loan Group remitted on the Closing Date to the Paying Agent by the Depositor and all income and gain realized from investment of funds deposited in the Pre-Funding Account pursuant to Section 4.08(b). Funds deposited in the Interest Coverage Account shall be held in trust by the Paying Agent for the Certificateholders for the uses and purposes set forth herein. (b) For federal income tax purposes, the Depositor shall be the owner of the Interest Coverage Account and shall report all items of income, deduction, gain or loss arising therefrom. At no time will the Interest Coverage Account be an asset of any REMIC created hereunder. All income and gain realized from investment of funds deposited in the Interest Coverage Account, which investment shall be made solely upon the written direction of the Depositor, shall be for the sole and exclusive benefit of the Depositor and shall be remitted by the Paying Agent to the Depositor no later than the first Business Day following receipt of such income and gain by the Paying Agent. If no written direction with respect to such investment shall be received by the Paying Agent from the Depositor, then funds in such Account shall remain uninvested. The Depositor shall deposit in the Interest Coverage Account the amount of any net loss incurred in respect of any such Permitted Investment immediately upon realization of such loss. (c) On each Distribution Date during the Pre-Funding Period and on the day of termination of the Pre-Funding Period, the Paying Agent shall withdraw from the Interest Coverage Account and deposit in the Pre-Funding Reserve Account an amount of interest that accrues during the related Interest Accrual Period at the Weighted Average Group Pass Through Rate for the related Sub-Loan Group on the excess, if any, of the Pre-Funded Amount for such Sub-Loan Group over the aggregate Stated Principal Balance of Subsequent Mortgage Loans in such Sub-Loan Group that both (i) had a Due Date during the Due Period relating to such Distribution Date or the Distribution Date following the end of the Pre-Funding Period, as applicable, and (ii) had a Subsequent Cut-off Date prior to the first day of the month in which such Distribution Date occurs. Such withdrawal and deposit shall be treated as a contribution of cash by the Mortgage Loan Seller to REMIC II on the date thereof. Immediately following any such withdrawal and deposit, and immediately following the conveyance of any Subsequent Mortgage to the Trust on any Subsequent Transfer Date, the Paying Agent shall, at the request of the Mortgage Loan Seller, withdraw from the Interest Coverage Account and remit to the Mortgage Loan Seller or its designee an amount equal to the excess, if any, of the amount remaining in such Interest Coverage Account over the amount that would be required to be withdrawn therefrom (assuming sufficient funds therein) pursuant to the second preceding sentence on each subsequent Distribution Date, if any, that will occur during the Pre-Funding Period or on the day of termination of the Pre-Funding Period, if no Subsequent Mortgage were acquired by the Trust Fund after the end of the Prepayment Period relating to the current Distribution Date or the Distribution Date following the end of the Pre-Funding Period, as applicable. On the day of termination of the Pre-Funding Period, the Paying Agent shall withdraw from the Interest Coverage Account and remit to the Mortgage Loan Seller or its designee the amount remaining in such Interest Coverage Account after payment of the amount required to be withdrawn therefrom pursuant to the second preceding sentence on the day of termination of the Pre-Funding Period. (d) Upon the earliest of (i) the Distribution Date immediately following the end of the Pre-Funding Period, (ii) the reduction of the principal balances of the Certificates to zero or (iii) the termination of this Agreement in accordance with Section 10.01, any amount remaining on deposit in the Interest Coverage Account after distributions pursuant to paragraph (c) above shall be withdrawn by the Paying Agent and paid to the Sponsor or its designee. ARTICLE V Certificates Section 5.01. Certificates. (a) The Depository, the Depositor and the Administrator have entered into a Depository Agreement dated as of the Closing Date (the Securities "Depository
Agreement"). Except for the Residual Certificates, the Private Certificates and the Individual Certificates and as provided in Section 5.01(b), the Certificates shall at all times remain registered in the name of the Depository or its nominee and at all times: (i) registration of such Certificates may not be transferred by the Securities Administrator except to a successor to the Depository; (ii) ownership and transfers of registration of such Certificates on the books of the Depository shall be governed by applicable rules established by the Depository; (iii) the Depository may collect its usual and customary fees, charges and expenses from its Depository Participants; (iv) the Securities Administrator shall deal with the Depository as representative of such Certificate Owners of the respective Class of Certificates for purposes of exercising the rights of Certificateholders under this Agreement, and requests and directions for and votes of such representative shall not be deemed to be inconsistent if they are made with respect to different Certificate Owners; and (v) the Trustee and the Securities Administrator may rely and shall be fully protected in relying upon information furnished by the Depository with respect to its Depository Participants. The Residual Certificates and the Private Certificates are initially Physical Certificates. If at any time the Holders of all of the Certificates of one or more such Classes request that the Securities Administrator cause such Class to become Global Certificates, the Securities Administrator and the Depositor will take such action as may be reasonably required to cause the Depository to accept such Class or Classes for trading if it may legally be so traded. All transfers by Certificate Owners of such respective Classes of Book-Entry Certificates and any Global Certificates shall be made in accordance with the procedures established by the Depository Participant or brokerage firm representing such Certificate Owners. Each Depository Participant shall only transfer Book-Entry Certificates of Certificate Owners it represents or of brokerage firms for which it acts as agent in accordance with the Depository's normal procedures. (b) If (i)(A) the Depositor advises the Securities Administrator in writing that the Depository is no longer willing or able to properly discharge its responsibilities as Depository and (B) the Depositor is unable to locate a qualified successor within 30 days or (ii) the Depositor at its option advises the Securities Administrator in writing that it elects to terminate the book-entry system through the Depository, the Securities Administrator shall request that the Depository notify all Certificate Owners of the occurrence of any such event and of the availability of definitive, fully registered Certificates to Certificate Owners requesting the same. Upon surrender to the Securities Administrator of the Certificates by the Depository, accompanied by registration instructions from the Depository for registration, the Securities Administrator shall issue the definitive Certificates. In addition, if an Event of Default has occurred and is continuing, each Certificate Owner materially adversely affected thereby may at its option request a definitive Certificate evidencing such Certificate Owner's interest in the related Class of Certificates. In order to make such request, such Certificate Owner shall, subject to the rules and procedures of the Depository, provide the Depository or the related Depository Participant with directions for the Securities Administrator to exchange or cause the exchange of the Certificate Owner's interest in such Class of Certificates for an equivalent interest in fully registered definitive form. Upon receipt by the Securities Administrator of instructions from the Depository directing the Securities Administrator to effect such exchange (such instructions to contain information regarding the Class of Certificates and the Certificate Principal Balance being exchanged, the Depository Participant account to be debited with the decrease, the registered holder of and delivery instructions for the definitive Certificate, and any other information reasonably required by the Securities Administrator), (i) the Securities Administrator shall instruct the Depository to reduce the related Depository Participant's account by the aggregate Certificate Principal Balance of the definitive Certificate, (ii) the Securities Administrator shall execute and deliver, in accordance with the registration and delivery instructions provided by the Depository, a Definitive Certificate evidencing such Certificate Owner's interest in such Class of Certificates and (iii) the Securities Administrator shall execute a new Book-Entry Certificate reflecting the reduction in the aggregate Certificate Principal Balance of such Class of Certificates by the amount of the definitive Certificates. Neither the Depositor nor the Securities Administrator shall be liable for any delay in the delivery of any instructions required pursuant to this Section 5.01(b) and may conclusively rely on, and shall be protected in relying on, such instructions. (c) (i) As provided herein, the REMIC Administrator will make an election to treat the segregated pool of assets consisting of the Group II Mortgage Loans and certain other related assets subject to this Agreement as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as "REMIC I." Component I of the Class R Certificates will represent the sole Class of "residual interests" in REMIC I for purposes of the REMIC Provisions (as defined herein) under federal income tax law. The following table irrevocably sets forth the designation, Uncertificated Pass-Through Rate and initial Uncertificated Principal Balance for each of the "regular interests" in REMIC I and the designation and Certificate Principal Balance of the Class R Certificates allocable to Component I of the Class R Certificates. None of the REMIC I Regular Interests will be certificated. Initial Class Designation for each REMIC I Type of Uncertificated Uncertificated Assumed Final Interest Interest Pass-Through Rate Principal Balance Distribution Date* ------------------------------------ ------------- --------------------- ---------------------- --------------------Y-1 Regular Variable(1) $178,076.60 May 2036 Y-2 Regular Variable(2) $170,700.11 May 2036 Y-3 Regular Variable(3) $184,611.73 May 2036 Y-4 Regular Variable (4) $24,283.01 May 2036 Z-1 Regular Variable(1) $356,008,565.34 May 2036 Z-2 Regular Variable(2) $341,261,590.36 May 2036 Z-3 Regular Variable (3) $369,038,840.82 May 2036 Z-4 Regular Variable(4) $48,541,740.67 May 2036 Component I of the Class R Certificates Residual (5) $0 May 2036 _______________________ * The Distribution Date in the specified month, which is the month following the month the latest maturing Mortgage Loan in the related Sub-Loan Group matures. For federal income tax purposes, for each REMIC I Regular Interest, the "latest possible maturity date" shall be the Assumed Final Distribution Date. (1) Interest distributed to REMIC I Regular Interests Y-1 and Z-1 on each Distribution Date will have accrued at the weighted average of the Net Rates for the Sub-Loan Group II-1 Mortgage Loans on the applicable Uncertificated Principal Balance outstanding immediately before such Distribution Date. (2) Interest distributed to REMIC I Regular Interests Y-2 and Z-2 on each Distribution Date will have accrued at the weighted average of the Net Rates for the Sub-Loan Group II-2 Mortgage Loans on the applicable Uncertificated Principal Balance outstanding immediately before such Distribution Date. (3) Interest distributed to REMIC I Regular Interests Y-3 and Z-3 on each Distribution Date will have accrued at the weighted average of the Net Rates for the Sub-Loan Group II-3 Mortgage Loans on the applicable Uncertificated Principal Balance outstanding immediately before such
Distribution Date. (4) Interest distributed to REMIC I Regular Interests Y-4 and Z-4 on each Distribution Date will have accrued at the weighted average of the Net Rates for the Sub-Loan Group II-4 Mortgage Loans on the applicable Uncertificated Principal Balance outstanding immediately before such Distribution Date. (5) Component I of the Class R Certificates will not bear interest. (ii) As provided herein, the REMIC Administrator will make an election to treat the segregated pool of assets consisting of the Group III Mortgage Loans and certain other related assets subject to this Agreement as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as "REMIC II." Component II of the Class R Certificates will represent the sole Class of "residual interests" in REMIC II for purposes of the REMIC Provisions (as defined herein) under federal income tax law. The following table irrevocably sets forth the designation, Uncertificated Pass-Through Rate and initial Uncertificated Principal Balance for each of the "regular interests" in REMIC II and the designation and Certificate Principal Balance of the Class R Certificates allocable to Component II of the Class R Certificates. None of the REMIC II Regular Interests will be certificated. Initial Class Designation for each REMIC Type of Uncertificated Uncertificated Assumed Final II Interest Interest Pass-Through Rate Principal Balance Distribution Date* ------------------------------------ ------------- --------------------- ---------------------- --------------------Y-1 Regular Variable(1) $134,405.20 May 2036 Y-2 Regular Variable(2) $62,857.67 May 2036 Y-3 Regular Variable(3) $46,321.05 May 2036 Y-4 Regular Variable (4) $72,024.85 May 2036 Y-5 Regular Variable(5) $85,081.17 May 2036 Y-6 Regular Variable(6) $99,868.41 May 2036 Z-1 Regular Variable(1) $268,676,101.25 May 2036 Z-2 Regular Variable(2) $125,652,491.46 May 2036 Z-3 Regular Variable (3) $92,595,822.02 May 2036 Z-4 Regular Variable(4) $143,977,666.82 May 2036 Z-5 Regular Variable(5) $170,077,332.14 May 2036 Z-6 Regular Variable(6) $199,636,950.13 May 2036 Component II of the Class R Certificates Residual (7) $0 May 2036 _______________________ * The Distribution Date in the specified month, which is the month following the month the latest maturing Mortgage Loan in the related Sub-Loan Group matures. For federal income tax purposes, for each REMIC II Regular Interest, the "latest possible maturity date" shall be the Assumed Final Distribution Date. Interest distributed to REMIC II Regular Interests Y-1 and Z-1 on each Distribution Date will have accrued at the weighted average of the Net Rates for the Sub-Loan Group III-1 Mortgage Loans on the applicable Uncertificated Principal Balance outstanding immediately before such Distribution Date. Interest distributed to REMIC II Regular Interests Y-2 and Z-2 on each Distribution Date will have accrued at the weighted average of the Net Rates for the Sub-Loan Group III-2 Mortgage Loans on the applicable Uncertificated Principal Balance outstanding immediately before such Distribution Date. Interest distributed to REMIC II Regular Interests Y-3 and Z-3 on each Distribution Date will have accrued at the weighted average of the Net Rates for the Sub-Loan Group III-3 Mortgage Loans on the applicable Uncertificated Principal Balance outstanding immediately before such Distribution Date. Interest distributed to REMIC II Regular Interests Y-4 and Z-4 on each Distribution Date will have accrued at the weighted average of the Net Rates for the Sub-Loan Group III-4 Mortgage Loans on the applicable Uncertificated Principal Balance outstanding immediately before such Distribution Date. Interest distributed to REMIC II Regular Interests Y-5 and Z-5 on each Distribution Date will have accrued at the weighted average of the Net Rates for the Sub-Loan Group III-5 Mortgage Loans on the applicable Uncertificated Principal Balance outstanding immediately before such Distribution Date. Interest distributed to REMIC II Regular Interests Y-6 and Z-6 on each Distribution Date will have accrued at the weighted average of the Net Rates for the Sub-Loan Group III-6 Mortgage Loans on the applicable Uncertificated Principal Balance outstanding immediately before such Distribution Date. Component II of the Class R Certificates will not bear interest.
(1) (2)
(3) (4) (5) (6) (7)
(iii) As provided herein, the REMIC Administrator will make an election to treat the segregated pool of assets consisting of the Group I Loans and certain other related assets subject to this Agreement as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as "REMIC III." Component III of the Class R Certificates will represent the sole Class of "residual interests" in REMIC III for purposes of the REMIC Provisions under federal income tax law. The following table irrevocably sets forth the designation, Uncertificated Pass-Through Rate and initial Uncertificated Principal Balance for each of the "regular interests" in REMIC III and the designation and Certificate Principal Balance of the Class R Certificates allocable to Component III of the Class R Certificates. None of the REMIC III Regular Interests will be certificated. Initial Class Designation for each REMIC Type of Uncertificated Uncertificated Assumed Final III Interest Interest Pass-Through Rate Principal Balance Distribution Date* ------------------------------------ ------------- --------------------- ---------------------- --------------------LT1 Regular Variable(1) $921,083,293.36 May 2036 LT2 Regular Variable(1) $29,873.87 May 2036 LT3 Regular 0.00% 62,249.90 May 2036 LT4 Regular Variable(2) $62,249.90 May 2036 Component III of the Class R Certificates Regular (3) $0 May 2036 ______________________ * The Distribution Date in the specified month, which is the month following the month the latest maturing Mortgage Loan in the related Loan Group matures. For federal income tax purposes, for each REMIC III Regular Interest, the "latest possible maturity date" shall be the Assumed Final Distribution Date. REMIC III Regular Interests LT1 and LT2 will bear interest at a variable rate equal to the weighted average of the Net Rates on the Group I Mortgage Loans. REMIC III Regular Interest LT4 will bear interest at a variable rate equal to twice the weighted average of the Net Rates on the Group I Mortgage Loans. Component III of the Class R Certificates will not bear interest.
(1) (2) (3)
(iv) As provided herein, the REMIC Administrator will make an election to treat the segregated pool of assets consisting of the REMIC I Regular Interests and any proceeds thereof as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as "REMIC IV." Component IV of the Class R Certificates will represent the sole Class of "residual
interests" in REMIC IV for purposes of the REMIC Provisions under federal income tax law. The following table irrevocably sets forth the designation, Uncertificated Pass-Through Rate and initial Uncertificated Principal Balance for each of the "regular interests" in REMIC IV and the designation and Certificate Principal Balance of the Class R Certificates allocable to Component IV of the Class R Certificates. Class Designation for each Type of Initial Uncertificated Uncertificated Pass-Through REMIC IV Interest Interest Principal Balance Rate ------------------------------------ ------------- --------------------- ---------------------- --------------------II-1A Regular $325,020,000 (1) II-2A Regular $311,556,000 (2) II-3A Regular $336,916,000 (3) II-4A-1 Regular $40,066,000 (4) II-4A-2 Regular $4,250,000 (4) II-B-1 Regular $36,250,000 (5) II-B-2 Regular $20,635,000 (5) II-B-3 Regular $13,943,000 (5) II-B-4 Regular $11,712,000 (5) II-B-5 Regular $8,923,000 (5) II-B-6 Regular $6,137,409 (5) Component IV of the Class R Residual $0 (6) Certificates ______________________ (1) REMIC IV Regular Interest II-1A will bear interest at a variable rate equal to the weighted of the Net Rates of the Sub-Loan Group II-1 Mortgage Loans. REMIC IV Regular Interest II-2A will bear interest at a variable rate equal to the weighted of the Net Rates of the Sub-Loan Group II-2 Mortgage Loans. REMIC IV Regular Interest II-3A will bear interest at a variable rate equal to the weighted of the Net Rates of the Sub-Loan Group II-3 Mortgage Loans. REMIC IV Regular Interests II-4A-1 and II-4A-2 will bear interest at a variable weighted average of the Net Rates of the Sub-Loan Group II-4 Mortgage Loans. average
(2)
average
(3)
average
(4)
rate equal to the
(5)
REMIC IV Regular Interests II-B-1, II-B-2, II-B-3, II-B-4, II-B-5 and II-B-6 will bear interest at a variable rate equal to the weighted average of the weighted average of the Net Rates in each related Sub-Loan Group weighted in proportion to the results of subtracting from the aggregate principal balance of each related Sub-Loan Group, the Certificate Principal Balance of the related Classes of Senior Certificates. For purposes of the REMIC Provisions, the foregoing rate will be the weighted average of the Uncertificated Pass-through Rate for each of the REMIC I Y Regular Interests. Component IV of the Class R Certificates will not bear interest.
(6)
(v) As provided herein, the REMIC Administrator will make an election to treat the segregated pool of assets consisting of the REMIC II Regular Interests and any proceeds thereof as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as "REMIC V." Component V of the Class R Certificates will represent the sole Class of "residual interests" in REMIC V for purposes of the REMIC Provisions under federal income tax law. The following table irrevocably sets forth the designation, Uncertificated Pass-Through Rate and initial Uncertificated Principal Balance for each of the "regular interests" in REMIC V and the designation and Certificate Principal Balance of the Class R Certificates allocable to Component V of the Class R Certificates. Class Designation for each Initial Uncertificated Uncertificated REMIC V Interest Type of Interest Principal Balance Pass-Through Rate ------------------------------------ ------------- --------------------- ---------------------- --------------------III-1A Regular $251,069,000 (1) III-2A Regular $117,418,000 (2) III-3A-1 Regular $80,413,000 (3) III-3A-2 Regular $6,114,000 (3) III-4A Regular $134,542,000 (4) III-5A-1 Regular $147,700,000 (5) III-5A-2 Regular $11,231,000 (5) III-6A-1 Regular $166,580,000 (6) III-6A-2 Regular $19,974,000 (6) III-B-1 Regular $23,526,000 (7) III-B-2 Regular $15,017,000 (7) III-B-3 Regular $9,510,000 (7) III-B-4 Regular $8,510,000 (7) III-B-5 Regular $5,506,000 (7) III-B-6 Regular $4,006,922 (7) Component V of the Class R Residual $0 (8) Certificates ______________________ (1) REMIC V Regular Interest III-1A will bear interest at a variable rate equal to the weighted of the Net Rates of the Sub-Loan Group III-1 Mortgage Loans. REMIC V Regular Interest III-2A will bear interest at a variable rate equal to the weighted of the Net Rates of the Sub-Loan Group III-2 Mortgage Loans. average
(2)
average
(3)
REMIC V Regular Interests III-3A-1 and III-3A-2 will bear interest at a variable rate equal to the weighted average of the Net Rates of the Sub-Loan Group III-3 Mortgage Loans. REMIC V Regular Interest III-4A will bear interest at a variable rate equal to the weighted of the Net Rates of the Sub-Loan Group III-4 Mortgage Loans. REMIC V Regular Interests III-5A-1 and III-5A-2 average
(4)
(5)
will bear interest at a variable rate equal to the
weighted average of the Net Rates of the Sub-Loan Group III-5 Mortgage Loans. (6) REMIC V Regular Interests III-6A-1 and III-6A-2 will bear interest at a variable rate equal to the weighted average of the Net Rates of the Sub-Loan Group III-6 Mortgage Loans. REMIC V Regular Interests III-B-1, III-B-2, III-B-3, III-B-4, III-B-5 and III-B-6 will bear interest at a variable rate equal to the weighted average of the weighted average of the Net Rates in each related Sub-Loan Group weighted in proportion to the results of subtracting from the aggregate principal balance of each related Sub-Loan Group, the Certificate Principal Balance of the related Classes of Senior Certificates. For purposes of the REMIC Provisions, the foregoing rate will be the weighted average of the Uncertificated Pass-through Rate for each of the REMIC II Y Regular Interests. Component V of the Class R Certificates will not bear interest.
(7)
(8)
(vi) As provided herein, the REMIC Administrator will make an election to treat the segregated pool of assets consisting of the REMIC III Regular Interests, REMIC IV Regular Interests and REMIC V Regular Interests and any proceeds thereof as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as "REMIC VI." Component VI of the Class R Certificates will represent the sole Class of "residual interests" in REMIC VI for purposes of the REMIC Provisions under federal income tax law. The following table irrevocably sets forth the designation, Uncertificated Pass-Through Rate (which is also the Pass-Through Rate for the Related Certificates) and initial Uncertificated Principal Balance for each of the "regular interests" in REMIC VI, and the designation and Certificate Principal Balance of the Class R Certificates allocable to Component VI of the Class R Certificates.
Class Designation for Type of Initial Uncertifiated Unertificated Pass-Through each REMIC VI Interest Interest Principal Balance Rate ------------------------------------ ------------- --------------------- ---------------------- --------------------Rate I-A-1 Regular $733,766,000 (1) I-A-2 Regular $92,124,000 (1) II-1A-1 Regular $276,267,000 (2) II-1A-2 Regular $48,753,000 (2) II-1X-1 Regular $0 (3) II-2A-1 Regular $281,681,000 (4) II-2A-2 Regular $29,875,000 (4) II-2X-1 Regular $0 (5) II-3A-1 Regular $304,609,000 (6) II-3A-2 Regular $32,307,000 (6) II-3X-1 Regular $0 (7) II-4A-1 Regular $40,066,000 (8) II-4A-2 Regular $4,250,000 (8) II-B-1 Regular $36,250,000 (9) II-B-2 Regular $20,635,000 (9) II-X-B1 Regular $0 (10) II-X-B2 Regular $0 (11) II-B-3 Regular $13,943,000 (12) II-B-4 Regular $11,712,000 (12) II-B-5 Regular $8,923,000 (12) II-B-6 Regular $6,137,409 (12) III-1A-1 Regular $233,328,000 (13) III-1A-2 Regular $17,741,000 (13) III-1X-1 Regular $0 (14) III-2A-1 Regular $109,121,000 (15) III-2A-2 Regular $8,297,000 (15) III-2X-1 Regular $0 (16) III-3A-1 Regular $80,413,000 (17) III-3A-2 Regular $6,114,000 (17) III-4A-1 Regular $125,035,000 (18) III-4A-2 Regular $9,507,000 (18) III-4X-1 Regular $0 (19) III-5A-1 Regular $147,700,000 (20) III-5A-2 Regular $11,231,000 (20) III-6A-1 Regular $166,580,000 (21) III-6A-2 Regular $19,974,000 (21) III-B-1 Regular $23,526,000 (22) III-B-2 Regular $15,017,000 (22) III-B-3 Regular $9,510,000 (22) III-B-4 Regular $8,510,000 (22) III-B-5 Regular $5,506,000 (22) III-B-6 Regular $4,006,922 (22) I-M-1 Regular $40,074,000 (23) I-M-2 Regular $19,346,000 (23) I-B-1 Regular $12,897,000 (24) I-B-2 Regular $4,606,000 (24) I-B-3 Regular $5,527,000 (24) I-XP Regular $0 (25) II-XP Regular $0 (25) B-IO-I and B-IO-P Regular $12,897,667 (26) Component VI of the Class R Certificates Residual $0 (27) ______________________ (1) REMIC VI Regular Interests I-A-1 and I-A-2 will bear interest at a variable rate equal to the least of (i) One-Month LIBOR plus the related Margin, (ii) 11.50% and (iii) the related Net Rate Cap. On or prior to the Distribution Date in February 2011, REMIC VI Regular Interests II-1A-1 and II-1A-2 will bear interest at a variable Pass Through Rate equal to the weighted average of the Net Rates of the Sub-Loan Group II-1 Mortgage Loans minus 0.97477% per annum. After the Distribution
(2)
Date in February 2011, REMIC VI Regular Interests II-1A-1 and II-1A-2 will bear interest at a variable Pass Through Rate equal to the weighted average of the Net Rates of the Sub-Loan Group II-1 Mortgage Loans. (3) On or prior to the Distribution Date in February 2011, REMIC VI Regular Interest II-1X-1 will bear interest at a fixed Pass Through Rate equal to 0.97477% per annum based on a notional amount equal to the Uncertificated Principal Balance of REMIC VI Regular Interests II-1A-1 and II-1A-2. After the Distribution Date in February 2011, REMIC VI Regular Interest II-1X-1 will not bear any interest. On or prior to the Distribution Date in February 2011, REMIC VI Regular Interests II-2A-1 and II-2A-2 will bear interest at a variable Pass Through Rate equal to the weighted average of the Net Rates of the Sub-Loan Group II-2 Mortgage Loans minus 0.40650% per annum. After the Distribution Date in February 2011, REMIC VI Regular Interests II-2A-1 and II-2A-2 will bear interest at a variable Pass Through Rate equal to the weighted average of the Net Rates of the Sub-Loan Group II-2 Mortgage Loans. On or prior to the Distribution Date in February 2011, REMIC VI Regular Interest II-2X-1 will bear interest at a fixed Pass Through Rate equal to 0.40650% per annum based on a notional amount equal to the Uncertificated Principal Balance of REMIC VI Regular Interests II-2A-1 and II-2A-2. After the Distribution Date in February 2011, REMIC VI Regular Interest II-2X-1 will not bear any interest. On or prior to the Distribution Date in February 2011, REMIC VI Regular Interests II-3A-1 and II-3A-2 will bear interest at a variable Pass Through Rate equal to the weighted average of the Net Rates of the Sub-Loan Group II-3 Mortgage Loans minus 0.38896% per annum. After the Distribution Date in February 2011, REMIC VI Regular Interests II-3A-1 and II-3A-2 will bear interest at a variable Pass Through Rate equal to the weighted average of the Net Rates of the Sub-Loan Group II-3 Mortgage Loans. On or prior to the Distribution Date in February 2011, REMIC VI Regular Interest II-3X-1 will bear interest at a fixed Pass Through Rate equal to 0.38896% per annum based on a notional amount equal to the Uncertificated Principal Balance of REMIC VI Regular Interests II-3A-1 and II-3A-2. After the Distribution Date in February 2011, REMIC VI Regular Interest II-3X-1 will not bear any interest. The Class II-4A-1 REMIC VI Regular Interest and the Class II-4A-2 REMIC VI Regular Interest will bear interest at a variable rate equal to the weighted average of the Net Rates of the Sub-Loan Group II-4 Mortgage Loans. REMIC VI Regular Interests II-B-1 and II-B-2 will bear least of (i) One-Month LIBOR plus the related Margin, Cap. interest at a variable rate equal to the (ii) 10.50% and (iii) the related Net Rate
(4)
(5)
(6)
(7)
(8)
(9)
(10) REMIC VI Regular Interest II-X-B1 will bear interest based on the notional amount and excess, if any, of (i) the related Net Rate Cap over (ii) the lesser of (a) one-month LIBOR plus the Class II-B-1 related Margin and (b) 10.50%. (11) REMIC VI Regular Interest II-X-B2 will bear interest based on the notional amount and excess, if any, of (i) the related Net Rate Cap over (ii) the lesser of (a) one-month LIBOR plus the Class II-B-2 related Margin and (b) 10.50%. (12) REMIC VI Regular Interests II-B-3, II-B-4, II-B-5 and II-B-6 will bear interest at a variable rate equal to the weighted average of the Net Rate of the Mortgage Loans in Loan Group II weighted in proportion to the results of subtracting from the aggregate principal balance of Loan Group II, the Certificate Principal Balance of the related Classes of Senior Certificates. For federal income tax purposes, the interest rate on each foregoing REMIC VI Regular Interest is equal to the interest rate on the REMIC IV Regular Interest bearing the same alphanumeric class designation.
(13) On or prior to the Distribution Date in February 2011, REMIC VI Regular Interests III-1A-1 and III-1A-2 will bear interest at a variable Pass Through Rate equal to the weighted average of the Net Rates of the Sub-Loan Group III-1 Mortgage Loans minus 0.43830% per annum. After the Distribution Date in February 2011, REMIC VI Regular Interests III-1A-1 and III-1A-2 will bear interest at a variable Pass Through Rate equal to the weighted average of the Net Rates of the Sub-Loan Group III-1 Mortgage Loans. (14) On or prior to the Distribution Date in February 2011, REMIC VI Regular Interest III-1X-1 will bear interest at a fixed Pass Through Rate equal to 0.43830% per annum based on a notional amount equal to the Uncertificated Principal Balance of REMIC VI Regular Interests III-1A-1 and III-1A-2. After the Distribution Date in February 2011, REMIC VI Regular Interest III-1X-1 will not bear any interest. (15) On or prior to the Distribution Date in February 2011, REMIC VI Regular Interests III-2A-1 and III-2A-2 will bear interest at a variable Pass Through Rate equal to the weighted average of the Net Rates of the Sub-Loan Group III-2 Mortgage Loans minus 1.00843% per annum. After the Distribution Date in February 2011, REMIC VI Regular Interests III-2A-1 and III-2A-2 will bear interest at a variable Pass Through Rate equal to the weighted average of the Net Rates of the Sub-Loan Group III-2 Mortgage Loans. (16) On or prior to the Distribution Date in February 2011, REMIC VI Regular Interest III-2X-1 will bear interest at a fixed Pass Through Rate equal to 1.00843% per annum based on a notional amount equal to the Uncertificated Principal Balance of REMIC VI Regular Interests III-2A-1 and III-2A-2. After the Distribution Date in February 2011,REMIC VI Regular Interest III-2X-1 will not bear any interest. (17) REMIC VI Regular Interests III-3A-1 and III-3A-2 will bear interest at a variable rate equal to the weighted average of the Net Rates of the Sub-Loan Group III-3 Mortgage Loans.
(18) On or prior to the Distribution Date in February 2011, REMIC VI Regular Interests III-4A-1 and III-4A-2 will bear interest at a variable Pass Through Rate equal to the weighted average of the Net Rates of the Sub-Loan Group III-4 Mortgage Loans minus 0.35747% per annum. After the Distribution Date in February 2011, REMIC VI Regular Interests III-4A-1 and III-4A-2 will bear interest at a variable Pass Through Rate equal to the weighted average of the Net Rates of the Sub-Loan Group III-4 Mortgage Loans. (19) On or prior to the Distribution Date in February 2011, REMIC VI Regular Interest III-4X-1 will bear interest at a fixed Pass Through Rate equal to 0.35747% per annum based on a notional amount equal to the Uncertificated Principal Balance of REMIC VI Regular Interests III-4A-1 and III-4A-2. After the Distribution Date in February 2011, REMIC VI Regular Interest III-4X-1 will not bear any interest. (20) REMIC VI Regular Interests III-5A-1 and III-5A-2 will bear interest at a variable rate equal to the weighted average of the Net Rates of the Sub-Loan Group III-5 Mortgage Loans. (21) REMIC VI Regular Interests III-6A-1 and III-6A-2 will bear interest at a variable rate equal to the weighted average of the Net Rates of the Sub-Loan Group III-6 Mortgage Loans. (22) REMIC VI Regular Interests III-B-1, III-B-2, III-B-3, III-B-4, III-B-5 and III-B-6 will bear interest at a variable rate equal to the weighted average of the Net Rate of the Mortgage Loans in Loan Group III weighted in proportion to the results of subtracting from the aggregate principal balance of Loan Group III, the Certificate Principal Balance of the related Classes of Senior Certificates. For federal income tax purposes, the interest rate on each foregoing REMIC VI Regular Interest is equal to the interest rate on the REMIC V Regular Interest bearing the same alphanumeric class designation. (23) REMIC VI Regular Interests I-M-1 and I-M-2 will bear interest at a rate equal to the least of (i) One-Month LIBOR plus the related Margin, (ii) 11.50% and (iii) the related Net Rate Cap. (24) REMIC VI Regular Interests I-B-1, I-B-2 and I-B-3 will bear interest at a rate equal to the least of (i) One-Month LIBOR plus the related Margin, (ii) 11.50% and (iii) the related Net Rate Cap. (25) The Class XP Certificates will not bear any interest. The Class XP Certificates will be entitled to receive Prepayment Charges collected with respect to the Prepayment Charge Loans. The Class XP Certificates will not represent an interest in any REMIC, they will instead represent an interest in the Trust constituted by this Agreement that is a strip of Prepayment Charges associated with the Prepayment Charge Loans. (26) The Class B-IO Certificates will bear interest at a per annum rate equal to the Class B-IO Pass-Through Rate on its Notional Amount. Amounts paid, or deemed paid, to the Class B-IO Certificates shall be deemed to first be paid to REMIC VI Regular Interest B-IO-I in reduction of accrued and unpaid interest thereon until such accrued and unpaid interest shall have been reduced to zero and shall then be deemed paid to REMIC VI Regular Interest B-IO-P in reduction of the principal balance thereof. (27) Component VI of the Class R Certificates will not bear interest. (vii) As provided herein, the REMIC Administrator will make an election to treat the segregated pool of assets consisting of REMIC VI Regular Interests B-IO-I and B-IO-P and any proceeds thereof as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as "REMIC VII." The Class R-X Certificates will represent the sole Class of "residual interests" in REMIC VII for purposes of the REMIC Provisions under federal income tax law. The following table irrevocably sets forth the designation, Uncertificated Pass-Through Rate and initial Uncertificated Principal Balance for the single "regular interest" in REMIC VII and the designation and Certificate Principal Balance of the Class R-X Certificates. Class Designation for each REMIC VII Interest B-IO Class R-X Certificates (1) Type of Interest Regular Residual Initial Uncertificated Principal Balance $12,897,667 $0 Uncertificated Pass-Through Rate (1) (2)
(2)
The Class B-IO Certificates will bear interest at a per annum rate equal to the Class B-IO Pass-Through Rate on its Notional Amount. The REMIC VII Regular Interest will not have an Uncertificated Pass-Through Rate, but will be entitled to 100% of all amounts distributed or deemed distributed on REMIC VI Regular Interests B-IO-I and B-IO-P. The Class R-X Certificates will not bear interest.
(d) Solely for purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date in the Trust Fund has been designated as the "latest possible maturity date" for the REMIC I Regular Interests, REMIC II Regular Interests, REMIC III Regular Interests, REMIC IV Regular Interests, REMIC V Regular Interests, REMIC VI Regular Interests and REMIC VII Regular Interest and the Certificates. (e) With respect to each Distribution Date, each Class of Certificates shall accrue interest during the related Interest Accrual Period. With respect to each Distribution Date and each such Class of Certificates (other than the Residual Certificates or the Class B-IO Certificates), interest shall be calculated, on the basis of a 360-day year and the actual number of days elapsed in the related Interest Accrual Period, based upon the respective Pass-Through Rate set forth, or determined as provided, above and the Certificate Principal Balance of such Class applicable to such Distribution Date. With respect to each Distribution Date and the Class B-IO Certificates, interest shall be calculated, on the basis of a 360-day year consisting of twelve 30-day months, based upon the Pass-Through Rate set forth, or determined as provided, above and the Notional Amount of such Class applicable to such Distribution Date. (f) The Certificates shall be substantially in the forms set forth in Exhibits A-1, A-2, A-3, A-4, A-5-1, A-5-2, A-6, A-7, A-8, A-9, A-10, A-11, A-12, A-13, A-14, A-15, A-16 and A-17. On original issuance, the Securities Administrator shall sign, countersign and shall deliver them at the direction of the Depositor. Pending the preparation of definitive Certificates of any Class, the Securities Administrator may sign and countersign temporary Certificates that are printed, lithographed
or typewritten, in authorized denominations for Certificates of such Class, substantially of the tenor of the definitive Certificates in lieu of which they are issued and with such appropriate insertions, omissions, substitutions and other variations as the officers or authorized signatories executing such Certificates may determine, as evidenced by their execution of such Certificates. If temporary Certificates are issued, the Depositor will cause definitive Certificates to be prepared without unreasonable delay. After the preparation of definitive Certificates, the temporary Certificates shall be exchangeable for definitive Certificates upon surrender of the temporary Certificates at the office of the Securities Administrator, without charge to the Holder. Upon surrender for cancellation of any one or more temporary Certificates, the Securities Administrator shall sign and countersign and deliver in exchange therefor a like aggregate principal amount, in authorized denominations for such Class, of definitive Certificates of the same Class. Until so exchanged, such temporary Certificates shall in all respects be entitled to the same benefits as definitive Certificates. (g) Each Class of Book-Entry Certificates will be registered as a single Certificate of such Class held by a nominee of the Depository or the DTC Custodian, and beneficial interests will be held by investors through the book-entry facilities of the Depository in minimum denominations of (i) in the case of the Senior Certificates, $25,000 and in each case increments of $1.00 in excess thereof, and (ii) in the case of the Offered Subordinate Certificates, $25,000 and increments of $1.00 in excess thereof, except that one Certificate of each such Class may be issued in a different amount so that the sum of the denominations of all outstanding Certificates of such Class shall equal the Certificate Principal Balance of such Class on the Closing Date. On the Closing Date, the Securities Administrator shall execute and countersign Physical Certificates all in an aggregate principal amount that shall equal the Certificate Principal Balance of such Class on the Closing Date. The Group II Non-offered Subordinate Certificates shall be issued in certificated fully-registered form in minimum dollar denominations of $25,000 and integral multiples of $1.00 in excess thereof, except that one Group II Non-offered Subordinate Certificate of each Class may be issued in a different amount so that the sum of the denominations of all outstanding Private Certificates of such Class shall equal the Certificate Principal Balance of such Class on the Closing Date. The Residual Certificates shall each be issued in certificated fully-registered form with no denomination. Each Class of Global Certificates, if any, shall be issued in fully registered form in minimum dollar denominations of $25,000 and integral multiples of $1.00 in excess thereof, except that one Certificate of each Class may be in a different denomination so that the sum of the denominations of all outstanding Certificates of such Class shall equal the Certificate Principal Balance of such Class on the Closing Date. On the Closing Date, the Securities Administrator shall execute and countersign (i) in the case of each Class of Offered Certificates, the Certificate in the entire Certificate Principal Balance of the respective Class and (ii) in the case of each Class of Private Certificates, Individual Certificates all in an aggregate principal amount that shall equal the Certificate Principal Balance of each such respective Class on the Closing Date. The Certificates referred to in clause (i) and if at any time there are to be Global Certificates, the Global Certificates shall be delivered by the Depositor to the Depository or pursuant to the Depository's instructions, shall be delivered by the Depositor on behalf of the Depository to and deposited with the DTC Custodian. The Securities Administrator shall sign the Certificates by facsimile or manual signature and countersign them by manual signature on behalf of the Securities Administrator by one or more authorized signatories, each of whom shall be Responsible Officers of the Securities Administrator or its agent. A Certificate bearing the manual and facsimile signatures of individuals who were the authorized signatories of the Securities Administrator or its agent at the time of issuance shall bind the Securities Administrator, notwithstanding that such individuals or any of them have ceased to hold such positions prior to the delivery of such Certificate. (h) No Certificate shall be entitled to any benefit under this Agreement, or be valid for any purpose, unless there appears on such Certificate the manually executed countersignature of the Securities Administrator or its agent, and such countersignature upon any Certificate shall be conclusive evidence, and the only evidence, that such Certificate has been duly executed and delivered hereunder. All Certificates issued on the Closing Date shall be dated the Closing Date. All Certificates issued thereafter shall be dated the date of their countersignature. (i) The Closing Date is hereby designated the meaning of Section 860G(a)(9) of the Code. as the "startup" day of each 2006-3 REMIC within 2006-3 REMIC shall have a tax year that is a
(j) For federal income tax purposes, each calendar year and shall report income on an accrual basis.
(k) The Securities Administrator on behalf of the Trustee shall cause each 2006-3 REMIC to timely elect to be treated as a REMIC under Section 860D of the Code. Any inconsistencies or ambiguities in this Agreement or in the administration of any Trust established hereby shall be resolved in a manner that preserves the validity of such elections. (l) The following legend shall be placed on the Residual Certificates, whether upon original issuance or upon issuance of any other Certificate of any such Class in exchange therefor or upon transfer thereof: ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY IF THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE MASTER SERVICER AND THE SECURITIES ADMINISTRATOR THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES, ANY STATE OR POLITICAL SUBDIVISION THEREOF, ANY POSSESSION OF THE UNITED STATES, OR ANY AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING (OTHER THAN AN INSTRUMENTALITY WHICH IS A CORPORATION IF ALL OF ITS ACTIVITIES ARE SUBJECT TO TAX AND EXCEPT FOR FREDDIE MAC, A MAJORITY OF ITS BOARD OF DIRECTORS IS NOT SELECTED BY SUCH GOVERNMENTAL UNIT), (B) A FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF EITHER OF THE FOREGOING, (C) ANY ORGANIZATION (OTHER THAN CERTAIN FARMERS' COOPERATIVES DESCRIBED IN SECTION 521 OF THE CODE) WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE (INCLUDING THE TAX IMPOSED BY SECTION 511 OF THE CODE ON UNRELATED BUSINESS TAXABLE INCOME), (D) RURAL ELECTRIC AND TELEPHONE COOPERATIVES DESCRIBED IN SECTION 1381(a)(2)(C) OF THE CODE, (E) AN ELECTING LARGE PARTNERSHIP UNDER SECTION 775(a) OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (A), (B), (C), (D) OR (E) BEING HEREIN REFERRED TO AS A "DISQUALIFIED ORGANIZATION"), OR (F) AN AGENT OF A DISQUALIFIED ORGANIZATION, (2) NO PURPOSE OF SUCH TRANSFER IS TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX AND (3) SUCH TRANSFEREE SATISFIES CERTAIN ADDITIONAL CONDITIONS RELATING TO THE FINANCIAL CONDITION OF THE PROPOSED TRANSFEREE. NOTWITHSTANDING THE REGISTRATION IN THE CERTIFICATE REGISTER OR ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED ORGANIZATION, SUCH REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON THIS CERTIFICATE. EACH HOLDER OF THIS CERTIFICATE BY ACCEPTANCE OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE CONSENTED TO THE PROVISIONS OF THIS PARAGRAPH. Section 5.02. Registration of Transfer and Exchange of Certificates. (a) The Securities Administrator shall maintain at its Corporate Trust Office a Certificate Register in which, subject to such reasonable regulations as it may prescribe, the Securities Administrator shall provide for the registration of Certificates and of transfers and exchanges of Certificates as herein provided.
(b) Subject to Section 5.01(a) and, in the case of any Global Certificate or Physical Certificate upon the satisfaction of the conditions set forth below, upon surrender for registration of transfer of any Certificate at any office or agency of the Securities Administrator maintained for such purpose, the Securities Administrator shall sign, countersign and shall deliver, in the name of the designated transferee or transferees, a new Certificate of a like Class and aggregate Fractional Undivided Interest, but bearing a different number. (c) By acceptance of a Private Certificate or a Residual Certificate, whether upon original issuance or subsequent transfer, each holder of such Certificate acknowledges the restrictions on the transfer of such Certificate set forth in the Securities Legend and agrees that it will transfer such a Certificate only as provided herein. In addition to the provisions of Section 5.02(h), the following restrictions shall apply with respect to the transfer and registration of transfer of an Private Certificate or a Residual Certificate to a transferee that takes delivery in the form of an Individual Certificate: (i) The Securities Administrator shall register the transfer of an Certificate if the requested transfer is being made to a transferee who has provided the Administrator with a Rule 144A Certificate or comparable evidence as to its QIB status. Individual Securities
(ii) The Securities Administrator shall register the transfer of any Individual Certificate if (x) the transferor has advised the Securities Administrator in writing that the Certificate is being transferred to an Institutional Accredited Investor along with facts surrounding the transfer as set forth in Exhibit F-3 hereto; and (y) prior to the transfer the transferee furnishes to the Securities Administrator an Investment Letter (and the Securities Administrator shall be fully protected in so doing), provided that, if based upon an Opinion of Counsel addressed to the Securities Administrator to the effect that the delivery of (x) and (y) above are not sufficient to confirm that the proposed transfer is being made pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the Securities Act and other applicable laws, the Securities Administrator shall as a condition of the registration of any such transfer require the transferor to furnish such other certifications, legal opinions or other information prior to registering the transfer of an Individual Certificate as shall be set forth in such Opinion of Counsel. (d) So long as a Global Certificate of such Class is outstanding and is held by or on behalf of the Depository, transfers of beneficial interests in such Global Certificate, or transfers by holders of Individual Certificates of such Class to transferees that take delivery in the form of beneficial interests in the Global Certificate, may be made only in accordance with Section 5.02(h), the rules of the Depository and the following: (i) In the case of a beneficial interest in the Global Certificate being transferred to an Institutional Accredited Investor, such transferee shall be required to take delivery in the form of an Individual Certificate or Certificates and the Securities Administrator shall register such transfer only upon compliance with the provisions of Section 5.02(c)(ii). (ii) In the case of a beneficial interest in a Class of Global Certificates being transferred to a transferee that takes delivery in the form of an Individual Certificate or Certificates of such Class, except as set forth in clause (i) above, the Securities Administrator shall register such transfer only upon compliance with the provisions of Section 5.02(c)(i). (iii) In the case of an Individual Certificate of a Class being transferred to a transferee that takes delivery in the form of a beneficial interest in a Global Certificate of such Class, the Securities Administrator shall register such transfer if the transferee has provided the Securities Administrator with a Rule 144A Certificate or comparable evidence as to its QIB status. (iv) No restrictions shall apply with respect to the transfer or registration of transfer of a beneficial interest in the Global Certificate of a Class to a transferee that takes delivery in the form of a beneficial interest in the Global Certificate of such Class; provided that each such transferee shall be deemed to have made such representations and warranties contained in the Rule 144A Certificate as are sufficient to establish that it is a QIB. (e) Subject to Section 5.02(h), an exchange of a beneficial interest in a Global Certificate of a Class for an Individual Certificate or Certificates of such Class, an exchange of an Individual Certificate or Certificates of a Class for a beneficial interest in the Global Certificate of such Class and an exchange of an Individual Certificate or Certificates of a Class for another Individual Certificate or Certificates of such Class (in each case, whether or not such exchange is made in anticipation of subsequent transfer, and, in the case of the Global Certificate of such Class, so long as such Certificate is outstanding and is held by or on behalf of the Depository) may be made only in accordance with Section 5.02(h), the rules of the Depository and the following: (ii) A holder of a beneficial interest in a Global Certificate of a Class may at any time exchange such beneficial interest for an Individual Certificate or Certificates of such Class. (iii) A holder of an Individual Certificate or Certificates of a Class may exchange such Certificate or Certificates for a beneficial interest in the Global Certificate of such Class if such holder furnishes to the Securities Administrator a Rule 144A Certificate or comparable evidence as to its QIB status. (iv) A holder of an Individual Certificate of a Class may exchange such Certificate for an equal aggregate principal amount of Individual Certificates of such Class in different authorized denominations without any certification. (f) (i) Upon acceptance for exchange or transfer of an Individual Certificate of a Class for a beneficial interest in a Global Certificate of such Class as provided herein, the Securities Administrator shall cancel such Individual Certificate and shall (or shall request the Depository to) endorse on the schedule affixed to the applicable Global Certificate (or on a continuation of such schedule affixed to the Global Certificate and made a part thereof) or otherwise make in its books and records an appropriate notation evidencing the date of such exchange or transfer and an increase in the certificate balance of the Global Certificate equal to the certificate balance of such Individual Certificate exchanged or transferred therefor. (ii) Upon acceptance for exchange or transfer of a beneficial interest in a Global Certificate of a Class for an Individual Certificate of such Class as provided herein, the Securities Administrator shall (or shall request the Depository to) endorse on the schedule affixed to such Global Certificate (or on a continuation of such schedule affixed to such Global Certificate and made a part thereof) or otherwise make in its books and records an appropriate notation evidencing the date of such exchange or transfer and a decrease in the certificate balance of such Global Certificate equal to the certificate balance of such Individual Certificate issued in exchange therefor or upon transfer thereof. (g) for or upon Certificate. The Securities Legend shall be placed on any Individual Certificate issued in exchange transfer of another Individual Certificate or of a beneficial interest in a Global
(h) Subject to the restrictions on transfer and exchange set forth in this Section 5.02, the holder of any Individual Certificate may transfer or exchange the same in whole or in part (in an initial certificate balance equal to the minimum authorized denomination set forth in Section 5.01(g) or
any integral multiple of $1.00 in excess thereof) by surrendering such Certificate at the Corporate Trust Office of the Securities Administrator, or at the office of any transfer agent, together with an executed instrument of assignment and transfer satisfactory in form and substance to the Securities Administrator in the case of transfer and a written request for exchange in the case of exchange. The holder of a beneficial interest in a Global Certificate may, subject to the rules and procedures of the Depository, cause the Depository (or its nominee) to notify the Securities Administrator in writing of a request for transfer or exchange of such beneficial interest for an Individual Certificate or Certificates. Following a proper request for transfer or exchange, the Securities Administrator shall, within five Business Days of such request made at the Corporate Trust Office of the Securities Administrator, sign, countersign and deliver at the Corporate Trust Office of the Securities Administrator, to the transferee (in the case of transfer) or holder (in the case of exchange) or send by first class mail at the risk of the transferee (in the case of transfer) or holder (in the case of exchange) to such address as the transferee or holder, as applicable, may request, an Individual Certificate or Certificates, as the case may require, for a like aggregate Fractional Undivided Interest and in such authorized denomination or denominations as may be requested. The presentation for transfer or exchange of any Individual Certificate shall not be valid unless made at the Corporate Trust Office of the Securities Administrator by the registered holder in person, or by a duly authorized attorney-in-fact. (i) At the option of the Certificateholders, Certificates may be exchanged for other Certificates of authorized denominations of a like Class and aggregate Fractional Undivided Interest, upon surrender of the Certificates to be exchanged at the Corporate Trust Office of the Securities Administrator; provided, however, that no Certificate may be exchanged for new Certificates unless the original Fractional Undivided Interest represented by each such new Certificate (i) is at least equal to the minimum authorized denomination or (ii) is acceptable to the Depositor as indicated to the Securities Administrator in writing. Whenever any Certificates are so surrendered for exchange, the Securities Administrator shall sign and countersign and the Securities Administrator shall deliver the Certificates which the Certificateholder making the exchange is entitled to receive. (j) If the Securities Administrator so requires, every Certificate presented or surrendered for transfer or exchange shall be duly endorsed by, or be accompanied by a written instrument of transfer, with a signature guarantee, in form satisfactory to the Securities Administrator, duly executed by the holder thereof or his or her attorney duly authorized in writing. (k) No service charge shall be made for any transfer or exchange of Certificates, but the Securities Administrator may require payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any transfer or exchange of Certificates. (l) The Securities Administrator shall cancel all Certificates surrendered for transfer or exchange but shall retain such Certificates in accordance with its standard retention policy or for such further time as is required by the record retention requirements of the Exchange Act, and thereafter may destroy such Certificates. Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates. (a) If (i) any mutilated Certificate is surrendered to the Securities Administrator, or the Securities Administrator receives evidence to its satisfaction of the destruction, loss or theft of any Certificate, and (ii) there is delivered to the Securities Administrator such security or indemnity as it may require to save it harmless, and (iii) the Securities Administrator has not received notice that such Certificate has been acquired by a third Person, the Securities Administrator shall sign, countersign and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Certificate, a new Certificate of like tenor and Fractional Undivided Interest but in each case bearing a different number. The mutilated, destroyed, lost or stolen Certificate shall thereupon be canceled of record by the Securities Administrator and shall be of no further effect and evidence no rights. (b) Upon the issuance of any new Certificate under this Section 5.03, the Securities Administrator may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses (including the fees and expenses of the Securities Administrator) connected therewith. Any duplicate Certificate issued pursuant to this Section 5.03 shall constitute complete and indefeasible evidence of ownership in the Trust Fund, as if originally issued, whether or not the lost, stolen or destroyed Certificate shall be found at any time. Section 5.04. Persons Deemed Owners. Prior to due presentation of a Certificate for registration of transfer, the Depositor, the Securities Administrator and any agent of the Depositor or the Securities Administrator may treat the Person in whose name any Certificate is registered as the owner of such Certificate for the purpose of receiving distributions pursuant to Section 6.01 and for all other purposes whatsoever. Neither the Depositor, the Securities Administrator nor any agent of the Depositor or the Securities Administrator shall be affected by notice to the contrary. No Certificate shall be deemed duly presented for a transfer effective on any Record Date unless the Certificate to be transferred is presented no later than the close of business on the third Business Day preceding such Record Date. Section 5.05. Transfer Restrictions on Residual Certificates. (a) Residual Certificates, or interests therein, may not be transferred without the prior express written consent of the Tax Matters Person and the Sponsor, which cannot be unreasonably withheld. As a prerequisite to such consent, the proposed transferee must provide the Tax Matters Person, the Sponsor and the Securities Administrator with an affidavit that the proposed transferee is a Permitted Transferee (and an affidavit that it is a U.S. Person, unless, in the case of a Class R Certificate only, the Tax Matters Person and the Sponsor consent to the transfer to a person who is not a U.S. Person) as provided in Section 5.05(b). (b) No transfer, sale or other disposition of a Residual Certificate (including a beneficial interest therein) may be made unless, prior to the transfer, sale or other disposition of a Residual Certificate, the proposed transferee (including the initial purchasers thereof) delivers to the Tax Matters Person, the Securities Administrator and the Depositor an affidavit in the form attached hereto as Exhibit E stating, among other things, that as of the date of such transfer (i) such transferee is a Permitted Transferee and that (ii) such transferee is not acquiring such Residual Certificate for the account of any person who is not a Permitted Transferee. The Tax Matters Person shall not consent to a transfer of a Residual Certificate if it has actual knowledge that any statement made in the affidavit issued pursuant to the preceding sentence is not true. Notwithstanding any transfer, sale or other disposition of a Residual Certificate to any Person who is not a Permitted Transferee, such transfer, sale or other disposition shall be deemed to be of no legal force or effect whatsoever and such Person shall not be deemed to be a Holder of a Residual Certificate for any purpose hereunder, including, but not limited to, the receipt of distributions thereon. If any purported transfer shall be in violation of the provisions of this Section 5.05(b), then the prior Holder thereof shall, upon discovery that the transfer of such Residual Certificate was not in fact permitted by this Section 5.05(b), be restored to all rights as a Holder thereof retroactive to the date of the purported transfer. None of the Securities Administrator, the Tax Matters Person or the Depositor shall be under any liability to any Person for any registration or transfer of a Residual Certificate that is not permitted by this Section 5.05(b) or for making payments due on such Residual Certificate to the purported Holder thereof or taking any other action with respect to such purported Holder under the provisions of this Agreement so long as the written affidavit referred to above was received with respect to such transfer, and the Tax Matters Person, the Securities Administrator and the Depositor, as applicable, had no knowledge that it was untrue. The prior Holder shall be entitled to recover from any purported Holder of a Residual Certificate that was in fact not a permitted transferee under this
Section 5.05(b) at the time it became a Holder all payments made on such Residual Certificate. Each Holder of a Residual Certificate, by acceptance thereof, shall be deemed for all purposes to have consented to the provisions of this Section 5.05(b) and to any amendment of this Agreement deemed necessary (whether as a result of new legislation or otherwise) by counsel of the Tax Matters Person or the Depositor to ensure that the Residual Certificates are not transferred to any Person who is not a Permitted Transferee and that any transfer of such Residual Certificates will not cause the imposition of a tax upon the Trust or cause any 2006-3 REMIC to fail to qualify as a REMIC. (c) The Class R-X Certificates (including a beneficial interest therein) and, unless the Tax Matters Person shall have consented in writing (which consent may be withheld in the Tax Matters Person's sole discretion), the Class R Certificates (including a beneficial interest therein), may not be purchased by or transferred to any person who is not a United States Person. (d) By accepting a Residual Certificate, the purchaser thereof agrees to be a Tax Matters Person if it is the Holder of the largest percentage interest of such Certificate, and appoints the Securities Administrator to act as its agent with respect to all matters concerning the tax obligations of the Trust. Section 5.06. Restrictions on Transferability of Certificates. (a) No offer, sale, transfer or other disposition (including pledge) of any Certificate shall be made by any Holder thereof unless registered under the Securities Act, or an exemption from the registration requirements of the Securities Act and any applicable state securities or "Blue Sky" laws is available. Except with respect to (i) the initial transfer of the Class XP Certificates or Class R-X Certificate on the Closing Date, (ii) the transfer of any Class of Certificates including the Class R-X Certificate to any NIM Issuer or any NIM Trustee, or (iii) a transfer of the Class XP Certificates or Class R-X Certificate to the Depositor or any Affiliate of the Depositor, in the event that a transfer of a Certificate which is a Physical Certificate is to be made in reliance upon an exemption from the Securities Act and applicable state securities laws, in order to assure compliance with the Securities Act and such laws, and the prospective transferee (other than the Depositor) of such Certificate signs and delivers to the Securities Administrator an Investment Letter, if the transferee is an Institutional Accredited Investor, in the form set forth as Exhibit F-l hereto, or a Rule 144A Certificate, if the transferee is a QIB, in the form set forth as Exhibit F-2 hereto. Notwithstanding the provisions of the immediately preceding sentence, no restrictions shall apply with respect to the transfer or registration of transfer of a beneficial interest in any Certificate that is a Global Certificate of a Class to a transferee that takes delivery in the form of a beneficial interest in the Global Certificate of such Class provided that each such transferee shall be deemed to have made such representations and warranties contained in the Rule 144A Certificate as are sufficient to establish that it is a QIB. In the case of a proposed transfer of any Certificate to a transferee other than a QIB, the Securities Administrator may require an Opinion of Counsel addressed to the Securities Administrator that such transaction is exempt from the registration requirements of the Securities Act. The cost of such opinion shall not be an expense of the Securities Administrator or the Trust Fund. (b) The Private Certificates shall each bear a Securities Legend.
Section 5.07. ERISA Restrictions. (a) Subject to the provisions of subsection (b), no Residual Certificates or Private Certificates may be acquired directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement that is subject to Title I of ERISA or Section 4975 of the Code (a "Plan"), or by a person using "plan assets" of a Plan, unless the proposed transferee provides the Securities Administrator, with an Opinion of Counsel addressed to the Master Servicer, the Trustee and the Securities Administrator (upon which they may rely) that is satisfactory to the Securities Administrator, which opinion will not be at the expense of the Master Servicer, the Trustee or the Securities Administrator, that the purchase of such Certificates by or on behalf of such Plan is permissible under applicable law, will not constitute or result in a nonexempt prohibited transaction under ERISA or Section 4975 of the Code and will not subject the Depositor, the Master Servicer, the Trustee or the Securities Administrator to any obligation in addition to those undertaken in the Agreement. (b) Unless such Person has provided an Opinion of Counsel in accordance with Section 5.07(a), any Person acquiring an interest in a Global Certificate which is a Private Certificate, by acquisition of such Certificate, shall be deemed to have represented to the Securities Administrator, and any Person acquiring an interest in a Private Certificate in definitive form shall represent in writing to the Securities Administrator, that it is not acquiring an interest in such Certificate directly or indirectly by, or on behalf of, or with "plan assets" of, an employee benefit plan or other retirement arrangement which is subject to Title I of ERISA and/or Section 4975 of the Code. (c) Each beneficial owner of a Class I-M-1, Class I-M-2, Class I-B-1, Class I-B-2, Class II-B-1, Class II-B-2, Class II-B-3, Class II-X-B1, Class II-X-B2, Class III-B-1, Class III-B-2 or Class III-B-3 Certificate or any interest therein shall be deemed to have represented, by virtue of its acquisition or holding of that certificate or interest therein, that either (i) such Certificate is rated at least "BBB-" or its equivalent by Fitch, S&P or Moody's, (ii) such beneficial owner is not a Plan or investing with "plan assets" of any Plan, or (iii) (1) it is an insurance company, (2) the source of funds used to acquire or hold the certificate or interest therein is an "insurance company general account," as such term is defined in Prohibited Transaction Class Exemption ("PTCE") 95-60, and (3) the conditions in Sections I and III of PTCE 95-60 have been satisfied. (d) Neither the Master Servicer nor the Securities Administrator will be required to monitor, determine or inquire as to compliance with the transfer restrictions with respect to the Global Certificates. Any attempted or purported transfer of any Certificate in violation of the provisions of Sections (a), (b) or (c) above shall be void ab initio and such Certificate shall be considered to have been held continuously by the prior permitted Certificateholder. Any transferor of any Certificate in violation of such provisions, shall indemnify and hold harmless the Securities Administrator and the Master Servicer from and against any and all liabilities, claims, costs or expenses incurred by the Securities Administrator or the Master Servicer as a result of such attempted or purported transfer. The Securities Administrator shall have no liability for transfer of any such Global Certificates in or through book-entry facilities of any Depository or between or among Depository Participants or Certificate Owners made in violation of the transfer restrictions set forth herein. Section 5.08. Rule 144A Information. For so long as any Private Certificates are outstanding, (1) the Sponsor will provide or cause to be provided to any holder of such Private Certificates and any prospective purchaser thereof designated by such a holder, upon the request of such holder or prospective purchaser, the information required to be provided to such holder or prospective purchaser by Rule 144A(d)(4) under the Securities Act; and (2) the Sponsor shall update such information from time to time in order to prevent such information from becoming false and misleading and will take such other actions as are necessary to ensure that the safe harbor exemption from the registration requirements of the Securities Act under Rule 144A is and will be available for resales of such Private Certificates conducted in accordance with Rule 144A. ARTICLE VI Payments to Certificateholders Section 6.01. Distributions on the Group I Certificates. (a) On each Distribution Date, with respect to Loan Group I, an amount equal to the Interest Funds and Principal Funds for such Distribution Date shall be withdrawn by the Securities Administrator from the Distribution Account in
respect of Loan Group I to the extent of funds on deposit of priority:
therein and
distributed in the following order
First, Interest Funds will be distributed, in the following manner and order of priority: 1. From Interest Funds, to the Class I-A-1 Certificates and Class I-A-2 Certificates, the Current Interest and then any Interest Carry Forward Amount for each such Class, pro rata, based on the Current Interest and Interest Carry Forward Amount due each such Class; 2. From remaining Interest Funds, to the Class I-M-1, Class I-M-2, Class I-B-1, Class I-B-2 and Class I-B-3 Certificates, sequentially, in that order, the Current Interest for each such Class; 3. Any Excess Spread, to the extent necessary to cause the Overcollateralization Amount to equal to the Overcollateralization Target Amount, will be the Extra Principal Distribution Amount and will be included as part of the Principal Distribution Amount and distributed in accordance with second (A) and (B) below; and 4. Any Remaining Excess Spread will be applied, together with the Overcollateralization Release Amount, as Excess Cashflow pursuant to clauses Third through Thirteenth below. On any Distribution Date, any shortfalls resulting from the application of the Relief Act and any Prepayment Interest Shortfalls to the extent not covered by Compensating Interest Payments will be allocated as set forth in the definition of Current Interest herein. Second, to pay as principal following order of priority: on the Certificates entitled to payments of principal, in the
(A) For each Distribution Date (i) prior to the Stepdown Date or (ii) on which a Trigger Event is in effect, from Principal Funds and the Extra Principal Distribution Amount for such Distribution Date: 1. To the Class I-A-1 Certificates and Class I-A-2 Certificates, an amount equal to the Principal Distribution Amount will be distributed pro rata between the Class I-A-1 Certificates and the Class I-A-2 Certificates, in accordance with their respective Certificate Principal Balances, until the Certificate Principal Balance of each such Class is reduced to zero; 2. To the Class I-M-1 Certificates, any remaining Principal until the Certificate Principal Balance thereof is reduced to zero; 3. To the Class I-M-2 Certificates, any remaining Principal until the Certificate Principal Balance thereof is reduced to zero; 4. To the Class I-B-1 Certificates, any remaining Principal until the Certificate Principal Balance thereof is reduced to zero; 5. To the Class I-B-2 Certificates, any remaining Principal until the Certificate Principal Balance thereof is reduced to zero; and 6. To the Class I-B-3 Certificates, any remaining Principal until the Certificate Principal Balance thereof is reduced to zero. Distribution Amount Distribution Amount Distribution Amount Distribution Amount Distribution Amount
(B) For each Distribution Date on or after the Stepdown Date, so long as a Trigger Event is not in effect, from Principal Funds and the Extra Principal Distribution Amount for such Distribution Date: 1. To the Class I-A-1 Certificates and Class I-A-2 Certificates, from the Principal Distribution Amount, an amount equal to the Class I-A Principal Distribution Amount will be distributed pro rata between the Class I-A-1 Certificates and the Class I-A-2 Certificates in accordance with their respective Certificate Principal Balances until the Certificate Principal Balance of each such Class is reduced to zero; 2. To the Class I-M-1 Certificates, from any remaining Principal Distribution Amount, the Class I-M-1 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero; 3. To the Class I-M-2 Certificates, from any remaining Principal Distribution Amount, the Class I-M-2 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero; 4. To the Class I-B-1 Certificates, from any remaining Principal Distribution Amount, the Class I-B-1 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero; 5. To the Class I-B-2 Certificates, from any remaining Principal Distribution Amount, the Class I-B-2 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero; and 6. To the Class I-B-3 Certificates, from any remaining Principal Distribution Amount, the Class I-B-3 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero. Third, from any remaining Excess Cashflow, the following amounts to each Class of Class I-A Certificates, on a pro rata basis in accordance with the respective amounts owed to each such Class: (a) any Interest Carry Forward Amount to the extent not paid pursuant to clause First 1 above and then (b) any Unpaid Realized Loss Amount, in each case for each such Class for such Distribution Date; Fourth, from any remaining Excess Cashflow, the following amounts to the Class I-M-1 Certificates: (a) any Interest Carry Forward Amount and then (b) any Unpaid Realized Loss Amount, in each case for such Class for such Distribution Date; Fifth, from any remaining Excess Cashflow, the following amounts to the Class I-M-2 Certificates: (a) any Interest Carry Forward Amount and then (b) any Unpaid Realized Loss Amount, in each case for such Class for such Distribution Date; Sixth, from any remaining Excess Cashflow, the following amounts to the Class I-B-1 Certificates: (a) any Interest Carry Forward Amount and then (b) any Unpaid Realized Loss Amount, in each case for such Class for such Distribution Date; Seventh, from any remaining Excess Cashflow, the following amounts to the Class I-B-2
Certificates: (a) any Interest Carry Forward Amount and then (b) any Unpaid each case for such Class for such Distribution Date;
Realized
Loss Amount,
in
Eighth, from any remaining Excess Cashflow, the following amounts to the Class I-B-3 Certificates: (a) any Interest Carry Forward Amount and then (b) any Unpaid Realized Loss Amount, in each case for such Class for such Distribution Date; Ninth, from any remaining Excess Cashflow, to each Class of Class I-A Certificates, any Basis Risk Shortfall Carryforward Amount (remaining unpaid after payments are made under the related Cap Contracts) for each such Class for such Distribution Date, pro rata, based on the Basis Risk Shortfall and Basis Risk Shortfall Carry Forward Amount owed to each such Class; Tenth, from any remaining Excess Cashflow, to the Class I-M-1, Class I-M-2, Class I-B-1, Class I-B-2 and Class I-B-3 Certificates, in that order, any Basis Risk Shortfall Carryforward Amount (remaining unpaid after payments are made under the related Cap Contracts), in each case for such Class for such Distribution Date; Eleventh, from any remaining Excess Cashflow, Distribution Amount for such Distribution Date; Twelfth, from any remaining Excess Cashflow, Class B-IO Advances; and to the Class B-IO to the Class B-IO Certificates, Certificates, the Class B-IO any unreimbursed
Thirteenth, any remaining amounts to the Class R Certificates. All payments of amounts in respect of Basis Risk Shortfalls or Basis Risk Shortfall Carryforward Amounts made pursuant to the provisions of this paragraph (a) shall, for federal income tax purposes, be deemed to have been distributed from REMIC VII to the holders of the Class B-IO Certificates, and then paid outside of any 2006-3 REMIC to the recipients thereof pursuant to an interest rate cap contract. By accepting their Certificates the holders of the Certificates agree so to treat such payments for purposes of filing their income tax returns. (b) On each Distribution Date, the related Cap Contract Payment Amount with respect to such Payment Date shall be distributed in the following order of priority, in each case to the extent of amounts available: (i) first, to the holders of the related Class or Classes of payment of any Basis Risk Shortfall Carry Forward Amount for such Distribution Date; Certificates, the
(ii) second, from any remaining amounts, the payment of an amount equal to any Current Interest and Interest Carry Forward Amount for the related Class or Classes of Certificates to the extent not covered by Interest Funds or Excess Cashflow on such Distribution Date; (iii) third, from any remaining amounts, available from the Cap Contracts relating to the Class I-A Certificates, to the Class I-M-1, Class I-M-2, Class I-B-1, Class I-B-2 and Class I-B-3 Certificates, in that order, to the extent not paid pursuant to clauses (i) or (ii) above; and (iv) fourth, to the Class B-IO Certificates, any remaining amount.
On each Distribution Date, amounts on deposit in the Reserve Fund held for the benefit of the Group I Offered Certificates and the Class I-B-3 Certificates will be allocated first to the Class I-A Certificates, pro rata, based on the current Realized Losses and any Unpaid Realized Loss Amount for each such Class for such Distribution Date, and then to the Class I-M-1, Class I-M-2, Class I-B-1, Class I-B-2 and Class I-B-3 Certificates, in that order, to pay any current Realized Losses and any Unpaid Realized Loss Amount, in each case, for such Class and for such Distribution Date to the extent not covered by Excess Cashflow on such Distribution Date. All Cap Contract Payment Amounts made with respect to Current Interest and Interest Carry Forward Amounts will be treated, for federal income tax purposes, as reimburseable advances ("Class B-IO Advances") made from the holder of the Class B-IO Certificates. Such Class B-IO Advances will be paid back to the holder of the Class B-IO Certificate pursuant to Section 6.01(a). (c) On each Distribution Date, all amounts transferred from the Class XP Reserve Account representing Prepayment Charges in respect of the Prepayment Charge Loans with respect to the Group I Mortgage Loans received during the related Prepayment Period will be withdrawn from the Distribution Account and distributed by the Securities Administrator to the Holders of the Class I-XP Certificates and shall not be available for distribution to the Holders of any other Class of Certificates. (d) The expenses and fees of the Trust shall be paid by each of the 2006-3 REMICs, to the extent that such expenses relate to the assets of each of such respective 2006-3 REMICs, and all other expenses and fees of the Trust shall be paid pro rata by each of the 2006-3 REMICs. Section 6.02. Distributions on the Group II Certificates and the Group III Certificates. (a) Interest and principal (as applicable) on the Group II Certificates of each Certificate Group will be distributed by the Securities Administrator monthly on each Distribution Date, commencing in May 2006, in an amount equal to the Available Funds for the related Sub-Loan Group on deposit in the Distribution Account in respect of each Sub-Loan Group in Loan Group II for such Distribution Date. On each Distribution Date, the Available Funds for each Sub-Loan Group in Loan Group II on deposit in the Distribution Account shall be distributed as follows: (A) on each Distribution Date, the Available Funds for Sub-Loan Group II-1 will be distributed to the Class II-1A-1, Class II-1A-2 and Class II-1X-1 Certificates as follows: first, to the Class II-1A-1, Class II-1A-2 and Class II-1X-1 Certificates, the Accrued Certificate Interest on such Classes for such Distribution Date, pro rata, based on the Accrued Certificate Interest owed to each such Class; second, to the Class II-1A-1, Class II-1A-2 and Class II-1X-1 Certificates, any Accrued Certificate Interest thereon remaining undistributed from previous Distribution Dates, pro rata, based on the undistributed Accrued Certificate Interest owed to each such Class, to the extent of remaining Available Funds for Sub-Loan Group II-1; and third, to the Class II-1A-1 Certificates and the Class II-1A-2 Certificates, in reduction of the Certificate Principal Balance of each such Class, the Senior Optimal Principal Amount with respect to the Sub-Loan Group II-1 Certificates for such Distribution Date, pro rata, based on the Certificate Principal Balance of each such Class, to the extent of remaining Available Funds for Sub-Loan Group II-1, until the Certificate Principal Balance of each such Class has been reduced to zero. (B) on each Distribution Date, the Available Funds for Sub-Loan Group II-2 will be distributed to the Class II-2A-1, Class II-2A-2 and Class II-2X-1 Certificates as follows:
first, to the Class II-2A-1, Class II-2A-2 and Class II-2X-1 Certificates, the Accrued Certificate Interest on such Classes for such Distribution Date, pro rata, based on the Accrued Certificate Interest owed to each such Class; second, to the Class II-2A-1, Class II-2A-2 and Class II-2X-1 Certificates, any Accrued Certificate Interest thereon remaining undistributed from previous Distribution Dates, pro rata, based on the undistributed Accrued Certificate Interest owed to each such Class, to the extent of remaining Available Funds for Sub-Loan Group II-2; and third, to the Class II-2A-1 Certificates and the Class II-2A-2 Certificates, in reduction of the Certificate Principal Balance of each such Class, the Senior Optimal Principal Amount with respect to the Sub-Loan Group II-2 Certificates for such Distribution Date, pro rata, based on the Certificate Principal Balance of each such Class, to the extent of remaining Available Funds for Sub-Loan Group II-2, until the Certificate Principal Balance of each such Class has been reduced to zero. (C) on each Distribution Date, the Available Funds for Sub-Loan Group II-3 will be distributed to the Class II-3A-1, Class II-3A-2 and Class II-3X-1 Certificates as follows: first, to the Class II-3A-1, Class II-3A-2 and Class II-3X-1 Certificates, the Accrued Certificate Interest on such Classes for such Distribution Date, pro rata, based on the Accrued Certificate Interest owed to each such Class; second, to the Class II-3A-1, Class II-3A-2 and Class II-3X-1 Certificates, any Accrued Certificate Interest thereon remaining undistributed from previous Distribution Dates, pro rata, based on the undistributed Accrued Certificate Interest owed to each such Class, to the extent of remaining Available Funds for Sub-Loan Group II-3; and third, to the Class II-3A-1 Certificates and the Class II-3A-2 Certificates, in reduction of the Certificate Principal Balance of each such Class, the Senior Optimal Principal Amount with respect to the Sub-Loan Group II-3 Certificates for such Distribution Date, pro rata, based on the Certificate Principal Balance of each such Class, to the extent of remaining Available Funds for Sub-Loan Group II-3, until the Certificate Principal Balance of each such Class has been reduced to zero. (D) on each Distribution Date, the Available Funds for Sub-Loan Group II-4 will be distributed to the Class II-4A-1 Certificates and the Class II-4A-2 Certificates as follows: first, to the Class II-4A-1 Certificates and the Class II-4A-2 Certificates, the Accrued Certificate Interest on such Classes for such Distribution Date, pro rata, based on the Accrued Certificate Interest owed to each such Class; second, to the Class II-4A-1 Certificates and the Class II-4A-2 Certificates, any Accrued Certificate Interest thereon remaining undistributed from previous Distribution Dates, pro rata, based on the undistributed Accrued Certificate Interest owed to each such Class, to the extent of remaining Available Funds for Sub-Loan Group II-4; and third, to the Class II-4A-1 Certificates and the Class II-4A-2 Certificates, in reduction of the Certificate Principal Balance of each such Class, the Senior Optimal Principal Amount with respect to the Sub-Loan Group II-4 Certificates for such Distribution Date, pro rata, based on the Certificate Principal Balance of each such Class, to the extent of remaining Available Funds for Sub-Loan Group II-4, until the Certificate Principal Balance of each such Class has been reduced to zero. (E) Except as provided in clauses (F) and (G) below, on each Distribution Date on or prior to the Group II Cross-Over Date, an amount equal to the sum of any remaining Available Funds for all Loan Groups in Loan Group II after the distributions in clauses (A) through (F) above will be distributed sequentially, in the following order, to the Class II-B-1, Class II-B-2, Class II-B-3, Class II-B-4, Class II-B-5 and Class II-B-6 Certificates, in each case up to an amount equal to and in the following order: (i) on each Distribution Date, the remaining Available Funds will be distributed to the Class II-B-1 Certificates and the Class II-X-B1 Certificates as follows: first, to the Class II-B-1 Certificates and the Class II-X-B1 Certificates, Accrued Certificate Interest on each such Class for such Distribution Date, rata, based on the Accrued Certificate Interest owed to each such Class; the pro
second, to the Class II-B-1 Certificates, any Carry Forward Shortfall Amounts due to such Class II-B-1 Certificates (in accordance with paragraph (J) below) to the extent such amount was deducted from the Accrued Certificate Interest on the Class II-X-B1 Certificates for such Distribution Date; third, to the Class II-B-1 Certificates and Class II-X-B1 Certificates, any Accrued Certificate Interest thereon remaining undistributed from previous Distribution Dates, pro rata, based on the undistributed Accrued Certificate Interest owed to each Class, to the extent of remaining Available Funds; fourth, to the Class II-B-1 Certificates its Allocable Share for such Distribution Date to the extent of the remaining Available Funds for all Sub-Loan Groups in Loan Group II; (ii)on each Distribution Date, the remaining Available Funds will be distributed to the Class II-B-2 Certificates and the Class II-X-B2 Certificates as follows: first, to the Class II-B-2 Certificates and the Class II-X-B2 Certificates, Accrued Certificate Interest on each such Class for such Distribution Date, rata, based on the Accrued Certificate Interest owed to each such Class; the pro
second, to the Class II-B-2 Certificates, any Carry Forward Shortfall Amounts due to such Class II-B-2 Certificates (in accordance with paragraph (J) below) to the extent such amount was deducted from the Accrued Certificate Interest on the Class II-X-B2 Certificates for such Distribution Date; third, to the Class II-B-2 Certificates and Class II-X-B2 Certificates, any Accrued Certificate Interest thereon remaining undistributed from previous Distribution Dates, pro rata, based on the undistributed Accrued Certificate Interest owed to each Class, to the extent of remaining Available Funds; fourth, to the Class II-B-2 Certificates its Allocable Share for such Distribution
Date to the extent of the Loan Group II;
remaining
Available
Funds for all
Sub-Loan
Groups in
(iii) on each Distribution Date, the remaining Available Funds will be distributed to the Class II-B-3, Class II-B-4, Class II-B-5 and Class II-B-6 Certificates, in each case up to an amount equal to and in the following order: (a) the Accrued Certificate Interest thereon for such Distribution Date, (b) any Accrued Certificate Interest thereon remaining undistributed from previous Distribution Dates and (c) such Class's Allocable Share for such Distribution Date, in each case, to the extent of remaining Available Funds for all Sub-Loan Groups in Loan Group II. (G) On each Distribution Date prior to the Group II Cross-Over Date, but after the reduction of the aggregate Certificate Principal Balance of the Group II Senior Certificates in any Certificate Group to zero, the remaining Certificate Groups related to the Group II Mortgage Loans will be entitled to receive in reduction of their Certificate Principal Balances, pro rata based upon aggregate Certificate Principal Balance of the Senior Certificates in each Certificate Group related to the Group II Mortgage Loans immediately prior to such Distribution Date, in addition to any Principal Prepayments related to such remaining Group II Senior Certificates' respective Sub-Loan Group allocated to such Senior Certificates, 100% of the Principal Prepayments on any Group II Mortgage Loan in the Sub-Loan Group or Sub-Loan Groups relating to any fully paid Certificate Group. Such amounts allocated to Group II Senior Certificates shall be treated as part of the Available Funds for the related Sub-Loan Group and distributed as part of the related Senior Optimal Distribution Amount in accordance with priority third in clauses (A) through (D) above, as applicable, in reduction of the Certificate Principal Balances thereof. Notwithstanding the foregoing, if (i) the weighted average of the Subordinate Percentages for each Sub-Loan Group in Loan Group II on such Distribution Date equals or exceeds two times the initial weighted average of the Subordinate Percentages for each Sub-Loan Group in Loan Group II and (ii) the aggregate Stated Principal Balance of the Group II Mortgage Loans delinquent 60 days or more (including for this purpose any such Mortgage Loans in foreclosure and Group II Mortgage Loans with respect to which the related Mortgaged Property has been acquired by the Trust), averaged over the last six months, as a percentage of the aggregate Certificate Principal Balance of the Group II Subordinate Certificates does not exceed 100%, then the additional allocation of Principal Prepayments to the Certificates in accordance with this clause will not be made and 100% of the Principal Prepayments on any Group II Mortgage Loan in the Sub-Loan Group relating to the fully paid Certificate Group or Certificate Groups related to the Group II Mortgage Loans will be allocated to the Group II Subordinate Certificates. (H) For any Undercollateralized Certificate Group on any Distribution Date prior to the Group II Cross-Over Date, (i) 100% of amounts otherwise allocable to the Group II Subordinate Certificates in respect of principal will be distributed to the Group II Senior Certificates of such Undercollateralized Certificate Group on a pro rata basis in accordance with their respective Certificate Principal Balances in reduction of the Certificate Principal Balances thereof, until the aggregate Certificate Principal Balance of such Group II Senior Certificates is an amount equal to the aggregate Stated Principal Balance of the Group II Mortgage Loans in the related Sub-Loan Group and (ii) the Accrued Certificate Interest otherwise allocable to the Group II Subordinate Certificates on such Distribution Date will be reduced and distributed to such Group II Senior Certificates, to the extent of any amount due and unpaid on such Group II Senior Certificates, in an amount equal to one month's interest at a rate equal to the related Pass-Through Rate for such Distribution Date on the related Undercollateralized Amount. Any such reduction in the Accrued Certificate Interest on the Group II Subordinate Certificates will be allocated in reverse order of their respective numerical designations, commencing with the Class II-B-6 Certificates. If there exists more than one Undercollateralized Certificate Group on a Distribution Date, amounts distributable to such Undercollateralized Certificate Groups pursuant to this clause will be allocated between such Undercollateralized Certificate Groups, pro rata, based upon their respective Undercollateralized Amounts. (I) If, after distributions have been made pursuant to priorities first and second of clauses (A) through (D) above on any Distribution Date, the remaining Available Funds for any Sub-Loan Group in Loan Group II is less than the Senior Optimal Principal Amount for that Sub-Loan Group, the Senior Optimal Principal Amount for such Sub-Loan Group shall be reduced by that amount, and the remaining Available Funds for such Sub-Loan Group will be distributed as principal among the related Classes of Group II Senior Certificates on a pro rata basis in accordance with their respective Certificate Principal Balances. (J) On each Distribution Date, any Available Funds remaining after payment of interest and principal to the Classes of Certificates entitled thereto, will be distributed to the Class R Certificates; provided that if on any Distribution Date there are any Available Funds for any Sub-Loan Group in Loan Group II remaining after payment of interest and principal to a Class or Classes of Certificates entitled thereto, such amounts will be distributed to the other Classes of Group II Senior Certificates, pro rata, based upon their Certificate Principal Balances, until all amounts due to all Classes of Group II Senior Certificates have been paid in full, before any Available Funds are distributed in accordance with this clause to the Class R Certificates. (K) On each Distribution Date, Carry Forward Shortfall Amounts, to the extent not covered by the related Cap Contract, (i) with respect to the Class II-B-1 Certificates, will be paid from amounts that would otherwise be allocable to pay Accrued Certificate Interest on the Class II-X-B1 Certificates, and (ii) with respect to the Class II-B-2 Certificates, will be paid from amounts that would otherwise be allocable to pay Accrued Certificate Interest on the Class II-X-B2 Certificates. (b) No Accrued Certificate Interest will be payable with respect to any Class of Certificates after the Distribution Date on which the Certificate Principal Balance of such Certificate has been reduced to zero. (c) If on any Distribution Date the Available Funds for the Group II Senior Certificates in any Certificate Group is less than the Accrued Certificate Interest on the related Senior Certificates for such Distribution Date prior to reduction for Net Interest Shortfalls and the interest portion of Realized Losses, the shortfall will be allocated to the holders of the Class of Senior Certificates in such Certificate Group on a pro rata basis in accordance with the amount of Accrued Certificate Interest for that Distribution Date absent such shortfalls. In addition, the amount of any interest shortfalls will constitute unpaid Accrued Certificate Interest and will be distributable to holders of the Certificates of the related Classes entitled to such amounts on subsequent Distribution Dates, to the extent of the applicable Available Funds after current interest distributions as required herein. Any such amounts so carried forward will not bear interest. Shortfalls in interest payments will not be offset by a reduction in the servicing compensation of the Master Servicer or otherwise, except to the extent of applicable Compensating Interest Payments. (d) The expenses and fees of the Trust shall be paid by each of the 2006-3 REMICs, to the extent that such expenses relate to the assets of each of such respective 2006-3 REMICs, and all other expenses and fees of the Trust shall be paid pro rata by each of the 2006-3 REMICs.
(e) On each Distribution Date, all amounts transferred from the Class XP Reserve Account representing Prepayment Charges in respect of the Prepayment Charge Loans with respect to the Group II Mortgage Loans received during the related Prepayment Period will be withdrawn from the Distribution Account and distributed by the Securities Administrator to the Holders of the Class II-XP Certificates and shall not be available for distribution to the Holders of any other Class of Certificates. (f) On each Distribution Date, the related Cap Contract Payment Amount with respect to such Payment Date shall be distributed in the following order of priority, in each case to the extent of amounts available: (i) The Cap Contract will be allocated as follows: first, to Distribution Date; the Payment Amount with respect to the Class II-B-1 payment of any Carry Forward Shortfall Certificates for such
Amount
second, to payments of any Current on such Distribution Date; and third, Certificates. from any remaining
Interest and Interest Carry Forward Amount to payment on the Class II-X-B1
amounts,
(ii) The Cap Contract will be allocated as follows: first, to Distribution Date; the
Payment Amount with respect to the Class II-B-2 payment of any Carry Forward Shortfall
Certificates for such
Amount
second, to payments of any Current on such Distribution Date; and third, Certificates. from any remaining
Interest and Interest Carry Forward Amount to payment on the Class II-X-B2
amounts,
(g) On each Distribution Date, amounts on deposit in the Reserve Fund held for the benefit of the Class II-B-1 Certificates and Class II-B-2 Certificates will be allocated to the Class II-B-1 Certificates and the Class II-B-2 Certificates, in that order, to pay any current Realized Losses and any Unpaid Realized Loss Amount, in each case, for such Class and for such Distribution Date to the extent not covered by Excess Cashflow on such Distribution Date. (h) All payments of amounts in respect of Carry Forward Amounts or Carry Forward Shortfall Amounts made with respect to the Class II-B-1 Certificates or Class II-B-2 Certificates pursuant to the provisions of this paragraph (i) shall, for federal income tax purposes, be deemed to have been distributed from REMIC VII to the holders of the Class II-X-B1 Certificates or Class II-X-B2 Certificates, respectively, and then paid outside of any 2006-3 REMIC to the recipients thereof pursuant to an interest rate cap contract. By accepting their Certificates the holders of such Certificates agree so to treat such payments for purposes of filing their income tax returns. (ii) (a) Interest and principal (as applicable) on the Group III Certificates of each Certificate Group will be distributed by the Securities Administrator monthly on each Distribution Date, commencing in May 2006, in an amount equal to the Available Funds for the related Sub-Loan Group on deposit in the Distribution Account and the Pre-Funding Reserve Account in respect of each Sub-Loan Group in Loan Group III for such Distribution Date. On each Distribution Date, the Available Funds for each Sub-Loan Group in Loan Group III on deposit in the Distribution Account shall be distributed as follows: (A) on each Distribution Date, the Available Funds for Sub-Loan Group III-1 will be distributed to the Class III-1A-1, Class III-1A-2 and Class III-1X-1 Certificates as follows: first, to the Class III-1A-1, Class III-1A-2 and Class III-1X-1 Certificates, the Accrued Certificate Interest on such Classes for such Distribution Date, pro rata, based on the Accrued Certificate Interest owed to each such Class; second, to the Class III-1A-1, Class III-1A-2 and Class III-1X-1 Certificates, any Accrued Certificate Interest thereon remaining undistributed from previous Distribution Dates, pro rata, based on the undistributed Accrued Certificate Interest owed to each such Class, to the extent of remaining Available Funds for Sub-Loan Group III-1; and third, to the Class III-1A-1 Certificates and the Class III-1A-2 Certificates, in reduction of the Certificate Principal Balance of each such Class, the Senior Optimal Principal Amount with respect to the Sub-Loan Group III-1 Certificates for such Distribution Date, pro rata, based on the Certificate Principal Balance of each such Class, to the extent of remaining Available Funds for Sub-Loan Group III-1, until the Certificate Principal Balance of each such Class has been reduced to zero. (B) on each Distribution Date, the Available Funds for Sub-Loan Group III-2 will be distributed to the Class III-2A-1, Class III-2A-2 and Class III-2X-1 Certificates as follows: first, to the Class III-2A-1, Class III-2A-2 and Class III-2X-1 Certificates, the Accrued Certificate Interest on such Classes for such Distribution Date, pro rata, based on the Accrued Certificate Interest owed to each such Class; second, to the Class III-2A-1, Class III-2A-2 and Class III-2X-1 Certificates, any Accrued Certificate Interest thereon remaining undistributed from previous Distribution Dates, pro rata, based on the undistributed Accrued Certificate Interest owed to each such Class, to the extent of remaining Available Funds for Sub-Loan Group III-2; and third, to the Class III-2A-1 Certificates and the Class III-2A-2 Certificates, in reduction of the Certificate Principal Balance of each such Class, the Senior Optimal Principal Amount with respect to the Sub-Loan Group III-2 Certificates for such Distribution Date, pro rata, based on the Certificate Principal Balance of each such Class, to the extent of remaining Available Funds for Sub-Loan Group III-2, until the Certificate Principal Balance of each such Class has been reduced to zero. (C) on each Distribution Date, the Available Funds for Sub-Loan Group III-3 will be distributed to the Class III-3A-1 Certificates and the Class III-3A-2 Certificates as follows: first, to the Class III-3A-1 Certificates and the Class III-3A-2 Certificates, the Accrued Certificate Interest on such Classes for such Distribution Date, pro rata, based on the Accrued Certificate Interest owed to each such Class; second, to the Class III-3A-1 Certificates and the Class III-3A-2 Certificates, any
Accrued Certificate Interest thereon remaining undistributed from previous Distribution Dates, pro rata, based on the undistributed Accrued Certificate Interest owed to each such Class, to the extent of remaining Available Funds for Sub-Loan Group III-3; and third, to the Class III-3A-1 Certificates and the Class III-3A-2 Certificates, in reduction of the Certificate Principal Balance of each such Class, the Senior Optimal Principal Amount with respect to the Sub-Loan Group III-3 Certificates for such Distribution Date, pro rata, based on the Certificate Principal Balance of each such Class, to the extent of remaining Available Funds for Sub-Loan Group III-3, until the Certificate Principal Balance of each such Class has been reduced to zero. (D) on each Distribution Date, the Available Funds for Sub-Loan Group III-4 will be distributed to the Class III-4A-1, Class III-4A-2 and Class III-4X-1 Certificates as follows: first, to the Class III-4A-1, Class III-4A-2 and Class III-4X-1 Certificates, the Accrued Certificate Interest on such Classes for such Distribution Date, pro rata, based on the Accrued Certificate Interest owed to each such Class; second, to the Class III-4A-1, Class III-4A-2 and Class III-4X-1 Certificates, any Accrued Certificate Interest thereon remaining undistributed from previous Distribution Dates, pro rata, based on the undistributed Accrued Certificate Interest owed to each such Class, to the extent of remaining Available Funds for Sub-Loan Group III-4; and third, to the Class III-4A-1 Certificates and the Class III-4A-2 Certificates, in reduction of the Certificate Principal Balance of each such Class, the Senior Optimal Principal Amount with respect to the Sub-Loan Group III-4 Certificates for such Distribution Date, pro rata, based on the Certificate Principal Balance of each such Class, to the extent of remaining Available Funds for Sub-Loan Group III-4, until the Certificate Principal Balance of each such Class has been reduced to zero. (E) on each Distribution Date, the Available Funds for Sub-Loan Group III-5 will be distributed to the Class III-5A-1 Certificates and the Class III-5A-2 Certificates as follows: first, to the Class III-5A-1 Certificates and the Class III-5A-2 Certificates, the Accrued Certificate Interest on such Classes for such Distribution Date, pro rata, based on the Accrued Certificate Interest owed to each such Class; second, to the Class III-5A-1 Certificates and the Class III-5A-2 Certificates, any Accrued Certificate Interest thereon remaining undistributed from previous Distribution Dates, pro rata, based on the undistributed Accrued Certificate Interest owed to each such Class, to the extent of remaining Available Funds for Sub-Loan Group III-5; and third, to the Class III-5A-1 Certificates and the Class III-5A-2 Certificates, in reduction of the Certificate Principal Balance of each such Class, the Senior Optimal Principal Amount with respect to the Sub-Loan Group III-5 Certificates for such Distribution Date, pro rata, based on the Certificate Principal Balance of each such Class, to the extent of remaining Available Funds for Sub-Loan Group III-5, until the Certificate Principal Balance of each such Class has been reduced to zero. (F) on each Distribution Date, the Available Funds for Sub-Loan Group III-6 will be distributed to the Class III-6A-1 Certificates and the Class III-6A-2 Certificates as follows: first, to the Class III-6A-1 Certificates and the Class III-6A-2 Certificates, the Accrued Certificate Interest on such Classes for such Distribution Date, pro rata, based on the Accrued Certificate Interest owed to each such Class; second, to the Class III-6A-1 Certificates and the Class III-6A-2 Certificates, any Accrued Certificate Interest thereon remaining undistributed from previous Distribution Dates, pro rata, based on the undistributed Accrued Certificate Interest owed to each such Class, to the extent of remaining Available Funds for Sub-Loan Group III-6; and third, to the Class III-6A-1 Certificates and the Class III-6A-2 Certificates, in reduction of the Certificate Principal Balance of each such Class, the Senior Optimal Principal Amount with respect to the Sub-Loan Group III-6 Certificates for such Distribution Date, pro rata, based on the Certificate Principal Balance of each such Class, to the extent of remaining Available Funds for Sub-Loan Group III-6, until the Certificate Principal Balance of each such Class has been reduced to zero. (G) Except as provided in clauses (H) and (I) below, on each Distribution Date on or prior to the Group III Cross-Over Date, an amount equal to the sum of any remaining Available Funds for all Loan Groups in Loan Group II after the distributions in clauses (A) through (F) above will be distributed sequentially, in the following order, to the Class III-B-1, Class III-B-2, Class III-B-3, Class III-B-4, Class III-B-5 and Class III-B-6 Certificates, in each case up to an amount equal to and in the following order: (a) the Accrued Certificate Interest thereon for such Distribution Date, (b) any Accrued Certificate Interest thereon remaining undistributed from previous Distribution Dates and (c) such Class's Allocable Share for such Distribution Date, in each case, to the extent of remaining Available Funds for all Sub-Loan Groups in Loan Group III. (H) On each Distribution Date prior to the Group III Cross-Over Date, but after the reduction of the aggregate Certificate Principal Balance of the Group III Senior Certificates in any Certificate Group to zero, the remaining Certificate Groups related to the Group III Mortgage Loans will be entitled to receive in reduction of their Certificate Principal Balances, pro rata based upon aggregate Certificate Principal Balance of the Senior Certificates in each Certificate Group related to the Group III Mortgage Loans immediately prior to such Distribution Date, in addition to any Principal Prepayments related to such remaining Group III Senior Certificates' respective Sub-Loan Group allocated to such Senior Certificates, 100% of the Principal Prepayments on any Group III Mortgage Loan in the Sub-Loan Group or Sub-Loan Groups relating to any fully paid Certificate Group. Such amounts allocated to Group III Senior Certificates shall be treated as part of the Available Funds for the related Sub-Loan Group and distributed as part of the related Senior Optimal Distribution Amount in accordance with priority third in clauses (A) through (F) above, as applicable, in reduction of the Certificate Principal Balances thereof. Notwithstanding the foregoing, if (i) the weighted average of the Subordinate Percentages for each Sub-Loan Group in Loan Group III on such Distribution Date equals or exceeds two times the initial weighted average of the Subordinate Percentages for each Sub-Loan Group in Loan Group III and (ii) the aggregate Stated Principal Balance of the Group III Mortgage Loans delinquent 60 days or more (including for this purpose any such Mortgage Loans in foreclosure and Group III Mortgage Loans with respect to which the related Mortgaged Property has been acquired by the Trust), averaged over the last
six months, as a percentage of the aggregate Certificate Principal Balance of the Group III Subordinate Certificates does not exceed 100%, then the additional allocation of Principal Prepayments to the Certificates in accordance with this clause will not be made and 100% of the Principal Prepayments on any Group III Mortgage Loan in the Sub-Loan Group relating to the fully paid Certificate Group or Certificate Groups related to the Group III Mortgage Loans will be allocated to the Group III Subordinate Certificates. (I) For any Undercollateralized Certificate Group on any Distribution Date prior to the Group III Cross-Over Date, (i) 100% of amounts otherwise allocable to the Group III Subordinate Certificates in respect of principal will be distributed to the Group III Senior Certificates of such Undercollateralized Certificate Group on a pro rata basis in accordance with their respective Certificate Principal Balances in reduction of the Certificate Principal Balances thereof, until the aggregate Certificate Principal Balance of such Group III Senior Certificates is an amount equal to the aggregate Stated Principal Balance of the Group III Mortgage Loans in the related Sub-Loan Group and (ii) the Accrued Certificate Interest otherwise allocable to the Group III Subordinate Certificates on such Distribution Date will be reduced and distributed to such Group III Senior Certificates, to the extent of any amount due and unpaid on such Group III Senior Certificates, in an amount equal to one month's interest at a rate equal to the related Pass-Through Rate for such Distribution Date on the related Undercollateralized Amount. Any such reduction in the Accrued Certificate Interest on the Group III Subordinate Certificates will be allocated in reverse order of their respective numerical designations, commencing with the Class III-B-6 Certificates. If there exists more than one Undercollateralized Certificate Group on a Distribution Date, amounts distributable to such Undercollateralized Certificate Groups pursuant to this clause will be allocated between such Undercollateralized Certificate Groups, pro rata, based upon their respective Undercollateralized Amounts. (J) If, after distributions have been made pursuant to priorities first and second of clauses (A) through (F) above on any Distribution Date, the remaining Available Funds for any Sub-Loan Group in Loan Group III is less than the Senior Optimal Principal Amount for that Sub-Loan Group, the Senior Optimal Principal Amount for such Sub-Loan Group shall be reduced by that amount, and the remaining Available Funds for such Sub-Loan Group will be distributed as principal among the related Classes of Group III Senior Certificates on a pro rata basis in accordance with their respective Certificate Principal Balances. (K) On each Distribution Date, any Available Funds remaining after payment of interest and principal to the Classes of Certificates entitled thereto, will be distributed to the Class R Certificates; provided that if on any Distribution Date there are any Available Funds for any Sub-Loan Group in Loan Group III remaining after payment of interest and principal to a Class or Classes of Certificates entitled thereto, such amounts will be distributed to the other Classes of Group III Senior Certificates, pro rata, based upon their Certificate Principal Balances, until all amounts due to all Classes of Group III Senior Certificates have been paid in full, before any Available Funds are distributed in accordance with this clause to the Class R Certificates. (b) No Accrued Certificate Interest will be payable with respect to any Class of Certificates after the Distribution Date on which the Certificate Principal Balance of such Certificate has been reduced to zero. (c) If on any Distribution Date the Available Funds for the Group III Senior Certificates in any Certificate Group is less than the Accrued Certificate Interest on the related Senior Certificates for such Distribution Date prior to reduction for Net Interest Shortfalls and the interest portion of Realized Losses, the shortfall will be allocated to the holders of the Class of Senior Certificates in such Certificate Group on a pro rata basis in accordance with the amount of Accrued Certificate Interest for that Distribution Date absent such shortfalls. In addition, the amount of any interest shortfalls will constitute unpaid Accrued Certificate Interest and will be distributable to holders of the Certificates of the related Classes entitled to such amounts on subsequent Distribution Dates, to the extent of the applicable Available Funds after current interest distributions as required herein. Any such amounts so carried forward will not bear interest. Shortfalls in interest payments will not be offset by a reduction in the servicing compensation of the Master Servicer or otherwise, except to the extent of applicable Compensating Interest Payments. (d) The expenses and fees of the Trust shall be paid by each of the 2006-3 REMICs, to the extent that such expenses relate to the assets of each of such respective 2006-3 REMICs, and all other expenses and fees of the Trust shall be paid pro rata by each of the 2006-3 REMICs. Section 6.03. Allocation of Losses and Subsequent Recoveries on the Group I Certificates. (a) On or prior to each Determination Date, the Master Servicer shall determine the amount of any Realized Loss in respect of each Group I Mortgage Loan that occurred during the immediately preceding calendar month, based on information provided by the related Servicer. Any Realized Losses with respect to the Group I Mortgage Loans shall be applied on each Distribution Date after the distributions provided for in Section 6.01, in reduction of the Certificate Principal Balance of the Class or Classes of Group I Certificates to the extent provided in the definition of Applied Realized Loss Amount. (b) In addition, in the event that the Master Servicer or the Securities Administrator receives any Subsequent Recoveries from a Servicer, the Master Servicer shall deposit such funds into the Distribution Account pursuant to Section 4.01(c)(ii). If, after taking into account such Subsequent Recoveries, the amount of a Realized Loss is reduced, the amount of such Subsequent Recoveries will be applied to increase the Certificate Principal Balance of the Class of Group I Subordinate Certificates with the highest payment priority to which Applied Realized Loss Amounts have been allocated, but not by more than the amount of Applied Realized Loss Amounts previously allocated to that Class of Group I Subordinate Certificates. The amount of any remaining Subsequent Recoveries will be applied to sequentially increase the Certificate Principal Balance of the Group I Certificates, beginning with the Class of Group I Certificates with the next highest payment priority, up to the amount of such Applied Realized Loss Amounts previously allocated to such Class or Classes of Group I Certificates. Notwithstanding the foregoing, any Subsequent Recoveries will be allocated to the Group I Senior Certificates to the extent of any Applied Realized Loss Amounts before being applied to the Group I Subordinate Certificates. Holders of such Group I Certificates will not be entitled to any payments in respect of Current Interest on the amount of such increases for any Interest Accrual Period preceding the Distribution Date on which such increase occurs. Any such increases shall be applied to the Certificate Principal Balance of each Group I Certificate of such Class in accordance with its respective Fractional Undivided Interest. Section 6.04. Allocation of Losses and Subsequent Recoveries on the Group II Certificates and the Group III Certificates. (a) On or prior to each Determination Date, the Master Servicer shall determine the amount of any Realized Loss in respect of each Group II Mortgage Loan and Group III Mortgage Loan that occurred during the immediately preceding calendar month, based on information provided by the related Servicer. (b) portion of each follows: (i) With respect to any Group II Certificates on any Distribution Date, the principal Realized Loss on a Group II Mortgage Loan in a Sub-Loan Group shall be allocated as
first, to the Class II-B-6 thereof has been reduced to zero; second, to the Class II-B-5 thereof has been reduced to zero; third, to the Class II-B-4 thereof has been reduced to zero; fourth, to the Class II-B-3 thereof has been reduced to zero; fifth, to the Class II-B-2 thereof has been reduced to zero; sixth, to the Class II-B-1 thereof has been reduced to zero; and
Certificates Certificates Certificates Certificates Certificates Certificates
until until until until until until
the the the the the the
Certificate Certificate Certificate Certificate Certificate Certificate
Principal Principal Principal Principal Principal Principal
Balance Balance Balance Balance Balance Balance
seventh, to the Senior Certificates in the related Certificate Group until the Certificate Principal Balances thereof has been reduced to zero in accordance with clause (d) below; (ii) With respect principal portion of each Realized allocated as follows: to any Group III Certificates on any Distribution Date, the Loss on a Group III Mortgage Loan in a Sub-Loan Group shall be Certificates Certificates Certificates until the Certificate Certificate Certificate Certificate Certificate Certificate Principal Principal Principal Principal Principal Principal Balance Balance Balance Balance Balance Balance
first, to the Class III-B-6 thereof has been reduced to zero; second, to the Class III-B-5 thereof has been reduced to zero; third, to the Class III-B-4 thereof has been reduced to zero;
until the until the
fourth, to the Class III-B-3 Certificates until the thereof has been reduced to zero; fifth, to the Class III-B-2 Certificates until the thereof has been reduced to zero; sixth, to the Class III-B-1 thereof has been reduced to zero; and Certificates until the
seventh, to the Senior Certificates in the related Certificate Group until the Certificate Principal Balances thereof has been reduced to zero in accordance with clause (d) below; (c) Notwithstanding the foregoing clause (b), no such allocation of any Realized Loss shall be made on a Distribution Date to any Class of (i) Group II Subordinate Certificates to the extent that such allocation would result in the reduction of the aggregate Certificate Principal Balances of all Group II Certificates in as of such Distribution Date, after giving effect to all distributions and prior allocations of Realized Losses on the Group II Mortgage Loans on such date, to an amount less than the aggregate Stated Principal Balance of all of the Group II Mortgage Loans as of the first day of the month of such Distribution Date and (ii) Group II Senior Certificates in a Certificate Group to the extent that such allocation would result in the reduction of the aggregate Certificate Principal Balances of all the Group II Senior Certificates in such Certificate Group as of such Distribution Date, after giving effect to all distributions and prior allocations of Realized Losses on the Group II Mortgage Loans in the related Sub-Loan Group in Loan Group II on such date, to an amount less than the aggregate Stated Principal Balance of all of the Group II Mortgage Loans in such Sub-Loan Group as of the first day of the month of such Distribution Date (each such limitation in clause (i) and (ii), the "Loss Allocation Limitation"). Notwithstanding the foregoing clause (b), no such allocation of any Realized Loss shall be made on a Distribution Date to any Class of (i) Group III Subordinated Certificates to the extent that such allocation would result in the reduction of the aggregate Certificate Principal Balances of all Group III Certificates in as of such Distribution Date, after giving effect to all distributions and prior allocations of Realized Losses on the Group III Mortgage Loans on such date, to an amount less than the aggregate Stated Principal Balance of all of the Group III Mortgage Loans as of the first day of the month of such Distribution Date and (ii) Group III Senior Certificates in a Certificate Group to the extent that such allocation would result in the reduction of the aggregate Certificate Principal Balances of all the Group III Senior Certificates in such Certificate Group as of such Distribution Date, after giving effect to all distributions and prior allocations of Realized Losses on the Group III Mortgage Loans in the related Sub-Loan Group in Loan Group III on such date, to an amount less than the aggregate Stated Principal Balance of all of the Group III Mortgage Loans in such Sub-Loan Group as of the first day of the month of such Distribution Date (each such limitation in clause (i) and (ii), the "Loss Allocation Limitation"). (d) The principal portion of any Realized Losses allocated to a Class of Certificates in Loan Group II and Loan Group III shall be allocated among the Certificates of such Class in proportion to their respective Certificate Principal Balances. The principal portion of any allocation of Realized Losses shall be accomplished by reducing the Certificate Principal Balance of the related Certificates on the related Distribution Date. The principal portion of any Realized Losses allocated to the Sub-Loan Group II-1 Certificates will be allocated first to the Class II-1A-2 Certificates until the Certificate Principal Balance thereof has been reduced to zero and then to the Class II-1A-1 Certificates until the Certificate Principal Balance thereof has been reduced to zero. The principal portion of any Realized Losses allocated to the Sub-Loan Group II-2 Certificates will be allocated first to the Class II-2A-2 Certificates until the Certificate Principal Balance thereof has been reduced to zero and then to the Class II-2A-1 Certificates until the Certificate Principal Balance thereof has been reduced to zero. The principal portion of any Realized Losses allocated to the Sub-Loan Group II-3 Certificates will be allocated first to the Class II-3A-2 Certificates until the Certificate Principal Balance thereof has been reduced to zero and then to the Class II-3A-1 Certificates until the Certificate Principal Balance thereof has been reduced to zero. The principal portion of any Realized Losses allocated to the Sub-Loan Group II-4 Certificates will be allocated first to the Class II-4A-2 Certificates until the Certificate Principal Balance thereof has been reduced to zero and then to the Class II-4A-1 Certificates until the Certificate Principal Balance thereof has been reduced to zero. The principal portion of any Realized Losses allocated to the Sub-Loan Group III-1 Certificates will be allocated first to the Class III-1A-2 Certificates until the Certificate Principal Balance thereof has been reduced to zero and then to the Class III-1A-1 Certificates until the Certificate Principal Balance thereof has been reduced to zero. The principal portion of any Realized Losses allocated to the Sub-Loan Group III-2 Certificates will be allocated first to the Class III-2A-2 Certificates until the Certificate Principal Balance thereof has been reduced to zero and then to the Class III-2A-1 Certificates until the Certificate Principal Balance thereof has been reduced to zero. The principal portion of any Realized Losses allocated to the Sub-Loan Group III-3 Certificates will be allocated first to the Class III-3A-2 Certificates until the Certificate Principal Balance thereof has been reduced to zero and then to the Class III-3A-1 Certificates until the Certificate Principal Balance
thereof has been reduced to zero. The principal portion of any Realized Losses allocated to the Sub-Loan Group III-4 Certificates will be allocated first to the Class III-4A-2 Certificates until the Certificate Principal Balance thereof has been reduced to zero and then to the Class III-4A-1 Certificates until the Certificate Principal Balance thereof has been reduced to zero. The principal portion of any Realized Losses allocated to the Sub-Loan Group III-3 Certificates will be allocated first to the Class III-3A-2 Certificates until the Certificate Principal Balance thereof has been reduced to zero and then to the Class III-3A-1 Certificates until the Certificate Principal Balance thereof has been reduced to zero. The principal portion of any Realized Losses allocated to the Sub-Loan Group III-4 Certificates will be allocated first to the Class III-4A-2 Certificates until the Certificate Principal Balance thereof has been reduced to zero and then to the Class III-4A-1 Certificates until the Certificate Principal Balance thereof has been reduced to zero. The principal portion of any Realized Losses allocated to the Sub-Loan Group III-5 Certificates will be allocated first to the Class III-5A-2 Certificates until the Certificate Principal Balance thereof has been reduced to zero and then to the Class III-5A-1 Certificates until the Certificate Principal Balance thereof has been reduced to zero. The principal portion of any Realized Losses allocated to the Sub-Loan Group III-6 Certificates will be allocated first to the Class III-6A-2 Certificates until the Certificate Principal Balance thereof has been reduced to zero and then to the Class III-6A-1 Certificates until the Certificate Principal Balance thereof has been reduced to zero. Once the aggregate Certificate Principal Balance of the Certificates in a Certificate Group in Loan Group II has been reduced to zero, the principal portion of Realized Losses on the Mortgage Loans in the related Sub-Loan Group (if any) that are not allocated to the related Subordinate Certificates pursuant to Section 6.04(b)(i) will be allocated pro rata based upon their respective Certificate Principal Balances to the remaining Group II Senior Certificates of the other Certificate Groups, pro rata based upon their respective Certificate Principal Balances. Once the aggregate Certificate Principal Balance of the Certificates in a Certificate Group in Loan Group III has been reduced to zero, the principal portion of Realized Losses on the Mortgage Loans in the related Sub-Loan Group (if any) that are not allocated to the related Subordinate Certificates pursuant to Section 6.04(b)(ii) will be allocated pro rata based upon their respective Certificate Principal Balances to the remaining Group III Senior Certificates of the other Certificate Groups, pro rata based upon their respective Certificate Principal Balances. (e) Realized Losses shall be allocated on the Distribution month in which such loss was incurred and, in the case of the principal effect to distributions made on such Distribution Date. Date in the month following the portion thereof, after giving
(f) On each Distribution Date, the Securities Administrator shall determine the Subordinate Certificate Writedown Amounts. Any Subordinate Certificate Writedown Amount shall effect a corresponding reduction in the Certificate Principal Balance of the Class II-B Certificates or the Class III-B Certificates, as applicable, in the reverse order of their numerical Class designations. (g) The applicable Senior Percentage of Net Interest Shortfalls will be allocated among the Group II Senior Certificates in the related Group II Certificate Group in proportion to the amount of Accrued Certificate Interest that would have been allocated thereto in the absence of such shortfalls. The applicable Subordinate Percentage of Net Interest Shortfall will be allocated among the Group II Subordinate Certificates in proportion to the amount of Accrued Certificate Interest that would have been allocated thereto in the absence of such shortfalls. The interest portion of any Realized Losses with respect to the Group II Mortgage Loans occurring on or prior to the Group II Cross-Over Date will be allocated to the Class II-B Certificates in inverse order of their numerical Class designations. Following the Group II Cross-Over Date, the interest portion of Realized Losses on the Group II Mortgage Loans will be allocated to the Group II Senior Certificates in the related Group II Certificate Group on a pro rata basis in proportion to the amount of Accrued Certificate Interest that would have been allocated thereto in the absence of such Realized Losses. The applicable Senior Percentage of Net Interest Shortfalls will be allocated among the Group III Senior Certificates in the related Group III Certificate Group in proportion to the amount of Accrued Certificate Interest that would have been allocated thereto in the absence of such shortfalls. The applicable Subordinate Percentage of Net Interest Shortfall will be allocated among the Group III Subordinate Certificates in proportion to the amount of Accrued Certificate Interest that would have been allocated thereto in the absence of such shortfalls. The interest portion of any Realized Losses with respect to the Group III Mortgage Loans occurring on or prior to the Group III Cross-Over Date will be allocated to the Class III-B Certificates in inverse order of their numerical Class designations. Following the Group III Cross-Over Date, the interest portion of Realized Losses on the Group III Mortgage Loans will be allocated to the Group III Senior Certificates in the related Group III Certificate Group on a pro rata basis in proportion to the amount of Accrued Certificate Interest that would have been allocated thereto in the absence of such Realized Losses. (h) In addition, in the event that the Master Servicer receives any Subsequent Recoveries from a Servicer, the Master Servicer shall deposit such funds into the Distribution Account pursuant to Section 4.01(c)(ii). If, after taking into account such Subsequent Recoveries, the amount of a Realized Loss is reduced, the amount of such Subsequent Recoveries will be applied to increase the Certificate Principal Balance of the related Class of Group II Subordinate Certificates or Group III Subordinate Certificates with the highest payment priority to which Realized Losses have been allocated, but not by more than the amount of Realized Losses previously allocated to that Class of Group II Subordinate Certificates or Group III Subordinate Certificates, as applicable, pursuant to this Section 6.04. The amount of any remaining Subsequent Recoveries will be applied to sequentially increase the Certificate Principal Balance of the Group II Subordinate Certificates or Group III Subordinate Certificates, as applicable, beginning with the related Class of Subordinate Certificates with the next highest payment priority, up to the amount of such Realized Losses previously allocated to such Class or Classes of Certificates pursuant to this Section 6.04. Holders of such Certificates will not be entitled to any payments in respect of current interest on the amount of such increases for any Interest Accrual Period preceding the Distribution Date on which such increase occurs. Any such increases shall be applied to the Certificate Principal Balance of each Subordinate Certificate of such related Class in accordance with its respective Fractional Undivided Interest. Section 6.05. Cross-Collateralization. Notwithstanding the foregoing, on any Distribution Date on which the Certificate Principal Balance of the Group I Subordinate Certificates, Group II Subordinate Certificates or Group III Subordinate Certificates have been reduced to zero and a Realized Loss that is a Special Hazard Loss is to be allocated to the related Senior Certificates, such loss will be allocated among such Senior Certificates and the most subordinate outstanding class of non-related Subordinate Certificates on a pro rata basis, based on the Certificate Principal Balance thereof. Section 6.06. Payments. (a) On each Distribution Date, other than the final Distribution Date, the Securities Administrator shall distribute to each Certificateholder of record as of the immediately preceding Record Date the Certificateholder's pro rata share of its Class (based on the aggregate Fractional Undivided Interest represented by such Holder's Certificates) of all amounts required to be distributed on such Distribution Date to such Class. The Securities Administrator shall calculate the amount to be distributed to each Class and, based on such amounts, the Securities Administrator shall determine the amount to be distributed to each Certificateholder. The Securities Administrator's calculations of payments shall be based solely on information provided to the Securities Administrator by the Master Servicer. The Securities Administrator shall not be required to confirm, verify or recompute any such information but shall be entitled to rely conclusively on such information. (b) Payment of the above amounts to each Certificateholder shall be made (i) by check mailed to each Certificateholder entitled thereto at the address appearing in the Certificate Register or (ii) upon receipt by the Securities Administrator on or before the fifth Business Day preceding the
Record Date of written instructions from a Certificateholder by wire transfer to a United States dollar account maintained by the payee at any United States depository institution with appropriate facilities for receiving such a wire transfer; provided, however, that the final payment in respect of each Class of Certificates will be made only upon presentation and surrender of such respective Certificates at the office or agency of the Securities Administrator specified in the notice to Certificateholders of such final payment. Section 6.07. Statements to Certificateholders. On each Distribution Date, concurrently with each distribution to Certificateholders, the Securities Administrator shall make available to the parties hereto and each Certificateholder, via the Securities Administrator's internet website as set forth below, the following information, expressed in the aggregate and as a Fractional Undivided Interest representing an initial Certificate Principal Balance of $1,000, or in the case of the Class II-X Certificates and the Class B-IO Certificates, an initial Notional Amount of $1,000: (a) the Certificate Principal Balance or Notional Amount, as applicable, after giving effect (i) to all distributions allocable to principal on such Distribution the allocation of any Applied Realized Loss Amounts for such Distribution Date; of each Class Date and (ii)
(b) the amount of the related distribution to Holders of each Class allocable to principal, separately identifying (A) the aggregate amount of any Principal Prepayments included therein, (B) the aggregate of all scheduled payments of principal included therein and (C) the Extra Principal Distribution Amount (if any); (c) the Pass-Through Rate for each applicable Class of current Accrual Period, and, if applicable, whether such Pass-Through Cap; (d) Certificates with respect to the Rate was limited by the Net Rate
the amount of such distribution to Holders of each Class allocable to interest; and general
(e) the applicable accrual periods dates for calculating distributions Distribution Dates; (f) the total cash flows received and the general sources thereof;
(g) the amount, if any, of fees or expenses accrued and paid, with an identification of the payee and the general purpose of such fees including the related amount of the Servicing Fees paid to or retained by the Master Servicer for the related Due Period; (h) the amount of any Cap Contract Payment Amount payable to the Securities Administrator;
(i) with respect to each Loan Group, the amount of such distribution to each Certificate allocable to interest and, with respect to the Group I Certificates, the portion thereof, if any, provided by the Cap Contract; (j) the Interest Carry Forward for each Class of Certificates; Amount and any Basis Risk Shortfall Carry Forward Amount
(k) with respect to each Loan Group, all of the Mortgage Loans and (B) the Adjustable Date;
the aggregate of the Stated Principal Balance of (A) Rate Mortgage Loans, for the following Distribution
(l) the number and Outstanding Principal Balance of the Mortgage Loans in each Loan Group that were Delinquent (exclusive of any Mortgage Loan in foreclosure) in respect of which using the OTS method of calculation (A) one Scheduled Payment is Delinquent, (B) two Scheduled Payments are Delinquent, (C) three or more Scheduled Payments are Delinquent and (D) foreclosure proceedings have been commenced, in each case as of the close of business on the last day of the calendar month preceding such Distribution Date and separately identifying such information for the (1) first lien Mortgage Loans, (2) second lien Mortgage Loans, and (3) Adjustable Rate Mortgage Loans, in each such Loan Group; (m) with respect to each Loan Group, the amount of Monthly Advances included distribution on such Distribution Date (including the general purpose of such Monthly Advances); (n) Amounts to date; with respect to each Loan Group, the cumulative amount of Applied Realized in the Loss
(o) if applicable, material modifications, extensions or waivers to Mortgage Loan terms, fees, penalties or payments during the preceding calendar month or that have become material over time; (p) with respect to each Loan Group and with respect to any Mortgage Loan that was liquidated during the preceding calendar month, the loan number and aggregate Stated Principal Balance of, and Realized Loss on, such Mortgage Loan as of the close of business on the Determination Date preceding such Distribution Date; (q) with respect to each Loan Group, the total number and principal balance of any real estate owned or REO Properties as of the close of business on the last day of the calendar month preceding such Distribution Date; (r) with respect to each Loan Group, the three month rolling average of the percent equivalent of a fraction, the numerator of which is the aggregate Stated Principal Balance of the Mortgage Loans that are 60 days or more Delinquent (in respect of which using the OTS method of calculation) or are in bankruptcy or foreclosure or are REO Properties, and the denominator of which is the aggregate Stated Principal Balance of all of the Mortgage Loans in each case as of the close of business on the last day of the calendar month preceding such Distribution Date and separately identifying such information for the (1) first lien Mortgage Loans, and (2) Adjustable Rate Mortgage Loans; (s) the Realized Losses during the related Due Period and the through the end of the preceding month; (t) whether a Trigger Event exists; cumulative Realized Losses
(u) updated pool composition data including the following with respect to each Loan Group: weighted average mortgage rate and weighted average remaining term; (v) (w) [Reserved]; [Reserved];
(x) the special hazard amount, fraud loss amount and bankruptcy amount, if applicable, as of the close of business on the applicable Distribution Date and a description of any change in the calculation of these amounts; and (y) the amount of the distribution made on such Class XP Certificates allocable to Prepayment Charges. Distribution Date to the Holders of the
The Depositor covenants that if there is a material change in the solicitation, credit-granting, underwriting, origination, acquisition or Mortgage Loan selection criteria or procedures, as applicable, used to originate, acquire or select Mortgage Loans for the Trust Fund it will notify the Securities Administrator five calendar days before each Distribution Date, and if no such notification occurs, the Securities Administrator has no obligation to report with respect to (y). The Depositor covenants to the Securities Administrator that there will be no new issuance of securities backed by the same asset pool, so the Securities Administrator will only be responsible in (x) above for reporting any pool asset changes, such as additions or removals of Mortgage Loans from the Trust Fund. The information set forth above shall be calculated or reported, as the case may Securities Administrator, based solely on, and to the extent of, information provided to the Administrator and the Master Servicer by the Servicer and the Counterparty. The Administrator may conclusively rely on such information and shall not be required to confirm, recalculate any such information. be, by the Securities Securities verify or
The Securities Administrator may make available each month, to any interested party, the monthly statement to Certificateholders via the Securities Administrator's website initially located at "www.ctslink.com." Assistance in using the website can be obtained by calling the Securities Administrator's customer service desk at (301) 815-6600. Parties that are unable to use the above distribution option are entitled to have a paper copy mailed to them via first class mail by calling the Securities Administrator's customer service desk and indicating such. The Securities Administrator shall have the right to change the way such reports are distributed in order to make such distribution more convenient and/or more accessible to the parties, and the Securities Administrator shall provide timely and adequate notification to all parties regarding any such change. Within a reasonable period of time after the end of the preceding calendar year beginning in 2006, the Securities Administrator will furnish a report to each Holder of the Certificates of record at any time during the prior calendar year as to the aggregate of amounts reported pursuant to subclauses (a)(i) and (a)(ii) above with respect to the Certificates, plus information with respect to the amount of servicing compensation and such other customary information as the Securities Administrator may determine to be necessary and/or to be required by the Internal Revenue Service or by a federal or state law or rules or regulations to enable such Holders to prepare their tax returns for such calendar year. Such obligations shall be deemed to have been satisfied to the extent that substantially comparable information shall be provided by the Securities Administrator or the Trustee pursuant to the requirements of the Code. Section 6.08. Monthly Advances. If the related Servicer was required to make a Monthly Advance pursuant to the related Servicing Agreement and fails to make any required Monthly Advance, in whole or in part, the Master Servicer, as successor servicer, or any other successor servicer appointed by it, will deposit in the Distribution Account not later than the Distribution Account Deposit Date immediately preceding the related Distribution Date an amount equal to such Monthly Advance to the extent not otherwise paid by the related Servicer, net of the Servicing Fee for such Mortgage Loan except to the extent the Master Servicer determines any such advance to be a Nonrecoverable Advance. Subject to the foregoing, the Master Servicer, as successor servicer, shall continue to make such advances through the date that the related Servicer is required to do so under its Servicing Agreement; provided, however, that if the Master Servicer deems an advance to be a Nonrecoverable Advance, on the Distribution Account Deposit Date, the Master Servicer shall not be obligated to make such advance and shall present an Officer's Certificate to the Trustee (i) stating that the Master Servicer elects not to make a Monthly Advance in a stated amount and (ii) detailing the reason it deems the advance to be a Nonrecoverable Advance. Notwithstanding the foregoing, the Master Servicer shall not be required to make any Monthly Advances that Wells Fargo, as Servicer, was required to make pursuant to the Wells Fargo Servicing Agreement and failed to do so. In the event that Wells Fargo as Servicer or the Master Servicer fails to make a required Monthly Advance, the Trustee, as successor servicer or master servicer, as applicable, shall be required to remit the amount of such Monthly Advance to the Distribution Account in accordance with and subject to the terms of this Agreement (including its rights of reimbursement hereunder). Section 6.09. Compensating Interest Payments. The Master Servicer shall deposit in the Distribution Account not later than each Distribution Account Deposit Date an amount equal to the lesser of (i) the sum of the aggregate amounts required to be paid by the Servicers under the Servicing Agreements with respect to subclauses (a) and (b) of the definition of Interest Shortfall with respect to the Mortgage Loans for the related Distribution Date, and not so paid by the related Servicers and (ii) the Master Servicer Compensation for such Distribution Date (such amount, the "Compensating Interest Payment"). The Master Servicer shall not be entitled to any reimbursement of any Compensating Interest Payment. Section 6.10. Distributions on REMIC Regular Interests. (a) On each Distribution Date, the Securities Administrator shall be deemed to distribute, to REMIC IV as the holder of the REMIC I Regular Interests, those portions of the REMIC I Distribution Amount not designated to Component I of the Class R Certificates, in the amounts and in accordance with the priorities set forth in the definition of REMIC I Distribution Amount. (b) On each Distribution Date, the Securities Administrator shall be deemed to distribute to the Trustee, on behalf of REMIC V as the holder of the REMIC II Regular Interests, those portions of the REMIC II Distribution Amount not designated to Component II of the Class R Certificates, in the amounts and in accordance with the priorities set forth in the definition of REMIC II Distribution Amount. (c) On each Distribution Date, the Securities Administrator shall be deemed to distribute to the Trustee, on behalf of REMIC VI as the holder of the REMIC III Regular Interests, REMIC IV Regular Interests and REMIC V Regular Interests, those portions of the REMIC III Distribution Amount not designated to Component III of the Class R Certificates, in the amounts and in accordance with the priorities set forth in the definition of REMIC III Distribution Amount, those portions of the REMIC IV Distribution Amount not designated to Component IV of the Class R Certificates, in the amounts and in accordance with the priorities set forth in the definition of REMIC IV Distribution Amount and those portions of the REMIC V Distribution Amount not designated to Component V of the Class R Certificates, in the amounts and in accordance with the priorities set forth in the definition of REMIC V Distribution Amount. (d) On each Distribution Date, the Securities Administrator shall be deemed to distribute the REMIC VI Distribution Amount to: (i) the holders of the Certificates (other than the Class B-IO Certificates), as the holders of the REMIC VI Interests (other than REMIC VI Regular Interests B-IO-I and B-IO-P) and (ii) itself on behalf of REMIC VII, as the holder of REMIC VI Regular Interests B-IO-I and B-IO-P, in the amounts and in accordance with the priorities set forth in the definition of REMIC VI Distribution Amount. (e) On each Distribution Date, the Securities Administrator shall be deemed to distribute to the holder of the Class B-IO Certificates, as the holder of the REMIC VII Regular Interest, the amounts set forth in the definition of REMIC VII Distribution Amount. (f) Notwithstanding the deemed distributions on the REMIC Regular Interests described in
this Section 6.10, distributions of funds from the Distribution with Sections 6.01 and 6.02. ARTICLE VII The Master Servicer
Account shall be made only in accordance
Section 7.01. Liabilities of the Master Servicer. The Master Servicer shall be liable in accordance herewith only to the extent of the obligations specifically imposed upon and undertaken by it herein. Section 7.02. Merger or Consolidation of the Master Servicer. (a) The Master Servicer will keep in full force and effect its existence, rights and franchises as a corporation under the laws of the state of its incorporation, and will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement, the Certificates or any of the Mortgage Loans and to perform its duties under this Agreement. (b) Any Person into which the Master Servicer may be merged or consolidated, or any corporation resulting from any merger or consolidation to which the Master Servicer shall be a party, or any Person succeeding to the business of the Master Servicer, shall be the successor of the Master Servicer hereunder, without the execution or filing of any paper or further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding. Section 7.03. Indemnification of the Trustee, the Master Servicer and the Securities Administrator. (a) The Master Servicer agrees to indemnify the Indemnified Persons for, and to hold them harmless against, any loss, liability or expense (including reasonable legal fees and disbursements of counsel) incurred on their part that may be sustained in connection with, arising out of, or relating to, any claim or legal action (including any pending or threatened claim or legal action) relating to this Agreement, the Servicing Agreements, the Assignment Agreements or the Certificates or the powers of attorney delivered by the Trustee hereunder (i) related to the Master Servicer's failure to perform its duties in compliance with this Agreement (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this Agreement) or (ii) incurred by reason of the Master Servicer's willful misfeasance, bad faith or gross negligence in the performance of duties hereunder or by reason of reckless disregard of obligations and duties hereunder, provided, in each case, that with respect to any such claim or legal action (or pending or threatened claim or legal action), the Trustee shall have given the Master Servicer and the Depositor written notice thereof promptly after a Responsible Officer of the Trustee shall have with respect to such claim or legal action actual knowledge thereof. The Trustee's failure to give any such notice shall not affect the Trustee's right to indemnification hereunder, except to the extent the Master Servicer is materially prejudiced by such failure to give notice. This indemnity shall survive the resignation or removal of the Trustee, Master Servicer or the Securities Administrator and the termination of this Agreement. (b) The Trust Fund will indemnify any Indemnified Person for any loss, liability or expense (including reasonable legal fees and disbursements of counsel) of any Indemnified Person not otherwise covered by the Master Servicer's indemnification pursuant to Section 7.03(a). Section 7.04. Limitations on Liability of the Master Servicer and Others. Subject to the obligation of the Master Servicer to indemnify the Indemnified Persons pursuant to Section 7.03: (a) Neither the Master Servicer nor any of the directors, officers, employees or agents of the Master Servicer shall be under any liability to the Indemnified Persons, the Depositor, the Trust Fund or the Certificateholders for taking any action or for refraining from taking any action in good faith pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Master Servicer or any such Person against any breach of warranties or representations made herein or any liability which would otherwise be imposed by reason of such Person's willful misfeasance, bad faith or gross negligence in the performance of duties or by reason of reckless disregard of obligations and duties hereunder. (b) The Master Servicer and any director, officer, employee or agent of the Master Servicer may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder. (c) The Master Servicer, the Custodian and any director, officer, employee or agent of the Master Servicer or the Custodian shall be indemnified by the Trust and held harmless thereby against any loss, liability or expense (including reasonable legal fees and disbursements of counsel) incurred on their part that may be sustained in connection with, arising out of, or related to, any claim or legal action (including any pending or threatened claim or legal action) relating to this Agreement, the Certificates or any Servicing Agreement (except to the extent that the Master Servicer is indemnified by the Servicer thereunder), other than (i) any such loss, liability or expense related to the Master Servicer's failure to perform its duties in compliance with this Agreement (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this Agreement), or to the Custodian's failure to perform its duties under the Custodial Agreement, respectively, or (ii) any such loss, liability or expense incurred by reason of the Master Servicer's or the Custodian's willful misfeasance, bad faith or gross negligence in the performance of duties hereunder or under the Custodial Agreement, as applicable, or by reason of reckless disregard of obligations and duties hereunder or under the Custodial Agreement, as applicable. (d) The Master Servicer shall not be under any obligation to appear in, prosecute or defend any legal action that is not incidental to its duties under this Agreement and that in its opinion may involve it in any expense or liability; provided, however, the Master Servicer may in its discretion, with the consent of the Trustee (which consent shall not be unreasonably withheld), undertake any such action which it may deem necessary or desirable with respect to this Agreement and the rights and duties of the parties hereto and the interests of the Certificateholders hereunder. In such event, the legal expenses and costs of such action and any liability resulting therefrom shall be expenses, costs and liabilities of the Trust Fund, and the Master Servicer shall be entitled to be reimbursed therefor out of the Distribution Account as provided by Section 4.05. Nothing in this Section 7.04(d) shall affect the Master Servicer's obligation to supervise, or to take such actions as are necessary to ensure, the servicing and administration of the Mortgage Loans pursuant to Section 3.01(a). (e) In taking or recommending any course of action pursuant to this Agreement, unless specifically required to do so pursuant to this Agreement, the Master Servicer shall not be required to investigate or make recommendations concerning potential liabilities which the Trust might incur as a result of such course of action by reason of the condition of the Mortgaged Properties but shall give notice to the Trustee if it has notice of such potential liabilities. (f) The Master Servicer shall not be liable except as otherwise expressly provided herein. for any acts or omissions of any Servicer,
Section 7.05. Master Servicer Not to Resign. Except as provided in Section 7.07, the Master Servicer shall not resign from the obligations and duties hereby imposed on it except upon a determination that any such duties hereunder are no longer permissible under applicable law and such impermissibility cannot be cured. Any such determination permitting the resignation of the Master
Servicer shall be evidenced by an Opinion of Independent Counsel addressed to the Trustee to such effect delivered to the Trustee. No such resignation by the Master Servicer shall become effective until the Company or the Trustee or a successor to the Master Servicer reasonably satisfactory to the Trustee shall have assumed the responsibilities and obligations of the Master Servicer in accordance with Section 8.02 hereof. The Trustee shall notify the Rating Agencies upon its receipt of written notice of the resignation of the Master Servicer. Section 7.06. Successor Master Servicer. In connection with the appointment of any successor Master Servicer or the assumption of the duties of the Master Servicer, the Company or the Trustee may make such arrangements for the compensation of such successor master servicer out of payments on the Mortgage Loans as the Company or the Trustee and such successor master servicer shall agree. If the successor master servicer does not agree that such market value is a fair price, such successor master servicer shall obtain two quotations of market value from third parties actively engaged in the servicing of single-family mortgage loans. Notwithstanding the foregoing, the compensation payable to a successor master servicer may not exceed the compensation which the Master Servicer would have been entitled to retain if the Master Servicer had continued to act as Master Servicer hereunder. Section 7.07. Sale and Assignment of Master Servicing. The Master Servicer may sell and assign its rights and delegate its duties and obligations in its entirety as Master Servicer under this Agreement and the Company may terminate the Master Servicer without cause and select a new Master Servicer; provided, however, that: (i) the purchaser or transferee accepting such assignment and delegation (a) shall be a Person which shall be qualified to service mortgage loans for Fannie Mae or Freddie Mac; (b) shall have a net worth of not less than $10,000,000 (unless otherwise approved by each Rating Agency pursuant to clause (ii) below); (c) shall be reasonably satisfactory to the Trustee (as evidenced in a writing signed by the Trustee); and (d) shall execute and deliver to the Trustee an agreement, in form and substance reasonably satisfactory to the Trustee, which contains an assumption by such Person of the due and punctual performance and observance of each covenant and condition to be performed or observed by it as master servicer under this Agreement, the Custodial Agreement from and after the effective date of such agreement; (ii) each Rating Agency shall be given prior written notice of the identity of the proposed successor to the Master Servicer and each Rating Agency's rating of the Certificates in effect immediately prior to such assignment, sale and delegation will not be downgraded, qualified or withdrawn as a result of such assignment, sale and delegation, as evidenced by a letter to such effect delivered to the Master Servicer and the Trustee (at the expense of the Master Servicer); (iii) the Master Servicer assigning and selling the master servicing shall deliver to the Trustee an Officer's Certificate and an Opinion of Independent Counsel addressed to the Trustee, each stating that all conditions precedent to such action under this Agreement have been completed and such action is permitted by and complies with the terms of this Agreement; and (iv) in the event the Master Servicer is terminated without cause by the Company, the Company shall pay the terminated Master Servicer a termination fee equal to 0.25% of the aggregate Stated Principal Balance of the Mortgage Loans at the time the master servicing of the Mortgage Loans is transferred to the successor Master Servicer. No such assignment or delegation shall affect any rights or liability of the Master Servicer arising prior to the effective date thereof. ARTICLE VIII Default Section 8.01. Events of Default. "Event of Default," wherever used herein, means any one of the following events (whatever the reason for such Event of Default and whether it shall be voluntary or involuntary or be effected by operation of law or pursuant to any judgment, decree or order of any court or any order, rule or regulation of any administrative or governmental body) and only with respect to the defaulting Master Servicer: (a) The Master Servicer fails to cause to be deposited in the Distribution Account any amount so required to be deposited pursuant to this Agreement (other than a Monthly Advance), and such failure continues unremedied for a period of three Business Days after the date upon which written notice of such failure, requiring the same to be remedied, shall have been given to the Master Servicer; or (b) The Master Servicer fails to observe or perform in any material respect any other material covenants and agreements set forth in this Agreement to be performed by it, which covenants and agreements materially affect the rights of Certificateholders, and such failure continues unremedied for a period of 60 days after the date on which written notice of such failure, properly requiring the same to be remedied, shall have been given to the Master Servicer by the Trustee or to the Master Servicer and the Trustee by the Holders of Certificates evidencing Fractional Undivided Interests aggregating not less than 25% of the Trust Fund; or (c) There is entered against the Master Servicer a decree or order by a court or agency or supervisory authority having jurisdiction in the premises for the appointment of a conservator, receiver or liquidator in any insolvency, readjustment of debt, marshaling of assets and liabilities or similar proceedings, or for the winding up or liquidation of its affairs, and the continuance of any such decree or order is unstayed and in effect for a period of 60 consecutive days, or an involuntary case is commenced against the Master Servicer under any applicable insolvency or reorganization statute and the petition is not dismissed within 60 days after the commencement of the case; or (d) The Master Servicer consents to the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshaling of assets and liabilities or similar proceedings of or relating to the Master Servicer or substantially all of its property; or the Master Servicer admits in writing its inability to pay its debts generally as they become due, files a petition to take advantage of any applicable insolvency or reorganization statute, makes an assignment for the benefit of its creditors, or voluntarily suspends payment of its obligations; (e) The Master Servicer assigns or delegates its duties or rights under this Agreement in contravention of the provisions permitting such assignment or delegation under Sections 7.05 or 7.07; (f) or (g) The Master Servicer fails to cause to be deposited, in the Distribution Account any Monthly Advance (other than a Nonrecoverable Advance) by 5:00 p.m. New York City time on the Distribution Account Deposit Date. In each and every such case, so long as such Event of Default with respect to the Master Servicer shall not have been remedied, either the Trustee or the Holders of Certificates evidencing Fractional Undivided Interests aggregating not less than 51% of the principal of the Trust Fund, by notice in writing to the Master Servicer (and to the Trustee if given by such Certificateholders), with a copy to the Rating Agencies, and with the consent of the Company, may terminate all of the rights and obligations (but not the liabilities) of the Master Servicer under this Agreement and in and to the Mortgage Loans and/or the REO Property serviced by the Master Servicer and the proceeds thereof. Upon the receipt by the Master Servicer of the written notice, all authority and power of the Master Servicer under this Agreement, whether with respect to the Certificates, the Mortgage Loans, REO Property or under any other related agreements (but only to the extent that such other agreements relate to the Mortgage Loans or related REO Property) shall, subject to Section 3.17 and Section 8.02, automatically The Master Servicer fails to comply with Section 3.16, Section 3.17 and Section 3.18;
and without further action pass to and be vested in the Trustee, in its capacity as successor Master Servicer, pursuant to this Section 8.01 (and, with respect to an Event of Default resulting from the Master Servicer's failure to comply with Section 3.17, such power and authority of the Master Servicer shall, subject to Section 8.02, automatically and without further action pass to and be vested in the successor Master Servicer appointed by the Depositor); and, without limitation, the Trustee, in its capacity as successor Master Servicer (or such successor Master Servicer appointed by the Depositor, as the case may be), is hereby authorized and empowered to execute and deliver, on behalf of the Master Servicer as attorney-in-fact or otherwise, any and all documents and other instruments and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of the Mortgage Loans and related documents, or otherwise. The Master Servicer agrees to cooperate with the Trustee, in its capacity as successor Master Servicer (or such successor Master Servicer appointed by the Depositor, as the case may be), in effecting the termination of the Master Servicer's rights and obligations hereunder, including, without limitation, the transfer to the Trustee, in its capacity as successor Master Servicer (or such successor Master Servicer appointed by the Depositor, as the case may be), of (i) the property and amounts which are then or should be part of the Trust or which thereafter become part of the Trust; and (ii) originals or copies of all documents of the Master Servicer reasonably requested by the Trustee, in its capacity as successor Master Servicer (or such successor Master Servicer appointed by the Depositor, as the case may be), to enable it to assume the Master Servicer's duties thereunder. In addition to any other amounts which are then, or, notwithstanding the termination of its activities under this Agreement, may become payable to the Master Servicer under this Agreement, the Master Servicer shall be entitled to receive, out of any amount received on account of a Mortgage Loan or related REO Property, that portion of such payments which it would have received as reimbursement under this Agreement if notice of termination had not been given. The termination of the rights and obligations of the Master Servicer shall not affect any obligations incurred by the Master Servicer prior to such termination. Notwithstanding the foregoing, if an Event of Default described in clause (f) of this Section 8.01 shall occur, the Trustee shall, by notice in writing to the Master Servicer, which may be delivered by telecopy, immediately terminate all of the rights and obligations of the Master Servicer thereafter arising under this Agreement, but without prejudice to any rights it may have as a Certificateholder or to reimbursement of Monthly Advances and other advances of its own funds, and the Trustee, in its capacity as successor Master Servicer (or such successor Master Servicer appointed by the Depositor, as the case may be), shall act as provided in Section 8.02 to carry out the duties of the Master Servicer, including the obligation to make any Monthly Advance the nonpayment of which was an Event of Default described in clause (f) of this Section 8.01. Any such action taken by the Trustee, in its capacity as successor Master Servicer (or such successor Master Servicer appointed by the Depositor, as the case may be), must be prior to the distribution on the relevant Distribution Date. Section 8.02. Successor to Act; Appointment of Successor. (a) Upon the receipt by the Master Servicer of a notice of termination pursuant to Section 8.01 or an Opinion of Independent Counsel pursuant to Section 7.05 to the effect that the Master Servicer is legally unable to act or to delegate its duties to a Person which is legally able to act, the Trustee, in its capacity as successor Master Servicer (and, with respect to an Event of Default resulting from the Master Servicer's failure to comply with Section 3.17, the successor Master Servicer appointed by the Depositor pursuant to Section 3.17), shall automatically become the successor in all respects to the Master Servicer in its capacity under this Agreement and the transactions set forth or provided for herein and shall thereafter have all of the rights and powers of, and be subject to all the responsibilities, duties, liabilities and limitations on liabilities relating thereto placed on the Master Servicer by the terms and provisions hereof; provided, however, that the Company shall have the right to either (a) immediately assume the duties of the Master Servicer or (b) select a successor Master Servicer; provided further, however, that the Trustee, in its capacity as successor Master Servicer (and, with respect to an Event of Default resulting from the Master Servicer's failure to comply with Section 3.17, the successor Master Servicer appointed by the Depositor pursuant to Section 3.17), shall have no obligation whatsoever with respect to any liability (other than advances deemed recoverable and not previously made) incurred by the Master Servicer at or prior to the time of termination. As compensation therefor, but subject to Section 7.06, the Trustee, in its capacity as successor Master Servicer (and, with respect to an Event of Default resulting from the Master Servicer's failure to comply with Section 3.17, the successor Master Servicer appointed by the Depositor pursuant to Section 3.17), shall be entitled to compensation which the Master Servicer would have been entitled to retain if the Master Servicer had continued to act hereunder, except for those amounts due the Master Servicer as reimbursement permitted under this Agreement for advances previously made or expenses previously incurred. Notwithstanding the above, the Trustee, in its capacity as successor Master Servicer (or, with respect to an Event of Default resulting from the Master Servicer's failure to comply with Section 3.17, the successor Master Servicer appointed by the Depositor pursuant to Section 3.17), may, if it shall be unwilling so to act, or shall, if it is legally unable so to act, appoint or petition a court of competent jurisdiction to appoint, any established housing and home finance institution which is a Fannie Mae- or Freddie Mac-approved servicer, and with respect to a successor to the Master Servicer only, having a net worth of not less than $10,000,000, as the successor to the Master Servicer hereunder in the assumption of all or any part of the responsibilities, duties or liabilities of the Master Servicer hereunder; provided, that the Trustee, in its capacity as successor Master Servicer (or, with respect to an Event of Default resulting from the Master Servicer's failure to comply with Section 3.17, the successor Master Servicer appointed by the Depositor pursuant to Section 3.17), shall obtain a letter from each Rating Agency that the ratings, if any, on each of the Certificates will not be lowered as a result of the selection of the successor to the Master Servicer. Pending appointment of a successor to the Master Servicer hereunder, the Trustee, in its capacity as successor Master Servicer, shall act (other than with respect to an Event of Default resulting from the Master Servicer's failure to comply with Section 3.17, in which event the successor appointed by the Depositor shall act) in such capacity as hereinabove provided. In connection with such appointment and assumption, the Trustee may make such arrangements for the compensation of such successor out of payments on the Mortgage Loans as it and such successor shall agree; provided, however, that the provisions of Section 7.06 shall apply, the compensation shall not be in excess of that which the Master Servicer would have been entitled to if the Master Servicer had continued to act hereunder, and that such successor shall undertake and assume the obligations of the Trustee to pay compensation to any third Person acting as an agent or independent contractor in the performance of master servicing responsibilities hereunder. The Trustee and such successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession. (b) If the Trustee shall succeed to any duties of the Master Servicer respecting the Mortgage Loans as provided herein, it shall do so in a separate capacity and not in its capacity as Trustee and, accordingly, the provisions of Article IX shall be inapplicable to the Trustee in its duties as the successor to the Master Servicer in the servicing of the Mortgage Loans (although such provisions shall continue to apply to the Trustee in its capacity as Trustee); the provisions of Article VII, however, shall apply to it in its capacity as successor Master Servicer. The costs and expenses of the Trustee in connection with the termination of the Master Servicer, the appointment of a successor Master Servicer and, if applicable, any transfer of servicing, including, without limitation, all costs and expenses associated with the complete transfer of all servicing data and the completion, correction or manipulation of such servicing data as may be required by the Trustee to correct any errors or insufficiencies in the servicing data or otherwise to enable the Trustee or the successor Master Servicer to service the Mortgage Loans properly and effectively, to the extent not paid by the terminated Master Servicer, shall be payable to the Trustee pursuant to Section 9.05. Any successor to the Master Servicer acting as successor servicer under any Servicing Agreement shall give notice to the applicable Mortgagors of such change of servicer and shall, during the term of
its service as successor Master Servicer maintain in force the policy or Servicer is required to maintain pursuant to Section 3.04.
policies
that the Master
Section 8.03. Notification to Certificateholders. Upon any termination or appointment of a successor to the Master Servicer, the Trustee shall give prompt written notice thereof to the Securities Administrator or, if the Securities Administrator is terminated or resigns upon the termination of the Master Servicer, the successor securities administrator, and the Securities Administrator or the successor securities administrator shall give prompt written notice thereof to the Rating Agencies and the Certificateholders at their respective addresses appearing in the Certificate Register. Section 8.04. Waiver of Defaults. The Trustee shall transmit by mail to the Securities Administrator, who shall give prompt written notice thereof to all Certificateholders, within 60 days after the occurrence of any Event of Default actually known to a Responsible Officer of the Trustee, unless such Event of Default shall have been cured, notice of each such Event of Default. The Holders of Certificates evidencing Fractional Undivided Interests aggregating not less than 51% of the Trust Fund may, on behalf of all Certificateholders, waive any default by the Master Servicer in the performance of its obligations hereunder and the consequences thereof, except a default in the making of or the causing to be made any required distribution on the Certificates, which default may only be waived by Holders of Certificates evidencing Fractional Undivided Interests aggregating 100% of the Trust Fund. Upon any such waiver of a past default, such default shall be deemed to cease to exist, and any Event of Default arising therefrom shall be deemed to have been timely remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon except to the extent expressly so waived. The Securities Administrator shall give notice of any such waiver to the Trustee and the Rating Agencies. Section 8.05. List of Certificateholders. Upon written request of three or more Certificateholders of record, for purposes of communicating with other Certificateholders with respect to their rights under this Agreement, the Securities Administrator will afford such Certificateholders access during business hours to the most recent list of Certificateholders held by the Securities Administrator. ARTICLE IX Concerning the Trustee and the Securities Administrator Section 9.01. Duties of Trustee and Securities Administrator. (a) The Trustee, prior to the occurrence of an Event of Default and after the curing or waiver of all Events of Default which may have occurred, and the Securities Administrator each undertake to perform such duties and only such duties as are specifically set forth in this Agreement as duties of the Trustee and the Securities Administrator, respectively. If an Event of Default has occurred and has not been cured or waived, the Trustee shall exercise such of the rights and powers vested in it by this Agreement, and subject to Section 8.02(b) use the same degree of care and skill in their exercise, as a prudent person would exercise under the circumstances in the conduct of his own affairs. (b) Upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders or other instruments which are specifically required to be furnished to the Trustee and the Securities Administrator pursuant to any provision of this Agreement, the Trustee and the Securities Administrator, respectively, shall examine them to determine whether they are in the form required by this Agreement; provided, however, that neither the Trustee nor the Securities Administrator shall be responsible for the accuracy or content of any resolution, certificate, statement, opinion, report, document, order or other instrument furnished hereunder; provided, further, that neither the Trustee nor the Securities Administrator shall be responsible for the accuracy or verification of any calculation provided to it pursuant to this Agreement. (c) On each Distribution Date, the Securities Administrator shall make monthly distributions and the final distribution to the related Certificateholders from related funds in the Distribution Account as provided in Sections 6.01 and 10.01 herein based solely on the report of the Master Servicer. (d) No provision of this Agreement shall be construed Securities Administrator from liability for its own negligent action, or its own willful misconduct; provided, however, that: to relieve the Trustee or the its own negligent failure to act
(i) Prior to the occurrence of an Event of Default, and after the curing or waiver of all such Events of Default which may have occurred, the duties and obligations of the Trustee and the Securities Administrator shall be determined solely by the express provisions of this Agreement, neither the Trustee nor the Securities Administrator shall be liable except for the performance of their respective duties and obligations as are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this Agreement against the Trustee or the Securities Administrator and, in the absence of bad faith on the part of the Trustee or the Securities Administrator, respectively, the Trustee or the Securities Administrator, respectively, may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to the Trustee or the Securities Administrator, respectively, and conforming to the requirements of this Agreement; (ii) Neither the Trustee nor the Securities Administrator shall be liable in its individual capacity for an error of judgment made in good faith by a Responsible Officer or Responsible Officers of the Trustee or an officer of the Securities Administrator, respectively, unless it shall be proved that the Trustee or the Securities Administrator, respectively, was negligent in ascertaining the pertinent facts; (iii) Neither the Trustee nor the Securities Administrator shall be liable with respect to any action taken, suffered or omitted to be taken by it in good faith in accordance with the directions of the Holders of Certificates evidencing Fractional Undivided Interests aggregating not less than 25% of the Trust Fund, if such action or non-action relates to the time, method and place of conducting any proceeding for any remedy available to the Trustee or the Securities Administrator, respectively, or exercising any trust or other power conferred upon the Trustee or the Securities Administrator, respectively, under this Agreement; (iv) The Trustee shall not be required to take notice or be deemed to have notice or knowledge of any default or Event of Default unless a Responsible Officer of the Trustee's Corporate Trust Office shall have actual knowledge thereof. In the absence of such notice, the Trustee may conclusively assume there is no such default or Event of Default; (v) The Trustee shall not in any Account held by or in the name of Trustee jurisdiction that the Trustee's gross negligence insufficiency (except to the extent that the Trustee any way be liable by reason of any insufficiency in unless it is determined by a court of competent or willful misconduct was the primary cause of such is obligor and has defaulted thereon);
(vi) The Securities Administrator shall not in any way be liable by reason of any insufficiency in any Account held by the Securities Administrator hereunder or any Account held by the Securities Administrator in the name of the Trustee unless it is determined by a court of competent jurisdiction that the Securities Administrator's gross negligence or willful misconduct was the primary cause of such insufficiency (except to the extent that the Securities Administrator is obligor and has
defaulted thereon); (vii) Anything in this Agreement to the contrary notwithstanding, in no event shall the Trustee or the Securities Administrator be liable for special, indirect or consequential loss or damage of any kind whatsoever (including but not limited to lost profits), even if the Trustee or the Securities Administrator, respectively, has been advised of the likelihood of such loss or damage and regardless of the form of action; (viii) None of the Securities Administrator, the Master Servicer, the Depositor, the Company, the Custodian, the Counterparty or the Trustee shall be responsible for the acts or omissions of the other, it being understood that this Agreement shall not be construed to render them partners, joint venturers or agents of one another and (ix) Neither the Trustee nor the Securities Administrator shall be required to expend or risk its own funds or otherwise incur financial liability in the performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if there is reasonable ground for believing that the repayment of such funds or adequate indemnity against such risk or liability is not reasonably assured to it, and none of the provisions contained in this Agreement shall in any event require the Trustee or the Securities Administrator to perform, or be responsible for the manner of performance of, any of the obligations of the Master Servicer under this Agreement, except during such time, if any, as the Trustee shall be the successor to, and be vested with the rights, duties, powers and privileges of, the Master Servicer in accordance with the terms of this Agreement. (e) Except for those actions that the Trustee or the Securities Administrator is required to take hereunder, neither the Trustee nor the Securities Administrator shall have any obligation or liability to take any action or to refrain from taking any action hereunder in the absence of written direction as provided hereunder. Section 9.02. Certain Matters Affecting Except as otherwise provided in Section 9.01: the Trustee and the Securities Administrator.
(a) The Trustee and the Securities Administrator may rely and shall be protected in acting or refraining from acting in reliance on any resolution, certificate of the Securities Administrator (with respect to the Trustee only), the Depositor, the Master Servicer or a Servicer, certificate of auditors or any other certificate, statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond or other paper or document believed by it to be genuine and to have been signed or presented by the proper party or parties; (b) The Trustee and the Securities Administrator may consult with counsel and any advice of such counsel or any Opinion of Counsel shall be full and complete authorization and protection with respect to any action taken or suffered or omitted by it hereunder in good faith and in accordance with such advice or Opinion of Counsel; (c) Neither the Trustee nor the Securities Administrator shall be under any obligation to exercise any of the trusts or powers vested in it by this Agreement, other than its obligation to give notices pursuant to this Agreement, or to institute, conduct or defend any litigation hereunder or in relation hereto at the request, order or direction of any of the Certificateholders pursuant to the provisions of this Agreement, unless such Certificateholders shall have offered to the Trustee reasonable security or indemnity against the costs, expenses and liabilities which may be incurred therein or thereby. Nothing contained herein shall, however, relieve the Trustee of the obligation, upon the occurrence of an Event of Default of which a Responsible Officer of the Trustee has actual knowledge (which has not been cured or waived), to exercise such of the rights and powers vested in it by this Agreement, and to use the same degree of care and skill in their exercise, as a prudent person would exercise under the circumstances in the conduct of his own affairs; (d) Prior to the occurrence of an Event of Default hereunder and after the curing or waiver of all Events of Default which may have occurred, neither the Trustee nor the Securities Administrator shall be liable in its individual capacity for any action taken, suffered or omitted by it in good faith and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Agreement; (e) Neither the Trustee nor the Securities Administrator shall be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, consent, order, approval, bond or other paper or document, unless requested in writing to do so by Holders of Certificates evidencing Fractional Undivided Interests aggregating not less than 25% of the Trust Fund and provided that the payment within a reasonable time to the Trustee or the Securities Administrator, as applicable, of the costs, expenses or liabilities likely to be incurred by it in the making of such investigation is, in the Opinion of the Trustee or the Securities Administrator, as applicable, reasonably assured to the Trustee or the Securities Administrator, as applicable, by the security afforded to it by the terms of this Agreement. The Trustee or the Securities Administrator may require reasonable indemnity against such expense or liability as a condition to taking any such action. The reasonable expense of every such examination shall be paid by the Certificateholders requesting the investigation; (f) The Trustee and the Securities Administrator may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or through Affiliates, agents or attorneys; provided, however, that the Trustee may not appoint any agent (other than the Custodian) to perform its custodial functions with respect to the Mortgage Files or paying agent functions under this Agreement without the express written consent of the Master Servicer, which consent will not be unreasonably withheld. Neither the Trustee nor the Securities Administrator shall be liable or responsible for the misconduct or negligence of any of the Trustee's or the Securities Administrator's agents or attorneys or a custodian or paying agent appointed hereunder by the Trustee or the Securities Administrator with due care and, when required, with the consent of the Master Servicer; (g) Should the Trustee or the Securities Administrator deem the nature of any action required on its part, other than a payment or transfer by the Securities Administrator under Section 4.01(b) or Section 4.04, to be unclear, the Trustee or the Securities Administrator, respectively, may require prior to such action that it be provided by the Depositor with reasonable further instructions; (h) The right of the Trustee or the Securities Administrator to perform any discretionary act enumerated in this Agreement shall not be construed as a duty, and neither the Trustee nor the Securities Administrator shall be accountable for other than its negligence or willful misconduct in the performance of any such act; (i) Neither the Trustee nor the Securities Administrator shall be required to give any bond or surety with respect to the execution of the trust created hereby or the powers granted hereunder, except as provided in Section 9.07; and (j) Neither the Trustee nor the Securities Administrator shall have any duty to conduct any affirmative investigation as to the occurrence of any condition requiring the repurchase of any Mortgage Loan by the Sponsor pursuant to this Agreement, the Mortgage Loan Purchase Agreement or the Subsequent Mortgage Loan Purchase Agreement, as applicable, or the eligibility of any Mortgage Loan for purposes of this Agreement.
Section 9.03. Trustee and Securities Administrator Not Liable for Certificates or Mortgage Loans. The recitals contained herein and in the Certificates (other than the signature and countersignature of the Securities Administrator on the Certificates) shall be taken as the statements of the Depositor, and neither the Trustee nor the Securities Administrator shall have any responsibility for their correctness. Neither the Trustee nor the Securities Administrator makes any representation as to the validity or sufficiency of the Certificates (other than the signature and countersignature of the Securities Administrator on the Certificates) or of any Mortgage Loan except as expressly provided in Sections 2.02 and 2.05 hereof; provided, however, that the foregoing shall not relieve the Trustee of the obligation to review the Mortgage Files pursuant to Sections 2.02 and 2.04. The Securities Administrator's signature and countersignature (or countersignature of its agent) on the Certificates shall be solely in its capacity as Securities Administrator and shall not constitute the Certificates an obligation of the Securities Administrator in any other capacity. Neither the Trustee nor the Securities Administrator shall be accountable for the use or application by the Depositor of any of the Certificates or of the proceeds of such Certificates, or for the use or application of any funds paid to the Depositor with respect to the Mortgage Loans. Subject to the provisions of Section 2.05, neither the Trustee nor the Securities Administrator shall be responsible for the legality or validity of this Agreement or any document or instrument relating to this Agreement, the validity of the execution of this Agreement or of any supplement hereto or instrument of further assurance, or the validity, priority, perfection or sufficiency of the security for the Certificates issued hereunder or intended to be issued hereunder. Neither the Trustee nor the Securities Administrator shall at any time have any responsibility or liability for or with respect to the legality, validity and enforceability of any Mortgage or any Mortgage Loan, or the perfection and priority of any Mortgage or the maintenance of any such perfection and priority, or for or with respect to the sufficiency of the Trust Fund or its ability to generate the payments to be distributed to Certificateholders, under this Agreement. Neither the Trustee nor the Securities Administrator shall have any responsibility for filing any financing or continuation statement in any public office at any time or to otherwise perfect or maintain the perfection of any security interest or lien granted to it hereunder or to record this Agreement other than any continuation statements filed by the Trustee pursuant to Section 3.20. Section 9.04. Trustee and Securities Administrator May Own Certificates. The Trustee and the Securities Administrator in their individual capacities or in any capacity other than as Trustee or Securities Administrator, hereunder may become the owner or pledgee of any Certificates with the same rights it would have if it were not the Trustee or the Securities Administrator, as applicable, and may otherwise deal with the parties hereto. Section 9.05. Trustee's and Securities Administrator's Fees and Expenses. The fees and expenses of the Trustee shall be paid in accordance with a side letter agreement between the Trustee and the Master Servicer. The Securities Administrator shall be paid by the Master Servicer from the Master Servicer's compensation. In addition, the Trustee and the Securities Administrator will be entitled to recover from the Distribution Account pursuant to Section 4.05(l) all reasonable out-of-pocket expenses, disbursements and advances and the expenses of the Trustee and the Securities Administrator, respectively, in connection with such Person's compliance with Section 3.23, any Event of Default, any breach of this Agreement, the termination of the Master Servicer, the appointment of a successor Master Servicer and, if applicable, any transfer of servicing as set forth in Section 8.02(b), or as otherwise set forth herein, or any claim or legal action (including any pending or threatened claim or legal action) incurred or made by or against the Trustee or the Securities Administrator, respectively, in the administration of the trusts hereunder (including the reasonable compensation, expenses and disbursements of its counsel) except any such expense, disbursement or advance as may arise from its negligence or intentional misconduct or which is the responsibility of the Certificateholders. If funds in the Distribution Account are insufficient therefor, the Trustee and the Securities Administrator shall recover such expenses from the Depositor. Such compensation and reimbursement obligation shall not be limited by any provision of law in regard to the compensation of a trustee of an express trust. Section 9.06. Eligibility Requirements for Trustee and Securities Administrator. The Trustee and any successor Trustee and the Securities Administrator and any successor Securities Administrator shall during the entire duration of this Agreement be a state bank or trust company or a national banking association organized and doing business under the laws of such state or the United States of America, authorized under such laws to exercise corporate trust powers, having a combined capital and surplus and undivided profits of at least $40,000,000 or, in the case of a successor Trustee, $50,000,000, subject to supervision or examination by federal or state authority and, in the case of the Trustee, rated "BBB" or higher by S&P with respect to their long-term rating and rated "BBB" or higher by S&P and "Baa2" or higher by Moody's with respect to any outstanding long-term unsecured unsubordinated debt, and, in the case of a successor Trustee or successor Securities Administrator other than pursuant to Section 9.10, rated in one of the two highest long-term debt categories of, or otherwise acceptable to, each of the Rating Agencies. If the Trustee publishes reports of condition at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purposes of this Section 9.06 the combined capital and surplus of such corporation shall be deemed to be its total equity capital (combined capital and surplus) as set forth in its most recent report of condition so published. In case at any time the Trustee or the Securities Administrator shall cease to be eligible in accordance with the provisions of this Section 9.06, the Trustee or the Securities Administrator shall resign immediately in the manner and with the effect specified in Section 9.08. Section 9.07. Insurance. The Trustee and the Securities Administrator, at their own expense, shall at all times maintain and keep in full force and effect: (i) fidelity insurance, (ii) theft of documents insurance and (iii) forgery insurance (which may be collectively satisfied by a "Financial Institution Bond" and/or a "Bankers' Blanket Bond"). All such insurance shall be in amounts, with standard coverage and subject to deductibles, as are customary for insurance typically maintained by banks or their affiliates which act as custodians for investor-owned mortgage pools. A certificate of an officer of the Trustee or the Securities Administrator as to the Trustee's or the Securities Administrator's, respectively, compliance with this Section 9.07 shall be furnished to any Certificateholder upon reasonable written request. Section 9.08. Resignation and Removal of the Trustee and Securities Administrator. (a) The Trustee and the Securities Administrator may at any time resign and be discharged from the Trust hereby created by giving written notice thereof to the Depositor and the Master Servicer, with a copy to the Rating Agencies. Upon receiving such notice of resignation, the Depositor shall promptly appoint a successor Trustee or successor Securities Administrator, as applicable, by written instrument, in triplicate, one copy of which instrument shall be delivered to each of the resigning Trustee or Securities Administrator, as applicable, the successor Trustee or Securities Administrator, as applicable. If no successor Trustee or Securities Administrator shall have been so appointed and have accepted appointment within 30 days after the giving of such notice of resignation, the resigning Trustee or Securities Administrator may petition any court of competent jurisdiction for the appointment of a successor Trustee or Securities Administrator. (b) If at any time the Trustee or the Securities Administrator shall cease to be eligible in accordance with the provisions of Section 9.06 and shall fail to resign after written request therefor by the Depositor or if at any time the Trustee or the Securities Administrator shall become incapable of acting, or shall be adjudged a bankrupt or insolvent, or a receiver of the Trustee or the Securities Administrator, as applicable, or of its property shall be appointed, or any public officer shall take charge or control of the Trustee or the Securities Administrator, as applicable, or of its property or affairs for the purpose of rehabilitation, conservation or liquidation, then the Depositor
shall promptly remove the Trustee, or shall be entitled to remove the Securities Administrator, as applicable, and appoint a successor Trustee or Securities Administrator, as applicable, by written instrument, in triplicate, one copy of which instrument shall be delivered to each of the Trustee or Securities Administrator, as applicable, so removed, and the successor Trustee or Securities Administrator, as applicable. (c) The Holders of Certificates evidencing Fractional Undivided Interests aggregating not less than 51% of the Trust Fund may at any time remove the Trustee or the Securities Administrator and appoint a successor Trustee or Securities Administrator by written instrument or instruments, in quintuplicate, signed by such Holders or their attorneys-in-fact duly authorized, one complete set of which instruments shall be delivered to the Depositor, the Master Servicer, the Securities Administrator (if the Trustee is removed), the Trustee (if the Securities Administrator is removed), and the Trustee or Securities Administrator so removed and the successor so appointed. In the event that the Trustee or Securities Administrator is removed by the Holders of Certificates in accordance with this Section 9.08(c), the Holders of such Certificates shall be responsible for paying any compensation payable hereunder to a successor Trustee or successor Securities Administrator, in excess of the amount paid hereunder to the predecessor Trustee or predecessor Securities Administrator, as applicable. (d) No resignation or removal of the Trustee or the Securities Administrator and appointment of a successor Trustee or Securities Administrator pursuant to any of the provisions of this Section 9.08 shall become effective except upon appointment of and acceptance of such appointment by the successor Trustee or Securities Administrator as provided in Section 9.09. Section 9.09. Successor Trustee and Successor Securities Administrator. (a) Any successor Trustee or Securities Administrator appointed as provided in Section 9.08 shall execute, acknowledge and deliver to the Depositor and to its predecessor Trustee or Securities Administrator an instrument accepting such appointment hereunder. The resignation or removal of the predecessor Trustee or Securities Administrator shall then become effective and such successor Trustee or Securities Administrator, without any further act, deed or conveyance, shall become fully vested with all the rights, powers, duties and obligations of its predecessor hereunder, with like effect as if originally named as Trustee or Securities Administrator herein. The predecessor Trustee or Securities Administrator shall, after its receipt of payment in full of its outstanding fees and expenses promptly deliver to the successor Trustee or Securities Administrator, as applicable, all assets and records of the Trust held by it hereunder, and the Depositor and the predecessor Trustee or Securities Administrator, as applicable, shall execute and deliver such instruments and do such other things as may reasonably be required for more fully and certainly vesting and confirming in the successor Trustee or Securities Administrator, as applicable, all such rights, powers, duties and obligations. (b) No successor Trustee or Securities Administrator shall accept in this Section 9.09 unless at the time of such acceptance such successor Administrator shall be eligible under the provisions of Section 9.06. appointment as provided Trustee or Securities
(c) Upon acceptance of appointment by a successor Trustee or Securities Administrator as provided in this Section 9.09, the successor Trustee or Securities Administrator shall mail notice of the succession of such Trustee or Securities Administrator hereunder to all Certificateholders at their addresses as shown in the Certificate Register and to the Rating Agencies. The Company shall pay the cost of any mailing by the successor Trustee or Securities Administrator. Section 9.10. Merger or Consolidation of Trustee or Securities Administrator. Any state bank or trust company or national banking association into which the Trustee or the Securities Administrator may be merged or converted or with which it may be consolidated or any state bank or trust company or national banking association resulting from any merger, conversion or consolidation to which the Trustee or the Securities Administrator, respectively, shall be a party, or any state bank or trust company or national banking association succeeding to all or substantially all of the corporate trust business of the Trustee or the Securities Administrator, respectively, shall be the successor of the Trustee or the Securities Administrator, respectively, hereunder, provided such state bank or trust company or national banking association shall be eligible under the provisions of Section 9.06. Such succession shall be valid without the execution, delivery of notice or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding. Section 9.11. Appointment of Co-Trustee or Separate Trustee. (a) Notwithstanding any other provisions hereof, at any time, for the purpose of meeting any legal requirements of any jurisdiction in which any part of the Trust or property constituting the same may at the time be located, the Depositor and the Trustee acting jointly shall have the power and shall execute and deliver all instruments to appoint one or more Persons approved by the Trustee and the Depositor to act as co-trustee or co-trustees, jointly with the Trustee, or separate trustee or separate trustees, of all or any part of the Trust, and to vest in such Person or Persons, in such capacity, such title to the Trust, or any part thereof, and, subject to the other provisions of this Section 9.11, such powers, duties, obligations, rights and trusts as the Depositor and the Trustee may consider necessary or desirable. (b) If the Depositor shall not have joined in such appointment within 15 days after the receipt by it of a written request so to do, the Trustee shall have the power to make such appointment without the Depositor. (c) No co-trustee or separate trustee hereunder shall be required to meet the terms of eligibility as a successor Trustee under Section 9.06 hereunder and no notice to Certificateholders of the appointment of co-trustee(s) or separate trustee(s) shall be required under Section 9.08 hereof. (d) In the case of any appointment of a co-trustee or separate trustee pursuant to this Section 9.11, all rights, powers, duties and obligations conferred or imposed upon the Trustee and required to be conferred on such co-trustee shall be conferred or imposed upon and exercised or performed by the Trustee and such separate trustee or co-trustee jointly, except to the extent that under any law of any jurisdiction in which any particular act or acts are to be performed (whether as Trustee hereunder or as successor to the Master Servicer hereunder), the Trustee shall be incompetent or unqualified to perform such act or acts, in which event such rights, powers, duties and obligations (including the holding of title to the Trust or any portion thereof in any such jurisdiction) shall be exercised and performed by such separate trustee or co-trustee at the direction of the Trustee. (e) Any notice, request or other writing given to the Trustee shall be deemed to have been given to each of the then separate trustees and co-trustees, as effectively as if given to each of them. Every instrument appointing any separate trustee or co-trustee shall refer to this Agreement and the conditions of this Article IX. Each separate trustee and co-trustee, upon its acceptance of the trusts conferred, shall be vested with the estates or property specified in its instrument of appointment, either jointly with the Trustee or separately, as may be provided therein, subject to all the provisions of this Agreement, specifically including every provision of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the Trustee. Every such instrument shall be filed with the Trustee. (f) To the extent not prohibited by law, any separate trustee or co-trustee may, at any time, request the Trustee, its agent or attorney-in-fact, with full power and authority, to do any lawful act under or with respect to this Agreement on its behalf and in its name. If any separate trustee or co-trustee shall die, become incapable of acting, resign or be removed, all of its estates, properties rights, remedies and trusts shall vest in and be exercised by the Trustee, to the extent
permitted by law, without the appointment of a new or successor Trustee. (g) No trustee under this Agreement shall be personally liable by reason of any act or omission of another trustee under this Agreement. The Depositor and the Trustee acting jointly may at any time accept the resignation of or remove any separate trustee or co-trustee. Section 9.12. Federal Information Returns and Reports to Certificateholders; REMIC Administration. (a) For federal income tax purposes, the taxable year of each 2006-3 REMIC shall be a calendar year and the Securities Administrator shall maintain or cause the maintenance of the books of each such 2006-3 REMIC on the accrual method of accounting. (b) The Securities Administrator shall prepare and file or cause to be filed with the Internal Revenue Service, and the Trustee shall upon the written instruction of the Securities Administrator sign, Federal tax information returns or elections required to be made hereunder with respect to each 2006-3 REMIC, the Trust Fund, if applicable, and the Certificates containing such information and at the times and in the manner as may be required by the Code or applicable Treasury regulations, and the Securities Administrator shall furnish to each Holder of Certificates at any time during the calendar year for which such returns or reports are made such statements or information at the times and in the manner as may be required thereby, including, without limitation, reports relating to mortgaged property that is abandoned or foreclosed, receipt of mortgage interests in kind in a trade or business, a cancellation of indebtedness, interest, original issue discount and market discount or premium (using a constant prepayment assumption of 30% CPR for the Group I Mortgage Loans and 25% CPR for the Group II Mortgage Loans and the Group III Mortgage Loans). The Securities Administrator will apply for an Employee Identification Number from the IRS under Form SS-4 or any other acceptable method for all tax entities. In connection with the foregoing, the Securities Administrator shall timely prepare and file, and the Trustee shall upon the written instruction of the Securities Administrator sign, IRS Form 8811, which shall provide the name and address of the person who can be contacted to obtain information required to be reported to the holders of regular interests in each 2006-3 REMIC (the "REMIC Reporting Agent"). The Securities Administrator on behalf of the Trustee shall make elections to treat each 2006-3 REMIC as a REMIC (which elections shall apply to the taxable period ending December 31, 2006 and each calendar year thereafter) in such manner as the Code or applicable Treasury regulations may prescribe, and as described by the Securities Administrator. The Trustee shall upon the written instruction of the Securities Administrator sign all tax information returns filed pursuant to this Section and any other returns as may be required by the Code. The Holder of the largest percentage interest in the Residual Certificates is hereby designated as the "Tax Matters Person" (within the meaning of Treas. Reg. 1.860F-4(d)) for each 2006-3 REMIC. The Securities Administrator is hereby designated and appointed as the agent of each such Tax Matters Person. Any Holder of a Residual Certificate will by acceptance thereof appoint the Securities Administrator as agent and attorney-in-fact for the purpose of acting as Tax Matters Person for each 2006-3 REMIC during such time as the Securities Administrator does not own any such Residual Certificate. In the event that the Code or applicable Treasury regulations prohibit the Trustee from signing tax or information returns or other statements, or the Securities Administrator from acting as agent for the Tax Matters Person, the Trustee and the Securities Administrator shall take whatever action that in their sole good faith judgment is necessary for the proper filing of such information returns or for the provision of a tax matters person, including designation of the Holder of the largest percentage interest in a Residual Certificate to sign such returns or act as tax matters person. Each Holder of a Residual Certificate shall be bound by this Section. (c) The Securities Administrator shall provide upon request and receipt of reasonable compensation, such information as required in Section 860D(a)(6)(B) of the Code to the Internal Revenue Service, to any Person purporting to transfer a Residual Certificate to a Person other than a transferee permitted by Section 5.05(b), and to any regulated investment company, real estate investment trust, common trust fund, partnership, trust, estate, organization described in Section 1381 of the Code, or nominee holding an interest in a pass-through entity described in Section 860E(e)(6) of the Code, any record holder of which is not a transferee permitted by Section 5.05(b) (or which is deemed by statute to be an entity with a disqualified member). (d) The Securities Administrator shall prepare and file or cause to be filed, and the Trustee shall upon the written instruction of the Securities Administrator sign, any state income tax returns required under Applicable State Law with respect to each REMIC or the Trust Fund. (e) Notwithstanding any other provision of this Agreement, the Securities Administrator shall comply with all federal withholding requirements respecting payments to Certificateholders of interest or original issue discount on the Mortgage Loans, that the Securities Administrator reasonably believes are applicable under the Code. The consent of Certificateholders shall not be required for such withholding. In the event the Securities Administrator withholds any amount from interest or original issue discount payments or advances thereof to any Certificateholder pursuant to federal withholding requirements, the Securities Administrator shall, together with its monthly report to such Certificateholders, indicate such amount withheld. (f) The Trustee and the Securities Administrator each agrees to indemnify the Trust Fund and the Depositor for any taxes and costs including, without limitation, any reasonable attorneys fees imposed on or incurred by the Trust Fund, the Depositor or the Master Servicer, as a result of a breach by such party of such party's covenants set forth in this Section 9.12; provided, however, such liability and obligation to indemnify in this paragraph shall be several and not joint and the Trustee and the Securities Administrator shall not be liable or be obligated to indemnify the Trust Fund for the failure by the other to perform any duty under this Agreement or the breach by the other of any covenant in this Agreement. ARTICLE X Termination Section 10.01. Termination Upon Repurchase by EMC or its Designee or Liquidation of the Mortgage Loans. (a) Subject to Section 10.02, the respective obligations and responsibilities of the Depositor, the Trustee, the Master Servicer and the Securities Administrator created hereby, other than the obligation of the Securities Administrator to make payments to Certificateholders as set forth in this Section 10.01 shall terminate: (i) in accordance with Section 10.01(c), the repurchase by or at the direction of EMC or its designee of all of the Mortgage Loans in each of Loan Group I, Loan Group II and Loan Group III (which repurchase of the Group I Mortgage Loans, the Group II Mortgage Loans and the Group III Mortgage Loans may occur on separate dates) and all related REO Property remaining in the Trust at a price (the "Termination Purchase Price") equal to the sum of (without duplication) (a) 100% of the Outstanding Principal Balance of each Mortgage Loan in such Loan Group (other than a Mortgage Loan related to REO Property) as of the date of repurchase, net of the principal portion of any unreimbursed Monthly Advances on the Mortgage Loans relating to the Mortgage Loans made by the purchaser, plus accrued but unpaid interest thereon at the applicable Mortgage Interest Rate to, but not including, the first day of the month of repurchase, (b) the appraised value of any related REO Property, less the good faith estimate of the Depositor of liquidation expenses to be incurred in connection with its disposal thereof (but not more than the Outstanding Principal Balance of the related Mortgage Loan, together with interest at the applicable Mortgage Interest Rate accrued on that balance but unpaid to, but not including, the first day of the month of repurchase), such appraisal to be calculated by an appraiser mutually agreed upon by the Depositor and the Trustee at the expense of the Depositor, (c) unreimbursed
out-of pocket costs of the Master Servicer, including unreimbursed servicing advances and the principal portion of any unreimbursed Monthly Advances, made on the Mortgage Loans in such Loan Group prior to the exercise of such repurchase right, (d) any costs and damages incurred by the Trust in connection with any violation of any predatory or abusive lending laws with respect to a Mortgage Loan, and (e) any unreimbursed costs and expenses of the Trustee, the Custodian and the Securities Administrator payable pursuant to Section 9.05; (ii) the later of the making of the final payment or other liquidation, or any advance with respect thereto, of the last Mortgage Loan, remaining in the Trust Fund or the disposition of all property acquired with respect to any Mortgage Loan; provided, however, that in the event that an advance has been made, but not yet recovered, at the time of such termination, the Person having made such advance shall be entitled to receive, notwithstanding such termination, any payments received subsequent thereto with respect to which such advance was made; or (iii) the payment to the them pursuant to this Agreement. Certificateholders of all amounts required to be paid to
(b) In no event, however, shall the Trust created hereby continue beyond the expiration of 21 years from the death of the last survivor of the descendants of Joseph P. Kennedy, the late Ambassador of the United States to the Court of St. James's, living on the date of this Agreement. (c) (i) The right of EMC or its designee to repurchase Group I Mortgage Loans and related assets described in Section 10.01(a)(i) above shall be exercisable only if the aggregate Stated Principal Balance of the Mortgage Loans at the time of any such repurchase is less than 20% of the sum of the Cut-off Date Balance. (ii) The right of EMC or its designee to repurchase Group II Mortgage Loans and related assets described in Section 10.01(a)(i) above shall be exercisable only if the aggregate Stated Principal Balance of the Mortgage Loans at the time of any such repurchase is less than 10% of the sum of the Cut-off Date Balance. (iii) The right of EMC or its designee to repurchase Group III Mortgage Loans and related assets described in Section 10.01(a)(i) above shall be exercisable only if the sum of (A) the aggregate Stated Principal Balance of the Mortgage Loans in Loan Group III and (B) the Pre-Funded Amount at the time of any such repurchase is less than 10% of the sum of the Cut-off Date Balance. (iv) The right of EMC or its designee to repurchase all the assets of the Trust Fund described in Section 10.01(a)(i) above shall also be exercisable if the Depositor, based upon an Opinion of Counsel addressed to the Depositor, the Trustee and the Securities Administrator has determined that the REMIC status of any 2006-3 REMIC has been lost or that a substantial risk exists that such REMIC status will be lost for the then-current taxable year. (v) At any time thereafter, in the case of (i) and (ii) or (iii) above, EMC may elect to terminate any 2006-3 REMIC at any time, and upon such election, the Depositor or its designee, shall purchase in accordance with Section 10.01(a)(i) above all the assets of the Trust Fund. (d) The Securities Administrator shall give notice of any termination to the Certificateholders, with a copy to the Master Servicer and the Trustee and the Rating Agencies upon which the Certificateholders shall surrender their Certificates to the Securities Administrator for payment of the final distribution and cancellation. Such notice shall be given by letter, mailed not earlier than the l5th day and not later than the 25th day of the month next preceding the month of such final distribution, and shall specify (i) the Distribution Date upon which final payment of the Certificates will be made upon presentation and surrender of the Certificates at the Corporate Trust Office of the Securities Administrator therein designated, (ii) the amount of any such final payment and (iii) that the Record Date otherwise applicable to such Distribution Date is not applicable, payments being made only upon presentation and surrender of the Certificates at the Corporate Trust Office of the Securities Administrator therein specified. (e) If the option of EMC to repurchase or cause the repurchase of all Group I Mortgage Loans, the Group II Mortgage Loans or the Group III Mortgage Loans and the related assets described in Section 10.01(c) above is exercised, EMC and/or its designee shall deliver to the Securities Administrator for deposit in the Distribution Account, by the Business Day prior to the applicable Distribution Date, an amount equal to the Termination Purchase Price of the Mortgage Loans being repurchased on such Distribution Date. Upon presentation and surrender of the related Certificates by the related Certificateholders, the Securities Administrator shall distribute to such Certificateholders from amounts then on deposit in the Distribution Account an amount determined as follows: with respect to each such Certificate (other than the Class II-X Certificates, the Residual Certificates and the Class XP Certificates), the outstanding Certificate Principal Balance, plus with respect to each such Certificate (other than the Residual Certificates and the Class XP Certificates), one month's interest thereon at the applicable Pass-Through Rate; and with respect to the Class R Certificates and the Class XP Certificates, the percentage interest evidenced thereby multiplied by the difference, if any, between the above described repurchase price and the aggregate amount to be distributed to the Holders of the related Certificates (other than the Residual Certificates and the Class XP Certificates). If the amounts then on deposit in the Distribution Account are not sufficient to pay all of the related Certificates in full (other than the Residual Certificates and the Class XP Certificates), any such deficiency will be allocated in the case of a repurchase of the Group I Mortgage Loans, first, to the Class I-B Certificates, in inverse order of their numerical designation, second, to the Class I-M Certificates, in inverse order of their numerical designation, and then to the related Senior Certificates, on a pro rata basis, in the case of a repurchase of the Group II Mortgage Loans, first, to the Class II-B Certificates, in inverse order of their numerical designation, and then to the related Senior Certificates, on a pro rata basis, and the case of a repurchase of the Group III Mortgage Loans, first, to the Class III-B Certificates, in inverse order of their numerical designation, and then to the related Senior Certificates, on a pro rata basis. Upon deposit of the required repurchase price and following such final Distribution Date for the related Certificates, the Trustee shall cause the Custodian to promptly release to EMC and/or its designee the Mortgage Files for the remaining applicable Mortgage Loans, and the Accounts with respect thereto shall terminate, subject to the Securities Administrator's obligation to hold any amounts payable to the related Certificateholders in trust without interest pending final distributions pursuant to Section 10.01(g). After final distributions pursuant to Section 10.01(g) to all Certificateholders, any other amounts remaining in the Accounts will belong to the Depositor. (f) In the event that this Agreement is terminated by reason of the payment or liquidation of all Mortgage Loans or the disposition of all property acquired with respect to all Mortgage Loans under Section 10.01(a)(ii) above, upon the presentation and surrender of the Certificates, the Securities Administrator shall distribute to the remaining Certificateholders, in accordance with their respective interests, all distributable amounts remaining in the Distribution Account. Following such final Distribution Date, the Trustee shall release (or shall instruct the Custodian, on its behalf, to release) promptly to the Depositor or its designee the Mortgage Files for the remaining Mortgage Loans, and the Distribution Account shall terminate, subject to the Securities Administrator's obligation to hold any amounts payable to the Certificateholders in trust without interest pending final distributions pursuant to this Section 10.01(f). (g) If not all of the Certificateholders shall surrender their Certificates for
cancellation within six months after the time specified in the above-mentioned written notice, the Securities Administrator shall give a second written notice to the remaining Certificateholders to surrender their Certificates for cancellation and receive the final distribution with respect thereto. If within six months after the second notice, not all the Certificates shall have been surrendered for cancellation, the Securities Administrator may take appropriate steps, or appoint any agent to take appropriate steps, to contact the remaining Certificateholders concerning surrender of their Certificates, and the cost thereof shall be paid out of the funds and other assets which remain subject to this Agreement. (h) EMC, if it is not the Master Servicer, or its designee, as applicable, shall be deemed to represent that one of the following will be true and correct: (i) the exercise of the optional termination right set forth in Section 10.01 shall not result in a non-exempt prohibited transaction under ERISA or Section 4975 of the Code or (ii) EMC or such designee, as applicable, is (A) not a party in interest with respect to any Plan and (B) is not a "benefit plan investor" (other than a plan sponsored or maintained by EMC or the designee, as the case may be, provided that no assets of such plan are invested or deemed to be invested in the Certificates). If the holder of the optional termination right is unable to exercise such option by reason of the preceding sentence, then the Master Servicer may exercise such option. Section 10.02. Additional Termination Requirements. (a) If the option of the Depositor to repurchase all the Mortgage Loans under Section 10.01(a)(i) above is exercised, the Trust Fund and each 2006-3 REMIC shall be terminated in accordance with the following additional requirements, unless the Trustee has been furnished with an Opinion of Counsel addressed to the Trustee to the effect that the failure of the Trust to comply with the requirements of this Section 10.02 will not (i) result in the imposition of taxes on "prohibited transactions" as defined in Section 860F of the Code on each 2006-3 REMIC or (ii) cause any 2006-3 REMIC to fail to qualify as a 2006-3 REMIC at any time that any Regular Certificates are outstanding: (i) within 90 days prior to the final Distribution Date, at the written direction of Depositor, the Securities Administrator, as agent for the respective Tax Matters Persons, shall adopt a plan of complete liquidation of each 2006-3 REMIC in the case of a termination under Section 10.01(a)(i). Such plan, which shall be provided to the Securities Administrator by the Depositor, shall meet the requirements of a "qualified liquidation" under Section 860F of the Code and any regulations thereunder. (ii) the Depositor shall notify the Trustee and the Securities Administrator at the commencement of such 90-day liquidation period and, at or prior to the time of making of the final payment on the Certificates, the Securities Administrator shall sell or otherwise dispose of all of the remaining assets of the Trust Fund in accordance with the terms hereof; and (iii) at or after the time of adoption of such a plan of complete liquidation of any 2006-3 REMIC and at or prior to the final Distribution Date, the Securities Administrator shall sell for cash all of the assets of the Trust to or at the direction of the Depositor, and each 2006-3 REMIC, shall terminate at such time. (b) By their acceptance of the Residual Certificates, the Holders thereof hereby (i) agree to adopt such a plan of complete liquidation of the related 2006-3 REMIC upon the written request of the Depositor, and to take such action in connection therewith as may be reasonably requested by the Depositor and (ii) appoint the Depositor as their attorney-in-fact, with full power of substitution, for purposes of adopting such a plan of complete liquidation. The Securities Administrator on behalf of the Trustee shall adopt such plan of liquidation by filing the appropriate statement on the final tax return of each 2006-3 REMIC. Upon complete liquidation or final distribution of all of the assets of the Trust Fund, the Trust Fund and each 2006-3 REMIC shall terminate. ARTICLE XI Miscellaneous Provisions Section 11.01. Intent of Parties. The parties intend that each 2006-3 REMIC shall be treated as a REMIC for federal income tax purposes and that the provisions of this Agreement should be construed in furtherance of this intent. Notwithstanding any other express or implied agreement to the contrary, the Sponsor, the Master Servicer, the Securities Administrator, the Depositor, the Trustee, each recipient of the related Prospectus Supplement and, by its acceptance thereof, each holder of a Certificate, agrees and acknowledges that each party hereto has agreed that each of them and their employees, representatives and other agents may disclose, immediately upon commencement of discussions, to any and all persons the tax treatment and tax structure of the Certificates and the 2006-3 REMICs, the transactions described herein and all materials of any kind (including opinions and other tax analyses) that are provided to any of them relating to such tax treatment and tax structure except where confidentiality is reasonably necessary to comply with the securities laws of any applicable jurisdiction. For purposes of this paragraph, the terms "tax treatment" and "tax structure" have the meanings set forth in Treasury Regulation Sections 1.6011-4(c), 301.6111-2(c) and 301.6112-1(d). Section 11.02. Amendment. (a) This Agreement may be amended from time to time by the Company, the Depositor, the Master Servicer, the Securities Administrator and the Trustee, without notice to or the consent of any of the Certificateholders, to (i) cure any ambiguity, (ii) correct or supplement any provisions herein that may be defective or inconsistent with any other provisions herein, (iii) conform any provisions herein to the provisions in the Prospectus, (iv) comply with any changes in the Code, (v) to revise or correct any provisions to reflect the obligations of the parties to this Agreement as they relate to Regulation AB or (vi) make any other provisions with respect to matters or questions arising under this Agreement which shall not be inconsistent with the provisions of this Agreement; provided, however, that with respect to clauses (iv) and (vi) of this Section 11.02(a), such action shall not, as evidenced by an Opinion of Independent Counsel, addressed to the Trustee, adversely affect in any material respect the interests of any Certificateholder. Notwithstanding anything contained in Section 3.23, this Agreement shall not be amended without the agreement of all the parties hereto. (b) This Agreement may also be amended from time to time by the Company, the Master Servicer, the Depositor, the Securities Administrator and the Trustee, with the consent of the Holders of Certificates evidencing Fractional Undivided Interests aggregating not less than 51% of the Trust Fund or of the applicable Class or Classes, if such amendment affects only such Class or Classes, for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement or of modifying in any manner the rights of the Certificateholders; provided, however, that no such amendment shall (i) reduce in any manner the amount of, or delay the timing of, payments received on Mortgage Loans which are required to be distributed on any Certificate without the consent of the Holder of such Certificate, (ii) reduce the aforesaid percentage of Certificates the Holders of which are required to consent to any such amendment, without the consent of the Holders of all Certificates then outstanding, or (iii) cause any 2006-3 REMIC to fail to qualify as a REMIC for federal income tax purposes, as evidenced by an Opinion of Independent Counsel addressed to the Trustee which shall be provided to the Trustee other than at the Trustee's expense. Notwithstanding any other provision of this Agreement, for purposes of the giving or withholding of consents pursuant to this Section 11.02(b), Certificates registered in the name of or held for the benefit of the Depositor, the Securities Administrator, the Master Servicer, or the Trustee or any Affiliate thereof shall be entitled to vote their Fractional Undivided Interests with respect to matters affecting such Certificates.
(c) Promptly after the execution of any such amendment, the Securities Administrator shall furnish a copy of such amendment or written notification of the substance of such amendment to each Certificateholder, the Rating Agencies and the Trustee. (d) In the case of an amendment under Section 11.02(b) above, it shall not be necessary for the Certificateholders to approve the particular form of such an amendment. Rather, it shall be sufficient if the Certificateholders approve the substance of the amendment. The manner of obtaining such consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable regulations as the Securities Administrator may prescribe. (e) Prior to the execution of any amendment to this Agreement, the Trustee and the Securities Administrator shall be entitled to receive and rely upon an Opinion of Counsel addressed to the Trustee and the Securities Administrator stating that the execution of such amendment is authorized or permitted by this Agreement. The Trustee and the Securities Administrator may, but shall not be obligated to, enter into any such amendment which affects the Trustee's or the Securities Administrator's own respective rights, duties or immunities under this Agreement. Section 11.03. Recordation of Agreement. To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the Mortgaged Properties are situated, and in any other appropriate public recording office or elsewhere. The Depositor shall effect such recordation, at the expense of the Trust upon the request in writing of a Certificateholder, but only if such direction is accompanied by an Opinion of Counsel (provided at the expense of the Certificateholder requesting recordation) to the effect that such recordation would materially and beneficially affect the interests of the Certificateholders or is required by law. Section 11.04. Limitation on Rights of Certificateholders. (a) The death or incapacity of any Certificateholder shall not terminate this Agreement or the Trust, nor entitle such Certificateholder's legal representatives or heirs to claim an accounting or to take any action or proceeding in any court for a partition or winding up of the Trust, nor otherwise affect the rights, obligations and liabilities of the parties hereto or any of them. (b) Except as expressly provided in this Agreement, no Certificateholders shall have any right to vote or in any manner otherwise control the operation and management of the Trust, or the obligations of the parties hereto, nor shall anything herein set forth, or contained in the terms of the Certificates, be construed so as to establish the Certificateholders from time to time as partners or members of an association; nor shall any Certificateholders be under any liability to any third Person by reason of any action taken by the parties to this Agreement pursuant to any provision hereof. (c) No Certificateholder shall have any right by virtue of any provision of this Agreement to institute any suit, action or proceeding in equity or at law upon, under or with respect to this Agreement against the Depositor, the Securities Administrator, the Master Servicer or any successor to any such parties unless (i) such Certificateholder previously shall have given to the Securities Administrator a written notice of a continuing default, as herein provided, (ii) the Holders of Certificates evidencing Fractional Undivided Interests aggregating not less than 51% of the Trust Fund shall have made written request upon the Trustee to institute such action, suit or proceeding in its own name as Trustee hereunder and shall have offered to the Trustee such reasonable indemnity as it may require against the costs and expenses and liabilities to be incurred therein or thereby, and (iii) the Trustee, for 60 days after its receipt of such notice, request and offer of indemnity, shall have neglected or refused to institute any such action, suit or proceeding. (d) No one or more Certificateholders shall have any right by virtue of any provision of this Agreement to affect the rights of any other Certificateholders or to obtain or seek to obtain priority or preference over any other such Certificateholder, or to enforce any right under this Agreement, except in the manner herein provided and for the equal, ratable and common benefit of all Certificateholders. For the protection and enforcement of the provisions of this Section 11.04, each and every Certificateholder and the Trustee shall be entitled to such relief as can be given either at law or in equity. Section 11.05. Acts of Certificateholders. (a) Any request, demand, authorization, direction, notice, consent, waiver or other action provided by this Agreement to be given or taken by Certificateholders may be embodied in and evidenced by one or more instruments of substantially similar tenor signed by such Certificateholders in person or by an agent duly appointed in writing. Except as herein otherwise expressly provided, such action shall become effective when such instrument or instruments are delivered to the Securities Administrator and, where it is expressly required, to the Depositor. Proof of execution of any such instrument or of a writing appointing any such agent shall be sufficient for any purpose of this Agreement and conclusive in favor of the Securities Administrator and the Depositor, if made in the manner provided in this Section 11.05. (b) The fact and date of the execution by any Person of any such instrument or writing may be proved by the affidavit of a witness of such execution or by a certificate of a notary public or other officer authorized by law to take acknowledgments of deeds, certifying that the individual signing such instrument or writing acknowledged to him the execution thereof. Where such execution is by a signer acting in a capacity other than his or her individual capacity, such certificate or affidavit shall also constitute sufficient proof of his or her authority. The fact and date of the execution of any such instrument or writing, or the authority of the individual executing the same, may also be proved in any other manner which the Securities Administrator deems sufficient. (c) The ownership of Certificates (notwithstanding any notation of ownership or other writing on such Certificates, except an endorsement in accordance with Section 5.02 made on a Certificate presented in accordance with Section 5.04) shall be proved by the Certificate Register, and neither the Trustee, the Securities Administrator, the Depositor, the Master Servicer nor any successor to any such parties shall be affected by any notice to the contrary. (d) Any request, demand, authorization, direction, notice, consent, waiver or other action of the holder of any Certificate shall bind every future holder of the same Certificate and the holder of every Certificate issued upon the registration of transfer or exchange thereof, if applicable, or in lieu thereof with respect to anything done, omitted or suffered to be done by the Trustee, the Securities Administrator, the Depositor, the Master Servicer or any successor to any such party in reliance thereon, whether or not notation of such action is made upon such Certificates. (e) In determining whether the Holders of the requisite percentage of Certificates evidencing Fractional Undivided Interests have given any request, demand, authorization, direction, notice, consent or waiver hereunder, Certificates owned by the Trustee, the Securities Administrator, the Depositor, the Master Servicer or any Affiliate thereof shall be disregarded, except as otherwise provided in Section 11.02(b) and except that, in determining whether the Trustee shall be protected in relying upon any such request, demand, authorization, direction, notice, consent or waiver, only Certificates which a Responsible Officer of the Trustee actually knows to be so owned shall be so disregarded. Certificates which have been pledged in good faith to the Trustee, the Securities Administrator, the Depositor, the Master Servicer or any Affiliate thereof may be regarded as outstanding if the pledgor establishes to the satisfaction of the Trustee the pledgor's right to act with respect to such Certificates and that the pledgor is not an Affiliate of the Trustee, the Securities Administrator, the Depositor, or the Master Servicer, as the case may be.
Section 11.06. Governing Law. THIS AGREEMENT AND THE CERTIFICATES SHALL BE CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK WITHOUT REFERENCE TO ITS CONFLICT OF LAWS RULES (OTHER THAN SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAW, WHICH THE PARTIES HERETO EXPRESSLY RELY UPON IN THE CHOICE OF SUCH LAW AS THE GOVERNING LAW HEREUNDER) AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS. Section 11.07. Notices. All demands and notices hereunder shall be in writing and shall be deemed given when delivered at (including delivery by facsimile) or mailed by registered mail, return receipt requested, postage prepaid, or by recognized overnight courier, to (i) in the case of the Depositor, Structured Asset Mortgage Investments II Inc., 383 Madison Avenue, New York, New York 10179, Attention: Chief Counsel, and with respect to Reg AB notifications to the Depositor at regabnotifications@bear.com; (ii) in the case of the Trustee, at its Corporate Trust Office, or such other address as may hereafter be furnished to the other parties hereto in writing; (iii) in the case of the Company, 383 Madison Avenue, New York, New York 10179, Attention: Vice President-Servicing, telecopier number: (212) 272-5591, or to such other address as may hereafter be furnished to the other parties hereto in writing; (iv) in the case of the Master Servicer or Securities Administrator, Wells Fargo Bank, National Association, P.O. Box 98, Columbia Maryland 21046 (or, in the case of overnight deliveries, 9062 Old Annapolis Road, Columbia, Maryland 21045) (Attention: Corporate Trust Services BSALTA 2006-3), facsimile no.: (410) 715-2380, or such other address as may hereafter be furnished to the other parties hereto in writing; or (v) in the case of the Rating Agencies, Moody's Investors Service, Inc., 99 Church Street, New York, New York 10007 and Standard & Poor's, a division of The McGraw-Hill Companies, Inc., 55 Water Street, New York, New York 10041. Any notice delivered to the Depositor, the Master Servicer, the Securities Administrator or the Trustee under this Agreement shall be effective only upon receipt. Any notice required or permitted to be mailed to a Certificateholder, unless otherwise provided herein, shall be given by first-class mail, postage prepaid, at the address of such Certificateholder as shown in the Certificate Register. Any notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given when mailed, whether or not the Certificateholder receives such notice. Section 11.08. Severability of Provisions. If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severed from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the holders thereof. Section 11.09. Successors and Assigns. The provisions of this Agreement shall binding upon and inure to the benefit of the respective successors and assigns of the parties hereto. Section 11.10. Article and Section Headings. The article and section headings are for convenience of reference only, and shall not limit or otherwise affect the meaning hereof. be
herein
Section 11.11. Counterparts. This Agreement may be executed in two or more counterparts each of which when so executed and delivered shall be an original but all of which together shall constitute one and the same instrument. Section 11.12. Notice to Rating Agencies. The article and section headings herein are for convenience of reference only, and shall not limited or otherwise affect the meaning hereof. The Securities Administrator shall promptly provide notice to each Rating Agency with respect to each of the following of which a Responsible Officer of the Securities Administrator has actual knowledge: 1. 2. 3. Administrator; 4. 5. 6. Any material change or amendment to this Agreement or the Servicing Agreements; The occurrence of any Event of Default that has not been cured; The resignation or termination of the Master Servicer, the Trustee or the Securities
The repurchase or substitution of any Mortgage Loans; The final payment to Certificateholders; and Any change in the location of the Distribution Account.
Section 11.13. Effectiveness of Amended and Restated Pooling and Servicing Agreement. The parties hereto agree that the provisions of this Amended and Restated Pooling and Servicing Agreement are hereby effective as of the Closing Date.
IN WITNESS WHEREOF, the Depositor, the Trustee, the Administrator have caused their names to be signed hereto by their authorized as of the day and year first above written.
Master Servicer and the Securities respective officers thereunto duly
STRUCTURED ASSET MORTGAGE INVESTMENTS II INC., as Depositor By: /s/ Baron Silverstein Name: Baron Silverstein Title: Senior Managing Director U.S. BANK NATIONAL ASSOCIATION, as Trustee By: /s/ Maryellen Hunter Name: Maryellen Hunter Title: Assistant Vice President WELLS FARGO BANK, NATIONAL ASSOCIATION, as Master Servicer By: /s/ Stacey Taylor Name: Stacey Taylor Title: Vice President WELLS FARGO BANK, NATIONAL ASSOCIATION, as Securities Administrator By: /s/ Stacey Taylor Name: Stacey Taylor Title: Vice President EMC MORTGAGE CORPORATION
By:/s/ Sue stepanek Name: Sue Stepanek Title:Executive Vice President Accepted and Agreed as to Sections 2.01, 2.02, 2.03, 2.04 and 9.09(c) in its capacity as Sponsor EMC MORTGAGE CORPORATION By: /s/ Debbie Pratt Name: Debbie Pratt Title:Senior Vice President
STATE OF NEW YORK COUNTY OF NEW YORK
) ) ss.: )
On the [__] day of October 2006, before me, a notary public in and for said State, personally appeared Baron Silverstein, known to me to be a Vice President of Structured Asset Mortgage Investments II Inc., the limited liability company that executed the within instrument, and also known to me to be the person who executed it on behalf of said limited liability company, and acknowledged to me that such limited liability company executed the within instrument. IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written. /s/ Michelle Sterling Notary Public [Notarial Seal]
STATE OF MASSACHUSETTS COUNTY OF SUFFOLK On the [__] day of October 2006, appeared Maryellen Hunter, known to me to Association, the entity that executed the executed it on behalf of said entity, and instrument.
) ) ss.: ) before me, a notary public in and for said State, personally be a Assistant Vice President of U.S. Bank National within instrument, and also known to me to be the person who acknowledged to me that such entity executed the within
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written. /s/ Larry D. Snell Notary Public [Notarial Seal]
STATE OF MARYLAND CITY OF BALTIMORE
) ) ss.: )
On the [__] day of October 2006, before me, a notary public in and for said State, personally appeared Stacey M. Taylor, known to me to be a Vice President of Wells Fargo Bank, National Association, the entity that executed the within instrument, and also known to me to be the person who executed it on behalf of said entity, and acknowledged to me that such entity executed the within instrument. IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written. /s/ Jennifer Richardson Notary Public [Notarial Seal]
STATE OF MARYLAND CITY OF BALTIMORE
) ) ss.: )
On the [__] day of October 2006, before me, a notary public in and for said State, personally appeared Stacey M. Taylor, known to me to be a Vice President of Wells Fargo Bank, National Association, the entity that executed the within instrument, and also known to me to be the person who executed it on behalf of said entity, and acknowledged to me that such entity executed the within instrument. IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written. /s/ Jennifer Richardson Notary Public [Notarial Seal]
STATE OF TEXAS COUNTY OF DALLAS
) ) ss.: )
On the [__] day of October 2006, before me, a notary public in and for said State, personally appeared Jenna Kemp, known to me to be Senior Vice President of EMC Mortgage Corporation, the corporation that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument. IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written. Alfie Kearney Notary Public [Notarial Seal]
STATE OF TEXAS COUNTY OF DALLAS
) ) ss.: )
On the [__] day of October 2006, before me, a notary public in and for said State, personally appeared Sue Stepanek, known to me to be Executive Vice President of EMC Mortgage Corporation, the corporation that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument. IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written. /s/ Alfie Kearney Notary Public [Notarial Seal]
APPENDIX 1 Calculation of REMIC I Y Principal Reduction Amounts
REMIC I Y Principal Reduction Amounts: For any Distribution Date the amounts by which the Uncertificated Principal Balances of the REMIC I Y Regular Interests will be reduced on such distribution date by the allocation of Realized Losses and the distribution of principal, determined as follows: First for each of Sub-Loan Group II-1, Sub-Loan Group II-2, Sub-Loan Group II-3 and Sub-Loan Group II-4 (referred to in this Appendix 1 as a "Group"), determine the weighted average pass-through rate for that Group for distributions of interest that will be made on the next succeeding Distribution Date (the Group Interest Rate). The Principal Reduction Amount for each of the REMIC I Y Regular Interests will be determined pursuant to the Generic solution for the REMIC I Y Principal Reduction Amounts set forth below (the Generic Solution) by making identifications among the actual Groups and their related REMIC I Y and Z Regular Interests and weighted average pass-through rates and the Groups named in the Generic Solution and their related REMIC I Y and Z Regular Interests as follows: A. Determine which Group has the lowest Group Interest Rate. That Group will Group AA and the REMIC I Y and Z Regular Interests related to that Group will be respectively identified with the Interests Y-AA and Z-AA. The Group Interest Rate for that Group will be identified with J%. If two or more Groups Group Interest Rate pick one for this purpose, subject to the restriction that each Group may be picked only once in such selections pursuant to paragraphs A through D or this definition. be identified with REMIC I Regular have the lowest the course of any
B. Determine which Group has the second lowest Group Interest Rate. That Group will be identified with Group BB and the REMIC I Y and Z Regular Interests related to that Group will be respectively identified with the REMIC I Regular Interests Y-bb and Z-bb. The Group Interest Rate for that Group will be identified with K%. If two or more Groups have the second lowest Group Interest Rate pick one for this purpose, subject to the restriction that each Group may be picked only once in the course of any such selections pursuant to paragraphs A through D or this definition. C. Determine which Group has the third lowest Group Interest Rate. identified with Group CC and That Group will be
the REMIC I Y and Z Regular Interests related to that Group will be respectively identified with the REMIC I Regular Interests Y-cc and Z-cc. The Group Interest Rate for that Group will be identified with L%. If two or more Groups have the third lowest Group Interest Rate pick one for this purpose, subject to the restriction that each Group may be picked only once in the course of any such selections pursuant to paragraphs A through D or this definition. D. Determine which Group has the fourth lowest Group Interest Rate. That Group will be identified with Group DD and the REMIC I Y and Z Regular Interests related to that Group will be respectively identified with the REMIC I Regular Interests Y-DD and Z-DD. The Group Interest Rate for that Group will be identified with M%. If two or more Groups have the fourth lowest Group Interest Rate pick one for this purpose, subject to the restriction that each Group may be picked only once in the course of any such selections pursuant to paragraphs A through D or this definition. Second, apply the Generic Solution set forth below to determine the REMIC I Y Principal Reduction Amounts for the Distribution Date using the identifications made above. REMIC I Y Principal Reduction Amounts: For any Distribution Date, the amounts by which the Uncertificated Principal Balances of the REMIC I Regular Interests Y-AA, Y-BB, Y-CC and Y-DD, respectively, will be reduced on such Distribution Date by the allocation of Realized Losses and the distribution of principal, determined as follows: For purposes of the succeeding formulas the following symbols shall have the meanings set forth below: PAAB = the related Subordinate of principal on such Distribution Date. PBBB = the related Subordinate distributions of principal on such Distribution Date. PCCB = the related Subordinate distributions of principal on such Distribution Date. PDDB = the related Subordinate distributions of principal on such Distribution Date. R = = Percentage for Group AA after the allocation of Realized Losses and distributions
Percentage for Group BB after the allocation of Realized
Losses and
Percentage for Group CC after the allocation of Realized
Losses and
Percentage for Group DD after the allocation of Realized
Losses and
the Pass-Through Rate on the Group II Subordinate Certificates (J%PAAB + K%PBBB + L%PCCB + M%PDDB)/( PAAB + PBBB + PCCB + PDDB)
R1 = the weighted average of the weighted average pass-through rates for Group AA, Group BB and Group CC after the allocation of Realized Losses and distributions of principal on such Distribution Date = (J%(Pjj - ?Pjj) + K%(Pkk - ?Pkk) + M%(Pll - ?Pll))/(Pjj - ?Pjj + Pkk - ?Pkk + Pll - ?Pll) R2 = the weighted average of the weighted average pass-through rates for Group BB, Group CC and Group DD after the allocation of Realized Losses and distributions of principal on such Distribution Date = (K%(Pkk - ?Pkk) + L%(Pll - ?Pll) + M%(Pmm - ?Pmm))/(Pkk - ?Pkk + Pll - ?Pll + Pmm - ?Pm) R3 = the weighted average of the weighted average pass-through rates for Group AA and Group BB after the allocation of Realized Losses and distributions of principal on such Distribution Date = (J%(Pjj - ?Pjj) + K%(Pkk - ?Pkk))/(Pjj - ?Pjj + Pkk - ?Pkk) R4 = the weighted average of the weighted average pass-through rates for Group CC and Group DD after the allocation of Realized Losses and distributions of principal on such Distribution Date = (L%(Pll - ?Pll) + M%(Pmm - ?Pmm))/(Pll - ?Pll + Pmm - ?Pmm) r1 = Y-CC = r2 = Y-DD r3 = = r4 = = the weighted average of the Uncertificated Pass Through Rates for REMIC I Regular Interests Y-AA, Y-BB and (J% Yjj + K% Ykk + L% Yll)/(Yjj + Ykk + Yll) the weighted average of the Uncertificated Pass Through Rates for REMIC I Regular Interests Y-BB, Y-CC and = (K% Ykk + L% Yll + M% Ymm)/(Ykk + Yll + Ymm) the weighted average of the Uncertificated Pass Through Rates for REMIC I Regular Interests Y-AA and Y-BB (J% Yjj + K% Ykk)/(Yjj + Ykk) the weighted average of the Uncertificated Pass Through Rates for REMIC I Regular Interests Y-CC and Y-DD (L% Yll + M% Ymm)/(Yll + Ymm)
Yjj = the Uncertificated Principal Balance of the REMIC I Regular Interest Y-AA after distributions on the prior Distribution Date. Ykk = t the Uncertificated Principal Balance of the REMIC I Regular Interest Y-BB after distributions on the prior Distribution Date. Yll = the Uncertificated Principal Balance of the REMIC I Regular Interest Y-CC after distributions on the prior Distribution Date. Ymm = the Uncertificated Principal Balance of the REMIC I Regular Interest Y-DD after distributions on the prior Distribution Date. ?Yjj = the REMIC I Y-AA Principal Reduction Amount.
?Ykk = the REMIC I Y-BB Principal Reduction Amount. ?Yll = the REMIC I Y-CC Principal Reduction Amount.
?Ymm = the REMIC I Y-DD Principal Reduction Amount.
Pjj = the aggregate Uncertificated Principal Balance of REMIC I Regular Interests Y-AA and Z-AA after distributions on the prior Distribution Date, which is equal to the aggregate principal balance of the Group AA Loans. Pkk = the aggregate Uncertificated Principal Balance of REMIC I Regular Interests Y-BB and Z-BB after distributions on the prior Distribution Date, which is equal to the aggregate principal balance of the Group BB Loans. Pll = the aggregate Uncertificated Principal Balance of REMIC I Regular Interests Y-CC and Z-CC after distributions on the prior Distribution Date, which is equal to the aggregate principal balance of the Group CC Loans. Pmm = the aggregate Uncertificated Principal Balance of REMIC I Regular Interests Y-DD and Z-DD after distributions on the prior Distribution Date, which is equal to the aggregate principal balance of the Group DD Loans. ?Pjj = the aggregate principal reduction resulting on such Distribution Date on the Group AA Loans as a result of principal distributions (exclusive of any amounts distributed pursuant to clauses (e)(i) or (e)(ii) of the definition of REMIC I Distribution Amount) to be made and Realized Losses to be allocated on such Distribution Date, which is equal to the aggregate of the REMIC I Y-AA and Z-AA Principal Reduction Amounts. ?Pkk= the aggregate principal reduction resulting on such Distribution Date on the Group BB Loans as a result of principal distributions (exclusive of any amounts distributed pursuant to clauses (e)(i) or (e)(ii) of the definition of REMIC I Distribution Amount) to be made and Realized Losses to be allocated on such Distribution Date, which is equal to the aggregate of the REMIC I Y-BB and Z-BB Principal Reduction Amounts. ?Pll = the aggregate principal reduction resulting on such Distribution Date on the Group CC Loans as a result of principal distributions (exclusive of any amounts distributed pursuant to clauses (e)(i) or (e)(ii) of the definition of REMIC I Distribution Amount) to be made and Realized Losses to be allocated on such Distribution Date, which is equal to the aggregate of the REMIC I Y-CC and Z-CC Principal Reduction Amounts. ?Pmm =the aggregate principal reduction resulting on such Distribution Date on the Group DD Loans as a result of principal distributions (exclusive of any amounts distributed pursuant to clauses (e)(i) or (e)(ii) of the definition of REMIC I Distribution Amount) to be made and Realized Losses to be allocated on such Distribution Date, which is equal to the aggregate of the REMIC I Y-DD and Z-DD Principal Reduction Amounts. a = .0005 If R=>L%, ?1 is a non-negative number unless its denominator is zero, in which
?1 = (R - R1)/(M% - R). event it is undefined. ?2 = ?3 = case it (R - J%)/(R2 - R). (R - R3)/(R4 - R). is undefined.
If R<K%, ?2 is a non-negative number. If K%<=R<=L%, ?3 is a non-negative number unless its denominator is zero, in which
If ?1 is undefined, ?Yjj = Yjj, ?Ykk = Ykk, ?Yll = Yll, and ?Ymm = (Ymm/Pmm)?Pmm. If ?2 is zero, ?Yjj = (Yjj/Pjj)?Pjj, ?Ykk = Ykk, ?Yll = Yll and ?Ymm = Ymm. If K%<=R<=L% and ?3 is undefined, ?Yjj = Yjj, ?Ykk = Ykk, ?Ymm = Ymm, and ?Yll = (Yll/Pll)?Pll. If K%<=R<=L% and ?3 is zero, ?Ykk = (Ykk/Pkk)?Pkk, ?Yjj = Yjj, ?Yll = Yll and ?Ymm = Ymm. In the remaining situations, ?Yjj, ?Ykk, ?Yll and ?Ymm shall be defined as follows: I. If R=>L%, make the following additional definitions: 0, (R1- r1)( Yjj + Ykk + Yll)Yjj/((R1 - J%)Yjj + (R1 - K%)Ykk), (R1- r1)( Yjj + Ykk + Yll)/(R1 - J%), 0, (R1- r1)( Yjj + Ykk + Yll)Ykk/((R1 - K%)Ykk + (R1 - L%)Yll), (R1- r1)( Yjj + Ykk + Yll)Ykk/((R1 - J%)Yjj + (R1 - K%)Ykk), 0, (R1- r1)( Yjj + Ykk + Yll)/(R1 - L%), (R1- r1)( Yjj + Ykk + Yll)Yll/((R1 - K%)Ykk + (R1 - L%)Yll), 0, if R1< r1; if R1=> r1 and R1=>K%; and if R1=> r1 and R1<K%; if R1< r1 and R1=>K%; if R1< r1 and R1<K%; if R1=> r1 and R1=>K%; and if R1=> r1 and R1<K%; and if R1< r1 and R1=>K%; if R1< r1 and R1<K%; and if R1=> r1.
dYjj =
dYkk =
dYll =
dY1, dYkk, and dYll are numbers between Yjj and 0, Ykk and 0, and Yll and 0, respectively, such that (J%(Yjj - dYjj) + K%( Ykk.- dYkk) + L%( Yll.- dYll))/(Yjj - dYjj + Ykk.- dYkk + Yll.dYll) = R1. Y5 = P5 = ?P5 = ?Y5 = 1. Yjj - dYjj + Ykk.- dYkk + Yll.- dYll Pjj + Pkk + Pll. ?Pjj + ?Pkk + ?Pll. ?Yjj - dYjj + ?Ykk.- dYkk + ?Yll.- dYll If Ymm - a(Pmm - ?Pmm) => 0, Y5- a(P5 - ?P5) => 0, and ?1(P5 - ?P5) < (Pmm - ?Pmm), ?Ymm = Ymm - a?1(P5 - ?P5) and ?Y5 = Y5 - a(P5 - ?P5).
2. 3. 4. 5. 6.
If Ymm - a(Pmm - ?Pmm) => 0, Y5 - a(P5 - ?P5) => 0, and ?1(P5 - ?P5) => (Pmm - ?Pmm), ?Ymm = Ymm - a(Pmm - ?Pmm) and ?Y5 = Y5 - (a/?1)(Pmm - ?Pmm). If Ymm - a(Pmm - ?Pmm) < 0, Y5 - a(P5 - ?P5) => 0, and Y5 - a(P5 - ?P5) => Y5 - (Ymm/?1), ?Ymm = Ymm - a?1(P5 - ?P5) and ?Y5 = Y5 - a(P5 - ?P5). If Ymm - a(Pmm - ?Pmm) < 0, Y5 - (Ymm/?1) => 0, and Y5 - a(P5 - ?P5) <= Y5 - (Ymm/?1), ?Ymm = 0 and ?Y5 = Y5 - (Ymm/?1). If Y5 - a(P5 - ?P5) < 0, Y5 - (Ymm/?1) < 0, and Ymm - a(Pmm - ?Pmm) <= Ymm - (?1Y5), ?Ymm = Ymm - (?1Y5) and ?Y5 = 0. If Y5 - a(P5 - ?P5) < 0, Ymm - a(Pmm - ?Pmm) => 0, and Ymm - a(Pmm - ?Pmm) => Ymm - (?1Y5), ?Ymm = Ymm - a(Pmm - ?Pmm) and ?Y5 = Y5 - (a/?1)(Pmm - ?Pmm).
?Yjj = dYjj + [(Yjj - dYjj)/(Yjj - dYjj + Ykk - dYkk + Yll - dYll)]?Y5 ?Ykk = dYkk + [(Ykk - dYkk)/(Yjj - dYjj + Ykk - dYkk + Yll - dYll)]?Y5 ?Yll = dYll + [(Yll - dYll)/(Yjj - dYjj + Ykk - dYkk + Yll - dYll)]?Y5 The purpose of the foregoing definitional provisions together with the related provisions allocating Realized Losses and defining the REMIC I Y and Z Principal Distribution Amounts is to accomplish the following goals in the following order of priority: 1. Making the ratio of Ymm to Y5 equal to ?1 after taking account of the allocation Realized Losses and the distributions that will be made through end of the Distribution Date to which such provisions relate and assuring that the Principal Reduction Amount for each of the REMIC I Regular Interests is greater than or equal to zero for such Distribution Date; 2. Making the REMIC I Regular Interest Y-AA Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC I Regular Interests Y-AA and Z-AA Uncertificated Principal Balances, the REMIC I Regular Interest YBB Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC I Regular Interests Y-BB and Z-BB Uncertificated Principal Balances, the REMIC I Regular Interest Y-CC Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC I Regular Interests Y-CC and Z-CC Uncertificated Principal Balances and the REMIC I Regular Interest Y-DD Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC I Regular Interests Y-DD and Z-DD Uncertificated Principal Balances, in each case after giving effect to allocations of Realized Losses and distributions to be made through the end of the Distribution Date to which such provisions relate; and 3. Making the larger of (a) the fraction whose numerator is Ymm and whose denominator is the sum of Ymm and REMIC I Regular Interest Z-DD Uncertificated Principal Balance and (b) the fraction whose numerator is Y5 and whose denominator is the sum of Y5, the REMIC I Regular Interests Z-AA, Z-BB and Z-CC Uncertificated Principal Balances as large as possible while remaining less than or equal to 0.0005. In the event of a failure of the foregoing portion of the definition of REMIC I Y Principal Reduction Amount to accomplish both of goals 1 and 2 above, the amounts thereof should be adjusted to so as to accomplish such goals within the requirement that each REMIC I Y Principal Reduction Amount must be less than or equal to the sum of (a) the principal portion of Realized Losses to be allocated on the related Distribution Date for the related Group and (b) the remainder of the portion of the REMIC I Available Distribution Amount derived from the related Group after reduction thereof by the distributions to be made on such Distribution Date in respect of interest on the related REMIC I Y and Z Regular Interests, or, if both of such goals cannot be accomplished within such requirement, such adjustment as is necessary shall be made to accomplish goal 1 within such requirement. In the event of any conflict among the provisions of the definition of the REMIC I Y Principal Reduction Amounts, such conflict shall be resolved on the basis of the goals and their priorities set forth above within the requirement set forth in the preceding sentence. If the formula allocation of ?Y5 among ?Yjj, ?Ykk and ?Yll cannot be achieved because either ?Yjj as so defined is greater than ?Pjj, ?Ykk as so defined is greater than ?Pkk or ?Yll as so defined is greater than ?Pll, such an allocation shall be made as close as possible to the formula allocation within the requirement that ?Yjj < ?Pjj, ?Ykk < ?Pkk and ?Yll < ?Pll. II. If R<=K%, make the following additional definitions: 0, if R2 < r2; (R2- r2)( Ykk + Yll + Ymm)Ykk/((R2 - K%)Ykk + (R2 - L%)Yll), (R2- r2)( Ykk + Yll + Ymm)/(R2 - K%), 0, (R2- r2)( Ykk + Yll + Ymm)Yll/((R2 - L%)Yll + (R2 - M%)Ymm), (R2- r2)( Ykk + Yll + Ymm)Yll/((R2 - K%)Ykk + (R2 - L%)Yll), 0, (R2- r2)( Ykk + Yll + Ymm)/(R2 - M%), (R2- r2)( Ykk + Yll + Ymm)Ymm/((R2 - L%)Yll + (R2 - M%)Ymm), 0, if R2=> r2 and R2=>L%; and if R2=> r2 and R2<L%; if R2< r2 and R2=>L%; if R2< r2 and R2<L%; if R2=> r2 and R2=>L%; and if R2=> r2 and R2<L%; and if R2< r2 and R2=>L%; if R2 < r2 and R2<L%; and if R2=> r2.
dYkk =
dYll =
dYmm =
dYkk, dYll, and dYmm are numbers between Ykk and 0, Yll and 0, and Ymm and 0, respectively, such that (K%(Ykk - dYkk) + L%( Yll.- dYll) + M%( Ymm.- dYmm))/(Ykk - dYkk + Yll.- dYll + Ymm.dYmm) = R2. Y6 = P6 = Ykk - dYkk + Yll.- dYll + Ymm.- dYmm Pkk + Pll + Pmm.
?P6 = ?Y6 = 1. 2. 3. 4. 5. 6.
?Pkk + ?Pll + ?Pmm. ?Ykk - dYkk + ?Yll.- dYll + ?Ymm.- dYmm If Y6 - a(P6 - ?P6) => 0, Yjj- a(Pjj - ?Pjj) => 0, and ?2(Pjj - ?Pjj) < (P6 - ?P6), ?Y6 = Y6 - a?2(Pjj - ?Pjj) and ?Yjj = Yjj - a(Pjj - ?Pjj). If Y6 - a(P6 - ?P6) => 0, Yjj - a(Pjj - ?Pjj) => 0, and ?2(Pjj - ?Pjj) => (P6 - ?P6), ?Y6 = Y6 - a(P6 - ?P6) and ?Yjj = Yjj - (a/?2)(P6 - ?P6). If Y6 - a(P6 - ?P6) < 0, Yjj - a(Pjj - ?Pjj) => 0, and Yjj - a(Pjj - ?Pjj) => Yjj - (Y6/?2), ?Y6 = Y6 - a?2(Pjj - ?Pjj) and ?Yjj = Yjj - a(Pjj - ?Pjj). If Y6 - a(P6 - ?P6) < 0, Yjj - (Y6/?2) => 0, and Yjj - a(Pjj - ?Pjj) <= Yjj - (Y6/?2), ?Y6 = 0 and ?Yjj = Yjj - (Y6/?2). If Yjj - a(Pjj - ?Pjj) < 0, Yjj - (Y6/?2) < 0, and Y6 - a(P6 - ?P6) <= Y6 - (?2Yjj), ?Y6 = Y6 - (?2Yjj) and ?Yjj = 0. If Yjj - a(Pjj - ?Pjj) < 0, Y6 - a(P6 - ?P6) => 0, and Y6 - a(P6 - ?P6) => Y6 - (?2Yjj), ?Y6 = Y6 - a(P6 - ?P6) and ?Yjj = Yjj - (a/?2)(P6 - ?P6).
?Ykk = dYkk + [(Ykk - dYkk)/(Ykk - dYkk + Yll - dYll + Ymm - dYmm)] ?Y6 ?Yll = dYll + [(Yll - dYll)/(Ykk - dYkk + Yll - dYll + Ymm - dYmm)] ?Y6 ?Ymm = dYmm + [(Ymm - dYmm)/(Ykk - dYkk + Yll - dYll + Ymm - dYmm)] ?Y6 The purpose of the foregoing definitional provisions together with the related provisions allocating Realized Losses and defining the REMIC I Y and Z Principal Distribution Amounts is to accomplish the following goals in the following order of priority: 1. Making the ratio of Y6 to Yjj equal to ?2 after taking account of the allocation Realized Losses and the distributions that will be made through end of the Distribution Date to which such provisions relate and assuring that the Principal Reduction Amount for each of the REMIC I Regular Interests is greater than or equal to zero for such Distribution Date; 2. Making the REMIC I Regular Interest Y-AA Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC I Regular Interests Y-AA and Z-AA Uncertificated Principal Balances, the REMIC I Regular Interest YBB Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC I Regular Interests Y-BB and Z-BB Uncertificated Principal Balances, the REMIC I Regular Interest Y-CC Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC I Regular Interests Y-CC and Z-CC Uncertificated Principal Balances and the REMIC I Regular Interest Y-DD Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC I Regular Interests Y-DD and Z-DD Uncertificated Principal Balances, in each case after giving effect to allocations of Realized Losses and distributions to be made through the end of the Distribution Date to which such provisions relate; and 3. Making the larger of (a) the fraction whose numerator is Yjj and whose denominator is the sum of Yjj and REMIC I Regular Interest Z-AA Uncertificated Principal Balance and (b) the fraction whose numerator is Y6 and whose denominator is the sum of Y6, the REMIC I Regular Interests Z-BB, Z-CC and Z-DD Uncertificated Principal Balances as large as possible while remaining less than or equal to 0.0005. In the event of a failure of the foregoing portion of the definition of REMIC I Y Principal Reduction Amount to accomplish both of goals 1 and 2 above, the amounts thereof should be adjusted to so as to accomplish such goals within the requirement that each REMIC I Y Principal Reduction Amount must be less than or equal to the sum of (a) the principal portion of Realized Losses to be allocated on the related Distribution Date for the related Group and (b) the remainder of the portion of the REMIC I Available Distribution Amount derived from the related Group after reduction thereof by the distributions to be made on such Distribution Date in respect of interest on the related REMIC I Y and Z Regular Interests, or, if both of such goals cannot be accomplished within such requirement, such adjustment as is necessary shall be made to accomplish goal 1 within such requirement. In the event of any conflict among the provisions of the definition of the REMIC I Y Principal Reduction Amounts, such conflict shall be resolved on the basis of the goals and their priorities set forth above within the requirement set forth in the preceding sentence. If the formula allocation of ?Y6 among ?Ykk, ?Yll and ? Ymm cannot be achieved because either ?Ykk as so defined is greater than ?Pkk, ?Yll as so defined is greater than ?Pll or ?Ymm as so defined is greater than ?Pmm, such an allocation shall be made as close as possible to the formula allocation within the requirement that ?Ykk < ?Pkk, ?Yll < ?Pll and ?Ymm < ?Pmm. III. dYjj = dYkk = dYll = If K%<=R<=L%, make the following additional definitions: 0, (R3- r3)( Yjj + Ykk)/(R3 - J%), 0, (R3- r3)( Yjj + Ykk)/(R3 - K%), 0, (R4- r4)(Yll + Ymm)/(R4 - L%), if R3< r3; and if R3=> r3; if R3=> r3; and if R3 < r3; if R4 < r4; and if R4=> r4; and
dYmm = 0,
(R4- r4)(Yll + Ymm)/(R4 - M%),
if R4 < r4; and if R4=> r4.
dYjj, dYkk, dYll, and dYmm are numbers between Yjj and 0, Ykk and 0, Yll and 0, and Ymm and 0, respectively, such that (J%(Yjj - dYjj) + K%(Ykk.- dYkk))/(Yjj - dYjj + Ykk.- dYkk) = R3 and (L%(Yll - dYll) + M%(Ymm.- dYmm))/(Yll - dYll + Ymm.- dYmm) = R4. Y7 = P7 = ?P7 = ?Y7 = Y8 = P8 = ?P8 = ?Y8 = 1. 2. 3. 4. 5. 6. Yjj - dYjj + Ykk.- dYkk Pjj + Pkk. ?Pjj + ?Pkk. ?Yjj - dYjj + ?Ykk.- dYkk. Yll.- dYll + Ymm.- dYmm. Pll + Pmm. ?Pll + ?Pmm. ?Yll.- dYll + ?Ymm.- dYmm If Y8 - a(P8 - ?P8) => 0, Y7- a(P7 - ?P7) => 0, and ?3(P7 - ?P7) < (P8 - ?P8), ?Y8 = Y8 - a?3(P7 - ?P7) and ?Y7 = Y7 - a(P7 - ?P7). If Y8 - a(P8 - ?P8) => 0, Y7 - a(P7 - ?P7) => 0, and ?3(P7 - ?P7) => (P8 - ?P8), ?Y8 = Y8 - a(P8 - ?P8) and ?Y7 = Y7 - (a/?3)(P8 - ?P8). If Y8 - a(P8 - ?P8) < 0, Y7 - a(P7 - ?P7) => 0, and Y7 - a(P7 - ?P7) => Y7 - (Y8/?3), ?Y8 = Y8 - a?3(P7 - ?P7) and ?Y7 = Y7 - a(P7 - ?P7). If Y8 - a(P8 - ?P8) < 0, Y7 - (Y8/?3) => 0, and Y7 - a(P7 - ?P7) <= Y7 - (Y8/?3), ?Y8 = 0 and ?Y7 = Y7 - (Y8/?3). If Y7 - a(P7 - ?P7) < 0, Y7 - (Y8/?3) < 0, and Y8 - a(P8 - ?P8) <= Y8 - (?3Y7), ?Y8 = Y8 - (?3Y7) and ?Y7 = 0. If Y7 - a(P7 - ?P7) < 0, Y8 - a(P8 - ?P8) => 0, and Y8 - a(P8 - ?P8) => Y8 - (?3Y7), ?Y8 = Y8 - a(P8 - ?P8) and ?Y7 = Y7 - (a/?3)(P8 - ?P8).
?Yjj = dYjj + [(Yjj - dYjj)/(Yjj - dYjj + Ykk - dYkk)] ?Y7 ?Ykk = dYkk + [(Ykk - dYkk)/(Yjj - dYjj + Ykk - dYkk)]?Y7 ?Yll = dYll + [(Yll - dYll)/(Yll - dYll + Ymm - dYmm)] ?Y8 ?Ymm = dYmm + [(Ymm - dYmm)/(Yll - dYll + Ymm - dYmm)] ?Y8 The purpose of the foregoing definitional provisions together with the related provisions allocating Realized Losses and defining the REMIC I Y and Z Principal Distribution Amounts is to accomplish the following goals in the following order of priority: 1. Making the ratio of Y8 to Y7 equal to ?3 after taking account of the allocation Realized Losses and the distributions that will be made through end of the Distribution Date to which such provisions relate and assuring that the Principal Reduction Amount for each of the REMIC I Regular Interests is greater than or equal to zero for such Distribution Date; 2. Making the REMIC I Regular Interest Y-AA Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC I Regular Interests Y-AA and Z-AA Uncertificated Principal Balances, the REMIC I Regular Interest YBB Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC I Regular Interests Y-BB and Z-BB Uncertificated Principal Balances, the REMIC I Regular Interest Y-CC Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC I Regular Interests Y-CC and Z-CC Uncertificated Principal Balances and the REMIC I Regular Interest Y-DD Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC I Regular Interests Y-DD and Z-DD Uncertificated Principal Balances, in each case after giving effect to allocations of Realized Losses and distributions to be made through the end of the Distribution Date to which such provisions relate; and 3. Making the larger of (a) the fraction whose numerator is Y7 and whose denominator is the sum of Y7, the REMIC I Regular Interest Z-AA Uncertificated Principal Balance and the REMIC I Regular Interest Z-BB Uncertificated Principal Balance and (b) the fraction whose numerator is Y8 and whose denominator is the sum of Y8, the REMIC I Regular Interests Z-CC and Z-DD Uncertificated Principal Balances as large as possible while remaining less than or equal to 0.0005. In the event of a failure of the foregoing portion of the definition of REMIC I Y Principal Reduction Amount to accomplish both of goals 1 and 2 above, the amounts thereof should be adjusted to so as to accomplish such goals within the requirement that each REMIC I Y Principal Reduction Amount must be less than or equal to the sum of (a) the principal portion of Realized Losses to be allocated on the related Distribution Date for the related Group and (b) the remainder of the portion of the REMIC I Available Distribution Amount derived from the related Group after reduction thereof by the distributions to be made on such Distribution Date in respect of interest on the related REMIC I Y and Z Regular Interests, or, if both of such goals cannot be accomplished within such requirement, such adjustment as is necessary shall be made to accomplish goal 1 within such requirement. In the event of any conflict among the provisions of the definition of the REMIC I Y Principal
Reduction Amounts, such conflict shall be resolved on the basis of the goals and their priorities set forth above within the requirement set forth in the preceding sentence. If the formula allocation of ?Y7 between ?Yjj and ?Ykk, or of ?Y8 between ?Yll and ?Ymm cannot be achieved because either ?Yjj as so defined is greater than ?Pjj, ?Ykk as so defined is greater than ?Pkk, ?Yll as so defined is greater than ?Pll or ?Ymm as so defined is greater than ?Pmm, such an allocation shall be made as close as possible to the formula allocation within the requirement that ?Yjj < ?Pjj, ?Ykk < ?Pkk, ?Yll < ? Pll and ?Ymm < ?Pmm.
APPENDIX 2 Calculation of REMIC II Y Principal Reduction Amounts
REMIC II Y Principal Reduction Amounts: For any Distribution Date the amounts by which the Uncertificated Principal Balances of the REMIC II Y Regular Interests will be reduced on such Distribution Date by the allocation of Realized Losses and the distribution of principal, determined as follows: First for each of Sub-Loan Group III-1, Sub-Loan Group III-2, Sub-Loan Group III-3, Sub-Loan Group III-4, Sub-Loan Group III-5 and Sub-Loan Group III-6 (referred to in this Appendix 2 as a "Group"), determine the weighted average pass-through rate for that Group for distributions of interest that will be made on the next succeeding Distribution Date (the Group Interest Rate). The Principal Reduction Amount for each of the REMIC II Y Regular Interests will be determined pursuant to the Generic solution for the REMIC II Y Principal Reduction Amounts set forth below (the Generic Solution) by making identifications among the actual Groups and their related REMIC II Y and Z Regular Interests and weighted average pass-through rates and the Groups named in the Generic Solution and their related REMIC II Y and Z Regular Interests as follows: A. Determine which Group has the lowest Group Interest Rate. That Group will be identified with Group AA and the REMIC II Y and Z Regular Interests related to that Group will be respectively identified with the REMIC II Regular Interests YAA and ZAA. The Group Interest Rate for that Group will be identified with J%. If two or more Groups have the lowest Group Interest Rate pick one for this purpose, subject to the restriction that each Group may be picked only once in the course of any such selections pursuant to paragraphs A through F of this definition. B. Determine which Group has the second lowest Group Interest Rate. That Group will be identified with Group BB and the REMIC II Y and Z Regular Interests related to that Group will be respectively identified with the REMIC II Regular Interests YBB and ZBB. The Group Interest Rate for that Group will be identified with K%. If two or more Groups have the second lowest Group Interest Rate pick one for this purpose, subject to the restriction that each Group may be picked only once in the course of any such selections pursuant to paragraphs A through F of this definition. C. Determine which Group has the third lowest Group Interest Rate. That Group will be identified with Group CC and the REMIC II Y and Z Regular Interests related to that Group will be respectively identified with the REMIC II Regular Interests YCC and ZCC. The Group Interest Rate for that Group will be identified with L%. If two or more Groups have the third lowest Group Interest Rate pick one for this purpose, subject to the restriction that each Group may be picked only once in the course of any such selections pursuant to paragraphs A through F of this definition. D. Determine which Group has the fourth lowest Group Interest Rate. That Group will be identified with Group DD and the REMIC II Y and Z Regular Interests related to that Group will be respectively identified with the REMIC II Regular Interests YDD and ZDD. The Group Interest Rate for that Group will be identified with M%. If two or more Groups have the fourth lowest Group Interest Rate pick one for this purpose, subject to the restriction that each Group may be picked only once in the course of any such selections pursuant to paragraphs A through F of this definition. E. Determine which Group has the fifth lowest Group Interest Rate. That Group will be identified with Group EE and the REMIC II Y and Z Regular Interests related to that Group will be respectively identified with the REMIC II Regular Interests YEE and ZEE. The Group Interest Rate for that Group will be identified with N%. If two or more Groups have the fifth lowest Group Interest Rate pick one for this purpose, subject to the restriction that each Group may be picked only once in the course of any such selections pursuant to paragraphs A through F of this definition. F. Determine which Group has the highest Group Interest Rate. That Group will be identified with Group FF and the REMIC II Y and Z Regular Interests related to that Group will be respectively identified with the REMIC II Regular Interests YFF and ZFF. The Group Interest Rate for that Group will be identified with O%. If two or more Groups have the highest Interest Rate pick one for this purpose, subject to the restriction that each Group may be picked only once in the course of any such selections pursuant to paragraphs A through F of this definition. Second, apply the Generic Solution set forth below to determine the REMIC II Y Principal Reduction Amounts for the Distribution Date using the identifications made above. Generic Solution for the REMIC II Y Principal Reduction Amounts: For any Distribution Date, the amounts by which the Uncertificated Principal Balances of the REMIC II Y Regular Interests will be reduced on such Distribution Date by the allocation of Realized Losses and the distribution of principal, determined as follows: For purposes of the succeeding formulas the following symbols shall have the meanings set forth below: J% = the weighted average pass-through rate on the Group AA Mortgage Loans for interest to be distributed on the next succeeding Distribution Date. K% = the weighted average pass-through rate on the Group BB Mortgage Loans for interest to be distributed on the next succeeding Distribution Date. L% = the weighted average pass-through rate on the Group CC Mortgage Loans for interest to be distributed on the next succeeding Distribution Date.
M% = the weighted average pass-through rate on the Group DD Mortgage Loans for interest to be distributed on the next succeeding Distribution Date. N% = the weighted average pass-through rate on the Group EE Mortgage Loans for interest to be distributed on the next succeeding Distribution Date. O% = the weighted average pass-through rate on the Group FF mortgage loans for interest to be distributed on the next succeeding Distribution Date. For purposes of the succeeding definitions and formulas, it is required that J%<=K%<=L%<=M%<=N%<=O%. PJB = PKB = PLB = PMB = PNB = POB = R = = R11 = the Group AA Subordinate Percentage after the allocation of Realized Losses and distributions of principal on such Distribution Date. the Group BB Subordinate Percentage after the allocation of Realized Losses and distributions of principal on such Distribution Date. the Group CC Subordinate Percentage after the allocation of Realized Losses and distributions of principal on such Distribution Date. the Group DD Subordinate Percentage after the allocation of Realized Losses and distributions of principal on such Distribution Date. the Group EE Subordinate Percentage after the allocation of Realized Losses and distributions of principal on such Distribution Date. the Group FF Subordinate Percentage after the allocation of Realized Losses and distributions of principal on such Distribution Date. the Pass-Through Rate on the Group III Subordinate Certificates (J%PJB + K%PKB + L%PLB + M%PMB + N%PNB + O%POB)/ (PJB + PKB + PLB + PMB + PNB + POB) the weighted average of the weighted average pass-through rates for Group AA, Group BB, Group CC, Group DD and Group EE after giving effect to the allocation of Realized Losses and distributions of principal to be made on such Distribution Date = {J%(Pj- ?Pj) + K% (Pk - ?Pk) + L% (Pl - ?Pl) + M% (Pm - ?Pm) + N% (Pn - ?Pn) }/ (Pj - ?Pj + Pk - ?Pk + Pl - ?Pl + Pm - ?Pm + Pn - ?Pn) R12 = = R21 = = R22 = = R31 = = R32 = the Group FF weighted average pass-through rate O% the weighted average of the weighted average pass-through rates for Group AA, Group BB, Group CC and Group DD after giving effect to the allocation of Realized Losses and distributions of principal to be made on such Distribution Date {J% (Pj - ?Pj) + K% (Pk - ?Pk) + L% (Pl - ?Pl) + M% (Pm - ?Pm) }/ (Pj - ?Pj + Pk - ?Pk + Pl - ?Pl + Pm - ?Pm) the weighted average of the weighted average pass-through rates for Group EE and Group FF {N% (Pn - ?Pn) + O% (Po - ?Po)}/(Pn - ?Pn + Po - ?Po) the weighted average of the weighted average pass-through rates for Group AA, Group BB and Group CC after giving effect to the allocation of Realized Losses and distributions of principal to be made on such Distribution Date {(J% (Pj - ?Pj) + K% (Pk - ?Pk) + L% (Pl - ?Pl) }/ (Pj - ?Pj + Pk - ?Pk + Pl - ?Pl) the weighted average of the weighted average pass-through rates for Group DD, Group EE and Group FF after giving effect to the allocation of Realized Losses and distributions of principal to be made on such Distribution Date
= { M% (Pm - ?Pm) + N% (Pn - ?Pn) + O% (Po - ?Po)}/( Pm - ?Pm + Pn - ?Pn + Po - ?Po ) R41 = = R42 = = R51 = = R52 = the weighted average of the weighted average pass-through rates for Group AA and Group BB after giving effect to the allocation of Realized Losses and distributions of principal to be made on such Distribution Date {J% (Pj - ?Pj) + K% (Pk - ?Pk) }/ (Pj - ?Pj + Pk - ?Pk ) the weighted average of the weighted average pass-through rates for Group CC, Group DD, Group EE and Group FF after giving effect to the allocation of Realized Losses and distributions of principal to be made on such Distribution Date { N% (Pn - ?Pn) + O% (Po - ?Po) + L% (Pl - ?Pl) + M% (Pm - ?Pm)}/ ( Pn - ?Pn + Po - ?Po + Pl - ?Pl + Pm - ?Pm ) the weighted average pass-through rate for Group AA after giving effect to the allocation of Realized Losses and distributions of principal to be made on such Distribution Date J% the weighted average of the weighted average pass-through rates for Group BB, Group CC, Group DD, Group EE and Group FF after giving effect to the allocation of Realized Losses and distributions of principal to be made on such Distribution Date
= { M% (Pm - ?Pm) + N% (Pn - ?Pn) + O% (Po - ?Po) + K% (Pk - ?Pk) + L% (Pl - ?Pl)}/ ( Pm - ?Pm + Pn - ?Pn + Po - ?Po + Pk - ?Pk + Pl - ?Pl ) r11 = = r12 = = r21 = = r22 = = r31 = the weighted average of the Uncertificated Pass Through Rates for REMIC II Regular Interests YAA, YBB, YCC, YDD and YEE (J% Yj + K% Yk + L% Yl + M% Ym + N% Yn )/ (Yj + Yk + Yl + Ym + Yn) the Uncertificated Pass Through Rate for REMIC II Regular Interest YFF O% the weighted average of the Uncertificated Pass Through Rates for REMIC II Regular Interests YAA, YBB, YCC and YDD (J% Yj + K% Yk + L% Yl + M% Ym )/(Yj + Yk + Yl + Ym ) the weighted average of the Uncertificated Pass Through Rates for REMIC II Regular Interests YEE and YFF ( N% Yn + O% Yo )/( Yn + Yo ) the weighted average of the Uncertificated Pass Through Rates for REMIC II Regular Interests YAA, YBB
= r32 = = r41 = = r42 = = r51 = = r52 = = Yj = Yk = Yl = Ym = Yn = Yo = ?Yj = ?Yk = ?Yl = ?Ym = ?Yn = ?Yo = Zj = Zk = Zl = Zm = Zn = Zo = ?Zj = ?Zk = ?Zl = ?Zm = ?Zn = ?Zo = Pj = = Pk = = Pl = = Pm = = Pn = = Po =
and YCC (J% Yj + K% Yk + L% Yl )/(Yj + Yk + Yl ) the weighted average of the Uncertificated Pass Through Rates for REMIC II Regular Interests YDD, YEE and YFF ( O% Yo + M% Ym + N% Yn )/( Yo + Ym + Yn ) the weighted average of the Uncertificated Pass Through Rates for REMIC II Regular Interests YAA and YBB (J% Yj + K% Yk )/(Yj + Yk ) the weighted average of the Uncertificated Pass Through Rates for REMIC II Regular Interests YCC, YDD, YEE and YFF ( N% Yn + O% Yo + L% Yl + M% Ym )/( Yn + Yo + Yl + Ym ) the Uncertificated Pass Through Rates for REMIC II Regular Interest YAA J% the weighted average of the Uncertificated Pass Through Rates for REMIC II Regular Interests YBB, YCC, YDD, YEE and YFF ( M% Ym + N% Yn + O% Yo + K% Yk + L% Yl )/( Ym + Yn + Yo + Yk + Yl ) the Uncertificated Principal Balance of REMIC II Regular Interest YAA after distributions on the prior Distribution Date. the Uncertificated Principal Balance of REMIC II Regular Interest YBB after distributions on the prior Distribution Date. the Uncertificated Principal Balance of REMIC II Regular Interest YCC after distributions on the prior Distribution Date. the Uncertificated Principal Balance of REMIC II Regular Interest YDD after distributions on the prior Distribution Date. the Uncertificated Principal Balance of REMIC II Regular Interest YEE after distributions on the prior Distribution Date. the Uncertificated Principal Balance of REMIC II Regular Interest YFF after distributions on the prior Distribution Date. the REMIC II YAA Principal Reduction Amount. the REMIC II YBB Principal Reduction Amount. the REMIC II YCC Principal Reduction Amount. the REMIC II YDD Principal Reduction Amount. the REMIC II YEE Principal Reduction Amount. the REMIC II YFF Principal Reduction Amount. the Uncertificated Principal Balance of REMIC II Regular Interest ZAA after distributions on the prior Distribution Date. the Uncertificated Principal Balance of REMIC II Regular Interest ZBB after distributions on the prior Distribution Date. the Uncertificated Principal Balance of REMIC II Regular Interest ZCC after distributions on the prior Distribution Date. the Uncertificated Principal Balance of REMIC II Regular Interest ZDD after distributions on the prior Distribution Date. the Uncertificated Principal Balance of REMIC II Regular Interest ZEE after distributions on the prior Distribution Date. the Uncertificated Principal Balance of REMIC II Regular Interest ZFF after distributions on the prior Distribution Date. the REMIC II ZAA Principal Reduction Amount. the REMIC II ZBB Principal Reduction Amount. the REMIC II ZCC Principal Reduction Amount. the REMIC II ZDD Principal Reduction Amount. the REMIC II ZEE Principal Reduction Amount. the REMIC II ZFF Principal Reduction Amount. the aggregate Uncertificated Principal Balance of REMIC II Regular Interests YAA and ZAA after distributions on the prior Distribution Date. Yj + Zj the aggregate Uncertificated Principal Balance of REMIC II Regular Interests YBB and ZBB after distributions on the prior Distribution Date. Yk + Zk the aggregate Uncertificated Principal Balance of REMIC II Regular Interests YCC and ZCC after distributions on the prior Distribution Date. Yl + Zl = the aggregate Uncertificated Principal Balance of REMIC II Regular Interests YDD and ZDD after distributions on the prior Distribution Date. Ym + Zm the aggregate Uncertificated Principal Balance of REMIC II Regular Interests YEE and ZEE after distributions on the prior Distribution Date. Yn + Zn the aggregate Uncertificated Principal Balance of REMIC II Regular Interests YFF and ZFF after distributions on the prior Distribution Date.
= ?Pj =
Yo + Zo the aggregate principal reduction resulting on such Distribution Date on the Group AA Mortgage Loans as a result of principal distributions (exclusive of any amounts distributed pursuant to clauses (g)(i) or (g)(ii) of the definition of REMIC II Distribution Amount) to be made and Realized Losses to be allocated on such Distribution Date, which is equal to the aggregate of the REMIC II Y-AA and Z-AA Principal Reduction Amounts. ?Yj + ?Zj the aggregate principal reduction resulting on such Distribution Date on the Group BB Mortgage Loans as a result of principal distributions (exclusive of any amounts distributed pursuant to clauses (g)(i) or (g)(ii) of the definition of REMIC II Distribution Amount) to be made and Realized Losses to be allocated on such Distribution Date, which is equal to the aggregate of the REMIC II Y-BB and Z-BB Principal Reduction Amounts. ?Yk + ?Zk the aggregate principal reduction resulting on such Distribution Date on the Group CC Mortgage Loans as a result of principal distributions (exclusive of any amounts distributed pursuant to clauses (g)(i) or (g)(ii) of the definition of REMIC II Distribution Amount) to be made and Realized Losses to be allocated on such Distribution Date, which is equal to the aggregate of the REMIC II Y-CC and Z-CC Principal Reduction Amounts. ?Yl + ?Zl the aggregate principal reduction resulting on such Distribution Date on the Group DD Mortgage Loans as a result of principal distributions (exclusive of any amounts distributed pursuant to clauses (g)(i) or (g)(ii) of the definition of REMIC II Distribution Amount) to be made and Realized Losses to be allocated on such Distribution Date, which is equal to the aggregate of the REMIC II Y-DD and Z-DD Principal Reduction Amounts. ?Ym + ?Zm the aggregate principal reduction resulting on such Distribution Date on the Group EE Mortgage Loans as a result of principal distributions (exclusive of any amounts distributed pursuant to clauses (g)(i) or (g)(ii) of the definition of REMIC II Distribution Amount) to be made and Realized Losses to be allocated on such Distribution Date, which is equal to the aggregate of the REMIC II Y-EE and Z-EE Principal Reduction Amounts. ?Yn + ?Zn the aggregate principal reduction resulting on such Distribution Date on the Group FF Mortgage Loans as a result of principal distributions (exclusive of any amounts distributed pursuant to clauses (g)(i) or (g)(ii) of the definition of REMIC II Distribution Amount) to be made and Realized Losses to be allocated on such Distribution Date, which is equal to the aggregate of the REMIC II Y-FF and Z-FF Principal Reduction Amounts. ?Yo + ?Zo .0005 (R - R11)/(R12 - R). If R=>N%, ?1 is a non-negative number unless its denominator is zero, in which event it is undefined. (R - R21)/(R22 - R). If R=>M%, ?2 is a non-negative number unless its denominator is zero, in which event it is undefined. (R - R31)/(R32 - R). If R=>L%, ?3 is a non-negative number unless its denominator is zero, in which event it is undefined. (R - R41)/(R42 - R). If R=>K%, ?4 is a non-negative number unless its denominator is zero, in which event it is undefined. (R - R51)/(R52 - R). If R<K%, ?5 is a non-negative number.
= ?Pk =
= ?Pl=
= ?Pm =
= ?Pn =
= ?Po =
= a = ?1 = ?2 = ?3 = ?4 = ?5 =
If ?1 is undefined, ?Yj = Yj, ?Yk = Yk, ?Yl = Yl, ?Ym = Ym, ?Yn = Yn, and ?Yo = (Yo/Po)?Po If ?5 is zero, ?Yj = (Yj/Pj)?Pj, ?Yk = Yk, ?Yl = Yl, ?Ym = Ym, ?Yn = Yn, and ?Yo = Yo In the remaining situations, ?Yj, ?Yk, ?Yl, ?Ym, ?Yn, and ?Yo shall be defined as follows: I. If R=>N%, make the following additional definitions: 0, Yj (R11- r11)( Yj + Yk + Yl + Ym + Yn )Yj/ {(R11 - J%)Yj + (R11 - K%)Yk + (R11 - L%)Yl + (R11 - M%)Ym }, (R11- r11)( Yj + Yk + Yl + Ym + Yn )Yj/ {(R11 - J%)Yj + (R11 - K%)Yk + (R11 - L%)Yl }, (R11- r11)( Yj + Yk + Yl + Ym + Yn )Yj/ {(R11 - J%)Yj + (R11 - K%)Yk }, (R11- r11)( Yj + Yk + Yl + Ym + Yn )/(R11 - J%), d1Yk = 0, (R11- r11)( Yj + Yk + Yl + Ym + Yn )Yk/ { (R11 - K%)Yk + (R11 - L%)Yl + (R11 - M%)Ym + (R11 - N%)Yn }, if R11 < r11 and R11<K%; Yk (R11- r11)( Yj + Yk + Yl + Ym + Yn )Yk/ {(R11 - J%)Yj + (R11 - K%)Yk + (R11 - L%)Yl + (R11 - M%)Ym }, (R11- r11)( Yj + Yk + Yl + Ym + Yn )Yk/ {(R11 - J%)Yj + (R11 - K%)Yk + (R11 - L%)Yl }, (R11- r11)( Yj + Yk + Yl + Ym + Yn )Yk/ {(R11 - J%)Yj + (R11 - K%)Yk }, if R11 < r11; if R11=> r11 and R11=>N%;
d1Yj =
if R11=> r11 and N%>R11=>M%; if R11=> r11 and M%>R11=>L%; if R11=> r11 and L%>R11=>K%; and if R11=> r11 and K%>R11=>J%. if R11 < r11 and R11=>K%;
if R11=> r11 and R11=>N%;
if R11=> r11 and N%>R11=>M%; if R11=> r11 and M%>R11=>L%; if R11=> r11 and L%>R11=>K%; and
0, d1Yl = 0, (R11- r11)( Yj + Yk + Yl + Ym + Yn)Yl/ { (R11 - L%)Yl + (R11 - M%)Ym + (R11 - N%)Yn }, (R11- r11)( Yj + Yk + Yl + Ym + Yn )Yl/ { (R11 - K%)Yk + (R11 - L%)Yl + (R11 - M%)Ym + (R11 - N%)Yn }, Yl (R11- r11)( Yj + Yk + Yl + Ym + Yn )Yl/ {(R11 - J%)Yj + (R11 - K%)Yk + (R11 - L%)Yl + (R11 - M%)Ym }, (R11- r11)( Yj + Yk + Yl + Ym + Yn )Yl/ {(R11 - J%)Yj + (R11 - K%)Yk + (R11 - L%)Yl }, 0, d1Ym = 0, (R11- r11)( Yj + Yk + Yl + Ym + Yn )Ym/ { (R11 - M%)Ym + (R11 - N%)Yn }, (R11- r11)( Yj + Yk + Yl + Ym + Yn )Ym/ { (R11 - L%)Yl + (R11 - M%)Ym + (R11 - N%)Yn }, (R11- r11)( Yj + Yk + Yl + Ym + Yn )Ym/ { (R11 - K%)Yk + (R11 - L%)Yl + (R11 - M%)Ym + (R11 - N%)Yn }, Ym (R11- r11)( Yj + Yk + Yl + Ym + Yn )Ym/ {(R11 - J%)Yj + (R11 - K%)Yk + (R11 - L%)Yl + (R11 - M%)Ym }, 0, d1Yn = 0, (R11- r11)( Yj + Yk + Yl + Ym + Yn )/ { (R11 - N%)}, (R11- r11)( Yj + Yk + Yl + Ym + Yn )Yn/ { (R11 - M%)Ym + (R11 - N%)Yn }, (R11- r11)( Yj + Yk + Yl + Ym + Yn )Yn/ { (R11 - L%)Yl + (R11 - M%)Ym + (R11 - N%)Yn }, (R11- r11)( Yj + Yk + Yl + Ym + Yn )Yn/ { (R11 - K%)Yk + (R11 - L%)Yl + (R11 - M%)Ym + (R11 - N%)Yn }, Yn 0,
if R11=> r11 and R11<K%. if R11< r11 and R11=>L%; if R11 < r11 and K%<=R11<L%;
if R11< r11 and R11<K%; if R11=> r11 and R11=>N%;
if R11=> r11 and N%>R11=>M%; if R11=> r11 and M%>R11=>L%; if R11=> r11 and R11<L%. if R11< r11 and R11=>M%; if R11< r11 and L%<=R11<M%; if R11< r11 and K%<=R11<L%;
if R11< r11 and R11<K%; if R11=> r11 and R11=>N%;
if R11=> r11 and N%>R11=>M%; if R11=> r11 and R11<M%. if R11< r11 and R11=>N%; if R11< r11 and M%<=R11<N%; if R11< r11 and L%<=R11<M%; if R11< r11 and K%<=R11<L%;
if R11< r11 and R11<K%; if R11=> r11 and R11=>N%; if R11=> r11 and R11<N%.
d1Yj, d1Yk, d1Yl, d1Ym, and d1Yn are numbers respectively between Yj, Yk, Yl, Ym and Yn and 0 such that {J%(Yj - d1Yj ) + K%( Yk.- d1Yk) + L%( Yl.- d1Yl) + M%( Ym.- d1Ym) + N%( Yn.- d1Yn) }/ (Yj - d1Yj + Yk.- d1Yk + Yl.- d1Yl + Ym.- d1Ym + Yn.- d1Yn ) = R11. Y11 = P11 = Z11 = ?Y11 = ?P11 = ?Z11 = 1. 2. 3. 4. 5. 6. Yj - d1Yj + Yk.- d1Yk + Yl.- d1Yl + Ym.- d1Ym + Yn.- d1Yn Pj + Pk + Pl + Pm + Pn Zj + Zk + Zl + Zm + Zn ?Yj - d1Yj + ?Yk.- d1Yk + ?Yl.- d1Yl + ?Ym.d1Ym + ?Yn.- d1Yn ?Pj + ?Pk + ?Pl + ?Pm + ?Pn. ?Zj + ?Zk + ?Zl + ?Zm + ?Zn.
If Yo - a(Po - ?Po) => 0, Y11- a(P11 - ?P11) => 0, and ?1(P11 ?P11) < (Po - ?Po), then ?Yo = Yo - a?1(P11 - ?P11) and ?Y11 = Y11 - a(P11 - ?P11). If Yo - a(Po - ?Po) => 0, Y11 - a(P11 - ?P11) => 0, and ?1(P11 - ?P11) => (Po - ?Po), then ?Yo = Yo - a(Po - ?Po) and ?Y11 = Y11 - (a/?1)(Po - ?Po). If Yo - a(Po - ?Po) < 0, Y11 - a(P11 - ?P11) => 0, and Y11 - a(P11 - ?P11) => Y11 - (Yo/?1), then ?Yo = Yo - a?1(P11 - ?P11) and ?Y11 = Y11 - a(P11 - ?P11). If Yo - a(Po - ?Po) < 0, Y11 - (Yo/?1) => 0, and Y11 - a(P11 - ?P11) <= Y11 - (Yo/?1), then ?Yo = 0 and ?Y11 = Y11 - (Yo/?1). If Y11 - a(P11 - ?P11) < 0, Y11 - (Yo/?1) < 0, and Yo - a(Po - ?Po) <= Yo - (?1Y11), then ?Yo = Yo - (?1Y11) and ?Y11 = 0. If Y11 - a(P11 - ?P11) < 0, Yo - a(Po - ?Po) => 0, and Yo - a(Po - ?Po) => Yo - (?1Y11), then ?Yo = Yo - a(Po - ?Po) and ?Y11 = Y11 - (a/?1)(Po - ?Po).
?Yj = d1Yj + [(Yj - d1Yj )/Y11 ] ?Y11 ?Yk = d1Yk + [(Yk - d1Yk )/Y11 ] ?Y11
?Yl = d1Yl + [(Yl - d1Yl )/Y11 ] ?Y11 ?Ym = d1Ym + [(Ym - d1Ym )/Y11 ] ?Y11 ?Yn = d1Yn + [(Yn - d1Yn )/Y11 ] ?Y11 ?Yo = d1Yo + [(Yo - d1Yo )/Y11 ] ?Y11 The purpose of the foregoing definitional provisions together with the related provisions allocating Realized Losses and defining the REMIC II Y and Z Principal Distribution Amounts is to accomplish the following goals in the following order of priority: 1. Making the ratio of (Yo - ?Yo ) to (Y11 - ?Y11 ) equal to ?1 after taking account of the allocation Realized Losses and the distributions that will be made through the end of the Distribution Date to which such provisions relate and assuring that the Principal Reduction Amount for each of the REMIC II Regular Interests is greater than or equal to zero for such Distribution Date; Making the REMIC II Regular Interest YAA Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YAA and ZAA Uncertificated Principal Balances, the REMIC II Regular Interest YBB Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YBB and ZBB Uncertificated Principal Balances, the REMIC II Regular Interest YCC Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YCC and ZCC Uncertificated Principal Balances, the REMIC II Regular Interest YDD Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YDD and ZDD Uncertificated Principal Balances, the REMIC II Regular Interest YEE Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YEE and ZEE Uncertificated Principal Balances and the REMIC II Regular Interest YFF Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YFF and ZFF Uncertificated Principal Balances, in each case after giving effect to allocations of Realized Losses and distributions to be made through the end of the Distribution Date to which such provisions relate; and Making the larger of (a) the fraction whose numerator is (Yo - ?Yo ) and whose denominator is the sum of (Yo - ?Yo) and (Zo - ?Zo) and (b) the fraction whose numerator is (Y11 - ?Y11) and whose denominator is the sum of (Y11 - ?Y11) and (Z11 - ?Z11) as large as possible while remaining less than or equal to 0.0005.
2.
3.
In the event of a failure of the foregoing portion of the definition of REMIC II Y Principal Reduction Amount to accomplish both of goals 1 and 2 above, the amounts thereof should be adjusted to so as to accomplish such goals within the requirement that each REMIC II Y Principal Reduction Amount must be less than or equal to the sum of (a) the principal portion of Realized Losses to be allocated on the related Distribution Date for the related Group and (b) the remainder of the portion of the REMIC II Available Distribution Amount derived from the related Group after reduction thereof by the distributions to be made on such Distribution Date in respect of interest on the related REMIC II Y and Z Regular Interests, or, if both of such goals cannot be accomplished within such requirement, such adjustment as is necessary shall be made to accomplish goal 1 within such requirement. In the event of any conflict among the provisions of the definition of the REMIC II Y Principal Reduction Amounts, such conflict shall be resolved on the basis of the goals and their priorities set forth above within the requirement set forth in the preceding sentence. If the formula allocation of ?Y11 among ?Yj, ?Yk, ?Yl, ?Ym and ?Yn cannot be achieved because one or more of ?Yj, ?Yk, ?Yl, ?Ym, and ?Yn, as so defined is greater than the related one of ?Pj, ?Pk, ?Pl, ?Pm and ?Pn, such an allocation shall be made as close as possible to the formula allocation within the requirement that ?Yj < ?Pj, ?Yk < ?Pk, ?Yl < ?Pl, ?Ym < ?Pm and ?Yn < ?Pn. II. If M%<=R<=N%, make the following additional definitions: 0, Yj (R21- r21)( Yj + Yk + Yl + Ym )Yj/ {(R21 - J%)Yj + (R21 - K%)Yk + (R21 - L%)Yl }, (R21- r21)( Yj + Yk + Yl + Ym )Yj/ {(R21 - J%)Yj + (R21 - K%)Yk }, (R21- r21)( Yj + Yk + Yl + Ym )/(R21 - J%), K%>R21=>J%. d2Yk = 0, (R21- r21)( Yj + Yk + Yl + Ym )Yk/ { (R21 - K%)Yk + (R21 - L%)Yl + (R21 - M%)Ym }, Yk (R21- r21)( Yj + Yk + Yl + Ym )Yk/ {(R21 - J%)Yj + (R21 - K%)Yk + (R21 - L%)Yl }, (R21- r21)( Yj + Yk + Yl + Ym )Yk/ {(R21 - J%)Yj + (R21 - K%)Yk }, 0, d2Yl = 0, (R21- r21)( Yj + Yk + Yl + Ym )Yl/ { (R21 - L%)Yl + (R21 - M%)Ym }, (R21- r21)( Yj + Yk + Yl + Ym )Yl/ { (R21 - K%)Yk + (R21 - L%)Yl + (R21 - M%)Ym }, Yl (R21- r21)( Yj + Yk + Yl + Ym )Yl/ {(R21 - J%)Yj + (R21 - K%)Yk + (R21 - L%)Yl }, 0, d2Ym = 0, (R21- r21)( Yj + Yk + Yl + Ym )/ { (R21 - M%) }, (R21- r21)( Yj + Yk + Yl + Ym )Ym/ { (R21 - L%)Yl + (R21 - M%)Ym }, if R21< r21; if R21=> r21 and R21=>M%; if R21=> r21 and M%>R21=>L%; if R21=> r21 and L%>R21=>K%; and if R21=> r21 and if R21< r21 and R21=>K%; if R21< r21 and R21<K%; if R21=> r21 and R21=>M%; if R21=> r21 and M%>R21=>L%; if R21=> r21 and L%>R21=>K%; and if R21=> r21 and R21<K%. if R21< r21 and R21=>L%; if R21< r21 and K%<=R21<L%; if R21< r21 and R21<K%; if R21=> r21 and N%>R21=>M%; if R21=> r21 and M%>R21=>L%; if R21=> r21 and R21<L%. if R21< r21 and R21=>M%; if R21< r21 and L%<=R21<M%; if R21< r21 and K%<=R21<L%;
d2Yj =
(R21- r21)( Yj + Yk + Yl + Ym )Ym/ { (R21 - K%)Yk + (R21 - L%)Yl + (R21 - M%)Ym }, Ym 0, d2Yn = 0, (R22- r22)( Yn + Yo )/(R22 - N%), d2Yo = 0, (R22- r22)( Yn + Yo)/(R22 - O%),
if R21< r21 and R21<K%; if R21=> r21 and R21=>M%; if R21=> r21 and R21<M%. if R22< r22; if R22=> r22; if R22< r22; if R22=> r22.
d2Yj, d2Yk, d2Yl, d2Ym, d2Yn, and d2Yo, are numbers respectively between Yj, Yk, Yl, Ym, Yn, and Yo and 0 such that: {J%(Yj - d2Yj ) + K%( Yk.- d2Yk) + L%( Yl.- d2Yl) + M%( Ym.- d2Ym) + }/ (Yj - d2Yj + Yk.- d2Yk + Yl.- d2Yl + Ym.- d2Ym ) = R21; and { N%( Yn.- d2Yn) + O%(Yo - d2Yo ) }/(Yn.- d2Yn + Yo - d2Yo) = R22. Y21 = P21 = Z21 = ?Y21 = ?P21 = ?Z21 = Y22 = P22 = Z22 = ?Y22 = ?P22 = ?Z22 = 1. 2. 3. 4. 5. 6. Yj - d2Yj + Yk.- d2Yk + Yl.- d2Yl + Ym.- d2Ym Pj + Pk + Pl + Pm Zj + Zk + Zl + Zm. ?Yj - d2Yj + ?Yk.- d2Yk + ) Yl.- d2Yl + ) Ym.- d2Ym ?Pj + ?Pk + ) Pl + ) Pm ?Zj + ?Zk + ) Zl + ) Zm. Yn.- d2Yn + Yo - d2Yo. Pn + Po. Zn + Zo. ?Yn.- d2Yn + ?Yo.- d2Yo ?Pn + ?Po. ?Zn + Zo.
If Y22 - a(P22 - ?P22) => 0, Y21- a(P21 - ?P21) => 0, and ?2(P21 ?P21) < (P22 - ?P22), then ?Y22 = Y22 - a?2(P21 - ?P21) and ?Y21 = Y21 - a(P21 - ?P21). If Y22 - a(P22 - ?P22) => 0, Y21 - a(P21 - ?P21) => 0, and ?2(P21 - ?P21) => (P22 - ?P22), then ?Y22 = Y22 - a(P22 - ?P22) and ?Y21 = Y21 - (a/?2)(P22 - ?P22). If Y22 - a(P22 - ?P22) < 0, Y21 - a(P21 - ?P21) => 0, and Y21 - a(P21 - ?P21) => Y21 - (Y22/?2), then ?Y22 = Y22 - a?2(P21 - ?P21) and ?Y21 = Y21 - a(P21 - ?P21). If Y22 - a(P22 - ?P22) < 0, Y21 - (Y22/?2) => 0, and Y21 - a(P21 - ?P21) <= Y21 - (Y22/?2), then ?Y22 = 0 and ?Y21 = Y21 - (Y22/?2). If Y21 - a(P21 - ?P21) < 0, Y21 - (Y22/?2) < 0, and Y22 - a(P22 - ?P22) <= Y22 - (?2Y21), then ?Y22 = Y22 - (?2Y21) and ?Y21 = 0. If Y21 - a(P21 - ?P21) < 0, Y22 - a(P22 - ?P22) => 0, and Y22 - a(P22 - ?P22) => Y22 - (?2Y21), then ?Y22 = Y22 - a(P22 - ?P22) and ?Y21 = Y21 - (a/?2)(P22 - ?P22).
?Yj = d2Yj + [(Yj - d2Yj )/Y21 ] ?Y21 ?Yk = d2Yk + [(Yk - d2Yk )/Y21 ] ?Y21 ?Yl = d2Yl + [(Yl - d2Yl )/Y21 ] ?Y21 ?Ym = d2Ym + [(Ym - d2Ym )/Y21 ] ?Y21 ?Yn = d2Yn + [(Yn - d2Yn )/Y22 ] ?Y22 ?Yo = d2Yo + [(Yo - d2Yo )/Y22 ] ?Y22 The purpose of the foregoing definitional provisions together with the related provisions allocating Realized Losses and defining the REMIC II Y and Z Principal Distribution Amounts is to accomplish the following goals in the following order of priority: 1. Making the ratio of (Y22 - ?Y22 ) to (Y21 - ?Y21 ) equal to ?2 after taking account of the allocation Realized Losses and the distributions that will be made through the end of the Distribution Date to which such provisions relate and assuring that the Principal Reduction Amount for each of the REMIC II Regular Interests is greater than or equal to zero for such Distribution Date; Making the REMIC II Regular Interest YAA Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YAA and ZAA Uncertificated Principal Balances, the REMIC II Regular Interest YBB Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YBB and ZBB Uncertificated Principal Balances, the REMIC II Regular Interest YCC Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YCC and ZCC Uncertificated Principal Balances, the REMIC II Regular Interest YDD Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YDD and ZDD Uncertificated Principal Balances, the REMIC II Regular Interest YEE Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YEE and ZEE Uncertificated Principal Balances and the REMIC II Regular Interest YFF Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YFF and ZFF Uncertificated Principal Balances, in each case after giving
2.
3.
effect to allocations of Realized Losses and distributions to be made through the end of the Distribution Date to which such provisions relate; and Making the larger of (a) the fraction whose numerator is (Y22 - ?Y22 ) and whose denominator is the sum of (Y22 - ?Y22) and (Z22 - ?Z22) and (b) the fraction whose numerator is (Y21 ?Y21) and whose denominator is the sum of (Y21 - ?Y21) and (Z21 - ?Z21) as large as possible while remaining less than or equal to 0.0005.
In the event of a failure of the foregoing portion of the definition of REMIC II Y Principal Reduction Amount to accomplish both of goals 1 and 2 above, the amounts thereof should be adjusted to so as to accomplish such goals within the requirement that each REMIC II Y Principal Reduction Amount must be less than or equal to the sum of (a) the principal portion of Realized Losses to be allocated on the related Distribution Date for the related Group and (b) the remainder of the portion of the REMIC II Available Distribution Amount derived from the related Group after reduction thereof by the distributions to be made on such Distribution Date in respect of interest on the related REMIC II Y and Z Regular Interests, or, if both of such goals cannot be accomplished within such requirement, such adjustment as is necessary shall be made to accomplish goal 1 within such requirement. In the event of any conflict among the provisions of the definition of the REMIC II Y Principal Reduction Amounts, such conflict shall be resolved on the basis of the goals and their priorities set forth above within the requirement set forth in the preceding sentence. If the formula allocations of ?Y21 among ?Yj, ?Yk, ?Yl, and ?Ym or ?Y22 among ?Yn and ?Yo cannot be achieved because one or more of ?Yj, ?Yk, ?Yl, ?Ym, ?Yn and ?Yo, as so defined is greater than the related one of ?Pj, ?Pk, ?Pl, ?Pm, ?Pn, and ?Po such an allocation shall be made as close as possible to the formula allocation within the requirement that ?Yj < ?Pj, ?Yk < ?Pk, ?Yl < ?Pl, ?Ym < ?Pm, ?Yn < ?Pn and ?Yo < ?Po. III. d3Yj = Yj (R31- r31)( Yj + Yk + Yl )Yj/ {(R31 - J%)Yj + (R31 - K%)Yk }, (R31- r31)( Yj + Yk + Yl )/(R31 - J%), d3Yk = 0, (R31- r31)( Yj + Yk + Yl )Yk/ { (R31 - K%)Yk + (R31 - L%)Yl }, Yk (R31- r31)( Yj + Yk + Yl )Yk/ {(R31 - J%)Yj + (R31 - K%)Yk + (R31 - L%)Yl }, (R31- r31)( Yj + Yk + Yl )Yk/ {(R31 - J%)Yj + (R31 - K%)Yk }, 0, d3Yl = 0, (R31- r31)( Yj + Yk + Yl )/ { (R31 - L%) }, (R31- r31)( Yj + Yk + Yl )Yl/ { (R31 - K%)Yk + (R31 - L%)Yl }, Yl 0, d3Ym = 0, (R32- r32)( Ym + Yn + Yo )Ym/{ (R32 - M%)Ym + (R32 - N%)Yn }, (R32- r32)( Ym + Yn + Yo )/ (R32 - M%), d3Yn = 0, (R32- r32)( Ym + Yn + Yo)Yn/{ (R32 - N%)Yn + (R32 - O%)Yo }, (R32- r32)( Ym + Yn + Yo )Yn/{ (R32 - M%)Ym + (R32 - N%)Yn }, 0, d3Yo = (R32- r32)( Ym + Yn + Yo )/(R32 - O%), P%<=R32; If L%<=R<=M%, make the following additional definitions: 0, if R31< r31; if R31=> r31 and R31=>L%; if R31=> r31 and L%>R31=>K%; and if R31=> r31 and K%>R31=>J%. if R31< r31 and R31=>K%; if R31< r31 and R31<K%; if R31=> r31 and R31=>M%; if R31=> r31 and M%>R31=>L%; if R31=> r31 and L%>R31=>K%; and if R31=> r31 and R31<K%. if R31< r31 and R31=>L%; if R31< r31 and K%<=R31<L%; if R31< r31 and R31<K%; if R31=> r31 and M%>R31=>L%; if R31=> r31 and R31<L%. if R32< r32; if R32=> r32 and R32=>N%; if R32=> r32 and N%>R32=>M%; if R32< r32 and R32=>N%; if R32< r32 and M%<=R32<N%; if R32=> r32 and R32=>N%; if R32=> r32 and R32<P%. if R32< r32 and
(R32- r32)( Ym + Yn + Yo )Yo/{ (R32 - N%)Yn + (R32 - O%)Yo }, if R32< r32 and M%<=R32<N%; 0, if R32=> r32.
d3Yj, d3Yk, d3Yl, d3Ym, d3Yn and d3Yo are numbers respectively between Yj, Yk, Yl, Ym, Yn and Yo and 0 such that: {J%(Yj - d3Yj ) + K%( Yk.- d3Yk) + L%( Yl.- d3Yl) )}/ (Yj - d3Yj + Yk.- d3Yk + Yl.- d3Yl ) = R31; and { M%( Ym.- d3Ym) + N%( Yn.- d3Yn) + O%(Yo - d3Yo ) }/( Ym.- d3Ym + Yn.d3Yn + Yo - d3Yo) = R32. Y31 = P31 = Z31 = ?Y31 = ?P31 = Yj - d3Yj + Yk.- d3Yk + Yl.- d3Yl Pj + Pk + Pl Zj + Zk + Zl ?Yj - d3Yj + ?Yk.- d3Yk + ?Yl.- d3Yl ?Pj + ?Pk + ?Pl .
?Z31 = Y32 = P32 = Z32 = ?Y32 = ?P32 = ?Z32 = 1. 2. 3. 4. 5. 6.
?Zj + ?Zk + ?Zl Ym.- d3Ym + Yn.- d3Yn + Yo - d3Yo. Pm + Pn + Po. Zm + Zn + Zo. ?Ym.- d3Ym + ?Yn.- d3Yn + ?Yo.- d3Yo ?Pm + ?Pn + ?Po. ?Zm + ?Zn + ?Zo.
If Y32 - a(P32 - ?P32) => 0, Y31- a(P31 - ?P31) => 0, and ?3(P31 ?P31) < (P32 - ?P32), then ?Y32 = Y32 - a?3(P31 - ?P31) and ?Y31 = Y31 - a(P31 - ?P31). If Y32 - a(P32 - ?P32) => 0, Y31 - a(P31 - ?P31) => 0, and ?3(P31 - ?P31) => (P32 - ?P32), then ?Y32 = Y32 - a(P32 - ?P32) and ?Y31 = Y31 - (a/?3)(P32 - ?P32). If Y32 - a(P32 - ?P32) < 0, Y31 - a(P31 - ?P31) => 0, and Y31 - a(P31 - ?P31) => Y31 - (Y32/?3), then ?Y32 = Y32 - a?3(P31 - ?P31) and ?Y31 = Y31 - a(P31 - ?P31). If Y32 - a(P32 - ?P32) < 0, Y31 - (Y32/?3) => 0, and Y31 - a(P31 - ?P31) <= Y31 - (Y32/?3), then ?Y32 = 0 and ?Y31 = Y31 - (Y32/?3). If Y31 - a(P31 - ?P31) < 0, Y31 - (Y32/?3) < 0, and Y32 - a(P32 - ?P32) <= Y32 - (?3Y31), then ?Y32 = Y32 - (?3Y31) and ?Y31 = 0. If Y31 - a(P31 - ?P31) < 0, Y32 - a(P32 - ?P32) => 0, and Y32 - a(P32 - ?P32) => Y32 - (?3Y31), then ?Y32 = Y32 - a(P32 - ?P32) and ?Y31 = Y31 - (a/?3)(P32 - ?P32).
?Yj = d3Yj + [(Yj - d3Yj )/Y31 ] ?Y31 ?Yk = d3Yk + [(Yk - d3Yk )/Y31 ] ?Y31 ?Yl = d3Yl + [(Yl - d3Yl )/Y31 ] ?Y31 ?Ym = d3Ym + [(Ym - d3Ym )/Y32 ] ?Y32 ?Yn = d3Yn + [(Yn - d3Yn )/Y32 ] ?Y32 ?Yo = d3Yo + [(Yo - d3Yo )/Y32 ] ?Y32 The purpose of the foregoing definitional provisions together with the related provisions allocating Realized Losses and defining the REMIC II Y and Z Principal Distribution Amounts is to accomplish the following goals in the following order of priority: 1. Making the ratio of (Y32 - ?Y32 ) to (Y31 - ?Y31 ) equal to ?3 after taking account of the allocation Realized Losses and the distributions that will be made through the end of the Distribution Date to which such provisions relate and assuring that the Principal Reduction Amount for each of the REMIC II Regular Interests is greater than or equal to zero for such Distribution Date; Making the REMIC II Regular Interest YAA Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YAA and ZAA Uncertificated Principal Balances, the REMIC II Regular Interest YBB Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YBB and ZBB Uncertificated Principal Balances, the REMIC II Regular Interest YCC Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YCC and ZCC Uncertificated Principal Balances, the REMIC II Regular Interest YDD Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YDD and ZDD Uncertificated Principal Balances, the REMIC II Regular Interest YEE Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YEE and ZEE Uncertificated Principal Balances and the REMIC II Regular Interest YFF Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YFF and ZFF Uncertificated Principal Balances, in each case after giving effect to allocations of Realized Losses and distributions to be made through the end of the Distribution Date to which such provisions relate; and Making the larger of (a) the fraction whose numerator is (Y32 - ?Y32 ) and whose denominator is the sum of (Y32 - ?Y32) and (Z32 - ?Z32) and (b) the fraction whose numerator is (Y31 ?Y31) and whose denominator is the sum of (Y31 - ?Y31) and (Z31 - ?Z31) as large as possible while remaining less than or equal to 0.0005.
2.
3.
In the event of a failure of the foregoing portion of the definition of REMIC II Y Principal Reduction Amount to accomplish both of goals 1 and 2 above, the amounts thereof should be adjusted to so as to accomplish such goals within the requirement that each REMIC II Y Principal Reduction Amount must be less than or equal to the sum of (a) the principal portion of Realized Losses to be allocated on the related Distribution Date for the related Group and (b) the remainder of the portion of the REMIC II Available Distribution Amount derived from the related Group after reduction thereof by the distributions to be made on such Distribution Date in respect of interest on the related REMIC II Y and Z Regular Interests, or, if both of such goals cannot be accomplished within such requirement, such adjustment as is necessary shall be made to accomplish goal 1 within such requirement. In the event of any conflict among the provisions of the definition of the REMIC II Y Principal Reduction Amounts, such conflict shall be resolved on the basis of the goals and their priorities set forth above within the requirement set forth in the preceding sentence. If the formula allocations of ?Y31 among ?Yj, ?Yk and ?Yl or ?Y32 among ?Ym, ?Yn and ?Yo cannot be achieved because one or more of ?Yj, ?Yk, and ?Yl, ?Ym, and ?Yo, as so defined is greater than the related one of ?Pj, ?Pk, ?Pl, ?Pm, ?Pn, and ?Po, such an allocation shall be made as close as possible to the formula allocation within the requirement that ?Yj < ?Pj, ?Yk < ?Pk, ?Yl < ?Pl, ?Ym < ?Pm, ?Yn < ?Pn and ?Yo < ?Po IV. If K%<=R<=L%, make the following additional definitions: 0, Yj (R41- r41)( Yj + Yk )/(R41 - J%), d4Yk = 0, (R41- r41)( Yj + Yk )/ { (R41 - K%) }, Yk if R41< r41; if R41=> r41 and L%>R41=>K%; and if R41=> r41 and K%>R41=>J%. if R41< r41 and R41=>K%; if R41< r41 and R41<K%; if R41=> r41 and L%>R41=>K%; and
d4Yj =
0, d4Yl = 0, (R42- r42)( Yl + Ym + Yn + Yo )Yl/ { (R42 - L%)Yl + (R42 - M%)Ym + (R42 - N%)Yn }, (R42- r42)( Yl + Ym + Yn + Yo )Ym/ { (R42 - L%)Yl + (R42 - M%)Ym }, (R42- r42)( Yl + Ym + Yn + Yo )/(R42 - L%), M%>R42=>L%; 0, d4Ym = 0, (R42- r42)( Yl + Ym + Yn + Yo )Ym/ { (R42 - M%)Ym + (R42 - N%)Yn + (R42 - O%)Yo }, (R42- r42)( Yl + Ym + Yn + Yo )Ym/ { (R42 - L%)Yn + (R42 - M%)Ym + (R42 - N%)Yn }, (R42- r42)( Yl + Ym + Yn + Yo )Ym/ { (R42 - L%)Yl + (R42 - M%)Ym}, 0, d4Yn = 0, (R42- r42)( Yl + Ym + Yn + Yo )Yn/ { (R42 - N%)Yn + (R42 - O%)Yo}, (R42- r42)( Yl + Ym + Yn + Yo)Yn/ { (R42 - M%)Ym + (R42 - N%)Yp + (R42 - O%)Yo }, (R42- r42)( Yl + Ym + Yn + Yo )Yn/ { (R42 - L%)Yl + (R42 - M%)Ym + (R42 - N%)Yn }, 0, d4Yo = (R42- r42)( Yl + Ym + Yn + Yo )/(R42 - O%), N%<=R42; (R42- r42)( Yl + Ym + Yn + Yo)Yo/ { (R42 - N%)Yn + (R42 - O%)Yo }, (R42- r42)( Yl + Ym + Yn + Yo)Yo/ { (R42 - M%)Ym + (R42 - N%)Yn + (R42 - O%)Yo }, 0,
if R41=> r41 and R41<K%. if R42< r42; if R42=> r42 and R42=>N%; if R42=> r42 and N%>R42=>M%; if R42=> r42 and if R42=> r42 and R42<N%. if R42< r42 and R42=>M%; if R42< r42 and N%<=R42<M%; if R42=> r42 and R42=>N%; if R42=> r42 and N%>R42=>M%; if R42=> r42 and R42<M%. if R42< r42 and R42=>N%; if R42< r42 and M%<=R42<N%; if R42< r42 and L%<=R42<M%; if R42=> r42 and R42=>N%; if R42=> r42 and R42<N%. if R42< r42 and
if R42< r42 and M%<=R42<N%; if R42< r42 and N%<=R42<O%; if R42=> r42.
d4Yj, d4Yk, d4Yl, d4Ym, and d4Yo are numbers respectively between Yj, Yk, Yl, Ym, Yn, and Yo and 0 such that: {J%(Yj - d4Yj ) + K%( Yk.- d4Yk )}/ ( Yj - d4Yj + Yk.- d4Yk ) = R41; and { L%( Yl.- d4Yl) + M%( Ym.- d4Ym) + N%( Yn.- d4Yn) + O%(Yo - d4Yo ) }/ (Yl.- d4Yl + Ym.- d4Ym + Yn.- d4Yn + Yo - d4Yo) = R42. Y41 = P41 = Z41 = ?Y41 = ?P41 = ?Z41 = Y42 = P42 = Z42 = ?Y42 = ?P42 = ?Z42 = 1. 2. 3. 4. 5. Yj - d4Yj + Yk.- d4Yk Pj + Pk. Zj + Zk. ?Yj - d4Yj + ?Yk.- d4Yk ?Pj + ?Pk ?Zj + ?Zk Yl.- d4Yl + Ym.- d4Ym + Yn.- d4Yn + Yo - d4Yo. Pl + Pm + Pn + Po. Zl + Zm + Zn + Zo. ?Yl.- d4Yl + ?Ym.- d4Ym + ?Yn.- d4Yn + ?Yo.d4Yo ?Pl + ?Pm + ?Pn + ?Po. ?Zl + ?Zm + ?Zn + ?Zo.
If Y42 - a(P42 - ?P42) => 0, Y41- a(P41 - ?P41) => 0, and ?4(P41 ?P41) < (P42 - ?P42), then ?Y42 = Y42 - a?4(P41 - ?P41) and ?Y41 = Y41 - a(P41 - ?P41). If Y42 - a(P42 - ?P42) => 0, Y41 - a(P41 - ?P41) => 0, and ?4(P41 - ?P41) => (P42 - ?P42), then ?Y42 = Y42 - a(P42 - ?P42) and ?Y41 = Y41 - (a/?4)(P42 - ?P42). If Y42 - a(P42 - ?P42) < 0, Y41 - a(P41 - ?P41) => 0, and Y41 - a(P41 - ?P41) => Y41 - (Y42/?4), then ?Y42 = Y42 - a?4(P41 - ?P41) and ?Y41 = Y41 - a(P41 - ?P41). If Y42 - a(P42 - ?P42) < 0, Y41 - (Y42/?4) => 0, and Y41 - a(P41 - ?P41) <= Y41 - (Y42/?4), then ?Y42 = 0 and ?Y41 = Y41 - (Y42/?4). If Y41 - a(P41 - ?P41) < 0, Y41 - (Y42/?4) < 0, and Y42 - a(P42 - ?P42) <= Y42 - (?4Y41), then ?Y42 = Y42 - (?4Y41) and
6.
?Y41 = 0. If Y41 - a(P41 - ?P41) < 0, Y42 - a(P42 - ?P42) => 0, and Y42 - a(P42 - ?P42) => Y42 - (?4Y41), then ?Y42 = Y42 - a(P42 - ?P42) and ?Y41 = Y41 - (a/?4)(P42 - ?P42).
?Yj = d4Yj + [(Yj - d4Yj )/Y41 ] ?Y41 ?Yk = d4Yk + [(Yk - d4Yk )/Y41 ] ?Y41 ?Yl = d4Yl + [(Yl - d4Yl )/Y42 ] ?Y42 ?Ym = d4Ym + [(Ym - d4Ym )/Y42 ] ?Y42 ?Yn = d4Yn + [(Yn - d4Yn )/Y42 ] ?Y42 ?Yo = d4Yo + [(Yo - d4Yo )/Y42 ] ?Y42 The purpose of the foregoing definitional provisions together with the related provisions allocating Realized Losses and defining the REMIC II Y and Z Principal Distribution Amounts is to accomplish the following goals in the following order of priority: 1. Making the ratio of (Y42 - ?Y42 ) to (Y41 - ?Y41 ) equal to ?4 after taking account of the allocation Realized Losses and the distributions that will be made through the end of the Distribution Date to which such provisions relate and assuring that the Principal Reduction Amount for each of the REMIC II Regular Interests is greater than or equal to zero for such Distribution Date; Making the REMIC II Regular Interest YAA Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YAA and ZAA Uncertificated Principal Balances, the REMIC II Regular Interest YBB Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YBB and ZBB Uncertificated Principal Balances, the REMIC II Regular Interest YCC Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YCC and ZCC Uncertificated Principal Balances, the REMIC II Regular Interest YDD Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YDD and ZDD Uncertificated Principal Balances, the REMIC II Regular Interest YEE Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YEE and ZEE Uncertificated Principal Balances and the REMIC II Regular Interest YFF Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YFF and ZFF Uncertificated Principal Balances, in each case after giving effect to allocations of Realized Losses and distributions to be made through the end of the Distribution Date to which such provisions relate; and Making the larger of (a) the fraction whose numerator is (Y42 - ?Y42 ) and whose denominator is the sum of (Y42 - ?Y42) and (Z42 - ?Z42) and (b) the fraction whose numerator is (Y41 ?Y41) and whose denominator is the sum of (Y41 - ?Y41) and (Z41 - ?Z41) as large as possible while remaining less than or equal to 0.0005.
2.
3.
In the event of a failure of the foregoing portion of the definition of REMIC II Y Principal Reduction Amount to accomplish both of goals 1 and 2 above, the amounts thereof should be adjusted to so as to accomplish such goals within the requirement that each REMIC II Y Principal Reduction Amount must be less than or equal to the sum of (a) the principal portion of Realized Losses to be allocated on the related Distribution Date for the related Group and (b) the remainder of the portion of the REMIC II Available Distribution Amount derived from the related Group after reduction thereof by the distributions to be made on such Distribution Date in respect of interest on the related REMIC II Y and Z Regular Interests, or, if both of such goals cannot be accomplished within such requirement, such adjustment as is necessary shall be made to accomplish goal 1 within such requirement. In the event of any conflict among the provisions of the definition of the REMIC II Y Principal Reduction Amounts, such conflict shall be resolved on the basis of the goals and their priorities set forth above within the requirement set forth in the preceding sentence. If the formula allocations of ?Y41 among ?Yj, and ?Yk or ?Y42 among ?Yl, ?Ym, ?Yn and ?Yo cannot be achieved because one or more of ?Yj, ?Yk, ?Yl, ?Ym, ?Yn, and ?Yo,as so defined is greater than the related one of ?Pj, ?Pk, ?Pl, ?Pm, ?Pn, and ?Po, such an allocation shall be made as close as possible to the formula allocation within the requirement that ?Yj < ?Pj, ?Yk < ?Pk, ) Yl < ?Pl, ?Ym < ) Pm, ?Yn < ?Pn and ?Yo < ?Po. V. If R<=K%, make the following additional definitions: 0, 0, (R52- r52)( Yk + Yl + Ym + Yn + Yo )Yk/ { (R52 - K%)Yk + (R52 - L%)Yl + (R52 - M%)Ym + (R52 - N%)Yn }, (R52- r52)( Yk + Yl + Ym + Yn + Yo )Yk/ { (R52 - K%)Yk + (R52 - L%)Yl + (R52 - M%)Ym}, (R52- r52)( Yk + Yl + Ym + Yn + Yo )Yk/ { (R52 - K%)Yk + (R52 - L%)Yl }, (R52- r52)( Yk + Yl + Ym + Yn + Yo )/(R52 - K%), d5Yl = 0, (R52- r52)( Yk + Yl + Ym + Yn + Yo)Yl/ { (R52 - L%)Yl + (R52 - M%)Ym + (R52 - N%)Yn + (R52 - O%)Yo }, (R52- r52)( Yk + Yl + Ym + Yn + Yo )Yl/ { (R52 - K%)Yk + (R52 - L%)Yl + (R52 - M%)Ym + (R52 - N%)Yn }, (R52- r52)( Yk + Yl + Ym + Yn + Yo )Yl/ { (R52 - K%)Yk + (R52 - L%)Yl + (R52 - M%)Ym }, (R52- r52)( Yk + Yl + Ym + Yn + Yo )Yl/ { (R52 - K%)Yk + (R52 - L%)Yl }, 0, d5Ym = 0, (R52- r52)( Yk + Yl + Ym + Yn + Yo )Ym/ { (R52 - M%)Ym + (R52 - N%)Yn + (R52 - O%)Yo }, (R52- r52)( Yk + Yl + Ym + Yn + Yo )Ym if R52< r52;
d5Yj = d5Yk =
if R52=> r52 and R52=>N%; if R52=> r52 and N%=>R52=>M%; if R52=> r52 and M%>R52=>L%; if R52=> r52 and N%>R52=>M%; if R52< r52 and R52=>N%;
if R52< r52 and K%<=R52<L%;
if R52=> r52 and R52=>N%; if R52=> r52 and N%>R52=>M%; if R52=> r52 and K%>R52=>L%; if R52=> r52 and R52<L%. if R52< r52 and R52=>O%; if R52< r52 and L%<=R52<M%;
{ (R52 - L%)Yl + (R52 - M%)Ym + (R52 - N%)Yn + (R52 - O%)Yo }, (R52- r52)( Yk + Yl + Ym + Yn + Yo )Ym/ { (R52 - K%)Yk + (R52 - L%)Yl + (R52 - M%)Ym + (R52 - N%)Yn }, (R52- r52)( Yk + Yl + Ym + Yn + Yo )Ym/ { (R52 - K%)Yk + (R52 - L%)Yl + (R52 - M%)Ym}, 0, d5Yn = 0, (R52- r52)( Yk + Yl + Ym + Yn + Yo)Yn/ { (R52 - N%)Yn + (R52 - O%)Yo }, (R52- r52)( Yk + Yl + Ym + Yn + Yo)Yn/ { (R52 - M%)Ym + (R52 - N%)Yn + (R52 - O%)Yo }, (R52- r52)( Yk + Yl + Ym + Yn + Yo)Yn/ { (R52 - L%)Yl + (R52 - M%)Ym + (R52 - N%)Yn + (R52 - O%)Yo }, (R52- r52)( Yk + Yl + Ym + Yn + Yo )Yn/ { (R52 - K%)Yk + (R52 - L%)Yl + (R52 - M%)Ym + (R52 - N%)Yn }, 0, d5Yo = (R52- r52)( Yk + Yl + Ym + Yn + Yo)/(R52 - O%), N%<=R52; (R52- r52)( Yk + Yl + Ym + Yn + Yo)Yo/ { (R52 - N%)Yn + (R52 - O%)Yo }, (R52- r52)( Yk + Yl + Ym + Yn + Yo)Yo/ { (R52 - M%)Ym + (R52 - N%)Yn + (R52 - O%)Yo }, (R52- r52)( Yk + Yl + Ym + Yn + Yo)Yo/ { (R52 - L%)Yl + (R52 - M%)Ym + (R52 - N%)Yn + (R52 - O%)Yo }, 0,
if R52< r52 and K%<=R52<L%;
if R52=> r52 and R52=>N%; if R52=> r52 and N%>R52=>M%; if R52=> r52 and R52<M%. if R52< r52 and R52=>P%; if R52< r52 and M%<=R52<N%; if R52< r52 and L%<=R52<M%;
if R52< r52 and K%<=R52<L%;
if R52=> r52 and R52=>N%; if R52=> r52 and R52<N%. if R52< r52 and
if R52< r52 and M%<=R52<N%; if R52< r52 and L%<=R52<M%;
if R52< r52 and K%<=R52<L%; if R52=> r52.
d5Yj, d5Yk, d5Yl, d5Ym, d5Yn, and d5Yo are numbers respectively between Yj, Yk, Yl, Ym, Yn, and Yo, and 0 such that: {J%(Yj - d5Yj )}/ ( Yj - d5Yj ) = R51; and { K%( Yk.- d5Yk) + L%( Yl.- d5Yl) + M%( Ym.- d5Ym) + N%( Yn.- d5Yn) + O%(Yo - d5Yo ) }/ (Yk.- d5Yk + Yl.- d5Yl + Ym.- d5Ym + Yn.- d5Yn + Yo d5Yo) = R52. Y51 = P51 = Z51 = ?Y51 = ?P51 = ?Z51 = Y52 = P52 = Z52 = ?Y52 = ?P52 = ?Z52 = 1. 2. 3. 4. 5. 6. Yj - d5Yj Pj Zj ?Yj - d5Yj ?Pj ?Zj Yk.- d5Yk + Yl.- d5Yl + Ym.- d5Ym + Yn.- d5Yn + Yo - d5Yo. Pk + Pl + Pm + Pn + Po. Zk + Zl + Zm + Zn + Zo. ?Ym.- d5Ym + ?Yn.- d5Yn + Yo.- d5Yo + ?Yp.- d5Yp + ?Yq.- d5Yq ?Pm + ?Pn + ?Po + ?Pp + ?Pq. ?Zm + ?Zn + ?Zo + ?Zp + ?Zq.
If Y52 - a(P52 - ?P52) => 0, Y51- a(P51 - ?P51) => 0, and ?5(P51 ?P51) < (P52 - ?P52), then ?Y52 = Y52 - a?5(P51 - ?P51) and ?Y51 = Y51 - a(P51 - ?P51). If Y52 - a(P52 - ?P52) => 0, Y51 - a(P51 - ?P51) => 0, and ?5(P51 - ?P51) => (P52 - ?P52), then ?Y52 = Y52 - a(P52 - ?P52) and ?Y51 = Y51 - (a/?5)(P52 - ?P52). If Y52 - a(P52 - ?P52) < 0, Y51 - a(P51 - ?P51) => 0, and Y51 - a(P51 - ?P51) => Y51 - (Y52/?5), then ?Y52 = Y52 - a?5(P51 - ?P51) and ?Y51 = Y51 - a(P51 - ?P51). If Y52 - a(P52 - ?P52) < 0, Y51 - (Y52/?5) => 0, and Y51 - a(P51 - ?P51) <= Y51 - (Y52/?5), then ?Y52 = 0 and ?Y51 = Y51 - (Y52/?5). If Y51 - a(P51 - ?P51) < 0, Y51 - (Y52/?5) < 0, and Y52 - a(P52 - ?P52) <= Y52 - (?5Y51), then ?Y52 = Y52 - (?5Y51) and ?Y51 = 0. If Y51 - a(P51 - ?P51) < 0, Y52 - a(P52 - ?P52) => 0, and Y52 - a(P52 - ?P52) => Y52 - (?5Y51), then ?Y52 = Y52 - a(P52 - ?P52) and
?Y51 = Y51 - (a/?5)(P52 - ?P52). ?Yj = Y51 ?Yk = d5Yk + [(Yk - d5Yk )/Y51 ] ?Y52 ?Yl = d5Yl + [(Yl - d5Yl )/Y51 ] ?Y52 ?Ym = d5Ym + [(Ym - d5Ym )/Y52 ] ?Y52 ?Yn = d5Yn + [(Yn - d5Yn )/Y52 ] ?Y52 ?Yo = d5Yo + [(Yo - d5Yo )/Y52 ] ?Y52 The purpose of the foregoing definitional provisions together with the related provisions allocating Realized Losses and defining the REMIC II Y and Z Principal Distribution Amounts is to accomplish the following goals in the following order of priority: 1. Making the ratio of (Y52 - ?Y52 ) to (Y51 - ?Y51 ) equal to ?5 after taking account of the allocation Realized Losses and the distributions that will be made through the end of the Distribution Date to which such provisions relate and assuring that the Principal Reduction Amount for each of the REMIC II Regular Interests is greater than or equal to zero for such Distribution Date; Making the REMIC II Regular Interest YAA Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YAA and ZAA Uncertificated Principal Balances, the REMIC II Regular Interest YBB Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YBB and ZBB Uncertificated Principal Balances, the REMIC II Regular Interest YCC Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YCC and ZCC Uncertificated Principal Balances, the REMIC II Regular Interest YDD Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YDD and ZDD Uncertificated Principal Balances, the REMIC II Regular Interest YEE Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YEE and ZEE Uncertificated Principal Balances and the REMIC II Regular Interest YFF Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the REMIC II Regular Interest YFF and ZFF Uncertificated Principal Balances, in each case after giving effect to allocations of Realized Losses and distributions to be made through the end of the Distribution Date to which such provisions relate; and 1Making the larger of (a) the fraction whose numerator is (Y52 - ?Y52 ) and whose denominator is the sum of (Y52 -?Y52) and (Z52 - ?Z52) and (b) the fraction whose numerator is (Y51 ?Y51) and whose denominator is the sum of (Y51 - ?Y51) and (Z51 - ?Z51) as large as possible while remaining less than or equal to 0.0005.
2.
3.
In the event of a failure of the foregoing portion of the definition of REMIC II Y Principal Reduction Amount to accomplish both of goals 1 and 2 above, the amounts thereof should be adjusted to so as to accomplish such goals within the requirement that each REMIC II Y Principal Reduction Amount must be less than or equal to the sum of (a) the principal portion of Realized Losses to be allocated on the related Distribution Date for the related Group and (b) the remainder of the portion of the REMIC II Available Distribution Amount derived from the related Group after reduction thereof by the distributions to be made on such Distribution Date in respect of interest on the related REMIC II Y and Z Regular Interests, or, if both of such goals cannot be accomplished within such requirement, such adjustment as is necessary shall be made to accomplish goal 1 within such requirement. In the event of any conflict among the provisions of the definition of the REMIC II Y Principal Reduction Amounts, such conflict shall be resolved on the basis of the goals and their priorities set forth above within the requirement set forth in the preceding sentence. If the formula allocations of ?Y52 among ?Yk, ?Yl, and ?Ym, ?Yn, and ?Yo cannot be achieved because one or more of ) Yj, ?Yk, ?Yl, ?Ym, ?Yn and ?Yo, as so defined is greater than the related one of ?Pj, ?Pk, ?Pl, ?Pm, ?Pn, and ?Po, such an allocation shall be made as close as possible to the formula allocation within the requirement that ?Yj < ?Pj, ?Yk < ?Pk, ?Yl < ?Pl, ?Ym < ?Pm, ?Yn < ?Pn and ?Yo < ?Po.
EXHIBIT A-1 FORM OF CLASS I-A CERTIFICATE SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"). THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR NAMED HEREIN. UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SECURITIES ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.
Certificate No. 1
Adjustable Pass-Through Rate
Class I-A Senior
Date of Pooling and Servicing Agreement and Cut-off Date: April 1, 2006
Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $____________
First Distribution Date: May 25, 2006
Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $__________
Master Servicer: Wells Fargo Bank, National Association
CUSIP: __________
Assumed Final Distribution Date: May 25, 2036
BEAR STEARNS ALT-A TRUST 2006-3 MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2006-3 evidencing a fractional undivided interest in the distributions allocable to the Class I-A Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable interest rate mortgage loans secured by first liens on one-to-four family residential properties and sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("SAMI II"), the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by SAMI II, the Master Servicer or the Trustee or any of their affiliates or any other person. None of SAMI II, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
This certifies that Cede & Co. is the registered owner of the Fractional Undivided Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the "Trust Fund") primarily consisting of conventional adjustable rate mortgage loans secured by first liens on one- to four- family residential properties (collectively, the "Mortgage Loans") sold by SAMI II. The Mortgage Loans were sold by EMC Mortgage Corporation ("EMC") to SAMI II. Wells Fargo Bank, National Association ("Wells Fargo") will act as master servicer of the Mortgage Loans (the "Master Servicer," which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement"), among SAMI II, as depositor (the "Seller"), the Master Servicer, Wells Fargo, as securities administrator (the "Securities Administrator"), EMC Mortgage Corporation and U.S. Bank National Association, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound. Interest on this Certificate will accrue during the period from and including the preceding Distribution Date (as hereinafter defined) (or in the case of the first Distribution Date, from the Closing Date) to and including the day prior to the current Distribution Date on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth in the Agreement. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding the related Distribution Date so long as such Certificate remains in book-entry form (and otherwise, the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date), an amount equal to the product of the Fractional Undivided Interest evidenced by this Certificate and the amount (of interest, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date on which the Certificate Principal Balance of this Class of Certificates will be reduced to zero. Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon. This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the "Certificates"). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that neither the Securities Administrator nor the Trustee is liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator. The Agreement permits, with certain exceptions therein provided: (i) the amendment thereof and of the Servicing Agreements and the modification of the rights and obligations of the Seller, the Master Servicer, the Securities Administrator and the Trustee and the rights of the Certificateholders under the Agreement from time to time by EMC, the Seller, the Master Servicer, the Securities Administrator and the Trustee, and (ii) the amendment thereof and of the Servicing Agreements
by the Master Servicer and the Trustee with the consent of the Holders of Certificates, evidencing Fractional Undivided Interests aggregating not less than 51% of the Trust Fund (or in certain cases, Holders of Certificates of affected Classes evidencing such percentage of the Fractional Undivided Interests thereof). Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof and of the Servicing Agreements in certain limited circumstances, without the consent of the Holders of any of the Certificates. As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Fractional Undivided Interest will be issued to the designated transferee. The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Fractional Undivided Interest, as requested by the Holder surrendering the same. No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Seller, the Master Servicer, the Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Seller, the Master Servicer, the Trustee, the Securities Administrator or any such agent shall be affected by notice to the contrary. The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only if (i) the Scheduled Principal Balance of the Mortgage Loans at the time of any such repurchase is less than 20% of the Cut-off Date Balance for Loan Group I or (ii) the Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has determined that the REMIC status of any REMIC under the Agreement has been lost or that a substantial risk exists that such REMIC status will be lost for the then-current taxable year. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the expiration of 21 years after the death of certain persons identified in the Agreement. Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
IN WITNESS duly executed. Dated: April 28, 2006
WHEREOF,
the
Securities
Administrator
has caused this
Certificate to be
WELLS FARGO BANK, NATIONAL ASSOCIATION not in its individual capacity but solely as Securities Administrator By:__________________________________________ Authorized Signatory CERTIFICATE OF AUTHENTICATION
This Agreement.
is
one
of
the
Class
I-A
Certificates
referred
to in
the
within-mentioned
WELLS FARGO BANK, NATIONAL ASSOCIATION Authorized signatory of Wells Fargo Bank, National Association, not in its individual capacity but solely as Securities Administrator By:_________________________________________ Authorized Signatory
ASSIGNMENT FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Fractional Undivided Interest evidenced by the within Mortgage Pass-Through Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund. denomination address: I (We) further direct the Certificate Registrar to issue a new Certificate of a like and Class, to the above named assignee and deliver such Certificate to the following
Dated: Signature by or on behalf of assignor
Signature Guaranteed DISTRIBUTION INSTRUCTIONS The assignee should include the following for purposes of distribution: Distributions shall be made, by wire transfer or otherwise, in immediately available funds to _________________________________ for the account of _________________________ account number _____________, or, if mailed by check, to ______________________________. Applicable statements should be mailed to _____________________________________________. This information is provided by ________________________, as its agent. __________________, the assignee named above, or
EXHIBIT A-2 FORM OF CLASS I-M CERTIFICATE THIS CERTIFICATE IS SUBORDINATED DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW). IN RIGHT OF PAYMENT TO THE CLASS A CERTIFICATES AS
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"). THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO AS DESCRIBED IN THE AGREEMENT. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR NAMED HEREIN. UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SECURITIES ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. EACH BENEFICIAL OWNER OF A CLASS I-M CERTIFICATE OR ANY INTEREST THEREIN SHALL BE DEEMED TO HAVE REPRESENTED, BY VIRTUE OF ITS ACQUISITION OR HOLDING OF THAT CERTIFICATE OR INTEREST THEREIN, THAT EITHER (I) SUCH CERTIFICATE IS RATED AT LEAST "BBB-" OR ITS EQUIVALENT BY FITCH, S&P AND MOODY'S, (II) IT IS NOT A PLAN SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR SECTION 4975 OF THE CODE (EACH A "PLAN") OR INVESTING WITH "PLAN ASSETS" OF ANY PLAN OR (III) (1) IT IS AN INSURANCE COMPANY, (2) THE SOURCE OF FUNDS USED TO ACQUIRE OR HOLD THE CERTIFICATE OR INTEREST THEREIN IS AN "INSURANCE COMPANY GENERAL ACCOUNT," AS SUCH TERM IS DEFINED IN U.S. DEPARTMENT OF LABOR PROHIBITED TRANSACTION CLASS EXEMPTION ("PTCE") 95-60, AND (3) THE CONDITIONS IN SECTIONS I AND III OF PTCE 95-60 HAVE BEEN SATISFIED.
Certificate No.1
Class I-M Subordinate
Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $__________
CUSIP: __________
BEAR STEARNS ALT-A TRUST 2006-3 MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2006-3 evidencing a fractional undivided interest in the distributions allocable to the Class I-M Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable interest rate mortgage loans secured by first liens on one-to-four family residential properties and sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("SAMI II"), the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are
guaranteed or insured by any governmental entity or by SAMI II, the Master Servicer or the Trustee or any of their affiliates or any other person. None of SAMI II, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
This certifies that Cede & Co. is the registered owner of the Fractional Undivided Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the "Trust Fund") primarily consisting of conventional adjustable rate mortgage loans secured by first liens on one- to four- family residential properties (collectively, the "Mortgage Loans") sold by SAMI II. The Mortgage Loans were sold by EMC Mortgage Corporation ("EMC") to SAMI II. Wells Fargo Bank, National Association ("Wells Fargo") will act as master servicer of the Mortgage Loans (the "Master Servicer," which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement"), among SAMI II, as depositor (the "Seller"), the Master Servicer, Wells Fargo, as securities administrator (the "Securities Administrator"), EMC Mortgage Corporation and U.S. Bank National Association, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound. Interest on this Certificate will accrue during the period from and including the preceding Distribution Date (as hereinafter defined) (or in the case of the first Distribution Date, from the Closing Date) to and including the day prior to the current Distribution Date on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth in the Agreement. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding the related Distribution Date so long as such Certificate remains in book-entry form (and otherwise, the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date), an amount equal to the product of the Fractional Undivided Interest evidenced by this Certificate and the amount (of interest, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date on which the Certificate Principal Balance of this Class of Certificates will be reduced to zero. Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon and any Realized Losses allocable hereto. Each beneficial owner of a Class I-M Certificate or any interest therein shall be deemed to have represented, by virtue of its acquisition or holding of that Certificate or interest therein, that either (i) such Certificate is rated at least "BBB-" or its equivalent by Fitch, S&P and Moody's, (ii) it is not a plan subject to Title I of the Employee Retirement Security Investment Act of 1974, as amended, or Section 4975 of the Code (each, a "Plan") or investing with "plan assets" of any Plan, or (iii)(1) it is an insurance company, (2) the source of funds used to acquire or hold the Certificate or interest therein is an "insurance company general account," as such term is defined in U.S. Department of Labor Prohibited Transaction Class Exemption ("PTCE") 95-60, and (3) the conditions in Sections I and III of PTCE 95-60 have been satisfied.
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the "Certificates"). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that neither the Securities Administrator nor the Trustee is liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator. The Agreement permits, with certain exceptions therein provided: (i) the amendment thereof and of the Servicing Agreements and the modification of the rights and obligations of the Seller, the Master Servicer, the Securities Administrator and the Trustee and the rights of the Certificateholders under the Agreement from time to time by EMC, the Seller, the Master Servicer, the Securities Administrator and the Trustee, and (ii) the amendment thereof and of the Servicing Agreements by the Master Servicer and the Trustee with the consent of the Holders of Certificates, evidencing Fractional Undivided Interests aggregating not less than 51% of the Trust Fund (or in certain cases, Holders of Certificates of affected Classes evidencing such percentage of the Fractional Undivided Interests thereof). Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof and of the Servicing Agreements in certain limited circumstances, without the consent of the Holders of any of the Certificates. As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Fractional Undivided Interest will be issued to the designated transferee. The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Fractional Undivided Interest, as requested by the
Holder surrendering the same.
No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Seller, the Master Servicer, the Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Seller, the Master Servicer, the Trustee, the Securities Administrator or any such agent shall be affected by notice to the contrary. The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only if (i) the Scheduled Principal Balance of the Mortgage Loans at the time of any such repurchase is less than 20% of the Cut-off Date Balance for Loan Group I or (ii) the Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has determined that the REMIC status of any REMIC under the Agreement has been lost or that a substantial risk exists that such REMIC status will be lost for the then-current taxable year. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the expiration of 21 years after the death of certain persons identified in the Agreement. Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
WHEREOF,
the
Securities
Administrator
has caused this
Certificate to be
WELLS FARGO BANK, NATIONAL ASSOCIATION not in its individual capacity but solely as Securities Administrator By:_________________________________________ Authorized Signatory CERTIFICATE OF AUTHENTICATION
This Agreement.
is
one
of
the
Class
I-M
Certificates
referred
to in
the
within-mentioned
EXHIBIT A-3
FORM OF CLASS I-B-[1][2] CERTIFICATE THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A CERTIFICATES THE CLASS M CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW). AND
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"). THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO AS DESCRIBED IN THE AGREEMENT. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR NAMED HEREIN. UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SECURITIES ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. EACH BENEFICIAL OWNER OF A CLASS I-B-[1][2] CERTIFICATE OR ANY INTEREST THEREIN SHALL BE DEEMED TO HAVE REPRESENTED, BY VIRTUE OF ITS ACQUISITION OR HOLDING OF THAT CERTIFICATE OR INTEREST THEREIN, THAT EITHER (I) SUCH CERTIFICATE IS RATED AT LEAST "BBB-" OR ITS EQUIVALENT BY FITCH, S&P AND MOODY'S, (II) IT IS NOT A PLAN SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR SECTION 4975 OF THE CODE (EACH, A "PLAN") OR INVESTING WITH "PLAN ASSETS" OF ANY PLAN, OR (III) (1) IT IS AN INSURANCE COMPANY, (2) THE SOURCE OF FUNDS USED TO ACQUIRE OR HOLD THE CERTIFICATE OR INTEREST THEREIN IS AN "INSURANCE COMPANY GENERAL ACCOUNT," AS SUCH TERM IS DEFINED IN U.S. DEPARTMENT OF LABOR PROHIBITED TRANSACTION CLASS EXEMPTION ("PTCE") 95-60, AND (3) THE CONDITIONS IN SECTIONS I AND III OF PTCE 95-60 HAVE BEEN SATISFIED.
Certificate No.1
Class I-B-[1][2] Subordinate
CUSIP: __________
BEAR STEARNS ALT-A TRUST 2006-3 MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2006-3 evidencing a fractional undivided interest in the distributions allocable to the Class I-B-[1][2] Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable interest rate mortgage loans secured by first liens on one-to-four family residential properties and sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("SAMI II"), the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by SAMI II, the Master Servicer or the Trustee or any of their affiliates or any other person. None of SAMI II, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
This certifies that Cede & Co. is the registered owner of the Fractional Undivided Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the "Trust Fund") primarily consisting of conventional adjustable rate mortgage loans secured by first liens on one- to four- family residential properties (collectively, the "Mortgage Loans") sold by SAMI II. The Mortgage Loans were sold by EMC Mortgage Corporation ("EMC") to SAMI II. Wells Fargo Bank, National Association ("Wells Fargo") will act as master servicer of the Mortgage Loans (the "Master Servicer," which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement"), among SAMI II, as depositor (the "Seller"), the Master Servicer, Wells Fargo, as securities administrator (the "Securities Administrator"), EMC Mortgage Corporation and U.S. Bank National Association, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the
Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound. Interest on this Certificate will accrue during the period from and including the preceding Distribution Date (as hereinafter defined) (or in the case of the first Distribution Date, from the Closing Date) to and including the day prior to the current Distribution Date on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth in the Agreement. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding the related Distribution Date so long as such Certificate remains in book-entry form (and otherwise, the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date), an amount equal to the product of the Fractional Undivided Interest evidenced by this Certificate and the amount (of interest, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date on which the Certificate Principal Balance of this Class of Certificates will be reduced to zero. Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon and any Realized Losses allocable hereto. Each beneficial owner of a Class I-B-[1][2] Certificate or any interest therein shall be deemed to have represented, by virtue of its acquisition or holding of that Certificate or interest therein, that either (i) such Certificate is rated at least "BBB-" or its equivalent by Fitch, S&P and Moody's, (ii) it is not a plan subject to Title I of the Employee Retirement Security Income Act of 1974, as amended, or Section 4975 of the Code (each, a "Plan") or investing with "plan assets" of any Plan, or (iii)(1) it is an insurance company, (2) the source of funds used to acquire or hold the Certificate or interest therein is an "insurance company general account," as such term is defined in U.S. Department of Labor Prohibited Transaction Class Exemption ("PTCE") 95-60, and (3) the conditions in Sections I and III of PTCE 95-60 have been satisfied.
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the "Certificates"). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that neither the Securities Administrator nor the Trustee is liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator. The Agreement permits, with certain exceptions therein provided: (i) the amendment thereof and of the Servicing Agreements and the modification of the rights and obligations of the Seller, the Master Servicer, the Securities Administrator and the Trustee and the rights of the Certificateholders under the Agreement from time to time by EMC, the Seller, the Master Servicer, the Securities Administrator and the Trustee, and (ii) the amendment thereof and of the Servicing Agreements by the Master Servicer and the Trustee with the consent of the Holders of Certificates, evidencing Fractional Undivided Interests aggregating not less than 51% of the Trust Fund (or in certain cases, Holders of Certificates of affected Classes evidencing such percentage of the Fractional Undivided Interests thereof). Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof and of the Servicing Agreements in certain limited circumstances, without the consent of the Holders of any of the Certificates. As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Fractional Undivided Interest will be issued to the designated transferee. The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Fractional Undivided Interest, as requested by the Holder surrendering the same.
No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Seller, the Master Servicer, the Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Seller, the Master Servicer, the Trustee, the Securities Administrator or any such agent shall be affected by notice to the contrary. The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only if (i) the Scheduled Principal Balance of the Mortgage Loans at the time of any such repurchase is less than 20% of the Cut-off Date Balance
for Loan Group I or (ii) the Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has determined that the REMIC status of any REMIC under the Agreement has been lost or that a substantial risk exists that such REMIC status will be lost for the then-current taxable year. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the expiration of 21 years after the death of certain persons identified in the Agreement. Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
WHEREOF,
the
Securities
Administrator
has caused this
Certificate to be
This is one of the Class Agreement.
I-B-[1][2]
Certificates
referred to in the
within-mentioned
WELLS FARGO BANK, NATIONAL ASSOCIATION Authorized signatory of Wells Fargo Bank, National Association, not in its individual capacity but solely as Securities Administrator By:_________________________________________ Authorized Signatory ASSIGNMENT FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Fractional Undivided Interest evidenced by the within Mortgage Pass-Through Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund. denomination address: I (We) further direct the Certificate Registrar to issue a new Certificate of a like and Class, to the above named assignee and deliver such Certificate to the following
EXHIBIT A-4 FORM OF CLASS I-B-3 CERTIFICATE THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A, CLASS M, CLASS I-B-1 AND CLASS I-B-2 CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW). SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE "CODE"). THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR NAMED HEREIN. THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT ("RULE 144A") TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A "QIB"), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE
REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A OR (2) IN CERTIFICATED FORM TO AN "INSTITUTIONAL ACCREDITED INVESTOR" WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE SECURITIES ADMINISTRATOR THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION. THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT THAT IS SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), AND/OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE") (EACH, A "PLAN"), OR BY A PERSON USING "PLAN ASSETS" OF A PLAN, UNLESS THE PROPOSED TRANSFEREE PROVIDES THE SECURITIES ADMINISTRATOR WITH AN OPINION OF COUNSEL FOR THE BENEFIT OF THE TRUSTEE, MASTER SERVICER AND THE SECURITIES ADMINISTRATOR AND ON WHICH THEY MAY RELY WHICH IS SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT THE PURCHASE OF THIS CERTIFICATE IS PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION UNDER SECTION 406 OF ERISA OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE MASTER SERVICER, THE TRUSTEE OR THE SECURITIES ADMINISTRATOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
Certificate No.1
Class I-B-3 Senior
CUSIP: __________
BEAR STEARNS ALT-A TRUST 2006-3 MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2006-3 evidencing a fractional undivided interest in the distributions allocable to the Class I-B-3 Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable interest rate mortgage loans secured by first liens on one-to-four family residential properties and sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("SAMI II"), the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by SAMI II, the Master Servicer or the Trustee or any of their affiliates or any other person. None of SAMI II, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
This certifies that Bear, Stearns Securities Corp. is the registered owner of the Fractional Undivided Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the "Trust Fund") primarily consisting of conventional adjustable rate mortgage loans secured by first liens on one- to four- family residential properties (collectively, the "Mortgage Loans") sold by SAMI II. The Mortgage Loans were sold by EMC Mortgage Corporation ("EMC") to SAMI II. Wells Fargo Bank, National Association ("Wells Fargo") will act as master servicer of the Mortgage Loans (the "Master Servicer," which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement"), among SAMI II, as depositor (the "Seller"), the Master Servicer, Wells Fargo, as securities administrator (the "Securities Administrator"), EMC Mortgage Corporation and U.S. Bank National Association, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of the related Distribution Date, an amount equal to the product of the Fractional
Undivided Interest evidenced by this Certificate and the amount required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date on which the Certificate Principal Balance of this Class of Certificates will be reduced to zero. Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon.
No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the "1933 Act"), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Securities Administrator shall require receipt of (i) if such transfer is purportedly being made (a) in reliance upon Rule 144A under the 1933 Act or (b) to a transferee that is an "Institutional Accredited Investor" within the meaning of Rule 501(a)(1), (2), (3) or (7) of Regulation D under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder's prospective transferee, substantially in the forms attached to the Agreement as Exhibit F-1 or F-2, as applicable, and (ii) if requested by the Securities Administrator, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Seller, the Trustee, the Securities Administrator or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder's prospective transferee upon which such Opinion of Counsel is based. None of the Seller, the Securities Administrator or the Trustee is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Securities Administrator, the Seller and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws. No transfer of this Class I-B-3 Certificate will be made unless the Securities Administrator has received either (i) opinion of counsel for the benefit of the Trustee, Master Servicer and the Securities Administrator and which they may rely which is satisfactory to the Securities Administrator that the purchase of this certificate is permissible under local law, will not constitute or result in a non-exempt prohibited transaction under Section 406 of the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), and Section 4975 of the Internal Revenue Code, as amended (the "Code"), and will not subject the Master Servicer, the Trustee or the Securities Administrator to any obligation or liability in addition to those undertaken in the Agreement or (ii) a representation letter stating that the transferee is not acquiring directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement that is subject to Title I of ERISA, and/or Section 4975 of the Code (each, a "Plan"), or by a person using "plan assets" of a Plan. This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the "Certificates"). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that neither the Securities Administrator nor the Trustee is liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator. The Agreement permits, with certain exceptions therein provided: (i) the amendment thereof and of the Servicing Agreement and the modification of the rights and obligations of the Seller, the Master Servicer, the Securities Administrator and the Trustee and the rights of the Certificateholders under the Agreement from time to time by EMC, the Seller, the Master Servicer, the Securities Administrator and the Trustee, and (ii) the amendment thereof and of the Servicing Agreement by the Master Servicer and the Trustee with the consent of the Holders of Certificates, evidencing Fractional Undivided Interests aggregating not less than 51% of the Trust Fund (or in certain cases, Holders of Certificates of affected Classes evidencing such percentage of the Fractional Undivided Interests thereof). Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof and of the Servicing Agreement in certain limited circumstances, without the consent of the Holders of any of the Certificates. As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Fractional Undivided Interest will be issued to the designated transferee. The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Fractional Undivided Interest, as requested by the Holder surrendering the same. No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Seller, the Master Servicer, the Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Seller, the Master
Servicer, contrary.
the Trustee, the Securities
Administrator or any such agent shall be affected by notice to the
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only if (i) the Scheduled Principal Balance of the Mortgage Loans at the time of any such repurchase is less than 20% of the Cut-off Date Balance for Loan Group I or (ii) the Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has determined that the REMIC status of any REMIC under the Agreement has been lost or that a substantial risk exists that such REMIC status will be lost for the then-current taxable year. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the expiration of 21 years after the death of certain persons identified in the Agreement. Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
WHEREOF,
the
Securities
Administrator
has caused this
Certificate to be
WELLS FARGO BANK, NATIONAL ASSOCIATION Not in its individual capacity but solely as Securities Administrator By:_________________________________________ Authorized Signatory CERTIFICATE OF AUTHENTICATION
This Agreement.
is
one
of the
Class
I-B-3
Certificates
referred
to in the
within-mentioned
WELLS FARGO BANK, NATIONAL ASSOCIATION Authorized signatory of Wells Fargo Bank, National Association, not in its individual capacity but solely as Securities Administrator By:__________________________________________ Authorized Signatory
EXHIBIT A-5-1 FORM OF CLASS R CERTIFICATE THIS CERTIFICATE MAY NOT BE HELD BY OR TRANSFERRED TO A NON-UNITED DISQUALIFIED ORGANIZATION (AS DEFINED BELOW). SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, STATES PERSON OR A INTEREST"
THIS CERTIFICATE IS A "RESIDUAL
IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" AS THOSE TERMS ARE DEFINED, 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE").
RESPECTIVELY,
IN SECTIONS
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT ("RULE 144A") TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A "QIB"), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A OR (2) IN CERTIFICATED FORM TO AN "INSTITUTIONAL ACCREDITED INVESTOR" WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE SECURITIES ADMINISTRATOR THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION.
THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT THAT IS SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), AND/OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE") (EACH, A "PLAN"), OR BY A PERSON USING "PLAN ASSETS" OF A PLAN, UNLESS THE PROPOSED TRANSFEREE PROVIDES THE SECURITIES ADMINISTRATOR WITH AN OPINION OF COUNSEL FOR THE BENEFIT OF THE TRUSTEE, MASTER SERVICER AND THE SECURITIES ADMINISTRATOR AND ON WHICH THEY MAY RELY WHICH IS SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT THE PURCHASE OF THIS CERTIFICATE IS PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION UNDER SECTION 406 OF ERISA OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE MASTER SERVICER, THE TRUSTEE OR THE SECURITIES ADMINISTRATOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY IF THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE MASTER SERVICER AND THE TRUSTEE THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES, ANY STATE OR POLITICAL SUBDIVISION THEREOF, ANY POSSESSION OF THE UNITED STATES, OR ANY AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING (OTHER THAN AN INSTRUMENTALITY WHICH IS A CORPORATION IF ALL OF ITS ACTIVITIES ARE SUBJECT TO TAX AND EXCEPT FOR FREDDIE MAC, A MAJORITY OF ITS BOARD OF DIRECTORS IS NOT SELECTED BY SUCH GOVERNMENTAL UNIT), (B) A FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF EITHER OF THE FOREGOING, (C) ANY ORGANIZATION (OTHER THAN CERTAIN FARMERS' COOPERATIVES DESCRIBED IN SECTION 521 OF THE CODE) WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE (INCLUDING THE TAX IMPOSED BY SECTION 511 OF THE CODE ON UNRELATED BUSINESS TAXABLE INCOME), (D) RURAL ELECTRIC AND TELEPHONE COOPERATIVES DESCRIBED IN SECTION 1381(a)(2)(C) OF THE CODE, (E) AN ELECTING LARGE PARTNERSHIP UNDER SECTION 775(a) OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (A), (B), (C), (D) OR (E) BEING HEREIN REFERRED TO AS A "DISQUALIFIED ORGANIZATION"), OR (F) AN AGENT OF A DISQUALIFIED ORGANIZATION, (2) NO PURPOSE OF SUCH TRANSFER IS TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX AND (3) SUCH TRANSFEREE SATISFIES CERTAIN ADDITIONAL CONDITIONS RELATING TO THE FINANCIAL CONDITION OF THE PROPOSED TRANSFEREE. NOTWITHSTANDING THE REGISTRATION IN THE CERTIFICATE REGISTER OR ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED ORGANIZATION, SUCH REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON THIS CERTIFICATE.
Certificate No.1
Percentage Interest: 100%
Class R
Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $0.00
Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $0.00
CUSIP: __________
BEAR STEARNS ALT-A TRUST 2006-3 MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2006-3
evidencing a fractional undivided interest in the distributions allocable to the Class R Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable interest rate mortgage loans secured by first liens on one-to-four family residential properties and sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("SAMI II"), the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by SAMI II, the Master Servicer or the Trustee or any of their affiliates or any other person. None of SAMI II, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
This certifies that Bear, Stearns Securities Corp. is the registered owner of the Fractional Undivided Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the "Trust Fund") primarily consisting of conventional adjustable rate mortgage loans secured by first liens on one- to four- family residential properties (collectively, the "Mortgage Loans") sold by SAMI II. The Mortgage Loans were sold by EMC Mortgage Corporation ("EMC") to SAMI II. Wells Fargo Bank, National Association ("Wells Fargo") will act as master servicer of the Mortgage Loans (the "Master Servicer," which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement"), among SAMI II, as depositor (the "Seller"), the Master Servicer, Wells Fargo, as securities administrator (the "Securities Administrator"), EMC Mortgage Corporation and U.S. Bank National Association, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound. Each Holder of this Certificate will be deemed to have agreed to be bound by the restrictions set forth in the Agreement to the effect that (i) each person holding or acquiring any ownership interest in this Certificate must be a United States Person and a Permitted Transferee, (ii) the transfer of any ownership interest in this Certificate will be conditioned upon the delivery to the Securities Administrator of, among other things, an affidavit to the effect that it is a United States Person and Permitted Transferee, (iii) any attempted or purported transfer of any ownership interest in this Certificate in violation of such restrictions will be absolutely null and void and will vest no rights in the purported transferee, and (iv) if any person other than a United States Person and a Permitted Transferee acquires any ownership interest in this Certificate in violation of such restrictions, then the Seller will have the right, in its sole discretion and without notice to the Holder of this Certificate, to sell this Certificate to a purchaser selected by the Seller, which purchaser may be the Seller, or any affiliate of the Seller, on such terms and conditions as the Seller may choose. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of the related Distribution Date, an amount equal to the product of the Fractional Undivided Interest evidenced by this Certificate and the amounts required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan. Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice.
No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the "1933 Act"), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Securities Administrator shall require receipt of (i) if such transfer is purportedly being made (a) in reliance upon Rule 144A under the 1933 Act or (b) to a transferee that is an "Institutional Accredited Investor" within the meaning of Rule 501(a)(1), (2), (3) or (7) of Regulation D under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder's prospective transferee, substantially in the forms attached to the Agreement as Exhibit F-1 or F-2, as applicable, and (ii) if requested by the Securities Administrator, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Seller, the Trustee, the Securities Administrator or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder's prospective transferee upon which such Opinion of Counsel is based. None of the Seller, the Securities Administrator or the Trustee is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Securities Administrator, the Seller and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws. No transfer of this Class R Certificate will be made unless the Securities Administrator has received either (i) opinion of counsel for the benefit of the Trustee, Master Servicer and the Securities Administrator and which they may rely which is satisfactory to the Securities Administrator that the purchase of this certificate is permissible under local law, will not constitute or result in a non-exempt prohibited transaction under Section 406 of the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), and Section 4975 of the Internal Revenue Code, as amended (the "Code"), and will not subject the Master Servicer, the Trustee or the Securities Administrator to any obligation or liability in addition to those undertaken in the Agreement or (ii) a representation letter stating that the transferee is not acquiring directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement that is subject to Title I of ERISA, and/or Section 4975 of the Code (each, a "Plan"), or by a person using "plan assets" of a Plan.
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the "Certificates"). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that neither the Securities Administrator nor the Trustee is liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator. The Agreement permits, with certain exceptions therein provided: (i) the amendment thereof and of the Servicing Agreements and the modification of the rights and obligations of the Seller, the Master Servicer, the Securities Administrator and the Trustee and the rights of the Certificateholders under the Agreement from time to time by EMC, the Seller, the Master Servicer, the Securities Administrator and the Trustee, and (ii) the amendment thereof and of the Servicing Agreements by the Master Servicer and the Trustee with the consent of the Holders of Certificates, evidencing Fractional Undivided Interests aggregating not less than 51% of the Trust Fund (or in certain cases, Holders of Certificates of affected Classes evidencing such percentage of the Fractional Undivided Interests thereof). Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof and of the Servicing Agreements in certain limited circumstances, without the consent of the Holders of any of the Certificates. As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Fractional Undivided Interest will be issued to the designated transferee.
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Fractional Undivided Interest, as requested by the Holder surrendering the same. No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Seller, the Master Servicer, the Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Seller, the Master Servicer, the Trustee, the Securities Administrator or any such agent shall be affected by notice to the contrary. The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only if (i) the Scheduled Principal Balance of the Mortgage Loans at the time of any such repurchase is less than 20% of the Cut-off Date Balance for Loan Group I or (ii) the Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has determined that the REMIC status of any REMIC under the Agreement has been lost or that a substantial risk exists that such REMIC status will be lost for the then-current taxable year. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the expiration of 21 years after the death of certain persons identified in the Agreement. Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose. IN WITNESS duly executed. Dated: April 28, 2006 WELLS FARGO BANK, NATIONAL ASSOCIATION not in its individual capacity but solely as Securities Administrator By:_________________________________________ Authorized Signatory CERTIFICATE OF AUTHENTICATION This is one of the Class R Certificates referred to in the within-mentioned Agreement. WELLS FARGO BANK, NATIONAL ASSOCIATION Authorized signatory of Wells Fargo Bank, National Association, not in its individual capacity but solely as Securities Administrator By:_________________________________________ Authorized Signatory ASSIGNMENT WHEREOF, the Securities Administrator has caused this Certificate to be
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Fractional Undivided Interest evidenced by the within Mortgage Pass-Through Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund. denomination address: I (We) further direct the Certificate Registrar to issue a new Certificate of a like and Class, to the above named assignee and deliver such Certificate to the following
EXHIBIT A-5-2 FORM OF CLASS R-X CERTIFICATE THIS CERTIFICATE MAY NOT BE HELD BY OR TRANSFERRED TO A NON-UNITED DISQUALIFIED ORGANIZATION (AS DEFINED BELOW). STATES PERSON OR A
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "RESIDUAL INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"). THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT ("RULE 144A") TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A "QIB"), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A OR (2) IN CERTIFICATED FORM TO AN "INSTITUTIONAL ACCREDITED INVESTOR" WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE SECURITIES ADMINISTRATOR THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION.
ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY IF THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE MASTER SERVICER AND THE TRUSTEE THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES, ANY STATE OR POLITICAL SUBDIVISION THEREOF, ANY POSSESSION OF THE UNITED STATES, OR ANY AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING (OTHER THAN AN INSTRUMENTALITY WHICH IS A CORPORATION IF ALL OF ITS ACTIVITIES ARE SUBJECT TO TAX AND EXCEPT FOR FREDDIE MAC, A MAJORITY OF ITS BOARD OF DIRECTORS IS NOT SELECTED BY SUCH GOVERNMENTAL UNIT), (B) A FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF EITHER OF THE FOREGOING, (C) ANY ORGANIZATION (OTHER THAN CERTAIN FARMERS' COOPERATIVES DESCRIBED IN SECTION 521 OF THE CODE) WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE (INCLUDING THE TAX IMPOSED BY SECTION 511 OF THE CODE ON UNRELATED BUSINESS TAXABLE INCOME), (D) RURAL ELECTRIC AND TELEPHONE COOPERATIVES DESCRIBED IN SECTION 1381(a)(2)(C) OF THE CODE, (E) AN ELECTING LARGE PARTNERSHIP UNDER SECTION 775(a) OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (A), (B), (C), (D) OR (E) BEING HEREIN REFERRED TO AS A "DISQUALIFIED ORGANIZATION"), OR (F) AN AGENT OF A DISQUALIFIED ORGANIZATION, (2) NO PURPOSE OF SUCH TRANSFER IS TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX AND (3) SUCH TRANSFEREE SATISFIES CERTAIN ADDITIONAL CONDITIONS RELATING TO THE FINANCIAL CONDITION OF THE PROPOSED TRANSFEREE. NOTWITHSTANDING THE REGISTRATION IN THE CERTIFICATE REGISTER OR ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED ORGANIZATION, SUCH REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE A
CERTIFICATEHOLDER FOR ANY PURPOSE HEREUNDER, ON THIS CERTIFICATE.
INCLUDING,
BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS
Certificate No.1
Class R-X
Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $0.00
Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $0.00
CUSIP: ____________
BEAR STEARNS ALT-A TRUST 2006-3 MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2006-3 evidencing a fractional undivided interest in the distributions allocable to the Class R-X Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable interest rate mortgage loans secured by first liens on one-to-four family residential properties and sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("SAMI II"), the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by SAMI II, the Master Servicer or the Trustee or any of their affiliates or any other person. None of SAMI II, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
This certifies that Bear, Stearns Securities Corp. is the registered owner of the Fractional Undivided Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the "Trust Fund") primarily consisting of conventional adjustable rate mortgage loans secured by first liens on one- to four- family residential properties (collectively, the "Mortgage Loans") sold by SAMI II. The Mortgage Loans were sold by EMC Mortgage Corporation ("EMC") to SAMI II. Wells Fargo Bank, National Association ("Wells Fargo") will act as master servicer of the Mortgage Loans (the "Master Servicer," which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement"), among SAMI II, as depositor (the "Seller"), the Master Servicer, Wells Fargo, as securities administrator (the "Securities Administrator"), EMC Mortgage Corporation and U.S. Bank National Association, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound. Each Holder of this Certificate will be deemed to have agreed to be bound by the restrictions set forth in the Agreement to the effect that (i) each person holding or acquiring any ownership interest in this Certificate must be a United States Person and a Permitted Transferee, (ii) the transfer of any ownership interest in this Certificate will be conditioned upon the delivery to the Securities Administrator of, among other things, an affidavit to the effect that it is a United States Person and Permitted Transferee, (iii) any attempted or purported transfer of any ownership interest in this Certificate in violation of such restrictions will be absolutely null and void and will vest no rights in the purported transferee, and (iv) if any person other than a United States Person and a Permitted Transferee acquires any ownership interest in this Certificate in violation of such restrictions, then the Seller will have the right, in its sole discretion and without notice to the Holder of this Certificate, to sell this Certificate to a purchaser selected by the Seller, which purchaser may be the Seller, or any affiliate of the Seller, on such terms and conditions as the Seller may choose. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of the related Distribution Date, an amount equal to the product of the Fractional Undivided Interest evidenced by this Certificate and the amounts required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan. Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the
Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice.
No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the "1933 Act"), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Securities Administrator shall require receipt of (i) if such transfer is purportedly being made (a) in reliance upon Rule 144A under the 1933 Act or (b) to a transferee that is an "Institutional Accredited Investor" within the meaning of Rule 501(a)(1), (2), (3) or (7) of Regulation D under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder's prospective transferee, substantially in the forms attached to the Agreement as Exhibit F-1 or F-2, as applicable, and (ii) if requested by the Securities Administrator, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Seller, the Trustee, the Securities Administrator or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder's prospective transferee upon which such Opinion of Counsel is based. None of the Seller, the Securities Administrator or the Trustee is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Securities Administrator, the Seller and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws. No transfer of this Class R-X Certificate will be made unless the Securities Administrator has received either (i) opinion of counsel for the benefit of the Trustee, Master Servicer and the Securities Administrator and which they may rely which is satisfactory to the Securities Administrator that the purchase of this certificate is permissible under local law, will not constitute or result in a non-exempt prohibited transaction under Section 406 of the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), and Section 4975 of the Internal Revenue Code, as amended (the "Code"), and will not subject the Master Servicer, the Trustee or the Securities Administrator to any obligation or liability in addition to those undertaken in the Agreement or (ii) a representation letter stating that the transferee is not acquiring directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement that is subject to Title I of ERISA, and/or Section 4975 of the Code (each, a "Plan"), or by a person using "plan assets" of a Plan. This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the "Certificates"). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that neither the Securities Administrator nor the Trustee is liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator. The Agreement permits, with certain exceptions therein provided: (i) the amendment thereof and of the Servicing Agreements and the modification of the rights and obligations of the Seller, the Master Servicer, the Securities Administrator and the Trustee and the rights of the Certificateholders under the Agreement from time to time by EMC, the Seller, the Master Servicer, the Securities Administrator and the Trustee, and (ii) the amendment thereof and of the Servicing Agreements by the Master Servicer and the Trustee with the consent of the Holders of Certificates, evidencing Fractional Undivided Interests aggregating not less than 51% of the Trust Fund (or in certain cases, Holders of Certificates of affected Classes evidencing such percentage of the Fractional Undivided Interests thereof). Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof and of the Servicing Agreements in certain limited circumstances, without the consent of the Holders of any of the Certificates. As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Fractional Undivided Interest will be issued to the designated transferee.
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Fractional Undivided Interest, as requested by the Holder surrendering the same. No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Seller, the Master Servicer, the Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Seller, the Master Servicer, the Trustee, the Securities Administrator or any such agent shall be affected by notice to the contrary. The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition
of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only if (i) the Scheduled Principal Balance of the Mortgage Loans at the time of any such repurchase is less than 20% of the Cut-off Date Balance for Loan Group I or (ii) the Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has determined that the REMIC status of any REMIC under the Agreement has been lost or that a substantial risk exists that such REMIC status will be lost for the then-current taxable year. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the expiration of 21 years after the death of certain persons identified in the Agreement. Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose. IN WITNESS duly executed. Dated: April 28, 2006 WELLS FARGO BANK, NATIONAL ASSOCIATION not in its individual capacity but solely as Securities Administrator By:_________________________________________ Authorized Signatory CERTIFICATE OF AUTHENTICATION This Agreement. WELLS FARGO BANK, NATIONAL ASSOCIATION Authorized signatory of Wells Fargo Bank, National Association, not in its individual capacity but solely as Securities Administrator By:_________________________________________ Authorized Signatory ASSIGNMENT FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Fractional Undivided Interest evidenced by the within Mortgage Pass-Through Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund. denomination address: I (We) further direct the Certificate Registrar to issue a new Certificate of a like and Class, to the above named assignee and deliver such Certificate to the following is one of the Class R-X Certificates referred to in the within-mentioned WHEREOF, the Securities Administrator has caused this Certificate to be
EXHIBIT A-6 FORM OF CLASS B-IO CERTIFICATE THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A, THE CLASS M AND THE CLASS B CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW). SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"). THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT ("RULE 144A") TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A "QIB"), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A OR (2) IN CERTIFICATED
FORM TO AN "INSTITUTIONAL ACCREDITED INVESTOR" WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE SECURITIES ADMINISTRATOR THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION.
THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT THAT IS SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), AND/OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE") (EACH, A "PLAN"), OR BY A PERSON USING "PLAN ASSETS" OF A PLAN, UNLESS THE PROPOSED TRANSFEREE PROVIDES THE SECURITIES ADMINISTRATOR WITH AN OPINION OF COUNSEL FOR THE BENEFIT OF THE TRUSTEE, MASTER SERVICER AND THE SECURITIES ADMINISTRATOR AND ON WHICH THEY MAY RELY WHICH IS SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT THE PURCHASE OF THIS CERTIFICATE IS PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION UNDER SECTION 406 OF ERISA OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE MASTER SERVICER, THE TRUSTEE OR THE SECURITIES ADMINISTRATOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT. Certificate No.1 Variable Pass-Through Rate
Class B-IO Subordinate
Aggregate Initial Notional Amount of this Certificate as of the Cut-off Date: $_____________
Initial Notional Amount of this Certificate as of the Cut-off Date: $______________
CUSIP: ____________
BEAR STEARNS ALT-A TRUST 2006-3 MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2006-3 evidencing a fractional undivided interest in the distributions allocable to the Class B-IO Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable interest rate mortgage loans secured by first liens on one-to-four family residential properties and sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("SAMI II"), the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by SAMI II, the Master Servicer or the Trustee or any of their affiliates or any other person. None of SAMI II, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
This certifies that Bear, Stearns Securities Corp. is the registered owner of the Fractional Undivided Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the "Trust Fund") primarily consisting of conventional adjustable rate mortgage loans secured by first liens on one- to four- family residential properties (collectively, the "Mortgage Loans") sold by SAMI II. The Mortgage Loans were sold by EMC Mortgage Corporation ("EMC") to SAMI II. Wells Fargo Bank, National Association ("Wells Fargo") will act as master servicer of the Mortgage Loans (the "Master Servicer," which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement"), among SAMI II, as depositor (the "Seller"), the Master Servicer, Wells Fargo, as securities administrator (the "Securities Administrator"), EMC Mortgage Corporation and U.S. Bank National Association, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound. Interest on this Certificate will accrue during the calendar month immediately preceding such Distribution Date (as hereinafter defined) on the Notional Amount hereof at a per annum rate equal to the Pass-Through Rate as set forth in the Agreement. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on
the last Business Day of the month immediately preceding the month of the related Distribution Date, an amount equal to the product of the Fractional Undivided Interest evidenced by this Certificate and the amount of interest required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan. Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice. The Class B-IO Certificates have no Certificate Principal Balance. The Initial Notional Amount of this Certificate is set forth above.
No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the "1933 Act"), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Securities Administrator shall require receipt of (i) if such transfer is purportedly being made (a) in reliance upon Rule 144A under the 1933 Act or (b) to a transferee that is an "Institutional Accredited Investor" within the meaning of Rule 501(a)(1), (2), (3) or (7) of Regulation D under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder's prospective transferee, substantially in the forms attached to the Agreement as Exhibit F-1 or F-2, as applicable, and (ii) if requested by the Securities Administrator, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Seller, the Trustee, the Securities Administrator or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder's prospective transferee upon which such Opinion of Counsel is based. None of the Seller, the Securities Administrator or the Trustee is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Securities Administrator, the Seller and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws. No transfer of this Class B-IO Certificate will be made unless the Securities Administrator has received either (i) opinion of counsel for the benefit of the Trustee, Master Servicer and the Securities Administrator and which they may rely which is satisfactory to the Securities Administrator that the purchase of this certificate is permissible under local law, will not constitute or result in a non-exempt prohibited transaction under Section 406 of the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), and Section 4975 of the Internal Revenue Code, as amended (the "Code"), and will not subject the Master Servicer, the Trustee or the Securities Administrator to any obligation or liability in addition to those undertaken in the Agreement or (ii) a representation letter stating that the transferee is not acquiring directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement that is subject to Title I of ERISA, and/or Section 4975 of the Code (each, a "Plan"), or by a person using "plan assets" of a Plan. This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the "Certificates"). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that neither the Securities Administrator nor the Trustee is liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator.
The Agreement permits, with certain exceptions therein provided: (i) the amendment thereof and of the Servicing Agreements and the modification of the rights and obligations of the Seller, the Master Servicer, the Securities Administrator and the Trustee and the rights of the Certificateholders under the Agreement from time to time by EMC, the Seller, the Master Servicer, the Securities Administrator and the Trustee, and (ii) the amendment thereof and of the Servicing Agreements by the Master Servicer and the Trustee with the consent of the Holders of Certificates, evidencing Fractional Undivided Interests aggregating not less than 51% of the Trust Fund (or in certain cases, Holders of Certificates of affected Classes evidencing such percentage of the Fractional Undivided Interests thereof). Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof and of the Servicing Agreements in certain limited circumstances, without the consent of the Holders of any of the Certificates. As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Fractional Undivided Interest will be issued to the designated transferee. The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Fractional Undivided Interest, as requested by the Holder surrendering the same. No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Seller, the Master Servicer, the Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name this
Certificate is registered as the owner hereof for all purposes, and none of the Seller, the Master Servicer, the Trustee, the Securities Administrator or any such agent shall be affected by notice to the contrary.
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only if (i) the Scheduled Principal Balance of the Mortgage Loans at the time of any such repurchase is less than 20% of the Cut-off Date Balance for Loan Group I or (ii) the Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has determined that the REMIC status of any REMIC under the Agreement has been lost or that a substantial risk exists that such REMIC status will be lost for the then-current taxable year. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the expiration of 21 years after the death of certain persons identified in the Agreement. Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose. IN WITNESS duly executed. Dated: April 28, 2006 WELLS FARGO BANK, NATIONAL ASSOCIATION Not in its individual capacity but solely as Securities Administrator By:_________________________________________ Authorized Signatory CERTIFICATE OF AUTHENTICATION This Agreement. WELLS FARGO BANK, NATIONAL ASSOCIATION Authorized signatory of Wells Fargo Bank, National Association, not in its individual capacity but solely as Securities Administrator By:_________________________________________ Authorized Signatory is one of the Class B-IO Certificates referred to in the within-mentioned WHEREOF, the Securities Administrator has caused this Certificate to be
EXHIBIT A-7 FORM OF CLASS I-XP CERTIFICATE THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT
TO RULE 144A UNDER THE SECURITIES ACT ("RULE 144A") TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A "QIB"), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A OR (2) IN CERTIFICATED FORM TO AN "INSTITUTIONAL ACCREDITED INVESTOR" WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE SECURITIES ADMINISTRATOR THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION.
Certificate No.1
Class I-XP Senior
Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $0
Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $0
CUSIP: ___________
Assumed Final Distribution Date: April 25, 2035
BEAR STEARNS ALT-A TRUST 2006-3 MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2006-3 evidencing a fractional undivided interest in the distributions allocable to the Class I-XP Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable interest rate mortgage loans secured by first liens on one-to-four family residential properties and sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("SAMI II"), the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by SAMI II, the Master Servicer or the Trustee or any of their affiliates or any other person. None of SAMI II, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
This certifies that Bear, Stearns Securities Corp. is the registered owner of the Fractional Undivided Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the "Trust Fund") primarily consisting of conventional adjustable rate mortgage loans secured by first liens on one- to four- family residential properties (collectively, the "Mortgage Loans") sold by SAMI II. The Mortgage Loans were sold by EMC Mortgage Corporation ("EMC") to SAMI II. Wells Fargo Bank, National Association ("Wells Fargo") will act as master servicer of the Mortgage Loans (the "Master Servicer," which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement"), among SAMI II, as depositor (the "Seller"), the Master Servicer, Wells Fargo, as securities administrator (the "Securities Administrator"), EMC Mortgage Corporation and U.S. Bank National Association, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of the related Distribution Date, an amount equal to the product of the Fractional Undivided Interest evidenced by this Certificate and the amount required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date on which the Certificate Principal Balance of this Class of Certificates will be reduced to zero. Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon.
No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the "1933 Act"), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Securities Administrator shall require receipt of (i) if such transfer is purportedly being made (a) in reliance upon Rule 144A under the 1933 Act or (b) to a transferee that is an "Institutional Accredited Investor" within the meaning of Rule 501(a)(1), (2), (3) or (7) of Regulation D under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder's prospective transferee, substantially in the forms attached to the Agreement as Exhibit F-1 or F-2, as applicable, and (ii) if requested by the Securities Administrator, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Seller, the Trustee, the Securities Administrator or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder's prospective transferee upon which such Opinion of Counsel is based. None of the Seller, the Securities Administrator or the Trustee is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Securities Administrator, the Seller and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws. No transfer of this Class I-XP Certificate will be made unless the Securities Administrator has received either (i) opinion of counsel for the benefit of the Trustee, Master Servicer and the Securities Administrator and which they may rely which is satisfactory to the Securities Administrator that the purchase of this certificate is permissible under local law, will not constitute or result in a non-exempt prohibited transaction under Section 406 of the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), and Section 4975 of the Internal Revenue Code, as amended (the "Code"), and will not subject the Master Servicer, the Trustee or the Securities Administrator to any obligation or liability in addition to those undertaken in the Agreement or (ii) a representation letter stating that the transferee is not acquiring directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement that is subject to Title I of ERISA, and/or Section 4975 of the Code (each, a "Plan"), or by a person using "plan assets" of a Plan. This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the "Certificates"). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that neither the Securities Administrator nor the Trustee is liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator. The Agreement permits, with certain exceptions therein provided: (i) the amendment thereof and of the Servicing Agreements and the modification of the rights and obligations of the Seller, the Master Servicer, the Securities Administrator and the Trustee and the rights of the Certificateholders under the Agreement from time to time by EMC, the Seller, the Master Servicer, the Securities Administrator and the Trustee, and (ii) the amendment thereof and of the Servicing Agreements by the Master Servicer and the Trustee with the consent of the Holders of Certificates, evidencing Fractional Undivided Interests aggregating not less than 51% of the Trust Fund (or in certain cases, Holders of Certificates of affected Classes evidencing such percentage of the Fractional Undivided Interests thereof). Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof and of the Servicing Agreements in certain limited circumstances, without the consent of the Holders of any of the Certificates. As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Fractional Undivided Interest will be issued to the designated transferee. The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Fractional Undivided Interest, as requested by the Holder surrendering the same.
No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Seller, the Master Servicer, the Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Seller, the Master Servicer, the Trustee, the Securities Administrator or any such agent shall be affected by notice to the contrary.
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only if (i) the Scheduled Principal Balance of the Mortgage Loans at the time of any such repurchase is less than 20% of the Cut-off Date Balance for Loan Group I or (ii) the Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has determined that the REMIC status of any REMIC under the Agreement has been lost or that a substantial risk exists that such REMIC status will be lost for the then-current taxable year. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the expiration of 21 years after the death of certain persons identified in the Agreement. Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose. IN WITNESS duly executed. Dated: April 28, 2006 WELLS FARGO BANK, NATIONAL ASSOCIATION Not in its individual capacity but solely as Trustee By:_________________________________________ Authorized Signatory CERTIFICATE OF AUTHENTICATION This Agreement. WELLS FARGO BANK, NATIONAL ASSOCIATION Authorized signatory of Wells Fargo Bank, National Association, not in its individual capacity but solely as Securities Administrator By:_________________________________________ Authorized Signatory is one of the Class I-XP Certificates referred to in the within-mentioned WHEREOF, the Securities Administrator has caused this Certificate to be
EXHIBIT A-8 FORM OF CLASS II-A CERTIFICATE SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"). THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR NAMED HEREIN. UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SECURITIES ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.
Certificate No. 1
Class II-A Senior
CUSIP: __________
BEAR STEARNS ALT-A TRUST 2006-3 MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2006-3 evidencing a fractional undivided interest in the distributions allocable to the Class II-A Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable interest rate mortgage loans secured by first liens on one-to-four family residential properties and sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("SAMI II"), the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by SAMI II, the Master Servicer or the Trustee or any of their affiliates or any other person. None of SAMI II, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
This certifies that Cede & Co. is the registered owner of the Fractional Undivided Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the "Trust Fund") primarily consisting of conventional adjustable rate mortgage loans secured by first liens on one- to four- family residential properties (collectively, the "Mortgage Loans") sold by SAMI II. The Mortgage Loans were sold by EMC Mortgage Corporation ("EMC") to SAMI II. Wells Fargo Bank, National Association ("Wells Fargo") will act as master servicer of the Mortgage Loans (the "Master Servicer," which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement"), among SAMI II, as depositor (the "Seller"), the Master Servicer, Wells Fargo, as securities administrator (the "Securities Administrator"), EMC Mortgage Corporation and U.S. Bank National Association, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound. Interest on this Certificate will accrue during the period from and including the preceding Distribution Date (as hereinafter defined) (or in the case of the first Distribution Date, from the Closing Date) to and including the day prior to the current Distribution Date on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth in the Agreement. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a "Distribution Date"),
commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding the related Distribution Date so long as such Certificate remains in book-entry form (and otherwise, the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date), an amount equal to the product of the Fractional Undivided Interest evidenced by this Certificate and the amount (of interest, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date on which the Certificate Principal Balance of this Class of Certificates will be reduced to zero. Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon. This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the "Certificates"). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that neither the Securities Administrator nor the Trustee is liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator. The Agreement permits, with certain exceptions therein provided: (i) the amendment thereof and of the Servicing Agreements and the modification of the rights and obligations of the Seller, the Master Servicer, the Securities Administrator and the Trustee and the rights of the Certificateholders under the Agreement from time to time by EMC, the Seller, the Master Servicer, the Securities Administrator and the Trustee, and (ii) the amendment thereof and of the Servicing Agreements by the Master Servicer and the Trustee with the consent of the Holders of Certificates, evidencing Fractional Undivided Interests aggregating not less than 51% of the Trust Fund (or in certain cases, Holders of Certificates of affected Classes evidencing such percentage of the Fractional Undivided Interests thereof). Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof and of the Servicing Agreements in certain limited circumstances, without the consent of the Holders of any of the Certificates. As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Fractional Undivided Interest will be issued to the designated transferee. The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Fractional Undivided Interest, as requested by the Holder surrendering the same. No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Seller, the Master Servicer, the Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Seller, the Master Servicer, the Trustee, the Securities Administrator or any such agent shall be affected by notice to the contrary. The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only if (i) the Scheduled Principal Balance of the Mortgage Loans at the time of any such repurchase is less than 10% of the Cut-off Date Balance for Loan Group II or (ii) the Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has determined that the REMIC status of any REMIC under the Agreement has been lost or that a substantial risk exists that such REMIC status will be lost for the then-current taxable year. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the expiration of 21 years after the death of certain persons identified in the Agreement. Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
WHEREOF,
the
Securities
Administrator
has caused this
Certificate to be
WELLS FARGO BANK, NATIONAL ASSOCIATION not in its individual capacity but solely as Securities Administrator
By:_________________________________________ Authorized Signatory CERTIFICATE OF AUTHENTICATION This Agreement. WELLS FARGO BANK, NATIONAL ASSOCIATION Authorized signatory of Wells Fargo Bank, National Association, not in its individual capacity but solely as Securities Administrator By:__________________________________________ Authorized Signatory is one of the Class II-A Certificates referred to in the within-mentioned
EXHIBIT A-9 FORM OF CLASS II-X CERTIFICATE SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SECURITIES ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.
Certificate No.1
_______%
Aggregate Initial Notional Amount of this Certificate as of the Cut-off Date: $___________
Initial Notional Amount of this Certificate as of the Cut-off Date: $___________
CUSIP: ____________
BEAR STEARNS ALT-A TRUST 2006-3 MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2006-3 evidencing a fractional undivided interest in the distributions allocable to the Class II-X Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable interest rate mortgage loans secured by first liens on one-to-four family residential properties and sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("SAMI II"), the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by SAMI II, the Master Servicer or the Trustee or any of their affiliates or any other person. None of SAMI II, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates. This certifies that Cede & Co. is the registered owner of the Fractional Undivided Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the "Trust Fund") primarily consisting of conventional adjustable rate mortgage loans secured by first liens on one- to four- family residential properties (collectively, the "Mortgage Loans") sold by SAMI II. The Mortgage Loans were sold by EMC Mortgage Corporation ("EMC") to SAMI II. Wells Fargo Bank, National Association ("Wells Fargo") will act as master servicer of the Mortgage Loans (the "Master Servicer," which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement"), among SAMI II, as depositor (the "Seller"), the Master Servicer, Wells Fargo, as securities administrator (the "Securities Administrator"), EMC Mortgage Corporation and JPMorgan Chase Bank, National Association, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound. Interest on this Certificate will accrue during the period from and including the preceding Distribution Date (as hereinafter defined) (or in the case of the first Distribution Date, from the Closing Date) to and including the day prior to the current Distribution Date on the Notional Amount hereof at a per annum rate equal to the Pass-Through Rate set forth above. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding the related Distribution Date so long as such Certificate remains in book-entry form (and otherwise, the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date), an amount equal to the product of the Fractional Undivided Interest evidenced by this Certificate and the amount (of interest, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date on which the Notional Amount of this Class of Certificates will be reduced to zero. Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice. The initial Notional Amount of this Certificate is set forth above. This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the "Certificates"). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that neither the Securities Administrator nor the Trustee is liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator. The Agreement permits, with certain exceptions therein provided: (i) the amendment thereof and of the Servicing Agreements and the modification of the rights and obligations of the Seller, the Master Servicer, the Securities Administrator and the Trustee and the rights of the Certificateholders under the Agreement from time to time by EMC, the Seller, the Master Servicer, the Securities Administrator and the Trustee, and (ii) the amendment thereof and of the Servicing Agreements by the Master Servicer and the Trustee with the consent of the Holders of Certificates, evidencing Fractional Undivided Interests aggregating not less than 51% of the Trust Fund (or in certain cases, Holders of Certificates of affected Classes evidencing such percentage of the Fractional Undivided Interests thereof). Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof and of the Servicing Agreements in certain limited circumstances, without the consent of the Holders of any of the Certificates. As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Fractional Undivided Interest will be issued to the designated transferee. Classes and The Certificates are issuable only as registered Certificates without coupons in the denominations specified in the Agreement. As provided in the Agreement and subject to
certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Fractional Undivided Interest, as requested by the Holder surrendering the same. No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Seller, the Master Servicer, the Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Seller, the Master Servicer, the Trustee, the Securities Administrator or any such agent shall be affected by notice to the contrary. The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only if (i) the Scheduled Principal Balance of the Mortgage Loans at the time of any such repurchase is less than 10% of the Cut-off Date Balance for Loan Group II or (ii) the Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has determined that the REMIC status of any REMIC under the Agreement has been lost or that a substantial risk exists that such REMIC status will be lost for the then-current taxable year. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the expiration of 21 years after the death of certain persons identified in the Agreement. Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose. IN WITNESS duly executed. Dated: April 28, 2006 WELLS FARGO BANK, NATIONAL ASSOCIATION not in its individual capacity as Securities Administrator WHEREOF, the Securities Administrator has caused this Certificate to be
but solely
By:_________________________________________ Authorized Signatory CERTIFICATE OF AUTHENTICATION This Agreement. WELLS FARGO BANK, NATIONAL ASSOCIATION Authorized signatory of Wells Fargo Bank, National Association, not in its individual capacity but solely as Securities Administrator By:_________________________________________ Authorized Signatory is one of the Class II-X Certificates referred to in the within-mentioned
Dated: _____________________________________________ Signature by or on behalf of assignor
_____________________________________________ Signature Guaranteed DISTRIBUTION INSTRUCTIONS The assignee should include the following for purposes of distribution: Distributions shall be made, by wire transfer or otherwise, in immediately available funds to _________________________________ for the account of _________________________ account number _____________, or, if mailed by check, to ______________________________. Applicable statements should be mailed to _____________________________________________. This information is provided by __________________, the assignee named above, or ________________________, as its agent.
EXHIBIT A-10 FORM OF CLASS II-B-[1][2][3] CERTIFICATE THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS II-A DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW). CERTIFICATES AS
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"). THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO AS DESCRIBED IN THE AGREEMENT. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR NAMED HEREIN. UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SECURITIES ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. EACH BENEFICIAL OWNER OF A CLASS II-B-[1][2][3] CERTIFICATE OR ANY INTEREST THEREIN SHALL BE DEEMED TO HAVE REPRESENTED, BY VIRTUE OF ITS ACQUISITION OR HOLDING OF THAT CERTIFICATE OR INTEREST THEREIN, THAT EITHER (I) SUCH CERTIFICATE IS RATED AT LEAST "BBB-" OR ITS EQUIVALENT BY FITCH, S&P AND MOODY'S, (II) IT IS NOT A PLAN SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR SECTION 4975 OF THE CODE (EACH, "PLAN") OR INVESTING WITH "PLAN ASSETS" OF ANY PLAN, OR (III) (1) IT IS AN INSURANCE COMPANY, (2) THE SOURCE OF FUNDS USED TO ACQUIRE OR HOLD THE CERTIFICATE OR INTEREST THEREIN IS AN "INSURANCE COMPANY GENERAL ACCOUNT," AS SUCH TERM IS DEFINED IN U.S. DEPARTMENT OF LABOR PROHIBITED TRANSACTION CLASS EXEMPTION ("PTCE") 95-60, AND (3) THE CONDITIONS IN SECTIONS I AND III OF PTCE 95-60 HAVE BEEN SATISFIED.
Certificate No.1
Class II-B-[1][2][3] Subordinate
CUSIP: ___________
BEAR STEARNS ALT-A TRUST 2006-3 MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2006-3 evidencing a fractional undivided interest in the distributions allocable to the Class II-B-[1][2][3] Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable interest rate mortgage loans secured by first liens on one-to-four family residential properties and sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("SAMI II"), the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by SAMI II, the Master Servicer or the Trustee or any of their affiliates or any other person. None of SAMI II, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
This certifies that Cede & Co. is the registered owner of the Fractional Undivided Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the "Trust Fund") primarily consisting of conventional adjustable rate mortgage loans secured by first liens on one- to four- family residential properties (collectively, the "Mortgage Loans") sold by SAMI II. The Mortgage Loans were sold by EMC Mortgage Corporation ("EMC") to SAMI II. Wells Fargo Bank, National Association ("Wells Fargo") will act as master servicer of the Mortgage Loans (the "Master Servicer," which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement"), among SAMI II, as depositor (the "Seller"), the Master Servicer, Wells Fargo, as securities administrator (the "Securities Administrator"), EMC Mortgage Corporation and U.S. Bank National Association, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized
terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound. Interest on this Certificate will accrue during the period from and including the preceding Distribution Date (as hereinafter defined) (or in the case of the first Distribution Date, from the Closing Date) to and including the day prior to the current Distribution Date on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth in the Agreement. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding the related Distribution Date so long as such Certificate remains in book-entry form (and otherwise, the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date), an amount equal to the product of the Fractional Undivided Interest evidenced by this Certificate and the amount (of interest, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date on which the Certificate Principal Balance of this Class of Certificates will be reduced to zero. Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon and any Realized Losses allocable hereto. Each beneficial owner of a Class II-B-[1][2][3] Certificate or any interest therein shall be deemed to have represented, by virtue of its acquisition or holding of that Certificate or interest therein, that either (i) such Certificate is rated at least "BBB-" or its equivalent by Fitch, S&P and Moody's, (ii) it is not a plan subject to Title I of the Employee Retirement Investment Security Act of 1974, as amended, or Section 4975 of the Code (each, a "Plan") or investing with "plan assets" of any Plan, or (iii)(1) it is an insurance company, (2) the source of funds used to acquire or hold the Certificate or interest therein is an "insurance company general account," as such term is defined in U.S. Department of Labor Prohibited Transaction Class Exemption ("PTCE") 95-60, and (3) the conditions in Sections I and III of PTCE 95-60 have been satisfied.
No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Seller, the Master Servicer, the Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Seller, the Master Servicer, the Trustee, the Securities Administrator or any such agent shall be affected by notice to the contrary. The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the
terms of the Agreement. Such optional repurchase may be made only if (i) the Scheduled Principal Balance of the Mortgage Loans at the time of any such repurchase is less than 10% of the Cut-off Date Balance for Loan Group II or (ii) the Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has determined that the REMIC status of any REMIC under the Agreement has been lost or that a substantial risk exists that such REMIC status will be lost for the then-current taxable year. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the expiration of 21 years after the death of certain persons identified in the Agreement. Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
WHEREOF,
the
Securities
Administrator
has caused this
Certificate to be
This is within-mentioned Agreement.
one
of
the
Class
II-B-[1][2][3]
Certificates
referred
to
in
the
EXHIBIT A-11 FORM OF CLASS II-X-B CERTIFICATE THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS II-A DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW). CERTIFICATES AS
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SECURITIES ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. EACH BENEFICIAL OWNER OF A CLASS II-B-[1][2][3] CERTIFICATE OR ANY INTEREST THEREIN SHALL BE DEEMED TO HAVE REPRESENTED, BY VIRTUE OF ITS ACQUISITION OR HOLDING OF THAT CERTIFICATE OR
INTEREST THEREIN, THAT EITHER (I) SUCH CERTIFICATE IS RATED AT LEAST "BBB-" OR ITS EQUIVALENT BY FITCH, S&P AND MOODY'S, (II) IT IS NOT A PLAN SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR SECTION 4975 OF THE CODE (EACH, A "PLAN") OR INVESTING WITH "PLAN ASSETS"? OF ANY PLAN, OR (III) (1) IT IS AN INSURANCE COMPANY, (2) THE SOURCE OF FUNDS USED TO ACQUIRE OR HOLD THE CERTIFICATE OR INTEREST THEREIN IS AN "INSURANCE COMPANY GENERAL ACCOUNT," AS SUCH TERM IS DEFINED IN U.S. DEPARTMENT OF LABOR PROHIBITED TRANSACTION CLASS EXEMPTION ("PTCE") 95-60, AND (3) THE CONDITIONS IN SECTIONS I AND III OF PTCE 95-60 HAVE BEEN SATISFIED.
Certificate No.1
_______%
Class II-X-B Subordinate
CUSIP: ____________
BEAR STEARNS ALT-A TRUST 2006-3 MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2006-3 evidencing a fractional undivided interest in the distributions allocable to the Class II-X-B Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable interest rate mortgage loans secured by first liens on one-to-four family residential properties and sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("SAMI II"), the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by SAMI II, the Master Servicer or the Trustee or any of their affiliates or any other person. None of SAMI II, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates. This certifies that Cede & Co. is the registered owner of the Fractional Undivided Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the "Trust Fund") primarily consisting of conventional adjustable rate mortgage loans secured by first liens on one- to four- family residential properties (collectively, the "Mortgage Loans") sold by SAMI II. The Mortgage Loans were sold by EMC Mortgage Corporation ("EMC") to SAMI II. Wells Fargo Bank, National Association ("Wells Fargo") will act as master servicer of the Mortgage Loans (the "Master Servicer," which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement"), among SAMI II, as depositor (the "Seller"), the Master Servicer, Wells Fargo, as securities administrator (the "Securities Administrator"), EMC Mortgage Corporation and JPMorgan Chase Bank, National Association, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound. Interest on this Certificate will accrue during the period from and including the preceding Distribution Date (as hereinafter defined) (or in the case of the first Distribution Date, from the Closing Date) to and including the day prior to the current Distribution Date on the Notional Amount hereof at a per annum rate equal to the Pass-Through Rate set forth above. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding the related Distribution Date so long as such Certificate remains in book-entry form (and otherwise, the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date), an amount equal to the product of the Fractional Undivided Interest evidenced by this Certificate and the amount (of interest, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date on which the Notional Amount of this Class of Certificates will be reduced to zero. Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on
this Certificate will be made after due notice distribution and only upon presentation and appointed by the Securities Administrator for Notional Amount of this Certificate is set forth
by the Securities Administrator of the pendency of such surrender of this Certificate at the office or agency that purpose and designated in such notice. The initial above.
Each beneficial owner of a Class II-X-B Certificate or any interest therein shall be deemed to have represented, by virtue of its acquisition or holding of that Certificate or interest therein, that either (i) such Certificate is rated at least "BBB-" or its equivalent by Fitch, S&P and Moody's, (ii) it is not a plan subject to Title I of the Employee Retirement Security Investment Act of 1974, as amended, or Section 4975 of the Code (each, a "Plan") or investing with "plan assets" of any Plan, or (iii)(1) it is an insurance company, (2) the source of funds used to acquire or hold the Certificate or interest therein is an "insurance company general account," as such term is defined in U.S. Department of Labor Prohibited Transaction Class Exemption ("PTCE") 95-60, and (3) the conditions in Sections I and III of PTCE 95-60 have been satisfied. This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the "Certificates"). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that neither the Securities Administrator nor the Trustee is liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator. The Agreement permits, with certain exceptions therein provided: (i) the amendment thereof and of the Servicing Agreements and the modification of the rights and obligations of the Seller, the Master Servicer, the Securities Administrator and the Trustee and the rights of the Certificateholders under the Agreement from time to time by EMC, the Seller, the Master Servicer, the Securities Administrator and the Trustee, and (ii) the amendment thereof and of the Servicing Agreements by the Master Servicer and the Trustee with the consent of the Holders of Certificates, evidencing Fractional Undivided Interests aggregating not less than 51% of the Trust Fund (or in certain cases, Holders of Certificates of affected Classes evidencing such percentage of the Fractional Undivided Interests thereof). Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof and of the Servicing Agreements in certain limited circumstances, without the consent of the Holders of any of the Certificates. As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Fractional Undivided Interest will be issued to the designated transferee. The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Fractional Undivided Interest, as requested by the Holder surrendering the same. No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Seller, the Master Servicer, the Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Seller, the Master Servicer, the Trustee, the Securities Administrator or any such agent shall be affected by notice to the contrary. The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only if (i) the Scheduled Principal Balance of the Mortgage Loans at the time of any such repurchase is less than 10% of the Cut-off Date Balance for Loan Group II or (ii) the Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has determined that the REMIC status of any REMIC under the Agreement has been lost or that a substantial risk exists that such REMIC status will be lost for the then-current taxable year. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the expiration of 21 years after the death of certain persons identified in the Agreement. Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose. IN WITNESS duly executed. Dated: April 28, 2006 WELLS FARGO BANK, NATIONAL ASSOCIATION not in its individual capacity as Securities Administrator WHEREOF, the Securities Administrator has caused this Certificate to be
but solely
By:_________________________________________ Authorized Signatory CERTIFICATE OF AUTHENTICATION
This Agreement.
is
one of the
Class
II-X-B
Certificates
referred
to in the
within-mentioned
WELLS FARGO BANK, NATIONAL ASSOCIATION Authorized signatory of Wells Fargo Bank, National Association, not in its individual capacity but solely as Securities Administrator By:__________________________________________ Authorized Signatory
_____________________________________________ Signature Guaranteed DISTRIBUTION INSTRUCTIONS The assignee should include the following for purposes of distribution: Distributions shall be made, by wire transfer or otherwise, in immediately available funds to _________________________________ for the account of _________________________ account number _____________, or, if mailed by check, to ______________________________. Applicable statements should be mailed to _____________________________________________. This information is provided by __________________, the assignee named above, or ________________________, as its agent
EXHIBIT A-12 FORM OF CLASS II-B-[4][5][6] CERTIFICATE THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS II-A, CLASS II-B-2, CLASS II-B-3 CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW). CLASS II-B-1,
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE "CODE"). THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR NAMED HEREIN. THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT ("RULE 144A") TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A "QIB"), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A OR (2) IN CERTIFICATED FORM TO AN "INSTITUTIONAL ACCREDITED INVESTOR" WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE SECURITIES ADMINISTRATOR THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION. THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT THAT IS SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), AND/OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE") (EACH, A "PLAN"), OR BY A PERSON USING "PLAN ASSETS" OF A PLAN, UNLESS THE PROPOSED TRANSFEREE PROVIDES THE SECURITIES ADMINISTRATOR WITH AN OPINION OF COUNSEL FOR THE BENEFIT OF THE TRUSTEE, MASTER SERVICER AND THE SECURITIES ADMINISTRATOR AND ON WHICH THEY MAY RELY WHICH IS SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT THE PURCHASE OF THIS CERTIFICATE IS PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION UNDER SECTION 406 OF ERISA OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE MASTER SERVICER, THE TRUSTEE OR THE SECURITIES ADMINISTRATOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
Certificate No.1
Class II-B-[4][5][6] Senior
CUSIP: ____________
BEAR STEARNS ALT-A TRUST 2006-3 MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2006-3 evidencing a fractional undivided interest in the distributions allocable to the Class II-B-[4][5][6] Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable interest rate mortgage loans secured by first liens on one-to-four family residential properties and sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("SAMI II"), the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by SAMI II, the Master Servicer or the Trustee or any of their affiliates or any other person. None of SAMI II, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
This certifies that Bear, Stearns Securities Corp. is the registered owner of the Fractional Undivided Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the "Trust Fund") primarily consisting of conventional adjustable rate mortgage loans secured by first liens on one- to four- family residential properties (collectively, the "Mortgage Loans") sold by SAMI II. The Mortgage Loans were sold by EMC Mortgage Corporation ("EMC") to SAMI II. Wells Fargo Bank, National Association ("Wells Fargo") will act as master servicer of the Mortgage Loans (the "Master Servicer," which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement"), among SAMI II, as depositor (the "Seller"), the Master Servicer, Wells Fargo, as securities administrator (the "Securities Administrator"), EMC Mortgage Corporation and U.S. Bank National Association, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of the related Distribution Date, an amount equal to the product of the Fractional Undivided Interest evidenced by this Certificate and the amount required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date on which the Certificate Principal Balance of this Class of Certificates will be reduced to zero. Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon.
No transfer of this Certificate shall be made unless an effective registration statement under the Securities Act of 1933, an effective registration or qualification under applicable state transaction that does not require such registration or qualification.
the transfer is made pursuant to as amended (the "1933 Act"), and securities laws, or is made in a In the event that such a transfer
of this Certificate is to be made without registration or qualification, the Securities Administrator shall require receipt of (i) if such transfer is purportedly being made (a) in reliance upon Rule 144A under the 1933 Act or (b) to a transferee that is an "Institutional Accredited Investor" within the meaning of Rule 501(a)(1), (2), (3) or (7) of Regulation D under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder's prospective transferee, substantially in the forms attached to the Agreement as Exhibit F-1 or F-2, as applicable, and (ii) if requested by the Securities Administrator, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Seller, the Trustee, the Securities Administrator or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder's prospective transferee upon which such Opinion of Counsel is based. None of the Seller, the Securities Administrator or the Trustee is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Securities Administrator, the Seller and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws. No transfer of this Class II-B-[4][5][6] Certificate will be made unless the Securities Administrator has received either (i) opinion of counsel for the benefit of the Trustee, Master Servicer and the Securities Administrator and which they may rely which is satisfactory to the Securities Administrator that the purchase of this certificate is permissible under local law, will not constitute or result in a non-exempt prohibited transaction under Section 406 of the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), and Section 4975 of the Internal Revenue Code, as amended (the "Code"), and will not subject the Master Servicer, the Trustee or the Securities Administrator to any obligation or liability in addition to those undertaken in the Agreement or (ii) a representation letter stating that the transferee is not acquiring directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement that is subject to Title I of ERISA, and/or Section 4975 of the Code (each, a "Plan"), or by a person using "plan assets" of a Plan. This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the "Certificates"). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that neither the Securities Administrator nor the Trustee is liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator. The Agreement permits, with certain exceptions therein provided: (i) the amendment thereof and of the Servicing Agreement and the modification of the rights and obligations of the Seller, the Master Servicer, the Securities Administrator and the Trustee and the rights of the Certificateholders under the Agreement from time to time by EMC, the Seller, the Master Servicer, the Securities Administrator and the Trustee, and (ii) the amendment thereof and of the Servicing Agreement by the Master Servicer and the Trustee with the consent of the Holders of Certificates, evidencing Fractional Undivided Interests aggregating not less than 51% of the Trust Fund (or in certain cases, Holders of Certificates of affected Classes evidencing such percentage of the Fractional Undivided Interests thereof). Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof and of the Servicing Agreement in certain limited circumstances, without the consent of the Holders of any of the Certificates. As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Fractional Undivided Interest will be issued to the designated transferee. The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Fractional Undivided Interest, as requested by the Holder surrendering the same. No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Seller, the Master Servicer, the Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Seller, the Master Servicer, the Trustee, the Securities Administrator or any such agent shall be affected by notice to the contrary.
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only if (i) the Scheduled Principal Balance of the Mortgage Loans at the time of any such repurchase is less than 10% of the Cut-off Date Balance for Loan Group II or (ii) the Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has determined that the REMIC status of any REMIC under the Agreement has been lost or that a substantial risk exists that such REMIC status will be lost for the then-current taxable year. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the expiration of 21 years after the death of certain persons identified in the Agreement. Unless this Certificate has been countersigned by an authorized signatory of the
Securities Administrator by manual signature, this under the Agreement, or be valid for any purpose.
Certificate
shall not be
entitled to any benefit
WHEREOF,
the
Securities
Administrator
has caused this
Certificate to be
WELLS FARGO BANK, NATIONAL ASSOCIATION Not in its individual capacity but solely as Securities Administrator By:_________________________________________ Authorized Signatory CERTIFICATE OF AUTHENTICATION
This is within-mentioned Agreement.
one
of
the
Class
II-B-[4][5][6]
Certificates
referred
to
in
the
WELLS FARGO BANK, NATIONAL ASSOCIATION Authorized signatory of Wells Fargo Bank, National Association, not in its individual capacity but solely as Securities Administrator By:__________________________________________ Authorized Signatory ASSIGNMENT FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Fractional Undivided Interest evidenced by the within Mortgage Pass-Through Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund. denomination address: I (We) further direct the Certificate Registrar to issue a new Certificate of a like and Class, to the above named assignee and deliver such Certificate to the following
EXHIBIT A-13 FORM OF CLASS II-XP CERTIFICATE THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT ("RULE 144A") TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A "QIB"), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A OR (2) IN CERTIFICATED FORM TO AN "INSTITUTIONAL ACCREDITED INVESTOR" WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE SECURITIES ADMINISTRATOR THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION.
THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT THAT IS SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), AND/OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE") (EACH, A "PLAN"), OR BY A PERSON USING "PLAN ASSETS" OF A PLAN, UNLESS THE PROPOSED TRANSFEREE PROVIDES THE SECURITIES ADMINISTRATOR WITH AN OPINION OF COUNSEL FOR THE BENEFIT OF THE TRUSTEE, MASTER SERVICER AND THE SECURITIES ADMINISTRATOR AND ON WHICH THEY MAY RELY WHICH IS SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT THE PURCHASE OF THIS CERTIFICATE IS PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION UNDER SECTION 406 OF ERISA OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE MASTER SERVICER, THE
TRUSTEE OR THE SECURITIES IN THE AGREEMENT.
ADMINISTRATOR
TO ANY
OBLIGATION OR LIABILITY IN ADDITION TO THOSE
UNDERTAKEN
Certificate No.1
Class II-XP Senior
Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $0
Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $0
CUSIP: ___________
Assumed Final Distribution Date: April 25, 2035
BEAR STEARNS ALT-A TRUST 2006-3 MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2006-3 evidencing a fractional undivided interest in the distributions allocable to the Class II-XP Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable interest rate mortgage loans secured by first liens on one-to-four family residential properties and sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("SAMI II"), the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by SAMI II, the Master Servicer or the Trustee or any of their affiliates or any other person. None of SAMI II, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
This certifies that Bear, Stearns Securities Corp. is the registered owner of the Fractional Undivided Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the "Trust Fund") primarily consisting of conventional adjustable rate mortgage loans secured by first liens on one- to four- family residential properties (collectively, the "Mortgage Loans") sold by SAMI II. The Mortgage Loans were sold by EMC Mortgage Corporation ("EMC") to SAMI II. Wells Fargo Bank, National Association ("Wells Fargo") will act as master servicer of the Mortgage Loans (the "Master Servicer," which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement"), among SAMI II, as depositor (the "Seller"), the Master Servicer, Wells Fargo, as securities administrator (the "Securities Administrator"), EMC Mortgage Corporation and U.S. Bank National Association, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of the related Distribution Date, an amount equal to the product of the Fractional Undivided Interest evidenced by this Certificate and the amount required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date on which the Certificate Principal Balance of this Class of Certificates will be reduced to zero. Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon.
No transfer of this
Certificate
shall be made unless the transfer is made
pursuant to
an effective registration statement under the Securities Act of 1933, as amended (the "1933 Act"), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Securities Administrator shall require receipt of (i) if such transfer is purportedly being made (a) in reliance upon Rule 144A under the 1933 Act or (b) to a transferee that is an "Institutional Accredited Investor" within the meaning of Rule 501(a)(1), (2), (3) or (7) of Regulation D under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder's prospective transferee, substantially in the forms attached to the Agreement as Exhibit F-1 or F-2, as applicable, and (ii) if requested by the Securities Administrator, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Seller, the Trustee, the Securities Administrator or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder's prospective transferee upon which such Opinion of Counsel is based. None of the Seller, the Securities Administrator or the Trustee is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Securities Administrator, the Seller and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws. No transfer of this Class II-XP Certificate will be made unless the Securities Administrator has received either (i) opinion of counsel for the benefit of the Trustee, Master Servicer and the Securities Administrator and which they may rely which is satisfactory to the Securities Administrator that the purchase of this certificate is permissible under local law, will not constitute or result in a non-exempt prohibited transaction under Section 406 of the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), and Section 4975 of the Internal Revenue Code, as amended (the "Code"), and will not subject the Master Servicer, the Trustee or the Securities Administrator to any obligation or liability in addition to those undertaken in the Agreement or (ii) a representation letter stating that the transferee is not acquiring directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement that is subject to Title I of ERISA, and/or Section 4975 of the Code (each, a "Plan"), or by a person using "plan assets" of a Plan. This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the "Certificates"). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that neither the Securities Administrator nor the Trustee is liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator. The Agreement permits, with certain exceptions therein provided: (i) the amendment thereof and of the Servicing Agreements and the modification of the rights and obligations of the Seller, the Master Servicer, the Securities Administrator and the Trustee and the rights of the Certificateholders under the Agreement from time to time by EMC, the Seller, the Master Servicer, the Securities Administrator and the Trustee, and (ii) the amendment thereof and of the Servicing Agreements by the Master Servicer and the Trustee with the consent of the Holders of Certificates, evidencing Fractional Undivided Interests aggregating not less than 51% of the Trust Fund (or in certain cases, Holders of Certificates of affected Classes evidencing such percentage of the Fractional Undivided Interests thereof). Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof and of the Servicing Agreements in certain limited circumstances, without the consent of the Holders of any of the Certificates. As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Fractional Undivided Interest will be issued to the designated transferee. The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Fractional Undivided Interest, as requested by the Holder surrendering the same. No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Seller, the Master Servicer, the Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Seller, the Master Servicer, the Trustee, the Securities Administrator or any such agent shall be affected by notice to the contrary.
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only if (i) the Scheduled Principal Balance of the Mortgage Loans at the time of any such repurchase is less than 10% of the Cut-off Date Balance for Loan Group II or (ii) the Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has determined that the REMIC status of any REMIC under the Agreement has been lost or that a substantial risk exists that such REMIC status will be lost for the then-current taxable year. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the expiration of 21 years after the death of
certain persons identified in the Agreement. Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose. IN WITNESS duly executed. Dated: April 28, 2006 WELLS FARGO BANK, NATIONAL ASSOCIATION Not in its individual capacity but solely as Trustee By:_________________________________________ Authorized Signatory CERTIFICATE OF AUTHENTICATION This Agreement. WELLS FARGO BANK, NATIONAL ASSOCIATION Authorized signatory of Wells Fargo Bank, National Association, not in its individual capacity but solely as Securities Administrator By:__________________________________________ Authorized Signatory is one of the Class II-XP Certificates referred to in the within-mentioned WHEREOF, the Securities Administrator has caused this Certificate to be
EXHIBIT A-14 FORM OF CLASS III-A CERTIFICATE SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"). THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR NAMED HEREIN. UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SECURITIES ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.
Certificate No. 1
Class III-A Senior
CUSIP: __________
BEAR STEARNS ALT-A TRUST 2006-3 MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2006-3 evidencing a fractional undivided interest in the distributions allocable to the Class III-A Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable interest rate mortgage loans secured by first liens on one-to-four family residential properties and sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("SAMI II"), the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by SAMI II, the Master Servicer or the Trustee or any of their affiliates or any other person. None of SAMI II, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
This certifies that Cede & Co. is the registered owner of the Fractional Undivided Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the "Trust Fund") primarily consisting of conventional adjustable rate mortgage loans secured by first liens on one- to four- family residential properties (collectively, the "Mortgage Loans") sold by SAMI II. The Mortgage Loans were sold by EMC Mortgage Corporation ("EMC") to SAMI II. Wells Fargo Bank, National Association ("Wells Fargo") will act as master servicer of the Mortgage Loans (the "Master Servicer," which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement"), among SAMI II, as depositor (the "Seller"), the Master Servicer, Wells Fargo, as securities administrator (the "Securities Administrator"), EMC Mortgage Corporation and U.S. Bank National Association, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound. Interest on this Certificate will accrue during the period from and including the preceding Distribution Date (as hereinafter defined) (or in the case of the first Distribution Date, from the Closing Date) to and including the day prior to the current Distribution Date on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth in the Agreement. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding the related Distribution Date so long as such Certificate remains in book-entry form (and otherwise, the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date), an amount equal to the product of the Fractional Undivided Interest evidenced by this Certificate and the amount (of interest, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date on which the Certificate Principal Balance of this Class of Certificates will be reduced to zero. Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon. This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the "Certificates"). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that neither the Securities Administrator nor the Trustee is liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator. The Agreement permits, with certain exceptions therein provided: (i) the amendment thereof and of the Servicing Agreements and the modification of the rights and obligations of the Seller, the Master Servicer, the Securities Administrator and the Trustee and the rights of the Certificateholders under the Agreement from time to time by EMC, the Seller, the Master Servicer, the Securities Administrator and the Trustee, and (ii) the amendment thereof and of the Servicing Agreements by the Master Servicer and the Trustee with the consent of the Holders of Certificates, evidencing Fractional Undivided Interests aggregating not less than 51% of the Trust Fund (or in certain cases, Holders of Certificates of affected Classes evidencing such percentage of the Fractional Undivided Interests thereof). Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof and of the Servicing Agreements in certain limited circumstances, without the consent of the Holders of any of the Certificates. As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Fractional Undivided Interest will be issued to the designated transferee. The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Fractional Undivided Interest, as requested by the Holder surrendering the same. No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Seller, the Master Servicer, the Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Seller, the Master Servicer, the Trustee, the Securities Administrator or any such agent shall be affected by notice to the contrary. The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only if (i) the Scheduled Principal Balance of the Mortgage Loans at the time of any such repurchase is less than 10% of the sum of (x) the Cut-off Date Balance and (y) the Pre-Funded Amounts for Loan Group I or (ii) the Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has determined that the REMIC status of any REMIC under the Agreement has been lost or that a substantial risk exists that such REMIC status will be lost for the then-current taxable year. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the expiration of 21 years after the death of certain persons identified in the Agreement. Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
WHEREOF,
the
Securities
Administrator
has caused this
Certificate to be
This Agreement.
is
one
of the
Class
III-A
Certificates
referred
to in the
within-mentioned
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Fractional Undivided Interest evidenced by the within Mortgage Pass-Through Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund. denomination address: I (We) further direct the Certificate Registrar to issue a new Certificate of a like and Class, to the above named assignee and deliver such Certificate to the following
EXHIBIT A-15 FORM OF CLASS III-X CERTIFICATE SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SECURITIES ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.
Certificate No.1
_______%
Class III-X Senior
CUSIP: ____________
BEAR STEARNS ALT-A TRUST 2006-3 MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2006-3 evidencing a fractional undivided interest in the distributions allocable to the Class III-X Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable interest rate mortgage loans secured by first liens on one-to-four family residential properties and sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("SAMI II"), the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their
affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by SAMI II, the Master Servicer or the Trustee or any of their affiliates or any other person. None of SAMI II, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates. This certifies that Cede & Co. is the registered owner of the Fractional Undivided Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the "Trust Fund") primarily consisting of conventional adjustable rate mortgage loans secured by first liens on one- to four- family residential properties (collectively, the "Mortgage Loans") sold by SAMI II. The Mortgage Loans were sold by EMC Mortgage Corporation ("EMC") to SAMI II. Wells Fargo Bank, National Association ("Wells Fargo") will act as master servicer of the Mortgage Loans (the "Master Servicer," which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement"), among SAMI II, as depositor (the "Seller"), the Master Servicer, Wells Fargo, as securities administrator (the "Securities Administrator"), EMC Mortgage Corporation and JPMorgan Chase Bank, National Association, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound. Interest on this Certificate will accrue during the period from and including the preceding Distribution Date (as hereinafter defined) (or in the case of the first Distribution Date, from the Closing Date) to and including the day prior to the current Distribution Date on the Notional Amount hereof at a per annum rate equal to the Pass-Through Rate set forth above. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding the related Distribution Date so long as such Certificate remains in book-entry form (and otherwise, the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date), an amount equal to the product of the Fractional Undivided Interest evidenced by this Certificate and the amount (of interest, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date on which the Notional Amount of this Class of Certificates will be reduced to zero. Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice. The initial Notional Amount of this Certificate is set forth above. This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the "Certificates"). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that neither the Securities Administrator nor the Trustee is liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator. The Agreement permits, with certain exceptions therein provided: (i) the amendment thereof and of the Servicing Agreements and the modification of the rights and obligations of the Seller, the Master Servicer, the Securities Administrator and the Trustee and the rights of the Certificateholders under the Agreement from time to time by EMC, the Seller, the Master Servicer, the Securities Administrator and the Trustee, and (ii) the amendment thereof and of the Servicing Agreements by the Master Servicer and the Trustee with the consent of the Holders of Certificates, evidencing Fractional Undivided Interests aggregating not less than 51% of the Trust Fund (or in certain cases, Holders of Certificates of affected Classes evidencing such percentage of the Fractional Undivided Interests thereof). Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof and of the Servicing Agreements in certain limited circumstances, without the consent of the Holders of any of the Certificates. As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Fractional Undivided Interest will be issued to the designated transferee. The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Fractional Undivided Interest, as requested by the Holder surrendering the same. No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Seller, the Master Servicer, the Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Seller, the Master Servicer, the Trustee, the Securities Administrator or any such agent shall be affected by notice to the contrary. The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition
of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only if (i) the Scheduled Principal Balance of the Mortgage Loans at the time of any such repurchase is less than 10% of the Cut-off Date Balance for Loan Group II or (ii) the Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has determined that the REMIC status of any REMIC under the Agreement has been lost or that a substantial risk exists that such REMIC status will be lost for the then-current taxable year. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the expiration of 21 years after the death of certain persons identified in the Agreement. Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose. IN WITNESS duly executed. Dated: April 28, 2006 WHEREOF, the Securities Administrator has caused this Certificate to be but solely
WELLS FARGO BANK, NATIONAL ASSOCIATION not in its individual capacity as Securities Administrator
By:_________________________________________ Authorized Signatory CERTIFICATE OF AUTHENTICATION This Agreement. WELLS FARGO BANK, NATIONAL ASSOCIATION Authorized signatory of Wells Fargo Bank, National Association, not in its individual capacity but solely as Securities Administrator By:__________________________________________ Authorized Signatory is one of the Class III-X Certificates referred to in the within-mentioned
______________________________________________ Signature Guaranteed DISTRIBUTION INSTRUCTIONS The assignee should include the following for purposes of distribution: Distributions shall be made, by wire transfer or otherwise, in immediately available funds to _________________________________ for the account of _________________________ account number _____________, or, if mailed by check, to ______________________________. Applicable statements should be mailed to _____________________________________________. This information is provided by __________________, the assignee named above, or ________________________, as its agent.
EXHIBIT A-16 FORM OF CLASS III-B-[1][2][3] CERTIFICATE THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS II-A DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW). CERTIFICATES AS
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"). THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO AS DESCRIBED IN THE AGREEMENT. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR NAMED HEREIN. UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY
TRUST COMPANY TO THE SECURITIES ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.
OR AS TO IS
EACH BENEFICIAL OWNER OF A CLASS III-B-[1][2][3] CERTIFICATE OR ANY INTEREST THEREIN SHALL BE DEEMED TO HAVE REPRESENTED, BY VIRTUE OF ITS ACQUISITION OR HOLDING OF THAT CERTIFICATE OR INTEREST THEREIN, THAT EITHER (I) SUCH CERTIFICATE IS RATED AT LEAST "BBB-" OR ITS EQUIVALENT BY FITCH, S&P AND MOODY'S, (II) IT IS NOT A PLAN SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR SECTION 4975 OF THE CODE (EACH, A "PLAN") OR INVESTING WITH "PLAN ASSETS" OF ANY PLAN, OR (III) (1) IT IS AN INSURANCE COMPANY, (2) THE SOURCE OF FUNDS USED TO ACQUIRE OR HOLD THE CERTIFICATE OR INTEREST THEREIN IS AN "INSURANCE COMPANY GENERAL ACCOUNT," AS SUCH TERM IS DEFINED IN U.S. DEPARTMENT OF LABOR PROHIBITED TRANSACTION CLASS EXEMPTION ("PTCE") 95-60, AND (3) THE CONDITIONS IN SECTIONS I AND III OF PTCE 95-60 HAVE BEEN SATISFIED.
Certificate No.1
Class III-B-[1][2][3] Subordinate
CUSIP: ___________
BEAR STEARNS ALT-A TRUST 2006-3 MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2006-3 evidencing a fractional undivided interest in the distributions allocable to the Class III-B-[1][2][3] Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable interest rate mortgage loans secured by first liens on one-to-four family residential properties and sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("SAMI II"), the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by SAMI II, the Master Servicer or the Trustee or any of their affiliates or any other person. None of SAMI II, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
This certifies that Cede & Co. is the registered owner of the Fractional Undivided Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the "Trust Fund") primarily consisting of conventional adjustable rate mortgage loans secured by first liens on one- to four- family residential properties (collectively, the "Mortgage Loans") sold by SAMI II. The Mortgage Loans were sold by EMC Mortgage Corporation ("EMC") to SAMI II. Wells Fargo Bank, National Association ("Wells Fargo") will act as master servicer of the Mortgage Loans (the "Master Servicer," which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement"), among SAMI II, as depositor (the "Seller"), the Master Servicer, Wells Fargo, as securities administrator (the "Securities Administrator"), EMC Mortgage Corporation and U.S. Bank National Association, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound. Interest on this Certificate will accrue during the period from and including the preceding Distribution Date (as hereinafter defined) (or in the case of the first Distribution Date, from the Closing Date) to and including the day prior to the current Distribution Date on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth in the Agreement. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding the related
Distribution Date so long as such Certificate remains in book-entry form (and otherwise, the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date), an amount equal to the product of the Fractional Undivided Interest evidenced by this Certificate and the amount (of interest, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date on which the Certificate Principal Balance of this Class of Certificates will be reduced to zero. Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon and any Realized Losses allocable hereto. Each beneficial owner of a Class III-B-[1][2][3] Certificate or any interest therein shall be deemed to have represented, by virtue of its acquisition or holding of that Certificate or interest therein, that either (i) such Certificate is rated at least "BBB-" or its equivalent by Fitch, S&P and Moody's, (ii) it is not a plan subject to Title I of the Employee Retirement Investment Security Act of 1974, as amended, or Section 4975 of the Code (each, a "Plan") or investing with "plan assets" of any Plan, or (iii)(1) it is an insurance company, (2) the source of funds used to acquire or hold the Certificate or interest therein is an "insurance company general account," as such term is defined in U.S. Department of Labor Prohibited Transaction Class Exemption ("PTCE") 95-60, and (3) the conditions in Sections I and III of PTCE 95-60 have been satisfied.
No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Seller, the Master Servicer, the Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Seller, the Master Servicer, the Trustee, the Securities Administrator or any such agent shall be affected by notice to the contrary. The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only if (i) the Scheduled Principal Balance of the Mortgage Loans at the time of any such repurchase is less than 10% of the sum of (x) the Cut-off Date Balance and (y) the Pre-Funded Amounts for Loan Group II or (ii) the Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has determined that the REMIC status of any REMIC under the Agreement has been lost or that a substantial risk exists that such REMIC status will be lost for the then-current taxable year. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the expiration of 21 years after the death of certain persons identified in the Agreement. Securities Unless this Certificate has been countersigned by an authorized signatory of the Administrator by manual signature, this Certificate shall not be entitled to any benefit
under the Agreement, or be valid for any purpose.
WHEREOF,
the
Securities
Administrator
has caused this
Certificate to be
WELLS FARGO BANK, NATIONAL ASSOCIATION not in its individual capacity but solely as Securities Administrator By: Authorized Signatory CERTIFICATE OF AUTHENTICATION
This is one within-mentioned Agreement.
of
the
Class
III-B-[1][2][3]
Certificates
referred
to
in
the
WELLS FARGO BANK, NATIONAL ASSOCIATION Authorized signatory of Wells Fargo Bank, National Association, not in its individual capacity but solely as Securities Administrator By: Authorized Signatory
EXHIBIT A-17 FORM OF CLASS III-B-[4][5][6] CERTIFICATE THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS III-A, CLASS III-B-1, CLASS III-B-2, CLASS III-B-3 CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW). SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE "CODE"). THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR NAMED HEREIN. THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT ("RULE 144A") TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A "QIB"), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A OR (2) IN CERTIFICATED FORM TO AN "INSTITUTIONAL ACCREDITED INVESTOR" WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE SECURITIES ADMINISTRATOR THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION.
Certificate No.1
Class III-B-[4][5][6] Senior
CUSIP: ____________
BEAR STEARNS ALT-A TRUST 2006-3 MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2006-3 evidencing a fractional undivided interest in the distributions allocable to the Class III-B-[4][5][6] Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable interest rate mortgage loans secured by first liens on one-to-four family residential properties and sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("SAMI II"), the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by SAMI II, the Master Servicer or the Trustee or any of their affiliates or any other person. None of SAMI II, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
This certifies that Bear, Stearns Securities Corp. is the registered owner of the Fractional Undivided Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the "Trust Fund") primarily consisting of conventional adjustable rate mortgage loans secured by first liens on one- to four- family residential properties (collectively, the "Mortgage Loans") sold by SAMI II. The Mortgage Loans were sold by EMC Mortgage Corporation ("EMC") to SAMI II. Wells Fargo Bank, National Association ("Wells Fargo") will act as master servicer of the Mortgage Loans (the "Master Servicer," which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement"), among SAMI II, as depositor (the "Seller"), the Master Servicer, Wells Fargo, as securities administrator (the "Securities Administrator"), EMC Mortgage Corporation and U.S. Bank National Association, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of the related Distribution Date, an amount equal to the product of the Fractional Undivided Interest evidenced by this Certificate and the amount required to be distributed to the
Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date on which the Certificate Principal Balance of this Class of Certificates will be reduced to zero. Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon.
No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the "1933 Act"), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Securities Administrator shall require receipt of (i) if such transfer is purportedly being made (a) in reliance upon Rule 144A under the 1933 Act or (b) to a transferee that is an "Institutional Accredited Investor" within the meaning of Rule 501(a)(1), (2), (3) or (7) of Regulation D under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder's prospective transferee, substantially in the forms attached to the Agreement as Exhibit F-1 or F-2, as applicable, and (ii) if requested by the Securities Administrator, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Seller, the Trustee, the Securities Administrator or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder's prospective transferee upon which such Opinion of Counsel is based. None of the Seller, the Securities Administrator or the Trustee is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Securities Administrator, the Seller and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws. No transfer of this Class III-B-[4][5][6] Certificate will be made unless the Securities Administrator has received either (i) opinion of counsel for the benefit of the Trustee, Master Servicer and the Securities Administrator and which they may rely which is satisfactory to the Securities Administrator that the purchase of this certificate is permissible under local law, will not constitute or result in a non-exempt prohibited transaction under Section 406 of the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), and Section 4975 of the Internal Revenue Code, as amended (the "Code"), and will not subject the Master Servicer, the Trustee or the Securities Administrator to any obligation or liability in addition to those undertaken in the Agreement or (ii) a representation letter stating that the transferee is not acquiring directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement that is subject to Title I of ERISA, and/or Section 4975 of the Code (each, a "Plan"), or by a person using "plan assets" of a Plan. This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the "Certificates"). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that neither the Securities Administrator nor the Trustee is liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator. The Agreement permits, with certain exceptions therein provided: (i) the amendment thereof and of the Servicing Agreement and the modification of the rights and obligations of the Seller, the Master Servicer, the Securities Administrator and the Trustee and the rights of the Certificateholders under the Agreement from time to time by EMC, the Seller, the Master Servicer, the Securities Administrator and the Trustee, and (ii) the amendment thereof and of the Servicing Agreement by the Master Servicer and the Trustee with the consent of the Holders of Certificates, evidencing Fractional Undivided Interests aggregating not less than 51% of the Trust Fund (or in certain cases, Holders of Certificates of affected Classes evidencing such percentage of the Fractional Undivided Interests thereof). Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof and of the Servicing Agreement in certain limited circumstances, without the consent of the Holders of any of the Certificates. As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Fractional Undivided Interest will be issued to the designated transferee. The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Fractional Undivided Interest, as requested by the Holder surrendering the same. No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Seller, the Master Servicer, the Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Seller, the Master Servicer, the Trustee, the Securities Administrator or any such agent shall be affected by notice to the
contrary.
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only if (i) the Scheduled Principal Balance of the Mortgage Loans at the time of any such repurchase is less than 10% of the sum of (x) the Cut-off Date Balance and (y) the Pre-Funded Amounts for Loan Group II or (ii) the Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has determined that the REMIC status of any REMIC under the Agreement has been lost or that a substantial risk exists that such REMIC status will be lost for the then-current taxable year. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the expiration of 21 years after the death of certain persons identified in the Agreement. Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
WHEREOF,
the
Securities
Administrator
has caused this
Certificate to be
WELLS FARGO BANK, NATIONAL ASSOCIATION Not in its individual capacity but solely as Securities Administrator By: Authorized Signatory CERTIFICATE OF AUTHENTICATION
This is one within-mentioned Agreement.
of
the
Class
III-B-[4][5][6]
Certificates
referred
to
in
the
WELLS FARGO BANK, NATIONAL ASSOCIATION Authorized signatory of Wells Fargo Bank, National Association, not in its individual capacity but solely as Securities Administrator By: Authorized Signatory
EXHIBIT B MORTGAGE LOAN SCHEDULE
MAIN_GROUP SUB_GROUP STATED_REM_TERM
CURRENT_BALANCE CURRENT_NET_COUPON LPMI
PAYMENT MSERV
STATED_ORIGINAL_TERM SERV_FEE
CURRENT_GROSS_COUPON CITY1 STATE ZIP_CODE PROPTYPE ORIGINAL_BALANCE FIRST_PAY_DATE LOAN_TO_VALUE MI MERS_ID1 MARGIN NEXT_RATE_ADJ_DATE1 MAX_RATE MIN_RATE PER_RATE_CAP LIEN BALLOON IO_FLAG IO_PERIOD PREPAY AMORT_TERM1 FIX_PER NEG_AM STATED_MAT PORTFOLIO GROUP III G02 1324800 8142 360 358 7.125 0 0 0.25 7.375 HENDERSON NV 89012 PUD 1324800 20060301 75.00 No MI 100016000000000000 2.25 20110201 12.375 0 2 First Lien Y 60 Prepay 360 60 N 20360201 CWHL GROUP III G02 717500 4633.854167 360 358 7.5 0 0 0.25 7.75 COCONUT GROVE FL 33133 Condominium 717500 20060301 73.97 No MI 100134000000000000 2.25 20110201 12.75 2 2 First Lien Y 60 No_PP 360 60 N 20360201 CWHL GROUP III G02 427000 2579.791667 360 358 7 0 0 0.25 7.25 SAN JOSE CA 95127 Single Family 427000 20060301 70.00 No MI 100134000000000000 2.25 20110201 12.25 2 2 First Lien Y 60 No_PP 360 60 N 20360201 CWHL GROUP III G02 3000000 19062.5 360 358 7.375 0 0 0.25 7.625 NEW YORK NY 10024 2-4 Family 3000000 20060301 61.29 No MI 100134000000000000 2.25 20110201 12.625 2 2 First Lien Y 60 No_PP 360 60 N 20360201 CWHL GROUP III G02 825000 5328.125 360 358 7.5 0 0 0.25 7.75 MANHATTAN BEACH CA 90266 2-4 Family 825000 20060301 75.00 No MI 100134000000000000 2.25 20110201 12.75 2 2 First Lien Y 60 No_PP 360 60 N 20360201 CWHL GROUP III G02 419170 2576.148958 360 357 7.125 0 0 0.25 7.375 MENTONE CA 92359 Single Family 419170 20060201 80.00 No MI 100051000000000000 2.25 20110101 12.375 2 2 First Lien Y 60 No_PP 360 60 N 20360101 CWHL GROUP III G02 432855 2660.254688 360 356 7.125 0 0 0.25 7.375 ELK GROVE CA 95624 Single Family 432855 20060101 80.00 No MI 100063000000000000 2.25 20101201 12.375 2 2 First Lien Y 60 No_PP 360 60 N 20351201 CWHL GROUP III G02 477600 3134.25 360 358 7.625 0 0 0.25 7.875 RANCHO SANTA MARGARITA CA 92679 PUD 477600 20060301 80.00 No MI 100016000000000000 2.25 20110201 12.875 2 2 First Lien Y 60 No_PP 360 60 N 20360201 CWHL GROUP III G02 4130000 24521.875 360 358 6.875 0 0 0.25 7.125 HENDERSON NV 89052 PUD 4130000 20060301 70.00 No MI 100134000000000000 2.25 20110201 12.125 2 2 First Lien Y 60 Prepay 360 60 N 20360201 CWHL GROUP III G02 440000 2658.333333 360 358 7 0 0 0.25 7.25 CAPE CORAL FL 33990 Single Family 440000 20060301 80.00 No MI 100016000000000000 2.25 20110201 12.25 2 2 First Lien Y 60 Prepay 360 60 N 20360201 CWHL GROUP III G02 1260000 7612.5 360 357 7 0 0 0.25 7.25 CALISTOGA CA 94515 Single Family 1260000 20060201 80.00 No MI 100134000000000000 2.25 20110101 12.25 2 2 First Lien Y 60 No_PP 360 60 N 20360101 CWHL GROUP III G02 443303.46 3028.86 360 358 7 0 0 0.25 7.25 SANTA CLARITA CA 91390 Single Family 444000 20060301 80.00 No MI 100016000000000000 2.25 20110201 12.25 2 2 First Lien N 0 No_PP 360 60 N 20360201 CWHL GROUP III G05 243000 1290.9375 360 359 6.125 0 0 0.25 6.375 BEAUMONT CA 92223 PUD 243000 20060401 77.20 No MI 100016000000000000 2.25 20160301 11.375 2 2 First Lien Y 120 Prepay 360 120 N 20360301 CWHL GROUP III G02 162400 998.0833333 360 359 7.125 0 0 0.25 7.375 FT LAUDERDALE FL 33308 Condominium 162400 20060401 80.00 No MI 100016000000000000 2.25 20110301 12.375 2 2 First Lien Y 60 Prepay 360 60 N 20360301 CWHL GROUP III G03 302999 1672.806979 360 359 6.375 0 0 0.25 6.625 SAN JOSE CA 95125 Single Family 302999 20060401 40.40 No MI 100016000000000000 2.25 20130301 11.625 2 2 First Lien Y 84 No_PP 360 84 N 20360301 CWHL GROUP III G01 242200 958.7083333 360 358 4.5 0 0 0.25 4.75 SAN MARCOS CA 92078 PUD 242200 20060301 40.37 No MI 100016000000000000 2.25 20110201 9.75 2 2 First Lien Y 60 No_PP 360 60 N 20360201 CWHL GROUP III G03 277555.79 1445.603073 360 359 6 0 0 0.25
6.25 SACRAMENTO 277600 20060401 2.25 20130301 Y 84 Prepay GROUP III G01 359 7.5 LAS VEGAS 166320 20060401 2.25 20110301 Y 60 Prepay GROUP III G05 359 6.25 BRADENTON 226600 20060401 2.25 20160301 Y 120 Prepay GROUP III G02 359 6.625 WINTER GARDEN 348749 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 359 7 SKOKIE 302400 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 5.75 SHINGLE SPRINGS 400000 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 359 6.375 NORTH HIGHLANDS 224000 20060401 2.25 20160301 Y 120 No_PP GROUP III G01 358 7.625 MURRIETA 409272 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 359 5.875 QUEEN CREEK 222400 20060401 2.25 20130301 Y 84 Prepay GROUP III G03 359 6.875 SALINAS 275000 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 359 5.875 ANTELOPE 300800 20060401 2.25 20110301 Y 60 Prepay GROUP III G05 359 7.5 CARSON CITY 376000 20060401 2.25 20160301 Y 120 No_PP GROUP III G04 359 6.625 BELLEVUE 140800 20060401 2.25 20130301 Y 84 Prepay GROUP III G03 359 6.25 DENVER 207500 20060401 2.25 20130301 N 0 Prepay GROUP III G05 359 6.5 ANTELOPE 298500 20060401 2.25 20160301 Y 120 No_PP GROUP III G01 359 6.875 MARICOPA 177111 20060401 2.25 20110301 Y 60 No_PP GROUP III G02 359 7 ROUND ROCK 173850 20060401 2.25 20110301 Y 60 Prepay GROUP III G05 359 6.5 LUCASVILLE
CA 80.00 11.25 360 7.25 NV 80.00 12.5 360 6 FL 80.00 11.25 360 6.375 FL 80.00 11.625 360 6.75 IL 80.00 12 360 5.5 CA 61.54 10.75 360 6.125 CA 80.00 11.375 360 7.375 CA 80.00 12.625 360 5.625 AZ 80.00 10.875 360 6.625 CA 44.57 11.875 360 5.625 CA 80.00 10.875 360 7.25 NV 80.00 12.5 360 6.375 WA 80.00 11.625 360 6 CO 59.71 11.25 360 6.25 CA 75.00 11.5 360 6.625 AZ 80.00 11.875 360 6.75 TX 95.00 12 360 6.25 OH
100016000000000000 First Lien 84 N 20360301 CWHL 166320 1039.5 360 0 0 0.25 89113 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 226496.31 1179.668281 360 0 0 0.25 34205 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 348749 1925.385104 360 0 0 0.25 34787 PUD No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 302400 1764 360 0 0 0.25 60077 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 400000 1916.666667 360 0 0 0.25 95682 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 224000 1190 360 0 0 0.25 95660 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 409272 2600.5825 360 0 0 0.25 92563 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 222400 1088.833333 360 0 0 0.25 85242 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 275000 1575.520833 360 0 0 0.25 93901 Single Family No MI 100134000000000000 2 2 First Lien 84 N 20360301 CWHL 300800 1472.666667 360 0 0 0.25 95843 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 376000 2350 360 0 0 0.25 89704 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 140800 777.3333333 360 0 0 0.25 98005 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 207303.12 1277.61 360 0 0 0.25 80218 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 298500 1616.875 360 0 0 0.25 95843 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 177111 1014.698438 360 0 0 0.25 85239 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 173850 1014.125 360 0 0 0.25 78681 PUD Radian Guaranty 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 123638.13 782.18 360 0 0 0.25 45648 Single Family 2
95818 No MI 2
Single Family N
123750 20060401 2.25 20160301 N 0 Prepay GROUP III G01 359 6.25 LANCASTER 200100 20060401 2.25 20110301 N 0 No_PP GROUP III G01 359 5.25 WOODBURY HEIGHTS 137100 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 6.125 TACOMA 205600 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 359 6.375 OAKLAND 420000 20060401 2.25 20130301 Y 84 Prepay GROUP III G03 358 6.625 VALLEJO 376000 20060301 2.25 20130201 Y 84 Prepay GROUP III G01 359 7.625 WEST PALM BEACH 116000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 5.75 COEUR D ALENE 182560 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 359 6.875 PALM SPRINGS 75000 20060401 2.25 20160301 Y 120 Prepay GROUP III G01 359 6.5 CHANDLER 265000 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 359 6.5 OAKDALE 210000 20060401 2.25 20160301 Y 120 Prepay GROUP III G01 359 6.25 MODESTO 192500 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 359 6.5 RENO 216000 20060401 2.25 20160301 Y 120 No_PP GROUP III G02 359 7 VENTURA 324000 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 359 6.625 ROSEVILLE 199960 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 5.75 SAN DIEGO 417000 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 359 6.5 KENMORE 322400 20060401 2.25 20160301 Y 120 Prepay GROUP III G01 359 6.5 FEDERAL WAY 146350 20060401
75.00 11.5 360 6 KY 66.70 11.25 360 5 NJ 60.13 10.25 360 5.875 WA 80.00 11.125 360 6.125 CA 68.85 11.375 360 6.375 CA 80.00 11.625 360 7.375 FL 80.00 12.625 360 5.5 ID 80.00 10.75 360 6.625 CA 33.33 11.875 360 6.25 AZ 57.61 11.5 360 6.25 CA 58.33 11.5 360 6 CA 62.50 11.25 360 6.25 NV 80.00 11.5 360 6.75 CA 80.00 12 360 6.375 CA 80.00 11.625 360 5.5 CA 70.68 10.75 360 6.25 WA 80.00 11.5 360 6.25 WA 79.99
No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 199910.14 1232.05 360 0 0 0.25 40444 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 137100 599.8125 360 0 0 0.25 8097 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 205600 1049.416667 360 0 0 0.25 98445 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 420000 2231.25 360 0 0 0.25 94601 2-4 Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 375999.83 2075.832395 360 0 0 0.25 94591 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 116000 737.0833333 360 0 0 0.25 33401 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 181916.26 871.6820792 360 0 0 0.25 83815 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 75000 429.6875 360 0 0 0.25 92262 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 265000 1435.416667 360 0 0 0.25 85224 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 210000 1137.5 360 0 0 0.25 95361 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 192500 1002.604167 360 0 0 0.25 95351 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 216000 1170 360 0 0 0.25 89506 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 323999.88 1889.9993 360 0 0 0.25 93001 Condominium No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 199960 1103.945833 360 0 0 0.25 95678 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 417000 1998.125 360 0 0 0.25 92116 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 319458.24 1730.3988 360 0 0 0.25 98028 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 146350 792.7291667 360 0 0 0.25 98023 Condominium No MI 100016000000000000
2.25 Y
60 GROUP III
20110301 No_PP G01
11.5 360 5.875 CA 68.00 11.125 360 6.125 CA 69.88 11.375 360 6 AZ 54.10 11.25 360 5.625 OH 80.00 10.875 360 7.125 FL 80.00 12.375 360 7.25 FL 80.00 12.5 360 6.375 ID 61.81 11.625 360 5.75 ID 80.00 11 360 5.5 NY 54.93 10.75 360 7.25 IL 80.00 12.5 360 6 CA 75.00 11.25 360 5.75 MD 80.00 11 360 6 NV 80.00 11.25 360 5.875 NV 23.53 11.125 360 5.875 NV 80.00 11.125 360 4.25 CA 80.00 9.5 360 7.125 AZ 80.00 12.375
359 6.125 VICTORVILLE 170000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 6.375 STOCKTON 225000 20060401 2.25 20110301 Y 60 Prepay GROUP III G05 359 6.25 GLENDALE 257500 20060401 2.25 20160301 Y 120 No_PP GROUP III G01 359 5.875 WASHINGTON TOWNSHIP 394400 20060401 2.25 20110301 Y 60 No_PP GROUP III G02 359 7.375 HOMESTEAD 132000 20060401 2.25 20110301 Y 60 Prepay GROUP III G02 359 7.5 ORLANDO 397344 20060401 2.25 20110301 Y 60 Prepay GROUP III G05 359 6.625 NAMPA 111250 20060401 2.25 20160301 Y 120 No_PP GROUP III G01 359 6 BOISE 129200 20060401 2.25 20110301 Y 60 No_PP GROUP III G03 359 5.75 PORT JEFFERSON STATION 225200 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 359 7.5 CHICAGO 160000 20060401 2.25 20110301 Y 60 No_PP GROUP III G03 359 6.25 APPLE VALLEY 225000 20060401 2.25 20130301 Y 84 No_PP GROUP III G03 358 6 HYATTSVILLE 280000 20060301 2.25 20130201 Y 84 No_PP GROUP III G04 359 6.25 HENDERSON 225200 20060401 2.25 20130301 Y 84 Prepay GROUP III G01 359 6.125 SPARKS 400000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 6.125 FERNLEY 165600 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 4.5 WHITTIER 340000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 7.375 PHOENIX 231120 20060401 2.25 20110301
2 2 First Lien 60 N 20360301 CWHL 169867.71 867.0331031 360 0 0 0.25 92394 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 225000 1195.3125 360 0 0 0.25 95201 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 257500 1341.145833 360 0 0 0.25 85310 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 394400 1930.916667 360 0 0 0.25 45458 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 132000 811.25 360 0 0 0.25 33034 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 397344 2483.4 360 0 0 0.25 32814 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 111250 614.1927083 360 0 0 0.25 83686 2-4 Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 129200 646 360 0 0 0.25 83713 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 225200 1079.083333 360 0 0 0.25 11776 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 160000 1000 360 0 0 0.25 60640 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 225000 1171.875 360 0 0 0.25 92307 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 280000 1400 360 0 0 0.25 20783 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 225200 1172.916667 360 0 0 0.25 89015 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 400000 2041.666667 360 0 0 0.25 89436 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 165523.47 844.8593781 360 0 0 0.25 89408 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 340000 1275 360 0 0 0.25 90604 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 231120 1420.425 360 0 0 0.25 85054 Condominium No MI 100134000000000000 2 2 First Lien
60 GROUP III 358 6.625 WINDERMERE 398400 2.25 Y 60 GROUP III 359 7.375 LAS VEGAS 206300 2.25 Y 60 GROUP III 359 7.25 GUFFEY 228000 2.25 Y 60 GROUP III 359 7.25 BAKERSFIELD 216600 2.25 Y 60 GROUP III 359 6.875 STOCKTON 195000 2.25 Y 60 GROUP III 359 6.875 WATSONVILLE 650000 2.25 Y 60 GROUP III 359 6.875 RIVERSIDE 212000 2.25 Y 60 GROUP III 359 6.125 DEATSVILLE 103200 2.25 Y 60 GROUP III 359 5.375 CHICAGO 141600 2.25 N 0 GROUP III 359 5.75 LAS VEGAS 242000 2.25 Y 60 GROUP III 359 5.75 RICHMOND 159200 2.25 Y 60 GROUP III 358 7 ATLANTA 95120 2.25 Y 60 GROUP III 359 7.25 ATLANTA 187760 2.25 Y 60 GROUP III 359 6.5 OXNARD 350000 2.25 Y 84 GROUP III 359 6.625 HOUSTON 211200 2.25 Y 60 GROUP III 359 6.875 MURRIETA 348000 2.25 Y 120 GROUP III 359 6 FOOTHILL RANCH 257520 2.25 Y 84
No_PP G01
360 6.375 FL 0
60 398400 0 34786 No MI
N PUD
20360301 2199.5 0.25 2
CWHL 360
20060301 20110201 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G03 20060401 20130301 Prepay G01 20060401 20110301 No_PP G05 20060401 20160301 Prepay G03 20060401 20130301 No_PP
80.00 11.625 360 7.125 NV 79.99 12.375 360 7 CO 75.00 12.25 360 7 CA 95.00 12.25 360 6.625 CA 75.00 11.875 360 6.625 CA 79.75 11.875 360 6.625 CA 80.00 11.875 360 5.875 AL 80.00 11.125 360 5.125 IL 80.00 10.375 360 5.5 NV 80.00 10.75 360 5.5 VA 80.00 10.75 360 6.75 GA 80.00 12 360 7 GA 80.00 12.25 360 6.25 CA 56.91 11.5 360 6.375 TX 80.00 11.625 360 6.625 CA 80.00 11.875 360 5.75 CA 80.00 11 360
100016000000000000 First Lien 20360201 CWHL 1267.885417 360 0 0 0.25 89123 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 228000 1377.5 360 0 0 0.25 80820 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 216600 1308.625 360 0 0 0.25 93307 PUD Radian Guaranty 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 195000 1117.1875 360 0 0 0.25 95206 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 650000 3723.958333 360 0 0 0.25 95076 2-4 Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 212000 1214.583333 360 0 0 0.25 92501 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 103200 526.75 360 0 0 0.25 36022 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 141441.33 792.92 360 0 0 0.25 60615 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 242000 1159.583333 360 0 0 0.25 89122 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 159200 762.8333333 360 0 0 0.25 23227 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 95120 554.8666667 360 0 0 0.25 30324 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 187750 1134.322917 360 0 0 0.25 30363 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 350000 1895.833333 360 0 0 0.25 93035 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 211200 1166 360 0 0 0.25 77008 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 348000 1993.75 360 0 0 0.25 92562 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 257520 1287.6 360 0 0 0.25 92610 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 2 60 206300 N
GROUP III G01 359 5.875 EVERETT 254600 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 5.875 SAN JOSE 365200 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 359 6.875 BURKE 400000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 6.375 CUMMING 180880 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 359 6.5 FISHERS HILL 173200 20060401 2.25 20160301 Y 120 No_PP GROUP III G01 359 7.25 SAINT FRANCIS 223200 20060401 2.875 20110301 Y 60 No_PP GROUP III G01 359 6.75 LA PINE 181500 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 359 6.5 TACOMA 385000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 5.625 INKSTER 56190 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 6.125 COMMERCE 96000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 6 VIRGINIA BEACH 168000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 5.875 LANCASTER 222000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 7.625 MONTESANO 140800 20060401 2.25 20110301 Y 60 No_PP GROUP III G02 359 7.5 PALM BAY 142200 20060401 2.25 20110301 Y 60 Prepay GROUP III G05 359 7.125 MELBOURNE 192000 20060401 2.25 20160301 Y 120 Prepay GROUP III G03 358 7.5 CITY OF COMMERCE 320000 20060301 2.25 20130201 Y 84 Prepay GROUP III G02 359 5.25 VICTORVILLE 224000 20060401 2.25 20110301 Y 60 Prepay GROUP III G01
254600 5.625 MA 55.35 360 10.875 0 0 2149 No MI
1246.479167 0.25 2-4 Family 2 N
360
80.00 360
76.63 360
80.00 360
80.00 360
90.00 360
68.75 360
70.00 360
90.00 360
80.00 360
80.00 360
73.51 360
80.00 360
90.00 360
80.00 360
80.00 360
78.60 360
100016000000000000 First Lien 20360301 CWHL 1787.958333 360 5.625 0 0 0.25 CA 95112 Condominium No MI 100016000000000000 10.875 2 2 First Lien 60 N 20360301 CWHL 400000 2291.666667 360 6.625 0 0 0.25 VA 22015 Single Family No MI 100016000000000000 11.875 2 2 First Lien 60 N 20360301 CWHL 180880 960.925 360 6.125 0 0 0.25 GA 30041 PUD No MI 100016000000000000 11.375 2 2 First Lien 60 N 20360301 CWHL 173200 938.1666667 360 6.25 0 0 0.25 VA 22626 Single Family No MI 100016000000000000 11.5 2 2 First Lien 120 N 20360301 CWHL 223200 1348.5 360 6.51 0.49 0 0.25 MN 55070 Single Family Republic MIC 100016000000000000 12.25 2 2 First Lien 60 N 20360301 CWHL 181500 1020.9375 360 6.5 0 0 0.25 OR 97739 Single Family No MI 100016000000000000 11.75 2.135 2 First Lien 60 N 20360301 CWHL 385000 2085.416667 360 6.25 0 0 0.25 WA 98406 Single Family No MI 100016000000000000 11.5 2 2 First Lien 60 N 20360301 CWHL 56190 263.390625 360 5.375 0 0 0.25 MI 48141 Single Family Republic MIC 100016000000000000 10.625 2 2 First Lien 60 N 20360301 CWHL 96000 490 360 5.875 0 0 0.25 GA 30529 Single Family No MI 100016000000000000 11.125 2 2 First Lien 60 N 20360201 CWHL 168000 840 360 5.75 0 0 0.25 VA 23454 Single Family No MI 100016000000000000 11 2 2 First Lien 60 N 20360301 CWHL 222000 1086.875 360 5.625 0 0 0.25 CA 93534 Single Family No MI 100016000000000000 10.875 2 2 First Lien 60 N 20360301 CWHL 140800 894.6666667 360 7.375 0 0 0.25 WA 98563 2-4 Family No MI 100016000000000000 12.625 2 2 First Lien 60 N 20360301 CWHL 142200 888.75 360 7.25 0 0 0.25 FL 32907 Single Family United Guaranty 100134000000000000 12.5 2 2 First Lien 60 N 20360301 CWHL 192000 1140 360 6.875 0 0 0.25 FL 32940 Single Family No MI 100016000000000000 12.125 2 2 First Lien 120 N 20360301 CWHL 320000 2000 360 7.25 0 0 0.25 CA 90040 Single Family No MI 100016000000000000 12.5 2 2 First Lien 84 N 20360201 CWHL 223950 979.78125 360 5 0 0 0.25 CA 92395 Single Family No MI 100016000000000000 10.25 2 2 First Lien 60 N 20360301 CWHL 275919.41 1178.405814 360 2 60 365200
359 5.125 ARLINGTON 275920 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 6.875 LANHAM 299200 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 359 7.25 SOUTH JORDAN 184800 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 7.375 POWDER SPRINGS 316000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 5.875 FOREST LAKE 192500 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 6 UNIVERSITY HEIGHTS 171000 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 359 7 FAIRFIELD 102000 20060401 2.25 20160301 Y 120 No_PP GROUP III G01 359 6.375 LINO LAKES 399999 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 6.375 FOUNTAIN VALLEY 290000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 7.25 ORLANDO 180000 20060401 2.25 20110301 Y 60 Prepay GROUP III G03 359 6.5 GREENWOOD 95200 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 358 5.375 CINCINNATI 101600 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 7.125 LAWRENCE 223200 20060301 2.25 20110201 Y 60 No_PP GROUP III G02 359 6 ORLANDO 167120 20060401 2.25 20110301 Y 60 Prepay GROUP III G03 359 6.75 MENIFEE 350400 20060401 2.25 20130301 Y 84 Prepay GROUP III G03 359 6.25 LYNWOOD 255920 20060401 2.25 20130301 Y 84 Prepay GROUP III G03 359 7.5 LEHIGH ACRES 191920 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 359
4.875 VA 80.00 10.125 360 6.625 MD 80.00 11.875 360 7 UT 80.00 12.25 360 7.125 GA 80.00 12.375 360 5.625 MN 71.30 10.875 360 5.75 OH 78.44 11 360 6.75 OH 57.63 12 360 6.125 MN 71.63 11.375 360 6.125 CA 38.01 11.375 360 7 FL 90.00 12.25 360 6.25 IN 80.00 11.5 360 5.125 OH 80.00 10.375 360 6.875 MA 80.00 12.125 360 5.75 FL 80.00 11 360 6.5 CA 80.00 11.75 360 6 CA 80.00 11.25 360 7.25 FL 80.00 12.5 360 5.75
0 2
100016000000000000 First Lien 60 N 20360301 CWHL 299200 1714.166667 360 0 0 0.25 20706 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 184800 1116.5 360 0 0 0.25 84095 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 316000 1942.083333 360 0 0 0.25 30127 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 192500 942.4479167 360 0 0 0.25 55025 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 171000 855 360 0 0 0.25 44118 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 102000 595 360 0 0 0.25 45014 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 399999 2124.994688 360 0 0 0.25 55038 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 290000 1540.625 360 0 0 0.25 92708 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 180000 1087.5 360 0 0 0.25 32807 Single Family United Guaranty 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 95200 515.6666667 360 0 0 0.25 46143 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 101600 455.0833333 360 0 0 0.25 45233 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 223200 1325.25 360 0 0 0.25 1843 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 167120 835.6 360 0 0 0.25 32821 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 350400 1971 360 0 0 0.25 92584 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 255920 1332.916667 360 0 0 0.25 90262 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 191920 1199.5 360 0 0 0.25 33971 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 204000 1020 360 0 0 0.25 2
0 22206 No MI
0.25 Condominium N
6 GLENDALE HEIGHTS 204000 2.25 Y 60 GROUP III 359 5.875 WESTMINSTER 157600 2.25 Y 60 GROUP III 359 6.625 ORLANDO 218800 2.25 Y 120 GROUP III 359 6.625 OVIEDO 141600 2.25 Y 120 GROUP III 359 7.5 WINTER SPRINGS 122500 2.25 Y 60 GROUP III 359 6.75 OAKTON 376000 2.25 Y 60 GROUP III 359 6.75 PALM SPRINGS 342000 2.25 Y 84 GROUP III 359 7.375 ROSAMOND 184000 2.25 Y 60 GROUP III 358 6.375 NAVARRE 108000 2.25 N 0 GROUP III 359 5.875 CHAMPLIN 120000 2.25 N 0 GROUP III 358 5.875 BROOMFIELD 188000 2.25 Y 60 GROUP III 358 7.375 MARIETTA 412000 2.25 Y 60 GROUP III 359 6.875 WOODBRIDGE 266400 2.25 Y 60 GROUP III 359 7 CLEVELAND 50000 2.25 Y 120 GROUP III 359 7 PORTLAND 400000 2.25 Y 84 GROUP III 359 7.25 DES PLAINES 135000 2.75 N 0 GROUP III 359 6.75 CHICAGO 193520 2.25 Y 60 GROUP III 359 5.25 GLADSTONE
20060401 20110301 No_PP G01 20060401 20110301 Prepay G05 20060401 20160301 No_PP G05 20060401 20160301 Prepay G02 20060401 20110301 Prepay G01 20060401 20110301 No_PP G03 20060401 20130301 Prepay G01 20060401 20110301 No_PP G03 20060301 20130201 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G05 20060401 20160301 Prepay G03 20060401 20130301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01
80.00 360
80.00 360
80.00 360
80.00 360
70.00 360
80.00 360
60.00 360
80.00 360
72.00 360
52.17 360
80.00 360
80.00 360
80.00 360
45.45 360
76.70 360
90.00 360
80.00 360
60139 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 157600 771.5833333 360 5.625 0 0 0.25 CO 80021 Single Family No MI 100016000000000000 10.875 2 2 First Lien 60 N 20360301 CWHL 218800 1207.958333 360 6.375 0 0 0.25 FL 32821 Condominium No MI 100016000000000000 11.625 2 2 First Lien 120 N 20360301 CWHL 141600 781.75 360 6.375 0 0 0.25 FL 32765 Condominium No MI 100016000000000000 11.625 2 2 First Lien 120 N 20360301 CWHL 122500 765.625 360 7.25 0 0 0.25 FL 32708 Single Family No MI 100016000000000000 12.5 2 2 First Lien 60 N 20360301 CWHL 375894.25 2114.405156 360 6.5 0 0 0.25 VA 22124 PUD No MI 100016000000000000 11.75 2 2 First Lien 60 N 20360301 CWHL 342000 1923.75 360 6.5 0 0 0.25 CA 92264 Single Family No MI 100134000000000000 11.75 2 2 First Lien 84 N 20360301 CWHL 183999.83 1130.832289 360 7.125 0 0 0.25 CA 93560 Single Family No MI 100016000000000000 12.375 2 2 First Lien 60 N 20360301 CWHL 105849.04 673.78 360 6.125 0 0 0.25 OH 44662 Single Family No MI 100016000000000000 11.375 2 2 First Lien 84 N 20360201 CWHL 119877.65 709.85 360 5.625 0 0 0.25 MN 55316 Single Family No MI 100016000000000000 10.875 2 2 First Lien 60 N 20360301 CWHL 188000 920.4166667 360 5.625 0 0 0.25 CO 80020 Single Family No MI 100016000000000000 10.875 2 2 First Lien 60 N 20360201 CWHL 412000 2532.083333 360 7.125 0 0 0.25 GA 30068 Single Family No MI 100016000000000000 12.375 2 2 First Lien 60 N 20360201 CWHL 266400 1526.25 360 6.625 0 0 0.25 VA 22192 PUD No MI 100016000000000000 11.875 2 2 First Lien 60 N 20360301 CWHL 50000 291.6666667 360 6.75 0 0 0.25 OH 44119 Single Family No MI 100016000000000000 12 2 2 First Lien 120 N 20360301 CWHL 400000 2333.333333 360 6.75 0 0 0.25 OR 97266 PUD No MI 100016000000000000 12 2 2 First Lien 84 N 20360301 CWHL 134894.69 920.94 360 6.67 0.33 0 0.25 IL 60016 Condominium PMI 100016000000000000 12.25 2 2 First Lien 60 N 20360301 CWHL 193520 1088.55 360 6.5 0 0 0.25 IL 60615 Condominium No MI 100016000000000000 11.75 2.17 2 First Lien 60 N 20360301 CWHL 188799 825.995625 360 5 0 0 0.25 OR 97027 Single Family 11
IL
188799 2.25 Y 60 GROUP III 359 6.125 GLEN ELLYN 252000 2.25 Y 60 GROUP III 359 6.625 KISSIMMEE 316316 2.25 Y 60 GROUP III 359 5.875 MESA 215200 2.25 Y 60 GROUP III 358 7.25 HONOLULU 207200 2.25 Y 60 GROUP III 359 6.75 CHAGRIN FALLS 163200 2.25 Y 60 GROUP III 359 6.375 SEATTLE 208000 2.25 Y 120 GROUP III 359 7.25 LAS VEGAS 400000 2.25 Y 120 GROUP III 359 6.125 CHARLESTON 164800 2.25 Y 60 GROUP III 359 6.875 KISSIMMEE 335200 2.25 Y 84 GROUP III 359 6.25 SAN ANTONIO 99920 2.25 Y 60 GROUP III 359 7.625 MIAMI 203873 2.25 Y 120 GROUP III 359 6.75 VALLEY SPRINGS 400000 2.25 Y 60 GROUP III 359 7.625 SCOTTSDALE 380000 2.25 Y 60 GROUP III 359 6.625 BOTHELL 360000 2.25 Y 60 GROUP III 359 5.875 BONNEY LAKE 319950 2.25 Y 60 GROUP III 359 6.625 SEATTLE 360000 2.25 Y 60 GROUP III 359 6.625 TRAVERSE CITY 142000
20060401 20110301 No_PP G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G05 20060401 20160301 No_PP G05 20060401 20160301 No_PP G01 20060401 20110301 No_PP G03 20060401 20130301 No_PP G02 20060401 20110301 Prepay G05 20060401 20160301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401
80.00 10.25 360 5.875 IL 80.00 11.125 360 6.375 FL 95.00 11.625 360 5.625 AZ 80.00 10.875 360 7 HI 80.00 12.25 360 6.5 OH 80.00 11.75 360 6.125 WA 80.00 11.375 360 7 NV 72.73 12.25 360 5.875 SC 80.00 11.125 360 6.625 FL 80.00 11.875 360 6 TX 80.00 11.25 360 7.375 FL 89.12 12.625 360 6.5 CA 64.00 11.75 360 7.375 AZ 80.00 12.625 360 6.375 WA 80.00 11.625 360 5.625 WA 80.00 10.875 360 6.375 WA 80.00 11.625 360 6.375 MI 80.00
No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 252000 1286.25 360 0 0 0.25 60137 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 316316 1746.327917 360 0 0 0.25 34746 PUD Radian Guaranty 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 215200 1053.583333 360 0 0 0.25 85206 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 207200 1251.833333 360 0 0 0.25 96822 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 163200 918 360 0 0 0.25 44023 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 208000 1105 360 0 0 0.25 98118 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 400000 2416.666667 360 0 0 0.25 89104 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 164800 841.1666667 360 0 0 0.25 29492 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 335200 1920.416667 360 0 0 0.25 34744 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 99920 520.4166667 360 0 0 0.25 78253 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 203873 1295.443021 360 0 0 0.25 33143 Condominium Republic MIC 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 400000 2250 360 0 0 0.25 95252 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 380000 2414.583333 360 0 0 0.25 85254 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 360000 1987.5 360 0 0 0.25 98011 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 319950 1566.421875 360 0 0 0.25 98391 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 360000 1987.5 360 0 0 0.25 98115 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 142000 783.9583333 360 0 0 0.25 49684 Single Family No MI 100016000000000000
2.25 Y
60 GROUP III
20110301 No_PP G01 20060401 20110301 No_PP G05 20060401 20160301 Prepay G01 20060401 20110301 No_PP G05 20060401 20160301 Prepay G01 20060401 20110301 Prepay G03 20060401 20130301 Prepay G05 20060401 20160301 No_PP G03 20060401 20130301 No_PP G01 20060401 20110301 No_PP G03 20060401 20130301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G05 20060401 20160301 Prepay G01 20060401 20110301 No_PP G03 20060401 20130301 No_PP G01 20060401 20110301
11.625 360 6.125 FL 90.00 11.375 360 6.625 OH 80.00 11.875 360 6 CA 80.00 11.25 360 6.5 CA 80.00 11.75 360 6.25 FL 83.80 11.5 360 6 OR 70.00 11.25 360 7 GA 79.79 12.25 360 6.375 NV 80.00 11.625 360 6.375 MI 79.45 11.625 360 7.25 CO 66.67 12.5 360 7.25 MA 80.00 12.5 360 7.25 CA 80.00 12.5 360 6.375 UT 79.99 11.625 360 6.25 CO 80.00 11.5 360 6.625 UT 75.00 11.875 360 5.875 UT 80.00 11.125 360 7.125 SC 70.00 12.375 0
2 60 309320
359 6.375 DELRAY BEACH 309320 2.25 Y 60 GROUP III 359 6.875 LOUISVILLE 108000 2.25 Y 120 GROUP III 359 6.25 PALMDALE 280000 2.25 Y 60 GROUP III 359 6.75 RIALTO 264000 2.25 Y 120 GROUP III 359 6.5 FERN PARK 175900 2.25 Y 60 GROUP III 359 6.25 MILWAUKIE 241500 2.25 Y 84 GROUP III 359 7.25 AUBURN 298400 2.25 Y 120 GROUP III 359 6.625 LAS VEGAS 274400 2.25 Y 84 GROUP III 359 6.625 TROY 290000 2.25 Y 60 GROUP III 359 7.5 WOODLAND PARK 110000 2.25 Y 84 GROUP III 359 7.5 FRAMINGHAM 352000 2.25 N 0 GROUP III 359 7.5 LOS ANGELES 336000 2.25 Y 60 GROUP III 359 6.625 HERRIMAN 275900 2.25 Y 60 GROUP III 359 6.5 AURORA 138600 2.25 Y 120 GROUP III 359 6.875 SOUTH WEBER 202500 2.25 Y 60 GROUP III 359 6.125 WEST JORDAN 246400 2.25 Y 84 GROUP III 359 7.375 BLUFFTON 98693 2.25
0 33446 PUD United Guaranty 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 108000 618.75 360 0 0 0.25 44641 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 280000 1458.333333 360 0 0 0.25 93550 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 264000 1485 360 0 0 0.25 92377 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 175900 952.7916667 360 0 0 0.25 32730 Single Family United Guaranty 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 241500 1257.8125 360 0 0 0.25 97267 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 298400 1802.833333 360 0 0 0.25 30011 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 274400 1514.916667 360 0 0 0.25 89139 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 290000 1601.041667 360 0 0 0.25 48098 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 110000 687.5 360 0 0 0.25 80863 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 351738.76 2461.24 360 0 0 0.25 1701 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 336000 2100 360 0 0 0.25 91602 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 275900 1523.197917 360 0 0 0.25 84065 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 138600 750.75 360 0 0 0.25 80012 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 202500 1160.15625 360 0 0 0.25 84405 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 246400 1257.666667 360 0 0 0.25 84088 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 98693 606.5507292 360 0 0 0.25 29910 Condominium No MI 100134000000000000 2 2 First Lien
2 20360301 1643.2625 0.25
First Lien CWHL 360
60 No_PP GROUP III G02 359 5.875 PHOENIX 181600 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 359 6.625 MARIETTA 326400 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 7.375 SARASOTA 243692 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 359 7.5 BOULDER 256000 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 358 6.625 FORT WALTON BEACH 116000 20060301 2.25 20110201 Y 60 Prepay GROUP III G01 358 5.625 MESQUITE 395550 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 7.375 CLEARFIELD 76000 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 358 6 LOS ANGELES 232000 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 359 6.875 AUBURNDALE 136000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 6.125 SPRING 202400 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 7.375 NORTH VERNON 172000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 6.875 BARNESVILLE 249200 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 359 6.25 CANTON 176800 20060401 2.25 20160301 Y 120 No_PP GROUP III G02 358 7 MIRAMAR 145500 20060301 2.25 20110201 Y 60 Prepay GROUP III G01 358 6 GILBERT 233000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6 GILBERT 308000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 5.75 TITUSVILLE 162000 20060401 2.25 20110301 Y 60 No_PP
360 5.625 AZ 80.00 10.875 360 6.375 GA 80.00 11.625 360 7.125 FL 80.00 12.375 360 7.25 CO 80.00 12.5 360 6.375 FL 80.00 11.625 360 5.375 NV 80.00 10.625 360 7.125 UT 80.00 12.375 360 5.75 CA 50.66 11 360 6.625 FL 80.00 11.875 360 5.875 TX 80.00 11.125 360 7.125 IN 80.00 12.375 360 6.625 GA 89.64 11.875 360 6 GA 80.00 11.25 360 6.75 FL 79.99 12 360 5.75 AZ 71.69 11 360 5.75 AZ 80.00 11 360 5.5 FL 67.78 10.75 360
60 N 20360301 CWHL 181555.39 888.8649302 360 0 0 0.25 85043 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 326400 1802 360 0 0 0.25 30068 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 243692 1497.690417 360 0 0 0.25 34243 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 256000 1600 360 0 0 0.25 80304 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 116000 640.4166667 360 0 0 0.25 32547 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 395550 1854.140625 360 0 0 0.25 89027 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 75996.35 467.060901 360 0 0 0.25 84015 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 232000 1160 360 0 0 0.25 90062 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 136000 779.1666667 360 0 0 0.25 33823 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 202400 1033.083333 360 0 0 0.25 77379 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 172000 1057.083333 360 0 0 0.25 47265 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 249200 1427.708333 360 0 0 0.25 30204 Single Family United Guaranty 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 176800 920.8333333 360 0 0 0.25 30114 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 145500 848.75 360 0 0 0.25 33025 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 232999.34 1164.9967 360 0 0 0.25 85297 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 308000 1540 360 0 0 0.25 85233 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 162000 776.25 360 0 0 0.25 32780 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL
GROUP III G01 359 5.75 TROY 190000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 6.25 RICHMOND 142000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 7 MEMPHIS 35596 20060401 2.25 20110301 Y 60 Prepay GROUP III G02 359 7.5 KISSIMMEE 128000 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 358 5.75 BAKERSFIELD 223160 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 359 6.5 HENDERSON 352000 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 359 7.375 TAMPA 105520 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 6.875 SEFFNER 140000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 7.625 MARINA DEL REY 308000 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 359 5.875 GLENDALE 360000 20060401 2.25 20160301 Y 120 Prepay GROUP III G01 359 7.25 MARINA DEL REY 348000 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 359 6.5 LOS ANGELES 184000 20060401 2.25 20160301 Y 120 Prepay GROUP III G05 359 5.875 COLTON 280000 20060401 2.25 20160301 Y 120 Prepay GROUP III G03 359 5.75 RIVERSIDE 198000 20060401 2.25 20130301 Y 84 No_PP GROUP III G03 359 6.125 TURLOCK 333000 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 358 4.75 LAKE WORTH 248600 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 5.875 HAMILTON 237600 20060301 2.25 20110201 Y 60 No_PP GROUP III G03
190000 5.5 OH 79.17 10.75 360 6 VA 80.00 11.25 360 6.75 TN 70.00 12 360 7.25 FL 80.00 12.5 360 5.5 CA 80.00 10.75 360 6.25 NV 80.00 11.5 360 7.125 FL 80.00 12.375 360 6.625 FL 80.00 11.875 360 7.375 CA 80.00 12.625 360 5.625 CA 46.45 10.875 360 7 CA 80.00 12.25 360 6.25 CA 54.12 11.5 360 5.625 CA 80.00 10.875 360 5.5 CA 64.92 10.75 360 5.875 CA 72.39 11.125 360 4.5 FL 72.27 9.75 360 5.625 OH 80.00 10.875 360 0 0 0 0 0 0 0 0 38114 No MI 2 60 128000 0 34741 No MI 2 60 223160 0 93307 No MI 2 60 352000 0 89074 No MI 2 84 105520 0 33614 No MI 2 60 140000 0 33584 No MI 2 60 308000 0 90292 No MI 2 60 360000 0 91208 No MI 60 35596 0 0 0 0 45373 No MI 2 60 142000 0 23237 No MI 2
910.4166667 0.25 Single Family 2 N
360
2 120 348000 0 0 90292 No MI 2 60 184000 0 0 90061 No MI 2 120 280000 0 0 92324 No MI 2 120 198000 0 0 92501 No MI 2 84 333000 0 0 95380 No MI 2 84 248600 0 0 33467 No MI 2 60 237600 0 0 45013 No MI 2 60 170050
100016000000000000 First Lien 20360301 CWHL 739.5833333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 207.6433333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 800 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 CWHL 1069.308333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1906.666667 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 CWHL 648.5083333 360 0.25 Condominium 100016000000000000 2 First Lien N 20360301 CWHL 802.0833333 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 CWHL 1957.083333 360 0.25 Condominium 100016000000000000 2 First Lien N 20360301 CWHL 1762.5 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 2102.5 360 0.25 Condominium 100016000000000000 2 First Lien N 20360301 CWHL 996.6666667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1370.833333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 948.75 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1699.6875 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 984.0416667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1163.25 360 0.25 Single Family 100134000000000000 2 First Lien N 20360201 CWHL 1045.098958 360
359 7.375 POST FALLS 170050 2.25 Y 84 GROUP III 358 6 PHOENIX 270000 2.25 Y 120 GROUP III 358 6 COMPTON 327200 2.25 Y 60 GROUP III 358 5 BALDWIN PARK 352000 2.25 Y 60 GROUP III 358 6.125 VICTORVILLE 275000 2.25 Y 60 GROUP III 359 6.5 LANCASTER 241600 2.25 Y 60 GROUP III 358 6.25 NORCO 250000 2.25 Y 60 GROUP III 358 5.875 GILBERT 192000 2.25 Y 60 GROUP III 358 7 STONE MOUNTAIN 93750 2.25 Y 60 GROUP III 358 6.25 DENVER 294000 2.25 Y 60 GROUP III 358 6.25 LAS VEGAS 161405 2.25 N 0 GROUP III 359 7 TAMPA 126800 2.25 Y 84 GROUP III 358 6.75 RIVERSIDE 340000 2.25 Y 60 GROUP III 358 6.625 SACRAMENTO 217600 2.25 Y 120 GROUP III 359 5.5 NOVATO 383200 2.25 Y 120 GROUP III 359 7.5 HOLLYWOOD 213520 2.25 Y 84 GROUP III 358 6.25 COUNCE 417000 2.25 Y 60 GROUP III 358
7.125 ID 20060401 20130301 No_PP G05 20060301 20160201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060401 20110301 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G05 20060301 20160201 No_PP G03 20060401 20130301 Prepay G01 20060301 20110201 No_PP G05 20060301 20160201 Prepay G05 20060401 20160301 No_PP G03 20060401 20130301 Prepay G01 20060301 20110201 No_PP G01 95.00 12.375 360 5.75 AZ 63.53 11 360 5.75 CA 80.00 11 360 4.75 CA 82.82 10 360 5.875 CA 65.48 11.125 360 6.25 CA 80.00 11.5 360 6 CA 57.47 11.25 360 5.625 AZ 65.08 10.875 360 6.75 GA 75.00 12 360 6 CO 70.00 11.25 360 6 NV 95.00 11.25 360 6.75 FL 80.00 12 360 6.5 CA 71.13 11.75 360 6.375 CA 80.00 11.625 360 5.25 CA 80.00 10.5 360 7.25 FL 80.00 12.5 360 6 TN 37.91 11.25 360 5.875
0 0.25 83854 PUD Radian Guaranty 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 270000 1350 360 0 0 0.25 85050 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 327200 1636 360 0 0 0.25 90220 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 352000 1466.666667 360 0 0 0.25 91706 PUD United Guaranty 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 275000 1403.645833 360 0 0 0.25 92392 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 241600 1308.666667 360 0 0 0.25 93535 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 249978.53 1301.97151 360 0 0 0.25 92860 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 192000 940 360 0 0 0.25 85233 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 93750 546.875 360 0 0 0.25 30088 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 294000 1531.25 360 0 0 0.25 80224 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 161097.9 993.8 360 0 0 0.25 89118 Condominium Radian Guaranty 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 126800 739.6666667 360 0 0 0.25 33614 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 340000 1912.5 360 0 0 0.25 92507 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 217600 1201.333333 360 0 0 0.25 95841 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 383200 1756.333333 360 0 0 0.25 94947 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 213520 1334.5 360 0 0 0.25 33024 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 417000 2171.875 360 0 0 0.25 38326 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 204200 1042.270833 360 0 0 0.25
6.125 CORDOVA 204200 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 358 7.375 LAS VEGAS 239200 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 359 6.875 PORT CHARLOTTE 155250 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 5.625 FORT LAUDERDALE 392000 20060401 2.25 20110301 Y 60 No_PP GROUP III G02 358 6.625 KISSIMMEE 160000 20060301 2.25 20110201 Y 60 Prepay GROUP III G03 358 5.75 HYATTSVILLE 280000 20060301 2.25 20130201 Y 84 No_PP GROUP III G03 359 6.5 CENTERVILLE 139650 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 359 6.375 TYBEE ISLAND 180200 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 6.125 WAYNESBORO 200000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 6.375 BREMERTON 128800 20060401 2.25 20110301 Y 60 Prepay GROUP III G03 359 6.25 FEDERAL WAY 112360 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 359 5.875 KENT 294800 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 6.625 MADISON 139600 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 358 5.875 FOLEY 144000 20060301 2.25 20130201 Y 84 Prepay GROUP III G01 359 6.125 TUCSON 140000 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 359 6.375 CHICAGO 340000 20060401 2.25 20110301 Y 60 No_PP GROUP III G03 359 6.125 VALLEY CENTER 225000 20060401 2.25 20130301 Y 84 Prepay GROUP III G04 359 6.625 CARLSBAD
TN 80.00 11.125 360 7.125 NV 80.00 12.375 360 6.625 FL 75.00 11.875 360 5.375 FL 80.00 10.625 360 6.375 FL 61.03 11.625 360 5.5 MD 74.47 10.75 360 6.25 OH 95.00 11.5 360 6.125 GA 76.68 11.375 360 5.875 VA 76.19 11.125 360 6.125 WA 80.00 11.375 360 6 WA 80.00 11.25 360 5.625 WA 80.00 10.875 360 6.375 MS 80.00 11.625 360 5.625 AL 80.00 10.875 360 5.875 AZ 80.00 11.125 360 6.125 IL 80.00 11.375 360 5.875 CA 46.39 11.125 360 6.375 CA 2
100016000000000000 First Lien 60 N 20360201 CWHL 239200 1470.083333 360 0 0 0.25 89117 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 155250 889.453125 360 0 0 0.25 33952 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 392000 1837.5 360 0 0 0.25 33312 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 160000 883.3333333 360 0 0 0.25 34759 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 280000 1341.666667 360 0 0 0.25 20784 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 139640.33 756.3851208 360 0 0 0.25 45458 Single Family Radian Guaranty 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 180200 957.3125 360 0 0 0.25 31328 2-4 Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 200000 1020.833333 360 0 0 0.25 22980 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 128800 684.25 360 0 0 0.25 98312 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 112360 585.2083333 360 0 0 0.25 98023 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 294800 1443.291667 360 0 0 0.25 98042 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 139600 770.7083333 360 0 0 0.25 39110 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 144000 705 360 0 0 0.25 36535 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 140000 714.5833333 360 0 0 0.25 85713 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 340000 1806.25 360 0 0 0.25 60613 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 225000 1148.4375 360 0 0 0.25 92082 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 150000 828.125 360 0 0 0.25 92009 Condominium 2
38016 No MI
Single Family N
150000 2.25 Y 84 GROUP III 358 5.75 GRAND TERRACE 272000 2.25 Y 84 GROUP III 359 5 REDLANDS 231000 2.25 N 0 GROUP III 359 5.5 GARDEN GROVE 292000 2.25 Y 60 GROUP III 359 5.25 KISSIMMEE 173000 2.25 N 0 GROUP III 359 6.125 LAKEWOOD 377000 2.25 Y 120 GROUP III 359 6.375 LAMOILLE 297445 2.25 Y 84 GROUP III 358 6.625 ORANGE CITY 131600 2.25 Y 60 GROUP III 358 6.625 NEWNAN 107200 2.25 Y 60 GROUP III 359 7.375 SAN FRANCISCO 356000 2.25 Y 120 GROUP III 358 6 MOUNT PLEASANT 343592 2.25 Y 60 GROUP III 359 6.625 BURBANK 500000 2.25 Y 120 GROUP III 358 7.125 DESTIN 201600 2.25 Y 84 GROUP III 358 5.75 BURLINGTON 144000 2.25 Y 60 GROUP III 359 7.125 LAKE WORTH 343200 2.25 Y 60 GROUP III 358 7.25 PICO RIVERA 360000 2.25 Y 84 GROUP III 359 7.25 GREENBRIER 80000 2.25 Y 60 GROUP III 359 5.875 KEAAU 167000
20060401 20130301 Prepay G03 20060301 20130201 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G05 20060401 20160301 No_PP G03 20060401 20130301 No_PP G02 20060301 20110201 Prepay G01 20060301 20110201 Prepay G05 20060401 20160301 Prepay G01 20060301 20110201 No_PP G05 20060401 20160301 No_PP G03 20060301 20130201 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 Prepay G03 20060301 20130201 No_PP G01 20060401 20110301 No_PP G05 20060401
37.50 11.625 360 5.5 CA 80.00 10.75 360 4.75 CA 57.75 10 360 5.25 CA 80.00 10.5 360 5 FL 78.64 10.25 360 5.875 CA 64.44 11.125 360 6.125 NV 69.99 11.375 360 6.375 FL 80.00 11.625 360 6.375 GA 80.00 11.625 360 7.125 CA 80.00 12.375 360 5.75 SC 80.00 11 360 6.375 CA 66.67 11.625 360 6.875 FL 80.00 12.125 360 5.5 WA 80.00 10.75 360 6.875 FL 80.00 12.125 360 7 CA 70.59 12.25 360 7 AR 45.71 12.25 360 5.625 HI 47.71
No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 272000 1303.333333 360 0 0 0.25 92313 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 230722.44 1240.06 360 0 0 0.25 92374 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 292000 1338.333333 360 0 0 0.25 92843 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 172801.57 955.31 360 0 0 0.25 34759 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 377000 1924.270833 360 0 0 0.25 90713 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 297445 1580.176563 360 0 0 0.25 89828 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 131600 726.5416667 360 0 0 0.25 32763 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 107200 591.8333333 360 0 0 0.25 30263 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 355999.92 2187.916175 360 0 0 0.25 94109 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 343592 1717.96 360 0 0 0.25 29466 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 500000 2760.416667 360 0 0 0.25 91506 2-4 Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 201600 1197 360 0 0 0.25 32541 Single Family No MI 100134000000000000 2 2 First Lien 84 N 20360201 CWHL 144000 690 360 0 0 0.25 98233 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 343200 2037.75 360 0 0 0.25 33467 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 360000 2175 360 0 0 0.25 90660 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 80000 483.3333333 360 0 0 0.25 72058 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 167000 817.6041667 360 0 0 0.25 96749 Single Family No MI 100016000000000000
2.25 Y
120 GROUP III
20160301 Prepay G01
10.875 360 6 MD 80.00 11.25 360 6 VA 95.00 11.25 360 7.125 CA 80.00 12.375 360 6.25 CA 27.14 11.5 360 6 CA 34.09 11.25 360 5.75 VA 80.00 11 360 5.25 TN 90.00 10.5 360 5.625 NV 74.12 10.875 360 5.125 CA 77.28 10.375 360 6.5 FL 80.00 11.75 360 6.25 MN 80.00 11.5 360 6.25 IN 80.00 11.5 360 6.5 FL 80.00 11.75 360 5.75 NY 79.49 11 360 6.125 CA 77.65 11.375 360 5.75 IL 80.00 11 360 6.125 TN 80.00 11.375
359 6.25 WALDORF 316320 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 6.25 VIRGINIA BEACH 213750 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 359 7.375 VENTURA 376000 20060401 2.25 20130301 Y 84 Prepay GROUP III G05 359 6.5 SANTA BARBARA 190000 20060401 2.25 20160301 Y 120 No_PP GROUP III G05 358 6.25 SANTA BARBARA 300000 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 358 6 FAIRFAX 318320 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 5.5 NASHVILLE 166500 20060401 2.25 20110301 Y 60 No_PP GROUP III G03 359 5.875 N LAS VEGAS 189000 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 358 5.375 LA GRANGE 405700 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 359 6.75 SUNNY ISLES BEACH 349600 20060401 2.25 20130301 Y 84 Prepay GROUP III G05 359 6.5 MINNEAPOLIS 284000 20060401 2.25 20160301 Y 120 No_PP GROUP III G05 359 6.5 FORT WAYNE 208000 20060401 2.25 20160301 Y 120 No_PP GROUP III G05 358 6.75 MIAMI 279200 20060301 2.25 20160201 Y 120 Prepay GROUP III G03 359 6 JAMAICA 310000 20060401 2.25 20130301 Y 84 No_PP GROUP III G05 358 6.375 CORONA 372700 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 358 6 CHICAGO 236000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 6.375 HENDERSONVILLE 119200 20060401 2.25 20110301
2 2 First Lien 120 N 20360301 CWHL 316320 1647.5 360 0 0 0.25 20603 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 213750 1113.28125 360 0 0 0.25 23454 Single Family GE Capital MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 376000 2310.833333 360 0 0 0.25 93001 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 190000 1029.166667 360 0 0 0.25 93111 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 300000 1562.5 360 0 0 0.25 93101 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 318320 1591.6 360 0 0 0.25 22031 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 166500 763.125 360 0 0 0.25 37217 Single Family United Guaranty 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 189000 925.3125 360 0 0 0.25 89031 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 405700 1817.197917 360 0 0 0.25 95329 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 349600 1966.5 360 0 0 0.25 33160 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 283747.1 1536.963458 360 0 0 0.25 55417 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 208000 1126.666667 360 0 0 0.25 46814 PUD No MI 100134000000000000 2 2 First Lien 120 N 20360301 CWHL 279200 1570.5 360 0 0 0.25 33155 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 310000 1550 360 0 0 0.25 11436 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 372700 1979.96875 360 0 0 0.25 92881 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 236000 1180 360 0 0 0.25 60647 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 119200 633.25 360 0 0 0.25 37075 PUD No MI 100016000000000000 2 2 First Lien
60 GROUP III 359 6.25 LOWELL 175000 2.25 Y 120 GROUP III 358 5.625 LOS ANGELES 148000 2.25 Y 60 GROUP III 359 5.875 LONGMONT 188000 2.25 Y 84 GROUP III 359 6.25 PALM SPRINGS 340000 2.25 Y 120 GROUP III 359 5.875 GREAT FALLS 385000 2.25 Y 60 GROUP III 358 6.125 HOMOSASSA 118000 2.25 Y 60 GROUP III 359 5.625 CLERMONT 175000 2.25 Y 60 GROUP III 359 5.5 ORLANDO 339200 2.25 Y 60 GROUP III 359 6.5 LAKEBAY 195000 2.25 Y 60 GROUP III 359 6 GRESHAM 111200 2.25 Y 84 GROUP III 359 5.875 MORTON GROVE 308000 2.25 Y 60 GROUP III 359 6.5 HOUSTON 97600 2.25 N 0 GROUP III 359 6 LACEY 176284 2.25 Y 60 GROUP III 359 5.625 GROVER BEACH 306400 2.25 Y 60 GROUP III 358 6.5 BOISE 103000 2.25 N 0 GROUP III 359 6.5 ANNANDALE 60000 2.25 N 0 GROUP III 359 6.625 RINGGOLD 129600 2.25 Y 120
No_PP G05
360 6 AR 0
60 175000 0 72745 No MI 2 120 148000 0 0 90061 No MI 2 60 188000 0 0 80503 No MI 2 84 339900 0 0 92262 No MI 2 120 385000 0 0 22066 No MI 2 60 118000 0 0 34448 No MI 2 60 175000 0 0 34711 No MI 2 60 339200 0 0 32827 No MI 2 60 195000 0 0 98349 No MI 2 60 111200 0 0 97030 No MI 2 84 308000 0 0 60053 No MI 2 60 97511.77 0 0 77089 No MI 2 120 176284 0 0 98516 No MI 2 60 306400 0 0 93433 No MI 2 60 102631.68 0 0 83713 No MI 2 120 59945.76 0 0 22003 No MI 2 60 129600 0 0 30736 No MI 2 120
20060401 20160301 Prepay G01 20060301 20110201 No_PP G03 20060401 20130301 No_PP G05 20060401 20160301 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G03 20060401 20130301 No_PP G01 20060401 20110301 No_PP G05 20060401 20160301 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G05 20060301 20160201 Prepay G01 20060401 20110301 No_PP G05 20060401 20160301 No_PP
74.47 11.25 360 5.375 CA 44.18 10.625 360 5.625 CO 80.00 10.875 360 6 CA 80.00 11.25 360 5.625 VA 76.24 10.875 360 5.875 FL 71.52 11.125 360 5.375 FL 69.17 10.625 360 5.25 FL 80.00 10.5 360 6.25 WA 68.42 11.5 360 5.75 OR 80.00 11 360 5.625 IL 80.00 10.875 360 6.25 TX 79.03 11.5 360 5.75 WA 80.00 12 360 5.375 CA 80.00 10.625 360 6.25 ID 54.79 11.5 360 6.25 VA 13.33 11.5 360 6.375 GA 80.00 11.625 360
20360301 CWHL 911.4583333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 693.75 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 920.4166667 360 0.25 Condominium 100016000000000000 2 First Lien N 20360301 CWHL 1770.3125 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1884.895833 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 CWHL 602.2916667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 820.3125 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 CWHL 1554.666667 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 CWHL 1056.25 360 0.25 PUD 100134000000000000 2 First Lien N 20360301 CWHL 556 360 0.25 Condominium 100016000000000000 2 First Lien N 20360301 CWHL 1507.916667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 616.9 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 CWHL 881.42 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 CWHL 1436.25 360 0.25 Condominium 100016000000000000 2 First Lien N 20360301 CWHL 651.03 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 379.24 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 715.5 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL
GROUP III 359 6 SANTA MARIA 318750 2.75 Y 60 GROUP III 358 6.125 SACRAMENTO 244000 2.25 Y 60 GROUP III 358 6.25 LAKE ISABELLA 176800 2.25 Y 120 GROUP III 358 5.875 HACKETTSTOWN 199500 2.25 N 0 GROUP III 358 6.625 LAS VEGAS 222900 2.75 N 0 GROUP III 359 6.875 BRIGANTINE 205000 2.25 N 0 GROUP III 359 6.875 GILLETTE 229600 2.25 Y 120 GROUP III 359 6.375 REVERE 412500 2.25 Y 60 GROUP III 359 5.875 HAYWARD 242800 2.25 Y 60 GROUP III 358 6.625 NORTH BERGEN 400000 2.25 Y 84 GROUP III 358 6.625 SACRAMENTO 228000 2.25 Y 84 GROUP III 358 7 ATLANTIC BEACH 180000 2.25 Y 120 GROUP III 359 6.625 MIAMI BEACH 132000 2.25 N 0 GROUP III 359 7.375 ALEXANDRIA 235920 2.25 Y 60 GROUP III 358 6.75 DENVER 165000 2.25 Y 60 GROUP III 359 5.375 LAS VEGAS 236600 2.75 N 0 GROUP III 358 5.75 MESA 221250 2.25 Y 84 GROUP III
G01 5.47 CA 20060401 20110301 No_PP G01 20060301 20110201 No_PP G05 20060301 20160201 Prepay G01 20060301 20110201 No_PP G05 20060301 20160201 No_PP G01 20060401 20110301 No_PP G05 20060401 20160301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G03 20060301 20130201 No_PP G03 20060301 20130201 Prepay G05 20060301 20160201 No_PP G05 20060401 20160301 Prepay G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G03 20060301 20130201 No_PP G01 85.00 11 360 5.875 CA 80.00 11.125 360 6 CA 80.00 11.25 360 0 0 0.28
318750 0 93455 PMI 2 60 243900 0 95823 No MI 2.22 60 176800 0 93240 No MI 2
1593.75 0.25 Single Family 2 N
360
65.41 360
60.08 360
51.25 360
80.00 360
74.06 360
80.00 360
55.94 360
80.00 360
26.47 360
80.00 360
80.00 360
50.77 360
84.50 360
75.00 360
120 199092.2 5.625 0 0 NJ 7840 No MI 10.875 2 60 222309.13 6.375 0 0 NV 89117 No MI 11.625 2 120 204827.78 6.625 0 0 NJ 8203 No MI 11.875 2.5 60 229600 6.625 0 0 WY 82718 No MI 11.875 2 120 412500 6.125 0 0 MA 2151 No MI 11.375 2 60 242800 5.625 0 0 CA 94544 No MI 10.875 2 60 400000 6.375 0 0 NJ 7047 No MI 11.625 2 84 228000 6.375 0 0 CA 95820 No MI 11.625 2 84 180000 6.75 0 0 FL 32233 No MI 12 2 120 131883.54 6.375 0 0 FL 33141 No MI 11.625 2 120 235920 7.125 0 0 VA 22304 No MI 12.375 2 60 165000 6.5 0 0 CO 80210 No MI 11.75 2 60 236062.08 4.845 0.28 0 NV 89107 PMI 10.375 2 60 221248.85 5.5 0 0 AZ 85215 No MI 10.75 2.22 84 308000
100016000000000000 First Lien 20360301 CWHL 1244.90625 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 920.8333333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1180.12 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1427.25 360 0.25 PUD 100016000000000000 2 First Lien N 20360201 CWHL 1346.7 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1315.416667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 2191.40625 360 0.25 2-4 Family 100016000000000000 2 First Lien N 20360301 CWHL 1188.708333 360 0.25 Condominium 100016000000000000 2 First Lien N 20360301 CWHL 2208.333333 360 0.25 2-4 Family 100016000000000000 2 First Lien N 20360201 CWHL 1258.75 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1050 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 845.21 360 0.25 Condominium 100016000000000000 2 First Lien N 20360301 CWHL 1449.925 360 0.25 Condominium 100016000000000000 2 First Lien N 20360301 CWHL 928.125 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1324.89 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1060.15074 360 0.25 PUD 100016000000000000 2 First Lien N 20360201 CWHL 1507.916667 360
359 5.875 BOYNTON BEACH 308000 2.25 Y 60 GROUP III 358 6.5 LAS VEGAS 294000 2.25 Y 84 GROUP III 359 6.375 ORLANDO 216640 2.25 Y 120 GROUP III 359 6.75 LAS VEGAS 400000 2.25 Y 120 GROUP III 359 5.75 ROSAMOND 200000 2.25 Y 60 GROUP III 359 5.5 TUSTIN 285000 2.25 Y 60 GROUP III 359 6 ANAHEIM 368000 2.25 Y 60 GROUP III 358 6.375 FONTANA 270000 2.25 Y 120 GROUP III 359 6.25 PORTLAND 155000 2.25 Y 120 GROUP III 359 5.875 HIRAM 132956 2.25 Y 60 GROUP III 359 6.75 SILVER SPRING 312000 2.25 Y 60 GROUP III 359 5.75 HIALEAH 170000 2.25 Y 120 GROUP III 359 7.375 MILTON 109600 2.25 Y 84 GROUP III 358 6.5 LAKE ARROWHEAD 223200 2.25 Y 120 GROUP III 359 5.875 WELLINGTON 163400 2.25 Y 60 GROUP III 358 6 LOVELAND 109000 2.25 Y 60 GROUP III 359 6.625 LARGO 110610 2.25 Y 60 GROUP III 359
5.625 FL 20060401 20110301 No_PP G03 20060301 20130201 No_PP G05 20060401 20160301 Prepay G05 20060401 20160301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G05 20060301 20160201 No_PP G05 20060401 20160301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G05 20060401 20160301 No_PP G03 20060401 20130301 Prepay G05 20060301 20160201 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 Prepay G01 80.00 10.875 360 6.25 NV 70.00 11.5 360 6.125 FL 80.00 11.375 360 6.5 NV 66.67 11.75 360 5.5 CA 72.73 10.75 360 5.25 CA 75.80 10.5 360 5.75 CA 65.71 11 360 6.125 CA 75.00 11.375 360 6 OR 68.58 11.25 360 5.625 GA 80.00 10.875 360 6.5 MD 80.00 11.75 360 5.5 FL 68.55 10.75 360 7.125 FL 80.00 12.375 360 6.25 CA 80.00 11.5 360 5.625 CO 79.97 10.875 360 5.75 CO 79.97 11 360 6.375 FL 90.00 11.625 360 6.5
0 2
100016000000000000 First Lien 60 N 20360301 CWHL 293182.79 1588.073446 360 0 0 0.25 89117 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 216640 1150.9 360 0 0 0.25 32821 Condominium No MI 100134000000000000 2 2 First Lien 120 N 20360301 CWHL 400000 2250 360 0 0 0.25 89110 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 200000 958.3333333 360 0 0 0.25 93560 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 285000 1306.25 360 0 0 0.25 92780 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 368000 1840 360 0 0 0.25 92804 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 270000 1434.375 360 0 0 0.25 92336 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 155000 807.2916667 360 0 0 0.25 97219 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 132847.93 650.401324 360 0 0 0.25 30141 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 312000 1755 360 0 0 0.25 20906 PUD No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 170000 814.5833333 360 0 0 0.25 33015 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 109566 673.374375 360 0 0 0.25 32583 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 223200 1209 360 0 0 0.25 92352 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 163400 799.9791667 360 0 0 0.25 80549 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 109000 545 360 0 0 0.25 80538 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 110610 610.659375 360 0 0 0.25 33773 Condominium United Guaranty 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 379505 2134.715625 360 0 0 0.25 2
0 33436 No MI
0.25 PUD N
6.75 MANTECA 379505 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 7 LAS VEGAS 250650 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 6.875 LOS ANGELES 365000 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 358 5.875 WEST FARGO 132800 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 7.25 STEELE 120800 20060301 2.25 20110201 Y 60 No_PP GROUP III G02 359 8.625 DEERFIELD BEACH 72000 20060401 3.5 20110301 Y 60 Prepay GROUP III G03 358 7.5 PAWTUCKET 210000 20060301 2.25 20130201 N 0 No_PP GROUP III G03 358 6.5 ANTIOCH 325000 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 358 5 CHARLOTTE 110984 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 358 6.125 SPRINGFIELD 148100 20060301 2.25 20160201 Y 120 No_PP GROUP III G02 359 7.25 WINTER GARDEN 208790 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 359 5.875 CASTLE ROCK 162400 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 358 5.875 TEMECULA 389600 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 358 6.125 NEWNAN 110400 20060301 2.25 20110201 Y 60 Prepay GROUP III G05 359 6.625 SPRING HILL 109000 20060401 2.25 20160301 Y 120 Prepay GROUP III G05 359 6 JACKSONVILLE 83000 20060401 2.25 20160301 N 0 No_PP GROUP III G01 358 6.75 ORLANDO 162000 20060301 2.25 20110201 Y 60 Prepay GROUP III G05 358 6.25 KEMP
CA 80.00 11.75 360
95336 No MI 2
Single Family 100134000000000000 First Lien 20360301 CWHL 1462.095658 360 0.25 2 N
79.99 360
62.93 360
80.00 360
80.00 360
90.00 360
71.19 360
67.71 360
80.00 360
77.95 360
80.00 360
80.00 360
80.00 360
80.00 360
73.15 360
15.81 360
80.00 360
60 N 250644.97 6.75 0 0 NV 89123 PUD No MI 100016000000000000 12 2 2 First Lien 60 N 20360301 CWHL 365000 2091.145833 360 6.625 0 0 0.25 CA 90018 2-4 Family No MI 100016000000000000 11.875 2 2 First Lien 60 N 20360301 CWHL 132791.27 650.123926 360 5.625 0 0 0.25 ND 58078 Single Family No MI 100016000000000000 10.875 2 2 First Lien 60 N 20360201 CWHL 120800 729.8333333 360 7 0 0 0.25 AL 35987 Single Family No MI 100016000000000000 12.25 2 2 First Lien 60 N 20360201 CWHL 72000 517.5 360 7.345 1.03 0 0.25 FL 33442 Condominium Republic MIC 100016000000000000 13.625 2 2 First Lien 60 N 20360301 CWHL 209687.33 1468.35 360 7.25 0 0 0.25 RI 2860 2-4 Family No MI 100016000000000000 12.5 2.22 2 First Lien 84 N 20360201 CWHL 325000 1760.416667 360 6.25 0 0 0.25 CA 94531 Single Family No MI 100016000000000000 11.5 2 2 First Lien 84 N 20360201 CWHL 110758.29 461.492875 360 4.75 0 0 0.25 NC 28277 Condominium No MI 100016000000000000 10 2 2 First Lien 60 N 20360201 CWHL 148100 755.9270833 360 5.875 0 0 0.25 OH 45502 Single Family No MI 100016000000000000 11.125 2 2 First Lien 120 N 20360201 CWHL 208790 1261.439583 360 7 0 0 0.25 FL 34787 Condominium No MI 100016000000000000 12.25 2 2 First Lien 60 N 20360301 CWHL 162400 795.0833333 360 5.625 0 0 0.25 CO 80104 Condominium No MI 100016000000000000 10.875 2 2 First Lien 60 N 20360301 CWHL 389600 1907.416667 360 5.625 0 0 0.25 CA 92591 PUD No MI 100134000000000000 10.875 2 2 First Lien 120 N 20360201 CWHL 110400 563.5 360 5.875 0 0 0.25 GA 30265 Single Family No MI 100134000000000000 11.125 2 2 First Lien 60 N 20360201 CWHL 109000 601.7708333 360 6.375 0 0 0.25 FL 34606 Single Family No MI 100016000000000000 11.625 2 2 First Lien 120 N 20360301 CWHL 82917.37 497.63 360 5.75 0 0 0.25 FL 32207 Single Family No MI 100016000000000000 11 2 2 First Lien 120 N 20360301 CWHL 162000 911.25 360 6.5 0 0 0.25 FL 32811 Condominium No MI 100016000000000000 11.75 2 2 First Lien 60 N 20360201 CWHL 104000 541.6666667 360 6 0 0 0.25 TX 75143 Single Family
104000 2.25 Y 120 GROUP III 359 7.5 LAKELAND 164960 2.25 Y 60 GROUP III 358 7.5 MENLO PARK 200000 2.25 N 0 GROUP III 359 7.5 PALM COAST 216436 2.25 Y 60 GROUP III 358 6.375 CHICAGO 223000 2.875 Y 60 GROUP III 359 7.5 CHICAGO 199000 3.25 Y 60 GROUP III 359 5.625 MIAMI 144200 2.25 Y 60 GROUP III 358 5.75 COVINGTON 332760 2.25 N 0 GROUP III 358 5.875 GLENDALE 248000 2.25 Y 60 GROUP III 358 5.25 PAHRUMP 218400 2.25 N 0 GROUP III 358 6.375 PEORIA 276000 2.25 N 0 GROUP III 359 7.625 HENDERSON 379531 2.25 Y 84 GROUP III 359 7.5 LAS VEGAS 251350 2.25 N 0 GROUP III 359 6.875 LAS VEGAS 359500 2.25 Y 120 GROUP III 359 7 HENDERSON 279920 2.25 Y 84 GROUP III 359 6.5 SEABROOK ISLAND 384000 2.25 Y 60 GROUP III 359 6 STOCKTON 378000 2.75 Y 60 GROUP III 358 7.625 ATHENS 72900
20060301 20160201 No_PP G01 20060401 20110301 No_PP G03 20060301 20130201 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G03 20060401 20130301 No_PP G03 20060401 20130301 No_PP G05 20060401 20160301 No_PP G03 20060401 20130301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060301
80.00 360
80.00 360
31.01 360
80.00 360
85.77 360
86.52 360
73.20 360
80.00 360
80.00 360
80.00 360
67.98 360
80.00 360
79.99 360
79.99 360
80.00 360
80.00 360
84.94 360
90.00
No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 164960 1031 360 7.25 0 0 0.25 FL 33813 PUD No MI 100016000000000000 12.5 2 2 First Lien 60 N 20360301 CWHL 199702.21 1398.43 360 7.25 0 0 0.25 CA 94025 Condominium No MI 100016000000000000 12.5 2 2 First Lien 84 N 20360201 CWHL 216436 1352.725 360 7.25 0 0 0.25 FL 11214 Single Family No MI 100134000000000000 12.5 2 2 First Lien 60 N 20360301 CWHL 223000 1184.6875 360 5.635 0.49 0 0.25 IL 60651 Single Family Republic MIC 100016000000000000 11.375 2 2 First Lien 60 N 20360201 CWHL 199000 1243.75 360 6.53 0.72 0 0.25 IL 60617 2-4 Family GE Capital MI 100016000000000000 12.5 2.135 2 First Lien 60 N 20360301 CWHL 144200 675.9375 360 5.375 0 0 0.25 FL 33179 Condominium No MI 100016000000000000 10.625 2.28 2 First Lien 60 N 20360301 CWHL 332063.49 1941.9 360 5.5 0 0 0.25 WA 98042 PUD No MI 100016000000000000 10.75 2 2 First Lien 60 N 20360201 CWHL 248000 1214.166667 360 5.625 0 0 0.25 CA 91205 Condominium No MI 100134000000000000 10.875 2 2 First Lien 60 N 20360201 CWHL 217897.88 1206.01 360 5 0 0 0.25 NV 89048 Single Family No MI 100016000000000000 11.25 2 2 First Lien 60 N 20360201 CWHL 275487.38 1721.88 360 6.125 0 0 0.25 AZ 85381 PUD No MI 100016000000000000 11.375 2 2 First Lien 60 N 20360201 CWHL 379531 2411.603229 360 7.375 0 0 0.25 NV 89012 PUD No MI 100016000000000000 12.625 2 2 First Lien 84 N 20360301 CWHL 251105.46 1757.48 360 7.25 0 0 0.25 NV 89122 PUD No MI 100016000000000000 12.5 2 2 First Lien 84 N 20360301 CWHL 359500 2059.635417 360 6.625 0 0 0.25 NV 89131 PUD No MI 100016000000000000 11.875 2 2 First Lien 120 N 20360301 CWHL 279920 1632.866667 360 6.75 0 0 0.25 NV 89012 PUD No MI 100016000000000000 12 2 2 First Lien 84 N 20360301 CWHL 384000 2080 360 6.25 0 0 0.25 SC 29455 PUD No MI 100016000000000000 11.5 2 2 First Lien 60 N 20360301 CWHL 378000 1890 360 5.47 0.28 0 0.25 CA 95206 Single Family PMI 100016000000000000 11 2 2 First Lien 60 N 20360301 CWHL 72900 463.21875 360 7.375 0 0 0.25 GA 30606 Single Family United Guaranty 100016000000000000 11.25
2.25 Y
60 GROUP III
20110201 No_PP G01
360
358 5.875 PATASKALA 116000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 5.875 MELBOURNE 122250 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 358 6.5 RIALTO 292000 20060301 2.25 20130201 Y 84 Prepay GROUP III G01 358 6 APOPKA 140800 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 359 7.375 GLADWIN 48000 20060401 2.25 20160301 Y 120 No_PP GROUP III G01 358 5.75 BRONX 133500 20060301 2.75 20110201 Y 60 No_PP GROUP III G01 358 7.5 PEMBROKE PINES 120720 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 7.375 PEMBROKE PINES 121520 20060401 2.25 20110301 Y 60 Prepay GROUP III G02 359 7.125 MIAMI BEACH 180000 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 358 5.75 EAST TROY 172000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 358 6.875 CHANDLER 311920 20060301 2.25 20160201 Y 120 Prepay GROUP III G01 358 5.75 SIMI VALLEY 400000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.75 LARGO 355000 20060301 3.375 20110201 Y 60 No_PP GROUP III G01 358 5.875 VACAVILLE 340000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 359 6.25 NASHVILLE 121860 20060401 2.25 20160301 Y 120 Prepay GROUP III G05 358 6.5 MOSES LAKE 145600 20060301 2.25 20160201 Y 120 Prepay GROUP III G01 359 5.75 HENDERSON 340000 20060401 2.25 20110301
80.00 360
40.41 360
80.00 360
80.00 360
45.71 360
86.13 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
44.44 360
86.59 360
80.00 360
80.00 360
80.00 360
80.00
2.22 2 First Lien 60 N 20360201 CWHL 115949.24 567.6681542 360 5.625 0 0 0.25 OH 43062 Single Family No MI 100134000000000000 10.875 2 2 First Lien 60 N 20360201 CWHL 120000 587.5 360 5.625 0 0 0.25 FL 32940 PUD No MI 100016000000000000 10.875 2 2 First Lien 60 N 20360201 CWHL 292000 1581.666667 360 6.25 0 0 0.25 CA 92376 Single Family No MI 100016000000000000 11.5 2 2 First Lien 84 N 20360201 CWHL 140800 704 360 5.75 0 0 0.25 FL 32703 Single Family No MI 100016000000000000 11 2 2 First Lien 60 N 20360201 CWHL 47795 293.7401042 360 7.125 0 0 0.25 MI 48624 Single Family No MI 100016000000000000 12.375 2 2 First Lien 120 N 20360301 CWHL 133500 639.6875 360 5.18 0.32 0 0.25 NY 10456 Condominium YES 100016000000000000 10.75 2 2 First Lien 60 N 20360201 CWHL 120720 754.5 360 7.25 0 0 0.25 FL 33025 Condominium No MI 100016000000000000 12.5 2.18 2 First Lien 60 N 20360201 CWHL 121520 746.8416667 360 7.125 0 0 0.25 FL 33025 Condominium No MI 100016000000000000 12.375 2 2 First Lien 60 N 20360301 CWHL 180000 1068.75 360 6.875 0 0 0.25 FL 33139 Condominium No MI 100016000000000000 12.125 2 2 First Lien 60 N 20360301 CWHL 171999.17 824.1626896 360 5.5 0 0 0.25 WI 53120 Single Family No MI 100016000000000000 10.75 2 2 First Lien 60 N 20360201 CWHL 311920 1787.041667 360 6.625 0 0 0.25 AZ 85249 PUD No MI 100016000000000000 11.875 2 2 First Lien 120 N 20360201 CWHL 399961.09 1916.480223 360 5.5 0 0 0.25 CA 93065 PUD No MI 100016000000000000 10.75 2 2 First Lien 60 N 20360201 CWHL 355000 1996.875 360 5.71 0.79 0 0.25 MD 20774 PUD Republic MIC 100016000000000000 11.75 2 2 First Lien 60 N 20360201 CWHL 340000 1664.583333 360 5.625 0 0 0.25 CA 95687 Single Family No MI 100016000000000000 10.875 2.335 2 First Lien 60 N 20360201 CWHL 121860 634.6875 360 6 0 0 0.25 TN 37203 Condominium No MI 100016000000000000 11.25 2 2 First Lien 120 N 20360301 CWHL 145600 788.6666667 360 6.25 0 0 0.25 WA 98837 Single Family No MI 100016000000000000 11.5 2 2 First Lien 120 N 20360201 CWHL 339926.48 1628.814383 360 5.5 0 0 0.25 NV 89044 PUD No MI 100016000000000000 10.75 2 2 First Lien
12.625
60 No_PP GROUP III G01 359 6 HUNTINGTON PARK 292000 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 359 6.25 PRINCEVILLE 490000 20060401 2.25 20160301 Y 120 Prepay GROUP III G01 358 5.625 SACRAMENTO 376000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 359 6.75 ORLANDO 140000 20060401 2.25 20160301 Y 120 Prepay GROUP III G01 358 5 OLATHE 127200 20060301 2.25 20110201 Y 60 No_PP GROUP III G02 358 6.375 HERRIMAN 186616 20060301 2.25 20110201 Y 60 Prepay GROUP III G01 359 5.25 CARROLLTON 229600 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 6.5 WHITTIER 384000 20060301 2.25 20110201 Y 60 Prepay GROUP III G05 358 6.125 LAKE HAVASU CITY 367200 20060301 2.25 20160201 N 0 No_PP GROUP III G01 358 6.125 WALTHAM 275000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.75 FORT WORTH 103500 20060301 2.25 20110201 N 0 No_PP GROUP III G03 358 6.125 SEATTLE 187600 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 358 6.875 CHARLESTON 163200 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 5.5 ARLINGTON 119000 20060301 2.25 20110201 N 0 No_PP GROUP III G02 359 7.125 WINTER HAVEN 121500 20060401 2.25 20110301 Y 60 Prepay GROUP III G03 358 6.625 BAKERSFIELD 248000 20060301 2.25 20130201 Y 84 Prepay GROUP III G01 358 6.375 ANTIOCH 131040 20060301 2.25 20110201 Y 60 No_PP
360
59.59 360
79.95 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
45.90 360
71.61 360
90.00 360
80.00 360
80.00 360
24.54 360
90.00 360
80.00 360
80.00 360
20360301 CWHL 1460 360 0.25 90255 2-4 Family No MI 100016000000000000 11 2 2 First Lien 60 N 20360301 CWHL 490000 2552.083333 360 6 0 0 0.25 HI 96722 Condominium No MI 100016000000000000 11.25 2 2 First Lien 120 N 20360301 CWHL 376000 1762.5 360 5.375 0 0 0.25 CA 95829 Single Family No MI 100016000000000000 10.625 2 2 First Lien 60 N 20360201 CWHL 140000 787.5 360 6.5 0 0 0.25 FL 32817 PUD No MI 100016000000000000 11.75 2 2 First Lien 120 N 20360301 CWHL 127175 529.8958333 360 4.75 0 0 0.25 KS 66061 Single Family No MI 100016000000000000 10 2 2 First Lien 60 N 20360201 CWHL 186616 991.3975 360 6.125 0 0 0.25 UT 84065 PUD No MI 100016000000000000 11.375 2 2 First Lien 60 N 20360201 CWHL 229600 1004.5 360 5 0 0 0.25 VA 23314 Single Family No MI 100016000000000000 10.25 2 2 First Lien 60 N 20360301 CWHL 383980 2079.891667 360 6.25 0 0 0.25 CA 90606 Single Family No MI 100016000000000000 11.5 2 2 First Lien 60 N 20360201 CWHL 366483.89 2231.15 360 5.875 0 0 0.25 AZ 86406 Single Family No MI 100016000000000000 11.125 2 2 First Lien 120 N 20360201 CWHL 275000 1403.645833 360 5.875 0 0 0.25 MA 2451 Condominium No MI 100016000000000000 11.125 2 2 First Lien 60 N 20360201 CWHL 101315.65 671.3 360 6.5 0 0 0.25 TX 76135 Single Family Mortgage Guaranty In 100016000000000000 11.75 2 2 First Lien 60 N 20360201 CWHL 187600 957.5416667 360 5.875 0 0 0.25 WA 98117 Condominium No MI 100134000000000000 11.125 2 2 First Lien 84 N 20360201 CWHL 163200 935 360 6.625 0 0 0.25 SC 29412 Single Family No MI 100016000000000000 11.875 2 2 First Lien 60 N 20360201 CWHL 118738.9 675.67 360 5.25 0 0 0.25 VA 22206 Condominium No MI 100016000000000000 10.5 2 2 First Lien 60 N 20360201 CWHL 121499.3 721.4020938 360 6.875 0 0 0.25 FL 33880 Single Family Republic MIC 100016000000000000 12.125 2 2 First Lien 60 N 20360301 CWHL 248000 1369.166667 360 6.375 0 0 0.25 CA 93313 Single Family No MI 100016000000000000 11.625 2 2 First Lien 84 N 20360201 CWHL 131040 696.15 360 6.125 0 0 0.25 TN 37013 Single Family No MI 100016000000000000 11.375 2 2 First Lien 60 N 20360201 CWHL 5.75 CA 0 0
60 292000
GROUP III 359 7 ANTIOCH 163329 2.25 Y 120 GROUP III 359 7 ANTIOCH 137936 2.25 Y 120 GROUP III 359 5 FOOTHILL RANCH 241120 2.25 Y 60 GROUP III 358 6.375 NORTHRIDGE 410000 2.25 Y 84 GROUP III 359 6.5 TRACY 412000 2.25 Y 84 GROUP III 358 6.625 PHOENIX 141200 2.25 Y 60 GROUP III 358 6 GREELEY 163920 2.25 Y 84 GROUP III 358 6.5 FORT COLLINS 126600 2.25 Y 60 GROUP III 358 6.5 TACOMA 167000 2.25 Y 60 GROUP III 358 5.375 REDDING 360000 2.25 Y 60 GROUP III 358 6.25 LOS BANOS 400000 2.25 Y 84 GROUP III 358 5.75 MONROE 158800 2.25 Y 60 GROUP III 358 5.875 ANCHORAGE 79800 2.25 Y 60 GROUP III 359 6.25 BELLEVUE 406400 2.25 Y 84 GROUP III 359 6 NEW HAMPTON 364530 2.25 Y 60 GROUP III 358 6 MECHANICSVILLE 112000 2.25 Y 120 GROUP III 358 6.25 WOODBRIDGE 236000 2.25 Y 60 GROUP III
G05 6.75 TN 20060401 20160301 No_PP G05 20060401 20160301 No_PP G01 20060401 20110301 Prepay G03 20060301 20130201 No_PP G03 20060401 20130301 No_PP G01 20060301 20110201 Prepay G03 20060301 20130201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G03 20060301 20130201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G03 20060401 20130301 No_PP G01 20060401 20110301 No_PP G05 20060301 20160201 No_PP G01 20060301 20110201 No_PP G03 80.00 12 360 6.75 TN 80.00 12 360 4.75 CA 80.00 10 360 6.125 CA 54.23 11.375 360 6.25 CA 80.00 11.5 360 6.375 AZ 80.00 11.625 360 5.75 CO 80.00 11 360 6.25 CO 57.55 11.5 360 6.25 WA 80.00 11.5 360 5.125 CA 55.38 10.375 360 6 CA 74.77 11.25 360 5.5 WA 80.00 10.75 360 5.625 AK 61.38 10.875 360 6 WA 80.00 11.25 360 5.75 NH 72.91 11 360 5.75 VA 64.00 11 360 6 VA 80.00 11.25 360
163329 0 37013 No MI 2 120 137936 0 0 37013 No MI 2 120 241120 0 0 92610 No MI 2 60 410000 0 0 91343 No MI 2 84 412000 0 0 95376 No MI 2 84 141200 0 0 85053 No MI 2 60 163920 0 0 80634 No MI 2 84 126600 0 0 80525 No MI 2 60 167000 0 0 98409 No MI 2 60 357000 0 0 96002 No MI 2 60 399923.25 0 0 93635 No MI 2 84 158800 0 0 98272 No MI 2 60 79704.51 0 0 99518 No MI 2 60 406400 0 0 98004 No MI 2 84 364530 0 0 3256 No MI 2 60 112000 0 0 23111 No MI 2 120 236000 0 0 22192 No MI 2 60 359982.5 0
952.7525 0.25 PUD 2 N PUD 20360301 804.6266667 0.25 2
360 100016000000000000 First Lien CWHL 360
100016000000000000 First Lien 20360301 CWHL 1004.666667 360 0.25 Condominium 100134000000000000 2 First Lien N 20360301 CWHL 2178.125 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 2231.666667 360 0.25 Single Family 100134000000000000 2 First Lien N 20360301 CWHL 779.5416667 360 0.25 Single Family 100134000000000000 2 First Lien N 20360201 CWHL 819.6 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 685.75 360 0.25 PUD 100134000000000000 2 First Lien N 20360201 CWHL 904.5833333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1599.0625 360 0.25 PUD 100016000000000000 2 First Lien N 20360201 CWHL 2082.933594 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 760.9166667 360 0.25 Condominium 100016000000000000 2 First Lien N 20360201 CWHL 390.2199969 360 0.25 Condominium 100016000000000000 2 First Lien N 20360201 CWHL 2116.666667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1822.65 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 560 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1229.166667 360 0.25 PUD 100016000000000000 2 First Lien N 20360201 CWHL 1762.414323 360 N
358 5.875 MONMOUTH JUNCTION 360000 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 358 6.125 BROOKLYN 446250 20060301 2.75 20110201 Y 60 No_PP GROUP III G03 359 5.875 CHICAGO 338500 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 359 6.625 FREDERICKSBURG 143000 20060401 2.25 20110301 Y 60 No_PP GROUP III G03 358 6.75 ONTARIO 342400 20060301 2.25 20130201 Y 84 Prepay GROUP III G01 358 6 APPLE VALLEY 292000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 359 6.625 BIGLERVILLE 50000 20060401 2.25 20160301 N 0 No_PP GROUP III G03 359 7.5 CERES 344979 20060401 2.25 20130301 Y 84 No_PP GROUP III G03 359 6.5 SALIDA 411996 20060401 2.25 20130301 Y 84 No_PP GROUP III G03 359 7 CHICAGO 228000 20060401 2.25 20130301 Y 84 No_PP GROUP III G04 359 6.25 FORT LAUDERDALE 280720 20060401 2.25 20130301 Y 84 Prepay GROUP III G05 359 6.375 OCEANSIDE 232500 20060401 2.25 20160301 Y 120 Prepay GROUP III G01 358 6.625 ROY 107840 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 6.5 AURORA 132000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 6.75 THORNTON 124800 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 358 6.375 AUBURN 222000 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 358 4.875 BOWIE 137000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358
5.625 NJ 40.45 360 10.875
0 2
85.00 360
63.15 360
49.65 360
80.00 360
61.60 360
27.78 360
80.00 360
80.00 360
80.00 360
80.00 360
58.86 360
80.00 360
80.00 360
80.00 360
75.00 360
67.16 360
100016000000000000 First Lien 84 N 20360201 CWHL 446250 2277.734375 360 5.585 0.29 0 0.25 NY 11236 2-4 Family United Guaranty 100016000000000000 11.125 2 2 First Lien 60 N 20360201 CWHL 338500 1657.239583 360 5.625 0 0 0.25 IL 60618 Single Family No MI 100016000000000000 10.875 2.21 2 First Lien 84 N 20360301 CWHL 143000 789.4791667 360 6.375 0 0 0.25 VA 22407 Single Family No MI 100016000000000000 11.625 2 2 First Lien 60 N 20360301 CWHL 342400 1926 360 6.5 0 0 0.25 CA 91764 Single Family No MI 100016000000000000 11.75 2 2 First Lien 84 N 20360201 CWHL 292000 1460 360 5.75 0 0 0.25 CA 92307 Single Family No MI 100016000000000000 11 2 2 First Lien 60 N 20360201 CWHL 49675.88 320.16 360 6.375 0 0 0.25 PA 17307 Single Family No MI 100016000000000000 11.625 2 2 First Lien 120 N 20360301 CWHL 344979 2156.11875 360 7.25 0 0 0.25 CA 95307 Single Family No MI 100016000000000000 12.5 2 2 First Lien 84 N 20360301 CWHL 411996 2231.645 360 6.25 0 0 0.25 CA 95368 Single Family No MI 100016000000000000 11.5 2 2 First Lien 84 N 20360301 CWHL 228000 1330 360 6.75 0 0 0.25 IL 60641 Single Family No MI 100016000000000000 12 2 2 First Lien 84 N 20360301 CWHL 280720 1462.083333 360 6 0 0 0.25 FL 33301 Condominium No MI 100016000000000000 11.25 2 2 First Lien 84 N 20360301 CWHL 232500 1235.15625 360 6.125 0 0 0.25 CA 92057 Single Family No MI 100016000000000000 11.375 2 2 First Lien 120 N 20360301 CWHL 107840 595.3666667 360 6.375 0 0 0.25 UT 84067 Single Family No MI 100016000000000000 11.625 2 2 First Lien 60 N 20360201 CWHL 132000 715 360 6.25 0 0 0.25 CO 80011 Single Family No MI 100016000000000000 11.5 2 2 First Lien 60 N 20360301 CWHL 124800 702 360 6.5 0 0 0.25 CO 80241 Single Family No MI 100016000000000000 11.75 2 2 First Lien 60 N 20360201 CWHL 221179.38 1175.015456 360 6.125 0 0 0.25 WA 98001 PUD No MI 100016000000000000 11.375 2 2 First Lien 84 N 20360201 CWHL 137000 556.5625 360 4.625 0 0 0.25 MD 20716 Condominium No MI 100016000000000000 9.875 2 2 First Lien 60 N 20360201 CWHL 417000 2345.625 360 6.5 0 0 0.25 2
0 8852 No MI
0.25 Single Family N
6.75 LAS VEGAS 417000 2.25 Y 60 GROUP III 359 6.375 SAN JOSE 332000 2.25 Y 84 GROUP III 359 5.75 GREENSBURG 217600 2.25 Y 60 GROUP III 359 6.5 SNELLVILLE 146400 2.25 Y 60 GROUP III 358 5.625 FARMINGTON 165784 2.25 Y 84 GROUP III 358 7.625 SCOTTSDALE 136000 2.25 Y 60 GROUP III 358 6 WALDORF 279999 2.25 Y 60 GROUP III 358 5.875 KATY 83600 2.25 Y 60 GROUP III 358 6.875 CASA GRANDE 180000 2.875 Y 60 GROUP III 358 5.875 LOS ANGELES 275000 2.25 Y 84 GROUP III 358 7.125 LAS VEGAS 226650 2.25 Y 60 GROUP III 359 7.625 CHATTANOOGA 60000 2.25 Y 60 GROUP III 358 6.75 LOS ANGELES (N 300000 2.25 Y 60 GROUP III 359 6.75 PALM SPRINGS 308141 2.25 Y 60 GROUP III 359 7 SILVER SPRING 328000 2.25 N 0 GROUP III 358 5.25 ALEXANDRIA 343920 2.25 Y 60 GROUP III 358 6.25 INDIANAPOLIS 98500 2.25 Y 120 GROUP III 359 7.5 BROOKFIELD
NV 20060301 20110201 No_PP G03 20060401 20130301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G03 20060301 20130201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G03 20060301 20130201 No_PP G01 20060301 20110201 Prepay G01 20060401 20110301 No_PP G01 HOLLYWOOD) 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G05 20060301 20160201 No_PP G01 75.73 11.75 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
76.00 360
90.00 360
61.11 360
79.99 360
60.00 360
60.00 360
80.00 360
68.76 360
80.00 360
75.19 360
First Lien 20360201 CWHL 1763.75 360 6.125 0 0 0.25 CA 95136 Condominium No MI 100016000000000000 11.375 2 2 First Lien 84 N 20360301 CWHL 217600 1042.666667 360 5.5 0 0 0.25 PA 15601 Single Family No MI 100016000000000000 10.75 2 2 First Lien 60 N 20360301 CWHL 146400 793 360 6.25 0 0 0.25 GA 30039 Single Family No MI 100016000000000000 11.5 2 2 First Lien 60 N 20360301 CWHL 165784 777.1125 360 5.375 0 0 0.25 MN 55024 Condominium No MI 100016000000000000 10.625 2 2 First Lien 84 N 20360201 CWHL 136000 864.1666667 360 7.375 0 0 0.25 AZ 85257 Single Family No MI 100016000000000000 12.625 2 2 First Lien 60 N 20360201 CWHL 279999 1399.995 360 5.75 0 0 0.25 MD 20603 PUD No MI 100016000000000000 11 2 2 First Lien 60 N 20360201 CWHL 83600 409.2916667 360 5.625 0 0 0.25 TX 77450 PUD No MI 100016000000000000 10.875 2 2 First Lien 60 N 20360201 CWHL 180000 1031.25 360 6.135 0.49 0 0.25 AZ 85222 Single Family Republic MIC 100016000000000000 11.875 2 2 First Lien 60 N 20360201 CWHL 275000 1346.354167 360 5.625 0 0 0.25 CA 90016 Single Family No MI 100016000000000000 10.875 2.135 2 First Lien 84 N 20360201 CWHL 226650 1345.734375 360 6.875 0 0 0.25 NV 89118 Condominium No MI 100016000000000000 12.125 2 2 First Lien 60 N 20360201 CWHL 60000 381.25 360 7.375 0 0 0.25 TN 37416 Single Family No MI 100016000000000000 12.625 2 2 First Lien 60 N 20360301 CWHL 300000 1687.5 360 6.5 0 0 0.25 CA 91605 Single Family No MI 100016000000000000 11.75 2 2 First Lien 60 N 20360201 CWHL 308141 1733.293125 360 6.5 0 0 0.25 CA 92262 PUD No MI 100134000000000000 11.75 2 2 First Lien 60 N 20360301 CWHL 327731.14 2182.19 360 6.75 0 0 0.25 MD 20906 Single Family No MI 100016000000000000 12 2 2 First Lien 60 N 20360301 CWHL 343920 1504.65 360 5 0 0 0.25 VA 22315 PUD No MI 100016000000000000 10.25 2 2 First Lien 60 N 20360201 CWHL 98500 513.0208333 360 6 0 0 0.25 IN 46220 Single Family No MI 100016000000000000 11.25 2 2 First Lien 120 N 20360201 CWHL 200000 1250 360 7.25 0 0 0.25 IL 60513 2-4 Family 60 332000 N
89145 No MI 2
PUD 2 N
200000 2.25 Y 60 GROUP III 359 5.875 BARTLETT 206200 2.25 Y 60 GROUP III 359 7 AURORA 170000 2.25 Y 60 GROUP III 359 5.75 TINLEY PARK 93200 2.25 Y 60 GROUP III 358 6 FREDERICKSBURG 223200 2.25 Y 60 GROUP III 358 6.875 LAS VEGAS 368000 2.25 Y 60 GROUP III 358 6 BANGOR 153600 2.25 Y 120 GROUP III 358 6.5 WINDERMERE 289000 2.25 Y 120 GROUP III 359 6.875 RIVERSIDE 284000 2.25 Y 60 GROUP III 358 5.75 JACKSONVILLE 193600 2.25 Y 84 GROUP III 359 5.75 ATLANTA 116000 2.25 Y 60 GROUP III 359 6.125 BUFORD 157500 2.25 Y 84 GROUP III 358 6.5 CRESTVIEW 125000 2.25 N 0 GROUP III 358 6.875 RESTON 223520 2.25 Y 60 GROUP III 358 6.25 PUYALLUP 224000 2.25 Y 120 GROUP III 358 7 CALABASH 82000 2.25 Y 120 GROUP III 358 6 RIVERBANK 261000 2.25 Y 60 GROUP III 358 5.625 OXON HILL 147000
20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G05 20060301 20160201 No_PP G05 20060301 20160201 No_PP G01 20060401 20110301 No_PP G03 20060301 20130201 No_PP G01 20060401 20110301 No_PP G03 20060401 20130301 No_PP G05 20060301 20160201 Prepay G01 20060301 20110201 No_PP G05 20060301 20160201 No_PP G05 20060301 20160201 No_PP G01 20060301 20110201 No_PP G03 20060301
44.44 12.5 360 5.625 IL 76.37 10.875 360 6.75 IL 80.00 12 360 5.5 IL 80.00 10.75 360 5.75 VA 80.00 11 360 6.625 NV 80.00 11.875 360 5.75 PA 80.00 11 360 6.25 FL 59.59 11.5 360 6.625 CA 80.00 11.875 360 5.5 FL 80.00 10.75 360 5.5 GA 80.00 10.75 360 5.875 GA 75.00 11.125 360 6.25 FL 54.35 11.5 360 6.625 VA 80.00 11.875 360 6 WA 80.00 11.25 360 6.75 NC 64.57 12 360 5.75 CA 90.00 11 360 5.375 MD 42.36
No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 203407.58 995.8496104 360 0 0 0.25 60103 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 170000 991.6666667 360 0 0 0.25 60504 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 93200 446.5833333 360 0 0 0.25 60477 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 223000 1115 360 0 0 0.25 22406 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 368000 2108.333333 360 0 0 0.25 89134 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 153368 766.84 360 0 0 0.25 18013 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 289000 1565.416667 360 0 0 0.25 34786 PUD No MI 100134000000000000 2 2 First Lien 120 N 20360201 CWHL 284000 1627.083333 360 0 0 0.25 92503 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 193600 927.6666667 360 0 0 0.25 32259 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 116000 555.8333333 360 0 0 0.25 30308 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 157500 803.90625 360 0 0 0.25 30519 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 124773.37 790.09 360 0 0 0.25 32536 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 223520 1280.583333 360 0 0 0.25 20190 Condominium No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 224000 1166.666667 360 0 0 0.25 98371 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 82000 478.3333333 360 0 0 0.25 28467 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 261000 1305 360 0 0 0.25 95367 Single Family Republic MIC 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 146684.97 846.21 360 0 0 0.25 20745 Single Family No MI 100016000000000000
2.25 N
0 GROUP III
20130201 No_PP G01
10.625 360 7.25 OR 80.00 12.5 360 5.625 CA 70.00 10.875 360 7.375 CA 80.00 12.625 360 7 NV 80.00 12.25 360 6.875 CA 80.00 12.125 360 5.875 UT 80.00 11.125 360 7.25 CA 11.71 12.5 360 5.875 CA 71.76 11.125 360 5.625 TX 80.00 10.875 360 5.5 TX 80.00 10.75 360 4.875 KY 78.22 10.125 360 5.375 UT 75.37 10.625 360 5.75 CA 77.78 12 360 6 FL 80.00 11.25 360 6 VA 75.82 11.25 360 6.625 AZ 80.00 11.875 360 5.625 CA 73.05 10.875 0 0 0 0 0 0 0
2 84 186800 0 97502 No MI 2 60 185500 0 92240 No MI 2 120 176000 0 93230 No MI 2 60 173600 0 89120 No MI 2 84 176000 0 93534 No MI 2 60 147800 0 84043 No MI 2 60 65000 0 92069 No MI 2 120 211700 0 0 92128 No MI 2 60 206000 0 0 77019 No MI 2 60 137600 0 0 77550 No MI 2 60 175585.85 0 0 41017 No MI 2 60 112987.54 0 0 84120 No MI 2 84 350000 0 0 95687 No MI 2 60 183998.74 0 0 32413 No MI 2 60 416999.88 0 0 20190 No MI 2 120 210401 0 0 85206 No MI 2 60 346900 0 0 92869 No MI 2
359 7.5 CENTRAL POINT 186800 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 358 5.875 DESERT HOT SPRINGS 185500 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 358 7.625 HANFORD 176000 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 359 7.25 LAS VEGAS 173600 20060401 2.25 20130301 Y 84 Prepay GROUP III G01 359 7.125 LANCASTER 176000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 6.125 EAGLE MOUNTAIN 147800 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 359 7.5 SAN MARCOS 65000 20060401 2.25 20160301 Y 120 Prepay GROUP III G01 359 6.125 SAN DIEGO 211700 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 5.875 HOUSTON 206000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 5.75 GALVESTON 137600 20060301 2.25 20110201 Y 60 No_PP GROUP III G02 358 5.125 FT MITCHELL 176000 20060301 2.25 20110201 N 0 Prepay GROUP III G03 358 5.625 WEST VALLEY 113050 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 358 6 VACAVILLE 350000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.25 PANAMA CITY 184000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 358 6.25 RESTON 417000 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 359 6.875 MESA 210401 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 5.875 ORANGE 347000 20060301 2.25 20110201
First Lien 20360201 CWHL 1167.5 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 908.1770833 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1118.333333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1048.833333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1045 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 754.3958333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 406.25 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 CWHL 1080.552083 360 0.25 Condominium 100016000000000000 2 First Lien N 20360301 CWHL 1008.541667 360 0.25 PUD 100134000000000000 2 First Lien N 20360201 CWHL 659.3333333 360 0.25 2-4 Family 100134000000000000 2 First Lien N 20360201 CWHL 958.3 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 529.6290937 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1750 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 958.3267708 360 0.25 PUD 100016000000000000 2 First Lien N 20360201 CWHL 2171.874375 360 0.25 Condominium 100016000000000000 2 First Lien N 20360201 CWHL 1205.422396 360 0.25 PUD 100134000000000000 2 First Lien N 20360301 CWHL 1698.364583 360 0.25 Condominium 100016000000000000 2 First Lien N
60 GROUP III 358 6.25 LANGLEY 309000 2.25 Y 60 GROUP III 358 6.25 LAS VEGAS 356000 2.25 Y 120 GROUP III 358 6.25 LAS VEGAS 222300 2.25 Y 84 GROUP III 358 6.25 LAS VEGAS 250400 2.25 Y 84 GROUP III 358 6.75 LAS VEGAS 267200 2.25 Y 84 GROUP III 359 5.75 SHERWOOD 354220 2.25 Y 120 GROUP III 358 6.25 SANTA FE 252000 2.25 N 0 GROUP III 358 6.5 BLACHLY 132000 2.25 Y 60 GROUP III 359 5.75 PELZER 129600 2.25 Y 84 GROUP III 358 6.25 INDIAN ORCHARD 151000 2.25 Y 120 GROUP III 359 7.5 MISSION VIEJO 320000 2.25 Y 60 GROUP III 359 7.5 MORENO VALLEY 272000 2.25 Y 60 GROUP III 358 5.75 ONTARIO 215000 2.25 Y 60 GROUP III 358 5.5 PORTLAND 84000 2.25 Y 60 GROUP III 358 5.5 FOLSOM 320000 2.25 Y 60 GROUP III 358 5.625 ACAMPO 400000 2.25 Y 60 GROUP III 358 5.375 BROOKEVILLE 239910 2.25 Y 60
No_PP G01
360 6 WA
20060301 20110201 No_PP G05 20060301 20160201 No_PP G03 20060301 20130201 No_PP G03 20060301 20130201 Prepay G03 20060301 20130201 Prepay G05 20060401 20160301 No_PP G05 20060301 20160201 No_PP G02 20060301 20110201 Prepay G03 20060401 20130301 No_PP G05 20060301 20160201 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP
75.00 11.25 360 6 NV 80.00 11.25 360 6 NV 90.00 11.25 360 6 NV 80.00 11.25 360 6.5 NV 80.00 11.75 360 5.5 OR 80.00 10.75 360 6 NM 73.39 11.25 360 6.25 OR 80.00 11.5 360 5.5 SC 80.00 10.75 360 6 MA 69.91 11.25 360 7.25 CA 80.00 12.5 360 7.25 CA 80.00 12.5 360 5.5 CA 74.14 10.75 360 5.25 OR 80.00 10.5 360 5.25 CA 52.89 10.5 360 5.375 CA 76.56 10.625 360 5.125 MD 53.31 10.375 360
20360201 CWHL 1609.375 360 0.25 98260 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 356000 1854.166667 360 0 0 0.25 89149 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 222298.53 1157.804844 360 0 0 0.25 89156 Single Family United Guaranty 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 250400 1304.166667 360 0 0 0.25 89129 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 267200 1503 360 0 0 0.25 89131 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 354220 1697.304167 360 0 0 0.25 97140 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 251520.53 1551.61 360 0 0 0.25 87506 Single Family No MI 2 2 First Lien 120 N 20360201 CWHL 131999.02 714.9946917 360 0 0 0.25 97412 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 129600 621 360 0 0 0.25 29669 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 151000 786.4583333 360 0 0 0.25 1151 2-4 Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 320000 2000 360 0 0 0.25 92691 Condominium No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 272000 1700 360 0 0 0.25 92557 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 215000 1030.208333 360 0 0 0.25 91764 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 84000 385 360 0 0 0.25 97225 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 320000 1466.666667 360 0 0 0.25 95630 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 394977.76 1851.45825 360 0 0 0.25 95220 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 239910 1074.596875 360 0 0 0.25 20833 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 0 0
60 309000
GROUP III G01 358 6.875 LAS VEGAS 203992 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 358 5.875 LOS ANGELES 225000 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 359 7.25 STAR 245950 20060401 2.25 20110301 Y 60 Prepay GROUP III G05 358 6.125 SIMI VALLEY 372000 20060301 2.25 20160201 Y 120 No_PP GROUP III G02 358 7.625 WINTER GARDEN 127992 20060301 2.25 20110201 Y 60 Prepay GROUP III G02 358 6.375 WINDERMERE 400000 20060301 2.25 20110201 Y 60 Prepay GROUP III G03 359 7.625 LAHAINA 400000 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 358 7.25 TUALATIN 348000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 358 7.375 ESTERO 240000 20060301 2.25 20160201 N 0 Prepay GROUP III G01 359 6.625 MERCED 322868 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 7.375 MACOMB 137000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 7.25 YORBA LINDA 302029 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 358 5.625 NASHVILLE 388800 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 359 6.25 BROADVIEW HEIGHTS 156000 20060401 2.25 20160301 Y 120 Prepay GROUP III G01 359 7.125 LAKE ELSINORE 311900 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 358 6.125 AVONDALE 188720 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.125 BAKERSFIELD 236676 20060301 2.25 20110201 Y 60 No_PP GROUP III G05
203991.2 6.625 NV 80.00 11.875 360 5.625 CA 30.00 10.875 360 7 ID 80.00 12.25 360 5.875 CA 80.00 11.125 360 7.375 FL 80.00 12.625 360 6.125 FL 78.71 11.375 360 7.375 HI 62.02 12.625 360 7 OR 80.00 12.25 360 7.125 FL 44.09 12.375 360 6.375 CA 80.00 11.625 360 7.125 MI 40.90 12.375 360 7 CA 70.00 12.25 360 5.375 TN 79.00 10.625 360 6 OH 80.00 11.25 360 6.875 CA 79.99 12.125 360 5.875 AZ 80.00 11.125 360 5.875 CA 80.00 11.125 360 0 0 0 0 0 0 0 0 0 89113 No MI 2 60 225000 0 90064 No MI 2 84 245950 0 83669 No MI 2 60 372000 0 93063 No MI 2 120 127992 0 34787 No MI 2 60 400000 0 34786 No MI 2 60 400000 0 96761 No MI 2 84 348000 0 97062 No MI 2 N N N N N N N N
1168.699583 0.25 PUD 2
360
60 239633.64 0 0 33928 No MI 2 120 322868 0 0 95340 No MI 2 60 137000 0 0 48044 No MI 2 60 302029 0 0 92887 No MI 2 60 388800 0 0 37204 No MI 2 84 156000 0 0 44147 No MI 2 120 311900 0 0 92530 No MI 2 60 188720 0 0 85323 No MI 2 60 236676 0 0 93312 No MI 2 60 159300
100016000000000000 First Lien 20360201 CWHL 1101.5625 360 0.25 Single Family 100016000000000000 2 First Lien 20360201 CWHL 1485.947917 360 0.25 PUD 100016000000000000 2 First Lien 20360301 CWHL 1898.75 360 0.25 Single Family 100016000000000000 2 First Lien 20360201 CWHL 813.2825 360 0.25 Condominium 100016000000000000 2 First Lien 20360201 CWHL 2125 360 0.25 PUD 100016000000000000 2 First Lien 20360201 CWHL 2541.666667 360 0.25 Condominium 100016000000000000 2 First Lien 20360301 CWHL 2102.5 360 0.25 Single Family 100016000000000000 2 First Lien 20360201 CWHL 1657.62 360 0.25 PUD 100016000000000000 2 First Lien 20360201 CWHL 1782.500417 360 0.25 Single Family 100134000000000000 2 First Lien 20360301 CWHL 841.9791667 360 0.25 Single Family 100016000000000000 2 First Lien 20360201 CWHL 1824.758542 360 0.25 Condominium 100016000000000000 2 First Lien 20360201 CWHL 1822.5 360 0.25 Condominium 100134000000000000 2 First Lien 20360201 CWHL 812.5 360 0.25 Condominium 100016000000000000 2 First Lien 20360301 CWHL 1851.90625 360 0.25 Single Family 100134000000000000 2 First Lien 20360301 CWHL 963.2583333 360 0.25 PUD 100016000000000000 2 First Lien 20360201 CWHL 1208.03375 360 0.25 Single Family 100016000000000000 2 First Lien 20360201 CWHL 779.90625 360
358 5.875 HENDERSON 159300 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 358 6.5 APPLE VALLEY 248000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 6.875 RIVERVIEW 188000 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 358 6.5 ROSWELL 269000 20060301 2.25 20160201 Y 120 No_PP GROUP III G05 358 5.875 MURRIETA 338000 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 358 7.5 PHOENIX 200000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 7.125 RIVERTON 139120 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 5 RESTON 315488 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 6.75 WOODBRIDGE 231600 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 5.5 CHICAGO 208000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 359 6.125 ALEXANDRIA 294720 20060401 2.25 20160301 Y 120 No_PP GROUP III G01 359 5.5 TACOMA 148000 20060401 2.25 20110301 Y 60 No_PP GROUP III G03 359 6.375 LAKEWOOD 340000 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 358 6.875 PORT SAINT LUCIE 140000 20060301 2.25 20110201 Y 60 Prepay GROUP III G01 358 7.25 FRESNO 228000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 358 6 SAN MATEO 230000 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 358 7.875 WOLVERINE LAKE 163400 20060301 3.125 20110201 Y 60 No_PP GROUP III G05 358
5.625 NV 57.41 10.875 360 6.25 CA 80.00 11.5 360 6.625 FL 80.00 11.875 360 6.25 GA 75.56 11.5 360
0 2
0 89015 No MI 120 248000
0.25 Single Family 100016000000000000 First Lien N 20360201 CWHL 1343.333333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1077.083333 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 CWHL 1457.083333 360 0.25 PUD 100016000000000000 2 First Lien N 20360201 CWHL 1653.261474 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1249.788688 360 0.25 PUD 100016000000000000 2 First Lien N 20360201 CWHL 826.025 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1314.533333 360 0.25 Condominium 100016000000000000 2 First Lien N 20360301 CWHL 1302.383588 360 0.25 PUD 100016000000000000 2 First Lien N 20360201 CWHL 953.3333333 360 0.25 2-4 Family 100134000000000000 2 First Lien N 20360201 CWHL 1504.3 360 0.25 Condominium 100016000000000000 2 First Lien N 20360301 CWHL 678.3333333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1806.25 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 802.0833333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1377.469188 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1150 360 0.25 Condominium 100016000000000000 2 First Lien N 20360201 CWHL 1072.3125 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1224.609375 360 0.25 2 N
0 92307 No MI 2 60 188000 0 33569 No MI 2 60 269000
0 30075 No MI 2
71.92 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
45.33 360
80.00 360
80.00 360
78.77 360
95.00 360
120 337687.45 5.625 0 0 CA 92563 No MI 10.875 2 120 199966.19 7.25 0 0 AZ 85040 No MI 12.5 2 60 139120 6.875 0 0 UT 84065 No MI 12.125 2 60 315488 4.75 0 0 VA 20190 No MI 10 2 60 231534.86 6.5 0 0 VA 22193 No MI 11.75 2 60 208000 5.25 0 0 IL 60637 No MI 10.5 2 60 294720 5.875 0 0 VA 22304 No MI 11.125 2 120 148000 5.25 0 0 WA 98408 No MI 10.5 2 60 340000 6.125 0 0 CA 90713 No MI 11.375 2 84 140000 6.625 0 0 FL 34952 No MI 11.875 2 60 227994.9 7 0 0 CA 93722 No MI 12.25 2 60 230000 5.75 0 0 CA 94401 No MI 11 2 120 163400 7.045 0.58 0 MI 48390 YES 12.875 2 60 213750 6.625 0 0
6.875 HELOTES 213750 2.25 Y 120 GROUP III 358 7.375 KAILUA-KONA 284000 2.25 Y 60 GROUP III 359 6.375 LONGMONT 198000 2.25 Y 84 GROUP III 358 7 SAN DIEGO 205000 2.25 N 0 GROUP III 358 6.625 VANCOUVER 100000 2.25 Y 60 GROUP III 359 5.5 FRISCO 385000 2.25 N 0 GROUP III 359 6.375 NEWTON 370000 2.25 Y 60 GROUP III 359 6.5 TAMPA 83920 2.25 Y 120 GROUP III 359 5.75 SAN ANTONIO 300000 2.25 Y 60 GROUP III 359 6.625 DALLAS 90581.53 2.25 Y 60 GROUP III 359 6.5 CITY OF MIAMI 415520 2.25 Y 60 GROUP III 359 6.375 NEW ALBANY 196000 2.25 Y 60 GROUP III 359 6.5 EUGENE 220800 2.25 Y 84 GROUP III 358 5.625 MIAMI 70000 2.25 Y 120 GROUP III 359 5.875 MIAMI 188000 2.25 Y 120 GROUP III 359 6.75 RENO 250000 2.25 N 0 GROUP III 358 6 LAKEWOOD 128000 2.25 Y 60 GROUP III 358 7.625 DECATUR
20060301 20160201 Prepay G01 20060301 20110201 No_PP G03 20060401 20130301 Prepay G03 20060301 20130201 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G05 20060401 20160301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G03 20060401 20130301 No_PP G05 20060301 20160201 No_PP G05 20060401 20160301 No_PP G03 20060401 20130301 Prepay G01 20060301 20110201 No_PP G01
78023 PUD Radian Guaranty 100016000000000000 2.295 2 First Lien 360 120 N 20360201 CWHL 284000 1745.416667 360 7.125 0 0 0.25 HI 96740 Condominium 80.00 No MI 100016000000000000 12.375 2 2 First Lien 360 60 N 20360201 CWHL 198000 1051.875 360 6.125 0 0 0.25 CO 80501 Single Family 77.04 No MI 100016000000000000 11.375 2 2 First Lien 360 84 N 20360301 CWHL 204662.94 1363.87 360 6.75 0 0 0.25 CA 92130 Condominium 46.65 No MI 100016000000000000 12 2 2 First Lien 360 84 N 20360201 CWHL 100000 552.0833333 360 6.375 0 0 0.25 WA 98662 PUD 32.73 No MI 100016000000000000 11.625 2 2 First Lien 360 60 N 20360201 CWHL 384578.59 2185.99 360 5.25 0 0 0.25 TX 75034 PUD 79.38 No MI 100016000000000000 10.5 2 2 First Lien 360 60 N 20360301 CWHL 370000 1965.625 360 6.125 0 0 0.25 MA 2458 Single Family 75.51 No MI 100016000000000000 11.375 2 2 First Lien 360 60 N 20360301 CWHL 83920 454.5666667 360 6.25 0 0 0.25 FL 33614 Condominium 80.00 No MI 100016000000000000 11.5 2 2 First Lien 360 120 N 20360301 CWHL 300000 1437.5 360 5.5 0 0 0.25 TX 78258 PUD 80.00 No MI 100016000000000000 10.75 2 2 First Lien 360 60 N 20360301 CWHL 90581.53 500.0855302 360 6.375 0 0 0.25 TX 75228 Single Family 86.27 United Guaranty 100016000000000000 11.625 2 2 First Lien 360 60 N 20360301 CWHL 415520 2250.733333 360 6.25 0 0 0.25 FL 33131 Condominium 80.00 No MI 100016000000000000 11.5 2 2 First Lien 360 60 N 20360301 CWHL 196000 1041.25 360 6.125 0 0 0.25 OH 43054 PUD 80.00 No MI 100016000000000000 11.375 2 2 First Lien 360 60 N 20360301 CWHL 220740.2 1195.676083 360 6.25 0 0 0.25 OR 97404 Single Family 80.00 No MI 100016000000000000 11.5 2 2 First Lien 360 84 N 20360301 CWHL 70000 328.125 360 5.375 0 0 0.25 FL 33186 Condominium 44.30 No MI 100016000000000000 10.625 2 2 First Lien 360 120 N 20360201 CWHL 188000 920.4166667 360 5.625 0 0 0.25 FL 33196 PUD 68.36 No MI 100016000000000000 10.875 2 2 First Lien 360 120 N 20360301 CWHL 249784.75 1621.5 360 6.5 0 0 0.25 NV 89509 PUD 46.00 No MI 100016000000000000 11.75 2 2 First Lien 360 84 N 20360301 CWHL 128000 640 360 5.75 0 0 0.25 NJ 8701 Single Family 37.65 No MI 100016000000000000 11 2 2 First Lien 360 60 N 20360201 CWHL 156600 995.0625 360 6.885 0.49 0 0.25 GA 30032 Single Family 95.00 11.875
TX
156600 20060301 2.875 20110201 Y 60 No_PP GROUP III G01 358 6.25 AURORA 177200 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 358 5.625 SATELLITE BEACH 141300 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 358 7.25 CHICAGO 230000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.625 GILBERT 300000 20060301 2.25 20110201 Y 60 Prepay GROUP III G03 358 6.875 CAYCE 108000 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 359 5.875 BEAUMONT 194260 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 357 7.625 ARLINGTON 141000 20060201 2.25 20110101 N 0 No_PP GROUP III G03 359 7.375 MERIDEN 131250 20060401 2.25 20130301 N 0 No_PP GROUP III G03 358 6.875 TUALATIN 226000 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 358 7.125 ORLANDO 139993 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 5.875 SACRAMENTO 295200 20060301 2.25 20110201 Y 60 Prepay GROUP III G01 358 5.875 PINE CITY 326000 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 359 6.25 KISSIMMEE 265000 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 358 7.125 OAK CREEK 167000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.875 SAINT AUGUSTINE 212000 20060301 2.25 20110201 Y 60 Prepay GROUP III G05 358 5.75 SAN JOSE 203500 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 358 5.875 SAN BERNARDINO 114400 20060301
90.00 12.625 360 6 CO 80.00 11.25 360 5.375 FL 44.86 10.625 360 7 IL 60.53 12.25 360 6.375 AZ 80.00 11.625 360 6.625 SC 86.06 11.875 360 5.625 CA 80.00 10.875 360 7.375 WA 75.00 13.625 360 7.125 CT 75.00 12.375 360 6.625 OR 80.00 11.875 360 6.875 FL 70.00 12.125 360 5.625 CA 80.00 10.875 360 5.625 MN 75.81 10.875 360 6 FL 79.83 11.25 360 6.875 WI 69.87 12.125 360 6.625 FL 80.00 11.875 360 5.5 CA 40.70 10.75 360 5.625 CA 45.76
Republic MIC 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 177200 922.9166667 360 0 0 0.25 80012 Single Family No MI 100016000000000000 2.135 2 First Lien 60 N 20360201 CWHL 141100 661.40625 360 0 0 0.25 32937 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 230000 1389.583333 360 0 0 0.25 60629 2-4 Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 300000 1656.25 360 0 0 0.25 85234 PUD No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 108000 618.75 360 0 0 0.25 29033 Single Family United Guaranty 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 194260 951.0645833 360 0 0 0.25 92223 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 140691.9 997.99 360 0 0 0.25 98223 PUD No MI 100134000000000000 2 2 First Lien 60 N 20360101 CWHL 131150.13 906.51 360 0 0 0.25 6450 2-4 Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 226000 1294.791667 360 0 0 0.25 97062 Single Family No MI 100134000000000000 2 2 First Lien 84 N 20360201 CWHL 139993 831.2084375 360 0 0 0.25 32829 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 295200 1445.25 360 0 0 0.25 95831 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 326000 1596.041667 360 0 0 0.25 55063 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 264968.88 1380.04625 360 0 0 0.25 34746 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 167000 991.5625 360 0 0 0.25 53154 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 212000 1214.583333 360 0 0 0.25 32084 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 203500 975.1041667 360 0 0 0.25 95127 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 114400 560.0833333 360 0 0 0.25 92407 Single Family No MI 100016000000000000
2.25 Y
60 GROUP III
20110201 No_PP G01
360
359 5.5 SACRAMENTO 289000 20060401 2.875 20110301 Y 60 Prepay GROUP III G03 359 5.75 MORENO VALLEY 313200 20060401 2.25 20130301 Y 84 Prepay GROUP III G05 358 5.875 BIG BEAR CITY 97000 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 358 6.625 WEST VALLEY CITY 136500 20060301 2.75 20110201 Y 60 No_PP GROUP III G01 359 6.75 MANASSAS 306000 20060401 2.875 20110301 Y 60 No_PP GROUP III G03 358 6.5 BAKERSFIELD 340000 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 358 5.875 GRESHAM 192000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 358 5.75 EWA BEACH 440104 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 358 7.25 LIHUE 243672 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 359 7.25 LAKE ARROWHEAD 204000 20060401 2.25 20160301 Y 120 No_PP GROUP III G01 358 6 LAS VEGAS 403000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.25 CHICAGO 180000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 7.25 SURPRISE 212500 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.75 LOGANVILLE 183920 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 6.25 SNELLVILLE 102240 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 6.375 MESA 183000 20060401 2.25 20110301 Y 60 No_PP GROUP III G03 358 7 MAGGIE VALLEY 132320 20060301 2.25 20130201
88.92 360
77.52 360
49.24 360
86.94 360
90.00 360
80.00 360
78.37 360
80.00 360
80.00 360
78.76 360
79.02 360
80.00 360
69.44 360
80.00 360
80.00 360
71.76 360
80.00
2 First Lien 20360201 CWHL 1324.583333 360 4.58 0.67 0 0.25 CA 95842 Single Family Republic MIC 100016000000000000 10.5 2 2 First Lien 60 N 20360301 CWHL 313200 1500.75 360 5.5 0 0 0.25 CA 92553 Single Family No MI 100016000000000000 10.75 1.955 2 First Lien 84 N 20360301 CWHL 96950.01 474.6510906 360 5.625 0 0 0.25 CA 92314 Single Family No MI 100016000000000000 10.875 2 2 First Lien 120 N 20360201 CWHL 136500 753.59375 360 6.045 0.33 0 0.25 UT 84119 Single Family PMI 100016000000000000 11.625 2 2 First Lien 60 N 20360201 CWHL 306000 1721.25 360 6.01 0.49 0 0.25 VA 20110 PUD Republic MIC 100016000000000000 11.75 2.17 2 First Lien 60 N 20360301 CWHL 340000 1841.666667 360 6.25 0 0 0.25 CA 93301 Single Family No MI 100016000000000000 11.5 2.135 2 First Lien 84 N 20360201 CWHL 192000 940 360 5.625 0 0 0.25 OR 97080 Single Family No MI 100016000000000000 10.875 2 2 First Lien 60 N 20360201 CWHL 440104 2108.831667 360 5.5 0 0 0.25 HI 96706 PUD No MI 100016000000000000 10.75 2 2 First Lien 120 N 20360201 CWHL 243672 1472.185 360 7 0 0 0.25 HI 96766 Condominium No MI 100016000000000000 12.25 2 2 First Lien 60 N 20360201 CWHL 204000 1232.5 360 7 0 0 0.25 CA 92352 Single Family No MI 100016000000000000 12.25 2 2 First Lien 120 N 20360301 CWHL 403000 2015 360 5.75 0 0 0.25 NV 89138 PUD No MI 100016000000000000 11 2 2 First Lien 60 N 20360201 CWHL 180000 937.5 360 6 0 0 0.25 IL 60613 Condominium No MI 100016000000000000 11.25 2 2 First Lien 60 N 20360201 CWHL 212500 1283.854167 360 7 0 0 0.25 AZ 85379 PUD No MI 100016000000000000 12.25 2 2 First Lien 60 N 20360201 CWHL 183920 1034.55 360 6.5 0 0 0.25 GA 30052 PUD No MI 100016000000000000 11.75 2 2 First Lien 60 N 20360201 CWHL 102240 532.5 360 6 0 0 0.25 GA 30078 Single Family No MI 100016000000000000 11.25 2 2 First Lien 60 N 20360301 CWHL 183000 972.1875 360 6.125 0 0 0.25 AZ 85208 PUD No MI 100016000000000000 11.375 2 2 First Lien 60 N 20360301 CWHL 132271.09 771.5813583 360 6.75 0 0 0.25 NC 28751 Single Family No MI 100016000000000000 12 2 2 First Lien N
10.875
2 60 289000
84 Prepay GROUP III G01 358 7.125 CALDWELL 117700 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 5.375 PERRIS 217600 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 5.625 PORTLAND 341700 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 7.25 VANCOUVER 248392 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 358 6.125 OXNARD 371000 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 359 5.875 FOREST 176000 20060401 2.25 20110301 Y 60 No_PP GROUP III G03 358 7.375 HUNTERSVILLE 234000 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 357 6.25 ROCKVILLE 376400 20060201 2.25 20110101 Y 60 Prepay GROUP III G05 358 6.375 MONROVIA 417000 20060301 2.25 20160201 Y 120 No_PP GROUP III G03 358 6.125 LOS ANGELES 181000 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 358 6.625 SAINT CLAIR SHORES 110400 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 358 6.5 ALBUQUERQUE 265000 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 358 7.125 HOMOSASSA 201768 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 7.25 TAMPA 67520 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 358 5.75 SAN BERNARDINO 330000 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 358 5.75 LITTLETON 244304 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 358 5.875 COLTON 197800 20060301 2.25 20130201 Y 84 No_PP
360 6.875 ID 63.62 12.125 360 5.125 CA 60.95 10.375 360 5.375 OR 80.00 10.625 360 7 WA 80.00 12.25 360 5.875 CA 65.09 11.125 360 5.625 VA 79.28 10.875 360 7.125 NC 90.00 12.375 360 6 MD 80.00 11.25 360 6.125 CA 69.50 11.375 360 5.875 CA 40.22 11.125 360 6.375 MI 80.00 11.625 360 6.25 NM 63.86 11.5 360 6.875 FL 80.00 12.125 360 7 FL 80.00 12.25 360 5.5 CA 76.74 10.75 360 5.5 CO 80.00 10.75 360 5.625 CA 56.51 10.875 360
20360201 CWHL 698.84375 360 0.25 Single Family 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 217600 974.6666667 360 0 0 0.25 92571 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 341700 1601.71875 360 0 0 0.25 97229 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 248392 1500.701667 360 0 0 0.25 98683 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 371000 1893.645833 360 0 0 0.25 93033 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 176000 861.6666667 360 0 0 0.25 24551 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 234000 1438.125 360 0 0 0.25 28078 PUD Republic MIC 100134000000000000 2 2 First Lien 84 N 20360201 CWHL 374190.26 1948.907604 360 0 0 0.25 20851 PUD No MI 100134000000000000 2 2 First Lien 60 N 20360101 CWHL 417000 2215.3125 360 0 0 0.25 91016 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 181000 923.8541667 360 0 0 0.25 90016 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 110400 609.5 360 0 0 0.25 48081 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 265000 1435.416667 360 0 0 0.25 87106 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 201768 1197.9975 360 0 0 0.25 34446 PUD No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 67519.56 407.930675 360 0 0 0.25 33614 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 330000 1581.25 360 0 0 0.25 92407 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 244304 1170.623333 360 0 0 0.25 80124 PUD No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 197800 968.3958333 360 0 0 0.25 92324 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 0 0 83607 No MI
84 117700
GROUP III 358 5.75 EDMONDS 199920 2.25 Y 60 GROUP III 359 6.875 MURRIETA 290000 2.25 N 0 GROUP III 358 5.875 WARREN 137000 2.25 N 0 GROUP III 358 6.5 MORENO VALLEY 292000 2.25 Y 60 GROUP III 358 7 LAS VEGAS 170300 2.25 Y 60 GROUP III 357 5.875 PHOENIX 236000 2.25 Y 60 GROUP III 358 6.375 APOPKA 187200 2.25 Y 60 GROUP III 359 7.375 ORLANDO 198320 2.25 Y 60 GROUP III 358 6.5 RIVERSIDE 331774 2.375 Y 60 GROUP III 356 5.625 COCONUT CREEK 365000 2.25 Y 60 GROUP III 358 5.875 STICKNEY 255920 2.25 Y 60 GROUP III 358 6.5 HENDERSON 340876 2.25 Y 84 GROUP III 358 6.375 KLAMATH FALLS 411000 2.25 Y 120 GROUP III 356 6.75 LAS VEGAS 133000 2.25 Y 120 GROUP III 358 6.5 ORLANDO 127920 2.25 Y 120 GROUP III 357 6 KENNESAW 140400 2.25 Y 60 GROUP III 358 6.375 LOMPOC 320000 2.25 Y 84 GROUP III
G01 5.5 WA 20060301 20110201 No_PP G05 20060401 20160301 Prepay G03 20060301 20130201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060201 20110101 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G02 20060301 20110201 Prepay G02 20060101 20101201 Prepay G01 20060301 20110201 No_PP G03 20060301 20130201 No_PP G05 20060301 20160201 No_PP G05 20060101 20151201 No_PP G05 20060301 20160201 Prepay G01 20060201 20110101 No_PP G03 20060301 20130201 Prepay G01 80.00 10.75 360 6.625 CA 62.37 11.875 360 5.625 OH 69.54 10.875 360 6.25 CA 80.00 11.5 360 6.75 NV 79.99 12 360 5.625 AZ 80.00 10.875 360 6.125 FL 80.00 11.375 360 7.125 FL 80.00 12.375 360 6.25 CA 80.00 11.5 360 5.375 FL 84.88 10.625 360 5.625 IL 80.00 10.875 360 6.25 NV 80.00 11.5 360 6.125 OR 79.96 11.375 360 6.5 NV 66.50 11.75 360 6.25 FL 80.00 11.5 360 5.75 GA 80.00 11 360 6.125 CA 80.00 11.375 360 0
199920 0 98020 No MI 2
957.95 0.25 Condominium
360
100016000000000000 2 First Lien 60 N 20360201 CWHL 289756.37 1905.09 360 0 0 0.25 92563 Single Family No MI 100134000000000000 2 2 First Lien 120 N 20360301 CWHL 135722.94 810.41 360 0 0 0.25 44481 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 292000 1581.666667 360 0 0 0.25 92553 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 170300 993.4166667 360 0 0 0.25 89117 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 235884.7 1154.852177 360 0 0 0.25 85032 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360101 CWHL 187200 994.5 360 0 0 0.25 32712 PUD No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 198320 1218.841667 360 0 0 0.25 32839 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 331774 1797.109167 360 0 0 0.25 92503 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 365000 1710.9375 360 0 0 0.25 33073 PUD United Guaranty 100016000000000000 2.125 2 First Lien 60 N 20351201 CWHL 255920 1252.941667 360 0 0 0.25 60402 2-4 Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 340876 1846.411667 360 0 0 0.25 89015 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 411000 2183.4375 360 0 0 0.25 97601 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 133000 748.125 360 0 0 0.25 89122 Single Family No MI 100134000000000000 2 2 First Lien 120 N 20351201 CWHL 127897.22 692.7766083 360 0 0 0.25 32812 Condominium No MI 100134000000000000 2 2 First Lien 120 N 20360201 CWHL 140400 702 360 0 0 0.25 30144 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360101 CWHL 320000 1700 360 0 0 0.25 93436 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 91600 515.25 360
356 6.75 HOUSTON 91600 20060101 2.25 20101201 Y 60 Prepay GROUP III G05 358 7.625 MELBOURNE 113592 20060301 2.75 20160201 N 0 Prepay GROUP III G05 358 6.375 JACKSONVILLE 130320 20060301 2.25 20160201 Y 120 Prepay GROUP III G01 356 7.5 FOREST PARK 64000 20060101 2.25 20101201 Y 60 Prepay GROUP III G01 357 5.25 AUBURN 231500 20060201 2.25 20110101 Y 60 No_PP GROUP III G05 358 6.375 LAWRENCEVILLE 263200 20060301 2.25 20160201 Y 120 Prepay GROUP III G01 358 7 JOSHUA TREE 188000 20060301 2.25 20110201 Y 60 Prepay GROUP III G01 359 7.5 SOLEDAD 312000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 357 5.25 DUBLIN 182271 20060201 2.25 20110101 N 0 No_PP GROUP III G03 359 6 ROCKLAND 276000 20060401 2.25 20130301 Y 84 Prepay GROUP III G01 359 4.875 OLATHE 129600 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 6.375 DAVENPORT 248100 20060401 2.25 20110301 N 0 Prepay GROUP III G01 357 5.75 LAS VEGAS 400000 20060201 2.25 20110101 N 0 No_PP GROUP III G05 357 6.875 LEAGUE CITY 140000 20060201 2.25 20160101 Y 120 Prepay GROUP III G01 358 6.5 ZIONSVILLE 314389 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 359 7.375 VIDALIA 50400 20060401 2.25 20160301 Y 120 Prepay GROUP III G05 358 6.875 PEMBROKE PINES 228000 20060301 2.25 20160201 Y 120 Prepay GROUP III G05 358
6.5 TX 80.00 11.75 360 7.375 FL 80.00 12.625 360 6.125 FL 80.00 11.375 360 7.25 GA 80.00 12.5 360 5 CA 75.90 10.25 360 6.125 GA 78.80 11.375 360 6.75 CA 80.00 12 360 7.25 CA 80.00 12.5 360 5 OH 80.00 11.25 360 5.75 MA 80.00 11 360 4.625 KS 80.00 9.875 360 6.125 FL 75.00 11.375 360 5.5 NV 76.49 10.75 360 6.625 TX 80.00 11.875 360 6.25 IN 80.00 11.5 360 7.125 GA 80.00 12.375 360 6.625 FL 80.00 11.875 360 6.25
0 77084 No MI 2
0 PUD
0.25 100016000000000000 First Lien N 20351201 CWHL 804 360 0.25 Condominium 100016000000000000 2 First Lien N 20360201 CWHL 692.325 360 0.25 Condominium 100016000000000000 2 First Lien N 20360201 CWHL 400 360 0.25 Single Family 100016000000000000 2 First Lien N 20351201 CWHL 1012.8125 360 0.25 Condominium 100016000000000000 2 First Lien N 20360101 CWHL 1398.25 360 0.25 PUD 100016000000000000 2 First Lien N 20360201 CWHL 1096.666667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1949.993813 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 CWHL 1006.51 360 0.25 PUD 100016000000000000 2 First Lien N 20360101 CWHL 1380 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 526.5 360 0.25 Condominium 100016000000000000 2 First Lien N 20360301 CWHL 1547.82 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 CWHL 2334.29 360 0.25 PUD 100134000000000000 2 First Lien N 20360101 CWHL 802.0833333 360 0.25 PUD 100016000000000000 2 First Lien N 20360101 CWHL 1702.940417 360 0.25 PUD 100016000000000000 2 First Lien N 20360201 CWHL 309.75 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1306.25 360 0.25 PUD 100016000000000000 2 First Lien N 20360201 CWHL 1009.233333 360 0.25 2 N
60 113427.04 0 0 32903 No MI 2 120 130320 0 0 32246 No MI 2.5 120 64000 0 0 30297 No MI 2 60 231500 0 0 95603 No MI 2 60 263200 0 0 30045 No MI 2 120 188000 0 0 92252 No MI 2 60 311999.01 0 0 93960 No MI 2 60 181641.03 0 0 43016 No MI 2 60 276000 0 0 2370 No MI 2 84 129600 0 0 66061 No MI 2 60 247870.21 0 0 33896 No MI 2 60 398741.13 0 0 89178 No MI 2 60 140000 0 0 77573 No MI 2 120 314389 0 0 46077 No MI 2 60 50400 0 0 30474 No MI 2 120 228000 0 0 33029 No MI 2 120 186320 0 0
6.5 DAVENPORT 186320 2.25 Y 120 GROUP III 357 6.625 ARVADA 176000 2.25 Y 120 GROUP III 356 7.5 FRASER 146610 2.875 N 0 GROUP III 358 6.75 BRAWLEY 120000 2.25 Y 60 GROUP III 358 7.5 LAUDERHILL 112000 2.25 Y 60 GROUP III 357 7.5 KISSIMMEE 124064 2.25 Y 60 GROUP III 357 7.5 NAMPA 99920 2.25 Y 120 GROUP III 357 6.625 SAN DIEGO 251200 2.25 Y 120 GROUP III 358 6.25 LEMON GROVE 368000 2.25 Y 120 GROUP III 356 7.25 LARGO 128680 2.25 Y 60 GROUP III 356 6.125 WESTERVILLE 156400 2.25 Y 60 GROUP III 359 6.625 MURRIETA 326050 2.25 Y 120 GROUP III 358 4.25 INDIAN HEAD 319200 2.25 Y 60 GROUP III 358 6 DEKALB 160000 2.25 Y 60 GROUP III 356 7.75 GLENDALE 104800 2.25 Y 84 GROUP III 358 5.125 DENVER 198524 2.25 Y 60 GROUP III 357 7.25 BREMERTON 111837 2.25 Y 60 GROUP III 359 7.375 SAN JACINTO
FL 20060301 20160201 Prepay G05 20060201 20160101 No_PP G01 20060101 20101201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060201 20110101 Prepay G05 20060201 20160101 Prepay G05 20060201 20160101 Prepay G05 20060301 20160201 Prepay G01 20060101 20101201 Prepay G01 20060101 20101201 Prepay G05 20060401 20160301 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G03 20060101 20121201 Prepay G01 20060301 20110201 No_PP G01 20060201 20110101 Prepay G01 80.00 360 11.5
80.00 360
90.00 360
58.54 360
70.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
77.71 360
80.00 360
80.00 360
80.00 360
100016000000000000 First Lien 120 N 20360201 CWHL 176000 971.6666667 360 6.375 0 0 0.25 CO 80005 Single Family No MI 100016000000000000 11.625 2 2 First Lien 120 N 20360101 CWHL 146088.99 1025.12 360 6.72 0.53 0 0.25 MI 48026 Single Family Republic MIC 100016000000000000 12.5 2 2 First Lien 60 N 20351201 CWHL 120000 675 360 6.5 0 0 0.25 CA 92227 Single Family No MI 100134000000000000 11.75 2.095 2 First Lien 60 N 20360201 CWHL 112000 700 360 7.25 0 0 0.25 FL 33319 Condominium No MI 100016000000000000 12.5 2 2 First Lien 60 N 20360201 CWHL 124031.18 775.194875 360 7.25 0 0 0.25 FL 34758 PUD No MI 100016000000000000 12.5 2 2 First Lien 60 N 20360101 CWHL 99920 624.5 360 7.25 0 0 0.25 ID 83651 Single Family No MI 100016000000000000 12.5 2 2 First Lien 120 N 20360101 CWHL 251000 1385.729167 360 6.375 0 0 0.25 CA 92107 Condominium No MI 100016000000000000 11.625 2 2 First Lien 120 N 20360101 CWHL 368000 1916.666667 360 6 0 0 0.25 CA 91945 Single Family No MI 100016000000000000 11.25 2 2 First Lien 120 N 20360201 CWHL 128680 777.4416667 360 7 0 0 0.25 FL 33774 Condominium No MI 100016000000000000 12.25 2 2 First Lien 60 N 20351201 CWHL 156400 798.2916667 360 5.875 0 0 0.25 OH 43081 Single Family No MI 100016000000000000 11.125 2 2 First Lien 60 N 20351201 CWHL 326050 1800.067708 360 6.375 0 0 0.25 CA 92562 PUD No MI 100016000000000000 11.625 2 2 First Lien 120 N 20360301 CWHL 319200 1130.5 360 4 0 0 0.25 MD 20640 Single Family No MI 100016000000000000 9.25 2 2 First Lien 60 N 20360201 CWHL 160000 800 360 5.75 0 0 0.25 IL 60115 Single Family No MI 100016000000000000 11 2 2 First Lien 60 N 20360201 CWHL 104772.94 676.6585708 360 7.5 0 0 0.25 AZ 85306 Condominium No MI 100134000000000000 12.75 2 2 First Lien 84 N 20351201 CWHL 198524 847.8629167 360 4.875 0 0 0.25 CO 80204 Condominium No MI 100016000000000000 10.125 2 2 First Lien 60 N 20360201 CWHL 111837 675.681875 360 7 0 0 0.25 WA 98312 Condominium No MI 100134000000000000 12.25 2 2 First Lien 60 N 20360101 CWHL 316263 1943.699688 360 7.125 0 0 0.25 CA 92582 Single Family 2
33896 No MI 2
Condominium N
316263 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 357 6.25 MADERA 306000 20060201 2.875 20110101 Y 60 No_PP GROUP III G05 358 6.375 RIVERSIDE 340150 20060301 2.25 20160201 Y 120 No_PP GROUP III G05 358 6.875 MINNEAPOLIS 108000 20060301 2.25 20160201 Y 120 No_PP GROUP III G03 359 7 PENSACOLA 116400 20060401 2.25 20130301 Y 84 No_PP GROUP III G02 359 6.75 CHANDLER 182400 20060401 2.25 20110301 Y 60 Prepay GROUP III G05 359 7.625 MURRIETA 179192 20060401 2.25 20160301 Y 120 Prepay GROUP III G02 357 7.5 DAVENPORT 291192 20060201 2.25 20110101 Y 60 Prepay GROUP III G05 358 6.875 WEST PALM BEACH 160995 20060301 2.25 20160201 Y 120 Prepay GROUP III G05 358 6 HOWELL 257000 20060301 2.25 20160201 N 0 No_PP GROUP III G01 356 6 ATLANTA 311920 20060101 2.25 20101201 Y 60 No_PP GROUP III G05 359 6.375 MURRELLS INLET 119120 20060401 2.25 20160301 Y 120 No_PP GROUP III G03 358 6 WEST WARWICK 308000 20060301 2.25 20130201 N 0 No_PP GROUP III G01 358 5.625 SACRAMENTO 324000 20060301 2.875 20110201 Y 60 No_PP GROUP III G01 358 5.5 PARADISE 148000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 358 7 LOS ANGELES 344000 20060301 2.25 20160201 Y 120 Prepay GROUP III G05 358 6.5 ARVIN 138560 20060301 2.25 20160201 Y 120 Prepay GROUP III G01 358 5.875 MINNEAPOLIS 133480 20060301
80.00 360
90.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
70.00 360
61.48 360
80.00 360
80.00 360
80.00 360
90.00 360
80.00 360
80.00 360
79.54 360
80.00
No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 305600 1591.666667 360 5.51 0.49 0 0.25 CA 93637 Single Family Republic MIC 100016000000000000 11.25 2 2 First Lien 60 N 20360101 CWHL 340150 1807.046875 360 6.125 0 0 0.25 CA 92509 PUD No MI 100016000000000000 11.375 2.135 2 First Lien 120 N 20360201 CWHL 108000 618.75 360 6.625 0 0 0.25 MN 55408 Condominium No MI 100016000000000000 11.875 2 2 First Lien 120 N 20360201 CWHL 116400 679 360 6.75 0 0 0.25 FL 32534 Single Family No MI 100016000000000000 12 2 2 First Lien 84 N 20360301 CWHL 182400 1026 360 6.5 0 0 0.25 AZ 85226 PUD No MI 100134000000000000 11.75 2 2 First Lien 60 N 20360301 CWHL 179192 1138.615833 360 7.375 0 0 0.25 CA 92562 Condominium No MI 100016000000000000 12.625 2 2 First Lien 120 N 20360301 CWHL 291192 1819.95 360 7.25 0 0 0.25 FL 33896 PUD No MI 100016000000000000 12.5 2 2 First Lien 60 N 20360101 CWHL 160995 922.3671875 360 6.625 0 0 0.25 FL 33401 Condominium No MI 100016000000000000 11.875 2 2 First Lien 120 N 20360201 CWHL 256418.79 1540.84 360 5.75 0 0 0.25 NJ 7731 Single Family No MI 100016000000000000 11 2 2 First Lien 120 N 20360201 CWHL 311920 1559.6 360 5.75 0 0 0.25 GA 30349 PUD No MI 100016000000000000 11 2 2 First Lien 60 N 20351201 CWHL 119120 632.825 360 6.125 0 0 0.25 SC 29576 Condominium No MI 100016000000000000 11.375 2 2 First Lien 120 N 20360301 CWHL 307385.23 1846.62 360 5.75 0 0 0.25 RI 2893 2-4 Family No MI 100016000000000000 11 2 2 First Lien 84 N 20360201 CWHL 323717.99 1517.428078 360 4.885 0.49 0 0.25 CA 95838 Single Family Republic MIC 100016000000000000 10.625 2 2 First Lien 60 N 20360201 CWHL 148000 678.3333333 360 5.25 0 0 0.25 CA 95969 Single Family No MI 100016000000000000 10.5 2.135 2 First Lien 60 N 20360201 CWHL 344000 2006.666667 360 6.75 0 0 0.25 CA 91306 Condominium No MI 100016000000000000 12 2 2 First Lien 120 N 20360201 CWHL 138560 750.5333333 360 6.25 0 0 0.25 CA 93203 Single Family No MI 100016000000000000 11.5 2 2 First Lien 120 N 20360201 CWHL 133207.17 789.58 360 5.625 0 0 0.25 MN 55408 Condominium No MI 100016000000000000 12.375
2.25 N
0 GROUP III
20110201 No_PP G01
10.875 360 6.125 OH 71.94 11.375 360 6.625 CA 80.00 11.875 360 5.625 FL 75.00 10.875 360 6 NV 80.00 11.25 360 6.5 NH 37.50 11.75 360 6.125 FL 80.00 11.375 360 6.25 CO 80.00 11.5 360 6.25 HI 73.59 11.5 360 7.375 FL 90.00 12.625 360 7.125 FL 90.00 12.375 360 4.375 CA 68.60 9.625 360 6.875 KY 80.00 12.125 360 5.375 CA 80.00 10.625 360 5.25 CA 80.00 10.5 360 5.5 CA 80.00 11.75 360 6.25 CA 80.00 11.5 360 6.125 CA 76.19 11.375
356 6.375 CHARDON 241000 20060101 2.25 20101201 Y 60 No_PP GROUP III G01 357 6.875 FREMONT 328000 20060201 2.25 20110101 Y 60 Prepay GROUP III G03 357 5.875 WEST PALM BEACH 423750 20060201 2.25 20130101 Y 84 No_PP GROUP III G03 357 6.25 NORTH LAS VEGAS 246400 20060201 2.25 20130101 Y 84 Prepay GROUP III G01 358 6.75 WILTON 150000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 6.375 WINDERMERE 338160 20060201 2.25 20110101 N 0 No_PP GROUP III G03 358 6.5 STEAMBOAT SPRINGS 216800 20060301 2.25 20130201 Y 84 Prepay GROUP III G03 358 6.5 KAILUA KONA 489373 20060301 2.25 20130201 Y 84 No_PP GROUP III G02 357 7.625 PUNTA GORDA 138303 20060201 2.25 20110101 Y 60 Prepay GROUP III G03 357 7.375 PEMBROKE PINES 207810 20060201 2.25 20130101 Y 84 Prepay GROUP III G01 358 4.625 SAN MARCOS 343000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 7.125 LOUISVILLE 244000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 357 5.625 EL CAJON 216000 20060201 2.25 20110101 Y 60 Prepay GROUP III G01 358 5.5 CHULA VISTA 201520 20060301 2.25 20110201 Y 60 Prepay GROUP III G01 358 5.75 SAN DIEGO 252720 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 358 6.5 SAN DIEGO 373600 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 359 6.375 EL CAJON 400000 20060401 2.25 20160301
2 First Lien 20360201 CWHL 1280.3125 360 0 0 0.25 44024 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20351201 CWHL 328000 1879.166667 360 0 0 0.25 94536 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360101 CWHL 423540.78 2073.585069 360 0 0 0.25 33401 2-4 Family No MI 100016000000000000 2 2 First Lien 84 N 20360101 CWHL 246400 1283.333333 360 0 0 0.25 89031 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360101 CWHL 150000 843.75 360 0 0 0.25 3086 2-4 Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 337215.39 2109.68 360 0 0 0.25 34786 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360101 CWHL 216800 1174.333333 360 0 0 0.25 80487 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 367933.28 1992.971933 360 0 0 0.25 96740 Single Family No MI 100134000000000000 2 2 First Lien 84 N 20360201 CWHL 138303 878.8003125 360 0 0 0.25 33983 Condominium United Guaranty 100016000000000000 2 2 First Lien 60 N 20360101 CWHL 207810 1277.165625 360 0 0 0.25 33025 Condominium United Guaranty 100016000000000000 2 2 First Lien 84 N 20360101 CWHL 342800 1321.208333 360 0 0 0.25 92069 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 243948.75 1448.445703 360 0 0 0.25 40207 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 216000 1012.5 360 0 0 0.25 92019 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360101 CWHL 201520 923.6333333 360 0 0 0.25 91913 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 251138.12 1203.370158 360 0 0 0.25 92122 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 373600 2023.666667 360 0 0 0.25 92122 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 400000 2125 360 0 0 0.25 92021 Single Family No MI 100016000000000000 2 2 First Lien N
2 60 241000
120 GROUP III 359 5.875 SAN DIEGO 248000 2.25 Y 60 GROUP III 357 6.375 DAVENPORT 252000 2.25 Y 84 GROUP III 357 7.5 FORT LAUDERDALE 86250 2.25 Y 60 GROUP III 358 6.125 MIAMI 238400 2.25 Y 84 GROUP III 358 5 WOODBRIDGE 265000 2.25 Y 60 GROUP III 357 7.25 BEAVERTON 180000 2.25 Y 84 GROUP III 352 6.625 MIAMI 201400 3.125 Y 84 GROUP III 354 7 SOUTH RIVER 164350 3.125 Y 84 GROUP III 357 6.75 BEAVERTON 240000 2.25 Y 84 GROUP III 359 6.375 LYNNWOOD 307664 2.25 Y 60 GROUP III 357 6.625 STOCKTON 312000 2.25 Y 60 GROUP III 358 5.875 PHOENIX 110500 2.25 Y 60 GROUP III 358 7.625 TORRANCE 216000 2.25 Y 60 GROUP III 358 6.875 ROSEVILLE 384750 2.25 Y 120 GROUP III 359 5.75 ROSEVILLE 373700 2.25 Y 60 GROUP III 358 5.25 RED BLUFF 298900 2.25 Y 60 GROUP III 358 5.875 MERCED 368180 2.25 Y 60
Prepay G01 20060401 20110301 No_PP G03 20060201 20130101 Prepay G02 20060201 20110101 Prepay G03 20060301 20130201 Prepay G01 20060301 20110201 No_PP G03 20060201 20130101 Prepay G03 20050901 20120801 No_PP G03 20051101 20121001 No_PP G03 20060201 20130101 Prepay G01 20060401 20110301 No_PP G01 20060201 20110101 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G05 20060301 20160201 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP
360
80.00 360
80.00 360
75.00 360
80.00 360
69.01 360
80.00 360
95.00 360
95.00 360
80.00 360
80.00 360
80.00 360
42.50 360
80.00 360
80.00 360
80.00 360
72.90 360
80.00 360
20360301 CWHL 1214.166667 360 0.25 CA Condominium 100016000000000000 11.875 2 2 First Lien 60 N 20360301 CWHL 252000 1338.75 360 6.125 0 0 0.25 FL 33837 PUD No MI 100016000000000000 11.375 2 2 First Lien 84 N 20360101 CWHL 86250 539.0625 360 7.25 0 0 0.25 FL 33311 Single Family No MI 100016000000000000 12.5 2 2 First Lien 60 N 20360101 CWHL 238339.16 1216.522796 360 5.875 0 0 0.25 FL 33174 PUD No MI 100016000000000000 11.125 2 2 First Lien 84 N 20360201 CWHL 265000 1104.166667 360 4.75 0 0 0.25 VA 22193 Single Family No MI 100016000000000000 10 2 2 First Lien 60 N 20360201 CWHL 180000 1087.5 360 7 0 0 0.25 OR 97005 Single Family No MI 100016000000000000 12.25 2 2 First Lien 84 N 20360101 CWHL 201186.6 1110.717688 360 5.785 0.59 0 0.25 FL 33177 Single Family Republic MIC 100016000000000000 11.625 2 2 First Lien 84 N 20350801 CWHL 164350 958.7083333 360 6.16 0.59 0 0.25 NJ 8882 Single Family Republic MIC 100016000000000000 12 2.285 2 First Lien 84 N 20351001 CWHL 240000 1350 360 6.5 0 0 0.25 OR 97007 Condominium No MI 100016000000000000 11.75 2.285 2 First Lien 84 N 20360101 CWHL 307664 1634.465 360 6.125 0 0 0.25 WA 98037 PUD No MI 100016000000000000 11.375 2 2 First Lien 60 N 20360301 CWHL 312000 1722.5 360 6.375 0 0 0.25 CA 95209 Single Family No MI 100016000000000000 11.625 2 2 First Lien 60 N 20360101 CWHL 110400 540.5 360 5.625 0 0 0.25 AZ 85016 Condominium No MI 100016000000000000 10.875 2 2 First Lien 60 N 20360201 CWHL 216000 1372.5 360 7.375 0 0 0.25 CA 90502 Condominium No MI 100016000000000000 12.625 2 2 First Lien 60 N 20360201 CWHL 384750 2204.296875 360 6.625 0 0 0.25 CA 95747 PUD No MI 100016000000000000 11.875 2 2 First Lien 120 N 20360201 CWHL 373700 1790.645833 360 5.5 0 0 0.25 CA 95747 PUD No MI 100134000000000000 10.75 2 2 First Lien 60 N 20360301 CWHL 298900 1307.6875 360 5 0 0 0.25 CA 96080 Single Family No MI 100016000000000000 10.25 2 2 First Lien 60 N 20360201 CWHL 368180 1802.547917 360 5.625 0 0 0.25 CA 95348 Single Family No MI 100016000000000000 11.875 2 2 First Lien 60 N 20360201 CWHL 5.625 0 0 92116 No MI
120 248000
GROUP III 357 7.125 LAS VEGAS 168750 2.25 Y 84 GROUP III 359 5.25 GROVE CITY 111880 2.25 Y 60 GROUP III 356 6.75 HOUSTON 91600 2.25 Y 60 GROUP III 358 6.75 PRINCETON 131000 2.25 N 0 GROUP III 358 5.875 EWA BEACH 453182 2.25 Y 84 GROUP III 356 7.25 MIRAMAR 242240 2.25 Y 60 GROUP III 358 6.625 INDIANAPOLIS 40000 2.75 N 0 GROUP III 357 6.5 POMFRET 216000 2.25 Y 84 GROUP III 356 8 GOODLETTSVILLE 242250 3.125 Y 60 GROUP III 358 7.25 INDIO 283559 2.25 Y 60 GROUP III 357 7.5 FORT LAUDERDALE 292500 2.25 Y 60 GROUP III 358 6.875 BEAUMONT 402850 2.25 Y 60 GROUP III 357 6.375 LAS VEGAS 258400 2.25 Y 60 GROUP III 358 6.5 DENVER 304000 2.25 Y 120 GROUP III 358 6.875 EAST BOSTON 388000 2.25 Y 84 GROUP III 358 7.375 LAKEVILLE 321200 2.25 Y 60 GROUP III 358 6.375 NEWPORT BEACH 1421500 2.25 Y 120 GROUP III
G03 6.875 NV 20060201 20130101 Prepay G01 20060401 20110301 No_PP G01 20060101 20101201 Prepay G03 20060301 20130201 No_PP G03 20060301 20130201 No_PP G02 20060101 20101201 Prepay G01 20060301 20110201 No_PP G03 20060201 20130101 Prepay G01 20060101 20101201 No_PP G01 20060301 20110201 Prepay G01 20060201 20110101 Prepay G01 20060301 20110201 Prepay G01 20060201 20110101 Prepay G05 20060301 20160201 Prepay G03 20060301 20130201 No_PP G01 20060301 20110201 No_PP G05 20060301 20160201 Prepay G04 79.98 360 12.125 0
168750 0 89128 No MI
1001.953125 0.25 Condominium
360
80.00 360
80.00 360
59.55 360
80.00 360
80.00 360
80.00 360
80.00 360
95.00 360
80.00 360
75.00 360
79.99 360
80.00 360
80.00 360
64.99 360
87.28 360
79.98 360
100016000000000000 2 2 First Lien 84 N 20360101 CWHL 111876.85 489.4612188 360 5 0 0 0.25 OH 43123 PUD No MI 100016000000000000 10.25 2 2 First Lien 60 N 20360301 CWHL 91600 515.25 360 6.5 0 0 0.25 TX 77084 PUD No MI 100016000000000000 11.75 2 2 First Lien 60 N 20351201 CWHL 130773.8 849.66 360 6.5 0 0 0.25 MN 55371 Single Family No MI 100016000000000000 11.75 2 2 First Lien 84 N 20360201 CWHL 453182 2218.703542 360 5.625 0 0 0.25 HI 96706 PUD No MI 100016000000000000 10.875 2 2 First Lien 84 N 20360201 CWHL 242240 1463.533333 360 7 0 0 0.25 FL 33025 Condominium No MI 100016000000000000 12.25 2 2 First Lien 60 N 20351201 CWHL 39929.23 256.12 360 6.375 0 0 0.25 IN 46226 Single Family No MI 100016000000000000 12.625 2 2 First Lien 60 N 20360201 CWHL 215955.56 1169.759283 360 6.25 0 0 0.25 CT 6259 Single Family No MI 100016000000000000 11.5 2.5 2 First Lien 84 N 20360101 CWHL 242250 1615 360 7.17 0.58 0 0.25 TN 37072 Single Family YES 100134000000000000 13 2 2 First Lien 60 N 20351201 CWHL 283522.17 1712.946444 360 7 0 0 0.25 CA 92203 PUD No MI 100016000000000000 12.25 2.295 2 First Lien 60 N 20360201 CWHL 292500 1828.125 360 7.25 0 0 0.25 FL 33308 2-4 Family No MI 100134000000000000 12.5 2 2 First Lien 60 N 20360101 CWHL 402850 2307.994792 360 6.625 0 0 0.25 CA 92223 PUD No MI 100016000000000000 11.875 2 2 First Lien 60 N 20360201 CWHL 258400 1372.75 360 6.125 0 0 0.25 NV 89131 PUD No MI 100016000000000000 11.375 2 2 First Lien 60 N 20360101 CWHL 304000 1646.666667 360 6.25 0 0 0.25 CO 80212 Single Family No MI 100134000000000000 11.5 2 2 First Lien 120 N 20360201 CWHL 388000 2222.916667 360 6.625 0 0 0.25 MA 2128 2-4 Family No MI 100016000000000000 11.875 2 2 First Lien 84 N 20360201 CWHL 321200 1974.041667 360 7.125 0 0 0.25 MN 55044 Single Family Republic MIC 100134000000000000 12.375 2 2 First Lien 60 N 20360201 CWHL 1421500 7551.71875 360 6.125 0 0 0.25 CA 92657 PUD No MI 100016000000000000 11.375 2 2 First Lien 120 N 20360201 CWHL 470624.72 2549.217233 360
358 6.5 SAN MARCOS 470625 2.25 Y 84 GROUP III 358 5.5 SAN MARCOS 603169 2.25 Y 84 GROUP III 357 6.75 ATLANTA 1500000 2.25 Y 84 GROUP III 356 7.875 WESTON 479200 2.25 Y 120 GROUP III 359 5.625 RESTON 389000 2.25 Y 60 GROUP III 358 6.25 RICHMOND HILL 61150 2.25 Y 120 GROUP III 357 7.375 KISSIMMEE 126750 2.25 N 0 GROUP III 357 7.25 LAS VEGAS 296900 2.875 Y 84 GROUP III 358 6 VERO BEACH 283878 2.25 N 0 GROUP III 359 6.875 EDWARDS 407250 2.25 Y 60 GROUP III 358 6.75 NEWPORT NEWS 109000 2.25 N 0 GROUP III 357 5.625 RIVERSIDE 400000 2.25 Y 60 GROUP III 359 6.75 SPOKANE 304000 2.25 Y 84 GROUP III 358 6.5 AKRON 46500 2.25 N 0 GROUP III 357 8 SAINT PETERSBURG 127775 3.25 Y 60 GROUP III 356 6 BUFFALO GROVE 100000 2.25 Y 60 GROUP III 358 6.625 MIRAMAR 274000 2.25 Y 120 GROUP III 358
6.25 CA 20060301 20130201 Prepay G04 20060301 20130201 No_PP G04 20060201 20130101 No_PP G05 20060101 20151201 No_PP G01 20060401 20110301 No_PP G05 20060301 20160201 Prepay G01 20060201 20110101 No_PP G03 20060201 20130101 No_PP G01 20060301 20110201 Prepay G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060201 20110101 Prepay G03 20060401 20130301 No_PP G05 20060301 20160201 No_PP G01 20060201 20110101 No_PP G01 20060101 20101201 No_PP G05 20060301 20160201 Prepay G03 75.00 11.5 360
0 92078 No MI 2
0.25 Single Family 100016000000000000 First Lien 20360201 CWHL 2764.361967 360 0.25 2 N
80.00 360
62.50 360
80.00 360
80.00 360
31.77 360
75.00 360
90.00 360
47.31 360
75.00 360
51.42 360
76.19 360
80.00 360
75.00 360
95.00 360
40.00 360
57.68 360
84 N 603133.52 5.25 0 0 CA 92078 PUD No MI 100016000000000000 10.5 2 2 First Lien 84 N 20360201 CWHL 1499999.24 8437.495725 360 6.5 0 0 0.25 GA 30327 Single Family No MI 100059000000000000 11.75 2 2 First Lien 84 N 20360101 CWHL 479200 3144.75 360 7.625 0 0 0.25 FL 33327 PUD No MI 100177000000000000 13.875 2 2 First Lien 120 N 20351201 CWHL 389000 1823.4375 360 5.375 0 0 0.25 VA 20190 Condominium No MI 100134000000000000 10.625 2 2 First Lien 60 N 20360301 CWHL 61150 318.4895833 360 6 0 0 0.25 GA 31324 PUD No MI 100016000000000000 11.25 2 2 First Lien 120 N 20360201 CWHL 126458.88 875.43 360 7.125 0 0 0.25 FL 34746 Condominium No MI 100016000000000000 12.375 2 2 First Lien 60 N 20360101 CWHL 296900 1793.770833 360 6.47 0.53 0 0.25 NV 89147 PUD Republic MIC 100016000000000000 12.25 2 2 First Lien 84 N 20360101 CWHL 280242.72 1701.99 360 5.75 0 0 0.25 FL 32968 Single Family No MI 100134000000000000 11 2.095 2 First Lien 60 N 20360201 CWHL 407250 2333.203125 360 6.625 0 0 0.25 CO 81632 Single Family No MI 100016000000000000 11.875 2 2 First Lien 60 N 20360301 CWHL 108811.79 706.97 360 6.5 0 0 0.25 VA 23602 Single Family No MI 100016000000000000 11.75 2 2 First Lien 60 N 20360201 CWHL 400000 1875 360 5.375 0 0 0.25 CA 92508 Single Family No MI 100016000000000000 10.625 2 2 First Lien 60 N 20360101 CWHL 304000 1710 360 6.5 0 0 0.25 WA 99208 Single Family No MI 100016000000000000 11.75 2 2 First Lien 84 N 20360301 CWHL 46415.71 293.91 360 6.25 0 0 0.25 OH 44320 Single Family No MI 100016000000000000 11.5 2 2 First Lien 120 N 20360201 CWHL 127775 851.8333333 360 7.01 0.74 0 0.25 FL 33713 Single Family GE Capital MI 100016000000000000 13 2 2 First Lien 60 N 20360101 CWHL 99545.89 497.72945 360 5.75 0 0 0.25 IL 60089 Condominium No MI 100016000000000000 11 2.26 2 First Lien 60 N 20351201 CWHL 274000 1512.708333 360 6.375 0 0 0.25 FL 33027 PUD No MI 100016000000000000 11.625 2 2 First Lien 120 N 20360201 CWHL 315000 1903.125 360 7 0 0 0.25
7.25 BEN LOMOND 315000 2.25 Y 84 GROUP III 359 6.25 HEMET 256000 2.25 Y 84 GROUP III 357 6.5 LOS ANGELES 392000 2.25 Y 84 GROUP III 358 5.5 INDIO 400000 2.25 N 0 GROUP III 357 6.375 PAWTUCKET 184000 2.25 Y 60 GROUP III 359 6.5 HERRIMAN 173141 2.25 Y 60 GROUP III 356 6.75 LAS VEGAS 204000 2.25 Y 120 GROUP III 356 6.625 SAN DIEGO 636000 2.25 Y 120 GROUP III 357 6.375 BOULDER 649600 2.25 Y 84 GROUP III 357 6.625 CALABASAS 889600 2.25 Y 120 GROUP III 358 5.875 BAKERSFIELD 220000 2.25 Y 120 GROUP III 358 6.75 FLAGSTAFF 396800 2.75 Y 60 GROUP III 357 7.5 LEXINGTON 78400 2.25 Y 84 GROUP III 358 6.375 ARDEN 413200 2.25 Y 120 GROUP III 358 7.125 MUNSTER 220500 2.25 Y 84 GROUP III 358 5.5 FOOTHILL RANCH 338320 2.25 Y 60 GROUP III 358 7.5 FOOTHILL RANCH 301520 2.25 Y 60 GROUP III 359 7.25 FOOTHILL RANCH
CA 20060301 20130201 No_PP G03 20060401 20130301 Prepay G03 20060201 20130101 Prepay G02 20060301 20110201 Prepay G01 20060201 20110101 Prepay G01 20060401 20110301 Prepay G05 20060101 20151201 Prepay G05 20060101 20151201 No_PP G04 20060201 20130101 No_PP G05 20060201 20160101 No_PP G05 20060301 20160201 No_PP G01 20060301 20110201 No_PP G03 20060201 20130101 Prepay G05 20060301 20160201 Prepay G03 20060301 20130201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 57.80 360 12.25
72.52 360
80.00 360
76.94 360
80.00 360
79.96 360
80.00 360
80.00 360
80.00 360
80.00 360
89.80 360
89.99 360
76.12 360
80.00 360
63.00 360
80.00 360
80.00 360
100016000000000000 First Lien 84 N 20360201 CWHL 256000 1333.333333 360 6 0 0 0.25 CA 92545 Single Family No MI 100016000000000000 11.25 2 2 First Lien 84 N 20360301 CWHL 392000 2123.333333 360 6.25 0 0 0.25 CA 90033 Single Family No MI 100016000000000000 11.5 2 2 First Lien 84 N 20360101 CWHL 399122.34 2271.16 360 5.25 0 0 0.25 CA 92201 Single Family No MI 100134000000000000 10.5 2 2 First Lien 60 N 20360201 CWHL 184000 977.5 360 6.125 0 0 0.25 RI 2860 Single Family No MI 100016000000000000 11.375 2 2 First Lien 60 N 20360101 CWHL 172933.96 936.7256167 360 6.25 0 0 0.25 UT 84065 PUD No MI 100016000000000000 11.5 2 2 First Lien 60 N 20360301 CWHL 204000 1147.5 360 6.5 0 0 0.25 NV 89107 Single Family No MI 100247000000000000 12.75 2 2 First Lien 120 N 20351201 CWHL 636000 3511.25 360 6.375 0 0 0.25 CA 92130 Condominium No MI 100247000000000000 12.625 2 2 First Lien 120 N 20351201 CWHL 649600 3451 360 6.125 0 0 0.25 CO 80304 Single Family No MI 100262000000000000 11.375 2 2 First Lien 84 N 20360101 CWHL 889600 4911.333333 360 6.375 0 0 0.25 CA 91302 PUD No MI 100092000000000000 12.625 2 2 First Lien 120 N 20360101 CWHL 220000 1077.083333 360 5.625 0 0 0.25 CA 93307 Single Family YES 100016000000000000 10.875 2 2 First Lien 120 N 20360201 CWHL 396800 2232 360 6.11 0.39 0 0.25 AZ 86001 PUD Republic MIC 100016000000000000 11.75 2 2 First Lien 60 N 20360201 CWHL 78400 490 360 7.25 0 0 0.25 KY 40504 Single Family No MI 100016000000000000 12.5 2.11 2 First Lien 84 N 20360101 CWHL 413200 2195.125 360 6.125 0 0 0.25 NC 28704 PUD No MI 100016000000000000 11.375 2 2 First Lien 120 N 20360201 CWHL 220500 1309.21875 360 6.875 0 0 0.25 IN 46321 Single Family No MI 100016000000000000 12.125 2 2 First Lien 84 N 20360201 CWHL 338320 1550.633333 360 5.25 0 0 0.25 CA 92610 Condominium No MI 100134000000000000 10.5 2 2 First Lien 60 N 20360201 CWHL 301520 1884.5 360 7.25 0 0 0.25 CA 92610 Condominium No MI 100134000000000000 12.5 2 2 First Lien 60 N 20360201 CWHL 242320 1464.016667 360 7 0 0 0.25 CA 92610 Condominium 2
95005 No MI 2
Single Family N
242320 20060401 2.25 20110301 Y 60 No_PP GROUP III G03 358 6.5 GLENDALE 160000 20060301 2.25 20130201 Y 84 Prepay GROUP III G01 358 6.25 MARTINSBURG 301400 20060301 2.75 20110201 Y 60 No_PP GROUP III G01 358 7 YORBA LINDA 363448 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 6.375 WOODLAND 231920 20060201 2.25 20110101 Y 60 Prepay GROUP III G01 357 7.75 LAS VEGAS 250700 20060201 3.125 20110101 Y 60 No_PP GROUP III G01 358 7.25 CHICAGO 236000 20060301 2.25 20110201 Y 60 No_PP GROUP III G02 359 7.125 LAS VEGAS 288000 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 359 5.75 CHICAGO 149600 20060401 2.25 20110301 Y 60 No_PP GROUP III G03 358 5.875 LAHAINA 476250 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 357 5.625 MIDDLEBURG 152000 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 5.75 HARRISON 87000 20060201 2.25 20110101 N 0 No_PP GROUP III G01 359 6.875 OAKLAND 312000 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 359 6.25 NEW PORT RICHEY 216179 20060401 2.25 20110301 Y 60 No_PP GROUP III G02 357 6.25 OPELIKA 189440 20060201 2.25 20110101 Y 60 Prepay GROUP III G01 358 6.75 CHICAGO 149600 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 357 7.5 MELBOURNE 171000 20060201 2.25 20160101 Y 120 Prepay GROUP III G01 359 5.875 NAMPA 112936 20060401
80.00 360
74.42 360
86.86 360
80.00 360
80.00 360
94.97 360
79.46 360
80.00 360
80.00 360
75.00 360
80.00 360
75.65 360
80.00 360
80.00 360
80.00 360
77.51 360
76.00 360
80.00
No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 159929.58 866.285225 360 6.25 0 0 0.25 AZ 85302 Single Family No MI 100134000000000000 11.5 2 2 First Lien 84 N 20360201 CWHL 301400 1569.791667 360 5.67 0.33 0 0.25 WV 25401 Single Family PMI 100016000000000000 12.25 2 2 First Lien 60 N 20360201 CWHL 363448 2120.113333 360 6.75 0 0 0.25 CA 92887 Condominium No MI 100016000000000000 12 2.17 2 First Lien 60 N 20360201 CWHL 231920 1232.075 360 6.125 0 0 0.25 CA 95695 Single Family No MI 100016000000000000 11.375 2 2 First Lien 60 N 20360101 CWHL 250700 1619.104167 360 6.88 0.62 0 0.25 NV 89129 PUD GE Capital MI 100134000000000000 12.75 2 2 First Lien 60 N 20360101 CWHL 236000 1425.833333 360 7 0 0 0.25 IL 60632 2-4 Family No MI 100016000000000000 12.25 2.255 2 First Lien 60 N 20360201 CWHL 288000 1710 360 6.875 0 0 0.25 NV 89108 PUD No MI 100016000000000000 12.125 2 2 First Lien 60 N 20360301 CWHL 149600 716.8333333 360 5.5 0 0 0.25 IL 60617 Single Family No MI 100134000000000000 10.75 2 2 First Lien 60 N 20360301 CWHL 476250 2331.640625 360 5.625 0 0 0.25 HI 96761 Single Family No MI 100016000000000000 10.875 2 2 First Lien 84 N 20360201 CWHL 151695.12 711.070875 360 5.375 0 0 0.25 FL 32068 Single Family No MI 100016000000000000 10.625 2 2 First Lien 60 N 20360101 CWHL 86726.19 507.71 360 5.5 0 0 0.25 OH 45030 Single Family No MI 100016000000000000 10.75 2 2 First Lien 60 N 20360101 CWHL 312000 1787.5 360 6.625 0 0 0.25 CA 94603 Single Family No MI 100016000000000000 11.875 2 2 First Lien 60 N 20360301 CWHL 216179 1125.932292 360 6 0 0 0.25 FL 34652 Single Family No MI 100016000000000000 11.25 2 2 First Lien 60 N 20360301 CWHL 189440 986.6666667 360 6 0 0 0.25 AL 36804 Single Family No MI 100134000000000000 11.25 2 2 First Lien 60 N 20360101 CWHL 149600 841.5 360 6.5 0 0 0.25 IL 60656 Condominium No MI 100016000000000000 11.75 2 2 First Lien 60 N 20360201 CWHL 171000 1068.75 360 7.25 0 0 0.25 FL 32935 Single Family No MI 100016000000000000 12.5 2 2 First Lien 120 N 20360101 CWHL 112936 552.9158333 360 5.625 0 0 0.25 ID 83651 PUD No MI 100016000000000000 12.25
2.25 Y
60 GROUP III
20110301 No_PP G05
360
358 6.125 RAPID CITY 266000 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 358 6.375 PERRIS 365850 20060301 2.875 20110201 Y 60 No_PP GROUP III G01 359 6.875 AURORA 110250 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 7.375 MADERA 368000 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 358 6.375 RENO 205000 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 359 6.5 NAVARRE 260720 20060401 2.25 20160301 Y 120 Prepay GROUP III G01 359 7 HALLANDALE BEACH 220400 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 358 5.75 SAINT PAUL 140000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 6.75 FITCHBURG 214000 20060201 3.125 20110101 Y 60 Prepay GROUP III G03 359 7.5 BRIDGEPORT 131840 20060401 2.25 20130301 Y 84 Prepay GROUP III G02 357 7.125 GOODYEAR 146423 20060201 2.25 20110101 N 0 Prepay GROUP III G01 357 5.75 HEMET 292500 20060201 2.875 20110101 Y 60 Prepay GROUP III G05 358 6.25 CHESAPEAKE BEACH 239200 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 358 5.625 CLERMONT 217600 20060301 2.25 20110201 Y 60 Prepay GROUP III G03 358 5.875 APOPKA 160000 20060301 2.25 20130201 Y 84 No_PP GROUP III G03 358 6.125 APOPKA 130100 20060301 2.25 20130201 Y 84 No_PP GROUP III G03 358 5.875 DEBARY 116000 20060301 2.25 20130201
70.00 360
90.00 360
70.00 360
80.00 360
65.50 360
80.00 360
80.00 360
80.00 360
94.27 360
80.00 360
70.00 360
90.00 360
80.00 360
80.00 360
80.00 360
68.47 360
80.00
2 First Lien 20360301 CWHL 1357.708333 360 5.875 0 0 0.25 SD 57702 Single Family No MI 100134000000000000 11.125 2 2 First Lien 120 N 20360201 CWHL 365838.76 1943.518413 360 5.635 0.49 0 0.25 CA 92571 Single Family Republic MIC 100016000000000000 11.375 2 2 First Lien 60 N 20360201 CWHL 110250 631.640625 360 6.625 0 0 0.25 CO 80012 Single Family No MI 100016000000000000 11.875 2.135 2 First Lien 60 N 20360301 CWHL 368000 2261.666667 360 7.125 0 0 0.25 CA 93637 Single Family No MI 100016000000000000 12.375 2 2 First Lien 60 N 20360201 CWHL 205000 1089.0625 360 6.125 0 0 0.25 NV 89506 PUD No MI 100016000000000000 11.375 2 2 First Lien 84 N 20360201 CWHL 260720 1412.233333 360 6.25 0 0 0.25 FL 32566 PUD No MI 100016000000000000 11.5 2 2 First Lien 120 N 20360301 CWHL 220400 1285.666667 360 6.75 0 0 0.25 FL 33009 Single Family No MI 100016000000000000 12 2 2 First Lien 60 N 20360301 CWHL 140000 670.8333333 360 5.5 0 0 0.25 MN 55104 Single Family No MI 100016000000000000 10.75 2 2 First Lien 60 N 20360201 CWHL 213550 1201.21875 360 5.92 0.58 0 0.25 MA 1420 2-4 Family YES 100016000000000000 11.75 2 2 First Lien 60 N 20360101 CWHL 131840 824 360 7.25 0 0 0.25 CT 6604 Single Family No MI 100016000000000000 12.5 2.295 2 First Lien 84 N 20360301 CWHL 146069.63 986.48 360 6.875 0 0 0.25 AZ 85338 PUD No MI 100134000000000000 12.125 2 2 First Lien 60 N 20360101 CWHL 292500 1401.5625 360 5.01 0.49 0 0.25 CA 92545 Single Family Republic MIC 100016000000000000 10.75 2 2 First Lien 60 N 20360101 CWHL 239200 1245.833333 360 6 0 0 0.25 MD 20732 Single Family No MI 100016000000000000 11.25 2.135 2 First Lien 120 N 20360201 CWHL 217600 1020 360 5.375 0 0 0.25 FL 34714 PUD No MI 100016000000000000 10.625 2 2 First Lien 60 N 20360201 CWHL 160000 783.3333333 360 5.625 0 0 0.25 FL 32703 PUD No MI 100016000000000000 10.875 2 2 First Lien 84 N 20360201 CWHL 130100 664.0520833 360 5.875 0 0 0.25 FL 32703 PUD No MI 100016000000000000 11.125 2 2 First Lien 84 N 20360201 CWHL 116000 567.9166667 360 5.625 0 0 0.25 FL 32713 Single Family No MI 100016000000000000 10.875 2 2 First Lien N
10.875
2 60 266000
84 No_PP GROUP III G01 358 7.25 GLENWOOD SPRINGS 144800 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.125 HARKER HEIGHTS 154920 20060301 2.25 20110201 Y 60 Prepay GROUP III G03 358 6.5 MADERA 268000 20060301 2.25 20130201 Y 84 Prepay GROUP III G01 358 5.875 LAS VEGAS 147520 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 358 6.125 LAS VEGAS 360000 20060301 2.25 20130201 Y 84 Prepay GROUP III G01 358 5.875 PACIFIC 250000 20060301 2.25 20110201 N 0 No_PP GROUP III G01 358 5.625 FEDERAL WAY 332820 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 6.875 MANCHESTER 177167 20060401 2.25 20110301 Y 60 No_PP GROUP III G03 359 6 TUALATIN 191730 20060401 2.25 20130301 Y 84 No_PP GROUP III G03 358 6.375 PORTLAND 276400 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 358 5.875 CALIFORNIA CITY 151800 20060301 2.25 20110201 Y 60 No_PP GROUP III G02 359 6.75 MISSOULA 375000 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 359 7.625 EFFINGHAM 152617 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 357 6.625 HOUSTON 88000 20060201 2.25 20160101 N 0 Prepay GROUP III G03 357 6.25 FEDERAL WAY 271200 20060201 2.25 20130101 Y 84 Prepay GROUP III G01 358 7.5 KENTWOOD 139960 20060301 2.25 20110201 N 0 Prepay GROUP III G05 358 6.625 MIAMI 150000 20060301 2.25 20160201 N 0 Prepay
360 7 CO 80.00 12.25 360 5.875 TX 80.00 11.125 360 6.25 CA 80.00 11.5 360 5.625 NV 80.00 10.875 360 5.875 NV 80.00 11.125 360 5.625 WA 68.49 10.875 360 5.375 WA 79.91 10.625 360 6.625 CT 80.00 11.875 360 5.75 OR 70.00 11 360 6.125 OR 80.00 11.375 360 5.625 CA 69.95 10.875 360 6.5 MT 71.43 11.75 360 7.375 SC 95.00 12.625 360 6.375 TX 80.00 11.625 360 6 WA 80.00 11.25 360 7.25 MI 80.00 12.5 360 6.375 FL 30.30 11.625 360 0 0
84 144800 0 81601 No MI 2 60 154920 0 76548 No MI
2 60 267999.33 0 0 93637 No MI 2 84 147420 0 0 89103 No MI 2 60 360000 0 0 89102 No MI 2 84 249488.99 0 0 98047 No MI 2 60 332820 0 0 98023 No MI 2 60 177167 0 0 6042 No MI 2 60 191730 0 0 97062 No MI 2 84 276309.92 0 0 97219 No MI 2 84 150877.1 0 0 93505 No MI 2 60 375000 0 0 59803 No MI 2 60 152617 0 0 29541 YES 2 60 87765.79 0 0 77088 No MI 2 120 271200 0 0 98023 No MI 2 84 139751.61 0 0 49508 No MI 2 60 149734.05 0 0 33179 No MI 2 120
20360201 CWHL 874.8333333 360 0.25 Condominium 100016000000000000 2 First Lien N 20360201 CWHL 790.7375 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1451.663038 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 721.74375 360 0.25 Condominium 100016000000000000 2 First Lien N 20360201 CWHL 1837.5 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1478.84 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1560.09375 360 0.25 PUD 100016000000000000 2 First Lien N 20360201 CWHL 1015.019271 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 CWHL 958.65 360 0.25 Single Family 100134000000000000 2 First Lien N 20360301 CWHL 1467.89645 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 738.6691354 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 2109.375 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 969.7538542 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 CWHL 563.47 360 0.25 PUD 100134000000000000 2 First Lien N 20360101 CWHL 1412.5 360 0.25 Single Family 100016000000000000 2 First Lien N 20360101 CWHL 978.62 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 960.47 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL
GROUP III G01 357 6.5 BRECKENRIDGE 313600 20060201 2.25 20110101 Y 60 Prepay GROUP III G01 358 5.5 CLOVIS 308680 20060301 2.25 20110201 N 0 No_PP GROUP III G01 358 6.625 SEABECK 200000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 357 6.625 BRENTWOOD 486990 20060201 2.25 20160101 Y 120 No_PP GROUP III G04 358 6.875 SANTA ROSA 430320 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 358 6 RANCHO CUCAMONGA 580872 20060301 2.25 20160201 Y 120 No_PP GROUP III G04 358 6.25 BELLEVUE 460000 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 357 6.25 MISSION VIEJO 511200 20060201 2.75 20160101 Y 120 Prepay GROUP III G03 359 7.25 LAS VEGAS 252000 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 358 6 LAS VEGAS 124792 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 358 5.5 MENIFEE 352654 20060301 2.25 20130201 Y 84 No_PP GROUP III G03 359 6.125 SAN DIEGO 273520 20060401 2.25 20130301 Y 84 No_PP GROUP III G05 358 6.125 WILDWOOD 191000 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 359 6 PALO ALTO 286700 20060401 2.25 20110301 Y 60 No_PP GROUP III G03 357 6.375 SMITHFIELD 160000 20060201 2.25 20130101 Y 84 No_PP GROUP III G01 359 6.375 BIRMINGHAM 149600 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 6.375 EAGLE MOUNTAIN 92000 20060301 2.25 20110201 Y 60 No_PP GROUP III G03
313481.7 6.25 CO 80.00 11.5 360 5.25 CA 80.00 10.5 360 6.375 WA 59.70 11.625 360 6.375 CA 80.00 11.625 360 6.625 CA 80.00 11.875 360 5.75 CA 80.00 11 360 6 WA 74.80 11.25 360 6 CA 80.00 11.25 360 7 NV 80.00 12.25 360 5.75 NV 80.00 11 360 5.25 CA 80.00 10.5 360 5.875 CA 80.00 11.125 360 5.875 NJ 48.97 11.125 360 5.75 CA 50.74 11 360 6.125 UT 80.00 11.375 360 6.125 AL 80.00 11.375 360 6.125 UT 80.00 11.375 360 0 0 80424 No MI 2
1698.025875 0.25 Condominium
360
100134000000000000 2 First Lien 60 N 20360101 CWHL 308002.71 1752.65 360 0 0 0.25 93611 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 200000 1104.166667 360 0 0 0.25 98380 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 486989.99 2688.59057 360 0 0 0.25 94513 PUD No MI 100057000000000000 2 2 First Lien 120 N 20360101 CWHL 430320 2465.375 360 0 0 0.25 95407 Single Family No MI 100045000000000000 2 2 First Lien 84 N 20360201 CWHL 580872 2904.36 360 0 0 0.25 91739 Single Family No MI 100057000000000000 2 2 First Lien 120 N 20360201 CWHL 460000 2395.833333 360 0 0 0.25 98004 Single Family No MI 100045000000000000 2 2 First Lien 84 N 20360201 CWHL 511200 2662.5 360 0 0 0.25 92692 PUD No MI 100134000000000000 2 1 First Lien 120 N 20360101 CWHL 252000 1522.5 360 0 0 0.25 89130 Single Family No MI 100016000000000000 2.5 2 First Lien 84 N 20360301 CWHL 124792 623.96 360 0 0 0.25 89128 Condominium No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 352654 1616.330833 360 0 0 0.25 92584 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 273520 1396.091667 360 0 0 0.25 92108 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 191000 974.8958333 360 0 0 0.25 8260 2-4 Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 286700 1433.5 360 0 0 0.25 94303 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 160000 850 360 0 0 0.25 84335 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360101 CWHL 149600 794.75 360 0 0 0.25 35214 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 92000 488.75 360 0 0 0.25 84043 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 124716.59 636.5742615 360
359 6.125 CHICOPEE 124720 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 358 6.5 CHICAGO 143084 20060301 2.875 20110201 Y 60 No_PP GROUP III G02 358 5.875 HUNTINGTON BEACH 259624 20060301 2.25 20110201 N 0 Prepay GROUP III G01 358 5.125 LAS VEGAS 253600 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 358 5.875 ELK GROVE 290000 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 358 7.375 TORRANCE 260000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 358 6.625 SANTA MONICA 696000 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 358 7.625 TORRANCE 216000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 358 6.375 CHULA VISTA 372000 20060301 2.25 20160201 Y 120 Prepay GROUP III G05 359 7.375 COEUR D'ALENE 125250 20060401 2.25 20160301 Y 120 No_PP GROUP III G04 355 5.875 YORBA LINDA 519200 20051201 2.25 20121101 Y 84 No_PP GROUP III G04 358 6.625 EAGLE CREEK 552500 20060301 2.25 20130201 Y 84 No_PP GROUP III G04 358 6.875 SHINGLE SPRINGS 575000 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 358 7.375 BONITA 646200 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 358 6.5 CHATTANOOGA 74000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 7.25 DAVIE 187992 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 7.375 PALM COAST 219520 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357
5.875 MA 80.00 360 11.125
0 2
89.99 360
38.46 360
80.00 360
63.04 360
80.00 360
50.80 360
80.00 360
80.00 360
75.00 360
80.00 360
65.00 360
63.89 360
80.00 360
80.00 360
80.00 360
80.00 360
100016000000000000 First Lien 84 N 20360301 CWHL 143084 775.0383333 360 5.76 0.49 0 0.25 IL 60619 Single Family Republic MIC 100016000000000000 11.5 2 2 First Lien 60 N 20360201 CWHL 259093.32 1535.77 360 5.625 0 0 0.25 CA 92647 Single Family No MI 100016000000000000 10.875 2.135 2 First Lien 60 N 20360201 CWHL 253600 1083.083333 360 4.875 0 0 0.25 NV 89149 PUD No MI 100134000000000000 10.125 2 2 First Lien 60 N 20360201 CWHL 289919.79 1419.398972 360 5.625 0 0 0.25 CA 95758 Single Family No MI 100016000000000000 10.875 2 2 First Lien 84 N 20360201 CWHL 260000 1597.916667 360 7.125 0 0 0.25 CA 90502 Condominium No MI 100016000000000000 12.375 2 2 First Lien 60 N 20360201 CWHL 696000 3842.5 360 6.375 0 0 0.25 CA 90405 2-4 Family No MI 100016000000000000 11.625 2 2 First Lien 120 N 20360201 CWHL 216000 1372.5 360 7.375 0 0 0.25 CA 90502 Condominium No MI 100016000000000000 12.625 2 2 First Lien 60 N 20360201 CWHL 372000 1976.25 360 6.125 0 0 0.25 CA 91915 Condominium No MI 100016000000000000 11.375 2 2 First Lien 120 N 20360201 CWHL 125250 769.765625 360 7.125 0 0 0.25 ID 83815 PUD No MI 100016000000000000 12.375 2 2 First Lien 120 N 20360301 CWHL 519098.51 2541.419789 360 5.625 0 0 0.25 CA 92887 Single Family No MI 100110000000000000 10.875 2 2 First Lien 84 N 20351101 CWHL 552355.62 3049.463319 360 6.375 0 0 0.25 OR 97022 Single Family No MI 100045000000000000 11.625 2 2 First Lien 84 N 20360201 CWHL 575000 3294.270833 360 6.625 0 0 0.25 CA 95682 PUD No MI 100188000000000000 11.875 2 2 First Lien 84 N 20360201 CWHL 646200 3971.4375 360 7.125 0 0 0.25 CA 91902 Single Family No MI 100016000000000000 12.375 2 2 First Lien 120 N 20360201 CWHL 74000 400.8333333 360 6.25 0 0 0.25 TN 37415 Single Family No MI 100016000000000000 11.5 2 2 First Lien 60 N 20360201 CWHL 187992 1135.785 360 7 0 0 0.25 FL 33314 Condominium No MI 100016000000000000 12.25 2 2 First Lien 60 N 20360201 CWHL 219520 1349.133333 360 7.125 0 0 0.25 FL 32164 Single Family No MI 100016000000000000 12.375 2 2 First Lien 60 N 20360201 CWHL 318400 1691.5 360 6.125 0 0 0.25 2
0 1020 No MI
6.375 GERMANTOWN 318400 2.25 Y 60 GROUP III 358 6 ATWATER 207500 2.25 Y 84 GROUP III 358 7 CHULA VISTA 400000 2.25 Y 84 GROUP III 358 6 SAN DIEGO 283600 2.25 Y 84 GROUP III 359 7.625 KIHEI 400000 2.25 Y 120 GROUP III 357 6.375 SEATTLE 286400 2.25 Y 60 GROUP III 358 5.75 GRESHAM 243000 2.25 Y 60 GROUP III 357 6.5 BRISTOW 517520 2.25 Y 84 GROUP III 357 6.625 WARRENTON 545468 2.25 Y 84 GROUP III 358 6.75 KLAMATH FALLS 433520 2.25 Y 120 GROUP III 356 6.125 ROSEVILLE 525000 2.25 Y 120 GROUP III 356 5.875 CHINO HILLS 490000 2.75 N 0 GROUP III 357 5.25 BAKERSFIELD 190392 2.25 Y 60 GROUP III 358 6 PORT SAINT LUCIE 166490 2.25 Y 60 GROUP III 358 6.375 MERCED 237000 2.75 Y 60 GROUP III 358 6.5 SUMMERFIELD 124000 2.25 Y 120 GROUP III 359 6.625 BUENA PARK 368000 2.25 Y 84 GROUP III 358 7.25 LAS VEGAS
MD 20060201 20110101 Prepay G03 20060301 20130201 No_PP G03 20060301 20130201 No_PP G03 20060301 20130201 No_PP G05 20060401 20160301 No_PP G01 20060201 20110101 Prepay G01 20060301 20110201 No_PP G04 20060201 20130101 No_PP G04 20060201 20130101 No_PP G05 20060301 20160201 No_PP G05 20060101 20151201 Prepay G05 20060101 20151201 Prepay G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G05 20060301 20160201 Prepay G03 20060401 20130301 Prepay G04 80.00 360 11.375 2
80.00 360
56.34 360
80.00 360
80.00 360
80.00 360
90.00 360
80.00 360
80.00 360
80.00 360
73.94 360
65.33 360
80.00 360
90.00 360
89.77 360
80.00 360
80.00 360
100016000000000000 First Lien 60 N 20360101 CWHL 207500 1037.5 360 5.75 0 0 0.25 CA 95301 Single Family No MI 100016000000000000 11 2 2 First Lien 84 N 20360201 CWHL 400000 2333.333333 360 6.75 0 0 0.25 CA 91914 PUD No MI 100016000000000000 12 2 2 First Lien 84 N 20360201 CWHL 283600 1418 360 5.75 0 0 0.25 CA 92128 Condominium No MI 100016000000000000 11 2 2 First Lien 84 N 20360201 CWHL 400000 2541.666667 360 7.375 0 0 0.25 HI 96753 Condominium No MI 100016000000000000 12.625 2 2 First Lien 120 N 20360301 CWHL 286400 1521.5 360 6.125 0 0 0.25 WA 98105 Single Family No MI 100134000000000000 11.375 2 2 First Lien 60 N 20360101 CWHL 243000 1164.375 360 5.5 0 0 0.25 OR 97080 PUD United Guaranty 100016000000000000 10.75 2 2 First Lien 60 N 20360201 CWHL 517520 2803.233333 360 6.25 0 0 0.25 VA 20136 PUD No MI 100063000000000000 11.5 2 2 First Lien 84 N 20360101 CWHL 545468 3011.437917 360 6.375 0 0 0.25 VA 20187 PUD No MI 100063000000000000 11.625 2 2 First Lien 84 N 20360101 CWHL 433520 2438.55 360 6.5 0 0 0.25 OR 97601 PUD No MI 100016000000000000 11.75 2 2 First Lien 120 N 20360201 CWHL 525000 2679.6875 360 5.875 0 0 0.25 CA 95747 PUD No MI 100016000000000000 11.125 2 2 First Lien 120 N 20351201 CWHL 487986.94 2898.54 360 5.625 0 0 0.25 CA 91709 Single Family No MI 100016000000000000 10.875 2 2 First Lien 120 N 20351201 CWHL 190278.12 832.466775 360 5 0 0 0.25 CA 93307 Single Family No MI 100016000000000000 10.25 2.5 2 First Lien 60 N 20360101 CWHL 166490 832.45 360 5.75 0 0 0.25 FL 34986 Condominium United Guaranty 100016000000000000 11 2 2 First Lien 60 N 20360201 CWHL 237000 1259.0625 360 5.805 0.32 0 0.25 CA 95348 Condominium YES 100016000000000000 11.375 2 2 First Lien 60 N 20360201 CWHL 124000 671.6666667 360 6.25 0 0 0.25 FL 34491 PUD No MI 100134000000000000 11.5 2.18 2 First Lien 120 N 20360201 CWHL 368000 2031.666667 360 6.375 0 0 0.25 CA 90621 Single Family No MI 100016000000000000 11.625 2 2 First Lien 84 N 20360301 CWHL 445410 2691.01875 360 7 0 0 0.25 NV 89179 PUD 2
20874 No MI
PUD N
445410 20060301 2.25 20130201 Y 84 Prepay GROUP III G05 358 6.25 WINNETKA 1832500 20060301 2.25 20160201 Y 120 No_PP GROUP III G05 359 6.5 LA QUINTA 518367 20060401 2.25 20160301 Y 120 Prepay GROUP III G05 358 6.625 HAMILTON 810930 20060301 2.25 20160201 Y 120 No_PP GROUP III G05 357 7.25 NEW YORK CITY 560000 20060201 2.25 20160101 Y 120 No_PP GROUP III G05 357 6.625 IRVINE 962213.7 20060201 2.25 20160101 Y 120 Prepay GROUP III G04 358 7.75 CORONA 748412 20060301 2.25 20130201 Y 84 No_PP GROUP III G04 358 6.5 ATLANTA 640000 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 358 7.25 PALM DESERT 508219 20060301 2.25 20160201 Y 120 No_PP GROUP III G04 358 7.125 OXNARD 512940 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 357 7.375 SAN FRANCISCO 435000 20060201 2.25 20160101 Y 120 No_PP GROUP III G05 359 6 MIAMI 608000 20060401 2.25 20160301 Y 120 Prepay GROUP III G05 358 6.375 AUSTIN 480044 20060301 2.25 20160201 N 0 Prepay GROUP III G05 358 6.25 WOODCLIFF LAKE 950000 20060301 2.25 20160201 Y 120 No_PP GROUP III G04 358 5.75 NEW YORK 799200 20060301 2.25 20130201 Y 84 No_PP GROUP III G04 357 6.625 SOUTH SAN FRANCISCO 520000 20060201 2.25 20130101 Y 84 No_PP GROUP III G05 358 6.375 CHULA VISTA 574000 20060301 2.25 20160201 Y 120 No_PP GROUP III G05 358 6.5 REDONDO BEACH 528000 20060301
80.00 12.25 360 6 IL 61.60 11.25 360 6.25 CA 80.00 11.5 360 6.375 VA 75.00 11.625 360 7 NY 80.00 12.25 360 6.375 CA 70.00 11.625 360 7.5 CA 80.00 12.75 360 6.25 GA 80.00 11.5 360 7 CA 80.00 12.25 360 6.875 CA 80.00 12.125 360 7.125 CA 51.18 12.375 360 5.75 FL 80.00 11 360 6.125 TX 80.00 11.375 360 6 NJ 66.34 11.25 360 5.5 NY 80.00 10.75 360 6.375 CA 80.00 11.625 360 6.125 CA 63.78 11.375 360 6.25 CA 80.00
No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 1832500 9544.270833 360 0 0 0.25 60093 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 518367 2807.82125 360 0 0 0.25 92253 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 810929.09 4477.004351 360 0 0 0.25 20158 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 560000 3383.333333 360 0 0 0.25 10023 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360101 CWHL 962213.7 5312.221469 360 0 0 0.25 92603 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360101 CWHL 748412 4833.494167 360 0 0 0.25 92883 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 640000 3466.666667 360 0 0 0.25 30331 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 508219 3070.489792 360 0 0 0.25 92211 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 512940 3045.58125 360 0 0 0.25 93030 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 435000 2673.4375 360 0 0 0.25 94132 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360101 CWHL 608000 3040 360 0 0 0.25 33133 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 479051.87 2994.85 360 0 0 0.25 78738 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 950000 4947.916667 360 0 0 0.25 7677 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 799200 3829.5 360 0 0 0.25 10016 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 520000 2870.833333 360 0 0 0.25 94080 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360101 CWHL 574000 3049.375 360 0 0 0.25 91914 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 528000 2860 360 0 0 0.25 90277 Condominium No MI 100016000000000000
2.25 Y
120 GROUP III
20160201 No_PP G05 20060301 20160201 Prepay G03 20060301 20130201 No_PP G01 20060301 20110201 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G03 20060201 20130101 No_PP G03 20060201 20130101 No_PP G03 20060401 20130301 No_PP G03 20060401 20130301 No_PP G04 20060401 20130301 Prepay G02 20060301 20110201 Prepay G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301
11.5 360 5.625 CA 79.78 10.875 360 0
2 120 534500 0 94109 No MI
358 5.875 SAN FRANCISCO 534500 2.25 Y 120 GROUP III 358 6.375 BOISE 141200 2.25 Y 84 GROUP III 358 7.375 NAPLES 286400 2.25 Y 60 GROUP III 357 5.875 MACON 268000 2.75 N 0 GROUP III 358 6 ENUMCLAW 245600 2.25 Y 60 GROUP III 358 7.125 HOMESTEAD 200000 2.25 Y 60 GROUP III 357 7.5 LAS VEGAS 231097 3.125 Y 84 GROUP III 357 7.5 VICTORVILLE 270900 3.25 Y 84 GROUP III 359 7.625 LAS VEGAS 177879 2.25 Y 84 GROUP III 359 7 MILWAUKIE 286900 3.125 Y 84 GROUP III 359 7.375 HIALEAH 318250 3.125 Y 84 GROUP III 358 7.125 HOLLYWOOD 244800 2.25 Y 60 GROUP III 359 6.5 HELENA 400000 2.25 Y 60 GROUP III 358 6.375 WHITTIER 412000 2.25 Y 60 GROUP III 359 7.125 PITTSBORO 180000 2.25 Y 60 GROUP III 358 7.25 TAMPA 107120 2.25 Y 60 GROUP III 359 7.25 WAILUKU 423300 2.25
80.00 360
80.00 360
88.45 360
80.00 360
80.00 360
95.00 360
94.99 360
90.00 360
95.00 360
95.00 360
80.00 360
32.65 360
80.00 360
80.00 360
80.00 360
55.70
2 120 N 141200 6.125 0 0 ID 83709 No MI 11.375 2 84 N 286400 7.125 0 0 FL 34112 No MI 12.375 2 60 N 267176.27 5.235 0.39 0 GA 31216 Republic MIC 10.875 2 60 N 245595.31 5.75 0 0 WA 98022 PUD No MI 100016000000000000 11 2.11 2 First Lien 60 N 20360201 CWHL 200000 1187.5 360 6.875 0 0 0.25 FL 33033 Single Family No MI 100016000000000000 12.125 2 2 First Lien 60 N 20360201 CWHL 231097 1444.35625 360 6.63 0.62 0 0.25 NV 89129 PUD GE Capital MI 100016000000000000 12.5 2 2 First Lien 84 N 20360101 CWHL 270879.27 1692.995438 360 6.51 0.74 0 0.25 CA 92392 Single Family GE Capital MI 100016000000000000 12.5 2.255 2 First Lien 84 N 20360101 CWHL 177879 1130.272813 360 7.375 0 0 0.25 NV 89120 Condominium United Guaranty 100016000000000000 12.625 2.26 2 First Lien 84 N 20360301 CWHL 286900 1673.583333 360 6.13 0.62 0 0.25 OR 97222 Single Family GE Capital MI 100016000000000000 12 2 2 First Lien 84 N 20360301 CWHL 318250 1955.911458 360 6.505 0.62 0 0.25 FL 33015 Single Family GE Capital MI 100016000000000000 12.375 2.255 2 First Lien 84 N 20360301 CWHL 244800 1453.5 360 6.875 0 0 0.25 FL 33020 Single Family No MI 100016000000000000 12.125 2.255 2 First Lien 60 N 20360201 CWHL 400000 2166.666667 360 6.25 0 0 0.25 MT 59601 Single Family No MI 100134000000000000 11.5 2 2 First Lien 60 N 20360301 CWHL 412000 2188.75 360 6.125 0 0 0.25 CA 90603 Single Family No MI 100016000000000000 11.375 2 2 First Lien 60 N 20360201 CWHL 180000 1068.75 360 6.875 0 0 0.25 NC 27312 PUD No MI 100016000000000000 12.125 2 2 First Lien 60 N 20360301 CWHL 107120 647.1833333 360 7 0 0 0.25 FL 33614 Condominium No MI 100016000000000000 12.25 2 2 First Lien 60 N 20360201 CWHL 421801.88 2548.386358 360 7 0 0 0.25 HI 96793 Single Family No MI 100134000000000000 12.25 2 2 First Lien
2 First Lien 20360201 CWHL 2616.822917 360 0.25 Condominium 100016000000000000 2 First Lien 20360201 CWHL 750.125 360 0.25 PUD 100016000000000000 2 First Lien 20360201 CWHL 1760.166667 360 0.25 Condominium 100016000000000000 2 First Lien 20360201 CWHL 1585.32 360 0.25 PUD 100016000000000000 2 First Lien 20360101 CWHL 1227.97655 360 0.25
60 GROUP III 357 6.375 LOS ANGELES 328000 2.25 Y 60 GROUP III 359 5.875 ESTERO 376893 2.25 Y 120 GROUP III 357 6.625 ROYAL OAK 168750 2.25 Y 60 GROUP III 359 7.5 BATON ROUGE 131575 2.25 Y 60 GROUP III 358 5.75 HIAWASSEE 170400 2.25 Y 60 GROUP III 358 6.125 DALLAS 108960 2.25 Y 60 GROUP III 358 6.25 WAYNESBORO 247920 2.25 Y 60 GROUP III 359 6.375 GALWAY 184000 2.25 N 0 GROUP III 357 6.5 LAKE MARY 207920 2.25 Y 60 GROUP III 358 6.875 ESPARTO 145000 2.25 Y 60 GROUP III 358 6.75 BLUFFTON 153592 2.25 Y 60 GROUP III 358 6.625 KANEOHE 356000 2.25 Y 60 GROUP III 358 6.875 MIAMI 212000 2.25 Y 60 GROUP III 358 7.5 LONG BEACH 400000 2.25 Y 84 GROUP III 359 5.25 DUBLIN 162692 2.25 Y 60 GROUP III 357 7.125 AKRON 90000 2.25 Y 60 GROUP III 357 6.5 EL PASO 126072 2.25 Y 120
No_PP G01
360 6.125 CA
20060201 20110101 Prepay G05 20060401 20160301 No_PP G01 20060201 20110101 Prepay G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G03 20060401 20130301 No_PP G02 20060201 20110101 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201 Prepay G03 20060301 20130201 Prepay G01 20060401 20110301 No_PP G01 20060201 20110101 Prepay G05 20060201 20160101 Prepay
80.00 11.375 360 5.625 FL 90.00 10.875 360 6.375 MI 75.00 11.625 360 7.25 LA 95.00 12.5 360 5.5 GA 80.00 10.75 360 5.875 GA 80.00 11.125 360 6 VA 80.00 11.25 360 6.125 NY 80.00 11.375 360 6.25 FL 80.00 11.5 360 6.625 CA 48.33 11.875 360 6.5 SC 80.00 11.75 360 6.375 HI 80.00 11.625 360 6.625 FL 80.00 11.875 360 7.25 CA 80.00 12.5 360 5 OH 80.00 10.25 360 6.875 OH 90.00 12.125 360 6.25 TX 80.00 11.5 360
20360301 CWHL 1742.484063 360 0.25 Single Family 100016000000000000 2 2 First Lien 60 N 20360101 CWHL 375543 1838.595938 360 0 0 0.25 33928 PUD United Guaranty 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 168750 931.640625 360 0 0 0.25 48067 2-4 Family No MI 100016000000000000 2 2 First Lien 60 N 20360101 CWHL 131575 822.34375 360 0 0 0.25 70817 Single Family Radian Guaranty 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 170400 816.5 360 0 0 0.25 30546 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 108960 556.15 360 0 0 0.25 30157 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 247920 1291.25 360 0 0 0.25 22980 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 183829.58 1147.92 360 0 0 0.25 12074 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 207884.33 1126.040121 360 0 0 0.25 32746 PUD No MI 100134000000000000 2 2 First Lien 60 N 20360101 CWHL 145000 830.7291667 360 0 0 0.25 95627 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 153592 863.955 360 0 0 0.25 29910 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 356000 1965.416667 360 0 0 0.25 96744 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 212000 1214.583333 360 0 0 0.25 33055 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 399875 2499.21875 360 0 0 0.25 90805 2-4 Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 162692 711.7775 360 0 0 0.25 43016 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 90000 534.375 360 0 0 0.25 44320 Single Family United Guaranty 100016000000000000 2 2 First Lien 60 N 20360101 CWHL 126072 682.89 360 0 0 0.25 79938 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360101 CWHL 0 0 90044 No MI
60 327997
GROUP III G01 359 6.75 ARPIN 189000 20060401 2.875 20110301 Y 60 No_PP GROUP III G02 359 6.625 PORT SAINT LUCIE 139300 20060401 2.25 20110301 Y 60 Prepay GROUP III G02 358 6.875 TAMARAC 176000 20060301 2.25 20110201 Y 60 Prepay GROUP III G01 358 6.5 SPARKS 236000 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 357 7.375 LAS VEGAS 138000 20060201 2.25 20130101 Y 84 Prepay GROUP III G03 359 6 FORT COLLINS 360000 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 357 5.875 SEFFNER 190000 20060201 2.875 20110101 Y 60 No_PP GROUP III G03 359 6.25 PALM BAY 81000 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 357 5.625 HARRIETTA 171000 20060201 2.875 20110101 Y 60 No_PP GROUP III G03 358 6.25 AIEA 467000 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 358 5.875 CHESAPEAKE 204000 20060301 2.25 20160201 Y 120 No_PP GROUP III G05 359 6.25 PHOENIX 107190 20060401 2.25 20160301 N 0 Prepay GROUP III G01 358 7 LAS VEGAS 159920 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 5.125 HESPERIA 308000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 7.625 SKOKIE 157600 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 7.375 POMONA 268275 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 358 6 PHOENIX 417000 20060301 2.25 20160201 Y 120 No_PP GROUP III G05
90.00 360
79.99 360
80.00 360
66.48 360
80.00 360
80.00 360
88.37 360
50.63 360
90.00 360
70.76 360
73.38 360
62.00 360
80.00 360
80.00 360
80.00 360
70.00 360
77.06 360
188946.84 1062.825975 360 0.49 0 0.25 54410 Single Family Republic MIC 100016000000000000 11.75 2 2 First Lien 60 N 20360301 CWHL 139300 769.0520833 360 6.375 0 0 0.25 FL 34953 PUD No MI 100016000000000000 11.625 2.135 2 First Lien 60 N 20360301 CWHL 176000 1008.333333 360 6.625 0 0 0.25 FL 33321 Single Family No MI 100016000000000000 11.875 2 2 First Lien 60 N 20360201 CWHL 236000 1278.333333 360 6.25 0 0 0.25 NV 89436 PUD No MI 100016000000000000 11.5 2 2 First Lien 60 N 20360201 CWHL 138000 848.125 360 7.125 0 0 0.25 NV 89128 Condominium No MI 100016000000000000 12.375 2 2 First Lien 84 N 20360101 CWHL 360000 1800 360 5.75 0 0 0.25 CO 80524 Single Family No MI 100016000000000000 11 2 2 First Lien 84 N 20360301 CWHL 189957.4 929.9997708 360 5.135 0.49 0 0.25 FL 33584 PUD Republic MIC 100016000000000000 10.875 2 2 First Lien 60 N 20360101 CWHL 80896.6 421.3364583 360 6 0 0 0.25 FL 32907 Single Family No MI 100016000000000000 11.25 2.135 2 First Lien 84 N 20360301 CWHL 170950 801.328125 360 4.885 0.49 0 0.25 MI 49638 Single Family Republic MIC 100016000000000000 10.625 2 2 First Lien 60 N 20360101 CWHL 464553.22 2419.548021 360 6 0 0 0.25 HI 96701 2-4 Family No MI 100016000000000000 11.25 2.135 2 First Lien 84 N 20360201 CWHL 204000 998.75 360 5.625 0 0 0.25 VA 23320 Single Family No MI 100016000000000000 10.875 2 2 First Lien 120 N 20360201 CWHL 107088.29 659.99 360 6 0 0 0.25 AZ 85048 Condominium No MI 100016000000000000 11.25 2 2 First Lien 120 N 20360301 CWHL 159919.2 932.862 360 6.75 0 0 0.25 NV 89123 Condominium No MI 100016000000000000 12 2 2 First Lien 60 N 20360201 CWHL 307990.55 1315.376307 360 4.875 0 0 0.25 CA 92345 Single Family No MI 100016000000000000 10.125 2 2 First Lien 60 N 20360201 CWHL 157600 1001.416667 360 7.375 0 0 0.25 IL 60077 Condominium No MI 100016000000000000 12.625 2 2 First Lien 60 N 20360301 CWHL 268275 1648.773438 360 7.125 0 0 0.25 CA 91768 Condominium No MI 100016000000000000 12.375 2 2 First Lien 60 N 20360201 CWHL 417000 2085 360 5.75 0 0 0.25 AZ 85085 PUD No MI 100016000000000000 11 2 2 First Lien 120 N 20360201 CWHL 360000 1762.5 360 6.01 WI
358 5.875 PORT O CONNOR 360000 2.25 Y 120 GROUP III 358 6 BOWIE 278000 2.625 Y 60 GROUP III 358 6.25 GARDENA 355000 2.25 N 0 GROUP III 358 6.375 REDMOND 307000 2.25 Y 84 GROUP III 359 7.125 ZIONSVILLE 264000 2.25 Y 84 GROUP III 358 7.25 NORTH MIAMI 173600 2.25 Y 120 GROUP III 359 6.25 ANAHEIM 260000 2.25 Y 60 GROUP III 358 6.25 HOOPER 174500 2.25 Y 120 GROUP III 359 5.625 WHITTIER 372200 2.25 Y 60 GROUP III 358 6.25 GRAYSON 127600 2.25 Y 60 GROUP III 357 7.125 VICTORVILLE 250960 2.25 Y 60 GROUP III 358 6 BROOKLYN 525000 2.25 Y 120 GROUP III 359 6 LAS VEGAS 252000 2.25 Y 60 GROUP III 358 6 LAS VEGAS 229250 2.875 Y 60 GROUP III 359 7.125 LAS VEGAS 177600 2.25 Y 60 GROUP III 358 6.75 KISSIMMEE 186000 2.25 Y 120 GROUP III 357 7.5 ARIZONA CITY 152000 2.25 Y 60 GROUP III 358
5.625 TX 20060301 20160201 No_PP G02 20060301 20110201 Prepay G05 20060301 20160201 Prepay G03 20060301 20130201 No_PP G03 20060401 20130301 No_PP G05 20060301 20160201 Prepay G01 20060401 20110301 No_PP G05 20060301 20160201 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060201 20110101 No_PP G05 20060301 20160201 No_PP G01 20060401 20110301 Prepay G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G05 20060301 20160201 Prepay G01 20060201 20110101 Prepay G01 79.12 360 10.875
0 2
83.86 360
63.39 360
68.22 360
80.00 360
80.00 360
70.27 360
54.79 360
67.67 360
80.00 360
80.00 360
61.76 360
80.00 360
86.51 360
80.00 360
80.00 360
80.00 360
100016000000000000 First Lien 120 N 20360201 CWHL 278000 1390 360 5.62 0.13 0 0.25 MD 20715 Single Family PMI 100134000000000000 11 2 2 First Lien 60 N 20360201 CWHL 354296.09 2185.8 360 6 0 0 0.25 CA 90247 Single Family No MI 100016000000000000 11.25 2.245 2 First Lien 120 N 20360201 CWHL 306900 1630.40625 360 6.125 0 0 0.25 WA 98052 Single Family No MI 100016000000000000 11.375 2 2 First Lien 84 N 20360201 CWHL 264000 1567.5 360 6.875 0 0 0.25 PA 18092 Single Family No MI 100016000000000000 12.125 2 2 First Lien 84 N 20360301 CWHL 173548.83 1048.524181 360 7 0 0 0.25 FL 33168 Single Family No MI 100016000000000000 12.25 2 2 First Lien 120 N 20360201 CWHL 260000 1354.166667 360 6 0 0 0.25 CA 92802 Condominium No MI 100016000000000000 11.25 2 2 First Lien 60 N 20360301 CWHL 174500 908.8541667 360 6 0 0 0.25 UT 84315 Single Family No MI 100016000000000000 11.25 2 2 First Lien 120 N 20360201 CWHL 372200 1744.6875 360 5.375 0 0 0.25 CA 90601 Single Family No MI 100016000000000000 10.625 2 2 First Lien 60 N 20360301 CWHL 127600 664.5833333 360 6 0 0 0.25 GA 30017 PUD No MI 100016000000000000 11.25 2 2 First Lien 60 N 20360201 CWHL 250960 1490.075 360 6.875 0 0 0.25 CA 92394 Single Family No MI 100134000000000000 12.125 2 2 First Lien 60 N 20360101 CWHL 524999.98 2624.9999 360 5.75 0 0 0.25 NY 11218 2-4 Family No MI 100016000000000000 11 2 2 First Lien 120 N 20360201 CWHL 252000 1260 360 5.75 0 0 0.25 NV 89130 Single Family No MI 100016000000000000 11 2 2 First Lien 60 N 20360301 CWHL 229250 1146.25 360 5.26 0.49 0 0.25 NV 89130 Single Family Republic MIC 100016000000000000 11 2 2 First Lien 60 N 20360201 CWHL 177600 1054.5 360 6.875 0 0 0.25 NV 89115 Single Family No MI 100016000000000000 12.125 2.135 2 First Lien 60 N 20360301 CWHL 186000 1046.25 360 6.5 0 0 0.25 FL 34746 Single Family No MI 100016000000000000 11.75 2 2 First Lien 120 N 20360201 CWHL 152000 950 360 7.25 0 0 0.25 AZ 85223 Single Family No MI 100134000000000000 12.5 2 2 First Lien 60 N 20360101 CWHL 88720 499.05 360 6.5 0 0 0.25 2
0 77982 No MI
6.75 TAMPA 88720 20060301 2.25 20110201 Y 60 Prepay GROUP III G01 358 7.25 TAMPA 83920 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.25 HIGHLAND 181000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 358 6 GRAND TERRACE 404000 20060301 2.25 20160201 Y 120 Prepay GROUP III G01 358 7.375 LAS VEGAS 135900 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 358 6.375 NORCO 312000 20060301 2.25 20160201 Y 120 Prepay GROUP III G01 359 7.5 SAINT PAUL 296250 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 357 6.875 MEMPHIS 98800 20060201 2.25 20160101 Y 120 Prepay GROUP III G01 358 5.75 COLLEGE GROVE 412000 20060301 2.25 20110201 Y 60 No_PP GROUP III G02 358 7 PHOENIX 159040 20060301 2.25 20110201 Y 60 Prepay GROUP III G05 358 6.875 COMPTON 115000 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 358 7 DAVENPORT 185120 20060301 2.25 20110201 Y 60 Prepay GROUP III G05 358 6.25 PITTSBURG 388800 20060301 2.25 20160201 Y 120 Prepay GROUP III G02 359 7.25 POMPANO BEACH 150350 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 358 7.375 ROLLING MEADOWS 100800 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.5 CENTREVILLE 157500 20060301 2.25 20110201 N 0 No_PP GROUP III G04 357 7.125 LIVERMORE 444000 20060201 2.25 20130101 Y 84 No_PP GROUP III G04 358 6 VISTA
FL 80.00 11.75 360 7 FL 80.00 12.25 360 6 CA 56.56 11.25 360 5.75 CA 80.00 11 360 7.125 NV 79.95 12.375 360 6.125 CA 80.00 11.375 360 7.25 MN 75.00 12.5 360 6.625 TN 79.68 11.875 360 5.5 TN 80.00 11.75 360 6.75 AZ 80.00 12 360 6.625 CA 28.33 11.875 360 6.75 FL 80.00 12 360 6 CA 80.00 11.25 360 7 FL 79.98 12.25 360 7.125 IL 80.00 12.375 360 6.25 VA 28.00 11.5 360 6.875 CA 80.00 12.125 360 5.75 CA 0 0 0 60
33614 No MI 2 83920 0 33614 No MI 2 60 181000 0 92346 No MI 2 60 404000 0 92313 No MI 2 120 135900 0 0 89145 No MI 2 60 312000 0 0 92860 No MI 2 120 296250 0 0 55106 No MI 2 60 98800 0 0 38125 No MI 2 120 412000 0 0 37046 No MI 2 60 159040 0 0 85054 No MI 2 60 115000 0 0 90221 No MI 2 120 185119.96 0 0 33896 No MI 2 60 388800 0 0 94565 No MI 2 120 150350 0 0 33069 No MI 2 60 100800 0 0 60008 No MI 2 60 157214.46 0 0 20120 No MI 2 60 444000 0 0 94551 No MI 2 84 440000 0 0 92084
Condominium 100134000000000000 First Lien N 20360201 CWHL 507.0166667 360 0.25 Condominium 100016000000000000 2 First Lien N 20360201 CWHL 942.7083333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 2020 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 835.21875 360 0.25 Condominium 100134000000000000 2 First Lien N 20360201 CWHL 1657.5 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1851.5625 360 0.25 2-4 Family 100016000000000000 2 First Lien N 20360301 CWHL 566.0416667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360101 CWHL 1974.166667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 927.7333333 360 0.25 Condominium 100016000000000000 2 First Lien N 20360201 CWHL 658.8541667 360 0.25 2-4 Family 100016000000000000 2 First Lien N 20360201 CWHL 1079.866433 360 0.25 Condominium 100016000000000000 2 First Lien N 20360201 CWHL 2025 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 908.3645833 360 0.25 Condominium 100016000000000000 2 First Lien N 20360301 CWHL 619.5 360 0.25 Condominium 100016000000000000 2 First Lien N 20360201 CWHL 995.51 360 0.25 PUD 100016000000000000 2 First Lien N 20360201 CWHL 2636.25 360 0.25 Single Family 100016000000000000 2 First Lien N 20360101 CWHL 2200 360 0.25 Single Family 2 N
440000 2.25 Y 84 GROUP III 357 7 SHERMAN OAKS 540000 2.25 Y 84 GROUP III 358 6.5 HOLUALOA 998000 2.25 Y 84 GROUP III 358 7 LOS ANGELES 521600 2.25 Y 120 GROUP III 358 6 WASHINGTON 188000 2.25 Y 84 GROUP III 358 5.625 ATWATER 260000 2.25 Y 60 GROUP III 357 7 KISSIMMEE 159840 2.25 N 0 GROUP III 358 7.875 WOODS CROSS 179000 3.125 Y 60 GROUP III 358 7.25 POMPANO BEACH 244000 2.25 Y 60 GROUP III 358 6.375 SANTA ANA 320000 2.25 Y 84 GROUP III 358 5.75 BLACKLICK 130455 2.25 Y 60 GROUP III 359 7.25 YPSILANTI 186400 2.25 Y 60 GROUP III 359 6.5 SANTA MONICA 229000 2.25 Y 60 GROUP III 358 7.625 PHOENIX 166476.5 2.25 N 0 GROUP III 358 6.375 SAN MARCOS 334400 2.25 Y 84 GROUP III 358 7.5 TOMBALL 111552 2.25 Y 84 GROUP III 359 6 COLUMBIA 200000 2.25 Y 60 GROUP III 359 6.125 VENICE 139000
20060301 20130201 Prepay G04 20060201 20130101 No_PP G04 20060301 20130201 Prepay G05 20060301 20160201 Prepay G03 20060301 20130201 No_PP G01 20060301 20110201 No_PP G05 20060201 20160101 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G03 20060301 20130201 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G03 20060301 20130201 Prepay G03 20060301 20130201 Prepay G01 20060401 20110301 No_PP G04 20060401
78.57
No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 540000 3150 360 6.75 0 0 0.25 CA 91423 Single Family 80.00 No MI 100016000000000000 12 2 2 First Lien 360 84 N 20360101 CWHL 998000 5405.833333 360 6.25 0 0 0.25 HI 96725 Single Family 64.39 No MI 100016000000000000 11.5 2 2 First Lien 360 84 N 20360201 CWHL 521600 3042.666667 360 6.75 0 0 0.25 CA 91364 Single Family 80.00 No MI 100016000000000000 12 2 2 First Lien 360 120 N 20360201 CWHL 188000 940 360 5.75 0 0 0.25 DC 20017 Single Family 41.78 No MI 100016000000000000 11 2 2 First Lien 360 84 N 20360201 CWHL 260000 1218.75 360 5.375 0 0 0.25 CA 95301 Single Family 80.00 No MI 100016000000000000 10.625 2 2 First Lien 360 60 N 20360201 CWHL 159444.65 1063.42 360 6.75 0 0 0.25 FL 34759 PUD 75.00 No MI 100134000000000000 12 2 2 First Lien 360 120 N 20360101 CWHL 178989.13 1174.616166 360 7.095 0.53 0 0.25 UT 84087 Single Family 83.26 PMI 100016000000000000 12.875 2 2 First Lien 360 60 N 20360201 CWHL 244000 1474.166667 360 7 0 0 0.25 FL 33064 Single Family 80.00 No MI 100016000000000000 12.25 2.345 2 First Lien 360 60 N 20360201 CWHL 320000 1700 360 6.125 0 0 0.25 CA 92702 Condominium 80.00 No MI 100016000000000000 11.375 2 2 First Lien 360 84 N 20360201 CWHL 130455 625.096875 360 5.5 0 0 0.25 OH 43004 Single Family 80.00 No MI 100016000000000000 10.75 2 2 First Lien 360 60 N 20360201 CWHL 186400 1126.166667 360 7 0 0 0.25 MI 48197 Single Family 79.32 No MI 100016000000000000 12.25 2 2 First Lien 360 60 N 20360301 CWHL 229000 1240.416667 360 6.25 0 0 0.25 CA 90404 Single Family 30.53 No MI 100016000000000000 11.5 2 2 First Lien 360 60 N 20360301 CWHL 166234.75 1178.31 360 7.375 0 0 0.25 AZ 85054 Condominium 66.30 No MI 100016000000000000 13.625 2 2 First Lien 360 60 N 20360201 CWHL 334400 1776.5 360 6.125 0 0 0.25 CA 92069 Single Family 80.00 No MI 100016000000000000 11.375 2 2 First Lien 360 84 N 20360201 CWHL 111552 697.2 360 7.25 0 0 0.25 TX 77377 PUD 80.00 No MI 100016000000000000 12.5 2 2 First Lien 360 84 N 20360201 CWHL 199000 995 360 5.75 0 0 0.25 MD 21045 Single Family 32.47 No MI 100016000000000000 11 2 2 First Lien 360 60 N 20360301 CWHL 138764.9 844.58 360 5.875 0 0 0.25 FL 34293 Single Family 60.43 No MI 100016000000000000 11 360
2.25 N
0 GROUP III
20130301 Prepay G03 20060301 20130201 No_PP G04 20060301 20130201 No_PP G05 20060301 20160201 Prepay G04 20060301 20130201 No_PP G04 20060201 20130101 No_PP G05 20060301 20160201 No_PP G04 20060201 20130101 Prepay G05 20060301 20160201 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G03 20060301 20130201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G03 20060301 20130201 No_PP G01 20060301 20110201
11.125 360 6.75 CA 23.40 12 360 6.125 CA 70.00 11.375 360 6.75 FL 80.00 12 360 6.375 HI 80.00 11.625 360 7.5 CA 75.00 12.75 360 5.875 CA 80.00 11.125 360 6.875 TX 70.00 12.125 360 5.625 IL 80.00 10.875 360 6.375 AZ 76.77 11.625 360 5.625 MA 26.98 10.875 360 4.75 MA 80.00 10 360 5.125 CA 80.00 10.375 360 5.625 CA 80.00 10.875 360 7 CA 80.00 12.25 360 6.25 AZ 80.00 11.5 360 6.125 CA 75.00 11.375 360 4.125 OH 80.00 9.375
358 7 LOS ANGELES 110000 2.25 Y 84 GROUP III 358 6.375 LOS OLIVOS 1225000 2.25 Y 84 GROUP III 358 7 PANAMA CITY BEACH 880000 2.25 N 0 GROUP III 358 6.625 KAPOLEI 639200 2.25 Y 84 GROUP III 357 7.75 LOS ANGELES 1143750 2.25 Y 84 GROUP III 358 6.125 LOS ANGELES 504000 2.25 N 0 GROUP III 357 7.125 HOUSTON 266000 2.25 N 0 GROUP III 358 5.875 BERKELEY 190400 2.25 Y 120 GROUP III 358 6.625 SIERRA VISTA 368500 2.25 Y 60 GROUP III 359 5.875 NEWTON 85000 2.25 N 0 GROUP III 359 5 DORCHESTER 200600 2.25 Y 60 GROUP III 358 5.375 CORONA 358400 2.25 Y 60 GROUP III 358 5.875 OLIVEHURST 277956 2.25 Y 84 GROUP III 358 7.25 CORONA 368000 2.25 Y 60 GROUP III 358 6.5 TUCSON 120000 2.25 Y 60 GROUP III 358 6.375 PASADENA 285000 2.25 Y 84 GROUP III 358 4.375 HAMILTON 173093 2.25
2 First Lien 20360301 CWHL 641.6666667 360 0 0 0.25 90022 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 1225000 6507.8125 360 0 0 0.25 93441 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 878553.14 5854.66 360 0 0 0.25 32408 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 639100 3528.364583 360 0 0 0.25 96707 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 1143750 7386.71875 360 0 0 0.25 90210 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360101 CWHL 503017.78 3062.36 360 0 0 0.25 90012 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 265144.06 1792.09 360 0 0 0.25 77008 2-4 Family No MI 100134000000000000 2 2 First Lien 84 N 20360101 CWHL 190400 932.1666667 360 0 0 0.25 60163 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 368499.12 2034.422225 360 0 0 0.25 85635 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 84913.34 502.81 360 0 0 0.25 2458 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 200600 835.8333333 360 0 0 0.25 2124 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 358400 1605.333333 360 0 0 0.25 92879 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 277956 1360.82625 360 0 0 0.25 95961 Single Family No MI 100134000000000000 2 2 First Lien 84 N 20360201 CWHL 368000 2223.333333 360 0 0 0.25 92879 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 120000 650 360 0 0 0.25 85719 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 285000 1514.0625 360 0 0 0.25 91107 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 173093 631.0682292 360 0 0 0.25 45011 PUD No MI 100016000000000000 2 2 First Lien N
2 84 110000
60 No_PP GROUP III G03 357 6.25 LAUDERDALE 176000 20060201 2.25 20130101 Y 84 No_PP GROUP III G01 359 4.375 LEWIS CENTER 143080 20060401 2.25 20110301 Y 60 No_PP GROUP III G03 358 7.375 CHICAGO 607500 20060301 2.25 20130201 N 0 No_PP GROUP III G03 358 6.375 TRABUCO CANYON 327200 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 358 7.375 SUNNY ISLES BEACH 320000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.25 LAS VEGAS 317600 20060301 2.25 20110201 N 0 No_PP GROUP III G01 359 7.5 ROYAL PALM BEACH 320150 20060401 2.25 20110301 Y 60 No_PP GROUP III G02 359 7.5 ORLANDO 135990 20060401 2.25 20110301 Y 60 Prepay GROUP III G02 359 7.125 WINTER GARDEN 196792 20060401 2.25 20110301 Y 60 Prepay GROUP III G02 358 7.375 WINTER GARDEN 196792 20060301 2.25 20110201 Y 60 Prepay GROUP III G01 358 6.5 MIAMI 264000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 358 6.5 WESTFIELD 236000 20060301 2.25 20160201 N 0 No_PP GROUP III G01 358 6.125 PITTSBURG 372000 20060301 2.25 20110201 Y 60 Prepay GROUP III G04 358 6.5 UNION CITY 496000 20060301 2.25 20130201 N 0 Prepay GROUP III G04 357 6.875 HENDERSON 496500 20060201 2.25 20130101 Y 84 No_PP GROUP III G04 358 6.5 LAKE FOREST 490000 20060301 2.25 20130201 Y 84 Prepay GROUP III G04 358 6.25 CASTROVILLE 504000 20060301 2.25 20130201 Y 84 Prepay
360 6 MN 80.00 11.25 360 4.125 OH 80.00 9.375 360 7.125 IL 75.00 12.375 360 6.125 CA 80.00 11.375 360 7.125 FL 73.56 12.375 360 6 NV 80.00 11.25 360 7.25 FL 79.99 12.5 360 7.25 FL 80.00 12.5 360 6.875 FL 80.00 12.125 360 7.125 FL 80.00 12.375 360 6.25 FL 80.00 12.5 360 6.25 MA 67.43 11.5 360 5.875 CA 80.00 11.125 360 6.25 CA 80.00 11.5 360 6.625 NV 80.00 11.875 360 6.25 CA 83.05 11.5 360 6 CA 80.00 11.25 360
20360201 CWHL 916.6666667 360 0.25 55113 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360101 CWHL 143080 521.6458333 360 0 0 0.25 43035 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 606519.64 4195.85 360 0 0 0.25 60660 2-4 Family No MI 100134000000000000 2 2 First Lien 84 N 20360201 CWHL 327000 1737.1875 360 0 0 0.25 92679 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 320000 1966.666667 360 0 0 0.25 33160 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 316995.73 1955.52 360 0 0 0.25 89146 PUD No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 320150 2000.9375 360 0 0 0.25 33411 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 135990 849.9375 360 0 0 0.25 32822 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 196792 1168.4525 360 0 0 0.25 34787 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 196792 1209.450833 360 0 0 0.25 34787 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 264000 1430 360 0 0 0.25 33131 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 235572.15 1491.68 360 0 0 0.25 1085 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 372000 1898.75 360 0 0 0.25 94565 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 495100.79 3135.06 360 0 0 0.25 94587 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 496500 2844.53125 360 0 0 0.25 89015 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360101 CWHL 490000 2654.166667 360 0 0 0.25 92630 Single Family United Guaranty 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 504000 2625 360 0 0 0.25 95012 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 0 0
60 176000
GROUP III G05 358 8 LAS VEGAS 480028 20060301 2.25 20160201 Y 120 No_PP GROUP III G03 359 6 VISTA 319185 20060401 2.25 20130301 Y 84 No_PP GROUP III G05 359 6.875 PHOENIX 120000 20060401 2.25 20160301 Y 120 Prepay GROUP III G01 358 6.125 TEMECULA 292400 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 358 6.375 SOUTH OZONE PARK 210902 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 359 6.875 POLSON 200000 20060401 2.25 20110301 Y 60 No_PP GROUP III G02 358 6.125 MIAMI 185000 20060301 2.25 20110201 N 0 Prepay GROUP III G05 359 6.5 CHANDLER 412000 20060401 2.25 20160301 Y 120 No_PP GROUP III G05 358 6.25 RENO 200000 20060301 2.25 20160201 N 0 Prepay GROUP III G05 358 5.5 LAS VEGAS 244000 20060301 2.25 20160201 Y 120 No_PP GROUP III G03 359 6.375 FRISCO 354410 20060401 2.25 20130301 Y 84 No_PP GROUP III G03 358 6.125 SAN DIEGO 391300 20060301 2.25 20130201 Y 84 Prepay GROUP III G01 358 7.375 WAILUKU 600000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.5 MANOR 125804 20060301 2.25 20110201 Y 60 Prepay GROUP III G05 355 6.375 WOODSTOCK 152684 20051201 2.25 20151101 Y 120 No_PP GROUP III G01 357 7.625 CAPE CORAL 180100 20060201 2.25 20110101 Y 60 Prepay GROUP III G01 355 6.625 NORWALK 357600 20051201 2.25 20101101 Y 60 Prepay GROUP III G01
7.75 NV 80.00 13 360 5.75 CA 67.20 11 360 6.625 AZ 80.00 11.875 360 5.875 CA 80.00 11.125 360 6.125 NY 49.05 11.375 360 6.625 MT 59.32 11.875 360 5.875 FL 57.81 11.125 360 6.25 AZ 80.00 11.5 360 6 NV 80.00 11.25 360 5.25 NV 80.00 10.5 360 6.125 TX 80.00 11.375 360 5.875 CA 80.00 11.125 360 7.125 HI 75.00 12.375 360 6.25 TX 80.00 11.5 360 6.125 GA 80.00 11.375 360 7.375 FL 80.00 12.625 360 6.375 CT 80.00 11.625 360
3200.186667 360 0 0.25 89113 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 319185 1595.925 360 0 0 0.25 92083 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 120000 687.5 360 0 0 0.25 85017 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 292400 1492.458333 360 0 0 0.25 92592 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 210902 1120.416875 360 0 0 0.25 11420 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 200000 1145.833333 360 0 0 0.25 59860 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 184639.46 1124.08 360 0 0 0.25 33186 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 412000 2231.666667 360 0 0 0.25 85249 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 199448.5 1231.43 360 0 0 0.25 89509 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 244000 1118.333333 360 0 0 0.25 89131 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 354410 1882.803125 360 0 0 0.25 75034 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 391300 1997.260417 360 0 0 0.25 92108 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 600000 3687.5 360 0 0 0.25 96793 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 125804 681.4383333 360 0 0 0.25 78653 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 152684 811.13375 360 0 0 0.25 30189 PUD No MI 100134000000000000 2 2 First Lien 120 N 20351101 CWHL 180100 1144.385417 360 0 0 0.25 33991 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360101 CWHL 357600 1974.25 360 0 0 0.25 6854 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20351101 CWHL 357114 1897.168125 360 0
480028
359 6.375 BOTHELL 357114 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 357 6.75 HESPERIA 311350 20060201 2.25 20110101 Y 60 Prepay GROUP III G01 355 6 LAS VEGAS 240000 20051201 2.75 20101101 Y 60 No_PP GROUP III G04 353 5.625 CLARENDON HILLS 1200000 20051001 2.25 20120901 N 0 No_PP GROUP III G05 358 6.125 SAN MARCOS 466088 20060301 2.25 20160201 Y 120 Prepay GROUP III G05 358 6.625 LA QUINTA 680000 20060301 2.25 20160201 Y 120 Prepay GROUP III G05 356 6.5 SANTA CLARITA 425173.6 20060101 2.25 20151201 Y 120 Prepay GROUP III G05 358 6.625 UPLAND 440046 20060301 2.25 20160201 Y 120 Prepay GROUP III G03 356 6.5 DALLAS 130960 20060101 2.25 20121201 Y 84 Prepay GROUP III G01 358 4.875 GREENFIELD 162000 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 359 6.375 MURRIETA 331850 20060401 2.25 20130301 Y 84 No_PP GROUP III G05 358 6.375 KIHEI 540000 20060301 2.25 20160201 Y 120 Prepay GROUP III G03 356 6.125 SEATTLE 410000 20060101 2.25 20121201 Y 84 No_PP GROUP III G01 357 5.875 ALLEN PARK 185000 20060201 2.625 20110101 Y 60 No_PP GROUP III G02 357 6.5 ORLANDO 200000 20060201 2.25 20110101 Y 60 Prepay GROUP III G02 359 7.125 ORLANDO 153520 20060401 2.25 20110301 Y 60 Prepay GROUP III G02 358 6.625 OAKLAND PARK 368000 20060301 2.25 20110201 Y 60 Prepay GROUP III G01 357
6.125 WA 80.00 11.375
0 2
100016000000000000 First Lien 360 60 N 20360301 CWHL 311350 1751.34375 360 6.5 0 0 0.25 CA 92345 Single Family 79.99 No MI 100016000000000000 11.75 2 2 First Lien 360 60 N 20360101 CWHL 239999.99 1199.99995 360 5.42 0.33 0 0.25 NV 89149 PUD 87.59 PMI 100016000000000000 11 2 2 First Lien 360 60 N 20351101 CWHL 1190892.56 6907.88 360 5.375 0 0 0.25 IL 60514 Single Family 80.00 No MI 100016000000000000 10.625 2.17 2 First Lien 360 84 N 20350901 CWHL 466088 2378.990833 360 5.875 0 0 0.25 CA 92069 PUD 80.00 No MI 100016000000000000 11.125 2 2 First Lien 360 120 N 20360201 CWHL 680000 3754.166667 360 6.375 0 0 0.25 CA 92253 PUD 80.00 No MI 100016000000000000 11.625 2 2 First Lien 360 120 N 20360201 CWHL 425173.6 2303.023667 360 6.25 0 0 0.25 CA 91354 Single Family 79.92 No MI 100016000000000000 11.5 2 2 First Lien 360 120 N 20351201 CWHL 439894.98 2428.586869 360 6.375 0 0 0.25 CA 91786 PUD 80.00 No MI 100016000000000000 11.625 2 2 First Lien 360 120 N 20360201 CWHL 130960 709.3666667 360 6.25 0 0 0.25 OR 97338 Single Family 80.00 No MI 100016000000000000 11.5 2 2 First Lien 360 84 N 20351201 CWHL 162000 658.125 360 4.625 0 0 0.25 CA 93927 Single Family 35.57 No MI 9.875 2 2 First Lien 360 60 N 20360201 CWHL 331813.72 1762.760388 360 6.125 0 0 0.25 CA 92562 PUD 80.00 No MI 100016000000000000 11.375 2 2 First Lien 360 84 N 20360301 CWHL 539929.88 2868.377488 360 6.125 0 0 0.25 HI 96753 Condominium 80.00 No MI 100016000000000000 11.375 2 2 First Lien 360 120 N 20360201 CWHL 408800 2086.583333 360 5.875 0 0 0.25 WA 98146 Single Family 68.33 No MI 100016000000000000 11.125 2 2 First Lien 360 84 N 20351201 CWHL 184900 905.2395833 360 5.495 0.13 0 0.25 MI 48101 Single Family 84.09 PMI 100016000000000000 10.875 2 2 First Lien 360 60 N 20360101 CWHL 200000 1083.333333 360 6.25 0 0 0.25 FL 32837 PUD 80.00 No MI 100016000000000000 11.5 2.245 2 First Lien 360 60 N 20360101 CWHL 153520 911.525 360 6.875 0 0 0.25 FL 32839 Condominium 80.00 No MI 100016000000000000 12.125 2 2 First Lien 360 60 N 20360301 CWHL 368000 2031.666667 360 6.375 0 0 0.25 FL 33334 PUD 80.00 No MI 100016000000000000 11.625 2 2 First Lien 360 60 N 20360201 CWHL 205592 1177.870833 360 6.625 0 0 0.25 2
0 98012 No MI
0.25 PUD N
6.875 PORT SAINT LUCIE 205592 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 356 7.625 OAKLAND PARK 83920 20060101 2.25 20101201 Y 60 No_PP GROUP III G01 357 6.25 LORAIN 63750 20060201 2.25 20110101 Y 60 Prepay GROUP III G01 359 5.875 SAN BERNARDINO 326328 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 355 6.875 SAN DIEGO 238400 20051201 2.25 20101101 Y 60 Prepay GROUP III G05 355 6.625 DENVER 184000 20051201 2.25 20151101 Y 120 No_PP GROUP III G03 357 6.25 WACO 87300 20060201 2.25 20130101 Y 84 No_PP GROUP III G01 358 6.125 NAGS HEAD 329600 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 359 6.25 DAVENPORT 175920 20060401 2.25 20160301 Y 120 Prepay GROUP III G05 359 6.5 SACRAMENTO 202000 20060401 2.25 20160301 Y 120 Prepay GROUP III G02 358 6.875 SARASOTA 252000 20060301 2.25 20110201 Y 60 Prepay GROUP III G01 358 6.75 MORENO VALLEY 300000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 7.375 YUCAIPA 211900 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 6.875 ESCONDIDO 170392 20060201 2.25 20110101 Y 60 Prepay GROUP III G05 357 7.25 TULSA 80100 20060201 2.25 20160101 Y 120 Prepay GROUP III G05 355 6.5 BAKERSFIELD 215200 20051201 2.25 20151101 Y 120 No_PP GROUP III G01 358 6.75 LOS ANGELES 300000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 5.5 CAVE JUNCTION
FL 80.00 11.875 360 7.375 FL 80.00 12.625 360 6 OH 75.00 11.25 360 5.625 CA 80.00 10.875 360 6.625 CA 80.00 11.875 360 6.375 CO 80.00 11.625 360 6 TX 90.00 11.25 360 5.875 NC 80.00 11.125 360 6 FL 80.00 11.25 360 6.25 CA 67.56 11.5 360 6.625 FL 80.00 11.875 360 6.5 CA 67.42 11.75 360 7.125 CA 79.99 12.375 360 6.625 CA 80.00 11.875 360 7 OK 90.00 12.25 360 6.25 CA 80.00 11.5 360 6.5 CA 80.00 11.75 360 5.25 OR 2
100016000000000000 First Lien 60 N 20360101 CWHL 83884.28 533.0146958 360 0 0 0.25 33334 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20351201 CWHL 63750 332.03125 360 0 0 0.25 44052 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360101 CWHL 326328 1597.6475 360 0 0 0.25 92407 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 238400 1365.833333 360 0 0 0.25 92128 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20351101 CWHL 184000 1015.833333 360 0 0 0.25 80236 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20351101 CWHL 87300 454.6875 360 0 0 0.25 76706 Single Family Republic MIC 100016000000000000 2 2 First Lien 84 N 20360101 CWHL 329591.77 1682.291326 360 0 0 0.25 27959 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 175920 916.25 360 0 0 0.25 33896 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 201961.74 1093.959425 360 0 0 0.25 95820 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 252000 1443.75 360 0 0 0.25 34239 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 299996.78 1687.481888 360 0 0 0.25 92557 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 211900 1302.302083 360 0 0 0.25 92399 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 170391.2 976.1995833 360 0 0 0.25 92027 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360101 CWHL 80100 483.9375 360 0 0 0.25 74112 Single Family Republic MIC 100016000000000000 2 2 First Lien 120 N 20360101 CWHL 215096.48 1165.105933 360 0 0 0.25 93304 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20351101 CWHL 300000 1687.5 360 0 0 0.25 90062 Single Family No MI 100034000000000000 2 2 First Lien 60 N 20360201 CWHL 392000 1796.666667 360 0 0 0.25 97523 Single Family 2
34986 No MI
Condominium N
392000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 6.625 WALTERBORO 92000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 6.5 CENTER BARNSTEAD 147640 20060301 2.25 20110201 N 0 No_PP GROUP III G01 358 6.25 SEBASTOPOL 320000 20060301 3.25 20110201 Y 60 No_PP GROUP III G01 358 7.375 QUEEN CREEK 237862 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.5 SISTERS 252000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.125 REDLANDS 356769 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 6.625 NORTH LAS VEGAS 238400 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 7 SURPRISE 245350 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 358 5.875 BRIGHTON 159926 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.25 TOLLESON 185550 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.75 LAS VEGAS 241600 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 357 6.25 TOQUERVILLE 126500 20060201 2.25 20160101 Y 120 No_PP GROUP III G01 358 7 SURPRISE 169564 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.375 NORTH LAS VEGAS 200000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.375 EAGLE MOUNTAIN 203790 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.125 ROMOLAND 324104 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 7 TUCSON 268458 20060301
80.00 360
80.00 360
80.00 360
43.24 360
90.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
79.99 360
80.00 360
60.82 360
80.00 360
61.79 360
90.00 360
80.00 360
80.00
100110000000000000 First Lien 20360201 CWHL 92000 507.9166667 360 6.375 0 0 0.25 SC 29488 Single Family No MI 100074000000000000 11.625 2 2 First Lien 60 N 20360301 CWHL 147372.33 933.19 360 6.25 0 0 0.25 NH 3225 Single Family No MI 100400000000000000 11.5 2 2 First Lien 60 N 20360201 CWHL 320000 1666.666667 360 6 0 0 0.25 CA 95472 Single Family No MI 100074000000000000 11.25 2 2 First Lien 60 N 20360201 CWHL 237862 1461.860208 360 7.125 0 0 0.25 AZ 85243 PUD Mortgage Guaranty In 100063000000000000 12.375 3 2 First Lien 60 N 20360201 CWHL 252000 1365 360 6.25 0 0 0.25 OR 97759 PUD No MI 100307000000000000 11.5 2 2 First Lien 60 N 20360201 CWHL 356769 1821.008438 360 5.875 0 0 0.25 CA 92373 PUD No MI 100063000000000000 11.125 2 2 First Lien 60 N 20360201 CWHL 238267.65 1315.435984 360 6.375 0 0 0.25 NV 89081 PUD No MI 100063000000000000 11.625 2 2 First Lien 60 N 20360101 CWHL 245350 1431.208333 360 6.75 0 0 0.25 AZ 85379 PUD No MI 100063000000000000 12 2 2 First Lien 60 N 20360101 CWHL 159926 782.9710417 360 5.625 0 0 0.25 CO 80601 PUD No MI 100063000000000000 10.875 2 2 First Lien 60 N 20360201 CWHL 185550 966.40625 360 6 0 0 0.25 AZ 85353 PUD No MI 100063000000000000 11.25 2 2 First Lien 60 N 20360201 CWHL 241600 1359 360 6.5 0 0 0.25 NV 89139 PUD No MI 100063000000000000 11.75 2 2 First Lien 60 N 20360201 CWHL 126500 658.8541667 360 6 0 0 0.25 UT 84774 Single Family No MI 100205000000000000 11.25 2 2 First Lien 120 N 20360101 CWHL 169564 989.1233333 360 6.75 0 0 0.25 AZ 85379 PUD No MI 100063000000000000 12 2 2 First Lien 60 N 20360201 CWHL 200000 1062.5 360 6.125 0 0 0.25 NV 89081 PUD No MI 100063000000000000 11.375 2 2 First Lien 60 N 20360201 CWHL 203790 1082.634375 360 6.125 0 0 0.25 UT 84043 Single Family PMI 100063000000000000 11.375 2 2 First Lien 60 N 20360201 CWHL 324104 1654.280833 360 5.875 0 0 0.25 CA 92585 PUD No MI 100063000000000000 11.125 2 2 First Lien 60 N 20360201 CWHL 268458 1566.005 360 6.75 0 0 0.25 AZ 85747 PUD No MI 100063000000000000 11.5 2 60 N
No MI 2
2.25 Y
60 GROUP III
20110201 No_PP G01
12 360 6.625 CA 78.43 11.875 360 6.625 FL 90.00 11.875 360 6.25 NV 80.00 11.5 360 7 CA 75.00 12.25 360 5.25 CA 80.00 10.5 360 6 CA 44.44 11.25 360 7.375 FL 80.00 12.625 360 6.5 TX 65.03 11.75 360 6.75 FL 80.00 12 360 7.375 FL 80.00 12.625 360 6.625 FL 80.00 11.875 360 7 FL 80.00 12.25 360 4.125 OH 80.00 9.375 360 5.75 CA 79.99 11 360 6 FL 80.00 11.25 360 7.125 FL 90.00 12.375 360 6.25 AZ 80.00 11.5
357 6.875 ANTIOCH 400000 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 358 6.875 SPRING HILL 173160 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.5 LAS VEGAS 179196 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 355 7.25 SAN JACINTO 225000 20051201 2.25 20101101 Y 60 Prepay GROUP III G01 355 5.5 MORENO VALLEY 301600 20051201 2.25 20101101 Y 60 No_PP GROUP III G05 358 6.25 LOS ANGELES 200000 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 357 7.625 PEMBROKE PINES 173600 20060201 2.25 20110101 Y 60 Prepay GROUP III G03 359 6.75 WAXAHACHIE 66330 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 358 7 MIAMI 292000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 359 7.625 HOMESTEAD 157592 20060401 2.25 20160301 Y 120 Prepay GROUP III G05 358 6.875 MIAMI 380240 20060301 2.25 20160201 Y 120 Prepay GROUP III G02 359 7.25 MIAMI 181440 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 359 4.375 AMELIA 126575 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 357 6 HESPERIA 294600 20060201 2.25 20110101 Y 60 No_PP GROUP III G05 359 6.25 BRADENTON 369517 20060401 2.25 20160301 Y 120 Prepay GROUP III G03 357 7.375 ORANGE PARK 203391 20060201 2.25 20130101 Y 84 No_PP GROUP III G03 357 6.5 QUEEN CREEK 188276 20060201 2.25 20130101
2 First Lien 20360201 CWHL 2291.666667 360 0 0 0.25 94509 Single Family No MI 100074000000000000 2 2 First Lien 60 N 20360101 CWHL 173160 992.0625 360 0 0 0.25 34608 Single Family United Guaranty 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 179095.72 970.1018167 360 0 0 0.25 89149 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 225000 1359.375 360 0 0 0.25 92583 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20351101 CWHL 301600 1382.333333 360 0 0 0.25 92551 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20351101 CWHL 200000 1041.666667 360 0 0 0.25 91343 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 173600 1103.083333 360 0 0 0.25 33024 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360101 CWHL 66330 373.10625 360 0 0 0.25 75165 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 292000 1703.333333 360 0 0 0.25 33138 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 157592 1001.365833 360 0 0 0.25 33033 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 380240 2178.458333 360 0 0 0.25 33145 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 181440 1096.2 360 0 0 0.25 33161 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 126575 461.4713542 360 0 0 0.25 45102 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 294545.87 1472.72935 360 0 0 0.25 92345 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360101 CWHL 369517 1924.567708 360 0 0 0.25 34202 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 203391 1250.007188 360 0 0 0.25 32073 PUD Radian Guaranty 100063000000000000 2 2 First Lien 84 N 20360101 CWHL 188224.56 1019.5497 360 0 0 0.25 85242 PUD No MI 100063000000000000 2 2 First Lien N
2 60 400000
84 No_PP GROUP III G03 357 6.125 QUEEN CREEK 158836 20060201 2.25 20130101 Y 84 No_PP GROUP III G03 357 6.25 MENIFEE 326937 20060201 2.25 20130101 Y 84 No_PP GROUP III G03 357 6.125 HENDERSON 257945 20060201 2.25 20130101 Y 84 No_PP GROUP III G03 357 6.375 LAVEEN 199281 20060201 2.25 20130101 Y 84 No_PP GROUP III G03 357 6.25 NORTH LAS VEGAS 240837 20060201 2.25 20130101 Y 84 No_PP GROUP III G03 358 6.5 WINTON 208000 20060301 2.25 20130201 Y 84 No_PP GROUP III G03 357 6.125 LAS VEGAS 312155 20060201 2.25 20130101 Y 84 No_PP GROUP III G01 359 7.25 SACRAMENTO 73000 20060401 2.25 20110301 N 0 No_PP GROUP III G03 358 6.5 PARAMOUNT 220000 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 358 6.125 BULLHEAD CITY 400000 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 358 6.25 VALLEJO 281000 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 357 5.875 GOODYEAR 296000 20060201 2.25 20130101 Y 120 No_PP GROUP III G05 358 6.75 SURPRISE 277506 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 357 6.75 TUCSON 219896 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 358 5.5 GRAND JUNCTION 104000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 356 5.25 SHELBY TOWNSHIP 152450 20060101 2.25 20101201 Y 120 No_PP GROUP III G01 358 6 GORDONSVILLE 265650 20060301 2.25 20110201 Y 120 No_PP
360 5.875 AZ 80.00 11.125 360 6 CA 80.00 11.25 360 5.875 NV 80.00 11.125 360 6.125 AZ 80.00 11.375 360 6 NV 80.00 11.25 360 6.25 CA 65.00 11.5 360 5.875 NV 80.00 11.125 360 7 CA 33.49 12.25 360 6.25 CA 61.97 11.5 360 5.875 AZ 80.00 11.125 360 6 CA 66.90 11.25 360 5.625 AZ 80.00 10.875 360 6.5 AZ 95.00 11.75 360 6.5 AZ 80.00 11.75 360 5.25 CO 80.00 10.5 360 5 MI 79.99 10.25 360 5.75 VA 74.00 11 360
20360101 CWHL 810.7254167 360 0.25 PUD 100063000000000000 2 2 First Lien 84 N 20360101 CWHL 326937 1702.796875 360 0 0 0.25 92584 Single Family No MI 100063000000000000 2 2 First Lien 84 N 20360101 CWHL 257945 1316.594271 360 0 0 0.25 89052 PUD No MI 100063000000000000 2 2 First Lien 84 N 20360101 CWHL 199281 1058.680313 360 0 0 0.25 85339 PUD No MI 100063000000000000 2 2 First Lien 84 N 20360101 CWHL 240837 1254.359375 360 0 0 0.25 89115 PUD No MI 100063000000000000 2 2 First Lien 84 N 20360101 CWHL 207770.44 1125.423217 360 0 0 0.25 95388 Single Family No MI 100045000000000000 2 2 First Lien 84 N 20360201 CWHL 312155 1593.291146 360 0 0 0.25 89139 PUD No MI 100063000000000000 2 2 First Lien 84 N 20360101 CWHL 72943.05 497.99 360 0 0 0.25 95820 Single Family No MI 100241000000000000 2 2 First Lien 60 N 20360301 CWHL 220000 1191.666667 360 0 0 0.25 90723 Condominium No MI 100136000000000000 2 2 First Lien 84 N 20360201 CWHL 399930.15 2041.310141 360 0 0 0.25 86442 Single Family No MI 100020000000000000 2 2 First Lien 120 N 20360201 CWHL 281000 1463.541667 360 0 0 0.25 94589 Single Family No MI 100071000000000000 2 2 First Lien 60 N 20360201 CWHL 296000 1449.166667 360 0 0 0.25 85338 Single Family No MI 100063000000000000 2 2 First Lien 84 N 20360101 CWHL 277506 1560.97125 360 0 0 0.25 85379 PUD Radian Guaranty 100063000000000000 2 2 First Lien 120 N 20360201 CWHL 219896 1236.915 360 0 0 0.25 85757 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 103998.56 476.6600667 360 0 0 0.25 81501 Single Family No MI 100126000000000000 2 2 First Lien 60 N 20360201 CWHL 152450 666.96875 360 0 0 0.25 48316 Condominium No MI 100039000000000000 2 2 First Lien 60 N 20351201 CWHL 265650 1328.25 360 0 0 0.25 22942 PUD No MI 100039000000000000 2 2 First Lien 60 N 20360201 CWHL 0 0 85242 No MI
84 158836
GROUP III 358 6 LAS VEGAS 157000 2.25 Y 60 GROUP III 358 6.875 TUCSON 190120 2.25 Y 84 GROUP III 358 5.875 MAYWOOD 304000 2.25 Y 120 GROUP III 359 6 LAS VEGAS 175000 2.25 Y 60 GROUP III 358 6 PANORAMA CITY 248500 2.25 Y 84 GROUP III 358 6.625 TUCSON 198872 2.25 Y 84 GROUP III 358 6.25 KAYSVILLE 236800 2.25 Y 84 GROUP III 357 6.5 TUCSON 181246 2.25 Y 60 GROUP III 358 6.75 LAS VEGAS 200792 2.25 Y 60 GROUP III 358 6.5 SIERRA VISTA 184000 2.25 Y 60 GROUP III 358 6.375 JACKSONVILLE 247372 2.25 Y 84 GROUP III 357 6.5 ELKTON 241654 2.25 Y 60 GROUP III 357 5.75 LAS VEGAS 347056 2.25 Y 60 GROUP III 358 7.5 KISSIMMEE 262036 2.25 Y 60 GROUP III 357 6.375 SANTA ANA 360000 2.25 Y 84 GROUP III 358 6.875 NORWALK 250000 2.25 Y 84 GROUP III 358 6.5 KENT CITY 260000 2.25 N 0 GROUP III
G01 5.75 NV 20060301 20110201 No_PP G03 20060301 20130201 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 Prepay G03 20060301 20130201 No_PP G03 20060301 20130201 No_PP G03 20060301 20130201 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G03 20060301 20130201 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G03 20060201 20130101 No_PP G03 20060301 20130201 No_PP G05 20060301 20160201 No_PP G03 56.67 11 360 6.625 AZ 80.00 11.875 360 5.625 NJ 80.00 10.875 360 5.75 NV 53.85 11 360 5.75 CA 70.00 11 360 6.375 AZ 80.00 11.625 360 6 UT 80.00 11.25 360 6.25 AZ 90.00 11.5 360 6.5 NV 80.00 11.75 360 6.25 AZ 80.00 11.5 360 6.125 FL 80.00 11.375 360 6.25 FL 90.00 11.5 360 5.5 NV 80.00 10.75 360 7.25 FL 80.00 12.5 360 6.125 CA 58.54 11.375 360 6.625 CA 53.76 11.875 360 6.25 MI 80.00 11.5 360
785 360 0 0.25 89149 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360201 CWHL 190120 1089.229167 360 0 0 0.25 85757 PUD No MI 100063000000000000 2 2 First Lien 84 N 20360201 CWHL 303751.24 1487.115446 360 0 0 0.25 7607 Single Family No MI 100039000000000000 2 2 First Lien 60 N 20360201 CWHL 175000 875 360 0 0 0.25 89156 PUD No MI 100322000000000000 2 2 First Lien 60 N 20360301 CWHL 248500 1242.5 360 0 0 0.25 91402 Condominium No MI 100072000000000000 2 2 First Lien 84 N 20360201 CWHL 198872 1097.939167 360 0 0 0.25 85757 PUD No MI 100063000000000000 2 2 First Lien 84 N 20360201 CWHL 236800 1233.333333 360 0 0 0.25 84037 PUD No MI 100063000000000000 2 2 First Lien 84 N 20360201 CWHL 181246 981.7491667 360 0 0 0.25 85706 PUD Radian Guaranty 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 200792 1129.455 360 0 0 0.25 89149 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360201 CWHL 184000 996.6666667 360 0 0 0.25 85635 Single Family No MI 100063000000000000 2 2 First Lien 60 N 20360201 CWHL 247372 1314.16375 360 0 0 0.25 32226 PUD No MI 100063000000000000 2 2 First Lien 84 N 20360201 CWHL 241654 1308.959167 360 0 0 0.25 32033 PUD United Guaranty 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 346972.85 1662.57824 360 0 0 0.25 89135 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 262036 1637.725 360 0 0 0.25 34747 PUD No MI 100057000000000000 2 2 First Lien 60 N 20360201 CWHL 360000 1912.5 360 0 0 0.25 92706 Single Family No MI 100138000000000000 2 2 First Lien 84 N 20360101 CWHL 250000 1432.291667 360 0 0 0.25 90650 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 259528.63 1643.38 360 0 0 0.25 49330 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 312000 1755 360 0
157000
358 6.75 LOS ANGELES 312000 2.25 Y 84 GROUP III 358 6.5 MORENO VALLEY 139500 2.25 Y 60 GROUP III 357 5.5 SANTA MARIA 283500 2.25 N 0 GROUP III 358 6.625 WHITTIER 386000 2.25 Y 84 GROUP III 359 6.125 FORESTHILL 184000 2.25 Y 60 GROUP III 358 5.75 OLIVEHURST 348700 2.25 N 0 GROUP III 358 6.5 MAGNA 124200 2.25 Y 60 GROUP III 359 5.875 CAPE CORAL 297220 2.25 Y 60 GROUP III 358 7 ENTERPRISE 170000 2.25 N 0 GROUP III 358 5.875 LAS VEGAS 208000 2.25 Y 60 GROUP III 358 6.125 PORTLAND 228000 2.25 Y 60 GROUP III 358 7.375 LINDEN 405000 2.25 Y 60 GROUP III 358 6.875 PHOENIX 178850 2.25 N 0 GROUP III 358 7.25 VALRICO 146400 2.25 Y 60 GROUP III 358 7.125 PORT ST LUCIE 320100 2.25 Y 60 GROUP III 358 6.5 PALMYRA 153600 2.25 Y 60 GROUP III 359 5.625 ATLANTA 307500 2.25 Y 60 GROUP III 358
6.5 CA 20060301 20130201 No_PP G01 20060301 20110201 No_PP G03 20060201 20130101 No_PP G03 20060301 20130201 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G03 20060301 20130201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G03 20060301 20130201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 80.00 11.75 360 6.25 CA 37.70 11.5 360 5.25 CA 75.00 10.5 360 6.375 CA 66.55 11.625 360 5.875 CA 47.79 11.125 360 5.5 CA 89.99 10.75 360 6.25 UT 90.00 11.5 360 5.625 FL 80.00 10.875 360 6.75 UT 59.65 12 360 5.625 NV 80.00 10.875 360 5.875 OR 80.00 11.125 360 7.125 NJ 90.00 12.375 360 6.625 AZ 79.99 11.875 360 7 FL 80.00 12.25 360 6.875 FL 89.99 12.125 360 6.25 VA 80.00 11.5 360 5.375 GA 76.88 10.625 360 6.125
100034000000000000 First Lien 84 N 20360201 CWHL 139500 755.625 360 0 0 0.25 92557 Single Family No MI 100029000000000000 2 2 First Lien 60 N 20360201 CWHL 282564.81 1609.68 360 0 0 0.25 93455 Single Family No MI 100029000000000000 2 2 First Lien 84 N 20360101 CWHL 385630.03 2128.999124 360 0 0 0.25 90604 Single Family No MI 100039000000000000 2 2 First Lien 84 N 20360201 CWHL 184000 939.1666667 360 0 0 0.25 95631 Single Family No MI 100218000000000000 2 2 First Lien 60 N 20360301 CWHL 347969.54 2034.92 360 0 0 0.25 95961 Single Family GE Capital MI 100133000000000000 2 2 First Lien 60 N 20360201 CWHL 124200 672.75 360 0 0 0.25 84044 Single Family Radian Guaranty 100061000000000000 2 2 First Lien 60 N 20360201 CWHL 297220 1455.139583 360 0 0 0.25 33991 PUD No MI 100057000000000000 2 2 First Lien 60 N 20360301 CWHL 169720.5 1131.01 360 0 0 0.25 84725 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 208000 1018.333333 360 0 0 0.25 89123 PUD No MI 100197000000000000 2 2 First Lien 60 N 20360201 CWHL 228000 1163.75 360 0 0 0.25 97217 Single Family No MI 100054000000000000 2 2 First Lien 60 N 20360201 CWHL 405000 2489.0625 360 0 0 0.25 7036 Single Family Radian Guaranty 100288000000000000 2 2 First Lien 60 N 20360201 CWHL 178548.62 1174.92 360 0 0 0.25 85032 Single Family No MI 100092000000000000 2 2 First Lien 84 N 20360201 CWHL 146400 884.5 360 0 0 0.25 33594 PUD No MI 100060000000000000 2 2 First Lien 60 N 20360201 CWHL 320100 1900.59375 360 0 0 0.25 34953 PUD United Guaranty 100060000000000000 2 2 First Lien 60 N 20360201 CWHL 153600 832 360 0 0 0.25 22963 PUD No MI 100033000000000000 2 2 First Lien 60 N 20360201 CWHL 307500 1441.40625 360 0 0 0.25 30312 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 391649.64 2080.638713 360 0 0 0.25 2
0 90002 No MI 2
0.25 2-4 Family N
6.375 BAKERSFIELD 391650 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 359 6.25 KIRKLAND 215200 20060401 2.25 20160301 Y 120 No_PP GROUP III G01 358 7.125 NICEVILLE 135000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.375 BAKERSFIELD 357200 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 6.625 HIGHLAND 176000 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 358 6.75 BAKERSFIELD 273600 20060301 2.875 20110201 Y 60 No_PP GROUP III G01 358 7 LAKE ELSINORE 244000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.75 FAIRVIEW 174250 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 6.25 NORTH LAS VEGAS 283586 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 6 LAS VEGAS 218828 20060201 2.25 20110101 Y 60 No_PP GROUP III G03 357 6.375 LOS ANGELES 390000 20060201 2.25 20130101 Y 84 No_PP GROUP III G01 358 7.25 PHOENIX 339493 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 5.875 SEATTLE 397500 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 358 6.625 SUTTON 325000 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 358 7.375 SAINT GEORGE 346000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 6.5 ELK GROVE 379150 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 358 6.5 PHOENIX 250000 20060301 2.25 20160201 Y 120 No_PP GROUP III G05 358 6.5 PHOENIX
CA 78.40 360 11.375 2
80.00 360
50.00 360
79.99 360
80.00 360
89.41 360
80.00 360
79.98 360
95.00 360
80.00 360
37.14 360
95.00 360
69.74 360
61.90 360
80.00 360
80.00 360
77.16 360
100060000000000000 First Lien 60 N 20360201 CWHL 215200 1120.833333 360 6 0 0 0.25 WA 98033 Condominium No MI 100238000000000000 11.25 2 2 First Lien 120 N 20360301 CWHL 134999.38 801.5588188 360 6.875 0 0 0.25 FL 32578 Single Family No MI 100086000000000000 12.125 2 2 First Lien 60 N 20360201 CWHL 357200 1897.625 360 6.125 0 0 0.25 CA 93311 Single Family No MI 100060000000000000 11.375 2 2 First Lien 60 N 20360201 CWHL 176000 971.6666667 360 6.375 0 0 0.25 UT 84003 Single Family No MI 100208000000000000 11.625 2 2 First Lien 60 N 20360101 CWHL 273600 1539 360 6.01 0.49 0 0.25 CA 93309 Single Family Republic MIC 100306000000000000 11.75 2 2 First Lien 60 N 20360201 CWHL 244000 1423.333333 360 6.75 0 0 0.25 CA 92530 Single Family No MI 100155000000000000 12 2.135 2 First Lien 60 N 20360201 CWHL 174250 980.15625 360 6.5 0 0 0.25 TX 75069 PUD No MI 100060000000000000 11.75 2 2 First Lien 60 N 20360201 CWHL 283535.8 1476.748958 360 6 0 0 0.25 NV 89081 PUD Mortgage Guaranty In 100063000000000000 11.25 2 2 First Lien 60 N 20360101 CWHL 218828 1094.14 360 5.75 0 0 0.25 NV 89115 PUD No MI 100063000000000000 11 2 2 First Lien 60 N 20360101 CWHL 390000 2071.875 360 6.125 0 0 0.25 CA 90068 Single Family No MI 100034000000000000 11.375 2 2 First Lien 84 N 20360101 CWHL 339493 2051.103542 360 7 0 0 0.25 AZ 85310 PUD PMI 100057000000000000 12.25 2 2 First Lien 60 N 20360201 CWHL 397500 1946.09375 360 5.625 0 0 0.25 WA 98115 Single Family No MI 100205000000000000 10.875 2 2 First Lien 60 N 20360201 CWHL 324946.17 1793.973647 360 6.375 0 0 0.25 MA 1590 Single Family No MI 100265000000000000 11.625 2 2 First Lien 84 N 20360201 CWHL 346000 2126.458333 360 7.125 0 0 0.25 UT 84770 Single Family No MI 100256000000000000 12.375 2 2 First Lien 60 N 20360201 CWHL 379150 2053.729167 360 6.25 0 0 0.25 CA 95757 Single Family No MI 100188000000000000 11.5 2 2 First Lien 60 N 20360301 CWHL 250000 1354.166667 360 6.25 0 0 0.25 AZ 85032 2-4 Family No MI 100056000000000000 11.5 2 2 First Lien 120 N 20360201 CWHL 250000 1354.166667 360 6.25 0 0 0.25 AZ 85032 2-4 Family 2
93314 No MI
Single Family N
250000 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 358 7.625 SURPRISE 238250 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 356 5.375 BRADLEY BEACH 151500 20060101 2.25 20101201 Y 60 No_PP GROUP III G01 359 7.25 MARICOPA 241016 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 358 6.125 SAINT MARYS 358000 20060301 2.25 20160201 Y 120 No_PP GROUP III G03 358 6.25 LAKE ELSINORE 320000 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 358 6.75 EVERETT 231200 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 7.125 NORTH LAS VEGAS 161120 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.875 MESA 167200 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.625 LACEY 260000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.625 SPRING LAKE 72000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 5.875 HAGERSTOWN 213000 20060401 2.625 20110301 Y 60 No_PP GROUP III G01 359 7.375 KAHUKU 405000 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 358 6.375 BREMERTON 235800 20060301 2.875 20110201 Y 60 No_PP GROUP III G01 358 5.75 CLACKAMAS 332000 20060301 2.25 20110201 Y 60 Prepay GROUP III G01 358 6.875 DENVER 160125 20060301 2.25 20110201 N 0 No_PP GROUP III G01 357 6.625 SYRACUSE 130000 20060201 2.25 20110101 N 0 No_PP GROUP III G01 359 5.75 SAN DIEGO 392000 20060401
77.16 360
94.99 360
37.88 360
80.00 360
89.50 360
71.91 360
80.00 360
76.00 360
80.00 360
80.00 360
80.00 360
83.04 360
90.00 360
90.00 360
80.00 360
75.00 360
61.90 360
80.00
No MI 100056000000000000 2 2 First Lien 120 N 20360201 CWHL 238250 1513.880208 360 7.375 0 0 0.25 AZ 85388 PUD PMI 100060000000000000 12.625 2 2 First Lien 60 N 20360201 CWHL 151299.29 677.6947365 360 5.125 0 0 0.25 NJ 7720 2-4 Family No MI 100070000000000000 10.375 2 2 First Lien 60 N 20351201 CWHL 241016 1456.138333 360 7 0 0 0.25 AZ 85239 PUD No MI 100067000000000000 12.25 2 2 First Lien 60 N 20360301 CWHL 357999.99 1827.291616 360 5.875 0 0 0.25 GA 31558 Single Family Republic MIC 100086000000000000 11.125 2 2 First Lien 120 N 20360201 CWHL 320000 1666.666667 360 6 0 0 0.25 CA 92530 Single Family No MI 100016000000000000 11.25 2 2 First Lien 84 N 20360201 CWHL 231200 1300.5 360 6.5 0 0 0.25 WA 98203 Single Family No MI 100238000000000000 11.75 2 2 First Lien 60 N 20360201 CWHL 161120 956.65 360 6.875 0 0 0.25 NV 89030 Single Family No MI 100376000000000000 12.125 2 2 First Lien 60 N 20360201 CWHL 167200 957.9166667 360 6.625 0 0 0.25 AZ 85204 Single Family No MI 100035000000000000 11.875 2 2 First Lien 60 N 20360201 CWHL 260000 1435.416667 360 6.375 0 0 0.25 WA 98516 Single Family No MI 100110000000000000 11.625 2 2 First Lien 60 N 20360201 CWHL 72000 397.5 360 6.375 0 0 0.25 MI 49456 Single Family No MI 100079000000000000 11.625 2 2 First Lien 60 N 20360201 CWHL 212999.34 1042.809269 360 5.495 0.13 0 0.25 MD 21740 Single Family PMI 100376000000000000 10.875 2 2 First Lien 60 N 20360301 CWHL 405000 2489.0625 360 7.125 0 0 0.25 HI 96731 Single Family GE Capital MI 100120000000000000 12.375 2.245 2 First Lien 60 N 20360301 CWHL 235800 1252.6875 360 5.635 0.49 0 0.25 WA 98311 Single Family Republic MIC 100090000000000000 11.375 2 2 First Lien 60 N 20360201 CWHL 332000 1590.833333 360 5.5 0 0 0.25 OR 97015 Single Family No MI 100090000000000000 10.75 2.135 2 First Lien 60 N 20360201 CWHL 159855.17 1051.91 360 6.625 0 0 0.25 CO 80224 Single Family No MI 100162000000000000 11.875 2 2 First Lien 60 N 20360201 CWHL 129654.03 832.4 360 6.375 0 0 0.25 UT 84075 Single Family No MI 100125000000000000 11.625 2 2 First Lien 60 N 20360101 CWHL 392000 1878.333333 360 5.5 0 0 0.25 CA 92114 Single Family No MI 100197000000000000 11.5
2.25 Y
60 GROUP III
20110301 No_PP G01
359 5.75 UPPER MARLBORO 380000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 6.875 ANTHEM 310781 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 7 PALMDALE 416000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 6.625 ELIZABETHTOWN 159920 20060301 2.25 20110201 Y 60 Prepay GROUP III G01 357 6.25 LAS VEGAS 194990 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 6.25 JACKSONVILLE 170406 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 6 LAS VEGAS 316425 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 6 LAS VEGAS 239992 20060201 2.25 20110101 Y 60 No_PP GROUP III G03 357 7 TOLLESON 165728 20060201 2.25 20130101 Y 84 No_PP GROUP III G01 357 6.375 LAS VEGAS 232592 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 6 ROMOLAND 268000 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 6.375 LAS VEGAS 222564 20060201 2.25 20110101 Y 60 No_PP GROUP III G04 358 6.5 SAN DIEGO 999874 20060301 2.25 20130201 Y 84 No_PP GROUP III G04 354 6.5 BLOOMFIELD HILLS 1424703.89 20051101 2.25 20121001 Y 84 No_PP GROUP III G04 358 6.375 MURRIETA 437150 20060301 2.25 20130201 Y 84 No_PP GROUP III G02 357 6.375 LAS VEGAS 444650 20060201 2.25 20110101 Y 60 No_PP GROUP III G02 357 7.5 WINCHESTER 440400 20060201 2.25 20110101
2 First Lien 20360301 CWHL 1820.833333 360 5.5 0 0 0.25 MD 20772 Single Family 80.00 No MI 100077000000000000 10.75 2 2 First Lien 360 60 N 20360301 CWHL 310781 1780.516146 360 6.625 0 0 0.25 AZ 85086 Single Family 95.00 GE Capital MI 100057000000000000 11.875 2 2 First Lien 360 60 N 20360301 CWHL 416000 2426.666667 360 6.75 0 0 0.25 CA 93551 Single Family 75.64 No MI 100175000000000000 12 2 2 First Lien 360 60 N 20360301 CWHL 159920 882.8916667 360 6.375 0 0 0.25 KY 42701 Single Family 80.00 No MI 100352000000000000 11.625 2 2 First Lien 360 60 N 20360201 CWHL 194990 1015.572917 360 6 0 0 0.25 NV 89139 PUD 49.37 No MI 100063000000000000 11.25 2 2 First Lien 360 60 N 20360101 CWHL 170406 887.53125 360 6 0 0 0.25 FL 32219 PUD 90.00 United Guaranty 100063000000000000 11.25 2 2 First Lien 360 60 N 20360101 CWHL 316425 1582.125 360 5.75 0 0 0.25 NV 89139 PUD 80.00 No MI 100063000000000000 11 2 2 First Lien 360 60 N 20360101 CWHL 239992 1199.96 360 5.75 0 0 0.25 NV 89139 PUD 80.00 No MI 100063000000000000 11 2 2 First Lien 360 60 N 20360101 CWHL 165728 966.7466667 360 6.75 0 0 0.25 AZ 85353 PUD 70.00 No MI 100063000000000000 12 2 2 First Lien 360 84 N 20360101 CWHL 232592 1235.645 360 6.125 0 0 0.25 NV 89115 PUD 90.00 PMI 100063000000000000 11.375 2 2 First Lien 360 60 N 20360101 CWHL 268000 1340 360 5.75 0 0 0.25 CA 92585 PUD 80.00 No MI 100063000000000000 11 2 2 First Lien 360 60 N 20360101 CWHL 222564 1182.37125 360 6.125 0 0 0.25 NV 89131 PUD 80.00 No MI 100063000000000000 11.375 2 2 First Lien 360 60 N 20360101 CWHL 999874 5415.984167 360 6.25 0 0 0.25 CA 92109 2-4 Family 57.14 No MI 100016000000000000 11.5 2 2 First Lien 360 84 N 20360201 CWHL 1423882.07 7712.694546 360 6.25 0 0 0.25 MI 48301 Single Family 79.15 No MI 100016000000000000 11.5 2 2 First Lien 360 84 N 20351001 CWHL 437150 2322.359375 360 6.125 0 0 0.25 CA 92563 Single Family 79.99 No MI 100051000000000000 11.375 2 2 First Lien 360 84 N 20360201 CWHL 444650 2362.203125 360 6.125 0 0 0.25 NV 89124 PUD 79.99 No MI 100051000000000000 11.375 2 2 First Lien 360 60 N 20360101 CWHL 440400 2752.5 360 7.25 0 0 0.25 CA 92596 Single Family 89.98 GE Capital MI 100051000000000000 12.5 2 2 First Lien 360 N
10.75
2 60 380000
60 GROUP III 358 7.125 FONTANA 515100 2.25 Y 60 GROUP III 357 6.625 BAKERSFIELD 550424.7 3.75 Y 84 GROUP III 358 7.125 LAS VEGAS 436260 2.25 Y 84 GROUP III 358 6.375 SAN DIEGO 507000 2.25 Y 84 GROUP III 359 7.375 KISSIMMEE 495500 2.25 Y 84 GROUP III 359 6.375 ANTIOCH 563652 2.25 Y 84 GROUP III 359 6.5 SAN DIEGO 440000 2.25 Y 120 GROUP III 359 6.75 LOS ANGELES 1162500 2.25 Y 60 GROUP III 359 7.25 CORAL GABLES 553000 2.25 Y 60 GROUP III 359 6.875 PLEASANTON 1505000 2.25 Y 60 GROUP III 358 6.625 BAKERSFIELD 570000 2.25 Y 84 GROUP III 359 7.375 SAN PEDRO 990000 2.25 Y 60 GROUP III 359 7.75 LOS ANGELES 650000 2.25 Y 60 GROUP III 359 6.875 BALL GROUND 1746000 2.25 Y 60 GROUP III 359 6.375 LAGUNA BEACH 999950 2.25 Y 60 GROUP III 358 6.5 MOORPARK 436000 2.25 Y 60 GROUP III 359 7.625 MISSION VIEJO 633750 2.25 Y 60
No_PP G02
360 6.875 CA 0
60 515100 0 92337 No MI
N PUD
20360101 3058.40625 0.25 2
CWHL 360
20060301 20110201 No_PP G04 20060201 20130101 Prepay G04 20060301 20130201 No_PP G04 20060301 20130201 No_PP G04 20060401 20130301 No_PP G04 20060401 20130301 No_PP G05 20060401 20160301 Prepay G02 20060401 20110301 Prepay G02 20060401 20110301 Prepay G02 20060401 20110301 No_PP G04 20060301 20130201 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 Prepay G02 20060401 20110301 No_PP G02 20060401 20110301 Prepay G02 20060301 20110201 No_PP G02 20060401 20110301 Prepay
80.00 12.125 360 6.375 CA 75.92 11.625 360 6.875 NV 80.00 12.125 360 6.125 CA 69.93 11.375 360 7.125 FL 80.00 12.375 360 6.125 CA 80.00 11.375 360 6.25 CA 80.00 11.5 360 6.5 CA 75.00 11.75 360 7 FL 79.00 12.25 360 6.625 CA 55.23 11.875 360 6.375 CA 77.76 11.625 360 7.125 CA 75.00 12.375 360 7.5 CA 72.30 12.75 360 6.625 GA 74.30 11.875 360 6.125 CA 71.99 11.375 360 6.25 CA 80.00 11.5 360 7.375 CA 75.00 12.625 360
100051000000000000 First Lien 20360201 CWHL 3038.803031 360 0 0 0.25 93314 Single Family No MI 100073000000000000 2 2 First Lien 84 N 20360101 CWHL 436260 2590.29375 360 0 0 0.25 89179 PUD No MI 100016000000000000 3.5 2 First Lien 84 N 20360201 CWHL 507000 2693.4375 360 0 0 0.25 92128 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 495500 3045.260417 360 0 0 0.25 34746 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 563652 2994.40125 360 0 0 0.25 94531 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 440000 2383.333333 360 0 0 0.25 92104 Single Family No MI 100134000000000000 2 2 First Lien 120 N 20360301 CWHL 1162500 6539.0625 360 0 0 0.25 90024 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 553000 3341.041667 360 0 0 0.25 33146 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 605000 3466.145833 360 0 0 0.25 94566 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 570000 3146.875 360 0 0 0.25 93306 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 990000 6084.375 360 0 0 0.25 90731 2-4 Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 650000 4197.916667 360 0 0 0.25 90066 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 1746000 10003.125 360 0 0 0.25 30107 PUD No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 999950 5312.234375 360 0 0 0.25 92651 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 436000 2361.666667 360 0 0 0.25 93021 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 633749.95 4026.952807 360 0 0 0.25 92691 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 2 60 550424.7 N
GROUP III 358 6.75 THOUSAND OAKS 1000000 2.25 Y 120 GROUP III 359 7.625 MORENO VALLEY 498000 2.25 N 0 GROUP III 358 7 BOULDER 487500 2.25 N 0 GROUP III 359 7.5 LOS ANGELES 536000 2.25 Y 60 GROUP III 359 6.875 SCOTTSDALE 383607 2.25 Y 120 GROUP III 356 8.125 SURPRISE 218050 3.25 Y 60 GROUP III 359 6.625 BAKERSFIELD 302067 2.25 Y 120 GROUP III 359 7.25 PALM COAST 272160 2.25 Y 60 GROUP III 350 6.5 KEY LARGO 355000 2.25 Y 120 GROUP III 358 6.375 FORT WAYNE 267600 2.25 Y 120 GROUP III 359 6.875 THORNTON 196677 2.25 N 0 GROUP III 359 7.875 LOS ANGELES 771750 2.25 Y 84 GROUP III 358 8 GULF SHORES 441000 2.25 Y 84 GROUP III 359 7.875 WEST ROXBURY 560000 2.25 Y 84 GROUP III 359 8 LOS ANGELES 1448000 2.25 Y 84 GROUP III 359 8 LAS VEGAS 434350 2.25 Y 84 GROUP III 359 7.625 LAS VEGAS 565600 2.25 Y 84 GROUP III
G05 6.5 CA 20060301 20160201 Prepay G02 20060401 20110301 No_PP G02 20060301 20110201 No_PP G02 20060401 20110301 Prepay G05 20060401 20160301 No_PP G01 20060101 20101201 No_PP G05 20060401 20160301 No_PP G02 20060401 20110301 Prepay G05 20050701 20150601 No_PP G05 20060301 20160201 No_PP G01 20060401 20110301 No_PP G04 20060401 20130301 No_PP G04 20060301 20130201 Prepay G04 20060401 20130301 No_PP G04 20060401 20130301 Prepay G04 20060401 20130301 No_PP G04 20060401 20130301 No_PP G01 71.43 360 11.75 0
1000000 0 91320 No MI 2 PUD
5625 0.25
360
69.17 360
75.00 360
80.00 360
80.00 360
94.99 360
80.00 360
90.00 360
65.86 360
80.00 360
80.00 360
75.00 360
70.00 360
80.00 360
80.00 360
79.99 360
80.00 360
100016000000000000 2 First Lien 120 N 20360201 CWHL 497639.57 3524.81 360 7.375 0 0 0.25 CA 92557 Single Family No MI 100016000000000000 12.625 2 2 First Lien 60 N 20360301 CWHL 486698.47 3243.35 360 6.75 0 0 0.25 CO 80302 Single Family No MI 100134000000000000 12 2 2 First Lien 60 N 20360201 CWHL 536000 3350 360 7.25 0 0 0.25 CA 90292 Condominium No MI 100016000000000000 12.5 2 2 First Lien 60 N 20360301 CWHL 383607 2197.748438 360 6.625 0 0 0.25 AZ 85262 PUD No MI 100016000000000000 11.875 2 2 First Lien 120 N 20360301 CWHL 218050 1476.380208 360 7.145 0.73 0 0.25 AZ 85374 PUD Republic MIC 100016000000000000 13.125 2 2 First Lien 60 N 20351201 CWHL 302067 1667.661563 360 6.375 0 0 0.25 CA 93312 Single Family No MI 100016000000000000 11.625 2.27 2 First Lien 120 N 20360301 CWHL 272160 1644.3 360 7 0 0 0.25 FL 32137 Single Family Republic MIC 100016000000000000 12.25 2 2 First Lien 60 N 20360301 CWHL 354807.7 1921.875042 360 6.25 0 0 0.25 FL 33037 Single Family No MI 100016000000000000 11.5 2 2 First Lien 120 N 20350601 CWHL 225000 1195.3125 360 6.125 0 0 0.25 IN 46835 Single Family No MI 100016000000000000 11.375 2 2 First Lien 120 N 20360201 CWHL 196511.77 1292.03 360 6.625 0 0 0.25 CO 80229 PUD No MI 100134000000000000 11.875 2 2 First Lien 60 N 20360301 CWHL 771750 5064.609375 360 7.625 0 0 0.25 CA 91042 PUD No MI 100016000000000000 12.875 2 2 First Lien 84 N 20360301 CWHL 441000 2940 360 7.75 0 0 0.25 AL 36542 Condominium No MI 100134000000000000 13 2 2 First Lien 84 N 20360201 CWHL 560000 3675 360 7.625 0 0 0.25 MA 2132 Single Family No MI 100016000000000000 12.875 2 2 First Lien 84 N 20360301 CWHL 1448000 9653.333333 360 7.75 0 0 0.25 CA 91436 Single Family No MI 100016000000000000 13 2 2 First Lien 84 N 20360301 CWHL 434350 2895.666667 360 7.75 0 0 0.25 NV 89131 PUD No MI 100016000000000000 13 2 2 First Lien 84 N 20360301 CWHL 565600 3593.916667 360 7.375 0 0 0.25 NV 89109 Condominium No MI 100016000000000000 12.625 2 2 First Lien 84 N 20360301 CWHL 157594 870.0502083 360
351 6.625 WOODLAND PARK 157600 2.25 Y 60 GROUP III 359 6.25 PEORIA 250844 2.25 N 0 GROUP III 358 6 BAKERSFIELD 271287 2.25 Y 60 GROUP III 351 6 HOUSTON 163600 2.25 Y 60 GROUP III 358 5.875 HIGHLAND PARK 350000 2.25 Y 60 GROUP III 359 6.75 NEWARK 357000 2.25 Y 120 GROUP III 359 6.25 CHARLOTTE 169327 2.25 Y 84 GROUP III 359 6.375 LOS ANGELES 316000 2.25 Y 84 GROUP III 357 5.875 GRAND BAY 337500 2.25 Y 84 GROUP III 358 5.75 SAN DIEGO 265520 2.25 Y 84 GROUP III 354 5.875 KISSIMMEE 158648 2.25 N 0 GROUP III 354 8.125 LORTON 375250 3.375 Y 60 GROUP III 354 7.125 MARY ESTHER 280800 2.25 Y 120 GROUP III 355 5.875 WOODBRIDGE 248200 2.25 Y 60 GROUP III 356 4.875 INDEPENDENCE 224925 2.25 Y 60 GROUP III 354 5.5 BRENTWOOD 359650 2.25 Y 60 GROUP III 354 6.875 CHARLOTTE 142500 2.25 N 0 GROUP III 358
6.375 CO 20050801 20100701 Prepay G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20050801 20100701 Prepay G01 20060301 20110201 No_PP G05 20060401 20160301 No_PP G03 20060401 20130301 No_PP G03 20060401 20130301 Prepay G03 20060201 20130101 No_PP G03 20060301 20130201 Prepay G01 20051101 20101001 No_PP G01 20051101 20101001 No_PP G05 20051101 20151001 No_PP G01 20051201 20101101 No_PP G01 20060101 20101201 No_PP G01 20051101 20101001 No_PP G01 20051101 20101001 Prepay G03 80.00 11.625 360
0 2
0 80863 No MI
80.00 360
80.00 360
80.00 360
35.35 360
70.00 360
80.00 360
80.00 360
75.00 360
80.00 360
50.00 360
95.00 360
90.00 360
79.99 360
94.84 360
57.45 360
95.00 360
60 N 250605.99 6 0 0 AZ 85345 PUD No MI 100016000000000000 11.25 2 2 First Lien 60 N 20360301 CWHL 271287 1356.435 360 5.75 0 0 0.25 CA 93312 PUD No MI 100016000000000000 11 2 2 First Lien 60 N 20360201 CWHL 163268.96 816.3448 360 5.75 0 0 0.25 TX 77019 Condominium No MI 100016000000000000 11 2 2 First Lien 60 N 20350701 CWHL 350000 1713.541667 360 5.625 0 0 0.25 IL 60035 Single Family No MI 100016000000000000 10.875 2 2 First Lien 60 N 20360201 CWHL 357000 2008.125 360 6.5 0 0 0.25 NJ 7106 2-4 Family No MI 100016000000000000 11.75 2 2 First Lien 120 N 20360301 CWHL 169327 881.9114583 360 6 0 0 0.25 NC 28262 PUD No MI 100016000000000000 11.25 2 2 First Lien 84 N 20360301 CWHL 316000 1678.75 360 6.125 0 0 0.25 CA 90013 Condominium No MI 100016000000000000 11.375 2 2 First Lien 84 N 20360301 CWHL 337500 1652.34375 360 5.625 0 0 0.25 AL 36541 Single Family No MI 100134000000000000 10.875 2 2 First Lien 84 N 20360101 CWHL 265520 1272.283333 360 5.5 0 0 0.25 CA 92108 Condominium No MI 100016000000000000 10.75 2 2 First Lien 84 N 20360201 CWHL 157665.51 938.47 360 5.625 0 0 0.25 FL 34747 PUD No MI 100057000000000000 10.875 2 2 First Lien 60 N 20351001 CWHL 375250 2540.755208 360 7.135 0.74 0 0.25 VA 22079 PUD GE Capital MI 100063000000000000 13.125 2 2 First Lien 60 N 20351001 CWHL 280800 1667.25 360 6.875 0 0 0.25 FL 32569 Single Family Republic MIC 100086000000000000 12.125 2.385 2 First Lien 120 N 20351001 CWHL 248200 1215.145833 360 5.625 0 0 0.25 VA 22191 PUD No MI 100067000000000000 10.875 2 2 First Lien 60 N 20351101 CWHL 224925 913.7578125 360 4.625 0 0 0.25 KY 41051 PUD Radian Guaranty 100299000000000000 9.875 2 2 First Lien 60 N 20351201 CWHL 359650 1648.395833 360 5.25 0 0 0.25 TN 37027 PUD No MI 100067000000000000 10.5 2 2 First Lien 60 N 20351001 CWHL 141732.36 936.12 360 6.625 0 0 0.25 MI 48813 Single Family United Guaranty 100016000000000000 11.875 2 2 First Lien 60 N 20351001 CWHL 151500 773.28125 360 5.875 0 0 0.25
6.125 PULASKI 151500 2.25 Y 84 GROUP III 357 7 LAS VEGAS 375000 2.25 Y 60 GROUP III 356 6.875 PALM SPRINGS 375000 2.25 Y 60 GROUP III 355 7.625 GREENWOOD 152000 2.25 Y 60 GROUP III 357 6.5 WESTMONT 185000 2.25 Y 120 GROUP III 356 7.375 ROSEVILLE 108000 2.25 Y 60 GROUP III 357 6.5 CREST HILL 125000 2.25 Y 60 GROUP III 358 5.875 BLUFFTON 122862 2.25 Y 120 GROUP III 356 5.875 RALEIGH 266400 2.25 Y 60 GROUP III 357 6 NORTH LAS VEGAS 213450 2.25 Y 60 GROUP III 358 6.5 LAS VEGAS 207500 2.25 Y 60 GROUP III 357 7 BRADENTON 359600 2.25 Y 60 GROUP III 357 5.875 HENDERSON 285640 2.25 Y 60 GROUP III 357 6 SANFORD 189955 2.25 Y 60 GROUP III 356 7.125 DAVENPORT 319500 2.25 Y 60 GROUP III 357 5.875 LAS VEGAS 285050 2.25 Y 60 GROUP III 357 6.75 TUCSON 172236 2.25 Y 60 GROUP III 356 6.375 CHANTILLY
VA 20060301 20130201 No_PP G01 20060201 20110101 No_PP G01 20060101 20101201 No_PP G01 20051201 20101101 Prepay G05 20060201 20160101 No_PP G01 20060101 20101201 No_PP G01 20060201 20110101 No_PP G05 20060301 20160201 No_PP G01 20060101 20101201 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060101 20101201 Prepay G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G03 72.14 11.125 360 6.75 NV 75.00 12 360 6.625 CA 89.98 11.875 360 7.375 IN 80.00 12.625 360 6.25 IL 54.41 11.5 360 7.125 MI 80.00 12.375 360 6.25 IL 57.50 11.5 360 5.625 SC 80.00 10.875 360 5.625 NC 80.00 10.875 360 5.75 NV 80.00 11 360 6.25 NV 74.99 11.5 360 6.75 FL 88.59 12 360 5.625 NV 80.00 10.875 360 5.75 FL 80.00 11 360 6.875 FL 90.00 12.125 360 5.625 NV 79.99 10.875 360 6.5 AZ 80.00 11.75 360 6.125 VA 0 2
24301 No MI 84 375000 N
Single Family 100051000000000000 First Lien 20360201 CWHL 2187.5 360 0.25 2 N
0 89178 PUD No MI 100256000000000000 2 2 First Lien 60 N 20360101 CWHL 194793.24 1116.002938 360 0 0 0.25 92262 Condominium No MI 100283000000000000 2 2 First Lien 60 N 20351201 CWHL 152000 965.8333333 360 0 0 0.25 46143 Condominium No MI 100127000000000000 2 2 First Lien 60 N 20351101 CWHL 185000 1002.083333 360 0 0 0.25 60559 Single Family No MI 100202000000000000 2 2 First Lien 120 N 20360101 CWHL 108000 663.75 360 0 0 0.25 48066 Single Family No MI 100062000000000000 2 2 First Lien 60 N 20351201 CWHL 124999.99 677.0832792 360 0 0 0.25 60435 PUD No MI 100020000000000000 2 2 First Lien 60 N 20360101 CWHL 122861.99 601.511826 360 0 0 0.25 29909 PUD No MI 100057000000000000 2 2 First Lien 120 N 20360201 CWHL 266400 1304.25 360 0 0 0.25 27604 PUD No MI 100389000000000000 2 2 First Lien 60 N 20351201 CWHL 213450 1067.25 360 0 0 0.25 89081 PUD No MI 100125000000000000 2 2 First Lien 60 N 20360101 CWHL 207500 1123.958333 360 0 0 0.25 89178 PUD No MI 100060000000000000 2 2 First Lien 60 N 20360201 CWHL 359600 2097.666667 360 0 0 0.25 34212 PUD Radian Guaranty 100060000000000000 2 2 First Lien 60 N 20360101 CWHL 285640 1398.445833 360 0 0 0.25 89044 PUD No MI 100057000000000000 2 2 First Lien 60 N 20360101 CWHL 189955 949.775 360 0 0 0.25 32771 PUD No MI 100020000000000000 2 2 First Lien 60 N 20360101 CWHL 319500 1897.03125 360 0 0 0.25 33837 PUD Republic MIC 2 2 First Lien 60 N 20351201 CWHL 285050 1395.557292 360 0 0 0.25 89179 PUD No MI 100125000000000000 2 2 First Lien 60 N 20360101 CWHL 172236 968.8275 360 0 0 0.25 85747 Single Family No MI 100057000000000000 2 2 First Lien 60 N 20360101 CWHL 391500 2079.84375 360 0 0 0.25 20151 PUD
391500 20060101 2.25 20121201 Y 84 No_PP GROUP III G01 355 6 PRARIE VILLAGE 131560 20051201 2.25 20101101 Y 60 No_PP GROUP III G01 357 6.875 NORTH LAS VEGAS 204800 20060201 2.25 20110101 Y 60 Prepay GROUP III G01 358 4.5 FISHERS 289400 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 357 6.375 YUCAIPA 415000 20060201 2.25 20160101 Y 120 No_PP GROUP III G01 351 6.375 NAMPA 101100 20050801 2.25 20100701 Y 60 No_PP GROUP III G01 357 6.5 SACRAMENTO 271200 20060201 2.25 20110101 Y 60 Prepay GROUP III G01 358 7.5 DORAL 149120 20060301 2.25 20110201 Y 60 Prepay GROUP III G01 359 7.5 MIDDLEBURG 208480 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 351 6.5 BRIGHTON 141600 20050801 2.25 20100701 Y 60 Prepay GROUP III G05 358 6.625 BOISE 314002 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 358 6.75 LAS VEGAS 248003 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 358 7 ADELANTO 295250 20060301 2.25 20160201 Y 120 Prepay GROUP III G01 358 6 FRESNO 251100 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 351 4 DALLAS 183300 20050801 2.25 20100701 Y 60 No_PP GROUP III G03 358 6.375 LAS VEGAS 289756 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 358 6.875 AURORA 102400 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 352 5.25 MIAMI 140000 20050901
90.00 11.375 360 5.75 KS 80.00 11 360 6.625 NV 80.00 11.875 360 4.25 IN 87.84 9.5 360 6.125 CA 61.03 11.375 360 6.125 ID 80.88 11.375 360 6.25 CA 80.00 11.5 360 7.25 FL 80.00 12.5 360 7.25 FL 80.00 12.5 360 6.25 MI 80.00 11.5 360 6.375 ID 80.00 11.625 360 6.5 NV 90.00 11.75 360 6.75 CA 79.99 12 360 5.75 CA 80.00 11 360 3.75 TX 67.14 10 360 6.125 NV 80.00 11.375 360 6.625 IL 80.00 11.875 360 5 FL 80.00
Republic MIC 100077000000000000 2 2 First Lien 84 N 20351201 CWHL 131494.09 657.47045 360 0 0 0.25 66208 Single Family No MI 100059000000000000 2 2 First Lien 60 N 20351101 CWHL 204800 1173.333333 360 0 0 0.25 89031 Single Family No MI 100140000000000000 2 2 First Lien 60 N 20360101 CWHL 289312.66 1084.922475 360 0 0 0.25 46037 PUD Radian Guaranty 100288000000000000 2 2 First Lien 60 N 20360201 CWHL 415000 2204.6875 360 0 0 0.25 92399 Single Family No MI 100101000000000000 2 2 First Lien 120 N 20360101 CWHL 100139.65 531.9918906 360 0 0 0.25 83687 Single Family No MI 100208000000000000 2 2 First Lien 60 N 20350701 CWHL 271200 1469 360 0 0 0.25 95827 Single Family No MI 100241000000000000 2 2 First Lien 60 N 20360101 CWHL 149120 932 360 0 0 0.25 33166 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 208480 1303 360 0 0 0.25 32068 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 141600 767 360 0 0 0.25 48116 2-4 Family No MI 100016000000000000 2 2 First Lien 60 N 20350701 CWHL 314002 1733.552708 360 0 0 0.25 83716 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 248003 1395.016875 360 0 0 0.25 89178 PUD United Guaranty 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 295250 1722.291667 360 0 0 0.25 92301 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 251100 1255.5 360 0 0 0.25 93727 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 181297.31 604.3243667 360 0 0 0.25 75214 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20350701 CWHL 289756 1539.32875 360 0 0 0.25 89179 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 102400 586.6666667 360 0 0 0.25 60505 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 140000 612.5 360 0 0 0.25 33138 Condominium No MI 100016000000000000
2.25 Y
60 GROUP III
20100801 Prepay G01
10.25 360 7.375 FL 79.99 12.625 360 4 TN 80.00 9.25 360 7 FL 90.00 12.25 360 6.625 NV 80.00 11.875 360 6 SC 80.00 11.25 360 6 FL 79.40 11.25 360 5.25 AL 80.00 11.5 360 7 FL 79.99 12.25 360 5.75 CO 94.83 11 360 5.25 AL 90.00 10.5 360 6.75 CA 80.00 12 360 7.25 FL 80.00 12.5 360 5.75 OH 80.00 11 360 5.875 NV 80.00 11.125 360 6 WA 79.99 11.25 360 6.75 FL 80.00 12 360 6.25 CA 80.00 11.5
357 7.625 DORAL 130300 20060201 2.25 20110101 Y 60 Prepay GROUP III G01 358 4.25 ANTIOCH 91920 20060301 2.25 20110201 N 0 No_PP GROUP III G01 358 7.25 SAINT CLOUD 311715 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 6.875 LAS VEGAS 209694 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 358 6.25 MT PLEASANT 258175 20060301 2.25 20160201 Y 120 No_PP GROUP III G03 351 6.25 HALLANDALE BEACH 210400 20050801 2.25 20120701 Y 84 Prepay GROUP III G01 352 5.5 MOBILE 187200 20050901 2.25 20100801 Y 60 No_PP GROUP III G05 358 7.25 DORAL 135100 20060301 2.25 20160201 Y 120 Prepay GROUP III G01 356 6 GRAND JUNCTION 199150 20060101 2.25 20101201 Y 60 No_PP GROUP III G01 355 5.5 FOLEY 140310 20051201 2.25 20101101 Y 60 No_PP GROUP III G01 358 7 RIVERSIDE 307976 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 359 7.5 MIAMI 106720 20060401 2.25 20160301 Y 120 Prepay GROUP III G03 352 6 PARMA 121520 20050901 2.25 20120801 Y 84 Prepay GROUP III G01 358 6.125 NORTH LAS VEGAS 246566 20060301 2.25 20110201 Y 60 Prepay GROUP III G03 358 6.25 UNIVERSITY PLACE 297950 20060301 2.25 20130201 Y 84 No_PP GROUP III G02 355 7 ESTERO 302340 20051201 2.25 20101101 Y 60 Prepay GROUP III G01 358 6.5 LANCASTER 289950 20060301 2.25 20110201
2 2 First Lien 60 N 20350801 CWHL 130273.75 827.7811198 360 0 0 0.25 33166 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360101 CWHL 91666.27 452.19 360 0 0 0.25 37013 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 311715 1883.278125 360 0 0 0.25 34772 PUD YES 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 209694 1201.371875 360 0 0 0.25 89178 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 258175 1344.661458 360 0 0 0.25 29466 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 210400 1095.833333 360 0 0 0.25 33009 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20350701 CWHL 187200 858 360 0 0 0.25 36604 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20350801 CWHL 135100 816.2291667 360 0 0 0.25 33166 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 199150 995.75 360 0 0 0.25 81504 Single Family YES 100016000000000000 2 2 First Lien 60 N 20351201 CWHL 140310 643.0875 360 0 0 0.25 36535 PUD United Guaranty 100016000000000000 2 2 First Lien 60 N 20351101 CWHL 307976 1796.526667 360 0 0 0.25 92501 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 106720 667 360 0 0 0.25 33155 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 120120 600.6 360 0 0 0.25 44134 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20350801 CWHL 246566 1258.513958 360 0 0 0.25 89084 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 297950 1551.822917 360 0 0 0.25 98467 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 302340 1763.65 360 0 0 0.25 33928 PUD No MI 100016000000000000 2 2 First Lien 60 N 20351101 CWHL 289950 1570.5625 360 0 0 0.25 93535 Single Family No MI 100016000000000000 2 2 First Lien
60 No_PP GROUP III G01 358 7.875 HESPERIA 302200 20060301 2.875 20110201 Y 60 No_PP GROUP III G03 358 6.25 ROCKLIN 355780 20060301 2.25 20130201 Y 84 Prepay GROUP III G01 358 6.125 FRESNO 238380 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 6.5 VICTORVILLE 258839 20060201 2.25 20110101 Y 60 Prepay GROUP III G05 353 6 GULF SHORES 268800 20051001 2.25 20150901 Y 120 No_PP GROUP III G03 357 7.875 PACE 409500 20060201 2.875 20130101 Y 84 No_PP GROUP III G01 358 6.25 CORNING 304000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 5.875 KENT 303960 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 5.875 LITTLETON 201634 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 359 6.125 IRVINE 200000 20060401 2.25 20160301 N 0 Prepay GROUP III G01 357 6.625 SAN BERNARDINO 232000 20060201 2.25 20110101 Y 60 Prepay GROUP III G01 354 6.25 ORLANDO 135000 20051101 2.25 20101001 Y 60 Prepay GROUP III G03 358 6.125 SAN DIEGO 374083 20060301 2.25 20130201 Y 84 No_PP GROUP III G03 359 6.375 LADERA RANCH AREA 400000 20060401 2.25 20130301 Y 84 No_PP GROUP III G03 359 6.125 MARIETTA 249168 20060401 2.25 20130301 Y 84 No_PP GROUP III G05 359 6.375 NOLENSVILLE 225260 20060401 2.25 20160301 Y 120 No_PP GROUP III G01 358 7.25 SURPRISE 194160 20060301 2.25 20110201 Y 60 No_PP
360
90.00 360
80.00 360
80.00 360
80.00 360
80.00 360
90.00 360
80.00 360
80.00 360
80.00 360
23.11 360
80.00 360
90.00 360
80.00 360
69.37 360
80.00 360
80.00 360
80.00 360
N 20360201 CWHL 1983.1875 360 0 0.25 CA 92345 Single Family Republic MIC 100016000000000000 12.875 2 2 First Lien 60 N 20360201 CWHL 355780 1853.020833 360 6 0 0 0.25 CA 95677 PUD No MI 100016000000000000 11.25 2.095 2 First Lien 84 N 20360201 CWHL 238380 1216.73125 360 5.875 0 0 0.25 CA 93727 Single Family No MI 100016000000000000 11.125 2 2 First Lien 60 N 20360201 CWHL 258839 1402.044583 360 6.25 0 0 0.25 CA 92394 Single Family No MI 100016000000000000 11.5 2 2 First Lien 60 N 20360101 CWHL 268800 1344 360 5.75 0 0 0.25 AL 36542 Single Family No MI 100016000000000000 11 2 2 First Lien 120 N 20350901 CWHL 409500 2687.34375 360 7.095 0.53 0 0.25 FL 32571 Single Family Republic MIC 100134000000000000 12.875 2 2 First Lien 84 N 20360101 CWHL 304000 1583.333333 360 6 0 0 0.25 CA 96021 Single Family No MI 100016000000000000 12.25 2.095 2 First Lien 60 N 20360201 CWHL 303960 1488.1375 360 5.625 0 0 0.25 WA 98030 PUD No MI 100016000000000000 10.875 2 2 First Lien 60 N 20360301 CWHL 201634 987.1664583 360 5.625 0 0 0.25 CO 80123 PUD No MI 100016000000000000 10.875 2 2 First Lien 60 N 20360301 CWHL 199805.61 1215.22 360 5.875 0 0 0.25 CA 92612 Condominium No MI 100016000000000000 11.125 2 2 First Lien 120 N 20360301 CWHL 232000 1280.833333 360 6.375 0 0 0.25 CA 92405 Single Family No MI 100016000000000000 11.625 2 2 First Lien 60 N 20360101 CWHL 135000 703.125 360 6 0 0 0.25 FL 32801 Condominium Mortgage Guaranty In 100016000000000000 11.25 2 2 First Lien 60 N 20351001 CWHL 374083 1909.381979 360 5.875 0 0 0.25 CA 92108 Condominium No MI 100016000000000000 11.125 2 2 First Lien 84 N 20360201 CWHL 400000 2125 360 6.125 0 0 0.25 CA 92694 Condominium No MI 100016000000000000 11.375 2 2 First Lien 84 N 20360301 CWHL 249168 1271.795 360 5.875 0 0 0.25 GA 30066 PUD No MI 100016000000000000 11.125 2 2 First Lien 84 N 20360301 CWHL 225260 1196.69375 360 6.125 0 0 0.25 TN 37135 PUD No MI 100016000000000000 11.375 2 2 First Lien 120 N 20360301 CWHL 194160 1173.05 360 7 0 0 0.25 AZ 85374 PUD No MI 100016000000000000 12.25 2 2 First Lien 60 N 20360201 CWHL 7.095 0.53
60 302200
GROUP III G03 357 5.125 LEXINGTON 135520 20060201 2.25 20130101 Y 84 No_PP GROUP III G03 359 6.125 NORTH LAS VEGAS 294420 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 358 6.5 SAN BERNARDINO 325921 20060301 2.25 20110201 Y 60 Prepay GROUP III G02 358 6.5 MONTGOMERY 176000 20060301 2.25 20110201 Y 60 Prepay GROUP III G01 359 7.375 OLIVEHURST 213555 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 358 6.375 HAMBURG 210364.83 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 359 5.75 CHARLOTTE 157368 20060401 2.25 20110301 Y 60 No_PP GROUP III G03 359 6.5 KISSIMMEE 296788 20060401 2.25 20130301 Y 84 Prepay GROUP III G05 359 6.5 RIVERSIDE 296857 20060401 2.25 20160301 Y 120 Prepay GROUP III G01 354 6.375 BEAVERTON 216000 20051101 2.25 20101001 Y 60 Prepay GROUP III G01 358 7.25 RIVERSIDE 309450 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 6.75 BUCKEYE 187000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 357 5.875 VICTORVILLE 216956 20060201 2.25 20110101 Y 60 Prepay GROUP III G03 357 6.25 NORTH LAS VEGAS 240835 20060201 2.25 20130101 Y 84 No_PP GROUP III G03 357 6.5 QUEEN CREEK 170478 20060201 2.25 20130101 Y 84 No_PP GROUP III G01 357 7.5 QUEEN CREEK 208928 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 7.5 SURPRISE 232076 20060201 2.25 20110101 Y 60 No_PP GROUP III G03
135520 4.875 KY 80.00 10.125 360 0 0 40515 No MI
578.7833333 0.25 PUD 2
360
100016000000000000 First Lien 20360101 CWHL 1502.76875 360 5.875 0 0 0.25 NV 89084 PUD 80.00 No MI 100016000000000000 11.125 2 2 First Lien 360 84 N 20360301 CWHL 325886.41 1765.218054 360 6.25 0 0 0.25 CA 92407 Single Family 80.00 No MI 100016000000000000 11.5 2 2 First Lien 360 60 N 20360201 CWHL 175952.33 953.0751208 360 6.25 0 0 0.25 AL 36116 Single Family 80.00 No MI 100016000000000000 11.5 2 2 First Lien 360 60 N 20360201 CWHL 213555 1312.473438 360 7.125 0 0 0.25 CA 95961 Single Family 80.00 No MI 100016000000000000 12.375 2 2 First Lien 360 60 N 20360301 CWHL 210339.83 1117.430347 360 6.125 0 0 0.25 NY 14075 Single Family 79.99 No MI 100016000000000000 11.375 2 2 First Lien 360 120 N 20360201 CWHL 157368 754.055 360 5.5 0 0 0.25 NC 28202 Condominium 80.00 No MI 100016000000000000 10.75 2 2 First Lien 360 60 N 20360301 CWHL 296788 1607.601667 360 6.25 0 0 0.25 FL 34746 PUD 80.00 No MI 100016000000000000 11.5 2 2 First Lien 360 84 N 20360301 CWHL 296857 1607.975417 360 6.25 0 0 0.25 CA 92501 PUD 80.00 No MI 100016000000000000 11.5 2 2 First Lien 360 120 N 20360301 CWHL 216000 1147.5 360 6.125 0 0 0.25 OR 97005 Single Family 80.00 No MI 100016000000000000 11.375 2 2 First Lien 360 60 N 20351001 CWHL 309450 1869.59375 360 7 0 0 0.25 CA 92509 PUD 79.99 No MI 100016000000000000 12.25 2 2 First Lien 360 60 N 20360201 CWHL 187000 1051.875 360 6.5 0 0 0.25 AZ 85326 PUD 80.00 No MI 100016000000000000 11.75 2 2 First Lien 360 60 N 20360301 CWHL 216946.66 1062.13469 360 5.625 0 0 0.25 CA 92394 Single Family 80.00 No MI 100016000000000000 10.875 2 2 First Lien 360 60 N 20360101 CWHL 240830 1254.322917 360 6 0 0 0.25 NV 89115 PUD 80.00 No MI 100063000000000000 11.25 2 2 First Lien 360 84 N 20360101 CWHL 170478 923.4225 360 6.25 0 0 0.25 AZ 85243 PUD 90.00 Mortgage Guaranty In 100063000000000000 11.5 2 2 First Lien 360 84 N 20360101 CWHL 208928 1305.8 360 7.25 0 0 0.25 AZ 85242 PUD 95.00 Radian Guaranty 100063000000000000 12.5 2 2 First Lien 360 60 N 20360101 CWHL 232076 1450.475 360 7.25 0 0 0.25 AZ 85379 PUD 90.00 Mortgage Guaranty In 100063000000000000 12.5 2 2 First Lien 360 60 N 20360101 CWHL 265450 1631.411458 360 2 84 294420 N
357 7.375 TOLLESON 265450 2.25 Y 84 GROUP III 359 6.75 HEMET 290044 2.25 Y 60 GROUP III 359 7.5 CRESTVIEW 102992 2.25 Y 120 GROUP III 359 7.5 CRESTVIEW 102992 2.25 Y 120 GROUP III 358 7.5 LAS VEGAS 212220 2.25 Y 84 GROUP III 358 7 RIVERSIDE 237600 2.25 Y 84 GROUP III 354 6 AUSTIN 120000 2.25 N 0 GROUP III 359 6.25 TUCSON 211500 2.25 Y 120 GROUP III 358 5.375 HERNANDO 206000 2.25 Y 84 GROUP III 354 6.5 DAPHNE 154000 2.25 N 0 GROUP III 354 5.875 FAIRHOPE 416000 2.25 Y 84 GROUP III 358 5.5 MADISON 155120 2.25 Y 60 GROUP III 355 6.125 DOUGLASVILLE 120720 2.25 Y 120 GROUP III 355 6.5 MENIFEE 392000 2.25 Y 84 GROUP III 357 6.875 MESA 216232 2.25 Y 60 GROUP III 359 5.375 ACWORTH 116383 2.25 Y 60 GROUP III 358 5.875 SAN DIEGO 376720 2.25 Y 120 GROUP III 359
7.125 20060201 20130101 No_PP G01 20060401 20110301 No_PP G05 20060401 20160301 Prepay G05 20060401 20160301 Prepay G03 20060301 20130201 No_PP G03 20060301 20130201 Prepay G05 20051101 20151001 Prepay G05 20060401 20160301 No_PP G03 20060301 20130201 No_PP G05 20051101 20151001 No_PP G03 20051101 20121001 No_PP G01 20060301 20110201 No_PP G05 20051201 20151101 No_PP G03 20051201 20121101 Prepay G02 20060201 20110101 Prepay G01 20060401 20110301 No_PP G05 20060301 20160201 Prepay G01 90.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
70.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
0 0 0.25 85353 PUD Mortgage Guaranty In 100063000000000000 12.375 2 2 First Lien 84 N 20360101 CWHL 290044 1631.4975 360 6.5 0 0 0.25 CA 92544 Single Family No MI 100016000000000000 11.75 2 2 First Lien 60 N 20360301 CWHL 102992 643.7 360 7.25 0 0 0.25 FL 32539 PUD No MI 100016000000000000 12.5 2 2 First Lien 120 N 20360301 CWHL 102992 643.7 360 7.25 0 0 0.25 FL 32539 PUD No MI 100016000000000000 12.5 2 2 First Lien 120 N 20360301 CWHL 212220 1326.375 360 7.25 0 0 0.25 NV 89179 PUD No MI 100016000000000000 12.5 2 2 First Lien 84 N 20360201 CWHL 237530.7 1385.59575 360 6.75 0 0 0.25 CA 92503 Single Family No MI 100016000000000000 12 2 2 First Lien 84 N 20360201 CWHL 119274.21 719.46 360 5.75 0 0 0.25 TX 78741 Condominium No MI 100016000000000000 11 2 2 First Lien 120 N 20351001 CWHL 211500 1101.5625 360 6 0 0 0.25 AZ 85739 PUD No MI 100016000000000000 11.25 2 2 First Lien 120 N 20360301 CWHL 205955.68 922.5098167 360 5.125 0 0 0.25 MS 38632 Single Family No MI 100016000000000000 10.375 2 2 First Lien 84 N 20360201 CWHL 152841.56 973.38 360 6.25 0 0 0.25 AL 36526 Single Family No MI 100016000000000000 11.5 2 2 First Lien 120 N 20351001 CWHL 415999.99 2036.666618 360 5.625 0 0 0.25 AL 36532 PUD No MI 100016000000000000 10.875 2 2 First Lien 84 N 20351001 CWHL 155120 710.9666667 360 5.25 0 0 0.25 AL 35758 Single Family No MI 100134000000000000 10.5 2 2 First Lien 60 N 20360201 CWHL 120720 616.175 360 5.875 0 0 0.25 GA 30134 Single Family No MI 100016000000000000 11.125 2 2 First Lien 120 N 20351101 CWHL 391893.83 2122.758246 360 6.25 0 0 0.25 CA 92584 Single Family No MI 100016000000000000 11.5 2 2 First Lien 84 N 20351101 CWHL 216232 1238.829167 360 6.625 0 0 0.25 AZ 85208 PUD No MI 100134000000000000 11.875 2 2 First Lien 60 N 20360101 CWHL 116383 521.2988542 360 5.125 0 0 0.25 GA 30102 PUD No MI 100016000000000000 10.375 2 2 First Lien 60 N 20360301 CWHL 376564.36 1843.596346 360 5.625 0 0 0.25 CA 92108 Condominium No MI 100016000000000000 10.875 2 2 First Lien 120 N 20360201 CWHL 182610 951.09375 360 5.61 0.39 0 0.25 AZ
6.25 ALEXANDRIA 182610 20060401 2.75 20110301 Y 60 No_PP GROUP III G05 355 5.875 SALEM 202400 20051201 2.25 20151101 Y 120 No_PP GROUP III G03 359 7.25 OXNARD 356760 20060401 2.25 20130301 Y 84 Prepay GROUP III G03 358 6.125 SAN ANTONIO 90358 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 358 7.125 HOUSTON 136269 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 355 6 ORLANDO 137960 20051201 2.25 20151101 Y 120 Prepay GROUP III G03 355 6.125 ROSEVILLE 148895 20051201 2.25 20121101 Y 84 Prepay GROUP III G03 355 5.5 MERRICK 370000 20051201 2.25 20121101 Y 84 No_PP GROUP III G01 358 5.5 OWENS CROSS ROADS 179250 20060301 2.25 20110201 N 0 No_PP GROUP III G05 355 6 ORLANDO 180000 20051201 2.25 20151101 Y 120 Prepay GROUP III G01 359 6.25 ANTIOCH 50400 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 359 6.25 LA MESA 279760 20060401 2.25 20160301 Y 120 Prepay GROUP III G01 359 6.75 KISSIMMEE 270180.8 20060401 2.25 20110301 Y 60 Prepay GROUP III G02 354 6.5 OAKLAND PARK 107920 20051101 2.25 20101001 Y 60 Prepay GROUP III G05 358 5.875 APPLE VALLEY 350000 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 359 6.625 RESTON 297520 20060401 2.25 20110301 Y 60 No_PP GROUP III G02 359 6.5 ORLANDO 240674 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 358 5.25 HAGERSTOWN
VA 90.00 11.25 360 5.625 OR 67.47 10.875 360 7 CA 80.00 12.25 360 5.875 TX 70.00 11.125 360 6.875 TX 80.00 12.125 360 5.75 FL 80.00 11 360 5.875 CA 80.00 11.125 360 5.25 NY 73.27 10.5 360 5.25 AL 75.00 10.5 360 5.75 FL 80.00 11 360 6 TN 80.00 11.25 360 6 CA 80.00 11.25 360 6.5 FL 80.00 11.75 360 6.25 FL 80.00 11.5 360 5.625 CA 63.64 10.875 360 6.375 VA 80.00 11.625 360 6.25 FL 80.00 11.5 360 5 MD
22304 Condominium Republic MIC 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 202400 990.9166667 360 0 0 0.25 97304 Single Family No MI 100016000000000000 2.11 2 First Lien 120 N 20351101 CWHL 356760 2155.425 360 0 0 0.25 93030 Single Family No MI 100134000000000000 2 2 First Lien 84 N 20360301 CWHL 90358 461.2022917 360 0 0 0.25 78239 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 136269 809.0971875 360 0 0 0.25 77072 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 137960 689.8 360 0 0 0.25 32822 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20351101 CWHL 148889.84 759.9585583 360 0 0 0.25 95678 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20351101 CWHL 370000 1695.833333 360 0 0 0.25 11566 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20351101 CWHL 178856.7 1017.76 360 0 0 0.25 35763 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 180000 900 360 0 0 0.25 32824 PUD No MI 100016000000000000 2 2 First Lien 120 N 20351101 CWHL 50400 262.5 360 0 0 0.25 37013 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 279696 1456.75 360 0 0 0.25 91942 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 270180.8 1519.767 360 0 0 0.25 34772 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 107914.57 584.5372542 360 0 0 0.25 33334 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20351001 CWHL 350000 1713.541667 360 0 0 0.25 92307 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 297520 1642.558333 360 0 0 0.25 20190 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 240674 1303.650833 360 0 0 0.25 32809 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 237127 1037.430625 360 0 0 0.25 21740 PUD
237127 2.25 Y 60 GROUP III 358 7.25 MIAMI 111920 2.25 Y 60 GROUP III 358 6.625 MIAMI 111920 2.25 N 0 GROUP III 357 6.5 HESPERIA 297800 2.25 Y 84 GROUP III 359 5.5 KANSAS CITY 132912 2.25 Y 60 GROUP III 356 5.625 MADISON 344000 2.25 N 0 GROUP III 358 6 SAN DIEGO 255120 2.25 Y 84 GROUP III 358 5.25 ATLANTA 230160 2.25 Y 60 GROUP III 358 7 POLSON 377000 2.25 N 0 GROUP III 359 7.625 MIAMI 105120 2.25 Y 120 GROUP III 355 6.625 IRVINE 384000 2.25 Y 60 GROUP III 358 7.125 SAN JACINTO 315800 2.25 Y 60 GROUP III 359 6.25 LAS VEGAS 249450 2.25 Y 84 GROUP III 359 7.375 MIAMI 105120 2.25 Y 120 GROUP III 359 7.5 MIAMI 106720 2.25 Y 120 GROUP III 358 5.25 FOOTHILL RANCH 383920 2.25 Y 60 GROUP III 359 6.125 BEAUMONT 357949 2.25 Y 120 GROUP III 358 6.875 NORTH PORT 129920
20060301 20110201 No_PP G02 20060301 20110201 Prepay G01 20060301 20110201 Prepay G03 20060201 20130101 No_PP G01 20060401 20110301 No_PP G01 20060101 20101201 No_PP G03 20060301 20130201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G05 20060401 20160301 Prepay G01 20051201 20101101 Prepay G01 20060301 20110201 No_PP G03 20060401 20130301 No_PP G05 20060401 20160301 Prepay G05 20060401 20160301 Prepay G01 20060301 20110201 Prepay G05 20060401 20160301 Prepay G02 20060301
80.00 10.25 360 7 FL 80.00 12.25 360 6.375 FL 80.00 11.625 360 6.25 CA 79.99 11.5 360 5.25 MO 80.00 10.5 360 5.375 MS 80.00 10.625 360 5.75 CA 80.00 11 360 5 GA 80.00 10.25 360 6.75 MT 65.00 12 360 7.375 FL 80.00 12.625 360 6.375 CA 80.00 11.625 360 6.875 CA 80.00 12.125 360 6 NV 79.99 11.25 360 7.125 FL 80.00 12.375 360 7.25 FL 80.00 12.5 360 5 CA 80.00 10.25 360 5.875 CA 80.00 11.125 360 6.625 FL 80.00
No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 111920 676.1833333 360 0 0 0.25 33165 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 111721.96 716.64 360 0 0 0.25 33165 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 297798.85 1613.077104 360 0 0 0.25 92345 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360101 CWHL 132912 609.18 360 0 0 0.25 64106 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 342518.58 1980.26 360 0 0 0.25 39110 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20351201 CWHL 255120 1275.6 360 0 0 0.25 92108 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 230160 1006.95 360 0 0 0.25 30363 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 376355.01 2508.19 360 0 0 0.25 59860 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 105120 667.95 360 0 0 0.25 33155 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 384000 2120 360 0 0 0.25 92614 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20351101 CWHL 315740.68 1874.710288 360 0 0 0.25 92583 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 249450 1299.21875 360 0 0 0.25 89122 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 105120 646.05 360 0 0 0.25 33155 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 106720 667 360 0 0 0.25 33155 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 383899.65 1679.560969 360 0 0 0.25 92610 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 357949 1827.031354 360 0 0 0.25 92223 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 129920 744.3333333 360 0 0 0.25 34286 Single Family No MI 100016000000000000
2.25 Y
60 GROUP III
20110201 Prepay G03
360
355 6.25 COMMERCE 118750 20051201 2.25 20121101 Y 84 No_PP GROUP III G03 359 7 LAS VEGAS 181592 20060401 2.25 20130301 Y 84 Prepay GROUP III G02 357 6.625 PALM HARBOR 95920 20060201 2.25 20110101 Y 60 Prepay GROUP III G01 358 6.5 COLD SPRINGS 270600 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.375 VANCOUVER 319300 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 358 6.25 CLE ELUM 184000 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 359 6.5 LOCUST GROVE 328000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 357 5.5 HAMILTON 348000 20060201 2.25 20110101 Y 60 No_PP GROUP III G03 357 7.5 VAN NUYS 404905 20060201 2.25 20130101 Y 84 Prepay GROUP III G01 359 4.625 DELAWARE 192060 20060401 2.25 20110301 Y 60 No_PP GROUP III G02 357 6.625 JACKSONVILLE 127120 20060201 2.25 20110101 Y 60 Prepay GROUP III G01 358 7.5 HENDERSON 185742 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 356 7.5 PEORIA 95920 20060101 2.25 20101201 Y 60 Prepay GROUP III G01 356 8.25 ZEPHYRHILLS 164600 20060101 3.25 20101201 Y 60 No_PP GROUP III G03 358 6.5 SYLMAR AREA LOS ANGELES 199000 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 357 5.875 BAKERSFIELD 355440 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 356 8 LEAGUE CITY 192450 20060101 3.5 20101201
95.00 360
80.00 360
80.00 360
79.99 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
89.97 360
37.20 360
80.00 360
89.99
2 2 First Lien 60 N 20360201 CWHL 118746.33 618.4704688 360 5.37 0.63 0 0.25 GA 30529 Single Family YES 100016000000000000 11.25 2 2 First Lien 84 N 20351101 CWHL 181592 1059.286667 360 6.75 0 0 0.25 NV 89149 PUD No MI 100016000000000000 12 1.37 2 First Lien 84 N 20360301 CWHL 95920 529.5583333 360 6.375 0 0 0.25 FL 34683 Condominium No MI 100016000000000000 11.625 2 2 First Lien 60 N 20360101 CWHL 270600 1465.75 360 6.25 0 0 0.25 NV 89506 PUD No MI 100016000000000000 11.5 2 2 First Lien 60 N 20360201 CWHL 319300 1696.28125 360 6.125 0 0 0.25 WA 98662 PUD No MI 100134000000000000 11.375 2 2 First Lien 60 N 20360201 CWHL 184000 958.3333333 360 6 0 0 0.25 WA 98922 PUD No MI 100016000000000000 11.25 2 2 First Lien 84 N 20360201 CWHL 328000 1776.666667 360 6.25 0 0 0.25 VA 22508 Single Family No MI 100016000000000000 11.5 2 2 First Lien 60 N 20360301 CWHL 348000 1595 360 5.25 0 0 0.25 MT 59840 Single Family No MI 100134000000000000 10.5 2 2 First Lien 60 N 20360101 CWHL 404905 2530.65625 360 7.25 0 0 0.25 CA 91402 Condominium No MI 100016000000000000 12.5 2 2 First Lien 84 N 20360101 CWHL 192060 740.23125 360 4.375 0 0 0.25 OH 43015 Single Family No MI 100134000000000000 9.625 2 2 First Lien 60 N 20360301 CWHL 127120 701.8083333 360 6.375 0 0 0.25 FL 32246 Condominium No MI 100016000000000000 11.625 2 2 First Lien 60 N 20360101 CWHL 185742 1160.8875 360 7.25 0 0 0.25 NV 89015 PUD No MI 100016000000000000 12.5 2 2 First Lien 60 N 20360201 CWHL 95920 599.5 360 7.25 0 0 0.25 AZ 85345 Condominium No MI 100134000000000000 12.5 2 2 First Lien 60 N 20351201 CWHL 164600 1131.625 360 7.33 0.67 0 0.25 FL 33540 PUD Republic MIC 100060000000000000 13.25 2 2 First Lien 60 N 20351201 CWHL 199000 1077.916667 360 6.25 0 0 0.25 CA 91342 Single Family No MI 100135000000000000 11.5 2.33 2 First Lien 84 N 20360201 CWHL 355440 1740.175 360 5.625 0 0 0.25 CA 93306 Single Family No MI 100057000000000000 10.875 2 2 First Lien 60 N 20360101 CWHL 192450 1283 360 7.22 0.53 0 0.25 TX 77573 PUD Republic MIC 100060000000000000 13 2 2 First Lien
11.875
60 No_PP GROUP III G01 351 6.375 PANAMA CITY BEACH 206550 20050801 2.25 20100701 Y 60 No_PP GROUP III G01 357 5.875 LAS VEGAS 414600 20060201 2.25 20110101 N 0 No_PP GROUP III G01 357 5.875 LAS VEGAS 207900 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 5.875 CLERMONT 254880 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 5.75 ALTADENA 325000 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 5.875 LAS VEGAS 220834 20060201 2.25 20110101 Y 60 No_PP GROUP III G03 357 6.25 SAN PEDRO 400000 20060201 2.25 20130101 Y 84 No_PP GROUP III G01 357 5.875 GROVELAND 119000 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 5.5 HENDERSON 302491 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 356 5.75 WAIPAHU 206500 20060101 2.75 20101201 N 0 No_PP GROUP III G01 357 6 BALTIMORE 59670 20060201 2.75 20110101 N 0 No_PP GROUP III G01 357 6 LAKELAND 175740 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 5.875 LAS VEGAS 298500 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 6.75 KAILUA KONA 460000 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 5.875 LEESBURG 195804 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 358 7.125 MERIDIAN 215500 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 6.5 UPPER MARLBORO 292650 20060201 2.25 20110101 Y 60 No_PP
360
90.00 360
80.00 360
79.98 360
90.00 360
44.83 360
80.00 360
78.13 360
80.00 360
61.80 360
62.58 360
90.00 360
95.00 360
79.09 360
80.00 360
90.00 360
79.97 360
80.00 360
N 20351201 CWHL 1097.296875 360 0 0.25 FL 32407 Condominium GE Capital MI 100144000000000000 11.375 2.72 2 First Lien 60 N 20350701 CWHL 413325.65 2452.52 360 5.625 0 0 0.25 NV 89149 PUD No MI 100125000000000000 10.875 2 2 First Lien 60 N 20360101 CWHL 207349 1015.146146 360 5.625 0 0 0.25 NV 89118 Condominium No MI 100125000000000000 10.875 2 2 First Lien 60 N 20360101 CWHL 254880 1247.85 360 5.625 0 0 0.25 FL 34711 PUD Mortgage Guaranty In 100293000000000000 10.875 2 2 First Lien 60 N 20360101 CWHL 325000 1557.291667 360 5.5 0 0 0.25 CA 91001 Single Family No MI 100197000000000000 10.75 2 2 First Lien 60 N 20360101 CWHL 220603.96 1080.040221 360 5.625 0 0 0.25 NV 89166 PUD No MI 100125000000000000 10.875 2 2 First Lien 60 N 20360101 CWHL 399999.99 2083.333281 360 6 0 0 0.25 CA 90732 Condominium No MI 100077000000000000 11.25 2 2 First Lien 84 N 20360101 CWHL 119000 582.6041667 360 5.625 0 0 0.25 FL 34736 PUD No MI 100293000000000000 10.875 2 2 First Lien 60 N 20360101 CWHL 302491 1386.417083 360 5.25 0 0 0.25 NV 89044 PUD No MI 100057000000000000 10.5 2 2 First Lien 60 N 20360101 CWHL 205631.39 1205.08 360 5.5 0 0 0.25 HI 96797 Condominium No MI 100126000000000000 11.75 2 2 First Lien 60 N 20351201 CWHL 59490.87 357.76 360 5.75 0 0 0.25 MD 21226 Single Family PMI 100157000000000000 11 2.5 2 First Lien 60 N 20360101 CWHL 175740 878.7 360 5.75 0 0 0.25 FL 33810 PUD Mortgage Guaranty In 100293000000000000 11 2.5 2 First Lien 60 N 20360101 CWHL 298500 1461.40625 360 5.625 0 0 0.25 NV 89139 PUD No MI 100125000000000000 10.875 2 2 First Lien 60 N 20360101 CWHL 460000 2587.5 360 6.5 0 0 0.25 HI 96740 Single Family No MI 100065000000000000 11.75 2 2 First Lien 60 N 20360101 CWHL 195804 958.62375 360 5.625 0 0 0.25 FL 34748 PUD Mortgage Guaranty In 100293000000000000 10.875 2 2 First Lien 60 N 20360101 CWHL 215500 1279.53125 360 6.875 0 0 0.25 ID 83642 PUD No MI 100197000000000000 12.125 2 2 First Lien 60 N 20360201 CWHL 292250 1583.020833 360 6.25 0 0 0.25 MD 20774 Condominium No MI 100051000000000000 11.5 2 2 First Lien 60 N 20360101 CWHL 6.125 0
60 206550
GROUP III 357 5.75 LAS VEGAS 299050 2.25 Y 60 GROUP III 357 6.125 LAS VEGAS 239323 2.25 Y 60 GROUP III 357 5.75 LAS VEGAS 244000 2.25 Y 60 GROUP III 357 5.75 LAS VEGAS 400000 2.25 Y 60 GROUP III 357 5.75 LAS VEGAS 385100 2.25 Y 60 GROUP III 358 6.375 VALLEY PARK 130000 2.25 N 0 GROUP III 358 7.25 RICHMOND 245657 2.25 Y 60 GROUP III 358 6.25 FREDERICK 237000 2.25 Y 120 GROUP III 358 5.875 ATLANTA 305400 2.25 Y 60 GROUP III 357 7.625 MONTGOMERY 148000 2.25 Y 60 GROUP III 357 7.25 ANTHEM 258299 2.25 Y 60 GROUP III 357 5.125 LAS VEGAS 324856 2.25 Y 60 GROUP III 358 5.375 ALEXANDRIA 162450 2.25 Y 60 GROUP III 357 5.125 LAS VEGAS 333288 2.25 Y 60 GROUP III 358 6.75 PHOENIX 179550 2.25 Y 84 GROUP III 357 5.5 LAS VEGAS 400000 2.25 Y 60 GROUP III 357 6.25 UNION CITY 174037 2.25 Y 60 GROUP III
G01 5.5 NV 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G05 20060301 20160201 No_PP G01 20060301 20110201 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060201 20110101 No_PP G03 20060301 20130201 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 79.99 10.75 360 5.875 NV 80.00 11.125 360 5.5 NV 80.00 10.75 360 5.5 NV 75.39 10.75 360 5.5 NV 80.00 10.75 360 6.125 MO 55.79 11.375 360 7 VA 80.00 12.25 360 6 MD 69.20 11.25 360 5.625 GA 80.00 10.875 360 7.375 IL 80.00 12.625 360 7 AZ 80.00 12.25 360 4.875 NV 79.93 11.125 360 5.125 KY 86.67 10.375 360 4.875 NV 80.00 10.125 360 6.5 AZ 95.00 11.75 360 5.25 NV 71.54 10.5 360 6 GA 80.00 11.25 360 0
299050 0 89139 No MI 2
1432.947917 0.25 PUD
360
100125000000000000 2 First Lien 60 N 20360101 CWHL 238822.99 1218.992345 360 0 0 0.25 89148 Single Family No MI 100057000000000000 2 2 First Lien 60 N 20360101 CWHL 244000 1169.166667 360 0 0 0.25 89123 Single Family No MI 100125000000000000 2 2 First Lien 60 N 20360101 CWHL 400000 1916.666667 360 0 0 0.25 89139 PUD No MI 100125000000000000 2 2 First Lien 60 N 20360101 CWHL 385100 1845.270833 360 0 0 0.25 89156 PUD No MI 100125000000000000 2 2 First Lien 60 N 20360101 CWHL 129758.56 811.03 360 0 0 0.25 63088 Single Family No MI 100304000000000000 2 2 First Lien 60 N 20360201 CWHL 245657 1484.177708 360 0 0 0.25 23223 PUD No MI 100028000000000000 2 2 First Lien 60 N 20360201 CWHL 237000 1234.375 360 0 0 0.25 21703 PUD No MI 100063000000000000 2 2 First Lien 120 N 20360201 CWHL 305400 1495.1875 360 0 0 0.25 30339 PUD No MI 100057000000000000 2 2 First Lien 60 N 20360201 CWHL 147999.11 940.4110115 360 0 0 0.25 60538 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360101 CWHL 256404.67 1549.111548 360 0 0 0.25 85086 Single Family No MI 100057000000000000 2 2 First Lien 60 N 20360101 CWHL 324856 1387.405833 360 0 0 0.25 89138 PUD No MI 100125000000000000 2 2 First Lien 60 N 20360101 CWHL 162450 727.640625 360 0 0 0.25 41001 Single Family GE Capital MI 100299000000000000 2 2 First Lien 60 N 20360201 CWHL 332664 1420.7525 360 0 0 0.25 89138 PUD No MI 100125000000000000 2 2 First Lien 60 N 20360101 CWHL 179550 1009.96875 360 0 0 0.25 85027 Single Family United Guaranty 100378000000000000 2 2 First Lien 84 N 20360201 CWHL 400000 1833.333333 360 0 0 0.25 89178 PUD No MI 100125000000000000 2 2 First Lien 60 N 20360101 CWHL 174036.99 906.4426563 360 0 0 0.25 30291 PUD No MI 100020000000000000 2 2 First Lien 60 N 20360101 CWHL 295999.83 1603.332413 360
356 6.5 FORT WASHINGTON 296000 20060101 3.25 20101201 Y 60 Prepay GROUP III G01 357 6 AURORA 226779 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 5.375 FREDERICKSBURG 85450 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 359 6 UNION CITY 352000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 5.75 LAS VEGAS 196000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 5.75 LAS VEGAS 184800 20060201 2.25 20110101 Y 60 No_PP GROUP III G05 357 5.375 KANSAS CITY 100602 20060201 2.25 20160101 N 0 No_PP GROUP III G05 357 5.375 KANSAS CITY 111222 20060201 2.25 20160101 N 0 No_PP GROUP III G01 357 7.125 MARICOPA 213900 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 6 GRAND PRAIRIE 106320 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 7.625 KISSIMMEE 269312 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 5.625 APOPKA 287340 20060201 4.38 20110101 Y 60 No_PP GROUP III G01 357 7 MARICOPA 175950 20060201 2.25 20110101 Y 60 No_PP GROUP III G05 358 6.875 DESTIN 253000 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 357 7.5 NEWNAN 228000 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 5.875 LAS VEGAS 252000 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 358 5.125 LAS VEGAS 328608 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358
6.25 MD 80.00 11.5 360 5.75 CO 80.00 11 360 5.125 VA 18.99 10.375 360 5.75 CA 80.00 11 360 5.5 NV 80.00 10.75 360 5.5 NV 80.00 10.75 360 5.125 MO 90.00 10.375 360 5.125 MO 90.00 10.375 360 6.875 AZ 94.99 12.125 360 5.75 TX 80.00 11 360 7.375 FL 80.00 12.625 360 5.375 FL 80.00 10.625 360 6.75 AZ 79.98 12 360 6.625 FL 48.65 11.875 360 7.25 GA 80.00 12.5 360 5.625 NV 80.00 10.875 360 4.875 NV 90.00 10.125 360 5.375
0 20744 No MI 2 60 226779 N
0 80016 PUD No MI 100020000000000000 3 2 First Lien 60 N 20360101 CWHL 85450 382.7447917 360 0 0 0.25 22407 PUD No MI 100028000000000000 2 2 First Lien 60 N 20360101 CWHL 352000 1760 360 0 0 0.25 94587 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 196000 939.1666667 360 0 0 0.25 89123 Single Family No MI 100125000000000000 2 2 First Lien 60 N 20360201 CWHL 184685.26 884.9502042 360 0 0 0.25 89129 PUD No MI 100125000000000000 2 2 First Lien 60 N 20360101 CWHL 100262.27 563.35 360 0 0 0.25 64118 PUD GE Capital MI 100057000000000000 2 2 First Lien 120 N 20360101 CWHL 110846.4 622.82 360 0 0 0.25 64118 PUD GE Capital MI 100057000000000000 2 2 First Lien 120 N 20360101 CWHL 213900 1270.03125 360 0 0 0.25 85239 PUD PMI 100060000000000000 2 2 First Lien 60 N 20360101 CWHL 106320 531.6 360 0 0 0.25 75050 PUD No MI 100057000000000000 2 2 First Lien 60 N 20360101 CWHL 269311.99 1711.25327 360 0 0 0.25 34747 PUD No MI 100057000000000000 2 2 First Lien 60 N 20360101 CWHL 287340 1346.90625 360 0 0 0.25 32703 PUD No MI 100293000000000000 2 2 First Lien 60 N 20360101 CWHL 175950 1026.375 360 0 0 0.25 85239 PUD No MI 100060000000000000 4.13 2 First Lien 60 N 20360101 CWHL 253000 1449.479167 360 0 0 0.25 32541 PUD No MI 100144000000000000 2 2 First Lien 120 N 20360201 CWHL 228000 1425 360 0 0 0.25 30263 PUD No MI 100086000000000000 2 2 First Lien 60 N 20360101 CWHL 252000 1233.75 360 0 0 0.25 89128 PUD No MI 100125000000000000 2 2 First Lien 60 N 20360101 CWHL 328604.66 1403.415735 360 0 0 0.25 89129 PUD Radian Guaranty 100125000000000000 2 2 First Lien 60 N 20360201 CWHL 235999.31 1106.246766 360 0 0 0.25
5.625 LAS VEGAS 236000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 356 6.25 HENDERSON 254450 20060101 2.25 20101201 Y 60 No_PP GROUP III G01 357 5.75 LAS VEGAS 260000 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 5.125 LAS VEGAS 249150 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 6.375 LAS VEGAS 327695 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 358 6 FREDERICK 70000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 5.875 LAS VEGAS 282600 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 7 ZEPHYRHILLS 193550 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 5.75 LAS VEGAS 185500 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 7.25 SURPRISE 269150 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 6.625 INDIO 254532 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 358 5.125 NORTH LAS VEGAS 294417 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 7.25 ANTHEM 259499 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 357 5.75 HOLLY SPRINGS 207950 20060201 2.25 20130101 Y 84 No_PP GROUP III G01 358 6.875 LEESBURG 178650 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 351 5.625 MIAMI 119120 20050801 2.25 20120701 Y 84 No_PP GROUP III G01 357 6.625 MYRTLE BEACH 151405 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 6.125 DAYTONA BEACH
NV 80.00 10.625 360 6 NV 79.99 360 11.25 0 2
89104 No MI 60 254450 0 89052 No MI 2 N
Single Family 100125000000000000 First Lien 20360201 CWHL 1325.260417 360 0.25 2 PUD 2 N N
80.00 360
89.99 360
95.00 360
28.40 360
80.00 360
89.98 360
79.27 360
79.99 360
89.99 360
90.00 360
80.00 360
79.98 360
89.79 360
80.00 360
90.00 360
100063000000000000 First Lien 60 N 20351201 CWHL 260000 1245.833333 360 5.5 0 0 0.25 NV 89149 PUD No MI 100125000000000000 10.75 2 2 First Lien 60 N 20360101 CWHL 249150 1064.078125 360 4.875 0 0 0.25 NV 89118 Condominium GE Capital MI 100125000000000000 10.125 2 2 First Lien 60 N 20360101 CWHL 327695 1740.879688 360 6.125 0 0 0.25 NV 89131 PUD PMI 100057000000000000 11.375 2 2 First Lien 60 N 20360101 CWHL 70000 350 360 5.75 0 0 0.25 MD 21702 Condominium No MI 100299000000000000 11 2 2 First Lien 60 N 20360201 CWHL 282600 1383.5625 360 5.625 0 0 0.25 NV 89123 Single Family No MI 100125000000000000 10.875 2 2 First Lien 60 N 20360201 CWHL 193550 1129.041667 360 6.75 0 0 0.25 FL 33540 PUD GE Capital MI 100060000000000000 12 2 2 First Lien 60 N 20360201 CWHL 185500 888.8541667 360 5.5 0 0 0.25 NV 89145 Single Family No MI 100125000000000000 10.75 2 2 First Lien 60 N 20360101 CWHL 269150 1626.114583 360 7 0 0 0.25 AZ 85388 PUD No MI 100060000000000000 12.25 2 2 First Lien 60 N 20360101 CWHL 254532 1405.22875 360 6.375 0 0 0.25 CA 92203 PUD PMI 100057000000000000 11.625 2 2 First Lien 60 N 20360101 CWHL 294417 1257.405938 360 4.875 0 0 0.25 NV 89081 PUD Mortgage Guaranty In 100125000000000000 10.125 2 2 First Lien 60 N 20360201 CWHL 257597.68 1556.319317 360 7 0 0 0.25 AZ 85086 PUD No MI 100057000000000000 12.25 2 2 First Lien 60 N 20360201 CWHL 207950 996.4270833 360 5.5 0 0 0.25 NC 27540 PUD No MI 100060000000000000 10.75 2 2 First Lien 84 N 20360101 CWHL 178650 1023.515625 360 6.625 0 0 0.25 FL 34748 PUD United Guaranty 100293000000000000 11.875 2 2 First Lien 60 N 20360201 CWHL 119120 558.375 360 5.375 0 0 0.25 FL 33172 Condominium No MI 100063000000000000 10.625 2 2 First Lien 84 N 20350701 CWHL 151246.62 835.0073813 360 6.375 0 0 0.25 SC 29579 PUD YES 100020000000000000 11.625 2 2 First Lien 60 N 20360101 CWHL 226837.25 1382.34 360 5.875 0 0 0.25 FL 32124 PUD
227504 20060201 2.25 20110101 N 0 No_PP GROUP III G03 358 7.25 RICHMOND 198550 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 357 7.125 KISSIMMEE 224000 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 358 6 ASHEVILLE 123650 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 5.5 BRENTWOOD 196130 20060301 2.25 20110201 N 0 No_PP GROUP III G03 357 6.25 FALLS CHURCH 303350 20060201 2.25 20130101 Y 84 No_PP GROUP III G01 357 6.75 ROCKVILLE 334400 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 5.75 MODESTO 323040 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 358 6.625 SPARKS 176000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 5.875 PHOENIX 217000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.125 OAKWOOD 115280 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.25 BAKERSFIELD 313900 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 5.125 HENDERSON 383339 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 5.125 NORTH LAS VEGAS 238604 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 6.75 BUSHWOOD 161000 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 357 7.25 CASTLE ROCK 326800 20060201 2.25 20130101 Y 84 No_PP GROUP III G01 357 6.75 LAS VEGAS 175200 20060201 2.25 20110101 Y 60 Prepay GROUP III G03 358 6.875 PHOENIX 170910 20060301
90.00 12.125 360 7 TX
YES 2 60 198550
2 N
95.00 360
80.00 360
79.98 360
25.94 360
80.00 360
80.00 360
80.00 360
58.67 360
67.39 360
80.00 360
80.00 360
95.00 360
80.00 360
68.51 360
80.00 360
80.00 360
90.00
0 0 77469 PUD Mortgage Guaranty In 100039000000000000 12.25 2 2 First Lien 84 N 20360201 CWHL 224000 1330 360 6.875 0 0 0.25 FL 34759 PUD No MI 100032000000000000 12.125 2 2 First Lien 60 N 20360101 CWHL 123650 618.25 360 5.75 0 0 0.25 NC 28806 Single Family No MI 100075000000000000 11 2 2 First Lien 60 N 20360201 CWHL 195699.66 1113.61 360 5.25 0 0 0.25 CA 94513 PUD No MI 100057000000000000 10.5 2 2 First Lien 60 N 20360201 CWHL 303350 1579.947917 360 6 0 0 0.25 VA 22043 Condominium No MI 100063000000000000 11.25 2 2 First Lien 84 N 20360101 CWHL 334400 1881 360 6.5 0 0 0.25 MD 20853 Single Family No MI 100115000000000000 11.75 2 2 First Lien 60 N 20360101 CWHL 323040 1547.9 360 5.5 0 0 0.25 CA 95351 Single Family No MI 100057000000000000 10.75 2 2 First Lien 60 N 20360101 CWHL 176000 971.6666667 360 6.375 0 0 0.25 NV 89436 PUD No MI 100045000000000000 11.625 2 2 First Lien 60 N 20360201 CWHL 217000 1062.395833 360 5.625 0 0 0.25 AZ 85032 PUD No MI 100197000000000000 10.875 2 2 First Lien 60 N 20360201 CWHL 115280 588.4083333 360 5.875 0 0 0.25 GA 30566 PUD No MI 100086000000000000 11.125 2 2 First Lien 60 N 20360201 CWHL 313800 1634.375 360 6 0 0 0.25 CA 93311 Single Family No MI 100060000000000000 11.25 2 2 First Lien 60 N 20360201 CWHL 383339 1637.176979 360 4.875 0 0 0.25 NV 89015 Single Family Radian Guaranty 100125000000000000 10.125 2 2 First Lien 60 N 20360301 CWHL 238604 1019.037917 360 4.875 0 0 0.25 NV 89081 PUD No MI 100125000000000000 10.125 2 2 First Lien 60 N 20360301 CWHL 161000 905.625 360 6.5 0 0 0.25 MD 20618 Single Family No MI 100376000000000000 11.75 2 2 First Lien 60 N 20360201 CWHL 326800 1974.416667 360 7 0 0 0.25 CO 80104 PUD No MI 100020000000000000 12.25 2 2 First Lien 84 N 20360101 CWHL 175200 985.5 360 6.5 0 0 0.25 NV 89148 Condominium No MI 100322000000000000 11.75 2 2 First Lien 60 N 20360101 CWHL 170910 979.171875 360 6.625 0 0 0.25 AZ 85035 Single Family Republic MIC 100035000000000000
20360101 1199.572917 0.25
100020000000000000 First Lien CWHL 360
2.25 Y
84 GROUP III
20130201 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G03 20060301 20130201 No_PP G01 20060301 20110201 No_PP G05 20060201 20160101 No_PP G01 20051201 20101101 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101
11.875 360 5.5 NV 40.99 10.75 360 5.25 NV 80.00 10.5 360 6.625 CA 68.03 11.875 360 5.375 AZ 79.99 10.625 360 5.875 AZ 80.00 11.125 360 7.375 AZ 89.98 12.625 360 6 CA 63.04 11.25 360 6.375 CA 70.00 11.625 360 5.375 CA 55.04 10.625 360 5.125 NV 74.00 10.375 360 5.5 AZ 95.00 10.75 360 6.5 CA 71.42 11.75 360 6 CA 80.00 11.25 360 5.125 IL 71.84 10.375 360 6.75 CA 68.82 12 360 5.875 UT 94.98 11.125 360 7 DE 75.00 12.25
357 5.75 LAS VEGAS 116000 2.25 Y 60 GROUP III 358 5.5 LAS VEGAS 144000 2.25 Y 60 GROUP III 358 6.875 COACHELLA 200000 2.25 Y 60 GROUP III 358 5.625 LAVEEN 399950 2.25 Y 60 GROUP III 358 6.125 COOLIDGE 180721 2.25 Y 60 GROUP III 358 7.625 PHOENIX 181000 2.25 Y 84 GROUP III 358 6.25 INDIO 180900 2.25 Y 60 GROUP III 357 6.625 SALINAS 399000 2.25 N 0 GROUP III 355 5.625 HESPERIA 184000 2.25 Y 60 GROUP III 357 5.375 LAS VEGAS 166500 2.25 Y 60 GROUP III 358 5.75 CHANDLER 313500 2.25 Y 60 GROUP III 358 6.75 REDDING 249900 2.25 Y 60 GROUP III 357 6.25 ROMOLAND 254430 2.25 Y 60 GROUP III 357 5.375 LOCKPORT 165825 2.25 N 0 GROUP III 358 7 SANTA MARIA 320000 2.25 Y 60 GROUP III 357 6.125 SPANISH FORK 142600 2.25 Y 60 GROUP III 357 7.25 SELBYVILLE 321639 2.25
2 First Lien 20360201 CWHL 555.8333333 360 0 0 0.25 89129 PUD No MI 100125000000000000 2 2 First Lien 60 N 20360101 CWHL 144000 660 360 0 0 0.25 89103 Condominium No MI 100125000000000000 2 2 First Lien 60 N 20360201 CWHL 200000 1145.833333 360 0 0 0.25 92236 Single Family No MI 100155000000000000 2 2 First Lien 60 N 20360201 CWHL 399950 1874.765625 360 0 0 0.25 85339 PUD No MI 100060000000000000 2 2 First Lien 60 N 20360201 CWHL 180584.23 921.7320073 360 0 0 0.25 85228 Single Family No MI 100057000000000000 2 2 First Lien 60 N 20360201 CWHL 181000 1150.104167 360 0 0 0.25 85043 PUD Republic MIC 100133000000000000 2 2 First Lien 84 N 20360201 CWHL 180900 942.1875 360 0 0 0.25 92203 Single Family No MI 100057000000000000 2 2 First Lien 60 N 20360201 CWHL 397938.07 2554.84 360 0 0 0.25 93901 Single Family No MI 100247000000000000 2 2 First Lien 120 N 20360101 CWHL 182997.66 857.8015313 360 0 0 0.25 92345 Single Family No MI 100253000000000000 2 2 First Lien 60 N 20351101 CWHL 166500 745.78125 360 0 0 0.25 89144 Condominium No MI 100125000000000000 2 2 First Lien 60 N 20360101 CWHL 313450 1501.947917 360 0 0 0.25 85249 PUD GE Capital MI 100125000000000000 2 2 First Lien 60 N 20360201 CWHL 249895.69 1405.663256 360 0 0 0.25 96003 PUD No MI 100045000000000000 2 2 First Lien 60 N 20360201 CWHL 254430 1325.15625 360 0 0 0.25 92585 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 165265.04 928.58 360 0 0 0.25 60441 Condominium No MI 100057000000000000 2 2 First Lien 60 N 20360101 CWHL 320000 1866.666667 360 0 0 0.25 93458 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 142599.99 727.8541156 360 0 0 0.25 84660 PUD YES 100020000000000000 2 2 First Lien 60 N 20360101 CWHL 321639 1943.235625 360 0 0 0.25 19975 PUD No MI 100099000000000000 2 2 First Lien N
2 84 116000
60 No_PP GROUP III G05 353 6.25 PHOENIX 193500 20051001 2.25 20150901 Y 120 No_PP GROUP III G01 358 5.875 MUNDELEIN 151800 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 358 6.75 CHALFONT 250000 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 358 5.875 MANTECA 350000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 7.375 INDIAN TRAIL 178220 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.25 NORTH LAS VEGAS 279850 20060301 2.875 20110201 Y 60 No_PP GROUP III G01 357 5.625 OLMSTED TOWNSHIP 112544 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 358 5.875 SMYRNA 239200 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 5.75 MACUNGIE 308000 20060201 2.25 20110101 Y 60 No_PP GROUP III G03 358 7.25 HAPPY VALLEY 414324 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 357 6.125 LOS LUNAS 185600 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 358 6 HENDERSON 256021 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 357 5.875 APOLLO BEACH 120000 20060201 2.25 20130101 Y 84 No_PP GROUP III G03 357 5.875 FAIRFIELD 344000 20060201 2.25 20130101 Y 84 No_PP GROUP III G05 358 6.375 CHERRY HILL 333600 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 358 6.375 SOUTH JORDAN 361000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 7.125 PHOENIX 136850 20060301 2.25 20110201 Y 60 No_PP
360 6 AZ 90.00 360 11.25 0
60 193233.1 0
20360101 1006.422396 0.25
CWHL 360
79.48 360
46.87 360
76.92 360
80.00 360
89.99 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
89.99 360
80.00 360
70.94 360
80.00 360
95.00 360
79.98 360
85037 PUD Republic MIC 100077000000000000 2 2 First Lien 120 N 20350901 CWHL 151800 743.1875 360 5.625 0 0 0.25 IL 60060 Single Family No MI 100196000000000000 10.875 2 2 First Lien 60 N 20360201 CWHL 250000 1406.25 360 6.5 0 0 0.25 PA 18914 PUD No MI 100092000000000000 11.75 2 2 First Lien 120 N 20360201 CWHL 350000 1713.541667 360 5.625 0 0 0.25 CA 95336 Single Family No MI 100197000000000000 10.875 2 2 First Lien 60 N 20360201 CWHL 178220 1095.310417 360 7.125 0 0 0.25 NC 28079 PUD No MI 100051000000000000 12.375 2 2 First Lien 60 N 20360201 CWHL 279850 1457.552083 360 5.47 0.53 0 0.25 NV 89081 PUD Republic MIC 100125000000000000 11.25 2 2 First Lien 60 N 20360201 CWHL 112544 527.55 360 5.375 0 0 0.25 OH 44138 PUD No MI 100057000000000000 10.625 2.095 2 First Lien 60 N 20360101 CWHL 239193.92 1171.053567 360 5.625 0 0 0.25 GA 30082 PUD No MI 100057000000000000 10.875 2 2 First Lien 60 N 20360201 CWHL 307999.99 1475.833285 360 5.5 0 0 0.25 PA 18062 Single Family No MI 100057000000000000 10.75 2 2 First Lien 60 N 20360101 CWHL 414324 2503.2075 360 7 0 0 0.25 OR 97015 PUD No MI 100020000000000000 12.25 2 2 First Lien 84 N 20360201 CWHL 185599.99 947.3332823 360 5.875 0 0 0.25 NM 87031 PUD No MI 100020000000000000 11.125 2 2 First Lien 60 N 20360101 CWHL 256021 1280.105 360 5.75 0 0 0.25 NV 89044 PUD PMI 100057000000000000 11 2 2 First Lien 60 N 20360201 CWHL 120000 587.5 360 5.625 0 0 0.25 FL 33572 Condominium No MI 100214000000000000 10.875 2 2 First Lien 84 N 20360101 CWHL 344000 1684.166667 360 5.625 0 0 0.25 OH 45014 PUD No MI 100028000000000000 10.875 2 2 First Lien 84 N 20360101 CWHL 333600 1772.25 360 6.125 0 0 0.25 NJ 8034 Single Family No MI 100345000000000000 11.375 2 2 First Lien 120 N 20360201 CWHL 361000 1917.8125 360 6.125 0 0 0.25 UT 84095 Single Family Mortgage Guaranty In 100039000000000000 11.375 2 2 First Lien 60 N 20360201 CWHL 136850 812.546875 360 6.875 0 0 0.25 AZ 85043 PUD No MI 100133000000000000 12.125 2 2 First Lien 60 N 20360201 CWHL
GROUP III G01 358 7.5 SAINT PETERSBURG 97242 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.75 SANTA CLARITA 243868 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.875 NORTH LAS VEGAS 159935 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.125 ORLANDO 228000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.125 NAPLES 400000 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 357 5.25 MORENO VALLEY 274836 20060201 2.5 20130101 Y 84 No_PP GROUP III G01 358 5.5 RANCHO CUCAMONGA 417000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 6.75 PARRISH 279783 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 6.25 FREMONT 385000 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 6.125 MENIFEE 307798 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 5.25 COMMERCE CITY 185976 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 358 6.125 CANTON 125900 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 356 6.5 BUFORD 399920 20060101 2.25 20121201 Y 84 No_PP GROUP III G03 357 6.25 SURPRISE 142912 20060201 2.25 20130101 Y 84 No_PP GROUP III G01 357 5.125 COLORADO SPRINGS 170544 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 7.625 HEMET 277270 20060201 2.25 20110101 Y 60 No_PP GROUP III G04 358 6.625 ASPEN 999999 20060301 2.25 20130201 Y 84 No_PP GROUP III G05
7.25 FL 90.00 12.5 360 6.5 CA 80.00 11.75 360 6.625 NV 90.91 11.875 360 5.875 FL 60.00 11.125 360 5.875 FL 78.93 11.125 360 5 CA 80.00 10.25 360 5.25 CA 55.60 10.5 360 6.5 FL 80.00 11.75 360 6 CA 30.08 11.25 360 5.875 CA 80.00 11.125 360 5 CO 80.00 10.25 360 5.875 GA 80.00 11.125 360 6.25 GA 80.00 11.5 360 6 AZ 80.00 11.25 360 4.875 CO 80.00 10.125 360 7.375 CA 89.65 12.625 360 6.375 CO 62.70 11.625 360
607.7625 360 0 0.25 33712 Condominium GE Capital MI 100139000000000000 2 2 First Lien 60 N 20360201 CWHL 243868 1371.7575 360 0 0 0.25 91350 Condominium No MI 100020000000000000 2 2 First Lien 60 N 20360201 CWHL 159935 916.2942708 360 0 0 0.25 89084 Condominium PMI 100057000000000000 2 2 First Lien 60 N 20360201 CWHL 228000 1163.75 360 0 0 0.25 32829 PUD No MI 100197000000000000 2 2 First Lien 60 N 20360201 CWHL 400000 2041.666667 360 0 0 0.25 34114 PUD No MI 100057000000000000 2 2 First Lien 60 N 20360201 CWHL 274836 1202.4075 360 0 0 0.25 92555 Condominium No MI 100020000000000000 2 2 First Lien 84 N 20360101 CWHL 417000 1911.25 360 0 0 0.25 91739 Single Family No MI 100057000000000000 2.25 2 First Lien 60 N 20360201 CWHL 279783 1573.779375 360 0 0 0.25 34219 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 385000 2005.208333 360 0 0 0.25 94539 PUD No MI 100163000000000000 2 2 First Lien 60 N 20360101 CWHL 307798 1571.052292 360 0 0 0.25 92584 Single Family No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 185935.32 813.467025 360 0 0 0.25 80022 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 125900 642.6145833 360 0 0 0.25 30114 PUD No MI 100086000000000000 2 2 First Lien 60 N 20360201 CWHL 399920 2166.233333 360 0 0 0.25 30519 Single Family No MI 100059000000000000 2 2 First Lien 84 N 20351201 CWHL 142912 744.3333333 360 0 0 0.25 85379 PUD No MI 100063000000000000 2 2 First Lien 84 N 20360101 CWHL 170541.7 728.3551771 360 0 0 0.25 80915 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 277270 1761.819792 360 0 0 0.25 92544 Single Family Republic MIC 100247000000000000 2 2 First Lien 60 N 20360101 CWHL 999999 5520.827813 360 0 0 0.25 81611 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 427278.78 2811.66 360 0
97242
358 6.875 LONG BEACH 428000 20060301 2.25 20160201 N 0 No_PP GROUP III G02 358 5.25 SUTTER CREEK 432800 20060301 2.25 20110201 Y 60 Prepay GROUP III G04 359 7.625 ISSAQUAH 480542 20060401 3.25 20130301 Y 84 No_PP GROUP III G04 358 6.875 NORTHRIDGE 544000 20060301 2.25 20130201 Y 84 No_PP GROUP III G02 359 6.625 BAINBRIDGE ISLAND 448000 20060401 2.25 20110301 Y 60 No_PP GROUP III G04 358 6.5 OXNARD 503200 20060301 2.25 20130201 Y 84 Prepay GROUP III G04 358 6.5 SAN JOSE 760000 20060301 2.25 20130201 Y 84 Prepay GROUP III G05 359 6 LOS ANGELES 760000 20060401 2.25 20160301 N 0 No_PP GROUP III G02 358 6.125 BOTHELL 825200 20060301 2.25 20110201 Y 60 No_PP GROUP III G04 358 6.375 ESCONDIDO 456000 20060301 2.25 20130201 Y 84 Prepay GROUP III G05 358 6.375 VISTA 580800 20060301 2.25 20160201 Y 120 Prepay GROUP III G04 358 6.75 ESCONDIDO 500000 20060301 2.25 20130201 Y 84 No_PP GROUP III G04 358 7.625 LA QUINTA 540000 20060301 2.25 20130201 Y 84 Prepay GROUP III G05 358 6.875 LOS ANGELES 650000 20060301 2.25 20160201 Y 120 No_PP GROUP III G05 358 5.875 PLAYA VISTA 710209 20060301 2.25 20160201 Y 120 Prepay GROUP III G04 359 6.5 SOLVANG 540000 20060401 2.25 20130301 Y 84 No_PP GROUP III G04 359 7.25 DALY CITY 480000 20060401 2.25 20130301 Y 84 Prepay GROUP III G02 359
6.625 CA 80.00 360 11.875
0 2
80.00 360
90.00 360
80.00 360
80.00 360
80.00 360
80.00 360
50.17 360
80.00 360
80.00 360
80.00 360
80.00 360
75.00 360
54.17 360
73.22 360
72.97 360
76.19 360
100016000000000000 First Lien 120 N 20360201 CWHL 432800 1893.5 360 5 0 0 0.25 CA 95685 Single Family No MI 100016000000000000 10.25 2 2 First Lien 60 N 20360201 CWHL 480542 3053.44395 8 360 6.655 0.72 0 0.25 WA 98027 PUD GE Capital MI 100016000000000000 12.625 2 2 First Lien 84 N 20360301 CWHL 543800 3115.520833 360 6.625 0 0 0.25 CA 91326 Single Family No MI 100016000000000000 11.875 2.28 2 First Lien 84 N 20360201 CWHL 448000 2473.333333 360 6.375 0 0 0.25 WA 98110 PUD No MI 100016000000000000 11.625 2 2 First Lien 60 N 20360301 CWHL 503200 2725.666667 360 6.25 0 0 0.25 CA 93030 PUD No MI 100016000000000000 11.5 2 2 First Lien 84 N 20360201 CWHL 760000 4116.666667 360 6.25 0 0 0.25 CA 95128 Single Family No MI 100134000000000000 11.5 2 2 First Lien 84 N 20360201 CWHL 759243.42 4556.58 360 5.75 0 0 0.25 CA 90064 Single Family No MI 100016000000000000 11 2 2 First Lien 120 N 20360301 CWHL 825200 4211.958333 360 5.875 0 0 0.25 WA 98012 Single Family No MI 100134000000000000 11.125 2 2 First Lien 60 N 20360201 CWHL 456000 2422.5 360 6.125 0 0 0.25 CA 92029 Single Family No MI 100016000000000000 11.375 2 2 First Lien 84 N 20360201 CWHL 580800 3085.5 360 6.125 0 0 0.25 CA 92083 Single Family No MI 100016000000000000 11.375 2 2 First Lien 120 N 20360201 CWHL 499748.82 2811.087113 360 6.5 0 0 0.25 CA 92029 Single Family No MI 100016000000000000 11.75 2 2 First Lien 84 N 20360201 CWHL 540000 3431.25 360 7.375 0 0 0.25 CA 92253 Condominium No MI 100016000000000000 12.625 2 2 First Lien 84 N 20360201 CWHL 650000 3723.958333 360 6.625 0 0 0.25 CA 90064 Single Family No MI 100016000000000000 11.875 2 2 First Lien 120 N 20360201 CWHL 710209 3477.064896 360 5.625 0 0 0.25 CA 90094 Condominium No MI 100016000000000000 10.875 2 2 First Lien 120 N 20360201 CWHL 540000 2925 360 6.25 0 0 0.25 CA 93463 Single Family No MI 100016000000000000 11.5 2 2 First Lien 84 N 20360301 CWHL 480000 2900 360 7 0 0 0.25 CA 94014 Single Family No MI 100016000000000000 12.25 2 2 First Lien 84 N 20360301 CWHL 650000 3656.25 360 6.5 0 0 0.25 2
0 90808 No MI
6.75 SCOTTS VALLEY 650000 20060401 2.25 20110301 Y 60 Prepay GROUP III G04 358 7 COSTA MESA 556000 20060301 2.25 20130201 Y 84 Prepay GROUP III G02 358 5.875 IRVINE 745000 20060301 2.25 20110201 Y 60 Prepay GROUP III G02 358 6.75 SAN JOSE 632000 20060301 2.25 20110201 Y 60 No_PP GROUP III G04 359 6.625 HUNTINGTON BEACH 584000 20060401 2.25 20130301 Y 84 No_PP GROUP III G04 359 6.875 LAS VEGAS 1000000 20060401 2.25 20130301 Y 84 Prepay GROUP III G02 358 6.875 LAS VEGAS 480000 20060301 2.25 20110201 Y 60 Prepay GROUP III G04 359 6.625 ROLLING HILLS ESTATES 600000 20060401 2.25 20130301 Y 84 No_PP GROUP III G04 359 6.875 ELLICOTT CITY 491400 20060401 2.25 20130301 Y 84 Prepay GROUP III G02 358 6.75 LONG BEACH 419660 20060301 2.25 20110201 Y 60 No_PP GROUP III G04 359 6.625 WEST HOLLYWOOD 732000 20060401 2.25 20130301 Y 84 No_PP GROUP III G02 358 7.5 LOS ANGELES 488000 20060301 2.25 20110201 Y 60 No_PP GROUP III G04 359 7.5 GARRISON 800000 20060401 2.25 20130301 Y 84 No_PP GROUP III G04 359 7.75 KIHEI 690750 20060401 2.25 20130301 Y 84 Prepay GROUP III G04 359 6.625 LAHAINA 688500 20060401 2.25 20130301 Y 84 Prepay GROUP III G04 359 7.75 RIDGEWOOD 648000 20060401 2.25 20130301 Y 84 No_PP GROUP III G04 359 6.875 KAILUA-KONA 6000000 20060401 2.25 20130301 Y 84 No_PP GROUP III G02 359 6.375 LOS ANGELES
CA 79.75 11.75 360 6.75 CA 80.00 12 360 5.625 CA 79.78 10.875 360 6.5 CA 80.00 11.75 360 6.375 CA 80.00 11.625 360 6.625 NV 76.92 11.875 360 6.625 NV 80.00 11.875 360 6.375 CA 44.05 11.625 360 6.625 MD 69.31 11.875 360 6.5 CA 80.00 11.75 360 6.375 CA 66.55 11.625 360 7.25 CA 80.00 12.5 360 7.25 NY 64.00 12.5 360 7.5 HI 90.00 12.75 360 6.375 HI 75.00 11.625 360 7.5 NJ 80.00 12.75 360 6.625 HI 64.52 11.875 360 6.125 CA
100016000000000000 First Lien 60 N 20360301 CWHL 556000 3243.333333 360 0 0 0.25 92626 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 744947.4 3647.138313 360 0 0 0.25 92612 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 632000 3555 360 0 0 0.25 95138 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 584000 3224.166667 360 0 0 0.25 92647 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 1000000 5729.166667 360 0 0 0.25 89138 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 480000 2750 360 0 0 0.25 89130 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 600000 3312.5 360 0 0 0.25 90274 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 491400 2815.3125 360 0 0 0.25 21042 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 419660 2360.5875 360 0 0 0.25 90808 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 732000 4041.25 360 0 0 0.25 90069 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 488000 3050 360 0 0 0.25 91344 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 800000 5000 360 0 0 0.25 10524 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 690750 4461.09375 360 0 0 0.25 96753 Single Family PMI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 688500 3801.09375 360 0 0 0.25 96761 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 648000 4185 360 0 0 0.25 7450 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 6000000 34375 360 0 0 0.25 96740 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 816000 4335 360 0 0 0.25 90025 Condominium 2
95066 No MI 2
Single Family N
816000 2.25 Y 60 GROUP III 358 6.375 NEWARK 500000 2.25 Y 84 GROUP III 358 6.625 SAN DIEGO 420000 2.25 Y 84 GROUP III 359 7.375 BONITA 1226250 2.25 Y 60 GROUP III 359 7.5 DENVER 540000 2.25 Y 84 GROUP III 359 7.75 NANTUCKET 731250 2.25 Y 84 GROUP III 358 6.25 CRESSKILL 450000 2.25 N 0 GROUP III 358 6.25 KIRKLAND 600000 2.25 N 0 GROUP III 358 7.5 LAS VEGAS 495950 2.25 Y 84 GROUP III 358 6.875 EASTHAM 746250 2.25 Y 84 GROUP III 359 6.25 OXNARD 500000 2.25 Y 84 GROUP III 358 5.875 AGOURA HILLS 608000 2.25 Y 120 GROUP III 358 7.25 LOS ANGELES 539000 2.25 Y 84 GROUP III 358 6.875 GARDEN GROVE 464000 2.25 Y 84 GROUP III 359 6.5 SOUTH RIDING 978572 2.25 Y 84 GROUP III 359 7.25 KISSIMMEE 787500 2.25 Y 60 GROUP III 359 6.875 LOS ANGELES 936000 2.25 Y 60 GROUP III 359 6.875 LOS ANGELES 650000
20060401 20110301 No_PP G04 20060301 20130201 Prepay G04 20060301 20130201 Prepay G02 20060401 20110301 No_PP G04 20060401 20130301 No_PP G04 20060401 20130301 No_PP G05 20060301 20160201 No_PP G05 20060301 20160201 No_PP G04 20060301 20130201 No_PP G04 20060301 20130201 No_PP G04 20060401 20130301 No_PP G05 20060301 20160201 No_PP G04 20060301 20130201 Prepay G04 20060301 20130201 Prepay G04 20060401 20130301 No_PP G02 20060401 20110301 Prepay G02 20060401 20110301 No_PP G02 20060401
80.00 11.375 360 6.125 CA 80.00 11.375 360 6.375 CA 80.00 11.625 360 7.125 CA 75.00 12.375 360 7.25 CO 80.00 12.5 360 7.5 MA 74.62 12.75 360 6 NJ 69.23 11.25 360 6 WA 80.00 11.25 360 7.25 NV 79.99 12.5 360 6.625 MA 75.00 11.875 360 6 CA 80.00 11.25 360 5.625 CA 80.00 10.875 360 7 CA 74.97 12.25 360 6.625 CA 80.00 11.875 360 6.25 VA 75.00 11.5 360 7 FL 75.00 12.25 360 6.625 CA 80.00 11.875 360 6.625 CA 56.52
No MI 2 60 500000 0 0 94560 No MI 2 84 420000 0 0 92154 No MI 2 84 1226250 0 0 91902 No MI 2 60 540000 0 0 80206 No MI 2 84 731250 0 0 2554 No MI 2 84 449114.39 0 0 7626 No MI 2 120 598858.43 0 0 98033 No MI 2 120 495950 0 0 89156 No MI 2 84 743421.4 0 0 2642 No MI 2 84 500000 0 0 93033 No MI 2 84 608000 0 0 91301 No MI 2 120 539000 0 0 91335 No MI 2 84 464000 0 0 92840 No MI 2 84 978572 0 0 20152 No MI 2 84 787500 0 0 34747 No MI 2 60 936000 0 0 90068 No MI 2 60 650000 0 0 90049 No MI
100016000000000000 First Lien 20360301 CWHL 2656.25 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 2318.75 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 7536.328125 360 0.25 Single Family 100134000000000000 2 First Lien N 20360301 CWHL 3375 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 4722.65625 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 2770.73 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 3694.3 360 0.25 PUD 100016000000000000 2 First Lien N 20360201 CWHL 3099.6875 360 0.25 PUD 100016000000000000 2 First Lien N 20360201 CWHL 4259.185104 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 2604.166667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 2976.666667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 3256.458333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 2658.333333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 5300.598333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 4757.8125 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 5362.5 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 3723.958333 360 0.25 Single Family 100016000000000000 2 N
2.25 Y
60 GROUP III
20110301 No_PP G04 20060401 20130301 No_PP G04 20060401 20130301 No_PP G04 20060301 20130201 Prepay G04 20060301 20130201 No_PP G04 20060301 20130201 Prepay G04 20060301 20130201 Prepay G05 20060301 20160201 No_PP G02 20060301 20110201 No_PP G02 20060301 20110201 No_PP G02 20060301 20110201 Prepay G04 20060401 20130301 No_PP G02 20060401 20110301 No_PP G04 20060301 20130201 No_PP G05 20060301 20160201 No_PP G04 20060301 20130201 No_PP G04 20060301 20130201 No_PP G05 20060401 20160301
11.875 360 7 NV 80.00 12.25 360 7.125 FL 80.00 12.375 360 7 FL 66.78 12.25 360 7.25 FL 58.18 12.5 360 6.5 CA 80.00 11.75 360 5.625 CA 80.00 10.875 360 6.125 WA 70.00 11.375 360 6.625 UT 80.00 11.875 360 7 UT 76.48 12.25 360 6.75 CA 80.00 12 360 6.125 TN 54.05 11.375 360 5.875 CA 80.00 11.125 360 7.125 NV 75.00 12.375 360 5.75 IL 75.00 11 360 6.25 KY 80.00 11.5 360 6.375 NV 80.00 11.625 360 6 VA 80.00 11.25 0 0 0 0 0 0 0 0 0 0
2 60 960000 0 89109 No MI 2 84 600000 0 32541 No MI 2 84 995000 0 32566 No MI 2 84 750000 0 32408 No MI 2 84 513600 0 95111 No MI 2 84 608000 0 95037 No MI 2 84 525000 0 98117 No MI 2 120 560000 0 84092 No MI 2 60 650000 0 84020 No MI 2 60 423257 0 93551 No MI 2 60 999072.8 0 0 37027 No MI 2 84 520000 0 0 94578 No MI 2 60 637895.92 0 0 89015 No MI 2 84 982500 0 0 60093 No MI 2 120 481388.33 0 0 40014 No MI 2 84 420000 0 0 89141 No MI 2 84 435600 0 0 20148 No MI 2
359 7.25 LAS VEGAS 960000 2.25 Y 84 GROUP III 359 7.375 DESTIN 600000 2.25 Y 84 GROUP III 358 7.25 NAVARRE 995000 2.25 Y 84 GROUP III 358 7.5 PANAMA CITY 750000 2.25 Y 84 GROUP III 358 6.75 SAN JOSE 513600 2.25 Y 84 GROUP III 358 5.875 MORGAN HILL 608000 2.25 Y 84 GROUP III 358 6.375 SEATTLE 525000 2.25 Y 120 GROUP III 358 6.875 SANDY 560000 2.25 Y 60 GROUP III 358 7.25 DRAPER 650000 2.25 Y 60 GROUP III 358 7 PALMDALE 423257 2.25 Y 60 GROUP III 359 6.375 BRENTWOOD 999999 2.25 N 0 GROUP III 359 6.125 SAN LEANDRO 520000 2.25 Y 60 GROUP III 358 7.375 HENDERSON 638092 2.25 Y 84 GROUP III 358 6 WINNETKA 982500 2.25 Y 120 GROUP III 358 6.5 CRESTWOOD 481600 2.25 Y 84 GROUP III 358 6.625 LAS VEGAS 420000 2.25 Y 84 GROUP III 359 6.25 ASHBURN 435600 2.25
First Lien 20360301 CWHL 5800 360 0.25 Condominium 100016000000000000 2 First Lien N 20360301 CWHL 3687.5 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 CWHL 6011.458333 360 0.25 PUD 100134000000000000 2 First Lien N 20360201 CWHL 4687.5 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 2889 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 2976.666667 360 0.25 2-4 Family 100016000000000000 2 First Lien N 20360201 CWHL 2789.0625 360 0.25 Single Family 100134000000000000 2 First Lien N 20360201 CWHL 3208.333333 360 0.25 PUD 100016000000000000 2 First Lien N 20360201 CWHL 3927.083333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 2468.999167 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 6238.69 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 2654.166667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 3920.402008 360 0.25 PUD 100016000000000000 2 First Lien N 20360201 CWHL 4912.5 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 2607.520121 360 0.25 Single Family 100134000000000000 2 First Lien N 20360201 CWHL 2318.75 360 0.25 PUD 100016000000000000 2 First Lien N 20360201 CWHL 2268.75 360 0.25 PUD 100016000000000000 2 First Lien N
120 No_PP GROUP III G02 359 7.875 SANTA BARBARA 2700000 20060401 2.25 20110301 Y 60 No_PP GROUP III G02 359 6.25 LOS ANGELES 1000000 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 358 6.625 OXNARD 542000 20060301 2.25 20160201 Y 120 Prepay GROUP III G04 358 7 PANAMA CITY BEACH 501600 20060301 2.75 20130201 N 0 Prepay GROUP III G04 359 7.75 CARLSBAD 540000 20060401 2.25 20130301 Y 84 No_PP GROUP III G04 358 6.75 OXNARD 481600 20060301 2.25 20130201 Y 84 Prepay GROUP III G04 359 6.5 DALY CITY 568000 20060401 2.25 20130301 Y 84 Prepay GROUP III G02 359 7.375 RIVERSIDE 598500 20060401 2.25 20110301 Y 60 No_PP GROUP III G02 359 5.625 BARRINGTON 634000 20060401 2.25 20110301 Y 60 No_PP GROUP III G04 358 7.625 NAPLES 1040000 20060301 2.25 20130201 Y 84 Prepay GROUP III G02 358 6.25 CASTLE ROCK 1000000 20060301 2.25 20110201 Y 60 Prepay GROUP III G05 359 5.875 GOLETA 752000 20060401 2.25 20160301 Y 120 Prepay GROUP III G02 359 7.75 INDIO 603565 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 359 6.25 PACIFIC PALISADES 532000 20060401 2.25 20160301 Y 120 Prepay GROUP III G05 358 6.25 LOS ANGELES 594510 20060301 2.25 20160201 Y 120 Prepay GROUP III G02 359 7.25 MARINA DEL REY 524250 20060401 2.25 20110301 Y 60 No_PP GROUP III G04 358 7.875 LAS VEGAS 780000 20060301 2.25 20130201 Y 84 Prepay
360 7.625 CA 60.00 12.875 360 6 CA 76.92 11.25 360 6.375 CA 79.12 11.625 360 6.75 FL 80.00 12 360 7.5 CA 80.00 12.75 360 6.5 CA 74.09 11.75 360 6.25 CA 80.00 11.5 360 7.125 CA 70.00 12.375 360 5.375 IL 80.00 10.625 360 7.375 FL 77.04 12.625 360 6 CO 59.70 11.25 360 5.625 CA 80.00 10.875 360 7.5 CA 80.00 12.75 360 6 CA 80.00 11.25 360 6 CA 80.00 11.25 360 7 CA 70.84 12.25 360 7.625 NV 80.00 12.875 360
20360301 CWHL 17718.75 360 0.25 Single Family 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 1000000 5208.333333 360 0 0 0.25 90046 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 541000.73 2986.774864 360 0 0 0.25 93030 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 500775.28 3337.16 360 0 0 0.25 32408 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 540000 3487.5 360 0 0 0.25 92010 Single Family No MI 100016000000000000 2.5 2 First Lien 84 N 20360301 CWHL 481600 2709 360 0 0 0.25 93030 Single Family No MI 100134000000000000 2 2 First Lien 84 N 20360201 CWHL 568000 3076.666667 360 0 0 0.25 94014 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 598500 3678.28125 360 0 0 0.25 92508 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 634000 2971.875 360 0 0 0.25 60010 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 1040000 6608.333333 360 0 0 0.25 34103 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 1000000 5208.333333 360 0 0 0.25 80108 PUD No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 752000 3681.666667 360 0 0 0.25 93117 Single Family No MI 100134000000000000 2 2 First Lien 120 N 20360301 CWHL 603565 3898.023958 360 0 0 0.25 92201 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 532000 2770.833333 360 0 0 0.25 90272 Condominium No MI 100134000000000000 2 2 First Lien 120 N 20360301 CWHL 594510 3096.40625 360 0 0 0.25 90049 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 524250 3167.34375 360 0 0 0.25 90292 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 780000 5118.75 360 0 0 0.25 89109 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 0 0 93108 No MI
120 2700000
GROUP III G04 359 7.375 ORANGE 478400 20060401 2.25 20130301 Y 84 No_PP GROUP III G02 358 6.5 CORONA 1051300 20060301 2.25 20110201 Y 60 No_PP GROUP III G02 358 7 BRYANS ROAD 481600 20060301 2.25 20110201 Y 60 No_PP GROUP III G02 358 6.125 FREDERICKSBURG 443400 20060301 2.75 20110201 Y 60 No_PP GROUP III G04 359 6.375 LOS ANGELES 487000 20060401 2.25 20130301 Y 84 Prepay GROUP III G05 359 6.375 EL CAJON 500000 20060401 2.25 20160301 Y 120 Prepay GROUP III G05 359 6.125 LOS ANGELES 650000 20060401 2.25 20160301 Y 120 No_PP GROUP III G05 358 6.125 CLOVIS 457692 20060301 2.25 20160201 Y 120 Prepay GROUP III G05 359 6.25 OXNARD 420000 20060401 2.25 20160301 N 0 Prepay GROUP III G04 358 6.375 MARYSVILLE 448000 20060301 2.25 20130201 Y 84 No_PP GROUP III G04 358 6.875 YUCAIPA 572000 20060301 2.25 20130201 Y 84 No_PP GROUP III G02 359 6.625 COCONUT GROVE 1000000 20060401 2.25 20110301 Y 60 Prepay GROUP III G02 359 6.875 PERRIS 432000 20060401 2.25 20110301 Y 60 No_PP GROUP III G04 359 7.25 WILDWOOD CREST 750000 20060401 2.25 20130301 Y 84 No_PP GROUP III G04 358 6.625 SAN LEANDRO 480000 20060301 2.25 20130201 Y 84 Prepay GROUP III G02 359 6 MILPITAS 496000 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 359 6.375 MOUNT AIRY 796000 20060401 2.25 20160301 Y 120 Prepay GROUP III G05
478400 7.125 CA 80.00 360 12.375 0 0 92867 No MI
2940.166667 0.25 Single Family 2 N
360
80.00 360
69.80 360
82.11 360
74.92 360
78.74 360
50.00 360
80.00 360
68.85 360
80.00 360
80.00 360
72.73 360
80.00 360
52.48 360
80.00 360
80.00 360
80.00 360
100134000000000000 First Lien 20360301 CWHL 5694.541667 360 6.25 0 0 0.25 CA 92883 Single Family No MI 100016000000000000 11.5 2 2 First Lien 60 N 20360201 CWHL 481600 2809.333333 360 6.75 0 0 0.25 MD 20616 Single Family No MI 100016000000000000 12 2 2 First Lien 60 N 20360201 CWHL 443399.99 2263.187449 360 5.595 0.28 0 0.25 VA 22405 PUD PMI 100016000000000000 11.125 2 2 First Lien 60 N 20360201 CWHL 487000 2587.1875 360 6.125 0 0 0.25 CA 91406 Single Family No MI 100016000000000000 11.375 2.22 2 First Lien 84 N 20360301 CWHL 500000 2656.25 360 6.125 0 0 0.25 CA 92020 PUD No MI 100016000000000000 11.375 2 2 First Lien 120 N 20360301 CWHL 650000 3317.708333 360 5.875 0 0 0.25 CA 90049 Condominium No MI 100134000000000000 11.125 2 2 First Lien 120 N 20360301 CWHL 457692 2336.13625 360 5.875 0 0 0.25 CA 93611 Single Family No MI 100016000000000000 11.125 2 2 First Lien 120 N 20360201 CWHL 419601.49 2586.01 360 6 0 0 0.25 CA 93036 Single Family No MI 100134000000000000 11.25 2 2 First Lien 120 N 20360301 CWHL 448000 2380 360 6.125 0 0 0.25 WA 98271 PUD No MI 100016000000000000 11.375 2 2 First Lien 84 N 20360201 CWHL 572000 3277.083333 360 6.625 0 0 0.25 CA 92399 Single Family No MI 100016000000000000 11.875 2 2 First Lien 84 N 20360201 CWHL 1000000 5520.833333 360 6.375 0 0 0.25 FL 33133 Condominium No MI 100016000000000000 11.625 2 2 First Lien 60 N 20360301 CWHL 432000 2475 360 6.625 0 0 0.25 CA 92571 Single Family No MI 100134000000000000 11.875 2 2 First Lien 60 N 20360301 CWHL 750000 4531.25 360 7 0 0 0.25 NJ 8260 Condominium No MI 100016000000000000 12.25 2 2 First Lien 84 N 20360301 CWHL 480000 2650 360 6.375 0 0 0.25 CA 94577 Single Family No MI 100016000000000000 11.625 2 2 First Lien 84 N 20360201 CWHL 496000 2480 360 5.75 0 0 0.25 CA 95035 Single Family No MI 100016000000000000 11 2 2 First Lien 60 N 20360301 CWHL 796000 4228.75 360 6.125 0 0 0.25 MD 21771 PUD No MI 100016000000000000 11.375 2 2 First Lien 120 N 20360301 CWHL 615920 3721.183333 360 2 84 1051300
359 7.25 BRADENTON 615920 20060401 2.25 20160301 Y 120 Prepay GROUP III G04 359 6.75 SIMI VALLEY 424000 20060401 2.25 20130301 Y 84 Prepay GROUP III G05 359 6.125 SANTA BARBARA 500000 20060401 2.25 20160301 Y 120 Prepay GROUP III G01 358 6.5 ALEXANDRIA 145000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 5.75 LANSING 168000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.25 TAYLORSVILLE 175120 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 5.625 RANCHO CUCAMONGA 400000 20060301 2.25 20110201 Y 60 Prepay GROUP III G05 359 6.625 LANCASTER 212000 20060401 2.25 20160301 Y 120 Prepay GROUP III G01 357 7.375 LAS VEGAS 317540 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 358 7.5 TUCSON 250738 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 6.375 NORTH LAS VEGAS 158200 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 6.625 LAS VEGAS 206984 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 6 HENDERSON 250319 20060201 2.25 20110101 Y 60 No_PP GROUP III G04 357 6.75 RANCHO CUCAMONGA 452000 20060201 2.25 20130101 Y 84 No_PP GROUP III G04 358 6.625 DOVER 608294 20060301 2.25 20130201 N 0 No_PP GROUP III G05 358 6 SAN DIEGO 480000 20060301 2.25 20160201 Y 120 Prepay GROUP III G04 358 6.875 LADERA RANCH AREA 1661713 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 353
7 FL 80.00 12.25 360 6.5 CA 80.00 11.75 360 5.875 CA 55.25 11.125 360 6.25 VA 52.73 11.5 360 5.5 KS 80.00 10.75 360 6 UT 80.00 11.25 360 5.375 CA 76.19 10.625 360 6.375 CA 80.00 11.625 360 7.125 NV 80.00 12.375 360 7.25 AZ 90.00 12.5 360 6.125 NV 51.64 11.375 360 6.375 NV 80.00 11.625 360 5.75 NV 90.00 11 360 6.5 CA 89.86 11.75 360 6.375 NH 89.98 11.625 360 5.75 CA 80.00 11 360 6.625 CA 80.00 11.875 360 7.5
100016000000000000 First Lien 120 N 20360301 CWHL 424000 2385 360 0 0 0.25 93065 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 500000 2552.083333 360 0 0 0.25 93111 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 145000 785.4166667 360 0 0 0.25 22309 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 159975 766.546875 360 0 0 0.25 66043 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 175120 912.0833333 360 0 0 0.25 84084 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 400000 1875 360 0 0 0.25 91730 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 212000 1170.416667 360 0 0 0.25 93535 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 317267 1949.870104 360 0 0 0.25 89139 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 250729 1567.05625 360 0 0 0.25 85757 PUD United Guaranty 100063000000000000 2 2 First Lien 60 N 20360201 CWHL 158200 840.4375 360 0 0 0.25 89115 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 206897.05 1142.24413 360 0 0 0.25 89131 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 250319 1251.595 360 0 0 0.25 89052 PUD Radian Guaranty 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 452000 2542.5 360 0 0 0.25 91730 Single Family GE Capital MI 100032000000000000 2 2 First Lien 84 N 20360101 CWHL 607217.68 3894.97 360 0 0 0.25 3820 Single Family United Guaranty 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 480000 2400 360 0 0 0.25 92122 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 1661713 9520.230729 360 0 0 0.25 92694 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 563353.5 4056.68 360 0 0 0.25 2
0 34202 No MI 2
0.25 Condominium N
7.75 BROOKLYN 566250 20051001 2.75 20150901 N 0 Prepay GROUP III G05 356 5.875 THOUSAND OAKS 526500 20060101 2.25 20151201 Y 120 Prepay GROUP III G05 359 6 NORTH PORT 160800 20060401 2.25 20160301 Y 120 No_PP GROUP III G01 359 5.375 ROTONDA WEST 112000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 6.5 REDMOND 259200 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 6.75 VACAVILLE 304000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 7.125 MIAMI 310400 20060301 2.25 20110201 Y 60 Prepay GROUP III G05 359 6.375 ROMOLAND 328825 20060401 2.25 20160301 Y 120 No_PP GROUP III G03 358 6.75 SICKLERVILLE 218200 20060301 2.25 20130201 N 0 No_PP GROUP III G01 358 6.25 OAKDALE 293000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 5.625 LAS VEGAS 188000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.25 ROCKLIN 189000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 6.625 SERGEANT BLUFF 164000 20060401 2.25 20110301 Y 60 No_PP GROUP III G03 358 6.375 FAIRVIEW 353000 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 355 6 LEMON GROVE 227000 20051201 2.25 20101101 Y 60 No_PP GROUP III G01 357 6.375 LANCASTER 327468 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 6.25 LAS VEGAS 258991 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 5.875 FOUNTAIN
NY 75.00 13.75 360 5.625 CA 65.00 10.875 360 5.75 FL 80.00 11 360 5.125 FL 40.00 10.375 360 6.25 WA 80.00 11.5 360 6.5 CA 80.00 11.75 360 6.875 FL 80.00 12.125 360 6.125 CA 79.99 11.375 360 6.5 NJ 64.71 11.75 360 6 CA 66.59 11.25 360 5.375 NV 79.32 10.625 360 6 CA 54.00 11.25 360 6.375 IA 80.00 11.625 360 6.125 NC 85.68 11.375 360 5.75 CA 53.41 11 360 6.125 CA 80.00 11.375 360 6 NV 80.00 11.25 360 5.625 CO
11231 No MI 2 120 526300 0 0 91362 No MI 2.5 120 160800 0 0 34286 No MI 2 120 112000 0 0 33947 No MI 2 60 259200 0 0 98052 No MI 2 60 304000 0 0 95687 No MI 2 60 310400 0 0 33125 No MI 2 60 328825 0 0 92585 No MI 2 120 217823.2 0 0 8081 No MI 2 84 293000 0 0 95361 No MI 2 60 187799.98 0 0 89146 No MI 2 60 188947.46 0 0 95677 No MI 2 60 164000 0 0 51054 No MI 2 60 353000 0 0 28730 PMI 2 84 226977.19 0 0 91945 No MI 2 60 327381.02 0 0 93536 No MI 2 60 258925.42 0 0 89178 No MI 2 60 176438.67 0 0 80817
Single Family 100073000000000000 First Lien N 20350901 CWHL 2576.677083 360 0.25 Condominium 100171000000000000 2 First Lien N 20351201 CWHL 804 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 501.6666667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1404 360 0.25 Condominium 100016000000000000 2 First Lien N 20360201 CWHL 1710 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1843 360 0.25 2-4 Family 100146000000000000 2 First Lien N 20360201 CWHL 1746.882813 360 0.25 PUD 100095000000000000 2 First Lien N 20360301 CWHL 1415.25 360 0.25 PUD 100133000000000000 2 First Lien N 20360201 CWHL 1526.041667 360 0.25 Single Family 100218000000000000 2 First Lien N 20360201 CWHL 880.3124063 360 0.25 Single Family 100267000000000000 2 First Lien N 20360201 CWHL 984.1013542 360 0.25 Single Family 100218000000000000 2 First Lien N 20360201 CWHL 905.4166667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1875.3125 360 0.25 Single Family 100075000000000000 2 First Lien N 20360201 CWHL 1134.88595 360 0.25 Single Family 100110000000000000 2 First Lien N 20351101 CWHL 1739.211669 360 0.25 Single Family 100063000000000000 2 First Lien N 20360101 CWHL 1348.569896 360 0.25 PUD 100063000000000000 2 First Lien N 20360101 CWHL 863.8143219 360 0.25 PUD 1 N
176482 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 6.5 LAS VEGAS 264912 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 6.125 LAS VEGAS 209511 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 6.25 LAS VEGAS 219116 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 5.75 SUN CITY 278704 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 358 7.375 PHOENIX 195213 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.25 NORTH LAS VEGAS 409600 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.125 FORT MILL 179950 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 5.25 DISTRICT HEIGHTS 183000 20060301 2.75 20110201 Y 60 No_PP GROUP III G01 359 6.25 ARVADA 248000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 6.5 DENVER 107600 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 6 LA MIRADA 396000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 5.875 EL MIRAGE 148000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 6.125 MOUNTAIN VIEW 400000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 5.625 DACULA 146792 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 6.125 ATLANTA 234750 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 6.125 KANSAS CITY 130000 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 359 6.375 CANTON 360000 20060401
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
79.72 360
79.99 360
78.24 360
82.43 360
80.00 360
80.00 360
80.00 360
80.00 360
66.67 360
80.00 360
75.00 360
80.00 360
80.00
No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 264912 1434.94 360 6.25 0 0 0.25 NV 89115 PUD No MI 100063000000000000 11.5 2 2 First Lien 60 N 20360101 CWHL 209457.32 1069.105071 360 5.875 0 0 0.25 NV 89129 PUD No MI 100063000000000000 11.125 2 2 First Lien 60 N 20360101 CWHL 219116 1141.229167 360 6 0 0 0.25 NV 89131 PUD No MI 100063000000000000 11.25 2 2 First Lien 60 N 20360101 CWHL 278704 1335.456667 360 5.5 0 0 0.25 CA 92585 PUD No MI 100063000000000000 10.75 2 2 First Lien 60 N 20360101 CWHL 195213 1199.746563 360 7.125 0 0 0.25 AZ 85339 PUD No MI 100057000000000000 12.375 2 2 First Lien 60 N 20360201 CWHL 409600 2133.333333 360 6 0 0 0.25 NV 89084 PUD No MI 100060000000000000 11.25 2 2 First Lien 60 N 20360201 CWHL 179950 918.4947917 360 5.875 0 0 0.25 SC 29715 PUD No MI 100060000000000000 11.125 2 2 First Lien 60 N 20360201 CWHL 183000 800.625 360 4.72 0.28 0 0.25 MD 20747 Single Family PMI 100016000000000000 10.25 2 2 First Lien 60 N 20360201 CWHL 248000 1291.666667 360 6 0 0 0.25 CO 80005 PUD No MI 100016000000000000 11.25 2.22 2 First Lien 60 N 20360301 CWHL 107541.72 582.51765 360 6.25 0 0 0.25 CO 80235 Condominium No MI 100016000000000000 11.5 2 2 First Lien 60 N 20360201 CWHL 395801 1979.005 360 5.75 0 0 0.25 CA 90638 Single Family No MI 100016000000000000 11 2 2 First Lien 60 N 20360301 CWHL 148000 724.5833333 360 5.625 0 0 0.25 AZ 85335 PUD No MI 100016000000000000 10.875 2 2 First Lien 60 N 20360301 CWHL 400000 2041.666667 360 5.875 0 0 0.25 CA 94043 Single Family No MI 100016000000000000 11.125 2 2 First Lien 60 N 20360201 CWHL 146792 688.0875 360 5.375 0 0 0.25 GA 30019 PUD No MI 100016000000000000 10.625 2 2 First Lien 60 N 20360301 CWHL 234750 1198.203125 360 5.875 0 0 0.25 GA 30309 Condominium No MI 100016000000000000 11.125 2 2 First Lien 60 N 20360301 CWHL 130000 663.5416667 360 5.875 0 0 0.25 MO 64154 PUD No MI 100016000000000000 11.125 2 2 First Lien 60 N 20360301 CWHL 360000 1912.5 360 6.125 0 0 0.25 GA 30114 PUD No MI 100016000000000000 10.875
2.25 Y
120 GROUP III
20160301 No_PP G02
11.375 360 6.75 FL 0
2 120 302400
359 7 MIAMI 302400 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 359 6 DALLAS 218000 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 359 6.625 LEMON GROVE 220000 20060401 2.25 20160301 Y 120 No_PP GROUP III G05 359 6.5 HEALDSBURG 235966 20060401 2.25 20160301 N 0 No_PP GROUP III G05 359 6.625 ROSEVILLE 280000 20060401 2.25 20160301 Y 120 Prepay GROUP III G03 359 6.5 GRAND JUNCTION 143920 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 358 6.5 TUCSON 284000 20060301 2.75 20110201 Y 60 Prepay GROUP III G05 359 5.875 PRINCETON TOWNSHIP 330000 20060401 2.25 20160301 Y 120 No_PP GROUP III G03 359 6.75 HAMPTON 100800 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 359 6.75 KEY WEST 375000 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 359 6.125 SALT LAKE CITY 124900 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 6.25 DALLAS 168000 20060401 2.25 20110301 Y 60 Prepay GROUP III G05 359 6.625 FULLERTON 210000 20060401 2.25 20160301 Y 120 Prepay GROUP III G01 359 6.5 CAMARILLO 400000 20060401 2.25 20110301 Y 60 No_PP GROUP III G02 359 7.5 WOODRIDGE 588000 20060401 2.25 20110301 N 0 No_PP GROUP III G02 359 7.375 BURBANK 471200 20060401 2.25 20110301 Y 60 Prepay GROUP III G05 359 6.375 GLENDALE 553000 20060401 2.25 20160301
80.00 360
80.00 360
45.36 360
43.50 360
80.00 360
80.00 360
83.53 360
34.74 360
80.00 360
75.00 360
29.40 360
80.00 360
37.63 360
64.62 360
80.00 360
80.00 360
70.00
0 33187 No MI 12 2 60 218000 5.75 0 0 TX 75218 No MI 11 2 60 220000 6.375 0 0 CA 91945 No MI 11.625 2 120 235752.68 6.25 0 0 CA 95448 No MI 11.5 2 120 280000 6.375 0 0 CA 95747 No MI 11.625 2 120 143920 6.25 0 0 CO 81504 No MI 11.5 2 84 284000 5.97 0.28 0 AZ 85742 PMI 11.5 2 60 330000 5.625 0 0 NJ 8540 No MI 10.875 2.22 120 100800 6.5 0 0 VA 23663 No MI 11.75 2 84 375000 6.5 0 0 FL 33040 No MI 11.75 2 60 124900 5.875 0 0 UT 84124 No MI 11.125 2 60 168000 6 0 0 TX 75223 No MI 11.25 2 60 210000 6.375 0 0 CA 92833 No MI 11.625 2 120 400000 6.25 0 0 CA 93010 No MI 11.5 2 60 587563.62 7.25 0 0 IL 60517 No MI 12.5 2 60 471200 7.125 0 0 CA 91501 No MI 12.375 2 60 553000 6.125 0 0 CA 91208 No MI 11.375 2
First Lien 20360301 CWHL 1764 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1090 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1214.583333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1491.47 360 0.25 Single Family 100134000000000000 2 First Lien N 20360301 CWHL 1545.833333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 779.5666667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1538.333333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1615.625 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 567 360 0.25 Single Family 100134000000000000 2 First Lien N 20360301 CWHL 2109.375 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 637.5104167 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 875 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1159.375 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 2166.666667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 4111.38 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 2895.916667 360 0.25 Condominium 100134000000000000 2 First Lien N 20360301 CWHL 2937.8125 360 0.25 Single Family 100016000000000000 2 First Lien N
120 Prepay GROUP III G04 352 6.125 PORTLAND 541500 20050901 3.25 20120801 Y 84 Prepay GROUP III G02 357 6.875 MENTONE 455200 20060201 2.25 20110101 Y 60 No_PP GROUP III G05 358 6.5 INDIO 311700 20060301 2.25 20160201 Y 120 Prepay GROUP III G05 358 5.875 PITTSBURG 225000 20060301 2.25 20160201 N 0 Prepay GROUP III G03 359 6.875 LANCASTER 280000 20060401 2.25 20130301 Y 84 Prepay GROUP III G01 358 6.375 LAS VEGAS 240000 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 358 5.75 NASHUA 341000 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 358 7.125 BRADENTON 283400 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6 KISSIMMEE 245736 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.75 SURPRISE 234450 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.125 RIVERSIDE 200000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 5.875 NORTH LAS VEGAS 246895 20060201 2.25 20110101 Y 60 No_PP GROUP III G05 359 6.5 DENVER 236800 20060401 2.25 20160301 Y 120 Prepay GROUP III G03 358 6.125 APPLE VALLEY 400000 20060301 2.25 20130201 Y 84 Prepay GROUP III G01 358 7.625 SURPRISE 281450 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 7.5 MARIETTA 94000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 6.5 LAS VEGAS 236646 20060201 2.25 20110101 Y 60 No_PP
360 5.875 OR 57.00 11.125 360 6.625 CA 80.00 11.875 360 6.25 CA 80.00 11.5 360 5.625 CA 48.91 10.875 360 6.625 CA 80.00 11.875 360 6.125 NV 70.90 11.375 360 5.5 NH 59.82 10.75 360 6.875 FL 90.00 12.125 360 5.75 FL 80.00 11 360 6.5 AZ 69.99 11.75 360 5.875 CA 37.74 11.125 360 5.625 NV 80.00 10.875 360 6.25 CO 80.00 11.5 360 5.875 CA 74.07 11.125 360 7.375 AZ 79.99 12.625 360 7.25 GA 42.34 12.5 360 6.25 NV 80.00 11.5 360
120 541500 0 2 84 455165 0 0 92359 No MI 3 60 311700 0 0 92201 No MI 2 0 97229 No MI
N PUD
20360301 2763.90625 0.25 2
CWHL 360
120 224540.08 0 0 94565 No MI 2 120 280000 0 0 93535 No MI 2 84 240000 0 0 89123 No MI 2 60 341000 0 0 3062 No MI 2 84 283400 0 0 34212 PMI 2 60 245736 0 0 34746 No MI 2 60 234450 0 0 85388 No MI 2 60 200000 0 0 92505 No MI 2 60 246895 0 0 89081 No MI 2 60 236800 0 0 80205 No MI 2 120 400000 0 0 92308 No MI 2 84 281450 0 0 85388 No MI 2 60 94000 0 0 30066 No MI 2 60 236646 0 0 89131 No MI 2 60
000000000000000000 First Lien 20350801 CWHL 2607.716146 360 0.25 PUD 100051000000000000 2 First Lien N 20360101 CWHL 1688.375 360 0.25 PUD 100016000000000000 2 First Lien N 20360201 CWHL 1330.96 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1604.166667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1275 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1633.958333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1682.6875 360 0.25 PUD 100060000000000000 2 First Lien N 20360201 CWHL 1228.68 360 0.25 PUD 100057000000000000 2 First Lien N 20360201 CWHL 1318.78125 360 0.25 PUD 100060000000000000 2 First Lien N 20360201 CWHL 1020.833333 360 0.25 Single Family 100177000000000000 2 First Lien N 20360201 CWHL 1208.756771 360 0.25 PUD 100063000000000000 2 First Lien N 20360101 CWHL 1282.666667 360 0.25 Condominium 100095000000000000 2 First Lien N 20360301 CWHL 2041.666667 360 0.25 PUD 100257000000000000 2 First Lien N 20360201 CWHL 1788.380208 360 0.25 PUD 100288000000000000 2 First Lien N 20360201 CWHL 587.5 360 0.25 Single Family 100276000000000000 2 First Lien N 20360201 CWHL 1281.8325 360 0.25 PUD 100063000000000000 2 First Lien N 20360101 CWHL N
GROUP III 357 6.25 LAKESIDE 400000 2.25 Y 120 GROUP III 357 6.125 AKRON 192000 2.25 Y 84 GROUP III 358 7.375 WINDERMERE 173100 2.25 Y 84 GROUP III 357 6.875 TUCSON 172000 2.25 Y 60 GROUP III 358 5.125 LAS VEGAS 373250 2.25 Y 60 GROUP III 358 6.5 MARYSVILLE 202800 2.25 Y 60 GROUP III 358 6.875 CASTAIC 240000 2.25 Y 60 GROUP III 357 6.125 LAS VEGAS 251486 2.25 Y 60 GROUP III 357 6.125 TRAVERSE CITY 182500 2.25 Y 84 GROUP III 357 5.875 FLOWOOD 132500 2.25 Y 84 GROUP III 358 7 ANTHEM 280000 2.25 Y 60 GROUP III 358 7.5 KISSIMMEE 282736 2.25 Y 60 GROUP III 359 6.875 ADRIAN 148800 2.25 Y 60 GROUP III 358 7.25 FEDERAL WAY 261750 2.25 Y 60 GROUP III 358 6.25 JACKSON 187200 2.25 Y 120 GROUP III 358 5.875 HARRISBURG 183200 2.25 Y 84 GROUP III 357 6.5 NORTH LAS VEGAS 209492 2.25 Y 60 GROUP III
G05 6 CA 20060201 20160101 No_PP G03 20060201 20130101 No_PP G03 20060301 20130201 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201 Prepay G01 20060201 20110101 No_PP G03 20060201 20130101 No_PP G03 20060201 20130101 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G05 20060301 20160201 No_PP G03 20060301 20130201 No_PP G01 20060201 20110101 No_PP G01 66.67 11.25 360 5.875 OH 80.00 11.125 360 7.125 FL 80.00 12.375 360 6.625 AZ 80.00 11.875 360 4.875 NV 80.00 10.125 360 6.25 WA 80.00 11.5 360 6.625 CA 76.43 11.875 360 5.875 NV 80.00 11.125 360 5.875 MI 63.59 11.125 360 5.625 MS 79.10 10.875 360 6.75 AZ 89.47 12 360 7.25 FL 80.00 12.5 360 6.625 MI 80.00 11.875 360 7 WA 75.00 12.25 360 6 WY 80.00 11.25 360 5.625 PA 80.00 10.875 360 6.25 NV 80.00 11.5 360 0 0 0
400000 0 92040 No MI 2 120 192000 0 44313 No MI 2 84 173100 0 34786 No MI 2 84 171950.56 0 0 85757 No MI 2 60 373124.71 0 0 89131 No MI 2 60 202800 0 0 98270 No MI 2 60 240000 0 0 91384 No MI 2 60 251421.76 0 0 89123 No MI 2 60 182500 0 0 49686 No MI 2 84 132310.37 0 0 39232 No MI 2 84 279824.66 0 0 85086 PMI 2 60 282736 0 0 34746 No MI 2 60 148800 0 0 49221 No MI 2 60 261750 0 0 98003 No MI 2 60 187200 0 0 83001 No MI 2 120 183200 0 0 17111 No MI 2 84 209492 0 0 89081 No MI 2 60 229676 N N
2083.333333 0.25 Single Family 2 0.25 Single Family 2 20360101 1063.84375 0.25 PUD 2 20360101 980
360 100110000000000000 First Lien CWHL 360 100039000000000000 First Lien CWHL 360
100032000000000000 First Lien N 20360201 CWHL 985.1334167 360 0.25 PUD 100063000000000000 2 First Lien N 20360101 CWHL 1593.553449 360 0.25 PUD 100125000000000000 2 First Lien N 20360201 CWHL 1098.5 360 0.25 Single Family 100238000000000000 2 First Lien N 20360201 CWHL 1375 360 0.25 Single Family 100301000000000000 2 First Lien N 20360201 CWHL 1283.298567 360 0.25 PUD 100063000000000000 2 First Lien N 20360101 CWHL 931.5104167 360 0.25 Single Family 100039000000000000 2 First Lien N 20360101 CWHL 647.7695198 360 0.25 Single Family 100039000000000000 2 First Lien N 20360101 CWHL 1632.310517 360 0.25 Single Family 100057000000000000 2 First Lien N 20360201 CWHL 1767.1 360 0.25 Single Family 100057000000000000 2 First Lien N 20360201 CWHL 852.5 360 0.25 Single Family 100393000000000000 2 First Lien N 20360301 CWHL 1581.40625 360 0.25 2-4 Family 100188000000000000 2 First Lien N 20360201 CWHL 975 360 0.25 Condominium 100016000000000000 2 First Lien N 20360201 CWHL 896.9166667 360 0.25 Single Family 100098000000000000 2 First Lien N 20360201 CWHL 1134.748333 360 0.25 PUD 100063000000000000 2 First Lien N 20360101 CWHL 1148.38 360
357 6 LAS VEGAS 229676 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 358 6.25 KATY 190450 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 5.875 LAS VEGAS 243996 20060201 2.25 20110101 Y 60 No_PP GROUP III G03 359 6.5 NORTHRIDGE 404000 20060401 2.25 20130301 Y 84 No_PP GROUP III G03 359 6.5 BURBANK 417050 20060401 2.25 20130301 Y 84 Prepay GROUP III G03 359 6.375 POMONA 335200 20060401 2.25 20130301 Y 84 Prepay GROUP III G02 359 6 CORONA 356000 20060401 2.25 20110301 Y 60 Prepay GROUP III G05 359 6.5 LOS ANGELES 253600 20060401 2.25 20160301 Y 120 Prepay GROUP III G01 357 5.375 PELHAM 209000 20060201 2.25 20110101 N 0 No_PP GROUP III G01 358 7.125 MARICOPA 221150 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6 HEBRON 71500 20060301 2.25 20110201 N 0 No_PP GROUP III G01 358 5.75 TUCSON 213350 20060301 2.25 20110201 N 0 No_PP GROUP III G01 358 6.125 CHULUOTA 236000 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 358 6.5 QUAIL VALLEY 326600 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 358 7.5 NORTH LAS VEGAS 136500 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.375 NORTH HOLLYWOOD 100000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 358 6.5 BELLEVUE 400000 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 358
5.75 NV 80.00 11 360 6 TX 79.98 11.25 360 5.625 NV 80.00 10.875 360 6.25 CA 80.00 11.5 360 6.25 CA 41.17 11.5 360 6.125 CA 80.00 11.375 360 5.75 CA 80.00 11 360 6.25 CA 80.00 11.5 360 5.125 AL 80.00 10.375 360 6.875 AZ 80.00 12.125 360 5.75 OH 74.48 11 360 5.5 AZ 89.98 10.75 360 5.875 FL 80.00 11.125 360 6.25 CA 79.99 11.5 360 7.25 NV 72.99 12.5 360 6.125 CA 25.64 11.375 360 6.25 WA 71.75 11.5 360 7.125
0 0.25 89129 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 190450 991.9270833 360 0 0 0.25 77494 PUD No MI 100060000000000000 2 2 First Lien 60 N 20360201 CWHL 243996 1194.56375 360 0 0 0.25 89139 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 403890.58 2187.740642 360 0 0 0.25 91324 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 417050 2259.020833 360 0 0 0.25 91505 2-4 Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 335200 1780.75 360 0 0 0.25 91768 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 356000 1780 360 0 0 0.25 92883 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 253600 1373.666667 360 0 0 0.25 91402 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 208294.27 1170.34 360 0 0 0.25 35124 PUD No MI 100038000000000000 2 2 First Lien 60 N 20360101 CWHL 221150 1313.078125 360 0 0 0.25 85239 PUD No MI 100060000000000000 2 2 First Lien 60 N 20360201 CWHL 71357.28 428.68 360 0 0 0.25 43025 Single Family No MI 100322000000000000 2 2 First Lien 60 N 20360201 CWHL 212903.41 1245.06 360 0 0 0.25 85757 PUD Radian Guaranty 100060000000000000 2 2 First Lien 60 N 20360201 CWHL 236000 1204.583333 360 0 0 0.25 32766 PUD No MI 100293000000000000 2 2 First Lien 60 N 20360201 CWHL 326600 1769.083333 360 0 0 0.25 92587 PUD No MI 100133000000000000 2 2 First Lien 84 N 20360201 CWHL 136500 853.125 360 0 0 0.25 89030 Single Family No MI 100072000000000000 2 2 First Lien 60 N 20360201 CWHL 100000 531.25 360 0 0 0.25 91606 Condominium No MI 100433000000000000 2 2 First Lien 60 N 20360201 CWHL 400000 2166.666667 360 0 0 0.25 98008 Single Family No MI 100277000000000000 2 2 First Lien 120 N 20360201 CWHL 104919.99 644.8207719 360 0 0 0.25
7.375 CIBOLO 104920 2.25 Y 60 GROUP III 354 5.875 FRESNO 284000 2.25 Y 60 GROUP III 358 6.5 LAS VEGAS 268000 2.25 Y 84 GROUP III 358 7.625 TUCSON 236200 2.25 Y 60 GROUP III 358 6.375 SURPRISE 253100 2.25 Y 84 GROUP III 358 6.25 FORT MILL 168300 2.25 Y 120 GROUP III 357 6.375 MORTON GROVE 269750 2.25 Y 60 GROUP III 357 7.25 FORT WORTH 135300 2.25 Y 60 GROUP III 357 7.25 HOLLYWOOD 188000 2.25 Y 60 GROUP III 358 6.875 SAVANNAH 180700 2.25 Y 120 GROUP III 359 6.25 FRAMINGHAM 353000 2.25 Y 120 GROUP III 359 6.375 WOODBRIDGE 308000 2.25 Y 60 GROUP III 358 7.25 MARBURY 114612 2.25 Y 84 GROUP III 359 6.125 COHASSET 410000 2.25 Y 60 GROUP III 358 5.75 QUEEN CREEK 240000 2.25 N 0 GROUP III 358 7.375 MARANA 199492 2.25 Y 60 GROUP III 358 6.625 WOODBINE 252000 2.25 Y 60 GROUP III 358 5.75 LAS VEGAS
TX 20060301 20110201 No_PP G01 20051101 20101001 No_PP G03 20060301 20130201 No_PP G01 20060301 20110201 No_PP G03 20060301 20130201 No_PP G05 20060301 20160201 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G05 20060301 20160201 No_PP G05 20060401 20160301 No_PP G01 20060401 20110301 No_PP G03 20060301 20130201 Prepay G01 20060401 20110301 No_PP G03 20060301 20130201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 80.00 12.375 360 5.625 CA 80.00 10.875 360 6.25 NV 80.00 11.5 360 7.375 AZ 90.00 12.625 360 6.125 AZ 80.00 11.375 360 6 SC 94.99 11.25 360 6.125 IL 65.00 11.375 360 7 TX 79.98 12.25 360 7 MD 80.00 12.25 360 6.625 GA 78.57 11.875 360 6 MA 77.24 11.25 360 6.125 VA 80.00 11.375 360 7 AL 80.00 12.25 360 5.875 MA 36.74 11.125 360 5.5 AZ 78.69 10.75 360 7.125 AZ 80.00 12.375 360 6.375 GA 84.85 11.625 360 5.5 NV 2
100057000000000000 First Lien 60 N 20360201 CWHL 284000 1390.416667 360 0 0 0.25 93722 Single Family No MI 100110000000000000 2 2 First Lien 60 N 20351001 CWHL 268000 1451.666667 360 0 0 0.25 89147 Single Family No MI 100032000000000000 2 2 First Lien 84 N 20360201 CWHL 236200 1500.854167 360 0 0 0.25 85747 Single Family PMI 100057000000000000 2 2 First Lien 60 N 20360201 CWHL 253100 1344.59375 360 0 0 0.25 85379 PUD No MI 100063000000000000 2 2 First Lien 84 N 20360201 CWHL 168299.99 876.5624479 360 0 0 0.25 29715 PUD Republic MIC 100113000000000000 2 2 First Lien 120 N 20360201 CWHL 269750 1433.046875 360 0 0 0.25 60053 Single Family No MI 100099000000000000 2 2 First Lien 60 N 20360101 CWHL 135300 817.4375 360 0 0 0.25 76248 PUD No MI 100133000000000000 2 2 First Lien 60 N 20360101 CWHL 188000 1135.833333 360 0 0 0.25 20636 Single Family No MI 100099000000000000 2 2 First Lien 60 N 20360101 CWHL 180675.33 1035.119078 360 0 0 0.25 31410 Single Family No MI 100443000000000000 2 2 First Lien 120 N 20360201 CWHL 353000 1838.541667 360 0 0 0.25 1701 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 308000 1636.25 360 0 0 0.25 22193 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 114612 692.4475 360 0 0 0.25 36051 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 410000 2092.708333 360 0 0 0.25 2025 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 239497.66 1400.57 360 0 0 0.25 85242 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 199491.99 1226.044522 360 0 0 0.25 85653 Single Family No MI 100057000000000000 2 2 First Lien 60 N 20360201 CWHL 252000 1391.25 360 0 0 0.25 31569 Single Family Radian Guaranty 100086000000000000 2 2 First Lien 60 N 20360201 CWHL 180000 862.5 360 0 0 0.25 89108 Condominium 2
78108 No MI
PUD N
180000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 5.125 LAS VEGAS 367600 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 4.625 FREDERICKSBURG 275992 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 4.25 FREDERICKSBURG 259150 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 358 7.25 CASSELBERRY 106000 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 354 6.25 WAILUKU 451781.3 20051101 2.25 20121001 Y 84 No_PP GROUP III G03 359 6.375 KISSIMMEE 364204 20060401 2.25 20130301 Y 84 No_PP GROUP III G03 358 6.25 SULTAN 168000 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 358 5.625 NUEVO AREA 178000 20060301 2.25 20160201 Y 120 No_PP GROUP III G05 358 7.25 SANTA ANA 271200 20060301 2.25 20160201 Y 120 Prepay GROUP III G01 358 6 VERONA 170400 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 5.75 BROCKTON 300000 20060301 2.25 20110201 N 0 No_PP GROUP III G03 359 6.375 HENDERSON 120940 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 357 6 JACKSONVILLE 297376 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 6.875 TUCSON 191187 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 358 6.5 NORTH LAS VEGAS 279956 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.75 GLENDALE 272041 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.5 OCEAN CITY 319900 20060301
80.00 10.75 360 4.875 NV 89.99 10.125 360 4.375 VA 80.00 9.625 360 4 VA 79.99 9.25 360 7 FL 58.85 12.25 360 6 HI 79.96 11.25 360 6.125 FL 80.00 11.375 360 6 WA 80.00 11.25 360 5.375 CA 74.17 10.625 360 7 CA 80.00 12.25 360 5.75 VA 80.00 11 360 5.5 MA 68.18 10.75 360 6.125 NV 50.00 11.375 360 5.75 FL 80.00 11 360 6.625 AZ 80.00 11.875 360 6.25 NV 80.00 11.5 360 6.5 AZ 80.00 11.75 360 6.25 MD 79.99
No MI 100125000000000000 2 2 First Lien 60 N 20360201 CWHL 367600 1569.958333 360 0 0 0.25 89138 PUD GE Capital MI 100125000000000000 2 2 First Lien 60 N 20360201 CWHL 275992 1063.719167 360 0 0 0.25 22401 PUD No MI 100051000000000000 2 2 First Lien 60 N 20360101 CWHL 259150 917.8229167 360 0 0 0.25 22401 PUD No MI 100051000000000000 2 2 First Lien 60 N 20360101 CWHL 106000 640.4166667 360 0 0 0.25 32707 PUD No MI 100051000000000000 2 2 First Lien 60 N 20360201 CWHL 451781.3 2353.027604 360 0 0 0.25 96793 Single Family No MI 2 2 First Lien 84 N 20351001 CWHL 364204 1934.83375 360 0 0 0.25 34746 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 168000 875 360 0 0 0.25 98294 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 178000 834.375 360 0 0 0.25 92567 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 271200 1638.5 360 0 0 0.25 92704 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 170355 851.775 360 0 0 0.25 24482 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 299372.06 1750.72 360 0 0 0.25 2301 2-4 Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 120939.99 642.4936969 360 0 0 0.25 89044 Single Family No MI 100057000000000000 2 2 First Lien 84 N 20360301 CWHL 297376 1486.88 360 0 0 0.25 32225 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 191187 1095.342188 360 0 0 0.25 85757 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 279956 1516.428333 360 0 0 0.25 89084 PUD No MI 100057000000000000 2 2 First Lien 60 N 20360201 CWHL 272041 1530.230625 360 0 0 0.25 85310 PUD No MI 100101000000000000 2 2 First Lien 60 N 20360201 CWHL 319900 1732.791667 360 0 0 0.25 21842 Condominium No MI 100233000000000000
2.25 Y
60 GROUP III
20110201 No_PP G05 20060301 20160201 Prepay G01 20060301 20110201 No_PP G03 20060301 20130201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G05 20060301 20160201 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G03 20060301 20130201 Prepay G01 20050901 20100801 No_PP G03 20060101 20121201 Prepay G01 20060301 20110201 No_PP G01 20050201 20100101 No_PP G01 20060101 20101201 No_PP G01 20060301 20110201 No_PP G05 20060201 20160101 No_PP G01 20060301 20110201
11.5 360 7 CA 80.00 12.25 360 5.875 CA 77.22 11.125 360 6.25 NV 80.00 11.5 360 6.75 AZ 89.99 12 360 6.75 VA 80.00 12 360 5.75 CA 68.75 11 360 5.625 CA 80.00 10.875 360 5.625 NV 80.00 10.875 360 6.5 CA 80.00 11.75 360 5.5 FL 89.95 10.75 360 5.625 FL 80.00 10.875 360 4 IN 79.73 9.25 360 5.25 AR 89.73 10.5 360 6 MI 84.13 11.25 360 7.375 FL 80.00 12.625 360 5.625 FL 75.23 10.875 360 6 CO 80.00 11.25
358 7.25 PALMDALE 305600 2.25 Y 120 GROUP III 358 6.125 HAYWARD 417000 2.25 Y 60 GROUP III 358 6.5 LAS VEGAS 224800 2.25 Y 84 GROUP III 358 7 SCOTTSDALE 168400 2.25 Y 60 GROUP III 358 7 NORFOLK 292000 2.25 Y 60 GROUP III 358 6 HEMET 275000 2.25 Y 120 GROUP III 357 5.875 ROMOLAND 276000 2.25 Y 60 GROUP III 357 5.875 LAS VEGAS 228792 2.25 Y 60 GROUP III 358 6.75 LOS ANGELES 284000 2.25 Y 84 GROUP III 352 5.75 APOPKA 221275 2 N 0 GROUP III 356 5.875 DAVIE 172000 2.25 Y 84 GROUP III 358 4.25 PITTSBORO 378700 2.25 Y 60 GROUP III 345 5.5 LITTLE ROCK 131000 2.25 Y 60 GROUP III 356 6.25 WYOMING 206950 2.25 N 0 GROUP III 358 7.625 KISSIMMEE 161812 2.25 Y 60 GROUP III 357 5.875 APOPKA 285486.76 2.25 Y 120 GROUP III 358 6.25 AURORA 179960 2.25
2 First Lien 20360201 CWHL 1846.333333 360 0 0 0.25 93551 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 417000 2128.4375 360 0 0 0.25 94544 Single Family No MI 100039000000000000 2 2 First Lien 60 N 20360201 CWHL 224800 1217.666667 360 0 0 0.25 89139 PUD No MI 100077000000000000 2 2 First Lien 84 N 20360201 CWHL 168400 982.3333333 360 0 0 0.25 85260 Condominium United Guaranty 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 292000 1703.333333 360 0 0 0.25 23507 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 275000 1375 360 0 0 0.25 92545 Single Family No MI 100316000000000000 2 2 First Lien 120 N 20360201 CWHL 276000 1351.25 360 0 0 0.25 92585 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 228792 1120.1275 360 0 0 0.25 89149 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 284000 1597.5 360 0 0 0.25 90001 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 219396.06 1291.3 360 0 0 0.25 32712 PUD PMI 100016000000000000 2 2 First Lien 60 N 20350801 CWHL 171999.32 842.0800042 360 0 0 0.25 33324 Condominium No MI 100016000000000000 1.75 2 First Lien 84 N 20351201 CWHL 378698.46 1341.223713 360 0 0 0.25 46167 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 131000 600.4166667 360 0 0 0.25 72204 Single Family United Guaranty 100016000000000000 2 2 First Lien 60 N 20350101 CWHL 206158.72 1274.23 360 0 0 0.25 49418 Single Family YES 2 2 First Lien 60 N 20351201 CWHL 161812 1028.180417 360 0 0 0.25 34746 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 285265.1 1396.610385 360 0 0 0.25 32712 PUD No MI 2 2 First Lien 120 N 20360101 CWHL 179960 937.2916667 360 0 0 0.25 80013 PUD No MI 100016000000000000 2 2 First Lien N
2 60 305600
60 GROUP III 358 5.625 TUCSON 252000 2.25 Y 60 GROUP III 358 6.625 HAWTHORNE 393600 2.25 Y 84 GROUP III 359 6.875 SOUTH GATE 340000 2.25 Y 84 GROUP III 359 6.875 LOS ANGELES 288000 2.25 Y 84 GROUP III 358 6.625 OCEANSIDE 352000 2.25 Y 84 GROUP III 358 5.625 ALEXANDRIA 262200 2.25 Y 60 GROUP III 359 7.375 MONTCLAIR 411483 2.25 Y 60 GROUP III 358 6.75 LAS VEGAS 194200 2.25 Y 84 GROUP III 358 5.875 PLUMAS LAKE 365113 2.25 Y 60 GROUP III 357 6.25 LAS VEGAS 254450 2.25 Y 60 GROUP III 358 7.25 TUCSON 180275 2.25 Y 60 GROUP III 357 7.25 TUCSON 237942 2.25 Y 60 GROUP III 358 6.25 PARKER 262713 2.25 Y 84 GROUP III 357 7.125 TOLLESON 219850 2.25 Y 60 GROUP III 357 4.25 FREDERICKSBURG 399992 2.25 Y 60 GROUP III 357 4.25 FREDERICKSBURG 364792 2.25 Y 60 GROUP III 357 4.25 FREDERICKSBURG 325592 2.25 Y 36
No_PP G01
360 5.375 AZ 0
60 252000 0 85742 No MI
N PUD
20360201 1181.25 0.25 2
CWHL 360
20060301 20110201 No_PP G03 20060301 20130201 Prepay G03 20060401 20130301 Prepay G03 20060401 20130301 Prepay G03 20060301 20130201 Prepay G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G03 20060301 20130201 Prepay G01 20060301 20110201 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060201 20110101 No_PP G03 20060301 20130201 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP
76.36 360
80.00 360
80.00 360
80.00 360
80.00 360
68.64 360
80.00 360
79.99 360
90.00 360
89.99 360
64.32 360
90.00 360
80.00 360
94.98 360
80.00 360
80.00 360
80.00 360
100016000000000000 First Lien 20360201 CWHL 2173 360 6.375 0 0 0.25 CA 90250 Single Family No MI 100016000000000000 11.625 2 2 First Lien 84 N 20360201 CWHL 340000 1947.916667 360 6.625 0 0 0.25 CA 90280 Single Family No MI 100016000000000000 11.875 2 2 First Lien 84 N 20360301 CWHL 288000 1650 360 6.625 0 0 0.25 CA 90003 Single Family No MI 100016000000000000 11.875 2 2 First Lien 84 N 20360301 CWHL 351943.33 1943.020468 360 6.375 0 0 0.25 CA 92056 PUD No MI 100016000000000000 11.625 2 2 First Lien 84 N 20360201 CWHL 261700 1226.71875 360 5.375 0 0 0.25 VA 22302 Condominium No MI 100016000000000000 10.625 2 2 First Lien 60 N 20360201 CWHL 411483 2528.905938 360 7.125 0 0 0.25 CA 91763 Single Family No MI 100016000000000000 12.375 2 2 First Lien 60 N 20360301 CWHL 194200 1092.375 360 6.5 0 0 0.25 NV 89122 PUD No MI 100016000000000000 11.75 2 2 First Lien 84 N 20360201 CWHL 365023.62 1787.094806 360 5.625 0 0 0.25 CA 95961 Single Family United Guaranty 100016000000000000 10.875 2 2 First Lien 60 N 20360201 CWHL 254350 1324.739583 360 6 0 0 0.25 NV 89166 PUD Mortgage Guaranty In 100063000000000000 11.25 2 2 First Lien 60 N 20360101 CWHL 180275 1089.161458 360 7 0 0 0.25 AZ 85747 PUD No MI 100063000000000000 12.25 2 2 First Lien 60 N 20360201 CWHL 237942 1437.56625 360 7 0 0 0.25 AZ 85757 PUD Radian Guaranty 100063000000000000 12.25 2 2 First Lien 60 N 20360101 CWHL 262713 1368.296875 360 6 0 0 0.25 CO 80134 PUD No MI 100063000000000000 11.25 2 2 First Lien 84 N 20360201 CWHL 219850 1305.359375 360 6.875 0 0 0.25 AZ 85353 PUD Mortgage Guaranty In 100063000000000000 12.125 2 2 First Lien 60 N 20360101 CWHL 399992 1416.638333 360 4 0 0 0.25 VA 22407 PUD No MI 100051000000000000 9.25 2 2 First Lien 60 N 20360101 CWHL 364792 1291.971667 360 4 0 0 0.25 VA 22407 PUD No MI 100051000000000000 9.25 2 2 First Lien 60 N 20360101 CWHL 325592 1153.138333 360 4 0 0 0.25 VA 22401 PUD No MI 100051000000000000 9.25 2 2 First Lien 60 N 20360101 CWHL 10.625 2 60 393600 N
GROUP III G01 358 6.5 INDIO 246853 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 4.25 FREDERICKSBURG 309592 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 359 6 DRAPER 330650 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 5.875 MURRIETA 268000 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 359 5.375 PARADISE VALLEY 254000 20060401 2.25 20160301 Y 120 No_PP GROUP III G03 358 6 RENO 160000 20060301 2.25 20130201 Y 84 No_PP GROUP III G03 358 6.75 NORTH KINGSTOWN 190000 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 358 6.5 HAGERSTOWN 265300 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 6 NAPLES 213000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 5.75 HIGHLANDS RANCH 360000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 358 6.125 LOS BANOS 332000 20060301 2.25 20160201 Y 120 Prepay GROUP III G01 358 5.125 FIREBAUGH 224000 20060301 2.75 20110201 Y 60 No_PP GROUP III G01 359 6.75 GILBERT 240000 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 359 7.5 PEMBROKE PINES 190300 20060401 2.25 20110301 Y 60 Prepay GROUP III G02 359 6.625 VILLAGE OF PALMETTO BAY 352000 20060401 2.25 20110301 Y 60 Prepay GROUP III G03 359 5.875 OKLAHOMA CITY 110700 20060401 2.25 20130301 Y 84 No_PP GROUP III G05 359 6.125 CAPE CORAL 245600 20060401 2.25 20160301 Y 120 No_PP GROUP III G03
246853 6.25 CA 56.77 11.5 360 4 VA 80.00 9.25 360 5.75 UT 0 0 0 0 92201 No MI 2 60 309592 0 22401 No MI 2 60 330650 N N PUD PUD
1337.120417 0.25 2
360 100051000000000000 First Lien CWHL 360 100051000000000000 First Lien CWHL 360
20360201 1096.471667 0.25 2
79.99 360
62.47 360
59.76 360
53.33 360
80.00 360
80.00 360
56.95 360
80.00 360
79.62 360
89.60 360
80.00 360
79.99 360
80.00 360
63.99 360
80.00 360
0 84020 PUD No MI 100016000000000000 11 2 2 First Lien 60 N 20360301 CWHL 268000 1312.083333 360 5.625 0 0 0.25 CA 92562 Single Family No MI 100016000000000000 10.875 2 2 First Lien 60 N 20360301 CWHL 254000 1137.708333 360 5.125 0 0 0.25 AZ 85253 Single Family No MI 100016000000000000 10.375 2 2 First Lien 120 N 20360301 CWHL 160000 800 360 5.75 0 0 0.25 NV 89502 Single Family No MI 100016000000000000 11 2 2 First Lien 84 N 20360201 CWHL 189971.61 1068.590306 360 6.5 0 0 0.25 RI 2852 Single Family No MI 100016000000000000 11.75 2 2 First Lien 84 N 20360201 CWHL 265300 1437.041667 360 6.25 0 0 0.25 MD 21742 Condominium No MI 100016000000000000 11.5 2 2 First Lien 60 N 20360201 CWHL 213000 1065 360 5.75 0 0 0.25 FL 34105 PUD No MI 100016000000000000 11 2 2 First Lien 60 N 20360301 CWHL 360000 1725 360 5.5 0 0 0.25 CO 80130 PUD No MI 100016000000000000 10.75 2 2 First Lien 60 N 20360201 CWHL 331949.99 1694.328074 360 5.875 0 0 0.25 CA 93635 Single Family No MI 100016000000000000 11.125 2 2 First Lien 120 N 20360201 CWHL 224000 956.6666667 360 4.485 0.39 0 0.25 CA 93622 Single Family Republic MIC 100016000000000000 10.125 2 2 First Lien 60 N 20360201 CWHL 240000 1350 360 6.5 0 0 0.25 AZ 85297 Single Family No MI 100134000000000000 11.75 2.11 2 First Lien 60 N 20360301 CWHL 190300 1189.375 360 7.25 0 0 0.25 FL 33025 Condominium No MI 100016000000000000 12.5 2 2 First Lien 60 N 20360301 CWHL 352000 1943.333333 360 6.375 0 0 0.25 FL 33157 Single Family No MI 100016000000000000 11.625 2 2 First Lien 60 N 20360301 CWHL 110700 541.96875 360 5.625 0 0 0.25 OK 73150 Single Family No MI 100016000000000000 10.875 2 2 First Lien 84 N 20360301 CWHL 245600 1253.583333 360 5.875 0 0 0.25 FL 33993 Single Family No MI 100016000000000000 11.125 2 2 First Lien 120 N 20360301 CWHL 375000 1953.125 360
20360101 1653.25 0.25
358 6.25 WESTPORT 375000 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 359 6.125 VENTNOR CITY 260000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 7.375 LOS ANGELES 409600 20060401 2.25 20110301 Y 60 Prepay GROUP III G05 359 6.125 INDIO 320000 20060401 2.25 20160301 Y 120 Prepay GROUP III G03 359 6 CLACKAMAS 133000 20060401 2.25 20130301 Y 84 Prepay GROUP III G03 359 7.25 SAN BERNARDINO 136000 20060401 2.25 20130301 Y 84 No_PP GROUP III G03 359 6.625 PHOENIX 231000 20060401 2.25 20130301 Y 84 No_PP GROUP III G05 358 6.375 NEWNAN 309600 20060301 2.25 20160201 Y 120 No_PP GROUP III G03 358 7 SPARKS 320000 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 359 6.125 BAKERSFIELD 113200 20060401 2.75 20160301 N 0 No_PP GROUP III G01 358 5.875 RESTON 229920 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 358 6.375 MONTGOMERY VILLAGE 312800 20060301 2.25 20130201 Y 84 Prepay GROUP III G01 359 6.125 FIFE 222360 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 5.875 FEDERAL WAY 133605 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 6.25 ATLANTA 301250 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 359 6 DALLAS 118000 20060401 2.25 20160301 N 0 No_PP GROUP III G01 359 5.625 MESA 217100 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358
6 MA 68.18 11.25 360 5.875 NJ 49.81 11.125 360 7.125 CA 80.00 12.375 360 5.875 CA 80.00 11.125 360 5.75 OR 51.15 11 360 7 CA 50.00 12.25 360 6.375 AZ 70.00 11.625 360 6.125 GA 80.00 11.375 360 6.75 NV 80.00 12 360 5.875 CA 49.22 11.125 360 5.625 VA 80.00 10.875 360 6.125 MD 80.00 11.375 360 5.875 WA 80.00 11.125 360 5.625 WA 90.00 10.875 360 6 GA 92.69 11.25 360 5.75 TX 42.36 11 360 5.375 AZ 72.37 10.625 360 5.75
100016000000000000 First Lien 84 N 20360201 CWHL 260000 1327.083333 360 0 0 0.25 8406 2-4 Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 409600 2517.333333 360 0 0 0.25 90011 2-4 Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 320000 1633.333333 360 0 0 0.25 92201 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 132888.93 664.44465 360 0 0 0.25 97015 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 136000 821.6666667 360 0 0 0.25 92411 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 231000 1275.3125 360 0 0 0.25 85050 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 309600 1644.75 360 0 0 0.25 30263 PUD No MI 100134000000000000 2 2 First Lien 120 N 20360201 CWHL 320000 1866.666667 360 0 0 0.25 89436 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 113089.97 687.82 360 0 0 0.25 93308 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 229920 1125.65 360 0 0 0.25 20190 Condominium No MI 100016000000000000 2.5 2 First Lien 60 N 20360201 CWHL 312800 1661.75 360 0 0 0.25 20886 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 222360 1134.9625 360 0 0 0.25 98424 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 133605 654.1078125 360 0 0 0.25 98023 Condominium United Guaranty 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 301250 1569.010417 360 0 0 0.25 30310 2-4 Family GE Capital MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 117882.53 707.47 360 0 0 0.25 75219 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 217100 1017.65625 360 0 0 0.25 85203 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 332000 1660 360 0 0 0.25 2
0 2790 No MI 2
0.25 2-4 Family N
6 TEMPE 332000 2.25 Y 60 GROUP III 359 6.875 PARMA 100800 2.25 Y 60 GROUP III 359 7 COMPTON 222000 2.25 Y 120 GROUP III 359 6.75 TUSCALOOSA 79900 2.25 Y 60 GROUP III 359 5.75 PARKER 105440 2.25 Y 60 GROUP III 358 6 PHOENIX 408000 2.25 Y 84 GROUP III 359 5.625 KENNESAW 234400 2.25 Y 60 GROUP III 359 6 SEATTLE 360000 2.25 Y 120 GROUP III 358 6.625 CLARKESVILLE 309000 2.25 N 0 GROUP III 359 6 BOTHELL 218400 2.25 Y 60 GROUP III 359 6.25 FEDERAL WAY 236700 2.875 Y 60 GROUP III 359 6 GREENFIELD 175000 2.25 Y 60 GROUP III 359 6.625 YORBA LINDA 381520 2.25 Y 60 GROUP III 358 7.125 CARTERSVILLE 84900 2.25 Y 60 GROUP III 359 7.25 CHICAGO 303200 2.25 Y 60 GROUP III 359 6.125 LAKEWOOD 400000 2.25 Y 60 GROUP III 359 6.25 APOPKA 268000 2.25 Y 84 GROUP III 359 5.875 LAS VEGAS
20060301 20110201 No_PP G01 20060401 20110301 No_PP G05 20060401 20160301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G03 20060301 20130201 Prepay G01 20060401 20110301 No_PP G05 20060401 20160301 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G03 20060401 20130301 No_PP G03
80.00 360
80.00 360
69.38 360
79.98 360
80.00 360
79.84 360
80.00 360
80.00 360
71.86 360
80.00 360
90.00 360
68.63 360
80.00 360
73.89 360
80.00 360
76.34 360
80.00 360
85282 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 100800 577.5 360 6.625 0 0 0.25 OH 44134 Single Family No MI 100016000000000000 11.875 2 2 First Lien 60 N 20360301 CWHL 222000 1295 360 6.75 0 0 0.25 CA 90222 Single Family No MI 100016000000000000 12 2 2 First Lien 120 N 20360301 CWHL 79900 449.4375 360 6.5 0 0 0.25 AL 35406 PUD No MI 100016000000000000 11.75 2 2 First Lien 60 N 20360301 CWHL 105270.16 504.4195167 360 5.5 0 0 0.25 CO 80134 Condominium No MI 100016000000000000 10.75 2 2 First Lien 60 N 20360301 CWHL 408000 2040 360 5.75 0 0 0.25 AZ 85086 PUD No MI 100016000000000000 11 2 2 First Lien 84 N 20360201 CWHL 234400 1098.75 360 5.375 0 0 0.25 GA 30152 PUD No MI 100016000000000000 10.625 2 2 First Lien 60 N 20360301 CWHL 360000 1800 360 5.75 0 0 0.25 WA 98177 Single Family No MI 100016000000000000 11 2 2 First Lien 120 N 20360301 CWHL 308453.25 1978.56 360 6.375 0 0 0.25 GA 30523 Single Family No MI 100016000000000000 11.625 2 2 First Lien 60 N 20360201 CWHL 218127.6 1090.638 360 5.75 0 0 0.25 WA 98012 Single Family No MI 100134000000000000 11 2 2 First Lien 60 N 20360301 CWHL 236700 1232.8125 360 5.51 0.49 0 0.25 WA 98003 Single Family Republic MIC 100016000000000000 11.25 2 2 First Lien 60 N 20360301 CWHL 175000 875 360 5.75 0 0 0.25 NH 3047 Single Family No MI 100016000000000000 12 2.135 2 First Lien 60 N 20360301 CWHL 381520 2106.308333 360 6.375 0 0 0.25 CA 92887 Condominium No MI 100134000000000000 11.625 2 2 First Lien 60 N 20360301 CWHL 84896.45 504.0726719 360 6.875 0 0 0.25 GA 30120 PUD No MI 100134000000000000 12.125 2 2 First Lien 60 N 20360201 CWHL 303200 1831.833333 360 7 0 0 0.25 IL 60641 2-4 Family No MI 100016000000000000 12.25 2 2 First Lien 60 N 20360301 CWHL 400000 2041.666667 360 5.875 0 0 0.25 CA 90713 Single Family No MI 100134000000000000 11.125 2 2 First Lien 60 N 20360301 CWHL 268000 1395.833333 360 6 0 0 0.25 FL 32712 PUD No MI 100016000000000000 11.25 2 2 First Lien 84 N 20360301 CWHL 280000 1370.833333 360 5.625 0 0 0.25 NV 89130 PUD 11
AZ
280000 20060401 2.25 20130301 Y 84 No_PP GROUP III G05 359 6.25 NORTH LAS VEGAS 157400 20060401 2.875 20160301 Y 120 No_PP GROUP III G01 358 5.125 APACHE JUNCTION 160000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 359 6.875 CANTON 271642 20060401 2.25 20160301 Y 120 Prepay GROUP III G01 359 6.125 LAS VEGAS 285300 20060401 2.875 20110301 Y 60 Prepay GROUP III G01 358 5.5 PORT HUENEME 231000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 5.875 WOODBRIDGE 324000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 5.875 FORT WASHINGTON 210000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 7.5 NOBLESVILLE 142380 20060401 2.25 20110301 N 0 Prepay GROUP III G03 359 6.5 LOS ANGELES 359200 20060401 2.25 20130301 Y 84 Prepay GROUP III G03 359 6.5 HUNTINGTON PARK 399200 20060401 2.25 20130301 Y 84 Prepay GROUP III G03 358 6.5 LOS ANGELES 344000 20060301 2.25 20130201 Y 84 Prepay GROUP III G05 358 6.375 CAPE CORAL 218400 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 359 7.25 CHICAGO 224000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 7.625 CHICAGO 299925 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 6 ORLANDO 237956 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 5.875 PLAINVIEW 156000 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 7.125 NAVARRE 224976 20060401
80.00 360
85.78 360
78.43 360
70.00 360
90.00 360
39.49 360
80.00 360
80.00 360
90.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
75.00 360
80.00 360
80.00 360
80.00
No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 157400 819.7916667 360 5.53 0.47 0 0.25 NV 89030 Single Family YES 100016000000000000 11.25 2 2 First Lien 120 N 20360301 CWHL 160000 683.3333333 360 4.875 0 0 0.25 AZ 85220 Single Family No MI 100016000000000000 10.125 2.155 2 First Lien 60 N 20360201 CWHL 271642 1556.282292 360 6.625 0 0 0.25 GA 30114 PUD No MI 100016000000000000 11.875 2 2 First Lien 120 N 20360301 CWHL 285300 1456.21875 360 5.385 0.49 0 0.25 NV 89139 PUD Republic MIC 100016000000000000 11.125 2 2 First Lien 60 N 20360301 CWHL 230800 1057.833333 360 5.25 0 0 0.25 CA 93041 Condominium No MI 100016000000000000 10.5 2.135 2 First Lien 60 N 20360201 CWHL 323925 1585.882813 360 5.625 0 0 0.25 VA 22192 PUD No MI 100016000000000000 10.875 2 2 First Lien 60 N 20360201 CWHL 210000 1028.125 360 5.625 0 0 0.25 MD 20744 PUD No MI 100016000000000000 10.875 2 2 First Lien 60 N 20360201 CWHL 142274.34 995.54 360 7.25 0 0 0.25 IN 46060 Single Family Republic MIC 100016000000000000 12.5 2 2 First Lien 60 N 20360301 CWHL 359200 1945.666667 360 6.25 0 0 0.25 CA 90011 Single Family No MI 100016000000000000 11.5 2 2 First Lien 84 N 20360301 CWHL 399200 2162.333333 360 6.25 0 0 0.25 CA 90255 Single Family No MI 100016000000000000 11.5 2 2 First Lien 84 N 20360301 CWHL 344000 1863.333333 360 6.25 0 0 0.25 CA 90047 Single Family No MI 100016000000000000 11.5 2 2 First Lien 84 N 20360201 CWHL 218400 1160.25 360 6.125 0 0 0.25 FL 33909 Single Family No MI 100016000000000000 11.375 2 2 First Lien 120 N 20360201 CWHL 224000 1353.333333 360 7 0 0 0.25 IL 60647 2-4 Family No MI 100016000000000000 12.25 2 2 First Lien 60 N 20360301 CWHL 299925 1905.773438 360 7.375 0 0 0.25 IL 60619 2-4 Family No MI 100016000000000000 12.625 2 2 First Lien 60 N 20360301 CWHL 237956 1189.78 360 5.75 0 0 0.25 FL 32828 PUD No MI 100016000000000000 11 2 2 First Lien 60 N 20360301 CWHL 156000 763.75 360 5.625 0 0 0.25 MN 55964 Single Family No MI 100016000000000000 10.875 2 2 First Lien 60 N 20360301 CWHL 224976 1335.795 360 6.875 0 0 0.25 FL 32566 PUD No MI 100016000000000000 10.875
2.25 Y
60 GROUP III
20110301 Prepay G03 20060301 20130201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G05 20060401 20160301 Prepay G03 20060401 20130301 No_PP G03 20060401 20130301 No_PP G02 20060401 20110301 Prepay G05 20060301 20160201 Prepay G02 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G05 20060401 20160301 Prepay G01 20060401 20110301
12.125 360 5.625 WA 80.00 10.875 360 5.75 CO 80.00 11 360 6 IL 80.00 11.25 360 7.125 IL 70.00 12.375 360 5.125 CO 79.98 10.375 360 7.125 CT 80.00 12.375 360 5.875 MA 80.00 11.125 360 6 VA 64.29 11.25 360 7.125 FL 80.00 12.375 360 6.25 FL 80.00 11.5 360 6.625 FL 80.00 11.875 360 6.125 FL 70.00 11.375 360 6.5 WA 70.00 11.75 360 4.75 WA 80.00 10 360 7 FL 90.00 12.25 360 6.125 AZ 80.00 11.375 360 6.5 FL 75.00 11.75 0
2 60 232000 0 98133 No MI
358 5.875 SHORELINE 232000 2.25 Y 84 GROUP III 358 6 LOVELAND 177532 2.25 Y 60 GROUP III 358 6.25 CHICAGO 260000 2.25 Y 60 GROUP III 358 7.375 AURORA 199500 2.25 Y 60 GROUP III 359 5.375 LOVELAND 184400 2.25 Y 60 GROUP III 359 7.375 NORWALK 244000 2.25 N 0 GROUP III 359 6.125 AUBURN 252000 2.25 Y 84 GROUP III 359 6.25 SUFFOLK 225000 2.25 Y 84 GROUP III 359 7.375 ORLANDO 197600 2.25 Y 60 GROUP III 358 6.5 KISSIMMEE 156000 2.25 Y 120 GROUP III 359 6.875 SANFORD 168000 2.25 Y 60 GROUP III 359 6.375 SANFORD 143500 2.25 Y 60 GROUP III 359 6.75 PUYALLUP 291900 2.25 Y 60 GROUP III 359 5 LYNNWOOD 148436 2.25 Y 60 GROUP III 359 7.25 OCALA 147537 2.25 Y 60 GROUP III 359 6.375 PHOENIX 193600 2.25 Y 120 GROUP III 359 6.75 ORLANDO 94275 2.25
2 84 N 177487.62 0 0 80537 PUD No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 260000 1354.166667 360 0 0 0.25 60649 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 199500 1226.09375 360 0 0 0.25 60505 2-4 Family No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 184400 825.9583333 360 0 0 0.25 80538 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 243814.33 1685.25 360 0 0 0.25 6855 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 252000 1286.25 360 0 0 0.25 1501 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 225000 1171.875 360 0 0 0.25 23435 Single Family No MI 100134000000000000 2 2 First Lien 84 N 20360301 CWHL 197600 1214.416667 360 0 0 0.25 32818 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 156000 845 360 0 0 0.25 34744 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 168000 962.5 360 0 0 0.25 32773 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 143500 762.34375 360 0 0 0.25 32773 PUD No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 291900 1641.9375 360 0 0 0.25 98375 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 148436 618.4833333 360 0 0 0.25 98087 Condominium No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 147537 891.369375 360 0 0 0.25 34473 PUD United Guaranty 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 193600 1028.5 360 0 0 0.25 85040 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 94160.67 529.6537687 360 0 0 0.25 32822 Condominium No MI 100016000000000000 2 2 First Lien
2 First Lien 20360301 CWHL 1135.833333 360 0.25 Single Family 100016000000000000 2 First Lien 20360201 CWHL 887.4381 360 0.25
60 GROUP III 359 6 INDIALANTIC 251250 2.25 Y 84 GROUP III 359 6 FAIRFAX 284720 2.25 Y 84 GROUP III 359 6.75 LA PUENTE 372000 2.25 Y 60 GROUP III 359 6 PHILADELPHIA 256000 2.25 Y 120 GROUP III 359 7.625 LAS VEGAS 100000 2.25 Y 84 GROUP III 359 6 LANCASTER 204000 2.25 Y 60 GROUP III 359 6.875 MORGAN HILL 997500 2.25 Y 84 GROUP III 359 7.25 SIMI VALLEY 440000 2.25 Y 60 GROUP III 359 7 DEAL BORO 656250 2.25 N 0 GROUP III 359 6.625 MARTINEZ 476000 2.25 Y 120 GROUP III 359 7.125 LOS ANGELES 862500 2.25 Y 60 GROUP III 359 7.125 LOS ANGELES 680000 2.25 Y 84 GROUP III 359 7.25 DULUTH 1000000 2.25 Y 60 GROUP III 359 7.875 KEY LARGO 910000 2.25 Y 60 GROUP III 359 6.5 ANNANDALE 433600 2.25 Y 60 GROUP III 359 7.125 LOS ANGELES 813750 2.25 Y 60 GROUP III 359 7.125 LOS ANGELES 780000 2.25 Y 60
No_PP G03
360 5.75 FL 0 11 360 5.75 VA
60 251150 0
20360301 1255.75 0.25
CWHL 360
20060401 20130301 No_PP G03 20060401 20130301 No_PP G01 20060401 20110301 No_PP G05 20060401 20160301 No_PP G03 20060401 20130301 No_PP G01 20060401 20110301 No_PP G04 20060401 20130301 No_PP G02 20060401 20110301 No_PP G04 20060401 20130301 No_PP G05 20060401 20160301 Prepay G02 20060401 20110301 No_PP G04 20060401 20130301 Prepay G02 20060401 20110301 No_PP G02 20060401 20110301 Prepay G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP
75.00
80.00 11 360 6.5 CA 80.00 11.75 360 5.75 PA 80.00 11 360 7.375 NV 52.66 12.625 360 5.75 CA 80.00 11 360 6.625 CA 75.00 11.875 360 7 CA 80.00 12.25 360 6.75 NJ 75.00 12 360 6.375 CA 80.00 11.625 360 6.875 CA 75.00 12.125 360 6.875 CA 80.00 12.125 360 7 GA 64.72 12.25 360 7.625 FL 65.00 12.875 360 6.25 VA 80.00 11.5 360 6.875 CA 75.00 12.125 360 6.875 CA 75.00 12.125 360
32903 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 284720 1423.6 360 0 0 0.25 22031 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 372000 2092.5 360 0 0 0.25 91744 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 256000 1280 360 0 0 0.25 19128 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 100000 635.4166667 360 0 0 0.25 89113 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 204000 1020 360 0 0 0.25 93534 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 997500 5714.84375 360 0 0 0.25 95037 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 440000 2658.333333 360 0 0 0.25 93065 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 655712.07 4366.05 360 0 0 0.25 7723 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 476000 2627.916667 360 0 0 0.25 94553 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 862500 5121.09375 360 0 0 0.25 90056 2-4 Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 680000 4037.5 360 0 0 0.25 91423 Single Family No MI 100134000000000000 2 2 First Lien 84 N 20360301 CWHL 1000000 6041.666667 360 0 0 0.25 30097 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 910000 5971.875 360 0 0 0.25 33037 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 433600 2348.666667 360 0 0 0.25 22003 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 813750 4831.640625 360 0 0 0.25 90004 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 780000 4631.25 360 0 0 0.25 90004 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL
GROUP III 359 7.5 LOS ANGELES 862500 2.25 Y 60 GROUP III 359 7.5 SAN LORENZO 520000 2.25 Y 84 GROUP III 359 6.625 ACTON 592500 2.25 Y 84 GROUP III 357 6.125 LAS VEGAS 311521 2.25 Y 60 GROUP III 357 7.125 TOLLESON 239100 2.25 Y 60 GROUP III 357 6.125 LAS VEGAS 204600 2.25 Y 60 GROUP III 357 7.125 TEMPLE HILLS 353880 2.25 Y 60 GROUP III 358 5.625 LAS VEGAS 212250 2.25 Y 60 GROUP III 357 6.125 HELOTES 193400 2.25 Y 60 GROUP III 358 6.125 FOLSOM 360468 2.25 Y 60 GROUP III 358 4.25 LEXINGTON PARK 322620 2.25 Y 60 GROUP III 357 4.75 FREDERICKSBURG 393682.4 2.25 Y 60 GROUP III 357 4.25 FREDERICKSBURG 295975 2.25 Y 60 GROUP III 358 5.625 HENDERSON 221250 2.25 Y 60 GROUP III 358 5.75 OLIVEHURST 287500 2.25 Y 60 GROUP III 359 6.75 MIDDLETOWN 398000 2.25 Y 84 GROUP III 358 6.5 NORTH LAS VEGAS 295450 2.25 Y 60 GROUP III
G02 7.25 CA 20060401 20110301 No_PP G04 20060401 20130301 Prepay G04 20060401 20130301 Prepay G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G03 20060401 20130301 No_PP G01 20060301 20110201 No_PP G01 75.00 12.5 360 7.25 CA 80.00 12.5 360 6.375 CA 75.00 11.625 360 5.875 NV 80.00 11.125 360 6.875 AZ 94.98 12.125 360 5.875 NV 80.00 11.125 360 6.875 MD 80.00 12.125 360 5.375 NV 75.00 10.625 360 5.875 TX 79.99 11.125 360 5.875 CA 80.00 11.125 360 4 MD 80.00 9.25 360 4.5 VA 80.00 9.75 360 4 VA 80.00 9.25 360 5.375 NV 75.00 10.625 360 5.5 CA 76.74 10.75 360 6.5 NJ 46.82 11.75 360 6.25 NV 95.00 11.5 360 0
862500 0 90004 No MI 2
5390.625 0.25 2-4 Family 2 N
360
100016000000000000 First Lien 20360301 CWHL 3250 360 0 0 0.25 94580 Single Family No MI 100134000000000000 2 2 First Lien 84 N 20360301 CWHL 592500 3271.09375 360 0 0 0.25 93510 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 311521 1590.055104 360 0 0 0.25 89138 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 239100 1419.65625 360 0 0 0.25 85353 PUD Radian Guaranty 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 204600 1044.3125 360 0 0 0.25 89166 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 353880 2101.1625 360 0 0 0.25 20748 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 212250 994.921875 360 0 0 0.25 89156 Single Family No MI 100125000000000000 2 2 First Lien 60 N 20360201 CWHL 193400 987.1458333 360 0 0 0.25 78023 PUD No MI 100051000000000000 2 2 First Lien 60 N 20360101 CWHL 360468 1839.88875 360 0 0 0.25 95630 PUD No MI 100051000000000000 2 2 First Lien 60 N 20360201 CWHL 322620 1142.6125 360 0 0 0.25 20653 PUD No MI 100051000000000000 2 2 First Lien 60 N 20360201 CWHL 393682.4 1558.326167 360 0 0 0.25 22407 PUD No MI 100051000000000000 2 2 First Lien 60 N 20360101 CWHL 295975 1048.244792 360 0 0 0.25 22401 PUD No MI 100051000000000000 2 2 First Lien 60 N 20360101 CWHL 221250 1037.109375 360 0 0 0.25 89015 Single Family No MI 100125000000000000 2 2 First Lien 60 N 20360201 CWHL 287490.78 1377.559988 360 0 0 0.25 95961 Single Family No MI 100133000000000000 2 2 First Lien 60 N 20360201 CWHL 398000 2238.75 360 0 0 0.25 7748 Single Family No MI 100077000000000000 2 2 First Lien 84 N 20360301 CWHL 295450 1600.354167 360 0 0 0.25 89084 Single Family PMI 100057000000000000 2 2 First Lien 60 N 20360201 CWHL 400000 2166.666667 360 60 520000
358 6.5 ALDIE 400000 2.25 Y 60 GROUP III 357 5.875 ORANGE PARK 211773 2.25 Y 60 GROUP III 359 5.875 OVERTON 156000 2.25 Y 60 GROUP III 358 6 IRVINE 251000 2.25 Y 120 GROUP III 357 6.875 TUCSON 249255 2.25 Y 60 GROUP III 357 7.375 LAS VEGAS 332355 2.25 Y 60 GROUP III 359 6 SANTA BARBARA 395000 2.25 Y 120 GROUP III 359 6.125 DUNDEE 175600 2.25 Y 60 GROUP III 359 6.375 CORDOVA 368000 2.25 Y 120 GROUP III 359 6.5 CASTLE ROCK 187000 2.25 Y 60 GROUP III 359 6.75 LAS VEGAS 348000 2.25 Y 60 GROUP III 359 7.5 COCONUT CREEK 168000 2.25 Y 60 GROUP III 359 6.375 LUSBY 227960 2.25 Y 60 GROUP III 359 5.125 COLUMBUS 149728 2.25 Y 60 GROUP III 359 6.375 CASSELBERRY 177200 2.25 Y 60 GROUP III 359 6.625 SANFORD 109180 2.25 Y 60 GROUP III 359 6.375 NORFOLK 152800 2.25 Y 60 GROUP III 359
6.25 VA 20060301 20110201 No_PP G01 20060201 20110101 No_PP G01 20060401 20110301 No_PP G05 20060301 20160201 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G05 20060401 20160301 Prepay G01 20060401 20110301 No_PP G05 20060401 20160301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 69.81 11.5 360 5.625 FL 80.00 10.875 360 5.625 NV 80.00 10.875 360 5.75 CA 35.86 11 360 6.625 AZ 90.00 11.875 360 7.125 NV 95.00 12.375 360 5.75 CA 43.89 11 360 5.875 OR 80.00 11.125 360 6.125 TN 80.00 11.375 360 6.25 CO 79.99 11.5 360 6.5 NV 80.00 11.75 360 7.25 FL 80.00 12.5 360 6.125 MD 80.00 11.375 360 4.875 OH 80.00 10.125 360 6.125 FL 80.00 11.375 360 6.375 FL 80.00 11.625 360 6.125 VA 80.00 11.375 360 5.75
100063000000000000 First Lien 60 N 20360201 CWHL 211773 1036.805313 360 0 0 0.25 32003 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 156000 763.75 360 0 0 0.25 89040 Single Family No MI 100197000000000000 2 2 First Lien 60 N 20360301 CWHL 251000 1255 360 0 0 0.25 92602 Condominium No MI 100306000000000000 2 2 First Lien 120 N 20360201 CWHL 249255 1428.023438 360 0 0 0.25 85757 PUD Radian Guaranty 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 332355 2042.598438 360 0 0 0.25 89123 PUD PMI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 395000 1975 360 0 0 0.25 93110 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 175600 896.2916667 360 0 0 0.25 97115 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 367800 1953.9375 360 0 0 0.25 38018 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 187000 1012.916667 360 0 0 0.25 80109 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 348000 1957.5 360 0 0 0.25 89120 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 168000 1050 360 0 0 0.25 33066 Condominium No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 227960 1211.0375 360 0 0 0.25 20657 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 149717.46 639.4183187 360 0 0 0.25 43230 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 177200 941.375 360 0 0 0.25 32707 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 109180 602.7645833 360 0 0 0.25 32771 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 152800 811.75 360 0 0 0.25 23518 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 142400 712 360 0 0 0.25 2
0 20105 No MI 2
0.25 PUD N
6 FAYETTEVILLE 142400 2.25 Y 60 GROUP III 359 6.5 CHANDLER 236800 2.25 Y 60 GROUP III 359 7.25 PHOENIX 238400 2.25 Y 60 GROUP III 359 6.625 PHOENIX 154400 2.25 Y 60 GROUP III 359 5.75 LARGO 113000 2.25 Y 120 GROUP III 359 6.25 TEMPE 287000 2.25 Y 120 GROUP III 359 6.5 CONVERSE 89650 2.25 N 0 GROUP III 359 6.875 CAPE CORAL 212000 2.25 Y 60 GROUP III 359 7.125 LOUISVILLE 76800 2.25 Y 60 GROUP III 359 5.25 LAWRENCEVILLE 120320 2.25 Y 60 GROUP III 359 5.875 ROSEVILLE 200000 2.25 Y 60 GROUP III 359 6.75 WASHINGTON 220000 2.25 N 0 GROUP III 359 6 EVERETT 207200 2.25 N 0 GROUP III 359 6.5 CAPE CORAL 258500 2.25 Y 60 GROUP III 359 7.5 LAKELAND 111576 2.25 Y 60 GROUP III 359 6.75 VISTA 353600 2.25 Y 60 GROUP III 359 5.875 ROSWELL 155900 2.25 Y 60 GROUP III 359 6.5 PLYMOUTH
GA 20060401 20110301 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G01 20060401 20110301 No_PP G05 20060401 20160301 No_PP G05 20060401 20160301 No_PP G05 20060401 20160301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G03 20060401 20130301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 80.00 11 360 6.25 AZ 80.00 11.5 360 7 AZ 80.00 12.25 360 6.375 AZ 80.00 11.625 360 5.5 FL 63.13 10.75 360 6 AZ 59.18 11.25 360 6.25 TX 74.99 11.5 360 6.625 FL 80.00 11.875 360 6.875 KY 80.00 12.125 360 5 GA 80.00 10.25 360 5.625 CA 31.10 10.875 360 6.5 UT 80.00 11.75 360 5.75 WA 80.00 11 360 6.25 FL 79.54 11.5 360 7.25 FL 80.00 12.5 360 6.5 CA 80.00 11.75 360 5.625 GA 79.99 10.875 360 6.25 MA
30214 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 236800 1282.666667 360 0 0 0.25 85224 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 238400 1440.333333 360 0 0 0.25 85048 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 154400 852.4166667 360 0 0 0.25 85035 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 113000 541.4583333 360 0 0 0.25 33777 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 287000 1494.791667 360 0 0 0.25 85284 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 89568.95 566.65 360 0 0 0.25 78109 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 212000 1214.583333 360 0 0 0.25 33914 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 76800 456 360 0 0 0.25 40216 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 120320 526.4 360 0 0 0.25 30045 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 200000 979.1666667 360 0 0 0.25 95747 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 219810.58 1426.92 360 0 0 0.25 84780 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 206993.73 1242.27 360 0 0 0.25 98203 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 258500 1400.208333 360 0 0 0.25 33990 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 111576 697.35 360 0 0 0.25 33805 PUD No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 353600 1989 360 0 0 0.25 92083 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 155900 763.2604167 360 0 0 0.25 30076 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 306000 1657.5 360 0 0 0.25 2360 Single Family
306000 20060401 2.25 20110301 Y 60 No_PP GROUP III G02 359 7.25 ORLANDO 155992 20060401 2.25 20110301 Y 60 Prepay GROUP III G03 351 5.75 COLORADO SPRINGS 184950 20050801 2.25 20120701 Y 84 No_PP GROUP III G01 358 6 DEARBORN HEIGHTS 84800 20060301 2.25 20110201 Y 60 Prepay GROUP III G01 357 5 GEORGETOWN 142180 20060201 2.25 20110101 Y 60 No_PP GROUP III G05 358 5.375 Pataskala 138880 20060301 2.25 20160201 Y 120 No_PP GROUP III G05 357 6.25 WESTERVILLE 160380 20060201 2.25 20160101 Y 120 No_PP GROUP III G05 353 6 PLAINFIELD 354808.61 20051001 2.25 20150901 Y 120 No_PP GROUP III G01 358 6.75 CASSELBERRY 130200 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 353 6.375 MORENO VALLEY 309750 20051001 2.25 20100901 N 0 No_PP GROUP III G01 358 5.875 ORLANDO 144856 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 6.5 LAS VEGAS 210050 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 356 6.875 NEW PORT RICHEY 273700 20060101 2.875 20101201 Y 60 No_PP GROUP III G01 357 6.125 WINTON 310884 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 5.875 INDIO 377900 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 358 6.125 WINTON 302552 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 6.375 ORLANDO 310000 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 359 5.875 LAS VEGAS 211250 20060401
No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 155992 942.4516667 360 7 0 0 0.25 FL 32829 Condominium 80.00 No MI 100016000000000000 12.25 2 2 First Lien 360 60 N 20360301 CWHL 184950 886.21875 360 5.5 0 0 0.25 CO 80904 Condominium 90.00 YES 100016000000000000 10.75 2 2 First Lien 360 84 N 20350701 CWHL 84750 423.75 360 5.75 0 0 0.25 MI 48125 Single Family 80.00 No MI 100016000000000000 11 2 2 First Lien 360 60 N 20360201 CWHL 142180 592.4166667 360 4.75 0 0 0.25 KY 40324 Single Family 80.00 No MI 100016000000000000 10 2 2 First Lien 360 60 N 20360101 CWHL 138880 622.0666667 360 5.125 0 0 0.25 OH 43062 PUD 80.00 No MI 100016000000000000 10.375 2 2 First Lien 360 120 N 20360201 CWHL 160263.21 834.7042188 360 6 0 0 0.25 OH 43081 PUD 80.00 No MI 100134000000000000 11.25 2 2 First Lien 360 120 N 20360101 CWHL 354408.61 1772.04305 360 5.75 0 0 0.25 NJ 7060 2-4 Family 89.37 PMI 100016000000000000 11 2 2 First Lien 360 120 N 20350901 CWHL 130200 732.375 360 6.5 0 0 0.25 FL 32707 PUD 79.98 No MI 100051000000000000 11.75 2 2 First Lien 360 60 N 20360201 CWHL 307707.61 1932.44 360 6.125 0 0 0.25 CA 92555 PUD 80.00 No MI 100051000000000000 11.375 2 2 First Lien 360 60 N 20350901 CWHL 144855.98 709.1907354 360 5.625 0 0 0.25 FL 32810 PUD 80.00 No MI 100051000000000000 10.875 2 2 First Lien 360 60 N 20360201 CWHL 210050 1137.770833 360 6.25 0 0 0.25 NV 89122 PUD 79.98 No MI 100051000000000000 11.5 2 2 First Lien 360 60 N 20360101 CWHL 273700 1568.072917 360 6.105 0.52 0 0.25 FL 34654 PUD 90.00 PMI 100051000000000000 11.875 2 2 First Lien 360 60 N 20351201 CWHL 310884 1586.80375 360 5.875 0 0 0.25 CA 95388 PUD 80.00 No MI 100051000000000000 11.125 2.105 2 First Lien 360 60 N 20360101 CWHL 377900 1850.135417 360 5.625 0 0 0.25 CA 92201 PUD 80.00 No MI 100051000000000000 10.875 2 2 First Lien 360 60 N 20360101 CWHL 302552 1544.275833 360 5.875 0 0 0.25 CA 95388 PUD 80.00 No MI 100051000000000000 11.125 2 2 First Lien 360 60 N 20360201 CWHL 310000 1646.875 360 6.125 0 0 0.25 FL 32828 PUD 94.76 GE Capital MI 100051000000000000 11.375 2 2 First Lien 360 60 N 20360101 CWHL 211250 1034.244792 360 5.625 0 0 0.25 NV 89122 PUD 80.00 No MI 100051000000000000 11.5 360
80.00
2.25 Y
60 GROUP III
20110301 No_PP G01
10.875 360 5.875 CA 80.00 11.125 360 5.75 FL 80.00 11 360 5.875 NV 79.97 11.125 360 5.5 CA 79.99 10.75 360 5.5 OH 79.47 10.75 360 6 NV 80.00 11.25 360 5.5 UT 79.99 10.75 360 6.25 OH 79.17 11.5 360 6.75 CA 80.00 12 360 6.125 FL 89.99 11.375 360 6.5 CA 80.00 11.75 360 6.25 CA 79.99 11.5 360 6.125 CO 80.00 11.375 360 5.875 CA 80.00 11.125 360 6.125 FL 46.14 11.375 360 5.875 FL 43.62 11.125 360 7 IL 80.00 12.25 0 0
2 60 304926 0 95388 No MI 2 60 276200
358 6.125 WINTON 304926 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 6 RUSKIN 276200 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 6.125 LAS VEGAS 197600 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 5.75 MENIFEE 302550 20060201 2.25 20110101 Y 60 No_PP GROUP III G05 358 5.75 AKRON 151000 20060301 2.25 20160201 Y 120 No_PP GROUP III G05 358 6.25 NORTH LAS VEGAS 338400 20060301 2.25 20160201 Y 120 Prepay GROUP III G01 358 5.75 LEHI 204300 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.5 BAY VILLAGE 133000 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 358 7 LOS ANGELES 632000 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 358 6.375 CASSELBERRY 143600 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.75 PATTERSON 383219 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.5 MENIFEE 354350 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 6.375 HIGHLANDS RANCH 303566 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 6.125 LIVE OAK 266392 20060201 2.25 20110101 Y 60 No_PP GROUP III G03 357 6.375 MIAMI SHORES 258387.99 20060201 2.25 20130101 N 0 No_PP GROUP III G03 357 6.125 DESTIN 324975 20060201 2.25 20130101 Y 84 No_PP GROUP III G01 357 7.25 MONTGOMERY 168979 20060201 2.25 20110101
0 33570 PUD No MI 100051000000000000 2 2 First Lien 60 N 20360101 CWHL 197500 1008.072917 360 0 0 0.25 89122 PUD No MI 100051000000000000 2 2 First Lien 60 N 20360101 CWHL 302550 1449.71875 360 0 0 0.25 92584 PUD No MI 100051000000000000 2 2 First Lien 60 N 20360101 CWHL 151000 723.5416667 360 0 0 0.25 44320 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 338400 1762.5 360 0 0 0.25 89084 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 204300 978.9375 360 0 0 0.25 84043 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 132760.42 719.1189417 360 0 0 0.25 44140 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 632000 3686.666667 360 0 0 0.25 90026 2-4 Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 143600 762.875 360 0 0 0.25 32707 PUD GE Capital MI 100051000000000000 2 2 First Lien 60 N 20360201 CWHL 383219 2155.606875 360 0 0 0.25 95363 PUD No MI 100051000000000000 2 2 First Lien 60 N 20360201 CWHL 354350 1919.395833 360 0 0 0.25 92584 PUD No MI 100051000000000000 2 2 First Lien 60 N 20360201 CWHL 303565.37 1612.691028 360 0 0 0.25 80130 PUD No MI 100051000000000000 2 2 First Lien 60 N 20360101 CWHL 266392 1359.709167 360 0 0 0.25 95953 Single Family No MI 100051000000000000 2 2 First Lien 60 N 20360101 CWHL 257666.53 1612 360 0 0 0.25 33138 Single Family No MI 2 2 First Lien 84 N 20360101 CWHL 324974.97 1658.726409 360 0 0 0.25 32541 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360101 CWHL 168979 1020.914792 360 0 0 0.25 60538 Condominium No MI 100051000000000000 2 2 First Lien
2 First Lien 20360301 CWHL 1556.393125 360 0.25 PUD 100051000000000000 2 First Lien 20360201 CWHL 1381 360 0.25
60 No_PP GROUP III G01 357 6.5 MONTGOMERY 175662 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 6.125 BELCAMP 224250 20060201 2.25 20110101 Y 60 No_PP GROUP III G03 358 6.25 FORT WALTON BEACH 169000 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 358 7.125 LAS VEGAS 301700 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.25 NORTH LAS VEGAS 351900 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.375 CALEXICO 113000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.5 KISSIMMEE 258000 20060301 2.25 20110201 Y 60 No_PP GROUP III G04 358 6.625 CRESSKILL 440000 20060301 2.25 20130201 Y 84 Prepay GROUP III G04 358 7 LOS ANGELES 735000 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 358 6 HERMOSA BEACH 1000000 20060301 2.25 20160201 Y 120 No_PP GROUP III G04 358 8 BOSTON 712500 20060301 2.25 20130201 Y 84 No_PP GROUP III G04 358 6.875 LAS VEGAS 460000 20060301 2.25 20130201 Y 84 Prepay GROUP III G05 358 6.25 SANTA BARBARA 605000 20060301 2.25 20160201 Y 120 Prepay GROUP III G05 358 6.25 LIVERMORE 525000 20060301 2.25 20160201 Y 120 Prepay GROUP III G04 358 7 OVIEDO 647100 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 358 7.25 TEMECULA 528000 20060301 2.25 20160201 N 0 Prepay GROUP III G05 358 7.25 SANTA ROSA BEACH 423700 20060301 2.25 20160201 Y 120 No_PP
360 6.25 IL 94.36 11.5 360 5.875 MD 79.99 11.125 360 6 FL 75.78 11.25 360 6.875 NV 89.99 12.125 360 6 NV 80.00 11.25 360 6.125 CA 40.50 11.375 360 6.25 FL 53.77 11.5 360 6.375 NJ 80.00 11.625 360 6.75 CA 75.00 12 360 5.75 CA 64.52 11 360 7.75 MA 75.00 13 360 6.625 NV 80.00 11.875 360 6 CA 72.89 11.25 360 6 CA 76.31 11.25 360 6.75 FL 90.00 12 360 7 CA 80.00 12.25 360 7 FL 59.68 12.25 360
20360101 CWHL 951.5025 360 0.25 60538 Condominium GE Capital MI 100051000000000000 2 2 First Lien 60 N 20360101 CWHL 224150 1144.098958 360 0 0 0.25 21017 PUD No MI 100051000000000000 2 2 First Lien 60 N 20360101 CWHL 169000 880.2083333 360 0 0 0.25 32547 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 301700 1791.34375 360 0 0 0.25 89122 PUD GE Capital MI 100060000000000000 2 2 First Lien 60 N 20360201 CWHL 351896.22 1832.792813 360 0 0 0.25 89084 PUD No MI 100060000000000000 2 2 First Lien 60 N 20360201 CWHL 112994.19 600.2816344 360 0 0 0.25 92231 Single Family No MI 100053000000000000 2 2 First Lien 60 N 20360201 CWHL 258000 1397.5 360 0 0 0.25 34744 PUD No MI 100060000000000000 2 2 First Lien 60 N 20360201 CWHL 440000 2429.166667 360 0 0 0.25 7626 Single Family No MI 100134000000000000 2 2 First Lien 84 N 20360201 CWHL 735000 4287.5 360 0 0 0.25 90025 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 1000000 5000 360 0 0 0.25 90254 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 712500 4750 360 0 0 0.25 2118 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 460000 2635.416667 360 0 0 0.25 89110 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 604800 3150 360 0 0 0.25 93101 PUD No MI 100134000000000000 2 2 First Lien 120 N 20360201 CWHL 525000 2734.375 360 0 0 0.25 94550 Single Family No MI 100134000000000000 2 2 First Lien 120 N 20360201 CWHL 647100 3774.75 360 0 0 0.25 32766 Single Family Radian Guaranty 100134000000000000 2 2 First Lien 84 N 20360201 CWHL 527173.73 3601.89 360 0 0 0.25 92592 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 423700 2559.854167 360 0 0 0.25 32549 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 0 0
60 175662
GROUP III G05 358 5.875 FILLMORE 488000 20060301 2.25 20160201 Y 120 No_PP GROUP III G05 358 6.75 SANTA ROSA BEACH 450000 20060301 2.25 20160201 Y 120 Prepay GROUP III G05 358 6.75 MISSION VIEJO 584000 20060301 2.25 20160201 Y 120 Prepay GROUP III G05 359 7 LOS ANGELES 825000 20060401 2.25 20160301 Y 120 No_PP GROUP III G05 359 6.5 REDLANDS 584000 20060401 2.25 20160301 Y 120 No_PP GROUP III G04 358 6.875 SPARKS 525000 20060301 2.25 20130201 Y 84 Prepay GROUP III G05 358 5.875 ELK GROVE 420000 20060301 2.25 20160201 Y 120 No_PP GROUP III G05 358 6.875 IRVINE 424000 20060301 2.25 20160201 Y 120 Prepay GROUP III G05 358 6 SAN CLEMENTE 948750 20060301 2.25 20160201 Y 120 Prepay GROUP III G05 358 6.5 SEASIDE 485000 20060301 2.25 20160201 N 0 Prepay GROUP III G04 358 5.75 ORLANDO 900000 20060301 2.25 20130201 Y 84 No_PP GROUP III G04 358 7.75 FOUNTAIN HILLS 622500 20060301 2.25 20130201 Y 84 Prepay GROUP III G04 357 6.5 ENCINITAS 1185756 20060201 2.25 20130101 Y 84 No_PP GROUP III G05 358 6.875 SANTA MONICA 1800000 20060301 2.25 20160201 Y 120 Prepay GROUP III G04 359 6.5 NEW YORK 562000 20060401 2.25 20130301 Y 84 No_PP GROUP III G04 358 6.625 LEESBURG 805598 20060301 2.25 20130201 Y 84 No_PP GROUP III G02 358 5.875 LADERA RANCH 424800 20060301 2.25 20110201 Y 60 No_PP GROUP III G05
488000 5.625 CA 80.00 10.875 360 6.5 FL 62.94 11.75 360 6.5 CA 80.00 11.75 360 6.75 CA 75.00 12 360 6.25 CA 80.00 11.5 360 6.625 NV 70.00 11.875 360 5.625 CA 79.25 10.875 360 6.625 CA 80.00 11.875 360 5.75 CA 75.00 11 360 6.25 CA 76.98 11.5 360 5.5 FL 75.00 10.75 360 7.5 AZ 75.00 12.75 360 6.25 CA 65.88 11.5 360 6.625 CA 75.00 11.875 360 6.25 NY 73.75 11.5 360 6.375 VA 74.97 11.625 360 5.625 CA 80.00 10.875 360 0 0 93015 No MI
2389.166667 0.25 Single Family 2 N
360
100016000000000000 First Lien 20360201 CWHL 2531.25 360 0 0 0.25 32459 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 584000 3285 360 0 0 0.25 92691 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 825000 4812.5 360 0 0 0.25 90019 2-4 Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 584000 3163.333333 360 0 0 0.25 92374 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 525000 3007.8125 360 0 0 0.25 89436 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 420000 2056.25 360 0 0 0.25 95624 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 424000 2429.166667 360 0 0 0.25 92602 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 948750 4743.75 360 0 0 0.25 92673 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 484120.73 3065.53 360 0 0 0.25 93955 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 900000 4312.5 360 0 0 0.25 32832 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 622500 4020.3125 360 0 0 0.25 85268 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 1185756 6422.845 360 0 0 0.25 92024 2-4 Family No MI 100016000000000000 2 2 First Lien 84 N 20360101 CWHL 1800000 10312.5 360 0 0 0.25 90402 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 562000 3044.166667 360 0 0 0.25 10026 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 805598 4447.572292 360 0 0 0.25 20175 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 423697.83 2074.353959 360 0 0 0.25 92694 Condominium No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 432176.16 2666.06 360 2 120 450000
358 6.25 LOMPOC 433000 20060301 2.25 20160201 N 0 No_PP GROUP III G04 359 6.5 VENTURA 423200 20060401 2.25 20130301 Y 84 No_PP GROUP III G04 357 7.875 MOUNTAIN HOUSE 563887 20060201 2.75 20130101 Y 84 No_PP GROUP III G02 357 5.875 SUISUN CITY 432000 20060201 2.25 20110101 Y 60 No_PP GROUP III G02 358 6.375 HENDERSON 488000 20060301 2.25 20110201 Y 60 Prepay GROUP III G02 358 6.875 MURRIETA 482146 20060301 2.25 20110201 Y 60 Prepay GROUP III G02 358 7.125 SEMINOLE 572000 20060301 2.25 20110201 Y 60 Prepay GROUP III G05 357 6.375 PANAMA CITY BEACH 750000 20060201 2.25 20160101 Y 120 Prepay GROUP III G04 358 6.625 CENTERVILLE 447000 20060301 2.25 20130201 Y 84 No_PP GROUP III G02 359 7.25 PALM DESERT 534800 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 357 6.25 TUSTIN 504000 20060201 2.25 20160101 Y 120 Prepay GROUP III G02 358 7.125 RANCHO MIRAGE 494048 20060301 2.25 20110201 Y 60 No_PP GROUP III G04 359 6.375 NEW YORK 1974000 20060401 2.25 20130301 N 0 No_PP GROUP III G04 358 6.875 LARCHMONT 618000 20060301 2.25 20130201 Y 84 Prepay GROUP III G04 358 6.75 HILLSBOROUGH 2355500 20060301 2.25 20130201 Y 84 No_PP GROUP III G04 358 6.5 JACKSON HEIGHTS 650000 20060301 2.25 20130201 Y 84 Prepay GROUP III G04 358 6.875 OAKDALE 448000 20060301 2.25 20130201 Y 84 Prepay GROUP III G05 358
6 CA 75.30 360 11.25
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
37.50 360
70.95 360
80.00 360
80.00 360
80.00 360
70.00 360
80.00 360
44.44 360
78.41 360
80.00 360
100134000000000000 First Lien 120 N 20360201 CWHL 423192.33 2292.291788 360 6.25 0 0 0.25 CA 93001 Condominium No MI 100016000000000000 11.5 2 2 First Lien 84 N 20360301 CWHL 563887 3700.508438 360 7.625 0 0 0.25 CA 95391 Single Family No MI 100134000000000000 12.875 2 2 First Lien 84 N 20360101 CWHL 432000 2115 360 5.625 0 0 0.25 CA 94585 Single Family No MI 100016000000000000 10.875 2.5 2 First Lien 60 N 20360101 CWHL 487956.32 2592.26795 360 6.125 0 0 0.25 NV 89052 PUD No MI 100016000000000000 11.375 2 2 First Lien 60 N 20360201 CWHL 482146 2762.294792 360 6.625 0 0 0.25 CA 92562 PUD No MI 100016000000000000 11.875 2 2 First Lien 60 N 20360201 CWHL 572000 3396.25 360 6.875 0 0 0.25 FL 33776 Single Family No MI 100016000000000000 12.125 2 2 First Lien 60 N 20360201 CWHL 750000 3984.375 360 6.125 0 0 0.25 FL 32413 Single Family No MI 100016000000000000 11.375 2 2 First Lien 120 N 20360101 CWHL 447000 2467.8125 360 6.375 0 0 0.25 MA 2632 Single Family No MI 100016000000000000 11.625 2 2 First Lien 84 N 20360201 CWHL 534800 3231.083333 360 7 0 0 0.25 CA 92211 PUD No MI 100016000000000000 12.25 2 2 First Lien 60 N 20360301 CWHL 503343.74 2621.581979 360 6 0 0 0.25 CA 92782 Condominium No MI 100016000000000000 11.25 2 2 First Lien 120 N 20360101 CWHL 493901.33 2932.539147 360 6.875 0 0 0.25 CA 92270 PUD No MI 100016000000000000 12.125 2 2 First Lien 60 N 20360201 CWHL 1972171.69 12315.19 360 6.125 0 0 0.25 NY 10011 Condominium No MI 100016000000000000 11.375 2 2 First Lien 84 N 20360301 CWHL 618000 3540.625 360 6.625 0 0 0.25 NY 10538 Single Family No MI 100134000000000000 11.875 2 2 First Lien 84 N 20360201 CWHL 2355500 13249.6875 360 6.5 0 0 0.25 CA 94010 Single Family No MI 100016000000000000 11.75 2 2 First Lien 84 N 20360201 CWHL 650000 3520.833333 360 6.25 0 0 0.25 NY 11372 2-4 Family No MI 100134000000000000 11.5 2 2 First Lien 84 N 20360201 CWHL 448000 2566.666667 360 6.625 0 0 0.25 CA 95361 Single Family No MI 100016000000000000 11.875 2 2 First Lien 84 N 20360201 CWHL 462400 2312 360 5.75 0 0 0.25 2
0 93436 No MI 2
0.25 PUD N
6 SAN FRANCISCO 462400 2.25 Y 120 GROUP III 358 6.375 SAN DIEGO 558652 2.25 Y 84 GROUP III 359 6.25 SAN DIEGO 476000 2.25 Y 84 GROUP III 359 6.375 FAIRFIELD 1085000 2.25 Y 120 GROUP III 358 6.5 VENICE 1000000 2.25 Y 120 GROUP III 359 6.375 MONTCLAIR 524039 2.25 Y 120 GROUP III 358 6.25 LAKE FOREST 500000 2.25 Y 120 GROUP III 358 6.5 SAN MARCOS 460000 2.25 Y 84 GROUP III 358 6.25 LA JOLLA 496000 2.25 Y 84 GROUP III 359 6 FREMONT 704000 2.25 N 0 GROUP III 359 6.75 OCEANSIDE 692000 2.25 Y 84 GROUP III 358 6.875 LOS ANGELES 525000 2.25 Y 84 GROUP III 359 7.25 GILBERT 540000 2.25 Y 84 GROUP III 359 6.5 SANTA ANA 434000 2.25 Y 120 GROUP III 359 7.5 MILPITAS 529510 2.25 N 0 GROUP III 359 7 MIAMI 504000 2.25 Y 84 GROUP III 359 6.75 NEWARK 456000 2.25 Y 84 GROUP III 359 6.25 CINCINNATI
CA 20060301 20160201 Prepay G04 20060301 20130201 No_PP G04 20060401 20130301 No_PP G05 20060401 20160301 Prepay G05 20060301 20160201 No_PP G05 20060401 20160301 Prepay G05 20060301 20160201 No_PP G04 20060301 20130201 Prepay G04 20060301 20130201 Prepay G05 20060401 20160301 No_PP G04 20060401 20130301 No_PP G04 20060301 20130201 No_PP G04 20060401 20130301 No_PP G05 20060401 20160301 Prepay G02 20060401 20110301 No_PP G04 20060401 20130301 Prepay G04 20060401 20130301 Prepay G04 80.00 11 360 6.125 CA 80.00 11.375 360 6 CA 80.00 11.25 360 6.125 CT 78.34 11.375 360 6.25 CA 53.73 11.5 360 6.125 CA 80.00 11.375 360 6 CA 73.53 11.25 360 6.25 CA 80.00 11.5 360 6 CA 78.73 11.25 360 5.75 CA 80.00 11 360 6.5 CA 58.89 11.75 360 6.625 CA 75.00 11.875 360 7 AZ 80.00 12.25 360 6.25 CA 67.29 11.5 360 7.25 CA 80.00 12.5 360 6.75 FL 80.00 12 360 6.5 CA 80.00 11.75 360 6 OH
94105 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 558652 2967.83875 360 0 0 0.25 92154 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 476000 2479.166667 360 0 0 0.25 92108 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 1085000 5764.0625 360 0 0 0.25 6824 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 1000000 5416.666667 360 0 0 0.25 90291 Single Family No MI 100134000000000000 2 2 First Lien 120 N 20360201 CWHL 524039 2783.957188 360 0 0 0.25 91302 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 499869.79 2603.48849 360 0 0 0.25 92630 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 460000 2491.666667 360 0 0 0.25 92069 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 496000 2583.333333 360 0 0 0.25 92037 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 703299.16 4220.84 360 0 0 0.25 94555 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 692000 3892.5 360 0 0 0.25 92054 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 525000 3007.8125 360 0 0 0.25 91306 Single Family No MI 100134000000000000 2 2 First Lien 84 N 20360201 CWHL 540000 3262.5 360 0 0 0.25 85234 PUD No MI 100134000000000000 2 2 First Lien 84 N 20360301 CWHL 434000 2350.833333 360 0 0 0.25 92705 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 529117.03 3702.41 360 0 0 0.25 95035 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 504000 2940 360 0 0 0.25 33176 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 456000 2565 360 0 0 0.25 94560 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 512000 2666.666667 360 0 0 0.25 45208 Single Family
512000 20060401 2.25 20130301 Y 84 Prepay GROUP III G04 359 7.875 MIAMI SHORES 604500 20060401 2.25 20130301 Y 84 Prepay GROUP III G02 358 7.75 MANASSAS 632000 20060301 2.25 20110201 Y 60 No_PP GROUP III G02 359 7 LAKE WORTH 451000 20060401 2.25 20110301 Y 60 No_PP GROUP III G04 358 6.375 SEBASTOPOL 1000000 20060301 2.25 20130201 Y 84 Prepay GROUP III G04 358 6.5 ELLICOTT CITY 500000 20060301 2.25 20130201 Y 84 No_PP GROUP III G02 357 7.5 LA CANADA FLINTRIDGE 2340000 20060201 2.25 20110101 Y 60 No_PP GROUP III G04 357 6.625 SIERRA MADRE 480000 20060201 2.25 20130101 Y 84 Prepay GROUP III G05 357 6.75 CHINO 440000 20060201 2.25 20160101 Y 120 Prepay GROUP III G02 358 8.25 THOUSAND OAKS 1031250 20060301 2.25 20110201 Y 60 No_PP GROUP III G02 358 7.875 KISSIMMEE 463864 20060301 2.25 20110201 Y 60 Prepay GROUP III G04 358 8.25 SAN JOSE 475000 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 358 5.75 LARCHMONT 1500000 20060301 2.25 20160201 Y 120 No_PP GROUP III G05 358 5.875 SIMI VALLEY 865000 20060301 2.25 20160201 Y 120 Prepay GROUP III G04 358 6.375 SAN MARCOS 436000 20060301 2.25 20130201 Y 84 Prepay GROUP III G02 358 5.75 VALENCIA 799200 20060301 2.25 20110201 Y 60 No_PP GROUP III G04 358 6.5 SPRING VALLEY 488000 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 358 6.25 CAMARILLO 490000 20060301
78.77 11.25 360 7.625 FL 65.00 12.875 360 7.5 VA 80.00 12.75 360 6.75 FL 77.76 12 360 6.125 CA 65.79 11.375 360 6.25 MD 80.00 11.5 360 7.25 CA 65.00 12.5 360 6.375 CA 40.00 11.625 360 6.5 CA 80.00 11.75 360 8 CA 75.00 13.25 360 7.625 FL 80.00 12.875 360 8 CA 76.00 13.25 360 5.5 NY 73.17 10.75 360 5.625 CA 74.25 10.875 360 6.125 CA 80.00 11.375 360 5.5 CA 80.00 10.75 360 6.25 CA 80.00 11.5 360 6 CA 77.17
No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 604500 3967.03125 360 0 0 0.25 33138 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 632000 4081.666667 360 0 0 0.25 20112 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 451000 2630.833333 360 0 0 0.25 33463 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 1000000 5312.5 360 0 0 0.25 95472 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 500000 2708.333333 360 0 0 0.25 21043 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 2340000 14625 360 0 0 0.25 91011 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360101 CWHL 480000 2650 360 0 0 0.25 91024 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360101 CWHL 440000 2475 360 0 0 0.25 91710 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360101 CWHL 1031250 7089.84375 360 0 0 0.25 91320 PUD No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 463864 3044.1075 360 0 0 0.25 34746 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 475000 3265.625 360 0 0 0.25 95112 Single Family No MI 100134000000000000 2 2 First Lien 84 N 20360201 CWHL 1500000 7187.5 360 0 0 0.25 10538 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 865000 4234.895833 360 0 0 0.25 93063 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 436000 2316.25 360 0 0 0.25 92078 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 799200 3829.5 360 0 0 0.25 91355 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 488000 2643.333333 360 0 0 0.25 91977 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 490000 2552.083333 360 0 0 0.25 93012 Single Family No MI 100134000000000000
2.25 Y
120 GROUP III
20160201 Prepay G04 20060401 20130301 No_PP G04 20060301 20130201 Prepay G04 20060401 20130301 Prepay G02 20060301 20110201 Prepay G04 20060301 20130201 No_PP G02 20060301 20110201 No_PP G02 20060301 20110201 Prepay G02 20060301 20110201 Prepay G04 20060401 20130301 No_PP G04 20051201 20121101 No_PP G02 20060301 20110201 No_PP G02 20060301 20110201 No_PP G05 20060401 20160301 Prepay G05 20060101 20151201 No_PP G02 20060301 20110201 No_PP G04 20060301 20130201 No_PP G02 20060301 20110201
11.25 360 6.125 NY 80.00 11.375 360 6.75 CA 80.00 12 360 6.625 CA 75.00 11.875 360 6 FL 70.00 11.25 360 6.625 CA 80.00 11.875 360 7.125 AZ 80.00 12.375 360 7.125 FL 71.43 12.375 360 6.125 CA 65.22 11.375 360 7.625 CA 80.00 12.875 360 6.625 NJ 65.12 11.875 360 6.75 NV 80.00 12 360 6.75 NV 70.67 12 360 6.125 CA 80.00 11.375 360 6 CA 80.00 11.25 360 7.75 CA 80.00 13 360 6.125 CA 77.69 11.375 360 7 GA 80.00 12.25
359 6.375 YONKERS 440000 2.25 Y 84 GROUP III 358 7 DOWNEY 556000 2.25 Y 84 GROUP III 359 6.875 REDONDO BEACH 900000 2.25 Y 84 GROUP III 358 6.25 FT MYERS 2100000 2.25 Y 60 GROUP III 358 6.875 SPRING VALLEY 452000 2.25 Y 84 GROUP III 358 7.375 GILBERT 591200 2.25 Y 60 GROUP III 358 7.375 CLEARWATER 1000000 2.25 Y 60 GROUP III 358 6.375 POWAY 1500000 2.25 Y 60 GROUP III 359 7.875 OAK PARK 1120000 2.25 Y 84 GROUP III 355 6.875 SEA ISLE CITY 560000 2.25 Y 84 GROUP III 358 7 HENDERSON 536024 2.25 Y 60 GROUP III 358 7 LAS VEGAS 548320 2.25 Y 60 GROUP III 359 6.375 SAN DIEGO 456000 2.25 Y 120 GROUP III 356 6.25 BODEGA BAY 500000 2.25 Y 120 GROUP III 358 8 SAN FRANCISCO 584000 2.25 Y 60 GROUP III 358 6.375 CHULA VISTA 665000 2.25 Y 84 GROUP III 358 7.25 SAVANNAH 476000 2.25
2 2 First Lien 120 N 20360201 CWHL 440000 2337.5 360 0 0 0.25 10703 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 556000 3243.333333 360 0 0 0.25 90240 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 900000 5156.25 360 0 0 0.25 90278 2-4 Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 2100000 10937.5 360 0 0 0.25 33919 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 451730.03 2588.03663 360 0 0 0.25 91978 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 591200 3633.416667 360 0 0 0.25 85297 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 1000000 6145.833333 360 0 0 0.25 33767 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 1500000 7968.75 360 0 0 0.25 92064 PUD No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 1120000 7350 360 0 0 0.25 91377 Single Family No MI 100134000000000000 2 2 First Lien 84 N 20360301 CWHL 560000 3208.333333 360 0 0 0.25 8243 Condominium No MI 100070000000000000 2 2 First Lien 84 N 20351101 CWHL 535749.76 3125.206933 360 0 0 0.25 89044 PUD No MI 100057000000000000 2 2 First Lien 60 N 20360201 CWHL 548320 3198.533333 360 0 0 0.25 89148 PUD No MI 100140000000000000 2 2 First Lien 60 N 20360201 CWHL 456000 2422.5 360 0 0 0.25 92114 Single Family No MI 100120000000000000 2 2 First Lien 120 N 20360301 CWHL 499904.17 2603.667552 360 0 0 0.25 94923 Single Family No MI 100077000000000000 2 2 First Lien 120 N 20351201 CWHL 584000 3893.333333 360 0 0 0.25 94116 Single Family No MI 100115000000000000 2 2 First Lien 60 N 20360201 CWHL 665000 3532.8125 360 0 0 0.25 91915 PUD No MI 100099000000000000 2 2 First Lien 84 N 20360201 CWHL 476000 2875.833333 360 0 0 0.25 31404 PUD No MI 100352000000000000 2 2 First Lien
60 No_PP GROUP III G02 358 6.25 CHELAN 945000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 359 5.875 ARROYO GRANDE 650000 20060401 2.25 20160301 Y 120 Prepay GROUP III G02 357 6.25 SANTA CLARA 576000 20060201 2.25 20110101 Y 60 No_PP GROUP III G02 359 5.875 STANFIELD 418400 20060401 2.25 20110301 Y 60 No_PP GROUP III G02 358 7 SALINAS 552112 20060301 2.25 20110201 Y 60 No_PP GROUP III G02 358 6.25 ANAHEIM 435000 20060301 2.75 20110201 Y 60 No_PP GROUP III G02 358 6.125 LOS ANGELES 504000 20060301 2.75 20110201 N 0 No_PP GROUP III G04 358 6.625 SAN DIEGO 549600 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 358 6.125 CORONA DEL MAR AREA NEWPO 460000 20060301 2.25 20160201 Y 120 No_PP GROUP III G04 355 8 CORONA DEL MAR 1232000 20051201 2.25 20121101 Y 84 No_PP GROUP III G04 359 6.75 LAS VEGAS 500000 20060401 2.25 20130301 Y 84 No_PP GROUP III G02 356 7 SAN JOSE 487200 20060101 2.25 20101201 Y 60 Prepay GROUP III G02 359 6.375 IRVINE 595120 20060401 2.25 20110301 Y 60 Prepay GROUP III G05 358 6.125 MIAMI 776000 20060301 2.25 20160201 N 0 Prepay GROUP III G04 358 6.75 KEY WEST 608000 20060301 2.25 20130201 Y 84 Prepay GROUP III G05 358 6.375 MARTINSVILLE 502000 20060301 2.25 20160201 Y 120 No_PP GROUP III G02 359 5.875 ALTADENA 624000 20060401 2.25 20110301 N 0 No_PP
360 6 WA 75.00 11.25 360 5.625 CA 65.00 10.875 360 6 CA 80.00 11.25 360 5.625 AZ 80.00 10.875 360 6.75 CA 80.00 12 360 6 CA 70.73 11.25 360 5.875 CA 80.00 11.125 360 6.375 CA 80.00 11.625 360 5.875 CA 20.49 11.125 360 7.75 CA 80.00 13 360 6.5 NV 55.59 11.75 360 6.75 CA 80.00 12 360 6.125 CA 80.00 11.375 360 5.875 FL 80.00 11.125 360 6.5 FL 80.00 11.75 360 6.125 NJ 80.00 11.375 360 5.625 CA 80.00 10.875 360
20360201 CWHL 4921.875 360 0.25 98816 Single Family No MI 100045000000000000 2 2 First Lien 60 N 20360201 CWHL 650000 3182.291667 360 0 0 0.25 93420 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 576000 3000 360 0 0 0.25 95054 Single Family No MI 100059000000000000 2 2 First Lien 60 N 20360101 CWHL 418400 2048.416667 360 0 0 0.25 85272 Single Family No MI 100149000000000000 2 2 First Lien 60 N 20360301 CWHL 552112 3220.653333 360 0 0 0.25 93905 Single Family No MI 100102000000000000 2 2 First Lien 60 N 20360201 CWHL 435000 2265.625 360 0 0 0.25 92804 Condominium No MI 100136000000000000 2 2 First Lien 60 N 20360201 CWHL 503017.78 3062.36 360 0 0 0.25 91343 Single Family No MI 100136000000000000 2.5 2 First Lien 60 N 20360201 CWHL 549600 3034.25 360 0 0 0.25 92101 Condominium No MI 100020000000000000 2.5 2 First Lien 84 N 20360201 CWHL 459000 2342.8125 360 0 0 0.25 92625 Single Family No MI 100306000000000000 2 2 First Lien 120 N 20360201 CWHL 1232000 8213.333333 360 0 0 0.25 92625 2-4 Family No MI 100016000000000000 2 2 First Lien 84 N 20351101 CWHL 500000 2812.5 360 0 0 0.25 89149 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 487200 2842 360 0 0 0.25 95123 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20351201 CWHL 595120 3161.575 360 0 0 0.25 92612 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 774487.69 4715.06 360 0 0 0.25 33176 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 608000 3420 360 0 0 0.25 33040 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 502000 2666.875 360 0 0 0.25 8836 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 623363.8 3691.2 360 0 0 0.25 91001 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 0 0
60 945000
GROUP III G05 359 5.375 INGLEWOOD 536000 20060401 2.25 20160301 Y 120 Prepay GROUP III G05 358 6.125 YOUNTVILLE 728987 20060301 2.25 20160201 Y 120 No_PP GROUP III G05 359 6 PORT HUENEME 468000 20060401 2.25 20160301 N 0 Prepay GROUP III G05 358 6.25 SCARSDALE 1293750 20060301 2.25 20160201 Y 120 No_PP GROUP III G02 356 6.75 NEWPORT COAST 8000000 20060101 2.25 20101201 N 0 Prepay GROUP III G05 358 6.25 VENICE 699200 20060301 2.25 20160201 Y 120 Prepay GROUP III G04 358 6.25 MONTGOMERY 544000 20060301 2.25 20130201 Y 84 No_PP GROUP III G04 359 7.5 HENDERSON 438700 20060401 2.25 20130301 Y 84 No_PP GROUP III G04 357 6.875 LOS ANGELES 428000 20060201 2.25 20130101 Y 84 Prepay GROUP III G04 357 6.75 LAS VEGAS 797226 20060201 2.25 20130101 Y 84 No_PP GROUP III G05 359 6.5 PEEKSKILL 495000 20060401 2.25 20160301 N 0 No_PP GROUP III G02 359 7.5 GREENWICH 680000 20060401 2.25 20110301 Y 60 Prepay GROUP III G05 358 5.75 SCARSDALE 1375000 20060301 2.25 20160201 Y 120 Prepay GROUP III G04 357 6.625 LOS ANGELES (WINNETKA ARE 767904 20060201 2.25 20130101 N 0 Prepay GROUP III G04 357 6.625 REDWOOD CITY 509995 20060201 2.25 20130101 Y 84 No_PP GROUP III G02 358 7.25 LOS ANGELES 475000 20060301 2.25 20110201 Y 60 No_PP GROUP III G02 357 6.625 KEY WEST 933750 20060201 2.25 20110101 Y 60 Prepay GROUP III G02
536000 5.125 CA 74.98 360 10.375 0 0 90301 No MI
2400.833333 0.25 PUD
360
80.00 360
80.00 360
75.00 360
53.87 360
80.00 360
80.00 360
80.00 360
80.00 360
72.21 360
73.33 360
80.00 360
55.00 360
79.99 360
59.30 360
76.00 360
75.00 360
100016000000000000 2 2 First Lien 120 N 20360301 CWHL 728987 3720.871146 360 5.875 0 0 0.25 CA 94599 Single Family No MI 100016000000000000 11.125 2 2 First Lien 120 N 20360201 CWHL 467533.89 2805.9 360 5.75 0 0 0.25 CA 93041 Single Family No MI 100134000000000000 11 2 2 First Lien 120 N 20360301 CWHL 1293750 6738.28125 360 6 0 0 0.25 NY 10583 Single Family No MI 100016000000000000 11.25 2 2 First Lien 120 N 20360201 CWHL 7972215.26 51887.85 360 6.5 0 0 0.25 CA 92657 PUD No MI 100134000000000000 11.75 2 2 First Lien 60 N 20351201 CWHL 699200 3641.666667 360 6 0 0 0.25 CA 90291 Single Family No MI 100016000000000000 11.25 2 2 First Lien 120 N 20360201 CWHL 544000 2833.333333 360 6 0 0 0.25 NY 12549 Single Family No MI 100016000000000000 11.25 2 2 First Lien 84 N 20360201 CWHL 438700 2741.875 360 7.25 0 0 0.25 NV 89044 PUD No MI 100016000000000000 12.5 2 2 First Lien 84 N 20360301 CWHL 428000 2452.083333 360 6.625 0 0 0.25 CA 90065 Single Family No MI 100016000000000000 11.875 2 2 First Lien 84 N 20360101 CWHL 797226 4484.39625 360 6.5 0 0 0.25 NV 89117 Single Family No MI 100016000000000000 11.75 2 2 First Lien 84 N 20360101 CWHL 494552.51 3128.74 360 6.25 0 0 0.25 NY 10566 Condominium No MI 100016000000000000 11.5 2 2 First Lien 120 N 20360301 CWHL 680000 4250 360 7.25 0 0 0.25 CT 6831 Single Family No MI 100016000000000000 12.5 2 2 First Lien 60 N 20360301 CWHL 1375000 6588.541667 360 5.5 0 0 0.25 NY 10583 Single Family No MI 100134000000000000 10.75 2 2 First Lien 120 N 20360201 CWHL 765860.26 4916.97 360 6.375 0 0 0.25 CA 91306 Single Family No MI 100016000000000000 11.625 2 2 First Lien 84 N 20360101 CWHL 509995 2815.597396 360 6.375 0 0 0.25 CA 94061 Single Family No MI 100016000000000000 11.625 2 2 First Lien 84 N 20360101 CWHL 475000 2869.791667 360 7 0 0 0.25 CA 91324 Condominium No MI 100016000000000000 12.25 2 2 First Lien 60 N 20360201 CWHL 933750 5155.078125 360 6.375 0 0 0.25 FL 33040 Single Family No MI 100016000000000000 11.625 2 2 First Lien 60 N 20360101 CWHL 449524.52 2593.28 360
358 5.625 CORONA 450490 20060301 2.25 20110201 N 0 No_PP GROUP III G02 358 6.625 WEST BLOOMFIELD 468750 20060301 2.25 20110201 Y 60 No_PP GROUP III G02 357 7.75 BRAMBLETON 799650 20060201 2.25 20110101 Y 60 No_PP GROUP III G02 357 6.125 BRENTWOOD 479920 20060201 2.25 20110101 Y 60 No_PP GROUP III G04 358 6.75 UPPER MARLBORO 565000 20060301 2.25 20130201 Y 84 No_PP GROUP III G04 357 7.875 BURBANK 575992 20060201 2.25 20130101 Y 84 No_PP GROUP III G02 358 7.125 FONTANA 558800 20060301 2.25 20110201 Y 60 No_PP GROUP III G02 357 6 SANDY SPRING 892000 20060201 2.25 20110101 Y 60 No_PP GROUP III G05 358 5.75 SEATTLE 456600 20060301 2.25 20160201 N 0 No_PP GROUP III G05 358 6.125 GRASONVILLE 699200 20060301 2.25 20160201 Y 120 Prepay GROUP III G04 358 6.5 JUPITER 480400 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 358 6.5 LOS ANGELES 705000 20060301 2.25 20160201 Y 120 No_PP GROUP III G02 358 7.375 OAKLAND 432000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 358 6.5 PITTSBURG 514000 20060301 2.25 20160201 Y 120 No_PP GROUP III G05 358 6.25 SCOTTSDALE 920000 20060301 2.25 20160201 Y 120 Prepay GROUP III G04 358 7.125 PARKER 486000 20060301 2.25 20130201 Y 84 No_PP GROUP III G04 358 7 PORTLAND 1000000 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 358
5.375 CA 69.25 10.625 360 6.375 MI 75.00 11.625 360 7.5 VA 80.00 12.75 360 5.875 CA 80.00 11.125 360 6.5 MD 78.47 11.75 360 7.625 CA 80.00 12.875 360 6.875 CA 80.00 12.125 360 5.75 MD 80.00 11 360 5.5 WA 50.73 10.75 360 5.875 MD 80.00 11.125 360 6.25 FL 80.00 11.5 360 6.25 CA 79.21 11.5 360 7.125 CA 80.00 12.375 360 6.25 CA 69.93 11.5 360 6 AZ 80.00 11.25 360 6.875 CO 74.99 12.125 360 6.75 OR 74.63 12 360 5.875
0 2
0 92880 No MI 60 468750 N
0.25 Single Family 100057000000000000 First Lien 20360201 CWHL 2587.890625 360 0.25 Single Family 100031000000000000 2 First Lien 20360201 CWHL 5164.40625 360 0.25 PUD 100063000000000000 2 First Lien 20360101 CWHL 2437.088449 360 0.25 Single Family 100057000000000000 2 First Lien 20360101 CWHL 3178.125 360 0.25 Single Family 100145000000000000 2 First Lien 20360201 CWHL 3779.9475 360 0.25 Condominium 100077000000000000 2 First Lien 20360101 CWHL 3317.875 360 0.25 PUD 100051000000000000 2 First Lien 20360201 CWHL 4460 360 0.25 2 N
0 48324 No MI 2 60 799650 N
0 20148 No MI 2
60 N 477470.39 0 0 94513 No MI 2 60 N 565000 0 0 20772 No MI 2 84 N 575992 0 0 91502 No MI 2 84 N 558800 0 0 92337 No MI 2 60 N 892000 0 0 20860 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 455644.29 2664.59 360 0 0 0.25 98199 Single Family No MI 100027000000000000 2 2 First Lien 120 N 20360201 CWHL 699135.74 3568.50534 360 0 0 0.25 21638 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 480400 2602.166667 360 0 0 0.25 33458 Single Family No MI 100057000000000000 2 2 First Lien 84 N 20360201 CWHL 705000 3818.75 360 0 0 0.25 90066 Single Family No MI 100077000000000000 2 2 First Lien 120 N 20360201 CWHL 432000 2655 360 0 0 0.25 94603 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 514000 2784.166667 360 0 0 0.25 94565 Single Family No MI 100197000000000000 2 2 First Lien 120 N 20360201 CWHL 920000 4791.666667 360 0 0 0.25 85260 PUD No MI 100223000000000000 2 2 First Lien 120 N 20360201 CWHL 485999.99 2885.624941 360 0 0 0.25 80134 PUD No MI 100020000000000000 2 2 First Lien 84 N 20360201 CWHL 1000000 5833.333333 360 0 0 0.25 97266 PUD No MI 100092000000000000 2 2 First Lien 84 N 20360201 CWHL 490500 2503.59375 360 0 0 0.25
6.125 LONG BEACH 490500 20060301 2.25 20160201 Y 120 No_PP GROUP III G02 358 6.25 NORTHRIDGE 420000 20060301 2.25 20110201 Y 60 No_PP GROUP III G02 358 6.5 MURRIETA 478550 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 7.125 TAMPA 87120 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 358 6 WESTMINSTER 245200 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 358 7.25 LAS VEGAS 312775 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 357 7.625 FOUNTAIN 105506 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 359 6.75 ADELANTO 230320 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 357 6.375 LAS VEGAS 351992 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 357 5.875 NORTH LAS VEGAS 400000 20060201 2.25 20110101 Y 60 No_PP GROUP III G03 357 6.25 BEAUMONT 283120 20060201 2.25 20130101 Y 84 No_PP GROUP III G02 357 6.625 CORAL SPRINGS 166425 20060201 2.25 20110101 Y 60 Prepay GROUP III G01 358 7.375 BRADENTON 172350 20060301 2.25 20110201 Y 60 No_PP GROUP III G02 358 6.375 SANTA BARBARA 650000 20060301 2.25 20110201 Y 60 No_PP GROUP III G04 358 6.125 ANAHEIM HILLS 2420000 20060301 2.25 20130201 Y 84 Prepay GROUP III G03 359 7.125 PINELLAS PARK 100000 20060401 2.25 20130301 Y 84 No_PP GROUP III G05 359 6 OXNARD 400000 20060401 2.25 20160301 Y 120 Prepay GROUP III G03 357 6.375 TEMECULA
CA 75.46 11.125 360 6 CA 71.55 11.25 360 6.25 CA 80.00 11.5 360 6.875 FL 80.00 12.125 360 5.75 CO 80.00 12 360 7 NV 70.00 12.25 360 7.375 CO 80.00 12.625 360 6.5 CA 80.00 11.75 360 6.125 NV 80.00 11.375 360 5.625 NV 89.69 10.875 360 6 CA 80.00 11.25 360 6.375 FL 75.00 11.625 360 7.125 FL 80.00 12.375 360 6.125 CA 65.00 11.375 360 5.875 CA 80.00 11.125 360 6.875 FL 66.67 12.125 360 5.75 CA 57.14 11 360 6.125 CA 2
100141000000000000 First Lien 120 N 20360201 CWHL 420000 2187.5 360 0 0 0.25 91325 Single Family No MI 100197000000000000 2 2 First Lien 60 N 20360201 CWHL 478550 2592.145833 360 0 0 0.25 92563 Single Family No MI 100060000000000000 2 2 First Lien 60 N 20360201 CWHL 87120 517.275 360 0 0 0.25 33614 Condominium No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 245200 1226 360 0 0 0.25 80020 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 312775 1889.682292 360 0 0 0.25 89178 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 105505.99 670.4026448 360 0 0 0.25 80817 PUD No MI 100057000000000000 2 2 First Lien 60 N 20360101 CWHL 230320 1295.55 360 0 0 0.25 92301 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 351992 1869.9575 360 0 0 0.25 89120 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 400000 1958.333333 360 0 0 0.25 89081 PUD Radian Guaranty 100125000000000000 2 2 First Lien 60 N 20360101 CWHL 280766.08 1462.323333 360 0 0 0.25 92223 PUD No MI 100057000000000000 2 2 First Lien 84 N 20360101 CWHL 166425 918.8046875 360 0 0 0.25 33076 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360101 CWHL 172350 1059.234375 360 0 0 0.25 34212 Condominium No MI 100060000000000000 2 2 First Lien 60 N 20360201 CWHL 650000 3453.125 360 0 0 0.25 93103 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 2420000 12352.08333 360 0 0 0.25 92807 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 100000 593.75 360 0 0 0.25 33781 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 400000 2000 360 0 0 0.25 93036 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 337800 1794.5625 360 0 0 0.25 92592 Condominium 2
90805 No MI
Single Family N
337800 2.25 Y 84 GROUP III 359 6.625 ORLANDO 301500 2.25 Y 120 GROUP III 358 6 HUMBLE 340000 2.25 Y 60 GROUP III 358 6.375 FLAGSTAFF 233856 2.25 Y 84 GROUP III 359 6.875 SAINT CHARLES 62000 2.25 Y 84 GROUP III 357 6.375 LAS VEGAS 180891 2.25 Y 60 GROUP III 359 5.125 LEWIS CENTER 193080 2.25 Y 60 GROUP III 358 7.5 YUMA 135450 2.25 Y 120 GROUP III 358 7.25 SANFORD 206435 2.25 Y 60 GROUP III 358 6.75 EL SEGUNDO 535000 2.25 Y 120 GROUP III 358 6.375 PARK CITY 825000 2.25 Y 120 GROUP III 359 5.875 DALLAS 196800 2.25 N 0 GROUP III 358 6.875 FLEETWOOD 302750 2.25 Y 60 GROUP III 358 6.875 MIAMI 190750 2.25 Y 60 GROUP III 358 5.875 SANFORD 232000 2.25 Y 60 GROUP III 356 6.375 PALM SPRINGS 400000 2.25 Y 120 GROUP III 358 6.875 FONTANA 468300 2.25 Y 60 GROUP III 356 5.5 SILVER SPRING 295000
20060201 20130101 No_PP G05 20060401 20160301 No_PP G01 20060301 20110201 No_PP G03 20060301 20130201 No_PP G03 20060401 20130301 No_PP G01 20060201 20110101 Prepay G01 20060401 20110301 No_PP G05 20060301 20160201 Prepay G01 20060301 20110201 No_PP G05 20060301 20160201 Prepay G05 20060301 20160201 Prepay G05 20060401 20160301 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201 Prepay G01 20060301 20110201 No_PP G05 20060101 20151201 No_PP G02 20060301 20110201 No_PP G02 20060101
75.91 11.375 360 6.375 FL 90.00 11.625 360 5.75 TX 80.00 11 360 6.125 AZ 80.00 11.375 360 6.625 MO 47.69 11.875 360 6.125 NV 90.00 11.375 360 4.875 OH 80.00 10.125 360 7.25 AZ 90.00 12.5 360 7 FL 95.00 12.25 360 6.5 CA 66.88 11.75 360 6.125 UT 75.00 11.375 360 5.625 TX 80.00 10.875 360 6.625 PA 70.00 11.875 360 6.625 FL 80.00 11.875 360 5.625 FL 79.45 10.875 360 6.125 CA 62.99 11.375 360 6.625 CA 79.99 11.875 360 5.25 MD 64.27
No MI 100074000000000000 2 2 First Lien 84 N 20360101 CWHL 301500 1664.53125 360 0 0 0.25 32829 PUD Republic MIC 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 340000 1700 360 0 0 0.25 77346 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 233856 1242.36 360 0 0 0.25 86001 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 62000 355.2083333 360 0 0 0.25 63301 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 180891 960.9834375 360 0 0 0.25 89128 Condominium Republic MIC 100016000000000000 2 2 First Lien 60 N 20360101 CWHL 193080 824.6125 360 0 0 0.25 43035 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 135426.57 846.4160625 360 0 0 0.25 85367 PUD United Guaranty 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 206435 1247.211458 360 0 0 0.25 32771 Single Family PMI 100057000000000000 2 2 First Lien 60 N 20360201 CWHL 534539.38 3006.784013 360 0 0 0.25 90245 Condominium No MI 100073000000000000 2 2 First Lien 120 N 20360201 CWHL 824999.97 4382.812341 360 0 0 0.25 84060 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 196599.35 1164.15 360 0 0 0.25 75252 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 302750 1734.505208 360 0 0 0.25 19522 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 190750 1092.838542 360 0 0 0.25 33170 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 232000 1135.833333 360 0 0 0.25 32773 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 400000 2125 360 0 0 0.25 92262 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20351201 CWHL 468300 2682.96875 360 0 0 0.25 92337 Single Family No MI 100051000000000000 2 2 First Lien 60 N 20360201 CWHL 293699.5 1674.98 360 0 0 0.25 20904 Single Family No MI 100016000000000000
2.25 N
0 GROUP III
20101201 Prepay G02
10.5 360 7.625 FL 80.00 12.875 360 5.5 IL 78.00 10.75 360 6.625 FL 80.00 11.875 360 7.375 IL 75.00 12.625 360 6 FL 80.00 11.25 360 6.25 MA 80.00 11.5 360 5.875 NV 80.00 11.125 360 6.25 NV 64.44 11.5 360 6.875 MA 80.00 12.125 360 6.625 VA 80.00 11.875 360 5.625 CO 78.21 10.875 360 6 CA 79.99 11.25 360 6.625 ME 20.55 11.875 360 6.125 RI 80.00 11.375 360 5.5 IL 40.20 10.75 360 6.25 NV 90.00 11.5 360 6.125 CA 70.00 11.375
359 7.875 NAPLES 1280000 20060401 2.25 20110301 Y 60 Prepay GROUP III G02 359 5.75 FRANKFORT 557700 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 6.875 PEMBROKE PINES 316800 20060401 2.25 20110301 Y 60 No_PP GROUP III G02 358 7.625 CHICAGO 862500 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 358 6.25 CELEBRATION 416316 20060301 2.25 20160201 Y 120 No_PP GROUP III G03 358 6.5 TAUNTON 202400 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 359 6.125 HENDERSON 216000 20060401 2.25 20160301 Y 120 No_PP GROUP III G03 358 6.5 LAS VEGAS 145000 20060301 2.25 20130201 Y 84 No_PP GROUP III G04 358 7.125 ALLSTON 544000 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 359 6.875 SPRINGFIELD 383200 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 5.875 LA SALLE 122000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 358 6.25 ROMOLAND 293900 20060301 2.25 20160201 Y 120 No_PP GROUP III G01 358 6.875 SCARBOROUGH 75000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 358 6.375 CUMBERLAND 200000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 350 5.75 KILDEER 402000 20050701 2.75 20150601 N 0 No_PP GROUP III G01 351 6.5 LAS VEGAS 156339 20050801 2.25 20100701 Y 60 Prepay GROUP III G05 358 6.375 ELK GROVE 378000 20060301 2.25 20160201
First Lien 20351201 CWHL 8400 360 0 0 0.25 34102 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 557700 2672.3125 360 0 0 0.25 60423 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 316800 1815 360 0 0 0.25 33029 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 862500 5480.46875 360 0 0 0.25 60605 Condominium No MI 100202000000000000 2 2 First Lien 60 N 20360201 CWHL 416316 2168.3125 360 0 0 0.25 34747 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 202400 1096.333333 360 0 0 0.25 2780 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 216000 1102.5 360 0 0 0.25 89015 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 145000 785.4166667 360 0 0 0.25 89123 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 544000 3230 360 0 0 0.25 2134 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 383200 2195.416667 360 0 0 0.25 22153 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 121999.13 597.2874073 360 0 0 0.25 80645 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 293896.39 1530.710365 360 0 0 0.25 92585 PUD No MI 100095000000000000 2 2 First Lien 120 N 20360201 CWHL 73997.13 423.9418906 360 0 0 0.25 4074 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 199962 1062.298125 360 0 0 0.25 2864 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 396298.28 2345.96 360 0 0 0.25 60047 PUD No MI 100027000000000000 2 2 First Lien 120 N 20350601 CWHL 156296.66 846.6069083 360 0 0 0.25 89129 Condominium GE Capital MI 100137000000000000 2.5 2 First Lien 60 N 20350701 CWHL 378000 2008.125 360 0 0 0.25 95624 Single Family No MI 100016000000000000 2 2 First Lien N
2 60 1280000
120 No_PP GROUP III G03 357 7 INGLEWOOD 620000 20060201 2.25 20130101 Y 84 No_PP GROUP III G01 359 6.125 AUBURN 186960 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 6.875 TEXAS CITY 100160 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 6 NORTH LAS VEGAS 247221 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 358 7.5 VANCOUVER 249500 20060301 2.25 20110201 Y 60 No_PP GROUP III G02 359 7.5 LOVELAND 278400 20060401 2.25 20110301 Y 60 Prepay GROUP III G01 358 7.25 LAS VEGAS 230000 20060301 2.25 20110201 Y 60 No_PP GROUP III G02 359 6.75 PLACENTIA 520000 20060401 2.25 20110301 Y 60 No_PP GROUP III G03 358 6.875 QUEEN CREEK 157908 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 358 6.5 TUCSON 192792 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 357 5.875 LAS VEGAS 222778 20060201 2.25 20110101 Y 60 No_PP GROUP III G01 358 5.625 FOOTHILL RANCH 242320 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 358 6 EVERETT 219950 20060301 2.25 20130201 Y 84 No_PP GROUP III G03 358 6.375 LA PINE 189289.26 20060301 2.25 20130201 N 0 No_PP GROUP III G02 357 6.75 CHANDLER 167437 20060201 2.25 20110101 Y 60 Prepay GROUP III G01 356 6.5 JERSEY CITY 291612 20060101 2.25 20101201 Y 60 No_PP GROUP III G05 358 6 GLEN ALLEN 416350 20060301 2.25 20160201 Y 120 No_PP
360 6.75 CA 80.00 12 360 5.875 WA 80.00 11.125 360 6.625 TX 80.00 11.875 360 5.75 NV 80.00 11 360 7.25 WA 89.96 12.5 360 7.25 CO 80.00 12.5 360 7 NV 80.00 12.25 360 6.5 CA 80.00 11.75 360 6.625 AZ 80.00 11.875 360 6.25 AZ 80.00 11.5 360 5.625 NV 80.00 10.875 360 5.375 CA 80.00 10.625 360 5.75 WA 80.00 11 360 6.125 OR 86.04 11.375 360 6.5 AZ 95.00 11.75 360 6.25 NJ 80.00 12.5 360 5.75 VA 80.00 11 360
20360201 CWHL 3616.666667 360 0.25 90303 2-4 Family No MI 100016000000000000 2 2 First Lien 84 N 20360101 CWHL 186960 954.275 360 0 0 0.25 98001 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 100160 573.8333333 360 0 0 0.25 77591 PUD No MI 100317000000000000 2 2 First Lien 60 N 20360201 CWHL 247221 1236.105 360 0 0 0.25 89081 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 249500 1559.375 360 0 0 0.25 98683 PUD Republic MIC 100309000000000000 2 2 First Lien 60 N 20360201 CWHL 278400 1740 360 0 0 0.25 80538 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 230000 1389.583333 360 0 0 0.25 89123 PUD No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 520000 2925 360 0 0 0.25 92870 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 157908 904.68125 360 0 0 0.25 85242 PUD No MI 100063000000000000 2 2 First Lien 84 N 20360201 CWHL 192792 1044.29 360 0 0 0.25 85757 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360201 CWHL 222778 1090.683958 360 0 0 0.25 89149 PUD No MI 100063000000000000 2 2 First Lien 60 N 20360101 CWHL 242320 1135.875 360 0 0 0.25 92610 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 219950 1099.75 360 0 0 0.25 98205 PUD No MI 100134000000000000 2 2 First Lien 84 N 20360201 CWHL 188937.69 1180.92 360 0 0 0.25 97739 Single Family YES 2 2 First Lien 84 N 20360201 CWHL 167437 941.833125 360 0 0 0.25 85248 Condominium Radian Guaranty 100016000000000000 2 2 First Lien 60 N 20360101 CWHL 291509.32 1579.008817 360 0 0 0.25 7306 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20351201 CWHL 415935 2079.675 360 0 0 0.25 23059 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 0 0
120 620000
GROUP III 359 5.75 NEWBURYPORT 223200 2.25 Y 60 GROUP III 359 7.25 STOCKTON 368000 2.25 Y 84 GROUP III 355 7.5 BOISE 272000 2.25 Y 60 GROUP III 358 5.875 SAN DIEGO 260147 2.25 Y 84 GROUP III 355 6.125 NAPLES 217997.04 2.25 Y 60 GROUP III 359 7.5 MARANA 192742 2.25 Y 84 GROUP III 359 6.25 LAS VEGAS 350077 2.25 Y 84 GROUP III 358 5.875 CLEVELAND 166500 2.25 Y 60 GROUP III 358 5 MOLALLA 191250 2.25 Y 60 GROUP III 359 6.875 RICHMOND 299600 2.25 Y 60 GROUP III 359 7.375 QUEEN CREEK 139920 2.25 Y 60 GROUP III 358 5.875 UTICA 157828 2.25 Y 60 GROUP III 359 6.875 GREENFIELD 400000 2.25 Y 60 GROUP III 359 6.875 RESTON 292500 2.25 Y 60 GROUP III 359 6.25 SARASOTA 300000 2.25 Y 60 GROUP III 358 5.625 LAND O LAKES 381096 2.25 Y 60 GROUP III 358 5.875 WOODBRIDGE 279920 2.25 Y 60 GROUP III
G01 5.5 MA 20060401 20110301 No_PP G03 20060401 20130301 Prepay G01 20051201 20101101 Prepay G03 20060301 20130201 No_PP G01 20051201 20101101 No_PP G03 20060401 20130301 No_PP G03 20060401 20130301 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 80.00 10.75 360 7 CA 80.00 12.25 360 7.25 ID 80.00 12.5 360 5.625 CA 80.00 10.875 360 5.875 FL 94.78 11.125 360 7.25 AZ 80.00 12.5 360 6 NV 80.00 11.25 360 5.625 OH 64.04 10.875 360 4.75 OR 73.56 10 360 6.625 CA 80.00 11.875 360 7.125 AZ 80.00 12.375 360 5.625 MI 80.00 10.875 360 6.625 CA 79.56 11.875 360 6.625 VA 90.00 11.875 360 6 FL 80.00 11.25 360 5.375 FL 80.00 10.625 360 5.625 VA 80.00 10.875 360
223183.53 1069.421081 360 0 0 0.25 1950 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 368000 2223.333333 360 0 0 0.25 95206 Single Family No MI 100134000000000000 2 2 First Lien 84 N 20360301 CWHL 272000 1700 360 0 0 0.25 83709 2-4 Family No MI 100016000000000000 2 2 First Lien 60 N 20351101 CWHL 260147 1273.636354 360 0 0 0.25 92108 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 217997.04 1112.693225 360 0 0 0.25 34120 Single Family YES 100016000000000000 2 2 First Lien 60 N 20351101 CWHL 192742 1204.6375 360 0 0 0.25 85653 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 350077 1823.317708 360 0 0 0.25 89139 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 166500 815.15625 360 0 0 0.25 44113 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 191250 796.875 360 0 0 0.25 97038 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 299600 1716.458333 360 0 0 0.25 94804 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 139920 859.925 360 0 0 0.25 85242 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 157828 772.6995833 360 0 0 0.25 48315 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 400000 2291.666667 360 0 0 0.25 93927 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 292500 1675.78125 360 0 0 0.25 20191 PUD United Guaranty 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 300000 1562.5 360 0 0 0.25 34235 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 381096 1786.3875 360 0 0 0.25 34638 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 279920 1370.441667 360 0 0 0.25 22192 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 204000 1253.75 360
358 7.375 GLENDALE 204000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 359 6.875 MANTECA 268000 20060401 2.25 20160301 Y 120 No_PP GROUP III G03 359 6.125 CHICAGO 204000 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 358 7.25 CEDAR HILLS 165000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 6.75 HESPERIA 309500 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 5.5 MORENO VALLEY 268000 20060401 2.25 20110301 Y 60 Prepay GROUP III G03 359 6 PERRIS 335896 20060401 2.25 20130301 Y 84 Prepay GROUP III G01 358 7.375 LAS VEGAS 272000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 359 6.25 WEST PALM BEACH 171200 20060401 2.25 20160301 Y 120 No_PP GROUP III G01 358 7.375 WOODBRIDGE 248000 20060301 2.25 20110201 Y 60 No_PP GROUP III G01 359 5.625 DELRAY BEACH 372300 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 359 6.375 VANCOUVER 219500 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 358 6.75 MURRAY 125100 20060301 2.25 20160201 Y 120 Prepay GROUP III G03 359 5.875 EWA BEACH 310109 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 359 6.5 COACHELLA 301550 20060401 2.25 20110301 Y 60 Prepay GROUP III G03 358 6 EWA BEACH 304923 20060301 2.25 20130201 Y 84 No_PP GROUP III G01 359 6.25 CLINTON TOWNSHIP 132800 20060401 2.25 20110301 Y 60 No_PP GROUP III G03 359
7.125 AZ 80.00 12.375 360 6.625 CA 80.00 11.875 360 5.875 IL 80.00 11.125 360 7 UT 71.74 12.25 360 6.5 CA 79.99 11.75 360 5.25 CA 80.00 10.5 360 5.75 CA 80.00 11 360 7.125 NV 80.00 12.375 360 6 FL 80.00 11.25 360 7.125 VA 80.00 12.375 360 5.375 FL 44.11 10.625 360 6.125 WA 73.41 11.375 360 6.5 UT 79.97 11.75 360 5.625 HI 80.00 10.875 360 6.25 CA 79.99 11.5 360 5.75 HI 80.00 11 360 6 MI 80.00 11.25 360 6
0 2
0 85310 No MI 60 268000
0.25 PUD 100016000000000000 First Lien N 20360201 CWHL 1535.416667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1041.25 360 0.25 Condominium 100016000000000000 2 First Lien N 20360301 CWHL 996.875 360 0.25 PUD 100134000000000000 2 First Lien N 20360201 CWHL 1740.886538 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1228.333333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1679.48 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 CWHL 1671.666667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 890.7309375 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1524.166667 360 0.25 PUD 100016000000000000 2 First Lien N 20360201 CWHL 1745.15625 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 CWHL 1166.09375 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 703.6875 360 0.25 PUD 100016000000000000 2 First Lien N 20360201 CWHL 1518.241979 360 0.25 Condominium 100016000000000000 2 First Lien N 20360301 CWHL 1633.395833 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1524.615 360 0.25 Condominium 100016000000000000 2 First Lien N 20360201 CWHL 691.6666667 360 0.25 Single Family 100134000000000000 2 First Lien N 20360301 CWHL 1750 360 0.25 2 N
0 95336 No MI 2 120 204000
0 60626 No MI 2 84 165000
0 84062 No MI 2
60 309490.94 0 0 92345 No MI 2 60 268000 0 0 92553 No MI 2 60 335896 0 0 92571 No MI 2 84 272000 0 0 89103 No MI 2 60 171020.34 0 0 33405 No MI 2 120 248000 0 0 22191 No MI 2 60 372300 0 0 33446 No MI 2 60 219500 0 0 98683 No MI 2 60 125100 0 0 84107 No MI 2 120 310109 0 0 96706 No MI 2 84 301550 0 0 92236 No MI 2 60 304923 0 0 96706 No MI 2 84 132800 0 0 48038 No MI 2 60 336000 0 0
6.25 BALDWIN PARK 336000 2.25 Y 84 GROUP III 359 7.25 NEW BRIGHTON 256000 2.25 Y 60 GROUP III 358 7.5 INGLEWOOD 320000 2.25 Y 60 GROUP III 359 6.5 SEDONA 300000 2.25 Y 120 GROUP III 359 6.375 FRESNO 314432 2.25 Y 60 GROUP III 358 7 SANDPOINT 145000 2.25 Y 84 GROUP III 358 5.875 LAKE FOREST 417000 2.25 Y 84 GROUP III 358 6.5 POWELL 268000 2.25 Y 120 GROUP III 359 6.375 WINCHESTER 300000 2.25 Y 120 GROUP III 359 6.5 COVINA 400000 2.25 Y 60 GROUP III 359 5.75 GUNTERSVILLE 250000 2.25 Y 60 GROUP III 359 7 LOS ANGELES 295000 2.25 Y 60 GROUP III 359 7.5 RIVERSIDE 258400 2.25 Y 60 GROUP III 359 6.875 ANTIOCH 364000 2.25 Y 60 GROUP III 359 7.5 LAS VEGAS 138400 2.25 Y 60 GROUP III 359 6.375 LAWAI 344000 2.25 Y 84 GROUP III 358 6.25 WESTMINSTER 183600 2.25 Y 60 GROUP III 359 6.75 EDMONDS
CA 20060401 20130301 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G05 20060401 20160301 No_PP G01 20060401 20110301 No_PP G03 20060301 20130201 No_PP G03 20060301 20130201 No_PP G05 20060301 20160201 Prepay G05 20060401 20160301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G03 20060401 20130301 Prepay G01 20060301 20110201 Prepay G03 70.00 11.25 360 7 MN 80.00 12.25 360 7.25 CA 80.00 12.5 360 6.25 AZ 50.01 11.5 360 6.125 CA 80.00 11.375 360 6.75 ID 59.18 12 360 5.625 IL 75.82 10.875 360 6.25 OH 80.00 11.5 360 6.125 CA 53.10 11.375 360 6.25 CA 62.51 11.5 360 5.5 AL 70.42 10.75 360 6.75 CA 53.64 12 360 7.25 CA 80.00 12.5 360 6.625 CA 80.00 11.875 360 7.25 NV 80.00 12.5 360 6.125 HI 80.00 11.375 360 6 CO 80.00 11.25 360 6.5 WA
91706 No MI 2 84 255996.67 0 0 55112 No MI 2 60 320000 0 0 90303 No MI 2 60 300000 0 0 86336 No MI 2 120 314432 0 0 93727 No MI 2 60 145000 0 0 83864 No MI 2 84 417000 0 0 60045 No MI 2 84 268000 0 0 43065 No MI 2 120 300000 0 0 92592 No MI 2 120 400000 0 0 91723 No MI 2 60 250000 0 0 35976 No MI 2 60 295000 0 0 91306 No MI 2 60 258400 0 0 92506 No MI 2 60 364000 0 0 94509 No MI 2 60 138400 0 0 89103 No MI 2 60 344000 0 0 96765 No MI 2 84 183600 0 0 80021 No MI 2 60 257500 0 0 98020
Single Family 100016000000000000 First Lien N 20360301 CWHL 1546.646548 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 2000 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1625 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1670.42 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 845.8333333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 2041.5625 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1451.666667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 1593.75 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 2166.666667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1197.916667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1720.833333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 1615 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 2085.416667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 865 360 0.25 Condominium 100134000000000000 2 First Lien N 20360301 CWHL 1827.5 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 956.25 360 0.25 Single Family 100134000000000000 2 First Lien N 20360201 CWHL 1448.4375 360 0.25 Single Family 2 N
257500 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 359 6.5 ATASCADERO 82000 20060401 2.25 20110301 N 0 Prepay GROUP III G01 359 7 SACRAMENTO 210400 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 359 5.75 MILILANI 472000 20060401 2.25 20160301 Y 120 No_PP GROUP III G05 359 7 LOS ANGELES 504000 20060401 2.25 20160301 Y 120 No_PP GROUP III G01 359 6.875 LONG BEACH 446000 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 359 6.625 LOS ANGELES 310800 20060401 2.25 20160301 Y 120 No_PP GROUP III G01 359 6 GOOSE CREEK 129372 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 6.5 BELLINGHAM 339200 20060301 2.25 20110201 Y 60 Prepay GROUP III G02 357 6.5 PARRISH 315533 20060201 2.25 20110101 Y 60 Prepay GROUP III G05 359 6.125 LA QUINTA 500000 20060401 2.25 20160301 Y 120 Prepay GROUP III G02 357 6.375 SARASOTA 438100 20060201 2.25 20110101 Y 60 No_PP GROUP III G05 352 5.375 LAS VEGAS 418400 20050901 2 20150801 Y 120 No_PP GROUP III G02 357 6.375 BOSTON 511200 20060201 2.25 20110101 Y 60 No_PP GROUP III G02 358 6.625 THREE RIVERS 455000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 356 6.375 CENTREVILLE 465150 20060101 2.25 20151201 Y 120 No_PP GROUP III G04 356 6.75 EL GRANADA 496000 20060101 2.25 20121201 Y 84 No_PP GROUP III G04 356 6.5 CHANDLER 455900 20060101
67.76 11.75 360 6.25 CA 22.78 11.5 360 6.75 CA 80.00 12 360 5.5 HI 80.00 10.75 360 6.75 CA 80.00 12 360 6.625 CA 74.33 11.875 360 6.375 CA 80.00 11.625 360 5.75 SC 80.00 11 360 6.25 WA 80.00 11.5 360 6.25 FL 80.00 11.5 360 5.875 CA 75.47 11.125 360 6.125 FL 70.32 11.375 360 5.125 NV 80.00 10.375 360 6.125 MA 79.94 11.375 360 6.375 CA 72.22 11.625 360 6.125 VA 79.99 11.375 360 6.5 CA 80.00 11.75 360 6.25 AZ 80.00
No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 81925.87 518.3 360 0 0 0.25 93422 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 210400 1227.333333 360 0 0 0.25 95838 Single Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 472000 2261.666667 360 0 0 0.25 96789 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 504000 2940 360 0 0 0.25 90044 2-4 Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 446000 2555.208333 360 0 0 0.25 90805 2-4 Family No MI 100134000000000000 2 2 First Lien 60 N 20360301 CWHL 310800 1715.875 360 0 0 0.25 90013 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 129372 646.86 360 0 0 0.25 29445 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 339200 1837.333333 360 0 0 0.25 98226 Single Family No MI 100134000000000000 2 2 First Lien 60 N 20360201 CWHL 315533 1709.137083 360 0 0 0.25 34219 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360101 CWHL 499872.4 2551.432042 360 0 0 0.25 92253 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 438100 2327.40625 360 0 0 0.25 34236 Condominium No MI 100030000000000000 2 2 First Lien 60 N 20360101 CWHL 418140.81 1872.922378 360 0 0 0.25 89117 PUD No MI 100163000000000000 2 1 First Lien 120 N 20350801 CWHL 511200 2715.75 360 0 0 0.25 2118 Condominium No MI 100292000000000000 1.75 2 First Lien 60 N 20360101 CWHL 455000 2511.979167 360 0 0 0.25 93271 Single Family No MI 100085000000000000 2 2 First Lien 60 N 20360201 CWHL 465150 2471.109375 360 0 0 0.25 20120 PUD No MI 100067000000000000 2 2 First Lien 120 N 20351201 CWHL 496000 2790 360 0 0 0.25 94018 Single Family No MI 100045000000000000 2 2 First Lien 84 N 20351201 CWHL 454237.99 2881.6 360 0 0 0.25 85249 PUD No MI 100432000000000000
2.25 N
0 GROUP III
20121201 No_PP G05
11.5 360 6.125 NV 75.00 11.375 360 6.625 CA 80.00 11.875 360 5.375 CA 44.82 10.625 360 6.625 CA 80.00 11.875 360 6 CA 80.00 11.25 360 7.125 WA 80.00 12.375 360 6.25 CA 64.61 11.5 360 5.25 CA 64.52 10.5 360 5.75 CA 80.00 11 360 6 FL 80.00 11.25 360 5.75 CA 80.00 11 360 6.75 CA 79.38 12 360 5.375 NY 80.00 10.625 360 6.125 CA 80.00 11.375 360 5.5 CA 80.00 10.75 360 6 CA 74.53 11.25 360 5.375 CA 80.00 10.625
359 6.375 HENDERSON 783750 20060401 2.25 20160301 Y 120 No_PP GROUP III G05 359 6.875 LOS ANGELES 448000 20060401 2.25 20160301 Y 120 No_PP GROUP III G05 358 5.625 SANTA ROSA 560312 20060301 2.25 20160201 Y 120 No_PP GROUP III G04 358 6.875 ELK GROVE 567788 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 358 6.25 OXNARD 488000 20060301 2.25 20160201 Y 120 Prepay GROUP III G02 358 7.375 ISSAQUAH 424196 20060301 2.25 20110201 Y 60 No_PP GROUP III G04 358 6.5 IRVINE 1000000 20060301 2.25 20130201 Y 84 No_PP GROUP III G02 359 5.5 SAN FRANCISCO 1200000 20060401 2.25 20110301 Y 60 Prepay GROUP III G05 359 6 LA QUINTA 484380 20060401 2.25 20160301 Y 120 Prepay GROUP III G05 353 6.25 FORT LAUDERDALE 1260000 20051001 2.25 20150901 Y 120 Prepay GROUP III G05 359 6 INGLEWOOD 557699 20060401 2.25 20160301 Y 120 No_PP GROUP III G04 358 7 ESCONDIDO 516000 20060301 2.25 20130201 Y 84 Prepay GROUP III G05 357 5.625 NEW YORK 863200 20060201 2.25 20160101 Y 120 No_PP GROUP III G04 357 6.375 SAN DIEGO 821284 20060201 2.25 20130101 Y 84 Prepay GROUP III G05 359 5.75 INGLEWOOD 522634 20060401 2.25 20160301 Y 120 No_PP GROUP III G05 359 6.25 SANTA ROSA 510000 20060401 2.25 20160301 Y 120 No_PP GROUP III G05 359 5.625 UPLAND 577700 20060401 2.25 20160301
2 First Lien 20351201 CWHL 4163.671875 360 0 0 0.25 89015 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 447960 2566.4375 360 0 0 0.25 90014 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 560312 2626.4625 360 0 0 0.25 95409 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 567788 3252.952083 360 0 0 0.25 95757 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 487841.67 2540.842031 360 0 0 0.25 93030 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 424196 2607.037917 360 0 0 0.25 98027 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 1000000 5416.666667 360 0 0 0.25 92603 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 1200000 5500 360 0 0 0.25 94105 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 484380 2421.9 360 0 0 0.25 92253 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 1260000 6562.5 360 0 0 0.25 33308 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20350901 CWHL 557699 2788.495 360 0 0 0.25 90305 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 516000 3010 360 0 0 0.25 92026 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 863200 4046.25 360 0 0 0.25 10023 CO-OP No MI 100016000000000000 2 2 First Lien 120 N 20360101 CWHL 821284 4363.07125 360 0 0 0.25 92131 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360101 CWHL 522634 2504.287917 360 0 0 0.25 90305 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 510000 2656.25 360 0 0 0.25 95404 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 577550.59 2707.268391 360 0 0 0.25 91784 PUD No MI 100016000000000000 2 2 First Lien N
2 84 783750
120 Prepay GROUP III G04 355 6 SAN JOSE 2399992 20051201 2.25 20121101 Y 84 Prepay GROUP III G04 358 7.5 CORONA 650000 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 359 6.375 UPLAND 562000 20060401 2.25 20160301 Y 120 Prepay GROUP III G04 358 6.5 ANTIOCH 561640 20060301 2.25 20130201 Y 84 Prepay GROUP III G02 355 7.25 ROLLING HILLS 3000000 20051201 2.25 20101101 Y 60 No_PP GROUP III G02 357 5.875 BOCA GRANDE 1177500 20060201 2.25 20110101 N 0 No_PP GROUP III G02 358 5.75 WOODLAND HILLS AREA 750000 20060301 2.25 20110201 Y 60 No_PP GROUP III G02 358 6.75 DARIEN 570000 20060301 2.25 20110201 Y 60 No_PP GROUP III G02 358 6.875 WEST ISLIP 440800 20060301 2.25 20110201 Y 60 No_PP GROUP III G04 359 6.375 ROGERS 541750 20060401 2.25 20130301 N 0 No_PP GROUP III G02 358 6.375 LAKE ARROWHEAD 640000 20060301 2.25 20110201 Y 60 No_PP GROUP III G02 358 6.75 TYRONE 712000 20060301 2.25 20110201 Y 60 No_PP GROUP III G02 358 6.5 HARBINGER 420000 20060301 2.25 20110201 Y 60 No_PP GROUP III G05 358 6.375 HOLLYWOOD 486000 20060301 2.25 20160201 Y 120 No_PP GROUP III G05 357 6.75 NORTH LAS VEGAS 248000 20060201 2.25 20160101 Y 120 Prepay GROUP III G05 358 6.25 SAN JUAN CAPISTRANO 950000 20060301 2.25 20160201 N 0 No_PP GROUP III G04 359 6.625 MANALAPAN 505000 20060401 2.25 20130301 Y 84 No_PP
360
80.00 360
79.98 360
73.54 360
80.00 360
50.00 360
75.00 360
75.00 360
75.00 360
80.00 360
55.00 360
79.90 360
80.00 360
70.00 360
60.00 360
80.00 360
22.89 360
58.72 360
120 N 20360301 CWHL 2397469.12 11987.3456 360 0 0 0.25 95148 Single Family No MI 100016000000000000 11 2 2 First Lien 84 N 20351101 CWHL 650000 4062.5 360 7.25 0 0 0.25 CA 92883 PUD No MI 100016000000000000 12.5 2 2 First Lien 84 N 20360201 CWHL 562000 2985.625 360 6.125 0 0 0.25 CA 91784 PUD No MI 100016000000000000 11.375 2 2 First Lien 120 N 20360301 CWHL 561640 3042.216667 360 6.25 0 0 0.25 CA 94531 Single Family No MI 100016000000000000 11.5 2 2 First Lien 84 N 20360201 CWHL 3000000 18125 360 7 0 0 0.25 CA 90274 PUD No MI 100016000000000000 12.25 2 2 First Lien 60 N 20351101 CWHL 1173880.79 6965.36 360 5.625 0 0 0.25 FL 33921 Condominium No MI 100059000000000000 10.875 2 2 First Lien 60 N 20360101 CWHL 750000 3593.75 360 5.5 0 0 0.25 CA 91367 Single Family No MI 100077000000000000 10.75 2 2 First Lien 60 N 20360201 CWHL 570000 3206.25 360 6.5 0 0 0.25 CT 6820 Single Family No MI 100016000000000000 11.75 2 2 First Lien 60 N 20360201 CWHL 440732.76 2525.031438 360 6.625 0 0 0.25 NY 11795 Single Family No MI 100016000000000000 11.875 2 2 First Lien 60 N 20360201 CWHL 541248.23 3379.82 360 6.125 0 0 0.25 AR 72758 PUD No MI 100016000000000000 11.375 2 2 First Lien 84 N 20360301 CWHL 640000 3400 360 6.125 0 0 0.25 CA 92352 Single Family No MI 100173000000000000 11.375 2 2 First Lien 60 N 20360201 CWHL 712000 4005 360 6.5 0 0 0.25 GA 30290 PUD No MI 100016000000000000 11.75 2 2 First Lien 60 N 20360201 CWHL 420000 2275 360 6.25 0 0 0.25 NC 27941 Single Family No MI 100016000000000000 11.5 2 2 First Lien 60 N 20360201 CWHL 486000 2581.875 360 6.125 0 0 0.25 FL 33019 PUD No MI 100075000000000000 11.375 2 2 First Lien 120 N 20360201 CWHL 247994.15 1394.967094 360 6.5 0 0 0.25 NV 89032 PUD No MI 100163000000000000 12.75 2 2 First Lien 120 N 20360101 CWHL 948192.52 5849.31 360 6 0 0 0.25 CA 92675 Single Family No MI 100016000000000000 11.25 2 2 First Lien 120 N 20360201 CWHL 505000 2788.020833 360 6.375 0 0 0.25 NJ 7726 PUD No MI 100323000000000000 11.625 2 2 First Lien 84 N 20360301 CWHL 5.75 CA
GROUP III G02 357 6.5 FORT WASHINGTON 506450 20060201 2.25 20110101 Y 60 No_PP GROUP III G05 358 7 INGLEWOOD 509719 20060301 2.25 20160201 N 0 Prepay GROUP III G04 358 6.875 IRVINE 588000 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 358 6.5 SANTA MONICA 780000 20060301 2.25 20160201 Y 120 Prepay GROUP III G05 359 5.875 LA JOLLA 1470000 20060401 2.25 20160301 Y 120 Prepay GROUP III G05 358 7 GILROY 464000 20060301 2.25 20160201 Y 120 Prepay GROUP III G04 358 7.25 SAN JOSE 650000 20060301 2.25 20130201 Y 84 No_PP GROUP III G04 359 6.5 EL SOBRANTE 467200 20060401 2.25 20130301 Y 84 Prepay GROUP III G05 358 6.375 LONG BEACH 525000 20060301 2.25 20160201 N 0 Prepay GROUP III G04 358 7.25 NORWOOD 500000 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 358 6.625 NORTHRIDGE 1000000 20060301 2.25 20160201 Y 120 Prepay GROUP III G05 357 6.125 GLENDALE 700000 20060201 2.25 20160101 Y 120 Prepay GROUP III G04 358 7.25 CORONA 1040000 20060301 2.25 20130201 Y 84 Prepay GROUP III G05 358 7.5 HUNTINGTON BEACH 680000 20060301 2.25 20160201 Y 120 No_PP GROUP III G04 358 6.75 SIMI VALLEY 463200 20060301 2.25 20130201 Y 84 Prepay GROUP III G05 358 6.625 DEL MAR 975000 20060301 2.25 20160201 Y 120 Prepay GROUP III G05 358 6.25 OXNARD 472000 20060301 2.25 20160201 Y 120 Prepay GROUP III G05
506450 6.25 MD 80.00 11.5 360 6.75 CA 80.00 12 360 6.625 CA 78.40 11.875 360 6.25 CA 80.00 11.5 360 5.625 CA 70.00 10.875 360 6.75 CA 80.00 12 360 7 CA 78.31 12.25 360 6.25 CA 80.00 11.5 360 6.125 CA 76.09 11.375 360 7 MA 68.03 12.25 360 6.375 CA 66.67 11.625 360 5.875 CA 73.68 11.125 360 7 CA 80.00 12.25 360 7.25 CA 80.00 12.5 360 6.5 CA 80.00 11.75 360 6.375 CA 75.00 11.625 360 6 CA 80.00 11.25 360 0 0 20744 No MI 2 PUD
2743.270833 0.25
360
100063000000000000 2 First Lien 60 N 20360101 CWHL 508880.94 3391.17 360 0 0 0.25 90301 PUD No MI 100134000000000000 2 2 First Lien 120 N 20360201 CWHL 588000 3368.75 360 0 0 0.25 92606 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 780000 4225 360 0 0 0.25 90405 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 1470000 7196.875 360 0 0 0.25 92037 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 464000 2706.666667 360 0 0 0.25 95020 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 650000 3927.083333 360 0 0 0.25 95148 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 467200 2530.666667 360 0 0 0.25 94803 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 524024.9 3275.32 360 0 0 0.25 90808 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 500000 3020.833333 360 0 0 0.25 2062 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 999520.83 5518.187916 360 0 0 0.25 91326 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 699800 3571.895833 360 0 0 0.25 91203 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360101 CWHL 1040000 6283.333333 360 0 0 0.25 92881 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 680000 4250 360 0 0 0.25 92648 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 463000 2604.375 360 0 0 0.25 93065 Single Family No MI 100134000000000000 2 2 First Lien 84 N 20360201 CWHL 975000 5382.8125 360 0 0 0.25 92014 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 472000 2458.333333 360 0 0 0.25 93035 Single Family No MI 100134000000000000 2 2 First Lien 120 N 20360201 CWHL 477500 2536.71875 360
358 6.375 SANTA PAULA 477500 20060301 2.25 20160201 Y 120 Prepay GROUP III G04 358 6.25 CLEARWATER 600000 20060301 2.25 20130201 Y 84 No_PP GROUP III G04 358 6.875 MILLBRAE 677916 20060301 2.25 20130201 Y 84 Prepay GROUP III G05 359 6.625 SAN LUIS OBISPO 788000 20060401 2.25 20160301 Y 120 No_PP GROUP III G04 358 7.375 WAILUKU 676000 20060301 2.25 20130201 Y 84 No_PP GROUP III G04 359 7.375 WESTLAKE VILLAGE 497000 20060401 2.25 20130301 Y 84 No_PP GROUP III G04 358 7 SAN DIEGO 800000 20060301 2.25 20130201 Y 84 Prepay GROUP III G04 358 7.75 FULLERTON 480000 20060301 2.25 20130201 Y 84 No_PP GROUP III G04 358 6.75 LA CRESCENTA 575200 20060301 2.25 20130201 Y 84 Prepay GROUP III G04 358 6.5 CORONA 448000 20060301 2.25 20130201 Y 84 Prepay GROUP III G04 358 6.875 LAS VEGAS 440800 20060301 2.25 20130201 Y 84 No_PP GROUP III G04 358 6.875 HAYMARKET 628000 20060301 2.25 20130201 Y 84 Prepay GROUP III G05 358 6.375 LOS ANGELES 760000 20060301 2.25 20160201 Y 120 Prepay GROUP III G05 358 6.625 ROSEVILLE 523000 20060301 2.25 20160201 Y 120 Prepay GROUP III G04 358 8 GULF SHORES 490000 20060301 2.25 20130201 Y 84 Prepay GROUP III G05 358 7.25 SAN JOSE 640000 20060301 2.25 20160201 Y 120 Prepay GROUP III G04 358 6.625 ROLLINGWOOD 420000 20060301 2.25 20130201 Y 84 No_PP GROUP III G04 358
6.125 CA 74.61 11.375 360 6 FL 80.00 11.25 360 6.625 CA 75.00 11.875 360 6.375 CA 80.00 11.625 360 7.125 HI 80.00 12.375 360 7.125 CA 74.74 12.375 360 6.75 CA 80.00 12 360 7.5 CA 80.00 12.75 360 6.5 CA 80.00 11.75 360 6.25 CA 79.97 11.5 360 6.625 NV 80.00 11.875 360 6.625 VA 79.94 11.875 360 6.125 CA 80.00 11.375 360 6.375 CA 74.71 11.625 360 7.75 AL 70.00 13 360 7 CA 80.00 12.25 360 6.375 TX 80.00 11.625 360 6.25
0 2
0 93060 No MI
0.25 Single Family 100016000000000000 First Lien N 20360201 CWHL 3125 360 0.25 Condominium 100134000000000000 2 First Lien N 20360201 CWHL 3883.89375 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 4350.416667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 CWHL 4154.583333 360 0.25 PUD 100016000000000000 2 First Lien N 20360201 CWHL 3054.479167 360 0.25 Condominium 100016000000000000 2 First Lien N 20360301 CWHL 4666.666667 360 0.25 Condominium 100016000000000000 2 First Lien N 20360201 CWHL 3100 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 3235.5 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 2426.666667 360 0.25 Single Family 100134000000000000 2 First Lien N 20360201 CWHL 2525.416667 360 0.25 PUD 100016000000000000 2 First Lien N 20360201 CWHL 3597.916667 360 0.25 PUD 100134000000000000 2 First Lien N 20360201 CWHL 4037.5 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 2887.395833 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 3266.666667 360 0.25 Condominium 100016000000000000 2 First Lien N 20360201 CWHL 3866.666667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 CWHL 2318.75 360 0.25 Single Family 100134000000000000 2 First Lien N 20360201 CWHL 3271.666667 360 0.25 2 N
120 600000 0 0 33767 No MI 2 84 677916 0 0 94030 No MI 2 84 788000 0 0 93401 No MI 2 120 676000 0 0 96793 No MI 2 84 497000 0 0 91361 No MI 2 84 800000 0 0 92109 No MI 2 84 480000 0 0 92833 No MI 2 84 575200 0 0 91214 No MI 2 84 448000 0 0 92883 No MI 2 84 440800 0 0 89123 No MI 2 84 628000 0 0 20169 No MI 2 84 760000 0 0 90068 No MI 2 120 523000 0 0 95747 No MI 2 120 490000 0 0 36542 No MI 2 84 640000 0 0 95132 No MI 2 120 420000 0 0 78746 No MI 2 84 604000 0 0
6.5 SAN DIEGO 604000 20060301 2.25 20130201 Y 84 Prepay GROUP III G04 358 6.75 WADDELL 600000 20060301 2.25 20130201 Y 84 No_PP GROUP III G04 358 6.75 LOS ANGELES 1060000 20060301 2.25 20130201 Y 84 Prepay GROUP III G05 358 5.875 CORONA 496000 20060301 2.25 20160201 Y 120 Prepay GROUP III G04 358 6.875 SAN DIEGO 520000 20060301 2.25 20130201 Y 84 No_PP GROUP III G04 358 6.625 JACKSON HEIGHTS 682500 20060301 2.25 20130201 Y 84 Prepay GROUP III G04 358 7.25 NEWBURYPORT 1000000 20060301 2.25 20130201 Y 84 No_PP GROUP III G05 358 6.625 SANTA BARBARA 900000 20060301 2.25 20160201 Y 120 Prepay GROUP III G04 358 6.5 GILROY 750000 20060301 2.25 20130201 Y 84 No_PP GROUP III G04 359 6.25 WHITE PLAINS 552000 20060401 2.25 20130301 Y 84 No_PP GROUP III G04 358 6.875 POTOMAC 1368000 20060301 2.25 20130201 Y 84 Prepay GROUP III G05 358 6.25 DEDHAM 553000 20060301 2.25 20160201 N 0 Prepay GROUP III G01 359 7.625 OCALA 209700 20060401 2.25 20110301 Y 60 No_PP GROUP III G01 358 6.625 KISSIMMEE 140304 20060301 2.25 20110201 Y 60 No_PP GROUP III G03 359 6.5 BAKERSFIELD 328000 20060401 2.25 20130301 Y 84 No_PP GROUP III G01 359 6.875 LOS ANGELES 308000 20060401 2.25 20110301 Y 60 No_PP GROUP III G05 359 6.375 SPOKANE 122804 20060401 2.25 20160301 Y 120 No_PP GROUP III G03 359 6 CHULA VISTA
CA 80.00 11.5 360 6.5 AZ 75.00 11.75 360 6.5 CA 80.00 11.75 360 5.625 CA 64.00 10.875 360 6.625 CA 79.75 11.875 360 6.375 NY 75.00 11.625 360 7 MA 80.00 12.25 360 6.375 CA 75.00 11.625 360 6.25 CA 69.77 11.5 360 6 NY 80.00 11.25 360 6.625 MD 79.98 11.875 360 6 MA 70.00 11.25 360 7.375 FL 79.99 12.625 360 6.375 FL 80.00 11.625 360 6.25 CA 80.00 11.5 360 6.625 CA 80.00 11.875 360 6.125 WA 80.00 11.375 360 5.75 CA
92154 No MI 2
2-4 Family 100016000000000000 First Lien 20360201 CWHL 3373.83585 360 0.25 2 N
84 N 599793.04 0 0 85355 PUD No MI 100134000000000000 2 2 First Lien 84 N 20360201 CWHL 1060000 5962.5 360 0 0 0.25 90035 2-4 Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 496000 2428.333333 360 0 0 0.25 92881 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 520000 2979.166667 360 0 0 0.25 92128 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 682500 3767.96875 360 0 0 0.25 11372 2-4 Family No MI 100134000000000000 2 2 First Lien 84 N 20360201 CWHL 1000000 6041.666667 360 0 0 0.25 1950 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 900000 4968.75 360 0 0 0.25 93108 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 750000 4062.5 360 0 0 0.25 95020 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 552000 2875 360 0 0 0.25 10601 Condominium No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 1368000 7837.5 360 0 0 0.25 20854 PUD No MI 100016000000000000 2 2 First Lien 84 N 20360201 CWHL 551947.85 3404.92 360 0 0 0.25 2026 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360201 CWHL 209700 1332.46875 360 0 0 0.25 34472 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 140304 774.595 360 0 0 0.25 34759 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 CWHL 328000 1776.666667 360 0 0 0.25 93313 Single Family No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 308000 1764.583333 360 0 0 0.25 90003 2-4 Family No MI 100016000000000000 2 2 First Lien 60 N 20360301 CWHL 122804 652.39625 360 0 0 0.25 99203 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 CWHL 228720 1143.6 360 0 0 0.25 91913 Condominium
228720 20060401 2.25 20130301 Y 84 Prepay GROUP II G01 358 6.875 Chicago 300000 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 359 6.875 Fullerton 452000 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 351 6.125 Kissimmee 270000 20050801 2.25 20100701 N 0 No_PP GROUP II G01 357 7.625 TAMPA 215200 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 7.875 ATLANTA 111600 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.5 GRANDVIEW 40000 20060201 2.25 20110101 N 0 No_PP GROUP I G01 357 7.875 PALMYRA 85600 20060201 2.25 20110101 N 0 No_PP GROUP I G01 357 8.25 AVON 64800 20060201 2.25 20110101 N 0 No_PP GROUP II G03 357 7 New York 1267500 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 357 6.5 AKRON 80000 20060201 2.25 20110101 N 0 No_PP GROUP I G01 356 7.875 BOISE 102800 20060101 2.25 20101201 Y 60 No_PP GROUP I G01 357 8.25 WAUCONDA 120000 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 357 7 Foxboro 1000000 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 357 6.875 LAS VEGAS 169600 20060201 2.25 20110101 Y 60 No_PP GROUP II G02 357 7.5 MCDONOUGH 157920 20060201 2.25 20110101 N 0 No_PP GROUP II G01 357 7.25 KENNEWICK 84000 20060201 2.25 20110101 N 0 No_PP GROUP I G01 356 8.125 LEXINGTON PARK 120000 20060101
80.00 11 360 6.625 IL 80.00 11.875 360 6.625 CA 80.00 11.875 360 5.875 FL 75.00 11.125 360 7.25 FL 80.00 12.625 360 7.5 GA 80.00 12.875 360 7.125 MO 80.00 12.5 360 7.5 PA 80.00 12.875 360 7.875 IN 80.00 13.25 360 6.75 NY 65.00 12 360 6.125 OH 80.00 11.5 360 7.5 ID 80.00 12.875 360 7.875 IL 80.00 13.25 360 6.75 MA 68.49 12 360 6.5 NV 80.00 11.875 360 7.125 GA 80.00 12.5 360 6.875 WA 80.00 12.25 360 7.75 MD 80.00
No MI 100016000000000000 2 2 First Lien 84 N 20360301 CWHL 299938 1718.394792 360 0 0 0.25 60607 Condominium No MI 2 2 First Lien 60 N 20360201 AFL2 452000 2589.583333 360 0 0 0.25 92832 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360301 AFL2 267589.4 1640.55 360 0 0 0.25 34746 PUD No MI 100022000000000000 2 2 First Lien 60 N 20350701 AFL2 215200 1367.416667 360 0 0 0.375 33647 PUD No MI 2 1 First Lien 60 N 20360101 ALT1 111600 732.375 360 0 0 0.375 30310 2-4 Family No MI 100085000000000000 1.875 1 First Lien 60 N 20360101 ALT1 39898.93 279.69 360 0 0 0.375 64030 PUD No MI 1.875 1 First Lien 60 N 20360101 ALT1 85422.1 620.66 360 0 0 0.375 17078 PUD No MI 1.875 1 First Lien 60 N 20360101 ALT1 64661.9 486.83 360 0 0 0.375 46123 PUD No MI 1.875 1 First Lien 60 N 20360101 ALT1 1267500 7393.75 360 0 0 0.25 10023 Condominium No MI 100022000000000000 1.875 2 First Lien 60 N 20360101 AFL2 79781.84 505.66 360 0 0 0.375 44310 Single Family No MI 2 1 First Lien 60 N 20360101 ALT1 102800 674.625 360 0 0 0.375 83713 Single Family No MI 1.875 1 First Lien 60 N 20351201 ALT1 120000 825 360 0 0 0.375 60084 Single Family No MI 1.875 1 First Lien 60 N 20360101 ALT1 1000000 5833.333333 360 0 0 0.25 2035 Single Family No MI 100231000000000000 1.875 2 First Lien 60 N 20360101 AFL2 169600 971.6666667 360 0 0 0.375 89147 Condominium No MI 2 1 First Lien 60 N 20360101 ALT1 157566.2 1104.2 360 0 0 0.375 30253 PUD No MI 100085000000000000 1.875 1 First Lien 60 N 20360101 ALT1 83802.22 573.03 360 0 0 0.375 99336 Single Family No MI 1.875 1 First Lien 60 N 20360101 ALT1 119682.79 891 360 0 0 0.375 20553 PUD No MI
2.25 N GROUP II
20101201 No_PP G01
13.125 360 6.125 MD 80.00 11.5 360 6.75 NY 80.00 12 360 7.875 TN 80.00 13.25 360 7.75 SC 80.00 13.125 360 7.875 IN 80.00 13.25 360 7 ID 78.72 12.375 360 7.75 NM 80.00 13.125 360 7.875 NM 80.00 13.25 360 7.375 TN 80.00 12.75 360 7.875 UT 80.00 13.25 360 7.5 MD 80.00 12.875 360 6.625 CA 80.00 11.875 360 7.875 CO 80.00 13.25 360 7.5 NC 79.93 12.875 360 7.875 FL 80.00 13.25 360 7.5 VA 80.00 12.875 360 6.625 CA 75.00 11.875 0
1.875 60 200000
356 6.5 UPPER MARLBORO 200000 20060101 2.25 20101201 Y 120 No_PP GROUP II G03 357 7 East Elmhurst 453200 20060201 2.25 20110101 Y 60 Prepay GROUP I G01 357 8.25 MADISON 73520 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 8.125 TRAVELERS REST 148000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8.25 INDIANAPOLIS 65840 20060201 2.25 20110101 N 0 No_PP GROUP II G01 358 7.375 PAYETTE 37000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 357 8.125 RIO RANCHO 226232 20060201 2.5 20110101 Y 120 No_PP GROUP I G01 356 8.25 EALBUQUERQUE 129600 20060101 2.25 20101201 Y 120 No_PP GROUP I G01 356 7.75 CHATTANOOGA 52400 20060101 2.25 20101201 Y 60 No_PP GROUP I G01 357 8.25 PARK CITY 580000 20060201 2.25 20110101 N 0 No_PP GROUP I G01 356 7.875 UPPER MARLBORO 172000 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 359 6.875 Sacramento 316000 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 357 8.25 PUEBLO 55920 20060201 2.25 20110101 N 0 No_PP GROUP I G01 357 7.875 DURHAM 103965 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8.25 ST PETERSBURG 137600 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 7.875 BRISTOW 592000 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 358 6.875 Castro Valley 720000 20060301 2.25 20110201
0 20774 PUD No MI 100085000000000000 1.875 1 First Lien 60 N 20351201 ALT1 453200 2643.666667 360 0 0 0.25 11369 Single Family No MI 100022000000000000 1.875 2 First Lien 60 N 20360101 AFL2 73520 505.45 360 0 0 0.375 37115 2-4 Family No MI 2 1 First Lien 60 N 20360101 ALT1 148000 1002.083333 360 0 0 0.375 29690 Single Family No MI 100085000000000000 1.875 1 First Lien 60 N 20360101 ALT1 65711.15 494.64 360 0 0 0.375 46235 PUD No MI 1.875 1 First Lien 60 N 20360101 ALT1 37000 227.3958333 360 0 0 0.375 83661 Single Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 226232 1531.779167 360 0 0 0.375 87124 PUD No MI 100085000000000000 1.875 1 First Lien 60 N 20360101 ALT1 129600 891 360 0 0 0.375 87112 Single Family No MI 100085000000000000 2.125 1 First Lien 60 N 20351201 ALT1 52398.07 338.4042021 360 0 0 0.375 37421 2-4 Family No MI 1.875 1 First Lien 60 N 20351201 ALT1 578882.81 4357.35 360 0 0 0.375 84098 PUD No MI 100085000000000000 1.875 1 First Lien 60 N 20360101 ALT1 172000 1128.75 360 0 0 0.375 20774 PUD No MI 1.875 1 First Lien 60 N 20351201 ALT1 316000 1810.416667 360 0 0 0.25 95822 Single Family No MI 100022000000000000 1.875 2 First Lien 60 N 20360301 AFL2 55779.73 420.11 360 0 0 0.375 81003 Single Family No MI 2 1 First Lien 60 N 20360101 ALT1 103965 682.2703125 360 0 0 0.375 27703 PUD No MI 100085000000000000 1.875 1 First Lien 60 N 20360101 ALT1 137600 946 360 0 0 0.375 33710 Single Family No MI 1.875 1 First Lien 60 N 20360101 ALT1 592000 3885 360 0 0 0.375 20136 Single Family No MI 1.875 1 First Lien 60 N 20360101 ALT1 719925 4124.570313 360 0 0 0.25 94552 PUD No MI 100022000000000000 1.875 2 First Lien
1 20351201 1083.333333 0.375
First Lien ALT1 360
60 GROUP I 359 7.875 Gilbert 132000 2.25 N 0 GROUP I 359 7.75 Antioch 103920 2.25 N 0 GROUP II 359 7 Ocala 135500 2.25 N 0 GROUP I 359 8.125 Aurora 136000 2.25 N 0 GROUP II 360 7 MINNEAPOLIS 74750 2.25 Y 120 GROUP II 359 7.25 Canoga Park 293600 2.25 Y 120 GROUP I 360 7.75 LOUISVILLE 155920 2.25 Y 120 GROUP I 356 7.875 PHOENIX 148000 2.25 Y 120 GROUP I 356 7.875 BOISE 128698 2.25 Y 60 GROUP II 356 6.5 CHESAPEAKE 104000 2.25 Y 60 GROUP II 356 7.5 CLEVELAND 61800 2.25 Y 60 GROUP II 357 6.5 TWIN FALLS 49600 2.25 N 0 GROUP II 357 7.625 PHOENIX 67992 2.25 Y 60 GROUP II 356 7.375 PHOENIX 71400 2.25 Y 60 GROUP II 356 7.625 NAMPA 78400 2.25 N 0 GROUP II 356 7.375 GLEN BURNIE 206400 2.25 N 0 GROUP I 356 8.25 LAS VEGAS 432880 2.25 Y 60
No_PP G01
360 7.5 AZ
20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060501 20110401 No_PP G02 20060401 20110301 Prepay G01 20060501 20110401 No_PP G01 20060101 20101201 No_PP G01 20060101 20101201 No_PP G01 20060101 20101201 No_PP G01 20060101 20101201 No_PP G01 20060201 20110101 No_PP G02 20060201 20110101 No_PP G02 20060101 20101201 No_PP G01 20060101 20101201 No_PP G02 20060101 20101201 No_PP G01 20060101 20101201 No_PP
80.00 12.875 360 7.375 TN 80.00 12.75 360 6.625 FL 60.36 12 360 7.75 CO 80.00 13.125 360 6.625 MN 65.00 12 360 6.875 CA 80.00 13.25 360 7.375 KY 80.00 12.75 360 7.5 AZ 80.00 12.875 360 7.5 ID 80.00 12.875 360 6.125 VA 80.00 11.5 360 7.125 OH 80.00 12.5 360 6.125 ID 80.00 11.5 360 7.25 AZ 80.00 12.625 360 7 AZ 80.00 12.375 360 7.25 ID 80.00 12.625 360 7 MD 80.00 12.375 360 7.875 NV 80.00 13.25 360
60 N 20360201 AFL2 131909.16 957.09 360 0 0 0.375 85234 PUD No MI 100378000000000000 2 1 First Lien 60 N 20360301 AFL2 103846.65 744.5 360 0 0 0.375 37013 PUD No MI 100038000000000000 1.875 1 First Lien 60 N 20360301 AFL2 135388.94 901.48 360 0 0 0.375 34473 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360301 AFL2 135911.03 1009.8 360 0 0 0.375 80011 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360301 AFL2 74750 436.0416667 360 0 0 0.375 55408 Condominium No MI 100400000000000000 1.875 1 First Lien 60 N 20360401 AFL2 293600 1773.833333 360 0 0 0.375 91303 Condominium No MI 100034000000000000 1.875 2 First Lien 60 N 20360301 AFL2 155920 1006.983333 360 0 0 0.375 40258 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360401 AFL2 148000 971.25 360 0 0 0.375 85024 Single Family No MI 100085000000000000 1.875 1 First Lien 60 N 20351201 ALT1 128681.64 844.4732625 360 0 0 0.375 83705 2-4 Family No MI 1.875 1 First Lien 60 N 20351201 ALT1 104000 563.3333333 360 0 0 0.375 23320 Single Family No MI 1.875 1 First Lien 60 N 20351201 ALT1 61800 386.25 360 0 0 0.375 44102 2-4 Family No MI 1.875 1 First Lien 60 N 20351201 ALT1 49464.74 313.51 360 0 0 0.375 83301 Single Family No MI 1.875 1 First Lien 60 N 20360101 ALT1 67992 432.0325 360 0 0 0.375 85017 Condominium No MI 1.875 1 First Lien 60 N 20360101 ALT1 71400 438.8125 360 0 0 0.375 85017 Condominium No MI 1.875 1 First Lien 60 N 20351201 ALT1 78170.82 554.92 360 0 0 0.375 83651 Single Family No MI 1.875 1 First Lien 60 N 20351201 ALT1 205765.94 1425.56 360 0 0 0.375 21061 Single Family No MI 100085000000000000 1.875 1 First Lien 60 N 20351201 ALT1 432880 2976.05 360 0 0 0.375 89109 Condominium No MI 1.875 1 First Lien 60 N 20351201 ALT1
GROUP I G01 356 7.75 COLORADO SPRINGS 60800 20060101 2.25 20101201 Y 60 No_PP GROUP I G01 357 8 CHICAGO 164000 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 356 8.125 MONEE 236000 20060101 2.25 20101201 N 0 No_PP GROUP II G01 356 7.25 GLENDALE 151920 20060101 2.25 20101201 Y 60 Prepay GROUP II G03 358 7 Fremont 487300 20060301 2.25 20110201 N 0 No_PP GROUP I G01 356 7.875 RIVERSIDE 430500 20060101 2.25 20101201 Y 60 Prepay GROUP I G01 357 7.75 BRIGHTON 176000 20060201 2.25 20110101 Y 60 Prepay GROUP II G02 357 7.125 Tampa 162400 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 358 6.375 Los Angeles 496000 20060301 2.25 20110201 N 0 No_PP GROUP II G03 358 6.875 Van Nuys 424000 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 359 7.375 Rowland Heights 636750 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 359 6.125 Antioch 408000 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 351 5.75 CHAUTAUQUA 90000 20050801 2.25 20100701 N 0 No_PP GROUP II G02 358 6.875 San Bernardino 264000 20060301 2.25 20110201 N 0 Prepay GROUP I G01 357 8 WASHINGTON 168000 20060201 2.25 20110101 Y 120 Prepay GROUP II G03 357 6.375 San Jose 510000 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 356 7.625 SIOUX FALLS 115200 20060101 2.25 20101201 Y 60 No_PP GROUP II G03
60369.55 7.375 CO 80.00 12.75 360 7.625 IL 80.00 13 360 7.75 IL 80.00 13.125 360 6.875 AZ 80.00 12.25 360 6.75 CA 64.98 12 360 7.5 CA 70.00 12.875 360 7.375 CO 80.00 12.75 360 6.875 FL 79.99 12.125 360 6.125 CA 80.00 11.375 360 6.625 CA 80.00 11.875 360 7.125 CA 75.00 12.375 360 5.875 CA 80.00 11.125 360 5.5 NY 48.65 10.75 360 6.625 CA 80.00 11.875 360 7.625 DC 80.00 13 360 6.125 CA 70.34 11.375 360 7.25 SD 80.00 12.625 360 0 80916 No MI 1.875 60 164000 0
389.8866771 0.375 Condominium N
360
1 First Lien 20351201 ALT1 1093.333333 360 0 0 0.375 60654 Condominium No MI 1.875 1 First Lien 60 N 20360101 ALT1 235376.21 1752.29 360 0 0 0.375 60449 Single Family No MI 100098000000000000 2 1 First Lien 60 N 20351201 UNAR 151920 917.85 360 0 0 0.375 85301 Single Family No MI 100054000000000000 1.875 1 First Lien 60 N 20351201 UNAR 486498.79 3242.02 360 0 0 0.25 94539 Single Family No MI 1.875 2 First Lien 60 N 20360201 AFL2 430500 2825.15625 360 0 0 0.375 92501 2-4 Family No MI 100245000000000000 2 1 First Lien 60 N 20351201 UNAR 176000 1136.666667 360 0 0 0.375 80603 PUD No MI 100356000000000000 1.875 1 First Lien 60 N 20360101 UNAR 162400 964.25 360 0 0 0.25 33604 PUD No MI 100022000000000000 1.875 2 First Lien 60 N 20360101 AFL2 495078.76 3094.4 360 0 0 0.25 90045 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 424000 2429.166667 360 0 0 0.25 91406 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 636750 3913.359375 360 0 0 0.25 91748 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360301 AFL2 408000 2082.5 360 0 0 0.25 94509 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360301 AFL2 89137.89 525.22 360 0 0 0.25 14757 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20350701 AFL2 263555.13 1734.3 360 0 0 0.25 92404 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 168000 1120 360 0 0 0.375 20002 Single Family No MI 100245000000000000 1.875 1 First Lien 60 N 20360101 UNAR 510000 2709.375 360 0 0 0.25 95132 Single Family No MI 100022000000000000 1.875 2 First Lien 60 N 20360101 AFL2 115200 732 360 0 0 0.375 57107 Single Family No MI 100272000000000000 2 1 First Lien 60 N 20351201 UNAR 552000 3277.5 360
358 7.125 North Hollywood 552000 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 357 5.875 NAMPA 116720 20060201 2.25 20090101 Y 120 No_PP GROUP II G02 358 7.25 BOISE 133600 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 CHICAGO 179200 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 357 7.25 AUSTELL 107200 20060201 2.25 20110101 Y 120 Prepay GROUP II G02 357 6.75 MONTGOMERY 148000 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 7.75 TAMPA 223992 20060201 2.25 20110101 Y 120 Prepay GROUP II G02 357 6.875 ATLANTA 164300 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 7.75 COCOA 184800 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 6.375 LAS VEGAS 332000 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 6.75 MT. HOLLEY 74720 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 6.75 KISSIMMEE 129000 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 357 7.5 TITUSVILLE 156384 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 357 6.375 ASHEVILLE 133550 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 358 6.5 WAYNESVILLE 80000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 6.875 LAUDERHILL 108400 20060301 2.25 20110201 Y 120 Prepay GROUP II G04 358 6.875 SAVANNAH 118900 20060301 2.25 20160201 Y 120 No_PP GROUP II G01 357
6.875 CA 80.00 12.125 360 5.5 ID 80.00 11.875 360 6.875 ID 80.00 12.25 360 7.625 IL 80.00 13 360 6.875 GA 80.00 12.25 360 6.375 IL 79.95 11.75 360 7.375 FL 80.00 12.75 360 6.5 GA 79.97 11.875 360 7.375 FL 80.00 12.75 360 6 NV 80.00 11.375 360 6.375 NC 80.00 11.75 360 6.375 FL 75.00 11.75 360 7.125 FL 80.00 12.5 360 6 NC 64.99 11.375 360 6.125 NC 25.02 12.5 360 6.5 FL 80.00 12.875 360 6.5 GA 71.20 11.875 360 7.125
0 0.25 91605 Single Family No MI 100022000000000000 1.875 2 First Lien 60 N 20360201 AFL2 116720 571.4416667 360 0 0 0.375 83687 PUD No MI 2 1 First Lien 36 N 20360101 ALT1 133600 807.1666667 360 0 0 0.375 83704 Single Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 179200 1194.666667 360 0 0 0.375 60653 Condominium No MI 1.875 1 First Lien 60 N 20360201 ALT1 107200 647.6666667 360 0 0 0.375 30106 PUD No MI M10001690006298616 1.875 1 First Lien 60 N 20360101 ALT1 148000 832.5 360 0 0 0.375 60538 Condominium No MI M10001690006305500 1.875 1 First Lien 60 N 20360101 ALT1 223992 1446.615 360 0 0 0.375 33609 Condominium No MI M1000169-000630637 1.875 1 First Lien 60 N 20360101 ALT1 164300 941.3020833 360 0 0 0.375 30316 PUD No MI M10001690006310403 1.875 1 First Lien 60 N 20360101 ALT1 184800 1193.5 360 0 0 0.375 32927 Single Family No MI 100017000000000000 1.875 1 First Lien 60 N 20360101 ALT1 332000 1763.75 360 0 0 0.375 89131 PUD No MI 100017000000000000 1.875 1 First Lien 60 N 20360101 ALT1 74720 420.3 360 0 0 0.375 28120 Single Family No MI M1000169-000631357 1.875 1 First Lien 60 N 20360101 ALT1 129000 725.625 360 0 0 0.375 34759 Single Family No MI 100017000000000000 1.875 1 First Lien 60 N 20360101 ALT1 156384 977.4 360 0 0 0.375 32796 Single Family No MI 100017000000000000 1.875 1 First Lien 60 N 20360101 ALT1 133506.26 709.2520063 360 0 0 0.375 28801 Condominium No MI 100017000000000000 1.875 1 First Lien 60 N 20360101 ALT1 80000 433.3333333 360 0 0 0.375 28785 PUD No MI M10001690006315519 1.875 2 First Lien 60 N 20360201 ALT1 108400 621.0416667 360 0 0 0.375 33319 Condominium No MI 100017000000000000 1.875 2 First Lien 60 N 20360201 ALT1 118900 681.1979167 360 0 0 0.375 31419 PUD No MI M10001690006317507 1.875 1 First Lien 120 N 20360201 ALT1 74320 464.5 360 0 0 0.375
7.5 CARTERSVILLE 74320 2.25 Y 120 GROUP II 357 6.75 JONESBORO 80000 2.25 Y 120 GROUP II 357 6.5 DOUGLASVILLE 139040 2.25 Y 120 GROUP II 357 6.375 NAPLES 228000 2.25 Y 120 GROUP I 357 8 Monroe 520000 2.25 Y 60 GROUP II 358 6.875 SEMINOLE 136000 2.25 Y 120 GROUP I 357 7.75 FT. MYERS 186400 2.25 Y 120 GROUP II 358 6.25 TAKOMA PARK 350000 2.25 Y 120 GROUP II 357 5.75 MONTGOMERY 220000 2.25 Y 120 GROUP II 357 7 HYATTSVILLE 133600 2.25 Y 120 GROUP II 357 6.125 WASHINGTON 180800 2.25 Y 120 GROUP II 357 7.5 N. FT. MYERS 278000 2.25 Y 120 GROUP I 357 8.375 ELLENTON 176031 2.25 Y 120 GROUP II 357 6.5 NEWARK 253600 2.25 Y 120 GROUP II 357 6.375 RIVERVIEW 146144 2.25 Y 120 GROUP II 357 6.5 JOLIET 168075 2.25 Y 120 GROUP II 357 6.75 OLNEY 252000 2.25 Y 120 GROUP I 357 8.125 COCOA
GA 20060201 20110101 No_PP G01 20060201 20110101 Prepay G02 20060201 20110101 No_PP G02 20060201 20110101 Prepay G01 20060201 20110101 No_PP G02 20060301 20110201 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G02 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G02 20060201 20110101 No_PP G01 20060201 20110101 No_PP G02 20060201 20110101 No_PP G02 20060201 20110101 No_PP G01 80.00 12.5 360 6.375 GA 80.00 11.75 360 6.125 GA 80.00 11.5 360 6 FL 80.00 11.375 360 7.75 WA 80.00 13 360 6.5 FL 80.00 11.875 360 7.375 FL 80.00 12.75 360 5.875 MD 79.55 12.25 360 5.375 AL 80.00 10.75 360 6.625 MD 80.00 13 360 5.75 DC 80.00 11.125 360 7.125 FL 80.00 12.5 360 8 FL 90.00 13.375 360 6.125 OH 79.98 11.5 360 6 FL 80.00 11.375 360 6.125 IL 80.00 12.5 360 6.375 MD 80.00 11.75 360 7.75 FL 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
30121 No MI 1.875 60 80000 0 30238 No MI 1.875 60 139040
Single Family 1 N M10001690006318760 First Lien 20360101 ALT1 450 360 N
0.375 Single Family N 100017000000000000 First Lien 20360101 ALT1 753.1333333 360 0.375 1 N
0 30135 PUD No MI M10001690006321814 1.875 1 First Lien 60 N 20360101 ALT1 228000 1211.25 360 0 0.375 34113 Single Family No MI 100017000000000000 1.875 1 First Lien 60 N 20360101 ALT1 520000 3466.666667 360 0 0.25 98272 Single Family No MI 100022000000000000 1.875 2 First Lien 60 N 20360101 AFL2 135960 778.9375 360 0 0.375 33776 Single Family No MI 100017000000000000 2 1 First Lien 60 N 20360201 ALT1 186400 1203.833333 360 0 0.375 33905 Single Family No MI 100017000000000000 1.875 1 First Lien 60 N 20360101 ALT1 350000 1822.916667 360 0 0.375 20912 Single Family No MI M10001690006341580 1.875 2 First Lien 60 N 20360201 ALT1 220000 1054.166667 360 0 0.375 36117 PUD No MI 100017000000000000 1.875 1 First Lien 60 N 20360101 ALT1 133600 779.3333333 360 0 0.375 20783 Condominium No MI 100017000000000000 1.875 2 First Lien 60 N 20360101 ALT1 180800 922.8333333 360 0 0.375 20019 Single Family No MI M10001690006342588 1.875 1 First Lien 60 N 20360101 ALT1 278000 1737.5 360 0 0.375 33917 Condominium No MI 100017000000000000 1.875 1 First Lien 60 N 20360101 ALT1 176031 1228.549688 360 0 0.375 34222 PUD Republic MIC 100017000000000000 1.875 1 First Lien 60 N 20360101 ALT1 253600 1373.666667 360 0 0.375 43055 PUD No MI 100017000000000000 1.875 1 First Lien 60 N 20360101 ALT1 146144 776.39 360 0 0.375 33569 PUD No MI 100017000000000000 1.875 2 First Lien 60 N 20360101 ALT1 168075 910.40625 360 0 0.375 60432 PUD No MI M10001690007273634 1.875 2 First Lien 60 N 20360101 ALT1 252000 1417.5 360 0 0.375 20832 PUD No MI M10001690007277098 1.875 1 First Lien 60 N 20360101 ALT1 185750 1257.682292 360 0 0.375 32927 Single Family
185750 2.25 Y
120 GROUP I
20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 Prepay G01 20060201 20090101 No_PP G01 20051001 20060901 No_PP G01 20060201 20110101 No_PP G02 20060201 20110101 No_PP G02 20060201 20110101 No_PP G02 20060201 20110101 No_PP G02 20060301 20110201 No_PP G01 20060201 20110101 No_PP G01 20060201 20080101 No_PP G01 20060201 20110101 No_PP G01 20060101 20101201 No_PP G01 20060301 20090201 No_PP G01 20060301 20090201 Prepay G01 20060301 20090201 No_PP G01 20060301
90.00 13.125 360 7.875 FL 80.00 13.25 360 7.375 FL 80.00 12.75 360 7.25 TX 79.98 13.625 360 5.375 CA 86.29 11.625 360 6.5 FL 72.70 11.875 360 5.75 AZ 80.00 11.125 360 6.625 AZ 70.00 12 360 6.5 GA 80.00 11.875 360 6.75 IL 79.98 12.125 360 7.5 VA 70.00 12.875 360 7 TX 79.97 13.375 360 7.5 NV 79.99 12.875 360 7.75 NV 80.00 13.125 360 6.625 IL 80.00 12.875 360 6.125 OR 79.99 12.375 360 6.5 CA 80.00 12.75 360 6.375 CA 80.00
357 8.25 WESLEY CHAPEL 177124 2.25 Y 120 GROUP I 357 7.75 TEMPLE TERRACE 269316 2.25 N 0 GROUP I 357 7.625 DALLAS 108200 2.25 Y 120 GROUP I 353 5.625 SANTA CLARITA 435765 2.75 N 0 GROUP II 357 6.875 APOLLO BEACH 140000 2.25 Y 120 GROUP II 357 6.125 SURPRISE 254388 2.25 Y 120 GROUP II 357 7 SURPRISE 299872 2.25 Y 120 GROUP II 357 6.875 WHITE 170408 2.25 Y 120 GROUP II 358 7.125 ELGIN 193900 2.25 Y 120 GROUP I 357 7.875 ALEXANDRIA 297500 2.25 Y 120 GROUP I 357 7.375 DALLAS 108900 2.25 Y 120 GROUP I 357 7.875 LAS VEGAS 477600 2.25 Y 60 GROUP I 356 8.125 LAS VEGAS 312880 2.25 Y 60 GROUP I 358 6.875 SOUTH ELGIN 404000 2.25 Y 120 GROUP I 358 6.375 PORTLAND 184300 2.25 Y 120 GROUP I 358 6.75 LA MIRADA 581600 2.25 Y 120 GROUP I 358 6.625 RICHMOND 404000
Republic MIC 100017000000000000 1.875 1 First Lien 60 N 20360101 ALT1 177124 1217.7275 360 0 0 0.375 33544 PUD No MI M10001690007286300 1.875 1 First Lien 60 N 20360101 ALT1 268742.07 1929.41 360 0 0 0.375 33637 PUD No MI 100017000000000000 1.875 1 First Lien 60 N 20360101 ALT1 108141.48 687.1489875 360 0 0 0.375 75228 Single Family No MI M10001690007319890 1.875 1 First Lien 36 N 20360101 ALT1 432457.75 2508.51 360 0 0 0.25 91350 PUD PMI 100106000000000000 1.875 2 First Lien 12 N 20350901 ADN1 140000 802.0833333 360 0 0 0.375 33572 PUD No MI M1000169-000733968 2.5 1 First Lien 60 N 20360101 ALT1 254388 1298.43875 360 0 0 0.375 85379 PUD No MI 100017000000000000 1.875 2 First Lien 60 N 20360101 ALT1 299872 1749.253333 360 0 0 0.375 85379 PUD No MI 100017000000000000 1.875 1 First Lien 60 N 20360101 ALT1 170408 976.2958333 360 0 0 0.375 30184 PUD No MI M10001690009981176 1.875 1 First Lien 60 N 20360101 ALT1 193900 1151.28125 360 0 0 0.375 60120 PUD No MI 100017000000000000 1.875 1 First Lien 60 N 20360201 ALT1 297500 1952.34375 360 0 0 0.375 22309 Single Family No MI M10001690006289284 1.875 1 First Lien 60 N 20360101 ALT1 108900 669.28125 360 0 0 0.375 75228 PUD No MI 100017000000000000 1.875 1 First Lien 24 N 20360101 ALT1 477600 3134.25 360 0 0 0.375 89109 Condominium No MI 1.875 1 First Lien 60 N 20360101 ALT1 312878.46 2118.447906 360 0 0 0.375 89109 Condominium No MI 1.875 1 First Lien 60 N 20351201 ALT1 394134.4 2258.061667 360 0 0 0.25 60177 PUD No MI 100014000000000000 1.875 1 First Lien 36 N 20360201 ADN1 184279.09 978.9826656 360 0 0 0.25 97236 PUD No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 581600 3271.5 360 0 0 0.25 90638 PUD No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 403930 2230.030208 360 0 0 0.25 94805 Single Family No MI 100014000000000000
2.25 Y
120 GROUP II
20090201 No_PP G04
12.625 360 5.5 NJ 49.41 10.75 360 6.25 VA 80.00 12.5 360 6.625 CA 80.00 12.875 360 6.5 UT 80.00 11.875 360 5.5 MD 80.00 10.875 360 6.125 FL 72.09 11.5 360 6.875 MD 80.00 12.25 360 6.375 VA 75.00 11.75 360 6.25 MD 57.21 11.625 360 6 VA 75.00 11.375 360 6.125 AZ 80.00 12.375 360 6.5 CA 80.00 12.75 360 6.5 CA 80.00 12.75 360 7.5 MD 80.00 13.75 360 6.25 OR 74.92 12.5 360 6 CA 80.00 12.25 360 7 WA 80.00 13.25 0
2 36 250000 0 7724 No MI 2
353 5.75 Tinton Falls 250000 20051001 2.25 20150901 Y 120 No_PP GROUP I G01 358 6.5 ASHBURN 427900 20060301 2.5 20080201 Y 120 Prepay GROUP I G01 358 6.875 CORONA 400000 20060301 2.25 20090201 Y 120 No_PP GROUP II G02 357 6.875 ST. GEORGE 136000 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 5.875 RIVERDALE 268800 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 6.5 ORLANDO 155000 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.25 LANHAM 288000 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 6.75 STERLING 239250 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 357 6.625 SILVER SPRING 250000 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 6.375 WOODBRIDGE 220350 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 358 6.375 SCOTTSDALE 542400 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.75 SANTEE 356000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.75 REDDING 328000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 7.75 GERMANTOWN 384800 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.5 MADRAS 87000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.25 SAN PEDRO 456000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 7.25 YELM 208000 20060301 2.25 20090201
120 427899.99 0 0 20147 No MI 2 24 400000 0 0 92880 No MI 2.25 36 136000 0 0 84790 No MI 2 60 268800 0 0 20737 No MI 1.875 60 155000 0 0 32822 No MI 1.875 60 288000 0 0 20706 No MI 1.875 60 239250 0 0 20164 No MI 1.875 60 250000 0 0 20904 No MI 1.875 60 220350 0 0 22193 No MI 1.875 60 542400 0 0 85255 No MI 1.875 36 356000 0 0 92071 No MI 2 36 328000 0 0 96003 No MI 2 36 384800 0 0 20876 No MI 2 36 87000 0 0 97741 No MI 2 36 456000 0 0 90732 No MI 2 36 208000 0 0 98597 No MI 2
1 First Lien 20360201 ADN1 1197.916667 360 0.25 Single Family 100022000000000000 2 First Lien N 20350901 AFL2 2317.791613 360 0.25 PUD 100014000000000000 1 First Lien N 20360201 ADN1 2291.666667 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 779.1666667 360 0.375 Condominium 100017000000000000 1 First Lien N 20360101 ALT1 1316 360 0.375 Single Family M10001690006285589 2 First Lien N 20360101 ALT1 839.5833333 360 0.375 PUD M10001690006286231 2 First Lien N 20360101 ALT1 1740 360 0.375 Single Family 100017000000000000 1 First Lien N 20360101 ALT1 1345.78125 360 0.375 Condominium M10001690006286942 1 First Lien N 20360101 ALT1 1380.208333 360 0.375 PUD M10001690006287353 1 First Lien N 20360101 ALT1 1170.609375 360 0.375 PUD 100017000000000000 1 First Lien N 20360101 ALT1 2881.5 360 0.25 PUD 100014000000000000 1 First Lien N 20360201 ADN1 2002.5 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 1845 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 2485.166667 360 0.25 PUD 100014000000000000 1 First Lien N 20360201 ADN1 471.25 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 2375 360 0.25 Condominium 100014000000000000 1 First Lien N 20360201 ADN1 1256.666667 360 0.25 PUD 100014000000000000 1 First Lien N
120 No_PP GROUP II G04 358 7.125 STOCKTON 260000 20060301 2.25 20160201 Y 120 Prepay GROUP I G01 358 6.75 MOUNT RAINIER 344000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.5 SAN MATEO 650000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.625 SAN CARLOS 528000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.75 ELK GROVE 454900 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.25 SEATTLE 430400 20060301 2.25 20130201 Y 120 Prepay GROUP I G01 358 6.5 MARINA 352000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 7.5 ASHEVILLE 599900 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.375 UPLAND 392000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.75 MODESTO 248000 20060301 2.25 20090201 Y 120 Prepay GROUP II G04 358 7 LAS VEGAS 356250 20060301 2.25 20160201 Y 120 No_PP GROUP I G01 358 6.5 FRESNO 249600 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.25 LAS VEGAS 316000 20060301 2.5 20080201 Y 120 Prepay GROUP I G01 358 6.625 CORONA 525000 20060301 2.25 20130201 Y 120 No_PP GROUP I G01 358 6.875 TRACY 400000 20060301 2.5 20080201 Y 120 Prepay GROUP II G03 358 6.5 Discovery Bay 510000 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 7.125 Ocean City 151000 20060301 2.25 20110201 Y 60 No_PP
360 6.875 CA 80.00 12.125 360 6.5 MD 80.00 12.75 360 6.25 CA 76.92 12.5 360 6.375 CA 80.00 12.625 360 6.5 CA 80.00 12.75 360 6 WA 80.00 11.25 360 6.25 CA 80.00 12.5 360 7.25 NC 80.00 13.5 360 6.125 CA 80.00 12.375 360 6.5 CA 80.00 12.75 360 6.75 NV 75.00 12 360 6.25 CA 80.00 12.5 360 6 NV 80.00 12.25 360 6.375 CA 77.21 11.625 360 6.625 CA 80.00 12.875 360 6.25 CA 77.27 11.5 360 6.875 MD 78.65 12.125 360 0
36 260000 0 95204 No MI
2 120 344000 0 0 20712 No MI 2 36 649999.99 0 0 94401 No MI 2 36 528000 0 0 94070 No MI 2 36 454899.99 0 0 95624 No MI 2 36 430400 0 0 98105 No MI 2 84 352000 0 0 93933 No MI 2 36 599899.38 0 0 28804 No MI 2 36 392000 0 0 91786 No MI 2 36 248000 0 0 95358 No MI 2 36 355850 0 0 89134 No MI 2 120 249600 0 0 93727 No MI 2 36 315999.99 0 0 89123 No MI 2 24 525000 0 0 92881 No MI 2.25 84 400000 0 0 95376 No MI 2 24 510000 0 0 94514 No MI 2.25 60 150997.84 0 0 21842 No MI 2 60
20360201 ADN1 1543.75 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 1935 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 3520.833279 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 2915 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 2558.812444 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 2241.666667 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 1906.666667 360 0.25 Condominium 100014000000000000 1 First Lien N 20360201 ADN1 3749.371125 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 2082.5 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 1395 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 2075.791667 360 0.25 PUD 100014000000000000 1 First Lien N 20360201 ADN1 1352 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 1645.833281 360 0.25 PUD 100014000000000000 1 First Lien N 20360201 ADN1 2898.4375 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 2291.666667 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 2762.5 360 0.25 PUD 100022000000000000 2 First Lien N 20360201 AFL2 896.549675 360 0.25 Condominium 100022000000000000 2.25 First Lien N 20360201 AFL2
GROUP II G04 358 6.375 SURPRISE 228000 20060301 2.25 20160201 Y 120 Prepay GROUP I G01 358 6.75 RANCHO CORDOVA 392000 20060301 2.5 20080201 Y 120 Prepay GROUP I G01 358 7.125 VANCOUVER 200000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.625 LOS BANOS 285000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.25 VIRGINIA BEACH 223900 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.125 COMMERCE 400000 20060301 2.25 20130201 Y 120 Prepay GROUP I G01 358 5.875 ATASCADERO 442500 20060301 2.5 20080201 Y 120 Prepay GROUP I G01 358 6.375 VANCOUVER 246200 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.375 VISALIA 544000 20060301 2.25 20090201 Y 120 No_PP GROUP II G01 358 6.75 Romeoville 155950 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 6.5 SALT LAKE CITY 128000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.375 GILBERT 304000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6 LA MIRADA 464000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.5 SAN JOSE 520000 20060301 2.25 20130201 Y 120 Prepay GROUP I G01 358 6.875 SAN DIEGO 275200 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.75 FONTANA 495200 20060301 2.25 20090201 Y 120 No_PP GROUP II G04 358 7 CORONA 424000 20060301 2.25 20160201 Y 120 No_PP GROUP II G03
228000 6.125 AZ 80.00 11.375 360 6.5 CA 80.00 12.75 360 6.875 WA 80.00 13.125 360 6.375 CA 58.76 12.625 360 6 VA 79.99 12.25 360 5.875 CA 72.73 11.125 360 5.625 CA 79.98 11.875 360 6.125 WA 79.98 12.375 360 6.125 CA 80.00 12.375 360 6.5 IL 84.76 11.75 360 6.25 UT 80.00 12.5 360 6.125 AZ 80.00 12.375 360 5.75 CA 80.00 12 360 6.25 CA 80.00 11.5 360 6.625 CA 80.00 12.875 360 6.5 CA 79.99 12.75 360 6.75 CA 80.00 12 360 0 0 85374 No MI PUD
1211.25 0.25
360
100014000000000000 2 1 First Lien 120 N 20360201 ADN1 392000 2205 360 0 0 0.25 95670 Single Family No MI 100014000000000000 2 1 First Lien 24 N 20360201 ADN1 200000 1187.5 360 0 0 0.25 98662 Single Family No MI 100014000000000000 2.25 1 First Lien 36 N 20360201 ADN1 285000 1573.4375 360 0 0 0.25 93635 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 223899.98 1166.145729 360 0 0 0.25 23456 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 400000 2041.666667 360 0 0 0.25 90040 2-4 Family No MI 100014000000000000 2 1 First Lien 84 N 20360201 ADN1 442500 2166.40625 360 0 0 0.25 93422 Single Family No MI 100014000000000000 2 1 First Lien 24 N 20360201 ADN1 246200 1307.9375 360 0 0 0.25 98683 PUD No MI 100014000000000000 2.25 1 First Lien 36 N 20360201 ADN1 544000 2890 360 0 0 0.25 93291 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 155680.7 1011.49 360 0 0 0.25 60446 Single Family PMI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 127999.99 693.3332792 360 0 0 0.25 84101 Condominium No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 304000 1615 360 0 0 0.25 85297 PUD No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 464000 2320 360 0 0 0.25 90638 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 520000 2816.666667 360 0 0 0.25 95122 Single Family No MI 100014000000000000 2 1 First Lien 84 N 20360201 ADN1 275200 1576.666667 360 0 0 0.25 92101 Condominium No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 495200 2785.5 360 0 0 0.25 92336 PUD No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 423999.99 2473.333275 360 0 0 0.25 92883 PUD No MI 100014000000000000 2 1 First Lien 120 N 20360201 ADN1 539568.17 3638.08 360
359 7.125 Cupertino 540000 20060401 2.25 20110301 N 0 No_PP GROUP I G01 358 6.375 LAS VEGAS 194000 20060301 2.5 20080201 Y 120 Prepay GROUP I G01 358 6.375 HENDERSON 476000 20060301 2.25 20130201 Y 120 No_PP GROUP I G01 358 6.625 SAN JOSE 546400 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.5 SANTA CLARA 388000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.5 HUNTINGTON BEACH 561000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.625 MODESTO 248000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.75 TUCSON 247750 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.625 PARKER 198400 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.875 VAN NUYS 445600 20060301 2.25 20130201 Y 120 No_PP GROUP I G01 358 6.25 DUVALL 367200 20060301 2.25 20090201 Y 120 No_PP GROUP II G01 358 6.5 Hollister 295000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 6.375 Richmond 384000 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 358 6.5 Orlando 349200 20060301 2.25 20110201 Y 60 Prepay GROUP II G03 358 7.125 Laguna Hills 845000 20060301 2.25 20110201 N 0 No_PP GROUP II G02 358 6.25 Acworth 283090 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 6.5 Millsboro 218850 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358
6.875 CA 37.50 12.125 360 6.125 NV 80.00 12.375 360 6.125 NV 80.00 11.375 360 6.375 CA 80.00 12.625 360 6.25 CA 80.00 12.5 360 6.25 CA 76.85 12.5 360 6.375 CA 80.00 12.625 360 6.5 AZ 79.99 12.75 360 6.375 CO 80.00 12.625 360 6.625 CA 80.00 11.875 360 6 WA 80.00 12.25 360 6.25 CA 53.64 11.5 360 6.125 CA 73.85 11.375 360 6.25 FL 80.00 11.5 360 6.875 CA 65.00 12.125 360 6 GA 80.00 11.25 360 6.25 DE 79.99 11.5 360 6.75
0 2
0 95014 No MI 60 194000
0.25 Single Family 100022000000000000 First Lien N 20360301 AFL2 1030.625 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 2528.75 360 0.25 PUD 100014000000000000 1 First Lien N 20360201 ADN1 3016.583333 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 2101.666667 360 0.25 Condominium 100014000000000000 1 First Lien N 20360201 ADN1 3038.75 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 1368.825314 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 1393.59375 360 0.25 PUD 100014000000000000 1 First Lien N 20360201 ADN1 1095.333278 360 0.25 PUD 100014000000000000 1 First Lien N 20360201 ADN1 2552.916667 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 1912.499896 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 1597.916667 360 0.25 Single Family 100022000000000000 2 First Lien N 20360201 AFL2 2040 360 0.25 Single Family 100022000000000000 2 First Lien N 20360201 AFL2 1891.5 360 0.25 PUD 100022000000000000 2 First Lien N 20360201 AFL2 5692.93 360 0.25 PUD 100022000000000000 2 First Lien N 20360201 AFL2 1474.427083 360 0.25 PUD 100022000000000000 2.25 First Lien N 20360201 AFL2 1185.4375 360 0.25 Condominium 100022000000000000 2 First Lien N 20360201 AFL2 1894.259908 360 0.25 2 N
0 89145 No MI 2 24 476000
0 89052 No MI 2.25 84 546400 0 95148 No MI 2 36 388000
0 95054 No MI 2 36 561000 0 92647 No MI 2
36 247938.17 0 0 95358 No MI 2 36 247750 0 0 85746 No MI 2 36 198399.99 0 0 80134 No MI 2 36 445600 0 0 91406 No MI 2 84 367199.98 0 0 98019 No MI 2 36 295000 0 0 95023 No MI 2 60 384000 0 0 94806 No MI 2 60 349200 0 0 32837 No MI 2 60 291557.48 0 0 92653 No MI 2 60 283090 0 0 30101 No MI 2 60 218850 0 0 19966 No MI 2 60 324730.27 0 0
7 ALEXANDRIA 324800 20060301 2.25 20130201 Y 120 Prepay GROUP I G01 358 6.375 BRISTOW 404800 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.75 GREENBELT 280000 20060301 2.25 20130201 Y 120 No_PP GROUP I G01 358 7.125 SOUTH RIDING 360000 20060301 2.25 20090201 Y 120 No_PP GROUP II G04 358 7.375 RICHMOND 336800 20060301 2.25 20160201 Y 120 No_PP GROUP I G01 358 6.125 ANTELOPE 368000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.75 LOS ANGELES 492000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.875 FREMONT 391200 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.5 PORTLAND 124200 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.625 PICO RIVERA 301500 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.5 ABERDEEN 180000 20060301 2.25 20090201 Y 120 No_PP GROUP II G01 358 7 Sammamish 200000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 6.25 FRAZIER PARK 264000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.25 MILWAUKIE 179900 20060301 2.5 20080201 Y 120 Prepay GROUP II G01 359 7 Raleigh 390300 20060401 2.25 20110301 N 0 No_PP GROUP I G01 358 6.5 LOS ANGELES 574400 20060301 2.25 20090201 Y 120 Prepay GROUP II G03 359 6.375 Avery 633000 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 358 6.375 DIAMOND BAR
VA 80.00 12 360 6.125 VA 79.99 12.375 360 6.5 MD 80.00 11.75 360 6.875 VA 79.98 13.125 360 7.125 CA 80.00 12.375 360 5.875 CA 80.00 12.125 360 6.5 CA 80.00 12.75 360 6.625 CA 79.84 12.875 360 6.25 OR 79.95 12.5 360 6.375 CA 70.94 12.625 360 6.25 MD 80.00 12.5 360 6.75 WA 26.67 12 360 6 CA 80.00 12.25 360 6 OR 79.99 12.25 360 6.75 NC 80.00 12 360 6.25 CA 80.00 12.5 360 6.125 CA 63.30 11.375 360 6.125 CA
22312 PUD No MI 100014000000000000 2 1 First Lien 84 N 20360201 ADN1 404800 2150.5 360 0 0 0.25 20136 PUD No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 279905.88 1574.470575 360 0 0 0.25 20770 PUD No MI 100014000000000000 2 1 First Lien 84 N 20360201 ADN1 360000 2137.5 360 0 0 0.25 20152 PUD No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 336800 2069.916667 360 0 0 0.25 94804 Single Family No MI 100014000000000000 2 1 First Lien 120 N 20360201 ADN1 368000 1878.333333 360 0 0 0.25 95843 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 492000 2767.5 360 0 0 0.25 90018 2-4 Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 391200 2241.25 360 0 0 0.25 94555 Condominium No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 124200 672.75 360 0 0 0.25 97230 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 301499.99 1664.531195 360 0 0 0.25 90660 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 179951.25 974.7359375 360 0 0 0.25 21001 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 200000 1166.666667 360 0 0 0.25 98075 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 264000 1375 360 0 0 0.25 93222 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 179836.98 936.6509375 360 0 0 0.25 97267 PUD No MI 100014000000000000 2 1 First Lien 24 N 20360201 ADN1 389980.07 2596.68 360 0 0 0.25 27601 Condominium No MI 2.25 2 First Lien 60 N 20360301 AFL2 574399.99 3111.333279 360 0 0 0.25 90230 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 633000 3362.8125 360 0 0 0.25 95224 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360301 AFL2 650000 3453.125 360 0 0 0.25 91765 PUD
650000 2.25 Y
120 GROUP I
20060301 20130201 No_PP G01
51.38 11.375 360 6.75 CA 80.00 13 360 6.75 CA 79.93 13 360 6.625 NC 80.00 11.875 360 6.125 MD 80.00 12.375 360 6.125 CA 80.00 12.375 360 6.625 FL 80.00 12.875 360 5.75 NV 80.00 12 360 6 NV 78.95 12.25 360 5.625 MA 80.00 10.875 360 6.25 MA 76.45 11.5 360 5.5 NY 65.00 11.875 360 6.25 CA 60.00 11.5 360 7.25 DC 80.00 12.625 360 7.125 VA 80.00 12.5 360 6 PA 79.01 11.375 360 7.5 GA 80.00 12.875 360 7.875 NJ 80.00
358 7 SALINAS 631200 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 7 WOODLAND 531000 20060301 2.25 20090201 Y 120 No_PP GROUP II G03 359 6.875 Boone 492000 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 358 6.375 BOWIE 519200 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.375 SAN MATEO 565600 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.875 COCONUT CREEK 308000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6 HENDERSON 300000 20060301 2.5 20080201 Y 120 Prepay GROUP I G01 358 6.25 LAS VEGAS 150000 20060301 2.25 20090201 Y 120 No_PP GROUP II G01 359 5.875 Mansfield 244000 20060401 2.25 20110301 N 0 No_PP GROUP II G01 357 6.5 Millis 196100 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 5.875 Flushing 481000 20060201 2.25 20090101 Y 36 No_PP GROUP II G03 358 6.5 Woodland Hills 750000 20060301 2.25 20110201 N 0 No_PP GROUP II G01 357 7.625 WASHINGTON 158711 20060201 2.25 20110101 N 0 No_PP GROUP II G01 357 7.5 NORFOLK 89600 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 354 6.375 MCADOO 64000 20051101 2.25 20101001 N 0 No_PP GROUP I G01 355 7.875 ATLANTA 88000 20051201 2.25 20101101 Y 120 No_PP GROUP I G01 357 8.25 PLAINFIELD 259200 20060201
No MI 100014000000000000 2 1 First Lien 84 N 20360201 ADN1 631004.78 3680.861217 360 0 0 0.25 93907 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 531000 3097.5 360 0 0 0.25 95695 PUD No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 492000 2818.75 360 0 0 0.25 28607 Single Family No MI 100133000000000000 2 2 First Lien 60 N 20360301 AFL2 519200 2758.25 360 0 0 0.25 20720 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 565600 3004.75 360 0 0 0.25 94401 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 308000 1764.583333 360 0 0 0.25 33073 PUD No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 300000 1500 360 0 0 0.25 89015 PUD No MI 100014000000000000 2 1 First Lien 24 N 20360201 ADN1 150000 781.25 360 0 0 0.25 89104 Single Family No MI 100014000000000000 2.25 1 First Lien 36 N 20360201 ADN1 243990.06 1443.35 360 0 0 0.25 2048 Single Family No MI 100234500000064022 2 First Lien 60 N 20360301 AFL2 196100 1062.208333 360 0 0 0.25 2054 Condominium No MI 2 2 First Lien 60 N 20360101 AFL2 480882.25 2354.319349 360 0 0 0.375 11418 2-4 Family No MI 100022000000000000 2 2 First Lien 36 N 20360101 AFL2 748640.29 4740.52 360 0 0 0.25 91367 Single Family No MI 100022000000000000 1.875 2 First Lien 60 N 20360201 AFL2 158364.19 1123.35 360 0 0 0.375 20011 Condominium No MI 100085000000000000 2 1 First Lien 60 N 20360101 ALT1 89600 560 360 0 0 0.375 23503 Single Family No MI 1.875 1 First Lien 60 N 20360101 ALT1 63497.94 399.28 360 0 0 0.375 18237 Single Family No MI 1.875 1 First Lien 60 N 20351001 ALT1 88000 577.5 360 0 0 0.375 30349 Single Family No MI 100085000000000000 1.875 1 First Lien 60 N 20351101 ALT1 258700.71 1947.29 360 0 0 0.375 7062 2-4 Family No MI 100085000000000000
2.25 N GROUP I
20110101 No_PP G01
13.25 360 7.75 DE 80.00 13.125 360 7.125 WA 80.00 12.5 360 7.5 MD 80.00 12.875 360 7.375 AZ 80.00 12.75 360 7.125 NJ 80.00 12.5 360 5.375 FL 80.00 11.75 360 6.875 AZ 80.00 13.25 360 7.5 DC 79.99 12.875 360 6 ID 80.00 11.375 360 6 KS 80.00 11.375 360 7.375 GA 80.00 12.75 360 7 AZ 80.00 12.375 360 6.875 CA 80.00 12.25 360 7.875 IL 80.00 13.25 360 7.125 UT 80.00 12.5 360 6.25 TN 80.00 11.625 360 7.125 FL 80.00 12.5 0
1.875 60 149600 0 19801 No MI 1.875 60 153809 0 0 99208 No MI 1.875 60 70304.03 0 0 21222 No MI 1.875 60 162972 0 0 85242 No MI 1.875 60 460000 0 0 7660 No MI 1.875 60 259200 0 0 33065 No MI 1.875 36 267920 0 0 86404 No MI 1.875 36 217400 0 0 20011 No MI 1.875 60 203424.89 0 0 83338 No MI 1.875 60 131600 0 0 66061 No MI 1.875 60 103600 0 0 30122 No MI 1.875 60 162208 0 0 85326 No MI 1.875 60 358068.95 0 0 92503 No MI 1.875 60 123361.91 0 0 60073 No MI 1.875 60 240000 0 0 84401 No MI 1.875 60 143925.01 0 0 37013 No MI 1.875 60 206380 0 0 34471 No MI 1.875
357 8.125 WILMINGTON 149600 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 357 7.5 SPOKANE 153809 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 356 7.875 BALTIMORE 70500 20060101 2.25 20101201 N 0 Prepay GROUP I G01 357 7.75 QUEEN CREEK 162972 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.5 RIDGEFIELD PARK 460000 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 354 5.75 CORAL SPRINGS 259200 20051101 2.25 20081001 Y 36 No_PP GROUP I G01 357 7.25 LAKE HAVASU CITY 267920 20060201 2.25 20090101 Y 36 No_PP GROUP I G01 357 7.875 WASHINGTON 217400 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 6.375 JEROME 204000 20060201 2.25 20110101 N 0 No_PP GROUP II G01 358 6.375 OLATHE 131600 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 355 7.75 LITHIA SPRINGS 103600 20051201 2.25 20101101 Y 120 No_PP GROUP II G01 356 7.375 BUCKEYE 162208 20060101 2.25 20101201 Y 60 Prepay GROUP II G02 356 7.25 RIVERSIDE 359200 20060101 2.25 20101201 N 0 Prepay GROUP I G01 357 8.25 ROUND LAKE 123600 20060201 2.25 20110101 N 0 Prepay GROUP II G01 357 7.5 WEST HAVEN 240000 20060201 2.25 20110101 Y 60 Prepay GROUP II G01 356 6.625 ANTIOCH 144439 20060101 2.25 20101201 N 0 No_PP GROUP II G01 356 7.5 OCALA 206380 20060101 2.25 20101201
1 20360101 1012.916667 0.375 2-4 Family 1 20360101 961.30625 0.375
First Lien ALT1 360
N PUD
First Lien ALT1 360
1 First Lien 20360101 ALT1 511.17 360 0.375 Single Family 100297000000000000 1 First Lien N 20351201 UNAR 1052.5275 360 0.375 PUD 100245000000000000 1 First Lien N 20360101 UNAR 2875 360 0.375 2-4 Family 100245000000000000 1 First Lien N 20360101 UNAR 1242 360 0.375 PUD N 1 N 20351001 1618.683333 0.375 Single Family First Lien ALT1 360
1 First Lien 20360101 ALT1 1426.6875 360 0.375 Condominium 100085000000000000 1 First Lien 20360101 ALT1 1272.7 360 0.375 Single Family 100085000000000000 1 First Lien 20360101 ALT1 699.125 360 0.375 2-4 Family 1
First Lien 20360201 ALT1 669.0833333 360 0.375 2-4 Family 100085000000000000 1 First Lien N 20351101 ALT1 996.9033333 360 0.375 PUD 100066000000000000 1 First Lien N 20351201 UNAR 2450.38 360 0.375 Single Family 100123000000000000 1 First Lien N 20351201 UNAR 928.57 360 0.375 Single Family 100245000000000000 1 First Lien N 20360101 UNAR 1500 360 0.375 Single Family 100245000000000000 1 First Lien N 20360101 UNAR 924.86 360 0.375 PUD N 1 N PUD 1 First Lien 20351201 1289.875 0.375 First Lien ALT1 360
60 No_PP GROUP II G01 358 7.375 Loxahatchee 350000 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 357 6.875 Chicago 359500 20060201 2.25 20110101 Y 60 Prepay GROUP II G01 358 6.125 Miramar 235000 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 358 6 Elk Grove 383600 20060301 2.25 20110201 Y 60 Prepay GROUP II G02 358 6.5 Rancho Santa Margarita 392000 20060301 2.25 20110201 Y 60 Prepay GROUP II G04 354 6.125 Norfolk 405000 20051101 2.25 20151001 N 0 No_PP GROUP II G01 357 7.5 KATY 92465 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 8.25 DOUGLASVILLE 126320 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 357 7.125 JASPER 164000 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 6.75 TAMPA 245000 20060201 2.25 20110101 Y 120 Prepay GROUP II G02 358 6.25 DUPONT 279176 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 7.875 BRADENTON 220092 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 357 7.25 PEARLAND 156982 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.625 RICHMOND 171748 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.5 KATY 109696 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 6.625 LAKE IN THE HILLS 188100 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 7.875 MONTGOMERY 156715 20060201 2.25 20110101 Y 120 No_PP
360 7.125 FL 60.87 12.375 360 6.625 IL 75.68 11.875 360 5.875 FL 59.80 11.125 360 5.75 CA 80.00 11 360 6.25 CA 80.00 11.5 360 5.875 MA 50.63 11.125 360 7.125 TX 79.86 12.5 360 7.875 GA 80.00 13.25 360 6.75 GA 80.00 12.125 360 6.375 FL 76.56 11.75 360 5.875 WA 80.00 12.25 360 7.5 FL 80.00 12.875 360 6.875 TX 80.00 12.25 360 7.25 TX 80.00 12.625 360 7.125 TX 80.00 12.5 360 6.25 IL 79.99 12.625 360 7.5 IL 80.00 12.875 360
N 20351201 ALT1 2151.041667 360 0 0.25 33470 PUD No MI 100022000000000000 1.875 2 First Lien 60 N 20360201 AFL2 359500 2059.635417 360 0 0 0.25 60622 Condominium No MI 100024000000000000 2 2 First Lien 60 N 20360101 AFL2 234999.51 1199.476666 360 0 0 0.25 33027 PUD No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 383600 1918 360 0 0 0.25 95757 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 392000 2123.333333 360 0 0 0.25 92688 Condominium No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 402607.8 2460.83 360 0 0 0.25 2056 Single Family No MI 123342000000000000 1.875 2 First Lien 120 N 20351001 AFL2 91919.12 574.4945 360 0 0 0.375 77449 PUD No MI M10001690005789318 2 1 First Lien 60 N 20360101 ALT1 126320 868.45 360 0 0 0.375 30134 PUD No MI M10001690005857719 1.875 1 First Lien 60 N 20360101 ALT1 164000 973.75 360 0 0 0.375 30143 Single Family No MI 100017000000000000 1.875 1 First Lien 60 N 20360101 ALT1 245000 1378.125 360 0 0 0.375 33626 PUD No MI 100017000000000000 1.875 1 First Lien 60 N 20360101 ALT1 279176 1454.041667 360 0 0 0.375 98327 PUD No MI 100017000000000000 1.875 2 First Lien 60 N 20360201 ALT1 220092 1444.35375 360 0 0 0.375 34201 Condominium No MI M10001690006029201 1.875 1 First Lien 60 N 20360101 ALT1 156982 948.4329167 360 0 0 0.375 77584 PUD No MI 100017000000000000 1.875 1 First Lien 60 N 20360101 ALT1 171656.88 1090.736425 360 0 0 0.375 77469 Single Family No MI 100017000000000000 1.875 1 First Lien 60 N 20360101 ALT1 109696 685.6 360 0 0 0.375 77449 PUD No MI M10001690006100523 1.875 1 First Lien 60 N 20360101 ALT1 188100 1038.46875 360 0 0 0.375 60156 Condominium No MI 100017000000000000 1.875 2 First Lien 60 N 20360101 ALT1 156715 1028.442188 360 0 0 0.375 60538 Condominium No MI M10001690006116206 1.875 1 First Lien 60 N 20360101 ALT1 0
60 350000
GROUP II G02 357 7.125 MONTGOMERY 158251 20060201 2.25 20110101 Y 120 Prepay GROUP II G02 357 6.25 FALLS CHURCH 323200 20060201 2.25 20110101 Y 120 Prepay GROUP II G02 357 6 WOODBRIDGE 367382 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 7.75 WOODBRIDGE 618900 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 6.875 GAINESVILLE 972087 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.5 NAPLES 188000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 7.875 WHITE 154816 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8.125 NAPLES 201550 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 6.25 ARLINGTON 454400 20060201 2.25 20130101 Y 120 No_PP GROUP II G01 358 6.5 Saint Louis 288000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 347 6.5 TITUSVILLE 580000 20050401 2.75 20070301 N 0 No_PP GROUP I G01 358 5.875 NEWARK 303920 20060301 2.25 20090201 Y 120 No_PP GROUP II G01 356 6.75 AVON 88084 20060101 2.25 20101201 N 0 No_PP GROUP II G02 351 6.875 CELEBRATION 238192 20050801 2.25 20100701 Y 60 No_PP GROUP II G02 353 6.75 MYRTLE BEACH 142400 20051001 2.25 20100901 N 0 No_PP GROUP II G01 352 7.5 ADAMS 113600 20050901 2.25 20100801 N 0 No_PP GROUP II G01 353 7.625 DEARBORN HEIGHTS 132000 20051001 2.25 20100901 Y 60 No_PP GROUP II G01
6.75 IL 80.00 12.125 360 5.875 VA 80.00 12.25 360 5.625 VA 80.00 12 360 7.375 VA 80.00 12.75 360 6.5 VA 70.00 11.875 360 7.125 FL 80.00 12.5 360 7.5 GA 80.00 12.875 360 7.75 FL 79.98 13.125 360 5.875 VA 80.00 11.25 360 6.25 MO 80.00 11.5 360 6.25 NJ 80.00 10.5 360 5.5 NJ 80.00 11.875 360 6.375 IN 80.00 11.75 360 6.5 FL 80.00 11.875 360 6.375 SC 80.00 11.75 360 7.125 MA 80.00 12.5 360 7.25 MI 80.00 12.625 360
939.6153125 360 0 0.375 60538 Condominium No MI M10001690006116297 1.875 1 First Lien 60 N 20360101 ALT1 323200 1683.333333 360 0 0 0.375 22043 Condominium No MI M10001690006122048 1.875 2 First Lien 60 N 20360101 ALT1 367337 1836.685 360 0 0 0.375 22192 PUD No MI 100017000000000000 1.875 2 First Lien 60 N 20360101 ALT1 618900 3997.0625 360 0 0 0.375 22192 PUD No MI M10001690006122113 1.875 1 First Lien 60 N 20360201 ALT1 972087 5569.248438 360 0 0 0.375 20155 PUD No MI M1000169-000612214 1.875 1 First Lien 60 N 20360201 ALT1 188000 1175 360 0 0 0.375 34113 Single Family No MI 100017000000000000 1.875 1 First Lien 60 N 20360201 ALT1 154816 1015.98 360 0 0 0.375 30184 PUD No MI M1000169-000625876 1.875 1 First Lien 60 N 20360101 ALT1 201550 1364.661458 360 0 0 0.375 34117 Single Family No MI M10001690006259717 1.875 1 First Lien 60 N 20360101 ALT1 454400 2366.666667 360 0 0 0.375 22206 Condominium No MI 100017000000000000 1.875 2 First Lien 84 N 20360101 ALT1 288000 1560 360 0 0 0.25 63122 Single Family No MI 100022000000000000 1.875 2 First Lien 60 N 20360201 AFL2 570086.7 2938.77 360 0 0 0.25 8560 Single Family No MI 100106000000000000 2 2 First Lien 24 N 20350301 ADN1 303920 1487.941667 360 0 0 0.375 7102 Single Family No MI 100085000000000000 2.5 1 First Lien 36 N 20360201 ALT1 87778.05 571.32 360 0 0 0.375 46123 PUD No MI 1.875 1 First Lien 60 N 20351201 ALT1 238192 1364.641667 360 0 0 0.375 34747 Condominium No MI 1.875 1 First Lien 60 N 20350701 ALT1 141525.21 923.61 360 0 0 0.375 29579 PUD No MI 100085000000000000 1.875 1 First Lien 60 N 20350901 ALT1 112910.57 794.31 360 0 0 0.375 1220 2-4 Family No MI 1.875 1 First Lien 60 N 20350801 ALT1 132000 838.75 360 0 0 0.375 48127 Single Family No MI 1.875 1 First Lien 60 N 20350901 ALT1 102400 650.6666667 360 0
158251
353 7.625 STONE MOUNTAIN 102400 20051001 2.25 20100901 Y 60 No_PP GROUP II G02 354 6.875 HAWTHORNE 464000 20051101 2.25 20101001 Y 120 No_PP GROUP II G02 357 7.375 DURHAM 105360 20060201 2.25 20110101 N 0 No_PP GROUP I G01 357 8.25 DECATUR 77600 20060201 2.25 20110101 Y 60 Prepay GROUP II G02 358 7.625 QUEEN CREEK 177300 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.625 Fort Lauderdale 446500 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 7 HEMPSTEAD 360000 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 6.625 Stafford 320000 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 358 6.875 Palm Beach Gardens 422900 20060301 2.25 20110201 N 0 Prepay GROUP II G01 358 7 Pittsburg 264000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 357 7.5 Fort Lee 568000 20060201 2.25 20130101 Y 120 No_PP GROUP II G03 358 6.75 Scottsdale 484000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 6.875 LIVERMORE 528000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.125 WALNUT CREEK 592000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.375 GONZALES 424000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.625 WINDERMERE 750000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 7.5 WALDORF 238900 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358
7.25 GA 80.00 12.625 360 6.5 NJ 80.00 11.875 360 7 NC 80.00 12.375 360 7.875 GA 80.00 13.25 360 7.25 AZ 79.99 12.625 360 7.375 FL 95.00 12.625 360 6.75 NY 78.26 12 360 6.375 VA 80.00 11.625 360 6.625 FL 79.99 11.875 360 6.75 CA 80.00 12 360 7.25 NJ 80.00 12.5 360 6.5 AZ 80.00 11.75 360 6.625 CA 80.00 12.875 360 5.875 CA 80.00 12.125 360 6.125 CA 80.00 12.375 360 6.375 FL 65.22 12.625 360 7.25 MD 79.98 13.5 360 6.5
0 0.375 30088 Single Family No MI 1.875 1 First Lien 60 N 20350901 ALT1 464000 2658.333333 360 0 0 0.375 7506 2-4 Family No MI 100085000000000000 1.875 1 First Lien 60 N 20351001 ALT1 105117.99 727.7 360 0 0 0.375 27713 PUD No MI 100085000000000000 1.875 1 First Lien 60 N 20360101 ALT1 77593.5 533.4553125 360 0 0 0.375 30034 Single Family No MI 100245000000000000 1.875 1 First Lien 60 N 20360101 UNAR 177300 1126.59375 360 0 0 0.375 85242 PUD No MI 100085000000000000 1.875 1 First Lien 60 N 20360201 ALT1 446500 2837.135417 360 0 0 0.25 33312 Single Family Republic MIC 100022000000000000 1.875 2 First Lien 60 N 20360201 AFL2 359331.63 2395.09 360 0 0 0.25 11572 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 318153.2 1756.470792 360 0 0 0.25 22554 PUD No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 422187.37 2778.15 360 0 0 0.25 33410 PUD No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 264000 1540 360 0 0 0.25 94565 Condominium No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 568000 3550 360 0 0 0.25 7024 Condominium No MI 100022000000000000 2 2 First Lien 84 N 20360101 AFL2 484000 2722.5 360 0 0 0.25 85260 PUD No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 528000 3025 360 0 0 0.25 94550 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 592000 3021.666667 360 0 0 0.25 94597 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 424000 2252.5 360 0 0 0.25 93926 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 749900 4140.072917 360 0 0 0.25 34786 PUD No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 238900 1493.125 360 0 0 0.25 20603 PUD No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 282400 1588.5 360 0 0 0.25
6.75 ANNANDALE 282400 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.25 FURLONG 254300 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.5 DALY CITY 611250 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.5 EL SOBRANTE 516000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 7.5 GLENDALE 156800 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.875 CHULA VISTA 308000 20060301 2.25 20130201 Y 120 No_PP GROUP I G01 358 6.375 TUSTIN 248000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 7 LOS ANGELES 436000 20060301 2.25 20130201 Y 120 Prepay GROUP I G01 358 6.25 PORT ORCHARD 256000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.625 SAN JOSE 496800 20060301 2.5 20080201 Y 120 No_PP GROUP I G01 358 7.25 FREMONT 478400 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.5 SIMI VALLEY 650000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.75 CLARKSBURG 600000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.625 SATELLITE BEACH 868000 20060301 2.25 20130201 Y 120 Prepay GROUP I G01 358 6.875 HAYWARD 280000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 7.5 SOUTH LAKE TAHOE 648000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.5 VANCOUVER 226400 20060301 2.25 20130201 Y 120 No_PP GROUP I G01 358 7 MORA
VA 80.00 12.75 360 6 PA 79.99 12.25 360 6.25 CA 75.00 12.5 360 6.25 CA 78.18 12.5 360 7.25 AZ 80.00 13.5 360 6.625 CA 80.00 11.875 360 6.125 CA 80.00 12.375 360 6.75 CA 80.00 12 360 6 WA 80.00 12.25 360 6.375 CA 80.00 12.625 360 7 CA 80.00 13.25 360 6.25 CA 77.75 12.5 360 6.5 MD 80.00 12.75 360 6.375 FL 80.00 11.625 360 6.625 CA 80.00 12.875 360 7.25 CA 80.00 13.5 360 6.25 WA 80.00 11.5 360 6.75 MN 0 0 0 0
22003 No MI 2 36 254300 0 18925 No MI 2 36 611250 0 94014 No MI 2 36 516000 0 94803 No MI 2 36 156800 0 85306 No MI 2
Condominium 100014000000000000 First Lien N 20360201 ADN1 1324.479167 360 0.25 Condominium 100014000000000000 1 First Lien N 20360201 ADN1 3310.9375 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 2795 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 980 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 1764.581901 360 0.25 PUD 100014000000000000 1 First Lien N 20360201 ADN1 1317.080047 360 0.25 Condominium 100014000000000000 1 First Lien N 20360201 ADN1 2543.333275 360 0.25 Condominium 100014000000000000 1 First Lien N 20360201 ADN1 1331.791042 360 0.25 PUD 100014000000000000 1 First Lien N 20360201 ADN1 2742.75 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 2890.333333 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 3520.833279 360 0.25 PUD 100014000000000000 1 First Lien N 20360201 ADN1 3375 360 0.25 PUD 100014000000000000 1 First Lien N 20360201 ADN1 4792.083278 360 0.25 PUD 100014000000000000 1 First Lien N 20360201 ADN1 1604.166667 360 0.25 Condominium 100014000000000000 1 First Lien N 20360201 ADN1 4050 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 1226.333279 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 1590.749942 360 0.25 Single Family 1 N
36 307999.75 0 0 91911 No MI 2 84 247920.95 0 0 92782 No MI 2 36 435999.99 0 0 91401 No MI 2 84 255703.88 0 0 98367 No MI 2 36 496800 0 0 95123 No MI 2 24 478400 0 0 94538 No MI 2.25 36 649999.99 0 0 93065 No MI 2 36 600000 0 0 20871 No MI 2 36 867999.99 0 0 32937 No MI 2 84 280000 0 0 94544 No MI 2 36 648000 0 0 96150 No MI 2 36 226399.99 0 0 98665 No MI 2 84 272699.99 0 0 55051
272800 2.25 Y
120 GROUP I
20060301 20130201 Prepay G01
80.00 12 360 6.5 CA 80.00 12.75 360 6.25 CA 80.00 12.5 360 6.625 CA 80.00 12.875 360 6.5 CA 80.00 12.75 360 6.625 IL 75.00 11.875 480 6.125 CA 80.00 12.375 360 6.25 WA 80.00 12.5 360 6 CA 80.00 12.25 360 6.875 CA 78.79 13.125 360 7.125 DC 80.00 12.375 360 6.375 CA 80.00 11.625 360 6.5 WA 80.00 12.75 360 6.125 CA 80.00 12.375 360 6.375 MO 69.12 11.625 360 5.75 CA 80.00 12 360 5.875 MN 80.00 12.125 360 6.25 WA 74.99
358 6.75 FREMONT 512000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.5 BUENA PARK 462000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.875 BURBANK 539600 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.75 SAN DIEGO 400000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.875 RIVERWOODS 607500 20060301 2.25 20130201 N 0 No_PP GROUP I G01 358 6.375 LODI 399200 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.5 VANCOUVER 220800 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.25 REDWOOD CITY 389600 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 7.125 RICHMOND 650000 20060301 2.25 20090201 Y 120 No_PP GROUP II G04 358 7.375 WASHINGTON 236000 20060301 2.25 20160201 Y 120 No_PP GROUP II G04 358 6.625 STUDIO CITY AREA 752000 20060301 2.25 20160201 Y 120 Prepay GROUP I G01 358 6.75 STEILACOOM 636000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.375 REDLANDS 520000 20060301 2.25 20090201 Y 120 No_PP GROUP II G03 358 6.625 Saint Louis 470000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 6 DUBLIN 512000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.125 MOUND 640000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.5 SEATTLE 274100 20060301
No MI 100014000000000000 2 1 First Lien 84 N 20360201 ADN1 512000 2880 360 0 0 0.25 94536 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 462000 2502.5 360 0 0 0.25 90620 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 539600 3091.458333 360 0 0 0.25 91506 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 400000 2250 360 0 0 0.25 92104 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 607019.24 3720.16 360 0 0 0.25 60015 Single Family No MI 100014000000000000 2 1 First Lien 84 N 20360201 ADN1 399200 2120.75 360 0 0 0.25 95240 2-4 Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 220800 1196 360 0 0 0.25 98662 PUD No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 389400 2028.125 360 0 0 0.25 94061 Condominium No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 650000 3859.375 360 0 0 0.25 94806 PUD No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 236000 1450.416667 360 0 0 0.25 20002 Single Family No MI 100014000000000000 2 1 First Lien 120 N 20360201 ADN1 752000 4151.666667 360 0 0 0.25 91604 Single Family No MI 100014000000000000 2 1 First Lien 120 N 20360201 ADN1 636000 3577.5 360 0 0 0.25 98388 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 520000 2762.5 360 0 0 0.25 92374 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 470000 2594.791667 360 0 0 0.25 63129 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 510800 2554 360 0 0 0.25 94568 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 640000 3266.666667 360 0 0 0.25 55364 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 274100 1484.708333 360 0 0 0.25 98108 Single Family No MI 100014000000000000
2.25 Y
120 GROUP I
20090201 No_PP G01 20060301 20080201 No_PP G01 20060301 20090201 No_PP G01 20060301 20080201 No_PP G01 20060301 20130201 Prepay G01 20060301 20090201 Prepay G01 20060301 20130201 Prepay G04 20060301 20160201 Prepay G01 20060301 20090201 No_PP G01 20060301 20090201 No_PP G04 20060301 20160201 No_PP G01 20060301 20090201 No_PP G01 20060301 20090201 No_PP G01 20060301 20080201 Prepay G03 20060301 20110201 No_PP G01 20060301 20090201 No_PP G01 20060301 20090201 No_PP G01 20060301 20110201
12.5 360 6.625 NJ 80.00 12.875 360 6.75 CA 80.00 13 360 6.625 CA 80.00 12.875 360 6.625 OR 79.99 11.875 360 6.5 AZ 80.00 12.75 360 6.375 WA 79.99 11.625 360 6.5 CA 80.00 11.75 360 6.25 CA 80.00 12.5 360 6.625 CA 80.00 12.875 360 7.5 IL 73.86 12.75 360 6.125 AZ 59.38 12.375 360 6.125 CA 80.00 12.375 360 5.75 CA 80.00 12 360 6.5 NJ 72.00 11.75 360 6.25 CA 75.00 12.5 360 6.375 CA 76.47 12.625 360 6 AZ 79.00 11.25 0 0
2 36 208800 0 8859 No MI 2 24 500000
358 6.875 PARLIN 208800 2.5 Y 120 GROUP I 358 7 PINOLE 500000 2.25 Y 120 GROUP I 358 6.875 LOS ANGELES 380000 2.5 Y 120 GROUP I 358 6.875 PORTLAND 155900 2.25 Y 120 GROUP I 358 6.75 PEORIA 280000 2.25 Y 120 GROUP I 358 6.625 LYNNWOOD 244900 2.25 Y 120 GROUP II 358 6.75 RIVERSIDE 500000 2.25 Y 120 GROUP I 358 6.5 MURRIETA 453600 2.25 Y 120 GROUP I 358 6.875 SAN MATEO 536000 2.25 Y 120 GROUP II 358 7.75 PARK RIDGE 650000 2.25 Y 120 GROUP I 358 6.375 ANTHEM 285000 2.25 Y 120 GROUP I 358 6.375 SAN JOSE 439200 2.25 Y 120 GROUP I 358 6 MODESTO 246300 2.5 Y 120 GROUP II 358 6.75 Califon 630000 2.25 N 0 GROUP I 358 6.5 SACRAMENTO 131250 2.25 Y 120 GROUP I 358 6.625 CARLSBAD 650000 2.25 Y 120 GROUP II 358 6.25 Mesa 118500 2.25
0 94564 PUD No MI 100014000000000000 2.25 1 First Lien 36 N 20360201 ADN1 379999.99 2177.083276 360 0 0 0.25 91304 Single Family No MI 100014000000000000 2 1 First Lien 24 N 20360201 ADN1 155894.94 893.1480937 360 0 0 0.25 97203 Single Family No MI 100014000000000000 2.25 1 First Lien 84 N 20360201 ADN1 280000 1575 360 0 0 0.25 85383 PUD No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 244899.99 1352.052028 360 0 0 0.25 98087 Single Family No MI 100014000000000000 2 1 First Lien 84 N 20360201 ADN1 500000 2812.5 360 0 0 0.25 92506 Single Family No MI 100014000000000000 2 1 First Lien 120 N 20360201 ADN1 453499 2456.452917 360 0 0 0.25 92563 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 536000 3070.833333 360 0 0 0.25 94401 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 650000 4197.916667 360 0 0 0.25 60068 Single Family No MI 100014000000000000 2 1 First Lien 120 N 20360201 ADN1 285000 1514.0625 360 0 0 0.25 85086 PUD No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 439200 2333.25 360 0 0 0.25 95122 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 246300 1231.5 360 0 0 0.25 95351 Single Family No MI 100014000000000000 2 1 First Lien 24 N 20360201 ADN1 628912.1 4086.17 360 0 0 0.25 7830 Single Family No MI 100022000000000000 2.25 2 First Lien 60 N 20360201 AFL2 131250 710.9375 360 0 0 0.25 95833 Condominium No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 649994.99 3588.514007 360 0 0 0.25 92009 2-4 Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 118500 617.1875 360 0 0 0.25 85202 Condominium No MI 100022000000000000 2 2 First Lien
1 First Lien 20360201 ADN1 1196.25 360 0.25 Condominium 100014000000000000 1 First Lien 20360201 ADN1 2916.666667 360 0.25
60 No_PP GROUP II G01 358 7.375 TAMPA 127400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 7.875 LAWRENCEVILLE 131840 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358 7.25 Gulf Shores 255000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 6.25 LAS VEGAS 256000 20060301 2.5 20080201 Y 120 Prepay GROUP I G01 358 6.5 HUNTINGTON BEACH 370300 20060301 2.25 20130201 Y 120 No_PP GROUP I G01 358 6.5 SAN BRUNO 600000 20060301 2.25 20090201 Y 120 Prepay GROUP II G04 358 6.5 LOS ANGELES 315000 20060301 2.25 20160201 Y 120 No_PP GROUP I G01 358 6.875 WEST BLOOMFIELD 192000 20060301 2.25 20130201 Y 120 Prepay GROUP I G01 358 7 SAN JOSE 494400 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 7 RALEIGH 179100 20060301 2.25 20090201 N 0 Prepay GROUP I G01 358 6.75 SAN JOSE 412000 20060301 2.25 20090201 Y 120 No_PP GROUP II G03 358 7 Danville 454350 20060301 2.25 20110201 N 0 Prepay GROUP II G03 358 6.75 San Francisco 600000 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 6.625 SAN JOSE 624000 20060301 2.5 20080201 Y 120 Prepay GROUP II G04 358 7.25 BROOKLYN 600000 20060301 2.25 20160201 Y 120 No_PP GROUP I G01 358 6.875 BRENTWOOD 462000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.625 SANTA ROSA 256000 20060301 2.25 20090201 Y 120 Prepay
360 7 FL 84.99 13.375 360 7.5 GA 80.00 12.875 360 7 AL 68.92 12.25 360 6 NV 80.00 12.25 360 6.25 CA 80.00 11.5 360 6.25 CA 80.00 12.5 360 6.25 CA 59.43 11.5 360 6.625 MI 80.00 11.875 360 6.75 CA 80.00 13 360 6.75 NC 79.99 13 480 6.5 CA 80.00 12.75 360 6.75 CA 80.00 12 360 6.5 CA 80.00 11.75 360 6.375 CA 80.00 12.625 360 7 NY 80.00 12.25 360 6.625 CA 80.00 12.875 360 6.375 CA 79.50 12.625 360
N 20360201 AFL2 782.9791667 360 0 0.375 33614 Single Family Republic MIC 100017000000000000 2 2 First Lien 60 N 20360201 ALT1 131704.32 864.3096 360 0 0 0.375 30045 PUD No MI M10001690005769633 1.875 1 First Lien 60 N 20360101 ALT1 255000 1540.625 360 0 0 0.25 36542 Condominium No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 255999.99 1333.333281 360 0 0 0.25 89131 PUD No MI 100014000000000000 2 1 First Lien 24 N 20360201 ADN1 370299.99 2005.791613 360 0 0 0.25 92646 Condominium No MI 100014000000000000 2.25 1 First Lien 84 N 20360201 ADN1 600000 3250 360 0 0 0.25 94066 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 315000 1706.25 360 0 0 0.25 91605 Single Family No MI 100014000000000000 2 1 First Lien 120 N 20360201 ADN1 192000 1100 360 0 0 0.25 48322 Condominium No MI 100014000000000000 2 1 First Lien 84 N 20360201 ADN1 494400 2884 360 0 0 0.25 95111 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 178964.39 1112.36 360 0 0 0.25 27603 PUD No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 412000 2317.5 360 0 0 0.25 95110 Condominium No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 453602.95 3022.81 360 0 0 0.25 94526 PUD No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 600000 3375 360 0 0 0.25 94103 Condominium No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 624000 3445 360 0 0 0.25 95123 Single Family No MI 100014000000000000 2 1 First Lien 24 N 20360201 ADN1 600000 3625 360 0 0 0.25 11234 2-4 Family No MI 100014000000000000 2.25 1 First Lien 120 N 20360201 ADN1 462000 2646.875 360 0 0 0.25 94513 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 255915.19 1412.865111 360 0 0 0.25 95405 PUD No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 0
60 127400
GROUP II G03 358 6.375 STEINHATCHEE 475000 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 6.5 SACRAMENTO 213600 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.75 LANGHORNE 380000 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 6.625 PHOENIX 292000 20060301 2.25 20130201 Y 120 No_PP GROUP I G01 358 6.5 FRESNO 552000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.375 SAN DIEGO 391200 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.5 SALT LAKE CITY 104000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.625 SEATTLE 218400 20060301 2.25 20130201 N 0 No_PP GROUP I G01 358 7.25 INVER GROVE HEIGHTS 453600 20060301 2.25 20130201 Y 120 No_PP GROUP I G01 358 6.125 MURRIETA 265000 20060301 2.5 20080201 Y 120 Prepay GROUP II G01 358 5.875 Fenton 256000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 6.75 WOODSIDE 559200 20060301 2.5 20080201 Y 120 No_PP GROUP I G01 358 5.875 RANCHO CUCAMONGA 309000 20060301 2.5 20080201 Y 120 No_PP GROUP I G01 358 7.125 CENTENNIAL 214500 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.5 SACRAMENTO 267200 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.375 MIAMI 392000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.75 SEVERNA PARK 300000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01
6.125 FL 38.46 11.375 360 6.25 CA 80.00 12.5 360 6.5 PA 79.41 11.75 480 6.375 AZ 80.00 11.625 360 6.25 CA 80.00 12.5 360 6.125 CA 80.00 12.375 360 6.25 UT 80.00 12.5 360 6.375 WA 80.00 11.625 360 7 MN 80.00 12.25 360 5.875 CA 73.61 12.125 360 5.625 MI 80.00 10.875 360 6.5 NY 80.00 12.75 360 5.625 CA 79.23 11.875 360 6.875 CO 75.26 13.125 360 6.25 CA 80.00 12.5 360 6.125 FL 80.00 12.375 360 6.5 MD 80.00 12.75 360
474117.76 0 0 32355 No MI 2 60 213600 0 0 95820 No MI 2 36 378270.15 0 0 19047 No MI 2 60 291999.98 0 0 85014 No MI 2 84 551820.6 0 0 93711 No MI 2 36 391200 0 0 92123 No MI 2 36 103999.99 0 0 84115 No MI 2 36 217988.42 0 0 98125 No MI 2 84 453600 0 0 55076 No MI 2 84 265000 0 0 92563 No MI 2 24 255999.99 0 0 48430 No MI 2.25 60 559200 0 0 11377 No MI 2 24 309000 0 0 91701 No MI 2.25 24 214499.99 0 0 80112 No MI 2.25 36 267200 0 0 95828 No MI 2 36 392000 0 0 33131 No MI 2 36 300000 0 0 21146 No MI 2 36 405600
360
100022000000000000 First Lien 20360201 AFL2 1157 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 2292.76 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 1612.083223 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 2989.02825 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 2078.25 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 563.3332792 360 0.25 Condominium 100014000000000000 1 First Lien N 20360201 ADN1 1398.44 360 0.25 PUD 100014000000000000 1 First Lien N 20360201 ADN1 2740.5 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 1352.604167 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 1253.333284 360 0.25 Condominium 100022000000000000 2 First Lien N 20360201 AFL2 3145.5 360 0.25 2-4 Family 100014000000000000 1 First Lien N 20360201 ADN1 1512.8125 360 0.25 Condominium 100014000000000000 1 First Lien N 20360201 ADN1 1273.593691 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 1447.333333 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 2082.5 360 0.25 Condominium 100014000000000000 1 First Lien N 20360201 ADN1 1687.5 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 2323.75 360
358 6.875 SANTA ROSA 405600 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.125 NORTH HOLLYWOOD 456000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 7 HOUSTON 181650 20060301 2.25 20130201 Y 120 No_PP GROUP I G01 358 6.5 FAIRFAX 400000 20060301 2.25 20090201 Y 120 No_PP GROUP II G02 357 7.125 LAKE IN THE HILLS 173950 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 358 6.625 LONGMONT 123500 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 357 7.125 MOKENA 169600 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 358 7 SCHERERVILLE 111950 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 357 7.25 CHICAGO 143200 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 6.875 ANTIOCH 209280 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 7.875 TAMPA 208000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.5 TAMPA 116000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 6.75 TAMPA 112000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 357 7 TAMPA 188464 20060201 2.25 20110101 Y 120 Prepay GROUP II G02 357 6.75 SEFFNER 104117 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 358 6.875 ST. PETERSBURG 192000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 357 7.25 PARRISH 281236 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 357
6.625 CA 80.00 12.875 360 5.875 CA 80.00 12.125 360 6.75 TX 79.99 12 360 6.25 VA 80.00 12.5 360 6.75 IL 79.99 12.125 360 6.25 CO 65.00 12.625 360 6.75 IL 80.00 12.125 360 6.625 IN 70.00 12 360 6.875 IL 80.00 12.25 360 6.5 TN 80.00 11.875 360 7.5 FL 80.00 12.875 360 7.125 FL 80.00 12.5 360 6.375 FL 74.67 11.75 360 6.625 FL 68.53 12 360 6.375 FL 80.00 11.75 360 6.5 FL 80.00 11.875 360 6.875 FL 80.00 12.25 360 7.25
0 2
0 95407 No MI 36 456000
0.25 Single Family 100014000000000000 First Lien N 20360201 ADN1 2327.5 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 1059.625 360 0.25 Condominium 100014000000000000 1 First Lien N 20360201 ADN1 2166.666667 360 0.25 PUD 100014000000000000 1 First Lien N 20360201 ADN1 1032.828125 360 0.375 Condominium M10001690004839965 1 First Lien N 20360101 ALT1 681.8229167 360 0.375 Single Family 100017000000000000 2 First Lien N 20360201 ALT1 1007 360 0.375 PUD M10001690004977401 1 First Lien N 20360101 ALT1 653.0416667 360 0.375 PUD M10001690004977555 1 First Lien N 20360201 ALT1 865.1666667 360 0.375 Single Family 100017000000000000 1 First Lien N 20360101 ALT1 1198.988484 360 0.375 PUD 100017000000000000 1 First Lien N 20360101 ALT1 1365 360 0.375 Condominium 100017000000000000 1 First Lien N 20360201 ALT1 725 360 0.375 PUD 100017000000000000 1 First Lien N 20360201 ALT1 630 360 0.375 Single Family 100017000000000000 1 First Lien N 20360201 ALT1 1099.147408 360 0.375 Single Family M10001690005284955 1 First Lien N 20360101 ALT1 585.658125 360 0.375 PUD M10001690005385778 1 First Lien N 20360101 ALT1 1100 360 0.375 Single Family 100017000000000000 1 First Lien N 20360201 ALT1 1699.134167 360 0.375 PUD 100017000000000000 1 First Lien N 20360101 ALT1 1811.458542 360 0.375 1 N
0 91601 No MI 2 36 181650
0 77006 No MI 2 84 400000 0 0 22031 No MI 2 36 173950 0 0 60156 No MI 2 60 123500 0 0 80501 No MI 1.875 60 169600 0 0 60448 No MI 1.875 60 111950 0 0 46375 No MI 1.875 60 143200 0 0 60620 No MI 1.875 60 209277.99 0 0 37013 No MI 1.875 60 208000 0 0 33602 No MI 1.875 60 116000 0 0 33624 No MI 1.875 60 112000 0 0 33610 No MI 1.875 60 188425.27 0 0 33617 No MI 1.875 60 104117 0 0 33584 No MI 1.875 60 192000 0 0 33710 No MI 1.875 60 281236 0 0 34219 No MI 1.875 60 285082 0 0
7.625 VALRICO 285082 2.25 Y 120 GROUP I 357 8 VALRICO 185000 2.25 Y 120 GROUP II 357 7.125 FOREST PARK 63940 2.25 Y 120 GROUP II 357 7.375 RIVERDALE 56160 2.25 Y 120 GROUP II 357 7.25 Granite Bay 480000 2.25 Y 60 GROUP II 355 6.125 Burbank 689000 2.25 Y 60 GROUP II 359 5.75 Oakland 417000 2.25 Y 60 GROUP II 356 6.875 Chicago 224000 2.25 Y 60 GROUP I 348 4.25 TEMPE 1164414 2.75 N 0 GROUP I 358 6.25 MIAMI 142500 2.25 Y 120 GROUP I 356 6.125 COPLEY 348000 2.25 Y 120 GROUP I 358 6.875 WANTAGH 384000 2.25 Y 120 GROUP II 358 6.875 LOS ANGELES 382000 2.25 Y 120 GROUP I 358 6.375 WOODINVILLE 338400 2.5 Y 120 GROUP I 358 7 ALBANY 87200 2.25 Y 120 GROUP I 358 6.5 RICHMOND 392000 2.25 Y 120 GROUP I 358 6.625 LA VERNE 453600 2.25 Y 120 GROUP I 358 6.625 SAN JOSE
20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G03 20060201 20110101 No_PP G03 20051201 20101101 Prepay G01 20060401 20110301 Prepay G01 20060101 20101201 No_PP G01 20050501 20070401 No_PP G01 20060301 20090201 Prepay G01 20060101 20081201 Prepay G01 20060301 20090201 No_PP G01 20060301 20110201 No_PP G01 20060301 20080201 No_PP G01 20060301 20090201 No_PP G01 20060301 20090201 No_PP G01 20060301 20090201 No_PP G01
75.00 360
79.99 360
80.00 360
78.00 360
80.00 360
69.95 360
62.71 360
58.95 360
77.63 360
75.00 360
80.00 360
80.00 360
79.58 360
80.00 360
80.00 360
80.00 360
80.00 360
33594 PUD No MI 100017000000000000 1.875 1 First Lien 60 N 20360101 ALT1 185000 1233.333333 360 7.625 0 0 0.375 FL 33594 PUD No MI M10001690005439807 13 1.875 1 First Lien 60 N 20360101 ALT1 63940 379.64375 360 6.75 0 0 0.375 GA 30297 Single Family No MI M10001690005599246 12.125 1.875 1 First Lien 60 N 20360101 ALT1 56117.91 344.8913219 360 7 0 0 0.375 GA 30274 Single Family No MI M10001690005599261 12.375 1.875 1 First Lien 60 N 20360101 ALT1 480000 2900 360 7 0 0 0.25 CA 95746 Single Family No MI 100022000000000000 12.25 2.5 2 First Lien 60 N 20360101 AFL2 689000 3516.770833 360 5.875 0 0 0.25 CA 91501 Single Family No MI 100022000000000000 11.125 2 2 First Lien 60 N 20351101 AFL2 417000 1998.125 360 5.5 0 0 0.25 CA 94602 2-4 Family No MI 100022000000000000 10.75 2 2 First Lien 60 N 20360301 AFL2 223935.83 1282.965693 360 6.625 0 0 0.25 IL 60609 Single Family No MI 100022000000000000 11.875 2 2 First Lien 60 N 20351201 AFL2 1144783.49 5728.22 360 4 0 0 0.25 AZ 85284 Single Family No MI 100106000000000000 10.25 2 2 First Lien 24 N 20350401 ADN1 142500 742.1875 360 6 0 0 0.25 FL 33179 PUD No MI 100014000000000000 12.25 2.5 1 First Lien 36 N 20360201 ADN1 348000 1776.25 360 5.875 0 0 0.25 OH 44321 PUD No MI 100014000000000000 12.125 2 1 First Lien 36 N 20351201 ADN1 384000 2200 360 6.625 0 0 0.25 NY 11793 Single Family No MI 100014000000000000 12.875 2 1 First Lien 36 N 20360201 ADN1 381999.97 2188.541495 360 6.625 0 0 0.25 CA 90061 2-4 Family No MI 100014000000000000 11.875 2 1 First Lien 60 N 20360201 ADN1 338310.11 1797.272459 360 6.125 0 0 0.25 WA 98077 Single Family No MI 100014000000000000 12.375 2 1 First Lien 24 N 20360201 ADN1 87200 508.6666667 360 6.75 0 0 0.25 NY 12202 2-4 Family No MI 100014000000000000 13 2.25 1 First Lien 36 N 20360201 ADN1 391899.99 2122.791613 360 6.25 0 0 0.25 CA 94801 Single Family No MI 100014000000000000 12.5 2 1 First Lien 36 N 20360201 ADN1 453600 2504.25 360 6.375 0 0 0.25 CA 91750 Single Family No MI 100014000000000000 12.625 2 1 First Lien 36 N 20360201 ADN1 487200 2689.75 360 6.375 0 0 0.25 CA 95122 Single Family 12.625
FL
487200 2.25 Y
120 GROUP I
20060301 20090201 Prepay G01
80.00 12.625 360 6.25 AZ 80.00 12.5 360 6.75 CA 75.00 12 360 6.625 CA 80.00 12.875 360 5.875 CA 80.00 12.125 360 6.125 AZ 80.00 12.375 360 5.625 CA 80.00 11.875 360 7.125 IL 80.00 13.375 360 6.5 MD 80.00 12.75 360 6.375 FL 74.63 11.625 360 6.25 CA 80.00 12.5 360 6.375 CA 80.00 12.625 360 6.5 CA 76.47 12.75 360 6.625 MA 80.00 12.875 360 6.375 FL 79.99 12.625 360 6.5 CA 80.00 12.75 360 6.875 IL 80.00 13.125 360 5.25 SC 80.00
358 6.5 MESA 192000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 7 PERRIS 295500 20060301 2.25 20130201 Y 120 Prepay GROUP I G01 358 6.875 SOUTH SAN FRANCISCO 456000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.125 SEASIDE 632000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.375 MARICOPA 207200 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 5.875 CATHEDRAL CITY 280000 20060301 2.5 20080201 Y 120 Prepay GROUP I G01 358 7.375 DES PLAINES 122400 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.75 SILVER SPRING 160000 20060301 2.5 20080201 Y 120 No_PP GROUP I G01 358 6.625 KISSIMMEE 306000 20060301 2.25 20130201 Y 120 Prepay GROUP I G01 358 6.5 LOS OSOS 340000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.625 HESPERIA 200000 20060301 2.5 20080201 Y 120 Prepay GROUP I G01 358 6.75 LOS ANGELES 650000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.875 WINTHROP 152000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.625 WINDERMERE 342600 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.75 HANFORD 188000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 7.125 CHICAGO 340000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 341 5.5 ROCK HILL 536000 20041001
No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 192000 1040 360 0 0 0.25 85208 PUD No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 295327.58 1722.744217 360 0 0 0.25 92571 Single Family No MI 100014000000000000 2 1 First Lien 84 N 20360201 ADN1 456000 2612.5 360 0 0 0.25 94080 Condominium No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 631999.99 3225.833282 360 0 0 0.25 93955 2-4 Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 207200 1100.75 360 0 0 0.25 85239 PUD No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 279999.99 1370.833284 360 0 0 0.25 92234 Single Family No MI 100014000000000000 2 1 First Lien 24 N 20360201 ADN1 122400 752.25 360 0 0 0.25 60016 Condominium No MI 100014000000000000 2.25 1 First Lien 36 N 20360201 ADN1 160000 900 360 0 0 0.25 20906 Condominium No MI 100014000000000000 2 1 First Lien 24 N 20360201 ADN1 306000 1689.375 360 0 0 0.25 34746 PUD No MI 100014000000000000 2.25 1 First Lien 84 N 20360201 ADN1 339999.67 1841.664879 360 0 0 0.25 93402 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 200000 1104.166667 360 0 0 0.25 92345 Single Family No MI 100014000000000000 2 1 First Lien 24 N 20360201 ADN1 650000 3656.25 360 0 0 0.25 90029 Single Family No MI 100014000000000000 2.25 1 First Lien 36 N 20360201 ADN1 151999.99 870.833276 360 0 0 0.25 2152 Condominium No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 342600 1891.4375 360 0 0 0.25 34786 PUD No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 188000 1057.5 360 0 0 0.25 93230 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 340000 2018.75 360 0 0 0.25 60641 2-4 Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 314232.56 3025.7 360 0 0 0.25 29732 PUD No MI 100106000000000000
2.75 N GROUP I
20060901 No_PP G01
9.5 360 6.5 CA 80.00 12.75 360 6.75 CA 80.00 12 360 6.375 NV 80.00 11.625 360 6.625 CA 73.66 12.875 360 6.5 CA 78.71 11.75 360 7.25 NV 80.00 13.5 360 6.125 CA 79.99 12.375 360 6.125 CA 80.00 12.375 360 6.125 NJ 80.00 11.375 360 6.875 FL 61.80 12.125 360 5.625 GA 78.55 11 360 7.75 OR 80.00 13.125 360 6.375 SC 61.07 11.75 360 6.125 WA 79.95 11.375 360 6.125 CA 80.00 11.375 360 6.5 MD 80.00 11.75 360 6.875 MI 75.00 12.125 0 0
2 24 260000 0 95315 No MI 2.5 36 368000 0 92336 No MI 2 60 169999.99 0 0 89130 No MI 2 84 400000 0 0 90015 No MI 2 24 244000 0 0 93550 No MI 2.25 84 332800 0 0 89015 No MI 2 24 444299.99 0 0 94579 No MI 2.25 36 510300 0 0 95407 No MI 2 36 600000 0 0 7657 No MI 2 120 169627.38 0 0 34135 No MI 2 60 216000 0 0 30253 No MI 3.375 60 153668 0 0 97006 No MI 1.875 60 399964.44 0 0 29915 No MI 1.875 24 267200 0 0 98204 No MI 2 60 568000 0 0 95111 No MI 2 60 648000 0 0 20912 No MI 2 60 412500 0 0 48214 No MI 2
358 6.75 DELHI 260000 20060301 2.25 20090201 Y 120 No_PP GROUP II G02 358 7 FONTANA 368000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 6.625 LAS VEGAS 170000 20060301 2.25 20130201 Y 120 Prepay GROUP I G01 358 6.875 LOS ANGELES 400000 20060301 2.5 20080201 Y 120 Prepay GROUP I G01 358 6.75 PALMDALE 244000 20060301 2.25 20130201 Y 120 No_PP GROUP I G01 358 7.5 HENDERSON 332800 20060301 2.5 20080201 Y 120 No_PP GROUP I G01 358 6.375 SAN LEANDRO 444300 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.375 SANTA ROSA 510300 20060301 2.25 20090201 Y 120 No_PP GROUP II G04 351 6.375 Ridgefield 600000 20050801 2.25 20150701 Y 120 No_PP GROUP II G01 358 7.125 Bonita Springs 169900 20060301 2.25 20110201 N 0 No_PP GROUP II G01 350 6 MCDONOUGH 216000 20050701 2.25 20100601 Y 120 No_PP GROUP I G01 357 8.125 BEAVERTON 153668 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 6.75 Daufuskie Island 400000 20060201 2.375 20080101 Y 120 No_PP GROUP II G02 358 6.375 Everett 267200 20060301 2.25 20110201 Y 60 Prepay GROUP II G03 358 6.375 San Jose 568000 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 358 6.75 Takoma Park 648000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 7.125 Detroit 412500 20060301 2.25 20110201
First Lien 20340901 ADN1 1462.5 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 2146.666667 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 938.5416115 360 0.25 Condominium 100014000000000000 1 First Lien N 20360201 ADN1 2291.666667 360 0.25 2-4 Family 100014000000000000 1 First Lien N 20360201 ADN1 1372.5 360 0.25 PUD 100014000000000000 1 First Lien N 20360201 ADN1 2080 360 0.25 PUD 100014000000000000 1 First Lien N 20360201 ADN1 2360.343697 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 2710.96875 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 3187.5 360 0.25 2-4 Family 100022000000000000 2 First Lien N 20350701 AFL2 1144.65 360 0.25 Condominium 100022000000000000 2 First Lien N 20360201 AFL2 1080 360 0.375 PUD 100085000000000000 1 First Lien N 20350601 ALT1 1040.460417 360 0.375 PUD N N 1 20360101 2249.799975 0.375 Single Family 1 First Lien ALT1 360
First Lien 20360101 AFL2 1419.5 360 0.25 Condominium 100022000000000000 2 First Lien N 20360201 AFL2 3017.5 360 0.25 Single Family 100022000000000000 2 First Lien N 20360201 AFL2 3645 360 0.25 Single Family 100022000000000000 2 First Lien N 20360201 AFL2 2449.21875 360 0.25 Single Family 100022000000000000 2 First Lien N
60 GROUP I 359 8 Washington 185500 2.25 N 0 GROUP II 359 6.5 TAMARACK 184000 2.25 Y 60 GROUP II 358 7.375 Phoenix 158400 2.25 Y 120 GROUP II 358 6.75 FROSTBURG 156800 2.25 Y 60 GROUP I 359 8 Deltona 73320 2.25 N 0 GROUP II 358 6.25 Clifton 274000 2.25 Y 60 GROUP II 358 7.375 San Diego 880000 2.25 Y 120 GROUP I 357 8.25 Sarasota 185476 2.25 Y 120 GROUP I 357 8.25 Fraser 130400 2.25 Y 120 GROUP I 358 6.75 Stamford 650000 2.25 Y 36 GROUP I 358 7 Bardonia 461250 2.25 Y 36 GROUP I 358 6.25 Washington 87000 2.25 Y 84 GROUP I 359 6.25 Monroe 309100 2.25 Y 36 GROUP I 357 6.75 Bothell 432400 2.25 Y 120 GROUP I 357 7.75 Peekskill 196900 2.25 N 0 GROUP I 357 6.875 Baldwin Park 462400 2.25 Y 84 GROUP I 358 6.25 Glendale 638000 2.25 Y 84
No_PP G01
360 7.75 DC
20060401 20110301 No_PP G01 20060401 20110301 Prepay G02 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G03 20060301 20110201 No_PP G01 20060201 20110101 Prepay G01 20060201 20110101 No_PP G01 20060301 20090201 No_PP G01 20060301 20090201 No_PP G01 20060301 20130201 No_PP G01 20060401 20090301 No_PP G01 20060201 20090101 No_PP G01 20060201 20130101 No_PP G01 20060201 20130101 No_PP G01 20060301 20130201 Prepay
70.00 13 360 6.25 CA 80.00 11.5 360 7 AZ 80.00 12.375 360 6.375 MD 80.00 11.75 360 7.625 FL 52.00 13 360 5.875 NJ 58.55 11.25 360 7 CA 80.00 12.375 360 7.875 FL 80.00 13.25 360 7.875 CO 80.00 13.25 360 6.375 CT 68.42 12.75 360 6.625 NY 75.00 13 360 6 DC 28.06 11.25 360 5.875 WA 79.99 12.25 360 6.375 WA 80.00 12.75 360 7.5 NY 79.69 12.75 360 6.625 CA 80.00 11.875 360 6 CA 75.50 11.25 360
60 N 20360201 AFL2 185375.53 1361.14 360 0 0 0.25 20009 Condominium No MI 100022000000000000 2 2 First Lien 60 N 20360301 AFL2 184000 996.6666667 360 0 0 0.25 95223 PUD No MI 100022000000000000 2 2 First Lien 60 N 20360301 AFL2 158400 973.5 360 0 0 0.375 85031 Single Family No MI 100173000000000000 2 1 First Lien 60 N 20360201 AFL2 156800 882 360 0 0 0.375 21532 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 73270.8 538 360 0 0 0.375 32725 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 274000 1427.083333 360 0 0 0.375 7011 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 880000 5408.333333 360 0 0 0.375 92116 Single Family No MI 100196000000000000 1.875 1 First Lien 60 N 20360201 AFL2 185476 1275.1475 360 0 0 0.375 34233 Condominium No MI 100196000000000000 1.875 1 First Lien 60 N 20360101 AFL2 130347.22 896.1371375 360 0 0 0.375 80442 Condominium No MI 100266000000000000 1.875 1 First Lien 60 N 20360101 AFL2 650000 3656.25 360 0 0 0.375 6902 Single Family No MI 100022000000000000 1.875 2 First Lien 36 N 20360201 AFL2 461250 2690.625 360 0 0 0.375 10954 Single Family No MI 100022000000000000 1.875 2 First Lien 36 N 20360201 AFL2 87000 453.125 360 0 0 0.25 20016 Condominium No MI 100022000000000000 1.875 2 First Lien 84 N 20360201 AFL2 309100 1609.895833 360 0 0 0.375 98272 PUD No MI 100022000000000000 2 2 First Lien 36 N 20360301 AFL2 432400 2432.25 360 0 0 0.375 98012 PUD No MI 010002200000000000 1.875 2 First Lien 36 N 20360101 AFL2 196408.94 1410.62 360 0 0 0.25 10566 Single Family No MI 100022000000000000 1.875 2 First Lien 84 N 20360101 AFL2 462400 2649.166667 360 0 0 0.25 91706 Single Family No MI 100022000000000000 2 2 First Lien 84 N 20360101 AFL2 638000 3322.916667 360 0 0 0.25 91208 Single Family No MI 100015000000000000 2 2 First Lien 84 N 20360201 AFL2
GROUP I 358 6.875 Washington 85000 2.25 Y 84 GROUP I 357 6.5 Woodinville 150000 2.25 Y 36 GROUP II 358 6.25 FOUNTAIN HILLS 446000 2.25 Y 60 GROUP II 357 6.5 NORTH LAS VEGAS 424900 2.25 Y 60 GROUP II 358 7 MODESTO 114000 2.25 Y 60 GROUP II 359 6.625 TEMPE 140000 2.25 Y 60 GROUP I 358 7.875 LAS VEGAS 108400 2.25 Y 60 GROUP II 359 6.625 DENVER 768000 2.25 Y 60 GROUP II 358 6.75 ARVADA 600000 2.25 Y 60 GROUP II 359 6.875 SANTA ANA 520000 2.25 Y 60 GROUP II 359 6.625 NAPLES 425000 2.25 Y 60 GROUP II 351 6.875 The Woodlands 448000 2.25 N 0 GROUP II 359 6.75 Tustin 368000 2.25 Y 60 GROUP II 356 6.875 East Hampton 585000 2.25 N 0 GROUP II 357 5.875 Rialto 347200 2.25 Y 120 GROUP II 355 6.75 Astoria 595000 2.25 Y 120 GROUP II 357 7.25 SCHROON 214000 2.25 N 0 GROUP II
G01 6.625 DC 20060301 20130201 No_PP G01 20060201 20090101 No_PP G03 20060301 20110201 No_PP G03 20060201 20110101 Prepay G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G03 20060401 20110301 No_PP G03 20060301 20110201 No_PP G03 20060401 20110301 No_PP G03 20060401 20110301 No_PP G04 20050801 20150701 No_PP G02 20060401 20110301 Prepay G04 20060101 20151201 No_PP G04 20060201 20160101 Prepay G04 20051201 20151101 No_PP G04 20060201 20160101 No_PP G04 38.64 11.875 360 6.125 WA 80.00 12.5 360 5.875 AZ 59.95 11.25 360 6.125 NV 79.99 11.5 360 6.625 CA 31.67 12 360 6.25 AZ 58.33 11.625 360 7.5 NV 80.00 12.875 360 6.25 CO 60.00 11.625 360 6.375 CO 80.00 11.75 360 6.5 CA 80.00 11.875 360 6.25 FL 53.13 11.625 360 6.625 TX 80.00 11.875 360 6.5 CA 80.00 11.75 360 6.625 NY 60.00 11.875 360 5.625 CA 80.00 10.875 360 6.5 NY 70.00 11.75 360 7 NY 64.85 12.25 360 0 0 0
85000 0 20008 No MI 2 84 150000 0 98072 No MI 2 36 446000 0 85268 No MI 1.875 60 424900 0 0 89085 No MI 1.875 60 114000 0 0 95356 No MI 1.875 60 140000 0 0 85283 No MI 1.875 60 108400 0 0 89103 No MI 1.875 60 768000 0 0 80202 No MI 1.875 60 600000 0 0 80002 No MI 1.875 60 520000 0 0 92701 No MI 1.875 60 425000 0 0 34110 No MI 1.875 60 444533.78 0 0 77381 No MI 1.875 120 368000 0 0 92782 No MI 2 60 583017.14 0 0 11937 No MI 2 120 347200 0 0 92377 No MI 2 120 595000 0 0 11102 No MI 2 120 213496.02 0 0 12858 No MI 2 120 636000
486.9791667 0.25 Condominium 2 N
360
100022000000000000 First Lien 20360201 AFL2 812.5 360 0.375 Condominium 100022000000000000 2 First Lien N 20360101 AFL2 2322.916667 360 0.375 Single Family 100038000000000000 2 First Lien N 20360201 ADN1 2301.541667 360 0.375 PUD 100070000000000000 2 First Lien N 20360101 ADN1 665 360 0.375 Single Family 100147000000000000 2 First Lien N 20360201 ADN1 772.9166667 360 0.375 Single Family 100038000000000000 2 First Lien N 20360301 ADN1 711.375 360 0.375 Condominium 100070000000000000 2 First Lien N 20360201 ADN1 4240 360 0.375 Condominium 100038000000000000 2 First Lien N 20360301 ADN1 3375 360 0.375 PUD 100038000000000000 2 First Lien N 20360201 ADN1 2979.166667 360 0.375 Single Family 100038000000000000 2 First Lien N 20360301 ADN1 2346.354167 360 0.375 Single Family 100038000000000000 2 First Lien N 20360301 ADN1 2943.05 360 0.25 PUD 100022000000000000 2 First Lien N 20350701 AFL2 2070 360 0.25 Condominium 100022000000000000 2 First Lien N 20360301 AFL2 3843.04 360 0.25 Single Family 100022000000000000 2 First Lien N 20351201 AFL2 1699.833333 360 0.25 Single Family 100022000000000000 2 First Lien N 20360101 AFL2 3346.875 360 0.25 2-4 Family 100022000000000000 2 First Lien N 20351101 AFL2 1459.86 360 0.25 Single Family 100022000000000000 2 First Lien N 20360101 AFL2 3445 360
357 6.5 Fullerton 636000 20060201 2.25 20160101 Y 120 No_PP GROUP II G04 357 6.625 Placentia 349700 20060201 2.25 20160101 N 0 Prepay GROUP II G04 358 6.875 Littleton 190400 20060301 2.25 20160201 Y 120 No_PP GROUP I G01 357 7.875 DENVER 600000 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 357 7.25 WILMINGTON 135000 20060201 2.25 20110101 Y 60 Prepay GROUP II G03 358 5.875 NORTH MASSAPEQUA 644000 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 357 6.625 YORBA LINDA 639600 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 7.875 BOROUGH OF OAKLAND 449600 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 358 7 MIRA LOMA AREA 496000 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 358 7.625 INDIO 160000 20060301 2.25 20110201 Y 60 Prepay GROUP II G03 358 6.875 PHILADELPHIA 448000 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 358 7.25 FONTANA 511472 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 357 8.25 INDIANAPOLIS 99000 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 359 6.375 N Hollywood 350400 20060401 2.25 20110301 Y 60 No_PP GROUP II G02 358 6.25 Goose Creek 315200 20060301 2.25 20110201 Y 60 Prepay GROUP II G03 357 6.875 SAN JOSE 504000 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 358 8.25 LAS VEGAS 157500 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 357
6.25 CA 70.67 11.5 360 6.375 CA 57.80 11.625 360 6.625 CO 80.00 11.875 360 7.5 CO 80.00 12.875 360 6.875 DE 75.00 12.25 360 5.5 NY 80.00 10.875 360 6.25 CA 80.00 11.625 360 7.5 NJ 80.00 12.875 360 6.625 CA 80.00 12 360 7.25 CA 44.44 12.625 360 6.5 PA 80.00 11.875 360 6.875 CA 80.00 12.25 360 7.875 IN 90.00 13.25 360 6.125 CA 80.00 11.375 360 6 SC 80.00 11.25 360 6.5 CA 80.00 11.875 360 7.875 NV 90.00 13.25 360 6.875
100022000000000000 2.25 First Lien 120 N 20360101 AFL2 348769.28 2239.17 360 0 0 0.25 92870 Single Family No MI 100022000000000000 2 2 First Lien 120 N 20360101 AFL2 190400 1090.833333 360 0 0 0.25 80127 PUD No MI 100022000000000000 2 2 First Lien 120 N 20360201 AFL2 600000 3937.5 360 0 0 0.375 80220 Single Family No MI 100038000000000000 2 2 First Lien 60 N 20360101 ADN1 135000 815.625 360 0 0 0.375 19804 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 644000 3152.916667 360 0 0 0.375 11758 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 639600 3531.125 360 0 0 0.375 92886 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 449600 2950.5 360 0 0 0.375 7436 Single Family No MI 100059000000000000 1.875 2 First Lien 60 N 20360101 ADN1 496000 2893.333333 360 0 0 0.375 91752 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 160000 1016.666667 360 0 0 0.375 92201 2-4 Family No MI 100083000000000000 1.875 2 First Lien 60 N 20360201 ADN1 448000 2566.666667 360 0 0 0.375 19128 Single Family No MI 100059000000000000 1.875 2 First Lien 60 N 20360201 ADN1 511472 3090.143333 360 0 0 0.375 92336 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 99000 680.625 360 0 0 0.375 46201 2-4 Family United Guaranty 010010400000000000 1.875 2 First Lien 60 N 20360101 ADN1 350400 1861.5 360 0 0 0.25 91602 Condominium No MI 100022000000000000 1.875 2 First Lien 60 N 20360301 AFL2 315200 1641.666667 360 0 0 0.25 29445 PUD No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 504000 2887.5 360 0 0 0.375 95128 Condominium No MI 100332000000000000 2 2 First Lien 60 N 20360101 ADN1 157500 1082.8125 360 0 0 0.375 89128 Condominium PMI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 519999.67 3141.664673 360 0 0 0.375
0 92832 No MI 2
7.25 INCLINE VILLAGE 520000 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 358 6.875 (SANTA ANA AREA) 650000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 357 8.25 CHICAGO 180000 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 357 7.25 CHARLESTOWN 650000 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 357 7.25 MANALAPAN 428000 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 358 6.375 BROOKLYN 262000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 6.625 PLYMOUTH 152000 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 358 6.875 PENNINGTON 950000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 6.75 College Park 256000 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 358 7.125 North Hollywood 472000 20060301 2.25 20110201 N 0 No_PP GROUP II G02 357 7.375 Phoenix 209000 20060201 2.25 20110101 N 0 No_PP GROUP I G01 350 5 CORVALLIS 360000 20050701 2.75 20060601 N 0 No_PP GROUP I G01 359 8 PHOENIXVILLE 94500 20060401 2.25 20110301 Y 60 No_PP GROUP II G03 357 7 RIVERWOODS 552500 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 357 7.25 GLENVIEW 550000 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 358 6.875 BAILEY 561600 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 358 6.75 WESTLAKE VILLAGE 772500 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 357 7.375 WESTWOOD
NV 80.00 12.25 360 6.5 CA 48.15 11.875 360 7.875 IL 90.00 13.25 360 6.875 MA 78.41 12.25 360 6.875 NJ 80.00 12.25 360 6 NY 60.23 11.375 360 6.25 MA 72.38 11.625 360 6.5 NJ 50.00 11.875 360 6.5 MD 80.00 11.75 360 6.875 CA 63.78 12.125 360 7.125 AZ 95.00 12.375 360 4.75 OR 80.00 11 360 7.625 PA 90.00 13 360 6.625 IL 71.29 12 360 6.875 IL 57.89 12.25 360 6.5 CO 80.00 11.875 360 6.375 CA 75.00 11.75 360 7 NJ
89451 Single Family No MI 100332000000000000 1.875 2 First Lien 60 N 20360101 ADN1 650000 3723.958333 360 0 0 0.375 92705 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 180000 1237.5 360 0 0 0.375 60639 Single Family GE Capital MI 100202000000000000 1.875 2 First Lien 60 N 20360101 ADN1 650000 3927.083333 360 0 0 0.375 2129 Single Family No MI 100292000000000000 1.875 2 First Lien 60 N 20360101 ADN1 427799.99 2584.62494 360 0 0 0.375 7726 Single Family No MI 100050000000000000 1.875 2 First Lien 60 N 20360101 ADN1 262000 1391.875 360 0 0 0.375 11207 2-4 Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 152000 839.1666667 360 0 0 0.375 2360 Condominium No MI 100210000000000000 1.875 2 First Lien 60 N 20360201 ADN1 950000 5442.708333 360 0 0 0.375 8534 Single Family No MI 100231000000000000 1.875 2 First Lien 60 N 20360201 ADN1 256000 1440 360 0 0 0.25 20740 Single Family No MI 123219000000000000 1.875 2 First Lien 60 N 20360201 AFL2 469230.96 3179.96 360 0 0 0.25 91602 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 208478.89 1443.52 360 0 0 0.25 85051 Single Family GE Capital MI 100022000000000000 2 2 First Lien 60 N 20360101 AFL2 354795.83 1932.56 360 0 0 0.25 97330 Single Family No MI 100106000000000000 2 2 First Lien 12 N 20350601 ADN1 94500 630 360 0 0 0.375 19460 Single Family PMI 100231000000000000 2.5 2 First Lien 60 N 20360301 ADN1 552500 3222.916667 360 0 0 0.375 60015 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 550000 3322.916667 360 0 0 0.375 60025 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 561600 3217.5 360 0 0 0.375 80421 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 772500 4345.3125 360 0 0 0.375 91361 PUD No MI 100302000000000000 1.875 2 First Lien 60 N 20360201 ADN1 494000 3036.041667 360 0 0 0.375 7675 Single Family
494000 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 358 6.5 SAN DIEGO 476000 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 358 6.5 FOUNTAIN VALLEY 568000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 357 8.125 HOBOKEN 467910 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 358 7.5 LEMONT 560000 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 358 6.625 SIMI VALLEY 475850 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 357 6.75 CHICAGO 160000 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 358 6.5 PLACENTIA 512000 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 359 7.5 CALEXICO 240000 20060401 2.25 20110301 Y 60 No_PP GROUP II G03 357 7.25 HERNDON 520000 20060201 2.25 20110101 N 0 No_PP GROUP I G01 358 8 BRUNSWICK 73600 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 7.75 WEST BLOOMFIELD 476000 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 6.875 CHICAGO 444000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 7 MESA 183900 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 358 7.25 CHICAGO 552000 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 358 6.875 Palmdale 276000 20060301 2.25 20110201 Y 60 Prepay GROUP II G04 352 6.5 Largo 79000 20050901 2.25 20150801 Y 120 No_PP GROUP II G01 358 7.5 YORBA LINDA 506000 20060301
83.73 12.375 360 6.125 CA 80.00 11.5 360 6.125 CA 80.00 11.5 360 7.75 NJ 90.16 13.125 360 7.125 IL 79.43 12.5 360 6.25 CA 75.00 11.625 360 6.375 IL 47.76 11.75 360 6.125 CA 80.00 11.5 360 7.125 CA 80.00 12.5 360 6.875 VA 80.00 12.25 360 7.625 GA 80.00 13 360 7.375 MI 70.00 12.75 360 6.5 IL 80.00 11.875 360 6.625 AZ 79.99 12 360 6.875 IL 80.00 12.25 360 6.625 CA 80.00 11.875 360 6.125 FL 69.00 13 360 7.125 CA 72.29
Radian Guaranty 100050000000000000 1.875 2 First Lien 60 N 20360101 ADN1 476000 2578.333333 360 0 0 0.375 92120 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 567846.17 3075.833421 360 0 0 0.375 92708 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 467910 3168.140625 360 0 0 0.375 7030 Condominium GE Capital MI 010002900000000000 1.875 2 First Lien 60 N 20360101 ADN1 560000 3500 360 0 0 0.375 60439 Single Family No MI 100262000000000000 1.875 2 First Lien 60 N 20360201 ADN1 475850 2627.088542 360 0 0 0.375 93063 Single Family No MI 100031000000000000 1.875 2 First Lien 60 N 20360201 ADN1 160000 900 360 0 0 0.375 60641 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 511973.33 2773.188871 360 0 0 0.375 92870 Condominium No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 240000 1500 360 0 0 0.375 92231 2-4 Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360301 ADN1 518775.68 3547.32 360 0 0 0.375 20170 PUD No MI 100062000000000000 1.875 2 First Lien 60 N 20360101 ADN1 73600 490.6666667 360 0 0 0.375 31525 Single Family No MI 010003800000000000 1.875 2 First Lien 60 N 20360201 ADN1 475325.93 3410.12 360 0 0 0.375 48322 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 444000 2543.75 360 0 0 0.375 60622 2-4 Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 183900 1072.75 360 0 0 0.375 85207 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 552000 3335 360 0 0 0.375 60015 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 276000 1581.25 360 0 0 0.25 93552 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 79000 427.9166667 360 0 0 0.375 33770 Condominium No MI 2 0 First Lien 120 N 20350801 ADN1 506000 3162.5 360 0 0 0.375 92886 2-4 Family No MI 100038000000000000
2.25 Y
60 GROUP II
20110201 No_PP G03
12.5 360 6.75 IL 80.00 12.125 360 6.125 NY 80.00 11.5 360 6.75 MD 77.23 12.125 360 6.25 MA 56.36 11.625 360 7.25 FL 79.97 12.625 360 7.125 VA 79.97 12.5 360 6.125 CA 52.98 11.5 360 5.125 FL 49.55 9.375 360 5.875 CA 42.86 11.25 360 7.125 CA 80.00 12.5 360 6.625 CA 72.89 11.875 360 6.875 CA 70.00 12.125 360 7 CA 80.00 13.25 360 6.25 NY 80.00 11.5 360 6.125 MT 74.77 12.375 360 6.875 CA 80.00 13.125 360 6.625 FL 79.99 12.875
358 7.125 ELBURN 500000 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 358 6.5 SEAFORD 520000 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 359 7.125 FT. WASHINGTON 447930 20060401 2.25 20110301 Y 60 No_PP GROUP II G03 358 6.625 HINGHAM 620000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 7.625 MIAMI 145050 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 359 7.5 ASHBURN 556600 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 358 6.5 LAWNDALE 453000 20060301 2.25 20110201 N 0 No_PP GROUP I G01 340 5.375 SANTA ROSA 389000 20040901 2.75 20060801 N 0 No_PP GROUP II G03 358 6.25 MANHATTAN BEACH 600000 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 358 7.5 BELL GARDENS 436000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 359 6.875 San Bernardino 328000 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 359 7.125 Concord 290500 20060401 2.25 20110301 N 0 No_PP GROUP I G01 358 7.25 SAN LEANDRO 648000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 355 6.5 VALLEY STREAM 140000 20051201 2.25 20121101 N 0 No_PP GROUP I G01 352 6.375 SOMERS 1159000 20050901 2.25 20080801 Y 120 No_PP GROUP I G01 358 7.125 TEMECULA 460700 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.875 MIAMI 140700 20060301 2.5 20080201
2 First Lien 20360201 ADN1 2968.746438 360 0 0 0.375 60119 Single Family No MI 100105000000000000 1.875 2 First Lien 60 N 20360201 ADN1 520000 2816.666667 360 0 0 0.375 11783 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 447930 2659.584375 360 0 0 0.375 20744 PUD No MI 100038000000000000 1.875 2 First Lien 60 N 20360301 ADN1 620000 3422.916667 360 0 0 0.375 2043 Single Family No MI 010023100000000000 1.875 2 First Lien 60 N 20360201 ADN1 145025.68 921.5173417 360 0 0 0.375 33032 PUD No MI 100258000000000000 1.875 2 First Lien 60 N 20360201 ADN1 556600 3478.75 360 0 0 0.375 20147 PUD No MI 100038000000000000 1.875 2 First Lien 60 N 20360301 ADN1 452178.74 2863.27 360 0 0 0.375 90260 2-4 Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 377659.13 2165.43 360 0 0 0.25 32413 PUD No MI 100106000000000000 1.875 2 First Lien 24 N 20340801 ADN1 600000 3125 360 0 0 0.375 90266 Single Family No MI 100302000000000000 2.5 2 First Lien 60 N 20360201 ADN1 436000 2725 360 0 0 0.375 90201 2-4 Family No MI 100332000000000000 1.875 2 First Lien 60 N 20360201 ADN1 328000 1879.166667 360 0 0 0.25 92404 Single Family No MI 100022000000000000 1.875 2 First Lien 60 N 20360301 AFL2 290267.68 1957.15 360 0 0 0.25 94521 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360301 AFL2 648000 3915 360 0 0 0.25 94577 2-4 Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 139299.05 884.9 360 0 0 0.25 11580 CO-OP No MI 100014000000000000 2 1 First Lien 84 N 20351101 ADN1 1159000 6157.1875 360 0 0 0.25 59932 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20350801 ADN1 460700 2735.40625 360 0 0 0.25 92562 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 140699.99 806.0936927 360 0 0 0.25 33166 Condominium No MI 100014000000000000 2 1 First Lien N
1.875 60 499999.4
120 Prepay GROUP I G01 358 7.75 BAKERSFIELD 248000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 356 6.625 TORRANCE 428000 20060101 2.25 20081201 Y 120 No_PP GROUP I G01 358 6.375 SANTA CLARITA 595200 20060301 2.5 20080201 Y 120 No_PP GROUP I G01 358 6.5 WINCHESTER 372000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 357 6.5 EUGENE 758000 20060201 2.25 20090101 Y 120 Prepay GROUP II G01 357 6.125 Chino Valley 171700 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 353 7 JAMAICA 294000 20051001 2.5 20070901 N 0 Prepay GROUP II G02 354 5.5 GRIDLEY 227950 20051101 2.25 20101001 Y 120 No_PP GROUP I G01 358 6.875 SAN JOSE 525000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.5 OLIVEHURST 184000 20060301 2.5 20080201 Y 120 No_PP GROUP I G01 357 6.625 FREMONT 527200 20060201 2.25 20090101 Y 120 No_PP GROUP I G01 358 6.5 SACRAMENTO 460000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 7.25 MILPITAS 524000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.875 TRACY 576000 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 6.75 STOCKTON 252000 20060301 2.25 20090201 Y 120 Prepay GROUP II G04 358 6.625 MESA 432000 20060301 2.25 20160201 Y 120 Prepay GROUP II G01 358 6.5 TRACY 316000 20060301 2.25 20110201 Y 120 No_PP
360 7.5 CA 80.00 13.75 360 6.375 CA 80.00 12.625 360 6.125 CA 79.99 12.375 360 6.25 CA 80.00 12.5 360 6.25 OR 68.91 12.5 360 5.875 AZ 79.99 11.125 360 6.75 NY 80.00 13 360 5.25 CA 79.99 10.5 360 6.625 CA 75.00 12.875 360 6.25 CA 80.00 12.5 360 6.375 CA 80.00 12.625 360 6.25 CA 77.97 12.5 360 7 CA 80.00 13.25 360 6.625 CA 80.00 12.875 360 6.5 CA 80.00 12.75 360 6.375 AZ 80.00 11.625 360 6.25 CA 65.83 11.5 360 0 0 0 0 0 0
24 248000 0 93308 No MI 2.25 36 428000 0 90502 No MI 2 36 594823.8 0 91354 No MI 2 24 372000 0 92596 No MI 2.25 36 758000 0 97401 No MI 2 36 171700 0 86323 No MI
2 60 292283.26 0 0 11434 No MI 2 24 227939.01 0 0 95948 No MI 2.25 60 524999.98 0 0 95148 No MI 2 36 184000 0 0 95961 No MI 2 24 527200 0 0 94555 No MI 2.25 36 460000 0 0 95835 No MI 2 36 523999.99 0 0 95035 No MI 2 36 576000 0 0 95377 No MI 2 36 252000 0 0 95210 No MI 2.25 36 432000 0 0 85212 No MI 2 120 316000 0 0 95376 No MI 2 60
20360201 ADN1 1601.666667 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 2362.916667 360 0.25 Single Family 100014000000000000 1 First Lien N 20351201 ADN1 3160.001438 360 0.25 PUD 100014000000000000 1 First Lien N 20360201 ADN1 2015 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 4105.833333 360 0.25 Single Family 100014000000000000 1 First Lien N 20360101 ADN1 876.3854167 360 0.25 PUD 100022000000000000 2 First Lien N 20360101 AFL2 1955.99 360 0.25 Single Family 100014000000000000 1 First Lien N 20350901 ADN1 1044.720463 360 0.25 Single Family 100060000000000000 1 First Lien N 20351001 ADN1 3007.812385 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 996.6666667 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 2910.583333 360 0.25 Single Family 100014000000000000 1 First Lien N 20360101 ADN1 2491.666667 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 3165.833273 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 3300 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 1417.5 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1 2385 360 0.25 PUD 100014000000000000 1 First Lien N 20360201 ADN1 1711.666667 360 0.25 Single Family 100014000000000000 1 First Lien N 20360201 ADN1
GROUP I G01 358 6.875 BORING 273000 20060301 2.25 20130201 Y 120 Prepay GROUP I G01 358 6.5 LOS BANOS 352000 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 358 6.75 FRESNO 224000 20060301 2.25 20090201 Y 120 No_PP GROUP II G02 357 6.5 Capitol Heights 194400 20060201 2.25 20110101 N 0 No_PP GROUP II G02 359 6.875 Surprise 296100 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 350 5.25 MANCHESTER CENTER 408500 20050701 2.75 20060601 N 0 No_PP GROUP II G03 354 5.75 HAUPPAUGE 600000 20051101 2.25 20101001 Y 60 No_PP GROUP II G03 357 6.5 SOUTH BOSTON 432250 20060201 2.25 20110101 N 0 No_PP GROUP II G03 356 6.625 REDWOOD SHORES 597600 20060101 2.25 20101201 Y 60 No_PP GROUP II G03 357 6.625 CARLSBAD 545000 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 356 8.25 TOWNSHIP OFVOORHEES 160200 20060101 2.25 20101201 Y 60 No_PP GROUP I G01 356 7.875 BREA 540000 20060101 2.25 20101201 Y 60 No_PP GROUP II G03 357 6.625 COHASSET 838800 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 8 MILWAUKEE 239400 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 357 6.25 LAKE FOREST 650000 20060201 2.25 20110101 N 0 No_PP GROUP II G01 356 6.75 CHICAGO 198000 20060101 2.25 20101201 N 0 No_PP GROUP II G03 357 6.5 ST. CHARLES 650000 20060201 2.25 20110101 N 0 No_PP GROUP II G03
6.625 OR 76.90 11.875 360 6.25 CA 80.00 12.5 360 6.5 CA 80.00 12.75 360 6.25 MD 80.00 11.5 360 6.5 AZ 79.99 11.875 360 5 VT 72.17 11.25 360 5.375 NY 74.07 10.75 360 6.125 MA 65.00 11.5 360 6.25 CA 80.00 11.625 360 6.25 CA 64.88 11.625 360 7.875 NJ 89.00 13.25 360 7.5 CA 80.00 12.875 360 6.25 MA 60.00 11.625 360 7.625 WI 90.00 13 360 5.875 CA 59.09 11.25 360 6.375 IL 75.00 11.75 360 6.125 IL 50.98 11.5 360
272999.99 1564.062443 360 0 0 0.25 97009 Single Family No MI 100014000000000000 2 1 First Lien 84 N 20360201 ADN1 352000 1906.666667 360 0 0 0.25 93635 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 222500 1251.5625 360 0 0 0.25 93704 Single Family No MI 100014000000000000 2 1 First Lien 36 N 20360201 ADN1 193869.89 1228.75 360 0 0 0.25 20743 PUD No MI 100022000000000000 2 2 First Lien 60 N 20360101 AFL2 296100 1696.40625 360 0 0 0.375 85379 PUD No MI 100189000000000000 2 1 First Lien 60 N 20360301 AFL2 403721.04 2255.75 360 0 0 0.25 5255 Single Family No MI 100106000000000000 2 2 First Lien 12 N 20350601 ADN1 599942.5 2874.724479 360 0 0 0.375 11788 Single Family No MI 100038000000000000 2.5 2 First Lien 60 N 20351001 ADN1 430720.32 2732.12 360 0 0 0.375 2127 Condominium No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 597600 3299.25 360 0 0 0.375 94065 PUD No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 545000 3008.854167 360 0 0 0.375 92011 PUD No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 160200 1101.375 360 0 0 0.375 8043 Condominium GE Capital MI 100285000000000000 2 2 First Lien 60 N 20351201 ADN1 539800 3542.4375 360 0 0 0.375 92821 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 838800 4630.875 360 0 0 0.375 2025 Single Family No MI 010003800000000000 1.875 2 First Lien 60 N 20360101 ADN1 239400 1596 360 0 0 0.375 53216 2-4 Family PMI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 648140.12 4002.16 360 0 0 0.375 92630 2-4 Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 197246.62 1284.22 360 0 0 0.375 60644 2-4 Family No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 648226.03 4108.44 360 0 0 0.375 60175 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 480000 2650 360
356 6.625 AURORA 480000 20060101 2.25 20101201 Y 60 No_PP GROUP I G01 357 8 DENVER 384000 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 357 7.5 BURSON 518500 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 356 7 SURFSIDE 540000 20060101 2.25 20101201 Y 60 Prepay GROUP II G01 357 7.5 BELLMORE 380000 20060201 2.25 20110101 N 0 No_PP GROUP II G03 357 7.625 HENDERSONVILLE 480000 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 357 7 HINSDALE 690000 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 356 6.375 HUGHSON 130000 20060101 2.25 20101201 N 0 No_PP GROUP II G03 357 6.375 SPRING LAKE 441000 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 356 7.625 TRENTON 94500 20060101 2.25 20101201 Y 60 No_PP GROUP II G03 357 6.75 SCOTTSDALE 445000 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 357 7.125 FONTANA 488000 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 8 COLUMBUS 89950 20060201 2.25 20110101 N 0 No_PP GROUP I G01 357 8.125 MIAMI 480000 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 359 6.625 LAKE FOREST 438000 20060401 2.25 20110301 Y 60 No_PP GROUP II G03 357 7.25 GARDEN GROVE 450400 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 358 7.375 FT. MYERS 330000 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 359
6.25 CO 80.00 11.625 360 7.625 CO 79.83 13 360 7.125 CA 78.56 12.5 360 6.625 FL 80.00 12 360 7.125 NY 80.00 12.5 360 7.25 NC 80.00 12.625 360 6.625 IL 60.00 12 360 6 CA 49.62 11.375 360 6 NJ 40.38 11.375 360 7.25 NJ 90.00 12.625 360 6.375 AZ 69.97 11.75 360 6.75 CA 80.00 12.125 360 7.625 OH 89.95 13 360 7.75 FL 80.00 13.125 360 6.25 CA 63.94 11.625 360 6.875 CA 80.00 12.25 360 7 FL 70.21 12.375 360 6.5
0 80016 No MI 1.875 60 384000 0 0 80209 No MI 1.875 60 515962.83 0 0 95225 No MI 1.875 60 540000 0 0 33154 No MI 1.875 60 379148.64 0 0 11710 No MI 1.875 60 479999.5 0 0 28739 No MI 1.875 60 687975 0 0 60521 No MI 1.875 60 129514.54 0 0 95326 No MI 1.875 60 441000 0 0 7762 No MI 1.875 60 94422.41 0 0 8610 GE Capital 1.875 60 445000 0 0 85254 No MI 1.875 60 488000 0 0 92336 No MI 1.875 60 89767.73 0 0 43085 GE Capital 1.875 60 480000 0 0 33131 No MI 1.875 60 438000 0 0 92630 No MI 1.875 60 450400 0 0 92840 No MI 1.875 60 330000 0 0 33908 No MI 1.875 60 281357.54 0 0
0.375 PUD 100038000000000000 First Lien N 20351201 ADN1 2560 360 0.375 Single Family 100409000000000000 2 First Lien N 20360101 ADN1 3224.767688 360 0.375 Single Family 100147000000000000 2 First Lien N 20360101 ADN1 3150 360 0.375 Single Family 100038000000000000 2 First Lien N 20351201 ADN1 2657.02 360 0.375 Single Family 100038000000000000 2 First Lien N 20360101 ADN1 3049.996823 360 0.375 Single Family 010005900000000000 2 First Lien N 20360101 ADN1 4013.1875 360 0.375 PUD 100160000000000000 2 First Lien N 20360101 ADN1 811.03 360 0.375 Single Family 100147000000000000 2 First Lien N 20351201 ADN1 2342.8125 360 0.375 Single Family 100038000000000000 2 First Lien N 20360101 ADN1 599.9757302 360 0.375 Single Family MI 010007500000000000 2 First Lien N 20351201 ADN1 2503.125 360 0.375 Single Family 100038000000000000 2 First Lien N 20360101 ADN1 2897.5 360 0.375 Single Family 100038000000000000 2 First Lien N 20360101 ADN1 660.02 360 0.375 Condominium MI 100146000000000000 2 First Lien N 20360101 ADN1 3250 360 0.375 Condominium 100266000000000000 2 First Lien N 20360101 ADN1 2418.125 360 0.375 Single Family 100038000000000000 2 First Lien N 20360301 ADN1 2721.166667 360 0.375 Single Family 100038000000000000 2 First Lien N 20360101 ADN1 2028.125 360 0.375 PUD 100061000000000000 2 First Lien N 20360201 ADN1 1826.46 360 0.25 2 N
6.75 Mckinney 281600 20060401 2.25 20110301 N 0 No_PP GROUP II G02 359 6.375 Hialeah 417000 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 359 6.125 Fort Myers 88400 20060401 2.25 20110301 N 0 No_PP GROUP II G01 359 7 Modesto 248000 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 6.375 West Palm Beach 226000 20060401 2.25 20090301 Y 36 No_PP GROUP II G01 359 7.5 Milpitas 344000 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 359 5.875 Canyon Country 323000 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 359 7.25 Chesterfield 297550 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 355 6.375 CHICAGO 202000 20051201 2.25 20101101 Y 60 No_PP GROUP II G03 356 6.875 NORTH BERGEN 705000 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 355 7.125 NEWPORT NEWS 92400 20051201 2.25 20101101 Y 60 No_PP GROUP II G03 354 5.875 LOWELL 447000 20051101 3 20101001 N 0 No_PP GROUP II G01 356 7.125 BOSTON (EAST BOSTON) 448000 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 359 6.5 Sykesville 394400 20060401 2.25 20110301 Y 60 No_PP GROUP II G03 356 7.5 GARDENA 520000 20060101 2.25 20101201 N 0 No_PP GROUP II G03 359 7 Alexandria 900000 20060401 2.25 20110301 N 0 No_PP GROUP II G01 356 5.875 BRONX 354000 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 359 6.625 Patterson
TX 80.00 11.75 360 6.125 FL 66.19 11.375 360 5.875 FL 65.00 11.125 360 6.75 CA 80.00 12 360 6 FL 80.00 12.375 360 7.25 CA 80.00 12.5 360 5.625 CA 76.90 10.875 360 7 MO 79.99 12.25 360 6 IL 46.44 11.375 360 6.5 NJ 60.00 11.875 360 6.75 VA 72.19 12.125 360 5.5 MA 71.41 11.875 360 6.75 MA 80.00 12.125 360 6.25 MD 80.00 11.5 360 7.125 CA 74.29 12.5 360 6.75 VA 74.69 12 360 5.5 NY 73.44 10.875 360 6.375 CA
75070 PUD No MI 100022000000000000 1.875 2 First Lien 60 N 20360301 AFL2 416291.12 2211.546575 360 0 0 0.25 33018 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360301 AFL2 88314.08 537.13 360 0 0 0.25 33916 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360301 AFL2 248000 1446.666667 360 0 0 0.25 95358 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360301 AFL2 226000 1200.625 360 0 0 0.375 33413 Single Family No MI 100022000000000000 2 2 First Lien 36 N 20360301 AFL2 344000 2150 360 0 0 0.25 95035 PUD No MI 100022000000000000 1.875 2 First Lien 60 N 20360301 AFL2 323000 1581.354167 360 0 0 0.25 91387 Condominium No MI 100022000000000000 2 2 First Lien 60 N 20360301 AFL2 297550 1797.697917 360 0 0 0.25 63017 PUD No MI 100022000000000000 2 2 First Lien 60 N 20360301 AFL2 202000 1073.125 360 0 0 0.375 60639 2-4 Family No MI 100038000000000000 1.875 2 First Lien 60 N 20351101 ADN1 705000 4039.0625 360 0 0 0.375 7047 Condominium No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 92400 548.625 360 0 0 0.375 23605 Single Family No MI 100151000000000000 1.875 2 First Lien 60 N 20351101 ADN1 444231.86 2644.18 360 0 0 0.375 1852 Single Family No MI 010005900000000000 1.875 2 First Lien 60 N 20351001 ADN1 447877.39 2659.272003 360 0 0 0.375 2128 2-4 Family No MI 100210000000000000 2.625 2 First Lien 60 N 20351201 ADN1 394400 2136.333333 360 0 0 0.25 21784 Single Family No MI 100022000000000000 1.875 2 First Lien 60 N 20360301 AFL2 518311.62 3635.92 360 0 0 0.375 90247 Single Family No MI 100038000000000000 2 2 First Lien 60 N 20351201 ADN1 899262.27 5987.73 360 0 0 0.25 22307 Single Family No MI 100022000000000000 1.875 2 First Lien 60 N 20360301 AFL2 353995.3 1733.10199 360 0 0 0.375 10466 2-4 Family No MI 100164000000000000 2 2 First Lien 60 N 20351201 ADN1 350000 1932.291667 360 0 0 0.25 95363 Single Family
350000 20060401 2.25 20110301 Y 60 No_PP GROUP II G03 356 6.5 DENVER 500000 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 355 6.5 LAKELAND, 81250 20051201 2.25 20101101 N 0 Prepay GROUP II G01 355 6.5 LAKELAND, 81250 20051201 2.25 20101101 N 0 Prepay GROUP II G01 356 5.875 MONROVIA 230000 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 355 7.5 BONNEY LAKE 148500 20051201 2.25 20101101 Y 60 No_PP GROUP II G03 356 6.75 YONKERS 572000 20060101 2.25 20101201 Y 60 No_PP GROUP II G03 356 7.625 LOS ALAMITOS AREA 649007 20060101 2.25 20101201 Y 60 No_PP GROUP II G03 359 7.125 FISHERS 630000 20060401 2.25 20110301 Y 60 No_PP GROUP II G03 356 7.25 LEWES 515000 20060101 2.25 20101201 Y 60 No_PP GROUP II G02 357 6.75 Mount Juliet 217150 20060201 2.25 20110101 Y 60 Prepay GROUP II G02 357 7.5 Kissimmee 224000 20060201 2.25 20110101 Y 60 No_PP GROUP II G02 357 6.25 Oxon Hill 244800 20060201 2.25 20110101 N 0 No_PP GROUP II G01 357 6.875 Snoqualmie 224800 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 357 6.75 Sacramento 185000 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 357 6.5 Batavia 110000 20060201 2.25 20110101 N 0 Prepay GROUP II G03 354 6.875 Rosemead 468000 20051101 2.25 20101001 Y 60 No_PP GROUP II G03 356 7.375 SAN DIEGO 446250 20060101
78.65 11.625 360 6.125 CO 80.00 11.5 360 6.125 FL 67.15 11.5 360 6.125 FL 67.15 11.5 360 5.5 CA 44.66 10.875 360 7.125 WA 90.00 12.5 360 6.375 NY 80.00 11.75 360 7.25 CA 71.32 12.625 360 6.75 IN 74.12 12.125 360 6.875 DE 71.03 12.25 360 6.5 TN 79.98 11.75 360 7.25 FL 80.00 12.5 360 6 MD 80.00 11.25 360 6.625 WA 80.00 11.875 360 6.5 CA 45.12 11.75 360 6.25 NY 73.33 11.5 360 6.625 CA 80.00 11.875 360 7 CA 75.00
No MI 1.875 60 500000 0 0 80218 No MI 2 60 80878.72 0 0 33813 No MI 1.875 60 80878.72 0 0 33813 No MI 1.875 60 230000 0 0 91016 No MI 1.875 60 148500 0 0 98390 GE Capital 1.875 60 572000 0 0 10705 No MI 1.875 60 649007 0 0 90720 No MI 1.875 60 630000 0 0 46038 No MI 1.875 60 515000 0 0 19958 No MI 1.875 60 217150 0 0 37122 No MI 1.875 60 224000 0 0 34758 No MI 2 60 244099.52 0 0 20745 No MI 2 60 224800 0 0 98065 No MI 2 60 185000 0 0 95829 No MI 2 60 109700.03 0 0 14020 No MI 2 60 468000 0 0 91770 No MI 2 60 446150 0 0 92117 No MI
100022000000000000 First Lien 20360301 AFL2 2708.333333 360 0.375 Single Family 100038000000000000 2 First Lien N 20351201 ADN1 513.56 360 0.375 PUD 100104000000000000 2 First Lien N 20351101 ADN1 513.56 360 0.375 PUD 100104000000000000 2 First Lien N 20351101 ADN1 1126.041667 360 0.375 Single Family 100302000000000000 2 First Lien N 20351201 ADN1 928.125 360 0.375 Single Family MI 100301000000000000 2 First Lien N 20351101 ADN1 3217.5 360 0.375 Single Family 100038000000000000 2 First Lien N 20351201 ADN1 4123.898646 360 0.375 Single Family 100038000000000000 2 First Lien N 20351201 ADN1 3740.625 360 0.375 PUD 010003800000000000 2 First Lien N 20360301 ADN1 3111.458333 360 0.375 Single Family 100038000000000000 2 First Lien N 20351201 ADN1 1221.46875 360 0.25 PUD 100022000000000000 2 First Lien N 20360101 AFL2 1400 360 0.25 PUD 100022000000000000 2 First Lien N 20360101 AFL2 1507.28 360 0.25 PUD 100022000000000000 2 First Lien N 20360101 AFL2 1287.916667 360 0.25 Condominium 100022000000000000 2 First Lien N 20360101 AFL2 1040.625 360 0.25 Single Family 100022000000000000 2 First Lien N 20360101 AFL2 695.27 360 0.25 Single Family 100022000000000000 2 First Lien N 20360101 AFL2 2681.25 360 0.25 Single Family 100022000000000000 2 First Lien N 20351001 AFL2 2741.963542 360 0.375 Single Family 100038000000000000 2 N
2.25 Y
60 GROUP II
20101201 No_PP G03
12.375 360 6.375 CA 75.00 11.75 360 6.375 CA 65.57 11.75 360 5.875 MA 60.90 11.25 360 5.625 MA 30.50 11 360 7.125 PA 80.00 12.5 360 7 CA 80.00 12.375 360 7 IL 80.00 12.375 360 5.875 NC 69.41 11.25 360 6.75 IL 80.00 12 360 6.25 WA 78.77 11.5 360 6.25 FL 69.98 11.5 360 6.75 CT 80.00 12 360 6.625 CA 78.13 11.875 360 5.5 VA 80.00 10.875 360 6.125 AZ 54.18 11.5 360 6.125 CA 63.57 11.5 360 7 IL 80.00 12.375
356 6.75 CHULA VISTA 489000 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 358 6.75 INDIO 200000 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 355 6.25 DANVERS 475000 20051201 2.25 20101101 Y 60 No_PP GROUP II G01 357 6 CONCORD 366000 20060201 5 20110101 Y 60 No_PP GROUP II G01 356 7.5 PHILADELPHIA 104000 20060101 2.25 20101201 Y 60 No_PP GROUP II G03 355 7.375 MODESTO 460000 20051201 2.25 20101101 Y 60 No_PP GROUP II G03 355 7.375 CHICAGO 420000 20051201 2.25 20101101 Y 60 No_PP GROUP II G03 356 6.25 FUQUAY VARINA 590000 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 357 7 Chicago 428800 20060201 2.25 20110101 Y 60 Prepay GROUP II G01 357 6.5 Everett 256000 20060201 2.25 20110101 Y 60 Prepay GROUP II G01 357 6.5 Saint Petersburg 174950 20060201 2.25 20110101 Y 60 No_PP GROUP II G02 357 7 East Windsor 183200 20060201 2.25 20110101 Y 60 Prepay GROUP II G03 357 6.875 Los Angeles 500000 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 356 5.875 GAINESVILLE 472000 20060101 2.75 20101201 Y 60 No_PP GROUP II G03 356 6.5 PHOENIX 745000 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 356 6.5 ROSEMEAD 445000 20060101 2.25 20101201 N 0 No_PP GROUP II G03 356 7.375 HAWTHORN WOODS 461600 20060101 2.25 20101201
2 2 First Lien 60 N 20351201 ADN1 488466.94 2747.626538 360 0 0 0.375 91910 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 200000 1125 360 0 0 0.375 92201 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 475000 2473.958333 360 0 0 0.375 1923 Single Family No MI 010007000000000000 1.875 2 First Lien 60 N 20351101 ADN1 366000 1830 360 0 0 0.375 1742 2-4 Family No MI 010003800000000000 1.875 2 First Lien 60 N 20360101 ADN1 104000 650 360 0 0 0.375 19135 Single Family No MI 100087000000000000 4.625 2 First Lien 60 N 20351201 ADN1 460000 2827.083333 360 0 0 0.375 95355 Single Family No MI 100147000000000000 1.875 2 First Lien 60 N 20351101 ADN1 417597.63 2566.485434 360 0 0 0.375 60630 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20351101 ADN1 590000 3072.916667 360 0 0 0.375 27526 Single Family No MI 010018900000000000 1.875 2 First Lien 60 N 20351201 ADN1 428800 2501.333333 360 0 0 0.25 60618 2-4 Family No MI 100022000000000000 1.875 2 First Lien 60 N 20360101 AFL2 256000 1386.666667 360 0 0 0.25 98203 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360101 AFL2 174950 947.6458333 360 0 0 0.25 33707 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360101 AFL2 183200 1068.666667 360 0 0 0.25 6088 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360101 AFL2 499999.99 2864.583276 360 0 0 0.25 90041 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360101 AFL2 472000 2310.833333 360 0 0 0.375 20155 PUD No MI 100038000000000000 2 2 First Lien 60 N 20351201 ADN1 745000 4035.416667 360 0 0 0.375 85018 Single Family No MI 100038000000000000 2.375 2 First Lien 60 N 20351201 ADN1 443377.75 2812.7 360 0 0 0.375 91770 2-4 Family No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 460114.04 3188.16 360 0 0 0.375 60047 Single Family No MI 100214000000000000 1.875 2 First Lien
0 No_PP GROUP II G03 356 6.375 DURANGO 510000 20060101 2.25 20101201 Y 60 No_PP GROUP I G01 356 7.875 CALUMET CITY 112500 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 356 6.5 ARVADA 161000 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 357 7.125 SCITUATE 373750 20060201 2.25 20110101 N 0 No_PP GROUP II G01 356 7.5 MIAMI 143900 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 356 6.75 YUMA 105000 20060101 2.25 20101201 Y 60 No_PP GROUP I G01 356 7.875 MONTGOMERY VILLAGE 532000 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 356 7.5 NEW SMYRNA BEACH 227190 20060101 2.25 20101201 Y 60 No_PP GROUP II G03 356 6.5 WINDERMERE 596000 20060101 2.25 20101201 Y 60 No_PP GROUP I G01 357 7.875 GLENWOOD SPRINGS 435400 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 356 6.5 MOUNT PROSPECT 135500 20060101 2.25 20101201 N 0 No_PP GROUP II G03 356 7.125 ALEXANDRIA 472000 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 357 7.5 DORCHESTER 486500 20060201 2.25 20110101 N 0 No_PP GROUP II G03 358 6.875 WOODBRIDGE 585000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 357 6.25 SAN DIEGO 320000 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 357 6.125 CARLSBAD 750000 20060201 2.25 20110101 N 0 No_PP GROUP II G01 358 6.375 New Haven 257000 20060301 2.25 20110201 Y 60 Prepay
360 6 CO 64.97 11.375 360 7.5 IL 90.00 12.875 360 6.125 CO 78.16 11.5 360 6.75 MA 65.00 12.125 360 7.125 FL 79.99 12.5 360 6.375 AZ 79.80 11.75 360 7.5 MD 80.00 12.875 360 7.125 FL 80.00 12.5 360 6.125 FL 80.00 11.5 360 7.5 CO 73.18 12.875 360 6.125 IL 77.43 11.5 360 6.75 VA 80.00 12.125 360 7.125 MA 73.27 12.5 360 6.5 VA 78.00 11.875 360 5.875 CA 55.65 11.25 360 5.75 CA 60.00 11.125 360 6.125 CT 78.12 11.375 360
N 20351201 ADN1 2709.375 360 0 0.375 81301 PUD No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 112319.2 737.09475 360 0 0 0.375 60409 Single Family United Guaranty 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 161000 872.0833333 360 0 0 0.375 80003 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 372848.03 2518.02 360 0 0 0.375 2066 Single Family No MI 100292000000000000 1.875 2 First Lien 60 N 20360101 ADN1 143900 899.375 360 0 0 0.375 33196 Condominium No MI 100237000000000000 1.875 2 First Lien 60 N 20351201 ADN1 105000 590.625 360 0 0 0.375 85365 Single Family No MI 100130000000000000 1.875 2 First Lien 60 N 20351201 ADN1 532000 3491.25 360 0 0 0.375 20886 PUD No MI 010024400000000000 1.875 2 First Lien 60 N 20351201 ADN1 227190 1419.9375 360 0 0 0.375 32168 PUD No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 596000 3228.333333 360 0 0 0.375 34786 Single Family No MI 100111000000000000 1.875 2 First Lien 60 N 20351201 ADN1 435400 2857.3125 360 0 0 0.375 81601 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 135006.04 856.45 360 0 0 0.375 60056 Condominium No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 472000 2802.5 360 0 0 0.375 22304 Condominium No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 485369.46 3401.68 360 0 0 0.375 2121 2-4 Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 584756.99 3350.170255 360 0 0 0.375 22193 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 320000 1666.666667 360 0 0 0.375 92113 2-4 Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 747801.95 4557.08 360 0 0 0.375 92009 PUD No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 257000 1365.3125 360 0 0 0.25 6512 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2
60 510000
GROUP II 358 6 Lake Stevens 303200 2.25 Y 60 GROUP II 357 7.5 WOODHAVEN 127972 2.25 Y 120 GROUP II 357 7.5 LAS VEGAS 460538 2.25 Y 120 GROUP II 358 6.625 North Port 158600 2.25 Y 60 GROUP II 357 7.25 Surprise 300000 2.25 Y 120 GROUP II 357 6.875 RIVERVIEW 134264 2.25 Y 120 GROUP II 352 5.5 CHARLOTTE 557200 2.25 Y 60 GROUP II 357 6 FONTANA 460000 2.25 Y 60 GROUP II 359 6.625 Teaneck 650000 2.25 Y 120 GROUP II 354 7.5 LAS VEGAS 540000 2.25 Y 60 GROUP II 356 6.375 FONTANA 443992 2.25 Y 60 GROUP II 355 6.875 CLERMONT 120000 2.25 Y 60 GROUP II 354 7.375 MIAMI 146970 2.25 Y 60 GROUP II 355 5.75 FRANKLIN 221000 2.25 Y 60 GROUP II 355 6.625 FALLBROOK 625000 2.25 Y 60 GROUP II 355 5.875 MASSAPEQUA 630000 2.25 Y 60 GROUP II 354 7 MIAMI BEACH 445500 2.25 Y 60 GROUP II
G02 5.75 WA 20060301 20110201 Prepay G02 20060201 20110101 No_PP G03 20060201 20110101 No_PP G01 20060301 20110201 Prepay G02 20060201 20110101 Prepay G02 20060201 20110101 No_PP G03 20050901 20100801 No_PP G03 20060201 20110101 No_PP G04 20060401 20160301 No_PP G03 20051101 20101001 No_PP G03 20060101 20101201 No_PP G01 20051201 20101101 No_PP G01 20051101 20101001 No_PP G01 20051201 20101101 No_PP G03 20051201 20101101 No_PP G03 20051201 20101101 No_PP G03 20051101 20101001 No_PP G03 80.00 11 360 7.125 MI 80.00 12.5 360 7.125 NV 80.00 12.5 360 6.25 FL 62.20 11.625 360 6.875 AZ 79.73 12.25 360 6.5 FL 80.00 11.875 360 5.125 NC 80.00 10.5 360 5.625 CA 80.00 11 360 6.375 NJ 53.50 11.625 360 7.125 NV 79.41 12.5 360 6 CA 79.04 11.375 360 6.5 FL 79.47 11.875 360 7 FL 90.00 12.375 360 5.375 MA 65.00 10.75 360 6.25 CA 78.73 11.625 360 5.5 NY 77.54 10.875 360 6.625 FL 90.00 12 360
303200 1516 360 0 0.25 98258 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 127972 799.825 360 0 0 0.375 48183 Condominium No MI 100057000000000000 2 1 First Lien 60 N 20360101 AFL2 459928.82 2874.555125 360 0 0 0.375 89131 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 158600 875.6041667 360 0 0 0.375 34287 Single Family No MI 100418000000000000 1.875 1 First Lien 60 N 20360201 AFL2 300000 1812.5 360 0 0 0.375 85379 PUD No MI 100189000000000000 1.875 1 First Lien 60 N 20360101 AFL2 134264 769.2208333 360 0 0 0.375 33569 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 553863.4 2538.540583 360 0 0 0.375 28203 Single Family No MI 010013400000000000 1.875 2 First Lien 60 N 20350801 ADN1 460000 2300 360 0 0 0.375 92336 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 650000 3588.541667 360 0 0 0.25 7666 Single Family No MI 100022000000000000 1.875 2 First Lien 120 N 20360301 AFL2 540000 3375 360 0 0 0.375 89128 Single Family No MI 100038000000000000 2 2 First Lien 60 N 20351001 ADN1 443992 2358.7075 360 0 0 0.375 92336 PUD No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 119766.77 686.1637865 360 0 0 0.375 34711 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20351101 ADN1 146970 903.253125 360 0 0 0.375 33125 Condominium PMI 100266000000000000 1.875 2 First Lien 60 N 20351001 ADN1 221000 1058.958333 360 0 0 0.375 2056 Single Family No MI 100235000000000000 1.875 2 First Lien 60 N 20351101 ADN1 624999.99 3450.520778 360 0 0 0.375 92028 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20351101 ADN1 630000 3084.375 360 0 0 0.375 11758 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20351101 ADN1 445500 2598.75 360 0 0 0.375 33139 Condominium PMI 100266000000000000 1.875 2 First Lien 60 N 20351001 ADN1 435000 2401.5625 360 0
356 6.625 LIVERMORE 435000 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 355 6 LAWRENCE 269500 20051201 2.25 20101101 Y 60 No_PP GROUP II G03 355 6.25 NAPLES 800000 20051201 2.25 20101101 Y 60 No_PP GROUP II G03 357 6.25 JACKSONVILLE BEACH 434000 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 357 6.375 NEW YORK 450000 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 356 6.75 CORAL GABLES 624000 20060101 2.25 20101201 Y 60 No_PP GROUP I G01 359 7.875 Wilmette 650000 20060401 2.25 20110301 N 0 No_PP GROUP II G03 355 6.875 AMITYVILLE 448000 20051201 2.25 20101101 Y 60 No_PP GROUP II G03 355 7.125 GLEN ELLYN 448000 20051201 2.25 20101101 Y 60 No_PP GROUP II G01 357 7.5 CORAL SPRINGS 359100 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 355 5.875 KENILWORTH 500000 20051201 2.25 20101101 Y 60 No_PP GROUP II G03 356 6.5 MERRICK 644000 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 356 6.75 BALTIMORE 64900 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 355 5.625 WASHINGTON 225000 20051201 2.25 20101101 Y 60 No_PP GROUP II G03 356 7.625 AZUSA 509755 20060101 2.25 20101201 N 0 No_PP GROUP II G03 356 6.5 SAN DIEGO 484000 20060101 2.25 20101201 Y 60 No_PP GROUP II G03 355 6.25 WANTAGH, 622400 20051201 2.25 20101101 Y 60 No_PP GROUP I G01 358
6.25 CA 59.18 11.625 360 5.625 MA 70.00 11 360 5.875 FL 57.14 11.25 360 5.875 FL 36.14 11.25 360 6 NY 30.00 11.375 360 6.375 FL 80.00 11.75 360 7.625 IL 50.00 12.875 360 6.5 NY 80.00 11.875 360 6.75 IL 32.58 12.125 360 7.125 FL 90.00 12.5 360 5.5 IL 57.47 10.875 360 6.125 NY 80.00 11.5 360 6.375 MD 64.96 11.75 360 5.25 DC 33.09 10.625 360 7.25 CA 71.29 12.625 360 6.125 CA 63.68 11.5 360 5.875 NY 80.00 11.25 360 7.75
0 0.375 94550 Single Family No MI 100332000000000000 1.875 2 First Lien 60 N 20351201 ADN1 269500 1347.5 360 0 0 0.375 1841 2-4 Family No MI 010003800000000000 1.875 2 First Lien 60 N 20351101 ADN1 700000 3645.833333 360 0 0 0.375 34108 Condominium No MI 100292000000000000 1.875 2 First Lien 60 N 20351101 ADN1 434000 2260.416667 360 0 0 0.375 32250 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 450000 2390.625 360 0 0 0.375 10003 Condominium No MI 100231000000000000 1.875 2 First Lien 60 N 20360101 ADN1 624000 3510 360 0 0 0.375 33146 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 649552.67 4712.96 360 0 0 0.25 60091 Single Family No MI 100022000000000000 1.875 2 First Lien 60 N 20360301 AFL2 446750.61 2559.508703 360 0 0 0.375 11701 Single Family No MI 100038000000000000 2 2 First Lien 60 N 20351101 ADN1 448000 2660 360 0 0 0.375 60137 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20351101 ADN1 359100 2244.375 360 0 0 0.375 33065 2-4 Family United Guaranty 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 500000 2447.916667 360 0 0 0.375 60043 Single Family No MI 100294000000000000 1.875 2 First Lien 60 N 20351101 ADN1 644000 3488.333333 360 0 0 0.375 11566 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 64900 365.0625 360 0 0 0.375 21206 Townhouse No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 225000 1054.6875 360 0 0 0.375 20002 2-4 Family No MI 100038000000000000 1.875 2 First Lien 60 N 20351101 ADN1 507593.63 3608.01 360 0 0 0.375 91702 PUD No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 484000 2621.666667 360 0 0 0.375 92131 PUD No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 622400 3241.666667 360 0 0 0.375 11793 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20351101 ADN1 115208.55 856.55 360 0 0 0.375
8.125 LARGO 115360 2.25 N 0 GROUP II 358 7.625 QUEEN CREEK 348800 2.25 Y 120 GROUP I 358 7.75 TAMPA 126400 2.25 Y 60 GROUP I 358 7.875 INDIANAPOLIS 77200 2.25 N 0 GROUP II 358 7.625 PARIS 168000 2.25 Y 60 GROUP I 358 7.75 RENO 515500 2.25 Y 60 GROUP I 358 7.625 LAKEWOOD 132000 2.25 Y 36 GROUP II 358 7.5 Tamarac 200000 2.25 Y 60 GROUP II 358 7 O Fallon 467000 2.25 Y 60 GROUP I 345 3.75 MARCO ISLAND 1000000 2.75 N 0 GROUP I 358 8.125 LEAGUE CITY 60496 2.25 Y 60 GROUP I 358 8.125 LEAGUE CITY 58949 2.25 Y 60 GROUP I 358 8.125 LEAGUE CITY 70707 2.25 Y 60 GROUP II 358 6.625 LEVITTOWN 177750 2.25 Y 60 GROUP I 352 5.5 WELLESLEY 405000 2.75 N 0 GROUP II 358 6.875 Ventura 638000 2.25 Y 60 GROUP II 358 7.25 KAPOLEI 680000 2.25 Y 60 GROUP I 358 8.125 LEAGUE CITY
FL 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20090201 No_PP G02 20060301 20110201 Prepay G03 20060301 20110201 No_PP G01 20050201 20070101 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20050901 20060801 No_PP G03 20060301 20110201 Prepay G03 20060301 20110201 No_PP G01 80.00 13.125 360 7.25 AZ 80.00 12.625 360 7.375 FL 80.00 12.75 360 7.5 IN 80.00 12.875 360 7.25 TX 80.00 12.625 360 7.375 NV 79.99 12.75 360 7.25 CO 80.00 13.625 360 7.25 FL 80.00 12.5 360 6.75 MO 79.83 12 360 3.5 FL 66.67 9.75 360 7.75 TX 70.00 13.125 360 7.75 TX 70.00 13.125 360 7.75 TX 70.00 13.125 360 6.25 PA 75.00 11.625 360 5.25 MA 90.00 11.5 360 6.625 CA 77.80 11.875 360 6.875 HI 77.71 12.25 360 7.75 TX
33771 Single Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 348800 2216.333333 360 0 0 0.375 85242 Single Family No MI 100085000000000000 1.875 1 First Lien 60 N 20360201 ALT1 126400 816.3333333 360 0 0 0.375 33614 Condominium No MI 1.875 1 First Lien 60 N 20360201 ALT1 77083.32 559.76 360 0 0 0.375 46224 2-4 Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 168000 1067.5 360 0 0 0.375 75462 Single Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 515500 3329.270833 360 0 0 0.375 89523 PUD No MI 1.875 1 First Lien 60 N 20360201 ALT1 132000 838.75 360 0 0 0.375 80226 Single Family No MI 1.875 1 First Lien 36 N 20360201 ALT1 200000 1250 360 0 0 0.25 33319 PUD No MI 100022000000000000 1.875 2 First Lien 60 N 20360201 AFL2 467000 2724.166667 360 0 0 0.25 63368 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 976906.64 4631.16 360 0 0 0.25 34145 Condominium No MI 100106000000000000 2 2 First Lien 24 N 20350101 ADN1 60496 409.6083333 360 0 0 0.375 77573 Condominium No MI 100038000000000000 2.5 2 First Lien 60 N 20360201 ADN1 58948.99 399.1337865 360 0 0 0.375 77573 Condominium No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 70707 478.7453125 360 0 0 0.375 77573 Condominium No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 177750 981.328125 360 0 0 0.375 19055 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 401396.11 2299.55 360 0 0 0.25 2482 Single Family No MI 100106000000000000 1.875 2 First Lien 12 N 20350801 ADN1 638000 3655.208333 360 0 0 0.25 93003 Single Family No MI 100022000000000000 2.5 2 First Lien 60 N 20360201 AFL2 679999.98 4108.333213 360 0 0 0.375 96707 PUD No MI 100038000000000000 2 2 First Lien 60 N 20360201 ADN1 73506.99 497.7035781 360 0 0 0.375 77573 Condominium
73507 2.25 Y
60 GROUP I
20060301 20110201 No_PP G01
70.00 13.125 360 7.75 TX 70.00 13.125 360 6.5 AZ 66.67 11.875 360 6.5 AZ 66.67 11.875 360 7.625 TX 70.00 13 360 7.625 TX 70.00 13 360 6.75 NY 80.00 12.125 360 6.625 NJ 79.99 11.875 360 7.625 TX 70.00 13 360 6.5 CA 80.00 11.875 360 7.75 ME 90.00 13.125 360 6.625 TX 65.00 12 360 6.375 CA 80.00 11.75 360 7.625 MO 90.00 13 360 6.125 VT 57.34 11.5 360 6.5 MA 58.18 11.875 360 6.625 AZ 65.00 11.875 360 7.375 TX 80.00
358 8.125 LEAGUE CITY 92876 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 6.875 GILBERT 250000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 6.875 GILBERT 250000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8 LEAGUE CITY 96908 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8 LEAGUE CITY 67193 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 359 7.125 LAGRANGEVILLE 480000 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 356 6.875 Egg Harbor Twp 239700 20060101 2.25 20101201 Y 60 No_PP GROUP I G01 358 8 LEAGUE CITY 62548 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 358 6.875 SAN JOSE 508800 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8.125 PORTLAND 261000 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 359 7 CEDAR HILL 910000 20060401 2.25 20110301 Y 60 No_PP GROUP II G03 359 6.75 SAN JOSE 519200 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 358 8 WINFIELD 175676 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 358 6.5 KILLINGTON 545000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 6.875 FALL RIVER 160000 20060301 2.25 20110201 N 0 No_PP GROUP II G01 356 6.875 Scottsdale 266500 20060101 2.25 20101201 Y 60 No_PP GROUP I G01 359 7.75 CEDAR HILL 752000 20060401
100038000000000000 First Lien 20360201 ADN1 628.8479167 360 0 0 0.375 77573 Condominium No MI 100038000000000000 3.375 2 First Lien 60 N 20360201 ADN1 249999.99 1432.291609 360 0 0 0.375 85297 PUD No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 249999.99 1432.291609 360 0 0 0.375 85297 PUD No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 96907.99 646.0532667 360 0 0 0.375 77573 Condominium No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 67192.99 447.9532667 360 0 0 0.375 77573 Condominium No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 480000 2850 360 0 0 0.375 12540 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360301 ADN1 239700 1373.28125 360 0 0 0.25 8234 Single Family No MI 100022000000000000 1.875 2 First Lien 60 N 20351201 AFL2 62548 416.9866667 360 0 0 0.375 77573 Condominium No MI 100038000000000000 2 2 First Lien 60 N 20360201 ADN1 508799.99 2914.999943 360 0 0 0.375 95129 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 261000 1767.1875 360 0 0 0.375 4103 2-4 Family GE Capital MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 909999.99 5308.333275 360 0 0 0.375 75104 PUD No MI 100038000000000000 1.875 2 First Lien 60 N 20360301 ADN1 519200 2920.5 360 0 0 0.375 95128 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360301 ADN1 175675.99 1171.173267 360 0 0 0.375 63389 PUD PMI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 544999.99 2952.083279 360 0 0 0.375 5751 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 159728.47 1051.09 360 0 0 0.375 2721 2-4 Family No MI 010003800000000000 1.875 2 First Lien 60 N 20360201 ADN1 266500 1526.822917 360 0 0 0.25 85260 PUD No MI 100419000000000000 1.875 2 First Lien 60 N 20351201 AFL2 752000 4856.666667 360 0 0 0.375 75104 PUD No MI 100038000000000000 2 N
No MI 1.875 60 92876
2.25 Y
60 GROUP II
20110301 No_PP G01
12.75 360 6.375 CO 55.56 11.75 360 7.375 TX 80.00 12.75 360 6.5 GA 90.00 11.875 360 6.75 IL 80.00 12 360 7.5 MD 80.00 12.875 360 6 FL 80.00 11.25 360 7.75 FL 80.00 13.125 360 6.5 AZ 80.00 11.875 360 7.125 NC 80.00 13.5 360 6.375 NY 80.00 11.625 360 7.375 NM 80.00 12.75 360 7.75 UT 76.43 13.125 360 6.625 IL 80.00 11.875 360 7.125 IL 80.00 12.375 360 6.875 IL 80.00 12.125 360 7.75 IL 80.00 13 360 7 IL 80.00 12.25
359 6.75 COLORADO SPRINGS 250000 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 7.75 CEDAR HILL 520000 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 352 6.875 ATLANTA 108000 20050901 2.25 20100801 N 0 No_PP GROUP II G02 358 7 CHICAGO 295200 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 7.875 HYATTSVILLE 121600 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 358 6.25 Clermont 236000 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 8.125 CAPE CORAL 180000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 6.875 AVONDALE 188000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 7.5 REIDSVILLE 63600 20060301 2.25 20090201 N 0 No_PP GROUP II G02 358 6.625 Central Islip 317240 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 7.75 ALBUQUERQUE 133600 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 CLEARFIELD 60000 20060301 2.25 20110201 N 0 No_PP GROUP II G02 358 6.875 CICERO 184000 20060301 2.25 20110201 N 0 No_PP GROUP II G02 358 7.375 CICERO 250400 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 7.125 BROOKFIELD 160000 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 8 CHICAGO 526400 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 358 7.25 NORTHLAKE 122400 20060301 2.25 20110201
2 First Lien 20360301 ADN1 1406.25 360 0 0 0.375 80908 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360301 ADN1 519999.99 3358.333269 360 0 0 0.375 75115 PUD No MI 100038000000000000 1.875 2 First Lien 60 N 20360301 ADN1 107237 709.48 360 0 0 0.375 30349 Single Family GE Capital MI 010037700000000000 1.875 2 First Lien 60 N 20350801 ADN1 293344.82 1711.178117 360 0 0 0.25 60644 2-4 Family No MI 1.875 2 First Lien 60 N 20360201 ALT1 121600 798 360 0 0 0.375 20783 Condominium No MI 2 1 First Lien 60 N 20360201 ALT1 236000 1229.166667 360 0 0 0.25 34711 PUD No MI 100022000000000000 1.875 2 First Lien 60 N 20360201 AFL2 180000 1218.75 360 0 0 0.375 33991 Single Family No MI 2 1 First Lien 60 N 20360201 ALT1 188000 1077.083333 360 0 0 0.375 85323 PUD No MI 1.875 1 First Lien 60 N 20360201 ALT1 63505.28 444.71 360 0 0 0.375 27320 Single Family No MI 100085000000000000 1.875 1 First Lien 36 N 20360201 ALT1 316678.65 2031.33 360 0 0 0.25 11722 Single Family No MI 100022000000000000 1.875 2 First Lien 60 N 20360201 AFL2 133600 862.8333333 360 0 0 0.375 87109 Single Family No MI 100085000000000000 2 1 First Lien 60 N 20360201 ALT1 59921.23 445.5 360 0 0 0.375 84015 Single Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 183689.97 1208.74 360 0 0 0.25 60804 Single Family No MI 1.875 2 First Lien 60 N 20360201 ALT1 250400 1538.916667 360 0 0 0.25 60804 2-4 Family No MI 2 2 First Lien 60 N 20360201 ALT1 159743.36 1077.94 360 0 0 0.25 60513 Single Family No MI 2 2 First Lien 60 N 20360201 ALT1 526400 3509.333333 360 0 0 0.25 60634 2-4 Family No MI 2 2 First Lien 60 N 20360201 ALT1 122208.46 834.98 360 0 0 0.25 60164 Condominium No MI 2 2 First Lien N
2 60 250000
0 GROUP II 358 7.5 CHICAGO RIDGE 109600 2.25 Y 60 GROUP I 358 8.125 THOUSAND OAKS 728000 2.25 Y 120 GROUP I 358 8 KINGMAN 132720 2.25 Y 60 GROUP I 358 7.75 HENDERSON 384000 2.25 N 0 GROUP II 356 6.75 Campbell 447200 2.25 Y 60 GROUP II 358 6.875 Park Ridge 264000 2.25 N 0 GROUP II 358 7 SARATOGA SPRINGS 183360 2.25 Y 60 GROUP II 358 7 VICTORVILLE 288900 2.25 N 0 GROUP II 358 5.625 Poughkeepsie 143000 2.25 Y 60 GROUP I 358 8 SACRAMENTO 176475 2.25 N 0 GROUP II 358 7.5 Warrenton 576000 2.25 Y 60 GROUP I 358 8 BOISE 140400 2.25 N 0 GROUP II 359 7.25 PLAINFIELD 150400 2.25 Y 60 GROUP II 358 6.375 CHICAGO 187200 2.25 N 0 GROUP I 358 6.5 CREST HILL 92000 2.25 Y 36 GROUP I 358 6.25 CHICAGO 194400 2.25 N 0 GROUP II 358 6.5 MIDLOTHIAN 112000 2.25 Y 60
No_PP G02
360 7.25 IL 0
60 109600 0 60415 No MI 2 60 728000 7.75 CA 0 0 91361 No MI 2 60 132720 0 86401 No MI 1.875 60 383456.19 0 0 89052 No MI 1.875 60 447200 0 0 95008 No MI 1.875 60 263335.48 0 0 60068 No MI 2 60 183360 0 0 84043 No MI 2 60 288425 0 0 92394 No MI 1.875 60 142944.08 0 0 12601 No MI 1.875 60 176237.37 0 0 95842 No MI 2 60 575820 0 0 20186 No MI 1.875 60 140210.95 0 0 83709 No MI 2 60 150400 0 0 60544 No MI 1.875 60 186852.32 0 0 60629 No MI 2 60 92000 0 0 60435 No MI 2 36 194030.14 0 0 60632 No MI 2 36 111998.91 0 0 60445 No MI 2 60 0
N 0.25 Condominium
20360201 685
ALT1 360
20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G03 20060101 20101201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G03 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060401 20110301 No_PP G02 20060301 20110201 No_PP G01 20060301 20090201 No_PP G01 20060301 20090201 No_PP G02 20060301 20110201 No_PP
80.00 12.5 360
80.00 13.125 360 7.625 AZ 80.00 13 360 7.375 NV 80.00 12.75 360 6.5 CA 78.59 11.75 360 6.625 IL 78.81 11.875 360 6.625 UT 80.00 12 360 6.625 CA 79.99 12 360 5.375 NY 65.00 10.625 360 7.625 CA 65.00 13 360 7.25 VA 80.00 12.5 360 7.625 ID 80.00 13 360 7 IL 80.00 12.25 360 6.125 IL 80.00 11.375 360 6.25 IL 80.00 12.5 360 6 IL 80.00 12.25 360 6.25 IL 80.00 11.5 360
First Lien 20360201 ALT1 4929.166667 360 0.375 PUD 100085000000000000 1 First Lien N 20360201 ALT1 884.8 360 0.375 Single Family N N PUD 1 N PUD 100022000000000000 First Lien N 20351201 AFL2 1734.3 360 0.25 Condominium 100022000000000000 2 First Lien N 20360201 AFL2 1069.6 360 0.375 Single Family 2 1 20360201 1922.06 0.375 Single Family N N First Lien ALT1 360 20360201 2515.5 0.25 First Lien ALT1 360 1 20360201 2751.03 0.375 First Lien ALT1 360
1 First Lien 20360201 ALT1 670.050375 360 0.25 Single Family 100022000000000000 2 First Lien N 20360201 AFL2 1294.92 360 0.375 Single Family 1 First Lien 20360201 ALT1 3598.875 360 0.25 Single Family 100023000000000000 2 First Lien N 20360201 AFL2 1030.21 360 0.375 PUD N N 1 20360201 908.6666667 0.25 Condominium 2 20360301 1167.88 0.25 Single Family 2 N 20360201 498.3333333 0.25 Single Family 2 20360201 1196.95 0.25 Single Family 2 N 20360201 606.6607625 0.25 Condominium 2 N 20360201 First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1
GROUP II G02 359 6.75 CHICAGO 162000 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 358 7.125 OSWEGO 340000 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 358 6.5 SUMMIT ARGO 232000 20060301 2.25 20110201 N 0 No_PP GROUP II G01 357 6.75 Patterson 350000 20060201 2.25 20110101 N 0 No_PP GROUP I G01 358 7.75 MATTESON 140000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 7.25 MESA 165600 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8.125 SCOTTSDALE 162400 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8.125 PEORIA 165600 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 7.75 ALBUQUERQUE 108800 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.875 Suitland 145000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8.125 ORLANDO 527200 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 358 6.25 Stevenson Ranch 656000 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 7.875 EDMOND 82400 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 8 SARASOTA 220320 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 358 7.25 PHOENIX 219579 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 6.75 Fort Myers 268500 20060301 2.25 20110201 Y 60 Prepay GROUP II G02 358 7.5 LAS VEGAS 176800 20060301 2.25 20110201 Y 60 No_PP GROUP I G01
162000 6.5 IL 80.00 11.75 360 6.875 IL 80.00 12.125 360 6.25 IL 80.00 11.5 360 6.5 CA 42.42 11.75 360 7.375 IL 80.00 12.75 360 6.875 AZ 80.00 12.25 360 7.75 AZ 80.00 13.125 360 7.75 AZ 80.00 13.125 360 7.375 NM 80.00 12.75 360 6.625 MD 45.60 11.875 360 7.75 FL 80.00 13.125 360 6 CA 80.00 11.25 360 7.5 OK 80.00 12.875 360 7.625 FL 80.00 13 360 6.875 AZ 80.00 12.25 360 6.5 FL 77.83 11.75 360 7.125 NV 80.00 12.5 360 0 0 0 60605 No MI 2 60 340000 0 60543 No MI N
911.25 0.25 Condominium 2 20360301 2018.75 0.25 Single Family
360
First Lien ALT1 360
2 2 First Lien 60 N 20360201 ALT1 231579.42 1466.39 360 0 0 0.25 60501 2-4 Family No MI 2 2 First Lien 60 N 20360201 ALT1 348397.27 2270.1 360 0 0 0.25 95363 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360101 AFL2 140000 904.1666667 360 0 0 0.375 60443 Single Family No MI 2 1 First Lien 60 N 20360201 ALT1 165600 1000.5 360 0 0 0.375 85207 Single Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 162400 1099.583333 360 0 0 0.375 85260 Condominium No MI 1.875 1 First Lien 60 N 20360201 ALT1 165600 1121.25 360 0 0 0.375 85345 Single Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 108800 702.6666667 360 0 0 0.375 87121 Single Family No MI 100085000000000000 1.875 1 First Lien 60 N 20360201 ALT1 145000 830.7291667 360 0 0 0.25 20746 Single Family No MI 100022000000000000 1.875 2 First Lien 60 N 20360201 AFL2 527200 3569.583333 360 0 0 0.375 32804 Single Family No MI 2 1 First Lien 60 N 20360201 ALT1 656000 3416.666667 360 0 0 0.25 91381 Single Family No MI 100022000000000000 1.875 2 First Lien 60 N 20360201 AFL2 82286.21 597.46 360 0 0 0.375 73003 Single Family No MI 100085000000000000 2 1 First Lien 60 N 20360201 ALT1 220320 1468.8 360 0 0 0.375 34238 Condominium No MI 1.875 1 First Lien 60 N 20360201 ALT1 219579 1326.623125 360 0 0 0.375 85004 Condominium No MI 1.875 1 First Lien 60 N 20360201 ALT1 268500 1510.3125 360 0 0 0.25 33919 Single Family No MI 100022000000000000 1.875 2 First Lien 60 N 20360201 AFL2 176800 1105 360 0 0 0.375 89106 PUD No MI 2 1 First Lien 60 N 20360201 ALT1 112000 746.6666667 360
358 8 NAMPA 112000 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 356 6.75 WHITTIER 650000 20060101 2.25 20101201 Y 60 Prepay GROUP I G01 357 8.25 GRAND RAPIDS 62080 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8.25 HENDERSON 215200 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 358 7.625 AYLETT 152068 20060301 2.25 20110201 N 0 No_PP GROUP I G01 357 8.25 INDIANAPOLIS 124400 20060201 2.25 20110101 N 0 No_PP GROUP I G01 357 8.25 KISSIMMEE 150320 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 8.25 DALLAS 236000 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 7.75 MONUMENT 134532 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 8.125 SUN CITY 125600 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 358 7.875 RICHMOND 79960 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 7.375 QUEEN CREEK 183400 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 357 7.875 ALBUQUERQUE 125600 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 8 LIBERTY 103600 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 7.5 MURRIETA 172200 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8 CHARLOTTE 64000 20060301 2.25 20090201 Y 36 No_PP GROUP I G01 358 8.125 HOFFMAN ESTATES 180000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358
7.625 ID 80.00 13 360 6.375 CA 77.39 11.75 360 7.875 MI 80.00 13.25 360 7.875 NV 80.00 13.25 360 7.25 VA 80.00 12.625 360 7.875 IN 80.00 13.25 360 7.875 FL 80.00 13.25 360 7.875 TX 80.00 13.25 360 7.375 CO 80.00 12.75 360 7.75 AZ 80.00 13.125 360 7.5 VA 80.00 12.875 360 7 AZ 70.00 12.375 360 7.5 NM 80.00 12.875 360 7.625 NC 80.00 13 360 7.125 CA 64.98 12.5 360 7.625 NC 80.00 14 360 7.75 IL 80.00 13.125 360 7.375
0 0.375 83686 PUD No MI 1.875 1 First Lien 60 N 20360201 ALT1 650000 3656.25 360 0 0 0.375 90601 Single Family No MI 100146000000000000 1.875 2 First Lien 60 N 20351201 ADN1 62080 426.8 360 0 0 0.375 49506 Single Family No MI 100085000000000000 1.875 1 First Lien 60 N 20360101 ALT1 215200 1479.5 360 0 0 0.375 89044 PUD No MI 1.875 1 First Lien 60 N 20360101 ALT1 151847.18 1076.33 360 0 0 0.375 23009 PUD No MI 1.875 1 First Lien 60 N 20360201 ALT1 124160.37 934.58 360 0 0 0.375 46234 PUD No MI 1.875 1 First Lien 60 N 20360101 ALT1 149899.61 1030.559819 360 0 0 0.375 34759 PUD No MI 1.875 1 First Lien 60 N 20360101 ALT1 236000 1622.5 360 0 0 0.375 75206 Single Family No MI 1.875 1 First Lien 60 N 20360101 ALT1 134532 868.8525 360 0 0 0.375 80132 PUD No MI 1.875 1 First Lien 60 N 20360101 ALT1 125600 850.4166667 360 0 0 0.375 85351 PUD No MI 1.875 1 First Lien 60 N 20360101 ALT1 79960 524.7375 360 0 0 0.375 23224 Single Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 183400 1127.145833 360 0 0 0.375 85243 PUD No MI 1.875 1 First Lien 60 N 20360201 ALT1 125600 824.25 360 0 0 0.375 87110 Single Family No MI 100085000000000000 1.875 1 First Lien 60 N 20360101 ALT1 103600 690.6666667 360 0 0 0.375 27298 Single Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 172200 1076.25 360 0 0 0.375 92562 Condominium No MI 1.875 1 First Lien 60 N 20360201 ALT1 64000 426.6666667 360 0 0 0.375 28205 Single Family No MI 1.875 1 First Lien 36 N 20360201 ALT1 180000 1218.75 360 0 0 0.375 60195 Single Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 111920 722.8166667 360 0 0 0.375
7.75 BOISE 111920 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 358 6.75 HINSDALE 720000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 359 8 GLENDALE HEIGHTS 138400 20060401 2.25 20090301 Y 36 No_PP GROUP II G02 358 7.125 OAK LAWN 223200 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 6.25 CHICAGO 320000 20060301 2.25 20090201 Y 36 No_PP GROUP I G01 358 6.375 MOUNT PROSPECT 276800 20060301 2.25 20090201 Y 36 No_PP GROUP II G02 357 6.5 CICERO 220000 20060201 2.25 20110101 N 0 No_PP GROUP II G02 358 7.125 OAK LAWN 166000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 7.875 WEST ALLIS 115920 20060301 2.25 20090201 N 0 No_PP GROUP I G01 358 7.75 BALTIMORE 121600 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 GILBERT 258750 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 357 8 EMMETT 52000 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 358 8.125 BALTIMORE 130000 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 7.75 SAN JOSE 273600 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8 BATTLE CREEK 83200 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 7.875 SURPRISE 268000 20060301 2.25 20110201 N 0 No_PP GROUP II G02 357 7.625 DEARBORN 70000 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358 6.5 LINTHICUM HEIGHTS
ID 80.00 12.75 360 6.5 IL 80.00 11.75 360 7.75 IL 80.00 14 360 6.875 IL 80.00 12.125 360 6 IL 80.00 12.25 360 6.125 IL 80.00 12.375 360 6.25 IL 80.00 11.5 360 6.875 IL 80.00 12.125 360 7.625 WI 80.00 13.875 360 7.375 MD 80.00 12.75 360 7.75 AZ 75.00 13.125 360 7.625 ID 80.00 13 360 7.75 MD 80.00 13.125 360 7.375 CA 80.00 12.75 360 7.625 MI 79.62 13 360 7.5 AZ 80.00 12.875 360 7.25 MI 80.00 12.625 360 6.125 MD
83705 Single Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 720000 4050 360 0 0 0.25 60521 Single Family No MI 1.875 2 First Lien 60 N 20360201 ALT1 138400 922.6666667 360 0 0 0.25 60139 Condominium No MI 2 2 First Lien 36 N 20360301 ALT1 223038.62 1324.291806 360 0 0 0.25 60453 2-4 Family No MI 2 2 First Lien 60 N 20360201 ALT1 319961.89 1666.468177 360 0 0 0.25 60655 Single Family No MI 2 2 First Lien 36 N 20360201 ALT1 276800 1470.5 360 0 0 0.25 60056 Single Family No MI 2 2 First Lien 36 N 20360201 ALT1 219400.15 1390.54 360 0 0 0.25 60804 2-4 Family No MI 2 2 First Lien 60 N 20360101 ALT1 166000 985.625 360 0 0 0.25 60453 Single Family No MI 2 2 First Lien 60 N 20360201 ALT1 115759.93 840.5 360 0 0 0.25 53214 2-4 Family No MI 2 2 First Lien 36 N 20360201 ALT1 121600 785.3333333 360 0 0 0.375 21224 Single Family No MI 100085000000000000 2 1 First Lien 60 N 20360201 ALT1 258750 1751.953125 360 0 0 0.375 85233 PUD No MI 1.875 1 First Lien 60 N 20360201 ALT1 52000 346.6666667 360 0 0 0.375 83617 Single Family No MI 1.875 1 First Lien 60 N 20360101 ALT1 129829.34 965.25 360 0 0 0.375 21224 Single Family No MI 100085000000000000 1.875 1 First Lien 60 N 20360201 ALT1 273600 1767 360 0 0 0.375 95127 Condominium No MI 1.875 1 First Lien 60 N 20360201 ALT1 83200 554.6666667 360 0 0 0.375 49014 2-4 Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 267629.91 1943.19 360 0 0 0.375 85379 PUD No MI 1.875 1 First Lien 60 N 20360201 ALT1 70000 444.7916667 360 0 0 0.375 48126 Single Family No MI 100085000000000000 1.875 1 First Lien 60 N 20360101 ALT1 237800 1288.083333 360 0 0 0.375 21090 Single Family
238000 2.25 Y
60 GROUP I
20060301 20110201 No_PP G01 20060301 20090201 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20060301 20090201 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G02 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060401 20090301 No_PP G02 20060401 20110301 No_PP G03 20060101 20101201 No_PP G04 20051201 20151101 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060301
80.00 11.5 360 6.75 IL 80.00 13 360 6.75 IL 57.14 12 360 7 IL 80.00 12.25 360 7.125 IL 79.39 12.375 360 6.125 FL 80.00 12.375 360 6.75 IL 60.24 12 360 6.625 WI 72.46 11.875 360 6.75 IL 80.00 12 360 6.5 MD 60.26 11.75 360 7.25 IL 80.00 12.5 360 6.25 IL 80.00 12.5 360 7 IL 80.00 12.25 360 6.75 CA 76.92 12 360 6.25 CA 60.53 11.5 360 6.875 MD 80.00 12.25 360 7.375 NV 80.00 12.75 360 7.375 KS 80.00
358 7 PALATINE 90320 2.25 N 0 GROUP II 358 7 SOUTH BARRINGTON 400000 2.25 N 0 GROUP II 358 7.25 CHICAGO 108000 2.25 N 0 GROUP II 358 7.375 PALATINE 112260 2.25 N 0 GROUP I 358 6.375 SARASOTA 478400 2.25 Y 36 GROUP II 359 7 PALATINE 253000 2.25 Y 60 GROUP II 358 6.875 MILWAUKEE 82600 2.25 Y 60 GROUP II 359 7 BERWYN 186400 2.25 N 0 GROUP II 358 6.75 Lanham 232000 2.25 Y 60 GROUP II 358 7.5 YORKVILLE 374518 2.25 Y 60 GROUP I 359 6.5 DES PLAINES 216000 2.25 Y 36 GROUP II 359 7.25 ROSELLE 188000 2.25 Y 60 GROUP II 356 7 San Francisco 500000 2.25 Y 60 GROUP II 355 6.5 Glendale 230000 2.25 Y 120 GROUP II 357 7.25 FREDERICK 308000 2.25 Y 60 GROUP I 358 7.75 LAS VEGAS 421698 2.25 Y 60 GROUP I 358 7.75 KANSAS CITY 115160
No MI 1.875 60 90171.5 0 0 60074 No MI 1.875 36 399342.35 0 0 60010 No MI 2 60 107830.99 0 0 60621 No MI 2 60 112088.64 0 0 60074 No MI 2 60 478400 0 0 34233 No MI 2 36 253000 0 0 60067 No MI 2 60 82164.21 0 0 53204 No MI 2 60 186247.21 0 0 60402 No MI 2 60 232000 0 0 20706 No MI 2 60 374518 0 0 60560 No MI 2 60 216000 0 0 60016 No MI 2 36 188000 0 0 60172 No MI 2 60 500000 0 0 94108 No MI 2 60 230000 0 0 91206 No MI 2 120 308000 0 0 21702 No MI 2 60 421698 0 0 89109 No MI 1.875 60 114996.9 0 0 66106 No MI
1 20360201 600.9 0.25 Condominium 2 20360201 2661.2 0.25 Single Family 2 N 20360201 736.75 0.25 2-4 Family 2 N 20360201 775.35 0.25 Condominium 2 N 20360201 2541.5 0.25 Single Family 2 20360201 1475.833333 0.25 Single Family N 2 20360301 470.7324531 0.25 Condominium 2 20360201 1240.12 0.25 Single Family 2 N PUD 2 N 20360201 2340.7375 0.25 Single Family 2 N 20360201 1170 0.25 Single Family 2 20360301 1135.833333 0.25 Condominium 2 20360301 1305 0.25 N N N N
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
100022000000000000 First Lien AFL2 360
First Lien ALT1 360
First Lien ALT1 360
First Lien 20360301 ALT1 2916.666667 360 0.25 Condominium 100022000000000000 2 First Lien N 20351201 AFL2 1245.833333 360 0.25 Condominium 010022400000000000 2 First Lien N 20351101 AFL2 1860.833333 360 0.375 PUD N 1 N 20360101 2723.46625 0.375 Condominium 1 20360201 825.03 0.375 2-4 Family First Lien ALT1 360
First Lien ALT1 360
2.25 N GROUP I
20110201 No_PP G01
12.75 360 7.875 ID 80.00 13.25 360 7.875 FL 80.00 13.25 360 7.25 WI 80.00 12.5 360 6.875 IL 80.00 12.125 360 6.25 IL 80.00 12.5 360 6 CA 80.00 11.25 360 6.625 IL 80.00 11.875 360 7.375 IL 80.00 12.625 360 7 IL 80.00 12.25 360 6.25 ID 69.55 11.625 360 7.875 PA 80.00 13.25 360 7.75 SC 80.00 13.125 360 7.75 SC 80.00 13.125 360 7.875 TX 80.00 13.25 360 7.875 TX 79.62 13.25 360 7.75 ID 80.00 13.125 360 6.75 NY 70.00 12 0
1.875 60 157200
358 8.25 BOISE 157200 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8.25 LEESBURG 60000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 359 7.5 FONTANA 310400 20060401 2.25 20110301 N 0 No_PP GROUP II G02 359 7.125 HOFFMAN ESTATES 101200 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 6.5 CHICAGO 199200 20060401 2.25 20090301 Y 36 No_PP GROUP II G03 359 6.25 Sunland 468000 20060401 2.25 20110301 Y 60 Prepay GROUP II G02 359 6.875 PALATINE 109520 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 7.625 WHEELING 100320 20060401 2.25 20110301 Y 60 No_PP GROUP II G02 359 7.25 CICERO 164800 20060401 2.25 20110301 N 0 No_PP GROUP II G01 358 6.625 EAGLE 370000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 357 8.25 DILLSBURG 72000 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 8.125 SPARTANBURG 103920 20060201 2.25 20110101 N 0 No_PP GROUP I G01 357 8.125 TRAVELERS REST 101776 20060201 2.25 20110101 N 0 No_PP GROUP I G01 358 8.25 DALLAS 72000 20060301 2.25 20110201 N 0 No_PP GROUP I G01 357 8.25 DENTON 108000 20060201 2.25 20110101 N 0 No_PP GROUP I G01 358 8.125 NAMPA 105600 20060301 2.25 20110201 Y 60 No_PP GROUP II G04 356 7 Latham 294000 20060101 2.25 20151201
0 83702 No MI 1.875 1 First Lien 60 N 20360201 ALT1 60000 412.5 360 0 0 0.375 34788 Single Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 310169.64 2170.36 360 0 0 0.25 53125 Condominium No MI 1.875 2 First Lien 60 N 20360301 ALT1 101164.18 600.6623187 360 0 0 0.25 60194 Condominium No MI 2 2 First Lien 60 N 20360301 ALT1 199200 1079 360 0 0 0.25 60632 Single Family No MI 2 2 First Lien 36 N 20360301 ALT1 468000 2437.5 360 0 0 0.25 91040 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360301 AFL2 109520 627.4583333 360 0 0 0.25 60074 Condominium No MI 2 2 First Lien 60 N 20360301 ALT1 100320 637.45 360 0 0 0.25 60090 Condominium No MI 2 2 First Lien 60 N 20360301 ALT1 164671.45 1124.22 360 0 0 0.25 60804 Single Family No MI 2 2 First Lien 60 N 20360301 ALT1 370000 2042.708333 360 0 0 0.375 83616 PUD No MI 2 1 First Lien 60 N 20360201 ALT1 72000 495 360 0 0 0.375 17019 Single Family No MI 1.875 1 First Lien 60 N 20360101 ALT1 103714.65 771.61 360 0 0 0.375 29301 PUD No MI 100085000000000000 1.875 1 First Lien 60 N 20360101 ALT1 101574.9 755.69 360 0 0 0.375 29690 PUD No MI 100085000000000000 1.875 1 First Lien 60 N 20360101 ALT1 71907.84 540.92 360 0 0 0.375 75214 2-4 Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 107791.97 811.37 360 0 0 0.375 76210 PUD No MI 1.875 1 First Lien 60 N 20360101 ALT1 105600 715 360 0 0 0.375 83687 PUD No MI 1.875 1 First Lien 60 N 20360201 ALT1 293027.57 1955.99 360 0 0 0.25 12111 Single Family No MI 100022000000000000 1.875 2 First Lien
1 20360201 1080.75 0.375 Single Family
First Lien ALT1 360
0 GROUP II 356 6.5 Mammoth Lakes 270700 2.25 Y 120 GROUP II 356 6 Falls Church 468750 2.25 Y 120 GROUP II 356 6.75 Davidson 137500 2.25 Y 120 GROUP I 357 6.125 Phoenix 179900 2.25 Y 36 GROUP II 356 6.75 Yonkers 353000 2.25 Y 120 GROUP I 357 6.375 Queens 325000 2.25 N 0 GROUP I 358 8.125 LEAGUE CITY 102287 2.25 Y 60 GROUP I 358 8.125 LEAGUE CITY 94276 2.25 Y 60 GROUP I 358 8.125 LEAGUE CITY 72107 2.25 Y 60 GROUP I 358 8.125 LEAGUE CITY 92876 2.25 Y 60 GROUP I 358 8.125 LEAGUE CITY 92876 2.25 Y 60 GROUP I 358 8.125 LEAGUE CITY 70707 2.25 Y 60 GROUP I 358 8.125 LEAGUE CITY 67193 2.25 Y 60 GROUP I 358 8.125 LEAGUE CITY 65348 2.25 Y 60 GROUP I 358 8.125 LEAGUE CITY 68593 2.25 Y 60 GROUP I 359 8.125 LEAGUE CITY 96376 2.25 Y 60 GROUP I 358 8.125 LEAGUE CITY 65348 2.25 Y 60
No_PP G04
360 6.25 CA 0
120 270700 0 93546 No MI 2 120 468696.63 0 0 22042 No MI 2 120 137500 0 0 28036 No MI 2 120 179900 0 0 85043 No MI 2 36 353000 0 0 10704 No MI 1.875 120 324092.14 0 0 11004 No MI 2 36 102287 0 0 77573 No MI 1.875 60 94276 0 0 77573 No MI 1.875 60 72106.99 0 0 77573 No MI 1.875 60 92876 0 0 77573 No MI 1.875 60 92876 0 0 77573 No MI 1.875 60 70707 0 0 77573 No MI 1.875 60 67192.99 0 0 77573 No MI 1.875 60 65347.99 0 0 77573 No MI 1.875 60 68592.99 0 0 77573 No MI 1.875 60 96376 0 0 77573 No MI 1.875 60 65347.99 0 0 77573 No MI 1.875 60
20060101 20151201 Prepay G04 20060101 20151201 No_PP G04 20060101 20151201 No_PP G01 20060201 20090101 No_PP G04 20060101 20151201 No_PP G01 20060201 20090101 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP
37.60 11.5 360 5.75 VA 75.00 11 360 6.5 NC 50.00 11.75 360 5.75 AZ 79.99 11.125 360 6.5 NY 50.79 11.75 360 6 NY 67.01 12.375 360 7.75 TX 70.00 13.125 360 7.75 TX 70.00 13.125 360 7.75 TX 70.00 13.125 360 7.75 TX 70.00 13.125 360 7.75 TX 70.00 13.125 360 7.75 TX 70.00 13.125 360 7.75 TX 70.00 13.125 360 7.75 TX 70.00 13.125 360 7.75 TX 70.00 13.125 360 7.75 TX 70.00 13.125 360 7.75 TX 70.00 13.125 360
20351201 AFL2 1466.291667 360 0.25 Condominium 100022000000000000 2 First Lien N 20351201 AFL2 2343.48315 360 0.25 Single Family 100022000000000000 2 First Lien N 20351201 AFL2 773.4375 360 0.25 PUD 010038200000000000 2 First Lien N 20351201 AFL2 918.2395833 360 0.375 PUD 100033000000000000 2 First Lien N 20360101 AFL2 1985.625 360 0.25 2-4 Family 100022000000000000 2 First Lien N 20351201 AFL2 2027.58 360 0.375 Single Family 100002000000000000 2 First Lien N 20360101 AFL2 692.5682292 360 0.375 Condominium 100038000000000000 2 First Lien N 20360201 ADN1 638.3270833 360 0.375 Condominium 100038000000000000 2 First Lien N 20360201 ADN1 488.2244115 360 0.375 Condominium 100038000000000000 2 First Lien N 20360201 ADN1 628.8479167 360 0.375 Condominium 100038000000000000 2 First Lien N 20360201 ADN1 628.8479167 360 0.375 Condominium 100038000000000000 2 First Lien N 20360201 ADN1 478.7453125 360 0.375 Condominium 100038000000000000 2 First Lien N 20360201 ADN1 454.9525365 360 0.375 Condominium 100038000000000000 2 First Lien N 20360201 ADN1 442.460349 360 0.375 Condominium 100038000000000000 2 First Lien N 20360201 ADN1 464.4317031 360 0.375 Condominium 100038000000000000 2 First Lien N 20360201 ADN1 652.5458333 360 0.375 Condominium 100038000000000000 2 First Lien N 20360301 ADN1 442.460349 360 0.375 Condominium 100038000000000000 2 First Lien N 20360201 ADN1
GROUP I 358 8.125 LEAGUE CITY 73507 2.25 Y 60 GROUP II 357 6.375 Phoenix 299200 2.25 Y 60 GROUP II 357 6.625 Las Vegas 89000 2.25 Y 60 GROUP II 357 6.875 Sunland 428000 2.25 Y 60 GROUP I 357 8 Washington 191000 2.25 N 0 GROUP II 357 6.875 Scottsdale 608800 2.25 Y 60 GROUP II 357 7.25 Los Gatos 832700 2.25 Y 60 GROUP II 357 6.75 San Leandro 400000 2.25 Y 60 GROUP II 357 6.25 Manteca 285000 2.75 Y 60 GROUP I 355 6.25 Brooklyn 840000 2.25 Y 36 GROUP I 357 5.875 Bethlehem 162500 2.25 Y 36 GROUP II 359 7.25 FONTANA 312800 2.25 N 0 GROUP I 359 7.625 AURORA 118320 2.25 N 0 GROUP II 358 6.5 LOS ANGELES 470000 2.25 Y 60 GROUP I 357 8.125 BOISE 142650 2.25 Y 60 GROUP II 358 6.375 ALPINE (AREA) 620000 2.25 Y 60 GROUP I 357 8.25 LEAGUE CITY 62548 2.25 Y 60 GROUP II
G01 7.75 TX 20060301 20110201 No_PP G02 20060201 20110101 Prepay G01 20060201 20110101 No_PP G03 20060201 20110101 Prepay G01 20060201 20110101 No_PP G03 20060201 20110101 Prepay G03 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20051201 20081101 No_PP G01 20060201 20090101 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060201 20110101 No_PP G03 20060301 20110201 No_PP G01 20060201 20110101 No_PP G01 70.00 13.125 360 6.125 AZ 80.00 11.375 360 6.375 NV 64.49 11.625 360 6.625 CA 80.00 11.875 360 7.75 DC 64.87 13 360 6.625 AZ 80.00 11.875 360 7 CA 75.70 12.25 360 6.5 CA 80.00 11.75 360 6 CA 64.92 11.25 360 5.875 NY 70.00 12.25 360 5.5 PA 65.00 11.875 360 7 WI 80.00 12.25 360 7.375 IL 80.00 12.625 360 6.125 CA 53.47 11.5 360 7.75 ID 90.00 13.125 360 6 CA 80.00 11.375 360 7.875 TX 70.00 13.25 360
497.7035781 360 0 0.375 77573 Condominium No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 299200 1589.5 360 0 0 0.25 85050 Single Family No MI 100022000000000000 1.875 2 First Lien 60 N 20360101 AFL2 89000 491.3541667 360 0 0 0.25 89103 Condominium No MI 100022000000000000 2 2 First Lien 60 N 20360101 AFL2 427717.81 2450.46662 360 0 0 0.25 91040 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360101 AFL2 190612.93 1401.5 360 0 0 0.25 20011 Condominium No MI 100022000000000000 2 2 First Lien 60 N 20360101 AFL2 608800 3487.916667 360 0 0 0.25 85259 PUD No MI 100022000000000000 2 2 First Lien 60 N 20360101 AFL2 832700 5030.895833 360 0 0 0.25 95032 PUD No MI 100022000000000000 2 2 First Lien 60 N 20360101 AFL2 400000 2250 360 0 0 0.25 94578 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360101 AFL2 285000 1484.375 360 0 0 0.25 95336 2-4 Family No MI 100022000000000000 2 2 First Lien 60 N 20360101 AFL2 840000 4375 360 0 0 0.375 11235 2-4 Family No MI 100002000000000000 2.5 2 First Lien 36 N 20351101 AFL2 162500 795.5729167 360 0 0 0.375 18020 PUD No MI 100022000000000000 1.875 2 First Lien 36 N 20360101 AFL2 312555.99 2133.84 360 0 0 0.25 53125 Condominium No MI 1.875 2 First Lien 60 N 20360301 ALT1 118234.37 837.46 360 0 0 0.25 60504 Single Family No MI 2 2 First Lien 60 N 20360301 ALT1 469999.99 2545.833279 360 0 0 0.375 90019 2-4 Family No MI 100038000000000000 2 2 First Lien 60 N 20360201 ADN1 142650 965.859375 360 0 0 0.375 83709 Single Family PMI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 620000 3293.75 360 0 0 0.375 91901 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 62548 430.0175 360 0 0 0.375 77573 Condominium No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 91527.98 581.5840396 360 0
73506.99
357 7.625 LEAGUE CITY 91528 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 8.25 LEAGUE CITY 63948 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 358 7.25 SAN DIEGO 425000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 6.25 SAN DIEGO 468000 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 358 7 SAN DIEGO 432000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8.125 ARLINGTON 216256 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8.125 LEAGUE CITY 61001 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 6.5 MILWAUKIE 206200 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 358 7.25 NEW MILFORD 430400 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 358 7.375 HAYWARD 504000 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 358 6.875 SALT LAKE CITY 420000 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 7.375 LAWRENCE 311000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8.125 LEAGUE CITY 68593 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8.125 LEAGUE CITY 94276 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8.125 LEAGUE CITY 100887 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 7.125 DECATUR 102400 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 357 6.75 Breckenridge 455920 20060201 2.25 20110101 N 0 No_PP GROUP II G01 356
7.25 TX 70.00 12.625 360 7.875 TX 70.00 13.25 360 6.875 CA 68.00 12.25 360 5.875 CA 62.40 11.25 360 6.625 CA 80.00 12 360 7.75 TX 90.86 13.125 360 7.75 TX 70.00 13.125 360 6.125 OR 74.98 11.5 360 6.875 CT 80.00 12.25 360 7 CA 80.00 12.375 360 6.5 UT 70.00 11.875 360 7 MA 79.74 12.375 360 7.75 TX 70.00 13.125 360 7.75 TX 70.00 13.125 360 7.75 TX 70.00 13.125 360 6.75 GA 80.00 12.125 360 6.5 CO 80.00 11.75 360 7.125
0 0.375 77573 Condominium No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 63947.98 439.6423625 360 0 0 0.375 77573 Condominium No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 425000 2567.708333 360 0 0 0.375 92122 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 468000 2437.5 360 0 0 0.375 92111 2-4 Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 432000 2520 360 0 0 0.375 92129 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 216256 1464.233333 360 0 0 0.375 76017 PUD GE Capital MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 61001 413.0276042 360 0 0 0.375 77573 Condominium No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 206200 1116.916667 360 0 0 0.375 97222 Single Family No MI 100038000000000000 2 2 First Lien 60 N 20360201 ADN1 430395.63 2600.306931 360 0 0 0.375 6776 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 504000 3097.5 360 0 0 0.375 94545 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 418007.57 2759.11 360 0 0 0.375 84109 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 310999.99 1911.354105 360 0 0 0.375 1843 2-4 Family No MI 010003800000000000 1.875 2 First Lien 60 N 20360201 ADN1 68592.99 464.4317031 360 0 0 0.375 77573 Condominium No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 94276 638.3270833 360 0 0 0.375 77573 Condominium No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 100887 683.0890625 360 0 0 0.375 77573 Condominium No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 102400 608 360 0 0 0.375 30034 Single Family No MI 100085000000000000 1.875 1 First Lien 60 N 20360201 ALT1 454735.74 2957.09 360 0 0 0.25 80424 PUD No MI 100095000000000000 1.875 2 First Lien 60 N 20360101 AFL2 137847.69 966.75 360 0 0 0.375
7.5 AYLETT 138262 20060101 2.25 20101201 N 0 No_PP GROUP II G01 357 7.125 EVERETT 172800 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 8.125 MARSTONS MILLS 252000 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 357 7.25 Las Vegas 157920 20060201 2.25 20110101 Y 60 Prepay GROUP I G01 356 8.125 BRIDGETON 180000 20060101 2.25 20101201 Y 60 No_PP GROUP I G01 357 8.125 FAIRBURN 106000 20060201 2.25 20110101 Y 60 No_PP GROUP II G02 357 7.5 GAINESVILLE 389792 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 8.125 SUPRISE 219920 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 358 6.375 Cave Creek 588000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 357 7.375 LAS VEGAS 156800 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 357 6.875 SILT 280000 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 8.25 ELGIN 140000 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 8.125 MERIDIAN 211024 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358 6.625 Roseville 223600 20060301 2.25 20110201 N 0 No_PP GROUP II G03 360 7.25 HIGHLAND PARK 652000 20060501 2.25 20110401 Y 60 No_PP GROUP I G01 357 8.25 LAS VEGAS 387391 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 7.75 LOCUST GROVE 114400 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 8.125 LAS VEGAS
VA 79.93 12.5 360 6.75 WA 80.00 12.125 360 7.75 MA 80.00 13.125 360 7 NV 80.00 12.25 360 7.75 MO 80.00 13.125 360 7.75 GA 80.00 13.125 360 7.125 VA 80.00 12.5 360 7.75 AZ 80.00 13.125 360 6.125 AZ 70.00 11.375 360 7 NV 80.00 12.375 360 6.5 CO 80.00 11.875 360 7.875 IL 80.00 13.25 360 7.75 ID 80.00 13.125 360 6.375 CA 65.00 11.625 360 7 IL 80.00 12.25 360 7.875 NV 80.00 13.25 360 7.375 GA 80.00 12.75 360 7.75 NV 0
23009 No MI 2 60 172800 0 98204 No MI 1.875 60 252000 0 0 2648 No MI 1.875 60 157920 0 0 89123 No MI 1.875 60 180000 0 0 63044 No MI 2 60 106000 0 0 30213 No MI 1.875 60 389791.95 0 0 20155 No MI 1.875 60 219920 0 0 85379 No MI 1.875 60 588000 0 0 85331 No MI 1.875 60 156751.82 0 0 89117 No MI 2 60 280000 0 0 81652 No MI 1.875 60 140000 0 0 60120 No MI 1.875 60 211024 0 0 83642 No MI 1.875 60 223204.35 0 0 95661 No MI 1.875 60 652000 0 0 60035 No MI 2 60 387391 0 0 89109 No MI 2 60 114400 0 0 30248 No MI 1.875 60 308542 0 0 89109
PUD 1 N 20351201 1026 0.375 Condominium N 1 20360101 1706.25 0.375 Single Family 1 First Lien ALT1 360 N First Lien ALT1 360 N
First Lien 20360101 ALT1 954.1 360 0.25 Condominium 100022000000000000 2 First Lien N 20360101 AFL2 1218.75 360 0.375 2-4 Family N N 1 20351201 717.7083333 0.375 Single Family 1 N PUD N 1 20360101 1489.041667 0.375 PUD 1 N PUD N 100022000000000000 First Lien 20360201 AFL2 963.3705604 360 0.375 Condominium 2 1 N 20360101 1604.166667 0.375 PUD 1 N 20360101 962.5 0.375 Single Family First Lien ALT1 360 20360101 3123.75 0.25 First Lien ALT1 360 20360101 2436.199688 0.375 First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
1 First Lien 20360101 ALT1 1428.808333 360 0.375 PUD 100085000000000000 1 First Lien N 20360101 ALT1 1431.74 360 0.25 Condominium 100022000000000000 2 First Lien N 20360201 AFL2 3939.166667 360 0.25 Single Family N 2 N 20360401 2663.313125 0.375 Condominium 1 20360101 738.8333333 0.375 Single Family 1 20360101 2089.086458 0.375 Condominium First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
308542 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 357 6.25 Glendale 640000 20060201 2.25 20110101 Y 60 Prepay GROUP I G01 357 8.125 WARSAW 88000 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 8.125 NEW PLYMOUTH 41600 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 8.125 FARMINGTON 163600 20060201 2.25 20110101 N 0 No_PP GROUP II G01 358 6.875 Adelphi 235000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 357 7.75 BELGRADE 208000 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 358 6.375 San Ramon 624000 20060301 2.25 20110201 N 0 No_PP GROUP I G01 357 7.875 VIRGINIA BEACH 106400 20060201 2.25 20110101 Y 60 No_PP GROUP II G02 357 6.625 Orange 320000 20060201 2.25 20110101 Y 60 Prepay GROUP I G01 357 7.875 SUFFOLK 187200 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 8.25 ATLANTA 204000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 7.75 LAS VEGAS 286400 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 357 7 Naples 910000 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 8.125 LITTLETON 180000 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 358 8.125 HENDERSON 228000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 357 8.25 JACKSONVILLE 91920 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 358 6.625 Islip 416900 20060301
80.00 13.125 360 6 CA 72.73 11.25 360 7.75 MO 80.00 13.125 360 7.75 ID 80.00 13.125 360 7.75 NM 80.00 13.125 360 6.625 MD 60.26 11.875 360 7.375 MT 80.00 12.75 360 6.125 CA 65.00 11.375 360 7.5 VA 80.00 12.875 360 6.375 CA 80.00 11.625 360 7.5 VA 80.00 12.875 360 7.875 GA 80.00 13.25 360 7.375 NV 79.56 12.75 360 6.75 FL 65.00 12 360 7.75 CO 80.00 13.125 360 7.75 NV 80.00 13.125 360 7.875 FL 80.00 13.25 360 6.375 NY 62.22
No MI 1.875 1 First Lien 60 N 20360101 ALT1 640000 3333.333333 360 0 0 0.25 91205 2-4 Family No MI 100022000000000000 1.875 2 First Lien 60 N 20360101 AFL2 88000 595.8333333 360 0 0 0.375 65355 Single Family No MI 2 1 First Lien 60 N 20360101 ALT1 41600 281.6666667 360 0 0 0.375 83655 Single Family No MI 1.875 1 First Lien 60 N 20360101 ALT1 163276.75 1214.73 360 0 0 0.375 87402 Single Family No MI 100085000000000000 1.875 1 First Lien 60 N 20360101 ALT1 235000 1346.354167 360 0 0 0.25 20783 Single Family No MI 100022000000000000 1.875 2 First Lien 60 N 20360201 AFL2 207999.99 1343.333269 360 0 0 0.375 59714 Single Family No MI 2 1 First Lien 60 N 20360101 ALT1 622841.03 3892.95 360 0 0 0.25 94583 PUD No MI 100022000000000000 1.875 2 First Lien 60 N 20360201 AFL2 106399.82 698.2488188 360 0 0 0.375 23464 Condominium No MI 2 1 First Lien 60 N 20360101 ALT1 320000 1766.666667 360 0 0 0.25 92868 Condominium No MI 100022000000000000 1.875 2 First Lien 60 N 20360101 AFL2 187200 1228.5 360 0 0 0.375 23434 2-4 Family No MI 2 1 First Lien 60 N 20360101 ALT1 204000 1402.5 360 0 0 0.375 30316 Single Family No MI 100085000000000000 1.875 1 First Lien 60 N 20360101 ALT1 286399.89 1849.665956 360 0 0 0.375 89131 PUD No MI 1.875 1 First Lien 60 N 20360101 ALT1 910000 5308.333333 360 0 0 0.25 34113 PUD No MI 100022000000000000 1.875 2 First Lien 60 N 20360101 AFL2 180000 1218.75 360 0 0 0.375 80123 PUD No MI 2 1 First Lien 60 N 20360101 ALT1 228000 1543.75 360 0 0 0.375 89015 Single Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 91920 631.95 360 0 0 0.375 32210 Single Family No MI 1.875 1 First Lien 60 N 20360101 ALT1 416897.57 2301.622001 360 0 0 0.25 11770 Single Family No MI 100022000000000000
2.25 Y
60 GROUP I
20110201 No_PP G01
11.625 360 7.75 GA 80.00 13.125 360 7.625 CO 80.00 13 360 7.75 ME 80.00 13.125 360 7.375 TX 80.00 12.75 360 6.75 IN 80.00 12.125 360 7.125 FL 80.00 12.5 360 6.375 GA 80.00 11.75 360 7.5 NC 80.00 12.875 360 7.75 NV 80.00 13.125 360 7.75 FL 80.00 13.125 360 7.625 NC 80.00 14 360 7.75 AZ 80.00 13.125 240 7.75 ID 80.00 13.125 360 7.25 NM 70.00 12.625 360 6.5 VA 80.00 11.875 360 5 CA 80.00 9.25 360 7.25 AZ 80.00 12.625
357 8.125 LOCUST GROVE 43920 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8 DENVER 174400 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 358 8.125 WATERVILLE 95360 20060301 2.25 20110201 N 0 No_PP GROUP I G01 357 7.75 AUSTIN 160000 20060201 2.25 20110101 N 0 No_PP GROUP II G01 357 7.125 INDIANAPOLIS 133600 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 357 7.5 ALTAMONTE SPRINGS 543200 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 357 6.75 DALLAS 116000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 7.875 GREENSBORO 78800 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8.125 HENDERSON 376000 20060201 2.25 20110101 N 0 No_PP GROUP I G01 358 8.125 CAPE CORAL 236000 20060301 2.25 20110201 N 0 No_PP GROUP I G01 357 8 CHARLOTTE 52000 20060201 2.25 20090101 Y 36 No_PP GROUP I G01 237 8.125 QUEEN CREEK 219200 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 8.125 NAMPA 189600 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 357 7.625 LAS CRUCES 97198 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358 6.875 PORTSMOUTH 188560 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 343 5.25 BREA 380800 20041201 2.75 20061101 N 0 No_PP GROUP II G01 358 7.625 SCOTTSDALE 124792 20060301 2.25 20110201
2 First Lien 20360201 AFL2 297.375 360 0 0 0.375 30248 Single Family No MI 100085000000000000 2 1 First Lien 60 N 20360101 ALT1 174400 1162.666667 360 0 0 0.375 80211 Condominium No MI 1.875 1 First Lien 60 N 20360101 ALT1 95234.81 708.05 360 0 0 0.375 4901 2-4 Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 159260.34 1146.26 360 0 0 0.375 78756 Single Family No MI 1.875 1 First Lien 60 N 20360101 ALT1 133600 793.25 360 0 0 0.375 46250 2-4 Family No MI 1.875 1 First Lien 60 N 20360101 ALT1 543200 3395 360 0 0 0.375 32714 PUD No MI 1.875 1 First Lien 60 N 20360101 ALT1 115138.51 647.6541188 360 0 0 0.375 30157 2-4 Family No MI 100085000000000000 1.875 1 First Lien 60 N 20360101 ALT1 78800 517.125 360 0 0 0.375 27405 Single Family No MI 100085000000000000 1.875 1 First Lien 60 N 20360101 ALT1 375257.12 2791.79 360 0 0 0.375 89052 PUD No MI 1.875 1 First Lien 60 N 20360101 ALT1 235690.19 1752.3 360 0 0 0.375 33991 Single Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 52000 346.6666667 360 0 0 0.375 28205 Single Family No MI 1.875 1 First Lien 36 N 20360101 ALT1 219200 1484.166667 240 0 0 0.375 85242 PUD No MI 1.875 1 First Lien 60 N 20260101 ALT1 189600 1283.75 360 0 0 0.375 83686 PUD No MI 1.875 1 First Lien 60 N 20360101 ALT1 97198 617.6122917 360 0 0 0.375 88012 Single Family No MI 100085000000000000 1.875 1 First Lien 60 N 20360101 ALT1 188560 1080.291667 360 0 0 0.375 23703 Condominium No MI 1.875 1 First Lien 60 N 20360201 ALT1 370356.9 2090.16 360 0 0 0.25 92821 Single Family No MI 100106000000000000 1.875 2 First Lien 24 N 20341101 ADN1 124610.77 883.28 360 0 0 0.375 85258 Condominium No MI 2.5 1 First Lien N
1.875 60 43920
0 No_PP GROUP II G01 359 7.25 Northbrook 366000 20060401 2.25 20110301 N 0 No_PP GROUP I G01 357 7.75 FORT WORTH 96392 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 358 8.25 FOUNTAIN HILLS 136000 20060301 2.25 20110201 N 0 No_PP GROUP I G01 357 8 PHOENIX 220000 20060201 2.25 20090101 Y 36 No_PP GROUP II G04 357 6.75 LOS ANGELES 507900 20060201 2.25 20160101 Y 120 No_PP GROUP I G01 357 8 WASHINGTON 129760 20060201 2.25 20110101 N 0 No_PP GROUP I G01 358 8 NASHVILLE 48000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 357 7.5 CHARLOTTE 87600 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 358 7.75 ST LOUIS 62000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 357 8.25 COLORADO SPRINGS 96200 20060201 2.25 20110101 N 0 No_PP GROUP I G01 357 8 ATLANTA 189000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8.25 ROMEOVILLE 121600 20060201 2.25 20110101 N 0 No_PP GROUP I G01 358 7.75 RIO RANCHO 253352 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 8.25 ATLANTA 96000 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 358 8.25 RUPERT 40000 20060301 2.25 20110201 N 0 No_PP GROUP II G01 357 7.25 PLANO 92852 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 358 8.25 HENDERSON 509592 20060301 2.25 20110201 Y 60 No_PP
360 7 IL 61.00 12.25 360 7.375 TX 80.00 12.75 360 7.875 AZ 80.00 13.25 360 7.625 AZ 80.00 14 360 6.5 CA 79.98 11.75 360 7.625 DC 79.97 13 360 7.625 TN 80.00 13 360 7.125 NC 80.00 12.5 360 7.375 MO 80.00 12.75 360 7.875 CO 65.00 13.25 360 7.625 GA 80.00 13 360 7.875 IL 80.00 13.25 360 7.375 NM 80.00 12.75 360 7.875 GA 80.00 13.25 360 7.875 ID 80.00 13.25 360 6.875 TX 80.00 12.25 360 7.875 NV 80.00 13.25 360
60 365714.48 0 0 60062 No MI 1.875 60 96392 0 0 76123 No MI 2 60 135825.94 0 0 85268 No MI 1.875 60 220000 0 0 85050 No MI 1.875 36 507900 0 0 91307 No MI 1.875 120 129497.04 0 0 20011 No MI 2 60 48000 0 0 37218 No MI 1.875 60 87600 0 0 28208 No MI 1.875 60 62000 0 0 63121 No MI 1.875 60 96014.7 0 0 80907 No MI 1.875 60 189000 0 0 30342 No MI 1.875 60 121365.75 0 0 60446 No MI 1.875 60 253352 0 0 87124 No MI 1.875 60 95981.3 0 0 30316 No MI 1.875 60 39948.8 0 0 83350 No MI 1.875 60 92852 0 0 75086 No MI 1.875 60 509592 0 0 89074 No MI 1.875 60
20360201 ALT1 2496.77 360 0.25 Single Family 100022000000000000 2 First Lien N 20360301 AFL2 622.5316667 360 0.375 Single Family 1 N 20360101 1021.73 0.375 Condominium 1 20360201 1466.666667 0.375 1 First Lien ALT1 360
N PUD
First Lien ALT1 360
First Lien 20360101 ALT1 2856.9375 360 0.25 Single Family 100022000000000000 2 First Lien N 20360101 AFL2 952.14 360 0.375 Condominium 100085000000000000 1 First Lien N 20360101 ALT1 320 360 0.375 Single Family N 1 N 20360201 547.5 0.375 2-4 Family 1 20360101 400.4166667 0.375 Single Family 1 N 20360201 722.72 0.375 Single Family 1 First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien 20360101 ALT1 1260 360 0.375 Single Family 100085000000000000 1 First Lien N 20360101 ALT1 913.55 360 0.375 Single Family N N PUD 1 N 20360201 659.8714375 0.375 2-4 Family 1 N 20360101 300.51 0.375 2-4 Family 1 20360201 560.9808333 0.375 PUD 1 N PUD 1 N 20360201 First Lien ALT1 20360101 3503.445 0.375 First Lien ALT1 360 100085000000000000 First Lien ALT1 360 1 20360101 1636.231667 0.375 First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
GROUP I G01 357 7.75 WINDSOR 89600 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 8.25 LEAGUE CITY 67193 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 355 7.75 LEAGUE CITY 91476 20051201 2.25 20101101 Y 60 No_PP GROUP I G01 355 7.75 LEAGUE CITY 65348 20051201 2.25 20101101 Y 60 No_PP GROUP I G01 355 7.875 LEAGUE CITY 63948 20051201 2.25 20101101 Y 60 No_PP GROUP II G01 354 7.5 LEAGUE CITY 67193 20051101 2.25 20101001 Y 60 No_PP GROUP II G01 355 7.5 LEAGUE CITY 73507 20051201 2.25 20101101 Y 60 No_PP GROUP II G01 355 7.625 LEAGUE CITY 62548 20051201 2.25 20101101 Y 60 No_PP GROUP I G01 358 8 LEAGUE CITY 65348 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8 LEAGUE CITY 59601 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 356 8 NEWARK 272610 20060101 2.25 20101201 Y 60 No_PP GROUP II G03 357 7.25 EUREKA 440000 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 356 6.75 PARK CITY 460000 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 357 6.375 BURBANK 325000 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 357 6.5 NORTH MASSAPEQUA 203764.41 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 357 6.25 ORANGE 225000 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 356 5.875 CHICAGO 1049767 20060101 2.25 20101201 Y 60 No_PP GROUP II G01
89600 7.375 CO 80.00 12.75 360 0 80550 No MI 1.875 60 67192.98 0
578.6666667 0.375 Condominium N
360
1 First Lien 20360101 ALT1 461.9517375 360 7.875 0 0 0.375 TX 77573 Condominium 70.00 No MI 100038000000000000 13.25 1.875 2 First Lien 360 60 N 20360101 ADN1 91475.96 590.7822417 360 7.375 0 0 0.375 TX 77573 Condominium 70.00 No MI 100038000000000000 12.75 1.875 2 First Lien 360 60 N 20351101 ADN1 65348 422.0391667 360 7.375 0 0 0.375 TX 77573 Condominium 70.00 No MI 100038000000000000 12.75 1.875 2 First Lien 360 60 N 20351101 ADN1 63948 419.65875 360 7.5 0 0 0.375 TX 77573 Condominium 70.00 No MI 100038000000000000 12.875 1.875 2 First Lien 360 60 N 20351101 ADN1 67193 419.95625 360 7.125 0 0 0.375 TX 77573 Condominium 70.00 No MI 100038000000000000 12.5 1.875 2 First Lien 360 60 N 20351001 ADN1 73507 459.41875 360 7.125 0 0 0.375 TX 77573 Condominium 70.00 No MI 100038000000000000 12.5 1.875 2 First Lien 360 60 N 20351101 ADN1 62547.96 397.4401625 360 7.25 0 0 0.375 TX 77573 Condominium 70.00 No MI 100038000000000000 12.625 1.875 2 First Lien 360 60 N 20351101 ADN1 65347.99 435.6532667 360 7.625 0 0 0.375 TX 77573 Condominium 70.00 No MI 100038000000000000 13 1.875 2 First Lien 360 60 N 20360201 ADN1 59600.99 397.3399333 360 7.625 0 0 0.375 TX 77573 Condominium 70.00 No MI 100038000000000000 13 1.875 2 First Lien 360 60 N 20360201 ADN1 272609.5 1817.396667 360 7.625 0 0 0.375 NJ 7103 2-4 Family 90.00 GE Capital MI 010003800000000000 13 1.875 2 First Lien 360 60 N 20351201 ADN1 439999.99 2658.333273 360 6.875 0 0 0.375 CA 95503 Single Family 80.00 No MI 100038000000000000 12.25 1.875 2 First Lien 360 60 N 20360101 ADN1 460000 2587.5 360 6.375 0 0 0.375 UT 84060 Condominium 80.00 No MI 100038000000000000 11.75 1.875 2 First Lien 360 60 N 20351201 ADN1 324999.99 1726.562447 360 6 0 0 0.375 CA 91504 Condominium 60.19 No MI 100038000000000000 11.375 1.875 2 First Lien 360 60 N 20360101 ADN1 203764.4 1103.723833 360 6.125 0 0 0.375 NY 11758 2-4 Family 41.58 No MI 100038000000000000 11.5 1.875 2 First Lien 360 60 N 20360101 ADN1 225000 1171.875 360 5.875 0 0 0.375 NJ 7050 Single Family 90.00 GE Capital MI 010003800000000000 11.25 1.875 2 First Lien 360 60 N 20360101 ADN1 1049766.99 5139.484222 360 5.5 0 0 0.375 IL 60610 Single Family 55.25 No MI 010003800000000000 10.875 1.875 2 First Lien 360 60 N 20351201 ADN1 306000 1944.375 360
355 7.625 SW HARBOR 306000 2.25 Y 60 GROUP II 356 7 EXETER 510880 2.25 Y 60 GROUP II 357 7.5 WEST HARRISON 88000 2.25 Y 60 GROUP II 357 7.5 WEST HARRISON 136000 2.25 Y 60 GROUP II 357 7 STOCKTON 439600 2.25 Y 60 GROUP II 358 6.5 FILLMORE 468792 2.25 Y 60 GROUP II 356 5.625 SUMNER 585000 2.25 Y 60 GROUP I 357 8.125 PISCATAWAY 438000 2.25 Y 60 GROUP II 356 7.5 FORT COLLINS 165600 2.25 Y 60 GROUP II 355 6.5 GLENDALE 636800 2.25 Y 60 GROUP II 359 7.125 UNION 500000 2.25 N 0 GROUP I 358 7.875 TOBYHANNA 190000 2.25 N 0 GROUP II 356 7 PORTSMOUTH 1089750 2.25 Y 60 GROUP I 349 4.75 ASHBY 386100 2.75 N 0 GROUP II 356 7 ARROYO GRANDE 487500 2.25 Y 60 GROUP II 356 6.5 MILFORD 264000 2.25 Y 60 GROUP II 356 6 LINDEN 108000 2.25 Y 60 GROUP II 297
20051201 20101101 No_PP G03 20060101 20101201 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G03 20060201 20110101 No_PP G03 20060301 20110201 No_PP G03 20060101 20101201 No_PP G01 20060201 20110101 No_PP G01 20060101 20101201 No_PP G03 20051201 20101101 No_PP G02 20060401 20110301 No_PP G01 20060301 20110201 No_PP G03 20060101 20101201 No_PP G01 20050601 20060501 No_PP G03 20060101 20101201 No_PP G01 20060101 20101201 No_PP G01 20060101 20101201 No_PP G01
90.00 360
79.84 360
80.00 360
80.00 360
80.00 360
80.00 360
75.00 360
94.60 360
80.00 360
80.00 360
71.43 360
95.00 360
45.41 360
90.00 360
75.00 360
80.00 360
21.60 360
0 0.375 4679 Condominium GE Capital MI 100038000000000000 12.625 1.875 2 First Lien 60 N 20351101 ADN1 510879.99 2980.133275 360 6.625 0 0 0.375 RI 2822 Single Family No MI 100038000000000000 12 1.875 2 First Lien 60 N 20351201 ADN1 88000 550 360 7.125 0 0 0.375 IN 47060 Single Family No MI 010003800000000000 12.5 1.875 2 First Lien 60 N 20360101 ADN1 136000 850 360 7.125 0 0 0.375 IN 47060 Single Family No MI 100038000000000000 12.5 1.875 2 First Lien 60 N 20360101 ADN1 439599.99 2564.333275 360 6.625 0 0 0.375 CA 95219 PUD No MI 100038000000000000 12 1.875 2 First Lien 60 N 20360101 ADN1 468786.17 2539.258421 360 6.125 0 0 0.375 CA 93015 Single Family No MI 100038000000000000 11.5 1.875 2 First Lien 60 N 20360201 ADN1 585000 2742.1875 360 5.25 0 0 0.375 WA 98390 Single Family No MI 100038000000000000 10.625 1.875 2 First Lien 60 N 20351201 ADN1 438000 2965.625 360 7.75 0 0 0.375 NJ 8854 Single Family GE Capital MI 100038000000000000 13.125 1.875 2 First Lien 60 N 20360101 ADN1 165600 1035 360 7.125 0 0 0.375 CO 80525 Single Family No MI 100038000000000000 12.5 1.875 2 First Lien 60 N 20351201 ADN1 636799.99 3449.333279 360 6.125 0 0 0.375 CA 91208 Single Family No MI 100038000000000000 11.5 1.875 2 First Lien 60 N 20351101 ADN1 499600.15 3368.6 360 6.75 0 0 0.375 NJ 7083 2-4 Family No MI 100038000000000000 12.125 1.875 2 First Lien 60 N 20360301 ADN1 189737.62 1377.64 360 7.5 0 0 0.375 PA 18466 2-4 Family GE Capital MI 100038000000000000 12.875 1.875 2 First Lien 60 N 20360201 ADN1 1087809.38 6345.554717 360 6.625 0 0 0.375 RI 2871 Single Family No MI 010003800000000000 12 1.875 2 First Lien 60 N 20351201 ADN1 380649.54 2014.08 360 4.5 0 0 0.25 MA 1431 Single Family No MI 100106000000000000 10.75 1.875 2 First Lien 12 N 20350501 ADN1 487500 2843.75 360 6.625 0 0 0.375 CA 93420 Single Family No MI 100038000000000000 12 2.5 2 First Lien 60 N 20351201 ADN1 263999.99 1429.999946 360 6.125 0 0 0.375 DE 19963 Single Family No MI 100038000000000000 11.5 1.875 2 First Lien 60 N 20351201 ADN1 107400 537 360 5.625 0 0 0.375 NJ 7036 2-4 Family No MI 100038000000000000 11 1.875 2 First Lien 60 N 20351201 ADN1 199209.92 1366.08 300 6.25 0 0 0.375 ME
7.25
6.625 PROVIDENCE 200000 20060201 2.25 20110101 N 0 No_PP GROUP II G03 356 6 MONUMENT 507892 20060101 2.25 20101201 Y 60 No_PP GROUP I G01 348 4.375 NEWARK 420000 20050501 2.75 20070401 N 0 No_PP GROUP II G03 356 7.25 NORTH HILLS 432000 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 356 6.875 GARLAND 153687.37 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 356 7 KALISPELL 124650 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 356 7 KALISPELL 124650 20060101 2.25 20101201 Y 60 No_PP GROUP I G01 357 7.875 HAWTHORN WOODS 703800 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 355 6.5 SANTA MARIA 464000 20051201 2.25 20101101 Y 60 No_PP GROUP II G01 356 6.625 KOLOA 588200 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 358 6.875 MONTGOMERY 147200 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 7.875 MESA 148000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 7.75 MERIDIAN 151400 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 7.75 MERIDIAN 151400 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 358 7.25 CHICAGO 120800 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 7.25 CHICAGO 440000 20060301 2.25 20090201 Y 36 No_PP GROUP II G02 358 6.875 CHICAGO 228000 20060301 2.25 20110201 N 0 No_PP GROUP II G02 358 6.75 PROSPECT HEIGHTS
RI 56.34 11.625 300 5.625 CO 80.00 11 360 4.125 DE 80.00 10.375 360 6.875 CA 80.00 12.25 360 6.5 UT 84.44 11.875 360 6.625 MT 90.00 12 360 6.625 MT 90.00 12 360 7.5 IL 70.00 12.875 360 6.125 CA 80.00 11.5 360 6.25 HI 64.99 11.625 360 6.5 AL 80.00 11.875 360 7.5 AZ 80.00 12.875 360 7.375 ID 80.00 12.75 360 7.375 ID 80.00 12.75 360 7 IL 80.00 12.25 360 7 IL 80.00 13.25 360 6.625 IL 80.00 11.875 360 6.5 IL
2908 2-4 Family No MI 010003800000000000 1.875 2 First Lien 60 N 20310101 ADN1 506943.15 2534.71575 360 0 0 0.375 80132 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 129887.18 2097 360 0 0 0.25 19711 PUD No MI 100106000000000000 1.875 2 First Lien 24 N 20350401 ADN1 431999.98 2609.999879 360 0 0 0.375 91343 Single Family No MI 100038000000000000 2.5 2 First Lien 60 N 20351201 ADN1 153687.36 880.5005 360 0 0 0.375 84337 2-4 Family GE Capital MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 124650 727.125 360 0 0 0.375 59901 Single Family GE Capital MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 124650 727.125 360 0 0 0.375 59901 Single Family GE Capital MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 703800 4618.6875 360 0 0 0.375 60047 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 463999.24 2513.329217 360 0 0 0.375 93455 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20351101 ADN1 586922.75 3240.302682 360 0 0 0.375 96756 Condominium No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 147200 843.3333333 360 0 0 0.375 36117 Single Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 148000 971.25 360 0 0 0.375 85210 Single Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 151400 977.7916667 360 0 0 0.375 83642 PUD No MI 1.875 1 First Lien 60 N 20360201 ALT1 151400 977.7916667 360 0 0 0.375 83642 PUD No MI 1.875 1 First Lien 60 N 20360201 ALT1 120641.17 728.8737354 360 0 0 0.25 60656 Condominium No MI 1.875 2 First Lien 60 N 20360201 ALT1 440000 2658.333333 360 0 0 0.25 60656 Single Family No MI 2 2 First Lien 36 N 20360201 ALT1 227615.82 1497.79 360 0 0 0.25 60649 Single Family No MI 2 2 First Lien 60 N 20360201 ALT1 117396.93 762.75 360 0 0 0.25 60070 Condominium
117600 2.25 N
GROUP I 358 6.375 CHICAGO 154800 20060301 2.25 20090201 Y 36 No_PP GROUP II G02 359 7.125 WOODRIDGE 214400 20060401 2.25 20110301 N 0 No_PP GROUP II G01 359 7 Pensacola 112800 20060401 2.25 20110301 N 0 No_PP GROUP II G01 358 7 DOWNERS GROVE 312000 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 358 7.375 BARRINGTON HILLS 768000 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 359 6.125 Sacramento 252800 20060401 2.25 20110301 Y 60 Prepay GROUP II G04 349 5.75 KENSINGTON 482640 20050601 2.25 20150501 Y 120 Prepay GROUP II G02 350 5.625 MANASSAS 360000 20050701 2.25 20100601 Y 60 Prepay GROUP I G01 351 5.625 Manassas 300000 20050801 2.25 20080701 Y 36 Prepay GROUP I G01 349 5.75 Rockville 324000 20050601 2.25 20120501 Y 84 Prepay GROUP I G01 349 5.875 Alexandria 631200 20050601 2.25 20120501 Y 84 Prepay GROUP II G04 349 6 Arlington 900000 20050601 2.25 20150501 Y 120 Prepay GROUP I G01 351 5.375 Swarthmore 513600 20050801 2.25 20120701 Y 84 Prepay GROUP II G01 358 7.625 PROVO 89600 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 8.125 ATLANTA 137600 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 8 BALTIMORE 128000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.125 CITRUS SPRINGS 83200 20060301
20060301 20110201 No_PP G01
80.00 11.75 360 6.125 IL 80.00 12.375 360 6.875 IL 80.00 12.125 360 6.75 FL 80.00 12 360 6.75 IL 80.00 12 360 7.125 IL 80.00 12.375 360 5.875 CA 80.00 11.125 360 5.375 MD 80.00 11.75 360 5.25 VA 80.00 11.625 360 5.25 VA 80.00 11.625 360 5.375 MD 80.00 11.75 360 5.5 VA 80.00 11.875 360 5.625 VA 53.73 12 360 5 PA 80.00 11.375 360 7.25 UT 80.00 12.625 360 7.75 GA 80.00 13.125 360 7.625 MD 80.00 13 360 6.75 FL 80.00
No MI 2 60 154699.18 0 0 60656 No MI 2 36 214228.55 0 0 60517 No MI 2 60 112707.53 0 0 32526 No MI 2 60 312000 0 0 60516 No MI 2 60 768000 0 0 60010 No MI 2 60 252800 0 0 95864 No MI 2 60 482640 0 0 20895 No MI 2 120 360000 0 0 20112 No MI 1.875 60 300000 0 0 20111 No MI 1.875 36 324000 0 0 20853 No MI 1.875 84 630640.74 0 0 22314 No MI 1.875 84 899436.11 0 0 22207 No MI 1.875 120 513600 0 0 19081 No MI 1.875 84 89469.87 0 0 84601 No MI 1.875 60 137419.37 0 0 30316 No MI 1.875 60 128000 0 0 21224 No MI 1.875 60 83200 0 0 34434 No MI
2 N 20360201 821.8393938 0.25 Condominium 2 N 20360201 1444.45 0.25 Single Family 2
First Lien ALT1 360
First Lien ALT1 360
First Lien 20360301 ALT1 750.47 360 0.25 Single Family 100022000000000000 2 First Lien N 20360301 AFL2 1820 360 0.25 Single Family N 2 N 20360201 4720 0.25 Single Family 2 First Lien ALT1 360
First Lien 20360201 ALT1 1290.333333 360 0.25 Single Family 100022000000000000 2 First Lien N 20360301 AFL2 2312.65 360 0.375 Single Family 100015000000000000 1 First Lien N 20350501 CHEV 1687.5 360 0.375 Single Family 100015000000000000 1 First Lien N 20350601 CHEV 1406.25 360 0.375 Single Family 100015000000000000 1 First Lien N 20350701 CHEV 1552.5 360 0.375 Single Family 100015000000000000 1 First Lien N 20350501 CHEV 3087.511956 360 0.375 Townhouse 100015000000000000 1 First Lien N 20350501 CHEV 4497.18055 360 0.375 Single Family 100015000000000000 1 First Lien N 20350501 CHEV 2300.5 360 0.375 PUD 100015000000000000 1 First Lien N 20350701 CHEV 634.19 360 0.375 Single Family N 1 First Lien 20360201 ALT1 1021.68 360 0.375 Single Family 100085000000000000 1 First Lien N 20360201 ALT1 853.3333333 360 0.375 Single Family 100085000000000000 1 First Lien N 20360201 ALT1 494 360 0.375 Single Family N
2.25 Y
60 GROUP II
20110201 No_PP G01
12.125 360 7 ID 80.00 12.375 360 7 ID 80.00 12.375 360 6.75 GA 79.99 13.125 360 7.25 IL 77.95 12.5 360 6.625 IL 80.00 11.875 360 6.5 IL 80.00 11.75 360 6.125 IL 80.00 11.375 360 6.625 FL 80.00 11.875 360 6.75 WI 80.00 13 360 6.875 IL 80.00 12.125 360 7.125 MO 82.73 12.375 360 6.875 IL 71.43 12.125 360 6.75 IL 80.00 12 360 6.125 SC 46.15 11.375 360 5.375 VA 80.00 11.75 360 5.625 VA 80.00 12 360 5.625 MD 60.45 12 0
1.875 60 208000
358 7.375 BOISE 208000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 7.375 NAMPA 126960 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 7.125 GAINESVILLE 200800 20060301 2.25 20090201 Y 36 No_PP GROUP II G01 359 7.5 BENSENVILLE 304000 20060401 2.25 20110301 Y 60 No_PP GROUP II G02 359 6.875 ELGIN 146800 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 359 6.75 CHICAGO 210400 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 359 6.375 CICERO 164000 20060401 2.25 20110301 N 0 No_PP GROUP II G02 359 6.875 Coral Springs 320000 20060401 2.25 20110301 N 0 No_PP GROUP I G01 358 7 WEST BEND 119920 20060301 2.25 20090201 N 0 No_PP GROUP II G03 358 7.125 NAPERVILLE 492000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 359 7.375 Saint Peters 227500 20060401 2.25 20110301 Y 60 No_PP GROUP II G03 359 7.125 OAK BROOK 1000000 20060401 2.25 20110301 N 0 No_PP GROUP II G01 359 7 SCHILLER PARK 88720 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 358 6.375 Hilton Head 300000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 349 5.75 HERNDON 381600 20050601 2.25 20100501 Y 60 Prepay GROUP II G04 350 6 Alexandria 720000 20050701 2.5 20150601 Y 120 Prepay GROUP II G04 351 6 Edgewater 677000 20050801 2.25 20150701
0 83709 No MI 1.875 1 First Lien 60 N 20360201 ALT1 126960 780.275 360 0 0 0.375 83686 PUD No MI 1.875 1 First Lien 60 N 20360201 ALT1 200800 1192.25 360 0 0 0.375 30507 PUD No MI 1.875 1 First Lien 36 N 20360201 ALT1 304000 1900 360 0 0 0.25 60106 Single Family No MI 1.875 2 First Lien 60 N 20360301 ALT1 146800 841.0416667 360 0 0 0.25 60123 PUD No MI 2 2 First Lien 60 N 20360301 ALT1 210400 1183.5 360 0 0 0.25 60601 Condominium No MI 2 2 First Lien 60 N 20360301 ALT1 163848.11 1023.14 360 0 0 0.25 60804 Single Family No MI 2 2 First Lien 60 N 20360301 ALT1 319731.15 2102.18 360 0 0 0.25 33071 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360301 AFL2 119720.9 797.83 360 0 0 0.25 53095 Single Family No MI 2 2 First Lien 36 N 20360201 ALT1 492000 2921.25 360 0 0 0.25 60540 Single Family No MI 2 2 First Lien 60 N 20360201 ALT1 227498.61 1398.168541 360 0 0 0.25 63376 Single Family GE Capital MI 100022000000000000 2 2 First Lien 60 N 20360301 AFL2 999200.32 6737.18 360 0 0 0.25 60523 Single Family No MI 2 2 First Lien 60 N 20360301 ALT1 88720 517.5333333 360 0 0 0.25 60176 Condominium No MI 2 2 First Lien 60 N 20360301 ALT1 299944.34 1593.454306 360 0 0 0.25 29926 PUD No MI 2 1 First Lien 60 N 20360201 AFL2 381600 1828.5 360 0 0 0.375 20170 Single Family No MI 100015000000000000 2 1 First Lien 60 N 20350501 CHEV 720000 3600 360 0 0 0.375 22305 Single Family No MI 100015000000000000 1.875 1 First Lien 120 N 20350601 CHEV 676993.01 3384.96505 360 0 0 0.375 21037 PUD No MI 100015000000000000 2.125 1 First Lien
1 20360201 1278.333333 0.375 PUD
First Lien ALT1 360
120 Prepay GROUP I G01 358 8.125 WESTMINSTER 88000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 7.625 SALT LAKE CITY 85200 20060301 2.25 20110201 N 0 No_PP GROUP II G01 359 7.5 BALTIMORE 124720 20060401 2.25 20110301 Y 120 No_PP GROUP II G03 358 6.375 Raleigh 800000 20060301 2.25 20110201 Y 60 Prepay GROUP II G02 357 6.5 LOUISVILLE 88400 20060201 2.25 20110101 N 0 No_PP GROUP I G01 358 7.875 LANHAM 234400 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8.125 GREENFIELD 52000 20060301 2.25 20110201 N 0 No_PP GROUP II G01 357 7.5 HAMPTON 100000 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 7.875 CALDWELL 93840 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358 7.25 MARICOPA 170233 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 357 8 MADERA 139178 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 8.125 JOFFRE 56000 20060201 2.25 20110101 N 0 No_PP GROUP I G01 357 8.25 ATLANTA 200000 20060201 2.25 20110101 N 0 No_PP GROUP I G01 357 8.125 BLACKLICK 52720 20060201 2.25 20110101 Y 60 No_PP GROUP II G02 356 6.875 MERIDIAN 150112 20060101 2.25 20101201 Y 60 No_PP GROUP II G02 358 7.25 CHARLOTTE 100000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 357 6.625 LAS VEGAS 272000 20060201 2.25 20110101 Y 120 No_PP
360 7.75 CO 80.00 13.125 360 7.25 UT 80.00 12.625 360 7.125 MD 80.00 12.5 360 6.125 NC 61.54 11.375 360 6.125 KY 80.00 11.5 360 7.5 MD 80.00 12.875 360 7.75 IN 80.00 13.125 360 7.125 VA 80.00 12.5 360 7.5 ID 80.00 12.875 360 6.875 AZ 80.00 12.25 360 7.625 CA 65.00 13 360 7.75 PA 80.00 13.125 360 7.875 GA 80.00 13.25 360 7.75 OH 80.00 13.125 360 6.5 ID 80.00 11.875 360 6.875 NC 80.00 12.25 360 6.25 NV 80.00 11.625 360
N 20350701 CHEV 595.8333333 360 0 0.375 80030 Single Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 85076.26 603.05 360 0 0 0.375 84116 Single Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 124720 779.5 360 0 0 0.375 21224 Single Family No MI 100085000000000000 1.875 1 First Lien 60 N 20360301 ALT1 800000 4250 360 0 0 0.25 27614 PUD No MI 100022000000000000 1.875 2 First Lien 60 N 20360201 AFL2 88158.95 558.75 360 0 0 0.375 40229 Single Family No MI 100085000000000000 2 1 First Lien 60 N 20360101 ALT1 234400 1538.25 360 0 0 0.375 20706 Single Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 51931.73 386.1 360 0 0 0.375 46140 Single Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 100000 625 360 0 0 0.375 23663 Single Family No MI 1.875 1 First Lien 60 N 20360101 ALT1 93840 615.825 360 0 0 0.375 83605 2-4 Family No MI 100085000000000000 1.875 1 First Lien 60 N 20360101 ALT1 170233 1028.491042 360 0 0 0.375 85239 PUD No MI 1.875 1 First Lien 60 N 20360201 ALT1 139178 927.8533333 360 0 0 0.375 93638 Single Family No MI 1.875 1 First Lien 60 N 20360101 ALT1 55889.36 415.8 360 0 0 0.375 15053 2-4 Family No MI 1.875 1 First Lien 60 N 20360101 ALT1 199614.74 1502.54 360 0 0 0.375 30311 Single Family No MI 1.875 1 First Lien 60 N 20360101 ALT1 52720 356.9583333 360 0 0 0.375 43004 Condominium No MI 1.875 1 First Lien 60 N 20360101 ALT1 150112 860.0166667 360 0 0 0.375 83642 PUD No MI 1.875 1 First Lien 60 N 20351201 ALT1 100000 604.1666667 360 0 0 0.375 28270 Single Family No MI 100085000000000000 1.875 1 First Lien 60 N 20360201 ALT1 272000 1501.666667 360 0 0 0.375 89117 PUD No MI 100085000000000000 1.875 1 First Lien 60 N 20360101 ALT1 88000 0
120
GROUP II G01 357 7 LAS CRUCES 109757 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 7.875 BLISS 100000 20060201 2.25 20110101 Y 60 No_PP GROUP II G02 358 6.75 CICERO 88800 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 358 7.125 WORTH 145000 20060301 2.25 20110201 N 0 No_PP GROUP II G02 358 7.25 CHICAGO 157600 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 359 7.125 LAKE HOLIDAY 151200 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 358 6.75 PALATINE 114720 20060301 2.25 20090201 Y 36 No_PP GROUP I G01 359 6.625 BERWYN 123600 20060401 2.25 20090301 N 0 No_PP GROUP II G02 359 7.5 CHICAGO 264000 20060401 2.25 20110301 Y 60 No_PP GROUP II G04 349 5.875 Raleigh 320000 20050601 2.25 20150501 Y 120 Prepay GROUP II G04 351 5.75 Alexandria 679200 20050801 2.25 20150701 Y 120 Prepay GROUP I G01 350 5.75 Sandestin 380000 20050701 2.5 20120601 Y 84 Prepay GROUP II G04 350 6 Bowie 505000 20050701 2.25 20150601 Y 120 Prepay GROUP II G04 350 6 Haymarket 158936 20050701 2.25 20150601 Y 120 Prepay GROUP II G04 351 5.875 Alexandria 324000 20050801 2.25 20150701 Y 120 Prepay GROUP II G03 352 5.5 Fort Lauderdale 500000 20050901 2.25 20100801 Y 60 Prepay GROUP II G03 353 5.75 STERLING 500000 20051001 2.25 20100901 Y 60 Prepay GROUP I G01
6.625 NM 70.00 12 360 7.5 ID 80.00 12.875 360 6.5 IL 80.00 11.75 360 6.875 IL 42.90 12.125 360 7 IL 80.00 12.25 360 6.875 IL 80.00 12.125 360 6.5 IL 80.00 12.75 360 6.375 IL 80.00 12.625 360 7.25 IL 80.00 12.5 360 5.5 NC 46.72 11.875 360 5.375 VA 80.00 11.75 360 5.375 FL 76.00 11.75 360 5.625 MD 77.69 12 360 5.625 VA 46.34 12 360 5.5 VA 80.00 11.875 360 5.125 FL 77.52 11.5 360 5.375 VA 76.92 11.75 360
109757 640.2491667 360 0 0.375 88012 Single Family No MI 100085000000000000 1.875 1 First Lien 60 N 20360101 ALT1 100000 656.25 360 0 0 0.375 83314 Single Family No MI 1.875 1 First Lien 60 N 20360101 ALT1 88799.92 499.49955 360 0 0 0.25 60804 Condominium No MI 1.875 2 First Lien 60 N 20360201 ALT1 144767.41 976.89 360 0 0 0.25 60482 Single Family No MI 2 2 First Lien 60 N 20360201 ALT1 157600 952.1666667 360 0 0 0.25 60641 Condominium No MI 2 2 First Lien 60 N 20360201 ALT1 151200 897.75 360 0 0 0.25 60548 Single Family No MI 2 2 First Lien 60 N 20360301 ALT1 114720 645.3 360 0 0 0.25 60074 Condominium No MI 2 2 First Lien 36 N 20360201 ALT1 123490.95 791.42 360 0 0 0.25 60402 Single Family No MI 2 2 First Lien 36 N 20360301 ALT1 264000 1650 360 0 0 0.25 60638 Single Family No MI 2 2 First Lien 60 N 20360301 ALT1 320000 1566.666667 360 0 0 0.375 27613 Single Family No MI 100015000000000000 2 1 First Lien 120 N 20350501 CHEV 679193.01 3254.466506 360 0 0 0.375 22301 Single Family No MI 100015000000000000 1.875 1 First Lien 120 N 20350701 CHEV 380000 1820.833333 360 0 0 0.375 32550 PUD No MI 100015000000000000 1.875 1 First Lien 84 N 20350601 CHEV 505000 2525 360 0 0 0.375 20720 PUD No MI 100015000000000000 2.125 1 First Lien 120 N 20350601 CHEV 157976.46 789.8823 360 0 0 0.375 20169 Single Family No MI 100015000000000000 1.875 1 First Lien 120 N 20350601 CHEV 324000 1586.25 360 0 0 0.375 22314 Condominium No MI 100015000000000000 1.875 1 First Lien 120 N 20350701 CHEV 500000 2291.666667 360 0 0 0.375 33316 Condominium No MI 100015000000000000 1.875 1 First Lien 60 N 20350801 CHEV 499999.89 2395.832806 360 0 0 0.375 20164 PUD No MI 100015000000000000 1.875 1 First Lien 60 N 20350901 CHEV 66400 449.5833333 360 0
358 8.125 NASHVILLE 66400 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 6 WASHINGTON 280000 20060301 2.25 20110201 N 0 No_PP GROUP II G02 358 7.5 DETROIT 60150 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 354 7.75 HOUSTON 70000 20051101 2.25 20101001 N 0 No_PP GROUP I G01 358 6.5 Aventura 254900 20060301 2.25 20130201 N 0 No_PP GROUP II G01 356 5.875 Hunter 224000 20060101 2.25 20101201 Y 60 Prepay GROUP II G02 356 6.25 Victorville 188000 20060101 2.25 20101201 Y 60 No_PP GROUP I G01 345 3.625 IMPERIAL BEACH 400000 20050201 2.75 20070101 N 0 No_PP GROUP II G02 359 6.5 LAS VEGAS 279999 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 358 6.5 Kent 224000 20060301 2.25 20090201 Y 36 No_PP GROUP II G03 357 6.75 Northridge 708000 20060201 2.25 20110101 Y 60 Prepay GROUP I G01 359 5.875 Miami 194000 20060401 2.25 20090301 Y 36 Prepay GROUP II G03 359 6.75 Phoenix 560000 20060401 2.25 20110301 N 0 Prepay GROUP II G01 359 6.625 BENSENVILLE 105600 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 358 7.75 CHICAGO 152000 20060301 2.25 20090201 N 0 No_PP GROUP I G01 358 8.25 CHICAGO 184000 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 358 7.25 GLENDALE HEIGHTS 156000 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 359
7.75 TN 80.00 13.125 360 5.625 DC 80.00 11 360 7.125 MI 80.00 12.5 360 7.375 TX 70.00 12.75 360 6.25 FL 57.28 11.5 360 5.625 NY 74.67 10.875 360 6 CA 80.00 11.25 360 3.375 CA 47.39 9.625 360 6.125 NV 80.00 11.5 360 6.125 WA 80.00 12.5 360 6.5 CA 80.00 11.75 360 5.5 FL 66.90 11.875 360 6.5 AZ 80.00 11.75 360 6.375 IL 80.00 11.625 360 7.5 IL 80.00 13.75 360 8 IL 80.00 13.25 360 7 IL 80.00 12.25 360 6.25
0 0.375 37218 Single Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 279441.11 1678.75 360 0 0 0.375 20011 Single Family No MI 100085000000000000 1.875 1 First Lien 60 N 20360201 ALT1 60150 375.9375 360 0 0 0.375 48209 Single Family No MI 1.875 1 First Lien 60 N 20360201 ALT1 69698.72 501.49 360 0 0 0.375 77063 Condominium No MI 100038000000000000 1.875 2 First Lien 60 N 20351001 ADN1 254437.87 1611.14 360 0 0 0.25 33160 Condominium No MI 100022000000000000 1.875 2 First Lien 84 N 20360201 AFL2 224000 1096.666667 360 0 0 0.25 12442 2-4 Family No MI 100022000000000000 2 2 First Lien 60 N 20351201 AFL2 188000 979.1666667 360 0 0 0.25 92395 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20351201 AFL2 390563.92 1824.21 360 0 0 0.25 91932 Condominium No MI 100106000000000000 2 2 First Lien 24 N 20350101 ADN1 279998.99 1516.661196 360 0 0 0.375 89129 Single Family No MI 100038000000000000 2.5 2 First Lien 60 N 20360301 ADN1 224000 1213.333333 360 0 0 0.375 98030 Single Family No MI 100022000000000000 1.875 2 First Lien 36 N 20360201 AFL2 708000 3982.5 360 0 0 0.25 91326 Single Family No MI 1.875 2 First Lien 60 N 20360101 AFL2 194000 949.7916667 360 0 0 0.375 33186 Single Family No MI 100022000000000000 2 2 First Lien 36 N 20360301 AFL2 559517.85 3632.15 360 0 0 0.25 85020 Single Family No MI 100224000000000000 1.875 2 First Lien 60 N 20360301 AFL2 105600 583 360 0 0 0.25 60105 Condominium No MI 2 2 First Lien 60 N 20360301 ALT1 151784.76 1088.94 360 0 0 0.25 60618 Condominium No MI 2 2 First Lien 36 N 20360201 ALT1 184000 1265 360 0 0 0.25 60623 2-4 Family No MI 2 2 First Lien 60 N 20360201 ALT1 156000 942.5 360 0 0 0.25 60139 PUD No MI 2 2 First Lien 60 N 20360201 ALT1 500000 2708.333333 360 0 0 0.25
6.5 RIVERWOODS 500000 2.25 Y 60 GROUP II 352 6.875 LAS VEGAS 650000 2.25 Y 120 GROUP I 358 7.75 CHICAGO 520000 2.25 Y 60 GROUP II 359 7.5 NAPERVILLE 360000 2.25 Y 60 GROUP II 349 5.625 Washington 695000 2.25 Y 120 GROUP II 348 5.375 WOODBRIDGE 472500 2.25 Y 60 GROUP II 348 5.75 Haymarket 548568 2.25 Y 120 GROUP I 349 5.625 East Falmouth 472000 2.25 Y 84 GROUP II 352 5.75 Lansdowne 656885 2.25 Y 120 GROUP I 352 6 Germantown 200000 2.25 Y 84 GROUP II 351 5.875 Fairfax 340000 2.25 Y 120 GROUP II 350 6 WASHINGTON 650000 2.25 N 0 GROUP II 352 5.75 Potomac 800000 2.25 Y 120 GROUP II 350 5.625 Bristow 475000 2.25 Y 120 GROUP II 357 7.625 APPLE VALLEY 258800 2.25 Y 120 GROUP II 352 6.625 DAVENPORT 279450 2.25 Y 120 GROUP II 353 7.125 DAVENPORT 146250 2.25 Y 120 GROUP II 354 6.75 DAVENPORT
IL 20060401 20110301 No_PP G04 20050901 20150801 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G04 20050601 20150501 Prepay G03 20050501 20100401 Prepay G04 20050501 20150401 Prepay G01 20050601 20120501 Prepay G04 20050901 20150801 Prepay G01 20050901 20120801 Prepay G04 20050801 20150701 Prepay G04 20050701 20150601 Prepay G04 20050901 20150801 Prepay G04 20050701 20150601 Prepay G02 20060201 20110101 No_PP G02 20050901 20100801 Prepay G01 20051001 20100901 Prepay G01 80.00 11.5 360 6.625 NV 76.47 11.875 360 7.5 IL 80.00 12.75 360 7.25 IL 80.00 12.5 360 5.25 DC 53.67 11.625 360 5 VA 75.00 11.375 360 5.375 VA 80.00 11.75 360 5.25 MA 80.00 11.625 360 5.375 VA 61.97 11.75 360 5.625 MD 71.43 12 360 5.5 VA 61.82 11.875 360 5.625 DC 79.27 12 360 5.375 MD 78.05 11.75 360 5.25 VA 73.08 11.625 360 7.25 CA 80.00 12.625 360 6.25 FL 74.99 11.625 360 6.75 FL 75.00 12.125 360 6.375 FL
2 First Lien 60 N 20360301 ALT1 640836.02 3671.456365 360 0 0 0.25 89131 Single Family No MI 100022000000000000 2 2 First Lien 120 N 20350801 ALT1 520000 3358.333333 360 0 0 0.25 60607 Condominium No MI 2 2 First Lien 60 N 20360201 ALT1 360000 2250 360 0 0 0.25 60540 Single Family No MI 2 2 First Lien 60 N 20360301 ALT1 695000 3257.8125 360 0 0 0.375 20007 Single Family No MI 100015000000000000 2 1 First Lien 120 N 20350501 CHEV 472499.7 2116.404906 360 0 0 0.375 22192 PUD No MI 100015000000000000 1.875 1 First Lien 60 N 20350401 CHEV 548568 2628.555 360 0 0 0.375 20169 PUD No MI 100015000000000000 1.875 1 First Lien 120 N 20350401 CHEV 472000 2212.5 360 0 0 0.375 2536 Single Family No MI 100015000000000000 1.875 1 First Lien 84 N 20350501 CHEV 656885 3147.573958 360 0 0 0.375 20176 PUD No MI 100015000000000000 1.875 1 First Lien 120 N 20350801 CHEV 199285.71 996.42855 360 0 0 0.375 20876 Condominium No MI 100015000000000000 1.875 1 First Lien 84 N 20350801 CHEV 340000 1664.583333 360 0 0 0.375 22031 Single Family No MI 100015000000000000 1.875 1 First Lien 120 N 20350701 CHEV 643381.64 3897.08 360 0 0 0.375 20015 Single Family No MI 100015000000000000 1.875 1 First Lien 120 N 20350601 CHEV 799942.37 3833.05719 360 0 0 0.375 20854 Single Family No MI 100015000000000000 1.875 1 First Lien 120 N 20350801 CHEV 471229.43 2208.887953 360 0 0 0.375 20136 PUD No MI 100015000000000000 1.875 1 First Lien 120 N 20350601 CHEV 258800 1644.458333 360 0 0 0.375 92308 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 279450 1542.796875 360 0 0 0.375 33897 PUD No MI 100010000000000000 1.875 1 First Lien 60 N 20350801 AFL2 146250 868.359375 360 0 0 0.375 33896 Condominium No MI 100010000000000000 1.875 1 First Lien 60 N 20350901 AFL2 80000 450 360 0 0 0.375 33896 PUD
60015 No MI 2
Single Family N
80000 2.25 Y
120 GROUP I
20051101 20101001 Prepay G01
25.96 11.75 360 5.625 CA 80.00 11 360 6.375 CA 80.00 11.75 360 7.375 CA 65.00 12.75 360 6 GA 72.33 11.375 360 8 AZ 80.00 13.375 360 7.75 VA 80.00 13.125 360 6 WA 70.00 12.375 360 6.625 NJ 61.48 13 360 6.75 NJ 80.00 12.125 360 7.75 CA 80.00 13.125 360 7.5 CA 80.00 12.875 360 6.875 VA 80.00 12.25 360 7.375 AZ 80.00 12.75 360 6.125 CA 75.00 11.5 360 6.125 CA 72.67 11.5 360 6.125 CA 79.99 11.5 360 6.75 NV 80.00
346 6 JAMUL 352000 20050301 5.04 20070201 N 0 Prepay GROUP II G02 359 6.75 Long Beach 350400 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 7.75 SAN JUAN BAUTISTA 942500 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.375 DOUGLASVILLE 217000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 360 8.375 PHOENIX 57600 20060501 2.25 20110401 N 0 Prepay GROUP I G01 359 8.125 Triangle 481650 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6.375 Bonney Lake 173600 20060401 2.75 20110301 Y 120 Prepay GROUP I G01 359 7 Ocean City 1500000 20060401 2.25 20090301 Y 120 No_PP GROUP II G01 359 7.125 Belleville 264000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.125 TAFT 103200 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.875 BURLINGAME 492000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.25 BEALETON 435792 20060401 2.375 20080301 Y 120 No_PP GROUP I G01 359 7.75 PHOENIX 256000 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 358 6.5 OCEANSIDE 687621 20060301 2.25 20110201 N 0 No_PP GROUP I G01 359 6.5 el cajon 327000 20060401 2.375 20080301 Y 120 No_PP GROUP II G02 359 6.5 MENIFEE 302750 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.125 LAS VEGAS 212055 20060401
No MI 100010000000000000 1.875 1 First Lien 60 N 20351001 AFL2 346931.47 2110.42 360 0 0 0.375 91935 Single Family No MI 1.875 1 First Lien 24 N 20350201 ALT1 350400 1971 360 0 0 0.375 90807 Condominium No MI 100034000000000000 4.665 1 First Lien 60 N 20360301 AFL2 942500 6086.979167 360 0 0 0.375 95045 Single Family No MI 100146000000000000 1.875 1 First Lien 60 N 20360301 AFL2 217000 1152.8125 360 0 0 0.375 30134 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360301 AFL2 57600 437.8 360 0 0 0.375 85015 Condominium No MI 100414000000000000 1.875 1 First Lien 60 N 20360401 AFL2 481650 3261.171875 360 0 0 0.375 22172 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360301 AFL2 173600 922.25 360 0 0 0.375 98391 PUD No MI 100016000000000000 1.875 2 First Lien 60 N 20360301 AFL2 1500000 8750 360 0 0 0.375 8226 Condominium No MI 100016000000000000 2.375 2 First Lien 36 N 20360301 AFL2 264000 1567.5 360 0 0 0.375 7109 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 103200 698.75 360 0 0 0.375 93268 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360301 AFL2 492000 3228.75 360 0 0 0.375 94010 Condominium No MI 100146000000000000 1.875 1 First Lien 60 N 20360301 AFL2 435792 2632.91 360 0 0 0.375 22712 Single Family No MI 100063000000000000 1.875 1 First Lien 24 N 20360301 AFL2 256000 1653.333333 360 0 0 0.375 85014 2-4 Family No MI 100074000000000000 2 1 First Lien 60 N 20360301 AFL2 686374.4 4346.23 360 0 0 0.375 92057 Single Family No MI 100063000000000000 1.875 1 First Lien 60 N 20360201 AFL2 327000 1771.25 360 0 0 0.375 92020 Single Family No MI 100074000000000000 1.875 1 First Lien 24 N 20360301 AFL2 302750 1639.895833 360 0 0 0.375 92584 Single Family No MI 100063000000000000 2 1 First Lien 60 N 20360301 AFL2 212055 1259.076563 360 0 0 0.375 89129 PUD No MI 100063000000000000
2.25 Y
120 GROUP I
20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060401 20080301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060501 20110401 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G03 20060401 20110301 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G02 20060501 20110401 Prepay G01 20060401 20110301
12.125 360 8 TX 80.00 13.375 360 7.5 NJ 80.00 12.875 360 7.25 GA 69.98 12.625 360 7.25 GA 74.35 13.625 360 6.125 FL 69.95 11.5 360 7.5 VA 80.00 12.875 360 8 AZ 79.98 13.375 360 7.625 GA 80.00 13 360 8 GA 75.00 13.375 360 7.875 CA 72.22 13.25 360 7.875 CA 72.22 13.25 360 7.75 TN 80.00 13.125 360 6.125 DC 80.00 11.5 360 7.375 GA 80.00 12.75 360 7.75 GA 80.00 13.125 360 6.625 VA 75.00 12 360 7.75 VA 80.00 13.125 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
1.875 60 83200 0 75249 No MI 1.875 60 436800 0 7022 No MI 1.875 60 96600 0 30344 No MI 1.875 60 63200 0 30126 No MI 1.875 60 455000 0 32080 No MI 1.875 24 540000 0 22303 No MI 2 60 138100 0 85730 No MI 1.875 60 130400 0 30344 No MI 1.875 60 138000 0 30039 No MI 1.875 60 650000 0 95035 No MI 1.875 60 650000 0 95035 No MI 1.875 60 137600 0 38018 No MI 1.875 60 464000 0 20017 No MI 1.875 60 140000 0 30078 No MI 1.875 60 88800 0 30035 No MI 1.875 60 87750 0 23608 No MI 1.875 60 520000 0 22303 No MI 1.875
359 8.375 DALLAS 83200 2.25 Y 120 GROUP I 359 7.875 Fairview 436800 2.25 Y 60 GROUP II 358 7.625 East Point 96600 2.25 Y 120 GROUP II 359 7.625 Mableton 63200 2.25 Y 120 GROUP I 359 6.5 Saint Augustine 455000 2.375 Y 120 GROUP I 359 7.875 ALEXANDRIA 540000 2.25 Y 120 GROUP I 359 8.375 Tucson 138100 2.25 Y 120 GROUP I 360 8 East Point 130400 2.25 Y 60 GROUP I 359 8.375 Snellville 138000 2.25 Y 60 GROUP I 359 8.25 MILPITAS 650000 2.25 Y 120 GROUP I 359 8.25 Milpitas 650000 2.25 Y 120 GROUP I 359 8.125 CORDOVA 137600 2.25 Y 120 GROUP II 359 6.5 WASHINGTON 464000 2.25 Y 120 GROUP I 359 7.75 SNELLVILLE 140000 2.25 Y 120 GROUP II 359 8.125 DECATUR 88800 2.25 Y 120 GROUP II 360 7 Newport News 87750 2.25 Y 120 GROUP I 359 8.125 ALEXANDRIA 520000 2.25
1 First Lien 20360301 AFL2 580.6666667 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2 2866.5 360 0.375 2-4 Family 100234000000000000 1 First Lien N 20360301 AFL2 613.8125 360 0.375 Condominium 100136000000000000 1 First Lien N 20360201 AFL2 401.5833333 360 0.375 Single Family 100229000000000000 2 First Lien N 20360301 AFL2 2464.583333 360 0.375 Single Family 100229000000000000 1 First Lien N 20360301 AFL2 3543.75 360 0.375 PUD 100057000000000000 1 First Lien N 20360301 AFL2 963.8229167 360 0.375 PUD 100101000000000000 1 First Lien N 20360301 AFL2 869.3333333 360 0.375 Single Family 100185000000000000 1 First Lien N 20360401 AFL2 963.125 360 0.375 PUD 100185000000000000 1 First Lien N 20360301 AFL2 4468.75 360 0.375 2-4 Family 100074000000000000 1 First Lien N 20360301 AFL2 4468.75 360 0.375 2-4 Family 100074000000000000 1 First Lien N 20360301 AFL2 931.6666667 360 0.375 Single Family 100199000000000000 1 First Lien N 20360301 AFL2 2513.333333 360 0.375 Single Family 100126000000000000 1 First Lien N 20360301 AFL2 904.1666667 360 0.375 2-4 Family 010006600000000000 1 First Lien N 20360301 AFL2 601.25 360 0.375 Condominium 100185000000000000 1 First Lien N 20360301 AFL2 511.875 360 0.375 Single Family 100091000000000000 1 First Lien N 20360401 AFL2 3520.833333 360 0.375 PUD 100057000000000000 1 First Lien N
120 GROUP II 359 6.875 MUSKEGO 98720 2.25 N 0 GROUP II 359 6.5 Germantown 133500 2.25 Y 120 GROUP II 359 7 North Port 164800 2.25 Y 60 GROUP II 359 7.25 Maineville 150400 2.25 Y 120 GROUP II 359 7.5 Plano 80400 2.25 N 0 GROUP I 359 8.375 North Port 203250 2.25 Y 60 GROUP I 359 8.125 HOUSTON 86242 2.25 Y 120 GROUP I 359 7.75 LAUREL 565100 2.25 Y 120 GROUP I 359 7.75 LAS VEGAS 310400 2.25 Y 120 GROUP I 359 7.875 Winston Salem 140000 2.25 Y 120 GROUP I 359 8.375 Triangle 477400 2.25 Y 120 GROUP I 359 8.375 DECATUR 123000 2.25 Y 120 GROUP II 359 7.375 Oxnard 480000 2.25 Y 120 GROUP II 359 7.625 Lancaster 195000 2.75 Y 120 GROUP II 359 7.5 Puyallup 225000 2.25 Y 120 GROUP I 358 8.25 Miami 439600 2.75 Y 120 GROUP I 359 6.375 Phoenix 248700 2.25 Y 120
No_PP G02
360 6.5 WI
20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G03 20060401 20110301 No_PP G02 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 No_PP
80.00 11.875 360 6.125 MD 62.97 11.5 360 6.625 FL 64.63 12 360 6.875 OH 79.99 12.25 360 7.125 TX 80.00 12.5 360 8 FL 75.00 13.375 360 7.75 TX 75.00 13.125 360 7.375 MD 79.99 13.75 360 7.375 NV 80.00 12.75 360 7.5 NC 80.00 12.875 360 8 VA 79.99 13.375 360 8 GA 75.00 13.375 360 7 CA 80.00 12.375 360 7.25 CA 75.00 13.625 360 7.125 WA 75.00 12.375 360 7.875 FL 80.00 14.25 360 6 AZ 79.99 11.375 360
N 20360301 AFL2 648.52 360 0 0.375 53150 Condominium No MI 100221000000000000 1.875 1 First Lien 60 N 20360301 AFL2 133500 723.125 360 0 0 0.375 20874 Condominium No MI 100066000000000000 1.875 1 First Lien 60 N 20360301 AFL2 164800 961.3333333 360 0 0 0.375 34286 Single Family No MI 1.875 1 First Lien 60 N 20360301 AFL2 150400 908.6666667 360 0 0 0.375 45039 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360301 AFL2 80340.33 562.17 360 0 0 0.375 75075 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360301 AFL2 203250 1418.515625 360 0 0 0.375 34287 Single Family No MI 100418000000000000 1.875 1 First Lien 60 N 20360301 AFL2 86242 583.9302083 360 0 0 0.375 77033 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 565100 3649.604167 360 0 0 0.375 20707 PUD No MI 100289000000000000 1.875 2 First Lien 60 N 20360301 AFL2 310400 2004.666667 360 0 0 0.375 89143 PUD No MI 100183000000000000 1.875 1 First Lien 60 N 20360301 AFL2 140000 918.75 360 0 0 0.375 27106 Single Family No MI 100066000000000000 1.875 1 First Lien 60 N 20360301 AFL2 477400 3331.854167 360 0 0 0.375 22172 Single Family No MI 100031000000000000 1.875 1 First Lien 60 N 20360301 AFL2 123000 858.4375 360 0 0 0.375 30032 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 480000 2950 360 0 0 0.375 93033 Single Family No MI 100096000000000000 1.875 1 First Lien 60 N 20360301 AFL2 195000 1239.0625 360 0 0 0.375 93536 Single Family No MI 100114000000000000 1.875 2 First Lien 60 N 20360301 AFL2 225000 1406.25 360 0 0 0.375 98375 Single Family No MI 100173000000000000 2.375 1 First Lien 60 N 20360301 AFL2 439600 3022.25 360 0 0 0.375 33135 2-4 Family No MI 100039000000000000 1.875 2 First Lien 60 N 20360201 AFL2 248700 1321.21875 360 0 0 0.375 85054 Condominium No MI 1000407-0010600193 2.375 1 First Lien 60 N 20360301 AFL2 0
60 98637.06
GROUP II 359 7.125 LOS ANGELES 415200 2.25 Y 120 GROUP II 359 7.125 Aurora 164720 2.25 Y 120 GROUP I 359 8.25 Vancouver 169600 2.25 Y 120 GROUP I 359 7.875 BALTIMORE 82500 2.25 Y 120 GROUP I 359 7.875 RICHMOND 400000 2.25 Y 120 GROUP II 359 7.375 GLENDALE 106800 2.25 Y 120 GROUP I 359 7.875 Green Valley 258196 2.25 Y 120 GROUP II 359 6.5 SAN CLEMENTE 877500 2.25 Y 120 GROUP II 359 6.75 ATLANTA 200000 2.25 Y 120 GROUP II 359 7 ORLANDO 243200 2.25 Y 60 GROUP I 359 7.875 Maricopa 202383 2.25 Y 120 GROUP I 359 8.125 Winder 114750 2.25 Y 60 GROUP I 359 8.25 Idaho Springs 152000 2.25 Y 120 GROUP I 359 8.5 GREENSBORO 41600 2.25 Y 120 GROUP I 359 7.875 RICHMOND 212050 2.25 Y 120 GROUP II 357 7 WASHINGTON 256000 2.25 Y 120 GROUP II 358 6.875 Loxahatchee 289300 2.25 Y 120 GROUP II
G02 6.75 CA 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G01 20060401 20110301 No_PP G03 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060201 20110101 No_PP G01 20060301 20110201 Prepay G01 80.00 12.125 360 6.75 CO 80.00 12.125 360 7.875 WA 80.00 13.25 360 7.5 MD 75.00 13.875 360 7.5 CA 80.00 12.875 360 7 AZ 80.00 12.375 360 7.5 AZ 80.00 12.875 360 6.125 CA 65.00 11.5 360 6.375 GA 80.00 11.75 360 6.625 FL 80.00 12 360 7.5 AZ 80.00 12.875 360 7.75 GA 75.00 13.125 360 7.875 CO 80.00 13.25 360 8.125 NC 80.00 13.5 360 7.5 VA 79.99 12.875 360 6.625 DC 80.00 12 360 6.5 FL 55.00 11.875 360
2465.25 360 0 0.375 90016 Single Family No MI 100311000000000000 1.875 1 First Lien 60 N 20360301 AFL2 164720 978.025 360 0 0 0.375 80013 Single Family No MI 100095000000000000 1.875 1 First Lien 60 N 20360301 AFL2 169600 1166 360 0 0 0.375 98682 Townhouse No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 82500 541.40625 360 0 0 0.375 21230 Townhouse No MI 100289000000000000 1.875 2 First Lien 60 N 20360301 AFL2 400000 2625 360 0 0 0.375 94806 Single Family No MI 100074000000000000 1.875 1 First Lien 60 N 20360301 AFL2 106800 656.375 360 0 0 0.375 85301 Single Family No MI 100071000000000000 1.875 1 First Lien 60 N 20360301 AFL2 258196 1694.41125 360 0 0 0.375 85614 PUD No MI 100101000000000000 1.875 1 First Lien 60 N 20360301 AFL2 877500 4753.125 360 0 0 0.375 92672 2-4 Family No MI 100194000000000000 1.875 1 First Lien 60 N 20360301 AFL2 200000 1125 360 0 0 0.375 30318 Townhouse No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 243200 1418.666667 360 0 0 0.375 32818 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 202383 1328.138438 360 0 0 0.375 85239 PUD No MI 100101000000000000 1.875 1 First Lien 60 N 20360301 AFL2 114750 776.953125 360 0 0 0.375 30680 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 152000 1045 360 0 0 0.375 80452 Single Family No MI 100030000000000000 1.875 1 First Lien 60 N 20360301 AFL2 41600 294.6666667 360 0 0 0.375 27405 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 212050 1391.578125 360 0 0 0.375 23223 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360301 AFL2 256000 1493.333333 360 0 0 0.375 20011 2-4 Family No MI 100128000000000000 1.875 1 First Lien 60 N 20360101 AFL2 289297.45 1657.433307 360 0 0 0.375 33470 Single Family No MI 000000000000310123 1.875 1 First Lien 60 N 20360201 AFL2 132000 701.25 360 0
415200
358 6.375 Haines City 132000 20060301 2.25 20110201 Y 120 Prepay GROUP II G03 358 7.375 Fairfax 620000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 7.5 FRESNO 296000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 7.75 Cartersville 168000 20060301 2.75 20110201 N 0 Prepay GROUP II G01 358 7.5 Fairburn 144000 20060301 2.25 20110201 N 0 Prepay GROUP I G01 356 7.75 WASHINGTON 368000 20060101 2.25 20101201 Y 120 No_PP GROUP I G01 359 7.75 Waxhaw 219468 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.75 Mitchellville 632488 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.125 Phoenix 321600 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 6.375 Surprise 156502 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.5 LOUISVILLE 109550 20060401 2.25 20110301 Y 60 No_PP GROUP II G02 359 6.875 Newark 232000 20060401 2.25 20110301 Y 60 No_PP GROUP II G02 359 7 Paterson 212000 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 354 10.25 Teaneck 470250 20051101 5 20071001 N 0 No_PP GROUP II G01 358 6.625 LAS VEGAS 223992 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.75 APOLLO BEACH 400000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.875 LAS VEGAS 231992 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359
6 FL 80.00 11.375 360 7 VA 80.00 12.375 360 7.125 CA 80.00 12.5 360 7.375 GA 80.00 12.75 360 7.125 GA 75.00 12.5 360 7.375 DC 80.00 12.75 360 7.375 NC 80.00 12.75 360 7.375 MD 80.00 12.75 360 6.75 AZ 80.00 13.125 360 6 AZ 55.60 11.375 360 7.125 KY 78.50 12.5 360 6.5 NJ 80.00 11.875 360 6.625 NJ 80.00 12 360 9.875 NJ 95.00 15.25 360 6.25 NV 80.00 11.625 360 6.375 FL 80.00 11.75 360 6.5 NV 80.00 11.875 360 7.375
0 0.375 33844 2-4 Family No MI 1003780-0000310182 1.875 1 First Lien 60 N 20360201 AFL2 620000 3810.416667 360 0 0 0.375 22031 PUD No MI 100062000000000000 1.875 2 First Lien 60 N 20360201 AFL2 296000 1850 360 0 0 0.375 93722 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360301 AFL2 167761.66 1203.57 360 0 0 0.375 30120 2-4 Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 143785.59 1006.87 360 0 0 0.375 30213 PUD No MI 1003780-0000311828 2.375 1 First Lien 60 N 20360201 AFL2 368000 2376.666667 360 0 0 0.375 20019 Single Family No MI 100128000000000000 1.875 1 First Lien 60 N 20351201 AFL2 219468 1417.3975 360 0 0 0.375 28173 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360301 AFL2 632488 4084.818333 360 0 0 0.375 20721 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360201 AFL2 321600 1909.5 360 0 0 0.375 85032 Single Family No MI 100016000000000000 1.875 2 First Lien 60 N 20360201 AFL2 156452 831.15125 360 0 0 0.375 85374 PUD No MI 100016000000000000 1.875 1 First Lien 60 N 20360301 AFL2 109550 684.6875 360 0 0 0.375 40299 Condominium No MI 100331000000000000 1.875 1 First Lien 60 N 20360301 AFL2 232000 1329.166667 360 0 0 0.375 7104 2-4 Family No MI 1.875 1 First Lien 60 N 20360301 AFL2 212000 1236.666667 360 0 0 0.375 7501 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 469041.23 4213.92 360 0 0 0.375 7666 Single Family Radian Guaranty 100070000000000000 1.875 1 First Lien 24 N 20351001 AFL2 223992 1236.6225 360 0 0 0.375 89149 Single Family No MI 010062500000000000 4.625 1 First Lien 60 N 20360201 AFL2 399284.42 2245.974863 360 0 0 0.375 33572 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360201 AFL2 231992 1329.120833 360 0 0 0.375 89131 Single Family No MI 100063000000000000 1.875 1 First Lien 60 N 20360201 AFL2 279913.79 1894.54 360 0 0 0.375
7.75 Riverside 280000 2.25 N 0 GROUP II 358 7.625 APOLLO BEACH 386795 2.375 Y 120 GROUP II 359 6.875 Glendale 251200 2.25 Y 120 GROUP II 359 7.25 Kerman 200000 2.25 Y 120 GROUP I 359 8.375 Homestead 170950 2.25 Y 60 GROUP I 359 8.5 New Albany 171000 2.25 Y 60 GROUP I 359 8.375 Las Vegas 147000 2.25 Y 120 GROUP II 357 7.625 BALTIMORE 135920 2.25 Y 120 GROUP I 359 8 SEVERN 166400 2.25 N 0 GROUP II 359 7.375 CHANDLER 318400 2.25 Y 120 GROUP II 359 6.25 LAS VEGAS 321650 2.25 Y 120 GROUP II 359 7.625 BUFORD 164800 2.25 Y 120 GROUP I 359 7.75 CUMMING 159200 2.25 Y 120 GROUP II 359 7.375 WOODSTOCK 109600 2.25 Y 120 GROUP II 359 7 Las Vegas 380800 2.25 Y 120 GROUP I 359 7.75 SHERMAN 92000 2.25 Y 120 GROUP II 359 7.5 LAS VEGAS 152000 2.25 Y 120 GROUP II 358 6.875 Antioch
CA 20060401 20110301 Prepay G01 20060301 20110201 Prepay G02 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060201 20110101 No_PP G01 20060401 20110301 Prepay G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G03 80.00 12.75 480 7.25 FL 80.00 12.625 360 6.5 AZ 80.00 11.875 360 6.875 CA 80.00 12.25 360 8 FL 74.98 13.375 360 8.125 OH 79.98 13.5 360 8 NV 70.00 13.375 360 7.25 MD 80.00 12.625 360 7.625 MD 80.00 13 360 7 AZ 80.00 12.375 360 5.875 NV 62.46 12.25 360 7.25 GA 80.00 12.625 360 7.375 GA 80.00 12.75 360 7 GA 80.00 12.375 360 6.625 NV 80.00 12 360 7.375 TX 80.00 12.75 360 7.125 NV 80.00 12.5 360 6.5 TN 0
92505 No MI 1.875 60 386795 0 33572 No MI 1.875 60 251200 0 0 85306 No MI 2 60 200000 0 0 93630 No MI 1.875 60 170950 0 0 33033 No MI 1.875 60 171000 0 0 43054 No MI 1.875 60 147000 0 0 89107 No MI 1.875 60 135920 0 0 21230 No MI 1.875 60 166288.35 0 0 21144 No MI 1.875 60 318400 0 0 85249 No MI 1.875 60 321650 0 0 89141 No MI 1.875 60 164800 0 0 30519 No MI 1.875 60 159200 0 0 30040 No MI 1.875 60 109600 0 0 30188 No MI 1.875 60 380800 0 0 89123 No MI 1.875 60 92000 0 0 75092 No MI 1.875 60 152000 0 0 89121 No MI 1.875 60 744000 0 0 37013
Single Family 100311000000000000 First Lien N 20360301 AFL2 2457.759896 360 0.375 PUD 010006300000000000 1 First Lien N 20360201 AFL2 1439.166667 360 0.375 Single Family 100101000000000000 1 First Lien N 20360301 AFL2 1208.333333 360 0.375 Single Family 100172000000000000 1 First Lien N 20360301 AFL2 1193.088542 360 0.375 Townhouse 100185000000000000 1 First Lien N 20360301 AFL2 1211.25 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2 1025.9375 360 0.375 Single Family 100173000000000000 1 First Lien N 20360301 AFL2 863.6583333 360 0.375 Single Family 100128000000000000 1 First Lien N 20360101 AFL2 1220.98 360 0.375 Single Family 100113000000000000 1 First Lien N 20360301 AFL2 1956.833333 360 0.375 Single Family 100183000000000000 1 First Lien N 20360301 AFL2 1675.260417 360 0.375 PUD 100183000000000000 2 First Lien N 20360301 AFL2 1047.166667 360 0.375 PUD 100185000000000000 1 First Lien N 20360301 AFL2 1028.166667 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2 673.5833333 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2 2221.333333 360 0.375 PUD 100195000000000000 1 First Lien N 20360301 AFL2 594.1666667 360 0.375 Single Family 1002518-0000000865 1 First Lien N 20360301 AFL2 950 360 0.375 Single Family 100183000000000000 1 First Lien N 20360301 AFL2 4262.5 360 0.375 Single Family 1 Y
744000 2.25 Y
120 GROUP I
20060301 20110201 Prepay G01
80.00 12.875 360 7.75 CO 80.00 13.125 360 7.5 MN 80.00 12.875 360 7.375 CO 75.00 12.75 360 7.75 NJ 80.00 13.125 360 6.875 CA 80.00 12.25 360 7.5 KY 80.00 12.875 360 6.75 CA 65.00 12.125 360 7.75 TX 80.00 13.125 360 7.375 TX 79.83 13.75 360 6.5 MD 80.00 12.875 360 6.375 OH 80.00 11.75 360 6.5 CA 68.16 11.875 360 6.375 CA 80.00 11.75 360 7.875 MO 66.64 13.25 360 8 FL 70.00 13.375 360 8 FL 70.00 13.375 360 8 FL 70.00
359 8.125 Keystone 633400 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 Huchinson 154000 20060401 5.875 20110301 Y 60 Prepay GROUP I G01 359 7.75 Aurora 161250 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8.125 LINDEN 144000 20060401 3.625 20110301 N 0 No_PP GROUP II G02 359 7.25 GRANADA HILLS 413600 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.875 LOUISVILLE 160000 20060401 2.25 20110301 Y 60 No_PP GROUP II G03 359 7.125 LOS ANGELES 877500 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.125 Houston 117600 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 7.75 Aubrey 116000 20060401 2.25 20090301 Y 120 No_PP GROUP I G01 359 6.875 Capitol Heights 216000 20060401 2.25 20090301 Y 120 No_PP GROUP II G01 359 6.75 NASHPORT 174400 20060401 2.25 20110301 N 0 No_PP GROUP II G03 359 6.875 ANAHEIM 426000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.75 Pacoima 397200 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.25 Saint Louis 50050 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8.375 Vero Beach 128100 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.375 vero beach 128100 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.375 Coral Springs 448000 20060401
No MI 1.875 60 633400 0 0 80435 No MI 1.875 60 154000 0 0 55350 No MI 1.875 60 161250 0 0 80012 No MI 5.5 60 143905.8 0 0 7036 No MI 1.875 60 413600 0 0 91344 No MI 3.25 60 160000 0 0 40204 No MI 1.875 60 877500 0 0 90077 No MI 1.875 60 117523.07 0 0 77066 No MI 1.875 60 116000 0 0 76227 No MI 1.875 36 215999.11 0 0 20743 No MI 1.875 36 174249.84 0 0 43830 No MI 1.875 60 426000 0 0 92804 No MI 1.875 60 397200 0 0 91331 No MI 1.875 60 50050 0 0 63118 No MI 1.875 60 128100 0 0 32962 No MI 1.875 60 128100 0 0 32962 No MI 1.875 60 448000 0 0 33065 No MI
100016000000000000 First Lien 20360201 AFL2 4288.645833 360 0.375 Condominium 100113000000000000 1 First Lien 20360301 AFL2 1010.625 360 0.375 Single Family 100221000000000000 1 First Lien 20360301 AFL2 1041.40625 360 0.375 Single Family 100185000000000000 1 First Lien 20360301 AFL2 1069.2 360 0.375 Single Family 100247000000000000 1 First Lien 20360301 AFL2 2498.833333 360 0.375 Single Family 100185000000000000 1 First Lien 20360301 AFL2 1050 360 0.375 Condominium 100331000000000000 1 First Lien 20360301 AFL2 5210.15625 360 0.375 2-4 Family 100059000000000000 1 First Lien 20360301 AFL2 873.18 360 0.375 PUD 100199000000000000 1 First Lien 20360301 AFL2 749.1666667 360 0.375 Single Family 100099000000000000 1 First Lien 20360301 AFL2 1237.494901 360 0.375 Single Family 100035000000000000 1 First Lien 20360301 AFL2 1131.16 360 0.375 Single Family 100331000000000000 1 First Lien 20360301 AFL2 2440.625 360 0.375 Single Family 100311000000000000 1 First Lien 20360301 AFL2 2234.25 360 0.375 Single Family 100096000000000000 1 First Lien 20360301 AFL2 344.09375 360 0.375 Single Family 100185000000000000 1 First Lien 20360301 AFL2 894.03125 360 0.375 2-4 Family 100173000000000000 1 First Lien 20360301 AFL2 894.03125 360 0.375 2-4 Family 100173000000000000 1 First Lien 20360301 AFL2 3126.666667 360 0.375 2-4 Family 100203000000000000 2
2.25 Y
120 GROUP I
20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 No_PP G02 20060301 20110201 Prepay G01 20060301 20110201
13.375 360 7.125 CO 70.00 12.5 360 7.5 CO 75.00 12.875 360 7 AZ 75.00 12.375 360 6.875 VA 80.00 12.25 360 7.75 MN 80.00 13.125 360 6.875 GA 80.00 12.25 360 7.75 GA 80.00 13.125 360 6.625 GA 80.00 12 360 6.5 AZ 80.00 11.875 360 7.125 CA 73.33 13.5 360 7.5 VA 80.00 12.875 360 7.625 FL 75.00 13 360 7 TX 70.00 12.375 360 7.375 MI 80.00 12.75 360 7.375 AZ 80.00 12.75 360 6.125 MN 80.00 11.5 360 7.625 MN 80.00 13 0 0
1.875 60 110530 0 80133 No MI 1.875 60 285000 0 80126 No MI 1.875 60 93675 0 0 85231 No MI 1.875 60 236000 0 0 20109 No MI 1.875 60 136000 0 0 55104 No MI 1.875 60 131920 0 0 30680 No MI 1.875 60 120720.98 0 0 30044 No MI 1.875 60 123898.35 0 0 30518 No MI 1.875 60 211200 0 0 85388 No MI 1.875 60 275000 0 0 92346 No MI 1.875 60 276000 0 0 22204 No MI 1.875 60 225000 0 0 33024 No MI 1.875 60 91000 0 0 77338 No MI 1.875 60 200000 0 0 48047 No MI 1.875 60 108000 0 0 85023 No MI 1.875 60 243200 0 0 55044 No MI 1.875 60 240000 0 0 55404 No MI 1.875
359 7.5 PALMER LAKE 110530 2.25 Y 120 GROUP I 359 7.875 Littleton 285000 2.25 Y 120 GROUP II 359 7.375 Eloy 93675 2.25 Y 120 GROUP II 359 7.25 MANASSAS 236000 2.25 Y 120 GROUP I 359 8.125 St Paul 136000 2.25 Y 60 GROUP II 359 7.25 WINDER 131920 2.25 Y 120 GROUP I 359 8.125 LAWRENCEVILLE 120800 2.25 N 0 GROUP II 359 7 SUGAR HILL 124000 2.25 N 0 GROUP II 359 6.875 Surprise 211200 2.25 Y 120 GROUP II 358 7.5 HIGHLAND 275000 2.25 Y 120 GROUP I 358 7.875 Arlington 276000 2.25 Y 120 GROUP I 358 8 Hollywood 225000 2.25 Y 60 GROUP II 359 7.375 Humble 91000 2.25 Y 60 GROUP I 358 7.75 NEW BALTIMORE 200000 2.25 Y 60 GROUP I 359 7.75 Phoenix 108000 2.25 Y 120 GROUP II 358 6.5 Lakeville 243200 2.25 Y 120 GROUP I 358 8 Minneapolis 240000 2.25
1 First Lien 20360301 AFL2 690.8125 360 0.375 Condominium 100199000000000000 1 First Lien N 20360301 AFL2 1870.3125 360 0.375 PUD 100091000000000000 1 First Lien N 20360301 AFL2 575.7109375 360 0.375 Single Family 100238000000000000 1 First Lien N 20360301 AFL2 1425.833333 360 0.375 Condominium 100031000000000000 1 First Lien N 20360301 AFL2 920.8333333 360 0.375 2-4 Family 100221000000000000 1 First Lien N 20360301 AFL2 797.0166667 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2 896.94 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2 824.98 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2 1210 360 0.375 PUD 100087000000000000 1 First Lien N 20360301 AFL2 1718.75 360 0.375 Single Family 100087000000000000 2 First Lien N 20360201 AFL2 1811.25 360 0.375 Condominium 100031000000000000 1 First Lien N 20360201 AFL2 1500 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 559.2708333 360 0.375 PUD 100185000000000000 1 First Lien N 20360301 AFL2 1291.666667 360 0.375 Single Family 1000608-0601003622 1 First Lien N 20360201 AFL2 697.5 360 0.375 Townhouse 100071000000000000 1 First Lien N 20360301 AFL2 1317.333333 360 0.375 Single Family 010022100000000000 1 First Lien N 20360201 AFL2 1600 360 0.375 2-4 Family 100221000000000000 1 First Lien N
120 No_PP GROUP II G01 358 6.25 Orem 136000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 359 7.125 KEENESAW 129662 20060401 2.25 20110301 N 0 No_PP GROUP II G01 358 6.625 Phoenix 262000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 6.25 HAWTHORNE 367250 20060301 2.25 20130201 Y 120 No_PP GROUP II G02 358 7.5 LARGO 268000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.25 SANDSTON 299000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7.375 Overland Park 236000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 358 6.25 CUMMING 140800 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.5 CORNELIUS 133832 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 SNELLVILLE 141960 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.25 ELLENWOOD 199240 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.125 POWDER SPRINGS 168720 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 FAIRBURN 174106 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 357 6.375 SUWANEE 156450 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 7.875 ATLANTA 122640 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.25 ATLANTA 184000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 NEWNAN 105600 20060301 2.25 20110201 Y 120 No_PP
360 5.875 UT 80.00 12.25 360 6.75 GA 79.74 12.125 360 6.25 AZ 58.22 12.625 360 5.875 CA 65.00 12.25 360 7.125 MD 80.00 12.5 360 6.875 VA 80.00 12.25 360 7 KS 80.00 12.375 360 5.875 GA 80.00 11.25 360 6.125 NC 80.00 11 360 7.5 GA 80.00 12.875 360 6.875 GA 80.00 12.25 360 6.75 GA 80.00 12.125 360 7.75 GA 80.00 13.125 360 6 GA 79.99 11.375 360 7.5 GA 80.00 12.875 360 7.875 GA 80.00 13.25 360 7.625 GA 80.00 13 360 0
60 136000 0 84057 No MI 1.875 60 129558.31 0 0 30044 No MI 1.875 60 262000 0 0 85021 No MI 1.875 60 367250 0 0 90250 No MI 1.875 84 268000 0 0 20774 No MI 1.875 60 299000 0 0 23150 No MI 1.875 60 236000 0 0 66221 No MI 1.875 60 140800 0 0 30040 No MI 1.875 60 133775.55 0 0 28031 No MI 1.875 60 141960 0 0 30039 No MI 1.875 60 199240 0 0 30294 No MI 1.875 60 168720 0 0 30127 No MI 1.875 60 174106 0 0 30213 No MI 1.875 60 156293.2 0 0 30024 No MI 1.875 60 122640 0 0 30310 No MI 1.875 60 184000 0 0 30310 No MI 1.875 60 105590 0 0 30263 No MI 1.875 60
20360201 AFL2 708.3333333 360 0.375 Single Family 100016000000000000 2 First Lien N 20360201 AFL2 873.56 360 0.375 Condominium 100293000000000000 1 First Lien N 20360301 AFL2 1446.458333 360 0.375 Single Family 100016000000000000 2 First Lien N 20360201 AFL2 1912.760417 360 0.375 2-4 Family 100087000000000000 2 First Lien N 20360201 AFL2 1675 360 0.375 Single Family 100031000000000000 1 First Lien N 20360201 AFL2 1806.458333 360 0.375 PUD 100315000000000000 1 First Lien N 20360201 AFL2 1450.416667 360 0.375 Single Family 100400000000000000 1 First Lien N 20360301 AFL2 733.3333333 360 0.375 PUD 100032000000000000 1 First Lien N 20360201 AFL2 724.6175625 360 0.375 PUD 100032000000000000 1 First Lien N 20360201 AFL2 931.6125 360 0.375 PUD 100032000000000000 1 First Lien N 20360201 AFL2 1203.741667 360 0.375 PUD 100032000000000000 1 First Lien N 20360201 AFL2 1001.775 360 0.375 PUD 100032000000000000 1 First Lien N 20360201 AFL2 1178.842708 360 0.375 PUD 100032000000000000 1 First Lien N 20360201 AFL2 830.307625 360 0.375 PUD 100032000000000000 1 First Lien N 20360101 AFL2 804.825 360 0.375 Single Family 100032000000000000 1 First Lien N 20360201 AFL2 1265 360 0.375 Single Family 100032000000000000 1 First Lien N 20360201 AFL2 703.9333333 360 0.375 Single Family 100032000000000000 1 First Lien N 20360201 AFL2
GROUP I G01 358 7.75 DALLAS 50400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 COVINGTON 121592 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7 RIVERDALE 122792 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 357 6.875 MCDONOUGH 99200 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 358 7.5 HAMPTON 114792 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.125 DUNDEE 153450 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.25 WINTER HAVEN 139750 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.375 DACULA 160792 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 LAWRENCEVILLE 122720 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7 COVINGTON 171672 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 COVINGTON 132392 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 COHUTTA 120000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.125 SNELLVILLE 166508 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 LOCUST GROVE 147592 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 7.625 FORT MACARTHUR 1000000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.25 CONYERS 107199 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 357 7.25 ATLANTA 175200 20060201 2.25 20110101 Y 120 No_PP GROUP II G02
50400 7.375 GA 80.00 12.75 360 7.5 GA 80.00 12.875 360 6.625 GA 80.00 12 360 6.5 GA 80.00 11.875 360 7.125 GA 80.00 12.5 360 6.75 FL 79.98 12.125 360 7.875 FL 79.99 13.25 360 7 GA 80.00 12.375 360 7.75 GA 80.00 13.125 360 6.625 GA 80.00 12 360 7.375 GA 80.00 12.75 360 7.5 GA 80.00 12.875 360 6.75 GA 80.00 12.125 360 7.75 GA 80.00 13.125 360 7.25 CA 80.00 12.625 360 7.875 GA 80.00 13.25 360 6.875 GA 79.65 12.25 360 0 0 30157 No MI 1.875 60 121592 0
325.5 0.375 Single Family 1 N 20360201 797.9475 0.375
360 100032000000000000 First Lien AFL2 360
0 30016 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 122792 716.2866667 360 0 0 0.375 30296 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 99200 568.3333333 360 0 0 0.375 30253 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 114792 717.45 360 0 0 0.375 30228 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 153450 911.109375 360 0 0 0.375 33838 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 139750 960.78125 360 0 0 0.375 33881 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 160792 988.2008333 360 0 0 0.375 30019 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 122720 830.9166667 360 0 0 0.375 30044 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 171597.21 1000.983725 360 0 0 0.375 30016 PUD No MI 010032100000000000 1.875 1 First Lien 60 N 20360201 AFL2 132392 855.0316667 360 0 0 0.375 30016 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 120000 787.5 360 0 0 0.375 30710 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 166508 988.64125 360 0 0 0.375 30039 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 147592 999.3208333 360 0 0 0.375 30248 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 1000000 6354.166667 360 0 0 0.375 90731 Single Family No MI 100194000000000000 1.875 1 First Lien 60 N 20360201 AFL2 107199 736.993125 360 0 0 0.375 30013 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 175200 1058.5 360 0 0 0.375 30331 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 125050 690.3802083 360
358 6.625 LAWRENCEVILLE 125050 2.25 Y 120 GROUP II 359 6.625 ATLANTA 309656 2.25 Y 120 GROUP II 359 7.25 LATHROP 462332 2.25 Y 120 GROUP I 359 7.875 GLENDALE 274276 2.25 Y 120 GROUP II 359 7.625 STREAMWOOD 463596 2.25 Y 120 GROUP II 359 6.625 DENVER 284000 2.25 Y 120 GROUP I 359 7.875 Liberty 237750 2.25 Y 120 GROUP I 359 7.875 Kearney 194625 2.25 Y 120 GROUP II 359 7.25 Amarillo 73200 2.25 N 0 GROUP II 359 6.5 Las Vegas 195952 2.25 Y 120 GROUP I 358 8.25 DORCHESTER 415200 2.25 Y 60 GROUP I 358 8.25 Phoenix 136000 2.25 Y 120 GROUP I 359 6.125 CASTLE ROCK 327000 2.25 Y 120 GROUP II 359 6.75 Hollywood 253000 2.25 Y 120 GROUP I 358 7.875 Corona 359920 2.25 N 0 GROUP II 358 7.375 Bessemer 154400 2.25 Y 120 GROUP I 358 8 Washington 228000 2.25 Y 120 GROUP II 359
6.25 GA 20060301 20110201 No_PP G02 20060401 20110301 No_PP G03 20060401 20110301 No_PP G01 20060401 20110301 No_PP G03 20060401 20110301 No_PP G04 20060401 20160301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060401 20090301 Prepay G01 20060401 20110301 No_PP G01 20060301 20130201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G02 71.42 11.625 360 6.25 GA 80.00 11.625 360 6.875 CA 80.00 12.25 360 7.5 AZ 80.00 12.875 360 7.25 IL 80.00 12.625 360 6.25 CO 80.00 11.625 360 7.5 MO 75.00 12.875 360 7.5 MO 75.00 12.875 360 6.875 TX 80.00 12.25 360 6.125 NV 80.00 11.5 360 7.875 MA 80.00 14.25 360 7.875 AZ 80.00 13.25 360 5.75 CO 19.82 12.125 360 6.375 FL 89.72 11.75 360 7.5 CA 80.00 13.875 360 7 AL 80.00 12.375 360 7.625 DC 80.00 13 360 6.5
0 0.375 30044 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 309656 1709.559167 360 0 0 0.375 30339 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 462332 2793.255833 360 0 0 0.375 95330 Single Family No MI 010005700000000000 1.875 1 First Lien 60 N 20360301 AFL2 274276 1799.93625 360 0 0 0.375 85310 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 463596 2945.76625 360 0 0 0.375 60107 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 284000 1567.916667 360 0 0 0.375 80206 Single Family No MI 100047000000000000 1.875 1 First Lien 120 N 20360301 AFL2 237750 1560.234375 360 0 0 0.375 64068 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 194625 1277.226563 360 0 0 0.375 64060 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 73104.98 499.35 360 0 0 0.375 79103 Single Family No MI 100252000000000000 1.875 1 First Lien 60 N 20360301 AFL2 195952 1061.406667 360 0 0 0.375 89139 PUD No MI 100195000000000000 1.875 1 First Lien 60 N 20360301 AFL2 415200 2854.5 360 0 0 0.375 2124 2-4 Family No MI 100095000000000000 1.875 2 First Lien 60 N 20360201 AFL2 136000 935 360 0 0 0.375 85051 PUD No MI 100195000000000000 1.875 1 First Lien 60 N 20360201 AFL2 327000 1669.0625 360 0 0 0.375 80108 PUD No MI 100076000000000000 1.875 1 First Lien 36 N 20360301 AFL2 253000 1423.125 360 0 0 0.375 33024 Single Family PMI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 359382.66 2609.67 360 0 0 0.375 92881 Condominium No MI 100034000000000000 1.875 2 First Lien 84 N 20360201 AFL2 154399.99 948.9166052 360 0 0 0.375 35022 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 228000 1520 360 0 0 0.375 20032 Condominium No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 123725 708.8411458 360 0 0 0.375
6.875 Savannah 123725 2.25 Y 120 GROUP I 359 7.75 BOISE 219200 2.25 Y 120 GROUP II 359 7.625 Scottsdale 622400 2.25 Y 120 GROUP I 359 7.75 MERIDIAN 220000 2.25 Y 120 GROUP II 358 7.5 Blue Springs 59400 2.25 Y 60 GROUP II 359 7 San Antonio 123900 2.25 Y 120 GROUP II 358 6.75 Washington 494000 2.25 Y 120 GROUP II 359 7.5 Phoenix 184000 2.25 Y 120 GROUP II 358 6.75 Floral Park 356000 2.25 Y 120 GROUP I 359 7.75 MERIDIAN 210080 2.25 Y 120 GROUP I 359 7.75 PLEASANT VIEW 340800 2.25 Y 120 GROUP I 358 8.25 Snellville 143250 2.25 Y 60 GROUP II 360 7.625 Denver 271880 2.25 Y 120 GROUP I 359 7.75 BOISE 224880 2.25 Y 120 GROUP I 359 7.875 Redmond 131305 2.25 Y 120 GROUP II 359 7.5 Chicago 480000 2.25 Y 120 GROUP II 358 7.375 Los Angeles 528000 2.25 Y 120 GROUP II 359 6.75 TACOMA
GA 20060401 20110301 Prepay G01 20060401 20110301 No_PP G03 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060401 20110301 No_PP G03 20060301 20110201 No_PP G02 20060401 20110301 Prepay G02 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060501 20110401 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G03 20060301 20110201 Prepay G01 70.00 11.875 360 7.375 ID 80.00 12.75 360 7.25 AZ 80.00 12.625 360 7.375 ID 80.00 12.75 360 7.125 MO 69.96 12.5 360 6.625 TX 70.00 12 360 6.375 DC 65.00 12.75 360 7.125 AZ 79.99 12.5 360 6.375 NY 80.00 11.75 360 7.375 ID 80.00 12.75 360 7.375 UT 80.00 12.75 360 7.875 GA 75.00 13.25 360 7.25 CO 70.00 12.625 360 7.375 ID 80.00 12.75 360 7.5 OR 75.00 12.875 360 7.125 IL 64.60 12.5 360 7 CA 80.00 12.375 360 6.375 WA
31401 Single Family No MI 100264000000000000 1.875 1 First Lien 60 N 20360301 AFL2 219200 1415.666667 360 0 0 0.375 83713 PUD No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 622400 3954.833333 360 0 0 0.375 85254 Single Family No MI 100101000000000000 1.875 1 First Lien 60 N 20360301 AFL2 220000 1420.833333 360 0 0 0.375 83642 PUD No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 59400 371.25 360 0 0 0.375 64014 Condominium No MI 1.875 1 First Lien 60 N 20360201 AFL2 123900 722.75 360 0 0 0.375 78253 PUD No MI 100102000000000000 1.875 1 First Lien 60 N 20360301 AFL2 493999.75 2778.748594 360 0 0 0.375 20001 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 184000 1150 360 0 0 0.375 85043 PUD No MI 100420000000000000 1.875 1 First Lien 60 N 20360301 AFL2 356000 2002.5 360 0 0 0.375 11001 Single Family No MI 100103000000000000 1.875 1 First Lien 60 N 20360201 AFL2 210080 1356.766667 360 0 0 0.375 83642 PUD No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 340800 2201 360 0 0 0.375 84414 Single Family No MI 100114000000000000 1.875 1 First Lien 60 N 20360301 AFL2 143250 984.84375 360 0 0 0.375 30039 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 271880 1727.570833 360 0 0 0.375 80203 Condominium No MI 100113000000000000 1.875 2 First Lien 60 N 20360401 AFL2 224880 1452.35 360 0 0 0.375 83709 PUD No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 131305 861.6890625 360 0 0 0.375 97756 Single Family No MI 100114000000000000 1.875 1 First Lien 60 N 20360301 AFL2 480000 3000 360 0 0 0.375 60618 2-4 Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 528000 3245 360 0 0 0.375 90041 Single Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 166478 936.43875 360 0 0 0.375 98406 Single Family
166478 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6 PHOENIX 168000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 8.125 ARVADA 235500 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 Hacienda Heights 632000 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 359 7.5 Tequesta 228000 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 358 7 SILVER SPRING 320000 20060301 2.375 20080201 Y 120 Prepay GROUP II G03 358 7.375 Upland 727500 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.25 Tallahassee 198000 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 359 7.375 VALLEJO 544000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.875 CASEVILLE 70000 20060401 2.25 20110301 N 0 No_PP GROUP I G01 358 7.75 Saint Charles 539520 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 6.375 Mesa 197500 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 357 7.25 LAVEEN 260000 20060201 2.375 20080101 Y 120 No_PP GROUP II G01 358 7.25 MIDDLETOWN 259200 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 359 7.25 Haymarket 444720 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 Mansfield 284000 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 358 8.25 Riverside 318700 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 7.875 Harvest 89530 20060401
65.00 11.75 360 5.625 AZ 80.00 11 360 7.75 CO 75.00 13.125 360 7.5 CA 79.50 12.875 360 7.125 FL 80.00 12.5 360 6.625 MD 80.00 12 360 7 CA 75.00 12.375 360 7.875 FL 80.00 13.25 360 7 CA 80.00 12.375 360 6.5 MI 37.23 12.875 360 7.375 MO 80.00 12.75 360 6 AZ 79.80 11.375 360 6.875 AZ 80.00 12.25 360 6.875 MD 80.00 12.25 360 6.875 VA 80.00 12.25 360 7.375 TX 80.00 12.75 360 7.875 CA 79.99 13.25 360 7.5 AL 70.00
No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 168000 840 360 0 0 0.375 85033 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 235500 1594.53125 360 0 0 0.375 80004 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 632000 4147.5 360 0 0 0.375 91745 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 228000 1425 360 0 0 0.375 33469 Single Family No MI 100271000000000000 1.875 1 First Lien 60 N 20360301 AFL2 319999.06 1866.661183 360 0 0 0.375 20906 Single Family No MI 100031000000000000 1.875 1 First Lien 24 N 20360201 AFL2 727500 4471.09375 360 0 0 0.375 91784 Single Family No MI 100080000000000000 2 1 First Lien 60 N 20360201 AFL2 198000 1361.25 360 0 0 0.375 32303 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 544000 3343.333333 360 0 0 0.375 94591 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 69941.19 459.85 360 0 0 0.375 48725 Single Family No MI 1.875 2 First Lien 60 N 20360301 AFL2 539520 3484.4 360 0 0 0.375 63303 PUD No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 197500 1049.21875 360 0 0 0.375 85210 Single Family No MI 100071000000000000 1.875 1 First Lien 60 N 20360301 AFL2 260000 1570.833333 360 0 0 0.375 85339 PUD No MI 100063000000000000 1.875 1 First Lien 24 N 20360101 AFL2 259200 1566 360 0 0 0.375 21769 Single Family No MI 100031000000000000 2 1 First Lien 60 N 20360201 AFL2 444720 2686.85 360 0 0 0.375 20169 PUD No MI 100218000000000000 1.875 1 First Lien 60 N 20360301 AFL2 284000 1834.166667 360 0 0 0.375 76063 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 318699.06 2191.056038 360 0 0 0.375 92507 PUD No MI 100026000000000000 1.875 1 First Lien 60 N 20360201 AFL2 89530 587.540625 360 0 0 0.375 35749 Single Family No MI 010023800000000000
2.25 Y
120 GROUP I
20110301 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G03 20060401 20110301 Prepay G02 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201 Prepay G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20060201 20110101 No_PP G02 20060301 20110201 Prepay G03 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060501 20110401 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201
12.875 360 7.875 AZ 80.00 13.25 360 7.625 CA 80.00 13 360 6.375 FL 70.00 11.75 360 7.25 VA 79.99 12.625 360 7.375 VA 80.00 12.75 360 7.125 MD 80.00 12.5 360 7.75 MD 80.00 13.125 360 6.75 CA 80.00 12.125 360 6.375 CA 80.00 11.75 360 7.125 MD 80.00 12.5 360 6.25 CA 61.73 12.625 360 7.25 TX 80.00 13.625 360 7.375 CA 80.00 13.75 360 7.875 CO 80.00 13.25 360 7.625 FL 80.00 13 360 7.625 FL 80.00 13 360 6.5 CA 75.00 11.875 0
1.875 60 109200 0 85382 No MI 1.875
1 N PUD 1 20360301 750.75 0.375
First Lien AFL2 360
358 8.25 PEORIA 109200 2.25 Y 120 GROUP I 359 8 West Hills 508000 2.25 Y 60 GROUP II 359 6.75 Islamorada 765100 2.25 Y 120 GROUP II 358 7.625 Fairfax 366100 2.25 Y 120 GROUP I 358 7.75 Burke 260000 2.25 Y 120 GROUP II 358 7.5 FREDERICK 200800 2.25 Y 120 GROUP I 358 8.125 FREDERICK 460500 2.25 Y 120 GROUP II 358 7.125 Long Beach 308000 2.25 Y 120 GROUP II 357 6.75 RIALTO 304000 2.25 Y 120 GROUP II 358 7.5 Millersville 239200 2.25 Y 120 GROUP II 358 6.625 Santa Ana 1000000 2.25 Y 120 GROUP II 358 7.625 Conroe 291136 2.25 Y 120 GROUP I 358 7.75 Salton City 151920 2.25 Y 120 GROUP I 360 8.25 New Castle 338000 2.25 N 0 GROUP I 359 8 JACKSONVILLE 188716 2.25 Y 120 GROUP I 359 8 JACKSONVILLE 191880 2.25 Y 120 GROUP II 358 6.875 ALBANY 375000 2.25
100414000000000000 First Lien 60 N 20360201 AFL2 508000 3386.666667 360 0 0 0.375 91307 Single Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360301 AFL2 765100 4303.6875 360 0 0 0.375 33036 Single Family No MI 1.875 2 First Lien 60 N 20360301 AFL2 366100 2326.260417 360 0 0 0.375 22033 Condominium No MI 1.875 1 First Lien 60 N 20360201 AFL2 260000 1679.166667 360 0 0 0.375 22015 PUD No MI 100218000000000000 1.875 1 First Lien 60 N 20360201 AFL2 200800 1255 360 0 0 0.375 21703 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 460500 3117.96875 360 0 0 0.375 21704 Single Family No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 308000 1828.75 360 0 0 0.375 90810 Single Family No MI 100187000000000000 1.875 1 First Lien 60 N 20360201 AFL2 304000 1710 360 0 0 0.375 92377 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360101 AFL2 239199.99 1494.999938 360 0 0 0.375 21108 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 1000000 5520.833333 360 0 0 0.375 92705 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 291136 1849.926667 360 0 0 0.375 77303 PUD No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 151920 981.15 360 0 0 0.375 92275 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 338000 2539.28 360 0 0 0.375 81647 Single Family No MI 100095000000000000 1.875 1 First Lien 60 N 20360401 AFL2 188716 1258.106667 360 0 0 0.375 32216 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 191880 1279.2 360 0 0 0.375 32216 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 375000 2148.4375 360 0 0 0.375 94706 Single Family No MI 100074000000000000 1.875 1 First Lien
120 No_PP GROUP II G01 358 7.5 GERMANTOWN 128000 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 7.625 San Jose 516000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.875 PINOLE 322500 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.75 DAYTON 61200 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 359 6.875 WINDER 92692 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 6.875 Foley 128000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 CRANSTON 256000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 359 7.625 LAUREL 157600 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.125 Buckeye 166400 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.75 New Port Richey 116000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 7.75 HOUSTON 105200 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 357 7.125 Snellville 318400 20060201 2.25 20110101 Y 60 Prepay GROUP II G02 358 7.125 Pharr 78400 20060301 2.25 20110201 N 0 Prepay GROUP II G02 358 7.625 Lenexa 96000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 359 7.5 Denver 133000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.25 Inkster 66500 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.25 Aurora 71400 20060401 2.25 20110301 Y 120 Prepay
360 7.125 MD 80.00 13.5 360 7.25 CA 80.00 12.625 360 6.5 CA 75.00 11.875 360 6.375 OH 80.00 11.75 360 6.5 GA 80.00 11.875 360 6.5 AL 80.00 12.875 360 7.625 RI 80.00 14 360 7.25 MD 80.00 13.625 360 6.75 AZ 80.00 13.125 360 7.375 FL 80.00 12.75 360 7.375 TX 80.00 12.75 360 6.75 GA 80.00 12.125 360 6.75 TX 80.00 12.125 360 7.25 KS 80.00 12.625 360 7.125 CO 70.00 12.5 360 7.875 MI 70.00 13.25 360 7.875 CO 70.00 13.25 360 0
60 128000 0
N 0.375 Condominium
20360201 800
AFL2 360
20874 No MI 100289000000000000 1.875 2 First Lien 60 N 20360201 AFL2 516000 3278.75 360 0 0 0.375 95127 Single Family No MI 100202000000000000 1.875 1 First Lien 60 N 20360201 AFL2 322500 1847.65625 360 0 0 0.375 94564 2-4 Family No MI 100074000000000000 1.875 1 First Lien 60 N 20360201 AFL2 61200 344.25 360 0 0 0.375 45429 Single Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360201 AFL2 92692 531.0479167 360 0 0 0.375 30680 Single Family No MI 100021000000000000 1.875 1 First Lien 60 N 20360301 AFL2 128000 733.3333333 360 0 0 0.375 36535 Single Family No MI 100229000000000000 1.875 2 First Lien 60 N 20360201 AFL2 256000 1706.666667 360 0 0 0.375 2920 Single Family No MI 100095000000000000 1.875 2 First Lien 60 N 20360201 AFL2 157600 1001.416667 360 0 0 0.375 20707 Condominium No MI 100289000000000000 1.875 2 First Lien 60 N 20360301 AFL2 166400 988 360 0 0 0.375 85326 PUD No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 116000 749.1666667 360 0 0 0.375 34652 Single Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 105200 679.4166667 360 0 0 0.375 77084 PUD No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 318400 1890.5 360 0 0 0.375 30039 PUD No MI 100378000000000000 1.875 1 First Lien 60 N 20360101 AFL2 78274.23 528.2 360 0 0 0.375 78577 PUD No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 96000 610 360 0 0 0.375 66215 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 133000 831.25 360 0 0 0.375 80220 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 66500 457.1875 360 0 0 0.375 48141 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 71400 490.875 360 0 0 0.375 80012 PUD No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2
GROUP I 359 8.375 HENDERSON 536000 2.25 N 0 GROUP II 359 7.375 Peyton 158987 2.25 Y 120 GROUP I 359 8.375 LOUISVILLE 57300 2.25 N 0 GROUP I 359 7.875 QUEEN CREEK 252390 2.25 Y 120 GROUP I 359 6.5 VISALIA 238000 2.25 N 0 GROUP II 358 6.75 PASO ROBLES 279200 2.25 Y 120 GROUP II 359 6.375 Apopka 168650 2.25 Y 60 GROUP II 358 6.375 MAYWOOD 455000 2.25 Y 120 GROUP II 359 6.875 SAN DIEGO 399920 2.25 Y 120 GROUP II 359 7.375 Las Vegas 288000 2.25 Y 120 GROUP II 359 6.875 PORTER 111920 2.25 Y 120 GROUP I 359 8 Montgomery 41250 2.25 N 0 GROUP I 359 8.375 SURPRISE 338752 2.25 Y 120 GROUP II 359 7.375 Macuugie 240700 2.25 Y 120 GROUP I 357 8.875 Atlanta 121600 2.75 Y 120 GROUP II 359 7.625 NEWARK 221000 3.75 Y 120 GROUP II 359 6.875 Las Vegas 195369 2.25 Y 120 GROUP II
G01 8 NV 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20090301 No_PP G02 20060301 20110201 No_PP G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G02 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20060201 20110101 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 80.00 13.375 360 7 CO 75.00 12.375 360 8 KY 74.42 13.375 360 7.5 AZ 80.00 12.875 360 6.125 CA 67.04 12.5 360 6.375 CA 80.00 11.75 360 6 FL 74.99 11.375 360 6 CA 65.00 11.375 360 6.5 CA 80.00 11.875 360 7 NV 80.00 12.375 360 6.5 TX 80.00 11.875 360 7.625 AL 68.75 13 360 8 AZ 80.00 13.375 360 7 PA 80.00 12.375 360 8.5 GA 80.00 14.875 360 7.25 NJ 65.00 12.625 360 6.5 NV 70.00 11.875 360
535666.84 4073.99 360 0 0 0.375 89074 PUD No MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 158987 977.1076042 360 0 0 0.375 80831 Single Family No MI 010011300000000000 1.875 1 First Lien 60 N 20360301 AFL2 57264.39 435.52 360 0 0 0.375 40212 Single Family No MI 100404000000000000 1.875 1 First Lien 60 N 20360301 AFL2 252390 1656.309375 360 0 0 0.375 85242 PUD No MI 100189000000000000 1.875 1 First Lien 60 N 20360301 AFL2 237777.32 1504.32 360 0 0 0.375 93277 2-4 Family No MI 100074000000000000 1.875 1 First Lien 36 N 20360301 AFL2 279200 1570.5 360 0 0 0.375 93446 PUD No MI 100074000000000000 1.875 1 First Lien 60 N 20360201 AFL2 168650 895.953125 360 0 0 0.375 32703 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 455000 2417.1875 360 0 0 0.375 90270 2-4 Family No MI 100146000000000000 1.875 1 First Lien 60 N 20360201 AFL2 399920 2291.208333 360 0 0 0.375 92123 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 288000 1770 360 0 0 0.375 89131 PUD No MI 1001949-2415041902 1.875 1 First Lien 60 N 20360301 AFL2 111919.67 641.2064427 360 0 0 0.375 77365 PUD No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 41222.32 302.68 360 0 0 0.375 36110 Single Family No MI 100238000000000000 1.875 1 First Lien 60 N 20360301 AFL2 338752 2364.206667 360 0 0 0.375 85374 PUD No MI AS1240 1.875 1 First Lien 60 N 20360301 AFL2 240700 1479.302083 360 0 0 0.375 18011 Single Family No MI 100076000000000000 1.875 1 First Lien 60 N 20360301 AFL2 121600 899.3333333 360 0 0 0.375 30349 Single Family No MI 100039000000000000 1.875 2 First Lien 60 N 20360101 AFL2 221000 1404.270833 360 0 0 0.375 7108 2-4 Family No MI 2.375 1 First Lien 60 N 20360301 AFL2 195204.85 1118.36112 360 0 0 0.375 89139 PUD No MI 1001949-2410601717 3.375 1 First Lien 60 N 20360301 AFL2 319200 1795.5 360
359 6.75 Green Cove Springs 319200 20060401 2.25 20110301 Y 120 No_PP GROUP II G03 359 7.25 Scottsdale 1087500 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 8 El Dorado Hills 880000 20060301 2.25 20110201 Y 120 Prepay GROUP II G03 358 7 Miami 1000000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 357 6.5 Arizona City 84500 20060201 2.25 20110101 Y 120 No_PP GROUP II G03 358 7.5 Acton 864000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7 Brunswick 184000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.75 Roswell 238400 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7.375 Columbia 53200 20060401 2.25 20110301 N 0 No_PP GROUP II G01 359 6.375 Olney 247000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 6.875 Atlanta 54860 20060301 2.25 20110201 Y 120 Prepay GROUP II G03 359 7.5 Berkeley Heights 552000 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 359 7.625 ROWLETT 141600 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.75 DULUTH 155200 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.125 Chandler 305000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6 Jacksonville 56550 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 7.875 GARDEN GROVE 336000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359
6.375 FL 79.82 12.75 360 6.875 AZ 75.00 12.25 360 7.625 CA 80.00 14 360 6.625 FL 76.92 13 360 6.125 AZ 65.00 12.5 360 7.125 CA 69.12 13.5 360 6.625 GA 80.00 12 360 6.375 GA 80.00 11.75 360 7 SC 80.00 12.375 360 6 MD 64.83 11.375 360 6.5 GA 65.00 12.875 360 7.125 NJ 64.94 12.5 360 7.25 TX 80.00 12.625 360 6.375 GA 80.00 11.75 360 6.75 AZ 43.57 12.125 360 5.625 FL 61.97 11 360 7.5 CA 80.00 12.875 360 8
0 0.375 32043 PUD No MI 100229000000000000 1.875 2 First Lien 60 N 20360301 AFL2 1087500 6570.3125 360 0 0 0.375 85262 Single Family No MI 1001699-0038000018 1.875 1 First Lien 60 N 20360301 AFL2 880000 5866.666667 360 0 0 0.375 95762 PUD No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 1000000 5833.333333 360 0 0 0.375 33173 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 84500 457.7083333 360 0 0 0.375 85223 2-4 Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360101 AFL2 864000 5400 360 0 0 0.375 93510 PUD No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 184000 1073.333333 360 0 0 0.375 31525 Single Family No MI 100066000000000000 1.875 1 First Lien 60 N 20360201 AFL2 238400 1341 360 0 0 0.375 30075 Single Family No MI 100066000000000000 1.875 1 First Lien 60 N 20360201 AFL2 53159.52 367.44 360 0 0 0.375 29203 Single Family No MI 100147000000000000 1.875 1 First Lien 60 N 20360301 AFL2 247000 1312.1875 360 0 0 0.375 20832 PUD No MI 1.875 1 First Lien 60 N 20360301 AFL2 54860 314.3020833 360 0 0 0.375 30311 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 552000 3450 360 0 0 0.375 7922 Single Family No MI 010027100000000000 1.875 1 First Lien 60 N 20360301 AFL2 141600 899.75 360 0 0 0.375 75089 Single Family No MI 010025200000000000 1.875 1 First Lien 60 N 20360301 AFL2 155200 873 360 0 0 0.375 30096 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 305000 1810.9375 360 0 0 0.375 85249 PUD No MI 100101000000000000 1.875 1 First Lien 60 N 20360301 AFL2 56493.7 339.05 360 0 0 0.375 32223 Condominium No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 336000 2205 360 0 0 0.375 92843 PUD No MI 100246000000000000 1.875 1 First Lien 60 N 20360301 AFL2 163120 1138.441667 360 0 0 0.375
8.375 Kissimmee 163120 2.25 Y 120 GROUP I 359 8.125 SPRING 96177 2.25 Y 60 GROUP I 359 7.875 SACRAMENTO 427000 2.25 Y 120 GROUP II 359 7.25 Greeley 168750 2.25 Y 120 GROUP I 359 7.875 KINGMAN 164000 2.25 Y 60 GROUP I 359 7.875 Miami 105000 2.25 Y 60 GROUP II 358 7.375 San Diego 720000 2.25 Y 60 GROUP II 358 7.5 JONESBORO 124200 2.25 Y 120 GROUP I 359 8.25 Stamford 532000 2.25 N 0 GROUP II 357 7.375 Fort Myers 101520 2.25 Y 120 GROUP I 359 8.375 Perkasie 221592 2.25 Y 120 GROUP I 359 8.375 Murrieta 1050000 2.25 Y 120 GROUP I 359 7.875 Cabot 93600 2.25 Y 120 GROUP I 359 8.375 AURORA 285000 2.25 Y 120 GROUP II 359 6.75 Falls Church 488000 2.25 Y 120 GROUP I 359 7.875 Simpsonville 120800 2.25 N 0 GROUP I 359 8.25 STONE MOUNTAIN 115500 2.25 Y 120 GROUP I 359 8.25 GULFPORT
FL 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 Prepay G01 20060201 20110101 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G03 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 80.00 13.375 360 7.75 TX 75.00 13.125 360 7.5 CA 70.00 12.875 360 6.875 CO 75.00 12.25 360 7.5 AZ 80.00 12.875 360 7.5 FL 70.00 12.875 360 7 CA 80.00 12.375 360 7.125 GA 79.99 12.5 360 7.875 CT 80.00 13.25 360 7 FL 80.00 13.375 360 8 PA 80.00 13.375 360 8 CA 75.00 13.375 360 7.5 AR 80.00 12.875 360 8 CO 75.00 13.375 360 6.375 VA 80.00 11.75 360 7.5 SC 80.00 12.875 360 7.875 GA 70.00 13.25 360 7.875 FL
34759 No MI 1.875 60 96177 0 0 77379 No MI 1.875 60 427000 0 0 95817 No MI 1.875 60 168750 0 0 80631 No MI 1.875 60 164000 0 0 89401 No MI 1.875 60 105000 0 0 33130 No MI 1.875 60 719778.75 0 0 92103 No MI 1.875 60 123990.67 0 0 30236 No MI 1.875 60 531660.76 0 0 6902 No MI 1.875 60 101520 0 0 33916 No MI 1.875 60 221592 0 0 18944 No MI 1.875 60 1050000 0 0 92562 No MI 1.875 60 93600 0 0 72023 No MI 1.875 60 285000 0 0 80016 No MI 1.875 60 488000 0 0 22043 No MI 1.875 60 120716.87 0 0 29681 No MI 1.875 60 115500 0 0 30083 No MI 1.875 60 162400 0 0 33707
PUD 100039000000000000 First Lien N 20360301 AFL2 651.1984375 360 0.375 Single Family 100199000000000000 1 First Lien N 20360301 AFL2 2802.1875 360 0.375 2-4 Family 100059000000000000 1 First Lien N 20360301 AFL2 1019.53125 360 0.375 Single Family 100030000000000000 1 First Lien N 20360301 AFL2 1076.25 360 0.375 Single Family 100034000000000000 1 First Lien N 20360301 AFL2 689.0625 360 0.375 Condominium 100185000000000000 1 First Lien N 20360301 AFL2 4423.640234 360 0.375 2-4 Family 100378000000000000 1 First Lien N 20360201 AFL2 774.9416875 360 0.375 PUD 100032000000000000 1 First Lien N 20360201 AFL2 3996.74 360 0.375 2-4 Family 100204000000000000 1 First Lien N 20360301 AFL2 623.925 360 0.375 Condominium 100039000000000000 2 First Lien N 20360101 AFL2 1546.5275 360 0.375 PUD 100076000000000000 1 First Lien N 20360301 AFL2 7328.125 360 0.375 Single Family 100256000000000000 1 First Lien N 20360301 AFL2 614.25 360 0.375 Single Family 100022000000000000 1 First Lien N 20360301 AFL2 1989.0625 360 0.375 PUD 100400000000000000 1 First Lien N 20360301 AFL2 2745 360 0.375 Single Family 100218000000000000 1 First Lien N 20360301 AFL2 875.88 360 0.375 Single Family 1 N PUD 1 N 20360301 1116.5 0.375 Single Family 100185000000000000 First Lien AFL2 360 N 1 20360301 794.0625 0.375 First Lien AFL2 360 N
162400 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 7.25 College Park 212000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8.125 Loganville 127920 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 359 8.375 LOS ANGELES 975000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.125 Clearwater 386156 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.375 Atlanta 172500 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 358 7.875 Conyers 88000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 6.5 Roswell 167120 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.625 Woodbridge 319900 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 Winchester 354800 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.5 WOODBRIDGE 244000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 Lexington 68700 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.125 Hackensack 384000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.25 Henderson 647400 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.75 North Las Vegas 204000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.875 EATONTON 417000 20060401 2.25 20110301 N 0 Prepay GROUP II G02 358 6.75 Hollywood 236000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 Manassas 304000 20060301
80.00 13.25 360 6.875 GA 80.00 12.25 360 7.75 GA 80.00 13.125 360 8 CA 75.00 13.375 360 7.75 FL 80.00 13.125 360 8 GA 75.00 13.375 360 7.5 GA 80.00 12.875 360 6.125 GA 80.00 11.5 360 7.25 VA 79.99 12.625 360 7.5 VA 80.00 12.875 360 7.125 VA 80.00 12.5 360 7.5 KY 79.98 12.875 360 6.75 NJ 80.00 12.125 360 7.875 NV 78.00 13.25 360 6.375 NV 80.00 11.75 360 6.5 GA 78.16 11.875 360 6.375 FL 80.00 11.75 360 7.5 VA 80.00
No MI 1.875 60 212000 0 0 30349 No MI 1.875 60 127920 0 0 30052 No MI 1.875 60 975000 0 0 90068 No MI 1.875 60 386156 0 0 33764 No MI 1.875 60 172500 0 0 30314 No MI 1.875 60 88000 0 0 30012 No MI 1.875 60 167120 0 0 30076 No MI 1.875 60 319900 0 0 22191 No MI 1.875 60 354800 0 0 22602 No MI 1.875 60 244000 0 0 22192 No MI 1.875 60 68700 0 0 40511 No MI 1.875 60 384000 0 0 7601 No MI 1.875 60 647400 0 0 89052 No MI 1.875 60 204000 0 0 89031 No MI 1.875 60 416649.67 0 0 31024 No MI 1.875 60 236000 0 0 33024 No MI 1.875 60 304000 0 0 20111 No MI
1 N PUD
20360301 1280.833333 0.375 1
100204000000000000 First Lien AFL2 360
100149000000000000 First Lien N 20360201 AFL2 866.125 360 0.375 Single Family 100149000000000000 1 First Lien N 20360201 AFL2 6804.6875 360 0.375 Single Family 100414000000000000 1 First Lien N 20360301 AFL2 2614.597917 360 0.375 Condominium 100238000000000000 1 First Lien N 20360301 AFL2 1203.90625 360 0.375 2-4 Family 100185000000000000 1 First Lien N 20360301 AFL2 577.5 360 0.375 2-4 Family 100099000000000000 1 First Lien N 20360201 AFL2 905.2333333 360 0.375 PUD 100099000000000000 1 First Lien N 20360301 AFL2 2032.697917 360 0.375 Single Family 100031000000000000 1 First Lien N 20360301 AFL2 2328.375 360 0.375 PUD 100218000000000000 1 First Lien N 20360301 AFL2 1525 360 0.375 PUD 100031000000000000 1 First Lien N 20360301 AFL2 450.84375 360 0.375 Single Family 100091000000000000 1 First Lien N 20360301 AFL2 2280 360 0.375 Single Family 100035000000000000 1 First Lien N 20360301 AFL2 4450.875 360 0.375 PUD 100195000000000000 1 First Lien N 20360301 AFL2 1147.5 360 0.375 Single Family 100195000000000000 1 First Lien N 20360301 AFL2 2739.39 360 0.375 PUD 100264000000000000 1 First Lien N 20360301 AFL2 1327.5 360 0.375 Single Family 100083000000000000 1 First Lien N 20360201 AFL2 1995 360 0.375 PUD 100234000000000000
2.25 Y
120 GROUP II
20110201 No_PP G02 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060201 20110101 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 No_PP G03 20060401 20110301 No_PP G03 20060301 20110201
12.875 360 6.375 NV 80.00 11.75 360 7.375 CO 75.00 12.75 360 6.875 CO 80.00 12.25 360 6.875 NJ 80.00 12.25 360 7.875 GA 77.48 13.25 360 7.875 GA 80.00 13.25 360 7.375 VA 74.99 12.75 360 7.75 FL 95.00 13.125 360 6.625 GA 70.00 12 360 7.75 MN 80.00 13.125 360 7.25 AZ 79.43 12.625 360 7.375 CA 80.00 12.75 360 7.25 KY 75.00 13.625 360 7.75 TX 80.00 13.125 360 6.625 AZ 80.00 12 360 6.5 MA 60.00 11.875 360 5.75 VA 79.96 11.125
358 6.75 las vegas 158000 2.25 Y 120 GROUP I 359 7.75 DENVER 187500 2.25 Y 120 GROUP II 359 7.25 Denver 143960 2.25 Y 120 GROUP II 359 7.25 Barnegat 232368 2.25 Y 60 GROUP I 359 8.25 Stone Mountain 96000 2.25 N 0 GROUP I 359 8.25 Atlanta 164000 2.25 Y 120 GROUP I 358 7.75 Gainesville 586550 2.25 Y 120 GROUP I 359 8.125 OCALA 183777 2.25 Y 120 GROUP II 359 7 Kennesaw 185500 2.25 Y 60 GROUP I 358 8.125 Centerville 199920 2.25 Y 120 GROUP II 359 7.625 Scottsdale 417000 2.25 Y 120 GROUP I 359 7.75 ELK GROVE 402992 2.25 Y 120 GROUP II 357 7.625 Louisville 96000 2.75 Y 120 GROUP I 359 8.125 KATY 94972 2.25 Y 120 GROUP II 359 7 CHANDLER HEIGHTS 138375 2.25 Y 120 GROUP II 359 6.875 WEST TISBURY 1500000 2.25 Y 60 GROUP II 358 6.125 LEESBURG 626852 2.25
First Lien 20360201 AFL2 888.75 360 0 0 0.375 89118 Condominium No MI 100146000000000000 1.875 1 First Lien 60 N 20360201 AFL2 187500 1210.9375 360 0 0 0.375 80204 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 143960 869.7583333 360 0 0 0.375 80219 Single Family No MI 100125000000000000 1.875 1 First Lien 60 N 20360301 AFL2 232368 1403.89 360 0 0 0.375 8005 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 95938.78 721.22 360 0 0 0.375 30088 Townhouse No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 164000 1127.5 360 0 0 0.375 30311 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360301 AFL2 586550 3788.135417 360 0 0 0.375 20155 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360201 AFL2 183777 1244.323438 360 0 0 0.375 34474 Single Family PMI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 185500 1082.083333 360 0 0 0.375 30152 Single Family No MI 010018500000000000 1.875 1 First Lien 60 N 20360301 AFL2 199920 1353.625 360 0 0 0.375 55038 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 417000 2649.6875 360 0 0 0.375 85259 Single Family No MI 100101000000000000 1.875 1 First Lien 60 N 20360301 AFL2 402992 2602.656667 360 0 0 0.375 95757 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 96000 610 360 0 0 0.375 40223 Single Family No MI 100039000000000000 1.875 2 First Lien 60 N 20360101 AFL2 94972 643.0395833 360 0 0 0.375 77449 PUD No MI 100199000000000000 2.375 1 First Lien 60 N 20360301 AFL2 138375 807.1875 360 0 0 0.375 85242 PUD No MI 100071000000000000 1.875 1 First Lien 60 N 20360301 AFL2 1500000 8593.75 360 0 0 0.375 2658 Single Family No MI 1003970-0020060158 1.875 1 First Lien 60 N 20360301 AFL2 626852 3199.557083 360 0 0 0.375 20175 PUD No MI 100063000000000000 1.875 1 First Lien N
1.875 60 158000
120 GROUP I 359 8.125 Davie 799120 2.25 Y 120 GROUP II 358 6.75 LANCASTER 303405 2.25 Y 120 GROUP II 358 7.125 LAS VEGAS 305200 2.25 Y 120 GROUP II 358 7.125 ORANGE PARK 232737 2.25 Y 120 GROUP II 359 6.75 QUEEN CREEK 196000 2.25 Y 120 GROUP I 359 8.125 LAS VEGAS 579852 2.25 Y 120 GROUP II 359 5.875 RIVERTON 133644 2.25 N 0 GROUP I 359 8.375 Zephyrhills 153600 2.25 Y 120 GROUP I 357 8.125 Orange Park 166400 2.75 Y 120 GROUP II 358 6.75 ATLANTA 354000 2.25 Y 120 GROUP II 358 7.5 Dundee 144500 2.25 Y 120 GROUP II 358 6.875 CONYERS 164400 2.25 Y 120 GROUP I 358 7.875 Jonesboro 152944 2.25 Y 120 GROUP II 358 6.875 Conyers 174998 2.25 Y 120 GROUP II 358 6.5 AUBURN 142880 2.25 Y 120 GROUP I 358 6.25 Riverdale 110447 2.25 Y 120 GROUP I 358 7.875 Winter Haven 143050 2.25 Y 120
No_PP G01
360 7.75 FL 0
60 799120 0 33330 No MI 1.875 60 303319.67 0 0 93536 No MI 1.875 60 305200 0 0 89138 No MI 1.875 60 232737 0 0 32073 No MI 1.875 60 196000 0 0 85242 No MI 1.875 60 579852 0 0 89131 No MI 1.875 60 133507.75 0 0 84065 No MI 1.875 60 153600 0 0 33542 No MI 1.875 60 166400 0 0 32065 No MI 1.875 60 354000 0 0 30319 No MI 2.375 120 144500 0 0 33838 No MI 1.875 60 164400 0 0 30012 No MI 1.875 60 152944 0 0 30236 No MI 1.875 60 174998 0 0 30012 No MI 1.875 60 142879.26 0 0 30011 No MI 1.875 60 110447 0 0 30296 No MI 1.875 36 143050 0 0 33881 No MI 1.875 60
20060401 20110301 No_PP G02 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G02 20060401 20110301 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060201 20110101 Prepay G04 20060301 20160201 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20060301 20090201 No_PP G01 20060301 20110201 No_PP
80.00 13.125 360 6.375 CA 80.00 11.75 360 6.75 NV 80.00 12.125 360 6.75 FL 80.00 12.125 360 6.375 AZ 80.00 11.75 360 7.75 NV 80.00 13.125 360 5.5 UT 80.00 10.875 360 8 FL 80.00 13.375 360 7.75 FL 70.00 13.125 360 6.375 GA 64.36 11.75 360 7.125 FL 79.99 12.5 360 6.5 GA 80.00 11.875 360 7.5 GA 80.00 12.875 360 6.5 GA 80.00 11.875 360 6.125 GA 80.00 11.5 360 5.875 GA 80.00 12.25 360 7.5 FL 80.00 12.875 360
20360201 AFL2 5410.708333 360 0.375 PUD 100400000000000000 1 First Lien N 20360301 AFL2 1706.173144 360 0.375 Single Family 100063000000000000 1 First Lien N 20360201 AFL2 1812.125 360 0.375 PUD 100063000000000000 1 First Lien N 20360201 AFL2 1381.875938 360 0.375 PUD 100063000000000000 1 First Lien N 20360201 AFL2 1102.5 360 0.375 PUD 100071000000000000 1 First Lien N 20360301 AFL2 3926.08125 360 0.375 Single Family 100057000000000000 1 First Lien N 20360301 AFL2 790.55 360 0.375 Single Family 100061000000000000 1 First Lien N 20360301 AFL2 1072 360 0.375 2-4 Family 100238000000000000 1 First Lien N 20360301 AFL2 1126.666667 360 0.375 PUD 100039000000000000 2 First Lien N 20360101 AFL2 1991.25 360 0.375 Single Family 100032000000000000 1 First Lien N 20360201 AFL2 903.125 360 0.375 PUD 100032000000000000 1 First Lien N 20360201 AFL2 941.875 360 0.375 PUD 100032000000000000 1 First Lien N 20360201 AFL2 1003.695 360 0.375 PUD 100032000000000000 1 First Lien N 20360201 AFL2 1002.592708 360 0.375 PUD 100032000000000000 1 First Lien N 20360201 AFL2 773.929325 360 0.375 PUD 100032000000000000 1 First Lien N 20360201 AFL2 575.2447917 360 0.375 Single Family 100032000000000000 1 First Lien N 20360201 AFL2 938.765625 360 0.375 PUD 100032000000000000 1 First Lien N 20360201 AFL2
GROUP II G01 358 7.625 SNELLVILLE 146400 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.5 Powder Springs 176250 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.25 Oakwood 107505 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.5 Cumming 158000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 UNION CITY 101592 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.25 UNION CITY 95792 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 Lithonia 111200 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 7.75 MILLSBORO 180070 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 7.25 WILLIAMS 417000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 7.875 LOS ANGELES 615000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 6.875 HINGHAM 394800 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 Oceanside 266000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 North Myrtle Beach 1260000 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 359 6.875 LATHROP 541640 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 357 8 GLENN DALE 690000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8.25 FREDERICK 222232 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 8.125 Tampa 344000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01
7.25 GA 80.00 12.625 360 6.125 GA 79.99 11.5 360 7.875 GA 80.00 13.25 360 7.125 GA 79.98 12.5 360 7.75 GA 80.00 13.125 360 6.875 GA 80.00 12.25 360 7.625 GA 80.00 13 360 7.375 DE 74.67 12.75 360 6.875 AZ 79.43 12.25 360 7.5 CA 75.00 12.875 360 6.5 MA 70.00 11.875 360 7.625 CA 70.00 13 360 7.375 SC 70.00 12.75 360 6.5 CA 80.00 11.875 360 7.625 MD 75.00 13 360 7.875 MD 80.00 13.25 360 7.75 FL 80.00 13.125 360
930.25 360 0 0.375 30078 2-4 Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 176250 954.6875 360 0 0.375 30127 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 107505 739.096875 360 0 0.375 30566 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 158000 987.5 360 0 0.375 30040 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 101592 687.8625 360 0 0.375 30291 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 95792 578.7433333 360 0 0.375 30291 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 111200 741.3333333 360 0 0.375 30058 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 180070 1162.952083 360 0 0.375 19966 Condominium No MI 100028000000000000 1.875 1 First Lien 60 N 20360101 AFL2 417000 2519.375 360 0 0.375 86046 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360101 AFL2 615000 4035.9375 360 0 0.375 90026 2-4 Family No MI 100311000000000000 1.875 1 First Lien 60 N 20360201 AFL2 394800 2261.875 360 0 0.375 2043 Single Family No MI 100103000000000000 1.875 1 First Lien 60 N 20360201 AFL2 266000 1773.333333 360 0 0.375 92057 PUD No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 1260000 8137.5 360 0 0.375 29582 Single Family No MI 100035000000000000 1.875 1 First Lien 60 N 20360201 AFL2 541640 3103.145833 360 0 0.375 95330 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 690000 4600 360 0 0.375 20769 Single Family No MI 100028000000000000 1.875 1 First Lien 60 N 20360101 AFL2 222232 1527.845 360 0 0.375 21703 Condominium No MI 100028000000000000 1.875 1 First Lien 60 N 20360101 AFL2 344000 2329.166667 360 0 0.375 33606 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 359600 1985.291667 360
146400
355 6.625 LOS ANGELES 359600 20051201 2.875 20071101 Y 120 Prepay GROUP II G02 358 7.375 SAINT PETERSBURG 88000 20060301 2.25 20110201 Y 120 Prepay GROUP II G04 357 6.375 PETALUMA 305000 20060201 2.25 20160101 Y 120 No_PP GROUP II G02 358 7.5 WOODBRIDGE 288000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 354 6.5 Palm Coast 276973 20051101 2.25 20101001 N 0 Prepay GROUP II G02 354 6.25 Palmdale 244000 20051101 2.25 20101001 Y 120 Prepay GROUP I G01 358 7.75 Orlando 101250 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 7.625 Saint Paul 167861 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 8.125 Apache Junction 152000 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 358 8.125 Cypress 119200 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 Toms River 135600 20060301 2.25 20110201 N 0 No_PP GROUP II G02 359 7.5 Chicago 199480 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.625 LAKE WORTH 52150 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 7.875 Lake Worth 37100 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 7.375 Arizona City 136000 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 7.75 HEMET 231900 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.5 SACRAMENTO 215625 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358
6.25 CA 77.17 12.625 360 7 FL 80.00 12.375 360 6 CA 47.66 12.375 360 7.125 VA 80.00 12.5 360 6.125 FL 80.00 12.5 360 5.875 CA 80.00 11.25 360 7.375 FL 75.00 12.75 360 7.25 MN 80.00 12.625 360 7.75 AZ 80.00 13.125 360 7.75 TX 80.00 13.125 360 7.375 NJ 80.00 12.75 480 7.125 IL 80.00 12.5 360 7.25 TX 70.00 12.625 360 7.5 TX 70.00 12.875 360 7 AZ 80.00 12.375 360 7.375 CA 79.99 12.75 360 7.125 CA 75.00 12.5 360 7.125
0 90037 No MI 1.875 24 88000 0 0 33711 No MI 2.5 60 304898.64 0 0 94954 No MI 1.875 120 288000 0 0 22193 No MI 1.875 60 275450.18 0 0 32137 No MI 1.875 60 244000 0 0 93522 No MI 1.875 60 101250 0 0 32805 No MI 1.875 60 167861 0 0 55101 No MI 1.875 60 152000 0 0 85220 No MI 1.875 60 119200 0 0 77429 No MI 1.875 60 135516.23 0 0 8723 No MI 1.875 60 199480 0 0 60622 No MI 1.875 60 52074.28 0 0 76140 No MI 1.875 60 37048.77 0 0 76135 No MI 1.875 60 135792.39 0 0 85223 No MI 1.875 60 231900 0 0 92543 No MI 1.875 60 215588.74 0 0 95828 No MI 1.875 60 192700 0 0
0.375 Single Family 100231000000000000 First Lien N 20351101 AFL2 540.8333333 360 0.375 Single Family 100004000000000000 1 First Lien N 20360201 AFL2 1619.774025 360 0.375 Single Family 100074000000000000 2 First Lien N 20360101 AFL2 1800 360 0.375 PUD 100293000000000000 1 First Lien N 20360201 AFL2 1750.66 360 0.375 PUD 100039000000000000 2 First Lien N 20351001 AFL2 1270.833333 360 0.375 Single Family 100039000000000000 1 First Lien N 20351001 AFL2 653.90625 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 1066.616771 360 0.375 Condominium 100400000000000000 1 First Lien N 20360201 AFL2 1029.166667 360 0.375 Single Family 100101000000000000 1 First Lien N 20360101 AFL2 807.0833333 360 0.375 Single Family 100266000000000000 1 First Lien N 20360201 AFL2 917.5 360 0.375 PUD 100234000000000000 1 First Lien N 20360201 AFL2 1246.75 360 0.375 Condominium 100400000000000000 1 First Lien N 20360301 AFL2 369.11 360 0.375 Single Family 100425000000000000 1 First Lien N 20360201 AFL2 269 360 0.375 Single Family 100425000000000000 1 First Lien N 20360201 AFL2 939.32 360 0.375 Single Family 1 N First Lien 20360201 AFL2 1497.6875 360 0.375 Single Family 100022000000000000 1 First Lien N 20360201 AFL2 1347.429625 360 0.375 Single Family 1004140-0100013184 1 First Lien N 20360201 AFL2 1204.375 360 0.375 1 N
7.5 Lakeland 192700 2.25 Y 60 GROUP I 359 8 Myrtle Beach 74400 2.25 Y 120 GROUP I 358 8.25 Hattiesburg 119920 2.25 Y 120 GROUP II 358 7 Miami 232000 2.25 Y 120 GROUP II 358 6.75 Woodbridge 376000 2.25 Y 120 GROUP I 359 8 Mankato 123000 2.25 Y 120 GROUP I 358 7.75 Miami 448000 2.25 Y 120 GROUP I 358 8 SACRAMENTO 235200 2.25 Y 120 GROUP I 359 8 SANTA MONICA 1430000 2.25 Y 120 GROUP II 357 7.5 Hilton Head 400000 2.25 Y 120 GROUP II 358 7.25 RIVA 305000 2.25 Y 120 GROUP II 358 7.625 Detroit 58300 2.25 N 0 GROUP II 358 7.25 Naples 875000 2.25 Y 120 GROUP II 358 7 Orlando 104000 2.25 Y 120 GROUP II 359 6.375 HENDERSON 238580 2.25 Y 120 GROUP II 358 7.5 GREEN VALLEY 134400 2.25 N 0 GROUP I 357 7.875 BUCKEYE 252000 2.25 Y 120 GROUP II 358 7.375 LONG BEACH
FL 20060301 20110201 Prepay G01 20060401 20110301 No_PP G01 20060301 20110201 Prepay G02 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G03 20060301 20110201 No_PP G02 20060301 20110201 No_PP G02 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060201 20110101 No_PP G03 74.99 12.5 360 7.625 SC 80.00 13 360 7.875 MS 80.00 13.25 360 6.625 FL 80.00 12 360 6.375 VA 80.00 11.75 360 7.625 MN 75.00 13 360 7.375 FL 80.00 12.75 360 7.625 CA 80.00 13 360 7.625 CA 65.00 13 360 7.125 SC 80.00 12.5 360 6.875 MD 77.61 12.25 360 7.25 MI 69.90 12.625 360 6.875 FL 47.30 12.25 360 6.625 FL 80.00 13 360 6 NV 80.00 11.375 360 7.125 AZ 80.00 12.5 360 7.5 AZ 80.00 12.875 360 7 CA 0 60
33813 No MI 1.875 N 74400 0 29577 No MI 1.875 60 119920
Single Family 100185000000000000 First Lien 20360201 AFL2 496 360 0.375 1 1 N
PUD N
100035000000000000 First Lien N 20360301 AFL2 824.45 360 0 0 0.375 39402 Single Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360201 AFL2 232000 1353.333333 360 0 0 0.375 33134 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 375999.25 2114.995781 360 0 0 0.375 22193 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 123000 820 360 0 0 0.375 56001 2-4 Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 448000 2893.333333 360 0 0 0.375 33131 Condominium No MI 100256000000000000 1.875 1 First Lien 60 N 20360201 AFL2 235200 1568 360 0 0 0.375 95822 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 1430000 9533.333333 360 0 0 0.375 90403 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 400000 2500 360 0 0 0.375 29938 Condominium No MI 100066000000000000 1.875 1 First Lien 60 N 20360101 AFL2 305000 1842.708333 360 0 0 0.375 21140 Single Family No MI 100233000000000000 1.875 1 First Lien 60 N 20360201 AFL2 58215.35 412.64 360 0 0 0.375 48227 2-4 Family No MI 1001147-0000020599 1.875 1 First Lien 60 N 20360201 AFL2 875000 5286.458333 360 0 0 0.375 34108 PUD No MI 100196000000000000 1.875 1 First Lien 60 N 20360201 AFL2 104000 606.6666667 360 0 0 0.375 32808 Single Family No MI 100229000000000000 1.875 2 First Lien 60 N 20360201 AFL2 238580 1267.45625 360 0 0 0.375 89044 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 134199.9 939.74 360 0 0 0.375 85614 PUD No MI 100061000000000000 1.875 1 First Lien 60 N 20360201 AFL2 252000 1653.75 360 0 0 0.375 85236 PUD No MI 100170000000000000 1.875 1 First Lien 60 N 20360101 AFL2 1120000 6883.333333 360 0 0 0.375 98708 Single Family
1120000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 8.5 Annandale 284000 20060201 4.125 20110101 Y 60 No_PP GROUP I G01 357 8.25 PIKE ROAD 284349 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 7.75 PASADENA 116000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.5 DISTRICT HEIGHTS 180000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 CHANDLER 128000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 7.875 LAVEEN 200000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 7.875 PHOENIX 232036 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 7.625 Murray 300000 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 358 8.125 Charlotte 72200 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.625 QUEEN CREEK 140894 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 356 7.5 Leesburg 183340 20060101 2.75 20101201 Y 120 Prepay GROUP I G01 357 7.75 Houston 133600 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 8.125 Dana Point 796000 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 357 8.125 ATTLEBORO 263600 20060201 2.25 20110101 Y 120 No_PP GROUP II G03 357 7.25 Honolulu 1071000 20060201 2.25 20110101 Y 60 No_PP GROUP II G02 358 7.375 WOODBRIDGE 280000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 357 7.5 DALLAS 137520 20060201
70.00 12.375 360 8.125 VA 78.67 13.5 360 7.875 AL 80.00 13.25 360 7.375 MD 80.00 12.75 360 7.125 MD 80.00 12.5 360 7.625 AZ 80.00 13 360 7.5 AZ 80.00 12.875 360 7.5 AZ 80.00 12.875 360 7.25 UT 80.00 12.625 360 7.75 NC 80.00 13.125 360 6.25 AZ 75.87 11.625 360 7.125 FL 80.00 12.5 360 7.375 TX 80.00 12.75 360 7.75 CA 80.00 13.125 360 7.75 MA 80.00 13.125 360 6.875 HI 70.00 12.25 360 7 VA 80.00 12.375 360 7.125 GA 80.00
No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 284000 2011.666667 360 0 0 0.375 22003 Condominium No MI 100062000000000000 1.875 1 First Lien 60 N 20360101 AFL2 284349 1954.899375 360 0 0 0.375 36064 Single Family No MI 100185000000000000 3.75 1 First Lien 60 N 20360101 AFL2 115962.54 748.9247375 360 0 0 0.375 21122 Condominium No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 179943.75 1124.648438 360 0 0 0.375 20747 Townhouse No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 128000 853.3333333 360 0 0 0.375 85225 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 199999.99 1312.499934 360 0 0 0.375 85339 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 232036 1522.73625 360 0 0 0.375 85339 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 300000 1906.25 360 0 0 0.375 84123 Single Family No MI 100125000000000000 1.875 1 First Lien 60 N 20360101 AFL2 72200 488.8541667 360 0 0 0.375 28216 PUD No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 140894 777.8522917 360 0 0 0.375 85242 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 183281.92 1145.512 360 0 0 0.375 34748 PUD No MI 100016000000000000 1.875 1 First Lien 60 N 20351201 AFL2 133600 862.8333333 360 0 0 0.375 77064 PUD No MI 100266000000000000 2.375 1 First Lien 60 N 20360101 AFL2 796000 5389.583333 360 0 0 0.375 92629 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 263600 1784.791667 360 0 0 0.375 2703 2-4 Family No MI 100095000000000000 1.875 1 First Lien 60 N 20360101 AFL2 1071000 6470.625 360 0 0 0.375 96825 Condominium No MI 100034000000000000 1.875 1 First Lien 60 N 20360101 AFL2 280000 1720.833333 360 0 0 0.375 22193 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 137520 859.5 360 0 0 0.375 30157 Single Family No MI 001000320000000000
2.25 Y
120 GROUP II
20110101 No_PP G03
12.5 360 6.875 MD 80.00 12.25 360 7.75 MA 79.99 14.125 360 6.875 VA 80.00 12.25 360 7.75 MA 80.00 13.125 360 7.375 GA 80.00 12.75 360 7.25 MI 80.00 12.625 360 7.25 NJ 75.00 12.625 360 6.375 AZ 80.00 11.75 360 6.875 CA 80.00 13.25 360 7.75 MI 70.00 13.125 360 7 AZ 67.42 12.375 360 6.375 NY 80.00 12.75 360 7.625 CO 80.00 13 360 6.25 VA 80.00 11.625 360 6.25 FL 74.98 11.625 360 8.5 TX 80.00 13.875 360 5.5 NJ 70.00 10.875
357 7.25 Fort Washington 626558 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8.125 ATTLEBORO 313100 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 358 7.25 Richmond 114400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 Haverhill 440000 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 7.75 Riverdale 129992 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.625 Detroit 62400 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 7.625 Newark 315000 20060301 2.25 20110201 Y 60 No_PP GROUP II G04 358 6.75 PEORIA 433812 20060301 2.25 20160201 Y 120 No_PP GROUP I G01 356 7.25 Apple Valley 316000 20060101 5 20071201 Y 60 Prepay GROUP I G01 358 8.125 Grand Rapids 78400 20060301 2.25 20110201 N 0 Prepay GROUP II G01 358 7.375 FLAGSTAFF 300000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 6.75 Bronx 448000 20060301 2.25 20090201 Y 36 Prepay GROUP I G01 358 8 Littleton 149280 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.625 WOODBRIDGE 249600 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 354 6.625 DAVENPORT 183700 20051101 2.25 20101001 N 0 Prepay GROUP I G01 354 8.875 Carrollton 120304 20051101 2.375 20071001 N 0 No_PP GROUP I G01 353 5.875 Alpine 1330000 20051001 2.375 20070901
1 First Lien 20360101 AFL2 3785.454583 360 0 0 0.375 20744 Single Family No MI 100028000000000000 1.875 1 First Lien 60 N 20360101 AFL2 313100 2119.947917 360 0 0 0.375 2703 2-4 Family No MI 100095000000000000 1.875 2 First Lien 60 N 20360101 AFL2 114400 691.1666667 360 0 0 0.375 23224 Single Family No MI 100078000000000000 1.875 1 First Lien 60 N 20360201 AFL2 439422.41 3266.99 360 0 0 0.375 1832 Single Family No MI 100087000000000000 1.875 1 First Lien 60 N 20360201 AFL2 129992 839.5316667 360 0 0 0.375 30296 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 62309.39 441.66 360 0 0 0.375 48203 2-4 Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 315000 2001.5625 360 0 0 0.375 7104 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 433812 2440.1925 360 0 0 0.375 85383 PUD No MI 100057000000000000 2 1 First Lien 120 N 20360201 AFL2 316000 1909.166667 360 0 0 0.375 92307 2-4 Family No MI 100039000000000000 1.875 2 First Lien 24 N 20351201 AFL2 78297.08 582.12 360 0 0 0.375 49506 2-4 Family No MI 100173000000000000 4.625 1 First Lien 60 N 20360201 AFL2 300000 1843.75 360 0 0 0.375 86004 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 447695.69 2518.288256 360 0 0 0.375 10466 2-4 Family No MI 100022000000000000 1.875 2 First Lien 36 N 20360201 AFL2 149280 995.2 360 0 0 0.375 80123 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 249600 1378 360 0 0 0.375 22191 PUD No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 182713.98 1176.26 360 0 0 0.375 33897 PUD No MI 100010000000000000 2 1 First Lien 60 N 20351001 AFL2 119891.8 957.19 360 0 0 0.375 75006 Single Family No MI 100014000000000000 1.875 1 First Lien 24 N 20351001 AFL2 1330000 6511.458333 360 0 0 0.375 7620 Single Family No MI 100034000000000000 2 1 First Lien N
1.875 60 626558
120 No_PP GROUP II G01 358 7.375 SUN CITY 209600 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.25 MANASSAS 368000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.625 LAS VEGAS 267717 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 356 7.5 WOODBRIDGE 312000 20060101 2.25 20101201 Y 120 Prepay GROUP II G03 358 6.75 Pompano Beach 659200 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 6.25 Mesa 136500 20060301 4.73 20110201 Y 120 Prepay GROUP I G01 357 7.625 BAKERSFIELD 427600 20060201 2.25 20090101 Y 120 No_PP GROUP II G02 357 7.625 LEXINGTON 346800 20060201 2.25 20110101 Y 120 Prepay GROUP II G02 358 7.625 THE COLONY 240000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 8.25 Fort Lauderdale 209300 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 8.25 PLANO 461250 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 7.875 ORLANDO 96800 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.25 MARLBORO TOWNSHIP 1267516 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 6.625 KEW GARDENS 611000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 8.125 FALL RIVER 197400 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 356 7.375 Fountain 172000 20060101 2.25 20101201 Y 120 Prepay GROUP I G01 357 8.25 Chicago 124000 20060201 2.25 20110101 N 0 No_PP
360 7 CA 80.00 12.375 360 6.875 VA 80.00 12.25 360 7.25 NV 80.00 12.625 360 7.125 VA 80.00 12.5 360 6.375 FL 80.00 11.75 360 5.875 AZ 70.00 11.25 360 7.25 CA 80.00 13.625 360 7.25 KY 80.00 12.625 360 7.25 TX 80.00 12.625 360 7.875 FL 70.00 13.25 360 7.875 TX 75.00 13.25 360 7.5 FL 80.00 12.875 360 7.875 NJ 75.00 13.25 360 6.25 NY 65.00 11.625 360 7.75 MA 70.00 13.125 360 7 CO 80.00 12.375 360 7.875 IL 80.00 13.25 360 0 0
24 209600 0 92586 No MI 2 60 368000 0 20110 No MI 1.875 60 267717 0 0 89103 No MI 1.875 60 312000 0 0 22191 No MI 1.875 60 659200 0 0 33062 No MI 1.875 60 136499.66 0 0 85201 No MI 1.875 60 427599.98 0 0 93306 No MI 4.355 36 346800 0 0 40509 No MI 1.875 60 240000 0 0 75056 No MI 1.875 60 209300 0 0 33311 No MI 1.875 60 461250 0 0 75024 No MI 1.875 60 96800 0 0 32808 No MI 1.875 60 1267516 0 0 7751 No MI 1.875 60 611000 0 0 11415 No MI 1.875 60 197400 0 0 2724 No MI 1.875 60 172000 0 0 80817 No MI 1.875 60 123761.16 0 0 60649 No MI 1.875 60
20350901 AFL2 1288.166667 360 0.375 PUD 100386000000000000 1 First Lien N 20360201 WALN 2223.333333 360 0.375 Single Family First Lien 20360201 WALN 1701.118438 360 0.375 Condominium 100386000000000000 1 First Lien N 20360201 WALN 1950 360 0.375 Single Family N N First Lien 20351201 WALN 3708 360 0.375 Single Family 1001989-0000003609 1 First Lien 20360201 AFL2 710.9357292 360 0.375 Single Family 100173000000000000 1 First Lien 20360201 AFL2 2717.04154 360 0.375 PUD 100057000000000000 1 First Lien 20360101 AFL2 2203.625 360 0.375 Single Family 100113000000000000 1 First Lien 20360101 AFL2 1525 360 0.375 PUD 100199000000000000 1 First Lien 20360201 AFL2 1438.9375 360 0.375 2-4 Family 100059000000000000 1 First Lien 20360101 AFL2 3171.09375 360 0.375 Single Family 100425000000000000 1 First Lien 20360101 AFL2 635.25 360 0.375 Single Family 100199000000000000 1 First Lien 20360201 AFL2 8714.1725 360 0.375 Single Family 100061200005309951 First Lien 20360201 WALN 3373.229167 360 0.375 2-4 Family 100386000000000000 1 First Lien 20360301 WALN 1336.5625 360 0.375 2-4 Family 100103000000000000 1 First Lien 20360201 AFL2 1057.083333 360 0.375 Single Family 100022000000000000 1 First Lien 20351201 AFL2 931.57 360 0.375 2-4 Family 1002656-0000441927 1 First Lien 20360101 AFL2 1 1
GROUP I 358 8.25 Newark 432000 2.25 Y 120 GROUP I 358 7.875 ORLANDO 254544 2.25 Y 120 GROUP I 357 7.875 KISSIMMEE 258276 2.25 Y 120 GROUP II 357 7.5 Old Hickory 564000 2.25 Y 120 GROUP I 357 8.25 Sorrento 248000 2.25 N 0 GROUP I 358 7.75 Charlotte 65000 2.25 Y 60 GROUP II 358 7.5 West New York 375000 2.25 Y 60 GROUP II 357 7.5 Woodbridge 283600 2.25 Y 120 GROUP II 356 7.5 Franklin 369075 2.25 Y 120 GROUP II 357 6.5 Toney 105720 2.25 Y 120 GROUP II 358 7.25 Gretna 100000 2.25 N 0 GROUP II 357 7.375 Gilbert 215676 2.25 Y 120 GROUP II 357 7.625 CHATTANOOGA 81375 2.25 N 0 GROUP I 355 8 Bartow 59670 2.75 N 0 GROUP I 358 8.25 MIDDLE RIVER 86000 2.25 Y 60 GROUP II 358 7.625 CHATTANOOGA 114750 2.25 Y 60 GROUP I 358 7.75 Tallahassee 65000 2.25 N 0 GROUP I
G01 7.875 NJ 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060201 20110101 No_PP G03 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060201 20110101 Prepay G02 20060101 20101201 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060201 20110101 Prepay G01 20060201 20110101 Prepay G01 20051201 20071101 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 80.00 13.25 360 7.5 FL 80.00 12.875 360 7.5 FL 80.00 12.875 360 7.125 TN 80.00 12.5 360 7.875 FL 79.99 13.25 360 7.375 NC 65.00 12.75 360 7.125 NJ 75.00 12.5 360 7.125 VA 80.00 12.5 360 7.125 TN 95.00 12.5 360 6.125 AL 80.00 11.5 360 6.875 LA 80.00 12.25 360 7 AZ 80.00 12.375 360 7.25 TN 75.00 12.625 360 7.625 FL 90.00 14 360 7.875 MD 80.00 13.25 360 7.25 TN 75.00 12.625 360 7.375 FL 50.00 12.75 360
2970 360 0 0.375 7108 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 254214.75 1668.284297 360 0 0 0.375 32835 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 258276 1694.93625 360 0 0 0.375 34747 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 564000 3525 360 0 0 0.375 37138 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360101 AFL2 247522.31 1863.14 360 0 0 0.375 32776 PUD No MI 100213000000000000 1.875 1 First Lien 60 N 20360101 AFL2 65000 419.7916667 360 0 0 0.375 28216 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360201 AFL2 375000 2343.75 360 0 0 0.375 7093 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 283600 1772.5 360 0 0 0.375 22191 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360101 AFL2 369075 2306.71875 360 0 0 0.375 37064 PUD Republic MIC 100022000000000000 1.875 1 First Lien 60 N 20351201 AFL2 105720 572.65 360 0 0 0.375 35773 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360101 AFL2 99843.51 682.18 360 0 0 0.375 70056 Single Family No MI 1.875 1 First Lien 60 N 20360201 AFL2 215676 1325.50875 360 0 0 0.375 85297 PUD No MI 100420000000000000 1.875 1 First Lien 60 N 20360101 AFL2 81197.18 575.97 360 0 0 0.375 37415 2-4 Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360101 AFL2 59467.1 437.84 360 0 0 0.375 33830 Single Family Radian Guaranty 1.875 1 First Lien 24 N 20351101 AFL2 86000 591.25 360 0 0 0.375 21220 Townhouse No MI 100213000000000000 2.375 1 First Lien 60 N 20360201 AFL2 114750 729.140625 360 0 0 0.375 37415 2-4 Family No MI 100190000000000000 1.875 1 First Lien 60 N 20360201 AFL2 64907.95 465.67 360 0 0 0.375 32303 2-4 Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360201 AFL2 64907.95 465.67 360 0
432000
358 7.75 Tallahassee 65000 20060301 2.25 20110201 N 0 No_PP GROUP II G03 359 7.5 Tiburon 975000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.75 HOUSTON 105011 20060401 2.25 20110301 Y 60 No_PP GROUP II G02 358 7.5 LAWRENCEVILLE 168000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 DOUGLASVILLE 143920 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 359 6.25 PEORIA 284350 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.75 Colorado Springs 58252 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7 Federalsburg 90000 20060301 2.25 20110201 N 0 Prepay GROUP I G01 359 8.125 TOWNLEY 60700 20060401 2.25 20110301 N 0 Prepay GROUP II G03 359 6.75 Gainesville 852944 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 358 8 Orlando 134400 20060301 2.25 20110201 N 0 No_PP GROUP II G01 359 7.5 HUMBLE 103091 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 7.75 Clearwater 218500 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 357 7 Debary 368000 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 7.5 Riverview 184000 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.25 North Fort Myers 364800 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 359 7.5 INDIO 300152 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359
7.375 FL 50.00 12.75 360 7.125 CA 75.00 12.5 360 7.375 TX 75.00 12.75 360 7.125 GA 80.00 12.5 360 7.75 GA 80.00 13.125 360 5.875 AZ 79.99 11.25 360 7.375 CO 80.00 12.75 360 6.625 MD 33.96 12 360 7.75 AL 79.87 13.125 360 6.375 GA 80.00 11.75 360 7.625 FL 80.00 13 360 7.125 TX 75.00 12.5 360 7.375 FL 95.00 12.75 360 6.625 FL 80.00 12 360 7.125 FL 80.00 12.5 360 6.875 FL 92.53 12.25 360 7.125 CA 80.00 12.5 360 7.375
0 32303 No MI 1.875 60 975000
0.375 2-4 Family 1 N
100425000000000000 First Lien N 20360201 AFL2 6093.75 360 0 0 0.375 94920 Single Family No MI 1001719-0601001135 1.875 1 First Lien 60 N 20360301 AFL2 105011 678.1960417 360 0 0 0.375 77073 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 168000 1050 360 0 0 0.375 30043 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 143920 974.4583333 360 0 0 0.375 30134 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 284350 1480.989583 360 0 0 0.375 85383 PUD No MI 100047000000000000 1.875 1 First Lien 60 N 20360301 AFL2 58252 376.2108333 360 0 0 0.375 80915 PUD No MI 100226000000000000 1.875 1 First Lien 60 N 20360201 AFL2 89852.03 598.77 360 0 0 0.375 21632 Single Family No MI 100091000000000000 1.875 1 First Lien 60 N 20360201 AFL2 60660.29 450.7 360 0 0 0.375 35587 Single Family No MI 100252000000000000 1.875 1 First Lien 60 N 20360301 AFL2 852944 4797.81 360 0 0 0.375 30504 PUD No MI 100264000000000000 1.875 1 First Lien 60 N 20360301 AFL2 134219.04 986.18 360 0 0 0.375 32811 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 103091 644.31875 360 0 0 0.375 77396 PUD No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 218500 1411.145833 360 0 0 0.375 33764 Single Family Republic MIC 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 368000 2146.666667 360 0 0 0.375 32713 PUD No MI 100022000000000000 1.875 1 First Lien 60 N 20360101 AFL2 184000 1150 360 0 0 0.375 33569 PUD No MI 1.875 1 First Lien 60 N 20360101 AFL2 364800 2204 360 0 0 0.375 33903 Condominium Republic MIC 100022000000000000 1.875 1 First Lien 60 N 20360101 AFL2 300152 1875.95 360 0 0 0.375 92203 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 89900 580.6041667 360 0 0 0.375
7.75 INDIO 246320 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 356 6 Stratford 228000 20060101 2.25 20101201 N 0 No_PP GROUP II G01 358 6.5 MIAMI 320125 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.375 Orange Beach 295750 20060301 2.75 20110201 Y 120 No_PP GROUP II G01 358 6.5 MIAMI 254800 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8 Denver 358875 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 7.875 Denver 142400 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 Saint Petersburg 103200 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 PORT SAINT LUCIE 152800 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 7.75 CHATSWORTH 1266800 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 6.5 SAHUARITA 183932 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.375 BRIGHTON 171706 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7 Vero Beach 59475 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 359 6.375 Hesperia 327875 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.625 Portland 138250 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 SPRINGFIELD 424000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 New Port Richey 76000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.5 Flagstaff
CA 80.00 12.75 360 5.625 WI 76.00 12 360 6.125 FL 65.00 12.5 360 8 AL 80.00 14.375 360 6.125 FL 65.00 12.5 360 7.625 CO 75.00 13 360 7.5 CO 80.00 12.875 360 7.75 FL 80.00 13.125 360 7.5 FL 79.83 12.875 360 7.375 CA 75.00 13.75 360 6.125 AZ 80.00 11.5 360 6 CO 79.33 11.375 360 6.625 FL 65.00 12 360 6 CA 80.00 11.375 360 7.25 OR 70.00 12.625 360 7.75 VA 80.00 13.125 360 7.75 FL 80.00 13.125 360 7.125 AZ
92203 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 227085.25 1366.98 360 0 0 0.375 54484 Single Family No MI 100196000000000000 1.875 2 First Lien 60 N 20351201 AFL2 320125 1734.010417 360 0 0 0.375 33132 Condominium No MI 100087000000000000 1.875 2 First Lien 60 N 20360201 AFL2 295750 2064.088542 360 0 0 0.375 36561 Condominium No MI 100229000000000000 1.875 2 First Lien 60 N 20360201 AFL2 254800 1380.166667 360 0 0 0.375 33132 Condominium No MI 100087000000000000 2.375 2 First Lien 60 N 20360201 AFL2 358875 2392.5 360 0 0 0.375 80203 Condominium No MI 1001130-0601000118 1.875 2 First Lien 60 N 20360301 AFL2 142400 934.5 360 0 0 0.375 80223 Single Family No MI 100256000000000000 1.875 1 First Lien 60 N 20360201 AFL2 103200 698.75 360 0 0 0.375 33714 Single Family No MI 1.875 1 First Lien 60 N 20360201 AFL2 152800 1002.75 360 0 0 0.375 34952 Single Family No MI 1.875 1 First Lien 60 N 20360201 AFL2 1266800 8181.416667 360 0 0 0.375 91311 PUD No MI 100087000000000000 1.875 2 First Lien 60 N 20360201 AFL2 183932 996.2983333 360 0 0 0.375 85629 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 171706 912.188125 360 0 0 0.375 80601 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 59475 346.9375 360 0 0 0.375 32962 Condominium No MI 100113000000000000 1.875 1 First Lien 60 N 20360201 AFL2 327875 1741.835938 360 0 0 0.375 92344 Single Family No MI 010051700000000000 1.875 2 First Lien 60 N 20360301 AFL2 138250 878.4635417 360 0 0 0.375 97211 Single Family No MI 100059000000000000 1.875 1 First Lien 60 N 20360201 AFL2 424000 2870.833333 360 0 0 0.375 22151 Single Family No MI 100293000000000000 1.875 1 First Lien 60 N 20360201 AFL2 76000 514.5833333 360 0 0 0.375 34652 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 219200 1370 360 0 0 0.375 86001 Single Family
219200 2.25 Y
120 GROUP I
20060301 20110201 Prepay G01
80.00 360
358 8 PEORIA 388043 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.25 CARLOTTA 315000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.875 FAIRBURN 116000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 Apple Valley 199200 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 355 8.15 WEST SACRAMENTO 149000 20051201 2.25 20081101 N 0 Prepay GROUP II G01 359 7.125 ARVADA 228000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 357 7.75 Myrtle Beach 194652 20060201 2.75 20110101 N 0 No_PP GROUP II G02 359 7.125 Kissimmee 209600 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 357 7.5 Fort Myers 329530 20060201 2.25 20110101 N 0 No_PP GROUP II G01 358 7 WOODBRIDGE 308000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 6 Milpitas 426000 20060301 2.25 20090201 N 0 No_PP GROUP I G01 359 7.875 CAPE CORAL 300613 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 6.375 Roosevelt 88720 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 7.875 Homestead 112120 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.25 Maricopa 273934 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.75 Tempe 191920 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 8.125 New Port Richey 76000 20060301
90.00 360
68.48 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
62.65 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00
No MI 100091000000000000 1.875 1 First Lien 60 N 20360201 AFL2 388043 2586.953333 360 7.625 0 0 0.375 AZ 85383 PUD Mortgage Guaranty In 100047000000000000 13 1.875 1 First Lien 60 N 20360201 AFL2 315000 1903.125 360 6.875 0 0 0.375 CA 95528 Single Family No MI 100074000000000000 13.25 1.875 2 First Lien 60 N 20360201 AFL2 116000 664.5833333 360 6.5 0 0 0.375 GA 30213 Single Family No MI 100293000000000000 11.875 1.875 1 First Lien 60 N 20360201 AFL2 199200 1348.75 360 7.75 0 0 0.375 CA 92307 Single Family No MI 100113000000000000 13.125 1.875 1 First Lien 60 N 20360201 AFL2 148508.52 1108.93 360 7.775 0 0 0.375 CA 95605 Single Family No MI 100199000000000000 14.15 1.875 1 First Lien 36 N 20351101 AFL2 228000 1353.75 360 6.75 0 0 0.375 CO 80003 Single Family No MI 100196000000000000 12.125 1.875 1 First Lien 60 N 20360301 AFL2 194237.17 1394.52 360 7.375 0 0 0.375 SC 29579 PUD No MI 100016000000000000 13.75 1.875 2 First Lien 60 N 20360101 AFL2 209600 1244.5 360 6.75 0 0 0.375 FL 34743 PUD No MI 100004000000000000 12.125 2.375 1 First Lien 60 N 20360301 AFL2 328791.71 2304.13 360 7.125 0 0 0.375 FL 33908 PUD No MI 100016000000000000 13.5 1.875 2 First Lien 60 N 20360101 AFL2 308000 1796.666667 360 6.625 0 0 0.375 VA 22191 Single Family No MI 100031000000000000 12 1.875 1 First Lien 60 N 20360201 AFL2 425149.7 2554.09 360 5.625 0 0 0.375 CA 95035 Single Family No MI 100202000000000000 12 1.875 1 First Lien 36 N 20360201 AFL2 300613 1972.772813 360 7.5 0 0 0.375 FL 33907 PUD No MI 12.875 1.875 1 First Lien 60 N 20360301 AFL2 88555.22 553.5 360 6 0 0 0.375 UT 84066 Single Family No MI 100125000000000000 11.375 1.875 1 First Lien 60 N 20360201 AFL2 112120 735.7875 360 7.5 0 0 0.375 FL 33033 Condominium No MI 100022000000000000 12.875 1.875 1 First Lien 60 N 20360201 AFL2 273934 1883.29625 360 7.875 0 0 0.375 AZ 85239 Single Family No MI 100101000000000000 13.25 1.875 1 First Lien 60 N 20360301 AFL2 191920 1079.55 360 6.375 0 0 0.375 AZ 85282 Single Family No MI 100195000000000000 11.75 1.875 1 First Lien 60 N 20360301 AFL2 76000 514.5833333 360 7.75 0 0 0.375 FL 34652 Single Family No MI 100022000000000000 12.5
2.25 Y
120 GROUP II
20110201 Prepay G02 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G03 20060301 20110201 No_PP G01 20060301 20110201 Prepay G02 20060301 20110201 Prepay G01 20060401 20110301 Prepay G02 20060301 20110201 Prepay G01 20060301 20110201 Prepay G02 20060301 20110201 Prepay G02 20060301 20110201 Prepay G02 20060301 20110201 Prepay G01 20060301 20110201
13.125 360 6.125 AZ 80.00 11.5 360 6.125 CA 65.98 11.5 360 7.25 FL 80.00 12.625 360 7.375 FL 70.00 12.75 360 7.125 CO 70.00 12.5 360 7.25 CA 80.00 12.625 360 5.625 CA 78.01 11 360 6.125 GA 46.92 11.5 360 7.5 CA 70.00 12.875 360 6.375 AZ 80.00 11.75 360 6.375 AZ 80.00 11.75 360 7 CA 80.00 12.375 360 7.125 AZ 80.00 12.5 360 7 TX 80.00 12.375 360 7.125 TN 80.00 12.5 360 6.875 TX 80.00 12.25 360 6.875 MA 70.00 12.25
358 6.5 MESA 193600 2.25 Y 120 GROUP II 358 6.5 CLAREMONT 382700 2.25 Y 120 GROUP II 359 7.625 Bradenton 147200 2.25 Y 120 GROUP I 358 7.75 Davie 1400000 2.25 Y 120 GROUP II 358 7.5 Aurora 110600 2.25 Y 120 GROUP II 358 7.625 HEMET 212000 2.25 Y 120 GROUP II 358 6 Chula Vista 319850 2.25 N 0 GROUP II 358 6.5 Atlanta 610000 2.25 Y 120 GROUP I 358 7.875 Victorville 203000 2.25 Y 60 GROUP II 358 6.75 Maricopa 191072 2.25 Y 120 GROUP II 359 6.75 Tucson 250400 2.25 Y 120 GROUP II 358 7.375 Bakersfield 140000 2.25 N 0 GROUP II 358 7.5 Avondale 212000 2.25 Y 120 GROUP II 358 7.375 Dallas 52000 2.25 N 0 GROUP II 358 7.5 Cottontown 156000 2.25 Y 120 GROUP II 358 7.25 Dallas 52000 2.25 N 0 GROUP II 358 7.25 Springfield 158200 2.25
1 First Lien 20360201 AFL2 1048.666667 360 0 0 0.375 85201 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 382700 2072.958333 360 0 0 0.375 91711 Single Family No MI 100177000000000000 1.875 1 First Lien 60 N 20360201 AFL2 147200 935.3333333 360 0 0 0.375 34203 2-4 Family No MI 010003500000000000 1.875 1 First Lien 60 N 20360301 AFL2 1400000 9041.666667 360 0 0 0.375 33324 Single Family No MI 100196000000000000 1.875 1 First Lien 60 N 20360201 AFL2 110600 691.25 360 0 0 0.375 80014 Condominium No MI 100113000000000000 1.875 1 First Lien 60 N 20360201 AFL2 212000 1347.083333 360 0 0 0.375 92544 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 319211.07 1917.66 360 0 0 0.375 91915 Condominium No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 610000 3304.166667 360 0 0 0.375 30307 Single Family No MI 100086000000000000 1.875 1 First Lien 60 N 20360201 AFL2 203000 1332.1875 360 0 0 0.375 92394 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 191072 1074.78 360 0 0 0.375 85239 PUD No MI 100101000000000000 1.875 1 First Lien 60 N 20360201 AFL2 250400 1408.5 360 0 0 0.375 85743 Single Family No MI 010010100000000000 1.875 1 First Lien 60 N 20360301 AFL2 139786.28 966.95 360 0 0 0.375 93304 Single Family No MI 1.875 1 First Lien 60 N 20360201 AFL2 212000 1325 360 0 0 0.375 85323 Single Family No MI 100101000000000000 1.875 1 First Lien 60 N 20360201 AFL2 51920.62 359.15 360 0 0 0.375 75227 Single Family No MI 1.875 1 First Lien 60 N 20360201 AFL2 156000 975 360 0 0 0.375 37048 Single Family No MI 100101000000000000 1.875 1 First Lien 60 N 20360201 AFL2 51918.63 354.73 360 0 0 0.375 75217 Single Family No MI 100404000000000000 1.875 1 First Lien 60 N 20360201 AFL2 158200 955.7916667 360 0 0 0.375 1108 2-4 Family No MI 100185000000000000 1.875 1 First Lien N
1.875 60 193600
60 GROUP II 359 7 Fayetteville 118930 2.25 Y 60 GROUP I 358 7.75 Tolleson 240850 2.25 Y 120 GROUP I 359 8.125 Sedona 650000 2.25 Y 120 GROUP I 358 7.75 ORLANDO 281520 2.25 Y 120 GROUP I 358 7.875 KISSIMMEE 330548 2.25 Y 120 GROUP I 358 7.875 GLENDALE 344480 2.25 Y 120 GROUP I 358 8 Arvada 125300 2.25 Y 120 GROUP I 358 8.125 Surprise 370930 2.25 Y 120 GROUP II 358 7.25 Sacramento 288000 2.25 Y 120 GROUP I 358 8 Killeen 127050 2.25 Y 60 GROUP II 358 7 Detroit 50950 2.25 N 0 GROUP II 358 7.25 Burke 343200 2.25 Y 120 GROUP I 358 7.875 Stockton 228000 2.25 Y 60 GROUP II 358 7.375 ORLANDO 239200 2.25 Y 120 GROUP I 358 7.875 Miami 220800 2.25 Y 120 GROUP II 355 6.625 Loganville 132600 2.25 Y 120 GROUP II 358 7.5 Philadelphia 335200 2.25 Y 120
Prepay G01
360 6.625 GA 0 12 360 7.375 AZ
60 118930 0 30215 No MI 1.875 60 240850 0 0 85353 No MI 1.875 60 650000 0 0 86336 No MI 1.875 60 281520 0 0 32828 No MI 1.875 60 330548 0 0 34747 No MI 1.875 60 344480 0 0 85310 No MI 1.875 60 125300 0 0 80004 No MI 1.875 60 370930 0 0 85379 No MI 1.875 60 288000 0 0 95826 No MI 1.875 60 126950.87 0 0 76549 No MI 1.875 60 50866.23 0 0 48209 No MI 1.875 60 343200 0 0 22015 No MI 1.875 60 228000 0 0 95212 No MI 1.875 60 239200 0 0 33806 No MI 1.875 60 220800 0 0 33132 No MI 1.875 60 132541.23 0 0 30052 No MI 1.875 60 335200 0 0 19106 No MI 1.875 60
N PUD
20360201 693.7583333 0.375 1
AFL2 360
20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G02 20060301 20110201 No_PP G01 20060301 20110201 Prepay G02 20060301 20110201 Prepay G01 20060301 20110201 Prepay G02 20051201 20101101 No_PP G02 20060301 20110201 No_PP
70.00
N PUD
20360301 1555.489583 0.375 1
100425000000000000 First Lien AFL2 360
80.00 12.75 360 7.75 AZ 76.47 13.125 360 7.375 FL 80.00 12.75 360 7.5 FL 80.00 12.875 360 7.5 AZ 79.98 12.875 360 7.625 CO 70.00 13 360 7.75 AZ 70.00 13.125 360 6.875 CA 80.00 12.25 360 7.625 TX 70.00 13 360 6.625 MI 67.04 12 360 6.875 VA 80.00 12.25 360 7.5 CA 80.00 12.875 360 7 FL 80.00 12.375 360 7.5 FL 80.00 12.875 360 6.25 GA 79.98 12.625 360 7.125 PA 80.00 12.5 360
100041000000000000 First Lien N 20360201 AFL2 4401.041667 360 0.375 Single Family 1001247-0007010088 1 First Lien N 20360301 AFL2 1818.15 360 0.375 PUD 100057000000000000 1 First Lien N 20360201 AFL2 2169.22125 360 0.375 PUD 100057000000000000 1 First Lien N 20360201 AFL2 2260.65 360 0.375 Single Family 100057000000000000 1 First Lien N 20360201 AFL2 835.3333333 360 0.375 Condominium 100256000000000000 1 First Lien N 20360201 AFL2 2511.505208 360 0.375 PUD 100173000000000000 1 First Lien N 20360201 AFL2 1740 360 0.375 Single Family 1000960-0000600672 1 First Lien N 20360201 AFL2 846.3391333 360 0.375 2-4 Family 100185000000000000 1 First Lien N 20360201 AFL2 338.97 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 2073.5 360 0.375 PUD 100218000000000000 1 First Lien N 20360201 AFL2 1496.25 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 1470.083333 360 0.375 Condominium 100247000000000000 1 First Lien N 20360201 AFL2 1449 360 0.375 Condominium 100022000000000000 2 First Lien N 20360201 AFL2 731.7380406 360 0.375 PUD 100432000000000000 2 First Lien N 20351101 AFL2 2095 360 0.375 Condominium 100077000000000000 1 First Lien N 20360201 AFL2
GROUP II 354 5.375 Brooklyn 332000 2.25 Y 120 GROUP I 359 8.125 Estero 240800 2.25 Y 120 GROUP I 358 8 COLORADO SPRINGS 120591 2.25 Y 120 GROUP I 358 8.125 SONORA 380000 2.25 Y 60 GROUP II 358 7.5 Twain Harte 492000 2.25 Y 60 GROUP I 357 8 PLANTATION 975000 2.25 Y 120 GROUP I 357 8.25 CINCINNATI 139278 2.25 Y 120 GROUP II 357 6.875 BRENTWOOD 608000 2.25 Y 120 GROUP II 358 7.25 Calhan 195120 2.25 Y 120 GROUP II 357 7.25 COMPTON 351000 2.25 Y 120 GROUP I 357 8 Grayson 343600 2.25 Y 120 GROUP II 358 7.375 Redmond 1235000 2.25 Y 60 GROUP I 353 7.25 Yonkers 460000 3.25 Y 24 GROUP II 357 6.375 ALPHARETTA 314024 2.25 N 0 GROUP I 358 8.125 FORT WORTH 63420 2.25 Y 120 GROUP II 356 7.5 San Francisco 1279252 2.25 Y 120 GROUP II 358 7.25 BALTIMORE 212800 2.25 Y 120 GROUP I
G02 20051101 20101001 No_PP G01 20060401 20110301 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G03 20060301 20110201 Prepay G01 20060201 20110101 Prepay G01 20060201 20110101 Prepay G03 20060201 20110101 No_PP G02 20060301 20110201 No_PP G01 20060201 20110101 Prepay G01 20060201 20110101 No_PP G03 20060301 20110201 Prepay G01 20051001 20070901 No_PP G04 20060201 20160101 No_PP G01 20060301 20110201 Prepay G03 20060101 20101201 No_PP G01 20060301 20110201 No_PP G01 80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
75.00 360
70.00 360
80.00 360
80.00 360
65.00 360
80.00 360
65.00 360
79.75 360
80.00 360
80.00 360
74.59 360
80.00 360
331995.61 1487.06367 360 0 0 0.375 11234 Single Family No MI 100432000000000000 10.375 1.875 1 First Lien 60 N 20351001 AFL2 240800 1630.416667 360 7.75 0 0 0.375 FL 33928 Condominium No MI 13.125 1.875 2 First Lien 60 N 20360301 AFL2 120591 803.94 360 7.625 0 0 0.375 CO 80910 PUD No MI 100057000000000000 13 1.875 1 First Lien 60 N 20360201 AFL2 380000 2572.916667 360 7.75 0 0 0.375 CA 95370 Single Family No MI 100199000000000000 13.125 1.875 1 First Lien 60 N 20360201 AFL2 492000 3075 360 7.125 0 0 0.375 CA 95383 Single Family No MI 100199000000000000 12.5 1.875 1 First Lien 60 N 20360201 AFL2 975000 6500 360 7.625 0 0 0.375 FL 33323 Single Family No MI 100204000000000000 13 1.875 1 First Lien 60 N 20360101 AFL2 139278 957.53625 360 7.875 0 0 0.375 OH 45240 2-4 Family No MI 100204000000000000 13.25 1.875 1 First Lien 60 N 20360101 AFL2 607999.99 3483.333276 360 6.5 0 0 0.375 CA 94513 Single Family No MI 100057000000000000 11.875 1.875 1 First Lien 60 N 20360101 AFL2 195107.23 1178.772848 360 6.875 0 0 0.375 CO 80808 Single Family No MI 100030000000000000 12.25 1.875 1 First Lien 60 N 20360201 AFL2 351000 2120.625 360 6.875 0 0 0.375 CA 90221 2-4 Family No MI 100414000000000000 12.25 1.875 1 First Lien 60 N 20360101 AFL2 343600 2290.666667 360 7.625 0 0 0.375 GA 30017 PUD No MI 010006600000000000 13 1.875 1 First Lien 60 N 20360101 AFL2 1234620.49 7587.771761 360 7 0 0 0.375 WA 98053 Single Family No MI 100022000000000000 12.375 1.875 1 First Lien 60 N 20360201 AFL2 460000 2779.166667 360 6.875 0 0 0.375 NY 10705 2-4 Family No MI 100295000000000000 12.25 1.875 1 First Lien 24 N 20350901 AFL2 313146.8 1959.1 360 6 0 0 0.375 GA 30004 PUD No MI 100057000000000000 11.375 2.875 1 First Lien 120 N 20360101 AFL2 63420 429.40625 360 7.75 0 0 0.375 TX 76116 Single Family No MI 100199000000000000 13.125 1.875 1 First Lien 60 N 20360201 AFL2 1279252 7995.325 360 7.125 0 0 0.375 CA 94118 Single Family No MI 100015000000000000 12.5 1.875 1 First Lien 60 N 20351201 AFL2 212800 1285.666667 360 6.875 0 0 0.375 MD 21206 Townhouse No MI 100213000000000000 12.25 1.875 1 First Lien 60 N 20360201 AFL2 130596 857.03625 360 5 NY
359 7.875 ALPHARETTA 130596 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.5 BONITA SPRINGS 291040 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.875 SANFORD 179992 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 7.5 LAS VEGAS 260873 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 8.125 MUNCIE 73425 20060301 2.25 20110201 N 0 Prepay GROUP II G01 358 7.625 Prineville 142425 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 MUNCIE 73425 20060301 2.25 20110201 N 0 Prepay GROUP II G02 359 7.5 Orange 240000 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 8 Saint Louis 176250 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.5 PHOENIX 198750 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 6.875 LAS VEGAS 256000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 359 6 North Las Vegas 228000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 8 New Castle 40000 20060301 2.25 20110201 N 0 No_PP GROUP II G03 358 7.625 Jupiter 796000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8 Celebration 202500 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 357 6.625 Bonita Springs 150000 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 359 6.75 MCLEAN 260000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358
7.5 GA 80.00 12.875 360 7.125 FL 80.00 12.5 360 7.5 FL 80.00 12.875 360 7.125 NV 80.00 12.5 360 7.75 IN 75.00 13.125 360 7.25 OR 75.00 12.625 360 7.75 IN 75.00 13.125 360 7.125 NJ 80.00 12.5 360 7.625 MO 75.00 13 360 7.125 AZ 75.00 12.5 360 6.5 NV 80.00 12.875 360 5.625 NV 80.00 11 360 7.625 IN 80.00 13 360 7.25 FL 80.00 12.625 360 7.625 FL 75.00 13 360 6.25 FL 59.95 12.625 360 6.375 VA 80.00 11.75 360 6.375
0 30004 No MI 1.875 60 291040 0 0 34135 No MI 1.875 60 179992 0 0 32771 No MI 1.875 60 260873 0 0 89131 No MI 1.875 60 73328.61 0 0 47303 No MI 1.875 60 142425 0 0 97754 No MI 1.875 60 73328.61 0 0 47303 No MI 1.875 60 240000 0 0 7050 No MI 1.875 60 176250 0 0 63110 No MI 1.875 60 198750 0 0 85032 No MI 1.875 60 256000 0 0 89119 No MI 1.875 60 228000 0 0 89032 No MI 1.875 60 39946.14 0 0 47362 No MI 1.875 60 796000 0 0 33477 No MI 1.875 60 202500 0 0 34747 No MI 1.875 60 150000 0 0 34135 No MI 1.875 60 260000 0 0 22102 No MI 1.875 60 370400 0 0
0.375 Single Family 1 N 0.375 PUD 1 N PUD 100057000000000000 First Lien N 20360201 AFL2 1630.45625 360 0.375 Single Family 100057000000000000 1 First Lien N 20360301 AFL2 545.18 360 0.375 2-4 Family 100059000000000000 1 First Lien N 20360201 AFL2 904.9921875 360 0.375 PUD 100114000000000000 1 First Lien N 20360201 AFL2 545.18 360 0.375 2-4 Family 100059000000000000 1 First Lien N 20360201 AFL2 1500 360 0.375 2-4 Family 100234000000000000 1 First Lien N 20360301 AFL2 1175 360 0.375 2-4 Family 100238000000000000 1 First Lien N 20360301 AFL2 1242.1875 360 0.375 Single Family 100071000000000000 1 First Lien N 20360201 AFL2 1466.666667 360 0.375 Single Family 100087000000000000 2 First Lien N 20360201 AFL2 1140 360 0.375 Single Family 100195000000000000 1 First Lien N 20360301 AFL2 293.51 360 0.375 Single Family 010033100000000000 1 First Lien N 20360201 AFL2 5057.916667 360 0.375 Condominium 1 First Lien 20360201 AFL2 1350 360 0.375 Condominium 100091000000000000 1 First Lien N 20360201 AFL2 828.125 360 0.375 Condominium 100016000000000000 2 First Lien N 20360101 AFL2 1462.5 360 0.375 Condominium 100031000000000000 1 First Lien N 20360301 AFL2 2083.5 360 0.375 N 2 N 20360301 1181.1975 0.375 100057000000000000 First Lien AFL2 360 N 100057000000000000 First Lien 20360301 AFL2 1819 360 N
6.75 Woodland Hills 370400 20060301 2.375 20080201 Y 120 No_PP GROUP II G01 358 6.75 Navarre 111150 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 7.875 Austell 78700 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 8 Homestead 161550 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 357 7.25 Myrtle Beach 191090 20060201 2.25 20110101 N 0 No_PP GROUP I G01 358 8 CALDWELL 139200 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.25 Avondale 320840 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 6.75 HIGHLAND 255200 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.375 Waldorf 357500 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.375 Upper Marlboro 111930 20060301 2.25 20110201 Y 60 Prepay GROUP II G02 358 7 Bristow 397000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 ROANOKE 76288 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 7.25 Gulf Breeze 145143 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8 Denver 454800 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 360 6.5 WILLOUGHBY HILLS 181700 20060501 2.25 20110401 Y 120 No_PP GROUP I G01 358 7.75 Grosse Pointe 78375 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 6.375 Irvine 417000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8 CALDWELL
CA 80.00 11.75 360 6.375 FL 65.00 11.75 360 7.5 GA 74.99 12.875 360 7.625 FL 79.98 13 360 6.875 SC 80.00 13.25 360 7.625 ID 80.00 13 360 6.875 AZ 80.00 12.25 360 6.375 UT 80.00 11.75 360 7 MD 80.00 12.375 360 7 MD 70.00 12.375 360 6.625 VA 79.40 12 360 7.625 VA 80.00 13 360 6.875 FL 75.00 12.25 360 7.625 CO 80.00 13 360 6.125 OH 79.98 11.5 360 7.375 MI 74.64 12.75 360 6 CA 55.60 11.375 360 7.625 ID
91367 No MI 1.875 24 110958.06 0 0 32566 No MI 2 60 78700 0 0 30168 No MI 1.875 60 161550 0 0 33033 No MI 1.875 60 190640.06 0 0 29579 No MI 1.875 60 139200 0 0 83606 No MI 1.875 60 320839.89 0 0 85323 No MI 1.875 60 255200 0 0 84003 No MI 1.875 60 357500 0 0 20602 No MI 1.875 60 111930 0 0 20774 No MI 1.875 60 397000 0 0 20136 No MI 1.875 60 76185.3 0 0 24017 No MI 1.875 60 145143 0 0 32563 No MI 1.875 60 454800 0 0 80203 No MI 1.875 60 181700 0 0 44094 No MI 1.875 60 78264 0 0 48230 No MI 1.875 60 416883.91 0 0 92604 No MI 1.875 60 135917.27 0 0 83606
Condominium 100323000000000000 First Lien N 20360201 AFL2 720.92 360 0.375 Single Family 100425000000000000 1 First Lien N 20360201 AFL2 516.46875 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 1077 360 0.375 Condominium 100091000000000000 1 First Lien N 20360201 AFL2 1303.58 360 0.375 PUD 100016000000000000 2 First Lien N 20360101 AFL2 928 360 0.375 2-4 Family 100061000000000000 1 First Lien N 20360201 AFL2 1938.407669 360 0.375 PUD 1001995-0013388129 1 First Lien N 20360201 AFL2 1435.5 360 0.375 Single Family 100099000000000000 1 First Lien N 20360301 AFL2 2197.135417 360 0.375 Single Family 100213000000000000 1 First Lien N 20360301 AFL2 687.903125 360 0.375 Condominium 100238000000000000 1 First Lien N 20360201 AFL2 2315.833333 360 0.375 PUD 100187000000000000 1 First Lien N 20360201 AFL2 559.77 360 0.375 Single Family 100293000000000000 1 First Lien N 20360201 AFL2 876.905625 360 0.375 PUD 100425000000000000 1 First Lien N 20360201 AFL2 3032 360 0.375 Condominium 100113000000000000 2 First Lien N 20360301 AFL2 984.2083333 360 0.375 Townhouse 100028000000000000 1 First Lien N 20360401 AFL2 561.49 360 0.375 2-4 Family 100238000000000000 1 First Lien N 20360201 AFL2 2214.695772 360 0.375 Single Family 100046000000000000 1 First Lien N 20360201 AFL2 906.1151333 360 0.375 2-4 Family 1 N
135920 2.25 Y 120 GROUP II 358 7.5 PUYALLUP 148800 2.25 Y 120 GROUP I 359 8 San Marino 1410000 2.25 Y 120 GROUP II 359 6.75 BELLFLOWER 685750 2.25 Y 120 GROUP II 358 6.5 Atlanta 216000 2.25 Y 120 GROUP II 358 6.25 PEORIA 324200 2.25 Y 120 GROUP II 358 7.375 ELK GROVE 270800 2.25 Y 120 GROUP I 357 7.75 Franklin 229000 2.25 Y 120 GROUP II 358 7.25 WESTMINSTER 125980 2.25 Y 120 GROUP I 359 8 ANTELOPE 139500 2.25 Y 120 GROUP I 358 8 Homestead 161550 2.25 Y 120 GROUP I 358 8 Plantation 247500 2.25 Y 120 GROUP II 359 7.25 HENDERSON 318440 2.25 Y 120 GROUP I 358 8 Denver 176000 2.25 Y 120 GROUP II 359 6.875 Mesa 60200 2.25 N 0 GROUP I 358 7.875 NAVARRE 184000 2.25 Y 120 GROUP I 356 9.25 KANSAS CITY 180000 2.75 Y 120 GROUP II 358 7.5 Las Vegas 209844
20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G02 20060301 20110201 Prepay G01 20060201 20110101 No_PP G02 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G02 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060101 20101201 Prepay G01 20060301
80.00 13 360 7.125 WA 80.00 12.5 360 7.625 CA 75.00 13 360 6.375 CA 65.00 11.75 360 6.125 GA 80.00 11.5 360 5.875 AZ 79.99 11.25 360 7 CA 80.00 12.375 360 7.375 NC 76.33 12.75 360 6.875 CO 80.00 12.25 360 7.625 CA 75.00 13 360 7.625 FL 79.98 13 360 7.625 FL 75.00 13 360 6.875 NV 80.00 12.25 360 7.625 CO 80.00 13 360 6.5 AZ 70.00 11.875 360 7.5 FL 80.00 12.875 360 8.875 MO 80.00 15.25 360 7.125 NV 80.00
No MI 100061000000000000 1.875 1 First Lien 60 N 20360201 AFL2 148800 930 360 0 0 0.375 98372 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 1410000 9400 360 0 0 0.375 91108 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 685750 3857.34375 360 0 0 0.375 90706 2-4 Family No MI 100311000000000000 1.875 1 First Lien 60 N 20360301 AFL2 216000 1170 360 0 0 0.375 30349 PUD No MI 100400000000000000 1.875 1 First Lien 60 N 20360201 AFL2 324200 1688.541667 360 0 0 0.375 85383 PUD No MI 100047000000000000 1.875 1 First Lien 60 N 20360201 AFL2 270800 1664.291667 360 0 0 0.375 95758 PUD No MI 100152000000000000 1.875 1 First Lien 60 N 20360201 AFL2 229000 1478.958333 360 0 0 0.375 28734 Single Family No MI 100142000000000000 1.875 1 First Lien 60 N 20360101 AFL2 125980 761.1291667 360 0 0 0.375 80031 PUD No MI 100047000000000000 1.875 1 First Lien 60 N 20360201 AFL2 139500 930 360 0 0 0.375 95843 Condominium No MI 100059000000000000 1.875 1 First Lien 60 N 20360301 AFL2 161550 1077 360 0 0 0.375 33033 Condominium No MI 100091000000000000 1.875 1 First Lien 60 N 20360201 AFL2 247500 1650 360 0 0 0.375 33317 Single Family No MI 100091000000000000 1.875 1 First Lien 60 N 20360201 AFL2 318440 1923.908333 360 0 0 0.375 89014 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 176000 1173.333333 360 0 0 0.375 80202 2-4 Family No MI 100095000000000000 1.875 1 First Lien 60 N 20360201 AFL2 60149.43 395.47 360 0 0 0.375 85201 PUD No MI 100195000000000000 1.875 1 First Lien 60 N 20360301 AFL2 184000 1207.5 360 0 0 0.375 32566 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360201 AFL2 180000 1387.5 360 0 0 0.375 64155 Single Family No MI 100199000000000000 1.875 2 First Lien 60 N 20351201 AFL2 209844 1311.525 360 0 0 0.375 89139 PUD No MI 1001949-2415041806
2.25 Y
120 GROUP I
20110201 Prepay G01
12.5 360 7.625 FL 75.00 13 360 7.125 AZ 80.00 13.5 360 7.625 MI 80.00 13 360 6.625 NV 79.99 12 360 7.25 MO 70.00 12.625 360 8.875 MO 80.00 15.25 360 6.875 AZ 70.00 12.25 360 7.25 FL 70.00 12.625 360 7.875 NV 80.00 13.25 360 7.125 VA 80.00 12.5 360 7.125 CO 70.00 12.5 360 7.625 FL 79.55 13 360 7 AL 80.00 12.375 360 6.75 NC 79.99 12.125 360 7 AL 80.00 12.375 360 7.125 NY 75.00 12.5 360 7.5 AZ 80.00 12.875
358 8 Vero Beach 139500 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.5 Casa Grande 82400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 Pontiac 68000 20060301 2.25 20110201 N 0 No_PP GROUP II G01 357 7 LAS VEGAS 225400 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358 7.625 Columbia 57659 20060301 2.25 20110201 N 0 No_PP GROUP I G01 356 9.25 KANSAS CITY 180000 20060101 2.75 20101201 Y 120 Prepay GROUP II G01 358 7.25 Show Low 140000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.625 COCONUT CREEK 175000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 8.25 LAS VEGAS 232515 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 358 7.5 Manassas 219600 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.5 Broomfield 122500 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8 MIAMI 281600 20060301 2.25 20110201 N 0 Prepay GROUP II G01 358 7.375 Huntsville 72000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 357 7.125 KILL DEVIL HILLS 324650 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358 7.375 Huntsville 80000 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 359 7.5 Staten Island 1110000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.875 Gilbert 239920 20060301 2.25 20110201
First Lien 20360201 AFL2 930 360 0 0 0.375 32960 2-4 Family No MI 100194000000000000 1.875 1 First Lien 60 N 20360201 AFL2 82400 515 360 0 0 0.375 85222 Single Family No MI 100195000000000000 1.875 2 First Lien 60 N 20360201 AFL2 67908.44 498.96 360 0 0 0.375 48342 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 225400 1314.833333 360 0 0 0.375 89166 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 57575.26 408.11 360 0 0 0.375 65202 2-4 Family No MI 010026500000000000 1.875 1 First Lien 60 N 20360201 AFL2 180000 1387.5 360 0 0 0.375 64155 Single Family No MI 100199000000000000 1.875 2 First Lien 60 N 20351201 AFL2 140000 845.8333333 360 0 0 0.375 85901 Single Family No MI 100195000000000000 2.375 1 First Lien 60 N 20360201 AFL2 174761.95 1110.466557 360 0 0 0.375 33066 Condominium No MI 100203000000000000 1.875 1 First Lien 60 N 20360201 AFL2 230725.23 1586.235956 360 0 0 0.375 89178 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 219600 1372.5 360 0 0 0.375 20109 PUD No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 122500 765.625 360 0 0 0.375 80020 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 281220.84 2066.28 360 0 0 0.375 33137 Condominium No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 72000 442.5 360 0 0 0.375 35810 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 324650 1927.609375 360 0 0 0.375 27948 Condominium No MI 100126000000000000 1.875 1 First Lien 60 N 20360101 AFL2 80000 491.6666667 360 0 0 0.375 35811 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 1110000 6937.5 360 0 0 0.375 10304 Single Family No MI 010012800000000000 1.875 1 First Lien 60 N 20360301 AFL2 239920 1574.475 360 0 0 0.375 85296 PUD No MI 100173000000000000 1.875 1 First Lien N
2.375 60 139500
120 Prepay GROUP II G02 358 7.375 Queen Creek 186069 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 Saint George 224000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.375 Colorado Springs 90750 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.375 Phoenix 113100 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8 PALM COAST 239200 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 7.75 Puyallup 910000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 358 7.5 SOUTH EL MONTE 720000 20060301 2.25 20110201 Y 120 Prepay GROUP II G03 358 7.5 HAYWARD 630000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.5 MANASSAS 214400 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 6.625 Durham 109250 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.625 Adelanto 270400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 Hainesville 116000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.375 Colorado Springs 145600 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.625 Denver 131250 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 7.25 Selbyville 363324 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 Dallas 180000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 Dallas 180000 20060301 2.25 20110201 Y 120 No_PP
360 7 AZ 80.00 12.375 360 7.5 UT 80.00 12.875 360 7 CO 77.23 12.375 360 7 AZ 65.00 12.375 360 7.625 FL 80.00 13 360 7.375 WA 65.00 12.75 360 7.125 CA 80.00 12.5 360 7.125 CA 70.00 12.5 360 7.125 VA 79.99 12.5 360 6.25 NC 79.80 11.625 360 6.25 CA 80.00 11.625 360 7.75 IL 80.00 13.125 360 7 CO 80.00 12.375 360 7.25 CO 73.74 12.625 360 6.875 DE 80.00 12.25 360 7.375 TX 80.00 12.75 360 7.375 TX 80.00 12.75 360
N 20360201 AFL2 1143.549063 360 0 0.375 85242 PUD No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 224000 1470 360 0 0 0.375 84770 PUD No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 90750 557.734375 360 0 0 0.375 80906 Single Family No MI 100030000000000000 1.875 1 First Lien 60 N 20360201 AFL2 113100 695.09375 360 0 0 0.375 85021 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360201 AFL2 239200 1594.666667 360 0 0 0.375 32164 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 910000 5877.083333 360 0 0 0.375 98372 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 720000 4500 360 0 0 0.375 91733 2-4 Family No MI 100311000000000000 1.875 1 First Lien 60 N 20360201 AFL2 630000 3937.5 360 0 0 0.375 94541 Single Family No MI 100311000000000000 1.875 1 First Lien 60 N 20360201 AFL2 214400 1340 360 0 0 0.375 20110 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 109250 603.1510417 360 0 0 0.375 27703 PUD No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 270400 1492.833333 360 0 0 0.375 92301 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 116000 785.4166667 360 0 0 0.375 60073 Condominium No MI 100030000000000000 1.875 1 First Lien 60 N 20360201 AFL2 145600 894.8333333 360 0 0 0.375 80916 Condominium No MI 100030000000000000 1.875 1 First Lien 60 N 20360201 AFL2 131250 833.984375 360 0 0 0.375 80221 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 360966.5 2180.839271 360 0 0 0.375 19975 PUD No MI 100099000000000000 4.625 1 First Lien 60 N 20360201 AFL2 180000 1162.5 360 0 0 0.375 75214 2-4 Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 180000 1162.5 360 0 0 0.375 75214 2-4 Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 0
60 186069
GROUP II G01 358 7.5 Jacksonville 135200 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 359 6.75 AVONDALE 209600 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 8.125 PHOENIX 121800 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7 Greeley 122500 20060301 2.25 20110201 N 0 Prepay GROUP II G01 358 7.625 TOLLESON 190992 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 359 7.5 Saint Louis 72800 20060401 2.25 20110301 N 0 No_PP GROUP II G02 358 7.375 Bellmawr 172000 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 7.625 ANTHEM 555920 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 Chesapeake 155520 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 359 5.875 Burlington 332000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 8.125 Clearwater 153600 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8 Decatur 121760 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 6.25 Fort Pierce 151450 20060301 2.25 20090201 N 0 No_PP GROUP II G03 358 6.875 Bowie 810287 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.25 Rogers 76000 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 8.125 Tampa 125200 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 6.75 Colorado Springs 90000 20060301 2.25 20110201 N 0 Prepay GROUP II G02
135200 7.125 FL 80.00 12.5 360 6.375 AZ 80.00 11.75 360 7.75 AZ 70.00 13.125 360 6.625 CO 68.06 12 360 7.25 AZ 80.00 12.625 360 7.125 MO 80.00 12.5 360 7 NJ 80.00 12.375 360 7.25 AZ 79.43 12.625 360 7.75 VA 80.00 13.125 360 5.5 NJ 80.00 10.875 360 7.75 FL 80.00 13.125 360 7.625 GA 80.00 13 360 5.875 FL 65.00 12.25 360 6.5 MD 80.00 11.875 360 6.875 AR 80.00 12.25 360 7.75 FL 80.00 13.125 360 6.375 CO 90.00 11.75 360 0 0 0 0 32222 No MI 1.875 60 209600 0 85323 No MI 1.875 60 121800 0.375 PUD 1 N PUD
845
360 100099000000000000 First Lien AFL2 360
20360201 1179 0.375 1
0 85040 No MI 1.875 60 122298.58 0 0 80634 No MI 1.875 1 First Lien 60 N 20360201 AFL2 190992 1213.595 360 0 0 0.375 85353 PUD No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 72745.97 509.03 360 0 0 0.375 63112 2-4 Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 172000 1057.083333 360 0 0 0.375 8031 Single Family No MI 100077000000000000 1.875 1 First Lien 60 N 20360201 AFL2 555920 3532.408333 360 0 0 0.375 85086 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 155520 1053 360 0 0 0.375 23321 Single Family No MI 100078000000000000 1.875 1 First Lien 60 N 20360201 AFL2 332000 1625.416667 360 0 0 0.375 8016 Single Family No MI 100077000000000000 1.875 1 First Lien 60 N 20360301 AFL2 153600 1040 360 0 0 0.375 33763 PUD No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 121760 811.7333333 360 0 0 0.375 30034 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360301 AFL2 151161.85 932.5 360 0 0 0.375 34945 Single Family No MI 100139000000000000 1.875 1 First Lien 36 N 20360201 AFL2 810287 4642.269271 360 0 0 0.375 20720 Single Family No MI 110008000000000000 1.875 1 First Lien 60 N 20360201 AFL2 75881.08 518.45 360 0 0 0.375 72758 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 125200 847.7083333 360 0 0 0.375 33626 Condominium No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 89844.58 583.74 360 0 0 0.375 80910 Condominium PMI 100125000000000000 1.875 1 First Lien 60 N 20360201 AFL2 200000 1187.5 360
100414000000000000 First Lien N 20360301 AFL2 824.6875 360 0.375 2-4 Family 100414000000000000 1 First Lien N 20360201 AFL2 815 360 0.375 Single Family
358 7.125 Conshohocken 200000 2.25 Y 120 GROUP I 356 8.875 Atlanta 122400 2.25 Y 60 GROUP I 358 7.875 Clermont 161250 2.25 Y 60 GROUP I 357 8.5 Baltimore 42393 2.25 N 0 GROUP I 359 8.125 Nederland 268100 2.25 Y 120 GROUP I 358 7.875 Scottsdale 146200 2.25 Y 120 GROUP II 358 7.25 Buckeye 203396 2.25 Y 120 GROUP I 358 8 Alma 176000 2.25 Y 120 GROUP II 359 6.875 LOUISVILLE 100000 2.25 Y 120 GROUP I 359 8.125 Lancaster 190000 2.25 Y 120 GROUP II 358 7.5 Sacramento 244800 2.25 Y 60 GROUP I 358 8 LEESBURG 710300 2.25 Y 120 GROUP II 358 7.375 NEWNAN 92000 2.25 Y 120 GROUP II 358 7.5 BIRMINGHAM 132000 2.25 Y 120 GROUP I 358 7.875 MARIETTA 132800 2.25 Y 120 GROUP I 358 8.125 LITHONIA 294485 2.25 Y 120 GROUP II 358 7.625 LAKELAND 137080 2.25 Y 120 GROUP I 358
20060301 20110201 No_PP G01 20060101 20081201 No_PP G01 20060301 20110201 Prepay G01 20060201 20110101 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01
80.00 360
80.00 360
75.00 360
85.00 360
70.55 360
74.97 360
70.00 360
80.00 360
80.00 360
77.55 360
80.00 360
79.99 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
0 0.375 19428 Single Family No MI 100129000000000000 12.125 1.875 1 First Lien 60 N 20360201 AFL2 122400 905.25 360 8.5 0 0 0.375 GA 30349 Single Family No MI 010003900000000000 14.875 1.875 2 First Lien 36 N 20351201 AFL2 161248.2 1058.191313 360 7.5 0 0 0.375 FL 34714 PUD No MI 100238000000000000 12.875 1.875 1 First Lien 60 N 20360201 AFL2 42315.39 325.97 360 8.125 0 0 0.375 MD 21205 Single Family Mortgage Guaranty In 100357000000000000 13.5 1.875 1 First Lien 60 N 20360101 AFL2 268100 1815.260417 360 7.75 0 0 0.375 CO 80466 Single Family No MI 100095000000000000 13.125 1.875 1 First Lien 60 N 20360301 AFL2 146200 959.4375 360 7.5 0 0 0.375 AZ 85251 Condominium No MI 100101000000000000 12.875 1.875 1 First Lien 60 N 20360201 AFL2 203396 1228.850833 360 6.875 0 0 0.375 AZ 85326 PUD No MI 100101000000000000 12.25 1.875 1 First Lien 60 N 20360201 AFL2 176000 1173.333333 360 7.625 0 0 0.375 CO 80420 Single Family No MI 100101000000000000 13 1.875 1 First Lien 60 N 20360201 AFL2 99972.92 572.7615208 360 6.5 0 0 0.375 KY 40299 Single Family No MI 100331000000000000 11.875 1.875 1 First Lien 60 N 20360301 AFL2 190000 1286.458333 360 7.75 0 0 0.375 CA 93534 Single Family No MI 100173000000000000 13.125 1.875 1 First Lien 60 N 20360301 AFL2 244800 1530 360 7.125 0 0 0.375 CA 95841 2-4 Family No MI 100185000000000000 12.5 1.875 1 First Lien 60 N 20360201 AFL2 710300 4735.333333 360 7.625 0 0 0.375 VA 20176 PUD No MI 100028000000000000 13 1.875 1 First Lien 60 N 20360201 AFL2 91999.6 565.4142083 360 7 0 0 0.375 GA 30263 Single Family No MI 100185000000000000 12.375 1.875 1 First Lien 60 N 20360201 AFL2 132000 825 360 7.125 0 0 0.375 AL 35215 Single Family No MI 100185000000000000 12.5 1.875 1 First Lien 60 N 20360201 AFL2 132800 871.5 360 7.5 0 0 0.375 GA 30064 Single Family No MI 100185000000000000 12.875 1.875 1 First Lien 60 N 20360201 AFL2 294485 1993.908854 360 7.75 0 0 0.375 GA 30038 PUD No MI 100185000000000000 13.125 1.875 1 First Lien 60 N 20360201 AFL2 137080 871.0291667 360 7.25 0 0 0.375 FL 33810 PUD No MI 100185000000000000 12.625 1.875 1 First Lien 60 N 20360201 AFL2 76699.18 570.24 360 7.75 0 0 0.375 PA
6.75
8.125 HOUSTON 76800 20060301 2.25 20110201 N 0 Prepay GROUP II G01 358 7.625 Virginia Beach 104000 20060301 2.25 20110201 N 0 Prepay GROUP II G02 358 7.625 SALT LAKE CITY 155200 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 6.875 CENTENNIAL 220000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 359 7.125 PEORIA 237242 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.875 HANOVER 309524 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 358 7.25 Clifton 305600 20060301 2.75 20110201 Y 120 No_PP GROUP I G01 358 8.25 Sidman 55200 20060301 2.375 20080201 N 0 Prepay GROUP I G01 358 8.125 Denver 488000 20060301 2.25 20110201 Y 60 Prepay GROUP II G02 358 6.5 Lambertville 263200 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.625 Largo 179120 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 7.875 Union City 518600 20060401 2.25 20110301 Y 60 No_PP GROUP II G02 359 6.75 Haledon 360000 20060401 2.25 20110301 N 0 No_PP GROUP II G01 357 7.375 Berlin 407600 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 359 8.125 WARRENTON 548500 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 357 7.25 LOMA LINDA 353592 20060201 2.375 20080101 Y 120 No_PP GROUP II G02 358 6.5 Alpharetta 393600 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7 Homestead
TX 80.00 13.125 360 7.25 VA 80.00 12.625 360 7.25 UT 80.00 12.625 360 6.5 CO 80.00 11.875 360 6.75 AZ 80.00 12.125 360 7.5 PA 80.00 12.875 360 6.875 NJ 80.00 13.25 360 7.875 PA 80.00 13.25 360 7.75 CO 80.00 13.125 360 6.125 NJ 80.00 11.5 360 7.25 FL 80.00 12.625 360 7.5 NJ 79.78 12.875 360 6.375 NJ 80.00 11.75 360 7 MD 80.00 13.375 360 7.75 VA 79.82 13.125 360 6.875 CA 80.00 12.25 360 6.125 GA 80.00 11.5 360 6.625 FL
77040 PUD No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 103848.96 736.11 360 0 0 0.375 23462 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 154974.62 1098.5 360 0 0 0.375 84128 Single Family No MI 100061000000000000 1.875 1 First Lien 60 N 20360201 AFL2 220000 1260.416667 360 0 0 0.375 80112 Single Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360201 AFL2 237242 1408.624375 360 0 0 0.375 85383 PUD No MI 100047000000000000 1.875 1 First Lien 60 N 20360301 AFL2 309524 2031.25125 360 0 0 0.375 17331 PUD No MI 010002800000000000 1.875 1 First Lien 60 N 20360301 AFL2 305600 1846.333333 360 0 0 0.375 7013 Single Family No MI 100039000000000000 1.875 2 First Lien 60 N 20360201 AFL2 55129.06 414.7 360 0 0 0.375 15955 Single Family No MI 000000000013379615 2.375 1 First Lien 24 N 20360201 AFL2 488000 3304.166667 360 0 0 0.375 80207 Single Family No MI 100185000000000000 2 1 First Lien 60 N 20360201 AFL2 263200 1425.666667 360 0 0 0.375 8530 Single Family No MI 100087000000000000 1.875 1 First Lien 60 N 20360201 AFL2 179120 1138.158333 360 0 0 0.375 33770 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360201 AFL2 518600 3403.3125 360 0 0 0.375 7087 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 359690.05 2334.95 360 0 0 0.375 7508 2-4 Family No MI 100163000000000000 1.875 1 First Lien 60 N 20360301 AFL2 407600 2505.041667 360 0 0 0.375 21811 Condominium No MI 100016000000000000 1.875 2 First Lien 60 N 20360101 AFL2 548500 3713.802083 360 0 0 0.375 20187 Condominium No MI 100028000000000000 1.875 1 First Lien 60 N 20360301 AFL2 353505.58 2135.762879 360 0 0 0.375 92354 PUD No MI 100063000000000000 1.875 1 First Lien 24 N 20360101 AFL2 393600 2132 360 0 0 0.375 30022 Single Family No MI 100035000000000000 2 1 First Lien 60 N 20360201 AFL2 137798.83 803.8265083 360 0 0 0.375 33033 Condominium
137800 2.25 Y
60 GROUP I
20060301 20110201 Prepay G01
65.00 12 360 7 VA 80.00 12.375 360 7.125 MD 80.00 13.5 360 7.125 VA 79.98 13.5 360 6.125 AZ 80.00 12.5 360 7.125 AZ 80.00 13.5 360 7.5 AZ 79.98 12.875 360 6.25 NV 80.00 11.625 360 6.25 CA 80.00 11.625 360 7.5 FL 75.00 12.875 360 6.25 CA 80.00 11.625 360 6.5 AZ 89.47 11.875 360 6.5 AZ 80.00 11.875 360 6.625 AZ 80.00 12 360 6.625 NV 80.00 12 360 6.625 CA 80.00 12 360 6.5 SC 80.00 11.875 360 7 IL 65.00
357 7.375 FREDERICKSBURG 466472 20060201 2.375 20080101 Y 120 No_PP GROUP II G01 357 7.5 Berlin 188960 20060201 2.75 20110101 Y 120 No_PP GROUP II G01 357 7.5 Stephens City 243400 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 6.5 QUEEN CREEK 252036 20060201 2.375 20080101 Y 120 No_PP GROUP II G01 358 7.5 Queen Creek 200000 20060301 2.75 20110201 Y 120 No_PP GROUP I G01 357 7.875 SURPRISE 188350 20060201 2.375 20080101 Y 120 No_PP GROUP I G01 357 6.625 LAS VEGAS 200000 20060201 2.375 20080101 Y 120 No_PP GROUP I G01 357 6.625 ROMOLAND 310199 20060201 2.375 20080101 Y 120 No_PP GROUP I G01 358 7.875 New Port Richey 120525 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 6.625 LANCASTER 313061 20060201 2.375 20080101 Y 120 No_PP GROUP I G01 357 6.875 QUEEN CREEK 290700 20060201 2.375 20080101 Y 120 No_PP GROUP II G02 359 6.875 Surprise 246720 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 357 7 TUCSON 241588 20060201 2.375 20080101 Y 120 No_PP GROUP I G01 357 7 LAS VEGAS 220792 20060201 2.375 20080101 Y 120 No_PP GROUP I G01 357 7 MENIFEE 313896 20060201 2.375 20080101 Y 120 No_PP GROUP II G02 358 6.875 Pendleton 110222 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.375 Naperville 237835 20060301
No MI 100234000000000000 2 1 First Lien 60 N 20360201 AFL2 466472 2866.859167 360 0 0 0.375 22405 PUD No MI 100063000000000000 1.875 1 First Lien 24 N 20360101 AFL2 188960 1181 360 0 0 0.375 21811 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360101 AFL2 243395.94 1521.224625 360 0 0 0.375 22655 PUD No MI 100016000000000000 2.375 2 First Lien 60 N 20360101 AFL2 252036 1365.195 360 0 0 0.375 85242 PUD No MI 100063000000000000 1.875 2.375 First Lien 24 N 20360101 AFL2 200000 1250 360 0 0 0.375 85242 PUD No MI 100016000000000000 2 2 First Lien 60 N 20360201 AFL2 188350 1236.046875 360 0 0 0.375 85379 PUD No MI 100063000000000000 2.375 1 First Lien 24 N 20360101 AFL2 200000 1104.166667 360 0 0 0.375 89115 PUD No MI 100063000000000000 2 1 First Lien 24 N 20360101 AFL2 310199 1712.556979 360 0 0 0.375 92585 PUD No MI 100063000000000000 1.875 1 First Lien 24 N 20360101 AFL2 120525 790.9453125 360 0 0 0.375 34655 Single Family No MI 100238000000000000 2 1 First Lien 60 N 20360201 AFL2 313061 1728.357604 360 0 0 0.375 93535 Single Family No MI 100063000000000000 1.875 1 First Lien 24 N 20360101 AFL2 290700 1665.46875 360 0 0 0.375 85242 PUD PMI 100063000000000000 2 1 First Lien 24 N 20360101 AFL2 246720 1413.5 360 0 0 0.375 85379 PUD No MI 100189000000000000 2 1 First Lien 60 N 20360301 AFL2 241588 1409.263333 360 0 0 0.375 85757 Single Family No MI 100063000000000000 1.875 1 First Lien 24 N 20360101 AFL2 220792 1287.953333 360 0 0 0.375 89123 PUD No MI 100063000000000000 2 1 First Lien 24 N 20360101 AFL2 313896 1831.06 360 0 0 0.375 92584 Single Family No MI 100063000000000000 2 1 First Lien 24 N 20360101 AFL2 110222 631.4802083 360 0 0 0.375 29670 Single Family No MI 100264000000000000 2 1 First Lien 60 N 20360201 AFL2 237471.93 1642.67 360 0 0 0.375 60540 Single Family No MI 100425000000000000
2.25 N GROUP II
20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G02 20060401 20110301 No_PP G01 20060301 20110201 Prepay G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G03 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G02 20060401 20110301 No_PP G01 20060301 20110201 No_PP G04 20060301 20160201
12.375 360 6.875 IL 65.00 12.25 360 7.625 FL 80.00 13 360 6.375 AZ 80.00 11.75 360 7.375 CA 75.00 12.75 360 5.5 MN 80.00 10.875 360 5.75 AZ 80.00 11.125 360 6.5 CA 80.00 11.875 360 7.375 FL 80.00 12.75 360 7.125 FL 80.00 12.5 360 6.625 CA 80.00 12 360 7.125 GA 80.00 12.5 360 6.375 CA 74.07 11.75 360 7.125 UT 75.00 12.5 360 7.125 CA 75.00 12.5 360 6.875 UT 80.00 12.25 360 7.625 OH 80.00 13 360 6 TX 80.00 11.375
358 7.25 Chicago 107250 2.25 Y 60 GROUP I 358 8 Miami 308800 2.25 N 0 GROUP II 359 6.75 PEORIA 304889 2.25 Y 120 GROUP I 358 7.75 San Bernardino 255000 2.25 Y 120 GROUP II 359 5.875 WOODBURY 366842 2.25 Y 120 GROUP II 359 6.125 ANTHEM 240960 2.25 Y 120 GROUP II 358 6.875 LINCOLN 357600 2.25 Y 120 GROUP I 358 7.75 ORLANDO 283968 2.25 Y 120 GROUP II 359 7.5 WESLEY CHAPEL 225788 2.25 Y 120 GROUP II 359 7 MENIFEE 381916 2.25 Y 120 GROUP II 358 7.5 Atlanta 124400 2.25 Y 120 GROUP II 358 6.75 San Rafael 1000000 2.25 Y 120 GROUP II 358 7.5 HARRISVILLE 108750 2.25 Y 120 GROUP II 358 7.5 PERRIS 270000 2.25 Y 120 GROUP II 359 7.25 SOUTH JORDAN 213051 2.25 Y 120 GROUP I 358 8 DELAWARE 77200 2.25 Y 120 GROUP II 358 6.375 CLARK 174055 2.25
1 First Lien 20360201 AFL2 647.96875 360 0 0 0.375 60621 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360201 AFL2 308384.22 2265.87 360 0 0 0.375 33137 Condominium No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 304889 1715.000625 360 0 0 0.375 85383 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 255000 1646.875 360 0 0 0.375 92407 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 AFL2 366842 1795.997292 360 0 0 0.375 55125 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 240954.79 1229.873407 360 0 0 0.375 85086 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 357600 2048.75 360 0 0 0.375 95648 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 283967.92 1833.959483 360 0 0 0.375 32819 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 225788 1411.175 360 0 0 0.375 33544 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 381916 2227.843333 360 0 0 0.375 92584 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 124400 777.5 360 0 0 0.375 30316 Single Family No MI 100066000000000000 1.875 1 First Lien 60 N 20360201 AFL2 1000000 5625 360 0 0 0.375 94901 Single Family No MI 100172000000000000 1.875 1 First Lien 60 N 20360201 AFL2 108750 679.6875 360 0 0 0.375 84414 Single Family No MI 100114000000000000 1.875 1 First Lien 60 N 20360201 AFL2 270000 1687.5 360 0 0 0.375 92571 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 213051 1287.183125 360 0 0 0.375 84095 Single Family No MI 100061000000000000 1.875 1 First Lien 60 N 20360301 AFL2 77200 514.6666667 360 0 0 0.375 43015 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360201 AFL2 174055 924.6671875 360 0 0 0.375 76247 Single Family No MI 100150000000000000 1.875 1 First Lien N
1.875 60 107250
120 GROUP I 359 8 PEORIA 178400 2.25 Y 120 GROUP II 359 6.625 DELTONA 125500 2.25 N 0 GROUP II 358 7.5 Brunswick 90750 2.25 Y 120 GROUP I 358 8.125 Sisters 182360 2.25 Y 120 GROUP II 359 6.5 Coral Springs 135850 2.25 Y 60 GROUP I 358 7.75 Savannah 67200 2.25 Y 120 GROUP II 358 6.875 AVONDALE 224000 2.25 Y 120 GROUP II 358 6.5 Manassas 367200 2.25 Y 120 GROUP II 358 7.625 Chicago 248000 2.25 N 0 GROUP I 358 7.75 Chicago 67500 2.25 N 0 GROUP II 359 6.75 LINCOLN 534084 2.25 Y 120 GROUP I 358 7.875 CORONA 547672 2.25 Y 120 GROUP II 359 7.5 BRENTWOOD 495706 2.25 Y 120 GROUP II 359 7.25 Henderson 418796 2.25 Y 120 GROUP II 358 7 SUN CITY WEST 216346 2.25 Y 120 GROUP II 358 6.375 ELGIN 194932 2.25 Y 120 GROUP II 358 7 PEORIA 254200 2.25 Y 120
No_PP G01
360 7.625 AZ
20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G02 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20060301 20110201 Prepay G03 20060401 20110301 No_PP G01 20060301 20110201 No_PP G03 20060401 20110301 No_PP G03 20060401 20110301 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G02 20060301 20110201 No_PP
80.00 13 360 6.25 FL 68.96 11.625 360 7.125 GA 75.00 12.5 360 7.75 OR 80.00 13.125 360 6.125 FL 65.00 11.5 360 7.375 GA 80.00 13.75 360 6.5 AZ 87.84 11.875 360 6.125 VA 80.00 11.5 360 7.25 IL 80.00 12.625 360 7.375 IL 75.00 12.75 360 6.375 CA 80.00 11.75 360 7.5 CA 80.00 12.875 360 7.125 CA 80.00 12.5 360 6.875 NV 80.00 12.25 360 6.625 AZ 70.00 12 360 6 IL 80.00 11.375 360 6.625 AZ 80.00 12 360
20360201 AFL2 1189.333333 360 0.375 85345 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 124889.27 803.59 360 0 0 0.375 32738 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360301 AFL2 90750 567.1875 360 0 0 0.375 31520 Single Family No MI 010006600000000000 1.875 1 First Lien 60 N 20360201 AFL2 182360 1234.729167 360 0 0 0.375 97759 Single Family No MI 100114000000000000 1.875 1 First Lien 60 N 20360201 AFL2 135850 735.8541667 360 0 0 0.375 33071 Condominium No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 67200 434 360 0 0 0.375 31406 Single Family No MI 100229000000000000 1.875 2 First Lien 60 N 20360201 AFL2 224000 1283.333333 360 0 0 0.375 85323 PUD Radian Guaranty 100071000000000000 1.875 1 First Lien 60 N 20360201 AFL2 367200 1989 360 0 0 0.375 20110 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 247639.86 1755.33 360 0 0 0.375 60647 2-4 Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 67404.34 483.58 360 0 0 0.375 60649 Townhouse No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 534084 3004.2225 360 0 0 0.375 95648 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 547672 3594.0975 360 0 0 0.375 91739 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 495706 3098.1625 360 0 0 0.375 94513 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 418796 2530.225833 360 0 0 0.375 89012 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 216346 1262.018333 360 0 0 0.375 85375 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 194932 1035.57625 360 0 0 0.375 60123 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 254199.99 1482.833275 360 0 0 0.375 85383 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 0 0
120 178400
GROUP I 358 8.125 Phoenix 200000 2.25 N 0 GROUP II 358 5.875 CANTON 208892 2.25 Y 120 GROUP II 358 6.875 Renton 265000 2.25 Y 120 GROUP I 358 7.875 Baltimore 86250 2.25 Y 60 GROUP I 358 7.75 Blacklick 114100 2.25 Y 60 GROUP II 358 7.625 Surprise 187920 2.25 Y 120 GROUP I 358 8.125 Folly Beach 176000 2.25 Y 120 GROUP I 358 8.125 WOODSTOCK 103200 2.25 Y 120 GROUP II 358 7.25 BALTIMORE 212000 2.25 Y 120 GROUP II 358 6.75 North Port 207120 2.25 Y 120 GROUP I 358 8.125 Saginaw 112000 2.25 Y 120 GROUP II 358 7.25 North Port 207100 2.25 Y 120 GROUP II 358 7.625 Tampa 135120 2.25 Y 120 GROUP I 358 8.125 TEMPE 479200 2.25 Y 120 GROUP I 358 8.125 MERCED 212000 2.25 Y 120 GROUP I 358 6 Elko 110500 2.25 Y 120 GROUP II 358 7.25 St Augustine 208000 2.25 Y 60 GROUP I
G01 7.75 AZ 20060301 20110201 Prepay G02 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G02 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20090201 No_PP G01 20060301 20110201 Prepay G01 80.00 13.125 360 5.5 MI 80.00 10.875 360 6.5 WA 71.62 11.875 360 7.5 MD 75.00 12.875 360 7.375 OH 70.00 12.75 360 7.25 AZ 80.00 12.625 360 7.75 SC 80.00 14.125 360 7.75 GA 80.00 13.125 360 6.875 MD 80.00 12.25 360 6.375 FL 80.00 11.75 360 7.75 MI 80.00 13.125 360 6.875 FL 79.99 12.25 360 7.25 FL 80.00 12.625 360 7.75 AZ 80.00 13.125 360 7.75 CA 80.00 13.125 360 5.625 NV 65.00 12 360 6.875 FL 80.00 12.25 360
199737.47 1484.99 360 0 0 0.375 85024 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 208892 1022.700417 360 0 0 0.375 48188 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 265000 1518.229167 360 0 0 0.375 98059 Single Family No MI 100187000000000000 1.875 1 First Lien 60 N 20360201 AFL2 86250 566.015625 360 0 0 0.375 21230 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 114100 736.8958333 360 0 0 0.375 43004 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 187920 1194.075 360 0 0 0.375 85374 PUD No MI 100101000000000000 1.875 1 First Lien 60 N 20360201 AFL2 176000 1191.666667 360 0 0 0.375 29439 Condominium No MI 100229000000000000 1.875 2 First Lien 60 N 20360201 AFL2 103200 698.75 360 0 0 0.375 30188 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 212000 1280.833333 360 0 0 0.375 21231 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 207120 1165.05 360 0 0 0.375 34287 Single Family No MI 100035000000000000 1.875 1 First Lien 60 N 20360201 AFL2 112000 758.3333333 360 0 0 0.375 48603 Single Family No MI 1002656-0000481494 1.875 1 First Lien 60 N 20360201 AFL2 207100 1251.229167 360 0 0 0.375 34287 Single Family No MI 100035000000000000 1.875 1 First Lien 60 N 20360201 AFL2 135120 858.575 360 0 0 0.375 33619 Condominium No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 479200 3244.583333 360 0 0 0.375 85284 PUD No MI 100195000000000000 1.875 1 First Lien 60 N 20360201 AFL2 212000 1435.416667 360 0 0 0.375 95340 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 110390 551.95 360 0 0 0.375 89801 Single Family No MI 100189000000000000 1.875 1 First Lien 36 N 20360201 AFL2 208000 1256.666667 360 0 0 0.375 32080 Condominium No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 383745.22 2527 360
358 7.5 Suffern 384000 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 8 Miami 113175 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 359 7.25 FREDERICKSBURG 225000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.125 Saint Charles 110435 20060301 2.25 20110201 N 0 No_PP GROUP II G03 358 6.875 WINSOR 880000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 Loganville 167650 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 356 7.875 PALMDALE 372000 20060101 5 20081201 Y 60 Prepay GROUP II G01 358 7.625 BEALETON 393500 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 7.625 SAN CLEMENTE 896800 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.375 LOS ANGELES 260000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 Tulsa 76000 20060301 2.25 20110201 N 0 No_PP GROUP II G03 353 7.625 Laurel 521826 20051001 2.25 20100901 Y 120 No_PP GROUP I G01 358 8.125 Huntsville 232800 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8 MONTGOMERY 133600 20060401 2.25 20110301 N 0 No_PP GROUP I G01 358 8.125 Detroit 92000 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 8.5 Chicago 112000 20060301 2.375 20080201 Y 120 No_PP GROUP I G01 358 8.125 OAKLEY 316000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358
7.125 NY 80.00 12.5 480 7.625 FL 75.00 13 360 6.875 VA 46.68 12.25 360 6.75 IL 65.00 12.125 360 6.5 CO 80.00 11.875 360 7.75 GA 70.00 13.125 360 7.5 CA 80.00 13.875 360 7.25 VA 72.52 12.625 360 7.25 CA 80.00 12.625 360 7 CA 65.00 12.375 360 7.5 OK 80.00 12.875 360 7.25 MD 70.00 12.625 360 7.75 AL 80.00 13.125 360 7.625 MA 80.00 14 360 7.75 MI 80.00 13.125 360 8.125 IL 80.00 13.5 360 7.75 CA 80.00 13.125 360 7.375
0 0.375 10901 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 113175 754.5 360 0 0 0.375 33131 Condominium No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 225000 1359.375 360 0 0 0.375 22401 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360301 AFL2 110257.85 744.02 360 0 0 0.375 60174 Single Family No MI 010042900000000000 1.875 1 First Lien 60 N 20360201 AFL2 880000 5041.666667 360 0 0 0.375 80550 Single Family No MI 100113000000000000 1.875 1 First Lien 60 N 20360201 AFL2 167650 1135.130208 360 0 0 0.375 30052 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 372000 2441.25 360 0 0 0.375 93551 Single Family No MI 100199000000000000 1.875 1 First Lien 36 N 20351201 AFL2 393500 2500.364583 360 0 0 0.375 22712 PUD No MI 100028000000000000 4.625 1 First Lien 60 N 20360201 AFL2 896800 5698.416667 360 0 0 0.375 92672 Single Family No MI 1003113-0006000013 1.875 1 First Lien 60 N 20360201 AFL2 260000 1597.916667 360 0 0 0.375 90044 Single Family No MI 100311000000000000 1.875 1 First Lien 60 N 20360201 AFL2 75895.04 551.06 360 0 0 0.375 74135 Single Family No MI 100039000000000000 1.875 1 First Lien 60 N 20360201 AFL2 521826 3315.769375 360 0 0 0.375 20723 PUD No MI 100203000000000000 1.875 1 First Lien 60 N 20350901 AFL2 232800 1576.25 360 0 0 0.375 35806 Single Family No MI 010026500000000000 1.875 1 First Lien 60 N 20360201 AFL2 133510.36 980.31 360 0 0 0.375 1085 Condominium No MI 100022000000000000 1.875 2 First Lien 60 N 20360301 AFL2 91879.23 683.1 360 0 0 0.375 48228 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 112000 793.3333333 360 0 0 0.375 60628 Single Family No MI 100266000000000000 1.875 1 First Lien 24 N 20360201 AFL2 316000 2139.583333 360 0 0 0.375 94561 Single Family No MI 100414000000000000 2 1 First Lien 60 N 20360201 AFL2 363802.48 2349.557683 360 0 0 0.375
7.75 New Prague 363920 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.375 QUEEN CREEK 184352 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 New Prague 383920 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 Detroit 120000 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 7.75 Colorado Springs 97950 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 356 7.5 Tucson 117600 20060101 5 20071201 Y 60 No_PP GROUP II G02 358 7.5 Washington 339920 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 GLEN RIDGE BOROUGH 496000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.625 SAN LEANDRO 412000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.625 NORTH PORT 201600 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 8.125 Chicago 274798 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 Wayne 424000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8.125 Freehold 374920 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 353 5.875 Montverde 650000 20051001 2.375 20070901 Y 120 No_PP GROUP II G01 359 7.375 Woodbridge 316000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 357 7.25 Pleasantville 136000 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 358 8 Oviedo 326497 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.75 WASHINGTON
MN 80.00 12.75 360 7 AZ 80.00 12.375 360 7.375 MN 80.00 12.75 360 7.75 MI 80.00 13.125 360 7.375 CO 74.20 12.75 360 7.125 AZ 80.00 13.5 360 7.125 DC 80.00 12.5 360 7.5 NJ 80.00 12.875 360 7.25 CA 80.00 12.625 360 7.25 FL 80.00 12.625 360 7.75 IL 80.00 13.125 360 7.375 NJ 80.00 12.75 360 7.75 NJ 80.00 13.125 360 5.5 FL 59.09 10.875 360 7 VA 78.80 12.375 360 6.875 NJ 80.00 12.25 360 7.625 FL 70.00 13 360 7.375 DC
56071 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360201 AFL2 184352 1132.996667 360 0 0 0.375 85242 PUD No MI 100071000000000000 1.875 1 First Lien 60 N 20360201 AFL2 383796.03 2478.682694 360 0 0 0.375 56071 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360201 AFL2 119842.47 891 360 0 0 0.375 48227 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 97950 632.59375 360 0 0 0.375 80916 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 117600 735 360 0 0 0.375 85714 Single Family No MI 100039000000000000 1.875 2 First Lien 24 N 20351201 AFL2 339920 2124.5 360 0 0 0.375 20036 Condominium No MI 100218000000000000 4.625 1 First Lien 60 N 20360201 AFL2 496000 3255 360 0 0 0.375 7028 2-4 Family No MI 100247000000000000 1.875 1 First Lien 60 N 20360201 AFL2 412000 2617.916667 360 0 0 0.375 94578 Single Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360201 AFL2 201600 1281 360 0 0 0.375 34287 Single Family No MI 100322000000000000 1.875 1 First Lien 60 N 20360201 AFL2 274798 1860.611458 360 0 0 0.375 60622 Condominium No MI 100400000000000000 1.875 1 First Lien 60 N 20360201 AFL2 424000 2738.333333 360 0 0 0.375 7470 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 374920 2538.520833 360 0 0 0.375 7728 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 650000 3182.291667 360 0 0 0.375 34756 Single Family No MI 100014000000000000 1.875 1 First Lien 24 N 20350901 AFL2 316000 1942.083333 360 0 0 0.375 22191 Single Family No MI 100293000000000000 2 1 First Lien 60 N 20360301 AFL2 136000 821.6666667 360 0 0 0.375 8232 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360101 AFL2 326497 2176.646667 360 0 0 0.375 32765 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 168000 1085 360 0 0 0.375 20020 Single Family
168000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 6.375 MANASSAS 258000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.5 Atlanta 96000 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 7.25 Montrose 153600 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 LOS ANGELES 412500 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.5 Port Saint Lucie 201272 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 358 7.375 PARKER 224584 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 357 7.375 Calabash 185520 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358 6.625 ATL 93750 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.125 SUWANEE 175896 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 6 OLMSTED FALLS 191256 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 8.25 Sicklerville 72000 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 7.875 Dallas 110250 20060301 2.25 20110201 N 0 Prepay GROUP II G01 358 7.625 Bakersfield 157500 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 7.75 Layton 106000 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 7.75 BALTIMORE 128000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 CAPE CORAL 198000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 356 6 Jenks 164000 20060101
80.00 12.75 360 6 VA 60.00 11.375 360 7.125 GA 80.00 12.5 360 6.875 CO 80.00 12.25 360 7.75 CA 75.00 13.125 360 7.125 FL 80.00 12.5 360 7 CO 80.00 12.375 360 7 NC 80.00 13.375 360 6.25 GA 75.00 11.625 360 6.75 GA 80.00 12.125 360 5.625 OH 80.00 12 360 7.875 NJ 80.00 13.25 360 7.5 TX 70.00 12.875 360 7.25 CA 70.00 12.625 360 7.375 UT 80.00 12.75 360 7.375 MD 80.00 12.75 360 7.625 FL 75.00 13 360 5.625 OK 80.00
No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 258000 1370.625 360 0 0 0.375 20111 Single Family No MI 100031000000000000 1.875 1 First Lien 60 N 20360301 AFL2 96000 600 360 0 0 0.375 30315 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 153599.76 927.99855 360 0 0 0.375 81401 Single Family No MI 100125000000000000 1.875 1 First Lien 60 N 20360201 AFL2 412500 2792.96875 360 0 0 0.375 91335 Single Family No MI 010025600000000000 1.875 1 First Lien 60 N 20360201 AFL2 201272 1257.95 360 0 0 0.375 34953 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 224584 1380.255833 360 0 0 0.375 80134 PUD No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 177822.91 1092.869968 360 0 0 0.375 28467 PUD No MI 100016000000000000 1.875 2 First Lien 60 N 20360101 AFL2 93750 517.578125 360 0 0 0.375 30331 Single Family No MI 100113000000000000 1.875 1 First Lien 60 N 20360201 AFL2 175896 1044.3825 360 0 0 0.375 30024 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 191256 956.28 360 0 0 0.375 44138 Single Family No MI 100057000000000000 1.875 1 First Lien 36 N 20360201 AFL2 71907.86 540.91 360 0 0 0.375 8081 Townhouse No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 110097.76 799.39 360 0 0 0.375 75211 2-4 Family No MI 100113000000000000 1.875 1 First Lien 60 N 20360201 AFL2 157500 1000.78125 360 0 0 0.375 93304 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 105849.88 759.4 360 0 0 0.375 84041 PUD No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 128000 826.6666667 360 0 0 0.375 21216 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 198000 1320 360 0 0 0.375 33909 Single Family No MI 100059000000000000 1.875 1 First Lien 60 N 20360201 AFL2 164000 820 360 0 0 0.375 74037 Single Family No MI 100039000000000000
2.25 Y
120 GROUP II
20101201 Prepay G02
11 360 6.75 VA 80.00 12.125 360 7.375 OH 70.00 12.75 360 7.125 FL 75.00 12.5 360 7.5 GA 74.97 12.875 360 6.375 OH 80.00 12.75 360 6.875 UT 77.76 12.25 360 7.125 UT 80.00 12.5 360 7.625 AZ 80.00 13 360 6.875 CO 80.00 12.25 360 6.125 AZ 65.00 11.5 360 7.75 TX 80.00 13.125 360 7.375 AZ 80.00 12.75 360 7 FL 80.00 12.375 360 5.75 FL 80.00 11.125 360 7.875 TX 80.00 13.25 360 7.5 FL 70.00 12.875 360 6.875 FL 72.80 12.25 0
1.875 60 399200 0 22030 No MI 1.875 60 109200 0 0 43110 No MI 1.875 60 134798.99 0 0 34953 No MI 1.875 60 85350 0 0 30252 No MI 1.875 60 59896.39 0 0 43055 No MI 1.875 36 111200 0 0 84120 No MI 1.875 60 65200 0 0 84123 No MI 1.875 60 93600 0 0 85746 No MI 1.875 60 154400 0 0 80223 No MI 1.875 60 142870.72 0 0 85741 No MI 1.875 24 170732 0 0 75137 No MI 2 60 145501 0 0 85239 No MI 1.875 60 167280 0 0 32771 No MI 1.875 60 171648.82 0 0 32216 No MI 1.875 84 61560.72 0 0 77506 No MI 1.875 60 209650 0 0 33127 No MI 1.875 60 182000 0 0 34747 No MI 1.875
359 7.125 Fairfax 399200 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.75 Canal Winchester 109200 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 7.5 Port Saint Lucie 135000 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 7.875 Mcdonough 85350 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 6.75 Newark 60000 20060301 2.25 20090201 N 0 Prepay GROUP II G01 358 7.25 West Valley City 111200 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.5 Taylorsville 65200 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 Tucson 93600 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 7.25 Denver 154400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 6.5 Tucson 143000 20060401 2.375 20080301 N 0 Prepay GROUP I G01 358 8.125 Duncanville 170732 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 7.75 MARICOPA 145501 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.375 SANFORD 167280 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 6.125 JACKSONVILLE 171984 20060301 2.25 20130201 N 0 No_PP GROUP I G01 359 8.25 Pasadena 61600 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 7.875 Miami 209650 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 7.25 KISSIMMEE 182000 20060301 2.25 20110201
1 First Lien 20351201 AFL2 2370.25 360 0.375 Single Family 010021800000000000 1 First Lien N 20360301 AFL2 705.25 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 943.94 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 560.109375 360 0.375 PUD 100185000000000000 1 First Lien N 20360201 AFL2 389.16 360 0.375 Single Family 100022000000000000 1 First Lien N 20360201 AFL2 671.8333333 360 0.375 Townhouse 100125000000000000 1 First Lien N 20360201 AFL2 407.5 360 0.375 Condominium 1001247-0007009190 1 First Lien N 20360201 AFL2 624 360 0.375 Condominium 100034000000000000 1 First Lien N 20360201 AFL2 932.8333333 360 0.375 Single Family 100030000000000000 1 First Lien N 20360201 AFL2 903.86 360 0.375 Single Family 100101000000000000 1 First Lien N 20360301 AFL2 1155.997917 360 0.375 PUD 100266000000000000 1 First Lien N 20360201 AFL2 939.6939583 360 0.375 PUD 100057000000000000 1 First Lien N 20360301 AFL2 1028.075 360 0.375 PUD 100057000000000000 1 First Lien N 20360201 AFL2 1045 360 0.375 PUD 100057000000000000 1 First Lien N 20360201 AFL2 462.78 360 0.375 PUD 100199000000000000 1 First Lien N 20360301 AFL2 1375.828125 360 0.375 Single Family 100203000000000000 1 First Lien N 20360301 AFL2 1099.583333 360 0.375 PUD 100271000000000000 1 First Lien N
60 Prepay GROUP I G01 358 7.875 Oxen Hill 132800 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 NEW PHILADELPHIA 105000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.5 Hemet 196000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.375 DETROIT 108000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 Tallahassee 125248 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 7.125 LA CRESCENTA 629300 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 LOS ANGELES 290500 20060301 2.25 20110201 Y 120 Prepay GROUP II G03 358 7 WILMETTE 649200 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 7.25 Fort Lauderdale 175000 20060401 2.25 20110301 N 0 Prepay GROUP I G01 358 7.875 EDGEWATER 135200 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 8.125 HOUSTON 83120 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 7.75 New Prague 363920 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 NORCROSS 117200 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.875 OAK GROVE 71200 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 355 7.875 apple valley 308000 20051201 2.25 20081101 Y 60 No_PP GROUP II G01 355 7.375 CALUMET CITY 84000 20051201 2.25 20101101 Y 60 No_PP GROUP I G01 355 7.75 riverdale 131350 20051201 2.25 20101101 Y 60 No_PP
360 7.5 MD 80.00 12.875 360 7.75 OH 75.00 13.125 360 6.125 CA 49.62 11.5 360 7 MI 80.00 12.375 360 7.75 FL 80.00 13.125 360 6.75 CA 70.00 12.125 360 7.5 CA 70.00 12.875 360 6.625 IL 60.00 13 360 6.875 FL 70.00 12.25 360 7.5 FL 80.00 12.875 360 7.75 TX 80.00 13.125 360 7.375 MN 80.00 12.75 360 7.625 GA 80.00 13 360 6.5 KY 80.00 11.875 360 7.5 CA 80.00 13.875 360 7 IL 75.00 13.375 360 7.375 GA 79.99 13.75 360
N 20360201 AFL2 871.5 360 0 0.375 20745 Condominium No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 105000 710.9375 360 0 0 0.375 44663 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360201 AFL2 196000 1061.666667 360 0 0 0.375 92543 2-4 Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 108000 663.75 360 0 0 0.375 48207 Condominium No MI 100064000000000000 1.875 1 First Lien 60 N 20360201 AFL2 125248 848.0333333 360 0 0 0.375 32303 PUD No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 629300 3736.46875 360 0 0 0.375 91214 Single Family No MI 100311000000000000 1.875 1 First Lien 60 N 20360201 AFL2 290500 1906.40625 360 0 0 0.375 90006 Single Family No MI 100311000000000000 1.875 1 First Lien 60 N 20360201 AFL2 649200 3787 360 0 0 0.375 60091 Single Family No MI 100087000000000000 1.875 2 First Lien 60 N 20360201 AFL2 174863.48 1193.81 360 0 0 0.375 33301 Condominium No MI 100271000000000000 1.875 1 First Lien 60 N 20360301 AFL2 135013.31 980.29 360 0 0 0.375 32141 Single Family No MI 100103000000000000 1.875 1 First Lien 60 N 20360201 AFL2 83010.89 617.16 360 0 0 0.375 77039 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 363802.48 2349.557683 360 0 0 0.375 56071 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360201 AFL2 117200 781.3333333 360 0 0 0.375 30093 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 71200 407.9166667 360 0 0 0.375 42262 Single Family No MI 100177000000000000 1.875 1 First Lien 60 N 20360201 AFL2 308000 2021.25 360 0 0 0.375 92308 Single Family No MI 100432000000000000 1.875 2 First Lien 36 N 20351101 AFL2 84000 516.25 360 0 0 0.375 60409 2-4 Family No MI 100432000000000000 1.875 2 First Lien 60 N 20351101 AFL2 131349.99 848.3020187 360 0 0 0.375 30274 PUD No MI 100432000000000000 1.875 2 First Lien 60 N 20351101 AFL2 0
60 132800
GROUP I G01 358 7.75 Jacksonville 108540 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 Mc Donough 162400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.125 Phoenix 74800 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.75 MIAMI 115500 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.75 MONCKS CORNER 116800 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 CLARKSBURG 555832 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 8.125 Milwaukee 50080 20060201 2.25 20110101 N 0 No_PP GROUP II G03 358 7 Watsonville 512000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 7 SUMMERVILLE 63200 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.625 Port Richey 108000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 BEDMINSTER TOWNSHIP 221550 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7 REMINGTON 370800 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 Miami 460000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.5 Severn 85400 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 HOUSTON 106500 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 SPRINGFIELD 444000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.125 TAMPA 100000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01
108540 7.375 FL 80.00 12.75 360 7.75 GA 80.00 13.125 360 7.75 AZ 80.00 13.125 360 7.375 FL 70.00 12.75 360 7.375 SC 80.00 12.75 360 7.625 MD 80.00 13 360 7.75 WI 80.00 13.125 360 6.625 CA 78.77 12 360 6.625 SC 80.00 12 360 7.25 FL 80.00 12.625 360 7.75 PA 79.98 13.125 360 6.625 VA 80.00 12 360 7.75 FL 76.67 13.125 360 7.125 MD 70.00 12.5 360 7.5 TX 75.00 12.875 360 7.75 VA 80.00 13.125 360 7.75 FL 80.00 13.125 360 0 0 0 32218 No MI 1.875 60 162400 0 30253 No MI 1.875 60 74800 0 0 85051 No MI 1.875 60 115500 0 0 33127 No MI 1.875 60 116800 0 0 29461 No MI 1.875 60 555832 0 0 20871 No MI 1.875 60 49981.03 0 0 53206 No MI 1.875 60 512000 0 0 95076 No MI 1.875 60 63200 0 0 29483 No MI 1.875 60 108000 0 0 34668 No MI 1.875 60 221550 0 0 18944 No MI 1.875 60 370800 0 0 22734 No MI 1.875 60 460000 0 0 33121 No MI 1.875 60 85400 0 0 21144 No MI 1.875 60 106500 0 0 77082 No MI 1.875 60 444000 0 0 22151 No MI 1.875 60 100000 0 0 33604 No MI 1.875 60 371000 PUD
700.9875 0.375 1
360
100264000000000000 First Lien 20360201 AFL2 1099.583333 360 0.375 PUD 100266000000000000 1 First Lien N 20360201 AFL2 506.4583333 360 0.375 Condominium 100071000000000000 1 First Lien N 20360301 AFL2 745.9375 360 0.375 Single Family 100059000000000000 1 First Lien N 20360201 AFL2 754.3333333 360 0.375 Single Family 100213000000000000 1 First Lien N 20360201 AFL2 3705.546667 360 0.375 PUD 100028000000000000 1 First Lien N 20360201 AFL2 371.85 360 0.375 Single Family 100221000000000000 1 First Lien N 20360101 AFL2 2986.666667 360 0.375 Single Family 100063000000000000 1 First Lien N 20360201 AFL2 368.6666667 360 0.375 Single Family 100293000000000000 1 First Lien N 20360301 AFL2 686.25 360 0.375 Single Family 100022000000000000 1 First Lien N 20360201 AFL2 1500.078125 360 0.375 PUD 100076000000000000 1 First Lien N 20360201 AFL2 2163 360 0.375 PUD 100028000000000000 1 First Lien N 20360201 AFL2 3114.583333 360 0.375 Condominium 100203000000000000 1 First Lien N 20360201 AFL2 533.75 360 0.375 Condominium 100115000000000000 1 First Lien N 20360201 AFL2 698.90625 360 0.375 PUD 100199000000000000 1 First Lien N 20360201 AFL2 3006.25 360 0.375 Single Family 100293000000000000 1 First Lien N 20360201 AFL2 677.0833333 360 0.375 Single Family 100204000000000000 1 First Lien N 20360301 AFL2 2280.104167 360 N
357 7.375 LOS ANGELES 371000 2.25 Y 120 GROUP II 358 7.5 Palm Bay 171992 2.25 Y 60 GROUP II 353 7.5 Sedona 960000 2.25 N 0 GROUP II 358 6.5 Orlando 263200 2.25 Y 120 GROUP I 358 8 FAIRFAX 660000 2.25 Y 120 GROUP II 358 7.375 CHANTILLY 628740 2.25 Y 120 GROUP I 358 7.875 ELK GROVE 327992 2.25 Y 120 GROUP I 358 8.125 Concord 238453 2.25 Y 120 GROUP I 358 7.75 Essex 224800 2.25 Y 120 GROUP II 358 7.5 NORTH LAS VEGAS 235200 2.25 Y 120 GROUP II 359 7.25 COLUMBUS 320000 2.25 Y 120 GROUP I 359 6.75 Lincoln 252000 2.25 Y 120 GROUP II 358 7.625 PHOENIX 235600 2.25 Y 120 GROUP I 358 7.875 THE COLONY 187600 2.25 Y 120 GROUP II 358 7.625 Arizona City 122279 2.25 N 0 GROUP I 358 7.875 Grand Rapids 59850 2.25 Y 120 GROUP I 358 8 Paterson 218400 2.25 Y 120 GROUP II 358
7 CA 20060201 20110101 Prepay G01 20060301 20110201 No_PP G03 20051001 20100901 Prepay G02 20060301 20110201 No_PP G01 20060301 20110201 No_PP G03 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060401 20090301 No_PP G02 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 70.00 12.375 360 7.125 FL 80.00 12.5 360 7.125 AZ 73.85 12.5 360 6.125 FL 80.00 11.5 360 7.625 VA 80.00 13 360 7 VA 80.00 12.375 360 7.5 CA 80.00 12.875 360 7.75 NC 80.00 13.125 360 7.375 MD 80.00 12.75 360 7.125 NV 80.00 12.5 360 6.875 OH 80.00 12.25 360 6.375 CA 79.99 11.75 360 7.25 AZ 80.00 12.625 360 7.5 TX 70.00 12.875 360 7.25 AZ 70.00 12.625 360 7.5 MI 70.00 12.875 360 7.625 NJ 80.00 13 360 7.125
0 0.375 90059 2-4 Family No MI 100059000000000000 1.875 1 First Lien 60 N 20360101 AFL2 171992 1074.95 360 0 0 0.375 32907 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 954918.3 6712.46 360 0 0 0.375 86351 Single Family No MI 1.875 1 First Lien 60 N 20350901 AFL2 263200 1425.666667 360 0 0 0.375 32824 Single Family No MI 100035000000000000 1.875 1 First Lien 60 N 20360201 AFL2 660000 4400 360 0 0 0.375 22030 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 628740 3864.13125 360 0 0 0.375 20152 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 327992 2152.4475 360 0 0 0.375 95758 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 238453 1614.525521 360 0 0 0.375 28027 PUD No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 224800 1451.833333 360 0 0 0.375 21221 2-4 Family No MI 100196000000000000 1.875 1 First Lien 60 N 20360201 AFL2 235199.32 1469.99575 360 0 0 0.375 89081 PUD No MI 100047000000000000 1.875 1 First Lien 60 N 20360201 AFL2 320000 1933.333333 360 0 0 0.375 43205 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360301 AFL2 252000 1417.5 360 0 0 0.375 95648 PUD No MI 100005000000000000 1.875 2 First Lien 36 N 20360301 AFL2 235600 1497.041667 360 0 0 0.375 85022 Condominium No MI 1004140-0100013313 1.875 1 First Lien 60 N 20360201 AFL2 187600 1231.125 360 0 0 0.375 75056 PUD No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 122101.44 865.48 360 0 0 0.375 85223 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 59850 392.765625 360 0 0 0.375 49507 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 218400 1456 360 0 0 0.375 7502 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 108000 675 360 0 0 0.375
7.5 Jacksonville 108000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 San Diego 416900 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 HOUSTON 75920 20060301 2.25 20110201 N 0 Prepay GROUP II G02 359 7 Tolleson 213300 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 8.125 Kissimmee 176000 20060301 5.5 20080201 N 0 Prepay GROUP I G01 358 8 Seffner 171750 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.625 New Britain 172400 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 7.5 Miami 102900 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 7.875 Conyers 50001 20060201 2.25 20110101 N 0 Prepay GROUP I G01 358 7.75 Stockton 280000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 Wasco 59500 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 7.125 Centreville 461950 20060301 4.72 20110201 Y 120 No_PP GROUP II G02 358 7.5 Henderson 236000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.625 Surprise 176400 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.5 Colorado Springs 141400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 Dallas 180000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 7.75 Dallas 180000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 7.75 Dallas
FL 80.00 12.5 360 7.5 CA 78.81 12.875 360 7.75 TX 80.00 13.125 360 6.625 AZ 80.00 12 360 7.75 FL 80.00 13.125 360 7.625 FL 75.00 13 360 7.25 CT 74.99 12.625 360 7.125 FL 70.00 12.5 360 7.5 GA 76.92 12.875 360 7.375 CA 80.00 12.75 360 7.5 CA 70.00 12.875 360 6.75 VA 80.00 12.125 360 7.125 NV 80.00 12.5 360 7.25 AZ 70.00 12.625 360 7.125 CO 70.00 12.5 360 7.375 TX 80.00 12.75 360 7.375 TX 80.00 12.75 360 7.375 TX 0
32205 No MI 1.875 60 416900
Single Family N 100264000000000000 First Lien 20360201 AFL2 2735.90625 360 0.375 Single Family 100256000000000000 1 First Lien 20360201 AFL2 563.7 360 0.375 PUD 100199000000000000 1 First Lien 20360201 AFL2 1244.25 360 0.375 1 N
0 92111 No MI 1.875 60 N 75820.26 0 0 77086 No MI 1.875 60 N 213300 0 0 85353 PUD No MI 1001886-0100010724 1.875 1 First Lien 60 N 20360301 AFL2 175768.96 1306.8 360 0 0 0.375 34759 Single Family No MI 1.875 1 First Lien 24 N 20360201 AFL2 171750 1145 360 0 0 0.375 33584 PUD No MI 100059000000000000 5.125 1 First Lien 60 N 20360201 AFL2 172400 1095.458333 360 0 0 0.375 6051 2-4 Family No MI 1.875 1 First Lien 60 N 20360201 AFL2 102900 643.125 360 0 0 0.375 33147 Single Family No MI 100059000000000000 1.875 1 First Lien 60 N 20360201 AFL2 49897.1 362.54 360 0 0 0.375 30013 Townhouse No MI 100378000000000000 1.875 1 First Lien 60 N 20360101 AFL2 280000 1808.333333 360 0 0 0.375 95209 Single Family No MI 100059000000000000 1.875 1 First Lien 60 N 20360201 AFL2 59500 390.46875 360 0 0 0.375 93280 Single Family No MI 100059000000000000 1.875 1 First Lien 60 N 20360201 AFL2 461950 2742.828125 360 0 0 0.375 20120 PUD No MI 100187000000000000 1.875 1 First Lien 60 N 20360201 AFL2 236000 1475 360 0 0 0.375 89074 Single Family No MI 4.345 1 First Lien 60 N 20360201 AFL2 176400 1120.875 360 0 0 0.375 85379 PUD No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 141400 883.75 360 0 0 0.375 80904 2-4 Family No MI 100030000000000000 1.875 1 First Lien 60 N 20360201 AFL2 180000 1162.5 360 0 0 0.375 75214 2-4 Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 180000 1162.5 360 0 0 0.375 75214 2-4 Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360101 AFL2 180000 1162.5 360 0 0 0.375 75214 2-4 Family
180000 2.25 Y
120 GROUP I
20060201 20110101 No_PP G01
80.00 12.75 360 7.875 TX 80.00 13.25 360 7.5 FL 80.00 12.875 360 7 UT 80.00 12.375 360 6.5 KS 80.00 11.875 360 6.625 CA 70.00 12 360 7.75 GA 80.00 13.125 360 7.875 GA 80.00 13.25 360 7.375 VA 78.57 12.75 360 7.5 VA 79.98 12.875 360 7.125 GA 66.15 12.5 360 6.625 WI 80.00 12 360 7 CO 80.00 12.375 360 7.25 TX 70.00 12.625 360 7.25 NJ 80.00 12.625 360 7 MN 80.00 12.375 360 7.25 MN 80.00 12.625 360 7.5 IN 74.98
357 8.25 Carrollton 67200 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 7.875 Miami 289600 20060201 2.25 20110101 Y 60 Prepay GROUP II G02 358 7.375 Salt Lake City 164000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 6.875 Lenexa 207720 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7 El Centro 164500 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 ATLANTA 157600 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 8.25 GRIFFIN 94080 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 7.75 Gainesville 417000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 7.875 RICHMOND 153850 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 7.5 Atlanta 860000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7 Elkhart Lake 155920 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 7.375 Denver 84000 20060401 2.25 20110301 Y 120 No_PP GROUP II G03 358 7.625 Fort Worth 612500 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7.625 Newark 516000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.375 Detroit Lakes 78400 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.625 Saint Paul 199600 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 Indianapolis 107750 20060301
No MI 100099000000000000 1.875 1 First Lien 60 N 20360101 AFL2 67200 462 360 0 0 0.375 75006 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360101 AFL2 289600 1900.5 360 0 0 0.375 33185 PUD No MI 100378000000000000 1.875 1 First Lien 60 N 20360101 AFL2 164000 1007.916667 360 0 0 0.375 84128 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 207720 1190.0625 360 0 0 0.375 66219 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 164226.46 957.9876833 360 0 0 0.375 92243 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 157600 1067.083333 360 0 0 0.375 30310 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 94080 646.8 360 0 0 0.375 30224 Townhouse No MI 010003200000000000 1.875 1 First Lien 60 N 20360101 AFL2 417000 2693.125 360 0 0 0.375 20155 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360101 AFL2 153850 1009.640625 360 0 0 0.375 23223 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 860000 5375 360 0 0 0.375 30305 Single Family No MI 100086000000000000 1.875 1 First Lien 60 N 20360201 AFL2 155920 909.5333333 360 0 0 0.375 53020 Condominium No MI 100030000000000000 1.875 1 First Lien 60 N 20360201 AFL2 84000 516.25 360 0 0 0.375 80219 Single Family No MI 100030000000000000 1.875 1 First Lien 60 N 20360301 AFL2 612500 3891.927083 360 0 0 0.375 76109 Single Family No MI 100076000000000000 1.875 1 First Lien 60 N 20360201 AFL2 515915.79 3278.214916 360 0 0 0.375 7102 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 78400 481.8333333 360 0 0 0.375 56501 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 199600 1268.291667 360 0 0 0.375 55101 Condominium No MI 100400000000000000 1.875 1 First Lien 60 N 20360201 AFL2 107750 707.109375 360 0 0 0.375 46228 Single Family No MI 100185000000000000
2.25 Y
60 GROUP I
20110201 Prepay G01 20060201 20110101 Prepay G01 20060301 20110201 No_PP G01 20060401 20090301 No_PP G02 20060301 20110201 No_PP G01 20060201 20110101 Prepay G01 20060301 20110201 Prepay G01 20060201 20110101 Prepay G02 20060201 20110101 Prepay G01 20060301 20080201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060201 20110101 Prepay G02 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201
12.875 360 7.375 FL 80.00 12.75 360 7.75 IL 80.00 13.125 360 5.875 NH 68.75 12.25 360 6.75 FL 80.00 12.125 360 7.375 MN 80.00 12.75 360 6.75 NV 70.00 12.125 360 7.875 MN 80.00 13.25 360 6.875 GA 80.00 12.25 360 7.125 CA 80.00 12.5 360 7.625 CO 80.00 13 360 7.75 IA 77.89 13.125 360 7.375 VA 80.00 12.75 360 7.875 FL 80.00 13.25 360 7 MN 80.00 12.375 360 6.625 AZ 80.00 12 360 7.75 GA 80.00 13.125 360 6.75 FL 80.00 12.125 0
1.875 60 144000 0 33064 No MI 1.875
357 7.75 Pompano Beach 144000 2.25 Y 60 GROUP I 358 8.125 CHICAGO 300000 2.25 N 0 GROUP I 359 6.25 Pelham 385000 2.25 Y 120 GROUP II 358 7.125 Davenport 248000 2.25 Y 120 GROUP I 357 7.75 Otsego 184645 2.25 Y 120 GROUP II 358 7.125 LAS VEGAS 91000 2.25 Y 60 GROUP I 357 8.25 Saint Cloud 120000 2.25 Y 120 GROUP II 357 7.25 Ellenwood 135712 2.25 Y 60 GROUP I 358 7.5 Simi Valley 280000 2.375 Y 120 GROUP I 358 8 Aurora 156000 2.25 Y 120 GROUP I 358 8.125 Davenport 56083 2.25 Y 120 GROUP I 358 7.75 FAIRFAX 288000 2.25 Y 120 GROUP I 357 8.25 Boca Raton 142400 2.25 N 0 GROUP II 358 7.375 Saint Paul 193600 2.25 Y 120 GROUP II 358 7 Casa Grande 185050 2.25 Y 120 GROUP I 358 8.125 DOUGLASVILLE 192792 2.25 Y 120 GROUP II 358 7.125 ORLANDO 195736 2.25
60 299606.19 0 0 60619 No MI 1.875 60 385000 0 0 3076 No MI 1.875 36 248000 0 0 33896 No MI 1.875 60 184645 0 0 55330 No MI 1.875 60 91000 0 0 89108 No MI 1.875 60 120000 0 0 56301 No MI 1.875 60 135712 0 0 30294 No MI 1.875 60 280000 0 0 93065 No MI 1.875 24 155900 0 0 80013 No MI 2 60 56083 0 0 52804 No MI 1.875 60 288000 0 0 20151 No MI 1.875 60 142125.73 0 0 33428 No MI 1.875 60 193598.55 0 0 55119 No MI 1.875 60 185050 0 0 85222 No MI 1.875 60 192792 0 0 30134 No MI 1.875 60 195735.99 0 0 32828 No MI 1.875
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120 No_PP GROUP I G01 359 7.75 KISSIMMEE 367548 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.375 PHOENIX 197193 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.875 COLORADO SPRINGS 184432 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.75 NORTH LAS VEGAS 238048 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 355 7.5 West Bloomfield 128000 20051201 2.25 20101101 Y 120 Prepay GROUP I G01 358 8.125 GAINESVILLE 551500 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 7.75 Boca Raton 206400 20060201 2.25 20110101 Y 60 Prepay GROUP II G02 358 7.5 SEVERN 368750 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 8.25 Braselton 78080 20060201 2.25 20110101 Y 60 Prepay GROUP II G01 358 7.625 Garland 60900 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 359 7.625 Plantation 125300 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 358 6.25 CHARLOTTESVILLE 150400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 CUMMING 117675 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 7.875 Batavia 204000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.625 Joliet 100500 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 6.875 Las Vegas 308000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.5 LAS VEGAS 116000 20060301 2.25 20110201 Y 120 No_PP
360 7.375 FL 80.00 12.75 360 7 AZ 80.00 12.375 360 7.5 CO 80.00 12.875 360 6.375 NV 80.00 11.75 360 7.125 MI 80.00 12.5 360 7.75 VA 75.00 13.125 360 7.375 FL 80.00 12.75 360 7.125 MD 80.00 12.5 360 7.875 GA 80.00 13.25 360 7.25 TX 70.00 12.625 360 7.25 FL 70.00 12.625 360 5.875 VA 80.00 11.25 360 7.625 GA 75.00 13 360 7.5 IL 80.00 12.875 360 7.25 IL 75.00 12.625 360 6.5 NV 80.00 11.875 360 7.125 NV 80.00 12.5 360 0
60 367548 0
20360201 2373.7475 0.375
AFL2 360
34747 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 197193 1211.915313 360 0 0 0.375 85339 Single Family No MI 010057400000000000 1.875 1 First Lien 60 N 20360301 AFL2 184432 1210.335 360 0 0 0.375 80922 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 238048 1339.02 360 0 0 0.375 89084 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 128000 800 360 0 0 0.375 48323 2-4 Family No MI 1.875 1 First Lien 60 N 20351101 AFL2 551500 3734.114583 360 0 0 0.375 20155 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360201 AFL2 206400 1333 360 0 0 0.375 33433 Condominium No MI 100378000000000000 1.875 1 First Lien 60 N 20360101 AFL2 368750 2304.6875 360 0 0 0.375 21144 Single Family No MI 100028000000000000 1.875 1 First Lien 60 N 20360201 AFL2 77979.66 536.1101625 360 0 0 0.375 30517 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360101 AFL2 60900 386.96875 360 0 0 0.375 75040 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360201 AFL2 125300 796.1770833 360 0 0 0.375 33313 Condominium No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 150400 783.3333333 360 0 0 0.375 22901 Condominium No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 117675 784.5 360 0 0 0.375 30040 Single Family No MI 100293000000000000 1.875 1 First Lien 60 N 20360201 AFL2 204000 1338.75 360 0 0 0.375 60510 2-4 Family No MI 100113000000000000 1.875 1 First Lien 60 N 20360301 AFL2 100354.04 711.34 360 0 0 0.375 60433 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 308000 1764.583333 360 0 0 0.375 89135 Condominium No MI 100195000000000000 1.875 1 First Lien 60 N 20360201 AFL2 116000 725 360 0 0 0.375 89110 PUD No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2
GROUP I G01 354 9.75 Doral 230400 20051101 3 20061001 Y 120 No_PP GROUP II G01 358 6.625 denver 144000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 357 7.5 Pompano Beach 102400 20060201 2.25 20110101 N 0 No_PP GROUP I G01 358 7.75 Littleton 244000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 Denver 264000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 Brandon 156800 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 6.875 Las Vegas 252000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 N LAS VEGAS 240000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 6.875 Forest Park 134400 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 8.125 ATLANTA 124000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.625 DAVENPORT 175920 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 LILBURN 107960 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.625 HAMILTON 127920 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.5 LAS VEGAS 327920 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 6.75 Murrells Inlet 293600 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 8.25 Bloomington 327843 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 358 7.875 Austin 125200 20060301 2.25 20110201 Y 120 No_PP GROUP I G01
9.375 FL 80.00 12 360 6.25 CO 78.69 12.625 360 7.125 FL 80.00 12.5 360 7.375 CO 80.00 12.75 360 7.75 CO 80.00 13.125 360 7.625 FL 80.00 13 360 6.5 NV 80.00 11.875 360 7.5 NV 80.00 12.875 360 6.5 IL 80.00 11.875 360 7.75 GA 80.00 13.125 360 7.25 FL 80.00 12.625 360 7.5 GA 80.00 12.875 360 7.25 GA 80.00 12.625 360 7.125 NV 79.98 12.5 360 6.375 SC 80.00 11.75 360 7.875 MN 75.00 13.25 360 7.5 TX 80.00 12.875 360
230395.99 1871.967419 360 0 0 0.375 33178 Condominium No MI 1.875 0 First Lien 12 N 20351001 AFL2 143043.02 789.7166729 360 0 0 0.375 80239 Single Family No MI 100432000000000000 2.625 2 First Lien 60 N 20360201 AFL2 102159.71 716 360 0 0 0.375 33064 Condominium No MI 100378000000000000 1.875 1 First Lien 60 N 20360101 AFL2 243900 1575.1875 360 0 0 0.375 80123 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 263900.01 1786.822984 360 0 0 0.375 80226 2-4 Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 156800 1045.333333 360 0 0 0.375 33510 Single Family No MI 1.875 1 First Lien 60 N 20360201 AFL2 252000 1443.75 360 0 0 0.375 89147 Single Family No MI 100195000000000000 1.875 1 First Lien 60 N 20360201 AFL2 240000 1575 360 0 0 0.375 89031 PUD No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 134400 770 360 0 0 0.375 60130 Condominium No MI 100113000000000000 1.875 1 First Lien 60 N 20360301 AFL2 124000 839.5833333 360 0 0 0.375 30315 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 175920 1117.825 360 0 0 0.375 33897 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 107960 708.4875 360 0 0 0.375 30047 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 127919.2 812.8199167 360 0 0 0.375 31811 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 327920 2049.5 360 0 0 0.375 89135 PUD No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 293600 1651.5 360 0 0 0.375 29576 PUD No MI 100035000000000000 1.875 1 First Lien 60 N 20360201 AFL2 327843 2253.920625 360 0 0 0.375 55438 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360101 AFL2 125200 821.625 360 0 0 0.375 78745 2-4 Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 379900 2453.520833 360
359 7.75 San Marcos 379900 2.25 Y 120 GROUP II 359 7.625 Flower Mound 180000 2.25 Y 120 GROUP I 359 8 Brambleton 560000 2.25 Y 120 GROUP I 359 8.375 Anderson 40000 2.25 N 0 GROUP II 359 7.625 Las Vegas 196000 2.25 Y 120 GROUP I 359 8.375 Antioch 444000 2.25 N 0 GROUP I 358 6.25 QUEEN CREEK 160690 2.375 Y 120 GROUP I 359 7.75 Charlotte 60000 2.25 N 0 GROUP II 359 7.625 MURRIETA 397450 2.25 Y 120 GROUP I 359 8.125 Culpeper 263950 2.25 Y 120 GROUP I 358 6.5 queen creek 167540 2.375 N 0 GROUP I 358 6.375 QUEEN CREEK 241640 2.375 Y 120 GROUP I 358 6.5 LAS VEGAS 240212 2.375 Y 120 GROUP I 358 6.875 QUEEN CREEK 184000 2.375 Y 120 GROUP II 359 7.375 COLUMBUS 80000 2.25 Y 120 GROUP I 359 8.25 Denver 107200 2.25 Y 120 GROUP II 359 7 RIVERSIDE 385000 2.25 Y 120 GROUP I 357
7.375 CA 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060301 20080201 No_PP G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060301 20080201 No_PP G01 20060301 20080201 No_PP G01 20060301 20080201 No_PP G01 20060301 20080201 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 80.00 12.75 360 7.25 TX 80.00 12.625 360 7.625 VA 80.00 13 360 8 SC 80.00 13.375 360 7.25 NV 80.00 12.625 360 8 CA 80.00 13.375 480 5.875 AZ 80.00 11.25 360 7.375 NC 80.00 12.75 360 7.25 CA 80.00 12.625 360 7.75 VA 79.99 13.125 360 6.125 AZ 80.00 11.5 360 6 AZ 80.00 11.375 360 6.125 NV 80.00 11.5 360 6.5 AZ 80.00 11.875 360 7 OH 57.14 12.375 360 7.875 CO 80.00 13.25 360 6.625 CA 75.49 13 360 6.625
0 0.375 92078 Condominium No MI 100005000000000000 1.875 1 First Lien 60 N 20360301 AFL2 180000 1143.75 360 0 0 0.375 75028 Single Family No MI 100252000000000000 1.875 1 First Lien 60 N 20360301 AFL2 560000 3733.333333 360 0 0 0.375 20148 Single Family No MI 100031000000000000 1.875 1 First Lien 60 N 20360301 AFL2 39975.14 304.03 360 0 0 0.375 29621 Single Family No MI 100264000000000000 1.875 1 First Lien 60 N 20360301 AFL2 196000 1245.416667 360 0 0 0.375 89119 Single Family No MI 100195000000000000 1.875 1 First Lien 60 N 20360301 AFL2 443885.96 3212.79 360 0 0 0.375 94531 Single Family No MI 100311000000000000 1.875 1 First Lien 60 N 20360301 AFL2 160690 836.9270833 360 0 0 0.375 85242 PUD No MI 100063000000000000 1.875 1 First Lien 24 N 20360201 AFL2 59957.65 429.85 360 0 0 0.375 28269 PUD No MI 100266000000000000 2 1 First Lien 60 N 20360301 AFL2 397450 2525.463542 360 0 0 0.375 92563 Single Family No MI 100194000000000000 1.875 1 First Lien 60 N 20360301 AFL2 263950 1787.161458 360 0 0 0.375 22701 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360301 AFL2 167236.26 1058.97 360 0 0 0.375 85243 PUD No MI 100063000000000000 1.875 1 First Lien 24 N 20360201 AFL2 241640 1283.7125 360 0 0 0.375 85242 PUD No MI 100063000000000000 2 1 First Lien 24 N 20360201 AFL2 240212 1301.148333 360 0 0 0.375 89131 PUD No MI 100063000000000000 2 1 First Lien 24 N 20360201 AFL2 184000 1054.166667 360 0 0 0.375 85242 PUD No MI 100063000000000000 2 1 First Lien 24 N 20360201 AFL2 80000 491.6666667 360 0 0 0.375 43230 Single Family No MI 100331000000000000 2 1 First Lien 60 N 20360301 AFL2 107200 737 360 0 0 0.375 80220 Single Family No MI 100095000000000000 1.875 1 First Lien 60 N 20360301 AFL2 385000 2245.833333 360 0 0 0.375 92508 Single Family No MI 100087000000000000 1.875 2 First Lien 60 N 20360301 AFL2 192000 1120 360 0 0 0.375
7 Atlanta 192000 20060201 2.25 20090101 Y 60 No_PP GROUP II G03 358 7.375 Murrieta 950000 20060301 2.25 20110201 N 0 Prepay GROUP II G02 354 6.5 Hialeah 128000 20051101 2.25 20101001 Y 120 Prepay GROUP II G02 357 7.25 Dewey 229600 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 358 8.125 Miami 168000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 7.625 Richmond 74900 20060301 2.25 20110201 Y 60 Prepay GROUP II G02 357 7.5 Aurora 148400 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 358 7.5 Columbia 78400 20060301 2.25 20110201 N 0 Prepay GROUP II G03 358 7.25 Englewood 650000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.75 Northglenn 164800 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 355 6.875 Phoenix 421000 20051201 5 20081101 Y 60 Prepay GROUP II G01 358 7.5 Windsor 174400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 Roy 83600 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 357 6.5 Tucson 204750 20060201 2.375 20080101 Y 120 No_PP GROUP II G03 358 5.625 FOUNTAIN VALLEY 612000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.375 Stone Mountain 140000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 357 7.625 Fairburn 144000 20060201 2.25 20110101 Y 60 Prepay GROUP II G02 358 6.375 AULT
GA 80.00 13 360 7 CA 51.35 12.375 360 6.125 FL 80.00 12.5 360 6.875 AZ 80.00 12.25 360 7.75 FL 80.00 13.125 360 7.25 VA 74.94 12.625 360 7.125 CO 70.00 12.5 360 7.125 MO 70.00 12.5 360 6.875 NJ 78.79 12.25 360 6.375 CO 80.00 11.75 360 6.5 AZ 79.43 12.875 360 7.125 CO 80.00 12.5 360 7.375 UT 80.00 12.75 360 6.125 AZ 65.00 11.5 360 5.25 CA 80.00 10.625 360 7 GA 80.00 12.375 360 7.25 GA 80.00 12.625 360 6 CO
30311 Single Family No MI 100039000000000000 1.875 1 First Lien 36 N 20360101 AFL2 948549.82 6561.41 360 0 0 0.375 92562 Single Family No MI 100096000000000000 1.875 1 First Lien 60 N 20360201 AFL2 128000 693.3333333 360 0 0 0.375 33016 Condominium No MI 1.875 2 First Lien 60 N 20351001 AFL2 229600 1387.166667 360 0 0 0.375 86327 PUD No MI 100196000000000000 1.875 1 First Lien 60 N 20360101 AFL2 168000 1137.5 360 0 0 0.375 33162 Single Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 74900 475.9270833 360 0 0 0.375 23224 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 148400 927.5 360 0 0 0.375 80011 Single Family No MI 100256000000000000 1.875 1 First Lien 60 N 20360101 AFL2 77922.52 548.18 360 0 0 0.375 65202 2-4 Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360201 AFL2 650000 3927.083333 360 0 0 0.375 7631 Single Family No MI 100035000000000000 1.875 1 First Lien 60 N 20360201 AFL2 164800 927 360 0 0 0.375 80233 Townhouse No MI 100095000000000000 1.875 1 First Lien 60 N 20360201 AFL2 421000 2411.979167 360 0 0 0.375 85050 PUD No MI 100039000000000000 1.875 2 First Lien 36 N 20351101 AFL2 174400 1090 360 0 0 0.375 80550 Single Family No MI 100095000000000000 4.625 1 First Lien 60 N 20360201 AFL2 83600 539.9166667 360 0 0 0.375 84067 Single Family No MI 1001989-0000003586 1.875 1 First Lien 60 N 20360201 AFL2 204694.55 1108.762146 360 0 0 0.375 85739 Single Family No MI 100101000000000000 1.875 1 First Lien 24 N 20360101 AFL2 612000 2868.75 360 0 0 0.375 92708 Single Family No MI 100414000000000000 2 1 First Lien 60 N 20360201 AFL2 140000 860.4166667 360 0 0 0.375 30087 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 144000 915 360 0 0 0.375 30213 Single Family No MI 100149000000000000 1.875 1 First Lien 60 N 20360101 AFL2 111200 590.75 360 0 0 0.375 80610 PUD
111200 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 357 7.625 KISSIMMEE 340000 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 359 7.625 Richmond 51040 20060401 2.25 20110301 N 0 No_PP GROUP I G01 358 8.125 Jacksonville 100000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.75 Jacksonville 120000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.75 Jacksonville 120000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.125 Hollywood 171500 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.25 Fort Lauderdale 296000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 357 8.25 Fort Myers 244300 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 8.125 Franklin 164000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 8.125 Detroit 68000 20060301 2.25 20110201 N 0 No_PP GROUP II G02 358 6.75 Goodyear 330580 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.25 GLENDALE 134400 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.375 FISHERS 340516 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 5.75 RENO 224016 20060201 2.25 20090101 Y 120 No_PP GROUP II G02 358 7.5 GOLD CANYON 184084 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.375 NORRISTOWN 164720 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.875 INDIAN TRAIL 116800 20060301
80.00 11.375 360 7.25 FL 80.00 12.625 360 7.25 VA 80.00 12.625 360 7.75 FL 80.00 13.125 360 6.375 FL 80.00 11.75 360 6.375 FL 80.00 11.75 360 7.75 FL 70.00 13.125 360 7.875 FL 80.00 13.25 360 7.875 FL 89.96 13.25 360 7.75 WI 80.00 13.125 360 7.75 MI 80.00 13.125 360 6.375 AZ 80.00 11.75 360 6.875 AZ 80.00 12.25 360 6 IN 80.00 11.375 360 5.375 NV 63.28 11.75 360 7.125 AZ 80.00 12.5 360 7 PA 80.00 12.375 360 6.5 NC 80.00
No MI 1.875 60 340000 0 0 34747 No MI 1.875 60 51003.06 0 0 23222 No MI 1.875 60 100000 0 0 32246 No MI 1.875 60 119910 0 0 32211 No MI 1.875 60 120000 0 0 32211 No MI 1.875 60 171500 0 0 33020 No MI 1.875 60 296000 0 0 33315 No MI 1.875 60 244300 0 0 33913 GE Capital 1.875 60 163947.48 0 0 53132 No MI 1.875 60 67910.74 0 0 48217 No MI 1.875 60 330580 0 0 85338 No MI 1.875 60 134400 0 0 85303 No MI 1.875 60 340515.99 0 0 46037 No MI 1.875 60 224015.98 0 0 89523 No MI 1.875 36 184084 0 0 85218 No MI 1.875 60 164720 0 0 19401 No MI 1.875 60 116800 0 0 28079 No MI
100177000000000000 First Lien 20360201 AFL2 2160.416667 360 0.375 Condominium 100204000000000000 1 First Lien N 20360101 AFL2 361.26 360 0.375 Single Family 100218000000000000 1 First Lien N 20360301 AFL2 677.0833333 360 0.375 Single Family 100266000000000000 1 First Lien N 20360201 AFL2 674.49375 360 0.375 Single Family 100266000000000000 1 First Lien N 20360201 AFL2 675 360 0.375 Single Family 100266000000000000 1 First Lien N 20360201 AFL2 1161.197917 360 0.375 Single Family 100173000000000000 1 First Lien N 20360301 AFL2 2035 360 0.375 Single Family 1001732-5001003242 1 First Lien N 20360301 AFL2 1679.5625 360 0.375 Condominium MI 100022000000000000 2 First Lien N 20360101 AFL2 1110.061063 360 0.375 Single Family 100196000000000000 1 First Lien N 20360101 AFL2 504.9 360 0.375 Single Family 100266000000000000 1 First Lien N 20360201 AFL2 1859.5125 360 0.375 Townhouse 100189000000000000 1 First Lien N 20360201 AFL2 812 360 0.375 Single Family 100071000000000000 1 First Lien N 20360201 AFL2 1808.991197 360 0.375 PUD 100057000000000000 1 First Lien N 20360201 AFL2 1073.409904 360 0.375 Single Family 100057000000000000 1 First Lien N 20360101 AFL2 1150.525 360 0.375 PUD 100057000000000000 1 First Lien N 20360201 AFL2 1012.341667 360 0.375 Townhouse 100293000000000000 1 First Lien N 20360201 AFL2 669.1666667 360 0.375 PUD 100177000000000000 1 N
2.25 Y
120 GROUP I
20110201 No_PP G01
11.875 360 7.375 GA 80.00 12.75 360 7.75 VA 80.00 13.125 360 7.5 CO 80.00 12.875 360 6.5 CA 65.00 11.875 360 7.75 TX 70.00 13.125 360 7.75 GA 80.00 13.125 360 7.75 TX 70.00 13.125 360 7.75 AZ 79.99 13.125 360 7 AZ 80.00 12.375 360 7.125 MD 79.99 12.5 360 5.625 GA 79.65 12 360 6.125 AZ 65.00 11.5 360 7.25 SC 90.00 12.625 360 6.5 AZ 65.00 11.875 360 7.5 NJ 80.00 12.875 360 7.5 CA 80.00 12.875 360 7.25 KY 90.00 13.625 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
1.875 60 216000
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First Lien 20360201 AFL2 1395 360 0.375 Single Family 100066000000000000 1 First Lien N 20360201 AFL2 866.6666667 360 0.375 PUD N
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36 171920 0
21061 No MI 1.875 60 146250 0 0 21061 No MI 1.875 60 1000000 0 0 89109 No MI 1.875 1 First Lien 60 N 20360201 AFL2 72750 477.421875 360 0 0 0.375 30316 Single Family No MI 100238000000000000 1.875 1 First Lien 60 N 20360201 AFL2 93585.65 704.31 360 0 0 0.375 67209 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360201 AFL2 183200 1221.333333 360 0 0 0.375 33896 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 91600 553.4166667 360 0 0 0.375 30058 PUD No MI 100293000000000000 1.875 1 First Lien 60 N 20360101 AFL2 540000 3656.25 360 0 0 0.375 33414 2-4 Family No MI 100196000000000000 1.875 1 First Lien 60 N 20360101 AFL2 87999 531.660625 360 0 0 0.375 30038 PUD No MI 100293000000000000 1.875 1 First Lien 60 N 20360201 AFL2 291000 1909.6875 360 0 0 0.375 1902 2-4 Family No MI 100210000000000000 1.875 1 First Lien 60 N 20360201 AFL2 97875 662.6953125 360 0 0 0.375 48035 Single Family No MI 100238000000000000 1.875 1 First Lien 60 N 20360201 AFL2 92050 632.84375 360 0 0 0.375 70611 2-4 Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 128950.76 970.64 360 0 0 0.375 95963 Single Family No MI 100172000000000000 1.875 1 First Lien 60 N 20360101 AFL2 621800 4274.875 360 0 0 0.375 20721 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360201 AFL2 183000 1181.875 360 0 0 0.375 54666 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 304000 1900 360 0 0 0.375 93313 Single Family No MI 100102000000000000 1.875 1 First Lien 60 N 20360101 AFL2 164000 990.8333333 360 0 0 0.375 60534 Single Family No MI 100113000000000000 1.875 1 First Lien 60 N 20360201 AFL2
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GROUP I G01 357 8.125 VIRGINIA BCH 112000 20060201 2.25 20110101 Y 60 Prepay GROUP II G01 357 7.5 Saint Paul 152800 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 8.25 Chicago 157500 20060201 2.25 20070101 Y 60 No_PP GROUP II G01 356 7.5 Chicago 320000 20060101 2.25 20101201 N 0 No_PP GROUP I G01 357 8 KISSIMMEE 334400 20060201 2.25 20110101 Y 120 Prepay GROUP II G02 357 7.25 SPRINGFIELD 304000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 8.25 DALLAS 148000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.625 North Port 158600 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 357 7.625 Pensacola 162700 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.25 Haledon 268800 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 8.25 HOUSTON 80000 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 8.125 GLEN BURNIE 136500 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.25 YORBA LINDA 413500 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8.25 GLEN BURNIE 140600 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 8.25 Romulus 184000 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 355 5.875 Akron 44100 20051201 2 20060501 N 0 No_PP GROUP I G01 357 8.25 International Falls 92800 20060201 2.25 20110101 Y 120 Prepay GROUP I G01
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112000
357 6 Brooklyn 300000 20060201 2.375 20080101 Y 60 Prepay GROUP I G01 358 8.25 Kissimmee 196160 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.25 Kissimmee 195280 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.25 Virginia Beach 140400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 8.25 Kissimmee 113600 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 356 6.9 Paterson 260000 20060101 5.5 20071201 N 0 No_PP GROUP I G01 356 7.3 Elizabeth 395200 20060101 5.5 20071201 Y 60 No_PP GROUP I G01 357 8 Canyon Country 479200 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 356 7.5 Clifton 368000 20060101 2.375 20071201 Y 60 No_PP GROUP I G01 358 8.25 Queen Creek 184859 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 7.95 Capitol Heights 228000 20060201 5.65 20080101 Y 60 No_PP GROUP I G01 358 8.125 Elkhart 52500 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 8 BUCKEYE 194350 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 Stafford 144000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 7.75 BOYDS 834120 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8 ORLANDO 270216 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 359 8 BEAUMONT 223120 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 358
5.625 NY 80.00 12 360 7.875 FL 80.00 13.25 360 7.875 FL 80.00 13.25 360 7.875 VA 90.00 13.25 360 7.875 FL 80.00 13.25 360 6.525 NJ 80.00 12.9 360 6.925 NJ 80.00 13.3 360 7.625 CA 80.00 13 360 7.125 NJ 80.00 12.5 360 7.875 AZ 80.00 13.25 360 7.575 MD 80.00 13.95 360 7.75 IN 75.00 13.125 360 7.625 AZ 79.98 13 360 7.5 VA 80.00 12.875 360 7.375 MD 80.00 12.75 360 7.625 FL 80.00 13 360 7.625 CA 80.00 13 360 6.25
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6.625 NORTH LAS VEGAS 242820 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.5 Woodbridge 224000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7 Avon Park 188000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 8.25 HOUSTON 108000 20060201 2.25 20110101 N 0 Prepay GROUP I G01 358 8.125 W CHESTER 274400 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 Powder Springs 133920 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.5 RED FEATHER LAKES 190000 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 7.625 Visalia 285099 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 8.125 EATON 87520 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 7.875 BARSTOW 136000 20060201 2.25 20110101 Y 60 Prepay GROUP I G01 357 8 Grand Rapids 55200 20060201 2.25 20080101 Y 60 Prepay GROUP I G01 357 8.25 AURORA 232000 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358 7.625 Mesa 180000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 Las Vegas 392000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 357 6.875 Independence 139050 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 358 7.375 Miami 280000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.25 OAKLAND 482000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 PALM BAY
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89084 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 224000 1400 360 0 0 0.375 22191 PUD No MI 100218000000000000 1.875 1 First Lien 60 N 20360201 AFL2 188000 1096.666667 360 0 0 0.375 33825 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 107791.97 811.37 360 0 0 0.375 77036 PUD No MI 100199000000000000 1.875 1 First Lien 60 N 20360101 AFL2 274400 1857.916667 360 0 0 0.375 19380 PUD No MI 100204000000000000 1.875 1 First Lien 60 N 20360201 AFL2 133839.43 878.3212594 360 0 0 0.375 30127 PUD No MI 100187000000000000 1.875 1 First Lien 60 N 20360201 AFL2 189655.55 1200.93 360 0 0 0.375 80545 Condominium No MI 100177000000000000 1.875 1 First Lien 60 N 20360201 AFL2 285099 1811.566563 360 0 0 0.375 93277 Single Family No MI 100172000000000000 1.875 1 First Lien 60 N 20360201 AFL2 87520 592.5833333 360 0 0 0.375 45320 Single Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360101 AFL2 136000 892.5 360 0 0 0.375 92311 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360101 AFL2 55200 368 360 0 0 0.375 49507 2-4 Family No MI 100378000000000000 1.875 1 First Lien 24 N 20360101 AFL2 232000 1595 360 0 0 0.375 80011 2-4 Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360101 AFL2 180000 1143.75 360 0 0 0.375 85205 PUD No MI 100195000000000000 1.875 1 First Lien 60 N 20360201 AFL2 392000 2654.166667 360 0 0 0.375 89102 Single Family No MI 100195000000000000 1.875 1 First Lien 60 N 20360201 AFL2 139050 796.640625 360 0 0 0.375 64056 2-4 Family No MI 1002384-0000046343 1.875 1 First Lien 60 N 20360101 AFL2 280000 1720.833333 360 0 0 0.375 33165 Single Family No MI 100196000000000000 1.875 1 First Lien 60 N 20360201 AFL2 482000 3313.75 360 0 0 0.375 94605 2-4 Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 281816 1820.061667 360 0 0 0.375 32909 Single Family
281816 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 357 6.75 JACKSONVILLE 75000 20060201 2.25 20110101 N 0 No_PP GROUP II G02 357 7.5 TEMPLE HILLS 300000 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 357 7 SARASOTA 236720 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 7.875 CORONA 532112 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.5 Peoria 188435 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 357 7.625 Kihei 269500 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 7.75 Miami BEACH 161000 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 357 7.625 Bakersfield 164000 20060201 2.25 20110101 Y 60 Prepay GROUP I G01 357 8.125 BLANCHESTER 60000 20060201 2.25 20110101 Y 120 Prepay GROUP II G02 358 7.625 North Las Vegas 208800 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 8.25 Fort Pierce 119920 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 8.125 Lithia 226446 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 8.25 East Orange 251629 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 7.875 MASPETH 400000 20060301 2.25 20110201 N 0 No_PP GROUP I G01 357 8 Fort Worth 85600 20060201 2.25 20110101 N 0 No_PP GROUP I G01 357 7.75 Fort Worth 72760 20060201 2.25 20110101 N 0 No_PP GROUP II G01 358 7.5 FOUNTAIN 182038 20060301
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2.25 Y
120 GROUP I
20110201 No_PP G01
12.5 360 7.5 0 MD
1.875 60 154850
357 7.875 District Heights 154850 20060201 2.25 20110101 Y 60 Prepay GROUP I G01 357 7.875 San Antonio 1120000 20060201 2.25 20110101 N 0 No_PP GROUP II G02 357 6.625 Fridley 377000 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 358 8.125 MURRAY 75200 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 8.25 Southfield 114400 20060201 2.25 20110101 N 0 No_PP GROUP I G01 356 8.125 Baltimore 157875 20060101 2.25 20101201 Y 120 No_PP GROUP I G01 357 8.25 Adelanto 244000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8 HOWELL 168220 20060201 2.25 20110101 Y 120 No_PP GROUP II G03 356 6.5 TRACY 472080 20060101 2.25 20101201 Y 120 No_PP GROUP I G01 360 8.375 Orlando 252000 20060501 2.25 20110401 N 0 No_PP GROUP I G01 360 7.125 Cumming 212960 20060501 2.25 20110401 Y 120 No_PP GROUP II G01 356 7.375 Davenport 265492 20060101 2.25 20101201 Y 60 Prepay GROUP II G01 356 7.625 Keller 89688 20060101 2.25 20101201 Y 120 Prepay GROUP II G04 355 6.25 Hollister 861250 20051201 2.25 20151101 Y 120 Prepay GROUP II G03 357 7.125 LANCASTER 479920 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358 7.375 Las Vegas 164799 20060301 2.25 20110201 Y 120 Prepay GROUP II G03 358 6.875 Wolfeboro 700000 20060301 2.25 20110201
74.99 360
70.00 360
65.00 360
80.00 360
80.00 360
75.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
75.00 360
80.00 360
65.00 360
80.00 360
80.00 360
63.64
0 20747 No MI 12.875 1.875 60 N 1117672.45 7.5 0 0 TX 78212 No MI 12.875 1.875 60 N 376965.75 6.25 0 0 MN 55421 No MI 11.625 1.875 60 N 75200 7.75 0 0 UT 84121 No MI 13.125 1.875 60 N 114179.64 7.875 0 0 MI 48076 No MI 13.25 1.875 60 N 157875 7.75 0 0 MD 21215 No MI 13.125 1.875 1 First Lien 60 N 20351201 AFL2 243999.99 1677.499931 360 7.875 0 0 0.375 CA 92301 Single Family No MI 100266000000000000 13.25 1.875 1 First Lien 60 N 20360101 AFL2 168220 1121.466667 360 7.625 0 0 0.375 MI 48843 Condominium No MI 100057000000000000 13 1.875 1 First Lien 60 N 20360101 AFL2 472080 2557.1 360 6.125 0 0 0.375 CA 95391 Single Family No MI 100057000000000000 11.5 1.875 1 First Lien 60 N 20351201 AFL2 252000 1915.39 360 8 0 0 0.375 FL 32829 PUD No MI 100234000000000000 13.375 1.875 1 First Lien 60 N 20360401 AFL2 212960 1264.45 360 6.75 0 0 0.375 GA 30040 Single Family No MI 100229000000000000 12.125 1.875 1 First Lien 60 N 20360401 AFL2 265492 1631.669583 360 7 0 0 0.375 FL 33896 PUD No MI 100142000000000000 12.375 1.875 1 First Lien 60 N 20351201 AFL2 89688 569.8925 360 7.25 0 0 0.375 TX 76248 PUD No MI 100404000000000000 12.625 1.875 1 First Lien 60 N 20351201 AFL2 861250 4485.677083 360 5.875 0 0 0.375 CA 95023 Single Family No MI 100034000000000000 12.25 1.875 2 First Lien 120 N 20351101 AFL2 479920 2849.525 360 6.75 0 0 0.375 CA 93536 Single Family No MI 100057000000000000 12.125 1.875 1 First Lien 60 N 20360101 AFL2 164799 1012.827188 360 7 0 0 0.375 NV 89156 Single Family No MI 100195000000000000 12.375 1.875 1 First Lien 60 N 20360201 AFL2 700000 4010.416667 360 6.5 0 0 0.375 NH 3894 Single Family No MI 100210000000000000 11.875 2 1 First Lien
1 First Lien 20360201 AFL2 1016.203125 360 0.375 PUD 100185000000000000 1 First Lien 20360101 AFL2 8120.78 360 0.375 Single Family 100022000000000000 1 First Lien 20360101 AFL2 2081.165078 360 0.375 2-4 Family 100221000000000000 1 First Lien 20360101 AFL2 509.1666667 360 0.375 Condominium 100099000000000000 1 First Lien 20360201 AFL2 859.45 360 0.375 Single Family 100266000000000000 1 First Lien 20360101 AFL2 1068.945313 360 0.375 Single Family
120 No_PP GROUP II G02 358 7.375 Anaheim 316000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.25 GAINESVILLE 350000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 356 8.25 Chicago 109200 20060101 2.25 20101201 N 0 No_PP GROUP I G01 358 8.25 Sacramento 275600 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 7.875 Austin 490450 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 357 6.875 RIO RANCHO 182660 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 7.875 Las Vegas 661712 20060301 2.25 20110201 Y 60 Prepay GROUP II G02 358 6.625 Springfield 268000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 357 7.375 Smyrna 100250 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 357 7.375 Smyrna 101750 20060201 2.25 20110101 Y 120 Prepay GROUP II G02 356 6.5 Kansas City 180000 20060101 2.25 20101201 Y 120 Prepay GROUP I G01 358 7.75 West Palm Bch 437856 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.75 PORTLAND 99000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 6.625 Matteson 115200 20060301 2.25 20110201 N 0 No_PP GROUP II G01 357 7.5 HUGO 130520 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8 LAS VEGAS 610684 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 7.625 San Bernardino 300000 20060201 2.25 20110101 Y 60 Prepay
360 7 CA 80.00 12.375 360 6.875 VA 51.93 12.25 360 7.875 IL 80.00 13.25 360 7.875 CA 80.00 13.25 360 7.5 TX 80.00 12.875 360 6.5 NM 80.00 11.875 360 7.5 NV 79.82 12.875 360 6.25 PA 80.00 11.625 360 7 TN 74.26 13.375 360 7 TN 75.37 13.375 360 6.125 MO 80.00 12.5 360 7.375 FL 75.00 12.75 360 7.375 OR 80.00 12.75 360 6.25 IL 80.00 11.625 360 7.125 MN 80.00 12.5 360 7.625 NV 80.00 13 360 7.25 CA 75.00 12.625 360
N 20360201 AFL2 1942.083333 360 0 0.375 92805 Single Family No MI 100196000000000000 1.875 1 First Lien 60 N 20360201 AFL2 350000 2114.583333 360 0 0 0.375 20155 Single Family No MI 100028000000000000 1.875 1 First Lien 60 N 20360201 AFL2 108835.67 820.39 360 0 0 0.375 60628 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20351201 AFL2 275600 1894.75 360 0 0 0.375 95818 Single Family No MI 100196000000000000 1.875 1 First Lien 60 N 20360201 AFL2 490450 3218.578125 360 0 0 0.375 78746 PUD No MI 100196000000000000 1.875 1 First Lien 60 N 20360301 AFL2 182660 1046.489583 360 0 0 0.375 87114 PUD No MI 100071000000000000 1.875 1 First Lien 60 N 20360101 AFL2 661712 4342.485 360 0 0 0.375 89148 Single Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 267959.05 1479.357255 360 0 0 0.375 19064 Single Family No MI 100070000000000000 1.875 1 First Lien 60 N 20360201 AFL2 100250 616.1197917 360 0 0 0.375 37167 2-4 Family No MI 100039000000000000 1.875 2 First Lien 60 N 20360101 AFL2 101750 625.3385417 360 0 0 0.375 37167 2-4 Family No MI 100039000000000000 1.875 2 First Lien 60 N 20360101 AFL2 180000 975 360 0 0 0.375 64156 Single Family No MI 100039000000000000 1.875 2 First Lien 60 N 20351201 AFL2 437856 2827.82 360 0 0 0.375 33413 PUD No MI 100142000000000000 1.875 1 First Lien 60 N 20360201 AFL2 98999.99 639.3749354 360 0 0 0.375 97206 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 114987.23 737.64 360 0 0 0.375 60443 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 130520 815.75 360 0 0 0.375 55038 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 610684 4071.226667 360 0 0 0.375 89131 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 300000 1906.25 360 0 0 0.375 92404 2-4 Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360101 AFL2 0
60 316000
GROUP II 359 7.375 Minneapolis 141600 2.25 Y 60 GROUP II 358 7.625 Hyattsville 268800 2.25 Y 120 GROUP II 357 7.375 Palm Springs 332000 2.25 Y 60 GROUP I 358 7.75 Chicago 79350 2.25 Y 60 GROUP II 357 7.625 Atlanta 177750 2.25 Y 120 GROUP II 358 6.25 Waldorf 216000 2.25 Y 120 GROUP I 358 8.25 Washington 381520 2.25 Y 120 GROUP II 358 7.5 Saint Louis 134875 2.25 Y 60 GROUP II 357 7.625 Yuma 159200 2.25 Y 120 GROUP II 358 7.375 Orlando 216640 2.25 Y 120 GROUP II 357 7 Tallahassee 101764 2.25 Y 60 GROUP II 356 7.25 CARTERSVILLE 114820 2.25 Y 120 GROUP II 357 7 MCDONOUGH 104000 2.25 Y 120 GROUP I 358 7.75 Albuquerque 189400 2.25 Y 120 GROUP II 357 7 Snellville 158000 2.25 Y 120 GROUP II 357 7.375 Tallahassee 101764 2.25 Y 120 GROUP II 358 7.5 Carrboro 168640 2.25 Y 120 GROUP I
G01 7 MN 20060401 20110301 No_PP G02 20060301 20110201 No_PP G01 20060201 20110101 Prepay G01 20060301 20110201 Prepay G01 20060201 20110101 No_PP G02 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060201 20110101 Prepay G01 20060301 20110201 No_PP G01 20060201 20110101 Prepay G01 20060101 20101201 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G02 20060201 20110101 No_PP G01 20060201 20110101 Prepay G01 20060301 20110201 No_PP G01 80.00 12.375 360 7.25 MD 80.00 12.625 360 7 CA 80.00 12.375 360 7.375 IL 75.00 12.75 360 7.25 GA 75.00 12.625 360 5.875 MD 80.00 11.25 360 7.875 DC 80.00 14.25 360 7.125 MO 65.00 12.5 360 7.25 AZ 80.00 12.625 360 7 FL 80.00 12.375 360 6.625 FL 65.00 12 360 6.875 GA 80.00 12.25 360 6.625 GA 80.00 12 360 7.375 NM 80.00 12.75 360 6.625 GA 80.00 12 360 7 FL 65.00 12.375 360 7.125 NC 80.00 12.5 360
870.25 360 0 0.375 55411 2-4 Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 268800 1708 360 0 0 0.375 20784 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 332000 2040.416667 360 0 0 0.375 92262 Condominium No MI 100034000000000000 1.875 1 First Lien 60 N 20360101 AFL2 79350 512.46875 360 0 0 0.375 60636 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 177750 1129.453125 360 0 0 0.375 30317 Single Family No MI 100066000000000000 1.875 1 First Lien 60 N 20360101 AFL2 216000 1125 360 0 0 0.375 20602 PUD No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 381520 2622.95 360 0 0 0.375 20001 Condominium No MI 100289000000000000 1.875 2 First Lien 60 N 20360201 AFL2 134875 842.96875 360 0 0 0.375 63118 2-4 Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360201 AFL2 159200 1011.583333 360 0 0 0.375 85364 Single Family No MI 100172000000000000 1.875 1 First Lien 60 N 20360101 AFL2 216640 1331.433333 360 0 0 0.375 32821 Condominium No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 101680.58 593.1367167 360 0 0 0.375 32303 PUD No MI 100264000000000000 1.875 1 First Lien 60 N 20360101 AFL2 114820 693.7041667 360 0 0 0.375 30120 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20351201 AFL2 104000 606.6666667 360 0 0 0.375 30253 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 188002.07 1214.180035 360 0 0 0.375 87114 PUD No MI 100195000000000000 1.875 1 First Lien 60 N 20360201 AFL2 158000 921.6666667 360 0 0 0.375 30039 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 101548.41 624.0996031 360 0 0 0.375 32303 Single Family No MI 100264000000000000 1.875 1 First Lien 60 N 20360101 AFL2 168640 1054 360 0 0 0.375 27510 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360201 AFL2 68297.55 495.89 360 0
141600
358 7.875 GRESHAM 68392 20060301 2.25 20110201 N 0 Prepay GROUP II G02 358 7.375 VALRICO 220804 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.5 NORTH LAS VEGAS 174212 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 7.75 BUCKEYE 314797 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 7.75 KISSIMMEE 228273 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 7.875 KISSIMMEE 223489 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 358 7.25 Queen Creek 184993 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 357 7.5 Snellville 82800 20060201 2.25 20110101 N 0 Prepay GROUP II G04 357 6.625 Fort Lauderdale 300000 20060201 2.25 20160101 Y 120 Prepay GROUP II G04 357 6.375 Cloverdale 368000 20060201 2.25 20160101 Y 120 No_PP GROUP I G01 358 7.75 Hayward 340000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 8.25 SORRENTO 257396 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 7.75 Houston 1000000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 6.875 Stafford 299452 20060201 2.375 20080101 Y 120 No_PP GROUP I G01 356 5.875 Burbank 378500 20060101 2.25 20121201 Y 120 Prepay GROUP II G02 358 7.625 North Bay Village 185400 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 357 7.25 FRESNO 73131 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358
7.5 OR 80.00 12.875 360 7 FL 80.00 12.375 360 7.125 NV 80.00 12.5 360 7.375 AZ 80.00 12.75 360 7.375 FL 75.00 12.75 360 7.5 FL 70.00 12.875 360 6.875 AZ 80.00 12.25 360 7.125 GA 80.00 12.5 360 6.25 FL 52.82 12.625 360 6 CA 80.00 12.375 360 7.375 CA 80.00 12.75 360 7.875 FL 80.00 13.25 360 7.375 TX 80.00 12.75 360 6.5 VA 80.00 11.875 360 5.5 CA 54.86 10.875 360 7.25 FL 80.00 12.625 360 6.875 TX 80.00 12.25 360 7.25
0 97030 No MI 1.875 60 220804 0 0 33594 No MI 1.875 60 174212 0 0 89084 No MI 1.875 60 314796.99 0 0 85396 No MI 1.875 60 228273 0 0 34747 No MI 1.875 60 223489 0 0 34747 No MI 1.875 60 184993 0 0 85242 No MI 1.875 60 82614.5 0 0 30039 No MI 1.875 60 300000 0 0 33301 No MI 1.875 120 368000 0 0 95425 No MI 1.875 120 340000 0 0 94545 No MI 1.875 60 257396 0 0 32776 No MI 1.875 60 1000000 0 0 77019 No MI 1.875 60 299103.81 0 0 22554 No MI 1.875 24 378304.91 0 0 91505 No MI 2 84 185400 0 0 33141 No MI 1.875 60 72891.54 0 0 77545 No MI 1.875 60 160000 0 0
0.375 Condominium 100061000000000000 First Lien N 20360201 AFL2 1357.024583 360 0.375 PUD 100057000000000000 1 First Lien N 20360201 AFL2 1088.825 360 0.375 Condominium 100057000000000000 1 First Lien N 20360201 AFL2 2033.063894 360 0.375 PUD 100057000000000000 1 First Lien N 20360101 AFL2 1474.263125 360 0.375 PUD 100057000000000000 1 First Lien N 20360101 AFL2 1466.646563 360 0.375 Single Family 100057000000000000 1 First Lien N 20360101 AFL2 1117.666042 360 0.375 Single Family 100071000000000000 1 First Lien N 20360201 AFL2 578.95 360 0.375 Single Family 100266000000000000 1 First Lien N 20360101 AFL2 1656.25 360 0.375 Condominium 100016000000000000 2 First Lien N 20360101 AFL2 1955 360 0.375 2-4 Family 100016000000000000 2 First Lien N 20360101 AFL2 2195.833333 360 0.375 PUD 100172000000000000 1 First Lien N 20360201 AFL2 1769.5975 360 0.375 PUD 100213000000000000 1 First Lien N 20360101 AFL2 6458.333333 360 0.375 Single Family 100199000000000000 1 First Lien N 20360201 AFL2 1713.615578 360 0.375 PUD 100063000000000000 1 First Lien N 20360101 AFL2 1852.117789 360 0.375 Single Family 100039000000000000 2 First Lien N 20351201 AFL2 1178.0625 360 0.375 Condominium 100022000000000000 1 First Lien N 20360201 AFL2 440.3863875 360 0.375 Single Family 100057000000000000 1 First Lien N 20360101 AFL2 1016.666667 360 0.375 1 N
7.625 Vineland 160000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 357 8 PHOENIX 239841 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358 7.375 Davenport 99600 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 7.375 DENVER 528000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 Smithville 800000 20060301 2.25 20110201 N 0 Prepay GROUP II G01 357 7.5 Florida City 131600 20060201 2.25 20110101 Y 120 Prepay GROUP II G02 358 7.625 Lake Worth 215200 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 8.25 Corinth 124800 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8.25 Aurora 102240 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 358 7.25 West Paterson 273000 20060301 2.25 20110201 N 0 No_PP GROUP II G02 358 7.625 LANCASTER 277672 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 8.25 Anoka 180800 20060201 2.25 20110101 Y 120 No_PP GROUP II G03 357 7.25 Bristow 472872 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 354 7.5 Chandler 760000 20051101 5 20081001 N 0 Prepay GROUP I G01 358 8 GLEN BURNIE 149000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 GLEN BURNIE 153750 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 GLEN BURNIE 144350 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 8.25 Northglenn
NJ 80.00 12.625 360 7.625 AZ 80.00 13 360 7 IA 80.00 12.375 360 7 CO 80.00 12.375 360 7.75 MO 80.00 13.125 360 7.125 FL 70.00 12.5 360 7.25 FL 80.00 12.625 360 7.875 TX 80.00 13.25 360 7.875 CO 80.00 13.25 360 6.875 NJ 70.00 12.25 360 7.25 CA 80.00 12.625 360 7.875 MN 80.00 13.25 360 6.875 VA 80.00 12.25 360 7.125 AZ 80.00 13.5 360 7.625 MD 74.69 13 360 7.625 MD 75.00 13 360 7.625 MD 74.99 13 360 7.875 CO
8361 No MI 1.875 60 239841 0 0 85339 No MI 1.875 60 99600 0 0 52807 No MI 1.875 60 528000 0 0 80220 No MI 1.875 60 798949.83 0 0 64089 No MI 1.875 60 131600 0 0 33034 No MI 1.875 60 215200 0 0 33467 No MI 1.875 60 124800 0 0 76208 No MI 1.875 60 102240 0 0 80010 No MI 1.875 60 272572.77 0 0 7424 No MI 1.875 60 277672 0 0 93536 No MI 1.875 60 180800 0 0 55303 No MI 1.875 60 472872 0 0 20136 No MI 1.875 60 756562.5 0 0 85249 No MI 1.875 36 149000 0 0 21061 No MI 1.875 60 153750 0 0 21061 No MI 1.875 60 144350 0 0 21061 No MI 1.875 60 148720 0 0 80260
Single Family N PUD 100057000000000000 First Lien 20360101 AFL2 612.125 360 0.375 Single Family 100293000000000000 1 First Lien N 20360201 AFL2 3245 360 0.375 Single Family 100414000000000000 1 First Lien N 20360201 AFL2 5939.98 360 0.375 Single Family 100145000000000000 1 First Lien N 20360201 AFL2 822.5 360 0.375 PUD 1 N First Lien 20360101 AFL2 1367.416667 360 0.375 Single Family 100218000000000000 1 First Lien N 20360201 AFL2 858 360 0.375 PUD 100266000000000000 1 First Lien N 20360101 AFL2 702.9 360 0.375 Single Family 100266000000000000 1 First Lien N 20360101 AFL2 1862.35 360 0.375 Single Family 100234000000000000 1 First Lien N 20360201 AFL2 1764.374167 360 0.375 Single Family 100311000000000000 1 First Lien N 20360201 AFL2 1243 360 0.375 Single Family 100400000000000000 1 First Lien N 20360101 AFL2 2856.935 360 0.375 PUD 100218000000000000 1 First Lien N 20360101 AFL2 5314.03 360 0.375 PUD 100039000000000000 2 First Lien N 20351001 AFL2 993.3333333 360 0.375 Condominium 100213000000000000 1 First Lien N 20360201 AFL2 1025 360 0.375 Condominium 100213000000000000 1 First Lien N 20360201 AFL2 962.3333333 360 0.375 Condominium 100213000000000000 1 First Lien N 20360201 AFL2 1022.45 360 0.375 Single Family N 1 N 100124000000000000 First Lien 20360201 AFL2 1598.94 360 0.375 1 N
148720 2.25 Y
120 GROUP I
20060201 20110101 No_PP G01 20060301 20110201 Prepay G01 20060201 20110101 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060201 20110101 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060201 20110101 No_PP G04 20060201 20160101 No_PP G01 20060301 20110201 No_PP G01 20060201 20110101 No_PP G03 20060301 20110201 No_PP G01 20060101 20071201 No_PP G03 20060101 20101201 No_PP G01 20060101 20060501 No_PP G01 20050901 20070801 Prepay G01 20060101
80.00 360
358 7.75 Phoenix 165600 2.25 Y 120 GROUP I 357 7.75 Phoenix 164000 2.25 Y 120 GROUP I 358 7.75 CORONA 410000 2.25 Y 120 GROUP II 358 6.625 Marblehead 414000 2.25 Y 120 GROUP II 357 7.25 Citrus Heights 240000 2.25 Y 120 GROUP I 358 8 RIVERDALE 73600 2.25 Y 120 GROUP I 358 7.875 Marana 423000 2.25 N 0 GROUP II 357 7.5 GAITHERSBURG 359650 2.25 Y 120 GROUP II 357 6.5 RICHMOND 390000 2.25 Y 120 GROUP I 358 7.75 Manassas 308000 2.25 Y 120 GROUP I 357 8 SMYRNA 241550 2.25 Y 120 GROUP II 358 7.25 Mesa 1387500 2.25 Y 120 GROUP I 356 6.25 Bellingham 237300 2.375 N 0 GROUP II 356 7 MOUNTAIN 591920 2.25 Y 120 GROUP I 356 7.75 Fremont 1085000 2.625 N 0 GROUP I 352 6.625 Cudahy 340000 2.375 Y 60 GROUP I 356 7.875 ORLANDO 189784
80.00 360
80.00 360
80.00 360
79.92 360
80.00 360
80.00 360
77.05 360
61.99 360
64.14 360
80.00 360
79.99 360
75.00 360
70.00 360
80.00 360
65.00 360
80.00 360
80.00
No MI 100266000000000000 1.875 1 First Lien 60 N 20360101 AFL2 165600 1069.5 360 7.375 0 0 0.375 AZ 85042 Single Family No MI 100101000000000000 12.75 1.875 1 First Lien 60 N 20360201 AFL2 164000 1059.166667 360 7.375 0 0 0.375 AZ 85042 Single Family No MI 100101000000000000 12.75 1.875 1 First Lien 60 N 20360101 AFL2 409999.84 2647.915633 360 7.375 0 0 0.375 CA 92879 Condominium No MI 100213000000000000 12.75 1.875 1 First Lien 60 N 20360201 AFL2 414000 2285.625 360 6.25 0 0 0.375 MA 1945 Single Family No MI 100210000000000000 11.625 1.875 1 First Lien 60 N 20360201 AFL2 240000 1450 360 6.875 0 0 0.375 CA 95621 Single Family No MI 100172000000000000 12.25 1.875 1 First Lien 60 N 20360101 AFL2 73600 490.6666667 360 7.625 0 0 0.375 IL 60827 Single Family No MI 100113000000000000 13 1.875 1 First Lien 60 N 20360201 AFL2 422415.88 3067.04 360 7.5 0 0 0.375 AZ 85653 Single Family No MI 100022000000000000 12.875 1.875 1 First Lien 60 N 20360201 AFL2 357196 2232.475 360 7.125 0 0 0.375 MD 20877 Condominium No MI 100028000000000000 12.5 1.875 1 First Lien 60 N 20360101 AFL2 390000 2112.5 360 6.125 0 0 0.375 CA 94803 Single Family No MI 100074000000000000 12.5 1.875 2 First Lien 120 N 20360101 AFL2 308000 1989.166667 360 7.375 0 0 0.375 VA 20111 PUD No MI 100218000000000000 12.75 1.875 1 First Lien 60 N 20360201 AFL2 241549.5 1610.33 360 7.625 0 0 0.375 DE 19977 PUD No MI 100028000000000000 13 1.875 1 First Lien 60 N 20360101 AFL2 1387500 8382.8125 360 6.875 0 0 0.375 AZ 85207 Single Family No MI 1001699-0002002221 12.25 1.875 1 First Lien 60 N 20360201 AFL2 236392.29 1461.1 360 5.875 0 0 0.375 MA 2019 Single Family No MI 100239000000000000 11.25 1.875 1 First Lien 24 N 20351201 AFL2 591920 3452.866667 360 6.625 0 0 0.375 CA 95391 Single Family No MI 100057000000000000 12 2 1 First Lien 60 N 20351201 AFL2 1081664.89 7771.33 360 7.375 0 0 0.375 CA 94538 Single Family No MI 100102000000000000 12 1.875 1 First Lien 3 N 20351201 AFL2 340000 1877.083333 360 6.25 0 0 0.375 CA 90201 Condominium No MI 100033000000000000 12.625 2.25 1 First Lien 24 N 20350801 AFL2 189784 1245.4575 360 7.5 0 0 0.375 FL 32835 Condominium No MI 100057000000000000 13.25
2.25 Y
120 GROUP II
20101201 No_PP G04
12.875 360 5.875 CO 65.00 11.25 360 5.875 PA 61.29 11.25 360 5.25 CO 80.00 11.625 360 5.875 MO 73.86 12.25 360 7.5 FL 79.98 12.875 360 7.75 VA 79.98 20.125 360 6.5 CO 79.99 12 360 7 CA 80.00 12.375 360 6.125 CA 80.00 12.5 360 7.625 CA 80.00 13 360 7.5 LA 80.00 12.875 360 5.875 CA 80.00 12.25 360 6.875 GA 79.83 12.25 360 7.25 FL 75.00 12.625 360 6.375 IN 80.00 11.75 360 6.5 NV 79.99 11.875 360 6.125 VA 79.98 11.5 0
2 60 237250
356 6.25 Louisville 237250 20060101 2.25 20151201 Y 120 No_PP GROUP II G04 356 6.25 King Of Prussia 133000 20060101 2.25 20151201 Y 120 No_PP GROUP I G01 356 5.625 Aurora 202400 20060101 2.25 20081201 Y 120 No_PP GROUP I G01 354 6.25 Lees Summit 650000 20051101 5 20071001 Y 60 Prepay GROUP I G01 358 7.875 North Bay Village 169700 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 355 8.125 Carrollton 195350 20051201 3.625 20060501 N 0 No_PP GROUP I G01 355 6.875 Castle Rock 204700 20051201 2.75 20060501 N 0 No_PP GROUP II G02 357 7.375 San Jacinto 266157 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 356 6.5 Bellflower 412000 20060101 2.375 20071201 Y 60 Prepay GROUP I G01 357 8 Los Angeles 524000 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 356 7.875 METAIRIE 185600 20060101 2.25 20101201 Y 120 No_PP GROUP I G01 356 6.25 Fairfield 319960 20060101 2.25 20071201 Y 60 No_PP GROUP II G03 357 7.25 LITHONIA 494760 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 357 7.625 Saint Cloud 150000 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 355 6.75 Indianapolis 78800 20051201 2.375 20071101 Y 120 No_PP GROUP I G01 356 6.875 Las Vegas 231050 20060101 2.375 20071201 Y 120 No_PP GROUP II G01 358 6.5 Madison Heights 86300 20060301 2.25 20110201
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1 20351201 1235.677083 0.375
First Lien AFL2 360
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360 6.5 VA 80.00 11.875 360 5.875 VA 79.98 12.25 360 7.125 GA 80.00 12.5 360 7 MD 80.00 12.375 360 7.125 MN 80.00 12.5 360 7 CA 70.00 12.375 360 6.5 NV 80.00 11.875 360 7.125 FL 80.00 12.5 360 6.875 NV 80.00 12.25 360 7 FL 80.00 12.375 360 6.625 NV 80.00 12 360 6.875 GA 80.00 12.25 360 7.875 AZ 70.00 13.25 360 5.875 WA 69.99 11.25 360 7.875 CA 78.69 13.25 360 6.875 NV 76.92 12.25 360 7.375 NJ 80.00 12.75 360
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60 510472
GROUP I 359 7.75 Old Bridge 176000 2.25 Y 60 GROUP II 358 7.25 Loganville 203200 2.25 Y 120 GROUP I 358 7.875 Fort Myers 126400 2.25 Y 60 GROUP I 357 8 MURRIETA 529600 2.25 Y 120 GROUP II 357 7.375 HONOLULU 800000 2.25 Y 120 GROUP I 358 8 Brick 173250 2.25 Y 120 GROUP I 358 7.75 GLEN BURNIE 244752 2.25 Y 120 GROUP II 357 7.375 Winston Salem 161600 2.25 Y 120 GROUP I 357 7.875 JERSEY CITY 567316 2.25 Y 120 GROUP II 357 6.5 PALMDALE 335520 2.25 Y 120 GROUP I 357 7.75 Greenacres 153487 2.25 Y 120 GROUP I 357 7.75 LAS VEGAS 207434 2.25 Y 120 GROUP I 357 8.25 Miami 920000 2.25 Y 120 GROUP I 357 7.75 East Point 82950 2.25 Y 120 GROUP II 357 7.25 Aurora 184000 2.25 Y 120 GROUP II 357 7.625 Las Vegas 190936 2.25 Y 120 GROUP I 358 7.75 HERNDON 324000 2.25 Y 120 GROUP I
G01 7.375 NJ 20060401 20110301 No_PP G02 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060201 20110101 No_PP G03 20060201 20110101 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G02 20060201 20110101 No_PP G01 20060201 20110101 Prepay G01 20060201 20110101 No_PP G01 20060201 20110101 Prepay G01 20060201 20110101 Prepay G01 20060201 20110101 No_PP G01 20060201 20110101 Prepay G01 20060301 20110201 No_PP G01 80.00 12.75 360 6.875 GA 80.00 12.25 360 7.5 FL 80.00 12.875 360 7.625 CA 80.00 13 360 7 HI 80.00 12.375 360 7.625 NJ 75.00 13 360 7.375 MD 80.00 12.75 360 7 NC 80.00 12.375 360 7.5 NJ 80.00 12.875 360 6.125 CA 80.00 11.5 360 7.375 WA 80.00 12.75 360 7.375 NV 80.00 12.75 360 7.875 FL 80.00 13.25 360 7.375 GA 69.99 12.75 360 6.875 CO 80.00 12.25 360 7.25 NV 80.00 12.625 360 7.375 VA 80.00 13.75 360
1136.666667 360 0 0.375 8879 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 203200 1227.666667 360 0 0 0.375 30052 PUD No MI 100086000000000000 1.875 1 First Lien 60 N 20360201 AFL2 126400 829.5 360 0 0 0.375 33907 2-4 Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 529600 3530.666667 360 0 0 0.375 92562 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 800000 4916.666667 360 0 0 0.375 96818 Single Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360101 AFL2 173250 1155 360 0 0 0.375 8724 Single Family No MI 100238000000000000 1.875 1 First Lien 60 N 20360201 AFL2 244752 1580.69 360 0 0 0.375 21061 Condominium No MI 100028000000000000 1.875 1 First Lien 60 N 20360201 AFL2 161600 993.1666667 360 0 0 0.375 27107 PUD No MI 100400000000000000 1.875 1 First Lien 60 N 20360101 AFL2 567315.74 3723.009544 360 0 0 0.375 7302 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 335520 1817.4 360 0 0 0.375 93552 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 153487 991.2702083 360 0 0 0.375 99016 Single Family No MI 100101000000000000 1.875 1 First Lien 60 N 20360101 AFL2 207433.03 1339.671652 360 0 0 0.375 89122 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 920000 6325 360 0 0 0.375 33131 Condominium No MI 100256000000000000 1.875 1 First Lien 60 N 20360101 AFL2 82950 535.71875 360 0 0 0.375 30344 Condominium No MI 100136000000000000 1.875 1 First Lien 60 N 20360101 AFL2 184000 1111.666667 360 0 0 0.375 80013 Single Family No MI 100226000000000000 1.875 1 First Lien 60 N 20360101 AFL2 190936 1213.239167 360 0 0 0.375 89109 PUD No MI 100173000000000000 1.875 1 First Lien 60 N 20360101 AFL2 323999.99 2092.499935 360 0 0 0.375 20170 PUD No MI 100289000000000000 1.875 2 First Lien 60 N 20360201 AFL2 62400 422.5 360 0
176000
355 8.125 SPRING 62400 20051201 2.75 20101101 Y 120 No_PP GROUP II G02 357 7.5 St Augustine 130000 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 355 8.125 SPRING 54320 20051201 2.25 20101101 Y 120 No_PP GROUP II G01 358 7.5 Haverhill 143200 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 8 Florence 1297000 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 355 8 Park Forest 42400 20051201 5 20071101 N 0 No_PP GROUP I G01 357 8.25 Covington 139992 20060201 2.25 20110101 Y 120 No_PP GROUP II G03 358 6.99 MIAMI 625000 20060301 2.25 20110201 Y 60 Prepay GROUP II G03 358 7.25 HUNTINGTON BEACH 846483 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 6.375 LAGUNA HILLS 205000 20060201 2.25 20060701 Y 120 Prepay GROUP I G01 357 8.125 FAIRBURN 152472 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 359 7.5 HYATTSVILLE 120000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 356 8.125 MCDONOUGH 128000 20060101 2.25 20101201 Y 120 No_PP GROUP I G01 358 8.25 GLENDALE 156000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 356 7.75 Douglasville 192000 20060101 2.25 20101201 Y 120 No_PP GROUP II G02 358 7.375 Gaithersburg 180000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 Frankford 150000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 357
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20060201 20110101 No_PP G01 20060301 20110201 No_PP G04 20060201 20160101 No_PP G01 20060301 20110201 No_PP G02 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 Prepay G02 20060201 20110101 No_PP G01 20060301 20110201 Prepay G02 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20051201 20101101 Prepay G01 20060201 20110101 No_PP G01 20060201 20110101 Prepay G04 20060101 20151201 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G02
75.00 360
80.00 360
64.29 360
79.99 360
80.00 360
80.00 360
80.00 360
80.00 360
69.46 360
80.00 360
80.00 360
79.82 360
80.00 360
80.00 360
59.68 360
80.00 360
80.00 360
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FL
259920 2.25 Y
60 GROUP I
20060301 20110201 No_PP G01
80.00 12.375 360 7.75 AZ 80.00 13.125 360 7.375 CO 80.00 12.75 360 8.125 IN 80.00 13.5 360 7.75 MO 64.62 13.125 360 7 CA 65.00 12.375 360 7 AZ 78.78 12.375 360 7.5 VA 80.00 12.875 360 7.875 IL 80.00 13.25 360 7 FL 80.00 12.375 360 6.875 IL 80.00 12.25 360 7.5 MD 80.00 12.875 360 6.5 GA 75.00 11.875 360 7.625 NM 80.00 13 360 7 CO 80.00 12.375 360 7.25 TX 80.00 12.625 360 8.25 TX 80.00 13.625 360 7.375 TX 80.00
359 8.125 Phoenix 1000000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.75 Commerce City 328100 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 8.5 Indianapolis 140000 20060201 2.375 20080101 N 0 No_PP GROUP I G01 358 8.125 Saint Louis 84000 20060301 2.25 20110201 N 0 Prepay GROUP II G03 357 7.375 STEVENSON RANCH 559000 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 357 7.375 COOLIDGE 163869 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 7.875 STERLING 291200 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 8.25 Aurora 88000 20060301 2.25 20110201 N 0 No_PP GROUP II G02 357 7.375 JACKSONVILLE 172852 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.25 BOLINGBROOK 304424 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 7.875 HYATTSVILLE 284000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 357 6.875 AUSTELL 131250 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8 ALBUQUERQUE 127112 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.375 Highlands Ranch 260309 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.625 AZLE 172000 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 358 8.625 Houston 77920 20060301 2.375 20080201 N 0 No_PP GROUP I G01 358 7.75 MC KINNEY 129600 20060301
No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 1000000 6770.833333 360 0 0 0.375 85044 Single Family No MI 1001699-0002002133 1.875 1 First Lien 60 N 20360301 AFL2 328100 2118.979167 360 0 0 0.375 80022 PUD No MI 100047000000000000 1.875 1 First Lien 60 N 20360201 AFL2 139743.76 1076.48 360 0 0 0.375 46259 Single Family No MI 100266000000000000 1.875 1 First Lien 24 N 20360101 AFL2 83814.61 623.7 360 0 0 0.375 63118 2-4 Family No MI 100425000000000000 2 1 First Lien 60 N 20360201 AFL2 559000 3435.520833 360 0 0 0.375 91381 PUD No MI 100311000000000000 1.875 1 First Lien 60 N 20360101 AFL2 163868.98 1007.11144 360 0 0 0.375 85228 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 291200 1911 360 0 0 0.375 20164 PUD No MI 100213000000000000 1.875 1 First Lien 60 N 20360101 AFL2 87887.39 661.11 360 0 0 0.375 60505 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360201 AFL2 172851.92 1062.319092 360 0 0 0.375 32224 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 304424 1839.228333 360 0 0 0.375 60490 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 284000 1863.75 360 0 0 0.375 20783 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 130105.44 745.39575 360 0 0 0.375 30168 Single Family No MI 100293000000000000 1.875 1 First Lien 60 N 20360101 AFL2 127112 847.4133333 360 0 0 0.375 87114 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 260309 1599.815729 360 0 0 0.375 80130 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 172000 1092.916667 360 0 0 0.375 76020 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360101 AFL2 77827.67 606.05 360 0 0 0.375 77014 Single Family No MI 100266000000000000 1.875 1 First Lien 24 N 20360201 AFL2 129600 837 360 0 0 0.375 75071 PUD No MI 100199000000000000
2.25 Y
120 GROUP I
20110201 Prepay G01
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358 8.25 Trenton 103000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 8 SUN CITY WEST 185143 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 7.375 KISSIMMEE 208000 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358 7 DALLAS PLANTATION 416000 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 7.5 LOUISVILLE 900000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 7.875 FREDERICK 464648 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 358 7.5 GLEN BURNIE 247072 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 Haverhill 308000 20060301 2.25 20110201 N 0 No_PP GROUP II G04 356 6.125 Palm Beach Gardens 359650 20060101 2.25 20151201 Y 120 Prepay GROUP I G01 358 8.125 Detroit 219200 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 356 8.125 Las Vegas 177600 20060101 2.375 20071201 Y 120 Prepay GROUP II G01 357 7.25 Wheat Ridge 195300 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 7 Taylorsville 127200 20060201 2.25 20080101 N 0 Prepay GROUP I G01 357 8.25 Waterford 388000 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 8.25 Divide 105600 20060201 2.25 20110101 N 0 No_PP GROUP I G01 356 7.875 Kissimmee 143120 20060101 2.25 20071201 N 0 No_PP GROUP I G01 357 7.75 Grand Prairie 126024 20060201 2.25 20110101
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2 60 103000
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360 7.625 GA 80.00 13 360 7 VA 80.00 12.375 360 6.125 AZ 79.83 11.5 360 6.25 GA 80.00 11.5 360 6.125 CT 43.48 11.375 360 5.875 VA 70.00 12.25 360 6.25 MD 51.90 11.5 360 6.25 CA 33.33 11.5 360 7.25 MI 80.00 12.5 360 6.625 MD 79.11 11.875 360 6.25 NJ 79.70 11.5 360 6.5 IL 83.53 11.75 360 6.125 VA 80.00 11.375 360 6.625 FL 70.00 11.875 360 6 CA 73.53 11.25 360 7.625 VA 80.00 12.875 360 7 TX 80.00 12.375 360 0
60 383386 0
20360101 2555.906667 0.375
AFL2 360
30363 PUD No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 316000 1942.083333 360 0 0 0.375 20109 PUD No MI 100213000000000000 1.875 1 First Lien 60 N 20360101 AFL2 339200 1837.333333 360 0 0 0.375 85086 PUD No MI 100071000000000000 1.875 1 First Lien 60 N 20350701 AFL2 227534.71 1232.479679 360 0 0 0.25 30062 Single Family No MI 100022000000000000 1.875 2 First Lien 60 N 20360101 AFL2 336900 1789.78125 360 0 0 0.25 6883 Single Family No MI 100022000000000000 2 2 First Lien 120 N 20360101 AFL2 136394.47 710.3878646 360 0 0 0.375 23707 Single Family No MI 100403000000000000 2 2 First Lien 36 N 20360101 AFL2 409256.7 2591.48 360 0 0 0.25 21032 Single Family No MI 100022000000000000 1.875 2 First Lien 60 N 20360201 AFL2 198743.22 1076.525775 360 0 0 0.25 94523 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360101 AFL2 532800 3330 360 0 0 0.25 48302 Single Family No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 249198.45 1427.699453 360 0 0 0.25 20732 PUD No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 419886.25 2274.383854 360 0 0 0.25 7058 Single Family No MI 010038800000000000 2 2 First Lien 120 N 20351001 AFL2 354386.98 2302.53 360 0 0 0.25 60630 2-4 Family GE Capital MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 240000 1275 360 0 0 0.25 22192 Condominium No MI 100022000000000000 2 2 First Lien 60 N 20360201 AFL2 255500 1463.802083 360 0 0 0.25 32837 PUD No MI 100022000000000000 2 2 First Lien 60 N 20360301 AFL2 250000 1302.083333 360 0 0 0.25 95223 Single Family No MI 100022000000000000 2 2 First Lien 120 N 20351101 AFL2 85495.84 561.06645 360 0 0 0.25 23222 Single Family No MI 100022000000000000 2 2 First Lien 120 N 20351101 AFL2 128000 786.6666667 360 0 0 0.375 77469 PUD No MI 010003400000000000 2 1 First Lien 60 N 20360101 AFL2
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239960 6.875 CA 80.00 12.25 360 7.5 0 CO 0 0 92308 No MI 1.875 60 157500
1449.758333 0.375 Single Family 1 N
360
75.00 360
80.00 360
80.00 360
64.65 360
65.00 360
80.00 360
80.00 360
80.00 360
80.00 360
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72.53 360
88.88 360
90.00 360
80.00 360
79.99 360
90.00 360
0 80233 No MI 12.875 1.875 60 280000 5.875 0 0 AZ 85297 No MI 12.25 1.875 36 260000 7.25 0 0 MA 1810 No MI 12.625 1.875 60 417000 6.125 0 0 CA 94513 No MI 11.5 1.875 60 412750 6.125 0 0 CA 95340 No MI 11.5 1.875 60 198340 6.625 0 0 AZ 85339 No MI 12 1.875 60 205600 7.5 0 0 MO 63104 No MI 12.875 1.875 60 184800 7 0 0 RI 2910 No MI 12.375 1.875 60 103897.28 9.125 0 0 FL 32117 No MI 14.5 1.875 1 First Lien 24 N 20360201 AFL2 528000 3025 360 6.5 0 0 0.375 NV 89130 Single Family No MI 100030000000000000 12.875 2 2 First Lien 24 N 20351001 ALT1 206700 1248.8125 360 6.875 0 0 0.375 IL 60007 Single Family No MI 100030000000000000 13.25 2.375 2 First Lien 24 N 20350901 ALT1 79360.94 491.96 360 5.875 0 0 0.375 OH 44057 Single Family Mortgage Guaranty In 100030000000000000 12.25 2.375 2 First Lien 24 N 20350901 ALT1 117000 731.25 360 7.125 0 0 0.375 GA 30294 Single Family Mortgage Guaranty In 100030000000000000 13.5 2.375 2 First Lien 24 N 20350901 ALT1 132000 632.5 360 5.375 0 0 0.375 CO 80920 Single Family No MI 100030000000000000 11.75 2.375 2 First Lien 24 N 20350601 ALT1 263150 1425.395833 360 6.125 0 0 0.375 FL 33837 PUD No MI 100030000000000000 12.5 2.375 2 First Lien 24 N 20350901 ALT1 67499.99 421.8749375 360 7.125 0 0 0.375 VA 22602 Single Family Mortgage Guaranty In 100030000000000000 13.5 2.375 2 First Lien 24 N 20351001 ALT1 560000 2741.666667 360
100414000000000000 First Lien 20360201 AFL2 1033.59375 360 0.375 Single Family 100414000000000000 1 First Lien N 20360301 AFL2 1458.333333 360 0.375 PUD 100101000000000000 1 First Lien N 20360301 AFL2 1652.083333 360 0.375 Condominium 100103000000000000 1 First Lien N 20360201 AFL2 2258.75 360 0.375 PUD 100102000000000000 1 First Lien N 20360301 AFL2 2235.729167 360 0.375 Single Family 100102000000000000 1 First Lien N 20360301 AFL2 1156.983333 360 0.375 PUD 100189000000000000 1 First Lien N 20360201 AFL2 1349.25 360 0.375 Single Family 100095000000000000 1 First Lien N 20360201 AFL2 1135.75 360 0.375 Single Family 100103000000000000 1 First Lien N 20360201 AFL2 874.49 360 0.375 Single Family
352 5.875 ATLANTA 560000 20050901 2.75 20070801 Y 120 No_PP GROUP I G01 353 6.25 LOGANVILLE 139840 20051001 2.75 20070901 Y 120 No_PP GROUP I G01 353 7.375 DENVER 305100 20051001 2.75 20070901 Y 120 No_PP GROUP I G01 353 5.375 FREDERICKSBURG 205000 20051001 2.75 20070901 Y 120 No_PP GROUP II G02 357 7.25 Valrico 302000 20060201 2.25 20110101 Y 120 Prepay GROUP II G02 358 7.625 North Myrtle Beach 324000 20060301 2.25 20110201 N 0 Prepay GROUP II G01 354 6.5 San Antonio 102126 20051101 2.25 20101001 Y 60 Prepay GROUP I G01 357 7.875 Fuquay Varina 139400 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 7.5 Mc Kinney 114672 20060201 2.25 20110101 Y 60 Prepay GROUP II G02 358 7.625 Kaukauna 136000 20060301 2.25 20110201 N 0 No_PP GROUP I G01 357 7.875 Anchorage 352000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 7.75 Land O Lakes 276100 20060301 2.25 20110201 N 0 No_PP GROUP I G01 357 8 Aventura 848000 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 357 7.5 Maysville 78000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 7.875 Macon 59200 20060301 2.25 20110201 N 0 No_PP GROUP II G02 358 7.25 Tallahassee 140800 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8.375 New Port Richey 139100 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 358
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0 0.375 30312 Single Family No MI 100030000000000000 11.875 2.375 2 First Lien 24 N 20350801 ALT1 139840 728.3333333 360 5.875 0 0 0.375 GA 30052 PUD No MI 100030000000000000 12.25 2.375 2 First Lien 24 N 20350901 ALT1 305100 1875.09375 360 7 0 0 0.375 CO 80218 Single Family Mortgage Guaranty In 100030000000000000 13.375 2.375 2 First Lien 24 N 20350901 ALT1 204765.85 917.1803698 360 5 0 0 0.375 VA 22407 PUD No MI 100030000000000000 11.375 2.375 2 First Lien 24 N 20350901 ALT1 302000 1824.583333 360 6.875 0 0 0.375 FL 33594 PUD No MI 100034000000000000 12.25 2.375 2 First Lien 60 N 20360101 AFL2 323414.1 2293.26 360 7.25 0 0 0.375 SC 29582 Single Family No MI 100191000000000000 12.625 1.875 1 First Lien 60 N 20360201 ALT1 102126 553.1825 360 6.125 0 0 0.375 TX 78245 Single Family No MI 100020000000000000 11.5 1.875 1 First Lien 60 N 20351001 ALT1 139400 914.8125 360 7.5 0 0 0.375 NC 27526 PUD No MI 100191000000000000 12.875 1.875 1 First Lien 60 N 20360101 ALT1 114672 716.7 360 7.125 0 0 0.375 TX 75070 Single Family No MI 100020000000000000 12.5 1.875 1 First Lien 60 N 20360101 ALT1 135802.51 962.6 360 7.25 0 0 0.375 WI 54130 Single Family No MI 100191000000000000 12.625 1.875 1 First Lien 60 N 20360201 ALT1 352000 2310 360 7.5 0 0 0.375 AK 99508 2-4 Family No MI 100034000000000000 13.875 1.875 2 First Lien 60 N 20360101 AFL2 275709 1978.02 360 7.375 0 0 0.375 FL 34638 PUD No MI 100191000000000000 12.75 1.875 1 First Lien 60 N 20360201 ALT1 848000 5653.333333 360 7.625 0 0 0.375 FL 33180 Condominium No MI 100034000000000000 14 1.875 2 First Lien 60 N 20360101 AFL2 78000 487.5 360 7.125 0 0 0.375 GA 30558 Single Family No MI 100191000000000000 12.5 1.875 1 First Lien 60 N 20360101 ALT1 59118.23 429.25 360 7.5 0 0 0.375 GA 31204 Single Family No MI 100191000000000000 12.875 1.875 1 First Lien 60 N 20360201 ALT1 140800 850.6666667 360 6.875 0 0 0.375 FL 32303 PUD No MI 100191000000000000 12.25 1.875 1 First Lien 60 N 20360201 ALT1 139100 970.8020833 360 8 0 0 0.375 FL 34652 Single Family No MI 100191000000000000 13.375 1.875 1 First Lien 60 N 20360201 ALT1 296000 1880.833333 360 7.25 0 0 0.375 GA
5.5
7.625 Alexandria 296000 2.25 Y 60 GROUP II 358 7.125 Muscle Shoals 95200 2.25 N 0 GROUP II 358 6.875 Lawrenceville 120500 2.25 Y 120 GROUP I 358 8.375 Destin 272000 2.25 N 0 GROUP I 358 7.75 Lawrenceville 125500 2.25 Y 120 GROUP II 358 7.5 Casselberry 130000 2.25 N 0 GROUP I 358 8.625 Alpharetta 136000 2.25 Y 120 GROUP I 358 8 Salisbury 287500 2.25 N 0 GROUP I 358 8.375 Buford 324000 2.25 Y 120 GROUP II 358 7.625 Covington 139100 2.25 Y 120 GROUP II 358 7.5 Statham 256000 2.25 N 0 GROUP I 358 8 Tampa 365600 2.25 Y 60 GROUP II 358 7.5 Fort Worth 105350 2.25 Y 60 GROUP II 358 7.625 Littleton 183200 2.25 Y 60 GROUP II 358 7.5 Grand Blanc 156000 2.25 N 0 GROUP II 358 7.125 Maple Heights 96800 2.25 Y 60 GROUP II 358 7.375 Detroit 200000 2.25 Y 60 GROUP I 358 8.5 Medford
VA 20060301 20110201 No_PP G02 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G02 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 80.00 12.625 360 6.75 AL 80.00 12.125 360 6.5 GA 79.99 11.875 360 8 FL 80.00 13.375 360 7.375 GA 79.99 12.75 360 7.125 FL 60.47 12.5 360 8.25 GA 80.00 13.625 360 7.625 MD 79.99 13 360 8 GA 80.00 13.375 360 7.25 GA 79.99 12.625 360 7.125 GA 80.00 12.5 360 7.625 FL 79.88 13 360 7.125 TX 79.98 12.5 360 7.25 CO 80.00 12.625 360 7.125 MI 80.00 12.5 360 6.75 OH 80.00 12.125 360 7 MI 78.43 12.375 360 8.125 OR
22307 Single Family No MI 100191000000000000 1.875 1 First Lien 60 N 20360201 ALT1 95047.27 641.39 360 0 0 0.375 35661 Single Family No MI 100191000000000000 1.875 1 First Lien 60 N 20360201 ALT1 120500 690.3645833 360 0 0 0.375 30044 PUD No MI 100191000000000000 1.875 1 First Lien 60 N 20360201 ALT1 271660.68 2067.4 360 0 0 0.375 32550 Condominium No MI 100191000000000000 1.875 1 First Lien 60 N 20360201 ALT1 125500 810.5208333 360 0 0 0.375 30044 PUD No MI 100191000000000000 1.875 1 First Lien 60 N 20360201 ALT1 129806.44 908.98 360 0 0 0.375 32730 PUD No MI 100191000000000000 1.875 1 First Lien 60 N 20360201 ALT1 136000 977.5 360 0 0 0.375 30004 PUD No MI 100191000000000000 1.875 1 First Lien 60 N 20360201 ALT1 287112.89 2109.58 360 0 0 0.375 21801 Single Family No MI 100191000000000000 1.875 1 First Lien 60 N 20360201 ALT1 324000 2261.25 360 0 0 0.375 30519 PUD No MI 100191000000000000 1.875 1 First Lien 60 N 20360201 ALT1 139100 883.8645833 360 0 0 0.375 30016 PUD No MI 100191000000000000 1.875 1 First Lien 60 N 20360201 ALT1 255618.83 1789.99 360 0 0 0.375 30666 PUD No MI 100191000000000000 1.875 1 First Lien 60 N 20360201 ALT1 365600 2437.333333 360 0 0 0.375 33626 PUD No MI 100191000000000000 1.875 1 First Lien 60 N 20360201 ALT1 105350 658.4375 360 0 0 0.375 76179 PUD No MI 100191000000000000 1.875 1 First Lien 60 N 20360201 ALT1 183200 1164.083333 360 0 0 0.375 80129 PUD No MI 100191000000000000 1.875 1 First Lien 60 N 20360201 ALT1 155767.72 1090.78 360 0 0 0.375 48439 Single Family No MI 100191000000000000 1.875 1 First Lien 60 N 20360201 ALT1 96800 574.75 360 0 0 0.375 44137 Single Family No MI 100191000000000000 1.875 1 First Lien 60 N 20360201 ALT1 200000 1229.166667 360 0 0 0.375 48206 Single Family No MI 100191000000000000 1.875 1 First Lien 60 N 20360201 ALT1 518568.71 3992.2 360 0 0 0.375 97504 Single Family
519200 2.25 N 0 GROUP II 358 6.375 Las Vegas 276500 2.25 Y 60 GROUP I 358 8.375 Maplewood 198750 2.25 Y 60 GROUP I 358 8 Dania Beach 172800 2.25 Y 60 GROUP I 358 8.25 San Antonio 92950 2.25 N 0 GROUP I 358 8.75 Zephyrhills 139700 2.25 Y 60 GROUP II 358 7.25 Raleigh 90300 2.25 N 0 GROUP I 358 7.875 Brooksville 123900 2.25 N 0 GROUP II 358 7.5 Land O Lakes 170800 2.25 Y 60 GROUP II 358 7 Apopka 324750 2.25 Y 60 GROUP I 358 7.75 Lake Mary 156000 2.25 N 0 GROUP II 358 7.625 Palm Harbor 84000 2.25 N 0 GROUP I 358 7.75 New Brunswick 194750 2.25 N 0 GROUP II 358 7 Jacksonville 80000 2.25 Y 60 GROUP II 358 7.5 Safety Harbor 184400 2.25 Y 60 GROUP I 358 7.875 Atlanta 168400 2.25 Y 120 GROUP I 357 8.75 Miramar 660000 2.375 Y 24 GROUP I 355 8.375 Bushnell 122400
20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G02 20060301 20110201 Prepay G02 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G02 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060201 20080101 No_PP G01 20051201
80.00 360
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78.72 360
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95.00 360
67.80 360
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80.00
No MI 100191000000000000 1.875 1 First Lien 60 N 20360201 ALT1 276500 1468.90625 360 6 0 0 0.375 NV 89148 PUD No MI 100191000000000000 11.375 1.875 1 First Lien 60 N 20360201 ALT1 198750 1387.109375 360 8 0 0 0.375 MN 55109 PUD No MI 100191000000000000 13.375 1.875 1 First Lien 60 N 20360201 ALT1 172800 1152 360 7.625 0 0 0.375 FL 33004 Condominium No MI 100191000000000000 13 1.875 1 First Lien 60 N 20360201 ALT1 92831.03 698.3 360 7.875 0 0 0.375 TX 78247 PUD No MI 100191000000000000 13.25 1.875 1 First Lien 60 N 20360201 ALT1 139700 1018.645833 360 8.375 0 0 0.375 FL 33540 PUD No MI 100191000000000000 13.75 1.875 1 First Lien 60 N 20360201 ALT1 90158.68 616.01 360 6.875 0 0 0.375 NC 27603 Condominium No MI 100191000000000000 12.25 1.875 1 First Lien 60 N 20360201 ALT1 123728.88 898.37 360 7.5 0 0 0.375 FL 34613 Single Family No MI 100191000000000000 12.875 1.875 1 First Lien 60 N 20360201 ALT1 170800 1067.5 360 7.125 0 0 0.375 FL 34638 PUD No MI 100191000000000000 12.5 1.875 1 First Lien 60 N 20360201 ALT1 324750 1894.375 360 6.625 0 0 0.375 FL 32712 PUD No MI 100191000000000000 12 1.875 1 First Lien 60 N 20360201 ALT1 155779.07 1117.61 360 7.375 0 0 0.375 FL 32746 PUD No MI 100191000000000000 12.75 1.875 1 First Lien 60 N 20360201 ALT1 83878.01 594.55 360 7.25 0 0 0.375 FL 34684 PUD No MI 100191000000000000 12.625 1.875 1 First Lien 60 N 20360201 ALT1 194474.19 1395.22 360 7.375 0 0 0.375 NJ 8901 Single Family Mortgage Guaranty In 100191000000000000 12.75 1.875 1 First Lien 60 N 20360201 ALT1 79953.34 466.3944833 360 6.625 0 0 0.375 FL 32257 Single Family No MI 100191000000000000 12 1.875 1 First Lien 60 N 20360201 ALT1 184400 1152.5 360 7.125 0 0 0.375 FL 34695 Condominium No MI 100191000000000000 12.5 1.875 1 First Lien 60 N 20360201 ALT1 168400 1105.125 360 7.5 0 0 0.375 GA 30311 Single Family No MI 100191000000000000 12.875 1.875 1 First Lien 60 N 20360201 ALT1 660000 4812.5 360 8.375 0 0 0.375 FL 33029 PUD No MI 100191000000000000 14.75 1.875 1 First Lien 24 N 20360101 ALT1 122400 854.25 360 8 0 0 0.375 FL 33513 Single Family No MI 100191000000000000 13.5
2.25 Y
60 GROUP II
20101101 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G02 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01
13.375 360 7.25 FL 65.80 12.625 360 8.25 FL 80.00 13.625 360 7 FL 80.00 12.375 360 7.25 FL 80.00 12.625 360 6.5 FL
358 7.625 Miramar 127000 2.25 N 0 GROUP I 358 8.625 Miami Beach 524000 2.25 Y 60 GROUP II 358 7.375 Boca Raton 164000 2.25 N 0 GROUP II 358 7.625 Tallahassee 121600 2.25 N 0 GROUP II 358 6.875 Delray Beach 150000 2.25 N 0 GROUP II 358 7.375 Tampa 141600 2.25 N 0 GROUP II 358 7.5 Lehigh Acres 240000 2.25 Y 60 GROUP I 358 8.375 Fort Myers 267700 2.25 Y 60 GROUP II 357 7.25 Jersey City 288000 2.25 Y 120 GROUP I 358 7.99 Gaithersburg 440000 2.25 Y 60 GROUP I 358 8.5 La Plata 299300 2.25 Y 60 GROUP II 358 7.375 Rockville 439900 2.25 Y 60 GROUP I 358 7.75 York 372500 2.25 Y 60 GROUP II 358 7.375 Hyannis 368800 2.25 Y 120 GROUP II 358 7.375 Salem 273600 2.25 N 0 GROUP II 355 7.25 Charlotte 144000 2.25 Y 120 GROUP II 358 7.5 Raleigh 176600
2 60 126815.58 0 0 33023 No MI 1.875 60 524000 0 0 33139 No MI 1.875 60 163749.65 0 0 33486 No MI 1.875 60 121423.42 0 0 32303 No MI 1.875 60 149747.23 0 0 33445 No MI 1.875 60 141383.84 0 0 33610 No MI 1.875 60 240000 0 0 33936 No MI 1.875 60 267700 0 0 33908 No MI 1.875 60 288000 0 0 7305 No MI 1.875 60 438874.87 0 0 20879 No MI 1.875 60 299300 0 0 20646 No MI 1.875 60 439900 0 0 20853 No MI 1.875 60 372500 0 0 17402 No MI 1.875 60 368800 0 0 2601 No MI 1.875 60 273182.34 0 0 1970 No MI 1.875 60 144000 0 0 28215 No MI 1.875 60 176337.04 0 0 27610 No MI
First Lien 20351101 ALT1 898.9 360 0.375 Condominium 100191000000000000 1 First Lien 20360201 ALT1 3766.25 360 0.375 Condominium 100191000000000000 1 First Lien 20360201 ALT1 1132.71 360 0.375 Condominium 100191000000000000 1 First Lien 20360201 ALT1 860.68 360 0.375 PUD 100191000000000000 1 First Lien 20360201 ALT1 985.4 0.375 PUD 1 360 100191000000000000 First Lien ALT1 360
20060301 20110201 Prepay G02 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G03 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20051201 20101101 No_PP G02 20060301
79.37 11.875 360 7 FL 80.00 12.375 360 7.125 FL 80.00 12.5 360 8 FL 80.00 13.375 360 6.875 NJ 80.00 12.25 360 7.615 MD 80.00 12.99 360 8.125 MD 79.89 13.5 360 7 MD 80.00 12.375 360 7.375 PA 79.99 12.75 360 7 MA 80.00 12.375 360 7 MA 80.00 12.375 360 6.875 NC 80.00 12.25 360 7.125 NC 79.99
20360201 978 0.375 Single Family
100191000000000000 First Lien N 20360201 ALT1 1500 360 0.375 Single Family 100191000000000000 1 First Lien N 20360201 ALT1 1868.322917 360 0.375 Single Family 100191000000000000 1 First Lien N 20360201 ALT1 1740 360 0.375 2-4 Family 100191000000000000 1 First Lien N 20360101 ALT1 2922.175176 360 0.375 PUD 100191000000000000 1 First Lien N 20360201 ALT1 2120.041667 360 0.375 PUD 100191000000000000 1 First Lien N 20360201 ALT1 2703.552083 360 0.375 Single Family 100191000000000000 1 First Lien N 20360201 ALT1 2405.729167 360 0.375 PUD 100191000000000000 1 First Lien N 20360201 ALT1 2266.583333 360 0.375 Condominium 100191000000000000 1 First Lien N 20360201 ALT1 1889.69 360 0.375 Single Family 100191000000000000 1 First Lien N 20360201 ALT1 870 360 0.375 PUD 100191000000000000 1 First Lien N 20351101 ALT1 1234.82 360 0.375 PUD 100191000000000000 1
2.25 N GROUP I
20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G03 20060301 20110201 Prepay G03 20060301 20110201 Prepay G02 20060301 20110201 Prepay G01 20060301 20090201 No_PP G01 20060301 20110201 Prepay G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G03 20060301 20110201 Prepay G01 20060301 20110201
12.5 360 7.375 NC 79.98 12.75 360 7.375 NC 80.00 12.75 360 7.875 NC 80.00 13.25 360 8.375 TN 80.00 13.75 360 7 OH 80.00 12.375 360 6.875 OH 80.00 12.25 360 6.75 MO 79.46 12.125 360 6.5 KY 80.00 11.875 360 7.25 GA 79.99 12.625 360 8.125 FL 80.00 13.5 360 8 TX 80.00 13.375 360 6.75 TX 80.00 12.125 360 6.25 NY 80.00 11.625 360 7.5 CA 79.99 12.875 360 7.5 MD 80.00 12.875 360 6.5 CA 80.00 11.875 360 7.5 CA 80.00 12.875 0
1.875 60 155100 0 28120 No MI 1.875 60 284000 0 0 28262 No MI 1.875 60 198400 0 0 27455 No MI 1.875 60 115200 0 0 38119 No MI 1.875 60 176000 0 0 44256 No MI 1.875 60 124000 0 0 44305 No MI 1.875 60 151150 0 0 63048 No MI 1.875 60 212000 0 0 40218 No MI 1.875 36 167500 0 0 30228 No MI 1.875 60 216000 0 0 32176 No MI 1.875 60 135200 0 0 77064 No MI 1.875 60 129785.47 0 0 75181 No MI 1.875 60 274400 0 0 12508 No MI 1.875 60 270550 0 0 95678 No MI 1.875 60 194800 0 0 20716 No MI 1.875 60 452000 0 0 90008 No MI 1.875 60 426400 0 0 90814 No MI 1.875
N PUD
358 7.75 Mount Holly 155100 2.25 Y 120 GROUP I 358 7.75 Charlotte 284000 2.25 Y 120 GROUP I 358 8.25 Greensboro 198400 2.25 Y 120 GROUP I 358 8.75 Memphis 115200 2.25 Y 60 GROUP II 358 7.375 Medina 176000 2.25 Y 60 GROUP II 358 7.25 Akron 124000 2.25 Y 60 GROUP II 358 7.125 Herculaneum 151150 2.25 Y 60 GROUP I 358 6.875 Louisville 212000 2.25 Y 120 GROUP II 358 7.625 Hampton 167500 2.25 Y 120 GROUP I 357 8.5 Ormond Beach 216000 2.25 Y 60 GROUP I 358 8.375 Houston 135200 2.25 Y 60 GROUP II 358 7.125 Mesquite 129994 2.25 N 0 GROUP II 358 6.625 Beacon 274400 2.25 Y 60 GROUP I 358 7.875 Roseville 270550 2.25 Y 60 GROUP I 358 7.875 Bowie 194800 2.25 Y 60 GROUP II 358 6.875 Los Angeles 452000 2.25 Y 60 GROUP I 358 7.875 Long Beach 426400 2.25
1 20360201 1001.6875 0.375 1
First Lien ALT1 360
100191000000000000 First Lien N 20360201 ALT1 1834.166667 360 0.375 Single Family 100191000000000000 1 First Lien N 20360201 ALT1 1364 360 0.375 PUD 100191000000000000 1 First Lien N 20360201 ALT1 840 360 0.375 Single Family 100191000000000000 1 First Lien N 20360201 ALT1 1081.666667 360 0.375 Single Family 100191000000000000 1 First Lien N 20360201 ALT1 749.1666667 360 0.375 Single Family 100191000000000000 1 First Lien N 20360201 ALT1 897.453125 360 0.375 PUD 100191000000000000 1 First Lien N 20360201 ALT1 1214.583333 360 0.375 Single Family 100191000000000000 1 First Lien N 20360201 ALT1 1064.322917 360 0.375 PUD 100191000000000000 1 First Lien N 20360201 ALT1 1530 360 0.375 Single Family 100191000000000000 1 First Lien N 20360101 ALT1 943.5833333 360 0.375 PUD 100191000000000000 1 First Lien N 20360201 ALT1 875.79 360 0.375 PUD 100191000000000000 1 First Lien N 20360201 ALT1 1514.916667 360 0.375 Single Family 100191000000000000 1 First Lien N 20360201 ALT1 1775.484375 360 0.375 Condominium 100191000000000000 1 First Lien N 20360201 ALT1 1278.375 360 0.375 Condominium 100191000000000000 1 First Lien N 20360201 ALT1 2589.583333 360 0.375 Single Family 100191000000000000 1 First Lien N 20360201 ALT1 2798.25 360 0.375 Single Family 100191000000000000 1 First Lien
60 No_PP GROUP I G01 358 6 Loveland 100000 20060301 2.25 20090201 Y 36 No_PP GROUP I G01 358 8.25 Phoenix 559200 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 357 7.625 Pensacola 116000 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.5 Columbus 144950 20060201 2.25 20110101 N 0 Prepay GROUP II G01 358 7.25 Stockbridge 193600 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.625 Griffin 96800 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 6.75 LAS VEGAS 186453 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 8.125 Atlantic City 120000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.625 Tampa 84000 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 357 7.125 Lake Arrowhead 324000 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 8.625 BRIGANTINE 577500 20060201 4.25 20080101 Y 120 No_PP GROUP I G01 355 8.625 PATERSON 260000 20051201 4.25 20071101 N 0 No_PP GROUP I G01 355 8.75 MOORESTOWN 164800 20051201 2.25 20071101 Y 120 No_PP GROUP II G02 357 7.375 APOPKA 249080 20060201 2.75 20110101 Y 120 No_PP GROUP I G01 355 8.75 SOMERSET 148000 20051201 4.375 20071101 N 0 Prepay GROUP I G01 357 8.875 NEWARK 215200 20060201 4.25 20080101 Y 120 No_PP GROUP I G01 356 7.75 MT LAUREL 204000 20060101 5 20071201 Y 120 No_PP
360 5.625 CO 59.52 12 360 7.875 AZ 80.00 13.25 360 7.25 FL 80.00 12.625 360 7.125 GA 79.99 12.5 360 6.875 GA 80.00 12.25 360 7.25 GA 80.00 12.625 360 6.375 NV 80.00 11.75 360 7.75 NJ 80.00 13.125 360 7.25 FL 75.00 12.625 360 6.75 CA 80.00 12.125 360 8.25 NJ 70.00 13.625 360 8.25 NJ 80.00 13.625 360 8.375 NJ 80.00 13.75 360 7 FL 80.00 13.375 360 8.375 NJ 80.00 13.75 360 8.5 NJ 80.00 15.875 360 7.375 NJ 80.00 13.75 360 0
60 100000 0 80537 No MI 1.875 36 559200 0 0 85020 No MI 1.875 60 116000 0 0 32506 No MI 1.875 60 144625.24 0 0 31907 No MI 1.875 60 193539.34 0 0 30281 No MI 1.875 60 96800 0 0 30224 No MI 1.875 60 186421.81 0 0 89122 No MI 1.875 60 120000 0 0 8401 No MI 1.875 60 84000 0 0 33612 No MI 1.875 60 324000 0 0 92352 No MI 1.875 60 577500 0 0 8203 No MI 1.875 24 259221.35 0 0 7504 No MI 3.875 24 164800 0 0 8057 No MI 3.875 24 249080 0 0 32712 No MI 1.875 60 147567.99 0 0 8873 No MI 2.375 24 215200 0 0 7106 No MI 4 24 204000 0 0 8059 No MI 3.875 24
N 0.375 Single Family
20360201 500
ALT1 360
100095000000000000 First Lien 20360201 AFL2 3844.5 360 0.375 Single Family 100099000000000000 1 First Lien N 20360201 AFL2 737.0833333 360 0.375 Single Family 010006600000000000 1 First Lien N 20360101 AFL2 1013.52 360 0.375 Single Family 100191000000000000 1 First Lien N 20360101 ALT1 1169.300179 360 0.375 Single Family 100191000000000000 1 First Lien N 20360201 ALT1 615.0833333 360 0.375 Single Family 100191000000000000 1 First Lien N 20360201 ALT1 1048.622681 360 0.375 Single Family 100057000000000000 1 First Lien N 20360301 AFL2 812.5 360 0.375 Single Family 010007700000000000 1 First Lien N 20360201 AFL2 533.75 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 1923.75 360 0.375 Condominium 100034000000000000 1 First Lien N 20360101 AFL2 4150.78125 360 0.375 2-4 Family 100070000000000000 1 First Lien N 20360101 ALT1 2022.26 360 0.375 2-4 Family 100070000000000000 1 First Lien N 20351101 ALT1 1201.666667 360 0.375 2-4 Family 100070000000000000 1 First Lien N 20351101 ALT1 1530.804167 360 0.375 PUD 100070000000000000 2 First Lien N 20360101 ALT1 1164.32 360 0.375 Single Family 100070000000000000 1 First Lien N 20351101 ALT1 1591.583333 360 0.375 2-4 Family 100070000000000000 2 First Lien N 20360101 ALT1 1317.5 360 0.375 Single Family 100070000000000000 2 First Lien N 20351201 ALT1 1 N
GROUP I G01 357 8.875 MAHWAH 373600 20060201 5 20080101 Y 120 No_PP GROUP I G01 357 7.875 MANCHESTER TWP 116000 20060201 2.75 20110101 Y 120 No_PP GROUP I G01 357 8.375 PHILADELPHIA 51750 20060201 4 20080101 N 0 Prepay GROUP I G01 356 8.875 BUENA VISTA TOW 101600 20060101 5 20071201 N 0 No_PP GROUP I G01 355 8.625 CAMDEN 41775 20051201 4.25 20071101 N 0 No_PP GROUP I G01 356 7.5 CHARLESTON 168000 20060101 3.125 20071201 Y 120 No_PP GROUP I G01 356 8.25 CHARLESTON 98800 20060101 3.875 20071201 Y 120 No_PP GROUP I G01 356 6.875 WINTER HAVEN 85600 20060101 2.5 20071201 Y 120 Prepay GROUP I G01 356 7.75 COLUMBIA 101200 20060101 5 20071201 Y 120 No_PP GROUP I G01 357 8.625 LAKE WORTH 168000 20060201 5 20080101 Y 120 Prepay GROUP I G01 357 8.625 MICCO 278400 20060201 5 20080101 N 0 No_PP GROUP I G01 357 8.125 TAVARES 181760 20060201 5 20080101 Y 120 No_PP GROUP I G01 357 7.875 WILLIAMSPORT 47000 20060201 5 20080101 N 0 No_PP GROUP I G01 356 9 JERSEY CITY 396000 20060101 4.625 20071201 Y 120 No_PP GROUP I G01 356 7.375 BELLEVILLE 380000 20060101 3 20071201 Y 120 No_PP GROUP I G01 356 7.375 NEWARK 140000 20060101 3 20071201 Y 120 No_PP GROUP I G01 356 8.5 ELIZABETH 200000 20060101 4.125 20071201 N 0 No_PP GROUP I G01
373600 8.5 NJ 80.00 14.875 360 7.5 NJ 80.00 13.875 360 8 PA 79.62 13.375 360 8.5 NJ 89.99 14.875 360 8.25 SC 76.65 13.625 360 7.125 SC 80.00 12.5 360 7.875 SC 80.00 13.25 360 6.5 FL 80.00 11.875 360 7.375 SC 80.00 13.75 360 8.25 FL 80.00 13.625 360 8.25 FL 80.00 13.625 360 7.75 FL 80.00 14.125 360 7.5 PA 78.33 13.875 360 8.625 NJ 80.00 14 360 7 NJ 80.00 12.375 360 7 NJ 80.00 12.375 360 8.125 NJ 80.00 13.5 360 0 0 0 7430 No MI 4.625 24 116000 N
2763.083333 0.375 Condominium 2 20360101 761.25 0.375
360 100070000000000000 First Lien ALT1 360
0 8759 PUD No MI 100070000000000000 4.625 2 First Lien 60 N 20360101 ALT1 51620.39 393.34 360 0 0 0.375 19134 Single Family No MI 100070000000000000 2.375 1 First Lien 24 N 20360101 ALT1 101369.61 808.38 360 0 0 0.375 8094 Single Family PMI 100070000000000000 3.625 2 First Lien 24 N 20351201 ALT1 41649.85 324.93 360 0 0 0.375 29020 Single Family No MI 100070000000000000 4.625 1 First Lien 24 N 20351101 ALT1 168000 1050 360 0 0 0.375 29403 Single Family No MI 100070000000000000 3.875 1 First Lien 24 N 20351201 ALT1 98800 679.25 360 0 0 0.375 29403 Single Family No MI 100070000000000000 2.75 1 First Lien 24 N 20351201 ALT1 85600 490.4166667 360 0 0 0.375 33881 Single Family No MI 100070000000000000 3.5 1 First Lien 24 N 20351201 ALT1 101159.49 653.3217063 360 0 0 0.375 29229 Single Family No MI 100070000000000000 2.125 2 First Lien 24 N 20351201 ALT1 168000 1207.5 360 0 0 0.375 33463 Single Family No MI 100070000000000000 4.625 1 First Lien 24 N 20360101 ALT1 277741.04 2165.37 360 0 0 0.375 32976 Single Family No MI 100070000000000000 4.625 1 First Lien 24 N 20360101 ALT1 181760 1230.666667 360 0 0 0.375 32778 PUD No MI 100070000000000000 4.625 2 First Lien 24 N 20360101 ALT1 46902.31 340.79 360 0 0 0.375 17701 2-4 Family No MI 100070000000000000 4.625 2 First Lien 24 N 20360101 ALT1 396000 2970 360 0 0 0.375 7307 2-4 Family No MI 100070000000000000 4.625 1 First Lien 24 N 20351201 ALT1 379765.74 2333.976944 360 0 0 0.375 7109 2-4 Family No MI 100070000000000000 4.25 1 First Lien 24 N 20351201 ALT1 139999.36 860.4127333 360 0 0 0.375 7108 2-4 Family No MI 100070000000000000 2.625 1 First Lien 24 N 20351201 ALT1 199510.17 1537.83 360 0 0 0.375 7201 2-4 Family No MI 100070000000000000 2.625 1 First Lien 24 N 20351201 ALT1 287905.5 1889.379844 360
357 7.875 NORTH ARLINGTON 288000 20060201 3.5 20080101 Y 120 No_PP GROUP I G01 357 6.25 EASTON 118720 20060201 2.25 20080101 Y 120 Prepay GROUP I G01 357 8.25 ALLENTOWN 200000 20060201 5 20080101 N 0 Prepay GROUP I G01 356 7.875 FITCHBURG 183900 20060101 5 20071201 Y 120 Prepay GROUP I G01 357 6.25 ROXBURY 265600 20060201 5 20080101 Y 120 No_PP GROUP I G01 357 8.375 GARDNER 124000 20060201 2.75 20110101 N 0 Prepay GROUP I G01 356 7.75 BURLINGTON 260000 20060101 3.375 20071201 Y 120 Prepay GROUP I G01 356 8.375 HARDWICK 216960 20060101 4 20071201 Y 120 Prepay GROUP I G01 356 8.125 NORWICH 219920 20060101 3.75 20071201 Y 120 Prepay GROUP I G01 356 8.625 SPRINGFIELD 155774 20060101 4.25 20071201 N 0 Prepay GROUP I G01 356 7.75 BOSTON 188000 20060101 3.375 20071201 Y 120 Prepay GROUP I G01 355 8.625 LAWRENCE 292800 20051201 4.25 20071101 Y 120 Prepay GROUP I G01 356 7.875 GLOUCESTER 345600 20060101 3.5 20071201 Y 120 Prepay GROUP I G01 357 8 RUTLAND 156720 20060201 3.625 20080101 Y 120 No_PP GROUP I G01 357 7.875 AUBURN 144320 20060201 3.5 20080101 Y 120 No_PP GROUP I G01 356 7.75 WILLIAMSTOWN 127200 20060101 3.375 20071201 N 0 No_PP GROUP I G01 357 7.25 EAST BRUNSWICK 316000 20060201 5 20080101 Y 120 No_PP GROUP I G01 358
7.5 NJ 80.00 13.875 360 5.875 PA 80.00 11.25 360 7.875 PA 80.00 14.25 360 7.5 MA 79.99 13.875 360 5.875 MA 80.00 12.25 360 8 MA 80.00 14.375 360 7.375 MA 80.00 12.75 360 8 MA 80.00 13.375 360 7.75 CT 80.00 13.125 360 8.25 MA 80.00 13.625 360 7.375 MA 80.00 12.75 360 8.25 MA 80.00 13.625 360 7.5 MA 80.00 13.875 360 7.625 VT 80.00 14 360 7.5 ME 80.00 12.875 360 7.375 NJ 80.00 12.75 360 6.875 NJ 80.00 13.25 360 7.625
0 0.375 7031 2-4 Family No MI 100070000000000000 3.125 2 First Lien 24 N 20360101 ALT1 118720 618.3333333 360 0 0 0.375 18042 2-4 Family No MI 100070000000000000 3.125 1 First Lien 24 N 20360101 ALT1 199614.74 1502.54 360 0 0 0.375 18103 2-4 Family No MI 100070000000000000 1.875 2 First Lien 24 N 20360101 ALT1 183900 1206.84375 360 0 0 0.375 1420 Condominium No MI 100070000000000000 4.625 2 First Lien 24 N 20351201 ALT1 265583.33 1383.24651 360 0 0 0.375 2119 Condominium No MI 100070000000000000 4.625 2 First Lien 24 N 20360101 ALT1 123767.17 942.49 360 0 0 0.375 1440 2-4 Family No MI 100070000000000000 4.625 2 First Lien 60 N 20360101 ALT1 260000 1679.166667 360 0 0 0.375 1803 Single Family No MI 100070000000000000 2.375 1 First Lien 24 N 20351201 ALT1 216960 1514.2 360 0 0 0.375 1037 2-4 Family No MI 100070000000000000 3 1 First Lien 24 N 20351201 ALT1 219920 1489.041667 360 0 0 0.375 6360 2-4 Family No MI 100070000000000000 3.625 1 First Lien 24 N 20351201 ALT1 155402.12 1211.6 360 0 0 0.375 1108 2-4 Family No MI 100070000000000000 3.375 1 First Lien 24 N 20351201 ALT1 187889.99 1213.456185 360 0 0 0.375 2124 Condominium No MI 100070000000000000 3.875 1 First Lien 24 N 20351201 ALT1 292800 2104.5 360 0 0 0.375 1841 2-4 Family No MI 100070000000000000 3 1 First Lien 24 N 20351101 ALT1 345600 2268 360 0 0 0.375 1930 Single Family No MI 100070000000000000 3.875 2 First Lien 24 N 20351201 ALT1 156720 1044.8 360 0 0 0.375 5701 2-4 Family No MI 100070000000000000 3.125 2 First Lien 24 N 20360101 ALT1 144320 947.1 360 0 0 0.375 4210 2-4 Family No MI 100070000000000000 3.25 1 First Lien 24 N 20360101 ALT1 126837.39 911.28 360 0 0 0.375 8094 Single Family No MI 100070000000000000 3.125 1 First Lien 24 N 20351201 ALT1 315677.62 1907.218954 360 0 0 0.375 8816 Single Family No MI 100070000000000000 3 2 First Lien 24 N 20360101 ALT1 369600 2464 360 0 0 0.375
8 San Diego 369600 2.25 Y 120 GROUP I 357 7.875 Albuquerque 900000 2.25 Y 120 GROUP I 358 8 Tucson 118850 2.25 Y 60 GROUP I 353 6.25 Winter Park 256450 2.375 Y 120 GROUP I 358 7.875 SAHUARITA 182000 2.25 Y 120 GROUP I 358 7.75 KISSIMMEE 309067 2.25 Y 120 GROUP II 358 7.375 KISSIMMEE 171296 2.25 Y 120 GROUP II 359 6.875 LAS VEGAS 276416 2.25 Y 120 GROUP II 357 6.5 San Diego 455000 2.25 Y 120 GROUP II 357 7.5 Jackson 330400 2.25 Y 120 GROUP I 358 8 Tucson 121350 2.25 Y 60 GROUP II 357 7.625 Baltimore 57000 2.25 Y 120 GROUP II 357 7.625 Chula Vista 877808 2.25 Y 120 GROUP II 357 7.375 Waikoloa 478400 2.25 Y 120 GROUP II 358 7.125 Richmond 60900 2.25 Y 60 GROUP II 358 6.625 PEORIA 277869 2.25 Y 120 GROUP II 358 7.5 ARLINGTON 476000 2.25 N 0 GROUP I 357 8.25 GRIFFIN
CA 20060301 20110201 Prepay G01 20060201 20110101 No_PP G01 20060301 20110201 Prepay G01 20051001 20070901 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060401 20110301 No_PP G01 20060201 20110101 Prepay G01 20060201 20110101 Prepay G01 20060301 20110201 Prepay G01 20060201 20110101 No_PP G03 20060201 20110101 Prepay G01 20060201 20110101 Prepay G01 20060301 20110201 Prepay G02 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 80.00 13 360 7.5 NM 75.00 13.875 360 7.625 AZ 74.98 13 360 5.875 FL 79.99 11.25 360 7.5 AZ 80.00 12.875 360 7.375 FL 70.00 12.75 360 7 FL 80.00 12.375 360 6.5 NV 95.00 11.875 360 6.125 CA 65.00 12.5 360 7.125 CA 80.00 13.5 360 7.625 AZ 74.22 13 360 7.25 MD 69.51 13.625 360 7.25 CA 80.00 13.625 360 7 HI 80.00 13.375 360 6.75 VA 70.00 12.125 360 6.25 AZ 80.00 11.625 360 7.125 MA 80.00 12.5 360 7.875 GA
92113 Single Family No MI 100256000000000000 4.625 1 First Lien 60 N 20360201 AFL2 900000 5906.25 360 0 0 0.375 87122 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360101 AFL2 118850 792.3333333 360 0 0 0.375 85706 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 256449.99 1335.677031 360 0 0 0.375 32789 Condominium No MI 100014000000000000 1.875 1 First Lien 24 N 20350901 AFL2 182000 1194.375 360 0 0 0.375 85629 Single Family No MI 100057000000000000 2 1 First Lien 60 N 20360201 AFL2 309067 1996.057708 360 0 0 0.375 34747 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 171296 1052.756667 360 0 0 0.375 34747 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 276315.99 1583.060359 360 0 0 0.375 89148 PUD GE Capital MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 454794.05 2463.467771 360 0 0 0.375 92114 2-4 Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360101 AFL2 330400 2065 360 0 0 0.375 95642 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360101 AFL2 121350 809 360 0 0 0.375 85706 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 57000 362.1875 360 0 0 0.375 21213 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360101 AFL2 877808 5577.738333 360 0 0 0.375 91914 PUD No MI 100034000000000000 1.875 2 First Lien 60 N 20360101 AFL2 478400 2940.166667 360 0 0 0.375 96738 PUD No MI 100034000000000000 1.875 2 First Lien 60 N 20360101 AFL2 60900 361.59375 360 0 0 0.375 23223 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 277869 1534.068438 360 0 0 0.375 85383 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 475291.25 3328.27 360 0 0 0.375 2474 2-4 Family No MI 100103000000000000 1.875 1 First Lien 60 N 20360201 AFL2 96800 665.5 360 0 0 0.375 30224 Single Family
96800 2.25 Y
120 GROUP II
20060201 20110101 No_PP G02
80.00 13.25 360 7.125 CO 80.00 12.5 360 7.5 MN 80.00 12.875 360 6.375 MD 80.00 11.75 360 7.75 VA 80.00 13.125 360 7.75 MI 75.00 13.125 360 7.75 FL 80.00 13.125 360 7 CA 80.00 12.375 360 6.25 MD 80.00 11.625 360 7.125 AZ 80.00 12.5 360 7.125 AZ 80.00 12.5 360 7.625 NV 80.00 14 360 6.5 AZ 80.00 11.875 360 6.875 GA 65.00 13.25 360 7.125 GA 79.99 12.5 360 7.5 CA 65.00 12.875 360 7.375 TX 78.13 12.75 360 7.875 PA 80.00 0 0
No MI 1.875 60 219880 0 80922 No MI 1.875 60 260000 0 55068 No MI 1.875 60 220000 0 0 20874 No MI 1.875 60 283200 0 0 20164 No MI 1.875 60 50925 0 0 48906 No MI 1.875 60 174290.9 0 0 34473 No MI 1.875 60 342800 0 0 92585 No MI 1.875 60 264000 0 0 20744 No MI 1.875 60 146944 0 0 85746 No MI 1.875 60 202308 0 0 85757 No MI 1.875 60 399461.43 0 0 89014 No MI 1.875 60 230150 0 0 85653 No MI 1.875 24 194847.9 0 0 30311 No MI 2 60 198050 0 0 30188 No MI 1.875 60 230750 0 0 93550 No MI 1.875 60 100000 0 0 76180 No MI 1.875 60 102400 0 0 19050 No MI
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2.25 Y
120 GROUP II
20110101 Prepay G01
14.25 360 7.125 MA 80.00 12.5 360 7.625 AZ 80.00 13 360 7.125 GA 70.00 12.5 360 7.875 GA 80.00 13.25 360 7.5 TX 80.00 12.875 360 7.5 AZ 80.00 12.875 360 7.875 GA 80.00 13.25 360 7.875 GA 80.00 11.25 360 6.5 GA 80.00 11.875 360 7.5 GA 80.00 12.875 360 6.875 GA 80.00 12.25 360 7.125 GA 80.00 12.5 360 7.375 GA 80.00 13.75 360 7 GA 80.00 12.375 360 7 WA 80.00 13.375 360 7.5 AZ 80.00 13.875 360 6.75 NY 76.92 12.125
358 7.5 WESTFORD 144000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 YUMA 167680 20060301 2.25 20110201 N 0 Prepay GROUP II G01 357 7.5 Decatur 81900 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 8.25 Griffin 96800 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 7.875 SAN ANTONIO 81600 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 Phoenix 160000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 8.25 HAMPTON 151920 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8.25 GRIFFIN 120000 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 6.875 LAWRENCEVILLE 136720 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 7.875 STOCKBRIDGE 123520 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.25 UNION CITY 94552 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.5 MCDONOUGH 94320 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 7.75 Riverdale 115872 20060201 2.25 20090101 Y 120 No_PP GROUP II G01 357 7.375 UNION CITY 93352 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 356 7.375 SEATTLE 292000 20060101 2.25 20101201 Y 120 No_PP GROUP I G01 356 7.875 MESA 304000 20060101 5 20071201 Y 60 Prepay GROUP II G01 357 7.125 JAY 120000 20060201 2.75 20110101
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60 247200 0
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20360101 1622.25 0.375 2-4 Family
ALT1 360
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121512
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800000 2.25 Y
120 GROUP I
20060301 20110201 No_PP G01
80.00 13 360 7.75 SC 80.00 13.125 360 6.5 AZ 80.00 11.875 360 6.625 AZ 80.00 12 360 7.125 AZ 80.00 12.5 360 6.25 FL 74.99 11.625 360 6.75 CT 65.00 12.125 360 7.375 GA 80.00 13.75 360 7.5 MA 75.00 12.875 360 7 FL 80.00 12.375 360 6.875 MD 79.99 12.25 360 7.625 TX 80.00 13 360 6.5 NJ 57.38 11.875 360 7.75 NJ 80.00 13.125 360 6.625 NV 80.00 12 360 6.375 CO 80.00 11.75 360 7.25 CA 80.00 12.625 360 7.25 AZ 79.99
358 8.125 Myrtle Beach 485360 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.875 GLENDALE 232000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7 SURPRISE 174020 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.5 MESA 200000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 352 6.625 DAVENPORT 254950 20050901 2.25 20100801 Y 120 No_PP GROUP II G03 359 7.125 NEW CANAAN 1673700 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.75 College Park 118312 20060301 2.25 20090201 Y 60 No_PP GROUP I G01 358 7.875 BROCKTON 384000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 7.375 Palm Bay 132960 20060401 2.25 20110301 N 0 No_PP GROUP II G02 358 7.25 Upper Marlboro 385650 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8 Katy 100000 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 6.875 Piscataway 166400 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8.125 PLEASANTVILLE 128000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7 LAS VEGAS 144000 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 6.75 Colorado Springs 164000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.625 FRESNO 197600 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.625 GILBERT 273600 20060301
No MI 1001487-0000015919 1.875 1 First Lien 60 N 20360201 AFL2 485359.99 3286.291599 360 0 0 0.375 29579 PUD No MI 100035000000000000 1.875 1 First Lien 60 N 20360201 AFL2 232000 1329.166667 360 0 0 0.375 85303 Single Family No MI 100071000000000000 1.875 1 First Lien 60 N 20360201 AFL2 174020 1015.116667 360 0 0 0.375 85379 PUD No MI 100189000000000000 1.875 1 First Lien 60 N 20360201 AFL2 200000 1250 360 0 0 0.375 85207 PUD No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 254866.59 1407.075966 360 0 0 0.375 33896 PUD No MI 100010000000000000 1.875 1 First Lien 60 N 20350801 AFL2 1673700 9937.59375 360 0 0 0.375 6840 Single Family No MI 1.875 1 First Lien 60 N 20360301 AFL2 118312 764.0983333 360 0 0 0.375 30349 Single Family No MI 100032000000000000 1.875 1 First Lien 36 N 20360201 AFL2 384000 2520 360 0 0 0.375 2301 2-4 Family No MI 100103000000000000 1.875 1 First Lien 60 N 20360201 AFL2 132858.83 918.32 360 0 0 0.375 32907 PUD No MI 1004291-0000010483 1.875 2 First Lien 60 N 20360301 AFL2 385649.64 2329.966575 360 0 0 0.375 20722 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 99865.37 733.76 360 0 0 0.375 77449 PUD No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 166400 953.3333333 360 0 0 0.375 8854 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 128000 866.6666667 360 0 0 0.375 8232 Single Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360201 AFL2 144000 840 360 0 0 0.375 89109 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 164000 922.5 360 0 0 0.375 80904 Single Family No MI 100125000000000000 1.875 1 First Lien 60 N 20360201 AFL2 197600 1255.583333 360 0 0 0.375 93705 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 273600 1738.5 360 0 0 0.375 85296 PUD No MI 100047000000000000
2.25 Y
120 GROUP I
20110201 No_PP G01
12.625 360 6.25 AZ 80.00 12.625 360 7 FL 70.00 12.375 360 6.625 GA 80.00 13 360 7.125 CA 75.00 12.5 360 7.75 NC 78.90 13.125 360 7.25 NJ 80.00 12.625 360 7 CO 75.00 12.375 360 7.375 FL 80.00 12.75 360 7.875 GA 80.00 13.25 360 7.875 GA 80.00 13.25 360 7.875 GA 80.00 13.25 360 7.875 GA 80.00 13.25 360 7.875 GA 80.00 13.25 360 6.25 NV 80.00 12.625 360 6.75 VA 80.00 12.125 360 7.75 MO 80.00 14.125 360 6.875 IL 75.00 12.25 0 0
1.875 60 264000 0 85242 No MI 1.875 36 106960 0 34677 No MI 4.625 60 354400 0 0 30068 No MI 1.875 60 569250 0 0 90006 No MI 2.375 60 229412 0 0 28079 No MI 1.875 60 292000 0 0 7501 No MI 1.875 60 172495.22 0 0 80104 No MI 1.875 60 386316 0 0 33764 No MI 1.875 60 156000 0 0 30014 No MI 1.875 60 138927 0 0 30228 No MI 1.875 60 148953 0 0 30213 No MI 1.875 60 155748 0 0 30228 No MI 1.875 60 121600 0 0 30314 No MI 1.875 60 253600 0 0 89123 No MI 1.875 60 325600 0 0 22309 No MI 1.875 60 42000 0 0 65672 No MI 1.875 24 104752.77 0 0 60617 No MI 4.625
1 N PUD 20360201 1457.5 0.375 2
First Lien AFL2 360
355 6.625 Queen Creek 264000 20051201 5 20081101 Y 60 Prepay GROUP II G01 359 7.375 Oldsmar 106960 20060401 2.25 20110301 Y 60 No_PP GROUP II G02 356 7 Marietta 354400 20060106 2.75 20101206 Y 120 Prepay GROUP II G02 358 7.5 LOS ANGELES 569250 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 Indian Trail 229412 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.625 Paterson 292000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 7.375 CASTLE ROCK 172500 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.75 Clearwater 386316 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 8.25 COVINGTON 156000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8.25 HAMPTON 138927 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8.25 Fairburn 148953 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8.25 HAMPTON 155748 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 8.25 ATLANTA 121600 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 355 6.625 Las Vegas 253600 20051201 2.25 20101101 Y 120 Prepay GROUP II G02 358 7.125 ALEXANDRIA 325600 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 356 8.125 Hollister 42000 20060101 5 20071201 Y 60 No_PP GROUP II G02 357 7.25 Chicago 105000 20060201 2.25 20110101
100039000000000000 First Lien N 20351101 AFL2 657.3583333 360 0.375 Single Family 010023800000000000 1 First Lien N 20360301 AFL2 2067.333333 360 0.375 Single Family 100039000000000000 2 First Lien N 20351206 AFL2 3557.8125 360 0.375 2-4 Family 100311000000000000 1 First Lien N 20360201 AFL2 1553.310417 360 0.375 PUD 100266000000000000 1 First Lien N 20360201 AFL2 1855.416667 360 0.375 2-4 Family 100234000000000000 1 First Lien N 20360201 AFL2 1060.126873 360 0.375 Single Family 100414000000000000 1 First Lien N 20360201 AFL2 2494.9575 360 0.375 Condominium 100238000000000000 1 First Lien N 20360201 AFL2 1072.5 360 0.375 PUD 100032000000000000 1 First Lien N 20360101 AFL2 955.123125 360 0.375 PUD 1000321-0000060824 1 First Lien N 20360101 AFL2 1024.051875 360 0.375 PUD 100032000000000000 1 First Lien N 20360101 AFL2 1070.7675 360 0.375 PUD 100032000000000000 1 First Lien N 20360101 AFL2 836 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 1400.083333 360 0.375 PUD 100039000000000000 2 First Lien N 20351101 AFL2 1933.25 360 0.375 PUD 100213000000000000 1 First Lien N 20360201 AFL2 284.375 360 0.375 Single Family 100039000000000000 2 First Lien N 20351201 AFL2 716.29 360 0.375 Single Family 100221000000000000 1 First Lien
0 No_PP GROUP I G01 358 8.125 Stanton 417000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.25 Apache Junction 161000 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 357 8.125 Grayslake 219200 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 8 Las Vegas 315000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 359 6.75 JACKSONVILLE 166688 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.75 APPLE VALLEY 201128 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 359 6.875 BRENTWOOD 583340 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.75 BONITA SPRINGS 308970 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 354 5.375 Pompano Beach 233400 20051101 2.375 20071001 Y 120 No_PP GROUP I G01 353 8.875 Olive Branch 87261.6 20051001 2.375 20070901 N 0 No_PP GROUP I G01 353 8.875 Olive Branch 83059.2 20051001 2.375 20070901 N 0 No_PP GROUP I G01 353 6.75 West Palm Beach 156000 20051001 2.375 20070901 Y 120 No_PP GROUP I G01 358 8.25 ASBURY PARK 132000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.25 CHARLOTTE 71200 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.25 DENVER 185000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.625 LAKE COMO 220000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 6.625 SURPRISE 260000 20060201 2.375 20080101 N 0 No_PP
360 7.75 CA 74.46 13.125 360 6.875 AZ 70.00 12.25 360 7.75 IL 80.00 13.125 360 7.625 NV 70.00 13 360 6.375 FL 80.00 11.75 360 7.375 CA 80.00 12.75 360 6.5 CA 80.00 11.875 360 7.375 FL 90.00 12.75 360 5 FL 78.32 10.375 360 8.5 MS 80.00 13.875 360 8.5 MS 80.00 13.875 360 6.375 FL 80.00 11.75 360 7.875 NJ 80.00 13.25 360 6.875 NC 80.00 12.25 360 6.875 CO 77.08 12.25 360 7.25 NJ 80.00 12.625 360 6.25 AZ 56.52 11.625 360
N 20360101 AFL2 2823.4375 360 0 0.375 90680 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 AFL2 161000 972.7083333 360 0 0 0.375 85220 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 219200 1484.166667 360 0 0 0.375 60030 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360101 AFL2 315000 2100 360 0 0 0.375 89138 Single Family No MI 100256000000000000 1.875 1 First Lien 60 N 20360201 AFL2 166688 937.62 360 0 0 0.375 32224 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 201127.99 1298.951602 360 0 0 0.375 92308 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 583340 3342.052083 360 0 0 0.375 94513 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 308969.99 1995.431185 360 0 0 0.375 34135 PUD GE Capital MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 233399.97 1045.437366 360 0 0 0.375 33062 Single Family No MI 100014000000000000 1.875 1 First Lien 24 N 20351001 AFL2 86911.49 694.29 360 0 0 0.375 38654 Single Family No MI 100014000000000000 1.875 1 First Lien 24 N 20350901 AFL2 82725.9 660.86 360 0 0 0.375 38654 Single Family No MI 100014000000000000 2 1 First Lien 24 N 20350901 AFL2 156000 877.5 360 0 0 0.375 33406 Single Family No MI 100014000000000000 2 1 First Lien 24 N 20350901 AFL2 132000 907.5 360 0 0 0.375 7712 Single Family No MI 100386000000000000 2 1 First Lien 60 N 20360201 WALN 71200 430.1666667 360 0 0 0.375 28208 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 185000 1117.708333 360 0 0 0.375 80211 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 220000 1397.916667 360 0 0 0.375 7719 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 259308.02 1664.81 360 0 0 0.375 85387 Single Family No MI 100386000000000000 1.875 1 First Lien 24 N 20360101 WALN 0
60 417000
GROUP II G01 358 7.5 KINGMAN 173280 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 353 6.125 DAVENPORT 231850 20051001 2.25 20100901 Y 120 Prepay GROUP I G01 353 7.875 WINCHESTER 520000 20051001 2.375 20070901 Y 120 Prepay GROUP II G02 356 6.75 CREST HILL 172200 20060101 2.25 20101201 N 0 No_PP GROUP II G02 356 7.125 BERWYN 164000 20060101 2.25 20101201 N 0 No_PP GROUP I G01 357 7.625 CHICAGO 116400 20060201 2.25 20090101 N 0 No_PP GROUP I G01 356 6.25 CHICAGO 192000 20060101 2.25 20081201 Y 36 No_PP GROUP II G02 357 6.875 GLENDALE HEIGHTS 108800 20060201 2.25 20110101 N 0 No_PP GROUP II G02 357 7 PLAINFIELD 212000 20060201 2.25 20110101 N 0 No_PP GROUP I G01 357 6.125 GLENVIEW 120000 20060201 2.25 20090101 N 0 No_PP GROUP II G02 357 7.125 HIGHLAND 120000 20060201 2.25 20110101 N 0 No_PP GROUP I G01 357 7.125 GALENA 116000 20060201 2.25 20090101 N 0 No_PP GROUP II G02 357 7.375 NORTHLAKE 76800 20060201 2.25 20110101 N 0 No_PP GROUP II G02 357 6.75 LYONS 252800 20060201 2.25 20110101 N 0 No_PP GROUP I G01 357 6.625 MILWAUKEE 187920 20060201 2.25 20090101 N 0 No_PP GROUP II G02 357 7 PLAINFIELD 281468 20060201 2.25 20110101 N 0 No_PP GROUP II G02 357 7.375 PALATINE 131600 20060201 2.25 20110101 N 0 No_PP GROUP II G02
173280 7.125 AZ 80.00 12.5 360 5.75 FL 74.99 11.125 360 7.5 CA 80.00 12.875 360 6.5 IL 80.00 11.75 360 6.875 IL 80.00 12.125 360 7.375 IL 80.00 13.625 360 6 IL 80.00 12.25 360 6.625 IL 80.00 11.875 360 6.75 IL 80.00 12 360 5.875 IL 80.00 12.125 360 6.875 IN 80.00 12.125 360 6.875 IL 80.00 13.125 360 7.125 IL 80.00 12.375 360 6.5 IL 80.00 11.75 360 6.375 WI 79.97 12.625 360 6.75 IL 80.00 12 360 7.125 IL 80.00 12.375 360 0 0 0 86409 No MI 2 60 231850
1083 0.375 Single Family 1 N
360
0 33897 No MI 1.875 60 520000 0 0 92596 No MI 1.875 24 171601.96 0 0 60435 No MI 1.875 2 60 N 20351201 163470.75 1104.89 0 0 0.25 60402 Single Family No MI 2 2 60 N 20351201 116144.12 823.87 0 0 0.25 60634 Condominium No MI 2 2 36 N 20360101 192000 1000 0 0 0.25 60638 Single Family No MI 2 2 36 N 20351201 108524.23 714.73 0 0 0.25 60139 Condominium No MI 2 2 60 N 20360101 211474 1410.44 0 0 0.25 60586 PUD No MI 2 2 60 N 20360101 119505.34 729.13 0 0 0.25 60025 Condominium No MI 2 2 36 N 20360101 119710.41 808.46 0 0 0.25 46322 Single Family No MI 2 2 60 N 20360101 115720.07 781.51 0 0 0.25 61036 Townhouse No MI 2 2 36 N 20360101 76623.63 530.43 0 0 0.25 60164 Condominium No MI 2 2 60 N 20360101 252143.37 1639.65 0 0 0.25 60534 Single Family No MI 2 2 60 N 20360101 187419.87 1203.27 0 0 0.25 53213 Single Family No MI 2 2 36 N 20360101 280771.82 1872.61 0 0 0.25 60544 Single Family No MI 2 2 60 N 20360101 131297.77 908.92 0 0 0.25 60038 Condominium No MI 2 2 60 N 20360101 272091.42 1769.37
100386000000000000 First Lien 20360201 WALN 1183.401042 360 0.375 PUD 100010000000000000 1 First Lien N 20350901 AFL2 3412.5 360 0.375 Manufactured Home 100114000000000000 1 First Lien N 20350901 AFL2 1116.88 360 0.25 PUD First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
357 6.75 SAINT CHARLES 272800 20060201 2.25 20110101 N 0 No_PP GROUP II G02 357 7.125 BOLINGBROOK 135920 20060201 2.25 20110101 N 0 No_PP GROUP II G01 357 7.375 ELMWOOD PARK 452000 20060201 2.25 20110101 N 0 No_PP GROUP II G01 358 6.875 CHICAGO 188000 20060301 2.25 20110201 N 0 No_PP GROUP II G02 358 6.75 WHEATON 222800 20060301 2.25 20110201 N 0 No_PP GROUP II G02 358 6.75 PALATINE 137600 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 6.625 SYCAMORE 240000 20060301 2.25 20110201 N 0 No_PP GROUP II G02 358 6.75 NAPERVILLE 263600 20060301 2.25 20110201 N 0 No_PP GROUP II G02 359 6.625 GLENDALE HEIGHTS 63920 20060401 2.25 20110301 N 0 No_PP GROUP II G02 358 6.875 BOLINGBROOK 176000 20060301 2.25 20110201 N 0 No_PP GROUP I G01 356 5.875 ARLINGTON HEIGHTS 220000 20060101 2.25 20081201 N 0 No_PP GROUP II G02 355 6.375 LINDENHURST 176000 20051201 2.25 20101101 N 0 No_PP GROUP II G02 357 7.125 BERWYN 168000 20060201 2.25 20110101 N 0 No_PP GROUP II G02 356 6.875 CHICAGO 160000 20060101 2.25 20101201 N 0 No_PP GROUP II G02 357 7 CHICAGO 220000 20060201 2.25 20110101 N 0 No_PP GROUP II G02 356 6.875 CHICAGO 220800 20060101 2.25 20101201 N 0 No_PP GROUP I G01 356 6.125 RIVER GROVE 252000 20060101 2.25 20081201 Y 60 No_PP GROUP II G02 356
6.5 IL 80.00 11.75 360 6.875 IL 80.00 12.125 360 7.125 IL 80.00 12.375 360 6.625 IL 52.22 11.875 360 6.5 IL 80.00 11.75 360 6.5 IL 80.00 11.75 360 6.375 IL 80.00 11.625 360 6.5 IL 41.06 11.75 360 6.375 IL 80.00 11.625 360 6.625 IL 80.00 11.875 360 5.625 IL 80.00 11.875 360 6.125 IL 80.00 11.375 360 6.875 IL 80.00 12.125 360 6.625 IL 80.00 11.875 360 6.75 IL 80.00 12 360 6.625 IL 80.00 11.875 360 5.875 IL 80.00 12.125 360 6.75
2 60 N 20360101 135592.01 915.71 0 0 0.25 60440 Townhouse No MI 2 2 60 N 20360101 450961.85 3121.85 0 0 0.25 60707 2-4 Family No MI 2 2 60 N 20360101 187683.22 1235.02 0 0 0.25 60641 Single Family No MI 2 2 60 N 20360201 222415.28 1445.07 0 0 0.25 60187 Single Family No MI 2 2 60 N 20360201 137600 774 0 0 0.25 60074 Condominium No MI 2 2 60 N 20360201 239575.35 1536.74 0 0 0.25 60178 Single Family No MI 2 2 60 N 20360201 263600 1482.75 0 0 0.25 60564 Single Family No MI 2 2 60 N 20360201 63920 409.28 0 0 0.25 60139 Condominium No MI 2 2 60 N 20360301 175679.49 1156.19 0 0 0.25 60440 Single Family No MI 2 2 60 N 20360201 219096.2 1301.38 0 0 0.25 60005 Condominium No MI 2 2 36 N 20351201 175176.24 1098.01 0 0 0.25 60046 Condominium No MI 2 2 60 N 20351101 167594.58 1131.84 0 0 0.25 60402 Single Family No MI 2 2 60 N 20360101 159457.71 1051.08 0 0 0.25 60639 Single Family No MI 2 2 60 N 20351201 219455.85 1463.66 0 0 0.25 60624 2-4 Family No MI 2 2 60 N 20360101 220051.64 1450.49 0 0 0.25 60632 Single Family No MI 2 2 60 N 20351201 252000 1286.25 0 0 0.25 60171 Single Family No MI 2 2 36 N 20351201 66977.75 447.08 0 0 0.25
0 60174 No MI 2
0.25 Single Family First Lien ALT1 360 N
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
7 ROCKFORD 67200 2.25 N 0 GROUP I 356 5.75 NAPERVILLE 137600 2.25 N 0 GROUP I 356 5.875 SCHAUMBURG 158600 2.25 Y 60 GROUP II 356 6.75 LOCKPORT 64000 2.25 N 0 GROUP II 356 6.875 CHICAGO 202800 2.25 N 0 GROUP II 357 6.875 WORTH 117600 2.25 N 0 GROUP II 357 6.75 PALOS HILLS 121600 2.25 N 0 GROUP I 355 5.875 ROMEOVILLE 277600 2.25 Y 60 GROUP I 355 7.875 MIDLOTHIAN 40800 2.25 N 0 GROUP II 355 7 MAYWOOD 150400 2.25 N 0 GROUP II 355 7.375 CHICAGO 383200 2.25 N 0 GROUP II 355 6.25 PALOS HILLS 320000 2.25 N 0 GROUP II 355 6 JOLIET 113600 2.25 N 0 GROUP I 355 6.25 MONTGOMERY 216513 2.25 N 0 GROUP I 355 5.75 CHICAGO 165000 2.25 Y 36 GROUP I 356 5.875 CHICAGO 304800 2.25 Y 36 GROUP II 355 7.125 CHICAGO 132000 2.25 N 0 GROUP I 355 5.5 CHICAGO
IL 20060101 20101201 No_PP G01 20060101 20081201 No_PP G01 20060101 20081201 No_PP G02 20060101 20101201 No_PP G02 20060101 20101201 No_PP G02 20060201 20110101 No_PP G02 20060201 20110101 No_PP G01 20051201 20081101 No_PP G01 20051201 20101101 No_PP G02 20051201 20101101 No_PP G02 20051201 20101101 No_PP G02 20051201 20101101 No_PP G02 20051201 20101101 No_PP G01 20051201 20081101 No_PP G01 20051201 20081101 No_PP G01 20060101 20081201 No_PP G02 20051201 20101101 No_PP G01 80.00 12 360 5.5 IL 80.00 11.75 360 5.625 IL 80.00 11.875 360 6.5 IL 80.00 11.75 360 6.625 IL 80.00 11.875 360 6.625 IL 80.00 11.875 360 6.5 IL 80.00 11.75 360 5.625 IL 80.00 11.875 360 7.625 IL 80.00 12.875 360 6.75 IL 80.00 12 360 7.125 IL 80.00 12.375 360 6 IL 80.00 11.25 360 5.75 IL 80.00 11 360 6 IL 80.00 12.25 360 5.5 IL 57.89 11.75 360 5.625 IL 80.00 11.875 360 6.875 IL 80.00 12.125 360 5.25 IL
61107 Single Family No MI 2 2 60 N 20351201 137011.76 802.99 0 0 0.25 60563 Condominium No MI 2 2 36 N 20351201 158600 776.4791667 0 0 0.25 60193 Condominium No MI 2 2 36 N 20351201 63777.73 415.1 0 0 0.25 60441 Single Family No MI 2 2 60 N 20351201 202112.63 1332.25 0 0 0.25 60638 Single Family No MI 2 2 60 N 20351201 117290.52 772.54 0 0 0.25 60482 Condominium No MI 2 2 60 N 20360101 121250.04 788.69 0 0 0.25 60465 Townhouse No MI 2 2 60 N 20360101 277594.97 1359.058707 0 0 0.25 60446 Single Family No MI 2 2 36 N 20351101 40657.8 295.82 0 0 0.25 60445 Condominium No MI 2 2 60 N 20351101 149775.22 1000.61 0 0 0.25 60153 Single Family No MI 2 2 60 N 20351101 381710.16 2646.66 0 0 0.25 60622 2-4 Family No MI 2 2 60 N 20351101 318466 1970.29 0 0 0.25 60465 Single Family No MI 2 2 60 N 20351101 113006.14 681.08 0 0 0.25 60435 Condominium No MI 2 2 60 N 20351101 215475.11 1333.1 0 0 0.25 60538 Single Family No MI 2 2 36 N 20351101 165000 790.625 0 0 0.25 60634 Single Family No MI 2 2 36 N 20351101 304800 1492.25 0 0 0.25 60631 Single Family No MI 2 2 36 N 20351201 131465.94 889.3 0 0 0.25 60707 Condominium No MI 2 2 60 N 20351101 313173.63 1435.379138 0 0 0.25 60631 Single Family
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
313200 2.25 Y
36 GROUP I
20051201 20081101 No_PP G01 20051201 20081101 No_PP G02 20051201 20101101 No_PP G01 20060201 20110101 No_PP G02 20060101 20101201 No_PP G01 20060201 20090101 No_PP G02 20060101 20101201 No_PP G02 20051201 20101101 No_PP G02 20051201 20101101 No_PP G01 20051201 20101101 No_PP G01 20051201 20101101 No_PP G02 20060201 20110101 No_PP G02 20060201 20110101 No_PP G02 20051201 20101101 No_PP G02 20051201 20101101 No_PP G02 20060101 20101201 No_PP G01 20060101 20101201 No_PP G01 20060101
80.00 11.5 360 5.5 IL 80.00 11.75 360 6.5 IL 80.00 11.75 360 7 IL 68.18 12.25 360 6.375 IL 80.00 11.625 360 6.125 IL 80.00 12.375 480 6.75 IL 80.00 12 360 6.625 IL 80.00 11.875 360 6 IL 80.00 11.25 360 6.125 IL 80.00 11.375 360 7 IL 80.00 12.25 360 6.25 IL 80.00 11.5 360 6.75 IL 80.00 12 360 6.75 IL 80.00 12 360 6.375 IL 80.00 11.625 360 6.625 IL 80.00 11.875 360 7.125 IL 80.00 12.375 360 5.375 IL 80.00
355 5.75 ADDISON 160000 2.25 N 0 GROUP II 355 6.75 NORTHLAKE 76000 2.25 N 0 GROUP II 357 7.25 BROADVIEW 129540 2.25 N 0 GROUP II 356 6.625 CHICAGO 152000 2.25 N 0 GROUP I 477 6.375 CHICAGO 153240 2.75 N 0 GROUP II 356 7 CHICAGO 212000 2.25 N 0 GROUP II 355 6.875 BRIDGEVIEW 186000 2.25 N 0 GROUP II 355 6.25 DES PLAINES 289880 2.25 N 0 GROUP II 355 6.375 CICERO 232000 2.25 N 0 GROUP II 355 7.25 CICERO 234400 2.25 N 0 GROUP II 357 6.5 BERWYN 198400 2.25 N 0 GROUP II 357 7 CARPENTERSVILLE 125600 2.25 N 0 GROUP II 355 7 CHICAGO 129600 2.25 N 0 GROUP II 355 6.625 CHICAGO 206400 2.25 N 0 GROUP II 356 6.875 CHICAGO 94760 2.25 N 0 GROUP II 356 7.375 PLAINFIELD 124800 2.25 Y 60 GROUP I 356 5.625 CHICAGO 299200
No MI 2 2 36 N 20351101 159156.74 933.71 0 0 0.25 60101 Single Family No MI 2 2 36 N 20351101 75669.15 492.93 0 0 0.25 60164 Condominium No MI 2 2 60 N 20351101 129235.01 883.69 0 0 0.25 60155 Single Family No MI 2 2 60 N 20360101 151459.13 973.27 0 0 0.25 60629 Single Family No MI 2 2 60 N 20351201 153030.54 883.54 0 0 0.25 60615 Condominium No MI 2 2 36 N 20460101 211298.8 1410.44 0 0 0.25 60636 2-4 Family No MI 2 2 60 N 20351201 185209.72 1221.88 0 0 0.25 60455 Single Family No MI 2 2 60 N 20351101 288490.35 1784.84 0 0 0.25 60016 Condominium No MI 2 2 60 N 20351101 230914.16 1447.37 0 0 0.25 60804 2-4 Family No MI 2 2 60 N 20351101 233474.62 1599.02 0 0 0.25 60804 2-4 Family No MI 2 2 60 N 20351101 197859.03 1254.02 0 0 0.25 60402 Single Family No MI 2 2 60 N 20360101 125289.37 835.61 0 0 0.25 60110 Single Family No MI 2 2 60 N 20360101 129061.81 862.23 0 0 0.25 60625 Condominium No MI 2 2 60 N 20351101 205479.39 1321.6 0 0 0.25 60629 Single Family No MI 2 2 60 N 20351101 94438.84 622.5 0 0 0.25 60615 Townhouse No MI 2 2 60 N 20351201 124705.04 766.4163917 0 0 0.25 60544 PUD No MI 2 2 60 N 20351201 297911.53 1722.36 0 0 0.25 60656 Single Family No MI
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 480
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
2.25 N GROUP I
20081201 No_PP G01
11.625 360 6.125 IL 80.00 12.375 360 5.875 IL 80.00 12.125 360 6.875 IL 80.00 12.125 360 5.375 VA 80.00 11.75 360 5.5 VA 80.00 11.875 360 5.625 VA 79.00 12 360 5.375 MD 74.30 11.75 360 5.5 NJ 56.63 11.875 360 5.375 GA 78.69 11.75 360 5.375 MD 80.00 11.75 360 5.625 VA 47.31 12 360 6.25 MD 79.41 12.625 360 6.875 PA 75.00 12.25 360 5.875 IN 94.37 12 360 6.125 NV 80.00 11.5 360 6.875 MD 80.00 12.25 360 7.125 NV 80.00 12.5
357 6.375 CHICAGO 206000 20060201 2.25 20090101 N 0 No_PP GROUP I G01 356 6.125 HARWOOD HEIGHTS 312000 20060101 2.25 20081201 Y 36 No_PP GROUP II G02 356 7.125 CHICAGO 169440 20060101 2.25 20101201 N 0 No_PP GROUP I G01 353 5.75 MANASSAS 416000 20051001 2.25 20120901 Y 84 Prepay GROUP II G03 352 5.875 DUMFRIES 464000 20050901 2.25 20100801 Y 60 Prepay GROUP I G01 356 6 CULPEPER 349472 20060101 2.25 20121201 Y 84 Prepay GROUP I G01 349 5.75 GAITHERSBURG 425000 20050601 2.25 20120501 Y 84 Prepay GROUP II G04 350 5.875 POINT PLEASANT BOROUGH 260500 20050701 2.25 20150601 Y 120 Prepay GROUP II G04 350 5.75 ACWORTH 480000 20050701 2.25 20150601 Y 120 Prepay GROUP I G01 351 5.75 ARNOLD 560000 20050801 2.25 20120701 Y 84 Prepay GROUP II G04 351 6 FAIRFAX STATION 431500 20050801 2.25 20150701 Y 120 Prepay GROUP II G04 355 6.625 SILVER SPRING 405000 20051201 2.25 20151101 Y 120 Prepay GROUP II G02 356 7.25 Northampton Township 296250 20060101 2.25 20101201 Y 120 No_PP GROUP I G01 258 6.25 COATESVILLE 82106 19971101 2.5 20070401 N 0 No_PP GROUP I G01 357 6.5 LAS VEGAS 211510 20060201 2.375 20080101 Y 120 No_PP GROUP II G02 358 7.25 ANNAPOLIS 175200 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 7.5 NORTH LAS VEGAS 239992 20060201 2.375 20080101
2 2 First Lien 36 N 20351201 ALT1 205424.57 1285.17 360 0 0 0.25 60653 2-4 Family No MI 2 2 First Lien 36 N 20360101 ALT1 312000 1592.5 360 0 0 0.25 60706 Single Family No MI 2 2 First Lien 36 N 20351201 ALT1 168893.2 1141.54 360 0 0 0.25 60647 Condominium No MI 2 2 First Lien 60 N 20351201 ALT1 416000 1993.333333 360 0 0 0.375 20110 Single Family No MI 100015000000000000 2 1 First Lien 84 N 20350901 CHEV 464000 2271.666667 360 0 0 0.375 22026 PUD No MI 100015000000000000 1.875 1 First Lien 60 N 20350801 CHEV 349184.7 1745.9235 360 0 0 0.375 22701 Single Family No MI 100015000000000000 1.875 1 First Lien 84 N 20351201 CHEV 424000 2031.666667 360 0 0 0.375 20878 PUD No MI 100015000000000000 1.875 1 First Lien 84 N 20350501 CHEV 258234.27 1264.271947 360 0 0 0.375 8742 2-4 Family No MI 100015000000000000 1.875 1 First Lien 120 N 20350601 CHEV 480000 2300 360 0 0 0.375 30101 PUD No MI 100015000000000000 1.875 1 First Lien 120 N 20350601 CHEV 560000 2683.333333 360 0 0 0.375 21012 PUD No MI 100015000000000000 1.875 1 First Lien 84 N 20350701 CHEV 431280.5 2156.4025 360 0 0 0.375 22039 PUD No MI 100015000000000000 1.875 1 First Lien 120 N 20350701 CHEV 405000 2235.9375 360 0 0 0.375 20901 Single Family No MI 100015000000000000 1.875 1 First Lien 120 N 20351101 CHEV 296250 1789.84375 360 0 0 0.375 18966 Single Family No MI 100076000000000000 2 1 First Lien 60 N 20351201 AFL2 69802.68 492.47 360 0 0 0.375 46121 Single Family Republic MIC 1.875 1 First Lien 102 N 20271001 CALA 211510 1145.679167 360 0 0 0.375 89129 Single Family No MI 2.125 1 First Lien 24 N 20360101 AFL2 175200 1058.5 360 0 0 0.375 21401 Single Family No MI 100213000000000000 2 1 First Lien 60 N 20360201 AFL2 239992 1499.95 360 0 0 0.375 89115 PUD No MI 1.875 1 First Lien
120 No_PP GROUP I G01 357 7.25 MENIFEE 326679 20060201 2.375 20080101 N 0 No_PP GROUP I G01 357 8.125 LEANDER 102800 20060201 2.25 20110101 N 0 Prepay GROUP II G01 358 7.375 Las Vegas 192500 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 6.375 Riverdale 114392 20060201 2.25 20090101 Y 120 No_PP GROUP I G01 357 6.5 Tucson 179400 20060201 2.375 20080101 Y 120 Prepay GROUP II G01 358 6.5 SPRING HILL 351920 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 357 8 REVERE 324000 20060201 2.25 20110101 N 0 No_PP GROUP II G02 357 6.875 FT WASHINGTON 343000 20060201 2.25 20110101 Y 120 No_PP GROUP II G03 359 7.375 Bowie 494400 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.25 Glendale 325000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 357 7.25 DISTRICT HEIGHTS 238800 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 358 7.75 Fremont 312000 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 7.5 FARMINGTON 228000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.5 CALEXICO 224000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 7.75 LAS VEGAS 160000 20060201 2.25 20110101 N 0 Prepay GROUP II G01 358 7.625 Randallstown 183750 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.5 Selbyville 375992 20060301 2.25 20110201 Y 120 No_PP
360 6.875 CA 80.00 13.25 360 7.75 TX 80.00 13.125 360 7 NV 70.00 12.375 360 6 GA 80.00 12.375 360 6.125 AZ 65.00 11.5 360 6.125 TN 80.00 11.5 360 7.625 MA 80.00 13 360 6.5 MD 68.94 11.875 360 7 MD 80.00 12.375 360 5.875 AZ 60.19 11.25 360 6.875 MD 80.00 12.25 360 7.375 CA 80.00 12.75 360 7.125 NM 80.00 12.5 360 7.125 CA 80.00 12.5 360 7.375 NV 80.00 12.75 360 7.25 MD 75.00 12.625 360 7.125 DE 80.00 13.5 360
24 N 20360101 AFL2 325909.85 2228.53 360 0 0 0.375 92584 Single Family No MI 100063000000000000 2 1 First Lien 24 N 20360101 AFL2 102596.89 763.29 360 0 0 0.375 78641 PUD No MI 100204000000000000 2 1 First Lien 60 N 20360101 AFL2 192500 1183.072917 360 0 0 0.375 89121 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 114392 607.7075 360 0 0 0.375 30296 Single Family No MI 100032000000000000 1.875 1 First Lien 36 N 20360101 AFL2 179400 971.75 360 0 0 0.375 85739 Single Family No MI 100101000000000000 1.875 1 First Lien 24 N 20360101 AFL2 351919.99 1906.233279 360 0 0 0.375 37174 Single Family No MI 100021000000000000 2 2 First Lien 60 N 20360201 AFL2 323343.44 2377.4 360 0 0 0.375 2151 2-4 Family No MI 100103000000000000 1.875 1 First Lien 60 N 20360101 AFL2 343000 1965.104167 360 0 0 0.375 20744 Single Family No MI 100028000000000000 1.875 1 First Lien 60 N 20360101 AFL2 494400 3038.5 360 0 0 0.375 20720 PUD No MI 010026400000000000 1.875 1 First Lien 60 N 20360301 AFL2 325000 1692.708333 360 0 0 0.375 85305 PUD No MI 100200000000000000 1.875 1 First Lien 60 N 20360301 AFL2 238800 1442.75 360 0 0 0.375 20747 Single Family No MI 100031000000000000 1.875 1 First Lien 60 N 20360101 AFL2 312000 2015 360 0 0 0.375 94536 Condominium No MI 100172000000000000 1.875 1 First Lien 60 N 20360201 AFL2 228000 1425 360 0 0 0.375 87402 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 224000 1400 360 0 0 0.375 92231 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 159659.03 1146.26 360 0 0 0.375 89104 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360101 AFL2 183750 1167.578125 360 0 0 0.375 21133 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 375992 2349.95 360 0 0 0.375 19975 PUD No MI 100289000000000000 1.875 2 First Lien 60 N 20360201 AFL2
GROUP II G02 358 7.625 Baltimore 256000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.875 Anaheim 225000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 357 7.5 NORCROSS 261600 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 357 7.625 Colorado Springs 122400 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 6.625 LAS VEGAS 223920 20060201 2.375 20080101 Y 120 No_PP GROUP I G01 358 8 Gaithersburg 238500 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 7.375 WESTWOOD 845000 20060301 2.25 20110201 N 0 No_PP GROUP I G01 357 6.25 LAS VEGAS 343992 20060201 2.375 20080101 Y 120 No_PP GROUP I G01 358 8.125 LYNCHBURG 43550 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 7.25 Chicago 81250 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 7.875 Chicago 178750 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 357 7.375 Lawrenceville 168677 20060201 2.25 20110101 Y 60 No_PP GROUP II G03 357 7.375 Elk Grove 488000 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 357 7.5 BAKERSFIELD 96000 20060201 2.25 20110101 N 0 Prepay GROUP II G03 357 7.375 Bristow 491132 20060201 2.25 20110101 Y 120 No_PP GROUP II G04 356 6.5 Suwanee 184933 20060101 2.25 20151201 Y 120 No_PP GROUP I G01 357 8.5 Dillon 153600 20060201 2.375 20080101 N 0 No_PP GROUP I G01
7.25 MD 80.00 13.625 360 6.5 CA 38.79 11.875 360 7.125 GA 79.88 12.5 360 7.25 CO 80.00 12.625 360 6.25 NV 79.97 11.625 360 7.625 MD 90.00 13 360 7 MA 65.00 12.375 360 5.875 NV 80.00 11.25 360 7.75 VA 65.00 13.125 360 6.875 IL 65.00 12.25 360 7.5 IL 65.00 12.875 360 7 GA 80.00 12.375 360 7 CA 80.00 12.375 360 7.125 CA 80.00 12.5 360 7 VA 80.00 12.375 360 6.125 GA 80.00 11.5 360 8.125 CO 80.00 13.5 360
1626.666667 360 0 0.375 21217 2-4 Family No MI 100289000000000000 1.875 2 First Lien 60 N 20360201 AFL2 225000 1289.0625 360 0 0 0.375 92805 Single Family No MI 100196000000000000 1.875 1 First Lien 60 N 20360201 AFL2 261600 1635 360 0 0 0.375 30093 2-4 Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360101 AFL2 122400 777.75 360 0 0 0.375 80906 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360101 AFL2 223920 1236.225 360 0 0 0.375 89123 PUD No MI 100063000000000000 1.875 1 First Lien 24 N 20360101 AFL2 238348.82 1588.992133 360 0 0 0.375 20879 PUD United Guaranty 100102000000000000 2 1 First Lien 60 N 20360201 AFL2 843710.09 5836.21 360 0 0 0.375 2090 Single Family No MI 1.875 1 First Lien 60 N 20360201 AFL2 343992 1791.625 360 0 0 0.375 89120 Single Family No MI 1.875 1 First Lien 24 N 20360101 AFL2 43492.83 323.36 360 0 0 0.375 24504 2-4 Family No MI 100425000000000000 2 1 First Lien 60 N 20360201 AFL2 81250 490.8854167 360 0 0 0.375 60621 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360201 AFL2 178437.39 1170.995372 360 0 0 0.375 60624 2-4 Family No MI 000100425000000000 1.875 1 First Lien 60 N 20360201 AFL2 168676.99 1036.660668 360 0 0 0.375 30045 PUD No MI 100021000000000000 1.875 1 First Lien 60 N 20360101 AFL2 488000 2999.166667 360 0 0 0.375 95757 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360101 AFL2 95784.91 671.25 360 0 0 0.375 93306 Single Family No MI 100245000000000000 1.875 1 First Lien 60 N 20360101 AFL2 491131.99 3018.415355 360 0 0 0.375 20136 PUD No MI 100218000000000000 1.875 1 First Lien 60 N 20360101 AFL2 184636.56 1000.1147 360 0 0 0.375 30024 PUD No MI 100032000000000000 1.875 1 First Lien 120 N 20351201 AFL2 153318.87 1181.05 360 0 0 0.375 80435 Condominium No MI 100266000000000000 2 1 First Lien 24 N 20360101 AFL2 173345.29 1119.521665 360 0
256000
357 7.75 ODENTON 173500 2.25 Y 120 GROUP I 357 7.875 Covington 113500 2.25 Y 120 GROUP II 357 7.625 MARICOPA 158050 2.25 Y 120 GROUP II 357 5.875 SANFORD 136844 2.25 Y 120 GROUP I 357 7.75 BAKERSFIELD 340000 2.25 Y 60 GROUP I 358 8 Las Vegas 185057 2.25 Y 120 GROUP II 358 7.25 Grand Terrace 256000 2.25 Y 120 GROUP I 357 8 BONITA SPRINGS 255520 2.25 Y 120 GROUP II 357 6.5 LAKE ELSINORE 447024 2.25 Y 120 GROUP II 356 6.625 Phoenix 167150 2.25 Y 120 GROUP II 357 6.875 LAS VEGAS 230750 2.25 Y 120 GROUP II 360 6.25 ROMOLAND 322613 2.25 Y 120 GROUP II 360 7 HENDERSON 293832 2.25 Y 120 GROUP II 360 8.375 ATLANTA 80000 2.25 Y 120 GROUP I 360 7.875 Remington 394050 2.25 Y 120 GROUP I 359 8.125 Lumberton 218050 2.25 Y 120 GROUP II 359 6.5 HENDERSON 271992 2.25 Y 120 GROUP II 360
7.375 MD 20060201 20110101 No_PP G01 20060201 20110101 Prepay G02 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 Prepay G01 20060301 20110201 No_PP G02 20060301 20090201 No_PP G01 20060201 20110101 No_PP G03 20060201 20110101 No_PP G01 20060101 20101201 Prepay G01 20060201 20110101 No_PP G02 20060501 20110401 No_PP G02 20060501 20110401 No_PP G02 20060501 20110401 Prepay G01 20060501 20110401 No_PP G01 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 79.99 12.75 360 7.5 GA 79.99 12.875 360 7.25 AZ 80.00 12.625 360 5.5 FL 65.00 10.875 360 7.375 CA 80.00 12.75 360 7.625 NV 80.00 13 360 6.875 CA 77.58 13.25 360 7.625 FL 80.00 13 360 6.125 CA 80.00 11.5 360 6.25 AZ 80.00 12.625 360 6.5 NV 79.99 11.875 360 5.875 CA 80.00 11.25 360 6.625 NV 80.00 12 360 8 GA 80.00 13.375 360 7.5 VA 80.00 12.875 360 7.75 NJ 79.99 13.125 360 6.125 NV 80.00 11.5 360 6.875
0 21113 No MI 2 60 113500
0.375 Condominium 100028000000000000 First Lien N 20360101 AFL2 744.84375 360 0.375 Single Family 100022000000000000 1 First Lien N 20360101 AFL2 1004.276042 360 0.375 PUD 100057000000000000 1 First Lien N 20360101 AFL2 652.9156771 360 0.375 PUD 100057000000000000 1 First Lien N 20360101 AFL2 2195.833333 360 0.375 Single Family 100183000000000000 1 First Lien N 20360101 AFL2 1233.713333 360 0.375 Condominium 100195000000000000 1 First Lien N 20360201 AFL2 1546.666667 360 0.375 Single Family 100080000000000000 1 First Lien N 20360201 AFL2 1703.466667 360 0.375 PUD 100057000000000000 1 First Lien N 20360101 AFL2 2421.376533 360 0.375 PUD 100057000000000000 1 First Lien N 20360101 AFL2 922.8072917 360 0.375 Single Family 100039000000000000 2 First Lien N 20351201 AFL2 1322.005208 360 0.375 Condominium 100177000000000000 1 First Lien N 20360101 AFL2 1680.276042 360 0.375 PUD 100063000000000000 1 First Lien N 20360401 AFL2 1714.02 360 0.375 Single Family 100063000000000000 1 First Lien N 20360401 AFL2 558.3333333 360 0.375 Single Family 100185000000000000 1 First Lien N 20360401 AFL2 2585.953125 360 0.375 Single Family 100028000000000000 1 First Lien N 20360401 AFL2 1476.380208 360 0.375 Townhouse 100028000000000000 1 First Lien N 20360301 AFL2 1473.29 360 0.375 Single Family 100063000000000000 1 First Lien N 20360301 AFL2 1027.083333 360 0.375 1 N
0 30014 No MI 1.875 60 158050 0 0 85239 No MI 1.875 60 133361.5 0 0 32771 No MI 1.875 60 340000 0 0 93311 No MI 1.875 60 185057 0 0 89109 No MI 1.875 60 256000 0 0 92313 No MI 2 36 255520 0 0 34135 No MI 1.875 60 447023.36 0 0 92532 No MI 1.875 60 167150 0 0 85032 No MI 1.875 60 230750 0 0 89129 No MI 1.875 60 322613 0 0 92585 No MI 1.875 60 293832 0 0 89052 No MI 1.875 60 80000 0 0 30318 No MI 1.875 60 394050 0 0 22734 No MI 1.875 60 218050 0 0 8048 No MI 1.875 60 271992 0 0 89074 No MI 1.875 60 170000 0 0
7.25 WOODLAND 170000 2.25 Y 120 GROUP II 360 6.875 LATHROP 375990 2.25 N 0 GROUP II 359 6.875 ORANGE PARK 257122 2.25 Y 120 GROUP II 360 6.875 LATHROP 399071 2.25 Y 120 GROUP II 359 6.375 Cave Creek 235300 2.25 Y 120 GROUP II 359 7.125 Laveen 228459 2.25 Y 120 GROUP II 359 6.75 Naples 186570 2.25 Y 120 GROUP II 360 7 LAS VEGAS 217592 2.25 Y 120 GROUP II 360 7 SURPRISE 244192 2.25 Y 120 GROUP II 359 6.5 Miami 109600 2.25 Y 120 GROUP II 359 6.875 Tacoma 298000 2.75 Y 120 GROUP II 359 6.75 Hutto 124372 2.75 Y 120 GROUP II 359 6.75 Hollywood 150400 2.75 Y 120 GROUP II 359 6.5 Bothell 163992 2.75 Y 120 GROUP I 353 6.625 BRADFORD 116000 2.5 Y 120 GROUP I 359 7.75 NEW MILFORD 456000 2.25 Y 60 GROUP I 359 7.75 Portage 265600 2.25 Y 120 GROUP II 359 7.625 Glendale
WA 20060501 20110401 Prepay G02 20060501 20110401 No_PP G02 20060401 20110301 No_PP G02 20060501 20110401 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 Prepay G02 20060501 20110401 No_PP G02 20060501 20110401 No_PP G02 20060401 20110301 Prepay G02 20060401 20110301 No_PP G02 20060401 20110301 Prepay G02 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20051001 20070901 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 80.00 12.25 360 6.5 CA 80.00 11.875 360 6.5 FL 80.00 11.875 360 6.5 CA 80.00 11.875 360 6 AZ 65.00 12.375 360 6.75 AZ 80.00 13.125 360 6.375 FL 60.00 12.75 360 6.625 NV 80.00 12 360 6.625 AZ 80.00 12 360 6.125 FL 80.00 12.5 360 6.5 WA 80.00 12.875 360 6.375 TX 80.00 12.75 360 6.375 FL 80.00 12.75 360 6.125 WA 80.00 12.5 360 6.25 VT 80.00 11.625 360 7.375 CT 76.64 12.75 360 7.375 WI 79.28 12.75 360 7.25 AZ 0
98674 No MI 1.875 60 375990 0 95330 No MI 1.875 60 257122 0 0 32065 No MI 1.875 60 399071 0 0 95330 No MI 1.875 60 235300 0 0 85331 No MI 1.875 60 228459 0 0 85339 No MI 1.875 60 186570 0 0 34120 No MI 1.875 60 217592 0 0 89156 No MI 1.875 60 244192 0 0 85379 No MI 1.875 60 109600 0 0 33135 No MI 1.875 60 298000 0 0 98422 No MI 1.875 60 124372 0 0 78634 No MI 2.375 60 150400 0 0 33023 No MI 2.375 60 163992 0 0 98012 No MI 2.375 60 115999.9 0 0 5033 No MI 2.375 24 456000 0 0 6776 No MI 4.375 60 265600 0 0 53901 No MI 1.875 60 285000 0 0 85310
PUD 100183000000000000 First Lien N 20360401 AFL2 2469.99 360 0.375 Single Family 100063000000000000 1 First Lien N 20360401 AFL2 1473.094792 360 0.375 PUD 100063000000000000 1 First Lien N 20360301 AFL2 2286.344271 360 0.375 Single Family 100063000000000000 1 First Lien N 20360401 AFL2 1250.03125 360 0.375 PUD 100016000000000000 2 First Lien N 20360301 AFL2 1356.475313 360 0.375 PUD 100016000000000000 2 First Lien N 20360301 AFL2 1049.45625 360 0.375 Condominium 100016000000000000 2 First Lien N 20360301 AFL2 1269.286667 360 0.375 Single Family 100063000000000000 1 First Lien N 20360401 AFL2 1424.453333 360 0.375 Single Family 100063000000000000 1 First Lien N 20360401 AFL2 593.6666667 360 0.375 Condominium 100016000000000000 2 First Lien N 20360301 AFL2 1707.291667 360 0.375 Single Family 100016000000000000 2 First Lien N 20360301 AFL2 699.5925 360 0.375 PUD 100016000000000000 2 First Lien N 20360301 AFL2 846 360 0.375 Single Family 100016000000000000 2 First Lien N 20360301 AFL2 888.29 360 0.375 Condominium 100016000000000000 2 First Lien N 20360301 AFL2 640.4161146 360 0.375 Single Family 100070000000000000 1 First Lien N 20350901 ALT1 2945 360 0.375 2-4 Family 100061000000000000 1 First Lien N 20360301 AFL2 1715.333333 360 0.375 Single Family 100091000000000000 1 First Lien N 20360301 AFL2 1810.9375 360 0.375 PUD 1 N
285000 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 358 7.125 Citrus Heights 236000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 353 6 Aurora 140000 20051001 2.25 20100901 Y 120 No_PP GROUP II G01 359 7.375 PEORIA 174400 20060401 2.25 20110301 Y 120 Prepay GROUP II G04 352 5.625 (VENICE AREA) L 933000 20050901 3.25 20150801 Y 120 Prepay GROUP II G04 351 5.75 LOS ANGELES 940800 20050801 3.25 20150701 Y 120 No_PP GROUP II G01 358 6.375 Mandeville 287000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.5 Naples 238500 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.5 Oldsmar 292000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.625 Largo 112000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.5 Springfield 97600 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7.125 QUEEN CREEK 219284 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 8.125 BEALETON 493392 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 7.5 Boston 507000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 6.625 Asheville 74400 20060301 2.25 20130201 Y 120 Prepay GROUP I G01 359 7.875 Laurel 300000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.375 Compton 259000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 359 7.375 Spring 112450 20060401
75.00 12.625 360 6.75 CA 80.00 13.125 360 5.625 CO 80.00 11 360 7 AZ 80.00 12.375 360 5.25 CA 51.83 11.625 360 5.375 CA 80.00 11.75 360 6 LA 70.00 11.375 360 7.125 FL 90.00 12.5 360 7.125 FL 80.00 12.5 360 7.25 FL 80.00 12.625 360 7.125 TN 80.00 12.5 360 6.75 AZ 80.00 12.125 360 7.75 VA 80.00 13.125 360 7.125 MA 65.00 13.5 360 6.25 NC 80.00 11.625 360 7.5 MD 80.00 12.875 360 7 CA 70.00 13.375 360 7 TX 80.00
No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 236000 1401.25 360 0 0 0.375 95621 Condominium No MI 100016000000000000 1.875 2 First Lien 60 N 20360201 AFL2 140000 700 360 0 0 0.375 80013 PUD No MI 100116000000000000 1.875 1 First Lien 60 N 20350901 AFL2 174400 1071.833333 360 0 0 0.375 85345 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 931743.94 4367.549719 360 0 0 0.375 90291 Condominium No MI 100142000000000000 1.875 1 First Lien 120 N 20350801 ALT1 940800 4508 360 0 0 0.375 90066 Single Family No MI 100142000000000000 2.875 1 First Lien 120 N 20350701 ALT1 287000 1524.6875 360 0 0 0.375 70471 PUD No MI 1.875 1 First Lien 60 N 20360201 AFL2 238500 1490.625 360 0 0 0.375 34114 Condominium Republic MIC 1.875 1 First Lien 60 N 20360201 AFL2 292000 1825 360 0 0 0.375 34677 Single Family No MI 1.875 1 First Lien 60 N 20360201 AFL2 112000 711.6666667 360 0 0 0.375 33770 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 97600 610 360 0 0 0.375 37172 Single Family No MI 1.875 1 First Lien 60 N 20360201 AFL2 219284 1301.99875 360 0 0 0.375 85242 PUD No MI 100071000000000000 1.875 1 First Lien 60 N 20360301 AFL2 493391.99 3340.674932 360 0 0 0.375 22712 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360201 AFL2 507000 3168.75 360 0 0 0.375 2120 2-4 Family No MI 100095000000000000 1.875 2 First Lien 60 N 20360301 AFL2 74400 410.75 360 0 0 0.375 28804 Single Family No MI 100022000000000000 1.875 1 First Lien 84 N 20360201 AFL2 300000 1968.75 360 0 0 0.375 20708 Single Family No MI 100233000000000000 1.875 1 First Lien 60 N 20360301 AFL2 259000 1591.770833 360 0 0 0.375 90221 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 112450 691.0989583 360 0 0 0.375 77388 PUD No MI 100425000000000000
2.25 Y
120 GROUP II
20110301 No_PP G02 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20050901 20100801 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G02 20060401 20110301 Prepay G02 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060301 20080201 No_PP G01 20060401 20110301 No_PP G02 20060301 20110201 No_PP G01 20060401 20110301
12.375 360 7.125 AZ 80.00 12.5 360 7.875 GA 80.00 13.25 360 7.125 FL 80.00 12.5 360 6.875 MD 80.00 12.25 360 6.75 MD 80.00 12.125 360 7.375 FL 80.00 12.75 360 7.25 CA 75.00 12.625 360 6.375 GA 65.00 12.75 360 6.5 CA 80.00 11.875 360 7.75 WA 80.00 13.125 360 7.875 IA 80.00 13.25 360 6.875 IL 65.00 12.25 360 7.5 HI 80.00 13.875 360 7.875 VA 79.99 14.25 360 7.875 VA 80.00 13.25 360 6 FL 94.98 11.375 360 7 TX 80.00 12.375 0
1.875 60 184000 0 85302 No MI 1.875
1 N 20360301 1150 0.375 Single Family 1
First Lien AFL2 360
359 7.5 Glendale 184000 2.25 Y 120 GROUP I 358 8.25 STONE MOUNTAIN 114400 2.25 Y 120 GROUP II 358 7.5 West Palm Beach 144800 2.25 Y 60 GROUP II 358 7.25 Upper Marlboro 225650 2.25 Y 60 GROUP II 352 7.125 BALTIMORE 42000 2.25 Y 120 GROUP I 359 7.75 ORLANDO 236760 2.25 Y 120 GROUP II 359 7.625 Riverbank 206250 2.25 Y 60 GROUP II 358 6.75 Atlanta 204750 2.25 Y 120 GROUP II 359 6.875 Barstow 112000 2.25 Y 120 GROUP II 359 8.125 Graham 260000 2.25 Y 60 GROUP I 359 8.25 DAVENPORT 85600 2.25 N 0 GROUP II 359 7.25 Wonder Lake 94250 2.25 Y 60 GROUP I 358 7.875 Kapolei 492000 2.25 Y 120 GROUP I 358 8.25 Leesburg 596900 2.25 Y 120 GROUP I 359 8.25 Midlothian 308000 2.25 Y 120 GROUP II 358 6.375 Stuart 194050 2.25 Y 120 GROUP II 359 7.375 AUSTIN 277654 2.25
100200000000000000 First Lien 60 N 20360301 AFL2 114400 786.5 360 0 0 0.375 30083 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 144800 905 360 0 0 0.375 33415 Single Family No MI 100307000000000000 1.875 1 First Lien 60 N 20360201 AFL2 225650 1363.302083 360 0 0 0.375 20774 PUD No MI 100230000000000000 1.875 1 First Lien 60 N 20360201 AFL2 41989.55 249.3129531 360 0 0 0.375 21217 Townhouse No MI 100128000000000000 1.875 1 First Lien 60 N 20350801 AFL2 236760 1529.075 360 0 0 0.375 32835 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 206250 1310.546875 360 0 0 0.375 95367 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 204750 1151.71875 360 0 0 0.375 30311 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 112000 641.6666667 360 0 0 0.375 92311 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 AFL2 260000 1760.416667 360 0 0 0.375 98338 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 85545.42 643.08 360 0 0 0.375 52804 Single Family No MI 100404000000000000 1.875 1 First Lien 60 N 20360301 AFL2 94250 569.4270833 360 0 0 0.375 60097 PUD No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 492000 3228.75 360 0 0 0.375 96707 Condominium No MI 100016000000000000 1.875 2 First Lien 60 N 20360201 AFL2 596900 4103.6875 360 0 0 0.375 20176 PUD No MI 010001500000000000 1.875 1 First Lien 24 N 20360201 AFL2 308000 2117.5 360 0 0 0.375 23112 PUD No MI 100266000000000000 1.875 1 First Lien 60 N 20360301 AFL2 194050 1030.890625 360 0 0 0.375 34997 Townhouse Radian Guaranty 100016000000000000 1.875 1 First Lien 60 N 20360201 AFL2 277654 1706.415208 360 0 0 0.375 78732 PUD No MI 100199000000000000 1.875 1 First Lien
120 Prepay GROUP II G02 359 7.375 Santa Ana 650000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.125 JERSEY CITY 400000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7 VALRICO 254240 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 8.25 GOODYEAR 163941 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.25 CENTERVILLE 151920 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 358 6.875 MESA 181200 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 8 Vacaville 975000 20060401 2.25 20090301 Y 120 Prepay GROUP II G01 359 6.875 Baldwin Park 269750 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.5 Palm Coast 207920 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.5 KATY 102841 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.125 HOUSTON 88000 20060401 2.25 20110301 N 0 Prepay GROUP II G02 360 5.875 HIGHLANDS RANCH 226318 20060501 2.25 20110401 Y 120 No_PP GROUP II G01 359 6.375 Jackson Center 144000 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 359 7.625 Riverdale 171000 20060401 2.25 20110301 Y 60 Prepay GROUP II G03 359 7.5 Indian Head 490950 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.5 NORTH LAS VEGAS 146400 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 359 7 ANTHEM 298696 20060401 2.25 20110301 Y 120 No_PP
360 7 CA 77.38 12.375 360 7.75 NJ 80.00 13.125 360 6.625 FL 80.00 12 360 7.875 AZ 80.00 13.25 360 7.875 FL 80.00 13.25 360 6.5 AZ 80.00 11.875 360 7.625 CA 75.00 14 360 6.5 CA 65.00 11.875 360 7.125 FL 80.00 12.5 360 7.125 TX 80.00 12.5 360 7.75 TX 80.00 13.125 360 5.5 CO 76.38 10.875 360 6 OH 80.00 11.375 360 7.25 GA 75.00 12.625 360 7.125 MD 80.00 12.5 360 7.125 NV 80.00 12.5 360 6.625 AZ 80.00 12 360
N 20360301 AFL2 3994.791667 360 0 0.375 92705 2-4 Family No MI 100195000000000000 1.875 1 First Lien 60 N 20360301 AFL2 400000 2708.333333 360 0 0 0.375 7302 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 254240 1483.066667 360 0 0 0.375 33594 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 163941 1127.094375 360 0 0 0.375 85338 PUD No MI 100293000000000000 1.875 1 First Lien 60 N 20360301 AFL2 151920 1044.45 360 0 0 0.375 32317 PUD No MI 100113000000000000 1.875 1 First Lien 60 N 20360301 AFL2 181200 1038.125 360 0 0 0.375 85208 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 975000 6500 360 0 0 0.375 95688 PUD No MI 100172000000000000 1.875 1 First Lien 36 N 20360301 AFL2 269750 1545.442708 360 0 0 0.375 91706 Single Family No MI 100231000000000000 1.875 1 First Lien 60 N 20360301 AFL2 207920 1299.5 360 0 0 0.375 32164 PUD No MI 100293000000000000 1.875 1 First Lien 60 N 20360301 AFL2 102841 642.75625 360 0 0 0.375 77449 PUD No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 87942.43 653.4 360 0 0 0.375 77087 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 226318 1108.015208 360 0 0 0.375 80129 PUD No MI 100047000000000000 1.875 1 First Lien 60 N 20360401 AFL2 144000 765 360 0 0 0.375 45334 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 171000 1086.5625 360 0 0 0.375 30274 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 490950 3068.4375 360 0 0 0.375 20640 Single Family No MI 100031000000000000 1.875 1 First Lien 60 N 20360301 AFL2 146400 915 360 0 0 0.375 89030 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 298696 1742.393333 360 0 0 0.375 85086 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 0
60 650000
GROUP I G01 359 8.125 Detroit 56250 20060401 2.75 20110301 N 0 Prepay GROUP I G01 359 7.125 Myrtle Beach 316000 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 7.75 Chico 198880 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.375 Fairburn 145600 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.25 HOBE SOUND 336000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.5 Tucson 243920 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 358 6.875 Boston 1400000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 357 6.625 LAS VEGAS 323686 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358 7.375 AUGUSTA 54320 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 7.375 AUGUSTA 60720 20060301 2.25 20110201 N 0 No_PP GROUP I G01 359 7.875 Harker Heights 154000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 357 7.75 ROMOLAND 331656 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 359 8 MOUNTAIN HOUSE 486240 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 357 6.75 MARANA 251000 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.125 MORENO VALLEY 381308 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358 7.5 Winston Salem 58400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 Covington 131512 20060301 2.25 20110201 Y 120 No_PP GROUP I G01
75.00 360
80.00 360
80.00 360
70.00 360
80.00 360
80.00 360
70.00 360
80.00 360
80.00 360
80.00 360
70.00 360
80.63 360
80.00 360
89.99 360
80.00 360
80.00 360
80.00 360
417.65 360 0 0.375 48235 Single Family No MI 100115000000000000 13.125 1.875 1 First Lien 60 N 20360301 AFL2 315747.29 2128.96 360 6.75 0 0 0.375 SC 29579 PUD No MI 100035000000000000 12.125 2.375 1 First Lien 60 N 20360301 AFL2 198880 1284.433333 360 7.375 0 0 0.375 CA 95973 Single Family No MI 100172000000000000 12.75 1.875 1 First Lien 60 N 20360301 AFL2 145600 773.5 360 6 0 0 0.375 GA 30213 PUD No MI 100173000000000000 11.375 1.875 1 First Lien 60 N 20360301 AFL2 336000 2310 360 7.875 0 0 0.375 FL 33455 PUD No MI 100196000000000000 13.25 1.875 1 First Lien 60 N 20360301 AFL2 243920 1524.5 360 7.125 0 0 0.375 AZ 85710 PUD No MI 100172000000000000 12.5 1.875 1 First Lien 60 N 20360301 AFL2 1389620.83 7961.369339 360 6.5 0 0 0.375 MA 2118 2-4 Family No MI 100034000000000000 12.875 1.875 2 First Lien 60 N 20360201 AFL2 323686 1787.016458 360 6.25 0 0 0.375 NV 89139 PUD No MI 100063000000000000 11.625 1.875 1 First Lien 60 N 20360101 AFL2 54237.09 375.17 360 7 0 0 0.375 GA 30906 Single Family No MI 100032000000000000 12.375 1.875 1 First Lien 60 N 20360201 AFL2 60627.31 419.38 360 7 0 0 0.375 GA 30906 Single Family No MI 100032000000000000 12.375 1.875 1 First Lien 60 N 20360201 AFL2 154000 1010.625 360 7.5 0 0 0.375 TX 76548 2-4 Family No MI 100061000000000000 12.875 1.875 1 First Lien 60 N 20360301 AFL2 328408 2120.968333 360 7.375 0 0 0.375 CA 92585 PUD No MI 100063000000000000 12.75 1.875 1 First Lien 60 N 20360101 AFL2 486240 3241.6 360 7.625 0 0 0.375 CA 95391 Single Family No MI 010057400000000000 13 1.875 1 First Lien 60 N 20360301 AFL2 251000 1411.875 360 6.375 0 0 0.375 AZ 85653 PUD Radian Guaranty 100063000000000000 11.75 1.875 1 First Lien 60 N 20360101 AFL2 381308 2264.01625 360 6.75 0 0 0.375 CA 92555 PUD No MI 100063000000000000 12.125 1.875 1 First Lien 60 N 20360101 AFL2 58400 365 360 7.125 0 0 0.375 NC 27107 Single Family No MI 12.5 1.875 1 First Lien 60 N 20360201 AFL2 131512 863.0475 360 7.5 0 0 0.375 GA 30016 PUD No MI 100032000000000000 12.875 1.875 1 First Lien 60 N 20360201 AFL2 113912 581.4258333 360 7.75 0 MI
56213.21
358 6.125 Riverdale 113912 2.25 Y 120 GROUP II 359 6.75 ALABASTER 158800 2.25 Y 60 GROUP II 359 6.625 Suprise 263500 2.25 Y 120 GROUP I 359 6 WOODBRIDGE 275000 2.25 Y 120 GROUP II 359 7.125 Spanish Fork 225600 2.25 Y 120 GROUP II 359 6.375 BIRMINGHAM 62000 2.25 Y 60 GROUP I 359 8.25 Richland Hills 96036 2.25 N 0 GROUP II 359 7 ALEXANDRIA 237650 2.25 Y 120 GROUP I 359 7.875 DEL RIO 168000 2.25 N 0 GROUP I 358 8.25 Saint Paul 103200 2.25 Y 120 GROUP II 359 7.25 Las Vegas 448000 2.25 Y 120 GROUP II 358 6.875 Summerville 171216 2.25 Y 120 GROUP I 359 7.75 Arlington 120000 2.25 Y 120 GROUP I 358 8.125 La Crosse 75200 2.25 N 0 GROUP II 359 7.625 Aurora 163600 2.25 Y 60 GROUP I 358 8.125 Saint Paul 100720 2.25 Y 120 GROUP I 358 7.875 Coon Rapids 228000 2.25 Y 120 GROUP I 359
5.75 GA 20060301 20090201 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060401 20090301 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G03 20060401 20110301 Prepay G02 20060301 20110201 No_PP G01 20060401 20110301 Prepay G01 20060301 20110201 No_PP G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 80.00 12.125 360 6.375 AL 80.00 11.75 360 6.25 AZ 77.84 11.625 360 5.625 VA 68.75 11 360 6.75 UT 80.00 12.125 360 6 AL 5.17 11.375 360 7.875 TX 89.75 13.25 360 6.625 VA 74.99 12 360 7.5 TX 80.00 12.875 360 7.875 MN 80.00 13.25 360 6.875 NV 80.00 12.25 360 6.5 SC 80.00 11.875 360 7.375 TX 75.00 12.75 360 7.75 WI 80.00 13.125 360 7.25 CO 74.99 12.625 360 7.75 MN 80.00 13.125 360 7.5 MN 80.00 12.875 360 7.875
0 0.375 30296 Single Family No MI 100032000000000000 1.875 1 First Lien 36 N 20360201 AFL2 158800 893.25 360 0 0 0.375 35007 Single Family No MI 100021000000000000 1.875 2 First Lien 60 N 20360301 AFL2 263500 1454.739583 360 0 0 0.375 85379 PUD No MI 1.875 1 First Lien 60 N 20360301 AFL2 275000 1375 360 0 0 0.375 22191 Single Family No MI 100128000000000000 1.875 1 First Lien 36 N 20360301 AFL2 225600 1339.5 360 0 0 0.375 84660 Single Family No MI 100010000000000000 1.875 1 First Lien 60 N 20360301 AFL2 61000 324.0625 360 0 0 0.375 35243 Single Family No MI 100021000000000000 1.875 2 First Lien 60 N 20360301 AFL2 95774.82 721.49 360 0 0 0.375 76103 Single Family Radian Guaranty 100061000000000000 1.875 1 First Lien 60 N 20360301 AFL2 237650 1386.291667 360 0 0 0.375 22304 Condominium No MI 100031000000000000 1.875 1 First Lien 60 N 20360301 AFL2 167884.38 1218.12 360 0 0 0.375 78840 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 103200 709.5 360 0 0 0.375 55107 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 447999.61 2706.66431 360 0 0 0.375 89119 Single Family No MI 010019400000000000 1.875 1 First Lien 60 N 20360301 AFL2 171216 980.925 360 0 0 0.375 29485 PUD No MI 100066000000000000 1.875 1 First Lien 60 N 20360201 AFL2 120000 775 360 0 0 0.375 76018 PUD No MI 100204000000000000 1.875 1 First Lien 60 N 20360301 AFL2 75101.28 558.36 360 0 0 0.375 54601 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 163600 1039.541667 360 0 0 0.375 80013 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 100720 681.9583333 360 0 0 0.375 55117 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 228000 1496.25 360 0 0 0.375 55448 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 238960 1642.85 360 0 0 0.375
8.25 Austin 238960 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.25 SAINT PAUL 112800 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 EAST POINT 98350 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.875 Florence 215066 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.125 Orlando 159200 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 7.875 Dallas 133000 20060401 2.25 20110301 N 0 No_PP GROUP II G01 359 7.125 Denver 126656 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.625 HENDERSON 247576 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 360 8.25 oak grove 59300 20060501 2.25 20110401 Y 120 No_PP GROUP II G01 359 7.375 Blue Springs 68250 20060401 2.25 20110301 N 0 No_PP GROUP II G02 359 7.25 Elizabeth 420000 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 358 6.875 Roswell 138600 20060301 2.25 20090201 Y 120 No_PP GROUP II G01 359 7.625 Port Orchard 138750 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.625 Selbyville 286135 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6.875 Phoenix 199500 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.75 North Las Vegas 164800 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.25 Coral Springs 333750 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7 North Las Vegas
TX 80.00 13.25 360 7.875 MN 80.00 13.25 360 7.375 GA 70.00 12.75 360 6.5 AZ 80.00 11.875 360 7.75 FL 80.00 13.125 360 7.5 TX 70.00 12.875 360 6.75 CO 74.07 12.125 360 6.25 NV 80.00 11.625 360 7.875 KY 79.70 13.25 360 7 MO 65.00 12.375 360 6.875 NJ 80.00 12.25 360 6.5 GA 80.00 12.875 360 7.25 WA 75.00 12.625 360 7.25 DE 80.00 12.625 360 6.5 AZ 63.33 11.875 360 6.375 NV 80.00 11.75 360 7.875 FL 75.00 13.25 360 6.625 NV
78739 PUD No MI 100266000000000000 1.875 1 First Lien 60 N 20360301 AFL2 112800 775.5 360 0 0 0.375 55117 PUD No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 98350 635.1770833 360 0 0 0.375 30344 Single Family No MI 100264000000000000 1.875 1 First Lien 60 N 20360301 AFL2 215066 1232.148958 360 0 0 0.375 85232 PUD No MI 100071000000000000 1.875 1 First Lien 60 N 20360301 AFL2 159200 1077.916667 360 0 0 0.375 32824 PUD No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 132908.47 964.34 360 0 0 0.375 75230 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 126656 752.02 360 0 0 0.375 80207 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 247576 1366.825833 360 0 0 0.375 89044 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 59300 407.6875 360 0 0 0.375 42262 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360401 AFL2 68198.06 471.39 360 0 0 0.375 64015 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 420000 2537.5 360 0 0 0.375 7206 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 138600 794.0625 360 0 0 0.375 30076 Single Family No MI 100099000000000000 1.875 1 First Lien 36 N 20360201 AFL2 138750 881.640625 360 0 0 0.375 98366 Single Family No MI 100114000000000000 1.875 1 First Lien 60 N 20360301 AFL2 286135 1818.149479 360 0 0 0.375 19975 PUD No MI 100039000000000000 1.875 1 First Lien 60 N 20360301 AFL2 199500 1142.96875 360 0 0 0.375 85027 Single Family No MI 010019500000000000 1.875 1 First Lien 60 N 20360301 AFL2 164800 927 360 0 0 0.375 89030 Single Family No MI 100195000000000000 1.875 1 First Lien 60 N 20360301 AFL2 333750 2294.53125 360 0 0 0.375 33065 Townhouse No MI 100238000000000000 1.875 1 First Lien 60 N 20360301 AFL2 239910 1399.475 360 0 0 0.375 89032 PUD
239910 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 359 6.5 PHOENIX 500000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 8.25 Memphis 73600 20060301 2.25 20110201 N 0 Prepay GROUP II G02 355 6.125 CORONA 187900 20051201 2.25 20101101 Y 120 No_PP GROUP I G01 359 7.75 LEOMINSTER 168000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 356 6.375 SAN DIEGO 279600 20060101 2.25 20101201 Y 120 Prepay GROUP II G02 355 6.375 HENDERSON 256000 20051201 2.25 20101101 Y 120 Prepay GROUP II G03 359 7.125 Bell Canyon 1025000 20060401 2.25 20110301 Y 60 Prepay GROUP II G02 357 6.5 TOLLESON 174250 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 7.875 Atlanta 276000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 359 8.25 East Orange 228000 20060401 2.25 20110301 N 0 No_PP GROUP I G01 358 8.25 Glenn Heights 100000 20060301 2.25 20110201 N 0 No_PP GROUP I G01 359 8 Las Vegas 204000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.875 JEFFERSONVILLE 300000 20060401 2.25 20110301 Y 60 No_PP GROUP II G02 355 6.625 Trenton 146400 20051201 2.25 20101101 Y 120 No_PP GROUP II G03 358 6.875 RANCHO CUCAMONGA 560000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 7.25 Longwood 240000 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 7.875 HOUSTON 101192 20060401
80.00 12 360 6.125 AZ 68.59 11.5 360 7.875 TN 80.00 13.25 360 5.75 CA 79.99 12.125 360 7.375 MA 70.00 12.75 360 6 CA 80.00 12.375 360 6 NV 80.00 12.375 360 6.75 CA 74.55 12.125 360 6.125 AZ 79.99 11.5 360 7.5 GA 80.00 12.875 360 7.875 NJ 80.00 13.25 360 7.875 TX 80.00 13.25 360 7.625 NV 80.00 13 360 6.5 IN 80.00 11.875 360 6.25 NJ 80.00 11.625 360 6.5 CA 80.00 11.875 360 6.875 FL 75.00 12.25 360 7.5 TX 80.00
No MI 100096000000000000 1.875 1 First Lien 60 N 20360301 AFL2 500000 2708.333333 360 0 0 0.375 85086 Single Family No MI 100071000000000000 1.875 1 First Lien 60 N 20360301 AFL2 73505.82 552.93 360 0 0 0.375 38105 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 187900 959.0729167 360 0 0 0.375 92882 Condominium No MI 1.875 2 First Lien 60 N 20351101 AFL2 168000 1085 360 0 0 0.375 1453 Single Family No MI 100103000000000000 1.875 1 First Lien 60 N 20360301 AFL2 279600 1485.375 360 0 0 0.375 92139 Condominium No MI 100432000000000000 1.875 2 First Lien 60 N 20351201 AFL2 256000 1360 360 0 0 0.375 89074 PUD No MI 100432000000000000 1.875 2 First Lien 60 N 20351101 AFL2 1025000 6085.9375 360 0 0 0.375 91307 PUD No MI 100034000000000000 1.875 1 First Lien 60 N 20360301 AFL2 174250 943.8541667 360 0 0 0.375 85353 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 276000 1811.25 360 0 0 0.375 30318 Single Family No MI 1000321-0000062967 1.875 1 First Lien 60 N 20360101 AFL2 227854.61 1712.89 360 0 0 0.375 7017 2-4 Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 99872.02 751.27 360 0 0 0.375 75154 Single Family No MI 100229000000000000 1.875 1 First Lien 60 N 20360201 AFL2 204000 1360 360 0 0 0.375 89102 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 300000 1718.75 360 0 0 0.375 47130 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360301 AFL2 146400 808.25 360 0 0 0.375 8611 2-4 Family No MI 100070000000000000 1.875 1 First Lien 60 N 20351101 AFL2 560000 3208.333333 360 0 0 0.375 91730 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 239812.77 1637.23 360 0 0 0.375 32750 Single Family No MI 010035000000000000 1.875 1 First Lien 60 N 20360301 AFL2 101122.36 733.71 360 0 0 0.375 77082 PUD No MI 100199000000000000
2.25 N GROUP I
20110301 Prepay G01
12.875 360 7.75 MD 78.41 13.125 360 7.625 TX 80.00 13 360 6.5 FL 79.99 11.875 360 7.5 AZ 80.00 12.875 360 7.25 NV 80.00 12.625 360 6.25 NJ 80.00 12.625 360 7.75 FL 80.00 13.125 360 6.625 CO 80.00 12 360 7.75 NJ 75.00 13.125 360 7.375 NV 80.00 12.75 360 6.5 GA 80.00 11.875 360 7.625 CT 75.00 13 360 6.75 FL 71.94 13.125 360 6 MD 59.30 11.375 360 7.25 NM 70.00 12.625 360 5.875 CA 75.00 12.25 360 7.875 AZ 80.00 13.25 0
1.875 60 650000 0 20721 No MI 1.875 60 62315.98 0 0 75043 No MI 1.875 60 153600 0 0 34105 No MI 1.875 60 448450 0 0 85323 No MI 1.875 60 255920 0 0 89142 No MI 1.875 60 206217.89 0 0 8721 No MI 1.875 36 137600 0 0 33607 No MI 1.875 60 268000 0 0 80918 No MI 1.875 60 262155.4 0 0 7735 No MI 1.875 60 288479 0 0 89015 No MI 1.875 60 131452 0 0 30331 No MI 1.875 60 194794.21 0 0 6040 No MI 1.875 60 129500 0 0 33143 No MI 1.875 60 498100 0 0 21754 No MI 1.875 120 115589 0 0 88063 No MI 1.875 60 310750 0 0 92345 No MI 1.875 60 248800 0 0 85006 No MI 1.875
358 8.125 BOWIE 650000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 GARLAND 62400 20060301 2.25 20110201 N 0 No_PP GROUP II G02 359 6.875 Naples 153600 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 Avondale 448450 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.625 Las Vegas 255920 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 6.625 Bayville 206400 20060401 2.25 20090301 N 0 No_PP GROUP I G01 358 8.125 TAMPA 137600 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7 Colorado Springs 268000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 UNION BEACH BOROUGH 262500 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 7.75 HENDERSON 288479 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 6.875 ATLANTA 131452 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8 Manchester 194925 20060401 2.25 20110301 N 0 Prepay GROUP II G01 358 7.125 MIAMI 129500 20060301 2.25 20110201 Y 120 Prepay GROUP II G04 359 6.375 Ijamsville 498100 20060401 2.25 20160301 Y 120 No_PP GROUP II G01 358 7.625 Sunland Park 115589 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.25 HESPERIA 311250 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.25 PHOENIX 248800 20060401 2.25 20110301
1 First Lien 20360301 AFL2 4401.041667 360 0.375 PUD 100031000000000000 1 First Lien N 20360201 AFL2 457.87 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 880 360 0.375 Condominium 100022000000000000 2 First Lien N 20360301 AFL2 2942.953125 360 0.375 Single Family 100196000000000000 1 First Lien N 20360301 AFL2 1626.158333 360 0.375 Single Family 1001949-2410601455 1 First Lien N 20360301 AFL2 1321.61 360 0.375 Single Family 100035000000000000 1 First Lien N 20360301 AFL2 931.6666667 360 0.375 2-4 Family 100006000000000000 1 First Lien N 20360201 AFL2 1563.333333 360 0.375 PUD 100125000000000000 1 First Lien N 20360201 AFL2 1949.06 360 0.375 PUD 100247000000000000 1 First Lien N 20360201 AFL2 1863.093542 360 0.375 PUD 100057000000000000 1 First Lien N 20360201 AFL2 753.1104167 360 0.375 Single Family 100057000000000000 1 First Lien N 20360301 AFL2 1430.29 360 0.375 2-4 Family 100238000000000000 1 First Lien N 20360301 AFL2 768.90625 360 0.375 Condominium 100087000000000000 2 First Lien N 20360201 AFL2 2646.15625 360 0.375 PUD 100230000000000000 1 First Lien N 20360301 AFL2 734.4717708 360 0.375 Single Family 100173000000000000 1 First Lien N 20360201 AFL2 1618.489583 360 0.375 Single Family 100087000000000000 2 First Lien N 20360201 AFL2 1710.5 360 0.375 2-4 Family 100425000000000000 1 First Lien N
60 GROUP II 358 7 Denver 155200 2.25 Y 120 GROUP II 358 7.625 Baltimore 216000 2.25 Y 120 GROUP II 353 6.125 Cottage Grove 288000 2.25 Y 120 GROUP I 358 8.125 Rochester 200000 2.25 Y 120 GROUP I 358 8 Saint Charles 300800 2.25 Y 120 GROUP II 359 7.25 LOS ANGELES 454350 2.25 Y 120 GROUP I 359 7.75 Mineral 636000 2.25 N 0 GROUP II 358 6.875 SANTA BARBARA 540000 2.25 Y 120 GROUP II 359 6.75 Faribault 88000 2.25 Y 120 GROUP II 358 7 JONESBORO 112000 2.25 Y 120 GROUP II 358 7 COVINGTON 142392 2.25 Y 120 GROUP II 358 6.875 DALLAS 154800 2.25 Y 120 GROUP II 359 6.625 GILBERT 380150 2.25 Y 120 GROUP I 359 7.75 ARLINGTON 127500 2.25 Y 120 GROUP I 359 7.75 ARLINGTON 120000 2.25 Y 120 GROUP I 359 7.75 ARLINGTON 120000 2.25 Y 120 GROUP I 359 7.875 Boca Raton 461250 2.25 Y 120
No_PP G02
360 6.625 CO 0 12 360 7.25 MD
60 155200 0 80219 No MI 1.875 60 216000 0 0 21209 No MI 1.875 60 287231.98 0 0 55016 No MI 1.875 60 200000 0 0 55902 No MI 1.875 60 300799.91 0 0 55972 No MI 1.875 60 454350 0 0 90057 No MI 1.875 60 635551.11 0 0 23117 No MI 1.875 60 540000 0 0 93105 No MI 1.875 60 88000 0 0 55021 No MI 1.875 60 112000 0 0 30238 No MI 1.875 60 142392 0 0 30016 No MI 1.875 60 154800 0 0 30157 No MI 1.875 60 380150 0 0 85297 No MI 1.875 60 127500 0 0 76012 No MI 1.875 60 120000 0 0 76018 No MI 1.875 60 120000 0 0 76018 No MI 1.875 60 461250 0 0 33498 No MI 1.875 60
20060301 20110201 Prepay G02 20060301 20110201 No_PP G01 20051001 20100901 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G02 20060401 20110301 Prepay G01 20060401 20110301 No_PP G03 20060301 20110201 Prepay G01 20060401 20110301 No_PP G02 20060301 20110201 No_PP G02 20060301 20110201 No_PP G02 20060301 20110201 No_PP G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay
80.00
80.00 12.625 360 5.75 MN 73.85 11.125 360 7.75 MN 80.00 13.125 360 7.625 MN 80.00 13 360 6.875 CA 65.00 12.25 360 7.375 VA 80.00 12.75 360 6.5 CA 80.00 11.875 360 6.375 MN 80.00 11.75 360 6.625 GA 80.00 12 360 6.625 GA 80.00 12 360 6.5 GA 80.00 11.875 360 6.25 AZ 79.99 11.625 360 7.375 TX 75.00 12.75 360 7.375 TX 75.00 12.75 360 7.375 TX 75.00 12.75 360 7.5 FL 75.00 12.875 360
20360301 AFL2 905.3333333 360 0.375 Single Family 100266000000000000 1 First Lien N 20360201 AFL2 1372.5 360 0.375 Single Family 100031000000000000 1 First Lien N 20360201 AFL2 1466.079898 360 0.375 Single Family 100221000000000000 1 First Lien N 20350901 AFL2 1354.166667 360 0.375 Single Family 100221000000000000 1 First Lien N 20360201 AFL2 2005.332733 360 0.375 Single Family 100221000000000000 1 First Lien N 20360201 AFL2 2745.03125 360 0.375 2-4 Family 100311000000000000 1 First Lien N 20360301 AFL2 4556.39 360 0.375 Single Family 100035000000000000 1 First Lien N 20360301 AFL2 3093.75 360 0.375 Single Family 100400000000000000 1 First Lien N 20360201 AFL2 495 360 0.375 Single Family 100400000000000000 1 First Lien N 20360301 AFL2 653.3333333 360 0.375 Single Family 100032000000000000 1 First Lien N 20360201 AFL2 830.62 360 0.375 PUD 100032000000000000 1 First Lien N 20360201 AFL2 886.875 360 0.375 PUD 100032000000000000 1 First Lien N 20360201 AFL2 2098.744792 360 0.375 PUD 100047000000000000 1 First Lien N 20360301 AFL2 823.4375 360 0.375 PUD 100204000000000000 1 First Lien N 20360301 AFL2 775 360 0.375 PUD 010020400000000000 1 First Lien N 20360301 AFL2 775 360 0.375 PUD 100204000000000000 1 First Lien N 20360301 AFL2 3026.953125 360 0.375 PUD 100203000000000000 1 First Lien N 20360301 AFL2
GROUP II 359 7.625 Baton Rouge 83400 2.25 N 0 GROUP I 359 8.25 Detroit 60000 2.25 Y 60 GROUP I 359 8.25 Detroit 60000 2.25 Y 60 GROUP I 358 7.875 Carmel Valley 690300 2.25 Y 60 GROUP I 358 7.75 Brigantine 780000 2.25 Y 120 GROUP I 358 8 PHOENIX 145125 2.25 Y 120 GROUP I 358 8.25 Springfield 133000 3.75 Y 60 GROUP I 358 8 Windermere 1000000 2.25 Y 120 GROUP II 358 7.375 San Leandro 280000 2.25 Y 120 GROUP I 359 8.125 Miami 241500 2.25 Y 120 GROUP II 358 6.5 SIMI VALLEY 360000 2.25 Y 120 GROUP II 360 7.5 Lynn 268000 2.25 Y 120 GROUP II 358 7.375 Riverdale 265500 2.25 Y 120 GROUP I 358 8 SACRAMENTO 325500 2.25 Y 120 GROUP II 357 7.375 Las Vegas 282800 2.25 Y 120 GROUP II 358 6.875 Springville 78000 2.25 N 0 GROUP II 358 7 ROCKLIN 356000 2.25 Y 120 GROUP II
G01 7.25 LA 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G02 20060501 20110401 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G02 20060201 20110101 Prepay G01 20060301 20110201 No_PP G02 20060301 20110201 Prepay G01 75.00 12.625 360 7.875 MI 80.00 13.25 360 7.875 MI 80.00 13.25 360 7.5 CA 80.00 12.875 360 7.375 NJ 80.00 13.75 360 7.625 AZ 75.00 13 360 7.875 MA 70.00 13.25 360 7.625 FL 80.00 14 360 7 CA 80.00 12.375 360 7.75 FL 70.00 13.125 360 6.125 CA 59.02 12.5 360 7.125 MA 80.00 12.5 360 7 MD 79.25 13.375 360 7.625 CA 70.00 13 360 7 NV 80.00 12.375 360 6.5 UT 60.00 11.875 360 6.625 CA 80.00 12 360
590.3 360 0 0.375 70810 Single Family No MI 100238000000000000 1.875 1 First Lien 60 N 20360301 AFL2 60000 412.5 360 0 0 0.375 48219 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 60000 412.5 360 0 0 0.375 48219 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 690300 4530.09375 360 0 0 0.375 93924 Single Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 780000 5037.5 360 0 0 0.375 8203 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 145125 967.5 360 0 0 0.375 85006 Single Family No MI 010041400000000000 1.875 1 First Lien 60 N 20360201 AFL2 133000 914.375 360 0 0 0.375 1105 2-4 Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 1000000 6666.666667 360 0 0 0.375 34786 PUD No MI 100034000000000000 3.375 2 First Lien 60 N 20360201 AFL2 280000 1720.833333 360 0 0 0.375 94578 Single Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 241500 1635.15625 360 0 0 0.375 33133 Townhouse No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 360000 1950 360 0 0 0.375 93063 Single Family No MI 100068000000000000 1.875 2 First Lien 60 N 20360201 AFL2 268000 1675 360 0 0 0.375 1904 Single Family No MI 100210000000000000 1.875 1 First Lien 60 N 20360401 AFL2 265463.33 1631.493382 360 0 0 0.375 20737 Single Family No MI 100087000000000000 1.875 2 First Lien 60 N 20360201 AFL2 325500 2170 360 0 0 0.375 95835 Single Family No MI 100146000000000000 1.875 1 First Lien 60 N 20360201 AFL2 282800 1738.041667 360 0 0 0.375 89135 PUD No MI 100146000000000000 1.875 1 First Lien 60 N 20360101 AFL2 77868.58 512.4 360 0 0 0.375 84663 Townhouse No MI 100125000000000000 1.875 1 First Lien 60 N 20360201 AFL2 356000 2076.666667 360 0 0 0.375 95765 Single Family No MI 100146000000000000 1.875 1 First Lien 60 N 20360201 AFL2 276587.58 1936.82 360 0
83339.64
358 7.5 EUREKA 277000 20060301 2.25 20110201 N 0 Prepay GROUP II G01 358 7 Valrico 149100 20060301 2.25 20110201 Y 120 Prepay GROUP II G03 359 7.125 MARATHON 637500 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 358 7.25 HIALEAH 154320 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 Higley 244000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 359 6.75 QUINCY 100000 20060401 2.25 20110301 Y 120 No_PP GROUP II G03 359 7 Triangle 527312 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 8.125 Gilbert 467200 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 357 7.125 Jacksonville 105000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 8.625 RIDGEFIELD PARK 385000 20060301 5.875 20110201 Y 120 No_PP GROUP I G01 358 8 Mascotte 76800 20060301 2.75 20110201 N 0 No_PP GROUP II G03 358 7.375 ST. GEORGE 487500 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 6.875 RANCHO CUCAMONGA 588312 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.875 HUGO 176792 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.5 Hilton Head Island 406250 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.625 Miami 331200 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 359 7.25 Littleton 237600 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359
7.125 CA 79.83 12.5 360 6.625 FL 70.00 12 360 6.75 FL 75.00 12.125 360 6.875 FL 80.00 12.25 360 7.75 AZ 80.00 13.125 360 6.375 MA 29.41 11.75 360 6.625 VA 80.00 12 360 7.75 AZ 80.00 13.125 360 6.75 FL 62.87 13.125 360 8.25 NJ 76.24 13.625 360 7.625 FL 80.00 14 360 7 UT 75.00 12.375 360 6.5 CA 80.00 11.875 360 6.5 MN 80.00 11.875 360 6.125 SC 65.00 12.5 360 7.25 FL 80.00 12.625 360 6.875 CO 80.00 12.25 360 7
0 95501 No MI 1.875 60 149100 N
0.375 Single Family 100146000000000000 First Lien 20360201 AFL2 869.75 360 0.375 1 N
0 33594 PUD No MI 100203000000000000 1.875 1 First Lien 60 N 20360201 AFL2 637500 3785.15625 360 0 0.375 33050 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 154320 932.35 360 0 0.375 33016 Condominium No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 244000 1652.083333 360 0 0.375 85236 Single Family No MI 100101000000000000 1.875 1 First Lien 60 N 20360201 AFL2 100000 562.5 360 0 0.375 2171 Condominium No MI 1.875 1 First Lien 60 N 20360301 AFL2 527312 3075.986667 360 0 0.375 22172 PUD No MI 100187000000000000 1.875 1 First Lien 60 N 20360301 AFL2 467200 3163.333333 360 0 0.375 85297 PUD No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 105000 623.4375 360 0 0.375 32216 Condominium No MI 100061000000000000 1.875 2 First Lien 60 N 20360101 AFL2 385000 2767.1875 360 0 0.375 7660 2-4 Family No MI 100247000000000000 1.875 1 First Lien 60 N 20360201 AFL2 76696.6 563.53 360 0 0.375 34753 Single Family No MI 100229000000000000 5.5 2 First Lien 60 N 20360201 AFL2 487500 2996.09375 360 0 0.375 84770 PUD No MI 100125000000000000 2.375 1 First Lien 60 N 20360201 AFL2 470312 2694.495833 360 0 0.375 91739 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 176792 1012.870833 360 0 0.375 55038 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 406250 2200.520833 360 0 0.375 29926 PUD No MI 100061000000000000 1.875 2 First Lien 60 N 20360201 AFL2 331200 2104.5 360 0 0.375 33181 Condominium No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 237600 1435.5 360 0 0.375 80127 Single Family No MI 100196000000000000 1.875 1 First Lien 60 N 20360301 AFL2 251659 1546.654271 360 0 0.375
7.375 Aurora 251659 2.25 Y 120 GROUP II 355 7.25 Tomball 102000 2.75 N 0 GROUP II 355 7.25 Tomball 102000 2.75 N 0 GROUP II 359 6.875 Silverthorne 137600 2.25 Y 120 GROUP II 358 7.25 WALDORF 356600 2.25 Y 120 GROUP II 358 7.375 MODESTO 288000 2.25 Y 60 GROUP I 358 8.25 STONE MOUNTAIN 86800 2.25 Y 120 GROUP II 359 6.625 Las Vegas 372000 2.25 Y 120 GROUP I 358 8 Lawton 122000 2.25 Y 60 GROUP II 358 7.625 Hollywood 257600 2.25 N 0 GROUP II 358 7.625 Atlanta 140000 2.25 Y 60 GROUP I 358 7.875 SANDY SPRINGS 1500000 2.25 Y 120 GROUP I 359 7.75 Indianapolis 200000 2.25 Y 120 GROUP II 358 6.25 SILVER SPRING 188000 2.25 Y 120 GROUP I 358 7.875 CHANTILLY 650000 2.25 Y 120 GROUP II 359 6.875 BRENTWOOD 616387 2.25 Y 120 GROUP I 359 8.25 Ocoee 172750 2.25 Y 120 GROUP I 358 8.125 The Colony
CO 20060401 20110301 Prepay G01 20051201 20101101 Prepay G01 20051201 20101101 Prepay G01 20060401 20110301 No_PP G02 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G03 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 70.00 12.375 360 6.875 TX 80.00 13.25 360 6.875 TX 80.00 12.25 360 6.5 CO 80.00 11.875 360 6.875 MD 79.99 12.25 360 7 CA 80.00 12.375 360 7.875 GA 70.00 13.25 360 6.25 NV 80.00 11.625 360 7.625 OK 80.00 13 360 7.25 FL 80.00 12.625 360 7.25 GA 80.00 12.625 360 7.5 GA 68.18 12.875 360 7.375 IN 80.00 12.75 360 5.875 MD 48.83 11.25 360 7.5 VA 75.39 12.875 360 6.5 CA 80.00 11.875 360 7.875 FL 79.98 13.25 360 7.75 TX
80013 PUD No MI 100266000000000000 1.875 1 First Lien 60 N 20360301 AFL2 101597.31 695.82 360 0 0 0.375 77375 PUD No MI 100039000000000000 1.875 2 First Lien 60 N 20351101 AFL2 101597.32 695.82 360 0 0 0.375 77375 PUD No MI 100039000000000000 2.375 2 First Lien 60 N 20351101 AFL2 137600 788.3333333 360 0 0 0.375 80498 Condominium No MI 100095000000000000 2.375 1 First Lien 60 N 20360301 AFL2 356600 2154.458333 360 0 0 0.375 20603 PUD No MI 1.875 1 First Lien 60 N 20360201 AFL2 288000 1770 360 0 0 0.375 95356 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 86800 596.75 360 0 0 0.375 30083 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 372000 2053.75 360 0 0 0.375 89147 PUD No MI 100195000000000000 1.875 1 First Lien 60 N 20360301 AFL2 122000 813.3333333 360 0 0 0.375 73507 2-4 Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 257225.92 1823.28 360 0 0 0.375 33023 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 140000 889.5833333 360 0 0 0.375 30311 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 1500000 9843.75 360 0 0 0.375 30350 Single Family No MI 100017000000000000 1.875 1 First Lien 60 N 20360201 AFL2 200000 1291.666667 360 0 0 0.375 46208 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 188000 979.1666667 360 0 0 0.375 20906 Condominium No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 650000 4265.625 360 0 0 0.375 20152 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 616387 3531.383854 360 0 0 0.375 94513 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 172750 1187.65625 360 0 0 0.375 34761 Condominium No MI 100091000000000000 1.875 1 First Lien 60 N 20360301 AFL2 71500 484.1145833 360 0 0 0.375 75056 Single Family
71500 2.25 Y
120 GROUP II
20060301 20110201 No_PP G01 20060201 20110101 Prepay G02 20060301 20110201 Prepay G02 20060301 20110201 No_PP G01 20060301 20110201 Prepay G03 20060401 20110301 Prepay G01 20060201 20110101 Prepay G01 20060301 20110201 Prepay G03 20060401 20110301 Prepay G01 20060401 20110301 No_PP G02 20060301 20110201 No_PP G02 20060301 20110201 Prepay G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G03 20060301 20110201 No_PP G01 20060301
65.00 13.125 360 6.375 TX 75.00 11.75 360 7.125 FL 80.00 12.5 360 7.125 GA 80.00 12.5 360 7.375 MI 80.00 12.75 360 7.125 AZ 65.00 12.5 360 7.75 GA 80.00 13.125 360 7.625 GA 80.00 13 360 6.25 CA 65.00 11.625 360 7.125 WI 75.00 12.5 360 6.125 GA 80.00 11.5 360 7.125 NV 80.00 12.5 360 7.75 NV 75.00 13.125 360 7.625 AZ 80.00 13 360 6.375 IA 80.00 11.75 360 7 NV 80.00 12.375 360 6.375 MD 80.00 11.75 360 7.25 MN 80.00 0
No MI 1.875 60 80689 0 76131 No MI 1.875
1 N PUD 1
357 6.75 Fort Worth 80689 2.25 Y 120 GROUP II 358 7.5 Tampa 112480 2.25 Y 120 GROUP II 358 7.5 FAIRBURN 408000 2.25 Y 120 GROUP I 358 7.75 Southfield 228000 2.25 Y 60 GROUP II 359 7.5 Glendale 520000 2.25 Y 120 GROUP I 357 8.125 Monroe 240000 2.25 Y 120 GROUP I 358 8 Monroe 240000 2.25 N 0 GROUP II 359 6.625 LA JOLLA 1101750 2.25 Y 120 GROUP II 359 7.5 Milwaukee 100500 2.25 N 0 GROUP II 358 6.5 SMYRNA 245684 2.25 Y 120 GROUP II 358 7.5 Las Vegas 336000 2.25 Y 120 GROUP I 359 8.125 Las Vegas 237750 2.25 Y 120 GROUP I 358 8 PEORIA 349600 2.25 Y 120 GROUP II 359 6.75 DES MOINES 76000 2.25 N 0 GROUP II 359 7.375 Las Vegas 227840 2.25 Y 120 GROUP II 358 6.75 Catonsville 460000 2.25 Y 60 GROUP II 358 7.625 BLOOMINGTON 108000
20360201 453.875625 0.375
100252000000000000 First Lien AFL2 360
100039000000000000 First Lien 60 N 20360101 AFL2 112478.15 702.9884375 360 0 0 0.375 33619 Condominium No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 408000 2550 360 0 0 0.375 30213 PUD No MI 100293000000000000 1.875 1 First Lien 60 N 20360201 AFL2 228000 1472.5 360 0 0 0.375 48034 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 520000 3250 360 0 0 0.375 85310 PUD No MI 100240000000000000 1.875 1 First Lien 60 N 20360301 AFL2 240000 1625 360 0 0 0.375 30655 2-4 Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360101 AFL2 239676.85 1761.04 360 0 0 0.375 30655 2-4 Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 1101750 6082.578125 360 0 0 0.375 92037 Condominium No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 100425.42 702.71 360 0 0 0.375 53218 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 245684 1330.788333 360 0 0 0.375 30082 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 336000 2100 360 0 0 0.375 89109 2-4 Family No MI 100195000000000000 1.875 1 First Lien 60 N 20360201 AFL2 237750 1609.765625 360 0 0 0.375 89134 2-4 Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360301 AFL2 349600 2330.666667 360 0 0 0.375 85383 PUD No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 75934.57 492.93 360 0 0 0.375 50316 Townhouse No MI 100293000000000000 1.875 1 First Lien 60 N 20360301 AFL2 227840 1400.266667 360 0 0 0.375 89139 PUD No MI 100195000000000000 1.875 1 First Lien 60 N 20360301 AFL2 460000 2587.5 360 0 0 0.375 21228 Single Family No MI 100230000000000000 1.875 1 First Lien 60 N 20360201 AFL2 108000 686.25 360 0 0 0.375 55438 Condominium No MI 100400000000000000
2.25 Y
120 GROUP II
20110201 No_PP G01 20060301 20110201 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G02 20060301 20110201 Prepay G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G03 20060301 20110201 Prepay G01 20060301 20110201 Prepay G04 20060201 20160101 No_PP G01 20060301 20110201 No_PP G03 20060401 20110301 Prepay G01 20060301 20110201
12.625 360 7.25 AZ 70.00 12.625 360 7 AZ 80.00 12.375 360 6.875 CA 80.00 12.25 360 6.75 FL 80.00 12.125 360 6.875 AZ 80.00 13.25 360 6.875 AZ 80.00 13.25 360 6.875 AZ 80.00 13.25 360 7.75 NJ 75.00 13.125 360 7.125 MO 70.00 12.5 360 6.5 CA 80.00 12.875 360 7.125 TN 80.00 13.5 360 7.125 SC 80.00 13.5 360 6.75 GA 65.00 13.125 360 6.125 SC 75.00 12.5 360 7.125 IL 70.00 12.5 360 7.125 CA 80.00 12.5 360 7.125 MD 90.00 12.5 0
1.875 60 140000 0 85259 No MI 1.875 60 280000 0 0 86336 No MI 1.875 60 336000 0 0 94590 No MI 1.875 60 86320 0 0 33317 No MI 1.875 60 54400 0 0 85704 No MI 1.875 60 61600 0 0 85704 No MI 1.875 60 51200 0 0 85704 No MI 1.875 60 104181.8 0 0 8312 No MI 1.875 60 59500 0 0 63107 No MI 1.875 60 391200 0 0 92262 No MI 1.875 60 152000 0 0 38104 No MI 1.875 60 880000 0 0 29576 No MI 1.875 60 195000 0 0 30314 No MI 1.875 60 344700 0 0 29403 No MI 1.875 120 94258.67 0 0 61820 No MI 1.875 60 432000 0 0 94605 No MI 1.875 60 85500 0 0 21227 PMI 1.875
358 7.625 Scottsdale 140000 2.25 Y 120 GROUP II 359 7.375 Sedona 280000 2.25 Y 120 GROUP II 359 7.25 VALLEJO 336000 2.25 Y 120 GROUP II 358 7.125 Plantation 86320 2.25 Y 60 GROUP II 357 7.25 Tucson 54400 2.25 Y 120 GROUP II 357 7.25 Tucson 61600 2.25 Y 120 GROUP II 358 7.25 Tucson 51200 2.25 Y 120 GROUP I 359 8.125 Clayton 104250 2.25 N 0 GROUP II 359 7.5 Saint Louis 59500 2.25 Y 60 GROUP II 358 6.875 Palm Springs 391200 2.25 Y 120 GROUP II 358 7.5 Memphis 152000 2.25 Y 120 GROUP II 358 7.5 Murrells Inlet 880000 2.25 Y 120 GROUP II 358 7.125 Atlanta 195000 2.25 Y 120 GROUP II 357 6.5 Charleston 345000 2.25 Y 120 GROUP II 358 7.5 Champaign 94500 2.25 N 0 GROUP II 359 7.5 Oakland 432000 2.25 Y 120 GROUP II 358 7.5 Halethorpe 85500 2.25
1 First Lien 20360201 AFL2 889.5833333 360 0.375 Condominium 100173000000000000 1 First Lien N 20360201 AFL2 1720.833333 360 0.375 Single Family 100195000000000000 1 First Lien N 20360301 AFL2 2030 360 0.375 Single Family 100414000000000000 1 First Lien N 20360301 AFL2 512.525 360 0.375 Condominium 100061000000000000 1 First Lien N 20360201 AFL2 328.6666667 360 0.375 Condominium 100034000000000000 2 First Lien N 20360101 AFL2 372.1666667 360 0.375 Condominium 100034000000000000 2 First Lien N 20360101 AFL2 309.3333333 360 0.375 Condominium 100034000000000000 2 First Lien N 20360201 AFL2 774.05 360 0.375 Single Family 100087000000000000 1 First Lien N 20360301 AFL2 371.875 360 0.375 2-4 Family 100285000000000000 1 First Lien N 20360301 AFL2 2241.25 360 0.375 Single Family 100037000000000000 2 First Lien N 20360201 AFL2 950 360 0.375 Single Family 100034000000000000 2 First Lien N 20360201 AFL2 5500 360 0.375 Single Family 100034000000000000 2 First Lien N 20360201 AFL2 1157.8125 360 0.375 Single Family 100034000000000000 2 First Lien N 20360201 AFL2 1867.125 360 0.375 Single Family 100229000000000000 2 First Lien N 20360101 AFL2 660.76 360 0.375 Single Family 100170000000000000 1 First Lien N 20360201 AFL2 2700 360 0.375 Single Family 100172000000000000 1 First Lien N 20360301 AFL2 534.375 360 0.375 Single Family 100035000000000000 1 First Lien N
120 No_PP GROUP I G01 358 8 Tampa 172500 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 357 6.875 LAWRENCEVILLE 154800 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8 Stockbridge 120392 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 8.125 Miami 318750 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.375 RICHMOND 80500 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.375 Land O Lakes 203520 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7.625 FALLS CHURCH 300000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 6.375 Rahway 260000 20060401 2.25 20090301 Y 120 No_PP GROUP II G01 355 6.375 Peoria 197250 20051201 2.25 20101101 Y 120 Prepay GROUP II G01 357 7.25 LAS VEGAS 270024 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 358 6.125 Laveen 273170 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 7.875 ORLANDO 274464 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 6.5 APPLE VALLEY 298792 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7 NAPLES 302160 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 360 7.625 Sun City Center 256100 20060501 2.25 20110401 Y 120 No_PP GROUP I G01 358 8 BONITA SPRINGS 206800 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.125 Denver 417000 20060401 2.25 20110301 Y 120 Prepay
360 7.625 FL 73.40 13 360 6.5 GA 80.00 11.875 360 7.625 GA 80.00 13 360 7.75 FL 75.00 13.125 360 7 VA 70.00 12.375 360 7 FL 80.00 12.375 360 7.25 VA 80.00 12.625 360 6 NJ 63.41 12.375 360 6 AZ 75.00 12.375 360 6.875 NV 80.00 12.25 360 5.75 AZ 80.00 11.125 360 7.5 FL 80.00 12.875 360 6.125 CA 80.00 11.5 360 6.625 FL 80.00 12 360 7.25 FL 85.77 12.625 360 7.625 FL 80.00 13 360 7.75 CO 78.68 13.125 360
20360201 AFL2 1150 360 0.375 33610 Single Family No MI 100203000000000000 1.875 1 First Lien 60 N 20360201 AFL2 154800 886.875 360 0 0 0.375 30044 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 120293.87 801.9591333 360 0 0 0.375 30281 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 318750 2158.203125 360 0 0 0.375 33131 Condominium No MI 100203000000000000 1.875 1 First Lien 60 N 20360201 AFL2 80500 494.7395833 360 0 0 0.375 23832 Single Family No MI 1.875 1 First Lien 60 N 20360201 AFL2 203520 1250.8 360 0 0 0.375 34639 PUD No MI 100039000000000000 1.875 1 First Lien 60 N 20360201 AFL2 300000 1906.25 360 0 0 0.375 22041 Condominium No MI 100213000000000000 1.875 1 First Lien 60 N 20360301 AFL2 260000 1381.25 360 0 0 0.375 7065 2-4 Family No MI 100087000000000000 1.875 1 First Lien 36 N 20360301 AFL2 197250 1047.890625 360 0 0 0.375 85382 Condominium No MI 100039000000000000 1.875 2 First Lien 60 N 20351101 AFL2 270024 1631.395 360 0 0 0.375 89149 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 272637.64 1659.81 360 0 0 0.375 85339 PUD No MI 100189000000000000 1.875 1 First Lien 60 N 20360201 AFL2 274464 1801.17 360 0 0 0.375 32819 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 298792 1618.456667 360 0 0 0.375 92308 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 302160 1762.6 360 0 0 0.375 34114 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 256100 1627.302083 360 0 0 0.375 33573 Condominium GE Capital MI 100022000000000000 1.875 2 First Lien 60 N 20360401 AFL2 206800 1378.666667 360 0 0 0.375 34134 Condominium No MI 100293000000000000 1.875 1 First Lien 60 N 20360201 AFL2 417000 2823.4375 360 0 0 0.375 80202 Condominium No MI 1.875 1 First Lien 60 N 20360301 AFL2 0 0
60 172500
GROUP II 358 7.375 Wethersfield 228000 2.25 Y 120 GROUP II 358 7.375 GILBERT 252000 2.25 Y 120 GROUP II 358 6.75 SURPRISE 274400 2.25 Y 120 GROUP I 358 8.125 Conroe 94400 2.25 N 0 GROUP II 359 6.625 Las Vegas 159600 2.25 Y 60 GROUP II 358 7.5 Orlando 203098 2.75 Y 120 GROUP II 358 6.25 BOCA RATON 210200 2.25 Y 120 GROUP II 358 7.625 Brownwood 35000 2.25 N 0 GROUP II 358 7.375 QUEEN CREEK 236400 2.25 Y 120 GROUP I 358 7.875 Tucson 192000 2.25 Y 120 GROUP II 358 7.625 MAGNOLIA 132000 2.25 Y 60 GROUP I 359 7.75 Queen Creek 143500 2.25 Y 120 GROUP II 358 7.25 Frederick 200000 2.25 Y 60 GROUP II 358 6.75 Kissimmee 268800 2.25 Y 60 GROUP I 359 8.125 Chicago 126400 2.25 Y 120 GROUP II 358 7.625 WOODBRIDGE 272000 2.25 Y 120 GROUP II 359 7.5 Lake Mary 480000 2.25 Y 120 GROUP II
G01 7 CT 20060301 20110201 No_PP G01 20060301 20110201 Prepay G02 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060401 20110301 Prepay G02 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G02 20060301 20110201 Prepay G03 20060401 20110301 No_PP G02 80.00 13.375 360 7 AZ 80.00 12.375 360 6.375 AZ 80.00 11.75 360 7.75 TX 80.00 13.125 360 6.25 NV 70.00 11.625 360 7.125 FL 80.00 13.5 360 5.875 FL 65.00 11.25 360 7.25 TX 70.00 12.625 360 7 AZ 80.00 12.375 360 7.5 AZ 80.00 12.875 360 7.25 TX 75.00 12.625 360 7.375 AZ 74.98 12.75 360 6.875 MD 80.00 12.25 360 6.375 FL 80.00 11.75 360 7.75 IL 80.00 13.125 360 7.25 VA 80.00 12.625 360 7.125 FL 75.59 12.5 360 0
228000 0 6109 No MI 1.875 60 252000 0 0 85296 No MI 1.875 60 274400 0 0 85374 No MI 1.875 60 94276.08 0 0 77306 No MI 1.875 60 159600 0 0 89115 No MI 1.875 60 203098 0 0 32824 No MI 1.875 60 210200 0 0 33433 No MI 2.375 60 34949.17 0 0 76801 No MI 1.875 60 236400 0 0 85243 No MI 1.875 60 192000 0 0 85757 No MI 1.875 60 132000 0 0 77355 No MI 1.875 60 143500 0 0 85242 No MI 1.875 60 200000 0 0 21702 No MI 1.875 60 268800 0 0 34744 No MI 1.875 60 126400 0 0 60620 No MI 1.875 60 272000 0 0 22191 No MI 1.875 60 480000 0 0 32746 No MI 1.875 60 158800
1401.25 0.375 Single Family 2 N PUD N PUD 20360201 1548.75 0.375 1
360 100016000000000000 First Lien AFL2 360
100183000000000000 First Lien 20360201 AFL2 1543.5 360 0.375 1
100183000000000000 First Lien N 20360201 AFL2 700.92 360 0.375 Single Family 100266000000000000 1 First Lien N 20360201 AFL2 881.125 360 0.375 PUD 100034000000000000 1 First Lien N 20360301 AFL2 1269.3625 360 0.375 PUD 100016000000000000 2 First Lien N 20360201 AFL2 1094.791667 360 0.375 Condominium 100087000000000000 1 First Lien N 20360201 AFL2 247.73 360 0.375 Single Family 100425000000000000 1 First Lien N 20360201 AFL2 1452.875 360 0.375 PUD 100057000000000000 1 First Lien N 20360201 AFL2 1260 360 0.375 Single Family 100101000000000000 1 First Lien N 20360201 AFL2 838.75 360 0.375 PUD 100425000000000000 1 First Lien N 20360201 AFL2 926.7708333 360 0.375 PUD 100172000000000000 1 First Lien N 20360301 AFL2 1208.333333 360 0.375 Condominium 100230000000000000 1 First Lien N 20360201 AFL2 1512 360 0.375 PUD 100062000000000000 1 First Lien N 20360201 AFL2 855.8333333 360 0.375 2-4 Family 100266000000000000 1 First Lien N 20360301 AFL2 1728.333333 360 0.375 Single Family N First Lien 20360201 AFL2 3000 360 0.375 Single Family 100039000000000000 1 First Lien N 20360301 AFL2 893.25 360 1
358 6.75 Odenville 158800 2.25 Y 120 GROUP II 357 6.5 Ringgold 116500 2.25 Y 120 GROUP II 357 7.625 Fort Myers 192000 2.25 Y 120 GROUP II 358 6.875 Covington 88000 2.25 Y 120 GROUP I 358 8.125 Aurora 172000 2.25 Y 120 GROUP II 358 7.5 Manassas 240000 2.25 N 0 GROUP I 358 8.125 Chandler 339000 2.25 Y 120 GROUP II 359 7 Casa Grande 221980 2.25 Y 120 GROUP I 359 8 LYNCHBURG 45500 2.25 N 0 GROUP II 358 7.5 Kaufman 73450 2.25 Y 120 GROUP II 358 7.5 Kaufman 72800 2.25 Y 120 GROUP II 358 7.625 SALISBURY 175000 2.25 N 0 GROUP II 360 6.75 MANASSAS 360000 2.25 Y 60 GROUP I 358 7.75 Park City 1312500 2.25 Y 120 GROUP II 359 7 BRENTWOOD 559107 2.25 Y 120 GROUP I 358 8.125 Belle Plaine 159773 2.25 Y 120 GROUP I 358 7.75 Chicago 101250 2.25 N 0 GROUP II 359
6.375 AL 20060301 20110201 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G02 20060501 20110401 No_PP G01 20060301 20110201 No_PP G03 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 80.00 11.75 360 6.125 GA 76.64 11.5 360 7.25 FL 80.00 12.625 360 6.5 GA 76.52 11.875 360 7.75 CO 80.00 13.125 360 7.125 VA 78.69 12.5 360 7.75 AZ 73.06 13.125 360 6.625 AZ 80.00 12 360 7.625 VA 65.00 13 360 7.125 TX 65.00 12.5 360 7.125 TX 65.00 12.5 360 7.25 MA 70.00 13.625 360 6.375 VA 65.45 11.75 360 7.375 UT 75.00 12.75 360 6.625 CA 80.00 12 360 7.75 MN 80.00 13.125 360 7.375 IL 75.00 12.75 360 6.875
0 0.375 35120 PUD No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 116500 631.0416667 360 0 0 0.375 30736 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360101 AFL2 190678.75 1211.604557 360 0 0 0.375 33908 Condominium No MI 100022000000000000 1.875 1 First Lien 60 N 20360101 AFL2 88000 504.1666667 360 0 0 0.375 30016 Townhouse No MI 100293000000000000 1.875 1 First Lien 60 N 20360201 AFL2 172000 1164.583333 360 0 0 0.375 80012 Single Family No MI 100030000000000000 1.875 1 First Lien 60 N 20360201 AFL2 239642.65 1678.12 360 0 0 0.375 20110 PUD No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 339000 2295.3125 360 0 0 0.375 85226 PUD No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 221980 1294.883333 360 0 0 0.375 85222 PUD No MI 100189000000000000 1.875 1 First Lien 60 N 20360301 AFL2 45469.47 333.86 360 0 0 0.375 24501 2-4 Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 73450 459.0625 360 0 0 0.375 75142 PUD No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 72800 455 360 0 0 0.375 75142 PUD No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 174745.87 1238.64 360 0 0 0.375 1952 Condominium No MI 100095000000000000 1.875 2 First Lien 60 N 20360201 AFL2 360000 2025 360 0 0 0.375 20111 Single Family No MI 100062000000000000 1.875 1 First Lien 60 N 20360401 AFL2 1312500 8476.5625 360 0 0 0.375 84060 Single Family No MI 100196000000000000 1.875 1 First Lien 60 N 20360201 AFL2 559107 3261.4575 360 0 0 0.375 94513 Single Family No MI 010005700000000000 1.875 1 First Lien 60 N 20360301 AFL2 159773 1081.796354 360 0 0 0.375 56011 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 101106.61 725.37 360 0 0 0.375 60620 Single Family No MI 111221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 149500 903.2291667 360 0 0 0.375
7.25 Navarre 149500 20060401 2.25 20110301 Y 60 No_PP GROUP II G02 358 7.125 PHOENIX 169400 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 Stone Mountain 108000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.5 Winston Salem 139200 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 7.25 LAS VEGAS 561364 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 7.875 ANTHEM 294571 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.375 Chicago 120000 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 7.375 Chicago 126400 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.375 Victorville 240000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.125 Denver 300000 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 7.625 Mesa 160000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 Stone Mountain 96450 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 7.875 WELLINGTON 421120 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 6.875 Columbia 94400 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 357 6.5 LOCUST GROVE 384000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 7.875 Chandler 466400 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 8 UNION CITY 95352 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8 UNION CITY
FL 65.00 12.25 360 6.75 AZ 69.43 12.125 360 7.75 GA 80.00 13.125 360 7.125 NC 80.00 12.5 360 6.875 NV 80.00 12.25 360 7.5 AZ 95.00 12.875 360 7 IL 80.00 12.375 360 7 IL 80.00 12.375 360 7 CA 80.00 12.375 360 6.75 CO 75.00 12.125 360 7.25 AZ 80.00 12.625 360 7.75 GA 74.25 13.125 360 7.5 FL 80.00 12.875 360 6.5 MD 80.00 11.875 360 6.125 GA 80.00 11.5 360 7.5 AZ 80.00 12.875 360 7.625 GA 80.00 13 360 7.625 GA
32566 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 169383.33 1005.713522 360 0 0 0.375 85027 Single Family No MI 100240000000000000 1.875 1 First Lien 60 N 20360201 AFL2 108000 731.25 360 0 0 0.375 30083 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 139200 870 360 0 0 0.375 27127 Single Family No MI 100066000000000000 1.875 1 First Lien 60 N 20360201 AFL2 561364 3391.574167 360 0 0 0.375 89131 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 294571 1933.122188 360 0 0 0.375 85086 PUD GE Capital MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 120000 737.5 360 0 0 0.375 60636 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 126400 776.8333333 360 0 0 0.375 60620 Single Family No MI 100030000000000000 1.875 1 First Lien 60 N 20360201 AFL2 240000 1475 360 0 0 0.375 92394 Single Family No MI 100357000000000000 1.875 1 First Lien 60 N 20360201 AFL2 300000 1781.25 360 0 0 0.375 80218 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 160000 1016.666667 360 0 0 0.375 85204 PUD No MI 100041000000000000 1.875 1 First Lien 60 N 20360201 AFL2 96450 653.046875 360 0 0 0.375 30083 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 421120 2763.6 360 0 0 0.375 33414 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 94400 540.8333333 360 0 0 0.375 21045 Condominium No MI 100078000000000000 1.875 1 First Lien 60 N 20360301 AFL2 384000 2080 360 0 0 0.375 30248 PUD No MI 010003200000000000 1.875 1 First Lien 60 N 20360101 AFL2 466400 3060.75 360 0 0 0.375 85249 Single Family No MI 100104000000000000 1.875 1 First Lien 60 N 20360201 AFL2 95352 635.68 360 0 0 0.375 30291 Townhouse No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 95352 635.68 360 0 0 0.375 30291 PUD
95352 2.25 Y
120 GROUP I
20060201 20110101 No_PP G01
80.00 13 360 7.75 GA 80.00 13.125 360 6.75 GA 80.00 12.125 360 7.75 DC 80.00 13.125 360 6.375 FL 79.99 11.75 360 6 CA 78.95 12.375 360 8 CA 79.00 13.375 360 6.125 CA 51.11 11.5 360 6.625 CA 80.00 13 360 5.625 FL 80.00 12 360 6.875 TX 80.00 13.25 360 6.625 FL 80.00 13 360 6.375 GA 80.00 11.75 360 7.375 FL 80.00 12.75 360 7.125 CA 75.00 13.5 360 8 GA 75.00 13.375 360 7.125 GA 80.00 12.5 360 7.5 FL 80.00
357 8.125 COVINGTON 129192 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.125 College Park 180511 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 360 8.125 WASHINGTON 136000 20060501 2.25 20110401 Y 60 Prepay GROUP II G01 353 6.75 Kissimmee 156350 20051001 2.25 20100901 Y 120 Prepay GROUP II G04 353 6.375 HERMOSA BEACH 750000 20051001 2.25 20150901 Y 120 No_PP GROUP I G01 359 8.375 Los Angeles 414750 20060401 2.25 20110301 Y 60 Prepay GROUP II G02 360 6.5 National City 230000 20060501 2.25 20110401 Y 60 Prepay GROUP II G02 360 7 Joshua Tree 204000 20060501 2.25 20110401 Y 120 Prepay GROUP II G02 359 6 Stuart 205600 20060401 2.75 20110301 Y 120 No_PP GROUP I G01 359 7.25 Jonestown 287328 20060401 2.75 20110301 Y 120 Prepay GROUP II G02 359 7 Jacksonville 193400 20060401 2.75 20110301 Y 120 Prepay GROUP II G01 357 6.75 Covington 115920 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 7.75 West Palm Beach 199600 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 357 7.5 Independence 170625 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 359 8.375 ATLANTA 262500 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.5 AUGUSTA 76800 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.875 LAKELAND 132000 20060401
No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 129191.74 874.7357396 360 0 0 0.375 30016 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 180411 1071.190313 360 0 0 0.375 30349 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 136000 920.8333333 360 0 0 0.375 20019 Single Family No MI 100297000000000000 1.875 1 First Lien 60 N 20360401 AFL2 156350 879.46875 360 0 0 0.375 34746 PUD No MI 100010000000000000 1.875 1 First Lien 60 N 20350901 AFL2 749990 3984.321875 360 0 0 0.375 90254 Single Family No MI 100087000000000000 1.875 2 First Lien 120 N 20350901 ALT1 414750 2894.609375 360 0 0 0.375 91331 Single Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360301 AFL2 230000 1245.833333 360 0 0 0.375 91950 Single Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360401 AFL2 204000 1190 360 0 0 0.375 92252 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360401 AFL2 205600 1028 360 0 0 0.375 34997 Condominium No MI 100016000000000000 1.875 2 First Lien 60 N 20360301 AFL2 287328 1735.94 360 0 0 0.375 78645 Condominium No MI 100016000000000000 2.375 2 First Lien 60 N 20360301 AFL2 193400 1128.166667 360 0 0 0.375 32222 PUD No MI 100016000000000000 2.375 2 First Lien 60 N 20360301 AFL2 115920 652.05 360 0 0 0.375 30014 Single Family No MI 100099000000000000 2.375 1 First Lien 60 N 20360101 AFL2 199600 1289.083333 360 0 0 0.375 33401 Condominium No MI 100022000000000000 1.875 2 First Lien 60 N 20360201 AFL2 170625 1066.40625 360 0 0 0.375 93526 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360101 AFL2 262500 1832.03125 360 0 0 0.375 30318 2-4 Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 76800 480 360 0 0 0.375 30906 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 132000 866.25 360 0 0 0.375 33809 Single Family No MI 100185000000000000
2.25 Y
120 GROUP II
20110301 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 No_PP G01 20060201 20110101 Prepay G01 20060201 20110101 No_PP G01 20060301 20110201 Prepay G01 20060201 20110101 No_PP G01 20060301 20110201 Prepay G02 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20051101 20071001 No_PP G01 20060201 20110101 Prepay G01 20060201 20110101 Prepay G01 20060201 20110101 No_PP G01 20060201 20110101 Prepay G01 20060201 20080101 No_PP G01 20060301 20110201
12.875 360 6.875 GA 80.00 12.25 360 6.875 GA 67.21 12.25 360 7.125 CA 80.00 12.5 360 7.75 NC 80.00 14.125 360 7.5 CA 75.00 12.875 360 6.375 GA 80.00 11.75 360 7.125 FL 70.00 12.5 360 7.125 NJ 80.00 12.5 360 6.5 FL 65.00 11.875 360 7.75 AL 94.97 13.125 360 6.625 FL 80.00 12 360 7.25 CO 75.00 12.625 360 7.125 TN 80.00 12.5 360 6.5 VA 78.57 11.875 360 7.75 NV 80.00 13.125 360 8.125 FL 80.00 13.5 360 7 CA 80.00 12.375 0 0
1.875 60 86400 0 30161 No MI 1.875 60 123000 0 30144 No MI 1.875 60 240000 0 0 92410 No MI 1.875 60 104000 0 0 28216 No MI 1.875 60 220500 0 0 92501 No MI 1.875 60 128719.8 0 0 30014 No MI 1.875 60 157500 0 0 32837 No MI 1.875 60 295920 0 0 7060 No MI 1.875 60 124137 0 0 32311 No MI 1.875 60 117050 0 0 35210 YES 1.875 60 220000 0 0 33162 No MI 1.875 24 196875 0 0 81637 No MI 2 60 85600 0 0 38117 No MI 1.875 60 307871.66 0 0 22079 No MI 1.875 60 176799.03 0 0 89115 No MI 1.875 60 195641.26 0 0 33319 No MI 1.875 24 228000 0 0 92410 No MI 2
359 7.25 ROME 86400 2.25 Y 120 GROUP II 359 7.25 KENNESAW 123000 2.25 Y 120 GROUP II 357 7.5 San Bernardino 240000 2.25 Y 120 GROUP I 357 8.125 Charlotte 104000 2.25 Y 120 GROUP I 358 7.875 Riverside 220500 2.25 Y 120 GROUP II 357 6.75 Covington 128720 2.25 Y 120 GROUP II 358 7.5 Orlando 157500 2.25 Y 60 GROUP II 358 7.5 Plainfield 295920 2.25 Y 60 GROUP II 358 6.875 Tallahassee 124137 2.25 Y 120 GROUP I 358 8.125 BIRMINGHAM 117050 2.25 Y 120 GROUP I 354 7 North Miami Beach 220000 2.375 Y 120 GROUP II 357 7.625 Gypsum 196875 2.25 Y 120 GROUP II 357 7.5 MEMPHIS 85600 2.25 Y 120 GROUP II 357 6.875 LORTON 308000 2.25 Y 120 GROUP I 357 8.125 LAS VEGAS 176800 2.25 Y 120 GROUP I 357 8.5 Fort Lauderdale 196000 2.375 N 0 GROUP II 358 7.375 HIGHLAND 228000 2.25
First Lien 20360301 AFL2 522 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2 743.125 360 0.375 PUD 100185000000000000 1 First Lien N 20360301 AFL2 1500 360 0.375 Single Family 100034000000000000 1 First Lien N 20360101 AFL2 704.1666667 360 0.375 PUD 100034000000000000 2 First Lien N 20360101 AFL2 1447.03125 360 0.375 Single Family 100386000000000000 1 First Lien N 20360201 AFL2 724.048875 360 0.375 Single Family 100099000000000000 1 First Lien N 20360101 AFL2 984.375 360 0.375 Condominium 100234000000000000 1 First Lien N 20360201 AFL2 1849.5 360 0.375 2-4 Family 100234000000000000 1 First Lien N 20360201 AFL2 711.2015625 360 0.375 PUD 100264000000000000 1 First Lien N 20360201 AFL2 792.5260417 360 0.375 Single Family 100021000000000000 2 First Lien N 20360201 AFL2 1283.333333 360 0.375 Single Family 100014000000000000 1 First Lien N 20351001 AFL2 1250.976563 360 0.375 Single Family 100414000000000000 1 First Lien N 20360101 AFL2 535 360 0.375 Single Family 100213000000000000 1 First Lien N 20360101 AFL2 1763.848052 360 0.375 Condominium 100213000000000000 1 First Lien N 20360101 AFL2 1197.076766 360 0.375 PUD 100199000000000000 1 First Lien N 20360101 AFL2 1507.07 360 0.375 PUD 100266000000000000 1 First Lien N 20360101 AFL2 1401.25 360 0.375 Single Family 100034000000000000 1 First Lien N
60 Prepay GROUP I G01 356 8.375 Detroit 61200 20060101 2.375 20071201 N 0 No_PP GROUP I G01 356 7.875 Coral Springs 262500 20060101 2.25 20101201 Y 120 Prepay GROUP I G01 357 7.875 Denver 268000 20060201 2.25 20110101 Y 120 Prepay GROUP II G02 357 7.875 Tampa 135000 20060201 2.25 20110101 N 0 Prepay GROUP II G02 357 7.875 Tampa 135000 20060201 2.25 20110101 N 0 Prepay GROUP II G02 358 6.875 WYLIE 141200 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.25 Lake Saint Louis 148000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.125 Surprise 245310 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.375 Wildwood 404800 20060401 2.25 20110301 N 0 No_PP GROUP II G01 358 7.125 BOWIE 218400 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.5 MONTEVALLO 90000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8 Baltimore 414039 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.625 Brighton 302500 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 DETROIT 96000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 CUMMING 162400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 Ocoee 135150 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 Adelanto 210400 20060301 2.25 20110201 Y 60 Prepay
360 8 MI 80.00 13.375 360 7.5 FL 75.00 13.875 360 7.5 CO 80.00 12.875 360 7.5 FL 75.00 12.875 360 7.5 FL 75.00 12.875 360 6.5 TX 80.00 11.875 360 6.875 MO 80.00 12.25 360 6.75 AZ 80.00 12.125 360 8 NJ 80.00 13.375 360 6.75 MD 80.00 12.125 360 6.125 AL 80.00 11.5 360 7.625 MD 79.00 13 360 7.25 CO 79.61 12.625 360 7.5 MI 80.00 12.875 360 7.5 GA 80.00 12.875 360 7.75 FL 79.98 13.125 360 7.5 CA 80.00 12.875 360
N 20360201 AFL2 465.16 360 0 0.375 48206 2-4 Family No MI 100266000000000000 1.875 1 First Lien 24 N 20351201 AFL2 262500 1722.65625 360 0 0 0.375 33065 2-4 Family No MI 100034000000000000 2 2 First Lien 60 N 20351201 AFL2 268000 1758.75 360 0 0 0.375 80202 Condominium No MI 100101000000000000 1.875 1 First Lien 60 N 20360101 AFL2 134719.46 978.84 360 0 0 0.375 33604 2-4 Family No MI 100238000000000000 1.875 1 First Lien 60 N 20360101 AFL2 134719.46 978.84 360 0 0 0.375 33604 2-4 Family No MI 100238000000000000 1.875 1 First Lien 60 N 20360101 AFL2 141200 808.9583333 360 0 0 0.375 75098 PUD No MI 100252000000000000 1.875 1 First Lien 60 N 20360201 AFL2 148000 894.1666667 360 0 0 0.375 63367 PUD No MI 100238000000000000 1.875 1 First Lien 60 N 20360201 AFL2 245310 1456.528125 360 0 0 0.375 85379 PUD No MI 100189000000000000 1.875 1 First Lien 60 N 20360201 AFL2 404548.4 3076.77 360 0 0 0.375 8260 Condominium No MI 100087000000000000 1.875 1 First Lien 60 N 20360301 AFL2 218400 1296.75 360 0 0 0.375 20716 PUD No MI 100289000000000000 1.875 1 First Lien 60 N 20360201 AFL2 90000 487.5 360 0 0 0.375 35115 Single Family No MI 100021000000000000 1.875 2 First Lien 60 N 20360201 AFL2 414039 2760.26 360 0 0 0.375 21230 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 302500 1922.135417 360 0 0 0.375 80603 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360201 AFL2 96000 630 360 0 0 0.375 48205 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 162400 1065.75 360 0 0 0.375 30041 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 135150 915.078125 360 0 0 0.375 34761 Condominium No MI 100091000000000000 1.875 1 First Lien 60 N 20360201 AFL2 210400 1380.75 360 0 0 0.375 92301 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 0
60 61045.4
GROUP I G01 357 8.125 Cumberland 162400 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8 FAIRBURN 155550 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 7.625 LAWRENCEVILLE 134850 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 7.875 Loganville 150320 20060201 2.25 20090101 Y 120 No_PP GROUP II G02 358 6.625 Minneapolis 132400 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.125 Chaska 174000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 8.125 Grand Prairie 127920 20060201 2.25 20110101 N 0 No_PP GROUP II G01 357 7.625 Douglasville 325600 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 355 7.75 San Antonio 135300 20051201 2.25 20101101 Y 120 No_PP GROUP I G01 357 8.25 STONE MOUNTAIN 172976 20060201 2.25 20110101 Y 120 No_PP GROUP II G03 359 6.875 North Bergen 536000 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 359 7.625 Pembroke Pines 211200 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 Potomac 1372500 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.375 FORT COLLINS 136880 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 357 6.75 Milford 324000 20060201 2.25 20110101 Y 120 Prepay GROUP II G03 359 6.625 Phoenix 440000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 6.375 PEYTON 158496 20060301 2.375 20080201 Y 120 Prepay GROUP II G01
7.75 RI 80.00 14.125 360 7.625 GA 79.98 13 360 7.25 GA 79.98 12.625 360 7.5 GA 80.00 13.875 360 6.25 MN 80.00 11.625 360 6.75 MN 80.00 12.125 360 7.75 TX 80.00 13.125 360 7.25 GA 74.00 13.625 360 7.375 TX 79.97 12.75 360 7.875 GA 80.00 13.25 360 6.5 NJ 80.00 11.875 360 7.25 FL 80.00 12.625 360 7.375 MD 70.00 12.75 360 7 CO 80.00 12.375 360 6.375 OH 80.00 11.75 360 6.25 AZ 80.00 11.625 360 6 CO 80.00 11.375 360
1099.583333 360 0 0.375 2864 Single Family No MI 010003400000000000 1.875 2 First Lien 60 N 20360101 AFL2 155550 1037 360 0 0 0.375 30213 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 134849.36 856.8553083 360 0 0 0.375 30043 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 150320 986.475 360 0 0 0.375 30052 PUD No MI 100032000000000000 1.875 1 First Lien 36 N 20360101 AFL2 132400 730.9583333 360 0 0 0.375 55411 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360201 AFL2 174000 1033.125 360 0 0 0.375 55318 Condominium No MI 100400000000000000 1.875 1 First Lien 60 N 20360201 AFL2 127667.27 949.8 360 0 0 0.375 75052 PUD No MI 100099000000000000 1.875 1 First Lien 60 N 20360101 AFL2 325568.92 2068.719179 360 0 0 0.375 30134 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360101 AFL2 135299.62 873.8100458 360 0 0 0.375 78260 PUD No MI 100039000000000000 2.375 1 First Lien 60 N 20351101 AFL2 172975.21 1189.204569 360 0 0 0.375 30087 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 536000 3070.833333 360 0 0 0.375 7047 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 211200 1342 360 0 0 0.375 33026 PUD No MI 010023400000000000 1.875 1 First Lien 60 N 20360301 AFL2 1372500 8864.0625 360 0 0 0.375 20854 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360301 AFL2 136880 841.2416667 360 0 0 0.375 80526 PUD No MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 324000 1822.5 360 0 0 0.375 45150 PUD No MI 100126000000000000 1.875 1 First Lien 60 N 20360101 AFL2 440000 2429.166667 360 0 0 0.375 85018 Single Family No MI 100195000000000000 1.875 1 First Lien 60 N 20360301 AFL2 158496 842.01 360 0 0 0.375 80831 PUD No MI 100063000000000000 1.875 1 First Lien 24 N 20360201 AFL2 106600 566.3125 360 0
162400
359 6.375 Charlottesville 106600 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7 North Las Vegas 244000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8 WINCHESTER 184720 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.875 Colton 272000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.5 PEORIA 386616 20060401 2.25 20110301 Y 120 No_PP GROUP II G03 358 6.875 Essex 750000 20060301 2.25 20110201 N 0 No_PP GROUP II G01 359 6.75 Columbia 75400 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 Davenport 199200 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.375 ATL 119200 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 359 7.625 SALT LAKE CITY 121500 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 7.625 Forest Park 92000 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 359 6.5 Denver 747500 20060401 2.25 20110301 Y 60 No_PP GROUP II G03 359 7.375 Miami 520000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.625 PAYSON 188000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.25 Passaic 429600 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 Chantilly 960000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 352 7.75 ST PETERSBURG 157500 20050901 4.875 20100801 Y 120 Prepay GROUP I G01 349
6 VA 75.00 11.375 360 6.625 NV 80.00 12 360 7.625 VA 80.00 13 360 6.5 CA 80.00 11.875 360 7.125 AZ 90.00 12.5 360 6.5 MA 64.94 12.875 360 6.375 SC 65.00 12.75 360 7.375 FL 80.00 12.75 360 8 GA 80.00 13.375 360 7.25 UT 75.00 12.625 360 7.25 GA 80.00 12.625 360 6.125 CO 65.00 11.5 360 7 FL 80.00 13.375 360 6.25 UT 80.00 11.625 360 7.875 NJ 80.00 13.25 360 7.375 VA 80.00 12.75 360 7.375 FL 70.00 13.75 360 6.5
0 2
0 22901 No MI 60 244000 N
0.375 Condominium 100031000000000000 First Lien 20360301 AFL2 1423.333333 360 0.375 1 N
0 89032 PUD No MI 100096000000000000 1.875 1 First Lien 60 N 20360301 AFL2 184720 1231.466667 360 0 0 0.375 22601 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 272000 1558.333333 360 0 0 0.375 92324 Single Family No MI 100196000000000000 1.875 1 First Lien 60 N 20360301 AFL2 386616 2416.35 360 0 0 0.375 85383 PUD GE Capital MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 748736.21 4926.97 360 0 0 0.375 1929 Single Family No MI 100061000000000000 1.875 2 First Lien 60 N 20360201 AFL2 75400 424.125 360 0 0 0.375 29212 Single Family No MI 100061000000000000 1.875 2 First Lien 60 N 20360301 AFL2 199200 1286.5 360 0 0 0.375 33897 PUD No MI 010035000000000000 1.875 1 First Lien 60 N 20360301 AFL2 119200 831.9166667 360 0 0 0.375 30314 2-4 Family No MI 001000610000000000 1.875 1 First Lien 60 N 20360301 AFL2 121500 772.03125 360 0 0 0.375 84128 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 92000 584.5833333 360 0 0 0.375 30297 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 747500 4048.958333 360 0 0 0.375 80220 Single Family No MI 100418000000000000 1.875 1 First Lien 60 N 20360301 AFL2 520000 3195.833333 360 0 0 0.375 33176 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360301 AFL2 188000 1037.916667 360 0 0 0.375 84651 Single Family No MI 100125000000000000 1.875 1 First Lien 60 N 20360301 AFL2 429600 2953.5 360 0 0 0.375 7055 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 960000 6200 360 0 0 0.375 20152 Single Family No MI 000000005800602060 1.875 1 First Lien 60 N 20360301 AFL2 157500 1017.1875 360 0 0 0.375 33705 2-4 Family No MI 100221000000000000 1.875 1 First Lien 60 N 20350801 ALT1 84191.59 558.39 360 0 0 0.375
6.875 AUGUSTA 85000 20050601 2.75 20070501 N 0 No_PP GROUP I G01 350 7.5 WEST JORDAN 130400 20050701 2.75 20070601 Y 120 No_PP GROUP I G01 352 6.375 DOUGLASVILLE 137200 20050901 2.75 20070801 Y 24 No_PP GROUP II G01 358 7.5 LACEY 226800 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 7.25 CORONA 1024725 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.5 TOLLESON 195365 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 BLUE BELL 380000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 POMPANO BEACH 184000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 CORAL SPRINGS 582400 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 359 7.375 BALTIMORE 73700 20060401 2.25 20110301 N 0 No_PP GROUP I G01 358 8.125 MANKATO 135900 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 359 7 TEMPE 119600 20060401 2.25 20110301 N 0 Prepay GROUP I G01 358 7.75 GRAND PRAIRIE 136700 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 8.125 CORONA 592000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7.25 DALLAS 90320 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.125 PASADENA 264000 20060401 2.25 20110301 Y 120 No_PP GROUP II G03 359 7.125 WESTFIELD 428000 20060401 2.25 20110301 Y 120 No_PP GROUP II G03 358 7.375 LITCHFIELD PARK
89.47 360
80.00 360
80.00 360
80.00 360
64.05 360
75.00 360
80.00 360
80.00 360
80.00 360
79.25 360
79.99 360
80.00 360
79.99 360
80.00 360
80.00 360
80.00 360
80.00 360
GA 30906 Single Family Mortgage Guaranty In 100030000000000000 12.875 4.5 2 First Lien 24 N 20350501 ALT1 130359.25 814.7453125 360 7.125 0 0 0.375 UT 84118 Single Family No MI 100030000000000000 13.5 2.375 2 First Lien 24 N 20350601 ALT1 137199.3 728.8712812 360 6 0 0 0.375 GA 30135 PUD No MI 100030000000000000 12.375 2.375 2 First Lien 24 N 20350801 ALT1 226800 1417.5 360 7.125 0 0 0.375 WA 98503 PUD No MI 100386000000000000 12.5 2.375 1 First Lien 60 N 20360201 WALN 1024725 6191.046875 360 6.875 0 0 0.375 CA 92882 Single Family No MI 100386000000000000 12.25 1.875 1 First Lien 60 N 20360201 WALN 195365 1221.03125 360 7.125 0 0 0.375 AZ 85353 PUD No MI 100386000000000000 12.5 1.875 1 First Lien 60 N 20360201 WALN 380000 2454.166667 360 7.375 0 0 0.375 PA 19422 Single Family No MI 100386000000000000 12.75 1.875 1 First Lien 60 N 20360201 WALN 184000 1207.5 360 7.5 0 0 0.375 FL 33064 Single Family No MI 100386000000000000 12.875 1.875 1 First Lien 60 N 20360201 WALN 582400 3943.333333 360 7.75 0 0 0.375 FL 33065 2-4 Family No MI 100386000000000000 13.125 1.875 1 First Lien 60 N 20360201 WALN 73643.92 509.03 360 7 0 0 0.375 MD 21223 Single Family No MI 100386000000000000 12.375 1.875 1 First Lien 60 N 20360301 WALN 135900 920.15625 360 7.75 0 0 0.375 MN 56001 Single Family No MI 100386000000000000 13.125 1.875 1 First Lien 60 N 20360201 WALN 119501.96 795.71 360 6.625 0 0 0.375 AZ 85281 Condominium No MI 100386000000000000 12 1.875 1 First Lien 60 N 20360301 WALN 136505.74 979.34 360 7.375 0 0 0.375 TX 75052 PUD No MI 100386000000000000 12.75 1.875 1 First Lien 60 N 20360201 WALN 592000 4008.333333 360 7.75 0 0 0.375 CA 92880 Single Family No MI 13.125 1.875 1 First Lien 60 N 20360201 WALN 90320 545.6833333 360 6.875 0 0 0.375 GA 30157 Single Family No MI 100386000000000000 12.25 1.875 1 First Lien 60 N 20360301 WALN 264000 1787.5 360 7.75 0 0 0.375 MD 21122 Single Family No MI 100386000000000000 13.125 1.875 1 First Lien 60 N 20360301 WALN 428000 2541.25 360 6.75 0 0 0.375 NJ 7090 Single Family No MI 100386000000000000 12.125 1.875 1 First Lien 60 N 20360301 WALN 499120 3067.508333 360 7 0 0 0.375 AZ 85340 PUD
499120 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7.5 KISSIMMEE 180000 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 7.875 RICHMOND 364000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 PHOENIX 172100 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.375 REDWOOD FALLS 88000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.75 WEST PALM BEACH 253600 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 359 7 STUART 583200 20060401 2.25 20110301 N 0 No_PP GROUP II G01 359 6.875 WALLINGFORD 290000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 8.125 SCOTTSDALE 518400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 7.75 PHOENIX 630750 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.375 SAYREVILLE 255200 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8 CORAL GABLES 520000 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 359 7.5 CELEBRATION 1387500 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.625 GWYNN OAK 220000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 6.5 MIAMI 312000 20060401 2.375 20080301 N 0 No_PP GROUP I G01 359 8.375 WARREN 1166250 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.125 MANKATO 111920 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.125 MANKATO 129200 20060401
80.00 12.375 360 7.125 FL 80.00 12.5 360 7.5 CA 80.00 12.875 360 7.375 AZ 80.00 12.75 360 7 MN 80.00 12.375 360 7.375 FL 80.00 12.75 360 6.625 FL 80.00 12 360 6.5 PA 67.44 11.875 360 7.75 AZ 80.00 13.125 360 7.375 AZ 75.00 12.75 360 7 NJ 80.00 12.375 360 7.625 FL 80.00 13 360 7.125 FL 75.00 12.5 360 7.25 MD 80.00 12.625 360 6.125 FL 80.00 11.5 360 8 NJ 75.00 13.375 360 7.75 MN 80.00 13.125 360 7.75 MN 80.00
No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 179866.41 1258.59 360 0 0 0.375 34759 2-4 Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 364000 2388.75 360 0 0 0.375 94804 2-4 Family No MI 1003345-0000011887 1.875 1 First Lien 60 N 20360301 WALN 172100 1111.479167 360 0 0 0.375 85008 2-4 Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 88000 540.8333333 360 0 0 0.375 56283 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 253600 1637.833333 360 0 0 0.375 33407 PUD No MI 100345000000000000 1.875 1 First Lien 60 N 20360301 WALN 582721.95 3880.05 360 0 0 0.375 34997 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 290000 1661.458333 360 0 0 0.375 19086 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 518400 3510 360 0 0 0.375 85255 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 628750 4060.677083 360 0 0 0.375 85018 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 255200 1568.416667 360 0 0 0.375 8872 Townhouse No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 520000 3466.666667 360 0 0 0.375 33134 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 1387500 8671.875 360 0 0 0.375 34747 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 220000 1397.916667 360 0 0 0.375 21207 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 311717.94 1972.06 360 0 0 0.375 33173 PUD No MI 100386000000000000 1.875 1 First Lien 24 N 20360301 WALN 1166250 8139.453125 360 0 0 0.375 7059 Single Family No MI 100386000000000000 2 1 First Lien 60 N 20360301 WALN 111920 757.7916667 360 0 0 0.375 56001 2-4 Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 129200 874.7916667 360 0 0 0.375 56001 2-4 Family No MI 100386000000000000
2.25 Y
120 GROUP II
20110301 Prepay G03
13.125 360 7 CA 80.00 12.375 360 6.5 NY 85.00 11.875 360 7.5 AZ 80.00 12.875 360 7.125 FL 80.00 12.5 360 6.875 CA 79.99 12.25 360 6.125 CO 80.00 11.5 360 7.875 MN 80.00 13.25 360 6.875 CA 80.00 12.25 360 6.5 MN 80.00 11.875 360 8 CA 80.00 13.375 360 6.5 VA 80.00 11.875 360 5.875 CA 38.20 11.25 360 7.625 FL 80.00 13 360 6.25 MD 79.79 11.625 360 7.5 MD 70.00 12.875 360 7.125 NC 70.00 12.5 360 6.375 NV 80.00 11.75
359 7.375 CAMERON PARK 468000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6.875 BRONX 340000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.875 TUCSON 176000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.5 POMPANO BEACH 200000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.25 ONTARIO 397950 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.5 MONUMENT 312000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.25 SAUK RAPIDS 139800 20060401 2.25 20110301 N 0 No_PP GROUP II G02 359 7.25 FONTANA 404000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.875 MINNEAPOLIS 292000 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 8.375 HUNTINGTON BEACH 607200 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.875 FREDERICKSBURG 356000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.25 LOS ANGELES 191000 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 8 MIAMI 380000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.625 NOTTINGHAM 150000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.875 BALTIMORE 140000 20060401 2.25 20110301 N 0 No_PP GROUP II G02 359 7.5 RALEIGH 88518.5 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.75 N LAS VEGAS 240800 20060401 2.25 20110301
1 First Lien 20360301 WALN 2876.25 360 0 0 0.375 95682 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 340000 1947.916667 360 0 0 0.375 10469 Single Family PMI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 176000 1155 360 0 0 0.375 85736 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 200000 1250 360 0 0 0.375 33064 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 397950 2404.28125 360 0 0 0.375 91764 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 312000 1690 360 0 0 0.375 80132 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 139710.86 1050.27 360 0 0 0.375 56379 Single Family No MI 100281000000000000 1.875 1 First Lien 60 N 20360301 WALN 404000 2440.833333 360 0 0 0.375 92337 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 291754.69 1918.23 360 0 0 0.375 55413 2-4 Family No MI 100281000000000000 1.875 1 First Lien 60 N 20360301 WALN 607200 4237.75 360 0 0 0.375 92647 Single Family No MI 1003345-0000012099 1.875 1 First Lien 60 N 20360301 WALN 356000 2039.583333 360 0 0 0.375 22405 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 190818.77 1176.02 360 0 0 0.375 90003 2-4 Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 380000 2533.333333 360 0 0 0.375 33187 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 150000 828.125 360 0 0 0.375 21236 Townhouse No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 139903.65 1015.1 360 0 0 0.375 21210 2-4 Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 88518.5 553.240625 360 0 0 0.375 27614 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 240800 1354.5 360 0 0 0.375 89031 Single Family No MI 001008330000000000 1.875 1 First Lien N
1.875 60 468000
120 GROUP II 359 7.375 SAN JOSE 392000 2.25 Y 120 GROUP I 358 7.5 TAMPA 108720 2.25 N 0 GROUP I 359 8.375 Los Angeles 750000 2.25 Y 60 GROUP II 359 7.25 CARMEL 202704 2.25 Y 120 GROUP I 357 7.75 Bristol 186400 2.25 Y 60 GROUP II 359 7.375 Hyattsville 106400 2.25 Y 120 GROUP II 357 6.875 Portland 195000 2.25 N 0 GROUP II 359 7.375 LAS VEGAS 187400 2.25 Y 120 GROUP II 359 6.75 LAS VEGAS 210400 2.25 Y 120 GROUP II 359 7 SANTA ANA 471200 2.25 Y 120 GROUP I 359 8.375 Atlanta 144000 2.25 Y 120 GROUP II 359 7.5 Lehigh Acres 173520 2.25 Y 120 GROUP I 359 7.5 RIDGELAND 66400 2.25 Y 120 GROUP II 359 6.875 ANNANDALE 220000 2.25 Y 120 GROUP II 359 7 Falls Church 417000 2.25 Y 120 GROUP I 359 8.125 Kissimmee 152000 2.25 N 0 GROUP II 359 7.75 RIDGELAND 77600 2.25 Y 120
Prepay G01
360 7 CA
20060401 20110301 No_PP G01 20060301 20090201 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 No_PP G01 20060201 20110101 Prepay G02 20060401 20110301 Prepay G01 20060201 20110101 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G03 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 No_PP G02 20060401 20110301 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay
68.17 12.375 360 7.125 FL 77.66 13.5 360 8 CA 75.00 13.375 360 6.875 IN 80.00 12.25 360 7.375 CT 80.00 12.75 360 7 MD 80.00 12.375 360 6.5 OR 75.00 12.875 360 7 NV 79.41 13.375 360 6.375 NV 80.00 12.75 360 6.625 CA 80.00 13 360 8 GA 80.00 13.375 360 7.125 FL 80.00 12.5 360 7.125 MS 80.00 12.5 360 6.5 VA 80.00 11.875 360 6.625 VA 75.82 12 360 7.75 FL 79.99 13.125 360 7.375 MS 80.00 12.75 360
N 20360301 AFL2 2409.166667 360 0 0.375 95136 Condominium No MI 100074000000000000 1.875 1 First Lien 60 N 20360301 AFL2 108558.12 760.19 360 0 0 0.375 33605 2-4 Family No MI 100061000000000000 1.875 1 First Lien 36 N 20360201 AFL2 750000 5234.375 360 0 0 0.375 90067 Condominium No MI 1.875 1 First Lien 60 N 20360301 AFL2 202704 1224.67 360 0 0 0.375 46032 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 186397.47 1203.816994 360 0 0 0.375 6010 2-4 Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360101 AFL2 106400 653.9166667 360 0 0 0.375 20784 Condominium No MI 100031000000000000 1.875 1 First Lien 60 N 20360301 AFL2 194505.72 1281.01 360 0 0 0.375 97236 Single Family No MI 100114000000000000 1.875 2 First Lien 60 N 20360101 AFL2 187400 1151.729167 360 0 0 0.375 89122 Single Family No MI 100183000000000000 1.875 2 First Lien 60 N 20360301 AFL2 210400 1183.5 360 0 0 0.375 89102 Single Family No MI 100183000000000000 1.875 2 First Lien 60 N 20360301 AFL2 471200 2748.666667 360 0 0 0.375 92701 Single Family No MI 100087000000000000 1.875 2 First Lien 60 N 20360301 AFL2 144000 1005 360 0 0 0.375 30310 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360301 AFL2 173520 1084.5 360 0 0 0.375 33971 Single Family No MI 100238000000000000 1.875 1 First Lien 60 N 20360301 AFL2 66400 415 360 0 0 0.375 39157 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 220000 1260.416667 360 0 0 0.375 22003 Condominium No MI 100293000000000000 1.875 1 First Lien 60 N 20360301 AFL2 417000 2432.5 360 0 0 0.375 22042 Single Family No MI 100031000000000000 1.875 1 First Lien 60 N 20360301 AFL2 151900.57 1128.6 360 0 0 0.375 34759 Single Family No MI 100039000000000000 1.875 1 First Lien 60 N 20360301 AFL2 77600 501.1666667 360 0 0 0.375 39157 Townhouse No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 0
60 392000
GROUP II G02 358 7.375 Portland 139292 20060301 2.25 20110201 Y 60 Prepay GROUP II G02 359 6.875 West Palm Beach 200000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.5 COV 143200 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.25 Winnetka 417000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.375 SANDY 146250 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 358 8.125 Cartersville 332500 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 Buford 159200 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.875 Castle Rock 202000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8 HALETHORPE 122400 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8 Phoenix 294000 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 7.25 Sun Lakes 193976 20060401 2.25 20110301 N 0 No_PP GROUP II G02 354 6.875 Tampa 245600 20051101 2.25 20101001 Y 120 No_PP GROUP II G02 359 6.375 SMYRNA 247724 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 360 8.25 St Charles 276000 20060501 2.25 20110401 Y 120 No_PP GROUP II G03 359 6.875 ROSEVILLE 446832 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.375 Union 111456 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 359 6.875 Henderson 163200 20060401 2.25 20110301 N 0 Prepay GROUP I G01
7 OR 80.00 12.375 360 6.5 FL 57.14 11.875 360 7.125 KY 80.00 12.5 360 6.875 CA 79.58 12.25 360 7 UT 75.00 12.375 360 7.75 GA 70.00 13.125 360 7.5 GA 80.00 12.875 360 6.5 CO 80.00 11.875 360 7.625 MD 80.00 13 360 7.625 AZ 70.00 13 360 6.875 AZ 70.00 12.25 360 6.5 FL 80.00 11.875 360 6 GA 80.00 11.375 360 7.875 IL 80.00 13.25 360 6.5 CA 80.00 11.875 360 7 KY 80.00 12.375 360 6.5 NV 80.00 11.875 360
856.0654167 360 0 0.375 97236 Condominium No MI 100114000000000000 1.875 2 First Lien 60 N 20360201 AFL2 200000 1145.833333 360 0 0 0.375 33401 Condominium No MI 100035000000000000 1.875 1 First Lien 60 N 20360301 AFL2 143200 895 360 0 0 0.375 41011 Condominium No MI 100331000000000000 1.875 1 First Lien 60 N 20360301 AFL2 417000 2519.375 360 0 0 0.375 91306 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 AFL2 146250 898.828125 360 0 0 0.375 84070 Single Family No MI 010019900000000000 1.875 1 First Lien 60 N 20360301 AFL2 332500 2251.302083 360 0 0 0.375 30121 2-4 Family No MI 100264000000000000 1.875 1 First Lien 60 N 20360201 AFL2 159200 1044.75 360 0 0 0.375 30518 PUD No MI 100039000000000000 1.875 1 First Lien 60 N 20360201 AFL2 201999.47 1157.28863 360 0 0 0.375 80104 PUD No MI 100095000000000000 1.875 1 First Lien 60 N 20360201 AFL2 122400 816 360 0 0 0.375 21227 Townhouse No MI 100297000000000000 1.875 1 First Lien 60 N 20360301 AFL2 293802.73 2157.27 360 0 0 0.375 85020 Single Family No MI 100010000000000000 1.875 1 First Lien 60 N 20360301 AFL2 193824.68 1323.26 360 0 0 0.375 85248 PUD No MI 100030000000000000 1.875 1 First Lien 60 N 20360301 AFL2 245597 1407.066146 360 0 0 0.375 33625 PUD No MI 1.875 1 First Lien 60 N 20351001 AFL2 247724 1316.03375 360 0 0 0.375 30082 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 276000 1897.5 360 0 0 0.375 60175 Single Family No MI 100030000000000000 1.875 1 First Lien 60 N 20360401 AFL2 446832 2559.975 360 0 0 0.375 95747 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 111455.99 684.9899385 360 0 0 0.375 41091 PUD No MI 1.875 1 First Lien 60 N 20360301 AFL2 163062.89 1072.11 360 0 0 0.375 89014 Condominium No MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 136000 892.5 360 0
139292
359 7.875 Riverton 136000 2.25 Y 120 GROUP II 359 7.625 Laporte 114000 2.25 Y 120 GROUP II 359 7.625 Tucson 83650 2.25 Y 120 GROUP I 359 8.25 NORTH PORT 187425 2.25 Y 120 GROUP I 359 8.125 Indianapolis 224800 2.25 Y 120 GROUP II 359 7.5 BEALETON 395300 2.25 Y 120 GROUP I 359 8.125 Miami 232500 2.25 Y 120 GROUP II 359 7.25 Cape Coral 668000 2.25 Y 120 GROUP I 359 7.75 Fripp Island 780000 2.25 Y 120 GROUP II 359 7 Murrells Inlet 421000 2.25 Y 120 GROUP I 359 8 FLOSSMOOR 580000 2.25 Y 60 GROUP I 359 7.875 CHICAGO 232000 2.25 N 0 GROUP I 359 8.125 Chicago 264000 2.25 N 0 GROUP II 359 7.125 Dracut 144000 2.25 Y 120 GROUP II 359 7 Lake Mary 91992 2.25 Y 120 GROUP II 359 5.875 Frederick 128800 2.25 Y 120 GROUP II 359 7.5 Chesterfield 222850 2.25 Y 120 GROUP II 359
7.5 UT 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G03 20060401 20110301 No_PP G01 20060401 20110301 No_PP G03 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G02 80.00 12.875 360 7.25 CO 80.00 12.625 360 7.25 AZ 70.00 12.625 360 7.875 FL 75.00 13.25 360 7.75 IN 80.00 13.125 360 7.125 VA 80.00 12.5 360 7.75 FL 75.00 13.125 360 6.875 FL 80.00 13.25 360 7.375 SC 79.19 13.75 360 6.625 SC 79.43 13 360 7.625 IL 80.00 13 360 7.5 IL 80.00 12.875 360 7.75 IL 70.49 13.125 360 6.75 MA 80.00 13.125 360 6.625 FL 80.00 13 360 5.5 MD 80.00 11.875 360 7.125 VA 80.00 12.5 360 5.75
0 0.375 84065 Single Family No MI 010099200000000000 1.875 1 First Lien 60 N 20360301 AFL2 114000 724.375 360 0 0 0.375 80535 Single Family No MI 100030000000000000 1.875 1 First Lien 60 N 20360301 AFL2 83650 531.5260417 360 0 0 0.375 85713 Single Family No MI 010017400000000000 1.875 1 First Lien 60 N 20360301 AFL2 187425 1288.546875 360 0 0 0.375 34288 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 224800 1522.083333 360 0 0 0.375 46208 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 395300 2470.625 360 0 0 0.375 22712 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360301 AFL2 232500 1574.21875 360 0 0 0.375 33131 Condominium No MI 100203000000000000 1.875 1 First Lien 60 N 20360301 AFL2 668000 4035.833333 360 0 0 0.375 33904 Single Family No MI 100229000000000000 1.875 2 First Lien 60 N 20360301 AFL2 780000 5037.5 360 0 0 0.375 29920 Single Family No MI 100229000000000000 1.875 2 First Lien 60 N 20360301 AFL2 421000 2455.833333 360 0 0 0.375 29576 Single Family No MI 100229000000000000 1.875 2 First Lien 60 N 20360301 AFL2 580000 3866.666667 360 0 0 0.375 60422 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360301 AFL2 231840.34 1682.16 360 0 0 0.375 60620 2-4 Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360301 AFL2 263827.3 1960.2 360 0 0 0.375 60640 Condominium No MI 100221000000000000 1.875 1 First Lien 60 N 20360301 AFL2 144000 855 360 0 0 0.375 1826 Condominium No MI 100016000000000000 1.875 2 First Lien 60 N 20360301 AFL2 91992 536.62 360 0 0 0.375 32746 Condominium No MI 100016000000000000 1.875 2 First Lien 60 N 20360301 AFL2 128799.02 630.5785354 360 0 0 0.375 21702 Condominium No MI 100016000000000000 1.875 2 First Lien 60 N 20360301 AFL2 222850 1392.8125 360 0 0 0.375 23832 Single Family No MI 100031000000000000 1.875 1 First Lien 60 N 20360301 AFL2 317349 1619.802188 360 0 0 0.375
6.125 Snohomish 317349 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 358 6.875 Scottsdale 1000000 20060301 2.75 20110201 Y 120 No_PP GROUP I G01 359 8.375 FRED 161250 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.25 Forest Park 89600 20060401 2.25 20090301 Y 120 No_PP GROUP II G02 359 7.5 Maineville 265000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6 VALLEJO 240000 20060401 2.25 20110301 Y 120 No_PP GROUP II G04 357 6.5 SAN DIEGO 400000 20060201 2.25 20160101 Y 120 No_PP GROUP I G01 359 8.125 Spokane 150000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 357 7.75 MCDONOUGH 136000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 359 8.25 PHOENIX 172000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8 NEW CARROLLTON 297600 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 7.875 Goodyear 207920 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 6.875 San Rafael 1202500 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 6.75 Peoria 387100 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 358 6.25 Minneapolis 312000 20060301 2.25 20110201 N 0 No_PP GROUP II G01 359 7.25 Dallas 59100 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 358 7 COLLEGE PARK 170400 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.75 Hilton Head Island
WA 80.00 11.125 360 6.5 AZ 64.52 12.875 360 8 VA 75.00 13.375 360 6.875 GA 80.00 13.25 360 7.125 OH 79.99 12.5 360 5.625 CA 48.98 12 360 6.125 CA 80.00 12.5 360 7.75 WA 75.00 13.125 360 7.375 GA 80.00 12.75 360 7.875 AZ 80.00 13.25 360 7.625 MD 80.00 13 360 7.5 AZ 80.00 12.875 360 6.5 CA 65.00 11.875 360 6.375 AZ 79.99 11.75 360 5.875 MN 80.00 12.25 360 6.875 GA 69.97 12.25 360 6.625 GA 80.00 12 360 6.375 SC
98286 PUD No MI 100016000000000000 1.875 1 First Lien 60 N 20360301 AFL2 1000000 5729.166667 360 0 0 0.375 85258 Single Family No MI 001000160000000000 1.875 2 First Lien 60 N 20360201 AFL2 161250 1125.390625 360 0 0 0.375 22407 Single Family No MI 100196000000000000 2.375 1 First Lien 60 N 20360301 AFL2 89600 541.3333333 360 0 0 0.375 30297 Single Family No MI 100099000000000000 1.875 1 First Lien 36 N 20360301 AFL2 265000 1656.25 360 0 0 0.375 45039 PUD No MI 010003100000000000 1.875 1 First Lien 60 N 20360301 AFL2 240000 1200 360 0 0 0.375 94591 Single Family No MI 100074000000000000 1.875 2 First Lien 60 N 20360301 AFL2 400000 2166.666667 360 0 0 0.375 92113 Single Family No MI 100185000000000000 1.875 2 First Lien 120 N 20360101 AFL2 150000 1015.625 360 0 0 0.375 99218 Single Family No MI 100114000000000000 1.875 1 First Lien 60 N 20360301 AFL2 136000 878.3333333 360 0 0 0.375 30252 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 172000 1182.5 360 0 0 0.375 85037 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 297587.21 1983.914733 360 0 0 0.375 20784 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 207920 1364.475 360 0 0 0.375 85338 PUD No MI 100125000000000000 1.875 1 First Lien 60 N 20360201 AFL2 1202500 6889.322917 360 0 0 0.375 94903 Single Family No MI 100161000000000000 1.875 1 First Lien 60 N 20360201 AFL2 387099.11 2177.432494 360 0 0 0.375 85383 PUD No MI 010043100000000000 1.875 1 First Lien 60 N 20360301 AFL2 311406.38 1921.04 360 0 0 0.375 55405 Single Family No MI 100061000000000000 1.875 2 First Lien 60 N 20360201 AFL2 59100 357.0625 360 0 0 0.375 30132 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 170400 994 360 0 0 0.375 30349 2-4 Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 289600 1629 360 0 0 0.375 29928 Condominium
289600 2.25 Y 120 GROUP II 358 7 Woodstock 368214 2.25 Y 120 GROUP II 358 6.125 York 305000 2.25 Y 120 GROUP II 360 7 ORANGEVALE 319600 2.25 Y 120 GROUP II 360 6.875 Fairfax 317000 2.25 Y 120 GROUP I 359 8.375 Chandler 178000 2.25 Y 120 GROUP I 359 8.125 Webster 1102500 2.25 Y 120 GROUP II 359 6.625 Bluffton 689000 2.25 Y 120 GROUP II 359 7.125 MARLBORO 387000 2.25 Y 120 GROUP II 359 7.5 Leesburg 680000 2.25 Y 120 GROUP I 358 7.875 Victorville 197400 2.25 Y 60 GROUP I 358 7.75 Helendale 245000 2.25 Y 60 GROUP I 360 8.375 Hinesville 75500 2.25 Y 120 GROUP II 358 7 Fairview 560000 2.25 N 0 GROUP I 358 6.5 Oviedo 205350 2.25 Y 120 GROUP I 359 8.125 indianapolis 163866 2.25 Y 120 GROUP I 359 7.875 COLUMBUS 104925 2.25 Y 120 GROUP II 359 5.875 FREDERICK 328135
20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060501 20110401 No_PP G02 20060501 20110401 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G03 20060401 20110301 Prepay G01 20060401 20110301 No_PP G03 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060501 20110401 No_PP G04 20060301 20160201 No_PP G01 20060301 20090201 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G02 20060401
80.00 12.75 360 6.625 GA 80.00 12 360 5.75 ME 50.83 12.125 360 6.625 CA 80.00 12 360 6.5 VA 63.41 11.875 360 8 AZ 80.00 13.375 360 7.75 MN 75.00 13.125 360 6.25 SC 65.00 11.625 360 6.75 MD 71.67 12.125 360 7.125 VA 80.00 12.5 360 7.5 CA 70.00 12.875 360 7.375 CA 70.00 12.75 360 8 GA 79.47 14.375 360 6.625 TX 80.00 12 360 6.125 FL 79.98 12.5 360 7.75 IN 75.00 13.125 360 7.5 OH 75.00 12.875 360 5.5 MD 70.00
No MI 100061000000000000 1.875 2 First Lien 60 N 20360201 AFL2 368214 2147.915 360 0 0 0.375 30189 PUD No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 304900 1556.260417 360 0 0 0.375 3909 Single Family No MI 100061000000000000 1.875 2 First Lien 60 N 20360201 AFL2 319600 1864.333333 360 0 0 0.375 95662 Single Family No MI 100152000000000000 1.875 1 First Lien 60 N 20360401 AFL2 317000 1816.145833 360 0 0 0.375 22033 Single Family No MI 100218000000000000 1.875 1 First Lien 60 N 20360401 AFL2 178000 1242.291667 360 0 0 0.375 85225 Single Family No MI 100101000000000000 1.875 1 First Lien 60 N 20360301 AFL2 1102500 7464.84375 360 0 0 0.375 55088 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 689000 3803.854167 360 0 0 0.375 29910 PUD No MI 1.875 1 First Lien 60 N 20360301 AFL2 387000 2297.8125 360 0 0 0.375 20772 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360301 AFL2 680000 4250 360 0 0 0.375 20176 PUD No MI 1001023-7357011294 1.875 1 First Lien 60 N 20360301 AFL2 197400 1295.4375 360 0 0 0.375 92392 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 245000 1582.291667 360 0 0 0.375 92342 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 74973.07 523.249551 360 0 0 0.375 31313 Single Family No MI 100229000000000000 1.875 2 First Lien 60 N 20360401 AFL2 559079.28 3725.69 360 0 0 0.375 75069 PUD No MI 1000536-3006107634 1.875 2 First Lien 120 N 20360201 AFL2 205350 1112.3125 360 0 0 0.375 32765 PUD No MI 100016000000000000 1.875 2 First Lien 36 N 20360201 AFL2 163866 1109.509375 360 0 0 0.375 46237 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360301 AFL2 104925 688.5703125 360 0 0 0.375 43202 2-4 Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360301 AFL2 328135 1606.494271 360 0 0 0.375 21704 PUD No MI 100289000000000000
2.25 Y
120 GROUP I
20110301 No_PP G01
10.875 360 7.625 UT 80.00 13 360 6.625 SC 75.00 12 360 7.625 GA 60.75 14 360 7.75 GA 80.00 13.125 360 7.125 GA 80.00 12.5 360 6.875 GA 80.00 12.25 360 7.5 FL 79.97 12.875 360 7.875 MI 90.00 13.25 360 7 IL 59.54 12.375 360 7 CA 80.00 12.375 360 7.5 CA 73.83 12.875 360 7.75 NJ 80.00 13.125 360 6.5 CA 78.25 11.875 360 7.125 VA 80.00 12.5 360 7 FL 75.00 12.375 360 6.875 NJ 80.00 12.25 360 7.25 GA 80.00 12.625 0 0 0 0
1.875 60 84384.22 0 84104 No MI 1.875 60 70125 0 29045 No MI 1.875 60 65000 0 30260 No MI 1.875 60 136000 0 30291 No MI 2.375 60 160392 0 0 30213 No MI 1.875 60 191578.98 0 0 30127 No MI 1.875 60 221600 0 0 34105 No MI 1.875 60 58500 0 0 48228 PMI 1.875 60 389703.24 0 0 60657 No MI 1.875 60 184000 0 0 93309 No MI 1.875 60 472500 0 0 94538 No MI 1.875 60 147903.18 0 0 8360 No MI 1.875 60 464000 0 0 92069 No MI 1.875 60 348000 0 0 22193 No MI 1.875 60 990000 0 0 33786 No MI 1.875 60 276000 0 0 7050 No MI 1.875 60 133440.99 0 0 30228 No MI 1.875
358 8 Salt Lake City 84498 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 7 Elgin 70125 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 Morrow 65000 20060301 2.75 20110201 Y 120 No_PP GROUP I G01 357 8.125 UNION CITY 136000 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.5 FAIRBURN 160392 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 7.25 POWDER SPRINGS 191579 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 359 7.875 Naples 221600 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 8.25 DETROIT 58500 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.375 Chicago 390000 20060401 2.25 20110301 N 0 No_PP GROUP II G01 359 7.375 BAKERSFIELD 184000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 FREMONT 472500 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.125 Vineland 148000 20060401 2.25 20110301 N 0 No_PP GROUP II G03 359 6.875 SAN MARCOS 464000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 360 7.5 Woodbridge 348000 20060501 2.25 20110401 Y 120 No_PP GROUP II G03 359 7.375 BELLEAIR BEACH 990000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.25 Orange 276000 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 357 7.625 Hampton 133442 20060201 2.25 20110101
First Lien 20360301 AFL2 620.02 360 0.375 Single Family 100125000000000000 1 First Lien N 20360201 AFL2 409.0625 360 0.375 Single Family 100147000000000000 1 First Lien N 20360201 AFL2 433.3333333 360 0.375 Single Family 100229000000000000 2 First Lien N 20360201 AFL2 920.8333333 360 0.375 Single Family 100032000000000000 1 First Lien N 20360101 AFL2 1002.45 360 0.375 PUD 100032000000000000 1 First Lien N 20360101 AFL2 1157.456338 360 0.375 PUD 100032000000000000 1 First Lien N 20360101 AFL2 1454.25 360 0.375 Condominium 100022000000000000 2 First Lien N 20360301 AFL2 402.1875 360 0.375 Single Family 100183000000000000 1 First Lien N 20360301 AFL2 2693.63 360 0.375 2-4 Family 100425000000000000 1 First Lien N 20360301 AFL2 1130.833333 360 0.375 Single Family 100183000000000000 1 First Lien N 20360301 AFL2 3100.78125 360 0.375 Single Family 100074000000000000 1 First Lien N 20360301 AFL2 1098.9 360 0.375 2-4 Family 100234000000000000 1 First Lien N 20360301 AFL2 2658.333333 360 0.375 Single Family 100074000000000000 1 First Lien N 20360301 AFL2 2175 360 0.375 Single Family 100218000000000000 1 First Lien N 20360401 AFL2 6084.375 360 0.375 Single Family 100022000000000000 1 First Lien N 20360301 AFL2 1667.5 360 0.375 Single Family 100234000000000000 1 First Lien N 20360301 AFL2 847.9062906 360 0.375 Single Family 100032000000000000 1 First Lien N
120 No_PP GROUP II G01 357 7.5 Palmdale 183104 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 7.75 McDonough 160000 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 7.375 Dallas 132000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 7.75 BUFORD 177800 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358 6.875 Dearborn Heights 81000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 357 7.625 MCDONOUGH 176180 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.5 MCDONOUGH 356000 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.625 COLLEGE PARK 189832 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 7.5 LAWRENCEVILLE 145440 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8.125 NORCROSS 131200 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 359 7.625 Hollywood 136720 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 358 8.25 Gilbert 132000 20060301 2.75 20110201 Y 120 Prepay GROUP II G02 359 7.25 Passaic 252000 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 358 7.25 LAKEWOOD 196000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 6.125 MIDVALE 122400 20060401 2.25 20090301 Y 120 No_PP GROUP II G01 359 7.375 DENVER 165000 20060401 2.25 20110301 N 0 Prepay GROUP II G01 359 6.75 Ellenwood 248950 20060401 2.25 20110301 Y 120 Prepay
360 7.125 CA 80.00 13.5 360 7.375 GA 80.00 12.75 360 7 GA 80.00 12.375 360 7.375 GA 79.98 12.75 360 6.5 MI 75.00 11.875 360 7.25 GA 80.00 12.625 360 7.125 GA 80.00 12.5 360 7.25 GA 80.00 12.625 360 7.125 GA 80.00 12.5 360 7.75 GA 80.00 13.125 360 7.25 FL 80.00 12.625 360 7.875 AZ 80.00 14.25 360 6.875 NJ 80.00 12.25 360 6.875 CO 80.00 12.25 360 5.75 UT 80.00 12.125 360 7 NC 52.38 12.375 360 6.375 GA 65.00 12.75 360 0 0
60 183104 0 93550 No MI 1.875 60 160000 0 30253 No MI 1.875 60 132000 0 0 30157 No MI 1.875 60 177800 0 0 30519 No MI 1.875 60 81000 0 0 48125 No MI 1.875 60 176180 0 0 30252 No MI 1.875 60 356000 0 0 30252 No MI 1.875 60 189832 0 0 30349 No MI 1.875 60 145440 0 0 30043 No MI 1.875 60 131200 0 0 30093 No MI 1.875 60 136720 0 0 33025 No MI 1.875 60 132000 0 0 85234 No MI 1.875 60 252000 0 0 7055 No MI 2.375 60 196000 0 0 80232 No MI 1.875 60 122400 0 0 84047 No MI 1.875 36 164874.45 0 0 28037 No MI 1.875 60 248950 0 0 30294 No MI 1.875 60
20360101 AFL2 1144.4 360 0.375 Single Family 100034000000000000 2 First Lien N 20360101 AFL2 1033.333333 360 0.375 PUD 100032000000000000 1 First Lien N 20360101 AFL2 811.25 360 0.375 PUD 100032000000000000 1 First Lien N 20360101 AFL2 1148.291667 360 0.375 PUD 100032000000000000 1 First Lien N 20360101 AFL2 464.0625 360 0.375 Single Family 100238000000000000 1 First Lien N 20360201 AFL2 1119.477083 360 0.375 PUD 1000321-0000062451 1 First Lien N 20360101 AFL2 2225 360 0.375 PUD 100032000000000000 1 First Lien N 20360101 AFL2 1206.224167 360 0.375 PUD 100032000000000000 1 First Lien N 20360101 AFL2 909 360 0.375 PUD 100032000000000000 1 First Lien N 20360101 AFL2 888.3333333 360 0.375 Single Family 100032000000000000 1 First Lien N 20360101 AFL2 868.7416667 360 0.375 Condominium 100234000000000000 1 First Lien N 20360301 AFL2 907.5 360 0.375 Single Family 100137000000000000 2 First Lien N 20360201 AFL2 1522.5 360 0.375 2-4 Family 100234000000000000 1 First Lien N 20360301 AFL2 1184.166667 360 0.375 Single Family 100173000000000000 1 First Lien N 20360201 AFL2 624.75 360 0.375 Single Family 100125000000000000 1 First Lien N 20360301 AFL2 1139.61 360 0.375 Single Family 100247000000000000 1 First Lien N 20360301 AFL2 1400.34375 360 0.375 PUD 100034000000000000 2 First Lien N 20360301 AFL2
GROUP I G01 359 7.75 Laconia 192000 20060401 2.25 20110301 N 0 No_PP GROUP II G02 359 7.375 STEVENSON RANCH 354400 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 7 FOUNTAIN 118800 20060401 2.25 20090301 Y 120 No_PP GROUP I G01 360 7.625 Albuquerque 185000 20060501 2.25 20110401 Y 60 No_PP GROUP II G02 358 7.5 JERSEY CITY 384000 20060301 4.75 20110201 N 0 No_PP GROUP II G02 358 7.625 ELIZABETH 302400 20060301 3.25 20110201 Y 120 No_PP GROUP II G03 358 7.375 Moorpark 628000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 359 6.625 CO SPGS 150500 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.375 W JORDAN 134000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.75 ORLANDO 189704 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 357 7.875 CONYERS 165720 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 359 7.75 PISCATAWAY TOWNSHIP 280000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.5 LONG BRANCH 202500 20060401 2.25 20110301 N 0 No_PP GROUP II G01 356 7.25 Plymouth 413000 20060101 2.25 20101201 Y 120 No_PP GROUP II G01 358 6.875 Romoland Area 258400 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 8.25 Las Vegas 337500 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 358 7.375 Cambridge 229504 20060301 2.25 20110201 Y 120 No_PP GROUP II G03
7.375 NH 79.01 12.75 360 7 CA 80.00 12.375 360 6.625 CO 80.00 13 360 7.25 NM 64.69 12.625 360 7.125 NJ 80.00 12.5 360 7.25 NJ 70.00 12.625 360 7 CA 80.00 13.375 360 6.25 CO 77.18 11.625 360 7 UT 80.00 12.375 360 7.375 FL 80.00 12.75 360 7.5 GA 80.00 12.875 360 7.375 NJ 80.00 12.75 360 7.125 NJ 75.00 12.5 360 6.875 MA 70.00 13.25 360 6.5 CA 80.00 12.875 360 7.875 NV 75.00 13.25 360 7 MD 80.00 13.375 360
191864.49 1375.51 360 0 0 0.375 3246 Condominium No MI 100010000000000000 1.875 1 First Lien 60 N 20360301 AFL2 354130.33 2447.75 360 0 0 0.375 91381 Condominium No MI 100311000000000000 1.875 1 First Lien 60 N 20360301 AFL2 118800 693 360 0 0 0.375 80817 Single Family No MI 100125000000000000 1.875 1 First Lien 36 N 20360301 AFL2 185000 1175.520833 360 0 0 0.375 87112 2-4 Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360401 AFL2 383428.26 2684.98 360 0 0 0.375 7306 2-4 Family No MI 100247000000000000 1.875 1 First Lien 60 N 20360201 AFL2 302400 1921.5 360 0 0 0.375 7201 2-4 Family No MI 100322000000000000 4.375 1 First Lien 60 N 20360201 AFL2 628000 3859.583333 360 0 0 0.375 93021 Single Family No MI 100034000000000000 2.875 2 First Lien 60 N 20360201 AFL2 150500 830.8854167 360 0 0 0.375 80922 Single Family No MI 100125000000000000 1.875 1 First Lien 60 N 20360301 AFL2 134000 823.5416667 360 0 0 0.375 84088 Single Family No MI 010012500000000000 1.875 1 First Lien 60 N 20360301 AFL2 189704 1225.171667 360 0 0 0.375 32835 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 165720 1087.5375 360 0 0 0.375 30012 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 280000 1808.333333 360 0 0 0.375 8854 Single Family No MI 100322000000000000 1.875 1 First Lien 60 N 20360301 AFL2 202349.72 1415.91 360 0 0 0.375 7740 Single Family No MI 100247000000000000 1.875 1 First Lien 60 N 20360301 AFL2 413000 2495.208333 360 0 0 0.375 2360 Single Family No MI 100061000000000000 1.875 2 First Lien 60 N 20351201 AFL2 258400 1480.416667 360 0 0 0.375 92585 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 337500 2320.3125 360 0 0 0.375 89131 PUD No MI 010018500000000000 1.875 1 First Lien 60 N 20360301 AFL2 229504 1410.493333 360 0 0 0.375 21613 PUD No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 963750 5722.265625 360
358 7.125 Las Vegas 963750 20060301 2.25 20110201 Y 120 Prepay GROUP II G03 359 6.875 San Diego 532000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 357 8.125 UNION CITY 136000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8.125 UNION CITY 136000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 359 8.375 MESA 148000 20060401 2.25 20110301 Y 120 No_PP GROUP II G03 359 6.875 IRVINE 446250 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 357 7.875 SNELLVILLE 157114 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8.125 FAIRBURN 188792 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.5 LAWRENCEVILLE 152880 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 359 8.125 Portsmouth 1500000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 Fort Lauderdale 141000 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 359 7 Las Vegas 234000 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 7.75 LAS VEGAS 622500 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 357 6.25 White Bear Township 232000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 8.125 Westminster 112500 20060301 2.25 20110201 Y 60 Prepay GROUP II G02 359 7.125 Henderson 356000 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 357 7.125 Jacksonville 105000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 359
6.75 NV 75.00 13.125 360 6.5 CA 69.45 12.875 360 7.75 GA 80.00 13.125 360 7.75 GA 80.00 13.125 360 8 AZ 80.00 13.375 360 6.5 CA 79.99 11.875 360 7.5 GA 80.00 12.875 360 7.75 GA 80.00 13.125 360 7.125 GA 80.00 12.5 360 7.75 RI 71.43 13.125 360 7.5 FL 75.00 12.875 360 6.625 NV 75.00 12 360 7.375 NV 75.00 12.75 360 5.875 MN 80.00 12.25 360 7.75 CO 75.00 13.125 360 6.75 NV 80.00 12.125 360 6.75 FL 62.87 13.125 360 7.75
0 0.375 89135 PUD No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 532000 3047.916667 360 0 0 0.375 92127 PUD No MI 100034000000000000 1.875 2 First Lien 60 N 20360301 AFL2 136000 920.8333333 360 0 0 0.375 30291 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 136000 920.8333333 360 0 0 0.375 30291 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 147999.35 1032.91213 360 0 0 0.375 85207 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 446250 2556.640625 360 0 0 0.375 92602 Condominium No MI 100209000000000000 1.875 1 First Lien 60 N 20360301 AFL2 157114 1031.060625 360 0 0 0.375 30039 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 188792 1278.279167 360 0 0 0.375 30213 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 152880 955.5 360 0 0 0.375 30043 Condominium No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 1500000 10156.25 360 0 0 0.375 2871 Single Family No MI 100102600400512231.875 1 First Lien 60 N 20360301 AFL2 141000 925.3125 360 0 0 0.375 33311 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 234000 1365 360 0 0 0.375 89108 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 622500 4020.3125 360 0 0 0.375 89109 Condominium No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 231808.33 1207.335052 360 0 0 0.375 55110 Single Family No MI 100061000000000000 1.875 2 First Lien 60 N 20360101 AFL2 112500 761.71875 360 0 0 0.375 80030 Condominium No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 356000 2113.75 360 0 0 0.375 89015 PUD No MI 010003400000000000 1.875 1 First Lien 60 N 20360301 AFL2 105000 623.4375 360 0 0 0.375 32216 Single Family No MI 100061000000000000 1.875 2 First Lien 60 N 20360101 AFL2 151550 1026.119792 360 0 0 0.375
8.125 Chandler 151550 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.625 Hollywood 228000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.75 Jersey City 388400 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 7.75 PLAINFIELD 312264 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 360 7.375 NORTH LAS VEGAS 207923 20060501 2.25 20110401 Y 120 No_PP GROUP I G01 359 7.75 GAITHERSBURG 288000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.375 Lincoln Park 76000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 360 8.125 FRESNO 198800 20060501 2.25 20110401 Y 120 Prepay GROUP I G01 359 8.25 Phoenix 180000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.75 St Petersburg 112720 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.75 North Bergen 284000 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 8.125 SIMPSONVILLE 156400 20060401 2.25 20110301 N 0 Prepay GROUP II G01 356 7.125 Norton 370300 20060101 2.25 20101201 N 0 Prepay GROUP I G01 359 8.375 CARTERSVILLE 137600 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.25 HARRISONBURG 120732 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 8.375 GILLSVILLE 86800 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.375 CARTERSVILLE 113600 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.375 CARTERSVILLE
AZ 80.00 14.125 360 7.25 FL 80.00 12.625 360 7.375 NJ 80.00 12.75 360 7.375 IL 80.00 12.75 360 7 NV 80.00 12.375 360 7.375 MD 80.00 12.75 360 8 MI 80.00 13.375 360 7.75 CA 80.00 13.125 360 7.875 AZ 80.00 13.25 360 7.375 FL 80.00 12.75 360 7.375 NJ 80.00 12.75 480 7.75 SC 80.00 13.125 360 6.75 MA 70.00 13.125 360 8 GA 80.00 13.375 360 7.875 VA 80.00 13.25 360 8 GA 80.00 13.375 360 8 GA 80.00 13.375 360 8 GA
85224 No MI 1.875 60 228000 0 0 33024 No MI 1.875 60 388400 0 0 7307 No MI 1.875 60 312264 0 0 60585 No MI 1.875 60 207923 0 0 89084 No MI 1.875 60 288000 0 0 20878 No MI 1.875 60 76000 0 0 48146 No MI 1.875 60 198800 0 0 93722 No MI 1.875 60 180000 0 0 85008 No MI 1.875 60 112720 0 0 33712 No MI 1.875 60 283912.56 0 0 7047 No MI 1.875 60 156297.69 0 0 29681 No MI 1.875 60 369104.91 0 0 2766 No MI 1.875 60 137600 0 0 30120 No MI 1.875 60 120655.01 0 0 22802 No MI 1.875 60 86800 0 0 30543 No MI 1.875 60 113600 0 0 30121 No MI 1.875 60 112000 0 0 30121
PUD N 100039000000000000 First Lien 20360301 AFL2 1448.75 360 0.375 Single Family 100204000000000000 1 First Lien 20360301 AFL2 2508.416667 360 0.375 2-4 Family 010023400000000000 1 First Lien 20360301 AFL2 2016.705 360 0.375 PUD 100057000000000000 1 First Lien 20360301 AFL2 1277.860104 360 0.375 Single Family 100057000000000000 1 First Lien 20360401 AFL2 1860 360 0.375 PUD 100128000000000000 1 First Lien 20360301 AFL2 530.4166667 360 0.375 Single Family 100266000000000000 1 First Lien 20360301 AFL2 1346.041667 360 0.375 Single Family 100199000000000000 1 First Lien 20360401 AFL2 1237.5 360 0.375 Single Family 100195000000000000 1 First Lien 20360301 AFL2 727.9833333 360 0.375 Single Family 2 First Lien 20360301 AFL2 1921.61 360 0.375 Single Family 100234000000000000 1 First Lien 20360301 AFL2 1161.27 360 0.375 PUD 100185000000000000 1 First Lien 20360301 AFL2 2494.78 360 0.375 Single Family 100061000000000000 2 First Lien 20351201 AFL2 960.3333333 360 0.375 Single Family 100185000000000000 1 First Lien 20360301 AFL2 907.02 360 0.375 Single Family 100185000000000000 1 First Lien 20360301 AFL2 605.7916667 360 0.375 Single Family 100185000000000000 1 First Lien 20360301 AFL2 792.8333333 360 0.375 Single Family 100185000000000000 1 First Lien 20360301 AFL2 781.6666667 360 0.375 Single Family 1 N
112000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 7.5 Cincinnati 98250 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 7.5 CONYERS 412720 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.75 LILBURN 100400 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 8.375 CARTERSVILLE 114400 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.125 HILTON HEAD ISLAND 319920 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 7.375 TEMPLE 78800 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.5 LOGANVILLE 135920 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 DISTRICT HEIGHTS 188800 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 Grand Prairie 143600 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.5 MCKINNEY 108200 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.375 Las Vegas 203000 20060401 2.25 20110301 N 0 Prepay GROUP I G01 358 7.875 Los Angeles 424000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 359 7 North Port 158600 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 7.75 Colorado Springs 185200 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.75 BRAWLEY 157500 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8 Lansing 77550 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 358 7.625 MESA 184000 20060301
80.00 13.375 360 7.125 OH 75.00 12.5 360 7.125 GA 80.00 12.5 360 7.375 GA 80.00 12.75 360 8 GA 80.00 13.375 360 7.75 SC 80.00 13.125 360 7 GA 80.00 12.375 360 7.125 GA 80.00 12.5 360 7.625 MD 80.00 13 360 7.625 TX 80.00 13 360 7.125 TX 80.00 12.5 360 8 NV 70.00 13.375 360 7.5 CA 80.00 12.875 360 6.625 FL 60.53 12 360 7.375 CO 80.00 12.75 360 6.375 CA 75.00 11.75 360 7.625 MI 75.00 13 360 7.25 AZ 80.00
No MI 1.875 60 98250 0 0 45213 No MI 1.875 60 412720 0 0 30094 No MI 1.875 60 100400 0 0 30047 No MI 1.875 60 114400 0 0 30121 No MI 1.875 60 319920 0 0 29928 No MI 1.875 60 78799.82 0 0 30179 No MI 1.875 60 135920 0 0 30052 No MI 1.875 60 188800 0 0 20747 No MI 1.875 60 143600 0 0 75052 No MI 1.875 60 108200 0 0 75093 No MI 1.875 60 202873.82 0 0 89103 No MI 1.875 60 424000 0 0 90044 No MI 1.875 60 158600 0 0 34288 No MI 1.875 60 185200 0 0 80907 No MI 1.875 60 157500 0 0 92227 No MI 1.875 60 77550 0 0 48911 No MI 1.875 60 182727.54 0 0 85212 No MI
100185000000000000 First Lien 20360301 AFL2 614.0625 360 0.375 2-4 Family 100185000000000000 1 First Lien N 20360201 AFL2 2579.5 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 648.4166667 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 798.4166667 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2 2166.125 360 0.375 Condominium 100185000000000000 1 First Lien N 20360301 AFL2 484.2905604 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 849.5 360 0.375 PUD 100185000000000000 1 First Lien N 20360201 AFL2 1258.666667 360 0.375 Single Family 100293000000000000 1 First Lien N 20360201 AFL2 957.3333333 360 0.375 PUD 100266000000000000 1 First Lien N 20360201 AFL2 676.25 360 0.375 Single Family 100252000000000000 1 First Lien N 20360201 AFL2 1542.95 360 0.375 PUD 100266000000000000 1 First Lien N 20360301 AFL2 2782.5 360 0.375 2-4 Family 100400000000000000 1 First Lien N 20360201 AFL2 925.1666667 360 0.375 Single Family 010041800000000000 1 First Lien N 20360301 AFL2 1196.083333 360 0.375 Single Family 100414000000000000 1 First Lien N 20360301 AFL2 885.9375 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2 517 360 0.375 2-4 Family 100185000000000000 1 First Lien N 20360301 AFL2 1161.081244 360 0.375 PUD 100071000000000000 1 N
2.25 Y
120 GROUP I
20110201 Prepay G01
360
359 7.875 Bear 94400 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.125 Justin 255200 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 7.625 Meridian 165600 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 360 8.25 Port Saint Lucie 136000 20060501 2.25 20110401 Y 120 Prepay GROUP II G03 359 7.5 Fayetteville 1000000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 8.125 HUNTSVILLE 88200 20060301 2.25 20110201 N 0 Prepay GROUP II G02 359 7.375 Fontana 400000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 357 7.5 ATLANTA 167480 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 7.875 Hampton 150029 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 5.75 LOGANVILLE 204550 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.5 COVINGTON 220092 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.25 COVINGTON 160532 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 359 8.125 Indianapolis 224800 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 357 7.5 Loganville 151992 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 7.75 ATLANTA 168000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 359 8.125 Indianapolis 203200 20060401 2.25 20110301 Y 60 No_PP GROUP II G02 360 7.75 AUSTIN 102800 20060501 2.25 20110401
80.00 360
80.00 360
74.97 360
80.00 360
76.98 360
70.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00
1 First Lien 20360201 AFL2 619.4980312 360 7.5 0 0 0.375 DE 19701 Single Family No MI 100091000000000000 12.875 1.875 1 First Lien 60 N 20360301 AFL2 255200 1727.916667 360 7.75 0 0 0.375 TX 76247 PUD No MI 100199000000000000 13.125 1.875 1 First Lien 60 N 20360301 AFL2 165600 1052.25 360 7.25 0 0 0.375 ID 83642 Single Family No MI 100022000000000000 12.625 1.875 1 First Lien 60 N 20360201 AFL2 136000 935 360 7.875 0 0 0.375 FL 34952 Single Family No MI 100091000000000000 13.25 1.875 1 First Lien 60 N 20360401 AFL2 1000000 6250 360 7.125 0 0 0.375 GA 30214 Single Family No MI 100034000000000000 13.5 1.875 2 First Lien 60 N 20360301 AFL2 88084.23 654.88 360 7.75 0 0 0.375 AL 35811 2-4 Family No MI 100199000000000000 13.125 1.875 1 First Lien 60 N 20360201 AFL2 400000 2458.333333 360 7 0 0 0.375 CA 92336 Single Family No MI 100291000000000000 12.375 1.875 1 First Lien 60 N 20360301 AFL2 167058.15 1044.113438 360 7.125 0 0 0.375 GA 30331 PUD No MI 100032000000000000 12.5 1.875 1 First Lien 60 N 20360101 AFL2 150029 984.5653125 360 7.5 0 0 0.375 GA 30228 PUD No MI 100032000000000000 12.875 1.875 1 First Lien 60 N 20360101 AFL2 204550 980.1354167 360 5.375 0 0 0.375 GA 30052 PUD No MI 100032000000000000 10.75 1.875 1 First Lien 60 N 20360101 AFL2 220092 1375.575 360 7.125 0 0 0.375 GA 30016 PUD No MI 000000000013348024 12.5 1.875 1 First Lien 60 N 20360101 AFL2 160532 969.8808333 360 6.875 0 0 0.375 GA 30016 PUD No MI 100032000000000000 12.25 1.875 1 First Lien 60 N 20360101 AFL2 224800 1522.083333 360 7.75 0 0 0.375 IN 46208 Single Family No MI 100425000000000000 13.125 1.875 1 First Lien 60 N 20360301 AFL2 151992 949.95 360 7.125 0 0 0.375 GA 30052 PUD No MI 100032000000000000 12.5 1.875 1 First Lien 60 N 20360101 AFL2 168000 1085 360 7.375 0 0 0.375 GA 30315 Single Family No MI 100032000000000000 12.75 1.875 1 First Lien 60 N 20360101 AFL2 203200 1375.833333 360 7.75 0 0 0.375 IN 46208 Single Family No MI 010042500000000000 13.125 1.875 1 First Lien 60 N 20360301 AFL2 102800 663.9166667 360 7.375 0 0 0.375 TX 78724 2-4 Family No MI 010019900000000000 12.75 1.875 1 First Lien N
12.625
1.875 60 94399.7
120 GROUP I 358 8.125 ARLINGTON 99100 2.25 N 0 GROUP I 359 7.875 Phoenix 840000 2.25 Y 120 GROUP II 360 7.875 Forest Lakes 310400 2.25 Y 120 GROUP I 359 8 COLORADO SPRINGS 102960 2.25 Y 120 GROUP I 359 8.125 PHOENIX 120900 2.25 Y 120 GROUP I 359 8.375 ARLINGTON 308000 2.25 Y 120 GROUP I 358 8 CHARLOTTE 92800 4.25 Y 120 GROUP I 358 7.875 Dumfries 526100 2.75 Y 120 GROUP II 359 7.125 FREDERICK 499840 2.25 Y 120 GROUP II 358 7.25 Ft Washington 249600 2.25 Y 60 GROUP I 359 5.625 (Sylmar area) 612500 2.25 Y 120 GROUP II 359 7.375 Memphis 57490 2.25 Y 120 GROUP I 357 7.875 Denver 150500 4.75 Y 120 GROUP II 359 6.875 North Port 164800 2.25 Y 60 GROUP I 359 8.375 CARTERSVILLE 137600 2.25 Y 120 GROUP I 359 8.375 CARTERSVILLE 136000 2.25 Y 120 GROUP I 359 8.125 CARTERSVILLE 163200 2.25 Y 120
Prepay G01
360 7.75 TX
20060301 20110201 Prepay G01 20060401 20110301 Prepay G02 20060501 20110401 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G03 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 Los Angeles 20060401 20090301 Prepay G01 20060401 20110301 Prepay G01 20060201 20110101 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay
79.98 13.125 360 7.5 AZ 80.00 12.875 360 7.5 AZ 80.00 12.875 360 7.625 CO 80.00 13 360 7.75 AZ 65.00 13.125 360 8 VA 80.00 13.375 360 7.625 NC 80.00 13 360 7.5 VA 80.00 13.875 360 6.75 MD 80.00 13.125 360 6.875 MD 80.00 12.25 360 5.25 CA 64.47 11.625 360 7 TN 69.68 12.375 360 7.5 CO 70.00 12.875 360 6.5 FL 64.63 11.875 360 8 GA 80.00 13.375 360 8 GA 80.00 13.375 360 7.75 GA 80.00 13.125 360
N 20360401 AFL2 735.81 360 0 0.375 76017 2-4 Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360201 AFL2 840000 5512.5 360 0 0 0.375 85048 Single Family No MI 100101000000000000 1.875 1 First Lien 60 N 20360301 AFL2 310400 2037 360 0 0 0.375 85931 Single Family No MI 100101000000000000 1.875 1 First Lien 60 N 20360401 AFL2 102960 686.4 360 0 0 0.375 80903 Single Family No MI 100125000000000000 1.875 1 First Lien 60 N 20360301 AFL2 120900 818.59375 360 0 0 0.375 85040 2-4 Family No MI 1002404-0602051362 1.875 1 First Lien 60 N 20360301 AFL2 308000 2149.583333 360 0 0 0.375 22204 Condominium No MI 1002894-0000003619 1.875 1 First Lien 60 N 20360301 AFL2 92799.05 618.6603333 360 0 0 0.375 28208 Single Family No MI 100247000000000000 1.875 1 First Lien 60 N 20360201 AFL2 526100 3452.53125 360 0 0 0.375 22026 PUD No MI 100016000000000000 3.875 2 First Lien 60 N 20360201 AFL2 499840 2967.8 360 0 0 0.375 21702 PUD No MI 100289000000000000 2.375 2 First Lien 60 N 20360301 AFL2 249600 1508 360 0 0 0.375 20744 Single Family No MI 100062000000000000 1.875 1 First Lien 60 N 20360201 AFL2 612500 2871.09375 360 0 0 0.375 91342 Single Family No MI 100147000000000000 1.875 1 First Lien 36 N 20360301 AFL2 57490 353.3239583 360 0 0 0.375 38114 Single Family No MI 1002030-0013424510 1.875 1 First Lien 60 N 20360301 AFL2 150500 987.65625 360 0 0 0.375 80221 Single Family No MI 100256000000000000 1.875 1 First Lien 60 N 20360101 AFL2 164800 944.1666667 360 0 0 0.375 34288 Single Family No MI 1004182-0020060059 4.375 1 First Lien 60 N 20360301 AFL2 137600 960.3333333 360 0 0 0.375 30120 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 136000 949.1666667 360 0 0 0.375 30120 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 163200 1105 360 0 0 0.375 30121 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 0
60 98969.92
GROUP I G01 359 8.25 North Las Vegas 230400 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.25 Meridian 143100 20060401 2.25 20110301 Y 60 Prepay GROUP II G03 359 6.75 CHANDLER 513500 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 7.875 HEBER CITY 115500 20060401 2.25 20110301 N 0 Prepay GROUP II G02 359 6.75 Oak Hill 325050 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8 LAS VEGAS 167900 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 Laveen 198920 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.875 FERNLEY 224000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 360 8.25 ORLANDO 278368 20060501 2.25 20110401 Y 120 No_PP GROUP I G01 359 7.875 Austin 90650 20060401 2.25 20110301 N 0 No_PP GROUP II G02 358 6.875 Waldorf 417000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.625 Orem 87200 20060301 2.75 20110201 Y 120 No_PP GROUP II G02 359 7.25 Las Vegas 247920 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.375 San Bernardino 224000 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 359 6.75 ELK GROVE 485763 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 6.75 Evanston 144885 20060401 2.375 20080301 N 0 No_PP GROUP II G02 358 7 APOLLO BEACH 300000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01
230400 7.875 NV 80.00 13.25 360 7.875 ID 79.99 13.25 360 6.375 AZ 79.99 11.75 360 7.5 UT 75.00 12.875 360 6.375 VA 80.00 11.75 360 7.625 NV 79.99 13 360 7.375 AZ 80.00 12.75 360 6.5 NV 80.00 12.875 360 7.875 FL 80.00 13.25 360 7.5 TX 70.00 12.875 360 6.5 MD 78.15 11.875 360 7.25 UT 80.00 13.625 360 6.875 NV 80.00 12.25 360 8 CA 80.00 13.375 360 6.375 CA 80.00 11.75 360 6.375 IL 65.00 11.75 360 6.625 FL 80.00 12 360 0 0 0 0 89081 No MI 1.875 60 143100 0 83642 No MI 1.875 60 513500 0 85225 No MI 1.875 60 115420.51 0 0 84032 No MI 1.875 60 325050 0 0 20171 No MI 1.875 60 167900 0 0 89103 No MI 1.875 60 198920 0 0 85339 No MI 1.875 60 224000 0 0 89408 No MI 1.875 60 278368 0 0 32819 No MI 1.875 60 90587.61 0 0 78757 No MI 1.875 60 417000 0 0 20603 No MI 1.875 60 87200 0 0 84057 No MI 1.875 60 247920 0 0 89119 No MI 2.375 60 224000 0 0 92404 No MI 1.875 60 485763 0 0 95624 No MI 1.875 60 144760.26 0 0 60202 No MI 1.875 24 299912.5 0 0 33572 No MI 2 60 117453.31 PUD
1584 0.375 1
360
1001949-2410601779 First Lien 20360301 AFL2 983.8125 360 0.375 Single Family 100022000000000000 1 First Lien N 20360301 AFL2 2888.4375 360 0.375 Single Family 100183000000000000 1 First Lien N 20360301 AFL2 837.46 360 0.375 Townhouse 100061000000000000 1 First Lien N 20360301 AFL2 1828.40625 360 0.375 Single Family 100031000000000000 1 First Lien N 20360301 AFL2 1119.333333 360 0.375 Single Family 100183000000000000 1 First Lien N 20360301 AFL2 1284.691667 360 0.375 PUD 100189000000000000 1 First Lien N 20360301 AFL2 1283.333333 360 0.375 Single Family 100183000000000000 2 First Lien N 20360301 AFL2 1913.78 360 0.375 Condominium 100057000000000000 1 First Lien N 20360401 AFL2 657.28 360 0.375 Single Family 100425000000000000 1 First Lien N 20360301 AFL2 2389.0625 360 0.375 PUD 100016000000000000 1 First Lien N 20360201 AFL2 554.0833333 360 0.375 Condominium 100016000000000000 2 First Lien N 20360201 AFL2 1497.85 360 0.375 Single Family 100195000000000000 1 First Lien N 20360301 AFL2 1563.333333 360 0.375 Single Family 100113000000000000 1 First Lien N 20360301 AFL2 2732.416875 360 0.375 Single Family 100063000000000000 1 First Lien N 20360301 AFL2 939.72 360 0.375 Condominium 1001132-0013520432 1 First Lien N 20360301 AFL2 1749.489583 360 0.375 PUD N 1 N 20360201 893.84 First Lien AFL2 360
358 8.375 Overland Park 117600 20060301 5 20110201 N 0 No_PP GROUP II G02 359 7.25 FORT MYERS 373500 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.25 Locust Grove 101689 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.5 SOUTH GATE 352000 20060401 2.25 20110301 N 0 Prepay GROUP II G02 359 7 Montgomery Village 220400 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.375 Monroe 47250 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 8.375 Avondale 204700 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 7.875 Fairburn 126000 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8.25 ANTHEM 253520 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.125 NOVI 260620 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.125 PALMDALE 357200 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.25 Las Vegas 311250 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8.25 Houston 485500 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8.375 Saint Louis 77250 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 8 PHOENIX 146250 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.5 PHOENIX 387300 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8 Saint Paul 183750 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359
8 KS 70.00 13.375 360 6.875 FL 79.99 13.25 360 7.875 GA 80.00 13.25 360 8.125 CA 80.00 13.5 360 6.625 MD 80.00 12 360 8 NC 90.00 13.375 360 8 AZ 79.99 13.375 360 7.5 GA 75.00 12.875 360 7.875 AZ 80.00 13.25 360 6.75 MI 80.00 12.125 360 6.75 CA 80.00 12.125 360 7.875 NV 75.00 13.25 360 7.875 TX 80.00 13.25 360 8 MO 75.00 13.375 360 7.625 AZ 75.00 13 360 8.125 AZ 79.99 13.5 360 7.625 MN 75.00 13 360 7.625
100239000000000000 First Lien N 20360201 AFL2 2256.5625 360 0 0 0.375 33912 Condominium No MI 010009500000000000 4.625 2 First Lien 60 N 20360301 AFL2 101689 699.111875 360 0 0 0.375 30248 Single Family No MI 1001991-0511003288 1.875 1 First Lien 60 N 20360301 AFL2 351786.75 2706.58 360 0 0 0.375 90280 Condominium No MI 100311000000000000 1.875 1 First Lien 60 N 20360301 AFL2 220400 1285.666667 360 0 0 0.375 20886 PUD No MI 100218000000000000 1.875 1 First Lien 60 N 20360301 AFL2 47220.64 359.13 360 0 0 0.375 28110 Single Family United Guaranty 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 204700 1428.635417 360 0 0 0.375 85323 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 126000 826.875 360 0 0 0.375 30213 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 253520 1742.95 360 0 0 0.375 85086 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 260620 1547.43125 360 0 0 0.375 48377 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 357200 2120.875 360 0 0 0.375 93552 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 311250 2139.84375 360 0 0 0.375 89135 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 485500 3337.8125 360 0 0 0.375 77077 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 77201.98 587.16 360 0 0 0.375 63116 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 146250 975 360 0 0 0.375 85017 Single Family No MI 100240000000000000 1.875 1 First Lien 60 N 20360301 AFL2 387300 2743.375 360 0 0 0.375 85085 PUD No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 183750 1225 360 0 0 0.375 55119 2-4 Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 183750 1225 360 0 0 0.375 1.875 60 373500 1
0 66214 No MI
8 Saint Paul 183750 2.25 Y 120 GROUP I 359 8 Saint Paul 183750 2.25 Y 120 GROUP I 359 7.75 Glendale 109200 2.25 Y 120 GROUP I 359 8 Lumberton 221150 2.25 Y 120 GROUP I 359 10.125 Clearwater 184000 2.75 Y 60 GROUP I 359 7.75 Kissimmee 147591 2.25 Y 120 GROUP II 359 7 Delano 215400 2.25 Y 120 GROUP II 359 7.25 LAS VEGAS 133875 2.25 Y 120 GROUP II 359 6.875 Union 149100 2.25 Y 120 GROUP I 359 8.125 NEWARK 404000 2.25 Y 120 GROUP II 359 6.875 San Diego 380000 2.25 Y 120 GROUP I 359 7.75 Riverdale 95200 2.25 Y 60 GROUP II 358 7.25 Laveen 199695 2.25 Y 120 GROUP I 359 7.75 Johnstown 180000 2.25 Y 120 GROUP II 359 6.625 Orange Park 152156 2.75 Y 120 GROUP I 359 8 St Paul 255000 2.25 Y 120 GROUP II 358 6.375 Canton 175063 2.25 Y 120 GROUP II 360 8.125 Davie
20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G02 20060401 20110301 No_PP G02 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060301 20110201 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060301 20110201 No_PP G02
75.00 360
75.00 360
68.25 360
79.98 360
80.00 360
88.68 360
79.99 360
75.00 360
80.00 360
80.00 360
80.00 360
70.00 360
80.00 360
80.00 360
79.58 360
75.00 360
80.00 360
55119 2-4 Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 183750 1225 360 7.625 0 0 0.375 MN 55119 2-4 Family No MI 100173000000000000 13 1.875 1 First Lien 60 N 20360301 AFL2 109200 705.25 360 7.375 0 0 0.375 AZ 85306 Single Family No MI 100173000000000000 12.75 1.875 1 First Lien 60 N 20360301 AFL2 221150 1474.333333 360 7.625 0 0 0.375 NJ 8048 Townhouse No MI 100028000000000000 13 1.875 1 First Lien 60 N 20360301 AFL2 184000 1552.5 360 9.75 0 0 0.375 FL 33764 Single Family No MI 100432000000000000 16.125 1.875 2 First Lien 60 N 20360301 AFL2 147591 953.191875 360 7.375 0 0 0.375 FL 34759 Single Family Mortgage Guaranty In 100035000000000000 12.75 2.375 1 First Lien 60 N 20360301 AFL2 215400 1256.5 360 6.625 0 0 0.375 CA 93215 Single Family No MI 100196000000000000 12 1.875 1 First Lien 60 N 20360301 AFL2 133875 808.828125 360 6.875 0 0 0.375 NV 89101 Single Family No MI 100087000000000000 13.25 1.875 2 First Lien 60 N 20360301 AFL2 149100 854.21875 360 6.5 0 0 0.375 OH 45322 Single Family No MI 100031000000000000 11.875 1.875 1 First Lien 60 N 20360301 AFL2 404000 2735.416667 360 7.75 0 0 0.375 NJ 7083 2-4 Family No MI 13.125 1.875 1 First Lien 60 N 20360301 AFL2 380000 2177.083333 360 6.5 0 0 0.375 CA 92139 Single Family No MI 100291000000000000 11.875 1.875 1 First Lien 60 N 20360301 AFL2 95200 614.8333333 360 7.375 0 0 0.375 GA 30296 PUD No MI 100185000000000000 12.75 1.875 1 First Lien 60 N 20360301 AFL2 199695 1206.490625 360 6.875 0 0 0.375 AZ 85339 Single Family No MI 100101000000000000 12.25 1.875 1 First Lien 60 N 20360201 AFL2 180000 1162.5 360 7.375 0 0 0.375 CO 80534 PUD No MI 100173000000000000 12.75 1.875 1 First Lien 60 N 20360301 AFL2 152156 840.0279167 360 6.25 0 0 0.375 FL 32003 Condominium No MI 100016000000000000 11.625 1.875 1 First Lien 60 N 20360301 AFL2 255000 1700 360 7.625 0 0 0.375 MN 55101 2-4 Family No MI 100221000000000000 13 1.875 1 First Lien 60 N 20360301 AFL2 175063 930.0221875 360 6 0 0 0.375 OH 44709 PUD No MI 100028000000000000 11.375 1.875 1 First Lien 60 N 20360201 AFL2 169200 1145.625 360 7.75 0 0 0.375 FL 33328 Condominium 13
MN
169200 20060501 2.25 20110401 Y 120 Prepay GROUP II G01 359 6.625 Sheffield Village 227992 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.375 Greencastle 365620 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.5 Waxhaw 114990 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 6.875 Rancho Cucamonga 360000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.5 Loveland 110500 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 359 7 SIMI VALLEY 476000 20060401 2.25 20110301 Y 60 Prepay GROUP II G02 360 7.25 Carver 200000 20060501 2.25 20110401 Y 120 Prepay GROUP I G01 359 8 Glen Burnie 156000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.125 LA HABRA 551200 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 8 LOS ANGELES 760000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.375 Charlottesville 106600 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 359 6.75 Pompton Plains 440000 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 8 ATLANTA 124000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8 CHANDLER 268000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.375 DESERT HILLS 558400 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.5 GUADALUPE 196000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 360 7.5 GILLETTE 161600 20060501
75.00 13.125 360 6.25 OH 80.00 11.625 360 7 PA 80.00 12.375 360 6.125 NC 53.49 12.5 360 6.5 CA 80.00 11.875 360 6.125 CO 56.67 12.5 360 6.625 CA 80.00 12 360 6.875 MA 60.61 12.25 360 7.625 MD 80.00 13 360 7.75 CA 80.00 13.125 360 7.625 CA 80.00 13 360 6 VA 75.00 11.375 360 6.375 NJ 80.00 11.75 360 7.625 GA 80.00 13 360 7.625 AZ 80.00 13 360 8 AZ 80.00 13.375 360 7.125 AZ 80.00 12.5 360 7.125 WY 80.00
No MI 1.875 60 227992 0 0 44054 No MI 1.875 60 365620 0 0 17225 No MI 1.875 60 114777.51 0 0 28173 No MI 1.875 60 360000 0 0 91739 No MI 1.875 60 110300 0 0 80538 No MI 1.875 60 476000 0 0 93065 No MI 1.875 60 200000 0 0 2330 No MI 1.875 60 156000 0 0 21061 No MI 1.875 60 550839.44 0 0 90631 No MI 1.875 60 760000 0 0 90029 No MI 1.875 60 106600 0 0 22901 No MI 1.875 60 439621.17 0 0 7444 No MI 1.875 60 124000 0 0 30315 No MI 1.875 60 268000 0 0 85249 No MI 1.875 60 558400 0 0 85086 No MI 1.875 60 196000 0 0 85283 No MI 1.875 60 161600 0 0 82718 No MI
1002030-0013517560 First Lien 20360401 AFL2 1258.705833 360 0.375 Single Family 100028000000000000 1 First Lien N 20360301 AFL2 2247.039583 360 0.375 PUD 100028000000000000 1 First Lien N 20360201 AFL2 726.82 360 0.375 PUD 100016000000000000 2 First Lien N 20360201 AFL2 2062.5 360 0.375 Condominium 001000160000000000 1 First Lien N 20360201 AFL2 597.4583333 360 0.375 2-4 Family 100016000000000000 2 First Lien N 20360201 AFL2 2776.666667 360 0.375 Single Family 100183000000000000 1 First Lien N 20360301 AFL2 1208.333333 360 0.375 Single Family 100238000000000000 1 First Lien N 20360401 AFL2 1040 360 0.375 Single Family 100031000000000000 1 First Lien N 20360301 AFL2 4092.64 360 0.375 Single Family 100067000000000000 1 First Lien N 20360301 AFL2 5066.666667 360 0.375 2-4 Family 100147000000000000 1 First Lien N 20360301 AFL2 566.3125 360 0.375 Condominium 100031000000000000 1 First Lien N 20360301 AFL2 2853.83 360 0.375 Single Family 100158000000000000 1 First Lien N 20360301 AFL2 826.6666667 360 0.375 Single Family 100204000000000000 1 First Lien N 20360301 AFL2 1786.666667 360 0.375 PUD 100414000000000000 1 First Lien N 20360301 AFL2 3897.166667 360 0.375 Single Family 100420000000000000 1 First Lien N 20360301 AFL2 1225 360 0.375 Single Family 100420000000000000 1 First Lien N 20360301 AFL2 1010 360 0.375 Single Family 001000610000000000 1 N
2.25 Y
120 GROUP I
20110401 Prepay G01
12.5 360 7.75 NJ 80.00 13.125 480 7.125 NJ 80.00 12.5 360 6.5 CA 64.92 11.875 360 7.875 CA 80.00 13.25 360 6.875 FL 80.00 12.25 360 7.25 FL 80.00 12.625 360 6.875 AZ 80.00 12.25 360 5.75 FL 60.36 11.125 360 7.125 NJ 80.00 12.5 360 6.625 AZ 80.00 12 360 7 FL 70.00 12.375 360 7.125 NJ 80.00 12.5 360 6 VA 75.00 11.375 360 7.125 FL 80.00 12.5 360 6.875 AZ 75.00 12.25 360 7.375 NJ 79.78 12.75 360 7.25 CO 70.00 12.625
359 8.125 Pleasantville 207200 20060401 2.25 20110301 N 0 No_PP GROUP II G02 359 7.5 Passaic 280000 20060401 2.25 20110301 Y 60 No_PP GROUP II G02 359 6.875 APPLE VALLEY 249790 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 360 8.25 RANCHO CORDOVA 408000 20060501 2.25 20110401 Y 120 No_PP GROUP II G02 359 7.25 ORLANDO 231709 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.625 WESLEY CHAPEL 204452 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.25 SURPRISE 348000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.125 Tallahassee 150000 20060401 2.25 20110301 N 0 Prepay GROUP II G02 359 7.5 Plainfield 241600 20060401 2.25 20110301 N 0 No_PP GROUP II G02 360 7 QUEEN CREEK 141400 20060501 2.25 20110401 Y 120 No_PP GROUP II G03 359 7.375 Doral 630000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.5 Kearny 399200 20060401 2.25 20110301 Y 60 No_PP GROUP II G02 359 6.375 CHARLOTTESVILLE 106600 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.5 Miami 228000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.25 Chandler 209250 20060401 2.375 20080301 Y 60 No_PP GROUP I G01 354 7.75 Jersey City 359000 20051101 3.375 20071001 Y 120 No_PP GROUP II G01 359 7.625 Denver 185500 20060401 2.25 20110301
1.875 1 First Lien 60 N 20360401 AFL2 207142.76 1460.16 360 0 0 0.375 8232 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 280000 1750 360 0 0 0.375 7055 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 249790 1431.088542 360 0 0 0.375 92308 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 408000 2805 360 0 0 0.375 95742 PUD No MI 010005700000000000 1.875 1 First Lien 60 N 20360401 AFL2 231709 1399.908542 360 0 0 0.375 32828 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 204452 1299.122083 360 0 0 0.375 33544 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 348000 2102.5 360 0 0 0.375 85379 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 149854.2 911.42 360 0 0 0.375 32317 PUD No MI 100264000000000000 1.875 1 First Lien 60 N 20360301 AFL2 241420.69 1689.31 360 0 0 0.375 7060 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 141400 824.8333333 360 0 0 0.375 85242 PUD No MI 100071000000000000 1.875 1 First Lien 60 N 20360401 AFL2 630000 3871.875 360 0 0 0.375 33178 PUD No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 399200 2495 360 0 0 0.375 7032 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 106600 566.3125 360 0 0 0.375 22901 Condominium No MI 100031000000000000 1.875 1 First Lien 60 N 20360301 AFL2 228000 1425 360 0 0 0.375 33144 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 209250 1264.21875 360 0 0 0.375 85224 Single Family No MI 100189000000000000 1.875 1 First Lien 24 N 20360301 AFL2 359000 2318.541667 360 0 0 0.375 7306 Single Family No MI 100070000000000000 2 1 First Lien 24 N 20351001 AFL2 185500 1178.697917 360 0 0 0.375 80211 Single Family No MI 100113000000000000 3 2 First Lien
120 Prepay GROUP I G01 359 7.75 Palmdale 288000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.125 Brentwood 328000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.25 DONELSON 113600 20060401 2.25 20110301 N 0 No_PP GROUP II G02 359 7.375 Cathedral City 312000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.75 Lansing 65200 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8.25 BIDWELL 50880 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 358 6.125 HENDERSON 271830 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.25 Detroit 70400 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.375 BULLHEAD CITY 115500 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.25 Wiggins 72800 20060401 2.25 20110301 N 0 No_PP GROUP II G01 359 7.5 Miami 220631 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 7.75 Richardson 111200 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 8.5 Las Vegas 1106250 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.25 Las Vegas 246400 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.625 Denver 144750 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 359 6.5 Las Vegas 275000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 360 7.125 SACRAMENTO 259000 20060501 2.25 20090401 Y 120 No_PP
360
80.00 360
80.00 360
78.89 360
80.00 360
72.23 360
80.00 360
68.50 360
80.00 360
70.00 360
80.00 360
70.00 360
80.00 360
75.00 360
80.00 360
75.00 360
38.19 360
70.00 360
20360301 AFL2 1860 360 0.375 CA 93550 Single Family No MI 100386000000000000 12.75 1.875 1 First Lien 60 N 20360301 AFL2 328000 2220.833333 360 7.75 0 0 0.375 TN 37027 PUD No MI 100196000000000000 13.125 1.875 1 First Lien 60 N 20360301 AFL2 113527.56 853.44 360 7.875 0 0 0.375 TN 37214 Single Family No MI 100331000000000000 13.25 1.875 1 First Lien 60 N 20360301 AFL2 312000 1917.5 360 7 0 0 0.375 CA 92234 Single Family No MI 100386000000000000 12.375 1.875 1 First Lien 60 N 20360301 AFL2 65200 421.0833333 360 7.375 0 0 0.375 MI 48911 2-4 Family No MI 100185000000000000 12.75 1.875 1 First Lien 60 N 20360301 AFL2 50879.8 349.798625 360 7.875 0 0 0.375 OH 45614 Single Family No MI 100331000000000000 13.25 1.875 1 First Lien 60 N 20360301 AFL2 271830 1387.465625 360 5.75 0 0 0.375 NV 89015 Single Family No MI 100063000000000000 11.125 1.875 1 First Lien 60 N 20360201 AFL2 70400 484 360 7.875 0 0 0.375 MI 48213 Single Family No MI 100266000000000000 13.25 1.875 1 First Lien 60 N 20360301 AFL2 115500 709.84375 360 7 0 0 0.375 AZ 86442 Single Family No MI 100059000000000000 12.375 1.875 1 First Lien 60 N 20360301 AFL2 72743.21 496.62 360 6.875 0 0 0.375 CO 80654 Single Family No MI 100226000000000000 12.25 1.875 1 First Lien 60 N 20360301 AFL2 220631 1378.94375 360 7.125 0 0 0.375 FL 33175 Single Family No MI 100203000000000000 12.5 1.875 1 First Lien 60 N 20360301 AFL2 111200 718.1666667 360 7.375 0 0 0.375 TX 75081 Single Family No MI 100099000000000000 12.75 1.875 1 First Lien 60 N 20360201 AFL2 1106250 7835.9375 360 8.125 0 0 0.375 NV 89146 Single Family No MI 100195000000000000 13.5 1.875 1 First Lien 60 N 20360301 AFL2 246400 1488.666667 360 6.875 0 0 0.375 NV 89123 PUD No MI 1001949-2410601417 12.25 1.875 1 First Lien 60 N 20360301 AFL2 144750 919.765625 360 7.25 0 0 0.375 CO 80209 Single Family No MI 100185000000000000 12.625 1.875 1 First Lien 60 N 20360301 AFL2 274800 1488.5 360 6.125 0 0 0.375 NV 89109 Condominium No MI 1000960-0006021302 11.5 1.875 1 First Lien 60 N 20360301 AFL2 259000 1537.8125 360 6.75 0 0 0.375 CA 95816 Single Family No MI 100152000000000000 13.125 1.875 1 First Lien 36 N 20360401 AFL2 7.375 0 0
60 288000
GROUP I G01 359 8 COHASSET 468000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 6.75 West Yarmouth 195000 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 6.75 Minneapolis 130500 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 7.375 Taunton 220000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 Denver 194900 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 358 8.125 Douglasville 145312 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 6.875 HIGHLANDS RANCH 196000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 6.75 DOWNEY 196000 20060401 2.25 20110301 N 0 Prepay GROUP I G01 358 8.125 Houston 103000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 6.875 ELK RIVER 205917 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.625 Wilmington 114800 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 356 7.125 WAUNAKEE 400000 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 359 7.5 Stroselle 253600 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.125 BOYNTON BEACH 108500 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 Longwood 1042500 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8 PARKVILLE 176000 20060401 2.25 20110301 N 0 No_PP GROUP II G01 359 6.875 LAUREL 243700 20060401 2.25 20110301 Y 120 No_PP GROUP I G01
80.00 360
66.10 360
90.00 360
80.00 360
74.99 360
75.00 360
80.00 360
50.26 480
80.00 360
80.00 360
80.00 360
69.57 360
80.00 360
70.00 360
75.00 360
80.00 360
64.99 360
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359 8.25 South Bend 52800 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 358 6.75 Norcross 144000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.5 THORNTON 156800 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.375 Mesa 128800 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 6.75 San Diego 470000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 7.875 RANCHO CUCAMONGA 631272 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.125 San Jacinto 252000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 6.875 QUEEN CREEK 188000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 360 8.25 PHOENIX 143200 20060501 2.25 20110401 Y 120 Prepay GROUP I G01 358 7.875 Raleigh 54400 20060301 2.25 20110201 N 0 No_PP GROUP II G01 359 7.375 MARICOPA 204250 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 358 7.25 DENTON 122048 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7.375 Hanover Park 228000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.5 PEORIA 319900 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8 Woodland Hills 576000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.5 NAMPA 135200 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8 EVERETT 396000 20060401 2.25 20110301 N 0 No_PP GROUP II G01 359
7.875 IN 80.00 13.25 360 6.375 GA 80.00 11.75 360 8.125 CO 80.00 13.5 360 7 AZ 80.00 12.375 360 6.375 CA 62.67 11.75 360 7.5 CA 80.00 12.875 360 6.75 CA 78.50 12.125 360 6.5 AZ 80.00 11.875 360 7.875 AZ 80.00 13.25 360 7.5 NC 80.00 12.875 360 7 AZ 75.00 12.375 360 6.875 TX 80.00 12.25 360 7 IL 80.00 12.375 360 7.125 AZ 79.99 12.5 360 7.625 CA 80.00 13 360 8.125 ID 80.00 13.5 360 7.625 MA 80.00 14 360 7
0 46628 No MI 1.875 60 144000 0
0.375 Single Family 1 N 100266000000000000 First Lien 20360301 AFL2 810 360 N
0 0.375 30093 2-4 Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 156800 1110.666667 360 0 0 0.375 80229 PUD No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 128603.38 889.59 360 0 0 0.375 85201 Condominium No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 470000 2643.75 360 0 0 0.375 92105 2-4 Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 631272 4142.7225 360 0 0 0.375 91739 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 252000 1496.25 360 0 0 0.375 92583 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 188000 1077.083333 360 0 0 0.375 85242 PUD No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 143200 984.5 360 0 0 0.375 85033 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360401 AFL2 54324.87 394.44 360 0 0 0.375 27610 Single Family No MI 010098900000000000 1.875 1 First Lien 60 N 20360201 AFL2 204250 1255.286458 360 0 0 0.375 85239 PUD No MI 010041400000000000 1.875 1 First Lien 60 N 20360301 AFL2 122047.99 737.3732729 360 0 0 0.375 76226 PUD No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 228000 1401.25 360 0 0 0.375 60133 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360301 AFL2 319900 1999.375 360 0 0 0.375 85383 PUD No MI 100047000000000000 1.875 1 First Lien 60 N 20360301 AFL2 576000 3840 360 0 0 0.375 91367 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 AFL2 135200 957.6666667 360 0 0 0.375 83687 PUD No MI 100194000000000000 1.875 1 First Lien 60 N 20360301 AFL2 395734.29 2905.71 360 0 0 0.375 2149 2-4 Family No MI 100095000000000000 1.875 2 First Lien 60 N 20360301 AFL2 208000 1278.333333 360 0 0 0.375
7.375 MODESTO 208000 2.25 Y 120 GROUP II 359 7.375 Birmingham 226552 2.25 Y 120 GROUP II 359 6.75 WASHINGTON 321600 2.25 Y 120 GROUP II 359 7 MINNEAPOLIS 136000 2.25 N 0 GROUP II 359 7.375 Indianapolis 91700 2.25 Y 60 GROUP I 359 8.5 BOISE 110000 2.25 Y 120 GROUP II 359 7.25 meridian 133500 2.25 Y 120 GROUP I 359 7.75 Atlanta 131250 2.25 Y 60 GROUP II 359 7.25 VICTOR 52500 2.25 N 0 GROUP II 359 7.375 Brooklet 148000 2.25 Y 120 GROUP I 360 8 leesville 110000 2.25 Y 60 GROUP I 359 8.375 SANDY 1117500 2.25 Y 60 GROUP II 359 6 CHANDLER 151200 2.25 Y 120 GROUP II 359 7.5 Charleston 174400 2.25 Y 120 GROUP II 359 7.125 Manassas 318750 2.25 Y 120 GROUP I 359 8.25 Minneapolis 184000 2.25 Y 120 GROUP II 359 6.875 WASCO 192000 2.25 Y 120 GROUP I 359 7.875 GLENDALE
CA 20060401 20110301 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060501 20110401 No_PP G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 80.00 12.375 360 7 AL 80.00 12.375 360 6.375 DC 80.00 11.75 360 6.625 MN 80.00 12 360 7 IN 70.00 12.375 360 8.125 ID 80.00 13.5 360 6.875 ID 75.00 12.25 360 7.375 GA 75.00 12.75 360 6.875 CO 70.00 12.25 360 7 GA 78.31 12.375 360 7.625 SC 62.86 14 360 8 UT 75.76 13.375 360 5.625 AZ 80.00 11 360 7.125 SC 80.00 12.5 360 6.75 VA 75.00 12.125 360 7.875 MN 80.00 13.25 360 6.5 CA 80.00 11.875 360 7.5 CA
95356 PUD No MI 100183000000000000 1.875 1 First Lien 60 N 20360301 AFL2 226552 1392.350833 360 0 0 0.375 35226 Single Family No MI 100229000000000000 1.875 1 First Lien 60 N 20360301 AFL2 321600 1809 360 0 0 0.375 20011 Single Family No MI 100087000000000000 1.875 1 First Lien 60 N 20360301 AFL2 136000 793.33 360 0 0 0.375 55421 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360301 AFL2 91700 563.5729167 360 0 0 0.375 46228 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 110000 779.1666667 360 0 0 0.375 83713 Single Family No MI 010060800000000000 1.875 1 First Lien 60 N 20360301 AFL2 133500 806.5625 360 0 0 0.375 83642 PUD No MI 100422000000000000 1.875 1 First Lien 60 N 20360301 AFL2 131250 847.65625 360 0 0 0.375 30331 Single Family No MI 100185000000000000 2.875 1 First Lien 60 N 20360301 AFL2 52459.05 358.14 360 0 0 0.375 80860 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 148000 909.5833333 360 0 0 0.375 30415 Single Family No MI 100229000000000000 1.875 2 First Lien 60 N 20360301 AFL2 110000 733.3333333 360 0 0 0.375 29070 Single Family No MI 100432000000000000 1.875 2 First Lien 60 N 20360401 AFL2 1117500 7799.21875 360 0 0 0.375 84092 Single Family No MI 010019900000000000 1.875 1 First Lien 60 N 20360301 AFL2 151200 756 360 0 0 0.375 85226 PUD No MI 100071000000000000 1.875 1 First Lien 60 N 20360301 AFL2 174400 1090 360 0 0 0.375 29414 PUD No MI 100264000000000000 1.875 1 First Lien 60 N 20360301 AFL2 318750 1892.578125 360 0 0 0.375 22150 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360301 AFL2 184000 1265 360 0 0 0.375 55044 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360301 AFL2 192000 1100 360 0 0 0.375 93280 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360301 AFL2 1000000 6562.5 360 0 0 0.375 91207 Single Family
1000000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 358 6.125 VIRGINIA BEACH 134400 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 359 8.125 CHICAGO 280000 20060401 2.25 20110301 N 0 No_PP GROUP II G03 359 6.875 Parker 992000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.375 LAYTON 104000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7 LINCOLN 358678 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.5 BROOMFIELD 347372 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 360 8.5 HAINES CITY 94400 20060501 2.25 20110401 Y 120 Prepay GROUP II G02 359 6.875 ACWORTH 130800 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.375 EWING 209992 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.625 ADAIRSVILLE 90400 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 DECATUR 180000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 Baltimore 144000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.375 PHOENIX 177600 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 357 7.625 BERKELEY 326400 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 8 SACRAMENTO 446250 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 8 SACRAMENTO 446250 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 8 SACRAMENTO 446250 20060201
74.07 12.875 360 5.75 VA 80.00 11.125 360 7.75 IL 79.19 13.125 360 6.5 CO 79.36 11.875 360 7 UT 80.00 12.375 360 6.625 CA 80.00 12 360 6.125 CO 80.00 11.5 360 8.125 FL 80.00 13.5 360 6.5 GA 80.00 11.875 360 8 NJ 80.00 13.375 360 7.25 GA 80.00 12.625 360 7.5 GA 75.00 12.875 360 7.5 MD 80.00 12.875 360 7 AZ 80.00 12.375 360 7.25 CA 80.00 12.625 360 7.625 CA 75.00 13 360 7.625 CA 75.00 13 360 7.625 CA 75.00
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2.25 Y
120 GROUP I
20110101 No_PP G01 20060101 20101201 Prepay G01 20060201 20110101 Prepay G02 20060501 20110401 No_PP G01 20060401 20110301 No_PP G01 20060201 20110101 Prepay G01 20051101 20081001 Prepay G01 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060201 20110101 Prepay G01 20060301 20110201 No_PP G03 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201
13 360 7.375 CA 80.00 12.75 360 7.375 CA 80.00 12.75 360 6.625 MA 80.00 12 360 6.125 FL 80.00 11.5 360 7.375 CA 80.00 12.75 360 6.825 AZ 80.00 13.2 360 6.75 MN 80.00 12.125 360 7.75 CA 80.00 13.125 360 6.5 UT 60.00 11.875 360 6.5 UT 60.00 11.875 360 6.5 UT 60.00 11.875 360 6.5 UT 60.00 11.875 360 7 NV 80.00 12.375 360 6.5 UT 60.00 11.875 360 7 MD 80.00 12.375 360 7.25 CA 75.00 12.625 360 6.5 UT 60.00 11.875 0
1.875 60 561160 0 95648 No MI 1.875
356 7.75 LINCOLN 561160 2.25 Y 120 GROUP I 357 7.75 ROSEVILLE 457900 2.25 N 0 GROUP II 360 7 Lynn 336000 2.25 Y 120 GROUP II 359 6.5 DAYTONA BEACH 130000 2.25 N 0 GROUP I 357 7.75 ANTIOCH 336000 2.25 Y 120 GROUP I 354 7.2 PEORIA 145520 2.25 Y 36 GROUP II 359 7.125 Minneapolis 212000 2.25 Y 120 GROUP I 358 8.125 MOUNT SHASTA 280000 2.25 Y 120 GROUP II 358 6.875 Springville 78000 2.25 N 0 GROUP II 358 6.875 Springville 78000 2.25 N 0 GROUP II 358 6.875 Springville 78000 2.25 N 0 GROUP II 358 6.875 Springville 78000 2.25 N 0 GROUP II 357 7.375 LAS VEGAS 122000 2.25 Y 120 GROUP II 358 6.875 Springville 78000 2.25 N 0 GROUP II 358 7.375 Edgewater 512000 2.25 Y 120 GROUP II 358 7.625 MADERA 217500 2.25 Y 120 GROUP II 358 6.875 Springville 78000 2.25
60 456924.17 0 0 95678 No MI 1.875 60 336000 0 0 1905 No MI 1.875 60 129882.48 0 0 32114 No MI 1.875 60 336000 0 0 94509 No MI 1.875 60 145520 0 0 85345 No MI 1.875 36 212000 0 0 55423 No MI 1.875 60 280000 0 0 96067 No MI 1.875 60 77868.58 0 0 84663 No MI 1.875 60 77868.58 0 0 84663 No MI 1.875 60 77868.58 0 0 84663 No MI 1.875 60 77868.58 0 0 84663 No MI 1.875 60 121999.99 0 0 89102 No MI 1.875 60 77868.58 0 0 84663 No MI 1.875 60 512000 0 0 21037 No MI 1.875 60 217500 0 0 93638 No MI 1.875 60 77868.58 0 0 84663 No MI 1.875
1 First Lien 20360101 AFL2 3624.158333 360 0.375 Single Family 100146000000000000 1 First Lien N 20351201 AFL2 3280.45 360 0.375 Single Family 100146000000000000 1 First Lien N 20360101 AFL2 1960 360 0.375 2-4 Family 100210000000000000 1 First Lien N 20360401 AFL2 821.69 360 0.375 Townhouse 100293000000000000 1 First Lien N 20360301 AFL2 2170 360 0.375 Single Family 100146000000000000 1 First Lien N 20360101 AFL2 873.12 360 0.375 Single Family 100199000000000000 1 First Lien N 20351001 AFL2 1258.75 360 0.375 Single Family 100400000000000000 1 First Lien N 20360301 AFL2 1895.833333 360 0.375 Single Family 100146000000000000 1 First Lien N 20360201 AFL2 512.4 360 0.375 Townhouse 100125000000000000 1 First Lien N 20360201 AFL2 512.4 360 0.375 Townhouse 100125000000000000 1 First Lien N 20360201 AFL2 512.4 360 0.375 Single Family 100125000000000000 1 First Lien N 20360201 AFL2 512.4 360 0.375 Single Family 100125000000000000 1 First Lien N 20360201 AFL2 749.7916052 360 0.375 Condominium 010014600000000000 1 First Lien N 20360101 AFL2 512.4 360 0.375 Single Family 100125000000000000 1 First Lien N 20360201 AFL2 3146.666667 360 0.375 Single Family 100031000000000000 1 First Lien N 20360201 AFL2 1382.03125 360 0.375 Single Family 100146000000000000 1 First Lien N 20360201 AFL2 512.4 360 0.375 Single Family 100125000000000000 1 First Lien N
0 No_PP GROUP II G01 358 6.875 Springville 78000 20060301 2.25 20110201 N 0 No_PP GROUP II G02 358 6.875 Springville 78000 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 7.625 MADERA 173210 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 6.875 Springville 78000 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 6.875 Springville 78000 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 6.875 Springville 78000 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 7 ANTIOCH 269500 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 359 7.625 Las Vegas 268354 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 358 7.25 SALINAS 544700 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 Los Angeles 260800 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.625 HAYWARD 291200 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.375 EUREKA 168000 20060301 2.25 20110201 N 0 Prepay GROUP II G01 358 7 TAMPA 146250 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 359 7.625 Las Vegas 250717 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 359 7.375 San Jose 1300000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 6.875 Fort Worth 148200 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 7.5 Pacific Paisades 1500000 20060301 2.25 20110201 Y 120 No_PP
360 6.5 UT 60.00 11.875 360 6.5 UT 60.00 11.875 360 7.25 CA 75.00 12.625 360 6.5 UT 60.00 11.875 360 6.5 UT 60.00 11.875 360 6.5 UT 60.00 11.875 360 6.625 CA 70.00 12 360 7.25 NV 70.00 12.625 360 6.875 CA 80.00 12.25 360 7.75 CA 80.00 13.125 360 6.25 CA 80.00 11.625 360 7 CA 75.00 12.375 360 6.625 FL 75.00 12 360 7.25 NV 70.00 12.625 360 7 CA 65.00 12.375 360 6.5 TX 95.00 11.875 360 7.125 CA 58.82 13.5 360
N 20360201 AFL2 512.4 360 0 0.375 84663 Single Family No MI 100125000000000000 1.875 1 First Lien 60 N 20360201 AFL2 77868.58 512.4 360 0 0 0.375 84663 Townhouse No MI 100125000000000000 1.875 1 First Lien 60 N 20360201 AFL2 173210 1100.605208 360 0 0 0.375 93638 Single Family No MI 100146000000000000 1.875 1 First Lien 60 N 20360201 AFL2 77868.58 512.4 360 0 0 0.375 84663 Single Family No MI 100125000000000000 1.875 1 First Lien 60 N 20360201 AFL2 77868.58 512.4 360 0 0 0.375 84663 Single Family No MI 100125000000000000 1.875 1 First Lien 60 N 20360201 AFL2 77868.58 512.4 360 0 0 0.375 84663 Single Family No MI 100125000000000000 1.875 1 First Lien 60 N 20360201 AFL2 269500 1572.083333 360 0 0 0.375 94509 Single Family No MI 100146000000000000 1.875 1 First Lien 60 N 20360201 AFL2 268354 1705.166042 360 0 0 0.375 89109 Condominium No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 544700 3290.895833 360 0 0 0.375 93905 Single Family No MI 100067000000000000 1.875 1 First Lien 60 N 20360201 AFL2 260800 1765.833333 360 0 0 0.375 91304 Condominium No MI 1000866-0021101650 1.875 1 First Lien 60 N 20360201 AFL2 291200 1607.666667 360 0 0 0.375 94545 PUD No MI 100146000000000000 1.875 1 First Lien 60 N 20360201 AFL2 167743.55 1160.33 360 0 0 0.375 95501 Single Family No MI 100146000000000000 1.875 1 First Lien 60 N 20360201 AFL2 146250 853.125 360 0 0 0.375 33619 2-4 Family No MI 100146000000000000 1.875 1 First Lien 60 N 20360201 AFL2 250717 1593.097604 360 0 0 0.375 89109 Condominium No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 1300000 7989.583333 360 0 0 0.375 95138 Single Family No MI 100311000000000000 1.875 1 First Lien 60 N 20360301 AFL2 148200 849.0625 360 0 0 0.375 76120 Single Family United Guaranty 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 1500000 9375 360 0 0 0.375 90272 Single Family No MI 100087000000000000 1.875 2 First Lien 60 N 20360201 AFL2 0
60 77868.58
GROUP II G03 359 7.625 Coral Gables 825000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 7.625 BAKERSFIELD 164800 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 359 6.75 MANASSAS 408000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.875 Minnetonka 735000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 5.875 PEORIA 375000 20060401 2.25 20090301 Y 120 No_PP GROUP II G03 359 6.875 Parker 1050000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.625 Fort Myers 130400 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 6.5 MIAMI 322075 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 Surprise 254400 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 West Palm Beach 260000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 8.25 Gilcrest 92800 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 358 7.625 ATLANTA 139772 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.5 PALM BAY 161600 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.375 POWDER SPRINGS 105000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 ATLANTA 95250 20060301 2.25 20110201 Y 120 Prepay GROUP II G03 358 6.375 ATLANTA 1329000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 359 7.375 SHELBYVILLE 287200 20060401 2.25 20110301 Y 120 No_PP GROUP II G01
825000 7.25 FL 75.00 12.625 360 7.25 CA 80.00 12.625 360 6.375 VA 80.00 11.75 360 7.5 MN 69.67 12.875 360 5.5 AZ 62.50 10.875 360 6.5 CO 70.00 11.875 360 7.25 FL 80.00 12.625 360 6.125 FL 65.00 12.5 360 7.5 AZ 80.00 12.875 360 7.75 FL 89.99 13.125 360 7.875 CO 80.00 13.25 360 7.25 GA 80.00 12.625 360 7.125 FL 80.00 12.5 360 7 GA 75.00 12.375 360 7.5 GA 75.00 12.875 360 6 GA 61.39 11.375 360 7 KY 80.00 12.375 360 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 33146 No MI 1.875 60 164800 0 93307 No MI 1.875 60 408000 0 20110 No MI 1.875 60 735000 0 55305 No MI 1.875 60 375000 0 85383 No MI 1.875 36 1050000 0 80134 No MI 1.875 60 130400 0 33905 No MI 1.875 60 322075 0 33132 No MI 1.875 60 254400 0 85388 No MI 1.875 60 259995 0 33401 PMI 1.875 60 92800 0 80623 No MI 1.875 60 139772 0 30349 No MI 1.875 60 161600 0 32907 No MI 1.875 60 105000 0 30127 No MI 1.875 60 95250 0 30331 No MI 1.875 60 1329000 0 30305 No MI 1.875 60 287200 0 40065 No MI 1.875 60 111200
5242.1875 0.375 Single Family 1 N
360
1002030-0013421946 First Lien 20360301 AFL2 1047.166667 360 0.375 Single Family 100414000000000000 1 First Lien N 20360201 AFL2 2295 360 0.375 PUD 100213000000000000 1 First Lien N 20360301 AFL2 4823.4375 360 0.375 Single Family 100203000000000000 1 First Lien N 20360301 AFL2 1835.9375 360 0.375 PUD 100071000000000000 1 First Lien N 20360301 AFL2 6015.625 360 0.375 Single Family 100095000000000000 1 First Lien N 20360301 AFL2 828.5833333 360 0.375 Single Family 100203000000000000 1 First Lien N 20360301 AFL2 1744.572917 360 0.375 Condominium 100087000000000000 2 First Lien N 20360201 AFL2 1669.5 360 0.375 PUD 100101000000000000 1 First Lien N 20360201 AFL2 1760.382813 360 0.375 Condominium First Lien 20360201 AFL2 638 360 0.375 Single Family 100221000000000000 1 First Lien N 20360301 AFL2 888.1345833 360 0.375 PUD 100185000000000000 1 First Lien N 20360201 AFL2 1010 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 645.3125 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 625.078125 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 7060.3125 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 1765.083333 360 0.375 Single Family 100331000000000000 1 First Lien N 20360301 AFL2 625.5 360 N 2
358 6.75 Hampton 111200 2.25 Y 120 GROUP II 358 7.625 BRANDYWINE 504300 2.25 Y 120 GROUP II 359 7.25 Plant City 54145 2.25 N 0 GROUP I 358 7.875 FORT WORTH 80800 2.25 N 0 GROUP I 358 7.875 MIAMI 172000 2.25 Y 120 GROUP II 358 7.375 BUCKEYE 150050 2.25 Y 120 GROUP II 358 6.875 RENO 187500 2.25 Y 120 GROUP I 359 7.875 Tempe 138750 2.25 Y 120 GROUP II 358 6.75 Savannah 164000 2.25 Y 120 GROUP I 359 7.75 Navarre 143000 2.25 N 0 GROUP II 359 7.625 Orlando 218900 2.25 Y 120 GROUP I 359 8.125 Tempe 182000 2.25 Y 120 GROUP I 359 8.375 Miami Beach 1207500 2.25 Y 120 GROUP II 359 7.375 Sylmar 417000 2.25 Y 120 GROUP I 359 8 Pittsburg 327200 2.25 Y 60 GROUP II 359 7.5 Calexico 217518 2.25 Y 120 GROUP I 360 8.375 Phoenix 146250 2.25 Y 120 GROUP II 359
6.375 GA 20060301 20110201 No_PP G03 20060301 20110201 No_PP G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G02 20060301 20110201 Prepay G01 20060401 20110301 Prepay G02 20060301 20110201 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20060501 20110401 Prepay G02 80.00 11.75 360 7.25 MD 80.00 12.625 360 6.875 FL 70.00 12.25 360 7.5 TX 80.00 12.875 360 7.5 FL 80.00 12.875 360 7 AZ 74.99 12.375 360 6.5 NV 75.00 11.875 360 7.5 AZ 75.00 12.875 360 6.375 GA 80.00 11.75 360 7.375 FL 65.00 12.75 360 7.25 FL 79.99 12.625 360 7.75 AZ 70.00 13.125 360 8 FL 70.00 13.375 360 7 CA 77.22 12.375 360 7.625 CA 80.00 13 360 7.125 CA 80.00 12.5 360 8 AZ 75.00 13.375 360 7.125
0 0.375 30228 PUD No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 504300 3204.40625 360 0 0 0.375 20613 PUD No MI 100289000000000000 1.875 1 First Lien 60 N 20360201 AFL2 54102.77 369.36 360 0 0 0.375 33563 Single Family No MI 100203000000000000 1.875 1 First Lien 60 N 20360301 AFL2 80688.42 585.86 360 0 0 0.375 76140 2-4 Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360201 AFL2 172000 1128.75 360 0 0 0.375 33032 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 150050 922.1822917 360 0 0 0.375 85326 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 187500 1074.21875 360 0 0 0.375 89502 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 138750 910.546875 360 0 0 0.375 85282 Condominium No MI 100101000000000000 1.875 1 First Lien 60 N 20360301 AFL2 164000 922.5 360 0 0 0.375 31410 Single Family No MI 100264000000000000 1.875 1 First Lien 60 N 20360201 AFL2 142899.07 1024.47 360 0 0 0.375 32566 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 218900 1390.927083 360 0 0 0.375 32829 PUD No MI 100429000000000000 1.875 1 First Lien 60 N 20360301 AFL2 182000 1232.291667 360 0 0 0.375 85282 PUD No MI 100101000000000000 1.875 1 First Lien 60 N 20360301 AFL2 1207500 8427.34375 360 0 0 0.375 33139 Condominium No MI 100256000000000000 1.875 1 First Lien 60 N 20360301 AFL2 417000 2562.8125 360 0 0 0.375 91342 Single Family No MI 1000960-0001600725 1.875 1 First Lien 60 N 20360301 AFL2 327200 2181.333333 360 0 0 0.375 94565 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 217518 1359.4875 360 0 0 0.375 92231 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 146250 1020.703125 360 0 0 0.375 85019 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360401 AFL2 336000 2100 360 0 0 0.375
7.5 Riverside 336000 2.25 Y 120 GROUP I 359 8.25 Phoenix 166968 2.25 Y 120 GROUP I 359 8.375 San Antonio 87344 2.25 N 0 GROUP II 359 7.25 BUCKEYE 176200 2.25 Y 120 GROUP II 359 7.5 DENVER 158250 2.25 Y 120 GROUP II 358 7.125 Garland 50850 2.25 Y 60 GROUP I 358 7.75 DEARBORN 104000 2.25 Y 60 GROUP II 359 6.875 FT WASHINGTON 221650 2.25 Y 120 GROUP II 359 6.5 Newark 175920 2.25 Y 120 GROUP I 359 8 Kirkwood 155250 2.25 Y 120 GROUP I 358 7.875 Fresno 232000 2.25 Y 60 GROUP I 358 7.75 Las Vegas 245000 2.25 Y 60 GROUP II 358 6.625 Brentwood 325000 2.25 Y 120 GROUP II 358 7.5 Los Angeles 439200 2.25 Y 60 GROUP II 358 6.25 Apopka 162000 2.25 Y 60 GROUP I 358 8.125 Brick 208000 2.25 Y 60 GROUP II 358 7.375 Suwanee 130400 2.25 Y 120 GROUP II 358 7.375 College Park
CA 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G03 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 80.00 12.5 360 7.875 AZ 70.00 13.25 360 8 TX 80.00 13.375 360 6.875 AZ 79.98 12.25 360 7.125 CO 75.00 12.5 360 6.75 TX 64.94 12.125 360 7.375 MI 80.00 12.75 360 6.5 MD 65.00 11.875 360 6.125 DE 80.00 11.5 360 7.625 MO 75.00 13 360 7.5 CA 78.64 12.875 360 7.375 NV 70.00 12.75 360 6.25 CA 57.02 12.625 360 7.125 CA 80.00 12.5 360 5.875 FL 75.00 11.25 360 7.75 NJ 80.00 13.125 360 7 GA 80.00 12.375 360 7 GA 0 0
92509 No MI 1.875 60 166968 0 85004 No MI 1.875 60 87289.71 0 78244 No MI 1.875 60 176200 0 0 85326 No MI 1.875 60 158250 0 0 80233 No MI 1.875 60 50850 0 0 75040 No MI 1.875 60 104000 0 0 48124 No MI 1.875 60 221650 0 0 20744 No MI 1.875 60 175920 0 0 19711 No MI 1.875 60 155250 0 0 63122 No MI 1.875 60 232000 0 0 93702 No MI 1.875 60 244999.99 0 0 89101 No MI 1.875 60 325000 0 0 94513 No MI 1.875 60 439200 0 0 90065 No MI 1.875 60 162000 0 0 32703 No MI 1.875 60 207999.1 0 0 8723 No MI 1.875 60 130400 0 0 30024 No MI 1.875 60 54908.18 0 0 30349
Single Family 100414000000000000 First Lien N 20360301 AFL2 1147.905 360 0.375 2-4 Family 100414000000000000 1 First Lien N 20360301 AFL2 663.88 360 0.375 PUD 100266000000000000 1 First Lien N 20360301 AFL2 1064.541667 360 0.375 PUD 100414000000000000 1 First Lien N 20360301 AFL2 989.0625 360 0.375 Single Family 100414000000000000 1 First Lien N 20360301 AFL2 301.921875 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 671.6666667 360 0.375 Single Family 1000608-0601003555 1 First Lien N 20360201 AFL2 1269.869792 360 0.375 Single Family 100293000000000000 1 First Lien N 20360301 AFL2 952.9 360 0.375 Single Family 100076500000914981 First Lien N 20360301 AFL2 1035 360 0.375 Single Family 100238000000000000 1 First Lien N 20360301 AFL2 1522.5 360 0.375 2-4 Family 100034000000000000 1 First Lien N 20360201 AFL2 1582.291602 360 0.375 2-4 Family 100199000000000000 1 First Lien N 20360201 AFL2 1794.270833 360 0.375 2-4 Family 100034000000000000 2 First Lien N 20360201 AFL2 2745 360 0.375 Single Family 100034000000000000 1 First Lien N 20360201 AFL2 843.75 360 0.375 PUD 100185000000000000 1 First Lien N 20360201 AFL2 1408.32724 360 0.375 Single Family 100034000000000000 1 First Lien N 20360201 AFL2 801.4166667 360 0.375 2-4 Family 100032000000000000 1 First Lien N 20360201 AFL2 337.4565229 360 0.375 Single Family 1 N
54950 2.25 Y
60 GROUP II
20060301 20110201 Prepay G02
68.69 12.375 360 6.5 GA 80.00 11.875 360 6.125 CO 80.00 11.5 360 6.375 CA 65.00 12.75 360 7.25 GA 80.00 12.625 360 7.375 MN 80.00 13.75 360 6.625 CO 80.00 12 360 6.625 CA 80.00 13 360 5.875 AZ 65.00 12.25 360 6.75 FL 77.82 13.125 360 7.25 TX 74.98 12.625 360 7 IL 80.00 12.375 360 7 CA 80.00 13.375 360 6.5 CA 80.00 12.875 360 7.125 MD 80.00 12.5 360 6.875 CA 80.00 12.25 360 7.625 FL 80.00 17 360 6.375 CA 75.00
358 6.875 Brunswick 92400 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 6.5 Denver 144000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 6.75 Huntington Beach 715000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.625 Atlanta 95920 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 Columbia Heights 292000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7 Wheat Ridge 106400 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 358 7 Corona 458377 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 357 6.25 Mesa 247000 20060201 2.25 20110101 Y 120 No_PP GROUP II G03 358 7.125 Miami 1000000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.625 Spring 118450 20060301 2.25 20110201 Y 60 Prepay GROUP II G02 359 7.375 Evanston 101600 20060401 2.25 20110301 Y 120 No_PP GROUP II G03 358 7.375 North Hills 544800 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 357 6.875 Sun Valley 380000 20060201 2.25 20110101 Y 120 Prepay GROUP II G02 358 7.5 OWINGS MILLS 281492 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 357 7.25 Los Angeles 343200 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 358 8 Maitland 189111 20060301 2.25 20110201 N 0 Prepay GROUP II G02 359 6.75 BAKERSFIELD 251250 20060401
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No MI 1.875 60 92400
2.25 Y
120 GROUP II
20110301 Prepay G01
11.75 360 7.25 TX 74.97 12.625 360 7.5 MD 80.00 12.875 360 7.25 GA 70.00 12.625 360 7 CO 80.00 13.375 360 7.375 CA 80.00 13.75 360 6.25 CA 80.00 12.625 360 6.5 TX 70.00 11.875 360 7.375 CO 74.98 12.75 360 7.125 FL 69.98 12.5 360 7.25 FL 80.00 12.625 360 6.5 AZ 65.00 11.875 360 7.125 FL 69.98 12.5 360 6.5 CA 65.00 11.875 360 7.75 NC 80.00 13.125 360 7.625 VA 79.99 13 360 6.625 VA 79.99 12 360 7.75 VA 80.00 13.125 0
1.875 60 111000
358 7.625 Spring 111000 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 7.875 OWINGS MILLS 267752 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.625 Rex 74900 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.375 Arvada 168000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.75 San Bernardino 486400 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 357 6.625 los angeles 296000 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 358 6.875 Euless 80500 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 7.75 Denver 112400 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 7.5 Miami 114000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.625 Bonita Springs 242400 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.875 Tempe 182000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 7.5 Miami 114000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 6.875 Visalia 184600 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 INDIAN TRAIL 244744 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 Gainesville 557400 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 7 Gainesville 565850 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 Richmond 218912 20060301 2.25 20110201
0 77373 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 267752 1757.1225 360 0 0 0.375 21117 Condominium No MI 100028000000000000 1.875 1 First Lien 60 N 20360201 AFL2 74900 475.9270833 360 0 0 0.375 30273 PUD No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 168000 1032.5 360 0 0 0.375 80005 PUD No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 486400 3141.333333 360 0 0 0.375 92404 2-4 Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 296000 1634.166667 360 0 0 0.375 91343 Condominium No MI 100034000000000000 1.875 2 First Lien 60 N 20360101 AFL2 80500 461.1979167 360 0 0 0.375 76040 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 112400 725.9166667 360 0 0 0.375 80229 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 114000 712.5 360 0 0 0.375 33169 Condominium No MI 100256000000000000 1.875 1 First Lien 60 N 20360201 AFL2 242400 1540.25 360 0 0 0.375 34134 Condominium No MI 100022000000000000 1.875 2 First Lien 60 N 20360201 AFL2 182000 1042.708333 360 0 0 0.375 85282 Single Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 114000 712.5 360 0 0 0.375 33196 Condominium No MI 100256000000000000 1.875 1 First Lien 60 N 20360301 AFL2 184600 1057.604167 360 0 0 0.375 93291 Single Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 244530.38 1655.674448 360 0 0 0.375 28079 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360201 AFL2 557400 3716 360 0 0 0.375 20155 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360201 AFL2 565850 3300.791667 360 0 0 0.375 20155 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360201 AFL2 218912 1482.216667 360 0 0 0.375 23231 PUD No MI 100028000000000000 1.875 1 First Lien
1 20360301 705.3125 0.375
First Lien AFL2 360
120 No_PP GROUP I G01 358 8 FREDERICKSBURG 442800 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 359 6.75 Colorado Springs 440000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 360 8.375 Miami 156000 20060501 2.25 20110401 Y 120 Prepay GROUP II G02 358 7 FREDERICK 226500 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.5 Stevensville 252000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 359 6.25 Las Vegas 400000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 7.75 Charleston 192000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.875 DEWEY 212236 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 LAS VEGAS 212000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 6.25 BERKELEY 352000 20060201 2.25 20090101 Y 120 Prepay GROUP I G01 359 8.125 ADAMSTOWN 475160 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6 Burbank 599200 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 357 6.875 ROSEVILLE 388000 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 357 7.125 ROCKLIN 216000 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 358 7.25 LAS VEGAS 114000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.75 PALMER 277900 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 7.625 Greer 152000 20060401 2.25 20110301 Y 120 No_PP
360 7.625 VA 80.00 13 360 6.375 CO 80.00 11.75 360 8 FL 80.00 13.375 360 6.625 MD 79.99 12 360 7.125 MD 80.00 12.5 360 5.875 NV 80.00 11.25 360 7.375 SC 80.00 12.75 360 6.5 AZ 80.00 11.875 360 7.375 NV 80.00 12.75 360 5.875 CA 80.00 12.25 360 7.75 MD 80.00 14.125 360 5.625 CA 79.89 11 360 6.5 CA 80.00 11.875 360 6.75 CA 75.00 12.125 360 6.875 NV 73.55 12.25 360 7.375 PA 79.86 12.75 360 7.25 SC 80.00 12.625 360 0
60 442800 0
20360201 2952 0.375
AFL2 360
22401 PUD No MI 1.875 1 First Lien 60 N 20360201 AFL2 440000 2475 360 0 0 0.375 80904 PUD No MI 100226000000000000 1.875 1 First Lien 60 N 20360301 AFL2 156000 1088.75 360 0 0 0.375 33015 Condominium No MI 100022000000000000 1.875 1 First Lien 60 N 20360401 AFL2 226500 1321.25 360 0 0 0.375 21702 Single Family No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 252000 1575 360 0 0 0.375 21666 Single Family No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 400000 2083.333333 360 0 0 0.375 89148 PUD No MI 100195000000000000 1.875 1 First Lien 60 N 20360301 AFL2 192000 1240 360 0 0 0.375 29412 Single Family No MI 100264000000000000 1.875 1 First Lien 60 N 20360201 AFL2 212236 1215.935417 360 0 0 0.375 86327 PUD No MI 100071000000000000 1.875 1 First Lien 60 N 20360201 AFL2 212000 1369.166667 360 0 0 0.375 89139 PUD No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 351999.99 1833.333281 360 0 0 0.375 94703 Condominium No MI 100146000000000000 1.875 1 First Lien 36 N 20360101 AFL2 475160 3217.229167 360 0 0 0.375 21710 PUD No MI 100289000000000000 1.875 2 First Lien 60 N 20360301 AFL2 599200 2996 360 0 0 0.375 91505 2-4 Family No MI 100096000000000000 1.875 1 First Lien 60 N 20360301 AFL2 387930.77 2222.520036 360 0 0 0.375 95747 Single Family No MI 100146000000000000 1.875 1 First Lien 60 N 20360101 AFL2 216000 1282.5 360 0 0 0.375 95677 Condominium No MI 100146000000000000 1.875 1 First Lien 60 N 20360101 AFL2 114000 688.75 360 0 0 0.375 89115 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 277900 1794.770833 360 0 0 0.375 18045 Single Family No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 152000 965.8333333 360 0 0 0.375 29650 Single Family No MI 100147000000000000 1.875 1 First Lien 60 N 20360301 AFL2
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7.25 FL 80.00 12.625 360 7.375 VA 74.99 12.75 360 7.375 FL 70.00 12.75 360 5.875 MD 79.20 11.25 360 7.25 NV 70.00 12.625 360 6.75 AZ 80.00 12.125 360 7.625 AZ 69.50 13 360 7.75 OH 79.90 13.125 360 6.875 MD 60.84 12.25 360 7.75 OH 80.00 13.125 360 7.75 TX 80.00 13.125 360 6.875 KY 90.00 12.25 360 6.25 CA 80.00 12.625 360 7 FL 80.00 12.375 360 8.125 KY 80.00 13.5 360 6.875 FL 80.00 13.25 360 7.125 TX 80.00 12.5 360
1474.166667 360 0 0.375 34953 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 645000 4165.625 360 0 0 0.375 22079 Single Family No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 241500 1559.6875 360 0 0 0.375 33194 PUD No MI 100400000000000000 1.875 1 First Lien 60 N 20360201 AFL2 248700 1295.3125 360 0 0 0.375 21702 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 250717 1593.097604 360 0 0 0.375 89109 Condominium No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 664000 3942.5 360 0 0 0.375 85204 Single Family No MI 100189000000000000 1.875 1 First Lien 60 N 20360301 AFL2 417000 2780 360 0 0 0.375 85003 Condominium No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 79100 535.5729167 360 0 0 0.375 43211 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360201 AFL2 281650.5 1701.638438 360 0 0 0.375 20871 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 124800 845 360 0 0 0.375 43223 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360201 AFL2 126697.46 941.96 360 0 0 0.375 77469 PUD No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 126000 761.25 360 0 0 0.375 40216 Single Family Republic MIC 100331000000000000 1.875 1 First Lien 60 N 20360201 AFL2 320000 1766.666667 360 0 0 0.375 94605 Single Family No MI 100068000000000000 1.875 2 First Lien 60 N 20360201 AFL2 200000 1229.166667 360 0 0 0.375 33625 PUD No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 86539.54 665.82 360 0 0 0.375 40220 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360301 AFL2 531999.6 3214.16425 360 0 0 0.375 32407 Condominium No MI 100229000000000000 1.875 2 First Lien 60 N 20360301 AFL2 170000 1062.5 360 0 0 0.375 77062 Single Family No MI 100021000000000000 1.875 2 First Lien 60 N 20360301 AFL2 215200 1277.75 360 0
232000
359 7.125 Tallahassee 215200 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.875 City Of Commerce 384000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 356 8.125 DURHAM 203100 20060101 2.25 20101201 Y 120 No_PP GROUP II G02 356 7.625 REISTERTOWN 276000 20060101 2.25 20101201 Y 120 Prepay GROUP I G01 359 8.125 Radcliff 124000 20060401 2.25 20110301 N 0 Prepay GROUP II G02 360 7.25 TAMPA 220500 20060501 2.25 20110401 Y 120 Prepay GROUP II G02 359 7 Fairfax City 246320 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.875 POWDER SPRINGS 124110 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.125 MARKHAM 76791 20060401 2.25 20110301 Y 60 No_PP GROUP II G03 359 7 Myrtle Beach 519920 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 8.125 Houston 59500 20060401 2.25 20110301 N 0 No_PP GROUP I G01 353 6 FARMINGTON 184000 20051001 5 20090901 Y 60 Prepay GROUP I G01 354 6.25 MARICOPA 207200 20051101 5.25 20071001 Y 60 Prepay GROUP I G01 355 6.75 MESA 109600 20051201 5.75 20071101 Y 60 Prepay GROUP I G01 355 6.5 MESA 142400 20051201 5.5 20071101 Y 60 Prepay GROUP I G01 355 6.5 GLENDALE 145600 20051201 5.5 20071101 Y 60 Prepay GROUP I G01 355 8.25 PHOENIX 220500 20051201 7.25 20071101 Y 60 Prepay GROUP I G01 354
6.75 FL 80.00 12.125 360 6.5 CA 80.00 11.875 360 7.75 NC 79.99 13.125 360 7.25 MD 80.00 12.625 360 7.75 KY 80.00 13.125 360 6.875 FL 70.00 12.25 360 6.625 VA 80.00 12 360 6.5 GA 70.00 11.875 360 7.75 IL 80.00 13.125 360 6.625 SC 80.00 12 360 7.75 TX 70.00 13.125 360 5.625 UT 80.00 12 360 5.875 AZ 80.00 12.25 360 6.375 AZ 80.00 12.75 360 6.125 AZ 80.00 12.5 360 6.125 AZ 80.00 12.5 360 7.875 AZ 90.00 14.25 360 5
0 0.375 32309 PUD No MI 100264000000000000 1.875 1 First Lien 60 N 20360301 AFL2 384000 2200 360 0 0 0.375 90040 Single Family No MI 100187000000000000 1.875 1 First Lien 60 N 20360301 AFL2 203100 1375.15625 360 0 0 0.375 27712 Single Family No MI 100128000000000000 1.875 1 First Lien 60 N 20351201 AFL2 276000 1753.75 360 0 0 0.375 21136 Single Family No MI 100128000000000000 1.875 1 First Lien 60 N 20351201 AFL2 123918.88 920.7 360 0 0 0.375 40160 2-4 Family No MI 1001147-0000021892 1.875 1 First Lien 60 N 20360301 AFL2 220500 1332.1875 360 0 0 0.375 33624 Single Family No MI 100059000000000000 1.875 1 First Lien 60 N 20360401 AFL2 246320 1436.866667 360 0 0 0.375 22030 Condominium No MI 100293000000000000 1.875 1 First Lien 60 N 20360301 AFL2 124110 711.046875 360 0 0 0.375 30127 Single Family No MI 100293000000000000 1.875 1 First Lien 60 N 20360301 AFL2 76791 519.9390625 360 0 0 0.375 60426 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360301 AFL2 519920 3032.866667 360 0 0 0.375 29579 Single Family No MI 100035000000000000 1.875 1 First Lien 60 N 20360301 AFL2 59461.07 441.79 360 0 0 0.375 77078 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 184000 920 360 0 0 0.375 84025 Single Family No MI 100225000000000000 1.875 1 First Lien 48 N 20350901 ALT1 207200 1079.166667 360 0 0 0.375 85239 PUD No MI 100225000000000000 4.625 1 First Lien 24 N 20351001 ALT1 109600 616.5 360 0 0 0.375 85210 Condominium No MI 100225000000000000 4.875 1 First Lien 24 N 20351101 ALT1 142400 771.3333333 360 0 0 0.375 85208 PUD No MI 100225000000000000 5.375 1 First Lien 24 N 20351101 ALT1 145600 788.6666667 360 0 0 0.375 85303 Single Family No MI 100225000000000000 5.125 1 First Lien 24 N 20351101 ALT1 220500 1515.9375 360 0 0 0.375 85041 PUD No MI 100225000000000000 5.125 1 First Lien 24 N 20351101 ALT1 375981.43 1684.083489 360 0 0 0.375
5.375 ELK RIVER 376000 20051101 4.375 20091001 Y 60 Prepay GROUP I G01 354 6 FOREST LAKE 204000 20051101 5 20071001 Y 60 Prepay GROUP I G01 353 5.99 NEW CARLISLE 61600 20051001 4.99 20090901 Y 60 Prepay GROUP I G01 354 6.5 CINCINNATI 132000 20051101 5.5 20071001 Y 60 Prepay GROUP I G01 355 5.875 PENSACOLA 120000 20051201 4.875 20071101 N 0 Prepay GROUP I G01 353 5.625 TOPEKA 112800 20051001 4.625 20070901 N 0 Prepay GROUP I G01 355 6.75 HARRISONVILLE 108800 20051201 5.75 20071101 N 0 Prepay GROUP I G01 358 8 Marietta 56000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 Gilbert 238800 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.625 Detroit 94500 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 359 6.625 LOS ANGELES 380250 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 8 Little River 84000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.5 HONOLULU 325600 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7.25 RIDGEWOOD 218948 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 8.125 Las Vegas 287200 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 8 Indian Head 445260 20060201 2.75 20110101 Y 120 No_PP GROUP II G01 359 7 VANCOUVER 172000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 8.25 Garfield Heights
MN 80.00 11.375 360 5.625 MN 80.00 12 360 5.615 OH 80.00 11.99 360 6.125 OH 80.00 12.5 360 5.5 FL 80.00 11.875 360 5.25 KS 80.00 11.625 360 6.375 MO 80.00 12.75 360 7.625 GA 80.00 13 360 7.75 AZ 80.00 13.125 360 7.25 MI 70.00 12.625 360 6.25 CA 65.00 11.625 360 7.625 SC 80.00 13 360 6.125 HI 80.00 11.5 360 6.875 GA 80.00 12.25 360 7.75 NV 80.00 13.125 360 7.625 MD 80.00 14 360 6.625 WA 80.00 12 360 7.875 OH
55330 No MI 6.875 48 203993.61 0 0 55025 No MI 4 24 61600 0 0 45344 No MI 4.625 48 132000 0 0 45229 No MI 4.615 24 119382.23 0 0 32526 No MI 5.125 24 111943.91 0 0 66604 No MI 4.5 24 108326.34 0 0 64701 No MI 4.25 24 55999.57 0 0 30060 No MI 5.375 60 238800 0 0 85296 No MI 1.875 60 94500 0 0 48224 No MI 1.875 60 380250 0 0 90003 No MI 1.875 60 84000 0 0 29566 No MI 1.875 60 325600 0 0 96815 No MI 1.875 60 218948 0 0 11385 No MI 1.875 60 287200 0 0 89110 No MI 1.875 60 445260 0 0 20640 No MI 1.875 60 172000 0 0 98686 No MI 2.375 60 110400 0 0 44125
PUD 100225000000000000 First Lien N 20351001 ALT1 1019.96805 360 0.375 Single Family 100225000000000000 1 First Lien N 20351001 ALT1 307.4866667 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 715 360 0.375 Single Family 100225000000000000 1 First Lien N 20351001 ALT1 709.85 360 0.375 Single Family 100225000000000000 1 First Lien N 20351101 ALT1 649.34 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 705.67 360 0.375 Single Family 100225000000000000 1 First Lien N 20351101 ALT1 373.3304667 360 0.375 PUD 100266000000000000 1 First Lien N 20360201 AFL2 1616.875 360 0.375 PUD 100173000000000000 1 First Lien N 20360201 AFL2 600.46875 360 0.375 Single Family 100173000000000000 1 First Lien N 20360201 AFL2 2099.296875 360 0.375 2-4 Family 1003113-0005003589 1 First Lien N 20360301 AFL2 560 360 0.375 Condominium 100035000000000000 1 First Lien N 20360201 AFL2 1763.666667 360 0.375 Condominium 100194000000000000 1 First Lien N 20360201 AFL2 1322.810833 360 0.375 PUD 100057000000000000 1 First Lien N 20360301 AFL2 1944.583333 360 0.375 2-4 Family 100195000000000000 1 First Lien N 20360201 AFL2 2968.4 360 0.375 PUD 100016000000000000 2 First Lien N 20360101 AFL2 1003.333333 360 0.375 PUD 100414000000000000 1 First Lien N 20360301 AFL2 759 360 0.375 Single Family 1 N
110400 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 359 7 FORT MYERS 224900 20060401 2.25 20110301 Y 120 No_PP GROUP II G03 359 6.625 Castle Rock 639200 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.125 LILBURN 129600 20060401 2.25 20110301 N 0 No_PP GROUP II G01 359 7.25 Sterling 408000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 6.75 Saint Paul 147500 20060301 2.25 20110201 N 0 Prepay GROUP II G01 359 7.5 Holly 66850 20060401 2.25 20110301 Y 60 Prepay GROUP II G02 359 6.625 JUPITER 417000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.5 LAS VEGAS 187733 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 8 CHESAPEAKE 96000 20060301 2.25 20110201 N 0 Prepay GROUP II G01 358 7.625 Detroit 98000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 7.75 Denver 282380 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.375 Denver 325050 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 7.875 Wilmington 151200 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7 Marietta 69900 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 7.375 Crestline 260000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.75 WESTLAKE VILLAGE 1330000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 360 8 Navarre 104545 20060501
80.00 13.25 360 6.625 FL 74.99 12 360 6.25 CO 80.00 11.625 360 6.75 GA 80.00 12.125 360 6.875 VA 80.00 12.25 360 6.375 MN 74.98 11.75 360 7.125 MI 70.00 12.5 360 6.25 FL 53.47 11.625 360 7.125 NV 80.00 12.5 360 7.625 VA 80.00 13 360 7.25 MI 70.00 12.625 360 7.375 CO 70.00 12.75 360 8 CO 75.00 13.375 360 7.5 NC 80.00 12.875 360 6.625 GA 69.90 12 360 7 CA 80.00 12.375 360 7.375 CA 70.00 12.75 360 7.625 FL 70.00
No MI 100204000000000000 1.875 1 First Lien 60 N 20360201 AFL2 224900 1311.916667 360 0 0 0.375 33912 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360301 AFL2 639200 3528.916667 360 0 0 0.375 80108 Condominium No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 129496.36 873.14 360 0 0 0.375 30047 Single Family No MI 100021000000000000 1.875 1 First Lien 60 N 20360301 AFL2 408000 2465 360 0 0 0.375 20164 Single Family No MI 010021800000000000 1.875 1 First Lien 60 N 20360301 AFL2 147373.01 828.97 360 0 0 0.375 55117 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 66850 417.8125 360 0 0 0.375 48442 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 417000 2302.1875 360 0 0 0.375 33458 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 187733 1173.33125 360 0 0 0.375 89122 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 95870.75 704.41 360 0 0 0.375 23324 Single Family No MI 100113000000000000 1.875 1 First Lien 60 N 20360201 AFL2 98000 622.7083333 360 0 0 0.375 48221 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 282380 1823.704167 360 0 0 0.375 80203 Condominium No MI 100113000000000000 1.875 2 First Lien 60 N 20360301 AFL2 325050 2268.578125 360 0 0 0.375 80203 Condominium No MI 100113000000000000 1.875 2 First Lien 60 N 20360301 AFL2 151200 992.25 360 0 0 0.375 28403 Single Family No MI 100035000000000000 1.875 1 First Lien 60 N 20360201 AFL2 69900 407.75 360 0 0 0.375 30008 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 260000 1597.916667 360 0 0 0.375 92325 Single Family No MI 1.875 1 First Lien 60 N 20360201 AFL2 1330000 8589.583333 360 0 0 0.375 91362 PUD No MI 100163000000000000 1.875 1 First Lien 60 N 20360201 AFL2 104545 696.9666667 360 0 0 0.375 32566 Single Family No MI 100425000000000000
2.25 Y
120 GROUP II
20110401 No_PP G02 20060201 20110101 No_PP G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G02 20060201 20110101 No_PP G02 20060201 20110101 No_PP G03 20060201 20110101 No_PP G01 20060201 20110101 Prepay G01 20060301 20110201 Prepay G02 20060201 20110101
13 360 6.875 NC 79.08 12.25 360 7.5 CA 80.00 12.875 360 6.625 CA 80.00 12 360 7.875 NV 80.00 13.25 360 6.625 CA 80.00 12 360 8 MD 80.00 14.375 360 7.25 CO 80.00 12.625 360 7.5 TX 80.00 12.875 360 7 TX 75.00 12.375 360 7.375 AZ 80.00 12.75 360 6.625 NV 80.00 12 360 6.375 AZ 80.00 11.75 360 5.625 FL 79.12 11 360 6.875 CT 70.00 12.25 360 7.625 CO 80.00 13 360 7.375 AZ 80.00 12.75 360 7 DE 79.97 12.375 0
1.875 60 188990 0 28031 No MI 1.875 60 384000 0 0 90250 No MI 1.875 60 444000 0 0 90015 No MI 1.875 60 247200 0 0 89143 No MI 1.875 60 372800 0 0 91606 No MI 1.875 60 159200 0 0 21224 No MI 1.875 60 312000 0 0 80134 No MI 1.875 60 393600 0 0 75209 No MI 1.875 60 172500 0 0 75076 No MI 1.875 60 127200 0 0 85033 No MI 1.875 60 213292 0 0 89149 No MI 1.875 60 247251.97 0 0 85239 No MI 1.875 60 316960 0 0 32216 No MI 1.875 60 689497.96 0 0 6880 No MI 1.875 60 74400 0 0 81005 No MI 1.875 60 115835.73 0 0 85706 No MI 1.875 60 252400 0 0 19977 No MI 1.875
N PUD
357 7.25 CORNELIUS 188990 2.25 Y 120 GROUP I 359 7.875 HAWTHORNE 384000 2.25 Y 120 GROUP II 359 7 LOS ANGELES 444000 2.25 Y 120 GROUP I 359 8.25 LAS VEGAS 247200 2.25 Y 120 GROUP II 359 7 North Hollywood 372800 2.25 Y 120 GROUP I 359 8.375 BALTIMORE 159200 2.25 Y 120 GROUP II 359 7.625 Parker 312000 2.25 Y 120 GROUP I 359 7.875 Dallas 393600 2.25 Y 120 GROUP II 359 7.375 Pottsboro 172500 2.25 Y 120 GROUP I 358 7.75 Phoenix 127200 2.25 Y 120 GROUP II 359 7 Las Vegas 213292 2.25 Y 60 GROUP II 357 6.75 MARICOPA 247252 2.25 Y 120 GROUP II 357 6 DUVAL 316960 2.25 Y 120 GROUP II 357 7.25 WESTPORT 689500 2.25 Y 120 GROUP I 357 8 PUEBLO 74400 2.25 Y 120 GROUP I 358 7.75 TUCSON 116000 2.25 N 0 GROUP II 357 7.375 SMYRNA 252400 2.25
1 20360401 1141.814583 0.375 1
First Lien AFL2 360
100028000000000000 First Lien 20360101 AFL2 2520 360
0.375 Single Family 100400000000000000 First Lien N 20360301 AFL2 2590 360 0.375 2-4 Family 100311000000000000 1 First Lien N 20360301 AFL2 1699.5 360 0.375 PUD 100199000000000000 1 First Lien N 20360301 AFL2 2174.666667 360 0.375 Single Family 100096000000000000 1 First Lien N 20360301 AFL2 1111.083333 360 0.375 Single Family 100289000000000000 2 First Lien N 20360301 AFL2 1982.5 360 0.375 PUD 100113000000000000 1 First Lien N 20360301 AFL2 2583 360 0.375 Single Family 100307000000000000 1 First Lien N 20360301 AFL2 1060.15625 360 0.375 PUD 100307000000000000 1 First Lien N 20360301 AFL2 821.5 360 0.375 Single Family 100041000000000000 1 First Lien N 20360201 AFL2 1244.203333 360 0.375 PUD 1000335-0000008646 1 First Lien N 20360301 AFL2 1390.792331 360 0.375 PUD 100057000000000000 1 First Lien N 20360101 AFL2 1584.8 360 0.375 Single Family 100057000000000000 1 First Lien N 20360101 AFL2 4165.716842 360 0.375 Single Family 100103000000000000 1 First Lien N 20360101 AFL2 496 360 0.375 Single Family 100414000000000000 1 First Lien N 20360101 AFL2 831.04 360 0.375 Single Family 1004140-0100013066 1 First Lien N 20360201 AFL2 1551.208333 360 0.375 PUD 100028000000000000 1 First Lien 1 N
120 GROUP I 355 8 Kansas City 59200 2.25 Y 60 GROUP II 358 5.875 Mount Laurel 144000 2.25 Y 120 GROUP II 357 7.5 Dumfries 234400 2.25 Y 120 GROUP I 357 8.25 DELTONA 104000 2.375 N 0 GROUP II 356 7.25 Payson 62930 2.25 Y 120 GROUP I 358 8.125 San Antonio 82956 2.25 N 0 GROUP I 358 8.125 San Antonio 77701 2.25 N 0 GROUP I 356 8.5 Wilmington 119200 2.375 Y 120 GROUP II 357 7.125 HENDERSON 315568 2.25 Y 120 GROUP I 358 8.125 Villa Rica 115600 2.25 Y 120 GROUP I 358 8.125 Villa Rica 109600 2.25 Y 120 GROUP II 358 7.375 Miami 273000 2.25 Y 120 GROUP I 358 8 Austin 103800 2.25 Y 120 GROUP I 358 8 Austin 105600 2.25 Y 120 GROUP I 358 8 Austin 105600 2.25 Y 120 GROUP I 358 8 Austin 103800 2.25 Y 120 GROUP II 358 7.625 Queen Creek 191820 2.25 Y 120
No_PP G01
360 7.625 MO 0 13 360 5.5 NJ
60 59200 0 64130 No MI 1.875 36 143997.48 0 0 8054 No MI 1.875 60 234400 0 0 22026 No MI 1.875 60 103799.66 0 0 32725 No MI 1.875 24 62930 0 0 84651 No MI 2 60 82847.09 0 0 78245 No MI 1.875 60 77599 0 0 78245 No MI 1.875 60 119199.46 0 0 28403 No MI 1.875 24 315567.98 0 0 89044 No MI 2 60 115600 0 0 30180 No MI 1.875 60 109600 0 0 30180 No MI 1.875 60 273000 0 0 33165 No MI 1.875 60 103792 0 0 78744 No MI 1.875 60 105599 0 0 78744 No MI 1.875 60 105599 0 0 78744 No MI 1.875 60 103792 0 0 78744 No MI 1.875 60 191820 0 0 85242 No MI 1.875 60
20051201 20081101 Prepay G02 20060301 20110201 No_PP G02 20060201 20110101 No_PP G01 20060201 20080101 Prepay G01 20060101 20101201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060101 20071201 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G02 20060301 20110201 No_PP
80.00
80.00 10.875 360 7.125 VA 80.00 12.5 360 7.875 FL 80.00 13.25 360 6.875 UT 70.00 12.25 360 7.75 TX 79.77 13.125 360 7.75 TX 79.00 13.125 360 8.125 NC 80.00 13.5 360 6.75 NV 80.00 12.125 360 7.75 GA 80.00 13.125 360 7.75 GA 80.00 13.125 360 7 FL 70.00 12.375 360 7.625 TX 79.97 13 360 7.625 TX 80.00 13 360 7.625 TX 80.00 13 360 7.625 TX 79.97 13 360 7.25 AZ 80.00 12.625 360
20360101 AFL2 394.6666667 360 0.375 Single Family 100039000000000000 1 First Lien N 20351101 AFL2 704.9876625 360 0.375 Condominium 100077000000000000 1 First Lien N 20360201 AFL2 1465 360 0.375 PUD 100213000000000000 1 First Lien N 20360101 AFL2 781.32 360 0.375 Single Family First Lien 20360101 AFL2 380.2020833 360 0.375 Single Family 100059000000000000 1 First Lien N 20351201 AFL2 615.95 360 0.375 Single Family 100199000000000000 1 First Lien N 20360201 AFL2 576.93 360 0.375 PUD 100199000000000000 1 First Lien N 20360201 AFL2 844.3295083 360 0.375 Single Family 100266000000000000 1 First Lien N 20351201 AFL2 1873.684881 360 0.375 PUD 100057000000000000 1 First Lien N 20360101 AFL2 782.7083333 360 0.375 Single Family 100400000000000000 1 First Lien N 20360201 AFL2 742.0833333 360 0.375 PUD 100400000000000000 1 First Lien N 20360201 AFL2 1677.8125 360 0.375 Single Family 100196000000000000 1 First Lien N 20360201 AFL2 691.9466667 360 0.375 2-4 Family 100425000000000000 1 First Lien N 20360201 AFL2 703.9933333 360 0.375 2-4 Family 100425000000000000 1 First Lien N 20360201 AFL2 703.9933333 360 0.375 2-4 Family 100425000000000000 1 First Lien N 20360201 AFL2 691.9466667 360 0.375 2-4 Family 100425000000000000 1 First Lien N 20360201 AFL2 1218.85625 360 0.375 PUD 100071000000000000 1 First Lien N 20360201 AFL2 N 1
GROUP II 358 7.125 Denver 167720 2.25 Y 120 GROUP I 358 8 Glen Burnie 170400 2.25 N 0 GROUP I 359 7.875 PALMDALE 345560 2.25 Y 120 GROUP II 359 7.25 SHREWSBURY 398850 2.25 Y 120 GROUP II 358 7.375 Sarasota 184000 2.25 Y 120 GROUP I 358 8.125 Newark 236000 2.25 Y 60 GROUP I 359 7.875 KILLEEN 154000 2.25 Y 60 GROUP I 358 7.875 WASHINGTON 151600 2.25 Y 120 GROUP I 358 7.875 Vallejo 295200 2.25 Y 120 GROUP I 357 8.875 Marysville 176355 2.25 Y 120 GROUP II 359 7.375 Joliet 81185 2.25 Y 60 GROUP II 358 7.5 CEDARPINES PARK 140250 2.25 Y 120 GROUP I 358 8 Elk Grove 276000 2.25 Y 120 GROUP I 359 8.125 Wilmington 157600 2.25 Y 120 GROUP II 358 7.625 PLANO 276800 2.25 Y 120 GROUP II 358 7.375 Naples 528750 2.25 Y 120 GROUP I 359 8.375 Jacksonville 92000 2.25 Y 120 GROUP II
G02 6.75 CO 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060201 20110101 No_PP G01 20060401 20110301 No_PP G01 AREA 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 No_PP G02 20060301 20110201 Prepay G03 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 80.00 12.125 360 7.625 MD 80.00 13 360 7.5 CA 80.00 12.875 360 6.875 PA 80.00 12.25 360 7 FL 80.00 12.375 360 7.75 NJ 80.00 13.125 360 7.5 TX 70.00 12.875 360 7.5 DC 80.00 13.875 360 7.5 CA 80.00 12.875 360 8.5 WA 90.00 14.875 360 7 IL 65.00 12.375 360 7.125 CA 75.00 12.5 360 7.625 CA 80.00 13 360 7.75 DE 80.00 13.125 360 7.25 TX 80.00 12.625 360 7 FL 75.00 12.375 360 8 FL 80.00 13.375 360
995.8375 360 0 0.375 80204 Condominium No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 170170.58 1250.33 360 0 0 0.375 21060 Single Family No MI 1001130-0601000091 1.875 1 First Lien 60 N 20360201 AFL2 345560 2267.7375 360 0 0 0.375 93552 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 398850 2409.71875 360 0 0 0.375 17361 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360301 AFL2 184000 1130.833333 360 0 0 0.375 34238 Condominium No MI 100066000000000000 1.875 1 First Lien 60 N 20360201 AFL2 236000 1597.916667 360 0 0 0.375 7103 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 154000 1010.625 360 0 0 0.375 76544 2-4 Family No MI 100061000000000000 1.875 1 First Lien 60 N 20360301 AFL2 151600 994.875 360 0 0 0.375 20011 Condominium No MI 100289000000000000 1.875 2 First Lien 60 N 20360201 AFL2 295200 1937.25 360 0 0 0.375 94590 Single Family No MI 1001719-0601001106 1.875 1 First Lien 60 N 20360201 AFL2 176349.3 1304.250031 360 0 0 0.375 98271 Single Family Radian Guaranty 100016000000000000 1.875 2 First Lien 60 N 20360101 AFL2 81185 498.9494792 360 0 0 0.375 60432 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 140250 876.5625 360 0 0 0.375 92322 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 AFL2 276000 1840 360 0 0 0.375 95759 Single Family No MI 100172000000000000 1.875 1 First Lien 60 N 20360201 AFL2 157600 1067.083333 360 0 0 0.375 19804 Single Family No MI 100077000000000000 1.875 1 First Lien 60 N 20360301 AFL2 276800 1758.833333 360 0 0 0.375 75024 PUD No MI 100204000000000000 1.875 1 First Lien 60 N 20360201 AFL2 528750 3249.609375 360 0 0 0.375 34109 Single Family No MI 100415000000000000 1.875 1 First Lien 60 N 20360201 AFL2 92000 642.0833333 360 0 0 0.375 32244 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360301 AFL2 102251.31 724.78 360 0
167720
358 7.625 HUMBLE 102400 2.25 N 0 GROUP I 358 7.875 LOS ANGELES 1000000 2.25 Y 120 GROUP I 359 8.125 Long Beach 650000 2.25 N 0 GROUP II 358 6.625 Chicago 204750 2.25 Y 60 GROUP I 358 8.125 WASHINGTON 440000 2.25 Y 120 GROUP I 359 8 RICHMOND 314879 2.25 Y 120 GROUP I 357 7.875 Kapolei 984650 2.25 Y 120 GROUP II 357 5.875 Hermitage 123600 2.75 Y 120 GROUP I 359 8.125 Trenton 116800 2.25 N 0 GROUP I 358 7.75 LAS VEGAS 229160 2.25 Y 120 GROUP I 359 7.75 Atlanta 190800 2.25 Y 120 GROUP II 359 6.5 PEORIA 314800 2.25 Y 120 GROUP II 358 6.125 THORNTON 253840 2.25 Y 120 GROUP II 360 7.5 Paterson 263200 2.25 Y 60 GROUP II 359 7.25 Riviera Beach 215000 2.25 Y 120 GROUP I 358 7.875 Burbank 1387500 2.25 Y 120 GROUP II 358 7.625 BRIDGEPORT 225200 2.25 Y 120 GROUP I 358
7.25 TX 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060201 20110101 No_PP G02 20060201 20110101 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060301 20110201 Prepay G02 20060501 20110401 No_PP G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 80.00 12.625 360 7.5 CA 76.92 12.875 360 7.75 CA 69.74 13.125 360 6.25 IL 65.00 11.625 360 7.75 DC 80.00 13.125 360 7.625 VA 80.00 13 360 7.5 HI 70.00 13.875 360 5.5 TN 80.00 11.875 360 7.75 NJ 80.00 13.125 360 7.375 NV 80.00 12.75 360 7.375 GA 79.50 12.75 360 6.125 AZ 79.99 11.5 360 5.75 CO 80.00 11.125 360 7.125 NJ 80.00 12.5 360 6.875 FL 78.18 12.25 360 7.5 CA 75.00 12.875 360 7.25 CT 80.00 12.625 360 7.75
0 0.375 77396 PUD No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 1000000 6562.5 360 0 0 0.375 90019 Single Family No MI 100311000000000000 1.875 1 First Lien 60 N 20360201 AFL2 649574.81 4826.23 360 0 0 0.375 90804 2-4 Family No MI 100195000000000000 1.875 1 First Lien 60 N 20360301 AFL2 204750 1130.390625 360 0 0 0.375 60619 2-4 Family No MI 100113000000000000 1.875 1 First Lien 60 N 20360201 AFL2 440000 2979.166667 360 0 0 0.375 20011 Single Family No MI 100293000000000000 1.875 1 First Lien 60 N 20360201 AFL2 314879 2099.193333 360 0 0 0.375 23227 Single Family No MI 100028000000000000 1.875 1 First Lien 60 N 20360301 AFL2 984650 6461.765625 360 0 0 0.375 96707 Condominium No MI 100016000000000000 1.875 2 First Lien 60 N 20360101 AFL2 123600 605.125 360 0 0 0.375 37076 PUD No MI 100016000000000000 1.875 2 First Lien 60 N 20360101 AFL2 116723.59 867.24 360 0 0 0.375 8611 2-4 Family No MI 2.375 1 First Lien 60 N 20360301 AFL2 229160 1479.991667 360 0 0 0.375 89149 PUD No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 190800 1232.25 360 0 0 0.375 30345 Single Family No MI 1.875 1 First Lien 60 N 20360301 AFL2 314800 1705.166667 360 0 0 0.375 85383 PUD No MI 100047000000000000 1.875 1 First Lien 60 N 20360301 AFL2 253840 1295.641667 360 0 0 0.375 80229 PUD No MI 100047000000000000 1.875 1 First Lien 60 N 20360201 AFL2 263200 1645 360 0 0 0.375 7501 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360401 AFL2 215000 1298.958333 360 0 0 0.375 33404 Single Family No MI 100271000000000000 1.875 1 First Lien 60 N 20360301 AFL2 1387500 9105.46875 360 0 0 0.375 91501 Single Family No MI 100196000000000000 1.875 1 First Lien 60 N 20360201 AFL2 225200 1430.958333 360 0 0 0.375 6606 Single Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360201 AFL2 49335.16 366.79 360 0 0 0.375
8.125 Wilkes Barre Township 49400 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 7.375 Kingman 162221 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.375 Tucson 192000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.375 COOLIDGE 261725 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.125 MILILANI 236000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.375 Lancaster 202000 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 7.75 Deltona 147000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 6.625 Upland 302500 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.25 North Bergen 408000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 357 8.25 Minneapolis 126400 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 358 8.125 Newark 240000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8.125 Detroit 112000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7 Casa Grande 82550 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8.125 SPRINGFIELD 151900 20060301 2.25 20110201 N 0 No_PP GROUP II G03 358 6.875 Peoria 525355 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.375 Murfreesboro 107992 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 EDGEWOOD 204000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 7.875 Cottage Grove
PA 95.00 13.125 360 7 AZ 80.00 12.375 360 7 AZ 80.00 12.375 360 7 AZ 80.00 12.375 360 7.75 HI 80.00 13.125 360 7 CA 79.84 12.375 360 7.375 FL 75.00 12.75 360 6.25 CA 54.50 11.625 360 7.875 NJ 80.00 13.125 360 7.875 MN 80.00 13.25 360 7.75 NJ 77.42 13.125 360 7.75 MI 80.00 13.125 360 6.625 AZ 65.00 12 360 7.75 MA 79.99 14.125 360 6.5 AZ 80.00 11.875 360 7 TN 80.00 12.375 360 7.75 MD 80.00 13.125 360 7.5 MN
18702 Single Family United Guaranty 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 160621 987.1498958 360 0 0 0.375 86401 PUD No MI 100059000000000000 1.875 1 First Lien 60 N 20360201 AFL2 192000 1180 360 0 0 0.375 85701 Single Family No MI 100170000000000000 1.875 1 First Lien 60 N 20360201 AFL2 261725 1608.518229 360 0 0 0.375 85228 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 236000 1597.916667 360 0 0 0.375 96789 Condominium No MI 100204000000000000 1.875 1 First Lien 60 N 20360301 AFL2 201991.46 1241.405848 360 0 0 0.375 93534 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 147000 949.375 360 0 0 0.375 32738 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 302500 1670.052083 360 0 0 0.375 91786 Single Family No MI 100080000000000000 1.875 1 First Lien 60 N 20360201 AFL2 408000 2805 360 0 0 0.375 7047 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 126400 869 360 0 0 0.375 55413 2-4 Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360101 AFL2 240000 1625 360 0 0 0.375 7103 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 112000 758.3333333 360 0 0 0.375 48235 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 82550 481.5416667 360 0 0 0.375 85222 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360201 AFL2 151700.11 1127.86 360 0 0 0.375 1105 2-4 Family No MI 100095000000000000 1.875 2 First Lien 60 N 20360201 AFL2 525355 3009.846354 360 0 0 0.375 85383 PUD No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 107992 663.7008333 360 0 0 0.375 37128 PUD No MI 100400000000000000 1.875 1 First Lien 60 N 20360201 AFL2 204000 1381.25 360 0 0 0.375 21040 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 359949 2362.165313 360 0 0 0.375 55016 PUD
359949 2.25 Y
120 GROUP I
20060201 20110101 Prepay G01
80.00 12.875 360 7.875 GA 80.00 13.25 360 7.125 GA 80.00 12.5 360 7.125 SC 79.97 12.5 360 6.5 GA 74.99 11.875 360 7.625 FL 80.00 13 360 7.75 FL 80.00 13.125 360 6.75 CA 65.00 12.125 360 7.125 AZ 65.00 12.5 360 7.75 FL 79.98 13.125 360 7.125 IL 75.00 12.5 360 6.875 GA 65.00 13.25 360 7.875 GA 80.00 13.25 360 7.5 MD 80.00 12.875 360 7.75 VA 80.00 13.125 360 7.375 NV 80.00 12.75 360 6.875 GA 65.00 13.25 360 6.875 GA 65.00
357 8.25 Monroe 240000 20060201 2.25 20110101 Y 60 Prepay GROUP II G02 357 7.5 HIRAM 154139 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 7.5 AIKEN 58300 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 358 6.875 COLUMBUS 271700 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 MIAMI BEACH 344000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 8.125 CLEARWATER 821857 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 358 7.125 Marina Del Rey 997750 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.5 Queen Creek 143000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 Jacksonville 97650 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.5 Rock Island 91500 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 357 7.25 Atlanta 110500 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 8.25 AUSTELL 152165 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 7.875 Suitland 68000 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 357 8.125 Norfolk 105600 20060201 2.25 20110101 N 0 Prepay GROUP I G01 358 7.75 HENDERSON 246012 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 357 7.25 Atlanta 154700 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 357 7.25 Atlanta 84500 20060201
No MI 100221000000000000 1.875 1 First Lien 60 N 20360101 AFL2 240000 1650 360 0 0 0.375 30655 2-4 Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360101 AFL2 154139 963.36875 360 0 0 0.375 30141 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 58300 364.375 360 0 0 0.375 29803 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 271599.16 1556.036854 360 0 0 0.375 31904 Single Family No MI 100293000000000000 1.875 1 First Lien 60 N 20360201 AFL2 344000 2293.333333 360 0 0 0.375 33139 Condominium No MI 100400000000000000 1.875 1 First Lien 60 N 20360201 AFL2 821857 5564.656771 360 0 0 0.375 33764 Condominium No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 997750 5924.140625 360 0 0 0.375 90292 Condominium No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 143000 893.75 360 0 0 0.375 85242 PUD No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 97650 661.171875 360 0 0 0.375 32210 Single Family No MI 100091000000000000 1.875 1 First Lien 60 N 20360201 AFL2 91500 571.875 360 0 0 0.375 61201 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 110500 667.6041667 360 0 0 0.375 30310 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360101 AFL2 152164.99 1046.134306 360 0 0 0.375 30168 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 68000 446.25 360 0 0 0.375 20746 Condominium No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 105391.35 784.08 360 0 0 0.375 23513 Single Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360101 AFL2 246012 1588.8275 360 0 0 0.375 89044 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 154700 934.6458333 360 0 0 0.375 30311 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360101 AFL2 84500 510.5208333 360 0 0 0.375 30315 Single Family No MI 100034000000000000
2.25 Y
120 GROUP II
20110101 Prepay G01
13.25 360 7.125 CA 70.00 12.5 360 6.875 AL 65.00 13.25 360 6.875 VA 80.00 12.25 360 7.625 IL 80.00 13 360 7.5 LA 80.00 12.875 360 7.75 AL 80.00 13.125 360 8.5 WA 90.00 14.875 360 7.875 GA 80.00 13.25 360 7.875 GA 80.00 13.25 360 6.5 TX 79.98 11.875 360 7 GA 80.00 12.375 360 7.25 GA 80.00 12.625 360 6.875 AZ 80.00 12.25 360 6.5 CO 78.29 11.875 360 7.25 AZ 80.00 12.625 360 7 MD 55.19 12.375 360 7.5 CA 80.00 12.875 0 0
1.875 60 339500 0 92101 No MI 1.875 60 52520 0 36611 No MI 1.875 60 337942.08 0 0 22315 No MI 1.875 60 259473.13 0 0 60153 No MI 1.875 60 90531.48 0 0 70726 No MI 1.875 60 800000 0 0 35244 No MI 1.875 60 157498.07 0 0 98273 No MI 1.875 60 108000 0 0 30096 No MI 2.375 60 117600 0 0 30088 No MI 1.875 60 96250 0 0 78223 No MI 1.875 60 126392 0 0 30016 No MI 1.875 60 98952 0 0 30291 No MI 1.875 60 273560 0 0 85383 No MI 1.875 60 191800 0 0 80816 No MI 1.875 60 180000 0 0 85301 No MI 1.875 60 339219.06 0 0 20905 No MI 1.875 24 499592 0 0 92880 No MI 2
358 7.5 San Diego 339500 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 357 7.25 CHICKASAW 52520 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 358 7.25 ALEXANDRIA 338000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 8 Maywood 260000 20060201 2.25 20110101 N 0 No_PP GROUP I G01 357 7.875 Denham Springs 90720 20060201 2.25 20110101 N 0 Prepay GROUP I G01 357 8.125 Birmingham 800000 20060201 2.25 20110101 Y 60 Prepay GROUP I G01 357 8.875 Mount Vernon 157500 20060201 2.75 20110101 Y 120 No_PP GROUP I G01 357 8.25 DULUTH 108000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8.25 Stone Mountain 117600 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358 6.875 SAN ANTONIO 96250 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 357 7.375 COVINGTON 126392 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 7.625 UNION CITY 98952 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.25 PEORIA 273560 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 356 6.875 Florissant 191800 20060101 2.25 20101201 Y 120 Prepay GROUP II G01 357 7.625 Glendale 180000 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 7.375 Silver Spring 340000 20060201 2.375 20080101 N 0 No_PP GROUP I G01 357 7.875 CORONA 499592 20060201 2.25 20110101
2 First Lien 20360101 AFL2 2121.875 360 0.375 Condominium 100256000000000000 1 First Lien N 20360201 AFL2 317.3083333 360 0.375 Single Family 100034000000000000 2 First Lien N 20360101 AFL2 2041.7334 360 0.375 Single Family 100031000000000000 1 First Lien N 20360201 AFL2 1907.79 360 0.375 2-4 Family 100221000000000000 1 First Lien N 20360101 AFL2 657.78 360 0.375 Condominium 100378000000000000 1 First Lien N 20360101 AFL2 5416.666667 360 0.375 PUD 100378000000000000 1 First Lien N 20360101 AFL2 1164.829476 360 0.375 Single Family 100016000000000000 2 First Lien N 20360101 AFL2 742.5 360 0.375 Single Family 100032000000000000 1 First Lien N 20360101 AFL2 808.5 360 0.375 PUD 100032000000000000 1 First Lien N 20360101 AFL2 551.4322917 360 0.375 PUD 100177000000000000 1 First Lien N 20360201 AFL2 776.7841667 360 0.375 PUD 100032000000000000 1 First Lien N 20360101 AFL2 628.7575 360 0.375 PUD 100032000000000000 1 First Lien N 20360101 AFL2 1652.758333 360 0.375 Single Family 100414000000000000 1 First Lien N 20360101 AFL2 1098.854167 360 0.375 PUD 100125000000000000 1 First Lien N 20351201 AFL2 1143.75 360 0.375 Single Family 100101000000000000 1 First Lien N 20360101 AFL2 2348.3 360 0.375 Single Family 100102000000000000 1 First Lien N 20360101 AFL2 3278.5725 360 0.375 Single Family 100057000000000000 1 First Lien N
120 No_PP GROUP I G01 357 7.125 Sacramento 560000 20060201 2.375 20080101 Y 120 Prepay GROUP I G01 357 8.125 North Las Vegas 185600 20060201 2.25 20080101 Y 120 Prepay GROUP II G02 357 7.875 Fort Worth 100800 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 359 8.125 BALTIMORE 186315 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 357 7.5 Panama City Beach 162300 20060201 2.25 20110101 Y 120 No_PP GROUP II G03 357 6.375 Las Vegas 1387500 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 356 8.125 Sauk Village 57286 20060101 2.375 20071201 N 0 No_PP GROUP II G01 356 7.375 Lancaster 94040 20060101 2.25 20101201 Y 60 Prepay GROUP II G01 356 6.375 CORONA 261490 20060101 2.25 20101201 Y 120 No_PP GROUP I G01 357 7.875 California City 140000 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 357 6.625 Orlando 272000 20060201 2.375 20080101 Y 120 Prepay GROUP I G01 359 8 Austin 56000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.125 Cypress 316000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.75 Bryan 50000 20060301 2.25 20110201 N 0 Prepay GROUP I G01 359 8.125 Chicago 312000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8 Mesquite 95920 20060401 2.25 20110301 N 0 Prepay GROUP II G01 359 7.5 Richmond 99000 20060401 2.25 20110301 Y 60 Prepay
360 6.75 CA 80.00 12.125 360 7.75 NV 80.00 13.125 360 7.5 TX 80.00 12.875 360 7.75 MD 80.00 13.125 360 7.125 FL 79.99 12.5 360 6 NV 75.00 11.375 360 7.75 IL 80.00 13.125 360 7 TX 80.00 12.375 360 6 CA 39.53 11.375 360 7.5 CA 80.00 12.875 360 6.25 FL 80.00 11.625 360 7.625 TX 80.00 13 360 7.75 TX 80.00 13.125 360 7.375 TX 80.00 12.75 360 7.75 IL 80.00 13.125 360 7.625 TX 80.00 13 360 7.125 VA 75.00 12.5 360
N 20360101 AFL2 3325 360 0 0.375 95829 Single Family No MI 100172000000000000 1.875 1 First Lien 24 N 20360101 AFL2 185599.28 1256.661792 360 0 0 0.375 89030 Single Family No MI 100163000000000000 2 1 First Lien 24 N 20360101 AFL2 100800 661.5 360 0 0 0.375 76123 PUD No MI 100404000000000000 1.875 1 First Lien 60 N 20360101 AFL2 186315 1261.507813 360 0 0 0.375 21244 Townhouse No MI 100028000000000000 1.875 1 First Lien 60 N 20360301 AFL2 162300 1014.375 360 0 0 0.375 32407 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360101 AFL2 1387500 7371.09375 360 0 0 0.375 89135 Single Family No MI 100163000000000000 1.875 1 First Lien 60 N 20360101 AFL2 57134.56 425.35 360 0 0 0.375 60411 Single Family No MI 100266000000000000 1.875 1 First Lien 24 N 20351201 AFL2 94017.94 577.8185896 360 0 0 0.375 75134 Single Family No MI 2 1 First Lien 60 N 20351201 AFL2 261490 1389.165625 360 0 0 0.375 92880 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20351201 AFL2 140000 918.75 360 0 0 0.375 93505 Single Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360101 AFL2 272000 1501.666667 360 0 0 0.375 32826 Single Family No MI 100266000000000000 1.875 1 First Lien 24 N 20360101 AFL2 56000 373.3333333 360 0 0 0.375 78725 PUD No MI 100099000000000000 2 1 First Lien 60 N 20360301 AFL2 316000 2139.583333 360 0 0 0.375 77429 PUD No MI 100099000000000000 1.875 1 First Lien 60 N 20360301 AFL2 49283.25 358.21 360 0 0 0.375 77802 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 312000 2112.5 360 0 0 0.375 60653 2-4 Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360301 AFL2 95855.64 703.83 360 0 0 0.375 75150 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360301 AFL2 99000 618.75 360 0 0 0.375 23222 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 0
60 560000
GROUP I G01 359 8.25 CHICAGO 288000 20060401 2.25 20110301 N 0 No_PP GROUP II G01 359 7.625 Houston 80500 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 359 7.625 Chicago 104800 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 8.125 Chicago 114880 20060401 2.25 20110301 N 0 No_PP GROUP I G01 358 7.75 Jacksonville 50000 20060301 2.25 20110201 N 0 No_PP GROUP II G02 360 7.125 Woodbridge 400000 20060501 2.25 20110401 Y 120 No_PP GROUP II G02 360 6.5 STERLING 376000 20060501 2.25 20110401 Y 120 No_PP GROUP I G01 359 8.25 Tyler 70000 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 8.25 Country Club Hill 46400 20060401 2.25 20110301 N 0 No_PP GROUP II G03 359 7.5 TUSTIN 492000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6.75 Jacksonville 173550 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.125 Rosemount 208000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.25 RIVERSIDE 342400 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 358 7 LAS VEGAS 240848 20060301 2.75 20110201 Y 120 No_PP GROUP II G02 358 7 Mcdonough 179060 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.125 Douglasville 208680 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 7.125 Atlanta 168000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01
7.875 IL 80.00 13.25 360 7.25 TX 70.00 12.625 360 7.25 IL 78.21 12.625 360 7.75 IL 80.00 13.125 360 7.375 FL 80.00 12.75 360 6.75 VA 80.00 12.125 360 6.125 VA 80.00 11.5 360 7.875 TX 80.00 13.25 360 7.875 IL 80.00 13.25 360 7.125 CA 80.00 13.5 360 6.375 FL 65.00 11.75 360 7.75 MN 80.00 13.125 360 6.875 CA 80.00 13.25 360 6.625 NV 80.00 12 360 6.625 GA 80.00 12 360 6.75 GA 80.00 12.125 360 6.75 GA 80.00 12.125 360
287816.35 2163.65 360 0 0 0.375 60616 2-4 Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360301 AFL2 80500 511.5104167 360 0 0 0.375 77084 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 104724.15 741.77 360 0 0 0.375 60636 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360301 AFL2 114804.85 852.98 360 0 0 0.375 60643 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360301 AFL2 49929.19 358.21 360 0 0 0.375 32254 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 400000 2375 360 0 0 0.375 22193 Single Family No MI 100218000000000000 1.875 1 First Lien 60 N 20360401 AFL2 376000 2036.666667 360 0 0 0.375 20164 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360401 AFL2 69955.36 525.89 360 0 0 0.375 75701 Single Family No MI 010009900000000000 1.875 1 First Lien 60 N 20360301 AFL2 46370.41 348.59 360 0 0 0.375 60478 Condominium No MI 100221000000000000 1.875 1 First Lien 60 N 20360301 AFL2 492000 3075 360 0 0 0.375 92780 Condominium No MI 100087000000000000 1.875 2 First Lien 60 N 20360301 AFL2 173550 976.21875 360 0 0 0.375 32220 Single Family No MI 1.875 1 First Lien 60 N 20360301 AFL2 208000 1408.333333 360 0 0 0.375 55068 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360301 AFL2 342400 2068.666667 360 0 0 0.375 92508 Single Family No MI 100087000000000000 1.875 2 First Lien 60 N 20360301 AFL2 240848 1404.946667 360 0 0 0.375 89123 PUD No MI 100400000000000000 1.875 2 First Lien 60 N 20360201 AFL2 179060 1044.516667 360 0 0 0.375 30253 PUD No MI 100099000000000000 2.375 1 First Lien 60 N 20360201 AFL2 208680 1239.0375 360 0 0 0.375 30135 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 168000 997.5 360 0 0 0.375 30349 2-4 Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360301 AFL2 552000 3737.5 360
359 8.125 SEMINOLE 552000 2.25 Y 120 GROUP I 359 7.875 AURORA 132400 2.25 Y 120 GROUP I 359 8.125 STOCKTON 369600 2.25 Y 60 GROUP II 359 6.625 Clermont 201600 2.25 Y 120 GROUP I 359 8.125 CHICAGO 160000 2.25 N 0 GROUP I 359 7.75 Vero Beach 119200 2.25 Y 120 GROUP II 359 7 ATLANTA 148040 2.25 Y 120 GROUP I 359 8.25 Beaufort 103200 2.25 Y 120 GROUP I 359 8.125 SAINT PETERS 129375 2.25 N 0 GROUP I 360 8.375 Vacaville 332000 2.25 Y 120 GROUP I 359 7.75 KISSIMMEE 138880 2.25 Y 120 GROUP II 359 6.375 RIO RANCHO 192464 2.25 Y 120 GROUP II 360 6.5 RIO RANCHO 215306 2.25 Y 120 GROUP I 359 7.875 SANDY 127200 2.25 Y 120 GROUP II 359 6.625 CHANDLER 380000 2.25 Y 120 GROUP I 359 7.875 ONTARIO 311200 2.25 Y 120 GROUP I 359 7.75 Denver 114640 2.25 Y 120 GROUP I 359
7.75 FL 20060401 20090301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060501 20110401 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 No_PP G02 20060501 20110401 No_PP G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 80.00 14.125 360 7.5 CO 80.00 12.875 360 7.75 CA 80.00 13.125 360 6.25 FL 80.00 11.625 360 7.75 IL 80.00 13.125 360 7.375 FL 80.00 12.75 360 6.625 GA 80.00 12 360 7.875 SC 80.00 13.25 360 7.75 MO 75.00 13.125 360 8 CA 80.00 13.375 360 7.375 FL 70.14 12.75 360 6 NM 80.00 11.375 360 6.125 NM 80.00 11.5 360 7.5 UT 80.00 12.875 360 6.25 AZ 80.00 11.625 360 7.5 CA 80.00 12.875 360 7.375 CO 80.00 12.75 360 7.75
0 0.375 33772 Single Family No MI 100400000000000000 1.875 1 First Lien 36 N 20360301 AFL2 132400 868.875 360 0 0 0.375 80015 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 369600 2502.5 360 0 0 0.375 95206 Single Family No MI 1000608-0602003786 1.875 1 First Lien 60 N 20360301 AFL2 201600 1113 360 0 0 0.375 34711 PUD No MI 100035000000000000 1.875 1 First Lien 60 N 20360301 AFL2 159895.33 1188 360 0 0 0.375 60644 2-4 Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360301 AFL2 119200 769.8333333 360 0 0 0.375 32962 Single Family No MI 100091000000000000 1.875 1 First Lien 60 N 20360301 AFL2 148040 863.5666667 360 0 0 0.375 30331 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 103200 709.5 360 0 0 0.375 29906 Single Family No MI 100091000000000000 1.875 1 First Lien 60 N 20360301 AFL2 129290.37 960.61 360 0 0 0.375 63376 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 332000 2317.083333 360 0 0 0.375 95687 Single Family No MI 100172000000000000 1.875 1 First Lien 60 N 20360401 AFL2 138880 896.9333333 360 0 0 0.375 34759 PUD No MI 010005900000000000 1.875 1 First Lien 60 N 20360301 AFL2 192464 1022.465 360 0 0 0.375 87124 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 215306 1166.240833 360 0 0 0.375 87124 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360401 AFL2 127200 834.75 360 0 0 0.375 84070 Single Family No MI 010005900000000000 1.875 1 First Lien 60 N 20360301 AFL2 380000 2097.916667 360 0 0 0.375 85248 PUD No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 311200 2042.25 360 0 0 0.375 91764 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 114640 740.3833333 360 0 0 0.375 80204 2-4 Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 197845 1339.575521 360 0 0 0.375
8.125 FERNLEY 197845 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.625 SAINT AUGUSTINE 147000 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 7.75 Chicago 97500 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 7.875 TUCSON 175920 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.625 LAVEEN 247856 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.375 St Paul 176000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.375 DESOTO 117015 20060401 2.25 20110301 N 0 Prepay GROUP II G01 359 7.375 Tacoma 240000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.375 Tacoma 240000 20060401 2.25 20110301 Y 60 No_PP GROUP II G02 359 7.5 Delano 183120 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.375 CHICAGO 732000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.5 NEWARK 364000 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 7.75 Las Vegas 280163 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.25 Waynesboro 134300 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.375 Plano 75000 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 8.25 WINNETKA 300000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 360 8.125 TACOMA 177700 20060501 2.25 20110401 Y 120 No_PP GROUP I G01 360 7.75 Chicago
NV 80.00 13.125 360 7.25 FL 75.00 12.625 360 7.375 IL 65.00 12.75 360 7.5 AZ 80.00 12.875 360 7.25 AZ 80.00 12.625 360 8 MN 80.00 13.375 360 8 TX 80.00 13.375 360 7 WA 63.32 12.375 360 7 WA 63.32 12.375 360 7.125 MN 80.00 12.5 360 8 IL 80.00 13.375 360 8.125 NJ 70.00 13.5 360 7.375 NV 80.00 12.75 360 7.875 VA 79.99 13.25 360 7 TX 75.00 12.375 360 7.875 CA 80.00 13.25 360 7.75 WA 80.00 13.125 360 7.375 IL
89408 No MI 1.875 60 146893.6 0 0 32095 No MI 1.875 60 97500 0 0 60628 No MI 1.875 60 175920 0 0 85747 No MI 1.875 60 247856 0 0 85339 No MI 1.875 60 176000 0 0 55101 No MI 1.875 60 116942.27 0 0 75115 No MI 1.875 60 240000 0 0 98408 No MI 1.875 60 240000 0 0 98408 No MI 1.875 60 183120 0 0 55328 No MI 1.875 60 732000 0 0 60610 No MI 1.875 60 363779.48 0 0 7108 No MI 1.875 60 280163 0 0 89123 No MI 1.875 60 134300 0 0 22980 No MI 1.875 60 75000 0 0 75023 No MI 1.875 60 300000 0 0 91306 No MI 1.875 60 177700 0 0 98444 No MI 1.875 60 137865 0 0 60628
Single Family 100414000000000000 First Lien N 20360301 AFL2 1040.46 360 0.375 Condominium 100204000000000000 1 First Lien N 20360301 AFL2 629.6875 360 0.375 Single Family 100425000000000000 1 First Lien N 20360301 AFL2 1154.475 360 0.375 Single Family 100414000000000000 1 First Lien N 20360301 AFL2 1574.918333 360 0.375 PUD 100414000000000000 1 First Lien N 20360301 AFL2 1228.333333 360 0.375 2-4 Family 100221000000000000 1 First Lien N 20360301 AFL2 889.4 360 0.375 Single Family 100199000000000000 1 First Lien N 20360301 AFL2 1475 360 0.375 2-4 Family 100425000000000000 1 First Lien N 20360301 AFL2 1475 360 0.375 2-4 Family 100425000000000000 1 First Lien N 20360301 AFL2 1144.5 360 0.375 Single Family 100221000000000000 1 First Lien N 20360301 AFL2 5108.75 360 0.375 Townhouse 100400000000000000 1 First Lien N 20360301 AFL2 2798.85 360 0.375 2-4 Family 010024700000000000 1 First Lien N 20360301 AFL2 1809.386042 360 0.375 PUD 100195000000000000 1 First Lien N 20360301 AFL2 923.3125 360 0.375 Single Family 100009000000000000 1 First Lien N 20360301 AFL2 460.9375 360 0.375 Single Family 100425000000000000 1 First Lien N 20360301 AFL2 2062.5 360 0.375 Condominium 100400000000000000 1 First Lien N 20360301 AFL2 1203.177083 360 0.375 Single Family 100031000000000000 1 First Lien N 20360401 AFL2 890.378125 360 0.375 Single Family 1 N
137865 2.25 Y
60 GROUP I
20060501 20110401 No_PP G01
65.00 12.75 360 7.75 FL 80.00 13.125 360 7.625 NJ 78.94 13 360 7.375 CA 80.00 12.75 360 6.25 ID 80.00 11.625 360 7.875 MN 80.00 13.25 360 7.75 FL 80.00 13.125 360 7.25 OH 80.00 12.625 360 7.5 MN 80.00 12.875 360 7.125 SC 71.23 12.5 360 7.5 FL 79.98 12.875 360 6.5 CO 80.00 11.875 360 5.5 CA 63.75 10.875 360 7.625 CA 75.00 13 360 7.875 FL 75.00 13.25 360 7.75 CA 77.82 13.125 360 7 CA 65.00 12.375 360 8 GA 80.00
359 8.125 Miami 156800 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8 Columbus 650000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 Elk Grove 360000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.625 MERIDIAN 89796 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 8.25 Brooklyn Park 113600 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.125 Miami 154000 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 359 7.625 REYNOLDSBURG 148800 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.875 Woodbury 396000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.5 Mount Pleasant 260000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.875 Palm Bay 175950 20060401 2.25 20110301 N 0 No_PP GROUP II G01 359 6.875 Gypsum 235200 20060401 2.25 20110301 N 0 No_PP GROUP II G03 359 5.875 Whittier 510000 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 8 Bakersfield 116250 20060401 2.25 20110301 Y 60 Prepay GROUP II G02 360 8.25 Tallahassee 99000 20060501 2.25 20110401 Y 120 Prepay GROUP I G01 359 8.125 Culver City 1000000 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 359 7.375 South Pasadena 1340625 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 8.375 AUSTELL 192461 20060401
No MI 100425000000000000 1.875 1 First Lien 60 N 20360401 AFL2 156800 1061.666667 360 0 0 0.375 33147 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 650000 4333.333333 360 0 0 0.375 8022 Single Family No MI 100028000000000000 1.875 1 First Lien 60 N 20360301 AFL2 360000 2325 360 0 0 0.375 95758 Single Family No MI 100102000000000000 1.875 1 First Lien 60 N 20360301 AFL2 89796 495.74875 360 0 0 0.375 83642 Single Family No MI 100061000000000000 1.875 1 First Lien 60 N 20360301 AFL2 113600 781 360 0 0 0.375 55428 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 154000 1042.708333 360 0 0 0.375 33147 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 148800 945.5 360 0 0 0.375 43068 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360301 AFL2 396000 2598.75 360 0 0 0.375 55125 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360301 AFL2 260000 1625 360 0 0 0.375 29464 Single Family No MI 100229000000000000 1.875 1 First Lien 60 N 20360301 AFL2 175828.91 1275.76 360 0 0 0.375 32907 Single Family No MI 100429000000000000 1.875 1 First Lien 60 N 20360301 AFL2 235002.4 1545.1 360 0 0 0.375 81637 PUD No MI 100095000000000000 1.875 1 First Lien 60 N 20360301 AFL2 509480.03 3016.84 360 0 0 0.375 90601 Single Family No MI 1.875 1 First Lien 60 N 20360301 AFL2 116250 775 360 0 0 0.375 93307 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 99000 680.625 360 0 0 0.375 32301 PUD No MI 100238000000000000 1.875 1 First Lien 60 N 20360401 AFL2 1000000 6770.833333 360 0 0 0.375 90232 Single Family No MI 100231000000000000 1.875 1 First Lien 60 N 20360301 AFL2 1340625 8239.257813 360 0 0 0.375 91030 Single Family No MI 1002312-0000001650 1.875 1 First Lien 60 N 20360301 AFL2 192461 1343.217396 360 0 0 0.375 30168 Single Family No MI 100400000000000000
2.25 Y
120 GROUP I
20110301 No_PP G01
13.375 360 8 FL 70.75 13.375 360 7.375 FL 75.00 12.75 360 7.25 MO 80.00 12.625 360 7.25 CA 78.43 13.625 360 7.25 CA 70.00 13.625 360 7.25 MA 80.00 12.625 360 7 IL 75.00 12.375 360 6.75 CA 80.00 13.125 360 6.875 SC 80.00 12.25 360 6.625 CA 80.00 12 360 7.75 FL 80.00 13.125 360 6.75 TX 80.00 12.125 360 7.875 FL 80.00 13.25 360 6.875 CA 80.00 13.25 360 7.375 CO 75.00 12.75 360 7.5 TN 80.00 13.875 360 7.125 NM 80.00 13.5
359 8.375 North Port 180400 20060401 2.25 20090301 Y 60 Prepay GROUP I G01 359 7.75 Fort Lauderdale 324750 20060401 2.25 20110301 Y 60 Prepay GROUP II G02 359 7.625 Kansas City 248800 20060401 2.25 20110301 Y 120 No_PP GROUP II G03 358 7.625 Glendale 1000000 20060301 2.25 20110201 Y 120 Prepay GROUP II G03 358 7.625 Newport Beach 1234800 20060301 2.25 20110201 Y 120 Prepay GROUP II G03 358 7.625 Plainville 491991 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 359 7.375 Calumet City 247500 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 358 7.125 Bakersfield 352000 20060301 2.25 20110201 Y 120 Prepay GROUP II G03 359 7.25 Hilton Head Island 856000 20060401 2.25 20110301 Y 60 No_PP GROUP II G02 359 7 EL CENTRO 262287 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.125 ORLANDO 222184 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.125 Galveston 260000 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 8.25 New Port Richey 313944 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.25 Garden Grove 320000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 7.75 Thornton 165000 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 358 7.875 Spring Hill 147200 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.5 Albuquerque 135584 20060301 2.75 20110201
1 First Lien 20360301 AFL2 1259.041667 360 0 0 0.375 34287 Single Family No MI 100418000000000000 1.875 1 First Lien 36 N 20360301 AFL2 324749.7 2097.341813 360 0 0 0.375 33312 2-4 Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 248800 1580.916667 360 0 0 0.375 64113 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 1000000 6354.166667 360 0 0 0.375 91206 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 1234800 7846.125 360 0 0 0.375 92657 PUD No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 491991 3126.192813 360 0 0 0.375 2762 Single Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 247500 1521.09375 360 0 0 0.375 60409 2-4 Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 352000 2090 360 0 0 0.375 93312 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 856000 5171.666667 360 0 0 0.375 29928 Single Family No MI 1001468-2010607855 1.875 1 First Lien 60 N 20360301 AFL2 262287 1530.0075 360 0 0 0.375 92243 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 222184 1504.370833 360 0 0 0.375 32835 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 260000 1543.75 360 0 0 0.375 77554 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 313944 2158.365 360 0 0 0.375 34655 PUD No MI 010026500000000000 1.875 1 First Lien 60 N 20360301 AFL2 320000 1933.333333 360 0 0 0.375 92840 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 165000 1065.625 360 0 0 0.375 80233 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 147200 966 360 0 0 0.375 37174 PUD No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 135382.12 948.03 360 0 0 0.375 87121 Single Family No MI 100016000000000000 1.875 2 First Lien N
1.875 60 180400
0 No_PP GROUP I G01 358 8 Scottsdale 495600 20060301 2.75 20110201 Y 120 No_PP GROUP II G01 358 7.375 Murrells Inlet 197832 20060301 2.75 20110201 N 0 Prepay GROUP II G01 358 6.875 Lincoln 177500 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.375 ALBUQUERQUE 189036 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.5 West New York 378320 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 8 Manassas 254400 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.125 Arlington Height 200000 20060401 2.25 20110301 N 0 No_PP GROUP II G01 359 6.875 Fort Mill 124672 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.25 Milwaukee 84080 20060301 2.25 20110201 N 0 No_PP GROUP I G01 359 6.625 MANHATTAN BEACH 265000 20060401 2.25 20090301 Y 120 No_PP GROUP I G01 359 8 Aldie 575050 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.375 FOUNTAIN 196800 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 Waukesha 93600 20060401 2.25 20110301 N 0 No_PP GROUP II G01 359 6.5 Chicago 167000 20060401 2.25 20110301 N 0 No_PP GROUP II G01 359 7.125 Schaumburg 296264 20060401 2.25 20110301 N 0 No_PP GROUP II G01 359 7.5 Woodbridge 280000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8 Brainard 52500 20060401 2.25 20110301 Y 120 Prepay
360 7.625 AZ 80.00 14 360 7 SC 80.00 13.375 360 6.5 CA 42.51 12.875 360 8 NM 90.00 13.375 360 7.125 NJ 80.00 12.5 480 7.625 VA 80.00 13 360 7.75 IL 80.00 13.125 360 6.5 SC 80.00 11.875 360 6.875 WI 80.00 12.25 360 6.25 CA 8.69 12.625 360 7.625 VA 80.00 13 360 8 CO 80.00 13.375 360 7.5 WI 80.00 12.875 360 6.125 IL 58.39 11.5 360 6.75 IL 79.86 12.125 360 7.125 VA 80.00 12.5 360 7.625 MN 75.00 13 360
20360201 AFL2 3304 360 0.375 85255 Condominium No MI 100016000000000000 2.375 2 First Lien 60 N 20360201 AFL2 197530.01 1366.38 360 0 0 0.375 29576 Condominium No MI 100016000000000000 2.375 2 First Lien 60 N 20360201 AFL2 177500 1016.927083 360 0 0 0.375 95648 PUD No MI 100016000000000000 2.375 2 First Lien 60 N 20360201 AFL2 189036 1319.31375 360 0 0 0.375 87114 Single Family GE Capital MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 378194.88 2489.62 360 0 0 0.375 7093 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 254400 1696 360 0 0 0.375 20109 Condominium No MI 100196000000000000 1.875 1 First Lien 60 N 20360301 AFL2 199869.17 1485 360 0 0 0.375 60004 Townhouse No MI 100221000000000000 1.875 1 First Lien 60 N 20360301 AFL2 124672 714.2666667 360 0 0 0.375 29715 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360301 AFL2 83948.41 573.58 360 0 0 0.375 53210 2-4 Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 265000 1463.020833 360 0 0 0.375 90266 Single Family No MI 100087000000000000 1.875 1 First Lien 36 N 20360301 AFL2 575050 3833.666667 360 0 0 0.375 20105 Single Family No MI 100028000000000000 1.875 1 First Lien 60 N 20360301 AFL2 196800 1373.5 360 0 0 0.375 80817 2-4 Family No MI 1.875 1 First Lien 60 N 20360301 AFL2 93535.58 678.67 360 0 0 0.375 53189 Condominium No MI 100221000000000000 1.875 1 First Lien 60 N 20360301 AFL2 166849.02 1055.56 360 0 0 0.375 60651 2-4 Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360301 AFL2 296027.08 1995.99 360 0 0 0.375 60193 PUD No MI 100221000000000000 1.875 1 First Lien 60 N 20360301 AFL2 280000 1750 360 0 0 0.375 22193 Single Family No MI 100218000000000000 1.875 1 First Lien 60 N 20360301 AFL2 52500 350 360 0 0 0.375 56401 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360301 AFL2 0 0
60 495600
GROUP II 359 6.875 Lusby 177000 2.25 Y 120 GROUP II 359 7.375 Lusby 269200 2.25 Y 120 GROUP II 359 7.375 LACONIA 240000 2.25 Y 120 GROUP I 359 7.75 Chandler 304000 2.25 Y 120 GROUP I 357 8 NORTHVILLE 366532 2.25 Y 120 GROUP II 357 7.625 ELK GROVE 440291 2.25 Y 120 GROUP II 360 8 ATLANTA 212000 2.25 Y 120 GROUP II 359 6.5 Duvall 239960 2.25 Y 120 GROUP II 359 6.5 Denver 236000 2.25 Y 120 GROUP I 360 6.875 Graham 244400 2.25 Y 120 GROUP II 359 6.5 TACOMA 180000 2.25 Y 120 GROUP II 359 6.875 Jupiter 264800 2.75 Y 120 GROUP II 359 6.5 West Jordan 142400 2.25 Y 120 GROUP II 359 7.25 LAS VEGAS 271992 2.25 Y 120 GROUP II 360 7.75 DECATUR 120000 2.25 Y 120 GROUP II 360 7.125 CEDARTOWN 230800 2.25 Y 120 GROUP I 357 7.25 WASHINGTON 236000 2.25 Y 60 GROUP I
G01 6.5 MD 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060201 20110101 No_PP G03 20060201 20110101 No_PP G02 20060501 20110401 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060501 20110401 No_PP G02 20060401 20110301 Prepay G02 20060401 20110301 Prepay G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060501 20110401 No_PP G02 20060501 20110401 No_PP G01 20060201 20110101 Prepay G01 74.68 11.875 360 7 MD 73.55 12.375 360 7 NH 80.00 13.375 360 7.375 AZ 80.00 12.75 360 7.625 MI 80.00 13 360 7.25 CA 78.62 12.625 360 7.625 GA 80.00 13 360 6.125 WA 80.00 12.5 360 6.125 CO 80.00 12.5 360 6.5 WA 80.00 12.875 360 6.125 WA 80.00 12.5 360 6.5 FL 79.99 12.875 360 6.125 UT 80.00 12.5 360 6.875 NV 80.00 12.25 360 7.375 GA 80.00 12.75 360 6.75 GA 80.00 12.125 360 6.875 DC 80.00 12.25 360
1014.0625 360 0 0.375 20657 PUD No MI 100039000000000000 1.875 1 First Lien 60 N 20360301 AFL2 269200 1654.458333 360 0 0 0.375 20685 Single Family No MI 100039000000000000 1.875 1 First Lien 60 N 20360301 AFL2 240000 1475 360 0 0 0.375 3246 Single Family No MI 100095000000000000 1.875 2 First Lien 60 N 20360301 AFL2 304000 1963.333333 360 0 0 0.375 85248 PUD No MI 100016000000000000 1.875 1 First Lien 60 N 20360301 AFL2 363992.05 2426.613667 360 0 0 0.375 48168 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 440290.84 2797.681379 360 0 0 0.375 95758 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 212000 1413.333333 360 0 0 0.375 30314 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360401 AFL2 239960 1299.783333 360 0 0 0.375 98019 Condominium No MI 100016000000000000 1.875 2 First Lien 60 N 20360301 AFL2 236000 1278.333333 360 0 0 0.375 80212 Single Family No MI 100016000000000000 1.875 2 First Lien 60 N 20360301 AFL2 244400 1400.208333 360 0 0 0.375 98338 Single Family No MI 100016000000000000 1.875 2 First Lien 60 N 20360401 AFL2 180000 975 360 0 0 0.375 98445 Single Family No MI 100016000000000000 1.875 2 First Lien 60 N 20360301 AFL2 264800 1517.083333 360 0 0 0.375 33458 Condominium No MI 100016000000000000 1.875 2 First Lien 60 N 20360301 AFL2 142400 771.3333333 360 0 0 0.375 84084 PUD No MI 100016000000000000 2.375 2 First Lien 60 N 20360301 AFL2 271992 1643.285 360 0 0 0.375 89149 Single Family No MI 100063000000000000 1.875 1 First Lien 60 N 20360301 AFL2 120000 775 360 0 0 0.375 30032 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360401 AFL2 230800 1370.375 360 0 0 0.375 30125 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360401 AFL2 236000 1425.833333 360 0 0 0.375 20019 Single Family No MI 100286000000000000 1.875 1 First Lien 60 N 20360101 UNAR 273750 1853.515625 360 0
177000
357 8.125 MINNEAPOLIS 273750 20060201 2.25 20110101 Y 60 Prepay GROUP I G01 338 4.375 VIENNA 173750 20040701 2.25 20090601 N 0 No_PP GROUP II G04 356 6.25 ETNA 178000 20060101 2.25 20151201 N 0 No_PP GROUP II G04 356 6.75 REDWOOD CITY 600000 20060101 2.25 20151201 Y 120 No_PP GROUP II G04 356 6.625 EL CERRITO 600000 20060101 2.25 20151201 Y 120 No_PP GROUP I G01 353 5.99 EL CAJON 226400 20051001 4.99 20070901 Y 60 Prepay GROUP I G01 352 5.99 SAN MARCOS 296000 20050901 4.99 20070801 Y 60 Prepay GROUP I G01 352 5.5 CHULA VISTA 488000 20050901 4.5 20070801 Y 60 Prepay GROUP I G01 353 5.875 ROWLAND HEIGHTS 416000 20051001 4.875 20070901 Y 60 Prepay GROUP I G01 353 5.99 VISTA 268000 20051001 4.99 20070901 Y 60 Prepay GROUP I G01 353 5.625 NUEVO 403200 20051001 4.625 20070901 Y 60 Prepay GROUP I G01 353 5.625 NUEVO 278800 20051001 4.625 20070901 Y 60 Prepay GROUP I G01 354 6.25 SAN DIEGO 225200 20051101 5.25 20071001 Y 60 Prepay GROUP I G01 355 5.875 ARLINGTON 173200 20051201 4.875 20071101 N 0 Prepay GROUP I G01 355 6.375 SHORELINE 331200 20051201 5.375 20071101 Y 60 Prepay GROUP I G01 353 5.25 SAN FRANCISCO 600000 20051001 4.25 20070901 Y 60 Prepay GROUP I G01 353 5.875 THOUSAND OAKS 588000 20051001 4.875 20070901 Y 60 Prepay GROUP I G01 353
7.75 MN 75.00 13.125 360 4 VA 32.78 9.375 360 5.875 CA 59.93 12.25 360 6.375 CA 60.45 12.75 360 6.25 CA 45.98 12.625 360 5.615 CA 80.00 11.99 360 5.615 CA 80.00 11.99 360 5.125 CA 80.00 11.5 360 5.5 CA 80.00 11.875 360 5.615 CA 80.00 11.99 360 5.25 CA 80.00 11.625 360 5.25 CA 80.00 11.625 360 5.875 CA 80.00 12.25 360 5.5 WA 80.00 11.875 360 6 WA 80.00 12.375 360 4.875 CA 80.00 11.25 360 5.5 CA 80.00 11.875 360 5.375
0 55409 No MI 1.875 60 152790.65 0 0 22181 No MI 1.875 60 177319.11 0 0 96027 No MI 1.875 120 600000 0 0 94063 No MI 1.875 120 398895.83 0 0 94530 No MI 1.875 120 226400 0 0 92020 No MI 1.875 24 296000 0 0 92069 No MI 4.615 24 488000 0 0 91913 No MI 4.615 24 416000 0 0 91748 No MI 4.125 24 268000 0 0 92083 No MI 4.5 24 403200 0 0 92567 No MI 4.615 24 278800 0 0 92567 No MI 4.25 24 225200 0 0 92128 No MI 4.25 24 172308.4 0 0 98223 No MI 4.875 24 331200 0 0 98155 No MI 4.5 24 600000 0 0 94122 No MI 5 24 588000 0 0 91320 No MI 3.875 24 456000 0 0
0.375 2-4 Family N 100272000000000000 First Lien 20360101 UNAR 867.51 360 0.375 Single Family 1 N
1 First Lien 20340601 UNAR 1095.98 360 0.375 Single Family 100161000000000000 2 First Lien N 20351201 ALT1 3375 360 0.375 2-4 Family 100161000000000000 2 First Lien N 20351201 ALT1 2202.237395 360 0.375 Single Family 100161000000000000 2 First Lien N 20351201 ALT1 1130.113333 360 0.375 Condominium 100225000000000000 1 First Lien N 20350901 ALT1 1477.533333 360 0.375 Condominium 100225000000000000 1 First Lien N 20350801 ALT1 2236.666667 360 0.375 PUD 100225000000000000 1 First Lien N 20350801 ALT1 2036.666667 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 1337.766667 360 0.375 Condominium 100225000000000000 1 First Lien N 20350901 ALT1 1890 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 1306.875 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 1172.916667 360 0.375 Condominium 100225000000000000 1 First Lien N 20351001 ALT1 1024.54 360 0.375 Condominium 100225000000000000 1 First Lien N 20351101 ALT1 1759.5 360 0.375 Single Family 100225000000000000 1 First Lien N 20351101 ALT1 2625 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 2878.75 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 2185 360 0.375 N
5.75 WINDSOR 456000 20051001 4.75 20070901 Y 60 Prepay GROUP I G01 353 5.25 SAN JOSE 480000 20051001 4.25 20070901 Y 60 Prepay GROUP I G01 353 5.99 SAN JOSE 548000 20051001 4.99 20070901 Y 60 Prepay GROUP I G01 353 5.5 SAN FRANCISCO 568000 20051001 4.5 20070901 Y 60 Prepay GROUP I G01 354 6 SACRAMENTO 413288 20051101 5 20071001 Y 60 Prepay GROUP I G01 353 5.5 SACRAMENTO 288000 20051001 4.5 20070901 Y 60 Prepay GROUP I G01 353 5.5 MOUNTAIN HOUSE 486200 20051001 4.5 20070901 Y 60 Prepay GROUP I G01 353 5.625 SACRAMENTO 264000 20051001 4.625 20070901 Y 60 Prepay GROUP I G01 353 5.99 SAN JOSE 340000 20051001 4.99 20070901 Y 60 Prepay GROUP I G01 353 6.125 SUNNYVALE 480000 20051001 5.125 20070901 Y 60 Prepay GROUP I G01 353 5.99 GILROY 704000 20051001 4.99 20070901 Y 60 Prepay GROUP I G01 353 5.99 ELK GROVE 312000 20051001 4.99 20070901 Y 60 Prepay GROUP I G01 353 5.99 SANTA CLARA 512000 20051001 4.99 20070901 Y 60 Prepay GROUP I G01 353 5.99 LOS BANOS 361600 20051001 4.99 20070901 Y 60 Prepay GROUP I G01 353 5.75 STOCKTON 336000 20051001 4.75 20070901 Y 60 Prepay GROUP I G01 353 5.75 SAN JOSE 460000 20051001 4.75 20070901 Y 60 Prepay GROUP I G01 353 5.75 STOCKTON 296000 20051001 4.75 20070901 Y 60 Prepay GROUP I G01 353 5.99 FRESNO
CA 80.00 11.75 360 4.875 CA 80.00 11.25 360 5.615 CA 80.00 11.99 360 5.125 CA 80.00 11.5 360 5.625 CA 80.00 12 360 5.125 CA 80.00 11.5 360 5.125 CA 80.00 11.5 360 5.25 CA 80.00 11.625 360 5.615 CA 80.00 11.99 360 5.75 CA 80.00 12.125 360 5.615 CA 80.00 11.99 360 5.615 CA 80.00 11.99 360 5.615 CA 80.00 11.99 360 5.615 CA 80.00 11.99 360 5.375 CA 80.00 11.75 360 5.375 CA 80.00 11.75 360 5.375 CA 80.00 11.75 360 5.615 CA 0 0 0
95492 No MI 4.5 24 480000 0 95129 No MI 4.375 24 548000 0 95112 No MI 3.875 24 568000 0 94131 No MI 4.615 24 413088 0 0 95758 No MI 4.125 24 288000 0 0 95823 No MI 4.625 24 486200 0 0 95391 No MI 4.125 24 263967.76 0 0 95824 No MI 4.125 24 340000 0 0 95133 No MI 4.25 24 480000 0 0 94089 No MI 4.615 24 704000 0 0 95020 No MI 4.75 24 312000 0 0 95758 No MI 4.615 24 512000 0 0 95051 No MI 4.615 24 361600 0 0 93635 No MI 4.615 24 336000 0 0 95206 No MI 4.615 24 460000 0 0 95127 No MI 4.375 24 296000 0 0 95206 No MI 4.375 24 262128.92 0 0 93720 N
Single Family 100225000000000000 First Lien 20350901 ALT1 2100 360 0.375 1 PUD 100225000000000000 First Lien N 20350901 ALT1 2735.433333 360 0.375 2-4 Family 100225000000000000 1 First Lien N 20350901 ALT1 2603.333333 360 0.375 Condominium 100225000000000000 1 First Lien N 20350901 ALT1 2065.44 360 0.375 Single Family 100225000000000000 1 First Lien N 20351001 ALT1 1320 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 2228.416667 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 1237.348875 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 1697.166667 360 0.375 Condominium 100225000000000000 1 First Lien N 20350901 ALT1 2450 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 3514.133333 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 1557.4 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 2555.733333 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 1804.986667 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 1610 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 2204.166667 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 1418.333333 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 1581.12 360 0.375 Single Family 1 N N
264000 4.99 N
GROUP I 353 5.5 HOLLISTER 464000 20051001 4.5 20070901 Y 60 Prepay GROUP I G01 354 5.99 GILROY 684000 20051101 4.99 20071001 Y 60 Prepay GROUP I G01 354 5.99 VISALIA 217600 20051101 4.99 20071001 N 0 Prepay GROUP I G01 355 6.625 STOCKTON 268000 20051201 5.625 20071101 Y 60 Prepay GROUP I G01 355 5.75 GILROY 515250 20051201 4.75 20071101 Y 60 Prepay GROUP I G01 355 6.5 SAN JOSE 560000 20051201 5.5 20071101 Y 60 Prepay GROUP I G01 355 6.125 SALINAS 648000 20051201 5.125 20071101 Y 60 Prepay GROUP I G01 355 5.75 SAN JOSE 472000 20051201 4.75 20071101 Y 60 Prepay GROUP I G01 353 5.99 WEST SACRAMENTO 361850 20051001 4.99 20070901 Y 60 Prepay GROUP I G01 353 5.75 FRESNO 145600 20051001 4.75 20070901 Y 60 Prepay GROUP I G01 353 6 AUBURN 132000 20051001 5 20070901 Y 60 Prepay GROUP I G01 353 5.75 SACRAMENTO 310800 20051001 4.75 20070901 Y 60 Prepay GROUP I G01 353 5.875 SIMI VALLEY 496000 20051001 4.875 20070901 Y 60 Prepay GROUP I G01 354 5.75 FAIRFIELD 576000 20051101 4.75 20071001 Y 60 Prepay GROUP I G01 354 6.75 SACRAMENTO 146400 20051101 5.75 20071001 Y 60 Prepay GROUP I G01 351 5.25 SAN BERNARDINO 198400 20050801 4.25 20070701 N 0 Prepay GROUP I G01 353 5.5 MORENO VALLEY 302400 20051001
20051001 20070901 Prepay G01
80.00 11.99 360 5.125 CA 80.00 11.5 360 5.615 CA 80.00 11.99 360 5.615 CA 80.00 11.99 360 6.25 CA 80.00 12.625 360 5.375 CA 75.00 11.75 360 6.125 CA 80.00 12.5 360 5.75 CA 80.00 12.125 360 5.375 CA 80.00 11.75 360 5.615 CA 80.00 11.99 360 5.375 CA 80.00 11.75 360 5.625 CA 80.00 12 360 5.375 CA 80.00 11.75 360 5.5 CA 80.00 11.875 360 5.375 CA 80.00 11.75 360 6.375 CA 80.00 12.75 360 4.875 CA 80.00 11.25 360 5.125 CA 80.00
No MI 100225000000000000 4.375 1 First Lien 24 N 20350901 ALT1 463999.67 2126.665154 360 0 0 0.375 95023 Single Family No MI 100225000000000000 4.615 1 First Lien 24 N 20350901 ALT1 683900 3413.800833 360 0 0 0.375 95020 Single Family No MI 100225000000000000 4.125 1 First Lien 24 N 20351001 ALT1 216281.44 1303.22 360 0 0 0.375 93292 Single Family No MI 100225000000000000 4.615 1 First Lien 24 N 20351001 ALT1 268000 1479.583333 360 0 0 0.375 95210 Single Family No MI 100225000000000000 4.615 1 First Lien 24 N 20351101 ALT1 515250 2468.90625 360 0 0 0.375 95020 Single Family No MI 100225000000000000 5.25 1 First Lien 24 N 20351101 ALT1 560000 3033.333333 360 0 0 0.375 95116 2-4 Family No MI 100225000000000000 4.375 1 First Lien 24 N 20351101 ALT1 648000 3307.5 360 0 0 0.375 93906 Single Family No MI 100225000000000000 5.125 1 First Lien 24 N 20351101 ALT1 472000 2261.666667 360 0 0 0.375 95127 Single Family No MI 100225000000000000 4.75 1 First Lien 24 N 20351101 ALT1 361850 1806.234583 360 0 0 0.375 95691 Single Family No MI 100225000000000000 4.375 1 First Lien 24 N 20350901 ALT1 145510 697.2354167 360 0 0 0.375 93725 Single Family No MI 100225000000000000 4.615 1 First Lien 24 N 20350901 ALT1 132000 660 360 0 0 0.375 95603 Condominium No MI 100225000000000000 4.375 1 First Lien 24 N 20350901 ALT1 310800 1489.25 360 0 0 0.375 95829 Single Family No MI 100225000000000000 4.625 1 First Lien 24 N 20350901 ALT1 496000 2428.333333 360 0 0 0.375 93063 Single Family No MI 100225000000000000 4.375 1 First Lien 24 N 20350901 ALT1 576000 2760 360 0 0 0.375 94534 Single Family No MI 100225000000000000 4.5 1 First Lien 24 N 20351001 ALT1 146391.5 823.4521875 360 0 0 0.375 95825 Condominium No MI 100225000000000000 4.375 1 First Lien 24 N 20351001 ALT1 196315.65 1095.57 360 0 0 0.375 92411 Single Family No MI 100225000000000000 5.375 1 First Lien 24 N 20350701 ALT1 302400 1386 360 0 0 0.375 92555 Single Family No MI 100225000000000000
4.5 Y
60 GROUP I
20070901 Prepay G01
11.5 360 5.125 CA 80.00 11.5 360 5.125 CA 80.00 11.5 360 5 CA 80.00 11.375 360 5.125 CA 80.00 11.5 360 5.375 CA 80.00 11.75 360 5.125 CA 80.00 11.5 360 5.615 CA 80.00 11.99 360 6.25 CA 80.00 12.625 360 5.615 CA 80.00 11.99 360 5.5 CA 80.00 11.875 360 6 CA 80.00 12.375 360 5.625 CA 80.00 12 360 6.25 CA 90.00 12.625 360 6.125 CA 88.89 12.5 360 5.615 CA 80.00 11.99 360 5.115 CA 80.00 11.49 360 5.125 CA 80.00 11.5 0
3.875 24 280000 0 92879 No MI 4.125 24 218400 0 0 93535 No MI 4.125 24 316000 0 0 90640 No MI 4.125 24 207954.59 0 0 93534 No MI 4 24 545600 0 0 91709 No MI 4.125 24 392000 0 0 92336 No MI 4.375 24 247971.62 0 0 90302 No MI 4.125 24 184800 0 0 92570 No MI 4.615 24 295200 0 0 92802 No MI 5.25 24 380000 0 0 92571 No MI 4.615 24 216581.53 0 0 91702 No MI 4.5 24 512763.65 0 0 90680 No MI 5 24 288000 0 0 92392 No MI 4.625 24 320000 0 0 90220 No MI 5.25 24 228000 0 0 93313 No MI 5.125 24 378800 0 0 93458 No MI 4.875 24 252000 0 0 90022 No MI 4.115
353 5.5 CORONA 280000 20051001 4.5 20070901 Y 60 Prepay GROUP I G01 353 5.5 LANCASTER 218400 20051001 4.5 20070901 Y 60 Prepay GROUP I G01 353 5.375 MONTEBELLO 316000 20051001 4.375 20070901 Y 60 Prepay GROUP I G01 353 5.5 LANCASTER 208000 20051001 4.5 20070901 Y 60 Prepay GROUP I G01 353 5.75 CHINO HILLS 545600 20051001 4.75 20070901 Y 60 Prepay GROUP I G01 353 5.5 FONTANA 392000 20051001 4.5 20070901 Y 60 Prepay GROUP I G01 353 5.99 INGLEWOOD 248000 20051001 4.99 20070901 Y 60 Prepay GROUP I G01 354 6.625 PERRIS 184800 20051101 5.625 20071001 Y 60 Prepay GROUP I G01 354 5.99 ANAHEIM 295200 20051101 4.99 20071001 Y 60 Prepay GROUP I G01 354 5.875 PERRIS 380000 20051101 4.875 20071001 Y 60 Prepay GROUP I G01 355 6.375 AZUSA 217600 20051201 5.375 20071101 N 0 Prepay GROUP I G01 355 6 STANTON 512800 20051201 5 20071101 Y 60 Prepay GROUP I G01 355 6.625 VICTORVILLE 288000 20051201 5.625 20071101 Y 60 Prepay GROUP I G01 355 6.5 COMPTON 320000 20051201 5.5 20071101 Y 60 Prepay GROUP I G01 353 5.99 BAKERSFIELD 228000 20051001 5.25 20070901 Y 60 Prepay GROUP I G01 353 5.49 SANTA MARIA 378800 20051001 4.49 20070901 Y 60 Prepay GROUP I G01 353 5.5 LOS ANGELES ARE 252000 20051001 4.5 20070901
1 First Lien 20350901 ALT1 1283.333333 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 1001 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 1415.416667 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 953.1252042 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 2614.333333 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 1796.666667 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 1237.79167 360 0.375 Condominium 100225000000000000 1 First Lien N 20350901 ALT1 1020.25 360 0.375 Single Family 100225000000000000 1 First Lien N 20351001 ALT1 1473.54 360 0.375 Condominium 100225000000000000 1 First Lien N 20351001 ALT1 1860.416667 360 0.375 Single Family 100225000000000000 1 First Lien N 20351001 ALT1 1357.54 360 0.375 Condominium 100225000000000000 1 First Lien N 20351101 ALT1 2563.81825 360 0.375 PUD 100225000000000000 1 First Lien N 20351101 ALT1 1590 360 0.375 Single Family 100225000000000000 1 First Lien N 20351101 ALT1 1733.333333 360 0.375 Single Family 100225000000000000 1 First Lien N 20351101 ALT1 1138.1 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 1733.01 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 1155 360 0.375 Single Family 100225000000000000 1 First Lien N
60 Prepay GROUP I G01 353 5.99 LOS ANGELES 352000 20051001 5.125 20090901 Y 60 Prepay GROUP I G01 353 5.75 DESERT HOT SPRI 233220 20051001 4.75 20070901 Y 60 Prepay GROUP I G01 353 5.99 SIMI VALLEY 412000 20051001 5 20070901 Y 60 Prepay GROUP I G01 353 5.99 MOORPARK 425600 20051001 5 20070901 Y 60 Prepay GROUP I G01 353 5.99 LOS ANGELES 240000 20051001 5.25 20070901 Y 60 Prepay GROUP I G01 354 5.99 SANTA CLARITA 367200 20051101 5.375 20071001 Y 60 Prepay GROUP I G01 354 5.99 SIMI VALLEY 496000 20051101 5.5 20071001 Y 60 Prepay GROUP I G01 354 6.99 LAS VEGAS 130500 20051101 6.875 20071001 Y 60 Prepay GROUP I G01 354 6.625 ORANGE 568000 20051101 6.125 20071001 Y 60 Prepay GROUP I G01 355 7.625 SIMI VALLEY 464000 20051201 6.625 20071101 Y 60 No_PP GROUP I G01 355 5.875 LOS ANGELES 444000 20051201 5.375 20071101 Y 60 Prepay GROUP I G01 355 6.5 LOS ANGELES 456800 20051201 5.375 20071101 Y 60 Prepay GROUP I G01 353 6 YREKA 136000 20051001 5 20070901 Y 60 Prepay GROUP I G01 353 6 TUALATIN 118400 20051001 5 20070901 N 0 Prepay GROUP I G01 354 6.25 KUNA 113600 20051101 5.25 20071001 Y 60 Prepay GROUP I G01 353 5.875 COLORADO SPRING 116400 20051001 4.875 20070901 Y 60 Prepay GROUP I G01 353 5.875 GREELEY 96800 20051001 4.875 20070901 Y 60 Prepay
360 5.615 CA 80.00 11.99 360 5.375 CA 80.00 11.75 360 5.615 CA 80.00 11.99 360 5.615 CA 80.00 11.99 360 5.615 CA 80.00 11.99 360 5.615 CA 80.00 11.99 360 5.615 CA 80.00 11.99 360 6.615 NV 90.00 12.99 360 6.25 CA 80.00 12.625 360 7.25 CA 80.00 13.625 360 5.5 CA 80.00 11.875 360 6.125 CA 80.00 12.5 360 5.625 CA 80.00 12 360 5.625 OR 80.00 12 360 5.875 ID 80.00 12.25 360 5.5 CO 80.00 11.875 360 5.5 CO 80.00 11.875 360 0 0 0
24 352000 0 90047 No MI 4.125 48 233220 0 92240 No MI 4.75 24 412000 0 93065 No MI 4.375 24 425600 0 0 93021 No MI 4.625 24 240000 0 0 91335 No MI 4.625 24 367200 0 0 91354 No MI 4.875 24 496000 0 0 93063 No MI 5 24 130500 0 0 89110 No MI 5.125 24 567978.95 0 0 92867 No MI 6.5 24 464000 0 0 93065 No MI 5.75 24 444000 0 0 90037 No MI 6.25 24 456800 0 0 91311 No MI 5 24 136000 0 0 96097 No MI 5 24 117561.5 0 0 97062 No MI 4.625 24 113600 0 0 83634 No MI 4.625 24 116299.98 0 0 80916 No MI 4.875 24 96800 0 0 80631 No MI 4.5 24
20350901 ALT1 1757.066667 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 1117.5125 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 2056.566667 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 2124.453333 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 1198 360 0.375 Condominium 100225000000000000 1 First Lien N 20350901 ALT1 1832.94 360 0.375 PUD 100225000000000000 1 First Lien N 20351001 ALT1 2475.866667 360 0.375 PUD 100225000000000000 1 First Lien N 20351001 ALT1 760.1625 360 0.375 Condominium 100225000000000000 1 First Lien N 20351001 ALT1 3135.71712 360 0.375 Single Family 100225000000000000 1 First Lien N 20351001 ALT1 2948.333333 360 0.375 Single Family 100225000000000000 1 First Lien N 20351101 ALT1 2173.75 360 0.375 2-4 Family 100225000000000000 1 First Lien N 20351101 ALT1 2474.333333 360 0.375 Single Family 100225000000000000 1 First Lien N 20351101 ALT1 680 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 709.87 360 0.375 Condominium 100225000000000000 1 First Lien N 20350901 ALT1 591.6666667 360 0.375 PUD 100225000000000000 1 First Lien N 20351001 ALT1 569.3853188 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 473.9166667 360 0.375 PUD 100225000000000000 1 First Lien N 20350901 ALT1
GROUP I G01 352 5.625 DENVER 254400 20050901 4.625 20070801 Y 60 Prepay GROUP I G01 353 5.875 GREELEY 112000 20051001 4.875 20070901 Y 60 Prepay GROUP I G01 353 5.625 BROOMFIELD 194400 20051001 4.625 20070901 Y 60 Prepay GROUP I G01 353 5.75 ENGLEWOOD 118800 20051001 4.75 20070901 Y 60 Prepay GROUP I G01 353 5.375 DENVER 135200 20051001 4.375 20070901 N 0 Prepay GROUP I G01 354 5.875 GRANBY 118000 20051101 4.875 20071001 Y 60 Prepay GROUP I G01 357 8 WHITE MARSH 213100 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 6.25 Lindenhurst 268000 20060201 2.25 20110101 Y 60 Prepay GROUP II G01 357 7.625 WINCHESTER 493000 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 356 6.875 MODESTO 387000 20060101 2.25 20101201 Y 60 No_PP GROUP II G03 356 7.375 CARSON CITY 439200 20060101 2.25 20101201 Y 60 No_PP GROUP II G03 356 7 NORTH HOLLYWOOD 450000 20060101 2.25 20101201 Y 60 Prepay GROUP II G03 356 6.25 LOS ALTOS 1000000 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 357 6 KAILUA KONA 448500 20060201 2.25 20110101 Y 60 No_PP GROUP II G01 356 7 SAGINAW 193600 20060101 2.25 20101201 N 0 No_PP GROUP II G03 358 7.375 BIG SKY 468000 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 357 6.75 PLYMOUTH 509500 20060201 5 20110101 N 0 No_PP GROUP II G03
254400 5.25 CO 80.00 11.625 360 5.5 CO 80.00 11.875 360 5.25 CO 80.00 11.625 360 5.375 CO 80.00 11.75 360 5 CO 80.00 11.375 360 5.5 CO 80.00 11.875 360 7.625 MD 80.00 13 360 6 NY 80.00 17.5 360 7.25 MA 80.00 12.625 360 6.5 CA 79.47 11.875 360 7 NV 80.00 12.375 360 6.625 CA 69.23 12 360 5.875 CA 59.65 11.25 360 5.625 HI 65.00 11 360 6.625 MI 80.00 12 360 7 MT 80.00 12.375 360 6.375 VT 58.23 11.75 360 0 0 80249 No MI 4.5
360
100225000000000000 First Lien 20350801 ALT1 548.3333333 360 0 0 0.375 80631 PUD No MI 100225000000000000 4.25 1 First Lien 24 N 20350901 ALT1 194362.97 911.0764219 360 0 0 0.375 80020 Single Family No MI 100225000000000000 4.5 1 First Lien 24 N 20350901 ALT1 118800 569.25 360 0 0 0.375 80112 Condominium No MI 100225000000000000 4.25 1 First Lien 24 N 20350901 ALT1 134125.16 757.08 360 0 0 0.375 80239 Single Family No MI 100225000000000000 4.375 1 First Lien 24 N 20350901 ALT1 118000 577.7083333 360 0 0 0.375 80446 Condominium No MI 100225000000000000 4 1 First Lien 24 N 20351001 ALT1 213100 1420.666667 360 0 0 0.375 21009 PUD No MI 100293000000000000 4.5 1 First Lien 60 N 20360101 AFL2 268000 1395.833333 360 0 0 0.25 11757 Single Family No MI 100022000000000000 1.875 2.25 First Lien 60 N 20360101 AFL2 492979.64 3132.474796 360 0 0 0.375 1890 2-4 Family No MI 100038000000000000 2 2 First Lien 60 N 20360101 ADN1 387000 2217.1875 360 0 0 0.375 95355 2-4 Family No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 439200 2699.25 360 0 0 0.375 89701 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 449789.4 2623.7715 360 0 0 0.375 91606 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 999999.99 5208.333281 360 0 0 0.375 94022 Single Family No MI 010003800000000000 1.875 2 First Lien 60 N 20351201 ADN1 448500 2242.5 360 0 0 0.375 96740 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 192959.64 1288.03 360 0 0 0.375 48603 2-4 Family No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 468000 2876.25 360 0 0 0.375 59716 Condominium No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 508176.57 3304.61 360 0 0 0.375 5056 Single Family No MI 010003800000000000 1.875 2 First Lien 60 N 20360101 ADN1 533473.99 2889.650779 360 24 112000
358 6.5 ATWATER 533474 2.25 Y 60 GROUP II 356 6.875 HOUSTON 126535 2.25 Y 60 GROUP II 357 6.75 SANTA MARIA 464000 2.25 Y 60 GROUP II 357 5.75 ORANGE PRAK 620179 2.25 Y 60 GROUP I 358 8.25 LEAGUE CITY 63948 2.25 Y 60 GROUP I 356 8.25 FIRESTONE 294300 2.25 Y 60 GROUP II 357 6.875 PHOENIX 304000 2.25 Y 60 GROUP II 356 6.5 SCOTTSDALE 436000 2.25 Y 60 GROUP II 357 7.625 LATHROP 373500 2.25 Y 60 GROUP II 357 7.375 JERSEY CITY 520000 2.25 Y 60 GROUP I 356 8.125 DALLAS 386400 2.25 Y 60 GROUP II 357 6 SAN DIEGO 510000 2.25 Y 60 GROUP I 357 8.125 DORCHESTER 432000 2.25 Y 60 GROUP II 357 7.625 COMMERCE CITY 310500 2.25 Y 60 GROUP II 358 6.375 HILO 550000 2.25 Y 60 GROUP II 358 6.875 SONORA 471750 2.25 Y 60 GROUP II 358 6.75 FLAGSTAFF 484000 2.25 Y 60 GROUP I 357
6.125 CA 20060301 20110201 No_PP G01 20060101 20101201 No_PP G03 20060201 20110101 No_PP G03 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060101 20101201 No_PP G01 20060201 20110101 No_PP G03 20060101 20101201 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060101 20101201 No_PP G03 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G03 20060301 20110201 No_PP G03 20060301 20110201 No_PP G01 80.00 11.5 360 6.5 TX 79.58 11.875 360 6.375 CA 80.00 11.75 360 5.375 FL 80.00 10.75 360 7.875 TX 70.00 13.25 360 7.875 CO 90.00 13.25 360 6.5 AZ 80.00 11.875 360 6.125 AZ 80.00 11.5 360 7.25 CA 90.00 12.625 360 7 NJ 80.00 12.375 360 7.75 TX 80.00 13.125 360 5.625 CA 75.00 11 360 7.75 MA 80.00 13.125 360 7.25 CO 90.00 12.625 360 6 HI 82.21 11.375 360 6.5 CA 75.00 11.875 360 6.375 AZ 80.00 11.75 360 7.75
0 0.375 95301 Single Family No MI 100038000000000000 4.625 2 First Lien 60 N 20360201 ADN1 126534.99 724.9400469 360 0 0 0.375 77035 PUD No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 464000 2610 360 0 0 0.375 93455 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 620178.99 2971.690994 360 0 0 0.375 32003 PUD No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 63947.99 439.6424313 360 0 0 0.375 77573 Condominium No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 294300 2023.3125 360 0 0 0.375 80504 PUD PMI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 304000 1741.666667 360 0 0 0.375 85024 PUD No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 436000 2361.666667 360 0 0 0.375 85254 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 373499.99 2373.281186 360 0 0 0.375 95330 Single Family PMI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 519999.99 3195.833272 360 0 0 0.375 7306 2-4 Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 386400 2616.25 360 0 0 0.375 75206 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20351201 ADN1 510000 2550 360 0 0 0.375 92128 PUD No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 432000 2925 360 0 0 0.375 2122 2-4 Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 310477.05 1972.822922 360 0 0 0.375 80022 Single Family PMI 100038000000000000 1.875 2 First Lien 60 N 20360101 ADN1 549859.38 2921.127956 360 0 0 0.375 96720 Single Family PMI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 471329.99 2700.328068 360 0 0 0.375 95370 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 484000 2722.5 360 0 0 0.375 86001 Single Family No MI 100038000000000000 1.875 2 First Lien 60 N 20360201 ADN1 99802.41 742.5 360 0 0 0.375
8.125 Austell 100000 20060201 2.25 20110101 N 0 No_PP GROUP II G01 357 7.5 ALBUQUERQUE 201300 20060201 2.25 20110101 Y 120 No_PP GROUP II G03 357 7.5 Leesburg 934400 20060201 2.25 20110101 Y 120 No_PP GROUP II G04 355 6.25 Boston 287000 20051201 2.25 20151101 N 0 No_PP GROUP II G01 359 6.875 Worcester 269000 20060401 2.25 20110301 Y 60 No_PP GROUP II G02 358 7.375 CHICAGO 262400 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 358 7.125 JOLIET 144000 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 7.125 STICKNEY 182800 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 6.875 PEMBROKE PINES 172800 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 6.5 ROMEOVILLE 208000 20060301 2.25 20090201 Y 36 No_PP GROUP II G03 358 6.875 CLARENDON HILLS 1000000 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 356 7.25 MANHATTAN 104000 20060101 2.25 20101201 N 0 No_PP GROUP I G01 355 6.25 HOFFMAN ESTATES 289760 20051201 2.25 20081101 N 0 No_PP GROUP II G02 356 6.875 CHICAGO 120000 20060101 2.25 20101201 N 0 No_PP GROUP II G02 355 7.125 CHICAGO 148000 20051201 2.25 20101101 N 0 No_PP GROUP II G02 356 6.625 NORRIDGE 131520 20060101 2.25 20101201 N 0 No_PP GROUP II G02 355 6.25 AURORA 100720 20051201 2.25 20101101 N 0 No_PP GROUP II G02 355 6.375 CHICAGO
GA 80.00 13.125 360 7.125 NM 80.00 12.5 360 7.125 VA 80.00 12.5 360 6 MA 50.01 11.25 360 6.625 MA 82.77 11.875 360 7.125 IL 80.00 12.375 360 6.875 IL 80.00 12.125 360 6.875 IL 80.00 12.125 360 6.625 FL 80.00 11.875 360 6.25 IL 80.00 12.5 360 6.625 IL 74.21 11.875 360 7 IL 80.00 12.25 360 6 IL 80.00 12.25 360 6.625 IL 80.00 11.875 360 6.875 IL 80.00 12.125 360 6.375 IL 80.00 11.625 360 6 IL 80.00 11.25 360 6.125 IL
30168 No MI 1.875 60 201300 0 0 87121 No MI 1.875 60 934399.99 0 0 20176 No MI 1.875 60 256718.23 0 0 2215 No MI 1.875 120 268933.63 0 0 1606 PMI 2 60 262400 0 0 60630 No MI 2 60 143769.02 0 0 60435 No MI 2 60 182800 0 0 60638 No MI 2 60 172800 0 0 33024 No MI 2 60 208000 0 0 60446 No MI 2 36 1000000 0 0 60514 No MI 2 60 103594.4 0 0 60442 No MI 2 60 288370.94 0 0 60195 No MI 2 36 119593.28 0 0 60612 No MI 2 60 147299.39 0 0 60653 No MI 2 60 131052.03 0 0 60706 No MI 2 60 100237.16 0 0 60505 No MI 2 60 192693.87 0 0 60629
Townhouse N PUD 100057000000000000 First Lien N 20360101 AFL2 5839.999938 360 0.375 Single Family 100102000000000000 1 First Lien N 20360101 AFL2 1767.11 360 0.25 Condominium 1 N 2 First Lien 20351101 AFL2 1540.765589 360 0.25 Single Family 100381000000000000 2 First Lien 20360301 AFL2 1612.666667 360 0.25 Single Family 2 N 20360201 970.15 0.25 Single Family 2 20360201 1085.375 0.25 Single Family 2 N 20360201 990 0.25 Condominium N 2 20360201 1126.666667 0.25 Single Family 2 N 20360201 5729.166667 0.25 Single Family 2 N 20360201 709.46 0.25 Condominium 2 N 20351201 1784.1 0.25 Single Family 2 N 20351101 788.31 0.25 2-4 Family 2 N 20351201 997.1 0.25 Condominium 2 N 20351101 842.13 0.25 Condominium 2 N 20351201 620.15 0.25 Single Family 2 20351101 1207.81 0.25 Single Family First Lien ALT1 360 N First Lien ALT1 360 N 100266000000000000 First Lien 20360101 AFL2 1258.125 360 0.375 1 N
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
First Lien ALT1 360
193600 2.25 N 0 GROUP II 355 6.375 CHICAGO 124000 2.25 N 0 GROUP II 355 6.625 WAUKESHA 272000 2.25 N 0 GROUP II 356 6.875 CHICAGO 206400 2.25 N 0 GROUP II 355 6.25 CICERO 169600 2.25 N 0 GROUP I 357 8 ORLANDO 299988 2.25 Y 120 GROUP I 357 8 SANFORD 189477 2.25 Y 120 GROUP II 357 7.375 WESLEY CHAPEL 181836 2.25 Y 120 GROUP I 357 7.875 ORLANDO 272064 2.25 Y 120 GROUP II 357 6.5 APPLE VALLEY 263500 2.25 Y 120 GROUP II 358 7.25 Saint Louis 98150 2.25 Y 60 GROUP II 358 7.25 Saint Louis 98150 2.25 Y 120 GROUP II 357 7.25 Scottsdale 694100 2.25 Y 120 GROUP II 358 7.375 Surprise 205450 2.25 Y 120 GROUP II 358 7.5 Haddonfield 216000 2.25 Y 120 GROUP II 353 6.375 PALM COAST 432250 2.25 Y 120 GROUP II 353 6.75 PRIOR LAKE 744000 2.25 Y 120 GROUP II 353 6.5 GAITHERSBURG 711750
20051201 20101101 No_PP G02 20051201 20101101 No_PP G01 20051201 20101101 No_PP G02 20060101 20101201 No_PP G02 20051201 20101101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G02 20060201 20110101 No_PP G01 20060201 20110101 No_PP G02 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G03 20060201 20110101 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G04 20051001 20150901 Prepay G04 20051001 20150901 No_PP G04 20051001
80.00 11.375 360 6.125 IL 80.00 11.375 360 6.375 WI 80.00 11.625 360 6.625 IL 80.00 11.875 360 6 IL 80.00 11.25 360 7.625 FL 90.00 13 360 7.625 FL 90.00 13 360 7 FL 80.00 12.375 360 7.5 FL 80.00 12.875 360 6.125 CA 72.50 11.5 360 6.875 MO 65.00 12.25 360 6.875 MO 65.00 12.25 360 6.875 AZ 69.99 12.25 360 7 AZ 80.00 12.375 360 7.125 NJ 80.00 12.5 360 6 FL 65.00 12.375 360 6.375 MN 80.00 12.75 360 6.125 MD 74.92
No MI 2 2 First Lien 60 N 20351101 ALT1 123419.67 773.59 360 0 0 0.25 60623 Single Family No MI 2 2 First Lien 60 N 20351101 ALT1 270786.81 1741.64 360 0 0 0.25 53188 Single Family No MI 2 2 First Lien 60 N 20351101 ALT1 205673.79 1355.9 360 0 0 0.25 60617 Single Family No MI 2 2 First Lien 60 N 20351201 ALT1 168786.99 1044.25 360 0 0 0.25 60804 2-4 Family No MI 2 2 First Lien 60 N 20351101 ALT1 299988 1999.92 360 0 0 0.375 32828 PUD GE Capital MI 100057000000000000 2 1 First Lien 60 N 20360101 AFL2 189477 1263.18 360 0 0 0.375 32771 PUD GE Capital MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 181835.97 1117.533566 360 0 0 0.375 33544 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 272064 1785.42 360 0 0 0.375 32819 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 263500 1427.291667 360 0 0 0.375 92308 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 98150 592.9895833 360 0 0 0.375 63125 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360201 AFL2 98150 592.9895833 360 0 0 0.375 63125 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360201 AFL2 694100 4193.520833 360 0 0 0.375 85262 PUD No MI 100099000000000000 1.875 1 First Lien 60 N 20360101 AFL2 205450 1262.661458 360 0 0 0.375 85379 PUD No MI 1.875 1 First Lien 60 N 20360201 AFL2 216000 1350 360 0 0 0.375 8033 Single Family No MI 100087000000000000 1.875 1 First Lien 60 N 20360201 AFL2 432250 2296.328125 360 0 0 0.375 32137 Condominium No MI 100286000000000000 1.875 2 First Lien 120 N 20350901 ALT1 744000 4185 360 0 0 0.375 55372 Single Family No MI 100286000000000000 1.875 2 First Lien 120 N 20350901 ALT1 711750 3855.3125 360 0 0 0.375 20878 PUD No MI 100286000000000000
2.25 Y
120 GROUP II
20150901 No_PP G04 20051001 20150901 Prepay G02 20060401 20110301 No_PP G02 20060401 20110301 Prepay G01 20060501 20110401 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060201 20110101 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301
12.5 360 6.375 CA 80.00 12.75 360 5.5 VA 80.00 10.875 360 6.625 VA 80.00 12 360 7.5 TN 80.00 12.875 360 7.5 MN 80.00 12.875 360 6.875 MD 78.68 12.25 360 5.5 VA 65.00 10.875 360 6.125 CO 80.00 12.5 360 6.125 NM 80.00 12.5 360 7.375 TX 80.00 12.75 360 7.875 TX 70.00 13.25 360 8 TX 79.98 13.375 360 7.125 VA 79.99 12.5 360 6.5 SC 65.00 12.875 360 7.125 AL 80.00 12.5 360 7.5 OH 76.00 12.875 360 6.375 MA 65.00 12.75 0
1.875 120 424000 0 92701 No MI 1.875
2 N 20350901 2385 0.375 Single Family
First Lien ALT1 360
353 6.75 SANTA ANA 424000 2.25 Y 120 GROUP II 359 5.875 Manassas 294802 2.25 Y 120 GROUP II 359 7 Woodbridge 260000 2.25 Y 120 GROUP I 360 7.875 Antioch 117600 2.25 N 0 GROUP I 359 7.875 Minneapolis 412000 2.25 Y 120 GROUP II 359 7.25 BURTONSVILLE 417000 2.25 Y 120 GROUP II 359 5.875 Manassas 247000 2.25 Y 120 GROUP II 359 6.5 Fort Collins 151540 2.25 Y 120 GROUP II 359 6.5 Rio Rancho 178250 2.25 Y 120 GROUP I 357 7.75 Houston 204000 2.25 Y 60 GROUP I 359 8.25 Killeen 153300 2.25 N 0 GROUP I 359 8.375 ARLINGTON 90700 2.25 N 0 GROUP II 359 7.5 FRED 239900 2.25 Y 120 GROUP II 359 6.875 Hilton Head 188500 2.25 Y 120 GROUP II 359 7.5 SKYLAND 143600 2.25 Y 60 GROUP I 359 7.875 COLUMBUS 62320 2.25 Y 120 GROUP II 359 6.75 Everett 410800 2.25
120 294802 0 0 20111 No MI 1.875 60 260000 0 0 22192 No MI 1.875 60 117600 0 0 37013 No MI 1.875 60 412000 0 0 55446 No MI 1.875 60 417000 0 0 20866 No MI 1.875 60 247000 0 0 20110 No MI 1.875 60 151540 0 0 80524 No MI 1.875 60 178250 0 0 87124 No MI 1.875 60 204000 0 0 77004 No MI 1.875 60 153159.83 0 0 76542 No MI 1.875 60 90643.62 0 0 76018 No MI 1.875 60 239900 0 0 22407 No MI 1.875 60 188500 0 0 29928 No MI 1.875 60 143600 0 0 35405 No MI 1.875 60 62320 0 0 43227 No MI 1.875 60 410800 0 0 2149 No MI 1.875
100286000000000000 First Lien N 20350901 ALT1 1443.301458 360 0.375 Townhouse 100213000000000000 1 First Lien N 20360301 AFL2 1516.666667 360 0.375 Condominium 100213000000000000 1 First Lien N 20360301 AFL2 852.68 360 0.375 Condominium 100213000000000000 1 First Lien N 20360401 AFL2 2703.75 360 0.375 Single Family 100213000000000000 1 First Lien N 20360301 AFL2 2519.375 360 0.375 Condominium 100213000000000000 1 First Lien N 20360301 AFL2 1209.270833 360 0.375 PUD 100213000000000000 1 First Lien N 20360301 AFL2 820.8416667 360 0.375 PUD 100016000000000000 2 First Lien N 20360301 AFL2 965.5208333 360 0.375 PUD 100016000000000000 2 First Lien N 20360301 AFL2 1317.5 360 0.375 2-4 Family 100425000000000000 1 First Lien N 20360101 AFL2 1151.69 360 0.375 2-4 Family 100204000000000000 1 First Lien N 20360301 AFL2 689.39 360 0.375 Single Family 100204000000000000 1 First Lien N 20360301 AFL2 1499.375 360 0.375 Single Family 100196000000000000 1 First Lien N 20360301 AFL2 1079.947917 360 0.375 Condominium 010006100000000000 2 First Lien N 20360301 AFL2 897.5 360 0.375 Single Family 100021000000000000 1 First Lien N 20360301 AFL2 408.975 360 0.375 Single Family 100204000000000000 1 First Lien N 20360301 AFL2 2310.75 360 0.375 2-4 Family 100061000000000000 2 First Lien 2
120 GROUP I 358 8.125 HIALEAH 202390 2.25 Y 120 GROUP I 359 8 MOUNT VERNON 362560 2.25 Y 60 GROUP II 359 7.375 CAPITOL HGTS 180000 2.25 N 0 GROUP II 359 7.5 SAINT AUGUSTINE 233518 2.25 Y 120 GROUP II 358 7.25 Rio Rancho 137600 2.25 Y 120 GROUP I 358 8.125 Washington 240000 2.25 Y 120 GROUP I 358 7.75 INDIAN HEAD 255900 2.25 Y 120 GROUP I 359 8 LOS ANGELES 191250 2.25 N 0 GROUP I 359 7.875 COLUMBUS 120000 2.25 Y 120 GROUP II 358 7.5 LOS ANGELES 400800 2.25 Y 120 GROUP II 359 6.75 American Fork 159250 2.25 Y 120 GROUP II 359 7.625 Silver Spring 122597 2.25 Y 120 GROUP I 358 8.25 KISSIMMEE 340000 2.25 Y 120 GROUP I 359 8.125 WASHINGTON 240000 2.25 Y 120 GROUP I 358 7.875 FONTANA 117250 2.25 Y 120 GROUP II 358 7.5 Southampton 159100 2.25 Y 120 GROUP II 358 7.25 AUSTIN 136500 2.25 N 0
Prepay G01
360 7.75 FL
20060301 20110201 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay
80.00 13.125 360 7.625 NY 80.00 13 360 7 MD 72.00 12.375 360 7.125 FL 75.00 12.5 360 6.875 AZ 79.98 12.25 360 7.75 DC 80.00 13.125 360 7.375 MD 79.99 12.75 360 7.625 CA 75.00 13 360 7.5 OH 80.00 12.875 360 7.125 CA 80.00 12.5 360 6.375 UT 65.00 11.75 360 7.25 MD 75.00 12.625 360 7.875 FL 80.00 13.25 360 7.75 DC 80.00 13.125 360 7.5 CA 70.00 12.875 360 7.125 NJ 79.99 12.5 360 6.875 TX 75.00 12.25 360
N 20360301 AFL2 1370.348958 360 0 0.375 33015 Condominium No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 362560 2417.066667 360 0 0 0.375 10550 2-4 Family No MI 100271000000000000 1.875 1 First Lien 60 N 20360301 AFL2 179863.03 1243.22 360 0 0 0.375 20743 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360301 AFL2 233518 1459.4875 360 0 0 0.375 32092 PUD No MI 100213000000000000 1.875 1 First Lien 60 N 20360301 AFL2 137600 831.3333333 360 0 0 0.375 87144 PUD No MI 100071000000000000 1.875 1 First Lien 60 N 20360201 AFL2 239939.34 1624.589281 360 0 0 0.375 20018 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 255900 1652.6875 360 0 0 0.375 20640 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 191121.68 1403.32 360 0 0 0.375 90011 Single Family No MI 100311000000000000 1.875 1 First Lien 60 N 20360301 AFL2 120000 787.5 360 0 0 0.375 43202 Single Family No MI 100066000000000000 1.875 1 First Lien 60 N 20360301 AFL2 400800 2505 360 0 0 0.375 90011 2-4 Family No MI 100311000000000000 1.875 1 First Lien 60 N 20360201 AFL2 159250 895.78125 360 0 0 0.375 84003 2-4 Family No MI 100099230601060031.875 1 First Lien 60 N 20360301 AFL2 122597 779.0017708 360 0 0 0.375 20910 Condominium No MI 100218000000000000 1.875 1 First Lien 60 N 20360301 AFL2 340000 2337.5 360 0 0 0.375 34747 Condominium No MI 1.875 1 First Lien 60 N 20360201 AFL2 240000 1625 360 0 0 0.375 20011 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360301 AFL2 117250 769.453125 360 0 0 0.375 92335 Condominium No MI 100240000000000000 1.875 1 First Lien 60 N 20360201 AFL2 159100 994.375 360 0 0 0.375 8088 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 136286.39 931.17 360 0 0 0.375 78734 2-4 Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360201 AFL2 0
60 202390
GROUP I 358 8.25 Chesterfield 172000 2.25 N 0 GROUP II 359 7.625 VICTORVILLE 220500 2.25 Y 120 GROUP II 358 7.25 AUSTIN 71800 2.25 N 0 GROUP II 359 7.125 CHARLESTON 812500 2.25 Y 120 GROUP I 359 8.125 TAMPA 96000 2.25 Y 120 GROUP I 358 6 NORTH OCEAN CITY 185000 2.25 Y 120 GROUP II 359 7.5 Casa Grande 240000 2.25 Y 120 GROUP II 358 7.375 Red Bluff 167600 2.25 Y 120 GROUP I 359 8.25 BATTLE CREEK 60000 2.25 Y 120 GROUP I 359 8.25 BATTLE CREEK 60000 2.25 Y 120 GROUP II 359 7.25 San Jacinto 236000 2.25 Y 120 GROUP I 358 7.75 COLUMBUS 60000 2.25 Y 120 GROUP II 359 7.5 Casa Grande 252000 2.25 Y 120 GROUP II 358 6.5 MANASSAS PARK 239700 2.25 Y 120 GROUP II 358 7.375 Barstow 132750 2.25 Y 120 GROUP I 359 8 CHANDLER 273000 2.25 Y 120 GROUP I 358 7.75 Queen Creek 208480 2.25 Y 120 GROUP II
G01 7.875 VA 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G03 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060301 20090201 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 80.00 13.25 360 7.25 CA 70.00 12.625 360 6.875 TX 79.96 12.25 360 6.75 SC 65.00 13.125 360 7.75 FL 80.00 13.125 360 5.625 MD 46.13 12 360 7.125 AZ 80.00 12.5 360 7 CA 80.00 12.375 360 7.875 MI 80.00 13.25 360 7.875 MI 80.00 13.25 360 6.875 CA 80.00 12.25 360 7.375 OH 80.00 12.75 360 7.125 AZ 80.00 12.5 360 6.125 VA 75.00 11.5 360 7 CA 75.00 12.375 360 7.625 AZ 70.00 13 360 7.375 AZ 80.00 12.75 360
171779.89 1292.18 360 0 0 0.375 23832 PUD No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 220500 1401.09375 360 0 0 0.375 92394 Single Family No MI 1002404-0602051325 1.875 1 First Lien 60 N 20360301 AFL2 71687.64 489.8 360 0 0 0.375 78724 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 812500 4824.21875 360 0 0 0.375 29492 PUD No MI 1000606-7700257040 1.875 2 First Lien 60 N 20360301 AFL2 96000 650 360 0 0 0.375 33612 Single Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360301 AFL2 183847.67 919.23835 360 0 0 0.375 21842 Single Family No MI 1.875 1 First Lien 36 N 20360201 AFL2 240000 1500 360 0 0 0.375 85222 PUD No MI 100041000000000000 1.875 1 First Lien 60 N 20360301 AFL2 167600 1030.041667 360 0 0 0.375 96080 Single Family No MI 100041000000000000 1.875 1 First Lien 60 N 20360201 AFL2 60000 412.5 360 0 0 0.375 49014 Single Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360301 AFL2 60000 412.5 360 0 0 0.375 49017 Single Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360301 AFL2 236000 1425.833333 360 0 0 0.375 92583 Single Family No MI 100070000000000000 1.875 1 First Lien 60 N 20360301 AFL2 60000 387.5 360 0 0 0.375 43219 Single Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360201 AFL2 252000 1575 360 0 0 0.375 85222 PUD No MI 100041000000000000 1.875 1 First Lien 60 N 20360301 AFL2 239700 1298.375 360 0 0 0.375 20111 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 132750 815.859375 360 0 0 0.375 92311 Single Family No MI 100041000000000000 1.875 1 First Lien 60 N 20360201 AFL2 273000 1820 360 0 0 0.375 85249 PUD No MI 100240000000000000 1.875 1 First Lien 60 N 20360301 AFL2 208480 1346.433333 360 0 0 0.375 85242 PUD No MI 100189000000000000 1.875 1 First Lien 60 N 20360201 AFL2 80340 410.06875 360
359 6.125 Winston Salem 80340 2.25 Y 120 GROUP I 359 7.75 CRESCENT CITY 76500 2.25 Y 120 GROUP II 359 6.875 ROSAMOND 129500 2.25 Y 120 GROUP I 359 8 BALTIMORE 72000 2.25 Y 120 GROUP I 358 7.875 Queen Creek 189738 2.25 Y 120 GROUP II 358 7.5 Oak Brook 199500 2.25 Y 120 GROUP I 358 7.875 PALM BAY 188548 2.25 Y 120 GROUP I 359 7.875 PRINCEVILLE 780000 2.25 Y 120 GROUP II 358 7.5 MODESTO 226200 2.25 Y 120 GROUP I 359 7.875 Clermont 278400 2.25 Y 120 GROUP II 359 7.625 CHICAGO 254250 2.25 Y 120 GROUP II 359 7.5 Queen Creek 272000 2.25 Y 120 GROUP II 359 7.5 Phoenix 271900 2.25 Y 120 GROUP I 359 7.25 LOS ANGELES 243750 2.25 Y 120 GROUP I 359 7.75 Chicago 114450 2.25 Y 120 GROUP II 359 7 Bluffton 51950 2.25 Y 120 GROUP II 358 7.625 GARNER 248000 2.25 Y 120 GROUP II 359
5.75 NC 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 65.00 11.125 360 7.375 FL 75.00 12.75 360 6.5 CA 70.00 11.875 360 7.625 MD 80.00 13 360 7.5 AZ 80.00 12.875 360 7.125 IL 70.00 12.5 360 7.5 FL 80.00 12.875 360 7.5 HI 80.00 12.875 360 7.125 CA 80.00 12.5 360 7.5 FL 80.00 12.875 360 7.25 IL 75.00 12.625 360 7.125 AZ 80.00 12.5 360 7.125 AZ 79.99 12.5 360 6.875 CA 75.00 12.25 360 7.375 IL 69.97 12.75 360 6.625 SC 64.94 13 360 7.25 NC 80.00 12.625 360 7.25
0 0.375 27103 Single Family No MI 100066000000000000 1.875 1 First Lien 60 N 20360301 AFL2 76500 494.0625 360 0 0.375 32112 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360301 AFL2 129500 741.9270833 360 0 0.375 93560 Single Family No MI 100240000000000000 1.875 1 First Lien 60 N 20360301 AFL2 72000 480 360 0 0.375 21226 Townhouse No MI 100213000000000000 1.875 1 First Lien 60 N 20360301 AFL2 189738 1245.155625 360 0 0.375 85242 PUD No MI 100071000000000000 1.875 1 First Lien 60 N 20360201 AFL2 199500 1246.875 360 0 0.375 60523 Condominium No MI 100113000000000000 1.875 1 First Lien 60 N 20360201 AFL2 188548 1237.34625 360 0 0.375 32908 Single Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360201 AFL2 780000 5118.75 360 0 0.375 96722 Condominium No MI 100204000000000000 1.875 1 First Lien 60 N 20360301 AFL2 226200 1413.75 360 0 0.375 95354 PUD No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 278400 1827 360 0 0.375 34711 PUD No MI 100218000000000000 1.875 1 First Lien 60 N 20360301 AFL2 254250 1615.546875 360 0 0.375 60641 Single Family No MI 100196000000000000 1.875 1 First Lien 60 N 20360301 AFL2 272000 1700 360 0 0.375 85242 PUD No MI 100041000000000000 1.875 1 First Lien 60 N 20360301 AFL2 271900 1699.375 360 0 0.375 85037 PUD No MI 100041000000000000 1.875 1 First Lien 60 N 20360301 AFL2 243750 1472.65625 360 0 0.375 90042 Single Family No MI 100240000000000000 1.875 1 First Lien 60 N 20360301 AFL2 114450 739.15625 360 0 0.375 60605 Condominium No MI 100196000000000000 1.875 1 First Lien 60 N 20360301 AFL2 51950 303.0416667 360 0 0.375 29910 Condominium No MI 100061000000000000 1.875 2 First Lien 60 N 20360301 AFL2 248000 1575.833333 360 0 0.375 27529 PUD No MI 100204000000000000 1.875 1 First Lien 60 N 20360201 AFL2 100000 635.4166667 360 0 0.375
7.625 YUMA 100000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.25 MIAMI 354300 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 7.875 Glendale 87200 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 7.75 NORTH LAS VEGAS 192000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.25 Huntsville 123120 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 8.375 CLEVELAND HEIGHTS 88000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.25 PINELLAS PARK 183850 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.875 Salt Lake Cty 168750 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.75 Germantown 140000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7 Hilton Head Island 393250 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7 Salt Lake City 176066 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.375 BALTIMORE 240000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 6.5 Winston Salem 88320 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 7.75 Orem 101250 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.375 Sterling 360000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6.5 NORFOLK 111200 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 Salt Lake Cty 225600 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 338 5.375 HOSCHTON
AZ 80.00 12.625 360 7.875 FL 80.00 13.25 360 7.5 AZ 80.00 12.875 360 7.375 NV 80.00 12.75 360 7.875 AL 80.00 13.25 360 8 OH 80.00 13.375 360 7.875 FL 74.98 13.25 360 7.5 UT 75.00 12.875 360 6.375 MD 70.00 11.75 360 6.625 SC 65.00 12 360 6.625 UT 65.00 12 360 8 MD 80.00 13.375 360 6.125 NC 80.00 11.5 360 7.375 UT 75.00 12.75 360 7 VA 80.00 12.375 360 6.125 VA 80.00 11.5 360 7.375 UT 80.00 12.75 360 5 GA
85364 Single Family No MI 100071000000000000 1.875 1 First Lien 60 N 20360301 AFL2 354300 2435.8125 360 0 0 0.375 33133 Condominium No MI 100204000000000000 1.875 1 First Lien 60 N 20360301 AFL2 87200 572.25 360 0 0 0.375 85301 Condominium No MI 100041000000000000 1.875 1 First Lien 60 N 20360201 AFL2 192000 1240 360 0 0 0.375 89032 PUD No MI 100204000000000000 1.875 1 First Lien 60 N 20360301 AFL2 123041.49 924.96 360 0 0 0.375 35824 Single Family No MI 100136000000000000 1.875 1 First Lien 60 N 20360301 AFL2 88000 614.1666667 360 0 0 0.375 44118 2-4 Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360301 AFL2 183850 1263.96875 360 0 0 0.375 33709 PUD No MI 100196000000000000 1.875 1 First Lien 60 N 20360301 AFL2 168750 1107.421875 360 0 0 0.375 84124 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360301 AFL2 140000 787.5 360 0 0 0.375 20876 Condominium No MI 100007000000000000 1.875 1 First Lien 60 N 20360301 AFL2 393250 2293.958333 360 0 0 0.375 29928 PUD No MI 1000606-7700257673 1.875 1 First Lien 60 N 20360301 AFL2 176066 1027.051667 360 0 0 0.375 84116 2-4 Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360301 AFL2 240000 1675 360 0 0 0.375 21218 2-4 Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360301 AFL2 88320 478.4 360 0 0 0.375 27104 Single Family No MI 100066000000000000 1.875 1 First Lien 60 N 20360201 AFL2 101250 653.90625 360 0 0 0.375 84058 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360301 AFL2 360000 2212.5 360 0 0 0.375 20164 Single Family No MI 100218000000000000 1.875 1 First Lien 60 N 20360301 AFL2 111169.65 602.1689375 360 0 0 0.375 23504 Single Family No MI 100021000000000000 1.875 1 First Lien 60 N 20360301 AFL2 225600 1457 360 0 0 0.375 84116 2-4 Family No MI 100010000000000000 1.875 1 First Lien 60 N 20360301 AFL2 219518.98 983.2620979 360 0 0 0.375 30548 Single Family
220000 2.25 Y
120 GROUP I
20040701 20060601 No_PP G01 20060201 20110101 Prepay G01 20051101 20101001 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G02 20060501 20110401 No_PP G02 20060401 20110301 Prepay G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 Prepay G02 20060501 20110401 No_PP G01 20050801 20070701 No_PP G01 20051001 20070901 No_PP G01 20050901 20070801 No_PP G01 20051001 20070901 No_PP G01 20050901
76.39 10.375 360 7.75 GA 80.00 13.125 360 7 GA 80.00 13.375 360 7 CA 70.00 12.375 360 7.375 VA 75.00 12.75 360 6.875 NJ 80.00 12.25 360 7.5 TN 80.00 12.875 360 6.875 VA 70.00 12.25 360 7.375 GA 80.00 12.75 360 6.75 MD 80.00 12.125 360 7.375 MD 78.83 12.75 360 6 FL 56.60 12.375 360 7.125 MD 80.00 12.5 360 6.375 VA 80.00 12.75 360 5.5 WA 80.00 11.875 360 5.125 NH 80.00 11.5 360 6.625 GA 80.00 13 360 5.75 GA 80.00
357 8.125 Monroe 240000 2.25 Y 60 GROUP II 354 7.375 East Point 100800 2.25 Y 120 GROUP II 357 7.375 BURBANK 409500 2.25 Y 120 GROUP I 357 7.75 BRISTOW 539185 2.25 Y 120 GROUP II 360 7.25 Paterson 304000 2.25 Y 60 GROUP II 359 7.875 La Vergne 123352 2.25 N 0 GROUP II 359 7.25 Annandale 406000 2.25 Y 120 GROUP II 359 7.75 Lawrenceville 264000 2.25 Y 120 GROUP II 359 7.125 Silver Spring 243200 2.25 Y 120 GROUP II 359 7.75 Fulton 417000 2.25 Y 120 GROUP II 359 6.375 Fort Myers 380000 2.25 Y 120 GROUP II 360 7.5 Upper Marlboro 323560 2.25 Y 120 GROUP I 351 6.75 LINDEN 234800 2.75 Y 120 GROUP I 353 5.875 BELLEVUE 357500 2.75 Y 120 GROUP I 352 5.5 MANCHESTER 228000 2.75 Y 120 GROUP I 353 7 LOGANVILLE 154000 2.75 Y 120 GROUP I 352 6.125 SNELLVILLE 137520
No MI 100030000000000000 2 1 First Lien 24 N 20340601 ALT1 240000 1625 360 0 0 0.375 30655 2-4 Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360101 AFL2 100800 619.5 360 0 0 0.375 30344 Single Family No MI 100039000000000000 1.875 2 First Lien 60 N 20351001 AFL2 409500 2516.71875 360 0 0 0.375 91502 Condominium No MI 100022000000000000 1.875 1 First Lien 60 N 20360101 AFL2 539185 3482.236458 360 0 0 0.375 20136 PUD No MI 100213000000000000 1.875 1 First Lien 60 N 20360101 AFL2 304000 1836.666667 360 0 0 0.375 7504 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360401 AFL2 123267.11 894.39 360 0 0 0.375 37086 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360301 AFL2 406000 2452.916667 360 0 0 0.375 22003 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360301 AFL2 264000 1705 360 0 0 0.375 30045 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360301 AFL2 243200 1444 360 0 0 0.375 20904 Condominium No MI 100213000000000000 1.875 1 First Lien 60 N 20360301 AFL2 417000 2693.125 360 0 0 0.375 20759 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360301 AFL2 380000 2018.75 360 0 0 0.375 33908 PUD No MI 100016000000000000 1.875 2 First Lien 60 N 20360301 AFL2 323560 2022.25 360 0 0 0.375 20774 PUD No MI 100213000000000000 1.875 1 First Lien 60 N 20360401 AFL2 234800 1320.75 360 0 0 0.375 22642 Single Family No MI 100030000000000000 1.875 2 First Lien 24 N 20350701 ALT1 357500 1750.260417 360 0 0 0.375 98007 Single Family No MI 100030000000000000 2.375 2 First Lien 24 N 20350901 ALT1 228000 1045 360 0 0 0.375 3104 2-4 Family No MI 100030000000000000 2.375 2 First Lien 24 N 20350801 ALT1 154000 898.3333333 360 0 0 0.375 30052 PUD No MI 100030000000000000 2.375 2 First Lien 24 N 20350901 ALT1 137420 701.4145833 360 0 0 0.375 30039 PUD No MI 100030000000000000
2.75 Y
120 GROUP I
20070801 No_PP G01
360
347 6.375 ATLANTA 580000 20050401 3 20070301 Y 24 No_PP GROUP I G01 352 7 LOGANVILLE 214800 20050901 2.75 20070801 Y 120 No_PP GROUP I G01 350 7.5 MESA 111900 20050701 2.75 20070601 N 0 No_PP GROUP I G01 339 5.875 SNELLVILLE 101500 20040801 2.625 20060701 Y 24 No_PP GROUP II G02 359 7.125 Arlington 416000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.375 Wells 320000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 340 5.5 MONROE 158100 20040901 2.625 20060801 Y 24 No_PP GROUP I G01 354 7.5 KISSIMMEE 293550 20051101 2.75 20071001 N 0 No_PP GROUP I G01 359 8.375 Detroit 80320 20060401 2.25 20110301 N 0 No_PP GROUP I G01 340 5.5 MONROE 135500 20040901 2.625 20060801 Y 24 No_PP GROUP II G02 359 6.375 Hanford 246649 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.25 Snohomish 200000 20060401 2.75 20110301 Y 120 Prepay GROUP I G01 359 7.75 Myrtle Beach 149120 20060401 2.75 20110301 Y 120 No_PP GROUP I G01 360 8 Decatur 232000 20060501 2.25 20110401 Y 120 Prepay GROUP II G02 359 7.125 Atlanta 101000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.875 Eatonton 264000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 360 7.625 Fairburn 144800 20060501 2.25 20110401
74.84 360
80.00 360
79.99 360
79.98 360
80.00 360
77.11 360
85.00 360
95.00 360
80.00 360
82.37 360
80.00 360
45.45 360
80.00 360
80.00 360
72.14 360
80.00 360
80.00
2 First Lien 20350801 ALT1 3081.25 360 6 0 0 0.375 GA 30342 Single Family No MI 100030000000000000 11.375 2.375 1 First Lien 24 N 20350301 ALT1 214800 1253 360 6.625 0 0 0.375 GA 30052 Single Family No MI 100030000000000000 13 2.625 2 First Lien 24 N 20350801 ALT1 111001.14 782.42 360 7.125 0 0 0.375 AZ 85208 Single Family No MI 100030000000000000 13.5 2.375 2 First Lien 24 N 20350601 ALT1 101496.65 496.9106823 360 5.5 0 0 0.375 GA 30039 Single Family No MI 100030000000000000 10.875 2.375 1 First Lien 24 N 20340701 ALT1 416000 2470 360 6.75 0 0 0.375 VA 22207 Single Family No MI 100213000000000000 12.125 2.25 1 First Lien 60 N 20360301 AFL2 320000 1700 360 6 0 0 0.375 ME 4090 Single Family No MI 100213000000000000 11.375 1.875 1 First Lien 60 N 20360301 AFL2 157990.48 724.1230333 360 5.125 0 0 0.375 GA 30655 Single Family PMI 100030000000000000 10.5 1.875 1 First Lien 24 N 20340801 ALT1 292222.3 2052.54 360 7.125 0 0 0.375 FL 34747 Single Family Mortgage Guaranty In 100030000000000000 13.5 2.25 2 First Lien 24 N 20351001 ALT1 80270.08 610.49 360 8 0 0 0.375 MI 48207 Single Family No MI 100213000000000000 13.375 2.375 1 First Lien 60 N 20360301 AFL2 135500 621.0416667 360 5.125 0 0 0.375 GA 30655 Single Family Mortgage Guaranty In 100030000000000000 10.5 1.875 1 First Lien 24 N 20340801 ALT1 246649 1310.322813 360 6 0 0 0.375 CA 93230 Single Family No MI 100016000000000000 12.375 2.25 2 First Lien 60 N 20360301 AFL2 200000 1041.666667 360 5.875 0 0 0.375 WA 98290 Single Family No MI 100016000000000000 12.25 1.875 2 First Lien 60 N 20360301 AFL2 149120 963.0666667 360 7.375 0 0 0.375 SC 29588 PUD No MI 100016000000000000 13.75 2.375 2 First Lien 60 N 20360301 AFL2 232000 1546.666667 360 7.625 0 0 0.375 GA 30032 Single Family No MI 100149000000000000 13 2.375 1 First Lien 60 N 20360401 AFL2 101000 599.6875 360 6.75 0 0 0.375 GA 30315 Single Family No MI 100149000000000000 12.125 1.875 1 First Lien 60 N 20360301 AFL2 264000 1512.5 360 6.5 0 0 0.375 GA 31024 Single Family No MI 100149000000000000 11.875 1.875 1 First Lien 60 N 20360301 AFL2 144800 920.0833333 360 7.25 0 0 0.375 GA 30213 Single Family No MI 001001490000000000 12.625 1.875 1 First Lien N
12.125
2.375 24 580000
120 No_PP GROUP II G02 360 7.125 Ooltewah 127680 20060501 2.25 20110401 Y 120 No_PP GROUP I G01 360 9 Zanesville 77600 20060501 2.25 20110401 N 0 Prepay GROUP I G01 351 5.625 SMYRNA 112500 20050801 2.75 20070701 Y 120 No_PP GROUP I G01 352 6.875 ATLANTA 216000 20050901 2.75 20070801 N 0 No_PP GROUP I G01 360 8.375 FORT WORTH 51960 20060501 2.25 20110401 N 0 Prepay GROUP I G01 353 6 HIGHLANDS RANCH 119600 20051001 2.75 20100901 Y 120 No_PP GROUP II G02 359 5.999 Fontana 268000 20060401 2.25 20090301 Y 120 No_PP GROUP II G02 360 6.875 Waco 73600 20060501 2.25 20110401 N 0 Prepay GROUP I G01 360 7.5 Mesa 140000 20060501 2.25 20110401 Y 120 Prepay GROUP II G02 357 7.25 North Ridgeville 114000 20060201 2.75 20110101 N 0 No_PP GROUP I G01 360 8 Dumfries 208000 20060501 2.25 20110401 Y 120 No_PP GROUP I G01 360 8.5 Hilton Head Island 304000 20060501 2.25 20110401 Y 120 No_PP GROUP II G02 360 7.75 LAKE ARROWHEAD 264000 20060501 2.25 20110401 Y 120 Prepay GROUP II G02 360 7 CHANDLER 140800 20060501 2.25 20110401 Y 120 Prepay GROUP II G02 359 8.125 Villa Rica 90260 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.75 MCDONOUGH 89900 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.375 Lula 114320 20060401 2.25 20110301 Y 120 No_PP
360
80.00 360
80.00 360
90.00 360
80.00 360
80.00 360
79.21 360
63.06 360
80.00 360
80.00 360
75.00 360
80.00 360
73.79 360
80.00 360
80.00 360
80.00 360
78.24 360
80.00 360
N 20360401 AFL2 758.1 360 0 0.375 TN 37363 Single Family No MI 100229000000000000 13.125 1.875 2 First Lien 60 N 20360401 AFL2 77600 624.39 360 8.625 0 0 0.375 OH 43701 Single Family No MI 14 1.875 1 First Lien 60 N 20360401 AFL2 112500 527.34375 360 5.25 0 0 0.375 GA 30082 Single Family Mortgage Guaranty In 100030000000000000 11.625 1.875 2 First Lien 24 N 20350701 ALT1 214518.79 1418.97 360 6.5 0 0 0.375 GA 30315 Single Family No MI 100030000000000000 12.875 2.375 2 First Lien 24 N 20350801 ALT1 51960 394.93 360 8 0 0 0.375 TX 76115 Single Family No MI 100199000000000000 13.375 2.375 1 First Lien 60 N 20360401 AFL2 119600 598 360 5.625 0 0 0.375 CO 80126 Condominium No MI 100030000000000000 12 1.875 2 First Lien 60 N 20350901 ALT1 268000 1339.776667 360 5.624 0 0 0.375 CA 92336 2-4 Family No MI 100046000000000000 11 2.375 1 First Lien 36 N 20360301 AFL2 73600 483.5 360 6.5 0 0 0.375 TX 76706 Single Family No MI 100074000000000000 11.875 1.875 1 First Lien 60 N 20360401 AFL2 140000 875 360 7.125 0 0 0.375 AZ 85204 Townhouse No MI 100183000000000000 12.5 1.875 1 First Lien 60 N 20360401 AFL2 113731.59 777.68 360 6.875 0 0 0.375 OH 44039 Single Family No MI 100246000000000000 12.25 1.875 1 First Lien 60 N 20360101 AFL2 208000 1386.666667 360 7.625 0 0 0.375 VA 22026 Single Family No MI 100218000000000000 13 2.375 1 First Lien 60 N 20360401 AFL2 304000 2153.333333 360 8.125 0 0 0.375 SC 29928 Condominium No MI 100229000000000000 14.5 1.875 2 First Lien 60 N 20360401 AFL2 264000 1705 360 7.375 0 0 0.375 CA 92352 Single Family No MI 100183000000000000 13.75 1.875 2 First Lien 60 N 20360401 AFL2 140800 821.3333333 360 6.625 0 0 0.375 AZ 85225 Condominium No MI 100183000000000000 12 1.875 1 First Lien 60 N 20360401 AFL2 90260 611.1354167 360 7.75 0 0 0.375 GA 30180 PUD No MI 100032000000000000 13.125 1.875 1 First Lien 60 N 20360301 AFL2 89900 505.6875 360 6.375 0 0 0.375 GA 30252 PUD No MI 100032000000000000 11.75 1.875 1 First Lien 60 N 20360301 AFL2 114320 702.5916667 360 7 0 0 0.375 GA 30554 Single Family No MI 100032000000000000 12.375 1.875 1 First Lien 60 N 20360301 AFL2 6.75 0
60 127680
GROUP II G02 359 7.5 Stockbridge 78880 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.75 Marietta 91200 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 360 7.625 FORT MYERS 359250 20060501 2.25 20110401 Y 60 Prepay GROUP II G02 359 6.875 COLLEGE PARK 133120 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 360 7 Portland 192150 20060501 2.25 20110401 Y 120 Prepay GROUP II G02 360 7.25 Baltimore 214900 20060501 2.25 20110401 Y 120 No_PP GROUP II G02 360 6.875 Spokane Valley 181600 20060501 2.25 20110401 Y 120 Prepay GROUP I G01 359 8 ATLANTA 142000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 358 7.125 SPRING HILL 162319 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 359 6.5 Burlington 122000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.375 Lake Elsinore 339992 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.125 AURORA 272000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 360 6 CUMMING 131920 20060501 2.25 20110401 Y 120 No_PP GROUP I G01 360 8.375 Brighton 224000 20060501 2.25 20110401 Y 60 Prepay GROUP II G02 360 7.375 Fort Lauderdale 210000 20060501 2.25 20110401 Y 60 Prepay GROUP II G02 360 7.5 Bolingbrook 122800 20060501 2.25 20110401 Y 120 Prepay GROUP I G01 360 8.375 MARIETTA 236000 20060501 2.25 20110401 Y 120 Prepay GROUP I G01
78880 7.125 GA 80.00 12.5 360 7.375 GA 80.00 12.75 360 7.25 FL 74.07 12.625 360 6.5 GA 80.00 11.875 360 6.625 OR 70.00 12 360 6.875 MD 74.97 12.25 360 6.5 WA 80.00 11.875 360 7.625 GA 80.00 13 360 6.75 FL 80.00 12.125 360 6.125 VT 58.37 12.5 360 6 CA 80.00 12.375 360 6.75 CO 80.00 12.125 360 5.625 GA 80.00 11 360 8 MI 80.00 13.375 360 7 FL 75.00 12.375 360 7.125 IL 80.00 12.5 360 8 GA 80.00 13.375 360 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 30008 No MI 1.875 60 359250 0 33903 No MI 1.875 60 133120 0 30349 No MI 1.875 60 192150 0 97218 No MI 1.875 60 214900 0 21217 No MI 1.875 60 181600 0 99216 No MI 1.875 60 142000 0 30327 No MI 1.875 60 162319 0 34606 No MI 1.875 60 122000 0 5401 No MI 1.875 60 339992 0 92532 No MI 1.875 60 272000 0 80018 No MI 1.875 60 131920 0 30040 No MI 1.875 60 224000 0 48114 No MI 1.875 60 210000 0 33321 No MI 1.875 60 122800 0 60440 No MI 1.875 60 236000 0 30008 No MI 1.875 60 118300 0 30281 No MI 1.875 60 91200 0 0
493 0.375 Single Family 1 N 0.375 Single Family 20360301 589
360 100032000000000000 First Lien AFL2 360
100032000000000000 First Lien 20360301 AFL2 2282.734375 360 0.375 Single Family 100061000000000000 1 First Lien N 20360401 AFL2 762.6666667 360 0.375 Single Family 100017000000000000 1 First Lien N 20360301 AFL2 1120.875 360 0.375 Single Family 100414000000000000 1 First Lien N 20360401 AFL2 1298.354167 360 0.375 Townhouse 010021800000000000 1 First Lien N 20360401 AFL2 1040.416667 360 0.375 Single Family 100017000000000000 1 First Lien N 20360401 AFL2 946.6666667 360 0.375 Condominium 100017000000000000 1 First Lien N 20360301 AFL2 963.7690625 360 0.375 Single Family 100017000000000000 1 First Lien N 20360201 AFL2 660.8333333 360 0.375 Single Family 100016000000000000 2 First Lien N 20360301 AFL2 1806.2075 360 0.375 PUD 100016000000000000 2 First Lien N 20360301 AFL2 1615 360 0.375 PUD 100125000000000000 1 First Lien N 20360301 AFL2 659.6 360 0.375 Single Family 100185000000000000 1 First Lien N 20360401 AFL2 1563.333333 360 0.375 Single Family 100185000000000000 1 First Lien N 20360401 AFL2 1290.625 360 0.375 PUD 100234000000000000 1 First Lien N 20360401 AFL2 767.5 360 0.375 Single Family 100185000000000000 1 First Lien N 20360401 AFL2 1647.083333 360 0.375 2-4 Family 100185000000000000 1 First Lien N 20360401 AFL2 776.34375 360 1 N
360 7.875 Denver 118300 20060501 2.25 20110401 Y 120 Prepay GROUP II G03 357 7.375 Corona 479850 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 8.125 Pleasantville 166250 20060201 2.25 20110101 N 0 No_PP GROUP II G01 358 6.75 Hilton Head Island 110000 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 7.25 LOS GATOS 1755000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 6.875 Sylmar 276000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.375 DENTON 110650 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 360 7.75 DENVER 150000 20060501 2.25 20110401 Y 120 Prepay GROUP II G02 359 7.125 Kingman 356000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 360 7.625 VALRICO 215920 20060501 2.25 20110401 Y 120 No_PP GROUP I G01 360 8 OMAHA 94500 20060501 2.25 20110401 Y 120 Prepay GROUP II G02 359 6.875 Port St Lucie 245552 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 360 6.5 LAS VEGAS 142000 20060501 2.25 20110401 Y 60 Prepay GROUP II G02 359 6.5 Las Vegas 259936 20060401 2.75 20110301 Y 120 Prepay GROUP II G02 359 7.125 Palm Beach Gardens 364000 20060401 2.75 20110301 Y 120 Prepay GROUP I G01 360 7.375 COOLIDGE 240504 20060501 2.25 20110401 Y 120 No_PP GROUP II G02 359 6.125 Glendale 150000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359
7.5 CO 70.00 12.875 360 7 CA 79.99 12.375 360 7.75 NJ 95.00 13.125 360 6.375 SC 61.11 11.75 360 6.875 CA 65.00 12.25 360 6.5 CA 80.00 12.875 360 7 TX 79.98 13.375 360 7.375 CO 75.00 12.75 360 6.75 AZ 80.00 13.125 360 7.25 FL 80.00 12.625 360 7.625 NE 75.00 13 360 6.5 FL 80.00 12.875 360 6.125 NV 74.74 11.5 360 6.125 NV 80.00 12.5 360 6.75 FL 80.00 13.125 360 7 AZ 80.00 12.375 360 5.75 AZ 49.20 12.125 360 5.625
0 0.375 80219 2-4 Family No MI 100113000000000000 1.875 2 First Lien 60 N 20360401 AFL2 479850 2949.078125 360 0 0 0.375 92880 Single Family No MI 100209000000000000 1.875 1 First Lien 60 N 20360101 AFL2 165921.5 1234.41 360 0 0 0.375 8232 Single Family Republic MIC 100234000000000000 1.875 1 First Lien 60 N 20360101 AFL2 11000 61.875 360 0 0 0.375 29928 Condominium No MI 1.875 1 First Lien 60 N 20360201 AFL2 1755000 10603.125 360 0 0 0.375 95030 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 276000 1581.25 360 0 0 0.375 91342 Condominium No MI 100034000000000000 1.875 2 First Lien 60 N 20360301 AFL2 110650 680.0364583 360 0 0 0.375 76227 PUD No MI 100034000000000000 1.875 2 First Lien 60 N 20360301 AFL2 150000 968.75 360 0 0 0.375 80249 PUD No MI 100400000000000000 1.875 1 First Lien 60 N 20360401 AFL2 356000 2113.75 360 0 0 0.375 86401 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360301 AFL2 215920 1371.991667 360 0 0 0.375 33594 Single Family No MI 100058000000000000 1.875 1 First Lien 60 N 20360401 AFL2 94500 630 360 0 0 0.375 68104 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360401 AFL2 245552 1406.808333 360 0 0 0.375 34953 PUD No MI 100016000000000000 1.875 2 First Lien 60 N 20360301 AFL2 142000 769.1666667 360 0 0 0.375 89106 2-4 Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360401 AFL2 259936 1407.986667 360 0 0 0.375 89139 PUD No MI 100016000000000000 1.875 2 First Lien 60 N 20360301 AFL2 364000 2161.25 360 0 0 0.375 33418 PUD No MI 100016000000000000 2.375 2 First Lien 60 N 20360301 AFL2 240504 1478.0975 360 0 0 0.375 85228 PUD No MI 100057000000000000 2.375 1 First Lien 60 N 20360401 AFL2 150000 765.625 360 0 0 0.375 85308 PUD No MI 100034000000000000 1.875 2 First Lien 60 N 20360301 AFL2 384000 1920 360 0 0 0.375
6 Plymouth 384000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6.375 Puyallup 232000 20060401 2.75 20110301 Y 120 Prepay GROUP II G01 359 7.5 Miami 392000 20060401 2.75 20110301 Y 120 Prepay GROUP II G01 359 6.875 Jupiter 269728 20060401 2.75 20110301 Y 120 Prepay GROUP II G02 360 7 Warrenton 140700 20060501 2.25 20110401 Y 120 Prepay GROUP I G01 359 6.125 STEPHENSON 426752 20060401 2.375 20080301 Y 120 No_PP GROUP II G01 359 6.875 Las Vegas 248311 20060401 2.25 20110301 N 0 Prepay GROUP II G02 360 7.625 DELTONA 220800 20060501 2.25 20110401 Y 120 Prepay GROUP II G02 360 7.375 ALPHARETTA 244000 20060501 2.25 20110401 Y 120 No_PP GROUP II G01 359 7.5 Levittown 173600 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 359 7.25 Atlanta 170000 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 359 7.25 Atlanta 170000 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 7.875 Ivins 228000 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 359 6.625 Valley 94880 20060401 2.25 20110301 Y 60 Prepay GROUP II G02 359 7.375 Villa Rica 96000 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 7.75 Lawrenceville 123200 20060401 5 20110301 Y 60 Prepay GROUP II G03 359 7.375 Chula Vista 432000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.25 Kissimmee
MA 80.00 12 360 6 WA 80.00 12.375 360 7.125 FL 80.00 13.5 360 6.5 FL 80.00 12.875 360 6.625 OR 70.00 12 360 5.75 VA 80.00 11.125 360 6.5 NV 70.00 11.875 360 7.25 FL 80.00 12.625 360 7 GA 80.00 12.375 360 7.125 PA 80.00 12.5 360 6.875 GA 64.15 12.25 360 6.875 GA 64.15 12.25 360 7.5 UT 80.00 12.875 360 6.25 AL 80.00 11.625 360 7 GA 80.00 12.375 360 7.375 GA 80.00 12.75 360 7 CA 80.00 12.375 360 7.875 FL
2360 Single Family No MI 100016000000000000 1.875 2 First Lien 60 N 20360301 AFL2 232000 1232.5 360 0 0 0.375 98375 PUD No MI 100016000000000000 1.875 2 First Lien 60 N 20360301 AFL2 392000 2450 360 0 0 0.375 33130 Condominium No MI 100016000000000000 2.375 2 First Lien 60 N 20360301 AFL2 269728 1545.316667 360 0 0 0.375 33458 PUD No MI 100016000000000000 2.375 2 First Lien 60 N 20360301 AFL2 140700 820.75 360 0 0 0.375 97146 Single Family No MI 100173000000000000 2.375 1 First Lien 60 N 20360401 AFL2 426752 2178.213333 360 0 0 0.375 22656 PUD No MI 100063000000000000 1.875 1 First Lien 24 N 20360301 AFL2 248102.39 1631.23 360 0 0 0.375 89109 Condominium No MI 100195000000000000 2 1 First Lien 60 N 20360301 AFL2 220800 1403 360 0 0 0.375 32725 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360401 AFL2 244000 1499.583333 360 0 0 0.375 30005 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360401 AFL2 173600 1085 360 0 0 0.375 19057 Single Family No MI 1003780-0000312041 1.875 1 First Lien 60 N 20360301 AFL2 170000 1027.083333 360 0 0 0.375 30337 2-4 Family No MI 1003780-0000312067 1.875 1 First Lien 60 N 20360301 AFL2 170000 1027.083333 360 0 0 0.375 30337 2-4 Family No MI 1003780-0000312073 1.875 1 First Lien 60 N 20360301 AFL2 228000 1496.25 360 0 0 0.375 84738 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360301 AFL2 94880 523.8166667 360 0 0 0.375 36854 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360301 AFL2 95999.69 589.9980948 360 0 0 0.375 30180 PUD No MI 100378000000000000 1.875 1 First Lien 60 N 20360301 AFL2 123200 795.6666667 360 0 0 0.375 30044 Single Family No MI 1003780-0000312359 1.875 1 First Lien 60 N 20360301 AFL2 432000 2655 360 0 0 0.375 91911 Single Family No MI 000000000000312119 4.625 1 First Lien 60 N 20360301 AFL2 168000 1155 360 0 0 0.375 34743 PUD
168000 2.25 Y
60 GROUP I
20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060501 20110401 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401
80.00 13.25 360 7.75 FL 80.00 13.125 360 7.625 FL 80.00 13 360 8 FL 80.00 13.375 360 8 MD 75.00 13.375 360 6.75 AR 65.00 12.125 360 7.625 FL 75.00 13 360 6.5 AZ 65.00 11.875 360 7.875 FL 80.00 13.25 360 7.25 GA 80.00 12.625 360 6.5 IN 75.00 11.875 360 7.5 IL 75.00 12.875 360 7.625 FL 80.00 13 360 7.875 AR 80.00 13.25 360 7.625 FL 70.00 13 360 8 GA 80.00 13.375 360 6.875 GA 80.00 12.25 360 7.375 FL 80.00
359 8.125 Kissimmee 191200 2.25 N 0 GROUP I 359 8 Kissimmee 190400 2.25 Y 120 GROUP I 360 8.375 FORT MYERS 127920 2.25 Y 120 GROUP I 359 8.375 Temple Hills 120000 2.25 Y 120 GROUP II 359 7.125 Royal 76375 2.25 N 0 GROUP I 359 8 Poinciana 174000 2.25 Y 120 GROUP II 359 6.875 Queen Creek 192400 2.25 Y 60 GROUP I 359 8.25 Kissimmee 185600 2.25 Y 60 GROUP II 359 7.625 Fairburn 168000 2.25 Y 120 GROUP II 358 6.875 Franklin 90131 2.25 Y 120 GROUP I 359 7.875 Chicago 120000 2.25 N 0 GROUP I 359 8 Lauderdale Lakes 228000 2.25 Y 120 GROUP I 359 8.25 Fort Smith 88000 2.25 N 0 GROUP I 359 8 Fort Lauderdale 168000 2.25 Y 120 GROUP I 359 8.375 Atlanta 65920 2.25 N 0 GROUP II 359 7.25 Athens 140800 2.25 Y 60 GROUP I 359 7.75 Kissimmee 180000
No MI 1.875 60 191074.93 0 0 34758 No MI 1.875 60 190400 0 0 34759 No MI 1.875 60 127920 0 0 33912 No MI 1.875 60 120000 0 0 20748 No MI 1.875 60 76313.93 0 0 71968 No MI 1.875 60 174000 0 0 34759 No MI 1.875 60 192400 0 0 85243 No MI 1.875 60 185600 0 0 34759 No MI 1.875 60 168000 0 0 30213 No MI 1.875 60 90131 0 0 46131 No MI 1.875 60 119917.42 0 0 60629 No MI 1.875 60 228000 0 0 33309 No MI 1.875 60 87943.89 0 0 72908 No MI 1.875 60 168000 0 0 33317 No MI 1.875 60 65764.87 0 0 30344 No MI 1.875 60 140800 0 0 30601 No MI 1.875 60 180000 0 0 34759 No MI
1 N PUD N PUD N
20360301 1419.65 0.375 1
100378000000000000 First Lien AFL2 360
100378000000000000 First Lien 20360301 AFL2 1269.333333 360 0.375 100378000000000000 First Lien 20360301 AFL2 892.775 360 0.375 Single Family 100185000000000000 1 First Lien 20360401 AFL2 837.5 360 0.375 Single Family 100378000000000000 1 First Lien 20360301 AFL2 514.55 360 0.375 Single Family 000000000000312482 1 First Lien 20360301 AFL2 1160 360 0.375 1
N PUD
1 First Lien 20360301 AFL2 1102.291667 360 0.375 Single Family 100378000000000000 1 First Lien N 20360301 AFL2 1276 360 0.375 PUD 120038000000000000 1 First Lien N 20360301 AFL2 1067.5 360 0.375 PUD 100378000000000000 1 First Lien N 20360301 AFL2 516.3755208 360 0.375 PUD 100378000000000000 1 First Lien N 20360201 AFL2 870.08 360 0.375 Single Family 100378000000000000 1 First Lien N 20360301 AFL2 1520 360 0.375 Single Family 100378000000000000 1 First Lien N 20360301 AFL2 661.11 360 0.375 2-4 Family 100378000000000000 1 First Lien N 20360301 AFL2 1120 360 0.375 Single Family 100378000000000000 1 First Lien N 20360301 AFL2 501.04 360 0.375 Single Family 1003780-0000312806 1 First Lien N 20360301 AFL2 850.6666667 360 0.375 Single Family 100378000000000000 1 First Lien N 20360301 AFL2 1162.5 360 0.375 PUD 100378000000000000 N
2.25 Y
60 GROUP II
20110301 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060501 20110401 Prepay G02 20060401 20110301 Prepay G01 20060301 20110201 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 Prepay G01 20060501 20110401 No_PP G02 20060401 20110301 No_PP G01 20060501 20110401 Prepay G01 20060401 20110301 No_PP G02 20060501 20110401 No_PP G02 20060501 20110401 No_PP G02 20060501 20110401 Prepay G01 20060501 20110401
12.75 360 7.125 FL 80.00 13.5 360 5.875 TN 72.22 11.25 360 6.5 NJ 80.00 11.875 480 7.75 FL 80.00 13.125 360 6.125 CA 80.00 11.5 360 6.625 GA 80.00 12 360 5.375 GA 80.00 10.75 360 5.375 GA 59.98 10.75 360 6.125 UT 80.00 11.5 360 7.875 HI 80.00 13.25 360 7 SC 80.00 13.375 360 7.875 TX 80.00 13.25 360 8.375 GA 79.36 14.75 360 6 AZ 47.54 11.375 360 6.875 GA 75.00 12.25 360 7.125 CA 80.00 12.5 360 7.75 MO 80.00 13.125 0 0
1.875 60 392000 0 33131 No MI 1.875 60 130000 0 37876 No MI 2.375 60 299881.63 0 0 7410 No MI 1.875 60 272000 0 0 32550 No MI 1.875 60 284000 0 0 91977 No MI 1.875 60 153120 0 0 30228 No MI 1.875 60 140000 0 0 30043 No MI 1.875 60 110050 0 0 30519 No MI 1.875 60 300000 0 0 84065 No MI 1.875 60 239200 0 0 96707 No MI 1.875 60 116000 0 0 29406 No MI 1.875 60 80800 0 0 77379 No MI 1.875 60 74600 0 0 31313 No MI 1.875 60 81600 0 0 85228 No MI 1.875 60 126000 0 0 30088 No MI 1.875 60 388000 0 0 91601 No MI 1.875 60 127200 0 0 65804 No MI 1.875
359 7.5 Miami 392000 2.75 Y 120 GROUP II 359 6.25 Sevierville 130000 2.25 Y 120 GROUP I 359 6.875 Fair Lawn 300000 2.25 N 0 GROUP I 360 8.125 Miramar Beach 272000 2.25 Y 120 GROUP II 359 6.5 Spring Valley 284000 2.25 Y 120 GROUP II 358 7 HAMPTON 153120 2.25 Y 120 GROUP II 359 5.75 LAWRENCEVILLE 140000 2.25 Y 120 GROUP II 359 5.75 BUFORD 110050 2.25 Y 120 GROUP II 359 6.5 RIVERTON 300000 2.25 Y 120 GROUP I 360 8.25 KAPOLEI 239200 2.25 Y 120 GROUP II 359 7.375 Hanahan 116000 2.25 Y 120 GROUP I 360 8.25 SPRING 80800 2.25 N 0 GROUP I 359 8.75 Hinesville 74600 2.25 Y 120 GROUP II 360 6.375 COOLIDGE 81600 2.25 Y 120 GROUP II 360 7.25 Stone Mountain 126000 2.25 Y 60 GROUP II 360 7.5 NORTH HOLLWOOD 388000 2.25 Y 120 GROUP I 360 8.125 Springfield 127200 2.25
First Lien 20360301 AFL2 2450 360 0.375 Condominium 010015900000000000 2 First Lien N 20360301 AFL2 677.0833333 360 0.375 Single Family 100083000000000000 1 First Lien N 20360301 AFL2 1837.12 360 0.375 Single Family 100234000000000000 1 First Lien N 20360301 AFL2 1841.666667 360 0.375 PUD 100185000000000000 1 First Lien N 20360401 AFL2 1538.333333 360 0.375 Single Family 100099000000000000 1 First Lien N 20360301 AFL2 893.2 360 0.375 PUD 100032000000000000 1 First Lien N 20360201 AFL2 670.8333333 360 0.375 PUD 100032000000000000 1 First Lien N 20360301 AFL2 527.3229167 360 0.375 PUD 100032000000000000 1 First Lien N 20360301 AFL2 1625 360 0.375 Single Family 100125000000000000 1 First Lien N 20360301 AFL2 1644.5 360 0.375 Condominium 100204000000000000 1 First Lien N 20360401 AFL2 712.9166667 360 0.375 Single Family 100229000000000000 2 First Lien N 20360301 AFL2 607.02 360 0.375 PUD 010019900000000000 1 First Lien N 20360401 AFL2 543.9583333 360 0.375 Single Family 100229000000000000 2 First Lien N 20360301 AFL2 433.5 360 0.375 Single Family 100021000000000000 1 First Lien N 20360401 AFL2 761.25 360 0.375 PUD 100185000000000000 1 First Lien N 20360401 AFL2 2425 360 0.375 Single Family 100414000000000000 1 First Lien N 20360401 AFL2 861.25 360 0.375 Single Family 100185000000000000 1 First Lien N
60 Prepay GROUP II G02 360 7.25 HOUSTON 95200 20060501 2.25 20110401 N 0 Prepay GROUP I G01 360 8.25 EAST DETROIT 104700 20060501 2.25 20110401 N 0 No_PP GROUP I G01 359 8.25 Houston 71200 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 8 BONITA SPRINGS 266800 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 Henderson 640000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 356 6.75 Van Nuys 326300 20060101 2.375 20071201 Y 120 No_PP GROUP II G02 358 6.875 HOLBROOK 400000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 356 7 Murfreesboro 299920 20060101 2.25 20101201 Y 60 Prepay GROUP I G01 356 8.25 Wauconda 152320 20060101 2.25 20101201 Y 120 No_PP GROUP I G01 356 7 Tarzana 888000 20060101 2.375 20071201 Y 120 Prepay GROUP II G01 357 7.625 Las Vegas 180800 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 359 7 STANSBURY PARK 174400 20060401 2.375 20080301 Y 120 No_PP GROUP I G01 360 8.375 TRION 276000 20060501 2.25 20110401 N 0 No_PP GROUP I G01 359 7.875 SAN LUIS OBISPO 388000 20060401 2.25 20110301 N 0 No_PP GROUP II G02 359 7 monterey 314000 20060401 2.75 20110301 Y 120 No_PP GROUP II G02 358 6.5 MENIFEE 400400 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 8.125 Temple 134700 20060401 2.25 20110301 Y 120 No_PP
360 6.875 TX 80.00 12.25 360 7.875 MI 94.97 13.25 360 7.875 TX 80.00 13.25 360 7.625 FL 80.00 13 360 7.625 NV 80.00 13 360 6.375 CA 65.00 11.75 360 6.5 MA 77.82 11.875 360 6.625 TN 80.00 12 360 7.875 IL 80.00 13.25 360 6.625 CA 80.00 12 360 7.25 NV 80.00 12.625 360 6.625 UT 80.00 12 360 8 GA 80.00 13.375 360 7.5 CA 80.00 12.875 360 6.625 CA 28.55 13 360 6.125 CA 80.00 11.5 360 7.75 GA 79.99 13.125 360 0
60 95200 0 77065 No MI 1.875
N PUD
20360401 649.43 0.375 1
AFL2 360
100199000000000000 First Lien 20360401 AFL2 786.58 360 0 0 0.375 48021 Single Family United Guaranty 100064000000000000 1.875 1 First Lien 60 N 20360401 AFL2 71200 489.5 360 0 0 0.375 77044 PUD No MI 100099000000000000 1.875 1 First Lien 60 N 20360301 AFL2 266800 1778.666667 360 0 0 0.375 34135 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 640000 4266.666667 360 0 0 0.375 89044 PUD No MI 100195000000000000 1.875 1 First Lien 60 N 20360201 AFL2 326300 1835.4375 360 0 0 0.375 91406 Single Family No MI 100231000000000000 1.875 1 First Lien 24 N 20351201 AFL2 399999.93 2291.666266 360 0 0 0.375 2343 Single Family No MI 100103000000000000 2 1 First Lien 60 N 20360201 AFL2 299674.99 1748.104108 360 0 0 0.375 37130 Single Family No MI 100021000000000000 1.875 2 First Lien 60 N 20351201 AFL2 152320 1047.2 360 0 0 0.375 60084 Single Family No MI 100030000000000000 1.875 1 First Lien 60 N 20351201 AFL2 887991.05 5179.947792 360 0 0 0.375 91356 Single Family No MI 100034000000000000 1.875 1 First Lien 24 N 20351201 AFL2 180800 1148.833333 360 0 0 0.375 89134 PUD No MI 100195000000000000 2 1 First Lien 60 N 20360101 AFL2 174400 1017.333333 360 0 0 0.375 84074 PUD No MI 100063000000000000 1.875 1 First Lien 24 N 20360301 AFL2 276000 2097.8 360 0 0 0.375 30753 Single Family No MI 100086000000000000 2 1 First Lien 60 N 20360401 AFL2 387732.98 2813.27 360 0 0 0.375 93401 Single Family No MI 100074000000000000 1.875 1 First Lien 60 N 20360301 AFL2 314000 1831.666667 360 0 0 0.375 93940 2-4 Family No MI 100074000000000000 1.875 2 First Lien 60 N 20360301 AFL2 400400 2168.833333 360 0 0 0.375 92584 Single Family No MI 100183000000000000 2.375 1 First Lien 60 N 20360201 AFL2 134700 912.03125 360 0 0 0.375 30179 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360301 AFL2 60 104700 N
GROUP II 359 6.5 Somerset 200000 2.25 N 0 GROUP II 359 7 Laveen 202000 2.25 Y 120 GROUP II 359 6.25 Las Vegas 258400 2.75 Y 120 GROUP II 359 6.75 Jupiter 249960 2.75 Y 120 GROUP I 360 8.375 Lehigh Acres 240000 2.25 Y 60 GROUP II 359 6.375 GLENDALE 218400 2.25 Y 120 GROUP II 359 6.375 CUMMING 155200 2.25 Y 120 GROUP II 359 6.75 MENIFEE 305782 2.25 Y 120 GROUP I 358 7.75 UNION CITY 117232 2.25 Y 120 GROUP II 360 7.75 Aurora 123750 2.25 Y 60 GROUP I 359 8.125 Dallas 79500 2.25 Y 60 GROUP I 360 8 DALLAS 84000 2.25 Y 120 GROUP I 360 8.125 IRVING 96000 2.25 Y 120 GROUP I 359 7.375 Las Vegas 228000 2.25 Y 120 GROUP II 359 6.875 LAS VEGAS 228000 2.25 Y 120 GROUP II 359 8.25 Fredericksburg 244000 2.25 Y 60 GROUP II 359 6.875 CERES 369700 2.25 Y 120 GROUP II
G02 6.125 NJ 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20060501 20110401 Prepay G02 20060401 20110301 Prepay G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060301 20110201 No_PP G02 20060501 20110401 Prepay G01 20060401 20110301 Prepay G01 20060501 20110401 Prepay G01 20060501 20110401 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G02 20060401 20110301 Prepay G02 20060401 20110301 No_PP G02 43.79 12.5 360 6.625 AZ 80.00 12 360 5.875 NV 80.00 12.25 360 6.375 FL 80.00 11.75 360 8 FL 76.43 13.375 360 6 AZ 80.00 11.375 360 6 GA 79.99 11.375 360 6.375 CA 80.00 11.75 360 7.375 GA 80.00 12.75 360 7.375 CO 75.00 12.75 360 7.75 TX 75.00 13.125 360 7.625 TX 80.00 13 360 7.75 TX 80.00 13.125 360 7 NV 80.00 13.375 360 6.5 NV 80.00 12.875 360 7.875 VA 76.25 13.25 360 6.5 CA 79.99 11.875 360
199819.19 1264.14 360 0 0 0.375 8873 PUD No MI 100016000000000000 1.875 2 First Lien 60 N 20360301 AFL2 202000 1178.333333 360 0 0 0.375 85339 PUD No MI 100016000000000000 1.875 1 First Lien 60 N 20360301 AFL2 258400 1345.833333 360 0 0 0.375 89139 PUD No MI 100016000000000000 1.875 2 First Lien 60 N 20360301 AFL2 249960 1406.025 360 0 0 0.375 33458 Condominium No MI 100016000000000000 2.375 1 First Lien 60 N 20360301 AFL2 240000 1675 360 0 0 0.375 33936 Single Family No MI 100418000000000000 2.375 1 First Lien 60 N 20360401 AFL2 218400 1160.25 360 0 0 0.375 85303 Single Family No MI 100071000000000000 1.875 1 First Lien 60 N 20360301 AFL2 155200 824.5 360 0 0 0.375 30040 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360301 AFL2 305782 1720.02375 360 0 0 0.375 92584 Single Family No MI 100063000000000000 1.875 1 First Lien 60 N 20360301 AFL2 117232 757.1233333 360 0 0 0.375 30291 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 123750 799.21875 360 0 0 0.375 80012 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360401 AFL2 79500 538.28125 360 0 0 0.375 75241 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 84000 560 360 0 0 0.375 75224 Single Family No MI 010019900000000000 1.875 1 First Lien 60 N 20360401 AFL2 96000 650 360 0 0 0.375 75062 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360401 AFL2 228000 1401.25 360 0 0 0.375 89142 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360301 AFL2 228000 1306.25 360 0 0 0.375 89156 PUD No MI 100183000000000000 1.875 2 First Lien 60 N 20360301 AFL2 244000 1677.5 360 0 0 0.375 22407 Single Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360301 AFL2 369700 2118.072917 360 0 0 0.375 95307 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360301 AFL2 123496 643.2083333 360
359 6.25 DALLAS 123496 2.25 Y 120 GROUP I 359 8 MCDONOUGH 136000 2.25 Y 120 GROUP II 359 7 HAMPTON 142000 2.25 Y 120 GROUP II 359 6.25 ATLANTA 140850 2.25 Y 120 GROUP II 359 7 ATLANTA 145800 2.25 Y 120 GROUP II 359 7 CONLEY 120000 2.25 Y 120 GROUP I 359 7.875 COVINGTON 139992 2.25 Y 120 GROUP I 359 6.5 POWDER SPRINGS 198785 2.25 Y 120 GROUP I 358 8.125 College Park 133520 2.25 Y 120 GROUP II 359 5.875 Woodstock 100000 2.25 Y 120 GROUP I 359 7.625 MESA 226850 2.25 Y 120 GROUP II 359 6.125 julian 182000 2.25 Y 120 GROUP II 359 6.375 LAS VEGAS 221249 2.25 Y 120 GROUP II 359 6.25 Ocala 156000 2.25 Y 120 GROUP II 359 6.5 ESCONDIDO 417000 2.25 Y 120 GROUP II 359 6.25 Birmingham 84000 2.25 Y 120 GROUP II 358 6.5 LAS VEGAS 410998 2.25 Y 120 GROUP II 359
5.875 GA 20060401 20110301 No_PP G01 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060301 20110201 No_PP G02 80.00 11.25 360 7.625 GA 80.00 13 360 6.625 GA 80.00 12 360 5.875 GA 79.99 11.25 360 6.625 GA 79.98 12 360 6.625 GA 80.00 12 360 7.5 GA 80.00 12.875 360 6.125 GA 80.00 11.5 360 7.75 GA 80.00 13.125 360 5.5 GA 46.97 10.875 360 7.25 AZ 74.99 12.625 360 5.75 CA 59.28 11.125 360 6 NV 80.00 11.375 360 5.875 FL 80.00 11.25 360 6.125 CA 76.52 11.5 360 5.875 AL 80.00 11.25 360 6.125 NV 80.00 11.5 360 6.125
0 30157 No MI 1.875 60 136000 0 30252 No MI 1.875 60 142000 0 30228 No MI 1.875 60 140850 0 30349 No MI 1.875 60 145800 0 30349 No MI 1.875 60 120000 0 30288 No MI 1.875 60 139992 0 30016 No MI 1.875 60 198785 0 30127 No MI 1.875 60 133520 0 30349 No MI 1.875 60 100000 0 30189 No MI 1.875 60 226850 0 85203 No MI 1.875 60 182000 0 92036 No MI 1.875 60 221249 0 89123 No MI 1.875 60 156000 0 34474 No MI 1.875 60 417000 0 92027 No MI 1.875 60 84000 0 35222 No MI 1.875 60 410998 0 89120 No MI 1.875 60 217552 0
0.375 Single Family 100032000000000000 First Lien N 20360301 AFL2 906.6666667 360 0.375 Single Family 100032000000000000 1 First Lien N 20360301 AFL2 828.3333333 360 0.375 PUD 100032000000000000 1 First Lien N 20360301 AFL2 733.59375 360 0.375 PUD 100032000000000000 1 First Lien N 20360301 AFL2 850.5 360 0.375 PUD 100032000000000000 1 First Lien N 20360301 AFL2 700 360 0.375 Single Family 100032000000000000 1 First Lien N 20360301 AFL2 918.6975 360 0.375 PUD 100032000000000000 1 First Lien N 20360301 AFL2 1076.752083 360 0.375 PUD 100032000000000000 1 First Lien N 20360301 AFL2 904.0416667 360 0.375 PUD 100032000000000000 1 First Lien N 20360201 AFL2 489.5833333 360 0.375 PUD 100032000000000000 1 First Lien N 20360301 AFL2 1441.442708 360 0.375 2-4 Family 100183000000000000 1 First Lien N 20360301 AFL2 928.9583333 360 0.375 Single Family 100074000000000000 1 First Lien N 20360301 AFL2 1175.385313 360 0.375 PUD 100063000000000000 1 First Lien N 20360301 AFL2 812.5 360 0.375 PUD 100022000000000000 1 First Lien N 20360301 AFL2 2258.75 360 0.375 Single Family 100063000000000000 1 First Lien N 20360301 AFL2 437.5 360 0.375 Single Family 100022000000000000 1 First Lien N 20360301 AFL2 2226.239167 360 0.375 PUD 100063000000000000 1 First Lien N 20360201 AFL2 1178.406667 360 0.375 1 N
6.5 LAS VEGAS 217552 2.25 Y 120 GROUP II 359 6.625 LAS VEGAS 287563 2.25 Y 120 GROUP II 359 6.625 LAS VEGAS 360000 2.25 Y 120 GROUP II 359 6.75 HENDERSON 203992 2.25 Y 120 GROUP II 360 7.25 Lakeside 172250 2.25 Y 120 GROUP II 359 6.75 LAS VEGAS 255552 2.25 Y 120 GROUP II 359 6.875 CO SPGS 166240 2.25 Y 120 GROUP II 358 6.875 LAS VEGAS 256000 2.25 Y 120 GROUP I 360 8.375 LAS VEGAS 127500 2.25 Y 120 GROUP II 359 7 LAS VEGAS 256850 2.25 Y 120 GROUP II 359 7 OCEANSIDE 644204 2.25 Y 120 GROUP II 360 7 HUNTINGTON BEACH 250000 2.25 Y 120 GROUP II 360 7.25 Denver 176000 2.25 Y 120 GROUP II 359 7.125 ROMOLAND 340737 2.25 Y 120 GROUP II 358 7.5 ROMOLAND 369397 2.25 Y 120 GROUP II 359 6.625 STOCKTON 267547 2.25 Y 120 GROUP II 359 6.625 CULPEPER 272212 2.25 Y 120 GROUP II 360 7 TEMPLE HILLS
NV 20060401 20110301 No_PP G01 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060401 20110301 No_PP G02 20060501 20110401 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060301 20110201 No_PP G01 20060501 20110401 Prepay G01 20060401 20110301 No_PP G03 20060401 20110301 No_PP G02 20060501 20110401 No_PP G02 20060501 20110401 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G02 20060401 20110301 No_PP G01 20060401 20110301 No_PP G02 80.00 11.5 360 6.25 NV 80.00 11.625 360 6.25 NV 80.00 11.625 360 6.375 NV 80.00 11.75 360 6.875 AZ 65.00 12.25 360 6.375 NV 80.00 11.75 360 6.5 CO 80.00 11.875 360 6.5 NV 80.00 11.875 360 8 NV 75.00 13.375 360 6.625 NV 79.99 12 360 6.625 CA 70.00 12 360 6.625 CA 25.91 12 360 6.875 CO 80.00 12.25 360 6.75 CA 80.00 12.125 360 7.125 CA 80.00 12.5 360 6.25 CA 80.00 11.625 360 6.25 VA 80.00 11.625 360 6.625 MD
89149 No MI 1.875 60 287563 0 0 89139 No MI 1.875 60 360000 0 0 89123 No MI 1.875 60 203992 0 0 89052 No MI 1.875 60 172250 0 0 85929 No MI 1.875 60 255552 0 0 89139 No MI 1.875 60 166240 0 0 80915 No MI 1.875 60 255733.33 0 0 89149 No MI 1.875 60 127500 0 0 89106 No MI 1.875 60 256850 0 0 89178 No MI 1.875 60 644204 0 0 92057 No MI 1.875 60 250000 0 0 92648 No MI 1.875 60 176000 0 0 80249 No MI 1.875 60 340737 0 0 92585 No MI 1.875 60 369281.56 0 0 92585 No MI 1.875 60 267547 0 0 95206 No MI 1.875 60 272212 0 0 22701 No MI 1.875 60 188000 0 0 20748
Single Family 100063000000000000 First Lien N 20360301 AFL2 1587.587396 360 0.375 PUD 100063000000000000 1 First Lien N 20360301 AFL2 1987.5 360 0.375 Single Family 100063000000000000 1 First Lien N 20360301 AFL2 1147.455 360 0.375 PUD 100063000000000000 1 First Lien N 20360301 AFL2 1040.677083 360 0.375 Single Family 100195000000000000 1 First Lien N 20360401 AFL2 1437.48 360 0.375 Single Family 100063000000000000 1 First Lien N 20360301 AFL2 952.4166667 360 0.375 Single Family 100063000000000000 1 First Lien N 20360301 AFL2 1465.13887 360 0.375 PUD 100063000000000000 1 First Lien N 20360201 AFL2 889.84375 360 0.375 Condominium 100414000000000000 1 First Lien N 20360401 AFL2 1498.291667 360 0.375 Single Family 100063000000000000 1 First Lien N 20360301 AFL2 3757.856667 360 0.375 PUD 100063000000000000 1 First Lien N 20360301 AFL2 1458.333333 360 0.375 PUD 1 1 First Lien 20360401 AFL2 1063.333333 360 0.375 Single Family 100095000000000000 1 First Lien N 20360401 AFL2 2023.125938 360 0.375 Single Family 100063000000000000 1 First Lien N 20360301 AFL2 2308.00975 360 0.375 Single Family 100063000000000000 1 First Lien N 20360201 AFL2 1477.082396 360 0.375 Single Family 100063000000000000 1 First Lien N 20360301 AFL2 1502.837083 360 0.375 PUD 100063000000000000 1 First Lien N 20360301 AFL2 1096.666667 360 0.375 Townhouse N N
188000 20060501 2.25 20110401 Y 120 No_PP GROUP II G02 359 6.5 AURORA 258128 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.375 CO SPGS 209048 20060401 2.25 20110301 Y 60 No_PP GROUP II G02 360 7 Alva 240000 20060501 2.25 20110401 Y 60 Prepay GROUP II G02 359 6.375 Jupiter 251500 20060401 2.75 20110301 Y 120 No_PP GROUP II G01 359 7.125 Salt Lake City 137600 20060401 2.75 20110301 Y 120 Prepay GROUP II G03 359 7.375 Fuquay Varina 649600 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 360 6.25 PALMDALE 370880 20060501 2.25 20110401 Y 120 No_PP GROUP I G01 357 7.75 HAMPSTEAD 184000 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 359 8.375 ELLENWOOD 192000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 BLOUNT SPRINGS 145600 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 8.375 MABLETON 82320 20060401 2.25 20110301 N 0 No_PP GROUP II G02 359 8.25 ELLENWOOD 115200 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.375 ATLANTA 160000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 8.25 ROCKMART 95920 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.625 BRIGHTON 144232 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.375 WOODSTOCK 319892 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.625 ORANGE PARK 179432 20060401
80.00 13 360 6.125 CO 80.00 11.5 360 6 CO 80.00 11.375 360 6.625 FL 72.95 13.375 360 6 FL 79.99 12.375 360 6.75 UT 80.00 13.125 360 7 NC 80.00 13.375 360 5.875 CA 80.00 11.25 360 7.375 MD 80.00 12.75 360 8 GA 80.00 13.375 360 7.5 AL 80.00 12.875 360 8 GA 80.00 13.375 360 7.875 GA 80.00 13.25 360 8 GA 80.00 13.375 360 7.875 GA 80.00 13.25 360 6.25 CO 80.00 11.625 360 7 VA 80.00 12.375 360 7.25 FL 80.00
No MI 100289000000000000 1.875 2 First Lien 60 N 20360401 AFL2 258058.09 1397.814654 360 0 0 0.375 80013 Single Family No MI 100063000000000000 1.875 1 First Lien 60 N 20360301 AFL2 209048 1110.5675 360 0 0 0.375 80921 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360301 AFL2 240000 1400 360 0 0 0.375 33920 Single Family No MI 100418000000000000 1.875 1 First Lien 60 N 20360401 AFL2 251500 1336.09375 360 0 0 0.375 33458 Condominium No MI 100016000000000000 1.875 2 First Lien 60 N 20360301 AFL2 137600 817 360 0 0 0.375 84115 Single Family No MI 100016000000000000 2.375 2 First Lien 60 N 20360301 AFL2 649600 3992.333333 360 0 0 0.375 27526 Single Family No MI 100016000000000000 2.375 2 First Lien 60 N 20360301 AFL2 370880 1931.666667 360 0 0 0.375 93552 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360401 AFL2 184000 1188.333333 360 0 0 0.375 21074 Single Family No MI 010012800000000000 1.875 1 First Lien 60 N 20360101 AFL2 192000 1340 360 0 0 0.375 30294 PUD No MI 100204000000000000 1.875 1 First Lien 60 N 20360301 AFL2 145600 955.5 360 0 0 0.375 35079 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 82268.83 625.69 360 0 0 0.375 30126 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 115200 792 360 0 0 0.375 30294 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 160000 1116.666667 360 0 0 0.375 30316 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 95920 659.45 360 0 0 0.375 30153 Single Family No MI 010018500000000000 1.875 1 First Lien 60 N 20360301 AFL2 144232 796.2808333 360 0 0 0.375 80601 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360301 AFL2 319892 1966.002917 360 0 0 0.375 22664 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360301 AFL2 179432 1140.140833 360 0 0 0.375 32065 Single Family No MI 100063000000000000
2.25 Y
120 GROUP II
20110301 No_PP G02 20060401 20110301 No_PP G02 20060501 20110401 No_PP G01 20060501 20110401 No_PP G02 20060501 20110401 Prepay G01 20060501 20110401 Prepay G02 20060501 20110401 Prepay G02 20060501 20110401 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G02 20060401 20110301 No_PP G03 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G03 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301
12.625 360 6.5 CA 71.45 11.875 360 6 NV 80.00 11.375 360 7.375 KY 80.00 12.75 360 6.625 NV 80.00 12 360 7.375 TX 80.00 12.75 360 7 CO 75.00 12.375 360 6.25 CA 80.00 11.625 360 7.375 NJ 80.00 12.75 360 8 MD 80.00 13.375 360 6.125 FL 80.00 11.5 360 6.625 AL 95.00 12 360 6.5 FL 51.81 11.875 360 6.125 FL 65.00 11.5 360 7.875 FL 80.00 13.25 360 6.625 NV 90.00 12 360 5.625 TN 80.00 11 360 6.375 FL 80.00 11.75
359 6.875 ESCONDIDO 375350 2.25 Y 120 GROUP II 360 6.375 Las Vegas 212000 2.25 Y 120 GROUP I 360 7.75 Louisville 111200 2.25 Y 120 GROUP II 360 7 Las Vegas 192000 2.25 Y 120 GROUP I 360 7.75 KATY 164000 2.25 Y 120 GROUP II 360 7.375 Aurora 139125 2.25 Y 120 GROUP II 360 6.625 Oceanside 379821 2.25 Y 60 GROUP I 359 7.75 New Brunswick 218400 2.25 Y 60 GROUP I 359 8.375 Rockville 312000 2.25 Y 60 GROUP II 359 6.5 New Port Richey 108000 2.25 Y 120 GROUP II 359 7 Montgomery 215924 2.25 Y 120 GROUP II 359 6.875 Palmetto 500000 2.25 Y 120 GROUP II 359 6.5 Lynn Haven 295750 2.25 Y 120 GROUP I 359 8.25 Punta Gorda 103920 2.25 Y 120 GROUP II 359 7 LAS VEGAS 477000 2.25 Y 120 GROUP II 359 6 Cordova 107560 2.25 N 0 GROUP II 359 6.75 Rockledge 304000 2.25
1 First Lien 20360301 AFL2 2150.442708 360 0 0 0.375 92027 Condominium No MI 100063000000000000 1.875 1 First Lien 60 N 20360301 AFL2 212000 1126.25 360 0 0 0.375 89102 Single Family No MI 100195000000000000 1.875 1 First Lien 60 N 20360401 AFL2 111200 718.1666667 360 0 0 0.375 40204 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360401 AFL2 192000 1120 360 0 0 0.375 89110 Single Family No MI 100137000000000000 1.875 1 First Lien 60 N 20360401 AFL2 164000 1059.166667 360 0 0 0.375 77450 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360401 AFL2 139125 855.0390625 360 0 0 0.375 80013 Single Family No MI 1001130-0602000145 1.875 1 First Lien 60 N 20360401 AFL2 379821 2096.928438 360 0 0 0.375 92056 PUD No MI 100166000000000000 1.875 1 First Lien 60 N 20360401 AFL2 218400 1410.5 360 0 0 0.375 8901 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 312000 2177.5 360 0 0 0.375 20850 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 108000 585 360 0 0 0.375 34652 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 215924 1259.556667 360 0 0 0.375 36117 PUD GE Capital MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 500000 2864.583333 360 0 0 0.375 34221 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 295749.99 1601.979113 360 0 0 0.375 32444 PUD No MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 103920 714.45 360 0 0 0.375 33983 Condominium No MI 1.875 1 First Lien 60 N 20360301 AFL2 477000 2782.5 360 0 0 0.375 89123 PUD Radian Guaranty 010006300000000000 1.875 1 First Lien 60 N 20360301 AFL2 107452.92 644.88 360 0 0 0.375 38016 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 304000 1710 360 0 0 0.375 32955 PUD No MI 100022000000000000 1.875 1 First Lien N
1.875 60 375350
120 No_PP GROUP II G02 359 6.75 Beverly Hills 268000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.25 Cape Coral 148000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.5 JACKSONVILLE 149549 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 6.25 CULPEPER 404712 20060401 2.375 20080301 Y 120 No_PP GROUP II G02 359 6.25 NORTH LAS VEGAS 346050 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.875 W JORDAN 184735 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.375 Norfolk 168000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.375 NORTH LAS VEGAS 260000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.75 SEWICKLEY 300600 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.125 DECATUR 76720 20060401 2.25 20110301 N 0 No_PP GROUP II G02 357 7.125 Desert Hot Springs 224000 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 359 6.375 College Park 136352 20060401 2.25 20130301 Y 120 No_PP GROUP II G02 359 6.5 KENNESAW 130800 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 360 8.375 NEW PRAGUE 363920 20060501 2.25 20110401 Y 120 No_PP GROUP I G01 359 6.875 KENNESAW 135950 20060401 2.25 20110301 N 0 No_PP GROUP II G02 360 6.375 Rosemead 417000 20060501 2.25 20110401 Y 120 No_PP GROUP I G01 360 7.75 Las Vegas 401250 20060501 2.25 20110401 Y 120 Prepay
360 6.375 FL 80.00 11.75 360 6.875 FL 80.00 12.25 360 7.125 FL 84.99 12.5 360 5.875 VA 80.00 11.25 360 5.875 NV 79.99 11.25 360 6.5 UT 80.00 11.875 360 8 VA 80.00 13.375 360 6 NV 80.00 12.375 360 7.375 PA 79.99 12.75 360 7.75 GA 80.00 13.125 360 6.75 CA 80.00 12.125 360 6 GA 80.00 11.375 360 6.125 GA 80.00 11.5 360 8 MN 80.00 13.375 360 6.5 GA 79.99 11.875 360 6 CA 78.38 11.375 360 7.375 NV 75.00 12.75 360 0
60 268000 0
20360301 1507.5 0.375
AFL2 360
34465 PUD No MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 148000 894.1666667 360 0 0 0.375 33914 Condominium No MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 149549 934.68125 360 0 0 0.375 32244 Single Family United Guaranty 100063000000000000 1.875 1 First Lien 60 N 20360301 AFL2 404712 2107.875 360 0 0 0.375 22701 PUD No MI 100063000000000000 1.875 1 First Lien 24 N 20360301 AFL2 346050 1802.34375 360 0 0 0.375 89086 PUD No MI 100172000000000000 2 1 First Lien 60 N 20360301 AFL2 184735 1058.377604 360 0 0 0.375 84088 Single Family No MI 100063000000000000 1.875 1 First Lien 60 N 20360301 AFL2 168000 1172.5 360 0 0 0.375 23502 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360301 AFL2 260000 1381.25 360 0 0 0.375 89032 PUD No MI 100183000000000000 1.875 2 First Lien 60 N 20360301 AFL2 300600 1941.375 360 0 0 0.375 15143 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360301 AFL2 76669.82 569.64 360 0 0 0.375 30034 Condominium No MI 100032100000632371.875 1 First Lien 60 N 20360301 AFL2 224000 1330 360 0 0 0.375 92240 2-4 Family No MI 100080000000000000 1.875 1 First Lien 60 N 20360101 AFL2 136352 724.37 360 0 0 0.375 30349 PUD No MI 100032000000000000 1.875 1 First Lien 84 N 20360301 AFL2 130800 708.5 360 0 0 0.375 30152 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360301 AFL2 363920 2539.858333 360 0 0 0.375 56071 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360401 AFL2 135835.79 893.09 360 0 0 0.375 30152 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360301 AFL2 417000 2215.3125 360 0 0 0.375 91770 Single Family No MI 1000960-0002600718 1.875 1 First Lien 60 N 20360401 AFL2 401250 2591.40625 360 0 0 0.375 89148 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360401 AFL2
GROUP I G01 359 8.125 Chicago 348000 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 360 8.125 Deltona 185250 20060501 2.25 20110401 Y 120 Prepay GROUP I G01 360 8.375 PARADISE VALLEY 612500 20060501 2.25 20110401 Y 120 Prepay GROUP I G01 360 8.375 PHOENIX 99000 20060501 2.25 20110401 Y 120 Prepay GROUP I G01 360 7.125 Las Vegas 200797 20060501 2.25 20110401 Y 120 Prepay GROUP II G02 358 6.375 ATLANTA 158400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.25 San Antonio 53040 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 360 7.375 JACKSONVILLE 147828 20060501 2.25 20110401 Y 120 No_PP GROUP II G02 359 6.875 Richmond 89550 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.75 MURRAY 166400 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 360 7.875 ORLANDO 221962 20060501 2.25 20110401 Y 120 No_PP GROUP II G02 360 5.875 Rosamond 243200 20060501 2.25 20110401 Y 60 Prepay GROUP II G02 360 6.5 Mount Laurel 178400 20060501 2.25 20110401 Y 120 No_PP GROUP I G01 359 8.5 Buford 132000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8 Newark 500000 20060401 2.25 20110301 N 0 No_PP GROUP II G02 357 7 san diego 367100 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 359 7.5 Hialeah 236400 20060401 2.25 20110301 Y 60 No_PP GROUP I G01
7.75 IL 80.00 13.125 360 7.75 FL 75.00 13.125 360 8 AZ 70.00 13.375 360 8 AZ 75.00 13.375 360 6.75 NV 80.00 12.125 360 6 GA 79.98 11.375 360 7.875 TX 80.00 13.25 360 7 FL 80.00 12.375 360 6.5 VA 69.99 11.875 360 6.375 UT 80.00 11.75 360 7.5 FL 75.00 12.875 360 5.5 CA 80.00 10.875 360 6.125 NJ 80.00 11.5 360 8.125 GA 80.00 13.5 360 7.625 NJ 80.00 13 360 6.625 CA 80.00 13 360 7.125 FL 79.89 12.5 360
2356.25 360 0 0.375 60632 2-4 Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360301 AFL2 185250 1254.296875 360 0 0 0.375 32725 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360401 AFL2 612500 4274.739583 360 0 0 0.375 85253 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360401 AFL2 99000 690.9375 360 0 0 0.375 85033 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360401 AFL2 200797 1192.232188 360 0 0 0.375 89115 PUD No MI 1001949-2410601730 1.875 1 First Lien 60 N 20360401 AFL2 158400 841.5 360 0 0 0.375 30349 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 53040 364.65 360 0 0 0.375 78227 PUD No MI 100307000000000000 1.875 1 First Lien 60 N 20360301 AFL2 147828 908.52625 360 0 0 0.375 32224 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360401 AFL2 89550 513.046875 360 0 0 0.375 23228 Single Family No MI 100078000000000000 1.875 1 First Lien 60 N 20360301 AFL2 166400 936 360 0 0 0.375 84107 Condominium No MI 100125000000000000 1.875 1 First Lien 60 N 20360301 AFL2 221962 1456.625625 360 0 0 0.375 32835 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360401 AFL2 243200 1190.666667 360 0 0 0.375 93560 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360401 AFL2 178400 966.3333333 360 0 0 0.375 8054 Single Family No MI 100077000000000000 1.875 1 First Lien 60 N 20360401 AFL2 132000 935 360 0 0 0.375 30519 Single Family No MI 100017000000000000 1.875 1 First Lien 60 N 20360301 AFL2 499664.5 3668.83 360 0 0 0.375 7101 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 367100 2141.416667 360 0 0 0.375 92101 Condominium No MI 100432000000000000 1.875 2 First Lien 60 N 20360101 AFL2 236400 1477.5 360 0 0 0.375 33013 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 370857.27 2569.32 360 0
348000
356 7.375 temecula 372000 20060101 2.25 20101201 N 0 No_PP GROUP II G01 359 7.5 Piscataway 263500 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 360 7 Zanesville 300000 20060501 2.25 20110401 N 0 Prepay GROUP II G02 359 6.625 Cottonwood Heights City 185600 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.125 Pleasantville 208000 20060401 2.25 20110301 N 0 No_PP GROUP I G01 360 7.75 Union City 396000 20060501 2.25 20110401 Y 60 No_PP GROUP I G01 359 6.125 SOUTH JORDAN 224246 20060401 2.375 20080301 Y 120 No_PP GROUP I G01 359 6.375 ASHBURN 589760 20060401 2.375 20080301 Y 120 No_PP GROUP I G01 359 6.375 FAIRFIELD 369990 20060401 2.375 20080301 Y 120 No_PP GROUP I G01 359 6.5 LAS VEGAS 283000 20060401 2.375 20080301 Y 120 No_PP GROUP II G02 358 7.625 Houston 318400 20060301 2.75 20110201 Y 120 Prepay GROUP I G01 359 6.625 STOCKTON 325000 20060401 2.375 20080301 Y 120 No_PP GROUP I G01 359 6.75 MARICOPA 204750 20060401 2.375 20080301 Y 120 No_PP GROUP I G01 358 7.125 LAS VEGAS 297620 20060301 2.375 20080201 Y 120 No_PP GROUP II G02 358 6.625 SANTA ROSA 417000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 7.25 MESA 228000 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 359 6.875 san jose 472000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 360
7 CA 60.00 13.375 360 7.125 NJ 85.00 12.5 360 6.625 OH 80.00 12 360 6.25 UT 80.00 11.625 360 7.75 NJ 80.00 13.125 360 7.375 NJ 90.00 12.75 360 5.75 UT 80.00 11.125 360 6 VA 80.00 11.375 360 6 CA 71.15 11.375 360 6.125 NV 73.89 11.5 360 7.25 TX 80.00 13.625 360 6.25 CA 80.00 11.625 360 6.375 AZ 79.99 11.75 360 6.75 NV 80.00 12.125 360 6.25 CA 79.73 11.625 360 6.875 AZ 80.00 12.25 360 6.5 CA 80.00 11.875 360 8
0 0.375 92592 PUD No MI 100432000000000000 1.875 2 First Lien 60 N 20351201 AFL2 263500 1646.875 360 0 0 0.375 8854 Single Family PMI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 300000 1995.91 360 0 0 0.375 43701 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360401 AFL2 185600 1024.666667 360 0 0 0.375 84121 Single Family No MI 000000003060217000 1.875 1 First Lien 60 N 20360301 AFL2 207863.93 1544.4 360 0 0 0.375 8232 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 396000 2557.5 360 0 0 0.375 7087 2-4 Family PMI 100234000000000000 1.875 1 First Lien 60 N 20360401 AFL2 224246 1144.588958 360 0 0 0.375 84095 Single Family No MI 100063000000000000 1.875 1 First Lien 24 N 20360301 AFL2 589760 3133.1 360 0 0 0.375 20147 Single Family No MI 100063000000000000 2 1 First Lien 24 N 20360301 AFL2 369990 1965.571875 360 0 0 0.375 94533 Single Family No MI 100063000000000000 2 1 First Lien 24 N 20360301 AFL2 283000 1532.916667 360 0 0 0.375 89139 Single Family No MI 100063000000000000 2 1 First Lien 24 N 20360301 AFL2 318400 2023.166667 360 0 0 0.375 77056 PUD No MI 100039000000000000 2 2 First Lien 60 N 20360201 AFL2 325000 1794.270833 360 0 0 0.375 95206 Single Family No MI 100063000000000000 2.375 1 First Lien 24 N 20360301 AFL2 204750 1151.71875 360 0 0 0.375 85239 Single Family No MI 100063000000000000 2 1 First Lien 24 N 20360301 AFL2 297620 1767.11875 360 0 0 0.375 89149 Single Family No MI 100063000000000000 2 1 First Lien 24 N 20360201 AFL2 416999.98 2302.18739 360 0 0 0.375 95403 Single Family No MI 1001459-0002907891 2 1 First Lien 60 N 20360201 AFL2 228000 1377.5 360 0 0 0.375 85203 2-4 Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360301 AFL2 472000 2704.166667 360 0 0 0.375 95112 Single Family No MI 100074000000000000 1.875 1 First Lien 60 N 20360301 AFL2 112500 785.15625 360 0 0 0.375
8.375 TACOMA 112500 20060501 2.25 20110401 Y 120 Prepay GROUP I G01 359 6.375 CASTRO VALLEY 450000 20060401 2.375 20080301 Y 120 No_PP GROUP II G02 358 6.75 ceres 264550 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7.125 Lithia Springs 119200 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 360 8.125 Davie 348750 20060501 2.25 20110401 Y 120 Prepay GROUP II G02 360 7.25 Desrt Hot Springs 188500 20060501 2.25 20110401 Y 120 Prepay GROUP I G01 360 8 Show Low 179200 20060501 2.25 20110401 Y 120 Prepay GROUP II G01 359 7.25 Concord 391200 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8 Hilton Head 105600 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6.75 Aiken 121220 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6.75 Quincy 105000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6.75 Myrtle Beach 130590 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 5.875 Clarksville 294700 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6.75 Hilton Head 392000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.125 West Warwick 230000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6.875 Bluffton 50700 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 360 7 Las Vegas 241500 20060501 2.25 20110401 Y 120 Prepay GROUP I G01 360 8 DORCHESTER
WA 75.00 13.375 360 6 CA 75.00 11.375 360 6.375 CA 80.00 11.75 360 6.75 GA 80.00 13.125 360 7.75 FL 75.00 13.125 360 6.875 CA 65.00 12.25 360 7.625 AZ 70.00 13 360 6.875 MA 80.00 13.25 360 7.625 SC 80.00 13 360 6.375 SD 65.00 12.75 360 6.375 MA 26.25 12.75 360 6.375 SC 65.00 12.75 360 5.5 MD 50.00 11.875 360 6.375 SC 70.00 12.75 360 6.75 RI 79.31 13.125 360 6.5 SC 65.00 12.875 360 6.625 NV 70.00 12 360 7.625 MA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
98409 No MI 1.875 60 450000 0 94546 No MI 1.875 24 264550 0 95307 No MI 2 60 119200 0 30122 No MI 1.875 60 348750 0 33325 No MI 1.875 60 188500 0 92240 No MI 1.875 60 179200 0 85901 No MI 1.875 60 391200 0 1742 No MI 1.875 60 105600 0 29926 No MI 1.875 60 121220 0 29803 No MI 1.875 60 105000 0 2170 No MI 1.875 60 130590 0 29572 No MI 1.875 60 294700 0 21029 No MI 1.875 60 392000 0 29926 No MI 1.875 60 230000 0 2893 No MI 1.875 60 50700 0 29910 No MI 1.875 60 241500 0 89139 No MI 1.875 60 340000 0 2125
Single Family 100414000000000000 First Lien N 20360401 AFL2 2390.625 360 0.375 Single Family 100074000000000000 1 First Lien N 20360301 AFL2 1488.09375 360 0.375 Single Family 100074000000000000 1 First Lien N 20360201 AFL2 707.75 360 0.375 Single Family 100229000000000000 2 First Lien N 20360301 AFL2 2361.328125 360 0.375 Single Family 100203000000000000 1 First Lien N 20360401 AFL2 1138.854167 360 0.375 Single Family 100199000000000000 1 First Lien N 20360401 AFL2 1194.666667 360 0.375 Single Family 010095000000000000 1 First Lien N 20360401 AFL2 2363.5 360 0.375 Single Family 100006000000000000 2 First Lien N 20360301 AFL2 704 360 0.375 Condominium 100061000000000000 1 First Lien N 20360301 AFL2 681.8625 360 0.375 PUD 100061000000000000 2 First Lien N 20360301 AFL2 590.625 360 0.375 Single Family 100061000000000000 2 First Lien N 20360301 AFL2 734.56875 360 0.375 Condominium 100061000000000000 2 First Lien N 20360301 AFL2 1442.802083 360 0.375 PUD 100061000000000000 2 First Lien N 20360301 AFL2 2205 360 0.375 PUD 100061000000000000 2 First Lien N 20360301 AFL2 1365.625 360 0.375 Condominium 100061000000000000 2 First Lien N 20360301 AFL2 290.46875 360 0.375 Condominium 100061000000000000 2 First Lien N 20360301 AFL2 1408.75 360 0.375 PUD 100096000000000000 1 First Lien N 20360401 AFL2 2494.8 360 0.375 2-4 Family 1 N
340000 2.25 N
GROUP I 357 7.875 San Diego 560000 2.25 Y 120 GROUP I 358 7.75 Romulus 127400 2.25 Y 120 GROUP I 357 8.125 Berea 70400 2.25 Y 120 GROUP I 358 8 Elgin 244000 2.25 N 0 GROUP I 357 7.75 MIDDLETOWN 324700 2.25 Y 120 GROUP II 355 6.625 Laguna Beach 1137500 2.25 Y 120 GROUP II 356 5.75 Middletown 151500 2.25 Y 120 GROUP II 355 7.5 Markham 59200 5.875 N 0 GROUP II 357 7.625 Fort Worth 102934 2.25 Y 120 GROUP I 358 8.125 Cincinnati 94500 2.25 Y 60 GROUP II 358 7.25 JUNO BEACH 677500 2.25 Y 120 GROUP I 359 7.875 STATEN ISLAND 1387500 2.25 Y 120 GROUP I 358 8.125 GLENDALE 259200 2.25 Y 120 GROUP I 358 7.75 JACKSONVILLE 108000 2.25 Y 120 GROUP II 359 7.25 PLAINFIELD 356000 2.25 N 0 GROUP II 358 6.75 FAIRFAX 211900 2.25 Y 120 GROUP I 358 8.125 LEXINGTON 63500
20060501 20110401 No_PP G01 20060201 20110101 Prepay G01 20060301 20110201 Prepay G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060201 20110101 Prepay G03 20051201 20101101 No_PP G01 20060101 20101201 No_PP G01 20051201 20101101 No_PP G01 20060201 20110101 Prepay G01 20060301 20110201 Prepay G03 20060301 20110201 Prepay G01 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G02 20060401 20110301 No_PP G02 20060301 20110201 Prepay G01 20060301
80.00 360
80.00 360
70.00 360
80.00 360
80.00 360
80.00 360
70.00 360
45.91 360
80.00 360
80.00 360
75.00 360
73.24 360
75.00 360
80.00 360
80.00 360
80.00 360
79.99 360
82.47
No MI 100095000000000000 1.875 1 First Lien 60 N 20360401 AFL2 560000 3675 360 7.5 0 0 0.375 CA 92110 Single Family No MI 100246000000000000 12.875 1.875 1 First Lien 60 N 20360101 AFL2 127400 822.7916667 360 7.375 0 0 0.375 MI 48174 Single Family No MI 12.75 1.875 1 First Lien 60 N 20360201 AFL2 70400 476.6666667 360 7.75 0 0 0.375 OH 44017 Single Family No MI 100266000000000000 13.125 1.875 1 First Lien 60 N 20360101 AFL2 243671.47 1790.39 360 7.625 0 0 0.375 IL 60120 2-4 Family No MI 100221000000000000 13 1.875 1 First Lien 60 N 20360201 AFL2 324700 2097.020833 360 7.375 0 0 0.375 OH 45044 PUD No MI 100031000000000000 12.75 1.875 1 First Lien 60 N 20360101 AFL2 1137499.99 6279.947861 360 6.25 0 0 0.375 CA 92651 2-4 Family No MI 100163000000000000 11.625 1.875 1 First Lien 60 N 20351101 AFL2 151500 725.9375 360 5.375 0 0 0.375 DE 19709 Single Family No MI 100070000000000000 10.75 1.875 1 First Lien 60 N 20351201 AFL2 58987.9 413.94 360 7.125 0 0 0.375 IL 60426 Single Family No MI 100221000000000000 12.5 1.875 1 First Lien 60 N 20351101 AFL2 102934 654.0597917 360 7.25 0 0 0.375 TX 76131 PUD No MI 100404000000000000 12.625 5.5 1 First Lien 60 N 20360101 AFL2 94500 639.84375 360 7.75 0 0 0.375 OH 45213 2-4 Family No MI 100238000000000000 13.125 1.875 1 First Lien 60 N 20360201 AFL2 677500 4093.229167 360 6.875 0 0 0.375 FL 33408 2-4 Family No MI 100386000000000000 12.25 1.875 1 First Lien 60 N 20360201 WALN 1387500 9105.46875 360 7.5 0 0 0.375 NY 10304 Single Family No MI 100386000000000000 12.875 1.875 1 First Lien 60 N 20360301 WALN 259200 1755 360 7.75 0 0 0.375 AZ 85310 PUD No MI 100386000000000000 13.125 1.875 1 First Lien 60 N 20360201 WALN 108000 697.5 360 7.375 0 0 0.375 FL 32205 Single Family No MI 100386000000000000 12.75 1.875 1 First Lien 60 N 20360201 WALN 355722.28 2428.55 360 6.875 0 0 0.375 NJ 7060 2-4 Family No MI 1000612-0000532306 12.25 1.875 1 First Lien 60 N 20360301 WALN 211900 1191.9375 360 6.375 0 0 0.375 VA 22030 Condominium No MI 100386000000000000 11.75 1.875 1 First Lien 60 N 20360201 WALN 63491.04 429.88725 360 7.75 0 0 0.375 KY 40356 Townhouse YES 100331000000000000 13
2.25 Y
60 GROUP I
20110201 No_PP G01
13.125 360 7.75 KY 82.47 13.125 360 7.125 KY 80.00 12.5 360 7.75 CA 80.00 13.125 360 7.75 CA 80.00 13.125 360 6.625 CA 28.74 12 360 7.75 CA 80.00 13.125 360 6.75 NV 80.00 12.125 360 5.75 WI 54.90 11.125 360 7.125 MD 77.94 12.5 360 7.125 VA 75.00 12.5 360 6.5 GA 80.00 12.875 360 5.615 CA 80.00 11.99 360 5.75 WA 80.00 12.125 360 5.125 CA 80.00 11.5 360 5.375 CA 80.00 11.75 360 5.125 CA 80.00 11.5 360 5.375 CA 85.00 11.75
358 8.125 NICHOLASVILLE 63500 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 7.5 NICHOLASVILLE 68000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8.125 SAN BERNARDINO 240000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 SAN BERNARDINO 200000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 7 CONCORD 125000 20060201 2.375 20080101 Y 120 Prepay GROUP I G01 357 8.125 Los Angeles 368000 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 357 7.125 Fernley 196000 20060201 2.25 20110101 N 0 No_PP GROUP II G01 358 6.125 Milwaukee 109800 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.5 SILVER SPRING 417000 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 7.5 Williamsburg 1350000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 351 6.875 COVINGTON 112000 20050801 2.75 20070701 Y 120 No_PP GROUP I G01 353 5.99 MURRIETA 194400 20051001 4.99 20070901 Y 60 Prepay GROUP I G01 353 6.125 FEDERAL WAY 210400 20051001 5.125 20070901 Y 60 No_PP GROUP I G01 350 5.5 BOULDER CREEK 436000 20050701 4.5 20070601 Y 60 Prepay GROUP I G01 353 5.75 UNION CITY 432000 20051001 4.75 20070901 Y 60 Prepay GROUP I G01 353 5.5 HEMET 316000 20051001 4.5 20070901 Y 60 Prepay GROUP I G01 355 5.75 CERRITOS 501500 20051201 4.75 20071101
1 First Lien 20360201 AFL2 429.9349844 360 0 0 0.375 40356 Townhouse Republic MIC 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 67996.07 424.9754375 360 0 0 0.375 40356 Townhouse No MI 100331000000000000 1.875 1 First Lien 60 N 20360201 AFL2 240000 1625 360 0 0 0.375 92410 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 200000 1354.166667 360 0 0 0.375 92410 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 125000 729.1666667 360 0 0 0.375 94519 Single Family No MI 100194000000000000 1.875 1 First Lien 24 N 20360101 AFL2 368000 2491.666667 360 0 0 0.375 90047 2-4 Family No MI 100196000000000000 2 1 First Lien 60 N 20360101 AFL2 195526.98 1320.49 360 0 0 0.375 89408 Single Family No MI 100102000000000000 1.875 1 First Lien 60 N 20360101 AFL2 109800 560.4375 360 0 0 0.375 53202 Condominium No MI 100030000000000000 1.875 1 First Lien 60 N 20360201 AFL2 417000 2606.25 360 0 0 0.375 20910 Single Family No MI 100293000000000000 1.875 1 First Lien 60 N 20360201 AFL2 1350000 8437.5 360 0 0 0.375 23185 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 111937.75 641.310026 360 0 0 0.375 30014 Single Family No MI 100030000000000000 1.875 2 First Lien 24 N 20350701 ALT1 194400 970.38 360 0 0 0.375 92563 Condominium No MI 100225000000000000 2.375 1 First Lien 24 N 20350901 ALT1 210400 1073.916667 360 0 0 0.375 98023 Single Family No MI 100225000000000000 4.615 1 First Lien 24 N 20350901 ALT1 435798.65 1997.410479 360 0 0 0.375 95006 Single Family No MI 100225000000000000 4.75 1 First Lien 24 N 20350601 ALT1 432000 2070 360 0 0 0.375 94587 Single Family No MI 100225000000000000 4.125 1 First Lien 24 N 20350901 ALT1 316000 1448.333333 360 0 0 0.375 92545 Single Family No MI 100225000000000000 4.375 1 First Lien 24 N 20350901 ALT1 501496.04 2403.001858 360 0 0 0.375 90703 Single Family No MI 100225000000000000 4.125 1 First Lien N
1.875 60 63498.09
60 Prepay GROUP I G01 353 5.99 LA MIRADA 206400 20051001 5.25 20070901 Y 60 Prepay GROUP I G01 353 5.5 ATASCADERO 344800 20051001 4.5 20070901 Y 60 Prepay GROUP I G01 353 5.5 WALNUT 487200 20051001 4.75 20070901 Y 60 Prepay GROUP I G01 355 6.375 SIMI VALLEY 480000 20051201 5.375 20071101 Y 60 Prepay GROUP I G01 353 5.5 SPRINGVILLE 102000 20051001 4.5 20070901 Y 60 Prepay GROUP II G01 358 6.75 Harrington 55000 20060301 2.25 20110201 N 0 No_PP GROUP II G03 357 7.5 Cedarhurst 553000 20060201 2.25 20110101 N 0 No_PP GROUP II G03 357 7.5 WARRENTON 454850 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 352 7.875 North Hollywood 502500 20050901 3.125 20060801 Y 120 Prepay GROUP I G01 352 5.625 RIVERSIDE 252000 20050901 2.75 20070801 Y 120 Prepay GROUP I G01 357 7.75 Miami 420000 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 8 Tampa 125600 20060201 2.25 20110101 Y 120 No_PP GROUP II G04 356 6 Spring Hill 174096 20060101 2.25 20151201 Y 120 No_PP GROUP I G01 358 8.25 Laveen 341200 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 357 7.375 Reno 224000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 8.125 New Brunswick 240000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 6.375 HENDERSON 150000 20060301 2.25 20110201 Y 120 No_PP
360 5.615 CA 80.00 11.99 360 5.125 CA 80.00 11.5 360 5.125 CA 80.00 11.5 360 6 CA 80.00 12.375 360 5.125 UT 80.00 11.5 360 6.375 DE 45.83 11.75 360 7.125 NY 70.00 12.5 360 7.125 VA 80.00 12.5 360 7.5 CA 74.96 12 360 5.25 CA 80.00 10.625 360 7.375 FL 70.00 12.75 360 7.625 FL 80.00 13 360 5.625 TN 80.00 12 360 7.875 AZ 74.99 13.25 360 7 NV 80.00 12.375 360 7.75 NJ 80.00 13.125 360 6 NV 42.64 11.375 360 0 0
24 206400 0 90638 No MI 4.375 24 344800
0 93422 No MI 4.875 24 487200 0 0 91789 No MI 4.125 24 480000 0 0 93065 No MI 4.375 24 102000 0 0 84663 No MI 5 24 54905.03 0 0 19952 No MI 1.875 60 551761.05 0 0 11516 No MI 1.875 60 454850 0 0 20187 No MI 1.875 60 502500 0 0 91607 No MI 1.875 6 First Lien 12 N 20350801 AFL2 251195.56 1177.479188 360 0 0 0.375 92504 Single Family No MI 100134000000000000 2.75 1 First Lien 24 N 20350801 ALT1 420000 2712.5 360 0 0 0.375 33131 Condominium No MI 100203000000000000 2.375 1 First Lien 60 N 20360101 AFL2 125600 837.3333333 360 0 0 0.375 33603 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360101 AFL2 174096 870.48 360 0 0 0.375 37174 PUD No MI 100016000000000000 1.875 2 First Lien 120 N 20351201 AFL2 341200 2345.75 360 0 0 0.375 85339 PUD No MI 100101000000000000 1.875 1 First Lien 60 N 20360201 AFL2 224000 1376.666667 360 0 0 0.375 89506 2-4 Family No MI 100125000000000000 1.875 1 First Lien 60 N 20360101 AFL2 240000 1625 360 0 0 0.375 8901 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 149675.7 795.1521563 360 0 0 0.375 89044 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2
20351101 ALT1 1030.28 360 0.375 Condominium 100225000000000000 1 First Lien N 20350901 ALT1 1580.333333 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 2233 360 0.375 Single Family 100225000000000000 1 First Lien N 20350901 ALT1 2550 360 0.375 Single Family 100225000000000000 1 First Lien N 20351101 ALT1 467.5 360 0.375 PUD 100225000000000000 1 First Lien N 20350901 ALT1 356.73 360 0.375 Single Family 100213000000000000 1 First Lien N 20360201 AFL2 3866.66 360 0.375 Single Family 100163000000000000 1 First Lien N 20360101 AFL2 2842.8125 360 0.375 Condominium 100028000000000000 1 First Lien N 20360101 AFL2 3297.65625 360 0.375 Single Family
GROUP I G01 357 8.25 Coon Rapids 157000 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 7.75 WASHINGTON 361600 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 356 7.5 FOUNTAIN HILLS 275500 20060101 2.25 20101201 Y 120 No_PP GROUP I G01 357 8.25 CINCINNATI 177200 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 358 7.5 SCOTTSDALE 138675 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 357 7.25 BELTSVILLE 333750 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8.25 SMYRNA 235600 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 6.625 BAKERSFIELD 365000 20060201 2.25 20110101 Y 120 No_PP GROUP II G04 356 6.25 Phoenix 242000 20060101 2.25 20151201 Y 120 No_PP GROUP II G01 357 7.5 Orlando 264000 20060201 2.25 20110101 Y 60 Prepay GROUP II G01 357 7.25 Dallas 201600 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8.625 Lafayette 60000 20060201 2.375 20080101 N 0 No_PP GROUP II G03 356 6.5 North Palm Beach 680000 20060101 2.25 20101201 Y 120 Prepay GROUP I G01 357 8 ANTHEM 257864 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.5 Denver 319200 20060201 2.25 20110101 Y 120 No_PP GROUP II G03 357 7.375 RANCHO CUCAMONGA 650000 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 359 7.375 West Valley City 111600 20060401 2.25 20110301 Y 120 Prepay GROUP I G01
157000 7.875 MN 79.96 13.25 360 7.375 DC 80.00 12.75 360 7.125 AZ 79.99 12.5 360 7.875 OH 80.00 13.25 360 7.125 AZ 75.00 12.5 360 6.875 MD 75.00 12.25 360 7.875 DE 79.99 13.25 360 6.25 CA 80.00 11.625 360 5.875 AZ 49.39 12.25 360 7.125 FL 80.00 12.5 360 6.875 TX 80.00 12.25 360 8.25 IN 75.00 13.625 360 6.125 FL 80.00 12.5 360 7.625 AZ 80.00 13 360 7.125 CO 80.00 12.5 360 7 CA 79.84 12.375 360 7 UT 80.00 12.375 360 0 0 0 55433 No MI 1.875 60 361600
360
0 20001 No MI 1.875 60 275500 0 0 85268 No MI 1.875 60 177199.9 0 0 45224 No MI 1.875 60 138675 0 0 85257 No MI 1.875 60 333750 0 0 20705 No MI 1.875 60 235600 0 0 19977 No MI 1.875 60 365000 0 0 93311 No MI 1.875 60 242000 0 0 85023 No MI 1.875 120 264000 0 0 32832 No MI 1.875 1 First Lien 60 N 20360101 AFL2 201600 1218 360 0 0 0.375 75206 2-4 Family No MI 100195000000000000 1.875 1 First Lien 60 N 20360101 AFL2 59892.98 466.67 360 0 0 0.375 47905 Single Family No MI 100266000000000000 1.875 1 First Lien 24 N 20360101 AFL2 680000 3683.333333 360 0 0 0.375 33408 Condominium No MI 100016000000000000 2 2 First Lien 60 N 20351201 AFL2 257863.99 1719.093267 360 0 0 0.375 85086 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 319200 1995 360 0 0 0.375 80203 Condominium No MI 100095000000000000 1.875 1 First Lien 60 N 20360101 AFL2 650000 3994.791667 360 0 0 0.375 91739 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 111600 685.875 360 0 0 0.375 84120 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360301 AFL2 165063 1083.225938 360
100204000000000000 First Lien 20360101 AFL2 2335.333333 360 0.375 Single Family 100213000000000000 1 First Lien N 20360101 AFL2 1721.875 360 0.375 Single Family 100183000000000000 1 First Lien N 20351201 AFL2 1218.249313 360 0.375 Single Family 100204000000000000 1 First Lien N 20360101 AFL2 866.71875 360 0.375 Condominium 100414000000000000 1 First Lien N 20360201 AFL2 2016.40625 360 0.375 Single Family 100213000000000000 1 First Lien N 20360101 AFL2 1619.75 360 0.375 PUD 100028000000000000 1 First Lien N 20360101 AFL2 2015.104167 360 0.375 Single Family 100057000000000000 1 First Lien N 20360101 AFL2 1260.416667 360 0.375 Single Family 100016000000000000 2 First Lien N 20351201 AFL2 1650 360 0.375 PUD
358 7.875 RICHMOND 165063 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.25 Grand Prairie 120000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 357 7.25 Las Vegas 258300 20060201 2.25 20110101 Y 60 Prepay GROUP I G01 357 8.5 Hamilton 752808 20060201 2.375 20080101 Y 120 No_PP GROUP I G01 358 7.875 BRENTWOOD 452751 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 357 6.125 WESLEY CHAPEL 273132 20060201 2.25 20110101 Y 120 No_PP GROUP II G04 357 6.75 Reston 294450 20060201 2.25 20160101 Y 120 No_PP GROUP II G01 358 6.75 DANVERS 370500 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.75 Bourne 195000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 Detroit 75200 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 357 7.75 ORLANDO 264368 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 7.875 Scottsdale 700000 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 359 8.25 North Bergen 450000 20060401 2.25 20110301 Y 60 No_PP GROUP II G02 354 6.625 CUMMING 183700 20051101 2.25 20101001 Y 120 No_PP GROUP I G01 356 6.625 Vista 249000 20060101 2.375 20071201 Y 120 No_PP GROUP I G01 357 7.125 BEAUMONT 224800 20060201 2.375 20080101 Y 120 No_PP GROUP I G01 357 7.875 RANCHO CUCAMONGA 356000 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357
7.5 VA 80.00 12.875 360 7.875 TX 80.00 13.25 360 6.875 NV 79.97 12.25 360 8.125 VA 80.00 13.5 360 7.5 CA 79.44 12.875 360 5.75 FL 80.00 11.125 360 6.375 VA 65.00 12.75 360 6.375 MA 65.00 12.75 360 6.375 MA 65.00 12.75 360 7.625 MI 80.00 13 360 7.375 FL 80.00 12.75 360 7.5 AZ 79.55 12.875 360 7.875 NJ 75.00 13.25 360 6.25 GA 79.98 11.625 360 6.25 CA 50.82 11.625 360 6.75 CA 80.00 12.125 360 7.5 CA 80.00 12.875 360 7.375
0 0.375 23233 Townhouse No MI 100028000000000000 1.875 1 First Lien 60 N 20360201 AFL2 120000 825 360 0 0 0.375 75052 PUD No MI 100293000000000000 1.875 1 First Lien 60 N 20360201 AFL2 258300 1560.5625 360 0 0 0.375 89139 Single Family No MI 1.875 1 First Lien 60 N 20360101 AFL2 752808 5332.39 360 0 0 0.375 20158 Single Family No MI 100063000000000000 1.875 1 First Lien 24 N 20360101 AFL2 452751 2971.178438 360 0 0 0.375 94513 PUD No MI 100057000000000000 2 1 First Lien 60 N 20360201 AFL2 273132 1394.11125 360 0 0 0.375 33544 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 294450 1656.28125 360 0 0 0.375 20190 Condominium No MI 100016000000000000 1.875 2 First Lien 120 N 20360101 AFL2 370500 2084.0625 360 0 0 0.375 1923 Single Family No MI 100095000000000000 1.875 2 First Lien 60 N 20360201 AFL2 195000 1096.875 360 0 0 0.375 2532 Single Family No MI 100095000000000000 1.875 2 First Lien 60 N 20360201 AFL2 75200 501.3333333 360 0 0 0.375 48238 2-4 Family No MI 100064000000000000 1.875 2 First Lien 60 N 20360201 AFL2 264368 1707.376667 360 0 0 0.375 32828 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 700000 4593.75 360 0 0 0.375 85251 Condominium No MI 100195000000000000 1.875 1 First Lien 60 N 20360101 AFL2 450000 3093.75 360 0 0 0.375 7047 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 183700 1014.177083 360 0 0 0.375 30040 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20351001 AFL2 248999.99 1374.687445 360 0 0 0.375 92084 Single Family No MI 100014000000000000 1.875 1 First Lien 24 N 20351201 AFL2 224799.99 1334.749941 360 0 0 0.375 92223 PUD No MI 100057000000000000 2 1 First Lien 24 N 20360101 AFL2 356000 2336.25 360 0 0 0.375 91730 Single Family No MI 100414000000000000 2 1 First Lien 60 N 20360101 AFL2 186521 1204.614792 360 0 0 0.375
7.75 Orlando 186521 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 354 7.25 Chicago 176000 20051101 2.25 20101001 Y 60 No_PP GROUP II G04 356 7.625 Winter Haven 75000 20060101 2.25 20151201 Y 120 No_PP GROUP II G03 357 6.375 MENIFEE 439802 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358 7.35 Burtonsville 231750 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.125 Nashville 69600 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 360 8 Chicago 168750 20060501 2.25 20110401 Y 60 Prepay GROUP II G02 360 7 Bakersfield 147000 20060501 2.25 20110401 Y 60 Prepay GROUP II G02 360 5.875 HIGHLANDS RANCH 198050 20060501 2.25 20110401 Y 120 No_PP GROUP II G02 360 6.75 Woodhaven 416800 20060501 2.25 20110401 Y 60 No_PP GROUP I G01 359 8 Forest Park 86400 20060401 2.75 20110301 Y 120 No_PP GROUP I G01 359 8 Forest Park 77000 20060401 2.75 20110301 Y 120 No_PP GROUP II G01 359 6.125 bethel island 350000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.375 Erie 324000 20060301 2.75 20110201 Y 120 No_PP GROUP II G02 359 6.75 VACAVILLE 311200 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 360 8 Alexandria 308000 20060501 2.25 20110401 N 0 No_PP GROUP II G01 359 7.375 Lorain 206832 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 8.375 Morrow
FL 80.00 12.75 360 6.875 IL 80.00 12.25 360 7.25 FL 75.00 12.625 360 6 CA 80.00 11.375 360 6.975 MD 75.00 12.35 360 7.75 TN 80.00 13.125 360 7.625 IL 75.00 13 360 6.625 CA 70.00 12 360 5.5 CO 79.99 10.875 360 6.375 NY 80.00 11.75 360 7.625 GA 80.00 14 360 7.625 GA 66.96 14 360 5.75 CA 59.83 11.125 360 7 CO 80.00 13.375 360 6.375 CA 80.00 11.75 360 7.625 VA 80.00 13 360 7 OH 80.00 12.375 360 8 OH 0
32837 No MI 1.875 60 176000 0 60617 No MI 1.875 60 74999.12 0 0 33880 No MI 1.875 120 439729.33 0 0 92584 No MI 1.875 60 231750 0 0 20866 No MI 1.875 60 69600 0 0 37206 No MI 1.875 60 168750 0 0 60643 No MI 1.875 60 147000 0 0 93304 No MI 1.875 60 198050 0 0 80129 No MI 1.875 60 416800 0 0 11421 No MI 1.875 60 86400 0 0 30297 No MI 1.875 60 77000 0 0 30297 No MI 2.375 60 350000 0 0 94511 No MI 2.375 60 324000 0 0 80516 No MI 1.875 60 311200 0 0 95688 No MI 2.375 60 308000 0 0 22303 No MI 1.875 60 206832 0 0 44053 No MI 1.875 60 171996 0 0 45152
Condominium 100139000000000000 First Lien N 20360101 AFL2 1063.333333 360 0.375 2-4 Family 100221000000000000 1 First Lien N 20351001 AFL2 476.5569083 360 0.375 Single Family 100425000000000000 1 First Lien N 20351201 AFL2 2336.062066 360 0.375 PUD 100057000000000000 1 First Lien N 20360101 AFL2 1419.46875 360 0.375 PUD 100218000000000000 1 First Lien N 20360201 AFL2 471.25 360 0.375 Single Family 100331000000000000 1 First Lien N 20360301 AFL2 1125 360 0.375 Single Family 100185000000000000 1 First Lien N 20360401 AFL2 857.5 360 0.375 Single Family 100185000000000000 1 First Lien N 20360401 AFL2 969.6197917 360 0.375 Condominium 100047000000000000 1 First Lien N 20360401 AFL2 2344.5 360 0.375 2-4 Family 1002711-0000018874 1 First Lien N 20360401 AFL2 576 360 0.375 Single Family 100229000000000000 2 First Lien N 20360301 AFL2 513.3333333 360 0.375 Single Family 100229000000000000 2 First Lien N 20360301 AFL2 1786.458333 360 0.375 Single Family 100074000000000000 1 First Lien N 20360301 AFL2 1991.25 360 0.375 PUD 100016000000000000 2 First Lien N 20360201 AFL2 1750.5 360 0.375 Single Family 100074000000000000 1 First Lien N 20360301 AFL2 2259.99 360 0.375 Single Family 100218000000000000 1 First Lien N 20360401 AFL2 1271.155 360 0.375 Single Family 100028000000000000 1 First Lien N 20360301 AFL2 1200.38875 360 0.375 PUD 1 N
171996 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 360 6.5 Las Vegas 270000 20060501 2.25 20110401 Y 120 Prepay GROUP II G02 359 6.125 DINUBA 110000 20060401 2.25 20110301 N 0 Prepay GROUP II G02 359 7.25 DENVER 260800 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.375 COLORADO SPRINGS 146000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 360 8.125 LEXINGTON 64800 20060501 2.25 20110401 Y 120 No_PP GROUP I G01 359 8.125 Gainesville 467700 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.875 Waxhaw 212488 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 Hagerstown 434035 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.125 Rochester 82320 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8 Palm Coast 606400 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 7.25 LAWRENCEVILLE 136000 20060301 2.25 20110201 N 0 No_PP GROUP II G01 360 7.625 JACKSONVILLE 235472 20060501 2.25 20110401 Y 120 No_PP GROUP II G01 359 6.5 Citrus Heights 222000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.25 HYATTSVILLE 333600 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 360 7.875 GILBERT 251250 20060501 2.25 20110401 Y 120 Prepay GROUP II G02 359 7.5 LAVEEN 212276 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 360 8.125 PHOENIX 216000 20060501
80.00 13.375 360 6.125 NV 60.54 11.5 360 5.75 CA 60.44 11.125 360 6.875 CO 80.00 12.25 360 7 CO 80.00 12.375 360 7.75 SC 80.00 13.125 360 7.75 VA 80.00 13.125 360 7.5 NC 80.00 12.875 360 7.375 MD 80.00 12.75 360 7.75 MN 80.00 13.125 360 7.625 FL 80.00 13 360 6.875 GA 80.00 12.25 360 7.25 FL 80.00 12.625 360 6.125 CA 64.35 11.5 360 6.875 MD 80.00 12.25 360 7.5 AZ 75.00 12.875 360 7.125 AZ 80.00 12.5 360 7.75 AZ 80.00
No MI 100028000000000000 1.875 1 First Lien 60 N 20360301 AFL2 270000 1462.5 360 0 0 0.375 89102 Single Family No MI 100195000000000000 1.875 1 First Lien 60 N 20360401 AFL2 109893.09 668.37 360 0 0 0.375 93618 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360301 AFL2 260800 1575.666667 360 0 0 0.375 80212 Single Family No MI 100125000000000000 1.875 1 First Lien 60 N 20360301 AFL2 146000 897.2916667 360 0 0 0.375 80919 Single Family No MI 100125000000000000 1.875 1 First Lien 60 N 20360301 AFL2 64800 438.75 360 0 0 0.375 29073 Single Family No MI 100252000000000000 1.875 1 First Lien 60 N 20360401 AFL2 467700 3166.71875 360 0 0 0.375 20155 Single Family No MI 100028000000000000 1.875 1 First Lien 60 N 20360301 AFL2 212488 1394.4525 360 0 0 0.375 28173 Single Family No MI 100028000000000000 1.875 1 First Lien 60 N 20360301 AFL2 434035 2803.142708 360 0 0 0.375 21742 Single Family No MI 100028000000000000 1.875 1 First Lien 60 N 20360301 AFL2 82320 557.375 360 0 0 0.375 55901 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360301 AFL2 606400 4042.666667 360 0 0 0.375 32137 Condominium No MI 100091000000000000 1.875 1 First Lien 60 N 20360301 AFL2 135787.18 927.76 360 0 0 0.375 30043 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 235472 1496.228333 360 0 0 0.375 32256 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360401 AFL2 222000 1202.5 360 0 0 0.375 95621 Single Family No MI 100188000000000000 1.875 1 First Lien 60 N 20360301 AFL2 333600 2015.5 360 0 0 0.375 20783 Single Family No MI 100031000000000000 1.875 1 First Lien 60 N 20360301 AFL2 251250 1648.828125 360 0 0 0.375 85296 PUD No MI 100414000000000000 1.875 1 First Lien 60 N 20360401 AFL2 212276 1326.725 360 0 0 0.375 85339 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 216000 1462.5 360 0 0 0.375 85015 Single Family No MI 100414000000000000
2.25 Y
120 GROUP II
20110401 Prepay G01
13.125 360 7.25 VA 80.00 12.625 360 8 FL 80.00 13.375 360 6.5 CA 79.99 11.875 360 7.875 TX 80.00 13.25 360 7.125 NJ 80.00 13.5 360 7.125 MD 80.00 12.5 360 6.625 NV 80.00 12 360 7.25 AZ 70.00 12.625 360 7 AZ 80.00 12.375 360 5.625 CA 64.38 12 360 7 MN 65.00 12.375 360 5.875 CA 52.29 11.25 360 7.5 CO 77.37 12.875 360 8 MN 80.00 13.375 360 8 MN 80.00 13.375 360 6.625 GA 80.00 12 360 6.75 UT 80.00 12.125 0
1.875 60 188000 0 22408 No MI 1.875 60 193600 0 0 32724 No MI 1.875 60 278350 0 0 95210 No MI 1.875 60 68000 0 0 77072 No MI 1.875 60 332000 0 0 7201 No MI 1.875 60 264000 0 0 20879 No MI 1.875 60 208000 0 0 89142 No MI 1.875 60 217000 0 0 85085 No MI 1.875 60 182000 0 0 85018 No MI 1.875 60 150000 0 0 93309 No MI 1.875 60 138622 0 0 55401 No MI 1.875 60 400000 0 0 94019 No MI 1.875 60 153200 0 0 80210 No MI 1.875 60 365520 0 0 56071 No MI 1.875 60 365520 0 0 56071 No MI 1.875 60 142400 0 0 30519 No MI 1.875 60 130295.72 0 0 84078 No MI 1.875
359 7.625 Fredericksburg 188000 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 360 8.375 Deland 193600 20060501 2.25 20110401 Y 120 Prepay GROUP II G02 359 6.875 Stockton 278350 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 8.25 Houston 68000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.5 Elizabeth 332000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 360 7.5 GAITHERSBURG 264000 20060501 2.25 20110401 Y 120 No_PP GROUP II G02 359 7 Las Vegas 208000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 360 7.625 Phoenix 217000 20060501 2.25 20110401 Y 120 Prepay GROUP II G02 360 7.375 Phoenix 182000 20060501 2.25 20110401 Y 120 Prepay GROUP II G01 359 6 BAKERSFIELD 150000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.375 Minneapolis 138622 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.25 HALF MOON BAY 400000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 DENVER 153200 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.375 NEW PRAGUE 365520 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.375 NEW PRAGUE 365520 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7 BUFORD 142400 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.125 VERNAL 130400 20060401 2.25 20110301
1 First Lien 20360401 AFL2 1194.583333 360 0.375 PUD 100034000000000000 1 First Lien N 20360301 AFL2 1351.166667 360 0.375 2-4 Family 100091000000000000 1 First Lien N 20360401 AFL2 1594.713542 360 0.375 Single Family 100034000000000000 1 First Lien N 20360301 AFL2 467.5 360 0.375 PUD 100034000000000000 1 First Lien N 20360301 AFL2 2075 360 0.375 2-4 Family 100034000000000000 2 First Lien N 20360301 AFL2 1650 360 0.375 PUD 100031000000000000 1 First Lien N 20360401 AFL2 1213.333333 360 0.375 Single Family 100195000000000000 1 First Lien N 20360301 AFL2 1378.854167 360 0.375 Single Family 100173000000000000 1 First Lien N 20360401 AFL2 1118.541667 360 0.375 Condominium 100195000000000000 1 First Lien N 20360401 AFL2 750 360 0.375 Single Family 100183000000000000 2 First Lien N 20360301 AFL2 851.9477083 360 0.375 Condominium 100173000000000000 1 First Lien N 20360301 AFL2 2083.333333 360 0.375 Single Family 100067000000000000 1 First Lien N 20360301 AFL2 1005.375 360 0.375 Single Family 100076000000000000 1 First Lien N 20360301 AFL2 2551.025 360 0.375 Single Family 100400000000000000 1 First Lien N 20360301 AFL2 2551.025 360 0.375 Single Family 100400000000000000 1 First Lien N 20360301 AFL2 830.6666667 360 0.375 PUD 100293000000000000 1 First Lien N 20360301 AFL2 878.53 360 0.375 Single Family 100125000000000000 1 First Lien N
0 GROUP I 359 7.875 Jersey City 348000 2.25 Y 60 GROUP II 360 8.375 PFLUGERVILLE 131361 2.25 Y 120 GROUP II 359 7 COLORADO SPRINGS 73080 2.25 Y 120 GROUP II 359 7.25 DIAMOND VALLEY 233600 2.25 Y 120 GROUP II 359 7.5 ALEXANDRIA 568180 2.25 Y 120 GROUP II 360 7 INDIO 219064 2.25 Y 120 GROUP I 356 6.5 HOMESTEAD 180300 2.375 Y 120 GROUP I 359 7.75 Woodstock 105750 2.25 Y 120 GROUP I 359 8.375 Smithville 64000 2.25 Y 120 GROUP I 359 8.375 Las Vegas 311250 2.25 Y 60 GROUP II 359 7.25 ELKRIDGE 332800 2.25 Y 120 GROUP II 360 7.75 Lees Summit 86775 2.25 Y 120 GROUP II 359 6.5 Saint Paul 56700 2.25 N 0 GROUP I 359 7.75 SPOTSYLVANIA 200000 2.25 Y 120 GROUP I 359 8.125 ATLANTA 152000 2.25 Y 120 GROUP II 359 7.625 JONESBORO 84800 2.25 Y 120 GROUP II 359 7 ATLANTA 128050 2.25 Y 120
Prepay G01
360 7.5 NJ 0
60 348000 0 7302 No MI 1.875 60 131361 0 0 78660 No MI 1.875 60 73080 0 0 80918 No MI 1.875 60 233600 0 0 84770 No MI 1.875 60 568180 0 0 22303 No MI 1.875 60 219064 0 0 92203 No MI 1.875 60 180300 0 0 33035 No MI 1.875 24 105750 0 0 30189 No MI 2 60 64000 0 0 44276 No MI 1.875 60 311250 0 0 89135 No MI 1.875 60 332800 0 0 21075 No MI 1.875 60 86775 0 0 64082 No MI 1.875 60 56648.75 0 0 55106 No MI 1.875 60 200000 0 0 22553 No MI 1.875 60 152000 0 0 30354 No MI 1.875 60 84800 0 0 30238 No MI 1.875 60 128050 0 0 30310 No MI 1.875 60
20060401 20110301 No_PP G02 20060501 20110401 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 No_PP G03 20060401 20110301 No_PP G02 20060501 20110401 No_PP G01 20060101 20071201 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G02 20060401 20110301 No_PP G02 20060501 20110401 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay
80.00 12.875 360 8 TX 75.00 13.375 360 6.625 CO 80.00 12 360 6.875 UT 80.00 12.25 360 7.125 VA 80.00 12.5 360 6.625 CA 80.00 12 360 6.125 FL 79.96 12.5 360 7.375 GA 75.00 13.75 360 8 OH 80.00 13.375 360 8 NV 75.00 13.375 360 6.875 MD 79.99 12.25 360 7.375 MO 65.00 12.75 360 6.125 MN 70.00 11.5 360 7.375 VA 80.00 12.75 360 7.75 GA 80.00 13.125 360 7.25 GA 80.00 12.625 360 6.625 GA 65.00 12 360
20360301 AFL2 2283.75 360 0.375 2-4 Family 100234000000000000 1 First Lien N 20360301 AFL2 916.7903125 360 0.375 PUD 100199000000000000 1 First Lien N 20360401 AFL2 426.3 360 0.375 Condominium 100125000000000000 1 First Lien N 20360301 AFL2 1411.333333 360 0.375 PUD 100125000000000000 1 First Lien N 20360301 AFL2 3551.125 360 0.375 PUD 100057000000000000 1 First Lien N 20360301 AFL2 1277.873333 360 0.375 PUD 100057000000000000 1 First Lien N 20360401 AFL2 976.625 360 0.375 PUD 100188000000000000 1 First Lien N 20351201 AFL2 682.96875 360 0.375 Single Family 100229000000000000 2 First Lien N 20360301 AFL2 446.6666667 360 0.375 Single Family 100331000000000000 1 First Lien N 20360301 AFL2 2172.265625 360 0.375 PUD 100185000000000000 1 First Lien N 20360301 AFL2 2010.666667 360 0.375 Condominium 100031000000000000 1 First Lien N 20360301 AFL2 560.421875 360 0.375 Single Family 100425000000000000 1 First Lien N 20360401 AFL2 358.38 360 0.375 Single Family 100432000000000000 1 First Lien N 20360301 AFL2 1291.666667 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2 1029.166667 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2 538.8333333 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2 746.9583333 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2
GROUP II 359 6.75 ATLANTA 182400 2.25 Y 120 GROUP II 359 7.125 ROSWELL 360000 2.25 Y 120 GROUP II 359 6.875 Fort Myers 222400 2.25 Y 120 GROUP II 359 7.375 Rockwall 146400 2.25 Y 120 GROUP II 359 6.625 ROSEVILLE 337000 2.25 Y 120 GROUP II 359 6.5 LOLETA 297000 2.25 N 0 GROUP II 359 6.625 BRIGHAM 50050 2.25 Y 120 GROUP I 359 8 LAS VEGAS 189600 2.25 Y 120 GROUP I 359 8.25 PHOENIX 224000 2.25 Y 120 GROUP I 359 7.875 LOUISVILLE 166500 2.25 Y 60 GROUP I 359 7.75 THORNTON 87430 2.25 Y 120 GROUP I 359 8.125 GREENWOOD 197343 2.25 Y 120 GROUP II 358 6.375 Scottsdale 107456 2.25 Y 120 GROUP II 359 6 Hyattsville 231000 2.25 Y 120 GROUP II 360 8 LAS VEGAS 336028 2.25 Y 120 GROUP II 359 6.875 LAS VEGAS 270000 2.25 Y 120 GROUP I 359 7.625 WILMETTE 700000 2.25 Y 120 GROUP II
G02 6.375 GA 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G02 20060301 20110201 Prepay G02 20060401 20110301 Prepay G02 20060501 20110401 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G02 80.00 11.75 360 6.75 GA 80.00 12.125 360 6.5 FL 80.00 11.875 360 7 TX 80.00 12.375 360 6.25 CA 79.29 11.625 360 6.125 CA 60.00 11.5 360 6.25 UT 70.99 11.625 360 7.625 NV 80.00 13 360 7.875 AZ 80.00 13.25 360 7.5 KY 90.00 12.875 360 7.375 CO 70.00 12.75 360 7.75 IN 75.00 13.125 360 6 AZ 80.00 11.375 360 5.625 MD 58.48 11 360 7.625 NV 80.00 13 360 6.5 NV 75.00 12.875 360 7.25 IL 70.00 13.625 360
1026 360 0 0.375 30360 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 360000 2137.5 360 0 0 0.375 30076 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 222400 1274.166667 360 0 0 0.375 33913 Condominium No MI 1.875 2 First Lien 60 N 20360301 AFL2 146400 899.75 360 0 0 0.375 75087 PUD No MI 100307000000000000 1.875 1 First Lien 60 N 20360301 AFL2 337000 1860.520833 360 0 0 0.375 95678 Single Family No MI 100074000000000000 1.875 1 First Lien 60 N 20360301 AFL2 296731.51 1877.24 360 0 0 0.375 95551 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360301 AFL2 50050 276.3177083 360 0 0 0.375 84302 PUD No MI 100183000000000000 1.875 1 First Lien 60 N 20360301 AFL2 189600 1264 360 0 0 0.375 89115 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360301 AFL2 224000 1540 360 0 0 0.375 85013 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 166500 1092.65625 360 0 0 0.375 40242 Single Family Republic MIC 100331000000000000 1.875 1 First Lien 60 N 20360301 AFL2 87430 564.6520833 360 0 0 0.375 80229 PUD No MI 100113000000000000 1.875 2.75 First Lien 60 N 20360301 AFL2 197343 1336.176563 360 0 0 0.375 46143 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360301 AFL2 107456 570.86 360 0 0 0.375 85260 Condominium No MI 100195000000000000 1.875 1 First Lien 60 N 20360201 AFL2 231000 1155 360 0 0 0.375 20785 Single Family No MI 100031000000000000 1.875 1 First Lien 60 N 20360301 AFL2 336028 2240.186667 360 0 0 0.375 89131 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360401 AFL2 270000 1546.875 360 0 0 0.375 89144 PUD No MI 100183000000000000 1.875 2 First Lien 60 N 20360301 AFL2 700000 4447.916667 360 0 0 0.375 60091 Single Family No MI 100087000000000000 1.875 2 First Lien 60 N 20360301 AFL2 158000 921.6666667 360 0
182400
360 7 Las Vegas 158000 2.25 Y 120 GROUP I 359 6.375 Los Angeles 290000 2.375 Y 120 GROUP I 359 8.375 WHITTIER 624000 2.25 Y 120 GROUP II 359 7 SANTA ANA 280000 2.25 Y 120 GROUP I 359 8.375 COLUMBUS 60200 2.25 Y 120 GROUP I 359 8.5 Brockton 343200 2.25 N 0 GROUP II 359 6.875 ATLANTA 672000 2.25 Y 120 GROUP II 359 7.375 Atlanta 204000 2.25 Y 120 GROUP II 359 7.625 ATLANTA 172000 2.25 Y 120 GROUP I 359 7.75 MARIETTA 114560 2.25 N 0 GROUP II 359 7.25 DENVER 255750 2.25 Y 120 GROUP II 359 7.25 MARICOPA 216281 2.25 Y 120 GROUP II 359 7.625 BEAVERTON 200990 2.25 N 0 GROUP II 359 6.875 Kissimmee 420000 2.25 Y 120 GROUP I 359 8.375 PHOENIX 197050 2.25 Y 120 GROUP II 359 6.75 Pembroke Pines 174200 2.25 Y 60 GROUP I 359 7.75 Woodhaven 520000 2.25 Y 60 GROUP II 359
6.625 NV 20060501 20110401 Prepay G01 20060401 20080301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G03 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20060401 20110301 Prepay G03 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G02 80.00 12 360 6 CA 63.74 11.375 360 8 CA 80.00 13.375 360 6.625 CA 80.00 13 360 8 OH 77.18 13.375 360 8.125 MA 79.83 13.5 360 6.5 GA 80.00 11.875 360 7 GA 80.00 12.375 360 7.25 GA 80.00 12.625 360 7.375 GA 80.00 12.75 360 6.875 CO 75.00 12.25 360 6.875 AZ 80.00 12.25 360 7.25 OR 74.99 12.625 360 6.5 FL 80.00 12.875 360 8 AZ 79.98 13.375 360 6.375 FL 65.00 11.75 360 7.375 NY 80.00 12.75 360 7.125
0 0.375 89108 Condominium No MI 100195000000000000 1.875 1 First Lien 60 N 20360401 AFL2 290000 1540.625 360 0 0 0.375 90037 Single Family No MI 1000407-0010600206 1.875 1 First Lien 24 N 20360301 AFL2 624000 4355 360 0 0 0.375 90606 2-4 Family No MI 100311000000000000 2 1 First Lien 60 N 20360301 AFL2 280000 1633.333333 360 0 0 0.375 92701 Condominium No MI 100087000000000000 1.875 2 First Lien 60 N 20360301 AFL2 60200 420.1458333 360 0 0 0.375 43211 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360301 AFL2 342992.09 2638.91 360 0 0 0.375 2301 2-4 Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 672000 3850 360 0 0 0.375 30318 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 204000 1253.75 360 0 0 0.375 30310 Single Family No MI 010018500000000000 1.875 1 First Lien 60 N 20360301 AFL2 172000 1092.916667 360 0 0 0.375 30318 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 114479.15 820.72 360 0 0 0.375 30064 PUD No MI 010018500000000000 1.875 1 First Lien 60 N 20360301 AFL2 255750 1545.15625 360 0 0 0.375 80202 Condominium No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 216181.87 1306.098798 360 0 0 0.375 85249 PUD No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 200844.53 1422.59 360 0 0 0.375 97007 Condominium No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 420000 2406.25 360 0 0 0.375 34746 PUD No MI 100016000000000000 1.875 2 First Lien 60 N 20360301 AFL2 197050 1375.244792 360 0 0 0.375 85041 PUD No MI 1001993-0000635032 1.875 1 First Lien 60 N 20360301 AFL2 174200 979.875 360 0 0 0.375 33024 PUD No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 520000 3358.333333 360 0 0 0.375 11421 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 252300 1576.875 360 0 0 0.375
7.5 DOUGLASVILLE 252300 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.875 Jacksonville 117000 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 7.875 RIVERDALE 89600 20060401 2.25 20110301 N 0 Prepay GROUP II G02 360 8.25 Naples 319600 20060501 2.25 20110401 Y 60 Prepay GROUP I G01 359 6.5 Dallas 573050 20060401 2.25 20130301 Y 120 Prepay GROUP II G01 359 7.25 Henderson 212000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.875 Rifle 189120 20060401 2.25 20110301 Y 60 Prepay GROUP II G02 359 7.75 Herndon 333900 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.5 HAVERHILL 183000 20060401 2.25 20110301 N 0 No_PP GROUP II G01 359 7.5 VANCOUVER 206400 20060401 2.25 20110301 Y 60 No_PP GROUP II G02 360 7.5 Chicago 77675 20060501 2.25 20110401 N 0 No_PP GROUP II G02 359 8 PHOENIX 85600 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.375 LAS VEGAS 304000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.875 SAN ANTONIO 134860 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.875 ENGLEWOOD 341000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.875 ENGLEWOOD 362000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8 Saint Clair Shores 102350 20060401 2.25 20110301 Y 60 Prepay GROUP II G02 359 7.5 Cottonwood
GA 64.99 12.5 360 7.5 FL 90.00 12.875 360 7.5 GA 80.00 12.875 360 7.875 FL 80.00 13.25 360 6.125 TX 80.00 11.5 360 6.875 NV 80.00 12.25 360 6.5 CO 80.00 11.875 360 7.375 VA 80.00 12.75 360 7.125 MA 69.98 13.5 360 7.125 WA 80.00 12.5 360 7.125 IL 65.00 12.5 360 7.625 AZ 80.00 13 360 7 NV 80.00 12.375 360 6.5 TX 80.00 11.875 360 7.5 NJ 64.95 12.875 360 7.5 NJ 63.51 12.875 360 7.625 MI 74.98 13 360 7.125 AZ
30135 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 116919.48 848.33 360 0 0 0.375 32223 Single Family PMI 100264000000000000 1.875 1 First Lien 60 N 20360301 AFL2 89538.34 649.66 360 0 0 0.375 30274 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 319600 2197.25 360 0 0 0.375 34120 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360401 AFL2 573050 3104.020833 360 0 0 0.375 75205 Single Family No MI 100054000000000000 1.875 2 First Lien 84 N 20360301 AFL2 212000 1280.833333 360 0 0 0.375 89015 Single Family No MI 100096000000000000 1.875 1 First Lien 60 N 20360301 AFL2 189120 1083.5 360 0 0 0.375 81650 Single Family No MI 100095000000000000 1.875 1 First Lien 60 N 20360301 AFL2 333900 2156.4375 360 0 0 0.375 20171 Condominium No MI 100031000000000000 1.875 1 First Lien 60 N 20360301 AFL2 182864.18 1279.57 360 0 0 0.375 1830 Single Family No MI 100095000000000000 1.875 2 First Lien 60 N 20360301 AFL2 206400 1290 360 0 0 0.375 98665 Single Family No MI 100074000000000000 1.875 1 First Lien 60 N 20360301 AFL2 77675 543.11 360 0 0 0.375 60643 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360401 AFL2 85600 570.6666667 360 0 0 0.375 85012 Condominium No MI 100183000000000000 1.875 1 First Lien 60 N 20360301 AFL2 304000 1868.333333 360 0 0 0.375 89146 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360301 AFL2 134860 772.6354167 360 0 0 0.375 78247 PUD No MI 100076000000000000 1.875 1 First Lien 60 N 20360301 AFL2 341000 2237.8125 360 0 0 0.375 7631 2-4 Family No MI 100247000000000000 1.875 1 First Lien 60 N 20360301 AFL2 362000 2375.625 360 0 0 0.375 7631 2-4 Family No MI 100247000000000000 1.875 1 First Lien 60 N 20360301 AFL2 102350 682.3333333 360 0 0 0.375 48082 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 234000 1462.5 360 0 0 0.375 86326 Single Family
234000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.75 Richardson 175200 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.125 Eloy 89925 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.875 PEYTON 288000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.375 Paterson 281600 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 359 7.375 Thornton 136500 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8.375 DALLAS 174750 20060401 2.25 20110301 N 0 Prepay GROUP II G01 359 7.25 Rockaway Twp. 324000 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 8.375 Glenview 1125000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.125 Newark 172500 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 8.375 Pleasantville 176000 20060401 2.25 20110301 N 0 No_PP GROUP II G02 359 7.5 Severance 199986 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 356 7.25 Lakeport 346500 20060101 2.25 20101201 Y 120 No_PP GROUP II G01 359 7.125 NORTH HOLLYWOOD 637000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.875 Paterson 299000 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 356 7.25 Sanger 164000 20060101 2.25 20101201 N 0 No_PP GROUP II G03 359 6.875 ALLENHURST 674000 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 358 8.125 Saint Paul 136000 20060301
80.00 12.5 360 6.375 TX 80.00 11.75 360 7.75 AZ 75.00 13.125 360 6.5 CO 80.00 11.875 360 7 NJ 80.00 12.375 360 7 CO 70.00 12.375 360 8 TX 75.00 13.375 360 6.875 NJ 80.00 12.25 360 8 IL 75.00 13.375 360 7.75 NJ 75.00 13.125 360 8 NJ 80.00 13.375 360 7.125 CO 80.00 12.5 360 6.875 CA 70.00 13.25 360 6.75 CA 65.00 12.125 360 6.5 NJ 65.00 11.875 360 6.875 TX 80.00 12.25 360 6.5 NJ 69.48 11.875 360 7.75 MN 80.00
No MI 1.875 60 175200 0 0 75082 No MI 1.875 60 89925 0 0 85231 No MI 1.875 60 288000 0 0 80831 No MI 1.875 60 281600 0 0 7501 No MI 1.875 60 136500 0 0 80229 No MI 1.875 60 174641.38 0 0 75214 No MI 1.875 60 324000 0 0 7801 No MI 1.875 60 1125000 0 0 60025 No MI 1.875 60 172500 0 0 7105 No MI 1.875 60 175890.6 0 0 8232 No MI 1.875 60 199986 0 0 80546 No MI 1.875 60 346500 0 0 95453 No MI 1.875 60 637000 0 0 91605 No MI 1.875 60 299000 0 0 7513 No MI 1.875 60 163483.6 0 0 76266 No MI 1.875 60 674000 0 0 7711 No MI 1.875 60 135821.46 0 0 55106 No MI
100195000000000000 First Lien 20360301 AFL2 985.5 360 0.375 Single Family 100307000000000000 1 First Lien N 20360301 AFL2 608.8671875 360 0.375 Single Family 100238000000000000 1 First Lien N 20360301 AFL2 1650 360 0.375 PUD 100021000000000000 1 First Lien N 20360301 AFL2 1730.666667 360 0.375 2-4 Family 100234000000000000 1 First Lien N 20360301 AFL2 838.90625 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2 1328.23 360 0.375 2-4 Family 100199000000000000 1 First Lien N 20360301 AFL2 1957.5 360 0.375 Single Family 100234000000000000 1 First Lien N 20360301 AFL2 7851.5625 360 0.375 Single Family 100400000000000000 1 First Lien N 20360301 AFL2 1167.96875 360 0.375 Condominium 100234000000000000 1 First Lien N 20360301 AFL2 1337.73 360 0.375 Single Family 100234000000000000 1 First Lien N 20360301 AFL2 1249.9125 360 0.375 PUD 100226000000000000 1 First Lien N 20360301 AFL2 2093.4375 360 0.375 Single Family 100432000000000000 2 First Lien N 20351201 AFL2 3782.1875 360 0.375 2-4 Family 100311000000000000 1 First Lien N 20360301 AFL2 1713.020833 360 0.375 2-4 Family 100234000000000000 1 First Lien N 20360301 AFL2 1118.77 360 0.375 Single Family 100432000000000000 1 First Lien N 20351201 AFL2 3861.458333 360 0.375 Single Family 100139000000000000 1 First Lien N 20360301 AFL2 1009.8 360 0.375 Single Family 100261000000000000 1 N
4.625 N GROUP II
20110201 Prepay G01
14.125 360 6.875 TN 80.00 12.25 360 8 MN 80.00 13.375 360 6.125 KY 80.00 12.5 360 7.125 CA 65.00 13.5 360 7.5 CA 80.00 13.875 360 7.5 CA 80.00 13.875 360 6.875 FL 65.00 13.25 360 7.125 CA 80.00 13.5 360 8 TX 70.00 13.375 360 7.125 UT 80.00 13.5 360 7.875 CA 80.00 14.25 360 7.125 IL 80.00 13.5 360 8 CA 80.00 13.375 360 6.75 TX 80.00 12.125 360 7.75 SC 80.00 13.125 360 6.875 TX 64.99 12.25 360 7.875 CO 80.00 13.25
359 7.25 Lewisburg 131200 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8.375 Minneapolis 180000 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 6.5 LEXINGTON 163692 20060401 2.25 20090301 Y 120 No_PP GROUP II G03 358 7.5 Alamo 1030250 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 San Bernardino 424000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 San Bernardino 416000 20060301 2.25 20110201 Y 120 Prepay GROUP II G03 359 7.25 Miami 1495000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.5 Victorville 236400 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 360 8.375 Killeen 41930 20060501 2.25 20110401 N 0 Prepay GROUP II G03 359 7.5 Salt Lake City 960000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.25 Los Angeles 928000 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 359 7.5 Chicago 495440 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 360 8.375 ESCONDIDO 380000 20060501 2.25 20110401 Y 120 Prepay GROUP II G02 360 7.125 MC KINNEY 288000 20060501 2.25 20110401 Y 120 Prepay GROUP I G01 360 8.125 LEXINGTON 118400 20060501 2.25 20110401 Y 120 Prepay GROUP II G02 359 7.25 SPRING 91350 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8.25 Littleton 180000 20060401 2.25 20110301
2 First Lien 20360201 AFL2 792.6666667 360 0 0 0.375 37091 Single Family No MI 1000608-0602003927 4.25 1 First Lien 60 N 20360301 AFL2 179888.12 1368.13 360 0 0 0.375 55416 Single Family No MI 1000608-0602003966 1.875 1 First Lien 60 N 20360301 AFL2 163692 886.665 360 0 0 0.375 40509 Single Family No MI 100331000000000000 1.875 1 First Lien 36 N 20360301 AFL2 1030250 6439.0625 360 0 0 0.375 94507 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 424000 2782.5 360 0 0 0.375 92404 2-4 Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 416000 2730 360 0 0 0.375 92404 2-4 Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 1495000 9032.291667 360 0 0 0.375 33131 Condominium No MI 100034000000000000 1.875 2 First Lien 60 N 20360301 AFL2 236400 1477.5 360 0 0 0.375 92395 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360301 AFL2 41930 318.7 360 0 0 0.375 76541 2-4 Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360401 AFL2 960000 6000 360 0 0 0.375 84103 PUD No MI 100034000000000000 1.875 2 First Lien 60 N 20360301 AFL2 928000 6380 360 0 0 0.375 90019 2-4 Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360301 AFL2 495440 3096.5 360 0 0 0.375 60611 Condominium No MI 100034000000000000 1.875 2 First Lien 60 N 20360301 AFL2 380000 2652.083333 360 0 0 0.375 92027 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360401 AFL2 288000 1710 360 0 0 0.375 75071 Single Family No MI 100252000000000000 1.875 1 First Lien 60 N 20360401 AFL2 118400 801.6666667 360 0 0 0.375 29072 Single Family No MI 100251800140590031.875 1 First Lien 60 N 20360401 AFL2 91350 551.90625 360 0 0 0.375 77318 PUD No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 180000 1237.5 360 0 0 0.375 80124 Single Family No MI 100266000000000000 1.875 1 First Lien N
1.875 60 131200
120 GROUP I 360 8.25 CINCINNATI 117600 2.25 Y 120 GROUP II 359 6.5 Minneapolis 112000 2.25 N 0 GROUP I 360 8.375 Tucson 120000 2.25 Y 120 GROUP I 359 8 Lithonia 62000 2.25 Y 60 GROUP I 360 8.375 Englewood 212000 2.25 Y 120 GROUP I 359 8.25 VERO BEACH 147120 2.25 Y 60 GROUP II 359 6.875 Phoenix 141134 2.25 Y 120 GROUP II 359 6.875 Highland 360000 2.25 Y 120 GROUP I 359 8 Sebring 64000 2.75 Y 120 GROUP II 359 7 Bluffton 165272 2.25 Y 120 GROUP II 352 7.5 Atlanta 192724 2.25 Y 120 GROUP II 359 6.625 Elloree 468000 2.25 Y 120 GROUP II 359 6.625 Rohnert Park 383500 2.25 Y 120 GROUP I 359 6 Birmingham 129200 2.38 Y 120 GROUP II 359 7.625 Orange Beach 428000 2.25 Y 120 GROUP II 359 6.5 Galveston 232475 2.25 Y 120 GROUP I 359 8.5 Destin 108000 2.25 Y 120
Prepay G01
360 7.875 OH 0 13.25 360 6.125 MN
60 117600 0 45240 No MI 1.875 60 111898.75 0 0 55407 No MI 1.875 60 120000 0 0 85746 No MI 1.875 60 62000 0 0 30038 No MI 1.875 60 212000 0 0 34223 No MI 1.875 60 147120 0 0 32962 No MI 1.875 60 141134 0 0 85008 No MI 1.875 60 360000 0 0 92346 No MI 1.875 60 64000 0 0 33872 No MI 1.875 60 165272 0 0 29910 No MI 2.375 60 192724 0 0 30331 No MI 1.875 60 468000 0 0 29047 No MI 1.875 60 383500 0 0 94928 No MI 1.875 60 129200 0 0 35242 No MI 1.875 24 428000 0 0 36561 No MI 2.005 60 232475 0 0 77554 No MI 1.875 60 108000 0 0 32541 No MI 1.875 60
20060501 20110401 No_PP G02 20060401 20110301 No_PP G01 20060501 20110401 Prepay G01 20060401 20110301 Prepay G01 20060501 20110401 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20050901 20100801 No_PP G03 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20080301 No_PP G03 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP
80.00
70.00 11.5 360 8 AZ 80.00 13.375 360 7.625 GA 69.99 13 360 8 FL 80.00 13.375 360 7.875 FL 80.00 13.25 360 6.5 AZ 70.00 11.875 360 6.5 CA 80.00 11.875 360 7.625 FL 80.00 14 360 6.625 SC 80.00 13 360 7.125 GA 71.14 13.5 360 6.25 SC 80.00 12.625 360 6.25 CA 65.00 12.625 360 5.625 AL 80.00 11 360 7.25 AL 80.00 13.625 360 6.125 TX 79.99 12.5 360 8.125 FL 80.00 14.5 360
20360301 AFL2 808.5 360 0.375 Single Family 100331000000000000 1 First Lien N 20360401 AFL2 707.92 360 0.375 Single Family 100432000000000000 1 First Lien N 20360301 AFL2 837.5 360 0.375 Single Family 100101000000000000 1 First Lien N 20360401 AFL2 413.3333333 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2 1479.583333 360 0.375 Single Family 100035000000000000 1 First Lien N 20360401 AFL2 1011.45 360 0.375 Single Family 010019900000000000 1 First Lien N 20360301 AFL2 808.5802083 360 0.375 PUD 1001699-0015400344 1 First Lien N 20360301 AFL2 2062.5 360 0.375 Single Family 100096000000000000 1 First Lien N 20360301 AFL2 426.6666667 360 0.375 Single Family 100016000000000000 2 First Lien N 20360301 AFL2 964.0866667 360 0.375 PUD 100016000000000000 2 First Lien N 20360301 AFL2 1204.525 360 0.375 PUD 100016000000000000 2 First Lien N 20350801 AFL2 2583.75 360 0.375 Single Family 100229000000000000 2 First Lien N 20360301 AFL2 2117.239583 360 0.375 Single Family 100016000000000000 2 First Lien N 20360301 AFL2 646 360 0.375 Single Family 100229000000000000 1 First Lien N 20360301 AFL2 2719.583333 360 0.375 Condominium 100229000000000000 2 First Lien N 20360301 AFL2 1259.239583 360 0.375 Condominium 100016000000000000 2 First Lien N 20360301 AFL2 765 360 0.375 Condominium 100229000000000000 2 First Lien N 20360301 AFL2
GROUP II G01 358 7.25 Brockton 300000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.375 Colorado Springs 137200 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.75 Pooler 130558 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 5.875 South Boston 417000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7.25 Leesburg 320000 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 8.375 Henderson 164800 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 360 8.375 Fort Lauderdale 340000 20060501 2.25 20110401 Y 120 Prepay GROUP II G01 359 7.375 LOUISVILLE 58400 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 360 8.375 Fort Lauderdale 340000 20060501 2.25 20110401 Y 120 No_PP GROUP II G02 358 6.25 Buford 139850 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7 Chesapeake 417000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.125 AUSTIN 1057500 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 7.875 Powder Springs 107150 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 359 7.5 Baltimore 58500 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.5 Baltimore 58500 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.25 Lockport 186400 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 8.25 Phoenix 166400 20060401 2.25 20110301 Y 120 Prepay GROUP II G02
73.17 360
80.00 360
80.00 360
77.94 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
64.98 360
74.51 360
75.00 360
74.98 360
65.00 360
65.00 360
79.32 360
80.00 360
297891.05 1799.758427 360 0 0 0.375 2302 Single Family No MI 100016000000000000 13.25 1.875 2 First Lien 60 N 20360201 AFL2 137200 957.5416667 360 8 0 0 0.375 CO 80920 Single Family No MI 100030000000000000 13.375 1.875 1 First Lien 60 N 20360301 AFL2 130558 734.38875 360 6.375 0 0 0.375 GA 31322 PUD No MI 100016000000000000 12.75 1.875 2 First Lien 60 N 20360301 AFL2 417000 2041.5625 360 5.5 0 0 0.375 MA 2127 Single Family No MI 100016000000000000 11.875 1.875 2 First Lien 60 N 20360201 AFL2 320000 1933.333333 360 6.875 0 0 0.375 VA 20176 PUD No MI 100230000000000000 12.25 1.875 1 First Lien 60 N 20360301 AFL2 164800 1150.166667 360 8 0 0 0.375 NV 89015 Single Family No MI 100195000000000000 13.375 1.875 1 First Lien 60 N 20360301 AFL2 340000 2372.916667 360 8 0 0 0.375 FL 33304 2-4 Family No MI 13.375 1.875 1 First Lien 60 N 20360401 AFL2 58400 358.9166667 360 7 0 0 0.375 KY 40207 Condominium No MI 100331000000000000 12.375 1.875 1 First Lien 60 N 20360301 AFL2 340000 2372.916667 360 8 0 0 0.375 FL 33304 2-4 Family No MI 100022000000000000 13.375 1.875 1 First Lien 60 N 20360401 AFL2 139850 728.3854167 360 5.875 0 0 0.375 GA 30519 PUD No MI 100032000000000000 11.25 1.875 1 First Lien 60 N 20360201 AFL2 417000 2432.5 360 6.625 0 0 0.375 MD 20732 Single Family No MI 100031000000000000 12 1.875 1 First Lien 60 N 20360301 AFL2 1056808.25 7851.91 360 7.75 0 0 0.375 TX 78746 PUD No MI 100199000000000000 13.125 1.875 1 First Lien 60 N 20360301 AFL2 107150 703.171875 360 7.5 0 0 0.375 GA 30127 PUD No MI 100185000000000000 12.875 1.875 1 First Lien 60 N 20360301 AFL2 58500 365.625 360 7.125 0 0 0.375 MD 21213 2-4 Family No MI 100173000000000000 12.5 1.875 1 First Lien 60 N 20360301 AFL2 58500 365.625 360 7.125 0 0 0.375 MD 21213 2-4 Family No MI 100173000000000000 12.5 1.875 1 First Lien 60 N 20360301 AFL2 186254.59 1271.58 360 6.875 0 0 0.375 IL 60441 Single Family No MI 1001132-0013548383 12.25 1.875 1 First Lien 60 N 20360301 AFL2 166400 1144 360 7.875 0 0 0.375 AZ 85043 Single Family No MI 100256000000000000 13.25 1.875 1 First Lien 60 N 20360301 AFL2 334100 1809.708333 360 6.875 MA
359 6.5 Suitland 334100 2.25 Y 120 GROUP I 359 8.25 Phoenix 54000 2.25 Y 120 GROUP II 359 7.5 Chandler 184000 2.25 Y 120 GROUP I 359 8 Riverview 139920 2.25 Y 120 GROUP I 359 8.5 LONG BRANCH 259000 2.25 N 0 GROUP I 359 8.375 Las Vegas 262500 2.25 Y 60 GROUP I 359 8.375 PHOENIX 207200 2.25 Y 120 GROUP II 359 7 FOUNTAIN HILLS 999950 2.25 Y 120 GROUP II 359 6.75 CHANDLER 432000 2.25 Y 120 GROUP II 359 7 GREELEY 170720 2.25 Y 120 GROUP II 359 7.625 PEORIA 296250 2.25 Y 120 GROUP II 359 7.375 MARICOPA 264000 2.25 Y 120 GROUP II 360 7 ANTELOPE 412000 2.25 Y 120 GROUP I 359 8.25 CHANDLER 300000 2.25 Y 120 GROUP II 359 7.375 CHANDLER 460000 2.25 Y 120 GROUP II 359 7.375 Scottsdale 264000 2.25 Y 120 GROUP I 359 7.875 CONVERSE 93600 2.25 N 0 GROUP I 359
6.125 MD 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G03 20060401 20110301 No_PP G03 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060501 20110401 Prepay G01 20060401 20110301 Prepay G03 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 80.00 11.5 360 7.875 AZ 80.00 13.25 360 7.125 AZ 80.00 12.5 360 7.625 FL 80.00 13 360 8.125 NJ 70.00 13.5 360 8 NV 75.00 13.375 360 8 AZ 80.00 13.375 360 6.625 AZ 66.66 12 360 6.375 AZ 80.00 11.75 360 6.625 CO 80.00 12 360 7.25 AZ 75.00 12.625 360 7 AZ 80.00 12.375 360 6.625 CA 80.00 12 360 7.875 AZ 80.00 13.25 360 7 AZ 80.00 12.375 360 7 AZ 80.00 12.375 360 7.5 TX 80.00 12.875 360 7.75
0 20746 No MI 1.875 60 54000 0 0 85018 No MI 1.875 60 184000 0 0 85224 No MI 1.875 60 139920 0 0 33569 No MI 1.875 60 258843.09 0 0 7740 No MI 1.875 60 262500 0 0 89148 No MI 1.875 60 207200 0 0 85053 No MI 1.875 60 999950 0 0 85268 No MI 1.875 60 432000 0 0 85224 No MI 1.875 60 170720 0 0 80634 No MI 1.875 60 296250 0 0 85383 No MI 1.875 60 264000 0 0 85239 No MI 1.875 60 412000 0 0 95843 No MI 1.875 60 300000 0 0 85226 No MI 1.875 60 460000 0 0 85226 No MI 1.875 60 264000 0 0 85258 No MI 1.875 60 93535.59 0 0 78109 No MI 1.875 60 380000 0 0
0.375 Single Family 100031000000000000 First Lien N 20360301 AFL2 371.25 360 0.375 Condominium 1001949-7210601719 1 First Lien N 20360301 AFL2 1150 360 0.375 Single Family 1001949-7210601642 1 First Lien N 20360301 AFL2 932.8 360 0.375 PUD 100266000000000000 1 First Lien N 20360301 AFL2 1991.49 360 0.375 Single Family 1002466-0601200002 1 First Lien N 20360301 AFL2 1832.03125 360 0.375 PUD 100185000000000000 1 First Lien N 20360301 AFL2 1446.083333 360 0.375 Single Family 100414000000000000 1 First Lien N 20360301 AFL2 5833.041667 360 0.375 Single Family 100414000000000000 1 First Lien N 20360301 AFL2 2430 360 0.375 Single Family 100414000000000000 1 First Lien N 20360301 AFL2 995.8666667 360 0.375 PUD 100414000000000000 1 First Lien N 20360301 AFL2 1882.421875 360 0.375 PUD 100414000000000000 1 First Lien N 20360301 AFL2 1622.5 360 0.375 Single Family 100414000000000000 1 First Lien N 20360301 AFL2 2403.333333 360 0.375 Single Family 100414000000000000 1 First Lien N 20360401 AFL2 2062.5 360 0.375 Single Family 100414000000000000 1 First Lien N 20360301 AFL2 2827.083333 360 0.375 Single Family 100414000000000000 1 First Lien N 20360301 AFL2 1622.5 360 0.375 PUD 100414000000000000 1 First Lien N 20360301 AFL2 678.66 360 0.375 Single Family 100414000000000000 1 First Lien N 20360301 AFL2 2572.916667 360 0.375 1 N
8.125 GLENDALE 380000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.25 Humble 77850 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 7.875 Hialeah 776000 20060401 2.25 20110301 Y 60 No_PP GROUP II G02 359 6.875 Las Vegas 225000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 7.625 Mesa 348000 20060301 2.75 20110201 Y 120 Prepay GROUP I G01 359 8 MENIFEE 350396 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.5 ATL 239200 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 Union City 155650 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8.25 Denver 105000 20060401 2.25 20110301 Y 60 Prepay GROUP II G02 360 7.375 LAS VEGAS 302303 20060501 2.37 20110401 Y 120 No_PP GROUP II G01 359 7.125 NORTH LAS VEGAS 212670 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8 Boca Raton 146950 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 359 6.75 Clovis 86100 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 8 Boca Raton 141000 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8.125 Pensacola 138650 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8.375 BURNSVILLE 264000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 358 7.25 LILBURN 103920 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 7.875 Colorado Springs
AZ 80.00 13.125 360 6.875 TX 64.96 12.25 360 7.5 FL 80.00 12.875 360 6.5 NV 75.00 11.875 360 7.25 AZ 80.00 13.625 360 7.625 CA 80.00 13 360 7.125 GA 80.00 12.5 360 7.375 GA 74.99 12.75 360 7.875 CO 75.00 13.25 360 7 NV 80.00 12.375 360 6.75 NV 80.00 12.125 360 7.625 FL 74.59 13 360 6.375 NM 69.49 11.75 360 7.625 FL 75.00 13 360 7.75 FL 74.99 13.125 360 8 MN 80.00 13.375 360 6.875 GA 80.00 12.25 360 7.5 CO
85310 PUD No MI 100150000000000000 1.875 1 First Lien 60 N 20360301 AFL2 77789.27 531.07 360 0 0 0.375 77346 PUD No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 776000 5092.5 360 0 0 0.375 33016 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 225000 1289.0625 360 0 0 0.375 89113 Single Family No MI 010009600000000000 1.875 1 First Lien 60 N 20360301 AFL2 348000 2211.25 360 0 0 0.375 85203 2-4 Family No MI 100195000000000000 1.875 2 First Lien 60 N 20360201 AFL2 350396 2335.973333 360 0 0 0.375 92584 PUD No MI 100057000000000000 2.375 1 First Lien 60 N 20360301 AFL2 239200 1495 360 0 0 0.375 30310 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 155650 1005.239583 360 0 0 0.375 30291 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 105000 721.875 360 0 0 0.375 80221 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 302303 1857.903854 360 0 0 0.375 89131 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360401 AFL2 212670 1262.728125 360 0 0 0.375 89084 PUD No MI 100057000000000000 1.995 1 First Lien 60 N 20360301 AFL2 146950 979.6666667 360 0 0 0.375 33431 Condominium No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 86100 484.3125 360 0 0 0.375 88101 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 141000 940 360 0 0 0.375 33431 Condominium No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 138650 938.7760417 360 0 0 0.375 32506 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 264000 1842.5 360 0 0 0.375 55306 PUD No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 103920 627.85 360 0 0 0.375 30047 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 133600 876.75 360 0 0 0.375 80911 Single Family
133600 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.625 Everett 204000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.375 Portage 94250 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 359 7.125 Sebring 136194 20060401 2.25 20110301 N 0 Prepay GROUP II G02 360 6.375 BOSTON 325000 20060501 2.25 20110401 Y 120 No_PP GROUP II G02 359 7.875 Conroe 115600 20060401 2.75 20110301 Y 120 No_PP GROUP II G02 359 7.875 Houston 97350 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 7.25 Fort Lauderdale 262500 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 7 Jacksonville 56000 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 7.625 Las Vegas 262642.4 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 6.875 Kissimmee 248950 20060401 2.375 20080301 N 0 Prepay GROUP II G02 358 7.375 Pembroke Pines 144036 20060301 2.25 20110201 N 0 Prepay GROUP II G01 359 7.375 SALTON CITY 172200 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.375 SAN GABRIEL 464000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 358 7.25 Decatur 116800 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 360 7.125 Cape Coral 176964 20060501 2.25 20110401 Y 120 No_PP GROUP II G03 359 6.5 Altadena 656000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 TAYLORS FALLS 364000 20060401
80.00 12.875 360 7.25 WA 75.00 12.625 360 7 MI 65.00 12.375 360 6.75 FL 70.00 12.125 360 6 MA 65.00 11.375 360 7.5 TX 74.98 12.875 360 7.5 TX 75.00 12.875 360 6.875 FL 72.92 12.25 360 6.625 FL 70.00 12 360 7.25 NV 80.00 12.625 360 6.5 FL 65.17 11.875 360 7 FL 80.00 12.375 360 7 CA 79.99 12.375 360 8 CA 80.00 13.375 360 6.875 GA 80.00 12.25 360 6.75 FL 80.00 12.125 360 6.125 CA 79.52 12.5 360 7.5 MN 80.00
No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 204000 1296.25 360 0 0 0.375 98208 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 94250 579.2447917 360 0 0 0.375 49024 Single Family No MI 100145000000000000 1.875 1 First Lien 60 N 20360301 AFL2 136085.09 917.56 360 0 0 0.375 33875 Single Family No MI 100203000000000000 1.875 1 First Lien 60 N 20360301 AFL2 325000 1726.5625 360 0 0 0.375 2128 2-4 Family No MI 1001026-0040052271 1.875 1 First Lien 60 N 20360401 AFL2 115600 758.625 360 0 0 0.375 77385 PUD No MI 100115000000000000 1.875 1 First Lien 60 N 20360301 AFL2 97350 638.859375 360 0 0 0.375 77288 PUD No MI 100115000000000000 2.375 1 First Lien 60 N 20360301 AFL2 262500 1585.9375 360 0 0 0.375 33311 Single Family No MI 010037800000000000 1.875 1 First Lien 60 N 20360201 AFL2 56000 326.6666667 360 0 0 0.375 32254 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 262642.4 1668.873583 360 0 0 0.375 89141 PUD No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 248740.86 1635.42 360 0 0 0.375 34746 PUD No MI 1003780-0000312441 1.875 1 First Lien 24 N 20360301 AFL2 143816.13 994.82 360 0 0 0.375 33025 Condominium No MI 100378000003111171.875 1 First Lien 60 N 20360201 AFL2 172200 1058.3125 360 0 0 0.375 92275 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360301 AFL2 464000 3238.333333 360 0 0 0.375 91776 Single Family No MI 100147000000000000 1.875 1 First Lien 60 N 20360301 AFL2 116800 705.6666667 360 0 0 0.375 30035 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 176964 1050.72375 360 0 0 0.375 33991 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360401 AFL2 656000 3553.333333 360 0 0 0.375 91001 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360301 AFL2 364000 2388.75 360 0 0 0.375 55084 Single Family No MI 100400000000000000
2.25 Y
120 GROUP II
20110301 No_PP G02
12.875 360 6.375 CA 80.00 11.75 360 7.375 AZ 80.00 12.75 360 5.625 CA 59.77 11 360 7.75 CT 80.00 13.125 360 7.125 FL 75.00 12.5 360 6.875 CA 80.00 12.25 360 7.75 GA 80.00 13.125 360 7.25 MD 80.00 12.625 360 7.625 GA 80.00 13 360 6.75 GA 75.00 12.125 360 7.625 FL 80.00 13 360 7.75 MD 80.00 13.125 360 6.875 OH 80.00 12.25 360 6.25 CO 78.95 11.625 360 6.625 NV 80.00 12 360 7.75 TN 80.00 13.125 360 7.75 TN 80.00 13.125 0 0
1.875 60 214400 0 92587 No MI 1.875 60 159200 0 86324 No MI 1.875 60 259900 0 0 94533 No MI 1.875 60 185156.62 0 0 6615 No MI 1.875 60 663796 0 0 33324 No MI 1.875 60 992000 0 0 92881 No MI 1.875 60 126400 0 0 30032 No MI 1.875 60 351920 0 0 21629 No MI 1.875 60 303590.7 0 0 30083 No MI 1.875 60 101169.03 0 0 30349 No MI 1.875 60 202612 0 0 33170 No MI 1.875 60 105600 0 0 20743 No MI 1.875 60 87200 0 0 44137 No MI 1.875 60 119787.68 0 0 80010 No MI 1.875 60 230000 0 0 89451 No MI 1.875 60 95873.97 0 0 37206 No MI 1.875 60 95873.97 0 0 37206 No MI 1.875
1 N 20360301 1206 0.375 Single Family
First Lien AFL2 360
358 6.75 Quail Valley 214400 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.75 Clarkdale 159200 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 6 Fairfield 260000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 Stratford 185400 20060301 2.25 20110201 N 0 Prepay GROUP II G03 358 7.5 Plantation 663796 20060301 2.25 20110201 Y 60 Prepay GROUP II G03 358 7.25 Corona 992000 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 8.125 Decatur 126400 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.625 Denton 351920 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8 Stone Mountain 304000 20060301 2.25 20110201 N 0 Prepay GROUP II G01 359 7.125 Atlanta 101250 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 8 Miami 202612 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.125 Capital Heights 105600 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 358 7.25 Maple Heights 87200 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 6.625 Aurora 120000 20060301 2.25 20110201 N 0 Prepay GROUP II G01 359 7 Incline Village 230000 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 358 8.125 Nashville 96000 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 8.125 Nashville 96000 20060301 2.25 20110201
100378000000000000 First Lien N 20360201 AFL2 1028.166667 360 0.375 Single Family 100378000000000000 1 First Lien N 20360201 AFL2 1299.5 360 0.375 Single Family 100378000000000000 1 First Lien N 20360201 AFL2 1376.59 360 0.375 Single Family 100378000000000000 1 First Lien N 20360201 AFL2 4148.725 360 0.375 PUD 1003780-0000311651 1 First Lien N 20360201 AFL2 5993.333333 360 0.375 Single Family 100378000000000000 1 First Lien N 20360201 AFL2 855.8333333 360 0.375 Single Family 100378000000000000 1 First Lien N 20360201 AFL2 2236.158333 360 0.375 Single Family 003780-00003116851 First Lien N 20360201 AFL2 2230.64 360 0.375 Single Family 100378000003116981 First Lien N 20360201 AFL2 682.14 360 0.375 Single Family 1003780-0000311798 1 First Lien N 20360301 AFL2 1350.746667 360 0.375 PUD 100378000000000000 1 First Lien N 20360301 AFL2 715 360 0.375 Single Family 100031000000000000 1 First Lien N 20360301 AFL2 526.8333333 360 0.375 Single Family 100378000000000000 1 First Lien N 20360201 AFL2 768.37 360 0.375 Single Family 100378000000000000 1 First Lien N 20360201 AFL2 1341.666667 360 0.375 Condominium 100378000000000000 1 First Lien N 20360301 AFL2 712.8 360 0.375 Single Family 1003780-0000312083 1 First Lien N 20360201 AFL2 712.8 360 0.375 Single Family 100378000000000000 1 First Lien 1
0 Prepay GROUP I G01 358 8.125 Nashville 96000 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 7.875 Port Saint Lucie 286418 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 359 7.875 Marathon 276800 20060401 2.25 20110301 N 0 Prepay GROUP II G01 358 7.625 Jacksonville 61875 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 359 6.625 Tacoma 195200 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 8.125 Pompano Beach 134320 20060401 2.25 20110301 N 0 Prepay GROUP II G01 358 7.5 Hollywood 320000 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 7.875 Saint Petersburg 84332 20060301 2.25 20110201 Y 60 Prepay GROUP II G02 360 7 ARLINGTON 111200 20060501 2.25 20110401 Y 120 No_PP GROUP I G01 358 8.25 Newnan 119200 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 359 7.125 Lithia 132000 20060401 2.25 20110301 N 0 Prepay GROUP I G01 358 8.25 Atlanta 167200 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 359 7.75 Saint Cloud 158872 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.375 Clearwater 144000 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 8.375 SAN FRANCISCO 992000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.5 Greencastle 339692 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.25 Cedar Park 225600 20060401 2.25 20110301 N 0 No_PP
360 7.75 TN 80.00 13.125 360 7.5 FL 80.00 12.875 360 7.5 FL 80.00 12.875 360 7.25 FL 75.00 12.625 360 6.25 WA 79.35 11.625 360 7.75 FL 80.00 13.125 360 7.125 FL 80.00 12.5 360 7.5 FL 80.00 12.875 360 6.625 MD 80.00 12 360 7.875 GA 80.00 13.25 360 6.75 FL 80.00 12.125 360 7.875 GA 80.00 13.25 360 7.375 FL 80.00 12.75 360 8 FL 80.00 13.375 360 8 CA 80.00 13.375 360 7.125 PA 80.00 13.5 360 6.875 TX 80.00 12.25 360
N 20360201 AFL2 712.8 360 0 0.375 37206 2-4 Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 286418 1879.618125 360 0 0 0.375 34986 PUD No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 276609.51 2006.99 360 0 0 0.375 33050 Condominium No MI 100378000000000000 1.875 1 First Lien 60 N 20360301 AFL2 61875 393.1640625 360 0 0 0.375 32206 Condominium No MI 1003780-0000312189 1.875 1 First Lien 60 N 20360201 AFL2 195027.78 1249.89 360 0 0 0.375 98443 Single Family No MI 1003780-0000312198 1.875 1 First Lien 60 N 20360301 AFL2 134232.14 997.32 360 0 0 0.375 33064 Condominium No MI 010037800000000000 1.875 1 First Lien 60 N 20360301 AFL2 320000 2000 360 0 0 0.375 33021 Single Family No MI 1003780-0000312291 1.875 1 First Lien 60 N 20360201 AFL2 84332 553.42875 360 0 0 0.375 33712 Single Family No MI 010037800000000000 1.875 1 First Lien 60 N 20360201 AFL2 111200 648.6666667 360 0 0 0.375 21215 Townhouse No MI 100213000000000000 1.875 1 First Lien 60 N 20360401 AFL2 119200 819.5 360 0 0 0.375 30265 PUD No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 131894.44 889.31 360 0 0 0.375 33547 PUD No MI 1.875 1 First Lien 60 N 20360301 AFL2 167200 1149.5 360 0 0 0.375 30310 Single Family No MI 010037800000000000 1.875 1 First Lien 60 N 20360201 AFL2 158872 1026.048333 360 0 0 0.375 34769 PUD No MI 1003780-0000312545 1.875 1 First Lien 60 N 20360301 AFL2 143910.5 1094.5 360 0 0 0.375 33755 Single Family No MI 1003780-0000312837 1.875 1 First Lien 60 N 20360301 AFL2 992000 6923.333333 360 0 0 0.375 94122 2-4 Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 339691.99 2123.074938 360 0 0 0.375 17225 PUD No MI 100289000000000000 1.875 2 First Lien 60 N 20360301 AFL2 225424.01 1538.99 360 0 0 0.375 78613 PUD No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 0
60 95873.97
GROUP I G01 359 8 HOUSTON 84750 20060401 2.25 20110301 N 0 Prepay GROUP II G02 359 8.125 WILSON 55200 20060401 2.25 20110301 N 0 Prepay GROUP I G01 358 8 Carl Junction 33860 20060301 2.75 20110201 Y 120 Prepay GROUP I G01 359 8.375 Fort Lupton 101250 20060401 2.25 20110301 Y 60 Prepay GROUP II G02 359 6.75 Colton 304000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7 Jupiter 280139 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8 Atlanta 90000 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 359 5.75 Walnut Creek 204750 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.875 Jacksonville 105000 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8 Westerville 214564 20060401 2.25 20110301 N 0 Prepay GROUP II G01 359 6.5 CORTLAND 172000 20060401 2.25 20110301 N 0 Prepay GROUP II G02 359 7.375 Atlanta 108750 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 359 6.25 San Pedro 400000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.125 CARMEL 426672 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.5 West Valley City 79500 20060401 2.75 20110301 N 0 Prepay GROUP II G02 358 7 Las Vegas 416916 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7.5 DUMFRIES 268000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01
84693.13 7.625 TX 75.00 13 360 7.75 NC 80.00 13.125 360 7.625 MO 77.20 14 360 8 CO 75.00 13.375 360 6.375 CA 80.00 11.75 360 6.625 FL 90.00 13 360 7.625 GA 75.00 13 360 5.375 CA 65.00 11.75 360 6.5 FL 70.00 11.875 360 7.625 OH 80.00 13 360 6.125 NE 80.00 11.5 360 7 GA 75.00 12.375 360 5.875 CA 59.70 12.25 360 7.75 IN 80.00 13.125 360 6.125 UT 72.27 12.5 360 6.625 NV 74.00 12 360 7.125 VA 80.00 12.5 360 0 77083 No MI 1.875 60 55163.89 0 PUD
621.87 0.375 1
360
100199000000000000 First Lien 20360301 AFL2 409.86 360 0 0 0.375 27896 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 33860 225.7333333 360 0 0 0.375 64834 2-4 Family No MI 1001949-7215041890 1.875 2 First Lien 60 N 20360201 AFL2 101250 706.640625 360 0 0 0.375 80621 Single Family No MI 100185000000000000 2.375 1 First Lien 60 N 20360301 AFL2 304000 1710 360 0 0 0.375 92324 Single Family No MI 100096000000000000 1.875 1 First Lien 60 N 20360301 AFL2 280139 1634.144167 360 0 0 0.375 33458 PUD Republic MIC 100016000000000000 1.875 2 First Lien 60 N 20360301 AFL2 90000 600 360 0 0 0.375 30340 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 204750 981.09375 360 0 0 0.375 94597 Condominium No MI 100016000000000000 1.875 2 First Lien 60 N 20360301 AFL2 105000 601.5625 360 0 0 0.375 32211 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 214420.04 1574.39 360 0 0 0.375 43082 PUD No MI 1.875 1 First Lien 60 N 20360301 AFL2 171844.51 1087.16 360 0 0 0.375 68331 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 108750 668.359375 360 0 0 0.375 30318 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 400000 2083.333333 360 0 0 0.375 90731 2-4 Family No MI 100016000000000000 1.875 2 First Lien 60 N 20360301 AFL2 426672 2888.925 360 0 0 0.375 46032 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 79428.13 502.5 360 0 0 0.375 84119 Single Family No MI 100016000000000000 1.875 2 First Lien 60 N 20360301 AFL2 416582.66 2430.065517 360 0 0 0.375 89109 Condominium No MI 100039000000000000 2.375 1 First Lien 60 N 20360201 AFL2 268000 1675 360 0 0 0.375 22023 Townhouse No MI 100218000000000000 1.875 1 First Lien 60 N 20360301 AFL2 342838 2249.874375 360 N
359 7.875 Chicago 342838 2.25 Y 120 GROUP I 360 7.75 ANTHEM 273120 2.25 Y 120 GROUP I 359 7.875 Las Vegas 208305 2.25 Y 120 GROUP II 359 7.375 TUCSON 97999 2.25 Y 120 GROUP I 359 8 BEL AIR 519800 2.25 Y 120 GROUP II 357 5.75 Silverthorne 237000 2.25 N 0 GROUP I 359 8.375 Carrollton 96000 2.25 N 0 GROUP I 359 8.375 Aurora 104000 2.25 Y 120 GROUP I 359 7.75 Woodbridge 351900 2.25 Y 120 GROUP I 359 7.625 CULPEPER 1677000 2.25 Y 120 GROUP I 359 8.375 Dallas 337600 2.25 N 0 GROUP I 359 7.875 Trenton 160000 2.25 N 0 GROUP II 359 7.25 Las Vegas 215200 2.25 Y 120 GROUP I 359 7.875 Alexandria 417000 2.25 Y 120 GROUP II 359 6.5 Woodbridge 236000 2.25 Y 120 GROUP I 359 8.375 PHOENIX 322400 2.25 Y 120 GROUP I 359 8.125 Chicago 213500 2.25 N 0 GROUP II 359
7.5 IL 20060401 20110301 No_PP G01 20060501 20110401 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060201 20110101 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 90.00 12.875 360 7.375 AZ 80.00 12.75 360 7.5 NV 80.00 12.875 360 7 AZ 79.67 12.375 360 7.625 MD 79.99 13 360 5.375 CO 67.71 11.75 360 8 TX 80.00 13.375 360 8 CO 80.00 13.375 360 7.375 VA 80.00 12.75 360 7.25 VA 65.00 13.625 360 8 TX 80.00 13.375 360 7.5 NJ 80.00 12.875 360 6.875 NV 80.00 12.25 360 7.5 VA 79.73 12.875 360 6.125 VA 80.00 11.5 360 8 AZ 79.99 13.375 360 7.75 IL 70.00 13.125 360 6.875
0 0.375 60605 Condominium GE Capital MI 100113000000000000 1.875 1 First Lien 60 N 20360301 AFL2 273120 1763.9 360 0 0 0.375 85086 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360401 AFL2 208305 1367.001563 360 0 0 0.375 89149 PUD No MI 100101000000000000 1.875 1 First Lien 60 N 20360301 AFL2 97999 602.2855208 360 0 0 0.375 85706 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 519800 3465.333333 360 0 0 0.375 21014 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360301 AFL2 236254.11 1383.07 360 0 0 0.375 80498 Condominium No MI 1001247-0007008158 1.875 2 First Lien 60 N 20360101 AFL2 95940.33 729.67 360 0 0 0.375 75006 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 104000 725.8333333 360 0 0 0.375 80015 Single Family No MI 100095000000000000 1.875 1 First Lien 60 N 20360301 AFL2 351900 2272.6875 360 0 0 0.375 22192 Single Family No MI 100031000000000000 1.875 1 First Lien 60 N 20360301 AFL2 1677000 10655.9375 360 0 0 0.375 22701 Single Family No MI 100087000000000000 1.875 2 First Lien 60 N 20360301 AFL2 337390.17 2566 360 0 0 0.375 75230 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360301 AFL2 159889.89 1160.11 360 0 0 0.375 8629 2-4 Family No MI 1.875 1 First Lien 60 N 20360301 AFL2 215200 1300.166667 360 0 0 0.375 89144 PUD No MI 100195000000000000 1.875 1 First Lien 60 N 20360301 AFL2 417000 2736.5625 360 0 0 0.375 22303 Single Family No MI 100218000000000000 1.875 1 First Lien 60 N 20360301 AFL2 236000 1278.333333 360 0 0 0.375 22193 Single Family No MI 100031000000000000 1.875 1 First Lien 60 N 20360301 AFL2 322400 2250.083333 360 0 0 0.375 85085 PUD No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 213360.34 1585.23 360 0 0 0.375 60653 2-4 Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 233905 1413.176042 360 0 0 0.375
7.25 Austin 233905 2.25 Y 60 GROUP I 359 7.875 SCOTTSDALE 393750 2.25 Y 120 GROUP II 359 6.875 NAMPA 119760 2.25 Y 120 GROUP II 359 7.25 Phoenix 123500 2.25 N 0 GROUP II 358 7.625 Saint Louis 75000 2.25 Y 120 GROUP II 359 6.875 SAN JOSE 300000 2.25 N 0 GROUP II 359 7.125 Scottsdale 780000 2.25 Y 120 GROUP II 359 7.125 Phoenix 845000 2.25 Y 120 GROUP I 359 8.125 Saint Charles 119250 2.25 Y 60 GROUP I 359 8.125 Miami 308000 2.25 N 0 GROUP I 359 8.125 CHANDLER 363750 2.25 Y 120 GROUP II 359 6.875 WOODBRIDGE 288000 2.25 Y 120 GROUP II 360 7.5 SOMERSET 110400 2.25 N 0 GROUP I 359 7.875 ATLANTA 160000 2.25 Y 120 GROUP II 359 7 Frederick 280000 2.25 Y 120 GROUP II 359 7.5 RANCHO CORDOVA 451992 2.25 Y 120 GROUP I 359 7.875 CORONA 554872 2.25 Y 120 GROUP II 359 6.75 ELK GROVE
TX 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060401 20110301 No_PP G03 20060401 20110301 Prepay G03 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060501 20110401 No_PP G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G03 20060401 20110301 No_PP G01 20060401 20110301 No_PP G02 70.00 12.25 360 7.5 AZ 75.00 12.875 360 6.5 ID 80.00 11.875 360 6.875 AZ 65.00 12.25 360 7.25 MO 75.00 13.625 360 6.5 CA 64.52 11.875 360 6.75 AZ 65.00 12.125 360 6.75 AZ 65.00 12.125 360 7.75 MO 75.00 13.125 360 7.75 FL 80.00 13.125 360 7.75 AZ 75.00 13.125 360 6.5 VA 80.00 11.875 360 7.125 KY 80.00 12.5 360 7.5 GA 80.00 12.875 360 6.625 MD 80.00 12 360 7.125 CA 80.00 12.5 360 7.5 CA 80.00 12.875 360 6.375 CA
78732 PUD No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 393750 2583.984375 360 0 0 0.375 85259 Condominium No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 119760 686.125 360 0 0 0.375 83687 PUD No MI 100087000000000000 1.875 1 First Lien 60 N 20360301 AFL2 123403.66 842.49 360 0 0 0.375 85016 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 75000 476.5625 360 0 0 0.375 63138 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 299703.03 1970.79 360 0 0 0.375 95132 PUD No MI 100067000000000000 1.875 1 First Lien 60 N 20360301 AFL2 780000 4631.25 360 0 0 0.375 85255 PUD No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 845000 5017.1875 360 0 0 0.375 85044 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 119250 807.421875 360 0 0 0.375 63304 Single Family No MI 010424900000000000 1.875 1 First Lien 60 N 20360301 AFL2 307798.53 2286.89 360 0 0 0.375 33186 PUD No MI 1001991-0511003172 1.875 1 First Lien 60 N 20360301 AFL2 363750 2462.890625 360 0 0 0.375 85225 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 288000 1650 360 0 0 0.375 22191 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360301 AFL2 110400 771.93 360 0 0 0.375 42503 2-4 Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360401 AFL2 160000 1050 360 0 0 0.375 30310 Single Family No MI 010019900000000000 1.875 1 First Lien 60 N 20360301 AFL2 280000 1633.333333 360 0 0 0.375 21703 Single Family No MI 100031000000000000 1.875 1 First Lien 60 N 20360301 AFL2 451992 2824.95 360 0 0 0.375 95742 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 554872 3641.3475 360 0 0 0.375 92880 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 318392 1790.955 360 0 0 0.375 95758 Single Family
318392 2.25 Y 120 GROUP II 359 7.375 Farmington 496000 2.25 N 0 GROUP I 359 8.25 GARY 54000 2.25 N 0 GROUP II 359 7.125 Kailua Kona 608000 2.25 Y 120 GROUP I 359 8.25 GARY 51000 2.25 N 0 GROUP II 359 7.625 CHICAGO 243600 2.25 Y 120 GROUP I 359 8.375 Scottsdale 276650 2.25 Y 120 GROUP II 358 7.625 Myrtle Beach 178633 2.25 Y 120 GROUP I 358 7.875 Orlando 170200 2.75 Y 120 GROUP II 358 7.25 Everett 220000 2.25 Y 120 GROUP II 358 6.5 Kissimmee 128000 2.25 Y 120 GROUP II 359 7 LORTON 324000 2.25 Y 120 GROUP I 359 8.125 Miami 705000 2.25 Y 120 GROUP II 359 6.75 HYATTSVILLE 145000 2.25 Y 120 GROUP I 359 8.125 Chicago 95783 2.25 N 0 GROUP I 359 8.125 Philadelphia 56000 2.25 N 0 GROUP II 359 6.75 MIDDLETON 143920 2.25 Y 120 GROUP II 359 7.125 PHOENIX 164000
20060401 20110301 No_PP G03 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G02 20060401
80.00 11.75 360 7 UT 80.00 12.375 360 7.875 IN 75.00 13.25 360 6.75 HI 80.00 13.125 360 7.875 IN 79.69 13.25 360 7.25 IL 74.98 12.625 360 8 AZ 80.00 13.375 360 7.25 SC 80.00 13.625 360 7.5 FL 79.99 13.875 360 6.875 WA 80.00 12.25 360 6.125 FL 80.00 12.5 360 6.625 VA 80.00 12 360 7.75 FL 75.00 13.125 360 6.375 MD 48.33 11.75 360 7.75 IL 80.00 13.125 360 7.75 PA 80.00 13.125 360 6.375 ID 80.00 11.75 360 6.75 AZ 80.00
No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 495622.58 3425.75 360 0 0 0.375 84025 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360301 AFL2 53965.57 405.68 360 0 0 0.375 46404 Single Family No MI 100006000000000000 1.875 1 First Lien 60 N 20360301 AFL2 608000 3610 360 0 0 0.375 96740 PUD No MI 010086600000000000 1.875 2 First Lien 60 N 20360301 AFL2 50967.48 383.15 360 0 0 0.375 46402 Single Family No MI 100061000000000000 1.875 1 First Lien 60 N 20360301 AFL2 243600 1547.875 360 0 0 0.375 60605 Condominium No MI 100196000000000000 1.875 1 First Lien 60 N 20360301 AFL2 276650 1930.786458 360 0 0 0.375 85262 Condominium No MI 100196000000000000 1.875 1 First Lien 60 N 20360301 AFL2 178633 1135.063854 360 0 0 0.375 29579 PUD No MI 100016000000000000 1.875 2 First Lien 60 N 20360201 AFL2 170199.76 1116.935925 360 0 0 0.375 32824 Condominium No MI 100016000000000000 1.875 2 First Lien 60 N 20360201 AFL2 220000 1329.166667 360 0 0 0.375 98208 Single Family No MI 100016000000000000 2.375 1 First Lien 60 N 20360201 AFL2 128000 693.3333333 360 0 0 0.375 34743 PUD No MI 100016000000000000 1.875 2 First Lien 60 N 20360201 AFL2 324000 1890 360 0 0 0.375 22079 Townhouse No MI 100293000000000000 1.875 1 First Lien 60 N 20360301 AFL2 705000 4773.4375 360 0 0 0.375 33129 Condominium No MI 100256000000000000 1.875 1 First Lien 60 N 20360301 AFL2 145000 815.625 360 0 0 0.375 20783 Single Family No MI 100196000000000000 1.875 1 First Lien 60 N 20360301 AFL2 95720.34 711.19 360 0 0 0.375 60636 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360301 AFL2 55963.37 415.8 360 0 0 0.375 19140 2-4 Family No MI 100087000000000000 1.875 1 First Lien 60 N 20360301 AFL2 143920 809.55 360 0 0 0.375 83644 PUD No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 163868.85 1104.9 360 0 0 0.375 85024 Single Family No MI 100095000000000000
2.25 N GROUP I
20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060501 20090401 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 Prepay G02 20060301 20110201 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301
12.125 360 8 VA 93.64 13.375 360 7.25 TX 80.00 12.625 360 7.375 AZ 80.00 12.75 360 7.625 FL 80.00 13 360 7 WI 80.00 12.375 360 7.125 CO 80.00 12.5 360 7.5 CA 80.00 12.875 360 7.25 IL 70.00 12.625 360 7.125 AZ 80.00 13.5 360 7.25 VA 80.00 12.625 360 7.5 CA 80.00 12.875 360 6.75 NJ 80.00 12.125 360 8 TX 75.00 13.375 360 7.125 FL 70.00 12.5 360 7.125 VA 72.59 12.5 360 7.75 NJ 80.00 13.125 360 8 TX 75.00 13.375 0
1.875 60 432094 0 20169 PMI 1.875 60 140000 0 0 75074 No MI 1.875 60 224000 0 0 85021 No MI 1.875 60 200000 0 0 32789 No MI 1.875 60 152000 0 0 54021 No MI 1.875 60 198880 0 0 81521 No MI 1.875 60 338400 0 0 95023 No MI 1.875 60 203000 0 0 60010 No MI 1.875 60 147200 0 0 86326 No MI 1.875 36 255200 0 0 22701 No MI 1.875 60 536000 0 0 91350 No MI 1.875 60 351435.35 0 0 7508 No MI 1.875 60 50968.3 0 0 77086 No MI 1.875 60 94429.87 0 0 33014 No MI 1.875 60 187860 0 0 23233 No MI 1.875 60 480000 0 0 7104 No MI 1.875 60 50968.3 0 0 77086 No MI 1.875
359 8.375 HAYMARKET 432094 2.25 Y 120 GROUP II 359 7.625 PLANO 140000 2.25 Y 120 GROUP I 359 7.75 Phoenix 224000 2.25 Y 120 GROUP I 359 8 Winter Park 200000 2.25 Y 120 GROUP II 359 7.375 PRESCOTT 152000 2.25 Y 120 GROUP II 359 7.5 FRUITA 198880 2.25 Y 120 GROUP I 358 7.875 HOLLISTER 338400 2.25 Y 120 GROUP II 358 7.625 Barrington 203000 2.25 Y 60 GROUP I 360 7.5 Cottonwood 147200 2.25 Y 120 GROUP II 358 7.625 Culpeper 255200 2.25 Y 120 GROUP I 359 7.875 SANTA CLARITA 536000 2.25 Y 120 GROUP II 358 7.125 North Haledon 352000 2.25 N 0 GROUP I 359 8.375 Houston 51000 2.25 N 0 GROUP II 359 7.5 Hialeah 94500 2.25 N 0 GROUP II 359 7.5 CHESAPEAKE 188000 2.25 N 0 GROUP I 359 8.125 Newark 480000 2.25 Y 60 GROUP I 359 8.375 Houston 51000 2.25
1 First Lien 20360301 AFL2 3015.656042 360 0.375 Townhouse 100293000000000000 1 First Lien N 20360301 AFL2 889.5833333 360 0.375 Single Family 100252000000000000 1 First Lien N 20360301 AFL2 1446.666667 360 0.375 Single Family 100170000000000000 1 First Lien N 20360301 AFL2 1333.333333 360 0.375 Single Family 100173000000000000 1 First Lien N 20360301 AFL2 934.1666667 360 0.375 Single Family 100400000000000000 1 First Lien N 20360301 AFL2 1243 360 0.375 Single Family 100076000000000000 1 First Lien N 20360301 AFL2 2220.75 360 0.375 Single Family 100146000000000000 1 First Lien N 20360201 AFL2 1289.895833 360 0.375 Single Family 100221000000000000 1 First Lien N 20360201 AFL2 920 360 0.375 Single Family 100195000000000000 1 First Lien N 20360401 AFL2 1621.583333 360 0.375 PUD 100234000000000000 1 First Lien N 20360201 AFL2 3517.5 360 0.375 Single Family 1000960-0000600709 1 First Lien N 20360301 AFL2 2371.49 360 0.375 Single Family 100234000000000000 1 First Lien N 20360201 AFL2 387.64 360 0.375 PUD 100173000000000000 1 First Lien N 20360301 AFL2 660.76 360 0.375 Condominium 100234000000000000 1 First Lien N 20360301 AFL2 1314.52 360 0.375 Single Family 100133000000000000 1 First Lien N 20360301 AFL2 3250 360 0.375 2-4 Family 100234000000000000 1 First Lien N 20360301 AFL2 387.64 360 0.375 PUD 100173000000000000 1 First Lien N
0 Prepay GROUP I G01 359 8.25 Clifton 376000 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 8.125 Brookhaven 52000 20060401 2.25 20110301 N 0 No_PP GROUP II G01 359 6.75 Denver 226500 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.25 West Palm Beach 69600 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8.375 Hollywood 236000 20060401 2.25 20110301 Y 60 Prepay GROUP II G02 359 7.625 Tampa 392000 20060401 2.25 20110301 N 0 Prepay GROUP II G03 359 7.625 Pasadena 962500 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.375 Fort Lauderdale 164000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 GLENVIEW 1000000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.125 Paterson 188500 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 7.875 Victorville 203700 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8.25 Newark 500000 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 7.75 Alhambra 639600 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 Gaithersburg 243600 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.5 Philadelphia 40000 20060401 2.25 20110301 N 0 Prepay GROUP II G02 359 7.5 Stuart 135200 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8.125 Miami 188800 20060401 2.25 20110301 Y 60 No_PP
360 7.875 NJ 80.00 13.25 360 7.75 PA 80.00 13.125 360 6.375 CO 75.00 11.75 360 7.875 FL 80.00 13.25 360 8 FL 80.00 13.375 360 7.25 FL 80.00 12.625 360 7.25 CA 60.16 12.625 360 8 FL 80.00 13.375 360 7.5 IL 74.07 12.875 360 6.75 NJ 65.00 12.125 360 7.5 CA 70.00 12.875 360 7.875 NJ 80.00 13.25 360 7.375 CA 80.00 12.75 360 7.5 MD 80.00 12.875 360 8.125 PA 80.00 13.5 360 7.125 FL 80.00 12.5 360 7.75 FL 80.00 13.125 360
20360301 AFL2 2585 360 0.375 7011 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 51965.98 386.1 360 0 0 0.375 19015 Condominium No MI 100077000000000000 1.875 1 First Lien 60 N 20360301 AFL2 226500 1274.0625 360 0 0 0.375 80209 Single Family No MI 100095000000000000 1.875 1 First Lien 60 N 20360301 AFL2 69600 478.5 360 0 0 0.375 33415 Condominium No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 236000 1647.083333 360 0 0 0.375 33024 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 391716.28 2774.55 360 0 0 0.375 33609 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 962500 6115.885417 360 0 0 0.375 91103 Single Family No MI 100256000000000000 1.875 1 First Lien 60 N 20360301 AFL2 164000 1144.583333 360 0 0 0.375 33311 Single Family No MI 100030000000000000 1.875 1 First Lien 60 N 20360301 AFL2 1000000 6562.5 360 0 0 0.375 60025 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 188500 1119.21875 360 0 0 0.375 7502 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 203700 1336.78125 360 0 0 0.375 92392 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 500000 3437.5 360 0 0 0.375 7103 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 639600 4130.75 360 0 0 0.375 91801 2-4 Family No MI 100147000000000000 1.875 1 First Lien 60 N 20360301 AFL2 243600 1598.625 360 0 0 0.375 20879 PUD No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 39975.76 307.57 360 0 0 0.375 19132 Townhouse No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 135200 845 360 0 0 0.375 34997 Condominium No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 188800 1278.333333 360 0 0 0.375 33131 Condominium No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 0 0
60 376000
GROUP II G03 359 7.625 CANTON 473384 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8 ANTHEM 567920 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.5 Miami 115920 20060401 2.25 20110301 Y 60 Prepay GROUP II G02 358 7.5 Woodbridge 294400 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.5 Belleville 210000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 359 8 Winter Garden 135992 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 359 7.375 RENO 221600 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.75 ROCKWALL 177600 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.75 MARICOPA 197770 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 352 7.5 Pompano Beach 126000 20050901 2.25 20100801 Y 120 Prepay GROUP II G01 359 7.5 BALTIMORE 62800 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 360 8.375 North Richland Hills 84900 20060501 2.25 20110401 Y 120 Prepay GROUP II G01 359 7.5 BALTIMORE 97500 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 7.75 Puyallup 193500 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 8.125 MCDONOUGH 126400 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.625 CARTERSVILLE 287800 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 HAMPTON 143390 20060301 2.25 20110201 Y 120 No_PP GROUP II G02
7.25 MI 80.00 12.625 360 7.625 AZ 80.00 13 360 7.125 FL 80.00 12.5 360 7.125 VA 80.00 12.5 360 7.125 NJ 80.00 12.5 360 7.625 FL 80.00 13 360 7 NV 80.00 12.375 360 7.375 TX 80.00 12.75 360 7.375 AZ 80.00 12.75 360 7.125 FL 70.00 12.5 360 7.125 MD 80.00 12.5 360 8 TX 77.18 13.375 360 7.125 MD 79.98 12.5 360 7.375 WA 75.00 12.75 360 7.75 GA 80.00 13.125 360 6.25 GA 71.95 11.625 360 7.75 GA 80.00 13.125 360
3007.960833 360 0 0.375 48187 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 567920 3786.133333 360 0 0 0.375 85086 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 115920 724.5 360 0 0 0.375 33015 Condominium No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 294096.65 1838.104063 360 0 0 0.375 22193 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 210000 1312.5 360 0 0 0.375 7109 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 135992 906.6133333 360 0 0 0.375 34787 Condominium No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 221600 1361.916667 360 0 0 0.375 89509 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 177600 1147 360 0 0 0.375 75032 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 197770 1277.264583 360 0 0 0.375 85239 PUD No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 126000 787.5 360 0 0 0.375 33065 Condominium No MI 100203000000000000 1.875 1 First Lien 60 N 20350801 AFL2 62800 392.5 360 0 0 0.375 21223 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360301 AFL2 84900 592.53125 360 0 0 0.375 76180 Single Family No MI 1000521-0000601538 1.875 1 First Lien 60 N 20360401 AFL2 97500 609.375 360 0 0 0.375 21210 Townhouse No MI 100213000000000000 1.875 1 First Lien 60 N 20360301 AFL2 193500 1249.6875 360 0 0 0.375 98374 PUD No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 126400 855.8333333 360 0 0 0.375 30252 Single Family No MI 1.875 1 First Lien 60 N 20360201 AFL2 287800 1588.895833 360 0 0 0.375 30121 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 143390 970.8697917 360 0 0 0.375 30228 PUD No MI 010003200000000000 1.875 1 First Lien 60 N 20360201 AFL2 146512 839.3916667 360 0
473384
358 6.875 COVINGTON 146512 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 COVINGTON 142192 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.375 COVINGTON 145472 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7 LAWRENCEVILLE 168100 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.375 MCDONOUGH 83230 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 GRIFFIN 96800 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.375 LITHONIA 116640 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7 LAWRENCEVILLE 168100 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 5.875 CORNELIUS 174992 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.75 EDGEWOOD 115400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 CHATTANOOGA 62400 20060301 2.25 20110201 N 0 Prepay GROUP II G02 360 6.875 WAXHAW 175903 20060501 2.25 20110401 Y 120 No_PP GROUP I G01 359 8 ORLANDO 291968 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8 PHOENIX 142425 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 358 6.5 Myrtle Beach 166700 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 7.875 PANAMA CITY BEACH 540000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 6.75 Irvington 99200 20060301 2.25 20110201 N 0 No_PP GROUP II G02 359
6.5 GA 80.00 11.875 360 7.5 GA 80.00 12.875 360 7 GA 80.00 12.375 360 6.625 GA 79.99 12 360 7 GA 70.00 12.375 360 7.625 GA 80.00 13 360 6 GA 80.00 11.375 360 6.625 GA 79.99 12 360 5.5 NC 80.00 10.875 360 6.375 MD 69.98 11.75 360 7.625 TN 80.00 13 360 6.5 NC 80.00 11.875 360 7.625 FL 80.00 13 360 7.625 AZ 75.00 13 360 6.125 SC 70.00 11.5 360 7.5 FL 80.00 13.875 360 6.375 NJ 25.77 12.75 360 7
0 30016 No MI 1.875 60 142192 0 0 30016 No MI 1.875 60 145472 0 0 30016 No MI 1.875 60 168100 0 0 30045 No MI 1.875 60 83230 0 0 30253 No MI 1.875 60 96800 0 0 30224 No MI 1.875 60 116640 0 0 30058 No MI 1.875 60 168100 0 0 30045 No MI 1.875 60 174992 0 0 28031 No MI 1.875 60 115400 0 0 21040 No MI 1.875 60 62315.98 0 0 37415 No MI 1.875 60 175903 0 0 28173 No MI 1.875 60 291967.99 0 0 32819 No MI 1.875 60 142425 0 0 85006 No MI 1.875 60 166700 0 0 29579 No MI 1.875 60 540000 0 0 32413 No MI 1.875 60 99028.7 0 0 7111 No MI 1.875 60 233600 0 0
0.375 PUD N PUD N 100032000000000000 First Lien 20360201 AFL2 894.0466667 360 0.375 PUD 100032000000000000 1 First Lien 20360201 AFL2 980.5833333 360 0.375 1 1 N 10003210000062296First Lien 20360201 AFL2 933.135 360 0.375 1 N
N PUD
100032000000000000 First Lien 20360201 AFL2 511.5177083 360 0.375 PUD 100032000000000000 1 First Lien N 20360201 AFL2 645.3333333 360 0.375 Single Family 100032000000000000 1 First Lien N 20360201 AFL2 619.65 360 0.375 Condominium 100032000000000000 1 First Lien N 20360201 AFL2 980.5833333 360 0.375 PUD 010003200000000000 1 First Lien N 20360201 AFL2 856.7316667 360 0.375 PUD 000000000000001000 1 First Lien N 20360201 AFL2 649.125 360 0.375 Single Family 100183000000000000 1 First Lien N 20360201 AFL2 457.87 360 0.375 2-4 Family 100185000000000000 1 First Lien N 20360201 AFL2 1007.777604 360 0.375 PUD 100057000000000000 1 First Lien N 20360401 AFL2 1946.453267 360 0.375 Condominium 100057000000000000 1 First Lien N 20360301 AFL2 949.5 360 0.375 Single Family 100414000000000000 1 First Lien N 20360301 AFL2 902.9583333 360 0.375 PUD 100016000000000000 1 First Lien N 20360201 AFL2 3543.75 360 0.375 Single Family 100087000000000000 2 First Lien N 20360301 AFL2 643.41 360 0.375 2-4 Family 100016000000000000 2 First Lien N 20360201 AFL2 1435.666667 360 0.375 N
7.375 SACRAMENTO 233600 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 359 6.5 ROSEVILLE 665376 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 South Bloomfield 158920 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 7.75 Arlington 532000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.625 ATLANTA 132940 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.5 RICHMOND 376000 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 358 7.125 Laurel 223900 20060301 2.25 20110201 Y 60 Prepay GROUP II G03 358 7.125 Marietta 456000 20060301 2.75 20110201 Y 120 No_PP GROUP I G01 359 7.625 Allentown 57010 20060401 2.25 20090301 Y 36 No_PP GROUP II G01 358 6.5 Nashville 200000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 7.375 Rockford 50050 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 358 8.125 Kenosha 83200 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 8.125 Mitchellville 545000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 7.625 Kissimmee 125000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 358 7.625 Elkton 337960 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 6.75 Bealeton 532400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.375 Kansas City 64000 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 358 7.5 GAINESVILLE
CA 80.00 12.375 360 6.125 CA 70.00 11.5 360 7.5 OH 80.00 12.875 360 7.375 VA 80.00 12.75 360 6.25 GA 80.00 11.625 360 7.125 CA 80.00 12.5 360 6.75 MD 79.99 12.125 360 6.75 GA 76.64 13.125 360 7.25 PA 70.00 13.625 360 6.125 TN 64.52 11.5 360 7 IL 66.64 12.375 360 7.75 WI 80.00 13.125 360 7.75 MD 79.99 13.125 360 7.25 FL 65.79 12.625 360 7.25 MD 80.00 12.625 360 6.375 VA 79.99 11.75 360 8 MO 80.00 13.375 360 7.125 VA
95823 No MI 1.875 60 665376 0 0 95747 No MI 1.875 60 158920 0 0 43103 No MI 1.875 60 532000 0 0 22204 No MI 1.875 60 132940 0 0 30331 No MI 1.875 60 376000 0 0 94801 No MI 1.875 60 223899.41 0 0 20724 No MI 1.875 60 456000 0 0 30064 No MI 1.875 60 57010 0 0 18102 No MI 2.375 36 200000 0 0 37203 No MI 1.875 60 50050 0 0 61102 No MI 1.875 60 83090.77 0 0 53143 No MI 1.875 60 545000 0 0 20721 No MI 1.875 60 125000 0 0 34759 No MI 1.875 60 337960 0 0 21921 No MI 1.875 60 532400 0 0 22712 No MI 1.875 60 64000 0 0 64130 No MI 1.875 60 530750 0 0 20155
Single Family 100152000000000000 First Lien N 20360301 AFL2 3604.12 360 0.375 Single Family 100059000000000000 1 First Lien N 20360301 AFL2 1042.9125 360 0.375 Single Family 100022000000000000 1 First Lien N 20360301 AFL2 3435.833333 360 0.375 Single Family 100031000000000000 1 First Lien N 20360301 AFL2 733.9395833 360 0.375 PUD 100057000000000000 1 First Lien N 20360301 AFL2 2350 360 0.375 Single Family 100172000000000000 1 First Lien N 20360301 AFL2 1329.402747 360 0.375 Condominium 100230000000000000 1 First Lien N 20360201 AFL2 2707.5 360 0.375 PUD 100229000000000000 2 First Lien N 20360201 AFL2 362.2510417 360 0.375 Townhouse 100234000000000000 1 First Lien N 20360301 AFL2 1083.333333 360 0.375 Single Family 1 First Lien 20360201 AFL2 307.5989583 360 0.375 2-4 Family 100185000000000000 1 First Lien N 20360301 AFL2 617.76 360 0.375 Single Family 100221000000000000 1 First Lien N 20360201 AFL2 3690.104167 360 0.375 PUD 100031000000000000 1 First Lien N 20360201 AFL2 794.2708333 360 0.375 Single Family 100039000000000000 1 First Lien N 20360301 AFL2 2147.454167 360 0.375 PUD 100028000000000000 1 First Lien N 20360201 AFL2 2994.75 360 0.375 PUD 100028000000000000 1 First Lien N 20360201 AFL2 446.6666667 360 0.375 Single Family 100266000000000000 1 First Lien N 20360301 AFL2 3317.1875 360 0.375 Single Family N 1 N
530750 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 7.5 LAUREL 581908 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.125 Vineland 206050 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.375 WIXOM 324000 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 7.75 Riverdale 312000 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 8 Naperville 308000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 358 6.625 DULUTH 136150 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 CARTERSVILLE 145300 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.375 NEWNAN 149880 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.375 Stockbridge 194320 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.375 DACULA 155032 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.125 COVINGTON 50100 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 6.5 COLLEGE PARK 187332 20060301 2.25 20130201 Y 120 No_PP GROUP II G02 358 7 VILLA RICA 125389 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.875 SNELLVILLE 171592 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.5 VILLA RICA 125532 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.25 FAIRBURN 173186 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.625 Flowery Branch 132000 20060301
80.00 12.5 360 7.125 MD 80.00 12.5 360 6.75 NJ 80.00 12.125 360 8 MI 80.00 13.375 360 7.375 MD 80.00 12.75 360 7.625 IL 80.00 13 360 6.25 GA 79.98 11.625 360 7.375 GA 79.84 12.75 360 7 GA 80.00 12.375 360 7 GA 80.00 12.375 360 6 GA 80.00 11.375 360 5.75 GA 24.25 11.125 360 6.125 GA 80.00 11.5 360 6.625 GA 80.00 12 360 6.5 GA 80.00 11.875 360 6.125 GA 80.00 11.5 360 6.875 GA 80.00 12.25 360 6.25 GA 80.00
No MI 100028000000000000 1.875 1 First Lien 60 N 20360201 AFL2 579050.01 3619.062563 360 0 0 0.375 20707 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360201 AFL2 206050 1223.421875 360 0 0 0.375 8361 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360201 AFL2 324000 2261.25 360 0 0 0.375 48393 PUD No MI 100061000000000000 1.875 1 First Lien 60 N 20360301 AFL2 311779.79 2235.21 360 0 0 0.375 20734 Single Family No MI 100293000000000000 1.875 1 First Lien 60 N 20360301 AFL2 308000 2053.333333 360 0 0 0.375 60564 Townhouse No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 136150 751.6614583 360 0 0 0.375 30096 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 145300 938.3958333 360 0 0 0.375 30121 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 149880 921.1375 360 0 0 0.375 30265 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 194320 1194.258333 360 0 0 0.375 30281 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 155032 823.6075 360 0 0 0.375 30019 PUD No MI 010003200000000000 1.875 1 First Lien 60 N 20360201 AFL2 50100 255.71875 360 0 0 0.375 30016 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 187332 1014.715 360 0 0 0.375 30349 PUD No MI 100032100000605451.875 1 First Lien 84 N 20360201 AFL2 125389 731.4358333 360 0 0 0.375 30180 PUD No MI 010032100000000000 1.875 1 First Lien 60 N 20360201 AFL2 171592 983.0791667 360 0 0 0.375 30039 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 125532 679.965 360 0 0 0.375 30180 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 173186 1046.332083 360 0 0 0.375 30213 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 132000 728.75 360 0 0 0.375 30542 PUD No MI 100032000000000000
2.25 Y
120 GROUP I
20110201 No_PP G01
11.625 360 7.75 GA 80.00 13.125 360 7.625 GA 80.00 13 360 7.625 GA 80.00 13 360 6.875 GA 80.00 12.25 360 6.875 GA 80.00 12.25 360 7.25 GA 80.00 12.625 360 6.5 GA 80.00 11.875 360 7.75 GA 80.00 13.125 360 6.125 GA 80.00 11.5 360 7.75 OH 80.00 13.125 360 7 AZ 80.00 12.375 360 7.25 MN 80.00 12.625 360 7.25 TX 75.00 13.625 360 7.25 IL 80.00 12.625 360 8 TX 75.00 14.375 360 7 FL 80.00 12.375 360 8 FL 75.00 13.375 0
1.875 60 101592
358 8.125 UNION CITY 101592 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 UNION CITY 95788 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 UNION CITY 99908 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.25 UNION CITY 99912 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.25 FAIRBURN 203266 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.625 JONESBORO 123346 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.875 MCDONOUGH 168924 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 HAMPTON 143733 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.5 SUWANEE 170392 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.125 COLUMBUS 84000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.375 Tolleson 218378 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 358 7.625 Brooklyn Center 186400 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 357 7.625 Mansfield 133087 20060201 2.75 20110101 Y 120 Prepay GROUP II G02 358 7.625 Gurnee 186000 20060301 2.25 20110201 N 0 No_PP GROUP I G01 357 8.375 Mansfield 141750 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 359 7.375 JACKSONVILLE 150224 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 360 8.375 NAPLES 205359 20060501 2.25 20110401
0 30291 No MI 1.875 60 N 95788 0 0 30291 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 99908 666.0533333 360 0 0 0.375 30291 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 99912 603.635 360 0 0 0.375 30291 PUD No MI 100032100000618581.875 1 First Lien 60 N 20360201 AFL2 203266 1228.065417 360 0 0 0.375 30213 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 123346 783.7610417 360 0 0 0.375 30236 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 168924 967.79375 360 0 0 0.375 30253 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 143733 973.1921875 360 0 0 0.375 30228 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 170392 922.9566667 360 0 0 0.375 30024 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 84000 568.75 360 0 0 0.375 43211 Single Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360301 AFL2 218378 1342.114792 360 0 0 0.375 85353 PUD No MI 100101000000000000 1.875 1 First Lien 60 N 20360301 AFL2 186400 1184.416667 360 0 0 0.375 55429 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 133087 845.6569792 360 0 0 0.375 76063 2-4 Family No MI 100039000000000000 1.875 2 First Lien 60 N 20360101 AFL2 185708.88 1316.5 360 0 0 0.375 60031 Single Family No MI 100221000000000000 2.375 1 First Lien 60 N 20360201 AFL2 141750 989.296875 360 0 0 0.375 76063 2-4 Family No MI 100039000000000000 1.875 2 First Lien 60 N 20360101 AFL2 150224 923.2516667 360 0 0 0.375 32224 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 205359 1433.234688 360 0 0 0.375 34110 PUD No MI 100057000000000000 1.875 1 First Lien
1 First Lien 20360201 AFL2 687.8625 360 0.375 Townhouse 100032000000000000 1 First Lien 20360201 AFL2 638.5866667 360 0.375
120 No_PP GROUP II G02 359 7.375 BROOMFIELD 338608 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.625 WESLEY CHAPEL 200720 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 8 Milwaukee 71200 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 8.125 Savage 220000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.5 Forest Lake 164800 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 359 7.375 Queen Creek 212000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 WEST VALLEY CITY 202425 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 357 6.25 Brentwood 334000 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 6.75 Phoenix 131200 20060201 2.75 20110101 Y 120 Prepay GROUP I G01 359 8.25 DANIEL ISLAND 956250 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.25 LAS VEGAS 247200 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 357 9 San Bernardino 377900 20060201 2.75 20110101 Y 120 No_PP GROUP I G01 359 8 Decatur 187500 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8.25 Dyer 176000 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 359 7.375 Saint Louis 70200 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8 Great Falls 423200 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.375 Saint Louis 55250 20060401 2.25 20110301 Y 60 Prepay
360 7 CO 80.00 12.375 360 7.25 FL 80.00 12.625 360 7.625 WI 80.00 13 360 7.75 MN 80.00 13.125 360 7.125 MN 80.00 12.5 360 7 AZ 80.00 12.375 360 7.5 UT 75.00 12.875 360 5.875 CA 51.38 12.25 360 6.375 AZ 80.00 12.75 360 7.875 SC 75.00 13.25 360 7.875 NV 80.00 13.25 360 8.625 CA 69.99 15 360 7.625 GA 75.00 13 360 7.875 IN 80.00 13.25 360 7 MO 65.00 12.375 360 7.625 VA 80.00 13 360 7 MO 65.00 12.375 360 0
60 338608 0 80020 No MI 1.875 60 200720 0 0 33544 No MI 1.875 60 71104.14 0 0 53204 No MI 1.875 60 220000 0 0 55378 No MI 1.875 60 164800 0 0 55025 No MI 1.875 60 212000 0 0 85242 No MI 1.875 60 202425 0 0 84119 No MI 1.875 60 334000 0 0 94513 No MI 1.875 60 131200 0 0 85031 No MI 1.875 60 956250 0 0 29492 No MI 2.375 60 247200 0 0 89143 No MI 1.875 60 377900 0 0 92404 No MI 1.875 60 187500 0 0 30032 No MI 2.375 60 176000 0 0 46311 No MI 1.875 60 70200 0 0 63139 No MI 1.875 60 423200 0 0 22066 No MI 1.875 60 55250 0 0 63118 No MI 1.875 60
20360401 AFL2 2081.028333 360 0.375 PUD 100057000000000000 1 First Lien N 20360301 AFL2 1275.408333 360 0.375 Single Family 100057000000000000 1 First Lien N 20360301 AFL2 522.44 360 0.375 2-4 Family 100221000000000000 1 First Lien N 20360201 AFL2 1489.583333 360 0.375 Single Family 100221000000000000 1 First Lien N 20360201 AFL2 1030 360 0.375 Townhouse 100221000000000000 1 First Lien N 20360201 AFL2 1302.916667 360 0.375 PUD 100101000000000000 1 First Lien N 20360301 AFL2 1328.414063 360 0.375 2-4 Family 100199000000000000 1 First Lien N 20360301 AFL2 1739.583333 360 0.375 Single Family 2 N 20360101 738 0.375 Single Family 100039000000000000 First Lien N 20360101 AFL2 6574.21875 360 0.375 Single Family 100199000000000000 1 First Lien N 20360301 AFL2 1699.5 360 0.375 PUD 100400000000000000 1 First Lien N 20360301 AFL2 2834.25 360 0.375 2-4 Family 2 First Lien 20360101 AFL2 1250 360 0.375 2-4 Family 100185000000000000 1 First Lien N 20360301 AFL2 1210 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2 431.4375 360 0.375 Single Family 100425000000000000 1 First Lien N 20360301 AFL2 2821.333333 360 0.375 PUD 100218000000000000 1 First Lien N 20360301 AFL2 339.5572917 360 0.375 Single Family 100425000000000000 1 First Lien N 20360301 AFL2 N 2 First Lien AFL2 360
GROUP I G01 359 8.375 PERRIS 417000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7 BALTIMORE 83200 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 360 7.875 Ward 86720 20060501 2.25 20110401 Y 120 Prepay GROUP II G02 359 6.875 Colorado Springs 137600 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.875 Las Vegas 206500 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 358 8.125 Minneapolis 108000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8 Chicago 236250 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 7.5 Northfield 212000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 8.25 Fairburn 478400 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8.125 Santa Ana 380000 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 7.875 Port St Lucie 120000 20060401 2.25 20110301 Y 60 Prepay GROUP II G03 359 6.875 FORT WALTON BEACH 787500 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.875 WILLIAMSTON 133600 20060401 2.25 20110301 N 0 No_PP GROUP II G01 359 6.625 OPELIKA 106091.2 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 8.375 Garden City 118800 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.375 North Las Vegas 239487 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 359 7.5 DALLAS 114100 20060401 2.25 20110301 Y 120 Prepay GROUP I G01
8 CA 79.43 13.375 360 6.625 MD 80.00 12 360 7.5 AR 80.00 12.875 360 6.5 CO 80.00 11.875 360 7.5 NV 70.00 12.875 360 7.75 MN 80.00 13.125 360 7.625 IL 75.00 13 360 7.125 MN 80.00 12.5 360 7.875 GA 80.00 13.25 360 7.75 CA 80.00 13.125 360 7.5 FL 75.00 12.875 360 6.5 FL 75.00 11.875 360 7.5 SC 80.00 12.875 360 6.25 AL 74.19 11.625 360 8 MI 80.00 13.375 360 7 NV 80.00 12.375 360 7.125 GA 70.00 12.5 360
2910.3125 360 0 0.375 92570 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 83200 485.3333333 360 0 0 0.375 21215 Townhouse No MI 100213000000000000 1.875 1 First Lien 60 N 20360301 AFL2 86720 569.1 360 0 0 0.375 72176 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360401 AFL2 137600 788.3333333 360 0 0 0.375 80911 Single Family No MI 100030000000000000 1.875 1 First Lien 60 N 20360301 AFL2 206500 1355.15625 360 0 0 0.375 89147 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 108000 731.25 360 0 0 0.375 55411 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 235931.9 1733.52 360 0 0 0.375 60637 2-4 Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 212000 1325 360 0 0 0.375 55057 PUD No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 478400 3289 360 0 0 0.375 30213 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 380000 2572.916667 360 0 0 0.375 92701 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 120000 787.5 360 0 0 0.375 34983 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 787500 4511.71875 360 0 0 0.375 32548 Condominium No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 133508.06 968.69 360 0 0 0.375 29697 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 105997.6 679.31 360 0 0 0.375 36801 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 118800 829.125 360 0 0 0.375 48135 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360301 AFL2 239487 1471.847188 360 0 0 0.375 89031 PUD No MI 100034000000000000 1.875 1 First Lien 60 N 20360301 AFL2 114100 713.125 360 0 0 0.375 30132 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 106400 720.4166667 360 0
417000
359 8.125 DESTIN 106400 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 KISSIMMEE 148416 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 SCOTTSDALE 756000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.125 North Las Vegas 124600 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.375 Hoschton 583920 20060401 2.25 20110301 Y 120 No_PP GROUP II G03 359 7.375 Little River 880000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6.875 De Kalb 140595 20060401 2.25 20110301 N 0 No_PP GROUP II G02 359 7.5 FRANKLIN 296250 20060401 3 20110301 N 0 No_PP GROUP II G02 359 7.625 Kenosha 233456 20060401 2.25 20110301 N 0 No_PP GROUP II G01 359 6.875 HUTCHINSON 112000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 357 7.375 Waycross 86040 20060201 4.791 20110101 Y 60 No_PP GROUP I G01 359 7.875 JACKSONVILLE 175192 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.875 HENDERSON 311136 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.25 SUN VALLEY 240000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 SAN BERNARDINO 200000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 7 Crofton 220000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 6.875 Tucker 134000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358
7.75 FL 80.00 13.125 360 7.5 FL 80.00 12.875 360 7.5 AZ 80.00 12.875 360 7.75 NV 70.00 13.125 360 8 GA 80.00 13.375 360 7 SC 80.00 12.375 360 6.5 IL 65.00 11.875 360 7.125 NJ 75.00 12.5 360 7.25 WI 80.00 12.625 360 6.5 MN 80.00 11.875 360 7 GA 90.00 12.375 360 7.5 FL 80.00 12.875 360 6.5 NV 80.00 11.875 360 6.875 NV 80.00 12.25 360 7.5 CA 80.00 12.875 360 6.625 MD 84.62 12 360 6.5 GA 69.43 11.875 360 6.5
0 0.375 32541 Condominium No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 148416 973.98 360 0 0 0.375 34759 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 756000 4961.25 360 0 0 0.375 85259 PUD No MI 100420000000000000 1.875 1 First Lien 60 N 20360301 AFL2 124600 843.6458333 360 0 0 0.375 89030 Single Family No MI 100256000000000000 1.875 1 First Lien 60 N 20360301 AFL2 583920 4075.275 360 0 0 0.375 30548 PUD No MI 100039000000000000 1.875 1 First Lien 60 N 20360301 AFL2 880000 5408.333333 360 0 0 0.375 29566 Single Family No MI 010035000000000000 1.875 1 First Lien 60 N 20360301 AFL2 140476.88 923.61 360 0 0 0.375 60115 2-4 Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 296030.14 2071.42 360 0 0 0.375 8873 Single Family No MI 1002466-0602070005 1.875 1 First Lien 60 N 20360301 AFL2 233287.03 1652.39 360 0 0 0.375 53144 Single Family No MI 100030000000000000 2.625 1 First Lien 60 N 20360301 AFL2 112000 641.6666667 360 0 0 0.375 55350 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 86040 528.7875 360 0 0 0.375 31501 Single Family Republic MIC 100149000000000000 1.875 1 First Lien 60 N 20360101 AFL2 175192 1149.6975 360 0 0 0.375 32224 PUD No MI 100057000000000000 4.416 1 First Lien 60 N 20360301 AFL2 311136 1782.55 360 0 0 0.375 89044 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 240000 1450 360 0 0 0.375 89433 PUD No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 200000 1312.5 360 0 0 0.375 92410 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 220000 1283.333333 360 0 0 0.375 21114 Single Family PMI 100149000000000000 1.875 1 First Lien 60 N 20360201 AFL2 134000 767.7083333 360 0 0 0.375 30084 Single Family No MI 100149000000000000 1.875 1 First Lien 60 N 20360201 AFL2 272800 1562.916667 360 0 0 0.375
6.875 BUFORD 272800 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.25 Snellville 174152 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 6.75 Tallahassee 103772 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 356 6.75 Reno 240000 20060101 2.25 20101201 Y 120 No_PP GROUP II G01 358 7.625 Columbia Heights 221250 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.25 Zimmerman 196800 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 Saint Paul 210197 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 7.375 Columbus 74400 20060201 2.25 20090101 N 0 No_PP GROUP I G01 358 8.125 Minneapolis 97200 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 6.75 Fox River Grove 188500 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 6.75 Lombard 211250 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8 Oakdale 235200 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 7.875 Tallahassee 117000 20060401 2.25 20110301 Y 60 Prepay GROUP II G03 359 6.75 Phoenix 460000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 357 6.875 Wickenburg 480000 20060201 2.25 20090101 Y 60 No_PP GROUP I G01 359 7.75 Essex 84000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.125 North Palm Beach 600000 20060401 2.125 20110301 Y 120 No_PP GROUP I G01 358 8.375 LA MIRADA
GA 80.00 11.875 360 6.875 GA 80.00 12.25 360 6.375 FL 65.00 11.75 360 6.375 NV 80.00 12.75 360 7.25 MN 75.00 12.625 360 7.875 MN 80.00 13.25 360 7.75 MN 80.00 13.125 360 7 OH 80.00 13.375 360 7.75 MN 80.00 13.125 360 6.375 IL 60.81 11.75 360 6.375 IL 65.00 11.75 360 7.625 MN 80.00 13 360 7.5 FL 75.00 12.875 360 6.375 AZ 80.00 11.75 360 6.5 AZ 46.24 12.875 360 7.375 MD 75.00 12.75 360 6.75 FL 54.55 12.125 360 8 CA
30519 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 174152 1052.168333 360 0 0 0.375 30039 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 103772 583.7175 360 0 0 0.375 32303 PUD No MI 100266000000000000 1.875 1 First Lien 60 N 20360301 AFL2 240000 1350 360 0 0 0.375 89502 Single Family No MI 100039000000000000 1.875 2 First Lien 60 N 20351201 AFL2 221250 1405.859375 360 0 0 0.375 55421 2-4 Family No MI 010022100000000000 1.875 1 First Lien 60 N 20360201 AFL2 196800 1353 360 0 0 0.375 55398 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 210197 1423.208854 360 0 0 0.375 55105 Condominium No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 74229.12 513.86 360 0 0 0.375 43224 2-4 Family No MI 1000312-3070713923 1.875 1 First Lien 36 N 20360101 AFL2 97200 658.125 360 0 0 0.375 55411 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 188500 1060.3125 360 0 0 0.375 60021 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 211250 1188.28125 360 0 0 0.375 60148 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 235200 1568 360 0 0 0.375 55128 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 117000 767.8125 360 0 0 0.375 32303 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 460000 2587.5 360 0 0 0.375 85016 Condominium No MI 100071000000000000 1.875 1 First Lien 60 N 20360301 AFL2 480000 2750 360 0 0 0.375 85390 Single Family No MI 100039000000000000 1.875 2 First Lien 36 N 20360101 AFL2 84000 542.5 360 0 0 0.375 21221 Single Family No MI 100238000000000000 1.875 1 First Lien 60 N 20360301 AFL2 600000 3562.5 360 0 0 0.375 33408 2-4 Family No MI 100035000000000000 1.875 1 First Lien 60 N 20360301 AFL2 488000 3405.833333 360 0 0 0.375 90638 Single Family
488000 4 Y
120 GROUP I
20060301 20110201 Prepay G01
80.00 13.375 360 7.375 NV 80.00 12.75 360 6.875 AZ 79.97 12.25 360 7 VA 80.00 12.375 360 6 AZ 80.00 11.375 360 5.875 CA 27.78 12 360 6.5 VA 80.00 11.875 360 7.375 UT 80.00 12.75 360 7.875 FL 75.00 13.25 360 7.5 NV 80.00 12.875 360 6.25 FL 45.17 11.625 360 5.625 GA 59.98 12 360 7.25 CA 80.00 12.625 360 6.5 CA 80.00 11.875 360 7.125 MA 69.65 12.5 360 6.375 OR 65.00 12.75 360 6.5 AZ 79.99 11.875 360 6.625 VA 80.00
359 7.75 N LAS VEGAS 242400 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.25 Maricopa 211650 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.375 MANASSAS 344000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.375 BUCKEYE 148375 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 357 6.25 Long Beach 150000 20060201 2.625 20060701 Y 120 No_PP GROUP II G03 359 6.875 ALEXANDRIA 514400 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.75 Orem 117600 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 8.25 Boca Raton 228750 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 7.875 LAS VEGAS 148000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 359 6.625 North Palm Beach 266500 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 6 Duluth 123750 20060301 2.25 20110201 N 0 No_PP GROUP II G03 359 7.625 WALNUT 574400 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.875 Romoland 344000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.5 PLYMOUTH 227400 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 6.75 ALOHA 341250 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.875 SURPRISE 181450 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 7 STEPHENSON 455032 20060301
No MI 100059000000000000 1.75 1 First Lien 60 N 20360201 AFL2 242400 1565.5 360 0 0 0.375 89031 Single Family No MI 100199000000000000 3.625 1 First Lien 60 N 20360301 AFL2 211650 1278.71875 360 0 0 0.375 85239 PUD No MI 100189000000000000 1.875 1 First Lien 60 N 20360301 AFL2 344000 2114.166667 360 0 0 0.375 20111 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360301 AFL2 148375 788.2421875 360 0 0 0.375 85326 Single Family No MI 100071000000000000 1.875 1 First Lien 60 N 20360301 AFL2 150000 781.25 360 0 0 0.375 90808 Single Family No MI 100286000000000000 1.875 0 First Lien 6 N 20360101 AFL2 514400 2947.083333 360 0 0 0.375 22310 Single Family No MI 100031000000000000 2.25 1 First Lien 60 N 20360301 AFL2 117517 842.5 360 0 0 0.375 84057 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 228750 1572.65625 360 0 0 0.375 33496 Single Family No MI 100091000000000000 1.875 1 First Lien 60 N 20360301 AFL2 148000 971.25 360 0 0 0.375 89107 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 266500 1471.302083 360 0 0 0.375 33408 Condominium No MI 100035000000000000 1.875 1 First Lien 60 N 20360301 AFL2 123402.98 741.95 360 0 0 0.375 30097 Condominium No MI 1.875 2 First Lien 60 N 20360201 AFL2 574400 3649.833333 360 0 0 0.375 91789 Single Family No MI 100311000000000000 1.875 1 First Lien 60 N 20360301 AFL2 344000 1970.833333 360 0 0 0.375 92585 Single Family No MI 100096000000000000 1.875 1 First Lien 60 N 20360301 AFL2 227400 1421.25 360 0 0 0.375 2360 Single Family No MI 1001026-0040052315 1.875 1 First Lien 60 N 20360301 AFL2 341250 1919.53125 360 0 0 0.375 97006 PUD No MI 100074000000000000 1.875 2 First Lien 60 N 20360201 AFL2 181450 1039.557292 360 0 0 0.375 85379 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360201 AFL2 454952 2653.886667 360 0 0 0.375 22656 PUD No MI 100063000000000000
2.25 Y
120 GROUP II
20110201 No_PP G02
12 360 6.125 NV 80.00 11.5 360 7.375 CT 75.00 12.75 360 8 GA 75.00 13.375 360 7.875 FL 75.00 13.25 360 6.625 IL 78.48 12 360 7.125 GA 80.00 12.5 360 7.5 IL 75.00 12.875 360 7.75 TX 80.00 13.125 360 6.5 GA 80.00 11.875 360 6.75 AZ 70.00 12.125 360 7 TX 75.00 12.375 360 7.125 FL 80.00 12.5 360 7 OH 79.96 13.375 360 6.875 FL 80.00 12.25 360 7.5 FL 79.20 12.875 360 7.5 NV 80.00 12.875 360 6.25 NV 80.00 11.625 0 0
1.875 60 210400 0 89123 No MI 1.875 60 208500 0 6053 No MI 1.875
N PUD
359 6.5 Las Vegas 210400 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.75 New Britain 208500 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8.375 Atlanta 258750 20060401 2.25 20110301 N 0 Prepay GROUP I G01 360 8.25 Saint Petersburg 273750 20060501 2.25 20110401 Y 120 Prepay GROUP II G01 358 7 Plano 124000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.5 Covington 129600 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 Chicago 120000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 Fort Worth 70400 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.875 Mc Donough 211200 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 7.125 Phoenix 130200 20060401 2.25 20110301 N 0 Prepay GROUP II G01 359 7.375 GARLAND 77670 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 7.5 ORANGE PARK 229585 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 357 7.375 Columbus 71700 20060201 2.25 20090101 N 0 No_PP GROUP II G02 359 7.25 Homestead 158700 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.875 Miami 990000 20060301 2.75 20110201 Y 120 Prepay GROUP I G01 359 7.875 LAS VEGAS 192393 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6.625 NORTH LAS VEGAS 169392 20060401 2.25 20110301
1 20360201 1139.666667 0.375 1
First Lien AFL2 360
60 258589.17 0 0 30318 No MI 1.875 60 273750 0 0 33707 No MI 1.875 60 124000 0 0 60545 No MI 1.875 60 129599.25 0 0 30014 No MI 1.875 60 119162.5 0 0 60654 No MI 1.875 60 70400 0 0 76137 No MI 1.875 60 211175.51 0 0 30252 No MI 1.875 60 130095.88 0 0 85051 No MI 1.875 60 77670 0 0 75043 No MI 1.875 60 229585 0 0 32073 No MI 1.875 60 71535.32 0 0 43224 No MI 1.875 36 158700 0 0 33030 No MI 1.875 60 990000 0 0 33184 No MI 1.875 60 192393 0 0 89122 No MI 2.375 60 169392 0 0 89084 No MI 1.875
100195000000000000 First Lien N 20360301 AFL2 1346.5625 360 0.375 2-4 Family 100185000000000000 1 First Lien N 20360301 AFL2 1966.69 360 0.375 2-4 Family 100185000000000000 1 First Lien N 20360301 AFL2 1882.03125 360 0.375 Single Family 100238000000000000 1 First Lien N 20360401 AFL2 723.3333333 360 0.375 Single Family 010009900000000000 1 First Lien N 20360201 AFL2 809.9953125 360 0.375 Single Family 100099000000000000 1 First Lien N 20360201 AFL2 782.0039063 360 0.375 Condominium 100099000000000000 1 First Lien N 20360201 AFL2 476.6666667 360 0.375 Single Family 100099000000000000 1 First Lien N 20360201 AFL2 1209.859693 360 0.375 PUD 100039000000000000 1 First Lien N 20360201 AFL2 877.18 360 0.375 Single Family 100170000000000000 1 First Lien N 20360301 AFL2 477.346875 360 0.375 Single Family 100076000000000000 1 First Lien N 20360301 AFL2 1434.90625 360 0.375 PUD 100063000000000000 1 First Lien N 20360201 AFL2 495.21 360 0.375 2-4 Family 1000312-3070713932 1 First Lien N 20360101 AFL2 958.8125 360 0.375 PUD 100196000000000000 1 First Lien N 20360301 AFL2 6496.875 360 0.375 Single Family 100016000000000000 1 First Lien N 20360201 AFL2 1262.579063 360 0.375 Single Family 100057000000000000 1 First Lien N 20360301 AFL2 935.185 360 0.375 Condominium 100057000000000000 1 First Lien
120 No_PP GROUP II G01 359 7.625 Kelso 134925 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 7.125 Murrieta 411889 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 7.5 Warren 160000 20060301 2.25 20090201 N 0 No_PP GROUP I G01 357 7.375 Columbus 73750 20060201 2.25 20090101 N 0 No_PP GROUP II G01 359 7.375 Denver 312000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.625 Las Vegas 196000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 358 6.5 LAS VEGAS 239992 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 6.875 Las Vegas 131200 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 7 JACKSONVILLE 178748 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 6.625 LAVEEN 187600 20060301 2.375 20080201 N 0 No_PP GROUP I G01 359 7.75 Las Vegas 220000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 7.25 King George 199914 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 359 7.25 Las Vegas 880000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 356 6 San Rafael 490000 20060101 1.5 20060601 Y 120 No_PP GROUP II G03 359 7 SAN JOSE 600000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 6.75 Taft 125000 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 357 7.375 Far Rockaway 340000 20060201 2.25 20110101 Y 60 Prepay
360 7.25 WA 75.00 12.625 360 6.75 CA 80.00 13.125 360 7.125 MA 80.00 13.5 360 7 OH 79.99 13.375 360 7 CO 80.00 12.375 360 7.25 NV 80.00 12.625 360 6.125 NV 80.00 11.5 360 6.5 NV 80.00 11.875 360 6.625 FL 80.00 12 360 6.25 AZ 80.00 11.625 360 7.375 NV 80.00 12.75 360 6.875 VA 80.00 12.25 360 6.875 NV 80.00 12.25 360 5.625 CA 54.44 12 360 6.625 CA 80.00 12 360 6.375 CA 50.61 11.75 360 7 NY 80.00 12.375 360
N 20360301 AFL2 857.3359375 360 0 0.375 98626 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 411889 2445.590938 360 0 0 0.375 92563 Single Family No MI 100099000000000000 1.875 1 First Lien 36 N 20360201 AFL2 159761.78 1118.74 360 0 0 0.375 1083 Single Family No MI 100099000000000000 1.875 1 First Lien 36 N 20360201 AFL2 73580.61 509.37 360 0 0 0.375 43215 2-4 Family No MI 1000312-3070713577 1.875 1 First Lien 36 N 20360101 AFL2 312000 1917.5 360 0 0 0.375 80206 Single Family No MI 100030000000000000 1.875 1 First Lien 60 N 20360301 AFL2 196000 1245.416667 360 0 0 0.375 89120 Single Family No MI 100195000000000000 1.875 1 First Lien 60 N 20360301 AFL2 239992 1299.956667 360 0 0 0.375 89131 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360201 AFL2 131200 751.6666667 360 0 0 0.375 89109 Condominium No MI 010194900000000000 1.875 1 First Lien 60 N 20360301 AFL2 178748 1042.696667 360 0 0 0.375 32244 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360201 AFL2 187268.06 1201.22 360 0 0 0.375 85339 PUD No MI 100063000000000000 1.875 1 First Lien 24 N 20360201 AFL2 220000 1420.833333 360 0 0 0.375 89107 Single Family No MI 100195000000000000 2 1 First Lien 60 N 20360301 AFL2 199914 1207.81375 360 0 0 0.375 22485 PUD No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 880000 5316.666667 360 0 0 0.375 89135 PUD No MI 100195000000000000 1.875 1 First Lien 60 N 20360301 AFL2 490000 2450 360 0 0 0.375 94903 Single Family No MI 100286000000000000 1.875 0 First Lien 6 N 20351201 AFL2 600000 3500 360 0 0 0.375 95121 Single Family No MI 100311000000000000 1.125 1 First Lien 60 N 20360301 AFL2 125000 703.125 360 0 0 0.375 93268 2-4 Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 340000 2089.583333 360 0 0 0.375 11691 Single Family No MI 100039000000000000 1.875 2 First Lien 60 N 20360101 AFL2 0
60 134925
GROUP II G02 359 7.5 Las Vegas 288060 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6.875 ORLANDO 308712 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 NORTH LAS VEGAS 139036 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 BALTIMORE 131200 20060401 2.25 20110301 N 0 No_PP GROUP II G01 358 7.625 NORTH LAS VEGAS 104000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.25 TAMPA 320000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 7.875 Los Angeles 397500 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 6.375 CORONA 557500 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 359 7.875 SPRINGFIELD 336000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.875 Modesto 248000 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 359 8 CHICAGO 209600 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.25 Culver 140625 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 6.875 Foley 128000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7.375 Jacksonville 169600 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.5 FREDRICK 292000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.625 Puyallup 172653 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.25 LEESVILLE 181600 20060401 2.25 20110301 Y 120 Prepay GROUP II G01
7.125 NV 80.00 12.5 360 6.5 FL 80.00 11.875 360 7.375 NV 80.00 12.75 360 7.375 MD 80.00 13.75 360 7.25 NV 80.00 12.625 360 7.875 FL 80.00 13.25 360 7.5 CA 75.00 12.875 360 6 CA 79.99 12.375 360 7.5 VA 80.00 12.875 360 7.5 CA 80.00 12.875 360 7.625 IL 80.00 13 360 7.875 OR 75.00 13.25 360 6.5 AL 80.00 12.875 360 7 FL 80.00 12.375 360 7.125 MD 80.00 12.5 360 7.25 WA 75.00 12.625 360 6.875 SC 80.00 12.25 360
1800.375 360 0 0.375 89147 Single Family No MI 100195000000000000 1.875 1 First Lien 60 N 20360301 AFL2 308712 1768.6625 360 0 0 0.375 32828 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 139036 897.9408333 360 0 0 0.375 89084 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 131107.4 939.93 360 0 0 0.375 21201 Single Family No MI 100289000000000000 1.875 2 First Lien 60 N 20360301 AFL2 103210.12 655.8143042 360 0 0 0.375 89030 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 320000 2200 360 0 0 0.375 33626 PUD No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 394891.41 2591.474878 360 0 0 0.375 90039 Single Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 557500 2961.71875 360 0 0 0.375 92882 PUD No MI 100183000000000000 1.875 2 First Lien 36 N 20360201 AFL2 336000 2205 360 0 0 0.375 22150 PUD No MI 100196000000000000 1.875 1 First Lien 60 N 20360301 AFL2 248000 1627.5 360 0 0 0.375 95354 2-4 Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 209600 1397.333333 360 0 0 0.375 60649 Single Family No MI 100113000000000000 1.875 1 First Lien 60 N 20360301 AFL2 140625 966.796875 360 0 0 0.375 97734 Single Family No MI 100114000000000000 1.875 1 First Lien 60 N 20360301 AFL2 128000 733.3333333 360 0 0 0.375 36535 Single Family No MI 1002293-3000009066 1.875 2 First Lien 60 N 20360201 AFL2 169600 1042.333333 360 0 0 0.375 32225 PUD No MI 100264000000000000 1.875 1 First Lien 60 N 20360301 AFL2 292000 1825 360 0 0 0.375 21702 Townhouse No MI 100293000000000000 1.875 1 First Lien 60 N 20360301 AFL2 172653 1097.065938 360 0 0 0.375 98375 PUD No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 181600 1097.166667 360 0 0 0.375 29070 Single Family No MI 100252000000000000 1.875 1 First Lien 60 N 20360301 AFL2 220000 1375 360 0
288060
359 7.5 Phoenix 220000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.25 Las Vegas 247200 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 6.375 Portland 157600 20060401 2.25 20110301 N 0 No_PP GROUP II G03 358 6.875 Las Vegas 1000000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 359 7 SCOTTSDALE 137950 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.75 Minneapolis 224000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.625 Oakdale 176800 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 359 7.25 STOCKTON 184000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 7.875 SANTA ANA 960000 20060301 2.25 20130201 Y 84 Prepay GROUP I G01 359 6.875 MIDDLETOWN 600000 20060401 2.25 20130301 Y 120 Prepay GROUP I G01 359 8.25 BULLHEAD CITY 203200 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.25 Springfield 383920 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.125 North Little Rock 66400 20060401 5 20110301 N 0 No_PP GROUP II G01 358 7.125 Buckeye 160000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 359 6.625 Orlando 140000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.875 Tampa 172000 20060301 2.25 20110201 Y 120 Prepay GROUP II G03 359 7 Bellflower 460600 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358
7.125 AZ 72.13 12.5 360 7.875 NV 80.00 13.25 360 6 OR 80.00 12.375 480 6.5 NV 78.13 12.875 360 6.625 AZ 79.98 13 360 7.375 MN 80.00 12.75 360 7.25 MN 80.00 12.625 360 6.875 CA 80.00 12.25 360 7.5 CA 80.00 12.875 360 6.5 CA 57.86 11.875 360 7.875 AZ 80.00 13.25 360 6.875 VA 80.00 12.25 360 6.75 AR 80.00 12.125 360 6.75 AZ 80.00 13.125 360 6.25 FL 58.82 11.625 360 7.5 FL 80.00 13.875 360 6.625 CA 63.53 12 360 7.5
0 85041 No MI 1.875 60 247200 N 0 89143 No MI 1.875
0.375 PUD 100071000000000000 First Lien 20360301 AFL2 1699.5 360 0.375 1 PUD N N
100199000000000000 1 First Lien 60 N 20360301 AFL2 157528.57 908.68 360 0 0 0.375 97220 Single Family No MI 100274000000000000 1.875 1 First Lien 60 N 20360301 AFL2 1000000 5729.166667 360 0 0 0.375 89117 PUD No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 137950 804.7083333 360 0 0 0.375 85258 Condominium No MI 100092000000000000 1.875 2 First Lien 60 N 20360301 AFL2 224000 1446.666667 360 0 0 0.375 55418 2-4 Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 176800 1123.416667 360 0 0 0.375 55128 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 184000 1111.666667 360 0 0 0.375 95203 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 960000 6300 360 0 0 0.375 92707 PUD No MI 100183000000000000 1.875 1 First Lien 84 N 20360201 AFL2 600000 3437.5 360 0 0 0.375 95461 Single Family No MI 100022000000000000 1.875 1 First Lien 84 N 20360301 AFL2 203200 1397 360 0 0 0.375 86442 PUD No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 383920 2319.516667 360 0 0 0.375 22150 Single Family No MI 100218000000000000 1.875 1 First Lien 60 N 20360301 AFL2 66346.9 447.35 360 0 0 0.375 72116 Single Family No MI 100238000000000000 1.875 1 First Lien 60 N 20360301 AFL2 160000 950 360 0 0 0.375 85326 PUD No MI 100034000000000000 4.625 2 First Lien 60 N 20360201 AFL2 140000 772.9166667 360 0 0 0.375 32803 Single Family No MI 100039000000000000 1.875 1 First Lien 60 N 20360301 AFL2 172000 1128.75 360 0 0 0.375 33603 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 460600 2686.833333 360 0 0 0.375 90706 Single Family No MI 100096000000000000 1.875 1 First Lien 60 N 20360301 AFL2 507833.75 3332.658984 360 0 0 0.375
7.875 Stone Mountain 508000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 359 7 Lehigh Acres 240000 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 358 8.25 BOGART 228800 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 6.625 EAST POINT 120000 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 8.125 ATLANTA 201600 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 ATLANTA 152000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8 ATLANTA 168750 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.375 San Jose 687750 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.5 MARIETTA 180000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.25 HAMPTON 75350 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 FLOWERY BRANCH 110000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 FLOWERY BRANCH 116000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.25 MCDONOUGH 332400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.25 LITHONIA 111200 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 7.75 FRAMINGHAM 245600 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.375 Las Vegas 268000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.5 Chicago 184000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 Unincorporated (Oak Park
GA 80.00 13.875 360 6.625 FL 72.95 13.25 360 7.875 GA 80.00 13.25 360 6.25 GA 80.00 11.625 360 7.75 GA 80.00 13.125 360 7.75 GA 80.00 13.125 360 7.625 GA 75.00 13 360 7 CA 72.39 13.375 360 7.125 GA 80.00 12.5 360 6.875 GA 74.99 12.25 360 7.5 GA 80.00 12.875 360 7.5 GA 80.00 12.875 360 6.875 GA 80.00 12.25 360 7.875 GA 80.00 13.25 360 7.375 MA 80.00 13.75 360 6 NV 80.00 11.375 360 7.125 IL 76.67 12.5 360 7.375 CA
30087 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 240000 1400 360 0 0 0.375 33972 Single Family No MI 1.875 1 First Lien 60 N 20360301 AFL2 228800 1573 360 0 0 0.375 30622 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 119787.68 768.37 360 0 0 0.375 30344 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 201600 1365 360 0 0 0.375 30311 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 152000 1029.166667 360 0 0 0.375 30310 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 168750 1125 360 0 0 0.375 30310 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 687750 4226.796875 360 0 0 0.375 95110 2-4 Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 180000 1125 360 0 0 0.375 30066 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 75350 455.2395833 360 0 0 0.375 30228 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 110000 721.875 360 0 0 0.375 30542 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 116000 761.25 360 0 0 0.375 30542 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 332400 2008.25 360 0 0 0.375 30253 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 111200 764.5 360 0 0 0.375 30058 Condominium No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 245600 1586.166667 360 0 0 0.375 1702 Single Family No MI 100095000000000000 1.875 2 First Lien 60 N 20360301 AFL2 268000 1423.75 360 0 0 0.375 89139 PUD No MI 100195000000000000 1.875 1 First Lien 60 N 20360301 AFL2 183920.94 1149.505875 360 0 0 0.375 60619 Single Family No MI 100113000000000000 1.875 1 First Lien 60 N 20360301 AFL2 299200 1932.333333 360 0 0 0.375 91377 Condominium
299200 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.375 Summerville 124600 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.375 Richmond Hill 118400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.25 Denver 100875 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 LEXINGTON 97500 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 357 6.5 COLORADO SPRINGS 161913 20060201 2.25 20110101 Y 60 No_PP GROUP II G02 359 7.25 Colorado Springs 111920 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.5 West Palm Beach 244000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.25 North Las Vegas 264000 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8.25 North Las Vegas 243750 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8.25 Pompano Beach 281250 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 359 6.75 Los Angeles 240000 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 359 7.375 Miami 329000 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 7.875 Denver 90050 20060401 2.25 20110301 Y 60 Prepay GROUP II G02 358 6.625 NORTH LAUDERDALE 173950 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.25 Atlanta 308000 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 359 7.5 MONTEREY 1000000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.25 CINCINNATI 50001 20060401
80.00 12.75 360 7 SC 80.00 13.375 360 7 GA 80.00 13.375 360 7.875 CO 75.00 13.25 360 7.5 SC 75.00 12.875 360 6.125 CO 80.00 11.5 360 6.875 CO 80.00 12.25 360 6.125 FL 80.00 11.5 360 7.875 NV 75.00 13.25 360 7.875 NV 75.00 13.25 360 7.875 FL 75.00 13.25 360 6.375 CA 55.81 11.75 360 7 FL 70.00 12.375 360 7.5 CO 74.98 12.875 360 6.25 FL 80.00 11.625 360 7.875 GA 80.00 14.25 360 7.125 CA 76.92 12.5 360 7.875 OH 80.00
No MI 1.875 60 124600 0 0 29485 No MI 1.875 60 118400 0 0 31324 No MI 1.875 60 100875 0 0 80216 No MI 1.875 60 97500 0 0 29073 No MI 1.875 60 161913 0 0 80921 No MI 1.875 60 111920 0 0 80918 No MI 1.875 60 244000 0 0 33411 No MI 1.875 60 264000 0 0 89031 No MI 1.875 60 243750 0 0 89031 No MI 1.875 60 281250 0 0 33062 No MI 1.875 60 240000 0 0 91352 No MI 1.875 60 329000 0 0 33157 No MI 1.875 60 90050 0 0 80219 No MI 1.875 60 173950 0 0 33068 No MI 1.875 60 308000 0 0 30308 No MI 1.875 60 1000000 0 0 93940 No MI 1.875 60 49969.12 0 0 45217 No MI
100231000000000000 First Lien 20360301 AFL2 765.7708333 360 0.375 Condominium 100229000000000000 2 First Lien N 20360201 AFL2 727.6666667 360 0.375 Single Family 100229000000000000 2 First Lien N 20360201 AFL2 693.515625 360 0.375 Single Family 100113000000000000 1 First Lien N 20360301 AFL2 639.84375 360 0.375 Single Family 100252000000000000 1 First Lien N 20360301 AFL2 877.02875 360 0.375 PUD 100063000000000000 1 First Lien N 20360101 AFL2 676.1833333 360 0.375 Single Family 100125000000000000 1 First Lien N 20360301 AFL2 1321.666667 360 0.375 Single Family 100041000000000000 1 First Lien N 20360301 AFL2 1815 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2 1675.78125 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2 1933.59375 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2 1350 360 0.375 Single Family 100022000000000000 1 First Lien N 20360301 AFL2 2021.979167 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2 590.953125 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2 960.3489583 360 0.375 PUD 100185000000000000 1 First Lien N 20360201 AFL2 2117.5 360 0.375 2-4 Family 100034000000000000 2 First Lien N 20360201 AFL2 6250 360 0.375 Single Family 100194000000000000 1 First Lien N 20360301 AFL2 375.64 360 0.375 Single Family 1 N
2.25 N GROUP I
20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G03 20060501 20110401 No_PP G02 20060201 20110101 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G02 20051101 20101001 Prepay G02 20060401 20110301 No_PP G03 20060301 20110201 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G03 20060401 20110301 No_PP G01 20060401 20110301
13.25 360 7.375 OH 79.97 12.75 360 7.875 MD 80.00 13.25 360 7.875 FL 80.00 13.25 360 7.125 AZ 80.00 12.5 360 7.125 IL 70.00 12.5 360 7.25 VA 80.00 12.625 360 7.375 TX 65.00 12.75 360 7.375 TX 65.00 12.75 360 7.125 TX 65.00 12.5 360 7.375 TX 65.00 12.75 360 6.375 CA 80.00 12.75 360 6 CA 80.00 11.375 360 7 CA 80.00 13.375 360 7.625 IL 80.00 13 360 7.375 CA 79.99 12.75 360 7.25 MN 80.00 12.625 360 7.375 KS 80.00 12.75 0 0
1.875 60 117750 0 45414 No MI 1.875 60 904400
N PUD N
359 7.75 Dayton 117750 2.25 Y 120 GROUP I 359 8.25 Boonsboro 904400 2.25 Y 120 GROUP I 359 8.25 FORT MYERS 320033 2.25 Y 120 GROUP II 359 7.5 MESA 237416 2.25 Y 120 GROUP II 360 7.5 Chicago 840000 2.25 Y 60 GROUP II 357 7.625 Annandale 310400 2.25 Y 120 GROUP I 358 7.75 Cypress 144072 2.25 Y 120 GROUP I 358 7.75 Cypress 144072 2.25 Y 120 GROUP II 358 7.5 Cypress 144072 2.25 Y 120 GROUP I 358 7.75 Cypress 144072 2.25 Y 120 GROUP II 354 6.75 Spring Valley 268800 2.25 Y 120 GROUP II 359 6.375 APPLE VALLEY 299032 2.25 Y 120 GROUP II 358 7.375 Sherman Oaks 980000 2.25 Y 120 GROUP I 359 8 Aurora 165600 2.25 Y 120 GROUP I 359 7.75 Redding 181500 2.25 Y 120 GROUP II 359 7.625 OTSEGO 788000 2.25 Y 120 GROUP I 359 7.75 Lenexa 203200 2.25
1 20360301 760.46875 0.375 1
First Lien AFL2 360
0 21713 PUD No MI 010009100000000000 1.875 1 First Lien 60 N 20360301 AFL2 320033 2200.226875 360 0 0 0.375 33912 Condominium No MI 1.875 1 First Lien 60 N 20360301 AFL2 237415.93 1483.849563 360 0 0 0.375 85206 Single Family No MI 100071000000000000 1.875 1 First Lien 60 N 20360301 AFL2 840000 5250 360 0 0 0.375 60611 Condominium No MI 100397000000000000 1.875 1 First Lien 60 N 20360401 AFL2 310400 1972.333333 360 0 0 0.375 22003 Condominium No MI 100218000000000000 1.875 1 First Lien 60 N 20360101 AFL2 144072 930.465 360 0 0 0.375 77429 2-4 Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 144072 930.465 360 0 0 0.375 77429 2-4 Family No MI 1001732-5001002990 1.875 1 First Lien 60 N 20360201 AFL2 144072 900.45 360 0 0 0.375 77429 2-4 Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 144072 930.465 360 0 0 0.375 77429 2-4 Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 268800 1512 360 0 0 0.375 91977 Single Family No MI 100039000000000000 1.875 2 First Lien 60 N 20351001 AFL2 299032 1588.6075 360 0 0 0.375 92308 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 980000 6022.916667 360 0 0 0.375 91403 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 165600 1104 360 0 0 0.375 60506 Single Family No MI 100030000000000000 1.875 1 First Lien 60 N 20360301 AFL2 181500 1172.1875 360 0 0 0.375 96002 Single Family No MI 010006100000000000 1.875 1 First Lien 60 N 20360301 AFL2 788000 5007.083333 360 0 0 0.375 55362 PUD No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 203200 1312.333333 360 0 0 0.375 66219 Single Family No MI 100400000000000000 1.875 1 First Lien
100031000000000000 First Lien 20360301 AFL2 6217.75 360 0.375
120 No_PP GROUP II G01 359 7 Tucson 136500 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.875 BAKERSFIELD 376080 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.875 HENDERSON 349430 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.25 ANTHEM 311175 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.875 Riverside 202500 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.75 PHOENIX 229600 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.75 Orangevale 276000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.25 Parker 179200 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 8 Fort Lauderdale 880000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.25 Scottsdale 350000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.25 Somonauk 164800 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.375 Media 400000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.5 Tracy 350000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.75 Phoenix 136000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.125 San Bernardino 224250 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 358 7.5 CHESAPEAKE 108800 20060301 2.25 20110201 Y 60 Prepay GROUP II G02 359 7.375 BUCKEYE 184847 20060401 2.25 20110301 Y 120 No_PP
360 6.625 AZ 65.00 12 360 6.5 CA 80.00 11.875 360 6.5 NV 80.00 11.875 360 6.875 AZ 80.00 12.25 360 7.5 CA 75.00 12.875 360 7.375 AZ 80.00 12.75 360 7.375 CA 80.00 13.75 360 6.875 CO 80.00 12.25 360 7.625 FL 80.00 13 360 7.875 AZ 70.00 13.25 360 6.875 IL 80.00 12.25 360 7 PA 80.00 12.375 360 7.125 CA 70.00 12.5 360 7.375 AZ 80.00 12.75 360 7.75 CA 65.00 13.125 360 7.125 VA 80.00 12.5 360 7 AZ 80.00 12.375 360 0
60 136500 0
20360301 796.25 0.375
AFL2 360
85748 PUD No MI 100101000000000000 1.875 1 First Lien 60 N 20360301 AFL2 376080 2154.625 360 0 0 0.375 93311 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 349429.99 2001.942651 360 0 0 0.375 89044 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 311175 1880.015625 360 0 0 0.375 85086 Single Family No MI 100017000000000000 1.875 1 First Lien 60 N 20360301 AFL2 202500 1328.90625 360 0 0 0.375 92507 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 229600 1482.833333 360 0 0 0.375 85024 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 276000 1782.5 360 0 0 0.375 95662 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 179200 1082.666667 360 0 0 0.375 80134 PUD No MI 100030000000000000 1.875 1 First Lien 60 N 20360201 AFL2 880000 5866.666667 360 0 0 0.375 33301 Condominium No MI 100204000000000000 1.875 1 First Lien 60 N 20360301 AFL2 350000 2406.25 360 0 0 0.375 85259 PUD No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 164800 995.6666667 360 0 0 0.375 60552 PUD No MI 100113000000000000 1.875 1 First Lien 60 N 20360301 AFL2 400000 2458.333333 360 0 0 0.375 19063 Single Family No MI 100077000000000000 1.875 1 First Lien 60 N 20360301 AFL2 350000 2187.5 360 0 0 0.375 95376 Single Family No MI 100256000000000000 1.875 1 First Lien 60 N 20360301 AFL2 135987.53 878.2527979 360 0 0 0.375 85037 Single Family No MI 100041000000000000 1.875 1 First Lien 60 N 20360301 AFL2 224250 1518.359375 360 0 0 0.375 92411 2-4 Family No MI 100145000000000000 1.875 1 First Lien 60 N 20360301 AFL2 108800 680 360 0 0 0.375 23320 Single Family No MI 010012600000000000 1.875 1 First Lien 60 N 20360201 AFL2 184847 1136.038854 360 0 0 0.375 85326 PUD No MI 100071000000000000 1.875 1 First Lien 60 N 20360301 AFL2
GROUP I G01 359 8 Avondale 212000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.75 Chicago 105000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.125 WILLIS 145600 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.25 LOS ANGELES 528000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 7.625 NORTH LAS VEGAS 212000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7 Annapolis 304000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.625 HENDERSON 280000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 359 7.375 NORTH AURORA 417000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.375 HIGH POINT 67600 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 7.875 Redondo Beach 760000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.125 Riverbank 330000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.375 OAK HILL 378800 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 OAKWOOD 111680 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 6.625 OAKLAND 307200 20060301 2.25 20090201 Y 120 Prepay GROUP I G01 359 8.125 SALT LAKE CITY 108000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7 Denver 169400 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.25 Provo 199200 20060401 2.25 20110301 Y 120 Prepay GROUP I G01
7.625 AZ 80.00 13 360 7.375 IL 70.00 12.75 360 6.75 TX 65.00 12.125 360 7.875 CA 80.00 14.25 360 7.25 NV 80.00 12.625 360 6.625 MD 80.00 12 360 7.25 NV 80.00 12.625 360 7 IL 79.43 12.375 360 8 NC 80.00 13.375 360 7.5 CA 80.00 12.875 360 7.75 CA 79.52 13.125 360 8 VA 79.99 13.375 360 7.375 GA 80.00 12.75 360 6.25 CA 80.00 12.625 360 7.75 UT 80.00 13.125 360 6.625 CO 70.00 12 360 7.875 UT 80.00 13.25 360
212000 1413.333333 360 0 0.375 85323 PUD No MI 100172000000000000 1.875 1 First Lien 60 N 20360301 AFL2 105000 678.125 360 0 0 0.375 60621 2-4 Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 145600 864.5 360 0 0 0.375 77318 PUD No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 528000 3630 360 0 0 0.375 90042 2-4 Family No MI 100087000000000000 1.875 2 First Lien 60 N 20360301 AFL2 212000 1347.083333 360 0 0 0.375 89032 Single Family No MI 010018300000000000 1.875 1 First Lien 60 N 20360201 AFL2 304000 1773.333333 360 0 0 0.375 21403 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 280000 1779.166667 360 0 0 0.375 89014 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 417000 2562.8125 360 0 0 0.375 60542 PUD No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 67557.98 513.81 360 0 0 0.375 27260 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 760000 4987.5 360 0 0 0.375 90277 Condominium No MI 1003228-0086751964 1.875 1 First Lien 60 N 20360301 AFL2 330000 2234.375 360 0 0 0.375 95367 Single Family No MI 100202000000000000 1.875 1 First Lien 60 N 20360301 AFL2 378800 2643.708333 360 0 0 0.375 20171 Condominium No MI 100031000000000000 1.875 1 First Lien 60 N 20360301 AFL2 111680 721.2666667 360 0 0 0.375 30566 PUD No MI 100086000000000000 1.875 1 First Lien 60 N 20360301 AFL2 307200 1696 360 0 0 0.375 94601 Single Family No MI 100074000000000000 1.875 1 First Lien 36 N 20360201 AFL2 108000 731.25 360 0 0 0.375 84119 PUD No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 169400 988.1666667 360 0 0 0.375 80210 Single Family No MI 100095000000000000 1.875 1 First Lien 60 N 20360301 AFL2 199200 1369.5 360 0 0 0.375 84606 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 238400 1639 360 0
359 8.25 Las Vegas 238400 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.375 Atlanta 145600 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 7.125 College Park 172800 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 7.625 Vandalia 75600 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 359 7.125 TOLLESON 168750 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.25 Atlanta 165400 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.375 El Mirage 199920 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.625 Minneola 276731 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 Gulf Shores 112500 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 7.375 Santa Rosa Beach 687000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.5 Cape Coral 256000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7.5 Snellville 135120 20060401 2.25 20110301 Y 120 No_PP GROUP II G03 358 7.375 Miami 604000 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 359 7.5 New Hope 1293750 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6.25 SAINT PAUL 274400 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.875 Maple Grove 211200 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 359 7.25 Hillsboro 65000 20060401 2.25 20110301 N 0 Prepay GROUP II G02 359
7.875 NV 80.00 13.25 360 6 GA 70.00 11.375 360 6.75 GA 80.00 12.125 360 7.25 OH 70.00 12.625 360 6.75 AZ 75.00 12.125 360 6.875 GA 80.00 12.25 360 7 AZ 79.97 12.375 360 7.25 FL 80.00 12.625 360 7.625 AL 90.00 13 360 7 FL 80.00 12.375 360 7.125 FL 80.00 12.5 360 7.125 GA 80.00 12.5 360 7 FL 80.00 13.375 360 7.125 PA 75.00 12.5 360 5.875 MN 80.00 11.25 360 7.5 MN 80.00 12.875 360 6.875 MO 36.11 12.25 360 6.875
0 89115 No MI 1.875 60 145600 N
0.375 PUD 100173000000000000 First Lien 20360301 AFL2 773.5 360 0.375 1 N
0 30349 PUD No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 172800 1026 360 0 0 0.375 30349 2-4 Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 75600 480.375 360 0 0 0.375 45377 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 168750 1001.953125 360 0 0 0.375 85353 PUD No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 165400 999.2916667 360 0 0 0.375 30308 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 199920 1228.675 360 0 0 0.375 85335 PUD No MI 100170000000000000 1.875 1 First Lien 60 N 20360301 AFL2 276730.99 1758.394832 360 0 0 0.375 34715 PUD No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 112500 750 360 0 0 0.375 36542 Condominium Republic MIC 1.875 1 First Lien 60 N 20360201 AFL2 687000 4222.1875 360 0 0 0.375 32459 PUD No MI 1.875 1 First Lien 60 N 20360201 AFL2 256000 1600 360 0 0 0.375 33904 2-4 Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 135120 844.5 360 0 0 0.375 30039 PUD No MI 100187000000000000 1.875 1 First Lien 60 N 20360301 AFL2 604000 3712.083333 360 0 0 0.375 33131 Condominium No MI 100016000000000000 1.875 2 First Lien 60 N 20360201 AFL2 1293750 8085.9375 360 0 0 0.375 18938 Single Family No MI 1000702-1006001698 1.875 1 First Lien 60 N 20360301 AFL2 274400 1429.166667 360 0 0 0.375 55104 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 211200 1386 360 0 0 0.375 55369 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 64949.3 443.41 360 0 0 0.375 63050 PUD No MI 001004250000000000 1.875 1 First Lien 60 N 20360301 AFL2 203850 1231.59375 360 0 0 0.375
7.25 Phoenix 203850 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.5 Phoenix 144000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 6.375 Clearlake 110000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.25 JACKSONVILLE 128000 20060401 2.25 20110301 Y 120 No_PP GROUP II G03 359 7.5 Richmond 440000 20060401 2.25 20110301 Y 60 Prepay GROUP II G02 358 7.375 Phillipsburg 120000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8.25 JERSEY CITY 285000 20060301 5.5 20110201 Y 120 No_PP GROUP II G01 358 6.875 Paterson 344000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 6.875 Walnut Creek 395600 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6.25 Cody 142400 20060401 2.25 20110301 N 0 No_PP GROUP II G02 359 7.375 Wheaton 220000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 358 7.375 CENTENNIAL 215600 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 7.875 CASTLE ROCK 470800 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 7.5 Mooresville 103000 20060301 2.75 20110201 Y 120 Prepay GROUP II G03 359 7.25 Sherman Oaks 488000 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 359 7.625 Las Vegas 686000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.125 MESA 400000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.75 STOCKTON
AZ 80.00 12.25 360 7.125 AZ 80.00 12.5 360 6 CA 64.71 11.375 360 7.875 FL 80.00 13.25 360 7.125 MN 80.00 12.5 360 7 NJ 80.00 12.375 360 7.875 NJ 75.00 13.25 360 6.5 NJ 80.00 11.875 360 6.5 CA 79.93 11.875 360 5.875 WY 80.00 11.25 360 7 IL 80.00 12.375 360 7 CO 80.00 12.375 360 7.5 CO 80.00 12.875 360 7.125 NC 63.98 12.5 360 6.875 CA 80.00 12.25 360 7.25 NV 70.00 12.625 360 7.75 AZ 80.00 13.125 360 7.375 CA
85041 No MI 1.875 60 144000 0 0 85017 No MI 1.875 60 110000 0 0 95422 No MI 1.875 60 128000 0 0 32244 No MI 1.875 60 440000 0 0 56368 No MI 1.875 60 120000 0 0 8865 No MI 1.875 60 285000 0 0 7305 No MI 1.875 60 344000 0 0 7501 No MI 5.125 60 395600 0 0 94597 No MI 1.875 60 142244.31 0 0 82414 No MI 1.875 60 220000 0 0 60187 No MI 1.875 60 215600 0 0 80112 No MI 1.875 60 470800 0 0 80108 No MI 1.875 60 102989.94 0 0 28117 No MI 1.875 60 488000 0 0 91401 No MI 2.375 60 686000 0 0 89135 No MI 1.875 60 400000 0 0 85213 No MI 1.875 60 463755 0 0 95212
Single Family 1 N 100200000000000000 First Lien 20360301 AFL2 900 360 N
0.375 Single Family 000000000010601527 First Lien N 20360301 AFL2 584.375 360 0.375 Single Family 100161000000000000 1 First Lien N 20360201 AFL2 880 360 0.375 Single Family 100400000000000000 1 First Lien N 20360301 AFL2 2750 360 0.375 Single Family 100271000000000000 1 First Lien N 20360301 AFL2 737.5 360 0.375 Single Family 010023400000000000 1 First Lien N 20360201 AFL2 1959.375 360 0.375 2-4 Family 100247000000000000 1 First Lien N 20360201 AFL2 1970.833333 360 0.375 2-4 Family 100234000000000000 1 First Lien N 20360201 AFL2 2266.458333 360 0.375 Condominium 100102000000000000 1 First Lien N 20360301 AFL2 876.78 360 0.375 Single Family 100030000000000000 1 First Lien N 20360301 AFL2 1352.083333 360 0.375 Single Family 100030000000000000 1 First Lien N 20360301 AFL2 1325.041667 360 0.375 Single Family 100030000000000000 1 First Lien N 20360201 AFL2 3089.625 360 0.375 Single Family 100414000000000000 1 First Lien N 20360301 AFL2 643.687125 360 0.375 Single Family 100142000000000000 1 First Lien N 20360201 AFL2 2948.333333 360 0.375 Single Family 100096000000000000 1 First Lien N 20360301 AFL2 4358.958333 360 0.375 PUD 100256000000000000 1 First Lien N 20360301 AFL2 2708.333333 360 0.375 Single Family 100414000000000000 1 First Lien N 20360301 AFL2 2995.084375 360 0.375 Single Family 1 N
463755 2.25 Y
120 GROUP I
20060401 20110301 Prepay G01
80.00 12.75 360 7.375 CA 75.00 12.75 360 7.875 NC 79.99 13.25 360 6.875 IL 80.00 12.25 360 7.625 TX 80.00 13 360 6.5 GA 80.00 11.875 360 7.875 TN 80.00 13.25 360 6 CA 79.96 12.375 360 6.875 NJ 21.67 12.25 360 7.125 MD 80.00 12.5 360 7.75 TX 75.00 13.125 360 6.75 SC 80.00 12.125 360 6.875 NY 80.00 12.25 480 7.625 MN 80.00 13 360 7.75 MN 80.00 13.125 360 7.875 MN 80.00 13.25 360 7 MN 80.00 12.375 360 7 MN 65.00
359 7.75 Bakersfield 112500 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.25 Concord 129350 20060401 2.25 20110301 Y 60 No_PP GROUP II G02 358 7.25 Chicago 276000 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 8 Houston 82400 20060301 2.25 20110201 N 0 No_PP GROUP II G02 358 6.875 Covington 394864 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.25 Memphis 73600 20060301 2.25 20110201 N 0 Prepay GROUP II G02 355 6.375 INDIO 339000 20051201 2.25 20081101 Y 60 No_PP GROUP II G01 359 7.25 Linden 65000 20060401 2.25 20110301 Y 60 No_PP GROUP II G02 358 7.5 ROSEDALE 379300 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.125 Austin 78675 20060401 2.25 20110301 N 0 Prepay GROUP II G01 359 7.125 Fort Mill 133152 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.25 Bronx 408000 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 8 NEW PRAGUE 383920 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 8.125 South Saint Paul 121600 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.25 Owatonna 64000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.375 Brooklyn Park 165600 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 357 7.375 Saint Cloud 70850 20060201
No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 112500 726.5625 360 0 0 0.375 93308 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 129350 889.28125 360 0 0 0.375 28025 PUD No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 275568.08 1882.81 360 0 0 0.375 60639 2-4 Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 81893.67 604.62 360 0 0 0.375 77072 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 394487.12 2260.082458 360 0 0 0.375 30016 PUD No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 73505.82 552.93 360 0 0 0.375 38105 Single Family No MI 1002656-0000424956 1.875 1 First Lien 60 N 20360201 AFL2 339000 1800.9375 360 0 0 0.375 92203 PUD No MI 100432000000000000 1.875 2 First Lien 36 N 20351101 AFL2 65000 392.7083333 360 0 0 0.375 7036 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 379300 2370.625 360 0 0 0.375 21237 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 78623.54 584.16 360 0 0 0.375 78744 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 133152 790.59 360 0 0 0.375 29715 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360301 AFL2 407855.14 2609.86 360 0 0 0.375 10456 2-4 Family No MI 100163000000000000 1.875 1 First Lien 60 N 20360301 AFL2 383920 2559.466667 360 0 0 0.375 56071 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 121600 823.3333333 360 0 0 0.375 55075 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 64000 440 360 0 0 0.375 55060 PUD No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 165600 1017.75 360 0 0 0.375 55428 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 70850 435.4322917 360 0 0 0.375 56303 2-4 Family No MI 100221000000000000
2.25 Y
120 GROUP I
20110101 Prepay G01
12.375 360 7.75 MN 80.00 13.125 360 7.625 MN 80.00 13 360 7.125 CO 80.00 12.5 360 7.125 IL 65.00 12.5 360 7 OH 75.00 12.375 360 7.75 TX 75.00 13.125 360 7.125 GA 80.00 12.5 360 6.5 CA 70.00 11.875 360 7.125 CA 80.00 12.5 360 7.5 OH 80.00 12.875 360 8.125 FL 95.00 13.5 360 7.375 CA 80.00 12.75 360 7.5 GA 80.00 12.875 360 6.625 VA 80.00 12 360 6.625 TX 75.00 12 360 6.5 CA 80.00 11.875 360 7.875 GA 70.49 13.25
358 8.125 Lakeville 365600 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 Saint Paul 127920 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 359 7.5 Grand Junction 113560 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.5 Chicago 117000 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 358 7.375 Cincinnati 123750 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.125 Austin 81675 20060401 2.25 20110301 N 0 Prepay GROUP II G01 358 7.5 Flowery Branch 137600 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 6.875 San Jacinto 227430 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.5 San Diego 215200 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 7.875 Gahanna 80000 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 8.5 Pembroke Pines 294500 20060401 5.5 20080301 N 0 Prepay GROUP I G01 358 7.75 BAKERSFIELD 496000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 College Park 92800 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 359 7 Alexandria 556000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7 Forney 130125 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 6.875 Fontana 356000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.25 Dallas 59850 20060401 2.25 20110301
1.875 1 First Lien 60 N 20360101 AFL2 362790.85 2456.39638 360 0 0 0.375 55044 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 127920 852.8 360 0 0 0.375 55117 2-4 Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 113560 709.75 360 0 0 0.375 81501 Single Family No MI 100030000000000000 1.875 1 First Lien 60 N 20360301 AFL2 117000 731.25 360 0 0 0.375 60617 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 123750 760.546875 360 0 0 0.375 45212 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 81621.58 606.43 360 0 0 0.375 78744 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 137600 860 360 0 0 0.375 30542 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 227430 1302.984375 360 0 0 0.375 92583 Single Family No MI 1003857-0000917514 1.875 1 First Lien 60 N 20360301 AFL2 215200 1345 360 0 0 0.375 92116 Condominium No MI 1000335-0000008621 1.875 1 First Lien 60 N 20360301 AFL2 80000 525 360 0 0 0.375 43230 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 294321.59 2264.45 360 0 0 0.375 33024 Single Family PMI 1.875 1 First Lien 24 N 20360301 AFL2 496000 3203.333333 360 0 0 0.375 93311 Single Family No MI 100183000000000000 5.125 1 First Lien 60 N 20360201 AFL2 92800 609 360 0 0 0.375 30349 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 556000 3243.333333 360 0 0 0.375 22307 Single Family No MI 100218000000000000 1.875 1 First Lien 60 N 20360301 AFL2 130125 759.0625 360 0 0 0.375 75126 PUD No MI 010030100000000000 1.875 1 First Lien 60 N 20360201 AFL2 356000 2039.583333 360 0 0 0.375 92336 Single Family No MI 100096000000000000 1.875 1 First Lien 60 N 20360301 AFL2 59850 411.46875 360 0 0 0.375 30157 Single Family No MI 100185000000000000 1.875 1 First Lien
60 GROUP I 359 8 BEAUMONT 288720 2.25 Y 120 GROUP I 359 8 OCALA 160866 2.25 Y 120 GROUP II 359 7.25 Dublin 500000 2.25 Y 120 GROUP II 357 6.375 QUEEN ANNES 446580 2.25 Y 120 GROUP II 359 7.625 DENVER 264000 2.25 Y 120 GROUP II 357 7.25 SURPRISE 264604 2.25 Y 120 GROUP II 358 6.875 Las Vegas 228000 2.25 Y 120 GROUP II 357 7.375 ROMOLAND 353514 2.25 Y 120 GROUP I 358 8.125 Denver 95200 2.25 Y 120 GROUP II 357 7.375 LAS VEGAS 271950 2.25 Y 120 GROUP II 359 7.25 COLUMBUS 58500 2.25 N 0 GROUP II 357 6.375 ESCONDIDO 343833 2.25 Y 120 GROUP II 358 6.625 STAFFORD 301352 2.25 Y 120 GROUP II 357 7 QUEEN CREEK 168728 2.25 Y 120 GROUP II 358 6.25 SAN JOSE 417000 2.25 Y 120 GROUP II 357 6.375 WOODBRIDGE 528812 2.25 Y 120 GROUP II 358 6.875 HAMPTON 126392 2.25 Y 120
Prepay G01
360 7.625 CA 0 13 360 7.625 FL
60 288720 0
20360301 1924.8 0.375
AFL2 360
20060401 20110301 No_PP G01 20060401 20110301 No_PP G03 20060401 20110301 No_PP G03 20060201 20110101 No_PP G01 20060401 20110301 Prepay G01 20060201 20110101 No_PP G04 20060301 20160201 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060201 20110101 No_PP G01 20060401 20110301 Prepay G02 20060201 20110101 No_PP G02 20060301 20110201 No_PP G01 20060201 20110101 No_PP G02 20060301 20110201 No_PP G03 20060201 20110101 No_PP G02 20060301 20110201 No_PP
80.00
80.00 13 360 6.875 CA 80.00 12.25 360 6 MD 80.00 11.375 360 7.25 CO 80.00 12.625 360 6.875 AZ 80.00 12.25 360 6.5 NV 80.00 12.875 360 7 CA 90.00 12.375 360 7.75 CO 80.00 13.125 360 7 NV 79.99 12.375 360 6.875 OH 65.00 12.25 360 6 CA 70.00 11.375 360 6.25 VA 80.00 11.625 360 6.625 AZ 80.00 12 360 5.875 CA 79.43 11.25 360 6 VA 80.00 11.375 360 6.5 GA 80.00 11.875 360
92223 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 160866 1072.44 360 0 0 0.375 34474 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 500000 3020.833333 360 0 0 0.375 94568 PUD No MI 100096000000000000 1.875 1 First Lien 60 N 20360301 AFL2 446460.75 2371.822734 360 0 0 0.375 21620 Single Family No MI 1.875 1 First Lien 60 N 20360101 AFL2 264000 1677.5 360 0 0 0.375 80222 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 264604 1598.649167 360 0 0 0.375 85379 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 228000 1306.25 360 0 0 0.375 89117 PUD No MI 100161000000000000 1.875 2 First Lien 120 N 20360201 AFL2 353278.32 2171.189675 360 0 0 0.375 92585 PUD Radian Guaranty 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 95200 644.5833333 360 0 0 0.375 80239 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 271950 1671.359375 360 0 0 0.375 89138 Single Family No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 58454.37 399.07 360 0 0 0.375 43207 Single Family No MI 100252000000000000 1.875 1 First Lien 60 N 20360301 AFL2 343833 1826.612813 360 0 0 0.375 92027 Condominium No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 301352 1663.714167 360 0 0 0.375 22554 Townhouse No MI 100063000000000000 1.875 1 First Lien 60 N 20360201 AFL2 168728 984.2466667 360 0 0 0.375 85242 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 417000 2171.875 360 0 0 0.375 95117 PUD No MI 100074000000000000 1.875 1 First Lien 60 N 20360201 AFL2 528812 2809.31375 360 0 0 0.375 22193 PUD No MI 010062500000000000 1.875 1 First Lien 60 N 20360101 AFL2 126392 724.1208333 360 0 0 0.375 30228 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2
GROUP II G02 358 7.25 Hiram 150419 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 6.5 FAIRFIELD 676875 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.125 CONYERS 176000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.25 ELLENWOOD 105200 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 357 6.625 LAS VEGAS 263992 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 8.125 LOCUST GROVE 124000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 357 6.875 LAS VEGAS 264198 20060201 2.5 20110101 Y 120 No_PP GROUP II G02 357 7.5 MARANA 212588 20060201 2.25 20110101 Y 120 No_PP GROUP II G03 357 6.5 BEALETON 430832 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 6.375 LOS ANGELES 331000 20060301 2.25 20090201 N 0 Prepay GROUP II G01 357 7.375 LAS VEGAS 232777 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.125 ORANGE PARK 225640 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8 BRISTOW 484000 20060201 2.375 20110101 Y 120 No_PP GROUP II G01 357 7.375 MENIFEE 306378 20060201 2.37 20110101 Y 120 No_PP GROUP II G01 357 7.375 LAS VEGAS 243415 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 6.5 UPPER MARLBORO 402528 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358 6.25 MCDONOUGH 230000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01
6.875 GA 80.00 12.25 360 6.125 CA 80.00 11.5 360 6.75 GA 80.00 12.125 360 5.875 GA 80.00 11.25 360 6.25 NV 80.00 11.625 360 7.75 GA 80.00 13.125 360 6.5 NV 80.00 11.875 360 7.125 AZ 80.00 12.5 360 6.125 VA 80.00 11.5 360 6 CA 55.17 11.375 360 7 NV 80.00 12.375 360 6.75 FL 80.00 12.125 360 7.625 VA 78.77 13 360 7 CA 80.00 12.375 360 7 NV 80.00 12.375 360 6.125 MD 75.00 11.5 360 5.875 GA 63.01 11.25 360
908.7814583 360 0 0.375 30141 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 676875 3666.40625 360 0 0 0.375 94534 Single Family No MI 100063000000000000 1.875 1 First Lien 60 N 20360201 AFL2 176000 1045 360 0 0 0.375 30012 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 105200 547.9166667 360 0 0 0.375 30294 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 263992 1457.455833 360 0 0 0.375 89115 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 124000 839.5833333 360 0 0 0.375 30248 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 264198 1513.634375 360 0 0 0.375 89149 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 212588 1328.675 360 0 0 0.375 85653 PUD No MI 100063000000000000 2.125 1 First Lien 60 N 20360101 AFL2 430832 2333.673333 360 0 0 0.375 22712 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 330385.23 2065.01 360 0 0 0.375 90001 2-4 Family No MI 100183000000000000 1.875 1 First Lien 36 N 20360201 AFL2 232777 1430.608646 360 0 0 0.375 89115 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 225639.2 1339.73275 360 0 0 0.375 32073 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 484000 3226.666667 360 0 0 0.375 20136 PUD No MI 000100063000000000 1.875 1 First Lien 60 N 20360101 AFL2 306378 1882.948125 360 0 0 0.375 92584 Single Family No MI 100063000000000000 2 1 First Lien 60 N 20360101 AFL2 243415 1495.988021 360 0 0 0.375 89166 PUD No MI 100063000000000000 1.995 1 First Lien 60 N 20360101 AFL2 402428 2179.818333 360 0 0 0.375 20774 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 230000 1197.916667 360 0 0 0.375 30253 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 244151 1424.214167 360 0
150419
357 7 LAS VEGAS 244151 2.25 Y 120 GROUP I 358 8.125 STOCKBRIDGE 125520 2.25 Y 120 GROUP II 358 7 N LAS VEGAS 284698 2.25 Y 60 GROUP I 358 8.25 ATLANTA 155400 2.25 Y 120 GROUP II 357 6.75 LAS VEGAS 223992 2.25 Y 120 GROUP II 358 7.625 PALMETTO 110399 2.25 Y 120 GROUP I 358 7.875 Fairburn 135992 2.25 N 0 GROUP II 358 7 VILLA RICA 153049 2.25 Y 120 GROUP II 358 6.5 JACKSONVILLE 181300 2.25 Y 120 GROUP II 357 6.875 LOMA LINDA 353472 2.25 Y 120 GROUP II 358 7.5 WAIPAHU 131250 2.25 Y 120 GROUP I 358 6.25 LANCASTER 334294 2.375 Y 120 GROUP II 357 7 LANCASTER 334377 2.25 Y 120 GROUP I 357 6.625 LAS VEGAS 248000 2.375 Y 120 GROUP II 357 7.125 LAS VEGAS 219192 2.25 Y 120 GROUP I 359 8 JACKSONVILLE 207891 2.25 Y 120 GROUP II 357 6.875 LAS VEGAS 191794 2.25 Y 120 GROUP II 358
6.625 NV 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060201 20110101 No_PP G02 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060201 20110101 No_PP G01 20060301 20110201 Prepay G01 20060301 20080201 No_PP G02 20060201 20110101 No_PP G01 20060201 20080101 No_PP G01 20060201 20110101 No_PP G01 20060401 20110301 No_PP G02 20060201 20110101 No_PP G02 80.00 12 360 7.75 GA 80.00 13.125 360 6.625 NV 80.00 12 360 7.875 GA 79.99 13.25 360 6.375 NV 80.00 11.75 360 7.25 GA 80.00 12.625 360 7.5 GA 80.00 12.875 360 6.625 GA 70.00 12 360 6.125 FL 70.00 11.5 360 6.5 CA 80.00 11.875 360 7.125 HI 75.00 12.5 360 5.875 CA 80.00 11.25 360 6.625 CA 80.00 12 360 6.25 NV 80.00 11.625 360 6.75 NV 80.00 12.125 360 7.625 FL 90.00 13 360 6.5 NV 80.00 11.875 360 6.25
0 0.375 89131 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 125520 849.875 360 0 0 0.375 30281 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 284698 1660.738333 360 0 0 0.375 89031 PUD No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 155400 1068.375 360 0 0 0.375 30349 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 223590.87 1257.698644 360 0 0 0.375 89148 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 110399 701.4936458 360 0 0 0.375 30268 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 135804.2 986.04 360 0 0 0.375 30213 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 153049 892.7858333 360 0 0 0.375 30180 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 181300 982.0416667 360 0 0 0.375 32218 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360201 AFL2 353370.74 2024.519865 360 0 0 0.375 92354 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 131250 820.3125 360 0 0 0.375 96797 Condominium No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 334294 1741.114583 360 0 0 0.375 93536 Single Family No MI 100063000000000000 1.875 1 First Lien 24 N 20360201 AFL2 334377 1950.5325 360 0 0 0.375 93536 Single Family No MI 100063000000000000 2 1 First Lien 60 N 20360101 AFL2 248000 1369.166667 360 0 0 0.375 89149 PUD No MI 100063000000000000 1.875 1 First Lien 24 N 20360101 AFL2 219192 1301.4525 360 0 0 0.375 89166 PUD No MI 100063000000000000 2 1 First Lien 60 N 20360101 AFL2 207891 1385.94 360 0 0 0.375 32258 PUD GE Capital MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 191794 1098.819792 360 0 0 0.375 89156 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 213600 1179.25 360 0 0 0.375
6.625 GILBERT 213600 2.25 Y 120 GROUP II 357 6.625 tucson 178924 2.25 Y 120 GROUP II 359 7.625 Mesa 204000 2.25 Y 120 GROUP II 359 7.625 COOPER CITY 125100 2.25 Y 120 GROUP II 357 7.5 TUCSON 172887 2.25 Y 120 GROUP II 359 7 ANTHEM 551804 2.25 Y 120 GROUP II 359 7.125 LANCASTER 478120 2.25 Y 120 GROUP II 357 6.25 LANCASTER 321072 2.375 Y 120 GROUP II 357 7.375 LAS VEGAS 208016 2.25 Y 120 GROUP II 357 6.75 ROMOLAND 323415 2.25 Y 120 GROUP II 357 6.5 LAS VEGAS 239992 2.25 Y 120 GROUP I 358 6.5 Riverdale 120672 2.25 Y 120 GROUP II 358 6.625 Jonesboro 138320 2.25 Y 120 GROUP II 358 6.875 Douglasville 89600 2.25 Y 120 GROUP II 358 7.25 Stuart 260000 2.25 Y 120 GROUP II 358 7.5 Orlando 216000 2.25 Y 120 GROUP I 357 7.75 Berlin 551450 2.25 Y 120 GROUP I 358 7.875 Ft Worth
AZ 20060301 20110201 No_PP G01 20060201 20110101 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060201 20110101 No_PP G03 20060401 20110301 No_PP G03 20060401 20110301 No_PP G02 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G02 20060201 20110101 No_PP G01 20060301 20090201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201 Prepay G01 20060201 20110101 No_PP G01 80.00 11.625 360 6.25 AZ 80.00 11.625 360 7.25 AZ 80.00 12.625 360 7.25 FL 75.00 12.625 360 7.125 AZ 80.00 12.5 360 6.625 AZ 80.00 12 360 6.75 CA 80.00 12.125 360 5.875 CA 80.00 11.25 360 7 NV 80.00 12.375 360 6.375 CA 89.91 11.75 360 6.125 NV 80.00 11.5 360 6.125 GA 80.00 12.5 360 6.25 GA 80.00 11.625 360 6.5 GA 80.00 11.875 360 6.875 FL 59.09 12.25 360 7.125 FL 80.00 12.5 360 7.375 MD 80.00 13.75 360 7.5 TX
85234 PUD No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 178924 987.8095833 360 0 0 0.375 85757 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 204000 1296.25 360 0 0 0.375 85202 Single Family No MI 1001993-0000634552 1.875 1 First Lien 60 N 20360301 AFL2 125100 794.90625 360 0 0 0.375 33328 Condominium No MI 100203000000000000 1.875 1 First Lien 60 N 20360301 AFL2 172884.71 1080.529438 360 0 0 0.375 85706 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 551804 3218.856667 360 0 0 0.375 85086 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 478120 2838.8375 360 0 0 0.375 93536 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 321016.5 1671.960938 360 0 0 0.375 93536 Single Family No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 208016 1278.431667 360 0 0 0.375 89156 PUD No MI 100063000000000000 2 1 First Lien 60 N 20360101 AFL2 323156.27 1817.754019 360 0 0 0.375 92585 PUD Radian Guaranty 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 239992 1299.956667 360 0 0 0.375 89139 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 120672 653.64 360 0 0 0.375 30296 Single Family No MI 100032000000000000 1.875 1 First Lien 36 N 20360201 AFL2 138320 763.6416667 360 0 0 0.375 30238 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 89600 513.3333333 360 0 0 0.375 30135 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 260000 1570.833333 360 0 0 0.375 34997 PUD No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 216000 1350 360 0 0 0.375 32818 PUD No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 551450 3561.447917 360 0 0 0.375 21811 PUD No MI 100016000000000000 1.875 2 First Lien 60 N 20360101 AFL2 93600 614.25 360 0 0 0.375 76052 PUD
93600 2.25 Y
120 GROUP I
20060301 20110201 No_PP G01
80.00 12.875 360 7.5 AZ 79.86 12.875 360 7.25 SC 80.00 12.625 360 7.25 MD 80.00 13.625 360 6 CA 42.36 11.375 360 7.625 MN 80.00 13 360 7.875 FL 80.00 13.25 360 7.875 FL 80.00 13.25 360 7.75 TX 79.98 13.125 360 7.875 CO 80.00 13.25 360 6.375 GA 79.98 11.75 360 7.75 TX 80.00 13.125 360 6.625 CA 70.00 12 360 7.25 IL 65.00 12.625 360 6.625 MN 63.83 12 360 7.625 MN 80.00 13 360 7.25 MN 75.00 12.625 360 7.625 WI 80.00 0
No MI 1.875 60 642100 0 85254 No MI 1.875 60 143895.78 0 0 29485 No MI 1.875 60 191280 0 0 21702 No MI 1.875 60 116392.1 0 0 92240 No MI 1.875 60 363920 0 0 56071 No MI 1.875 60 90742.1 0 0 32246 No MI 1.875 60 126960 0 0 34472 No MI 1.875 60 105150 0 0 76036 No MI 1.875 60 190400 0 0 80129 No MI 1.875 60 173448.88 0 0 30519 No MI 1.875 60 42344.34 0 0 75137 No MI 1.875 60 213500 0 0 92583 No MI 1.875 60 126750 0 0 604 No MI 1.875 60 99835.57 0 0 55040 No MI 1.875 60 97232 0 0 55060 No MI 1.875 60 217500 0 0 55422 No MI 1.875 60 135816.89 0 0 53051 No MI
359 7.875 Scottsdale 642100 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.625 Summerville 144000 20060401 2.25 20110301 N 0 No_PP GROUP II G02 359 7.625 FREDERICK 191280 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6.375 DESERT HOT SPRINGS 116500 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 8 NEW PRAGUE 363920 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.25 Jacksonville 90800 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 8.25 OCALA 126960 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.125 Crowley 105150 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.25 LITTLETON 190400 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 358 6.75 BUFORD 173650 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8.125 Duncanville 42400 20060301 2.25 20110201 N 0 No_PP GROUP II G01 359 7 SAN JACINTO 213500 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.625 worth 126750 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7 Isanti 100000 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 8 Owatonna 97232 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.625 Robbinsdale 217500 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8 Menomonee Falls 136000 20060301
100099000000000000 First Lien 20360201 AFL2 4213.78125 360 0.375 Single Family 100200000000000000 1 First Lien N 20360301 AFL2 1019.22 360 0.375 Single Family 100091000000000000 1 First Lien N 20360301 AFL2 1215.425 360 0.375 Condominium 100289000000000000 2 First Lien N 20360301 AFL2 726.81 360 0.375 Single Family 100400000000000000 1 First Lien N 20360301 AFL2 2426.133333 360 0.375 Single Family 100400000000000000 1 First Lien N 20360301 AFL2 682.15 360 0.375 Single Family 100266000000000000 1 First Lien N 20360301 AFL2 872.85 360 0.375 Single Family 100266000000000000 1 First Lien N 20360301 AFL2 711.953125 360 0.375 PUD 100101000000000000 1 First Lien N 20360301 AFL2 1309 360 0.375 PUD 100400000000000000 1 First Lien N 20360301 AFL2 975.64995 360 0.375 PUD 100032000000000000 1 First Lien N 20360201 AFL2 314.82 360 0.375 Single Family 100307000000000000 1 First Lien N 20360201 AFL2 1245.416667 360 0.375 2-4 Family 100400000000000000 1 First Lien N 20360301 AFL2 805.390625 360 0.375 Single Family 100425000000000000 1 First Lien N 20360301 AFL2 665.31 360 0.375 Single Family 100221000000000000 1 First Lien N 20360201 AFL2 648.2133333 360 0.375 2-4 Family 100221000000000000 1 First Lien N 20360201 AFL2 1382.03125 360 0.375 Single Family 100221000000000000 1 First Lien N 20360201 AFL2 997.92 360 0.375 Single Family 100122000000000000 1 N
2.25 N GROUP II
20110201 No_PP G01
13 360 6.25 SC 60.00 12.625 360 7.375 MN 80.00 12.75 360 5.625 SC 65.00 11 360 6.625 RI 75.00 13 360 7.875 OR 80.00 13.25 360 6.625 CO 70.00 12 360 6.75 AZ 80.00 12.125 360 7.25 UT 75.00 12.625 360 7.125 MN 80.00 12.5 360 7.875 PA 80.00 13.25 360 7.75 TX 70.00 13.125 360 6.875 OR 80.00 12.25 360 7.125 IL 70.00 12.5 360 7.75 GA 80.00 13.125 360 6.375 GA 80.00 11.75 360 7.125 GA 80.00 12.5 360 7.5 IL 80.00 12.875 0
1.875 60 67883.17 0 29219 No MI 1.875 60 167200 0 0 55429 No MI 1.875 60 178750 0 0 29928 No MI 1.875 60 300000 0 0 2842 No MI 1.875 60 146400 0 0 97222 No MI 1.875 60 157500 0 0 80013 No MI 1.875 60 284607 0 0 85379 No MI 1.875 60 135303 0 0 84065 No MI 1.875 60 157600 0 0 55419 No MI 1.875 60 139200 0 0 15017 No MI 1.875 60 130900 0 0 75208 No MI 1.875 60 111826.8 0 0 97113 No MI 1.875 60 182000 0 0 60617 No MI 1.875 60 158400 0 0 30311 No MI 1.875 60 320000 0 0 30316 No MI 1.875 60 92661.83 0 0 30236 No MI 1.875 60 101530.08 0 0 60402 No MI 1.875
358 6.625 Columbia 68100 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 Brooklyn Center 167200 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 6 Hilton Head Island 178750 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7 Middletown 300000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.25 MILWAUKEE 146400 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7 Aurora 157500 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 358 7.125 Surprise 284607 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 7.625 RIVERTON 135303 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.5 MINNEAPOLIS 157600 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.25 Bridgeville 139200 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 8.125 DALLAS 130900 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 7.25 Cornelius 112000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.5 Chicago 182000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 ATLANTA 158400 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 6.75 ATLANTA 320000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.5 JONESBORO 92800 20060301 2.25 20110201 N 0 Prepay GROUP I G01 359 7.875 Stickney 101600 20060401 2.25 20110301
1 First Lien 20360201 AFL2 374.7716677 360 0.375 Single Family 100061000000000000 2.25 First Lien N 20360201 AFL2 1079.833333 360 0.375 Single Family 100221000000000000 1 First Lien N 20360201 AFL2 893.75 360 0.375 PUD 100061000000000000 1 First Lien N 20360201 AFL2 1750 360 0.375 Single Family 100061000000000000 2 First Lien N 20360201 AFL2 1006.5 360 0.375 Single Family 100414000000000000 1 First Lien N 20360301 AFL2 918.75 360 0.375 Single Family 100196000000000000 1 First Lien N 20360301 AFL2 1689.854063 360 0.375 Single Family 100200000000000000 1 First Lien N 20360201 AFL2 859.7378125 360 0.375 PUD 100061000000000000 1 First Lien N 20360301 AFL2 985 360 0.375 Single Family 100400000000000000 1 First Lien N 20360301 AFL2 957 360 0.375 Single Family 100022000000000000 1 First Lien N 20360301 AFL2 886.3020833 360 0.375 2-4 Family 100194000000000000 1 First Lien N 20360301 AFL2 675.62025 360 0.375 Single Family 100114000000000000 1 First Lien N 20360201 AFL2 1137.5 360 0.375 2-4 Family 100400000000000000 1 First Lien N 20360201 AFL2 1072.5 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 1800 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 648.87 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 736.67 360 0.375 Condominium 100113000000000000 1 First Lien N
0 No_PP GROUP I G01 358 7.875 N Las Vegas 210000 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 7.875 Las Vegas 258750 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 359 6.875 Jackson 57850 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 359 6.625 Whittier 375000 20060401 2.25 20110301 N 0 No_PP GROUP I G01 358 7.875 Las Vegas 251250 20060301 2.25 20110201 Y 60 Prepay GROUP II G02 359 7.25 NORTH LAS VEGAS 228825 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.75 Blackwood 149600 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 6.875 West Jordan 132800 20060401 2.25 20110301 N 0 Prepay GROUP II G02 358 7.625 Suitland 190000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 Atlanta 94500 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 MARANA 212500 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7 LENEXA 193528 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 6 CUMMING 203780 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 7.75 ORLANDO 199936 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7.375 NORTH LAS VEGAS 183272 20060401 2.25 20110301 Y 120 No_PP GROUP II G03 358 7.5 TRACY 629828 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7.625 Lake Orion 399412 20060401 2.25 20110301 Y 120 No_PP
360 7.5 NV 75.00 12.875 360 7.5 NV 75.00 12.875 360 6.5 MI 65.00 11.875 360 6.25 CA 79.79 11.625 360 7.5 NV 75.00 12.875 360 6.875 NV 75.00 12.25 360 7.375 NJ 80.00 12.75 360 6.5 UT 80.00 11.875 360 7.25 MD 80.00 12.625 360 7.625 GA 70.00 13 360 7.5 AZ 80.00 12.875 360 6.625 KS 80.00 12 360 5.625 GA 80.00 12 360 7.375 FL 80.00 12.75 360 7 NV 79.45 12.375 360 7.125 CA 80.00 12.5 360 7.25 MI 80.00 12.625 360
N 20360301 AFL2 1378.125 360 0 0.375 89031 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 258750 1698.046875 360 0 0 0.375 89141 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 57518.57 329.533474 360 0 0 0.375 49203 2-4 Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 374669.14 2401.17 360 0 0 0.375 90602 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 251250 1648.828125 360 0 0 0.375 89117 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 228825 1382.484375 360 0 0 0.375 89084 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 149600 966.1666667 360 0 0 0.375 8012 2-4 Family No MI 100076500000923421.875 1 First Lien 60 N 20360201 AFL2 132688.04 872.4 360 0 0 0.375 84084 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360301 AFL2 190000 1207.291667 360 0 0 0.375 20746 Single Family No MI 100187000000000000 1.875 1 First Lien 60 N 20360201 AFL2 94500 630 360 0 0 0.375 30315 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 212430.27 1394.073647 360 0 0 0.375 85653 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 193528 1128.913333 360 0 0 0.375 66227 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 203780 1018.9 360 0 0 0.375 30040 Single Family No MI 100057000000000000 1.875 1 First Lien 36 N 20360201 AFL2 199936 1291.253333 360 0 0 0.375 32828 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 183272 1126.359167 360 0 0 0.375 89084 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 629827.43 3936.421438 360 0 0 0.375 95304 Single Family No MI 010005700000000000 1.875 1 First Lien 60 N 20360201 AFL2 399412 2537.930417 360 0 0 0.375 48362 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 0
60 210000
GROUP II G03 359 6.75 SACRAMENTO 559928 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 358 7.125 Jacksonville 76000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7 Lehigh Acres 256000 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 7.375 Kansas City 52600 20060301 2.25 20110201 N 0 Prepay GROUP II G01 359 6.75 Phila 292500 20060401 2.25 20110301 Y 120 No_PP GROUP II G03 358 6.875 Queen Creek 544000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.25 Mooresville 155152 20060301 2.25 20110201 Y 120 No_PP GROUP II G04 358 6.875 San Jose 370000 20060301 2.25 20160201 N 0 Prepay GROUP I G01 358 7.875 LOS ANGELES 264000 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 7.875 Fredericksburg 172000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8 Detroit 65000 20060301 2.25 20110201 N 0 No_PP GROUP II G03 359 7 CORONA 516272 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 358 7.125 STREAMWOOD 226592 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.25 Tucson 182645.6 20060301 2.75 20110201 Y 120 Prepay GROUP I G01 359 7.875 OCALA 179582 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.25 ANTHEM 273204 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 8.25 Chicago 112000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01
6.375 CA 80.00 11.75 360 6.75 FL 80.00 12.125 360 6.625 FL 80.00 12 360 7 MO 57.17 12.375 360 6.375 PA 65.00 11.75 360 6.5 AZ 80.00 11.875 360 6.875 NC 80.00 12.25 360 6.5 CA 59.20 12.875 360 7.5 CA 80.00 12.875 360 7.5 VA 80.00 12.875 360 7.625 MI 72.22 14 360 6.625 CA 80.00 12 360 6.75 IL 80.00 12.125 360 6.875 AZ 80.00 12.25 360 7.5 FL 80.00 12.875 360 6.875 AZ 80.00 12.25 360 7.875 IL 80.00 14.25 360
3149.595 360 0 0.375 95829 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 76000 451.25 360 0 0 0.375 32225 Single Family No MI 100030000000000000 1.875 1 First Lien 60 N 20360201 AFL2 256000 1493.333333 360 0 0 0.375 33972 Single Family No MI 100418000000000000 1.875 1 First Lien 60 N 20360201 AFL2 52519.61 363.3 360 0 0 0.375 64128 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 292495.31 1645.286119 360 0 0 0.375 19104 2-4 Family No MI 100077000000000000 1.875 1 First Lien 60 N 20360301 AFL2 544000 3116.666667 360 0 0 0.375 85242 PUD No MI 100101000000000000 1.875 1 First Lien 60 N 20360201 AFL2 155152 937.3766667 360 0 0 0.375 28115 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 369376.52 2430.64 360 0 0 0.375 95112 Single Family No MI 100034000000000000 1.875 2 First Lien 120 N 20360201 AFL2 264000 1732.5 360 0 0 0.375 91342 Condominium No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 172000 1128.75 360 0 0 0.375 22408 PUD No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 64912.47 476.95 360 0 0 0.375 48213 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 516272 3011.586667 360 0 0 0.375 92880 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 226592 1345.39 360 0 0 0.375 60107 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 182645.6 1103.483833 360 0 0 0.375 85743 PUD No MI 010025600000000000 1.875 1 First Lien 60 N 20360201 AFL2 179582 1178.506875 360 0 0 0.375 34474 PUD No MI 100057000000000000 2.375 1 First Lien 60 N 20360301 AFL2 273204 1650.6075 360 0 0 0.375 85086 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 111711.99 768.0199313 360 0 0 0.375 60621 2-4 Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 240000 1525 360 0
559928
359 7.625 Las Vegas 240000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.375 Rohnert Park 345000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 7.375 MANASSAS 237300 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.375 MANASSAS 237300 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.75 Elkridge 281912 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.125 Garland 64000 20060401 2.25 20110301 N 0 No_PP GROUP II G01 358 7.625 Riverton 329600 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8 Austin 61400 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 7.875 FORT WORTH 137800 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 8.125 FORT WORTH 104000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 359 7 Henderson 209600 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.875 SAN DIEGO 382500 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8 TUCSON 163691 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.375 Atlanta 356000 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 6.375 MANHATTAN BEACH 400000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.125 AURORA 124000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 7.75 Saint Louis 67600 20060401 2.25 20110301 N 0 No_PP GROUP I G01 358
7.25 NV 80.00 12.625 360 6 CA 57.98 11.375 360 7 VA 70.00 12.375 360 7 VA 70.00 12.375 360 7.375 MD 80.00 12.75 360 7.75 TX 80.00 13.125 360 7.25 UT 80.00 12.625 360 7.625 MN 74.97 13 360 7.5 TX 79.99 12.875 360 7.75 TX 80.00 13.125 360 6.625 NV 80.00 12 360 7.5 CA 75.00 12.875 360 7.625 AZ 75.00 13 360 7 GA 80.00 12.375 360 6 CA 33.33 11.375 360 5.75 CO 80.00 11.125 360 7.375 MO 65.00 12.75 360 7.5
0 0.375 89122 PUD No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 345000 1832.8125 360 0 0 0.375 94928 Single Family No MI 100172000000000000 1.875 1 First Lien 60 N 20360301 AFL2 237300 1458.40625 360 0 0 0.375 20111 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 237300 1458.40625 360 0 0 0.375 20111 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 281912 1820.681667 360 0 0 0.375 21075 Condominium No MI 100028000000000000 1.875 1 First Lien 60 N 20360201 AFL2 63958.13 475.2 360 0 0 0.375 75042 Single Family No MI 1002656-0000442331 1.875 1 First Lien 60 N 20360301 AFL2 329600 2094.333333 360 0 0 0.375 84065 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 61400 409.3333333 360 0 0 0.375 55912 2-4 Family No MI 100115000000000000 1.875 1 First Lien 60 N 20360301 AFL2 137609.7 999.15 360 0 0 0.375 76135 PUD No MI 100204000000000000 1.875 1 First Lien 60 N 20360201 AFL2 104000 704.1666667 360 0 0 0.375 76179 PUD No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 209600 1222.666667 360 0 0 0.375 89012 PUD No MI 1001949-2410601308 1.875 1 First Lien 60 N 20360301 AFL2 382500 2510.15625 360 0 0 0.375 92102 2-4 Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 163691 1091.273333 360 0 0 0.375 85706 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 356000 2187.916667 360 0 0 0.375 30308 2-4 Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 400000 2125 360 0 0 0.375 90266 Single Family No MI 100194000000000000 1.875 1 First Lien 60 N 20360201 AFL2 124000 632.9166667 360 0 0 0.375 80011 Single Family No MI 100125000000000000 1.875 1 First Lien 60 N 20360201 AFL2 67552.29 484.29 360 0 0 0.375 63116 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 192742.3 1264.871344 360 0 0 0.375
7.875 Bend 192960 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 359 6.375 WHITE PLAINS 235200 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 Detroit 49700 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 7.875 Littleton 252000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 7.125 RENO 252000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.125 NORTH LAS VEGAS 176000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 Brunswick 448120 20060401 2.25 20090301 Y 120 No_PP GROUP I G01 359 8.125 Denver 351375 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 6.875 EAST BRIDGEWATER 200000 20060301 2.25 20110201 N 0 No_PP GROUP II G02 359 6.625 Adelanto 261472 20060401 2.25 20110301 Y 120 No_PP GROUP II G03 359 7.625 Riverside 472371 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 8.125 Miami 124000 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 7.75 Louisville 50250 20060301 2.25 20110201 N 0 No_PP GROUP I G01 359 8.375 ATLANTA 108000 20060401 2.25 20110301 N 0 Prepay GROUP I G01 358 8.125 CONVERSE 50001 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7 Flemington 185500 20060301 2.25 20110201 N 0 No_PP GROUP II G02 358 6.625 SUITLAND 339000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 TAMPA
OR 80.00 12.875 360 6 MD 80.00 11.375 360 7.375 MI 70.00 12.75 360 7.5 CO 80.00 12.875 360 6.75 NV 57.93 12.125 360 7.75 NV 80.00 13.125 360 7.5 MD 79.60 13.875 360 7.75 CO 75.00 13.125 360 6.5 MA 66.67 11.875 360 6.25 CA 80.00 11.625 360 7.25 CA 80.00 12.625 360 7.75 FL 80.00 13.125 360 7.375 KY 75.00 12.75 360 8 GA 80.00 13.375 360 7.75 TX 71.53 13.125 360 6.625 NJ 69.74 12 360 6.25 MD 79.98 11.625 360 7.5 FL
97701 Single Family No MI 100114000000000000 1.875 1 First Lien 60 N 20360201 AFL2 235200 1249.5 360 0 0 0.375 20695 Townhouse No MI 100293000000000000 1.875 1 First Lien 60 N 20360301 AFL2 49700 320.9791667 360 0 0 0.375 48205 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 252000 1653.75 360 0 0 0.375 80120 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 252000 1496.25 360 0 0 0.375 89523 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 176000 1191.666667 360 0 0 0.375 89030 Single Family No MI 100059000000000000 1.875 1 First Lien 60 N 20360301 AFL2 448120 2940.7875 360 0 0 0.375 21758 Single Family No MI 100057000000000000 1.875 1 First Lien 36 N 20360301 AFL2 351375 2379.101563 360 0 0 0.375 80203 Condominium No MI 100113000000000000 1.875 2 First Lien 60 N 20360301 AFL2 199662.98 1313.86 360 0 0 0.375 2333 2-4 Family No MI 100103000000000000 1.875 1 First Lien 60 N 20360201 AFL2 261472 1443.543333 360 0 0 0.375 92301 Single Family No MI 100052000000000000 1.875 2 First Lien 60 N 20360301 AFL2 472371 3001.524063 360 0 0 0.375 92509 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 124000 839.5833333 360 0 0 0.375 33127 2-4 Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 50178.83 360 360 0 0 0.375 40216 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360201 AFL2 107932.87 820.88 360 0 0 0.375 30311 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 50001 338.5484375 360 0 0 0.375 78109 Single Family No MI 1001989-0000004011 1.875 1 First Lien 60 N 20360201 AFL2 185195 1234.14 360 0 0 0.375 8822 Condominium No MI 100158000000000000 1.875 1 First Lien 60 N 20360201 AFL2 339000 1871.5625 360 0 0 0.375 20746 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 81487.31 591.66 360 0 0 0.375 33605 2-4 Family
81600 2.25 N
GROUP I 358 8.125 MCDONOUGH 254600 2.25 Y 120 GROUP II 358 6.375 Orlando 202700 2.25 Y 120 GROUP I 358 8.125 Havertown 108000 2.25 Y 120 GROUP I 359 8.125 Portland 224175 2.25 Y 120 GROUP II 359 6.875 URBANDALE 134640 2.25 N 0 GROUP II 359 7.25 Los Angeles 308000 2.25 Y 120 GROUP I 359 8.375 CORONA 912721 2.25 Y 120 GROUP II 357 7.375 Gilroy 762300 2.25 Y 120 GROUP I 358 7.875 St. Louis 1000000 2.25 Y 120 GROUP II 358 6.75 LAS VEGAS 223500 2.25 Y 120 GROUP I 358 6.625 APPLE VALLEY 212000 1.875 Y 120 GROUP II 358 7.375 CHANDLER 185600 2.25 Y 120 GROUP II 358 6.125 KAMUELA 365700 2.25 Y 120 GROUP I 358 7.75 Hyattsville 210000 2.25 Y 120 GROUP II 359 7.375 Denver 271880 2.25 Y 120 GROUP I 359 8 Avondale 193600 2.25 Y 120 GROUP II 358 6.875 CAROL CITY 212000
20060301 20110201 Prepay G01 20060301 20110201 No_PP G02 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060401 20110301 Prepay G02 20060401 20110301 No_PP G02 20060401 20110301 Prepay G01 20060401 20110301 Prepay G04 20060201 20160101 Prepay G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20060301 20060801 Prepay G02 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060301
80.00 12.875 360 7.75 GA 79.99 13.125 360 6 FL 95.00 11.375 360 7.75 PA 80.00 13.125 360 7.75 OR 75.00 13.125 360 6.5 IA 80.00 11.875 360 6.875 CA 80.00 12.25 360 8 CA 75.00 13.375 360 7 CA 70.00 13.375 360 7.5 MO 69.98 12.875 360 6.375 NV 79.99 11.75 360 6.25 CA 80.00 12 360 7 AZ 80.00 12.375 360 5.75 HI 56.73 11.125 360 7.375 MD 75.00 12.75 360 7 CO 70.00 12.375 360 7.625 AZ 80.00 13 360 6.5 FL 80.00
100061000000000000 First Lien 20360201 AFL2 1723.854167 360 0 0 0.375 30252 Single Family No MI 100293000000000000 1.875 1 First Lien 60 N 20360201 AFL2 202700 1076.84375 360 0 0 0.375 32824 Condominium Republic MIC 100016000000000000 1.875 1 First Lien 60 N 20360201 AFL2 108000 731.25 360 0 0 0.375 19083 Condominium No MI 1000765-0000092097 1.875 1 First Lien 60 N 20360201 AFL2 224175 1517.851563 360 0 0 0.375 97219 Single Family No MI 1001142-0100025471 1.875 1 First Lien 60 N 20360301 AFL2 134526.88 884.49 360 0 0 0.375 50322 Single Family No MI 010029300000000000 1.875 1 First Lien 60 N 20360301 AFL2 308000 1860.833333 360 0 0 0.375 90063 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 AFL2 912721 6370.031979 360 0 0 0.375 92883 PUD No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 762300 4684.96875 360 0 0 0.375 95020 Single Family No MI 100034000000000000 1.875 2 First Lien 120 N 20360101 AFL2 1000000 6562.5 360 0 0 0.375 63131 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 223500 1257.1875 360 0 0 0.375 89139 PUD No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 212000 1170.416667 360 0 0 0.375 92307 Single Family No MI 100183000000000000 1.875 0 First Lien 6 N 20360201 AFL2 185600 1140.666667 360 0 0 0.375 85226 Single Family No MI 100183000000000000 1.5 1 First Lien 60 N 20360201 AFL2 365700 1866.59375 360 0 0 0.375 96743 Condominium No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 210000 1356.25 360 0 0 0.375 20785 Single Family No MI 100091000000000000 1.875 1 First Lien 60 N 20360201 AFL2 271880 1670.929167 360 0 0 0.375 80203 Condominium No MI 100113000000000000 1.875 1 First Lien 60 N 20360301 AFL2 193600 1290.666667 360 0 0 0.375 85323 PUD No MI 100172000000000000 1.875 1 First Lien 60 N 20360301 AFL2 211642.76 1392.69 360 0 0 0.375 33055 Single Family No MI 100087000000000000 1 N
No MI 1.875 60 254600
2.25 N GROUP II
20110201 Prepay G02
12.875 360 5.75 NJ 80.00 11.125 360 7.375 MO 80.00 12.75 360 6.5 VA 79.99 11.875 360 7.375 MD 75.00 12.75 360 6.125 CA 78.37 11.5 360 7 OH 36.67 12.375 360 7.25 FL 70.00 12.625 360 7.875 PA 79.99 13.25 360 7.5 FL 78.70 13.875 360 6.5 CA 80.00 12.875 360 7 TX 80.00 12.375 360 7.25 TX 80.00 12.625 360 7 CA 80.00 12.375 360 6.75 MD 70.00 12.125 360 7.25 AZ 80.00 12.625 360 6.5 FL 90.00 12.875 360 7.75 OH 80.00 13.125 0
1.875 60 147200 0 8075 No MI 1.875 60 105849.88 0 0 63123 No MI 1.875 60 179100 0 0 22030 No MI 1.875 60 189750 0 0 20747 No MI 1.875 60 336850 0 0 93930 No MI 1.875 60 54980.68 0 0 45314 No MI 1.875 60 259000 0 0 33881 No MI 1.875 60 409950 0 0 17535 No MI 1.875 60 68658.67 0 0 32780 No MI 1.875 60 479950 0 0 91605 No MI 1.875 60 110400 0 0 76063 No MI 1.875 60 117360 0 0 75007 No MI 1.875 60 464000 0 0 92563 No MI 1.875 60 63350 0 0 21206 No MI 1.875 60 192800 0 0 85353 No MI 1.875 60 322929 0 0 34787 PMI 1.875 36 103120 0 0 45238 No MI 1.875
359 6.125 Delran 147200 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.75 SAINT LOUIS 106000 20060301 2.25 20110201 N 0 No_PP GROUP II G02 358 6.875 FAIRFAX 179100 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 7.75 District Heights 189750 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 358 6.5 King City 336850 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.375 Cedarville 55000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.625 Winter Haven 259000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.25 KINZERS 409950 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 Titusville 69650 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 6.875 NORTH HOLLYWOOD AREA (LA) 480000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.375 Mansfield 110400 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7.625 CARROLLTON 117360 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 358 7.375 Murrieta 464000 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 7.125 Baltimore 63350 20060301 2.25 20110201 Y 60 Prepay GROUP II G02 358 7.625 Tolleson 192800 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 6.875 Winter Garden 322929 20060301 2.25 20090201 Y 120 No_PP GROUP I G01 358 8.125 CINCINNATI 103120 20060301 2.25 20110201
2 First Lien 20360201 AFL2 751.3333333 360 0.375 Condominium 100077000000000000 1 First Lien N 20360301 AFL2 759.4 360 0.375 Single Family 100425000000000000 1 First Lien N 20360201 AFL2 1026.09375 360 0.375 Condominium 100196000000000000 1 First Lien N 20360201 AFL2 1225.46875 360 0.375 Single Family 100238000000000000 1 First Lien N 20360301 AFL2 1824.604167 360 0.375 PUD 100074000000000000 1 First Lien N 20360201 AFL2 337.9020958 360 0.375 Single Family 100204000000000000 1 First Lien N 20360201 AFL2 1645.729167 360 0.375 PUD 100256000000000000 1 First Lien N 20360201 AFL2 2818.40625 360 0.375 Single Family 100031000000000000 1 First Lien N 20360201 AFL2 450.5725219 360 0.375 Condominium 100229000000000000 2 First Lien N 20360201 AFL2 2749.713542 360 0.375 Single Family 100087000000000000 2 First Lien N 20360201 AFL2 678.5 360 0.375 Single Family 100266000000000000 1 First Lien N 20360201 AFL2 745.725 360 0.375 Single Family 1002518-0000000877 1 First Lien N 20360301 AFL2 2851.666667 360 0.375 Single Family 100034000000000000 1 First Lien N 20360201 AFL2 376.140625 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 1225.083333 360 0.375 PUD 100173000000000000 1 First Lien N 20360201 AFL2 1850.114063 360 0.375 PUD 100035000000000000 1 First Lien N 20360201 AFL2 698.2083333 360 0.375 2-4 Family 100204000000000000 1 First Lien
120 GROUP II 358 7 Bridgeport 318750 2.25 N 0 GROUP I 359 6.375 Madera 263888 2.25 Y 120 GROUP I 358 8.125 VALENCIA 414000 2.25 Y 120 GROUP I 356 8.625 York 132296 2.25 Y 120 GROUP II 359 6.875 Chesterfield 134360 2.25 Y 120 GROUP II 357 6.5 MENIFEE 361600 2.25 Y 120 GROUP II 357 7.375 MENIFEE 335200 2.25 Y 120 GROUP I 359 8.125 AURORA 296000 2.25 Y 120 GROUP II 357 6.75 LAS VEGAS 223321 2.25 Y 120 GROUP II 358 6.75 Phoenix 730000 2.25 Y 120 GROUP I 358 8 TACOMA 184500 2.25 Y 120 GROUP II 359 6.5 Union City 368000 2.25 Y 120 GROUP II 358 7.625 Olive Branch 81562 2.25 N 0 GROUP II 358 7.5 MANASSAS 250400 2.25 Y 120 GROUP I 359 7.875 Queen Creek 122688 2.25 N 0 GROUP II 358 7.375 PLYMOUTH 323000 2.25 Y 120 GROUP I 359 8 Ridgeland 64000 2.25 Y 120
Prepay G01
360 6.625 CT
20060301 20110201 Prepay G01 20060401 20090301 No_PP G01 20060301 20110201 Prepay G01 20060101 20101201 Prepay G02 20060401 20110301 No_PP G02 20060201 20110101 No_PP G02 20060201 20110101 No_PP G01 20060401 20110301 No_PP G02 20060201 20110101 No_PP G03 20060301 20110201 Prepay G01 20060301 20110201 Prepay G02 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060401 20090301 No_PP G02 20060301 20110201 No_PP G01 20060401 20110301 Prepay
75.00 12 360 6 CA 85.00 11.375 360 7.75 CA 80.00 13.125 360 8.25 PA 75.00 14.625 360 6.5 VA 80.00 11.875 360 6.125 CA 80.00 11.5 360 7 CA 80.00 12.375 360 7.75 CO 80.00 13.125 360 6.375 NV 80.00 11.75 360 6.375 AZ 57.03 11.75 360 7.625 WA 75.00 13 360 6.125 CA 80.00 11.5 360 7.25 MS 75.00 12.625 360 7.125 VA 80.00 12.5 360 7.5 AZ 70.00 13.875 360 7 MA 77.83 12.375 360 7.625 MS 79.01 13 360
60 N 20360201 AFL2 318225.92 2120.65 360 0 0 0.375 6605 2-4 Family No MI 100271000000000000 1.875 1 First Lien 60 N 20360201 AFL2 263888 1401.905 360 0 0 0.375 93637 Single Family PMI 100052000000000000 1.875 2 First Lien 36 N 20360301 AFL2 413999.99 2803.124932 360 0 0 0.375 91354 Condominium No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 132296 950.8775 360 0 0 0.375 17402 PUD No MI 100039000000000000 1.875 2 First Lien 60 N 20351201 AFL2 134360 769.7708333 360 0 0 0.375 23832 Single Family No MI 010021800000000000 1.875 1 First Lien 60 N 20360301 AFL2 361600 1958.666667 360 0 0 0.375 92584 Single Family No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 335200 2060.083333 360 0 0 0.375 92584 Single Family No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 296000 2004.166667 360 0 0 0.375 80016 PUD No MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 223321 1256.180625 360 0 0 0.375 89131 PUD No MI 100063000000000000 1.875 1 First Lien 60 N 20360101 AFL2 730000 4106.25 360 0 0 0.375 85048 Single Family No MI 100101000000000000 1.875 1 First Lien 60 N 20360201 AFL2 184500 1230 360 0 0 0.375 98404 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 368000 1993.333333 360 0 0 0.375 94587 PUD No MI 1001719-0601001122 1.875 1 First Lien 60 N 20360301 AFL2 81443.56 577.29 360 0 0 0.375 38654 Single Family No MI 100238000000000000 1.875 1 First Lien 60 N 20360201 AFL2 250400 1565 360 0 0 0.375 20109 Townhouse No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 122603.57 889.57 360 0 0 0.375 85242 PUD No MI 100195000000000000 1.875 1 First Lien 36 N 20360301 AFL2 323000 1985.104167 360 0 0 0.375 2360 Single Family No MI 100103000000000000 1.875 1 First Lien 60 N 20360201 AFL2 64000 426.6666667 360 0 0 0.375 39157 Townhouse No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2
GROUP II G01 358 7.5 Saint Petersburg 210000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 7.875 BLUFFDALE 150400 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.625 RYE 400000 20060401 2.25 20110301 N 0 No_PP GROUP II G03 358 7.25 POMPANO BEACH 744000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 8 UNION CITY 101992 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 6.5 ATLANTA 161013 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 7.25 WHITE 80000 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358 7.125 Kingman 77000 20060301 2.25 20110201 N 0 Prepay GROUP II G01 358 7.125 Chandler 179900 20060301 2.25 20110201 N 0 Prepay GROUP I G01 357 8.25 GRIFFIN 96800 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8.25 JONESBORO 132000 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358 7.125 Phoenix 135100 20060301 2.25 20110201 N 0 Prepay GROUP II G01 358 7.25 Bakersfield 120000 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 7.5 Rutledge 79500 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 HOUSTON 85600 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 7.75 TRACY 536000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 6.625 Madera 217550 20060401 2.25 20090301 Y 120 No_PP GROUP II G02
210000 7.125 FL 70.00 12.5 360 7.5 UT 80.00 12.875 360 6.25 NH 55.17 12.625 360 6.875 FL 80.00 12.25 360 7.625 GA 80.00 13 360 6.125 GA 80.00 11.5 360 6.875 GA 80.00 12.25 360 6.75 AZ 70.00 12.125 360 6.75 AZ 70.00 12.125 360 7.875 GA 80.00 13.25 360 7.875 GA 80.00 13.25 360 6.75 AZ 70.00 12.125 360 6.875 CA 51.84 12.25 360 7.125 TN 75.00 12.5 360 7.75 TX 80.00 13.125 360 7.375 CA 80.00 12.75 360 6.25 CA 80.00 12.625 360 0 0 0 33713 No MI 1.875 60 150400 N
1312.5 0.375 Single Family 1 20360201 987
360 100203000000000000 First Lien AFL2 360
0 0.375 84065 PUD No MI 100061000000000000 1.875 1 First Lien 60 N 20360301 AFL2 399647.08 2561.25 360 0 0 0.375 3870 Single Family No MI 100095000000000000 1.875 2 First Lien 60 N 20360301 AFL2 744000 4495 360 0 0 0.375 33062 Single Family No MI 1.875 1 First Lien 60 N 20360201 AFL2 101992 679.9466667 360 0 0 0.375 30291 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 161013 872.15375 360 0 0 0.375 30331 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 80000 483.3333333 360 0 0 0.375 30184 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 76876.49 518.76 360 0 0 0.375 86401 Single Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 179611.42 1212.02 360 0 0 0.375 85224 Single Family No MI 100170000000000000 1.875 1 First Lien 60 N 20360201 AFL2 96800 665.5 360 0 0 0.375 30224 Townhouse No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 132000 907.5 360 0 0 0.375 30238 Single Family No MI 1.875 1 First Lien 60 N 20360101 AFL2 134883.29 910.19 360 0 0 0.375 85051 Single Family No MI 100170000000000000 1.875 1 First Lien 60 N 20360201 AFL2 120000 725 360 0 0 0.375 93307 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 79361.76 496.011 360 0 0 0.375 37861 Single Family No MI 100203000000000000 1.875 1 First Lien 60 N 20360201 AFL2 85487.62 635.58 360 0 0 0.375 77083 PUD No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 536000 3461.666667 360 0 0 0.375 95377 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360201 AFL2 217550 1201.057292 360 0 0 0.375 93637 Single Family No MI 100052000000000000 1.875 2 First Lien 36 N 20360301 AFL2 280000 1545.833333 360
358 6.625 Plant City 280000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.375 Glendale 151200 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.5 FRESNO 266450 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.75 Bakersfield 143000 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 359 7.875 Mesa 196000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7 Phoenix 176000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.5 PORTSMOUTH 85750 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 7.875 Denver 312000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 7.625 Milwaukee 154000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 8.125 Minneapolis 94000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 6.5 Rock Island 63700 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8.125 West Saint Paul 176000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 6.25 Keystone 228000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 New Port Richey 76000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 Chicago 112000 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 8 FORT WORTH 53625 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 8.125 HOUSTON 98400 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358
6.25 FL 80.00 11.625 360 7 AZ 80.00 12.375 360 7.125 CA 79.99 12.5 360 6.375 CA 65.00 11.75 360 7.5 AZ 80.00 12.875 360 6.625 AZ 80.00 12 360 7.125 VA 70.00 12.5 360 7.5 CO 80.00 12.875 360 7.25 WI 70.00 12.625 360 7.75 MN 80.00 13.125 360 6.125 IL 70.00 11.5 360 7.75 MN 80.00 13.125 360 5.875 CO 54.55 11.25 360 7.75 FL 80.00 13.125 360 7.5 IL 80.00 12.875 360 7.625 TX 75.00 13 360 7.75 TX 80.00 13.125 360 7.75
0 0.375 33567 Single Family No MI 100035000000000000 1.875 1 First Lien 60 N 20360201 AFL2 151200 929.25 360 0 0 0.375 85303 Single Family No MI 100195000000000000 1.875 1 First Lien 60 N 20360201 AFL2 266450 1665.3125 360 0 0 0.375 93727 Single Family No MI 010018300000000000 1.875 1 First Lien 60 N 20360201 AFL2 143000 804.375 360 0 0 0.375 93304 Single Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 196000 1286.25 360 0 0 0.375 85205 Single Family No MI 100101000000000000 1.875 1 First Lien 60 N 20360301 AFL2 176000 1026.666667 360 0 0 0.375 85043 PUD No MI 100071000000000000 1.875 1 First Lien 60 N 20360301 AFL2 85750 535.9375 360 0 0 0.375 23704 2-4 Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 312000 2047.5 360 0 0 0.375 80206 Single Family No MI 100030000000000000 1.875 1 First Lien 60 N 20360201 AFL2 153999.96 978.5414125 360 0 0 0.375 53225 2-4 Family No MI 100030000000000000 1.875 1 First Lien 60 N 20360301 AFL2 94000 636.4583333 360 0 0 0.375 55408 Condominium No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 63700 345.0416667 360 0 0 0.375 61201 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 176000 1191.666667 360 0 0 0.375 55118 Single Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 228000 1187.5 360 0 0 0.375 80435 Condominium No MI 100226000000000000 1.875 1 First Lien 60 N 20360201 AFL2 76000 514.5833333 360 0 0 0.375 34652 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 111845.33 812.08 360 0 0 0.375 60619 2-4 Family No MI 100221000000000000 1.875 1 First Lien 60 N 20360201 AFL2 53552.8 393.48 360 0 0 0.375 76103 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 98270.82 730.62 360 0 0 0.375 77053 PUD No MI 1001989-0000004162 1.875 1 First Lien 60 N 20360201 AFL2 69428.75 516.18 360 0 0 0.375
8.125 HOUSTON 69520 20060301 2.25 20110201 N 0 Prepay GROUP II G02 360 7.625 COOLIDGE 196024 20060501 2.25 20110401 Y 120 No_PP GROUP I G01 358 7.875 OCALA 149790 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 Alexandria 64800 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.375 Miami 84000 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 8.25 North Chicago 155920 20060301 2.25 20110201 N 0 No_PP GROUP II G02 358 6.625 SAN JACINTO 223764 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 Chicago 307500 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 8 Dallas 303200 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 355 6.5 DENVER 132750 20051201 2.75 20071101 Y 120 No_PP GROUP I G01 354 6 CAPE CORAL 216000 20051101 2.75 20071001 Y 120 No_PP GROUP I G01 358 8.125 EL CAJON 880000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.125 NEWTOWN SQ 408650 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.875 Salisbury 84375 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.25 Spring Hill 122720 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.375 Saint Simons Island 191250 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7.125 MARANA 198260 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.875 Castro Valley
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
75.00 360
75.00 360
80.00 360
90.00 360
80.00 360
80.00 360
79.76 360
75.00 360
80.00 360
75.00 360
80.00 360
77074 PUD No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 196024 1245.569167 360 7.25 0 0 0.375 AZ 85228 Single Family No MI 100057000000000000 12.625 1.875 1 First Lien 60 N 20360401 AFL2 149790 982.996875 360 7.5 0 0 0.375 FL 34474 PUD No MI 100057000000000000 12.875 1.875 1 First Lien 60 N 20360201 AFL2 64800 438.75 360 7.75 0 0 0.375 MN 56308 Single Family No MI 100221000000000000 13.125 1.875 1 First Lien 60 N 20360201 AFL2 84000 516.25 360 7 0 0 0.375 FL 33157 Condominium No MI 100234000000000000 12.375 1.875 1 First Lien 60 N 20360201 AFL2 155720.46 1171.38 360 7.875 0 0 0.375 IL 60064 Single Family No MI 100221000000000000 13.25 1.875 1 First Lien 60 N 20360201 AFL2 223764 1235.36375 360 6.25 0 0 0.375 CA 92582 Single Family No MI 100414000000000000 11.625 1.875 1 First Lien 60 N 20360201 AFL2 307500 2017.96875 360 7.5 0 0 0.375 IL 60623 2-4 Family No MI 100221000000000000 12.875 1.875 1 First Lien 60 N 20360201 AFL2 303200 2021.333333 360 7.625 0 0 0.375 TX 75230 Single Family No MI 100425000000000000 13 1.875 1 First Lien 60 N 20360201 AFL2 132750 719.0625 360 6.125 0 0 0.375 CO 80219 Single Family Mortgage Guaranty In 100030000000000000 12.5 1.875 2 First Lien 24 N 20351101 ALT1 215733.04 1078.6652 360 5.625 0 0 0.375 FL 33904 Single Family No MI 100030000000000000 12 2.375 2 First Lien 24 N 20351001 ALT1 880000 5958.333333 360 7.75 0 0 0.375 CA 92021 Single Family No MI 13.125 2.375 1 First Lien 60 N 20360201 AFL2 408650 2766.901042 360 7.75 0 0 0.375 PA 19073 PUD No MI 100028000000000000 13.125 1.875 1 First Lien 60 N 20360301 AFL2 84258.05 552.9434531 360 7.5 0 0 0.375 NC 28144 Single Family No MI 100066000000000000 12.875 1.875 1 First Lien 60 N 20360201 AFL2 122720 843.7 360 7.875 0 0 0.375 FL 34606 Single Family No MI 100136000000000000 13.25 1.875 1 First Lien 60 N 20360201 AFL2 191250 1175.390625 360 7 0 0 0.375 GA 31522 Single Family No MI 100066000000000000 12.375 1.875 1 First Lien 60 N 20360201 AFL2 198260 1177.16875 360 6.75 0 0 0.375 AZ 85653 Single Family No MI 100057000000000000 12.125 1.875 1 First Lien 60 N 20360301 AFL2 649972.91 4265.447222 360 7.5 0 0 0.375 CA 94552 Single Family 13.125
TX
650000 2.25 Y
120 GROUP I
20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G02 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060201 20110101 No_PP G01 20060301 20110201 Prepay G01 20060401 20080301 Prepay G01 20060301 20110201 No_PP G01 20060201 20110101 No_PP G02 20060201 20110101 No_PP G02 20060201 20110101 No_PP G02 20060201 20110101 No_PP G02 20060201 20110101 No_PP G02 20060201 20110101 No_PP G02 20060201
71.43 12.875 360 7.5 FL 75.00 12.875 360 7.375 TX 73.91 12.75 360 7.375 TX 73.91 12.75 360 6.125 CA 78.68 11.5 360 6.5 CA 80.00 11.875 360 6.5 MA 75.00 11.875 360 6.375 GA 80.00 11.75 360 7.75 AZ 80.00 13.125 360 7.625 AZ 65.00 13 360 7.75 VA 80.00 13.125 360 7.75 GA 80.00 13.125 360 6.375 GA 80.00 11.75 360 6 GA 80.00 11.375 360 5.375 GA 80.00 10.75 360 6.625 GA 79.99 12 360 6.5 GA 80.00 11.875 360 6.125 GA 80.00
358 7.875 Miami Beach 982500 2.25 Y 60 GROUP I 359 7.75 Edinburg 170000 2.25 Y 60 GROUP I 359 7.75 Edinburg 170000 2.25 Y 60 GROUP II 359 6.5 Sun Valley Area 417000 2.25 Y 120 GROUP II 358 6.875 Oxnard 415200 2.25 Y 120 GROUP II 358 6.875 Weymouth 232950 2.25 Y 60 GROUP II 357 6.75 GAINESVILLE 108000 2.25 Y 120 GROUP I 358 8.125 Kingman 170800 2.25 Y 120 GROUP I 359 8 Tucson 113750 2.375 N 0 GROUP I 358 8.125 Hampton 88160 2.25 N 0 GROUP I 357 8.125 HAMPTON 128514 2.25 Y 120 GROUP II 357 6.75 MCDONOUGH 124400 2.25 Y 120 GROUP II 357 6.375 DALLAS 106800 2.25 Y 120 GROUP II 357 5.75 SMYRNA 82400 2.25 Y 120 GROUP II 357 7 LAWRENCEVILLE 145800 2.25 Y 120 GROUP II 357 6.875 HAMPTON 117592 2.25 Y 120 GROUP II 357 6.5 HAMPTON 113192
No MI 100030000000000000 1.875 1 First Lien 60 N 20360201 AFL2 982500 6447.65625 360 0 0 0.375 33141 Condominium No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 170000 1097.916667 360 0 0 0.375 78539 2-4 Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 170000 1097.916667 360 0 0 0.375 78539 2-4 Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 417000 2258.75 360 0 0 0.375 91352 Single Family No MI 100096000000000000 1.875 1 First Lien 60 N 20360301 AFL2 415200 2378.75 360 0 0 0.375 93033 Single Family No MI 100096000000000000 1.875 1 First Lien 60 N 20360201 AFL2 232950 1334.609375 360 0 0 0.375 2191 2-4 Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 108000 607.5 360 0 0 0.375 30506 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 170800 1156.458333 360 0 0 0.375 86409 Single Family No MI 1.875 1 First Lien 60 N 20360201 AFL2 113673.67 834.66 360 0 0 0.375 85710 Single Family No MI 100101000000000000 1.875 1 First Lien 24 N 20360301 AFL2 88044.27 654.59 360 0 0 0.375 23669 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 128514 870.146875 360 0 0 0.375 30228 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 124400 699.75 360 0 0 0.375 30252 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 106800 567.375 360 0 0 0.375 30157 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 82400 394.8333333 360 0 0 0.375 30080 Condominium No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 145800 850.5 360 0 0 0.375 30044 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 117592 673.7041667 360 0 0 0.375 30228 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 113192 613.1233333 360 0 0 0.375 30228 Single Family No MI 100032000000000000
2.25 Y
120 GROUP II
20110101 No_PP G02 20060201 20110101 No_PP G02 20060201 20110101 No_PP G01 20060201 20110101 No_PP G02 20060201 20110101 No_PP G02 20060201 20110101 No_PP G02 20060201 20110101 No_PP G02 20060201 20110101 No_PP G02 20060201 20110101 No_PP G01 20060201 20110101 No_PP G02 20060201 20110101 No_PP G01 20060201 20110101 No_PP G02 20060201 20110101 No_PP G02 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G02 20060201 20110101 No_PP G02 20060201 20110101
11.5 360 6.125 GA 79.98 11.5 360 6 GA 80.00 11.375 360 7.375 GA 80.00 12.75 360 7.25 GA 80.00 12.625 360 6.25 GA 79.99 11.625 360 6.5 GA 80.00 11.875 360 5.75 GA 79.99 11.125 360 6.625 GA 80.00 12 360 6 GA 80.00 11.375 360 5.5 GA 79.99 10.875 360 6.75 GA 80.00 12.125 360 6.5 GA 80.00 11.875 360 6.875 GA 80.00 12.25 360 7.75 GA 80.00 13.125 360 6.875 GA 80.00 12.25 360 6.75 GA 80.00 12.125 360 6.25 GA 79.97 11.625 0
1.875 60 147750
357 6.5 LAWRENCEVILLE 147750 2.25 Y 120 GROUP II 357 6.375 LAWRENCEVILLE 138400 2.25 Y 120 GROUP I 357 7.75 GRIFFIN 96800 2.25 Y 120 GROUP II 357 7.625 MARIETTA 183920 2.25 Y 120 GROUP II 357 6.625 CANTON 136700 2.25 Y 120 GROUP II 357 6.875 COLLEGE PARK 169574 2.25 Y 120 GROUP II 357 6.125 BUFORD 160950 2.25 Y 120 GROUP II 357 7 SNELLVILLE 145040 2.25 Y 120 GROUP II 357 6.375 JONESBORO 119091 2.25 Y 120 GROUP II 357 5.875 SUWANEE 162700 2.25 Y 120 GROUP II 357 7.125 JONESBORO 118568 2.25 Y 120 GROUP II 357 6.875 DAWSONVILLE 134400 2.25 Y 120 GROUP II 357 7.25 Douglasville 153032 2.25 Y 120 GROUP I 357 8.125 OAKWOOD 118744 2.25 Y 120 GROUP II 357 7.25 DALLAS 98400 2.25 Y 120 GROUP II 357 7.125 LOCUST GROVE 125008 2.25 Y 120 GROUP II 357 6.625 Palmetto 128750 2.25
0 30044 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 138293.48 734.6841125 360 0 0 0.375 30043 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 96800 625.1666667 360 0 0 0.375 30224 Single Family No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 183919.26 1168.653631 360 0 0 0.375 30062 PUD No MI 1000321-0000062602 1.875 1 First Lien 60 N 20360101 AFL2 136699.16 754.6932792 360 0 0 0.375 30114 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 169574 971.5177083 360 0 0 0.375 30349 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 160950 821.515625 360 0 0 0.375 30519 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 145040 846.0666667 360 0 0 0.375 30039 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 119091 632.6709375 360 0 0 0.375 30236 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 162700 796.5520833 360 0 0 0.375 30024 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 118568 703.9975 360 0 0 0.375 30236 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 134400 770 360 0 0 0.375 30534 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 153032 924.5683333 360 0 0 0.375 30135 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 118744 803.9958333 360 0 0 0.375 30566 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 98400 594.5 360 0 0 0.375 30132 PUD No MI 1000321-0000062715 1.875 1 First Lien 60 N 20360101 AFL2 125008 742.235 360 0 0 0.375 30248 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 128747.22 710.7919438 360 0 0 0.375 30268 PUD No MI 100032000000000000 1.875 1 First Lien
1 20360101 800.3125 0.375
First Lien AFL2 360
120 GROUP I 357 7.75 COLLEGE PARK 121592 2.25 Y 120 GROUP II 357 6.75 CUMMING 156350 2.25 Y 120 GROUP II 357 6.625 FAIRBURN 135100 2.25 Y 120 GROUP II 358 6.5 FLAT ROCK 212000 2.25 Y 120 GROUP II 358 6.625 ATLANTA 139208 2.25 Y 120 GROUP II 359 6.75 OCALA 136772 2.25 Y 120 GROUP II 359 6.375 ANTHEM 258183 2.25 Y 120 GROUP I 358 8 Chandler 552000 2.25 Y 120 GROUP I 358 8.125 KENNEDALE 96000 2.25 Y 60 GROUP II 358 7 Henderson 159920 2.25 Y 120 GROUP II 358 6.25 LEXINGTON 113750 2.25 N 0 GROUP II 358 6.25 LEXINGTON 113750 2.25 N 0 GROUP II 358 6.25 LEXINGTON 120900 2.25 N 0 GROUP II 358 7 Woodbridge 235875 2.25 Y 120 GROUP II 359 6.5 Myrtle Beach 131200 2.25 Y 120 GROUP II 358 6.25 LEXINGTON 123000 2.25 N 0 GROUP II 358 6.25 LEXINGTON 129000 2.25 N 0
No_PP G01
360 7.375 GA 0 12.75 360 6.375 GA
60 121592 0
20360101 785.2816667 0.375
AFL2 360
20060201 20110101 No_PP G02 20060201 20110101 No_PP G02 20060201 20110101 No_PP G02 20060301 20110201 No_PP G02 20060301 20110201 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G02 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP
80.00
80.00 11.75 360 6.25 GA 80.00 11.625 360 6.125 MI 80.00 11.5 360 6.25 GA 80.00 11.625 360 6.375 FL 80.00 11.75 360 6 AZ 80.00 11.375 360 7.625 AZ 80.00 13 360 7.75 TX 80.00 13.125 360 6.625 NV 80.00 12 360 5.875 KY 65.00 11.25 360 5.875 KY 65.00 11.25 360 5.875 KY 65.00 11.25 360 6.625 VA 75.00 12 360 6.125 SC 80.00 11.5 360 5.875 KY 64.74 11.25 360 5.875 KY 61.43 11.25 360
30349 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 156350 879.46875 360 0 0 0.375 30040 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 135075.72 745.7305375 360 0 0 0.375 30213 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360101 AFL2 211637.64 1146.37055 360 0 0 0.375 48134 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 139208 768.5441667 360 0 0 0.375 30331 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 136772 769.3425 360 0 0 0.375 34474 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 258183 1371.597188 360 0 0 0.375 85086 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 552000 3680 360 0 0 0.375 85248 PUD No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 96000 650 360 0 0 0.375 76060 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 159920 932.8666667 360 0 0 0.375 89015 Townhouse No MI 100195000000000000 1.875 1 First Lien 60 N 20360201 AFL2 113334.34 700.38 360 0 0 0.375 40503 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360201 AFL2 112629.27 700.38 360 0 0 0.375 40503 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360201 AFL2 119809.92 744.4 360 0 0 0.375 40503 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360201 AFL2 235875 1375.9375 360 0 0 0.375 22192 Condominium No MI 100218000000000000 1.875 1 First Lien 60 N 20360201 AFL2 131200 710.6666667 360 0 0 0.375 29579 Single Family No MI 100035000000000000 1.875 1 First Lien 60 N 20360301 AFL2 122680.64 757.33 360 0 0 0.375 40503 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360201 AFL2 127944.63 794.28 360 0 0 0.375 40503 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360201 AFL2
GROUP II G01 358 7.5 Pomona 283500 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 359 6.5 CLEAR LAKE CITY 189600 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 7.75 Denver 264880 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 8 CHARLOTTE 316000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 ROCKFORD 95200 20060301 2.25 20110201 Y 120 Prepay GROUP II G03 359 7.5 North Myrtle Beach 514400 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 8.125 PROSPECT HEIGHTS 540800 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 Aurora 184000 20060301 2.25 20090201 N 0 No_PP GROUP II G01 358 6.875 Venus 200000 20060301 2.25 20110201 N 0 Prepay GROUP II G01 358 6.875 Colorado Springs 102240 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.625 Perth Amboy 228000 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 359 7 BURL 172800 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.25 MINNEAPOLIS 296000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.5 Oak Lawn 123500 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 358 6.375 LEWES 387950 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.625 Clearwater 180000 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 359 7.25 Coral Gables 875000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01
283500 7.125 CA 70.00 12.5 360 6.125 TX 80.00 11.5 360 7.375 CO 70.00 12.75 360 7.625 NC 80.00 13 360 7.625 IL 80.00 13 360 7.125 SC 80.00 12.5 360 7.75 IL 80.00 14.125 360 7.5 IL 80.00 13.875 360 6.5 TX 80.00 11.875 360 6.5 CO 80.00 11.875 360 7.25 NJ 80.00 12.625 360 6.625 NC 80.00 12 360 6.875 MN 80.00 12.25 360 7.125 IL 65.00 12.5 360 6 DE 79.81 11.375 360 7.25 FL 80.00 12.625 360 6.875 FL 70.00 12.25 360 0 0 0 91768 No MI 1.875 60 189600 0 77058 No MI 1.875 60 264880 0 0 80202 No MI 1.875 60 316000 0 0 28278 No MI 1.875 60 95200 0 0 61107 No MI 1.875 60 514400 0 0 29582 No MI 1.875 60 540800 0 0 60070 No MI 1.875 60 183745.91 0 0 60506 No MI 1.875 36 199662.98 0 0 76084 No MI 1.875 60 102189 0 0 80904 No MI 1.875 60 228000 0 0 8861 No MI 1.875 60 172800 0 0 27215 No MI 1.875 60 295919.11 0 0 55410 No MI 1.875 60 123500 0 0 60453 No MI 1.875 60 387950 0 0 19958 No MI 1.875 60 180000 0 0 33755 No MI 1.875 60 875000 0 0 33133 No MI 1.875 60 339920
360
100199000000000000 First Lien 20360201 AFL2 1027 360 0.375 Townhouse 100021000000000000 2 First Lien N 20360301 AFL2 1710.683333 360 0.375 Condominium 100113000000000000 2 First Lien N 20360301 AFL2 2106.666667 360 0.375 Single Family 100196000000000000 1 First Lien N 20360201 AFL2 634.6666667 360 0.375 Single Family 100194000000000000 1 First Lien N 20360201 AFL2 3215 360 0.375 PUD 100035000000000000 1 First Lien N 20360301 AFL2 3661.666667 360 0.375 Single Family 100087000000000000 2 First Lien N 20360201 AFL2 1334.13 360 0.375 2-4 Family 100035000000000000 1 First Lien N 20360201 AFL2 1313.86 360 0.375 Single Family 100204000000000000 1 First Lien N 20360201 AFL2 585.4578125 360 0.375 Single Family 100125000000000000 1 First Lien N 20360201 AFL2 1448.75 360 0.375 Single Family 100234000000000000 1 First Lien N 20360201 AFL2 1008 360 0.375 PUD 100021000000000000 1 First Lien N 20360301 AFL2 1787.844623 360 0.375 Single Family 100400000000000000 1 First Lien N 20360301 AFL2 771.875 360 0.375 Single Family 100425000000000000 1 First Lien N 20360301 AFL2 2060.984375 360 0.375 PUD 100031000000000000 1 First Lien N 20360201 AFL2 1143.75 360 0.375 Single Family 100266000000000000 1 First Lien N 20360201 AFL2 5286.458333 360 0.375 Single Family 100203000000000000 1 First Lien N 20360301 AFL2 1947.458333 360
358 6.875 Las Vegas 339920 2.25 Y 120 GROUP I 358 7.875 hamilton 93280 2.25 Y 60 GROUP II 358 6.625 ROSEDALE 378200 2.25 Y 120 GROUP II 358 7.25 Manassas 288000 2.25 Y 120 GROUP I 358 7.875 hamilton 92000 5 Y 60 GROUP II 358 7.25 Peyton 154815 2.25 Y 120 GROUP I 358 7.875 HAMILTON 84800 5 Y 60 GROUP II 359 7.5 CHULA VISTA 601600 2.25 Y 120 GROUP II 358 6.75 Cedar Hills 212000 2.25 Y 120 GROUP I 358 8.25 LARGO 152000 2.25 N 0 GROUP II 358 7.25 Castle Rock 240800 2.25 Y 120 GROUP II 359 6.875 O Fallon 154700 2.25 Y 60 GROUP II 359 7.5 Queen Creek 99910 2.25 N 0 GROUP II 358 7.375 SACRAMENTO 266000 2.25 Y 120 GROUP I 358 8 West Dundee 154400 2.25 N 0 GROUP I 358 7.875 Florence 110250 2.25 Y 120 GROUP II 358 7.375 Encino 452000 2.25 Y 120 GROUP II 358
6.5 NV 20060301 20110201 No_PP G01 20060301 20090201 No_PP G02 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20060301 20090201 No_PP G01 20060301 20110201 Prepay G01 20060301 20090201 No_PP G02 20060401 20110301 No_PP G02 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G03 20060301 20110201 Prepay G01 80.00 11.875 360 7.5 OH 80.00 13.875 360 6.25 MD 80.00 11.625 360 6.875 VA 80.00 12.25 360 7.5 OH 80.00 13.875 360 6.875 CO 75.00 12.25 360 7.5 OH 80.00 13.875 360 7.125 CA 80.00 12.5 360 6.375 UT 80.00 11.75 360 7.875 FL 80.00 13.25 360 6.875 CO 80.00 12.25 360 6.5 MO 65.00 11.875 360 7.125 AZ 80.00 12.5 360 7 CA 70.00 12.375 360 7.625 IL 80.00 13 360 7.5 SC 75.00 12.875 360 7 CA 80.00 12.375 360 6.875
0 0.375 89129 Single Family No MI 100195000000000000 1.875 1 First Lien 60 N 20360201 AFL2 93280 612.15 360 0 0 0.375 45013 Single Family No MI 100432000000000000 1.875 2 First Lien 36 N 20360201 AFL2 378099.99 2087.427028 360 0 0 0.375 21237 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 288000 1740 360 0 0 0.375 20111 Single Family No MI 100218000000000000 1.875 1 First Lien 60 N 20360201 AFL2 92000 603.75 360 0 0 0.375 45013 Single Family No MI 100432000000000000 1.875 2 First Lien 36 N 20360201 AFL2 154815 935.340625 360 0 0 0.375 80831 PUD No MI 100113000000000000 4.625 1 First Lien 60 N 20360201 AFL2 84800 556.5 360 0 0 0.375 45013 Single Family No MI 100432000000000000 1.875 2 First Lien 36 N 20360201 AFL2 601600 3760 360 0 0 0.375 91910 2-4 Family No MI 100185000000000000 4.625 1 First Lien 60 N 20360301 AFL2 212000 1192.5 360 0 0 0.375 84062 PUD No MI 100125000000000000 1.875 1 First Lien 60 N 20360201 AFL2 151805.47 1141.93 360 0 0 0.375 33778 Single Family No MI 100059000000000000 1.875 1 First Lien 60 N 20360201 AFL2 240800 1454.833333 360 0 0 0.375 80109 Single Family No MI 1001247-0007010670 1.875 1 First Lien 60 N 20360201 AFL2 154700 886.3020833 360 0 0 0.375 63366 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 99835.85 698.59 360 0 0 0.375 85242 PUD No MI 100189000000000000 1.875 1 First Lien 60 N 20360301 AFL2 266000 1634.791667 360 0 0 0.375 95838 Single Family No MI 100059000000000000 1.875 1 First Lien 60 N 20360201 AFL2 154192.11 1132.93 360 0 0 0.375 60118 Single Family No MI 100030000000000000 1.875 1 First Lien 60 N 20360201 AFL2 110250 723.515625 360 0 0 0.375 29501 Single Family No MI 100238000000000000 1.875 1 First Lien 60 N 20360201 AFL2 452000 2777.916667 360 0 0 0.375 91316 Single Family No MI 100231000000000000 1.875 1 First Lien 60 N 20360201 AFL2 60000 362.5 360 0 0 0.375
7.25 San Antonio 60000 2.25 Y 120 GROUP I 358 8 PHOENIX 256000 2.25 Y 120 GROUP I 358 8 Imperial 107200 2.25 N 0 GROUP II 358 7.375 Arlington 63600 2.25 N 0 GROUP II 357 7.25 PURCELLVILLE 481650 2.25 Y 120 GROUP II 358 7.375 Phoenix 142400 2.25 Y 120 GROUP I 358 8.125 GAITHERSBURG 144000 2.25 Y 120 GROUP II 359 7.125 Chandler 356000 2.25 Y 120 GROUP II 359 7.5 Galt 277600 2.25 Y 120 GROUP II 359 7.125 DULUTH 999120 2.25 Y 120 GROUP I 359 7.875 PEORIA 162400 2.25 Y 120 GROUP II 359 6.75 HUTCHINSON 112000 2.25 Y 120 GROUP II 359 7 ROUND ROCK 104000 2.25 N 0 GROUP II 359 7.25 MINNEAPOLIS 116000 2.25 Y 120 GROUP II 359 6.875 Spanaway 193600 2.25 Y 60 GROUP II 356 7 SAN JOSE 450000 2.25 Y 120 GROUP I 359 8 Newark 1061250 2.25 Y 120 GROUP I 359 8 Redding
TX 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G04 20060201 20160101 No_PP G02 20060301 20110201 Prepay G01 20060301 20110201 No_PP G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G03 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G04 20060101 20151201 No_PP G01 20060401 20110301 Prepay G01 80.00 12.25 360 7.625 AZ 80.00 13 360 7.625 MO 80.00 13 360 7 TX 80.00 12.375 360 6.875 VA 79.99 13.25 360 7 AZ 80.00 12.375 360 7.75 MD 80.00 13.125 360 6.75 AZ 80.00 12.125 360 7.125 CA 80.00 12.5 360 6.75 GA 72.40 12.125 360 7.5 AZ 80.00 12.875 360 6.375 MN 80.00 11.75 360 6.625 TX 80.00 12 360 6.875 MN 80.00 12.25 360 6.5 WA 80.00 11.875 360 6.625 CA 75.00 13 360 7.625 CA 75.00 13 360 7.625 CA 0
78239 No MI 1.875 60 256000
Single Family 100099000000000000 First Lien N 20360201 AFL2 1706.666667 360 0.375 Condominium 100414000000000000 1 First Lien N 20360201 AFL2 786.6 360 0.375 PUD 100425000000000000 1 First Lien N 20360201 AFL2 439.27 360 0.375 Single Family 100266000000000000 1 First Lien N 20360201 AFL2 2909.96869 360 0.375 PUD 100031000000000000 2 First Lien N 20360101 AFL2 875.1666667 360 0.375 Single Family 100173000000000000 1 First Lien N 20360201 AFL2 975 360 0.375 Condominium 100031000000000000 1 First Lien N 20360201 AFL2 2113.75 360 0.375 PUD 100195000000000000 1 First Lien N 20360301 AFL2 1735 360 0.375 Single Family 100172000000000000 1 First Lien N 20360301 AFL2 5932.275 360 0.375 PUD 1 N
0 85020 No MI 1.875 60 107055.66 0 0 63052 No MI 1.875 60 63502.91 0 0 76010 No MI 1.875 60 481649.99 0 0 20132 No MI 1.875 120 142400 0 0 85033 No MI 1.875 60 144000 0 0 20877 No MI 1.875 60 356000 0 0 85249 No MI 1.875 60 277600 0 0 95632 No MI 1.875 60 999120 0 0 30097 No MI 1.875 1 First Lien 60 N 20360301 AFL2 162400 1065.75 360 0 0 0.375 85345 Single Family No MI 100071000000000000 1.875 1 First Lien 60 N 20360301 AFL2 112000 630 360 0 0 0.375 55350 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 103914.76 691.91 360 0 0 0.375 78681 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 116000 700.8333333 360 0 0 0.375 55411 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 193600 1109.166667 360 0 0 0.375 98387 PUD No MI 1000608-0602003778 1.875 1 First Lien 60 N 20360301 AFL2 450000 2625 360 0 0 0.375 95138 Condominium No MI 100161000000000000 1.875 2 First Lien 120 N 20351201 ALT1 1061250 7075 360 0 0 0.375 94560 Single Family No MI 100172000000000000 1.875 1 First Lien 60 N 20360301 AFL2 195200 1301.333333 360 0 0 0.375 96002 Single Family
195200 2.25 Y
120 GROUP I
20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060301 20110201 Prepay G02 20060401 20110301 No_PP G02 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20060201 20110101 No_PP G01 20060301 20110201 Prepay G01 20060401
80.00 13 360 7.875 UT 75.00 13.25 360 7.75 CO 80.00 13.125 360 6.625 CA 80.00 12 360 6.875 FL 70.00 12.25 360 7.875 FL 75.00 13.25 360 6.5 FL 80.00 11.875 360 6.875 NV 80.00 12.25 360 7.625 AZ 65.00 13 360 7.75 NV 80.00 13.125 360 7 DC 80.00 12.375 360 7.25 NC 80.00 13.625 360 7.625 FL 80.00 13 360 7.5 AZ 80.00 12.875 360 6.875 AZ 80.00 12.25 360 6.875 CA 70.00 12.25 360 7.375 NV 80.00 12.75 360 7.5 NY 80.00
358 8.25 Provo 112500 2.25 Y 60 GROUP I 359 8.125 Aurora 296000 2.25 Y 120 GROUP II 359 7 Sylmar Area 236800 2.25 N 0 GROUP II 359 7.25 Fort Myers 102193 2.25 N 0 GROUP I 358 8.25 Fort Pierce 90000 2.25 Y 60 GROUP II 359 6.875 KISSIMMEE 259632 2.25 Y 120 GROUP II 358 7.25 Las Vegas 348000 2.25 Y 120 GROUP I 358 8 Phoenix 103675 2.25 Y 120 GROUP I 358 8.125 Las Vegas 880000 2.25 N 0 GROUP II 359 7.375 WASHINGTON 320000 2.25 Y 120 GROUP II 358 7.625 Charlotte 387815 2.25 Y 120 GROUP I 359 8 JACKSONVILLE 175048 2.25 Y 120 GROUP I 359 7.875 SCOTTSDALE 540000 2.25 Y 120 GROUP II 359 7.25 MARICOPA 312873 2.25 Y 120 GROUP II 357 7.25 SAN DIEGO 347900 2.25 Y 120 GROUP I 358 7.75 LAS VEGAS 504000 2.25 Y 120 GROUP I 359 7.875 Brooklyn 560000
No MI 100172000000000000 1.875 1 First Lien 60 N 20360301 AFL2 112500 773.4375 360 0 0 0.375 84606 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 296000 2004.166667 360 0 0 0.375 80016 PUD No MI 100030000000000000 1.875 1 First Lien 60 N 20360301 AFL2 236605.89 1575.44 360 0 0 0.375 91342 Condominium No MI 100096000000000000 1.875 1 First Lien 60 N 20360301 AFL2 102113.28 697.14 360 0 0 0.375 33919 Condominium No MI 100030000000000000 1.875 1 First Lien 60 N 20360301 AFL2 89824.06 617.5404125 360 0 0 0.375 34950 2-4 Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 259632 1487.475 360 0 0 0.375 34746 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 348000 2102.5 360 0 0 0.375 89117 Single Family No MI 100146000000000000 1.875 1 First Lien 60 N 20360201 AFL2 103675 691.1666667 360 0 0 0.375 85022 Condominium No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 878844.81 6533.98 360 0 0 0.375 89109 Condominium No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 320000 1966.666667 360 0 0 0.375 20011 Townhouse No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 387815 2464.241146 360 0 0 0.375 28278 PUD No MI 100289000000000000 1.875 2 First Lien 60 N 20360201 AFL2 175048 1166.986667 360 0 0 0.375 32216 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 540000 3543.75 360 0 0 0.375 85251 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 312873 1890.274375 360 0 0 0.375 85239 PUD No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 347900 2101.895833 360 0 0 0.375 92114 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360101 AFL2 504000 3255 360 0 0 0.375 89138 PUD No MI 010018300000000000 1.875 1 First Lien 60 N 20360201 AFL2 560000 3675 360 0 0 0.375 11221 2-4 Family No MI 100234000000000000
2.25 Y
120 GROUP I
20110301 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G02 20060301 20110201
12.875 360 6 AZ 70.00 11.375 480 7.375 NJ 80.00 12.75 360 7.125 MD 79.99 12.5 360 7.5 MD 79.98 12.875 360 7.375 MA 73.97 13.75 360 7.875 VA 79.99 13.25 360 6.625 NV 79.99 12 360 7.875 FL 80.00 13.25 360 7.75 FL 80.00 13.125 360 7.75 AZ 80.00 13.125 360 6.375 MD 80.00 11.75 360 7.25 FL 80.00 12.625 360 7.5 VA 80.00 12.875 360 6.375 NV 77.43 11.75 360 7.375 GA 70.00 12.75 360 7.125 MO 80.00 12.5 360 6.875 MD 80.00 12.25
358 6.375 Glendale 207200 2.25 N 0 GROUP I 358 7.75 Cliffside Park 487200 2.25 Y 60 GROUP II 358 7.5 ELKRIDGE 271750 2.25 Y 120 GROUP I 358 7.875 SILVER SPRING 152950 2.25 Y 120 GROUP I 358 7.75 LAWRENCE 270000 2.25 Y 120 GROUP I 358 8.25 FREDERICKSBURG 514900 2.25 Y 120 GROUP II 359 7 Las Vegas 254300 2.25 Y 120 GROUP I 358 8.25 Miami 76000 2.25 Y 60 GROUP I 359 8.125 Holiday 84000 2.25 Y 120 GROUP I 359 8.125 Queen Creek 231680 2.25 Y 120 GROUP II 359 6.75 Perry Hall 199989 2.25 Y 120 GROUP II 359 7.625 Zephyrhills 140720 2.25 Y 120 GROUP I 359 7.875 LEESBURG 296000 2.25 Y 120 GROUP II 359 6.75 Boulder City 144800 2.25 Y 120 GROUP I 359 7.75 EAST POINT 99209 2.25 Y 120 GROUP II 359 7.5 BALLWIN 136000 2.25 Y 60 GROUP II 358 7.25 Suitland 256200 2.25
1.875 1 First Lien 60 N 20360301 AFL2 207011.68 1194.66 360 0 0 0.375 85308 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 487200 3146.5 360 0 0 0.375 7010 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 271750 1698.4375 360 0 0 0.375 21075 Condominium No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 152950 1003.734375 360 0 0 0.375 20901 Single Family No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 270000 1743.75 360 0 0 0.375 1843 Single Family No MI 100095000000000000 1.875 2 First Lien 60 N 20360201 AFL2 514900 3539.9375 360 0 0 0.375 22406 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 254300 1483.416667 360 0 0 0.375 89123 Single Family No MI 100163000000000000 1.875 1 First Lien 60 N 20360301 AFL2 76000 522.5 360 0 0 0.375 33157 Condominium No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 84000 568.75 360 0 0 0.375 34690 Single Family No MI 1.875 1 First Lien 60 N 20360301 AFL2 231680 1568.666667 360 0 0 0.375 85243 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 199989 1124.938125 360 0 0 0.375 21128 Single Family No MI 100264000000000000 1.875 1 First Lien 60 N 20360301 AFL2 140720 894.1583333 360 0 0 0.375 33541 Condominium No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 296000 1942.5 360 0 0 0.375 20176 PUD No MI 100289000000000000 1.875 1 First Lien 60 N 20360301 AFL2 144800 814.5 360 0 0 0.375 89005 PUD No MI 100195000000000000 1.875 1 First Lien 60 N 20360301 AFL2 99209 640.7247917 360 0 0 0.375 30344 Single Family No MI 100264000000000000 1.875 1 First Lien 60 N 20360301 AFL2 136000 850 360 0 0 0.375 63021 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 256200 1547.875 360 0 0 0.375 20746 PUD No MI 100031000000000000 1.875 1 First Lien
120 GROUP II 359 7.125 Zephyrhills 135920 2.25 Y 120 GROUP II 358 7.625 Newark 252000 2.25 Y 120 GROUP I 359 8.25 Miami Beach 440000 2.25 Y 120 GROUP I 358 8 Easton 227200 2.25 Y 60 GROUP II 358 6.5 DENVILLE 248000 2.25 Y 120 GROUP II 359 6.875 Casa Grande 160540 2.25 Y 60 GROUP II 359 7.5 Arizona City 156000 2.25 Y 120 GROUP II 358 7.125 NOLENSVILLE 186300 2.25 Y 120 GROUP I 359 7.875 Stockton 171500 2.25 N 0 GROUP II 358 7.25 FREDERICK 244700 2.25 Y 120 GROUP II 359 7.625 Zephyrhills 133520 2.25 Y 120 GROUP I 358 8.125 Atlanta 68000 2.25 Y 120 GROUP I 359 7.875 Indianapolis 281600 2.25 Y 60 GROUP I 359 8.25 Kansas City 50400 2.25 N 0 GROUP II 359 7.5 Phoenix 261804 2.25 Y 120 GROUP II 359 7.5 LAS VEGAS 258000 2.25 Y 120 GROUP II 358 7.125 OLYMPIA 200000 2.25 Y 120
Prepay G01
360 6.75 FL
20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G01 20060301 20110201 No_PP G01 20060401 20110301 Prepay G02 20060301 20110201 Prepay G01 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay
80.00 12.125 360 7.25 NJ 80.00 12.625 360 7.875 FL 80.00 13.25 360 7.625 PA 80.00 13 360 6.125 NJ 80.00 11.5 360 6.5 AZ 47.84 11.875 360 7.125 AZ 80.00 12.5 360 6.75 TN 69.98 13.125 360 7.5 CA 79.77 12.875 360 6.875 MD 79.68 12.25 360 7.25 FL 80.00 12.625 360 7.75 GA 80.00 13.125 360 7.5 IN 80.00 12.875 360 7.875 MO 72.00 13.25 360 7.125 AZ 74.80 12.5 360 7.125 NV 80.00 12.5 360 6.75 WA 80.00 13.125 360
N 20360201 AFL2 807.025 360 0 0.375 33541 Condominium No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 252000 1601.25 360 0 0 0.375 7107 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 440000 3025 360 0 0 0.375 33141 Condominium No MI 100196000000000000 1.875 1 First Lien 60 N 20360301 AFL2 227200 1514.666667 360 0 0 0.375 18040 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 247999.99 1343.333279 360 0 0 0.375 7834 Single Family No MI 100103000000000000 1.875 1 First Lien 60 N 20360201 AFL2 160540 919.7604167 360 0 0 0.375 85222 PUD No MI 100189000000000000 1.875 1 First Lien 60 N 20360301 AFL2 156000 975 360 0 0 0.375 85223 Single Family No MI 100101000000000000 1.875 1 First Lien 60 N 20360301 AFL2 186300 1106.15625 360 0 0 0.375 37135 PUD No MI 100087000000000000 1.875 2 First Lien 60 N 20360201 AFL2 171381.98 1243.49 360 0 0 0.375 95207 Condominium No MI 1003228-0086751969 1.875 1 First Lien 60 N 20360301 AFL2 244700 1478.395833 360 0 0 0.375 21702 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20360201 AFL2 133520 848.4083333 360 0 0 0.375 33541 Condominium No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 68000 460.4166667 360 0 0 0.375 30315 Single Family No MI 1001732-5001003625 1.875 1 First Lien 60 N 20360201 AFL2 281600 1848 360 0 0 0.375 46208 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 50367.86 378.64 360 0 0 0.375 64127 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 261804 1636.275 360 0 0 0.375 85032 Single Family No MI 1001949-7210601238 1.875 1 First Lien 60 N 20360301 AFL2 258000 1612.5 360 0 0 0.375 89122 PUD No MI 1003113-0006000226 1.875 1 First Lien 60 N 20360301 AFL2 200000 1187.5 360 0 0 0.375 98513 PUD No MI 100183000000000000 1.875 2 First Lien 60 N 20360201 AFL2 0
60 135920
GROUP II 358 7.625 Kyle 123471 2.25 Y 60 GROUP I 359 8.25 MBORO 76500 2.25 N 0 GROUP I 358 7.75 kyle 129871 2.75 Y 60 GROUP II 359 6 MOUNTAIN HOUSE 419580 2.25 Y 120 GROUP II 359 7.25 WOODSTOCK 128884 2.25 Y 120 GROUP II 359 7 PLAINFIELD 337524 2.25 Y 120 GROUP II 359 6.75 LAS VEGAS 271418 2.25 Y 120 GROUP II 359 7.25 SACRAMENTO 448796 2.25 Y 120 GROUP II 359 7.375 Manassas 324000 2.25 Y 120 GROUP II 359 7.25 Cochranville 220000 2.25 Y 120 GROUP II 358 6.875 West New York 456000 2.25 Y 60 GROUP II 358 7.25 Manassas 308000 2.25 Y 120 GROUP II 359 7.25 Belleville 332000 2.25 Y 60 GROUP II 358 7.5 Passaic 284720 2.25 Y 120 GROUP I 359 8 Concord 143100 2.25 N 0 GROUP II 358 7.25 Upper Marlboro 469500 2.25 Y 120 GROUP I 359 8.25 KATY 131192 2.25 N 0 GROUP I
G01 7.25 TX 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G03 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G03 20060401 20110301 No_PP G02 20060401 20110301 Prepay G02 20060401 20110301 No_PP G02 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20060401 20110301 No_PP G02 20060301 20110201 No_PP G01 20060401 20110301 No_PP G03 20060301 20110201 No_PP G01 20060401 20110301 Prepay G01 80.00 13.625 360 7.875 TN 90.00 13.25 360 7.375 TX 80.00 13.75 360 5.625 CA 80.00 11 360 6.875 GA 80.00 12.25 360 6.625 IL 80.00 12 360 6.375 NV 57.45 11.75 360 6.875 CA 80.00 12.25 360 7 VA 80.00 12.375 360 6.875 PA 80.00 12.25 360 6.5 NJ 80.00 11.875 360 6.875 VA 80.00 12.25 360 6.875 NJ 80.00 12.25 360 7.125 NJ 80.00 12.5 360 7.625 NC 79.99 13 360 6.875 MD 80.00 12.25 360 7.875 TX 80.00 13.25 360
784.5553125 360 0 0.375 78640 PUD No MI 100432000000000000 1.875 2 First Lien 60 N 20360201 AFL2 76451.22 574.72 360 0 0 0.375 37127 2-4 Family PMI 100331000000000000 1.875 1 First Lien 60 N 20360301 AFL2 129867.17 838.7254729 360 0 0 0.375 78640 PUD No MI 100432000000000000 1.875 2 First Lien 60 N 20360201 AFL2 419580 2097.9 360 0 0 0.375 95391 PUD No MI 100057000000000000 2.375 1 First Lien 60 N 20360301 AFL2 128884 778.6741667 360 0 0 0.375 30188 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 337524 1968.89 360 0 0 0.375 60585 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 271418 1526.72625 360 0 0 0.375 89131 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 448796 2711.475833 360 0 0 0.375 95829 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 324000 1991.25 360 0 0 0.375 20109 Single Family No MI 100218000000000000 1.875 1 First Lien 60 N 20360301 AFL2 220000 1329.166667 360 0 0 0.375 19330 Single Family No MI 100077000000000000 1.875 1 First Lien 60 N 20360301 AFL2 456000 2612.5 360 0 0 0.375 7093 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 308000 1860.833333 360 0 0 0.375 20110 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 332000 2005.833333 360 0 0 0.375 7109 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360301 AFL2 284719.19 1779.494938 360 0 0 0.375 7055 2-4 Family No MI 102234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 143003.98 1050.02 360 0 0 0.375 28027 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 469499.64 2836.560325 360 0 0 0.375 20772 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 131108.35 985.6 360 0 0 0.375 77449 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 124000 710.4166667 360 0
123471
358 6.875 Forest Park 124000 2.25 Y 120 GROUP I 359 8.25 KATY 114392 2.25 N 0 GROUP II 359 6.875 Florence 215533 2.25 Y 120 GROUP II 358 7.625 Doral 248000 2.25 Y 60 GROUP I 359 8.125 CINCINNATI 58800 2.25 Y 120 GROUP I 359 8.25 KATY 114392 2.25 N 0 GROUP II 358 6.5 LAS VEGAS 185000 2.25 N 0 GROUP I 357 7.875 Snellville 138000 2.25 Y 120 GROUP I 357 7.875 Snellville 138000 2.25 Y 120 GROUP II 358 7.25 Commerce City 157500 2.25 Y 60 GROUP II 359 6.5 VIRGINIA BEACH 295900 2.25 Y 120 GROUP II 358 7.25 Fort Myers 1100000 2.25 Y 120 GROUP II 359 7.5 VACAVILLE 359200 2.25 Y 120 GROUP II 358 7.5 Marietta 110400 2.25 Y 120 GROUP II 359 7.25 JACKSONVILLE 110400 2.25 Y 120 GROUP II 359 7.5 ALEXANDRIA 187500 2.25 Y 120 GROUP II 358 7.375 ALBANY 216000 2.25 Y 120 GROUP II 358
6.5 GA 20060301 20090201 No_PP G01 20060401 20110301 Prepay G02 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 Prepay G02 20060401 20110301 No_PP G03 20060301 20110201 Prepay G02 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 80.00 12.875 360 7.875 TX 80.00 13.25 360 6.5 AZ 80.00 11.875 360 7.25 FL 80.00 12.625 360 7.75 OH 80.00 13.125 360 7.875 TX 80.00 13.25 360 6.125 NV 71.98 12.5 360 7.5 GA 80.00 12.875 360 7.5 GA 80.00 12.875 360 6.875 CO 75.00 12.25 360 6.125 VA 79.99 11.5 360 6.875 FL 73.33 12.25 360 7.125 CA 80.00 12.5 360 7.125 GA 80.00 12.5 360 6.875 FL 80.00 12.25 360 7.125 VA 75.00 12.5 360 7 GA 80.00 12.375 360 6.75
0 30297 No MI 1.875 36 114319.06 0 0 77449 No MI 1.875 60 215533 0 0 85242 No MI 1.875 60 248000 0 0 33178 No MI 1.875 60 58800 0 0 45219 No MI 1.875 60 114319.06 0 0 77449 No MI 1.875 60 184664.6 0 0 89139 No MI 1.875 60 138000 0 0 30078 No MI 1.875 60 138000 0 0 30078 No MI 1.875 60 157500 0 0 80022 No MI 1.875 60 295900 0 0 23456 No MI 1.875 60 1100000 0 0 33912 No MI 1.875 60 359200 0 0 95687 No MI 1.875 60 110374.78 0 0 30060 No MI 1.875 60 110300 0 0 32210 No MI 1.875 60 187500 0 0 22303 No MI 1.875 60 216000 0 0 31701 No MI 1.875 60 240000 0 0
0.375 Single Family 100099000000000000 First Lien N 20360201 AFL2 859.39 360 0.375 Single Family 100199000000000000 1 First Lien N 20360301 AFL2 1234.824479 360 0.375 PUD 100071000000000000 1 First Lien N 20360301 AFL2 1575.833333 360 0.375 Condominium 100234000000000000 1 First Lien N 20360201 AFL2 398.125 360 0.375 Single Family 100204000000000000 1 First Lien N 20360301 AFL2 859.39 360 0.375 PUD 100199000000000000 1 First Lien N 20360301 AFL2 1169.33 360 0.375 PUD 100087000000000000 2 First Lien N 20360201 AFL2 905.625 360 0.375 2-4 Family 100066000000000000 1 First Lien N 20360101 AFL2 905.625 360 0.375 2-4 Family 010006600000000000 1 First Lien N 20360101 AFL2 951.5625 360 0.375 2-4 Family 100185000000000000 1 First Lien N 20360201 AFL2 1602.791667 360 0.375 Single Family 100213000000000000 1 First Lien N 20360301 AFL2 6645.833333 360 0.375 Single Family 1 N First Lien 20360201 AFL2 2245 360 0.375 Single Family 100152000000000000 1 First Lien N 20360301 AFL2 689.842375 360 0.375 Single Family 100099000000000000 1 First Lien N 20360201 AFL2 666.3958333 360 0.375 Single Family 100293000000000000 1 First Lien N 20360301 AFL2 1171.875 360 0.375 Condominium 100213000000000000 1 First Lien N 20360301 AFL2 1327.5 360 0.375 2-4 Family 100293000000000000 1 First Lien N 20360201 AFL2 1425 360 0.375 2 N
7.125 CUMMING 240000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.875 STOCKBRIDGE 123520 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 ATLANTA 96000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.75 ORMOND BEACH 187200 20060301 2.25 20110201 Y 120 No_PP GROUP II G04 359 6.5 Clementon 75900 20060401 2.25 20160301 Y 120 No_PP GROUP II G02 358 6.375 UPPER MARLBORO 417000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.25 Homestead 198450 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 Gilbert 248500 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.75 Manassas 239200 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 7.875 Phoenix 112700 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.375 ALBANY 216000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.25 Grain Valley 148000 20060301 2.25 20110201 N 0 Prepay GROUP II G01 358 7.375 Englewood 164800 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 8 Franklin 40000 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 8 HUTTO 90800 20060301 2.25 20110201 N 0 No_PP GROUP II G02 358 7.5 MISSION 74000 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 7.75 LANHAM 280000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.625 Falls Church
GA 80.00 12.125 360 6.5 GA 80.00 11.875 360 7.75 GA 80.00 13.125 360 7.375 FL 80.00 12.75 360 6.125 NJ 79.98 11.5 360 6 MD 74.09 11.375 360 6.875 FL 72.69 12.25 360 7.5 AZ 70.00 12.875 360 7.375 VA 80.00 12.75 360 7.5 AZ 70.00 12.875 360 7 GA 80.00 12.375 360 7.875 MO 80.00 13.25 360 7 NJ 80.00 12.375 360 7.625 GA 80.00 13 360 7.625 TX 80.00 13 360 7.125 TX 80.00 12.5 360 7.375 MD 80.00 12.75 360 7.25 VA
30041 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 123520 707.6666667 360 0 0 0.375 30281 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 96000 650 360 0 0 0.375 30331 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 187200 1209 360 0 0 0.375 32174 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 75900 411.125 360 0 0 0.375 8021 PUD No MI 100087000000000000 1.875 2 First Lien 120 N 20360301 AFL2 416999.48 2215.309738 360 0 0 0.375 20774 Single Family No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 198450 1198.96875 360 0 0 0.375 33035 PUD No MI 100022000000000000 1.875 2 First Lien 60 N 20360201 AFL2 248500 1630.78125 360 0 0 0.375 85296 PUD No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 239200 1544.833333 360 0 0 0.375 20110 PUD No MI 1000616-0000002711 1.875 1 First Lien 60 N 20360201 AFL2 112700 739.59375 360 0 0 0.375 85017 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 216000 1327.5 360 0 0 0.375 31701 2-4 Family No MI 010029300000000000 1.875 1 First Lien 60 N 20360201 AFL2 146437.51 1111.87 360 0 0 0.375 64029 2-4 Family No MI 100101000000000000 1.875 1 First Lien 60 N 20360201 AFL2 164548.43 1138.23 360 0 0 0.375 7631 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 39946.14 293.51 360 0 0 0.375 30217 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 90677.74 666.26 360 0 0 0.375 78634 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360201 AFL2 73889.82 517.42 360 0 0 0.375 78572 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 280000 1808.333333 360 0 0 0.375 20706 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 254400 1616.5 360 0 0 0.375 22044 Condominium
254400 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.5 Atlanta 186400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 Cape Coral 147000 20060301 2.75 20110201 N 0 Prepay GROUP I G01 359 8.125 MOLINE 78400 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 7.75 Houston 97000 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 358 8.25 AUSTIN 756000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 Jonesboro 146720 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 7.25 Delhi 155000 20060401 2.25 20110301 N 0 Prepay GROUP II G02 358 7 FREDERICK 196000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 8.25 Henderson 506400 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 7.875 Las Vegas 112500 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 8.125 Merritt Island 133600 20060401 2.25 20110301 N 0 Prepay GROUP II G02 358 7.125 Las Vegas 295600 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.25 Stroudsburg 193600 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 7.375 MISSION VIEJO 329600 20060301 2.25 20130201 Y 120 Prepay GROUP I G01 358 8.125 Pomona 300000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 6.75 SELMA 200000 20060301 2.25 20130201 N 0 No_PP GROUP I G01 358 8.125 WEST HARTFORD 140000 20060301
80.00 12.625 360 7.125 GA 80.00 12.5 360 7.5 FL 75.00 12.875 360 7.75 IL 80.00 13.125 360 7.375 TX 69.94 12.75 360 7.875 TX 80.00 13.25 360 7.5 GA 80.00 12.875 360 6.875 CA 53.45 12.25 360 6.625 MD 80.00 12 360 7.875 NV 80.00 13.25 360 7.5 NV 75.00 12.875 360 7.75 FL 80.00 13.125 360 6.75 NV 80.00 12.125 360 7.875 PA 80.00 13.25 360 7 CA 80.00 12.375 360 7.75 CA 80.00 13.125 360 6.375 CA 66.67 11.75 360 7.75 CT 80.00
No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 186400 1165 360 0 0 0.375 30315 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 146797.01 1065.85 360 0 0 0.375 33914 Single Family No MI 100115000000000000 1.875 1 First Lien 60 N 20360201 AFL2 78175.55 582.12 360 0 0 0.375 61265 Single Family No MI 100104000000000000 2.375 1 First Lien 60 N 20360301 AFL2 97000 626.4583333 360 0 0 0.375 77072 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 756000 5197.5 360 0 0 0.375 78703 Single Family No MI 100252000000000000 1.875 1 First Lien 60 N 20360201 AFL2 146719.99 962.8499344 360 0 0 0.375 30236 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 154879.09 1057.37 360 0 0 0.375 95315 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 195999.99 1143.333275 360 0 0 0.375 21703 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 506400 3481.5 360 0 0 0.375 89052 PUD No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 112500 738.28125 360 0 0 0.375 89103 Condominium No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 133512.6 991.98 360 0 0 0.375 32953 Condominium No MI 1.875 1 First Lien 60 N 20360301 AFL2 295363.62 1753.721494 360 0 0 0.375 89123 PUD No MI 100195000000000000 1.875 1 First Lien 60 N 20360201 AFL2 193352.25 1454.45 360 0 0 0.375 18360 2-4 Family No MI 1.875 1 First Lien 60 N 20360201 AFL2 329600 2025.666667 360 0 0 0.375 92691 Condominium No MI 100183000000000000 1.875 1 First Lien 84 N 20360201 AFL2 300000 2031.25 360 0 0 0.375 91767 Single Family No MI 100196000000000000 1.875 1 First Lien 60 N 20360201 AFL2 199654.63 1297.2 360 0 0 0.375 93662 Single Family No MI 100183000000000000 1.875 1 First Lien 84 N 20360201 AFL2 139816.22 1039.5 360 0 0 0.375 6119 Single Family No MI 100022000000000000
2.25 N GROUP II
20110201 No_PP G03
14.125 360 7.25 MD 79.98 12.625 360 7.375 CA 70.00 12.75 360 7.5 NJ 80.00 12.875 360 6.875 CA 80.00 12.25 360 7.25 MI 80.00 12.625 360 7.625 TX 75.00 13 360 7 MN 80.00 12.375 360 7.75 FL 80.00 13.125 360 7.75 OH 80.00 13.125 360 6.75 MA 65.00 13.125 360 7.75 CO 75.00 13.125 360 7.375 FL 80.00 12.75 360 6.125 CA 69.50 11.5 360 7.625 VA 74.98 13 360 7.75 FL 80.00 13.125 360 7.125 CA 76.88 12 360 7.25 IL 53.27 12.625 0
1.875 60 483900
358 7.625 BOWIE 483900 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 7.75 Indio 595000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 7.875 Carteret 300000 20060301 2.25 20110201 N 0 No_PP GROUP II G03 358 7.25 CORONA 484392 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.625 CHELSEA 194472 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 Edinburg 191250 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 353 7.375 Chaska 212000 20051001 2.25 20100901 Y 120 Prepay GROUP I G01 358 8.125 VERO BEACH 179916 20060301 5.5 20080201 N 0 Prepay GROUP I G01 358 8.125 COLUMBUS 52800 20060301 2.25 20110201 N 0 Prepay GROUP II G03 358 7.125 WESTON 780000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 Parker 645076 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.75 Dunedin 177600 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 6.5 LEMON GROVE 417000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8 Richmond 152100 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 TAMPA 178644 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 7.5 Carlsbad 665000 20060201 2.375 20060501 Y 120 No_PP GROUP II G01 359 7.625 North Chicago 163000 20060401 2.25 20110301
0 20720 No MI 1.875 60 595000 0 0 92201 No MI 1.875 60 299585.73 0 0 7008 No MI 1.875 60 484392 0 0 92880 No MI 1.875 1 First Lien 60 N 20360201 AFL2 194472 1235.7075 360 0 0 0.375 48118 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 191250 1275 360 0 0 0.375 78539 2-4 Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 211814.67 1301.777659 360 0 0 0.375 55318 PUD No MI 100221000000000000 1.875 1 First Lien 60 N 20350901 AFL2 179679.82 1335.87 360 0 0 0.375 32967 Single Family No MI 100022000000000000 1.875 1 First Lien 24 N 20360201 AFL2 52730.69 392.04 360 0 0 0.375 43232 Single Family No MI 010020400000000000 5.125 1 First Lien 60 N 20360201 AFL2 780000 4631.25 360 0 0 0.375 2493 Single Family No MI 100095000000000000 1.875 2 First Lien 60 N 20360201 AFL2 645076 4367.702083 360 0 0 0.375 80138 PUD No MI 100113000000000000 1.875 1 First Lien 60 N 20360201 AFL2 177599.65 1146.99774 360 0 0 0.375 34698 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 417000 2258.75 360 0 0 0.375 91945 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 152100 1014 360 0 0 0.375 23226 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 178644 1209.56875 360 0 0 0.375 33647 PUD No MI 100204000000000000 1.875 1 First Lien 60 N 20360201 AFL2 665000 4156.25 360 0 0 0.375 92009 PUD No MI 100134000000000000 1.875 0 First Lien 4 N 20360101 AFL2 162882.03 1153.7 360 0 0 0.375 60064 2-4 Family No MI 100425000000000000 1.875 1 First Lien
2 First Lien 20360201 AFL2 3074.78125 360 0.375 Condominium 100031000000000000 1 First Lien N 20360201 AFL2 3842.708333 360 0.375 PUD 100173000000000000 1 First Lien N 20360301 AFL2 2175.21 360 0.375 2-4 Family 100022000000000000 1 First Lien N 20360201 AFL2 2926.535 360 0.375 Single Family N
0 GROUP I 356 8.075 Los Angeles 380000 7.075 Y 60 GROUP I 358 8 Denver 206250 2.25 Y 120 GROUP I 358 7.875 Redford 107200 2.25 N 0 GROUP II 358 7.375 Seffner 88000 2.25 Y 120 GROUP II 359 7.25 Arvada 400000 2.25 Y 60 GROUP II 358 6.875 LAS VEGAS 161250 2.25 Y 120 GROUP I 356 8.25 Hollywood 312000 2.375 Y 60 GROUP II 358 7.375 WOODBRIDGE 266000 2.25 N 0 GROUP I 358 7.875 Collinsville 136800 2.25 Y 120 GROUP I 358 8 Altamonte Springs 105600 2.25 Y 120 GROUP II 358 7.5 Phoenix 113000 2.25 Y 120 GROUP I 358 8 Idaho Falls 63200 2.25 N 0 GROUP I 357 7.75 CHESAPEAKE 124000 2.25 Y 60 GROUP I 358 8.125 COLUMBUS 74800 2.25 Y 120 GROUP II 359 7.25 ATHENS 130250 2.25 Y 120 GROUP II 358 7.125 Duluth 621245 2.25 Y 120 GROUP II 359 7.5 Longmont 132000 2.25 Y 120
No_PP G01
360 7.7 CA
20060101 20071201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 20060101 20071201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060201 20110101 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 No_PP G03 20060301 20110201 No_PP G01 20060401 20110301 Prepay
80.00 14.075 360 7.625 CO 75.00 13 360 7.5 MI 80.00 12.875 360 7 FL 80.00 12.375 360 6.875 CO 80.00 12.25 360 6.5 NV 75.00 11.875 360 7.875 FL 80.00 14.25 360 7 VA 67.17 12.375 360 7.5 TX 80.00 12.875 360 7.625 FL 80.00 13 360 7.125 AZ 80.00 12.5 360 7.625 ID 80.00 13 360 7.375 VA 80.00 12.75 360 7.75 OH 80.00 13.125 360 6.875 AL 79.97 12.25 360 6.75 GA 80.00 12.125 360 7.125 CO 80.00 12.5 360
N 20360301 AFL2 2557.083333 360 0 0.375 91744 Single Family No MI 100256000000000000 1.875 1 First Lien 24 N 20351201 AFL2 205992.4 1373.282667 360 0 0 0.375 80232 Single Family No MI 100030000000000000 6.7 1 First Lien 60 N 20360201 AFL2 107051.98 777.27 360 0 0 0.375 48239 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 88000 540.8333333 360 0 0 0.375 33584 Single Family No MI 100035000000000000 1.875 1 First Lien 60 N 20360201 AFL2 400000 2416.666667 360 0 0 0.375 80007 Single Family No MI 100095000000000000 1.875 1 First Lien 60 N 20360301 AFL2 161250 923.828125 360 0 0 0.375 89107 Single Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360201 AFL2 312000 2145 360 0 0 0.375 33020 2-4 Family No MI 100039000000000000 1.875 2 First Lien 24 N 20351201 AFL2 265593.94 1837.2 360 0 0 0.375 22191 Single Family No MI 100293000000000000 2 1 First Lien 60 N 20360201 AFL2 136800 897.75 360 0 0 0.375 76233 Single Family No MI 100404000000000000 1.875 1 First Lien 60 N 20360201 AFL2 105600 704 360 0 0 0.375 32701 2-4 Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 113000 706.25 360 0 0 0.375 85013 Condominium No MI 100195000000000000 1.875 1 First Lien 60 N 20360201 AFL2 62938.96 463.74 360 0 0 0.375 83401 Townhouse No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 124000 800.8333333 360 0 0 0.375 23325 Single Family No MI 100126000000000000 1.875 1 First Lien 60 N 20360101 AFL2 74800 506.4583333 360 0 0 0.375 43229 Single Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360201 AFL2 130250 786.9270833 360 0 0 0.375 35613 PUD No MI 100177000000000000 1.875 1 First Lien 60 N 20360301 AFL2 621244.99 3688.642128 360 0 0 0.375 30097 PUD No MI 100086000000000000 1.875 1 First Lien 60 N 20360201 AFL2 132000 825 360 0 0 0.375 80501 Single Family No MI 100095000000000000 1.875 1 First Lien 60 N 20360301 AFL2 0
60 380000
GROUP I 358 8.125 POCATELLO 105200 2.25 N 0 GROUP I 358 8 Edinburg 191250 2.25 Y 60 GROUP I 358 8.125 MESA 116250 2.25 Y 120 GROUP I 358 8.125 BUENA PARK 456000 2.25 Y 120 GROUP I 358 8 Tucson 114000 2.25 Y 60 GROUP I 357 7.875 Woodstock 151200 2.25 Y 120 GROUP II 358 7.375 Joshua Tree 98000 2.25 Y 120 GROUP II 357 7.375 Summerville 172959 2.25 N 0 GROUP I 357 7.75 Snellville 247920 2.25 Y 120 GROUP I 358 8 Smyrna 152500 2.25 Y 120 GROUP I 357 7.75 Brunswick 114794 2.25 Y 120 GROUP II 358 6.875 Aurora 87150 2.25 Y 60 GROUP II 358 7 KISSIMMEE 266232 2.25 Y 120 GROUP I 358 7.75 GLENDALE 273084 2.25 Y 120 GROUP I 357 8.25 Stockbridge 428000 2.25 Y 60 GROUP II 357 7.5 Fort Pierce 100000 2.25 N 0 GROUP I 357 7.75 Decatur 188000 2.25 Y 60 GROUP I
G01 7.75 ID 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060201 20110101 No_PP G01 20060301 20110201 Prepay G01 20060201 20110101 No_PP G01 20060201 20110101 Prepay G01 20060301 20110201 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060201 20110101 Prepay G01 20060201 20110101 Prepay G01 20060201 20110101 Prepay G01 80.00 13.125 480 7.625 TX 75.00 13 360 7.75 AZ 75.00 13.125 360 7.75 CA 80.00 13.125 360 7.625 AZ 75.50 13 360 7.5 GA 80.00 12.875 360 7 CA 70.00 12.375 360 7 SC 80.00 12.375 360 7.375 GA 80.00 12.75 360 7.625 DE 79.99 13 360 7.375 GA 75.00 12.75 360 6.5 CO 69.88 11.875 360 6.625 FL 80.00 12 360 7.375 AZ 80.00 12.75 360 7.875 GA 80.00 13.25 360 7.125 FL 80.00 12.5 360 7.375 GA 80.00 12.75 360
105141.68 0 0 83201 No MI 1.875 60 191250 0 0 78539 No MI 1.875 60 116250 0 0 85213 No MI 1.875 60 456000 0 0 90621 No MI 1.875 60 114000 0 0 85706 No MI 1.875 60 151200 0 0 30189 No MI 1.875 60 98000 0 0 92252 No MI 1.875 60 172561.73 0 0 29485 No MI 1.875 60 247438.13 0 0 30078 No MI 1.875 60 152500 0 0 19977 No MI 1.875 60 114794 0 0 31520 No MI 1.875 60 87150 0 0 80013 No MI 1.875 60 266232 0 0 34746 No MI 1.875 60 273084 0 0 85310 No MI 1.875 60 427977.35 0 0 30281 No MI 1.875 60 99775.98 0 0 34981 No MI 1.875 60 188000 0 0 30032 No MI 1.875 60 106955
360
100414000000000000 First Lien 20360201 AFL2 1275 360 0.375 2-4 Family 100185000000000000 1 First Lien N 20360201 AFL2 787.109375 360 0.375 Condominium 100414000000000000 1 First Lien N 20360201 AFL2 3087.5 360 0.375 Single Family 100414000000000000 1 First Lien N 20360201 AFL2 760 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 992.25 360 0.375 PUD 100066000000000000 1 First Lien N 20360101 AFL2 602.2916667 360 0.375 Single Family 100059000000000000 1 First Lien N 20360201 AFL2 1194.59 360 0.375 PUD 100066000000000000 1 First Lien N 20360101 AFL2 1598.037923 360 0.375 2-4 Family 100066000000000000 1 First Lien N 20360101 AFL2 1016.666667 360 0.375 Single Family 100028000000000000 1 First Lien N 20360201 AFL2 741.3779167 360 0.375 Single Family 100066000000000000 1 First Lien N 20360101 AFL2 499.296875 360 0.375 PUD 100185000000000000 1 First Lien N 20360201 AFL2 1553.02 360 0.375 PUD 100057000000000000 1 First Lien N 20360201 AFL2 1763.6675 360 0.375 PUD 100057000000000000 1 First Lien N 20360201 AFL2 2942.344281 360 0.375 Single Family 100378000000000000 1 First Lien N 20360101 AFL2 699.21 360 0.375 2-4 Family 100378000000000000 1 First Lien N 20360101 AFL2 1214.166667 360 0.375 Single Family 100378000000000000 1 First Lien N 20360101 AFL2 701.8921875 360
357 7.875 Union City 106955 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 358 6.875 Colorado Springs 188000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8 Chicago 375000 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 8 Heath 457500 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 7.875 Laurel 579652 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 Alpharetta 103444 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7 Blacklick 120800 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 Caddo Mills 140000 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 8 Katy 102400 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 8 Las Vegas 188000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 Myrtle Beach 825000 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 7.25 Los Angeles 1099000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 CHARDON 132000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 6.625 REX 94320 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.5 RIDGECREST 89600 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.5 Denver 87500 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.75 ALDIE 409350 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358
7.5 GA 80.00 12.875 360 6.5 CO 80.00 11.875 360 7.625 IL 75.00 13 360 7.625 TX 75.00 13 360 7.5 MD 80.00 12.875 360 7.5 GA 80.00 12.875 360 6.625 OH 80.00 12 360 7.625 TX 80.00 13 360 7.625 TX 80.00 13 360 7.625 NV 80.00 13 360 7.375 SC 75.00 12.75 360 6.875 CA 70.00 12.25 360 7.75 OH 77.42 13.125 360 6.25 GA 80.00 11.625 360 6.125 CA 70.00 11.5 360 7.125 CO 79.92 12.5 360 7.375 VA 80.00 12.75 360 7.375
0 0.375 30291 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360101 AFL2 188000 1077.083333 360 0 0 0.375 80915 Single Family No MI 100125000000000000 1.875 1 First Lien 60 N 20360201 AFL2 374495.08 2751.62 360 0 0 0.375 60618 2-4 Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360201 AFL2 456884.01 3356.97 360 0 0 0.375 75032 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360201 AFL2 579652 3803.96625 360 0 0 0.375 20708 PUD No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 103444 678.85125 360 0 0 0.375 30004 Condominium No MI 100425000000000000 1.875 1 First Lien 60 N 20360201 AFL2 120800 704.6666667 360 0 0 0.375 43004 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360201 AFL2 139811.5 1027.27 360 0 0 0.375 75135 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 102262.14 751.37 360 0 0 0.375 77449 PUD No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 188000 1253.333333 360 0 0 0.375 89147 Condominium No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 825000 5328.125 360 0 0 0.375 29579 Single Family No MI 100035000000000000 1.875 1 First Lien 60 N 20360201 AFL2 1099000 6639.791667 360 0 0 0.375 90077 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 132000 893.75 360 0 0 0.375 44024 Single Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360201 AFL2 94320 520.725 360 0 0 0.375 30273 Single Family No MI 100021000000000000 1.875 1 First Lien 60 N 20360201 AFL2 89600 485.3333333 360 0 0 0.375 93555 Single Family No MI 100313000000000000 1.875 1 First Lien 60 N 20360201 AFL2 87500 546.875 360 0 0 0.375 80221 Single Family No MI 100095000000000000 1.875 1 First Lien 60 N 20360201 AFL2 409350 2643.71875 360 0 0 0.375 20105 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360201 AFL2 292000 1885.833333 360 0 0 0.375
7.75 AVONDALE 292000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.625 GLENDALE 183750 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.25 PHOENIX 112425 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.5 Ventura 473850 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.25 SALT LAKE CITY 71500 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.125 PEORIA 415248 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 FOUNTAIN 170636 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 Atlanta 97500 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 7.625 West New York 385000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8 LILBURN 159920 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.25 Fountain Hills 196000 20060301 2.25 20110201 N 0 Prepay GROUP II G01 358 6.875 PALM COAST 183400 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.25 Scottsdale 185500 20060301 2.25 20110201 N 0 Prepay GROUP II G03 358 6.625 IVYLAND 1360000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 353 6 Denver 152000 20051001 1.5 20060901 Y 120 No_PP GROUP II G03 358 6.625 OAKLAND 660000 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 7.875 Miami 329382 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 MINOT
AZ 80.00 12.75 360 7.25 AZ 75.00 12.625 360 6.875 AZ 75.00 12.25 360 7.125 CA 65.00 12.5 360 6.875 UT 65.00 12.25 360 6.75 AZ 80.00 12.125 360 7.375 CO 80.00 12.75 360 7.5 GA 75.00 12.875 360 7.25 NJ 70.00 12.625 360 7.625 GA 80.00 13 360 6.875 AZ 70.00 12.25 360 6.5 FL 70.00 11.875 360 6.875 AZ 70.00 12.25 360 6.25 PA 68.00 11.625 360 5.625 CO 80.00 12 360 6.25 CA 80.00 11.625 360 7.5 FL 80.00 12.875 360 7.625 ND
100414000000000000 First Lien 60 N 20360201 AFL2 183750 1167.578125 360 0 0 0.375 85308 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 112425 679.234375 360 0 0 0.375 85027 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 473850 2961.5625 360 0 0 0.375 93001 2-4 Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 71500 431.9791667 360 0 0 0.375 84118 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 415248 2465.535 360 0 0 0.375 85383 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 170636 1102.024167 360 0 0 0.375 80817 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 97500 639.84375 360 0 0 0.375 30315 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 385000 2446.354167 360 0 0 0.375 7093 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 159920 1066.133333 360 0 0 0.375 30047 2-4 Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 195507.69 1337.07 360 0 0 0.375 85268 Condominium No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 183400 1050.729167 360 0 0 0.375 32164 Single Family No MI 100293000000000000 1.875 1 First Lien 60 N 20360201 AFL2 184709.22 1265.44 360 0 0 0.375 85260 Condominium No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 1360000 7508.333333 360 0 0 0.375 18974 Single Family No MI 100077000000000000 1.875 1 First Lien 60 N 20360201 AFL2 152000 760 360 0 0 0.375 80221 Single Family No MI 100173000000000000 1.875 0 First Lien 12 N 20350901 AFL2 658832.19 4226.05 360 0 0 0.375 94606 2-4 Family No MI 1.125 1 First Lien 60 N 20360201 AFL2 329382 2161.569375 360 0 0 0.375 33033 Single Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 86250 575 360 0 0 0.375 58703 Condominium 1
85323 No MI 1.875
PUD N
86250 2.25 Y
120 GROUP I
20060301 20110201 No_PP G01
75.00 13 360 7.5 MA 70.00 13.875 360 7.5 FL 70.00 12.875 360 7 MN 80.00 12.375 360 7.625 FL 75.00 13 360 7.125 GA 80.00 12.5 360 7.25 CA 75.00 12.625 360 7.5 AZ 79.99 12.875 360 7.75 CO 75.00 13.125 360 7.875 AZ 75.00 13.25 360 7.375 CA 80.00 12.75 360 6.5 SC 80.00 11.875 360 6.5 CA 80.00 11.875 360 7.375 OR 75.00 12.75 360 6.75 FL 80.00 12.125 360 6.5 MA 79.98 12.875 360 7.125 KY 76.91 12.5 360 7.125 CA 79.99
358 7.875 PROVINCETOWN 665000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 Lake Worth 350000 20060301 2.25 20110201 Y 120 Prepay GROUP II G03 358 7.375 Prior Lake 599768 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 Cape Coral 240000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 357 7.5 Atlanta 208000 20060201 2.25 20110101 N 0 No_PP GROUP II G03 359 7.625 SAN JUAN CAPISTRANO 1275000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 GILBERT 294600 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 8.125 Colorado Springs 150000 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 8.25 Surprise 607500 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.75 San Diego 486400 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 6.875 North Charleston 99920 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 6.875 LANCASTER 243920 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.75 Beaverton 131250 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.125 Spring Hill 116000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.875 BRAINTREE 304300 20060401 2.25 20110301 Y 60 No_PP GROUP II G01 359 7.5 JEFFERSONTOWN 171500 20060401 2.25 20110301 Y 120 No_PP GROUP II G03 359 7.5 STOCKTON 523450 20060401
100213000000000000 First Lien 20360201 AFL2 4364.0625 360 0 0 0.375 2657 Single Family No MI 100022000000000000 1.875 2 First Lien 60 N 20360201 AFL2 350000 2296.875 360 0 0 0.375 33463 PUD No MI 100196000000000000 1.875 1 First Lien 60 N 20360201 AFL2 599539.44 3684.669475 360 0 0 0.375 55372 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360201 AFL2 240000 1600 360 0 0 0.375 33904 2-4 Family No MI 100091000000000000 1.875 1 First Lien 60 N 20360201 AFL2 207522.21 1454.37 360 0 0 0.375 30328 Condominium No MI 100066000000000000 1.875 1 First Lien 60 N 20360101 AFL2 1275000 8101.5625 360 0 0 0.375 92675 PUD No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 292546.14 1919.834044 360 0 0 0.375 85297 PUD No MI 100047000000000000 1.875 1 First Lien 60 N 20360301 AFL2 150000 1015.625 360 0 0 0.375 80916 2-4 Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 607500 4176.5625 360 0 0 0.375 85379 PUD No MI 100420000000000000 1.875 1 First Lien 60 N 20360201 AFL2 486400 3141.333333 360 0 0 0.375 92173 Single Family No MI 100256000000000000 1.875 1 First Lien 60 N 20360201 AFL2 99920 572.4583333 360 0 0 0.375 29418 Single Family No MI 100035000000000000 1.875 1 First Lien 60 N 20360201 AFL2 243920 1397.458333 360 0 0 0.375 93534 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 131250 847.65625 360 0 0 0.375 97005 Single Family No MI 100114000000000000 1.875 1 First Lien 60 N 20360301 AFL2 116000 688.75 360 0 0 0.375 34609 PUD No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 304300 1743.385417 360 0 0 0.375 2184 Single Family No MI 100095000000000000 1.875 2 First Lien 60 N 20360301 AFL2 171500 1071.875 360 0 0 0.375 40299 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360301 AFL2 523450 3271.5625 360 0 0 0.375 95212 Single Family No MI 100209000000000000 1 N
No MI 1.875 60 665000
2.25 Y
120 GROUP II
20110301 No_PP G01
12.5 360 7 FL 75.00 12.375 360 6.5 KY 80.00 11.875 360 6.125 GA 84.42 11.5 360 6.125 CA 78.53 11.5 360 6.125 NV 80.00 11.5 360 4.5 CA 80.00 10.875 360 6.75 MN 75.00 12.125 360 7.125 MA 80.00 12.5 360 6.625 CA 80.00 13 360 7.5 FL 79.99 12.875 360 6.5 IN 80.00 11.875 360 7.125 GA 80.00 12.5 360 7.25 FL 80.00 12.625 360 7.875 TX 80.00 13.25 360 7 OR 74.98 12.375 360 7.5 AZ 75.00 12.875 360 7.5 MI 70.00 12.875
359 7.375 Haines City 292500 20060401 2.25 20110301 N 0 Prepay GROUP II G02 359 6.875 LOUISVILLE 132000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6.5 LOGANVILLE 133800 20060401 2.25 20110301 N 0 No_PP GROUP II G02 359 6.5 Vista 417000 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 359 6.5 Las Vegas 196000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 356 4.875 Los Angeles 343200 20060101 2.375 20071201 Y 120 Prepay GROUP II G01 359 7.125 Farmington 251475 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.5 Lynn 141520 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 357 7 Los Angeles 319200 20060201 3 20080101 Y 120 Prepay GROUP I G01 359 7.875 SAINT LUCIE 152950 20060401 2.25 20110301 N 0 No_PP GROUP II G01 358 6.875 CARMEL 146400 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.5 Lawrenceville 172000 20060301 2.25 20110201 N 0 Prepay GROUP II G01 358 7.625 Miami 135920 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 359 8.25 HOUSTON 95200 20060401 2.25 20110301 N 0 Prepay GROUP II G01 358 7.375 Bend 172300 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 7.875 Kingman 162450 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 359 7.875 Warren 105000 20060401 2.25 20110301
1.875 1 First Lien 60 N 20360301 AFL2 292277.43 2020.23 360 0 0 0.375 33844 PUD No MI 100035000000000000 1.875 1 First Lien 60 N 20360301 AFL2 132000 756.25 360 0 0 0.375 40245 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360301 AFL2 133800 724.75 360 0 0 0.375 30052 Single Family PMI 100130000000000000 1.875 1 First Lien 60 N 20360301 AFL2 417000 2258.75 360 0 0 0.375 92081 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 196000 1061.666667 360 0 0 0.375 89145 Single Family No MI 100195000000000000 1.875 1 First Lien 60 N 20360301 AFL2 343200 1394.25 360 0 0 0.375 90044 Single Family No MI 100172000000000000 1.875 1 First Lien 24 N 20351201 AFL2 251475 1493.132813 360 0 0 0.375 55024 Single Family No MI 100400000000000000 2 1 First Lien 60 N 20360301 AFL2 141520 884.5 360 0 0 0.375 1902 Condominium No MI 1002096-0000213873 1.875 1 First Lien 60 N 20360301 AFL2 319200 1862 360 0 0 0.375 90002 Single Family No MI 100172000000000000 1.875 1 First Lien 24 N 20360101 AFL2 152844.73 1109 360 0 0 0.375 34986 Single Family No MI 100035000000000000 2.625 1 First Lien 60 N 20360301 AFL2 146400 838.75 360 0 0 0.375 46032 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360201 AFL2 171743.9 1202.65 360 0 0 0.375 30045 PUD No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 135920 863.6583333 360 0 0 0.375 33196 Condominium No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 95139.29 715.21 360 0 0 0.375 77014 PUD No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 172036.98 1190.03 360 0 0 0.375 97702 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 162450 1066.078125 360 0 0 0.375 86409 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 105000 689.0625 360 0 0 0.375 48089 Single Family No MI 100022000000000000 1.875 1 First Lien
60 GROUP II 359 6.25 Miami 200000 2.25 Y 120 GROUP II 358 7.375 Estero 240000 2.25 Y 120 GROUP II 359 7.375 SCOTTS 396000 2.25 Y 120 GROUP II 358 6.75 Mesa 198750 2.25 Y 60 GROUP II 359 7.625 PENSACOLA 520900 2.25 Y 120 GROUP I 359 8.375 LAS VEGAS 118400 2.25 Y 60 GROUP II 358 7.125 CAMARILLO 496000 2.25 Y 120 GROUP II 358 7.625 Providence 210000 2.25 Y 120 GROUP II 358 7.5 Blaine 386250 2.25 Y 120 GROUP I 358 8 Chicago 167920 2.25 Y 120 GROUP II 358 6.875 DUNBAR 84000 2.25 N 0 GROUP I 358 7.75 Miami 125520 2.25 N 0 GROUP II 358 6.25 Scottsdale 330000 2.25 Y 120 GROUP I 358 7.875 SHERMAN OAKS 787500 2.25 Y 120 GROUP II 358 7.5 Saint Louis 392192 2.25 Y 120 GROUP II 358 7.25 Kent 279500 2.25 Y 60 GROUP II 358 7.5 Myrtle Beach 862500 2.25 Y 120
Prepay G01
360 5.875 FL 0 11.25 360 7 FL 0
60 200000 0 33136 No MI 1.875 60 240000
20060401 20110301 Prepay G01 20060301 20110201 Prepay G02 20060401 20110301 Prepay G01 20060301 20110201 No_PP G03 20060401 20110301 No_PP G01 20060401 20110301 Prepay G03 20060301 20110201 No_PP G02 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G03 20060301 20110201 No_PP
52.63
80.00 12.375 360 7 AZ 80.00 12.375 360 6.375 AZ 75.00 11.75 360 7.25 FL 79.99 12.625 360 8 NV 80.00 13.375 360 6.75 CA 80.00 12.125 360 7.25 RI 80.00 12.625 360 7.125 MN 75.00 12.5 360 7.625 IL 80.00 13 360 6.5 PA 80.00 11.875 360 7.375 FL 80.00 12.75 480 5.875 AZ 68.75 11.25 360 7.5 CA 75.00 13.875 360 7.125 MO 75.00 12.5 360 6.875 WA 65.00 12.25 360 7.125 SC 75.00 12.5 360
0 33928 No MI 1.875 2 First Lien 60 N 20360201 AFL2 396000 2433.75 360 0 0 0.375 85225 PUD No MI 100414000000000000 1.875 1 First Lien 60 N 20360301 AFL2 198750 1117.96875 360 0 0 0.375 85202 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 520900 3309.885417 360 0 0 0.375 32507 Condominium No MI 100022000000000000 1.875 2 First Lien 60 N 20360301 AFL2 118400 826.3333333 360 0 0 0.375 89110 PUD No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 496000 2945 360 0 0 0.375 93012 PUD No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 210000 1334.375 360 0 0 0.375 2907 Single Family No MI 100103000000000000 1.875 1 First Lien 60 N 20360201 AFL2 386250 2414.0625 360 0 0 0.375 55449 PUD No MI 100400000000000000 1.875 1 First Lien 60 N 20360201 AFL2 167920 1119.466667 360 0 0 0.375 60616 Condominium No MI 100400000000000000 1.875 1 First Lien 60 N 20360201 AFL2 83858.46 551.82 360 0 0 0.375 15431 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 125442.45 849.3 360 0 0 0.375 33015 Condominium No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 330000 1718.75 360 0 0 0.375 85259 PUD No MI 100071000000000000 1.875 1 First Lien 60 N 20360201 AFL2 787500 5167.96875 360 0 0 0.375 91423 2-4 Family No MI 100087000000000000 1.875 2 First Lien 60 N 20360201 AFL2 392192 2451.2 360 0 0 0.375 63122 Condominium No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 279500 1688.645833 360 0 0 0.375 98042 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360201 AFL2 862500 5390.625 360 0 0 0.375 29577 Condominium No MI 100035000000000000 1.875 1 First Lien 60 N 20360201 AFL2
20360301 AFL2 1041.666667 360 0.375 PUD 100022000000000000 2 First Lien N 20360301 AFL2 1475 360 0.375 Condominium
GROUP II G01 358 7.5 Baltimore 76000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 6.75 BUCKEYE 192109 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.5 FT LAUDERDALE 238400 20060301 2.375 20080201 Y 60 Prepay GROUP II G01 358 7.625 FRUITLAND 69000 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 8.125 Chelsea 399200 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 East Orange 245000 20060301 2.25 20110201 Y 60 No_PP GROUP II G02 358 7.125 SAN BERNARDINO 256000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 355 7.5 BALTIMORE 160000 20051201 2.25 20101101 Y 120 Prepay GROUP II G02 358 7.125 RIVERSIDE 359920 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.625 Plainfield 156000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 357 7.75 Hyattsville 293600 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358 6.875 ANTIOCH 95120 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 Davie 177150 20060301 2.25 20110201 Y 120 Prepay GROUP II G03 358 7.5 Overland Park 558400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 Saint Louis 54740 20060301 2.25 20110201 N 0 Prepay GROUP I G01 359 7.75 SIX MILE 1235000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 7.875 Fairburn 109500 20060301 2.25 20110201 Y 60 Prepay GROUP II G03
76000 7.125 MD 80.00 12.5 360 6.375 AZ 80.00 11.75 360 7.125 FL 80.00 13.5 360 7.25 UT 75.00 12.625 360 7.75 MA 80.00 13.125 360 7.5 NJ 70.00 12.875 360 6.75 CA 80.00 12.125 360 7.125 MD 80.00 12.5 360 6.75 CA 80.00 12.125 360 7.25 NJ 80.00 12.625 360 7.375 MD 80.00 12.75 360 6.5 TN 80.00 11.875 360 7.5 FL 75.00 12.875 360 7.125 KS 80.00 12.5 360 7.5 MO 70.00 12.875 360 7.375 SC 61.75 12.75 360 7.5 GA 75.00 12.875 360 0 0 21229 No MI 1.875 60 192109 0 85326 No MI 1.875 60 238400 0 0 33319 No MI 1.875 24 68899.8 0 0 84027 No MI 2 60 399200 0 0 2150 No MI 1.875 60 245000 0 0 7017 No MI 1.875 60 256000 0 0 92407 No MI 1.875 60 159992.94 0 0 21224 No MI 1.875 60 359920 0 0 92509 No MI 1.875 60 156000 0 0 7060 No MI 1.875 60 293600 0 0 20782 No MI 1.875 60 95120 0 0 37013 No MI 1.875 60 177150 0 0 33328 No MI 1.875 60 558400 0 0 66223 No MI 1.875 60 54664.41 0 0 63123 No MI 1.875 60 1235000 0 0 29682 No MI 1.875 60 109500 0 0 30213 No MI 1.875 60 426700 N 0
475 0.375 Single Family 1 20360201 1080.613125 0.375 PUD 1
360 100218000000000000 First Lien AFL2 360
100071000000000000 First Lien 20360201 AFL2 1490 360 0.375 Single Family 100022000000000000 1 First Lien N 20360201 AFL2 488.38 360 0.375 Single Family 100199000000000000 1 First Lien N 20360201 AFL2 2702.916667 360 0.375 2-4 Family 100022000000000000 1 First Lien N 20360201 AFL2 1607.8125 360 0.375 2-4 Family 100234000000000000 1 First Lien N 20360201 AFL2 1520 360 0.375 Single Family 10002404-060105123 1 First Lien N 20360201 AFL2 999.955875 360 0.375 Single Family 100128000000000000 1 First Lien N 20351101 AFL2 2137.025 360 0.375 Single Family 100194000000000000 1 First Lien N 20360201 AFL2 991.25 360 0.375 Single Family 100234000000000000 1 First Lien N 20360201 AFL2 1896.166667 360 0.375 Single Family 100213000000000000 1 First Lien N 20360101 AFL2 544.9583333 360 0.375 Townhouse 100213000000000000 1 First Lien N 20360201 AFL2 1162.546875 360 0.375 Condominium 1002030-0013331731 1 First Lien N 20360201 AFL2 3490 360 0.375 Single Family 100400000000000000 1 First Lien N 20360201 AFL2 396.9 360 0.375 Single Family 100425000000000000 1 First Lien N 20360201 AFL2 7976.041667 360 0.375 Single Family 100264000000000000 1 First Lien N 20360301 AFL2 718.59375 360 0.375 PUD 100185000000000000 1 First Lien N 20360201 AFL2 2400.1875 360 N
357 6.75 Palm Beach Gardens 426700 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 358 7.25 Richmond 146400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 Brookhaven 56000 20060301 2.25 20110201 N 0 No_PP GROUP II G02 357 7.625 Miami 273000 20060201 2.25 20110101 N 0 Prepay GROUP II G02 358 6.75 Palm Desert 337600 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.625 INDIO 239512 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7.25 SAHUARITA 238092 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 8.125 RENO 333456 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 8.125 Richmond 84000 20060201 2.25 20110101 N 0 No_PP GROUP II G01 358 7.625 Richmond 106304 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 Phoenix 208000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 MANASSAS 559920 20060301 2.25 20110201 Y 120 Prepay GROUP II G03 357 7.625 Frederick 579980 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 355 6.5 Phoenix 300000 20051201 2.75 20101101 Y 120 Prepay GROUP II G01 358 7.5 Pickerington 151040 20060301 2.25 20110201 N 0 Prepay GROUP I G01 357 8.125 Bowie 482240 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 7.875 SELBYVILLE 276212 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357
6.375 FL 69.99 11.75 360 6.875 VA 80.00 12.25 360 7.75 PA 80.00 13.125 360 7.25 FL 70.00 12.625 360 6.375 CA 80.00 11.75 360 7.25 CA 80.00 12.625 360 6.875 AZ 80.00 12.25 360 7.75 NV 80.00 13.125 360 7.75 VA 80.00 13.125 360 7.25 TX 80.00 12.625 360 7.625 AZ 80.00 13 360 7.375 VA 80.00 12.75 360 7.25 MD 80.00 12.625 360 6.125 AZ 80.00 12.5 360 7.125 OH 80.00 12.5 360 7.75 MD 80.00 13.125 360 7.5 DE 80.00 12.875 360 7.5
0 0.375 33418 Single Family No MI 1.875 2 First Lien 60 N 20360101 AFL2 146400 884.5 360 0 0 0.375 23237 PUD No MI 100218000000000000 1.875 1 First Lien 60 N 20360201 AFL2 55926.47 415.8 360 0 0 0.375 19015 Condominium No MI 100077000000000000 1.875 1 First Lien 60 N 20360201 AFL2 272403.46 1932.28 360 0 0 0.375 33133 Condominium No MI 100142000000000000 1.875 1 First Lien 60 N 20360101 AFL2 337600 1899 360 0 0 0.375 92260 Single Family No MI 100096000000000000 1.875 1 First Lien 60 N 20360201 AFL2 239512 1521.899167 360 0 0 0.375 92203 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 238091.64 1438.470325 360 0 0 0.375 85629 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 333456 2257.775 360 0 0 0.375 89523 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 83834.03 623.7 360 0 0 0.375 23222 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360101 AFL2 106304 675.4733333 360 0 0 0.375 77469 PUD No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 208000 1386.666667 360 0 0 0.375 85027 PUD No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 559920 3616.15 360 0 0 0.375 20112 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 579980 3685.289583 360 0 0 0.375 21704 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360101 AFL2 300000 1625 360 0 0 0.375 85024 PUD No MI 100039000000000000 1.875 2 First Lien 60 N 20351101 AFL2 150815.12 1056.09 360 0 0 0.375 43147 Single Family No MI 2.375 1 First Lien 60 N 20360201 AFL2 482240 3265.166667 360 0 0 0.375 20721 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360101 AFL2 276212 1812.64125 360 0 0 0.375 19975 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360101 AFL2 449320 2948.6625 360 0 0 0.375
7.875 BRUNSWICK 449320 2.25 Y 120 GROUP I 357 8.125 STAFFORD 511450 2.25 Y 120 GROUP II 358 7.625 Buckeye 256000 2.25 Y 60 GROUP I 358 8.25 Decatur 120000 2.25 N 0 GROUP I 358 8.25 Decatur 124000 2.25 N 0 GROUP II 358 7.5 Las Vegas 160000 2.25 Y 120 GROUP I 358 8.25 Decatur 124000 2.25 N 0 GROUP II 358 7.5 Phoenix 164800 2.25 Y 120 GROUP II 359 7.625 Miami 312000 2.25 Y 60 GROUP I 358 8 Chicago 127500 2.25 Y 120 GROUP II 358 7.375 Chicago 139750 2.25 Y 60 GROUP I 358 8 FRANKFORT 183200 2.25 Y 120 GROUP II 358 6.75 Batavia 297600 2.25 Y 120 GROUP I 358 8 Kingman 164000 2.25 Y 60 GROUP II 357 7.25 KERMAN 299600 2.25 Y 120 GROUP II 359 7.125 JOHNSON CITY 62640 2.25 Y 120 GROUP I 359 8 HAZEL CREST 117375 2.25 Y 120 GROUP I 358 7.75 MANASSAS
MD 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G02 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20060301 20110201 Prepay G02 20060201 20110101 Prepay G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 80.00 12.875 360 7.75 VA 79.99 13.125 360 7.25 AZ 80.00 12.625 360 7.875 GA 80.00 13.25 360 7.875 GA 80.00 13.25 360 7.125 NV 80.00 12.5 360 7.875 GA 80.00 13.25 360 7.125 AZ 80.00 12.5 360 7.25 FL 65.68 12.625 360 7.625 IL 75.00 13 360 7 IL 65.00 12.375 360 7.625 IL 80.00 13 360 6.375 IL 80.00 11.75 360 7.625 AZ 80.00 13 360 6.875 CA 80.00 12.25 360 6.75 TN 80.00 12.125 360 7.625 IL 75.00 13 360 7.375 VA
21758 No MI 1.875 60 511450 0 0 22554 No MI 1.875 60 256000 0 0 85326 No MI 1.875 60 119846.43 0 0 30032 No MI 1.875 60 123841.32 0 0 30032 No MI 1.875 60 160000 0 0 89106 No MI 1.875 60 123841.32 0 0 30032 No MI 1.875 60 164800 0 0 85019 No MI 1.875 60 312000 0 0 33160 No MI 1.875 60 127500 0 0 60617 No MI 1.875 60 139750 0 0 60622 No MI 1.875 60 183200 0 0 60423 No MI 1.875 60 297600 0 0 60510 No MI 1.875 60 164000 0 0 86401 No MI 1.875 60 299600 0 0 93630 No MI 1.875 60 62639.99 0 0 37615 No MI 1.875 60 117375 0 0 60429 No MI 1.875 60 416800 0 0 20109
PUD 100028000000000000 First Lien N 20360101 AFL2 3462.942708 360 0.375 PUD 100028000000000000 1 First Lien N 20360101 AFL2 1626.666667 360 0.375 Single Family 100095000000000000 1 First Lien N 20360201 AFL2 901.52 360 0.375 2-4 Family 1001487-0000015874 1 First Lien N 20360201 AFL2 931.57 360 0.375 2-4 Family 100149000000000000 1 First Lien N 20360201 AFL2 1000 360 0.375 Single Family 100173000000000000 1 First Lien N 20360201 AFL2 931.57 360 0.375 2-4 Family 1001487-0000015872 1 First Lien N 20360201 AFL2 1030 360 0.375 Single Family 100173000000000000 1 First Lien N 20360201 AFL2 1982.5 360 0.375 Condominium 100234000000000000 1 First Lien N 20360301 AFL2 850 360 0.375 Single Family 100113000000000000 1 First Lien N 20360201 AFL2 858.8802083 360 0.375 Condominium 100425000000000000 1 First Lien N 20360201 AFL2 1221.333333 360 0.375 Single Family 100113000000000000 1 First Lien N 20360201 AFL2 1674 360 0.375 Single Family 100113000000000000 1 First Lien N 20360201 AFL2 1093.333333 360 0.375 Single Family 100034000000000000 1 First Lien N 20360201 AFL2 1810.083333 360 0.375 Single Family 100183000000000000 1 First Lien N 20360101 AFL2 371.9249406 360 0.375 Condominium 100213000000000000 1 First Lien N 20360301 AFL2 782.5 360 0.375 Single Family 100113000000000000 1 First Lien N 20360301 AFL2 2691.833333 360 0.375 Single Family 1 N
416800 2.25 Y
120 GROUP I
20060301 20110201 Prepay G01
80.00 12.75 360 7.5 VA 80.00 12.875 360 7.125 MN 70.00 13.5 360 7.375 TX 80.00 12.75 360 7.125 AZ 70.00 12.5 360 6.625 CA 80.00 12 360 6.875 AZ 80.00 12.25 360 7.125 NV 80.00 12.5 360 7.125 NV 80.00 12.5 360 7.75 CO 80.00 13.125 360 7 NV 80.00 12.375 360 7.75 TX 80.00 13.125 360 7.125 AZ 80.00 12.5 360 7.375 DC 80.00 13.75 360 7.75 TX 80.00 13.125 360 7.5 FL 71.43 12.875 360 7.5 NV 79.99 12.875 360 7.25 MD 80.00
357 7.875 WOODBRIDGE 292000 20060201 2.25 20110101 Y 120 No_PP GROUP II G03 356 7.5 GOLDEN VALLEY 1680000 20060101 2.25 20101201 Y 120 Prepay GROUP I G01 358 7.75 SAGINAW 95172 20060301 2.25 20110201 N 0 Prepay GROUP II G01 358 7.5 PHOENIX 193200 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 7 APPLE VALLEY 318712 20060301 2.375 20080201 Y 120 No_PP GROUP II G02 358 7.25 ANTHEM 228112 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.5 NORTH LAS VEGAS 167392 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.5 Las Vegas 216000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 Colorado Springs 128000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.375 Las Vegas 170320 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 DALLAS 87130 20060301 2.25 20110201 N 0 No_PP GROUP II G02 359 7.5 TUCSON 191868 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 357 7.75 Washington 46800 20060201 2.75 20110101 N 0 No_PP GROUP I G01 358 8.125 Houston 91920 20060301 2.25 20110201 N 0 Prepay GROUP I G01 359 7.875 Shalimar 130000 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 358 7.875 North Las Vegas 237500 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 7.625 UPPER MARLBORO 272000 20060301
No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 291760 1914.675 360 0 0 0.375 22193 Single Family No MI 100031000000000000 1.875 1 First Lien 60 N 20360101 AFL2 1680000 10500 360 0 0 0.375 55422 PUD No MI 100113000000000000 1.875 2 First Lien 60 N 20351201 AFL2 95037.23 681.82 360 0 0 0.375 76131 PUD No MI 100076000000000000 1.875 1 First Lien 60 N 20360201 AFL2 193200 1207.5 360 0 0 0.375 85053 Single Family No MI 1000608-0000024873 1.875 1 First Lien 60 N 20360201 AFL2 318711.99 1859.153275 360 0 0 0.375 92308 PUD No MI 100057000000000000 1.875 1 First Lien 24 N 20360201 AFL2 228112 1378.176667 360 0 0 0.375 85086 PUD No MI 100057000000000000 2 1 First Lien 60 N 20360201 AFL2 167392 1046.2 360 0 0 0.375 89084 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 216000 1350 360 0 0 0.375 89123 PUD No MI 100195000000000000 1.875 1 First Lien 60 N 20360201 AFL2 128000 866.6666667 360 0 0 0.375 80922 PUD No MI 100226000000000000 1.875 1 First Lien 60 N 20360201 AFL2 170320 1046.758333 360 0 0 0.375 89117 Condominium No MI 100195000000000000 1.875 1 First Lien 60 N 20360201 AFL2 87012.62 646.94 360 0 0 0.375 75241 Single Family No MI 100293000000000000 1.875 1 First Lien 60 N 20360201 AFL2 191868 1199.175 360 0 0 0.375 85747 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 46700.25 335.29 360 0 0 0.375 20020 Townhouse No MI 100052000000000000 1.875 2 First Lien 60 N 20360101 AFL2 91799.34 682.5 360 0 0 0.375 77085 Single Family No MI 100199000000000000 2.375 1 First Lien 60 N 20360201 AFL2 130000 853.125 360 0 0 0.375 32579 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 237500 1558.59375 360 0 0 0.375 89031 Single Family No MI 1.875 1 First Lien 60 N 20360201 AFL2 272000 1728.333333 360 0 0 0.375 20774 PUD No MI 010003100000000000
2.25 Y
120 GROUP II
20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060201 20110101 No_PP G02 20060401 20110301 No_PP G01 20060301 20110201 Prepay G03 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060201 20080101 No_PP G01 20060301 20110201 Prepay G02 20060301 20110201 Prepay G01 20060301 20110201 No_PP G02 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060201 20110101 Prepay G01 20060301 20110201 Prepay G02 20060201 20110101
12.625 360 6.5 CA 59.18 11.875 360 6.625 AZ 79.99 12 360 6.5 CA 70.00 11.875 360 7.75 VA 79.99 13.125 360 7.25 GA 80.00 12.625 360 7.125 GA 80.00 12.5 360 7 MD 80.00 12.375 360 7.75 NJ 80.00 13.125 360 6.125 CA 59.61 12.5 360 7.75 CO 75.00 13.125 360 6.25 NV 80.00 11.625 360 7.625 GA 80.00 13 360 7.125 CO 80.00 12.5 360 7.625 GA 80.00 13 360 7.75 VA 80.00 13.125 360 7.75 SC 74.40 13.125 360 6.125 CA 79.99 12.5 0
1.875 60 86998.44
358 6.875 Oroville 87000 2.25 Y 120 GROUP II 358 7 Phoenix 294900 2.25 Y 120 GROUP II 358 6.875 CORONA 280000 2.25 Y 120 GROUP I 357 8.125 Remington 413050 2.25 Y 120 GROUP II 359 7.625 SNELLVILLE 140800 2.25 N 0 GROUP II 358 7.5 Cartersville 87200 2.25 Y 120 GROUP II 359 7.375 LAUREL 503808 2.25 Y 120 GROUP I 358 8.125 FAIR LAWN 350400 2.25 Y 120 GROUP I 357 6.5 Fremont 390000 2.375 N 0 GROUP I 358 8.125 Denver 315000 2.25 Y 60 GROUP II 358 6.625 Las Vegas 199920 2.25 Y 120 GROUP I 358 8 Conyers 99200 2.25 Y 120 GROUP II 358 7.5 Aurora 144000 2.25 Y 120 GROUP I 358 8 Conyers 99200 2.25 Y 120 GROUP I 357 8.125 MANASSAS 216000 2.25 Y 120 GROUP I 358 8.125 Orangeburg 186000 2.25 Y 120 GROUP II 357 6.5 HANFORD 316300 2.75
0 95966 No MI 1.875 60 N 294895 0 0 85042 PUD No MI 100200000000000000 1.875 1 First Lien 60 N 20360201 AFL2 279999.17 1604.161911 360 0 0 0.375 92882 Single Family No MI 100240000000000000 1.875 1 First Lien 60 N 20360201 AFL2 413050 2796.692708 360 0 0 0.375 22734 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360101 AFL2 140698.1 996.57 360 0 0 0.375 30078 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360301 AFL2 87200 545 360 0 0 0.375 30121 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 503808 3096.32 360 0 0 0.375 20707 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360301 AFL2 350400 2372.5 360 0 0 0.375 7410 Single Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360201 AFL2 388936.55 2465.07 360 0 0 0.375 94538 Single Family No MI 100161000000000000 1.875 2 First Lien 24 N 20360101 AFL2 315000 2132.8125 360 0 0 0.375 80219 2-4 Family No MI 100185000000000000 2 1 First Lien 60 N 20360201 AFL2 199920 1103.725 360 0 0 0.375 89122 PUD No MI 1001949-2415041858 1.875 1 First Lien 60 N 20360201 AFL2 99200 661.3333333 360 0 0 0.375 30012 PUD No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 144000 900 360 0 0 0.375 80010 Single Family No MI 100256000000000000 1.875 1 First Lien 60 N 20360201 AFL2 99200 661.3333333 360 0 0 0.375 30012 PUD No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 216000 1462.5 360 0 0 0.375 20110 Condominium No MI 100031000000000000 1.875 1 First Lien 60 N 20360101 AFL2 186000 1259.375 360 0 0 0.375 29115 2-4 Family No MI 100147000000000000 1.875 1 First Lien 60 N 20360201 AFL2 316300 1713.291667 360 0 0 0.375 93230 Single Family No MI 100183000000000000 1.875 2 First Lien
1 First Lien 20360201 AFL2 498.4285625 360 0.375 Single Family 100172000000000000 1 First Lien 20360201 AFL2 1720.220833 360 0.375
120 GROUP I 358 8.125 Orangeburg 186000 2.25 Y 120 GROUP II 357 7.375 PAIA 411200 2.25 Y 120 GROUP II 357 7.625 LAKESIDE 262500 2.25 Y 120 GROUP I 358 8.125 CONROE 94400 2.25 N 0 GROUP II 358 7.5 Orlando 151200 2.25 Y 60 GROUP II 358 7.25 Cape Coral 211850 2.25 Y 60 GROUP I 358 7.875 PROSPECT PARK 256000 2.25 N 0 GROUP I 357 8.125 Mission 128000 2.25 Y 120 GROUP II 358 6.75 ATLANTA 155200 2.25 Y 120 GROUP I 358 7.875 Ocoee 137550 2.25 Y 120 GROUP I 358 8.125 North Port 194200 2.25 Y 60 GROUP II 358 6.875 Hockessin 232000 2.25 Y 120 GROUP II 358 6.75 Maricopa 203050 2.25 Y 120 GROUP II 358 6.5 Land O Lakes 143000 2.25 Y 120 GROUP I 358 7.75 Las Vegas 204000 2.25 Y 120 GROUP I 358 8 SALTON CITY 151200 2.25 Y 120 GROUP I 358 8.125 SOUTH HOLLAND 147200 2.25 Y 120
Prepay G01
360 7.75 SC
20060301 20110201 Prepay G01 20060201 20110101 Prepay G01 20060201 20110101 Prepay G01 20060301 20110201 Prepay G02 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP
74.40 13.125 360 7 HI 80.00 13.375 360 7.25 AZ 70.00 12.625 360 7.75 TX 80.00 13.125 360 7.125 FL 80.00 12.5 360 6.875 FL 69.46 12.25 360 7.5 NJ 80.00 12.875 360 7.75 KS 80.00 13.125 360 6.375 GA 80.00 11.75 360 7.5 FL 79.98 12.875 360 7.75 FL 75.27 13.125 360 6.5 DE 80.00 11.875 360 6.375 AZ 79.99 11.75 360 6.125 FL 59.58 11.5 360 7.375 NV 80.00 12.75 360 7.625 CA 80.00 13 360 7.75 IL 80.00 13.125 360
N 20360101 AFL2 1259.375 360 0 0.375 29115 2-4 Family No MI 100147000000000000 2.375 1 First Lien 60 N 20360201 AFL2 411157.3 2526.90424 360 0 0 0.375 96779 Single Family No MI 100183000000000000 1.875 2 First Lien 60 N 20360101 AFL2 259581.69 1649.425322 360 0 0 0.375 85929 Single Family No MI 100059000000000000 1.875 1 First Lien 60 N 20360101 AFL2 94276.08 700.92 360 0 0 0.375 77306 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 151200 945 360 0 0 0.375 32824 Condominium No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 211850 1279.927083 360 0 0 0.375 33993 Single Family No MI 1.875 1 First Lien 60 N 20360201 AFL2 255646.48 1856.18 360 0 0 0.375 7508 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 128000 866.6666667 360 0 0 0.375 66202 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360101 AFL2 155200 873 360 0 0 0.375 30331 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 137550 902.671875 360 0 0 0.375 34761 Condominium No MI 100091000000000000 1.875 1 First Lien 60 N 20360201 AFL2 194200 1314.895833 360 0 0 0.375 34287 Single Family No MI 100418000000000000 1.875 1 First Lien 60 N 20360201 AFL2 232000 1329.166667 360 0 0 0.375 19707 PUD No MI 100077000000000000 1.875 1 First Lien 60 N 20360201 AFL2 203050 1142.15625 360 0 0 0.375 85239 PUD No MI 100047000000000000 1.875 1 First Lien 60 N 20360201 AFL2 143000 774.5833333 360 0 0 0.375 34639 PUD No MI 010003500000000000 1.875 1 First Lien 60 N 20360201 AFL2 204000 1317.5 360 0 0 0.375 89115 Single Family No MI 1002656-0000740515 1.875 1 First Lien 60 N 20360201 AFL2 151200 1008 360 0 0 0.375 92275 Single Family No MI 100194000000000000 1.875 1 First Lien 60 N 20360201 AFL2 147200 996.6666667 360 0 0 0.375 60473 Single Family No MI 100113000000000000 1.875 1 First Lien 60 N 20360201 AFL2 0
60 186000
GROUP I G01 358 6.75 Kingman 193060 20060301 2.25 20090201 Y 120 No_PP GROUP II G02 358 7.25 Bolingbrook 144400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8 Zion 86250 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8 Zion 68000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 7.875 ASHBURN 292000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 BAKERSFIELD 321711 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 359 6.375 MOUNTAIN HOUSE 514800 20060401 2.25 20110301 Y 120 No_PP GROUP II G04 358 6.875 HENDERSON 209592 20060301 2.25 20160201 N 0 No_PP GROUP II G02 358 7.25 LAS VEGAS 283628 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.75 ELK GROVE 366296 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 7.875 Newnan 101511 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 7.875 Newnan 106824 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 358 6.875 Oxon Hill 188500 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.375 Decatur 85000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 8 STEPHENS CITY 374900 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358 7.25 Marietta 133600 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 Seneca 54500 20060301 2.25 20110201 N 0 Prepay GROUP I G01
6.375 AZ 80.00 12.75 360 6.875 IL 80.00 12.25 360 7.625 IL 75.00 13 360 7.625 IL 80.00 13 360 7.5 VA 80.00 12.875 360 7.5 CA 80.00 12.875 360 6 CA 80.00 11.375 360 6.5 NV 80.00 11.875 360 6.875 NV 80.00 12.25 360 6.375 CA 80.00 11.75 360 7.5 GA 80.00 12.875 360 7.5 GA 80.00 12.875 360 6.5 MD 65.00 11.875 360 8 GA 77.27 13.375 360 7.625 VA 79.98 13 360 6.875 GA 80.00 12.25 360 7.375 MO 58.29 12.75 360
1085.9625 360 0 0.375 86401 PUD No MI 100047000000000000 1.875 1 First Lien 36 N 20360201 AFL2 144400 872.4166667 360 0 0 0.375 60440 PUD No MI 100113000000000000 1.875 1 First Lien 60 N 20360201 AFL2 86250 575 360 0 0 0.375 60099 2-4 Family No MI 100113000000000000 1.875 1 First Lien 60 N 20360301 AFL2 68000 453.3333333 360 0 0 0.375 60099 Single Family No MI 100113000000000000 1.875 1 First Lien 60 N 20360301 AFL2 292000 1916.25 360 0 0 0.375 20147 Condominium No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 321711 2111.228438 360 0 0 0.375 93311 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 514800 2734.875 360 0 0 0.375 95391 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 209238.81 1376.88 360 0 0 0.375 89044 PUD No MI 100057000000000000 1.875 1 First Lien 120 N 20360201 AFL2 283628 1713.585833 360 0 0 0.375 89122 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 366296 2060.415 360 0 0 0.375 95758 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 101511 666.1659375 360 0 0 0.375 30265 PUD No MI 100136000000000000 1.875 1 First Lien 60 N 20360101 AFL2 106824 701.0325 360 0 0 0.375 30265 PUD No MI 100136000000000000 1.875 1 First Lien 60 N 20360101 AFL2 188500 1079.947917 360 0 0 0.375 20745 Single Family No MI 100293000000000000 1.875 1 First Lien 60 N 20360201 AFL2 85000 593.2291667 360 0 0 0.375 30034 Single Family No MI 100136000000000000 1.875 1 First Lien 60 N 20360201 AFL2 374900 2499.333333 360 0 0 0.375 22655 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360101 AFL2 133600 807.1666667 360 0 0 0.375 30067 Single Family No MI 100293000000000000 1.875 1 First Lien 60 N 20360201 AFL2 54422.83 390.44 360 0 0 0.375 64865 Single Family No MI 100170000000000000 1.875 1 First Lien 60 N 20360201 AFL2 67865.65 504.9 360 0
193060
357 8.125 Lansing 68000 20060201 2.25 20110101 N 0 No_PP GROUP II G02 358 6.375 ESPARTO 272000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 6.5 KATY 137072 20060301 2.375 20080201 Y 120 No_PP GROUP I G01 358 8.125 Atlanta 184000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 8.125 HOUSTON 90752 20060201 2.25 20110101 N 0 Prepay GROUP I G01 357 7.75 RIVERDALE 75675 20060201 2.25 20110101 N 0 No_PP GROUP I G01 358 7.875 FOUNTAIN 108352 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 FOUNTAIN 124491 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 Port Charlotte 166500 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.75 GOLD CANYON 200000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.125 CHARLOTTE 179400 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.5 SANFORD 163200 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.125 ANTHEM 290613 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.125 MARICOPA 269951 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 7.875 SOMERSET 267220 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 8.125 Virginia Beach 100000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 7.75 ADAMSTOWN 480860 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 358
7.75 MI 80.00 13.125 360 6 CA 80.00 11.375 360 6.125 TX 64.14 11.5 360 7.75 GA 80.00 13.125 360 7.75 TX 80.00 13.125 360 7.375 IL 75.00 12.75 360 7.5 CO 80.00 12.875 360 7.5 CO 80.00 12.875 360 7.375 FL 75.00 12.75 360 7.375 AZ 80.00 12.75 360 5.75 NC 56.95 11.125 360 7.125 FL 80.00 12.5 360 5.75 AZ 80.00 11.125 360 6.75 AZ 80.00 12.125 360 7.5 NJ 80.00 12.875 360 7.75 VA 80.00 13.125 360 7.375 MD 80.00 12.75 360 6.25
0 48911 No MI 1.875 60 271950.58 0 0 95627 No MI 1.875 60 137072 0 0 77494 No MI 1.875 24 184000 0 0 30344 No MI 2 60 90570.66 0 0 77090 No MI 1.875 60 75513.71 0 0 60827 No MI 1.875 60 108352 0 0 80817 No MI 1.875 60 124416.3 0 0 80817 No MI 1.875 60 166500 0 0 33948 No MI 1.875 60 200000 0 0 85218 No MI 1.875 60 179400 0 0 28262 No MI 1.875 60 163200 0 0 32771 No MI 1.875 60 290613 0 0 85086 No MI 1.875 60 269951 0 0 85239 No MI 1.875 60 267220 0 0 8873 No MI 1.875 60 100000 0 0 23453 No MI 1.875 60 480860 0 0 21710 No MI 1.875 60 272000 0 0
0.375 Single Family 100266000000000000 First Lien N 20360101 AFL2 1444.737456 360 0.375 Single Family 100152000000000000 1 First Lien N 20360201 AFL2 742.4733333 360 0.375 PUD 100063000000000000 1 First Lien N 20360201 AFL2 1245.833333 360 0.375 Single Family 100173000000000000 1 First Lien N 20360201 AFL2 673.83 360 0.375 PUD 100020000000000000 1 First Lien N 20360101 AFL2 542.15 360 0.375 Single Family 100221000000000000 1 First Lien N 20360101 AFL2 711.06 360 0.375 PUD 100057000000000000 1 First Lien N 20360201 AFL2 816.4819688 360 0.375 PUD 100057000000000000 1 First Lien N 20360201 AFL2 1075.3125 360 0.375 Single Family 100059000000000000 1 First Lien N 20360201 AFL2 1291.666667 360 0.375 PUD 100057000000000000 1 First Lien N 20360201 AFL2 915.6875 360 0.375 Single Family 100057000000000000 1 First Lien N 20360201 AFL2 1020 360 0.375 PUD 100057000000000000 1 First Lien N 20360201 AFL2 1483.337188 360 0.375 PUD 100057000000000000 1 First Lien N 20360201 AFL2 1602.834063 360 0.375 Single Family 100057000000000000 1 First Lien N 20360201 AFL2 1753.63125 360 0.375 Condominium 100057000000000000 1 First Lien N 20360101 AFL2 677.0833333 360 0.375 Single Family 100078000000000000 1 First Lien N 20360201 AFL2 3105.554167 360 0.375 PUD 100028000000000000 1 First Lien N 20360101 AFL2 1501.666667 360 0.375 1 N
6.625 Aurora 272000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 Fairburn 117920 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 LAKESIDE 148082 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 5.625 BOWIE 246000 20060301 2.25 20090201 Y 120 No_PP GROUP II G02 358 7.25 Cape Coral 236750 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 357 7 Chatsworth 296000 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 359 8 Orlando 163760 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 357 7.75 PHOENIX 228000 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 358 8.125 SAHUARITA 211900 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 Monroe 228000 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 358 7.5 Las Vegas 460000 20060301 2.25 20110201 Y 60 Prepay GROUP II G02 358 7.25 BUCKEYE 154380 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8 MONEE 496000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.5 WOODBRIDGE 264000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.125 JAMAICA PLAIN 286000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 Las Vegas 248000 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 357 6.625 Bluffton 143532 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8.125 West Sacramento
CO 80.00 11.625 360 7.5 GA 80.00 12.875 360 7.375 AZ 80.00 12.75 360 5.25 MD 92.83 10.625 360 6.875 FL 79.99 12.25 360 6.625 CA 80.00 12 360 7.625 FL 80.00 13 360 7.375 AZ 80.00 12.75 360 7.75 AZ 79.99 13.125 360 7.75 WA 80.00 13.125 360 7.125 NV 80.00 12.5 360 6.875 AZ 80.00 12.25 360 7.625 IL 80.00 13 360 7.125 VA 80.00 12.5 360 6.75 MA 65.00 12.125 360 7.375 NV 80.00 12.75 360 6.25 SC 80.00 12.625 360 7.75 CA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
80018 Single Family No MI 100095000000000000 1.875 1 First Lien 60 N 20360201 AFL2 117920 773.85 360 0 0.375 30213 PUD No MI 100099000000000000 1.875 1 First Lien 60 N 20360201 AFL2 148082 956.3629167 360 0 0.375 85929 Single Family No MI 100195000000000000 1.875 1 First Lien 60 N 20360201 AFL2 246000 1153.125 360 0 0.375 20716 Condominium PMI 100128000000000000 1.875 1 First Lien 36 N 20360201 AFL2 236750 1430.364583 360 0 0.375 33909 Single Family No MI 1.875 2 First Lien 60 N 20360201 AFL2 296000 1726.666667 360 0 0.375 91311 Condominium No MI 100357000000000000 1.875 1 First Lien 60 N 20360101 AFL2 163760 1091.733333 360 0 0.375 32821 Condominium No MI 010023400000000000 1.875 1 First Lien 60 N 20360301 AFL2 228000 1472.5 360 0 0.375 85014 2-4 Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360101 AFL2 211900 1434.739583 360 0 0.375 85629 PUD No MI 100204000000000000 1.875 1 First Lien 60 N 20360201 AFL2 228000 1543.75 360 0 0.375 98272 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360201 AFL2 460000 2875 360 0 0.375 89141 Single Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 154380 932.7125 360 0 0.375 85326 PUD No MI 100071000000000000 1.875 1 First Lien 60 N 20360201 AFL2 496000 3306.666667 360 0 0.375 60449 PUD No MI 100113000000000000 1.875 1 First Lien 60 N 20360201 AFL2 264000 1650 360 0 0.375 22191 Single Family No MI 100293000000000000 1.875 1 First Lien 60 N 20360201 AFL2 286000 1698.125 360 0 0.375 2130 Single Family No MI 1.875 1 First Lien 60 N 20360201 AFL2 248000 1601.666667 360 0 0.375 89146 Single Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 143532 792.41625 360 0 0.375 29910 PUD No MI 100061000000000000 1.875 2 First Lien 60 N 20360101 AFL2 361600 2448.333333 360 0 0.375 95691 PUD
361600 2.25 Y
120 GROUP I
20060201 20110101 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060201 20110101 No_PP G01 20060301 20110201 Prepay G01 20060201 20110101 No_PP G01 20060201 20110101 Prepay G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060201 20110101 Prepay G01 20060301 20110201 Prepay G01 20060201 20110101 Prepay G01 20060201 20080101 No_PP G01 20060301
80.00 13.125 360 7.5 CO 80.00 12.875 360 7.5 MO 70.00 12.875 360 7 NJ 80.00 12.375 360 7.875 GA 80.00 13.25 360 7.5 NV 80.00 12.875 360 7.5 CA 80.00 12.875 360 7.75 TX 70.00 13.125 360 6.375 CO 75.00 11.75 360 7.5 OH 75.00 12.875 360 7.75 FL 80.00 13.125 360 7.75 TX 70.00 13.125 360 7.375 WI 75.00 12.75 360 7 FL 70.00 12.375 360 7.75 FL 70.00 13.125 360 7.75 TX 80.00 13.125 360 7.875 IN 80.00 13.25 360 7.75 MI 80.00
358 7.875 Denver 643920 2.25 Y 120 GROUP I 358 7.875 SAINT LOUIS 52850 2.25 Y 60 GROUP II 358 7.375 East Orange 225600 2.25 N 0 GROUP I 358 8.25 ATHENS 64720 2.25 N 0 GROUP I 358 7.875 Las Vegas 231920 2.25 Y 120 GROUP I 358 7.875 Bakersfield 176000 2.25 N 0 GROUP I 357 8.125 Glenn Heights 84061 2.25 Y 60 GROUP II 358 6.75 Denver 126000 2.25 Y 120 GROUP I 357 7.875 HAMILTON 326160 2.25 Y 120 GROUP I 357 8.125 Miami 560000 2.25 Y 120 GROUP I 357 8.125 DENTON 91910 2.25 Y 60 GROUP I 358 7.75 Warrens 183000 2.25 Y 120 GROUP II 357 7.375 CAPE CORAL 208600 2.25 Y 120 GROUP I 358 8.125 Fort Pierce 223930 2.25 Y 120 GROUP I 357 8.125 Allen 153600 2.25 N 0 GROUP I 357 8.25 Brownsburg 112156 2.375 N 0 GROUP I 358 8.125 Detroit 68000
No MI 1.875 60 643920 0 0 80203 No MI 1.875 60 52850 0 0 63138 No MI 1.875 60 225255.63 0 0 7017 No MI 1.875 60 64636.76 0 0 30601 No MI 1.875 60 231920 0 0 89149 No MI 1.875 60 175756.97 0 0 93301 No MI 1.875 60 84060.97 0 0 75154 No MI 1.875 60 125953.72 0 0 80203 No MI 1.875 60 326160 0 0 45011 No MI 1.875 60 560000 0 0 33175 No MI 1.875 60 91910 0 0 76226 No MI 1.875 60 183000 0 0 54666 No MI 1.875 60 208600 0 0 33909 No MI 1.875 60 222840.88 0 0 34949 No MI 1.875 60 153296.51 0 0 75002 No MI 1.875 60 111939.97 0 0 46112 No MI 1.875 24 67910.74 0 0 48208 No MI
100101000000000000 First Lien 20360101 AFL2 4225.725 360 0.375 Condominium 100113000000000000 1 First Lien 20360201 AFL2 346.828125 360 0.375 Single Family 100425000000000000 1 First Lien 20360201 AFL2 1558.16 360 0.375 Single Family 100234000000000000 1 First Lien 20360201 AFL2 486.22 360 0.375 Single Family 100204000000000000 1 First Lien 20360201 AFL2 1521.975 360 0.375 PUD 100195000000000000 1 First Lien 20360201 AFL2 1276.12 360 0.375 Single Family 100022000000000000 1 First Lien 20360201 AFL2 569.1628177 360 0.375 Single Family 100425000000000000 1 First Lien 20360101 AFL2 708.489675 360 0.375 Condominium 100125000000000000 1 First Lien 20360201 AFL2 2140.425 360 0.375 PUD 100028000000000000 1 First Lien 20360101 AFL2 3791.666667 360 0.375 Single Family 100203000000000000 1 First Lien 20360101 AFL2 622.3072917 360 0.375 Single Family 100425000000000000 1 First Lien 20360101 AFL2 1181.875 360 0.375 Single Family 100221000000000000 1 First Lien 20360201 AFL2 1282.020833 360 0.375 Single Family 100059000000000000 1 First Lien 20360101 AFL2 1508.818458 360 0.375 Condominium 100203000000000000 1 First Lien 20360201 AFL2 1140.48 360 0.375 PUD 100266000000000000 1 First Lien 20360101 AFL2 842.59 360 0.375 Single Family 100266000000000000 1 First Lien 20360101 AFL2 504.9 360 0.375 2-4 Family 100266000000000000 1
2.25 N GROUP II
20110201 Prepay G01
13.125 360 7.25 CA 75.00 12.625 360 6.5 VA 80.00 11.875 360 7.5 FL 75.00 12.875 360 6.875 CO 80.00 12.25 360 6.75 NV 80.00 12.125 360 7.5 CA 80.00 12.875 360 7.75 MI 80.00 13.125 360 5.75 AZ 70.00 12.125 360 7.5 FL 90.00 12.875 360 6 FL 62.17 11.375 360 7.5 FL 79.86 12.875 360 7.5 NJ 80.00 12.875 360 6.875 VA 80.00 12.25 360 7.5 MD 80.00 12.875 360 7.875 FL 80.00 13.25 360 7.75 CO 80.00 13.125 360 7.5 MD 80.00 12.875
358 7.625 NORTH HIGHLANDS 232500 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 6.875 Chesterfield 123920 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 Davie 167325 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.25 Colorado Springs 172000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.125 North Las Vegas 160000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 Greenfield 412000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 Redford 91600 20060301 2.25 20110201 N 0 No_PP GROUP I G01 357 6.125 Avondale 164500 20060201 2.25 20090101 Y 120 Prepay GROUP I G01 358 7.875 WELLINGTON 458550 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 6.375 JUPITER 350000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.875 OCALA 129520 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 7.875 SOMERSET 265820 20060201 2.25 20110101 Y 120 No_PP GROUP II G03 357 7.25 WARRENTON 420000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 7.875 BALTIMORE 48000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8.25 COCOA BEACH 620000 20060201 2.25 20110101 N 0 No_PP GROUP I G01 357 8.125 Colorado Springs 448000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 7.875 College Park 284000 20060201 2.25 20110101
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GROUP II 357 7.5 Houston 93236 2.25 Y 120 GROUP II 357 6.5 Miami 180000 2.25 Y 120 GROUP II 357 7.625 Spring 93196 2.25 Y 120 GROUP I 358 8.25 Bakersfield 240000 2.25 Y 120 GROUP II 357 7.625 BRUNSWICK 475044 2.25 Y 120 GROUP II 358 7.5 Bristow 264000 2.25 Y 120 GROUP II 357 7.375 WOODBRIDGE 300000 2.25 Y 120 GROUP I 357 8.125 SUWANEE 252000 2.25 Y 120 GROUP II 357 7.375 CHANTILLY 344000 2.25 Y 120 GROUP I 357 8.125 BALTIMORE 44000 2.25 Y 120 GROUP II 357 7.625 De Kalb 83360 2.25 N 0 GROUP II 356 6.375 SUWANEE 134631 2.25 Y 120 GROUP II 357 6.625 KANSAS CITY 132000 2.25 Y 120 GROUP I 357 8.5 Milwaukee 60800 2.375 N 0 GROUP I 357 7.95 Lady Lake 93750 2.25 N 0 GROUP II 358 7.5 Paterson 324000 2.25 Y 60 GROUP II 358 7.5 Jersey City 508000 2.25 Y 60 GROUP I
G01 7.125 TX 20060201 20110101 Prepay G01 20060201 20110101 No_PP G01 20060201 20110101 Prepay G01 20060301 20110201 Prepay G03 20060201 20110101 No_PP G02 20060301 20110201 No_PP G02 20060201 20110101 No_PP G01 20060201 20110101 No_PP G02 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G04 20060101 20151201 No_PP G02 20060201 20110101 No_PP G01 20060201 20080101 No_PP G01 20060201 20110101 Prepay G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 80.00 12.5 360 6.125 FL 52.94 11.5 360 7.25 TX 80.00 12.625 360 7.875 CA 80.00 13.25 360 7.25 MD 80.00 12.625 360 7.125 VA 80.00 12.5 360 7 VA 80.00 12.375 360 7.75 GA 80.00 13.125 360 7 VA 80.00 12.375 360 7.75 MD 80.00 13.125 360 7.25 IL 80.00 12.625 360 6 GA 63.21 11.375 360 6.25 MO 80.00 11.625 360 8.125 WI 80.00 13.5 360 7.575 FL 75.00 12.95 360 7.125 NJ 75.00 12.5 360 7.125 NJ 80.00 12.5 360 0 0
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360
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357 7.75 BALTIMORE 226600 2.25 Y 120 GROUP I 358 7.75 Tampa 103600 2.25 Y 120 GROUP II 358 7.625 PLAZA 52425 2.25 N 0 GROUP II 357 7.375 BURKE 304000 2.25 Y 120 GROUP I 357 8 San Antonio 69000 2.25 N 0 GROUP I 359 7.75 Riverview 174325 2.25 Y 120 GROUP II 358 5.875 APPLE VALLEY 290792 2.25 Y 120 GROUP I 356 7.25 Gardena 420000 2.375 Y 60 GROUP II 358 7.375 Phoenix 118000 2.25 Y 120 GROUP II 357 7.5 Surprise 183200 2.25 Y 120 GROUP I 357 7.375 Cincinnati 142400 2.375 N 0 GROUP II 358 7.375 Phoenix 178500 2.25 N 0 GROUP II 358 7.5 CLARKSBURG 502749 2.25 Y 120 GROUP II 358 6.625 MATTESON 139920 2.25 Y 120 GROUP II 356 6.5 Murrieta 333744 2.25 Y 120 GROUP I 358 8 Roseville 50624 2.25 N 0 GROUP II 359 6.875 Tucson 528000 2.25 Y 120 GROUP I 355
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85614 No MI 1.875
PUD N
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2.25 Y
120 GROUP II
20110101 No_PP G02
13.25 360 7.25 CA 80.00 12.625 360 7.25 FL 58.21 12.625 360 7.875 IN 80.00 13.25 360 7.25 FL 80.00 12.625 360 7.75 DC 80.00 13.125 360 6.875 MN 80.00 12.25 360 7.75 CO 80.00 13.125 360 7 AZ 80.00 12.375 360 7.125 NV 80.00 12.5 360 7 VA 80.00 12.375 360 7.75 NC 80.00 13.125 360 7.5 AZ 80.00 12.875 360 6.5 FL 80.00 11.875 360 7.75 FL 80.00 13.125 360 7.75 NC 80.00 13.125 360 6.5 VA 80.00 11.875 360 7.125 FL 80.00 12.5 0
1.875 60 237840 0 92231 No MI 1.875 60 162882.03 0 0 32164 No MI 1.875 60 208000 0 0 46208 No MI 1.875 60 200000 0 0 34759 No MI 1.875 60 384000 0 0 20011 No MI 1.875 60 139157.19 0 0 55979 No MI 1.875 60 164000 0 0 80132 No MI 1.875 60 240000 0 0 85027 No MI 1.875 60 207200 0 0 89143 No MI 1.875 60 290400 0 0 22032 No MI 1.875 60 80000 0 0 28781 No MI 1.875 60 176000 0 0 85242 No MI 1.875 60 249600 0 0 33351 No MI 1.875 60 212372.02 0 0 34746 No MI 1.875 60 192000 0 0 27610 No MI 1.875 60 247920 0 0 22309 No MI 1.875 60 108000 0 0 33712 No MI 1.875
359 7.625 CALEXICO 237840 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.625 PALM COAST 163000 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 358 8.25 Indianapolis 208000 20060301 2.25 20110201 Y 60 No_PP GROUP II G01 358 7.625 Kissimmee 200000 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 8.125 WASHINGTON 384000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 356 7.25 Utica 139200 20060101 2.25 20101201 Y 120 No_PP GROUP I G01 358 8.125 Monument 164000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 356 7.375 Phoenix 240000 20060101 2.25 20101201 Y 60 Prepay GROUP II G02 358 7.5 Las Vegas 207200 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7.375 Fairfax 290400 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 357 8.125 Topton 80000 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 358 7.875 QUEEN CREEK 176000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 6.875 Fort Lauderdale 249600 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 8.125 Kissimmee 212384 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 8.125 Raleigh 192000 20060301 2.25 20110201 Y 60 Prepay GROUP II G02 358 6.875 Alexandria 247920 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 357 7.5 Saint Petersburg 108000 20060201 2.25 20110101
1 First Lien 20360101 AFL2 1511.275 360 0.375 Single Family 100414000000000000 1 First Lien N 20360301 AFL2 1034.979566 360 0.375 PUD 100271000000000000 1 First Lien N 20360301 AFL2 1430 360 0.375 Single Family 100425000000000000 1 First Lien N 20360201 AFL2 1270.833333 360 0.375 PUD 100378000000000000 1 First Lien N 20360201 AFL2 2600 360 0.375 Townhouse 100293000000000000 1 First Lien N 20360201 AFL2 840.7413563 360 0.375 Single Family 100378000000000000 1 First Lien N 20351201 AFL2 1110.416667 360 0.375 Single Family 100266000000000000 1 First Lien N 20360201 AFL2 1475 360 0.375 PUD 100378000000000000 1 First Lien N 20351201 AFL2 1295 360 0.375 PUD 100195000000000000 1 First Lien N 20360201 AFL2 1784.75 360 0.375 PUD 100039000000000000 1 First Lien N 20360301 AFL2 541.6666667 360 0.375 Single Family 1003780-0000309997 1 First Lien N 20360101 AFL2 1155 360 0.375 PUD 100414000000000000 1 First Lien N 20360201 AFL2 1430 360 0.375 Single Family 100378000000000000 1 First Lien N 20360201 AFL2 1437.935552 360 0.375 Single Family 100378000000000000 1 First Lien N 20360201 AFL2 1300 360 0.375 2-4 Family 100199000000000000 1 First Lien N 20360201 AFL2 1420.375 360 0.375 Condominium 100187000000000000 1 First Lien N 20360201 AFL2 675 360 0.375 Single Family 100378000000000000 1 First Lien N
60 Prepay GROUP I G01 359 8.125 Tampa 84872 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 357 7.125 Peoria 200000 20060201 2.25 20110101 Y 60 Prepay GROUP II G02 358 6.875 ROSEDALE 372000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 7.375 Dagsboro 151200 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 8.125 Stone Mountain 299200 20060301 2.25 20110201 N 0 Prepay GROUP II G01 359 7.25 Casa Grande 104300 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 6.625 Plymouth 181000 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 6.875 HERMOSA BEACH 600000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.375 COLLEGE PARK 275900 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 7.875 Hemet 420000 20060201 2.25 20110101 Y 120 Prepay GROUP II G01 358 7.5 Orlando 104000 20060301 2.25 20110201 Y 60 Prepay GROUP II G02 359 6.875 SAN BERNARDINO 248000 20060401 2.25 20110301 N 0 Prepay GROUP I G01 358 8 Virginia Beach 120800 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 8.125 Miami 639200 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.75 North Port 137400 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 7.875 Lynden 156800 20060301 2.25 20110201 Y 60 Prepay GROUP II G02 357 7.125 Perry 91920 20060201 2.25 20110101 Y 60 Prepay
360 7.75 FL 80.00 13.125 360 6.75 AZ 66.67 12.125 360 6.5 MD 79.99 11.875 360 7 DE 80.00 12.375 360 7.75 GA 80.00 13.125 360 6.875 AZ 70.00 12.25 360 6.25 MN 79.39 11.625 360 6.5 CA 55.81 12.875 360 7 MD 79.99 12.375 360 7.5 CA 80.00 12.875 360 7.125 FL 80.00 12.5 360 6.5 CA 80.00 11.875 360 7.625 VA 80.00 13 360 7.75 FL 80.00 13.125 360 7.375 FL 74.99 12.75 360 7.5 WA 80.00 12.875 360 6.75 GA 80.00 12.125 360
N 20360101 AFL2 574.6541667 360 0 0.375 33605 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 199964 1187.28625 360 0 0 0.375 85385 PUD No MI 100378000000000000 1.875 1 First Lien 60 N 20360101 AFL2 371799.43 2130.100901 360 0 0 0.375 21237 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 151200 929.25 360 0 0 0.375 19939 Single Family No MI 100039000000000000 1.875 1 First Lien 60 N 20360301 AFL2 298807.24 2221.55 360 0 0 0.375 30083 Single Family No MI 100038000000000000 1.875 1 First Lien 60 N 20360201 AFL2 104300 630.1458333 360 0 0 0.375 85222 Single Family No MI 100195000000000000 1.875 1 First Lien 60 N 20360301 AFL2 181000 999.2708333 360 0 0 0.375 55446 Condominium No MI 100432000000000000 1.875 1 First Lien 60 N 20360201 AFL2 600000 3437.5 360 0 0 0.375 90254 Single Family No MI 100087000000000000 1.875 2 First Lien 60 N 20360201 AFL2 275900 1695.635417 360 0 0 0.375 20740 Single Family No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 420000 2756.25 360 0 0 0.375 92544 Single Family No MI 1003780-0000310773 1.875 1 First Lien 60 N 20360101 AFL2 104000 650 360 0 0 0.375 32808 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 247791.65 1629.18 360 0 0 0.375 92404 2-4 Family No MI 100311000000000000 1.875 1 First Lien 60 N 20360301 AFL2 120800 805.3333333 360 0 0 0.375 23452 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 639200 4327.916667 360 0 0 0.375 33158 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 137400 887.375 360 0 0 0.375 34286 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 156800 1029 360 0 0 0.375 98264 PUD No MI 1003780-0000310960 1.875 1 First Lien 60 N 20360201 AFL2 91920 545.775 360 0 0 0.375 31069 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360101 AFL2 84872 0
60
GROUP II 358 7.25 IMPERIAL 171992 2.25 Y 120 GROUP II 358 7.25 Sultan 120800 2.25 N 0 GROUP I 359 7.75 Norfolk 184000 2.25 Y 120 GROUP II 358 7 Berryville 275000 2.25 Y 120 GROUP II 358 7.625 LAS VEGAS 477900 2.25 Y 120 GROUP II 358 7.125 ANtioch 600000 2.25 Y 120 GROUP II 358 6.375 ARVADA 172560 2.25 Y 120 GROUP I 359 7.875 RIDGELAND 62400 2.25 Y 120 GROUP I 357 8.125 BALTIMORE 48800 2.25 Y 120 GROUP I 357 7.875 Stamford 607200 2.25 Y 120 GROUP II 358 7 KINGMAN 158850 2.25 Y 120 GROUP I 358 8.125 El Paso 57525 2.25 Y 120 GROUP II 357 5.875 TRACY 479920 2.25 Y 120 GROUP I 358 7.75 Winter Garden 328000 2.25 Y 120 GROUP II 358 7 BIRMINGHAM 160000 2.25 Y 60 GROUP I 358 8.125 Clearwater 139200 2.25 N 0 GROUP I 359 8.25 MANCHACA 92300 2.25 N 0 GROUP I
G02 6.875 CA 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 No_PP G03 20060301 20110201 Prepay G03 20060301 20110201 Prepay G02 20060301 20110201 No_PP G01 20060401 20110301 Prepay G01 20060201 20110101 No_PP G01 20060201 20110101 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G03 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060401 20110301 Prepay G01 80.00 12.25 360 6.875 WA 80.00 12.25 360 7.375 VA 80.00 12.75 360 6.625 VA 60.44 12 360 7.25 NV 80.00 12.625 360 6.75 CA 80.00 12.125 360 6 CO 80.00 11.375 360 7.5 MS 80.00 12.875 360 7.75 MD 80.00 13.125 360 7.5 CT 80.00 12.875 360 6.625 AZ 79.89 13 360 7.75 TX 75.00 13.125 360 5.5 CA 80.00 10.875 360 7.375 FL 80.00 12.75 360 6.625 FL 38.55 12 360 7.75 FL 80.00 13.125 360 7.875 TX 78.67 13.25 360 0
171992 0 92251 No MI 1.875
1039.118333 0.375 Single Family
360
100414000000000000 1 First Lien 60 N 20360201 AFL2 120610.95 824.07 360 0 0 0.375 98294 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 184000 1188.333333 360 0 0 0.375 23513 Single Family No MI 100091000000000000 1.875 1 First Lien 60 N 20360301 AFL2 275000 1604.166667 360 0 0 0.375 22611 Single Family No MI 100039000000000000 1.875 1 First Lien 60 N 20360201 AFL2 477900 3036.65625 360 0 0 0.375 89139 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 600000 3562.5 360 0 0 0.375 94531 Single Family No MI 100074000000000000 1.875 1 First Lien 60 N 20360201 AFL2 172560 916.725 360 0 0 0.375 80003 Single Family No MI 1.875 1 First Lien 60 N 20360201 AFL2 62400 409.5 360 0 0 0.375 39157 Townhouse No MI 200299000000000000 1.875 1 First Lien 60 N 20360301 AFL2 48800 330.4166667 360 0 0 0.375 21223 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360101 AFL2 607200 3984.75 360 0 0 0.375 6902 2-4 Family No MI 100196000000000000 1.875 1 First Lien 60 N 20360101 AFL2 158850 926.625 360 0 0 0.375 86401 PUD No MI 100183000000000000 1.875 2 First Lien 60 N 20360201 AFL2 57525 389.4921875 360 0 0 0.375 79938 PUD No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 479920 2349.608333 360 0 0 0.375 95391 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 328000 2118.333333 360 0 0 0.375 34787 PUD No MI 100218000000000000 1.875 1 First Lien 60 N 20360201 AFL2 160000 933.3333333 360 0 0 0.375 32513 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 139017.26 1033.56 360 0 0 0.375 33756 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 92241.14 693.42 360 0 0 0.375 78652 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 209300 1373.53125 360
358 7.875 Chicago 209300 2.25 Y 60 GROUP I 358 8.125 Jacksonville 131250 2.25 Y 60 GROUP II 356 7.625 Paterson 312000 2.25 N 0 GROUP I 358 8.125 Los Angeles 216000 2.25 Y 60 GROUP II 358 7.375 SANTA ANA 519920 2.25 Y 120 GROUP I 358 8.125 Jacksonville 130500 2.25 Y 60 GROUP II 359 6.5 Evergreen 265000 2.25 Y 60 GROUP II 359 7.375 La Quinta 1000000 2.25 Y 60 GROUP II 358 7.625 PERRY HALL 286250 2.25 Y 120 GROUP II 358 7.5 Scottsdale 231000 2.25 Y 120 GROUP I 359 7.875 Henderson 392000 2.25 Y 120 GROUP I 358 8 Springdale 64000 2.25 N 0 GROUP II 358 7.5 FISHERS 293900 2.25 Y 120 GROUP I 357 7.875 Liberty 108000 2.25 N 0 GROUP II 358 7.625 Indio 250250 2.25 Y 120 GROUP II 359 6.875 Pasadena 504000 2.25 Y 120 GROUP II 358 7.5 FISHERS 314900 2.25 Y 120 GROUP I 359
7.5 IL 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060101 20101201 No_PP G01 20060301 20110201 Prepay G03 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G03 20060401 20110301 Prepay G02 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 Prepay G02 20060401 20110301 No_PP G01 20060301 20110201 No_PP G01 70.00 12.875 360 7.75 FL 75.00 13.125 360 7.25 NJ 78.99 12.625 360 7.75 CA 80.00 13.125 360 7 CA 80.00 12.375 360 7.75 FL 75.00 13.125 360 6.125 CO 60.50 11.5 360 7 CA 79.05 12.375 360 7.25 MD 80.00 12.625 360 7.125 AZ 70.00 12.5 360 7.5 NV 80.00 12.875 360 7.625 AR 80.00 13 360 7.125 IN 69.99 12.5 360 7.5 IL 80.00 12.875 360 7.25 CA 65.00 12.625 360 6.5 CA 80.00 11.875 360 7.125 IN 74.99 12.5 360 7.375
0 0.375 60609 2-4 Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 131250 888.671875 360 0 0 0.375 32244 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 311088.08 2208.32 360 0 0 0.375 7502 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20351201 AFL2 216000 1462.5 360 0 0 0.375 90011 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 519920 3195.341667 360 0 0 0.375 92706 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360201 AFL2 130500 883.59375 360 0 0 0.375 32210 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 265000 1435.416667 360 0 0 0.375 80439 PUD No MI 100095000000000000 1.875 1 First Lien 60 N 20360301 AFL2 1000000 6145.833333 360 0 0 0.375 92253 Single Family No MI 100145000000000000 1.875 1 First Lien 60 N 20360301 AFL2 286250 1818.880208 360 0 0 0.375 21128 Condominium No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 231000 1443.75 360 0 0 0.375 85250 Single Family No MI 1001732-5001003329 1.875 1 First Lien 60 N 20360201 AFL2 392000 2572.5 360 0 0 0.375 89052 PUD No MI 100173000000000000 1.875 1 First Lien 60 N 20360301 AFL2 63913.83 469.61 360 0 0 0.375 72764 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 293900 1836.875 360 0 0 0.375 46037 Condominium No MI 100331000000000000 1.875 1 First Lien 60 N 20360201 AFL2 107775.57 783.07 360 0 0 0.375 62347 Single Family No MI 100404000000000000 1.875 1 First Lien 60 N 20360101 AFL2 250250 1590.130208 360 0 0 0.375 92201 2-4 Family No MI 100311000000000000 1.875 1 First Lien 60 N 20360201 AFL2 504000 2887.5 360 0 0 0.375 91104 2-4 Family No MI 100102000000000000 1.875 1 First Lien 60 N 20360301 AFL2 314900 1968.125 360 0 0 0.375 46037 Condominium No MI 100331000000000000 1.875 1 First Lien 60 N 20360201 AFL2 93034.29 666.98 360 0 0 0.375
7.75 Cincinnati 93100 2.25 N 0 GROUP I 358 8 LOS ANGELES 266000 2.25 Y 120 GROUP I 358 8 Arvada 125300 2.25 Y 120 GROUP I 358 7.875 LAKE FOREST 612000 2.25 Y 120 GROUP I 358 8.125 Woodside 1196250 2.25 Y 120 GROUP II 358 7.125 Vero Beach 61250 2.25 Y 120 GROUP II 358 7.5 MADERA 217600 2.25 Y 120 GROUP I 358 7.75 YUBA CITY 120000 2.25 Y 120 GROUP I 359 7.75 RIDGELAND 62400 2.25 Y 120 GROUP I 358 7.875 Kingman 154420 2.25 Y 120 GROUP II 359 7.5 Richmond 64950 2.25 Y 60 GROUP I 358 7.125 SEWELL 240000 2.25 Y 120 GROUP I 357 7.75 Woodbridge 296000 2.25 Y 120 GROUP I 359 7.875 Dallas 85850 2.25 Y 60 GROUP II 358 6.5 Naples 214400 2.25 Y 120 GROUP II 357 7.5 Clearwater 186750 2.25 Y 120 GROUP II 358 7 Upper Marlboro 323250 2.25 Y 60 GROUP I 359 7.875 Holmes Beach
OH 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060301 20130201 No_PP G01 20060201 20110101 No_PP G01 20060401 20110301 Prepay G02 20060301 20110201 Prepay G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 70.00 12.75 360 7.625 CA 70.00 13 360 7.625 CO 70.00 13 360 7.5 CA 80.00 12.875 360 7.75 CA 75.00 13.125 360 6.75 FL 70.00 12.125 360 7.125 CA 80.00 12.5 360 7.375 CA 80.00 12.75 360 7.375 MS 80.00 12.75 360 7.5 AZ 70.00 12.875 360 7.125 VA 72.17 12.5 360 6.75 NJ 80.00 12.125 360 7.375 VA 80.00 12.75 360 7.5 TX 74.98 12.875 360 6.125 FL 79.99 11.5 360 7.125 FL 75.00 12.5 360 6.625 MD 79.78 12 360 7.5 FL
100238000000000000 First Lien 60 N 20360301 AFL2 266000 1773.333333 360 0 0 0.375 90022 2-4 Family No MI 1003113-0006000025 1.875 1 First Lien 60 N 20360201 AFL2 125300 835.3333333 360 0 0 0.375 80004 Condominium No MI 100256000000000000 1.875 1 First Lien 60 N 20360201 AFL2 612000 4016.25 360 0 0 0.375 92630 PUD No MI 100311000000000000 1.875 1 First Lien 60 N 20360201 AFL2 1196250 8099.609375 360 0 0 0.375 94062 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360201 AFL2 61250 363.671875 360 0 0 0.375 32962 Condominium No MI 1001130-0601000103 1.875 1 First Lien 60 N 20360201 AFL2 217600 1360 360 0 0 0.375 93637 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 120000 775 360 0 0 0.375 95991 Condominium No MI 100183000000000000 1.875 1 First Lien 60 N 20360201 AFL2 62400 403 360 0 0 0.375 39157 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 154420 1013.38125 360 0 0 0.375 86401 Single Family No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 64950 405.9375 360 0 0 0.375 23222 2-4 Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 239722.54 1423.352581 360 0 0 0.375 8096 Single Family No MI 110009000000000000 1.875 1 First Lien 84 N 20360201 AFL2 296000 1911.666667 360 0 0 0.375 22193 Single Family No MI 100218000000000000 1.875 1 First Lien 60 N 20360101 AFL2 85850 563.390625 360 0 0 0.375 75241 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 214400 1161.333333 360 0 0 0.375 34105 Condominium No MI 100022000000000000 1.875 2 First Lien 60 N 20360201 AFL2 186750 1167.1875 360 0 0 0.375 33755 2-4 Family No MI 100061000000000000 1.875 1 First Lien 60 N 20360101 AFL2 323250 1885.625 360 0 0 0.375 20774 PUD No MI 100230000000000000 1.875 1 First Lien 60 N 20360201 AFL2 562000 3688.125 360 0 0 0.375 34218 Single Family 1
45229 No MI 1.875
2-4 Family N
562000 2.25 Y
120 GROUP I
20060401 20110301 No_PP G01
80.00 12.875 360 7.375 CA 79.58 12.75 360 6.125 FL 61.24 12.5 360 6.875 TX 70.00 12.25 360 6.5 SC 47.33 12.875 360 7.625 FL 80.00 13 360 6.25 SC 53.08 12.625 360 7 CO 70.00 12.375 360 7.5 AZ 74.99 12.875 360 6.125 MN 12.64 12.5 360 6.375 SC 65.00 12.75 360 6.75 CO 80.00 12.125 360 6.625 MN 80.00 12 360 6.125 MI 80.00 11.5 360 7.5 AZ 75.00 12.875 360 7.5 AZ 75.00 12.875 360 6.875 OR 70.00 12.25 360 8.625 OH 80.00
358 7.75 Los Angeles 417000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 6.5 Cape Coral 300000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.25 Houston 73500 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 6.875 Bluffton 142000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8 Punta Gorda 280000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 6.625 Hilton Head Island 155000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 7.375 Broomfield 154000 20060201 2.375 20080101 Y 120 Prepay GROUP I G01 358 7.875 Fort Mohave 131150 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 6.5 Rochester 55000 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 6.75 Bluffton 152694 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 360 7.125 Boulder 377200 20060501 2.25 20110401 Y 120 No_PP GROUP II G02 358 7 Stillwater 231200 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.5 TRENTON 105852 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 Kingman 162450 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 7.875 Kingman 162450 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 7.25 Portland 168000 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 9 Morrow 128964 20060301
No MI 100030000000000000 1.875 1 First Lien 60 N 20360301 AFL2 417000 2693.125 360 0 0 0.375 90042 Condominium No MI 100256000000000000 1.875 1 First Lien 60 N 20360201 AFL2 300000 1625 360 0 0 0.375 33904 Condominium No MI 100061000000000000 1.875 2 First Lien 60 N 20360201 AFL2 73500 444.0625 360 0 0 0.375 77089 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 142000 813.5416667 360 0 0 0.375 29910 Single Family No MI 1000606-7700256212 1.875 2 First Lien 60 N 20360201 AFL2 280000 1866.666667 360 0 0 0.375 33950 Condominium No MI 100030000000000000 1.875 1 First Lien 60 N 20360301 AFL2 154929.48 855.3398375 360 0 0 0.375 29928 Condominium No MI 100061000000000000 1.875 2 First Lien 60 N 20360201 AFL2 154000 946.4583333 360 0 0 0.375 80020 Single Family No MI 100256000000000000 1.875 1 First Lien 24 N 20360101 AFL2 131118.19 860.4631219 360 0 0 0.375 86426 Single Family No MI 2 1 First Lien 60 N 20360201 AFL2 54900.29 347.64 360 0 0 0.375 55902 Single Family No MI 100061000000000000 1.875 2 First Lien 60 N 20360201 AFL2 152694 858.90375 360 0 0 0.375 29909 PUD No MI 1000606-7700256291 1.875 2 First Lien 60 N 20360201 AFL2 377200 2239.625 360 0 0 0.375 80301 Single Family No MI 100095000000000000 1.875 1 First Lien 60 N 20360401 AFL2 231200 1348.666667 360 0 0 0.375 55082 Condominium No MI 100061000000000000 1.875 2 First Lien 60 N 20360201 AFL2 105852 573.365 360 0 0 0.375 48183 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 162450 1066.078125 360 0 0 0.375 86409 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 162449.6 1066.0755 360 0 0 0.375 86409 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 168000 1015 360 0 0 0.375 97216 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 128964 967.23 360 0 0 0.375 45152 PUD No MI 100022000000000000
2.25 Y
60 GROUP I
20110201 No_PP G01 20060401 20110301 Prepay G01 20060301 20110201 No_PP G01 20060101 20101201 Prepay G02 20060301 20110201 No_PP G01 20060301 20110201 Prepay G02 20060401 20110301 No_PP G01 20060301 20110201 Prepay G01 20060201 20110101 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201
14 360 7.75 FL 70.00 13.125 360 7.625 VA 80.00 13 360 6.5 FL 80.00 12.875 360 5.875 NV 74.07 11.25 360 7.375 CA 65.00 12.75 360 6.75 AZ 80.00 12.125 360 7.25 AZ 80.00 12.625 360 6.375 CO 90.00 12.75 360 6.875 AZ 70.00 12.25 360 7.375 AZ 80.00 12.75 360 7.625 MD 80.00 13 360 6.75 VA 80.00 12.125 360 6.5 MA 80.00 11.875 360 7.625 AZ 70.00 13 360 6.5 NV 48.39 12.875 360 6.25 KY 80.00 11.625 360 7.75 FL 80.00 13.125 0
1.875 60 241500
359 8.125 Miami 241500 2.25 Y 120 GROUP I 358 8 Newport News 108800 2.25 Y 120 GROUP II 356 6.875 Palm Beach 327920 2.25 Y 120 GROUP II 358 6.25 Las Vegas 417000 2.25 Y 120 GROUP I 358 7.75 Carson 529750 2.25 Y 60 GROUP II 359 7.125 GLENDALE 374400 2.25 Y 120 GROUP II 358 7.625 Tucson 184000 2.25 Y 120 GROUP I 357 6.75 Littleton 143010 2.25 Y 120 GROUP II 359 7.25 Casa Grande 137900 2.25 Y 120 GROUP I 358 7.75 Buckeye 403304 2.25 Y 120 GROUP I 358 8 BALTIMORE 98402 2.25 Y 60 GROUP II 358 7.125 CULPEPER 269000 2.25 Y 120 GROUP II 358 6.875 WORCESTER 348800 2.25 Y 120 GROUP I 358 8 Gilbert 185500 2.25 Y 120 GROUP II 358 6.875 Carson City 150000 2.25 Y 120 GROUP II 358 6.625 frankfort 92000 2.25 Y 60 GROUP I 358 8.125 Stuart 134400 2.25
0 33137 No MI 1.875 60 108800 0 0 23607 No MI 1.875 60 327920 0 0 33411 No MI 1.875 60 417000 0 0 89148 No MI 1.875 60 529750 0 0 90810 No MI 1.875 1 First Lien 60 N 20360201 AFL2 374400 2223 360 0 0 0.375 85308 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 184000 1169.166667 360 0 0 0.375 85741 Single Family No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 143010 804.43125 360 0 0 0.375 80120 PUD PMI 100039000000000000 1.875 2 First Lien 60 N 20360101 AFL2 137900 833.1458333 360 0 0 0.375 85222 PUD No MI 100195000000000000 1.875 1 First Lien 60 N 20360301 AFL2 403304 2604.671667 360 0 0 0.375 85396 Single Family No MI 100030000000000000 1.875 1 First Lien 60 N 20360201 AFL2 98402 656.0133333 360 0 0 0.375 21212 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 269000 1597.1875 360 0 0 0.375 22701 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360201 AFL2 348800 1998.333333 360 0 0 0.375 1604 2-4 Family No MI 100103000000000000 1.875 1 First Lien 60 N 20360201 AFL2 185500 1236.666667 360 0 0 0.375 85234 PUD No MI 100173000000000000 1.875 1 First Lien 60 N 20360201 AFL2 150000 859.375 360 0 0 0.375 89701 Single Family No MI 100016000000000000 1.875 2 First Lien 60 N 20360201 AFL2 91851.62 507.0974854 360 0 0 0.375 40601 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360201 AFL2 134400 910 360 0 0 0.375 34997 Condominium No MI 100234000000000000 1.875 1 First Lien
1 First Lien 20360201 AFL2 1635.15625 360 0.375 Condominium 100256000000000000 1 First Lien N 20360301 AFL2 725.3333333 360 0.375 Single Family 100266000000000000 1 First Lien N 20360201 AFL2 1878.708333 360 0.375 PUD 100039000000000000 2 First Lien N 20351201 AFL2 2171.875 360 0.375 PUD 100246000000000000 1 First Lien N 20360201 AFL2 3421.302083 360 0.375 2-4 Family N
120 Prepay GROUP II G02 358 7.5 Denver 360500 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 Philadelphia 128000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.25 Roseville 228000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.875 CHINO 222400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 Minneapolis 173250 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 7.875 Las Vegas 464000 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 358 8 Trenton 72000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 6.875 LAS VEGAS 278956 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 6.875 Yonkers 279900 20060401 2.25 20110301 N 0 No_PP GROUP I G01 358 8.125 Gold Canyon 387200 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 357 7.75 Lehigh Acres 148000 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 7.25 Pace 145600 20060201 2.25 20110101 N 0 No_PP GROUP II G03 357 6.875 Panama City Beach 1000000 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 7.625 Titusville 191608 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 7.625 Bradenton 103500 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 6.25 Cape Coral 240000 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 7.5 Seminole 216000 20060201 2.25 20110101 Y 120 No_PP
360 7.125 CO 70.00 12.5 360 7.75 PA 80.00 13.125 360 7.875 CA 80.00 13.25 360 6.5 CA 80.00 11.875 360 7.75 MN 75.00 13.125 360 7.5 NV 78.78 12.875 360 7.625 NJ 80.00 13 360 6.5 NV 80.00 11.875 360 6.5 NY 79.99 11.875 360 7.75 AZ 80.00 13.125 360 7.375 FL 80.00 12.75 360 6.875 FL 80.00 12.25 360 6.5 FL 47.62 11.875 360 7.25 FL 80.00 12.625 360 7.25 FL 90.00 12.625 360 5.875 FL 75.00 11.25 360 7.125 FL 78.55 12.5 360 0 0
60 360500 0 80223 No MI 1.875 60 128000
0 19120 No MI 1.875 60 228000 0 0 95678 No MI 1.875 60 222400 0 0 91710 No MI 1.875 60 173250 0 0 55403 No MI 1.875 60 464000 0 0 89129 No MI 1.875 60 72000 0 0 8638 No MI 1.875 60 278956 0 0 89131 No MI 1.875 60 279664.84 0 0 10703 No MI 1.875 60 387200 0 0 85218 No MI 1.875 60 148000 0 0 33971 No MI 1.875 60 145257.19 0 0 32571 No MI 1.875 1 First Lien 60 N 20360101 AFL2 1000000 5729.166667 360 0 0 0.375 32413 PUD No MI 100022000000000000 1.875 1 First Lien 60 N 20360101 AFL2 191608 1217.509167 360 0 0 0.375 32780 PUD No MI 100022000000000000 1.875 1 First Lien 60 N 20360101 AFL2 103500 657.65625 360 0 0 0.375 34205 Single Family Republic MIC 100022000000000000 1.875 1 First Lien 60 N 20360101 AFL2 239900 1249.479167 360 0 0 0.375 33990 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20360101 AFL2 216000 1350 360 0 0 0.375 33777 Condominium No MI 100022000000000000 1.875 1 First Lien 60 N 20360101 AFL2
20360201 AFL2 2253.125 360 0.375 2-4 Family 100113000000000000 2 First Lien N 20360201 AFL2 866.6666667 360 0.375 Single Family 100185000000000000 1 First Lien N 20360201 AFL2 1567.5 360 0.375 2-4 Family 100152000000000000 1 First Lien N 20360201 AFL2 1274.166667 360 0.375 Condominium 100183000000000000 1 First Lien N 20360201 AFL2 1173.046875 360 0.375 2-4 Family 100185000000000000 1 First Lien N 20360201 AFL2 3045 360 0.375 PUD 100185000000000000 1 First Lien N 20360201 AFL2 480 360 0.375 Single Family 100099000000000000 1 First Lien N 20360201 AFL2 1598.185417 360 0.375 PUD 100057000000000000 1 First Lien N 20360201 AFL2 1838.75 360 0.375 Single Family 100022000000000000 1 First Lien N 20360301 AFL2 2621.666667 360 0.375 2-4 Family 100185000000000000 1 First Lien N 20360201 AFL2 955.8333333 360 0.375 Single Family 100022000000000000 1 First Lien N 20360101 AFL2 993.25 360 0.375 Single Family
GROUP II G01 357 7.625 Kissimmee 228800 20060201 2.25 20110101 Y 120 No_PP GROUP II G01 357 7.5 Fort Myers 231375 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 357 6.625 Tampa 127000 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 7.875 GLOUCESTER TOWNSHIP 56000 20060301 5.125 20110201 N 0 No_PP GROUP II G01 358 7.5 New Bedford 160000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 7.5 ORLANDO 279168 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8 MARYSVILLE 138600 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.375 Washington 392000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 Fort Worth 120000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 Chicago 281250 20060401 2.25 20110301 Y 60 Prepay GROUP II G02 359 7.25 Kaneohe 384000 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 359 6.5 Carlsbad 720000 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 357 6.75 Flippin 104000 20060201 2.25 20110101 N 0 Prepay GROUP II G01 358 7.5 Lithonia 100720 20060301 2.25 20110201 N 0 Prepay GROUP II G01 357 6.875 Covington 172560 20060201 2.25 20110101 Y 60 Prepay GROUP II G01 356 7.125 Las Vegas 239920 20060101 2.25 20101201 Y 60 No_PP GROUP II G01 358 7.5 Tallahassee 124000 20060301 2.25 20110201 Y 60 Prepay GROUP I G01
7.25 FL 80.00 12.625 360 7.125 FL 75.00 12.5 360 6.25 FL 52.92 11.625 360 7.5 NJ 78.87 12.875 360 7.125 MA 80.00 12.5 360 7.125 FL 80.00 12.5 360 7.625 WA 70.00 13 360 8 DC 80.00 13.375 360 7.5 TX 80.00 12.875 360 7.5 IL 75.00 12.875 360 6.875 HI 80.00 12.25 360 6.125 CA 78.26 11.5 360 6.375 AR 80.00 11.75 360 7.125 GA 80.00 12.5 360 6.5 WA 79.97 11.875 360 6.75 NV 80.00 12.125 360 7.125 FL 80.00 12.5 360
1453.833333 360 0 0.375 34758 PUD No MI 100022000000000000 1.875 1 First Lien 60 N 20360101 AFL2 229440.98 1434.006125 360 0 0 0.375 33908 PUD No MI 100022000000000000 1.875 1 First Lien 60 N 20360101 AFL2 126783.69 699.9516219 360 0 0 0.375 33626 Condominium No MI 100022000000000000 1.875 1 First Lien 60 N 20360101 AFL2 55922.67 406.04 360 0 0 0.375 8021 PUD No MI 100247000000000000 1.875 1 First Lien 60 N 20360201 AFL2 160000 1000 360 0 0 0.375 2744 Single Family No MI 100102000000000000 4.75 1 First Lien 60 N 20360201 AFL2 279168 1744.8 360 0 0 0.375 32819 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 138600 924 360 0 0 0.375 98270 Single Family No MI 100041000000000000 1.875 1 First Lien 60 N 20360301 AFL2 392000 2735.833333 360 0 0 0.375 20002 2-4 Family No MI 100091000000000000 1.875 1 First Lien 60 N 20360301 AFL2 120000 787.5 360 0 0 0.375 76112 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 281250 1845.703125 360 0 0 0.375 60624 2-4 Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 384000 2320 360 0 0 0.375 96744 Condominium No MI 100239000000000000 1.875 1 First Lien 60 N 20360301 AFL2 720000 3900 360 0 0 0.375 92009 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 103729.87 674.54 360 0 0 0.375 72634 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360101 AFL2 100570.03 704.25 360 0 0 0.375 30058 PUD No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 172560 988.625 360 0 0 0.375 98042 PUD No MI 100378000000000000 1.875 1 First Lien 60 N 20360101 AFL2 239920 1424.525 360 0 0 0.375 89131 PUD No MI 100378000000000000 1.875 1 First Lien 60 N 20351201 AFL2 124000 775 360 0 0 0.375 32301 PUD No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 155449 1052.519271 360 0
228800
359 8.125 OCALA 155449 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 356 7.625 Homestead 195200 20060101 2.25 20101201 Y 60 Prepay GROUP II G01 358 7.625 Atlanta 285600 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 357 7.25 Spokane 175920 20060201 2.25 20110101 Y 120 Prepay GROUP I G01 357 8 Buford 302640 20060201 2.25 20110101 Y 60 Prepay GROUP I G01 358 8 Tampa 56000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 359 8.375 Charlotte 113200 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 6.75 Aurora 156000 20060301 5.5 20110201 Y 60 No_PP GROUP I G01 359 7.875 Salt Lake City 219680 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7 Avenal 85600 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 6.5 El Centro 236368 20060401 2.375 20080301 Y 120 Prepay GROUP I G01 358 8 Atlanta 112000 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 7.375 Port Saint Lucie 240000 20060301 2.25 20110201 Y 60 Prepay GROUP II G02 358 6.75 Durham 140000 20060301 2.25 20110201 Y 60 No_PP GROUP II G03 359 6.875 Santa Cruz 1495000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.375 LOUISVILLE 53700 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 8.375 LOUISVILLE 74400 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359
7.75 FL 80.00 13.125 360 7.25 FL 80.00 12.625 360 7.25 GA 80.00 12.625 360 6.875 WA 80.00 12.25 360 7.625 GA 80.00 13 360 7.625 FL 74.67 13 360 8 NC 80.00 13.375 360 6.375 CO 80.00 11.75 360 7.5 UT 80.00 12.875 360 6.625 CA 80.00 12 360 6.125 CA 80.00 11.5 360 7.625 GA 80.00 13 360 7 FL 80.00 12.375 360 6.375 NC 80.00 11.75 360 6.5 CA 65.00 11.875 360 8 KY 78.97 13.375 360 8 KY 80.00 13.375 360 8
0 0.375 34474 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 195200 1240.333333 360 0 0 0.375 33032 Single Family No MI 1003780-0000309159 1.875 1 First Lien 60 N 20351201 AFL2 285600 1814.75 360 0 0 0.375 30306 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 175920 1062.85 360 0 0 0.375 99218 Single Family No MI 1.875 1 First Lien 60 N 20360101 AFL2 302640 2017.6 360 0 0 0.375 30518 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360101 AFL2 56000 373.3333333 360 0 0 0.375 33617 Condominium No MI 1003780-0000311328 1.875 1 First Lien 60 N 20360201 AFL2 113200 790.0416667 360 0 0 0.375 28265 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20360301 AFL2 156000 877.5 360 0 0 0.375 80017 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 219680 1441.65 360 0 0 0.375 84116 2-4 Family No MI 100099000000000000 5.125 1 First Lien 60 N 20360301 AFL2 85600 499.3333333 360 0 0 0.375 93204 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 AFL2 236368 1280.326667 360 0 0 0.375 92243 Single Family No MI 100034000000000000 1.875 1 First Lien 24 N 20360301 AFL2 112000 746.6666667 360 0 0 0.375 30316 Single Family No MI 2 1 First Lien 60 N 20360201 AFL2 240000 1475 360 0 0 0.375 34986 PUD No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 140000 787.5 360 0 0 0.375 27713 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360201 AFL2 1495000 8565.104167 360 0 0 0.375 95065 Single Family No MI 100161000000000000 1.875 1 First Lien 60 N 20360301 AFL2 53666.62 408.16 360 0 0 0.375 40211 Single Family No MI 010040400000000000 1.875 1 First Lien 60 N 20360301 AFL2 74353.76 565.49 360 0 0 0.375 40212 Single Family No MI 010040400000000000 1.875 1 First Lien 60 N 20360301 AFL2 50968.3 387.64 360 0 0 0.375
8.375 LOUISVILLE 51000 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 8.375 SPRINGFIELD 149600 20060401 2.25 20110301 N 0 No_PP GROUP II G02 358 6.5 ORCUTT 290400 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7.125 MURRAY 98800 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.75 Bend 198750 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 358 6.5 POMONA 316000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 6.25 Chandler 154700 20060401 2.25 20090301 Y 120 Prepay GROUP I G01 359 8.125 Galloway 132800 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 8.125 NORTH LAS VEGAS 168372 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.375 GLENDALE 126000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.375 Saint Paul 130000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 Lake Worth 437520 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.75 Thornton 135000 20060401 2.25 20110301 Y 60 Prepay GROUP II G02 359 7.25 Las Vegas 208000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.25 Henderson 244000 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 359 7.625 Las Vegas 438400 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.25 ATL 1125000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 Phoenix
KY 78.46 13.375 360 8 MA 80.00 14.375 360 6.125 CA 80.00 11.5 360 6.75 UT 80.00 12.125 360 7.375 OR 75.00 12.75 360 6.125 CA 80.00 11.5 360 5.875 AZ 70.00 12.25 360 7.75 NJ 80.00 13.125 360 7.75 NV 80.00 13.125 360 8 AZ 75.00 13.375 360 7 MN 65.00 12.375 360 7.375 FL 80.00 12.75 360 7.375 CO 75.00 12.75 360 6.875 NV 80.00 12.25 360 6.875 NV 80.00 12.25 360 7.25 NV 80.00 12.625 360 7.875 GA 75.00 13.25 360 7.5 AZ
40210 No MI 1.875 60 149507.01 0 0 1104 No MI 1.875 60 290400 0 0 93455 No MI 1.875 60 98800 0 0 84107 No MI 1.875 60 198750 0 0 97701 No MI 1.875 60 316000 0 0 91768 No MI 1.875 60 154700 0 0 85224 No MI 1.875 36 132713.13 0 0 8205 No MI 1.875 60 168372 0 0 89084 No MI 1.875 60 126000 0 0 85303 No MI 1.875 60 130000 0 0 55106 No MI 1.875 60 437520 0 0 33467 No MI 1.875 60 135000 0 0 80229 No MI 1.875 60 208000 0 0 89131 No MI 1.875 60 244000 0 0 89074 No MI 1.875 60 438400 0 0 89149 No MI 1.875 60 1125000 0 0 30331 No MI 1.875 60 176000 0 0 85027
Single Family 100404000000000000 First Lien N 20360301 AFL2 1137.07 360 0.375 2-4 Family 100095000000000000 2 First Lien N 20360301 AFL2 1573 360 0.375 Condominium 100074000000000000 1 First Lien N 20360201 AFL2 586.625 360 0.375 Condominium 133361000000000000 1 First Lien N 20360301 AFL2 1283.59375 360 0.375 Single Family 100114000000000000 1 First Lien N 20360301 AFL2 1711.666667 360 0.375 Single Family 100074000000000000 1 First Lien N 20360201 AFL2 805.7291667 360 0.375 Single Family 100170000000000000 1 First Lien N 20360301 AFL2 986.04 360 0.375 Condominium 100234000000000000 1 First Lien N 20360301 AFL2 1140.01875 360 0.375 Condominium 100057000000000000 1 First Lien N 20360301 AFL2 879.375 360 0.375 Single Family 100199000000000000 1 First Lien N 20360301 AFL2 798.9583333 360 0.375 2-4 Family 100017000000000000 1 First Lien N 20360301 AFL2 2825.65 360 0.375 Single Family 1 N 1 First Lien 20360301 AFL2 871.875 360 0.375 Single Family 100185000000000000 1 First Lien 20360301 AFL2 1256.666667 360 0.375 Single Family 100096000000000000 1 First Lien 20360301 AFL2 1474.166667 360 0.375 PUD 100096000000000000 1 First Lien 20360301 AFL2 2785.666667 360 0.375 PUD 100096000000000000 1 First Lien 20360301 AFL2 7734.375 360 0.375 Single Family 100087000000000000 1 First Lien 20360301 AFL2 1155 360 0.375 Single Family N
176000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.125 Garfield 304000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.125 ASHBURN 291680 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 6.625 Mammoth Lakes 203000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 356 8.125 Southgate 120400 20060101 2.25 20101201 N 0 Prepay GROUP I G01 358 8 Brandon 150400 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 6.25 MESA 392000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 7.875 LOUISVILLE 138800 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.375 LAS VEGAS 211600 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.25 LAS VEGAS 176000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 360 7.25 ANTHEM 273468 20060501 2.25 20110401 Y 120 No_PP GROUP II G02 360 8.125 ORLANDO 307143 20060501 2.25 20110401 Y 120 No_PP GROUP II G02 360 7.5 LAS VEGAS 285116 20060501 2.25 20110401 Y 120 No_PP GROUP II G02 359 7.125 LAS VEGAS 196800 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6.875 Port Saint Lucie 216430 20060401 2.75 20110301 Y 120 Prepay GROUP II G03 359 7.375 Sterling 538050 20060401 2.75 20110301 Y 120 No_PP GROUP II G01 358 6.625 Westerly 290000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 8.125 Greenbay 75040 20060401
80.00 12.875 360 6.75 NJ 80.00 12.125 360 5.75 VA 63.87 11.125 360 6.25 CA 70.00 11.625 360 7.75 MI 78.18 13.125 360 7.625 FL 80.00 13 360 5.875 AZ 80.00 12.25 360 7.5 KY 80.00 12.875 360 7 NV 79.99 12.375 360 6.875 NV 80.00 12.25 360 6.875 AZ 80.00 12.25 360 7.75 FL 90.00 13.125 360 7.125 NV 80.00 12.5 360 6.75 NV 75.00 12.125 360 6.5 FL 80.00 11.875 360 7 VA 79.99 13.375 360 6.25 RI 73.42 12.625 360 7.75 WI 80.00
No MI 100095000000000000 1.875 1 First Lien 60 N 20360301 AFL2 304000 1805 360 0 0 0.375 7026 2-4 Family No MI 010003500000000000 1.875 1 First Lien 60 N 20360301 AFL2 291680 1488.783333 360 0 0 0.375 20147 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 203000 1120.729167 360 0 0 0.375 93546 Condominium No MI 100022000000000000 1.875 1 First Lien 60 N 20360201 AFL2 120081.75 893.97 360 0 0 0.375 48195 Single Family No MI 100266000000000000 1.875 1 First Lien 60 N 20351201 AFL2 150400 1002.666667 360 0 0 0.375 33511 Single Family No MI 1.875 1 First Lien 60 N 20360201 AFL2 392000 2041.666667 360 0 0 0.375 85212 PUD No MI 100420000000000000 1.875 2 First Lien 60 N 20360201 AFL2 138799.88 910.8742125 360 0 0 0.375 40241 Single Family No MI 100331000000000000 1.875 1 First Lien 60 N 20360301 AFL2 211600 1300.458333 360 0 0 0.375 89129 PUD No MI 100183000000000000 1.875 1 First Lien 60 N 20360301 AFL2 176000 1063.333333 360 0 0 0.375 89110 Single Family No MI 100183000000000000 1.875 1 First Lien 60 N 20360301 AFL2 273468 1652.2025 360 0 0 0.375 85086 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360401 AFL2 307143 2079.614063 360 0 0 0.375 32828 PUD GE Capital MI 100057000000000000 1.875 1 First Lien 60 N 20360401 AFL2 285116 1781.975 360 0 0 0.375 89131 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360401 AFL2 196800 1168.5 360 0 0 0.375 89139 PUD No MI 100087000000000000 1.875 1 First Lien 60 N 20360301 AFL2 216430 1239.963542 360 0 0 0.375 34953 PUD No MI 100016000000000000 1.875 1 First Lien 60 N 20360301 AFL2 538050 3306.765625 360 0 0 0.375 20166 PUD No MI 100016000000000000 2.375 2 First Lien 60 N 20360301 AFL2 290000 1601.041667 360 0 0 0.375 2891 Condominium No MI 100016000000000000 2.375 2 First Lien 60 N 20360201 AFL2 74990.91 557.17 360 0 0 0.375 54302 2-4 Family No MI 100221000000000000
2.25 N GROUP II
20110301 No_PP G02
13.125 360 6 FL 80.00 12.375 360 6.25 CA 80.00 11.625 360 5.625 GA 79.99 11 360 7.125 GA 80.00 13.5 360 5.875 MA 62.67 12.25 360 5.375 CA 80.00 11.75 360 4.75 MA 75.00 11.125 360 5 WA 80.00 11.375 360 7.125 GA 79.98 13.5 360 7.125 GA 79.39 13.5 360 5.5 FL 73.53 11.875 360 6.25 FL 70.00 12.625 360 6.875 CA 80.00 12.25 360 6.875 GA 70.00 12.25 360 8 GA 80.00 13.375 360 6.875 FL 80.00 12.25 360 7.375 IN 80.00 12.75 0
1.875 60 248000
359 6.375 Palm Beach Gardens 248000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 6.625 IMPERIAL BEACH 380000 20060401 2.375 20080301 Y 120 No_PP GROUP II G02 360 6 Richmond Hill 173100 20060501 2.25 20110401 Y 120 No_PP GROUP I G01 352 7.5 DECATUR 150400 20050901 2.75 20070801 Y 120 No_PP GROUP I G01 353 6.25 WORCESTER 282000 20051001 2.75 20070901 Y 120 No_PP GROUP I G01 353 5.75 SAN DIEGO 352000 20051001 2.75 20100901 Y 120 No_PP GROUP I G01 353 5.125 WORCESTER 148500 20051001 2.75 20070901 N 0 No_PP GROUP I G01 354 5.375 KENT 286400 20051101 2.75 20071001 Y 120 No_PP GROUP I G01 354 7.5 BUFORD 179550 20051101 2.75 20071001 Y 120 No_PP GROUP I G01 354 7.5 BROKLET 131000 20051101 2.75 20071001 Y 120 No_PP GROUP I G01 355 5.875 PENSACOLA 125000 20051201 2.75 20071101 N 0 No_PP GROUP I G01 351 6.625 LAKELAND 93800 20050801 3 20070701 N 0 No_PP GROUP II G02 359 7.25 TURLOCK 284800 20060401 2.25 20110301 Y 60 Prepay GROUP II G02 359 7.25 GRAYSON 94500 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 8.375 COVINGTON 223920 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 7.25 HOMESTEAD 144000 20060401 2.25 20110301 Y 60 Prepay GROUP II G02 360 7.75 INDIANAPOLIS 60000 20060501 2.25 20110401
0 33418 No MI 1.875 60 N 380000 0 0 91932 No MI 1.875 24 N 173100 0 0 31324 PUD No MI 100031000000000000 2 1 First Lien 60 N 20360401 AFL2 150400 940 360 0 0 0.375 30032 Single Family No MI 100030000000000000 1.875 2 First Lien 24 N 20350801 ALT1 282000 1468.75 360 0 0 0.375 1604 Single Family No MI 100030000000000000 2.375 2 First Lien 24 N 20350901 ALT1 351999.7 1686.665229 360 0 0 0.375 92110 Single Family No MI 100030000000000000 2.375 2 First Lien 60 N 20350901 ALT1 147263.86 808.56 360 0 0 0.375 1603 2-4 Family No MI 100030000000000000 2.375 2 First Lien 24 N 20350901 ALT1 286400 1282.833333 360 0 0 0.375 98042 Single Family No MI 100030000000000000 2.375 2 First Lien 24 N 20351001 ALT1 179550 1122.1875 360 0 0 0.375 30519 PUD No MI 100030000000000000 2.375 2 First Lien 24 N 20351001 ALT1 131000 818.75 360 0 0 0.375 30458 Single Family No MI 100030000000000000 2.375 2 First Lien 24 N 20351001 ALT1 124356.54 739.42 360 0 0 0.375 32514 PUD No MI 100030000000000000 2.375 2 First Lien 24 N 20351101 ALT1 93038.53 600.61 360 0 0 0.375 33811 Single Family No MI 100030000000000000 2.375 1 First Lien 24 N 20350701 ALT1 284800 1720.666667 360 0 0 0.375 95382 Single Family No MI 100378000000000000 2.625 1 First Lien 60 N 20360301 AFL2 94500 570.9375 360 0 0 0.375 30017 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360301 AFL2 223780.82 1701.95 360 0 0 0.375 30014 Single Family No MI 100378000000000000 1.875 1 First Lien 60 N 20360301 AFL2 144000 870 360 0 0 0.375 33030 Single Family No MI 1003780-0000313650 1.875 1 First Lien 60 N 20360301 AFL2 60000 429.85 360 0 0 0.375 46222 Single Family No MI 100378000000000000 1.875 1 First Lien
First Lien 20360301 AFL2 1317.5 360 0.375 Condominium 100016000000000000 2 First Lien 20360301 AFL2 2097.916667 360 0.375 Condominium 100074000000000000 1 First Lien 20360301 AFL2 865.5 360 0.375
0 GROUP II 360 7 HUDSON 200800 2.25 Y 60 GROUP II 360 7.5 STONE MOUNTAIN 144750 2.25 N 0 GROUP I 359 8.125 MIAMI 207992 2.25 N 0 GROUP II 360 7.5 OCALA 169800 2.25 N 0 GROUP I 359 8.375 HOUSTON 100000 2.25 N 0 GROUP I 359 8.375 SHEFFIELD 141600 2.25 N 0 GROUP I 358 8.375 MIAMI 171499 2.25 Y 60 GROUP I 359 8.375 MIAMI 210000 2.25 Y 120 GROUP II 359 7 PHOENIX 140000 2.25 Y 60 GROUP II 357 6.625 North Beach 383000 2.25 Y 60 GROUP II 356 6.5 Peyton 143751 2.25 Y 120 GROUP II 357 7.375 PORTERVILLE 118000 2.25 Y 60 GROUP I 352 6.375 ARLINGTON 141600 2.375 N 0 GROUP II 357 7.5 Glenn Heights 87232 2.25 N 0 GROUP II 358 6.625 Lynn 188000 2.25 Y 120 GROUP II 356 6 LINCOLN 512412 2.25 Y 120 GROUP II 357 6.375 BRENTWOOD 443120 2.25 Y 120
No_PP G02
360 6.625 CO 0 12 360 7.125 GA
60 200800 0 80642 No MI 1.875 60 144750 0 0 30083 No MI 1.875 60 207855.95 0 0 33015 No MI 1.875 60 169800 0 0 34473 No MI 1.875 60 99937.85 0 0 77007 No MI 1.875 60 141511.99 0 0 35660 No MI 1.875 60 171499 0 0 33186 No MI 1.875 60 210000 0 0 33186 No MI 1.875 60 140000 0 0 85043 No MI 1.875 60 382997.95 0 0 20714 No MI 1.875 60 143751 0 0 80831 No MI 1.875 60 118000 0 0 93257 No MI 1.875 60 140531.08 0 0 2474 No MI 1.875 24 87036.57 0 0 75154 No MI 2 60 188000 0 0 1904 No MI 1.875 60 412412 0 0 95648 No MI 1.875 120 443120 0 0 94513 No MI 1.875 60
20060501 20110401 Prepay G02 20060501 20110401 No_PP G01 20060401 20110301 No_PP G02 20060501 20110401 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060322 20110222 No_PP G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G01 20060201 20110101 Prepay G01 20060101 20101201 Prepay G01 20060201 20110101 Prepay G01 20050901 20070801 No_PP G01 20060201 20110101 Prepay G02 20060301 20110201 No_PP G04 20060101 20151201 No_PP G03 20060201 20110101 No_PP
80.00
75.00 12.5 360 7.75 FL 80.00 13.125 360 7.125 FL 66.59 12.5 360 8 TX 80.00 13.375 360 8 AL 80.00 13.375 360 8 FL 68.60 13.375 360 8 FL 75.00 13.375 360 6.625 AZ 80.00 12 360 6.25 MD 75.99 11.625 360 6.125 CO 70.00 11.5 360 7 CA 80.00 12.375 360 6 MA 80.00 11.375 360 7.125 TX 80.00 12.5 360 6.25 MA 80.00 11.625 360 5.625 CA 80.00 11 360 6 CA 80.00 11.375 360
20360401 AFL2 1171.333333 360 0.375 Single Family 1003780-0000313721 1 First Lien N 20360401 AFL2 1012.11 360 0.375 Single Family 100378000000000000 1 First Lien N 20360401 AFL2 1544.33 360 0.375 Condominium 100378000000000000 1 First Lien N 20360301 AFL2 1187.27 360 0.375 Single Family 100378000000000000 1 First Lien N 20360401 AFL2 760.07 360 0.375 Single Family 100378000000000000 1 First Lien N 20360301 AFL2 1076.26 360 0.375 2-4 Family 100378000000000000 1 First Lien N 20360301 AFL2 1196.920104 360 0.375 PUD 100378000000000000 1 First Lien N 20360222 AFL2 1465.625 360 0.375 PUD 100378000000000000 1 First Lien N 20360301 AFL2 816.6666667 360 0.375 Single Family 100378000000000000 1 First Lien N 20360301 AFL2 2114.467849 360 0.375 Single Family 100022000000000000 2 First Lien N 20360101 AFL2 778.65125 360 0.375 PUD 100059000000000000 1 First Lien N 20351201 AFL2 725.2083333 360 0.375 Condominium 100199000000000000 1 First Lien N 20360101 AFL2 883.4 360 0.375 Condominium 100103000000000000 1 First Lien N 20350801 AFL2 609.94 360 0.375 PUD 100404000000000000 1 First Lien N 20360101 AFL2 1037.916667 360 0.375 Single Family 100210000000000000 1 First Lien N 20360201 AFL2 2062.06 360 0.375 PUD 100057000000000000 1 First Lien N 20351201 AFL2 2354.075 360 0.375 PUD 100057000000000000 1 First Lien N 20360101 AFL2
GROUP I 358 8.125 Houston 160000 2.25 Y 60 GROUP I 358 8.125 Roosevelt 224000 2.25 N 0 GROUP I 357 8.125 FREDERICK 397944 2.25 Y 120 GROUP II 356 6.625 Cumming 215500 2.25 Y 120 GROUP II 358 7.25 Albuquerque 144952 2.25 Y 120 GROUP I 356 8.125 SPRING HILL 94400 2.25 Y 120 GROUP II 358 6.875 Phoenix 108120 2.25 Y 120 GROUP II 357 7.625 Baltimore 150000 2.25 Y 120 GROUP II 357 6.375 Santa Cruz 280000 2.25 Y 120 GROUP I 357 7.875 Laveen 168192 2.25 Y 120 GROUP I 357 7.875 Orlando 168864 2.25 Y 120 GROUP I 358 7.875 Albuquerque 158692 2.25 Y 120 GROUP I 355 7.75 San Antonio 55080 2.25 Y 120 GROUP I 356 6 Westerville 156991 2.375 Y 60 GROUP II 355 6.25 Manteca 296000 5.75 Y 120 GROUP I 356 8.95 Land O Lakes 178969 2.375 N 0 GROUP I 356 8.625 Detroit 74400 2.375 N 0 GROUP I
G01 7.75 TX 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060201 20110101 No_PP G02 20060101 20101201 No_PP G01 20060301 20110201 No_PP G01 20060101 20101201 No_PP G02 20060301 20110201 Prepay G01 20060202 20110102 No_PP G04 20060201 20160101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20051201 20101101 No_PP G01 20060101 20071201 Prepay G01 20051201 20101101 Prepay G01 20060101 20071201 No_PP G01 20060101 20071201 No_PP G01 80.00 13.125 360 7.75 NY 80.00 13.125 360 7.75 MD 80.00 13.125 360 6.25 GA 80.00 11.625 360 6.875 NM 80.00 12.25 360 7.75 FL 80.00 13.125 360 6.5 AZ 80.00 11.875 360 7.25 MD 65.36 12.625 360 6 CA 56.57 11.375 360 7.5 AZ 80.00 12.875 360 7.5 FL 80.00 12.875 360 7.5 NM 80.00 12.875 360 7.375 TX 80.00 12.75 360 5.625 OH 80.00 11 360 5.875 CA 80.00 11.25 360 8.575 FL 80.00 13.95 360 8.25 MI 80.00 13.625 360
1083.333333 360 0 0.375 77061 PUD No MI 100425000000000000 1.875 1 First Lien 60 N 20360201 AFL2 223705.94 1663.2 360 0 0 0.375 11575 Single Family No MI 100284000000000000 1.875 1 First Lien 60 N 20360201 AFL2 397944 2694.4125 360 0 0 0.375 21704 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360101 AFL2 215428.46 1189.344623 360 0 0 0.375 30040 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20351201 AFL2 144952 875.7516667 360 0 0 0.375 87114 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 94400 639.1666667 360 0 0 0.375 34606 Single Family No MI 100022000000000000 1.875 1 First Lien 60 N 20351201 AFL2 108120 619.4375 360 0 0 0.375 85014 Condominium No MI 100414000000000000 1.875 1 First Lien 60 N 20360201 AFL2 150000 953.125 360 0 0 0.375 21223 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360102 AFL2 280000 1487.5 360 0 0 0.375 95062 Condominium No MI 100063000000000000 1.875 1 First Lien 120 N 20360101 AFL2 168192 1103.76 360 0 0 0.375 85339 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 168864 1108.17 360 0 0 0.375 32835 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 158692 1041.41625 360 0 0 0.375 87114 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 55079.99 355.7249354 360 0 0 0.375 78221 Single Family No MI 100099000000000000 1.875 1 First Lien 60 N 20351101 AFL2 156991 784.955 360 0 0 0.375 43081 PUD No MI 100022000000000000 1.875 1 First Lien 24 N 20351201 AFL2 296000 1541.666667 360 0 0 0.375 95336 Single Family No MI 100147000000000000 2 1 First Lien 60 N 20351101 AFL2 178544.06 1433.59 360 0 0 0.375 34638 PUD No MI 5.375 1 First Lien 24 N 20351201 AFL2 74222.4 578.67 360 0 0 0.375 48206 2-4 Family No MI 100266000000000000 2 1 First Lien 24 N 20351201 AFL2 130320 882.375 360 0
160000
359 8.125 Ocala 130320 2.25 Y 120 GROUP I 358 8.125 SOCORRO 69825 2.25 Y 120 GROUP II 358 7.5 Gambrills 489520 2.25 Y 120 GROUP II 358 6.875 KILLEEN 127200 2.25 N 0 GROUP I 358 7.875 TUCSON 127920 2.25 Y 120 GROUP II 357 7.125 Overgaard 107910 2.25 Y 120 GROUP I 355 7.5 Clermont 169000 3.125 Y 120 GROUP I 356 7.75 Camp Point 92000 2.25 N 0 GROUP II 357 6.375 SANFORD 156264 2.25 Y 120 GROUP I 356 8.75 Miami 1500000 2.375 Y 120 GROUP II 356 7 Lakewood 309600 2.25 Y 120 GROUP II 357 7.625 New Brunswick 216000 2.25 Y 120 GROUP I 358 8.125 PHOENIX 301500 2.25 Y 120 GROUP II 357 7.5 LATHROP 504360 2.25 Y 120 GROUP II 357 7.5 ROUND LAKE 147692 2.25 Y 120 GROUP II 358 7.5 RICHMOND 130550 2.25 Y 120 GROUP I 355 6.27 Bluffton 100000 2.375 N 0 GROUP II 356
7.75 FL 20060401 20110301 No_PP G01 20060301 20110201 Prepay G03 20060301 20110201 Prepay G02 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060201 20110101 No_PP G01 20051201 20060501 No_PP G01 20060101 20101201 No_PP G04 20060201 20160101 No_PP G01 20060101 20071201 Prepay G04 20060101 20151201 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 Prepay G03 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20051201 20071101 No_PP G01 80.00 360 13.125
0 2
75.00 360
80.00 360
80.00 360
80.00 360
90.00 360
75.00 360
80.00 360
80.00 360
75.00 360
80.00 360
80.00 360
75.00 360
80.00 360
80.00 360
79.73 360
55.56 360
10026560000440393First Lien 60 N 20360301 AFL2 69825 472.7734375 360 7.75 0 0 0.375 TX 79927 Single Family No MI 100199000000000000 13.125 1.875 1 First Lien 60 N 20360201 AFL2 489520 3059.5 360 7.125 0 0 0.375 MD 21054 Townhouse No MI 100238000000000000 12.5 1.875 1 First Lien 60 N 20360201 AFL2 126985.67 835.61 360 6.5 0 0 0.375 TX 76542 Single Family No MI 100293000000000000 11.875 1.875 1 First Lien 60 N 20360201 AFL2 127920 839.475 360 7.5 0 0 0.375 AZ 85706 Single Family No MI 100414000000000000 12.875 1.875 1 First Lien 60 N 20360201 AFL2 107910 640.715625 360 6.75 0 0 0.375 AZ 85933 Condominium Mortgage Guaranty In 100047000000000000 12.125 1.875 1 First Lien 60 N 20360101 AFL2 168873.7 1055.460625 360 7.125 0 0 0.375 FL 34711 Single Family No MI 100017000000000000 19.5 1.875 0 First Lien 6 N 20351101 AFL2 91737.74 659.1 360 7.375 0 0 0.375 IL 62320 Single Family No MI 100404000000000000 12.75 2.75 1 First Lien 60 N 20351201 AFL2 156264 830.1525 360 6 0 0 0.375 FL 32771 PUD No MI 11.375 2 1 First Lien 120 N 20360101 AFL2 1500000 10937.5 360 8.375 0 0 0.375 FL 33139 Condominium No MI 100256000000000000 13.75 1.875 1 First Lien 24 N 20351201 AFL2 309600 1806 360 6.625 0 0 0.375 CA 90715 Condominium No MI 12 2 1 First Lien 120 N 20351201 AFL2 216000 1372.5 360 7.25 0 0 0.375 NJ 8901 2-4 Family No MI 100070000000000000 12.625 1.875 1 First Lien 60 N 20360101 AFL2 301500 2041.40625 360 7.75 0 0 0.375 AZ 85044 Single Family No MI 100414000000000000 13.125 1.875 1 First Lien 60 N 20360201 AFL2 504360 3152.25 360 7.125 0 0 0.375 CA 95330 Single Family No MI 100057000000000000 12.5 1.875 1 First Lien 60 N 20360101 AFL2 147692 923.075 360 7.125 0 0 0.375 IL 60073 Condominium No MI 100057000000000000 12.5 1.875 1 First Lien 60 N 20360101 AFL2 130550 815.9375 360 7.125 0 0 0.375 TX 77469 PUD No MI 100057000000000000 12.5 1.875 1 First Lien 60 N 20360201 AFL2 99522.44 617.02 360 5.895 0 0 0.375 SC 29909 PUD No MI 100149000000000000 12.27 1.875 1 First Lien 24 N 20351101 AFL2 367423.88 2296.39925 360 7.125 0 0 0.375 1
0 34472 No MI
7.5 Loxahatchee 367500 20060101 2.25 20101201 Y 120 Prepay GROUP II G02 358 7.5 HYATTSVILLE 239920 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 360 8.375 Newark 320000 20060501 2.25 20110401 Y 120 No_PP GROUP I G01 359 7.75 MOUNT HOREB 148000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.375 Westminster 460000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.375 Westminster 459920 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.25 FISHERVILLE 288000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8 Port Charlotte 279200 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 MIAMI 492000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.75 Annapolis 189500 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.25 Waynesboro 290650 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.375 ATLANTA 56000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.75 Rancho Cucamonga 520000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.875 Rialto 243750 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7 Las Vegas 189600 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6.75 Las Vegas 192000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.375 PORTSMOUTH 94640 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 7.75 QUEEN CREEK
FL 75.00 12.5 360 7.125 MD 80.00 12.5 360 8 NJ 80.00 13.375 360 7.375 WI 80.00 12.75 360 8 CA 80.00 13.375 360 8 CA 80.00 13.375 360 6.875 KY 78.69 12.25 360 7.625 FL 80.00 13 360 7.375 FL 80.00 13.75 360 6.375 MD 51.63 11.75 360 6.875 PA 80.00 12.25 360 7 GA 80.00 12.375 360 7.375 CA 80.00 12.75 360 7.5 CA 75.00 12.875 360 6.625 NV 80.00 12 360 6.375 NV 59.08 11.75 360 8 VA 80.00 13.375 360 7.375 AZ 0
33470 No MI 2 60 239920 0 20784 No MI 1.875 60 320000 0 0 7107 No MI 1.875 60 148000 0 0 53572 No MI 1.875 60 460000 0 0 92683 No MI 1.875 60 459920 0 0 92683 No MI 1.875 60 288000 0 0 40023 No MI 1.875 60 279200 0 0 33952 No MI 1.875 60 492000 0 0 33131 No MI 1.875 60 189500 0 0 21409 No MI 1.875 60 290650 0 0 17268 No MI 1.875 60 56000 0 0 30310 No MI 1.875 60 520000 0 0 91701 No MI 1.875 60 243750 0 0 92376 No MI 1.875 60 189600 0 0 89156 No MI 1.875 60 192000 0 0 89128 No MI 1.875 60 94581.18 0 0 23704 No MI 1.875 60 143600 0 0 85242
Single Family 100238000000000000 First Lien N 20351201 AFL2 1499.5 360 0.375 Single Family 100213000000000000 1 First Lien N 20360201 AFL2 2233.333333 360 0.375 2-4 Family 100234000000000000 1 First Lien N 20360401 AFL2 955.8333333 360 0.375 Single Family 100194000000000000 1 First Lien N 20360301 AFL2 3210.416667 360 0.375 Single Family 1001991-0511003260 1 First Lien N 20360301 AFL2 3209.858333 360 0.375 Single Family 1001991-0511003284 1 First Lien N 20360301 AFL2 1740 360 0.375 Single Family 100331000000000000 1 First Lien N 20360301 AFL2 1861.333333 360 0.375 Single Family 100009000000000000 1 First Lien N 20360301 AFL2 3177.5 360 0.375 Condominium 100087000000000000 2 First Lien N 20360301 AFL2 1065.9375 360 0.375 PUD 100213000000000000 1 First Lien N 20360301 AFL2 1756.010417 360 0.375 Single Family 100031000000000000 1 First Lien N 20360301 AFL2 344.1666667 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2 3358.333333 360 0.375 Single Family 1001023-7359534419 1 First Lien N 20360301 AFL2 1599.609375 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 AFL2 1106 360 0.375 Single Family 100195000000000000 1 First Lien N 20360301 AFL2 1080 360 0.375 Single Family 100195000000000000 1 First Lien N 20360301 AFL2 719.33 360 0.375 2-4 Family 100199000000000000 1 First Lien N 20360301 AFL2 927.4166667 360 0.375 PUD 1 N
143600 2.25 Y 120 GROUP II 359 7.125 ELK RIVER 134400 2.25 Y 120 GROUP II 359 7.375 BROOKLYN 84000 2.25 Y 120 GROUP I 359 7.75 CHASKA 248000 2.25 Y 120 GROUP II 359 7.5 Waldorf 468100 2.25 Y 120 GROUP I 359 8.375 MITCHELLVILLE 650000 2.25 Y 120 GROUP II 359 7.375 Winter Garden 328000 2.25 Y 120 GROUP I 359 8.375 PAIA 624000 2.25 Y 120 GROUP I 359 7.875 Indianapolis 292000 2.25 Y 60 GROUP II 359 7.375 Houston 73600 2.25 N 0 GROUP II 359 7.5 Lancaster 245000 2.25 Y 120 GROUP I 359 8.375 HOUSTON 76000 2.25 N 0 GROUP II 360 7.125 ANTHEM 283755 2.25 Y 120 GROUP I 359 7.875 PHOENIX 271571 2.25 Y 120 GROUP I 359 7.75 KANSAS CITY 104184 2.25 Y 120 GROUP I 359 8 INDIO 223920 2.25 Y 120 GROUP II 359 7.5 San Jacinto 278950 2.25 Y 60 GROUP I 359 8.375 Aurora 188000
20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G03 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060501 20110401 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401
79.99 12.75 360 6.75 MN 80.00 12.125 360 7 MD 80.00 12.375 360 7.375 MN 80.00 12.75 360 7.125 MD 79.99 12.5 360 8 MD 79.47 14.375 360 7 FL 80.00 12.375 360 8 HI 80.00 13.375 360 7.5 IN 80.00 12.875 360 7 TX 80.00 12.375 360 7.125 CA 70.00 12.5 360 8 TX 80.00 13.375 360 6.75 AZ 80.00 12.125 360 7.5 AZ 80.00 12.875 360 7.375 MO 80.00 12.75 360 7.625 CA 80.00 13 360 7.125 CA 79.99 12.5 360 8 CO 80.00
No MI 100071000000000000 1.875 1 First Lien 60 N 20360301 AFL2 134400 798 360 0 0 0.375 55330 Single Family No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 84000 516.25 360 0 0 0.375 21225 Townhouse No MI 100289400000034711.875 1 First Lien 60 N 20360301 AFL2 248000 1601.666667 360 0 0 0.375 55318 PUD No MI 100400000000000000 1.875 1 First Lien 60 N 20360301 AFL2 468100 2925.625 360 0 0 0.375 20603 PUD No MI 100031000000000000 1.875 1 First Lien 60 N 20360301 AFL2 650000 4536.458333 360 0 0 0.375 20721 PUD No MI 100289000000000000 1.875 2 First Lien 60 N 20360301 AFL2 328000 2015.833333 360 0 0 0.375 34787 Single Family No MI 100039000000000000 1.875 1 First Lien 60 N 20360301 AFL2 624000 4355 360 0 0 0.375 96779 PUD No MI 100059000000000000 1.875 1 First Lien 60 N 20360301 AFL2 292000 1916.25 360 0 0 0.375 46208 Single Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360301 AFL2 73543.99 508.34 360 0 0 0.375 77034 Single Family No MI 100101000000000000 1.875 1 First Lien 60 N 20360301 AFL2 245000 1531.25 360 0 0 0.375 93535 2-4 Family No MI 100256000000000000 1.875 1 First Lien 60 N 20360301 AFL2 75952.77 577.65 360 0 0 0.375 77071 PUD No MI 100199000000000000 1.875 1 First Lien 60 N 20360301 AFL2 283755 1684.795313 360 0 0 0.375 85086 Single Family No MI 100057000000000000 1.875 1 First Lien 60 N 20360401 AFL2 271571 1782.184688 360 0 0 0.375 85339 Single Family No MI 010005700000000000 1.875 1 First Lien 60 N 20360301 AFL2 104184 672.855 360 0 0 0.375 64118 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 223920 1492.8 360 0 0 0.375 92203 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 278950 1743.4375 360 0 0 0.375 92582 Single Family No MI 100209000000000000 1.875 1 First Lien 60 N 20360301 AFL2 188000 1312.083333 360 0 0 0.375 80012 Single Family No MI 100266000000000000
2.25 Y
120 GROUP I
20110301 Prepay G01
13.375 360 7.375 TX 80.00 13.75 360 7.375 TX 75.00 12.75 360 5.75 GA 64.98 11.125 360 8 FL 80.00 13.375 360 6.375 NJ 80.00 11.75 360 7.375 CA 80.00 12.75 360 7.375 NV 80.00 12.75 360 7.875 FL 80.00 13.25 360 7 NC 69.99 12.375 360 7.125 GA 80.00 12.5 360 7.5 MN 80.00 12.875 360 6.625 AZ 56.21 12 360 7.125 VA 80.00 12.5 360 7.75 NJ 80.00 13.125 360 7.875 NY 80.00 13.25 360 6.75 FL 80.00 12.125 360 7 CA 80.00 12.375 0 0 0
1.875 60 110102 0 78641 No MI 1.875 60 97500 0 78251 No MI 2.375 60 129000
N PUD N PUD N
358 7.75 Leander 110102 20060301 2.75 20110201 Y 120 Prepay GROUP I G01 359 7.75 San Antonio 97500 20060401 2.25 20110301 Y 60 Prepay GROUP II G01 355 6.125 CUMMING 129000 20051201 2.25 20101101 Y 120 No_PP GROUP I G01 359 8.375 MIAMI 380000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.75 HOWELL TOWNSHIP 304000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 TEMECULA 339200 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 LAS VEGAS 440000 20060401 2.75 20110301 Y 120 Prepay GROUP I G01 359 8.25 LAKELAND 115200 20060401 2.25 20110301 N 0 Prepay GROUP II G02 359 7.375 RALEIGH 87100 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.5 GILLSVILLE 78400 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 7.875 CHASKA 148800 20060401 2.25 20110301 N 0 Prepay GROUP II G01 359 7 PEORIA 163000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.5 NORFOLK 128000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.125 NEWARK 276000 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 8.25 NEW ROCHELLE 672000 20060401 2.25 20110301 N 0 No_PP GROUP II G02 359 7.125 APOPKA 215200 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.375 ADELANTO 255200 20060401 2.25 20110301
1 20360301 711.0754167 0.375 2
First Lien AFL2 360
100016000000000000 First Lien 20360201 AFL2 629.6875 360 0.375 100185000000000000 First Lien 20360301 AFL2 658.4375 360 0.375 1
0 30040 PUD No MI 100032000000000000 1.875 1 First Lien 60 N 20351101 AFL2 380000 2652.083333 360 0 0 0.375 33169 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 304000 1710 360 0 0 0.375 7731 Single Family No MI 100367000000000000 1.875 1 First Lien 60 N 20360301 WALN 339200 2190.666667 360 0 0 0.375 92592 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 440000 2841.666667 360 0 0 0.375 89143 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 115126.54 865.46 360 0 0 0.375 33815 2-4 Family No MI 100386000000000000 2.375 1 First Lien 60 N 20360301 WALN 87100 535.3020833 360 0 0 0.375 27614 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 78341.81 548.19 360 0 0 0.375 30543 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 148697.59 1078.91 360 0 0 0.375 55318 2-4 Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 163000 950.8333333 360 0 0 0.375 85345 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 128000 800 360 0 0 0.375 23508 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 275819.46 2049.29 360 0 0 0.375 7107 2-4 Family No MI 010036700000000000 1.875 1 First Lien 60 N 20360301 WALN 671571.48 5048.52 360 0 0 0.375 10805 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 215200 1277.75 360 0 0 0.375 32703 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 255200 1568.416667 360 0 0 0.375 92301 Single Family No MI 100386000000000000 1.875 1 First Lien
120 GROUP II 359 7.125 GREENSBORO 59475 2.25 Y 120 GROUP I 359 7.875 SCOTTSDALE 360000 2.25 Y 120 GROUP II 359 7.375 ROCKVILLE 340000 2.25 Y 120 GROUP II 359 7.5 PIKESVILLE 258611 2.25 Y 120 GROUP II 359 7 MESA 168000 2.25 Y 120 GROUP II 359 6.5 HERNDON 315100 2.25 Y 120 GROUP II 359 7.375 CAVE CREEK 495200 2.25 Y 120 GROUP II 359 7.375 LEESBURG 327450 2.25 Y 120 GROUP I 359 7.75 ST. JOSEPH 135200 2.25 N 0 GROUP II 359 7.375 BUENA PARK 440000 2.25 Y 120 GROUP I 359 7.875 PHOENIX 104000 2.25 Y 120 GROUP II 359 7.125 WILMINGTON 519200 2.25 Y 120 GROUP II 359 7.5 AVONDALE 294101 2.25 Y 120 GROUP I 359 7.875 STEPHENS CITY 216000 2.25 N 0 GROUP II 359 6.375 MANASSAS 299000 2.25 Y 120 GROUP II 359 7.375 WOODBRIDGE 288000 2.25 Y 120 GROUP II 359 6.875 EVERSON 151200 2.25 Y 120
Prepay G02
360 6.75 NC
20060401 20110301 No_PP G01 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 Prepay G02 20060401 20110301 No_PP G03 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G03 20060401 20110301 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G02 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G02 20060401 20110301 No_PP
65.00 12.125 360 7.5 AZ 80.00 12.875 360 7 MD 80.00 12.375 360 7.125 MD 70.00 12.5 360 6.625 AZ 80.00 12 360 6.125 VA 79.98 11.5 360 7 AZ 79.87 12.375 360 7 VA 79.99 12.375 360 7.375 MO 80.00 12.75 360 7 CA 80.00 12.375 360 7.5 AZ 80.00 12.875 360 6.75 CA 80.00 12.125 360 7.125 AZ 80.00 12.5 360 7.5 VA 80.00 12.875 360 6 VA 63.89 11.375 360 7 VA 80.00 12.375 360 6.5 WA 80.00 11.875 360
N 20360301 WALN 353.1328125 360 0 0.375 27401 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 360000 2362.5 360 0 0 0.375 85260 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 340000 2089.583333 360 0 0 0.375 20851 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 258611 1616.31875 360 0 0 0.375 21208 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 168000 980 360 0 0 0.375 85201 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 315100 1706.791667 360 0 0 0.375 20171 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 495200 3043.416667 360 0 0 0.375 85331 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 327450 2012.453125 360 0 0 0.375 20176 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 135104.58 968.59 360 0 0 0.375 64501 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 440000 2704.166667 360 0 0 0.375 90620 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 104000 682.5 360 0 0 0.375 85027 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 519200 3082.75 360 0 0 0.375 90744 2-4 Family No MI 1.875 1 First Lien 60 N 20360301 WALN 294101 1838.13125 360 0 0 0.375 85323 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 215851.35 1566.15 360 0 0 0.375 22655 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 299000 1588.4375 360 0 0 0.375 20111 Single Family No MI 1.875 1 First Lien 60 N 20360301 WALN 288000 1770 360 0 0 0.375 22193 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 151200 866.25 360 0 0 0.375 98247 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 59475 0
60
GROUP I G01 359 7.875 GLENDALE 165000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.875 STERLING 259200 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.625 RALEIGH 118868 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 6.875 Manassas 324000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.75 SAN CLEMENTE 400000 20060401 2.25 20110301 Y 120 No_PP GROUP II G03 359 6.375 LAS VEGAS 479000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.875 BALTIMORE 80000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.75 ASHBURN 343920 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.5 NORTH WILDWOOD 417000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 WINCHESTER 278400 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.375 PHOENIX 520000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.375 CHANDLER 322400 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.85 CAMBRIDGE 132800 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 359 7.375 CORONA 654850 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.375 ATLANTIC HIGHLANDS 284000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.375 GLENDALE 183920 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 6.25 MANASSAS 250000 20060401 2.25 20090301 Y 120 Prepay GROUP I G01
165000 7.5 AZ 75.00 12.875 360 6.5 VA 80.00 11.875 360 7.25 NC 80.00 12.625 360 6.5 VA 80.00 11.875 360 6.375 CA 40.00 11.75 360 6 NV 79.85 11.375 360 6.5 MD 69.57 11.875 360 6.375 VA 80.00 11.75 360 7.125 NJ 78.53 12.5 360 7.375 VA 80.00 12.75 360 8 AZ 80.00 13.375 360 7 AZ 80.00 12.375 360 6.475 MN 80.00 11.85 360 7 CA 79.99 12.375 360 7 NJ 74.74 12.375 360 7 AZ 80.00 12.375 360 5.875 VA 53.19 12.25 360 0 85308 No MI 1.875 60 259200 0 0 20165 No MI 1.875 60 118781.96 0 0 27616 No MI 1.875 60 324000 0 0 20109 No MI 1.875 60 400000 0 0 92672 No MI 1.875 60 479000 0 0 89117 No MI 1.875 60 80000 0 0 21224 No MI 1.875 60 343920 0 0 20147 No MI 1.875 60 417000 0 0 8260 No MI 1.875 60 278400 0 0 22602 No MI 1.875 60 520000 0 0 85021 No MI 1.875 60 277574.99 0 0 85249 No MI 1.875 60 132800 0 0 55008 No MI 1.875 60 654850 0 0 92882 No MI 1.875 60 284000 0 0 7716 No MI 1.875 60 183920 0 0 85304 No MI 1.875 60 250000 0 0 22111 No MI 1.875 36 103600 0
1082.8125 0.375 Single Family 1 N 0.375 PUD 1 N PUD N 20360301 841.35 0.375 1 20360301 1485
360 100386000000000000 First Lien WALN 360 100386000000000000 First Lien WALN 360
100386000000000000 First Lien 20360301 WALN 1856.25 360 0.375 Single Family 1
First Lien 20360301 WALN 2250 360 0.375 2-4 Family 100386000000000000 1 First Lien N 20360301 WALN 2544.6875 360 0.375 PUD 100386000000000000 1 First Lien N 20360301 WALN 458.3333333 360 0.375 Townhouse 100386000000000000 1 First Lien N 20360301 WALN 1934.55 360 0.375 PUD 100386000000000000 1 First Lien N 20360301 WALN 2606.25 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 1798 360 0.375 PUD 100386000000000000 1 First Lien N 20360301 WALN 3629.166667 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 1705.929626 360 0.375 PUD 100386000000000000 1 First Lien N 20360301 WALN 758.0666667 360 0.375 Single Family 1002812-2431864200 1 First Lien N 20360301 WALN 4024.598958 360 0.375 PUD 100386000000000000 1 First Lien N 20360301 WALN 1745.416667 360 0.375 Single Family 100282000000000000 1 First Lien N 20360301 WALN 1130.341667 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 1302.083333 360 0.375 Single Family N 1 N 20360301 669.0833333 First Lien WALN 360
359 7.75 SANDY SPRINGS 103600 2.25 Y 120 GROUP I 359 8.125 OZARK 436750 2.25 N 0 GROUP II 359 7.625 BLADENSBURG 264000 2.25 Y 120 GROUP I 359 7.875 POMPANO BEACH 114720 2.25 Y 120 GROUP II 359 6.75 CHURCHVILLE 438750 2.25 Y 120 GROUP II 359 7 PHOENIX 788000 2.25 Y 120 GROUP I 359 7.875 NEW BRIGHTON 160000 2.25 N 0 GROUP II 359 7.625 EAGAN 159200 2.25 Y 120 GROUP II 359 7.125 AURORA 240000 2.25 Y 120 GROUP I 359 7.75 MIDDLETOWN 196000 2.25 Y 120 GROUP II 359 7.5 LANCASTER 205600 2.25 Y 120 GROUP I 359 7.75 CHANDLER 204800 2.25 Y 120 GROUP II 359 7.625 EDISON TWP. 348000 2.25 Y 120 GROUP I 359 8.125 SURPRISE 208000 2.25 Y 120 GROUP II 359 6.75 PHOENIX 202425 2.25 Y 120 GROUP II 359 7.625 DELANO 302094 2.25 Y 120 GROUP I 359 8 PHOENIX 78400 2.25 Y 120 GROUP II 359
7.375 GA 20060401 20110301 No_PP G01 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G03 20060401 20110301 No_PP G03 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G02 20060401 20110301 No_PP G01 20060401 20110301 No_PP G03 80.00 12.75 360 7.75 MO 80.00 13.125 360 7.25 MD 80.00 12.625 360 7.5 FL 80.00 12.875 360 6.375 MD 65.00 11.75 360 6.625 AZ 80.00 12 360 7.5 MN 80.00 12.875 360 7.25 MN 80.00 12.625 360 6.75 CO 79.47 12.125 360 7.375 NJ 80.00 12.75 360 7.125 CA 80.00 12.5 360 7.375 AZ 80.00 12.75 360 7.25 NJ 80.00 12.625 360 7.75 AZ 80.00 13.125 360 6.375 AZ 75.00 11.75 360 7.25 MN 80.00 12.625 360 7.625 AZ 80.00 13 360 6.625
0 0.375 30328 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 436464.3 3242.86 360 0 0 0.375 65721 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 264000 1677.5 360 0 0 0.375 20710 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 114720 752.85 360 0 0 0.375 33064 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 436722.84 2456.565975 360 0 0 0.375 21028 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 788000 4596.666667 360 0 0 0.375 85020 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 159889.88 1160.12 360 0 0 0.375 55112 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 159200 1011.583333 360 0 0 0.375 55122 Townhouse No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 240000 1425 360 0 0 0.375 80013 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 196000 1265.833333 360 0 0 0.375 7701 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 205600 1285 360 0 0 0.375 93534 Single Family No MI 1003345-0000011878 1.875 1 First Lien 60 N 20360301 WALN 204800 1322.666667 360 0 0 0.375 85224 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 348000 2211.25 360 0 0 0.375 8817 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 208000 1408.333333 360 0 0 0.375 85379 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 202425 1138.640625 360 0 0 0.375 85037 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 302094 1919.555625 360 0 0 0.375 55328 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 78400 522.6666667 360 0 0 0.375 85051 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 460000 2683.333333 360 0 0 0.375
7 LOCUST GROVE 460000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6.875 HENDERSON 416500 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 359 6.625 CENTREVILLE 436000 20060401 2.25 20110301 Y 120 No_PP GROUP II G03 359 6.375 TUCSON 1000000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.125 BOYNTON BEACH 168000 20060401 2.25 20130301 Y 120 Prepay GROUP II G02 359 7.25 PHOENIX 159600 20060401 2.25 20110301 N 0 Prepay GROUP I G01 359 7.875 PHOENIX 297600 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.625 WOODBRIDGE 299600 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.625 MARYLAND HEIGHTS 103920 20060401 2.25 20110301 N 0 Prepay GROUP II G03 359 7.125 SEATTLE 504000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.375 LAS VEGAS 408750 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 358 7.75 WASCO 184000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 359 6.375 LAS VEGAS 228000 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 359 6.875 SAN JOSE 550000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6.5 EL MIRAGE 140000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.5 HENDERSON 288000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.625 GLENDALE 371292 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.5 UPPER MARLBORO
VA 80.00 12 360 6.5 NV 70.00 11.875 360 6.25 VA 80.00 11.625 360 6 AZ 62.50 11.375 360 6.75 FL 80.00 12.125 360 6.875 AZ 80.00 12.25 360 7.5 AZ 80.00 12.875 360 6.25 VA 80.00 11.625 360 7.25 MO 80.00 12.625 360 6.75 WA 80.00 12.125 360 7 NV 75.00 12.375 360 7.375 CA 80.00 12.75 360 6 NV 80.00 11.375 360 6.5 CA 62.86 11.875 360 6.125 AZ 66.67 11.5 360 7.125 NV 80.00 12.5 360 7.25 AZ 75.00 12.625 360 7.125 MD
22508 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 416500 2386.197917 360 0 0 0.375 89052 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 436000 2407.083333 360 0 0 0.375 20120 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 1000000 5312.5 360 0 0 0.375 85718 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 168000 997.5 360 0 0 0.375 33426 Condominium No MI 100386000000000000 1.875 1 First Lien 84 N 20360301 WALN 159475.49 1088.76 360 0 0 0.375 85029 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 297600 1953 360 0 0 0.375 85045 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 299600 1654.041667 360 0 0 0.375 22193 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 103844.78 735.54 360 0 0 0.375 63043 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 504000 2992.5 360 0 0 0.375 98122 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 408750 2512.109375 360 0 0 0.375 89135 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 183988.34 1188.258029 360 0 0 0.375 93280 2-4 Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 228000 1211.25 360 0 0 0.375 89123 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 550000 3151.041667 360 0 0 0.375 95127 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 140000 758.3333333 360 0 0 0.375 85335 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 288000 1800 360 0 0 0.375 89014 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 371292 2359.25125 360 0 0 0.375 85305 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 196000 1225 360 0 0 0.375 20772 Single Family
196000 2.25 Y
120 GROUP I
20060401 20110301 No_PP G01 20060401 20090301 Prepay G01 20060401 20110301 No_PP G03 20060401 20110301 No_PP G02 20060401 20110301 Prepay G01 20060401 20110301 No_PP G03 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060401 20110301 Prepay G03 20060401 20110301 Prepay G03 20060401 20110301 Prepay G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20090301 No_PP G01 20060401 20110301 Prepay G01 20060401
80.00 12.5 360 7.5 MN 80.00 13.875 360 7.5 CA 75.00 12.875 360 6.25 AZ 80.00 11.625 360 7.25 FL 80.00 12.625 360 8 CA 75.00 13.375 360 7 CA 79.92 12.375 360 7.125 AZ 75.00 12.5 360 6.625 AZ 41.09 12 360 6.75 CA 71.67 12.125 360 7 CA 80.00 12.375 360 7.125 VA 80.00 12.5 360 6.75 VA 80.00 12.125 360 7.625 AZ 80.00 13 360 6.125 AZ 70.00 11.5 360 7.5 CA 80.00 13.875 360 7.5 MN 78.79 12.875 360 7.875 AZ 80.00
359 7.875 MOORHEAD 80800 2.25 Y 120 GROUP I 359 7.875 NEWPORT BEACH 1425000 2.25 Y 120 GROUP II 359 6.625 PHOENIX 752000 2.25 Y 120 GROUP II 359 7.625 HOMESTEAD 168000 2.25 Y 120 GROUP I 359 8.375 SAN JACINTO 618750 2.25 Y 120 GROUP II 359 7.375 PALM DESERT 731308 2.25 Y 120 GROUP II 359 7.5 QUEEN CREEK 147758 2.25 Y 120 GROUP II 359 7 PEORIA 106000 2.25 N 0 GROUP II 359 7.125 MONTEBELLO 430000 2.25 Y 120 GROUP II 359 7.375 CORONA 720650 2.25 Y 120 GROUP II 359 7.5 MANASSAS 262400 2.25 Y 120 GROUP II 359 7.125 ARLINGTON 288800 2.25 Y 120 GROUP I 359 8 PHOENIX 189222 2.25 Y 120 GROUP II 359 6.5 TOLLESON 269500 2.25 Y 120 GROUP I 359 7.875 WILDOMAR 519679 2.25 Y 120 GROUP I 359 7.875 SAINT PAUL 156000 2.25 Y 120 GROUP I 359 8.25 GILBERT 296000
No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 80800 530.25 360 0 0 0.375 56560 Townhouse No MI 100386000000000000 1.875 1 First Lien 36 N 20360301 WALN 1425000 9351.5625 360 0 0 0.375 92663 Condominium No MI 1.875 1 First Lien 60 N 20360301 WALN 752000 4151.666667 360 0 0 0.375 85050 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 168000 1067.5 360 0 0 0.375 33033 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 618750 4318.359375 360 0 0 0.375 92582 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 731308 4494.497083 360 0 0 0.375 92211 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 147758 923.4875 360 0 0 0.375 85243 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 103305.77 705.23 360 0 0 0.375 85382 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 430000 2553.125 360 0 0 0.375 90640 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 720650 4428.994792 360 0 0 0.375 92882 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 262400 1640 360 0 0 0.375 20109 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 288800 1714.75 360 0 0 0.375 22204 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 189222 1261.48 360 0 0 0.375 85043 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 269500 1459.791667 360 0 0 0.375 85353 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 519679 3410.393438 360 0 0 0.375 92595 PUD No MI 100386000000000000 1.875 1 First Lien 36 N 20360301 WALN 156000 1023.75 360 0 0 0.375 55106 2-4 Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 296000 2035 360 0 0 0.375 85296 PUD No MI 100386000000000000
2.25 Y
120 GROUP II
20110301 No_PP G02
13.25 360 6.5 NC 65.00 11.875 360 7.547 TX 75.00 12.922 360 5.875 AZ 79.97 11.25 360 6.75 AZ 70.00 12.125 360 6.375 MD 80.00 11.75 360 7.25 FL 71.62 12.625 360 7.625 NJ 80.00 13 360 6.5 FL 80.00 11.875 360 6.625 AZ 80.00 12 360 6.125 MD 80.00 11.5 360 7.125 VA 80.00 12.5 360 7.5 TX 80.00 12.875 360 6.25 FL 63.38 11.625 360 7.125 AZ 80.00 12.5 360 6.375 MD 80.00 11.75 360 7.25 VA 80.00 12.625 360 6.5 VA 65.00 11.875 0
1.875 60 61535.25
359 6.875 WALNUT COVE 61587 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 7.922 SOUTH PADRE ISLAND 69750 20060401 2.25 20110301 N 0 Prepay GROUP II G02 359 6.25 BUCKEYE 158400 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.125 CHANDLER 181930 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.75 SUITLAND 212000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.625 MIAMI 376000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8 SPRING LAKE 264000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 6.875 Fort Lauderdale 119920 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7 PHOENIX 171740 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.5 DISTRICT HEIGHTS 260000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.5 ALEXANDRIA 372000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.875 SAN ANTONIO 134000 20060401 2.25 20110301 N 0 Prepay GROUP II G01 359 6.625 WINTER PARK 126750 20060401 2.25 20110301 N 0 No_PP GROUP II G02 359 7.5 FOUNTAIN HILLS 276000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.75 HYATTSVILLE 288000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.625 FREDERICKSBURG 164000 20060401 2.25 20110301 N 0 No_PP GROUP II G01 359 6.875 VIRGINIA BEACH 130000 20060401 2.25 20110301
0 27052 No MI 1.875 60 69702.45 0 0 78597 No MI 1.875 60 158400 0 0 85326 No MI 1.875 60 181930 0 0 85225 No MI 1.875 60 210550.81 0 0 20746 No MI 1.875 60 373610.83 0 0 33155 No MI 1.875 60 264000 0 0 7762 No MI 1.875 60 119920 0 0 33309 No MI 1.875 1 First Lien 60 N 20360301 WALN 171740 1001.816667 360 0 0 0.375 85008 2-4 Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 260000 1408.333333 360 0 0 0.375 20747 Single Family No MI 1.875 1 First Lien 60 N 20360301 WALN 372000 2325 360 0 0 0.375 22303 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 133907.78 971.6 360 0 0 0.375 78251 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 126638.17 811.6 360 0 0 0.375 32792 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 276000 1725 360 0 0 0.375 85268 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 288000 1620 360 0 0 0.375 20781 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 163881.29 1160.79 360 0 0 0.375 22401 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 130000 744.7916667 360 0 0 0.375 23462 Condominium No MI 100386000000000000 1.875 1 First Lien
1 First Lien 20360301 WALN 404.59 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 508.02 360 0.375 Condominium 100386000000000000 1 First Lien N 20360301 WALN 825 360 0.375 PUD 100386000000000000 1 First Lien N 20360301 WALN 1080.209375 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 1184.348306 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 2373.985482 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 1760 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 687.0416667 360 0.375 Condominium N
120 Prepay GROUP I G01 359 7.875 HOMESTEAD 148792 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.875 GAITHERSBURG 276000 20060401 2.25 20110301 N 0 No_PP GROUP I G01 359 7.875 HOMESTEAD 153592 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.125 COTTONWOOD 183200 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7.25 UNIVERSITY CITY 171200 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.125 MANASSAS 196000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.75 BURIEN 164000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.75 COVINA 400000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7.25 ORLANDO 260000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 7.25 STACY 216640 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.875 LA QUINTA 308000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.25 STANWOOD 167200 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.125 PEORIA 144975 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.375 ANTHEM 272000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 SEWELL 274000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 9.875 NORFOLK 117705 20060401 4.5 20110301 Y 120 Prepay GROUP I G01 359 7.75 LAWRENCEVILLE 111200 20060401 2.25 20110301 Y 120 Prepay
360 7.5 FL 80.00 12.875 360 7.5 MD 80.00 12.875 360 7.5 FL 80.00 12.875 360 6.75 AZ 80.00 12.125 360 6.875 MO 79.98 12.25 360 6.75 VA 79.35 12.125 360 6.375 WA 80.00 11.75 360 6.375 CA 80.00 11.75 360 6.875 FL 80.00 12.25 360 6.875 MN 80.00 12.25 360 6.5 CA 80.00 11.875 360 6.875 WA 80.00 12.25 360 7.75 AZ 75.00 13.125 360 8 AZ 78.84 13.375 360 7.375 NJ 80.00 12.75 360 9.5 VA 95.00 14.875 360 7.375 GA 80.00 12.75 360
N 20360301 WALN 976.4475 360 0 0.375 33030 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 275810.05 2001.2 360 0 0 0.375 20878 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 153592 1007.9475 360 0 0 0.375 33030 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 183200 1087.75 360 0 0 0.375 86326 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 171200 1034.333333 360 0 0 0.375 63130 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 196000 1163.75 360 0 0 0.375 20110 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 164000 922.5 360 0 0 0.375 98168 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 400000 2250 360 0 0 0.375 91723 Single Family No MI 1003345-0000011996 1.875 1 First Lien 60 N 20360301 WALN 260000 1570.833333 360 0 0 0.375 32829 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 216640 1308.866667 360 0 0 0.375 55079 Single Family No MI 1.875 1 First Lien 60 N 20360301 WALN 308000 1764.583333 360 0 0 0.375 92253 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 167200 1010.166667 360 0 0 0.375 98292 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 144975 981.6015625 360 0 0 0.375 85382 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 272000 1898.333333 360 0 0 0.375 85086 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 274000 1769.583333 360 0 0 0.375 8080 Single Family No MI 1003454-1617300000 1.875 1 First Lien 60 N 20360301 WALN 117705 968.6140625 360 0 0 0.375 23513 Single Family Radian Guaranty 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 111200 718.1666667 360 0 0 0.375 30044 Townhouse No MI 100386000000000000 4.125 1 First Lien 60 N 20360301 WALN 0
60 148792
GROUP II G02 359 7.375 BLAINE 280000 20060401 2.25 20110301 N 0 Prepay GROUP II G02 359 7.5 DELTONA 180530 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.25 CAPE CORAL 184000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.625 LAVEEN 241475 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.625 KISSIMMEE 192000 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 6.875 CHESTERFIELD 264600 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.875 CAMP VERDE 131989 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 GLENDALE 264000 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 7.625 FREDERICKSBURG 228000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 QUEEN CREEK 163968 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 7 BALLWIN 129600 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 359 6.5 ORLANDO 143650 20060401 2.25 20110301 N 0 Prepay GROUP II G01 359 6.75 SAN ANTONIO 107250 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 359 7 SURPRISE 181000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.875 ROUND HILL 407960 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.25 STAFFORD 676000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.25 RICHFIELD 156000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02
7 WA 80.00 12.375 360 7.125 FL 70.00 12.5 360 7.875 FL 80.00 13.25 360 6.25 AZ 65.00 11.625 360 7.25 FL 80.00 12.625 360 6.5 VA 73.50 11.875 360 7.5 AZ 80.00 12.875 360 7.5 AZ 80.00 12.875 360 7.25 VA 80.00 12.625 360 7.5 AZ 70.00 12.875 360 6.625 MO 80.00 12 360 6.125 FL 65.00 11.5 360 6.375 TX 65.00 11.75 360 6.625 AZ 61.99 12 360 6.5 VA 80.00 11.875 360 7.875 VA 80.00 13.25 360 5.875 MN 80.00 11.25 360
279786.93 1933.9 360 0 0 0.375 98230 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 180530 1128.3125 360 0 0 0.375 32738 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 184000 1265 360 0 0 0.375 33990 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 241475 1333.143229 360 0 0 0.375 85339 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 192000 1220 360 0 0 0.375 34746 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 264600 1515.9375 360 0 0 0.375 23832 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 131989 866.1778125 360 0 0 0.375 86322 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 264000 1732.5 360 0 0 0.375 85308 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 228000 1448.75 360 0 0 0.375 22407 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 163968 1076.04 360 0 0 0.375 85243 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 129600 756 360 0 0 0.375 63011 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 143520.13 907.97 360 0 0 0.375 32828 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 107250 603.28125 360 0 0 0.375 78213 2-4 Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 181000 1055.833333 360 0 0 0.375 85379 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 407960 2337.270833 360 0 0 0.375 20141 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 676000 4647.5 360 0 0 0.375 22556 PUD No MI 100298000000000000 1.875 1 First Lien 60 N 20360301 WALN 156000 812.5 360 0 0 0.375 55423 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 236000 1278.333333 360
359 6.5 PHOENIX 236000 2.25 Y 120 GROUP II 359 7.125 LAKEWOOD TWP. 180000 2.25 Y 120 GROUP I 359 7.875 SCOTTSDALE 559200 2.25 Y 120 GROUP II 359 6.875 PHOENIX 172640 2.25 Y 120 GROUP I 359 8 SEMINOLE 147200 2.25 Y 120 GROUP II 358 7.25 PHOENIX 111240 2.25 Y 120 GROUP II 359 7.125 BELLFLOWER 468000 2.25 Y 120 GROUP II 359 6.75 BLAINE 196000 2.25 Y 120 GROUP II 358 7.625 NORTH BRANCH 197600 2.25 N 0 GROUP II 358 7.5 MARCO ISLAND 870000 2.25 Y 120 GROUP I 358 8.125 PHOENIX 178800 2.25 Y 120 GROUP II 359 6.625 GLENDALE 290000 2.25 Y 120 GROUP II 359 6.75 LAS VEGAS 179000 2.25 Y 120 GROUP II 359 7 NORFOLK 149850 2.25 Y 120 GROUP II 359 6.625 BELLINGHAM 269625 2.25 Y 120 GROUP I 359 8.125 HOPKINS 66500 2.25 N 0 GROUP II 358 7.5 QUEEN CREEK 342400 2.25 Y 120 GROUP II 359
6.125 AZ 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060301 20110201 Prepay G03 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20060301 20110201 Prepay G03 20060301 20110201 Prepay G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G02 20060401 20110301 Prepay G01 20060401 20110301 Prepay G02 20060301 20110201 No_PP G01 80.00 11.5 360 6.75 NJ 80.00 12.125 360 7.5 AZ 80.00 12.875 360 6.5 AZ 80.00 11.875 360 7.625 FL 80.00 13 360 6.875 AZ 80.00 12.25 360 6.75 CA 80.00 12.125 360 6.375 MN 80.00 11.75 360 7.25 MN 80.00 12.625 360 7.125 FL 66.92 12.5 360 7.75 AZ 80.00 13.125 360 6.25 AZ 58.00 11.625 360 6.375 NV 73.97 11.75 360 6.625 VA 75.00 12 360 6.25 WA 75.00 11.625 360 7.75 MN 78.24 13.125 360 7.125 AZ 80.00 12.5 360 7
0 0.375 85024 Single Family No MI 100392000000000000 1.875 1 First Lien 60 N 20360301 WALN 180000 1068.75 360 0 0 0.375 8701 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 559200 3669.75 360 0 0 0.375 85258 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 172640 989.0833333 360 0 0 0.375 85008 2-4 Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 147200 981.3333333 360 0 0 0.375 33772 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 111240 672.075 360 0 0 0.375 85051 Townhouse No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 468000 2778.75 360 0 0 0.375 90706 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 196000 1102.5 360 0 0 0.375 55449 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 197313.05 1398.6 360 0 0 0.375 55056 Single Family No MI 1.875 1 First Lien 60 N 20360201 WALN 870000 5437.5 360 0 0 0.375 34145 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 178800 1210.625 360 0 0 0.375 85027 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 290000 1601.041667 360 0 0 0.375 85310 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 179000 1006.875 360 0 0 0.375 89115 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 149850 874.125 360 0 0 0.375 23504 2-4 Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 269625 1488.554688 360 0 0 0.375 98226 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 66454.59 493.77 360 0 0 0.375 55343 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 342400 2140 360 0 0 0.375 85242 Single Family No MI 100392000000000000 1.875 1 First Lien 60 N 20360201 WALN 104000 639.1666667 360 0 0 0.375
7.375 SUN CITY 104000 2.25 Y 120 GROUP II 359 6.875 IRVINE 692000 2.25 Y 120 GROUP II 358 7.375 PHOENIX 178400 2.25 Y 120 GROUP II 359 6.625 MESA 221000 2.25 Y 120 GROUP II 359 6.625 GLENDALE 192750 2.25 Y 120 GROUP II 359 7.375 MOORHEAD 131680 2.25 N 0 GROUP I 359 8 RIVERSIDE 320000 2.25 Y 120 GROUP I 359 8.125 ALPHARETTA 569600 2.25 Y 120 GROUP II 358 7 MANASSAS 208500 2.25 Y 120 GROUP I 359 7.875 SEDONA 480000 2.25 Y 120 GROUP II 359 7.25 BUCKEYE 211920 2.25 Y 120 GROUP II 359 6.875 EDINA 280000 2.25 Y 120 GROUP I 359 7.875 CHANDLER 467030 2.25 Y 120 GROUP II 359 7.625 PALM DESERT 584000 2.25 Y 120 GROUP II 359 6.75 SARASOTA 252000 2.25 Y 120 GROUP II 358 7.5 DOVER TWP. 228660 2.25 N 0 GROUP II 359 6.75 ALEXANDRIA 220000 2.25 Y 120 GROUP II 359 7.25 GARFIELD
AZ 20060401 20110301 Prepay G03 20060401 20110301 Prepay G02 20060301 20110201 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G02 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G03 20060401 20110301 No_PP G01 20060401 20110301 No_PP G02 20060301 20110201 No_PP G01 20060401 20110301 No_PP G02 80.00 12.375 360 6.5 CA 80.00 11.875 360 7 AZ 80.00 12.375 360 6.25 AZ 65.00 11.625 360 6.25 AZ 75.00 11.625 360 7 MN 80.00 12.375 360 7.625 CA 80.00 13 360 7.75 GA 80.00 13.125 360 6.625 VA 75.00 12 360 7.5 AZ 80.00 12.875 360 6.875 AZ 80.00 12.25 360 6.5 MN 63.35 11.875 360 7.5 AZ 80.00 12.875 360 7.25 CA 80.00 12.625 360 6.375 FL 80.00 11.75 360 7.125 NJ 80.00 12.5 360 6.375 VA 57.89 11.75 360 6.875 NJ
85351 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 692000 3964.583333 360 0 0 0.375 92604 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 178400 1096.416667 360 0 0 0.375 85032 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 221000 1220.104167 360 0 0 0.375 85213 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 192750 1064.140625 360 0 0 0.375 85302 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 131478.99 909.48 360 0 0 0.375 56560 Single Family No MI 1.875 1 First Lien 60 N 20360301 WALN 320000 2133.333333 360 0 0 0.375 92509 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 569600 3856.666667 360 0 0 0.375 30005 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 208500 1216.25 360 0 0 0.375 20110 Townhouse No MI 1.875 1 First Lien 60 N 20360201 WALN 479978.74 3149.860481 360 0 0 0.375 86351 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 211920 1280.35 360 0 0 0.375 85326 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 280000 1604.166667 360 0 0 0.375 55424 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 467030 3064.884375 360 0 0 0.375 85249 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 584000 3710.833333 360 0 0 0.375 92211 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 252000 1417.5 360 0 0 0.375 34239 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 228319.53 1598.83 360 0 0 0.375 8755 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 220000 1237.5 360 0 0 0.375 22303 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 392000 2368.333333 360 0 0 0.375 7026 2-4 Family
392000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 358 7.5 BALTIMORE 104000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8 New Brunswick 326400 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 7.375 palm beach gardens 250987 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.375 Spring Valley 375000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 CINCINNATI 82320 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 7.75 SAN ANTONIO 93920 20060401 2.25 20090301 Y 120 Prepay GROUP I G01 358 8.125 Atlanta 383926 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 357 7.5 BOYDS 661600 20060201 2.25 20110101 Y 120 No_PP GROUP II G03 358 6.5 DUBLIN 803140 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 Tampa 89250 20060301 2.25 20110201 N 0 Prepay GROUP II G02 358 6.875 Hesperia 284477 20060301 2.25 20110201 Y 60 Prepay GROUP II G02 358 7 NORTHFIELD CENTER 171612 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 7.875 San Diego 2000000 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 358 8.125 Houston 360000 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 8 Palm Beach gardens 189000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.375 Salt Lake City 180000 20060301 2.25 20110201 Y 60 Prepay GROUP I G01 357 8.125 Denver 224900 20060201
80.00 12.25 360 7.125 MD 80.00 12.5 360 7.625 NJ 80.00 13 360 7 FL 75.00 12.375 360 7 CA 71.43 12.375 360 7.5 OH 80.00 12.875 360 7.375 TX 80.00 13.75 360 7.75 GA 80.00 13.125 360 7.125 MD 80.00 12.5 360 6.125 CA 65.00 11.5 360 7.75 FL 75.00 13.125 360 6.5 CA 80.00 11.875 360 6.625 OH 80.00 12 360 7.5 CA 63.49 12.875 360 7.75 TX 80.00 13.125 360 7.625 FL 79.99 13 360 7 UT 75.00 12.375 360 7.75 CO 74.99
No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 103500 646.875 360 0 0 0.375 21206 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 325960.52 2395.01 360 0 0 0.375 8901 2-4 Family No MI 100234000000000000 1.875 1 First Lien 60 N 20360201 AFL2 250987 1542.524271 360 0 0 0.375 33410 Condominium No MI 100139000000000000 1.875 1 First Lien 60 N 20360201 AFL2 375000 2304.6875 360 0 0 0.375 91977 Single Family No MI 100196000000000000 1.875 1 First Lien 60 N 20360201 AFL2 82319.79 540.2236219 360 0 0 0.375 45219 2-4 Family No MI 100204000000000000 1.875 1 First Lien 60 N 20360201 AFL2 93920 606.5666667 360 0 0 0.375 78253 PUD No MI 1.875 1 First Lien 36 N 20360301 AFL2 383926 2599.498958 360 0 0 0.375 30363 PUD No MI 100266000000000000 1.875 1 First Lien 60 N 20360201 AFL2 661599.88 4134.99925 360 0 0 0.375 20841 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360101 AFL2 803140 4350.341667 360 0 0 0.375 94568 PUD No MI 100057000000000000 1.875 1 First Lien 60 N 20360201 AFL2 89132.84 662.68 360 0 0 0.375 33610 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 284477 1629.816146 360 0 0 0.375 92344 Single Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 171612 1001.07 360 0 0 0.375 44067 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360201 AFL2 2000000 13125 360 0 0 0.375 92130 Single Family No MI 100133000000000000 1.875 1 First Lien 60 N 20360301 AFL2 359527.43 2672.99 360 0 0 0.375 77004 2-4 Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 189000 1260 360 0 0 0.375 33410 Condominium No MI 100139000000000000 1.875 1 First Lien 60 N 20360201 AFL2 180000 1106.25 360 0 0 0.375 84106 2-4 Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 224900 1522.760417 360 0 0 0.375 80211 2-4 Family No MI 100185000000000000
2.25 Y
60 GROUP II
20110101 Prepay G02
13.125 360 5.875 MD 61.19 11.25 360 6.375 AZ 80.00 11.75 360 6.625 MD 80.00 12 360 7.875 AZ 80.00 13.25 360 7.125 MD 80.00 13.5 360 7.25 FL 80.00 12.625 360 7 VA 80.00 12.375 360 6.5 VA 80.00 11.875 360 6.375 TX 65.00 11.75 360 6.375 WA 80.00 11.75 360 7.25 FL 70.00 12.625 360 7.625 VA 80.00 13 360 7.875 FL 80.00 13.25 360 7.5 TX 75.00 12.875 360 7 MO 70.00 12.375 360 7.375 FL 80.00 12.75 360 7.25 CA 75.00 12.625 0
1.875 60 417000
358 6.25 LAUREL 417000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 6.75 Surprise 173124 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7 SILVER SPRING 320000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 8.25 Peoria 369600 20060201 2.25 20110101 Y 120 Prepay GROUP II G03 358 7.5 Waldorf 455475 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.625 ORLANDO 324800 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.375 HERNDON 300000 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 6.875 Springfield 432000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 359 6.75 HOUSTON 130000 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 359 6.75 EVERETT 93032 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 7.625 Tallahassee 193900 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 8 Suffolk 63200 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 8.25 PORT SAINT LUCIE 191992 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 358 7.875 Houston 190374 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.375 COLUMBIA 82915 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 7.75 RIVERVIEW 156000 20060301 2.25 20110201 N 0 Prepay GROUP II G01 358 7.625 Bakersfield 173625 20060301 2.25 20110201
0 20707 PUD No MI 100028000000000000 1.875 1 First Lien 60 N 20360201 AFL2 173124 973.8225 360 0 0 0.375 85379 PUD No MI 100200000000000000 1.875 1 First Lien 60 N 20360201 AFL2 320000 1866.666667 360 0 0 0.375 20906 PUD No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 369600 2541 360 0 0 0.375 85382 PUD No MI 100101000000000000 1.875 1 First Lien 60 N 20360101 AFL2 455475 2846.71875 360 0 0 0.375 20603 PUD No MI 100289000000000000 1.875 2 First Lien 60 N 20360201 AFL2 324800 2063.833333 360 0 0 0.375 32837 PUD No MI 100252000000000000 1.875 1 First Lien 60 N 20360201 AFL2 300000 1843.75 360 0 0 0.375 20170 PUD No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 432000 2475 360 0 0 0.375 22150 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 130000 731.25 360 0 0 0.375 77008 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 93032 523.305 360 0 0 0.375 98204 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 193900 1232.072917 360 0 0 0.375 32308 PUD No MI 100425000000000000 1.875 1 First Lien 60 N 20360201 AFL2 63200 421.3333333 360 0 0 0.375 23434 Single Family No MI 100213000000000000 1.875 1 First Lien 60 N 20360201 AFL2 191992 1319.945 360 0 0 0.375 34953 Single Family No MI 100059000000000000 1.875 1 First Lien 60 N 20360101 AFL2 190374 1249.329375 360 0 0 0.375 77095 Single Family No MI 100199000000000000 1.875 1 First Lien 60 N 20360201 AFL2 82788.43 572.67 360 0 0 0.375 65202 2-4 Family No MI 100425000000000000 1.875 1 First Lien 60 N 20360201 AFL2 155779.09 1117.6 360 0 0 0.375 33569 Single Family No MI 100061000000000000 1.875 1 First Lien 60 N 20360201 AFL2 173494.47 1102.412778 360 0 0 0.375 93307 Single Family No MI 100022000000000000 1.875 1 First Lien
1 20360101 2171.875 0.375
First Lien AFL2 360
60 Prepay GROUP II G02 358 7.5 Springfield 295920 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.625 Ocala 106210 20060301 2.25 20110201 N 0 No_PP GROUP II G04 356 6.25 Mount Pleasant 640000 20060101 2.25 20151201 Y 120 No_PP GROUP II G01 357 7.625 HIGHLANDS RANCH 161700 20060201 2.25 20110101 Y 120 No_PP GROUP II G02 358 7.5 Germantown 220000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 8.125 Sacramento 457100 20060201 2.25 20110101 Y 120 Prepay GROUP II G02 358 7.375 LANCASTER 187500 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 357 7.5 VANCOUVER 199200 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 8.25 Pennsauken 93000 20060201 2.25 20110101 Y 120 No_PP GROUP II G04 358 6.875 Margate 300000 20060301 2.25 20160201 Y 120 No_PP GROUP II G02 358 6.875 Hollister 402000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 North Port 260000 20060301 2.25 20110201 Y 60 Prepay GROUP II G02 357 7.5 Atlanta 98950 20060201 2.25 20110101 Y 120 No_PP GROUP II G03 357 5.75 ELK GROVE 495992 20060201 2.25 20110101 Y 120 No_PP GROUP I G01 357 6.875 STAFFORD 317552 20060201 2.375 20080101 Y 120 No_PP GROUP II G02 358 7.25 SPRINGFIELD 399920 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 357 7.875 SOMERSET 265820 20060201 2.25 20110101 Y 120 No_PP
360 7.125 VA 80.00 12.5 360 7.25 FL 65.00 12.625 360 5.875 SC 80.00 12.25 360 7.25 CO 70.00 12.625 360 7.125 MD 80.00 12.5 360 7.75 CA 70.00 13.125 360 7 CA 75.00 12.375 360 7.125 WA 80.00 13.5 360 7.875 NJ 78.81 13.25 360 6.5 NJ 49.34 11.875 360 6.5 CA 80.00 11.875 360 7.75 FL 74.93 13.125 360 7.125 GA 80.00 12.5 360 5.375 CA 80.00 10.75 360 6.5 VA 80.00 11.875 360 6.875 VA 80.00 12.25 360 7.5 NJ 80.00 12.875 360 0
60 295920 0 22153 No MI 1.875 60 105304.02 0 0 34480 No MI 1.875 60 639999.99 0 0 29466 No MI 1.875 120 161700 0 0 80126 No MI 1.875 60 220000 0 0 20874 No MI 1.875 60 457100 0 0 95838 No MI 1.875 60 187500 0 0 93534 No MI 1.875 60 199200 0 0 98661 No MI 1.875 60 93000 0 0 8110 No MI 1.875 60 300000 0 0 8402 No MI 1.875 120 402000 0 0 95023 No MI 1.875 60 260000 0 0 34287 No MI 1.875 60 98950 0 0 30305 No MI 1.875 60 495992 0 0 95624 No MI 1.875 60 317552 0 0 22554 No MI 1.875 24 399858.84 0 0 22153 No MI 2 60 265574.27 0 0 8873 No MI 1.875 60
N PUD
20360201 1849.5 0.375 1
AFL2 360
100213000000000000 First Lien 20360201 AFL2 751.75 360 0.375 Single Family 100173000000000000 1 First Lien N 20360201 AFL2 3333.333281 360 0.375 PUD 100229000000000000 2 First Lien N 20351201 AFL2 1027.46875 360 0.375 PUD 100059000000000000 1 First Lien N 20360101 AFL2 1375 360 0.375 Townhouse 100213000000000000 1 First Lien N 20360201 AFL2 3094.947917 360 0.375 2-4 Family 100173000000000000 1 First Lien N 20360101 AFL2 1152.34375 360 0.375 Single Family 100311000000000000 1 First Lien N 20360201 AFL2 1245 360 0.375 Single Family 100074000000000000 2 First Lien N 20360101 AFL2 639.375 360 0.375 Single Family 100136000000000000 1 First Lien N 20360101 AFL2 1718.75 360 0.375 Single Family 100087000000000000 1 First Lien N 20360201 AFL2 2303.125 360 0.375 Single Family 100063000000000000 1 First Lien N 20360201 AFL2 1760.416667 360 0.375 Single Family 100418000000000000 1 First Lien N 20360201 AFL2 618.4375 360 0.375 Condominium 100066000000000000 1 First Lien N 20360101 AFL2 2376.628333 360 0.375 Single Family 100063000000000000 1 First Lien N 20360101 AFL2 1819.308333 360 0.375 Townhouse N 1 First Lien 20360101 AFL2 2415.813825 360 0.375 Single Family 1002930-0013306154 1 First Lien N 20360201 AFL2 1742.831147 360 0.375 Condominium 100057000000000000 1 First Lien N 20360101 AFL2 N
GROUP II 357 6.75 GRAND PRAIRIE 149397 2.25 Y 120 GROUP II 358 6.875 Firestone 204453 2.25 Y 120 GROUP I 357 8.125 Austin 257976 2.25 Y 120 GROUP I 357 8.125 Austin 267200 2.25 Y 120 GROUP II 357 6.375 Manassas 201500 2.25 Y 120 GROUP II 357 7.375 HERNDON 400000 2.25 Y 120 GROUP II 358 7.5 Woodbridge 240000 2.25 Y 60 GROUP II 358 7.625 HYATTSVILLE 264800 2.25 Y 120 GROUP I 359 7.75 BLAINE 560000 2.25 Y 120 GROUP II 357 7.375 Chicopee 164000 2.25 Y 60 GROUP II 359 6.75 WEST COVINA 416000 2.25 Y 120 GROUP II 358 7.25 DELTONA 193640 2.25 Y 120 GROUP II 359 7.125 PHOENIX 174760 2.25 Y 120 GROUP II 358 7.375 PHOENIX 104000 2.25 N 0 GROUP I 359 7.75 TUCSON 290500 2.25 Y 120 GROUP II 359 7.375 RUNNEMEDE 144000 2.25 Y 120 GROUP II 359 6.625 TOMS RIVER 288000 2.25 Y 120 GROUP I
G01 6.375 TX 20060201 20110101 No_PP G02 20060301 20110201 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G01 20060201 20110101 No_PP G02 20060201 20110101 Prepay G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G01 20060401 20110301 Prepay G01 20060201 20110101 No_PP G02 20060401 20110301 No_PP G02 20060301 20110201 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 95.00 11.75 360 6.5 CO 80.00 11.875 360 7.75 TX 80.00 13.125 360 7.75 TX 80.00 13.125 360 6 VA 65.00 11.375 360 7 VA 80.00 12.375 360 7.125 NJ 75.00 12.5 360 7.25 MD 80.00 12.625 360 7.375 MN 80.00 12.75 360 7 MA 80.00 12.375 360 6.375 CA 80.00 11.75 360 6.875 FL 80.00 12.25 360 6.75 AZ 80.00 12.125 360 7 AZ 77.04 12.375 360 7.375 AZ 70.00 12.75 360 7 NJ 77.84 12.375 360 6.25 NJ 77.84 11.625 360
149378.97 0 0 75054 GE Capital 1.875 60 204453 0 0 80520 No MI 1.875 60 257976 0 0 78739 No MI 1.875 60 267200 0 0 78739 No MI 1.875 60 201500 0 0 20109 No MI 1.875 60 400000 0 0 20170 No MI 1.875 60 240000 0 0 7095 No MI 1.875 60 264800 0 0 20784 No MI 1.875 60 560000 0 0 55449 No MI 1.875 60 164000 0 0 1020 No MI 1.875 60 416000 0 0 91792 No MI 1.875 60 193609.91 0 0 32738 No MI 1.875 60 174760 0 0 85008 No MI 1.875 60 103791.23 0 0 85032 No MI 1.875 60 290500 0 0 85705 No MI 1.875 60 143893 0 0 8078 No MI 1.875 60 287999.73 0 0 8753 No MI 1.875 60 1267500
840.2567063 0.375 PUD MI N 1
360
100057000000000000 First Lien 20360101 AFL2 1171.345313 360 0.375 PUD 100213000000000000 1 First Lien 20360201 AFL2 1746.7125 360 0.375 Single Family 100266000000000000 1 First Lien 20360101 AFL2 1809.166667 360 0.375 Single Family 1 20360101 1070.46875 0.375 PUD 1 First Lien AFL2 360
100213000000000000 First Lien N 20360101 AFL2 2458.333333 360 0.375 PUD 100213000000000000 1 First Lien N 20360101 AFL2 1500 360 0.375 2-4 Family 100234000000000000 1 First Lien N 20360201 AFL2 1682.583333 360 0.375 Single Family 100386000000000000 1 First Lien N 20360201 WALN 3616.666667 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 1007.916667 360 0.375 2-4 Family 100284000000000000 2 First Lien N 20360101 AFL2 2340 360 0.375 PUD 100386000000000000 1 First Lien N 20360301 WALN 1169.72654 360 0.375 Single Family 100386000000000000 1 First Lien N 20360201 WALN 1037.6375 360 0.375 2-4 Family 100386000000000000 1 First Lien N 20360301 WALN 718.31 360 0.375 Townhouse 100386000000000000 1 First Lien N 20360201 WALN 1876.145833 360 0.375 2-4 Family 100386000000000000 1 First Lien N 20360301 WALN 884.3423958 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 1589.998509 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 8714.0625 360
359 8.25 FRISCO 1267500 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 5.875 WESTMINSTER 180000 20060401 2.25 20090301 Y 120 No_PP GROUP I G01 358 7.875 FOUNTAIN HILLS 400000 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 7.25 GAINESVILLE 515000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.375 TUCSON 136800 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 7.875 QUEEN CREEK 163530 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 358 7.125 PALMDALE 392000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 359 6.75 NORTH LAS VEGAS 238000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359 6.75 VICTORVILLE 203200 20060401 2.25 20110301 Y 120 Prepay GROUP II G01 358 7.25 KINGMAN 151200 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.375 NORTH LAS VEGAS 223920 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 359 6.75 TUCSON 332000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.875 PORT ST LUCIE 165560 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 8.875 PHOENIX 237500 20060401 4.5 20110301 Y 120 Prepay GROUP II G02 359 6.375 RIVERSIDE 328000 20060401 2.25 20110301 Y 120 Prepay GROUP II G03 358 7.375 PHOENIX 504000 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 359 7.125 CORONA 694343 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 359
7.875 TX 75.00 13.25 360 5.5 MD 80.00 11.875 360 7.5 AZ 80.00 12.875 360 6.875 VA 72.54 12.25 360 7 AZ 80.00 12.375 360 7.5 AZ 75.00 12.875 360 6.75 CA 80.00 12.125 360 6.375 NV 70.00 11.75 360 6.375 CA 80.00 11.75 360 6.875 AZ 80.00 12.25 360 7 NV 80.00 12.375 360 6.375 AZ 80.00 11.75 360 7.5 FL 80.00 12.875 360 8.5 AZ 94.43 13.875 360 6 CA 80.00 11.375 360 7 AZ 80.00 12.375 360 6.75 CA 80.00 12.125 360 7
0 0.375 75034 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 180000 881.25 360 0 0 0.375 21157 Single Family No MI 100386000000000000 1.875 1 First Lien 36 N 20360301 WALN 400000 2625 360 0 0 0.375 85268 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 514992.64 3111.413867 360 0 0 0.375 20155 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 136772.36 840.5801292 360 0 0 0.375 85745 Townhouse No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 163530 1073.165625 360 0 0 0.375 85243 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 392000 2327.5 360 0 0 0.375 93551 Single Family No MI 1003345-0000011828 1.875 1 First Lien 60 N 20360201 WALN 238000 1338.75 360 0 0 0.375 89031 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 203200 1143 360 0 0 0.375 92394 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 151200 913.5 360 0 0 0.375 86401 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 223920 1376.175 360 0 0 0.375 89086 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 332000 1867.5 360 0 0 0.375 85705 2-4 Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 165560 1086.4875 360 0 0 0.375 34983 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 237500 1756.510417 360 0 0 0.375 85020 Single Family Radian Guaranty 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 328000 1742.5 360 0 0 0.375 92503 Single Family No MI 100386000000000000 4.125 1 First Lien 60 N 20360301 WALN 504000 3097.5 360 0 0 0.375 85016 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 694343 4122.661563 360 0 0 0.375 92882 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 196000 1204.583333 360 0 0 0.375
7.375 MINNEAPOLIS 196000 2.25 Y 120 GROUP II 359 7.125 ALEXANDRIA 157600 2.25 N 0 GROUP II 359 6.5 LAUREL 162400 2.25 Y 120 GROUP II 359 7.5 PEORIA 190400 2.25 Y 120 GROUP I 359 8.25 LAKE MARY 690000 2.25 Y 120 GROUP II 358 7.5 ROCKVILLE 336000 2.25 Y 120 GROUP II 358 7.25 STERLING 237750 2.25 Y 120 GROUP II 359 6.75 GILBERT 311920 2.25 Y 120 GROUP II 359 7.5 PEORIA 280000 2.25 Y 120 GROUP II 359 7.625 LOS ANGELES 728000 2.25 Y 120 GROUP II 359 7.5 EVERETT 213600 2.25 Y 120 GROUP II 359 6.25 PHOENIX 276250 2.25 Y 120 GROUP II 359 7.25 ALBERTVILLE 247920 2.25 Y 120 GROUP II 359 6.5 TUCSON 166965 2.25 N 0 GROUP II 359 7.5 YORBA LINDA 1067917 2.25 Y 120 GROUP II 358 7.25 MANASSAS 808000 2.25 Y 120 GROUP I 359 7.75 EVERETT 234400 2.25 Y 120 GROUP I 358 7.75 CONWAY
MN 20060401 20110301 Prepay G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G02 20060401 20110301 No_PP G01 20060401 20110301 No_PP G03 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G03 20060401 20110301 No_PP G03 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 80.00 12.375 360 6.75 VA 80.00 12.125 360 6.125 MD 80.00 11.5 360 7.125 AZ 80.00 12.5 360 7.875 FL 75.00 13.25 360 7.125 MD 80.00 12.5 360 6.875 VA 75.00 12.25 360 6.375 AZ 80.00 11.75 360 7.125 AZ 80.00 12.5 360 7.25 CA 80.00 12.625 360 7.125 WA 80.00 12.5 360 5.875 AZ 65.00 11.25 360 6.875 MN 70.83 12.25 360 6.125 AZ 65.00 11.5 360 7.125 CA 75.00 12.5 360 6.875 VA 80.00 12.25 360 7.375 WA 80.00 12.75 360 7.375 SC
55412 No MI 1.875 60 157473.96 0 0 22306 No MI 1.875 60 162400 0 0 20707 No MI 1.875 60 190400 0 0 85345 No MI 1.875 60 690000 0 0 32746 No MI 1.875 60 336000 0 0 20850 No MI 1.875 60 237750 0 0 20164 No MI 1.875 60 311920 0 0 85297 No MI 1.875 60 280000 0 0 85382 No MI 1.875 60 728000 0 0 90027 No MI 1.875 60 213600 0 0 98201 No MI 1.875 60 276250 0 0 85085 No MI 1.875 60 247920 0 0 55301 No MI 1.875 60 166814.05 0 0 85757 No MI 1.875 60 1067917 0 0 92886 No MI 1.875 60 808000 0 0 20112 No MI 1.875 60 234400 0 0 98208 No MI 1.875 60 72000 0 0 29527
Single Family 100386000000000000 First Lien N 20360301 WALN 1061.79 360 0.375 Condominium 100386000000000000 1 First Lien N 20360301 WALN 879.6666667 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 1190 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 4743.75 360 0.375 PUD 100386000000000000 1 First Lien N 20360301 WALN 2100 360 0.375 PUD 100386000000000000 1 First Lien N 20360201 WALN 1436.40625 360 0.375 Condominium 100386000000000000 1 First Lien N 20360201 WALN 1754.55 360 0.375 PUD 100386000000000000 1 First Lien N 20360301 WALN 1750 360 0.375 PUD 100386000000000000 1 First Lien N 20360301 WALN 4625.833333 360 0.375 Single Family 1 N First Lien 20360301 WALN 1335 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 1438.802083 360 0.375 PUD 100386000000000000 1 First Lien N 20360301 WALN 1497.85 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 1055.34 360 0.375 PUD 100386000000000000 1 First Lien N 20360301 WALN 6674.48125 360 0.375 PUD 100386000000000000 1 First Lien N 20360301 WALN 4881.666667 360 0.375 Single Family 1 First Lien 20360201 WALN 1513.833333 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 465 360 0.375 Single Family N 1 N
72000 2.25 Y
120 GROUP I
20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G03 20060301 20110201 Prepay G01 20060401 20110301 No_PP G01 20060401 20110301 No_PP G01 20060401 20090301 Prepay G02 20060401 20110301 No_PP G02 20060401 20110301 No_PP G03 20060401 20110301 Prepay G01 20060401 20110301 No_PP G03 20060301 20110201 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G02 20060301 20110201 Prepay G01 20060301
80.00 12.75 360 7.75 CA 80.00 13.125 360 7 AZ 80.00 12.375 360 7.5 FL 80.00 12.875 360 7 VA 80.00 12.375 360 7.375 AZ 75.00 12.75 360 5.375 MD 80.00 10.75 360 7 CA 80.00 13.375 360 5.625 VA 80.00 11 360 6.5 MD 80.00 11.875 360 6.125 VA 68.24 11.5 360 6.875 DC 80.00 12.25 360 7.125 NY 80.00 12.5 360 7.875 NJ 79.99 13.25 360 7.375 FL 80.00 12.75 360 6.875 NV 80.00 12.25 360 7.25 WA 80.00 12.625 360 7.75 MD 80.00 0
No MI 1.875 60 620000 0 91752 No MI 1.875 60 167872.16 0 0 86401 No MI 1.875 60 189760 0 0 34983 No MI 1.875 60 472000 0 0 20155 No MI 1.875 60 158250 0 0 85239 No MI 1.875 60 392000 0 0 20601 No MI 1.875 60 362000 0 0 91764 No MI 1.875 36 325600 0 0 22015 No MI 1.875 60 292800 0 0 20705 No MI 1.875 60 447000 0 0 20110 No MI 1.875 60 269600 0 0 20017 No MI 1.875 60 433600 0 0 11423 No MI 1.875 60 216600 0 0 8859 No MI 1.875 60 160920 0 0 32908 No MI 1.875 60 368000 0 0 89123 No MI 1.875 60 204000 0 0 98264 No MI 1.875 60 313600 0 0 20783 No MI
358 8.125 MIRA LOMA 620000 2.25 Y 120 GROUP II 359 7.375 KINGMAN 168000 2.25 N 0 GROUP I 359 7.875 PORT ST LUCIE 189760 2.25 Y 120 GROUP II 358 7.375 GAINESVILLE 472000 2.25 Y 120 GROUP I 359 7.75 MARICOPA 158250 2.25 Y 120 GROUP II 359 5.75 WALDORF 392000 2.25 Y 120 GROUP I 359 7.375 ONTARIO 362000 2.25 Y 120 GROUP II 359 6 BURKE 325600 2.25 Y 120 GROUP II 359 6.875 BELTSVILLE 292800 2.25 Y 120 GROUP II 359 6.5 MANASSAS 447000 2.25 Y 120 GROUP II 359 7.25 WASHINGTON 269600 2.25 Y 120 GROUP II 358 7.5 HOLLIS 433600 2.25 Y 120 GROUP I 358 8.25 SAYREVILLE 216600 2.25 Y 120 GROUP I 358 7.75 PALM BAY 160920 2.25 Y 120 GROUP II 358 7.25 LAS VEGAS 368000 2.25 Y 120 GROUP II 358 7.625 LYNDEN 204000 2.25 Y 120 GROUP I 358 8.125 HYATTSVILLE 313600
100386000000000000 First Lien 20360201 WALN 4197.916667 360 0.375 Single Family 1003345-0000011112 1 First Lien N 20360201 WALN 1160.34 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 1245.3 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 2900.833333 360 0.375 PUD 100386000000000000 1 First Lien N 20360201 WALN 1022.03125 360 0.375 PUD 100386000000000000 1 First Lien N 20360301 WALN 1878.333333 360 0.375 PUD 100386000000000000 1 First Lien N 20360301 WALN 2224.791667 360 0.375 Condominium 100386000000000000 1 First Lien N 20360301 WALN 1628 360 0.375 PUD 100386000000000000 1 First Lien N 20360301 WALN 1677.5 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 2421.25 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 1628.833333 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 2710 360 0.375 Single Family 100386000000000000 1 First Lien N 20360201 WALN 1489.125 360 0.375 Condominium 100386000000000000 1 First Lien N 20360201 WALN 1039.275 360 0.375 Single Family 100386000000000000 1 First Lien N 20360201 WALN 2223.333333 360 0.375 PUD 100386000000000000 1 First Lien N 20360201 WALN 1296.25 360 0.375 PUD 100386000000000000 1 First Lien N 20360201 WALN 2123.333333 360 0.375 Single Family 100386000000000000 1 N
2.25 Y
120 GROUP II
20110201 No_PP G02
13.125 360 7.125 NV 79.99 12.5 360 7.125 GA 80.00 12.5 360 7.25 NJ 80.00 12.625 360 6.875 AZ 80.00 12.25 360 6.875 NJ 80.00 12.25 360 7.125 PA 80.00 12.5 360 7.125 NJ 79.98 12.5 360 6.5 AZ 80.00 11.875 360 7.375 NJ 80.00 12.75 360 6.875 NJ 80.00 12.25 360 7 VA 80.00 12.375 360 6.875 NC 80.00 12.25 360 7.125 PA 80.00 12.5 360 7.375 VA 80.00 12.75 360 7.75 FL 80.00 13.125 360 7.125 OK 70.00 12.5 360 6.875 MN 63.49 12.25 0 0
1.875 60 235900 0 89031 No MI 1.875 60 2599200 0 30004 No MI 1.875
N PUD N PUD
358 7.5 NORTH LAS VEGAS 235900 20060301 2.25 20110201 Y 120 Prepay GROUP II G03 358 7.5 ALPHARETTA 2599200 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.625 ENGLEWOOD 364000 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 7.25 LAKE HAVASU CITY 460000 20060301 2.25 20110201 N 0 No_PP GROUP II G02 358 7.25 TINTON FALLS 242000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.5 RADNOR TWP. 164000 20060301 2.25 20110201 N 0 No_PP GROUP II G03 358 7.5 FRANKLIN LAKES 719000 20060301 2.25 20110201 N 0 No_PP GROUP II G02 358 6.875 SCOTTSDALE 150460 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 7.75 JERSEY CITY 216000 20060401 2.25 20110301 N 0 No_PP GROUP II G02 358 7.25 PLAINFIELD 172000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.375 SOUTH RIDING 360975 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.25 CHARLOTTE 114280 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.5 SPRINGFIELD 259200 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.75 CHESTER 175200 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.125 DEERFIELD BEACH 340000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.5 YUKON 118650 20060301 2.25 20110201 N 0 Prepay GROUP II G03 358 7.25 MOUND 1000000 20060301 2.25 20110201
1 20360201 1474.375 0.375 1
First Lien WALN 360
100386000000000000 First Lien 20360201 WALN 16245 360 0.375 1
100386000000000000 First Lien 60 N 20360201 WALN 364000 2312.916667 360 0 0 0.375 7631 2-4 Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 459280.13 3138.02 360 0 0 0.375 86406 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 242000 1462.083333 360 0 0 0.375 7724 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 162219.26 1146.72 360 0 0 0.375 19087 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 718129.16 5028.75 360 0 0 0.375 7417 Single Family No MI 1003671-0002005734 1.875 1 First Lien 60 N 20360201 WALN 150460 862.0104167 360 0 0 0.375 85251 Condominium No MI 1001949-7215041815 1.875 1 First Lien 60 N 20360201 WALN 215847.55 1547.45 360 0 0 0.375 7305 Single Family No MI 1003671-0002005757 1.875 1 First Lien 60 N 20360301 WALN 172000 1039.166667 360 0 0 0.375 7060 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 360975 2218.492188 360 0 0 0.375 20152 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 113411.64 685.195325 360 0 0 0.375 28216 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 259200 1620 360 0 0 0.375 19064 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 175200 1131.5 360 0 0 0.375 23831 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 340000 2302.083333 360 0 0 0.375 33441 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 118473.33 829.62 360 0 0 0.375 73099 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 1000000 6041.666667 360 0 0 0.375 55364 Single Family No MI 100386000000000000 1.875 1 First Lien
120 GROUP I 358 7.75 AUSTELL 95200 2.25 Y 120 GROUP II 358 7.625 LOS ALAMITOS 872000 2.25 Y 120 GROUP II 358 7.625 CHANDLER 202400 2.25 Y 120 GROUP II 359 7 MURRELLS INLET 455000 2.25 Y 120 GROUP I 359 8.25 WEEHAWKEN 770000 2.25 Y 120 GROUP II 358 7.5 ANOKA 192800 2.25 Y 120 GROUP II 359 6.5 MAPLEWOOD 172800 2.25 Y 120 GROUP II 358 7.5 ENID 316000 2.25 N 0 GROUP II 358 6.75 BELLINGHAM 218400 2.25 Y 120 GROUP II 359 7.5 PHOENIX 140000 2.25 Y 120 GROUP II 358 7.625 ORLANDO 134000 2.25 Y 120 GROUP II 358 7.5 CORONA 927960 2.25 Y 120 GROUP II 359 7.875 SALISBURY 88800 2.25 Y 120 GROUP II 359 7.5 GLENDALE 102400 2.25 Y 120 GROUP II 358 7.625 OLNEY 320000 2.25 Y 120 GROUP II 359 7.5 SAINT PAUL 197600 2.25 Y 120 GROUP I 359 9.625 LAWRENCEVILLE 180500 2.25 Y 120
Prepay G01
360 7.375 GA
20060301 20110201 Prepay G03 20060301 20110201 No_PP G01 20060301 20110201 Prepay G03 20060401 20110301 No_PP G01 20060401 20110301 No_PP G02 20060301 20110201 Prepay G02 20060401 20110301 Prepay G01 20060301 20110201 Prepay G01 20060301 20110201 Prepay G01 20060401 20110301 No_PP G02 20060301 20110201 Prepay G03 20060301 20110201 No_PP G04 20060401 20160301 No_PP G01 20060401 20110301 No_PP G02 20060301 20110201 No_PP G02 20060401 20110301 Prepay G01 20060401 20110301 Prepay
80.00 12.75 360 7.25 CA 80.00 12.625 360 7.25 AZ 80.00 12.625 360 6.625 SC 65.00 12 360 7.875 NJ 70.00 13.25 360 7.125 MN 80.00 12.5 360 6.125 MN 80.00 11.5 360 7.125 OK 80.00 12.5 360 6.375 WA 80.00 11.75 360 7.125 AZ 80.00 12.5 360 7.25 FL 78.82 12.625 360 7.125 CA 80.00 12.5 360 7.5 MD 80.00 12.875 360 7.125 AZ 80.00 12.5 360 7.25 MD 80.00 12.625 360 7.125 MN 80.00 12.5 360 9.25 GA 95.00 14.625 360
20360201 WALN 614.8333333 360 0.375 30168 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 872000 5540.833333 360 0 0 0.375 90720 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 202400 1286.083333 360 0 0 0.375 85225 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 455000 2654.166667 360 0 0 0.375 29576 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 770000 5293.75 360 0 0 0.375 7086 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 192800 1205 360 0 0 0.375 55303 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 172775.42 935.8668583 360 0 0 0.375 55109 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 315529.49 2209.52 360 0 0 0.375 73703 Single Family No MI 100392000000000000 1.875 1 First Lien 60 N 20360201 WALN 218400 1228.5 360 0 0 0.375 98229 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 139950.08 874.688 360 0 0 0.375 85032 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 133980 851.33125 360 0 0 0.375 32824 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 927960 5799.75 360 0 0 0.375 92882 Single Family No MI 1003345-0000011838 1.875 1 First Lien 60 N 20360201 WALN 88800 582.75 360 0 0 0.375 21804 Single Family No MI 100386000000000000 1.875 1 First Lien 120 N 20360301 WALN 102400 640 360 0 0 0.375 85302 Townhouse No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 320000 2033.333333 360 0 0 0.375 20832 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 197600 1235 360 0 0 0.375 55122 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 180500 1447.760417 360 0 0 0.375 30043 Single Family Radian Guaranty 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 95200 0 0
60
GROUP II G01 358 6.375 FALLS CHURCH 230000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 359 5.875 COLORADO SPRINGS 374500 20060401 2.25 20090301 Y 120 No_PP GROUP II G01 358 7.25 PLEASANTVILLE 176000 20060301 2.25 20110201 N 0 No_PP GROUP II G01 358 7.5 MIAMI 217000 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.625 PALMDALE 338400 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 354 8.25 Royal Palm Beach 198400 20051101 2.375 20071001 N 0 No_PP GROUP II G01 358 7.625 NORTH BRANCH 156560 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 358 7.625 BLAINE 216000 20060301 2.25 20110201 N 0 Prepay GROUP II G02 359 6.875 FLORAL PARK 200000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7.75 BRICK 168800 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.625 COTTONWOOD 166965 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 7.375 BELLINGHAM 174000 20060401 2.25 20110301 Y 120 Prepay GROUP II G02 358 7.25 SEDONA 417000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.99 NORTH HOLLYWOOD 596000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.5 SCOTTSDALE 158590 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 ENGLEWOOD CLIFFS 999950 20060301 2.25 20110201 N 0 No_PP GROUP I G01 358 8.125 UPPER MARLBORO 254400 20060301 2.25 20110201 Y 120 No_PP GROUP II G03
230000 6 VA 62.84 11.375 360 5.5 CO 70.00 11.875 360 6.875 NJ 78.22 12.25 360 7.125 FL 70.00 12.5 360 7.25 CA 80.00 12.625 360 7.875 FL 80.00 13.25 360 7.25 NY 79.47 12.625 360 7.25 WA 80.00 12.625 360 6.5 NY 62.50 11.875 360 7.375 NJ 80.00 12.75 360 7.25 AZ 80.00 12.625 360 7 WA 80.00 12.375 360 6.875 AZ 78.83 12.25 360 7.615 CA 80.00 12.99 360 7.125 AZ 75.00 12.5 360 7.75 NJ 78.74 13.125 360 7.75 MD 80.00 13.125 360 0 0 22043 No MI 1.875 60 374500 0 0 80906 No MI 1.875 36 175724.55 0 0 8232 No MI 1.875 60 217000 0 0 33137 No MI 1.875 60 338400 0 0 93550 No MI 1.875 60 197627.76 0 0 33411 No MI 1.875 24 156560 0 0 12766 No MI 2 60 215686.33 0 0 98230 No MI 1.875 60 200000 0 0 11001 No MI 1.875 60 168800 0 0 8723 No MI 1.875 60 166965 0 0 86326 No MI 1.875 60 174000 0 0 98229 No MI 1.875 60 417000 0 0 86351 No MI 1.875 60 596000 0 0 91606 No MI 1.875 60 158590 0 0 85260 No MI 1.875 60 998637.34 0 0 7632 No MI 1.875 60 254400 0 0 20774 No MI 1.875 60 636000
1221.875 0.375 Condominium N
360
1 First Lien 20360201 WALN 1833.489583 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 1200.64 360 0.375 2-4 Family 100386000000000000 1 First Lien N 20360201 WALN 1356.25 360 0.375 2-4 Family 100386000000000000 1 First Lien N 20360201 WALN 2150.25 360 0.375 Single Family 1003345-0000011826 1 First Lien N 20360201 WALN 1490.51 360 0.375 Single Family 100014000000000000 1 First Lien N 20351001 AFL2 994.8083333 360 0.375 Single Family 100386000000000000 1 First Lien N 20360201 WALN 1528.84 360 0.375 Single Family 100386000000000000 1 First Lien N 20360201 WALN 1145.833333 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 1090.166667 360 0.375 Condominium 100386000000000000 1 First Lien N 20360301 WALN 1060.923438 360 0.375 PUD 100386000000000000 1 First Lien N 20360201 WALN 1069.375 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 2519.375 360 0.375 Single Family 100386000000000000 1 First Lien N 20360201 WALN 3968.366667 360 0.375 Single Family N First Lien 20360201 WALN 991.1875 360 0.375 Condominium 100386000000000000 1 First Lien N 20360201 WALN 7424.61 360 0.375 Single Family 100386000000000000 1 First Lien N 20360201 WALN 1722.5 360 0.375 Single Family 100386000000000000 1 First Lien N 20360201 WALN 3975 360 1
358 7.5 SCOTTSDALE 636000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.25 APOPKA 228594.75 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.25 SAINT LOUIS 228000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.25 QUEEN CREEK 201600 20060301 2.25 20110201 Y 120 No_PP GROUP II G03 358 7.625 HUNTINGTON BEACH 588000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.25 LEMON GROVE 396000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 HENDERSON 300000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8 MESA 156000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 MURRIETA 364800 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 8.25 COLLEGE PARK 68000 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 7.75 PATERSON 266000 20060301 2.25 20110201 N 0 No_PP GROUP II G03 358 7.5 SCOTTSDALE 724000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 359 7.125 SOMERSET 308800 20060401 2.25 20110301 Y 120 No_PP GROUP II G01 358 7.625 CHANDLER 246400 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 8 FLEMINGTON 249600 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 5.5 ORANGE PARK 225000 20060401 2.25 20090301 Y 120 No_PP GROUP I G01 358 7.75 UNION CITY 370400 20060301 2.25 20110201 N 0 No_PP GROUP II G02 358
7.125 AZ 80.00 12.5 360 6.875 FL 75.00 12.25 360 6.875 MO 80.00 12.25 360 7.875 AZ 79.97 13.25 360 7.25 CA 80.00 12.625 360 7.875 CA 80.00 13.25 360 7.5 NV 80.00 12.875 360 7.625 AZ 80.00 13 360 7.375 CA 80.00 12.75 360 7.875 GA 80.00 13.25 360 7.375 NJ 80.00 12.75 360 7.125 AZ 62.96 12.5 360 6.75 NJ 80.00 12.125 360 7.25 AZ 80.00 12.625 360 7.625 NJ 80.00 13 360 5.125 FL 78.95 11.5 360 7.375 NJ 80.00 12.75 360 7.125
0 85251 No MI 1.875
0.375 Single Family 100386000000000000 First Lien 20360201 WALN 1381.093281 360 0.375 1 N
60 N 228594.75 0 0 32712 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 227990 1377.439583 360 0 0 0.375 63116 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 201600 1386 360 0 0 0.375 85243 PUD No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 588000 3736.25 360 0 0 0.375 92647 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 396000 2722.5 360 0 0 0.375 91945 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 299898.36 1968.082988 360 0 0 0.375 89015 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 156000 1040 360 0 0 0.375 85212 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 364800 2356 360 0 0 0.375 92563 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 67912.96 510.87 360 0 0 0.375 30349 Condominium No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 265623.3 1905.66 360 0 0 0.375 7502 Single Family No MI 1000612-0000533044 1.875 1 First Lien 60 N 20360201 WALN 724000 4525 360 0 0 0.375 85262 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 308800 1833.5 360 0 0 0.375 8873 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 244654.93 1554.578201 360 0 0 0.375 85225 Single Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 249600 1664 360 0 0 0.375 8822 Single Family No MI 1000612-0000533075 1.875 1 First Lien 60 N 20360301 WALN 224862.62 1030.620342 360 0 0 0.375 32065 PUD No MI 100386000000000000 1.875 1 First Lien 36 N 20360301 WALN 369875.45 2653.6 360 0 0 0.375 7087 2-4 Family No MI 100386000000000000 1.875 1 First Lien 60 N 20360201 WALN 247200 1545 360 0 0 0.375
7.5 MESA 247200 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.875 AVONDALE 299000 20060301 2.25 20110201 Y 120 No_PP GROUP II G01 358 7.5 EAST HARTFORD 160000 20060301 2.25 20110201 Y 120 Prepay GROUP II G02 358 7.625 DUNELLEN 325600 20060301 2.25 20110201 N 0 No_PP GROUP II G02 358 7.375 CHESTER 134400 20060301 2.25 20110201 Y 120 No_PP GROUP II G02 359 6.875 ALPHARETTA 244000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 8.25 EL MIRAGE 160000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 ATLANTA 172000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 359 5.75 RESTON 254400 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 359 7.75 FORT LAUDERDALE 795600 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 8.125 SEATTLE 291200 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.875 BAY SHORE 281250 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.25 KISSIMMEE 188000 20060301 2.25 20110201 N 0 Prepay GROUP II G03 358 7.5 MESA 528000 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 8.125 PALM BEACH GARDENS 448000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.75 CAVE CREEK 417000 20060301 2.25 20110201 Y 120 No_PP GROUP II G04 358 6.75 JAMAICA 241680 20060301 2.25 20160201 Y 120 No_PP GROUP II G01 359 6.75 LANHAM
AZ 80.00 12.5 360 7.5 AZ 78.68 12.875 360 7.125 CT 78.05 12.5 360 7.25 NJ 80.00 12.625 360 7 MD 80.00 12.375 360 6.5 GA 80.00 11.875 360 7.875 AZ 80.00 13.25 360 7.375 GA 80.00 12.75 360 5.375 VA 78.76 10.75 360 7.375 FL 80.00 12.75 360 7.75 WA 80.00 13.125 360 7.5 NY 75.00 12.875 360 7.875 FL 80.00 13.25 360 7.125 AZ 80.00 12.5 360 7.75 FL 80.00 13.125 360 7.375 AZ 79.43 12.75 360 6.375 NY 80.00 11.75 360 6.375 MD 0
85209 No MI 1.875 60 299000 0 85323 No MI 1.875 60 160000 0 0 6118 No MI 1.875 60 325127.18 0 0 8812 No MI 1.875 60 134400 0 0 21619 No MI 1.875 60 244000 0 0 30022 No MI 1.875 60 160000 0 0 85335 No MI 1.875 60 172000 0 0 30311 No MI 1.875 60 254400 0 0 20194 No MI 1.875 60 795600 0 0 33301 No MI 1.875 60 291200 0 0 98116 No MI 1.875 60 281250 0 0 11706 No MI 1.875 60 187759.4 0 0 34759 No MI 1.875 60 528000 0 0 85201 No MI 1.875 60 448000 0 0 33410 No MI 1.875 60 417000 0 0 85331 No MI 1.875 60 241680 0 0 11434 No MI 1.875 120 271050 0 0 20706 N
PUD 100386000000000000 First Lien 20360201 WALN 1962.1875 360 0.375 1 PUD 1 N 0.375 Single Family N 100386000000000000 First Lien 20360201 WALN 2304.58 360 0.375 Single Family 1000-612-000053307 1 First Lien 20360201 WALN 826 360 0.375 Townhouse 1 1 N 20360201 1000 100386000000000000 First Lien WALN 360 N N
First Lien 20360201 WALN 1397.916667 360 0.375 PUD 100386000000000000 1 First Lien N 20360301 WALN 1100 360 0.375 Single Family 100386000000000000 1 First Lien N 20360201 WALN 1110.833333 360 0.375 Single Family 100386000000000000 1 First Lien N 20360201 WALN 1219 360 0.375 Condominium N 1 First Lien 20360301 WALN 5138.25 360 0.375 Single Family 100386000000000000 1 First Lien N 20360301 WALN 1971.666667 360 0.375 Single Family 100386000000000000 1 First Lien N 20360201 WALN 1845.703125 360 0.375 Single Family 100386000000000000 1 First Lien N 20360201 WALN 1412.39 360 0.375 PUD 100386000000000000 1 First Lien N 20360201 WALN 3300 360 0.375 Single Family 100392000000000000 1 First Lien N 20360201 WALN 3033.333333 360 0.375 PUD 100386000000000000 1 First Lien N 20360201 WALN 2693.125 360 0.375 PUD 100386000000000000 1 First Lien N 20360201 WALN 1359.45 360 0.375 Single Family 100386000000000000 1 First Lien N 20360201 WALN 1524.65625 360 0.375 Single Family N
271050 20060401 2.25 20110301 Y 120 No_PP GROUP II G02 358 7.5 PHOENIX 113600 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.75 BUFORD 178000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.5 Lusby 179920 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 184 5.875 WILSON 74550 19910901 2.75 20060801 N 0 No_PP GROUP I G01 138 6.875 SAN ANTONIO 47175 19871101 2.88 20061001 N 0 No_PP GROUP I G01 148 6 WEST MILFOR 150000 19880901 2.75 20060801 N 0 No_PP GROUP I G01 156 5.75 CHARLOTTE 58212 19890501 2.75 20070401 N 0 No_PP GROUP I G01 281 6.75 NEW YORK 405000 19991001 2 20060901 N 0 No_PP GROUP I G01 140 6.875 FENWICK ISLAND DE 297600 19880101 2.75 20061201 N 0 No_PP GROUP I G01 281 6.75 NEWPORT NEWS 94500 19991001 2 20060901 N 0 No_PP GROUP I G01 140 6.875 BROOKLYN NY 348750 19880101 2.75 20061201 N 0 No_PP GROUP I G01 280 6.625 ATLANTA 94500 19990901 2 20060801 N 0 No_PP GROUP I G01 281 6.75 ROSLYN HEIGHTS 472000 19991001 2 20060901 N 0 No_PP GROUP I G01 191 5.75 RIVERDALE NY 495000 19920401 2.75 20070301 N 0 No_PP GROUP I G01 90 9.125 ARLINGTON 39818 19881201 3.5 20061101 N 0 No_PP GROUP I G01 140 6.875 SCARSDALE NY 350000 19880101 2.75 20061201 N 0 No_PP GROUP I G01 217 5.875 NEW YORK NY 368000 19940601
65.00 360
80.00 360
80.00 360
80.00 360
94.84 360
99.31 360
88.76 360
95.43 360
100.00 360
80.00 360
99.00 360
75.00 360
75.00 360
90.00 360
72.79 360
87.90 299
52.24 360
76.66
No MI 100386000000000000 1.875 1 First Lien 60 N 20360301 WALN 112822.51 705.1406875 360 7.125 0 0 0.375 AZ 85021 Condominium No MI 100386000000000000 12.5 1.875 1 First Lien 60 N 20360201 WALN 178000 1149.583333 360 7.375 0 0 0.375 GA 30518 PUD No MI 100386000000000000 12.75 1.875 1 First Lien 60 N 20360201 WALN 179920 1124.5 360 7.125 0 0 0.375 MD 20657 PUD No MI 010021800000000000 12.5 1.875 1 First Lien 60 N 20360201 AFL2 55478.09 462.73 360 5.5 0 0 0.375 NC 27893 Single Family No MI 12 1.875 0 First Lien 72 N 20210801 CALA 29712.41 312.11 360 6.5 0 0 0.375 TX 78244 PUD No MI 10.875 2.375 0 First Lien 72 N 20171001 CALA 92135.59 897.02 360 5.625 0 0 0.375 NJ 7421 CO-OP No MI 13.625 2.5 0 First Lien 72 N 20180801 CALA 38999.97 355.54 360 5.375 0 0 0.375 NC 28226 Single Family No MI 12 2.375 0 First Lien 84 N 20190401 CALA 90493.41 598.28 360 6.5 0 0 0.25 NY 10025 Single Family No MI 13.25 2.375 0 First Lien 24 N 20290901 CALA 190503.51 1982.33 360 6.5 0 0 0.375 DE 19944 Single Family No MI 13 1.75 0 First Lien 84 N 20171201 CALA 73846.21 484.22 360 6.25 0 0 0.5 VA 23602 Single Family No MI 13.75 2.375 0 First Lien 24 N 20290901 CALA 223249.18 2323.07 360 6.5 0 0 0.375 NY 11231 Condominium No MI 12 1.5 0 First Lien 84 N 20171201 CALA 91152.04 639.35 360 6.375 0 0 0.25 GA 30327 Single Family No MI 13.25 2.375 0 First Lien 24 N 20290801 CALA 121031.75 789.59 360 6.5 0 0 0.25 NY 11577 Single Family No MI 13.375 1.75 0 First Lien 24 N 20290901 CALA 371413.56 2975.67 360 5.375 0 0 0.375 NY 10471 Condominium No MI 12.125 1.75 0 First Lien 84 N 20220301 CALA 2286.76 41.55 299 8.75 0 0 0.375 VA 22209 Single Family No MI 15.5 2.375 0 First Lien 72 N 20131001 CALA 168355.68 1751.86 360 6.5 0 0 0.375 NY 10583 Single Family No MI 12 3.125 0 First Lien 84 N 20171201 CALA 247077.4 1851.1 360 5.5 0 0 0.375 NY 10011 Condominium No MI 11.75
2.75 N GROUP I
20060501 No_PP G01
10.75 360 6.625 TX 92.94 360 0
2.375 72 20633.32
75 7 DALLAS 47400 19820801 2.5 20060701 N 0 No_PP GROUP I G01 275 7.125 NANTUCKET 2350000 19990401 2.75 20070301 N 0 No_PP GROUP I G01 280 6.625 DULUTH 677757 19990901 2 20060801 N 0 No_PP GROUP I G01 229 5.875 NEW YORK NY 1235000 19950601 2.75 20060501 N 0 No_PP GROUP I G01 281 6.75 BALTIMORE 126300 19991001 2 20060901 N 0 No_PP GROUP I G01 209 6.375 HOUSTON TX 800000 19931001 2.75 20060901 N 0 No_PP GROUP I G01 127 6.375 SLIDELL 64400 19861201 2.5 20061101 N 0 No_PP GROUP I G01 281 6.75 BERKELEY LAKE 274500 19991001 2 20060901 N 0 No_PP GROUP I G01 281 6.75 HOUSTON 162706 19991001 2 20060901 N 0 No_PP GROUP I G01 281 6.75 AUSTIN 329000 19991001 2 20060901 N 0 No_PP GROUP I G01 281 6.75 NORTH ROYALTON 170000 19991001 2 20060901 N 0 No_PP GROUP I G01 214 7.125 NEW YORK NY 695000 19940301 2.75 20070201 N 0 No_PP GROUP I G01 282 6 HOUSTON 228546 19991101 2 20061001 N 0 No_PP GROUP I G01 197 6.375 COLUMBIA SC 520000 19921001 2.75 20060901 N 0 No_PP GROUP I G01 161 6.375 PELHAM MANOR NY 400000 19891001 2.75 20060901 N 0 No_PP GROUP I G01 195 6.125 BERWYN PA 630000 19920801 2.75 20060701 N 0 No_PP GROUP I G01 278 6.375 NEW YORK 40000 19990701 2 20060601
55.00 360
100.00 360
65.00 360
71.00 360
50.00 360
80.00 360
90.00 360
95.00 360
100.00 360
75.00 360
71.65 360
70.00 360
67.09 360
74.34 360
67.73 360
80.00
0 75236 No MI 16.875 2.375 0 72 N 20120701 2243285.03 14526.33 6.875 0 0 0.25 MA 2554 Single Family No MI 14 2.125 0 36 N 20290301 653745.47 4592.13 6.375 0 0 0.25 GA 30097 2-4 Family No MI 13.375 2.5 0 24 N 20290801 848055.83 6167.46 5.5 0 0 0.375 NY 10021 PUD No MI 12.25 1.75 0 72 N 20250501 122068.55 800.42 6.25 0 0 0.5 MD 21244 Single Family No MI 13.75 2.375 0 24 N 20290901 623452.57 4946.57 6 0 0 0.375 TX 77019 2-4 Family No MI 9.5 1.5 0 72 N 20230901 39213.67 425.34 6 0 0 0.375 LA 70458 Single Family No MI 14.5 2.375 0 72 N 20161101 265096.44 1738.27 6.25 0 0 0.5 GA 30096 Single Family No MI 13.5 2.125 0 24 N 20290901 156038.44 1023.17 6.5 0 0 0.25 TX 77095 2-4 Family No MI 13.875 1.5 0 24 N 20290901 317742.18 2083.48 6.5 0 0 0.25 TX 78750 Single Family No MI 13 1.75 0 24 N 20290901 22244.4 156.59 6.5 0 0 0.25 OH 44133 Single Family No MI 13.375 1.75 0 24 N 20290901 554002.79 4579.49 6.75 0 0 0.375 NY 10019 Condominium No MI 10.375 1.75 0 84 N 20240201 221028.46 1464.26 5.5 0 0 0.5 TX 77030 Single Family No MI 13.75 2.375 0 24 N 20291001 399660.17 3277.13 6 0 0 0.375 SC 29223 Condominium No MI 11.5 1.5 0 72 N 20220901 278111.79 2574.5 6 0 0 0.375 NY 10803 Single Family No MI 14.375 2.375 0 72 N 20190901 283272.34 2297.02 5.75 0 0 0.375 PA 19312 Single Family No MI 12.75 2.375 0 72 N 20220701 38365.62 264.44 6.125 0 0 0.25 NY 10040 Townhouse No MI 13.125 2.375 0
0 20240501 340.45 0.375 Single Family N
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien
0 No_PP GROUP I G01 281 6.75 LEWISTON 69000 19991001 2 20060901 N 0 No_PP GROUP I G01 161 6.625 AUSTIN TX 320000 19891001 2.75 20060901 N 0 No_PP GROUP I G01 281 6.75 GALVESTON 238000 19991001 2 20060901 N 0 No_PP GROUP I G01 199 6.5 LOS ANGELES CA 580000 19921201 2.75 20061101 N 0 No_PP GROUP I G01 220 6 SPRINGFIELD VA 296000 19940901 2.75 20060801 N 0 No_PP GROUP I G01 178 7.25 NEW YORK NY 450000 19910301 2.95 20070201 N 0 No_PP GROUP I G01 96 6.75 TEXAS CITY 49850 19840501 2 20070401 N 0 No_PP GROUP I G01 158 6.125 POUND RIDGE NY 426000 19890701 2.75 20060601 N 0 No_PP GROUP I G01 51 5.375 PITTSBURGH 31000 19850801 2 20060701 N 0 No_PP GROUP I G01 129 7.375 MAGEE 54000 19870201 3 20070101 N 0 No_PP GROUP I G01 213 7.125 BADEN PA 500000 19940201 2.75 20070101 N 0 No_PP GROUP I G01 204 5.75 LOS ANGELES CA 1000000 19930501 2.75 20070401 N 0 No_PP GROUP I G01 142 6.875 NEW YORK NY 350000 19880301 2.5 20070201 N 0 No_PP GROUP I G01 282 6 ORLANDO 149600 19991101 2 20061001 N 0 No_PP GROUP I G01 282 6 SYLVAN LAKE 96000 19991101 2 20061001 N 0 No_PP GROUP I G01 228 5.75 WILLIAMSBURG VA 344000 19950501 2.75 20070401 N 0 No_PP GROUP I G01 311 7 HEBER CITY 211100 20020401 2.75 20120301 Y 120 No_PP
360 6.5 NY 78.00 13.375 0
24 66693.53 0
14092 No MI 1.75 0 360 24 N 20290901 207547.63 1949.14 6.25 0 0 0.375 TX 78746 Single Family 72.73 No MI 13.5 1.75 0 360 84 N 20190901 139357.48 987.38 6.5 0 0 0.25 TX 77551 Single Family 100.00 No MI 13.5 2.375 0 360 24 N 20290901 450657.35 3705.85 6.125 0 0 0.375 CA 90049 Condominium 74.83 No MI 12 1.75 0 360 84 N 20221101 232788.3 1747.09 5.625 0 0 0.375 VA 22152 Single Family 88.36 No MI 10.875 2.375 0 360 72 N 20240801 331024.76 3040.63 6.875 0 0 0.375 NY 10007 Single Family 62.06 No MI 14.625 2.375 0 360 84 N 20210201 21300.87 269.67 6.375 0 0 0.375 TX 77590 Single Family 89.98 No MI 16.875 2.575 0 360 84 N 20140401 292818.1 2704.43 5.75 0 0 0.375 NY 10576 CO-OP 80.00 No MI 15.875 2.125 0 360 72 N 20190601 9511.89 209.39 5 0 0 0.375 PA 15210 Condominium 91.18 No MI 15 2.375 0 300 72 N 20100701 33595.28 377.92 7 0 0 0.375 MS 39411 CO-OP 90.00 No MI 14.5 1.625 0 360 84 N 20170101 391455.92 3243.4 6.75 0 0 0.375 PA 15005 Townhouse 52.63 No MI 10.875 2.375 0 360 84 N 20240101 556080.62 4333.42 5.375 0 0 0.375 CA 90024 Single Family 52.63 No MI 10.875 2.375 0 360 84 N 20230401 224817.26 2317.89 6.5 0 0 0.375 NY 10024 Single Family 73.68 No MI 14.75 2.275 0 360 84 N 20180201 143066.51 947.56 5.5 0 0 0.5 FL 32835 Single Family 80.00 No MI 13.875 2.125 0 360 24 N 20291001 92960.43 615.63 5.5 0 0 0.5 MI 48320 Single Family 45.00 No MI 13.375 1.5 0 360 24 N 20291001 284169.82 2051.46 5.375 0 0 0.375 VA 23185 Single Family 80.00 No MI 13.25 1.875 0 360 84 N 20250401 208542.04 1216.495233 6.75 0 0 0.25 UT 84032 Condominium 79.99 No MI 12 2.375 2 360 0 N 20320301
20290601 437.32 0.25 Single Family
CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 300
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA
GROUP I G01 201 7.125 HOUSTON TX 405700 19930201 2.75 20070101 N 0 No_PP GROUP I G01 311 7 MONTGOMERY 398250 20020401 2.75 20120301 Y 120 No_PP GROUP I G01 154 8.125 HOLLIS 84000 19890301 3.5 20060801 N 0 No_PP GROUP I G01 319 6.125 FAIRFIELD 650000 20021201 2.25 20121101 Y 120 No_PP GROUP I G01 211 6.75 NEW YORK NY 330000 19931201 2.95 20061101 N 0 No_PP GROUP I G01 312 6.625 KATY 541200 20020501 2.75 20120401 Y 120 No_PP GROUP I G01 312 7.125 NEW YORK 364000 20020501 2 20120401 Y 120 No_PP GROUP I G01 312 7 BROOKLINE 620500 20020501 2 20120401 Y 120 No_PP GROUP I G01 313 6.375 AUSTIN 364000 20020601 2 20120501 Y 120 No_PP GROUP I G01 205 5.875 THE WOODLANDS TX 600000 19930601 2.75 20060501 N 0 No_PP GROUP I G01 110 7.375 VIRGINIA BE 81000 19850701 3 20060601 N 0 No_PP GROUP I G01 239 7.375 MIDDLEBURG VA 1220000 19960401 3 20070301 N 0 No_PP GROUP I G01 281 6.75 EMPIRE 235000 19991001 2 20060901 N 0 No_PP GROUP I G01 218 6.125 NEW YORK NY 350000 19940701 2.75 20060601 N 0 No_PP GROUP I G01 281 6.75 WOLCOTT 53000 19991001 2 20060901 N 0 No_PP GROUP I G01 168 5.75 HAVENFORD PA 1183000 19900501 2.75 20070401 N 0 No_PP GROUP I G01 193 5.875 NEW YORK NY 375000 19920601 2.75 20060501 N 0 No_PP GROUP I G01
73.76 360
72.41 360
80.00 360
40.63 360
60.00 360
80.00 360
7.28 360
47.73 360
66.18 360
79.47 360
90.00 360
52.47 360
50.00 360
37.84 360
97.00 360
70.00 360
50.00 360
292466.03 2524.81 0 0 0.375 77005 Single Family No MI 10.875 2.5 0 84 N 20230101 398249.7 2323.12325 6.75 0 0 0.25 TX 77356 PUD No MI 12 2.375 2 0 N 20320301 62416.57 653.94 7.75 0 0 0.375 NY 11423 Condominium No MI 15.525 2.5 0 78 N 20190201 649993.94 3317.677402 5.75 0 0 0.375 CT 6430 Single Family No MI 12.125 2.5 2 0 N 20321101 264394.78 2143.56 6.375 0 0 0.375 NY 10028 Condominium No MI 11.125 1.875 0 84 N 20231101 541198.75 2987.868099 6.375 0 0 0.25 TX 77450 PUD No MI 11.625 2.5 2 0 N 20320401 364000 2161.25 6.75 0 0 0.375 NY 10011 Single Family No MI 13.125 2.5 2 0 N 20320401 551762.42 3218.614117 6.625 0 0 0.375 MA 2445 Single Family No MI 12 1.625 1 0 N 20320401 362854.09 1927.662353 6 0 0 0.375 TX 78734 Single Family No MI 11.375 1.625 1 0 N 20320501 446284.76 3518.6 5.5 0 0 0.375 TX 77380 Single Family No MI 11.375 2.625 0 72 N 20230501 52051.15 652.57 7 0 0 0.375 VA 23451 Condominium No MI 18.75 1.205 0 216 N 20150601 1032416.37 7335.75 7 0 0 0.375 VA 22117 PUD No MI 12.29 0.745 0 84 N 20260301 227144.43 1489.42 6.25 0 0 0.5 MI 49630 Single Family No MI 13.5 2.625 0 24 N 20290901 279866.41 2130.79 5.75 0 0 0.375 NY 10128 Condominium No MI 11.625 1.5 0 72 N 20240601 25145.14 189.53 6.5 0 0 0.25 CT 6716 Single Family No MI 13.5 2.375 0 24 N 20290901 827822.36 7185.28 5.375 0 0 0.375 PA 19041 Single Family No MI 14.5 1.75 0 84 N 20200401 274285.52 2248.04 5.5 0 0 0.375 NY 10028 PUD No MI 13 2.375 0 72 N 20220501 20308.96 214.61 6.75 TX
360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
134 6.375 ATHENS 32666 19870701 3 20060601 N 0 No_PP GROUP I G01 122 8.5 DALLAS 16000 19860701 3 20060601 N 0 No_PP GROUP I G01 29 6.375 NEWPORT BEACH CA 400000 19931001 2.75 20060901 N 0 No_PP GROUP I G01 24 5.75 LAWRENCE NY 400000 19930501 2.75 20070401 N 0 No_PP GROUP I G01 127 6.25 NEW YORK NY 300000 19861201 2.5 20061101 N 0 No_PP GROUP I G01 314 7.125 NORTH WOODMERE 340000 20020701 2.75 20120601 Y 120 No_PP GROUP I G01 281 6.75 NEW YORK 75000 19991001 2 20060901 N 0 No_PP GROUP I G01 320 5.625 SILVER SPRING 120000 20030101 2.75 20091201 N 0 No_PP GROUP I G01 320 5.625 CHEVY CHASE 164600 20030101 2.75 20091201 N 0 No_PP GROUP I G01 315 6.125 IRVINE 390000 20020801 2.75 20090701 N 0 No_PP GROUP I G01 282 6.625 SAN MARCOS 33000 19991101 2.75 20061001 N 0 No_PP GROUP I G01 314 7.5 CHICAGO 543750 20020701 2.5 20090601 N 0 No_PP GROUP I G01 316 6.25 HAYMARKET 352800 20020901 2.75 20090801 N 0 No_PP GROUP I G01 311 6.875 CHANHASSEN 476000 20020401 2 20090301 N 0 No_PP GROUP I G01 309 6.25 FORT LAUDERDALE 600000 20020201 2 20090101 N 0 No_PP GROUP I G01 311 6.75 CLAREMONT 120000 20020401 2 20090301 Y 120 No_PP GROUP I G01 313 7.375 COLUMBUS 40000 20020601 2 20090501 Y 120 No_PP GROUP I G01 148
0 0.375 30605 PUD No MI 15 2.375 0 360 72 N 20170601 9467.81 116.17 8.125 0 0 0.375 TX 75232 PUD 72.34 No MI 15.5 2.625 0 360 72 N 20160601 75280.32 2807.85 6 0 0 0.375 CA 92663 PUD 48.47 No MI 11 2.625 0 180 72 N 20080901 78697.56 3479.07 5.375 0 0 0.375 NY 11559 Condominium 44.43 No MI 11.875 2.375 0 180 84 N 20080401 172402.41 1869.29 5.875 0 0 0.375 NY 10028 CO-OP 37.50 No MI 12.875 2.375 0 360 84 N 20161101 320925.51 1905.495216 6.875 0 0 0.25 NY 11581 Single Family 80.00 No MI 12.125 2.125 2 360 0 N 20320601 67055.93 439.7 6.5 0 0 0.25 NY 10021 Single Family 23.00 No MI 14.5 2.5 0 360 24 N 20290901 114370.24 690.79 5.25 0 0 0.375 MD 20906 Single Family 57.14 No MI 11.625 1.75 2 360 0 N 20321201 151049.13 947.54 5.25 0 0 0.375 MD 20815 Condominium 76.92 No MI 11.625 2.375 2 360 0 N 20321201 364538.79 2369.68 5.875 0 0 0.25 CA 92620 PUD 69.64 No MI 11.125 2.375 2 360 0 N 20320701 12246.57 90.77 6.125 0 0 0.5 TX 78666 Condominium 90.00 No MI 13.875 2.5 0 360 24 N 20291001 468543.69 3801.98 7.25 0 0 0.25 IL 60657 Single Family 75.00 No MI 12.5 2.25 2 360 0 N 20320601 334615.7 2172.25 6 0 0 0.25 VA 20168 PUD 90.00 Radian Guaranty 11.25 2.25 2 360 0 N 20320801 456972.71 2709.43 6.625 0 0 0.25 MN 55317 Single Family 76.16 No MI 12.875 2.5 2 360 0 N 20320301 487199.67 2966.78 6 0 0 0.25 FL 33327 PUD 66.12 No MI 12.25 1.75 2 360 0 N 20320101 119325 671.203125 6.5 0 0 0.25 CA 91711 Single Family 39.87 No MI 12.75 1.75 2 360 0 N 20320301 39698.16 243.978275 7.125 0 0 0.25 OH 43206 Single Family 66.67 No MI 13.375 1.75 2 360 0 N 20320501 254499.96 2404.75 5.375 0 0 0.375 GA 79.66
First Lien CALA 360
First Lien CALA 180
First Lien CALA 180
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
5.75 WEST ISLIP NY 375000 19880901 2.5 20060801 N 0 No_PP GROUP I G01 212 6.875 KETCHUM ID 1340000 19940101 2.75 20061201 N 0 No_PP GROUP I G01 276 6 NEW YORK 85500 19990501 2 20061001 N 0 No_PP GROUP I G01 256 6 STATEN ISLAND NY 600000 19970901 2.75 20060801 N 0 No_PP GROUP I G01 117 6.25 CINCINNATI 48900 19860201 2.5 20070101 N 0 No_PP GROUP I G01 190 8 LEWISTON 45400 19920301 2.5 20070201 N 0 No_PP GROUP I G01 176 6.875 HIGHLAND PARK NJ 600000 19910101 2.75 20061201 N 0 No_PP GROUP I G01 56 6.875 DALLAS TX 346400 19960101 2.75 20061201 N 0 No_PP GROUP I G01 126 6.875 WHITE PLAIN 101600 19861101 3 20061001 N 0 No_PP GROUP I G01 301 7.625 SCRANTON 85000 20010601 2 20110501 Y 120 No_PP GROUP I G01 280 6.625 SNELVILLE 119700 19990901 2 20060801 N 0 No_PP GROUP I G01 316 5.875 THOUSAND OAKS 367000 20020901 2.75 20090801 N 0 No_PP GROUP I G01 316 6.25 DULUTH 425000 20020901 2.5 20120801 N 0 No_PP GROUP I G01 114 4.125 BALTIMORE 69375 19851101 1 20061001 N 0 No_PP GROUP I G01 317 4.5 FISHERS 345000 20021001 2.75 20090901 N 0 No_PP GROUP I G01 279 6.625 HOUSTON 621250 19990801 2 20060701 N 0 No_PP GROUP I G01 316 5.875 BIRMINGHAM 366800 20020901 2.75 20090801 N 0 No_PP GROUP I G01 317 6.375 BOULDER
75.00 360
69.61 360
95.00 360
72.73 360
94.04 360
73.23 360
46.15 360
80.00 180
80.00 360
65.38 360
95.00 360
44.48 360
79.44 360
69.91 360
42.86 360
79.00 360
73.36 360
11795 Single Family No MI 1.75 0 72 N 20180801 485558.66 3961.98 6.5 0 0 0.375 ID 83340 Single Family No MI 10.5 2.125 0 84 N 20231201 80512.21 545.62 5.75 0 0 0.25 NY 10021 Single Family No MI 13.75 2.375 0 30 N 20290401 119112.83 1547.58 5.625 0 0 0.375 NY 10301 Single Family No MI 12.25 2.375 0 72 N 20270801 28493.07 325.84 5.875 0 0 0.375 OH 45238 Single Family No MI 12.75 2.375 0 84 N 20160101 36175.34 337.92 7.625 0 0 0.375 ME 4240 Single Family No MI 12.75 2.125 0 84 N 20220201 447235.79 4040.69 6.5 0 0 0.375 NJ 8904 Condominium No MI 13.625 2.125 0 84 N 20201201 131446.45 2750.56 6.5 0 0 0.375 TX 75287 Condominium No MI 11.875 2.505 0 84 N 20101201 61934.95 693.89 6.5 0 0 0.375 NY 10603 Single Family No MI 14 2.375 0 72 N 20161001 82837.7 526.3645521 7.125 0 0 0.5 PA 18504 Single Family No MI 13.625 2.745 2 0 N 20310501 114894.65 807.32 6.125 0 0 0.5 GA 30078 Single Family No MI 13.375 1.5 0 24 N 20290801 309862.39 2170.94 5.625 0 0 0.25 CA 91360 PUD No MI 10.875 1.5 2 0 N 20320801 405116.8 2616.8 6 0 0 0.25 GA 30097 PUD No MI 11.25 2.5 2 0 N 20320801 35023.18 371.86 3.75 0 0 0.375 MD 21202 Single Family No MI 14.5 2.25 0 72 N 20151001 323844.41 1748.06 4.25 0 0 0.25 IN 46038 PUD No MI 9.5 0.625 2 0 N 20320901 597598.12 4204.05 6.375 0 0 0.25 TX 77056 Single Family No MI 13.5 2.5 0 24 N 20290701 348488.47 2169.76 5.625 0 0 0.25 AL 35244 Single Family No MI 10.875 1.75 2 0 N 20320801 412899.82 2193.530294 6.125 0 0 0.25 CO 80304 Single Family 16.5
NY
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 180
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
412900 2.75 Y
120 GROUP I
20021001 20120901 No_PP G01
52.94 360
317 5.875 HENDERSON 406100 20021001 2.75 20090901 N 0 No_PP GROUP I G01 317 5.875 EL CERRITO 460000 20021001 2.75 20090901 N 0 No_PP GROUP I G01 317 5.125 SAN FRANCISCO 358300 20021001 2.75 20090901 N 0 No_PP GROUP I G01 318 5.875 CHICAGO 315000 20021101 2.75 20091001 N 0 No_PP GROUP I G01 168 5.75 NEW YORK NY 350000 19900501 2.75 20070401 N 0 No_PP GROUP I G01 283 6 LEDYARD 91000 19991201 2 20060501 N 0 No_PP GROUP I G01 25 5.875 MORELAND HILLS OH 1470000 19930601 2.75 20060501 N 0 No_PP GROUP I G01 145 5.875 HILTON HEAD 63252 19880601 2.75 20060501 N 0 No_PP GROUP I G01 23 7.125 HORSESHOE BAY TX 600000 19930401 2.75 20070301 N 0 No_PP GROUP I G01 280 6.625 BROOKLYN 110000 19990901 2 20060801 N 0 No_PP GROUP I G01 250 7.125 ERIE 171000 19970301 2.75 20070201 N 0 No_PP GROUP I G01 281 6.75 GAINESVILLE 71920 19991001 2 20060901 N 0 No_PP GROUP I G01 259 6.5 MANHATTAH BEACH 715000 19971201 2.75 20061101 N 0 No_PP GROUP I G01 317 5.875 SCOTTSDALE 310320 20021001 2.75 20120901 N 0 No_PP GROUP I G01 183 6.25 MOHAWK NY 377625 19910801 2.9 20060701 N 0 No_PP GROUP I G01 208 6 NORTH CASTLE NY 599000 19930901 2.75 20060801 N 0 No_PP GROUP I G01 317 5.875 LAS VEGAS 363600 20021001
79.63 360
76.67 360
62.86 360
67.02 360
49.65 360
64.00 360
70.00 180
85.48 360
67.04 180
74.00 360
90.00 360
77.00 360
100.00 360
80.00 360
60.81 360
73.94 360
80.00
No MI 2.5 2 0 N 20320901 385807.89 2402.24 5.625 0 0 0.25 NV 89015 Single Family No MI 10.875 2.5 2 0 N 20320901 437613.95 2721.08 5.625 0 0 0.25 CA 94530 Single Family No MI 10.875 2.5 2 0 N 20320901 336544.7 1950.9 4.875 0 0 0.25 CA 94116 Single Family No MI 10.125 2.5 2 0 N 20320901 296413.5 1863.35 5.625 0 0 0.25 IL 60618 Single Family No MI 10.875 2.5 2 0 N 20321001 246664.62 2140.98 5.375 0 0 0.375 NY 10023 Single Family No MI 14.375 2.5 0 84 N 20200401 88331.8 584.04 5.5 0 0 0.5 CT 6339 Single Family No MI 13.875 2.375 0 18 N 20291101 302771.43 12896.71 5.5 0 0 0.375 OH 44022 Single Family No MI 13 1.5 0 72 N 20080501 40430.08 393.24 5.5 0 0 0.375 SC 29926 PUD No MI 14 2.375 0 72 N 20180501 111668.42 1077.46 6.75 0 0 0.375 TX 78654 Single Family No MI 11.875 2.375 0 84 N 20080301 104724.36 735.62 6.375 0 0 0.25 NY 11203 PUD No MI 13.25 2.375 0 24 N 20290801 145970.01 1122.14 6.875 0 0 0.25 PA 16505 PUD No MI 13.375 1.75 0 60 N 20270201 55044.42 360.15 6.5 0 0 0.25 GA 30506 Condominium No MI 13.5 2.5 0 24 N 20290901 659206.56 4740.78 6.25 0 0 0.25 CA 90266 Single Family No MI 13.25 1.75 0 48 N 20271101 295218.41 1835.66 5.625 0 0 0.25 AZ 85260 Single Family No MI 10.875 2.5 2 0 N 20320901 269057.08 2284.13 5.875 0 0 0.375 NY 13407 Single Family No MI 13.625 2.5 0 72 N 20210701 473259.13 3665.11 5.625 0 0 0.375 NY 10506 Single Family No MI 10.875 2.525 0 72 N 20230801 345592.49 2150.83 5.625 0 0 0.25 NV 89117 PUD No MI 11.375
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 180
First Lien CALA 360
First Lien CALA 180
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
First Lien CALA 360
2.75 N GROUP I
20090901 No_PP G01 19840601 20060501 No_PP G01 19991001 20060901 No_PP G01 20021001 20120901 No_PP G01 19920801 20060701 No_PP G01 19940501 20070401 No_PP G01 20021001 20120901 No_PP G01 19840201 20070101 No_PP G01 19880101 20061201 No_PP G01 EDDY 20021001 20090901 No_PP G01 20021001 20120901 No_PP G01 20021201 20091101 No_PP G01 20021001 20120901 No_PP G01 20021201 20121101 No_PP G01 20021201 20091101 No_PP G01 19991001 20060901 No_PP G01 19991001 20060901 No_PP G01 19991001 20060901
10.875 360 4.875 FL 94.86 12.75 360 6.5 0 NJ 0
2.375 0 25996.32 0 33411 No MI 2.5 72 3634.73
2 N 20320901 299.2 0.375 Single Family 0 N 20140501 34.55 0.25 Single Family
First Lien CALA 360
97 5.25 WEST PALM B 49800 2.5 N 0 GROUP I 281 6.75 MOUNT LAUREL 75000 2 N 0 GROUP I 317 6.25 SOUTH ORANGE 350000 2.75 Y 120 GROUP I 195 6.125 AUSTIN TX 269625 2.75 N 0 GROUP I 216 5.75 PALO ALTO CA 408000 2.75 N 0 GROUP I 317 6.75 WAKE FOREST 453000 2.75 Y 120 GROUP I 93 6.625 CAMPBELL 96000 2.5 N 0 GROUP I 140 6.875 BROOKLYN NY 300000 2.75 N 0 GROUP I 317 5.875 UPPER BLACK 386000 2.75 N 0 GROUP I 317 6.625 BOXFORD 412500 2.75 Y 120 GROUP I 319 6 ALISO VIEJO 370000 2.5 N 0 GROUP I 317 6.5 ANDOVER 500000 2.75 Y 120 GROUP I 319 6 GLEN ALLEN 370000 2.75 N 0 GROUP I 319 5.875 BROOKLINE 1000000 2 Y 120 GROUP I 281 6.75 LONGVIEW 103700 2 N 0 GROUP I 281 6.75 TUCKER 160550 2 N 0 GROUP I 281 6.75 LAND OLAKES 157500 2
First Lien CALA 360
61.00 360
77.78 360
75.00 360
79.76 360
58.45 360
80.00 360
58.81 360
15.44 360
75.00 360
63.79 360
69.06 360
61.92 360
33.03 360
72.00 360
95.00 360
70.00
0 8054 No MI 13.375 2.125 0 24 N 20290901 345568.38 1799.835313 6 0 0 0.25 NJ 7306 Single Family No MI 11.25 1.75 2 0 N 20320901 206143.57 1671.59 5.75 0 0 0.375 TX 78746 Single Family No MI 12.375 2.5 0 72 N 20220701 326806.98 2432 5.375 0 0 0.375 CA 94301 Single Family No MI 11.625 2.375 0 84 N 20240401 452829.81 2547.167681 6.5 0 0 0.25 NC 27587 PUD No MI 11.75 2.375 2 0 N 20320901 46074.77 634.79 6.25 0 0 0.375 CA 95008 Single Family No MI 12.75 2.5 0 84 N 20140101 192123.52 1999.18 6.5 0 0 0.375 NY 11209 Single Family No MI 12 2.125 0 84 N 20171201 367201.73 2283.34 5.625 0 0 0.25 PA 18972 Single Family No MI 10.875 2.375 2 0 N 20320901 398494.76 2200.023154 6.375 0 0 0.25 MA 1921 Single Family No MI 11.625 2.5 2 0 N 20320901 344270.13 2218.34 5.75 0 0 0.25 CA 92656 PUD No MI 11 2.5 2 0 N 20321101 499999.82 2708.332358 6.25 0 0 0.25 MA 18100 Single Family No MI 11.5 2.25 2 0 N 20320901 353157.93 2218.34 5.75 0 0 0.25 VA 24059 Single Family No MI 11 2.5 2 0 N 20321101 995072.22 4871.707744 5.5 0 0 0.375 MA 2445 Single Family No MI 10.875 2.5 1 0 N 20321101 100203.93 657.05 6.5 0 0 0.25 TX 75601 Condominium No MI 13 2.375 0 24 N 20290901 155086.36 1016.92 6.25 0 0 0.5 GA 30084 Single Family No MI 13.5 1.75 0 24 N 20290901 152234.33 993.15 6.25 0 0 0.5 FL 34639 Single Family No MI 13.5 1.5 0
First Lien CALA 360
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0 No_PP GROUP I G01 282 6 GOSHEN 68400 19991101 2 20061001 N 0 No_PP GROUP I G01 282 6 EAST LONGMEADOW 60000 19991101 2 20061001 N 0 No_PP GROUP I G01 283 6 CARNATION 750000 19991201 2 20061101 N 0 No_PP GROUP I G01 319 5.75 ROCHESTER 428500 20021201 2 20091101 Y 120 No_PP GROUP I G01 319 6.09 RESTON 484907 20021201 2 20121101 Y 120 No_PP GROUP I G01 178 7.125 SANDS POINT NY 300000 19910301 2.75 20070201 N 0 No_PP GROUP I G01 281 6.75 BOALSBURG 150000 19991001 2 20060901 N 0 No_PP GROUP I G01 282 7.625 WEXFORD 307920 19991101 2.75 20091001 N 0 No_PP GROUP I G01 279 7.25 SUFFOLK 50000 19990801 2 20090701 Y 120 No_PP GROUP I G01 279 7.125 BOXFORD 500000 19990801 2 20090701 Y 120 No_PP GROUP I G01 195 6.125 ATLANTA GA 345000 19920801 2.75 20060701 N 0 No_PP GROUP I G01 280 6.625 ATHENS 54000 19990901 2 20060801 N 0 No_PP GROUP I G01 268 6 FLOWER MOUND 177811 19980901 2.75 20060801 N 0 No_PP GROUP I G01 281 6.75 MOUNTAINSIDE 340000 19991001 2 20060901 N 0 No_PP GROUP I G01 279 7.875 BROOKLYN PARK 52000 19990801 2 20090701 Y 120 No_PP GROUP I G01 276 6 NEW YORK 50000 19990501 2 20061001 N 0 No_PP GROUP I G01 280 6.875 LONGBOAT KEY 500000 19990901 2 20090801 Y 120 No_PP
360 5.5 VA 90.00 13.75 360 5.5 MA 49.00 13.875 360 5.5 WA 99.00 14.125 360 5.375 NY 69.11 10.75 360 5.715 VA 69.67 11.09 360 6.75 NY 25.00 13.5 360 6.25 PA 60.00 13.5 360 7.25 PA 80.00 12.625 360 7 VA 61.73 13.25 360 6.875 MA 69.93 13.125 360 5.75 GA 75.00 11.875 360 6.375 GA 100.00 13.375 360 5.75 TX 50.00 13.125 360 6.5 NJ 76.00 13 360 7.625 MN 62.65 13.875 360 5.75 NY 19.00 13.25 360 6.625 FL 38.46 12.875 360 0 0
24 66186.83 0 24439 No MI 1.5 24 56822.17 0 1028 No MI 1.5 24 728009.29 0 0 98014 No MI 1.5 24 428500 0 0 14618 No MI 1.5 0 478703.92 0 0 20194 No MI 2.245 0 219021.91 0 0 11050 No MI 1.625 84 144109.4 0 0 16827 No MI 2.375 24 285509.49 0 0 15090 No MI 3.125 0 47860.98 0 0 23434 No MI 2.375 0 499661.38 0 0 1921 No MI 1.75 0 264347.03 0 0 30327 No MI 1.75 72 52086.83 0 0 30606 No MI 2.375 24 52785.74 0 0 75028 No MI 1.75 36 327817.17 0 0 7092 No MI 2.5 24 51984.94 0 0 55428 No MI 1.75 0 45230.82 0 0 10024 No MI 1.75 30 500000 0 0 34228 No MI 1.75 0
20290901 438.32 0.5 Single Family 0 N Townhouse 0 20291001 4813.5 0.5 Single Family N 0 20291101 2053.229167 0.375 Single Family 1 N PUD 1 N 20321101 1996.47 0.375 Single Family 0 N 20210201 940.15 0.5 2-4 Family 0 N 20290901 2179.44 0.375 Single Family 2 20291001 289.1600875 0.25 Single Family 2 N 20290701 2966.739444 0.25 Single Family 2 N 20290701 2143.55 0.375 Single Family 0 N 20220701 365.88 0.25 Single Family 0 20290801 366.18 0.25 Manufactured Home 0 N 20280801 2149.54 0.25 Single Family 0 N 20290901 341.1511688 0.25 Single Family 2 20290701 302.75 0.25 Single Family 0 N 20290401 2864.583333 0.25 Condominium 2 N 20290801 N N 20321101 2429.422394 0.375 N 20291001 376.76 0.5
CALA 360
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GROUP I G01 194 5.375 SANDS POINT NY 1087500 19920701 2.75 20060601 N 0 No_PP GROUP I G01 280 7.875 WARNER ROBINS 45000 19990901 2 20060801 Y 120 No_PP GROUP I G01 284 8 LAGUNA NIGUEL 615000 20000101 2.75 20091201 Y 120 No_PP GROUP I G01 302 7.25 SCOTTSDALE 400000 20010701 2.75 20110601 Y 120 No_PP GROUP I G01 302 7.5 NOVATO 225000 20010701 2.75 20110601 Y 120 No_PP GROUP I G01 306 7.125 DECADER 447500 20011101 2.75 20111001 Y 120 No_PP GROUP I G01 307 6.625 BLACK BUTTE RANCH 582050 20011201 2.75 20111101 Y 120 No_PP GROUP I G01 305 6.75 VISTA 365000 20011001 2.75 20110901 Y 120 No_PP GROUP I G01 307 6.625 BOSTON 572000 20011201 2.75 20111101 Y 120 No_PP GROUP I G01 308 6 BOCA RATON 537972 20020101 2.75 20081201 N 0 No_PP GROUP I G01 309 5.25 GROSSE POINTE FARMS 303750 20020201 2.75 20090101 N 0 No_PP GROUP I G01 309 6.25 BIRMINGHAM 450000 20020201 2.75 20120101 Y 120 No_PP GROUP I G01 318 5.75 CHANTILLY 185000 20021101 2.25 20091001 N 0 Prepay GROUP I G01 318 5.75 WASHINGTON 391106 20021101 2.25 20091001 Y 120 No_PP GROUP I G01 318 5.75 WASHINGTON 285000 20021101 2.25 20091001 Y 120 No_PP GROUP I G01 318 5.875 WASHINGTON 483500 20021101 2.25 20091001 Y 120 No_PP GROUP I G01 321 5 TEMPERANCE 180000 20030201 2.75 20080101 N 0 No_PP GROUP I G01
5 NY 75.00 12.75 360 7.625 GA 75.03 13.875 360 7.75 CA 74.55 13 360 7 AZ 54.79 12.25 360 7.25 CA 68.81 12.5 360 6.875 GA 74.71 12.125 360 6.375 OR 77.61 11.625 360 6.5 CA 70.19 11.75 360 6.375 MA 76.78 11.625 360 5.75 FL 70.23 11 360 5 MI 90.00 10.25 360 6 AL 69.23 11.25 360 5.375 VA 35.24 11.75 360 5.375 DC 69.84 11.75 360 5.375 DC 35.10 11.75 360 5.5 DC 76.75 11.875 360 4.625 MI 90.00 10 360
771891.35 6124.45 0 0 0.375 11050 Single Family No MI 1.75 0 72 N 20220601 44149.42 289.7305688 0 0 0.25 31088 Single Family No MI 2.375 2 0 N 20290801 614169.2 4094.461333 0 0 0.25 92677 PUD No MI 1.75 2 0 N 20291201 399911.3 2416.130771 0 0 0.25 85259 PUD No MI 2.5 2 0 N 20310601 219863.75 1374.148438 0 0 0.25 94947 PUD No MI 2.5 2 0 N 20310601 447099.93 2654.655834 0 0 0.25 30030 Single Family No MI 2.5 2 0 N 20311001 475389.07 2624.543824 0 0 0.25 97759 Single Family No MI 2.5 2 0 N 20311101 351861.39 1979.220319 0 0 0.25 92084 Single Family No MI 2.5 2 0 N 20310901 553203.72 3054.145538 0 0 0.25 2116 Single Family No MI 2.5 2 0 N 20311101 506257.21 3225.42 0 0 0.25 33496 Single Family No MI 2.5 2 0 N 20311201 283890.49 1677.32 0 0 0.25 48236 Single Family GE Capital MI 2.5 2 0 N 20320101 445933.49 2322.57026 0 0 0.25 35243 Single Family No MI 2.5 2 0 N 20320101 98784.07 1079.5 0 0 0.375 20151 Single Family No MI 2.5 2 0 N 20321001 390472.48 1871.013967 0 0 0.375 20015 Single Family No MI 1.875 2 0 N 20321001 284560.55 1363.519302 0 0 0.375 20008 Single Family No MI 1.875 2 0 N 20321001 418022.94 2046.570644 0 0 0.375 20015 Single Family No MI 1.875 2 0 N 20321001 170861.69 966.28 0 0 0.375 48182 Single Family YES 1.875 2 0 N 20330101 72157.01 353.2686948
360
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319 5.875 PAWLEYS ISLAN 92160 20021201 2.25 20091101 Y 120 No_PP GROUP I G01 319 5.875 ROCKVILLE 350000 20021201 2.75 20091101 N 0 No_PP GROUP I G01 320 6.25 WASHINGTON 410000 20030101 2.75 20121201 Y 120 No_PP GROUP I G01 320 5.75 WASHINGTON 702750 20030101 2.75 20091201 N 0 No_PP GROUP I G01 320 5.625 WASHINGTON 384323 20030101 2.75 20091201 N 0 No_PP GROUP I G01 320 5.625 MCLEAN 715000 20030101 2.75 20091201 Y 120 No_PP GROUP I G01 320 5.75 BETHESDA 200002 20030101 2.75 20091201 Y 120 No_PP GROUP I G01 320 5.75 MCLEAN 180000 20030101 2.75 20091201 N 0 No_PP GROUP I G01 320 5.625 MCLEAN 183920 20030101 2.75 20091201 Y 120 No_PP GROUP I G01 319 6 SAN DIEGO 474000 20021201 2.75 20121101 Y 120 No_PP GROUP I G01 310 6.75 TUCSON 350000 20020301 2.75 20120201 Y 120 No_PP GROUP I G01 283 6.5 CHESTERFIEL 400000 19991201 2.75 20061101 N 0 No_PP GROUP I G01 221 7 NEW YORK NY 258000 19941001 3.45 20060901 N 0 No_PP GROUP I G01 112 4.875 PORT ST LUC 51300 19850901 1.56 20060801 N 0 No_PP GROUP I G01 101 7.5 ROCHMOND 57000 19841001 3.25 20060901 N 0 No_PP GROUP I G01 176 7 ARLINGTON 76000 19910101 2.75 20061201 N 0 No_PP GROUP I G01 116 6.625 BATON ROUGE 110400 19860101 2.5 20061201 N 0 No_PP GROUP I G01 162
5.5 SC 80.00 11.875 360 5.5 MD 70.00 11.875 360 5.875 DC 54.67 12.25 360 5.375 DC 74.76 11.75 360 5.25 DC 74.63 11.625 360 5.25 VA 47.67 11.625 360 5.375 MD 39.84 11.75 360 5.375 VA 21.43 11.75 360 5.25 VA 80.00 11.625 360 5.75 CA 65.83 11 360 6.5 AZ 45.16 11.75 360 6.25 VA 69.57 13 360 6.625 NY 60.00 12.375 360 4.5 FL 74.88 12.75 360 7.125 VA 95.00 15 360 6.625 VA 93.83 16 360 6.25 LA 100.00 15.39 360 6
2 0 N 20321101 333841.02 2070.39 0 0 0.375 20852 Townhouse No MI 1.875 2 0 N 20321101 409912.53 2134.961094 0 0 0.375 20011 Single Family No MI 2.375 2 0 N 20321201 670339.36 4101.06 0 0 0.375 20012 Single Family No MI 2.375 2 0 N 20321201 366292.95 2212.38 0 0 0.375 20015 Single Family No MI 2.375 2 0 N 20321201 715000 3351.5625 0 0 0.375 22102 Single Family No MI 2.375 2 0 N 20321201 200002 958.3429167 0 0 0.375 20816 Condominium No MI 2.375 2 0 N 20321201 171675.31 1050.44 0 0 0.375 22101 Single Family No MI 2.375 2 0 N 20321201 183920 862.125 0 0 0.375 22102 Condominium No MI 2.375 2 0 N 20321201 474000 2370 0 0 0.25 92130 PUD No MI 2.375 2 0 N 20321101 345941.2 1945.91925 0 0 0.25 85737 Single Family No MI 2.5 2 0 N 20320201 365905.01 2530.62 0 0 0.25 23838 PUD No MI 2.5 2 24 N 20291101 172318.62 1389.41 0 0 0.375 10022 Single Family No MI 2.415 0 72 N 20240901 26856.11 298.94 0 0 0.375 33453 Single Family No MI 3.075 0 72 N 20150801 27569.55 336.9 0 0 0.375 23228 Single Family No MI 1.185 0 78 N 20140901 57994.45 527.99 0 0 0.375 22209 Single Family No MI 2.875 0 156 N 20201201 62516.65 731.24 0 0 0.375 70807 Condominium No MI 2.375 0 72 N 20151201 224754.75 2072.44 0 0 0.375
0 29585 No MI 2.375
0.375 Condominium First Lien CALA 360 N
First Lien CALA 360
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6.375 BLOOMINGTON MN 325000 19891101 2.5 20061001 N 0 No_PP GROUP I G01 207 6.125 NEW YORK NY 437000 19930801 2.75 20060701 N 0 No_PP GROUP I G01 319 6.25 RIDGEWOOD 396000 20021201 3.75 20071101 N 0 No_PP GROUP I G01 212 6.875 LA JOLLA CA 640000 19940101 2.75 20061201 N 0 No_PP GROUP II G03 354 6.25 GOLDEN BEACH 500000 20051101 2.75 20101001 N 0 No_PP GROUP I G01 354 7.75 HOLMDEL 1237500 20051101 2.75 20101001 Y 120 No_PP GROUP I G01 354 7.625 JAMAICA 456000 20051101 3.75 20071001 Y 120 No_PP GROUP I G01 357 8.5 TOMS RIVER 172000 20060201 5 20080101 Y 120 No_PP GROUP I G01 357 7.5 NEPTUNE 270000 20060201 3.125 20080101 Y 120 No_PP GROUP I G01 357 8.5 CHARLESTON 144000 20060201 4.125 20080101 N 0 No_PP GROUP I G01 357 8.125 LENOX 360000 20060201 5 20080101 Y 120 No_PP GROUP I G01 356 7.625 NATIONAL PARK 154000 20060101 5 20071201 Y 120 No_PP GROUP II G02 355 7.125 North Saint Paul 184000 20051201 2.25 20101101 Y 60 Prepay GROUP II G03 358 7.5 Gatlinburg 252000 20060301 2.25 20110201 Y 60 Prepay GROUP II G02 358 7.5 Bradenton 416000 20060301 2.25 20110201 Y 120 Prepay GROUP II G01 358 7.5 Crowley 93850 20060301 2.25 20110201 Y 60 Prepay GROUP II G01 358 7.625 Whittier 374500 20060301 2.25 20110201 Y 60 No_PP GROUP II G04 353 6.375 WHITTIER
79.66 360
33.61 360
80.00 360
53.33 360
62.50 360
75.00 360
80.00 360
80.00 360
75.42 360
80.00 360
80.00 360
70.00 360
80.00 360
80.00 360
80.00 360
79.97 360
70.00 360
55438 No MI 1.5 84 313260.94 5.75 0 0 NY 10028 No MI 11.5 2.125 72 378022.27 5.875 0 0 NJ 7450 No MI 11.25 2.375 0 508681.01 6.5 0 0 CA 92037 No MI 10.5 3.375 84 497116.15 5.875 0 0 FL 33160 No MI 12.25 2.375 60 1235487.08 7.375 0 0 NJ 7723 No MI 12.75 2.375 60 456000 7.25 0 0 NY 11434 No MI 13.625 2.375 24 172000 8.125 0 0 NJ 8753 No MI 14.5 3.375 24 270000 7.125 0 0 NJ 7753 No MI 13.5 4.625 24 143736.42 8.125 0 0 SC 29407 No MI 13.5 2.75 24 360000 7.75 0 0 MA 1240 No MI 14.125 3.75 24 154000 7.25 0 0 NJ 8063 No MI 13.625 4.625 24 184000 6.75 0 0 MN 55109 No MI 12.125 4.625 60 252000 7.125 0 0 TN 37738 No MI 12.5 1.875 60 416000 7.125 0 0 FL 34212 No MI 12.5 1.875 60 93850 7.125 0 0 TX 76036 No MI 12.5 1.875 60 374500 7.25 0 0 CA 90605 No MI 12.625 1.875 60 397319.29 6 0 0 CA 90602 13.25
MN
Condominium 0 N 20191001 2634.02 0.375 Single Family 0 20230701 2438.24 0.375 Single Family 2 N 20321101 4150.65 0.375 CO-OP First Lien CALA 360 N
First Lien CALA 360
First Lien CALA 360
0 First Lien 20231201 CALA 3078.59 360 0.375 Single Family 100163000000000000 2 First Lien N 20351001 ADN1 7979.187392 360 0.375 Single Family N 1 N 20351001 2897.5 0.375 2-4 Family First Lien ALT1 360
1 First Lien 20351001 ALT1 1218.333333 360 0.375 Single Family 100070000000000000 2 First Lien N 20360101 ALT1 1687.5 360 0.375 Single Family 100070000000000000 2 First Lien N 20360101 ALT1 1107.24 360 0.375 Single Family 100070000000000000 1 First Lien N 20360101 ALT1 2437.5 360 0.375 Single Family 100070000000000000 2 First Lien N 20360101 ALT1 978.5416667 360 0.375 2-4 Family 100070000000000000 2 First Lien N 20351201 ALT1 1092.5 360 0.375 Single Family 100191000000000000 1 First Lien N 20351101 ALT1 1575 360 0.375 Single Family 100191000000000000 1 First Lien N 20360201 ALT1 2600 360 0.375 PUD 100191000000000000 1 First Lien N 20360201 ALT1 586.5625 360 0.375 PUD 100191000000000000 1 First Lien N 20360201 ALT1 2379.635417 360 0.375 Single Family 100191000000000000 1 First Lien N 20360201 ALT1 2110.758728 360 0.375 2-4 Family N
397500 2.25 Y 120 GROUP II 353 6.375 PRIOR LAKE 599120 2.25 Y 120 GROUP I 51 7 NAVARRE BEA 38400 1.21 N 0 GROUP I 185 6.375 WYCKOFF NJ 292000 2.75 N 0 GROUP II 360 7 LAS VEGAS 256000 2.25 Y 120 GROUP II 359 7.25 QUEEN CREEK 224800 2.25 Y 120 GROUP II 360 7.125 ROSWELL 202400 2.25 Y 120 GROUP II 359 6.875 LANCASTER 278400 2.25 Y 120 GROUP II 359 6.125 Lake Stevens 194960 2.75 Y 120 GROUP II 359 7.25 Cathedral City 177800 2.25 Y 60 GROUP II 359 6.5 MUKILTEO 156000 2.25 Y 120 GROUP I 359 7.625 CARMEL 108290 2.25 Y 120 GROUP I 358 6.375 BRIGHTON 234627 2.25 Y 60 GROUP I 359 6.375 MOODY 103900 2.25 Y 60 GROUP I 359 6.625 LAS VEGAS 174400 2.25 Y 120 GROUP I 359 6.875 Coon Rapids 224000 2.25 Y 60 GROUP I 359 7.875 Surprise 202930 2.25 Y 60 GROUP I 359 6.25 Manassas Park 289540
20051001 20150901 Prepay G04 20051001 20150901 No_PP G01 19800801 20060701 No_PP G01 19911001 20060901 No_PP G02 20060501 20110401 No_PP G02 20060401 20110301 No_PP G02 20060501 20110401 No_PP G02 20060401 20110301 No_PP G02 20060401 20110301 Prepay G02 20060401 20110301 No_PP G02 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060301 20110201 No_PP G01 20060401 20110301 No_PP G01 20060401 20110301 Prepay G01 20060401 20110301 Prepay G01 20060401 20110301 No_PP G01 20060401
No MI 100286000000000000 1.875 2 First Lien 120 N 20350901 ALT1 599120 3182.825 360 6 0 0 0.375 MN 55372 Single Family 79.77 No MI 100286000000000000 12.375 1.875 2 First Lien 360 120 N 20350901 ALT1 11169.39 249.64 360 6.625 0 0 0.375 FL 32561 Single Family 80.00 No MI 17 1.875 0 First Lien 360 60 N 20100701 CALA 217661.64 1850.82 360 6 0 0 0.375 NJ 7481 Condominium 80.00 No MI 13.75 2.375 0 First Lien 360 72 N 20210901 CALA 256000 1493.333333 360 6.625 0 0 0.375 NV 89131 Single Family 80.00 No MI 100183000000000000 12 2.375 1 First Lien 360 60 N 20360401 AFL2 224800 1358.166667 360 6.875 0 0 0.375 AZ 85242 Single Family 80.00 No MI 100063000000000000 12.25 1.875 1 First Lien 360 60 N 20360301 AFL2 202400 1201.75 360 6.75 0 0 0.375 GA 30076 PUD 80.00 No MI 100185000000000000 12.125 1.875 1 First Lien 360 60 N 20360401 AFL2 278400 1595 360 6.5 0 0 0.375 CA 93535 Single Family 80.00 No MI 100063000000000000 11.875 1.875 1 First Lien 360 60 N 20360301 AFL2 194960 995.1083333 360 5.75 0 0 0.375 WA 98258 Single Family 80.00 No MI 100016000000000000 12.125 1.875 2 First Lien 360 60 N 20360301 AFL2 177800 1074.208333 360 6.875 0 0 0.375 CA 92234 Condominium 70.00 No MI 100034000000000000 12.25 2.375 1 First Lien 360 60 N 20360301 AFL2 156000 845 360 6.125 0 0 0.375 WA 98296 Single Family 48.00 No MI 100016000000000000 12.5 1.875 2 First Lien 360 60 N 20360301 AFL2 108290 688.0927083 360 7.25 0 0 0.375 IN 46033 CO-OP 70.00 No MI 100378000000000000 12.625 1.875 1 First Lien 360 60 N 20360301 AFL2 234627 1246.455938 360 6 0 0 0.375 CO 80602 Single Family 80.00 No MI 100063000000000000 11.375 2 1 First Lien 360 60 N 20360201 AFL2 103900 551.96875 360 6 0 0 0.375 AL 35004 Single Family 79.98 No MI 100021000000000000 11.375 1.875 1 First Lien 360 60 N 20360301 AFL2 174400 962.8333333 360 6.25 0 0 0.375 NV 89130 Condominium 80.00 No MI 100183000000000000 12.625 1.875 2 First Lien 360 60 N 20360301 AFL2 224000 1283.333333 360 6.5 0 0 0.375 MN 55448 Single Family 70.00 No MI 100185000000000000 11.875 1.875 1 First Lien 360 60 N 20360301 AFL2 202930 1331.728125 360 7.5 0 0 0.375 AZ 85374 PUD 70.00 No MI 100425000000000000 12.875 1.875 1 First Lien 360 60 N 20360301 AFL2 289540 1508.020833 360 5.875 0 0 0.375 VA 20111 Condominium 80.00 No MI 100016000000000000 12.375 360
75.00
2.25 Y
120 GROUP I
20110301 No_PP G01
12.25 360 6.125 AZ 80.00 12.5 360 6.75 AZ 80.00 12.125 360 6.375 AZ 80.00 12.75 360 6.5 NJ 80.00 11.875 360 7.125 VA 80.00 12.5 360 6.125 NJ 65.00 11.5 360 6.5 CA 79.99 12.875 360 6.5 CA 80.00 12.875 360 6.25 AZ 80.00 12.625 360 6.375 FL 80.00 12.75 360 6.375 CO 80.00 12.75 360 8.125 MN 80.00 13.5 360 6.125 GA 80.00 12.5 360 6.625 MD 80.00 12 360 6.625 CA 80.00 12 360 6.25 MD 80.00 11.625 360 6.5 NV 75.00 12.875 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
1.875 60 215920 0 85353 No MI 1.875 60 180052 0 85379 No MI 2.375 60 260000 0 85037 No MI 1.875 60 328000 0 7083 No MI 1.875 60 326400 0 22554 No MI 1.875 60 150150 0 7060 No MI 1.875 60 329750 0 95758 No MI 1.875 60 414170 0 93722 No MI 1.875 60 215628 0 85242 No MI 1.875 60 186240 0 33168 No MI 1.875 60 241033 0 80220 No MI 2.375 60 300000 0 55414 No MI 1.875 60 129411 0 31322 No MI 1.875 60 246000 0 20904 No MI 1.875 60 228760 0 93722 No MI 1.875 60 252000 0 20886 No MI 1.875 60 206250 0 89142 No MI 1.875
N PUD
359 6.5 Tolleson 215920 20060401 2.75 20110301 Y 120 Prepay GROUP I G01 359 7.125 SURPRISE 180052 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 6.75 Phoenix 260000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 6.875 Union 328000 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 7.5 Stafford 326400 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 6.5 North Plainfield 150150 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 6.875 SACRAMENTO 329750 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 6.875 Fresno 414170 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 6.625 PINAL COUNTY 215628 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 6.75 Miami 186240 20060401 2.75 20110301 Y 120 Prepay GROUP I G01 359 6.75 Denver 242400 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 8.5 Minneapolis 300000 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 6.5 Pooler 129411 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 359 7 SILVER SPRING 246000 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 7 FRESNO 228760 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 6.625 MONTGOMERY VILLAGE 252000 20060401 2.25 20110301 Y 60 No_PP GROUP I G01 359 6.875 LAS VEGAS 206250 20060401 2.25 20110301
2 20360301 1169.566667 0.375 2
First Lien AFL2 360
100016000000000000 First Lien N 20360301 AFL2 1069.05875 360 0.375 Single Family 100063000000000000 1 First Lien N 20360301 AFL2 1462.5 360 0.375 PUD 100016000000000000 2 First Lien N 20360301 AFL2 1879.166667 360 0.375 Single Family 100234000000000000 1 First Lien N 20360301 AFL2 2040 360 0.375 PUD 100234000000000000 1 First Lien N 20360301 AFL2 813.3125 360 0.375 Single Family 100234000000000000 1 First Lien N 20360301 AFL2 1889.192708 360 0.375 Single Family 100016000000000000 2 First Lien N 20360301 AFL2 2372.848958 360 0.375 Single Family 100016000000000000 2 First Lien N 20360301 AFL2 1190.44625 360 0.375 PUD 100016000000000000 2 First Lien N 20360301 AFL2 1047.6 360 0.375 Single Family 100016000000000000 2 First Lien N 20360301 AFL2 1355.810625 360 0.375 Condominium 100016000000000000 2 First Lien N 20360301 AFL2 2125 360 0.375 Single Family 100185000000000000 1 First Lien N 20360301 AFL2 700.97625 360 0.375 PUD 100016000000000000 2 First Lien N 20360301 AFL2 1435 360 0.375 PUD 100234000000000000 1 First Lien N 20360301 AFL2 1334.433333 360 0.375 Single Family 100183000000000000 1 First Lien N 20360301 AFL2 1391.25 360 0.375 PUD 100234000000000000 1 First Lien N 20360301 AFL2 1181.640625 360 0.375 Single Family 100087000000000000 2 First Lien
120 Prepay GROUP I G01 359 6.625 Woodstock 170000 20060401 2.25 20110301 Y 120 No_PP GROUP I G01 351 5.875 Bakersfield 211234 20050801 2.25 20100701 Y 120 No_PP GROUP I G01 359 6.875 Anaheim 340000 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 357 6.375 Atlanta 236000 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 359 7.375 Noblesville 108750 20060401 2.25 20110301 Y 60 Prepay GROUP I G01 359 7.375 NORTH LAS VEGAS 184012 20060401 2.25 20110301 N 0 No_PP GROUP I G01 357 7.125 Arlington 385000 20060201 2.25 20110101 Y 60 No_PP GROUP I G01 358 6.75 LAS VEGAS 274750 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 7.125 Salem 168000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 358 7.5 Miami Beach 956000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 359 7.5 ATLANTA 102000 20060401 2.25 20110301 Y 120 Prepay GROUP I G01 358 7 Davenport 192000 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 6.375 SUWANEE 129600 20060301 2.25 20110201 N 0 Prepay GROUP I G01 358 7.5 Rockledge 150400 20060301 2.25 20110201 Y 120 No_PP GROUP I G01 358 6.75 Burke 345000 20060301 2.25 20110201 Y 60 No_PP GROUP I G01 358 6.75 HEATH 472000 20060301 2.25 20110201 Y 120 Prepay GROUP I G01 357 6.875 Madera 270000 20060201 2.25 20110101 Y 120 No_PP
360 6.25 GA 80.00 12.625 360 5.5 CA 80.00 11.875 360 6.5 CA 80.00 11.875 360 6 GA 80.00 11.375 360 7 IN 75.00 12.375 360 7 NV 80.00 12.375 360 6.75 VA 77.15 12.125 360 6.375 NV 79.99 12.75 360 6.75 OR 70.00 12.125 360 7.125 FL 80.00 13.5 360 7.125 GA 72.86 12.5 360 6.625 FL 80.00 12 360 6 GA 80.00 11.375 360 7.125 FL 80.00 12.5 360 6.375 VA 78.41 11.75 360 6.375 TX 80.00 11.75 360 6.5 CA 90.00 12.875 360
N 20360301 AFL2 938.5416667 360 0 0.375 30188 Single Family No MI 100229000000000000 1.875 2 First Lien 60 N 20360301 AFL2 211234 1034.166458 360 0 0 0.375 93311 Single Family No MI 100016000000000000 1.875 2 First Lien 60 N 20350701 AFL2 340000 1947.916667 360 0 0 0.375 92806 Condominium No MI 100022000000000000 1.875 1 First Lien 60 N 20360301 AFL2 236000 1253.75 360 0 0 0.375 30319 Single Family No MI 100149000000000000 1.875 1 First Lien 60 N 20360101 AFL2 108750 668.359375 360 0 0 0.375 46060 PUD No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 183871.98 1270.93 360 0 0 0.375 89084 Condominium No MI 100057000000000000 1.875 1 First Lien 60 N 20360301 AFL2 384999.91 2285.936966 360 0 0 0.375 22209 Condominium No MI 100149000000000000 1.875 2 First Lien 60 N 20360101 AFL2 274750 1545.46875 360 0 0 0.375 89139 PUD No MI 100183000000000000 1.875 2 First Lien 60 N 20360201 AFL2 168000 997.5 360 0 0 0.375 97303 2-4 Family No MI 100034000000000000 1.875 1 First Lien 60 N 20360201 AFL2 956000 5975 360 0 0 0.375 33141 Single Family No MI 100034000000000000 1.875 2 First Lien 60 N 20360201 AFL2 102000 637.5 360 0 0 0.375 30315 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360301 AFL2 191684.3 1277.39 360 0 0 0.375 33897 PUD No MI 100035000000000000 1.875 1 First Lien 60 N 20360201 AFL2 129359.28 808.54 360 0 0 0.375 30024 Single Family No MI 100185000000000000 1.875 1 First Lien 60 N 20360201 AFL2 150400 940 360 0 0 0.375 32955 Single Family No MI 100035000000000000 1.875 1 First Lien 60 N 20360201 AFL2 345000 1940.625 360 0 0 0.375 22015 PUD No MI 100062000000000000 1.875 1 First Lien 60 N 20360201 AFL2 472000 2655 360 0 0 0.375 75032 PUD No MI 100194000000000000 1.875 1 First Lien 60 N 20360201 AFL2 270000 1546.875 360 0 0 0.375 93637 Single Family Republic MIC 100016000000000000 1.875 2 First Lien 60 N 20360101 AFL2 0
60 170000
GROUP I 358 6.75 SAN DIEGO 400000 2.25 Y 120 GROUP I 357 7.5 Stuart 215140 2.25 Y 120 GROUP I 358 6.25 Suwanee 203200 2.25 Y 120 GROUP I 358 7.375 SUN CITY WEST 188726 2.25 Y 120 GROUP II 358 5.625 CHASKA 160863 2.25 Y 120 GROUP II 358 5.625 Morrisville 201600 2.25 Y 120 GROUP II 357 5.875 SURPRISE 189530 2.25 Y 120 GROUP III 360 6.375 CANTON 186400 2.25 Y 120 GROUP III 360 6.25 WAYNESBORO 92000 2.25 Y 120 GROUP III 360 6 CANTONMENT 102400 2.25 N 0 GROUP III 360 6.5 PENSACOLA 141600 2.25 Y 120 GROUP III 360 6.375 LAS VEGAS 227700 2.25 Y 120 GROUP III 357 8.5 ORLANDO 229790 3.25 Y 120 GROUP III 357 6.75 ORLANDO 184500 2.25 Y 120 GROUP III 360 6.5 VACAVILLE 320000 2.25 Y 120 GROUP III 360 7.375 SAN JACINTO 280972 2.25 Y 120 GROUP III 360 6.625 CROWLEY LAKE 269000 2.25 Y 120 GROUP III
G01 6.375 CA 20060301 20110201 Prepay G01 20060201 20110101 No_PP G01 20060301 20110201 No_PP G01 20060301 20110201 No_PP G02 20060301 20110201 No_PP G02 20060301 20110201 No_PP G02 20060201 20110101 No_PP G06 20060501 20160401 Prepay G06 20060501 20160401 No_PP G06 20060501 20160401 No_PP G06 20060501 20160401 Prepay G06 20060501 20160401 Prepay G06 20060201 20160101 Prepay G06 20060201 20160101 Prepay G06 20060501 20160401 Prepay G06 20060501 20160401 No_PP G06 20060501 20160401 Prepay G06 80.00 360 11.75 0
400000 0 92115 No MI 1.875
2250 0.375 Single Family 1 N
360
80.00 360
80.00 360
80.00 360
64.12 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
90.00 360
95.00 360
90.00 360
47.06 360
80.00 360
59.12 360
100185000000000000 First Lien 20360201 AFL2 1344.625 360 7.125 0 0 0.375 FL 34994 Condominium No MI 100016000000000000 13.5 1.875 2 First Lien 60 N 20360101 AFL2 203199.99 1058.333281 360 5.875 0 0 0.375 GA 30024 PUD No MI 100057000000000000 11.25 1.875 1 First Lien 60 N 20360201 AFL2 188726 1159.878542 360 7 0 0 0.375 AZ 85375 PUD No MI 100057000000000000 12.375 1.875 1 First Lien 60 N 20360201 AFL2 160863 754.0453125 360 5.25 0 0 0.375 MN 55318 Single Family No MI 100177000000000000 10.625 1.875 1 First Lien 60 N 20360201 AFL2 201600 945 360 5.25 0 0 0.375 PA 19067 Single Family No MI 100077000000000000 10.625 2.375 1 First Lien 60 N 20360201 AFL2 189530 927.9072917 360 5.5 0 0 0.375 AZ 85379 PUD No MI 100063000000000000 10.875 1.875 1 First Lien 60 N 20360101 AFL2 186400 990.25 360 6.125 0 0 0.25 MI 48187 Single Family No MI 100016000000000000 11.375 1.875 2 First Lien 120 N 20360401 ADN1 92000 479.1666667 360 6 0 0 0.25 VA 22980 Single Family No MI 100016000000000000 11.25 2 2 First Lien 120 N 20360401 ADN1 102400 613.94 360 5.75 0 0 0.25 FL 32533 Single Family No MI 100016000000000000 11 2 2 First Lien 120 N 20360401 ADN1 141600 767 360 6.25 0 0 0.25 FL 32514 Single Family No MI 100016000000000000 11.5 2 2 First Lien 120 N 20360401 ADN1 227700 1209.65625 360 6.125 0 0 0.25 NV 89115 Single Family YES 100016000000000000 11.375 2 2 First Lien 120 N 20360401 ADN1 229790 1627.679167 360 7.51 0.74 0 0.25 FL 32832 PUD GE Capital MI 100016000000000000 13.5 2 2 First Lien 120 N 20360101 ADN1 184500 1037.8125 360 6.5 0 0 0.25 FL 32835 Condominium Mortgage Guaranty In 100016000000000000 11.75 2.26 2 First Lien 120 N 20360101 ADN1 320000 1733.333333 360 6.25 0 0 0.25 CA 95688 Single Family No MI 100016000000000000 11.5 2 2 First Lien 120 N 20360401 ADN1 280972 1726.807083 360 7.125 0 0 0.25 CA 92583 Single Family No MI 100016000000000000 12.375 2 2 First Lien 120 N 20360401 ADN1 269000 1485.104167 360 6.375 0 0 0.25 CA 93546 Condominium No MI 100016000000000000 11.625 2 2 First Lien 120 N 20360401 ADN1 206273.85 1321.96 360 60 215140
359 6.625 CEDAR PARK 206456 20060401 2.25 20160301 N 0 Prepay GROUP III G06 357 7.5 KISSIMMEE 177030 20060201 2.25 20160101 Y 120 Prepay GROUP III G06 359 6.75 ORLANDO 152800 20060401 2.25 20160301 Y 120 No_PP GROUP III G06 359 6.75 MAITLAND 178200 20060401 2.25 20160301 Y 120 Prepay GROUP III G06 358 7.5 CASSELBERRY 123900 20060301 2.25 20160201 Y 120 Prepay GROUP III G06 360 7.625 ORLANDO 111033 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 359 6.625 OCEANSIDE 272800 20060401 2.25 20160301 Y 120 Prepay GROUP III G06 359 6.5 LANCASTER 251806.4 20060401 2.25 20160301 Y 120 No_PP GROUP III G06 359 6.25 YAKIMA 105360 20060401 2.25 20160301 N 0 No_PP GROUP III G06 358 7.75 EDMOND 125560 20060301 2.25 20160201 Y 120 Prepay GROUP III G06 360 6.5 WEST PALM BEACH 187680 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.5 COEUR D ALENE 251487 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.75 PALM BEACH GARDENS 300000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 352 6.5 MCRAE 128000 20050901 2.25 20150801 N 0 No_PP GROUP III G06 353 6.625 PRINEVILLE 139000 20051001 2.875 20150901 N 0 No_PP GROUP III G06 360 6.375 OAKLAND 400000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 358 6.25 FRANKLIN 239920 20060301 2.25 20160201 N 0 No_PP GROUP III G06 360
0 0.25 78613 PUD GE Capital MI 100016000000000000 11.625 2 2 First Lien 360 120 N 20360301 ADN1 177030 1106.4375 360 7.25 0 0 0.25 FL 34759 PUD 90.00 PMI 100016000000000000 12.5 2 2 First Lien 360 120 N 20360101 ADN1 152784.5 859.4128125 360 6.5 0 0 0.25 FL 32837 PUD 80.00 No MI 100016000000000000 11.75 2 2 First Lien 360 120 N 20360301 ADN1 178200 1002.375 360 6.5 0 0 0.25 FL 32751 PUD 90.00 YES 100016000000000000 11.75 2 2 First Lien 360 120 N 20360301 ADN1 123900 774.375 360 7.25 0 0 0.25 FL 32707 PUD 70.00 No MI 100016000000000000 12.5 2 2 First Lien 360 120 N 20360201 ADN1 111033 705.5221875 360 7.375 0 0 0.25 FL 32835 Condominium 69.84 No MI 100016000000000000 12.625 2 2 First Lien 360 120 N 20360401 ADN1 272800 1506.083333 360 6.375 0 0 0.25 CA 92056 PUD 80.00 No MI 100134000000000000 11.625 2 2 First Lien 360 120 N 20360301 ADN1 251805.19 1363.944779 360 6.25 0 0 0.25 CA 93535 Single Family 80.00 No MI 100016000000000000 11.5 2 2 First Lien 360 120 N 20360301 ADN1 105260.03 648.72 360 6 0 0 0.25 WA 98902 Single Family 80.00 No MI 100016000000000000 11.25 2 2 First Lien 360 120 N 20360301 ADN1 125560 810.9083333 360 7.5 0 0 0.25 OK 73013 PUD 80.00 No MI 100016000000000000 12.75 2 2 First Lien 360 120 N 20360201 ADN1 187680 1016.6 360 6.25 0 0 0.25 FL 33401 Condominium 80.00 No MI 100016000000000000 11.5 2 2 First Lien 360 120 N 20360401 ADN1 251487 1362.22125 360 6.25 0 0 0.25 ID 83815 Single Family 80.00 No MI 100016000000000000 11.5 2 2 First Lien 360 120 N 20360401 ADN1 300000 1687.5 360 6.5 0 0 0.25 FL 33418 Single Family 45.80 No MI 100016000000000000 11.75 2 2 First Lien 360 120 N 20360401 ADN1 127009.79 809.05 360 5.97 0.28 0 0.25 GA 31055 Single Family 83.12 PMI 100185000000000000 11.5 2 2 First Lien 360 120 N 20350801 ADN1 138127.22 890.03 360 5.885 0.49 0 0.25 OR 97754 Single Family 89.68 Republic MIC 100016000000000000 11.625 1.72 2 First Lien 360 120 N 20350901 ADN1 400000 2125 360 6.125 0 0 0.25 CA 94601 Condominium 77.96 No MI 100016000000000000 11.375 2.135 2 First Lien 360 120 N 20360401 ADN1 239463.52 1477.23 360 6 0 0 0.25 TN 37064 PUD 80.00 No MI 100016000000000000 11.25 2 2 First Lien 360 120 N 20360201 ADN1 324986 1861.898958 360 6.625 0 0 0.25 TX 95.00
6.375
6.875 LOS ANGELES 324986 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.875 LOS ANGELES 328000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.75 RANCHO SANTA MARGARITA 400000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.5 NAMPA 286425 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 359 6.75 BULLHEAD CITY 246250 20060401 2.25 20160301 Y 120 No_PP GROUP III G06 360 6.875 LOS ANGELES 83000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 355 6.45 BOILING SPRINGS 94400 20051201 2.25 20151101 N 0 No_PP GROUP III G06 356 6.5 ORLANDO 258200 20060101 2.25 20151201 N 0 Prepay GROUP III G06 357 6.5 STAMFORD 400000 20060201 2.25 20160101 N 0 Prepay GROUP III G06 357 6.375 MONTROSE 134100 20060201 2.25 20160101 Y 120 No_PP GROUP III G06 360 6.25 TRAVERSE CITY 380000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.375 CARLSBAD 397046 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.25 INDIO 387992 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 359 6.75 INDIO 245066 20060401 2.25 20160301 Y 120 Prepay GROUP III G06 360 6.25 FORT LAUDERDALE 276640 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.375 PARADISE 132000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.375 THEODORE 165880 20060501 2.25 20160401 N 0 No_PP GROUP III G06 360 6.5 ALEXANDRIA
CA 80.00 360 11.875 2
80.00 360
77.67 360
95.00 360
94.99 360
13.39 360
80.00 360
90.00 360
69.57 360
90.00 360
68.47 360
80.00 360
80.00 360
80.00 360
80.00 360
52.80 360
80.00 360
100016000000000000 First Lien 120 N 20360401 ADN1 328000 1879.166667 360 6.625 0 0 0.25 CA 90013 Condominium No MI 100016000000000000 11.875 2 2 First Lien 120 N 20360401 ADN1 400000 2250 360 6.5 0 0 0.25 CA 92688 Condominium No MI 100095000000000000 11.75 2 2 First Lien 120 N 20360401 ADN1 286425 1551.46875 360 6.25 0 0 0.25 ID 83686 PUD GE Capital MI 100016000000000000 11.5 2 2 First Lien 120 N 20360401 ADN1 246230 1385.04375 360 6.5 0 0 0.25 AZ 86442 PUD PMI 100020000000000000 11.75 2 2 First Lien 120 N 20360301 ADN1 83000 475.5208333 360 6.625 0 0 0.25 CA 90065 Single Family No MI 100253000000000000 11.875 2 2 First Lien 120 N 20360401 ADN1 64365.88 593.57 360 6.2 0 0 0.25 SC 29311 Single Family No MI 100268000000000000 11.45 2 2 First Lien 120 N 20351101 ADN1 257258.61 1632 360 6.25 0 0 0.25 FL 32835 Condominium GE Capital MI 100158000000000000 11.5 2 2 First Lien 120 N 20351201 ADN1 398771.89 2528.27 360 6.25 0 0 0.25 CT 6906 Single Family No MI 100292000000000000 11.5 2 2 First Lien 120 N 20360101 ADN1 134100 712.40625 360 6.125 0 0 0.25 CO 81401 Single Family Mortgage Guaranty In 100276000000000000 11.375 2 2 First Lien 120 N 20360101 ADN1 380000 1979.166667 360 6 0 0 0.25 MI 49684 Single Family No MI 100016000000000000 11.25 2 2 First Lien 120 N 20360401 ADN1 397046 2109.306875 360 6.125 0 0 0.25 CA 92010 Condominium No MI 100016000000000000 11.375 2 2 First Lien 120 N 20360401 ADN1 387992 2020.791667 360 6 0 0 0.25 CA 92203 PUD No MI 100016000000000000 11.25 2 2 First Lien 120 N 20360401 ADN1 245066 1378.49625 360 6.5 0 0 0.25 CA 92203 PUD No MI 100016000000000000 11.75 2 2 First Lien 120 N 20360301 ADN1 276640 1440.833333 360 6 0 0 0.25 FL 33301 Condominium No MI 100016000000000000 11.25 2 2 First Lien 120 N 20360401 ADN1 132000 701.25 360 6.125 0 0 0.25 UT 84328 Single Family No MI 100016000000000000 11.375 2 2 First Lien 120 N 20360401 ADN1 165880 1034.88 360 6.125 0 0 0.25 AL 36582 PUD No MI 100016000000000000 11.375 2 2 First Lien 120 N 20360401 ADN1 388000 2101.666667 360 6.25 0 0 0.25 VA 22310 Single Family 2
90013 No MI
Condominium N
388000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.5 WILMINGTON 190000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.25 SAN DIEGO 312000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.125 HAMILTON 132100 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 5.875 PHILADELPHIA 104000 20060501 2.25 20160401 N 0 No_PP GROUP III G06 359 6.125 BERMUDA DUNES 164320 20060401 2.25 20160301 Y 120 Prepay GROUP III G06 357 6.375 NORTH LAS VEGAS 235000 20060201 2.25 20160101 Y 120 No_PP GROUP III G06 360 6.625 FOUNTAIN VALLEY 354000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.5 ALISO VIEJO 375000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 359 6.25 PEORIA 220800 20060401 2.25 20160301 Y 120 No_PP GROUP III G06 359 6.375 MORENO VALLEY 394000 20060401 2.25 20160301 Y 120 No_PP GROUP III G06 360 6.75 SAHUARITA 143600 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 359 6.75 TACOMA 93000 20060401 2.25 20160301 Y 120 Prepay GROUP III G06 360 6.5 BRADENTON 144000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.75 MEADOW VISTA 364000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 359 6.625 OCEANSIDE 361600 20060401 2.25 20160301 Y 120 No_PP GROUP III G06 360 5.875 RENO 147300 20060501 2.25 20160401 N 0 No_PP GROUP III G06 360 6.625 MEDFORD 128000 20060501
78.38 11.5 360 6.25 CA 51.77 11.5 360 6 CA 80.00 11.25 360 5.875 MT 66.05 11.125 360 5.625 PA 71.72 10.875 360 5.875 CA 80.00 11.125 360 6.125 NV 74.60 11.375 360 6.375 CA 51.91 11.625 360 6.25 CA 59.06 11.5 360 6 AZ 80.00 11.25 360 6.125 CA 79.60 11.375 360 6.5 AZ 79.97 11.75 360 6.5 WA 60.00 11.75 360 6.25 FL 46.45 11.5 360 6.5 CA 80.00 11.75 360 6.375 CA 80.00 11.625 360 5.625 NV 73.65 10.875 360 6.375 OR 80.00
No MI 2 120 190000 0 0 90744 No MI 2 120 312000 0 0 92113 No MI 2 120 132100 0 0 59840 No MI 2 120 104000 0 0 19111 No MI 2 120 164320 0 0 92203 No MI 2 120 235000 0 0 89031 No MI 2 120 354000 0 0 92708 No MI 2 120 375000 0 0 92656 No MI 2 120 220800 0 0 85382 No MI 2 120 393576.69 0 0 92557 No MI 2 120 143600 0 0 85629 No MI 2 120 93000 0 0 98409 No MI 2 120 144000 0 0 34208 No MI 2 120 364000 0 0 95722 No MI 2 120 361600 0 0 92057 No MI 2 120 147300 0 0 89506 No MI 2 120 128000 0 0 97501 No MI
100134000000000000 First Lien 20360401 ADN1 1029.166667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1625 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 674.2604167 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 615.2 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 838.7166667 360 0.25 Condominium 100016000000000000 2 First Lien N 20360301 ADN1 1248.4375 360 0.25 Single Family 100059000000000000 2 First Lien N 20360101 ADN1 1954.375 360 0.25 Single Family 100194000000000000 2 First Lien N 20360401 ADN1 2031.25 360 0.25 Condominium 100016000000000000 2 First Lien N 20360401 ADN1 1150 360 0.25 Single Family 100197000000000000 2 First Lien N 20360301 ADN1 2090.876166 360 0.25 PUD 100173000000000000 2 First Lien N 20360301 ADN1 807.75 360 0.25 PUD 100140000000000000 2 First Lien N 20360401 ADN1 523.125 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 ADN1 780 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 2047.5 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1996.333333 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 ADN1 871.34 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 706.6666667 360 0.25 Single Family 100016000000000000 2 N
2.25 Y
120 GROUP III
20160401 Prepay G06 20060501 20160401 Prepay G06 20060401 20160301 No_PP G06 20060501 20160401 Prepay G06 20060501 20160401 Prepay G06 20060501 20160401 No_PP G06 20060401 20160301 Prepay G06 20060501 20160401 Prepay G06 20060501 20160401 No_PP G06 20060501 20160401 Prepay G06 20060401 20160301 No_PP G06 20060401 20160301 No_PP G06 20060401 20160301 Prepay G06 20060401 20160301 Prepay G06 20060501 20160401 Prepay G06 20060501 20160401 No_PP G06 20060501 20160401 No_PP G06 20060501 20160401
360
360 6.625 WHITE CITY 114000 2.25 Y 120 GROUP III 359 6.375 CHICAGO 138550 2.625 N 0 GROUP III 360 6.5 SUNLAND 292000 2.25 Y 120 GROUP III 360 6.75 ALLEN 154400 2.25 N 0 GROUP III 360 6.375 KELLER 186449 2.25 Y 120 GROUP III 359 6.875 HUTTO 134515 2.25 Y 120 GROUP III 360 6.5 ORLANDO 243840 2.25 Y 120 GROUP III 360 6.5 KLAMATH FALLS 214664 2.25 Y 120 GROUP III 360 6.875 TACOMA 140000 2.75 N 0 GROUP III 359 6.375 TACOMA 224000 2.25 Y 120 GROUP III 359 5.75 ALEXANDRIA 145000 2.25 Y 120 GROUP III 359 6.625 ALLEN 79600 2.75 N 0 GROUP III 359 6.75 LAKE WYLIE 191915 2.25 Y 120 GROUP III 360 6.25 EVERETT 192800 2.25 Y 120 GROUP III 360 6.125 OAK RIDGE 168000 2.25 N 0 GROUP III 360 6.5 SHALIMAR 162350 2.25 Y 120 GROUP III 360 6.25 NORWALK 313500 2.75
57.00 360
85.00 360
80.00 360
80.00 360
80.00 360
80.00 360
80.00 360
79.51 360
80.00 360
80.00 360
32.58 360
80.00 360
80.00 360
80.00 360
80.00 360
85.00 360
71.25
2 120 114000 6.375 0 0 OR 97503 No MI 11.625 2 120 138421.68 5.995 0.13 0 IL 60628 PMI 11.375 2 120 292000 6.25 0 0 CA 91040 No MI 11.5 2.245 120 154400 6.5 0 0 TX 75002 No MI 11.75 2 120 186449 6.125 0 0 TX 76248 No MI 11.375 2 120 134515 6.625 0 0 TX 78634 No MI 11.875 2 120 243840 6.25 0 0 FL 32835 No MI 11.5 2 120 214664 6.25 0 0 OR 97601 No MI 11.5 2 120 140000 6.625 0 0 WA 98409 No MI 11.875 2 120 224000 6.125 0 0 WA 98445 No MI 11.375 2.5 120 144249.57 5.5 0 0 VA 22305 No MI 10.75 2 120 79529.77 6.375 0 0 TX 75002 No MI 11.625 2 120 191915 6.5 0 0 SC 29710 No MI 11.75 2.5 120 192800 6 0 0 WA 98201 No MI 11.25 2 120 168000 5.875 0 0 NC 27310 No MI 11.125 2 120 162350 6.25 0 0 FL 32579 PMI 11.5 2 120 313500 6 0 0 CA 90650 No MI 11.25 2
11.625
2 First Lien 20360401 ADN1 629.375 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 864.37 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 ADN1 1581.666667 360 0.25 Condominium 100016000000000000 2 First Lien N 20360401 ADN1 1001.44 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 990.5103125 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 770.6588542 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 ADN1 1320.8 360 0.25 Condominium 100016000000000000 2 First Lien N 20360401 ADN1 1162.763333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 919.7 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 1190 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 ADN1 691.1958563 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 ADN1 509.69 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 ADN1 1079.521875 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 ADN1 1004.166667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1020.79 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 879.3958333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1930.27 360 0.25 Condominium 100016000000000000 2 First Lien N
0 Prepay GROUP III G06 360 6.25 CAMARILLO 400000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 7.375 DAYTONA BEACH 280479 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6 LEWISVILLE 304000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.75 WEST MIAMI 309280 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.375 RICHMOND 48000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.375 VICTORVILLE 272000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 7.5 NORTH PORT 144000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.625 BOISE 149000 20060501 2.25 20160401 N 0 Prepay GROUP III G06 360 6 BOISE 132360 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.375 CUTLER 94875 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 359 6.375 CHARLESTON 132000 20060401 2.25 20160301 Y 120 No_PP GROUP III G06 359 7.25 ORLANDO 118400 20060401 2.25 20160301 Y 120 Prepay GROUP III G06 359 7.25 ORLANDO 114400 20060401 2.25 20160301 Y 120 Prepay GROUP III G06 360 6.375 ORLANDO 260000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 7.375 NAPLES 383000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.25 LAKE HAVASU CITY 164000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 359 6.875 RANCHO MIRAGE 369000 20060401 2.25 20160301 Y 120 No_PP
360 6 CA 74.77 11.25 360 7.125 FL 80.00 12.375 360 5.75 TX 80.00 11 360 6.5 FL 80.00 11.75 360 6.125 VA 24.49 11.375 360 6.125 CA 80.00 11.375 360 7.25 FL 80.00 12.5 360 6.375 ID 63.40 11.625 360 5.75 ID 39.39 11 360 6.125 CA 75.00 11.375 360 6.125 SC 80.00 11.375 360 7 FL 80.00 12.25 360 7 FL 80.00 12.25 360 6.125 FL 80.00 11.375 360 7.125 FL 76.60 12.375 360 6 AZ 80.00 11.25 360 6.625 CA 53.87 11.875 360
120 400000 0 0 93010 No MI 2.5
N PUD
20360401 2083.333333 0.25
ADN1 360
100016000000000000 2 First Lien 120 N 20360401 ADN1 280479 1723.777188 360 0 0 0.25 32124 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 304000 1520 360 0 0 0.25 75077 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 309280 1739.7 360 0 0 0.25 33144 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 48000 255 360 0 0 0.25 23231 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 272000 1445 360 0 0 0.25 92395 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 144000 900 360 0 0 0.25 34286 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 149000 954.06 360 0 0 0.25 83709 Single Family No MI 100134000000000000 2 2 First Lien 120 N 20360401 ADN1 132360 661.8 360 0 0 0.25 83709 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 94875 504.0234375 360 0 0 0.25 93615 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 132000 701.25 360 0 0 0.25 29414 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 ADN1 118400 715.3333333 360 0 0 0.25 32812 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360301 ADN1 114400 691.1666667 360 0 0 0.25 32812 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360301 ADN1 260000 1381.25 360 0 0 0.25 32803 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 383000 2353.854167 360 0 0 0.25 34114 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 164000 854.1666667 360 0 0 0.25 86406 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 369000 2114.0625 360 0 0 0.25 92270 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 ADN1
GROUP III G06 360 6.75 PRESCOTT 138000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 359 6.5 NORTH HILLS AREA LOS ANGE 417000 20060401 2.25 20160301 Y 120 Prepay GROUP III G06 359 7.25 MIAMI 118320 20060401 2.25 20160301 Y 120 Prepay GROUP III G06 358 6.75 ORLANDO 151950 20060301 2.25 20160201 Y 120 Prepay GROUP III G06 359 6.25 ONTARIO 303750 20060401 2.25 20160301 Y 120 Prepay GROUP III G06 359 6.5 ATLANTA 373600 20060401 2.25 20160301 Y 120 No_PP GROUP III G06 360 6.5 COMMERCE CITY 219900 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.375 WILMINGTON 373000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.625 NICEVILLE 180800 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.375 LOS ANGELES 416000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.875 HENDERSON 198000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.5 WINCHESTER 269104 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 7.625 CHARLOTTE 76000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.25 SANTA MARIA 261500 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.25 SILVER SPRING 372000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.75 ABERDEEN 121600 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.375 VICTORVILLE 268000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06
138000 6.5 AZ 80.00 11.75 360 6.25 CA 78.68 11.5 360 7 FL 80.00 12.25 360 6.5 FL 89.97 11.75 360 6 CA 75.00 11.25 360 6.25 GA 80.00 11.5 360 6.25 CO 80.00 11.5 360 6.125 CA 76.12 11.375 360 6.375 FL 80.00 11.625 360 6.125 CA 80.00 11.375 360 6.625 NV 74.72 11.875 360 6.25 CA 80.00 11.5 360 7.375 NC 80.00 12.625 360 6 CA 61.97 11.25 360 6 MD 80.00 11.25 360 6.5 WA 80.00 11.75 360 6.125 CA 74.44 11.375 360 0 0 86303 No MI 2
776.25 0.25 Condominium 2 N
360
120 417000 0 0 91343 No MI 2 120 118320 0 0 33015 No MI 2 120 151950 0 0 32832 PMI 2 120 303750 0 0 91764 No MI 2 120 373600 0 0 30342 No MI 2 120 219900 0 0 80022 No MI 2 120 373000 0 0 90744 No MI 2 120 180800 0 0 32578 No MI 2 120 416000 0 0 90067 No MI 2 120 198000 0 0 89074 No MI 2 120 269104 0 0 92596 No MI 2 120 76000 0 0 28206 No MI 2 120 261500 0 0 93455 No MI 2 120 372000 0 0 20901 No MI 2 120 121600 0 0 98520 No MI 2 120 268000 0 0 92392 No MI 2 120 136500
100016000000000000 First Lien 20360401 ADN1 2258.75 360 0.25 Single Family 100253000000000000 2 First Lien N 20360301 ADN1 714.85 360 0.25 Condominium 100126000000000000 2 First Lien N 20360301 ADN1 854.71875 360 0.25 Condominium 100158000000000000 2 First Lien N 20360201 ADN1 1582.03125 360 0.25 Condominium 100083000000000000 2 First Lien N 20360301 ADN1 2023.666667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 ADN1 1191.125 360 0.25 PUD 100047000000000000 2 First Lien N 20360401 ADN1 1981.5625 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 998.1666667 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 2210 360 0.25 Condominium 100016000000000000 2 First Lien N 20360401 ADN1 1134.375 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 1457.646667 360 0.25 Condominium 100016000000000000 2 First Lien N 20360401 ADN1 482.9166667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1361.979167 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 1937.5 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 684 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1423.75 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 739.375 360
360 6.5 SHADYSIDE 136500 2.25 Y 120 GROUP III 360 6.25 ANTHEM 400000 2.25 Y 120 GROUP III 360 6.5 MANTECA 385000 2.25 Y 120 GROUP III 360 6.875 TAMPA 70120 2.25 Y 120 GROUP III 360 6.875 KEY LARGO 395000 2.25 Y 120 GROUP III 360 6.25 DUBLIN 163900 2.25 Y 120 GROUP III 360 5.5 LOUISVILLE 143680 2.25 Y 120 GROUP III 359 5.625 GALLOWAY 118800 2.25 Y 120 GROUP III 359 6.5 TUCKER 215392 2.25 Y 120 GROUP III 360 6.5 YUBA CITY 308000 2.25 Y 120 GROUP III 359 6.625 DOVER 211098 2.25 Y 120 GROUP III 360 6.375 MESA 126400 2.25 Y 120 GROUP III 360 6.25 COLLEGE POINT 236300 2.25 Y 120 GROUP III 360 6.5 DENTON 119200 2.25 N 0 GROUP III 360 6.5 LAS VEGAS 136430 2.25 N 0 GROUP III 360 6.625 BOCA RATON 160000 2.25 Y 120 GROUP III 359 5.25 LONG BEACH 397500 2.25 Y 120 GROUP III 360
6.25 OH 20060501 20160401 No_PP G06 20060501 20160401 No_PP G06 20060501 20160401 Prepay G06 20060501 20160401 No_PP G06 20060501 20160401 Prepay G06 20060501 20160401 No_PP G06 20060501 20160401 No_PP G06 20060401 20160301 No_PP G06 20060401 20160301 No_PP G06 20060501 20160401 Prepay G06 20060401 20160301 Prepay G06 20060501 20160401 Prepay G06 20060501 20160401 No_PP G06 20060501 20160401 Prepay G06 20060501 20160401 No_PP G06 20060501 20160401 Prepay G06 20060401 20160301 Prepay G06 70.00 11.5 360 6 AZ 79.21 11.25 360 6.25 CA 70.00 11.5 360 6.625 FL 47.22 11.875 360 6.625 FL 66.39 11.875 360 6 OH 80.00 11.25 360 5.25 KY 80.00 10.5 360 5.375 OH 80.00 10.625 360 6.25 GA 80.00 11.5 360 6.25 CA 80.00 11.5 360 6.375 FL 80.00 11.625 360 6.125 AZ 80.00 11.375 360 6 NY 67.51 11.25 360 6.25 TX 80.00 11.5 360 6.25 NV 70.00 11.5 360 6.375 FL 40.00 11.625 360 5 CA 56.79 10.25 360 7.125
0 43947 No MI 2 120 400000 0 85086 No MI 2 120 385000 0 95336 No MI 2 70120 0 33612 No MI 2 120 395000 0 33037 No MI
0.25 Single Family N PUD 100016000000000000 First Lien 20360401 ADN1 2085.416667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 401.7291667 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 2263.020833 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 853.6458333 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 658.5333333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 556.875 360 0.25 Condominium 100134000000000000 2 First Lien N 20360301 ADN1 1166.663604 360 0.25 PUD 100051000000000000 2 First Lien N 20360301 ADN1 1668.333333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1165.436875 360 0.25 PUD 100134000000000000 2 First Lien N 20360301 ADN1 671.5 360 0.25 Condominium 100016000000000000 2 First Lien N 20360401 ADN1 1230.729167 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 753.43 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 862.33 360 0.25 Condominium 100016000000000000 2 First Lien N 20360401 ADN1 883.3333333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1735.035925 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 ADN1 3171.25 360 0.25 2 N N 100016000000000000 First Lien 20360401 ADN1 2083.333333 360 0.25 2 N
120 0
2 120 163900 0 0 43016 No MI 2 120 143680 0 0 40228 No MI 2 120 118800 0 0 43119 No MI 2 120 215384.05 0 0 30084 No MI 2 120 308000 0 0 95993 No MI 2 120 211098 0 0 33527 No MI 2 120 126400 0 0 85210 No MI 2 120 236300 0 0 11356 No MI 2 120 119200 0 0 76210 No MI 2 120 136430 0 0 89113 No MI 2 120 160000 0 0 33431 No MI 2 120 396579.64 0 0 90808 No MI 2 120 516000 0 0
7.375 HONOLULU 516000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 7.875 CORAL GABLES 193264 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 359 6.375 AUSTIN 140000 20060401 2.25 20160301 N 0 Prepay GROUP III G06 360 6.375 SACRAMENTO 320000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.5 KILL DEVIL HILLS 332000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 359 6.125 SUNLAND PARK 126507 20060401 2.25 20160301 N 0 No_PP GROUP III G06 360 5.75 OCONOMOWOC 417000 20060501 2.25 20160401 N 0 No_PP GROUP III G06 360 6.875 GLEN BURNIE 260000 20060501 2.25 20160401 N 0 Prepay GROUP III G06 360 6.75 ANACONDA 174400 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.5 LAVEEN 249600 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 359 6.75 MADERA 230900 20060401 2.25 20160301 Y 120 Prepay GROUP III G06 360 6.25 GARDENA 260000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.125 ASHBURN 300000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 5.75 SPANAWAY 156500 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.375 OLYMPIA 151200 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.5 MERIDIAN 110000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 7.375 BOISE 332000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.375 SAVANNAH
HI 80.00 12.375 360 7.625 FL 72.93 12.875 360 6.125 TX 80.00 11.375 360 6.125 CA 80.00 11.375 360 6.25 NC 80.00 11.5 360 5.875 NM 80.00 11.125 360 5.5 WI 78.68 10.75 360 6.625 MD 80.00 11.875 360 6.5 MT 80.00 11.75 360 6.25 AZ 78.00 11.5 360 6.5 CA 79.99 11.75 360 6 CA 74.29 11.25 360 5.875 VA 80.00 11.125 360 5.5 WA 73.47 10.75 360 6.125 WA 80.00 11.375 360 6.25 ID 30.56 11.5 360 7.125 ID 80.00 12.375 360 6.125 GA 0 2
96814 No MI 120 193264 0 33145 No MI
Condominium 100016000000000000 First Lien N 20360401 ADN1 1268.295 360 0.25 Condominium 100016000000000000 2 First Lien N 20360401 ADN1 873.42 360 0.25 Condominium 100134000000000000 2 First Lien N 20360301 ADN1 1700 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1798.333333 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 768.67 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 ADN1 2433.5 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1708.01 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 981 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1352 360 0.25 PUD 100134000000000000 2 First Lien N 20360401 ADN1 1298.8125 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 ADN1 1354.166667 360 0.25 Condominium 100016000000000000 2 First Lien N 20360401 ADN1 1531.25 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 749.8958333 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 803.25 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 595.8333333 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 2040.416667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 835.125 360 0.25 PUD 2 N
2 120 139857.99 0 0 78750 No MI 2 120 320000 0 0 95835 No MI 2 120 332000 0 0 27948 No MI 2 120 126359.51 0 0 88063 No MI 2 120 417000 0 0 53066 No MI 2 120 260000 0 0 21061 No MI 2 120 174400 0 0 59711 No MI 2 120 249600 0 0 85339 No MI 2 120 230900 0 0 93637 No MI 2 120 260000 0 0 90247 No MI 2 120 300000 0 0 20147 No MI 2 120 156500 0 0 98387 No MI 2 120 151200 0 0 98513 No MI 2 120 110000 0 0 83642 No MI 2 120 332000 0 0 83702 No MI 2 120 157200 0 0 31419
157200 2.25 Y 120 GROUP III 360 6.5 WINDERMERE 251475 2.25 Y 120 GROUP III 360 6.75 SCOTTSDALE 261000 2.25 Y 120 GROUP III 359 6.5 BROOKLYN 164800 2.75 N 0 GROUP III 359 6 ELVERTA 312000 2.25 Y 120 GROUP III 359 6.625 CORAL GABLES 196000 2.25 Y 120 GROUP III 360 6.5 RIVERSIDE 219500 2.25 Y 120 GROUP III 360 6.5 CORPUS CHRISTI 224000 2.25 Y 120 GROUP III 359 6.5 SAN ANTONIO 112425 2.25 N 0 GROUP III 360 5.875 LOS ANGELES 250000 2.25 Y 120 GROUP III 360 6 TAMPA 153000 2.25 Y 120 GROUP III 359 6.25 MARINA DEL REY 366400 2.25 N 0 GROUP III 360 6.875 YUBA CITY 297345 2.25 Y 120 GROUP III 359 5.75 ORIENT 102080 2.25 Y 120 GROUP III 360 6.875 ORLANDO 148000 2.25 Y 120 GROUP III 360 6.5 GROVELAND 210320 2.25 Y 120 GROUP III 360 6.25 GAINESVILLE 108750 2.25 Y 120 GROUP III 360 7.25 CHESAPEAKE 218200
20060501 20160401 Prepay G06 20060501 20160401 Prepay G06 20060501 20160401 Prepay G06 20060401 20160301 No_PP G06 20060401 20160301 Prepay G06 20060401 20160301 Prepay G06 20060501 20160401 No_PP G06 20060501 20160401 No_PP G06 20060401 20160301 No_PP G06 20060501 20160401 Prepay G06 20060501 20160401 No_PP G06 20060401 20160301 No_PP G06 20060501 20160401 No_PP G06 20060401 20160301 No_PP G06 20060501 20160401 Prepay G06 20060501 20160401 Prepay G06 20060501 20160401 No_PP G06 20060501
80.00 11.375 360 6.25 FL 62.64 11.5 360 6.5 AZ 79.09 11.75 360 6.25 MI 77.74 11.5 360 5.75 CA 80.00 11 360 6.375 FL 80.00 11.625 360 6.25 CA 54.74 11.5 360 6.25 TX 80.00 11.5 360 6.25 TX 75.00 11.5 360 5.625 CA 68.49 10.875 360 5.75 FL 79.27 11 360 6 CA 80.00 11.25 360 6.625 CA 80.00 11.875 360 5.5 OH 80.00 10.75 360 6.625 FL 80.00 11.875 360 6.25 FL 80.00 11.5 360 6 FL 75.00 11.25 360 7 VA 76.56
No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 251475 1362.15625 360 0 0 0.25 34786 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 261000 1468.125 360 0 0 0.25 85250 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 164651.02 1041.65 360 0 0 0.25 49230 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 ADN1 312000 1560 360 0 0 0.25 95626 Single Family No MI 100016000000000000 2.5 2 First Lien 120 N 20360301 ADN1 196000 1082.083333 360 0 0 0.25 33134 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360301 ADN1 219500 1188.958333 360 0 0 0.25 92501 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 224000 1213.333333 360 0 0 0.25 78418 2-4 Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 112323.37 710.6 360 0 0 0.25 78221 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 ADN1 250000 1223.958333 360 0 0 0.25 90059 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 153000 765 360 0 0 0.25 33604 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 366052.34 2255.99 360 0 0 0.25 90292 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360301 ADN1 297345 1703.539063 360 0 0 0.25 95993 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 102080 489.1333333 360 0 0 0.25 43146 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360301 ADN1 148000 847.9166667 360 0 0 0.25 32824 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 210320 1139.233333 360 0 0 0.25 34736 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 108750 566.40625 360 0 0 0.25 32609 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 218200 1488.51 360 0 0 0.25 23320 Single Family No MI 100016000000000000
2.25 N
0 GROUP III
20160401 No_PP G06
360
360 7.5 PEMBROKE PINES 159920 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 359 7.25 SAN JOSE 192000 20060401 2.25 20160301 Y 120 Prepay GROUP III G06 360 5.875 MOORPARK 241000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 7.875 MIAMI 301600 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 359 6.375 KANSAS CITY 102000 20060401 2.25 20160301 Y 120 Prepay GROUP III G06 360 6.25 GRAND JUNCTION 183302 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.5 HIRAM 170150 20060501 2.75 20160401 Y 120 No_PP GROUP III G06 360 6.75 FLOWER MOUND 400000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.25 NORTH HOLLYWOOD 303000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.625 GRAND JUNCTION 214225 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.25 SAVANNAH 199200 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 359 6.75 MIAMI 216000 20060401 2.25 20160301 Y 120 Prepay GROUP III G06 353 6.375 SAN DIEGO 209000 20051001 2.75 20150901 N 0 Prepay GROUP III G06 360 6.5 GAINESVILLE 199996 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 359 5.875 PALM SPRINGS 400000 20060401 2.25 20160301 Y 120 Prepay GROUP III G06 359 6.875 FORT WALTON BEACH 183200 20060401 2.25 20160301 Y 120 No_PP GROUP III G06 359 7.25 PALMDALE 290671 20060401 2.25 20160301
80.00 360
36.23 360
56.05 360
79.37 360
80.00 360
95.00 360
89.55 360
55.17 360
57.71 360
95.00 360
80.00 360
80.00 360
83.60 360
80.00 360
49.55 360
80.00 360
80.00
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12.25
2 120 159920
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120 127222
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6.275
0.6
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91423 No MI 2
Condominium N
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2 0.25 Single Family 2
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2.25 Y
120 GROUP III
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11.75 360 6.125 IN 80.00 11.375 360 6.125 IN 80.00 11.375 360 6.25 VA 90.00 11.5 360 5.625 CA 68.42 10.875 360 7 MI 75.00 12.25 360 7.625 GA 80.00 12.875 360 6.375 FL 70.17 11.625 360 6.25 KY 80.00 11.5 360 6.75 CA 45.79 12 360 5.625 HI 80.00 10.875 360 7.375 FL 45.19 12.625 360 6.125 FL 80.00 11.375 360 6.5 FL 80.00 11.75 360 7 FL 80.00 12.25 360 6.625 NY 80.00 11.875 360 6 WA 79.92 11.25 360 5.625 CA 57.66 10.875
360 6.375 FORT WAYNE 119920 2.25 Y 120 GROUP III 360 6.375 FORT WAYNE 90000 2.25 Y 120 GROUP III 360 6.5 VIRGINIA BEACH 153000 2.25 Y 120 GROUP III 360 5.875 LODI 325000 2.25 Y 120 GROUP III 360 7.25 ELSIE 138750 2.25 Y 120 GROUP III 360 7.875 SAVANNAH 156000 2.25 Y 120 GROUP III 360 6.625 PALM BAY 287000 2.25 Y 120 GROUP III 360 6.5 BURLINGTON 142400 2.25 Y 120 GROUP III 360 7 ROHNERT PARK 240400 2.25 Y 120 GROUP III 360 5.875 EWA BEACH 419075 2.25 Y 120 GROUP III 360 7.625 MELBOURNE 61000 2.25 Y 120 GROUP III 360 6.375 ORLANDO 255520 2.25 Y 120 GROUP III 358 6.75 NAVARRE 162400 2.25 Y 120 GROUP III 360 7.25 DAVIE 151992 2.25 Y 120 GROUP III 359 6.875 BROOKLYN 444000 2.25 Y 120 GROUP III 359 6.25 PUYALLUP 239750 2.25 Y 120 GROUP III 359 5.875 MANTECA 288300 2.25
2 2 First Lien 120 N 20360401 ADN1 119920 637.075 360 0 0 0.25 46845 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 90000 478.125 360 0 0 0.25 46825 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 153000 828.75 360 0 0 0.25 23462 PUD YES 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 325000 1591.145833 360 0 0 0.25 95242 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 138750 838.28125 360 0 0 0.25 48831 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 156000 1023.75 360 0 0 0.25 31404 2-4 Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 287000 1584.479167 360 0 0 0.25 32907 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 142400 771.3333333 360 0 0 0.25 41005 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 240400 1402.333333 360 0 0 0.25 94928 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 419075 2051.721354 360 0 0 0.25 96706 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 61000 387.6041667 360 0 0 0.25 32935 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 255520 1357.45 360 0 0 0.25 32835 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 162400 913.5 360 0 0 0.25 32566 Single Family No MI 100134000000000000 2 2 First Lien 120 N 20360201 ADN1 151992 918.285 360 0 0 0.25 33314 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 444000 2543.75 360 0 0 0.25 11208 2-4 Family No MI 100016000000000000 2 2 First Lien 120 N 20360301 ADN1 239750 1248.697917 360 0 0 0.25 98374 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360301 ADN1 288300 1411.46875 360 0 0 0.25 95336 Single Family No MI 100016000000000000 2 2 First Lien
120 GROUP III 360 6.25 NAPA 417000 2.25 Y 120 GROUP III 360 6.375 PORTSMOUTH 113000 2.25 Y 120 GROUP III 359 6.5 BAKERSFIELD 200000 2.25 Y 120 GROUP III 359 6.75 BEAUMONT 251933 2.25 Y 120 GROUP III 360 6.75 DESOTO 199798 2.75 N 0 GROUP III 359 6.5 FAIRFIELD 212000 2.25 N 0 GROUP III 360 7 TAMPA 253820 2.25 Y 120 GROUP III 360 6.875 HIGHLAND 268000 2.25 Y 120 GROUP III 360 6.75 FONTANA 268000 2.25 Y 120 GROUP III 359 8 PATERSON 224000 2.25 Y 120 GROUP III 360 7.25 ORLANDO 227600 2.25 Y 120 GROUP III 360 6.875 ORLANDO 240080 2.25 Y 120 GROUP III 360 6.75 TORRANCE 391300 2.25 Y 120 GROUP III 360 6.375 FORT MYERS 318400 2.25 Y 120 GROUP III 360 6.25 COCOA 228000 2.25 Y 120 GROUP III 360 6.125 PANORAMA CITY 350000 2.25 Y 120 GROUP III 360 6.625 GLENS MILLS 329000 2.25 Y 120
No_PP G06
360 6 CA 0
120 417000 0 94558 No MI 2 120 113000 0 0 23707 No MI 2 120 200000 0 0 93306 No MI 2 120 251850.12 0 0 92223 No MI 2 120 199798 0 0 75115 No MI 2 120 211808.35 0 0 83327 No MI 2.5 120 253820 0 0 33647 No MI 2 120 268000 0 0 92346 No MI 2 120 268000 0 0 92336 No MI 2 120 224000 0 0 7513 No MI 2 120 227600 0 0 32835 No MI 2 120 240080 0 0 32821 No MI 2 120 391300 0 0 90503 No MI 2 120 318400 0 0 33912 No MI 2 120 228000 0 0 32927 No MI 2 120 350000 0 0 91402 No MI 2 120 329000 0 0 19342 No MI 2 120
20060501 20160401 Prepay G06 20060501 20160401 Prepay G06 20060401 20160301 Prepay G06 20060401 20160301 Prepay G06 20060501 20160401 Prepay G06 20060401 20160301 Prepay G06 20060501 20160401 No_PP G06 20060501 20160401 Prepay G06 20060501 20160401 No_PP G06 20060401 20160301 No_PP G06 20060501 20160401 Prepay G06 20060501 20160401 Prepay G06 20060501 20160401 No_PP G06 20060501 20160401 Prepay G06 20060501 20160401 Prepay G06 20060501 20160401 Prepay G06 20060501 20160401 Prepay
57.28 11.25 360 6.125 VA 65.32 11.375 360 6.25 CA 79.37 11.5 360 6.5 CA 80.00 11.75 360 6.5 TX 80.00 11.75 360 6.25 ID 80.00 11.5 360 6.75 FL 80.00 12 360 6.625 CA 80.00 11.875 360 6.5 CA 60.91 11.75 360 7.75 NJ 70.00 13 360 7 FL 80.00 12.25 360 6.625 FL 80.00 11.875 360 6.5 CA 9.78 11.75 360 6.125 FL 80.00 11.375 360 6 FL 80.00 11.25 360 5.875 CA 48.28 11.125 360 6.375 PA 70.00 11.625 360
20360301 ADN1 2171.875 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 600.3125 360 0.25 Single Family 100134000000000000 2 First Lien N 20360401 ADN1 1083.333333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 ADN1 1416.656925 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 ADN1 1295.89 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1339.98 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 ADN1 1480.616667 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 1535.416667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1507.5 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1493.333333 360 0.25 2-4 Family 100016000000000000 2 First Lien N 20360301 ADN1 1375.083333 360 0.25 Condominium 100016000000000000 2 First Lien N 20360401 ADN1 1375.458333 360 0.25 Condominium 100016000000000000 2 First Lien N 20360401 ADN1 2201.0625 360 0.25 Condominium 100016000000000000 2 First Lien N 20360401 ADN1 1691.5 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 1187.5 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 1786.458333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1816.354167 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1
GROUP III G06 360 6.5 LAKEWAY 132000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.125 BULLHEAD CITY 117000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.5 MYRTLE BEACH 225000 20060501 2.625 20160401 Y 120 No_PP GROUP III G06 360 6.75 LAKE MARY 91992 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.625 WINTER SPRINGS 404000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 358 6.75 JACKSONVILLE 111920 20060301 2.25 20160201 Y 120 Prepay GROUP III G06 360 6.875 BILLERICA 259200 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.375 TUNNEL HILL 60000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 359 6.5 LADY LAKE 100800 20060401 2.25 20160301 Y 120 Prepay GROUP III G06 359 6.75 LEWISVILLE 63750 20060401 2.25 20160301 N 0 No_PP GROUP III G06 360 6.375 EVERETT 124200 20060501 2.75 20160401 N 0 No_PP GROUP III G06 360 6.25 EVERETT 214000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 5.875 COLONIAL HEIGHTS 85541 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 359 6.125 LAS VEGAS 218000 20060401 2.75 20160301 Y 120 No_PP GROUP III G06 360 6.625 IMPERIAL 185200 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 359 6.375 SPOKANE 152785 20060401 2.75 20160301 N 0 Prepay GROUP III G06 359 6.75 PERRIS 324852 20060401 2.25 20160301 Y 120 No_PP GROUP III G06
132000 6.25 TX 75.00 11.5 360 0 0 78734 No MI 2 0.25 2-4 Family
715
360
66.86 360
83.33 360
80.00 360
80.00 360
80.00 360
80.00 360
75.00 360
80.00 360
75.00 360
32.34 360
80.00 360
71.28 360
85.49 360
80.00 360
80.00 360
80.00 360
120 117000 5.875 0 0 AZ 86442 No MI 11.125 2 120 225000 6.12 0.13 0 SC 29588 PMI 11.5 2 120 91992 6.5 0 0 FL 32746 No MI 11.75 2.245 120 404000 6.375 0 0 FL 32708 No MI 11.625 2 120 111913.75 6.5 0 0 FL 32246 No MI 11.75 2 120 259200 6.625 0 0 MA 1821 No MI 11.875 2 120 60000 6.125 0 0 GA 30755 No MI 11.375 2 120 100800 6.25 0 0 FL 32159 No MI 11.5 2 120 63695.11 6.5 0 0 TX 75067 No MI 11.75 2 120 124200 6.125 0 0 WA 98208 No MI 11.375 2 120 214000 6 0 0 WA 98208 No MI 11.25 2.5 120 85541 5.625 0 0 VA 23834 No MI 10.875 2 120 216327.27 5.545 0.33 0 NV 89102 PMI 11.125 2 120 185200 6.375 0 0 MO 63052 No MI 11.625 2.17 120 152643.49 6.125 0 0 WA 99208 No MI 11.375 2 120 324852 6.5 0 0 CA 92571 No MI 11.75 2.5 120 413280
100016000000000000 First Lien 20360401 ADN1 597.1875 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1218.75 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 517.455 360 0.25 Condominium 100016000000000000 2 First Lien N 20360401 ADN1 2230.416667 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 629.5148438 360 0.25 Condominium 100016000000000000 2 First Lien N 20360201 ADN1 1485 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 318.75 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 546 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 ADN1 413.48 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 ADN1 774.85 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1114.583333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 418.7944792 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1104.170441 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 ADN1 1022.458333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 953.18 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 ADN1 1827.2925 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 ADN1 2152.5 360 2 N
360 6.25 CORONA 413280 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.625 MIDDLETON 336000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 359 6.75 LOS ANGELES 324000 20060401 2.25 20160301 Y 120 Prepay GROUP III G06 360 6.5 APPLE VALLEY 191000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.375 DULUTH 165500 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 7 GOLD CANYON 247410 20060501 2.75 20160401 Y 120 No_PP GROUP III G06 360 6.875 ELMWOOD PARK 245000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.75 PENSACOLA 95920 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.875 AUSTIN 137653 20060501 2.25 20160401 N 0 No_PP GROUP III G06 360 6.875 ARLINGTON 204000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 7.75 PANAMA CITY BEACH 171000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.875 FORT MYERS 156974 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.25 BALTIMORE 75000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.625 FOUNTAIN VALLEY 405000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.5 WEST PALM BEACH 400000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.5 BAKERSFIELD 130000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.875 JACKSONVILLE 172000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360
6 CA 80.00 11.25 360
0 92880 No MI 2
0.25 Single Family 100016000000000000 First Lien 20360401 ADN1 1855 360 0.25 2 N
64.62 360
80.00 360
79.92 360
79.99 360
90.00 360
77.78 360
80.00 360
80.00 360
80.00 360
75.00 360
31.39 360
75.00 360
55.86 360
70.42 360
59.09 360
80.00 360
120 N 336000 6.375 0 0 ID 83644 PUD No MI 100016000000000000 11.625 2 2 First Lien 120 N 20360401 ADN1 324000 1822.5 360 6.5 0 0 0.25 CA 91606 Condominium No MI 100016000000000000 11.75 2 2 First Lien 120 N 20360301 ADN1 191000 1034.583333 360 6.25 0 0 0.25 CA 92307 Single Family No MI 100016000000000000 11.5 2 2 First Lien 120 N 20360401 ADN1 165500 879.21875 360 6.125 0 0 0.25 GA 30096 PUD No MI 100016000000000000 11.375 2 2 First Lien 120 N 20360401 ADN1 247410 1443.225 360 6.36 0.39 0 0.25 AZ 85218 PUD Republic MIC 100016000000000000 12 2 2 First Lien 120 N 20360401 ADN1 245000 1403.645833 360 6.625 0 0 0.25 IL 60707 Single Family No MI 100016000000000000 11.875 2.11 2 First Lien 120 N 20360401 ADN1 95920 539.55 360 6.5 0 0 0.25 FL 32514 PUD No MI 100016000000000000 11.75 2 2 First Lien 120 N 20360401 ADN1 137653 904.28 360 6.625 0 0 0.25 TX 78747 PUD No MI 100016000000000000 11.875 2 2 First Lien 120 N 20360401 ADN1 204000 1168.75 360 6.625 0 0 0.25 TN 38002 Single Family No MI 100016000000000000 11.875 2 2 First Lien 120 N 20360401 ADN1 171000 1104.375 360 7.5 0 0 0.25 FL 32413 Condominium No MI 100016000000000000 12.75 2 2 First Lien 120 N 20360401 ADN1 156974 899.3302083 360 6.625 0 0 0.25 FL 33912 PUD No MI 100016000000000000 11.875 2 2 First Lien 120 N 20360401 ADN1 75000 390.625 360 6 0 0 0.25 MD 21216 Single Family No MI 100016000000000000 11.25 2 2 First Lien 120 N 20360401 ADN1 405000 2235.9375 360 6.375 0 0 0.25 CA 92708 Single Family No MI 100016000000000000 11.625 2 2 First Lien 120 N 20360401 ADN1 400000 2166.666667 360 6.25 0 0 0.25 FL 33413 PUD No MI 100016000000000000 11.5 2 2 First Lien 120 N 20360401 ADN1 130000 704.1666667 360 6.25 0 0 0.25 CA 93304 Single Family No MI 100016000000000000 11.5 2 2 First Lien 120 N 20360401 ADN1 172000 985.4166667 360 6.625 0 0 0.25 FL 32225 PUD No MI 100016000000000000 11.875 2 2 First Lien 120 N 20360401 ADN1 310000 1743.75 360 6.5 0 0 0.25
6.75 BENICIA 310000 2.25 Y 120 GROUP III 360 6.375 LAVEEN 337000 2.25 Y 120 GROUP III 360 6.75 BOISE 50000 2.25 Y 120 GROUP III 360 6.375 ROSWELL 238000 2.25 Y 120 GROUP III 360 7.5 LAS VEGAS 200000 2.25 Y 120 GROUP III 360 6.25 EDGEWOOD 177651 2.25 Y 120 GROUP III 360 6.375 MIAMI 356000 2.25 Y 120 GROUP III 360 6.875 TAMARAC 216000 2.25 Y 120 GROUP III 360 6.375 MIAMI 332800 2.25 Y 120 GROUP III 360 6.375 CHARLOTTE 267262 2.25 Y 120 GROUP III 360 6.875 JOHNSTON 135000 2.25 N 0 GROUP III 360 6.25 LOS ANGELES 400000 2.25 Y 120 GROUP III 360 6.25 ALPHARETTA 189200 2.25 Y 120 GROUP III 360 6.25 COSTA MESA 400000 2.25 Y 120 GROUP III 360 6.875 AVONDALE 280000 2.25 Y 120 GROUP III 359 7.5 SAN JACINTO 277012 2.25 Y 120 GROUP III 359 6.5 GOODYEAR 216500 2.25 N 0 GROUP III 360 6.25 AURORA
CA 20060501 20160401 No_PP G06 20060501 20160401 Prepay G06 20060501 20160401 Prepay G06 20060501 20160401 No_PP G06 20060501 20160401 Prepay G06 20060501 20160401 Prepay G06 20060501 20160401 Prepay G06 20060501 20160401 Prepay G06 20060501 20160401 Prepay G06 20060501 20160401 Prepay G06 20060501 20160401 Prepay G06 20060501 20160401 Prepay G06 20060501 20160401 No_PP G06 20060501 20160401 Prepay G06 20060501 20160401 Prepay G06 20060401 20160301 Prepay G06 20060401 20160301 Prepay G06 68.13 11.75 360 6.125 AZ 76.59 11.375 360 6.5 ID 18.52 11.75 360 6.125 GA 79.33 11.375 360 7.25 NV 80.00 12.5 360 6 WA 80.00 11.25 360 6.125 FL 80.00 11.375 360 6.625 FL 80.00 11.875 360 6.125 FL 80.00 11.375 360 6.125 NC 75.07 11.375 360 6.625 RI 61.36 11.875 360 6 CA 77.67 11.25 360 6 GA 80.00 11.25 360 6 CA 57.97 11.25 360 6.625 AZ 68.97 11.875 360 7.25 CA 80.00 12.5 360 6.25 AZ 72.17 11.5 360 6 OH 120 0 0
94510 No MI 2 120 337000 0 85339 No MI 2 N 50000 0 83713 No MI 2 120 238000 0 0 30076 No MI 2 120 200000 0 0 89123 No MI 2 120 177651 0 0 98372 No MI 2 120 356000 0 0 33186 No MI 2 120 216000 0 0 33321 No MI 2 120 332800 0 0 33165 No MI 2 120 267262 0 0 28203 No MI 2 120 135000 0 0 2919 No MI 2 120 400000 0 0 91423 No MI 2 120 189200 0 0 30022 No MI 2 120 400000 0 0 92627 No MI 2 120 280000 0 0 85323 No MI 2 120 276812 0 0 92582 No MI 2 120 216304.28 0 0 85338 No MI 2 120 214400 0 0 44202 N
PUD 100016000000000000 First Lien 20360401 ADN1 1790.3125 360 0.25 2 PUD 100016000000000000 First Lien 20360401 ADN1 281.25 360 0.25 2 PUD 100016000000000000 First Lien 20360401 ADN1 1264.375 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1250 360 0.25 Condominium 100016000000000000 2 First Lien N 20360401 ADN1 925.265625 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1891.25 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 1237.5 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 1768 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1419.829375 360 0.25 Condominium 100016000000000000 2 First Lien N 20360401 ADN1 886.85 360 0.25 2-4 Family 100016000000000000 2 First Lien N 20360401 ADN1 2083.333333 360 0.25 Condominium 100016000000000000 2 First Lien N 20360401 ADN1 985.4166667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 2083.333333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1604.166667 360 0.25 PUD 100134000000000000 2 First Lien N 20360401 ADN1 1730.075 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 ADN1 1368.43 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 ADN1 1116.666667 360 0.25 Condominium 2 N N N N
214400 2.25 Y 120 GROUP III 360 7.375 COCOA 225250 2.25 N 0 GROUP III 360 7.25 OAKLAND PARK 329600 2.25 Y 120 GROUP III 360 6.5 QUAIL VALLEY 245592 2.25 Y 120 GROUP III 359 7.875 DAYTONA BEACH 342000 3.25 Y 120 GROUP III 360 8.25 DAYTONA BEACH 297500 3.25 Y 120 GROUP III 360 6.375 YULEE 191879 2.25 Y 120 GROUP III 359 6.75 PHOENIX 114000 3.125 Y 120 GROUP III 360 6.25 ALTADENA 392590 2.25 Y 120 GROUP III 360 6.5 OLDSMAR 149600 2.25 Y 120 GROUP III 359 6 QUINCY 168000 2.25 Y 120 GROUP III 360 6.25 MERIDIAN 132000 2.75 N 0 GROUP III 360 6.625 CHESAPEAKE 346400 2.25 Y 120 GROUP III 360 7.25 SUN CITY 41000 2.25 Y 120 GROUP III 360 6.75 SAN DIEGO 320972 2.25 Y 120 GROUP III 360 6.75 LAKEVILLE 213750 2.25 Y 120 GROUP III 359 6.375 SPRINGFIELD 160000 2.25 N 0 GROUP III 360 6.25 TIGARD 319920
20060501 20160401 Prepay G06 20060501 20160401 Prepay G06 20060501 20160401 Prepay G06 20060501 20160401 Prepay G06 20060401 20160301 Prepay G06 20060501 20160401 Prepay G06 20060501 20160401 Prepay G06 20060401 20160301 Prepay G06 20060501 20160401 No_PP G06 20060501 20160401 Prepay G06 20060401 20160301 No_PP G06 20060501 20160401 Prepay G06 20060501 20160401 No_PP G06 20060501 20160401 Prepay G06 20060501 20160401 No_PP G06 20060501 20160401 No_PP G06 20060401 20160301 Prepay G06 20060501
80.00 360
79.99 360
80.00 360
80.00 360
95.00 360
90.00 360
80.00 360
95.00 360
64.68 360
80.00 360
56.00 360
80.00 360
80.00 360
24.85 360
80.00 360
89.85 360
80.00 360
80.00
No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 225250 1555.75 360 7.125 0 0 0.25 FL 32927 PUD No MI 100016000000000000 12.375 2 2 First Lien 120 N 20360401 ADN1 329600 1991.333333 360 7 0 0 0.25 FL 33334 Single Family No MI 100016000000000000 12.25 2 2 First Lien 120 N 20360401 ADN1 245592 1330.29 360 6.25 0 0 0.25 CA 92587 PUD No MI 100016000000000000 11.5 2 2 First Lien 120 N 20360401 ADN1 341999.99 2244.374934 360 6.855 0.77 0 0.25 FL 32124 PUD YES 100016000000000000 12.875 2 2 First Lien 120 N 20360301 ADN1 297500 2045.3125 360 7.24 0.76 0 0.25 FL 32124 PUD PMI 100016000000000000 13.25 2.23 2 First Lien 120 N 20360401 ADN1 191879 1019.357188 360 6.125 0 0 0.25 FL 32097 PUD No MI 100016000000000000 11.375 2.24 2 First Lien 120 N 20360401 ADN1 114000 641.25 360 5.92 0.58 0 0.25 AZ 85051 Condominium YES 100016000000000000 11.75 2 2 First Lien 120 N 20360301 ADN1 392590 2044.739583 360 6 0 0 0.25 CA 91001 Single Family No MI 100016000000000000 11.25 2.295 2 First Lien 120 N 20360401 ADN1 149600 810.3333333 360 6.25 0 0 0.25 FL 34677 Single Family No MI 100016000000000000 11.5 2 2 First Lien 120 N 20360401 ADN1 168000 840 360 5.75 0 0 0.25 CA 95971 2-4 Family No MI 100016000000000000 11 2 2 First Lien 120 N 20360301 ADN1 132000 812.75 360 6 0 0 0.25 ID 83642 PUD No MI 100134000000000000 11.25 2 2 First Lien 120 N 20360401 ADN1 346400 1912.416667 360 6.375 0 0 0.25 VA 23323 Single Family No MI 100016000000000000 11.625 2.5 2 First Lien 120 N 20360401 ADN1 41000 247.7083333 360 7 0 0 0.25 AZ 85373 Single Family No MI 100016000000000000 12.25 2 2 First Lien 120 N 20360401 ADN1 320972 1805.4675 360 6.5 0 0 0.25 CA 92113 Condominium No MI 100016000000000000 11.75 2 2 First Lien 120 N 20360401 ADN1 213750 1202.34375 360 6.5 0 0 0.25 MN 55044 Single Family United Guaranty 100016000000000000 11.75 2 2 First Lien 120 N 20360401 ADN1 159851.81 998.19 360 6.125 0 0 0.25 OR 97478 Single Family No MI 100016000000000000 11.375 2 2 First Lien 120 N 20360301 ADN1 319920 1666.25 360 6 0 0 0.25 OR 97224 Single Family No MI 100016000000000000 11.25
2.25 Y
120 GROUP III
20160401 Prepay G06
360
360 7.125 SCAPPOOSE 164000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 8 LAKELAND 101481 20060501 2.25 20160401 N 0 No_PP GROUP III G06 360 6.375 GRANTS PASS 145000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 7 OWASSO 71436 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.75 ALISO VIEJO 274000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.875 BROOKLYN 472000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.5 APOPKA 189000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.75 TORRANCE 295120 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 358 6.75 LAWRENCEVILLE 216500 20060301 3.125 20160201 Y 120 No_PP GROUP III G06 358 6.125 BROOKLYN 323000 20060301 2.625 20160201 Y 120 No_PP GROUP III G06 360 7 LAUDERDALE LAKES 140000 20060501 2.25 20160401 N 0 No_PP GROUP III G06 360 5.875 LAKE WORTH 402662 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.125 DESERT HOT SPRINGS 325000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.375 SUMNER 163960 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 7.125 SELDEN 141000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 359 6.25 SPRING 158119 20060401 2.25 20160301 N 0 Prepay GROUP III G06 360 6.75 MARGATE 113000 20060501 2.25 20160401
80.00 360
90.00 360
56.86 360
60.00 360
55.35 360
80.00 360
70.00 360
80.00 360
94.96 360
85.00 360
56.00 360
75.26 360
68.42 360
80.00 360
47.00 360
80.00 360
63.48
2 2 First Lien 120 N 20360401 ADN1 164000 973.75 360 6.875 0 0 0.25 OR 97056 Single Family No MI 100016000000000000 12.125 2 2 First Lien 120 N 20360401 ADN1 101481 744.63 360 7.75 0 0 0.25 FL 33805 Single Family YES 100016000000000000 13 2 2 First Lien 120 N 20360401 ADN1 145000 770.3125 360 6.125 0 0 0.25 OR 97527 Single Family No MI 100016000000000000 11.375 2 2 First Lien 120 N 20360401 ADN1 71436 416.71 360 6.75 0 0 0.25 OK 74055 PUD No MI 100016000000000000 12 2 2 First Lien 120 N 20360401 ADN1 274000 1541.25 360 6.5 0 0 0.25 CA 92656 Condominium No MI 100016000000000000 11.75 2 2 First Lien 120 N 20360401 ADN1 472000 2704.166667 360 6.625 0 0 0.25 NY 11208 2-4 Family No MI 100016000000000000 11.875 2 2 First Lien 120 N 20360401 ADN1 189000 1023.75 360 6.25 0 0 0.25 FL 32712 PUD No MI 100134000000000000 11.5 2 2 First Lien 120 N 20360401 ADN1 295120 1660.05 360 6.5 0 0 0.25 CA 90502 Condominium No MI 100016000000000000 11.75 2 2 First Lien 120 N 20360401 ADN1 216500 1217.8125 360 5.92 0.58 0 0.25 GA 30045 Single Family YES 100016000000000000 11.75 2 2 First Lien 120 N 20360201 ADN1 323000 1648.645833 360 5.745 0.13 0 0.25 NY 11208 Single Family PMI 100016000000000000 11.125 2.295 2 First Lien 120 N 20360201 ADN1 140000 931.42 360 6.75 0 0 0.25 FL 33319 Single Family No MI 100016000000000000 12 2.245 2 First Lien 120 N 20360401 ADN1 402662 1971.366042 360 5.625 0 0 0.25 FL 33463 PUD No MI 100016000000000000 10.875 2 2 First Lien 120 N 20360401 ADN1 325000 1658.854167 360 5.875 0 0 0.25 CA 92240 Single Family No MI 100016000000000000 11.125 2 2 First Lien 120 N 20360401 ADN1 163960 871.0375 360 6.125 0 0 0.25 WA 98391 Single Family No MI 100016000000000000 11.375 2 2 First Lien 120 N 20360401 ADN1 141000 837.1875 360 6.875 0 0 0.25 NY 11784 Single Family No MI 100016000000000000 12.125 2 2 First Lien 120 N 20360401 ADN1 157968.97 973.57 360 6 0 0 0.25 TX 77386 PUD No MI 100016000000000000 11.25 2 2 First Lien 120 N 20360301 ADN1 113000 635.625 360 6.5 0 0 0.25 FL 33063 PUD No MI 100016000000000000 11.75 2 2 First Lien
11.25
120 Prepay GROUP III G06 360 6.625 LAS VEGAS 302400 20060501 2.25 20160401 N 0 No_PP GROUP III G06 359 6.75 FRIDAY HARBOR 300000 20060401 2.25 20160301 Y 120 No_PP GROUP III G06 359 6.375 KAILUA KONA 189375 20060401 2.25 20160301 N 0 No_PP GROUP III G06 360 6.875 WEST PALM BEACH 133000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 358 6.25 SUN CITY 285000 20060301 2.25 20160201 N 0 Prepay GROUP III G06 360 6.25 SCOTTSDALE 417000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 359 6.75 BALTIMORE 156400 20060401 2.25 20160301 Y 120 No_PP GROUP III G06 358 6.75 SMYRNA 180000 20060301 2.25 20160201 Y 120 Prepay GROUP III G06 360 6.25 YUCAIPA 320000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.75 TALLAPOOSA 112400 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.75 ORMOND BEACH 192000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.25 WELLINGTON 150000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 359 6.875 INDIO 352803 20060401 2.25 20160301 Y 120 Prepay GROUP III G06 360 6.25 VERO BEACH 60000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.5 INGLEWOOD 406150 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.5 BROCKTON 85000 20060501 2.25 20160401 N 0 Prepay GROUP III G06 360 6.375 TUCSON 154000 20060501 2.25 20160401 N 0 Prepay
360 6.375 NV 80.00 11.625 360 6.5 WA 68.18 11.75 360 6.125 HI 75.00 11.375 360 6.625 FL 80.00 11.875 360 6 CA 77.03 11.25 360 6 AZ 49.06 11.25 360 6.5 MD 80.00 11.75 360 6.5 GA 80.00 11.75 360 6 CA 79.01 11.25 360 6.5 GA 80.00 11.75 360 6.5 FL 80.00 11.75 360 6 FL 62.76 11.25 360 6.625 CA 80.00 11.875 360 6 FL 26.09 11.25 360 6.25 CA 60.44 11.5 360 6.25 MA 33.86 11.5 360 6.125 AZ 62.10 11.375 360
120 302400 0 2 120 300000 0 0 98250 No MI 2 0 89149 No MI
N PUD
20360401 1936.3 0.25 2
ADN1 360
120 176803.44 0 0 96740 No MI 2 120 133000 0 0 33401 No MI 2 120 284457.77 0 0 92585 No MI 2 120 417000 0 0 85255 No MI 2 120 156332.5 0 0 21239 No MI 2 120 180000 0 0 30080 No MI 2 120 320000 0 0 92399 No MI 2 120 112400 0 0 30176 No MI 2 120 192000 0 0 32174 No MI 2 120 150000 0 0 33414 No MI 2 120 352803 0 0 92203 No MI 2 120 60000 0 0 32962 No MI 2 120 406150 0 0 90302 No MI 2 120 85000 0 0 2301 No MI 2 120 154000 0 0 85742 No MI 2 120
100134000000000000 First Lien 20360401 ADN1 1687.5 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 ADN1 1181.45 360 0.25 Condominium 100016000000000000 2 First Lien N 20360301 ADN1 761.9791667 360 0.25 Condominium 100016000000000000 2 First Lien N 20360401 ADN1 1754.79 360 0.25 Single Family 100134000000000000 2 First Lien N 20360201 ADN1 2171.875 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 879.3703125 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 ADN1 1012.5 360 0.25 Single Family 100016000000000000 2 First Lien N 20360201 ADN1 1666.666667 360 0.25 2-4 Family 100016000000000000 2 First Lien N 20360401 ADN1 632.25 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1080 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 781.25 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 2021.267188 360 0.25 PUD 100016000000000000 2 First Lien N 20360301 ADN1 312.5 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 2199.979167 360 0.25 2-4 Family 100016000000000000 2 First Lien N 20360401 ADN1 537.26 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 960.76 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 N
GROUP III G06 360 6.25 LOVELAND 116000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.25 LEMON GROVE 285000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.5 FORT WAYNE 133600 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 7.375 TORRANCE 392000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 359 7.25 RANCHO CUCAMONGA 380760 20060401 2.25 20160301 Y 120 Prepay GROUP III G06 360 6.125 SAN DIEGO 201120 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.5 SAN DIEGO 356000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.5 SAN DIEGO 272000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 359 6.75 COLUMBUS 154000 20060401 2.25 20160301 Y 120 No_PP GROUP III G06 359 6.125 SEVERN 272000 20060401 2.25 20160301 N 0 Prepay GROUP III G06 360 6.375 OPELIKA 88720 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 359 6.375 AUBURN 102400 20060401 2.25 20160301 Y 120 Prepay GROUP III G06 360 7.25 ORLANDO 152000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.375 CHANDLER 199500 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.5 HANFORD 176000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.5 HOLLY SPRINGS 116000 20060501 2.75 20160401 N 0 Prepay GROUP III G06 360 6.5 ORLANDO 215040 20060501 2.25 20160401 Y 120 Prepay GROUP III G06
116000 6 OH 80.00 11.25 360 6 CA 59.38 11.25 360 6.25 IN 80.00 11.5 360 7.125 CA 80.00 12.375 360 7 CA 80.00 12.25 360 5.875 CA 80.00 11.125 360 6.25 CA 80.00 11.5 360 6.25 CA 80.00 11.5 360 6.5 WI 76.24 11.75 360 5.875 MD 80.00 11.125 360 6.125 AL 80.00 11.375 360 6.125 AL 80.00 11.375 360 7 FL 80.00 12.25 360 6.125 AZ 70.00 11.375 360 6.25 CA 80.00 11.5 360 6.25 NC 72.50 11.5 360 6.25 FL 80.00 11.5 360 0 0 45140 No MI 2 PUD
604.1666667 0.25 2
360
120 285000 0 0 91945 No MI 2 120 133600 0 0 46845 No MI 2 120 392000 0 0 90502 No MI 2 120 380760 0 0 91739 No MI 2 120 201120 0 0 92116 No MI 2 120 356000 0 0 92120 No MI 2 120 272000 0 0 92103 No MI 2 120 153966.25 0 0 53925 No MI 2 120 271732.96 0 0 21144 No MI 2 120 88720 0 0 36804 No MI 2 120 102400 0 0 36830 No MI 2 120 152000 0 0 32807 No MI 2 120 199500 0 0 85226 No MI 2 120 176000 0 0 93230 No MI 2 120 116000 0 0 27540 No MI 2 120 215040 0 0 32821 No MI 2.5 120 142300
100016000000000000 First Lien 20360401 ADN1 1484.375 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 723.6666667 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 2409.166667 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 2300.425 360 0.25 Condominium 100016000000000000 2 First Lien N 20360301 ADN1 1026.55 360 0.25 Condominium 100016000000000000 2 First Lien N 20360401 ADN1 1928.333333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1473.333333 360 0.25 Condominium 100016000000000000 2 First Lien N 20360401 ADN1 866.0601563 360 0.25 Single Family 100134000000000000 2 First Lien N 20360301 ADN1 1652.7 360 0.25 Single Family 100134000000000000 2 First Lien N 20360301 ADN1 471.325 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 544 360 0.25 Single Family 100016000000000000 2 First Lien N 20360301 ADN1 918.3333333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1059.84375 360 0.25 PUD 100016000000000000 2 First Lien N 20360401 ADN1 953.3333333 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 733.2 360 0.25 Single Family 100016000000000000 2 First Lien N 20360401 ADN1 1164.8 360 0.25 Condominium 100134000000000000 2 First Lien N 20360401 ADN1 919.0208333 360 N
359 7.75 HUTTO 142300 20060401 2.25 20160301 Y 120 Prepay GROUP III G06 360 7.375 KISSIMMEE 112000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.5 LAKEWAY 136500 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 5.5 ESTERO 167000 20060501 2.25 20160401 N 0 Prepay GROUP III G06 360 6.25 SYRACUSE 256610 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.75 RIVERSIDE 293000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.25 LAGUNA HILLS 398400 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.875 STAR 125000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.625 ESTERO 354141 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.125 SAN BERNARDINO 208000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.25 FORT LAUDERDALE 150000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.625 BOISE 118000 20060501 2.25 20160401 N 0 Prepay GROUP III G06 360 7 NEWAYGO 200800 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.5 WELLINGTON 160000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.75 TAMPA 127592 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.5 EL MONTE 384000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.875 ACWORTH 234112 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360
7.5 TX 79.99 12.75 360 7.125 FL 80.00 12.375 360 6.25 TX 75.00 11.5 360 5.25 FL 61.85 10.5 360 6 UT 80.00 11.25 360 6.5 CA 68.14 11.75 360 6 CA 80.00 11.25 360 6.625 ID 62.19 11.875 360 6.375 FL 90.00 11.625 360 5.875 CA 74.29 11.125 360 6 FL 31.12 11.25 360 6.375 ID 80.00 11.625 360 6.75 MI 80.00 12 360 6.25 FL 61.54 11.5 360 6.5 FL 80.00 11.75 360 6.25 CA 80.00 11.5 360 6.625 GA 80.00 11.875 360 6
100016000000000000 First Lien 120 N 20360301 ADN1 112000 688.3333333 360 0 0 0.25 34743 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 136500 739.375 360 0 0 0.25 78734 2-4 Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 167000 948.21 360 0 0 0.25 33928 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 256610 1336.510417 360 0 0 0.25 84075 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 293000 1648.125 360 0 0 0.25 92504 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 398400 2075 360 0 0 0.25 92653 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 125000 716.1458333 360 0 0 0.25 83669 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 354141 1955.153438 360 0 0 0.25 33928 PUD Republic MIC 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 208000 1061.666667 360 0 0 0.25 92405 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 150000 781.25 360 0 0 0.25 33301 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 118000 755.57 360 0 0 0.25 83705 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 200800 1171.333333 360 0 0 0.25 49337 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 160000 866.6666667 360 0 0 0.25 33414 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 127592 717.705 360 0 0 0.25 33624 Condominium No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 384000 2080 360 0 0 0.25 91732 Single Family No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 234112 1341.266667 360 0 0 0.25 30101 PUD No MI 100016000000000000 2 2 First Lien 120 N 20360401 ADN1 417000 2171.875 360 0 0 0.25 2
0 78634 No MI 2
0.25 PUD N
6.25 SEBASTOPOL 417000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.25 FONTANA 260000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.75 MACCLENNY 111200 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.5 NICEVILLE 186400 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.25 PHOENIX 131500 20060501 2.25 20160401 N 0 Prepay GROUP III G06 360 6.25 COHOES 140000 20060501 2.25 20160401 Y 120 No_PP GROUP III G06 360 6.5 LAKE MARY 93592 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.5 LAKE MARY 83992 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.625 COEUR D ALENE 240000 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.5 NE #2711 BOTHELL 171500 20060501 2.25 20160401 Y 120 Prepay GROUP III G06 360 6.75 ENCINITAS 368200 20060501 2.25 20160401 Y 120 Prepay 10,447 356 7.036
CA 49.06 360 11.25
80.00 360
80.00 360
80.00 360
61.16 360
56.00 360
80.00 360
80.00 360
80.00 360
70.00 360
47.51 360
100016000000000000 First Lien 120 N 20360401 ADN1 260000 1354.166667 360 6 0 0 0.25 CA 92335 Single Family No MI 100016000000000000 11.25 2 2 First Lien 120 N 20360401 ADN1 111200 625.5 360 6.5 0 0 0.25 FL 32063 Single Family No MI 100134000000000000 11.75 2 2 First Lien 120 N 20360401 ADN1 186400 1009.666667 360 6.25 0 0 0.25 FL 32578 Single Family No MI 100016000000000000 11.5 2 2 First Lien 120 N 20360401 ADN1 131500 809.67 360 6 0 0 0.25 AZ 85031 Single Family No MI 100016000000000000 11.25 2 2 First Lien 120 N 20360401 ADN1 140000 729.1666667 360 6 0 0 0.25 NY 12047 Single Family No MI 100276000000000000 11.25 2 2 First Lien 120 N 20360401 ADN1 93592 506.9566667 360 6.25 0 0 0.25 FL 32746 Condominium No MI 100016000000000000 11.5 2 2 First Lien 120 N 20360401 ADN1 83992 454.9566667 360 6.25 0 0 0.25 FL 32746 Condominium No MI 100016000000000000 11.5 2 2 First Lien 120 N 20360401 ADN1 240000 1325 360 6.375 0 0 0.25 ID 83815 Single Family No MI 100016000000000000 11.625 2 2 First Lien 120 N 20360401 ADN1 171500 928.9583333 360 6.25 0 0 0.25 WA 98011 Condominium No MI 100016000000000000 11.5 2 2 First Lien 120 N 20360401 ADN1 368200 2071.125 360 6.5 0 0 0.25 CA 92024 Condominium No MI 100016000000000000 11.75 2 2 First Lien 120 N 20360401 ADN1 2,937,894,588.87 17,572,204.88 360 6.705 0.004 0.000 0.327 2
95472 No MI 2
Single Family N
EXHIBIT C [RESERVED]
EXHIBIT D REQUEST FOR RELEASE OF DOCUMENTS To: Wells Fargo Bank, National Association 1015 10th Avenue Minneapolis, Minnesota 55414 Attention: Bear Stearns Alt-A Trust 2006-3 Custodial Agreement, dated as of April 1, 2006 among Structured Asset Mortgage Investments II Inc., as depositor, Wells Fargo Bank, National Association as master servicer and securities administrator, Wells Fargo Bank, National Association, as custodian, and U.S. Bank National Association, as trustee, issuing Bear Stearns Alt-A Trust 2006-3, Mortgage Pass-Through Certificates, Series 2006-3
RE:
In connection with the administration of the Mortgage Loans held by you pursuant to the above-captioned Custodial Agreement, we request the release, and hereby acknowledge receipt, of the Mortgage File for the Mortgage Loan described below, for the reason indicated. Mortgage Loan Number:
Mortgagor Name, Address & Zip Code: Reason for Requesting Documents (check one): _____ _____ _____ _____ _____ _____ 1. 2. 3. 4. 5. 6. Mortgage Account Paid in Full and proceeds have been deposited into the Custodial
Foreclosure Substitution Other Liquidation Nonliquidation Reason:
California Mortgage Loan paid in full By: (authorized signer) Issuer: Address: Date:
EXHIBIT E FORM OF TRANSFER AFFIDAVIT Affidavit pursuant to 860E(e)(4) of the Internal Code of 1986, as amended, other purposes STATE OF COUNTY OF ) )ss: ) [NAME OF OFFICER], being first duly sworn, deposes and says: 1. That he is Bear Stearns ALT-A Trust Certificates) (the "Class R organized and existing under makes this affidavit. [Title of Officer] of [Name of Investor] (record or beneficial owner of the 2006-3, Mortgage Pass-Through Certificates, Series 2006-3, Class R-__ Certificates") (the "Owner"), a [savings institution] [corporation] duly the laws of [the State of _____] [the United States], on behalf of which he Section Revenue and for
2. That the Owner (i) is not and will not be as of [Closing Date][date of purchase] a "disqualified organization" within the meaning of Section 860E(e)(5) of the Internal Revenue Code of 1986, as amended (the "Code") or an "electing large partnership" within the meaning of Section 775 of the Code, (ii) will endeavor to remain other than a disqualified organization and an electing large partnership for so long as it retains its ownership in the Class R Certificates and (iii) is acquiring the Class R Certificates for its own account or for the account of another Owner from which it has received an affidavit and agreement in substantially the same form as this affidavit and agreement. (For this purpose, a "disqualified organization" means an electing large partnership under Section 775 of the Code, the United States, any state or political subdivision thereof, any agency or instrumentality of any of the foregoing (other than an instrumentality all of the activities of which are subject to tax and, except for the Federal Home Loan Mortgage Corporation, a majority of whose board of directors is not selected by any such governmental entity) or any foreign government, international organization or any agency or instrumentality of such foreign government or organization, any rural electric or telephone cooperative, or any organization (other than certain farmers' cooperatives) that is generally exempt from federal income tax unless such organization is subject to the tax on unrelated business taxable income). 3. That the Owner is aware (i) of the tax that would be imposed on transfers of Class R Certificates to disqualified organizations or electing large partnerships under the Code, that applies to all transfers of Class R Certificates after March 31, 1988; (ii) that such tax would be on the transferor (or, with respect to transfers to electing large partnerships, on each such partnership), or, if such transfer is through an agent (which person includes a broker, nominee or middleman) for a disqualified organization, on the agent; (iii) that the person (other than with respect to transfers to electing large partnerships) otherwise liable for the tax shall be relieved of liability for the tax if the transferee furnishes to such person an affidavit that the transferee is not a disqualified organization and, at the time of transfer, such person does not have actual knowledge that the affidavit is false; and (iv) that the Class R Certificates may be "noneconomic residual interests" within the meaning of Treasury regulations promulgated pursuant to the Code and that the transferor of a noneconomic residual interest will remain liable for any taxes due with respect to the income on such residual interest, unless no significant purpose of the transfer was to impede the assessment or collection of tax. 4. That the Owner is aware of the tax imposed on a "pass-through entity" holding Class R Certificates if either the pass-through entity is an electing large partnership under Section 775 of the Code or if at any time during the taxable year of the pass-through entity a disqualified organization is the record holder of an interest in such entity. (For this purpose, a "pass through entity" includes a regulated investment company, a real estate investment trust or common trust fund, a partnership, trust or estate, and certain cooperatives.) 5. That the Owner is aware that the Securities Administrator will not register the transfer of any Class R Certificates unless the transferee, or the transferee's agent, delivers to it an affidavit and agreement, among other things, in substantially the same form as this affidavit and agreement. The Owner expressly agrees that it will not consummate any such transfer if it knows or believes that any of the representations contained in such affidavit and agreement are false. 6. That the Owner has reviewed the restrictions set forth on the face of the
Class R Certificates and the provisions of Section 5.05 of the Pooling and Servicing Agreement under which the Class R Certificates were issued. The Owner expressly agrees to be bound by and to comply with such restrictions and provisions. 7. That the Owner consents to any additional restrictions or arrangements that shall be deemed necessary upon advice of counsel to constitute a reasonable arrangement to ensure that the Class R Certificates will only be owned, directly or indirectly, by an Owner that is not a disqualified organization. 8. The Owner's Taxpayer Identification Number is # _______________.
9. This affidavit and agreement relates only to the Class R Certificates held by the Owner and not to any other holder of the Class R Certificates. The Owner understands that the liabilities described herein relate only to the Class R Certificates. 10. That no purpose of the Owner relating to the transfer of any of the Class R Certificates by the Owner is or will be to impede the assessment or collection of any tax; in making this representation, the Owner warrants that the Owner is familiar with (i) Treasury Regulation Section 1.860E-1 (c) and recent amendments thereto, effective as of August 19, 2002, and (ii) the preamble describing the adoption of the amendments to such regulation, which is attached hereto as Exhibit 1. 11. That the Owner has no present knowledge or expectation that it will be unable to pay any United States taxes owed by it so long as any of the Certificates remain outstanding. In this regard, the Owner hereby represents to and for the benefit of the person from whom it acquired the Class R Certificates that the Owner intends to pay taxes associated with holding such Class R Certificates as they become due, fully understanding that it may incur tax liabilities in excess of any cash flows generated by the Class R Certificates. 12. That the Owner has no present knowledge or expectation insolvent or subject to a bankruptcy proceeding for so long as any of the Class R outstanding. that it will Certificates become remain
13. The Owner is a citizen or resident of the United States, a corporation, partnership or other entity created or organized in, or under the laws of, the United States or any political subdivision thereof, or an estate or trust whose income from sources without the United States is includable in gross income for United States federal income tax purposes regardless of its connection with the conduct of a trade or business within the United States. 14. The Owner hereby agrees that it will not cause income from the Class R Certificates to be attributable to a foreign permanent establishment or fixed base (within the meaning of an applicable income tax treaty) of the Owner or another United States taxpayer. 15. (a) The Purchaser hereby certifies, represents and warrants to, and covenants with the Company, the Trustee, the Securities Administrator and the Master Servicer that the following statements in (1) or (2) are accurate: (1) The Certificates (i) are not being acquired by, and will not be transferred to, any employee benefit plan within the meaning of section 3(3) of the Employee Retirement Income Security Act of 1974, as amended ("ERISA") or other retirement arrangement, including individual retirement accounts and annuities, Keogh plans and bank collective investment funds and insurance company general or separate accounts in which such plans, accounts or arrangements are invested, that is subject to Section 406 of ERISA or Section 4975 of the Internal Revenue Code of 1986 (the "Code") (any of the foregoing, a "Plan"), (ii) are not being acquired with "plan assets" of a Plan within the meaning of the Department of Labor ("DOL") regulation, 29 C.F.R. ? 2510.3-101 or otherwise under ERISA, and (iii) will not be transferred to any entity that is deemed to be investing plan assets within the meaning of the DOL regulation, 29 C.F.R. ? 2510.3-101 or otherwise under ERISA; (2) The purchase of Certificates is permissible under applicable law, will not constitute or result in any prohibited transaction under ERISA or Section 4975 of the Code, will not subject the Company, the Trustee or the Master Servicer to any obligation in addition to those undertaken in the Pooling and Servicing Agreement and, with respect to each source of funds ("Source") being used by the Purchaser to acquire the Certificates, each of the following statements is accurate: (a) the Purchaser is an insurance company; (b) the Source is assets of the Purchaser's "general account;" (c) the conditions set forth in Prohibited Transaction Class Exemption ("PTCE") 95-60 issued by the DOL have been satisfied and the purchase, holding and transfer of Certificates by or on behalf of the Purchaser are exempt under PTCE 95-60; and (d) the amount of reserves and liabilities for such general account contracts held by or on behalf of any Plan does not exceed 10% of the total reserves and liabilities of such general account plus surplus as of the date hereof (for purposes of this clause, all Plans maintained by the same employer (or affiliate thereof) or employee organization are deemed to be a single Plan) in connection with its purchase and holding of such Certificates; or (b) The Owner will provide the Securities Administrator with an opinion of counsel acceptable to and in form and substance satisfactory to the Securities Administrator to the effect that the purchase of Certificates is permissible under applicable law, will not constitute or result in any non-exempt prohibited transaction under ERISA or Section 4975 of the Code and will not subject the Trustee, the Company, the Securities Administrator or the Master Servicer to any obligation or liability (including obligations or liabilities under ERISA or Section 4975 of the Code) in addition to those undertaken in the Pooling and Servicing Agreement.
In addition, the Owner hereby certifies, represents and warrants to, and covenants with, the Company, the Trustee, the Securities Administrator and the Master Servicer that the Owner will not transfer such Certificates to any Plan or person unless either such Plan or person meets the requirements set forth in either (a) or (b) above. Capitalized terms used but not defined Pooling and Servicing Agreement. herein shall have the meanings assigned in the
IN WITNESS WHEREOF, the Investor has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its [Title of Officer] this ____ day of _________, 20__. [NAME OF INVESTOR] By: [Name of Officer] [Title of Officer] [Address of Investor distributions] for receipt of
Address of information:
Investor
for
receipt
of
tax
Personally appeared before me the above-named [Name of Officer], known or proved to me to be the same person who executed the foregoing instrument and to be the [Title of Officer] of the Investor, and acknowledged to me that he executed the same as his free act and deed and the free act and deed of the Investor. Subscribed and sworn before me this ___ day of _________, 20___. NOTARY PUBLIC COUNTY OF STATE OF My commission expires the ___ day of ___________________, 20___.
EXHIBIT F-1 FORM OF INVESTMENT LETTER (NON-RULE 144A) ______________,200___ Structured Asset Mortgage Investments II Inc. 383 Madison Avenue New York, New York 10179 Wells Fargo Bank, National Association Sixth Street and Marquette Avenue Minneapolis, Minnesota 55479 Attention: Bear Stearns Alt-A Trust 2006-3 Re: Ladies and Gentlemen: ______________ (the "Purchaser") intends to purchase from ______________ (the "Seller") $_________ initial Certificate Principal Balance of Mortgage Pass-Through Certificates, Series 2006-3, Class _____ (the "Certificates"), issued pursuant to the Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), dated as of April 1, 2006 among Structured Asset Mortgage Investments II Inc., as depositor (the "Seller"), EMC Mortgage Corporation, Wells Fargo Bank, National Association, as master servicer and securities administrator, and U.S. Bank National Association, as trustee (the "Trustee"). All terms used herein and not otherwise defined shall have the meanings set forth in the Pooling and Servicing Agreement. The Purchaser hereby certifies, represents and warrants to, and covenants with, the Seller and the Trustee that: 1. The Purchaser understands that (a) the Certificates have not been and will not be registered or qualified under the Securities Act of 1933, as amended (the "Act") or any state securities law, (b) the Seller is not required to so register or qualify the Certificates, (c) the Certificates may be resold only if registered and qualified pursuant to the provisions of the Act or any state securities law, or if an exemption from such registration and qualification is available, (d) the Pooling and Servicing Agreement contains restrictions regarding the transfer of the Certificates and (e) the Certificates will bear a legend to the foregoing effect. 2. The Purchaser is acquiring the Certificates for its own account for investment only and not with a view to or for sale in connection with any distribution thereof in any manner that would violate the Act or any applicable state securities laws. Bear Stearns Alt-A Trust 2006-3 Mortgage Pass-Through Certificates, Series 2006-3, Class___
3. The Purchaser is (a) a substantial, sophisticated institutional investor having such knowledge and experience in financial and business matters, and, in particular, in such matters related to securities similar to the Certificates, such that it is capable of evaluating the merits and risks of investment in the Certificates, (b) able to bear the economic risks of such an investment and (c) an "accredited investor" within the meaning of Rule 501 (a) promulgated pursuant to the Act. 4. The Purchaser has been furnished with, and has had an opportunity to review (a) a copy of the Pooling and Servicing Agreement and (b) such other information concerning the Certificates, the Mortgage Loans and the Seller as has been requested by the Purchaser from the Seller or the Seller and is relevant to the Purchaser's decision to purchase the Certificates. The Purchaser has had any questions arising from such review answered by the Seller or the Seller to the satisfaction of the Purchaser. 5. The Purchaser has not and will not nor has it authorized or will it authorize any person to (a) offer, pledge, sell, dispose of or otherwise transfer any Certificate, any interest in any Certificate or any other similar security to any person in any manner, (b) solicit any offer to buy or to accept a pledge, disposition of other transfer of any Certificate, any interest in any Certificate or any other similar security from any person in any manner, (c) otherwise approach or negotiate with respect to any Certificate, any interest in any Certificate or any other similar security with any person in any manner, (d) make any general solicitation by means of general advertising or in any other manner or (e) take any other action, that (as to any of (a) through (e) above) would constitute a distribution of any Certificate under the Act, that would render the disposition of any Certificate a violation of Section 5 of the Act or any state securities law, or that would require registration or
qualification pursuant thereto. of the Certificates, except in Servicing Agreement.
The Purchaser will not sell or otherwise compliance with the provisions of the
transfer any Pooling and
6. The Purchaser (if the equivalent by Fitch, S&P or Moody's):
Certificate is not rated at least "BBB-" or its
(a) is not an employee benefit or other plan subject to the prohibited transaction provisions of the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), or Section 4975 of the Internal Revenue Code of 1986, as amended (a "Plan"), or any other person (including an investment manager, a named fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf of or purchasing any Certificate with "plan assets" of any Plan within the meaning of the Department of Labor ("DOL") regulation at 29 C.F.R. 2510.3-101; or (b) is an insurance company, the source of funds to be used by it to purchase the Certificates is an "insurance company general account" (within the meaning of DOL Prohibited Transaction Class Exemption ("PTCE") 95-60), and the purchase is being made in reliance upon the availability of the exemptive relief afforded under Sections I and III of PTCE 95-60. In addition, the Purchaser hereby certifies, represents and warrants to, and covenants with, the Company, the Trustee, the Securities Administrator and the Master Servicer that the Purchaser will not transfer such Certificates to any Plan or person unless such Plan or person meets the requirements set forth in either 6(a) or (b) above.
Very truly yours,
[PURCHASER]
By: Name: Title:
EXHIBIT F-2 [FORM OF RULE 144A INVESTMENT REPRESENTATION] Description of Rule 144A Securities, including numbers:
The undersigned seller, as registered holder (the "Seller"), Rule 144A Securities described above to the undersigned buyer (the "Buyer").
intends to transfer the
1. In connection with such transfer and in accordance with the agreements pursuant to which the Rule 144A Securities were issued, the Seller hereby certifies the following facts: Neither the Seller nor anyone acting on its behalf has offered, transferred, pledged, sold or otherwise disposed of the Rule 144A Securities, any interest in the Rule 144A Securities or any other similar security to, or solicited any offer to buy or accept a transfer, pledge or other disposition of the Rule 144A Securities, any interest in the Rule 144A Securities or any other similar security from, or otherwise approached or negotiated with respect to the Rule 144A Securities, any interest in the Rule 144A Securities or any other similar security with, any person in any manner, or made any general solicitation by means of general advertising or in any other manner, or taken any other action, that would constitute a distribution of the Rule 144A Securities under the Securities Act of 1933, as amended (the "1933 Act"), or that would render the disposition of the Rule 144A Securities a violation of Section 5 of the 1933 Act or require registration pursuant thereto, and that the Seller has not offered the Rule 144A Securities to any person other than the Buyer or another "qualified institutional buyer" as defined in Rule 144A under the 1933 Act. 2. The Buyer warrants and represents to, and covenants with, the Seller, the Trustee and the Master Servicer (as defined to the Pooling and Servicing Agreement, dated as of April 1, 2006 (the "Agreement"), among the Company, EMC, Wells Fargo Bank, N.A., as master servicer (the "Master Servicer"), and U.S. Bank National Association, as trustee (the "Trustee")) as follows: (a) The Buyer understands that the Rule 144A registered under the 1933 Act or the securities laws of any state. Securities have not been
(b) The Buyer considers itself a substantial, sophisticated institutional investor having such knowledge and experience in financial and business matters that it is capable of evaluating the merits and risks of investment in the Rule 144A Securities. 144A Securities Master Servicer. (c) The Buyer has been furnished with all information regarding the Rule that it has requested from the Seller, the Securities Administrator or the
(d) Neither the Buyer nor anyone acting on its behalf has offered, transferred, pledged, sold or otherwise disposed of the Rule 144A Securities, any interest in the Rule 144A Securities or any other similar security to, or solicited any offer to buy or accept a transfer, pledge or other disposition of the Rule 144A Securities, any interest in the
Rule 144A Securities or any other similar security from, or otherwise approached or negotiated with respect to the Rule 144A Securities, any interest in the Rule 144A Securities or any other similar security with, any person in any manner, or made any general solicitation by means of general advertising or in any other manner, or taken any other action, that would constitute a distribution of the Rule 144A Securities under the 1933 Act or that would render the disposition of the Rule 144A Securities a violation of Section 5 of the 1933 Act or require registration pursuant thereto, nor will it act, nor has it authorized or will it authorize any person to act, in such manner with respect to the Rule 144A Securities. (e) The Buyer is a "qualified institutional buyer" as that term is defined in Rule 144A under the 1933 Act and has completed either of the forms of certification to that effect attached hereto as Annex 1 or Annex 2. The Buyer is aware that the sale to it is being made in reliance on Rule 144A. The Buyer is acquiring the Rule 144A Securities for its own account or the accounts of other qualified institutional buyers, understands that such Rule 144A Securities may be resold, pledged or transferred only (i) to a person reasonably believed to be a qualified institutional buyer that purchases for its own account or for the account of a qualified institutional buyer to whom notice is given that the resale, pledge or transfer is being made in reliance on Rule 144A, or (ii) pursuant to another exemption from registration under the 1933 Act. [3. The Buyer (if the Rule 144A equivalent by Fitch, S&P or Moody's): Securities are not rated at least "BBB-" or its
(a) is not an employee benefit or other plan subject to the prohibited transaction provisions of the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), or Section 4975 of the Internal Revenue Code of 1986, as amended (a "Plan"), or any other person (including an investment manager, a named fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf of or purchasing any Certificate with "plan assets" of any Plan within the meaning of the Department of Labor ("DOL") regulation at 29 C.F.R. 2510.3-101; or (b) is an insurance company, the source of funds to be used by it to purchase the Certificates is an "insurance company general account" (within the meaning of DOL Prohibited Transaction Class Exemption ("PTCE") 95-60), and the purchase is being made in reliance upon the availability of the exemptive relief afforded under Sections I and III of PTCE 95-60.] 4. This document may be executed in one or more counterparts and by the different parties hereto on separate counterparts, each of which, when so executed, shall be deemed to be an original; such counterparts, together, shall constitute one and the same document. IN WITNESS WHEREOF, each of the parties has executed this document as of the date set forth below. Print Name of Seller By: Name: Title: Taxpayer Identification No. Date: Print Name of Buyer By: Name: Title: Taxpayer Identification: No: Date:
ANNEX 1 TO EXHIBIT F QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A [For Buyers Other Than Registered Investment Companies] The undersigned hereby certifies as follows Investment Representation to which this Certification is attached: in connection with the Rule 144A
1. As indicated below, the undersigned is the President, Senior Vice President or other executive officer of the Buyer.
Chief Financial Officer,
2. In connection with purchases by the Buyer, the Buyer is a "qualified institutional buyer" as that term is defined in Rule 144A under the Securities Act of 1933 ("Rule 144A") because (i) the Buyer owned and/or invested on a discretionary basis $ in securities (except for the excluded securities referred to below) as of the end of the Buyer's most recent fiscal year (such amount being calculated in accordance with Rule 144A) and (ii) the Buyer satisfies the criteria in the category marked below. -Corporation, etc. The Buyer is a corporation (other than a bank, savings and loan association or similar institution), Massachusetts or similar business trust, partnership, or charitable organization described in Section 501(c)(3) of the Internal Revenue Code. Bank. The Buyer (a) is a national bank or banking institution organized under the laws of any State, territory or the District of Columbia, the business of which is substantially confined to banking and is supervised by the State or territorial banking commission or similar official or is a foreign bank or equivalent institution, and (b) has an audited net worth of at least $25,000,000 as demonstrated in its latest annual financial statements, a copy of which is attached hereto. Savings and Loan. The Buyer (a) is a savings and loan association, building and loan association, cooperative bank, homestead association or similar institution, which is supervised and examined by a State or Federal authority having supervision over any such institutions or is a foreign savings and loan association or equivalent institution and (b) has an audited net worth of at least $25,000,000 as demonstrated in its latest annual financial statements. Broker-Dealer. The Buyer is a Securities Exchange Act of 1934. dealer registered pursuant to Section 15 of the
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Insurance Company. The Buyer is an insurance company whose primary and predominant business activity is the writing of insurance or the reinsuring of risks underwritten by insurance companies and which is subject to supervision by the insurance commissioner or a similar official or agency of a State or territory or the District
of Columbia. -State or Local Plan. The Buyer is a plan established and maintained by a State, its political subdivisions, or any agency or instrumentality of the State or its political subdivisions, for the benefit of its employees. ERISA Plan. The Buyer is an employee benefit plan the Employee Retirement Income Security Act of 1974. Investment Adviser. The Buyer Investment Advisers Act of 1940. is an investment within the meaning of Title I of adviser registered under the
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SBIC. The Buyer is a Small Business Investment Company licensed by the U.S. Small Business Administration under Section 301(c) or (d) of the Small Business Investment Act of 1958. Business Development Company. The Buyer is a business development company as defined in Section 202(a)(22) of the Investment Advisers Act of 1940. Trust Fund. The Buyer is a trust fund whose trustee is a bank or trust company and whose participants are exclusively (a) plans established and maintained by a State, its political subdivisions, or any agency or instrumentality of the State or its political subdivisions, for the benefit of its employees, or (b) employee benefit plans within the meaning of Title I of the Employee Retirement Income Security Act of 1974, but is not a trust fund that includes as participants individual retirement accounts or H.R. 10 plans.
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3. The term "securities" as used herein does not include (i) securities of issuers that are affiliated with the Buyer, (ii) securities that are part of an unsold allotment to or subscription by the Buyer, if the Buyer is a dealer, (iii) bank deposit notes and certificates of deposit, (iv) loan participations, (v) repurchase agreements, (vi) securities owned but subject to a repurchase agreement and (vii) currency, interest rate and commodity swaps. 4. For purposes of determining the aggregate amount of securities owned and/or invested on a discretionary basis by the Buyer, the Buyer used the cost of such securities to the Buyer and did not include any of the securities referred to in the preceding paragraph. Further, in determining such aggregate amount, the Buyer may have included securities owned by subsidiaries of the Buyer, but only if such subsidiaries are consolidated with the Buyer in its financial statements prepared in accordance with generally accepted accounting principles and if the investments of such subsidiaries are managed under the Buyer's direction. However, such securities were not included if the Buyer is a majority-owned, consolidated subsidiary of another enterprise and the Buyer is not itself a reporting company under the Securities Exchange Act of 1934. 5. The Buyer acknowledges that it is familiar with Rule 144A and understands that the seller to it and other parties related to the Certificates are relying and will continue to rely on the statements made herein because one or more sales to the Buyer may be in reliance on Rule 144A. Will the Buyer be purchasing the Rule 144A No Securities only for the Buyer's own account? 6. If the answer to the foregoing question is "no", the Buyer agrees that, in connection with any purchase of securities sold to the Buyer for the account of a third party (including any separate account) in reliance on Rule 144A, the Buyer will only purchase for the account of a third party that at the time is a "qualified institutional buyer" within the meaning of Rule 144A. In addition, the Buyer agrees that the Buyer will not purchase securities for a third party unless the Buyer has obtained a current representation letter from such third party or taken other appropriate steps contemplated by Rule 144A to conclude that such third party independently meets the definition of "qualified institutional buyer" set forth in Rule 144A. ---------------------------------------------------------------------------------------------------------Yes 7. The Buyer will notify each of the parties to which this certification is made of any changes in the information and conclusions herein. Until such notice is given, the Buyer's purchase of Rule 144A Securities will constitute a reaffirmation of this certification as of the date of such purchase.
Print Name of Buyer By: Name: Title: Date:
EXHIBIT F-3 FORM OF TRANSFEROR REPRESENTATION LETTER
, 20 Structured Asset Mortgage Investments II Inc. 383 Madison Avenue New York, New York 10179 MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2006-3 Wells Fargo Bank, National Association Sixth Street and Marquette Avenue Minneapolis, Minnesota 55479
Attention: Bear Stearns Alt-A Trust 2006-3 Re: Ladies and Gentlemen: In connection with the sale by (the "Seller") to (the "Purchaser") of $ Initial Certificate Principal Balance of Mortgage Pass-Through Certificates, Series 2006-3 (the "Certificates") pursuant to the Pooling and Servicing Agreement, dated as of April 1, 2006 (the "Pooling and Servicing Agreement"), among Structured Asset Mortgage Investments II Inc. (the "Company"), EMC Mortgage Corporation ("EMC"), Wells Fargo Bank, N.A., as master servicer (the "Master Servicer"), and U.S. Bank National Association, as trustee (the "Trustee"). The Seller hereby certifies, represents and warrants to, and covenants with, the Company and the Trustee that: Neither the Seller nor anyone acting on its behalf has (a) offered, pledged, sold, disposed of or otherwise transferred any Certificate, any interest in any Certificate or any other similar security to any person in any manner, (b) has solicited any offer to buy or to accept a pledge, disposition or other transfer of any Certificate, any interest in any Certificate or any other similar security from any person in any manner, (c) has otherwise approached or negotiated with respect to any Certificate, any interest in any Certificate or any other similar security with any person in any manner, (d) has made any general solicitation by means of general advertising or in any other manner, or (e) has taken any other action, that (as to any of (a) through (e) above) would constitute a distribution of the Certificates under the Securities Act of 1933 (the "Act"), that would render the disposition of any Certificate a violation of Section 5 of the Act or any state securities law, or that would require registration or qualification pursuant thereto. The Seller will not act, in any manner set forth in the foregoing sentence with respect to any Certificate. The Seller has not and will not sell or otherwise transfer any of the Certificates, except in compliance with the provisions of the Pooling and Servicing Agreement. Very truly yours, (Seller) Mortgage Pass-Through Certificates, Series 2006-3
By: Name: Title:
EXHIBIT G FORM OF AMENDED AND RESTATED CUSTODIAL AGREEMENT THIS AMENDED AND RESTATED CUSTODIAL AGREEMENT (as amended and supplemented from time to time, the Agreement, dated as of September [_], 2006, by and among U.S. BANK NATIONAL ASSOCIATION, as trustee (including its successors under the Pooling and Servicing Agreement defined below, the "Trustee"), STRUCTURED ASSET MORTGAGE INVESTMENTS II INC., as company (together with any successor in interest, the "Company"), WELLS FARGO BANK, NATIONAL ASSOCIATION, as master servicer and securities administrator (together with any successor in interest or successor under the Pooling and Servicing Agreement referred to below, the "Master Servicer" or the "Securities Administrator," as applicable) and WELLS FARGO BANK, NATIONAL ASSOCIATION, as custodian (together with any successor in interest or any successor appointed hereunder, the "Custodian"). WITNESSETH THAT: WHEREAS, the parties hereto entered into a Custodial 2006 (the "Original Custodial Agreement") in connection with the Agreement (as defined herein); and Agreement, dated as of April 28, Original Pooling and Servicing
WHEREAS, the Company, EMC, the Master Servicer, the Securities Administrator and the Trustee have entered into a Pooling and Servicing Agreement, dated as of April 1, 2006, relating to the issuance of Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates, Series 2006-3 (as in effect on the date of this agreement, the "Original Pooling and Servicing Agreement," and as amended and supplemented from time to time, the "Pooling and Servicing Agreement"; WHEREAS, the Custodian has agreed to act as agent for the Trustee, on behalf of the Certificateholders, for the purposes of receiving and holding certain documents and other instruments relating to the mortgage loans (herein referred to as the "Mortgage Loans") listed on Schedule I attached hereto (the "Mortgage Loan Schedule") delivered by the Company or the Master Servicer under the Pooling and Servicing Agreement and the Servicers under their respective Servicing Agreements, all upon the terms and conditions and subject to the limitations hereinafter set forth; WHEREAS, the parties hereto wish to amend and restate Servicing Agreement in certain respects in connection with Regulation AB; the Original Pooling and
WHEREAS, in connection with the Amended and Restated Pooling and Servicing Agreement (the "Amended and Restated Pooling and Servicing Agreement") the parties hereto wish to amend and restate the Original Custodial Agreement in certain respects as set forth herein and to restate such modified agreement in connection with Regulation AB; and NOW, THEREFORE, in consideration of the premises and the mutual covenants and agreements hereinafter set forth, the Trustee, the Company, the Master Servicer and the Custodian hereby agree to modify and restate the Original Custodial Agreement to read in its entirety as follows: ARTICLE I DEFINITIONS Capitalized terms used in this Agreement and not defined herein shall have the meanings assigned in the Original Pooling and Servicing Agreement, unless otherwise required by the context herein. ARTICLE II
CUSTODY OF MORTGAGE DOCUMENTS Section 2.1. Custodian to Act as Agent: Acceptance of Mortgage Files. The Custodian, as the duly appointed agent of the Trustee for these purposes, acknowledges (subject to any exceptions noted in the Initial Certification referred to in Section 2.3(a) receipt of the Mortgage Files relating to the Mortgage Loans identified on the schedule attached hereto and declares that it holds and will hold such Mortgage Files as agent for the Trustee, in trust, for the use and benefit of all present and future Certificateholders. Section 2.2. Recordation of Assignments. If any Mortgage File relating to the Mortgage Loans includes one or more assignments of Mortgage to the Trustee in a state which is specifically excluded from the Opinion of Counsel delivered by the Seller to the Trustee (with a copy to the Custodian) pursuant to the provisions of Section 2.01 of the Pooling and Servicing Agreement, each such assignment shall be delivered by the Custodian to the Company for the purpose of recording it in the appropriate public office for real property records, and the Company, at no expense to the Custodian, shall promptly cause to be recorded in the appropriate public office for real property records each such assignment of Mortgage and, upon receipt thereof from such public office, shall return each such assignment of Mortgage to the Custodian. Section 2.3. Review of Mortgage Files.
(1) On or prior to the Closing Date, in accordance with Section 2.02 of the Pooling and Servicing Agreement, the Custodian shall deliver to the Company, the Master Servicer and the Trustee an Initial Certification in the form annexed hereto as Exhibit One evidencing receipt (subject to any exceptions noted therein) of a Mortgage File for each of the Mortgage Loans. (2) Within 90 days of the Closing Date (or, with respect to any Substitute Mortgage Loans, within 5 Business Days after the receipt by the Trustee or the Custodian thereof), the Custodian agrees, for the benefit of Certificateholders, to review, in accordance with the provisions of Section 2.02 of the Pooling and Servicing Agreement, each such document relating to the Mortgage Loans, and shall deliver to the Company, the Master Servicer and the Trustee an Interim Certification in the form annexed hereto as Exhibit Two to the effect that all such documents have been executed and received and that such documents relate to the Mortgage Loans, except for any exceptions listed on Schedule A attached to such Interim Certification. The Custodian shall be under no duty or obligation to inspect, review or examine said documents, instruments, certificates or other papers to determine that the same are genuine, enforceable, or appropriate for the represented purpose or that they have actually been recorded or that they are other than what they purport to be on their face. (3) Not later than 180 days after the Closing Date (or, with respect to any Substitute Mortgage Loans, within 5 Business Days after the receipt by the Trustee or the Custodian thereof), the Custodian shall review the Mortgage Files related to the Mortgage Loans as provided in Section 2.02 of the Pooling and Servicing Agreement and deliver to the Company, the Master Servicer and the Trustee a Final Certification in the form annexed hereto as Exhibit Three evidencing the completeness of such Mortgage Files. (4) In reviewing the Mortgage Files relating to the Mortgage Loans as provided herein and in the Pooling and Servicing Agreement, the Custodian shall make no representation as to and shall not be responsible to verify (i) the validity, legality, enforceability, due authorization, recordability, sufficiency or genuineness of any of the documents included in any Mortgage File or (ii) the collectibility, insurability, effectiveness or suitability of any of the documents in any Mortgage File. Upon receipt of written request from EMC, the Company, the Master Servicer or the Trustee, the Custodian shall as soon as practicable supply the requesting party with a list of all of the documents relating to the Mortgage Loans missing from the Mortgage Files. Section 2.4. Notification of Breaches of Representations and Warranties. Upon discovery by the Custodian of a breach of any representation or warranty made by the Company as set forth in the Pooling and Servicing Agreement with respect to a Mortgage Loan relating to a Mortgage File, the Custodian shall give prompt written notice to the Company, the Master Servicer, the related Servicer and the Trustee. Section 2.5. Custodian to Cooperate: Release of Mortgage Files. Upon receipt of written notice from the Master Servicer or the Trustee that EMC (the "Mortgage Loan Seller") has repurchased a Mortgage Loan pursuant to Article II of the Pooling and Servicing Agreement, and that the purchase price therefore has been deposited in the Master Servicer Collection Account or the Distribution Account, then the Custodian agrees to promptly release to the Mortgage Loan Seller the related Mortgage File. Upon the Custodian's receipt of a request for release (a "Request for Release") substantially in the form of Exhibit D to the Pooling and Servicing Agreement signed by a Servicing Officer of the related Servicer stating that it has received payment in full of a Mortgage Loan or that payment in full will be escrowed in a manner customary for such purposes, the Custodian agrees promptly to release to the related Servicer the related Mortgage File. The Company shall deliver to the Custodian and the Custodian agrees to accept the Mortgage Note and other documents constituting the Mortgage File with respect to any Substitute Mortgage Loan. From time to time as is appropriate for the servicing or foreclosure of any Mortgage Loan, including, for this purpose, collection under any Primary Mortgage Insurance Policy, the related Servicer shall deliver to the Custodian a Request for Release signed by a Servicing Officer requesting that possession of all of the Mortgage File be released to the related Servicer and certifying as to the reason for such release and that such release will not invalidate any insurance coverage provided in respect of the Mortgage Loan under any of the Insurance Policies. Upon receipt of the foregoing, the Custodian shall deliver the Mortgage File to the related Servicer. All Mortgage Files so released to the related Servicer shall be held by it in trust for the Trustee for the use and benefit of all present and future Certificateholders. The related Servicer shall cause each Mortgage File or any document therein so released to be returned to the Custodian when the need therefore by the related Servicer no longer exists, unless (i) the Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the Mortgage Loan have been deposited in the Master Servicer Collection Account or the Distribution Account or (ii) the Mortgage File or such document has been delivered to an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property either judicially or non-judicially, and the related Servicer has delivered to the Custodian a certificate of a Servicing Officer certifying as to the name and address of the Person to which such Mortgage File or such document was delivered and the purpose or purposes of such delivery. At any time that a Servicer is required to deliver to the Custodian a Request for Release, EMC or the related Servicer shall deliver two copies of the Request for Release if delivered in hard copy or EMC or the related Servicer may furnish such Request for Release electronically to the Custodian, in which event the Servicing Officer transmitting the same shall be deemed to have signed the Request for Release. In connection with any Request for Release of a Mortgage File because of a repurchase of a Mortgage Loan, such Request for Release shall be accompanied by an assignment of
mortgage, without recourse, representation or warranty from the Trustee to the Mortgage Loan Seller and the related Mortgage Note shall be endorsed without recourse, representation or warranty by the Trustee (unless such Mortgage Note was a MERS Loan and not endorsed to the Trustee) and be returned to the Mortgage Loan Seller. In connection with any Request for Release of a Mortgage File because of the payment in full of a Mortgage Loan, such Request for Release shall be accompanied by a certificate of satisfaction or other similar instrument to be executed by or on behalf of the Trustee and returned to EMC or the related Servicer. Section 2.6. Assumption Agreements. In the event that any assumption agreement, substitution of liability agreement or sale of servicing agreement is entered into with respect to any Mortgage Loan subject to this Agreement in accordance with the terms and provisions of the Pooling and Servicing Agreement, the Master Servicer, to the extent provided in the related Servicing Agreement, shall cause the related Servicer to notify the Custodian that such assumption or substitution agreement has been completed by forwarding to the Custodian the original of such assumption or substitution agreement, which shall be added to the related Mortgage File and, for all purposes, shall be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting parts thereof. ARTICLE III CONCERNING THE CUSTODIAN Section 3.1. Custodian as Bailee and Agent of the Trustee. With respect to each Mortgage Note, Mortgage and other documents constituting each Mortgage File relating to the Mortgage Loans which are delivered to the Custodian, the Custodian is exclusively the bailee and agent of the Trustee and has no instructions to hold any Mortgage Note or Mortgage for the benefit of any person other than the Trustee, holds such documents for the benefit of Certificateholders and undertakes to perform such duties and only such duties as are specifically set forth in this Agreement. Except upon compliance with the provisions of Section 2.5 of this Agreement with respect to any Mortgage Loan, no Mortgage Note, Mortgage or Mortgage File shall be delivered by the Custodian to the Company, the Servicers or the Master Servicer or otherwise released from the possession of the Custodian. Section 3.2. Reserved. Certificates. The Custodian in its individual or Certificates with the same rights it would have if
Section 3.3. Custodian May Own any other capacity may become the owner or pledgee of it were not Custodian.
Section 3.4. Master Servicer to Pay Custodian's Fees and Expenses. The Master Servicer covenants and agrees to pay to the Custodian from time to time, and the Custodian shall be entitled to, reasonable compensation for all services rendered by it in the exercise and performance of any of the powers and duties hereunder of the Custodian, and the Master Servicer will pay or reimburse the Custodian upon its request for all reasonable expenses, disbursements and advances incurred or made by the Custodian in accordance with any of the provisions of this Agreement (including the reasonable compensation and the expenses and disbursements of its counsel and of all persons not regularly in its employ), except any such expense, disbursement or advance as may arise from its negligence or bad faith or to the extent that such cost or expense is indemnified by the Company pursuant to the Pooling and Servicing Agreement. Section 3.5. Custodian May Resign Trustee May Remove Custodian. The Custodian may resign from the obligations and duties hereby imposed upon it as such obligations and duties relate to its acting as Custodian of the Mortgage Loans. Upon receiving such notice of resignation, the Trustee shall either take custody of the Mortgage Files itself and give prompt written notice thereof to the Company, the Master Servicer and the Custodian, or promptly appoint a successor Custodian by written instrument, in duplicate, one copy of which instrument shall be delivered to the resigning Custodian and one copy to the successor Custodian. If the Trustee shall not have taken custody of the Mortgage Files and no successor Custodian shall have been so appointed and have accepted appointment within 30 days after the giving of such notice of resignation, the resigning Custodian may petition any court of competent jurisdiction for the appointment of a successor Custodian. The Trustee may remove the Custodian at any time with the consent of the Master Servicer. In such event, the Trustee shall appoint, or petition a court of competent jurisdiction to appoint, a successor Custodian hereunder. Any successor Custodian shall be a depository institution subject to supervision or examination by federal or state authority, shall be able to satisfy the other requirements contained in Section 3.7 and shall be unaffiliated with the Servicer or the Company. Any resignation or removal of the Custodian and appointment of a successor Custodian pursuant to any of the provisions of this Section 3.5 shall become effective upon acceptance of appointment by the successor Custodian. The Trustee shall give prompt notice to the Company and the Master Servicer of the appointment of any successor Custodian. No successor Custodian shall be appointed by the Trustee without the prior approval of the Company and the Master Servicer. Section 3.6. Merger or Consolidation of Custodian. Any Person into which the Custodian may be merged or converted or with which it may be consolidated, or any Person resulting from any merger, conversion or consolidation to which the Custodian shall be a party, or any Person succeeding to the business of the Custodian, shall be the successor of the Custodian hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided that such successor is a depository institution subject to supervision or examination by federal or state authority and is able to satisfy the other requirements contained in Section 3.7 and is unaffiliated with the Master Servicer or the Company. Section 3.7. Representations of the Custodian. The Custodian hereby represents that it is a depository institution subject to supervision or examination by a federal or state authority, has a combined capital and surplus of at least $15,000,000 and is qualified to do business in the jurisdictions in which it will hold any Mortgage File. Section 3.8. Limitation on Liability. Neither the Custodian nor any of its directors, officers, agents or employees, shall be liable for any action taken or omitted to be taken by it or them hereunder or in connection herewith in good faith and reasonably believed (which belief may be based upon the written opinion or advice of counsel selected by it in the exercise of reasonable care) by it or them to be within the purview of this Agreement, except for its or their own negligence, lack of good faith or willful misconduct. The Custodian and any director, officer, employee or agent of the Custodian may rely in good faith on any document of any kind prima facie properly executed and submitted by any person with authority with respect to any related matters arising hereunder. In no event shall the Custodian or its directors, officers, agents and employees be held liable for any special, indirect or consequential damages resulting from any action taken or omitted to be taken by it or them hereunder or in connection herewith even if advised of the possibility of such damages. Notwithstanding anything herein to Trust Fund, the Trustee and each of their respective directors and agents for any and all liabilities, expenses of any kind whatsoever that may be imposed the contrary, the Custodian agrees to indemnify the employees, representatives, affiliates, officers, obligations, losses, damages, payments, costs or on, incurred by or asserted against the Trustee or
Trust Fund or any such other respective Person, due to any willful misfeasance or negligent or bad faith performance or non-performance by the Custodian of its duties and responsibilities under this Agreement; provided, however, that the Custodian shall not be liable to any of the foregoing Persons for any amount and any portion of any such amount directly and solely resulting from the willful misfeasance, bad faith or negligence of such person, and the Custodian's reliance on written instructions from the Trustee or the Master Servicer. The provisions of this Section 3.8 shall survive the termination of this Custodial Agreement. The Custodian and its directors, officers, employees and agents shall be entitled to indemnification and defense from the Trust Fund for any loss, liability or expense incurred (other than as a result of any willful misfeasance or negligent or bad-faith performance or non-performance on their part), arising out of, or in connection with, the acceptance or administration of the custodial arrangement created hereunder, including the costs and expenses of defending themselves against any claim or liability in connection with the exercise or performance of any of their powers or duties hereunder. ARTICLE IV COMPLIANCE WITH REGULATION AB Section 4.1. Intent of the parties; Reasonableness. The parties hereto acknowledge and agree that the purpose of this Article IV is to facilitate compliance by the Company, Master Servicer and the Securities Administrator with the provisions of Regulation AB and related rules and regulations of the Commission. The Company, Master Servicer and the Securities Administrator shall not exercise its right to request delivery of information or other performance under these provisions other than in good faith, or for purposes other than compliance with the Securities Act, the Exchange Act and the rules and regulations of the Commission under the Securities Act and the Exchange Act. Each of the parties hereto acknowledges that interpretations of the requirements of the requirements of Regulation AB may change over time, whether due to interpretive guidance provided by the Commission or its staff, consensus among participants in the mortgage-backed securities markets, advice of counsel, or otherwise, and agrees to comply with requests made by the Company, Master Servicer and the Securities Administrator in good faith for delivery of information under these provisions on the basis of evolving interpretations of Regulation AB to the extent reasonably practicable. The Custodian shall cooperate reasonably with the Company to deliver to the Company, Master Servicer and Securities Administrator (including any of their respective assignees or designees), any and all disclosure, statements, reports, certifications, records and any other information necessary in the reasonable, good faith determination of the Company, Master Servicer and Securities Administrator to permit the Company, Master Servicer and Securities Administrator to comply with the provisions of Regulation AB. Section 4.2. Additional Representations and Warranties of the Custodian.
(1) The Custodian hereby represents and warrants that the information with respect to the Custodian set forth in the Prospectus Supplement under the caption "Description of the Certificates The Custodian" (the "Custodian Disclosure") does not contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading. (2) The Custodian shall be deemed to represent to the Company as of the date hereof and on each date on which information is provided to the Company under Section 4.3 that, except as disclosed in writing to the Company prior to such date: (i) there are no aspects of its financial condition that could have a material adverse effect on the performance by it of its Custodian obligations under this Agreement or any other securitization transaction as to which it is the custodian; (ii) there are no material legal or governmental proceedings pending (or known to be contemplated) against it; and (iii) there are no affiliations, relationships or transactions relating to the Custodian with respect to the Company or any sponsor, issuing entity, servicer, trustee, originator, significant obligor, enhancement or support provider or other material transaction party (as such terms are used in Regulation AB) relating to the securitization transaction contemplated by the Original Pooling and Servicing Agreement, as identified by the Company to the Custodian in writing as of the Closing Date (each, a "Transaction Party"). (3) If so requested by the Company on any date following the Closing Date, the Custodian shall, within five Business Days following such request, confirm in writing the accuracy of the representations and warranties set forth in paragraph (1) of this section or, if any such representation and warranty is not accurate as of the date of such confirmation, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party. Any such request from the Company shall not be given more than once each calendar quarter, unless the Company shall have a reasonable basis for a determination that any of the representations and warranties may not be accurate. Section 4.3. Additional Information to Be Provided by the Custodian. For so long as the Certificates are outstanding, for the purpose of satisfying the Company 's reporting obligation under the Exchange Act with respect to any class of Certificates, the Custodian shall (a) notify the Company and the Securities Administrator in writing of any material litigation or governmental proceedings pending against the Custodian that would be material to Certificateholders, and (b) provide to the Company and the Securities Administrator a written description of such proceedings. Any notices and descriptions required under this Section 4.3 shall be given no later than five Business Days prior to the Determination Date following the month in which the Custodian has knowledge of the occurrence of the relevant event. As of the date the Company or the Securities Administrator files each Report on Form 10-D or Form 10-K with respect to the Certificates, the Custodian will be deemed to represent that any information previously provided under this Section 4.3, if any, is materially correct and does not have any material omissions unless the Custodian has provided an update to such information. Section 4.4. Report on Assessment March 15 of each calendar year, the Custodian shall: of Compliance and Attestation. On or before
(1) deliver to the Company, the Master Servicer and the Securities Administrator a report (in form and substance reasonably satisfactory to the Master Servicer, the Securities Administrator and the Company) regarding the Custodian's assessment of compliance with the Servicing Criteria during the immediately preceding calendar year, as required under Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB. Such report shall be addressed to the Company, the Master Servicer and the Securities Administrator and signed by an authorized officer of the Custodian, and shall address each of the Servicing Criteria specified on a certification substantially in the form of Exhibit Five hereto; and (2) deliver to the Master Servicer, the Company and the Securities Administrator a report of a registered public accounting firm reasonably acceptable to the Master Servicer, the Company and the Securities Administrator that attests to, and reports on, the assessment of compliance made by the Custodian and delivered pursuant to the preceding paragraph. Such attestation shall be in accordance with Rules 1-02(a)(3) and 2-02(g) of Regulation S-X under the Securities Act and the Exchange Act. Section 4.5. (1) Indemnification; Remedies. each affiliate of the Company, the
The Custodian shall indemnify the Company,
Master Servicer, the Securities Administrator, the Trustee and each broker dealer acting as underwriter, placement agent or initial purchaser of the Certificates or each Person who controls any of such parties (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act); and the respective present and former directors, officers, employees and agents of each of the foregoing, and shall hold each of them harmless from and against any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon: (i) (A) any untrue statement of a material fact contained or alleged to be contained in the Custodian Disclosure and any information, report, certification, accountants' attestation or other material provided under this Article IV by or on behalf of the Custodian (collectively, the "Custodian Information"), or (B) the omission or alleged omission to state in the Custodian Information a material fact required to be stated in the Custodian Information or necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading; or (ii) any failure by the Custodian to deliver any information, report, certification, accountants' attestation or other material when and as required under this Article IV. (2) In the case of any failure of performance described in clause (ii) of Section 4.5(1), the Custodian shall promptly reimburse the Company, the Securities Administrator and the Master Servicer for all costs reasonably incurred by the Company in order to obtain the information, report, certification, accountants' letter or other material not delivered as required by the Custodian. ARTICLE V. MISCELLANEOUS PROVISIONS Section 5.1. Notices. All notices, requests, consents and demands and other communications required under this Agreement or pursuant to any other instrument or document delivered hereunder shall be in writing and, unless otherwise specifically provided, may be delivered personally, by telegram or telex, or by registered or certified mail, postage prepaid, return receipt requested, at the addresses specified on the signature page hereof (unless changed by the particular party whose address is stated herein by similar notice in writing), in which case the notice will be deemed delivered when received. Section 5.2. Amendments. No modification or amendment of or supplement to this Agreement shall be valid or effective unless the same is in writing and signed by all parties hereto, and neither the Company, the Master Servicer nor the Trustee shall enter into any amendment hereof except as permitted by the Pooling and Servicing Agreement. The Trustee shall give prompt notice to the Custodian of any amendment or supplement to the Pooling and Servicing Agreement and furnish the Custodian with written copies thereof. Section 5.3. GOVERNING LAW. THIS AGREEMENT SHALL BE DEEMED A CONTRACT MADE UNDER THE LAWS OF THE STATE OF NEW YORK WITHOUT REFERENCE TO ITS CONFLICTS OF LAW RULES (OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW) AND SHALL BE CONSTRUED AND ENFORCED IN ACCORDANCE WITH AND GOVERNED BY THE LAWS OF THE STATE OF NEW YORK. Section 5.4. Recordation of Agreement. To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Company and at the Trust's expense, but only upon direction accompanied by an Opinion of Counsel reasonably satisfactory to the Company to the effect that the failure to effect such recordation is likely to materially and adversely affect the interests of the Certificateholders. For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument. Section 5.5. Severability of Provisions. If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the holders thereof.
IN WITNESS WHEREOF, this Agreement is executed as of the date first above written. Address: One Federal Street, 3rd Floor Boston, MA 02110 Attention: Telecopy: Confirmation: Address: 383 Madison Avenue New York, New York 10179 Address: 9062 Old Annapolis Columbia, Maryland 21045 Attention: BSALTA 2006-3 Address: 1015 10th Avenue Minneapolis, Minnesota 55414 Attention: BSALTA 2006-3 Telecopier: (612) 667-1068 U.S. BANK NATIONAL ASSOCIATION, as Trustee By: Name: Title: STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. By: Name: Title: Baron Silverstein Vice President
WELLS FARGO BANK, NATIONAL ASSOCIATION, as Master Servicer and Securities Administrator By: Name: Title: WELLS FARGO BANK, NATIONAL ASSOCIATION, as Custodian By: Name: Leigh Taylor Title: Vice President
) )ss.: )
On the [_] day of September, 2006, before me, a notary public in and for said State, personally appeared _______________, known to me to be a _________________of U.S. BANK NATIONAL ASSOCIATION, a national banking association that executed the within instrument, and also known to me to be the person who executed it on behalf of said association and acknowledged to me that such association executed the within instrument. IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official and year in this certificate first above written. seal the day
___________________________________ Notary Public [SEAL]
STATE OF MINNESOTA COUNTY OF HENNEPIN
) ) ss.: )
On the [_] day of September, 2006, before me, a notary public in and for said State, personally appeared Leigh Taylor, known to me to be a Vice President of Wells Fargo Bank, National Association, a national banking association that executed the within instrument, and also known to me to be the person who executed it on behalf of said national banking association, and acknowledged to me that such national banking association executed the within instrument. IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official and year in this certificate first above written. seal the day
___________________________________ Notary Public [SEAL]
) )ss.: )
On the [_] day of September, 2006, before me, a notary public in and for said State, personally appeared Baron Silverstein, known to me to be a Vice President of Structured Asset Mortgage Investments II Inc., one of the companies that executed the within instrument, and also known to me to be the person who executed it on behalf of said company, and acknowledged to me that such company executed the within instrument. IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official and year in this certificate first above written. seal the day
____________________________________ Notary Public [Notarial Seal]
STATE OF MARYLAND COUNTY OF HOWARD
) )ss.: )
On the [_] day of September, 2006, before me, a notary public in and for said State, personally appeared __________________, known to me to be a/an _____________________ of Wells Fargo Bank, National Association, a national banking association that executed the within instrument, and also known to me to be the person who executed it on behalf of said national banking association, and acknowledged to me that such national banking association executed the within instrument. IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official and year in this certificate first above written. seal the day
____________________________________ Notary Public [Notarial Seal]
EXHIBIT ONE FORM OF CUSTODIAN INITIAL CERTIFICATION __, 20__
U.S. BANK NATIONAL ASSOCIATION One Federal Street, 3rd Floor Boston, MA 02110 Wells Fargo Bank, National Association 9062 Old Annapolis
Structured Asset Mortgage Investments II Inc. 383 Madison Avenue New York, New York 10179
Columbia, Maryland 21045 Attention: BSALTA 2006-3 Attention: Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates, Series 2006-3 Re: Amended and Restated Custodial Agreement, dated as of September [_], 2006, by and among U.S. BANK NATIONAL ASSOCIATION, Structured Asset Mortgage Investments II Inc. and Wells Fargo Bank, National Association relating to Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates, Series 2006-3
Ladies and Gentlemen: In accordance with Section 2.3 of the above-captioned Custodial Agreement, and subject to Section 2.02 of the Pooling and Servicing Agreement, the undersigned, as Custodian, hereby certifies that it has received a Mortgage File (which contains an original Mortgage Note or lost note affidavit) to the extent required in Section 2.01 of the Pooling and Servicing Agreement with respect to each Mortgage Loan listed in the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto. Capitalized words and phrases used herein shall have the respective to them in the above-captioned Custodial Agreement. meanings assigned
WELLS FARGO BANK, NATIONAL ASSOCIATION By: _______________________________ Name: Title:
EXHIBIT TWO FORM OF CUSTODIAN INTERIM CERTIFICATION _________, 20__
U.S. Bank National Association One Federal Street, 3rd Floor Boston, Massachusetts 02110 Wells Fargo Bank, National Association 9062 Old Annapolis Columbia, Maryland 21045 Attention: BSALTA 2006-3
Attention: Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates, Series 2006-3 Re: Amended and Restated Custodial Agreement, dated as of September [_], 2006, by and among U.S. Bank National Association, Structured Asset Mortgage Investments II Inc. and Wells Fargo Bank, National Association relating to Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates, Series 2006-3
Ladies and Gentlemen: In accordance with Section 2.3 of the above-captioned Custodial Agreement, the undersigned, as Custodian, hereby certifies that it has received a Mortgage File to the extent required pursuant to Section 2.01 of the Pooling and Servicing Agreement with respect to each Mortgage Loan listed in the Mortgage Loan Schedule, and it has reviewed the Mortgage File and the Mortgage Loan Schedule and has determined that: all required documents have been executed and received and that such documents related to the Mortgage Loans identified on the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto. Capitalized words and phrases used herein shall have the respective to them in the above-captioned Custodial Agreement. meanings assigned
WELLS FARGO BANK, NATIONAL ASSOCIATION By: Name: Title:
EXHIBIT THREE FORM OF CUSTODIAN FINAL CERTIFICATION
__________, 20__
U.S. Bank National Association One Federal Street, 3rd Floor Boston, Massachusetts 02110 Wells Fargo Bank, National Association 9062 Old Annapolis
Columbia, Maryland 21045 Attention: BSALTA 2006-3 Attention: Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates, Series 2006-3 Re: Amended and Restated Custodial Agreement, dated as of September [_], 2006, by and among U.S. BANK NATIONAL ASSOCIATION, Structured Asset Mortgage Investments II Inc. and Wells Fargo Bank, National Association relating to Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates, Series 2006-3
Ladies and Gentlemen: In accordance with Section 2.3 of the above-captioned Custodial Agreement and subject to Section 2.02(b) of the Pooling and Servicing Agreement, the undersigned, as Custodian, hereby certifies that, subject to any exceptions listed on Schedule A attached hereto, it has received a Mortgage File with respect to each Mortgage Loan listed in the Mortgage Loan Schedule containing with respect to each such Mortgage Loan: (i) The original Mortgage Note, endorsed without recourse (A) to the order of the Trustee or (B) in the case of a Mortgage Loan in the MERS System, in blank, and in each case showing an unbroken chain of endorsements from the originator thereof to the Person endorsing it to the Trustee or a lost note affidavit together with a copy of the related Mortgage Note; (ii) the original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting the presence of the MIN and language indicating that such Mortgage Loan is a MOM Loan, which shall have been recorded (or if the original is not available, a copy), with evidence of such recording indicated thereon; (iii) unless the Mortgage Loan is a MOM Loan, a certified copy of the assignment (which may be in the form of a blanket assignment if permitted in the jurisdiction in which the Mortgaged Property is located) to U.S. BANK NATIONAL ASSOCIATION, as Trustee, with evidence of recording with respect to each Mortgage Loan in the name of the Trustee thereon; (iv) all intervening assignments of the Security Instrument, the extent available to the Seller with evidence of recording thereon; if applicable and only to mortgage guaranty of title
(v) the original or a copy of the policy or certificate of primary insurance, to the extent available, if any, (vi) the original policy of title insurance or insurance or commitment or binder for title insurance, and mortgagee's
certificate
(vii) originals of all modification agreements, if applicable and available. to them in the applicable. Capitalized words and phrases used herein shall have the respective meanings assigned above-captioned Custodial Agreement or in the Pooling and Servicing Agreement, as WELLS FARGO ASSOCIATION BANK, NATIONAL
By: Name: Title:
EXHIBIT FOUR SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE The assessment of compliance to be delivered by the Custodian shall address, criteria identified as below as "Applicable Servicing Criteria"; at a minimum, the
-------------------------------------------------------------------------------------- ---------------------Applicable Servicing Criteria Servicing Criteria -------------------------------------------------------------------------------------- -------------------------------------------- -------------------------------------------------------------- ---------------------Reference Criteria ----------------------- -------------------------------------------------------------- ---------------------General Servicing Considerations ----------------------- -------------------------------------------------------------- ---------------------Policies and procedures are instituted to monitor any performance or other triggers and events of default in 1122(d)(1)(i) accordance with the transaction agreements ----------------------- -------------------------------------------------------------- ---------------------If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor 1122(d)(1)(ii) the third party's performance and compliance with such servicing activities ----------------------- -------------------------------------------------------------- ---------------------Any requirements in the transaction agreements to maintain a 1122(d)(1)(iii) back-up servicer for the pool assets are maintained. ----------------------- -------------------------------------------------------------- ---------------------A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage 1122(d)(1)(iv) required by and otherwise in accordance with the terms of the transaction agreements. ----------------------- -------------------------------------------------------------- ---------------------Cash Collection and Administration ----------------------- -------------------------------------------------------------- ---------------------Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt and 1122(d)(2)(i) identification, or such other number of days specified in
the transaction agreements. ----------------------- -------------------------------------------------------------Disbursements made via wire transfer on behalf of an obligor 1122(d)(2)(ii) or to an investor are made only by authorized personnel. ----------------------- -------------------------------------------------------------Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances are made, reviewed and approved as 1122(d)(2)(iii) specified in the transaction agreements. ----------------------- -------------------------------------------------------------The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with 1122(d)(2)(iv) respect to commingling of cash) as set forth in the transaction agreements. ----------------------- -------------------------------------------------------------Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institutions" with respect to a foreign financial institution means a foreign financial institution 1122(d)(2)(v) that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. ----------------------- -------------------------------------------------------------1122(d)(2)(vi) Unissued checks are safeguarded so as to prevent unauthorized access. ----------------------- -------------------------------------------------------------Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than ther person who prepared the reconciliations; and (D) contain explanations for reconciling items, These 1122(d)(2)(vii) reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements. ----------------------- -------------------------------------------------------------Investor Remittances and Reporting ----------------------- -------------------------------------------------------------Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements, (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors; or 1122(d)(3)(i) the trustee's records as to the total unpaid principal balance and number of pool assets serviced by the servicer. ----------------------- -------------------------------------------------------------Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other 1122(d)(3)(ii) terms set forth in the transaction agreements. ----------------------- -------------------------------------------------------------Disbursements made to an investor are posted within two business days to the servicer's investor records, or such 1122(d)(3)(iii) other number of days specified in the transaction agreements. ----------------------- -------------------------------------------------------------Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or 1122(d)(3)(iv) custodial bank statements. ----------------------- --------------------------------------------------------------
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Pool Asset Administration ----------------------- -------------------------------------------------------------- ---------------------Collateral or security on pool assets is maintained as v 1122(d)(4)(i) required by the transaction agreements or related asset pool documents. ----------------------- -------------------------------------------------------------- ---------------------Pool assets and related documents are safeguarded as v* 1122(d)(4)(ii) required by the transaction agreements. ----------------------- -------------------------------------------------------------- ---------------------Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any 1122(d)(4)(iii) conditions or requirements in the transaction agreements ----------------------- -------------------------------------------------------------- ---------------------Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the servicer's obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated 1122(d)(4)(iv) to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents. ----------------------- -------------------------------------------------------------- ---------------------The servicer's records regarding the pool assets agree with 1122(d)(4)(v) the servicer's records with respect to an obligor's unpaid principal balance. ----------------------- -------------------------------------------------------------- ---------------------Changes with respect to the terms or status of an obligor's pool asset (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance 1122(d)(4)(vi) with the transaction agreements and related pool asset documents. ----------------------- -------------------------------------------------------------- ---------------------Loss mitigation of recovery actions (e.g., forbearance plans, modifications and deed in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the
1122(d)(4)(vii)
timeframes or other requirements established by the transaction documents. ----------------------- -------------------------------------------------------------Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements., Such records are maintained in at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity's activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases 1122(d)(4)(viii) where delinquency is deemed temporary (e.g., illness or unemployment). ----------------------- -------------------------------------------------------------Adjustments to interest rates or rates of return for pool 1122(d)(4)(ix) assets with variable rates are computed based on the related pool asset documents. ----------------------- -------------------------------------------------------------Regarding any funds held in trust for an obligor (such as escrow accounts); (A) such funds are analyzed, in accordance with the obligor's pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 3- calendar days of full 1122(d)(4)(x) repayment of the related pool asset, or such other number of days specified in the transaction agreements. ----------------------- -------------------------------------------------------------Payments made on behalf of an obligor (such as tax ore insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the service at least 30 1122(d)(4)(xi) calendar days prior to these dates, or such other number of days specified in the transaction agreements. ----------------------- -------------------------------------------------------------Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the servicer's funds and not charged to the obligor, unless the late 1122(d)(4)(xii) payment was due to the obligor's error or omission. ----------------------- -------------------------------------------------------------1122(d)(4)(xiii) Disbursements made on behalf of an obligor are posted within two business days to the obligor's records maintained by the servicer, or such other number of days specified in the transaction agreements. ----------------------- -------------------------------------------------------------1122(d)(4)(xiv) Delinquencies, charge-offs and uncollectible funds are recognized and recorded in accordance with the transaction agreements. ----------------------- -------------------------------------------------------------1122(d)(4)(xv) Any external enhancement or other support, identified in item 1114(a)(1) through (3) or item 1115 of Regulation AB, is maintained as set forth in the transaction agreements. ----------------------- --------------------------------------------------------------
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* Only with respect to the logistics of adding, removing or substituting loan files.
EXHIBIT H-1
MORTGAGE LOAN SALE AND SERVICING AGREEMENT
between
BANK OF AMERICA, N.A., as Seller and as Servicer,
and
EMC MORTGAGE CORPORATION, as Purchaser
September 1, 2001
Adjustable-Rate Mortgage Loans Loan Package BOA/EMC 2001-7
TABLE OF CONTENTS Page SECTION SECTION SECTION SECTION SECTION SECTION Definitions...........................................................................................1 Purchase and Conveyance..............................................................................10 Mortgage Loan Schedule...............................................................................11 Purchase Price.......................................................................................11 Examination of Mortgage Files........................................................................11 Delivery of Mortgage Loan Documents..................................................................12 Subsection 6.01 Possession of Mortgage Files..................................................12 Subsection 6.02 Books and Records.............................................................12 Subsection 6.03 Delivery of Mortgage Loan Documents...........................................12 SECTION 7. Representations, Warranties and Covenants; Remedies for Breach.......................................13 Subsection 7.01 Representations and Warranties Regarding Individual Mortgage Loans............13 Subsection 7.02 Seller and Servicer Representations..........................................23 Subsection 7.03 Remedies for Breach of Representations and Warranties.........................24 Subsection 7.04 Repurchase of Certain Prepaid or Converted Mortgage Loans.....................26 SECTION 8. Closing..............................................................................................26 SECTION 9. Closing Documents....................................................................................27 SECTION 10. Costs. 27 SECTION 11. Administration and Servicing of Mortgage Loans......................................................27 Subsection 11.01 Servicer to Act as Servicer; Subservicing....................................27 Subsection 11.02 Liquidation of Mortgage Loans................................................29 Subsection 11.03 Collection of Mortgage Loan Payments.........................................30 Subsection 11.04 Establishment of Custodial Account; Deposits in Custodial Account............30 Subsection 11.05 Withdrawals From the Custodial Account.......................................32 Subsection 11.06 Establishment of Escrow Account; Deposits in Escrow Account..................33 Subsection 11.07 Withdrawals From Escrow Account..............................................33 Subsection 11.08 Payment of Taxes, Insurance and Other Charges; Collections Thereunder........34 Subsection 11.09 Transfer of Accounts.........................................................34 Subsection 11.10 Maintenance of Hazard Insurance..............................................34 Subsection 11.11 Maintenance of Primary Mortgage Insurance Policy; Claims.....................35 Subsection 11.12 Fidelity Bond; Errors and Omissions Insurance................................36 Subsection 11.13 Title, Management and Disposition of REO Property............................36 Subsection 11.14 Servicing Compensation.......................................................37 Subsection 11.15 Distributions................................................................38 Subsection 11.16 Statements to the Purchaser..................................................38 Subsection 11.17 Advances by the Servicer.....................................................39 Subsection 11.18 Assumption Agreements........................................................40 Subsection 11.19 Satisfaction of Mortgages and Release of Mortgage Files......................40 Subsection 11.20 Annual Statement as to Compliance............................................41 Subsection 11.21 Annual Independent Public Accountants Servicing Report.............41 Subsection 11.22 Servicer Shall Provide Access and Information as Reasonably Required.........41 Subsection 11.23 Inspections..................................................................42 Subsection 11.24 Restoration of Mortgaged Property............................................42 i 1. 2. 3. 4. 5. 6.
SECTION 12.
SECTION 13. SECTION 14. SECTION SECTION SECTION SECTION SECTION SECTION SECTION SECTION SECTION SECTION SECTION SECTION SECTION SECTION SECTION SECTION 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. 30.
The Servicer.......................................................................................42 Subsection 12.01 Indemnification; Third Party Claims..........................................42 Subsection 12.02 Merger or Consolidation of the Servicer......................................43 Subsection 12.03 Limitation on Liability of the Servicer and Others...........................43 Subsection 12.04 Seller and Servicer Not to Resign............................................44 Default.............................................................................................44 Subsection 13.01 Events of Default............................................................44 Subsection 13.02 Waiver of Default............................................................45 Termination.........................................................................................46 Subsection 14.01 Termination..................................................................46 Subsection 14.02 Successors to the Servicer...................................................46 Notices.............................................................................................47 Severability Clause.................................................................................47 No Partnership......................................................................................47 Counterparts........................................................................................47 Governing Law.......................................................................................47 Intention of the Parties............................................................................48 Waivers.............................................................................................49 Exhibits............................................................................................49 General Interpretive Principles.....................................................................49 Reproduction of Documents...........................................................................50 Amendment...........................................................................................50 Confidentiality.....................................................................................50 Entire Agreement....................................................................................51 Further Agreements; Securitization..................................................................51 Successors and Assigns..............................................................................51 Non-Solicitation....................................................................................52 ii EXHIBITS
EXHIBIT 1.........FORM OF SELLERS AND SERVICERS OFFICERS CERTIFICATE EXHIBIT 2.........MORTGAGE LOAN DOCUMENTS
EXHIBIT 3.........CONTENTS OF EACH MORTGAGE FILE EXHIBIT 4.........MORTGAGE LOAN SCHEDULE (3/1 YEAR ADJUSTABLE RATE MORTGAGE LOANS) EXHIBIT 4 EXHIBIT 5.........UNDERWRITING GUIDELINES EXHIBIT 6.........FORM OF LOST NOTE AFFIDAVIT EXHIBIT 7.........FORM OF OPINION OF COUNSEL EXHIBIT 8.........FORM OF MONTHLY REMITTANCE REPORT iii
MORTGAGE LOAN SALE AND SERVICING AGREEMENT THIS MORTGAGE LOAN SALE AND SERVICING AGREEMENT (the Agreement), dated September 20, 2001, is hereby executed by and between EMC Mortgage Corporation, a Texas corporation, as purchaser (the Purchaser), and Bank of America, N.A., a national banking association, as seller (the Seller) and as servicer (the Servicer). WITNESSETH: WHEREAS, the Seller desires to sell to the Purchaser, and the Purchaser desires to purchase from the Seller, certain conventional, adjustable-rate, residential, first-lien mortgage loans (the Mortgage Loans) as described herein on a servicing-retained basis, and which shall be delivered as whole loans as provided herein; WHEREAS, each Mortgage Loan is secured by a mortgage, deed of trust or other security instrument creating a first lien on a residential dwelling located in the jurisdiction indicated on the Mortgage Loan Schedules which are annexed hereto as Exhibit 4 and WHEREAS, the Purchaser, conveyance, servicing and control of the Mortgage Loans; the Seller and the Servicer wish to prescribe the manner of the
NOW, THEREFORE, in consideration of the premises and mutual agreements set forth herein, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the Purchaser, the Seller and the Servicer agree as follows: SECTION 1. Definitions.
For purposes of this Agreement, the following capitalized terms shall have the respective meanings set forth below.
Adjustment Date: As to each Mortgage Loan, the date on which the Mortgage accordance with the terms of the related Mortgage Note and Mortgage. Agreement: schedules, amendments and supplements hereto. ALTA: This Mortgage Loan Sale and Servicing Agreement
Interest Rate is adjusted in
including
all
exhibits,
The American Land Title Association.
Appraised Value: With respect to any Mortgaged Property, the lesser of (i) the value thereof as determined by a Qualified Appraiser at the time of origination of the Mortgage Loan, and (ii) the purchase price paid for the related Mortgaged Property by the Mortgagor with the proceeds of the Mortgage Loan; provided, however, that in the case of a Refinanced Mortgage Loan, such value of the Mortgaged Property is based solely upon the value determined by an appraisal made for the originator of such Refinanced Mortgage Loan at the time of origination of such Refinanced Mortgage Loan by a Qualified Appraiser. 1 Assignment of Mortgage: An individual assignment of the Mortgage, notice of transfer or equivalent instrument in recordable form, sufficient under the laws of the jurisdiction in which the related Mortgaged Property is located to give record notice of the sale of the Mortgage to the Purchaser.
Business Day: Any day other than a Saturday or Sunday, or a day on which banking and savings and loan institutions in the States of New York, California or Virginia are authorized or obligated by law or executive order to be closed. Closing Date: September 20, 2001. The documents required to be delivered on the Closing Date pursuant to Section
Closing Documents: 9. CLTA: Code:
The California Land Title Association. The Internal Revenue Code of 1986, as amended, or any successor statute thereto.
Condemnation Proceeds: All awards, compensation and settlements in respect of a taking (whether permanent or temporary) of all or part of a Mortgaged Property by exercise of the power of condemnation or the right of eminent domain, to the extent not required to be released to a Mortgagor in accordance with the terms of the related Mortgage Loan Documents. Customary Servicing Procedures: Procedures (including collection procedures) that the Servicer customarily employs and exercises in servicing and administering mortgage loans for its own account and which are in accordance with accepted mortgage servicing practices of prudent lending institutions and the Fannie Mae Guides. Convertible Mortgage Loan: A Mortgage Loan that by its terms and subject to certain allows the Mortgagor to convert the adjustable Mortgage Interest Rate thereon to a fixed Mortgage Interest Rate. Custodial Account: As defined in Subsection 11.04. September 1, 2001. conditions
Cut-off Date:
Cut-off Date Principal Balance: The aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date which is determined after the application, to the reduction of principal, of payments of principal due on or before the Cut-off Date, whether or not collected, and of Principal Prepayments received before the Cut-off Date. 2 Deleted Mortgage Mortgage Loan in accordance with this Agreement. Loan: A Mortgage Loan replaced or to be replaced with a Substitute
Determination Date: With respect to each Remittance Date, the 15th day (or, if such 15th day is not a Business Day, the following Business Day) of the month in which such Remittance Date occurs. Due Date: With respect to each Remittance Date, the first day of the month in which such Remittance Date occurs, which is the day on which the Monthly Payment is due on a Mortgage Loan, exclusive of any days of grace. Due Period: With respect to each Remittance Date, the period beginning on the second day of the month preceding the month of the Remittance Date, and ending on the first day of the month of the Remittance Date. Eligible Investments: Any one or more of the following obligations or securities:
(i) direct obligations of, and obligations fully guaranteed by the United States of America or any agency or instrumentality of the United States of America the obligations of which are backed by the full faith and credit of the United States of America;
(ii) (a) demand or time deposits, federal funds or bankers' acceptances issued by any depository institution or trust company incorporated under the laws of the United States of America or any state thereof and subject to supervision and examination by federal and/or state banking authorities, provided that the commercial paper and/or the short-term deposit rating and/or the long-term unsecured debt obligations or deposits of such depository institution or trust company at the time of such investment or contractual commitment providing for such investment are rated in one of the two highest rating categories by each Rating Agency and (b) any other demand or time deposit or certificate of deposit that is fully insured by the FDIC;
to (a) any
(iii) security
repurchase
obligations
with a term not to exceed
thirty
(30) days and with
respect
(acting
described in clause (i) above and as principal) described in clause (ii)(a) above;
entered
into with a
depository
institution
or trust
company
(iv) securities bearing interest or sold at a discount issued by any corporation incorporated under the laws of the United States of America or any state thereof that are rated in one of the two highest rating categories by each Rating Agency at the time of such investment or contractual commitment providing for such investment; provided, however, that securities issued by any particular corporation will not be Eligible Investments to the extent that investments therein will cause the then outstanding principal amount of securities issued by such corporation and held as Eligible Investments to exceed 10% of the aggregate outstanding principal balances of all of the Mortgage Loans and Eligible Investments; 3 (v) commercial paper (including both non-interest-bearing discount obligations and interestbearing obligations payable on demand or on a specified date not more than one year after the date of issuance thereof) which are rated in one of the two highest rating categories by each Rating Agency at the time of such investment;
(vi) any other demand, money market or time deposit, obligation, may be acceptable to each Rating Agency as evidenced in writing by each Rating Agency; and
security or investment as
(vii) any money market funds the collateral of which consists of obligations fully guaranteed by the United States of America or any agency or instrumentality of the United States of America the obligations of which are backed by the full faith and credit of the United States of America (which may include repurchase obligations secured by collateral described in clause (i)) and other securities and which money market funds are rated in one of the two highest rating categories by each Rating Agency.
provided, however, that no instrument or security shall be an Eligible Investment if such instrument or security evidences a right to receive only interest payments with respect to the obligations underlying such instrument or if such security provides for payment of both principal and interest with a yield to maturity in excess of 120% of the yield to maturity at par or if such investment or security is purchased at a price greater than par. Escrow Account: As defined in Subsection 11.06.
Escrow Payments: The amounts constituting ground rents, taxes, assessments, Primary Mortgage Insurance Policy premiums, fire and hazard insurance premiums, flood insurance premiums, condominium charges and other payments may be required to be escrowed by the Mortgagor with the Mortgagee pursuant to the terms of any Mortgage Note or Mortgage. Event of Default: Any one of the conditions or circumstances enumerated in Subsection 13.01. Fannie Mae or any successor thereto. Guides: The Fannie Mae Sellers Guide and the Fannie Mae
as
Fannie Mae: Fannie Mae Guide and all amendments or additions thereto.
Servicers
4 FDIC: The Federal Deposit Insurance Corporation or any successor thereto. Fidelity Bond: 11.12. FIRREA: and in effect from time to time. Freddie Mac: The Federal Home Loan Mortgage Corporation or any successor thereto. The Financial Institutions Reform, Recovery, and Enforcement Act of 1989, as amended The fidelity bond required to be obtained by the Servicer pursuant to Subsection
Gross Margin: With respect to each Mortgage Loan, the fixed percentage amount set forth in each related Mortgage Note and Mortgage which is added to the Index in order to determine the related Mortgage Interest Rate. HUD: The United States Department of Housing and Urban Development or any successor thereto.
Index: On each Adjustment Date, the applicable index shall be a rate per annum equal to the weekly average yield on United States Treasury securities adjusted to a constant maturity of one year as made available by the Federal Reserve Board in Statistical Release No. H.15 or a comparable publication determined by the Servicer, or, if not so published, as reported by any Federal Reserve Bank or by any United States Government department or agency, for the week for which such figures were most recently published or reported as of the date forty-five (45) days prior to the Adjustment Date. If the Index ceases to be available, the Servicer shall choose a new Index based on comparable information that will be comparable to other indices established for similar loans serviced by the Servicer. Initial Rate Cap: As to each Mortgage Loan, the maximum Interest Rate on the first Adjustment Date as provided in the related Mortgage Note. Insurance Proceeds: Mortgage Loan or the related Mortgaged Property. With respect to each Mortgage Loan, increase or decrease in the Mortgage
proceeds of insurance
policies
insuring the
Lifetime Rate Cap: As to each Mortgage Loan, permitted in accordance with the provisions of the related Mortgage Note.
the maximum
Mortgage
Interest Rate which shall be as
Liquidating Loan: A Mortgage Loan as to which, prior to the close of business on the Business Day next preceding the Due Date, (a) the related Mortgaged Property has become an REO Property or (b) the Servicer has accepted a deed to the related Mortgaged Property in lieu of foreclosure in whole or partial satisfaction of the Mortgage Loan. 5 Liquidation Proceeds: The proceeds received in connection with the liquidation of a defaulted Mortgage Loan through trustees sale, foreclosure sale or otherwise, other than amounts received following the acquisition of REO Property, Insurance Proceeds and Condemnation Proceeds. Loan-to-Value Ratio: With respect to any Mortgage Loan as of any date of determination, the ratio, expressed as a percentage, on such date of the outstanding principal balance of the Mortgage Loan, to the Appraised Value of the related Mortgaged Property. LTV: Loan-to-Value Ratio.
Monthly Payment: With respect to any Mortgage Loan, the scheduled payment of principal and interest payable by a Mortgagor under the related Mortgage Note on each Due Date, which such payment may change on any Adjustment Date as provided in the related Mortgage Note and Mortgage. Mortgage: Mortgaged Property securing the Mortgage Note. The mortgage, deed of trust or other instrument creating a first lien on the
Mortgage File: With respect to any Mortgage Loan, the items listed in Exhibit 3 hereto and any additional documents required to be added to the Mortgage File pursuant to this Agreement. Mortgage Interest Rate: With respect to each Mortgage Loan, the annual rate at which interest accrues on such Mortgage Loan from time to time in accordance with the provisions of the related Mortgage Note, including, but not limited to, the limitations on such interest rate imposed by the Initial Rate Cap, the Periodic Rate Cap and the Lifetime Rate Cap. Mortgage Loan: Each mortgage loan sold, assigned and transferred pursuant to this Agreement and identified on the Mortgage Loan Schedule annexed to this Agreement as Exhibit 4, including, without limitation, the Mortgage File, the Monthly Payments, Principal Prepayments, Liquidation Proceeds, Condemnation Proceeds, Insurance Proceeds, REO Disposition Proceeds, and all other rights, benefits, proceeds and obligations arising from or in connection with such mortgage loan. Mortgage Loan Documents: hereto. Mortgage Loan Remittance Rate: With respect to any Mortgage Loan, the annual rate of interest payable to the Purchaser, which shall be equal to the related Mortgage Interest Rate minus the related Servicing Fee Rate. 6 Mortgage Loan Schedule: The schedule of Mortgage Loans to be annexed hereto as Exhibit 4 With respect to any Mortgage Loan, the documents listed in Exhibit 2
on the Closing Date, setting forth the following information with respect to each Mortgage Loan: (1) the Servicers Mortgage Loan identifying number; (2) a code indicating whether the Mortgaged Property is owner-occupied; (3) the property type for each Mortgaged Property; (4) the original months to maturity and the remaining months to maturity from the Cut-off Date; (5) the Loan-to-Value Ratio at origination; (6) the Mortgage Interest Rate as of the Cut-off Date; (7) the date on which the first Monthly Payment was due on the Mortgage Loan, and, if such date is not the Due Date currently in effect, such Due Date; (8) the stated maturity date; (9) the amount of the Monthly Payment as of the Cut-off Date; (10) the paid-through date; (11) the original principal amount of the Mortgage Loan; (12) the Stated Principal Balance of the Mortgage Loan as of the close of business on the Cut-off Date; (13) the Mortgage Loan Remittance Rate as of the Cut-off Date; (14) a code indicating the purpose of the Mortgage Loan; (15) a code indicating the documentation style; (16) the Appraised Value; (17) the identity of the Seller; (18) the street address of the Mortgaged Property, including the city, state and zip code; (19) the number of times during the twelve (12) month period preceding the Closing Date that any Monthly Payment has been received more than thirty (30) days after its Due Date; (20) a code indicating whether or not the Mortgage Loan is subject to a Primary Mortgage Insurance Policy; (21) the date on which the Mortgage Loan was originated; (22) a code indicating whether the Mortgage contains a prepayment penalty provision together with the type and term of such penalty; (23) the Gross Margin; (24) the Lifetime Rate Cap; (25) the Periodic Rate Cap; (26) the Initial Rate Cap; (27) the Adjustment Date; and (28) a code indicating whether the Mortgage Loan contains a provision whereby a Convertible Mortgage Loan may be converted to a fixedrate Mortgage Loan. With respect to the Mortgage Loans on each Mortgage Loan Schedule in the aggregate, such Mortgage Loan Schedule shall set forth the following information, as of the Cut-off Date: (1) the number of Mortgage Loans; (2) the Cut-off Date Principal Balance; (3) the weighted average Mortgage Interest Rate of the Mortgage Loans; (4) the weighted average months to maturity of the Mortgage Loans; (5) the weighted average Lifetime Rate Cap; and (6) the weighted average Gross Margin. Mortgage Note: a Mortgagor. Mortgaged Property: The Mortgagors real property securing repayment of a related Mortgage Note, consisting of a fee simple interest in a single parcel of real property improved by a Residential Dwelling. Mortgagee: of such mortgagee or beneficiary. The mortgagee or beneficiary named in the Mortgage and the successors and assigns The original executed note or other evidence of the Mortgage Loan indebtedness of
Mortgagor: The obligor on a Mortgage Note, who is an owner of the Mortgaged Property and the grantor or mortgagor named in the Mortgage and such grantors or mortgagors successors in title to the Mortgaged Property. NAIC: The National Association of Insurance Commissioners or any successor organization. 7 Officers Certificate: A certificate signed by the Chairman of the Board, Chairman of the Board, a President or a Vice President of the Person on behalf of whom such certificate is being delivered. Opinion of Counsel: Servicer, reasonably acceptable to the Purchaser. OTS: A written opinion of counsel, the Vice
who may be an employee of the Seller or the
The Office of Thrift Supervision or any successor. As defined in Subsection 11.17. increase or decrease in the Mortgage
P&I Advance:
Periodic Rate Cap: As to each Mortgage Loan, the maximum Interest Rate, on any Adjustment Date as provided in the related Mortgage Note.
Person: An individual, corporation, partnership, joint venture, association, joint-stock company, limited liability company, trust, unincorporated organization or government or any agency or political subdivision thereof. Primary Mortgage insurer acceptable to Fannie Mae or Freddie Mac. Insurance Policy: A policy of primary mortgage guaranty insurance issued by an
Principal Prepayment: Any payment or other recovery of principal on a Mortgage Loan which is received in advance of its scheduled Due Date that is not accompanied by an amount of interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment. Purchase Price: The price paid on the Closing Date by the Purchaser to the Seller pursuant
to this Agreement in exchange for the Mortgage Loans as set forth in Section 4 hereto. Purchaser: The Person listed as such in the initial with its successors and assigns as permitted under the terms of this Agreement. paragraph of this Agreement, together
Qualified Appraiser: An appraiser of a Mortgaged Property duly appointed by the originator of the related Mortgage Loan, who had no interest, direct or indirect, in such Mortgaged Property or in any loan made on the security thereof, whose compensation is not affected by the approval or disapproval of the related Mortgage Loan and who met the qualifications of Fannie Mae or Freddie Mac and satisfied the requirements of Title XI of FIRREA. Record month of the related Remittance Date. Date: The close of business of the last Business Day of the month preceding the
8 Refinanced Mortgaged Mortgage Loan: A Mortgage Loan the proceeds of which were not used to purchase
the related Property.
Remittance not a Business Day, the following Business Day).
Date:
The 18th day of any month,
beginning in October 2001 (or, if such 18th day is
REO Disposition:
The final sale by the Servicer or the Purchaser of an REO Property. All amounts received with respect to an REO Disposition pursuant to
REO Disposition Proceeds: Subsection 11.13. REO Property: of foreclosure, as described in Subsection 11.13.
A Mortgaged Property acquired by the Servicer through
foreclosure or deed in lieu
Repurchase Price: With respect to any Mortgage Loan, an amount equal to (A) the Stated Principal Balance of such Mortgage Loan as of the date of repurchase plus (B) interest on such Stated Principal Balance at the Mortgage Loan Remittance Rate from and including the last Due Date through which interest has been paid on behalf of the Mortgagor or advanced by the Servicer to the day prior to such date of repurchase, less amounts received in respect of such repurchased Mortgage Loan for distribution in connection with such Mortgage Loan; provided, however, that if at the time of repurchase the Servicer is not the Seller or an affiliate of the Seller, the amount described in clause (B) shall be computed at the sum of (i) the Mortgage Loan Remittance Rate and (ii) the Servicing Fee Rate. Residential Dwelling: Any one of the following: (i) a detached one-family dwelling, a detached two- to four-family dwelling, (iii) a one-family dwelling unit in a condominium project or (iv) a one-family dwelling in a planned unit development, none of which is a co-operative, mobile or manufactured home. Securities: The securities issued in connection with a Securitization ownership interests in a trust the assets of which include the Mortgage Loans. (ii)
evidencing beneficial
Securitization: The transfer of the Mortgage Loans to a trust formed as part of a publicly issued and/or privately placed, rated securitization, including the issuance of the related Securities. Seller: Bank of America, N.A., a national banking association, any successor to the Seller under this Agreement appointed as herein provided. Servicer: Bank of America, N.A., a national banking or any successor to the Servicer under this Agreement appointed as herein provided. 9 Servicing Advances: All customary, reasonable and necessary out-of-pocket costs and expenses incurred in the performance by the Servicer of its servicing obligations, including, but not limited to, the cost of (a) the preservation, restoration and protection of the Mortgaged Property, (b) any enforcement or judicial proceedings, including foreclosures, (c) the management and liquidation of the Mortgaged Property if the Mortgaged Property is acquired in satisfaction of the Mortgage, and (d) payments made by the Servicer with respect to a Mortgaged Property pursuant to Subsection 11.08. or its successor in interest or
association,
or its successor in interest
Servicing Fee: With respect to each Mortgage Loan, the amount of the annual fee the Purchaser shall pay to the Servicer, which shall, for each month, be equal to one-twelfth of the product of the Servicing Fee Rate and the Stated Principal Balance of such Mortgage Loan. Such fee shall be payable monthly, computed on the basis of the same principal amount and period respecting which any related interest payment on a Mortgage Loan is computed. The obligation of the Purchaser to pay the Servicing Fee is limited to, and payable solely from, the interest portion (including recoveries with respect to interest from Liquidation Proceeds and other proceeds, to the extent permitted by Subsection 11.05) of related Monthly Payments collected by the Servicer, or as otherwise provided under Subsection 11.05. Servicing Fee Rate: With respect to each Mortgage Loan, 0..375% per annum.
Servicing Officer: Any officer of the Servicer involved in, or responsible for, the administration and servicing of the Mortgage Loans whose name appears on a list of servicing officers furnished to the Purchaser by the Servicer, as such list may be amended from time to time. Stated Principal Balance: As to each Mortgage Loan as to any date of determination, (i) the principal balance of the Mortgage Loan at the Cut-off Date after giving effect to the principal portion of any Monthly Payments due on or before such date, whether or not received, as well as any Principal Prepayments received before such date, minus (ii) all amounts previously distributed to the Purchaser with respect to the Mortgage Loan representing payments or recoveries of principal, or advances in lieu thereof. Substitute Mortgage Loan: A mortgage loan substituted by the Seller for a Deleted Mortgage Loan which must, on the date of such substitution, be approved by the Purchaser and (i) have a Stated Principal Balance, after deduction of the principal portion of the Monthly Payment due in the month of substitution, not in excess of, and not materially greater or less than, the Stated Principal Balance of the Deleted Mortgage Loan; (ii) have a Mortgage Interest Rate equal to that of the Deleted Mortgage Loan; (iii) have a Loan-to-Value Ratio not higher than that of the Deleted Mortgage Loan; (iv) have a remaining term to maturity not greater than (and not more than one year less than) that of the Deleted Mortgage Loan; (v) comply with each representation and warranty set forth in Subsection 7.01; (vi) be current in the payment of principal and interest; (vii) be secured by a Mortgaged Property of the same type and occupancy status as secured the Deleted Mortgage Loan; and (viii) have payment terms that do not vary in any material respect from those of the Deleted Mortgage Loan. 10 Underwriting in the form attached hereto as Exhibit 5. SECTION 2. Guidelines: The underwriting guidelines of Bank of America Mortgage substantially
Purchase and Conveyance.
The Seller, in exchange for the payment of the applicable Purchase Price by the Purchaser on the Closing Date, receipt of which is hereby acknowledged, hereby sells, transfers, assigns, sets over and conveys to the Purchaser, without recourse, but subject to the terms of this Agreement, all of its rights, title and interest in and to the Mortgage Loans identified on Exhibit 4 as being sold by it, which Mortgage Loans identified on Exhibit 4 collectively have a Cut-off Date Principal Balance of $37,020,101.38 together with the related Mortgage Files and all rights and obligations arising under the documents contained therein. With respect to each Mortgage Loan purchased, the Purchaser shall own and be entitled to receive: (a) all scheduled principal due after the Cut-off Date, (b) all other payments and/or recoveries of principal collected on or after the Cut-off Date (provided, however, that all scheduled payments of principal due on or before the Cut-off Date and collected by the Servicer after the Cut-off Date shall belong to the Seller) and (c) all payments of interest on the Mortgage Loans net of the Servicing Fee (minus that portion of any such interest payment that is allocable to the period prior to the Cut-off Date). SECTION 3. The Seller shall Business Days prior to the Closing Date. deliver the Mortgage Mortgage Loan Schedules. Schedules to the Purchaser at least two (2)
Loan
SECTION 4.
Purchase Price.
The Purchase Price for the Mortgage Loans shall be the purchase price set forth in the Trade Terms/Confirmation Bid Sheet by and among the Seller and the Purchaser dated August 29, 2001, plus accrued interest at the Mortgage Loan Remittance Rate from the Cut-off Date through the day immediately prior to the Closing Date. Subject to the conditions set forth herein, the Purchaser shall pay the Purchase Price to the Seller by 4:00 p.m. Eastern Time on the Closing Date. Such payment shall be made by
wire transfer of immediately available funds to the account designated by the Seller. SECTION 5. Examination of Mortgage Files.
In addition to any rights granted to the Purchaser hereunder to underwrite the Mortgage Loans and review the Mortgage Loan Documents prior to the Closing Date, the Seller shall, prior to the Closing Date, make the Mortgage Files available to the Purchaser for examination at the Sellers offices. Such examination may be made by the Purchaser or its designee, at its expense, at any reasonable time before the Closing Date. Such underwriting by the Purchaser or its designee shall not impair or diminish the rights of the Purchaser or any of its successors under this Agreement with respect to a breach of the representations and warranties contained in this Agreement. The fact that the Purchaser or its designee has conducted or has failed to conduct any partial or complete examination of the Mortgage Files shall not affect the Purchasers or any of its successors rights to demand repurchase or other relief or remedy provided for in this Agreement. 11 SECTION 6. Subsection 6.01 Possession of Mortgage Files. Delivery of Mortgage Loan Documents.
The contents of each Mortgage File required to be retained by the Servicer to service the Mortgage Loans pursuant to this Agreement and thus not delivered to the Purchaser or its designee are and shall be held in trust by the Servicer for the benefit of the Purchaser as the owner thereof. The Servicers possession of any portion of each such Mortgage File is at the will of the Purchaser for the sole purpose of facilitating servicing of the Mortgage Loans pursuant to this Agreement, and such retention and possession by the Servicer shall be in a custodial capacity only. The ownership of each Mortgage Note, Mortgage and the contents of each Mortgage File is vested in the Purchaser and the ownership of all records and documents with respect to the related Mortgage Loan prepared by or which come into the possession of the Servicer shall immediately vest in the Purchaser and shall be retained and maintained, in trust, by the Servicer at the will of the Purchaser in such custodial capacity only. The Mortgage File retained by the Servicer with respect to each Mortgage Loan pursuant to this Agreement shall be appropriately identified in the Servicers computer system to reflect clearly the ownership of such related Mortgage Loan by the Purchaser. The Servicer shall release from its custody the contents of any Mortgage File retained by it only in accordance with this Agreement, except when such release is required in connection with a repurchase of any such Mortgage Loan pursuant to Subsection 7.03 of this Agreement or if required under applicable law or court order. The Servicer shall deliver to the Purchaser copies of any documents in a Mortgage File reasonably requested by the Purchaser within 30 days of the date of such request, at the expense of the Purchaser. Subsection 6.02 Books and Records. All rights arising out of the Mortgage Loans including, but not limited to, all funds received by the Servicer after the Cut-off Date on or in connection with a Mortgage Loan as provided in Section 2 shall be vested in the Purchaser; provided, however, that all such funds received on or in connection with a Mortgage Loan as provided in Section 2 shall be received and held by the Servicer in trust for the benefit of the Purchaser as the owner of the Mortgage Loans pursuant to the terms of this Agreement. As more fully set forth in Section 20, it is the express intention of the parties that the transactions contemplated by this Agreement be, and be construed as, a sale of the Mortgage Loans by the Seller and not a pledge of the Mortgage Loans by the Seller to the Purchaser to secure a debt or other obligation of the Seller. Consequently, the sale of each Mortgage Loan shall be reflected as a purchase on the Purchasers business records, tax returns and financial statements, and as a sale of assets on the Sellers business records, tax returns and financial statements. Subsection 6.03 Delivery of Mortgage Loan Documents.
The Seller shall, at least two (2) Business Days prior to the Closing Date (or such later date as the Purchaser may reasonably request), deliver and release to the Purchaser, or its designee, the Mortgage Loan Documents with respect to each Mortgage Loan. To the extent that any such Mortgage Loan Documents have been delivered for recording and have not yet been returned to the Seller by the applicable recording office, the Seller shall, promptly following receipt by it of such Mortgage Loan Documents from the applicable recording office, deliver such documents to the Purchaser or its designee; provided, however, that the original recorded document or a clerk-certified copy thereof shall be delivered to the Purchaser no later than one year following the Closing Date, subject to the following paragraph. 12 In the event that such original or copy of any document submitted for recordation to the appropriate public recording office is not so delivered to the Purchaser or its designee within one year following the Closing Date, and in the event that the Seller does not cure such failure within sixty (60) days after receipt of written notification of such failure from the Purchaser, the related Mortgage Loan shall, upon the request of the Purchaser, be repurchased by the Seller at a price and in
the manner specified in Section 7.03. The foregoing repurchase obligation shall not apply in the event the Seller cannot cause the Servicer to deliver such original or clerk-certified copy of any document submitted for recordation to the appropriate public recording office within the specified period due to a delay caused by the recording office in the applicable jurisdiction; provided that the Seller shall cause the Servicer instead to deliver a recording receipt of such recording office or, if such recording receipt is not available, an officers certificate of a servicing officer of the Servicer, confirming that such document has been accepted for recording and that the Servicer shall immediately deliver such document upon receipt; and, provided further, that if the Seller cannot cause the Servicer to deliver such original or clerk-certified copy of any document submitted for recordation to the appropriate public recording office within the specified time for any reason within twelve (12) months after receipt of written notification of such failure from the Purchaser, the Seller shall repurchase the related Mortgage Loan at the price and in the manner specified in Section 7.03. To the extent received by it, the Servicer shall promptly forward to the Purchaser, or its designee, original documents evidencing an assumption, modification, consolidation or extension of any Mortgage Loan entered into in accordance with this Agreement. SECTION 7. Subsection 7.01 Representations, Warranties and Covenants; Remedies for Breach.
Representations and Warranties Regarding Individual Mortgage Loans. represent and warrant to the
The Seller and, solely if specified below, the Servicer, hereby Purchaser that, as to each Mortgage Loan, as of the Closing Date or such other date specified herein:
(a) The information set forth in the Mortgage Loan Schedules and the tape by the Seller to the Purchaser on August 29, 2001 is true, correct and complete in all material respects.
delivered
(b) There are no defaults by the Seller, the Servicer or any prior originator in with the terms of the Mortgage, and all taxes, ground rents, governmental assessments, insurance premiums, leasehold payments, water, sewer and municipal charges which previously became due and owing have been paid, or escrow funds have been established in an amount sufficient to pay for every such escrowed item which remains unpaid and which has been assessed but is not yet due and payable. complying 13 (c) The terms of the Mortgage Note and the Mortgage have not been impaired, waived, altered or modified in any respect, except by written instruments which have been recorded in the applicable public recording office required by law or if necessary to maintain the lien priority of the Mortgage, and which have been delivered to the Purchaser; the substance of any such waiver, alteration or modification has been approved by the insurer under the Primary Mortgage Insurance Policy, if any, and by the title insurer, to the extent required by the related policy, and is reflected on the Mortgage Loan Schedules. No other instrument of waiver, alteration or modification has been executed, and no Mortgagor has been released, in whole or in part, except in connection with an assumption agreement approved by the insurer under the Primary Mortgage Insurance Policy, if any, and by the title insurer, to the extent required by the policy, and which assumption agreement is a part of the Mortgage File and is reflected on the Mortgage Loan Schedules. (d) The Mortgage Note and the Mortgage are not subject to any right of rescission, setcounterclaim or defense, including, without limitation, the defense of usury, nor will the operation of any of the terms of the Mortgage Note and the Mortgage, or the exercise of any right thereunder, render either the Mortgage Note or the Mortgage unenforceable, in whole or in part, or subject to any right of rescission, set-off, counterclaim or defense, including, without limitation, the defense of usury, and no such right of rescission, set-off, counterclaim or defense has been asserted with respect thereto; and the Mortgagor was not a debtor in any state or federal bankruptcy or insolvency proceeding at the time the Mortgage Loan was originated. off, (e) All buildings or other customarily insured improvements upon the Mortgaged Property are insured by an insurer generally acceptable to Fannie Mae and to prudent mortgage lending institutions against loss by fire, hazards of extended coverage and such other hazards as are provided for in the Fannie Mae Guides as well as all additional requirements set forth herein, pursuant to an insurance policy conforming to the requirements of Customary Servicing Procedures and providing coverage in an amount equal to the lesser of (i) the full insurable value of the Mortgaged Property or (ii) the outstanding principal balance owing on the Mortgage Loan. All such insurance policies are in full force and effect and contain a standard mortgagee clause naming the originator of the Mortgage Loan, its successors and assigns as mortgagee and all premiums thereon have been paid. If the Mortgaged Property is in an area identified on a flood
hazard map or flood insurance rate map issued by the Federal Emergency Management Agency as having special flood hazards (and such flood insurance has been made available), a flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance Administration is in effect which policy conforms to the requirements of Fannie Mae or Freddie Mac. The Mortgage obligates the Mortgagor thereunder to maintain all such insurance at the Mortgagors cost and expense, and on the Mortgagors failure to do so, authorizes the holder of the Mortgage to maintain such insurance at the Mortgagors cost and expense and to seek reimbursement therefor from the Mortgagor. 14 (f) Any and all requirements of any federal, state or local law including, without limitation, usury, truth in lending, real estate settlement procedures, consumer credit protection, equal credit opportunity, fair housing or disclosure laws applicable to the origination and servicing of the Mortgage Loan have been complied with; the Servicer maintains, and shall maintain, evidence of such compliance as required by applicable law or regulation and shall make such evidence available for inspection at the Servicers office during normal business hours upon reasonable advance notice. (g) The Mortgage has not been satisfied, canceled, subordinated or rescinded, in whole or in part (other than as to Principal Prepayments in full which may have been received on or after the Cut-off Date and prior to the Closing Date), and the Mortgaged Property has not been released from the lien of the Mortgage, in whole or in part, nor has any instrument been executed that would effect any such satisfaction, cancellation, subordination, rescission or release. Neither the Seller nor the Servicer has waived the performance by the Mortgagor of any action, if the Mortgagors failure to perform such action would cause the Mortgage Loan to be in default, and neither the Seller nor the Servicer has waived any default. (h) The Mortgage is a valid, existing, perfected and enforceable first lien on the Property, including all improvements on the Mortgaged Property, free and clear of all adverse claims, liens and encumbrances having priority over the lien of the Mortgage, subject only to (i) the lien of current real property taxes and assessments not yet due and payable, (ii) covenants, conditions and restrictions, rights of way, easements and other matters of the public record as of the date of recording being acceptable to mortgage lending institutions generally and either (A) specifically referred to in the lenders title insurance policy delivered to the originator of the Mortgage Loan or (B) which do not adversely affect the Appraised Value of the Mortgaged Property and (iii) other matters to which like properties are commonly subject which do not individually or in the aggregate materially interfere with the benefits of the security intended to be provided by the Mortgage or the use, enjoyment, value or marketability of the related Mortgaged Property. Any security agreement, chattel mortgage or equivalent document related to and delivered in connection with the Mortgage Loan establishes and creates a valid, existing and enforceable first lien and first priority security interest on the property described therein and the Seller has the full right to sell and assign the same to the Purchaser. Mortgaged (i) The Mortgage Note and the related Mortgage are original and genuine and each is the legal, valid and binding obligation of the maker thereof, enforceable in all respects in accordance with its terms except as enforceability may be limited by (i) bankruptcy, insolvency, liquidation, receivership, moratorium, reorganization or other similar laws affecting the enforcement of the rights of creditors and (ii) general principles of equity, whether enforcement is sought in a proceeding in equity or at law and the Seller has taken all action necessary to transfer such rights of enforceability to the Purchaser. 15 (j) All parties to the Mortgage Note and the Mortgage had the legal capacity to enter into the Mortgage Loan and to execute and deliver the Mortgage Note and the Mortgage, and the Mortgage Note and the Mortgage have been duly and properly executed by such parties. Either the Mortgagor is a natural person or the related co-borrower or guarantor is a natural person. (k) The proceeds of the Mortgage Loan have been fully disbursed to or for the account of Mortgagor and there is no obligation for the Mortgagee to advance additional funds thereunder and any and all requirements as to completion of any on-site or off-site improvement and as to disbursements of any escrow funds therefor have been complied with. All costs, fees and expenses incurred in making or closing the Mortgage Loan and the recording of the Mortgage have been paid, and the Mortgagor is not entitled to any refund of any amounts paid or due to the Mortgagee pursuant to the the
Mortgage Note or Mortgage. (l) The Seller and all other parties which have had any interest in the Mortgage Loan, whether as mortgagee, assignee, pledgee or otherwise, are (or, during the period in which they held and disposed of such interest, were) in compliance with any and all applicable doing business and licensing requirements of the laws of the state wherein the Mortgaged Property is located. (m) The Mortgage Loan is covered by an ALTA or CLTA lenders title insurance policy, acceptable to Fannie Mae or Freddie Mac, issued by a title insurer acceptable to Fannie Mae or Freddie Mac and qualified to do business in the jurisdiction where the Mortgaged Property is located, insuring (subject to the exceptions contained in (h)(i), (ii) and (iii) above) the Seller, its successors and assigns as to the first priority lien of the Mortgage in the original principal amount of the Mortgage Loan and against any loss by reason of the invalidity or unenforceability of the lien resulting from the provisions of the Mortgage providing for adjustment in the Mortgage Interest Rate or Monthly Payment. The Seller and its successors and assigns are the sole insureds of such lenders title insurance policy, and such lenders title insurance policy is in full force and effect and will be in full force and effect upon the consummation of the transactions contemplated by this Agreement and will inure to the benefit of the Purchaser and its assigns without any further act. No claims have been made under such lenders title insurance policy, and the Seller has not done, by act or omission, anything which would impair the coverage of such lenders title insurance policy. (n) There is no default, breach, violation or event of acceleration existing under the Mortgage or the Mortgage Note and no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event permitting acceleration, and neither the Seller nor the Servicer has waived any default, breach, violation or event permitting acceleration. 16 (o) There are no mechanics or similar liens or claims filed for work, labor or (and no rights are outstanding that under law could give rise to such lien) affecting the related Mortgaged Property which are or may be liens prior to, or equal or coordinate with, the lien of the related Mortgage. material (p) All improvements which were considered in determining the Appraised Value of the related Mortgaged Property lay wholly within the boundaries and building restriction lines of the Mortgaged Property, and no improvements on adjoining properties encroach upon the Mortgaged Property. (q) The Mortgage Loan was originated by a commercial bank or similar banking institution which is supervised and examined by a federal or state authority, or by a mortgagee approved by the Secretary of HUD. (r) Principal payments on the Mortgage Loan commenced no more than sixty (60) days after the proceeds of the Mortgage Loan were disbursed. The Mortgage Loans identified on Exhibit 4is 3/1 year adjustable-rate mortgage loans having an original term to maturity of not more than 30 years, with interest payable in arrears on the first day of the month. As to each Mortgage Loan, on each applicable Adjustment Date, the Mortgage Interest Rate will be adjusted to equal the sum of the Index plus the applicable Gross Margin, rounded up or down to the nearest multiple of 0.125%; provided, however, that the Mortgage Interest Rate will not increase or decrease by more than the Initial Rate Cap on the first Adjustment Date or the Periodic Rate Cap on any subsequent Adjustment Date, and will in no event exceed the Lifetime Rate Cap. Each Mortgage Note requires a monthly payment which is sufficient (i) during the period prior to the first adjustment to the Mortgage Interest Rate, to amortize the original principal balance fully over the original term thereof and to pay interest at the related Mortgage Interest Rate, and (ii) during the period following each Adjustment Date, to amortize the outstanding principal balance fully as of the first day of such period over the then remaining term of such Mortgage Note and to pay interest at the related Mortgage Interest Rate. The Mortgage Note does not permit negative amortization. Interest on the Mortgage Note is calculated on the basis of a 360-day year consisting of twelve 30-day months. Unless otherwise indicated on a Mortgage Loan Schedule, no Mortgage Loan is a Convertible Mortgage Loan. (s) There is no proceeding pending or, to the Sellers knowledge, threatened total or partial condemnation of the Mortgaged Property and such property is in good repair and is undamaged by waste, fire, earthquake or earth movement, windstorm, flood, tornado or other casualty, so as to affect adversely the value of the Mortgaged Property as security for the Mortgage Loan or the use for which the premises were intended. for the
(t) The Mortgage and related Mortgage Note contain customary and enforceable provisions such as to render the rights and remedies of the holder thereof adequate for the realization against the Mortgaged Property of the benefits of the security provided thereby, including (i) in the case of a Mortgage designated as a deed of trust, by trustees sale, and (ii) otherwise by judicial foreclosure. To the best of the Sellers knowledge, following the date of origination of the Mortgage Loan, the Mortgaged Property has not been subject to any bankruptcy proceeding or foreclosure proceeding and the Mortgagor has not filed for protection under applicable bankruptcy laws. There is no homestead or other exemption or right available to the Mortgagor or any other person which would interfere with the right to sell the Mortgaged Property at a trustees sale or the right to foreclose the Mortgage. 17 (u) The Mortgage Note and Mortgage are on forms acceptable to Fannie Mae or Freddie Mac.
(v) The Mortgage Note is not and has not been secured by any collateral except the lien corresponding Mortgage on the Mortgaged Property and the security interest of any applicable security agreement or chattel mortgage referred to in (h) above. of the (w) The Mortgage File contains an appraisal of the related Mortgaged Property, in a form acceptable to Fannie Mae or Freddie Mac and such appraisal complies with the requirements of FIRREA, and was made and signed, prior to the approval of the Mortgage Loan application, by a Qualified Appraiser. (x) In the event the Mortgage constitutes a deed of trust, a trustee, duly qualified applicable law to serve as such, has been properly designated and currently so serves and is named in the Mortgage, no fees or expenses are or will become payable by the Purchaser to the trustee under the deed of trust, except in connection with a trustees sale after default by the Mortgagor. under (y) The Mortgage Loan is not a graduated payment mortgage loan and the Mortgage does not have a shared appreciation, balloon payment or other contingent interest feature, nor does it contain any buydown provision which is currently in effect. Loan
and
(z) The Mortgage contains an enforceable provision for the acceleration of the payment of the unpaid principal balance of the Mortgage Loan in the event that the Mortgaged Property is sold or transferred without the prior written consent of the mortgagee thereunder. (aa) The Mortgagor has received all disclosure materials required by applicable law with respect to the making of mortgage loans of the same type as the Mortgage Loan and rescission materials required by applicable law if the Mortgage Loan is a Refinanced Mortgage Loan and has acknowledged receipt of such materials to the extent required by applicable law and such documents will remain in the Mortgage File. (bb) No Mortgage Loan has an LTV at origination in excess of 95%. Each Mortgage Loan with an LTV at origination in excess of 80% will be subject to a Primary Mortgage Insurance Policy, issued by an insurer acceptable to Fannie Mae or Freddie Mac at the time of origination, which insures that portion of the Mortgage Loan in excess of the portion of the Appraised Value of the Mortgaged Property as required by Fannie Mae. All provisions of such Primary Mortgage Insurance Policy have been and are being complied with, such policy is in full force and effect, and all premiums due thereunder have been paid. Any Mortgage subject to any such Primary Mortgage Insurance Policy obligates the Mortgagor thereunder to maintain such insurance and to pay all premiums and charges in connection therewith at least until the LTV of such Mortgage Loan is reduced to less than 80%. The Mortgage Interest Rate for the Mortgage Loan does not include any such insurance premium. No Mortgage Loan requires payment of such premiums, in whole or in part, by the Purchaser. 18 (cc) The Mortgaged Property is lawfully occupied under applicable law, all inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the Mortgaged Property and, with respect to the use and occupancy of the same, including but not limited to certificates of occupancy, have been made or obtained from the appropriate authorities and no improvement located on or part of the Mortgaged Property is in violation of any zoning law or regulation. (dd) The Assignment of Mortgage is in recordable form and is acceptable for recording
under the laws of the jurisdiction in which the Mortgaged Property is located. (ee) All payments required to be made prior to the Cut-off Date for such Mortgage Loan under the terms of the Mortgage Note have been made, the Mortgage Loan has not been dishonored, there are no material defaults under the terms of the Mortgage Loan and no Mortgage Loan has been more than thirty (30) days delinquent more than once in the twelve month period immediately prior to the Cut-off Date. (ff) None of the Seller, the Servicer or any prior originator or servicer has advanced or induced, solicited or knowingly received any advance from any party other than the Mortgagor, directly or indirectly, for the payment of any amount due under the Mortgage Loan. funds, (gg) With respect to each Mortgage Loan, the Seller is in possession of a complete Mortgage File except for the documents which have been delivered to the Purchaser or which have been submitted for recording and not yet returned. (hh) Immediately prior to the payment of the Purchase Price, the Seller was the sole owner and holder of the Mortgage Loans and the indebtedness evidenced by the Mortgage Note. The Mortgage Loans, including the Mortgage Note and the Mortgage, were not assigned or pledged by the Seller and the Seller had good and marketable title thereto, and the Seller had full right to transfer and sell the Mortgage Loans to the Purchaser free and clear of any encumbrance, participation interest, lien, equity, pledge, claim or security interest and had full right and authority subject to no interest or participation in, or agreement with any other party to sell or otherwise transfer the Mortgage Loans. Following the sale of the Mortgage Loan, the Purchaser will own such Mortgage Loan free and clear of any encumbrance, equity, participation interest, lien, pledge, charge, claim or security interest. The Seller intends to relinquish all rights to monitor, possess and control the Mortgage Loan except in connection with the servicing of the Mortgage Loan by the Servicer as set forth in this Agreement. After the Closing Date, neither the Seller nor the Servicer will have any right to modify or alter the terms of the sale of the Mortgage Loan and neither the Seller nor the Servicer will have any obligation or right to repurchase the Mortgage Loan, except as provided in this Agreement or as otherwise agreed to by the Seller, the Servicer and the Purchaser. 19 (ii) Any future advances made prior to the Cut-off Date have been consolidated with the outstanding principal amount secured by the Mortgage, and the secured principal amount, as consolidated, bears a single interest rate and single repayment term. The lien of the Mortgage securing the consolidated principal amount is expressly insured as having first lien priority by a title insurance policy, an endorsement to the policy insuring the mortgagees consolidated interest or by other title evidence acceptable to Fannie Mae and Freddie Mac. The consolidated principal amount does not exceed the original principal amount of the Mortgage Loan. (jj) The Mortgage Loan was underwritten in accordance with the effect at the time of origination with exceptions thereto exercised in a reasonable manner. Underwriting Guidelines in
(kk) The Mortgaged Property is located in the state identified in the related Mortgage Schedule and consists of a parcel of real property with a detached single family residence erected thereon, or a two- to four-family dwelling, or an individual condominium unit, or an individual unit in a planned unit development; provided, however, that any condominium project or planned unit development generally conforms with the Underwriting Guidelines regarding such dwellings, and no residence or dwelling is a mobile home, manufactured dwelling or cooperative. Loan (ll) If the Mortgaged Property is a condominium unit or a planned unit development (other than a de minimis planned unit development) such condominium or planned unit development project meets Fannie Mae or Freddie Mac eligibility requirements for sale to Fannie Mae or Freddie Mac, as the case may be, or is located in a condominium or planned unit development project which has received Fannie Mae or Freddie Mac project approval or as to which Fannie Maes and Freddie Macs eligibility requirements have been waived. (mm) The Seller used no adverse selection procedures in selecting the Mortgage Loan from outstanding first-lien, residential mortgage loans owned by it which were available for inclusion in the Mortgage
among the Loans.
(nn) Code.
Each Mortgage Loan is a qualified mortgage within Section 860G(a)(3) of the
20 (oo) With respect to each Mortgage where a lost note affidavit has been delivered to the Trustee in place of the related Mortgage Note, the related Mortgage Note is no longer in existence. Each such lost note affidavit is substantially in the form attached hereto as Exhibit 6. (pp) No fraud, error, omission, misrepresentation, negligence or similar occurrence with respect to the Mortgage Loan has taken place on the part of the Seller, the Servicer or any originator or servicer or the Mortgagor or on the part of any other party involved in the origination of the Mortgage Loan. (qq) The origination practices used by the Seller and the collection and servicing used by the Servicer with respect to each Mortgage Loan have been in all respects legal, proper, prudent and customary in the mortgage origination and servicing industry and the collection and servicing practices used by the Servicer have been acceptable to Fannie Mae and Freddie Mac. practices (rr) The Mortgagor is not in bankruptcy and is not insolvent and neither the Seller nor the Servicer have any knowledge of any circumstances or condition with respect to the Mortgage, the Mortgaged Property, the Mortgagor or the Mortgagors credit standing that could reasonably be expected to cause investors to regard the Mortgage Loan as an unacceptable investment, cause the Mortgage Loan to become delinquent or materially adversely affect the value or the marketability of the Mortgage Loan. (ss) The Mortgagor has not notified the Seller or the Servicer, and neither the Seller nor the Servicer has knowledge of any relief requested or allowed to the Mortgagor under the Soldiers and Sailors Civil Relief Act of 1940. (tt) No Mortgage Loan was made in connection with (i) the construction or rehabilitation of a Property or (ii) facilitating the trade-in or exchange of a Mortgaged Property.
Mortgaged
(uu) There is no pending action or proceeding directly involving any Mortgaged Property of which the Seller or the Servicer is aware in which compliance with any environmental law, rule or regulation is an issue and nothing further remains to be done to satisfy in full all requirements of each such law, rule or regulation constituting a prerequisite to use and enjoyment of said property. (vv) No action, inaction, or event has occurred and no state of affairs exists or has existed that has resulted or will result in the exclusion from, denial of, or defense to coverage under any applicable special hazard insurance policy, Primary Mortgage Insurance Policy or bankruptcy bond, irrespective of the cause of such failure of coverage. In connection with the placement of any such insurance, no commission, fee, or other compensation has been or will be received by the Seller or the Servicer or any designee of the Seller or the Servicer or any corporation in which the Seller, the Servicer or any officer, director, or employee of the Seller or the Servicer had a financial interest at the time of placement of such insurance. 21 (ww) With respect to any ground lease to which a Mortgaged Property may be subject: (A) Mortgagor is the owner of a valid and subsisting leasehold interest under such ground lease; (B) such ground lease is in full force and effect, unmodified and not supplemented by any writing or otherwise; (C) all rent, additional rent and other charges reserved therein have been fully paid to the extent payable as of the Closing Date; (D) the Mortgagor enjoys the quiet and peaceful possession of the leasehold estate; (E) the Mortgagor is not in default under any of the terms of such ground lease, and there are no circumstances which, with the passage of time or the giving of notice, or both, would result in a default under such ground lease; (F) the lessor under such ground lease is not in default under any of the terms or provisions of such ground lease on the part of the lessor to be observed or performed; (G) the lessor under such ground lease has satisfied any repair or construction obligations due as of the Closing Date pursuant to the terms of such ground lease; (H) the execution, delivery and performance of the Mortgage do not require the consent (other than those consents which have been obtained and are in full force and effect) under, and will not contravene any provision of or cause a default under, such ground lease; and (I) the term of such lease does not terminate earlier than the maturity date of the Mortgage Note. the
(xx) With respect to escrow deposits and payments that the Servicer is entitled to collect, payments are in the possession of, or under the control of the Servicer, and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All escrow payments have been collected in full compliance with state and federal law and the provisions of the related Mortgage Note and Mortgage. As to any Mortgage Loan that is the subject of an escrow, escrow of funds is not prohibited by applicable law and has been established in an amount sufficient to pay for every escrowed item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or other charges or payments due under the Mortgage Note have been capitalized under any Mortgage or the related Mortgage Note. all such (yy) With respect to each Mortgage Loan that is a Convertible Mortgage Loan, the Mortgage Interest Rate may be converted by the Mortgagor in accordance with the terms of the related Mortgage Note to a fixed rate of interest. The conversion term on such Mortgage Loan is equal to Fannie Maes posted yield as in effect for sixty (60) day mandatory delivery commitments for conventional first mortgages plus a margin ranging from 0.625% to 1.25%. Such conversion option may be exercised on the first, second or third Adjustment Date. 22 Subsection 7.02 Seller and Servicer Representations.
The Seller and the Servicer hereby represent and warrant to the Purchaser that, as to itself as of the Closing Date: (a) It is a national banking association, duly organized, validly existing, and in good standing under the laws of the United States and has all licenses necessary to carry on its business as now being conducted and is licensed, qualified and in good standing in the states where the Mortgaged Property is located if the laws of such state require licensing or qualification in order to conduct business of the type conducted by it. It is an approved seller/servicer in good standing of conventional residential mortgage loans for Fannie Mae or Freddie Mac and is a HUDapproved mortgagee under Section 203 of the National Housing Act. It has corporate power and authority to execute and deliver this Agreement and to perform in accordance herewith; the execution, delivery and performance of this Agreement (including all instruments of transfer to be delivered pursuant to this Agreement) by it and the consummation of the transactions contemplated hereby have been duly and validly authorized. This Agreement, assuming due authorization, execution and delivery by the Purchaser, evidences the legal, valid, binding and enforceable obligation of it, subject to applicable law except as enforceability may be limited by (i) bankruptcy, insolvency, liquidation, receivership, moratorium, reorganization or other similar laws affecting the enforcement of the rights of creditors and (ii) general principles of equity, whether enforcement is sought in a proceeding in equity or at law. All requisite corporate action has been taken by it to make this Agreement valid and binding upon it in accordance with the terms of this Agreement. (b) No consent, approval, authorization or order is required for the transactions contemplated by this Agreement from any court, governmental agency or body, or federal or state regulatory authority having jurisdiction over it or, if required, such consent, approval, authorization or order has been or will, prior to the Closing Date, be obtained. (c) The consummation of the transactions contemplated by this Agreement are in its ordinary course of business and will not result in the breach of any term or provision of its charter or by-laws or result in the breach of any term or provision of, or conflict with or constitute a default under or result in the acceleration of any obligation under, any agreement, indenture or loan or credit agreement or other instrument to which it or its property is subject, or result in the violation of any law, rule, regulation, order, judgment or decree to which it or its property is subject. (d) Its transfer, assignment and conveyance of the Mortgage Notes and the Mortgages pursuant to this Agreement are not subject to the bulk transfer or any similar statutory provisions in effect in any applicable jurisdiction. (e) There is no action, suit, proceeding or investigation pending or, to its best knowledge, threatened against it which, either individually or in the aggregate, would result in any material adverse change in its business, operations, financial condition, properties or assets, or in any material impairment of its right or ability to carry on its business substantially as now conducted or which would draw into question the validity of this Agreement or the Mortgage Loans or of any action taken or to be taken in connection with its obligations contemplated herein, or which would materially impair its ability to perform under the terms of this Agreement. 23
(f) It does not believe, nor does it have any reason or cause to believe, perform each and every covenant contained in this Agreement.
that it cannot
(g) It acknowledges and agrees that the Servicing Fee shall be treated by the Servicer, for accounting and tax purposes, as compensation for the servicing and administration of the Mortgage Loans pursuant to this Agreement. (h) It has determined that the disposition Agreement will be afforded sale treatment for accounting and tax purposes. of the Mortgage Loans pursuant to this
(i) It is solvent and the sale of the Mortgage Loans will not cause it to become insolvent. The sale of the Mortgage Loans is not undertaken with the intent to hinder, delay or defraud any of its creditors. (j) It has not dealt with any broker, investment banker, agent or other may be entitled to any commission or compensation in connection with the sale of the Mortgage Loans. Subsection 7.03 Remedies for Breach of Representations and Warranties. person that
It is understood and agreed that the representations and warranties set forth in Subsections 7.01 and 7.02 shall survive the sale of the Mortgage Loans to the Purchaser and shall inure to the benefit of the Purchaser, notwithstanding any restrictive or qualified endorsement on any Mortgage Note or Assignment of Mortgage or the examination or lack of examination of any Mortgage File. Upon discovery by the Seller, the Servicer or the Purchaser of a breach of any of the foregoing representations and warranties which materially and adversely affects the value of the Mortgage Loans or the interest of the Purchaser therein (or which materially and adversely affects the interest of the Purchaser in or the value of the related Mortgage Loan in the case of a representation and warranty relating to a particular Mortgage Loan), the party discovering such breach shall give prompt written notice to the others. Within sixty (60) days of the earlier of either discovery by or notice to either the Seller or the Servicer of any breach of a representation or warranty which materially and adversely affects the value of a Mortgage Loan or the Mortgage Loans or the interest of the Purchaser therein, the Seller or the Servicer, as the case may be, shall use its best efforts promptly to cure such breach in all material respects and, if such breach cannot be cured, the Seller shall repurchase such Mortgage Loan or Mortgage Loans at the Repurchase Price. However, the Seller may, at its option, with the Purchasers prior approval, such approval not to be withheld unreasonably, and assuming that the Seller has a Substitute Mortgage Loan, rather than repurchase the Mortgage Loan as provided above, remove such Mortgage Loan and substitute in its place a Substitute Mortgage Loan or Loans; provided, however, that any such substitution shall be effected within two (2) years of the Closing Date. If the Seller has no Substitute Mortgage Loan, it shall repurchase the deficient Mortgage Loan. Any repurchase of a Mortgage Loan pursuant to the foregoing provisions of this Subsection 7.03 shall occur on a date designated by the Purchaser and shall be accomplished by the Seller remitting by wire transfer to the Purchaser the amount of the Repurchase Price. 24 At the time of repurchase of any deficient Mortgage Loan (or removal of any Deleted Mortgage Loan), the Purchaser and the Seller shall arrange for the assignment of the repurchased Mortgage Loan (or Deleted Mortgage Loan) to the Seller or its designee and the delivery to the Seller of any documents held by the Purchaser relating to the repurchased Mortgage Loan in the manner required by this Agreement with respect to the purchase and sale of such Mortgage Loan on the Closing Date. In the event a deficient Mortgage Loan is repurchased, the Seller shall, simultaneously with its remittance to the Purchaser of such Repurchase Price, give written notice to the Purchaser that such repurchase has taken place. Upon such repurchase, the related Mortgage Loan Schedule shall simultaneously be amended to reflect the withdrawal of the repurchased Mortgage Loan from this Agreement. As to any Deleted Mortgage Loan for which the Seller substitutes one or more Substitute Mortgage Loans, the Seller shall effect such substitution by delivering to the Purchaser for each Substitute Mortgage Loan the Mortgage Note, the Mortgage, the Assignment of Mortgage and such other documents and agreements as are required by Subsection 6.03. The Seller shall remit to the Servicer for distribution the Monthly Payment due on each Substitute Mortgage Loan in the month following the date of such substitution. Monthly Payments due with respect to Substitute Mortgage Loans in the month of substitution will be retained by the Seller. For the month of substitution, distributions to the Purchaser will include the Monthly Payment due on such Deleted Mortgage Loan in the month of substitution, and the Seller shall thereafter be entitled to retain all amounts subsequently received by it in respect of such Deleted Mortgage Loan. The Seller shall give written notice to the Purchaser that such substitution has taken place and shall amend the related Mortgage Loan Schedule to reflect the removal of such Deleted Mortgage Loan
from the terms of this Agreement and the substitution of the Substitute Mortgage Loan. Upon such substitution, each Substitute Mortgage Loan shall be subject to the terms of this Agreement in all respects, and the Seller shall be deemed to have made with respect to such Substitute Mortgage Loan, as of the date of substitution, the covenants, representations and warranties set forth in Subsections 7.01 and 7.02. For any month in which the Seller substitutes one or more Substitute Mortgage Loans for one or more Deleted Mortgage Loans, the Seller will determine the amount (if any) by which the aggregate principal balance of all such Substitute Mortgage Loans as of the date of substitution is less than the aggregate Stated Principal Balance of all such Deleted Mortgage Loans (after application of scheduled principal payments due in the month of substitution). The amount of such shortfall, plus an amount equal to the aggregate of any Monthly Advances made with respect to such Deleted Mortgage Loans, shall be remitted to the Servicer by the Seller for distribution by the Servicer in the month of substitution. 25 In addition to such cure, repurchase and substitution obligations, the Seller or the Servicer shall indemnify the Purchaser and hold it harmless against any out-of-pocket losses, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments, and other costs and expenses resulting from any claim, demand, defense or assertion by any third party that is based on or grounded upon, or resulting from, a breach of the Seller or the Servicer, as applicable, representations and warranties contained in this Agreement; provided, however, indemnification shall not be available for any economic losses of the Purchaser due to reinvestment losses, loss of investment income or any other special, indirect or consequential losses or damages. No action may be brought against the Seller or the Servicer, as arising out of the breach of any representations and warranties made in Subsections 7.01 or 7.02 with unless and until (i) discovery of such breach by the Purchaser or notice thereof by the Seller or the failure by the Seller or the Servicer, as applicable, to cure such breach, repurchase such Mortgage Loan Substitute Mortgage Loan for such Mortgage Loan as specified above and/or indemnify the Purchaser or the Servicer, as applicable, by the Purchaser for compliance with the terms of this Agreement. applicable, relating to or Mortgage Loan
respect to any
Servicer to Purchaser, as specified above,
(ii)
substitute a
and (iii) demand upon the Seller
It is understood and agreed that the obligations of the Seller or the Servicer, as applicable, set forth in this Subsection 7.03 to cure, repurchase or substitute for a defective Mortgage Loan and/or to indemnify the Purchaser constitute the sole remedies of the Purchaser respecting a breach of the representations and warranties set forth in Subsections 7.01 and 7.02. Subsection 7.04 Repurchase of Certain Prepaid or Converted Mortgage Loans.
If the principal balance due on a Mortgage Loan is paid in full prior to the Closing Date, the Seller shall remit to the Purchaser an amount equal to the product of (i) the excess of the purchase price percentage as calculated in Section 4 over 100%, times (ii) the amount of such Principal Prepayment in full. If any Mortgagor converts the adjustable Mortgage Interest Rate on any related Convertible Mortgage Loan to a fixed Mortgage Interest Rate, the Seller shall repurchase that Convertible Mortgage Loan prior to the next scheduled Due Date for such Mortgage Loan pursuant to Section 7.03. SECTION 8. Closing.
The closing for the purchase and sale of the Mortgage Loans shall take place on the Closing Date. The closing shall be by telephone, confirmed by letter or wire as the parties shall agree. The closing shall be subject to each of the following conditions: (a) all of the representations and warranties of the Seller and the Servicer in this shall be true and correct as of the Closing Date and no event shall have occurred which, with notice or the passage of time, would constitute an Event of Default under this Agreement; Agreement (b) the Sellers attorneys shall have received in escrow all Closing Documents as specified in Section 9, in such forms as are agreed upon and acceptable to the Purchaser, duly executed by all signatories as required pursuant to the terms hereof; and 26 (c) all other terms and conditions of this Agreement shall have been complied with or performed. SECTION 9. required to be complied with or
performed
Closing Documents.
executed of:
On the Closing Date, the Seller and the Servicer originals
shall deliver to the Purchaser in escrow fully
(a)
this Agreement, executed by the Seller and the Servicer; Certificate, in the form of Exhibit 1 hereto, for the Seller and
(b) an Officers the Servicer including all attachments thereto; (c) (d) form attached hereto as Exhibit 7.
each Mortgage Loan Schedule, one copy to be attached hereto; and an opinion of in-house counsel for the Seller and the Servicer, substantially in the
SECTION 10.
Costs.
The Seller and the Servicer shall pay any commissions due their salesmen and the legal fees and expenses of their attorneys. The Purchaser shall pay the cost of delivering the Mortgage Files to the Purchaser or its designee, the cost of recording the Assignments of Mortgage and any custodial fees incurred in connection with the release of any Mortgage Loan Documents as may be required by its servicing activities hereunder. All other costs and expenses incurred in connection with the sale of the Mortgage Loans by the Seller to the Purchaser, including without limitation the Purchasers attorneys fees, shall be paid by the Purchaser. SECTION 11. Subsection 11.01 Administration and Servicing of Mortgage Loans.
Servicer to Act as Servicer; Subservicing.
The Servicer, as an independent contractor, shall service and administer the Mortgage Loans in accordance with this Agreement and Customary Servicing Procedures and the terms of the Mortgage Notes and Mortgages, and shall have full power and authority, acting alone or through subservicers or agents, to do or cause to be done any and all things in connection with such servicing and administration which the Servicer may deem necessary or desirable and consistent with the terms of this Agreement. The Servicer may perform its servicing responsibilities through agents or independent contractors, but shall not thereby be released from any of its responsibilities hereunder. Notwithstanding anything to the contrary, the Servicer may delegate any of its duties under this Agreement to one or more of its affiliates without regard to any of the requirements of this section; provided, however, that the Servicer shall not be released from any of its responsibilities hereunder by virtue of such delegation. The Mortgage Loans may be subserviced by one or more unaffiliated subservicers on behalf of the Servicer provided each subservicer is a Fannie Mae approved seller/servicer or a Freddie Mac approved seller/servicer in good standing, and no event has occurred, including but not limited to a change in insurance coverage, that would make it unable to comply with the eligibility for seller/servicers imposed by Fannie Mae or Freddie Mac, or which would require notification to Fannie Mae or Freddie Mac. The Servicer shall pay all fees and expenses of the subservicer from its own funds (provided that any such expenditures that would constitute Servicing Advances if made by the Servicer hereunder shall be reimbursable to the Servicer as Servicing Advances), and the subservicers fee shall not exceed the Servicing Fee. 27 At the cost and expense of the Servicer, without any right of reimbursement from the Custodial Account, the Servicer shall be entitled to terminate the rights and responsibilities of a subservicer and arrange for any servicing responsibilities to be performed by a successor subservicer meeting the requirements in the preceding paragraph; provided, however, that nothing contained herein shall be deemed to prevent or prohibit the Servicer, at the Servicers option, from electing to service the related Mortgage Loans itself. If the Servicers responsibilities and duties under this Agreement are terminated and if requested to do so by the Purchaser, the Servicer shall at its own cost and expense terminate the rights and responsibilities of the subservicer as soon as is reasonably possible. The Servicer shall pay all fees, expenses or penalties necessary in order to terminate the rights and responsibilities of the subservicer from the Servicers own funds without reimbursement from the Purchaser. The Servicer shall be entitled to enter into an agreement with the subservicer for indemnification of the Servicer by the subservicer and nothing contained in this Agreement shall be deemed to limit or modify such indemnification. Any subservicing agreement and any other transactions or services relating to the Mortgage Loans involving the subservicer shall be deemed to be between the subservicer and Servicer alone, and the Purchaser shall have no obligations, duties or liabilities with respect to the subservicer including no obligation, duty or liability of Purchaser to pay the subservicers fees and expenses. For purposes of distributions and advances by the Servicer pursuant to this Agreement, the Servicer shall be deemed to have received a payment on a Mortgage Loan when the subservicer has received such payment. Consistent with the terms of this Agreement, Mortgage Loan or consent the Servicer may waive, modify or vary any term of any
to the postponement of strict compliance with any such term or in any manner grant indulgence to any Mortgagor; provided, however, that (unless the Mortgagor is in default with respect to the Mortgage Loan, or such default is, in the judgment of the Servicer, imminent, and the Servicer has the consent of the Purchaser) the Servicer shall not enter into any payment plan or agreement to modify payments with a Mortgagor lasting more than six (6) months or permit any modification with respect to any Mortgage Loan that would change the Mortgage Interest Rate, the Lifetime Rate Cap, the Initial Rate Cap, the Periodic Rate Cap or the Gross Margin, defer or forgive the payment of any principal or interest, change the outstanding principal amount (except for actual payments of principal), make any future advances or extend the final maturity date, as the case may be, with respect to such Mortgage Loan. Without limiting the generality of the foregoing, the Servicer in its own name or acting through subservicers or agents is hereby authorized and empowered by the Purchaser when the Servicer believes it appropriate and reasonable in its best judgment, to execute and deliver, on behalf of itself and the Purchaser, all instruments of satisfaction or cancellation, or of partial or full release, discharge and all other comparable instruments, with respect to the Mortgage Loans and the Mortgaged Properties and to institute foreclosure proceedings or obtain a deed-in-lieu of foreclosure so as to convert the ownership of such properties, and to hold or cause to be held title to such properties, on behalf of the Purchaser pursuant to the provisions of Subsection 11.13. 28 The Servicer shall notify the Purchaser of its intention to institute any foreclosure proceeding no less than ten (10) days prior to initiating such proceeding. The Servicer shall notify the Purchaser of its intention to accept a deed-in-lieu of foreclosure or a partial release of any of the Mortgaged Property subject to the lien of the Mortgage no less than ten (10) days prior to accepting such deed-in-lieu or partial release and shall only accept such deed-in-lieu or grant such partial release if the Purchaser has not objected before the end of the tenth day after delivery of such notice. In connection with any foreclosure sale, the Servicer shall consult with the Purchaser with regard to a bid price for the related Mortgaged Property and shall set such bid price in accordance with the Purchasers instructions. The Servicer shall make all required Servicing Advances and shall service and administer the Mortgage Loans in accordance with all applicable laws, rules and regulations and shall provide to the Mortgagors any reports required to be provided to them thereby. The Purchaser shall furnish to the Servicer any powers of attorney and other documents reasonably necessary or appropriate to enable the Servicer to carry out its servicing and administrative duties under this Agreement. Notwithstanding anything to the contrary contained herein, in connection with a foreclosure or acceptance of a deed-in-lieu of foreclosure, if the Servicer has reasonable cause to believe that a Mortgaged Property is contaminated hazardous or toxic substances or wastes, or if the Purchaser otherwise requests an environmental inspection or review of such Mortgaged Property, such an inspection or review is to be conducted by a qualified inspector at the Purchasers expense. Upon completion of the inspection, the Servicer shall promptly provide the Purchaser with a written report of the environmental inspection. After reviewing the inspection, the Purchaser shall determine how the Servicer shall proceed with respect to the Mortgaged Property. Subsection 11.02 Liquidation of Mortgage Loans.
by
In the event that any payment due under any Mortgage Loan is not paid when the same becomes due and payable, or in the event the Mortgagor fails to perform any other covenant or obligation under the Mortgage Loan and such failure continues beyond any applicable grace period, the Servicer shall take such action as it shall deem to be in the best interest of the Purchaser. In the event that any payment due under any Mortgage Loan remains delinquent for a period of ninety (90) days or more, the Servicer shall commence foreclosure proceedings in accordance with Customary Servicing Procedures and the guidelines set forth by Fannie Mae or Freddie Mac. In such connection, the Servicer shall from its own funds make all necessary and proper Servicing Advances. If the portion of any Liquidation Proceeds allocable as a recovery of interest on any Mortgage Loan is less than the full amount of accrued and unpaid interest on such Mortgage Loan as of the date such proceeds are received, then the applicable Servicing Fees with respect to such Mortgage Loan shall be paid first and any amounts remaining thereafter shall be distributed to the Purchaser. 29 Subsection 11.03 Collection of Mortgage Loan Payments.
Continuously from the date hereof until the principal and interest on all Mortgage Loans are paid in full, the Servicer will proceed diligently, in accordance with this Agreement, to collect all payments due under each of the Mortgage Loans when the same shall become due and payable. Further, the Servicer will in accordance with Customary Servicing Procedures ascertain and estimate taxes, assessments, fire and hazard insurance premiums, premiums for Primary Mortgage Insurance Policies, and all other charges that, as provided in any Mortgage, will become due and payable to the end that the installments payable by the
Mortgagors will be sufficient to pay such charges as and when they become due and payable. Subsection 11.04 Establishment of Custodial Account; Deposits in Custodial Account.
The Servicer shall segregate and hold all funds collected and received pursuant to each Mortgage Loan separate and apart from any of its own funds and general assets and shall establish and maintain one or more Custodial Accounts (collectively, the Custodial Account), titled Bank of America, N.A., in trust for [NAME OF PURCHASER] as Purchaser of Mortgage Loans and various Mortgagors. Such Custodial Account shall be established with a commercial bank, a savings bank or a savings and loan association (which may be a depository affiliate of the Servicer) which meets the guidelines set forth by Fannie Mae or Freddie Mac as an eligible depository institution for custodial accounts. The Custodial Account shall initially be established and maintained at Bank of America, N.A., or any successor thereto, and shall not be transferred to any other depository institution without the Purchasers approval, which shall not unreasonably be withheld. In any case, the Custodial Account shall be insured by the FDIC in a manner which shall provide maximum available insurance thereunder and which may be drawn on by the Servicer. The Servicer shall deposit in the Custodial Account on a daily basis, and retain therein the following payments and collections received or made by it subsequent to the Cut-off Date (other than in respect of principal and interest on the Mortgage Loans due on or before the Cut-off Date): (a) Loans; (b) Remittance Rate; (c) all Liquidation Proceeds; all payments on account of interest on the Mortgage Loans adjusted to the Mortgage Loan all payments on account of principal, including Principal Prepayments, on the Mortgage
(d) all proceeds received by the Servicer under any title insurance policy, hazard policy, Primary Mortgage Insurance Policy or other insurance policy other than proceeds to be held in the Escrow Account and applied to the restoration or repair of the Mortgaged Property or released to the Mortgagor in accordance with Customary Servicing Procedures; insurance 30 (e) all awards or settlements in respect of condemnation proceedings or eminent domain affecting any Mortgaged Property which are not released to the Mortgagor in accordance with Customary Servicing Procedures; (f) 11.15, 11.17 and 11.19; (g) any amount pursuant to Subsection 11.13; required to be deposited by the Servicer in connection with any REO any amount required to be deposited in the Custodial Account pursuant to Subsections
Property
principal
(h) all amounts required to be deposited by the Servicer in connection with amount of Qualified Substitute Mortgage Loans pursuant to Subsection 7.03;
shortfalls in
(i) with respect to each Principal Prepayment in full, an amount (to be paid by the Servicer out of its own funds) which, when added to all amounts allocable to interest received in connection with the Principal Prepayment in full, equals one months interest on the amount of principal so prepaid for the month of prepayment at the applicable Mortgage Loan Remittance Rate; provided, however, that the Servicers aggregate obligations under this paragraph for any month shall be limited to the total amount of Servicing Fees actually received with respect to the Mortgage Loans by the Servicer during such month; and (j) amounts clause of any hazard insurance policy. required to be deposited by the Servicer in connection with the deductible
The foregoing requirements for deposit in the Custodial Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of late payment charges, assumption fees and other ancillary fees need not be deposited by the Servicer in the Custodial Account. The Servicer may invest the funds in the name of the Servicer for the benefit of the Purchaser, which shall Remittance Date next Custodial Account in Eligible Investments designated preceding in the the
mature not later than the
Business
Day next
following the date of such investment (except that (A) any investment in the institution with which the Custodial Account is maintained may mature on such Remittance Date and (B) any other investment may mature on such Remittance Date if the Servicer shall advance funds on such Remittance Date, pending receipt thereof to the extent necessary to make distributions to the Purchaser) and shall not be sold or disposed of prior to maturity. Notwithstanding anything to the contrary herein and above, all income and gain realized from any such investment shall be for the benefit of the Servicer and shall be subject to withdrawal by the Servicer. The amount of any losses incurred in respect of any such investments shall be deposited in the Custodial Account by the Servicer out of its own funds immediately as realized. 31 Subsection 11.05 Withdrawals From the Custodial Account.
The Servicer shall, from time to time, withdraw funds from the Custodial Account for the following purposes: (a) Subsection 11.15; (b) to reimburse itself for P&I Advances, the Servicers right to reimburse itself pursuant to this subclause (b) with respect to any Mortgage Loan being limited to related Liquidation Proceeds, Condemnation Proceeds, Insurance Proceeds and such other amounts as may be collected by the Servicer from the Mortgagor or otherwise relating to the Mortgage Loan, it being understood that, in the case of any such reimbursement, the Servicers right thereto shall be prior to the rights of the Purchaser with respect to such Mortgage Loan, except that, where the Seller is required to repurchase a Mortgage Loan, pursuant to Subsection 7.03, the Servicers right to such reimbursement shall be subsequent to the payment to the Purchaser of the Repurchase Price pursuant to Subsection 7.03, and all other amounts required to be paid to the Purchaser with respect to such Mortgage Loan; (c) to reimburse itself for any unpaid Servicing Fees and for unreimbursed Servicing the Servicers right to reimburse itself pursuant to this subclause (c) with respect to any Mortgage Loan being limited to related Liquidation Proceeds, Condemnation Proceeds, Insurance Proceeds and such other amounts as may be collected by the Servicer from the Mortgagor or otherwise relating to the Mortgage Loan, it being understood that, in the case of any such reimbursement, the Servicers right thereto shall be prior to the rights of the Purchaser unless the Seller is required to repurchase a Mortgage Loan pursuant to Subsection 7.03, in which case the Servicers right to such reimbursement shall be subsequent to the payment to the Purchaser of the Repurchase Price pursuant to Subsection 7.03 and all other amounts required to be paid to the Purchaser with respect to such Mortgage Loan; Advances, (d) to reimburse itself for unreimbursed Servicing Advances and for unreimbursed P&I to the extent that such amounts are nonrecoverable (as certified by the Servicer to the Purchaser in an Officers Certificate) by the Servicer pursuant to subclause (b) or (c) above, provided that the Mortgage Loan for which such advances were made is not required to be repurchased by a Seller pursuant to Subsection 7.03; Advances, (e) Subsection 12.01; (f) to withdraw amounts to make P&I Advances in accordance with Subsection 11.17; 32 (g) to pay to itself any interest in the Custodial Account, net of any losses on such investments; (h) (i) earned or any investment earnings on funds to reimburse itself for expenses incurred by and reimbursable to it pursuant to to make payments to the Purchaser in the amounts and in the manner provided for in
deposited
to withdraw any amounts inadvertently deposited in the Custodial Account; and to clear and terminate the Custodial Account upon the termination of this Agreement. acceptable invoices or
Upon request, the Servicer will provide the Purchaser with copies of reasonably other documentation relating to Servicing Advances that have been reimbursed from the Custodial Account. Subsection 11.06 Establishment of Escrow Account; Deposits in Escrow Account.
The Servicer shall segregate and hold all funds collected and received pursuant to each Mortgage Loan which constitute Escrow Payments separate and apart from any of its own funds and general assets and shall establish and
maintain one or more Escrow Accounts (collectively, the Escrow Account), titled Bank of America, N.A., in trust for [NAME OF PURCHASER] as Purchaser of Mortgage Loans and various Mortgagors. The Escrow Account shall be established with a commercial bank, a savings bank or a savings and loan association (which may be a depository affiliate of Servicer), which meets the guidelines set forth by Fannie Mae or Freddie Mac as an eligible institution for escrow accounts. The Escrow Account shall initially be established and maintained at Bank of America, N.A., or any successor thereto, and shall not be transferred to any other depository institution without the Purchasers approval, which shall not unreasonably be withheld. In any case, the Escrow Account shall be insured by the FDIC in a manner which shall provide maximum available insurance thereunder and which may be drawn on by the Servicer. The Servicer shall deposit in the Escrow Account on a daily basis, and retain Payments collected on account of the Mortgage Loans, for the purpose of effecting timely payment of any under the terms of this Agreement and (b) all amounts representing proceeds of any hazard insurance policy the restoration or repair of any Mortgaged Property. The Servicer shall make withdrawals therefrom only Subsection 11.07 hereof. As part of its servicing duties, the Servicer shall pay to the Mortgagors interest Account, to the extent required by law. Subsection 11.07 Withdrawals From Escrow Account. therein: (a) all Escrow
such items as required which are to be applied to in accordance with on funds in the Escrow
Withdrawals from the Escrow Account shall be made by the Servicer only (a) to effect timely payments of ground rents, taxes, assessments, premiums for Primary Mortgage Insurance Policies, fire and hazard insurance premiums or other items constituting Escrow Payments for the related Mortgage, (b) to reimburse the Servicer for any Servicing Advance made by Servicer pursuant to Subsection 11.08 hereof with respect to a related Mortgage Loan, (c) to refund to any Mortgagor any funds found to be in excess of the amounts required under the terms of the related Mortgage Loan, (d) for transfer to the Custodial Account upon default of a Mortgagor or in accordance with the terms of the related Mortgage Loan and if permitted by applicable law, (e) for application to restore or repair of the Mortgaged Property, (f) to pay to the Mortgagor, to the extent required by law, any interest paid on the funds deposited in the Escrow Account, (g) to pay to itself any interest earned on funds deposited in the Escrow Account (and not required to be paid to the Mortgagor), (h) to the extent permitted under the terms of the related Mortgage Note and applicable law, to pay late fees with respect to any Monthly Payment which is received after the applicable grace period, (i) to withdraw suspense payments that are deposited into the Escrow Account, (j) to withdraw any amounts inadvertently deposited in the Escrow Account or (k) to clear and terminate the Escrow Account upon the termination of this Agreement. 33 Subsection 11.08 Payment of Taxes, Insurance and Other Charges; Collections Thereunder.
With respect to each Mortgage Loan, the Servicer shall maintain accurate records reflecting the status of ground rents, taxes, assessments and other charges which are or may become a lien upon the Mortgaged Property and the status of premiums for Primary Mortgage Insurance Policies and fire and hazard insurance coverage and shall obtain, from time to time, all bills for the payment of such charges (including renewal premiums) and shall effect payment thereof prior to the applicable penalty or termination date and at a time appropriate for securing maximum discounts allowable, employing for such purpose deposits of the Mortgagor in the Escrow Account which shall have been estimated and accumulated by the Servicer in amounts sufficient for such purposes, as allowed under the terms of the Mortgage. To the extent that a Mortgage does not provide for Escrow Payments, the Servicer shall determine that any such payments are made by the Mortgagor. The Servicer assumes full responsibility for the timely payment of all such bills and shall effect timely payments of all such bills irrespective of each Mortgagors faithful performance in the payment of same or the making of the Escrow Payments and shall make Servicing Advances to effect such payments, subject to its ability to recover such Servicing Advances pursuant to Subsections 11.05(c), 11.05(d) and 11.07(b). No costs incurred by the Servicer or subservicers in effecting the payment of taxes and assessments on the Mortgaged Properties shall, for the purpose of calculating remittances to the Purchaser, be added to the amount owing under the related Mortgage Loans, notwithstanding that the terms of such Mortgage Loans so permit. Subsection 11.09 Transfer of Accounts.
The Servicer may transfer the Custodial Account or the Escrow Account to a different depository institution. Such transfer shall be made only upon obtaining the prior written consent of the Purchaser; such consent shall not be unreasonably withheld. Subsection 11.10 Maintenance of Hazard Insurance.
The Servicer shall cause to be maintained for each Mortgage Loan fire and hazard insurance with extended coverage customary in the area where the Mortgaged Property is located by an insurer acceptable to Fannie Mae or Freddie Mac in an
amount which is at least equal to the lesser of (a) the full insurable value of the Mortgaged Property or (b) the greater of (i) the outstanding principal balance owing on the Mortgage Loan and (ii) an amount such that the proceeds of such insurance shall be sufficient to avoid the application to the Mortgagor or loss payee of any coinsurance clause under the policy. If the Mortgaged Property is in an area identified in the Federal Register by the Federal Emergency Management Agency as a special flood hazard area (and such flood insurance has been made available) the Servicer will cause to be maintained a flood insurance policy meeting the requirements of the National Flood Insurance Program, in an amount representing coverage not less than the lesser of (A) the minimum amount required under the terms of the coverage to compensate for any damage or loss to the Mortgaged Property on a replacement-cost basis (or the outstanding principal balance of the Mortgage Loan if replacement-cost basis is not available) or (B) the maximum amount of insurance available under the National Flood Insurance Program. The Servicer shall also maintain on REO Property fire and hazard insurance with extended coverage in an amount which is at least equal to the maximum insurable value of the improvements which are a part of such property, liability insurance and, to the extent required and available under the National Flood Insurance Program, flood insurance in an amount required above. Any amounts collected by the Servicer under any such policies (other than amounts to be deposited in the Escrow Account and applied to the restoration or repair of the property subject to the related Mortgage or property acquired in liquidation of the Mortgage Loan, or to be released to the Mortgagor in accordance with Customary Servicing Procedures) shall be deposited in the Custodial Account, subject to withdrawal pursuant to Subsection 11.05. It is understood and agreed that no earthquake or other additional insurance need be required by the Servicer of any Mortgagor or maintained on REO Property other than pursuant to such applicable laws and regulations as shall at any time be in force and as shall require such additional insurance. All policies required hereunder shall be endorsed with standard mortgagee clauses with loss payable to Servicer, and shall provide for at least thirty (30) days prior written notice of any cancellation, reduction in amount or material change in coverage to the Servicer. The Servicer shall not interfere with the Mortgagors freedom of choice in selecting either his insurance carrier or agent; provided, however, that the Servicer shall not accept any such insurance policies from insurance companies unless such companies acceptable to Fannie Mae and Freddie Mac and are licensed to do business in the state wherein the property subject to the policy is located. 34 The hazard insurance policies for each Mortgage Loan secured by a unit in a condominium development or planned unit development shall be maintained with respect to such Mortgage Loan and the related development in a manner which is consistent with Fannie Mae or Freddie Mac requirements. Subsection 11.11 Maintenance of Primary Mortgage Insurance Policy; Claims.
With respect to each Mortgage Loan with a LTV in excess of 80%, the Servicer shall, without any cost to the Purchaser, maintain or cause the Mortgagor to maintain in full force and effect a Primary Mortgage Insurance Policy insuring that portion of the Mortgage Loan in excess of a percentage in conformance with Fannie Mae requirements. The Servicer shall pay or shall cause the Mortgagor to pay the premium thereon on a timely basis, at least until the LTV of such Mortgage Loan is reduced to 80%. In the event that such Primary Mortgage Insurance Policy shall be terminated, the Servicer shall obtain from another insurer a comparable replacement policy, with a total coverage equal to the remaining coverage of such terminated Primary Mortgage Insurance Policy. If the insurer shall cease to be a qualified insurer, the Servicer shall obtain from another qualified insurer a replacement insurance policy. The Servicer shall not take any action which would result in noncoverage under any applicable Primary Mortgage Insurance Policy of any loss which, but for the actions of the Servicer would have been covered thereunder. In connection with any assumption or substitution agreement entered into or to be entered into pursuant to Subsection 11.18, the Servicer shall promptly notify the insurer under the related Primary Mortgage Insurance Policy, if any, of such assumption or substitution of liability in accordance with the terms of such Primary Mortgage Insurance Policy and shall take all actions which may be required by such insurer as a condition to the continuation of coverage under such Primary Mortgage Insurance Policy. If such Primary Mortgage Insurance Policy is terminated as a result of such assumption or substitution of liability, the Servicer shall obtain a replacement Primary Mortgage Insurance Policy as provided above. 35 In connection with its activities as servicer, the Servicer agrees to prepare and present or to assist the Purchaser in preparing and presenting, on behalf of itself and the Purchaser, claims to the insurer under any Primary Mortgage Insurance Policy in a timely fashion in accordance with the terms of such Primary Mortgage Insurance Policy and, in this regard, to take such action as shall be necessary to permit recovery under any Primary Mortgage Insurance Policy respecting a defaulted Mortgage Loan. Pursuant to Subsection 11.06, any amounts collected by the Servicer under any Primary Mortgage Insurance Policy shall be deposited in the Escrow
Account, subject to withdrawal pursuant to Subsection 11.07. Subsection 11.12 Fidelity Bond; Errors and Omissions Insurance.
The Servicer shall maintain, at its own expense, a blanket Fidelity Bond and an errors and omissions insurance policy, with broad coverage on all officers, employees or other persons acting in any capacity requiring such persons to handle funds, money, documents or papers relating to the Mortgage Loans. These policies must insure the Servicer against losses resulting from fraud, theft, errors, omissions, negligence, dishonest or fraudulent acts committed by the Servicers personnel, any employees of outside firms that provide data processing services for the Servicer, and temporary contract employees or student interns. The Fidelity Bond shall also protect and insure the Servicer against losses in connection with the release or satisfaction of a Mortgage Loan without having obtained payment in full of the indebtedness secured thereby. No provision of this Subsection 11.12 requiring such Fidelity Bond and errors and omissions insurance shall diminish or relieve the Servicer from its duties and obligations as set forth in this Agreement. The minimum coverage under any such Fidelity Bond and insurance policy shall be at least equal to the corresponding amounts required by Fannie Mae in the Fannie Mae Servicing Guide or by Freddie Mac in the Freddie Mac Sellers & Servicers Guide, as amended or restated from time to time, or in an amount as may be permitted to the Servicer by express waiver of Fannie Mae or Freddie Mac. Upon request of the Purchaser, the Servicer shall cause to be delivered to the Purchaser a certified true copy of such Fidelity Bond or a certificate evidencing the same with a statement that the Servicer shall endeavor to provide written notice to the Purchaser 30 days prior to modification or any material change. Subsection 11.13 Title, Management and Disposition of REO Property.
(a) In the event that title to the Mortgaged Property is acquired in foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale shall be taken in the name of the Purchaser or its nominee. 36 (b) The Purchaser, by giving notice to the Servicer, may elect to manage and dispose of all REO Property acquired pursuant to this Agreement by itself. If the Purchaser so elects, the Purchaser shall assume control of REO Property at the time of its acquisition and the Servicer shall forward the related Mortgage File to the Purchaser as soon as is practicable. Promptly upon assumption of control of any REO Property, the Purchaser shall reimburse any related Servicing Advances or other expenses incurred by the Servicer with respect to that REO Property. (c) If the Purchaser has not informed the Servicer that it will manage REO Property, the provisions of this Section 11.13(c) shall apply. The Servicer shall cause to be deposited on a daily basis in the Custodial Account all revenues received with respect to the conservation of the related REO Property. The Servicer shall make distributions as required on each Remittance Date to the Purchaser of the net cash flow from the REO Property (which shall equal the revenues from such REO Property net of the expenses described above and of any reserves reasonably required from time to time to be maintained to satisfy anticipated liabilities for such expenses). The disposition of REO Property shall be carried out by the Purchaser. Upon the request of the Purchaser, and at the Purchasers expense, the Servicer shall cause an appraisal of the REO Property to be performed for the Purchaser. The Servicer shall either itself or through an agent selected by the Servicer, manage, conserve, protect and operate the REO Property in the same manner that it manages, conserves, protects and operates other foreclosed property for its own account, and in the same manner that similar property in the same locality as the REO Property is managed. Any disbursement in excess of $5,000 shall be made only with the written approval of the Purchaser. The Servicer shall bill the Purchaser for such costs upon the sale of the REO Property and shall not withdraw funds to cover such costs from the Custodial Account. Subsection 11.14 Servicing Compensation.
As compensation for its services hereunder, the Servicer shall be entitled to retain the Servicing Fee from interest payments actually collected on the Mortgage Loans. Additional servicing compensation in the form of assumption fees, late payment charges, prepayment penalties and other ancillary income shall be retained by the Servicer to the extent not required to be deposited in the Custodial Account. The Servicer shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder and shall not be entitled to reimbursement therefore except as specifically provided for herein. Subsection 11.15 Distributions.
On each Remittance Date the Servicer shall remit by wire transfer of immediately available funds to the account designated in writing by the Purchaser of record on the preceding Record Date (a) all amounts credited to the Custodial
Account at the close of business on the related Determination Date, net of charges against or withdrawals from the Custodial Account pursuant to Section 11.05(b) through (h), plus (b) all amounts, if any, which the Servicer is obligated to distribute pursuant to Subsection 11.17, minus (c) any amounts attributable to Principal Prepayments received after the end of the calendar month preceding the month in which the Remittance Date occurs, minus (d) any amounts attributable to Monthly Payments collected but due on a Due Date or Dates subsequent to the related Due Date. 37 With respect to any remittance received by the Purchaser after the Business Day on which such payment was due, the Servicer shall pay to the Purchaser interest on any such late payment at an annual rate equal to the rate of interest as is publicly announced from time to time at its principal office by Bank of America, N.A., or its successor, as its prime lending rate, adjusted as of the date of each change, plus two percent (2%), but in no event greater than the maximum amount permitted by applicable law. Such interest shall be paid by the Servicer to the Purchaser on the date such late payment is made and shall cover the period commencing with the Business Day on which such payment was due and ending with the Business Day immediately preceding the Business Day on which such payment is made, both inclusive. The payment by the Servicer of any such interest shall not be deemed an extension of time for payment or a waiver of any Event of Default by the Servicer. Subsection 11.16 Statements to the Purchaser.
Not later than five (5) days prior to each Remittance Date, the Servicer shall forward to the Purchaser a statement, substantially in the form of Exhibit 8 and certified by a Servicing Officer, setting forth on a loan-by-loan basis: (a) the amount of the distribution made on such Remittance Date which is allocable to principal and allocable to interest; (b) the amount of servicing compensation received by the Servicer during the prior calendar month; and (c) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the preceding month. Such statement shall also include information regarding delinquencies on Mortgage Loans, indicating the number and aggregate principal amount of Mortgage Loans which are either one (1), two (2) or three (3) or more months delinquent and the book value of any REO Property. The Servicer shall submit to the Purchaser monthly a liquidation report with respect to each Mortgaged Property sold in a foreclosure sale as of the related Record Date and not previously reported. Such liquidation report shall be incorporated into the remittance report delivered to Purchaser in the form of Exhibit 8 hereto. The Servicer shall also provide such information as set forth above to the Purchaser in electronic form in the Servicers standard format, a copy of which has been provided by the Servicer. In addition, within a reasonable period of time after the end of each calendar year, the Servicer will furnish a report to each Person that was a Purchaser at any time during such calendar year. Such report shall state the aggregate of amounts distributed to the Purchaser for such calendar year. Such obligation of the Servicer shall be deemed to have been satisfied to the extent that substantially comparable information shall be provided by the Servicer pursuant to any requirements of the Code. The Servicer shall prepare and file any and all tax returns, information statements or other filings required to be delivered to any governmental taxing authority, the Mortgagor or to the Purchaser pursuant to any applicable law with respect to the Mortgage Loans and the transactions contemplated hereby. In addition, the Servicer shall provide the Purchaser with such information concerning the Mortgage Loans as is necessary for such Purchaser to prepare federal income tax returns as the Purchaser may reasonably request from time to time. 38 Subsection 11.17 Advances by the Servicer.
On the Business Day immediately preceding each Remittance Date, the Servicer shall either (a) deposit in the Custodial Account from its own funds an amount equal to the aggregate amount of all Monthly Payments (with interest adjusted to the Mortgage Loan Remittance Rate) which were due on the Mortgage Loans during the applicable Due Period and which were delinquent at the close of business on the immediately preceding Determination Date (each such advance, a P&I Advance), (b) cause to be made an appropriate entry in the records of the Custodial Account that amounts held for future distribution have been, as permitted by this Subsection 11.17, used by the Servicer in discharge of any such P&I Advance or (c) make P&I Advances in the form of any combination of (a) or (b) aggregating the total amount of advances to be made. Any amounts held for future distribution and so used shall be replaced by the Servicer by deposit in the Custodial Account on or before any future Remittance Date if funds in the Custodial Account on such Remittance Date shall be less than payments to the Purchaser required to be made on such Remittance Date. The Servicers obligation to make P&I Advances as to any Mortgage Loan will continue through the last Monthly Payment due prior to the payment in full of a Mortgage Loan, or through the last Remittance Date prior to the Remittance Date for the distribution of
all other payments or recoveries (including proceeds under any title, hazard or other insurance policy, or condemnation awards) with respect to a Mortgage Loan; provided, however, that such obligation shall cease if the Servicer, in its good faith judgment, determines that such P&I Advances would not be recoverable pursuant to Subsection 11.05(d). The determination by the Servicer that a P&I Advance, if made, would be nonrecoverable, shall be evidenced by an Officers Certificate of the Servicer, delivered to the Purchaser, which details the reasons for such determination. Subsection 11.18 Assumption Agreements.
The Servicer will use its best efforts to enforce any due-on-sale provision contained in any Mortgage or Mortgage Note; provided that, subject to the Purchasers prior approval, the Servicer shall permit such assumption if so required in accordance with the terms of the Mortgage or the Mortgage Note. When the Mortgaged Property has been conveyed by the Mortgagor, the Servicer will, to the extent it has knowledge of such conveyance, exercise its rights to accelerate the maturity of such Mortgage Loan under the due-on-sale clause applicable thereto; provided, however, the Servicer will not exercise such rights if prohibited by law from doing so or if the exercise of such rights would impair or threaten to impair any recovery under the related Primary Mortgage Insurance Policy, if any. In connection with any such assumption, the outstanding principal amount, the Monthly Payment, the Mortgage Interest Rate, the Lifetime Rate Cap, the Gross Margin, the Initial Rate Cap or the Periodic Rate Cap of the related Mortgage Note shall not be changed, and the term of the Mortgage Loan will not be increased or decreased. If an assumption is allowed pursuant to this Subsection 11.18, the Servicer with the prior consent of the issuer of the Primary Mortgage Insurance Policy, if any, is authorized to enter into a substitution of liability agreement with the purchaser of the Mortgaged Property pursuant to which the original Mortgagor is released from liability and the purchaser of the Mortgaged Property is substituted as Mortgagor and becomes liable under the Mortgage Note. 39 Subsection 11.19 Satisfaction of Mortgages and Release of Mortgage Files.
Upon the payment in full of any Mortgage Loan, or the receipt by the Servicer of a notification that payment in full will be escrowed in a manner customary for such purposes, the Servicer will obtain the portion of the Mortgage File that is in the possession of the Purchaser or its designee, prepare and process any required satisfaction or release of the Mortgage and notify the Purchaser in accordance with the provisions of this Agreement. The Purchaser agrees to deliver to the Servicer (or cause to be delivered to the Servicer) the original Mortgage Note for any Mortgage Loan not later than five (5) Business Days following its receipt of a notice from the Servicer that such a payment in full has been received or that a notification has been received that such a payment in full shall be made. Such Mortgage Note shall be held by the Servicer, in trust, for the purpose of canceling such Mortgage Note and delivering the canceled Mortgage Note to the Mortgagor in a timely manner as and to the extent provided under any applicable federal or state law. In the event the Servicer grants a satisfaction or release of a Mortgage without having obtained payment in full of the indebtedness secured by the Mortgage or should the Servicer otherwise prejudice any right the Purchaser may have under the mortgage instruments, the Servicer shall remit to the Purchaser the Stated Principal Balance of the related Mortgage Loan by deposit thereof in the Custodial Account. The Fidelity Bond shall insure the Servicer against any loss it may sustain with respect to any Mortgage Loan not satisfied in accordance with the procedures set forth herein. Subsection 11.20 Annual Statement as to Compliance.
Within ninety (90) days after the Servicers fiscal year end, beginning with the fiscal year end 2001, the Servicer will deliver to the Purchaser an Officers Certificate stating that (a) a review of the activities of the Servicer during the preceding calendar year and if performance under this Agreement has been made under such officers supervision, and (b) to the best of such officers knowledge, based on such review, the Servicer has fulfilled all its obligations under this Agreement throughout such year, or, if there has been a default in the fulfillment of any such obligation, specifying each such default known to such officer and the nature and status thereof and the action being taken by the Servicer to cure such default. Subsection 11.21 Annual Independent Public Accountants Servicing Report.
Within ninety (90) days after the Servicers fiscal year end, beginning with the fiscal year end 2001, the Servicer at its expense shall cause a firm of independent public accountants which is a member of the American Institute of Certified Public Accountants to furnish a statement to the Purchaser to the effect that such firm has, with respect to the Servicers overall servicing operations, examined such operations in accordance with the requirements of the Uniform Single Attestation Program for Mortgage Bankers, stating such firms conclusions relating thereto.
40 Subsection 11.22 Servicer Shall Provide Access and Information as Reasonably Required.
The Servicer shall provide to the Purchaser, and for any Purchaser insured by FDIC or NAIC, the supervisory agents and examiners of FDIC and OTS or NAIC, access to any documentation regarding the Mortgage Loans which may be required by applicable regulations. Such access shall be afforded without charge, but only upon reasonable request, during normal business hours and at the offices of the Servicer. In addition, the Servicer shall furnish upon request by the Purchaser, during the term of this Agreement, such periodic, special or other reports or information, whether or not provided for herein, as shall be necessary, reasonable and appropriate with respect to the purposes of this Agreement and applicable regulations. All such reports or information shall be provided by and in accordance with all reasonable instructions and directions the Purchaser may require. The Servicer agrees to execute and deliver all such instruments and take all such action as the Purchaser, from time to time, may reasonably request in order to effectuate the purposes and to carry out the terms of this Agreement. Subsection 11.23 Inspections.
The Servicer shall inspect the Mortgaged Property as often deemed necessary by the Servicer to assure itself that the value of the Mortgaged Property is being preserved. In addition, if any Mortgage Loan is more than 60 days delinquent, the Servicer immediately shall inspect the Mortgaged Property and shall conduct subsequent inspections in accordance with Customary Servicing Procedures or as may be required by the primary mortgage guaranty insurer. The Servicer shall keep written report of each such inspection and shall provide a copy of such inspection to the Purchaser upon the request of the Purchaser. Subsection 11.24 Restoration of Mortgaged Property.
The Servicer need not obtain the approval of the Purchaser prior to releasing any Insurance Proceeds or Condemnation Proceeds to the Mortgagor to be applied to the restoration or repair of the Mortgaged Property if such release is in accordance with Customary Servicing Practices. At a minimum, the Servicer shall comply with the following conditions in connection with any such release of Insurance Proceeds or Condemnation Proceeds: (a) the Servicer shall receive repairs and issuance of any required approvals with respect thereto; satisfactory independent verification of completion of
(b) the Servicer shall take all steps necessary to preserve the priority of the lien of the Mortgage, including, but not limited to requiring waivers with respect to mechanics and materialmens liens; (c) the Servicer shall verify that the Mortgage Loan is not in default; and the Servicer shall place the Insurance Proceeds or
(d) pending repairs or restoration, Condemnation Proceeds in the Escrow Account.
41
If the Purchaser is named as an additional loss payee, loss draft issued in respect of such a claim in the name of the Purchaser. SECTION 12. Subsection 12.01 Indemnification; Third Party Claims.
the Servicer is hereby
empowered to endorse any
The Servicer.
(a) The Servicer agrees to indemnify and hold harmless the Purchaser against any and all claims, losses, penalties, fines, forfeitures, legal fees and related costs, judgments, and any other costs, fees and expenses that the Purchaser may sustain in any way related to the failure of the Servicer to service the Mortgage Loans in compliance with the terms of this Agreement. (b) The Servicer shall immediately notify the Purchaser if a claim is made by a third party with respect to this Agreement or the Mortgage Loans, and the Servicer shall assume (with the written consent of the Purchaser) the defense of any such claim and pay all expenses in connection therewith, including counsel fees. If the Servicer has assumed the defense of the Purchaser, the Servicer shall provide the Purchaser with a written report of all expenses and advances incurred by the Servicer pursuant to this Subsection 12.01 and the Purchaser shall promptly reimburse the Servicer for all amounts advanced by it pursuant to the preceding sentence except when the claim in any way relates to the failure of the Servicer to service the
Mortgage Loans in accordance with the terms of this Agreement. Subsection 12.02 Merger or Consolidation of the Servicer.
The Servicer will keep in full effect its existence, rights and franchises as a national banking association, and will obtain and preserve its qualification to do business in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement or any of the Mortgage Loans and to perform its duties under this Agreement. Any Person into which the Servicer may be merged or consolidated, or any entity resulting from any merger, conversion or consolidation to which the Servicer shall be a party, or any Person succeeding to substantially all of the business of the Servicer (whether or not related to loan servicing), shall be the successor of the Servicer hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding. Subsection 12.03 Limitation on Liability of the Servicer and Others.
The duties and obligations of the Servicer shall be determined solely by the express provisions of this Agreement, the Servicer shall not be liable except for the performance of such duties and obligations as are specifically set forth in this Agreement and no implied covenants or obligations shall be read into this Agreement against the Servicer. Neither the Servicer nor any of the directors, officers, employees or agents of the Servicer shall be under any liability to the Purchaser for any action taken or for refraining from the taking of any action in accordance with Customary Servicing Procedures and otherwise in good faith pursuant to this Agreement or for errors in judgment; provided, however, that this provision shall not protect the Servicer against any liability resulting from any breach of any representation or warranty made herein, or from any liability specifically imposed on the Servicer herein; and, provided further, that this provision shall not protect the Servicer against any liability that would otherwise be imposed by reason of the willful misfeasance, bad faith or gross negligence in the performance of duties or by reason of reckless disregard of the obligations or duties hereunder. The Servicer and any director, officer, employee or agent of the Servicer may rely on any document of any kind which it in good faith reasonably believes to be genuine and to have been adopted or signed by the proper authorities respecting any matters arising hereunder. Subject to the terms of Subsection 12.01, the Servicer shall have no obligation to appear with respect to, prosecute or defend any legal action which is not incidental to the Servicers duty to service the Mortgage Loans in accordance with this Agreement. 42 Subsection 12.04 Seller and Servicer Not to Resign.
Neither the Seller nor the Servicer shall assign this Agreement or resign from the obligations and duties hereby imposed on it except by mutual consent of the Servicer or the Seller, as the case may be, and the Purchaser or upon the determination that the Servicers duties hereunder are no longer permissible under applicable law and such incapacity cannot be cured by the Servicer. Any such determination permitting the unilateral resignation of the Servicer shall be evidenced by an Opinion of Counsel to such effect delivered to the Purchaser, which Opinion of Counsel shall be in form and substance acceptable to the Purchaser. No such resignation or assignment shall become effective until a successor has assumed the Servicers responsibilities and obligations hereunder in accordance with Subsection 14.02. SECTION 13. Subsection 13.01 Events of Default. Default.
In case one or more of the following Events of Default by the Servicer shall occur and be continuing: (a) any failure by the Servicer to remit to the Purchaser any payment required to be made under the terms of this Agreement which continues unremedied for a period of two (2) Business Days after the date upon which written notice of such failure, requiring the same to be remedied, shall have been given to the Servicer by the Purchaser; (b) failure by the Servicer to duly observe or perform, in any material respect, covenants, obligations or agreements of the Servicer as set forth in this Agreement which failure continues unremedied for a period of thirty (30) days after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to the Servicer by the Purchaser; any other (c) a decree or order of a court or agency or supervisory authority having jurisdiction for the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the
Servicer and such decree or order shall have remained in force, undischarged or unstayed for a period of sixty (60) days; 43 (d) the Servicer shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to the Servicer or relating to all or substantially all of the Servicers property; (e) the Servicer shall admit in writing its inability to pay its debts as they become due, file a petition to take advantage of any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations; (f) the Servicer shall cease to be qualified to do business under the laws of any state in which a Mortgaged Property is located, but only to the extent such qualification is necessary to ensure the enforceability of each Mortgage Loan and to perform the Servicers obligations under this Agreement; or (g) the Servicer shall fail to meet the servicer eligibility or the Servicer shall fail to meet the servicer eligibility qualifications of Freddie Mac; qualifications of Fannie Mae
then, and in each and every such case, so long as an Event of Default shall not have been remedied, the Purchaser, by notice in writing to the Servicer, may, in addition to whatever rights the Purchaser may have at law or equity to damages, including injunctive relief and specific performance, commence termination of all the rights and obligations of the Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof. Upon receipt by the Servicer of such written notice from the Purchaser stating that they intend to terminate the Servicer as a result of such Event of Default, all authority and power of the Servicer under this Agreement, whether with respect to the Mortgage Loans or otherwise, shall pass to and be vested in the successor appointed pursuant to Subsection 14.02. Upon written request from the Purchaser, the Servicer shall prepare, execute and deliver to a successor any and all documents and other instruments, place in such successors possession all Mortgage Files and do or cause to be done all other acts or things necessary or appropriate to effect the purposes of such notice of termination, including, but not limited to, the transfer and endorsement or assignment of the Mortgage Loans and related documents to the successor at the Servicers sole expense. The Servicer agrees to cooperate with the Purchaser and such successor in effecting the termination of the Servicers responsibilities and rights hereunder, including, without limitation, the transfer to such successor for administration by it of all amounts which shall at the time be credited by the Servicer to the Custodial Account or Escrow Account or thereafter received with respect to the Mortgage Loans. 44 Subsection 13.02 Waiver of Default.
The Purchaser may waive any default by the Servicer in the performance of its obligations hereunder and its consequences. Upon any waiver of a past default, such default shall cease to exist, and any Event of Default arising therefrom shall be deemed to have been remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereto except to the extent expressly so waived. SECTION 14. Subsection 14.01 Termination. Termination.
The respective obligations and responsibilities of the Servicer, as servicer, shall terminate upon (a) the distribution to the Purchaser of the final payment or liquidation with respect to the last Mortgage Loan (or advances of same by the Servicer) or (b) the disposition of all property acquired upon foreclosure or deed in lieu of foreclosure with respect to the last Mortgage Loan and the remittance of all funds due hereunder. Upon written request from the Purchaser in connection with any such termination, the Servicer shall prepare, execute and deliver, any and all documents and other instruments, place in the Purchasers possession all Mortgage Files, and do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of the Mortgage Loans and related documents, or otherwise, at the Purchasers sole expense. The Servicer agrees to cooperate with the Purchaser and such successor in effecting the termination of the Servicers responsibilities and rights hereunder as servicer, including, without limitation, the transfer to such successor for administration by it of all cash amounts which shall at the time be credited by the Servicer to the Custodial Account or Escrow Account or thereafter received with respect to the Mortgage Loans. Subsection 14.02 Successors to the Servicer.
Prior to the termination of the Servicers responsibilities and duties under this Agreement pursuant to Subsections 12.04, 13.01 or 14.01, the Purchaser shall, (a) succeed to and assume all of the Servicers responsibilities, rights, duties and obligations under this Agreement or (b) appoint a successor which shall succeed to all rights and assume all of the responsibilities, duties and liabilities of the Servicer under this Agreement upon such termination. In connection with such appointment and assumption, the Purchaser may make such arrangements for the compensation of such successor out of payments on Mortgage Loans as it and such successor shall agree. In the event that the Servicers duties, responsibilities and liabilities under this Agreement shall be terminated pursuant to the aforementioned Subsections, the Servicer shall discharge such duties and responsibilities during the period from the date it acquires knowledge of such termination until the effective date thereof with the same degree of diligence and prudence which it is obligated to exercise under this Agreement, and shall take no action whatsoever that might impair or prejudice the rights or financial condition of its successor. The resignation or removal of the Servicer pursuant to the aforementioned Subsections shall not become effective until a successor shall be appointed pursuant to this Subsection and shall in no event relieve the Seller of the representations and warranties made pursuant to Subsections 7.01 and 7.02 and the remedies available to the Purchaser under Subsection 7.03, it being understood and agreed that the provisions of such Subsections 7.01 and 7.02 shall be applicable to the Seller notwithstanding any such resignation or termination of the Servicer, or the termination of this Agreement. 45 Any successor appointed as provided herein shall execute, acknowledge and deliver to the Servicer and to the Purchaser an instrument accepting such appointment, whereupon such successor shall become fully vested with all the rights, powers, duties, responsibilities, obligations and liabilities of the Servicer, with like effect as if originally named as a party to this Agreement. Any termination or resignation of the Servicer or this Agreement pursuant to Subsections 12.04, 13.01 or 14.01 shall not affect any claims that the Purchaser may have against the Servicer arising prior to any such termination or resignation. The Servicer shall promptly deliver to the successor the funds in the Custodial Account and Escrow Account and all Mortgage Files and related documents and statements held by it hereunder and the Servicer shall account for all funds and shall execute and deliver such instruments and do such other things as may reasonably be required to more fully and definitively vest in the successor all such rights, powers, duties, responsibilities, obligations and liabilities of the Servicer. Upon a successors acceptance of appointment as such, the Servicer shall notify by mail the Purchaser of such appointment. SECTION 15. Notices.
All demands, notices and communications hereunder shall be in writing and shall be deemed to have been duly given if mailed, by registered or certified mail, return receipt requested, or, if by other means, when received by the other party at the address as follows: (a) if to the Purchaser: EMC Mortgage Corporation Mac Arthur Ridge II 909 Hidden Ridge Drive, Suite 200 Irving, Texas 75038 Attention: Mr. Edward Raice (b) if to the Seller: Bank of America, N.A. 201 North Tryon Street Charlotte, North Carolina 28255 Attn: Secondary Marketing Manager (c) if to the Servicer: Bank of America, N.A. 101 East Main Street, Suite 400 Louisville, Kentucky 40232 Attn: Servicing Manager 46 or such other address as may hereafter be furnished to the other party by like notice. Any such demand, notice or communication hereunder shall be deemed to have been received on the date delivered to or received at the premises of the addressee (as evidenced, in the case of registered or certified mail, by the date noted on the return receipt). SECTION 16. Any part, provision, representation or warranty Severability Clause. of this Agreement which is prohibited or which
is held to be void or unenforceable shall be ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof. Any part, provision, representation or warranty of this Agreement which is prohibited or unenforceable or is held to be void or unenforceable in any jurisdiction shall be ineffective, as to such jurisdiction, to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof, and any such prohibition or unenforceability in any jurisdiction as to any Mortgage Loan shall not invalidate or render unenforceable such provision in any other jurisdiction. To the extent permitted by applicable law, the parties hereto waive any provision of law which prohibits or renders void or unenforceable any provision hereof. If the invalidity of any part, provision, representation or warranty of this Agreement shall deprive any party of the economic benefit intended to be conferred by this Agreement, the parties shall negotiate, in goodfaith, to develop a structure the economic effect of which is nearly as possible the same as the economic effect of this Agreement without regard to such invalidity. SECTION 17. No Partnership.
Nothing herein contained shall be deemed or construed to create a co-partnership or joint venture between the parties hereto and the services of the Servicer shall be rendered as an independent contractor and not as agent for the Purchaser. SECTION 18. Counterparts. Each counterpart
This Agreement may be executed simultaneously in any number of counterparts. shall be deemed to be an original, and all such counterparts shall constitute one and the same instrument. SECTION 19. Governing Law.
EXCEPT TO THE EXTENT PREEMPTED BY FEDERAL LAW, THE AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO THE CONFLICTS OF LAWS PROVISIONS OF NEW YORK OR ANY OTHER JURISDICTION. 47 SECTION 20. Intention of the Parties.
It is the intention of the parties that the Purchaser is purchasing, and the Seller is selling, the Mortgage Loans and not a debt instrument of the Seller or another security. Accordingly, the parties hereto each intend to treat the transaction for federal income tax purposes as a sale by the Seller, and a purchase by the Purchaser, of the Mortgage Loans. The Purchaser shall have the right to review the Mortgage Loans and the related Mortgage Files to determine the characteristics of the Mortgage Loans which shall affect the federal income tax consequences of owning the Mortgage Loans and the Seller shall cooperate with all reasonable requests made by the Purchaser in the course of such review. It is not the intention of the parties that such conveyances be deemed a pledge thereof. However, in the event that, notwithstanding the intent of the parties, such assets are held to be the property of the Seller or if for any other reason this Agreement is held or deemed to create a security interest in either such assets, then (a) this Agreement shall be deemed to be a security agreement within the meaning of the Uniform Commercial Code of the State of New York and (b) the conveyances provided for in this Agreement shall be deemed to be an assignment and a grant by the Seller to the Purchaser of a security interest in all of the assets transferred, whether now owned or hereafter acquired. SECTION 21. Waivers.
No term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the party against whom such waiver or modification is sought to be enforced. SECTION 22. The exhibits to this integral part of this Agreement. Agreement are hereby Exhibits. and made a part hereof and are an
incorporated
SECTION 23.
General Interpretive Principles.
For purposes of this Agreement, except as otherwise expressly provided or unless the context otherwise requires: (a) the terms defined in this Agreement have the meanings assigned to them in this Agreement and include the plural as well as the singular, and the use of any gender herein shall be deemed to include the other gender; (b) accounting terms not otherwise defined herein have the meanings assigned to them
in
accordance with generally accepted accounting principles; 48
(c) references herein to Articles, Sections, Subsections, Paragraphs and other subdivisions without reference to a document are to designated Articles, Sections, Subsections, Paragraphs subdivisions of this Agreement;
and other
(d) reference to a Subsection without further reference to a Section is a reference to Subsection as contained in the same Section in which the reference appears, and this rule shall also apply to Paragraphs and other subdivisions; such (e) the words herein, words of similar import refer to this Agreement as a whole and not to any particular provision; and (f) reason of enumeration. hereof, hereunder and other
the term include or including shall mean without limitation by SECTION 24. Reproduction of Documents.
This Agreement and all documents relating thereto, including, without limitation (a) consents, waivers and modifications which may hereafter be executed, (b) documents received by any party at the closing and (c) financial statements, certificates and other information previously or hereafter furnished, may be reproduced by any photographic, photostatic, microfilm, micro-card, miniature photographic or other similar process. The parties hereto agree that any such reproduction shall be admissible in evidence as the original itself in any judicial or administrative proceeding, whether or not the original is in existence and whether or not such reproduction was made by a party hereto in the regular course of business, and that any enlargement, facsimile or further reproduction of such reproduction shall likewise be admissible in evidence. SECTION 25. Amendment. the Seller and the Servicer
This Agreement may be amended from time to time by the Purchaser, by written agreement signed by the parties hereto. SECTION 26. Confidentiality.
Each of the Purchaser, the Seller and the Servicer shall employ proper procedures and standards designed to maintain the confidential nature of the terms of this Agreement, except to the extent (a) the disclosure of which is reasonably believed by such party to be required in connection with regulatory requirements or other legal requirements relating to its affairs; (b) disclosed to any one or more of such partys employees, officers, directors, agents, attorneys or accountants who would have access to the contents of this Agreement and such data and information in the normal course of the performance of such persons duties for such party, to the extent such party has procedures in effect to inform such person of the confidential nature thereof; (c) that is disclosed in a prospectus, prospectus supplement or private placement memorandum relating to a securitization of the Mortgage Loans by the Purchaser (or an affiliate assignee thereof) or to any person in connection with the resale or proposed resale of all or a portion of the Mortgage Loans by such party in accordance with the terms of this Agreement; and (d) that is reasonably believed by such party to be necessary for the enforcement of such partys rights under this Agreement. 49 SECTION 27. Entire Agreement.
This Agreement constitutes the entire agreement and understanding relating to the subject matter hereof between the parties hereto and any prior oral or written agreements between them shall be deemed to have merged herewith. SECTION 28. Further Agreements; Securitization.
The Seller, the Servicer and the Purchaser each agree to execute and deliver to the other such reasonable and appropriate additional documents, instruments or agreements as may be necessary or appropriate to effectuate the purposes of this Agreement. The Seller and the Servicer each agree to enter into additional documents, instruments or agreements as may be necessary to effect one or more Securitizations of the Mortgage Loans. The parties also agree that the provisions of this Agreement may be altered in a manner reasonably acceptable to the Servicer if necessary to effect a Securitization (including, but not limited to, any changes required (i) to satisfy rating agency requirements or (ii) to qualify for treatment as one
or more real estate investment conduits). SECTION 29. Successors and Assigns.
This Agreement shall bind and inure to the benefit of and be enforceable by the initial Purchaser, the Seller and the Servicer, and the respective successors and assigns of the initial Purchaser, the Seller and the Servicer. The initial Purchaser and any subsequent Purchasers may assign this Agreement to any Person to whom any Mortgage Loan is transferred pursuant to a sale or financing upon prior written notice to the Servicer in accordance with the following paragraph; provided, however, that the Servicer shall not be required to service the Mortgage Loans for more than three (3) Persons for assignees of EMC Mortgage Corporation or its respective affiliates at any time and shall not recognize any assignment of this Agreement to the extent that following such assignment more than such number of Persons would be Purchasers hereunder. As used herein, the trust formed in connection with a Securitization shall be deemed to constitute a single Person. Upon any such assignment and written notice thereof to the Servicer, the Person to whom such assignment is made shall succeed to all rights and obligations of the Purchaser under this Agreement to the extent of the related Mortgage Loan or Mortgage Loans and this Agreement, to the extent of the related Mortgage Loan or Loans, shall be deemed to be a separate and distinct Agreement between the Servicer and such Purchaser, and a separate and distinct Agreement between the Servicer and each other Purchaser to the extent of the other related Mortgage Loan or Loans. At least five (5) Business Days prior to the end of the month preceding the date upon which the first remittance is to be made to an assignee of the Purchaser, the Purchaser shall provide to the Servicer written notice of any assignment setting forth: (a) the Servicers applicable Mortgage Loan identifying number for each of the Mortgage Loans affected by such assignment; (b) the aggregate scheduled transfer balance of such Mortgage Loans; and (c) the full name, address and wiring instructions of the assignee and the name and telephone number of an individual representative for such assignee, to whom the Servicer should: (i) send remittances; (ii) send any notices required by or provided for in this Agreement; and (iii) deliver any legal documents relating to the Mortgage Loans (including, but not limited to, contents of any Mortgage File obtained after the effective date of any assignment). 50 If the Purchaser has not provided the notice of assignment required by this Section 29, the Servicer shall not be required to treat any other Person as a Purchaser hereunder and may continue to treat the Purchaser which purports to assign the Agreement as the Purchaser for all purposes of this Agreement. SECTION 30. Non-Solicitation.
From and after the Closing Date, the Seller, the Servicer and any of their respective affiliates hereby agrees that it will not take any action or permit or cause any action to be taken by any of its agents or affiliates, or by any independent contractors on its behalf, to personally, by telephone or mail, solicit a Mortgagor under any Mortgage Loan for the purpose of refinancing a Mortgage Loan, in whole or in part, without the prior written consent of Purchaser. It is understood and agreed that all rights and benefits relating to the solicitation of any Mortgagors and the attendant rights, title and interest in and to the list of such Mortgagors and data relating to their Mortgages (including insurance renewal dates) shall be transferred to Purchaser pursuant hereto on the Closing Date and none of the Seller, the Servicer or any of their respective affiliates shall take any action to undermine these rights and benefits.
Notwithstanding of their respective affiliates:
the
foregoing,
it is
understood
and agreed
that the
Seller,
the
Servicer
or any
(a) may advertise its availability for handling refinancings of mortgages in its portfolio, including the promotion of terms it has available for such refinancings, through the sending of letters or promotional material, so long as it does not specifically target Mortgagors and so long as such promotional material either is sent to the mortgagors for all of the mortgages in the A-quality servicing portfolio of the Seller, the Servicer and any of their affiliates (those it owns as well as those serviced for others) or sent to all of the mortgagors who have specific types of mortgages (such as FHA, VA, conventional fixed-rate or conventional adjustable-rate (including 7/1 and 10/1 adjustable-rate mortgages)) or sent to those mortgagors whose mortgages fall within specific interest rate ranges; (b) may provide pay-off information and otherwise cooperate with individual mortgagors who contact it about prepaying their mortgages by advising them of refinancing terms and streamlined origination arrangements that are available; and
(c) may offer to of a pay-off request from the related Mortgagor.
refinance a Mortgage
Loan made within 30 days
following
receipt by it
51 Promotions undertaken by the Seller or the Servicer or by any affiliate of the Seller or the Servicer which are directed to the general public at large (including, without limitation, mass mailing based on commercially acquired mailing lists, newspaper, radio and television advertisements), shall not constitute solicitation under this Section 30. 52 IN WITNESS WHEREOF, the Purchaser, the Seller and the Servicer have caused their names to be signed hereto by their respective officers thereunto duly authorized on the date first above written.
EMC MORTGAGE CORPORATION, as Purchaser
By: __________________________________________________________________ Name: ________________________________________________________________ Title: _______________________________________________________________
BANK OF AMERICA, N.A., as Seller and as Servicer
By: __________________________________________________________________ Name: Judy V Ford Title: Vice President 53
EXHIBIT 1 (I) FORM OF SELLERS AND SERVICERS OFFICERS CERTIFICATE
I, Judy V. Ford, hereby certify that I am a duly elected Vice President of Bank of America, N.A., a national banking association (the Bank), and further certify, on behalf of the Bank as follows: 1. Attached hereto as Attachment I are a true and correct copy of the Certificate of Incorporation and by-laws of the Bank as are in full force and effect on the date hereof. No event has occurred which has affected the good standing of the Bank under the laws of the United States. 2. No proceedings looking toward liquidation, dissolution or bankruptcy of the Bank or a pursuant to which the Bank would not be the surviving entity are pending or contemplated.
merger
3. Each person who, as an officer or attorney-in-fact of the Bank, signed (a) the Loan Sale and Servicing Agreement (the Sale Agreement), dated September 20, 2001, by and between the Bank, as seller and as servicer, and EMC Mortgage Corporation, as purchaser, and (b) any other document delivered prior hereto or on the date hereof in connection with the sale and servicing of the Mortgage Loans in accordance with the Sale Agreement was, at the respective times of such signing and delivery, and is, as of the date hereof, duly elected or appointed, qualified and acting as such officer or attorney-in-fact, and the signatures of such persons appearing on such documents are their genuine signatures. Mortgage 4. All of the representations and warranties of the Bank contained in Subsections and 7.02 of the Sale Agreement were true and correct in all material respects as of the Closing Date. 7.01
5. The Bank has performed all of its duties and has satisfied all the material conditions on its part to be performed or satisfied prior to the Closing Date pursuant to the Sale Agreement. 54 All to them in the Sale Agreement. capitalized terms used herein and not otherwise defined shall have the meaning assigned
IN WITNESS WHEREOF, I have hereunto signed my name on this 20th
day of September, 2001.
BANK OF AMERICA, N.A.
By: __________________________________________________________ Name: Judy V. Ford Title: Vice President
I, Teresa G. Bowlin, an Assistant Vice President of Bank of America, N.A. , hereby certify that Judy V. Ford is a duly elected, qualified and acting Vice President of the Seller and the Servicer and that the signature appearing above is such persons genuine signature. IN WITNESS WHEREOF, I have hereunto signed my name on this 20th day of September, 2001.
BANK OF AMERICA, N.A., as Seller and as Servicer
By: __________________________________________________________ Name: Teresa G. Bowlin Title: Assistant Vice President 55
(II)
EXHIBIT 2
MORTGAGE LOAN DOCUMENTS
With respect to each Mortgage Loan, the Mortgage Loan Documents shall consist of the following: (a) the original Mortgage Note bearing all intervening endorsements, endorsed in blank and signed in the name of the Seller by an officer thereof or, if the original Mortgage Note has been lost or destroyed, a lost note affidavit substantially in the form of Exhibit 6 hereto; (b) (c) the original Assignment of Mortgage with assignees name left blank; the original of any guarantee executed in connection with the Mortgage Note;
(d) the original Mortgage with evidence of recording thereon, or if any such mortgage has not been returned from the applicable recording office or has been lost, or if such public recording office retains the original recorded mortgage, a photocopy of such mortgage certified by the Seller to be a true and complete copy of the original recorded mortgage; (e) the originals of all assumption, modification, any, with evidence of recording thereon; (f) the originals of all intervening consolidation or extension agreements, if
assignments of mortgage with evidence of recording
thereon, or if any such intervening assignment of mortgage has not been returned from the applicable recording office or has been lost or if such public recording office retains the original recorded assignments of mortgage, a photocopy of such intervening assignment of mortgage, certified by the Seller to be a true and complete copy of the original recorded intervening assignment of mortgage; (g) the original mortgagee title insurance policy including an Environmental Agency Endorsement and an adjustable-rate endorsement; (h) the original of any security agreement, in connection with the Mortgage; and (i) Protection
chattel mortgage or equivalent document executed
a copy of any applicable power of attorney. 56
(III)
EXHIBIT 3 (IV) CONTENTS OF EACH MORTGAGE FILE
With respect to each Mortgage Loan, the Mortgage File shall include each of the following items, unless otherwise disclosed to the Purchaser on the data tape, which shall be available for inspection by the Purchaser and which shall be retained by the Servicer or delivered to the Purchaser: (a) (b) (c) (d) (e) (f) (g) (h) (i) Copies of the Mortgage Loan Documents. Residential loan application. Mortgage Loan closing statement. Verification of employment and income, if required. Verification of acceptable evidence of source and amount of down payment. Credit report on Mortgagor, in a form acceptable to either Fannie Mae or Freddie Mac. Residential appraisal report. Photograph of the Mortgaged Property. Survey of the Mortgaged Property, unless a survey is not required by the title insurer.
(j) Copy of each instrument necessary to complete identification of any exception set forth in the exception schedule in the title policy, i.e., map or plat, restrictions, easements, home owner association declarations, etc. (k) (l) septic certification. (m) Copies of all required disclosure statements. If applicable, termite report, structural engineers report, water potability and
Sales Contract, if applicable.
(n) The Primary Mortgage Insurance policy or certificate of insurance or electronic notation of the existence of such policy, where required pursuant to the Agreement. 57 (o) Evidence of electronic evidence of the flood insurance policy. notation of the hazard insurance policy, and, if required by
law,
58 (V) EXHIBIT 4A (VI) (VII) MORTGAGE LOAN SCHEDULE
(3/1 YEAR ADJUSTABLE RATE LOANS) 59
(VIII)
EXHIBIT 4
EXHIBIT 5 (IX) UNDERWRITING GUIDELINES 60 (X) EXHIBIT 6 (XI) FORM OF LOST NOTE AFFIDAVIT 61
EXHIBIT 7 FORM OF OPINION OF COUNSEL 62
EXHIBIT 8 FORM OF MONTHLY REMITTANCE REPORT 63
EXHIBIT H-2 CHASE HOME SERVICING AGREEMENT (Provided Upon Request) 64 AMENDMENT NUMBER ONE to the PURCHASE, WARRANTIES AND SERVICING AGREEMENT Dated as of April 28, 2006 among EMC MORTGAGE CORPORATION, as Purchaser and CHASE HOME FINANCE LLC, as Company This AMENDMENT NUMBER ONE (this Amendment) is made and entered into this 28th day of April, 2006, by and between EMC Mortgage Corporation, a Delaware corporation, as purchaser (the Purchaser) and Chase Home Finance LLC, as company (the Company) (as successor in interest to Chase Manhattan Mortgage Corporation) in connection with the Purchase, Warranties and Servicing Agreement, dated as of September 1, 1999, between the above mentioned parties (the Agreement). This Amendment is made pursuant to Section 11.02 of the Agreement. RECITALS WHEREAS, the parties hereto have entered into the Agreement; WHEREAS, the Agreement provides that the parties thereto may enter into an amendment to the Agreement; WHEREAS, the parties hereto desire to amend the Agreement as set forth in this Amendment; and NOW, THEREFORE, in consideration of the premises and for other good and valuable receipt and sufficiency of which is hereby acknowledged, the parties hereto agree as follows: 1. Capitalized to such terms in the Agreement. terms used herein and not defined herein shall consideration, the
have the
meanings
assigned
2. Article I of the Agreement is hereby amended following definitions to Section 1.01: Commission or SEC:
effective as of the date hereof by adding the
The Securities and Exchange Commission.
65 Company: Chase Home Finance LLC.
Delinquency Recognition Policies: The generally accepted industry standard that defines the proper means of reporting delinquency status (such as MBA versus OTS methodology) and the processing standard for addressing residential mortgage loans of the same type as the Mortgage Loans at various stages throughout default (such as the Fannie Mae Guide or FHLMC Guide standards). Depositor: The depositor, as such term is defined in Regulation AB, with respect to any Securitization Transaction. Exchange Act: The Securities Exchange Act of 1934, as amended. Transaction, the master servicer, if
Master Servicer: With respect to any Securitization any, identified in the related transaction documents.
Prepayment Charge: Any prepayment premium, penalty or charge payable by a Mortgagor with any Principal Prepayment on a Mortgage Loan pursuant to the terms of the related Mortgage Note.
in
connection
Qualified Correspondent: Any Person from which the Company purchased Mortgage Loans, provided that the following conditions are satisfied: (i) such Mortgage Loans were originated pursuant to an agreement between the Company and such Person that contemplated that such Person would underwrite mortgage loans from time to time, for sale to the Company, in accordance with underwriting guidelines designated by the Company (Designated Guidelines) or guidelines that do not vary materially from such Designated Guidelines; (ii) such Mortgage Loans were in fact underwritten as described in clause (i) above and were acquired by the Company within 180 days after origination; (iii) either (x) the Designated Guidelines were, at the time such Mortgage Loans were originated, used by the Company in origination of mortgage loans of the same type as the Mortgage Loans for the Companys own account or (y) the Designated Guidelines were, at the time such Mortgage Loans were underwritten, designated by the Company on a consistent basis for use by lenders in originating mortgage loans to be purchased by the Company; and (iv) the Company employed, at the time such Mortgage Loans were acquired by the Company, pre-purchase or post-purchase quality assurance procedures (which may involve, among other things, review of a sample of mortgage loans purchased during a particular time period or through particular channels) designed to ensure that Persons from which it purchased mortgage loans properly applied the underwriting criteria designated by the Company. Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time. 66 Securities Act: The Securities Act of 1933, as amended.
Securitization Transaction: Any transaction involving either (1) a sale or other transfer of some or all of the Mortgage Loans directly or indirectly to an issuing entity in connection with an issuance of publicly offered or privately placed, rated or unrated mortgage-backed securities or (2) an issuance of publicly offered or privately placed, rated or unrated securities, the payments on which are determined primarily by reference to one or more portfolios of residential mortgage loans consisting, in whole or in part, of some or all of the Mortgage Loans. Servicing Criteria: As of any date of determination, Item 1122(d) of Regulation AB as such may be amended from time to time. the servicing criteria set forth in
Static Pool Information: Static pool information as described in Item 1105(a)(1)-(3) and 1105(c) of Regulation AB. Subcontractor: Any vendor, subcontractor or other Person that is not responsible for the overall servicing (as servicing is commonly understood by participants in the mortgage-backed securities market) of Mortgage Loans but performs one or more discrete functions identified in Item 1122(d) of Regulation AB with respect to Mortgage Loans as determined by and under the direction or authority of the Company or a Subservicer. Third-Party Originator: Loans acquired by the Company. Each Person, other than a Qualified Correspondent, that originated Mortgage
3. Article I of the Agreement is hereby amended effective as of the date in its entirety the definition of Business Day in Section 1.01 and replacing it with the following:
hereof by deleting
Business Day: Any day other than: (i) a Saturday or Sunday, or (ii) a legal holiday in the States of New York, Maryland or Minnesota, or (iii) a day on which banks in the States of New York, Maryland or Minnesota are authorized or obligated by law or executive order to be closed.
4. Article I of the Agreement is hereby amended effective as of the date in its entirety the definition of Subservicer in Section 1.01 and replacing it with the following:
hereof by deleting
Subservicer: Any Person that services Mortgage Loans on behalf of the Company or any Subservicer and is responsible for the performance (whether directly or through Subservicers or Subcontractors) of a substantial portion of the material servicing functions required to be performed by the Company under this Agreement or any Reconstitution Agreement that are identified in Item 1122(d) of Regulation AB. 5. Article I of the Agreement is hereby amended effective as of the date in its entirety the definition of Principal Prepayment in Section 1.01 and replacing it with the following: 67 Principal Prepayment: Any payment or other recovery of principal on a Mortgage Loan full or partial which is received in advance of its scheduled Due Date, including any Prepayment Charge and which is not accompanied by an amount of interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment. 6. Article III of the Section 3.01(n) as follows (new text underlined): Agreement is hereby amended effective as of the date hereof by revising hereof by deleting
(n) CMB has delivered to the Purchaser financial statements of its parent, for its last two complete fiscal years. All such financial information fairly presents the pertinent results of operations and financial position for the period identified and has been prepared in accordance with generally accepted accounting principles consistently applied throughout the periods involved, except as set forth in the notes thereto. There has been no change in the servicing policies and procedures, business, operations, financial condition, properties or assets of the Company since the date of the Companys financial information that would have a material adverse effect on its ability to perform its obligations under this Agreement; 7. Article III of the following new Section 3.01(q): Agreement is hereby amended effective as of the date hereof by adding the
(q) In connection with any Securitization Transaction, the Company shall be deemed to represent to the Purchaser and to any Depositor, as of the date on which information is first provided to the Purchaser, any Master Servicer or any Depositor under Section 11.18 that, except as disclosed in writing to the Purchaser or such Depositor prior to such date: (i) the Company is not aware and has not received notice that any default, early amortization or other performance triggering event has occurred as to any other securitization due to any act or failure to act of the Company; (ii) the Company has not been terminated as servicer in a residential mortgage loan securitization, either due to a servicing default or to application of a servicing performance test or trigger; (iii) no material noncompliance with the applicable servicing criteria with respect to other securitizations of residential mortgage loans involving the Company as servicer has been disclosed or reported by the Company; (iv) no material changes to the Companys policies or procedures with respect to the servicing function it will perform under this Agreement and any Reconstitution Agreement for mortgage loans of a type similar to the Mortgage Loans have occurred during the three-year period immediately preceding the related Securitization Transaction; (v) there are no aspects of the Companys financial condition that could have a material adverse effect on the performance by the Company of its servicing obligations under this Agreement or any Reconstitution Agreement; (vi) there are no material legal or governmental proceedings pending (or known to be contemplated) against the Company or any Subservicer; and (vii) there are no affiliations, relationships or transactions relating to the Company or any Subservicer with respect to any Securitization Transaction and any party thereto identified by the related Depositor of a type described in Item 1119 of Regulation AB. 8. Article III of the following new Section 3.01(r): Agreement is hereby amended effective as of the date hereof by adding the
68 (r) If so requested by the Purchaser or any Depositor on any date following the date on which information is first provided to the Purchaser or any Depositor under Section 11.18, the Company shall, using best efforts within five Business Days following such request, but in no event later than seven Business Days following such request, confirm in writing the accuracy of the representations and warranties set forth in Section 3.01(q) or, if any such representation and warranty is not accurate as of the date of such request, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party. 9. Article III of the following new Section 3.02(zz): Agreement is hereby amended effective as of the date hereof by adding the
With respect to each Mortgage Loan, information regarding the borrower credit files related to such Mortgage Loan has been furnished to credit reporting agencies in compliance with the provisions of the Fair Credit Reporting Act
and the applicable implementing regulations. 10. Article IV of the paragraph after the first sentence of Section 4.01: Agreement is hereby amended effective as of the date hereof by adding this
In addition, the Company shall furnish information regarding the borrower credit files related to such Mortgage Loan to credit reporting agencies in compliance with the provisions of the Fair Credit Reporting Act and the applicable implementing regulations. 11. Article IV of the Agreement is hereby following at the end of Section 4.02: amended effective as of the date hereof by adding the
The Company shall not waive any Prepayment Charge unless: (i) the enforceability thereof shall have been limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors rights generally, (ii) the enforcement thereof is illegal, or any local, state or federal agency has threatened legal action if the prepayment penalty is enforced, (iii) the mortgage debt has been accelerated in connection with a foreclosure or other involuntary payment or (iv) such waiver is standard and customary in servicing similar Mortgage Loans and relates to a default or a reasonably foreseeable default and would, in the reasonable judgment of the Company, maximize recovery of total proceeds taking into account the value of such Prepayment Charge and the related Mortgage Loan. If a Prepayment Charge is waived, but does not meet the standards described above, then the Company is required to pay the amount of such waived Prepayment Charge by remitting such amount to the Purchaser by the Remittance Date. 12. Article IV of the Agreement is hereby amended first paragraph of Section 4.03 by adding the following after the first sentence: Policies. 69 13. Article IV of the Agreement is hereby amended effective as of the date hereof by deleting the first sentence of the second paragraph of Section 4.03 and replacing it with the following: In the event that a Mortgage Loan becomes part of a REMIC, and becomes REO Property, such property shall be disposed of by Company, with the consent of Purchaser as required pursuant to this Agreement, before the close of the third taxable year following the taxable year in which the Mortgage Loan became an REO Property, unless Company provides to the trustee under such REMIC an opinion of counsel to the effect that the holding of such REO Property subsequent to the close of the third taxable year following the taxable year in which the Mortgage Loan became an REO Property, will not result in the imposition of taxes on "prohibited transactions" as defined in Section 860F of the Code, or cause the transaction to fail to qualify as a REMIC at any time that certificates are outstanding. 14. Article IV of the Agreement is hereby following to item (iii) of Section 4.05 (new text underlined): amended effective as of the date hereof by adding the effective as of the date hereof by revising the
In determining the delinquency status of any Mortgage Loan, the Company will use Delinquency Recognition
(iii) to reimburse itself for unreimbursed or non-recoverable Monthly Advances and Servicing Advances and any unpaid Servicing Fees, the Servicer's right to reimburse itself pursuant to this subclause (iii) with respect to any Mortgage Loan being limited to related proceeds from Liquidation Proceeds, Condemnation Proceeds and Insurance Proceeds in accordance with the relevant provisions of the FNMA Guides or as otherwise set forth in this Agreement, it being understood that for those Mortgage Loans in foreclosure, Servicer shall recover for Servicing Advances and Servicing Fees through the completion of foreclosure and disposition of the REO Property; such recovery shall be made upon liquidation of the REO Property; 15. Article V of the Agreement Section 5.02 in its entirety and replacing it with the following: Section 5.02 is hereby amended effective as of the date hereof by deleting
Statements to the Purchaser.
The Company shall furnish to Purchaser an individual loan accounting report, as of the last Business Day of each month, in the Company's assigned loan number order to document Mortgage Loan payment activity on an individual Mortgage Loan basis. With respect to each month, the corresponding individual loan accounting report shall be received by the Purchaser no later than the fifth Business Day of the following month on a disk or tape or other computer-readable format in such format as may be mutually agreed upon by both Purchaser and Company, and no later than the fifth Business Day of the following month in hard copy, and shall contain the following: (i) with respect to each Mortgage Loan and each Monthly Payment, the amount of such remittance allocable to principal (including a separate breakdown of any Principal Prepayment, including the date of such prepayment, and any prepayment penalties or premiums, along with a detailed report of interest on principal prepayment amounts remitted in accordance with Section 4.04);
70 (ii) with respect to each Mortgage Loan and each Monthly Payment, the amount of such remittance allocable to interest; (iii) with respect to each Mortgage Company during the prior distribution period; Loan, the amount of servicing compensation received by the
(iv) the Stated Principal Balance of each Mortgage Loan and the aggregate Stated Principal all Mortgage Loans as of the first day of the distribution period and the last day of the distribution period; (v) with respect to each Mortgage Loan, the current Mortgage Interest Rate;
Balance of
(vi) with respect to each Mortgage Loan, the aggregate amount of any Insurance Condemnation Proceeds, Liquidation Proceeds and REO Disposition Proceeds received during the prior distribution period; (vii) with respect to each Mortgage Loan, the amount of any paid by the Company in accordance with Section 4.04 during the prior distribution period; (viii) Prepayment Interest
Proceeds,
Shortfalls
the beginning and ending balances of the Custodial Account and Escrow Account; Mortgage Loans as of the first day of the distribution period and the last day
(ix) the number of of the distribution period;
(x) with respect to each Mortgage Loan, the Stated Principal Balance of each Mortgage Loan (a) delinquent as grouped in the following intervals through final liquidation of such Mortgage Loan: 30 to 59 days, 60 to 89 days, 90 days or more; (b) as to which foreclosure has commenced; and (c) as to which REO Property has been acquired; (xi) with respect to each liquidation of such Mortgage Loan; Mortgage Loan, the amount and severity of any realized loss following
(xii) with respect to each Mortgage Loan, and in the aggregate for all Mortgage Loans, any Monthly Advances made by the Company during the prior distribution period; (xiii) with respect to each Mortgage Loan, a description of any Servicing with respect to such Mortgage Loan including the amount, terms and general purpose of such Servicing amount of Servicing Advances for all Mortgage Loans during the prior distribution period;
the amount of
Advances made by the Company Advances, and the aggregate
(xiv) with respect to each Mortgage Loan, a description of any Nonrecoverable Advances made by the Company with respect to such Mortgage Loan including the amount, terms and general purpose of such Nonrecoverable Advances, and the aggregate amount of Nonrecoverable Advances for all Mortgage Loans during the prior distribution period; 71 (xv) with respect to each Mortgage Loan, a description of any Monthly Advances, Servicing Advances and Nonrecoverable Advances reimbursed to the Company with respect to such Mortgage Loan during the prior distribution period pursuant to Section 4.05, and the source of funds for such reimbursement, and the aggregate amount of any Monthly Advances, Servicing Advances and Nonrecoverable Advances reimbursed to the Company for all Mortgage Loans during the prior distribution period pursuant to Section 4.05; (xvi) with respect to any Mortgage Loan, a description of any material modifications, extensions or waivers to the terms, fees, penalties or payments of such Mortgage Loan during the prior distribution period or that have cumulatively become material over time; (xvii) a description of any material breach of a representation or warranty set forth in Section 3.01 or Section 3.02 herein or of any other breach of a covenant or condition contained herein and the status of any resolution of such breach; (xviii) with respect to each Mortgage Loan, the Stated Principal Balance of any substitute Mortgage Loan provided by the Company and the Stated Principal Balance of any Mortgage Loan that has been replaced by a substitute Mortgage Loan in accordance with Section 3.03 herein; (xix) with respect to each Mortgage Loan, the Stated been repurchased by the Company in accordance with Section 3.03 herein. Principal Balance of any Mortgage Loan that has
In addition, the Company shall provide to the Purchaser such other information known or available to the Company that is necessary in order to provide the distribution and pool performance information as required under Item 1121 of Regulation AB, as amended from time to time, as determined by the Purchaser in its sole discretion. The Company shall also provide a monthly report, in the form of Exhibit H hereto, or such other form as is mutually acceptable to the Company, the Purchaser and any Master Servicer, Exhibit I with respect to defaulted mortgage loans and Exhibit J, with respect to realized losses and gains, with each such report.
The Company shall prepare and file any and all information statements or other filings required to be delivered to any governmental taxing authority or to Purchaser pursuant to any applicable law with respect to the Mortgage Loans and the transactions contemplated hereby. In addition, the Company shall provide Purchaser with such information concerning the Mortgage Loans as is necessary for Purchaser to prepare its federal income tax return as Purchaser may reasonably request from time to time. In addition, not more than sixty (60) days after the end of each calendar year, the Company shall furnish to each Person who was a Purchaser at any time during such calendar year an annual statement in accordance with the requirements applicable federal income tax law as to the aggregate of remittances for the applicable portion of such year. 72 16. Article V of the Agreement is hereby first paragraph of Section 5.03 and replacing it with the following: amended effective as of the date hereof by deleting the
of
Not later than the close of business on the Business Day preceding each Remittance Date, the Servicer shall deposit in the Custodial Account an amount equal to all Monthly Payments not previously advanced by the Servicer, whether or not deferred pursuant to Section 4.01, of principal (due after the Cut-off Date) and interest not allocable to the period prior to the Cut-off Date, adjusted to the Mortgage Loan Remittance Rate, which were due on a Mortgage Loan and delinquent at the close of business on the related Determination Date. 17. Article VI of the Agreement Section 6.04 in its entirety and replacing it with the following: Section 6.04 is hereby amended effective as of the date hereof by deleting
Annual Statement as to Compliance.
The Company will deliver to the Purchaser and any Master Servicer, not later than March 1 of each calendar year beginning in 2007, an officers certificate reasonably acceptable to the Purchaser and each Master Servicer (an Annual Statement of Compliance) stating, as to each signatory thereof, that (i) a review of the activities of the Company during the preceding calendar year and of performance under this Agreement or other applicable servicing agreement has been made under such officers supervision and (ii) to the best of such officers knowledge, based on such review, the Company has fulfilled all of its obligations under this Agreement or other applicable servicing agreement in all material respects throughout such year, or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status of cure provisions thereof. Such Annual Statement of Compliance shall contain no restrictions or limitations on its use with respect to any filings made in connection with a Securitization Transaction. Copies of such statement shall be provided by the Company to the Purchaser upon request and by the Purchaser upon request to any Person identified as a prospective purchaser of the Mortgage Loans. In the event that the Company has delegated any servicing responsibilities with respect to the Mortgage Loans to a Subservicer, the Company shall deliver an Annual Statement of Compliance of the Subservicer as described above as to each Subservicer as and when required with respect to the Company. 18. Article VI of the Agreement Section 6.05 in its entirety and replacing it with the following: Section 6.05 [Reserved] Agreement is hereby amended effective as of the date hereof by adding the is hereby amended effective as of the date hereof by deleting
19. Article VI of the following new Section 6.07: Section 6.07 (a)
Assessment of Compliance with Servicing Criteria.
On or before March 1 of each calendar year, commencing in 2007, the Company shall: 73
(i) deliver to the Purchaser, any Master Servicer and any Depositor a report mutually satisfactory to the Company, the Purchaser, any Master Servicer and any Depositor regarding the Companys assessment of compliance with the Servicing Criteria during the immediately preceding calendar year, as required under Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB. Such report shall be addressed to the Purchaser, any Master Servicer and such Depositor and signed by an authorized officer of the Company, and shall address each of the Servicing Criteria specified on a certification in the form of Exhibit O hereto delivered to the Purchaser concurrently with the execution of this Agreement. For purposes of clarification, the parties hereto acknowledge that with respect to the Securitization Transaction closing April 28, 2006 Ref: Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates, Series 2006-3, the Company is not the custodian of the Mortgage Files and the Mortgage Files are being held by Wells Fargo Bank, N.A., as custodian; (ii) deliver to the Purchaser, any Master Servicer and any Depositor a report of a registered public accounting firm that attests to, and reports on, the assessment of compliance made by the Company and delivered pursuant to the
preceding paragraph. Such attestation shall be in accordance with Rules 1-02(a)(3) and 2-02(g) of Regulation S-X under the Securities Act and the Exchange Act; (iii) cause each Subservicer, and each Subcontractor determined by the Company pursuant to Section 11.20(b)(ii) to be participating in the servicing function within the meaning of Item 1122 of Regulation AB, to deliver to the Purchaser, any Master Servicer and any Depositor an assessment of compliance, accountants attestation and a Sarbanes Certification (as defined below) as and when provided in paragraphs (a) and (b) of this Section; and (iv) deliver to the Purchaser, any Master Servicer, any Depositor and any other Person that will be responsible for signing the certification (a Sarbanes Certification) required by Rules 13a-14(d) and 15d-14(d) under the Exchange Act (pursuant to Section 302 of the Sarbanes-Oxley Act of 2002) on behalf of an asset-backed issuer with respect to a Securitization Transaction a back-up certification signed by the appropriate officer of the Company in the form attached hereto as Exhibit L. The Company acknowledges that the parties identified in clause (a)(iv) above may rely on the certification provided by the Company pursuant to such clause in signing a Sarbanes Certification and filing such with the Commission. Neither the Purchaser nor any Depositor will request delivery of a certification under clause (a)(iv) above unless a Depositor is required under the Exchange Act to file an annual report on Form 10-K with respect to an issuing entity whose asset pool includes Mortgage Loans. (b) Each assessment of compliance provided by a Subservicer pursuant to Section 6.07 shall address each of the Servicing Criteria specified on a certification in the form of Exhibit O hereto or, in the case of a Subservicer subsequently appointed as such, delivered to the Purchaser on or prior to the date of such appointment. An assessment of compliance provided by a Subcontractor pursuant to Section 6.07(a) need not address any elements of the Servicing Criteria other than those specified by the Company pursuant to Section 11.20(a). 74 (c) It is acknowledged and agreed that each Master Servicer and the party certifying the Sarbanes Certification shall be an express third party beneficiary of the provisions of this Section 6.04, and shall be entitled independently to enforce the provisions of this Section 6.04 with respect to any obligations owed to such entity as if it were a direct party to this Agreement. 20. Article VI of the following new Section 6.08: Section 6.08 Agreement is hereby amended effective as of the date hereof by adding the
Intent of the Parties; Reasonableness.
The Purchaser and the Company acknowledge and agree that the purpose of Sections 3.01(q), 3.01(r), 5.02, 6.04, 6.07, 11.18, 11.19, 11.20 and 11.21 of this Agreement is to facilitate compliance by the Purchaser and any Depositor with the provisions of Regulation AB and related rules and regulations of the Commission. None of the Purchaser, any Master Servicer or any Depositor shall exercise its right to request (if any request is required) delivery of information or other performance under these provisions other than in good faith, or for purposes other than compliance with the Securities Act, the Exchange Act and the rules and regulations of the Commission thereunder. The Company acknowledges that interpretations of the requirements of Regulation AB may change over time, whether due to interpretive guidance provided by the Commission or its staff, consensus among participants in the asset-backed securities markets, advice of counsel, or otherwise, and agrees to comply with requests made by the Purchaser or any Depositor in good faith for delivery of information under these provisions on the basis of evolving interpretations of Regulation AB. In connection with any Securitization Transaction, the Company agrees to cooperate fully with the Purchaser to deliver to the Purchaser (including any of its assignees or designees) and any Depositor, any and all statements, reports, certifications, records and any other information necessary in the good faith determination of the Company and the Purchaser or any Depositor to permit the Purchaser or such Depositor to comply with the provisions of Regulation AB, together with such disclosures relating to the Company, any Subservicer, any Third-Party Originator and the Mortgage Loans, or the servicing of the Mortgage Loans, reasonably believed by the Company and the Purchaser or any Depositor to be necessary in order to effect such compliance. Neither the Purchaser nor any Depositor shall exercise its right to request delivery of information or other performance under these provisions other than in good faith, or for purposes other than compliance with the Securities Act, the Exchange Act and the rules and regulations of the Commission thereunder (or the provision in a private offering of disclosure comparable to that required under the Securities Act). The Company acknowledges that interpretations of the requirements of Regulation AB may change over time, whether due to interpretive guidance provided by the Commission or its staff, consensus among participants in the asset-backed securities markets, advice of counsel, or otherwise, and agrees to comply with requests made by the Purchaser or any Depositor in good faith for delivery of information under these provisions on the basis of evolving interpretations of Regulation AB. In connection with any Securitization Transaction, the Company agrees to cooperate with the Purchaser to deliver to the Purchaser (including any of its assignees or designees), any Master Servicer and any Depositor, any statements, reports, certifications,
records and any other information necessary in the good faith determination of the Company, the Purchaser, any Master Servicer or any Depositor to permit the Purchaser, any Master Servicer or such Depositor to comply with the provisions of Regulation AB, together with such disclosures relating to the Company, any Subservicer, any Third-Party Originator and the Mortgage Loans, or the servicing of the Mortgage Loans, reasonably believed by the Company, the Purchaser, any Master Servicer or any Depositor to be necessary in order to effect such compliance. 75 The Purchaser (including any of its assignees or designees) shall cooperate with the Company by providing timely notice of requests for information under these provisions and by reasonably limiting such requests to information required, in the Purchasers reasonable judgment, to comply with Regulation AB. The parties hereto acknowledge and agree that, in connection with a Securitization Transaction, (i) no party shall file with the Commission any report contemplated by Item 1122 of Regulation AB with respect to the Seller, the Servicer, any Subservicer or any Subcontractor if such entitys activities relate to five percent (5%) or less of the asset pool of such Securitization Transaction, and (ii) no party shall file with the Commission any servicer compliance statement contemplated by Item 1123 of Regulation AB with respect to the Seller, the Servicer, any Subservicer or any Subcontractor if such entitys activities relate to less than ten percent (10%) of the asset pool of such Securitization Transaction. 21. Article IX of the Agreement is hereby amended effective as of the date hereof by deleting the first sentence of the last paragraph of Section 9.01 and replacing it with the following (new text underlined): Then, and in each and every such case, so long as an Event of Default shall not have been remedied, the Purchaser, by notice in writing to the Servicer (except as otherwise stated herein, in which case, automatically and without notice) may, in addition to whatever rights the Purchaser may have under Sections 3.03 and 8.01 and at law or equity or to damages, including injunctive relief and specific performance, terminate all the rights and obligations of the Servicer (and if the Servicer is servicing any of the Mortgage Loans in a Securitization Transaction, appoint a successor servicer reasonably acceptable to any Master Servicer for such Securitization Transaction) under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Servicer for the same. 22. Article IX of the Agreement is hereby following at the end of the last paragraph of Section 9.01: amended effective as of the date hereof by adding the
The Company shall promptly reimburse the Purchaser (or any designee of the Purchaser, such as a master servicer) and any Depositor, as applicable, for all reasonable expenses incurred by the Purchaser (or such designee) or such Depositor, as such are incurred, in connection with the termination of the Company as servicer and the transfer of servicing of the Mortgage Loans to a successor servicer. The provisions of this paragraph shall not limit whatever rights the Purchaser or any Depositor may have under other provisions of this Agreement and/or any applicable Reconstitution Agreement or otherwise, whether in equity or at law, such as an action for damages, specific performance or injunctive relief. 23. Article X of the Agreement is hereby amended 10.02 and replacing it with the following: effective as of the date hereof by deleting Section
76 Section 10.02. Reserved. Agreement is hereby amended effective as of the date hereof by restating
24. Article XI of the Section 11.18 in its entirety as follows: Section 11.18. The Company the related Closing Date, on one or more effect a sale (each, "Reconstitution") of (a) Transfer"); or (b) Transactions.
Cooperation of Company with a Reconstitution. agree that with respect to some or all of the Mortgage Loans, on or after
and the Purchaser
dates (each a "Reconstitution Date") at the Purchaser's sole option, the Purchaser may a some or all of the Mortgage Loans then subject to this Agreement, without recourse, to:
one or more third party purchasers in one or more in whole loan transfers (each, a "Whole Loan one or more trusts or other entities to be formed as part of one or more Securitization there be more than three (3) persons at any given time having the
However, in no event shall status of Purchaser hereunder.
The Company agrees to execute in connection with any agreements among the Purchaser, the Company, and any servicer in connection with a Whole Loan Transfer, an Assignment, Assumption and Recognition Agreement substantially in the form of Exhibit D hereto, or, at Purchasers request, a seller's warranties and servicing agreement or a participation and servicing agreement or similar agreement in form and substance reasonably acceptable to the parties, and in connection with a
Securitization Transaction, a pooling and servicing agreement in form and substance reasonably acceptable to the parties, (collectively the agreements referred to herein are designated, the Reconstitution Agreements). It is understood that any such Reconstitution Agreements will not contain any greater obligations on the part of Company than are contained in this Agreement. Notwithstanding anything to the contrary in this Section 11.18, the Company agrees that it is required to perform the obligations described in Exhibit K hereto. With respect to each Whole Loan Transfer and each Securitization Transaction entered into by the Purchaser, the Company agrees (1) to cooperate fully with the Purchaser and any prospective purchaser with respect to all reasonable requests and due diligence procedures; (2) to execute, deliver and perform all Reconstitution Agreements required by the Purchaser; (3) to restate the representations and warranties set forth in Section 3.01 as of the settlement or closing date in connection with such Reconstitution (each, a "Reconstitution Date"). 25. Article XI of the following new section 11.19: Section 11.19. Agreement is hereby amended effective as of the date hereof by adding the
Information to be Provided by the Company 77
In connection with any Securitization Transaction, the Company shall (i) using its best efforts, within five Business Days following request by the Purchaser or any Depositor, but in no event later than seven Business Days following such request, provide to the Purchaser and such Depositor (or, as applicable, cause each Third-Party Originator and each Subservicer to provide), the information and materials specified in paragraphs (a), (b), (c) and (f) of this Section, and (ii) as promptly as practicable following notice to or discovery by the Company, provide to the Purchaser and any Depositor the information specified in paragraph (d) of this Section. (a) In connection with any Securitization Transaction, if so requested by the Purchaser or any Depositor and agreed to by the Company, the Company shall provide such information regarding (i) the Company, as originator of the Mortgage Loans (including as an acquirer of Mortgage Loans from a Qualified Correspondent), or (ii) each Third-Party Originator, and (iii) as applicable, each Subservicer, as reasonably determined by the Purchaser and any Depositor to be required for the purpose of compliance with Items 1103(a)(1), 1105, 1110, 1117 and 1119 of Regulation AB. Such information shall include, at a minimum: (A) the originators form of organization;
(B) a description of the originators origination program and how long the originator has been engaged in originating residential mortgage loans, which description shall include a discussion of the originators experience in originating mortgage loans of a similar type as the Mortgage Loans; information regarding the size and composition of the originators origination portfolio; and information that may be material, in the good faith judgment of the Purchaser or any Depositor, to an analysis of the performance of the Mortgage Loans, including the originators credit-granting or underwriting criteria for mortgage loans of similar type(s) as the Mortgage Loans and such other information as the Purchaser or any Depositor may reasonably request and agreed to by the Company and reasonably determined by the Purchaser and any Depositor to be required for the purpose of compliance with Item 1110(b)(2) of Regulation AB; (C) a description of any material legal or governmental contemplated) against the Company, each Third-Party Originator and each Subservicer; and proceedings pending (or known to be
(D) a description of any affiliation or relationship between the Company, each Third-Party Originator, each Subservicer and any of the following parties to a Securitization Transaction, as such parties are identified to the Company by the Purchaser or any Depositor in writing in advance of such Securitization Transaction: (1) (2) (3) (4) (5) (6) (7) (8) (9) the the the any any any any any any sponsor; depositor; issuing entity; servicer; trustee; originator; significant obligor; enhancement or support provider; and other material transaction party. 78 (b) In connection with any Securitization Transaction, if so requested by the Purchaser or any Depositor, the Company shall provide (or, as applicable, cause each Third-Party Originator to provide) Static Pool Information with respect to the mortgage loans (of a similar type as the Mortgage Loans, as reasonably identified by the Purchaser as provided below) originated by (i) the Company, if the Company is an originator of Mortgage Loans (including as an acquirer of Mortgage Loans from a Qualified Correspondent), and/or (ii) each Third-Party Originator. Such Static Pool Information shall be prepared by the Company (or Third-Party Originator) on the basis of its reasonable, good faith interpretation of the requirements of Item
1105(a)(1)-(3) and (c) of Regulation AB. To the extent that there is reasonably available to the Company (or Third-Party Originator) Static Pool Information with respect to more than one mortgage loan type, the Purchaser or any Depositor shall be entitled to specify whether some or all of such information shall be provided pursuant to this paragraph. The content of such Static Pool Information may be in the form customarily provided by the Company, and need not be customized for the Purchaser or any Depositor. Such Static Pool Information for each vintage origination year or prior securitized pool, as applicable, shall be presented in increments no less frequently than quarterly over the life of the mortgage loans included in the vintage origination year or prior securitized pool. The most recent periodic increment must be as of a date no later than 135 days prior to the date of the prospectus or other offering document in which the Static Pool Information is to be included or incorporated by reference. The Static Pool Information shall be provided in an electronic format that provides a permanent record of the information provided, such as a portable document format (pdf) file, or other such electronic format reasonably required by the Purchaser or the Depositor, as applicable. Promptly following notice or discovery of a material error in Static Pool Information provided pursuant to the immediately preceding paragraph (including an omission to include therein information required to be provided pursuant to such paragraph), the Company shall provide corrected Static Pool Information to the Purchaser or any Depositor, as applicable, in the same format in which Static Pool Information was previously provided to such party by the Company. In connection with any Securitization Transaction, if so requested by the Purchaser or any Depositor, the Company shall provide (or, as applicable, cause each Third-Party Originator to provide), at the expense of the requesting party (to the extent of any additional incremental expense associated with delivery pursuant to this Agreement), such agreed-upon procedures letters of certified public accountants reasonably acceptable to the Purchaser or Depositor, as applicable, pertaining to Static Pool Information relating to prior securitized pools for securitizations closed on or after January 1, 2006 or, in the case of Static Pool Information with respect to the Companys or Third-Party Originators originations or purchases, to calendar months commencing January 1, 2006, as the Purchaser or such Depositor shall reasonably request. Such letters shall be addressed to and be for the benefit of such parties as the Purchaser or such Depositor shall designate, which may include, by way of example, any Sponsor, any Depositor and any broker dealer acting as underwriter, placement agent or initial purchaser with respect to a Securitization Transaction. Any such statement or letter may take the form of a standard, generally applicable document accompanied by a reliance letter authorizing reliance by the addressees designated by the Purchaser or such Depositor. 79 (c) If so requested by the Purchaser or any Depositor, the Company shall provide such information regarding the Company, as servicer of the Mortgage Loans, and each Subservicer (each of the Company and each Subservicer, for purposes of this paragraph, a Servicer), as is reasonably requested for the purpose of compliance with Item 1108 of Regulation AB. Such information shall include, at a minimum: (A) the Servicers form of organization;
(B) a description of how long the Servicer has been servicing residential mortgage loans; a general discussion of the Servicers experience in servicing assets of any type as well as a more detailed discussion of the Servicers experience in, and procedures for, the servicing function it will perform under this Agreement and any Reconstitution Agreements; information regarding the size, composition and growth of the Servicers portfolio of residential mortgage loans of a type similar to the Mortgage Loans and information on factors related to the Servicer that may be material, in the good faith judgment of the Purchaser or any Depositor, to any analysis of the servicing of the Mortgage Loans or the related asset-backed securities, as applicable, including, without limitation: (1) whether any prior Mortgage Loans performance related involving the Servicer have defaulted or experienced an early triggering event because of servicing Securitization Transaction; (2) applicable servicing criteria with respect to other involving the Servicer as a servicer during the three-year period immediately preceding the related Securitization Transaction; (4) whether the Servicer has been loan securitization, either due to a servicing default or to application of a servicing performance test or trigger; and (5) such other request for the purpose of compliance with Item 1108(b)(2) of Regulation AB; information as the Purchaser or any Depositor may reasonably terminated as servicer in a residential mortgage securitizations of residential mortgage loans the extent of outsourcing the Servicer utilizes; there has been previous disclosure of material noncompliance with the during the three-year period immediately preceding the amortization or other securitizations of mortgage loans of a type similar to the
(3) whether
(C) a description of any material changes during the three-year period immediately preceding the related Securitization Transaction to the Servicers policies or procedures with respect to the servicing function it will perform under this Agreement and any Reconstitution Agreements for mortgage loans of a type similar to the Mortgage Loans; 80 (D) information regarding the Servicers financial condition, to the extent that there is a material risk that an adverse financial event or circumstance involving the Servicer could have a material adverse effect on the performance by the Company of its servicing obligations under this Agreement or any Reconstitution Agreement; (E) information regarding advances made by the Servicer on the Mortgage Loans and the Servicers overall servicing portfolio of residential mortgage loans for the three-year period immediately preceding the related Securitization Transaction, which may be limited to a statement by an authorized officer of the Servicer to the effect that the Servicer has made all advances required to be made on residential mortgage loans serviced by it during such period, or, if such statement would not be accurate, information regarding the percentage and type of advances not made as required, and the reasons for such failure to advance; (F) a description of the Servicers processes and procedures unique factors involved in servicing loans of a similar type as the Mortgage Loans; designed to address any special or
(G) a description of the Servicers processes for handling delinquencies, losses, and recoveries, such as through liquidation of mortgaged properties, sale of defaulted mortgage loans or workouts; and
bankruptcies
(H) information as to how the Servicer defines or determines delinquencies and charge-offs, including the effect of any grace period, re-aging, restructuring, partial payments considered current or other practices with respect to delinquency and loss experience. (d) In connection with any Securitization Transaction, the Company shall (or shall cause each Subservicer and Third-Party Originator to) (i) immediately notify the Purchaser, any Master Servicer and any Depositor in writing of (A) any material litigation or governmental proceedings pending against the Company, any Subservicer or any Third-Party Originator, (B) any affiliations or relationships that develop following the closing date of a Securitization Transaction between the Company, any Subservicer or any Third-Party Originator and any of the parties to the Securitization Transaction (and any other parties identified in writing by the requesting party) with respect to such Securitization Transaction, (C) any Event of Default under the terms of this Agreement or any Reconstitution Agreement, (D) any merger, consolidation or sale of substantially all of the assets of the Company, and (E) the Companys entry into an agreement with a Subservicer (which Subservicer is determined by the Company to be participating in the servicing function within the meaning of item 1122 of Regulation AB) to perform or assist in the performance of any of the Companys obligations under this Agreement or any Reconstitution Agreement and (ii) provide to the Purchaser and any Depositor a description of such proceedings, affiliations or relationships. Each such notice/update should be sent to EMC by e-mail to all notifications pursuant to this Section 11.19(d)(i)(A), should be sent to: regABnotifications@bear.com. Additionally,
81 EMC Mortgage Corporation Two Mac Arthur Ridge 909 Hidden Ridge Drive, Suite 200 Irving, TX 75038 Attention: Associate General Counsel for Loan Administration Facsimile: (972) 831-2555 With copies to: Bear, Stearns & Co. Inc. 383 Madison Avenue, 3rd Floor New, York, NY 10179 Attention: Global Credit Administration Facsimile: (212) 272-6564 EMC Mortgage Corporation 2780 Lake Vista Drive Lewisville, TX 75067-3884 Attention: Conduit Seller Approval Dept. Facsimile: (214) 626-3751 Email: sellerapproval@bear.com Notifications pursuant to Section 11.19(d), other than those pursuant to Section 11.19(d)(i)(A), should be sent to: EMC Mortgage Corporation 2780 Lake Vista Drive Lewisville, TX 75067-3884 Attention: Conduit Seller Approval Dept. Facsimile: (214) 626-3751 Email: sellerapproval@bear.com With a copy to:
Bear, Stearns & Co. Inc. 383 Madison Avenue, 3rd Floor New, York, NY 10179 Attention: Global Credit Administration Facsimile: (212) 272-6564 (e) As a condition to the succession to the Company or any Subservicer as servicer or subservicer under this Agreement or any Reconstitution Agreement by any Person (i) into which the Company or such Subservicer may be merged or consolidated, or (ii) which may be appointed as a successor to the Company or any Subservicer, the Company shall provide to the Purchaser, any Master Servicer, and any Depositor, at least 15 calendar days prior to the effective date of such succession or appointment, (x) written 82 notice to the Purchaser and any Depositor of such succession or appointment and (y) all information reasonably requested by the Purchaser or any Depositor and agreed to by the Company in order to comply with its reporting obligation Item 6.02 of Form 8-K with respect to any class of asset-backed securities.
under
(f) In addition to such information as the Company, as servicer, is obligated to provide pursuant to other provisions of this Agreement, not later than five Business Days prior to the deadline for the filing of any distribution report on Form 10-D in respect of any Securitization Transaction that includes any of the Mortgage Loans serviced by the Company or any Subservicer, the Company or such Subservicer, as applicable, shall, to the extent the Company or such Subservicer has knowledge, provide to the party responsible for filing such report (including, if applicable, the Master Servicer) notice of the occurrence of any of the following events along with all information, data, and materials related thereto as may be required to be included in the related distribution report on Form 10-D (as specified in the provisions of Regulation AB referenced below): (A) any material modifications, extensions or waivers of pool asset terms, fees, penalties payments during the distribution period or that have cumulatively become material over time (Item 1121(a)(11) of Regulation AB); (B) material (Item 1121(a)(12) of Regulation AB); and breaches of pool asset representations or warranties or transaction covenants or
(C) information regarding new asset-backed securities issuances backed by the same pool assets serviced under this Agreement, any changes to the pool assets serviced under this Agreement (such as, additions, substitutions or repurchases), and any material changes in origination, underwriting or other criteria for acquisition or selection of pool assets serviced under this Agreement (Item 1121(a)(14) of Regulation AB). (g) The Company shall provide to the Purchaser, any Master Servicer and any Depositor, evidence of the authorization of the person signing any certification or statement or other evidence of Fidelity Bond Insurance and Errors and Omission Insurance policy, financial information and reports, and such other information related to the Company or any Subservicer or the Company or such Subservicers performance hereunder and which information is available to the Company and necessary for compliance with Regulation AB. 26. Article XI of the following new section 11.20: Section 11.20. Agreement is hereby amended effective as of the date hereof by adding the
Indemnification; Remedies
(a) The Company shall indemnify the Purchaser, each affiliate of the Purchaser, and each of the following parties participating in a Securitization Transaction: each sponsor and issuing entity; each Person (including, but not limited to, any Master Servicer, if applicable) responsible for the preparation, execution or filing of any report required to be filed with the Commission with respect to such Securitization Transaction, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Securitization Transaction; each broker dealer acting as underwriter, placement 83 agent or initial purchaser, each Person who controls any of such parties or the Depositor (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act); and the respective present and former directors, officers, employees and agents of each of the foregoing and of the Depositor, and shall hold each of them harmless from and against any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising solely and directly out of or based upon: (i)(A) any untrue statement of a material fact contained or alleged to be contained in any information, report, certification, accountants letter or other material provided in written or electronic form under Sections 3.01(q), 3.01(r), 5.02, 6.04, 6.07, 11.18, 11.19, 11.20 and 11.21 by or on behalf of the Company, or provided under Sections 3.01(q), 3.01(r), 5.02, 6.04, 6.07, 11.18, 11.19, 11.20 and 11.21 by or on behalf of any Subservicer, Subcontractor or Third-Party Originator
(collectively, the Company Information), or (B) the omission or alleged omission to state in the Company Information a material fact required to be stated in the Company Information or necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading; provided, by way of clarification, that clause (B) of this paragraph shall be construed solely by reference to the Company Information and not to any other information communicated in connection with a sale or purchase of securities, without regard to whether the Company Information or any portion thereof is presented together with or separately from such other information; (ii) any breach by the Company of its obligations under Sections 3.01(q), 3.01(r), 5.02, 6.04, 6.07, 11.18, 11.19, 11.20 and 11.21, including particularly, any failure by the Company, any Subservicer, any Subcontractor or any ThirdParty Originator to deliver any information, report, certification, accountants letter or other material when and as required under Sections 3.01(q), 3.01(r), 5.02, 6.04, 6.07, 11.18, 11.19, 11.20 and 11.21, including any failure by the Company to identify pursuant to Section 11.20 any Subcontractor participating in the servicing function within the meaning of Item 1122 of Regulation AB; or (iii) any breach by the Company of a representation or warranty set forth in Section 3.01(q) or in a writing furnished pursuant to Section 3.01(r) and made as of a date prior to the closing date of the related Securitization Transaction, to the extent that such breach is not cured by such closing date, or any breach by the Company of a representation or warranty in a writing furnished pursuant to Section 3.01(r) to the extent made as of a date subsequent to such closing date; or (iv) the gross negligence, bad faith or willful misconduct of the Company in performance under Sections 3.01(q), 3.01(r), 5.02, 6.04, 6.07, 11.18, 11.19, 11.20 and 11.21 of this Agreement. connection with its
If the indemnification provided for herein is unavailable or insufficient to hold harmless an Indemnified Party, then the Company agrees that it shall contribute to the amount paid or payable by such Indemnified Party in such proportion as is appropriate to reflect the relative fault of such Indemnified Party on the one hand and the Company on the other. 84 In the case of any breach or failure of performance described in clause (a)(ii) or clause (a)(iv) of this Section, the Company shall promptly reimburse the Purchaser, any Depositor, as applicable, and each Person responsible for the preparation, execution or filing of any report required to be filed with the Commission with respect to such Securitization Transaction, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Securitization Transaction, for all costs reasonably incurred by each such party in order to obtain the information, report, certification, accountants letter or other material not delivered as required by the Company, any Subservicer, any Subcontractor or any Third-Party Originator. (b) (i) Any failure by the Company, any Subservicer, any Subcontractor or any Third-Party Originator to deliver any information, report, certification, accountants letter or other material when and as required under Sections 3.01(q), 3.01(r), 5.02, 11.18, 11.19, 11.20 and 11.21, or any breach by the Company of a representation or warranty set forth in Section 3.01(q) or in a writing furnished pursuant to Section 3.01(r) and made as of a date prior to the closing date of the related Securitization Transaction, to the extent that such breach is not cured by such closing date, or any breach by the Company of a representation or warranty in a writing furnished pursuant to Section 3.01(r) to the extent made as of a date subsequent to such closing date, which failure or breach continues unremedied for a period of ten (10) calendar days after the date on which written notice of such failure, requiring the same to have been remedied, shall have been given to the Company by the Purchaser or Depositor, shall constitute an Event of Default with respect to the Company under this Agreement and any applicable Reconstitution Agreement, and shall entitle the Purchaser or Depositor, as applicable, in its sole discretion to terminate the rights and obligations of the Company as servicer under this Agreement and/or any applicable Reconstitution Agreement pursuant to this Agreement or any applicable Reconstitution Agreement provided that to the extent that any provision of this Agreement and/or any applicable Reconstitution Agreement expressly provides for the survival of certain rights or obligations following termination of the Company as servicer, such provision shall be given effect. (ii) Any failure by the Company, any Subservicer or any Subcontractor to deliver any information, report, certification or accountants letter when and as required under Section 6.04 or 6.07, including (except as provided below) any failure by the Company to identify pursuant to Section 11.20(b) any Subcontractor participating in the servicing function within the meaning of Item 1122 of Regulation AB, which failure continues unremedied for a period of ten (10) calendar days after the date on which written notice of such failure, requiring the same to have been remedied, shall have been given to the Company by the Purchaser or Depositor, shall, automatically, without any further notice or action, and notwithstanding any provision of the Agreement to the contrary, constitute an Event of Default with respect to the Company under this Agreement and any applicable Reconstitution Agreement, and shall entitle the Purchaser or Depositor, as applicable, in its sole discretion to terminate the rights and obligations of the
Company as servicer under this Agreement and/or any applicable Reconstitution Agreement pursuant to the terms of this Agreement or any applicable Reconstitution Agreement provided that to the extent that any provision of this Agreement and/or any applicable Reconstitution Agreement expressly provides for the survival of certain rights or obligations following termination of the Company as servicer, such provision shall be given effect. 85 This indemnification shall survive the termination of this Agreement or the termination of any party to this Agreement. Neither the Purchaser nor any Depositor shall be entitled to terminate the rights and obligations of the Company pursuant to this subparagraph (b)(ii) if a failure of the Company to identify a Subcontractor participating in the servicing function within the meaning of Item 1122 of Regulation AB was attributable solely to the role or functions of such Subcontractor with respect to mortgage loans other than the Mortgage Loans. Notwithstanding the provisions set forth in this Agreement, the Company shall not be obligated to provide any indemnification or reimbursement hereunder to any of the parties described in Section 11.20(a) or any other party for any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain which are indirect, consequential, punitive or special in nature. 27. Article XI of the following new Section 11.21: Agreement is hereby amended effective as of the date hereof by adding the
Section 11.21 Use of Subservicers and Subcontractors. Notwithstanding anything in this Agreement to the contrary, the Company shall not hire or otherwise utilize the services of any Subservicer to fulfill any of the obligations of the Company as servicer under this Agreement or any Reconstitution Agreement unless the Company complies with the provisions of paragraph (a) of this Section. The Company shall not hire or otherwise utilize the services of any Subcontractor, and shall not permit any Subservicer to hire or otherwise utilize the services of any Subcontractor, to fulfill any of the obligations of the Company as servicer under this Agreement or any Reconstitution Agreement unless the Company complies with the provisions of paragraph (b) of this Section. (a) It shall not be necessary for the Company to seek the consent of the Purchaser or any Depositor to the utilization of any Subservicer. The Company shall cause any Subservicer used by the Company (or by any Subservicer) for the benefit of the Purchaser and any Depositor to comply with the provisions of this Section and with Sections 3.01(q), 11.19(c), (d) and (e), 6.04, 6.07 and 11.20 of this Agreement to the same extent as if such Subservicer were the Company, and to provide the information required with respect to such Subservicer under Section 11.19(d) of this Agreement. The Company shall be responsible for obtaining from each Subservicer and delivering to the Purchaser, any Master Servicer and any Depositor any servicer compliance statement required to be delivered by such Subservicer under Section 6.04, any assessment of compliance and attestation required to be delivered by such Subservicer under Section 6.07 and any back-up certification required to be delivered to the Person that will be responsible for signing the Sarbanes Certification under Section 6.07 as and when required to be delivered. 86 (b) It shall not be necessary for the Company to seek the consent of the Purchaser or any Depositor to the utilization of any Subcontractor. The Company shall promptly upon request provide to the Purchaser, any Master Servicer and any Depositor (or any designee of the Depositor, such as a master servicer or administrator) a written description (in form and substance mutually acceptable to the Purchaser, any Master Servicer and such Depositor) of the role and function of each Subcontractor utilized by the Company or any Subservicer, specifying (i) the identity of each such Subcontractor, (ii) which (if any) of such Subcontractors are participating in the servicing function within the meaning of Item 1122 of Regulation AB, and (iii) which elements of the Servicing Criteria will be addressed in assessments of compliance provided by each Subcontractor identified pursuant to clause (i) of this paragraph. As a condition to the utilization of any Subcontractor determined by the Company to be participating in the servicing function within the meaning of Item 1122 of Regulation AB, the Company shall cause any such Subcontractor used by the Company (or by any Subservicer) for the benefit of the Purchaser and any Depositor to comply with the provisions of Sections 6.07 and 11.20 of this Agreement to the same extent as if such Subcontractor were the Company. The Company shall be responsible for obtaining from each Subcontractor and delivering to the Purchaser and any Depositor any assessment of compliance, attestation or Sarbanes Certification required to be delivered by such Subcontractor under Section 6.07, in each case as and when required to be delivered. 28. Article XI of the following new Section 11.22: Agreement is hereby amended effective as of the date hereof by adding the
Section 11.22. Third Party Beneficiary. For purposes of this Agreement, each Master Servicer shall be considered a third party to this Agreement, entitled to all the rights and benefits hereof as if it were a direct party to this Agreement. 29. beneficiary
The Agreement is hereby amended as of the date hereof by adding the following new Exhibit H:
EXHIBIT H REPORTING DATA FOR MONTHLY REPORT Standard File Layout - Master Servicing ---------------------------------------------------------------------------------------------------------------------------------Column Name Description Decimal Format Comment Max Size ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SER_INVESTOR_NBR A value assigned by the Servicer to define a Text up to 10 digits 20 group of loans. ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------LOAN_NBR A unique identifier assigned to each loan by Text up to 10 digits 10 the investor. ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SERVICER_LOAN_NBR A unique number assigned to a loan by the Text up to 10 digits 10 Servicer. This may be different than the LOAN_NBR. 87 ------------------------------ ----------------------------------------------------- -------BORROWER_NAME The borrower name as received in the file. (Last, 30 It is not separated by first and last name. ------------------------------ ----------------------------------------------------- -------SCHED_PAY_AMT Scheduled monthly principal and scheduled signs 11 interest payment that a borrower is expected to pay, P&I constant. ------------------------------ ----------------------------------------------------- -------NOTE_INT_RATE The loan interest rate as reported by the 6 Servicer. ------------------------------ ----------------------------------------------------- -------NET_INT_RATE The loan gross interest rate less the service 6 fee rate as reported by the Servicer. ------------------------------ ----------------------------------------------------- -------SERV_FEE_RATE The servicer's fee rate for a loan as 6 reported by the Servicer. ------------------------------ ----------------------------------------------------- -------SERV_FEE_AMT The servicer's fee amount for a loan as signs 11 reported by the Servicer. ------------------------------ ----------------------------------------------------- -------NEW_PAY_AMT The new loan payment amount as reported by signs 11 the Servicer. ------------------------------ ----------------------------------------------------- -------NEW_LOAN_RATE The new loan rate as reported by the Servicer. 6 ------------------------------ ----------------------------------------------------- -------ARM_INDEX_RATE The index the Servicer is using to calculate 6 a forecasted rate. ------------------------------ ----------------------------------------------------- -------ACTL_BEG_PRIN_BAL The borrower's actual principal balance at signs 11 the beginning of the processing cycle. ------------------------------ ----------------------------------------------------- -------ACTL_END_PRIN_BAL The borrower's actual principal balance at signs 11 the end of the processing cycle. ------------------------------ ----------------------------------------------------- -------BORR_NEXT_PAY_DUE_DATE The date at the end of processing cycle that 10 the borrower's next payment is due to the Servicer, as reported by Servicer. ------------------------------ ---------------------------------------------------------- ----------------------Maximum length of 30 First) ------------ ----------------------2 No commas(,) or dollar ($) ------------ ----------------------4 Max length of 6
------------ ----------------------4 Max length of 6
------------ ----------------------4 Max length of 6
------------ ----------------------2 No commas(,) or dollar
($) ------------ ----------------------2 No commas(,) or dollar
($) ------------ ----------------------4 Max length of 6
------------ ----------------------4 Max length of 6
($) ------------ ----------------------MM/DD/YYYY
------------ -----------------------
------- -------SERV_CURT_AMT_1 signs 11
The first curtailment amount to be applied.
No commas(,) or dollar
($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SERV_CURT_DATE_1 The curtailment date associated with the MM/DD/YYYY 10 first curtailment amount. ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------CURT_ADJ_ AMT_1 The curtailment interest on the first 2 No commas(,) or dollar signs 11 curtailment amount, if applicable. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SERV_CURT_AMT_2 The second curtailment amount to be applied. 2 No commas(,) or dollar signs 11 ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SERV_CURT_DATE_2 The curtailment date associated with the MM/DD/YYYY 10 second curtailment amount. ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------CURT_ADJ_ AMT_2 The curtailment interest on the second 2 No commas(,) or dollar signs 11 curtailment amount, if applicable. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SERV_CURT_AMT_3 The third curtailment amount to be applied. 2 No commas(,) or dollar signs 11 ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SERV_CURT_DATE_3 The curtailment date associated with the MM/DD/YYYY 10 third curtailment amount. ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------CURT_ADJ_AMT_3 The curtailment interest on the third 2 No commas(,) or dollar signs 11 curtailment amount, if applicable. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------PIF_AMT The loan "paid in full" amount as reported by 2 No commas(,) or dollar signs 11 the Servicer. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------PIF_DATE The paid in full date as reported by the MM/DD/YYYY 10 Servicer. ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------Action Code Key: 15=Bankruptcy, ACTION_CODE The standard FNMA numeric code used to 30=Foreclosure, , 60=PIF, 2 indicate the default/delinquent status of a 63=Substitution, particular loan. 65=Repurchase,70=REO ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------INT_ADJ_AMT The amount of the interest adjustment as 2 No commas(,) or dollar signs 11 reported by the Servicer. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SOLDIER_SAILOR_ADJ_AMT The Soldier and Sailor Adjustment amount, if 2 No commas(,) or dollar signs 11 applicable. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------NON_ADV_LOAN_AMT The Non Recoverable Loan Amount, if 2 No commas(,) or dollar signs 11 applicable. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------LOAN_LOSS_AMT The amount the Servicer is passing as a loss, 2 No commas(,) or dollar signs 11 if applicable. ($) 88 ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SCHED_BEG_PRIN_BAL The scheduled outstanding principal amount 2 No commas(,) or dollar signs 11 due at the beginning of the cycle date to be ($) passed through to investors. ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SCHED_END_PRIN_BAL The scheduled principal balance due to 2 No commas(,) or dollar signs 11 investors at the end of a processing cycle. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SCHED_PRIN_AMT The scheduled principal amount as reported by 2 No commas(,) or dollar signs 11 the Servicer for the current cycle -- only ($) applicable for Scheduled/Scheduled Loans.
------------------------------ ----------------------------------------------------- -------SCHED_NET_INT The scheduled gross interest amount less the signs 11 service fee amount for the current cycle as reported by the Servicer -- only applicable for Scheduled/Scheduled Loans. ------------------------------ ----------------------------------------------------- -------ACTL_PRIN_AMT The actual principal amount collected by the signs 11 Servicer for the current reporting cycle -only applicable for Actual/Actual Loans. ------------------------------ ----------------------------------------------------- -------The actual gross interest amount less the service fee amount for the current reporting signs ACTL_NET_INT cycle as reported by the Servicer -- only 11 applicable for Actual/Actual Loans. ------------------------------ ----------------------------------------------------- -------PREPAY_PENALTY_ AMT The penalty amount received when a borrower signs 11 prepays on his loan as reported by the Servicer. ------------------------------ ----------------------------------------------------- -------PREPAY_PENALTY_ WAIVED The prepayment penalty amount for the loan signs 11 waived by the servicer. ------------------------------ ----------------------------------------------------- -------MOD_DATE The Effective Payment Date of the 10 Modification for the loan. ------------------------------ ----------------------------------------------------- -------MOD_TYPE The Modification Type. alpha 30
($) ------------ ----------------------2 No commas(,) or dollar ($) ------------ ----------------------No commas(,) or dollar 2 ($)
------------ ----------------------2 No commas(,) or dollar ($) ------------ ----------------------2 No commas(,) or dollar
($) ------------ ----------------------MM/DD/YYYY ------------ ----------------------Varchar - value can be
or numeric ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------DELINQ_P&I_ADVANCE_AMT The current outstanding principal and 2 No commas(,) or dollar signs 11 interest advances made by Servicer. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------30. The Agreement is hereby amended as of the date hereof by adding the following new Exhibit I:
EXHIBIT I REPORTING DATA FOR DEFAULTED LOANS Standard File Layout - Delinquency Reporting -------------------------------------- ---------------------------------------------------- -------------- -------------Column/Header Name Description Decimal Format Comment -------------------------------------- ---------------------------------------------------- -------------- -------------SERVICER_LOAN_NBR A unique number assigned to a loan by the Servicer. This may be different than the LOAN_NBR -------------------------------------- ---------------------------------------------------- -------------- -------------LOAN_NBR A unique identifier assigned to each loan by the originator. -------------------------------------- ---------------------------------------------------- -------------- -------------CLIENT_NBR Servicer Client Number -------------------------------------- ---------------------------------------------------- -------------- -------------SERV_INVESTOR_NBR Contains a unique number as assigned by an external servicer to identify a group of loans in their system. -------------------------------------- ---------------------------------------------------- -------------- -------------BORROWER_FIRST_NAME First Name of the Borrower. -------------------------------------- ---------------------------------------------------- -------------- -------------BORROWER_LAST_NAME Last name of the borrower. -------------------------------------- ---------------------------------------------------- -------------- -------------PROP_ADDRESS Street Name and Number of Property -------------------------------------- ---------------------------------------------------- -------------- -------------PROP_STATE The state where the property located. -------------------------------------- ---------------------------------------------------- -------------- -------------PROP_ZIP Zip code where the property is located. -------------------------------------- ---------------------------------------------------- -------------- -------------BORR_NEXT_PAY_DUE_DATE The date that the borrower's next payment is due MM/DD/YYYY to the servicer at the end of processing cycle, as reported by Servicer.
-------------------------------------- ---------------------------------------------------- -------------- -------------89 -------------------------------------------LOAN_TYPE -------------------------------------------BANKRUPTCY_FILED_DATE MM/DD/YYYY -------------------------------------------BANKRUPTCY_CHAPTER_CODE -------------------------------------------BANKRUPTCY_CASE_NBR ---------------------------------------------------- -------------- -------Loan Type (i.e. FHA, VA, Conv) ---------------------------------------------------- -------------- -------The date a particular bankruptcy claim was filed. ---------------------------------------------------- -------------- -------The chapter under which the bankruptcy was filed. ---------------------------------------------------- -------------- --------
The case number assigned by the court to the bankruptcy filing. -------------------------------------- ---------------------------------------------------- -------------- -------------POST_PETITION_DUE_DATE The payment due date once the bankruptcy has been MM/DD/YYYY approved by the courts -------------------------------------- ---------------------------------------------------- -------------- -------------BANKRUPTCY_DCHRG_DISM_DATE The Date The Loan Is Removed From Bankruptcy. MM/DD/YYYY Either by Dismissal, Discharged and/or a Motion For Relief Was Granted. -------------------------------------- ---------------------------------------------------- -------------- -------------LOSS_MIT_APPR_DATE The Date The Loss Mitigation Was Approved By The MM/DD/YYYY Servicer -------------------------------------- ---------------------------------------------------- -------------- -------------LOSS_MIT_TYPE The Type Of Loss Mitigation Approved For A Loan Such As; -------------------------------------- ---------------------------------------------------- -------------- -------------LOSS_MIT_EST_COMP_DATE The Date The Loss Mitigation /Plan Is Scheduled To MM/DD/YYYY End/Close -------------------------------------- ---------------------------------------------------- -------------- -------------LOSS_MIT_ACT_COMP_DATE The Date The Loss Mitigation Is Actually Completed MM/DD/YYYY -------------------------------------- ---------------------------------------------------- -------------- -------------FRCLSR_APPROVED_DATE The date DA Admin sends a letter to the servicer MM/DD/YYYY with instructions to begin foreclosure proceedings. -------------------------------------- ---------------------------------------------------- -------------- -------------ATTORNEY_REFERRAL_DATE Date File Was Referred To Attorney to Pursue MM/DD/YYYY Foreclosure -------------------------------------- ---------------------------------------------------- -------------- -------------FIRST_LEGAL_DATE Notice of 1st legal filed by an Attorney in a MM/DD/YYYY Foreclosure Action -------------------------------------- ---------------------------------------------------- -------------- -------------FRCLSR_SALE_EXPECTED_DATE The date by which a foreclosure sale is expected MM/DD/YYYY to occur. -------------------------------------- ---------------------------------------------------- -------------- -------------FRCLSR_SALE_DATE The actual date of the foreclosure sale. MM/DD/YYYY -------------------------------------- ---------------------------------------------------- -------------- -------------FRCLSR_SALE_AMT The amount a property sold for at the foreclosure 2 No commas(,) sale. or dollar signs ($) -------------------------------------- ---------------------------------------------------- -------------- -------------EVICTION_START_DATE The date the servicer initiates eviction of the MM/DD/YYYY borrower. -------------------------------------- ---------------------------------------------------- -------------- -------------EVICTION_COMPLETED_DATE The date the court revokes legal possession of the MM/DD/YYYY property from the borrower. -------------------------------------- ---------------------------------------------------- -------------- -------------LIST_PRICE The price at which an REO property is marketed. 2 No commas(,) or dollar signs ($) -------------------------------------- ---------------------------------------------------- -------------- -------------LIST_DATE The date an REO property is listed at a particular MM/DD/YYYY
price. -------------------------------------- ---------------------------------------------------- -------------- -------------OFFER_AMT The dollar value of an offer for an REO property. 2 No commas(,) or dollar signs ($) -------------------------------------- ---------------------------------------------------- -------------- -------------OFFER_DATE_TIME The date an offer is received by DA Admin or by MM/DD/YYYY the Servicer. -------------------------------------- ---------------------------------------------------- -------------- -------------REO_CLOSING_DATE The date the REO sale of the property is scheduled MM/DD/YYYY to close. -------------------------------------- ---------------------------------------------------- -------------- -------------REO_ACTUAL_CLOSING_DATE Actual Date Of REO Sale MM/DD/YYYY -------------------------------------- ---------------------------------------------------- -------------- -------------OCCUPANT_CODE Classification of how the property is occupied. -------------------------------------- ---------------------------------------------------- -------------- -------------PROP_CONDITION_CODE A code that indicates the condition of the property. -------------------------------------- ---------------------------------------------------- -------------- -------------PROP_INSPECTION_DATE The date a property inspection is performed. MM/DD/YYYY -------------------------------------- ---------------------------------------------------- -------------- -------------APPRAISAL_DATE The date the appraisal was done. MM/DD/YYYY -------------------------------------- ---------------------------------------------------- -------------- -------------CURR_PROP_VAL The current "as is" value of the property based 2 on brokers price opinion or appraisal. -------------------------------------- ---------------------------------------------------- -------------- -------------REPAIRED_PROP_VAL The amount the property would be worth if repairs 2 are completed pursuant to a broker's price opinion or appraisal. -------------------------------------- ---------------------------------------------------- -------------- -------------If applicable: -------------------------------------- ---------------------------------------------------- -------------- -------------DELINQ_STATUS_CODE FNMA Code Describing Status of Loan -------------------------------------- ---------------------------------------------------- -------------- -------------90 -------------------------------------- ---------------------------------------------------- -------------- -------------DELINQ_REASON_CODE The circumstances which caused a borrower to stop paying on a loan. Code indicates the reason why the loan is in default for this cycle. -------------------------------------- ---------------------------------------------------- -------------- -------------MI_CLAIM_FILED_DATE Date Mortgage Insurance Claim Was Filed With MM/DD/YYYY Mortgage Insurance Company. -------------------------------------- ---------------------------------------------------- -------------- -------------MI_CLAIM_AMT Amount of Mortgage Insurance Claim Filed No commas(,) or dollar signs ($) -------------------------------------- ---------------------------------------------------- -------------- -------------MI_CLAIM_PAID_DATE Date Mortgage Insurance Company Disbursed Claim MM/DD/YYYY Payment -------------------------------------- ---------------------------------------------------- -------------- -------------MI_CLAIM_AMT_PAID Amount Mortgage Insurance Company Paid On Claim 2 No commas(,) or dollar signs ($) -------------------------------------- ---------------------------------------------------- -------------- -------------POOL_CLAIM_FILED_DATE Date Claim Was Filed With Pool Insurance Company MM/DD/YYYY -------------------------------------- ---------------------------------------------------- -------------- -------------POOL_CLAIM_AMT Amount of Claim Filed With Pool Insurance Company 2 No commas(,) or dollar signs ($) -------------------------------------- ---------------------------------------------------- -------------- --------
------POOL_CLAIM_PAID_DATE MM/DD/YYYY
Date Claim Was Settled and The Check Was Issued By
The Pool Insurer -------------------------------------- ---------------------------------------------------- -------------- -------------POOL_CLAIM_AMT_PAID Amount Paid On Claim By Pool Insurance Company 2 No commas(,) or dollar signs ($) -------------------------------------- ---------------------------------------------------- -------------- -------------FHA_PART_A_CLAIM_FILED_DATE Date FHA Part A Claim Was Filed With HUD MM/DD/YYYY -------------------------------------- ---------------------------------------------------- -------------- -------------FHA_PART_A_CLAIM_AMT Amount of FHA Part A Claim Filed 2 No commas(,) or dollar signs ($) -------------------------------------- ---------------------------------------------------- -------------- -------------FHA_PART_A_CLAIM_PAID_DATE Date HUD Disbursed Part A Claim Payment MM/DD/YYYY -------------------------------------- ---------------------------------------------------- -------------- -------------FHA_PART_A_CLAIM_PAID_AMT Amount HUD Paid on Part A Claim 2 No commas(,) or dollar signs ($) -------------------------------------- ---------------------------------------------------- -------------- -------------FHA_PART_B_CLAIM_FILED_DATE Date FHA Part B Claim Was Filed With HUD MM/DD/YYYY -------------------------------------- ---------------------------------------------------- -------------- -------------FHA_PART_B_CLAIM_AMT Amount of FHA Part B Claim Filed 2 No commas(,) or dollar signs ($) -------------------------------------- ---------------------------------------------------- -------------- -------------FHA_PART_B_CLAIM_PAID_DATE Date HUD Disbursed Part B Claim Payment MM/DD/YYYY -------------------------------------- ---------------------------------------------------- -------------- -------------FHA_PART_B_CLAIM_PAID_AMT Amount HUD Paid on Part B Claim 2 No commas(,) or dollar signs ($) -------------------------------------- ---------------------------------------------------- -------------- -------------VA_CLAIM_FILED_DATE Date VA Claim Was Filed With the Veterans Admin MM/DD/YYYY -------------------------------------- ---------------------------------------------------- -------------- -------------VA_CLAIM_PAID_DATE Date Veterans Admin. Disbursed VA Claim Payment MM/DD/YYYY -------------------------------------- ---------------------------------------------------- -------------- -------------VA_CLAIM_PAID_AMT Amount Veterans Admin. Paid on VA Claim 2 No commas(,) or dollar signs ($) -------------------------------------- ---------------------------------------------------- -------------- -------------Exhibit 2: Standard File Codes - Delinquency Reporting The Loss Mit Type field should show the approved Loss Mitigation Code as follows: ASUMApproved Assumption BAPBorrower Assistance Program COCharge Off DILDeed-in-Lieu FFAFormal Forbearance Agreement MODLoan Modification PREPre-Sale SSShort Sale MISCAnything else approved by the PMI or Pool Insurer 91 NOTE: Wells Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply Wells Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file. The Occupant Code field should show the current status of the property code as follows:

Mortgagor Tenant Unknown Vacant
The Property Condition field should show the last reported condition of the property as follows: Damaged Excellent Fair Gone Good Poor Special Hazard Unknown 92 Exhibit 2: Standard File Codes - Delinquency Reporting, Continued The FNMA Delinquent Reason Code field should show the Reason for Delinquency as follows: ------------------------ --------------------------------------------------------Delinquency Code Delinquency Description ------------------------ --------------------------------------------------------001 FNMA-Death of principal mortgagor ------------------------ --------------------------------------------------------002 FNMA-Illness of principal mortgagor ------------------------ --------------------------------------------------------003 FNMA-Illness of mortgagors family member ------------------------ --------------------------------------------------------004 FNMA-Death of mortgagors family member ------------------------ --------------------------------------------------------005 FNMA-Marital difficulties ------------------------ --------------------------------------------------------006 FNMA-Curtailment of income ------------------------ --------------------------------------------------------007 FNMA-Excessive Obligation ------------------------ --------------------------------------------------------008 FNMA-Abandonment of property ------------------------ --------------------------------------------------------009 FNMA-Distant employee transfer ------------------------ --------------------------------------------------------011 FNMA-Property problem ------------------------ --------------------------------------------------------012 FNMA-Inability to sell property ------------------------ --------------------------------------------------------013 FNMA-Inability to rent property ------------------------ --------------------------------------------------------014 FNMA-Military Service ------------------------ --------------------------------------------------------015 FNMA-Other ------------------------ --------------------------------------------------------016 FNMA-Unemployment ------------------------ --------------------------------------------------------017 FNMA-Business failure ------------------------ --------------------------------------------------------019 FNMA-Casualty loss ------------------------ --------------------------------------------------------022 FNMA-Energy environment costs ------------------------ --------------------------------------------------------023 FNMA-Servicing problems ------------------------ --------------------------------------------------------026 FNMA-Payment adjustment ------------------------ --------------------------------------------------------027 FNMA-Payment dispute ------------------------ --------------------------------------------------------029 FNMA-Transfer of ownership pending ------------------------ --------------------------------------------------------030 FNMA-Fraud ------------------------ --------------------------------------------------------031 FNMA-Unable to contact borrower ------------------------ --------------------------------------------------------INC FNMA-Incarceration ------------------------ --------------------------------------------------------93 Exhibit 2: Standard File Codes - Delinquency Reporting, Continued The FNMA Delinquent Status Code field should show the Status of Default as follows: -----------------------Status Code -----------------------09 -----------------------17 -----------------------24 -----------------------26 -----------------------27 -----------------------28 -----------------------29 -----------------------30 -----------------------------------------------------------------------------Status Description ------------------------------------------------------Forbearance ------------------------------------------------------Pre-foreclosure Sale Closing Plan Accepted ------------------------------------------------------Government Seizure ------------------------------------------------------Refinance ------------------------------------------------------Assumption ------------------------------------------------------Modification ------------------------------------------------------Charge-Off ------------------------------------------------------Third Party Sale -------------------------------------------------------
31 Probate ------------------------ ------------------------------------------------------32 Military Indulgence ------------------------ ------------------------------------------------------43 Foreclosure Started ------------------------ ------------------------------------------------------44 Deed-in-Lieu Started ------------------------ ------------------------------------------------------49 Assignment Completed ------------------------ ------------------------------------------------------61 Second Lien Considerations ------------------------ ------------------------------------------------------62 Veterans Affairs-No Bid ------------------------ ------------------------------------------------------63 Veterans Affairs-Refund ------------------------ ------------------------------------------------------64 Veterans Affairs-Buydown ------------------------ ------------------------------------------------------65 Chapter 7 Bankruptcy ------------------------ ------------------------------------------------------66 Chapter 11 Bankruptcy ------------------------ ------------------------------------------------------67 Chapter 13 Bankruptcy ------------------------ -------------------------------------------------------
31. Exhibit K: EXHIBIT K
The Agreement is hereby amended effective as of the date hereof by adding the following new
COMPANYS OBLIGATIONS IN CONNECTION WITH A RECONSTITUTION The Company shall (i) possess the ability to service to a securitization documents; (ii) service on a Scheduled/Scheduled reporting basis (advancing through the liquidation of an REO Property), (iii) make compensating interest payments on payoffs and curtailments and (iv) remit and report to a Master Servicer in format acceptable to such Master Servicer by the 10th calendar day of each month. The Company shall provide an acceptable annual certification (officers certificate) to the Master Servicer (as required by the Sarbanes-Oxley Act of 2002) as well as any other annual certifications required under the securitization documents (i.e. the annual statement as to compliance/annual independent certified public accountants servicing report due by March 1 of each year). 94 The Company shall allow for the perform a review of audited financials and net worth of the Company. Purchaser, the Master Servicer or their designee to
The Company shall provide information on each Custodial Account as requested by the Master Servicer or the Purchaser, and each Custodial Accounts shall comply with the requirements for such accounts as set forth in the securitization documents. Master Servicer. The Company shall maintain its servicing system in accordance with the requirements of the
32. Exhibit L: EXHIBIT L
I. The [ [IDENTIFY PARTIES]
] agreement dated as of [
FORM OF ANNUAL CERTIFICATION ], 200[ ] (the Agreement), among
I, ________________________________, the _______________________ of [NAME OF COMPANY], certify to [the Purchaser], [the Depositor], and the [Master Servicer] [Securities Administrator] [Trustee], and their officers, with the knowledge and intent that they will rely upon this certification, that: (1) The Company has reviewed the servicer compliance statement of the Company provided in accordance with Item 1123 of Regulation AB (the Compliance Statement), the report on assessment of the Companys compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB (the Servicing Criteria), provided in accordance with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended (the Exchange Act) and Item 1122 of Regulation AB (the Servicing Assessment), the registered public accounting firms attestation report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section 1122(b) of Regulation AB (the Attestation Report), and all servicing reports, officers certificates and other information relating to the servicing of the Mortgage Loans by the Company during 200[ ] that were delivered by the Company to the [Depositor] [Master Servicer] [Securities Administrator] [Trustee] pursuant
to the Agreement (collectively, the Company Servicing Information); (2) Based on the Companys knowledge, the Company Servicing Information, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in the light of the 95 circumstances under which such statements were made, not misleading with respect to the period of time covered by the Company Servicing Information; (3) Based on the Companys knowledge, all of the Company Servicing Information required to be provided by the Company under the Agreement has been provided to the [Depositor] [Master Servicer] [Securities Administrator] [Trustee]; (4) Based on the Companys knowledge and the compliance review conducted in preparing the Compliance Statement and except as disclosed in the Compliance Statement, the Servicing Assessment or the Attestation Report, the Company has fulfilled its obligations under the Agreement in all material respects; and (5) The Compliance Statement required to be delivered by the Company pursuant to the Agreement, and the Servicing Assessment and Attestation Report required to be provided by the Company and by any Subservicer or Subcontractor pursuant to the Agreement, have been provided to the [Depositor] [Master Servicer]. Any material instances of noncompliance described in such reports have been disclosed to the [Depositor] [Master Servicer]. Any material instance of noncompliance with the Servicing Criteria has been disclosed in such reports.
Date:
_________________________
By: Name: Title: 33. Exhibit O: EXHIBIT O
________________________________ ________________________________ The Agreement is hereby amended effective as of the date hereof by adding the following new
SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE The assessment of compliance to be delivered by [the Company] [Name of Subservicer] shall address, at a minimum, the criteria identified as below as Applicable Servicing Criteria: 96 -------------------------------------------------------------------------------------------- ---------------------SERVICING CRITERIA APPLICABLE SERVICING CRITERIA -------------------------------------------------------------------------------------------- ---------------------Reference Criteria ----------------------- -------------------------------------------------------------------- ---------------------General Servicing Considerations -------------------------------------------1122(d)(1)(i) Policies and procedures are instituted to monitor any performance x or other triggers and events of default in accordance with the transaction agreements. -------------------------------------------1122(d)(1)(ii) If any material servicing activities are outsourced to third x parties, policies and procedures are instituted to monitor the third partys performance and compliance with such servicing activities. -------------------------------------------1122(d)(1)(iii) Any requirements in the transaction agreements to maintain a x back-up servicer for the mortgage loans are maintained. -------------------------------------------1122(d)(1)(iv) A fidelity bond and errors and omissions policy is in effect on x the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements. -------------------------------------------Cash Collection and Administration -------------------------------------------1122(d)(2)(i) Payments on mortgage loans are deposited into the appropriate x custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of
days specified in the transaction agreements. -------------------------------------------1122(d)(2)(ii) Disbursements made via wire transfer on behalf of an obligor or to x an investor are made only by authorized personnel. -------------------------------------------1122(d)(2)(iii) Advances of funds or guarantees regarding collections, cash flows x or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements. -------------------------------------------The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with x respect to commingling of cash) as set forth in the transaction 1122(d)(2)(iv) agreements. -------------------------------------------1122(d)(2)(v) Each custodial account is maintained at a federally insured x depository institution as set forth in the transaction agreements. For purposes of this criterion, federally insured depository institution with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. -------------------------------------------1122(d)(2)(vi) Unissued checks are safeguarded so as to prevent unauthorized x access. -------------------------------------------1122(d)(2)(vii) Reconciliations are prepared on a monthly basis for all x asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements. -------------------------------------------Investor Remittances and Reporting -------------------------------------------1122(d)(3)(i) Reports to investors, including those to be filed with the x Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors or the trustees records as to the total unpaid principal balance and number of mortgage loans serviced by the Servicer. -------------------------------------------1122(d)(3)(ii) Amounts due to investors are allocated and remitted in accordance x with timeframes, distribution priority and other terms set forth in the transaction agreements. -------------------------------------------Disbursements made to an investor are posted within two business days to the Servicers investor records, or such other number of x 1122(d)(3)(iii) days specified in the transaction agreements. -------------------------------------------97 -------------------------------------------------------------------------------------------- ---------------------SERVICING CRITERIA APPLICABLE SERVICING CRITERIA -------------------------------------------------------------------------------------------- ---------------------Reference Criteria ----------------------- -------------------------------------------------------------------- ---------------------Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank x 1122(d)(3)(iv) statements. -------------------------------------------Pool Asset Administration -------------------------------------------1122(d)(4)(i) Collateral or security on mortgage loans is maintained as x required by the transaction agreements or related mortgage loan documents. -------------------------------------------Mortgage loan and related documents are safeguarded as required by x 1122(d)(4)(ii) the transaction agreements -------------------------------------------1122(d)(4)(iii) Any additions, removals or substitutions to the asset pool are x made, reviewed and approved in accordance with any conditions or
requirements in the transaction agreements. -------------------------------------------1122(d)(4)(iv) Payments on mortgage loans, including any payoffs, made in x accordance with the related mortgage loan documents are posted to the Servicers obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related mortgage loan documents. -------------------------------------------1122(d)(4)(v) The Servicers records regarding the mortgage loans agree with the x Servicers records with respect to an obligors unpaid principal balance. -------------------------------------------1122(d)(4)(vi) Changes with respect to the terms or status of an obligor's x mortgage loans (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents. -------------------------------------------1122(d)(4)(vii) Loss mitigation or recovery actions (e.g., forbearance plans, x modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements. -------------------------------------------1122(d)(4)(viii) Records documenting collection efforts are maintained during the x period a mortgage loan is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entitys activities in monitoring delinquent mortgage loans including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment). -------------------------------------------1122(d)(4)(ix) Adjustments to interest rates or rates of return for mortgage x loans with variable rates are computed based on the related mortgage loan documents. -------------------------------------------1122(d)(4)(x) Regarding any funds held in trust for an obligor (such as escrow x accounts): (A) such funds are analyzed, in accordance with the obligors mortgage loan documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable mortgage loan documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related mortgage loans, or such other number of days specified in the transaction agreements. -------------------------------------------1122(d)(4)(xi) Payments made on behalf of an obligor (such as tax or insurance x payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements. -------------------------------------------1122(d)(4)(xii) Any late payment penalties in connection with any payment to be x made on behalf of an obligor are paid from the servicers funds and not charged to the obligor, unless the late payment was due to the obligors error or omission. -------------------------------------------98 -------------------------------------------------------------------------------------------- ---------------------SERVICING CRITERIA APPLICABLE SERVICING CRITERIA -------------------------------------------------------------------------------------------- ---------------------Reference Criteria ----------------------- -------------------------------------------------------------------- ---------------------Disbursements made on behalf of an obligor are posted within two business days to the obligors records maintained by the servicer, or such other number of days specified in the transaction x 1122(d)(4)(xiii) agreements. -------------------------------------------1122(d)(4)(xiv) Delinquencies, charge-offs and uncollectible accounts are x recognized and recorded in accordance with the transaction agreements. -------------------------------------------Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is 1122(d)(4)(xv) maintained as set forth in the transaction agreements. ----------------------- -------------------------------------------------------------------- ----------------------
[NAME OF COMPANY] [NAME OF SUBSERVICER]
Date: By: Name: Title:
_________________________
________________________________ ________________________________
34.
The Agreement is hereby amended as of the date hereof by adding the following new Exhibit J: 99
EXHIBIT J REPORTING DATA FOR REALIZED LOSSES AND GAINS Calculation of Realized Loss/Gain Form 332- Instruction Sheet NOTE: Do not net or combine items. Show all expenses individually and all credits as separate line items. Claim packages are due on the remittance report date. Late submissions may result in claims not being passed until the following month. The Servicer is responsible to remit all funds pending loss approval and /or resolution of any disputed items. The numbers on the 332 form correspond with the numbers listed below. Liquidation and Acquisition Expenses: 1. The Actual Unpaid Principal Balance of the Mortgage Loan. For documentation, an Amortization Schedule from date of default through liquidation breaking out the net interest and servicing fees advanced is required. 2. all delinquent through liquidation breaking out the net interest and servicing fees advanced is required. 3. Accrued Servicing Fees based upon the Scheduled Principal Balance of the Mortgage Loan as calculated on a monthly basis. For documentation, an Amortization Schedule from date of default through liquidation breaking out the net interest and servicing fees advanced is required. 4-12. Complete as applicable. * servicer efforts to recover advances. * For escrow advances - complete payment history (to calculate advances from last positive escrow balance forward) * * * * Officer Certificate * 13. Other expenses copies of corporate advance history showing all payments Required documentation: The Total Interest Due less the aggregate amount of servicing fee that would have been earned if payments had been made as agreed. For documentation, an Amortization Schedule from date of default
For taxes and insurance advances - see page 2 of 332 form - breakdown required showing period of coverage, base tax, interest, penalty. Advances prior to default require evidence of
REO repairs > $1500 require explanation REO repairs >$3000 require evidence of at least 2 bids. Short Sale or Charge Off require P&L supporting the decision and WFBs approved Unusual or extraordinary items may require further documentation.
The total of lines 1 through 12.
Credits: 14-21. Attorney Letter of Proceeds Breakdown. * * 22. Copy of EOB for any MI or gov't guarantee All other credits need to be clearly defined on the 332 form Complete as applicable. Required documentation: If a 3rd Party Sale, bid instructions and Escrow Agent /
* Copy of the HUD 1 from the REO sale.
The total of lines 14 through 21. For HUD/VA loans, use line (18a) for Part A/Initial proceeds and line (18b) for Part proceeds.
Please Note: B/Supplemental
Total Realized Loss (or Amount of Any Gain) 23. The total derived from subtracting show the amount in parenthesis ( ).
line 22 from 13. If the amount
represents a realized
gain,
Calculation of Realized Loss/Gain Form 332 Prepared by: __________________ Phone: ______________________ -----------------------------------------Servicer Loan No. -----------------------------------------Date: _______________ Email Address:_____________________ ----------------------------------Servicer Address -----------------------------------
-------------------------------------Servicer Name --------------------------------------
WELLS FARGO BANK, N.A. Loan No._____________________________ Borrower's Name: _________________________________________________________ Property Address: _________________________________________________________ Liquidation Type: REO Sale 3rd Party Sale Short Sale Charge Off
Was this loan granted a Bankruptcy deficiency or cramdown Yes No If Yes, provide deficiency or cramdown amount _______________________________ Liquidation and Acquisition Expenses: (1) Actual Unpaid Principal Balance of Mortgage Loan (2) Interest accrued at Net Rate (3) Accrued Servicing Fees $ _______________ (1) ________________(2) ________________(3)
(4) (5) (6) (7) (8) (9) (10) (11) (12)
Attorney's Fees Taxes (see page 2) Property Maintenance MI/Hazard Insurance Premiums (see page 2) Utility Expenses Appraisal/BPO Property Inspections FC Costs/Other Legal Expenses Other (itemize) Cash for Keys__________________________ HOA/Condo Fees_________________________ _______________________________________
________________(4) ________________(5) ________________(6) ________________(7) ________________(8) ________________(9) ________________(10) ________________(11) ________________(12) ________________(12) ________________(12) ________________(12) $ ________________(13) $ ________________(14) ________________(15) ________________(16) ________________(17) ________________(18a) HUD Part A ________________(18b) HUD Part B ________________(19) ________________(20) ________________(21) ________________(21)
Total Expenses Credits: (14) Escrow Balance (15) HIP Refund (16) Rental Receipts (17) Hazard Loss Proceeds (18) Primary Mortgage Insurance / Govt Insurance (19) Pool Insurance Proceeds (20) Proceeds from Sale of Acquired Property (21) Other (itemize) _________________________________________
Total Credits Total Realized Loss (or Amount of Gain) Escrow Disbursement Detail
$ ________________(22) $ ________________(23)
------------------ --------------- ---------------- --------------- ---------------- ---------------- --------------Type Date Paid Period of Total Paid Base Amount Penalties Interest (Tax /Ins.) Coverage ------------------ --------------- ---------------- --------------- ---------------- ---------------- ---------------
------------------ --------------- ---------------- --------------- ---------------- ---------------- ---------------
35. Except as amended above, the Agreement shall continue to be in full force and effect in accordance with its terms.
36. This Amendment may be executed by one or more of the parties hereto on any number of separate counterparts and of said counterparts taken together shall be deemed to constitute one and the same instrument. [SIGNATURE PAGES FOLLOW]
IN WITNESS WHEREOF, the following parties have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written. EMC MORTGAGE CORPORATION, as Purchaser By:_______________________________________ Name: Title: CHASE HOME FINANCE LLC, as Company By:_______________________________________ Name: Title:
EXHIBIT H-3 EMC MORTGAGE CORPORATION Purchaser, CHEVY CHASE BANK, F.S.B. Company, PURCHASE, WARRANTIES AND SERVICING AGREEMENT Dated as of March 1, 2001
WHOLE LOAN SERIES 2001-1
TABLE OF CONTENTS ARTICLE I Section 1.01 Defined Terms............................................................................2 ARTICLE II Section Section Section Section Section Section Section Section 2.01 2.02 2.03 2.04 2.05 2.06 2.07 2.08 Agreement to Purchase....................................................................15 Purchase Price...........................................................................15 Servicing of Mortgage Loans..............................................................16 Record Title and Possession of Mortgage Files; Maintenance of Servicing Files...................................................16 Books and Records........................................................................17 Transfer of Mortgage Loans...............................................................18 Delivery of Mortgage Loan Documents......................................................19 Quality Control Procedures...............................................................21 ARTICLE III Section 3.01 Section 3.02 Section 3.03 Representations and Warranties of the Company............................................21 Representations and Warranties as to Individual Mortgage Loans........................................................26 Repurchase;Substitution..................................................................40 ARTICLE IV Section Section Section Section 4.01 4.02 4.03 4.04 Company to Act as Servicer...............................................................43 Collection of Mortgage Loan Payments.....................................................47 Realization Upon Defaulted Mortgage Loans................................................47 Establishment of Custodial Accounts; Deposits in Custodial Accounts...................................................48 Permitted Withdrawals from the Custodial Account................................................................50 Establishment of Escrow Accounts; Deposits in Escrow Accounts......................................................52 Permitted Withdrawals From Escrow Account................................................52 Payment of Taxes, Insurance and Other
Section 4.05 Section 4.06 Section 4.07 Section 4.08
Charges; Maintenance of Primary Mortgage Insurance Policies; Collections Thereunder.......................................52
Section 4.09 Section 4.10 Section 4.11 Section 4.12 Section 4.13 Section 4.14
Transfer of Accounts.....................................................................55 Maintenance of Hazard Insurance..........................................................55 Maintenance of Mortgage Impairment Insurance Policy.................................................................56 Fidelity Bond, Errors and Omissions Insurance.........................................................................57 Title, Management and Disposition of REO Property........................................58 Notification of Maturity Date............................................................60 ARTICLE V
Section Section Section Section
5.01 5.02 5.03 5.04
Distributions............................................................................60 Statements to the Purchaser..............................................................61 Monthly Advances by the Company..........................................................62 Liquidation Reports......................................................................63 ARTICLE VI
Assumption Agreements....................................................................63 Satisfaction of Mortgages and Release of Mortgage Files................................................................65 Servicing Compensation...................................................................66 Annual Statement as to Compliance........................................................67 Annual Independent Certified Public Accountants Servicing Report....................................................67 Purchasers Right to Examine Company Records.............................................68 ARTICLE VII
Section 7.01
Company Shall Provide Information as Reasonably Required........................................................................68 ARTICLE VIII
Section Section Section Section Section Section
8.01 8.02 8.03 8.04 8.05 8.06
Indemnification; Third Party Claims......................................................69 Merger or Consolidation of the Company...................................................70 Limitation on Liability of the Company and Others........................................71 Company Not to Assign or Resign..........................................................71 No Transfer of Servicing.................................................................72 Joint and Several Liability..............................................................72
ARTICLE IX Section 9.01 Section 9.02 Events of Default........................................................................73 Waiver of Defaults.......................................................................75 ARTICLE X Section 10.01 Section 10.02 Termination.............................................................................75 Termination Without Cause...............................................................75 ARTICLE XI Section Section Section Section Section Section Section Section Section Section Section Section Section Section Section Section Section Section EXHIBITS A B C D E F G Contents of Mortgage File Custodial Account Letter Agreement Escrow Account Letter Agreement Form of Assignment and Assumption Form of Trial Balance Mortgage Loan Schedule Request for Release of Documents and Receipt 11.01 11.02 11.03 11.04 11.05 11.06 11.07 11.08 11.09 11.10 11.11 11.12 11.13 11.14 11.15 11.16 11.17 11.18 Successor to the Company................................................................76 Amendment...............................................................................77 Recordation of Agreement................................................................77 Governing Law...........................................................................78 Notices.................................................................................78 Severability of Provisions..............................................................79 Exhibits...............................................................................79 General Interpretive Principles.........................................................79 Reproduction of Documents...............................................................80 Confidentiality of Information..........................................................80 Recordation of Assignment of Mortgage...................................................81 Assignment by Purchaser.................................................................81 No Partnership.........................................................................82 Execution: Successors and Assigns.......................................................82 Entire Agreement........................................................................82 No Solicitation.........................................................................82 Closing.................................................................................83 Cooperation of Company with Reconstitution..............................................84
This is a Purchase, Warranties and Servicing Agreement, dated as of March 1, 2001 and is executed between EMC Mortgage Corporation as Purchaser (the "Purchaser"), and Chevy Chase Bank, F.S.B., as the Company (the Company). W I T N E S S E T H : WHEREAS, the Purchaser has heretofore agreed to purchase from the Company and the Company has heretofore
agreed to sell to the Purchaser certain Mortgage Loans on a servicing retained basis, pursuant to the terms of a letter agreement dated as of March 14, 2001, by and between the Company and the Purchaser (the "Purchase Price and Terms Letter"). WHEREAS, each of the Mortgage Loans is secured by a mortgage, deed of trust or other security instrument creating a first lien on a residential dwelling located in the jurisdiction indicated on the Mortgage Loan Schedule, annexed hereto as Exhibit F; and
which is
WHEREAS, the Purchaser and the Company wish to prescribe the representations and warranties of the Company with respect to itself and the Mortgage Loans and the management, servicing and control of the Mortgage Loans; NOW, THEREFORE, in consideration of the mutual agreements hereinafter set forth, and for other good and valuable consideration, the receipt and adequacy of which is hereby acknowledged, the Purchaser and the Company agree as follows:
ARTICLE I DEFINITIONS Section 1.01 Defined Terms. words and phrases, unless the context otherwise
Whenever used in this Agreement, the following requires, shall have the following meaning specified in this Article:
Accepted Servicing Practices: With respect to any Mortgage Loan, those mortgage servicing practices (including collection procedures) of prudent mortgage banking institutions which service mortgage loans of the same type as such Mortgage Loan in the jurisdiction where the related Mortgaged Property is located, and which are in accordance with FNMA or Freddie Mac servicing practices and procedures, for MBS pool mortgages, as defined in the FNMA or Freddie Mac Guides including future updates. Adjustment Date: As to each Mortgage accordance with the terms of the related Mortgage Note. Agency Guide: Agreement: This amendments hereof and supplements hereto. Loan, the date on which the Mortgage Interest Rate is adjusted in
The FNMA Guides or the Freddie Mac Guides. Purchase, Warranties and Servicing Agreement including all exhibits hereto,
Appraised Value: The value set forth in an appraisal made in connection related Mortgage Loan as of the Origination Date as the value of the Mortgaged Property.
with the
origination of the
Assignment: An assignment of the Mortgage, notice of transfer or equivalent instrument, in recordable form, sufficient under the laws of the jurisdiction wherein the related Mortgaged Property is located to reflect of record the sale or transfer of the Mortgage Loan. BIF: The Bank Insurance Fund, or any successor thereto.
Business Day: Any day other than: (i) a Saturday or Sunday, or (ii) a legal holiday in the State of New York or Maryland, or (iii) a day on which banks in the State of New York are authorized or obligated by law or executive order to be closed. Closing Date: The date this agreement other date as shall be mutually agreed upon by the parties hereto. Company: becomes effective which shall be March 30, 2001 or such
Chevy Chase Bank, F.S.B., its successor in interest and assigns, as permitted by this Agreement.
Company's Officer's Certificate: A certificate signed by the Chairman of the Board, President, any Assistant Vice President, Vice President or Treasurer of Company stating the date by which Company expects to receive any missing documents sent for recording from the applicable recording office. Condemnation Proceeds: All awards or settlements in respect of a Mortgaged Property, whether permanent or temporary, partial or entire, by exercise of the power of eminent domain or condemnation, to the extent not required be released to a Mortgagor in accordance with the terms of the related Mortgage Loan Documents. Conversion Feature: A provision whereby the Mortgagor may elect to convert to a fixed Mortgage Interest Rate pursuant to the terms set forth in the Mortgage Note. Custodial Account: Each separate demand account or accounts created and maintained pursuant to Section 4.04 which shall be entitled "Chevy Chase Bank, F.S.B., in trust for the Purchaser, Owner of Whole Loan Series 2001-1" and shall be established in an Eligible Account, in the name of the Person that is the "Purchaser" with respect to the related Mortgage Loans. Cut-off Date: March 1, 2001
to
Determination Date: The 15th day (or if such 15th day is not a Business immediately preceding such 15th day) of the month of the related Remittance Date.
Day, the Business Day
Due Date: The day of the month on which the Monthly Payment is due on a Mortgage Loan, exclusive of any days of grace. Due Period: With respect to any Remittance Date, the period commencing on the second day of the month preceding the month of such Remittance Date and ending on the first day of the month of the Remittance Date. Eligible Account: An account established and maintained: (a) within FDIC insured accounts (or other accounts with comparable insurance coverage acceptable to the Rating Agencies) created, maintained and monitored by the Company so that all funds deposited therein are fully insured, (b) with the corporate trust department of a financial institution assigned a long-term debt rating of not less than Baa3, and a short term debt rating of P3, from Moody's Investors Services and, if ownership of the Mortgage Loans is evidenced by mortgaged backed securities, the equivalent required ratings of the Rating Agencies, and held such that the rights of the Purchaser and the owner of the Mortgage Loans shall be fully protected against the claims of any creditors of the Company and of any creditors or depositors of the institution in which such account is maintained or (c) in a separate nontrust account without FDIC or other insurance in an Eligible Institution. In the event that a Custodial Account is established pursuant to clause (b) or (c) of the preceding sentence, the Company shall provide the Purchaser with written notice on the Business Day following the date on which the applicable institution fails to meet the applicable ratings requirements. Eligible Institution: Chevy Chase Bank, F.S.B., or an institution having (i) the highest short-term debt rating, and one of the two highest long-term debt ratings of the Rating Agencies; or (ii) with respect to any Custodial Account, an unsecured long-term debt rating of at least one of the two highest unsecured long-term debt ratings of the Rating Agencies.
Equity Take-Out Refinanced Mortgage Loan: A Refinanced were in excess of the outstanding principal balance of the existing mortgage loan.
Mortgage
Loan the
proceeds
of
which
Escrow Account: Each separate trust account or accounts created and maintained pursuant to Section 4.06 which shall be entitled "Chevy Chase Bank, F.S.B., in trust for the Purchaser, Owner of Whole Loan Series 2001-1, and various Mortgagors" and shall be established in an Eligible Account, in the name of the Person that is the "Purchaser" with respect to the related Mortgage Loans. Escrow Payments: With respect to any Mortgage Loan, the amounts constituting ground rents, taxes, assessments, water rates, sewer rents, municipal charges, mortgage insurance premiums, fire and hazard insurance premiums, condominium charges, and any other payments required to be escrowed by the Mortgagor with the mortgagee pursuant to the Mortgage or any other document. Event of Default: FDIC: FHLMC: Any one of the conditions or circumstances enumerated in Section 9.01.
The Federal Deposit Insurance Corporation, or any successor thereto. The Federal Home Loan Mortgage Corporation, or any successor thereto. A fidelity bond to be maintained by the Company pursuant to Section 4.12.
Fidelity Bond: FIRREA:
The Financial Institutions Reform, Recovery, and Enforcement Act of 1989. Date: April 18, 2001, or if such day is not a Business Day, the first Business Day
First Remittance immediately preceding such date. FNMA: thereto. Freddie Mac Guides: and all amendments or additions thereto. GAAP: HUD:
The Federal National Mortgage Association, or any successor thereto. The FNMA Seller's Guide and the FNMA Servicer's Guide and all amendments or additions The Freddie Mac Sellers Guide and the Freddie Mac Servicers Guide
FNMA Guides:
Generally accepted accounting principles, consistently applied. The United States Department of Housing and Urban Development or any successor.
Index: On each Adjustment Date, the applicable index shall be a rate per annum equal to the weekly average yield on U.S. Treasury securities adjusted to a constant maturity of one year as made available by the Federal Reserve Board, or, if not so published, as reported by any Federal Reserve Bank or by any U.S. Government department or agency, for the week for which such figures were most recently published or reported as of the date 45 days prior to the Adjustment Date.
Insurance Proceeds: Mortgage Loan or the related Mortgaged Property.
With respect to each Mortgage
Loan,
policies
insuring the
Lender Paid Mortgage Insurance Rate: annum equal to the percentage shown on the Mortgage Loan Schedule.
The Lender
Paid
Mortgage
Insurance
Rate
shall be a rate per
Lifetime Rate Cap: As to each Mortgage Loan, the maximum Mortgage Loan which is 600 basis points (6%) above the initial Mortgage Interest Rate.
Mortgage
Interest Rate over the term of such
Liquidation Proceeds: Cash received in connection with the liquidation of a defaulted whether through the sale or assignment of such Mortgage Loan, trustee's sale, foreclosure sale or otherwise.
Mortgage Loan,
Loan-to-Value Ratio or LTV: With respect to any Mortgage Loan, the ratio of the original outstanding principal amount of the Mortgage Loan, to (i) the Appraised Value of the Mortgaged Property as of the Origination Date with respect to a Refinanced Mortgage Loan, and (ii) the lesser of the Appraised Value of the Mortgaged Property as of the Origination Date or the purchase price of the Mortgaged Property with respect to all other Mortgage Loans. Margin: With respect to each Mortgage Loan, the fixed percentage amount set forth in each related Mortgage Note which is added to the Index in order to determine the related Mortgage Interest Rate, as set forth in the Mortgage Loan Schedule. Monthly Advance: Section 5.03. The aggregate of the advances made by the Company on any Remittance Date pursuant to monthly payment of principal and interest on a Mortgage Loan which is
Monthly Payment: The scheduled payable by a Mortgagor under the related Mortgage Note.
Mortgage: The mortgage, deed of trust or other instrument securing a first lien on an unsubordinated estate in fee simple in real property securing the Mortgage Note.
Mortgage
Note
which
creates
Mortgage File: The mortgage documents pertaining to a particular Mortgage Loan which are specified in Exhibit A hereto and any additional documents required to be added to the Mortgage File pursuant to this Agreement. Mortgage Impairment Insurance Policy: by Section 4.11. A mortgage impairment or blanket hazard insurance policy as required
Mortgage Interest Rate: The annual rate at which interest accrues on any Mortgage Loan, adjusted from time to time, in accordance with the provisions of the related Mortgage Note.
which may be
Mortgage Loan: An individual Mortgage Loan which is the subject of this Agreement, each Mortgage Loan originally sold and subject to this Agreement being identified on the Mortgage Loan Schedule, which Mortgage Loan includes without limitation the Mortgage File, the Monthly Payments, Principal Prepayments, Liquidation Proceeds, Condemnation Proceeds, Insurance Proceeds, REO Disposition Proceeds, and all other rights, benefits, proceeds and obligations arising from or in connection with such Mortgage Loan, excluding replaced or repurchased mortgage loans. Mortgage Loan Documents: The documents listed in Exhibit A.
Mortgage Loan Remittance Rate: With respect to each Mortgage Loan, the annual rate of interest remitted to the Purchaser, which shall be equal to the Mortgage Interest Rate minus the Servicing Fee Rate minus the Lender Paid Mortgage Insurance Premium. Mortgage Loan Schedule: The schedule of Mortgage Loans annexed hereto as Exhibit F, such setting forth the following information with respect to each Mortgage Loan in the related Mortgage Loan Package: (1) (2) (3) (4) (5) the Company's Mortgage Loan identifying number; the Mortgagor's name; the street address of the Mortgaged Property including the city, state and zip code; a code indicating whether the Mortgaged Property is owner-occupied; the type of residential property constituting the Mortgaged Property; months to maturity from the Cut-off Date, in expressed in the same manner but based on the schedule
(6) the original months to maturity or the remaining any case based on the original amortization schedule and, if different, the maturity actual amortization schedule; (7)
the Sales Price, if applicable, appraised value and Loan-to-Value Ratio, at origination;
(8) the Mortgage Interest Rate as of origination and as of the Cut-off Date; the Adjustment Date, the Index, the Margin, the Periodic Rate Cap and the Lifetime Rate Cap; (9) (10) (11) the stated maturity date; the amount of the Monthly Payment as of the Cut-off Date; the original principal amount of the Mortgage Loan;
(12) the principal balance of the Mortgage Loan as of the close of business on the Cut-off after deduction of payments of principal due on or before the Cut-off Date whether or not collected;
Date,
(13) a code indicating refinance, equity take-out refinance); (14)
the
purpose
of the
Mortgage
Loan
(i.e.,
purchase,
rate and
term
a code indicating the documentation style (i.e. full, alternative or reduced); preceding the Closing Date that any
(15) the number of times during the twelve (12) month period Monthly Payment has been received thirty (30) or more days after its Due Date; (16) (17) and (18) spread; (19) (20) (21) actual next due date as of the Cutoff Date; product type; and Lender Paid Mortgage Insurance Rate. Loans in the aggregate, the date on which the first payment is or was due;
a code indicating whether or not the Mortgage Loan is the subject of Primary Mortgage Insurance; a code indicating whether or not the Mortgage Loan is currently convertible and the conversion
With respect to the Mortgage following information, as of the Cut-off Date: (1) (2) (3) (4) (5)
the Mortgage Loan Schedule
shall set forth the
the number of Mortgage Loans; the current aggregate outstanding principal balance of the Mortgage Loans; the weighted average Mortgage Interest Rate of the Mortgage Loans; the weighted average maturity of the Mortgage Loans; and the weighted average months to next Adjustment Date. The note or other evidence of the indebtedness of a Mortgagor secured by a Mortgage.
Mortgage Note:
Mortgaged Property: The underlying real property securing repayment of a Mortgage Note, consisting of a single parcel of real estate considered to be real estate under the laws of the State in which such real property is located, which may include condominium units and planned unit developments, improved by a residential dwelling; except that with respect to real property
located in jurisdictions in which the use of leasehold estates for residential properties is a widely-accepted practice, a leasehold estate of the Mortgage, the term of which is equal to or longer than the term of the Mortgage. Mortgagor: OCC: The obligor on a Mortgage Note.
Office of the Comptroller of the Currency, its successors and assigns.
Officers' Certificate: A certificate signed by the Chairman of the Board, the Vice Chairman of the Board, the President, a Senior Vice President, Assistant Vice President or a Vice President and by the Treasurer or the Secretary or one of the Assistant Treasurers or Assistant Secretaries of the Company, and delivered to the Purchaser as required by this Agreement. Opinion of Counsel: A written opinion of whom the opinion is being given, reasonably acceptable to the Purchaser. counsel, who may be an employee of the party on behalf of
Origination Date: The date on which a Mortgage Loan closed and funded, which date shall not, in connection with a Refinanced Mortgage Loan, be the date of the closing and funding of the debt being refinanced, but rather the closing and funding of the debt currently outstanding under the terms of the Mortgage Loan Documents. OTS: Office of Thrift Supervision, its successors and assigns.
Periodic Rate Cap: As to each Mortgage Loan, the maximum increase or decrease in the Mortgage Interest Rate on any Adjustment Date, starting with the second Adjustment Date, which is 200 basis points (2%) above or below, respectively, the Mortgage Interest Rate in effect during the immediately preceding 12 month period. As to the first Adjustment Date, the maximum increase or decrease in the Mortgage Interest Rate is 300 basis points (3%) above or below, respectively, the Mortgage Interest Rate in effect during the immediately preceding fixed-rate period Person: Any individual, corporation, partnership, joint venture, association, joint-stock company, limited liability corporation, trust, unincorporated organization or government or any agency or political subdivision thereof. Primary Mortgage Insurance Policy: Each primary policy of mortgage insurance represented effect pursuant to Section 3.02(hh), or any replacement policy therefor obtained by the Company pursuant to Section 4.08. Prime Rate: The prime rate rate in the Wall Street Journal (Northeast Edition). announced to be in effect from time to time as to be in
published as the average
Principal Prepayment: Any payment or other recovery of principal on a Mortgage Loan full or partial which is received in advance of its scheduled Due Date, including any prepayment penalty or premium thereon and which is not accompanied by an amount of
interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment.
Purchase Price:
As defined in Section 2.02.
Purchase Price and Terms Letter: As defined in the Recitals to this Agreement. Purchaser: EMC Mortgage Corporation, its successors in interest and assigns. Qualified Appraiser: An appraiser, duly appointed by the Company, who had no interest, direct or indirect in the Mortgaged Property or in any loan made on the security thereof, and whose compensation is not affected by the approval or disapproval of the Mortgage Loan, and such appraiser and the appraisal made by such appraiser both satisfy the requirements of Title XI of FIRREA and the regulations promulgated thereunder, all as in effect on the date the Mortgage Loan was originated. Qualified Insurer: An insurance company duly qualified as such under the laws of the states in which the Mortgaged Properties are located, duly authorized and licensed in such states to transact the applicable insurance business and to write the insurance provided, approved as an insurer by FNMA or FHLMC. Rating Agencies: Standard & Poor's Ratings Services, Moody's Investor Service or, in the event that some or all of ownership of the Mortgage Loans is evidenced by mortgage-backed securities, the nationally recognized rating agencies issuing ratings with respect to such securities, if any. Refinanced Mortgage Loan: A Mortgage Loan which was made to a Mortgagor who owned the Mortgaged Property prior to the origination of such Mortgage Loan and the proceeds of which were used in whole or part to satisfy an existing mortgage. REMIC: as amended. A "real estate mortgage investment conduit," as such term is defined in the Internal Revenue Code, Remittance Date, or if such 18th
Remittance Date: The 18th day of any month, beginning with the First day is not a Business Day, the first Business Day immediately preceding such 18th day. REO Disposition: The final sale by the Company of any REO Property.
REO Disposition Proceeds: Amounts received by the Company in connection with a related REO Disposition. REO Property: Section 4.13. A Mortgaged Property acquired by the Company on behalf of the Purchaser as described in
Repurchase Price: With respect to any Mortgage Loan, a price equal to (i) the outstanding principal balance of the Mortgage Loan, plus (ii) interest on such outstanding principal balance at the Mortgage Loan Remittance Rate from the last date through which interest has been paid and distributed to the Purchaser to the date of repurchase, plus, (iii) third party expenses incurred in connection with the transfer of the Mortgage Loan being repurchased; less amounts received or advanced in respect of such repurchased Mortgage Loan which are being held in the Custodial Account for distribution in the month of repurchase.
SAIF:
The Savings Association Insurance Fund, or any successor thereto.
Servicing Advances: All customary, reasonable and necessary "out of pocket" costs and expenses (including reasonable attorneys' fees and disbursements) incurred in the performance by the Company of its servicing obligations, including, but not limited to, the cost of (a) the preservation, restoration and protection of the Mortgaged Property, (b) any enforcement, administrative or judicial proceedings, or any legal work or advice specifically related to servicing the Mortgage Loans, including but not limited to, foreclosures, bankruptcies, condemnations, drug seizures, elections, foreclosures by subordinate or superior lienholders, and other legal actions incidental to the servicing of the Mortgage Loans (provided that such expenses are reasonable and that the Company specifies the Mortgage Loan(s) to which such expenses relate, and provided further that any such enforcement, administrative or judicial proceeding does not arise out of a breach of any representation, warranty or covenant of the Company hereunder), (c) the management and liquidation of the Mortgaged Property if the Mortgaged Property is acquired in full or partial satisfaction of the Mortgage, (d) taxes, assessments, water rates, sewer rates and other charges which are or may become a lien upon the Mortgaged Property, and Primary Mortgage Insurance Policy premiums and fire and hazard insurance coverage, (e) any expenses reasonably sustained by the Company, as Company, with respect to the liquidation of the Mortgaged Property in accordance with the terms of this Agreement and (f) compliance with the obligations under Section 4.08. Servicing Fee: With respect to each Mortgage Loan, the amount of the annual fee the Purchaser shall pay to the Company, which shall, for a period of one full month, be equal to one-twelfth of the product of (a) the Servicing Fee Rate and (b) the outstanding principal balance of such Mortgage Loan. Such fee shall be payable monthly, computed on the basis of the same principal amount and period respecting which any related interest payment on a Mortgage Loan is computed. The obligation of the Purchaser to pay the Servicing Fee is limited to, and the Servicing Fee is payable solely from, the interest portion (including recoveries with respect to interest from Liquidation Proceeds, to the extent permitted by Section 4.05) of such Monthly
Payment collected by the Company, or as otherwise provided under Section 4.05. Servicing Fee Rate: The Servicing Fee Rate shall be a rate per annum equal to 25.0 prior to the related initial Adjustment Date and 37.5 basis points on and after the related initial Adjustment Date. originals copies of Mortgage listed in basis points
Servicing File: With respect to each Mortgage Loan, the file retained by the Company consisting of or microfilmed all documents in the Mortgage File which are not delivered to the Purchaser and copies of the Loan Documents Exhibit A, the originals of which are delivered to the Purchaser or its designee pursuant to Section 2.04.
Servicing Officer: Any officer of the Company involved in, or responsible for, the administration and servicing of the Mortgage Loans whose name appears on a list of servicing officers furnished by the Company to the Purchaser upon request, as such list may from time to time be amended.
Stated Principal Balance: As to each Mortgage Loan as of any date of determination, (i) the principal balance of such Mortgage Loan at the Cut-off Date after giving effect to payments of principal due on or before such date, whether or not received, minus (ii) all amounts previously distributed to the Purchaser with respect to the Mortgage Loan representing payments or recoveries of principal or advances in lieu thereof. Subservicer: Any subservicer which is subservicing the Subservicing Agreement. Any subservicer shall meet the qualifications set forth in Section 4.01. Subservicing Agreement: Mortgage Loans. Mortgage Loans pursuant to a
An agreement between the Company and a Subservicer for the servicing of the
ARTICLE II SERVICING OF MORTGAGE LOANS; RECORD TITLE AND POSSESSION OF MORTGAGE FILES; BOOKS AND RECORDS; CUSTODIAL AGREEMENT; DELIVERY OF MORTGAGE LOAN DOCUMENTS Section 2.01 Agreement to Purchase.
The Company agrees to sell and the Purchaser agrees to purchase the Mortgage Loans having an aggregate principal balance on the Cut-off Date in an amount as set forth in the Purchase Price and Terms Letter, or in such other amount as agreed by the Purchaser and the Company as evidenced by the actual aggregate principal balance of the Mortgage Loans accepted by the Purchaser on the Closing Date, with servicing retained by Company. The Company shall deliver the Mortgage Loan Schedule for the Mortgage Loans to be purchased on the Closing Date to the Purchaser at least one (1) Business Day prior to the Closing Date. Section 2.02 Purchase Price.
The Purchase Price for each Mortgage Loan shall be the percentage of par as stated in the Purchase Price and Terms Letter (subject to adjustment as provided therein), multiplied by the aggregate principal balance, as of the Cut-off Date, of the Mortgage Loans listed on the related Mortgage Loan Schedule, after application of scheduled payments of principal due on or before the Cut-off Date whether or not collected. The initial principal amount of the Mortgage Loans shall be the aggregate principal balance of the Mortgage Loans, so computed as of the Cut-off Date. In addition to the Purchase Price as described above, the Purchaser shall pay to the Company, at closing, accrued interest on the current principal amount of each Mortgage Loan as of the Cut-off Date at the Mortgage Loan Remittance Rate of each Mortgage Loan from the Cut-off Date through the day prior to the Closing Date, inclusive.
The Purchase Price plus accrued Closing Date by wire transfer of immediately available funds.
interest as set forth in the preceding
paragraph
shall be paid on the
Purchaser shall be entitled to (1) all scheduled principal due after the Cut-off Date, (2) all other recoveries of principal collected on or after the Cut-off Date (provided, however, that all scheduled payments of principal due on or before the Cut-off Date and collected by the Company or any successor Company after the Cut-off Date shall belong to the Company), and (3) all payments of interest on the Mortgage Loans net of applicable Servicing Fees (minus that portion of any such payment which is allocable to the period prior to the Cut-off Date). The outstanding principal balance of each Mortgage Loan as of the Cut-off Date is determined after application of payments of principal due on or before the Cut-off Date whether or not collected, together with any unscheduled principal prepayments collected prior to the Cut-off Date; provided, however, that payments of scheduled principal and interest prepaid for a Due Date beyond the Cut-off Date shall not be applied to the principal balance as of the Cut-off Date. Such prepaid amounts shall be the property of the Purchaser. The Company shall deposit any such prepaid amounts into the Custodial Account, which account is established for the benefit of the Purchaser for subsequent remittance by the Company to the Purchaser.
Section 2.03
Servicing of Mortgage Loans.
Simultaneously with the execution and delivery of this Agreement, the Company does hereby agree to directly service the Mortgage Loans listed on the Mortgage Loan Schedule subject to the terms of this Agreement. The rights of the Purchaser to receive payments with respect to the related Mortgage Loans shall be as set forth in this Agreement. Section 2.04 Record Title and Possession of Mortgage Files; Maintenance of Servicing Files. As of the Closing Date, the Company sold, transferred, assigned, set over and conveyed to the Purchaser, without recourse, and the Company hereby acknowledges that the Purchaser has, but subject to the terms of this Agreement, all the right, title and interest of the Company in and to the Mortgage Loans. Company will deliver the Mortgage Files to a custodian designated by Purchaser, on or before the Closing Date, at the expense of the Company. The Company shall maintain a Servicing File consisting of a copy of the contents of each Mortgage File and the originals or microfilmed copies of the documents in each Mortgage File not delivered to the Purchaser. The Servicing File shall contain all documents necessary to service the Mortgage Loans. The possession of each Servicing File by the Company is at the will of the Purchaser, for the sole purpose of servicing the related Mortgage Loan, and such retention and possession by the Company is in a custodial capacity only. From the Closing Date, the ownership of each Mortgage Loan, including the Mortgage Note, the Mortgage, the contents of the related Mortgage File and all rights, benefits, proceeds and obligations arising therefrom or in connection therewith, has been vested in the Purchaser. All rights arising out of the Mortgage Loans including, but not limited to, all funds received on or in connection with the Mortgage Loans and all records or documents with respect to the Mortgage Loans prepared by or which come into the possession of the Company shall be received and held by the Company in trust for the benefit of the Purchaser as the owner of the Mortgage Loans. Any portion of the Mortgage Files
retained by the Company shall be appropriately identified in the Company's computer system to clearly reflect the ownership of the Mortgage Loans by the Purchaser. The Company shall release its custody of the contents of the Mortgage Files only in accordance with written instructions of the Purchaser, except when such release is required as incidental to the Company's servicing of the Mortgage Loans or is in connection with a repurchase of any Mortgage Loan or Loans with respect thereto pursuant to this Agreement, such written instructions shall not be required. Section 2.05 Books and Records.
The sale of each Mortgage Loan has been reflected on the Company's balance sheet and other financial statements as a sale of assets by the Company. The Company shall be responsible for maintaining, and shall maintain, a complete set of books and records for the Mortgage Loans which shall be appropriately identified in the Company's computer system to clearly reflect the ownership of the Mortgage Loan by the Purchaser. In particular, the Company shall maintain in its possession, available for inspection by the Purchaser, or its designee and shall deliver to the Purchaser upon demand, evidence of compliance with all federal, state and local laws, rules and regulations, and requirements of FNMA or FHLMC, as applicable, including but not limited to documentation as to the method used in determining the applicability of the provisions of the Flood Disaster Protection Act of 1973, as amended, to the Mortgaged Property, documentation evidencing insurance coverage of any condominium project as required by FNMA or FHLMC, and periodic inspection reports as required by Section 4.13. To the extent that original documents are not required for purposes of realization of Liquidation Proceeds or Insurance Proceeds, documents maintained by the Company may be in the form of microfilm or microfiche. The Company shall maintain with respect to each Mortgage Loan and shall make available for inspection by any Purchaser or its designee the related Servicing File during the time the Purchaser retains ownership of a Mortgage Loan and thereafter in accordance with applicable laws and regulations. In addition to the foregoing, Company shall provide to any supervisory agents or examiners that regulate Purchaser, including but not limited to, the OTS, the FDIC and other similar entities, access, during normal business hours, upon reasonable advance notice to Company and without charge to Company or such supervisory agents or examiners, to any documentation regarding the Mortgage Loans that may be required by any applicable regulator. Section 2.06. Transfer of Mortgage Loans.
The Company shall keep at its servicing office books and records in which, subject to such reasonable regulations as it may prescribe, the Company shall note transfers of Mortgage Loans. No transfer of a Mortgage Loan may be made unless such transfer is in compliance with the terms hereof. For the purposes of this Agreement, the Company shall be under no obligation to deal with any person with respect to this Agreement or any Mortgage Loan unless a notice of the transfer of such Mortgage Loan has been delivered to the Company in accordance with this Section 2.06 and the books and records of the Company show such person as the owner of the Mortgage Loan. The Purchaser may, subject to the terms of this Agreement, sell and transfer one or more of the Mortgage Loans,
provided, however, that (i) the Company unless such
transferee
will not be deemed to be a Purchaser
hereunder
binding
upon the
transferee shall agree in writing to be bound by the terms of this Agreement and an original counterpart of the instrument of transfer in an Assignment and Assumption of this Agreement substantially in the form of Exhibit D hereto executed by the transferee shall have been delivered to the Company and the Company, and (ii) in no event shall there be more than three (3) Persons at any given time having the status of "Purchaser" hereunder. The Purchaser also shall advise the Company of the transfer. Upon receipt of notice of the transfer, the Company shall mark its books and records to reflect the ownership of the Mortgage Loans of such assignee, and the previous Purchaser shall be released from its obligations hereunder with respect to the Mortgage Loans sold or transferred. Section 2.07 Delivery of Mortgage Loan Documents.
The Company shall deliver and release to the Purchaser or its designee the Mortgage Loan Documents in accordance with the terms of this Agreement. The documents enumerated as items (1), (2), (3), (4), (5), (6), (7) and (8) in Exhibit A hereto shall be delivered by the Company to the Purchaser or its designee no later than one (1) Business Days prior to the Closing Date pursuant to a bailee letter agreement. All other documents in Exhibit A hereto, together with all other documents executed in connection with the Mortgage Loan that Company may have in its possession, shall be retained by the Company in trust for the Purchaser. If the Company cannot deliver the original recorded Mortgage Loan Documents or the original policy of title insurance, including riders and endorsements thereto, on the Closing Date, the Company shall, promptly upon receipt thereof and in any case not later than 120 days from the Closing Date, deliver such original documents, including original recorded documents, to the Purchaser or its designee (unless the Company is delayed in making such delivery by reason of the fact that such documents shall not have been returned by the appropriate recording office). If delivery is not completed within 120 days solely due to delays in making such delivery by reason of the fact that such documents shall not have been returned by the appropriate recording office, Company shall deliver such document to Purchaser, or its designee, within such time period as specified in a Company's Officer's Certificate. In the event that documents have not been received by the date specified in the Company's Officer's Certificate, a subsequent Company's Officer's Certificate shall be delivered by such date specified in the prior Company's Officer's Certificate, stating a revised date for receipt of documentation. The procedure shall be repeated until the documents have been received and delivered. The Company shall continue to use its best efforts to effect delivery within 210 days of the Closing Date. The Seller shall pay all initial recording fees, for the assignments of mortgage and any other fees in connection with the transfer of all original documents to the Purchaser or its designee. Company shall prepare, in recordable form, all assignments of mortgage necessary to assign the Mortgage Loans to Purchaser, or its designee. Company shall provide an original or duplicate original of the title insurance policy to Purchaser or its designee within ninety (90) days of the receipt of the recorded documents (required for issuance of such policy) from the applicable recording office. Any review by the reduce the Company's obligations hereunder. Purchaser, or its designee, of the Mortgage Files shall in no way alter or
If the Purchaser or its designee discovers any defect with respect to a Mortgage File, the Purchaser shall, or shall cause its designee to, give written specification of such defect to the Company which may be given in the exception report or the certification delivered pursuant to this Section 2.07, or otherwise in writing and the Company shall cure or repurchase such Mortgage Loan in accordance with Section 3.03. The Company shall forward to the Purchaser, or its designee, original documents evidencing an assumption, modification, consolidation or extension of any Mortgage Loan entered into in accordance with Section 4.01 or 6.01 within one week of their execution; provided, however, that the Company shall provide the Purchaser, or its designee, with a certified true copy of any such document submitted for recordation within one week of its execution, and shall provide the original of any document submitted for recordation or a copy of such document certified by the appropriate public recording office to be a true and complete copy of the original within sixty (60) days of its submission for recordation. From time to time the Company may have a need for Mortgage Loan Documents to be released from Purchaser, or its designee. Purchaser shall, or shall cause its designee, upon the written request of the Company, within ten (10) Business Days, deliver to the Company, any requested documentation previously delivered to Purchaser as part of the Mortgage File, provided that such documentation is promptly returned to Purchaser, or its designee, when the Company no longer requires possession of the document, and provided that during the time that any such documentation is held by the Company, such possession is in trust for the benefit of Purchaser. Company shall indemnify Purchaser, and its designee, from and against any and all losses, claims, damages,
penalties, fines, forfeitures, costs and expenses (including court costs and reasonable attorney's fees) resulting from or related to the loss, damage, or misplacement of any documentation delivered to Company pursuant to this paragraph. Section 2.08 Quality Control Procedures.
The Company must have an internal quality control program that verifies, on a regular basis, the existence and accuracy of the legal documents, credit documents, property appraisals, and underwriting decisions. The program must be capable of evaluating and monitoring the overall quality of its loan production and servicing activities. The program is to ensure that the Mortgage Loans are originated and serviced in accordance with prudent mortgage banking practices and accounting principles; guard against dishonest, fraudulent, or negligent acts; and guard against errors and omissions by officers, employees, or other authorized persons. Section 2.09 No Commission.
The Company and the Purchaser agree that no broker, Investment Banker, agent or other person (including but not limited to Purchaser) is entitled to any commission or compensation in connection with the sale of the Mortgage Loans.
ARTICLE III REPRESENTATIONS AND WARRANTIES OF THE COMPANY AND THE COMPANY; REPURCHASE; REVIEW OF MORTGAGE LOANS Section 3.01 Representations and Warranties of the Company. warrants and covenants to the Purchaser that, as of the Closing Date or as of
The Company represents, such date specifically provided herein:
(a) Chevy Chase Bank, F.S.B. is a federally chartered savings bank duly organized, validly existing and in good standing and has all licenses and qualifications necessary to carry out its business as now being conducted, and in any event the Company is in compliance with the applicable laws of any state to the extent necessary to ensure the enforceability of each Mortgage Loan in accordance with the terms of this Agreement; the Company is licensed and qualified to transact business in and is in good standing under the laws of each state in which any Mortgaged Property is located or is otherwise exempt under applicable law from such licensing or qualification or is otherwise not required under applicable law to effect such licensing or qualification and no unresolved demand for such licensing or qualification has been made upon such Company by any such state, and in any event such Company is in compliance with the laws of any such state to the extent necessary to ensure the enforceability of each Mortgage Loan and the servicing of the Mortgage Loans in accordance with the terms of this Agreement; (b) The Company has the full power and authority and legal right to hold, transfer and convey each Mortgage Loan, to sell each Mortgage Loan and to execute, deliver and perform, and to enter into and consummate all transactions contemplated by this Agreement and to conduct its business as presently conducted, has duly authorized the execution, delivery and performance of this Agreement and any agreements contemplated hereby, has duly executed and delivered this Agreement, and any agreements contemplated hereby, and this Agreement and each Assignment of Mortgage to the Purchaser and any agreements contemplated hereby, constitutes a legal, valid and binding obligation of the Company, enforceable against it in accordance with its terms, and all requisite corporate action has been taken by the Company to make this Agreement and all agreements contemplated hereby valid and binding upon the Company in accordance with their terms; the Company has the full power and authority and legal right to execute, deliver and perform, and to enter into and consummate all transactions contemplated by this Agreement and to conduct its business as presently conducted, has duly authorized the execution, delivery and performance of this Agreement and any agreements contemplated hereby, has duly executed and delivered this Agreement, and any agreements contemplated hereby, and this Agreement and any agreements contemplated hereby, constitutes a legal, valid and binding obligation of the Company, enforceable against it in accordance with its terms, and all requisite corporate action has been taken by the Company to make this Agreement and all agreements contemplated hereby valid and binding upon the Company in accordance with their terms; (c) Neither the execution and delivery of this Agreement, nor the origination of the Mortgage Loans by the Company, the sale of the Mortgage Loans to the Purchaser, the consummation of the transactions contemplated hereby, or the fulfillment of or compliance with the terms and conditions of this Agreement will conflict with any of the terms, conditions or provisions of the
Company's or the Company's charter or by-laws or materially conflict with or result in a material breach of any of the terms, conditions or provisions of any legal restriction or any agreement or instrument to which the Company is now a party or by which they are bound, or constitute a default or result in an acceleration under any of the foregoing, or result in the material violation of any law, rule, regulation, order, judgment or decree to which the Company or its properties are subject, or impair
the ability of the Purchaser to realize on the Mortgage Loans. (d) There is no litigation, suit, proceeding or investigation pending or to the Companys knowledge, threatened, or any order or decree outstanding, with respect to the Company which, either in any one instance or in the aggregate, is reasonably likely to have a material adverse effect on the sale of the Mortgage Loans, the execution, delivery, performance or enforceability of this Agreement, or which is reasonably likely to have a material adverse effect on the financial condition of the Company. (e) No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Company of or compliance by the Company with this Agreement, or the sale of the Mortgage Loans and delivery of the Mortgage Files to the Purchaser or the consummation of the transactions contemplated by this Agreement, except for consents, approvals, authorizations and orders which have been obtained; (f) The consummation of the transactions contemplated by this Agreement is in the ordinary course of business of the Company, and the transfer, assignment and conveyance of the Mortgage Notes and the Mortgages by the Company pursuant to this Agreement are not subject to bulk transfer or any similar statutory provisions in effect in any applicable jurisdiction; (g) The origination and servicing practices used by the Company, and any prior originator or Company with respect to each Mortgage Note and Mortgage have been legal and in accordance with applicable laws and regulations and the Mortgage Loan Documents, and in all material respects proper and prudent in the mortgage origination and servicing business. With respect to escrow deposits and payments that the Company, on behalf of the investor, is entitled to collect, all such payments are in the possession of, or under the control of, the Company, and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All escrow payments have been collected in full compliance with state and federal law and the provisions of the related Mortgage Note and Mortgage. As to any Mortgage Loan that is the subject of an escrow, escrow of funds is not prohibited by applicable law and has been established in an amount sufficient to pay for every escrowed item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or other charges or payments due under the Mortgage Note have been capitalized under any Mortgage or the related Mortgage Note; (h) The Company used no selection procedures that identified the Mortgage desirable or valuable than other comparable mortgage loans in the Company's portfolio at the Cut-off Date; (i) The Company will treat the sale of the Mortgage Loans to the reporting and accounting purposes and, to the extent appropriate, for federal income tax purposes; Loans as being less
Purchaser
as a sale for
(j) Company is an approved Seller/Servicer of residential mortgage loans for FNMA, FHLMC and HUD, with such facilities, procedures and personnel necessary for the sound servicing of such mortgage loans. The Company is duly qualified, licensed, registered and otherwise authorized under all applicable federal, state and local laws, and regulations, if applicable, meets the minimum capital requirements set forth by the OCC, and is in good standing to sell mortgage loans to and service mortgage loans for FNMA and FHLMC and no event has occurred which would make Company unable to comply with eligibility requirements or which would require notification to either FNMA or FHLMC; (k) The Company does not believe, nor does it have any cause or reason to believe, that it cannot perform each and every covenant contained in this Agreement. The Company is solvent and the sale of the Mortgage Loans will not cause the Company to become insolvent. The sale of the Mortgage Loans is not undertaken with the intent to hinder, delay or defraud any of the Company's creditors; (l) No statement, tape, diskette, form, report or other document prepared by, or on behalf of, Company or Company pursuant to this Agreement or in connection with the transactions contemplated hereby, contains or will contain any statement that is or will be inaccurate or misleading in any material respect; (m) The Company acknowledges and agrees that the Servicing Fee represents reasonable compensation for performing such services and that the entire Servicing Fee shall be treated by the Company, for accounting and tax purposes, as compensation for the servicing and administration of the Mortgage Loans pursuant to this Agreement. In the opinion of Company, the consideration received by Company upon the sale of the Mortgage Loans to Purchaser under this Agreement constitutes fair consideration for the Mortgage Loans under current market conditions. (n) The Company has delivered to the Purchaser financial statements of its parent, for its last two complete fiscal years. All such financial information fairly presents the pertinent results of operations and financial position for the period identified and has been prepared in accordance with generally accepted accounting principles consistently applied throughout the periods involved, except as set forth in the notes thereto. There has been no change in the business, operations, financial condition, properties or assets of the Company since the date of the Companys financial information
that would have a material adverse effect on its ability to perform its obligations under this Agreement; and (o) Neither the Company nor the Purchaser have dealt with any broker, investment banker, other person that may be entitled to any commission or compensation in connection with the sale of the Mortgage Loans. Section 3.02 Representations and Warranties as to Individual Mortgage Loans. agent or
References in this Section to percentages of Mortgage Loans refer in each case to the percentage of the aggregate principal balance of the Mortgage Loans as of the Cut-off Date, based on the outstanding balances of the Mortgage Loans as of the Cut-off Date, and giving effect to scheduled Monthly Payments due on or prior to the Cut-off Date, whether or not received. References to
percentages of Mortgaged Properties refer, in each case, to the percentages of expected aggregate principal balances of the related Mortgage Loans (determined as described in the preceding sentence). The Company hereby represents and warrant to the Purchaser, as to each Mortgage Loan, as of the Closing Date as follows: (a) As of the Closing Date, or such date as specified in the Mortgage Loan information set forth in the Mortgage Loan Schedule is complete, true and correct in all material respects; Schedule, the
(b) The Mortgage creates a valid, subsisting and enforceable first lien or a first priority ownership interest in an estate in fee simple in real property securing the related Mortgage Note subject to principles of equity, bankruptcy, insolvency and other laws of general application affecting the rights of creditors. (c) All payments due prior to the Cut-off Date for such Mortgage Loan have been made as of the Closing Date, the Mortgage Loan has not been dishonored; there are no material defaults under the terms of the Mortgage Loan; the Company has not advanced its own funds, or induced, solicited or knowingly received any advance of funds from a party other than the owner of the Mortgaged Property subject to the Mortgage, directly or indirectly, for the payment of any amount required by the Mortgage Loan; and there has been no more than one delinquency during the preceding twelve-month period, and such delinquency did not last more than 30 days; (d) There are no defaults by the Company in complying with the terms of the Mortgage, and all taxes, governmental assessments, insurance premiums, water, sewer and municipal charges, leasehold payments or ground rents which previously became due and owing have been paid, or escrow funds have been established in an amount sufficient to pay for every such escrowed item which remains unpaid and which has been assessed but is not yet due and payable; (e) The terms of the Mortgage Note and the Mortgage have not been impaired, waived, altered or modified in any respect, except by written instruments which have been recorded to the extent any such recordation is required by law, or, necessary to protect the interest of the Purchaser. No instrument of waiver, alteration or modification has been executed, and no Mortgagor has been released, in whole or in part, from the terms thereof except in connection with an assumption agreement and which assumption agreement is part of the Mortgage File and the terms of which are reflected in the Mortgage Loan Schedule; the substance of any such waiver, alteration or modification has been approved by the issuer of any related Primary Mortgage Insurance Policy and title insurance policy, to the extent required by the related policies; (f) The Mortgage Note and the Mortgage are not subject to any right of rescission, set-off, counterclaim or defense, including, without limitation, the defense of usury, nor will the operation of any of the terms of the Mortgage Note or the Mortgage, or the exercise of any right thereunder, render the Mortgage Note or Mortgage unenforceable, in whole or in part, or subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury, and no such right of rescission, set-off, counterclaim or defense has been asserted with respect thereto; and as of the Closing Date the Mortgagor was not a debtor in any state or federal bankruptcy or insolvency proceeding;
(g) All buildings or other customarily insured improvements upon the Mortgaged Property are insured by an insurer acceptable under the FNMA or FHLMC Guides, against loss by fire, hazards of extended coverage and such other hazards as are provided for in the FNMA or FHLMC Guide, as well as all additional requirements set forth in Section 4.10 of this Agreement. All such standard hazard policies are in full force and effect and on the date of origination contained a standard mortgagee clause naming the Company and its successors in interest and assigns as loss payee and such clause is still in effect and all premiums due thereon have been paid. If required by the Flood Disaster Protection Act of 1973, as amended, the Mortgage Loan is covered by a flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance Administration which policy conforms to FNMA or FHLMC requirements, as well as all additional requirements set forth in Section 4.10 of this Agreement. Such policy was issued by an insurer acceptable under FNMA or FHLMC guidelines. The Mortgage obligates the Mortgagor thereunder to maintain all such insurance at
the Mortgagor's cost and expense, and on the Mortgagor's failure to do so, authorizes the holder of the Mortgage to maintain such insurance at the Mortgagor's cost and expense and to seek reimbursement therefor from the Mortgagor; (h) Any and all requirements of any federal, state or local law including, without limitation, usury, truth-in-lending, real estate settlement procedures, consumer credit protection, equal credit opportunity or disclosure laws applicable to the Mortgage Loan have been complied with in all material respects; the Company maintains, and shall maintain, evidence of such compliance as required by applicable law or regulation and shall make such evidence available for inspection at the Company's office during normal business hours upon reasonable advance notice; (i) The Mortgage has not been satisfied, canceled or subordinated, in whole or in part, or rescinded, and the Mortgaged Property has not been released from the lien of the Mortgage, in whole or in part nor has any instrument been executed that would effect any such release, cancellation, subordination or rescission. The Company has not waived the performance by the Mortgagor of any action, if the Mortgagors failure to perform such action would cause the Mortgage Loan to be in default, nor has the Company waived any default resulting from any action or inaction by the Mortgagor; (j) The Mortgage is a valid, subsisting, enforceable and perfected first lien on the Mortgaged Property, including all buildings on the Mortgaged Property and all installations and mechanical, electrical, plumbing, heating and air conditioning systems affixed to such buildings, and all additions, alterations and replacements made at any time with respect to the foregoing securing the Mortgage Note's original principal balance subject to principles of equity, bankruptcy, insolvency and other laws of general application affecting the rights of creditors. The Mortgage and the Mortgage Note do not contain any evidence of any security interest or other interest or right thereto. Such lien is free and clear of all adverse claims, liens and encumbrances having priority over the first lien of the Mortgage subject only to (1) the lien of non-delinquent current real property taxes and assessments not yet due and payable, (2) covenants, conditions and restrictions, rights of way, easements and other matters of the
public record as of the date of recording which are acceptable to mortgage lending institutions generally and either (A) which are referred to in the lenders title insurance policy delivered to the originator or otherwise considered in the appraisal made for the originator of the Mortgage Loan, or (B) which do not adversely affect the residential use or Appraised Value of the Mortgaged Property as set forth in such appraisal, and (3) other matters to which like properties are commonly subject which do not individually or in the aggregate materially interfere with the benefits of the security intended to be provided by the Mortgage or the use, enjoyment, value or marketability of the related Mortgaged Property. Any security agreement, chattel mortgage or equivalent document related to and delivered in connection with the Mortgage Loan establishes and creates a valid, subsisting, enforceable and perfected first lien and first priority security interest on the property described therein, and the Company has the full right to sell and assign the same to the Purchaser; (k) The Mortgage Note and the related Mortgage are original and genuine and each is the legal, valid and binding obligation of the maker thereof, enforceable in all respects in accordance with its terms subject to principles of equity, bankruptcy, insolvency and other laws of general application affecting the rights of creditors, and the Company has taken all action necessary to transfer such rights of enforceability to the Purchaser. All parties to the Mortgage Note and the Mortgage had the legal capacity to enter into the Mortgage Loan and to execute and deliver the Mortgage Note and the Mortgage. The Mortgage Note and the Mortgage have been duly and properly executed by such parties. No fraud, error, omission, misrepresentation, negligence or similar occurrence with respect to a Mortgage Loan has taken place on the part of Company, the Mortgagor, or, to the best of Company's knowledge, on the part of any other party involved in the origination of the Mortgage Loan. Either the borrower or a guarantor is a natural person. The proceeds of the Mortgage Loan have been fully disbursed and there is no requirement for future advances thereunder, and any and all requirements as to completion of any on-site or off-site improvements and as to disbursements of any escrow funds therefor have been complied with. All costs, fees and expenses incurred in making or closing the Mortgage Loan and the recording of the Mortgage were paid or are in the process of being paid, and the Mortgagor is not entitled to any refund of any amounts paid or due under the Mortgage Note or Mortgage; (l) The Company is the sole owner and holder of the Mortgage Loan and the indebtedness evidenced by the Mortgage Note. Upon the sale of the Mortgage Loan to the Purchaser, the Company will retain the Mortgage File or any part thereof with respect thereto not delivered to the Purchaser or the Purchasers designee in trust only for the purpose of servicing and supervising the servicing of the Mortgage Loan. Immediately prior to the transfer and assignment to the Purchaser, the Mortgage Loan, including the Mortgage Note and the Mortgage, were not subject to an assignment, sale or pledge to any person other than Purchaser, and the Company had good and marketable title to and was the sole owner thereof and had full right to transfer and sell the Mortgage Loan to the Purchaser free and clear of any encumbrance, equity, lien, pledge, charge, claim or security interest and has the full right and authority subject to no interest or participation of, or agreement with, any other party, to sell and assign the Mortgage
Loan pursuant to this Agreement and following the sale of the Mortgage Loan, the Purchaser will own such Mortgage Loan free and clear of any encumbrance, equity, participation interest, lien, pledge, charge, claim or security interest. The Company intends to relinquish all rights to possess, control and monitor the Mortgage Loan, except for the purposes of servicing the Mortgage Loan as set forth in this Agreement. After the Closing Date, the Company will not have any right to modify or alter the terms of the sale of the Mortgage Loan and the Company will not have any obligation or right to repurchase the Mortgage Loan or substitute another Mortgage Loan, except as provided in this Agreement, or as otherwise agreed to by the Company and the Purchaser;
(m) Each Mortgage Loan is covered by an ALTA lender's title insurance policy or other generally acceptable form of policy or insurance acceptable to FNMA or FHLMC (including adjustable rate endorsements), issued by a title insurer acceptable to FNMA or FHLMC and qualified to do business in the jurisdiction where the Mortgaged Property is located, insuring (subject to the exceptions contained in (j)(1), (2) and (3) above) the Company, its successors and assigns, as to the first priority lien of the Mortgage in the original principal amount of the Mortgage Loan and against any loss by reason of the invalidity or unenforceability of the lien resulting from the provisions of the Mortgage providing for adjustment in the Mortgage Interest Rate and Monthly Payment. Where required by state law or regulation, the Mortgagor has been given the opportunity to choose the carrier of the required mortgage title insurance. The Company, its successors and assigns, are the sole insureds of such lender's title insurance policy, such title insurance policy has been duly and validly endorsed to the Purchaser or the assignment to the Purchaser of the Company's interest therein does not require the consent of or notification to the insurer and such lender's title insurance policy is in full force and effect and will be in full force and effect upon the consummation of the transactions contemplated by this Agreement. No claims have been made under such lender's title insurance policy, and no prior holder of the related Mortgage, including the Company, has done, by act or omission, anything which would impair the coverage of such lender's title insurance policy; (n) There is no default, breach, violation or event of acceleration existing under the Mortgage or the related Mortgage Note and no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event permitting acceleration; and neither the Company, nor any prior mortgagee has waived any default, breach, violation or event permitting acceleration; (o) There are no mechanics' or similar liens or claims which have been filed for work, labor or material (and no rights are outstanding that under law could give rise to such liens) affecting the related Mortgaged Property which are or may be liens prior to or equal to the lien of the related Mortgage; (p) All improvements subject to the Mortgage which were considered in determining the appraised value of the Mortgaged Property lie wholly within the boundaries and building restriction lines of the Mortgaged Property (and wholly within the project with respect to a condominium unit) and no improvements on adjoining properties encroach upon the Mortgaged Property except those which are insured against by the title insurance policy referred to in clause (m) above and all improvements on the property comply with all applicable zoning and subdivision laws and ordinances; (q) The Mortgage Loan was originated by or for the Company pursuant to the Companys underwriting guidelines. The Mortgage Notes and Mortgages are on forms generally acceptable in the industry. The Mortgage Loan bears interest at an adjustable rate as set forth in the Mortgage Loan Schedule, and Monthly Payments under the Mortgage Note are due and payable on the first day of each
month. The Mortgage contains the usual and enforceable provisions of the Company at the time of origination for the acceleration of the payment of the unpaid principal amount of the Mortgage Loan if the related Mortgaged Property is sold without the prior consent of the mortgagee thereunder; (r) The Mortgaged Property is not subject to any material damage by waste, fire, earthquake, earth movement, windstorm, tornado, flood or other casualty. At origination of the Mortgage Loan there was not, since origination of the Mortgage Loan there has been and there currently is, no proceeding pending for the total or partial condemnation of the Mortgaged Property. The Company has not received notification that any such proceedings are scheduled to commence at a future date; (s) The related Mortgage contains customary and enforceable provisions such as to render the rights and remedies of the holder thereof adequate for the realization against the Mortgaged Property of the benefits of the security provided thereby, including, (1) in the case of a Mortgage designated as a deed of trust, by trustee's sale, and (2) otherwise by judicial foreclosure. There is no homestead or other exemption available to the Mortgagor which would interfere with the right to sell the Mortgaged Property at a trustee's sale or the right to foreclose the Mortgage; under (t) If the Mortgage applicable law constitutes a deed of trust, a trustee, authorized and duly qualified if required
to act as such, has been properly designated and currently so serves and is named in the Mortgage, expenses, except as may be required by local law, are or will become payable by the Purchaser to the trustee of trust, except in connection with a trustee's sale or attempted sale after default by the Mortgagor;
and no fees or under the deed
(u) The Mortgage File contains an appraisal of the related Mortgaged Property signed prior to the final approval of the mortgage loan application by a Qualified Appraiser, approved by the Company, who had no interest, direct or indirect, in the Mortgaged Property or in any loan made on the security thereof, and whose compensation is not affected by the approval or disapproval of the Mortgage Loan, and the appraisal and appraiser both satisfy the requirements of FNMA or FHLMC and Title XI of the Federal Institutions Reform, Recovery, and Enforcement Act of 1989 and the regulations promulgated thereunder, all as in effect on the date the Mortgage Loan was originated. The appraisal is in a form acceptable to FNMA or FHLMC and was made by a Qualified Appraiser; (v) All parties which have had any interest in the Mortgage, whether as mortgagee, assignee, pledgee or otherwise, are (or, during the period in which they held and disposed of such interest, were) (A) in compliance with any and all applicable licensing requirements of the laws of the state wherein the Mortgaged Property is located, and (B) (1) organized under the laws of such state, or (2) qualified to do business in such state, or (3) federal savings and loan associations or national banks or a Federal Home Loan Bank or savings bank having principal offices in such state, or (4) not doing business in such state; (w) The related Mortgage Note is not and has not been secured by any collateral except the lien of the corresponding Mortgage and the security interest of any applicable security agreement or chattel mortgage referred to above and such collateral does not serve as security for any other obligation;
(x) The Mortgagor has received and has executed, applicable law with respect to the making of such mortgage loans; (y) The Mortgage Loan does not contain Loan is subject to a buydown agreement or contains any buydown provision;
where applicable,
all disclosure
materials required by
balloon or "graduated
payment"
features;
No Mortgage
(z) The Mortgagor is not in bankruptcy and, to the best of the Company's knowledge, the Mortgagor is not insolvent and the Company has no knowledge of any circumstances or condition with respect to the Mortgage, the Mortgaged Property, the Mortgagor or the Mortgagor's credit standing that could reasonably be expected to cause investors to regard the Mortgage Loan as an unacceptable investment, cause the Mortgage Loan to become delinquent, or materially adversely affect the value or marketability of the Mortgage Loan; (aa) The Mortgage Loans accrue interest at a fixed rate for the first seven (7) years or ten (10) years and thereafter are one year adjustable rate mortgage loans. Each Mortgage Loan bears interest based upon a thirty (30) day month and a three hundred and sixty (360) day year. The Mortgage Loans have an original term to maturity of not more than 30 years, with interest payable in arrears on the first day of each month. As to each Mortgage Loan, on each applicable Adjustment Date, the Mortgage Interest Rate will be adjusted to equal the sum of the Index, plus the applicable Margin; provided, that the Mortgage Interest Rate, on each applicable Adjustment Date starting with the second Adjustment Date, will not increase by more than the Periodic Rate Cap. Over the term of each Mortgage Loan, the Mortgage Interest Rate will not exceed such Mortgage Loan's Lifetime Rate Cap. Each Mortgage Note requires a monthly payment which is sufficient (a) during the period prior to the first adjustment to the Mortgage Interest Rate, to fully amortize the original principal balance over the original term thereof and to pay interest at the related Mortgage Interest Rate, and (b) during the period following each Adjustment Date, to fully amortize the outstanding principal balance as of the first day of such period over the then remaining term of such Mortgage Note and to pay interest at the related Mortgage Interest Rate. The Mortgage Notes provide that when the Mortgage Interest Rate changes on an Adjustment Date, the then outstanding principal balance will be reamortized over the remaining life of the Mortgage Loan. No Mortgage Loan contains terms or provisions which would result in negative amortization. None of the Mortgage Loans contain a Conversion Feature. None of the Mortgage Loans are considered agricultural loans, approximately 36% of the Mortgage Loans are 7/1 Adjustable Rate Mortgage Loans and approximately 64% of the Mortgage Loans are 10/1 Adjustable Rate Mortgage Loans. As to each Mortgage Loan the maximum increase or decrease in the Mortgage Interest Rate on the first Adjustment Date will be 330 basis points (3.30%) above or below the Mortgage Interest Rate in effect during the fixed rate period.
(bb) The Mortgage Rates borne by the Mortgage Loans as of the Cut-off Date ranged from approximately 6.875% per annum to approximately 8.250% per annum and the weighted average Mortgage Rate as of the Cut-off Date was approximately 7.597% per annum; (cc) The original principal balances of the Mortgage Loans ranged from approximately $530,000 the approximately $295,910 to
maximum outstanding principal balance of any Mortgage Loan as of the Cut-off Date was $529,662 and the average outstanding principal balance was approximately $398,638. (dd) As of the Cut-off Date, approximately 71% of the Mortgage Loans related Mortgaged Properties. All of the Mortgage Loans are secured by a single family residence. (ee) None of the Mortgage Loans had a Mortgage Loans are insured under Primary Insurance Policies; Loan-to-Value Ratio were made to purchase the
greater than 95%.
Approximately
24% of the
(ff) All of the Mortgage Loans, measured by aggregate unpaid Principal Balance as of the Cutoff Date, based on representations made by the Mortgagor at the time of origination, the Mortgaged Property was to be occupied as Mortgagor's primary residence. To the best of the Company's knowledge, the Mortgaged Property is lawfully occupied under applicable law; and (gg) In the event the Mortgage Loan has an LTV greater than 80.00%, the excess of the principal balance of the Mortgage Loan over 75.0% of the Appraised Value of the Mortgaged Property with respect to a Refinanced Mortgage Loan, or the lesser of the Appraised Value or the purchase price of the Mortgaged Property with respect to a purchase money Mortgage Loan is and will be insured as to payment defaults by a Primary Mortgage Insurance Policy issued by a Qualified Insurer. No Mortgage Loan has an LTV over 95%. All provisions of such Primary Mortgage Insurance Policy have been and are being complied with, such policy is in full force and effect, and all premiums due thereunder have been paid. No Mortgage Loan requires payment of such premiums, in whole or in part, by the Purchaser. No action, inaction, or event has occurred and no state of facts exists that has, or will result in the exclusion from, denial of, or defense to coverage. The Mortgage Loan Remittance Rate for the Mortgage Loan as set forth on the Mortgage Loan Schedule is net of any such insurance premium; (hh) The assignment of Mortgage is in recordable form and is acceptable for recording of the jurisdiction in which the Mortgaged Property is located; under the laws
(ii) The Mortgaged Property is located in the state identified in the Mortgage Loan Schedule and consists of a single parcel of real property with a detached single family residence erected thereon, or a townhouse, or a two-to fourfamily dwelling, or an individual condominium unit in a condominium project, or an individual unit in a planned unit development or a de minimis planned unit development, provided, however, that no residence or dwelling is a single parcel of real property with a manufactured home not affixed to a permanent foundation, or a mobile home. As of the date of origination, no portion of any Mortgaged Property is used for commercial purposes, and since the Origination Date, to the best of the Company's knowledge, no portion of any Mortgaged Property is used for commercial purposes;
(jj) Principal payments on the Mortgage Loan commenced no more than sixty (60) days after the funds were disbursed in connection with the Mortgage Loan. The Mortgage Note is payable on the first day of each month in monthly installments of principal and interest, which installments are subject to change due to the adjustments to the Mortgage Interest Rate on each Adjustment Date, with interest calculated and payable in arrears, sufficient to amortize the Mortgage Loan fully by the stated maturity date, over an original term of not more than thirty years from commencement of amortization; (kk) As of the date of origination and to the best of Companys knowledge, as of the Closing Date of the Mortgage Loan, the Mortgage Property was lawfully occupied under applicable law, and all inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the Mortgaged Property and, with respect to the use and occupancy of the same, including but not limited to certificates of occupancy and fire underwriting certificates, have been made or obtained from the appropriate authorities; (ll) If the Mortgaged Property is a condominium unit or a planned unit development (other than a de minimis planned unit development), such condominium or planned unit development project meets Company's eligibility requirements as set forth in Exhibit H; (mm) To the best of Companys knowledge, there is no pending action or proceeding directly involving the Mortgaged Property in which compliance with any environmental law, rule or regulation is an issue; to the best of Company's knowledge, there is no violation of any environmental law, rule or regulation with respect to the Mortgaged Property; and the Company has not received any notice of any environmental hazard on the Mortgaged Property and nothing further remains to be done to satisfy in full all requirements of each such law, rule or regulation constituting a prerequisite to use and enjoyment of said property; (nn) The Mortgagor has not notified the Company, and the Company does not have any knowledge of any relief requested or allowed to the Mortgagor under the Soldiers' and Sailors' Civil Relief Act of 1940; (oo) No Mortgage Loan is currently a construction or trade-in or exchange of a Mortgaged Property; which has rehabilitation Mortgage Loan or facilitates the
(pp) No action has been taken or failed to be taken by resulted or
Company,
on or prior to the
Closing
Date
will result (including, limitation, of the full of the loss omissions, or fraud of
in an exclusion from, denial of, or defense to coverage under any Primary Mortgage Insurance Policy without any exclusions, denials or defenses which would limit or reduce the availability of the timely payment amount otherwise due thereunder to the insured) whether arising out of actions, representations, errors, negligence, the Company or for any other reason under such coverage;
(qq) Each Mortgage Loan has been serviced in all material respects in compliance with Accepted Servicing Practices;
(rr) The Mortgage Loan was originated by a mortgagee approved by the Secretary of Housing and Urban Development pursuant to sections 203 and 211 of the National Housing Act, a savings and loan association, a savings bank, a commercial bank, credit union, insurance company or similar institution which is supervised and examined by a federal or state authority. No Mortgaged Property is a timeshare; and (ss) Each Mortgage Note, each Mortgage, each Assignment of Mortgage and any other documents required pursuant to this Agreement to be delivered to the Purchaser or its designee, or its assignee for each Mortgage Loan, have been, on or before the Closing Date, delivered to the Purchaser or its designee, or its assignee. Section 3.03 Repurchase; Substitution.
It is understood and agreed that the representations and warranties set forth in Sections 3.01 and 3.02 shall survive the sale of the Mortgage Loans and delivery of the Mortgage Loan Documents to the Purchaser, or its designee, and shall inure to the benefit of the Purchaser, notwithstanding any restrictive or qualified endorsement on any Mortgage Note or Assignment or the examination, or lack of examination, of any Mortgage File. Upon discovery by either the Company, the Company or the Purchaser of a breach of any of the foregoing representations and warranties which materially and adversely affects the value of the Mortgage Loans or the interest of the Purchaser in any Mortgage Loan, the party discovering such breach shall give prompt written notice to the other. The Company shall have a period of sixty days from the earlier of its discovery or its receipt of notice of any such breach within which to correct or cure such breach. The Company hereby covenants and agrees that if any such breach is not corrected or cured within such sixty day period, the Company shall, at the Purchaser's option and not later than ninety days of its discovery or its receipt of notice of such breach, repurchase such Mortgage Loan at the Repurchase Price or, with the Purchaser's prior consent, at Purchasers sole option, substitute a Mortgage Loan as provided below. In the event that any such breach shall involve any representation or warranty set forth in Section 3.01, and such breach is not cured within sixty days of the earlier of either discovery by or notice to the Company of such breach, all affected Mortgage Loans shall, at the option of the Purchaser, be repurchased by the Company at the Repurchase Price. Any such repurchase shall be accomplished by wire transfer of immediately available funds to Purchaser in the amount of the Repurchase Price. If the Company is required to repurchase any Mortgage Loan pursuant to this Section 3.03, the Company may, with the Purchaser's prior consent, at Purchasers sole option, within one hundred twenty (120) days from the Closing Date, remove such defective Mortgage Loan from the terms of this Agreement and substitute another mortgage loan for such defective Mortgage Loan, in lieu of repurchasing such defective Mortgage Loan. Any substitute Mortgage Loan shall be acceptable to Purchaser. Any substituted Loans will comply with the representations and warranties set forth in this Agreement as of the substituted date The Company shall amend the Mortgage Loan Schedule to reflect the withdrawal of the removed Mortgage Loan from this Agreement and the substitution of such substitute Mortgage Loan therefor. Upon such amendment, the Purchaser shall review the Mortgage File delivered to it relating to the substitute Mortgage Loan. In the event of such a substitution, accrued interest on the
substitute Mortgage Loan for the month in which the substitution occurs and any Principal Prepayments made thereon during such month shall be the property of the Purchaser and accrued interest for such month on the Mortgage Loan for which the substitution is made and any Principal Prepayments made thereon during such month shall be the property of the Company. The principal payment on a substitute Mortgage Loan due on the Due Date in the month of substitution shall be the property of the Company and the principal payment on the Mortgage Loan for which the substitution is made due on such date shall be the property of the Purchaser. It is understood and agreed that the obligation of the Company set forth in this Section 3.03 to cure, repurchase or substitute for a defective Mortgage Loan, and to indemnify Purchaser pursuant to Section 8.01, constitute the sole remedies of the Purchaser respecting a breach of the foregoing representations and warranties. If the Company fails to repurchase or substitute for a defective Mortgage Loan in accordance with this Section 3.03, or fails to cure a defective Mortgage Loan to Purchaser's reasonable satisfaction in accordance with this Section 3.03, or to indemnify Purchaser pursuant to Section 8.01, that failure shall be an Event
of Default and the Purchaser shall be entitled to pursue all remedies available in this Agreement as a result thereof. No provision of this paragraph shall affect the rights of the Purchaser to terminate this Agreement for cause, as set forth in Sections 10.01 and 11.01. Any cause of action against the Company relating to or arising out of the breach of any representations and warranties made in Sections 3.01 and 3.02 shall accrue as to any Mortgage Loan upon (i) the earlier of discovery of such breach by the Company or notice thereof by the Purchaser to the Company, (ii) failure by the Company to cure such breach or repurchase such Mortgage Loan as specified above, and (iii) demand upon the Company by the Purchaser for compliance with this Agreement. In the event that any Mortgage Loan is held by a REMIC, notwithstanding any contrary provision of this Agreement, with respect to any Mortgage Loan that is not in default or as to which no default is imminent, no substitution pursuant to Subsection 3.03 shall be made after the applicable REMIC's "start up day" (as defined in Section 860G(a) (9) of the Code), unless the Company has obtained an Opinion of Counsel to the effect that such substitution will not (i) result in the imposition of taxes on "prohibited transactions" of such REMIC (as defined in Section 860F of the Code) or otherwise subject the REMIC to tax, or (ii) cause the REMIC to fail to qualify as a REMIC at any time. Section 3.04 Representations and Warranties of the Purchaser.
Purchaser represents, warrants and covenants to Company that, as of the Closing Date or as of such date specifically provided herein: (a) Purchaser is duly organized, validly existing and in good standing under the laws of the jurisdiction in which it is organized and is qualified to transact business in and is in good standing under the laws of each state in which the business transacted by it or the character of the properties owned or leased by it requires such qualification.
(b) Purchaser has the full power an authority to perform, and to enter into and consummate, all transactions contemplated by this Agreement. Purchaser has the full power and authority to purchase and hold each Mortgage Loan. (c) Neither the acquisition of the Mortgage Loans by Purchaser pursuant to this Agreement, the consummation of the transactions contemplated hereby, nor the fulfillment of or the compliance with the terms and conditions of this Agreement, will conflict with or result in a breach of any of the terms, conditions or provisions of the Purchasers charter or by-laws or result in a material breach of any legal restriction or any material agreement or instrument to which the Purchaser is now a party or by which it is bound, or constitute a material default or result in an acceleration under any of the foregoing, or result in the violation of any material law, rule, regulation, order, judgment or decree to which Purchaser or its property is subject; (d) There is no action, suit, proceeding, investigation or litigation pending or, to the Purchasers knowledge, threatened, which either in any one instance or in the aggregate, if determined adversely to Purchaser would adversely affect the purchase of the Mortgage Loans by Purchaser hereunder, or Purchasers ability to perform its obligations under this Agreement; and (e) for the No consent, approval, authorization or order of any court or governmental agency or body is required execution, delivery and performance by Purchaser of or compliance by Purchaser with this Agreement or the consummation of the transactions contemplated by this Agreement (including, but not limited to, any approval from HUD), or if required, such consent, approval, authorization or order has been obtained prior to the related Closing Date. ARTICLE IV ADMINISTRATION AND SERVICING OF MORTGAGE LOANS Section 4.01 Company to Act as Servicer.
The Company, as independent contract Company, shall service and administer the Mortgage Loans in accordance with this Agreement and with Accepted Servicing Practices, and shall have full power and authority, acting alone, to do or cause to be done any and all things in connection with such servicing and administration which the Company may deem necessary or desirable and consistent with the terms of this Agreement and with Accepted Servicing Practices and exercise the same care that it customarily employs for its own account. Except as set forth in this Agreement, the Company shall service the Mortgage Loans in strict compliance with the servicing provisions of the FNMA Guides (special servicing option), which include, but are not limited to, provisions regarding the liquidation of Mortgage Loans, the collection of Mortgage Loan payments, the payment of taxes, insurance and other charges, the maintenance of hazard insurance with a Qualified Insurer, the maintenance of mortgage impairment insurance, the maintenance of fidelity bond and errors and omissions insurance, inspections, the restoration of Mortgaged Property, the maintenance of Primary
Mortgage Insurance Policies, insurance claims, the title, management of REO Property, permitted withdrawals with respect to REO Property, liquidation reports, and reports of foreclosures and abandonments of Mortgaged Property, the transfer of Mortgaged Property, the release of Mortgage Files, annual statements, and examination of records and facilities. In the event of any conflict, inconsistency or discrepancy between any of the servicing provisions of this Agreement and any of the servicing provisions of the Agency Guides, the provisions of this Agreement shall control and be binding upon the Purchaser and the Company. Consistent with the terms of this Agreement, the Company may waive, modify or vary any term of any Mortgage Loan or consent to the postponement of any such term or in any manner grant indulgence to any Mortgagor if in the Company's reasonable and prudent determination such waiver, modification, postponement or indulgence is not materially adverse to the Purchaser, provided, however, that unless the Company has obtained the prior written consent of the Purchaser, the Company shall not permit any modification with respect to any Mortgage Loan that would change the Mortgage Interest Rate, forgive the payment of principal or interest, reduce or increase the outstanding principal balance (except for actual payments of principal) or change the final maturity date on such Mortgage Loan. In the event of any such modification which has been agreed to in writing by the Purchaser and which permits the deferral of interest or principal payments on any Mortgage Loan, the Company shall, on the Business Day immediately preceding the Remittance Date in any month in which any such principal or interest payment has been deferred, deposit in the Custodial Account from its own funds, in accordance with Section 4.04, the difference between (a) such month's principal and one month's interest at the Mortgage Loan Remittance Rate on the unpaid principal balance of such Mortgage Loan and (b) the amount paid by the Mortgagor. The Company shall be entitled to reimbursement for such advances to the same extent as for all other advances pursuant to Section 4.05. Without limiting the generality of the foregoing, the Company shall continue, and is hereby authorized and empowered, to prepare, execute and deliver, all instruments of satisfaction or cancellation, or of partial or full release, discharge and all other comparable instruments, with respect to the Mortgage Loans and with respect to the Mortgaged Properties. Notwithstanding anything herein to the contrary, the Company may not enter into a forbearance agreement or similar arrangement with respect to any Mortgage Loan which runs more than 180 days after the first delinquent Due Date. Any such agreement shall be approved by Purchaser and, if required, by the Primary Mortgage Insurance Policy issuer, if required. In no event shall Company be obligated to repurchase a Mortgage Loan due to the exercise of any Conversion Feature. In servicing and administering the Mortgage Loans, the Company Practices, giving due consideration to the Purchaser's reliance on the Company. Unless a different Agreement, Purchaser shall be deemed to have given consent in connection with a particular matter if grant or deny consent within 5 Business Days from the date Purchaser receives a second written matter from Company as Company. Section 4.02 Collection of Mortgage Loan Payments. shall employ Accepted Servicing
time period is stated in this Purchaser request does not consent affirmatively for such
for
Continuously from the date hereof until the date each Mortgage Loan ceases to be subject to this Agreement, the Company will proceed diligently to collect all payments due under each Mortgage Loan when the same shall become due and payable and shall, to the
extent such procedures shall be consistent with this Agreement, Accepted Servicing Practices, and the terms and provisions of any related Primary Mortgage Insurance Policy, follow such collection procedures as it follows with respect to mortgage loans comparable to the Mortgage Loans and held for its own account. Further, the Company will take special care in ascertaining and estimating annual escrow payments, and all other charges that, as provided in the Mortgage, will become due and payable, so that the installments payable by the Mortgagors will be sufficient to pay such charges as and when they become due and payable. Section 4.03 Realization Upon Defaulted Mortgage
The Company shall use its best efforts, consistent with the procedures that the Company would use in servicing loans for its own account, consistent with Accepted Servicing Practices, any Primary Mortgage Insurance Policies and the best interest of Purchaser, to foreclose upon or otherwise comparably convert the ownership of properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments pursuant to Section 4.01. Foreclosure or comparable proceedings shall be initiated within ninety (90) days of default for Mortgaged Properties for which no satisfactory arrangements can be made for collection of delinquent payments. The Company shall use its best efforts to realize upon defaulted Mortgage Loans in such manner as will maximize the receipt of principal and interest by the Purchaser, taking into account, among other things, the timing of foreclosure proceedings. The foregoing is subject to the provisions that, in any case in which a Mortgaged Property shall have suffered damage, the Company shall not be required to expend its own funds toward the restoration of such property unless it shall determine in its discretion (i) that such restoration will
increase the proceeds of liquidation of the related Mortgage Loan to the Purchaser after reimbursement to itself for such expenses, and (ii) that such expenses will be recoverable by the Company through Insurance Proceeds or Liquidation Proceeds from the related Mortgaged Property, as contemplated in Section 4.05. Company shall obtain prior approval of Purchaser as to restoration expenses in excess of five thousand dollars ($5,000). The Company shall notify the Purchaser in writing of the commencement of foreclosure proceedings and prior to the acceptance or rejection of any offer of reinstatement. The Company shall be responsible for all costs and expenses incurred by it in any such proceedings or functions; provided, however, that it shall be entitled to reimbursement thereof from the related property, as contemplated in Section 4.05. Notwithstanding anything to the contrary contained herein, the Purchaser may, at the Purchaser's sole option, terminate the Company as servicer of any Mortgage Loan which becomes ninety (90 days or greater delinquent in payment of a scheduled Monthly Payment, without payment of any termination fee with respect thereto, provided that the Company shall on the date said termination takes effect be reimbursed for any unreimbursed advances of the Company's funds made pursuant to Section 5.03 and any unreimbursed Servicing Advances and Servicing Fees in each case relating to the Mortgage Loan underlying such delinquent Mortgage Loan notwithstanding anything to the contrary set forth in Section 4.05. In the event of any such termination, the provisions of Section 11.01 hereof shall apply to said termination and the transfer of servicing responsibilities with respect to such delinquent Mortgage Loan to the Purchaser or its designee.
Notwithstanding anything to the contrary contained herein, in connection with a foreclosure or acceptance of a deed in lieu of foreclosure, in the event the Company has reasonable cause to believe that a Mortgaged Property is contaminated by hazardous or toxic substances or wastes, or if the Purchaser otherwise requests an environmental inspection or review of such Mortgaged Property, such an inspection or review is to be conducted by a qualified inspector at the Purchaser's expense. Upon completion of the inspection, the Company shall promptly provide the Purchaser with a written report of the environmental inspection. After reviewing the environmental inspection report, the Purchaser shall determine how the Company shall proceed with respect to the Mortgaged Property. In the event that a Mortgage Loan becomes part of a REMIC, and becomes REO Property, such property shall be disposed of by Company, with the consent of Purchaser as required pursuant to this Agreement, within two years after becoming an REO Property, unless Company provides to the trustee under such REMIC an opinion of counsel to the effect that the holding of such REO Property subsequent to two years after its becoming REO Property, will not result in the imposition of taxes on "prohibited transactions" as defined in Section 860F of the Code, or cause the transaction to fail to qualify as a REMIC at any time that certificates are outstanding. Company shall manage, conserve, protect and operate each such REO Property for the certificateholders solely for the purpose of its prompt disposition and sale in a manner which does not cause such property to fail to qualify as "foreclosure property" within the meaning of Section 860F(a)(2)(E) of the Code, or any "net income from foreclosure property" which is subject to taxation under the REMIC provisions of the Code. Pursuant to its efforts to sell such property, the Company shall either itself or through an agent selected by Company, protect and conserve such property in the same manner and to such an extent as is customary in the locality where such property is located. Additionally, Company shall perform the tax withholding and reporting related to Sections 1445 and 6050J of the Code. Section 4.04 Custodial Accounts. Establishment of Custodial Accounts; Deposits in
The Company shall segregate and hold all funds collected and received pursuant to each Mortgage Loan separate and apart from any of its own funds and general assets and shall establish and maintain one or more Custodial Accounts. The Custodial Account shall be an Eligible Account. Funds deposited in the Custodial Account may be drawn on by the Company in accordance with Section 4.05. The creation of any Custodial Account shall be evidenced by a letter agreement in the form shown in Exhibit B hereto. The original of such letter agreement shall be furnished to the Purchaser on the Closing Date, and upon the request of any subsequent Purchaser. The Company shall deposit in the Custodial Account on a daily basis, and retain therein the following payments and collections received or made by it subsequent to the Cut-off Date, or received by it prior to the Cut-off Date but allocable to a period subsequent thereto, other than in respect of principal and interest on the Mortgage Loans due on or before the Cut-off Date: (i) all payments on account of principal, including Principal Prepayments, on the Mortgage Loans;
(ii) Remittance Rate; (iii)
all payments on account of interest on the Mortgage Loans adjusted to the Mortgage Loan all Liquidation Proceeds;
(iv) to Section 4.13;
any amounts required to be deposited by the Company in connection with any REO Property pursuant
(v) all Insurance Proceeds including amounts required to be deposited pursuant to Sections 4.08, 4.10 and 4.11, other than proceeds to be held in the Escrow Account and applied to the restoration or repair of the Mortgaged Property or released to the Mortgagor in accordance with Accepted Servicing Practices, the Mortgage Loan Documents or applicable law; (vi) all Condemnation Proceeds affecting any Mortgaged Property which are not released to the Mortgagor in accordance with the Company's normal servicing procedures, the loan documents or applicable law; (vii) (viii) any Monthly Advances; Intentionally Omitted;
(ix) any amounts required to be deposited by the Company pursuant to Section 4.10 in connection with the deductible clause in any blanket hazard insurance policy, such deposit shall be made from the Company's own funds, without reimbursement therefor; (x) 6.02. The foregoing requirements for deposit in the Custodial Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of late payment charges and assumption fees, to the extent permitted by Section 6.01, need not be deposited by the Company in the Custodial Account. Any interest paid on funds deposited in the Custodial Account by the depository institution shall accrue to the benefit of the Company and the Company shall be entitled to retain and withdraw such interest from the Custodial Account pursuant to Section 4.05 (iv). Section 4.05 Permitted Withdrawals From the Custodial Account. any amounts required to be deposited in the Custodial Account pursuant to Section 4.01, 4.13 or
The Company may, from time to time, withdraw from the Custodial Account for the following purposes: (i) to make payments to the Purchaser in the amounts and in the manner provided for in Section 5.01;
(ii) to reimburse itself for Monthly Advances, the Company's right to reimburse itself pursuant to this subclause (ii) being limited to amounts received on the related Mortgage Loan which represent late collections (net of the related Servicing Fees) of principal and/or interest respecting which any such advance was made, it being understood that, in the case of such reimbursement, the Company's right thereto shall be prior to the rights of the Purchaser, except that, where the Company is required to repurchase a Mortgage Loan, pursuant to Section 3.03 or Section 3.04, the Company's right to such reimbursement shall be subsequent to the payment to the Purchaser of the Repurchase Price pursuant to such Section and all other amounts required to be paid to the Purchaser with respect to such Mortgage Loan; (iii) to reimburse itself for unreimbursed Servicing Advances and any unpaid Servicing Fees, the Company's right to reimburse itself pursuant to this subclause (iii) with respect to any Mortgage Loan being limited to related proceeds from Liquidation Proceeds, Condemnation Proceeds and Insurance Proceeds in accordance with the relevant provisions of the FNMA Guides or as otherwise set forth in this Agreement, it being understood that for those Mortgage Loans in foreclosure, Company shall recover for Servicing Advances and Servicing Fees through the completion of foreclosure and disposition of the REO Property; such recovery shall be made upon liquidation of the REO Property; (iv) to pay to itself as part of its servicing compensation (a) any interest earned on funds in the Custodial Account (all such interest to be withdrawn monthly not later than each Remittance Date), and (b) the Servicing Fee from that portion of any payment or recovery as to interest with respect to a particular Mortgage Loan; (v) to pay to itself with respect to each Mortgage Loan that has been repurchased pursuant to Section 3.03 or Section 3.04 all amounts received thereon and not distributed as of the date on which the related repurchase price is determined, (vi) to transfer funds to another Eligible Account in accordance with Section 4.09 hereof; (vii)to remove funds inadvertently placed in the Custodial Account by the Company; and (vi) to clear and terminate the Custodial Account upon the termination of this Agreement. Section 4.06 Establishment of Escrow Accounts; Deposits in Escrow Accounts.
The Company shall segregate and hold all funds collected and received pursuant to each Mortgage Loan which constitute Escrow Payments separate and apart from any of its own funds and general assets and shall establish and maintain one or more Escrow Accounts. The Escrow Account shall be an Eligible Account. Funds deposited in the Escrow Account may be drawn on by the Company in accordance with Section 4.07. The creation of any Escrow Account shall be evidenced by a letter agreement in the form shown in Exhibit C. The original of such letter agreement shall be furnished to the Purchaser on the Closing Date, and upon request to any subsequent purchaser.
The Company shall deposit in the Escrow Account or Accounts on a daily basis, and retain therein: (i) all Escrow Payments collected on account of the Mortgage Loans, timely payment of any such items as required under the terms of this Agreement; (ii) Property; and (iii) disbursements. for the purpose of effecting
all Insurance Proceeds which are to be applied to the restoration or repair of any Mortgaged all Servicing Advances for Mortgagors whose Escrow Payments are insufficient to cover escrow
The Company shall make withdrawals from the Escrow Account only to effect such payments as are required under this Agreement, and for such other purposes as shall be as set forth or in accordance with Section 4.07. The Company shall be entitled to retain any interest paid on funds deposited in the Escrow Account by the depository institution other than interest on escrowed funds required by law to be paid to the Mortgagor and, to the extent required by law, the Company shall pay interest on escrowed funds to the Mortgagor notwithstanding that the Escrow Account is non-interest bearing or that interest paid thereon is insufficient for such purposes. Section 4.07 Permitted Withdrawals From Escrow Account.
Withdrawals from the Escrow Account may be made by Company only: (i) to effect timely payments of ground rents, taxes, assessments, water rates, Primary Insurance Policy premiums, if applicable, fire and hazard insurance premiums, condominium assessments and comparable items; Mortgage
(ii) to reimburse Company for any Servicing Advance made by Company with respect to a related Mortgage Loan but only from amounts received on the related Mortgage Loan which represent late payments or collections of Escrow Payments thereunder; (iii) (iv) (v) to refund to the Mortgagor any funds as may be determined to be overages; for transfer to the Custodial Account in accordance with the terms of this Agreement; for application to restoration or repair of the Mortgaged Property; or to the Mortgagor to the extent required by law, any interest paid on
(vi) to pay to the Company, the funds deposited in the Escrow Account;
(vii) to clear and terminate the Escrow Account on the termination of this Agreement. As part of its servicing duties, the Company shall pay to the Mortgagors interest on funds in Escrow Account, to the extent required by law, and to the extent that
interest earned on funds in the Escrow Account is insufficient, without any reimbursement therefor; and (viii) 4.06.
shall pay such interest from its own funds,
to pay to the Mortgagors or other parties Insurance Proceeds deposited in accordance with Section
Section 4.08 Payment of Taxes, Insurance and Other Charges; Maintenance of Primary Mortgage Insurance Policies; Collections Thereunder. With respect to each Mortgage Loan, the Company shall maintain accurate records reflecting the status of ground rents, taxes, assessments, water rates and other charges which are or may become a lien upon the Mortgaged Property and the status of primary mortgage insurance premiums and fire and hazard insurance coverage and shall obtain, from time to time, all bills for the payment of such charges, including renewal premiums and shall effect payment thereof prior to the applicable penalty or termination date and at a time appropriate for securing maximum discounts allowable, employing for such purpose deposits of the Mortgagor in the Escrow Account which shall have been estimated and accumulated by the Company in amounts sufficient for such purposes, as allowed under the terms of the Mortgage or applicable law. To the extent that the Mortgage does not provide for Escrow Payments, the Company shall determine that any such payments are made by the Mortgagor at the time they first become due. The Company assumes full responsibility for the timely payment of all such bills and shall effect timely payments of all such bills irrespective of the Mortgagor's faithful performance in the payment of same or the making of the Escrow Payments and shall make advances from its own funds to effect such payments. The Company will maintain in full force and effect Primary Mortgage Insurance Policies issued by a Qualified Insurer with respect to each Mortgage Loan for which such coverage is herein required. Such coverage will be terminated only with the approval of Purchaser, or as required by applicable law or regulation. The Company will not cancel or refuse to renew any Primary Mortgage Insurance Policy in effect on the Closing Date that is required to be kept in force under this Agreement unless a replacement Primary Mortgage Insurance Policy for such canceled or nonrenewed policy is obtained from and maintained with a Qualified Insurer. The Company shall not take any action which would result in non-coverage under any applicable Primary Mortgage Insurance Policy of any loss which, but for the actions of the Company would have been covered thereunder. In connection with any
assumption or substitution agreement entered into or to be entered into pursuant to Section 6.01, the Company shall promptly notify the insurer under the related Primary Mortgage Insurance Policy, if any, of such assumption or substitution of liability in accordance with the terms of such policy and shall take all actions which may be required by such insurer as a condition to the continuation of coverage under the Primary Mortgage Insurance Policy. If such Primary Mortgage Insurance Policy is terminated as a result of such assumption or substitution of liability, the Company shall obtain a replacement Primary Mortgage Insurance Policy as provided above. In connection with its activities as Company, the Company agrees to prepare and present, on behalf of itself and the Purchaser, claims to the insurer under any Private Mortgage Insurance Policy in a timely fashion in accordance with the terms of such
Primary Mortgage Insurance Policy and, in this regard, to take such action as shall be necessary to permit recovery under any Primary Mortgage Insurance Policy respecting a defaulted Mortgage Loan. Pursuant to Section 4.04, any amounts collected by the Company under any Primary Mortgage Insurance Policy shall be deposited in the Custodial Account, subject to withdrawal pursuant to Section 4.05. Section 4.09 Transfer of Accounts.
The Company may transfer the Custodial Account or the Escrow Account to a different Eligible Account from time to time. Such transfer shall be made only upon obtaining the prior written consent of the Purchaser, which consent will not be unreasonably withheld. Section 4.10 Maintenance of Hazard Insurance.
The Company shall cause to be maintained for each Mortgage Loan fire and hazard insurance with extended coverage as is acceptable to FNMA or FHLMC and customary in the area where the Mortgaged Property is located in an amount which is equal to the lesser of (i) the maximum insurable value of the improvements securing such Mortgage Loan or (ii) the greater of (a) the outstanding principal balance of the Mortgage Loan, and (b) an amount such that the proceeds thereof shall be sufficient to prevent the Mortgagor and/or the mortgagee from becoming a co-insurer. If required by the Flood Disaster Protection Act of 1973, as amended, each Mortgage Loan shall be covered by a flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance Administration in effect with an insurance carrier acceptable to FNMA or FHLMC, in an amount representing coverage not less than the least of (i) the outstanding principal balance of the Mortgage Loan, (ii) the maximum insurable value of the improvements securing such Mortgage Loan or (iii) the maximum amount of insurance which is available under the Flood Disaster Protection Act of 1973, as amended. If at any time during the term of the Mortgage Loan, the Company determines in accordance with applicable law and pursuant to the FNMA Guides that a Mortgaged Property is located in a special flood hazard area and is not covered by flood insurance or is covered in an amount less than the amount required by the Flood Disaster Protection Act of 1973, as amended, the Company shall notify the related Mortgagor that the Mortgagor must obtain such flood insurance coverage, and if said Mortgagor fails to obtain the required flood insurance coverage within forty-five (45) days after such notification, the Company shall immediately force place the required flood insurance on the Mortgagors behalf. The Company shall also maintain on each REO Property, fire and hazard insurance with extended coverage in an amount which is at least equal to the maximum insurable value of the improvements which are a part of such property, and, to the extent required and available under the Flood Disaster Protection Act of 1973, as amended, flood insurance in an amount as provided above. Any amounts collected by the Company under any such policies other than amounts to be deposited in the Escrow Account and applied to the restoration or repair of the Mortgaged Property or REO Property, or released to the Mortgagor in accordance with Accepted Servicing Practices, shall be deposited in the Custodial Account, subject to withdrawal pursuant to Section 4.05. It is understood and agreed that no other additional insurance need be required by the Company of the Mortgagor or maintained on property acquired in respect of the Mortgage Loan, other than pursuant to this Agreement, the FNMA Guides or such applicable state or federal laws and regulations as shall at any time be in force and as shall require such additional insurance. All such policies shall be endorsed with standard mortgagee clauses with loss payable to the Company and its successors and/or assigns and shall provide for at least thirty days prior written notice of any cancellation, reduction in the amount or material change in coverage to the Company. The Company shall not interfere with the Mortgagor's freedom of choice in selecting either his insurance carrier or agent, provided, however, that the Company shall not accept any such insurance policies from insurance companies unless such companies are Qualified Insurers.
Section 4.11
Maintenance of Mortgage Impairment Insurance Policy.
In the event that the Company shall obtain and maintain a blanket policy issued by an insurer acceptable to FNMA or FHLMC insuring against hazard losses on all of the Mortgage Loans, then, to the extent such policy provides coverage in
an amount equal to the amount required pursuant to Section 4.10 and otherwise complies with all other requirements of Section 4.10, it shall conclusively be deemed to have satisfied its obligations as set forth in Section 4.10, it being understood and agreed that such policy may contain a deductible clause, in which case the Company shall, in the event that there shall not have been maintained on the related Mortgaged Property or REO Property a policy complying with Section 4.10, and there shall have been a loss which would have been covered by such policy, deposit in the Custodial Account the amount not otherwise payable under the blanket policy because of such deductible clause. In connection with its activities as Company of the Mortgage Loans, the Company agrees to prepare and present, on behalf of the Purchaser, claims under any such blanket policy in a timely fashion in accordance with the terms of such policy. Upon request of the Purchaser, the Company shall cause to be delivered to the Purchaser a certified true copy of such policy and shall use its best efforts to obtain a statement from the insurer thereunder that such policy shall in no event be terminated or materially modified without thirty days' prior written notice to the Purchaser. Section 4.12 Fidelity Bond, Errors and Omissions Insurance.
The Company shall maintain, at its own expense, a blanket fidelity bond and an errors and omissions insurance policy, with broad coverage with responsible companies on all officers, employees or other persons acting in any capacity with regard to the Mortgage Loan to handle funds, money, documents and papers relating to the Mortgage Loan. The Fidelity Bond shall be in the form of the Mortgage Banker's Blanket Bond and shall protect and insure the Company against losses, including forgery, theft, embezzlement and fraud of such persons. The errors and omissions insurance shall protect and insure the Company against losses arising out of errors and omissions and negligent acts of such persons. Such errors and omissions insurance shall also protect and insure the Company against losses in connection with the failure to maintain any insurance policies required pursuant to this Agreement and the release or satisfaction of a Mortgage Loan without having obtained payment in full of the indebtedness secured thereby. No provision of this Section 4.12 requiring the Fidelity Bond or errors and omissions insurance shall diminish or relieve the Company from its duties and obligations as set forth in this Agreement. The minimum coverage under any such bond and insurance policy shall be at least equal to the corresponding amounts required by FNMA in the FNMA Guide. The Company shall deliver to the Purchaser a certificate from the surety and the insurer as to the existence of the Fidelity Bond and errors and omissions insurance policy and shall obtain a statement from the surety and the insurer that such Fidelity Bond or insurance policy shall in no event be terminated or materially modified without thirty days' prior written notice to the Purchaser. The Company shall notify the Purchaser within five business days of receipt of notice that such Fidelity Bond or insurance policy will be, or has been, materially modified or terminated. The Purchaser (or any party having the status of Purchaser hereunder) and any subsidiary thereof and their successors or assigns as their interests may appear must be named as loss payees on the Fidelity Bond and as additional insured on the errors and omissions policy. Upon request by Purchaser, Company shall provide Purchaser with an insurance certificate certifying coverage under this Section 4.12, and will provide an update to such certificate upon request, or upon renewal or material modification of coverage.
Section 4.13
Title, Management and Disposition of REO Property.
In the event that title to the Mortgaged Property is acquired in foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale shall be taken in the name of the Purchaser or its designee, or in the event the Purchaser or its designee is not authorized or permitted to hold title to real property in the state where the REO Property is located, or would be adversely affected under the "doing business" or tax laws of such state by so holding title, the deed or certificate of sale shall be taken in the name of such Person or Persons as shall be consistent with an opinion of counsel obtained by the Company from an attorney duly licensed to practice law in the state where the REO Property is located. Any Person or Persons holding such title other than the Purchaser shall acknowledge in writing that such title is being held as nominee for the benefit of the Purchaser. The Company shall notify the Purchaser in accordance with the FNMA Guides of each acquisition of REO Property upon such acquisition, together with a copy of the drive by appraisal or brokers price opinion of the Mortgaged Property obtained in connection with such acquisition, and thereafter assume the responsibility for marketing such REO property in accordance with Accepted Servicing Practices. Thereafter, the Company shall continue to provide certain administrative services to the Purchaser relating to such REO Property as set forth in this Section 4.13. The fee for such administrative services shall be $1,500 to be paid upon liquidation of the REO Property. No Servicing Fee shall be assessed on any REO Property from and after the date on which it becomes an REO Property. The Company shall, either itself or through an agent selected by the Company, and in accordance with the FNMA Guides manage, conserve, protect and operate each REO Property in the same manner that it manages, conserves, protects and operates other foreclosed property for its own account, and in the same manner that similar property in the same locality as the REO Property is managed. The Company shall cause each REO Property to be inspected promptly upon the acquisition of title thereto and
shall cause each REO Property to be inspected at least monthly thereafter or more frequently as required by the circumstances. The Company shall make or cause the Company to be made a written report of each such inspection. Such reports shall be retained in the Mortgage File and copies thereof shall be forwarded by the Company to the Purchaser at Purchasers request. The Company shall use its best efforts to dispose of the REO Property as soon as possible and shall sell such REO Property in any event within one year after title has been taken to such REO Property, unless the Company determines, and gives an appropriate notice to the Purchaser to such effect, that a longer period is necessary for the orderly liquidation of such REO Property. If a longer period than one (1) year is permitted under the foregoing sentence and is necessary to sell any REO Property, the Company shall report monthly to the Purchaser as to the progress being made in selling such REO Property. No REO Property shall be marketed for less than the Appraised Value, without the prior consent of Purchaser. No REO Property shall be sold for less than ninety five percent (95%) of its Appraised Value, without the prior consent of Purchaser. All requests for reimbursement of Servicing Advances shall be in accordance with the FNMA Guides. The disposition of REO Property shall be carried out by the Company at such price, and upon such terms and conditions, as the Company deems to be in the best interests of the Purchaser (subject to the above conditions). Company shall provide monthly reports to Purchaser in reference to the status of the marketing of the REO Properties.
Notwithstanding anything to the contrary contained herein, the Purchaser may, at the Purchaser's sole option, terminate the Company as servicer of any such REO Property without payment of any termination fee with respect thereto, provided that the Company shall on the date said termination takes effect be reimbursed for any unreimbursed advances of the Company's funds made pursuant to Section 5.03 and any unreimbursed Servicing Advances and Servicing Fees in each case relating to the Mortgage Loan underlying such REO Property notwithstanding anything to the contrary set forth in Section 4.05. In the event of any such termination, the provisions of Section 11.01 hereof shall apply to said termination and the transfer of servicing responsibilities with respect to such REO Property to the Purchaser or its designee. Section 4.14 Notification of Maturity Date.
With respect to each Mortgage Loan, the Company shall execute and deliver to the Mortgagor any and all necessary notices required under applicable law and the terms of the related Mortgage Note and Mortgage regarding the maturity date if required under applicable law. ARTICLE V PAYMENTS TO THE PURCHASER Section 5.01 Distributions.
On each Remittance Date, the Company shall distribute by wire transfer of immediately available funds to the Purchaser (i) all amounts credited to the Custodial Account as of the close of business on the preceding Determination Date, net of charges against or withdrawals from the Custodial Account pursuant to Section 4.05, plus (ii) all Monthly Advances, if any, which the Company is obligated to distribute pursuant to Section 5.03, plus, (iii) interest at the Mortgage Loan Remittance Rate on any Principal Prepayment from the date of such Principal Prepayment through the end of the month for which disbursement is made provided that the Companys obligation as to payment of such interest shall be limited to the Servicing Fee earned during the month of the distribution, minus (iv) any amounts attributable to Monthly Payments collected but due on a Due Date or Dates subsequent to the preceding Determination Date, which amounts shall be remitted on the Remittance Date next succeeding the Due Period for such amounts. It is understood that, by operation of Section 4.04, the remittance on the first Remittance Date is to include principal collected after the Cut-off Date through the preceding Determination Date plus interest, adjusted to the Mortgage Loan Remittance Rate collected through such Determination Date exclusive of any portion thereof allocable to the period prior to the Cut-off Date, with the adjustments specified in clauses (ii), (iii) and (iv) above.
With respect to any remittance received by the Purchaser after the Remittance Date, the Company shall pay to the Purchaser interest on any such late payment at an annual rate equal to the Prime Rate, adjusted as of the date of each change, plus three percentage points, but in no event greater than the maximum amount permitted by applicable law. Such interest shall cover the period commencing with the day following the Business Day such payment was due and ending with the Business Day on which such payment is made to the Purchaser, both inclusive. The payment by the Company of any such interest shall not be deemed an extension of time for payment or a waiver of any Event of Default by the Company. Section 5.02 Statements to the Purchaser. loan accounting report, as of the last Business
The Company shall furnish to Purchaser an individual
Day of each month, in the Company's assigned loan number order to document Mortgage Loan payment activity on an individual Mortgage Loan basis. With respect to each month, the corresponding individual loan accounting report shall be received by the Purchaser no later than the fifth Business Day of the following month on a disk or tape or other computer-readable format in such format as may be mutually agreed upon by both Purchaser and Company, and no later than the fifth Business Day of the following month in hard copy, which report, in hard copy, shall be substantially in the form of Exhibit E, and shall contain the following: (i) With respect to each Monthly Payment, the amount of such remittance allocable to principal (including a separate breakdown of any Principal Prepayment, including the date of such prepayment, and any prepayment penalties or premiums, along with a detailed report of interest on principal prepayment amounts remitted in accordance with Section 4.04); (ii) (iii) (iv) with respect to each Monthly Payment, the amount of such remittance allocable to interest; the amount of servicing compensation received by the Company during the prior distribution period; the aggregate Stated Principal Balance of the Mortgage Loans;
(v) the aggregate of any expenses reimbursed to the Company during the prior distribution period pursuant to Section 4.05;
(vi) The number and aggregate outstanding principal balances of Mortgage Loans (a) delinquent (1) 30 to 59 days, (2) 60 to 89 days, (3) 90 days or more; (b) as to which foreclosure has commenced; and (c) as to which REO Property has been acquired; and The Company shall also provide a trial the form of Exhibit E hereto, with each such Report. balance, sorted in Purchaser's assigned loan number order, in
The Company shall prepare and file any and all information statements or other filings required to be delivered to any governmental taxing authority or to Purchaser pursuant to any applicable law with respect to the Mortgage Loans and the transactions contemplated hereby. In addition, the Company shall provide Purchaser with such information concerning the Mortgage Loans as is necessary for Purchaser to prepare its federal income tax return as Purchaser may reasonably request from time to time. In addition, not more than 60 days after the end of each calendar year, the Company shall furnish to each Person who was a Purchaser at any time during such calendar year an annual statement in accordance with the requirements of applicable federal income tax law as to the aggregate of remittances for the applicable portion of such year. Section 5.03 Monthly Advances by the Company.
Not later than the close of business on the Business Day preceding each Remittance Date, the Company shall deposit in the Custodial Account an amount equal to all payments not previously advanced by the Company, whether or not deferred pursuant to Section 4.01, of principal (due after the Cut-off Date) and interest not allocable to the period prior to the Cut-off Date, adjusted to the Mortgage Loan Remittance Rate, which were due on a Mortgage Loan and delinquent at the close of business on the related Determination Date. The Company's obligation to make such Monthly Advances as to any Mortgage Loan will continue through the last Monthly Payment due prior to the payment in full of the Mortgage Loan, or through the Remittance Date prior to the date on which the Mortgaged Property liquidates (including Insurance Proceeds, proceeds from the sale of REO Property or condemnation awards) with respect to the Mortgage Loan unless the Company deems such advance to be nonrecoverable. In such event, the Company shall deliver to the Purchaser an Officer's Certificate of the Company to the effect that an officer of the Company has reviewed the related Mortgage File and has made the reasonable determination that any additional advances are nonrecoverable. Section 5.04 Liquidation Reports.
Upon the foreclosure sale of any Mortgaged Property or the acquisition thereof by the Purchaser pursuant to a deed-in-lieu of foreclosure, the Company shall submit to the Purchaser a liquidation report with respect to such Mortgaged Property in a form mutually acceptable to Company and Purchaser. The Company shall also provide reports on the status of REO Property containing such information as Purchaser may reasonably require.
ARTICLE VI GENERAL SERVICING PROCEDURES Section 6.01 Assumption Agreements.
The Company will, to the extent it has knowledge of any conveyance or prospective conveyance by any Mortgagor of the Mortgaged Property (whether by absolute conveyance or by contract of sale, and whether or not the Mortgagor remains or is to remain liable under the Mortgage Note and/or the Mortgage), exercise its rights to accelerate the maturity of such Mortgage Loan under any
"due-on-sale" clause to the extent permitted by law; provided, however, that the Company shall not exercise any such rights if prohibited by law or the terms of the Mortgage Note from doing so or if the exercise of such rights would impair or threaten to impair any recovery under the related Primary Mortgage Insurance Policy, if any. If the Company reasonably believes it is unable under applicable law to enforce such "due-on-sale" clause, the Company, with the approval of the Purchaser (such approval not to be unreasonably withheld), will enter into an assumption agreement with the person to whom the Mortgaged Property has been conveyed or is proposed to be conveyed, pursuant to which such person becomes liable under the Mortgage Note and, to the extent permitted by applicable state law, the Mortgagor remains liable thereon. Where an assumption is allowed pursuant to this Section 6.01, the Company, with the prior consent of the Purchaser and the primary mortgage insurer, if any, is authorized to enter into a substitution of liability agreement with the person to whom the Mortgaged Property has been conveyed or is proposed to be conveyed pursuant to which the original mortgagor is released from liability and such Person is substituted as mortgagor and becomes liable under the related Mortgage Note. Any such substitution of liability agreement shall be in lieu of an assumption agreement. Purchaser shall be deemed to have consented to any assumption for which Purchaser was given notification and requested to consent, but for which neither a consent nor an objection was given by Purchaser within five Business Days of such notification. In connection with any such assumption or substitution of liability, the Company shall follow the underwriting practices and procedures of the FNMA Guides. With respect to an assumption or substitution of liability, the Mortgage Interest Rate borne by the related Mortgage Note, the amount of the Monthly Payment and the maturity date may not be changed (except pursuant to the terms of the Mortgage Note). If the credit of the proposed transferee does not meet such underwriting criteria, the Company diligently shall, to the extent permitted by the Mortgage or the Mortgage Note and by applicable law, accelerate the maturity of the Mortgage Loan. The Company shall notify the Purchaser that any such substitution of liability or assumption agreement has been completed by forwarding to the Purchaser the original of any such substitution of liability or assumption agreement, which document shall be added to the related Mortgage File and shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof. All fees collected by the Company for entering into an assumption or substitution of liability agreement shall belong to the Company. Notwithstanding the foregoing paragraphs of this Section or any other provision of this Agreement, the Company shall not be deemed to be in default, breach or any other violation of its obligations hereunder by reason of any assumption of a Mortgage Loan by operation of law or any assumption which the Company may be restricted by law from preventing, for any reason whatsoever. For purposes of this Section 6.01, the term "assumption" is deemed to also include a sale of the Mortgaged Property subject to the Mortgage that is not accompanied by an assumption or substitution of liability agreement.
Section 6.02
Satisfaction of Mortgages and Release of Mortgage Files.
Upon the payment in full of any Mortgage Loan, or the receipt by the Company of a notification that payment in full will be escrowed in a manner customary for such purposes, the Company will immediately notify the Purchaser by a certification, which certification shall include a statement to the effect that all amounts received or to be received in connection with such payment which are required to be deposited in the Custodial Account pursuant to Section 4.04 have been or will be so deposited, of a Servicing Officer and shall request delivery to it of the portion of the Mortgage File held by the Purchaser. The Purchaser shall no later than five Business Days after receipt of such certification and request, release or cause to be released to the Company, the related Mortgage Loan Documents and, upon its receipt of such documents, the Company shall promptly prepare and deliver to the Purchaser the requisite satisfaction or release. No later than three Business Days following its receipt of such satisfaction or release, the Purchaser shall deliver, or cause to be delivered, to the Company the release or satisfaction properly executed by the owner of record of the applicable mortgage or its duly appointed attorney in fact. No expense incurred in connection with any instrument of satisfaction or deed of reconveyance shall be chargeable to the Custodial Account. In the event the Company satisfies or releases a Mortgage without having obtained payment in full of the indebtedness secured by the Mortgage or should it otherwise prejudice any right the Purchaser may have under the mortgage instruments, the Company, upon written demand, shall remit within two Business Days to the Purchaser the then outstanding principal balance of the related Mortgage Loan by deposit thereof in the Custodial Account. The Company shall maintain the Fidelity Bond and errors and omissions insurance insuring the Company against any loss it may sustain with respect to any Mortgage Loan not satisfied in accordance with the procedures set forth herein. From time to time and as appropriate for the servicing or foreclosure of the Mortgage Loan, including for the purpose of collection under any Primary Mortgage Insurance Policy, the Purchaser shall, upon request of the Company and delivery to the Purchaser of a servicing receipt signed by a Servicing Officer, release the portion of the Mortgage File held by the Purchaser to the Company. Such servicing receipt shall obligate the Company to return the related Mortgage documents to the Purchaser when the need therefor by the Company no longer exists, unless the Mortgage Loan has been liquidated and the Liquidation
Proceeds relating to the Mortgage Loan have been deposited in the Custodial Account or the Mortgage File or such document has been delivered to an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property either judicially or non-judicially, and the Company has delivered to the Purchaser a certificate of a Servicing Officer certifying as to the name and address of the Person to which such Mortgage File or such document was delivered and the purpose or purposes of such delivery. Upon receipt of a certificate of a Servicing Officer stating that such Mortgage Loan was liquidated, the servicing receipt shall be released by the Purchaser to the Company.
Section 6.03
Servicing Compensation.
As compensation for its services hereunder, the Company shall be entitled to withdraw from the Custodial Account (to the extent of interest payments collected on the Mortgage Loans) or to retain from interest payments collected on the Mortgage Loans, the amounts provided for as the Company's Servicing Fee, subject to payment of compensating interest on Principal Prepayments as capped by the Servicing Fee pursuant to Section 5.01 (iii). Additional servicing compensation in the form of assumption fees, as provided in Section 6.01, and late payment charges and other ancillary fees shall be retained by the Company to the extent not required to be deposited in the Custodial Account. No Servicing Fee shall be payable in connection with partial Monthly Payments. The Company shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder and shall not be entitled to reimbursement therefor except as specifically provided for. Section 6.04 Annual Statement as to Compliance.
The Company will deliver to the Purchaser as of September 30th of each year, beginning with 2001, an Officers' Certificate stating, as to each signatory thereof, that (i) a review of the activities of the Company during the preceding fiscal year and of performance under this Agreement has been made under such officers' supervision, and (ii) to the best of such officers' knowledge, based on such review, the Company has fulfilled all of its obligations under this Agreement throughout such year, or, if there has been a default in the fulfillment of any such obligation, specifying each such default known to such officers and the nature and status of cure provisions thereof. Copies of such statement shall be provided by the Company to the Purchaser upon request. Section 6.05 Annual Independent Certified Public Accountants' Servicing Report.
Within one hundred twenty (120) days of Company's fiscal year end the Company at its expense shall cause a firm of independent public accountants which is a member of the American Institute of Certified Public Accountants to furnish a statement to the Purchaser to the effect that such firm has examined certain documents and records relating to the Company's servicing of mortgage loans of the same type as the Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in the uniform single audit program for mortgage bankers, such firm is of the opinion that the Company's servicing has been conducted in compliance with the agreements examined pursuant to this Section 6.05, except for (i) such exceptions as such firm shall believe to be immaterial, and (ii) such other exceptions as shall be set forth in such statement. Copies of such statement shall be provided by the Company to the Purchaser. In addition, on an annual basis, Company shall provided Purchaser with copies of its audited financial statements upon execution by Purchaser of an agreement to keep confidential the contents of such financial statements.
Section 6.06
Purchaser's Right to Examine Company Records.
The Purchaser shall have the right to examine and audit upon reasonable notice to the Company, during business hours or at such other times as might be reasonable under applicable circumstances, any and all of the books, records, documentation or other information of the Company, or held by another for the Company or on its behalf or otherwise, which relates to the performance or observance by the Company of the terms, covenants or conditions of this Agreement. The Company shall provide to the Purchaser and any supervisory agents or examiners representing a state or federal governmental agency having jurisdiction over the Purchaser, including but not limited to OTS, FDIC and other similar entities, access to any documentation regarding the Mortgage Loans in the possession of the Company which may be required by any applicable regulations. Such access shall be afforded without charge, upon reasonable request, during normal business hours and at the offices of the Company, and in accordance with the federal government, FDIC, OTS, or any other similar regulations. ARTICLE VII REPORTS TO BE PREPARED BY COMPANY Section 7.01 Company Shall Provide Information as Reasonably Required. such periodic,
The Company shall furnish to the Purchaser during the term of this Agreement, special or other reports, information or documentation, whether or not provided for herein, as shall be necessary,
reasonable or
appropriate in respect to the Purchaser, or otherwise in respect to the Mortgage Loans and the performance of the Company under this Agreement, including any reports, information or documentation reasonably required to comply with any regulations regarding any supervisory agents or examiners of the Purchaser all such reports or information to be as provided by and in accordance with such applicable instructions and directions as the Purchaser may reasonably request in relation to this Agreement or the performance of the Company under this Agreement. The Company agrees to execute and deliver all such instruments and take all such action as the Purchaser, from time to time, may reasonably request in order to effectuate the purpose and to carry out the terms of this Agreement. In connection with marketing the Mortgage Loans, the Purchaser may make available to a prospective purchaser audited financial statements of the Company for the most recently completed two (2) fiscal years for which such statements are available, as well as a Consolidated Statement of Condition at the end of the last two (2) fiscal years covered by any Consolidated Statement of Operations. If it has not already done so, the Company shall furnish promptly to the Purchaser or a prospective purchaser copies of the statements specified above; provided, however, that prior to furnishing such statements or information to any prospective purchaser, the Company may require such prospective purchaser to execute a confidentiality agreement in a form satisfactory to the Company.
The Company shall make reasonably available to the Purchaser or any prospective Purchaser a knowledgeable financial or accounting officer for the purpose of answering questions and to permit any prospective purchaser to inspect the Companys servicing facilities for the purpose of satisfying such prospective purchaser that the Company has the ability to service the Mortgage Loans as provided in this Agreement.
ARTICLE VIII THE COMPANY Section 8.01 Indemnification; Third Party Claims.
The Company agrees to indemnify the Purchaser and hold it harmless against any and all claims, losses, damages, penalties, fines, forfeitures, legal fees and related costs, judgments, and any other costs, fees and expenses that the Purchaser may sustain in any way related to the failure of the Company to observe and perform its duties, obligations, covenants, and agreements to service the Mortgage Loans in strict compliance with the terms of this Agreement. Each of Company agrees to indemnify the Purchaser and hold it harmless against any and all claims, losses, damages, penalties, fines, forfeitures, legal fees and related costs, judgments, and any other costs, fees and expenses that the Purchaser may sustain in any way related to the breach of a representation or warranty set forth in Sections 3.01 or 3.02 of this Agreement. The Company shall immediately notify the Purchaser if a claim is made by a third party against Company with respect to this Agreement or the Mortgage Loans, assume (with the consent of the Purchaser) the defense of any such claim and pay all expenses in connection therewith, including counsel fees, whether or not such claim is settled prior to judgment, and promptly pay, discharge and satisfy any judgment or decree which may be entered against it or the Purchaser in respect of such claim. The Company shall follow any written instructions received from the Purchaser in connection with such claim. The Purchaser shall promptly reimburse the Company for all amounts advanced by them pursuant to the two preceding sentences except when the claim relates to the failure of the Company to service and administer the Mortgages in strict compliance with the terms of this Agreement, the breach of representation or warranty set forth in Sections 3.01 or 3.02, or the gross negligence, bad faith or willful misconduct of Company. The provisions of this Section 8.01 shall survive termination of this Agreement. Section 8.02 Merger or Consolidation of the Company.
The Company will keep in full effect its existence, rights and franchises as a federal savings bank under federal law except as permitted herein, and will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement, or any of the Mortgage Loans and to perform its duties under this Agreement. Any Person into which the Company may be merged or consolidated, or any corporation resulting merger, conversion or consolidation to which the Company shall be a party, or any Person succeeding to the business of the whether or not related to loan servicing, shall be the successor of the Company hereunder, without the execution or filing paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided, that the successor or surviving Person shall be an institution (i) having a GAAP net worth of not less than $25,000,000, deposits of which are insured by the FDIC, SAIF and/or BIF, or which is a HUD-approved mortgagee whose primary business is origination and servicing of first lien mortgage loans, and (iii) who is a FNMA or FHLMC approved Seller/Servicer in good standing. from any Company of any however, (ii) the in
Section 8.03
Limitation on Liability of the Company and Others.
Neither the Company nor any of the officers, employees or agents of the Company shall be under any liability to the Purchaser for any action taken or for refraining from the taking of any action in good faith pursuant to this Agreement, or for errors in judgment made in good faith; provided, however, that this provision shall not protect the Company or any such person against any breach of warranties or representations made herein, or failure to perform its obligations in strict compliance with any standard of care set forth in this Agreement, or any liability which would otherwise be imposed by reason of negligence, bad faith or willful misconduct, or any breach of the terms and conditions of this Agreement. The Company and any officer, employee or agent of the Company may rely in good faith on any document of any kind prima facie properly executed and submitted by the Purchaser respecting any matters arising hereunder. The Company shall not be under any obligation to appear in, prosecute or defend any legal action which is not incidental to its duties to service the Mortgage Loans in accordance with this Agreement and which in its reasonable opinion may involve it in any expenses or liability; provided, however, that the Company may, with the consent of the Purchaser, undertake any such action which it may deem necessary or desirable in respect to this Agreement and the rights and duties of the parties hereto. In such event, the reasonable legal expenses and costs of such action and any liability resulting therefrom shall be expenses, costs and liabilities for which the Purchaser will be liable, and the Company shall be entitled to be reimbursed therefor from the Purchaser upon written demand. Section 8.04 Company Not to Assign or Resign.
The Company shall not assign this Agreement or resign from the obligations and duties hereby imposed on it except by mutual consent of the Company and the Purchaser or upon the determination that its duties hereunder are no longer permissible under applicable law and such incapacity cannot be cured by the Company. Any such determination permitting the resignation of the Company shall be evidenced by an Opinion of Counsel to such effect delivered to the Purchaser which Opinion of Counsel shall be in form and substance acceptable to the Purchaser. No such resignation shall become effective until a successor shall have assumed the Company's responsibilities and obligations hereunder in the manner provided in Section 11.01. Section 8.05 No Transfer of Servicing.
With respect to the retention of the Company to service the Mortgage Loans hereunder, the Company acknowledges that the Purchaser has acted in reliance upon the Company's independent status, the adequacy of its servicing facilities, plan, personnel, records and procedures, its integrity, reputation and financial standing and the continuance thereof. Without in any way limiting the generality of this Section, the Company shall not either assign this Agreement or the servicing hereunder or delegate its rights or duties hereunder or any portion thereof, or sell or otherwise dispose of all or substantially all of its property or assets, without the prior written approval of the Purchaser, which consent shall be granted or withheld in the Purchaser's sole discretion.
Without in any way limiting the generality of this Section 8.05, in the event that the Company either shall assign this Agreement or the servicing responsibilities hereunder or delegate its duties hereunder or any portion thereof without (i) satisfying the requirements set forth herein or (ii) the prior written consent of the Purchaser, then the Purchaser shall have the right to terminate this Agreement as set forth in Section 10.02, without any payment of any penalty or damages and without any liability whatsoever to the Company (other than with respect to accrued but unpaid Servicing Fees and Servicing Advances remaining unpaid) or any third party. ARTICLE IX DEFAULT Section 9.01 Events of Default.
In case one or more of the following Events of Default by the Company shall occur and be continuing, that is to say: (i) any failure by the Company to remit to the Purchaser any payment required to be made under the terms of this Agreement which continues unremedied for a period of two Business Days after the earlier of the date upon which written notice of such failure, requiring the same to be remedied, shall have been given to the Company by the Purchaser or the date upon which such non-payment is discovered by Company; or (ii) failure on the part of the Company duly to observe or perform in any material respect any other of the covenants or agreements on the part of the Company set forth in this Agreement which continues unremedied for a period of thirty days (except that such number of days shall be fifteen in the case of a failure to pay any premium for any insurance policy required to be maintained under this Agreement) after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to the Company by the Purchaser; or (iii) a decree or order of a court or agency or supervisory authority having jurisdiction for the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy, readjustment of debt, marshalling of assets and liabilities or
similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Company and such decree or order shall have remained in force undischarged or unstayed for a period of sixty days; or (iv) the Company shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to the Company or of or relating to all or substantially all of its property; or (v) the Company shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations; or
(vi) Company more than thirty days; or
ceases to be approved by both FNMA and FHLMC as a mortgage
loan Company and Company for
(vii) the Company attempts to assign its right to servicing compensation hereunder or the Company attempts, without the consent of the Purchaser, to sell or otherwise dispose of all or substantially all of its property or assets or to assign this Agreement or the servicing responsibilities hereunder or to delegate its duties hereunder or any portion thereof; or (viii) the Company ceases to be (a) licensed to service first lien residential mortgage loans in any jurisdiction in which a Mortgaged Property is located and such licensing is required, and (b) qualified to transact business in any jurisdiction where it is currently so qualified, but only to the extent such non-qualification materially and adversely affects the Company's ability to perform its obligations hereunder; or (ix) the Company fails to meet the eligibility criteria set forth in the last sentence of Section 8.02.
Then, and in each and every such case, so long as an Event of Default shall not have been remedied, the Purchaser, by notice in writing to the Company may, in addition to whatever rights the Purchaser may have under Sections 3.03 and 8.01 and at law or equity or to damages, including injunctive relief and specific performance, terminate all the rights and obligations of the Company under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Company for the same. On or after the receipt by the Company of such written notice, all authority and power of the Company under this Agreement, whether with respect to the Mortgage Loans or otherwise, shall pass to and be vested in the successor appointed pursuant to Section 11.01. Upon written request from the Purchaser, the Company shall prepare, execute and deliver, any and all documents and other instruments, place in such successor's possession all Mortgage Files, and do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of the Mortgage Loans and related documents, or otherwise, at the Company's sole expense. The Company agrees to cooperate with the Purchaser and such successor in effecting the termination of the Company's responsibilities and rights hereunder, including, without limitation, the transfer to such successor for administration by it of all cash amounts which shall at the time be credited by the Company to the Custodial Account or Escrow Account or thereafter received with respect to the Mortgage Loans or any REO Property. Section 9.02 Waiver of Defaults.
The Purchaser may waive only by written notice any default by the Company in the performance of its obligations hereunder and its consequences. Upon any such waiver of a past default, such default shall cease to exist, and any Event of Default arising therefrom shall be deemed to have been remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon except to the extent expressly so waived in writing.
ARTICLE X TERMINATION Section 10.01 Termination.
The respective obligations and responsibilities of the Company shall terminate upon: (i) the later of the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan or the disposition of all REO Property and the remittance of all funds due hereunder; or (ii) by mutual consent of the Company and the Purchaser in writing; or (iii) termination with or without cause under the terms of this Agreement. Section 10.02 Termination Without Cause.
The Purchaser may, at its sole option, terminate any rights the Company may have hereunder, without cause, upon no less than 90 days written notice. Any such notice of termination shall be in writing and delivered to the Company as provided in Section 11.05 of this Agreement. In the event of such termination, the Purchaser agrees to pay, as liquidated damages, a sum equal to three percent (3.0%) of the aggregate unpaid principal balance of the Mortgage Loans. ARTICLE XI
MISCELLANEOUS PROVISIONS Section 11.01 Successor to the Company.
Prior to termination of Company's responsibilities and duties under this Agreement pursuant to Sections 4.13, 8.04, 9.01, 10.01 (ii) or (iii) or 10.02, the Purchaser shall (i) succeed to and assume all of the Company's responsibilities, rights, duties and obligations under this Agreement, or (ii) appoint a successor having the characteristics set forth in Section 8.02 hereof and which shall succeed to all rights and assume all of the responsibilities, duties and liabilities of the Company under this Agreement prior to the termination of Company's responsibilities, duties and liabilities under this Agreement. In connection with such appointment and assumption, the Purchaser may make such arrangements for the compensation of such successor out of payments on Mortgage Loans as the Purchaser and such successor shall agree. In the event that the Company's duties, responsibilities and liabilities under this Agreement should be terminated pursuant to the aforementioned Sections, the Company shall discharge such duties and responsibilities during the period from the date it acquires knowledge of such termination until the effective date thereof with the same degree of diligence and prudence which it is obligated to exercise under this Agreement, and shall take no action whatsoever that might impair or prejudice the rights or financial condition of its successor. The resignation or removal of Company pursuant to the aforementioned Sections shall not become effective until a successor shall be appointed pursuant to this Section and shall in no event relieve the Company of the representations and warranties made pursuant to Sections 3.01, 3.02 and 3.03 and the remedies available to the Purchaser thereunder and under Section 8.01, it being understood and agreed that the provisions of such Sections 3.01, 3.02, 3.03 and 8.01 shall be applicable to the Company notwithstanding any such resignation or termination of the Company, or the termination of this Agreement.
Any successor appointed as provided herein shall execute, acknowledge and deliver to the Company and to the Purchaser an instrument accepting such appointment, whereupon such successor shall become fully vested with all the rights, powers, duties, responsibilities, obligations and liabilities of the Company, with like effect as if originally named as a party to this Agreement. Any termination or resignation of the Company or this Agreement pursuant to Section 4.13, 8.04, 9.01, 10.01, or 10.02 shall not affect any claims that the Purchaser may have against the Company arising prior to any such termination or resignation. The Company shall promptly deliver to the successor the funds in the Custodial Account and the Escrow Account and the Mortgage Files and related documents and statements held by it hereunder and the Company shall account for all funds. The Company shall execute and deliver such instruments and do such other things all as may reasonably be required to more fully and definitely vest and confirm in the successor all such rights, powers, duties, responsibilities, obligations and liabilities of the Company. The successor shall make arrangements as it may deem appropriate to reimburse the Company for unrecovered Servicing Advances which the successor retains hereunder and which would otherwise have been recovered by the Company pursuant to this Agreement but for the appointment of the successor Company. Upon a successor's acceptance of appointment as such, the Company shall notify by mail the Purchaser of such appointment. Section 11.02 Amendment. agreement
This Agreement may be amended from time to time by the Company and the Purchaser by written signed by the Company and the Purchaser. Section 11.03 Recordation of Agreement.
To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Company at the Company's expense on direction of the Purchaser accompanied by an opinion of counsel to the effect that such recordation materially and beneficially affects the interest of the Purchaser or is necessary for the administration or servicing of the Mortgage Loans. Section 11.04 Governing Law.
This Agreement shall be governed by and construed in accordance with the laws of the State of New York except to the extent preempted by Federal law. The obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws.
Section 11.05
Notices.
Any demands, notices or other communications permitted or required hereunder shall be in writing and shall be deemed conclusively to have been given if personally delivered at or mailed by registered mail, postage prepaid, and return receipt
requested or certified mail, confirmed by a similar mailed writing, as follows: (i)
return receipt
requested,
or transmitted by telex,
telegraph or telecopier and
if to the Company: Chevy Chase Bank, F.S.B. 7700 Old Georgetown Road Bethesda, MD 20814 Attention: Michael Drayne With copy to: Kim Sheftall Humphries Esq. Associate General Counsel 8401 Connecticut Avenue Chevy Chase, MD 20815 if to the Purchaser: EMC Mortgage Corporation Mac Arthur Ridge II 909 Hidden Ridge Drive, Suite 200 Irvine, Texas 75038 Attention: Edward Raice with copy to: General Counsel
(ii)
or such other address as may hereafter be furnished to the other party by like notice. Any such demand, notice or communication hereunder shall be deemed to have been received on the date delivered to or received at the premises of the addressee (as evidenced, in the case of registered or certified mail, by the date noted on the return receipt). Section 11.06 Severability of Provisions.
Any part, provision, representation or warranty of this Agreement which is prohibited or which is held to be void or unenforceable shall be ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof. Any part, provision, representation or warranty of this Agreement which is prohibited or unenforceable or is held to be void or unenforceable in any jurisdiction shall be ineffective, as to such jurisdiction, to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof, and any such prohibition or unenforceability in any jurisdiction as to any Mortgage Loan shall not invalidate or render unenforceable such provision in any other jurisdiction. To the extent permitted by applicable law, the parties hereto waive any provision of law which prohibits or renders void or unenforceable any provision hereof. If the invalidity of any part, provision, representation or warranty of this Agreement shall deprive any party of the economic benefit intended to be conferred by this Agreement, the parties shall negotiate, in good faith, to develop a structure the economic effect of which is nearly as possible the same as the economic effect of this Agreement without regard to such invalidity.
Section 11.07
Exhibits.
The exhibits to this Agreement are hereby incorporated and made a part hereof and are an integral part of this Agreement. Section 11.08 requires: (i) the terms defined in this Agreement have the meanings assigned to them in this Agreement and include the plural as well as the singular, and the use of any gender herein shall be deemed to include the other gender; (ii) accounting terms not accordance with generally accepted accounting principles; otherwise defined herein have the meanings assigned to them in General Interpretive Principles.
For purposes of this Agreement, except as otherwise expressly provided or unless the context otherwise
(iii) references herein to "Articles", "Sections", Subsections", "Paragraphs", and other subdivisions without reference to a document are to designated Articles, Sections, Subsections, Paragraphs and other subdivisions of this Agreement; (iv) a reference to a Subsection without further reference to a Section is a reference to such Subsection as contained in the same Section in which the reference appears, and this rule shall also apply to Paragraphs and other subdivisions; (v) the words "herein", "hereof ", Agreement as a whole and not to any particular provision; (vi) "hereunder" and other words of similar import refer to this
the term "include" or "including" shall mean without limitation by reason of enumeration; and Agreement are for reference purposes only and
(viii) headings of the Articles and Sections in this shall not be deemed to have any substantive effect. Section 11.09 Reproduction of Documents.
This Agreement and all documents relating thereto, including, without limitation, (i) consents, waivers and modifications which may hereafter be executed, (ii) documents received by any party at the closing, and (iii) financial statements, certificates and other information previously or hereafter furnished, may be reproduced by any photographic, photostatic, microfilm, micro-card, miniature photographic or other similar process. The parties agree that any such reproduction shall be admissible in evidence as the original itself in any judicial or administrative proceeding, whether or not the original is in existence and
whether or not such reproduction was made by a party in the regular course of business, further reproduction of such reproduction shall likewise be admissible in evidence.
and that any
enlargement,
facsimile or
Section 11.10
Confidentiality of Information.
Each party recognizes that, in connection with this Agreement, it may become privy to non-public information regarding the financial condition, operations and prospects of the other party. Each party agrees to keep all non-public information regarding the other party strictly confidential, and to use all such information solely in order to effectuate the purpose of the Agreement, provided that each party may provide confidential information to its employees, agents and affiliates who have a need to know such information in order to effectuate the transaction, provided further that such information is identified as confidential non-public information. In addition, confidential information may be provided to a regulatory authority with supervisory power over Purchaser, provided such information is identified as confidential non-public information. Section 11.11 Recordation of Assignments of Mortgage. to recordation which any or recordation to requested by
To the extent permitted by applicable law, each of the Assignments of Mortgage is subject in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in all of the Mortgaged Properties are situated, and in any other appropriate public recording office or elsewhere, such be effected at the [Purchasers] expense in the event recordation is either necessary under applicable law or the Purchaser at its sole option. Section 11.12 Assignment by Purchaser.
The Purchaser shall have the right, without the consent of the Company or the Company hereof, to assign, in whole or in part, its interest under this Agreement with respect to some or all of the Mortgage Loans, and designate any person to exercise any rights of the Purchaser hereunder, by executing an Assignment and Assumption Agreement substantially in the form of Exhibit D hereto and the assignee or designee shall accede to the rights and obligations hereunder of the Purchaser with respect to such Mortgage Loans. In no event shall Purchaser sell a partial interest in any Mortgage Loan without the written consent of Company, which consent shall not be unreasonably denied. All references to the Purchaser in this Agreement shall be deemed to include its assignee or designee. However, in no event shall there be more than three (3) Persons at any given time having the status of "Purchaser" hereunder. Section 11.13 No Partnership.
Nothing herein contained shall be deemed or construed to create a co-partnership or joint venture between the parties hereto and the services of the Company shall be rendered as an independent contractor and not as agent for Purchaser.
Section 11.14
Execution: Successors and Assigns.
This Agreement may be executed in one or more counterparts and by the different parties hereto on separate counterparts, each of which, when so executed, shall be deemed to be an original; such counterparts, together, shall constitute one and the same agreement. Subject to Section 8.04, this Agreement shall inure to the benefit of and be binding upon the Company and the Purchaser and their respective successors and assigns. Section 11.15 Entire Agreement.
The Company acknowledges that no representations, agreements or promises were made to the Company by the Purchaser or any of its employees other than those representations, agreements or promises specifically contained herein. This Agreement sets forth the entire understanding between the parties hereto and shall be binding upon all successors of both parties. In the event of any inconsistency between the Purchase Price and Terms Letter and this Agreement, this Agreement shall control. Section 11.16. No Solicitation.
From and after the Closing Date, the Company agrees that it will not take any action or permit or cause any action to be taken by any of its agents or affiliates, or by any independent contractors on the Company's behalf, to personally, by telephone or mail, solicit the borrower or obligor under any Mortgage Loan to refinance the Mortgage Loan, in whole or in part, without the prior written consent of the Purchaser. Notwithstanding the foregoing, it is understood and agreed that promotions undertaken by the Company or any affiliate of the Company which are directed to the general public at large, or segments thereof, provided that no segment shall consist primarily of the Mortgage Loans, including, without limitation, mass mailing based on commercially acquired mailing lists, newspaper, radio and television advertisements shall not constitute solicitation under this Section 11.16. This Section 11.16 shall not be deemed to preclude the Company or any of its affiliates from soliciting any Mortgagor for any other financial products or services. Section 11.17. Closing.
The The closing either: by place as the shall agree.
closing for the purchase and sale of the Mortgage Loans shall take place on the Closing Date. shall be telephone, confirmed by letter or wire as the parties shall agree, or conducted in person, at such parties
The closing for the Mortgage Loans to be purchased on the Closing Date shall be subject to each of the following conditions:
(a) at least one (1) Business Day prior to the Closing Date, the Company shall deliver to the Purchaser a magnetic diskette, or transmit by modem, a listing on a loan-level basis of the information contained in the Mortgage Loan Schedule; (b) all of the representations and warranties of the Company and Company under this Agreement shall be materially true and correct as of the Closing Date and no event shall have occurred which, with notice or the passage of time, would constitute a material default under this Agreement; (c) the Purchaser shall have received, or the Purchaser's attorneys shall have received in escrow, all documents required pursuant to this Agreement, an opinion of counsel and an officer's certificate, all in such forms as are agreed upon and acceptable to the Purchaser, duly executed by all signatories other than the Purchaser as required pursuant to the terms hereof; (d) the Company shall have delivered and released to the Purchaser (or its designee) on or prior to the Closing Date all documents required pursuant to the terms of this Agreement; and (e) all other terms and conditions of this have been materially complied with. Agreement and the Purchase Price and Terms Letter shall
Subject to the foregoing conditions, the Purchaser shall pay to the Company on the Closing Date the Purchase Price, plus accrued interest pursuant to Section 2.02 of this Agreement, by wire transfer of immediately available funds to the account designated by the Company. Section 11.18. Cooperation of Company with a Reconstitution.
The Company and the Purchaser agree that with respect to some or all of the Mortgage Loans, on or after the Closing Date, on one or more dates (each a "Reconstitution Date") at the Purchaser's sole option, the Purchaser may effect a sale (each, a "Reconstitution") of some or all of the Mortgage Loans then subject to this Agreement, without recourse, to: (a) Transfer"); or one or more third party purchasers in one or more in whole loan transfers (each, a "Whole Loan trusts or other entities to be formed as part of one or more pass-through
(b) one or more transfers (each, a "Pass-Through Transfer");
however, in no event shall there be more than three (3) persons at any given time having the status of "Purchaser" hereunder. The Company agrees to execute in connection with any agreements between the Purchaser and the Company in connection with a Whole Loan Transfer, a Company's warranties and servicing agreement or a participation and servicing agreement or similar agreement in form and substance reasonably acceptable to the parties, and in connection with a Pass-Through Transfer, a pooling and servicing agreement in form and substance reasonably acceptable to the parties, (collectively the agreements referred to herein are designated, the "Reconstitution Agreements"). It is understood that any such Reconstitution Agreements will not contain any greater obligations on the part of Company than are contained in this Agreement.
With respect to each Whole Loan Transfer and each Pass-Through Transfer entered into by the Purchaser, the Company agrees (1) to cooperate fully with the Purchaser and any prospective purchaser with respect to all reasonable requests and due diligence procedures; (2) to execute, deliver and perform all Reconstitution Agreements required by the Purchaser; (3) to restate the representations and warranties set forth in this Agreement (provided that with respect to those representations and warranties set forth in Section 3.02, the Company shall only restate those representations and warranties that relate in any way to the Mortgage Loan (or any set of facts with respect thereto) as of origination and any representations and warranties that relate to the servicing of such Mortgage Loan as of the settlement or closing date in connection with such Reconstitution (each, a "Reconstitution Date"). In that connection, the Company shall provide to such Company or issuer, as the case may be, and any other participants in such Reconstitution: (i) any and all information and appropriate verification of information which may be reasonably available to the Company, whether through letters of its auditors and counsel or otherwise, as the Purchaser or any such other participant shall request upon reasonable demand; and (ii) such additional representations, warranties, covenants, opinions of counsel, letters from auditors, and certificates of public officials or officers of the Company as are reasonably agreed upon by the Company and the Purchaser or any such other participant. The Purchaser shall be responsible for the costs relating to the delivery of such information.
All Mortgage Loans not sold or transferred pursuant to a Reconstitution shall remain subject to, and serviced in accordance with the terms of, this Agreement, and with respect thereto this Agreement shall remain in full force and effect.
IN WITNESS WHEREOF, the Company, and the Purchaser have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written. EMC MORTGAGE CORPORATION Purchaser By:________________________ Name: Edward Raice Title: President CHEVY CHASE BANK, F.S.B. Company By: _______________________ Name: Title:
EXHIBIT A CONTENTS OF MORTGAGE FILE With respect to each Mortgage Loan, the Mortgage File shall include each of the following items, which shall be available for inspection by the Purchaser, and which shall be retained by the Company in the Servicing File or delivered to the Purchaser or its designee pursuant to Sections 2.04 and 2.05 of the Purchase, Warranties and Servicing Agreement. 1. The original Mortgage Note endorsed "Pay to the order of ____________________________________________________, without recourse," and signed in the name of the Company by an authorized officer, with all intervening endorsements showing a complete chain of title from the originator to the Company, together with any applicable riders. If the Mortgage Loan was acquired by the Company in a merger, the endorsement must be by "[Company], successor by merger to the [name of predecessor]". If the Mortgage Loan was acquired or originated by the Company while doing business under another name, the endorsement must be by "[Company] formerly known as [previous name]". In the event that the original Mortgage Note is lost, a lost note affidavit may be provided. 2. The original Mortgage (together with a standard adjustable rate mortgage rider) with evidence of recording thereon, or a copy thereof certified by the public recording office in which such mortgage has been recorded or, if the original Mortgage has not been returned from the applicable public recording office, a true certified copy, certified by the Company. 3. if required. The original or certified copy, certified by the Company, of the Primary Mortgage Insurance Policy,
4. The original Assignment, from the Company to _____________________________________, or in accordance with Purchaser's instructions, which assignment shall, but for any blanks requested by Purchaser, be in form and substance acceptable for recording. If the Mortgage Loan was acquired or originated by the Company while doing business under another name, the Assignment must be by "[Company] formerly known as [previous name]". 5. The original policy of title insurance, including riders and endorsements thereto, or if the policy has not yet been issued, a written commitment or interim binder or preliminary report of title issued by the title insurance or escrow company. 6. Originals of all recorded intervening Assignments, or copies thereof, certified by the public recording office in which such Assignments have been recorded showing a complete chain of title from the originator to the Company, with evidence of recording thereon, or a copy thereof certified by the public recording office in which such Assignment has been recorded or, if the original Assignment has not been returned from the applicable public recording office, a true certified copy, certified by the Company.
7. Originals, or copies thereof certified by the public recording office in which such documents have been recorded, of each assumption, extension, modification, written assurance or substitution agreements, if applicable, or if the original of such document has not been returned from the applicable public recording office, a true certified copy, certified by the Company. 8. If the Mortgage Note or Mortgage or any other material document or instrument relating to the Mortgage Loan has been signed by a person on behalf of the Mortgagor, the original or copy of power of attorney or other instrument that authorized and empowered such person to sign bearing evidence that such instrument has been recorded, if so required in the appropriate jurisdiction where the Mortgaged Property is located, or a copy thereof certified by the public recording office in which such instrument has been recorded or, if the original instrument has not been returned from the applicable public recording office, a
true certified copy, certified by the Company. 9. Mortgage Loan closing settlement procedure forms required by law. 10. 11. 12. 13. 14. 15. statement (Form HUD-1) and any other truth-in-lending or real estate
Residential loan application. Uniform underwriter and transmittal summary (FNMA Form 1008) or reasonable equivalent. Credit report on the mortgagor. Business credit report, if applicable. Residential appraisal report and attachments thereto. The original of any guarantee executed in connection with the Mortgage Note. originated under a Limited
16. Verification of employment and income except for Mortgage Loans Documentation Program, all in accordance with Company's underwriting guidelines.
17. Verification of acceptable evidence of source and amount of down payment, Company's underwriting guidelines. 18. 19. 20. 21. certification. Photograph of the Mortgaged Property (may be part of appraisal). Survey of the Mortgaged Property, if any. Sales contract, if applicable.
in accordance with
If available, termite report, structural engineers report, water portability and septic
22. Mortgage. 23.
Any original security agreement, chattel mortgage or equivalent executed in connection with the Name affidavit, if applicable. Company may provide one certificate for all of
Notwithstanding anything to the contrary herein, the Mortgage Loans indicating that the documents were delivered for recording.
EXHIBIT B CUSTODIAL ACCOUNT LETTER AGREEMENT ________________ To: Chevy Chase Bank, F.S.B. _____________________ _____________________ (the "Depository") As "Company" under the Purchase, Warranties and Servicing Agreement, dated as of ________________,2001 Whole Loan Series 2001 _____ (the "Agreement"), we hereby authorize and request you to establish an account, as a Custodial Account pursuant to Section 4.04 of the Agreement, to be designated as " Chevy Chase Bank, F.S.B., in trust for the [Purchaser], Owner of Whole Loan Series 2001 ______". All deposits in the account shall be subject to withdrawal therefrom by order signed by the Company. This letter is submitted to you in duplicate. Please execute and return one original to us. CHEVY CHASE BANK, F.S.B. By:____________________________ Name:__________________________ Title:_________________________ The undersigned, as "Depository", hereby certifies that the above described account has been established under Account Number _____________ at the office of the depository indicated above, and agrees to honor withdrawals on such account as provided above. CHEVY CHASE BANK, F.S.B. By:____________________________ Name:__________________________ Title:_________________________
EXHIBIT C
ESCROW ACCOUNT LETTER AGREEMENT ______________ To: Chevy Chase Bank, F.S.B. _____________________ _____________________ (the "Depository") As Company under the Purchase Warranties and Servicing Agreement, dated as of ________________, 2001 Whole Loan Series 2001 _____ (the "Agreement"), we hereby authorize and request you to establish an account, as an Escrow Account pursuant to Section 4.06 of the Agreement, to be designated as " Chevy Chase Bank, F.S.B., in trust for the [Purchaser], Owner of Whole Loan Series 2001 ______, and various Mortgagors." All deposits in the account shall be subject to withdrawal therefrom by order signed by the Company. This letter is submitted to you in duplicate. Please execute and return one original to us. CHEVY CHASE BANK, F.S.B. By:____________________________ Name:__________________________ Title:_________________________
The undersigned, established under Account Number __________________ on such account as provided above.
as
"Depository",
hereby
certifies that the above described indicated above,
account has been withdrawals
, at the office of the
depository
and agrees to honor
CHEVY CHASE BANK, F.S.B. By:______________________________ Name:____________________________ Title:___________________________
EXHIBIT D FORM OF ASSIGNMENT AND ASSUMPTION THIS ASSIGNMENT AND ASSUMPTION AGREEMENT, dated ___________________,between__________________,a _____________________corporation("Assignor"),and_____________________, a __________________ corporation ("Assignee"): For and in consideration of the sum of TEN DOLLARS ($10.00) and other valuable consideration the receipt and sufficiency of which hereby are acknowledged, and of the mutual covenants herein contained, the parties hereto hereby agree as follows: 1. The Assignor hereby grants, transfers and assigns to Assignee all of the right, title and interest of Assignor, as Purchaser, in, to and under (a) those certain Mortgage Loans listed on Exhibit A attached hereto (the "Mortgage Loans") and (b) that certain Purchase, Warranties and Servicing Agreement, Whole Loan Series 2001 ______ (the "Purchase, Warranties and Servicing Agreement"), dated as of ___________________, 2001 by and among _______________________________("Purchaser"), and Chevy Chase Bank, F.S.B. (the "Company") with respect to the Mortgage Loans. The Assignor specifically reserves and does not assign to the Assignee hereunder any and all right, title and interest in, to and under and all obligations of the Assignor with respect to any mortgage loans subject to the Purchase, Warranties and Servicing Agreement which are not the Mortgage Loans set forth on Exhibit A attached hereto and are not the subject of this Assignment and Assumption Agreement. 2. The assignor warrants and represents to, and covenants with, the Assignee that: Mortgage Loans with the full right to transfer
a. The Assignor is the lawful owner of the the Mortgage Loans free from any and all claims and encumbrances whatsoever;
b. The Assignor has not received notice or, and has no knowledge of, any offsets, counterclaims or other defenses available to the Company with respect to the Purchase, Warranties and Servicing Agreement or the Mortgage Loans; c. The Assignor has not waived or agreed to any waiver under, or agreed to any amendment or other modification of, the Purchase, Warranties and Servicing Agreement or the Mortgage Loans, including without limitation the transfer of the servicing obligations under the Purchase, Warranties and Servicing Agreement. The Assignor has no knowledge of, and has not received notice of, any waivers under or amendments or other modifications of, or assignments of rights or obligations under or defaults under, the Purchase, Warranties and Servicing Agreement, or the Mortgage Loans; and
d. Neither the Assignor nor anyone acting on its behalf has offered, transferred, pledged, sold or otherwise disposed of the Mortgage Loans, any interest in the Mortgage Loans or any other similar security to, or solicited
any offer to buy or accept a transfer, pledge or other disposition of the Mortgage Loans, any interest in the Mortgage Loans or any other similar security from, or otherwise approached or negotiated with respect to the Mortgage Loans, any interest in the Mortgage Loans or any other similar security with, any person in any manner, or made by general solicitation by means of general advertising or in any other manner, or taken any other action which would constitute a distribution of the Mortgage Loans under the Securities Act of 1933 (the "1933 Act") or which would render the disposition of the Mortgage Loans a violation of Section 5 of the 1933 Act or require registration pursuant thereto. 3. The Assignee warrants and represents to, and covenants with, the Assignor and the Company that:
a. The Assignee is a corporation duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite corporate power and authority to acquire, own and purchase the Mortgage Loans; b. The Assignee has full corporate power and authority to execute, deliver and perform under this Assignment and Assumption Agreement, and to consummate the transactions set forth herein. The execution, delivery and performance of the Assignee of this Assignment and Assumption Agreement, and the consummation by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action of the Assignee. This Assignment and Assumption Agreement has been duly executed and delivered by the Assignee and constitutes the valid and legally binding obligation of the Assignee enforceable against the Assignee in accordance with its respective terms; c. To the best of Assignee's knowledge, no material consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by the Assignee in connection with the execution, delivery or performance by the Assignee of this Assignment and Assumption Agreement, or the consummation by it of the transactions contemplated hereby; d. The Assignee agrees to be bound, as Purchaser, by all of the terms, covenants and conditions of the Purchase, Warranties and Servicing Agreement and the Mortgage Loans, and from and after the date hereof, the Assignee assumes for the benefit of each of the Company and the Assignor all of the Assignor's obligations as Purchaser thereunder, with respect to the Mortgage Loans; e. The the 1933 Act or the securities laws of any state; Assignee understands that the Mortgage Loans have not been registered under
f. The purchase price being paid by the Assignee for the Mortgage $250,000 and will be paid by cash remittance of the full purchase price within sixty (60) days of the sale;
Loans is in excess of
g. and not for any other person;
The Assignee is acquiring the Mortgage
Loans for
investment for its own account only
h. The Assignee considers itself a substantial, sophisticated institutional investor having such knowledge and financial and business matters that it is capable of evaluating the merits and the risks of investment in the Mortgage Loans; i. The Assignee has been that it has requested from the Assignor or the Company; furnished with all information regarding the Mortgage Loans
j. Neither the Assignee nor anyone acting on its behalf has offered, transferred, pledged, sold or otherwise disposed of the Mortgage Loans, an interest in the Mortgage Loans or any other similar security to, or solicited any offer to buy or accept a transfer, pledge or other disposition of the Mortgage Loans, any interest in the Mortgage Loans or any other similar security from, or otherwise approached or negotiated with respect to the Mortgage Loans, any interest in the Mortgage Loans or any other similar security with, any person in any manner, or made any general solicitation by means of general advertising or in any other manner, or taken any other action which would constitute a distribution of the Mortgage Loans under the 1933 Act or which would render the disposition of the Mortgage Loans a violation of Section 5 of the 1933 Act or require registration pursuant thereto, nor will it act, nor has it authorized or will it authorize any person to act, in such manner with respect to the Mortgage Loans; and k. Either: (1) the Assignee is not an employee benefit plan ("Plan") within the meaning of section 3(3) of the Employee Retirement Income Security Act of 1974, as amended ("ERISA") or a plan (also "Plan") within the meaning of section 4975(e)(1) of the Internal Revenue Code of 1986 ("Code"), and the Assignee is not directly or indirectly purchasing the Mortgage Loans on behalf of, investment manager of, as named fiduciary of, as Trustee of, or with assets of, a Plan; or (2) the Assignee's purchase of the Mortgage Loans will not result in a prohibited transaction under section 406 of ERISA or section 4975 of the Code. Distributions shall be made by wire transfer of immediately available funds to _____________________________ for the account of
account number ___________________________________________________. ____________________ _____________________________________________________________.
Applicable statements should be mailed to
The Assignor's address for purposes for all notices and correspondence related to the Mortgage Loans and this Agreement is: ________________________________________ ________________________________________ Attention: ______________________________ IN WITNESS WHEREOF, the parties have caused this Assignment and Assumption to be executed by their duly authorized officers as of the date first above written. _____________________________ Assignor By:______________________ Its:_____________________ Taxpayer Identification Number:__________________ _________________________ Assignee By:___________________________ Its:__________________________ Taxpayer Identification Number:_______________________
Acknowledged: Chevy Chase Bank, F.S.B. By:___________________________ Its:__________________________
EXHIBIT E FORM OF TRIAL BALANCE
EXHIBIT F MORTGAGE LOAN SCHEDULE
EXHIBIT G REQUEST FOR RELEASE OF DOCUMENTS AND RECEIPT RE: Mortgage Loan #___________________________________ BORROWER:__________________________________________________ PROPERTY: __________________________________________________ Pursuant to a Purchase, Warranties and Servicing Agreement (the "Agreement") between the Company, the Company and the Purchaser, the undersigned hereby certifies that he or she is an officer of the Company requesting release of the documents for the reason specified below. The undersigned further certifies that: (Check one of the items below) _____ has been that be deposited in the Custodial Account as required. _____ The above captioned loan is being repurchased pursuant to the terms of the Agreement. The Company hereby certifies that the repurchase price has been credited to the Custodial Account as required under the Agreement. The above captioned loan is being placed in foreclosure and the to proceed with the foreclosure action. The Company hereby certifies that returned to the Purchaser in the event of reinstatement. _____ Other (explain) the documents will be original documents are all amounts with respect to this loan which are required under the Agreement have been or will On _________________, the above captioned mortgage loan was paid in full or that the The Company hereby Company
notified that payment in full has been or will be escrowed.
certifies
_____ required
_______________________________________________________ _______________________________________________________ All capitalized terms used herein and not defined shall have the meanings assigned to them in the Agreement. Based on this certification and the indemnities provided for in the Agreement, Company all original mortgage documents in your possession relating to this loan. Dated:_________________ please release to the
By:________________________________ Signature ___________________________________ Title
Send documents to:
_____________________________________________ _____________________________________________ _____________________________________________
Acknowledgement: Purchaser hereby acknowledges that all original mortgage loan have been returned and received by the Purchaser. Dated:________________ By:________________________________ Signature _______________________________ Title documents previously released on the above captioned
AMENDMENT NUMBER TWO to the PURCHASE, WARRANTIES AND SERVICING AGREEMENT Dated as of January 31, 2006 between EMC MORTGAGE CORPORATION, as Purchaser and CHEVY CHASE BANK, F.S.B, as Company This AMENDMENT NUMBER TWO (this Amendment) is made and entered into this 31st day of January, 2006, by and between EMC Mortgage Corporation, a Delaware corporation, as purchaser (the Purchaser) and Chevy Chase Bank, F.S.B., as company (the Company) in connection with the Purchase, Warranties and Servicing Agreement, dated as of July 1, 2001, between the above mentioned parties (the Agreement). This Amendment is made pursuant to Section 11.02 of the Agreement. RECITALS WHEREAS, the parties hereto have entered into the Agreement;
WHEREAS, the Agreement provides that the parties thereto may enter into an amendment to the Agreement; WHEREAS, the parties hereto desire to amend the Agreement as set forth in this Amendment; and NOW, THEREFORE, in consideration of the premises and for other good and valuable receipt and sufficiency of which is hereby acknowledged, the parties hereto agree as follows: consideration, the
1. Capitalized terms used herein and not defined herein shall have the meanings assigned to such terms in the Agreement or Regulation AB as applicable. 2. Article I of the Agreement is hereby amended following definitions to Section 1.01: Commission or SEC: effective as of the date hereof by adding the
Depositor: The depositor, as such term is defined in Regulation AB, with respect to any Transaction and as identified in writing to the Company as the depositor for such Securitization Transaction. Exchange Act: The Securities Exchange Act of 1934, as amended.
Securitization
Master Servicer: With respect to any Securitization Transaction, the master servicer, if any, identified in the related transaction documents and as identified in writing to the Company as the depositor for such Securitization Transaction. Nonrecoverable Advance: Any portion of a Monthly Advance or Servicing Advance previously made or proposed to be made by the Company pursuant to this Agreement, that, in the good faith judgment of the Company, will not or, in the case of a proposed advance, would not, be ultimately recoverable by it from the related Mortgagor or the related Liquidation Proceeds, Insurance Proceeds, Condemnation Proceeds or otherwise with respect to the related Mortgage Loan. Originator: A bank, savings and loan, or mortgage banker that creates a mortgage borrowers residential real property and sells such mortgage in the secondary market. Pass-Through Transfer: Any transaction involving secured by a
either (1) a sale or other transfer of some or all
of the Mortgage Loans directly or indirectly to an issuing entity in connection with an issuance of publicly offered or privately placed, rated or unrated mortgage-backed securities or (2) an issuance of publicly offered or privately placed, rated or unrated securities, the payments on which are determined primarily by reference to one or more portfolios of residential mortgage loans consisting, in whole or in part, of some or all of the Mortgage Loans. Prepayment Charge: Any prepayment premium, penalty or charge payable by a Mortgagor with any Principal Prepayment on a Mortgage Loan pursuant to the terms of the related Mortgage Note. in connection
Qualified Correspondent: Any Person from which the Company purchased Mortgage Loans, provided that the following conditions are satisfied: (i) such Mortgage Loans were originated pursuant to an agreement between the Company and such Person that contemplated that such Person would underwrite mortgage loans from time to time, for sale to the Company, in accordance with underwriting guidelines designated by the Company (Designated Guidelines) or guidelines that do not vary materially from such Designated Guidelines; (ii) such Mortgage Loans were in fact underwritten as described in clause (i) above and were acquired by the Company within 180 days after origination; (iii) either (x) the Designated Guidelines were, at the time such Mortgage Loans were originated, used by the Company in origination of mortgage loans of the same type as the Mortgage Loans for the Companys own account or (y) the Designated Guidelines were, at the time such Mortgage Loans were underwritten, designated by the Company on a consistent basis for use by lenders in originating mortgage loans to be purchased by the Company; and (iv) the Company employed, at the time such Mortgage Loans were acquired by the Company, pre-purchase or post-purchase quality assurance procedures (which may involve, among other things, review of a sample of mortgage loans purchased during a particular time period or through particular channels) designed to ensure that Persons from which it purchased mortgage loans properly applied the underwriting criteria designated by the Company. For the avoidance of doubt, a Qualified Correspondent includes a table broker or mortgage lender that originates loans underwritten and funded by the Company or an Affiliate of the Company.
Reconstitution Agreement:
Any servicing agreement relating to a Reconstitution.
Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time. Securities Act: The Securities Act of 1933, as amended.
Securitization Transaction: Any transaction involving either (1) a sale or other transfer of some or all of the Mortgage Loans directly or indirectly to an issuing entity in connection with an issuance of publicly offered or privately placed, rated or unrated mortgage-backed securities or (2) an issuance of publicly offered or privately placed, rated or unrated securities, the payments on which are determined primarily by reference to one or more portfolios of residential mortgage loans consisting, in whole or in part, of some or all of the Mortgage Loans. Servicing Criteria: As of any date of determination, the servicing criteria set forth in Item 1122(d) of Regulation AB, or any amendments thereto, a summary of the requirements of which as of the date hereof is attached hereto as Exhibit M for convenience of reference only. In the event of a conflict or inconsistency between the terms of Exhibit M and the text of Item 1122(d) of Regulation AB, the text of Item 1122(d) of Regulation AB shall control (or those Servicing Criteria otherwise mutually agreed to by the Purchaser, the Company and any Person that will be responsible for signing any Sarbanes Certification with respect to a Securitization Transaction in response to evolving interpretations of Regulation AB and incorporated into a revised Exhibit M). Static Pool Information: Static pool information as described in Item 1105(a)(1)-(3) and 1105(c) of Regulation AB. Subcontractor: Any vendor, subcontractor or other Person that is not responsible for the overall servicing (as servicing is commonly understood by participants in the mortgage-backed securities market) of Mortgage Loans but performs one or more discrete functions identified in Item 1122(d) of Regulation AB with respect to Mortgage Loans under the direction or authority of the Company or a Subservicer.
Third-Party Originator: Each Person, other than a Qualified Correspondent, Loans acquired by the Company, and shall not include a mortgage broker that does not fund loans.
that originated Mortgage
3. Article I of the Agreement is hereby amended effective as of the date in its entirety the definition of Subservicer in Section 1.01 and replacing it with the following:
hereof by deleting
Subservicer: Any Person that services Mortgage Loans on behalf of the Company or any Subservicer and is responsible for the performance (whether directly or through Subservicers or Subcontractors) of a substantial portion of the material
servicing functions required to be performed by the Company under this Agreement or any Reconstitution Agreement that are identified in Item 1122(d) of Regulation AB; provided, however, that the term Subservicer shall not include any master servicer, or any special servicer engaged at the request of a Depositor, Purchaser or investor in a Securitization Transaction, nor any backup servicer or trustee performing servicing functions on behalf of a Securitization Transaction. 4. Article I of the Agreement is hereby amended effective as of the date in its entirety the definition of Principal Prepayment in Section 1.01 and replacing it with the following: hereof by deleting
Principal Prepayment: Any payment or other recovery of principal on a Mortgage Loan full or partial which is received in advance of its scheduled Due Date, including any Prepayment Charge, and which is not accompanied by an amount of interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment. 5. Article III of the Section 3.01(n) as follows (new text underlined): Agreement is hereby amended effective as of the date hereof by revising
(n) If requested by the Purchaser, the Company shall have delivered to the Purchaser the Companys financial statements, for its last two complete fiscal years. If so, all such financial information fairly presents the pertinent results of operations and financial position for the period identified and has been prepared in accordance with generally accepted accounting principles consistently applied throughout the periods involved, except as set forth in the notes thereto. There has been no change in the servicing policies and procedures, business, operations, financial condition, properties or assets of the Company since the date of the Companys financial information last provided to the Purchaser that would have a material adverse effect on its ability to perform its obligations under this Agreement and the related Term Sheet; 6. Article III of the following new Section 3.01(p): Agreement is hereby amended effective as of the date hereof by adding the
(p) As of the date of each Pass-Through Transfer, and with respect to the representations (1)-(5) only if the Company is a servicer within the meaning of Item 1108(a)(3) of Regulation AB, and with respect to representation (6) only if the Company meets the requirements for disclosure under Item 1117 of Regulation AB, and with respect to representation (7) only if the Company meets the requirements for disclosure under Item 1119 of Regulation AB and except as has been otherwise disclosed to the Purchaser, any Master Servicer and any Depositor: (1) no default or servicing related performance trigger has occurred as to any other securitization due to any act or failure to act of the Company; (2) no material noncompliance with applicable servicing criteria as to any other securitization has been disclosed or reported by the Company; (3) the Company has not been terminated as Servicer in a residential mortgage loan securitization, either due to a servicing default or to application of a servicing performance test or trigger; (4) no material changes to the Companys servicing policies and procedures for similar loans has occurred in the preceding three years; (5) there are no aspects of the Companys financial condition that could have a material adverse impact on the performance by the Company of its obligations hereunder; (6) there are no legal proceedings pending, or known to be contemplated by governmental authorities, against the Company that could be material to investors in the securities issued in such Pass-Through Transfer; and (7) there are no affiliations, relationships or transactions relating to the Company of a type that are described under Item 1119 of Regulation AB.
7. Article III of the following new Section 3.01(q):
Agreement is hereby
amended
(q) If so requested by the Purchaser or any Depositor on any date, the Company shall, within five Business Days following such request, confirm in writing the accuracy of the representations and warranties, if any, set forth in Section 3.01(p) of this Section or, if any such representation and warranty is not accurate as of the date of such request, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party. 8. Article III of the following new Section 3.01(r): Agreement is hereby amended effective as of the date hereof by adding the
(r) Notwithstanding anything to the contrary in the Agreement, the Company shall (or shall cause each Subservicer and Third-Party Originator to), provided that the Company (and each Subservicer and Third-Party Originator, as the case may be) meets the disclosure requirements of Items 1117 and 1119 of Regulation AB, as the case may be, for such disclosure period (i) immediately notify the Purchaser, any Master Servicer and any Depositor in writing of (A) any legal proceedings pending, or known to be contemplated by governmental authorities against the Company, any Subservicer or any Third-Party Originator that could reasonably be expected to be material to investors in securities in such Securitization Transaction, (B) any known affiliations or relationships that develop following the closing date of a Pass-Through Transfer between the Company, any Subservicer or any Third-Party Originator 9provided that the requesting party identify, in writing, such parties by name) and any of the parties specified in clause (7) of
paragraph (p) of this Section (and any other transaction party identified in writing by the requesting party) with respect to such Pass-Through Transfer, (C) any Event of Default under the terms of this Agreement or any Reconstitution Agreement, (D) any merger, consolidation or sale of substantially all of the assets of the Company, and (E) the Companys entry into an agreement with a Subservicer to perform or assist in the performance of any of the Companys obligations under this Agreement or any Reconstitution Agreement and (ii) provide to the Purchaser and any Depositor a description of such proceedings, affiliations or relationships.
All notification pursuant to this Section 3.01(r), other than those pursuant to Section 3.01(r)(i)(A), should be sent to: EMC Mortgage Corporation 2780 Lake Vista Drive Lewisville, TX 75067-3884 Attention: Conduit Seller Approval Dept. Facsimile: (214) 626-3751 Email: sellerapproval@bear.com With a copy to: Bear, Stearns & Co. Inc. 383 Madison Avenue, 3rd Floor New, York, NY 10179 Attention: Global Credit Administration Facsimile: (212) 272-6564 Notifications pursuant to Section 3.01(r)(i)(A) should be sent to: EMC Mortgage Corporation Two Mac Arthur Ridge 909 Hidden Ridge Drive, Suite 200 Irving, TX 75038 Attention: Associate General Counsel for Loan Administration Facsimile: (972) 831-2555 With copies to: Bear, Stearns & Co. Inc. 383 Madison Avenue, 3rd Floor New, York, NY 10179 Attention: Global Credit Administration Facsimile: (212) 272-6564 EMC Mortgage Corporation 2780 Lake Vista Drive Lewisville, TX 75067-3884 Attention: Conduit Seller Approval Dept. Facsimile: (214) 626-3751 Email: sellerapproval@bear.com
9. Article III of the following new Section 3.01(s):
Agreement is hereby
amended
(s) As a condition to the succession to the Company or any Subservicer as Servicer or Subservicer under this Agreement or any Reconstitution Agreement by any Person (i) into which the Company or such Subservicer may be merged or consolidated, or (ii) which may be appointed as a successor to the Company or any Subservicer, the Company shall provide to the Purchaser, any Master Servicer and any Depositor, at least 15 calendar days prior to the effective date of such succession or appointment, (x) written notice to the Purchaser, any Master Servicer and any Depositor of such succession or appointment and (y) in writing and in form and substance reasonably satisfactory to the Purchaser, any Master Servicer and such Depositor and agreed to by the Company, all information reasonably requested by the Purchaser, any Master Servicer or any Depositor in order to comply with its reporting obligation under Item 6.02 of Form 8-K with respect to any class of asset-backed securities. 10. Article III of the following new Section 3.02(tt): Agreement is hereby amended effective as of the date hereof by adding the
With respect to each Mortgage Loan, information regarding the borrower credit files related to such Mortgage Loan has been furnished to credit reporting agencies in compliance with the provisions of the Fair Credit Reporting Act and the applicable implementing regulations. 11. Article IV of the Agreement is hereby following after the second sentence of the first paragraph of Section 4.01: amended effective as of the date hereof by adding the
In addition, the Company shall furnish information regarding the borrower credit files related to such Mortgage Loan to credit reporting agencies in compliance with the provisions of the Fair Credit Reporting Act and the applicable implementing regulations. 12. Article IV of the Agreement is hereby amended paragraph to the end of Section 4.02: effective as of the date hereof by adding this
The Company shall not waive any Prepayment Charge unless: (i) the enforceability thereof shall have been limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors rights generally, (ii) the enforcement thereof is illegal, or any local, state or federal agency has threatened legal action if the prepayment penalty is enforced, (iii) the mortgage debt has been accelerated in connection with a foreclosure or other involuntary payment or (iv) such waiver is standard and customary in servicing similar Mortgage Loans and relates to a default or a reasonably foreseeable default and would, in the reasonable judgment of the Company, maximize recovery of total proceeds taking into account the value of such Prepayment Charge and the related Mortgage Loan. 13. Article IV of the Agreement is hereby amended first paragraph of Section 4.03 by adding the following after the first sentence: effective as of the date hereof by revising the
In determining the delinquency status of any Mortgage Loan, the Company will use delinquency recognition policies as described to and approved by the Purchaser, and shall revise these policies as requested by the Purchaser from time to time. 14. Article V of the Agreement Section 5.02 in its entirety and replacing it with the following: Section 5.02 is hereby amended effective as of the date hereof by deleting
The Company shall furnish to Purchaser an individual loan accounting report, as of the last Business Day of each month, in the Company's assigned loan number order to document Mortgage Loan payment activity on an individual Mortgage Loan basis. With respect to each month, the corresponding individual loan accounting report shall be received by the Purchaser no later than the fifth Business Day of the following month on a disk or tape or other computer-readable format in such format as may be mutually agreed upon by both Purchaser and Company, and no later than the fifth Business Day of the following month in hard copy, and shall contain the following: (i) with respect to each Mortgage Loan and each Monthly Payment, the amount of such remittance allocable to principal (including a separate breakdown of any Principal Prepayment, including the date of such prepayment, and any prepayment penalties or premiums, along with a detailed report of interest on principal prepayment amounts remitted in accordance with Section 4.04); (ii) with respect to each Mortgage Loan and each Monthly Payment, the amount of such remittance allocable to interest; (iii) with respect to each Mortgage Company during the prior distribution period; Loan, the amount of servicing compensation received by the
Balance of
(vi) with respect to each Mortgage Loan, the aggregate amount of any Insurance Condemnation Proceeds, Liquidation Proceeds and REO Disposition Proceeds received during the prior distribution period; (vii) with respect to each Mortgage Loan, the amount of any paid by the Company in accordance with Section 4.04(viii) during the prior distribution period; (viii) Prepayment Interest
Proceeds,
Shortfalls
the beginning and ending balances of the Custodial Account and Escrow Account;
Mortgage
Loans as of the first day of the
distribution
period and the last day
(xii) with respect to each Mortgage Loan, and in the aggregate for all Mortgage Loans, any Monthly Advances made by the Company during the prior distribution period; (xiii) with respect to each Mortgage Loan, a description of any Servicing with respect to such Mortgage Loan including the amount, terms and general purpose of such Servicing amount of Servicing Advances for all Mortgage Loans during the prior distribution period;
the amount of
Advances made by the Company Advances, and the aggregate
(xiv) with respect to each Mortgage Loan, a description of any Nonrecoverable Advances made by the Company with respect to such Mortgage Loan including the amount, terms and general purpose of such Nonrecoverable Advances, and the
aggregate amount of Nonrecoverable Advances for all Mortgage Loans during the prior distribution period; (xv) with respect to each Mortgage Loan, a description of any Monthly Advances, Servicing Advances and Nonrecoverable Advances reimbursed to the Company with respect to such Mortgage Loan during the prior distribution period pursuant to Section 4.05, and the source of funds for such reimbursement, and the aggregate amount of any Monthly Advances, Servicing Advances and Nonrecoverable Advances reimbursed to the Company for all Mortgage Loans during the prior distribution period pursuant to Section 4.05; (xvi) with respect to any Mortgage Loan, a description of any material modifications, extensions or waivers to the terms, fees, penalties or payments of such Mortgage Loan during the prior distribution period or that have cumulatively become material over time; (xvii) a description of any material breach of a representation or warranty set forth in Section 3.01 or Section 3.02 herein or of any other breach of a covenant or condition contained herein and the status of any resolution of such breach; (xviii) with respect to each Mortgage Loan, the Stated Principal Balance of any substitute Mortgage Loan provided by the Company and the Stated Principal Balance of any Mortgage Loan that has been replaced by a substitute Mortgage Loan in accordance with Section 3.03 herein;
(xix) with respect to each Mortgage Loan, the Stated been repurchased by the Company in accordance with Section 3.03 herein.
Principal
Balance of any Mortgage Loan that has
In addition, the Company shall provide to the Purchaser such other information reasonably known or available to the Company that is related to Companys performance of such servicing functions and that is reasonably required to facilitate preparation of distribution reports in accordance with Item 1121 of Regulation AB, as amended from time to time. The Company shall also provide a monthly report, in the form of Exhibit E hereto, or such other form as is mutually acceptable to the Company, the Purchaser and any Master Servicer, Exhibit F with respect to defaulted mortgage loans and Exhibit N, with respect to realized losses and gains, with each such report. The Company shall prepare and file any and all information statements or other filings that any governmental taxing authority requires the Company to deliver to such taxing authority or to the Purchaser pursuant to any applicable law with respect to the Mortgage Loans and the transactions contemplated hereby. In addition, the Company shall provide Purchaser with such information concerning the Mortgage Loans as is necessary for Purchaser to prepare its federal income tax return as Purchaser may reasonably request from time to time. 15. Article V of the Agreement is hereby amended the last paragraph of Section 5.03 in its entirety and replacing it with the following: effective as of the date hereof by deleting
The Companys obligation to make such Monthly Advances as to any Mortgage Loan will continue through the last Monthly Payment due prior to the payment in full of the Mortgage Loans, or through the Remittance Date prior to the date on which the Mortgaged Property liquidates (including Insurance Proceeds, proceeds from the sale of REO Property or Condemnation Proceeds) with respect to the Mortgage Loan unless the Company deems such advance to be a Nonrecoverable Advance. In such event, the Company shall deliver to the purchaser an Officers Certificate of the Company to the effect that an officer of the Company has reviewed the related Mortgage File and has made the reasonable determination that any additional advances are Nonrecoverable Advances. 16. Article VI of the Agreement Section 6.04 in its entirety and replacing it with the following: Section 6.04 is hereby amended effective as of the date hereof by deleting
Annual Statement as to Compliance; Annual Certification.
(a) The Company will deliver to the Purchaser and any Master Servicer, not later than March 1 of each calendar year beginning in 2007, an Officers Certificate reasonably acceptable to the Purchaser (an Annual Statement of Compliance) stating, as to the signatory thereof, that (i) a review of the servicing activities of the Company during the preceding calendar year and of servicing performance under this Agreement or other applicable servicing agreement has been made under such officers supervision and (ii) to the best of such officers knowledge, based on such review, the Company has fulfilled all of its servicing-related obligations under this Agreement or other applicable servicing agreement in all material respects throughout such year, or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status of cure provisions thereof. Such Annual Statement of Compliance shall contain no restrictions or limitations on its use. Copies of such statement shall be provided by the Company to the Purchaser upon request and by the Purchaser to any Person identified as a prospective purchaser of the Mortgage Loans. In the event that the Company has delegated any servicing responsibilities with respect to the Mortgage Loans to a Subservicer, the Company shall deliver an officers
certificate (an Annual Certification) of the Subservicer as described above as to each Subservicer as and when required with respect to the Company.
(b) With respect to any Mortgage Loans that are the subject of a Pass-Through Transfer, by March 1 of each calendar year beginning in 2007, an officer of the Company shall execute and deliver an Annual Certification to the Purchaser, any Master Servicer and any related Depositor for the benefit of each such entity and such entitys affiliates that are transaction parties and the officers, directors and agents of any such entities that may rely on such Annual Certification in the fulfillment of their obligations with respect to Regulation AB, in the form attached hereto as Exhibit K. In the event that the Company has delegated any servicing responsibilities with respect to the Mortgage Loans to a Subservicer, the Company shall deliver an Annual Certification of the Subservicer as described above as to each Subservicer as and when required with respect to the Company. (c) If the Company cannot deliver the related Annual Statement of Compliance or Annual Certification by March 1st of such year, the Purchaser, at its sole option, may permit a cure period for the Company to deliver such Annual Statement of Compliance or Annual Certification, but in no event later than March 10th of such year. Failure of the Company to timely comply with this Section 6.04 shall be deemed an Event of Default, automatically, without notice and without any cure period, unless otherwise agreed to by the Purchaser as set forth in 6.04(c), and Purchaser may, in addition to whatever rights the Purchaser may have under Sections 3.03 and 8.01 and at law or equity or to damages, including injunctive relief and specific performance, terminate all the rights and obligations of the Company under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Company except for compensation and rights arising prior to such termination. Such termination shall be considered with cause pursuant to Section 10.01 of this Agreement. This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary. 17. Article VI of the Agreement Section 6.05 in its entirety and replacing it with the following: Section 6.05 [Reserved] Agreement is hereby amended effective as of the date hereof by adding the is hereby amended effective as of the date hereof by deleting
18. Article VI of the following new Section 6.07:
Section 6.07
On and after January 1, 2006, the Company shall service and administer, and shall cause each Subservicer to Servicer or administer, the Mortgage Loans in accordance with all applicable requirements of the Servicing Criteria. With respect to any Mortgage Loans that are the subject of a Pass-Through Transfer, the Company shall deliver to the Purchaser or its designee, any Master Servicer and any Depositor on or before March 1 of each calendar year beginning in 2007, a report (an Assessment of Compliance) reasonably satisfactory to the Purchaser, any Master Servicer and any Depositor regarding the Companys assessment of compliance with the Servicing Criteria during the preceding calendar year as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB or as otherwise required by the Master Servicer, which as of the date hereof, require a report by an authorized officer of the Company that contains the following:
(a) A statement by such officer of its responsibility for assessing Criteria applicable to the Company; (b) A statement by such officer that such officer used the with the Servicing Criteria applicable to the Company;
compliance with the Servicing
Servicing
Criteria to assess
compliance
(c) An assessment by such officer of the Companys compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the Company, that are backed by the same asset type as the Mortgage Loans; (d) A statement that a registered public accounting firm has issued an attestation report on the Companys Assessment of Compliance for the period consisting of the preceding calendar year; and (e) A statement as to which of the Servicing Criteria, which statement shall be based on the activities it performs with respect to asset-backed involving the Company, that are backed by the same asset type as the Mortgage Loans. if any, are not applicable to the Company, securities transactions taken as a whole
Such report at a minimum shall address each of the Servicing Criteria specified on a certification substantially in the form of Exhibit M hereto delivered to the Purchaser concurrently with the execution of this Agreement.
With respect to any Mortgage Loans that are the subject of a Pass-Through Transfer, on or before March 1 of each calendar year beginning in 2007, the Company shall furnish to the Purchaser or its designee, any Master Servicer and any Depositor a report (an Attestation Report) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the Company, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB or as otherwise required by the Master Servicer, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board. The Company shall cause each Subservicer, and each Subcontractor determined by the Company pursuant to Section 11.19 to be participating in the servicing function within the meaning of Item 1122 of Regulation AB, to deliver to the Purchaser, any Master Servicer and any Depositor an assessment of compliance and accountants attestation as and when provided in Sections 6.07. If the Company cannot deliver the related Assessment of Compliance or Attestation Report by March 1st of such year, the Purchaser, at its sole option, may permit a cure period for the Company to deliver such Assessment of Compliance or Attestation Report, but in no event later than March 10th of such year. Failure of the Company to timely comply with this Section 6.07 shall be deemed an Event of Default, automatically, without notice and without any cure period, unless otherwise agreed to by the Purchaser as described herein, and Purchaser may, in addition to whatever rights the Purchaser may have under Sections 3.03 and 8.01 and at law or equity or to damages, including injunctive relief and specific performance, terminate all the rights and obligations of the Company under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Company except for compensation and rights arising prior to such termination. Such termination shall be considered with cause pursuant to Section 10.01 of this Agreement. This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary. Notwithstanding anything in this Agreement to the contrary, the Company will only be required to deliver an Assessment of Compliance and Attestation Report when it is not participating in the servicing function within the meaning of Item 1122 of Regulation AB including Instruction 2 thereof upon prior written notice by the Purchaser that any Master Servicer has requested such information. 19. Article VI of the following new Section 6.08: Section 6.08 Agreement is hereby amended effective as of the date hereof by adding the
The Purchaser and the Company acknowledge and agree that a purpose of Sections 3.01(p), 5.02, 6.04, 6.07, 11.18, 11.19 and Exhibit J of this Agreement is to facilitate compliance by the Purchaser and any Depositor with the provisions of Regulation AB and related rules and regulations of the Commission. None of the Purchaser, any Master Servicer or any Depositor shall exercise its right to request or require delivery of information or other performance under these provisions other than in good faith and as is reasonable, or for purposes other than compliance with the provisions of the Securities Act, the Exchange Act and the rules and regulations of the Commission thereunder that are applicable to any Securitization Transaction. The Company, the Purchaser, the Master Servicer and any Depositor acknowledge that interpretations of the requirements of Regulation AB may change over time, whether due to interpretive guidance provided by the Commission or its staff or consensus among participants in the asset-backed securities markets, and agrees to negotiate in good faith with the Purchaser, Master Servicer or any Depositor, upon a request made in good faith regarding the Companys delivery of information under these provisions on the basis of evolving interpretations of Regulation AB. In connection with any Pass-Through Transfer, the Company shall cooperate with the Purchaser to deliver to the Purchaser (including any of its assignees or designees that are parties to the relevant transaction) and any Depositor, any and all statements, reports, certifications, records and any other information necessary in the good faith and reasonable determination of the Purchaser, Master Servicer or any Depositor to permit the Purchaser or such Depositor to comply with the provisions of Regulation AB, together with such disclosures relating to the Company, any Subservicer, any Third-Party Originator and the Mortgage Loans, or the servicing of the Mortgage Loans, reasonably believed by the Purchaser or any Depositor to be necessary in order to effect such compliance.
20. Article IX of the Agreement is hereby amended effective as of the date hereof by deleting the first sentence of the last paragraph of Section 9.01 and replacing it with the following (new text underlined): Then, and in each and every such case, so long as an Event of Default shall not have been remedied, the Purchaser, by notice in writing to the Company (except in the case of an Event of Default under clauses (iii), (iv) or (v) above, or as otherwise stated herein, in which case, automatically and without notice) may, in addition to whatever rights the Purchaser or Master Servicer may have under Sections 3.03 and 8.01 and at law or equity or to damages, including injunctive relief and specific performance, terminate all the rights and obligations of the Company (and if the Company is servicing any of the Mortgage Loans in a Securitization Transaction, appoint a successor Servicer reasonably acceptable to any Master Servicer for
such Securitization Transaction) under this Agreement and in and to the Mortgage Loans and the proceeds the Company for the same except for compensation and rights arising prior to such termination. 21. Article IX of the Agreement is hereby following at the end of the last paragraph of Section 9.01: amended
thereof without
compensating
The Company shall promptly reimburse the Purchaser (or any designee of the Purchaser, such as a master servicer) and any Depositor, as applicable, for all reasonable expenses incurred by the Purchaser (or such designee) or such Depositor, as such are incurred, in connection with the termination of the Company as Servicer for cause and the transfer of servicing of the Mortgage Loans to a successor Servicer due to such termination for cause. The provisions of this paragraph shall not limit whatever rights the Purchaser or any Depositor may have under other provisions of this Agreement and/or any applicable Reconstitution Agreement or otherwise, whether in equity or at law, such as an action for damages, specific performance or injunctive relief. 22. Article XI of the Section 11.18 in its entirety as follows: Agreement is hereby amended effective as of the date hereof by restating
Section 11.18. The Company the related Closing Date, on one or more effect a sale (each, "Reconstitution") of (a) Transfer"); or (b)
Cooperation of Company with a Reconstitution. agree that with respect to some or all of the Mortgage Loans, on or after
and the Purchaser
dates (each a "Reconstitution Date") at the Purchaser's sole option, the Purchaser may a some or all of the Mortgage Loans then subject to this Agreement, without recourse, to:
one or more third party purchasers in one or more in whole loan transfers (each, a "Whole Loan one or more trusts or other entities to be formed as part of one or more Pass-Through Transfers.
The Company agrees to execute in connection with any agreements among the Purchaser, the Company, and any Servicer in connection with a Whole Loan Transfer, an Assignment, Assumption and Recognition Agreement substantially in the form of Exhibit D hereto, or, at Purchasers request, a seller's warranties and servicing agreement or a participation and servicing agreement or similar agreement in form and substance reasonably acceptable to the parties (including the Company), and in connection with a Pass-Through Transfer, a pooling and servicing agreement in form and substance reasonably acceptable to the parties and the Company, (collectively the agreements referred to herein are designated, the "Reconstitution Agreements"). It is understood that any such Reconstitution Agreements will not contain any greater obligations on the part of Company than are contained in this Agreement. Notwithstanding anything to the contrary in this Section 11.18, the Company agrees that it is required to perform the obligations described in Exhibit J hereto. With respect to each Whole Loan Transfer and each Pass-Through Transfer entered into by the Purchaser, the Company agrees (1) to cooperate fully with the Purchaser and any prospective purchaser with respect to all reasonable requests and, at the Purchasers expense due diligence procedures; (2) to execute, deliver and perform all Reconstitution Agreements required by the Purchaser subject to the limitations of this Section 11.18; and (3) to restate the representations and warranties set forth in this Agreement as of the settlement or closing date in connection with such Reconstitution (each, a "Reconstitution Date"). In addition, the Company shall provide to such Servicer or issuer, as the case may be, and any other participants in such Reconstitution upon the Purchasers request and subject to the limitations of this Section 11.18: (i) any and all information and appropriate verification of reasonably available to the Company, whether through letters of its auditors and counsel or otherwise, participant shall request upon reasonable demand; information as the which may be
Purchaser or any such other
(ii) such additional representations, warranties, covenants, opinions of counsel, letters from auditors, and certificates of public officials or officers of the Company as are reasonably agreed upon by the Company and the Purchaser or any such other participant;
(iii) within 5 Business Days after request by the Purchaser, the information with respect to the Company (as Originator) and each Third-Party Originator of the Mortgage Loans as required under Item 1110(a) and (b) of Regulation AB, a summary of the requirements of which has of the date hereof is attached hereto as Exhibit L for convenience of reference only. If requested by the Purchaser, this will include information about the applicable credit-granting or underwriting criteria; (iv) within 5 Business Days after request by the Purchaser, the Company shall provide (or, as applicable, cause each Third-Party Originator to provide) Static Pool Information with respect to the mortgage loans (of a similar type as the Mortgage Loans, as reasonably identified by the Purchaser as provided below) originated by (i) the Company, if the Company is an originator of Mortgage Loans (including as an acquirer of Mortgage Loans from a Qualified Correspondent), and/or (ii) each
Third-Party Originator. Such Static Pool Information shall be prepared by the Company (or Third-Party Originator) on the basis of its reasonable, good faith interpretation of the requirements of Item 1105(a)(1)-(3) and (c) provided, however, that Seller shall not be required to provide Static Pool Information with respect to mortgage loans originated prior to January 1, 2006 pursuant to Item 1105(f) of Regulation AB; provided, further, however that Seller shall provide such information if it becomes reasonably available to Seller. To the extent that there is reasonably available to the Company (or Third-Party Originator) Static Pool Information with respect to more than one mortgage loan type, the Purchaser or any Depositor shall be entitled to specify whether some or all of such information shall be provided pursuant to this paragraph. The content and presentation of such Static Pool Information may be in the form customarily provided by the Company, and need not be customized for the Purchaser or any Depositor. Such Static Pool Information for each vintage origination year or prior securitized pool, as applicable, shall be presented in increments no less frequently than quarterly over the life of the mortgage loans included in the vintage origination year or prior securitized pool. The most recent periodic increment must be as of a date no later than 135 days prior to the date of the prospectus or other offering document in which the Static Pool Information is to be included or incorporated by reference. The Static Pool Information shall be provided in an electronic format that provides a permanent record of the information provided, such as a portable document format (pdf) file, or other such electronic format as customarily provided by Seller or if Seller does not customarily provide such information as reasonably required by the Purchaser or the Depositor, as applicable and agreed to by the Company; (v) within 5 Business Days after request by the Purchaser, information with respect to the Company (as Servicer) as required by Item 1108(b) and (c) of Regulation AB, and provided the Company (as Servicer) meets the criteria in Item 1108(a)(3). A summary of the requirements of Item 1108(b) and (c) of Regulation AB is attached hereto as Exhibit L for convenience of reference only. In the event that the Company has delegated any servicing responsibilities with respect to the Mortgage Loans to a Subservicer, the Company shall provide the information required pursuant to this clause with respect to the Subservicer; (vi) within 5 Business Days after request by the Purchaser, (a) if the Company (or Third-Party Originator of Subservicer as the case may be) meets the disclosure criteria of Item 1117 of Regulation AB, information regarding any legal proceedings pending (or known to be contemplated by governmental authorities) against the Company (as Originator and as Servicer) and each Third-Party Originator of the Mortgage Loans and each Subservicer that could be material to investors in the Securities issued in the related Securitization Transaction, a summary of the requirements of Item 1117 of Regulation AB as of the date hereof is attached hereto as Exhibit L for convenience of reference only;
(b) if the Company (or Third-Party Originator of Subservicer as the case may be) meets the disclosure criteria of Item 1119 of Regulation AB, information regarding affiliations with respect to the Company (as Originator and as Servicer) and each Third-Party Originator of the Mortgage Loans and each Subservicer as required by Item 1119(a) of Regulation AB, a summary of the requirements of Item 1119(a) of Regulation AB as of the date hereof is attached hereto as Exhibit L for convenience of reference only; and (c) if the Company (or Third-Party Originator of Subservicer as the case may be) meets the disclosure criteria of Item 1119 of Regulation AB,information regarding relationships and transactions with respect to the Company (as Originator and as Servicer) and each Third-Party Originator of the Mortgage Loans and each Subservicer as required by Item 1119(b) and (c) of Regulation AB, a summary of the requirements of Item 1119(b) and (c) of Regulation AB as of the date hereof is attached hereto as Exhibit L for convenience of reference only; and (vii) if so requested by the Purchaser, the Company shall provide (or, as applicable, cause each Third-Party Originator to provide), at the expense of the requesting party (to the extent of any additional incremental expense associated with delivery pursuant to this Agreement), such statements and agreed-upon procedures letters of certified public accountants reasonably acceptable to the Purchaser or Depositor, as applicable, pertaining to Static Pool Information relating to prior securitized pools for securitizations closed on or after January 1, 2006 or, in the case of Static Pool Information with respect to the Companys or Third-Party Originators originations or purchases, to calendar months commencing January 1, 2006, or to any financial information included in any other disclosure provided under this Section 11.18, as the Purchaser or such Depositor shall reasonably request. Such statements and letters shall be addressed to and be for the benefit of such parties as the Purchaser or such Depositor shall designate, which may include, by way of example, any Sponsor, any Depositor and any broker dealer acting as underwriter, placement agent or initial purchaser with respect to a Pass-Through Transfer. Any such statement or letter may take the form of a standard, generally applicable document accompanied by a reliance letter authorizing reliance by the addressees designated by the Purchaser or such Depositor; (viii) Following the date of any Pass-Through Transfer after January 1, 2006 containing Mortgage Loans and for the period while such Mortgage Loans are in any Pass-Through Transfer, the Purchaser agrees to furnish to the Company,
within forty-five (45) days of the close of each related month, on a monthly basis, loan level performance information regarding the related Mortgage Loans, including delinquency, foreclosure and loss data, but excluding any personal borrower information, which Purchaser deems necessary for the Companys compliance with Regulation AB, and to be used by the Company solely on an aggregate basis for Regulation AB disclosure purposes. The preceding sentence shall only apply to Mortgage Loans for which Purchaser is the Servicer; provided, however, that if Purchaser is no longer the Servicer of the related Mortgage Loans, the Purchaser shall use its best efforts to require the new Servicer to provide such information. The Company agrees that the Purchaser may thereafter provide updated performance information on the Mortgage Loans for any previous period.
(ix) If so requested, in writing, by the Purchaser or any Depositor for the purpose of satisfying its reporting obligation under the Exchange Act with respect to any class of asset-backed securities, the Company shall (or shall cause each Subservicer and Third-Party Originator to), provided that the Company (and each Subservicer and Third-Party Originator, as the case may be) meets the disclosure requirements of items 1117 and 1119 of Regulation AB, as the case may be, for such disclosure period (i) provide prompt notice to the Purchaser, any Master Servicer and any Depositor in writing of (A) any legal proceedings pending, or known to be contemplated by governmental authorities against the Company, any Subservicer or any Third-Party Originator that could be material to investors in the securities issued in such Securitization Transaction that develop following the closing date of such Securitization Transaction, (B) any known affiliations or relationships that develop following the closing date of a Securitization Transaction between the Company, any Subservicer or any Third-Party Originator and any of the parties (provided that the requesting party identify, in writing, such parties by name) specified in clause (D) of paragraph (a) of this Section (and any other parties identified in writing by the requesting party) with respect to such Securitization Transaction, (C) any Event of Default under the terms of this Agreement or any Reconstitution Agreement, (D) any merger, consolidation or sale of substantially all of the assets of the Company, and (E) the Companys entry into an agreement with a Subservicer to perform or assist in the performance of any of the Companys obligations under this Agreement or any Reconstitution Agreement and (ii) provide to the Purchaser and any Depositor a description of such proceedings, affiliations or relationships. The obligations of the Company under this paragraph (ix) with respect to a Securitization Transaction shall terminate upon the termination of the Purchasers and Depositors reporting obligations under the Exchange Act with respect to such securitization; (x) As a condition to the succession to the Company or any Subservicer as Servicer or Subservicer under this Agreement or any Reconstitution Agreement by any Person (i) into which the Company or such Subservicer may be merged or consolidated, or (ii) which may be appointed as a successor to the Company or any Subservicer, the Company shall provide to the Purchaser, any Master Servicer, and any Depositor, at least 15 calendar days prior to the effective date of such succession or appointment, (x) written notice to the Purchaser and any Depositor of such succession or appointment and (y) in writing and in form and substance reasonably satisfactory to the Purchaser and such Depositor, all information reasonably requested by the Purchaser or any Depositor in order to comply with its reporting obligation under Item 6.02 of Form 8-K with respect to any class of asset-backed securities;
(x) In addition to such information as the Company, as Servicer, is obligated to provide pursuant to other provisions of this Agreement, not later than ten days prior to the deadline for the filing of any distribution report on Form 10-D in respect of any Securitization Transaction that includes any of the Mortgage Loans serviced by the Company or any Subservicer, the Company or such Subservicer, as applicable, shall, to the extent the Company or such Subservicer has knowledge, provide to the party responsible for filing such report (including, if applicable, the Master Servicer) notice of the occurrence of any of the following events with respect to such Mortgage Loans serviced by the Company along with all information, data, and materials related thereto as may be required to be included in the related distribution report on Form 10-D (as specified in the provisions of Regulation AB referenced below): (A) any material modifications, extensions or waivers of pool asset terms, fees, penalties or payments during the distribution period or that have cumulatively become material over time (Item 1121(a)(11) of Regulation AB); (B) transaction covenants (Item 1121(a)(12) of Regulation AB); and material breaches of pool asset representations or warranties or
(C) information regarding new asset-backed securities issuances backed by the same pool assets, any pool asset changes (such as, additions, substitutions or repurchases), and any material changes in origination, underwriting or other criteria for acquisition or selection of pool assets (Item 1121(a)(14) of Regulation AB); and (xi) The Company shall provide to the Purchaser, any Master Servicer and any Depositor, evidence of the authorization of the person signing any certification or statement, copies or other evidence of Fidelity Bond Insurance and Errors and
Omission Insurance policy, financial information and reports, and such other Subservicer or the Company or such Subservicers performance hereunder.
information
related to the Company or any
In the event of a conflict or inconsistency between the terms of Exhibit L and the text of the applicable Item of Regulation AB as cited above, the text of Regulation AB, its adopting release and other public statements of the SEC shall control. The Company shall indemnify the Purchaser, the Depositor, and the Master Servicer, and each of their respective affiliates including as applicable each of the following parties participating in a Pass-Through Transfer: each sponsor and issuing entity; each Person (including, but not limited to, any Master Servicer, if applicable) responsible for the preparation, execution or filing of any report required to be filed with the Commission with respect to such Pass-Through Transfer, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Pass-Through Transfer; each broker dealer acting as underwriter, placement agent or initial purchaser with respect to such Pass-Through Transfer, each Person who controls any of such parties or the Depositor (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act); and the respective present and former directors, officers, employees, agents and affiliates of each of the foregoing and of the Depositor (each, an Indemnified Party), and shall hold each of them harmless from and against any claims, losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain (each, a Regulation AB Loss) arising out of or based upon: (i)(A) any untrue statement of a material fact contained or alleged to be contained in any information, report, certification, data, accountants letter or other material provided under this Section 11.18 by the Company or by another third-party on the direction of the Company, or provided under this Section 11.18 by or at the direction of any Subservicer, Subcontractor or Third-Party Originator (collectively, the Company Information), or (B) the omission or alleged omission to state in the Company Information a material fact required to be stated in the Company Information or necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading; provided, by way of clarification, that clause (B) of this paragraph shall be construed solely by reference to the Company Information and not to any other information communicated in connection with a sale or purchase of securities, without regard to whether the Company Information or any portion thereof is presented together with or separately from such other information;
(ii) any breach by the Company of its obligations under this Section 11.18, including particularly any failure by the Company, any Subservicer, any Subcontractor or any Third-Party Originator to deliver any information, report, certification, accountants letter or other material when and as required under this Section 11.18, including any failure by the Company to identify pursuant to Section 11.19 any Subcontractor participating in the servicing function within the meaning of Item 1122 of Regulation AB; (iii) any breach by the Company of a representation or warranty set forth in Section 3.01 or in a writing furnished pursuant to Section 3.01(q) and made as of a date prior to the closing date of the related Pass-Through Transfer, to the extent that such breach is not cured by such closing date, or any breach by the Company of a representation or warranty in a writing furnished pursuant to Section 3.01(q) to the extent made as of a date subsequent to such closing date; or (iv) the negligence under this Section 11.18. bad faith or willful misconduct of the Company in connection with its performance
In the case of any claim involving Regulation AB Losses instituted involving any untrue statement of a material fact alleged to be contained in any Company Information, the Purchaser shall notify the Company and the Company may, but only with the written approval of the Purchaser in the Purchasers sole discretion, retain counsel satisfactory to the Purchaser to represent the Purchaser with respect to the Regulation AB Losses (provided that the counsel so designated would have no actual or potential conflict of interest in connection with such representation), and the Company shall pay the fees and disbursements of such counsel related to such claim. If the Company assumes the defense of such proceeding, it shall be entitled to settle such proceeding with the written consent of the Purchaser (in its sole discretion) or, if such settlement provides for release of the Purchaser in connection with all matters relating to the proceeding which have been asserted against the Purchaser in such proceeding by the other parties to such settlement, without the consent of the Purchaser. For purposes of clarification with respect to the indemnification given above in this Section 11.18, the Seller shall only be required to indemnify the Indemnified Parties with respect to Regulation AB Losses that any Indemnified Party incurs when such Regulation AB Losses arise out of or are based upon Company Information and only with respect to those Mortgage Loans sold pursuant to this Agreement; provided, that the indemnification provided in this Section 11.18 shall be the only indemnification with respect to Regulation AB Losses; provided, further, that if any loan performance information is not provided to the Company pursuant to this Agreement, the Company shall have no obligation to indemnify any Indemnified Party for Regulation AB
Losses arising from the Companys failure to provide Static Pool Information.
If the indemnification provided for herein is unavailable or insufficient to hold harmless an Indemnified Party, then the Company agrees that it shall contribute to the amount paid or payable by such Indemnified Party as a result of any claims, losses, damages or liabilities incurred by such Indemnified Party in such proportion as is appropriate to reflect the relative fault of such Indemnified Party on the one hand and the Company on the other. In the case of any failure of performance described above, the Company shall promptly reimburse the Purchaser, any Depositor, as applicable, and each Person responsible for the preparation, execution or filing of any report required to be filed with the Commission with respect to such Securitization Transaction, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Securitization Transaction, for all costs reasonably incurred by each such party in order to obtain the information, report, certification, accountants letter or other material not delivered as required by the Company, any Subservicer, any Subcontractor or any Third-Party Originator. This indemnification shall survive the termination of this Agreement or the termination of any party to this Agreement. All Mortgage Loans not sold or transferred pursuant to a Reconstitution shall remain subject to, and serviced in accordance with the terms of, this Agreement and the related Term Sheet, and with respect thereto this Agreement and the related Term Sheet shall remain in full force and effect. 23. Article XI of the following new Section 11.19: Agreement is hereby amended effective as of the date hereof by adding the
Section 11.19. Use of Subservicers and Subcontractors. (a) The Company shall not hire or otherwise utilize the services of any Subservicer to fulfill any of the obligations of the Company as Servicer under this Agreement or any Reconstitution Agreement unless the Company complies with the provisions of paragraph (b) of this Section. The Company shall not hire or otherwise utilize the services of any Subcontractor, and shall not permit any Subservicer to hire or otherwise utilize the services of any Subcontractor, to fulfill any of the obligations of the Company as Servicer under this Agreement or any Reconstitution Agreement unless the Company complies with the provisions of paragraph (d) of this Section. (b) The Company shall cause any Subservicer used by the Company (or by any Subservicer) for the benefit of the Purchaser and any Depositor to comply with the provisions of this Section and with Sections 3.01(p), 3.01(s), 6.04, 6.07 and 11.18 of this Agreement to the same extent as if such Subservicer were the Company, and to provide the information required with respect to such Subservicer under Section 3.01(r) of this Agreement. The Company shall be responsible for obtaining from each Subservicer and delivering to the Purchaser, any Master Servicer and any Depositor any Annual Statement of Compliance required to be delivered by such Subservicer under Section 6.04(a), any Assessment of Compliance and Attestation Report required to be delivered by such Subservicer under Section 6.07 and any Annual Certification required under Section 6.04(b) as and when required to be delivered under this Agreement.
(c) The Company shall promptly upon request provide to the Purchaser, any Master Servicer and any Depositor (or any designee of the Depositor, such as an administrator) a written description (in form and substance satisfactory to the Purchaser, any Master Servicer and such Depositor) of the role and function of each Subcontractor utilized by the Company or any Subservicer, specifying (i) the identity of each such Subcontractor, (ii) which (if any) of such Subcontractors are participating in the servicing function within the meaning of Item 1122 of Regulation AB, and (iii) which elements of the Servicing Criteria will be addressed in assessments of compliance provided by each Subcontractor identified pursuant to clause (ii) of this paragraph. (d) As a condition to the utilization of any Subcontractor determined to be participating in the servicing function within the meaning of Item 1122 of Regulation AB, the Company shall cause any such Subcontractor used by the Company (or by any Subservicer) for the benefit of the Purchaser and any Depositor to comply with the provisions of Sections 6.07 and 11.18 of this Agreement to the same extent as if such Subcontractor were the Company. The Company shall be responsible for obtaining from each Subcontractor and delivering to the Purchaser and any Depositor any Assessment of Compliance and Attestation Report and the other certificates required to be delivered by such Subservicer and such Subcontractor under Section 6.07, in each case as and when required to be delivered. 24. Article XI of the following new Section 11.20: Agreement is hereby amended effective as of the date hereof by adding the
Section 11.20. Third Party Beneficiary Rights, Benefits and Obligations.
For purposes of this Agreement, each Master Servicer shall be considered a third party beneficiary to this Agreement, entitled to all the rights and benefits hereof and as limited herein as if it were a direct party to this Agreement. 25. Exhibit E: EXHIBIT E REPORTING DATA FOR MONTHLY REPORT Standard File Layout - Master Servicing ---------------------------------------------------------------------------------------------------------------------------------Column Name Description Decimal Format Comment Max Size ------------------------------ ----------------------------------------------------- -------SER_INVESTOR_NBR A value assigned by the Servicer to define a 20 group of loans. ------------------------------ ----------------------------------------------------- -------LOAN_NBR A unique identifier assigned to each loan by 10 the investor. ------------------------------ ----------------------------------------------------- -------SERVICER_LOAN_NBR A unique number assigned to a loan by the 10 Servicer. This may be different than the LOAN_NBR. ------------------------------ ----------------------------------------------------- -------BORROWER_NAME The borrower name as received in the file. (Last, 30 It is not separated by first and last name. ------------------------------ ----------------------------------------------------- -------SCHED_PAY_AMT Scheduled monthly principal and scheduled signs 11 interest payment that a borrower is expected to pay, P&I constant. ------------------------------ ----------------------------------------------------- -------NOTE_INT_RATE The loan interest rate as reported by the 6 Servicer. ------------------------------ ----------------------------------------------------- -------NET_INT_RATE The loan gross interest rate less the service 6 fee rate as reported by the Servicer. ------------------------------ ----------------------------------------------------- -------SERV_FEE_RATE The Servicer's fee rate for a loan as 6 reported by the Servicer. ------------------------------ ----------------------------------------------------- -------SERV_FEE_AMT The Servicer's fee amount for a loan as signs 11 reported by the Servicer. ------------------------------ ----------------------------------------------------- -------NEW_PAY_AMT The new loan payment amount as reported by signs 11 the Servicer. ------------------------------ ----------------------------------------------------- -------NEW_LOAN_RATE The new loan rate as reported by the Servicer. 6 ------------------------------ ----------------------------------------------------- -------ARM_INDEX_RATE The index the Servicer is using to calculate 6 a forecasted rate. ------------------------------ ----------------------------------------------------- -------ACTL_BEG_PRIN_BAL The borrower's actual principal balance at signs 11 the beginning of the processing cycle. ------------------------------ ----------------------------------------------------- -------ACTL_END_PRIN_BAL The borrower's actual principal balance at signs 11 the end of the processing cycle. ------------------------------ ----------------------------------------------------- -------BORR_NEXT_PAY_DUE_DATE The date at the end of processing cycle that 10 the borrower's next payment is due to the Servicer, as reported by Servicer. ------------------------------ ----------------------------------------------------- -------SERV_CURT_AMT_1 The first curtailment amount to be applied. signs 11 ------------ ----------------------Text up to 10 digits ------------ ----------------------Text up to 10 digits ------------ ----------------------Text up to 10 digits The Agreement is hereby amended effective as of the date hereof by adding the following new
------------ ----------------------Maximum length of 30 First) ------------ ----------------------2 No commas(,) or dollar ($) ------------ ----------------------4 Max length of 6
------------ ----------------------4 Max length of 6
------------ ----------------------4 Max length of 6
($) ------------ ----------------------4 Max length of 6
------------ ----------------------4 Max length of 6
($) ------------ ----------------------MM/DD/YYYY
($) ------------------------------ ----------------------------------------------- ------------ -----------------------
------- -------SERV_CURT_DATE_1 10
The curtailment date associated with the
MM/DD/YYYY
first curtailment amount. ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------CURT_ADJ_ AMT_1 The curtailment interest on the first 2 No commas(,) or dollar signs 11 curtailment amount, if applicable. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SERV_CURT_AMT_2 The second curtailment amount to be applied. 2 No commas(,) or dollar signs 11 ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SERV_CURT_DATE_2 The curtailment date associated with the MM/DD/YYYY 10 second curtailment amount. ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------CURT_ADJ_ AMT_2 The curtailment interest on the second 2 No commas(,) or dollar signs 11 curtailment amount, if applicable. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SERV_CURT_AMT_3 The third curtailment amount to be applied. 2 No commas(,) or dollar signs 11 ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SERV_CURT_DATE_3 The curtailment date associated with the MM/DD/YYYY 10 third curtailment amount. ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------CURT_ADJ_AMT_3 The curtailment interest on the third 2 No commas(,) or dollar signs 11 curtailment amount, if applicable. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------PIF_AMT The loan "paid in full" amount as reported by 2 No commas(,) or dollar signs 11 the Servicer. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------PIF_DATE The paid in full date as reported by the MM/DD/YYYY 10 Servicer. ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------Action Code Key: 2 15=Bankruptcy, 30=Foreclosure, , 60=PIF, 63=Substitution, 65=Repurchase,70=REO ------------ ----------------------------- --------
ACTION_CODE
The standard FNMA numeric code used to indicate the default/delinquent status of a particular loan. ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------INT_ADJ_AMT The amount of the interest adjustment as 2 No commas(,) or dollar signs 11 reported by the Servicer. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SOLDIER_SAILOR_ADJ_AMT The Soldier and Sailor Adjustment amount, if 2 No commas(,) or dollar signs 11 applicable. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------NON_ADV_LOAN_AMT The Non Recoverable Loan Amount, if 2 No commas(,) or dollar signs 11 applicable. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------LOAN_LOSS_AMT The amount the Servicer is passing as a loss, 2 No commas(,) or dollar signs 11 if applicable. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SCHED_BEG_PRIN_BAL The scheduled outstanding principal amount 2 No commas(,) or dollar signs 11 due at the beginning of the cycle date to be ($) passed through to investors. ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SCHED_END_PRIN_BAL The scheduled principal balance due to 2 No commas(,) or dollar signs 11 investors at the end of a processing cycle. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SCHED_PRIN_AMT The scheduled principal amount as reported by 2 No commas(,) or dollar signs 11 the Servicer for the current cycle -- only ($) applicable for Scheduled/Scheduled Loans.
------------------------------ ----------------------------------------------------- -------SCHED_NET_INT The scheduled gross interest amount less the signs 11 service fee amount for the current cycle as reported by the Servicer -- only applicable for Scheduled/Scheduled Loans. ------------------------------ ----------------------------------------------------- -------ACTL_PRIN_AMT The actual principal amount collected by the signs 11 Servicer for the current reporting cycle -only applicable for Actual/Actual Loans. ------------------------------ ----------------------------------------------------- -------The actual gross interest amount less the service fee amount for the current reporting signs ACTL_NET_INT cycle as reported by the Servicer -- only 11 applicable for Actual/Actual Loans. ------------------------------ ----------------------------------------------------- -------PREPAY_PENALTY_ AMT The penalty amount received when a borrower signs 11 prepays on his loan as reported by the Servicer. ------------------------------ ----------------------------------------------------- -------PREPAY_PENALTY_ WAIVED The prepayment penalty amount for the loan signs 11 waived by the Servicer. ------------------------------ ----------------------------------------------------- -------MOD_DATE The Effective Payment Date of the 10 Modification for the loan. ------------------------------ ----------------------------------------------------- -------MOD_TYPE The Modification Type. alpha 30
or numeric ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------DELINQ_P&I_ADVANCE_AMT The current outstanding principal and 2 No commas(,) or dollar signs 11 interest advances made by Servicer. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- --------
26. Exhibit F: EXHIBIT F
REPORTING DATA FOR DEFAULTED LOANS Standard File Layout - Delinquency Reporting -------------------------------------------Column/Header Name Comment --------------------------------------------------------------------------------------SERVICER_LOAN_NBR ---------------------------------------------------- -------------- -------Description Decimal Format
---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- --------
A unique number assigned to a loan by the Servicer. This may be different than the LOAN_NBR -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------LOAN_NBR A unique identifier assigned to each loan by the Originator. -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------CLIENT_NBR Servicer Client Number -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------SERV_INVESTOR_NBR Contains a unique number as assigned by an external Servicer to identify a group of loans in their system. -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------BORROWER_FIRST_NAME First Name of the Borrower. -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------BORROWER_LAST_NAME Last name of the borrower. -------------------------------------- ---------------------------------------------------- --------------------
---------------
-----------------------------
------------------------------------
-------------------------------------------PROP_ADDRESS --------------------------------------------------------------------------------------PROP_STATE --------------------------------------------------------------------------------------PROP_ZIP --------------------------------------------------------------------------------------BORR_NEXT_PAY_DUE_DATE MM/DD/YYYY
---------------------------------------------------- -------------- -------Street Name and Number of Property ---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- -------The state where the property located. ---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- -------Zip code where the property is located. ---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- -------The date that the borrower's next payment is due
to the Servicer at the end of processing cycle, as reported by Servicer. -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------LOAN_TYPE Loan Type (i.e. FHA, VA, Conv) -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------BANKRUPTCY_FILED_DATE The date a particular bankruptcy claim was filed. MM/DD/YYYY -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------BANKRUPTCY_CHAPTER_CODE The chapter under which the bankruptcy was filed. -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------BANKRUPTCY_CASE_NBR The case number assigned by the court to the bankruptcy filing. -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------POST_PETITION_DUE_DATE The payment due date once the bankruptcy has been MM/DD/YYYY approved by the courts -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------BANKRUPTCY_DCHRG_DISM_DATE The Date The Loan Is Removed From Bankruptcy. MM/DD/YYYY Either by Dismissal, Discharged and/or a Motion For Relief Was Granted. -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------LOSS_MIT_APPR_DATE The Date The Loss Mitigation Was Approved By The MM/DD/YYYY Servicer -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------LOSS_MIT_TYPE The Type Of Loss Mitigation Approved For A Loan Such As; -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------LOSS_MIT_EST_COMP_DATE The Date The Loss Mitigation /Plan Is Scheduled To MM/DD/YYYY End/Close -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------LOSS_MIT_ACT_COMP_DATE The Date The Loss Mitigation Is Actually Completed MM/DD/YYYY -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------FRCLSR_APPROVED_DATE The date DA Admin sends a letter to the Servicer MM/DD/YYYY with instructions to begin foreclosure proceedings. -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- --------------------
-----------------------------
-----------------------------
---------------
---------------
---------------
---------------
---------------
---------------
---------------
---------------
ATTORNEY_REFERRAL_DATE MM/DD/YYYY
Date File Was Referred To Attorney to Pursue
Foreclosure -------------------------------------- ---------------------------------------------------- -------------- --------
-------------------------------------------- ---------------------------------------------------------FIRST_LEGAL_DATE Notice of 1st legal filed by an Attorney in a MM/DD/YYYY Foreclosure Action -------------------------------------- ----------------------------------------------------------------------------------------------- ---------------------------------------------------------FRCLSR_SALE_EXPECTED_DATE The date by which a foreclosure sale is expected MM/DD/YYYY to occur. -------------------------------------- ----------------------------------------------------------------------------------------------- ---------------------------------------------------------FRCLSR_SALE_DATE The actual date of the foreclosure sale. MM/DD/YYYY -------------------------------------- ----------------------------------------------------------------------------------------------- ---------------------------------------------------------FRCLSR_SALE_AMT The amount a property sold for at the foreclosure commas(,) sale. dollar
-------------- --------
-------------- --------------------- --------
-------------- --------------------- --------
-------------- --------------------- -------2 No or signs
($) -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------EVICTION_START_DATE The date the Servicer initiates eviction of the MM/DD/YYYY borrower. -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------EVICTION_COMPLETED_DATE The date the court revokes legal possession of the MM/DD/YYYY property from the borrower. -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------LIST_PRICE The price at which an REO property is marketed. 2 commas(,) dollar
---------------
---------------
--------------No or signs
($) -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------LIST_DATE The date an REO property is listed at a particular MM/DD/YYYY price. -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------OFFER_AMT The dollar value of an offer for an REO property. 2 commas(,) dollar
---------------
--------------No or signs
($) -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------OFFER_DATE_TIME The date an offer is received by DA Admin or by MM/DD/YYYY the Servicer. -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------REO_CLOSING_DATE The date the REO sale of the property is scheduled MM/DD/YYYY to close. -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------REO_ACTUAL_CLOSING_DATE Actual Date Of REO Sale MM/DD/YYYY -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------OCCUPANT_CODE Classification of how the property is occupied. -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------PROP_CONDITION_CODE A code that indicates the condition of the property. -------------------------------------- ---------------------------------------------------- --------------------
---------------
---------------
---------------
-----------------------------
--------
-------------------------------------------PROP_INSPECTION_DATE MM/DD/YYYY --------------------------------------------------------------------------------------APPRAISAL_DATE MM/DD/YYYY --------------------------------------------------------------------------------------CURR_PROP_VAL
---------------------------------------------------- -------------- -------The date a property inspection is performed.
---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- -------The date the appraisal was done. ---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- --------
The current "as is" value of the property based 2 on brokers price opinion or appraisal. -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------REPAIRED_PROP_VAL The amount the property would be worth if repairs 2 are completed pursuant to a broker's price opinion or appraisal. -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------If applicable: -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------DELINQ_STATUS_CODE FNMA Code Describing Status of Loan -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------DELINQ_REASON_CODE The circumstances which caused a borrower to stop paying on a loan. Code indicates the reason why the loan is in default for this cycle. -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------MI_CLAIM_FILED_DATE Date Mortgage Insurance Claim Was Filed With MM/DD/YYYY Mortgage Insurance Company. -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------MI_CLAIM_AMT Amount of Mortgage Insurance Claim Filed No commas(,) or dollar signs ($) -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------MI_CLAIM_PAID_DATE Date Mortgage Insurance Company Disbursed Claim MM/DD/YYYY Payment -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------MI_CLAIM_AMT_PAID Amount Mortgage Insurance Company Paid On Claim 2 No commas(,) or dollar signs ($) -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------POOL_CLAIM_FILED_DATE Date Claim Was Filed With Pool Insurance Company MM/DD/YYYY -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------POOL_CLAIM_AMT Amount of Claim Filed With Pool Insurance Company 2 No commas(,) or dollar signs ($) -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------POOL_CLAIM_PAID_DATE Date Claim Was Settled and The Check Was Issued By MM/DD/YYYY The Pool Insurer -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------POOL_CLAIM_AMT_PAID Amount Paid On Claim By Pool Insurance Company 2 No commas(,)
or dollar signs ($) --------------------------------------------------------------------------------------FHA_PART_A_CLAIM_FILED_DATE MM/DD/YYYY --------------------------------------------------------------------------------------FHA_PART_A_CLAIM_AMT commas(,) dollar signs ($) --------------------------------------------------------------------------------------FHA_PART_A_CLAIM_PAID_DATE MM/DD/YYYY --------------------------------------------------------------------------------------FHA_PART_A_CLAIM_PAID_AMT commas(,) dollar signs ($) --------------------------------------------------------------------------------------FHA_PART_B_CLAIM_FILED_DATE MM/DD/YYYY --------------------------------------------------------------------------------------FHA_PART_B_CLAIM_AMT commas(,) dollar signs ($) --------------------------------------------------------------------------------------FHA_PART_B_CLAIM_PAID_DATE MM/DD/YYYY --------------------------------------------------------------------------------------FHA_PART_B_CLAIM_PAID_AMT commas(,) dollar signs ($) --------------------------------------------------------------------------------------VA_CLAIM_FILED_DATE MM/DD/YYYY --------------------------------------------------------------------------------------VA_CLAIM_PAID_DATE MM/DD/YYYY --------------------------------------------------------------------------------------VA_CLAIM_PAID_AMT commas(,) dollar signs ($) -------------------------------------- ---------------------------------------------------- -------------- -------------Exhibit 2: Standard File Codes - Delinquency Reporting The Loss Mit Type field should show the approved Loss Mitigation Code as follows: ASUMApproved Assumption BAPBorrower Assistance Program COCharge Off DILDeed-in-Lieu FFAFormal Forbearance Agreement MODLoan Modification ---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- -------Date VA Claim Was Filed With the Veterans Admin ---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- -------Date Veterans Admin. Disbursed VA Claim Payment ---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- -------Amount Veterans Admin. Paid on VA Claim 2 No or ---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- -------Date HUD Disbursed Part B Claim Payment ---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- -------Amount HUD Paid on Part B Claim 2 No or ---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- -------Date FHA Part B Claim Was Filed With HUD ---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- -------Amount of FHA Part B Claim Filed 2 No or ---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- -------Date HUD Disbursed Part A Claim Payment ---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- -------Amount HUD Paid on Part A Claim 2 No or ---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- -------Date FHA Part A Claim Was Filed With HUD ---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- -------Amount of FHA Part A Claim Filed 2 No or

PRESSMISC-
Pre-Sale Short Sale Anything else approved by the PMI or Pool Insurer
NOTE: Wells Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply Wells Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file. The Occupant Code field should show the current status of the property code as follows: Mortgagor Tenant Unknown Vacant
The Property Condition field should show the last reported condition of the property as follows: Damaged Excellent Fair Gone Good Poor Special Hazard Unknown
Exhibit 2: Standard File Codes - Delinquency Reporting, Continued The FNMA Delinquent Reason Code field should show the Reason for Delinquency as follows: -----------------------Delinquency Code ----------------------------------------------001 ----------------------------------------------002 ----------------------------------------------003 ----------------------------------------------004 ----------------------------------------------005 ----------------------------------------------006 ----------------------------------------------007 ----------------------------------------------008 ----------------------------------------------009 ----------------------------------------------011 ----------------------------------------------012 ----------------------------------------------013 ----------------------------------------------014 ----------------------------------------------015 ----------------------------------------------016 ----------------------------------------------017 ----------------------------------------------019 ----------------------------------------------022 ----------------------------------------------023 ----------------------------------------------026 ----------------------------------------------027 ----------------------------------------------029 --------------------------------------------------------Delinquency Description ----------------------------------------------------------------------------------------------------------------FNMA-Death of principal mortgagor ----------------------------------------------------------------------------------------------------------------FNMA-Illness of principal mortgagor ----------------------------------------------------------------------------------------------------------------FNMA-Illness of mortgagors family member ----------------------------------------------------------------------------------------------------------------FNMA-Death of mortgagors family member ----------------------------------------------------------------------------------------------------------------FNMA-Marital difficulties ----------------------------------------------------------------------------------------------------------------FNMA-Curtailment of income ----------------------------------------------------------------------------------------------------------------FNMA-Excessive Obligation ----------------------------------------------------------------------------------------------------------------FNMA-Abandonment of property ----------------------------------------------------------------------------------------------------------------FNMA-Distant employee transfer ----------------------------------------------------------------------------------------------------------------FNMA-Property problem ----------------------------------------------------------------------------------------------------------------FNMA-Inability to sell property ----------------------------------------------------------------------------------------------------------------FNMA-Inability to rent property ----------------------------------------------------------------------------------------------------------------FNMA-Military Service ----------------------------------------------------------------------------------------------------------------FNMA-Other ----------------------------------------------------------------------------------------------------------------FNMA-Unemployment ----------------------------------------------------------------------------------------------------------------FNMA-Business failure ----------------------------------------------------------------------------------------------------------------FNMA-Casualty loss ----------------------------------------------------------------------------------------------------------------FNMA-Energy environment costs ----------------------------------------------------------------------------------------------------------------FNMA-Servicing problems ----------------------------------------------------------------------------------------------------------------FNMA-Payment adjustment ----------------------------------------------------------------------------------------------------------------FNMA-Payment dispute ----------------------------------------------------------------------------------------------------------------FNMA-Transfer of ownership pending
----------------------------------------------030 ----------------------------------------------031 ----------------------------------------------INC ------------------------
----------------------------------------------------------------------------------------------------------------FNMA-Fraud ----------------------------------------------------------------------------------------------------------------FNMA-Unable to contact borrower ----------------------------------------------------------------------------------------------------------------FNMA-Incarceration ---------------------------------------------------------
Exhibit 2: Standard File Codes - Delinquency Reporting, Continued The FNMA Delinquent Status Code field should show the Status of Default as follows: -----------------------Status Code ----------------------------------------------09 ----------------------------------------------17 ----------------------------------------------24 ----------------------------------------------26 ----------------------------------------------27 ----------------------------------------------28 ----------------------------------------------29 ----------------------------------------------30 ----------------------------------------------31 ----------------------------------------------32 ----------------------------------------------43 ----------------------------------------------44 ----------------------------------------------49 ----------------------------------------------61 ----------------------------------------------62 ----------------------------------------------63 ----------------------------------------------64 ----------------------------------------------65 ----------------------------------------------66 ----------------------------------------------67 -----------------------------------------------------------------------------Status Description ------------------------------------------------------------------------------------------------------------Forbearance ------------------------------------------------------------------------------------------------------------Pre-foreclosure Sale Closing Plan Accepted ------------------------------------------------------------------------------------------------------------Government Seizure ------------------------------------------------------------------------------------------------------------Refinance ------------------------------------------------------------------------------------------------------------Assumption ------------------------------------------------------------------------------------------------------------Modification ------------------------------------------------------------------------------------------------------------Charge-Off ------------------------------------------------------------------------------------------------------------Third Party Sale ------------------------------------------------------------------------------------------------------------Probate ------------------------------------------------------------------------------------------------------------Military Indulgence ------------------------------------------------------------------------------------------------------------Foreclosure Started ------------------------------------------------------------------------------------------------------------Deed-in-Lieu Started ------------------------------------------------------------------------------------------------------------Assignment Completed ------------------------------------------------------------------------------------------------------------Second Lien Considerations ------------------------------------------------------------------------------------------------------------Veterans Affairs-No Bid ------------------------------------------------------------------------------------------------------------Veterans Affairs-Refund ------------------------------------------------------------------------------------------------------------Veterans Affairs-Buydown ------------------------------------------------------------------------------------------------------------Chapter 7 Bankruptcy ------------------------------------------------------------------------------------------------------------Chapter 11 Bankruptcy ------------------------------------------------------------------------------------------------------------Chapter 13 Bankruptcy -------------------------------------------------------
27. Exhibit J:
EXHIBIT J COMPANYS OBLIGATIONS IN CONNECTION WITH A RECONSTITUTION The Company shall (i) possess the ability to service to a securitization documents; (ii) service on a Scheduled/Scheduled reporting basis (advancing through the liquidation of an REO Property), make compensating interest payments on payoffs and curtailments and (iv) remit and report to a Master Servicer in format reasonably acceptable to such Master
(iii)
Servicer by the 10th calendar day of each month. The Company shall provide an acceptable annual certification (officers certificate) to the Master Servicer (as required by the Sarbanes-Oxley Act of 2002) as well as any other annual certifications customarily required under the securitization documents (i.e. the annual statement as to compliance/annual independent certified public accountants servicing report due by March 1 of each year), provided that the Company has notice that such other annual certifications will be required. Master Servicer. 28. Exhibit K: EXHIBIT K FORM OF COMPANY CERTIFICATION Re: The [ ] agreement dated as of [ l, 200[ ] (the Agreement), among [IDENTIFY PARTIES] The Company shall maintain its servicing system in accordance with the requirements of the
I, ____________________________, the _______________________ of [NAME OF COMPANY] (the Company), certify to [the Purchaser], [the Depositor], and the [Master Servicer] [Securities Administrator] [Trustee], and their officers, with the knowledge and intent that they will rely upon this certification, that: I have reviewed the servicer compliance statement of the Company provided in accordance with Item 1123 of Regulation AB (the Compliance Statement), the report on assessment of the Companys compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB (the Servicing Criteria), provided in accordance with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended (the Exchange Act) and Item 1122 of Regulation AB (the Servicing Assessment), the registered public accounting firms attestation report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section 1122(b) of Regulation AB (the Attestation Report), and all servicing reports, officers certificates and other information relating to the servicing of the Mortgage Loans by the Company during 200[ ] that were delivered by the Company to the [Depositor] [Master Servicer] [Securities Administrator] [Trustee] pursuant to the Agreement (collectively, the Company Servicing Information);
Based on my knowledge, the Company Servicing Information, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in the light of the circumstances under which such statements were made, not misleading with respect to the period of time covered by the Company Servicing Information; Based on my knowledge, all of the Company Servicing Information required to be provided by the Company under the Agreement has been provided to the [Depositor] [Master Servicer] [Securities Administrator] [Trustee]; I am responsible for reviewing the activities performed by the Company as Servicer under the Agreement, and based on my knowledge and the compliance review conducted in preparing the Compliance Statement and except as disclosed in the Compliance Statement, the Servicing Assessment or the Attestation Report, the Company has fulfilled its obligations under the Agreement in all material respects; and The Compliance Statement required to be delivered by the Company pursuant to this Agreement, and the Servicing Assessment and Attestation Report required to be provided by the Company and by any Subservicer and Subcontractor pursuant to the Agreement, have been provided to the [Depositor] [Master Servicer]. Any material instances of noncompliance described in such reports have been disclosed to the [Depositor] [Master Servicer]. Any material instance of noncompliance with the Servicing Criteria has been disclosed in such reports. 29. Exhibit L: EXHIBIT L SUMMARY OF APPLICABLE REGULATION AB REQUIREMENTS NOTE: This Exhibit L is provided for convenience of reference only. In the event of a conflict or inconsistency between the terms of this Exhibit L and the text of Regulation AB, the text of Regulation AB, its adopting release and other public statements of the SEC shall control. Item 1105(a)(1)-(3) and (c) -Provide static pool information the Company and which are of the same type as the Mortgage Loans. with respect to mortgage loans that were originated or purchased by The Agreement is hereby amended effective as of the date hereof by adding the following new
-Provide static pool information securitized pools of the Company.
regarding
delinquencies,
cumulative
losses and prepayments for prior
-If the Company has less than 3 years experience securitizing assets of the same type as the Mortgage Loans, the Company may provide the static pool information by vintage origination years regarding loans originated or purchased by the Company, instead of by prior securitized pool. A vintage origination year represents mortgage loans originated during the same year. -Such static pool information shall be for the prior five years, or for so long as the Company has been originating or purchasing (in the case of data by vintage origination year) or securitizing (in the case of data by prior securitized pools) such mortgage loans if for less than five years. -The static pool information for each vintage origination year or prior securitized pool, as applicable, shall be presented in monthly or quarterly increments over the life of the mortgage loans included in the vintage origination year or prior securitized pool. -Provide summary information for the original characteristics of the prior securitized pools or vintage origination years, as applicable and material, including: number of pool assets, original pool balance, weighted average initial loan balance, weighted average mortgage rate, weighted average and minimum and maximum FICO, product type, loan purpose, weighted average and minimum and maximum LTV, distribution of loans by mortgage rate, and geographic concentrations of 5% or more. Item 1108(b) and (c) Provide the following information with respect to each servicer that will service, including interim service, 20% or more of the mortgage loans in any loan group in the securitization issued in the Pass-Through Transfer: -a description of the Companys form of organization; -a description of how long the Company has been servicing residential mortgage loans; a general discussion of the Companys experience in servicing assets of any type as well as a more detailed discussion of the Companys experience in, and procedures for the servicing function it will perform under this Agreement and any Reconstitution Agreements; information regarding the size, composition and growth of the Companys portfolio of mortgage loans of the type similar to the Mortgage Loans and information on factors related to the Company that may be material to any analysis of the servicing of the Mortgage Loans or the related asset-backed securities, as applicable, including whether any default or servicing related performance trigger has occurred as to any other securitization due to any act or failure to act of the Company, whether any material noncompliance with applicable servicing criteria as to any other securitization has been disclosed or reported by the Company, and the extent of outsourcing the Company uses;
-a description of any material changes to the Companys policies or procedures in the servicing function it will perform under this Agreement and any Reconstitution Agreements for mortgage loans of the type similar to the Mortgage Loans during the past three years; -information regarding the Companys financial condition to the extent that there is a material risk that the effect on one or more aspects of servicing resulting from such financial condition could have a material impact on the performance of the securities issued in the Pass-Through Transfer, or on servicing of mortgage loans of the same asset type as the Mortgage Loans; -any special or unique factors involved in servicing and the Companys processes and procedures designed to address such factors; loans of the same type as the Mortgage Loans,
-statistical information regarding principal and interest advances Mortgage Loans and the Companys overall servicing portfolio for the past three years; and -the Companys process for handling delinquencies, through liquidation of REO Properties, foreclosure, sale of the Mortgage Loans or workouts. Item 1110(a) losses,
made by the
Company on the
bankruptcies and recoveries,
such as
-Identify any originator or group of affiliated originators that originated, or is expected to originate, 10% or more of the mortgage loans in any loan group in the securitization issued in the Pass-Through Transfer. Item 1110(b) Provide the following information with respect to any originator or group of affiliated originators originated, or is expected to originate, 20% or more of the mortgage loans in any loan group in the securitization issued in the Pass-Through Transfer: -the Companys form of organization; and -a description of the Companys origination program and how long the Company has been engaged in originating residential mortgage loans, which description must include a discussion of the Companys experience in originating that
mortgage loans of the same type as the Mortgage Loans and information regarding the size and composition of the Companys origination portfolio as well as information that may be material to an analysis of the performance of the Mortgage Loans, such as the Companys credit-granting or underwriting criteria for mortgage loans of the same type as the Mortgage Loans. Item 1117 -describe any legal proceedings pending against the Company or against any of its property, including any proceedings known to be contemplated by governmental authorities, that may be material to the holders of the securities issued in the Pass-Through Transfer.
Item 1119(a) -describe any affiliations of the Company, each other originator of the Mortgage Loans and each Subservicer with the sponsor, depositor, issuing entity, trustee, any originator, any other servicer, any significant obligor, enhancement or support provider or any other material parties related to the Pass-Through Transfer. Item 1119(b) -describe any business relationship, agreement, arrangement, transaction or understanding entered into outside of the ordinary course of business or on terms other than those obtained in an arms length transaction with an unrelated third party, apart from the Pass-Through Transfer, between the Company, each other originator of the Mortgage Loans and each Subservicer, or their respective affiliates, and the sponsor, depositor or issuing entity or their respective affiliates, that exists currently or has existed during the past two years, that may be material to the understanding of an investor in the securities issued in the Pass-Through Transfer. Item 1119(c) -describe any business relationship, agreement, arrangement, transaction or understanding involving or relating to the Mortgage Loans or the Pass-Through Transfer, including the material terms and approximate dollar amount involved, between the Company, each other originator of the Mortgage Loans and each Subservicer, or their respective affiliates and the sponsor, depositor or issuing entity or their respective affiliates, that exists currently or has existed during the past two years. 30. Exhibit M: EXHIBIT M SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE The assessment of compliance to be delivered by [the Company] at a minimum, the criteria identified as below as Applicable Servicing Criteria: [Name of Subservicer] shall address, The Agreement is hereby amended effective as of the date hereof by adding the following new
--------------------------------------------------------------------------------------------- ---------------------Servicing Criteria Applicable Servicing Criteria --------------------------------------------------------------------------------------------- ---------------------Reference Criteria ----------------------- --------------------------------------------------------------------- ---------------------General Servicing Considerations -------------------------------------------1122(d)(1)(i) Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements. -------------------------------------------1122(d)(1)(ii) If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third partys performance and compliance with such servicing activities. -------------------------------------------1122(d)(1)(iii) Any requirements in the transaction agreements to maintain a back-up Servicer for the mortgage loans are maintained. -------------------------------------------1122(d)(1)(iv) A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements. -------------------------------------------Cash Collection and Administration --------------------------------------------
1122(d)(2)(i)
Payments on mortgage loans are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.
-------------------------------------------1122(d)(2)(ii) Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel. -------------------------------------------1122(d)(2)(iii) Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements. -------------------------------------------The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction 1122(d)(2)(iv) agreements. -------------------------------------------1122(d)(2)(v) Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, federally insured depository institution with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. -------------------------------------------1122(d)(2)(vi) Unissued checks are safeguarded so as to prevent unauthorized access. -------------------------------------------1122(d)(2)(vii) Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements. -------------------------------------------Investor Remittances and Reporting -------------------------------------------1122(d)(3)(i) Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors or the trustees records as to the total unpaid principal balance and number of mortgage loans serviced by the Servicer. -------------------------------------------1122(d)(3)(ii) Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements. --------------------------------------------
Disbursements made to an investor are posted within two business days to the Servicers investor records, or such other number of 1122(d)(3)(iii) days specified in the transaction agreements. -----------------------Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank 1122(d)(3)(iv) statements. -----------------------Pool Asset Administration -----------------------1122(d)(4)(i) Collateral or security on mortgage loans is maintained as required by the transaction agreements or related mortgage loan documents. -----------------------Mortgage loan and related documents are safeguarded as required by 1122(d)(4)(ii) the transaction agreements -----------------------1122(d)(4)(iii) Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements. -----------------------
---------------------
-----------------------------------------
---------------------
---------------------
---------------------
-1122(d)(4)(iv)
Payments on mortgage loans, including any payoffs, made in accordance with the related mortgage loan documents are posted to the Servicers obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related mortgage loan documents. -------------------------------------------1122(d)(4)(v) The Servicers records regarding the mortgage loans agree with the Servicers records with respect to an obligors unpaid principal balance. -------------------------------------------1122(d)(4)(vi) Changes with respect to the terms or status of an obligor's mortgage loans (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents. -------------------------------------------1122(d)(4)(vii) Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements. -------------------------------------------1122(d)(4)(viii) Records documenting collection efforts are maintained during the period a mortgage loan is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entitys activities in monitoring delinquent mortgage loans including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment). -------------------------------------------1122(d)(4)(ix) Adjustments to interest rates or rates of return for mortgage loans with variable rates are computed based on the related mortgage loan documents.
-------------------------------------------1122(d)(4)(x) Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligors mortgage loan documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable mortgage loan documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related mortgage loans, or such other number of days specified in the transaction agreements. -------------------------------------------1122(d)(4)(xi) Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the Servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements. -------------------------------------------1122(d)(4)(xii) Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicers funds and not charged to the obligor, unless the late payment was due to the obligors error or omission. -------------------------------------------Disbursements made on behalf of an obligor are posted within two business days to the obligors records maintained by the Servicer, or such other number of days specified in the transaction 1122(d)(4)(xiii) agreements. -------------------------------------------1122(d)(4)(xiv) Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements. -------------------------------------------Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained 1122(d)(4)(xv) as set forth in the transaction agreements. ----------------------- --------------------------------------------------------------------- -------------------------------------------- --------------------------------------------------------------------- ----------------------
[NAME OF COMPANY] [NAME OF SUBSERVICER] Date: _________________________
By:
Name: Title:
31.
The Agreement is hereby amended as of the date hereof by adding the following new Exhibit N:
EXHIBIT N REPORTING DATA FOR REALIZED LOSSES AND GAINS Calculation of Realized Loss/Gain Form 332- Instruction Sheet NOTE: Do not net or combine items. Show all expenses individually and all credits as separate line items. Claim packages are due on the remittance report date. Late submissions may result in claims not being passed until the following month. The Servicer is responsible to remit all funds pending loss approval and /or resolution of any disputed items.
The numbers on the 332 form correspond with the numbers listed below. Liquidation and Acquisition Expenses: 1. The Actual Unpaid Principal Balance of the Mortgage Loan. For documentation, an Amortization Schedule from date of default through liquidation breaking out the net interest and servicing fees advanced is required. 2. all delinquent through liquidation breaking out the net interest and servicing fees advanced is required. 3. Accrued Servicing Fees based upon the Scheduled Principal Balance of the Mortgage Loan as calculated on a monthly basis. For documentation, an Amortization Schedule from date of default through liquidation breaking out the net interest and servicing fees advanced is required. 4-12. Complete as applicable. * Servicer efforts to recover advances. * For escrow advances - complete payment history (to calculate advances from last positive escrow balance forward) * * * * Officer Certificate * 13. Credits: 14-21. Attorney Letter of Proceeds Breakdown. * * 22. Copy of EOB for any MI or gov't guarantee All other credits need to be clearly defined on the 332 form Complete as applicable. Required documentation: If a 3rd Party Sale, bid instructions and Escrow Agent / Other expenses copies of corporate advance history showing all payments Required documentation: The Total Interest Due less the aggregate amount of servicing fee that would have been earned if payments had been made as agreed. For documentation, an Amortization Schedule from date of default
For taxes and insurance advances - see page 2 of 332 form - breakdown required showing period of coverage, base tax, interest, penalty. Advances prior to default require evidence of
* Copy of the HUD 1 from the REO sale.
Total Realized Loss (or Amount of Any Gain) 23. The total derived from subtracting show the amount in parenthesis ( ).
line 22 from 13. If the amount
represents a realized
gain,
Calculation of Realized Loss/Gain Form 332 Prepared by: __________________ Phone: ______________________ Date: _______________ Email Address:_____________________
-----------------------------------------Servicer Loan No. ------------------------------------------
-------------------------------------Servicer Name --------------------------------------
----------------------------------Servicer Address -----------------------------------
WELLS FARGO BANK, N.A. Loan No._____________________________ Borrower's Name: _________________________________________________________ Property Address: _________________________________________________________ Liquidation Type: REO Sale 3rd Party Sale Short Sale Charge Off
Was this loan granted a Bankruptcy deficiency or cramdown Yes No If Yes, provide deficiency or cramdown amount _______________________________ Liquidation and Acquisition Expenses: (1) Actual Unpaid Principal Balance of Mortgage Loan (2) Interest accrued at Net Rate (3) Accrued Servicing Fees (4) Attorney's Fees (5) Taxes (see page 2) (6) Property Maintenance (7) MI/Hazard Insurance Premiums (see page 2) (8) Utility Expenses (9) Appraisal/BPO (10) Property Inspections (11) FC Costs/Other Legal Expenses $ _______________ (1) ________________(2) ________________(3) ________________(4) ________________(5) ________________(6) ________________(7) ________________(8) ________________(9) ________________(10) ________________(11)
(12) Other (itemize) Cash for Keys__________________________ HOA/Condo Fees_______________________ ______________________________________ Total Expenses Credits: (14) Escrow Balance (15) HIP Refund (16) Rental Receipts (17) Hazard Loss Proceeds (18) Primary Mortgage Insurance / Govt Insurance (19) Pool Insurance Proceeds (20) Proceeds from Sale of Acquired Property (21) Other (itemize) _________________________________________ Total Credits Total Realized Loss (or Amount of Gain) Escrow Disbursement Detail
________________(12) ________________(12) ________________(12) ________________(12) $ ________________(13) $ ________________(14) ________________(15) ________________(16) ________________(17) ________________(18a) HUD Part A ________________(18b) HUD Part B ________________(19) ________________(20) ________________(21) ________________(21) $________________(22) $________________(23)
------------------ --------------- ---------------- --------------- ---------------- ---------------- --------------Type Date Paid Period of Total Paid Base Amount Penalties Interest (Tax /Ins.) Coverage ------------------ --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------
---
32. Except as amended above, the Agreement shall continue to be in full force and effect in accordance with its terms. 33. This Amendment may be executed by one or more of the parties hereto on any number of separate counterparts and of said counterparts taken together shall be deemed to constitute one and the same instrument. [SIGNATURE PAGES FOLLOW]
IN WITNESS WHEREOF, the following parties have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written. EMC MORTGAGE CORPORATION, as Purchaser By:__________________________________ Name: Title: CHEVY CHASE BANK, F.S.B., as Company By:__________________________________ Name: Title:
EXHIBIT H-4
EMC Mortgage Corporation, Purchaser and Countrywide Home Loans, Inc., Company
------------------------------------------------------------------------------------------------------------------SELLERS WARRANTIES AND SERVICING AGREEMENT Dated as of September 1, 2002 ------------------------------------------------------------------------------------------------------------------Residential Adjustable Rate Mortgage Loans
TABLE OF CONTENTS Page ARTICLE I DEFINITIONS ARTICLE II CONVEYANCE OF MORTGAGE LOANS; POSSESSION OF MORTGAGE FILES; BOOKS AND RECORDS; DELIVERY OF DOCUMENTS Conveyance of Mortgage Loans; Possession of Mortgage Files; Maintenance of Servicing Files.13 Books and Records; Transfers of Mortgage Loans.............................................14 Delivery of Documents......................................................................15
Section 2.01 Section 2.02 Section 2.03 ARTICLE III
REPRESENTATIONS AND WARRANTIES; REMEDIES AND BREACH Section 3.01 Company Representations and Warranties.....................................................16 Section 3.02 Representations and Warranties Regarding Individual Mortgage Loans.........................18 Section 3.03 Remedies for Breach of Representations and Warranties......................................27 Section 3.04 Indemnification............................................................................29 Section 3.05 Repurchase Upon Conversion.................................................................29 Section 3.06 Restrictions and Requirements Applicable in the Event that a Mortgage Loan is Acquired by a REMIC...................................................................30 Section 3.07 Review of Mortgage Loans...................................................................31 ARTICLE IV Section Section Section Section Section Section Section Section Section Section Section Section Section Section 4.01 4.02 4.03 4.04 4.05 4.06 4.07 4.08 4.09 4.10 4.11 4.12 4.13 4.14 ADMINISTRATION AND SERVICING OF MORTGAGE LOANS Company to Act as Servicer.................................................................32 Liquidation of Mortgage Loans..............................................................34 Collection of Mortgage Loan Payments.......................................................35 Establishment of and Deposits to Custodial Account.........................................35 Permitted Withdrawals From Custodial Account...............................................37 Establishment of and Deposits to Escrow Account............................................38 Permitted Withdrawals From Escrow Account..................................................39 Payment of Taxes, Insurance and Other Charges..............................................39 Protection of Accounts.....................................................................40 Maintenance of Hazard Insurance............................................................40 Maintenance of Mortgage Impairment Insurance...............................................42 Maintenance of Fidelity Bond and Errors and Omissions Insurance............................42 Inspections................................................................................43 Restoration of Mortgaged Property..........................................................43 i
Section Section Section Section Section Section ARTICLE V
4.15 4.16 4.17 4.18 4.19 4.20
Maintenance of PMI and LPMI Policy; Claims.................................................43 Title, Management and Disposition of REO Property..........................................45 Real Estate Owned Reports..................................................................46 Liquidation Reports........................................................................46 Reports of Foreclosures and Abandonments of Mortgaged Property.............................47 Notification of Adjustments................................................................47
Section 5.01 Section 5.02 Section 5.03 ARTICLE VI
PAYMENTS TO PURCHASER Remittances................................................................................47 Statements to Purchaser....................................................................48 Monthly Advances by Company................................................................48
GENERAL SERVICING PROCEDURES Section 6.01 Transfers of Mortgaged Property............................................................49 Section 6.02 Satisfaction of Mortgages and Release of Mortgage Files....................................50 Section 6.03 Servicing Compensation.....................................................................50 Section 6.04 Annual Statement as to Compliance..........................................................51 Section 6.05 Annual Independent Public Accountants Servicing Report....................................51 Section 6.06 Right to Examine Company Records...........................................................51 ARTICLE VII AGENCY TRANSFER; PASS-THROUGH TRANSFER Section 7.01 Removal of Mortgage Loans from Inclusion Under this Agreement Upon an Agency Transfer, or a Pass-Through Transfer on One or More Reconstitution Dates..................................................................52 Section 7.02 Purchasers Repurchase and Indemnification Obligations.....................................53 ARTICLE VIII Section 8.01 Section 8.02 ARTICLE IX Section Section Section Section 9.01 9.02 9.03 9.04 THE COMPANY Indemnification; Third Party Claims........................................................54 Merger or Consolidation of the Company.....................................................55 Limitation on Liability of Company and Others..............................................55 Limitation on Resignation and Assignment by Company........................................56 ii COMPANY TO COOPERATE Provision of Information...................................................................53 Financial Statements; Servicing Facility...................................................54
ARTICLE X Section 10.01 Section 10.02 ARTICLE XI Section 11.01 Section 11.02 ARTICLE XII Section 12.01 MISCELLANEOUS PROVISIONS Successor to Company.......................................................................59 TERMINATION Termination................................................................................58 Termination Without Cause..................................................................58 DEFAULT Events of Default..........................................................................56 Waiver of Defaults.........................................................................58
Section Section Section Section Section Section Section Section Section Section
12.02 12.03 12.04 12.05 12.06 12.07 12.08 12.09 12.10 12.11
Amendment..................................................................................60 Governing Law..............................................................................60 Duration of Agreement......................................................................60 Notices....................................................................................60 Severability of Provisions.................................................................61 Relationship of Parties....................................................................61 Execution; Successors and Assigns..........................................................61 Recordation of Assignments of Mortgage.....................................................61 Assignment by Purchaser....................................................................61 No Personal Solicitation...................................................................61 iii EXHIBITS
EXHIBIT EXHIBIT EXHIBIT EXHIBIT
A B C D-1
EXHIBIT D-2 EXHIBIT E-1 EXHIBIT E-2 EXHIBIT F EXHIBIT G EXHIBIT H
MORTGAGE LOAN SCHEDULE CONTENTS OF EACH MORTGAGE FILE MORTGAGE LOAN DOCUMENTS FORM OF CUSTODIAL ACCOUNT CERTIFICATION FORM OF CUSTODIAL ACCOUNT LETTER AGREEMENT FORM OF ESCROW ACCOUNT CERTIFICATION FORM OF ESCROW ACCOUNT LETTER AGREEMENT FORM OF MONTHLY REMITTANCE ADVICE FORM OF ASSIGNMENT AND ASSUMPTION UNDERWRITING GUIDELINES iv
This is a Sellers Warranties and Servicing Agreement for first lien mortgage loans, dated and effective as of September 1, 2002, and is executed between EMC Mortgage Purchaser), and Countrywide Home Loans, Inc., as seller and servicer (the Company). W I T N E S S E T H:
residential Corporation,
adjustable
rate
as purchaser (the
WHEREAS, from time to time the Purchaser has agreed to purchase from the Company and from time to time the Company has agreed to sell to the Purchaser certain Mortgage Loans (excluding the right to service the Mortgage Loans which the Company expressly retains); WHEREAS, each of the Mortgage Loans is secured by a mortgage, deed of trust or other security instrument creating a first lien on a residential dwelling located in the jurisdiction indicated on the related Mortgage Loan Schedule, which is annexed hereto as Exhibit A; WHEREAS, the Company has agreed to service, from time to time, certain of the Mortgage Loans acquired by the Purchaser in accordance with the terms and provisions of this Agreement; and WHEREAS, the Purchaser and the Company wish to prescribe the manner of purchase of the Mortgage and the management, servicing and control of the Mortgage Loans which from time to time are subject to this Agreement. Loans
NOW, THEREFORE, in consideration of the mutual agreements hereinafter set forth, and for other good and valuable consideration, the receipt and adequacy of which is hereby acknowledged, the Purchaser and the Company agree as follows: DEFINITIONS Whenever requires, shall have the following meanings: used herein, the following words and phrases, unless the context otherwise
Accepted Servicing Practices: With respect to any Mortgage Loan, those mortgage servicing practices of prudent mortgage lending institutions which service mortgage loans of the same type as such Mortgage Loan in the jurisdiction where the related Mortgaged Property is located. Agency Transfer: The sale or transfer by Purchaser of some or all of the Mortgage Loans to Fannie Mae under its Cash Purchase Program or its MBS Swap Program (Special Servicing Option) or to Freddie Mac under its Freddie Mac Cash Program or Gold PC Program, retaining the Company as servicer thereunder.
Agreement: supplements hereto. ALTA:
This Sellers Warranties and Servicing Agreement and all amendments hereof and
The American Land Title Association or any successor thereto.
Appraised Value: The value set forth in an appraisal made in connection with the origination of the related Mortgage Loan as the value of the Mortgaged Property. Approved Flood Certification Provider: Any provider acceptable to Fannie Mae and Freddie Mac.
Assignment and Conveyance: An Assignment and Conveyance in the form of Exhibit 6 to the Mortgage Loan Purchase Agreement dated as of the date hereof, by and between the Seller and the Purchaser. Assignment of Mortgage: An assignment of the Mortgage, notice of transfer or equivalent instrument in recordable form, sufficient under the laws of the jurisdiction wherein the related Mortgaged Property is located to reflect the sale of the Mortgage to the Purchaser. BIF: The Bank Insurance Fund, or any successor thereto.
Business Day: Any day other than (i) a Saturday or Sunday, or (ii) a day on which banking and savings and loan institutions in the State of New York or California are authorized or obligated by law or executive order to be closed. Closing Date: The date set forth on the related Confirmation on which the Purchaser from time to time shall purchase and the Company from time to time shall sell, the Mortgage Loans listed on the related Mortgage Loan Schedule. Code: The Internal Revenue Code of 1986, as it may be amended from time to time or any successor statute thereto, and applicable U.S. Department of the Treasury regulations issued pursuant thereto. Company: Countrywide Home Loans, successor to the Company under this Agreement appointed as herein provided. Inc., or its successor in interest or assigns, or any
Condemnation Proceeds: All awards or settlements in respect of a Mortgaged Property, whether permanent or temporary, partial or entire, by exercise of the power of eminent domain or condemnation, to the extent not required to be released to a Mortgagor in accordance with the terms of the related Mortgage Loan Documents. Confirmation: Mortgage Loans on the related Closing Date. The trade confirmation letter between the parties hereto which relates to the
Convertible Mortgage Loan: Any individual Mortgage Loan purchased pursuant to this Agreement which contains a provision whereby the Mortgagor is permitted to convert the Mortgage Loan to a fixed-rate mortgage loan at any time between the first anniversary and the fifth anniversary of the origination of the mortgage loan. 2 Custodial Account: 4.04. Custodial Agreement: That certain Custodial Agreement, between the Purchaser and Wells Fargo Bank Minnesota, N.A. dated as of November 23,1999 by and The separate account or accounts created and maintained pursuant to Section
Custodian: The Custodian under the Custodial Agreement, or any successor to the Custodian under the Custodial Agreement as provided therein.
or its successor in interest or assigns
Cut-off Date: The date set forth on the related Confirmation. Deleted Mortgage Loan: A Mortgage Loan which is repurchased by the Company in accordance with the terms of this Agreement and which is, in the case of a substitution pursuant to Section 3.03, replaced or to be replaced with a Qualified Substitute Mortgage Loan. Determination Date: The 15th day (or if such 15th day is not a Business Day, the Business Day immediately preceding such 15th day) of the month of the related Remittance Date. Disqualified Organization: An organization defined as such in Section 860E(e) of the Code.
Due Date: The day of the month on which the Monthly Payment is due on a Mortgage Loan, exclusive of any days of grace. With respect to the Mortgage Loans for which payment from the Mortgagor is due on a day other than the first day of the month, such Mortgage Loans will be treated as if the Monthly Payment is due on the first day of the month of such Due Date. Due Period: With respect to each Remittance Date, the prior calendar month.
Eligible Investments: Any one or more of the obligations and securities listed below which investment provides for a date of maturity not later than the Determination Date in each month: direct obligations or any agency or instrumentality of the United faith and credit of the United States of America; and America, of, and States of obligations America fully the guaranteed by, the United States of
obligations
of which are backed by the full
federal funds, demand and time deposits in, certificates of deposits of, or bankers acceptances issued by, any depository institution or trust company incorporated or organized under the laws of the United States of America or any state thereof and subject to supervision and examination by federal and/or state banking authorities, so long as at the time of such investment or contractual commitment providing for such investment the commercial paper or other short-term debt obligations of such depository institution or trust company (or, in the case of a depository institution or trust company
which is the principal subsidiary of a holding company, the commercial paper or other short-term debt obligations of such holding company) are rated P-1 by Moodys Investors Service, Inc. and the long-term debt obligations of such holding company) are rated P-1 by Moodys Investors Service, Inc. and the long-term debt obligations of such depository institution or trust company (or, in the case of a depository institution or trust company which is the principal subsidiary of a holding company, the long-term debt obligations of such holding company) are rated at least Aa by Moodys Investors Service, Inc.; 3
investments and securities otherwise acceptable to Fannie Mae and Freddie Mac. provided, however, that no such instrument shall be an Eligible Investment if such instrument evidences either (i) a right to receive only interest payments with respect to the obligations underlying such instrument, or (ii) both principal and interest payments derived from obligations underlying such instrument and the principal and interest payments with respect to such instrument provide a yield to maturity of greater than 120% of the yield to maturity at par of such underlying obligations. Errors and maintained by the Company pursuant to Section 4.12. Omissions Insurance Policy: An errors and omissions insurance policy to be
Escrow Account:
The separate account or accounts created and maintained pursuant to Section 4.06.
Escrow Payments: With respect to any Mortgage Loan, the amounts constituting ground rents, taxes, assessments, water rates, sewer rents, municipal charges, mortgage insurance premiums, fire and hazard insurance premiums, condominium charges, and any other payments required to be escrowed by the Mortgagor with the mortgagee pursuant to the Mortgage or any other related document. Event of Default: Fannie Mae: Fannie Mae Guide and all amendments or additions thereto. FDIC: Any one of the conditions or circumstances enumerated in Section 10.01.
The Federal National Mortgage Association, or any successor thereto. Guides: The Fannie Mae Sellers Guide and the Fannie Mae Servicers
The Federal Deposit Insurance Corporation, or any successor thereto. A fidelity bond to be maintained by the Company pursuant to Section 4.12. As stated in the related Mortgage Loan Purchase Agreement. 4
Fidelity Bond:
First Remittance Date:
5/1 ARM Mortgage Loan: Any individual Mortgage Loan purchased pursuant to this Agreement which contains a provision whereby the interest rate on such Mortgage Loan is fixed for the first five (5) years of the term of the related Mortgage Loan and which thereafter is converted to a Treasury Rate Mortgage Loan or a LIBOR Mortgage Loan except that the Periodic Rate Cap does not apply to the initial Interest Rate Adjustment Date for the related Mortgage Loan. Freddie Mac: GEMICO: The Federal Home Loan Mortgage Corporation, or any successor thereto.
General Electric Mortgage Insurance Corporation or any successor thereto.
Gross Margin: With respect to each Mortgage Loan, the fixed percentage amount set forth on the related Mortgage Note, which amount is added to the Index in accordance with the terms of the related Mortgage Note to determine on each Interest Rate Adjustment Date, the Mortgage Interest Rate for such Mortgage Loan. Index: With respect to any individual Treasury Rate Mortgage Loan, and with respect to any individual 10/1 ARM Mortgage Loan, 5/1 ARM Mortgage Loan or 3/1 ARM Mortgage Loan commencing from and after the 120th Monthly Payment, sixtieth Monthly Payment, or the thirty-sixth Monthly Payment thereof, respectively, Index shall mean a rate per annum equal to the weekly average yield on U.S. Treasury securities adjusted to a constant maturity of one year as published by the Federal Reserve Board in statistical release No. H 15 (519) or any similar publication as available 45 days prior to the Interest Rate Adjustment Date. With respect to any individual LIBOR Mortgage Loan, Index shall mean a rate per annum equal to the average of interbank offered rates for twelve month U.S. dollar denominated deposits in the London market as determined as set forth in the related Mortgage Note. With respect to any individual CD Mortgage Loan, Index shall mean a rate per annum equal to the weekly average yield on certificates of deposit adjusted to a constant maturity of six months as published by the Federal Reserve Board in statistical release No. H 15 (519) or similar publication as available 45 days prior to the Interest Rate Adjustment Date. Initial Rate Cap: With respect to each Mortgage Loan and the initial Interest Rate Adjustment Date therefor, a number of percentage points per annum that is set forth in the related Mortgage Loan Schedule and in the related Mortgage Note, which is the maximum amount by which the Mortgage Interest Rate for such Mortgage Loan may increase or decrease from the Mortgage Interest Rate in effect immediately prior to such Interest Rate Adjustment Date.
Insurance Proceeds: insuring the Mortgage Loan or the related Mortgaged Property. Interest Rate Rate on a Mortgage Note becomes effective.
With respect to each Mortgage Loan,
policies
Adjustment
Date:
The date on which an
adjustment
to the Mortgage
Interest
LIBOR Mortgage Loan: Any individual Mortgage Loan purchased pursuant to this Agreement which contains a provision whereby the interest rate on such Mortgage Loan is adjusted annually based upon the rate per annum equal to the average of interbank offered rates for twelve month U.S. dollar denominated deposits in the London market as published in The Wall Street Journal. 5 Lifetime Mortgage Interest Rate Cap: With respect to each Mortgage Loan, the absolute maximum Mortgage Interest Rate payable, above which the Mortgage Interest Rate cannot be adjusted. The Mortgage Interest Rate during the term of a Mortgage Loan shall not at any time exceed the Mortgage Interest Rate at the time of origination of such Mortgage Loan by more than 5% per Liquidation Proceeds: Cash received in connection with the liquidation of a defaulted Mortgage Loan, whether through the sale or assignment of such Mortgage Loan, trustees sale, foreclosure sale or otherwise, the sale of the related Mortgaged Property if the Mortgaged Property is acquired in satisfaction of the Mortgage Loan. Loan-to-Value Ratio or LTV: With respect to any Mortgage Loan, the ratio of the Stated Principal Balance of the Mortgage Loan as of the related Cut-off Date (unless otherwise indicated) to the lesser of (a) the Appraised Value of the Mortgaged Property and (b) if the Mortgage Loan was made to finance the acquisition of the related Mortgaged Property, the purchase price of the Mortgaged Property, expressed as a percentage. LPMI Loan: A Mortgage Loan with a LPMI Policy.
or
LPMI Policy: A policy of primary mortgage guaranty insurance issued by another Qualified Insurer pursuant to which the related premium is to be paid by the Servicer of the related Mortgage Loan from payments of interest made by the Mortgagor in an amount as is set forth in the related Confirmation and related Mortgage Loan Schedule. LPMI Fee: With respect to each LPMI Loan, the portion of the Mortgage Interest Rate as set forth on the related Mortgage Loan Schedule (which shall be payable solely from the interest portion of Monthly Payments, Insurance Proceeds, Condemnation Proceeds or Liquidation Proceeds), which, during such period prior to the required cancellation of the LPMI Policy, shall be used to pay the premium due on the related LPMI Policy. MERS: Mortgage Electronic under the laws of the State of Delaware, or any successor thereto. MERS Mortgage Loan: MERS System: MIN: Registration Systems, Inc., a corporation organized and existing
Any Mortgage Loan registered with MERS on the MERS System.
The system of recording transfers of mortgages electronically maintained by MERS.
The Mortgage Identification Number for any MERS Mortgage Loan.
Monthly Advance: The portion of Monthly Payment delinquent with respect to each Mortgage Loan at the close of business on the Determination Date required to be advanced by the Company pursuant to Section 5.03 on the Business Day immediately preceding the Remittance Date of the related month. 6 Monthly Payment: The scheduled monthly payment of principal and interest on a Mortgage Loan.
Mortgage: The mortgage, deed of trust or other instrument securing a Mortgage Note, which creates a first lien on an unsubordinated estate in fee simple in real property securing the Mortgage Note. Mortgage File: The items pertaining to a particular Mortgage Loan referred to in Exhibit B annexed hereto, and any additional documents required to be added to the Mortgage File pursuant to this Agreement. Mortgage policy as described in Section 4.11. Impairment Insurance Policy: A mortgage impairment or blanket hazard insurance
Mortgage Interest Rate: The annual rate at which Interest accrues on any Mortgage Loan as adjusted from time to time in accordance with the provisions of the related Mortgage Note and in compliance with the related Initial Rate Cap, Lifetime Mortgage Interest Rate Cap and Periodic Rate Cap, if any, of the related Mortgage Note. Mortgage Loan: An individual Convertible or Non-Convertible, Treasury Rate, LIBOR, 5/1 ARM, or 3/1 ARM Mortgage Loan which is the subject of this Agreement, each Mortgage Loan originally sold and subject to this Agreement being identified on the Mortgage Loan Schedule, which Mortgage Loan includes without limitation the Mortgage File, the Monthly Payments, Principal Prepayments, Liquidation Proceeds, condemnation proceeds, Insurance Proceeds, REO disposition proceeds,
and all other rights, benefits, proceeds and obligations arising from or in connection with such Mortgage Loan. Mortgage Loan Documents: Date. Mortgage Loan Remittance Rate: With respect to each Mortgage Loan, the annual rate of interest remitted to the Purchaser, which shall be equal to the Mortgage Interest Rate minus (i) the Servicing Fee Rate and (ii) with respect to LPMI Loans, the LPMI Fee. Mortgage Loan Schedule: With respect to each Mortgage Loan Package, a schedule of Mortgage Loans annexed hereto as Annex A, such schedule setting forth the following information with respect to each Mortgage Loan: (1) the Companys Mortgage Loan identifying number; (2) the Mortgagors name; (3) the street address of the Mortgaged Property including the city, state and zip code; (4) a code indicating whether the Mortgaged Property is owner-occupied a second home, or an investment property; (5) the number and type of residential units constituting the Mortgaged Property; (6) the original months to maturity; (7) the Loan-to-Value Ratio at origination; (8) the Mortgage Interest Rate as of the Cut-off Date; (9) the date on which the initial Monthly Payment was due on the Mortgage Loan; (10) the stated maturity date; (11) the amount of the Monthly Payment as of the Cut-off Date; (12) the last payment date on which a payment was actually applied to the outstanding principal balance; (13) the original principal amount of the Mortgage Loan; (14) the principal balance of the Mortgage Loan as of the close of business on the Cut-off Date, after deduction of payments of principal due on or before the Cut-off Date whether or not collected; (15) a code indicating the purpose of the loan (i.e., purchase, rate and term refinance, equity take-out refinance); (16) a code indicating the documentation style (i.e. full, alternative or reduced); (17) the Interest Rate Adjustment Date; (18) the Gross Margin; (19) the lifetime maximum Mortgage Interest Rate under the terms of the Mortgage Note; (20) the date the Mortgage Loan was originated; (21) the Periodic Rate Cap; (22) a code indicating the company providing private mortgage insurance; (23) a code indicating if the Mortgage Loan is convertible; (24) the Servicing Fee Rate; (25) the LPMI Fee, if any; and (26) the Initial Rate Cap. With respect to the Mortgage Loans in the aggregate, the Mortgage Loan Schedule shall set forth the following information, as of the Cut-off Date: (1) the number of Mortgage Loans; (2) the current aggregate outstanding principal balance of the Mortgage Loans; (3) the weighted average Mortgage Interest Rate of the Mortgage Loans; and (4) the weighted average maturity of the Mortgage Loans. The Mortgage Loan Schedule may consist of multiple reports that collectively set forth all of the required information. 7 Mortgage Note: Mortgage. Mortgaged Property: Note. Mortgagor: The obligor on a Mortgage Note. The real property securing repayment of the debt evidenced by a Mortgage The note or other evidence of the indebtedness of a Mortgagor secured by a The documents listed in Exhibit C hereto.
Mortgage Loan Package: A pool of Mortgage Loans sold to the Purchaser by the Company on a Closing
Non-Convertible Mortgage Loan: Any individual Mortgage Loan purchased pursuant to this Agreement which does not contain a provision whereby the Mortgagor may convert the Mortgage Loan to a fixed-rate mortgage loan. Officers Certificate: A certificate signed by the Chairman of the Board or the Vice Chairman of the Board or the President or a Vice President or an assistant Vice President and by the Treasurer or the Secretary or one of the Assistant Treasurers or Assistant Secretaries of the Company, and delivered to the Purchaser as required by this Agreement. Opinion of Counsel: A written opinion of counsel, who may be an employee of the Company, reasonably acceptable to the Purchaser, provided that any Opinion of Counsel relating to compliance with the REMIC Provisions, must be an opinion of counsel who (i) is in fact independent of the Company and any master servicer of the Mortgage Loans, (ii) does not have any material direct or indirect financial interest in the Company or any master servicer of the Mortgage Loans or in an affiliate of either and (iii) is not connected with the Company or any master servicer of the Mortgage Loans as an officer, employee, director or person performing similar functions. Pass-Through Transfer: The sale or transfer of some or all of the Mortgage Loans to a trust to be formed as part of a publicly-issued and/or privately placed, rated or unrated, mortgage pass-through transaction, retaining the Company as servicer (with or without a master servicer) thereunder. 8 Periodic Rate Cap: With respect to each Mortgage Loan, the provision of each Mortgage Note which provides for an absolute maximum amount by which the Mortgage Interest Rate therein may increase or decrease on an Interest Rate Adjustment Date above the Mortgage Interest Rate previously in effect, equal to the rate set forth on the Mortgage Loan Schedule per adjustment. Person: Any individual, corporation, partnership, joint venture, association, joint-
stock company, trust, unincorporated organization, government or any agency or political subdivision thereof. PMI: PMI Mortgage Insurance Co., or any successor thereto. mortgage guaranty insurance issued by a Qualified Insurer,
PMI Policy: A policy of primary as required by this Agreement with respect to certain Mortgage Loans. Pool Insurer:
Any of GEMICO, PMI or UGI.
Prepayment Interest Shortfall Amount: With respect to any Mortgage Loan that was subject to a Principal Prepayment in full or in part during any Due Period, which Principal Prepayment was applied to such Mortgage Loan prior to such Mortgage Loans Due Date in such Due Period, the amount of interest (net the related Servicing Fee) that would have accrued on the amount of such Principal Prepayment during the period commencing on the date as of which such Principal Prepayment was applied to such Mortgage Loan and ending on the day immediately preceding such Due Date, inclusive. Prime Rate: The prime rate announced to be in effect from time to time, average rate in the Money Rates section of The Wall Street Journal. as published as the
Principal Prepayment: Any payment or other recovery of principal on a Mortgage Loan which is received in advance of its scheduled Due Date, including any prepayment penalty or premium thereon and which is not accompanied by an amount of interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment. Principal Prepayment Period: occurs. Purchaser: EMC Mortgage Purchaser under this Agreement as herein provided. Corporation or its successor in interest or any successor to the The month preceding the month in which the related Remittance Date
Qualified Depository: A depository the accounts of which are insured by the FDIC through the BIF or the SAIF or the debt obligations of which are rated AA (or the equivalent rating category) or better by national recognized statistical rating organization. 9 Qualified Insurer: A mortgage guaranty insurance company duly authorized and licensed where required by law to transact mortgage guaranty insurance business and approved as an insurer by Fannie Mae or Freddie Mac. Qualified Substitute Mortgage Loan: A mortgage loan eligible to be substituted by the Company for a Deleted Mortgage Loan which must, on the date of such substitution, (i) have an outstanding principal balance, after deduction of all scheduled payments due in the month of substitution (or in the case of a substitution of more than one mortgage loan for a Deleted Mortgage Loan, an aggregate principal balance), not in excess of the Stated Principal Balance of the Deleted Mortgage Loan; (ii) have a Mortgage Loan Remittance Rate not less than and not more than 2% greater than the Mortgage Loan Remittance Rate of the Deleted Mortgage Loan; (iii) have a remaining term to maturity not greater than and not more than one year less than that of the Deleted Mortgage Loan; (iv) have a Gross Margin not less than that of the Deleted Mortgage Loan; (v) comply with each representation and warranty set forth in Sections 3.01 and 3.02; (v) use the same Index for determining the Mortgage Interest Rate as the Deleted Mortgage Loan; (vi) have the same provision with respect to convertibility as the Deleted Mortgage Loan; and (viii) be a REMIC Eligible Mortgage Loan. Rating Agency: Any of Fitch, Moodys or Standard & Poors or their respective successors designed by the Purchaser. Reconstitution Agreements: The agreement or agreements entered into by the Purchaser, the Company, Fannie Mae or Freddie Mac or certain third parties on the Reconstitution Date(s) with respect to any or all of the Mortgage Loans serviced hereunder, in connection with a Pass-Through Transfer or an Agency Transfer as set forth in Section 7.01, including, but not limited to, (i) a Fannie Mae Mortgage Selling and Servicing Contract, a Pool Purchase Contract, and any and all servicing agreements and tri-party agreements reasonably required by Fannie Mae with respect to a Fannie Mae Transfer, (ii) a Purchase Contract and all purchase documents associated therewith as set forth in the Freddie Mac Sellers & Servicers Guide, and any and all servicing agreements and tri-party agreements reasonably required by Freddie Mac with respect to a Freddie Mac Transfer, and (iii) a Pooling and Servicing Agreement and/or a subservicing/master servicing agreement and related custodial/trust agreement and related documents with respect to a Pass-Through Transfer. Such agreement or agreements shall prescribe the rights and obligations of the Company in servicing the related Mortgage Loans and shall provide for servicing compensation to the Company (calculated on a weighted average basis for all the related Mortgage Loans as of the Reconstitution Date), net of any guarantee fees due Fannie Mae or Freddie Mac, if applicable, at least equal to the Servicing Fee due the Company in accordance with this Agreement or the servicing fee required pursuant to the Reconstitution Agreement. The form of relevant Reconstitution Agreement to be entered into by the Purchaser and/or master servicer or trustee and the Company with respect to Pass-Through Transfers shall be reasonably satisfactory in form and
substance to the Purchaser and the Company, shall not material increase the Companys obligations diminish the Companys rights hereunder and the representations and warranties and servicing provisions contained therein shall be substantially similar to those contained in this Agreement, unless otherwise mutually agreed by the parties. 10
or
Reconstitution Date: The date or dates on which any or all of the Mortgage Loans serviced under this Agreement shall be removed from this Agreement and reconstituted as part of an Agency Transfer or a Pass-Through Transfer pursuant to Section 7.01 hereof. On such date or dates, the Mortgage Loans transferred shall cease to be covered by this Agreement and the Companys servicing responsibilities shall cease under this Agreement with respect to the related transferred Mortgage Loans. Record month of the related Remittance Date. REMIC: of the Code. REMIC Documents: REMIC Eligible with all applicable REMIC Provisions. The document or documents creating and governing the administration of a REMIC. Mortgage Loan: A Mortgage Loan held by a REMIC which satisfies and/or complies Date: The close of business of the last Business Day of the month preceding the
A real estate mortgage investment conduit within the meaning of Section 860D
REMIC Provisions: Provisions of the federal income tax law relating appear at Section 860A through 86OG of Subchapter M of Chapter 1, Subtitle A of the Code, and related provisions, rulings or pronouncements promulgated thereunder, as the foregoing may be in effect from time to time. Remittance Date: The 18th day (or if such 18th day is not a Business Day immediately following) of any month, beginning with the First Remittance Date. REO Disposition: Section 4.16. Business
to a REMIC,
which
and regulations,
Day,
the
first
The final sale by the Company of any REO Property. All amounts received with respect to an REO Disposition pursuant to through
REO Disposition Proceeds:
REO Property: A Mortgaged Property acquired by the Company on behalf of the Purchasers foreclosure or by deed in lieu of foreclosure, as described in Section 4.16.
Repurchase Price: With respect to any Mortgage Loan, a price equal to (i) the Stated Principal Balance of the Mortgage Loan plus (ii) interest on such Stated Principal Balance at the Mortgage Loan Remittance Rate from the date on which interest has last been paid and distributed to the Purchaser to the date of repurchase, less amounts received or advanced in respect of such repurchased Mortgage Loan which are being held in the Custodial Account for distribution in the month of repurchase. SAIF: The Savings Association Insurance Fund, or any successor thereto. The Securities Act of 1933, as amended. 11 Servicing Advances: All customary, reasonable and necessary out of pocket costs and expenses other than Monthly Advances (including reasonable attorneys fees and disbursements) incurred in the performance by the Company of its servicing obligations, including, but not limited to, the cost of (a) the preservation, restoration and protection of the Mortgaged Property, (b) any enforcement or judicial proceedings, including without limitation, foreclosures, (c) the management and liquidation of any REO Property and (d) compliance with the obligations under Section 4.08. Servicing Fee: With respect to each Mortgage Loan, the amount of the annual fee the Purchaser shall pay to the Company, which shall, for a period of one full month, be equal to one-twelfth of the product of (a) the Servicing Fee Rate and (b) the outstanding principal balance of such Mortgage Loan. Such fee shall be payable monthly, computed on the basis of the same principal amount and period respecting which any related interest payment on a Mortgage Loan is computed. The obligation of the Purchaser to pay the Servicing Fee is limited to, and the Servicing Fee is payable solely from, the interest portion (including recoveries with respect to interest from Liquidation Proceeds, to the extent permitted by Section 4.05) of such Monthly Payment collected by the Company, or as otherwise provided under Section 4.05. Servicing Fee Rate: 0.25% per annum with respect to the period prior to the initial Adjustment Date and, for the 5/1 7/1 and 10/1 ARM Loans 0.375% thereafter. Servicing File: With respect to each Mortgage Loan, the file retained by the Company of originals of all documents in the Mortgage File which are not delivered to the Custodian and copies of the Mortgage Loan listed in Exhibit B the originals of which are delivered to the Custodian pursuant to Section 2.01. Interest
Securities Act of 1933 or the 1933 Act:
consisting Documents
Servicing Officer: Any officer of the Company involved in or responsible for, the administration and servicing of the Mortgage Loans whose name appears on a list of servicing officers furnished by the Company to the Purchaser
upon request, as such list may from time to time be amended. 7/1 ARM Mortgage Loan: Any individual Mortgage Loan purchased pursuant to this Agreement which contains a provision whereby the interest rate on such Mortgage Loan is fixed for the first seven (7) years of the term of the related Mortgage Loan and which thereafter is converted to a Treasury Rate Mortgage Loan or a LIBOR Mortgage Loan except that the Periodic Rate Cap does not apply to the initial Interest Rate Adjustment Date for the related Mortgage Loan. Stated Principal Balance: As to each Mortgage Loan, (i) the principal balance of the Mortgage Loan at the related Cut-off Date after giving effect to payments of principal due on or before such date, whether or not received, minus (ii) all amounts previously distributed to the Purchaser with respect to the related Mortgage Loan representing payments or recoveries of principal or advances in lieu thereof. Subservicer: Any Subservicer which is subservicing Subservicing Agreement. Any subservicer shall meet the qualifications set forth in Section 4.01. the Mortgage Loans pursuant to a
12 Subservicing Agreement: the Mortgage Loans. An agreement between the Company and a Subservicer for the servicing of individual Mortgage Loan purchased pursuant to this Agreement which
10/1 ARM Mortgage Loan: Any contains a provision whereby the interest rate on such Mortgage Mortgage Loan and which thereafter is converted to a Treasury Periodic Rate Cap does not apply to the initial Interest Rate Adjustment
Loan is fixed for the first ten (10) years of the term of the related Rate Mortgage Loan or a LIBOR Mortgage Loan except that the
Date for the related Mortgage Loan.
3/1 ARM Mortgage Loan: Any individual Mortgage Loan purchased pursuant to this Agreement which contains a provision whereby the interest rate on such Mortgage Loan is fixed for the first three (3) years of the term of the related Mortgage Loan and which thereafter is converted to a Treasury Rate Mortgage Loan or a LIBOR Mortgage Loan. Treasury Rate Mortgage Loan: Any individual Mortgage Loan purchased pursuant to this Agreement which contains a provision whereby the interest rate on such Mortgage Loan is adjusted based upon the weekly average yield on U.S. Treasury securities. Underwriting Guidelines: The loans similar to the Mortgage Loans, attached hereto as Exhibit H. UGI: underwriting guidelines of the Company with respect to mortgage
United Guaranty Residential Insurance Company or any successor thereto. CONVEYANCE OF MORTGAGE LOANS; POSSESSION OF MORTGAGE FILES; BOOKS AND RECORDS; DELIVERY OF DOCUMENTS
Conveyance of Mortgage Loans; Possession of Mortgage Files; Maintenance of Servicing Files. The Company, on each Closing Date, does hereby sell, transfer, assign, set over and convey to the Purchaser, without recourse, but subject to the terms of this Agreement, all the right, title and interest of the Company in and to the Mortgage Loans in the related Mortgage Loan Package, excluding the right to service the Mortgage Loans which the Company expressly retains. Pursuant to Section 2.03, the Company has delivered the Mortgage Loan Documents for each Mortgage Loan in the Mortgage Loan Package to the Custodian. The contents of each Mortgage File not delivered to the Custodian are and shall be held in trust by the Company for the benefit of the Purchaser as the owner thereof. The Company shall maintain a Servicing File consisting of a copy of the contents of each Mortgage File and the originals of the documents in each Mortgage File not delivered to the Custodian. The possession of each Servicing File by the Company is at the will of the Purchaser for the sole purpose of servicing the related Mortgage Loan, and such retention and possession by the Company is in a custodial capacity only. Upon the sale of the Mortgage Loans the ownership of each Mortgage Note, the related Mortgage and the related Mortgage File and Servicing File shall vest immediately in the Purchaser, and the ownership of all records and documents with respect to the related Mortgage Loan prepared by or which come into the possession of the Company shall vest immediately in the Purchaser and shall be retained and maintained by the Company, in trust, at the will of the Purchaser and only in such custodial capacity. Each Servicing File shall be segregated from the other books and records of the Company and shall be marked appropriately to reflect clearly the sale of the related Mortgage Loan to the Purchaser. The Company shall release its custody of the contents of any Servicing File only in accordance with written instructions from the Purchaser, unless such release is required as incidental to the Companys servicing of the Mortgage Loans or is in connection with a repurchase of any Mortgage Loan pursuant to Section 3.03, 3.05, 3.07, or 6.02. 13 Books and Records; Transfers of Mortgage Loans.
From and after Mortgage Loans in a Mortgage Loan Package including Loan, shall be received and held by the Company in trust shall retain record title to the related Mortgages the servicing of the Mortgage Loans.
the sale of the Mortgage
Loans to the
Purchaser
all rights
arising out of the
but not limited to all funds received on or in connection for the benefit of the Purchaser as owner of the Mortgage for the sole purpose of facilitating the servicing
with the Mortgage Loans, and the Company of
and the
supervision
The sale of each Mortgage Loan in a Mortgage Loan Package shall be reflected on the Companys balance sheet and other financial statements as a sale of assets by the Company. The Company shall be responsible for maintaining, and shall maintain, a complete set of books and records for each Mortgage Loan which shall be marked clearly to reflect the ownership of each Mortgage Loan by the Purchaser. In particular, the Company shall maintain in its possession, available for inspection by the Purchaser, or its designee and shall deliver to the Purchaser upon demand, evidence of compliance with all federal, state and local laws, rules and regulations, and requirements of Fannie Mae or Freddie Mac, including but not limited to documentation as to the method used in determining the applicability of the provisions of the Flood Disaster Protection Act of 1973, as amended, to the Mortgaged Property, documentation evidencing insurance coverage and eligibility of any condominium project for approval by Fannie Mae and periodic inspection reports as required by Section 4.13. To the extent that original documents are not required for purposes of realization of Liquidation Proceeds or Insurance Proceeds, documents maintained by the Company may be in the form of microfilm or microfiche or such other reliable means of recreating original documents, including but not limited to, optical imagery techniques so long as the Company complies with the requirements of the Fannie Mae Selling and Servicing Guide, as amended from time to time. The Company shall maintain with respect to each Mortgage Loan and shall make inspection by any Purchaser or its designee the related Servicing File during the time the Purchaser retains Mortgage Loan and thereafter in accordance with applicable laws and regulations. available ownership for of a
The Company shall keep at its servicing office books and records in which, subject to such reasonable regulations as it may prescribe, the Company shall note transfers of Mortgage Loans. No transfer of a Mortgage Loan may be made unless such transfer is in compliance with the terms hereof. For the purposes of this Agreement, the Company shall be under no obligation to deal with any person with respect to this agreement or the Mortgage Loans unless the books and records show such person as the owner of the Mortgage Loan. The Purchaser may, subject to the terms of this Agreement, sell and transfer one or more of the Mortgage Loans, provided, however, that (i) the transferee will not be deemed to be a Purchaser hereunder binding upon the Company unless such transferee shall agree in writing to be bound by the terms of this Agreement and an original counterpart of the instrument of transfer and an assignment and assumption of this Agreement in the form of Exhibit G hereto executed by the transferee shall have been delivered to the Company, and (ii) with respect to each Mortgage Loan Package, in no event shall there be more than five Persons at any given time having the status of Purchaser hereunder. The Purchaser also shall advise the Company of the transfer. Upon receipt of notice of the transfer, the Company shall mark its books and records to reflect the ownership of the Mortgage Loans of such assignee, and shall release the previous Purchaser from its obligations hereunder with respect to the Mortgage Loans sold or transferred. Purchaser shall not to transfer to any assignee any pool of Mortgage Loans with a aggregate outstanding principal balance of less than $10,000,000 without the consent of the Company; provided, however, if the Company fails to consent to the transfer of a pool of Mortgage Loans as contemplated in this sentence, Purchaser shall have the right to purchase the servicing rights associated with such Mortgage Loans at a price to mutually agreed to by Purchaser and Company, exercising good faith. 14 Delivery of Documents. On or before the date which is agreed upon by the Purchaser and the Company in the related Confirmation, the Company shall deliver and release to the Custodian those Mortgage Loan Documents as required by this Agreement with respect to each Mortgage Loan in the related Mortgage Loan Package a list of which is attached to the related Assignment and Conveyance. On or prior to the related Closing Date, the Custodian shall certify its receipt of all such Mortgage Loan Documents required to be delivered pursuant to the Custodial Agreement, as evidenced by the Initial Certification of the Custodian in the form annexed to the Custodial Agreement. The Company shall be responsible for maintaining the Custodial Agreement for the benefit of the Purchaser. Purchaser shall pay all fees and expenses of the Custodian. The Company shall forward to the Custodian original documents evidencing an assumption, modification, consolidation or extension of any Mortgage Loan entered into in accordance with Section 4.01 or 6.01 within one week of their execution, provided, however, that the Company shall provide the Custodian with a certified true copy of any such document submitted for recordation within one week of its execution, and shall provide the original of any document submitted for recordation or a copy of such document certified by the appropriate public recording office to be a true and complete copy of the original within 180 days of its submission for recordation.
In the event an Officers Certificate of the Company is delivered to the Custodian because of a delay caused by the public recording office in returning any recorded document, the Company shall deliver to the Custodian, within 180 days of the related Closing Date, an Officers Certificate which shall (i) identify the recorded document, (ii) state that the recorded document has not been delivered to the Custodian due solely to a delay caused by the public recording office, (iii) state the amount of time generally required by the applicable recording office to record and return a document submitted for recordation, and (iv) specify the date the applicable recorded document will be delivered to the Custodian. The Company shall be required to deliver to the Custodian the applicable recorded document by the date specified in (iv) above. An extension of the date specified in (iv) above may be requested from the Purchaser, which consent shall not be unreasonably withheld. 15 On or prior to the date which is three Business Days prior to the related Company shall deliver to the Purchaser the related Mortgage Loan Schedule. REPRESENTATIONS AND WARRANTIES; REMEDIES AND BREACH Company Representations and Warranties. The Company represents and warrants to the Purchaser that as of each Closing Date: Due Organization and Authority. The Company is a corporation duly organized, validly existing and in good standing under the laws of the State of New York and has all licenses necessary to carry on its business as now being conducted and is licensed, qualified and in good standing in each state where a Mortgaged Property is located if the laws of such state require licensing or qualification in order to conduct business of the type conducted by the Company, and in any event the Company is in compliance with the laws of any such state to the extent necessary to ensure the enforceability of the related Mortgage Loan and the servicing of such Mortgage Loan in accordance with the terms of this Agreement; the Company has the full corporate power and authority to execute and deliver this Agreement and to perform in accordance herewith; the execution, delivery and performance of this Agreement (including all instruments of transfer to be delivered pursuant to this Agreement) by the Company and the consummation of the transactions contemplated hereby have been duly and validly authorized; this Agreement evidences the valid, binding and enforceable obligation of the Company; and all requisite corporate action has been taken by the Company to make this Agreement valid and binding upon the Company in accordance with its terms; Ordinary Course of Business. The consummation of the transactions contemplated by this Agreement are in the ordinary course of business of the Company, and the transfer, assignment and conveyance of the Mortgage Notes and the Mortgages by the Company pursuant to this Agreement are not subject to the bulk transfer or any similar statutory provisions in effect in any applicable jurisdiction; No Conflicts. Neither the execution and delivery of this Agreement, the acquisition of the Mortgage Loans by the Company, the sale of the Mortgage Loans to the Purchaser or the transactions contemplated hereby, nor the fulfillment of or compliance with the terms and conditions of this Agreement, will conflict with or result in a breach of any of the terms, conditions or provisions of the Companys charter or by-laws or any legal restriction or any agreement or instrument to which the Company is now a party or by which it is bound, or constitute a default or result in an acceleration under any of the foregoing, or result in the violation of any law, rule, regulation, order, judgment or decree to which the Company or its property is subject, or impair the ability of the Purchaser to realize on the Mortgage Loans, or impair the value of the Mortgage Loans; 16 Ability to Service. The Company is an approved seller/servicer of conventional residential mortgage loans for Fannie Mae or Freddie Mac, with the facilities, procedures, and experienced personnel necessary for the sound servicing of mortgage loans of the same type as the Mortgage Loans. The Company is in good standing to sell mortgage loans to and service mortgage loans for Fannie Mae or Freddie Mac, and no event has occurred, including but not limited to a change in insurance coverage, which would make the Company unable to comply with Fannie Mae or Freddie Mac eligibility requirements or which would require notification to either Fannie Mae or Freddie Mac; Reasonable Servicing Fee. The Company acknowledges and agrees that the Servicing Fee, as calculated at the Servicing Fee Rate, represents reasonable compensation for performing such services and that the entire Servicing Fee shall be treated by the Company, for accounting and tax purposes, as compensation for the servicing and administration of the Mortgage Loans pursuant to this Agreement. believe, Ability to Perform. that it cannot The Company does not believe, nor does it have any reason or cause to Closing Date, the
perform each and every covenant contained in this Agreement. The Company is solvent and the sale of the Mortgage Loans is not undertaken to hinder, delay or defraud any of the Companys creditors; No Litigation Pending. There is no action, suit, proceeding or investigation pending or to the best of the Companys knowledge threatened against the Company which, either in any one instance or in the aggregate, may result in any material adverse change in the business, operations, financial condition, properties or assets of the Company, or in any material impairment of the right or ability of the Company to carry on its business substantially as now conducted, or in any material liability on the part of the Company, or which would draw into question the validity of this Agreement or the Mortgage Loans or of any action taken or to be taken in connection with the obligations of the Company contemplated herein, or which would be likely to impair materially the ability of the Company to perform under the terms of this Agreement; No Consent Required. No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Company of or compliance by the Company with this Agreement or the sale of the Mortgage Loans as evidenced by the consummation of the transactions contemplated by this Agreement, or if required, such approval has been obtained prior to the related Closing Date; 17 Selection Process. The Mortgage Loans were selected from among the adjustable rate one- to four-family mortgage loans in the Companys portfolio at the related Closing Date as to which the representations and warranties set forth in Section 3.02 could be made and such selection was not made in a manner so as to affect adversely the interests of the Purchaser; Pool Characteristics. With respect to each Mortgage Loan Package, characteristics set forth on Exhibit 2 to the related Assignment and Conveyance are true and complete. the Mortgage Loan
No Untrue Information. Neither this Agreement nor any statement, report or other document furnished or to be furnished pursuant to this Agreement or in connection with the transactions contemplated hereby contains any untrue statement of fact or omits to state a fact necessary to make the statements contained therein not misleading; Sale Treatment. The Company has determined that the pursuant to this Agreement will be afforded sale treatment for accounting and tax purposes; disposition of the Mortgage Loans
Financial Statements. There has been no change in the business, operations, financial condition, properties or assets of the Company since the date of the Companys most recent financial statements that would have a material adverse effect on its ability to perform its obligations under this Agreement; No Brokers Fees. The Company has not dealt with any broker, investment other person that may be entitled to any commission or compensation in connection with the sale of the Mortgage Loans; banker, agent or
Origination. The Companys decision to originate any mortgage loan or to deny any mortgage loan application is an independent decision based upon Companys Underwriting Guidelines, and is in no way made as a result of Purchasers decision to purchase, or not to purchase, or the price Purchaser may offer to pay for, any such mortgage loan, if originated; and MERS. The Company is a member of MERS in good standing, and will comply in all material respects with the rules and procedures of MERS in connection with the servicing of the MERS Mortgage Loans for as long as such Mortgage Loans are registered with MERS; Representations and Warranties Regarding Individual Mortgage Loans. As to each Mortgage Loan, the Company hereby the related Closing Date: Mortgage Loans as Described. complete, true and correct in all material respects; represents and warrants to the Purchaser that as of
The information set forth in each Mortgage Loan Schedule is
Payments Current. All payments required to be made up to the related Closing Date for the Mortgage Loan under the terms of the Mortgage Note have been made and credited. No payment required under the Mortgage Loan has been more than 30 days delinquent at any time in the twelve months prior to the related Closing Date. The first Monthly Payment shall be made with respect to the Mortgage Loan on its Due Date or within the grace period, all in accordance with the terms of the related Mortgage Note; 18 No Outstanding Charges. There are no defaults in complying with the terms of the Mortgages, and all taxes, governmental assessments, insurance premiums, water, sewer and municipal charges, leasehold payments or ground rents which previously became due and owing have been paid, or an escrow of funds has been established in an amount sufficient to pay for every such item which remains unpaid and which has been assessed but is not yet due and payable. The Company has not advanced funds, or induced,
solicited or knowingly received any advance of funds by a party other than the Mortgagor, directly or indirectly, for the payment of any amount required under the Mortgage Loan, except for interest accruing from the date of the Mortgage Note or date of disbursement of the Mortgage Loan proceeds, whichever is greater, to the day which precedes by one month the Due Date of the first installment of principal and interest; Original Terms Unmodified. The terms of the Mortgage Note and Mortgage have not been impaired, waived, altered or modified in any respect, except by a written instrument which has been recorded, if necessary to protect the interests of the Purchaser and which has been delivered to the Custodian. The substance of any such waiver, alteration or modification has been approved by the issuer of any related PMI Policy and the title insurer, to the extent required by the policy, and its terms are reflected on the related Mortgage Loan Schedule. No Mortgagor has been released, in whole or in part, except in connection with an assumption agreement approved by the issuer of any related PMI Policy and the title insurer, to the extent required by the policy, and which assumption agreement is part of the Mortgage Loan File delivered to the Custodian and the terms of which are reflected in the related Mortgage Loan Schedule; No Defenses. The Mortgage Loan is not subject to any right of rescission, set-off, counterclaim or defense, including without limitation the defense of usury, nor will the operation of any of the terms of the Mortgage Note or the Mortgage, or the exercise of any right thereunder, render either the Mortgage Note or the Mortgage unenforceable, in whole or in part, or subject to any right of rescission, set-off, counterclaim or defense, including without limitation the defense of usury, and no such right of rescission, set-off, counterclaim or defense has been asserted with respect thereto, and no Mortgagor was a debtor in any state or federal bankruptcy or insolvency proceeding at the time the Mortgage Loan was originated; Hazard Insurance. Pursuant to the terms of the Mortgage, all buildings or other improvements upon the Mortgaged Property are insured by a generally acceptable insurer against loss by fire, hazards of extended coverage and such other hazards as are customary in the area where the Mortgaged Property is located pursuant to insurance policies conforming to the requirements of Section 4.10. If upon origination of the Mortgage Loan, the Mortgaged Property was in an area identified in the Federal Register by the Federal Emergency Management Agency as having special flood hazards (and such flood insurance has been made available) a flood insurance policy meeting the requirements of the current guidelines of the Federal Flood Insurance Administration is in effect which policy conforms to the requirements of Section 4.10. All individual insurance policies contain a standard mortgagee clause naming the Company and its successors and assigns as mortgagee, and all premiums thereon have been paid. The Mortgage obligates the Mortgagor thereunder to maintain the hazard insurance policy at the Mortgagors cost and expense, and on the Mortgagors failure to do so, authorizes the holder of the Mortgage to obtain and maintain such insurance at such Mortgagors cost and expense, and to seek reimbursement therefor from the Mortgagor. Where required by state law or regulation, the Mortgagor has been given an opportunity to choose the carrier of the required hazard insurance, provided the policy is not a master or blanket hazard insurance policy covering the common facilities of a planned unit development. The hazard insurance policy is the valid and binding obligation of the insurer, is in full force and effect, and will be in full force and effect and inure to the benefit of the Purchaser upon the consummation of the transactions contemplated by this Agreement. The Company has not engaged in, and has no knowledge of the Mortgagors or any Subservicers having engaged in, any act or omission which would impair the coverage of any such policy, the benefits of the endorsement provided for herein, or the validity and binding effect of either, including without limitation, no unlawful fee, unlawful commission, unlawful kickback or other unlawful compensation or value of any kind has been or will be received, retained or realized by any attorney, firm or other person or entity, and no such unlawful items have been received, retained or realized by the Company; 19 Compliance with Applicable Laws. Any and all requirements of any federal, state or local law including, without limitation, usury, truth-in-lending, real estate settlement procedures, consumer credit protection, equal credit opportunity or disclosure laws applicable to the Mortgage Loan have been complied with, and the Company shall maintain in its possession, available for the Purchasers inspection, and shall deliver to the Purchaser upon demand, evidence of compliance with all such requirements; No Satisfaction of Mortgage. The Mortgage has not been satisfied, canceled, subordinated or rescinded, in whole or in part, and the Mortgaged Property has not been released from the lien of the Mortgage, in whole or in part, nor has any instrument been executed that would effect any such release, cancellation, subordination or rescission. The Company has not waived the performance by the Mortgagor of any action, if the Mortgagors failure to perform such action would cause the Mortgage Loan to be in default, nor has the Company waived any default resulting from any action or inaction by the Mortgagor; Location and Type of Mortgaged Property. The Mortgaged Property is a fee simple property located in the state identified in the related Mortgage Loan Schedule and consists of a parcel of real property with a detached single family residence erected thereon, or an individual condominium unit in a low-rise condominium project, or an individual unit
in a planned unit development, provided, however, that any condominium project or planned unit development shall conform with the Companys Underwriting Guidelines regarding such dwellings, and no residence or dwelling is a mobile home or a manufactured dwelling. No portion of the Mortgaged Property is used for commercial purposes; Valid First Lien. The Mortgage is a valid, subsisting, enforceable and perfected first lien on the Mortgaged Property, including all buildings and improvements on the Mortgaged Property, and all additions, alterations and replacements made at any time with respect to the foregoing. The lien of the Mortgage is subject only to: the lien of current real property taxes and assessments not yet due and payable; 20 covenants, conditions and restrictions, rights of way, easements and other matters of the public record as of the date of recording acceptable to mortgage lending institutions generally and specifically referred to in the lenders title insurance policy delivered to the originator of the Mortgage Loan and (i) referred to or to otherwise considered in the appraisal made for the originator of the Mortgage Loan or (ii) which do not adversely affect the Appraised Value of the Mortgaged Property set forth in such appraisal; and other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by the mortgage or the use, enjoyment, value or marketability of the related Mortgaged Property. Any security agreement, chattel mortgage or equivalent document related to and delivered in connection with the Mortgage Loan establishes and creates a valid, subsisting and enforceable first lien and first priority security interest on the property described therein and the Company has full right to sell and assign the same to the Purchaser. The Mortgaged Property was not, as of the date of origination of the Mortgage Loan, subject to a mortgage, deed of trust, deed to secured debt or other security instrument creating a lien subordinate to the lien of the Mortgage; Validity of Mortgage Documents. The Mortgage Note and the Mortgage are genuine, and each is the legal, valid and binding obligation of the maker thereof enforceable in accordance with its terms. All parties to the Mortgage Note and the Mortgage and any other related agreement had legal capacity to enter into the Mortgage Loan and to execute and deliver the Mortgage Note and the Mortgage and any other related agreement, and the Mortgage Note and the Mortgage have been duly and properly executed by such parties. No fraud was committed by the Company, or to the Company's knowledge by any other person including the Mortgagor, in connection with the origination or servicing of the Mortgage Loan. The Company has reviewed all of the documents constituting the Servicing File and has made such inquiries as it deems necessary to make and confirm the accuracy of the representations set forth herein; Full Disbursement of Proceeds. The Mortgage Loan has been closed and the proceeds of the Mortgage Loan have been fully disbursed and there is no requirement for future advances thereunder, and any and all requirements as to completion of any on-site or off-site improvement and as to disbursements of any escrow funds therefor have been complied with. All costs, fees and expenses incurred in making or closing the Mortgage Loan and the recording of the Mortgage were paid, and the Mortgagor is not entitled to any refund of any amounts paid or due under the Mortgage Note or Mortgage; Ownership. Mortgage Loan is not assigned or pledged, and the sell the Mortgage Loan therein to the Purchaser free claim or security interest, and has full right other party, to sell and assign each Mortgage Loan The Company is the sole owner of record and holder of the Mortgage Loan. The
Company has good and marketable title thereto, and has full right to transfer and and clear of any encumbrance, and authority equity, participation interest, participation lien, pledge, charge,
subject to no interest or
of, or agreement with, any
pursuant to this Agreement; 21
Doing Business. All parties which have had any interest in the Mortgage Loan, whether as mortgagee, assignee, pledgee or otherwise, are (or, during the period in which they held and disposed of such interest, were) (1) in compliance with any and all applicable licensing requirements of the laws of the state wherein the Mortgaged Property is located, and (2) organized under the laws of such state, or (3) qualified to do business in such state, or (4) federal savings and loan associations or national banks having principal offices in such state, or (5) not doing business in such state; LTV, PMI Policy. Any Mortgage Loan with an LTV over 80% has a PMI Policy insuring, as to payment defaults, the excess LTV over 71% (or such other percentage as stated in the related Confirmation) of the Appraised Value until the LTV of such Mortgage Loan is reduced to 80%. All provisions of such PMI Policy have been and are being complied with, such policy is in full force and effect, and all premiums due thereunder have been paid. No action, inaction, or event has occurred and no state of facts exists that has, or will result in the exclusion from, denial of, or defense to coverage. Any Mortgage Loan
subject to a PMI Policy obligates the Mortgagor thereunder to maintain the PMI Policy and to pay all premiums and charges in connection therewith; provided, that, with respect to LPMI Loans, the Company is obligated thereunder to maintain the LPMI Policy and to pay all premiums and charges in connection therewith. The Mortgage Interest Rate for the Mortgage Loan as set forth on the Mortgage Loan Schedule is net of any insurance premium excluded any premium for the LPMI Policy; Title Insurance. The Mortgage Loan is covered by either (i) an attorneys opinion of title and abstract of title the form and substance of which is acceptable to mortgage lending institutions making mortgage loans in the area where the Mortgaged Property is located or (ii) an ALTA lenders title insurance policy or other generally acceptable form of policy of insurance acceptable to Fannie Mae or Freddie Mac, issued by a title insurer acceptable to Fannie Mae or Freddie Mac and qualified to do business in the jurisdiction where the Mortgaged Property is located, insuring the Company, its successors and assigns, as to the first priority lien of the Mortgage in the original principal amount of the Mortgage Loan (or to the extent that a Mortgage Note provides for negative amortization, the maximum amount of negative amortization in accordance with the Mortgage), and against any loss by reason of the invalidity or unenforceability of the lien resulting from the provisions of the Mortgage providing for adjustment in the Mortgage Interest Rate and Monthly Payment, subject only to the exceptions contained in clauses (1), (2) and (3) of paragraph (j) of this Section 3.02. Where required by state law or regulation, the Mortgagor has been given the opportunity to choose the carrier of the required mortgage title insurance. Additionally, such lenders title insurance policy affirmatively insures ingress and egress, and against encroachments by or upon the Mortgaged Property or any interest therein. The Company is the sole insured of such lenders title insurance policy, and such lenders title insurance policy is in full force and effect and will be in force and effect upon the consummation of the transactions contemplated by this Agreement. No claims have been made under such lenders title insurance policy, and no prior holder of the Mortgage, including the Company, has done, by act or omission, anything which would impair the coverage of such lenders title insurance policy including without limitation, no unlawful fee, commission, kickback or other unlawful compensation or value of any kind has been or will be received, retained or realized by any attorney, firm or other person or entity, and no such unlawful items have been received, retained or realized by the Company; 22 No Defaults. There is no default, breach, violation or event of acceleration existing under the Mortgage or the Mortgage Note and no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration, and neither the Company nor its predecessors have waived any default, breach, violation or event of acceleration; No Mechanics Liens. There are no mechanics or similar liens or claims which have been filed for work, labor or material (and no rights are outstanding that under the law could give rise to such liens) affecting the related Mortgaged Property which are or may be liens prior to, or equal or coordinate with, the lien of the related Mortgage; Location of Improvements; No Encroachments. All improvements which were considered in determining the Appraised Value of the Mortgaged Property lay wholly within the boundaries and building restriction lines of the Mortgaged Property and no improvements on adjoining properties encroach upon the Mortgaged Property. No improvement located on or being part of the Mortgaged Property is in violation of any applicable zoning law or regulation; Origination; Payment Terms. The Mortgage Loan was originated by either i) the Company, which is a FNMA-approved, FHLMC-approved and HUD-approved mortgage banker, or ii) an entity that is a FNMA-approved, FHLMC-approved and HUD-approved mortgage banker, or a savings and loan association, a savings bank, a commercial bank or similar banking institution which is supervised and examined by a Federal or state authority. The interest rate on the related Mortgage Note is adjusted annually in the case of Treasury Rate Mortgage Loans and LIBOR Mortgage Loans on each Interest Rate Adjustment Date to equal the Index plus the Gross Margin, subject to the Initial Rate Cap, Periodic Rate Cap and the Lifetime Mortgage Interest Rate Cap as set forth in the Mortgage Note. The Mortgage Interest Rate for a 5/1 ARM Mortgage Loan and a 3/1 ARM Mortgage Loan is adjusted annually commencing from and after the sixtieth Monthly Payment and the thirty-sixth Monthly Payment, respectively, in the same manner as a Treasury Rate Mortgage Loan and LIBOR Mortgage Loan, provided, however, that the Periodic Rate Cap does not apply to the initial Interest Rate Adjustment Date for such 5/1 ARM Mortgage Loan (the Initial Rate Cap does apply). The Mortgage Note is payable each month in monthly installments of principal and interest, with interest in arrears, and requires Monthly Payments sufficient to amortize the original principal balance of the Mortgage Loan over a term of no more than 30 years. Each Convertible Mortgage Loan contains a provision whereby the Mortgagor is permitted to convert the Mortgage Loan to a fixed-rate mortgage loan at any time between the first and fifth anniversary of the origination of the Mortgage Loan. No Mortgage Loan has a provision for negative amortization; Customary Provisions. The Mortgage contains customary and enforceable provisions such as to render the rights and remedies of the holder thereof adequate for the realization against the Mortgaged Property of the benefits of the security provided thereby, including, (i) in the case of a Mortgage designated as a deed of trust, by trustees sale, and
(ii) otherwise by judicial foreclosure. Upon default by a Mortgagor on a Mortgage Loan and foreclosure on, or trustees sale of, the Mortgaged Property pursuant to the proper procedures, the holder of the Mortgage Loan will be able to deliver good and merchantable title to the Mortgaged Property. There is no homestead or other exemption available to a Mortgagor which would interfere with the right to sell the Mortgaged Property at a trustees sale or the right to foreclose the Mortgage; 23 Conformance with Underwriting Guidelines. The Mortgage Loan was with the Companys Underwriting Guidelines in effect at the time the Mortgage Loan was originated.; underwritten in accordance
Occupancy of the Mortgaged Property. As of the related Closing Date the Mortgaged Property is lawfully occupied under applicable law. All inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the Mortgaged Property and, with respect to the use and occupancy of the same, including but not limited to certificates of occupancy and fire underwriting certificates, have been made or obtained from the appropriate authorities. The Mortgagor represented at the time of origination of the Mortgage Loan that the Mortgagor would occupy the Mortgaged Property as the Mortgagors primary residence; No Additional except the lien of the corresponding referred to in (j) above; Collateral. The Mortgage Note is not and has not been secured by any interest of any applicable security collateral
Mortgage and the security
agreement or chattel mortgage
Deeds of Trust. In the event the Mortgage constitutes a deed of trust, a trustee, duly qualified under applicable law to serve as such, has been properly designated and currently so serves and is named in the Mortgage, and no fees or expenses are or will become payable by the Purchasers to the trustee under the deed of trust, except in connection with a trustees sale after default by the Mortgagor; Acceptable Investment. The Company has no knowledge of any circumstances or conditions with respect to the Mortgage, the Mortgaged Property, the Mortgagor or the Mortgagors credit standing that can reasonably be expected to cause private institutional investors to regard the Mortgage Loan as an unacceptable investment, cause the Mortgage Loan to become delinquent, or adversely affect the value or marketability of the Mortgage Loan; Delivery of Mortgage Documents. The Mortgage Note, the Mortgage, the Assignment of Mortgage and any other documents required to be delivered for the Mortgage Loan by the Company under this Agreement as set forth in Exhibit C attached hereto have been delivered to the Custodian. The Company is in possession of a complete, true and accurate Mortgage File in compliance with Exhibit B, except for such documents the originals of which have been delivered to the Custodian; Condominiums/Planned Unit Developments. If the Mortgaged Property is a condominium unit or a planned unit development (other than a de minimus planned unit development) such condominium or planned unit development project meets Companys Underwriting Guidelines with respect to such condominium or planned unit development; Transfer of Mortgage Loans. The Assignment of Mortgage is in recordable form and is acceptable for recording under the laws of the jurisdiction in which the Mortgaged Property is located; 24 Due on Sale. The Mortgage contains an enforceable provision for the acceleration of the payment of the unpaid principal balance of the Mortgage Loan in the event that the Mortgaged Property is sold or transferred without the prior written consent of the Mortgagor thereunder; No Buydown Provisions; No Graduated Payments or Contingent Interests. The Mortgage Loan does not contain provisions pursuant to which Monthly Payments are paid or partially paid with funds deposited in any separate account established by the Company, the Mortgagor or anyone on behalf of the Mortgagor, or paid by any source other than the Mortgagor nor does it contain any other similar provisions currently in effect which may constitute a buydown provision. The Mortgage Loan is not a graduated payment mortgage loan and the Mortgage Loan does not have a shared appreciation or other contingent interest feature; Consolidation of Future Advances. Any future advances made prior to the related Cut-off Date have been consolidated with the outstanding principal amount secured by the Mortgage, and the secured principal amount, as consolidated, bears a single interest rate and single repayment term. The lien of the Mortgage securing the consolidated principal amount is expressly insured as having first lien priority by a title insurance policy, an endorsement to the policy insuring the mortgagees consolidated interest or by other title evidence acceptable to Fannie Mae and Freddie Mac. The consolidated principal amount does not exceed the original principal amount of the Mortgage Loan; Mortgaged Property Undamaged. There is no proceeding pending or, to the best of the Companys knowledge, threatened for the total or partial condemnation of the Mortgaged Property. The Mortgaged Property is undamaged by waste,
fire, earthquake or earth movement, windstorm, flood, tornado or other casualty so as to affect adversely the value of the Mortgaged Property as security for the Mortgage Loan or the use for which the premises were intended; and Collection Practices; Escrow Deposits. The origination, servicing and collection practices used with respect to the Mortgage Loan have been in accordance with Accepted Servicing Practices, and have been in all respects in compliance with all applicable laws and regulations. With respect to escrow deposits and Escrow Payments, all such payments are in the possession of the Company and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. An escrow of funds is not prohibited by applicable law and has been established in an amount sufficient to pay for every item which remains unpaid and which has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due the Company have been capitalized under the Mortgage or the Mortgage Note. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid pursuant to state and local law has been properly paid and credited; Appraisal. The Mortgage File contains an appraisal of the related Mortgage Property signed prior to the approval of the Mortgage Loan application by a qualified appraiser, duly appointed by the Company, who had no interest, direct or indirect in the Mortgaged Property or in any loan made on the security thereof; and whose compensation is not affected by the approval or disapproval of the Mortgage Loan, and the appraisal and appraiser both satisfy the requirements of Fannie Mae, Freddie Mac or Title XI of the Federal Institutions Reform, Recovery, and Enforcement Act of 1989 and the regulations promulgated thereunder, all as in effect on the date the Mortgage Loan was originated; 25 Soldiers and Sailors Relief Act. The Mortgagor has not notified the Company, and the Company has no knowledge of any relief requested or allowed to the Mortgagor under the Soldiers and Sailors Civil Relief Act of 1940; Environmental Matters. The Mortgaged Property is free from any and all toxic or hazardous substances and there exists no violation of any local, state or federal environmental law, rule or regulation. To the best of the Companys knowledge, there is no pending action or proceeding directly involving any Mortgaged Property of which the Company is aware in which compliance with any environmental law, rule or regulation is an issue; and to the best of the Companys knowledge, nothing further remains to be done to satisfy in full all requirements of each such law, rule or regulation consisting a prerequisite to use and enjoyment of said property; No Construction Loans. No Mortgage Loan was made in connection with (i) the rehabilitation of a Mortgaged Property or (ii) facilitating the trade-in or exchange of a Mortgaged Property; construction or
Insurance. The Company has caused or will cause to be performed any and all acts required to preserve the rights and remedies of the Purchaser in any insurance policies applicable to the Mortgage Loans including, without limitation, any necessary notifications of insurers, assignments of policies or interests therein, and establishments of coinsured, joint loss payee and mortgagee rights in favor of the Purchaser; No action, inaction, or event has occurred and no state of fact exists or has existed that has resulted or will result in the exclusion from, denial of, or defense to coverage under any applicable pool insurance policy, special hazard insurance policy, PMI Policy or bankruptcy bond, irrespective of the cause of such failure of coverage. In connection with the placement of any such insurance, no commission, fee, or other compensation has been or will be received by the Company or any designee of the Company or any corporation in which the Company or any officer, director, or employee had a financial interest at the time of placement of such insurance; Regarding the Mortgagor. The Mortgagor is one or more natural persons and/or trustees for an Illinois land trust or a trustee under a living trust and such living trust is in compliance with Fannie Mae guidelines for such trusts. Predatory Lending Regulations; High Cost Loans. None of the Mortgage Loans are classified as (a) high cost loans under the Home Ownership and Equity Protection Act of 1994 or (b) high cost, threshold, or predatory loans under any other applicable state, federal or local law. Simple Interest Mortgage Loans. Single Premium Credit Life used to finance single-premium credit life insurance policies. None of the Mortgage Loans are simple interest Mortgage Loans. Insurance. None of the proceeds of the Mortgage Loan were
26 Tax Service Contract The Company has obtained a life of loan, transferable real estate Tax Service Contract on each Mortgage Loan and such contract is assignable without penalty, premium or cost to the Purchaser;
Flood Certification Contract. The Company has obtained a life of loan, transferable flood certification contract with a Approved Flood Certification Provider for each Mortgage Loan and such contract is assignable without penalty, premium or cost to the Purchaser; FICO Scores. Each Mortgage Loan has a non-zero FICO score; Fee. With respect to each Mortgage Loan that has a prepayment fee feature, each such prepayment fee is enforceable and will be enforced by the Company, and each prepayment penalty in permitted pursuant to federal, state and local law. No Mortgage Loan will impose a prepayment penalty for a term in excess of five years from the date such Mortgage Loan was originated. Except as otherwise set forth in the related Mortgage Loan Schedule, with respect to each Mortgage Loan that contains a prepayment fee, such prepayment fee is at least equal to the lesser of (A) the maximum amount permitted under applicable law and (B) six months interest at the related Mortgage Interest Rate on the amount prepaid in excess of 20% of the original principal balance of such Mortgage Loan; and Recordation. Each original Mortgage was recorded and, except for those Mortgage Loans subject to the MERS identification system, all subsequent assignments of the original Mortgage (other than the assignment to the Purchaser) have been recorded in the appropriate jurisdictions wherein such recordation is necessary to perfect the lien thereof as against creditors of the Company, or is in the process of being recorded; Leaseholds. If the Mortgaged Property is subject to a ground lease or any other type of leasehold interest, the ground lease or other leasehold interest exceeds the remaining term of the related Mortgage Loan. Remedies for Breach of Representations and Warranties. It is understood and agreed that the representations and warranties set forth in Sections 3.01 and 3.02 shall survive the sale of the Mortgage Loans to the Purchaser and the delivery of the Mortgage Loan Documents to the Custodian and shall inure to the benefit of the Purchaser, notwithstanding any restrictive or qualified endorsement on any Mortgage Note or Assignment of Mortgage or the examination or failure to examine any Mortgage File. Upon discovery by either the Company or the Purchaser of a breach of any of the foregoing representations and warranties which materially and adversely affects the value of the Mortgage Loans or the interest of the Purchaser, or which materially and adversely affects the interests of Purchaser in the related Mortgage Loan in the case of a representation and warranty relating to a particular Mortgage Loan (in the case of any of the foregoing, a Breach), the party discovering such Breach shall give prompt written notice to the other. With respect to those representations and warranties which are made to the best of the Companys knowledge, if it is discovered by the Company or the Purchaser that the substance of such representation and warranty is inaccurate and such inaccuracy materially and adversely affects the value of the related Mortgage Loan or the interest of the Purchaser (or which materially and adversely affects the value of a Mortgage Loan or the interests of the Purchaser in the related Mortgage Loan in the case of a representation and warranty relating to a particular Mortgage Loan), notwithstanding the Companys lack of knowledge with respect to the substance of such representation and warranty, such inaccuracy shall be deemed a breach of the applicable representation and warranty. 27 Within 60 days of the earlier of either discovery by or notice to the Company of any Breach of a representation or warranty, the Company shall use its best efforts promptly to cure such Breach in all material respects and, if such Breach cannot be cured, the Company shall, at the Purchasers option and subject to Section 3.06, repurchase such Mortgage Loan at the Repurchase Price. In the event that a Breach shall involve any representation or warranty set forth in Section 3.01, and such Breach cannot be cured within 60 days of the earlier of either discovery by or notice to the Company of such Breach, all of the Mortgage Loans shall, at the Purchasers option and subject to Section 3.06, be repurchased by the Company at the Repurchase Price. However, if the Breach shall involve a representation or warranty set forth in Section 3.02 and the Company discovers or receives notice of any such Breach within 120 days of the related Closing Date, the Company shall, at the Purchasers option and provided that the Company has a Qualified Substitute Mortgage Loan, rather than repurchase the Mortgage Loan as provided above, remove such Mortgage Loan (a Deleted Mortgage Loan) and substitute in its place a Qualified Substitute Mortgage Loan or Loans, provided that any such substitution shall be effected not later than 120 days after the related Closing Date. If the Company has no Qualified Substitute Mortgage Loan, it shall repurchase the deficient Mortgage Loan. Any repurchase of a Mortgage Loan or Loans pursuant to the foregoing provisions of this Section 3.03 shall be accomplished by deposit in the Custodial Account of the amount of the Repurchase Price for distribution to Purchaser on the next scheduled Remittance Date, after deducting therefrom any amount received in respect of such repurchased Mortgage Loan or Loans and being held in the Custodial Account for future distribution. At the time of repurchase or substitution, the Purchaser and the Company shall arrange for the reassignment of the Deleted Mortgage Loan to the Company and the delivery to the Company of any documents held by the Custodian Prepayment
relating to the Deleted Mortgage Loan. In the event of a repurchase or substitution, the Company shall, simultaneously with such reassignment, give written notice to the Purchaser that such repurchase or substitution has taken place, amend the related Mortgage Loan Schedule to reflect the withdrawal of the Deleted Mortgage Loan from this Agreement, and, in the case of substitution, identify a Qualified Substitute Mortgage Loan and amend the related Mortgage Loan Schedule to reflect the addition of such Qualified Substitute Mortgage Loan to this Agreement. In connection with any such substitution, the Company shall be deemed to have made as to such Qualified Substitute Mortgage Loan the representations and warranties set forth in this Agreement except that all such representations and warranties set forth in this Agreement shall be deemed made as of the date of such substitution. The Company shall effect such substitution by delivering to the Custodian for such Qualified Substitute Mortgage Loan the documents required by Section 2.03, with the Mortgage Note endorsed as required by Section 2.03. No substitution will be made in any calendar month after the Determination Date for such month. The Company shall deposit in the Custodial Account the Monthly Payment less the Servicing Fee due on such Qualified Substitute Mortgage Loan or Loans in the month following the date of such substitution. Monthly Payments due with respect to Qualified Substitute Mortgage Loans in the month of substitution shall be retained by the Company. For the month of substitution, distributions to Purchaser shall include the Monthly Payment due on any Deleted Mortgage Loan in the month of substitution, and the Company shall thereafter be entitled to retain all amounts subsequently received by the Company in respect of such Deleted Mortgage Loan. 28 For any month in which the Company substitutes a Qualified Substitute Mortgage Loan for a Deleted Mortgage Loan, the Company shall determine the amount (if any) by which the aggregate principal balance of all Qualified Substitute Mortgage Loans as of the date of substitution is less than the aggregate Stated Principal Balance of all Deleted Mortgage Loans (after application of scheduled principal payments due in the month of substitution). The amount of such shortfall shall be distributed by the Company in the month of substitution pursuant to Section 5.01. Accordingly, on the date of such substitution, the Company shall deposit from its own funds into the Custodial Account an amount equal to the amount of such shortfall. Any cause of action representations and warranties made in Sections 3.01 and by the Purchaser or notice thereof by the Company to the such Mortgage Loan as specified above, and (iii) demand upon Indemnification. The Company agrees to indemnify the Purchaser and hold it harmless from and against any and all claims, losses, damages, penalties, fines, forfeitures, legal fees and related costs, judgments, and any other costs, fees and expenses that the Purchaser may sustain in any way related any assertion based on, grounded upon resulting from a Breach of any of the Companys representations and warranties contained herein. In addition to the obligations of the Company set forth in this Section 3.04, the Purchaser may pursue any and all remedies otherwise available at law or in equity, including, but not limited to, the right to seek damages. The provisions of this Section 3.04 shall survive termination of this Agreement. It is understood and agreed that the obligations of the Company 3.03 and 3.04 to cure, substitute for or repurchase a defective Mortgage Loan and to indemnify the Purchaser remedies of the Purchaser respecting a Breach of the foregoing representations and warranties. set forth in constitute Sections against the Company relating to or arising out of the Breach of any
3.02 shall accrue as to any Mortgage Purchaser,
Loan upon (i) discovery of such Breach
(ii) failure by the Company to cure such Breach or repurchase
the Company by the Purchaser for compliance with this Agreement.
the sole
Repurchase Upon Conversion. In the event the Mortgagor under any Convertible Mortgage Loan elects to convert said Mortgage Loan to a fixed rate mortgage loan, as provided in the related Mortgage Note, then the Company shall repurchase the related Mortgage Loan in the month the conversion takes place and in the manner prescribed in Section 3.04 at the Repurchase Price. 29 Restrictions and Requirements Applicable in the Event that a Mortgage Loan is Acquired by a REMIC In the event that any Mortgage Loan is held by a REMIC, of this Agreement, the following provisions shall be applicable to such Mortgage Loan: Repurchase of Mortgage Loans. With respect to any Mortgage Loan that is not in default or as to which no default is imminent, no repurchase or substitution pursuant to Subsection 3.03, 3.05, 3.07 or 7.02 shall be made, unless, if so required by the applicable REMIC Documents the Company has obtained an Opinion of Counsel to the effect that such repurchase will not (i) result in the imposition of taxes on prohibited transactions of such REMIC (as defined in Section 860F of the Code) or otherwise subject the REMIC to tax, or (ii) cause notwithstanding any contrary provision
the REMIC to fail to qualify as a REMIC at any time. General Servicing Obligations. The Company shall sell any REO Property within two years after its acquisition by the REMIC unless (i) the Company applies for an extension of such two-year period from the Internal Revenue Service pursuant to the REMIC Provisions and Code Section 856(e)(3), in which event such REO Property shall be sold within the applicable extension period, or (ii) the Company obtains for the Purchaser an Opinion of Counsel, addressed to the Purchaser and the Company, to the effect that the holding by the REMIC of such REO Property subsequent to such two year period will not result in the imposition of taxes on prohibited transactions as defined in Section 860F of the Code or cause the REMIC to fail to qualify as a REMIC under the REMIC Provisions or comparable provisions of relevant state laws at any time. The Company shall manage, conserve, protect and operate each REO Property for the Purchaser solely for the purpose of its prompt disposition and sale in a manner which does not cause such REO Property to fail to qualify as foreclosure property within the meaning of Section 860G(a)(8) or result in the receipt by the REMIC of any income from non-permitted assets within the meaning of Section 860F(a)(2)(B) of the Code or any net income from foreclosure property which is subject to taxation under Section 860G(a)(1) of the Code. Pursuant to its efforts to sell such REO Property, the Company shall either itself or through an agent selected by the Company protect and conserve such REO Property in the same manner and to such extent as is customary in the locality where such REO Property is located and may, incident to its conservation and protection of the interests of the Purchaser, rent the same, or any part thereof, as the Company deems to be in the best interest of the Company and the Purchaser for the period prior to the sale of such REO Property; provided, however, that any rent received or accrued with respect to such REO Property qualifies as rents from real property as defined in Section 856(d) of the Code. Additional Covenants. In addition to the provision set forth in this Section 3.06, if a REMIC election is made with respect to the arrangement under which any of the Mortgage Loans or REO Properties are held, then, with respect to such Mortgage Loans and/or REO Properties, and notwithstanding the terms of this Agreement, the Company shall not take any action, cause the REMIC to take any action or fail to take (or fail to cause to be taken) any action that, under the REMIC Provisions, if taken or not taken, as the case may be, could (i) endanger the status of the REMIC as a REMIC or (ii) result in the imposition of a tax upon the REMIC (including but not limited to the tax on prohibited transactions as defined in Section 860F(a)(2) of the Code and the tax on contributions to a REMIC set forth in Section 860G(d) of the Code) unless the Company has received an Opinion of Counsel (at the expense of the party seeking to take such action) to the effect that the contemplated action will not endanger such REMIC status or result in the imposition of any such tax. 30 If a REMIC election is made with respect to the arrangement under which any Mortgage REO Properties are held, the Company shall amend this Agreement such that it will meet all Rating Agency requirements. Review of Mortgage Loans From the related Closing Date until the date 15 days after the related Closing Date, the Purchaser shall have the right to review the Mortgage Files and obtain BPOs and other property evaluations on the Mortgaged Properties relating to the Mortgage Loans purchased on the related Closing Date, with the results of such BPO or property evaluation reviews to be communicated to the Company for a period up to 15 days after the related Closing Date. In addition, the Purchaser shall have the right to reject any Mortgage Loan which in the Purchasers sole determination (i) fails to conform to the Underwriting Guidelines, (ii) the value of the Mortgaged Property pursuant to any BPO or property evaluation varies by more than plus or minus 15% from the lesser of (A) the original appraised value of the Mortgage Property or (B) the purchase price of the Mortgaged Property as of the date of origination (a Value Issue), (iii) the Mortgage Loan is underwritten without verification of the Borrowers income and assets and there is no credit report and credit score or (iv) the Purchaser deems the Mortgage Loan not to be an acceptable credit risk. The Company shall repurchase the rejected Mortgage Loan in the manner prescribed in Section 3.03 upon receipt of notice from the Purchaser of the rejection of such Mortgage Loan; provided, that, in the event that the Purchaser rejects a Mortgage Loan due to a Value Issue, the Company may submit to the Purchaser an additional property evaluation for purposes of demonstrating that the Mortgage Loan does not have a Value Issue. If the Purchaser and the Company fail to resolve such Value Issue within two weeks of the Purchaser presenting such Value Issue to the Company, then Company shall have the right to promptly (a) substitute such Mortgage Loan with a Qualified Substitute Mortgage Loan meeting all the terms hereof, or (b) repurchase such Mortgage Loan in the manner prescribed in Section 3.03. Any rejected Mortgage Loan shall be removed from the terms of this Agreement. The Company shall make available all files required by Purchaser in order to complete its review, including capturing all CRA/HMDA required data fields. Any review performed by the Purchaser prior to the related Closing Date does not limit the Purchasers rights or the Companys obligations under this section. To the extent that the Purchasers review discloses that the Mortgage Loans do not conform to the Underwriting Guidelines or Loans or
the terms set forth in the Purchaser Price and Terms Letter, the Purchaser may in its sole discretion increase its due diligence review and obtain additional BPOs or other property evaluations. The additional review may be for any reason including but not limited to credit quality, property valuations, and data integrity. 31 ADMINISTRATION AND SERVICING OF MORTGAGE LOANS Company to Act as Servicer. The Company shall service and administer the Mortgage Loans and shall have full power and authority, acting alone, to do any and all things in connection with such servicing and administration which the Company may deem necessary or desirable, consistent with the terms of this Agreement and with Accepted Servicing Practices. Consistent with the terms of this Agreement, the Company may waive, modify or vary any term of any Mortgage Loan or consent to the postponement of strict compliance with any such term or in any manner grant indulgence to any Mortgagor if in the Companys reasonable and prudent determination such waiver, modification, postponement or indulgence is not materially adverse to the Purchasers, provided, however, that the Company shall not make any future advances with respect to a Mortgage Loan and (unless the Mortgagor is in default with respect to the Mortgage Loan or such default is, in the judgment of the Company, imminent and the Company has obtained the prior written consent of the Purchaser) the Company shall not permit any modification of any material term of any Mortgage Loan including any modifications that would change the Mortgage Interest Rate change the Index, Lifetime Mortgage Interest Rate Cap, Initial Rate Cap or Gross Margin of any Mortgage Loan, defer or forgive the payment of principal or interest, reduce or increase the outstanding principal balance (except for actual payments of principal) or change the final maturity date on such Mortgage Loan. In the event of any such modification which permits the deferral of interest or principal payments on any Mortgage Loan, the Company shall, on the Business Day immediately preceding the Remittance Date in any month in which any such principal or interest payment has been deferred, deposit in the Custodial Account from its own funds, in accordance with Section 5.03, the difference between (a) such months principal and one months interest at the Mortgage Loan Remittance Rate on the unpaid principal balance of such Mortgage Loan and (b) the amount paid by the Mortgagor. The Company shall be entitled to reimbursement for such advances to the same extent as for all other advances made pursuant to Section 5.03. Without limiting the generality of the foregoing, the Company shall continue, and is hereby authorized and empowered, to execute and deliver on behalf of itself and the Purchasers, all instruments of satisfaction or cancellation, or of partial or full release, discharge and all other comparable instruments, with respect to the Mortgage Loans and with respect to the Mortgaged Properties. If reasonably required by the Company, the Purchaser shall furnish the Company with any powers of attorney and other documents necessary or appropriate to enable the Company to carry out its servicing and administrative duties under this Agreement. 32 In servicing and administering the Mortgage Loans, the Company shall employ procedures (including collection procedures) and exercise the same care that it customarily employs and exercises in servicing and administering mortgage loans for its own account, giving due consideration to Accepted Servicing Practices where such practices do not conflict with the requirements of this Agreement, and the Purchasers reliance on the Company. The Mortgage Loans may be subserviced by the Subservicer on behalf of the Company provided that the Subservicer is a Fannie Mae-approved lender or a Freddie Mac seller/servicer in good standing, and no event has occurred, including but not limited to a change in insurance coverage, which would make it unable to comply with the eligibility requirements for lenders imposed by Fannie Mae or for seller/servicers imposed by Freddie Mac, or which would require notification to Fannie Mae or Freddie Mac. The Company may perform any of its servicing responsibilities hereunder or may cause the Subservicer to perform any such servicing responsibilities on its behalf, but the use by the Company of the Subservicer shall not release the Company from any of its obligations hereunder and the Company shall remain responsible hereunder for all acts and omissions of the Subservicer as fully as if such acts and omissions were those of the Company. The Company shall pay all fees and expenses of the Subservicer from its own funds, and the Subservicers fee shall not exceed the Servicing Fee. At the cost and expense of the Company, without any right of reimbursement from the Custodial Account, the Company shall be entitled to terminate the rights and responsibilities of the Subservicer and arrange for any servicing responsibilities to be performed by a successor Subservicer meeting the requirements in the preceding paragraph, provided, however, that nothing contained herein shall be deemed to prevent or prohibit the Company, at the Companys option, from electing to service the related Mortgage Loans itself. In the event that the Companys responsibilities and duties under this Agreement are
terminated pursuant to Section 9.04, 10.01 or 11.02, and if requested to do so by the Purchaser, the Company shall at its own cost and expense terminate the rights and responsibilities of the Subservicer as soon as is reasonably possible. The Company shall pay all fees, expenses or penalties necessary in order to terminate the rights and responsibilities of the Subservicer from the Companys own funds without reimbursement from the Purchaser. 33 Notwithstanding any of the provisions of this Agreement relating to agreements or arrangements between the Company and the Subservicer or any reference herein to actions taken through the Subservicer or otherwise, the Company shall not be relieved of its obligations to the Purchaser and shall be obligated to the same extent and under the same terms and conditions as if it alone were servicing and administering the Mortgage Loans. The Company shall be entitled to enter into an agreement with the Subservicer for indemnification of the Company by the Subservicer and nothing contained in this Agreement shall be deemed to limit or modify such indemnification. Any Subservicing Agreement and any other transactions or services relating to the Mortgage Loans involving the Subservicer shall be deemed to be between the Subservicer and Company alone, and the Purchaser shall have no obligations, duties or liabilities with respect to the Subservicer including no obligation, duty or liability of Purchaser to pay the Subservicers fees and expenses. For purposes of distributions and advances by the Company pursuant to this Agreement, the Company shall be deemed to have received a payment on a Mortgage Loan when the Subservicer has received such payment. Liquidation of Mortgage Loans. In the event that any payment due under any Mortgage Loan and not postponed pursuant to Section 4.01 is not paid when the same becomes due and payable, or in the event the Mortgagor fails to perform any other covenant or obligation under the Mortgage Loan and such failure continues beyond any applicable grace period, the Company shall take such action as (1) the Company would take under similar circumstances with respect to a similar mortgage loan held for its own account for investment, (2) shall be consistent with Accepted Servicing Practices, (3) the Company shall determine prudently to be in the best interest of Purchaser, and (4) is consistent with any related PMI Policy. In the event that any payment due under any Mortgage Loan is not postponed pursuant to Section 4.01 and remains delinquent for a period of 90 days or any other default continues for a period of 90 days beyond the expiration of any grace or cure period, the Company shall commence foreclosure proceedings, provided that, prior to commencing foreclosure proceedings, the Company shall notify the Purchaser in writing of the Companys intention to do so, and the Company shall not commence foreclosure proceedings if the Purchaser objects to such action within 10 Business Days of receiving such notice. In the event the Purchaser objects to such foreclosure action, the Company shall not be required to make Monthly Advances with respect to such Mortgage Loan, pursuant to Section 5.03, and the Companys obligation to make such Monthly Advances shall terminate on the 90th day referred to above. In such connection, the Company shall from its own funds make all necessary and proper Servicing Advances, provided, however, that the Company shall not be required to expend its own funds in connection with any foreclosure or towards the restoration or preservation of any Mortgaged Property, unless it shall determine (a) that such preservation, restoration and/or foreclosure will increase the proceeds of liquidation of the Mortgage Loan to Purchaser after reimbursement to itself for such expenses and (b) that such expenses will be recoverable by it either through Liquidation Proceeds (respecting which it shall have priority for purposes of withdrawals from the Custodial Account pursuant to Section 4.05) or through Insurance Proceeds (respecting which it shall have similar priority). 34 Notwithstanding anything to the contrary contained herein, in connection with a foreclosure or acceptance of a deed in lieu of foreclosure, in the event the Company has reasonable cause to believe that a Mortgaged Property is contaminated by hazardous or toxic substances or wastes, or if the Purchaser otherwise requests an environmental inspection or review of such Mortgaged Property to be conducted by a qualified inspector. Upon completion of the inspection, the Company shall promptly provide the Purchaser with a written report of the environmental inspection. After reviewing the environmental inspection report, the Purchaser shall determine how the Company shall proceed with respect to the Mortgaged Property. In the event (a) the environmental inspection report indicates that the Mortgaged Property is contaminated by hazardous or toxic substances or wastes and (b) the Purchaser directs the Company to proceed with foreclosure or acceptance of a deed in lieu of foreclosure, the Company shall be reimbursed for all costs associated with such foreclosure or acceptance of a deed in lieu of foreclosure and any related environmental clean up costs, as applicable, from the related Liquidation Proceeds, or if the Liquidation Proceeds are insufficient to fully reimburse the Company, the Company shall be entitled to be reimbursed from amounts in the Custodial Account pursuant to Section 4.05 hereof. In the event the Purchaser directs the Company not to proceed with foreclosure or acceptance of a deed in lieu of foreclosure, the Company shall be reimbursed
for all Servicing Advances made with respect to the related Mortgaged Property from the Custodial Account pursuant to Section 4.05 hereof. Collection of Mortgage Loan Payments. Continuously from the date hereof until the principal and interest on all Mortgage Loans are paid in full, the Company shall proceed diligently to collect all payments due under each of the Mortgage Loans when the same shall become due and payable and shall take special care in ascertaining and estimating Escrow Payments and all other charges that will become due and payable with respect to the Mortgage Loan and the Mortgaged Property, to the end that the installments payable by the Mortgagors will be sufficient to pay such charges as and when they become due and payable. Establishment of and Deposits to Custodial Account. The Company shall segregate and hold all funds collected and received pursuant to a Mortgage Loan separate and apart from any of its own funds and general assets and shall establish and maintain one or more Custodial Accounts, in the form of time deposit or demand accounts, titled Countrywide Home Loans, Inc. in trust for EMC Mortgage Corporation, as purchaser of Residential Adjustable Rate Mortgage Loans and various Mortgagors. The Custodial Account shall be established with a Qualified Depository acceptable to the Purchaser. Any funds deposited in the Custodial Account shall at all times be fully insured to the full extent permitted under applicable law. Funds deposited in the Custodial Account may be drawn on by the Company in accordance with Section 4.05. The creation of any Custodial Account shall be evidenced by a certification in the form of Exhibit D-1 hereto, in the case of an account established with the Company, or by a letter agreement in the form of Exhibit D-2 hereto, in the case of an account held by a depository other than the Company. A copy of such certification or letter agreement shall be furnished to the Purchaser and, upon request, to any subsequent Purchaser. 35 The Company shall deposit in the Custodial Account within two Business Days of receipt, and retain therein, the following collections received by the Company and payments made by the Company after the related Cut-off Date, (other than payments of principal and interest due on or before the related Cut-off Date, or received by the Company prior to the related Cut-off Date but allocable to a period subsequent thereto or with respect to each LPMI Loan, in the amount of the LPMI Fee): all payments on account of principal on the Mortgage Loans, including all Principal Prepayments; all payments on account of interest on the Mortgage Loans adjusted to the Mortgage Loan Remittance Rate; all Liquidation Proceeds; 4.10, all Insurance Proceeds Section 4.11, Section 4.14 and Section 4.15; including amounts required to be deposited pursuant to Section
Mortgaged
all Condemnation Proceeds which are not applied to the Property or released to the Mortgagor in accordance with Section 4.14;
restoration
or repair of the
any amount required to be deposited in the Custodial Account pursuant to Section 4.01, 4.09, 5.03, 6.01 or 6.02; any amounts payable in connection with the repurchase of any Mortgage Loan pursuant to Section 3.03, 3.05 or 3.07 and all amounts required to be deposited by the Company in connection with a shortfall in principal amount of any Qualified Substitute Mortgage Loan pursuant to Section 3.03; with respect to each Principal Prepayment in full or in part, the Prepayment Interest Shortfall Amount, if any, for the month of distribution. Such deposit shall be made from the Companys own funds, without reimbursement therefor up to a maximum amount per month of the Servicing Fee actually received for such month for the Mortgage Loans; 36 any amounts required to be deposited by the Company deductible clause in any blanket hazard insurance policy; and pursuant to Section 4.11 in connection
with the
Proceeds
any amounts received with respect to or related to any REO Property and all REO Disposition pursuant to Section 4.16.
The foregoing requirements for deposit into the Custodial Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of late payment charges and assumption fees, to the extent permitted by Section 6.01, need not be deposited by the Company into the Custodial Account. Any interest paid on funds deposited in the Custodial Account by the depository institution shall accrue to the benefit of the Company and the Company shall be entitled to retain and withdraw such interest from the Custodial Account pursuant to Section 4.05. Permitted Withdrawals From Custodial Account.
The Company shall, from time to time, withdraw funds from the Custodial Account for the following purposes: to make payments to the Purchaser in the amounts and in the manner provided for in Section 5.01; to reimburse itself for Monthly Advances of the Companys funds made pursuant to 5.03, the Companys right to reimburse itself pursuant to this subclause (ii) being limited to amounts received on the related Mortgage Loan which represent late payments of principal and/or interest respecting which any such advance was made, it being understood that, in the case of any such reimbursement, the Companys right thereto shall be prior to the rights of Purchaser, except that, where the Company is required to repurchase a Mortgage Loan pursuant to Section 3.03, 3.05, 3.07 or 6.02, the Companys right to such reimbursement shall be subsequent to the payment to the Purchaser of the Repurchase Price pursuant to such sections and all other amounts required to be paid to the Purchaser with respect to such Mortgage Loan; Section to reimburse itself for unreimbursed Servicing Advances, and for any unpaid Servicing Fees, the Companys right to reimburse itself pursuant to this subclause (iii) with respect to any Mortgage Loan being limited to related Liquidation Proceeds, Condemnation Proceeds, Insurance Proceeds and such other amounts as may be collected by the Company from the Mortgagor or otherwise relating to the Mortgage Loan, it being understood that, in the case of any such reimbursement, the Companys right thereto shall be prior to the rights of Purchaser except where the Company is required to repurchase a Mortgage Loan pursuant to Section 3.03, 3.05, 3.07 or 6.02, in which case the Companys right to such reimbursement shall be subsequent to the payment to the Purchasers of the Repurchase Price pursuant to such sections and all other amounts required to be paid to the Purchasers with respect to such Mortgage Loan; to pay itself interest on funds deposited in the Custodial Account; 37 to reimburse itself for expenses incurred and reimbursable to it pursuant to Section 9.01; to pay any amount required to be paid pursuant to Section 4.16 related to any REO Property, understood that in the case of any such expenditure or withdrawal related to a particular REO Property, the amount of such expenditure or withdrawal from the Custodial Account shall be limited to amounts on deposit in the Custodial Account with respect to the related REO Property; it being to clear and terminate the Custodial Account upon the termination of this Agreement; and to withdraw funds deposited in error. In the event that the Custodial Account is interest bearing, on each Remittance Date, the Company shall withdraw all funds from the Custodial Account except for those amounts which, pursuant to Section 5.01, the Company is not obligated to remit on such Remittance Date. The Company may use such withdrawn funds only for the purposes described in this Section 4.05. Establishment of and Deposits to Escrow Account. The Company shall segregate and hold all funds collected and received pursuant to a Mortgage Loan constituting Escrow Payments separate and apart from any of its own funds and general assets and shall establish and maintain one or more Escrow Accounts, in the form of time deposit or demand accounts, titled, Countrywide Home Loans, Inc., in trust for the EMC Mortgage Corporation, as purchaser of Residential Adjustable Rate Mortgage Loans and various Mortgagors. The Escrow Accounts shall be established with a Qualified Depository, in a manner which shall provide maximum available insurance thereunder. Funds deposited in the Escrow Account may be drawn on by the Company in accordance with Section 4.07. The creation of any Escrow Account shall be evidenced by a certification in the form of Exhibit E-1 hereto, in the case of an account established with the Company, or by a letter agreement in the form of Exhibit E-2 hereto, in the case of an account held by a depository other than the Company. A copy of such certification shall be furnished to the Purchaser and, upon request, to any subsequent Purchaser. The Company shall deposit in the Escrow Account or Accounts within two Business Days of receipt, and retain therein: all Escrow Payments collected on account of the Mortgage Loans, timely payment of any such items as required under the terms of this Agreement; and all amounts representing to the restoration or repair of any Mortgaged Property. Insurance Proceeds or Condemnation for the purpose of effecting
Proceeds which are to be applied
The Company shall make withdrawals from the Escrow Account only to effect such payments as are required under this Agreement, as set forth in Section 4.07. The Company shall be entitled to retain any interest paid on funds deposited in the Escrow Account by the depository institution, other than interest on escrowed funds required by law to be paid to the Mortgagor. To the extent required by law, the Company shall pay interest on escrowed funds to the Mortgagor notwithstanding that the Escrow Account may
be non-interest bearing or that interest paid thereon is insufficient for such purposes. 38 Permitted Withdrawals From Escrow Account. Withdrawals from the Escrow Account or Accounts may be made by the Company only: to effect timely payments of ground rents, taxes, assessments, water rates, mortgage premiums, condominium charges, fire and hazard insurance premiums or other items constituting Escrow Payments for the related Mortgage; insurance to reimburse the Company for any Servicing Advances made by the Company pursuant to Section 4.08 with respect to a related Mortgage Loan, but only from amounts received on the related Mortgage Loan which represent late collections of Escrow Payments thereunder; to refund to any under the terms of the related Mortgage Loan; Mortgagor any funds found to be in excess of the amounts required
for transfer to the Custodial Account and application to reduce the the Mortgage Loan in accordance with the terms of the related Mortgage and Mortgage Note; for application to restoration or repair of the Mortgaged procedures outlined in Section 4.14; the funds to pay to the Company, deposited in the Escrow Account; or any Mortgagor to the extent
principal
balance of
Property in accordance with the
required by law, any interest paid on
to clear and terminate the Escrow Account on the termination of this Agreement; and to withdraw funds deposited in error. Payment of Taxes, Insurance and Other Charges. With respect to each Mortgage Loan, the Company shall maintain accurate records reflecting the status of ground rents, taxes, assessments, water rates, sewer rents, and other charges which are or may become a lien upon the Mortgaged Property and the status of PMI Policy premiums and fire and hazard insurance coverage and shall obtain, from time to time, all bills for the payment of such charges (including renewal premiums) and shall effect payment thereof prior to the applicable penalty or termination date, employing for such purpose deposits of the Mortgagor in the Escrow Account which shall have been estimated and accumulated by the Company in amounts sufficient for such purposes, as allowed under the terms of the Mortgage. To the extent that a Mortgage does not provide for Escrow Payments, the Company shall determine that any such payments are made by the Mortgagor at the time they first become due. The Company assumes full responsibility for the timely payment of all such bills and shall effect timely payment of all such charges irrespective of each Mortgagors faithful performance in the payment of same or the making of the Escrow Payments, and the Company shall make advances from its own funds to effect such payments. 39 Protection of Accounts. The Company may transfer the Custodial Account or the Escrow Account to a different Qualified Depository from time to time. Upon any such transfer, the Company shall promptly notify the Purchaser and deliver to the Purchaser a Custodial Account Certification or Escrow Account Certification (as applicable) in the form of Exhibit D-1 or E-1 to this agreement. The Company shall bear any expenses, losses or damages the Custodial Account and/or the Escrow Account are not demand deposit accounts. sustained by the Purchaser because
Amounts on deposit in the Custodial Account and the Escrow Account may at the option of the Company be invested in Eligible Investments; provided that in the event that amounts on deposit in the Custodial Account or the Escrow Account exceed the amount fully insured by the FDIC (the Insured Amount) the Company shall be obligated to invest the excess amount over the Insured Amount in Eligible Investments on the same Business Day as such excess amount becomes present in the Custodial Account or the Escrow Account. Any such Eligible Investment shall mature no later than the Determination Date next following the date of such Eligible Investment, provided, however, that if such Eligible Investment is an obligation of a Qualified Depository (other than the Company) that maintains the Custodial Account or the Escrow Account, then such Eligible Investment may mature on such Remittance Date. Any such Eligible Investment shall be made in the name of the Company in trust for the benefit of the Purchaser. All income on or gain realized from any such Eligible Investment shall be for the benefit of the Company and may be withdrawn at any time by the Company. Any losses incurred in respect of any such investment shall be deposited in the Custodial Account or the Escrow Account, by the Company out of its own funds immediately as realized. Maintenance of Hazard Insurance. The Company shall cause to be maintained for each Mortgage Loan hazard insurance such that all
buildings upon the Mortgaged Property are insured by a generally acceptable insurer rated A:VI or better in the current Bests Key Rating Guide (Bests) against loss by fire, hazards of extended coverage and such other hazards as are customary in the area where the Mortgaged Property is located, in an amount which is at least equal to the lesser of (i) the replacement value of the improvements securing such Mortgage Loan and (ii) the greater of (a) the outstanding principal balance of the Mortgage Loan and (b) an amount such that the proceeds thereof shall be sufficient to prevent the Mortgagor or the loss payee from becoming a co-insurer. 40 If a Mortgaged Property is located in an area identified in the Federal Register by the Flood Emergency Management Agency as having special flood hazards (and such flood insurance has been made available) a flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance Administration is in effect with a generally acceptable insurance carrier rated A:VI or better in Bests in an amount representing coverage equal to the lesser of (i) the minimum amount required, under the terms of coverage, to compensate for any damage or loss on a replacement cost basis (or the unpaid balance of the mortgage if replacement cost coverage is not available for the type of building insured) and (ii) the maximum amount of insurance which is available under the Flood Disaster Protection Act of 1973, as amended. If at any time during the term of the Mortgage Loan, the Company determines in accordance with applicable law and pursuant to the Fannie Mae Guides that a Mortgaged Property is located in a special flood hazard area and is not covered by flood insurance or is covered in an amount less than the amount required by the Flood Disaster Protection Act of 1973, as amended, the Company shall notify the related Mortgagor that the Mortgagor must obtain such flood insurance coverage, and if said Mortgagor fails to obtain the required flood insurance coverage within fortyfive (45) days after such notification, the Company shall immediately force place the required flood insurance on the Mortgagors behalf. If a Mortgage is secured by a unit in a condominium project, the Company shall verify that the coverage required of the owners association, including hazard, flood, liability, and fidelity coverage, is being maintained in accordance with then current Fannie Mae requirements, and secure from the owners association its agreement to notify the Company promptly of any change in the insurance coverage or of any condemnation or casualty loss that may have a material effect on the value of the Mortgaged Property as security. The Company shall cause to be maintained on each Mortgaged Property earthquake or such other or additional insurance as may be required pursuant to such applicable laws and regulations as shall at any time be in force and as shall require such additional insurance, or pursuant to the requirements of any private mortgage guaranty insurer, or as may be required to conform with Accepted Servicing Practices. In the event that any Purchaser or the Company shall determine that the Mortgaged Property should be insured against loss or damage by hazards and risks not covered by the insurance required to be maintained by the Mortgagor pursuant to the terms of the Mortgage, the Company shall communicate and consult with the Mortgagor with respect to the need for such insurance and bring to the Mortgagors attention the desirability of protection of the Mortgaged Property. All policies required hereunder shall name the Company as loss payee and shall be endorsed with standard or union mortgagee clauses, without contribution, which shall provide for at least 30 days prior written notice of any cancellation, reduction in amount or material change in coverage. The Company shall not interfere with the Mortgagors freedom of choice in selecting either his insurance carrier or agent, provided, however, that the Company shall not accept any such insurance policies from insurance companies unless such companies are rated A:VI or better in Bests and are licensed to do business in the jurisdiction in which the Mortgaged Property is located. The Company shall determine that such policies provide sufficient risk coverage and amounts, that they insure the property owner, and that they properly describe the property address. The Company shall furnish to the Mortgagor a formal notice of expiration of any such insurance in sufficient time for the Mortgagor to arrange for renewal coverage by the expiration date. 41 Pursuant to Section 4.04, any amounts collected by the Company under any such policies (other than amounts to be deposited in the Escrow Account and applied to the restoration or repair of the related Mortgaged Property, or property acquired in liquidation of the Mortgage Loan, or to be released to the Mortgagor, in accordance with the Companys normal servicing procedures as specified in Section 4.14) shall be deposited in the Custodial Account subject to withdrawal pursuant to Section 4.05. Maintenance of Mortgage Impairment Insurance. In the event that the Company shall obtain and maintain a blanket policy insuring against losses arising from fire and hazards covered under extended coverage on all of the Mortgage Loans, then, to the extent such policy provides coverage in an amount equal to the amount required pursuant to Section 4.10 and otherwise complies with all other requirements
of Section 4.10, it shall conclusively be deemed to have satisfied its obligations as set forth in Section 4.10. Any amounts collected by the Company under any such policy relating to a Mortgage Loan shall be deposited in the Custodial Account subject to withdrawal pursuant to Section 4.05. Such policy may contain a deductible clause, in which case, in the event that there shall not have been maintained on the related Mortgaged Property a policy complying with Section 4.10, and there shall have been a loss which would have been covered by such policy, the Company shall deposit in the Custodial Account at the time of such loss the amount not otherwise payable under the blanket policy because of such deductible clause, such amount to deposited from the Companys funds, without reimbursement therefor. Upon request of any Purchaser, the Company shall cause to be delivered to such Purchaser a certified true copy of such policy and a statement from the insurer thereunder that such policy shall in no event be terminated or materially modified without 30 days prior written notice to such Purchaser. Maintenance of Fidelity Bond and Errors and Omissions Insurance. The Company shall maintain with responsible companies, at its own expense, a blanket Fidelity Bond and an Errors and Omissions Insurance Policy, with broad coverage on all officers, employees or other persons acting in any capacity requiring such persons to handle funds, money, documents or papers relating to the Mortgage Loans (Company Employees). Any such Fidelity Bond and Errors and Omissions Insurance Policy shall be in the form of the Mortgage Bankers Blanket Bond and shall protect and insure the Company against losses, including forgery, theft, embezzlement, fraud, errors and omissions and negligent acts of such Company Employees. Such Fidelity Bond and Errors and Omissions Insurance Policy also shall protect and insure the Company against losses in connection with the release or satisfaction of a Mortgage Loan without having obtained payment in full of the indebtedness secured thereby. No provision of this Section 4.12 requiring such Fidelity Bond and Errors and Omissions Insurance Policy shall diminish or relieve the Company from its duties and obligations as set forth in this Agreement. The minimum coverage under any such bond and insurance policy shall be acceptable to Fannie Mae or Freddie Mac. Upon the request of any Purchaser, the Company shall cause to be delivered to such Purchaser a certified true copy of such fidelity bond and insurance policy and a statement from the surety and the insurer that such fidelity bond and insurance policy shall in no event be terminated or materially modified without 30 days prior written notice to the Purchaser. 42 Inspections. The Company shall inspect the Mortgaged Property as often as deemed necessary by the Company to assure itself that the value of the Mortgaged Property is being preserved. In addition, if any Mortgage Loan is more than 60 days delinquent, the Company immediately shall inspect the Mortgaged Property and shall conduct subsequent inspections in accordance with Accepted Servicing Practices or as may be required by the primary mortgage guaranty insurer. The Company shall keep a written report of each such inspection. Restoration of Mortgaged Property. The Company need not obtain the approval of the Purchaser prior to releasing any Insurance Proceeds or Condemnation Proceeds to the Mortgagor to be applied to the restoration or repair of the Mortgaged Property if such release is in accordance with Accepted Servicing Practices. At a minimum, the Company shall comply with the following conditions in connection with any such release of Insurance Proceeds or Condemnation Proceeds: the Company shall receive satisfactory and issuance of any required approvals with respect thereto; Mortgage, independent verification of completion of repairs
the Company shall take all steps necessary to preserve the priority of the lien of the including, but not limited to requiring waivers with respect to mechanics and materialmens liens; the Company shall verify that the Mortgage Loan is not in default; and
pending repairs or Condemnation Proceeds in the Custodial Account.
restoration,
the Company shall place the Insurance
Proceeds or
If the Purchaser is named as an additional loss payee, endorse any loss draft issued in respect of such a claim in the name of the Purchaser. Maintenance of PMI and LPMI Policy; Claims.
the Company is hereby
empowered to
(a) With respect to each Mortgage Loan with a LTV in excess of 95%, the Company shall: (i) with respect to Mortgage Loans which are not LPMI Loans, in accordance with state and federal laws and without any cost to the Purchaser, maintain or cause the Mortgagor to maintain in full force and effect a PMI Policy with a minimum of 35% coverage insuring that portion of the Mortgage Loan in excess of 68% (or such other percentage as stated in the related Acknowledgment Agreement) of value, and shall pay or shall cause the Mortgagor to pay the premium thereon on a timely basis, until the LTV of such Mortgage Loan is reduced to 80%. In the event that such PMI Policy shall be terminated, the
Company shall obtain from another Qualified Insurer a comparable replacement policy, with a total coverage equal to the remaining coverage of such terminated PMI Policy, at substantially the same fee level. If the insurer shall cease to be a Qualified Insurer, the Company shall determine whether recoveries under the PMI Policy are jeopardized for reasons related to the financial condition of such insurer, it being understood that the Company shall in no event have any responsibility or liability for any failure to recover under the PMI Policy for such reason. If the Company determines that recoveries are so jeopardized, it shall notify the Purchaser and the Mortgagor, if required, and obtain from another Qualified Insurer a replacement insurance policy. The Company shall not take any action which would result in noncoverage under any applicable PMI Policy of any loss which, but for the actions of the Company would have been covered thereunder. In connection with any assumption or substitution agreement entered into or to be entered into pursuant to Section 4.01, the Company shall promptly notify the insurer under the related PMI Policy, if any, of such assumption or substitution of liability in accordance with the terms of such PMI Policy and shall take all actions which may be required by such insurer as a condition to the continuation of coverage under such PMI Policy. If such PMI Policy is terminated as a result of such assumption or substitution of liability, the Company shall obtain a replacement PMI Policy as provided above. 43 (ii) with respect to LPMI Loans, maintain in full force and effect an LPMI Policy insuring that portion of the Mortgage Loan with a minimum of 35% coverage insuring that portion of the Mortgage Loan in excess of 68% (or such other percentage as stated in the related Acknowledgment Agreement) of value, and from time to time, withdraw the LPMI Fee with respect to such LPMI Loan from the Custodial Account in order to pay the premium thereon on a timely basis, until the LTV of such Mortgage Loan is reduced to 80%. In the event that the interest payments made with respect to any LPMI Loan are less than the LPMI Fee, the Company shall advance from its own funds the amount of any such shortfall in the LPMI Fee, in payment of the premium on the related LPMI Policy. Any such advance shall be a Servicing Advance subject to reimbursement pursuant to the provisions on Section 2.05. In the event that such LPMI Policy shall be terminated, the Company shall obtain from another Qualified Insurer a comparable replacement policy, with a total coverage equal to the remaining coverage of such terminated LPMI Policy, at substantially the same fee level. If the insurer shall cease to be a Qualified Insurer, the Company shall determine whether recoveries under the LPMI Policy are jeopardized for reasons related to the financial condition of such insurer, it being understood that the Company shall in no event have any responsibility or liability for any failure to recover under the LPMI Policy for such reason. If the Company determines that recoveries are so jeopardized, it shall notify the Purchaser and the Mortgagor, if required, and obtain from another Qualified Insurer a replacement insurance policy. The Company shall not take any action which would result in noncoverage under any applicable LPMI Policy of any loss which, but for the actions of the Company would have been covered thereunder. In connection with any assumption or substitution agreement entered into or to be entered into pursuant to Section 6.01, the Company shall promptly notify the insurer under the related LPMI Policy, if any, of such assumption or substitution of liability in accordance with the terms of such LPMI Policy and shall take all actions which may be required by such insurer as a condition to the continuation of coverage under such PMI Policy. If such LPMI Policy is terminated as a result of such assumption or substitution of liability, the Company shall obtain a replacement LPMI Policy as provided above. 44 (b) In connection with its activities as servicer, the Company agrees to prepare and present, on behalf of itself and the Purchaser, claims to the insurer under any PMI Policy or LPMI Policy in a timely fashion in accordance with the terms of such PMI Policy or LPMI Policy and, in this regard, to take such action as shall be necessary to permit recovery under any PMI Policy or LPMI Policy respecting a defaulted Mortgage Loan. Pursuant to Section 4.04, any amounts collected by the Company under any PMI Policy or LPMI Policy shall be deposited in the Custodial Account, subject to withdrawal pursuant to Section 4.05. (c) Purchaser, in its sole discretion, at any time, may (i) either obtain an additional PMI Policy on any Mortgage Loan which already has a PMI Policy in place, or (ii) obtain a PMI Policy for any Mortgage Loan which does not already have a PMI Policy in place. In any event, the Company agrees to administer such PMI Policies in accordance with the Agreement or any Reconstitution Agreement. Title, Management and Disposition of REO Property. In the event that title to any Mortgaged Property is acquired in foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale shall be taken in the name of the Purchaser, or in the event the Purchaser is not authorized or permitted to hold title to real property in the state where the REO Property is located, or would be adversely affected under the doing business or tax laws of such state by so holding title, the deed or certificate of sale shall be taken in the name of such Person or Persons as shall be consistent with an Opinion of Counsel obtained by the Company from any attorney duly licensed to practice law in
the state where the REO Property is located. The Person or Persons shall acknowledge in writing that such title is being held as nominee for the Purchaser.
holding such title other than the Purchaser
The Company shall manage, conserve, protect and operate each REO Property for the Purchaser solely for the purpose of its prompt disposition and sale. The Company, either itself or through an agent selected by the Company, shall manage, conserve, protect and operate the REO Property in the same manner that it manages, conserves, protects and operates other foreclosed property for its own account, and in the same manner that similar property in the same locality as the REO Property is managed. The Company shall attempt to sell the same (and may temporarily rent the same for a period not greater than one year, except as otherwise provided below) on such terms and conditions as the Company deems to be in the best interest of the Purchaser. The Company shall use its best efforts to dispose of the REO Property as soon as possible and shall sell such REO Property in any event within one year after title has been taken to such REO Property, unless (i) (A) a REMIC election has not been made with respect to the arrangement under which the Mortgage Loans and the REO Property are held, and (ii) the Company determines, and gives an appropriate notice to the Purchaser to such effect, that a longer period is necessary for the orderly liquidation of such REO Property. If a period longer than one year is permitted under the foregoing sentence and is necessary to sell any REO Property the Company shall report monthly to the Purchaser as to the progress being made in selling such REO Property. 45 The Company shall also maintain on each REO Property fire and hazard insurance with extended coverage in amount which is at least equal to the maximum insurable value of the improvements which are a part of such property, liability insurance and, to the extent required and available under the Flood Disaster Protection Act of 1973, as amended, flood insurance in the amount required above. The disposition of REO Property shall be carried out by the Company at such price, and upon such terms and conditions, as the Company deems to be in the best interests of the Purchaser. The proceeds of sale of the REO Property shall be promptly deposited in the Custodial Account. As soon as practical thereafter the expenses of such sale shall be paid and the Company shall reimburse itself for any related unreimbursed Servicing Advances, unpaid Servicing Fees and unreimbursed advances made pursuant to Section 5.03, and on the Remittance Date immediately following the Principal Prepayment Period in which such sale proceeds are received the net cash proceeds of such sale remaining in the Custodial Account shall be distributed to the Purchaser. The Company shall withdraw the Custodial Account funds necessary for the proper operation, management and maintenance of the REO Property, including the cost of maintaining any hazard insurance pursuant to Section 4.10 and the fees of any managing agent of the Company, a Subservicer, or the Company itself. The REO management fee shall be an amount that is reasonable and customary in the area where the Mortgaged Property is located. The Company shall make monthly distributions on each Remittance Date to the Purchasers of the net cash flow from the REO Property (which shall equal the revenues from such REO Property net of the expenses described in this Section 4.16 and of any reserves reasonably required from time to time to be maintained to satisfy anticipated liabilities for such expenses). Real Estate Owned Reports. Together with the statement furnished pursuant to Section 5.02, the Company shall furnish to the Purchaser on or before the Remittance Date each month a statement with respect to any REO Property covering the operation of such REO Property for the previous month and the Companys efforts in connection with the sale of such REO Property and any rental of such REO Property incidental to the sale thereof for the previous month. That statement shall be accompanied by such other information as the Purchaser shall reasonably request. Liquidation Reports. Upon the foreclosure sale of any Mortgaged Property or the acquisition thereof by the Purchaser pursuant to a deed in lieu of foreclosure, the Company shall submit to the Purchaser a liquidation report with respect to such Mortgaged Property. 46 Reports of Foreclosures and Abandonments of Mortgaged Property. Following the foreclosure sale or abandonment of any Mortgaged report such foreclosure or abandonment as required pursuant to Section 6050J of the Code. Notification of Adjustments. With respect to each Mortgage Loan, the Company shall adjust the Mortgage Interest Rate on the related Interest Rate Adjustment Date and shall adjust the Monthly Payment on the related Payment Adjustment Date in compliance with the requirements of applicable law and the related Mortgage and Mortgage Note. If, pursuant to the terms of the Mortgage Note, Property, the Company shall
another index is selected for determining the Mortgage Interest Rate, the same index will be used with respect to each Mortgage Note which requires a new index to be selected, provided that such selection does not conflict with the terms of the related Mortgage Note. The Company shall execute and deliver any and all necessary notices required under applicable law and the terms of the related Mortgage Note and Mortgage regarding the Mortgage Interest Rate and the Monthly Payment adjustments. The Company shall promptly upon written request thereof, deliver to the Purchaser such notifications and any additional applicable data regarding such adjustments and the methods used to calculate and implement such adjustments. Upon the discovery by the Company, or the Purchaser that the Company has failed to adjust a Mortgage Interest Rate or a Monthly Payment pursuant to the terms of the related Mortgage Note and Mortgage, the Company shall immediately deposit in the Custodial Account from its own funds the amount of any interest loss caused the Purchaser thereby. PAYMENTS TO PURCHASER Remittances. On each Remittance Date the Company shall remit by wire transfer of immediately available funds to the Purchaser (a) all amounts deposited in the Custodial Account as of the close of business on the Determination Date (net of charges against or withdrawals from the Custodial Account pursuant to Section 4.05), plus (b) all amounts, if any, which the Company is obligated to distribute pursuant to Section 5.03, minus (c) any amounts attributable to Principal Prepayments received after the applicable Principal Prepayment Period which amounts shall be remitted on the following Remittance Date, together with any additional interest required to be deposited in the Custodial Account in connection with such Principal Prepayment in accordance with Section 4.04(viii), and minus (d) any amounts attributable to Monthly Payments collected but due on a Due Date or Dates subsequent to the first day of the month of the Remittance Date, which amounts shall be remitted on the Remittance Date next succeeding the Due Period for such amounts. With respect to any remittance received by the Purchaser after the second Business Day following the Business Day on which such payment was due, the Company shall pay to the Purchaser interest on any such late payment at an annual rate equal to the Prime Rate, adjusted as of the date of each change, plus three percentage points, but in no event greater than the maximum amount permitted by applicable law. Such interest shall be deposited in the Custodial Account by the Company on the date such late payment is made and shall cover the period commencing with the day following such second Business Day and ending with the Business Day on which such payment is made, both inclusive. Such interest shall be remitted along with the distribution payable on the next succeeding Remittance Date. The payment by the Company of any such interest shall not be deemed an extension of time for payment or a waiver of any Event of Default by the Company. 47 Statements to Purchaser. Not later than the 10th day of each calendar month, the Company shall furnish to the Purchaser a Monthly Remittance Advice, with a trial balance report attached thereto, in the form of Exhibit F annexed hereto electronic medium mutually acceptable to the parties as to the preceding calendar month and the Due Period in the month of remittance In addition, not more than 60 days after the end of each calendar year, the Company shall furnish to each Person who was a Purchaser at any time during such calendar year an annual statement in accordance with the requirements of applicable federal income tax law as to the aggregate of remittances for the applicable portion of such year. Nothing in this Section 5.02 shall be deemed to require the Company to prepare any federal income tax return on Internal Revenue Service Form 1066, U.S. Real Estate Mortgage Investment Conduit Income Tax Return, including Schedule Q thereto, Quarterly Notice to Residual Interest Holders of REMIC Taxable Income or Net Loss Allocation, or any successor forms, to be filed on behalf of any REMIC under the REMIC Provisions. Monthly Advances by Company. On the Business Day immediately preceding each Remittance Date, either (a) the Company shall deposit in the Custodial Account from its own funds or (b) if funds are on deposit in the Custodial Account which are not required to be remitted on the related Remittance Date, the Company may make an appropriate entry in its records that such funds shall be applied toward the related Monthly Advance (provided, that any funds so applied shall be replaced by the Company no later than the Business Day immediately preceding the next Remittance Date), in each case, in an aggregate amount equal to all Monthly Payments (with interest adjusted to the Mortgage Loan Remittance Rate) which were due on the Mortgage Loans during the applicable Due Period and which were delinquent at the close of business on the immediately preceding Determination Date or which were deferred pursuant to Section 4.01. The Companys obligation to make such Monthly Advances as to any Mortgage Loan will continue through the last Monthly Payment due prior to the payment in full of the Mortgage Loan, or through the last Remittance Date prior to the Remittance Date for the distribution of all Liquidation Proceeds and other payments or recoveries (including Insurance Proceeds and
Condemnation Proceeds) with respect to the Mortgage Loan. In no event shall the Company be obligated to make an advance under this section 5.03 if at the time of such advance it deems such advance to be non-recoverable. The Company shall promptly deliver an officers certificate to the Purchaser upon determining that any advance is non-recoverable. In the event that upon liquidation of the Mortgage Loan, the Liquidation Proceeds are insufficient to reimburse the Company for any Monthly Advances, the Company shall notify the related Purchaser of such shortfall by registered mail with sufficient supporting documentation and shall have the right to deduct such shortfall from the next remittance to be paid to the related Purchaser. 48 GENERAL SERVICING PROCEDURES Transfers of Mortgaged Property. The Company shall use its best efforts to enforce any due-on-sale provision contained in any Mortgage or Mortgage Note and to deny assumption by the person to whom the Mortgaged Property has been or is about to be sold whether by absolute conveyance or by contract of sale, and whether or not the Mortgagor remains liable on the Mortgage and the Mortgage Note. When the Mortgaged Property has been conveyed by the Mortgagor, the Company shall, to the extent it has knowledge of such conveyance, exercise its rights to accelerate the maturity of such Mortgage Loan under the due-on-sale clause applicable thereto, provided, however, that the Company shall not exercise such rights if prohibited by law from doing so or if the exercise of such rights would impair or threaten to impair any recovery under the related PMI or LPMI Policy, if any. If the Company reasonably believes it is unable under applicable law to enforce such due-on-sale clause, the Company shall enter into (i) an assumption and modification agreement with the person to whom such property has been conveyed, pursuant to which such person becomes liable under the Mortgage Note and the original Mortgagor remains liable thereon or (ii) in the event the Company is unable under applicable law to require that the original Mortgagor remain liable under the Mortgage Note and the Company has the prior consent of the primary mortgage guaranty insurer, a substitution of liability agreement with the purchaser of the Mortgaged Property pursuant to which the original Mortgagor is released from liability and the purchaser of the Mortgaged Property is substituted as Mortgagor and becomes liable under the Mortgage Note. If an assumption fee is collected by the Company for entering into an assumption agreement, a portion of such fee, up to an amount equal to one percent (1.0%) of the outstanding principal balance of the related Mortgage Loan, will be retained by the Company as additional servicing compensation, and any portion thereof in excess one percent (1.0%) shall be deposited in the Custodial Account for the benefit of the Purchaser. In connection with any such assumption or substitution of liability, neither the Mortgage Interest Rate borne by the related Mortgage Note, the term of the Mortgage Loan, the Index, the Lifetime Mortgage Interest Rate Cap, the Initial Rate Cap or the Gross Margin of any Mortgage Loan, nor the outstanding principal amount of the Mortgage Loan shall be changed. To the extent that any Mortgage Loan is assumable, the Company shall inquire diligently into the creditworthiness of the proposed transferee, and shall use the underwriting criteria for approving the credit of the proposed transferee which are used by Fannie Mae with respect to underwriting mortgage loans of the same type as the Mortgage Loans. If the credit of the proposed transferee does not meet such underwriting criteria, the Company diligently shall, to the extent permitted by the Mortgage or the Mortgage Note and by applicable law, accelerate the maturity of the Mortgage Loan. 49 Satisfaction of Mortgages and Release of Mortgage Files. Upon the payment in full of any Mortgage Loan, or the receipt by the Company of a notification that payment in full will be escrowed in a manner customary for such purposes, the Company shall notify the Purchaser in the Monthly Remittance Advice as provided in Section 5.02, and may request the release of any Mortgage Loan Documents. In connection with any such prepayment in full, the Company shall comply with all applicable laws regarding satisfaction, release or reconveyance with respect to the Mortgage. If the Company satisfies or releases a Mortgage without first having obtained payment in full of the indebtedness secured by the Mortgage or should the Company otherwise prejudice any rights the Purchaser may have under the mortgage instruments, upon written demand of the Purchaser, the Company shall repurchase the related Mortgage Loan at the Repurchase Price by deposit thereof in the Custodial Account within 2 Business Days of receipt of such demand by the Purchaser. The Company shall maintain the Fidelity Bond and Errors and Omissions Insurance Policy as provided for in Section 4.12 insuring the Company against any loss it may sustain with respect to any Mortgage Loan not satisfied in accordance with the procedures set forth herein. Servicing Compensation. As compensation for its services hereunder, the Company shall be entitled to withdraw from the
Custodial Account or to retain from interest payments on the Mortgage Loans the amount of its Servicing Fee. The Servicing Fee shall be payable monthly and shall be computed on the basis of the same unpaid principal balance and for the period respecting which any related interest payment on a Mortgage Loan is computed. The Servicing Fee shall be payable only at the time of and with respect to those Mortgage Loans for which payment is in fact made of the entire amount of the Monthly Payment. The obligation of the Purchaser to pay the Servicing Fee is limited to, and payable solely from, the interest portion of such Monthly Payments collected by the Company. Additional servicing compensation in the form of assumption fees, to the extent provided in Section 6.01, and late payment charges and Prepayment Penalties, shall be retained by the Company to the extent not required to be deposited in the Custodial Account. The Company shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder and shall not be entitled to reimbursement thereof except as specifically provided for herein. Notwithstanding anything in this Agreement to the contrary, in the event of a Principal Prepayment in full, the Company shall not waive, and shall not permit the waiver of, any Prepayment Penalty or portion thereof required by the terms of the related Mortgage Note unless (i) the Company determines that such waiver would maximize recovery of Liquidations Proceeds for such Mortgage Loan, taking into account the value of such Prepayment Penalty, or (ii) (A) the enforeceability therefore is limited (1) by bankruptcy, insolvency, moratorium, receivership, or other similar law relating to creditors rights generally or (2) due to acceleration in connection with a foreclosure or other involuntary payment or (B) the enforceability is otherwise limited or prohibited by applicable law. 50 Annual Statement as to Compliance. The Company shall deliver to the Purchaser, on or before May 31 each year beginning May 31, 2003, an Officers Certificate, stating that (i) a review of the activities of the Company during the preceding calendar year and of performance under this Agreement has been made under such officers supervision, and (ii) the Company has complied fully with the provisions of Article II and Article IV, and (iii) to the best of such officers knowledge, based on such review, the Company has fulfilled all its obligations under this Agreement throughout such year, or, if there has been a default in the fulfillment of any such obligation, specifying each such default known to such officer and the nature and status thereof and the action being taken by the Company to cure such default. Annual Independent Public Accountants Servicing Report. On or before May 31st of each year beginning May 31, 2003, the Company, at its expense, shall cause a firm of independent public accountants which is a member of the American Institute of Certified Public Accountants to furnish a statement to each Purchaser to the effect that such firm has examined certain documents and records relating to the servicing of the Mortgage Loans and this Agreement and that such firm is of the opinion that the provisions of Article II and Article IV have been complied with, and that, on the basis of such examination conducted substantially in compliance with the Single Attestation Program for Mortgage Bankers, nothing has come to their attention which would indicate that such servicing has not been conducted in compliance therewith, except for (i) such exceptions as such firm shall believe to be immaterial, and (ii) such other exceptions as shall be set forth in such statement. Right to Examine Company Records. The Purchaser shall have the right to examine and audit any and all of the books, records, or other information of the Company, whether held by the Company or by another on its behalf, with respect to or concerning this Agreement or the Mortgage Loans, during business hours or at such other times as may be reasonable under applicable circumstances, upon reasonable advance notice. 51
AGENCY TRANSFER; PASS-THROUGH TRANSFER Removal of Mortgage Loans from Inclusion Under this Agreement Upon an Agency Transfer, or a PassThrough Transfer on One or More Reconstitution Dates. The Purchaser and the Company agree that with respect to any Pass-Through Transfer, Whole Loan Transfer or Agency Transfers, as applicable, the Company shall cooperate with the Purchaser in effecting such transfers and shall negotiate in good faith and execute any Reconstitution Agreement required to effectuate the foregoing; provided that, such Reconstitution Agreement shall not materially increase the Companys obligations or liabilities hereunder, nor diminish any of the Companys rights, and provide to any master servicer or the trustee, as applicable, and/or the Purchaser any and all publicly available information and appropriate verification of information which may be reasonably available to the Company, whether through letters
of its auditors and counsel or otherwise, as the Purchaser, trustee or a master servicer shall reasonable request as to the related Mortgage Loans. Purchaser shall reimburse Company for any and all costs or expenses incurred by Company (i) in obtaining accountant comfort letters with respect to information supplied in response to Purchaser requests, (ii) in connection with any due diligence performed in connection with a Pass-Through or Whole Loan Transfer or (iii) making the Mortgage Loan Documents or Servicing Files available to parties participating in a Pass-Through or Whole Loan Transfer, including without limitation, shipping costs. Such information may be included in any disclosure document prepared in connection with the Pass-Through Transfer, Whole Loan Transfer or Agency Transfer, as applicable; provided, however, that Company shall indemnify the Purchaser against any liability arising from any material omissions or misstatements in any information supplied by the Company and included in a disclosure document; and provided, further, that the Purchaser shall indemnify the Company against any liability arising from any information included in a disclosure document that was not supplied by the Company. The Company shall execute any Reconstitution Agreements required within a reasonable period of time after receipt of such agreements which time shall be sufficient for the Company and the Companys counsel to review such agreements. Company shall use its Best Efforts to complete such review within ten (10) Business Days after mutual agreement as to the terms thereof, but such time shall not exceed fifteen (15) Business Days after mutual agreement as to the terms thereof. The Company shall not be required to restate any representations and warranties as of the date of any Pass-Through Transfer, Whole Loan Transfer or Agency Transfers other than the representations and warranties set forth in Section 3.01 (provided, that the Company shall not be required to restate the representation and warranty set forth in Section 3.01(j)). In the event of any Agency Transfer, have no obligation to pay any custodial fees charged by the Agency. Pass-Through or Whole Loan Transfer, the Company shall
52 Purchasers Repurchase and Indemnification Obligations. Upon receipt by the Company of notice from Fannie Mae, Freddie Mac or the trustee of a breach of any Purchaser representation or warranty contained in any Reconstitution Agreement or a request by Fannie Mae, Freddie Mac or the trustee, as the case may be, for the repurchase of any Mortgage Loan transferred to Fannie Mae or Freddie Mac pursuant to an Agency Transfer or to a trustee pursuant to a Pass-Through Transfer, the Company shall promptly notify the Purchaser of same and shall, at the direction of the Purchaser, use its best efforts to cure and correct any such breach and to satisfy the requests or concerns of Fannie Mae, Freddie Mac, or the trustee related to such deficiencies of the related Mortgage Loans transferred to Fannie Mae, Freddie Mac, or the trustee. The Purchaser shall repurchase from the Company any Mortgage Loan transferred to Fannie Mae or Freddie Mac pursuant to an Agency Transfer or to a trustee pursuant to a Pass-Through Transfer with respect to which the Company has been required by Fannie Mae, Freddie Mac, or the trustee to repurchase due to a breach of a representation or warranty made by the Purchaser with respect to the Mortgage Loans, or the servicing thereof prior to the transfer date to Fannie Mae, Freddie Mac, or the trustee in any Reconstitution Agreement and not due to a breach of the Companys representations or obligations thereunder or pursuant to this Agreement. The repurchase price to be paid by the Purchaser to the Company shall equal that repurchase price paid by the Company to Fannie Mae, Freddie Mac, or the third party purchaser plus all reasonable costs and expenses borne by the Company in connection with the cure of said breach of a representation or warranty made by the Purchaser and in connection with the repurchase of such Mortgage Loan from Fannie Mae, Freddie Mac, or the trustee, including, but not limited to, reasonable and necessary attorneys fees. At the time of repurchase, the Custodian and the Company shall arrange for the reassignment of the repurchased Mortgage Loan to the Purchaser according to the Purchasers instructions and the delivery to the Custodian of any documents held by Fannie Mae, Freddie Mac, or the trustee with respect to the repurchased Mortgage Loan pursuant to the related Reconstitution Agreement. In the event of a repurchase, the Company shall, simultaneously with such reassignment, give written notice to the Purchaser that such repurchase has taken place, and amend the related Mortgage Loan Schedule to reflect the addition of the repurchased Mortgage Loan to this Agreement. In connection with any such addition, the Company and the Purchaser shall be deemed to have made as to such repurchased Mortgage Loan the representations and warranties set forth in this Agreement. COMPANY TO COOPERATE Provision of Information. During the term of this Agreement and provided such request will cause the Company to violate any applicable law or statute, the Company shall furnish to the Purchaser such periodic, special, or other reports or information and copies or originals of any documents contained in the Servicing File for each Mortgage Loan, whether or not provided for herein, as shall be necessary, reasonable, or appropriate with respect to the Purchaser, any regulatory requirement pertaining to the Purchaser
or the purposes of this Agreement. All such reports, documents or information shall be provided by and in accordance with all reasonable instructions and directions which the Purchaser may give. Purchaser shall pay any costs related to any special reports. 53 The Company shall execute and deliver all such instruments and take all such action as the Purchaser may reasonably request from time to time, in order to effectuate the purposes and to carry out the terms of this Agreement. Financial Statements; Servicing Facility. In connection with marketing the Mortgage Loans, the Purchaser may make available to a prospective Purchaser a Consolidated Statement of Operations of the Company for the most recently completed five fiscal years for which such a statement is available, as well as a Consolidated Statement of Condition at the end of the last two fiscal years covered by such Consolidated Statement of Operations. The Company also shall make available any comparable interim statements to the extent any such statements have been prepared by or on behalf of the Company (and are available upon request to members or stockholders of the Company or to the public at large). If it has not already done so, the Company shall furnish promptly to the Purchaser copies of the statement specified above. Unless requested the Purchaser, the Company shall not be required to deliver any documents which are publicly available on EDGAR. The Company also shall make available to Purchaser or prospective Purchaser a knowledgeable financial or accounting officer for the purpose of answering questions respecting recent developments affecting the Company or the financial statements of the Company, and to permit any prospective Purchaser to inspect the Companys servicing facilities or those of any Subservicer for the purpose of satisfying such prospective Purchaser that the Company and any Subservicer have the ability to service the Mortgage Loans as provided in this Agreement. THE COMPANY Indemnification; Third Party Claims. The Company shall indemnify the Purchaser and hold it harmless against any and all claims, losses, damages, penalties, fines, and forfeitures, including, but not limited to reasonable and necessary legal fees and related costs, judgments, and any other costs, fees and expenses that the Purchaser may sustain in any way related to the failure of the Company to (a) perform its duties and service the Mortgage Loans in strict compliance with the terms of this Agreement or any Reconstitution Agreement entered into pursuant to Section 7.01, and/or (b) comply with applicable law. The Company immediately shall notify the Purchaser if a claim is made by a third party with respect to this Agreement or any Reconstitution Agreement or the Mortgage Loans, shall promptly notify Fannie Mae, Freddie Mac, or the trustee with respect to any claim made by a third party with respect to any Reconstitution Agreement, assume (with the prior written consent of the Purchaser) the defense of any such claim and pay all expenses in connection therewith, including counsel fees, and promptly pay, discharge and satisfy any judgment or decree in the amount of $5,000 or less, which may be entered against it or the Purchaser in respect of such claim. The Company shall follow any written instructions received from the Purchaser in connection with such claim. The Purchaser promptly shall reimburse the Company for all amounts advanced by it pursuant to the preceding sentence except when the claim is in any way related to the Companys indemnification pursuant to Section 3.03, or the failure of the Company to (a) service and administer the Mortgage Loans in strict compliance with the terms of this Agreement or any Reconstitution Agreement, and/or (b) comply with applicable law. 54 Merger or Consolidation of the Company. The Company shall keep in full effect its existence, rights and franchises as a corporation, and shall obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement or any of the Mortgage Loans and to perform its duties under this Agreement. Any person into which the Company may be merged or consolidated, or any corporation resulting from any merger, conversion or consolidation to which the Company shall be a party, or any Person succeeding to the business of the Company, shall be the successor of the Company hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding, provided, however, that the successor or surviving Person shall be an institution (i) having a net worth of not less than $25,000,000, (ii) whose deposits are insured by the FDIC through the BIF or the SAIF, and (iii) which is a Fannie Mae-approved company in good standing. Limitation on Liability of Company and Others. Neither the Company nor any of the directors, officers, employees or agents of the Company
shall be under any liability to the Purchaser for any action taken or for refraining from the taking of any action in good faith pursuant to this Agreement, or for errors in judgment, provided, however, that this provision shall not protect the Company or any such person against any Breach of warranties or representations made herein, or failure to perform its obligations in strict compliance with any standard of care set forth in this Agreement, or any liability which would otherwise be imposed by reason of any breach of the terms and conditions of this Agreement. The Company and any director, officer, employee or agent of the Company may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder. The Company shall not be under any obligation to appear in, prosecute or defend any legal action which is not incidental to its duties to service the Mortgage Loans in accordance with this Agreement and which in its opinion may involve it in any expense or liability, provided, however, that the Company may, with the consent of the Purchaser, undertake any such action which it may deem necessary or desirable in respect to this Agreement and the rights and duties of the parties hereto. In such event, the Company shall be entitled to reimbursement from the Purchaser of the reasonable legal expenses and costs of such action. 55 Limitation on Resignation and Assignment by Company. The Purchaser has entered into this Agreement with the Company and subsequent Purchasers will purchase the Mortgage Loans in reliance upon the independent status of the Company, and the representations as to the adequacy of its servicing facilities, plant, personnel, records and procedures, its integrity, reputation and financial standing, and the continuance thereof. Therefore, the Company shall neither assign this Agreement or the servicing hereunder or delegate its rights or duties hereunder or any portion hereof (to other than a Subservicer) or sell or otherwise dispose of all or substantially all of its property or assets without the prior written consent of the Purchaser, which consent shall be granted or withheld in the sole discretion of the Purchaser; provided, however, that the Company may assign its right and obligations hereunder to any entity that is directly or indirectly owned or controlled by the Company and the Company guarantees the performance by such entity of all obligations hereunder. The Company shall not resign from the obligations and duties hereby imposed on it except by mutual consent of the Company and the Purchaser or upon the determination that its duties hereunder are no longer permissible under applicable law and such incapacity cannot be cured by the Company. Any such determination permitting the resignation of the Company shall be evidenced by an Opinion of Counsel to such effect delivered to the Purchaser which Opinion of Counsel shall be in form and substance acceptable to the Purchaser. No such resignation shall become effective until a successor shall have assumed the Companys responsibilities and obligations hereunder in the manner provided in Section 12.01. Without in any way limiting the generality of this Section 9.04, in the event that the Company either shall assign this Agreement or the servicing responsibilities hereunder or delegate its duties hereunder or any portion thereof (to other than a Subservicer) or sell or otherwise dispose of all or substantially all of its property or assets, without the prior written consent of the Purchaser, then the Purchaser shall have the right to terminate this Agreement upon notice given as set forth in Section 10.01, without any payment of any penalty or damages and without any liability whatsoever to the Company or any third party. DEFAULT Events of Default. Each of the following shall constitute an Event of Default on the part of the Company: any failure by the Company to remit to the Purchaser any payment required to be made under the terms of this Agreement which continues unremedied for a period of three days after the date upon which written notice of such failure, requiring the same to be remedied, shall have been given to the Company by the Purchaser; or 56 failure by the Company duly to observe or perform in any material respect any other covenants or agreements on the part of the Company set forth in this Agreement which continues unremedied for a period of 30 days after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to the Company by the Purchaser; or of the Mortgage failure by the Company to maintain its license to do business in any jurisdiction where the Property is located if such license is necessary for the Company to legally service the related Mortgage Loan; or
a decree or order of a court or agency or supervisory authority having jurisdiction for appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, including bankruptcy, marshaling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the
the Company and such decree or order shall have remained in force undischarged or unstayed for a period of 60 days; or the Company shall consent to the appointment of a conservator or receiver or liquidator insolvency, readjustment of debt, marshaling of assets and liabilities or similar proceedings of or relating to the Company or of or relating to all or substantially all of its property; or in any the Company shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency, bankruptcy or reorganization statute, make an assignment for the benefit of its creditors, voluntarily suspend payment of its obligations or cease its normal business operations for three Business Days; or the Company ceases to meet the qualifications of a Fannie Mae lender or servicer; or the Company fails to maintain a minimum net worth of $25,000,000; or the Company attempts to assign its right to servicing compensation hereunder or the Company without the consent of the Purchaser, to sell or otherwise dispose of all or substantially all of its property or assets or to assign this Agreement or the servicing responsibilities hereunder or to delegate its duties hereunder or any portion thereof (to other than a Subservicer) in violation of Section 9.04. attempts, In each and every such case, so long as an Event of Default shall not have been remedied, in addition to whatsoever rights the Purchaser may have at law or equity to damages, including injunctive relief and specific performance, the Purchaser, by notice in writing to the Company, may terminate all the rights and obligations of the Company under this Agreement and in and to the Mortgage Loans and the proceeds thereof. 57 Upon receipt by the Company of such written notice, all authority and power of the Company under this Agreement, whether with respect to the Mortgage Loans or otherwise, shall pass to and be vested in the successor appointed pursuant to Section 12.01. Upon written request from any Purchaser, the Company shall prepare, execute and deliver to the successor entity designated by the Purchaser any and all documents and other instruments, place in such successors possession all Mortgage Files, and do or cause to be done all other acts or things necessary or appropriate to effect the purposes of such notice of termination, including but not limited to the transfer and endorsement or assignment of the Mortgage Loans and related documents, at the Companys sole expense. The Company shall cooperate with the Purchaser and such successor in effecting the termination of the Companys responsibilities and rights hereunder, including without limitation, the transfer to such successor for administration by it of all cash amounts which shall at the time be credited by the Company to the Custodial Account or Escrow Account or thereafter received with respect to the Mortgage Loans. Waiver of Defaults. By a written notice, the Purchaser may waive any default by the Company in the performance of its obligations hereunder and its consequences. Upon any waiver of a past default, such default shall cease to exist, and any Event of Default arising therefrom shall be deemed to have been remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon except to the extent expressly so waived. TERMINATION Termination. This Agreement shall terminate upon either: (i) the later of the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan or the disposition of any REO Property with respect to the last Mortgage Loan and the remittance of all funds due hereunder; or (ii) mutual consent of the Company and the Purchaser in writing. Termination Without Cause. The Purchaser without cause, as provided in this Section 11.02. registered mail as provided in Section 12.05. may terminate, at its sole option, any rights the Company may have hereunder,
Any such notice of termination
shall be in writing and delivered to the Company by
In the event the Purchaser terminates the Company without cause with respect to some or all of the Mortgage Loans, the Purchaser shall be required to pay to the Company a Termination Fee in an amount equal to 2.0% of the outstanding principal balance of the terminated Mortgage Loans as of the date of such termination. 58 MISCELLANEOUS PROVISIONS
Successor to Company. Prior to termination of the Companys responsibilities and duties under this Agreement pursuant to Sections 9.04, 10.01, 11.01 (ii) or pursuant to Section 11.02 after the 90 day period has expired, the Purchaser shall, (i) succeed to and assume all of the Companys responsibilities, rights, duties and obligations under this Agreement, or (ii) appoint a successor having the characteristics set forth in clauses (i) through (iii) of Section 9.02 and which shall succeed to all rights and assume all of the responsibilities, duties and liabilities of the Company under this Agreement prior to the termination of Companys responsibilities, duties and liabilities under this Agreement. In connection with such appointment and assumption, the Purchaser may make such arrangements for the compensation of such successor out of payments on Mortgage Loans as it and such successor shall agree. In the event that the Companys duties, responsibilities and liabilities under this Agreement should be terminated pursuant to the aforementioned sections, the Company shall discharge such duties and responsibilities during the period from the date it acquires knowledge of such termination until the effective date thereof with the same degree of diligence and prudence which it is obligated to exercise under this Agreement, and shall take no action whatsoever that might impair or prejudice the rights or financial condition of its successor. The resignation or removal of the Company pursuant to the aforementioned sections shall not become effective until a successor shall be appointed pursuant to this Section 12.01 and shall in no event relieve the Company of the representations and warranties made pursuant to Sections 3.01 and 3.02 and the remedies available to the Purchaser under Sections 3.03, 3.04, 3.05 and 3.07, it being understood and agreed that the provisions of such Sections 3.01, 3.02, 3.03, 3.04, 3.05 and 3.07 shall be applicable to the Company notwithstanding any such sale, assignment, resignation or termination of the Company, or the termination of this Agreement. Any successor appointed as provided herein shall execute, acknowledge and deliver to the Company and to the Purchaser an instrument accepting such appointment, wherein the successor shall make the representations and warranties set forth in Section 3.01, except for subsections (f), (h), (i) and (k) thereof, whereupon such successor shall become fully vested with all the rights, powers, duties, responsibilities, obligations and liabilities of the Company, with like effect as if originally named as a party to this Agreement. Any termination or resignation of the Company or termination of this Agreement pursuant to Section 9.04, 10.01, 11.01 or 11.02 shall not affect any claims that any Purchaser may have against the Company arising out of the Companys actions or failure to act prior to any such termination or resignation. The Company shall deliver promptly to the successor servicer the Funds in the Custodial Account and Escrow Account and all Mortgage Files and related documents and statements held by it hereunder and the Company shall account for all funds and shall execute and deliver such instruments and do such other things as may reasonably be required to more fully and definitively vest in the successor all such rights, powers, duties, responsibilities, obligations and liabilities of the Company. 59 Upon a successors acceptance of appointment as such, mail the Purchaser of such appointment in accordance with the procedures set forth in Section 12.05. Amendment. This Agreement may be amended from time to time by the Company and the Purchaser by written agreement signed by the Company and the Purchaser. Governing Law. This Agreement shall be construed in accordance with the laws of the State of New York and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws. Duration of Agreement. This Agreement shall continue in existence and effect until This Agreement shall continue notwithstanding transfers of the Mortgage Loans by the Purchaser. Notices. All demands, notices and communications hereunder shall be in writing and shall be deemed to have been duly given if personally delivered at or mailed by registered mail, postage prepaid, addressed as follows: if to the Company: Countrywide Home Loans, Inc., 4500 Park Grenada Calabasas, CA 91302 Attention: David Spector or such other address as may hereafter be furnished to the Purchaser in writing by the Company; if to Purchaser: EMC Mortgage Corporation Mac Arthur Ridge II terminated as herein provided. the Company shall notify by
909 Hidden Ridge Drive, Suite 200 Irving, Texas 75014-1358 Attention: Ralene Ruyle 60 Severability of Provisions. If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be held invalid for any reason whatsoever, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement. Relationship of Parties. Nothing herein contained shall be deemed or construed to create a partnership or joint venture between the parties hereto and the services of the Company shall be rendered as an independent contractor and not as agent for the Purchaser. Execution; Successors and Assigns. This Agreement may be executed in one or more counterparts and by the different parties hereto on separate counterparts, each of which, when so executed, shall be deemed to be an original; such counterparts, together, shall constitute one and the same agreement. Subject to Section 8.04, this Agreement shall inure to the benefit of and be binding upon the Company and the Purchaser and their respective successors and assigns. Recordation of Assignments of Mortgage. To the extent permitted by applicable law, each of the Assignments of Mortgage is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the Mortgaged Properties are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected at the Companys expense in the event recordation is either necessary under applicable law or requested by the Purchaser at its sole option accordance with Section 14 of the Purchase Agreement. Assignment by Purchaser. The Purchaser shall have the right, without the consent of the Company but subject to the limit set forth in Section 2.02 hereof, to assign, in whole or in part, its interest under this Agreement with respect to some or all of the Mortgage Loans, and designate any person to exercise any rights of the Purchaser hereunder, by executing an Assignment and Assumption Agreement substantially in the form of Exhibit G hereto. Upon such assignment of rights and assumption of obligations, the assignee or designee shall accede to the rights and obligations hereunder of the Purchaser with respect to such Mortgage Loans and the Purchaser as assignor shall be released from all obligations hereunder with respect to such Mortgage Loans from and after the date of such assignment and assumption. All references to the Purchaser in this Agreement shall be deemed to include its assignee or designee. No Personal Solicitation. 61 From and after the related Closing Date, the Company hereby agrees that it will not take any action or permit or cause any action to be taken by any of its agents or affiliates, or by any independent contractors or independent mortgage brokerage companies on the Companys behalf, to personally, by telephone or mail, solicit the Mortgagor under any Mortgage Loan for the purpose of refinancing such Mortgage Loan; provided, that the Company may solicit any Mortgagor for whom the Company has received a request for verification of mortgage, a request for demand for payoff, a mortgagor initiated written or verbal communication indicating a desire to prepay the related Mortgage Loan, or the mortgagor initiates a title search, provided further, it is understood and agreed that promotions undertaken by the Company or any of its affiliates which (i) concern optional insurance products or other additional projects, (ii) are directed to the general public at large, including, without limitation, mass mailings based on commercially acquired mailing lists, newspaper, radio and television advertisements, (iii) are directed to mortgagors who have a specific type of mortgage (i.e., balloon Mortgage Loans, LIBOR Mortgage Loans, etc.) or (iv) directed to those mortgagors whose mortgages fall within specific interest rate ranges shall not constitute solicitation under this Section 12.11 nor is the Company prohibited from responding to unsolicited requests or inquiries made by a Mortgagor or an agent of a Mortgagor. Notwithstanding the foregoing, the following solicitations, if undertaken by the Company or any affiliate of the Company, shall not be prohibited under this Section 12.11: (i) solicitations that are directed to the general public at large, including, without limitation, mass mailings based on commercially acquired mailing lists and newspaper, radio, television and other mass media advertisements; (ii) borrower messages included on, and statement inserts provided with, the monthly statements sent to Mortgagors; provided, however, that similar messages and inserts are sent to the borrowers of other mortgage loans serviced by the Company.
62
IN WITNESS WHEREOF, the Company and the Purchaser have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written. EMC MORTGAGE CORPORATION By: _____________________________________________________ Name: Ralene Ruyle Title: President
COUNTRYWIDE HOME LOANS, INC. By: _____________________________________________________ Name: ___________________________________________________ Title: __________________________________________________
STATE OF NEW YORK COUNTY OF __________
) ) ss.: )
On the __ day of ________, 200_ before me, a Notary Public in and for said State, personally appeared ________, known to me to be Vice President of EMC Mortgage Corporation, the federal savings association that executed the within instrument and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument. IN WITNESS certificate first above written. WHEREOF, I have hereunto set my hand affixed my office seal the day and year in this
___________________________________________________________________________________________________________________ Notary Public My Commission expires ___________________________________
STATE OF COUNTY OF __________
) ) ss.: )
On the __ day of _______, 200_ before me, a Notary Public in and for said State, personally appeared __________, known to me to be ______________ of Countrywide Home Loans, Inc. the corporation that executed the within instrument and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument. IN WITNESS certificate first above written. WHEREOF, I have hereunto set my hand affixed my office seal the day and year in this
___________________________________________________________________________________________________________________ Notary Public My Commission expires ___________________________________
EXHIBIT A MORTGAGE LOAN SCHEDULE A-1
EXHIBIT B CONTENTS OF EACH MORTGAGE FILE With respect to each Mortgage Loan, the Mortgage File shall include each of the following
items, which shall be available for inspection by the Purchaser and any prospective Purchaser, and which shall be retained by the Company in the Servicing File or delivered to the Custodian pursuant to Section 2.01 and 2.03 of the Sellers Warranties and Servicing Agreement to which this Exhibit is attached (the Agreement): 1. The original Mortgage Note bearing all intervening endorsements, endorsed Pay to the order of _________ without recourse and signed in the name of the Company by an authorized officer (in the event that the Mortgage Loan was acquired by the Company in a merger, the signature must be in the following form: Countrywide Home Loans, Inc., successor by merger to [name of predecessor]; and in the event that the Mortgage Loan was acquired or originated by the Company while doing business under another name, the signature must be in the following form: Countrywide Home Loans, Inc., formerly known as [previous name]). 2. The original of any guarantee executed in connection with the Mortgage Note (if any).
3. The original Mortgage, with evidence of recording thereon. If in connection with any Mortgage Loan, the Company cannot deliver or cause to be delivered the original Mortgage with evidence of recording thereon on or prior to the related Closing Date because of a delay caused by the public recording office where such Mortgage has been delivered for recordation or because such Mortgage has been lost or because such public recording office retains the original recorded Mortgage, the Company shall deliver or cause to be delivered to the Custodian, a photocopy of such Mortgage, together with (i) in the case of a delay caused by the public recording office, an Officers Certificate of the Company stating that such Mortgage has been dispatched to the appropriate public recording office for recordation and that the original recorded Mortgage or a copy of such Mortgage certified by such public recording office to be a true and complete copy of the original recorded Mortgage will be promptly delivered to the Custodian upon receipt thereof by the Company; or (ii) in the case of a Mortgage where a public recording office retains the original recorded Mortgage or in the case where a Mortgage is lost after recordation in a public recording office, a copy of such Mortgage certified by such public recording office or by the title insurance company that issued the title policy to be a true and complete copy of the original recorded Mortgage. 4. The originals of all assumption, modification, consolidation or extension agreements, with evidence of recording thereon. B-1
5. The original Assignment of Mortgage for each Mortgage Loan, in form and substance acceptable for recording, delivered in blank. If the Mortgage Loan was acquired by the Company in a merger, the Assignment of Mortgage must be made by Countrywide Home Loans, Inc., successor by merger to [name of predecessor]. If the Mortgage Loan was acquired or originated by the Company while doing business under another name, the Assignment of Mortgage must be by Countrywide Home Loans, Inc., formerly known as [previous name]. 6. Originals of all intervening assignments of the Mortgage with evidence of recording thereon, or if any such intervening assignment has not been returned from the applicable recording office or has been lost or if such public recording office retains the original recorded assignments of mortgage, the Company shall deliver or cause to be delivered to the Custodian, a photocopy of such intervening assignment, together with (i) in the case of a delay caused by the public recording office, an Officers Certificate of the Company stating that such intervening assignment of mortgage has been dispatched to the appropriate public recording office for recordation and that such original recorded intervening assignment of mortgage or a copy of such intervening assignment of mortgage certified by the appropriate public recording office or by the title insurance company that issued the title policy to be a true and complete copy of the original recorded intervening assignment of mortgage will be promptly delivered to the Custodian upon receipt thereof by the Company; or (ii) in the case of an intervening assignment where a public recording office retains the original recorded intervening assignment or in the case where an intervening assignment is lost after recordation in a public recording office, a copy of such intervening assignment certified by such public recording office to be a true and complete copy of the original recorded intervening assignment. 7. 8. The original mortgagee policy of title insurance or attorneys opinion of title and abstract of title. Any security agreement, chattel mortgage or equivalent executed in connection with the Mortgage. policy, in accordance with
9. The original hazard insurance policy and, if required by law, flood insurance Section 4.10 of the Agreement. 10. 11. 12. Residential loan application. Mortgage Loan closing statement. Verification of employment and income.
13. 14. 15.
Verification of acceptable evidence of source and amount of downpayment. Credit report on the Mortgagor. Residential appraisal report. B-2
16. 17.
Photograph of the Mortgaged Property. Survey of the Mortgaged Property.
18. Copy of each instrument necessary to complete identification of any exception set forth in the exception schedule in the title policy, i.e., map or plat, restrictions, easements, sewer agreements, home association declarations, etc. 19. 20. 21. All required disclosure statements. If available, termite report, structural engineers report, water potability and septic certification. Sales contract.
22. Tax receipts, insurance premium receipts, ledger sheets, payment history from date of origination, insurance claim files, correspondence, current and historical computerized data files, and all other processing, underwriting and closing papers and records which are customarily contained in a mortgage loan file and which are required to document the Mortgage Loan or to service the Mortgage Loan. In the event an Officers Certificate of the Company is delivered to the Custodian because of a delay caused by the public recording office in returning any recorded document, the Company shall deliver to the Custodian, within 180 days of the related Closing Date, an Officers Certificate which shall (i) identify the recorded document, (ii) state that the recorded document has not been delivered to the Custodian due solely to a delay caused by the public recording office, (iii) state the amount of time generally required by the applicable recording office to record and return a document submitted for recordation, and (iv) specify the date the applicable recorded document will be delivered to the Custodian. The Company shall be required to deliver to the Custodian the applicable recorded document by the date specified in (iv) above. An extension of the date specified in (iv) above may be requested from the Purchaser, which consent shall not be unreasonably withheld. B3
EXHIBIT C MORTGAGE LOAN DOCUMENTS The Mortgage Loan Documents for each Mortgage Loan shall include each of the following items, which shall be delivered to the Custodian pursuant to Section 2.01 of the Sellers Warranties and Servicing Agreement to which this Exhibit is annexed (the Agreement): 23. the original Mortgage Note bearing all intervening endorsements, endorsed Pay to the order of ___________, without recourse and signed in the name of the Company by an authorized officer. To the extent that there is no room on the face of the Mortgage Note for endorsements, the endorsement may be contained on an allonge, if state law so allows. If the Mortgage Loan was acquired by the Company in a merger, the endorsement must be by Countrywide Home Loans, Inc., successor by merger to [name of predecessor]. If the Mortgage Loan was acquired or originated by the Company while doing business under another name, the endorsement must be by Countrywide Home Loans, Inc., formerly known as [previous name]; 24. the original of any guarantee executed in connection with the Mortgage Note; recorded power of attorney,
25. the original Mortgage with evidence of recording thereon, and the original if the Mortgage was executed pursuant to a power of attorney, with evidence of recording thereon;
26. the originals of all assumption, modification, consolidation or extension agreements, with evidence of recording thereon; 27. the original Assignment of Mortgage for each Mortgage Loan, in form and substance acceptable for recording, delivered in blank, or the original Assignment of Mortgage in recordable form into MERS. If the Mortgage Loan was acquired by the Company in a merger, the Assignment of Mortgage must be made by Countrywide Home Loans, Inc., successor by merger to [name of predecessor]. If the Mortgage Loan was acquired or originated by the Company while doing business under another name, the Assignment of Mortgage must be by Countrywide Home Loans, Inc., formerly known as [previous name]; 28. the originals including warehousing assignments, if any; 29. 30. of all intervening assignments of mortgage with evidence of recording thereon,
the original mortgagee title insurance policy; such other documents as the Purchaser may require.
C-4-1
EXHIBIT D-1 CUSTODIAL ACCOUNT CERTIFICATION _____________________, 200_ Countrywide Home Loans, Inc. hereby below as a Custodial Account pursuant to Section 4.04 of the Sellers September 1, 2002, Residential Adjustable Rate Mortgage Loans. certifies that it has Warranties and established the account Agreement, described
Servicing
dated as of
Title of Account: Countrywide Home Loans, Inc. in trust for the Purchaser Account Number: _______________
Address of office or branch of the Company at which Account is maintained:
Countrywide Home Loans, Inc. Company By: _____________________________________________________ Name: ___________________________________________________ Title: __________________________________________________ D-1-1
EXHIBIT D-2 CUSTODIAL ACCOUNT LETTER AGREEMENT _________________, 200_ To: _________________________________________________
__________________________________________________________ __________________________________________________________ (the Depository) As Company under the Sellers Warranties and Servicing Agreement, dated as of September 1, 2002, Residential Adjustable Rate Mortgage Loans (the Agreement), we hereby authorize and request you to establish an account, as a Custodial Account pursuant to Section 4.04 of the Agreement, to be designated as [Servicer] in trust for the Purchaser Residential Adjustable Rate Mortgage Loans. All deposits in the account shall be subject to withdrawal therefrom by order signed by the Company. You may refuse any deposit which would result in violation of the requirement that the account be fully insured as described below. This letter is submitted to you in duplicate. Please execute and return one original to us. [COUNTRYWIDE HOME LOANS, INC.]
By: _____________________________________________________ Name: ___________________________________________________ Title: __________________________________________________ Date:____________________________________________________ D-2-1
The undersigned, as Depository, hereby certifies that the above described account has been established under Account Number __________, at the office of the Depository indicated above, and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured by the Federal Deposit Insurance Corporation through the Bank Insurance Fund (BIF) or the Savings Association Insurance Fund (SAIF).
___________________________________________________________________________________________________________________ Depository By: _____________________________________________________ Name: ___________________________________________________ Title: __________________________________________________ Date:____________________________________________________ D-2-2
EXHIBIT E-1 ESCROW ACCOUNT CERTIFICATION __________________, 200_ Countrywide Home Loans, Inc. hereby certifies that it has established the account described below as an Escrow Account pursuant to Section 4.06 of the Sellers Warranties and Servicing Agreement, dated as of September 1, 2002, Residential Adjustable Rate Mortgage Loans. Title of Account:_Countrywide Home Loans, Inc. in trust for the Purchaser and various Mortgagors. Account Number:__________________ Address of office or branch of the Company at which Account is maintained:
_________________________________________________________ _________________________________________________________ _________________________________________________________ _________________________________________________________ [COUNTRYWIDE HOME LOANS, INC.]
By: _____________________________________________________ Name: ___________________________________________________ Title: __________________________________________________ E-1-1
EXHIBIT E-2 ESCROW ACCOUNT LETTER AGREEMENT ___________________, 200_ To: _________________________________________________
__________________________________________________________ __________________________________________________________ (the Depository) As Company under the Sellers Warranties and Servicing Agreement, dated as of September 1, 2002 Residential Adjustable Rate Mortgage Loans (the Agreement), we hereby authorize and request you to establish an account, as an Escrow Account pursuant to Section 4.07 of the Agreement, to be designated as [Servicer], in trust for the Purchaser Residential Adjustable Rate Mortgage Loans. All deposits in the account shall be subject to withdrawal therefrom by order signed by the Company. You may refuse any deposit which would result in violation of the requirement that the account be fully insured as described below. This letter is submitted to you in duplicate. Please execute and return one original to us. [COUNTRYWIDE HOME LOANS, INC.]
By: _____________________________________________________ Name: ___________________________________________________ Title: __________________________________________________ Date:____________________________________________________
E-2-1
The undersigned, as Depository, hereby certifies that the above described account has been established under Account Number ______, at the office of the Depository indicated above, and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured by the Federal Deposit Insurance Corporation through the Bank Insurance Fund (BIF) or the Savings Association Insurance Fund (SAIF).
___________________________________________________________________________________________________________________ Depository By: _____________________________________________________ Name: ___________________________________________________ Title: __________________________________________________ Date:____________________________________________________ E-2-2
EXHIBIT F MONTHLY REMITTANCE ADVICE F-1
EXHIBIT G ASSIGNMENT AND ASSUMPTION _________________, 200_ ASSIGNMENT AND ASSUMPTION, dated __________, between __________________________________, ___________________ corporation having an office at __________________ (Assignor) and _________________________________, a __________________ corporation having an office at __________________ (Assignee): For and in consideration of the sum of TEN DOLLARS ($10.00) and other valuable consideration the receipt and sufficiency of which hereby are acknowledged, and of the mutual covenants herein contained, the parties hereto hereby agree as follows: (vii) The Assignor hereby grants, transfers and assigns to Assignee all of the right, title and interest of Assignor, as purchaser, in, to and under that certain Sellers Warranties and Servicing Agreement, Residential Adjustable Rate Mortgage Loans (the Sellers Warranties and Servicing Agreement), dated as of September 1, 2002, by and between EMC Mortgage Corporation (the Purchaser), and Countrywide Home Loans, Inc. (the Company), and the Mortgage Loans delivered thereunder by the Company to the Assignor. (viii) The Assignor warrants and represents to, and covenants with, the Assignee that: Mortgage Loans with the full right to transfer the Mortgage a
a. The Assignor is the lawful owner of the Loans free from any and all claims and encumbrances whatsoever;
b. The Assignor has not received notice of, and has no knowledge of, any offsets, counterclaims or other defenses available to the Company with respect to the Sellers Warranties and Servicing Agreement or the Mortgage Loans; c. The Assignor has not waived or agreed to any waiver under, or agreed to any amendment or other modification of, the Sellers Warranties and Servicing Agreement, the Custodial Agreement or the Mortgage Loans, including without limitation the transfer of the servicing obligations under the Sellers Warranties and Servicing Agreement. The Assignor has no knowledge of, and has not received notice of, any waivers under or amendments or other modifications of, or assignments of rights or obligations under, the Sellers Warranties and Servicing Agreement or the Mortgage Loans; and d. Neither the Assignor nor anyone acting on its behalf has offered, transferred, pledged, sold or otherwise disposed of the Mortgage Loans, any interest in the Mortgage Loans or any other similar security to, or solicited any offer to buy or accept a transfer, pledge or other disposition of the Mortgage Loans, any interest in the Mortgage Loans or any other similar security from, or otherwise approached or negotiated with respect to the Mortgage Loans, any interest in the Mortgage Loans or any other similar security with, any person in any manner, or made any general solicitation by means of general advertising or in any other manner, or taken any other action which would constitute a distribution of the Mortgage Loans under the Securities Act of 1933 (the 33 Act) or
which would render the registration pursuant thereto.
disposition
of the
Mortgage
Loans a violation
of Section 5 of the 33 Act or require
G-1 (ix) The Assignee warrants and represents to, and covenants with, the Assignor and the Company that:
e. The Assignee agrees to be bound, as Purchaser, by all of the terms, covenants and conditions of the Sellers Warranties and Servicing Agreement, the Mortgage Loans and the Custodial Agreement, and from and after the date hereof, the Assignee assumes for the benefit of each of the Company and the Assignor all of the Assignors obligations as Purchaser thereunder; f. The Assignee understands securities laws of any state; that the Mortgage Loans have not been registered under the 33 Act or the
g. The purchase price being paid by the Assignee for the will be paid by cash remittance of the full purchase price within 60 days of the sale;
Mortgage
Loans are in excess of $250,000
and
h. The Assignee is acquiring the Mortgage Loans for investment for its own account only and not for any other person. In this connection, neither the Assignee nor any Person authorized to act therefor has offered the Mortgage Loans by means of any general advertising or general solicitation within the meaning of Rule 502(c) of U.S. Securities and Exchange Commission Regulation D, promulgated under the 1933 Act; i. The Assignee considers itself a substantial, sophisticated institutional investor having such knowledge and experience in financial and business matters that it is capable of evaluating the merits and risks of investment in the Mortgage Loans; j. The Assignee has been furnished with all from the Assignor or the Company; information regarding the Mortgage Loans that it has requested
k. Neither the Assignee nor anyone acting on its behalf has offered, transferred, pledged, sold or otherwise disposed of the Mortgage Loans, any interest in the Mortgage Loans or any other similar security to, or solicited any offer to buy or accept a transfer, pledge or other disposition of the Mortgage Loans, any interest in the Mortgage Loans or any other similar security from, or otherwise approached or negotiated with respect to the Mortgage Loans, any interest in the Mortgage Loans or any other similar security with, any person in any manner which would constitute a distribution of the Mortgage Loans under the 33 Act or which would render the disposition of the Mortgage Loans a violation of Section 5 of the 33 Act or require registration pursuant thereto, nor will it act, nor has it authorized or will it authorize any person to act, in such manner with respect to the Mortgage Loans; and l. Either: (1) the Assignee is not an employee benefit plan (Plan) within the meaning of section 3(3) of the Employee Retirement Income Security Act of 1974, as amended (ERISA) or a plan (also Plan) within the meaning of section 4975(e)(1) of the Internal Revenue Code of 1986 (Code), and the Assignee is not directly or indirectly purchasing the Mortgage Loans on behalf of, investment manager of, as named fiduciary of, as Trustee of, or with assets of, a Plan; or (2) the Assignees purchase of the Mortgage Loans will not result in a prohibited transaction under section 406 of ERISA or section 4975 of the Code.
m. The Assignees address for Loans and the Sellers Warranties and Servicing Agreement is: _______________________ _______________________ _______________________ Attention:______________
purposes
of all
notices and
correspondence
related to the
Mortgage
The Assignees wire transfer instructions for purposes of all remittances and payments related to the Mortgage Loans and the Sellers Warranties and Servicing Agreement are: _______________________ _______________________ _______________________
IN WITNESS WHEREOF, the parties have caused this their duly authorized officers as of the date first above written.
Assignment and Assumption to be executed by
_____________________________________________________ Assignor By:__________________________________________________ Its:_________________________________________________
_____________________________________________________ Assignee By: _________________________________________________ Its: ________________________________________________
EXHIBIT H UNDERWRITING GUIDELINES G-1
EXHIBIT I ACKNOWLEDGMENT AGREEMENT On this ____ day of ____________, 200_, EMC Mortgage Corporation, (the Purchaser) as the Purchaser under that certain Sellers Warranties and Servicing Agreement dated as of September 1, 2002, (the Agreement), does hereby contract with Countrywide Home Loans Inc. (the Company) as Company under the Agreement, for the servicing responsibilities related to the Mortgage Loans listed on the related Mortgage Loan Schedule attached hereto. The Company hereby accepts the servicing responsibilities transferred hereby and on the date hereof assumes all servicing responsibilities related to the Mortgage Loans identified on the related Mortgage Loan Schedule all in accordance with the Agreement. The contents of each Servicing File required to be delivered to service the Mortgage Loans pursuant to the Agreement have been or shall be delivered to the Company by the Purchaser in accordance with the terms of the Agreement. With Closing Date shall be ___________________. respect to the Mortgage Loans made subject to the Agreement hereby, the related
All other terms and conditions of this transaction shall be governed by the Agreement. Capitalized terms used herein and not otherwise defined shall have the meanings set forth in the Agreement. This Acknowledgment Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original, and all such counterparts shall constitute one and the same instrument. IN WITNESS WHEREOF, the Purchaser and the Company have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written. PURCHASER: EMC MORTGAGE CORPORATION By:________________________ Name:______________________ Title:_____________________ SELLER: COUNTRYWIDE HOME LOANS, INC. By:________________________ Name:______________________ Title:_____________________
AMENDMENT REG AB TO THE MASTER MORTGAGE LOAN PURCHASEAND SERVICING AGREEMENT This is Amendment Reg AB (Amendment Reg AB), dated as of January 1, 2006, by and between EMC Mortgage Corporation (the Purchaser), and Countrywide Home Loans, Inc. (the Company) to that certain Sellers Warranties and Servicing Agreement] dated as of September 1, 2002 by and between the Company and the Purchaser (as amended, modified or supplemented, the Existing Agreement). W I T N E S S E T H WHEREAS, the Company and the Purchaser have agreed, subject to the terms and conditions of this Amendment Reg AB that the Existing Agreement be amended to reflect agreed upon revisions to the terms of the Existing Agreement. Accordingly, the Company and the Purchaser hereby agree, in consideration premises and mutual obligations set forth herein, that the Existing Agreement is hereby amended as follows: of the mutual
1. Capitalized terms used herein but not otherwise defined shall have the meanings set forth in the Existing Agreement. The Existing Agreement is hereby amended by adding the following definitions in their proper alphabetical order: Commission: The United States Securities and Exchange Commission. As defined in Section 2(g)(i)(A)(1).
Company Information: Depositor: Transaction.
The depositor, as such term is defined in Regulation AB, with respect to any Securitization The Securities Exchange Act of 1934, as amended.
Exchange Act:
Master Servicer: With respect to any Securitization any, identified in the related transaction documents.
Transaction,
the master
servicer, if
Qualified Correspondent: Any Person from which the Company purchased Mortgage Loans, provided that the following conditions are satisfied: (i) such Mortgage Loans were either (x) originated pursuant to an agreement between the Company and such Person that contemplated that such Person would underwrite mortgage loans from time to time, for sale to the Company, in accordance with underwriting guidelines designated by the Company (Designated Guidelines) or guidelines that do not vary materially from such Designated Guidelines or (y) individually re-underwritten by the Company to the Designated Guidelines at the time such Mortgage Loans were acquired by the Company; (ii) either (x) the Designated Guidelines were, at the time such Mortgage Loans were originated, used by the Company in origination of mortgage loans of the same type as the Mortgage Loans for the Companys own account or (y) the Designated Guidelines were, at the time such Mortgage Loans were underwritten, designated by the Company on a consistent basis for use by lenders in originating mortgage loans to be purchased by the Company; and (iii) the Company employed, at the time such Mortgage Loans were acquired by the Company, pre-purchase or post-purchase quality assurance procedures (which may involve, among other things, review of a sample of mortgage loans purchased during a particular time period or through particular channels) designed to ensure that either Persons from which it purchased mortgage loans properly applied the underwriting criteria designated by the Company or the Mortgage Loans purchased by the Company substantially comply with the Designated Guidelines. 2 Reconstitution: Any Securitization Transaction or Whole Loan Transfer.
Reconstitution Agreement: An agreement or agreements entered into by the Company and the Purchaser and/or certain third parties in connection with a Reconstitution with respect to any or all of the Mortgage Loans serviced under the Agreement. Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as such may be amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time. Securities Act: The Securities Act of 1933, as amended.
Securitization Transaction: Any transaction subject to Regulation AB involving either (1) a sale or other transfer of some or all of the Mortgage Loans directly or indirectly to an issuing entity in connection with an issuance of publicly offered, rated or unrated mortgage-backed securities or (2) an issuance of publicly offered, rated or unrated securities, the payments on which are determined primarily by reference to one or more portfolios of residential mortgage loans consisting, in whole or in part, of some or all of the Mortgage Loans. Servicer: As defined in Section 2(c)(iii). The servicing criteria set forth in Item 1122(d) of Regulation AB, as
Servicing Criteria: such may be amended from time to time.
Static Pool Information:
Static pool information as described in Item 1105 of Regulation AB.
Subcontractor: Any vendor, subcontractor or other Person that is not responsible for the overall servicing (as servicing is commonly understood by participants in the mortgage-backed securities market) of Mortgage Loans but performs one or more discrete functions identified in Item 1122(d) of Regulation AB with respect to Mortgage Loans under the direction or authority of the Company or a Subservicer. 3 Subservicer: Any Person that services Mortgage Loans on behalf of the Company or any Subservicer and is responsible for the performance (whether directly or through Subservicers or Subcontractors) of a substantial portion of the material servicing functions required to be performed by the Company under this Agreement or any Reconstitution Agreement that are identified in Item 1122(d) of Regulation AB; provided, however, that the term Subservicer shall not include any master servicer other than the Company, or any special servicer engaged at the request of a Depositor, Purchaser or investor in a Securitization Transaction, nor any back-up servicer or trustee performing servicing functions on behalf of a Securitization Transaction engaged at the request of a Depositor, Purchaser, or investor in a Securitization Transaction. Third-Party Originator: Loans acquired by the Company. Whole Loan Transfer: Securitization Transaction. Each Person, other than a Qualified Correspondent, that originated Mortgage
Any sale or transfer of some or all of the Mortgage Loans, other than a
2. The Purchaser and the Company agree that the Existing Agreement is hereby amended by adding the following provisions:
(a)
The Purchaser and the Company acknowledge and agree that the purpose of Article 2 of this Agreement is to facilitate compliance by the Purchaser and any Depositor with the provisions of Regulation AB and related rules and regulations of the Commission. Neither the Purchaser nor any Depositor shall exercise its right to request delivery of information or other performance under these provisions other than in good faith, or for purposes other than compliance with the Securities Act, the Exchange Act and the rules and regulations of the Commission thereunder. Although Regulation AB is applicable by its terms only to offerings of asset-backed securities that are registered under the Securities Act, the parties acknowledges that investors in privately offered securities may require that the Purchaser or any Depositor provide comparable disclosure in unregistered offerings. The parties agree over time to negotiate in good faith with respect to the provision of comparable disclosure in private offerings. The Company acknowledges that interpretations of the requirements of Regulation AB may change over time, whether due to interpretive guidance provided by the Commission or its staff. The Company agrees to negotiate in good faith with the Purchaser or any Depositor with regard to any reasonable requests for delivery of information under these provisions on the basis of evolving interpretations of Regulation AB. In connection with any Securitization Transaction, the Company shall cooperate fully with the Purchaser to deliver to the Purchaser (including any of its assignees or designees) and any Depositor, any and all statements, reports, certifications, records and any other information necessary to permit the Purchaser or such Depositor to comply with the provisions of Regulation AB, together with such disclosures relating to the Company, and any parties or items identified in writing by the Purchaser, including, any Subservicer, any Third-Party Originator and the Mortgage Loans, or the servicing of the Mortgage Loans necessary in order to effect such compliance, in the Purchasers or Depositors reasonable determination. 4 The Purchaser agrees that it will cooperate with the Company and provide sufficient and timely notice of any information requirements pertaining to a Securitization Transaction. The Purchaser will make all reasonable efforts to limit requests for information, reports or any other materials to items the Purchaser reasonably believes is required for compliance with Regulation AB, and shall not request information which is not required for such compliance. (b) Additional Representations and Warranties of the Company.
(i) The Company shall be deemed to represent to the Purchaser and to any Depositor, as of the date on which information is first provided to the Purchaser or any Depositor under Section 2(c) that, except as disclosed in writing to the Purchaser or such Depositor prior to such date: (i) the Company is not aware and has not received notice that any default, early amortization or other performance triggering event has occurred as to any other securitization due to any act or failure to act of the Company; (ii) the Company has not been terminated as servicer in a residential mortgage loan securitization, either due to a servicing default or to application of a servicing performance test or trigger; (iii) no material noncompliance with the applicable servicing criteria with respect to other securitizations of residential mortgage loans involving the Company as servicer has been disclosed or reported by the Company; (iv) no material changes to the Companys policies or procedures with respect to the servicing function it will perform under this Agreement and any Reconstitution Agreement for mortgage loans of a type similar to the Mortgage Loans have occurred during the three-year period immediately preceding the related Securitization Transaction; (v) there are no aspects of the Companys financial condition that could have a material adverse effect on the performance by the Company of its servicing obligations under this Agreement or any Reconstitution Agreement; (vi) there are no material legal or governmental proceedings pending (or known to be contemplated) against the Company, any Subservicer or any Third-Party Originator; and (vii) there are no affiliations, relationships or transactions relating to the Company, any Subservicer or any ThirdParty Originator with respect to any Securitization Transaction and any party thereto identified by the related Depositor of a type described in Item 1119 of Regulation AB. (ii) If so requested by the Purchaser or any Depositor on any date following the date on information is first provided to the Purchaser or any Depositor under Section 2(c), the Company shall, within five Business Days following such request, confirm in writing the accuracy of the representations and warranties set forth in paragraph (i) of this Section or, if any such representation and warranty is not accurate as of the date of such request, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party. which (c) Information to Be Provided by the Company.
In connection with any Securitization Transaction the Company shall (1) within five Business Days following request by the Purchaser or any Depositor, provide to the Purchaser and such Depositor (or, as applicable, cause each ThirdParty Originator and each Subservicer to provide), in writing reasonably required for compliance with Regulation AB, the information and materials specified in paragraphs (i), (ii), (iii) and (vi) of this Section 2(c), and (2) as promptly as practicable
following notice to or discovery by the Company, provide to the information specified in paragraph (iv) of this Section.
Purchaser and any Depositor
(as required by
Regulation
AB) the
5 (i) If so requested by the Purchaser or any Depositor, the Company shall provide such information regarding (x) the Company, as originator of the Mortgage Loans (including as an acquirer of Mortgage Loans from a Qualified Correspondent, if applicable), or (y) as applicable, each Third-Party Originator, and (z) as applicable, each Subservicer, as is requested for the purpose of compliance with Items 1103(a)(1), 1105 (subject to paragraph (b) below), 1110, 1117 and 1119 of Regulation AB. Such information shall include, at a minimum: (A) (B) the originators form of organization;
to the extent material, a description of the originators origination program and how long the originator has been engaged in originating residential mortgage loans, which description shall include a discussion of the originators experience in originating mortgage loans of a similar type as the Mortgage Loans; if material, information regarding the size and composition of the originators origination portfolio; and information that may be material to an analysis of the performance of the Mortgage Loans, including the originators credit-granting or underwriting criteria for mortgage loans of similar type(s) as the Mortgage Loans and such other information as the Purchaser or any Depositor may reasonably request for the purpose of compliance with Item 1110(b)(2) of Regulation AB; (C) a brief description of any material legal or governmental proceedings pending (or known to be contemplated by a governmental authority) against the Company, each Third-Party Originator, if applicable, and each Subservicer; and (D) a description of any affiliation or relationship between the Company, each Originator, if applicable, each Subservicer and any of the following parties to a Securitization Transaction, as such parties are identified to the Company by the Purchaser or any Depositor in writing or in the related Reconstitution Agreement within five Business Days in advance of such Securitization Transaction: Third-Party (1) (2) (3) (4) (5) (6) (7) (8) (9) the the the any any any any any any sponsor; depositor; issuing entity; servicer; trustee; originator; significant obligor; enhancement or support provider; and other material transaction party. 6 (ii) If so requested by the Purchaser or any Depositor, and required by Regulation AB or as otherwise agreed upon by the Company, the Purchaser and/or the Depositor, the Company shall provide (or, as applicable, cause each Third-Party Originator to provide) Static Pool Information with respect to the mortgage loans (of a similar type as the Mortgage Loans, as reasonably identified by the Purchaser as provided below) originated by (a) the Company, if the Company is an originator of Mortgage Loans (including as an acquirer of Mortgage Loans from a Qualified Correspondent, if applicable), and/or (b) as applicable, each Third-Party Originator. Such Static Pool Information shall be prepared by the Company (or, if applicable, the Third-Party Originator) on the basis of its reasonable, good faith interpretation of the requirements of Item 1105(a)(1)-(3) of Regulation AB. To the extent that there is reasonably available to the Company (or Third-Party Originator, as applicable) Static Pool Information with respect to more than one mortgage loan type, the Purchaser or any Depositor shall be entitled to specify whether some or all of such information shall be provided pursuant to this paragraph. The content of such Static Pool Information may be in the form customarily provided by the Company, and need not be customized for the Purchaser or any Depositor. Such Static Pool Information for each vintage origination year or prior securitized pool, as applicable, shall be presented in increments no less frequently than quarterly over the life of the mortgage loans included in the vintage origination year or prior securitized pool. The most recent periodic increment must be as of a date no later than 135 days prior to the date of the prospectus or other offering document in which the Static Pool Information is to be included or incorporated by reference. The Static Pool Information shall be provided in an electronic format that provides a permanent record of the information provided, such as a portable document format (pdf) file, or other such electronic format. Promptly discretion), in Static Pool Information following notice or discovery of a material error (as determined in Companys sole provided pursuant to the immediately preceding paragraph (including an omission
to include therein information required to be provided pursuant to such paragraph), the Company shall provide corrected Static Pool Information to the Purchaser or any Depositor, as applicable, in the same format in which Static Pool Information was previously provided to such party by the Company. If so requested by the Purchaser or any Depositor, the Company shall provide (or, as applicable, cause each Third-Party Originator to provide), at the expense of the requesting party (to the extent of any additional incremental expense associated with delivery pursuant to this Agreement), agreed-upon procedures letters of certified public accountants pertaining to Static Pool Information relating to prior securitized pools for securitizations closed on or after January 1, 2006 or, in the case of Static Pool Information with respect to the Companys or, if applicable, Third-Party Originators originations or purchases, to calendar months commencing January 1, 2006, as the Purchaser or such Depositor shall reasonably request. Such statements and letters shall be addressed to and be for the benefit of such parties as the Purchaser or such Depositor shall designate, which shall be limited to any Sponsor, any Depositor, any broker dealer acting as underwriter, placement agent or initial purchaser with respect to a Securitization Transaction or any other party that is reasonably and customarily entitled to receive such statements and letters in a Securitization Transaction. Any such statement or letter may take the form of a standard, generally applicable document accompanied by a reliance letter authorizing reliance by the addressees designated by the Purchaser or such Depositor. 7 (iii) If reasonably requested by the Purchaser or any Depositor, the Company shall provide such information regarding the Company, as servicer of the Mortgage Loans, and each Subservicer (each of the Company and each Subservicer, for purposes of this paragraph, a Servicer), as is reasonably requested for the purpose of compliance with Item 1108 of Regulation AB. Such information shall include, at a minimum: (A) (B) loans; a general discussion of the Servicers experience in servicing assets of any type as well as a more detailed discussion of the Servicers experience in, and procedures for, the servicing function it will perform under this Agreement and any Reconstitution Agreements; information regarding the size, composition and growth of the Servicers portfolio of residential mortgage loans of a type similar to the Mortgage Loans and information on factors related to the Servicer that may be material, in the reasonable determination of the Purchaser or any Depositor, to any analysis of the servicing of the Mortgage Loans or the related asset-backed securities, as applicable, including, without limitation: (1) to the Mortgage Loans involving the Servicer have defaulted or experienced an early amortization or other performance triggering event because of servicing during the three-year period immediately preceding the related Securitization Transaction; (2) the extent of outsourcing the Servicer utilizes; (3) whether there has been previous disclosure of material with the applicable servicing loans related involving the Servicer as a servicer Securitization Transaction; (4) residential performance reasonably mortgage test or trigger; and (5) request for the purpose of compliance with Item 1108(b)(2) of Regulation AB; (C) preceding the related Securitization Transaction to the Servicers policies or procedures with respect to the servicing function it will perform under this Agreement and any Reconstitution Agreements for mortgage loans of a type similar to the Mortgage Loans; 8 (D) information regarding the Servicers financial condition, to the extent that there is a material risk that an adverse financial event or circumstance involving the Servicer could have a material adverse effect on the performance by the Company of its servicing obligations under this Agreement or any Reconstitution Agreement; a description of any material changes during the three-year period immediately such other information as the Purchaser or any Depositor may loan securitization, either due to a servicing default or to application of a servicing whether the Servicer has been terminated as servicer in a during the three-year period immediately preceding the criteria with respect to other securitizations of residential mortgage noncompliance whether any prior securitizations of mortgage loans of a type similar the Servicers form of organization; a description of how long the Servicer has been servicing residential mortgage
(E) information regarding advances made by the Servicer on the Mortgage Loans and the Servicers overall servicing portfolio of residential mortgage loans for the three-year period immediately preceding the related Securitization Transaction, which may be limited to a statement by an authorized officer of the Servicer to the effect that the Servicer has made all advances required to be made on residential mortgage loans serviced by it during such period, or, if such statement would not be accurate, information regarding the percentage and type of advances not made as required, and the reasons for such failure to advance; (F) a description of the Servicers processes and procedures designed to address any special or unique factors involved in servicing loans of a similar type as the Mortgage Loans; (G) a description of the Servicers processes for handling delinquencies, bankruptcies and recoveries, such as through liquidation of mortgaged properties, sale of defaulted mortgage loans or workouts; and losses, (H) information as to how the Servicer defines or determines delinquencies and including the effect of any grace period, re-aging, restructuring, partial payments considered current or other practices with respect to delinquency and loss experience. charge-offs, (iv) For the purpose of satisfying its reporting obligation under the Exchange Act with respect to any class of asset-backed securities, the Company shall (or shall cause each Subservicer and, if applicable, any Third-Party Originator to) (a) provide notice within two (2) Business Days to the Purchaser, any Master Servicer and any Depositor in writing of (1) any merger, consolidation or sale of substantially all of the assets of the Company, (2) the Companys entry into an agreement with a Subservicer to perform or assist in the performance of any of the Companys obligations under the Agreement or any Reconstitution Agreement that qualifies as an entry into a material definitive agreement under Item 1.01 of the form 8-K, and (b) provide prompt notice to the Purchaser, the Master Servicer and the Depositor of (1) any Event of Default under the terms of the Agreement or any Reconstitution Agreement to the extent not known by such Purchaser, Master Servicer or Depositor, and (2) any material litigation or governmental proceedings involving the Company, any Subservicer or any Third Party Originator. 9 (v) To the extent the Purchaser or any Depositor does not itself have an affiliation or relationship required to be disclosed under Item 1119 of Regulation AB that develops following the closing date of a Securitization Transaction, the Company shall provide to the Purchaser and any Depositor a description of any such affiliation or relationship involving the Company, any Subservicer or any Third-Party Originator no later than 15 calendar days prior to the date the Depositor is required to file its Form 10-K disclosing such affiliation or relationship. For purposes of the foregoing, the Company (1) shall be entitled to assume that the parties to the Securitization Transaction with whom affiliations or relations must be disclosed are the same as on the closing date if it provides a written request (which may be by e-mail) to the Depositor or Master Servicer, as applicable, requesting such confirmation and either obtains such confirmation or receives no response within three (3) Business Days, (2) shall not be obligated to disclose any affiliations or relationships that may develop after the closing date for the Securitization Transaction with any parties not identified to the Company pursuant to clause (D) of paragraph (i) of this Section 2(c), and (3) shall be entitled to rely upon any written identification of parties provided by the Depositor, the Purchaser or any master servicer. (v) As a condition to the succession to the Company or any Subservicer as servicer or subservicer under this Agreement or any applicable Reconstitution Agreement related thereto by any Person (i) into which the Company or such Subservicer may be merged or consolidated, or (ii) which may be appointed as a successor to the Company or any Subservicer, the Company shall provide to the Purchaser, any Master Servicer, and any Depositor, at least 15 calendar days prior to the effective date of such succession or appointment, (x) written notice to the Purchaser and any Depositor of such succession or appointment and (y) in writing, all information reasonably requested by the Purchaser or any Depositor in order to comply with its reporting obligation under Item 6.02 of Form 8-K with respect to any class of asset-backed securities. (vi) Not later than ten days prior to the deadline for the filing of any distribution report on Form 10-D in respect of any Securitization Transaction that includes any of the Mortgage Loans serviced by the Company, the Company shall, to the extent the Company has knowledge, provide to the party responsible for filing such report (including, if applicable, the Master Servicer) notice of the occurrence of any of the following events along with all information, data, and materials related thereto as may be required to be included in the related distribution report on Form 10-D (as specified in the provisions of Regulation AB referenced below): (a) any material modifications, extensions or waivers of Mortgage Loan terms, fees,
penalties or payments during the distribution period or that have cumulatively become material over time (Item 1121(a)(11) of Regulation AB); (b) covenants under the Existing Agreement, as amended herein (Item 1121(a)(12) of Regulation AB): and 10 (c) information regarding any Mortgage Loan changes (such as, additions, substitutions or repurchases) and any material changes in origination, underwriting, or other criteria for acquisition or selection of pool assets (Item 1121(a)(14) of Regulation AB). (vii) In addition to such information as the Company, as servicer, is obligated to pursuant to other provisions of this Agreement, if reasonably requested by the Purchaser or any Depositor, the Company shall provide such information which is available to the Company, regarding the servicing of the Mortgage Loans as is reasonably required to facilitate preparation of distribution reports in accordance with Item 1121 of Regulation AB. provide (d) Servicer Compliance Statement. material breaches of Mortgage Loan representations or warranties or transaction
On or before March 5 of each calendar year, commencing in 2007, the Company shall deliver to the Purchaser and any Depositor a statement of compliance addressed to the Purchaser and such Depositor and signed by an authorized officer of the Company, to the effect that (i) a review of the Companys servicing activities during the immediately preceding calendar year (or applicable portion thereof) and of its performance under the servicing provisions of this Agreement and any applicable Reconstitution Agreement during such period has been made under such officers supervision, and (ii) to the best of such officers knowledge, based on such review, the Company has fulfilled all of its servicing obligations under this Agreement and any applicable Reconstitution Agreement in all material respects throughout such calendar year (or applicable portion thereof) or, if there has been a failure to fulfill any such obligation in any material respect, specifically identifying each such failure known to such officer and the nature and the status thereof. (e) Report on Assessment of Compliance and Attestation. (i) On or before March 5 of each calendar year, commencing in 2007, the Company shall:
(A) deliver to the Purchaser and any Depositor a report regarding the Companys assessment of compliance with the Servicing Criteria during the immediately preceding calendar year, as required under Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB. Such report shall be addressed to the Purchaser and such Depositor and signed by an authorized officer of the Company, and shall address each of the applicable Servicing Criteria specified on a certification substantially in the form of Exhibit A hereto (wherein investor shall mean the Master Servicer) delivered to the Purchaser concurrently with the execution of this Agreement; (B) deliver to the Purchaser and any Depositor a report of a registered public firm that attests to, and reports on, the assessment of compliance made by the Company and delivered pursuant to the preceding paragraph. Such attestation shall be in accordance with Rules 1-02(a)(3) and 2-02(g) of Regulation S-X under the Securities Act and the Exchange Act; accounting 11 (C) if required by Regulation AB, cause each Subservicer and each determined by the Company pursuant to Section 2(f)(ii) to be participating in the servicing function within the meaning of Item 1122 of Regulation AB (each, a Participating Entity), to deliver to the Purchaser and any Depositor an assessment of compliance and accountants attestation as and when provided in paragraphs (A) and (B) of this Section 2(e)(i); and Subcontractor (D) deliver or, if required by Regulation AB, cause each Subservicer and described in Section 2(e)(i)(C) above to deliver to the Purchaser, Depositor or any other Person that will be responsible for signing the certification (a Sarbanes Certification) required by Rules 13a-14(d) and 15d-14(d) under the Exchange Act (pursuant to Section 302 of the Sarbanes-Oxley Act of 2002) on behalf of an asset-backed issuer with respect to a Securitization Transaction a certification, signed by the appropriate officer of the Company, in the form attached hereto as Exhibit B; provided that such certification delivered by the Company may not be filed as an exhibit to, or included in, any filing with the Commission. Subcontractor The Company acknowledges that the party identified in clause (i)(D) above may rely on the certification provided by the Company pursuant to such clause in signing a Sarbanes Certification and filing such with the Commission. Neither the Purchaser nor
any Depositor will request deliver of a certification under clause (D) above unless the Purchaser, Depositor or any other Person is required under the Exchange Act to file an annual report on Form 10-K with respect to an issuing entity whose asset pool includes Mortgage Loans. (ii) Each assessment of compliance provided by a Subservicer pursuant to Section 2(e)(i)(A) shall address each of the applicable Servicing Criteria specified on a certification substantially in the form of Exhibit A hereto delivered to the Purchaser concurrently with the execution of this Agreement or, in the case of a Subservicer subsequently appointed as such, on or prior to the date of such appointment. An assessment of compliance provided by a Participating Entity pursuant to Section 2(e)(i)(C) need not address any elements of the Servicing Criteria other than those specified by the Company pursuant to Section 2(f). (iii) If reasonably requested by the Purchaser or any Depositor, the Company shall provide to the Purchaser, any Master Servicer or any Depositor, evidence of the authorization of the person signing any certification or statement pursuant to Section 2(d) or 2(e) of this Agreement. (f) Use of Subservicers and Subcontractors.
The Company shall not hire or otherwise utilize the services of any Subservicer to fulfill any of the obligations of the Company as servicer under this Agreement or any related Reconstitution Agreement unless the Company complies with the provisions of paragraph (i) of this Subsection (f). The Company shall not hire or otherwise utilize the services of any Subcontractor, and shall not permit any Subservicer to hire or otherwise utilize the services of any Subcontractor, to fulfill any of the obligations of the Company as servicer under this Agreement or any related Reconstitution Agreement unless the Company complies with the provisions of paragraph (ii) of this Subsection (f). 12 (i) It shall not be necessary for the Company to seek the consent of the Purchaser or Depositor to the utilization of any Subservicer. If required by Regulation AB, the Company shall cause any Subservicer used by the Company (or by any Subservicer) for the benefit of the Purchaser and any Depositor to comply with the provisions of this Section and with Sections 2(b), 2(c)(iii), 2(c)(v), 2(d), and 2(e) of this Agreement , and to provide the information required with respect to such Subservicer under Section 2(c)(iv) of this Agreement. The Company shall be responsible for obtaining from each Subservicer and delivering to the Purchaser and any Depositor any servicer compliance statement required to be delivered by such Subservicer under Section 2(d), any assessment of compliance and attestation required to be delivered by such Subservicer under Section 2(e) and any certification required to be delivered to the Person that will be responsible for signing the Sarbanes Certification under Section 2(e) as and when required to be delivered. any (ii) It shall not be necessary for the Company to seek the consent of the Purchaser or Depositor to the utilization of any Subcontractor. If required by Regulation AB, the Company shall promptly upon request provide to the Purchaser and any Depositor (or any designee of the Depositor, such as a master servicer or administrator) a written description of the role and function of each Subcontractor utilized by the Company or any Subservicer, specifying (A) the identity of each such Subcontractor, (B) which (if any) of such Subcontractors are Participating Entities, and (C) which elements of the Servicing Criteria will be addressed in assessments of compliance provided by each Participating Entity identified pursuant to clause (B) of this paragraph. any The Company shall cause any such Participating Entity used by the Company (or by any Subservicer) for the benefit of the Purchaser and any Depositor to comply with the provisions of Section 2(e) of this Agreement. The Company shall be responsible for obtaining from each Participating Entity and delivering to the Purchaser and any Depositor any assessment of compliance and attestation and certificate required to be delivered by such Participating Entity under Section 2(e), in each case as and when required to be delivered. (g) Indemnification; Remedies.
(i) The Company shall indemnify the Purchaser and each of the following parties participating in a Securitization Transaction: each sponsor and issuing entity; each Person responsible for the execution or filing of any report required to be filed with the Commission with respect to such Securitization Transaction, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Securitization Transaction; each Person who controls any of such parties (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act); and the respective present and former directors, officers and employees of each of the foregoing and of the Depositor, and shall hold each of them harmless from and against any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon:
13 (A)(1) any untrue statement of a material fact contained or alleged to be written information, written report, certification or other material provided under this Amendment Reg AB
contained
in any
by or on behalf of the Company, or provided under this Amendment Reg AB by or on behalf of any Subservicer, Participating Entity or, if applicable, Third-Party Originator (collectively, the Company Information), or (2) the omission or alleged omission to state in the Company Information a material fact required to be stated in the Company Information or necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading; provided, by way of clarification, that clause (2) of this paragraph shall be construed solely by reference to the Company Information and not to any other information communicated in connection with a sale or purchase of securities, without regard to whether the Company Information or any portion thereof is presented together with or separately from such other information; (B) any failure by the Company, any Subservicer, any Participating Entity Third-Party Originator to deliver any information, report, certification, accountants letter or other material when and as required under this Amendment Reg AB, including any failure by the Company to identify pursuant to Section 2(f)(ii) any Participating Entity; or or any (C) any breach by the Company of a representation or warranty set forth in 2(b)(i) or in a writing furnished pursuant to Section 2(b)(ii) and made as of a date prior to the closing date of the related Securitization Transaction, to the extent that such breach is not cured by such closing date, or any breach by the Company of a representation or warranty in a writing furnished pursuant to Section 2(b)(ii) to the extent made as of a date subsequent to such closing date. Section In the case of any failure of performance described in clause (i)(B) of this Section, the Company shall promptly reimburse the Purchaser, any Depositor, as applicable, and each Person responsible for the execution or filing of any report required to be filed with the Commission with respect to such Securitization Transaction, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Securitization Transaction, for all costs reasonably incurred by each such party in order to obtain the information, report, certification, accountants letter or other material not delivered as required by the Company, any Subservicer, any Participating Entity or any Third-Party Originator. 14 (ii) (A) Any failure by the Company, any Subservicer, any Participating Entity Third-Party Originator to deliver any information, report, certification, accountants letter or other material when and as required under this Amendment Reg AB , which continues unremedied for three Business Days after receipt by the Company and the applicable Subservicer, Subcontractor, or Third-Party Originator of written notice of such failure from the Purchaser or Depositor shall, except as provided in clause (B) of this paragraph, constitute an Event of Default with respect to the Company under this Agreement and any applicable Reconstitution Agreement, and shall entitle the Purchaser or Depositor, as applicable, in its sole discretion to terminate the rights and obligations of the Company as servicer under this Agreement and/or any applicable Reconstitution Agreement related thereto without payment (notwithstanding anything in this Agreement or any applicable Reconstitution Agreement related thereto to the contrary) of any compensation to the Company (and if the Company is servicing any of the Mortgage Loans in a Securitization Transaction, appoint a successor servicer reasonably acceptable to any Master Servicer for such Securitization Transaction); provided, however it is understood that the Company shall retain any rights pursuant to which it may be entitled to receive reimbursement for unreimbursed Monthly Advances and Servicing Advances made by the Company under this Agreement and/or any applicable Reconstitution Agreement. Notwithstanding anything to the contrary set forth herein, to the extent that any provision of this Agreement and/or any applicable Reconstitution Agreement expressly provides for the survival of certain rights or obligations following termination of the Company as servicer, such provision shall be given effect. or any (B) Any failure by the Company, any Subservicer or any Participating deliver any information, report, certification or accountants letter required under Regulation AB when and as required under Section 2(d) or 2(e), including any failure by the Company to identify a Participating Entity, which continues unremedied for ten calendar days after the date on which such information, report, certification or accountants letter was required to be delivered shall constitute an Event of Default with respect to the Company under this Agreement and any applicable Reconstitution Agreement, and shall entitle the Purchaser or Depositor, as applicable, in its sole discretion to terminate the rights and obligations of the Company as servicer under this Agreement Entity to
and/or any applicable Reconstitution Agreement without payment (notwithstanding anything in this Agreement to the contrary) of any compensation to the Company; provided, however it is understood that the Company shall retain any rights pursuant to which it may be entitled to receive reimbursement for unreimbursed Monthly Advances and Servicing Advances made by the Company under this Agreement and/or any applicable Reconstitution Agreement. Notwithstanding anything to the contrary set forth herein, to the extent that any provision of this Agreement and/or any applicable Reconstitution Agreement expressly provides for the survival of certain rights or obligations following termination of the Company as servicer, such provision shall be given effect. (C) The Company shall promptly reimburse the Purchaser (or any affected Purchaser, such as a master servicer) and any Depositor, as applicable, for all reasonable expenses incurred by the Purchaser (or such designee) or such Depositor as such are incurred, in connection with the termination of the Company as servicer and the transfer of servicing of the Mortgage Loans to a successor servicer. The provisions of this paragraph shall not limit whatever rights the Company, the Purchaser or any Depositor may have under other provisions of this Agreement and/or any applicable Reconstitution Agreement or otherwise, whether in equity or at law, such as an action for damages, specific performance or injunctive relief. designee of the 15 (iii) The Purchaser agrees to indemnify and hold harmless the Company, any Subservicer, any Participating Entity, and, if applicable, any Third-Party Originator, each Person who controls any of such parties (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act), and the respective present and former directors, officers and employees of each of the foregoing from and against any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon any untrue statement or alleged untrue statement of any material fact contained in any filing with the Commission with respect to a Securitization Transaction or the omission or alleged omission to state in any filing with the Commission with respect to a Securitization Transaction a material fact required to be stated or necessary to be stated in order to make the statements therein, in the light of the circumstances under which they were made, not misleading, in each case to the extent, but only to the extent, that such untrue statement, alleged untrue statement, omission, or alleged omission relates to any filing with the Commission with respect to a Securitization Transaction other than the Company Information. (iv) If the indemnification provided for herein is unavailable or insufficient to hold harmless the indemnified party, then the indemnifying party agrees that it shall contribute to the amount paid or payable by such indemnified party as a result of any claims, losses, damages or liabilities uncured by such indemnified party in such proportion as is appropriate to reflect the relative fault of such indemnified party on the one hand and the indemnifying party on the other. (v) This indemnification termination of any party to this Amendment Reg AB. shall survive the termination of this Amendment Reg AB or the
3. Notwithstanding any other provision of this Amendment Reg AB, the Company shall seek the consent of the Purchaser for the utilization of all Subservicers and Participating Entities, when required by and in accordance with the terms of the Existing Agreement. 4. The Existing Agreement is hereby amended by adding the Exhibits attached hereto as Exhibit A and Exhibit B to the end thereto. References in this Amendment Reg AB to this Agreement or words of similar import (including indirect references to the Agreement) shall be deemed to be references to the Existing Agreement as amended by this Amendment Reg AB. Except as expressly amended and modified by this Amendment Reg AB, the Agreement shall continue to be, and shall remain, in full force and effect in accordance with its terms. In the event of a conflict between this Amendment Reg AB and any other document or agreement, including without limitation the Existing Agreement, this Amendment Reg AB shall control. 16 5. All notification pursuant to Section 2(c)(iv) should be sent to: EMC Mortgage Corporation 2780 Lake Vista Drive Lewisville, TX 75067-3884 Attention: Conduit Seller Approval Dept. Facsimile: (214) 626-3751 Email: sellerapproval@bear.com With a copy to: Bear, Stearns & Co. Inc. 383 Madison Avenue, 3rd Floor New, York, NY 10179
Attention: Facsimile:
Global Credit Administration (212) 272-6564
All notification pursuant to Section 2(c)(iv)(4) should be sent to: EMC Mortgage Corporation Two Mac Arthur Ridge 909 Hidden Ridge Drive, Suite 200 Irving, TX 75038 Attention: Associate General Counsel for Loan Administration Facsimile: (972) 831-2555 With copies to: Bear, Stearns & Co. Inc. 383 Madison Avenue, 3rd Floor New, York, NY 10179 Attention: Global Credit Administration Facsimile: (212) 272-6564 EMC Mortgage Corporation 2780 Lake Vista Drive Lewisville, TX 75067-3884 Attention: Conduit Seller Approval Dept. Facsimile: (214) 626-3751 Email: sellerapproval@bear.com All notifications to any Master Servicer, to the extent such Master Servicer is Wells Fargo, should be sent to: 17 UPS/FedEx Delivery: 9062 Old Annapolis Road Columbia, MD 21045 Attention: Corporate Trust Group, [Insert Deal Name] USPS Delivery: P.O. Box 98 Columbia, MD 21046 Attention: Corporate Trust Group, [Insert Deal Name] 6. This Amendment Reg AB shall be governed by and construed in accordance with the laws of the State of New York without reference to its conflict of laws provisions (other than Section 5-1401 of the General Obligation Law), and the obligations, rights and remedies of the parties hereunder shall be determined accordance with such laws. 7. This Amendment Reg AB may be executed in one or more counterparts and by different parties hereto on separate counterparts, each of which, when so executed, shall constitute one and the same agreement. This Amendment Reg AB will become effective as of the date first mentioned above. This Amendment Reg AB shall bind and inure to the benefit of and be enforceable by the Company and the Purchaser and the respective permitted successors and assigns of the Company and the successors and assigns of the Purchaser.
[Signature Page Follows] 18 Signature page to Amendment Reg AB IN WITNESS WHEREOF, the parties have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written. EMC MORTGAGE CORPORATION Purchaser By:________________________ Name:______________________ Title:_____________________
COUNTRYWIDE HOME LOANS, INC. Company By:__________________________________ Name:________________________________ Title:_______________________________
EXHIBIT A SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE The assessment of compliance to be delivered by [the Company] [Name of Subservicer] shall address,
at a minimum, the applicable criteria identified below as Applicable Servicing Criteria: ------------------------------------------------------------------------------------------ ---------------------Applicable Servicing Servicing Criteria Criteria ------------------------------------------------------------------------------------------ ----------------------------------------- --------------------------------------------------------------------- ---------------------Reference Criteria -------------------- --------------------------------------------------------------------- ----------------------------------------- --------------------------------------------------------------------- ---------------------General Servicing Considerations -------------------- --------------------------------------------------------------------- ----------------------------------------- --------------------------------------------------------------------- ---------------------1122(d)(1)(i) Policies and procedures are instituted to monitor any performance X or other triggers and events of default in accordance with the transaction agreements. -------------------- --------------------------------------------------------------------- ----------------------------------------- --------------------------------------------------------------------- ---------------------1122(d)(1)(ii) If any material servicing activities are outsourced to third X parties, policies and procedures are instituted to monitor the third partys performance and compliance with such servicing activities. -------------------- --------------------------------------------------------------------- ----------------------------------------- --------------------------------------------------------------------- ---------------------1122(d)(1)(iii) Any requirements in the transaction agreements to maintain a back-up servicer for the mortgage loans are maintained. -------------------- --------------------------------------------------------------------- ----------------------------------------- --------------------------------------------------------------------- ---------------------1122(d)(1)(iv) A fidelity bond and errors and omissions policy is in effect on the X party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements. -------------------- --------------------------------------------------------------------- ----------------------------------------- --------------------------------------------------------------------- ---------------------Cash Collection and Administration -------------------- --------------------------------------------------------------------- ----------------------------------------- --------------------------------------------------------------------- ---------------------1122(d)(2)(i) Payments on mortgage loans are deposited into the appropriate X custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements. -------------------- --------------------------------------------------------------------- ----------------------------------------- --------------------------------------------------------------------- ---------------------1122(d)(2)(ii) Disbursements made via wire transfer on behalf of an obligor or to X an investor are made only by authorized personnel. -------------------- --------------------------------------------------------------------- ----------------------------------------- --------------------------------------------------------------------- ---------------------1122(d)(2)(iii) Advances of funds or guarantees regarding collections, cash flows X or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements. -------------------- --------------------------------------------------------------------- ----------------------------------------- --------------------------------------------------------------------- ---------------------The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with X respect to commingling of cash) as set forth in the transaction 1122(d)(2)(iv) agreements. -------------------- --------------------------------------------------------------------- ----------------------------------------- --------------------------------------------------------------------- ---------------------1122(d)(2)(v) Each custodial account is maintained at a federally insured X depository institution as set forth in the transaction agreements. For purposes of this criterion, federally insured depository institution with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. -------------------- --------------------------------------------------------------------- ----------------------------------------- --------------------------------------------------------------------- ---------------------1122(d)(2)(vi) Unissued checks are safeguarded so as to prevent unauthorized X access. -------------------- --------------------------------------------------------------------- ---------------------A-1 -------------------- --------------------------------------------------------------------1122(d)(2)(vii) Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements. -------------------- ---------------------------------------------------------------------------------------- --------------------------------------------------------------------Investor Remittances and Reporting -------------------- ---------------------------------------------------------------------------------------- --------------------------------------------------------------------1122(d)(3)(i) Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors or the trustees records as to the total ---------------------X
------------------------------------------------------------------------------------X
unpaid
--------------------------------------1122(d)(3)(ii) --------------------------------------1122(d)(3)(iii) --------------------------------------1122(d)(3)(iv) ----------------------------------------------------------------------------1122(d)(4)(i) --------------------------------------1122(d)(4)(ii) --------------------------------------1122(d)(4)(iii) --------------------------------------1122(d)(4)(iv)
--------------------------------------1122(d)(4)(v) --------------------
principal balance and number of mortgage loans serviced by the Servicer. --------------------------------------------------------------------- ------------------------------------------------------------------------------------------ ---------------------Amounts due to investors are allocated and remitted in accordance X with timeframes, distribution priority and other terms set forth in the transaction agreements. --------------------------------------------------------------------- ------------------------------------------------------------------------------------------ ---------------------Disbursements made to an investor are posted within two business days to the Servicers investor records, or such other number of X days specified in the transaction agreements. --------------------------------------------------------------------- ------------------------------------------------------------------------------------------ ---------------------Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank X statements. --------------------------------------------------------------------- ------------------------------------------------------------------------------------------ ---------------------Pool Asset Administration --------------------------------------------------------------------- ------------------------------------------------------------------------------------------ ---------------------Collateral or security on mortgage loans is maintained as required X by the transaction agreements or related mortgage loan documents. --------------------------------------------------------------------- ------------------------------------------------------------------------------------------ ---------------------Mortgage loan and related documents are safeguarded as required by X the transaction agreements --------------------------------------------------------------------- ------------------------------------------------------------------------------------------ ---------------------Any additions, removals or substitutions to the asset pool are X made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements. --------------------------------------------------------------------- ------------------------------------------------------------------------------------------ ---------------------Payments on mortgage loans, including any payoffs, made in X accordance with the related mortgage loan documents are posted to the Servicers obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related mortgage loan documents. --------------------------------------------------------------------- ------------------------------------------------------------------------------------------ ---------------------The Servicers records regarding the mortgage loans agree with the X Servicers records with respect to an obligors unpaid principal balance. --------------------------------------------------------------------- ---------------------A-2
-------------------- --------------------------------------------------------------------- ---------------------1122(d)(4)(vi) Changes with respect to the terms or status of an obligor's X mortgage loans (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents. -------------------- --------------------------------------------------------------------- ----------------------------------------- --------------------------------------------------------------------- ---------------------1122(d)(4)(vii) Loss mitigation or recovery actions (e.g., forbearance plans, X modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements. -------------------- --------------------------------------------------------------------- ----------------------------------------- --------------------------------------------------------------------- ---------------------1122(d)(4)(viii) Records documenting collection efforts are maintained during the X period a mortgage loan is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entitys activities in monitoring delinquent mortgage loans including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment). -------------------- --------------------------------------------------------------------- ----------------------------------------- --------------------------------------------------------------------- ---------------------1122(d)(4)(ix) Adjustments to interest rates or rates of return for mortgage loans X with variable rates are computed based on the related mortgage loan documents. -------------------- --------------------------------------------------------------------- ----------------------------------------- --------------------------------------------------------------------- ---------------------1122(d)(4)(x) Regarding any funds held in trust for an obligor (such as escrow X accounts): (A) such funds are analyzed, in accordance with the obligors mortgage loan documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable mortgage loan documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related mortgage loans, or such other number of days specified in the transaction agreements. -------------------- --------------------------------------------------------------------- ----------------------------------------- --------------------------------------------------------------------- ---------------------1122(d)(4)(xi) Payments made on behalf of an obligor (such as tax or insurance X payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements. -------------------- --------------------------------------------------------------------- ----------------------------------------- --------------------------------------------------------------------- ---------------------1122(d)(4)(xii) Any late payment penalties in connection with any payment to be X made on behalf of an obligor are paid from the servicers funds and not charged to the obligor, unless the late payment was due to the
obligors error or omission. -------------------- --------------------------------------------------------------------- ----------------------------------------- --------------------------------------------------------------------- ---------------------Disbursements made on behalf of an obligor are posted within two business days to the obligors records maintained by the servicer, or such other number of days specified in the transaction X 1122(d)(4)(xiii) agreements. -------------------- --------------------------------------------------------------------- ---------------------A-3 -------------------- --------------------------------------------------------------------1122(d)(4)(xiv) Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements. -------------------- ---------------------------------------------------------------------------------------- --------------------------------------------------------------------Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained 1122(d)(4)(xv) as set forth in the transaction agreements. -------------------- -----------------------------------------------------------------------------------------X -------------------------------------------
----------------------
[NAME OF COMPANY] [NAME OF SUBSERVICER] Date:__________________________________
By:____________________________________ Name:__________________________________ Title:_________________________________ A-4
EXHIBIT B
II. The [ [IDENTIFY PARTIES]
FORM OF ANNUAL CERTIFICATION ] agreement dated as of [ ], 200[ ] (the Agreement), among
I, ________________________________, the _______________________ of Countrywide Home Loans, Inc., certify to [the Purchaser], [the Depositor], [Master Servicer], [Securities Administrator] or [Trustee], and its officers, with the knowledge and intent that they will rely upon this certification, that: (1) I have reviewed the servicer compliance statement of the Company provided in accordance with Item 1123 of Regulation AB (the Compliance Statement), the report on assessment of the Companys compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB (the Servicing Criteria), provided in accordance with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended (the Exchange Act) and Item 1122 of Regulation AB (the Servicing Assessment), the registered public accounting firms attestation report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section 1122(b) of Regulation AB (the Attestation Report), and all servicing reports, officers certificates and other information relating to the servicing of the Mortgage Loans by the Company during 200[ ] that were delivered by the Company to the [Depositor] [Master Servicer] [Securities Administrator] or [Trustee] pursuant to the Agreement (collectively, the Company Servicing Information); (2) Based on my knowledge, the Company Servicing Information, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in the light of the circumstances under which such statements were made, not misleading with respect to the period of time covered by the Company Servicing Information; (3) Based on my knowledge, all of the Company Servicing Information required to be provided by the Company under the Agreement has been provided to the [Depositor] [Master Servicer] [Securities Administrator] or [Trustee]; (4) I am responsible for reviewing the activities performed by the Company as servicer under the Agreement, and based on my knowledge and the compliance review conducted in preparing the Compliance Statement and except as disclosed in the Compliance Statement, the Servicing Assessment or the Attestation Report, the Company has fulfilled its obligations under the Agreement; and [Intentionally Left Blank]
Agreement,
(5) and the
The
Compliance
Statement
required to be
delivered
by the Company
pursuant to this
Servicing Assessment and Attestation Report required to be provided by the Company and by each Subservicer and Participating Entity pursuant to the Agreement, have been provided to the [Depositor] [Master Servicer]. Any material instances of noncompliance described in such reports have been disclosed to the [Depositor] [Master Servicer]. Any material instance of noncompliance with the Servicing Criteria has been disclosed in such reports.
Date:____________________________________________________
By:______________________________________________________ Name:____________________________________________________ Title:___________________________________________________ 2
EXHIBIT H-5
______________________________________________________________________________
STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. Owner and EMC MORTGAGE CORPORATION Servicer
SERVICING AGREEMENT Dated as of April 1, 2006
_________________________________________________________________
EXHIBITS Exhibit A Exhibit B Exhibit C Exhibit D Exhibit E Exhibit F Exhibit G Exhibit H Exhibit I Exhibit J Exhibit K Mortgage Loan Schedule Custodial Account Letter Agreement Escrow Account Letter Agreement Form of Request for Release Reporting Data for Monthly Report Reporting Data for Defaulted Loans Form of Owner Certification Summary of Regulation AB Servicing Criteria Summary of Applicable Regulation AB Requirements Servicing Criteria to be Addressed in Assessment of Compliance Reporting Data for Realized Losses and Gains
THIS IS A SERVICING AGREEMENT, dated as of April 1, 2006, and is executed between Asset Mortgage Investments II Inc. (the "Owner") and EMC Mortgage Corporation (the "Servicer"). W I T N E S S E T H : WHEREAS, the Owner is the owner of the Mortgage Loans; WHEREAS, the Owner and the Servicer wish to prescribe the control of the Mortgage Loans; permanent management,
Structured
servicing and
NOW, THEREFORE, in consideration of the mutual agreements hereinafter set forth, and for other good and valuable consideration, the receipt and adequacy of which is hereby acknowledged, the Owner and the Servicer agree as follows: ARTICLE I DEFINITIONS Section 1.01. Defined Terms. unless the context otherwise
Whenever used in this Agreement, the following words and phrases, requires, shall have the following meaning specified in this Article:
Accepted Servicing Practices: The procedures, including prudent collection and loan administration procedures, and the standard of care (i) employed by prudent mortgage servicers which service mortgage loans of the same type as the Mortgage Loans in the jurisdictions in which the related Mortgage Properties are located or (ii) in accordance with the Fannie Mae Guide or Freddie Mac Guide, subject to any variances negotiated with Fannie Mae or Freddie Mac and subject to the express provisions of this Agreement. Such standard of care shall not be lower than that the Servicer customarily employs and exercises in servicing and administering similar mortgage loans for its own account and shall be in full compliance with all federal, state, and local laws, ordinances, rules and regulations. Adjustment Date: As to each ARM Loan, the date on which the Mortgage in accordance with the terms of the related Mortgage Note. Agreement: supplements hereto. This Servicing Agreement including all exhibits Interest Rate is adjusted amendments hereof and
hereto,
ARM Loans: First lien, conventional, 1-4 family residential Mortgage Loans with interest rates which adjust from time to time in accordance with the related Index and are subject to Periodic Rate Caps and Lifetime Rate Caps and which may permit conversion to fixed interest rates. Business Day: Any day other than (i) a Saturday or Sunday, or (ii) a legal holiday in the States of Maryland, Minnesota, New York or the jurisdiction in which the Servicer conducts its servicing activities, or (iii) a day on which banks in the States of Maryland, Minnesota, New York or the jurisdiction in which the Servicer conducts its servicing activities are authorized or obligated by law or executive order to be closed. successor thereto. Code: The Internal Revenue Code of 1986, as it may be amended statute thereto, and applicable U.S. Department of the Treasury Commission or SEC: The Securities and Exchange Commission. from time to time, or any regulations issued pursuant
Condemnation Proceeds: All awards or settlements in respect of a Mortgaged Property, whether permanent or temporary, partial or entire, by exercise of the power of eminent domain or condemnation, to the extent not required to be released to a Mortgagor in accordance with the terms of the related Mortgage Loan Documents. Custodial Account: One or more demand account or accounts created and maintained pursuant to Section 4.04 which shall be entitled "EMC Custodial Account in trust for SAMI II, Owner of Whole Loan Mortgages and various Mortgagors" established at a Qualified Depository, each of which accounts shall be held by such Qualified Depository in a fiduciary capacity, separate and apart from its funds and general assets. Custodian: designate. Wells Fargo Bank, National Association, or such other custodian as Owner shall
Cut-off Date: Delinquent:
The open of business on April 1, 2006.
As defined in the related pooling and servicing agreement. depositor, as such term is defined in Regulation AB, with Day, respect to any
Depositor: The Pass-Through Transfer.
Determination Date: The 15th day (or if such 15th day is not a Business immediately preceding such 15th day) of the month of the Remittance Date.
the Business Day
Due Date: Each day on which payments of principal and interest are required to be paid in accordance with the terms of the related Mortgage Note, exclusive of any days of grace. Due Period: the month preceding Remittance Date. With respect to each Remittance Date, the month of such Remittance Date and the period commencing on the second day of ending on the first day of the month of the
Escrow Account: The separate trust account or accounts created and maintained pursuant to Section 4.06 which shall be entitled "EMC Escrow Account, in trust for SAMI II, Owner of Whole Loan Mortgages and various Mortgagors" and shall be established at a Qualified Depository, each of which accounts shall in no event contain funds in excess of the FDIC insurance limits. Escrow Payments: With respect to any Mortgage Loan, the amounts constituting ground rents, taxes, assessments, water rates, sewer rents, municipal charges, mortgage insurance premiums, fire and hazard insurance premiums, condominium charges, and any other payments required to be escrowed by the Mortgagor with the mortgagee pursuant to the Mortgage or any other document. Event of Default: Exchange Act: Any one of the conditions or circumstances enumerated in Section 9.01.
The Securities Exchange Act of 1934, as amended.
Fannie Mae:
Fannie Mae, or any successor thereto. Selling Guide and the Fannie Mae Servicing Guide and all
Fannie Mae Guide: The Fannie Mae amendments or additions thereto. Fidelity Bond:
A fidelity bond to be maintained by the Servicer pursuant to Section 4.12. Institutions Reform, Recovery, and Enforcement Act of 1989, as amended
FIRREA: The Financial from time to time. Freddie Mac:
Freddie Mac, or any successor thereto. Selling Guide and the Freddie Mac Servicing Guide and all principal
Freddie Mac Guide: The Freddie Mac amendments or additions thereto. Full Principal Prepayment: balance of a Mortgage Loan. GAAP: HUD:
A Principal
Prepayment made by a Mortgagor of the entire
Generally accepted accounting procedures, consistently applied. The United States Department of Housing and Urban Development or any successor. Adjustment Date, of the index used to policies
Index: With respect to each ARM Loan, on the related determine the Mortgage Interest Rate on each such ARM Loan. Insurance Proceeds: With respect to each Mortgage insuring the Mortgage Loan or the related Mortgaged Property.
Loan,
proceeds Mortgage
insurance
Lifetime Rate Cap: With respect to each ARM Loan, the maximum term of such Mortgage Loan, as specified in the related Mortgage Note.
Interest Rate over the
Liquidation Proceeds: Amounts, other than Insurance Proceeds and Condemnation Proceeds, received in connection with the liquidation of a defaulted Mortgage Loan, whether through the sale or assignment of such Mortgage Loan, trustee's sale, foreclosure sale or otherwise, other than amounts received following the acquisition of an REO Property pursuant to Section 4.13. Margin: With respect to each ARM Loan, the fixed percentage amount set forth in each related Mortgage Note which is added to the Index in order to determine the related Mortgage Interest Rate. Master Servicer: Wells Fargo Bank, National Association, assigns, or any successor thereto designated by the Owner. Monthly Advance: pursuant to Section 5.03. The aggregate of the advances made by the its successors in interest and Date
Servicer on any
Remittance
Monthly Payment: With respect to each Mortgage Loan, the scheduled monthly payment of principal and interest thereon which is payable by the related Mortgagor under the related Mortgage Note. Mortgage: The mortgage, deed of trust or other instrument securing a Mortgage Note which creates a first lien on an unsubordinated estate in fee simple in real property securing the Mortgage Note. Mortgage Interest Rate: The annual rate at which interest accrues on any Mortgage Loan in accordance with the provisions of the related Mortgage Note, and in the case of an ARM Loan, as adjusted from time to time on each Adjustment Date for such Mortgage Loan to equal the Index for such Mortgage Loan plus the Margin for such Mortgage Loan, and subject to the limitations on such interest rate imposed by the Periodic Rate Cap and the Lifetime Rate Cap. Mortgage Loan: An individual Mortgage Loan described herein and as further identified on the Mortgage Loan Schedule, which Mortgage Loan includes without limitation the Mortgage Loan Documents, the Monthly Payments, Principal Prepayments, Liquidation Proceeds, Condemnation Proceeds, Insurance Proceeds, REO Disposition Proceeds, and all other rights, benefits, proceeds and obligations arising from or in connection with such Mortgage Loan. Mortgage Loan Documents: The original mortgage loan legal documents held by the Custodian.
Mortgage Loan Remittance Rate: With respect to each Mortgage Loan, the annual rate of interest remitted to the Owner, which shall be equal to the related Mortgage Interest Rate minus the Servicing Fee Rate. Mortgage Loan Schedule: The schedule of Mortgage schedule being acceptable to the Owner and the Servicer. Mortgage Mortgage. Mortgaged Property: Mortgagor: The underlying real property securing repayment of a Mortgage Note. Note: The note or other evidence of the Loans attached hereto as Exhibit A, such Mortgagor secured by a
indebtedness
of a
The obligor on a Mortgage Note.
Net Liquidation Proceeds: As to any Mortgage Loan, Liquidation Proceeds net of unreimbursed Servicing Advances, Servicing Fees and Monthly Advances and expenses incurred by the Servicer in connection with the liquidation of the Mortgage Loan and the related Mortgaged Property. Nonrecoverable Advance: Any advance previously made by the Servicer pursuant to Section 5.03 or any Servicing Advance proposed to be made by the Servicer in respect of a Mortgage Loan or REO Property which, in the good faith judgment of the Servicer, may not be ultimately recoverable by the Servicer from Liquidation Proceeds or Insurance Proceeds on such Mortgage Loan or REO Property as provided herein. The determination by the Servicer that it has made a Nonrecoverable Advance, or that a proposed advance may constitute a Nonrecoverable Advance, shall be evidenced by an Officer's Certificate of the Servicer delivered to the Owner and detailing the reasons for such determination. Officer's Certificate: A certificate signed by the Chairman of the Board, the Vice Chairman of the Board, the President, a Senior Vice President or a Vice President or by the Treasurer or the Secretary or one of the Assistant Treasurers or Assistant Secretaries of the Servicer, and delivered to the Owner as required by this Agreement. Opinion of Counsel: A written opinion of counsel, who may be an behalf of whom the opinion is being given, reasonably acceptable to the Owner. employee of the party on
Owner: Structured Asset Mortgage Investments II Inc. ("SAMI II"), its successors in interest and assigns (including the Trustee in connection with a Pass-Through Transfer).
Partial Principal balance of a Mortgage Loan.
Prepayment:
A Principal
Prepayment
by a Mortgagor
of a partial
principal
Pass-Through Transfer: Any transaction involving either (1) a sale or other transfer of some or all of the Mortgage Loans directly or indirectly to an issuing entity in connection with an issuance of publicly offered or privately placed, rated or unrated mortgage-backed securities or (2) an issuance of publicly offered or privately placed, rated or unrated securities, the payments on which are determined primarily by reference to one or more portfolios of residential mortgage loans consisting, in whole or in part, of some or all of the Mortgage Loans. Periodic Rate Cap: With respect to each ARM Loan, Mortgage Interest Rate on any Adjustment Date. Permitted Investments: the maximum increase or decrease in the
Any one or more of the following obligations or securities:
(i) direct obligations of, and obligations the timely payment of which are fully guaranteed by the United States of America or any agency or instrumentality of the United States of America the obligations of which are backed by the full faith and credit of the United States of America; (ii) (a) demand or time deposits, federal funds or bankers' acceptances issued by any depository institution or trust company incorporated under the laws of the United States of America or any state thereof (including any Trustee or the Master Servicer) and subject to supervision and examination by federal and/or state banking authorities, provided that the commercial paper and/or the short-term deposit rating and/or the long-term unsecured debt obligations or deposits of such depository institution or trust company at the time of such investment or contractual commitment providing for such investment are rated in one of the two highest rating categories by each Rating Agency and (b) any other demand or time deposit or certificate of deposit that is fully insured by the Federal Deposit Insurance Corporation; (iii) repurchase obligations with respect to (a) any security described in clause (i) above or (b) any other security issued or guaranteed by an agency or instrumentality of the United States of America, the obligations of which are backed by the full faith and credit of the United States of America, in either case entered into with a depository institution or trust company (acting as principal) described in clause (ii)(a) above; (iv) securities bearing interest or sold at a discount issued by any corporation (including any Trustee or the Master Servicer) incorporated under the laws of the United States of America or any state thereof that are rated in one of the two highest rating categories by each Rating Agency at the time of such investment or contractual commitment providing for such investment; provided, however, that securities issued by any particular corporation will not be Permitted Investments to the extent that investments therein will cause the then outstanding principal amount of securities issued by such corporation and held as Permitted Investments to exceed 10% of the aggregate outstanding principal balances and amounts of all the Permitted Investments; (v) commercial paper (including both non-interest-bearing discount obligations and interest-bearing obligations payable on demand or on a specified date not more than one year after the date of issuance thereof) which are rated in one of the two highest rating categories by each Rating Agency at the time of such investment; (vi) any other demand, money market or time deposit, investment as may be acceptable to each Rating Agency; and obligation, security or
(vii) any money market funds the collateral of which consists of obligations fully guaranteed by the United States of America or any agency or instrumentality of the United States of America the obligations of which are backed by the full faith and credit of the United States of America (which may include repurchase obligations secured by collateral described in clause (i)) and other securities (including money market or common trust funds for which any Trustee or the Master Servicer or any affiliate thereof acts as a manager or an advisor) and which money market funds are rated in one of the two highest rating categories by each Rating Agency; provided, however, security evidences such instrument or maturity in excess that no a right if such of 120% instrument or security shall be a Permitted Investment if such instrument or to receive only interest payments with respect to the obligations underlying security provides for payment of both principal and interest with a yield to of the yield to maturity at par.
Person: Any individual, corporation, partnership, joint venture, association, joint-stock company, limited liability company, trust, unincorporated organization or government or any agency or political subdivision thereof. Prepayment Charge: Any prepayment premium, penalty or charge payable by a Mortgagor in connection with any Principal Prepayment on a Mortgage Loan pursuant to the terms of the related Mortgage Note. Prepayment Interest Excess: With respect to any Remittance Date, for each Mortgage Loan that was the subject of a Principal Prepayment in full or in part during the portion of the related Prepayment Period occurring between the first day of the calendar month in which such Remittance Date occurs and the Determination Date of the calendar month in which such Remittance Date occurs, an amount equal to interest (to the extent received) at the applicable Mortgage Loan Remittance Rate on the amount of such Principal Prepayment for the number of days commencing on the first day of the calendar month in which such Remittance Date occurs and ending on the last date through which interest is collected from the related Mortgagor. Prepayment Interest Shortfall: With respect to any Remittance Date, for each such Mortgage Loan that was the subject of a Principal Prepayment during the portion of the related Prepayment Period occurring between the first day of the related Prepayment Period and the last day of the calendar month preceding the month in which such Remittance Date occurs, an amount equal to interest (to be paid by the Servicer out of its own funds without reimbursement therefor) at the applicable Mortgage Loan Remittance Rate on the amount of such Principal Prepayment for the number of days commencing on the date on which the prepayment is applied and ending on the last day of the calendar month preceding such Remittance Date. Prepayment Period: As to any Remittance Date, (a) in the case of Full Principal Prepayments, the period commencing on the 16th day of the month prior to the month in which the related Remittance Date occurs and ending on the 15th day of the month in which such Remittance Date occurs, and (b) in the case of Partial Principal Prepayments or other recoveries, the preceding calendar month. Primary Mortgage Insurance Policy: Each primary policy of mortgage replacement policy therefor obtained by the Servicer pursuant to Section 4.08. insurance, or any
Prime Rate: Wall Street Journal.
The prime rate of U.S.
money
center
banks as
published
from time to time in The
Principal Prepayment: Any payment or other recovery of principal on a Mortgage Loan full or partial which is received in advance of its scheduled Due Date, including any Prepayment Charge and which is not accompanied by an amount of interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment. Qualified Appraiser: An appraiser, duly appointed by the Servicer, who had no interest, direct or indirect in the Mortgaged Property or in any loan made on the security thereof, and whose compensation is not affected by the approval or disapproval of the Mortgage Loan, which appraiser and the appraisal made by such appraiser both satisfy the requirements of Title XI of FIRREA and the regulations promulgated thereunder, all as in effect on the date the Mortgage Loan was originated. Qualified Depository: (a) The Custodian, (b) a depository, the accounts of which are insured by the FDIC and the short term debt ratings and the long term deposit ratings of which are rated in one of the two highest rating categories by either of Moody's Investors Service, Inc. or Fitch, Inc., or (c) a depository, the short-term debt obligations, or other short-term deposits of which are rated at least 'A-2' and the long-term unsecured debt obligations of which are rated at least 'AA-' by Standard & Poor's Ratings Service, a division of The McGraw Hill Companies Inc. Qualified Insurer: An insurance company duly qualified as such under the laws of the states in which the Mortgaged Properties are located, duly authorized and licensed in such states to transact the applicable insurance business and to write the insurance provided, approved as an insurer by Fannie Mae and Freddie Mac. Rating Agency: Standard & Poor's Inc., and Moody's Investors Service, Inc. Reconstitution Transfer. Regulation AB: Subpart 229.1100 Asset Backed Securities (Regulation AB), 17 C.F.R. 229.1100-229.1123, as amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time. REMIC: Code. REMIC Provisions: The provisions of the Federal income tax law relating to a REMIC, which appear at Section 860A through 860G of the Code, and related provisions, and regulations, rulings or pronouncements promulgated thereunder, as the foregoing may be in effect from time to time. Remittance Date: The Remittance Date shall be the 20th day of any month, is not a Business Day, the first Business Day immediately preceding such 20th day. REO Disposition: REO Disposition. Disposition The final sale by the Servicer of any REO Property. Proceeds: Mortgaged Amounts received by the Servicer in acquired by the Servicer connection on behalf with a related REO of the Owner as or if such 20th day A "real estate mortgage investment conduit" within the meaning of Section 860D of the Agreement: Any Ratings Service, involving a division any of The McGraw Hill Companies
agreement
Pass-Through
Transfer
or Whole Loan
REO Property: A described in Section 4.13.
Property
Sarbanes Certification: A certification required pursuant to The Sarbanes-Oxley Act of 2002 and the rules and regulations of the Commission promulgated thereunder (including any interpretations or amendments thereof by the Commission's staff). Securities Act: Securities Transfer. Servicer: EMC Mortgage Corporation, or any of its under this Agreement appointed as herein provided. successors in interest or any successor The Securities Act of 1933, as amended. The securities administrator with respect to any Pass-Through
Administrator:
Servicing Advances: All customary, reasonable and necessary "out of pocket" costs and expenses (including reasonable attorneys' fees and disbursements) incurred in the performance by the Servicer of its servicing obligations relating to each Mortgage Loan, including, but not limited to, the cost of (a) the preservation, restoration and protection of the Mortgaged Property, (b) any enforcement, administrative or judicial proceedings, or any legal work or advice specifically related to servicing the Mortgage Loans, including but not limited to, foreclosures, bankruptcies, condemnations, drug seizures, elections, foreclosures by subordinate or superior lienholders, and other legal actions incidental to the servicing of the Mortgage Loans (provided that such expenses are reasonable and that the Servicer specifies the Mortgage Loan(s) to which such expenses relate), (c) the management and liquidation of the Mortgaged Property if the Mortgaged Property is acquired in full or partial satisfaction of the Mortgage, (d) taxes, assessments, water rates, sewer rates and other charges which are or may become a lien upon the Mortgaged Property, and Primary Mortgage Insurance Policy premiums and fire and hazard insurance coverage and (e) compliance with the obligations under Section 4.08. Servicing Criteria: As of any date of determination, the "servicing criteria" set forth in Item 1122(d) of Regulation AB, or any amendments thereto, a summary of the requirements of which as of the date hereof is attached hereto as Exhibit H for convenience of reference only. In the event of a conflict or inconsistency between the terms of Exhibit H and the text of Item 1122(d) of Regulation AB, the text of Item 1122(d) of Regulation AB shall control (or those Servicing Criteria otherwise mutually agreed to by the Owner, the Servicer and any Person that will be responsible for signing any Sarbanes Certification with respect to a Pass-Through Transfer in response to evolving interpretations of Regulation AB and incorporated into a revised Exhibit H). Servicing Fee: With respect to each Mortgage Loan, the amount of the annual servicing fee the Owner shall pay to the Servicer, which shall, for a period of one full month, be equal to one-twelfth of the product of (a) the applicable Servicing Fee Rate and (b) the outstanding principal balance of the Mortgage Loan. Such fee shall be payable monthly, computed on the basis of the same principal amount and period respecting which any related interest payment on a Mortgage Loan is computed. The obligation of the Owner to pay the Servicing Fee is limited to, and the Servicing Fee is payable from the interest portion of such Monthly Payment collected by the Servicer or as otherwise provided under Section 4.05. Servicing Fee Rate: Servicing File: The The Servicing Fee Rate shall be a rate per annum equal to 0.375%. documents, records and other items pertaining to a particular Mortgage
Loan and any additional documents relating to such Mortgage Loan as are in, or as may from time to time come into, the Servicer's possession. Servicing Officer: Any officer of the Servicer involved in, or responsible for, the administration and servicing of the Mortgage Loans whose name appears on a list of servicing officers furnished by the Servicer to the Owner upon request, as such list may from time to time be amended. Stated Principal Balance: As to each Mortgage Loan as of any date of determination, (i) the principal balance of such Mortgage Loan after giving effect to payments of principal due and received or for which a Monthly Advance has been made, minus (ii) all amounts previously distributed to the Owner with respect to the Mortgage Loan representing Principal Prepayments. Subcontractor: Any vendor, subcontractor or other Person that is not responsible for the overall servicing (as "servicing" is commonly understood by participants in the mortgage-backed securities market) of Mortgage Loans but performs one or more discrete functions identified in Item 1122(d) of Regulation AB with respect to Mortgage Loans under the direction or authority of the Servicer or a Subservicer. Subservicer: Any Person that services Mortgage Loans on behalf of the Servicer or any Subservicer and is responsible for the performance (whether directly or through Subservicers or Subcontractors) of a substantial portion of the material servicing functions required to be performed by the Servicer under this Agreement or any Reconstitution Agreement that are identified in Item 1122(d) of Regulation AB. Trustee: The Person appointed as trustee in connection with any Pass-Through Transfer.
Whole Loan Transfer: The sale or transfer of some or all of the ownership interest in the Mortgage Loans by the Owner to one or more third parties in whole loan or participation format, which third party may be Fannie Mae or Freddie Mac. ARTICLE II SERVICING OF MORTGAGE LOANS; POSSESSION OF SERVICING FILES; BOOKS AND RECORDS; DELIVERY OF MORTGAGE LOAN DOCUMENTS Section 2.01. Servicing of Mortgage Loans.
The Servicer does hereby agree to service the Mortgage Loans in accordance with the terms of this Agreement. The rights of the Owner to receive payments with respect to the Mortgage Loans shall be as set forth in this Agreement. Section 2.02. Maintenance of Servicing Files.
The Servicer shall maintain a Servicing File consisting of all documents necessary to service the Mortgage Loans. The possession of each Servicing File by the Servicer is for the sole purpose of servicing the Mortgage Loan, and such retention and possession by the Servicer is in a custodial capacity only. The Servicer acknowledges that the ownership of each Mortgage Loan, including the Note, the Mortgage, all other Mortgage Loan Documents and all rights, benefits, proceeds and obligations arising therefrom or in connection therewith, has been vested in the Owner. All rights arising out of the Mortgage Loans including, but not limited to, all funds received on or in connection with the Mortgage Loans and all records or documents with respect to the Mortgage Loans prepared by or which come into the possession of the Servicer shall be received and held by the Servicer in trust for the exclusive benefit of the Owner as the owner of the related Mortgage Loans. Any portion of the related Servicing Files retained by the Servicer shall be appropriately identified in the Servicer's computer system to clearly reflect the ownership of the related Mortgage Loans by the Owner. The Servicer shall release its custody of the contents of the related Servicing Files only in accordance with written instructions of the Owner, except when such release is required as incidental to the Servicer's servicing of the Mortgage Loans, such written instructions shall not be required. Section 2.03. Books and Records.
The Servicer shall be responsible for maintaining, and shall maintain, a complete set of books and records for the Mortgage Loans which shall be appropriately identified in the Servicer's computer system to clearly reflect the ownership of the Mortgage Loan by the Owner. In particular, the Servicer shall maintain in its possession, available for inspection by the Owner, or its designee and shall deliver to the Owner upon demand, evidence of compliance with all federal, state and local laws, rules and regulations, and requirements of Fannie Mae or Freddie Mac, as applicable, including but not limited to documentation as to the method used in determining the applicability of the provisions of the Flood Disaster Protection Act of 1973, as amended, to the Mortgaged Property, documentation evidencing insurance coverage and eligibility of any condominium project for approval by Fannie Mae and periodic inspection reports as required by Section 4.13. To the extent that original documents are not required for purposes of realization of Liquidation Proceeds or Insurance Proceeds, documents maintained by the Servicer may be in the form of microfilm or microfiche or such other reliable means of recreating original documents, including but not limited to, optical imagery techniques so long as the Servicer complies with the requirements of the Fannie Mae Guide. The Servicer shall maintain with respect to each Mortgage Loan and shall make available for inspection by any Owner or its designee the related Servicing File (or copies thereof) during the time the Owner retains ownership of a Mortgage Loan and thereafter in accordance with applicable laws and regulations. Section 2.04. Transfer of Mortgage Loans.
No transfer of a Mortgage Loan may be made unless such transfer is in compliance with the terms hereof. For the purposes of this Agreement, the Servicer shall be under no obligation to deal with any person with respect to this Agreement or any Mortgage Loan unless a notice of the transfer of such Mortgage Loan has been delivered to the Servicer in accordance with this Section 2.04. The Owner may, subject to the terms of this Agreement, sell and transfer one or more of the Mortgage Loans in accordance with Sections 10.02 and 11.12, provided, however, that the transferee will not be deemed to be an Owner hereunder binding upon the Servicer unless such transferee shall agree in writing to be bound by the terms of this Agreement and an assignment and assumption of this Agreement reasonably acceptable to the Servicer. The Owner shall advise the Servicer in writing of the transfer. Upon receipt of notice of the permitted transfer, the Servicer shall mark its books and records to reflect the ownership of the Mortgage Loans of such assignee, and shall release the previous Owner from its obligations hereunder with respect to the Mortgage Loans sold or transferred. Section 2.05. Delivery of Mortgage Loan Documents.
The Servicer shall forward to the Custodian on behalf of the Owner original documents evidencing an assumption, modification, consolidation or extension of any Mortgage Loan entered into in accordance with Section 4.01 or 6.01 within 4 week(s) of their execution; provided, however, that the Servicer shall provide the Custodian on behalf of the Owner with a certified true copy of any such document submitted for recordation within 4 week(s) after its execution, and shall provide the original of any document submitted for recordation or a copy of such document certified by the appropriate public
recording office to be a true and complete copy of the original within 180 days of its execution. If delivery is not completed within 180 days solely due to delays in making such delivery by reason of the fact that such documents shall not have been returned by the appropriate recording office, the Servicer shall continue to use its best efforts to effect delivery as soon as possible thereafter. From time to time the Servicer may have a need for Mortgage Loan Documents to be released by the Custodian. If the Servicer shall require any of the Mortgage Loan Documents, the Servicer shall notify the Custodian in writing of such request in the form of the request for release attached hereto as Exhibit D. The Custodian shall deliver to the Servicer within five (5) Business Days, any requested Mortgage Loan Document previously delivered to the Custodian, provided that such documentation is promptly returned to the Custodian when the Servicer no longer requires possession of the document, and provided that during the time that any such documentation is held by the Servicer, such possession is in trust for the benefit of the Owner. ARTICLE III REPRESENTATIONS AND WARRANTIES OF THE SERVICER The Servicer represents, warrants of such date specifically provided herein: and covenants to the Owner that as of the date hereof or as
(a) The Servicer is a validly existing corporation in good standing under the laws of the State of its organization and is qualified to transact business in, is in good standing under the laws of, and possesses all licenses necessary for the conduct of its business in, each state in which any Mortgaged Property is located or is otherwise exempt or not required under applicable law to effect such qualification or license and no demand for such qualification or license has been made upon the Servicer by any such state, and in any event the Servicer is in compliance with the laws of each such State to the extent necessary to ensure the enforceability of each Mortgage Loan and the servicing of the Mortgage Loans in accordance with the terms of this Agreement; (b) The Servicer has full power and authority to execute, deliver and perform, and to enter into and consummate all transactions contemplated by this Agreement and to conduct its business as presently conducted, has duly authorized the execution, delivery and performance of this Agreement, has duly executed and delivered this Agreement, and this Agreement constitutes a legal, valid and binding obligation of the Servicer, enforceable against it in accordance with its terms subject to bankruptcy laws and other similar laws of general application affecting rights of creditors and subject to the application of the rules of equity, including those respecting the availability of specific performance; (c) None of the execution and delivery of this Agreement, the consummation of the transactions contemplated thereby and hereby, or the fulfillment of or compliance with the terms and conditions of this Agreement will conflict with any of the terms, conditions or provisions of the Servicer's articles of incorporation or by-laws or materially conflict with or result in a breach of any of the terms, conditions or provisions of any legal restriction or any agreement or instrument to which the Servicer is now a party or by which it is bound, or constitute a default or result in an acceleration under any of the foregoing, or result in the material violation of any law, rule, regulation, order, judgment or decree to which the Servicer or its property is subject; (d) There is no litigation pending or, to the Servicer's knowledge, threatened with respect to the Servicer which is reasonably likely to have a material adverse effect on the execution, delivery or enforceability of this Agreement, or which is reasonably likely to have a material adverse effect on the financial condition of the Servicer; (e) No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Servicer of or compliance by the Servicer with this Agreement or the consummation of the transactions contemplated by this Agreement except for consents, approvals, authorizations and orders which have been obtained; (f) The Servicer is an approved seller/servicer of residential mortgage loans for Fannie Mae and Freddie Mac. The Servicer is in good standing to service mortgage loans for Fannie Mae and Freddie Mac and no event has occurred which would make the Servicer unable to comply with eligibility requirements or which would require notification to either Fannie Mae or Freddie Mac; (g) As of the date of each Pass-Through Transfer, and except as has been otherwise disclosed to the Owner, the Master Servicer and any Depositor, or disclosed in any public filing: (1) no default or servicing related performance trigger has occurred as to any other Pass-Through Transfer due to any act or failure to act of the Servicer; (2) no material noncompliance with applicable servicing criteria as to any other Pass-Through Transfer has occurred, been disclosed or reported by the Servicer; (3) the Servicer has not been terminated as servicer in a residential mortgage loan Pass-Through Transfer, either due to a servicing default or to application of a servicing performance test or trigger; (4) no material changes to the Servicer's servicing policies and procedures for similar loans have occurred in the preceding three years; (5) there are no aspects of the Servicer's financial condition that could have a material adverse impact on the performance by the Servicer of its obligations hereunder; (6) there are no legal proceedings pending, or known to be contemplated by governmental authorities, against the Servicer that could be material to investors in the securities issued in such Pass-Through Transfer; and (7) there are no affiliations, relationships or transactions relating to the Servicer of a type that are described under Item 1119 of Regulation AB; (h) If so requested by the Owner, the Master Servicer or any Depositor on any date, the Servicer shall, within five Business Days following such request, confirm in writing the accuracy of the representations and warranties set forth in clause (g) of this Article or, if any such representation and warranty is not accurate as of the date of such request, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party; (i) Notwithstanding anything to the contrary in the Agreement, the Servicer shall (or shall cause each Subservicer) (i) immediately notify the Owner, the Master Servicer and any Depositor in writing of (A) any material litigation or governmental proceedings pending against the Servicer or any Subservicer, (B) any affiliations or relationships that develop following the closing date of a Pass-Through Transfer between the Servicer or any Subservicer and any of the parties specified in clause (7) of paragraph (g) of this Article (and any other parties identified in writing by the requesting party) with respect to such Pass-Through Transfer, (C) any Event of Default under the terms of this Agreement or any Reconstitution Agreement, (D) any merger, consolidation or sale of substantially all of the assets of the Company, and (E) the Company's entry into an agreement with a Subservicer to perform or assist in the performance of any of the Company's obligations under this Agreement or any Reconstitution Agreement and (ii) provide to the Owner and any Depositor a description of such proceedings, affiliations or relationships; (j) As a condition to the succession to the Servicer or any Subservicer as servicer or subservicer under this Agreement or any Reconstitution Agreement by any Person (i) into which the Servicer or such Subservicer may be merged or consolidated, or (ii) which may be appointed as a successor to the Servicer or any Subservicer, the Servicer shall provide to the Owner, the Master Servicer and any Depositor, at least 15 calendar days prior to the effective date of such succession or appointment, (x) written notice to the Owner, the Master Servicer and any Depositor of such succession or appointment and (y) in writing and in form and substance reasonably satisfactory to the Owner, the Master Servicer and such Depositor, all information reasonably requested by the Owner, the Master
Servicer or any Depositor in order to comply with its reporting with respect to any class of asset-backed securities; and
obligation
under Item 6.02 of Form 8-K
(k) Servicer has delivered to the Owner and the Master Servicer financial statements of its parent, for its last two complete fiscal years. All such financial information fairly presents the pertinent results of operations and financial position for the period identified and has been prepared in accordance with GAAP consistently applied throughout the periods involved, except as set forth in the notes thereto. There has been no change in the servicing policies and procedures, business, operations, financial condition, properties or assets of the Servicer since the date of the Servicer's financial information that would have a material adverse effect on its ability to perform its obligations under this Agreement. ARTICLE IV ADMINISTRATION AND SERVICING OF MORTGAGE LOANS Section 4.01. Servicer to Act as Servicer.
The Servicer, as independent contract servicer, shall service and administer the Mortgage Loans in accordance with this Agreement and with Accepted Servicing Practices (giving due consideration to the Owner's reliance on the Servicer), and shall have full power and authority, acting alone, to do or cause to be done any and all things in connection with such servicing and administration which the Servicer may deem necessary or desirable and consistent with the terms of this Agreement and with Accepted Servicing Practices and shall exercise the same care that it customarily employs for its own account. In addition, the Servicer shall furnish information regarding the borrower credit files related to such Mortgage Loan to credit reporting agencies in compliance with the provisions of the Fair Credit Reporting Act and the applicable implementing regulations. Except as set forth in this Agreement, the Servicer shall service the Mortgage Loans in accordance with Accepted Servicing Practices in compliance with the servicing provisions of the Fannie Mae Guide, which include, but are not limited to, provisions regarding the liquidation of Mortgage Loans, the collection of Mortgage Loan payments, the payment of taxes, insurance and other charges, the maintenance of hazard insurance with a Qualified Insurer, the maintenance of fidelity bond and errors and omissions insurance, inspections, the restoration of Mortgaged Property, the maintenance of Primary Mortgage Insurance Policies, insurance claims, and title insurance, management of REO Property, permitted withdrawals with respect to REO Property, liquidation reports, and reports of foreclosures and abandonments of Mortgaged Property, the transfer of Mortgaged Property, the release of Mortgage Loan Documents, annual statements, and examination of records and facilities. In the event of any conflict, inconsistency or discrepancy between any of the servicing provisions of this Agreement and any of the servicing provisions of the Fannie Mae Guide, the provisions of this Agreement shall control and be binding upon the Owner and the Servicer. The Owner may, at its option, deliver powers-of-attorney to the Servicer sufficient to allow the Servicer as servicer to execute all documentation requiring execution on behalf of Owner with respect to the servicing of the Mortgage Loans, including satisfactions, partial releases, modifications and foreclosure documentation or, in the alternative, shall as promptly as reasonably possible, execute and return such documentation to the Servicer. Consistent with the terms of this Agreement, the Servicer may waive, modify or vary any term of any Mortgage Loan or consent to the postponement of any such term or in any manner grant indulgence to any Mortgagor if in the Servicer's reasonable and prudent determination such waiver, modification, postponement or indulgence is not materially adverse to the Owner, provided, however, that with respect to any Mortgage Loan that is not in default or if default is not reasonably forseeable, unless the Servicer has provided to the Owner a certification addressed to the Owner, based on the advice of counsel or certified public accountants that have a national reputation with respect to taxation of REMICs that a modification of such Mortgage Loan will not result in the imposition of taxes on or disqualify from REMIC status any of the REMICs and has obtained the prior written consent of the Owner, the Servicer shall not permit any modification with respect to any Mortgage Loan that would change the Mortgage Interest Rate, forgive the payment of principal or interest, reduce or increase the outstanding principal balance (except for actual payments of principal), change the final maturity date on such Mortgage Loan or waive a prepayment penalty or charge. In the event of any such modification which has been agreed to in writing by the Owner and which permits the deferral of interest or principal payments on any Mortgage Loan, the Servicer shall, on the Business Day immediately preceding the related Remittance Date in any month in which any such principal or interest payment has been deferred, deposit in the Custodial Account from its own funds, in accordance with Section 4.04 and Section 5.03, the difference between (a) such month's principal and one month's interest at the related Mortgage Loan Remittance Rate on the unpaid principal balance of such Mortgage Loan and (b) the amount paid by the Mortgagor. The Servicer shall be entitled to reimbursement for such advances to the same extent as for all other advances pursuant to Section 4.05. Without limiting the generality of the foregoing, the Servicer shall continue, and is hereby authorized and empowered, to prepare, execute and deliver, all instruments of satisfaction or cancellation, or of partial or full release, discharge and all other comparable instruments, with respect to the Mortgage Loans and with respect to the Mortgaged Properties. The Servicer shall perform all of its servicing responsibilities hereunder or may cause a subservicer to perform any such servicing responsibilities on its behalf, but the use by the Servicer of a subservicer shall not release the Servicer from any of its obligations hereunder and the Servicer shall remain responsible hereunder for all acts and omissions of each subservicer as fully as if such acts and omissions were those of the Servicer. Any such subservicer must be a Fannie Mae approved seller/servicer or a Freddie Mac seller/servicer in good standing and no event shall have occurred, including but not limited to, a change in insurance coverage, which would make it unable to comply with the eligibility requirements for lenders imposed by Fannie Mae or for seller/servicers by Freddie Mac, or which would require notification to Fannie Mae or Freddie Mac. The Servicer shall pay all fees and expenses of each subservicer from its own funds, and a subservicer's fee shall not exceed the Servicing Fee. At the cost and expense of the Servicer, without any right of reimbursement from the Custodial Account, the Servicer shall be entitled to terminate the rights and responsibilities of a subservicer and arrange for any servicing responsibilities to be performed by a successor subservicer meeting the requirements in the preceding paragraph, provided, however, that nothing contained herein shall be deemed to prevent or prohibit the Servicer, at the Servicer's option, from electing to service the related Mortgage Loans itself. In the event that the Servicer's responsibilities and duties under this Agreement are terminated pursuant to Section 8.04, 9.01 or 10.01, and if requested to do so by the Owner, the Servicer shall at its own cost and expense terminate the rights and responsibilities of each subservicer effective as of the date of termination of the Servicer. The Servicer shall pay all fees, expenses or penalties necessary in order to terminate the rights and responsibilities of each subservicer from the Servicer's own funds without reimbursement from the Owner. Notwithstanding any of the provisions of this Agreement relating to agreements or arrangements between the Servicer and a subservicer or any reference herein to actions taken through a subservicer or otherwise, the Servicer shall not be relieved of its obligations to the Owner and shall be obligated to the same extent and under the same terms and conditions as if it alone were servicing and administering the Mortgage Loans. The Servicer shall be entitled to enter into an agreement with a subservicer for indemnification of the Servicer by the subservicer and nothing contained in this Agreement shall be deemed to limit or modify such indemnification. Any subservicing agreement and any other transactions or services relating to the Mortgage Loans involving a subservicer shall be deemed to be between such subservicer and Servicer alone, and the
Owner shall have no obligations, duties or liabilities with respect to obligation, duty or liability of Owner to pay such subservicer's fees distributions and advances by the Servicer pursuant to this Agreement, have received a payment on a Mortgage Loan when a subservicer has received Section 4.02. Collection of Mortgage Loan Payments.
such Subservicer including no and expenses. For purposes of the Servicer shall be deemed to such payment.
Continuously from the date hereof until the date each Mortgage Loan ceases to be subject to this Agreement, the Servicer will proceed with diligence to collect all payments due under each Mortgage Loan when the same shall become due and payable and shall, to the extent such procedures shall be consistent with this Agreement and the terms and provisions of related Primary Mortgage Insurance Policy, follow such collection procedures as it follows with respect to mortgage loans comparable to the Mortgage Loans and held for its own account. Further, the Servicer will take reasonable care in ascertaining and estimating annual ground rents, taxes, assessments, water rates, fire and hazard insurance premiums, mortgage insurance premiums, and all other charges that, as provided in the Mortgage, will become due and payable to the end that the installments payable by the Mortgagors will be sufficient to pay such charges as and when they become due and payable. The Servicer shall not waive any Prepayment Charge unless: (i) the enforceability thereof shall have been limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors' rights generally, (ii) the enforcement thereof is illegal, or any local, state or federal agency has threatened legal action if the prepayment penalty is enforced, (iii) the mortgage debt has been accelerated in connection with a foreclosure or other involuntary payment or (iv) such waiver is standard and customary in servicing similar Mortgage Loans and relates to a default or a reasonably foreseeable default and would, in the reasonable judgment of the Servicer, maximize recovery of total proceeds taking into account the value of such Prepayment Charge and the related Mortgage Loan. If a Prepayment Charge is waived, but does not meet the standards described above, then the Servicer is required to pay the amount of such waived Prepayment Charge by remitting such amount to the Owner by the Remittance Date. With respect to Mortgage Loans affected by Hurricane Katrina, if the Mortgaged Property is located in public and individual assistance counties as designated by FEMA (as set forth on its website www.fema.gov), the Servicer may cease charging of late fees and credit reporting activity for all Mortgagors in certain counties until May 1, 2006, and if reasonably prudent, may extend such period as long as necessary. In addition, the Servicer may suspend all foreclosure and bankruptcy activity relating to such certain Mortgage Loans until May 1, 2006, and if reasonably prudent, may extend such period as long as necessary. Section 4.03. Realization Upon Defaulted Mortgage Loans.
The Servicer shall use its reasonable efforts, consistent with the procedures that the Servicer would use in servicing loans for its own account and the requirements of the Fannie Mae Guide, to foreclose upon or otherwise comparably convert the ownership of properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments pursuant to Section 4.01. In determining the delinquency status of any Mortgage Loan, the Servicer will apply the definition of Delinquent as such term is defined under the related pooling and servicing agreement. The Servicer shall use its reasonable efforts to realize upon defaulted Mortgage Loans in such manner as will maximize the receipt of principal and interest by the Owner, taking into account, among other things, the timing of foreclosure proceedings. The foregoing is subject to the provisions that, in any case in which Mortgaged Property shall have suffered damage, the Servicer shall not be required to expend its own funds toward the restoration of such property unless it shall determine in its discretion (i) that such restoration will increase the proceeds of liquidation of the related Mortgage Loan to the Owner after reimbursement to itself for such expenses, and (ii) that such expenses will be recoverable by the Servicer through Insurance Proceeds or Liquidation Proceeds from the related Mortgaged Property, as contemplated in Section 4.05. The Servicer shall be responsible for all costs and expenses incurred by it in any such proceedings or functions as Servicing Advances; provided, however, that it shall be entitled to reimbursement therefor as provided in Section 4.05. Notwithstanding anything to the contrary contained herein, in connection with a foreclosure or acceptance of a deed in lieu of foreclosure, in the event the Servicer has reasonable cause to believe that a Mortgaged Property is contaminated by hazardous or toxic substances or wastes, or if the Owner otherwise requests an environmental inspection or review of such Mortgaged Property, such an inspection or review is to be conducted by a qualified inspector. Upon completion of the inspection, the Servicer shall promptly provide the Owner with a written report of the environmental inspection. After reviewing the environmental inspection report, the Owner shall determine how the Servicer shall proceed with respect to the Mortgaged Property. Section 4.04. Establishment of Custodial Accounts; Deposits in Custodial Accounts.
The Servicer shall segregate and hold all funds collected and received pursuant to each Mortgage Loan separate and apart from any of its own funds and general assets and shall establish and maintain one or more Custodial Accounts. Each Custodial Account shall be established with a Qualified Depository. To the extent such funds are not deposited in a Custodial Account, such funds may be invested in Permitted Investments for the benefit of the Owner (with any income earned thereon for the benefit of the Servicer). Custodial Accounts will be reconciled within 45 days. Funds deposited in the Custodial Account may be drawn on by the Servicer in accordance with Section 4.05. The creation of any Custodial Account shall be evidenced by a letter agreement in the form shown in Exhibit B hereto. The original of such letter agreement shall be furnished to the Owner upon request. The Servicer acknowledges and agrees that the Servicer shall bear any losses incurred with respect to Permitted Investments. The amount of any such losses shall be immediately deposited by the Servicer in the Custodial Account, out of the Servicer's own funds, with no right to reimbursement therefor. The Servicer shall deposit in a mortgage clearing account on a daily basis, and in the Custodial Account or Accounts no later than 48 hours after receipt and identification of funds and retain therein the following payments and collections: (i) all payments on account of principal, including penalties, on the Mortgage Loans received after the Cut-off Date; Principal Loans Prepayments and
(ii) all payments on account of interest on the Mortgage related Mortgage Loan Remittance Rate received after the Cut-off Date; (iii)
adjusted to the
all Net Liquidation Proceeds received after the Cut-off Date; after the Cut-off Date in connection
(iv) any net amounts received by the Servicer with any REO Property pursuant to Section 4.13;
(v) all Insurance Proceeds received after the Cut-off Date including amounts required to be deposited pursuant to Sections 4.08 and 4.10, other than proceeds to be held in the Escrow Account and applied to the restoration or repair of the Mortgaged Property or released to the Mortgagor in accordance with the Servicer's normal servicing procedures, the loan documents or applicable law; (vi) all Condemnation Proceeds affecting any Mortgaged Property received after the
Cut-off Date other than proceeds to be held in the Escrow Account and applied to the restoration or repair of the Mortgaged Property or released to the Mortgagor in accordance with the Servicer's normal servicing procedures, the loan documents or applicable law; (vii) any Monthly Advances as provided in Section 5.03; Date and required to be deposited in
(viii) any amounts received after the Cut-off the Custodial Account pursuant to Section 6.02; and
(ix) with respect to each full or partial Principal Prepayment received after the Cut-off Date, any Prepayment Interest Shortfalls, to the extent of the Servicer's aggregate Servicing Fee received with respect to the related Due Period. The foregoing requirements for deposit in the Custodial Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of late payment charges and assumption fees, to the extent permitted by Section 6.01, and all Prepayment Interest Excess need not be deposited by the Servicer in the Custodial Account. Section 4.05. The Servicer following purposes: (i) 5.01; (ii) to reimburse itself for Monthly Advances, the Servicer's right to reimburse itself pursuant to this subclause (ii) being limited to amounts received on the related Mortgage Loan which represent late collections (net of the related Servicing Fees) of principal and/or interest respecting which any such advance was made; (iii) to reimburse itself for unreimbursed Servicing Advances and Monthly Advances, the Servicer's right to reimburse itself pursuant to this subclause (iii) with respect to any Mortgage Loan being limited to Liquidation Proceeds, Condemnation Proceeds and Insurance Proceeds received after the Cut-off Date related to such Mortgage Loan; (iv) to pay to itself as servicing compensation (a) any interest earned on funds in the Custodial Account (all such interest to be withdrawn monthly not later than each Remittance Date) and (b) the Servicing Fee from that portion of any payment recovery attributable to interest on a particular Mortgage Loan; (v) (vi) hereof; (vii) (viii) Servicer; and (ix) to reimburse itself as provided in Section 8.03 hereof; to remove funds inadvertently placed in the Custodial Account in error by the to reimburse itself for any Nonrecoverable Advances; to transfer funds to another Qualified Depository in accordance with Section 4.09 Permitted Withdrawals From the Custodial Account. may, from time to time, make withdrawals from the Custodial Account for the
to make
payments to the Owner in the amounts and in the manner
provided for in Section
to clear and terminate the Custodial Account upon the termination of this Agreement. Establishment of Escrow Accounts; Deposits in Escrow Accounts.
Section 4.06.
The Servicer shall segregate and hold all funds collected and received pursuant to each Mortgage Loan which constitute Escrow Payments separate and apart from any of its own funds and general assets and shall establish and maintain one or more Escrow Accounts. Each Escrow Account shall be established with a Qualified Depository. To the extent such funds are not deposited in an Escrow Account, such funds may be invested in Permitted Investments. Funds deposited in an Escrow Account may be drawn on by the Servicer in accordance with Section 4.07. The creation of any Escrow Account shall be evidenced by a letter agreement in the form shown in Exhibit C. The original of such letter agreement shall be furnished to the Owner upon request. The Servicer acknowledges and agrees that the Servicer shall bear any losses incurred with respect to Permitted Investments. The amount of any such losses shall be immediately deposited by the Servicer in the Escrow Account, as appropriate, out of the Servicer's own funds, with no right to reimbursement therefor. The Servicer shall deposit in a mortgage clearing account on a daily basis, Account or Accounts no later than 48 hours after receipt of funds and retain therein: and in the Escrow
(i) all Escrow Payments collected on account of the Mortgage Loans, for the purpose of effecting timely payment of any items as are required under the terms of this Agreement; (ii) all Insurance Mortgaged Property; and (iii) all Servicing escrow disbursements. Proceeds which are to be applied to the restoration or repair of any
Advances for Mortgagors
whose Escrow Payments are
insufficient to cover
The Servicer shall make withdrawals from an Escrow Account only to effect such payments as are required under this Agreement, and for such other purposes as shall be as set forth in and in accordance with Section 4.07. Except as provided in Section 4.07, the Servicer shall be entitled to retain any interest paid on funds deposited in an Escrow Account by the Qualified Depository. Section 4.07. Permitted Withdrawals From Escrow Account.
Withdrawals from the Escrow Account may be made by the Servicer only: (i) hazard insurance items; to effect timely payments of ground rents, taxes, assessments, water rates, fire and premiums, Primary Mortgage Insurance Policy premiums, if applicable, and comparable made by Servicer with respect to a Mortgage Loan which represent late
(ii) to reimburse Servicer for any Servicing Advance related Mortgage Loan but only from amounts received on the related payments or collections of Escrow Payments thereunder; (iii) (iv) Property; (v)
to refund to the Mortgagor any funds as may be determined to be overages; for transfer to the Custodial Account in connection with an acquisition of REO
for application to restoration or repair of the Mortgaged Property;
(vi) to pay to the Servicer, or to the Mortgagor interest paid on the funds deposited in the Escrow Account; (vii) to pay to the with Section 4.06; (viii) (ix) Mortgagors or other parties
to the
extent
required
by
law,
any
Insurance
Proceeds
deposited in accordance
to remove funds inadvertently placed in an Escrow Account in error by the Servicer; and to clear and terminate the Escrow Account on the termination of this Agreement.
As part of its servicing duties, the Servicer shall pay to the Mortgagors interest on funds in an Escrow Account, to the extent required by law, and to the extent that interest earned on funds in the Escrow Account is insufficient, shall pay such interest from its own funds, without any reimbursement therefor. Section 4.08. Payment of Taxes, Insurance and Other Charges, Insurance Policies, Collections Thereunder. Maintenance of Primary Mortgage
With respect to each Mortgage Loan, the Servicer shall maintain accurate records reflecting the status of ground rents, taxes, assessments, water rates and other charges which are or may become a lien upon the Mortgaged Property and the status of Primary Mortgage Insurance Policy premiums and fire and hazard insurance coverage and shall obtain, from time to time, all bills for the payment of such charges, including renewal premiums and shall effect payment thereof prior to the applicable penalty or termination date and at a time appropriate for securing maximum discounts allowable, employing for such purpose deposits of the Mortgagor in the Escrow Account which shall have been estimated and accumulated by the Servicer in amounts sufficient for such purposes, as allowed under the terms of the Mortgage or applicable law. To the extent that the Mortgage does not provide for Escrow Payments, the Servicer shall determine that any such payments are made by the Mortgagor when due. The Servicer assumes full responsibility for the timely payment of all such bills and shall effect timely payments of all such bills irrespective of the Mortgagor's faithful performance in the payment of same or the making of the Escrow Payments and shall make advances from its own funds to effect such payments. The Servicer will maintain in full force and effect Primary Mortgage Insurance Policies issued by a Qualified Insurer with respect to each Mortgage Loan for which such coverage is herein required. Such coverage will be maintained until the ratio of the current outstanding principal balance of the related Mortgage Loan to the appraised value of the related Mortgaged Property, based on the most recent appraisal of the Mortgaged Property performed by a Qualified Appraiser, such appraisal to be included in the Servicing File, is reduced to an amount for which Fannie Mae no longer requires such insurance to be maintained. The Servicer will not cancel or refuse to renew any Primary Mortgage Insurance Policy that is required to be kept in force under this Agreement unless a replacement Primary Mortgage Insurance Policy for such canceled or nonrenewed policy is obtained from and maintained with a Qualified Insurer. The Servicer shall not take any action which would result in noncoverage under any applicable Primary Mortgage Insurance Policy of any loss which, but for the actions of the Servicer would have been covered thereunder. In connection with any assumption or substitution agreement entered into or to be entered into pursuant to Section 6.01, the Servicer shall promptly notify the insurer under the related Primary Mortgage Insurance Policy, if any, of such assumption or substitution of liability in accordance with the terms of such policy and shall take all actions which may be required by such insurer as a condition to the continuation of coverage under the Primary Mortgage Insurance Policy. If such Primary Mortgage Insurance Policy is terminated as a result of such assumption or substitution of liability, the Servicer shall obtain a replacement Primary Mortgage Insurance Policy as provided above. In connection with its activities as servicer, the Servicer agrees to prepare and present, on behalf of itself and the Owner, claims to the insurer under any Private Mortgage Insurance Policy in a timely fashion in accordance with the terms of such Primary Mortgage Insurance Policy and, in this regard, to take such action as shall be necessary to permit recovery under any Primary Mortgage Insurance Policy respecting a defaulted Mortgage Loan. Pursuant to Section 4.04, any amounts collected by the Servicer under any Primary Mortgage Insurance Policy shall be deposited in the Custodial Account, subject to withdrawal pursuant to Section 4.05. Section 4.09. Transfer of Accounts.
The Servicer may transfer the Custodial Account or the Escrow Account to a different Qualified Depository from time to time. The Servicer shall notify the Owner of any such transfer within 15 Business Days of transfer. If any one of the investment ratings of a Qualified Depository holding funds or Eligible Investments in the Custodial Account or Escrow Account is downgraded by the issuing rating agency, the Servicer shall, within three (3) Business Days of receipt of notice of the downgrading, transfer all such accounts, funds and Permitted Investments to a different Qualified Depository in accordance with this Agreement. Section 4.10. Maintenance of Hazard Insurance.
The Servicer shall cause to be maintained for each Mortgage Loan fire and hazard insurance with extended coverage as is customary in the area where the Mortgaged Property is located in an amount which is equal to the lesser of (i) the maximum insurable value of the improvements securing such Mortgage Loan or (ii) the greater of (a) the outstanding principal balance of the Mortgage Loan, and (b) the percentage such that the proceeds thereof shall be sufficient to prevent the Mortgagor and/or the Mortgagee from becoming a co-insurer. If the Mortgaged Property is in an area identified in the Federal Register by the Federal Emergency Management Agency as being a special flood hazard area that has federally-mandated flood insurance requirements, the Servicer will cause to be maintained a flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance Administration with a generally acceptable insurance carrier, in an amount representing coverage not less than the least of (i) the outstanding principal balance of the Mortgage Loan, (ii) the maximum insurable value of the improvements securing such Mortgage Loan or (iii) the maximum amount of insurance which is available under the Flood Disaster Protection Act of 1973, as amended. The Servicer shall also maintain on the REO Property, fire and hazard insurance with extended coverage in an amount which is at least equal to the maximum insurable value of the improvements which are a part of such property, liability insurance and, to the extent required and available under the Flood Disaster Protection Act of 1973, as amended, flood insurance in an amount as provided above. Any amounts collected by the Servicer under any such policies other than amounts to be deposited in the Escrow Account and applied to the restoration or repair of the Mortgaged Property or REO Property, or released to the Mortgagor in accordance with the Servicer's normal servicing procedures, shall be deposited in the Custodial Account, subject to withdrawal pursuant to Section 4.05. It is understood and agreed that no other additional insurance need be required by the Servicer or the Mortgagor or maintained on property acquired in respect of the Mortgage Loans, other than pursuant to the Fannie Mae Guide or such applicable state or federal laws and regulations as shall at any time be in force and as shall require such additional insurance. All such policies shall be endorsed with standard mortgagee clauses with loss payable to the Servicer and its successors and/or assigns and shall provide for at least thirty days prior written notice of any cancellation, reduction in the amount or material change in coverage to the Servicer. The Servicer shall not interfere with the Mortgagor's freedom of choice in selecting either his insurance carrier or agent, provided, however, that the Servicer shall not accept any such insurance policies from insurance companies unless such companies currently reflect a General Policy Rating in Best's Key Rating Guide currently acceptable to Fannie Mae and are licensed to do business in the state wherein the property subject to the policy is located.
Section 4.11
In the event that the Servicer shall obtain and maintain a mortgage impairment or blanket policy issued by an issuer that has a Best rating of A:VI insuring against hazard losses on all of Mortgaged Properties securing the Mortgage Loans, then, to the extent such policy provides coverage in an amount equal to the amount required pursuant to Section 4.10 and otherwise complies with all other requirements of Section 4.10, the Servicer shall conclusively be deemed to have satisfied its obligations as set forth in Section 4.10, it being understood and agreed that such policy may contain a deductible clause, in which case the Servicer shall, in the event that there shall not have been maintained on the related Mortgaged Property or REO Property a policy complying with Section 4.10, and there shall have been one or more losses which would have been covered by such policy, deposit in the Custodial Account the amount not otherwise payable under the blanket policy because of such deductible clause. In connection with its activities as Servicer of the Mortgage Loans, the Servicer agrees to prepare and present, on behalf of the Owner, claims under any such blanket policy in a timely fashion in accordance with the terms of such policy. Upon request of the Owner, the Servicer shall cause to be delivered to the Owner a certified true copy of such policy and a statement from the insurer thereunder that such policy shall in no event be terminated or materially modified without thirty (30) days prior written notice to the Owner. Section 4.12. Fidelity Bond, Errors and Omissions Insurance.
The Servicer shall maintain, at its own expense, a blanket fidelity bond and an errors and omissions insurance policy, with broad coverage with responsible companies that would meet the requirements of Fannie Mae or Freddie Mac on all officers, employees or other persons acting in any capacity with regard to the Mortgage Loans and who handle funds, money, documents and papers relating to the Mortgage Loans. The Fidelity Bond and errors and omissions insurance shall be in the form of the Mortgage Banker's Blanket Bond and shall protect and insure the Servicer against losses, including forgery, theft, embezzlement, fraud, errors and omissions and negligent acts of such persons. Such Fidelity Bond and errors and omissions insurance shall also protect and insure the Servicer against losses in connection with the failure to maintain any insurance policies required pursuant to this Agreement and the release or satisfaction of a Mortgage Loan without having obtained payment in full of the indebtedness secured thereby. No provision of this Section 4.12 requiring the Fidelity Bond and errors and omissions insurance shall diminish or relieve the Servicer from its duties and obligations as set forth in this Agreement. The minimum coverage under any such Fidelity Bond and insurance policy shall be at least equal to the corresponding amounts required by Fannie Mae in the Fannie Mae Guide or by Freddie Mac in the Freddie Mac Guide. The Servicer shall, upon request of Owner, deliver to the Owner a certificate from the surety and the insurer as to the existence of the Fidelity Bond and errors and omissions insurance policy and shall obtain a statement from the surety and the insurer that such Fidelity Bond or insurance policy shall in no event be terminated or materially modified without thirty days prior written notice to the Owner. The Servicer shall notify the Owner within five Business Days of receipt of notice that such Fidelity Bond or insurance policy will be, or has been, materially modified or terminated. The Owner and its successors or assigns as their interests may appear must be named as loss payees on the Fidelity Bond and as additional insured on the errors and omissions policy. Section 4.13. Title, Management and Disposition of REO Property.
In the event that title to any Mortgaged Property is acquired in foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale shall be taken in the name of the Owner or its designee. Any such Person or Persons holding such title other than the Owner shall acknowledge in writing that such title is being held as nominee for the benefit of the Owner. The Servicer shall assume the responsibility for marketing each REO Property in accordance with Accepted Servicing Practices. Thereafter, the Servicer shall continue to provide certain administrative services to the Owner relating to such REO Property as set forth in this Section 4.13. The REO Property must be sold within three years following the end of the calendar year of the date of acquisition, unless a REMIC election has been made with respect to the arrangement under which the Mortgage Loans and REO Property are held and (i) the Owner shall have been supplied with an Opinion of Counsel (at the Servicer's expense) to the effect that the holding by the related trust of such Mortgaged Property subsequent to such three-year period (and specifying the period beyond such three-year period for which the Mortgaged Property may be held) will not result in the imposition of taxes on "prohibited transactions" of the related trust as defined in Section 860F of the Code, or cause the related REMIC to fail to qualify as a REMIC, in which case the related trust may continue to hold such Mortgaged Property (subject to any conditions contained in such Opinion of Counsel), or (ii) the Owner (at the Servicer's expense) or the Servicer shall have applied for, prior to the expiration of such three-year period, an extension of such three-year period in the manner contemplated by Section 856(e)(3) of the Code, in which case the three-year period shall be extended by the applicable period. If a period longer than three years is permitted under the foregoing sentence and is necessary to sell any REO Property, the Servicer shall report monthly to the Owner as to progress being made in selling such REO Property. Notwithstanding any other provision of this Agreement, if a REMIC election has been made, no Mortgaged Property held by a REMIC shall be rented (or allowed to continue to be rented) or otherwise used for the production of income by or on behalf of the related trust or sold or managed in such a manner or pursuant to any terms that would (i) cause such Mortgaged Property to fail to qualify at any time as "foreclosure property" within a meaning of Section 860G(a)(8) of the Code, (ii) subject the related trust to the imposition of any federal or state income taxes on "net income from foreclosure property" with respect to such Mortgaged Property within the meaning of Section 860G(c) of the Code, or (iii) cause the sale of such Mortgaged Property to result in the receipt by the related trust or any income from non-permitted assets as described in Section 860F(a) (2)(B) of the Code, unless the Servicer has agreed to indemnify and hold harmless the related trust with respect to the imposition of any such taxes. The Servicer shall deposit or cause to be deposited, on a daily basis in each Custodial Account all revenues received with respect to the related REO Property and shall withdraw therefrom funds necessary for the proper operation, management and maintenance of the REO Property, including the cost of maintaining any hazard insurance pursuant to Section 4.10 hereof. The Servicer shall maintain separate records with respect to each REO Property identifying all deposits and withdrawals from the Custodial Account for each REO Property. The Servicer shall furnish to the Owner on each Remittance Date, an operating statement for each REO Property covering the operation of each REO Property for the previous month. Such operating statement shall be accompanied by such other information as the Owner shall reasonably request. The Servicer shall, either itself or through an agent selected by the Servicer, and in accordance with the Fannie Mae Guide, manage, conserve, protect and operate each REO Property in the same manner that it manages, conserves, protects and operates other foreclosed property for its own account, and in the same manner that similar property in the same locality as the REO Property is managed. Each REO Disposition shall be carried out by the Servicer at such price and upon such terms and conditions as the Servicer deems to be in the best interest of the Owner. The REO Disposition Proceeds from the sale of the REO Property shall be promptly deposited in the Custodial Account. As soon as practical thereafter, the expenses of such sale shall be paid and the Servicer shall reimburse itself for any related Servicing Advances, or Monthly Advances made pursuant to Section 5.03.
The Servicer shall cause each REO Property to be inspected promptly upon the acquisition of title thereto and shall cause each REO Property to be inspected at least monthly thereafter or more frequently as may be required by the circumstances. The Servicer shall make or cause the inspector to make a written report of each such inspection. Such reports shall be retained in the Servicing File and copies thereof shall be forwarded by the Servicer to the Owner. Section 4.14. Notification of Adjustments.
With respect to each Mortgage Loan, the Servicer shall adjust the Mortgage Interest Rate on the related Interest Rate Adjustment Date in compliance with requirements of applicable law and the related Mortgage and Mortgage Note. The Servicer shall execute and deliver any and all necessary notices required under applicable law and the terms of the related Mortgage Note and Mortgage regarding the Mortgage Interest Rate adjustments. The Servicer shall promptly, upon written request therefor, deliver to the Owner such notifications and any additional applicable data regarding such adjustments and the methods used to calculate and implement such adjustments. Upon the discovery by the Servicer or the receipt of notice from the Owner that the Servicer has failed to adjust a Mortgage Interest Rate in accordance with the terms of the related Mortgage Note and Mortgage, the Servicer shall immediately deposit in the Custodial Account from its own funds the amount of any interest loss or deferral caused to the Owner thereby. ARTICLE V PAYMENTS TO THE OWNER Section 5.01. Remittances.
On each Remittance Date, the Servicer shall remit to the Owner (i) all amounts credited to the Custodial Account as of the close of business on the last day of the calendar month preceding the Determination Date, net of charges against or withdrawals from the Custodial Account pursuant to Section 4.05, except (a) Full Principal Prepayments received on or before the 15th day of the month in which a Remittance Date occurs shall be remitted to the Owner on the Remittance Date of such month, and (b) Full Principal Prepayments received after the 15th day of the month in which a Remittance Date occurs shall be remitted to the Owner on the next following Remittance Date, plus, to the extent not already deposited in the Custodial Account, the sum of (ii) all Monthly Advances, if any, which the Servicer is obligated to distribute pursuant to Section 5.03 and (iii) all Prepayment Interest Shortfalls the Servicer is required to make up pursuant to Section 4.04, minus (iv) any amounts attributable to Monthly Payments collected after the Cut-off Date but due on a Due Date or Dates subsequent to the last day of the related Due Period, which amounts shall be remitted on the related Remittance Date next succeeding the Due Period for such amounts. With respect to any remittance received by the Owner after the Business Day on which such payment was due, the Servicer shall pay to the Owner interest on any such late payment at an annual rate equal to the Prime Rate, adjusted as of the date of each change, plus two percentage points, but in no event greater than the maximum amount permitted by applicable law. Such interest shall be remitted to the Owner by the Servicer on the date such late payment is made and shall cover the period commencing with the day following such Business Day and ending with the Business Day on which such payment is made, both inclusive. The payment by the Servicer of any such interest shall not be deemed an extension of time for payment or a waiver of any Event of Default by the Servicer. Section 5.02 Statements to the Owner and the Master Servicer.
The Servicer shall furnish to the Owner and the Master Serivcer an individual Mortgage Loan accounting report (a "Report"), as of the last Business Day of each month and the end of the related Prepayment Period, as applicable, in the Servicer's assigned loan number order to document Mortgage Loan payment activity on an individual Mortgage Loan basis. With respect to each month, such Report shall be received by the Owner and the Master Servicer no later than the tenth Business Day of the month of the related Remittance Date (or, with respect to information as to Full Principal Prepayments and prepayment penalties no later than one (1) Business Day after the end of each Prepayment Period), a report in an Excel (or compatible) electronic format, in such format as may be mutually agreed upon by both the Owner and the Servicer, and which shall provide the information required to be contained in the monthly statements to certificateholders as specified in the related pooling and servicing Agreement, to the extent applicable to the Servicer. In addition, the Servicer shall provide to the Master Servicer and the Owner such other information known or available to the Servicer that is necessary in order to provide the distribution and pool performance information as required under Regulation AB, as amended from time to time, as determined by the Owner in its sole discretion. The Servicer shall also provide a monthly report, in the form of Exhibit E hereto, or such other form as is mutually acceptable to the Servicer, the Owner and the Master Servicer, Exhibit F with respect to defaulted mortgage loans and Exhibit K, with respect to realized losses and gains, with each such report. The Servicer shall prepare and file required to be delivered to any governmental pursuant to any applicable law with respect to hereby. In addition, the Servicer shall provide concerning the Mortgage Loans as is necessary federal income tax return as Owner and the Master any and all information statements or other filings taxing authority or to Owner or the Master Servicer the Mortgage Loans and the transactions contemplated the Owner and the Master Servicer with such information for the Owner and the Master Servicer to prepare its Servicer may reasonably request from time to time.
In addition, not more than 60 days after the end of each calendar year, the Servicer shall furnish to each Person who was an Owner and the Master Servicer at any time during such calendar year an annual statement in accordance with the requirements of applicable federal income tax law as to the aggregate of remittances of principal and interest for the applicable portion of such year. Section 5.03. Monthly Advances by the Servicer.
Not later than the close of business on the Business Day preceding each Remittance Date, the Servicer shall deposit in the Custodial Account an amount equal to all payments not previously advanced by the Servicer, whether or not deferred pursuant to Section 4.01, of Monthly Payments, adjusted to the related Mortgage Loan Remittance Rate, which are delinquent at the close of business on the related Determination Date; provided, however, that the amount of any such deposit may be reduced by the Amount Held for Future Distribution (as defined below) then on deposit in the Custodial Account. Any portion of the Amount Held for Future Distribution used to pay Monthly Advances shall be replaced by the Servicer by deposit into the Custodial Account on any future Remittance Date to the extent that the funds that are available in the Custodial Account for remittance to the Owner on such Remittance Date are less than the amount of payments required to be made to the Owner on such Remittance Date. The "Amount Held for Future Distribution" as to any Remittance Date shall be the total of the amounts held in the Custodial Account at the close of business on the preceding Determination Date which were received after the Cut-off Date on account of (i) Liquidation Proceeds, Insurance Proceeds, and Principal Prepayments received or made in the month of such Remittance Date, and (ii) payments which represent early receipt of scheduled payments of principal and interest due on a date or dates subsequent to the related Due Date. The Servicer's obligation to make such Monthly Advances as to any Mortgage Loan will continue
through the final disposition or liquidation of the Mortgaged Property, unless the Servicer deems such advance to be nonrecoverable from Liquidation Proceeds, REO Disposition Proceeds or Insurance Proceeds with respect to the applicable Mortgage Loan. In such latter event, the Servicer shall deliver to the Owner an Officer's Certificate of the Servicer to the effect that an officer of the Servicer has reviewed the related Servicing File and has obtained a recent appraisal and has made the reasonable determination that any additional advances are nonrecoverable from Liquidation or Insurance Proceeds with respect to the applicable Mortgage Loan. Section 5.04. Liquidation Reports.
Upon the foreclosure sale of any Mortgaged Property or the acquisition thereof by the Owner pursuant to a deed-in-lieu of foreclosure, the Servicer shall submit to the Owner a liquidation report with respect to such Mortgaged Property in such form as the Servicer and the Owner shall agree. The Servicer shall also provide reports on the status of REO Property containing such information as Owner may reasonably require. ARTICLE VI GENERAL SERVICING PROCEDURES Section 6.01. Assumption Agreements.
The Servicer will, to the extent it has knowledge of any conveyance or prospective conveyance by any Mortgagor of a Mortgaged Property (whether by absolute conveyance or by contract of, sale, and whether or not the Mortgagor remains or is to remain liable under the Mortgage Note and/or the Mortgage), exercise its rights to accelerate the maturity of such Mortgage Loan under any "due-on-sale" clause to the extent permitted by law; provided, however, that the Servicer shall not exercise any such rights if prohibited by law or the terms of the Mortgage Note from doing so or if the exercise of such rights would impair or threaten to impair any recovery under the related Primary Mortgage Insurance Policy, if any. If the Servicer reasonably believes it is unable under applicable law to enforce such "due-on-sale" clause, the Servicer, will enter into an assumption agreement with the person to whom the Mortgaged Property has been conveyed or is proposed to be conveyed, pursuant to which such person becomes liable under the Mortgage Note and, to the extent permitted by applicable state law, the Mortgagor remains liable thereon. Where an assumption is allowed pursuant to this Section 6.01, the Servicer, with the prior consent of the primary mortgage insurer, if any, is authorized to enter into a substitution of liability agreement with the person to whom the Mortgaged Property has been conveyed or is proposed to be conveyed pursuant to which the original mortgagor is released from liability and such Person is substituted as mortgagor and becomes liable under the related Mortgage Note. Any such substitution of liability agreement shall be in lieu of an assumption agreement. In connection with any such assumption or substitution of liability, the Servicer shall follow the underwriting practices and procedures of the Fannie Mae Guide. With respect to an assumption or substitution of liability, the Mortgage Interest Rate borne by the related Mortgage Note and the amount of the Monthly Payment may not be changed. The Servicer shall notify the Owner that any such substitution of liability or assumption agreement has been completed by forwarding to the Owner the original of any such substitution of liability or assumption agreement, which document shall be added to the related Mortgage Loan Documents and shall, for all purposes, be considered a part of such related mortgage file to the same extent as all other documents and instruments constituting a part thereof. All fees collected by the Servicer for entering into an assumption or substitution of liability agreement shall belong to the Servicer. Notwithstanding the foregoing paragraphs of this section or any other provision of this Agreement, the Servicer shall not be deemed to be in default, breach or any other violation of its obligations hereunder by reason of any assumption of a Mortgage Loan by operation of law or any assumption which the Servicer may be restricted by law from preventing, for any reason whatsoever. For purposes of this Section 6.01, the term "assumption" is deemed to also include a sale of the Mortgaged Property subject to the Mortgage that is not accompanied by an assumption or substitution of liability agreement. Section 6.02. Satisfaction of Mortgages and Release of Mortgage Loan Documents.
Upon the payment in full of any Mortgage Loan, the Servicer will immediately notify the Custodian with a certification and request for release by a Servicing Officer, which certification shall include a statement to the effect that all amounts received in connection with such payment which are required to be deposited in the Custodial Account pursuant to Section 4.04 have been so deposited, and a request for delivery to the Servicer of the portion of the Mortgage Loan Documents held by the Custodian. Upon receipt of such certification and request, the Owner shall promptly release or cause the Custodian to promptly release the related Mortgage Loan Documents to the Servicer and the Servicer shall prepare and deliver for execution by the Owner or at the Owner's option execute under the authority of a power of attorney delivered to the Servicer by the Owner any satisfaction or release. No expense incurred in connection with any instrument of satisfaction or deed of reconveyance shall be chargeable to the Custodial Account. In the event the Servicer satisfies or releases a Mortgage without having obtained payment in full of the indebtedness secured by the Mortgage or should it otherwise prejudice any right the Owner may have under the mortgage instruments, the Servicer, upon written demand, shall remit within one Business Day to the Owner the then outstanding principal balance of the related Mortgage Loan by deposit thereof in the Custodial Account. The Servicer shall maintain the Fidelity Bond insuring the Servicer against any loss it may sustain with respect to any Mortgage Loan not satisfied in accordance with the procedures set forth herein. From time to time and as appropriate for the servicing or foreclosure of the Mortgage Loans, including for the purpose of collection under any Primary Mortgage Insurance Policy, upon request of the Servicer and delivery to the Custodian of a servicing receipt signed by a Servicing Officer, the Custodian shall release the portion of the Mortgage Loan Documents held by the Custodian to the Servicer. Such servicing receipt shall obligate the Servicer to promptly return the related Mortgage Loan Documents to the Custodian, when the need therefor by the Servicer no longer exists, unless the Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the Mortgage Loan have been deposited in the Custodial Account or such documents have been delivered to an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property either judicially or non-judicially, and the Servicer has promptly delivered to the Owner or the Custodian a certificate of a Servicing Officer certifying as to the name and address of the Person to which such documents were delivered and the purpose or purposes of such delivery. Upon receipt of a certificate of a Servicing Officer stating that such Mortgage Loan was liquidated, the servicing receipt shall be released by the Owner or the Custodian, as applicable, to the Servicer. Section 6.03. Servicing Compensation.
As compensation for its services hereunder, the Servicer shall be entitled to withdraw from the Custodial Account or to retain from interest payments on the Mortgage Loans the amounts provided for as the Servicer's Servicing Fee. Additional servicing compensation in the form of assumption fees, as provided in Section 6.01, late payment charges and other ancillary fees shall be retained by the Servicer to the extent not required to be deposited in the Custodial Account. The Servicer shall be
required to pay all expenses incurred by it in connection with its servicing activities shall not be entitled to reimbursement therefor except as specifically provided for. Section 6.04. Annual Statement as to Compliance; Annual Certification.
hereunder and
(a) The Servicer will deliver to the Owner and the Master Servicer, not later than March 15th of each calendar year beginning in 2007, an Officer's Certificate (an "Annual Statement of Compliance") stating, as to each signatory thereof, that (i) a review of the activities of the Servicer during the preceding calendar year and of performance under this Agreement or other applicable servicing agreement has been made under such officer's supervision and (ii) to the best of such officer's knowledge, based on such review, the Servicer has fulfilled all of its obligations under this Agreement or other applicable servicing agreement in all material respects throughout such year, or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status of cure provisions thereof. Such Annual Statement of Compliance shall contain no restrictions or limitations on its use. Copies of such statement shall be provided by the Servicer to the Owner upon request and by the Owner to any Person identified as a prospective purchaser of the Mortgage Loans. In the event that the Servicer has delegated any servicing responsibilities with respect to the Mortgage Loans to a Subservicer, the Servicer shall deliver an Annual Statement of Compliance of the Subservicer as described above as to each Subservicer as and when required with respect to the Servicer. (b) With respect to the Mortgage Loans, by March 15th of each calendar year beginning in 2007, an officer of the Servicer shall execute and deliver an Officer's Certificate (an "Annual Certification") to the Owner, the Master Servicer, the Securities Administrator, and any related Depositor for the benefit of each such entity and such entity's affiliates and the officers, directors and agents of any such entity and such entity's affiliates, in the form attached hereto as Exhibit G. In the event that the Servicer has delegated any servicing responsibilities with respect to the Mortgage Loans to a Subservicer or a Subcontractor, to the extent such Subcontractor is "participating in the servicing function" pursuant to Item 1122 of Regulation AB, the Servicer shall deliver an Annual Certification as to each such Subservicer and Subcontractor, as and when required with respect to the Servicer. The Servicer shall indemnify and hold harmless the Master Servicer and its officers, directors, agents and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach by the Servicer or any of its officers, directors, agents or affiliates of its obligations under this Section 6.04 or Section 6.09 or the negligence, bad faith or willful misconduct of the Servicer in connection therewith. If the indemnification provided for herein is unavailable or insufficient to hold harmless the Master Servicer, then the Servicer agrees that it shall contribute to the amount paid or payable by the Master Servicer as a result of the losses, claims, damages or liabilities of the Master Servicer in such proportion as is appropriate to reflect the relative fault of the Master Servicer on the one hand and the Servicer on the other in connection with a breach of the Servicer's obligations under this Section 6.04 or Section 6.09 or the Servicer's negligence, bad faith or willful misconduct in connection therewith. Upon request by the Owner or the Master Servicer, the Servicer will deliver to such requesting party a copy of the audited (if such financial statements are available, otherwise unaudited) financial statements of the Servicer for the most recent fiscal year of the Servicer. Section 6.05. Section 6.06. [Reserved] Owner's Right to Examine Servicer Records.
The Owner shall have the right to examine and audit, at its expense, upon reasonable notice to the Servicer, during business hours or at such other times as might be reasonable under applicable circumstances, any and all of the books, records, documentation or other information of the Servicer, or held by another for the Servicer or on its behalf or otherwise, which relate to the performance or observance by the Servicer of the terms, covenants or conditions of this Agreement. The Servicer shall provide to the Owner and any supervisory agents or examiners representing a state or federal governmental agency having jurisdiction over the Owner access to any documentation regarding the Mortgage Loans in the possession of the Servicer which may be required by any applicable regulations. Such access shall be afforded without charge, upon reasonable request, during normal business hours and at the offices of the Servicer, and in accordance with the applicable federal or state government regulations. Section 6.07. Compliance with REMIC Provisions.
If a REMIC election has been made with respect to the arrangement under which the Mortgage Loans and REO Property are held, the Servicer shall not take any action, cause the REMIC to take any action or fail to take (or fail to cause to be taken) any action that, under the REMIC Provisions, if taken or not taken, as the case may be could (i) endanger the status of the REMIC as a REMIC or (ii) result in the imposition of a tax upon the REMIC (including but not limited to the tax on "prohibited transactions" as defined in Section 860F(a)(2) of the Code and the tax on "contribution" to a REMIC set forth in Section 860G(d) of the Code unless the Servicer has received an Opinion of Counsel (at the expense of the party seeking to take such actions) to the effect that the contemplated action will not endanger such REMIC status or result in the imposition of any such tax. Section 6.08. Non-solicitation.
The Servicer shall not knowingly conduct any solicitation exclusively targeted to the Mortgagors for the purpose of inducing or encouraging the early prepayment or refinancing of the related Mortgage Loans. It is understood and agreed that promotions undertaken by the Servicer or any agent or affiliate of the Servicer which are directed to the general public at large, including, without limitation, mass mailings based on commercially acquired mailing lists, newspaper, radio and television advertisements shall not constitute solicitation under this section. Nothing contained herein shall prohibit the Servicer from (i) distributing to Mortgagors any general advertising including information brochures, coupon books, or other similar documentation which indicates services the Servicer offers, including refinances or (ii) providing financing of home equity loans to Mortgagors at the Mortgagor's request. Section 6.09. Assessment of Compliance with Servicing Criteria.
On and after January 1, 2006, the Servicer shall service and administer, and shall cause each subservicer to service or administer, the Mortgage Loans in accordance with all applicable requirements of the Servicing Criteria. With respect to the Mortgage Loans, the Servicer shall deliver to the Owner or its designee, the Master Servicer, the Securities Administrator, and any Depositor on or before March 15th of each calendar year beginning in 2007, a report (an "Assessment of Compliance") regarding the Servicer's assessment of compliance with the Servicing Criteria during the preceding calendar year as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB, or as otherwise required by the Master Servicer, which as of the date hereof, require a report by an authorized officer of the
Servicer that contains the following: (a) A statement by such officer of its Servicing Criteria applicable to the Servicer; responsibility for assessing compliance with the
(b) A statement by such officer that such officer used the compliance with the Servicing Criteria applicable to the Servicer;
Servicing
Criteria to assess
(c) An assessment by such officer of the Servicer's compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the Servicer, that are backed by the same asset type as the Mortgage Loans; (d) A statement that a registered public accounting firm has issued an attestation report on the Servicer's Assessment of Compliance for the period consisting of the preceding calendar year; and (e) A statement as to which of the Servicing Criteria, if any, are not applicable to the Servicer, which statement shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the Servicer, that are backed by the same asset type as the Mortgage Loans. Such report at a minimum hereto. With respect to the Mortgage Loans, on or before March 15th of each calendar year beginning in 2007, the Servicer shall furnish to the Owner or its designee, the Master Servicer, the Securities Administrator and any Depositor a report (an "Attestation Report") by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the Servicer, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, or as otherwise required by the Master Servicer, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board. The Servicer shall cause each Subservicer, and each Subcontractor determined by the Servicer pursuant to Section 11.15 to be "participating in the servicing function" within the meaning of Item 1122 of Regulation AB, to deliver to the Owner, the Master Servicer, the Securities Administrator and any Depositor an assessment of compliance and accountants' attestation as and when provided in Section 6.09. Section 6.10. Intent of the Parties; Reasonableness. shall address each of the Servicing Criteria specified on Exhibit J
The Owner and the Servicer acknowledge and agree that a purpose of clause (g) of Article III, Sections 5.02, 6.04, 6.09 and 10.02 of this Agreement is to facilitate compliance by the Owner and any Depositor with the provisions of Regulation AB and related rules and regulations of the Commission. None of the Owner, the Master Servicer or any Depositor shall exercise its right to request delivery of information or other performance under these provisions other than in good faith, or for purposes other than compliance with the Securities Act, the Exchange Act and the rules and regulations of the Commission thereunder. The Servicer acknowledges that interpretations of the requirements of Regulation AB may change over time, whether due to interpretive guidance provided by the Commission or its staff, consensus among participants in the asset-backed securities markets, advice of counsel, or otherwise, and agrees to comply with requests made by the Owner or any Depositor in good faith for delivery of information under these provisions on the basis of evolving interpretations of Regulation AB. In connection with any Pass-Through Transfer, the Servicer shall cooperate fully with the Owner to deliver to the Owner (including any of its assignees or designees) and any Depositor, any and all statements, reports, certifications, records and any other information necessary in the good faith determination of the Owner or any Depositor to permit the Owner or such Depositor to comply with the provisions of Regulation AB, together with such disclosures relating to the Servicer, any Subservicer and the Mortgage Loans, or the servicing of the Mortgage Loans, reasonably believed by the Owner or any Depositor to be necessary in order to effect such compliance. ARTICLE VII REPORTS TO BE PREPARED BY SERVICER Section 7.01. Servicer Shall Provide Information as Reasonably Required.
The Servicer shall furnish to the Owner upon request, during the term of this Agreement, such periodic, special or other reports or information, whether or not provided for herein, as shall be necessary, reasonable or appropriate with respect to the purposes of this Agreement. The Servicer may negotiate with the Owner for a reasonable fee for providing such report or information, unless (i) the Servicer is required to supply such report or information pursuant to any other section of this Agreement, or (ii) the report or information has been requested in connection with Internal Revenue Service or other regulatory agency requirements. All such reports or information shall be provided by and in accordance with all reasonable instructions and directions given by the Owner. The Servicer agrees to execute and deliver all such instruments and take all such action as the Owner, from time to time, may reasonably request in order to effectuate the purpose and to carry out the terms of this Agreement. ARTICLE VIII THE SERVICER Section 8.01. Indemnification; Third Party Claims.
The Servicer agrees to indemnify the Owner, its successors and assigns, any agent of the Owner, and the Master Servicer, and hold each of such Persons harmless from and against any and all claims, losses, damages, penalties, fines, forfeitures, legal fees and related costs, judgments, and any other costs, fees and expenses that such Person may sustain in any way related to the failure of the Servicer to perform in any way its duties and service the Mortgage Loans in strict compliance with the terms of this Agreement and for breach of any representation or warranty of the Servicer contained herein. The Servicer shall immediately notify the Owner or other indemnified Person if a claim is made by a third party with respect to this Agreement or the Mortgage Loans, assume (with the consent of the Owner and such other Indemnified Person and with counsel reasonably satisfactory to the Owner and such Person) the defense of any such claim and pay all expenses in connection therewith, including counsel fees, and promptly pay, discharge and satisfy any judgment or decree which may be entered against it or such other indemnified Person in respect of such claim but failure to so notify the Owner and such other indemnified Person shall not limit its obligations hereunder. The Servicer agrees that it will not enter into any settlement of any such claim without the consent of the Owner and such other indemnified Person unless such settlement includes an unconditional release of the Owner and such other indemnified Person from all liability that is the subject matter of such claim. The provisions of this Section 8.01 shall survive termination of this Agreement. Section 8.02. The Servicer Merger or Consolidation of the Servicer. will keep in full effect its existence, rights and franchises as a corporation
under the laws of the state of its incorporation except as permitted herein, and will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement or any of the Mortgage Loans and to perform its duties under this Agreement. Any Person into which the Servicer may be merged or consolidated, or any corporation resulting from any merger, conversion or consolidation to which the Servicer shall be a party, or any Person succeeding to the business of the Servicer whether or not related to loan servicing, shall be the successor of the Servicer hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided, however, that the successor or surviving Person shall be an institution (i) having a GAAP net worth of not less than $25,000,000, (ii) the deposits of which are insured by the FDIC, or which is a HUD-approved mortgagee whose primary business is in origination and servicing of first lien mortgage loans, and (iii) which is a Fannie Mae or Freddie Mac approved seller/servicer in good standing. Section 8.03. Limitation on Liability of the Servicer and Others.
Neither the Servicer nor any of the officers, employees or agents of the Servicer shall be under any liability to the Owner for any action taken or for refraining from the taking of any action in good faith pursuant to this Agreement, or for errors in judgment made in good faith; provided, however, that this provision shall not protect the Servicer or any such person against any breach of warranties or representations made herein, or failure to perform in any way its obligations in compliance with any standard of care set forth in this Agreement, or any liability which would otherwise be imposed by reason of gross negligence or any breach of the terms and conditions of this Agreement. The Servicer and any officer, employee or agent of the Servicer may rely in good faith on any document of any kind prima facie properly executed and submitted by the Owner respecting any matters arising hereunder. The Servicer shall not be under any obligation to appear in, prosecute or defend any legal action which is not incidental to its duties to service the Mortgage Loans in accordance with this Agreement and which in its opinion may involve it in any expenses or liability; provided, however, that the Servicer may, with the consent of the Owner, which consent shall not be unreasonably withheld, undertake any such action which it may deem necessary or desirable with respect to this Agreement and the rights and duties of the parties hereto. In such event, the reasonable legal expenses and costs of such action and any liability resulting therefrom shall be expenses, costs and liabilities for which the Owner will be liable, and the Servicer shall be entitled to be reimbursed therefor from the Custodial Account pursuant to Section 4.05. Section 8.04. Servicer Not to Resign.
The Servicer shall not resign from the obligations and duties hereby imposed on it except by mutual consent of the Servicer and the Owner or upon the determination that its duties hereunder are no longer permissible under applicable law and such incapacity cannot be cured by the Servicer. Any such determination permitting the resignation of the Servicer shall be evidenced by an Opinion of Counsel to such effect delivered to the Owner which Opinion of Counsel shall be in form and substance acceptable to the Owner. No such resignation shall become effective until a successor shall have assumed the Servicer's responsibilities and obligations hereunder in the manner provided in Section 11.01. Section 8.05. No Transfer of Servicing.
With respect to the retention of the Servicer to service the Mortgage Loans hereunder, the Servicer acknowledges that the Owner has acted in reliance upon the Servicer's independent status, the adequacy of its servicing facilities, plan, personnel, records and procedures, its integrity, reputation and financial standing and the continuance thereof. Without in any way limiting the generality of this section, the Servicer shall not either assign this Agreement or the servicing hereunder or delegate its rights or duties hereunder or any portion thereof, or sell or otherwise dispose of all or substantially all of its property or assets, without the prior written approval of the Owner, which approval shall not be unreasonably withheld; provided that the Servicer may assign the Agreement and the servicing hereunder without the consent of Owner to an affiliate of the Servicer to which all servicing of the Servicer is assigned so long as (i) such affiliate is a Fannie Mae and Freddie Mac approved servicer and (ii) if it is intended that such affiliate be spun off to the shareholders of the Servicer, such affiliate have a GAAP net worth of at least $25,000,000 and (iii) such affiliate shall deliver to the Owner a certification pursuant to which such affiliate shall agree to be bound by the terms and conditions of this Agreement and shall certify that such affiliate is a Fannie Mae and Freddie Mac approved servicer in good standing. ARTICLE IX DEFAULT Section 9.01. Events of Default. following Events of Default by the Servicer shall occur and be
In case one or more of the continuing, that is to say:
(i) any failure by the Servicer to remit to the Owner any payment required to be made under the terms of this Agreement which continues unremedied for one (1) Business Day after written notice thereof (it being understood that this subparagraph shall not affect Servicer's obligation pursuant to Section 5.01 to pay default interest on any remittance received by the Owner after the Business Day on which such payment was due); or (ii) any failure on the part of the Servicer duly to observe or perform in any material respect any other of the covenants or agreements on the part of the Servicer set forth in this Agreement (other than those described in clause (ix) hereof), the breach of which has a material adverse effect and which continue unremedied for a period of thirty days (except that such number of days shall be fifteen in the case of a failure to pay any premium for any insurance policy required to be maintained under this Agreement and such failure shall be deemed to have a material adverse effect) after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to the Servicer by the Owner; or (iii) a decree or order of a court or agency or supervisory authority having jurisdiction for the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy, readjustment of debt, marshaling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Servicer and such decree or order shall have remained in force undischarged or unstayed for a period of sixty days; or (iv) the Servicer shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy, readjustment of debt, marshaling of assets and liabilities or similar proceedings of or relating to the Servicer or of or relating to all or substantially all of its property; or (v) the Servicer shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations; or
(vi) the Servicer ceases to be approved by either Fannie Mae or Freddie Mac (to the extent such entities are then operating in a capacity similar to that in which they operate on the date hereof) as a mortgage loan servicer for more than thirty days to the extent such entities perform similar functions; or (vii) the Servicer attempts to assign its right to servicing compensation hereunder or the Servicer attempts, without the consent of the Owner, to sell or otherwise dispose of all or substantially all of its property or assets or to assign this Agreement or the servicing responsibilities hereunder or to delegate its duties hereunder or any portion thereof except as otherwise permitted herein; or (viii) the Servicer ceases to be qualified to transact business in any jurisdiction where it is currently so qualified, but only to the extent such non-qualification materially and adversely affects the Servicer's ability to perform its obligations hereunder; or (ix) failure by the Servicer to duly perform, within the required time obligations under Section 6.04, 6.09 or any of clauses (v) through (viii) of Section 10.02; period, its
then, and in each and every such case, so long as an Event of Default shall not have been remedied, the Owner, by notice in writing to the Servicer may, in addition to whatever rights the Owner may have under Section 8.01 and at law or equity to damages, including injunctive relief and specific performance, terminate all the rights and obligations of the Servicer (and if the Servicer is servicing any of the Mortgage Loans in a Pass-Through Transfer, appoint a successor servicer reasonably acceptable to the Master Servicer for such Pass-Through Transfer) under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Servicer for the same. On or after the receipt by the Servicer of such written notice, all authority and power of the Servicer under this Agreement, whether with respect to the Mortgage Loans or otherwise, shall pass to and be vested in the successor appointed pursuant to Section 11.01. Upon written request from the Owner, the Servicer shall prepare, execute and deliver, any and all documents and other instruments, place in such successor's possession all Servicing Files, and do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of the Mortgage Loans and related documents, or otherwise, at the Servicer's sole expense. The Servicer agrees to cooperate with the Owner and such successor in effecting the termination of the Servicer's responsibilities and rights hereunder, including, without limitation, the transfer to such successor for administration by it of all cash amounts which shall at the time be credited by the Servicer to the Custodial Account or Escrow Account or thereafter received with respect to the Mortgage Loans or any REO Property. The Servicer shall promptly reimburse the Owner (or any designee of the Owner, such as a master servicer) and any Depositor, as applicable, for all reasonable expenses incurred by the Owner (or such designee) or such Depositor, as such are incurred, in connection with the termination of the Servicer as servicer and the transfer of servicing of the Mortgage Loans to a successor servicer, if the termination and/or transfer of servicing is for cause related to a servicer default. The provisions of this paragraph shall not limit whatever rights the Owner or any Depositor may have under other provisions of this Agreement and/or any applicable Reconstitution Agreement or otherwise, whether in equity or at law, such as an action for damages, specific performance or injunctive relief. Section 9.02. Waiver of Defaults.
The Owner may waive only by written notice any default by the Servicer in the performance of its obligations hereunder and its consequences. Upon any such waiver of a past default, such default shall cease to exist, and any Event of Default arising therefrom shall be deemed to have been remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon except to the extent expressly so waived in writing. ARTICLE X TERMINATION Section 10.01. Termination.
The respective obligations and responsibilities of the Servicer shall terminate upon: (i) the later of the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan or the disposition of all REO Property and the remittance of all funds due hereunder; or (ii) by mutual consent of the Servicer and the Owner in writing; or (iii) termination by the Owner pursuant to Section 9.01. Simultaneously with any such termination and the transfer of servicing hereunder, the Servicer shall be entitled to be reimbursed for any outstanding Servicing Advances and Monthly Advances. Section 10.02. Cooperation of Servicer with a Reconstitution.
The Servicer and the Owner agree that with respect to some or all of the Mortgage Loans, on or after the related closing date, on one or more dates (each a "Reconstitution Date") at the Owner's sole option, the Owner may effect a sale (each, a "Reconstitution") of some or all of the Mortgage Loans then subject to this Agreement, without recourse, to: (a) one or more third "Whole Loan Transfer"); or (b) Transfers. party purchasers entities in one or more in whole loan transfers (each, a
one or more trusts or other
to be formed as part of one or more
Pass-Through
The Servicer agrees to execute in connection with any agreements among the Owner, the Servicer, and any servicer in connection with a Whole Loan Transfer, an assignment, assumption and recognition agreement, or, at Owner's request, a seller's warranties and servicing agreement or a participation and servicing agreement or similar agreement in form and substance reasonably acceptable to the parties, and in connection with a Pass-Through Transfer, a pooling and servicing agreement in form and substance reasonably acceptable to the parties. It is understood that any such Reconstitution Agreements will not contain any greater obligations on the part of Servicer than are contained in this Agreement. With respect to each Whole Loan Transfer and each Pass-Through Transfer entered into by the Owner, the Servicer agrees (1) to cooperate fully with the Owner and any prospective purchaser with respect to all reasonable requests and due diligence procedures; (2) to execute, deliver and perform all Reconstitution Agreements required by the Owner; (3) to restate the representations and warranties set forth in this Agreement as of the settlement or closing date in connection with such Reconstitution (each, a "Reconstitution Date"). In addition, the Servicer shall provide to such servicer or issuer, other participants in such Reconstitution: as the case may be, and any
(i) any and all information and appropriate verification of information which may be reasonably available to the Servicer, whether through letters of its auditors and counsel or otherwise, as the Owner or any such other participant shall request upon reasonable demand;
(ii) such additional representations, warranties, covenants, opinions of counsel, letters from auditors, and certificates of public officials or officers of the Servicer as are reasonably agreed upon by the Servicer and the Owner or any such other participant; (iii) within 5 Business Days after request by the Owner, the information with respect to the Servicer (as servicer) as required by Item 1108(b) and (c) of Regulation AB, a summary of the requirements of which as of the date hereof is attached hereto as Exhibit I for convenience of reference only, as determined by Owner in its sole discretion. In the event that the Servicer has delegated any servicing responsibilities with respect to the Mortgage Loans to a Subservicer, the Servicer shall provide the information required pursuant to this clause with respect to the Subservicer; (iv) within 5 Business Days after request by the Owner,
(a) information regarding any legal proceedings pending (or known to be contemplated) against the Servicer (as servicer) and each Subservicer as required by Item 1117 of Regulation AB, a summary of the requirements of which as of the date hereof is attached hereto as Exhibit I for convenience of reference only, as determined by Owner in its sole discretion, (b) information regarding affiliations with respect to the Servicer (as servicer) and each Subservicer as required by Item 1119(a) of Regulation AB, a summary of the requirements of which as of the date hereof is attached hereto as Exhibit I for convenience of reference only, as determined by Owner in its sole discretion, and (c) information regarding relationships and transactions with respect to the Servicer (as servicer) and each Subservicer as required by Item 1119(b) and (c) of Regulation AB, a summary of the requirements of which as of the date hereof is attached hereto as Exhibit I for convenience of reference only, as determined by Owner in its sole discretion; (v) for the purpose of satisfying the reporting obligation under the Exchange Act with respect to any class of asset-backed securities, the Servicer shall (or shall cause each Subservicer to) (i) provide prompt notice to the Owner, the Master Servicer and any Depositor in writing of (A) any material litigation or governmental proceedings involving the Servicer or any Subservicer, (B) any affiliations or relationships that develop following the closing date of a Pass-Through Transfer between the Servicer or any Subservicer and any of the parties specified in clause (D) of paragraph (a) of this Section (and any other parties identified in writing by the requesting party) with respect to such Pass-Through Transfer, (C) any Event of Default under the terms of this Agreement or any Reconstitution Agreement, (D) any merger, consolidation or sale of substantially all of the assets of the Servicer, and (E) the Servicer's entry into an agreement with a Subservicer to perform or assist in the performance of any of the Servicer's obligations under this Agreement or any Reconstitution Agreement and (ii) provide to the Owner and any Depositor a description of such proceedings, affiliations or relationships; (vi) as a condition to the succession to the Servicer or any Subservicer as servicer or subservicer under this Agreement or any Reconstitution Agreement by any Person (i) into which the Servicer or such Subservicer may be merged or consolidated, or (ii) which may be appointed as a successor to the Servicer or any Subservicer, the Servicer shall provide to the Owner, the Master Servicer, and any Depositor, at least 15 calendar days prior to the effective date of such succession or appointment, (x) written notice to the Owner and any Depositor of such succession or appointment and (y) in writing and in form and substance reasonably satisfactory to the Owner and such Depositor, all information reasonably requested by the Owner or any Depositor in order to comply with its reporting obligation under Item 6.02 of Form 8-K with respect to any class of asset-backed securities; (vii) in addition to such information as the Servicer, as servicer, is obligated to provide pursuant to other provisions of this Agreement, not later than ten days prior to the deadline for the filing of any distribution report on Form 10-D in respect of any Pass-Through Transfer that includes any of the Mortgage Loans serviced by the Servicer or any Subservicer, the Servicer or such Subservicer, as applicable, shall, to the extent the Servicer or such Subservicer has knowledge, provide to the party responsible for filing such report (including, if applicable, the Master Servicer) notice of the occurrence of any of the following events along with all information, data, and materials related thereto as may be required to be included in the related distribution report on Form 10-D (as specified in the provisions of Regulation AB referenced below): (A) any material modifications, extensions or waivers of pool asset terms, fees, penalties or payments during the distribution period or that have cumulatively become material over time (Item 1121(a)(11) of Regulation AB); (B) material breaches of pool asset covenants (Item 1121(a)(12) of Regulation AB); and representations or warranties or transaction
(C) information regarding new asset-backed securities issuances backed by the same pool assets, any pool asset changes (such as, additions, substitutions or repurchases), and any material changes in origination, underwriting or other criteria for acquisition or selection of pool assets (Item 1121(a)(14) of Regulation AB); and (viii) the Servicer shall provide to the Owner, the Master Servicer and any Depositor, evidence of the authorization of the person signing any certification or statement, copies or other evidence of Fidelity Bond Insurance and Errors and Omission Insurance policy, financial information and reports, and such other information related to the Servicer or any Subservicer or the Servicer or such Subservicer's performance hereunder. In the event of a conflict or inconsistency between the terms of Exhibit I and the text of the applicable Item of Regulation AB as cited above, the text of Regulation AB, its adopting release and other public statements of the SEC shall control. The Servicer shall indemnify the Owner, each affiliate of the Owner, and each of the following parties participating in a Pass-Through Transfer: each issuing entity; each Person (including, but not limited to, the Master Servicer, if applicable) responsible for the preparation, execution or filing of any report required to be filed with the Commission with respect to such Pass-Through Transfer, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Pass-Through Transfer; each broker dealer acting as underwriter, placement agent or initial purchaser, each Person who controls any of such parties or the Depositor (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act); and the respective present and former directors, officers, employees, agents and affiliates of each of the foregoing and of the Depositor (each, an "Indemnified Party"), and shall hold each of them harmless from and against any claims, losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon: (i)(A) any untrue statement of a material fact contained or alleged to be contained in any information, report, certification, data, accountants' letter or other material provided under this Section 10.02 by or on behalf of the Servicer, or provided under this Section 10.02, Sections 6.04 and 6.09 and by or on behalf of any Subservicer or Subcontractor (collectively, the "Servicer Information"), or (B) the omission or alleged omission to state in the Servicer Information a material fact required to
be stated in the Servicer Information or necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading; provided, by way of clarification, that clause (B) of this paragraph shall be construed solely by reference to the Servicer Information and not to any other information communicated in connection with a sale or purchase of securities, without regard to whether the Servicer Information or any portion thereof is presented together with or separately from such other information; (ii) any breach by the Servicer of its obligations under this Section 10.02, including particularly any failure by the Servicer, any Subservicer or any Subcontractor to deliver any information, report, certification, accountants' letter or other material when and as required under this Section 10.02, including any failure by the Servicer to identify pursuant to Section 11.15 any Subcontractor "participating in the servicing function" within the meaning of Item 1122 of Regulation AB; (iii) any breach by the Servicer of a representation or warranty set forth in Section Article III or in a writing furnished pursuant to clause (h) of Article III and made as of a date prior to the closing date of the related Pass-Through Transfer, to the extent that such breach is not cured by such closing date, or any breach by the Servicer of a representation or warranty in a writing furnished pursuant to clause (h) of Article III to the extent made as of a date subsequent to such closing date; or (iv) the negligence bad faith or willful performance under this Section 10.02. misconduct of the Servicer in connection with its
If the indemnification provided for herein is unavailable or insufficient to hold harmless an Indemnified Party, then the Servicer agrees that it shall contribute to the amount paid or payable by such Indemnified Party as a result of any claims, losses, damages or liabilities incurred by such Indemnified Party in such proportion as is appropriate to reflect the relative fault of such Indemnified Party on the one hand and the Servicer on the other. In the case of any failure of performance described above, the Servicer shall promptly reimburse the Owner, any Depositor, as applicable, and each Person responsible for the preparation, execution or filing of any report required to be filed with the Commission with respect to such Pass-Through Transfer, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Pass-Through Transfer, for all costs reasonably incurred by each such party in order to obtain the information, report, certification, accountants' letter or other material not delivered pursuant to this Section or Section 6.04 or Section 6.09 as required by the Servicer, any Subservicer or any Subcontractor. This indemnification party to this Agreement. shall survive the termination of this Agreement or the termination of any
All Mortgage Loans not sold or transferred pursuant to a Whole Loan Transfer or Pass Through Transfer shall be subject to this Agreement and shall continue to be serviced in accordance with the terms of this Agreement and with respect thereto this Agreement shall remain in full force and effect. Section 10.03. Master Servicer.
The Servicer, including any successor servicer hereunder, shall be subject to the supervision of the Master Servicer, which Master Servicer shall be obligated to ensure that the Servicer services the Mortgage Loans in accordance with the provisions of this Agreement. The Master Servicer, acting on behalf of the Owner, shall have the same rights as the Owner to enforce the obligations of the Servicer under this Agreement. The Master Servicer shall be entitled to terminate the rights and obligations of the Servicer under this Agreement upon the failure of the Servicer to perform any of its obligations under this Agreement if such failure constitutes an Event of Default as provided in Article IX of this Agreement. Notwithstanding anything to the contrary, in no event shall the Master Servicer assume any of the obligations of the Owner under this Agreement. ARTICLE XI MISCELLANEOUS PROVISIONS Section 11.01. Successor to the Servicer.
Prior to termination of the Servicer's responsibilities and duties under this Agreement pursuant to Sections 8.04, 9.01 or 10.01(ii), the Owner shall (i) succeed to and assume all of the Servicer's responsibilities, rights, duties and obligations under this Agreement, or (ii) appoint a successor having the characteristics set forth in Section 8.02 hereof and which shall succeed to all rights and assume all of the responsibilities, duties and liabilities of the Servicer under this Agreement prior to the termination of the Servicer's responsibilities, duties and liabilities under this Agreement. In connection with such appointment and assumption, the Owner may make such arrangements for the compensation of such successor out of payments on Mortgage Loans as the Owner and such successor shall agree. In the event that the Servicer's duties, responsibilities and liabilities under this Agreement should be terminated pursuant to the aforementioned sections, the Servicer shall discharge such duties and responsibilities during the period from the date it acquires knowledge of such termination until the effective date thereof with the same degree of diligence and prudence which it is obligated to exercise under this Agreement, and shall take no action whatsoever that might impair or prejudice the rights or financial condition of its successor. The resignation or removal of the Servicer pursuant to the aforementioned sections shall not become effective until a successor shall be appointed pursuant to this section and shall in no event relieve the Servicer of the representations and warranties made pursuant to Article III and the remedies available to the Owner under Section 8.01, it being understood and agreed that the provisions of such Article III and Section 8.01 shall be applicable to the Servicer notwithstanding any such resignation or termination of the Servicer, or the termination of this Agreement. Any successor appointed as provided herein shall execute, acknowledge and deliver to the Servicer and to the Owner an instrument accepting such appointment, whereupon such successor shall become fully vested with all the rights, powers, duties, responsibilities, obligations and liabilities of the Servicer, with like effect as if originally named as a party to this Agreement. Any termination or resignation of the Servicer or this Agreement pursuant to Section 8.04, 9.01 or 10.01 shall not affect any claims that the Owner may have against the Servicer arising prior to any such termination or resignation. The Servicer shall promptly deliver to the successor the funds in the Custodial Account and the Escrow Account and the Servicing Files and related documents and statements held by it hereunder and the Servicer shall account for all funds. The Servicer shall execute and deliver such instruments and do such other things all as may reasonably be required to more fully and definitely vest and confirm in the successor all such rights, powers, duties, responsibilities, obligations and liabilities of the Servicer. The successor shall make such arrangements as it may deem appropriate to reimburse the Servicer for unrecovered Monthly Advances and Servicing Advances which the successor retains hereunder and which would otherwise have been recovered by the Servicer pursuant to this Agreement but for the appointment of the successor servicer. Upon a successor's such appointment. acceptance of appointment as such, the Servicer shall notify the Owner of
All reasonable costs and expenses incurred in connection with replacing the Servicer upon its resignation or the termination of the Servicer in accordance with the terms of this Agreement, including, without limitation, (i) all legal costs and expenses and all due diligence costs and expenses associated with an evaluation of the potential termination of the Servicer as a result of an Event of Default and (ii) all costs and expenses associated with the complete transfer of servicing, including all servicing files and all servicing data and the completion, correction or manipulation of such servicing data as may be required by the successor servicer to correct any errors or insufficiencies in the servicing data or otherwise to enable the successor service to service the Mortgage Loans in accordance with this Agreement, shall be payable on demand by the resigning or terminated Servicer without any right of reimbursement therefor. Section 11.02. Amendment. time to time by the Servicer and the Owner by written
This Agreement may be amended from agreement signed by the Servicer and the Owner. Section 11.03.
Recordation of Agreement. subject to recordation in all counties or other comparable are situated, and in any other effected by the Servicer at the counsel to the effect that such Owner or is necessary for the
To the extent permitted by applicable law, this Agreement is appropriate public offices for real property records in all the jurisdictions in which any of all the properties subject to the Mortgages appropriate public recording office or elsewhere, such recordation to be Owner's expense on direction of the Owner accompanied by an opinion of recordation materially and beneficially affects the interest of the administration or servicing the Mortgage Loans. Section 11.04. Governing Law.
THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE INTERNAL LAWS OF THE STATE OF NEW YORK WITHOUT GIVING EFFECT TO PRINCIPLES OF CONFLICTS OF LAWS. THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS. Section 11.05. Notices.
Any demands, notices or other communications permitted or required hereunder shall be in writing and shall be deemed conclusively to have been given if personally delivered at or mailed by registered mail, postage prepaid, and return receipt requested or transmitted by telecopier and confirmed by a similar mailed writing, as follows: (i) if to the Servicer: EMC Mortgage Corporation 2780 Lake Vista Lewisville, Texas 75067 Attention: President or General Counsel Telecopier No.: (469) 759-4714 (ii) if to the Owner: Bear, Stearns & Co. Inc. 383 Madison Ave. New York, New York 10179 Attention: Global Credit Administration Telecopier No.: (212) 272-5591 (iii) if to the Master Servicer: Wells Fargo Bank, National Association P.O. Box 98 Columbia, Maryland 21046 Attention: Master Servicing - Bear Stearns ALT-A Trust 2006-3 And for overnight delivery to: Wells Fargo Bank, National Association 9062 Old Annapolis Road Columbia, Maryland 21045 Attention: Master Servicing - Bear Stearns ALT-A Trust 2006-3 Telecopier No.: (410) 715-2380 or such other address as may hereafter be furnished to the other party by like notice. Any such demand, notice, or communication hereunder shall be deemed to have been received on the date delivered to or received at the premises of the address (as evidenced, in the case of registered or certified mail, by the date noted on the return receipt). Section 11.06. Severability of Provisions.
Any part, provision, representation or warranty of this Agreement which is prohibited or which is held to be void or unenforceable shall be ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof. Any part, provision, representation or warranty of this Agreement which is prohibited or unenforceable or is held to be void or unenforceable in any jurisdiction shall be ineffective, as to such jurisdiction, to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof, and any such prohibition or unenforceability in any jurisdiction as to any Mortgage Loan shall not invalidate or render unenforceable such provision in any other jurisdiction. To the extent permitted by applicable law, the parties hereto waive any provision of law which prohibits or renders void or unenforceable any provision hereof. If the invalidity of any part, provision, representation or warranty of this Agreement shall deprive any party of the economic benefit intended to be conferred by this Agreement, the parties shall negotiate, in good faith, to develop a structure the economic effect of which is nearly as possible the same as the economic effect of this Agreement without regard to such invalidity. Section 11.07. Exhibits are hereby incorporated and made a part hereof and are an
The exhibits to this Agreement integral part of this Agreement. Section 11.08.
General Interpretive Principles. Agreement, except as otherwise expressly provided or unless the context
For purposes of this otherwise requires:
(i) the terms defined in this Agreement have the meanings assigned to them in this Agreement and include the plural as well as the singular, and the use of any gender herein shall be deemed to include the other gender; (ii) accounting terms not otherwise defined accordance with generally accepted accounting principles; herein have the meanings assigned to them in
(iii) references herein to "Articles," "Sections," "Subsections," "Paragraphs," and other subdivisions without reference to a document are to designated Articles, Sections, Subsections, Paragraphs and other subdivisions of this Agreement; (iv) a reference to a Subsection without further such Subsection as contained in the same Section in which the also apply to Paragraphs and other subdivisions; reference to a Section is a reference to reference appears, and this rule shall
(v) the words "herein," "hereof," "hereunder" and other words of similar import refer to this Agreement as a whole and not to any particular provision; and (vi) enumeration. the term "include" or "including" shall mean without limitation by reason of
Section 11.09.
Reproduction of Documents.
This Agreement and all documents relating hereto, including, without limitation, (i) consents, waivers and modifications which may hereafter be executed, (ii) documents received by any party at the closing, and (iii) financial statements, certificates and other information previously or hereafter furnished, may be reproduced by any photographic, photostatic, microfilm, micro-card, miniature photographic or other similar process. The parties agree that any such reproduction shall be admissible in evidence as the original itself in any judicial or administrative proceeding, whether or not the original is in existence and whether or not such reproduction was made by a party in the regular course of business, and that any enlargement, facsimile or further reproduction of such reproduction shall likewise be admissible in evidence. Section 11.10. Confidentiality of Information.
Each party recognizes that, in connection with this Agreement, it may become privy to non-public information regarding the financial condition, operations and prospects of the other party. Except as required to be disclosed by law, each party agrees to keep all non-public information regarding the other party strictly confidential, and to use all such information solely in order to effectuate the purpose of this Agreement. Section 11.11. Assignment by the Owner.
The Owner shall have the right, without the consent of the Servicer hereof, to assign, in whole or in part, its interest under this Agreement with respect to some or all of the Mortgage Loans, and designate any person to exercise any rights of the Owner hereunder, by executing an assignment and assumption agreement reasonably acceptable to the Servicer and the assignee or designee shall accede to the rights and obligations hereunder of the Owner with respect to such Mortgage Loans. In no event shall Owner sell a partial interest in any Mortgage Loan. All references to the Owner in this Agreement shall be deemed to include its assignees or designees. It is understood and agreed between the Owners and the Servicer that no more than five (5) Persons shall have the right of owner under this Agreement at any one time. Section 11.12. No Partnership.
Nothing herein contained shall be deemed or construed to create a co-partnership or joint venture between the parties hereto and the services of the Servicer shall be rendered as an independent contractor and not as agent for Owner. Section 11.13. Execution, Successors and Assigns.
This Agreement may be executed in one or more counterparts and by the different parties hereto on separate counterparts, each of which, when so executed, shall be deemed to be an original; such counterparts, together, shall constitute one and the same agreement. Subject to Section 8.05, this Agreement shall inure to the benefit of and be binding upon the Servicer and the Owner and their respective successors and assigns. Section 11.14. Entire Agreement. acknowledge that no representations, agreements or promises its employees other than those representations, agreements This Agreement sets forth the entire understanding between all successors of both parties.
Each of the Servicer and the Owner were made to it by the other party or any of or promises specifically contained herein. the parties hereto and shall be binding upon
Section 11.15. Use of Subservicers and Subcontractors. (a) The Servicer shall not hire or otherwise utilize the services of any Subservicer to fulfill any of the obligations of the Servicer as servicer under this Agreement or any Reconstitution Agreement unless the Servicer complies with the provisions of paragraph (b) of this Section. The Servicer shall not hire or otherwise utilize the services of any Subcontractor, and shall not permit any Subservicer to hire or otherwise utilize the servicers of any Subcontractor, to fulfill any of the obligations of the Servicer as servicer under this Agreement or any Reconstitution Agreement unless the Servicer complies with the provisions of paragraph (d) of this Section. The Servicer must notify the Owner, the Master Servicer and any Depositor in writing of any affiliations or relationships that develop following the closing date between the Servicer or any Subservicer. (b) The Servicer shall cause any Subservicer used by the Servicer (or by any Subservicer) for the benefit of the Owner and any Depositor to comply with the provisions of this Section and with clauses (g) and (j) of Article III, Sections 6.04, 6.09 and 10.02 of this Agreement to the same extent as if such Subservicer were the Owner, and to provide the information required with respect to such Subservicer under Section 3.01(i) of this Agreement. The Servicer shall be responsible for obtaining from each Subservicer and delivering to the Owner, the Master Servicer and any Depositor any Annual Statement of Compliance required to be delivered by such Subservicer under Section 6.04(a), any Assessment of Compliance and Attestation Report required to be delivered by such Subservicer under Section 6.09, any Annual Certification required under Section 6.04(b), any Additional Form 10-D Disclosure and any Form 8-K Disclosure Information, as and when required to be delivered. (c) The Servicer shall promptly upon request provide to the Owner, the Master Servicer and any Depositor (or any designee of the Depositor, such as an administrator) a written description (in form and substance satisfactory to the Owner, the Master Servicer and such Depositor) of the role and function of each Subcontractor utilized by the Servicer or any Subservicer, specifying (i) the identity of each such Subcontractor, (ii) which (if any) of such Subcontractors are "participating in the
servicing function" within the meaning of Item 1122 of Servicing Criteria will be addressed in assessments identified pursuant to clause (ii) of this paragraph.
Regulation AB, and (iii) which elements of the of compliance provided by each Subcontractor
(d) As a condition to the utilization of any Subcontractor determined to be "participating in the servicing function" within the meaning of Item 1122 of Regulation AB, the Servicer shall cause any such Subcontractor used by the Servicer (or by any Subservicer) for the benefit of the Owner and any Depositor to comply with the provisions of Sections 6.07 and 10.02 of this Agreement to the same extent as if such Subcontractor were the Servicer. The Servicer shall be responsible for obtaining from each Subcontractor and delivering to the Owner and any Depositor any Assessment of Compliance and Attestation Report and other certificates required to be delivered by such Subservicer and such Subcontractor under Section 6.09 (and any Annual Certification required under Section 6.09(b)), in each case as and when required to be delivered. 11.16. Third Party Beneficiary
For purposes of this Agreement, each Master Servicer shall be considered a third party beneficiary to this Agreement, entitled to all the rights and benefits hereof as if it were a direct party to this Agreement.
IN WITNESS WHEREOF, the Servicer and the Owner have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the date and year first above written.
EMC MORTGAGE CORPORATION Servicer By: Name: Title:
STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. Owner By:____________________________________ Name: Title:
EXHIBIT A MORTGAGE LOAN SCHEDULE
EXHIBIT B CUSTODIAL ACCOUNT LETTER AGREEMENT (date) To:______________________ _________________________ _________________________ (the "Depository") As "Servicer" under the Servicing Agreement, dated as of April 1, 2006, (the "Agreement"), we hereby authorize and request you to establish an account, as a Custodial Account pursuant to Section 4.04 of the Agreement, to be designated as "BSALTA 2006-3 Custodial Account, in trust for SAMI II, Owner of Whole Loan Mortgages, and various Mortgagors." All deposits in the account shall be subject to withdrawal therefrom by order signed by the Servicer. You may refuse any deposit which would result in violation of the requirement that the account be fully insured as described below. This letter is submitted to you in duplicate. Please execute and return one original to us. By:____________________ Name:__________________ Title:_________________ The undersigned, as "Depository", hereby certifies that the above described account has been established under Account Number __________, at the office of the depository indicated above, and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured up to applicable limits by the Federal Deposit Insurance Corporation through the Bank Insurance Fund or the Savings Association Insurance Fund or will be invested in Permitted Investments as defined in the Agreement.
(name of Depository) By:____________________ Name:__________________ Title:_________________
EXHIBIT C ESCROW ACCOUNT LETTER AGREEMENT (date) To:___________________________ ______________________________ ______________________________ (the "Depository") As "Servicer" under the Servicing Agreement, dated as of [______] 1, 2006 (the "Agreement"), we hereby authorize and request you to establish an account, as an Escrow Account pursuant to Section 4.06 of the Agreement, to be designated as "BSALTA 2006-3 Escrow Account, in trust for SAMI II, Owner of Whole Loan Mortgages, and various Mortgagors." All deposits in the account shall be subject to withdrawal therefrom by order signed by the Servicer. You may refuse any deposit which would result in violation of the requirement that the account be fully insured as described below. This letter is submitted to you in duplicate. Please execute and return one original to us. By:____________________ Name:__________________ Title:_________________ The undersigned, as "Depository", hereby certifies that the above described account has been established under Account Number __________, at the office of the depository indicated above, and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured up to applicable limits by the Federal Deposit Insurance Corporation through the Bank Insurance Fund or the Savings Association Insurance Fund or will be invested in Permitted Investments as defined in the Agreement. [ ]
(name of Depository) By:____________________ Name:__________________ Title:_________________
EXHIBIT D REQUEST FOR RELEASE OF DOCUMENTS To: Wells Fargo Bank, National Association 1015 10th Avenue S.E. Mpls., MN Attn: Re: 55414
________________ Corporation
Custodial Agreement dated as of November 30, 1999, between EMC Mortgage and Wells Fargo Bank, National Association, as Custodian
In connection with the administration of the Mortgage Loans held by you as Custodian for the Owner pursuant to the above-captioned Custody Agreement, we request the release, and hereby acknowledge receipt, of the Custodian's Mortgage File for the Mortgage Loan described below, for the reason indicated. Mortgage Loan Number: Mortgagor Name, Address & Zip Code: Reason for Requesting Documents (check one): _______ _______ _______ _______ 1. 2. 3. 4. Mortgage Paid in Full Foreclosure Substitution Other Liquidation (Repurchases, etc.)
_______
5.
Nonliquidation
[Reason:_______________________________]
Address to which Custodian should Deliver the Custodian's Mortgage File: __________________________________________ __________________________________________ __________________________________________
By:_______________________________________ (authorized signer) Issuer:_____________________________________ Address:___________________________________ ___________________________________ Date:______________________________________
Custodian Wells Fargo Bank, National Association Please acknowledge the execution of the above request by your signature and date below: ____________________________________ Signature Documents returned to Custodian: ____________________________________ Custodian _________________ Date _________________ Date
EXHIBIT E REPORTING DATA FOR MONTHLY REPORT Standard File Layout - Master Servicing ---------------------------------------------------------------------------------------------------------------------------------Column Name Description Decimal Format Comment Max Size ------------------------------ ----------------------------------------------------- -------SER_INVESTOR_NBR A value assigned by the Servicer to define a 20 group of loans. ------------------------------ ----------------------------------------------------- -------LOAN_NBR A unique identifier assigned to each loan by 10 the investor. ------------------------------ ----------------------------------------------------- -------SERVICER_LOAN_NBR A unique number assigned to a loan by the 10 Servicer. This may be different than the LOAN_NBR. ------------------------------ ----------------------------------------------------- -------BORROWER_NAME The borrower name as received in the file. (Last, 30 It is not separated by first and last name. ------------------------------ ----------------------------------------------------- -------SCHED_PAY_AMT Scheduled monthly principal and scheduled signs 11 interest payment that a borrower is expected to pay, P&I constant. ------------------------------ ----------------------------------------------------- -------NOTE_INT_RATE The loan interest rate as reported by the 6 Servicer. ------------------------------ ----------------------------------------------------- -------NET_INT_RATE The loan gross interest rate less the service 6 fee rate as reported by the Servicer. ------------ ----------------------Text up to 10 digits ------------ ----------------------Text up to 10 digits ------------ ----------------------Text up to 10 digits
------------ ----------------------4 Max length of 6
------------------------------ ----------------------------------------------------- -------SERV_FEE_RATE The servicer's fee rate for a loan as 6 reported by the Servicer. ------------------------------ ----------------------------------------------------- -------SERV_FEE_AMT The servicer's fee amount for a loan as signs 11 reported by the Servicer. ------------------------------ ----------------------------------------------------- -------NEW_PAY_AMT The new loan payment amount as reported by signs 11 the Servicer. ------------------------------ ----------------------------------------------------- -------NEW_LOAN_RATE The new loan rate as reported by the Servicer. 6 ------------------------------ ----------------------------------------------------- -------ARM_INDEX_RATE The index the Servicer is using to calculate 6 a forecasted rate. ------------------------------ ----------------------------------------------------- -------ACTL_BEG_PRIN_BAL The borrower's actual principal balance at signs 11 the beginning of the processing cycle. ------------------------------ ----------------------------------------------------- -------ACTL_END_PRIN_BAL The borrower's actual principal balance at signs 11 the end of the processing cycle. ------------------------------ ----------------------------------------------------- -------BORR_NEXT_PAY_DUE_DATE The date at the end of processing cycle that 10 the borrower's next payment is due to the Servicer, as reported by Servicer. ------------------------------ ----------------------------------------------------- -------SERV_CURT_AMT_1 The first curtailment amount to be applied. signs 11
------------ ----------------------4 Max length of 6
($) ------------ ----------------------4 Max length of 6
------------ ----------------------4 Max length of 6
($) ------------ ----------------------MM/DD/YYYY
($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SERV_CURT_DATE_1 The curtailment date associated with the MM/DD/YYYY 10 first curtailment amount. ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------CURT_ADJ_ AMT_1 The curtailment interest on the first 2 No commas(,) or dollar signs 11 curtailment amount, if applicable. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SERV_CURT_AMT_2 The second curtailment amount to be applied. 2 No commas(,) or dollar signs 11 ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SERV_CURT_DATE_2 The curtailment date associated with the MM/DD/YYYY 10 second curtailment amount. ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------CURT_ADJ_ AMT_2 The curtailment interest on the second 2 No commas(,) or dollar signs 11 curtailment amount, if applicable. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SERV_CURT_AMT_3 The third curtailment amount to be applied. 2 No commas(,) or dollar signs 11 ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SERV_CURT_DATE_3 The curtailment date associated with the MM/DD/YYYY 10 third curtailment amount. ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------CURT_ADJ_AMT_3 The curtailment interest on the third 2 No commas(,) or dollar signs 11 curtailment amount, if applicable. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------PIF_AMT The loan "paid in full" amount as reported by 2 No commas(,) or dollar signs 11 the Servicer. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------PIF_DATE The paid in full date as reported by the MM/DD/YYYY 10 Servicer. ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------ACTION_CODE The standard FNMA numeric code used to Action Code Key: 2 indicate the default/delinquent status of a 15=Bankruptcy, particular loan. 30=Foreclosure, , 60=PIF, 63=Substitution,
------------------------------ ----------------------------------------------------- -------INT_ADJ_AMT The amount of the interest adjustment as signs 11 reported by the Servicer. ------------------------------ ----------------------------------------------------- -------SOLDIER_SAILOR_ADJ_AMT The Soldier and Sailor Adjustment amount, if signs 11 applicable. ------------------------------ ----------------------------------------------------- -------NON_ADV_LOAN_AMT The Non Recoverable Loan Amount, if signs 11 applicable. ------------------------------ ----------------------------------------------------- -------LOAN_LOSS_AMT The amount the Servicer is passing as a loss, signs 11 if applicable. ------------------------------ ----------------------------------------------------- -------SCHED_BEG_PRIN_BAL The scheduled outstanding principal amount signs 11 due at the beginning of the cycle date to be passed through to investors. ------------------------------ ----------------------------------------------------- -------SCHED_END_PRIN_BAL The scheduled principal balance due to signs 11 investors at the end of a processing cycle. ------------------------------ ----------------------------------------------------- -------SCHED_PRIN_AMT The scheduled principal amount as reported by signs 11 the Servicer for the current cycle -- only applicable for Scheduled/Scheduled Loans. ------------------------------ ----------------------------------------------------- -------SCHED_NET_INT The scheduled gross interest amount less the signs 11 service fee amount for the current cycle as reported by the Servicer -- only applicable for Scheduled/Scheduled Loans. ------------------------------ ----------------------------------------------------- -------ACTL_PRIN_AMT The actual principal amount collected by the signs 11 Servicer for the current reporting cycle -only applicable for Actual/Actual Loans. ------------------------------ ----------------------------------------------------- -------The actual gross interest amount less the service fee amount for the current reporting signs ACTL_NET_INT cycle as reported by the Servicer -- only 11 applicable for Actual/Actual Loans. ------------------------------ ----------------------------------------------------- -------PREPAY_PENALTY_ AMT The penalty amount received when a borrower signs 11 prepays on his loan as reported by the Servicer. ------------------------------ ----------------------------------------------------- -------PREPAY_PENALTY_ WAIVED The prepayment penalty amount for the loan signs 11 waived by the servicer. ------------------------------ ----------------------------------------------------- -------MOD_DATE The Effective Payment Date of the 10 Modification for the loan. ------------------------------ ----------------------------------------------------- -------MOD_TYPE The Modification Type. alpha 30
65=Repurchase,70=REO ------------ ----------------------2 No commas(,) or dollar
($) ------------ ----------------------2 No commas(,) or dollar ($) ------------ ----------------------2 No commas(,) or dollar
($) ------------ ----------------------2 No commas(,) or dollar ($) ------------ ----------------------2 No commas(,) or dollar
or numeric ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------DELINQ_P&I_ADVANCE_AMT The current outstanding principal and 2 No commas(,) or dollar signs 11 interest advances made by Servicer. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- --------
EXHIBIT F REPORTING DATA FOR DEFAULTED LOANS Standard File Layout Delinquency Reporting
(d) (a) Column/Header Name
Format (b) Description Comment (e) (h) a loan by the Servicer. This may be different than the LOAN_NBR (i) (l) assigned to each the originator. (m) (p) (q) (t) assigned by an external servicer to identify a group of loans in their system. (u) (x) (y) (bb) (cc) (ff) Property (gg) (jj) property located. (kk) (nn) is located. (oo) (rr) borrower's MM/DD/YYYY due to the servicer at the end of processing cycle, as reported by Servicer. (ss) (vv) Conv) (ww) (zz) bankruptcy claim was filed. MM/DD/YYYY (aaa) (ddd) bankruptcy was filed. (eee) (hhh) the court to the filing. (iii) (lll) the MM/DD/YYYY approved by the courts (mmm) (ppp) BANKRUPTCY_DCHRG_DISM_DATE MM/DD/YYYY Either by Dismissal, Discharged and/or a Motion For Relief Was Granted. (qqq) (ttt) Mitigation Was Approved By LOSS_MIT_APPR_DATE (rrr) The Date The Loss (sss) Removed From Bankruptcy. (nnn) The Date The Loan Is (ooo) bankruptcy has been POST_PETITION_DUE_DATE (jjj) The payment bankruptcy BANKRUPTCY_CASE_NBR (fff) The case number assigned by (ggg) BANKRUPTCY_CHAPTER_CODE (bbb) The chapter under which the (ccc) BANKRUPTCY_FILED_DATE (xx) The date a particular (yy) LOAN_TYPE (tt) Loan Type (i.e. FHA, VA, (uu) next payment is BORR_NEXT_PAY_DUE_DATE (pp) The date that the (qq) PROP_ZIP (ll) Zip code where the property (mm) PROP_STATE (hh) The state where the (ii) PROP_ADDRESS (dd) Street Name and Number of (ee) BORROWER_LAST_NAME (z) Last name of the borrower. (aa) BORROWER_FIRST_NAME (v) First Name of the Borrower. (w) SERV_INVESTOR_NBR (r) Contains a unique number as (s) CLIENT_NBR (n) loan by LOAN_NBR (j) A unique identifier (k) SERVICER_LOAN_NBR (f) A unique number assigned to (g) (c) Decimal
Servicer Client Number
(o)
due date
once
(kkk)
MM/DD/YYYY The Servicer (uuu) (xxx) Approved For A Loan Such As; (yyy) (bbbb) Mitigation MM/DD/YYYY Scheduled To End/Close (cccc) (ffff) Mitigation MM/DD/YYYY Completed (gggg) (jjjj) letter to the servicer MM/DD/YYYY instructions to begin foreclosure proceedings. (kkkk) (nnnn) Attorney MM/DD/YYYY Foreclosure (oooo) (rrrr) by MM/DD/YYYY Foreclosure Action (ssss) (vvvv) FRCLSR_SALE_EXPECTED_DATE MM/DD/YYYY expected to occur. (wwww) (zzzz) foreclosure sale. MM/DD/YYYY (aaaaa) No FRCLSR_SALE_AMT (bbbbb) The amount a property sold (ccccc) 2 FRCLSR_SALE_DATE (xxxx) The actual date of the (yyyy) foreclosure sale is (tttt) The date by which a (uuuu) an Attorney in a FIRST_LEGAL_DATE (pppp) Notice of 1st legal filed (qqqq) to Pursue ATTORNEY_REFERRAL_DATE (llll) Date File Was Referred To (mmmm) with FRCLSR_APPROVED_DATE (hhhh) The date DA Admin sends a (iiii) Is Actually LOSS_MIT_ACT_COMP_DATE (dddd) The Date The Loss (eeee) /Plan Is LOSS_MIT_EST_COMP_DATE (zzz) The Date The Loss (aaaa) LOSS_MIT_TYPE (vvv) The Type Of Loss Mitigation (www)
(ddddd) commas(,) or dollar signs ($)
for at the foreclosure sale.
(eeeee) (hhhhh) MM/DD/YYYY
EVICTION_START_DATE
(fffff)
The
date
the eviction
servicer of the
(ggggg)
initiates borrower. (iiiii) (lllll) legal MM/DD/YYYY EVICTION_COMPLETED_DATE (jjjjj)
The date the
court
revokes of the
(kkkkk)
possession
property from the borrower. (mmmmm) No LIST_PRICE (nnnnn) The price at which an REO (ooooo) 2
(ppppp) commas(,) or dollar signs ($)
property is marketed.
(qqqqq) (ttttt)
LIST_DATE
(rrrrr)
The date an REO listed at a
property is particular
(sssss)
MM/DD/YYYY price. (uuuuu) No OFFER_AMT (vvvvv) The dollar value of an (wwwww) 2
(xxxxx) commas(,) or dollar signs ($)
offer for an REO property.
(yyyyy) (bbbbbb) MM/DD/YYYY
OFFER_DATE_TIME
(zzzzz)
The
date
an by DA
offer
is
(aaaaaa)
received
Admin or by
the Servicer. (cccccc) REO_CLOSING_DATE (ffffff) the MM/DD/YYYY to close. (gggggg) REO_ACTUAL_CLOSING_DATE (jjjjjj) MM/DD/YYYY (kkkkkk) OCCUPANT_CODE (nnnnnn) property is occupied. (oooooo) PROP_CONDITION_CODE (rrrrrr) condition of the property. (ssssss) PROP_INSPECTION_DATE (vvvvvv) inspection is performed. MM/DD/YYYY (wwwwww) APPRAISAL_DATE (zzzzzz) done. MM/DD/YYYY (aaaaaaa) (ddddddd) is" value of the property based on brokers price opinion or appraisal. (eeeeeee) (hhhhhhh) REPAIRED_PROP_VAL property would be worth if repairs are completed pursuant to a broker's price opinion or appraisal. (jjjjjjj) (kkkkkkk) 2 (fffffff) The amount the (ggggggg) 2 CURR_PROP_VAL (bbbbbbb) The current "as (ccccccc) (xxxxxx) The date the appraisal was (yyyyyy) (tttttt) The date a property (uuuuuu) (pppppp) A code that indicates the (qqqqqq) (llllll) Classification of how the (mmmmmm) (hhhhhh) Actual Date Of REO Sale (iiiiii) property is scheduled (dddddd) The date the REO sale of (eeeeee)
(iiiiiii) (lllllll)
If applicable:
(mmmmmmm) (ppppppp) DELINQ_STATUS_CODE (qqqqqqq) (ttttttt) DELINQ_REASON_CODE
(nnnnnnn)
FNMA
Code
(ooooooo)
Describing Status of Loan (rrrrrrr) The circumstances (sssssss)
which caused a borrower to stop paying on a loan. Code indicates the reason why the loan is in default for this cycle. (vvvvvvv) Date Claim Mortgage Was Filed (wwwwwww)
(uuuuuuu) (xxxxxxx) MI_CLAIM_FILED_DATE MM/DD/YYYY
Insurance
With Mortgage Company. (yyyyyyy) MI_CLAIM_AMT (zzzzzzz) Amount of
Insurance
Mortgage
(aaaaaaaa)
(bbbbbbbb) Insurance Claim Filed No commas(,) or dollar signs ($) (cccccccc) (ffffffff) MI_CLAIM_PAID_DATE MM/DD/YYYY (dddddddd) Insurance Date Mortgage (eeeeeeee)
Company Disbursed
Claim Payment (gggggggg) (jjjjjjjj) MI_CLAIM_AMT_PAID No commas(,) or dollar signs ($) (kkkkkkkk) (nnnnnnnn) POOL_CLAIM_FILED_DATE MM/DD/YYYY (llllllll) Filed Date With Pool Claim Was (mmmmmmmm) (hhhhhhhh) Insurance Claim Amount Company Mortgage Paid On (iiiiiiii) 2
Insurance
Company (oooooooo) (rrrrrrrr) No Company commas(,) or dollar signs ($) (ssssssss) (vvvvvvvv) POOL_CLAIM_PAID_DATE MM/DD/YYYY (tttttttt) Settled Date and The Claim Check Was Was (uuuuuuuu) POOL_CLAIM_AMT (pppppppp) Filed Amount With Pool of Claim (qqqqqqqq) 2
Insurance
Issued By The Pool Insurer (wwwwwwww) (zzzzzzzz) POOL_CLAIM_AMT_PAID No commas(,) or dollar signs ($) (aaaaaaaaa) (ddddddddd) FHA_PART_A_CLAIM_FILED_DATE MM/DD/YYYY (eeeeeeeee) (hhhhhhhhh) FHA_PART_A_CLAIM_AMT No commas(,) or dollar signs (bbbbbbbbb) Date FHA Part A (ccccccccc) (xxxxxxxx) Claim Company Amount By Pool Paid On (yyyyyyyy) 2
Insurance
Claim Was Filed With HUD
(fffffffff)
Amount
of
FHA
(ggggggggg) 2
Part A Claim Filed
($) (iiiiiiiii) (lllllllll) FHA_PART_A_CLAIM_PAID_DATE MM/DD/YYYY (jjjjjjjjj) Disbursed Payment (mmmmmmmmm) (ppppppppp) FHA_PART_A_CLAIM_PAID_AMT No commas(,) or dollar signs ($) (qqqqqqqqq) (ttttttttt) FHA_PART_B_CLAIM_FILED_DATE MM/DD/YYYY (uuuuuuuuu) (xxxxxxxxx) FHA_PART_B_CLAIM_AMT No commas(,) or dollar signs ($) (yyyyyyyyy) (aaaaaaaaaa) (bbbbbbbbbb) FHA_PART_B_CLAIM_PAID_DATE MM/DD/YYYY (zzzzzzzzz) Disbursed Payment (cccccccccc) (eeeeeeeeee) (ffffffffff) FHA_PART_B_CLAIM_PAID_AMT No commas(,) or dollar signs ($) (gggggggggg) (iiiiiiiiii) (jjjjjjjjjj) VA_CLAIM_FILED_DATE MM/DD/YYYY (hhhhhhhhhh) Filed Admin (kkkkkkkkkk) (mmmmmmmmmm) (nnnnnnnnnn) VA_CLAIM_PAID_DATE MM/DD/YYYY (llllllllll) Admin. Payment (oooooooooo) (rrrrrrrrrr) VA_CLAIM_PAID_AMT No commas(,) or dollar signs ($) Exhibit 2: Standard File Codes Delinquency Reporting (pppppppppp) Amount Veterans (qqqqqqqqqq) 2 Date Disbursed Veterans VA Claim Date VA Claim With the Was (dddddddddd) Amount HUD Paid 2 Date Part B HUD Claim (rrrrrrrrr) Date FHA Part B (sssssssss) (nnnnnnnnn) Amount HUD Paid (ooooooooo) 2 Date Part A HUD Claim (kkkkkkkkk)
on Part A Claim
Claim Was Filed With HUD
(vvvvvvvvv)
Amount
of
FHA
(wwwwwwwww) 2
Part B Claim Filed
on Part B Claim
Veterans
Admin. Paid on VA Claim
The Loss Mit Type field o ASUMo BAPo COo DILo FFAo MODo PREo SSo MISC-
should show the approved Loss Mitigation Code as follows: Approved Assumption Borrower Assistance Program Charge Off Deed-in-Lieu Formal Forbearance Agreement Loan Modification Pre-Sale Short Sale Anything else approved by the PMI or Pool Insurer
NOTE: Wells Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply Wells Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file. The Occupant Code field should show the current status of the property code as follows: o Mortgagor o Tenant o Unknown o Vacant The Property Condition field should show the last reported condition of the property as follows: o Damaged o Excellent o Fair o Gone o Good o Poor o Special Hazard o Unknown Exhibit 2: Standard File Codes Delinquency Reporting, Continued The FNMA Delinquent Reason Code field should show the Reason for Delinquency as follows: -----------------------Delinquency Code ----------------------------------------------001 ----------------------------------------------002 ----------------------------------------------003 ----------------------------------------------004 ----------------------------------------------005 ----------------------------------------------006 ----------------------------------------------007 ----------------------------------------------008 ----------------------------------------------009 ----------------------------------------------011 ----------------------------------------------012 ----------------------------------------------013 ----------------------------------------------014 ----------------------------------------------015 ----------------------------------------------016 ----------------------------------------------017 ----------------------------------------------019 ----------------------------------------------022 ----------------------------------------------023 ----------------------------------------------026 ----------------------------------------------027 ------------------------------------------------------------------------------------------------------Delinquency Description ----------------------------------------------------------------------------------------------------------------FNMA-Death of principal mortgagor ----------------------------------------------------------------------------------------------------------------FNMA-Illness of principal mortgagor ----------------------------------------------------------------------------------------------------------------FNMA-Illness of mortgagor's family member ----------------------------------------------------------------------------------------------------------------FNMA-Death of mortgagor's family member ----------------------------------------------------------------------------------------------------------------FNMA-Marital difficulties ----------------------------------------------------------------------------------------------------------------FNMA-Curtailment of income ----------------------------------------------------------------------------------------------------------------FNMA-Excessive Obligation ----------------------------------------------------------------------------------------------------------------FNMA-Abandonment of property ----------------------------------------------------------------------------------------------------------------FNMA-Distant employee transfer ----------------------------------------------------------------------------------------------------------------FNMA-Property problem ----------------------------------------------------------------------------------------------------------------FNMA-Inability to sell property ----------------------------------------------------------------------------------------------------------------FNMA-Inability to rent property ----------------------------------------------------------------------------------------------------------------FNMA-Military Service ----------------------------------------------------------------------------------------------------------------FNMA-Other ----------------------------------------------------------------------------------------------------------------FNMA-Unemployment ----------------------------------------------------------------------------------------------------------------FNMA-Business failure ----------------------------------------------------------------------------------------------------------------FNMA-Casualty loss ----------------------------------------------------------------------------------------------------------------FNMA-Energy environment costs ----------------------------------------------------------------------------------------------------------------FNMA-Servicing problems ----------------------------------------------------------------------------------------------------------------FNMA-Payment adjustment ----------------------------------------------------------------------------------------------------------------FNMA-Payment dispute -----------------------------------------------------------------------------------------------------------------
029 ----------------------------------------------030 ----------------------------------------------031 ----------------------------------------------INC ------------------------
FNMA-Transfer of ownership pending ----------------------------------------------------------------------------------------------------------------FNMA-Fraud ----------------------------------------------------------------------------------------------------------------FNMA-Unable to contact borrower ----------------------------------------------------------------------------------------------------------------FNMA-Incarceration ---------------------------------------------------------
Exhibit 2: Standard File Codes Delinquency Reporting, Continued The FNMA Delinquent Status Code field should show the Status of Default as follows: -----------------------Status Code ----------------------------------------------09 ----------------------------------------------17 ----------------------------------------------24 ----------------------------------------------26 ----------------------------------------------27 ----------------------------------------------28 ----------------------------------------------29 ----------------------------------------------30 ----------------------------------------------31 ----------------------------------------------32 ----------------------------------------------43 ----------------------------------------------44 ----------------------------------------------49 ----------------------------------------------61 ----------------------------------------------62 ----------------------------------------------63 ----------------------------------------------64 ----------------------------------------------65 ----------------------------------------------66 ----------------------------------------------67 -----------------------------------------------------------------------------Status Description ------------------------------------------------------------------------------------------------------------Forbearance ------------------------------------------------------------------------------------------------------------Pre-foreclosure Sale Closing Plan Accepted ------------------------------------------------------------------------------------------------------------Government Seizure ------------------------------------------------------------------------------------------------------------Refinance ------------------------------------------------------------------------------------------------------------Assumption ------------------------------------------------------------------------------------------------------------Modification ------------------------------------------------------------------------------------------------------------Charge-Off ------------------------------------------------------------------------------------------------------------Third Party Sale ------------------------------------------------------------------------------------------------------------Probate ------------------------------------------------------------------------------------------------------------Military Indulgence ------------------------------------------------------------------------------------------------------------Foreclosure Started ------------------------------------------------------------------------------------------------------------Deed-in-Lieu Started ------------------------------------------------------------------------------------------------------------Assignment Completed ------------------------------------------------------------------------------------------------------------Second Lien Considerations ------------------------------------------------------------------------------------------------------------Veteran's Affairs-No Bid ------------------------------------------------------------------------------------------------------------Veteran's Affairs-Refund ------------------------------------------------------------------------------------------------------------Veteran's Affairs-Buydown ------------------------------------------------------------------------------------------------------------Chapter 7 Bankruptcy ------------------------------------------------------------------------------------------------------------Chapter 11 Bankruptcy ------------------------------------------------------------------------------------------------------------Chapter 13 Bankruptcy -------------------------------------------------------
EXHIBIT G FORM OF SERVICER CERTIFICATION Re: The [ ] agreement dated as of [ l, 200[ ] (the "Agreement"), among [IDENTIFY PARTIES]
I, ____________________________, the _______________________ of [NAME OF COMPANY] (the "Company"), certify to [the Purchaser], [the Depositor], and the [Master Servicer] [Securities Administrator] [Trustee], and their officers, with the knowledge and intent that they will rely upon this certification, that: I have reviewed the servicer compliance statement of the Company provided in accordance with Item 1123 of Regulation AB (the "Compliance Statement"), the report on assessment of the Company's compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB (the "Servicing Criteria"), provided in accordance with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934,
as amended (the "Exchange Act") and Item 1122 of Regulation AB (the "Servicing Assessment"), the registered public accounting firm's attestation report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section 1122(b) of Regulation AB (the "Attestation Report"), and all servicing reports, Officer's Certificates and other information relating to the servicing of the Mortgage Loans by the Company during 200[ ] that were delivered by the Company to the [Depositor] [Master Servicer] [Securities Administrator] [Trustee] pursuant to the Agreement (collectively, the "Company Servicing Information"); Based on my knowledge, the Company Servicing Information, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in the light of the circumstances under which such statements were made, not misleading with respect to the period of time covered by the Company Servicing Information; Based on my knowledge, all of the Company Servicing Information required to be provided by the Company under the Agreement has been provided to the [Depositor] [Master Servicer] [Securities Administrator] [Trustee]; I am responsible for reviewing the activities performed by the Company as servicer under the Agreement, and based on my knowledge and the compliance review conducted in preparing the Compliance Statement and except as disclosed in the Compliance Statement, the Servicing Assessment or the Attestation Report, the Company has fulfilled its obligations under the Agreement in all material respects; and The Compliance Statement required to be delivered by the Company pursuant to this Agreement, and the Servicing Assessment and Attestation Report required to be provided by the Company and by any Subservicer and Subcontractor pursuant to the Agreement, have been provided to the [Depositor] [Master Servicer]. Any material instances of noncompliance described in such reports have been disclosed to the [Depositor] [Master Servicer]. Any material instance of noncompliance with the Servicing Criteria has been disclosed in such reports.
EXHIBIT H SUMMARY OF REGULATION AB SERVICING CRITERIA NOTE: This Exhibit H is provided for convenience of reference only. In the event of a conflict or inconsistency between the terms of this Exhibit H and the text of Regulation AB, the text of Regulation AB, its adopting release and other public statements of the SEC shall control. Item 1122(d) (b) General servicing considerations. performance or other
(1) Policies and procedures are instituted to monitor any triggers and events of default in accordance with the transaction agreements.
(2) If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party's performance and compliance with such servicing activities. (3) Any requirements in the transaction for the mortgage loans are maintained. agreements to maintain a back-up servicer
(4) A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements. (c) Cash collection and administration.
(1) Payments on mortgage loans are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements. (2) Disbursements are made only by authorized personnel. made via wire transfer on behalf of an obligor or to an investor collections, cash flows or are made, reviewed and approved
(3) Advances of funds or guarantees regarding distributions, and any interest or other fees charged for such advances, as specified in the transaction agreements.
(4) The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements. (5) Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. (6) Unissued checks are safeguarded so as to prevent unauthorized access.
(7) Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements. (d) Investor remittances and reporting.
(1) Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors' or the trustee's records as to the total unpaid principal balance and number of mortgage loans serviced by the Servicer.
(2) Amounts due to investors are allocated and remitted in accordance timeframes, distribution priority and other terms set forth in the transaction agreements.
with
(3) Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements. (4) Amounts remitted to investors per the investor checks, or other form of payment, or custodial bank statements. (e) Mortgage Loan administration. loans is are maintained as as required by the required by the reviewed reports agree with cancelled
(1) Collateral or security on mortgage transaction agreements or related mortgage loan documents. (2) transaction agreements. Mortgage loan and related documents
safeguarded
(3) Any additions, removals or substitutions to the asset pool are made, and approved in accordance with any conditions or requirements in the transaction agreements.
(4) Payments on mortgage loans, including any payoffs, made in accordance with the related mortgage loan documents are posted to the Servicer's obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related mortgage loan documents. (5) The Servicer's records regarding the mortgage loans agree with the Servicer's records with respect to an obligor's unpaid principal balance. (6) Changes with respect to the terms or status of an obligor's mortgage loans (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related mortgage loan documents. (7) Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements. (8) Records documenting collection efforts are maintained during the period a mortgage loan is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity's activities in monitoring delinquent mortgage loans including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment). (9) Adjustments to interest rates or rates of return variable rates are computed based on the related mortgage loan documents. for mortgage loans with
(10) Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor's mortgage loan documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable mortgage loan documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related mortgage loans, or such other number of days specified in the transaction agreements. (11) Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the Servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements. (12) Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer's funds and not charged to the obligor, unless the late payment was due to the obligor's error or omission. (13) Disbursements made on behalf of an obligor are posted within two business days to the obligor's records maintained by the Servicer, or such other number of days specified in the transaction agreements. (14) Delinquencies, charge-offs and recorded in accordance with the transaction agreements. uncollectable accounts are recognized and
(15) Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.
EXHIBIT I SUMMARY OF APPLICABLE REGULATION AB REQUIREMENTS NOTE: This Exhibit I is provided for convenience of reference only. In the event of a conflict or inconsistency between the terms of this Exhibit I and the text of Regulation AB, the text of Regulation AB, its adopting release and other public statements of the SEC shall control. Item 1108(b) and (c) Provide the following information with respect to each servicer that will service, including interim service, 20% or more of the mortgage loans in any loan group in the securitization issued in the Pass-Through Transfer: -a description of the Owner's form of organization; -a description of how long the Servicer has been servicing residential mortgage loans; a general discussion of the Servicer's experience in servicing assets of any type as well as a more detailed discussion of the Servicer's experience in, and procedures for the servicing function it will perform under this Agreement and any Reconstitution Agreements; information regarding the size, composition and growth of the Servicer's portfolio of mortgage loans of the type similar to the Mortgage Loans and information on factors related to the Servicer that may be material to any analysis of the servicing of the Mortgage Loans or the related asset-backed securities, as applicable, including whether
any default or servicing related performance trigger has occurred as to any other securitization due to any act or failure to act of the Servicer, whether any material noncompliance with applicable servicing criteria as to any other securitization has been disclosed or reported by the Servicer, and the extent of outsourcing the Servicer uses; -a description of any material changes to the Servicer's policies or procedures in the servicing function it will perform under this Agreement and any Reconstitution Agreements for mortgage loans of the type similar to the Mortgage Loans during the past three years; -information regarding the Servicer's financial condition to the extent that there is a material risk that the effect on one or more aspects of servicing resulting from such financial condition could have a material impact on the performance of the securities issued in the Pass-Through Transfer, or on servicing of mortgage loans of the same asset type as the Mortgage Loans; -any special or unique factors involved in servicing loans of the same type as the Loans, and the Servicer's processes and procedures designed to address such factors; Mortgage
-statistical information regarding principal and interest advances made by the Servicer on the Mortgage Loans and the Servicer's overall servicing portfolio for the past three years; and -the Owner's process for handling delinquencies, losses, bankruptcies and recoveries, through liquidation of REO Properties, foreclosure, sale of the Mortgage Loans or workouts. Item 1117 -describe any legal proceedings pending against the Servicer or against any of its property, including any proceedings known to be contemplated by governmental authorities, that may be material to the holders of the securities issued in the Pass-Through Transfer. Item 1119(a) -describe any affiliations of the Servicer, each other originator of the Mortgage Loans and each Subservicer with the sponsor, depositor, issuing entity, trustee, any originator, any other servicer, any significant obligor, enhancement or support provider or any other material parties related to the Pass-Through Transfer. Item 1119(b) -describe any business relationship, agreement, arrangement, transaction or understanding entered into outside of the ordinary course of business or on terms other than those obtained in an arm's length transaction with an unrelated third party, apart from the Pass-Through Transfer, between the Servicer, each other originator of the Mortgage Loans and each Subservicer, or their respective affiliates, and the sponsor, depositor or issuing entity or their respective affiliates, that exists currently or has existed during the past two years, that may be material to the understanding of an investor in the securities issued in the Pass-Through Transfer. Item 1119(c) -describe any business relationship, agreement, arrangement, transaction or understanding involving or relating to the Mortgage Loans or the Pass-Through Transfer, including the material terms and approximate dollar amount involved, between the Servicer, each other originator of the Mortgage Loans and each Subservicer, or their respective affiliates and the sponsor, depositor or issuing entity or their respective affiliates, that exists currently or has existed during the past two years. such as
EXHIBIT J SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE (RMBS unless otherwise noted) Key: X - obligation Where there are multiple checks for criteria the attesting party will identify in their management assertion that they are attesting only to the portion of the distribution chain they are responsible for in the related transaction agreements.
--------------------- --------------------------------------------------------------------------------------------- -------------RegAB Reference Servicing Criteria Servicers --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------General Servicing Considerations --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------1122(d)(1)(i) Policies and procedures are instituted to monitor any performance or other triggers and X events of default in accordance with the transaction agreements. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------1122(d)(1)(ii) If any material servicing activities are outsourced to third parties, policies and X
procedures are instituted to monitor the third party's performance and compliance with such servicing activities. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------Any requirements in the transaction agreements to maintain a back-up servicer for the Pool 1122(d)(1)(iii) Assets are maintained. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------1122(d)(1)(iv) A fidelity bond and errors and omissions policy is in effect on the party participating in X the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------Cash Collection and Administration --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------1122(d)(2)(i) Payments on pool assets are deposited into the appropriate custodial bank accounts and X related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------Disbursements made via wire transfer on behalf of an obligor or to an investor are made only X 1122(d)(2)(ii) by authorized personnel. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------Advances of funds or guarantees regarding collections, cash flows or distributions, and any X interest or other fees charged for such advances, are made, reviewed and approved as 1122(d)(2)(iii) specified in the transaction agreements. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------The related accounts for the transaction, such as cash reserve accounts or accounts X established as a form of over collateralization, are separately maintained (e.g., with 1122(d)(2)(iv) respect to commingling of cash) as set forth in the transaction agreements. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------Each custodial account is maintained at a federally insured depository institution as set X forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities 1122(d)(2)(v) Exchange Act. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------1122(d)(2)(vi) Unissued checks are safeguarded so as to prevent unauthorized access. X --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------1122(d)(2)(vii) Reconciliations are prepared on a monthly basis for all asset-backed securities related bank X accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------Investor Remittances and Reporting --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------1122(d)(3)(i) Reports to investors, including those to be filed with the Commission, are maintained in X accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors' or the trustee's records as to the total unpaid principal balance and number of Pool Assets serviced by the Servicer. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- --------------
Amounts due to investors are allocated and remitted in accordance with timeframes, X 1122(d)(3)(ii) distribution priority and other terms set forth in the transaction agreements. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------Disbursements made to an investor are posted within two business days to the Servicer's X 1122(d)(3)(iii) investor records, or such other number of days specified in the transaction agreements. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------Amounts remitted to investors per the investor reports agree with cancelled checks, or other X 1122(d)(3)(iv) form of payment, or custodial bank statements. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------Pool Asset Administration --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------1122(d)(4)(i) Collateral or security on pool assets is maintained as required by the transaction X agreements or related pool asset documents. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------1122(d)(4)(ii) Pool assets and related documents are safeguarded as required by the transaction agreements X --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------1122(d)(4)(iii) Any additions, removals or substitutions to the asset pool are made, reviewed and approved X in accordance with any conditions or requirements in the transaction agreements. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------1122(d)(4)(iv) Payments on pool assets, including any payoffs, made in accordance with the related pool X asset documents are posted to the Servicer's obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------The Servicer's records regarding the pool assets agree with the Servicer's records with X 1122(d)(4)(v) respect to an obligor's unpaid principal balance. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------Changes with respect to the terms or status of an obligor's pool assets (e.g., loan X modifications or re-agings) are made, reviewed and approved by authorized personnel in 1122(d)(4)(vi) accordance with the transaction agreements and related pool asset documents. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in X lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the 1122(d)(4)(vii) transaction agreements. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------1122(d)(4)(viii) Records documenting collection efforts are maintained during the period a pool asset is X delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity's activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment). --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------1122(d)(4)(ix) Adjustments to interest rates or rates of return for pool assets with variable rates are X computed based on the related pool asset documents. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------1122(d)(4)(x) Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds X are analyzed, in accordance with the obligor's pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents
and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------Payments made on behalf of an obligor (such as tax or insurance payments) are made on or X before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the 1122(d)(4)(xi) transaction agreements. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------Any late payment penalties in connection with any payment to be made on behalf of an obligor X are paid from the Servicer's funds and not charged to the obligor, unless the late payment 1122(d)(4)(xii) was due to the obligor's error or omission. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------Disbursements made on behalf of an obligor are posted within two business days to the X obligor's records maintained by the servicer, or such other number of days specified in the 1122(d)(4)(xiii) transaction agreements. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in X 1122(d)(4)(xiv) accordance with the transaction agreements. --------------------- --------------------------------------------------------------------------------------------- ---------------------------------- --------------------------------------------------------------------------------------------- -------------Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1122(d)(4)(xv) 1115 of Regulation AB, is maintained as set forth in the transaction agreements. --------------------- --------------------------------------------------------------------------------------------- --------------
[NAME OF OWNER] [NAME OF SUBSERVICER] Date: By: Name: Title: _________________________ _________________________
EXHIBIT K REPORTING DATA FOR REALIZED LOSSES AND GAINS Calculation of Realized Loss/Gain Form 332 Instruction Sheet NOTE: Do not net or combine items. Show all expenses individually and all credits as separate line items. Claim packages are due within 90 days of liquidation. Late submissions may result in claims not being passed until the following month. The Servicer is responsible to remit all funds pending loss approval and /or resolution of any disputed items. The numbers on the 332 form correspond with the numbers listed below. Liquidation and Acquisition Expenses: 1. The Actual Unpaid Principal Balance of the Mortgage Loan. For documentation, an Amortization Schedule from date of default through liquidation breaking out the net interest and servicing fees advanced is required. 2. The Total Interest Due less the aggregate amount of servicing fee that would have been earned if all delinquent payments had been made as agreed. For documentation, an Amortization Schedule from date of default through liquidation breaking out the net interest and servicing fees advanced is required. Accrued Servicing Fees based upon the Scheduled Principal Balance of the Mortgage Loan as calculated on a monthly basis. For documentation, an Amortization Schedule from date of default through liquidation breaking out the net interest and servicing fees advanced is required. Complete as applicable. Required documentation: * For taxes and insurance advances see page 2 of 332 form - breakdown required showing period of coverage, base tax, interest, penalty. Advances prior to default require evidence of servicer efforts to recover advances. * For escrow advances - complete payment history (to calculate advances from last positive escrow balance forward) * Other expenses - copies of corporate advance history showing all payments * REO repairs > $1500 require explanation * REO repairs >$3000 require evidence of at least 2 bids. * Short Sale or Charge Off require P&L supporting the decision and WFB's approved Officer Certificate * Unusual or extraordinary items may require further documentation. The total of lines 1 through 12.
3.
4-12.
13.
Credits: 14-21. Complete as applicable. Required documentation: * Copy of the HUD 1 from the REO sale. If a 3rd Party Sale, bid and Escrow Agent / Attorney Letter of Proceeds Breakdown. * Copy of EOB for any MI or gov't guarantee * All other credits need to be clearly defined on the 332 form The total of lines 14 through 21. instructions
22.
Please Note:
For HUD/VA loans, use line (18a) for Part A/Initial proceeds and line (18b) for Part B/Supplemental proceeds. 13. If the amount represents a
Total Realized Loss (or Amount of Any Gain) 23. The total derived from subtracting line 22 from realized gain, show the amount in parenthesis ( ).
Calculation of Realized Loss/Gain Form 332 Prepared by: __________________ Date: _______________ Phone: ______________________ Email Address:_____________________ -----------------------------------------Servicer Loan No. ------------------------------------------------------------------------------Servicer Name -----------------------------------------------------------------------Servicer Address -----------------------------------
WELLS FARGO BANK, N.A. Loan No._____________________________ Borrower's Name: _________________________________________________________ Property Address: _________________________________________________________ Liquidation Type: Off REO Sale 3rd Party Sale Short Sale No Charge
Was this loan granted a Bankruptcy deficiency or cramdown Yes If "Yes", provide deficiency or cramdown amount _______________________________ Liquidation and Acquisition Expenses: (1) Actual Unpaid Principal Balance of Mortgage Loan (2) Interest accrued at Net Rate (3) Accrued Servicing Fees (4) Attorney's Fees (5) Taxes (see page 2) (6) Property Maintenance (7) MI/Hazard Insurance Premiums (see page 2) (8) Utility Expenses (9) Appraisal/BPO (10) Property Inspections (11) FC Costs/Other Legal Expenses (12) Other (itemize) Cash for Keys__________________________ HOA/Condo Fees_______________________ ______________________________________ Total Expenses Credits: (14) Escrow Balance (15) HIP Refund (16) Rental Receipts (17) Hazard Loss Proceeds (18) Primary Mortgage Insurance / Gov't Insurance HUD Part A ________________ (18b) HUD Part B (19) Pool Insurance Proceeds (20) Proceeds from Sale of Acquired Property (21) Other (itemize) _________________________________________ Total Credits Total Realized Loss (or Amount of Gain) Escrow Disbursement Detail
$ ______________ (1) ________________(2) ________________(3) ________________(4) ________________(5) ________________ (6) ________________(7) ________________(8) ________________(9) ________________(10) ________________(11) ________________(12) ________________(12) ________________(12) ________________(12) $ _______________(13) $ _______________(14) ________________ (15) ________________ (16) ________________ (17) ________________ (18a)
________________ (19) ________________ (20) ________________ (21) ________________ (21) $________________(22) $________________(23)
------------------ --------------- ------------------ ---------------- --------------- -------------------- ----------------Type Date Period Total Base Penalties Interest Paid of Coverage Paid Amount (Tax /Ins.) ------------------ --------------- ------------------ ---------------- --------------- -------------------- ---------------------------------- --------------- ------------------ ---------------- --------------- -------------------- -----------------
EXHIBIT H6 EMC MORTGAGE CORPORATION
Owner and ALLIANCE MORTGAGE COMPANY Servicer
SUBSERVICING AGREEMENT Dated as of August 1, 2002 4
EXHIBITS Schedule A Exhibit A Exhibit B Exhibit C Exhibit D Exhibit E Exhibit F Mortgage Loan Schedule Acknowledgement Agreement Custodial Account Letter Agreement Escrow Account Letter Agreement Form of Request for Release Loan Level Format for Tape Input Reporting Data for Defaulted Loans
THIS IS A SUBSERVICING AGREEMENT, dated as of August 1, 2002, and is executed between EMC Mortgage Corporation (the Owner) and Alliance Mortgage Company (the Servicer). W I T N E S S E T H : WHEREAS, the Servicer has agreed to service, from time to time, certain of the other mortgage loans acquired by the Owner, which loans are currently being serviced by other servicers pursuant to other servicing agreements. WHEREAS, the Owner and the Servicer desire that, which from time to time are subject to this Agreement be serviced in accordance instead of the existing servicing agreements. from and after the date hereof, with the terms and provisions the Mortgage Loans of this Agreement
WHEREAS, the Owner has approached Wells Fargo Bank Minnesota, Servicer) to supervise the servicing of the Mortgage Loans on behalf of the Owner.
National
Association (the Master
WHEREAS, the Owner and the Servicer intend that the Master Servicer is an intended third party beneficiary of this Agreement. NOW, THEREFORE, in consideration of the mutual agreements hereinafter set forth, and for other good and valuable consideration, the receipt and adequacy of which is hereby acknowledged, the Owner and the Servicer agree as follows: ARTICLE I DEFINITIONS Section 1.01.00 Defined Terms. the following words and phrases, unless the context otherwise
Whenever used in this Agreement, requires, shall have the following meaning specified in this Article:
Accepted Servicing Practices: With respect to any Mortgage Loan, practices (including collection procedures) that are in accordance with the Fannie Mae Guide. Acknowledgement Agreement:
those mortgage
servicing
An acknowledgement agreement attached hereto in the form of Exhibit A. the date on which the Mortgage Interest Rate is adjusted
Adjustment Date: As to each ARM Loan, in accordance with the terms of the related Mortgage Note. Agreement: supplements hereto.
This Subservicing Agreement including all exhibits hereto, amendments hereof and
ARM Loans: First lien, conventional, 1-4 family residential Mortgage Loans with interest rates which adjust from time to time in accordance with the related Index and are subject to Periodic Rate Caps and Lifetime Rate Caps and which may permit conversion to fixed interest rates. Business Day: Any day other than (i) a Saturday or Sunday, or (ii) a legal holiday in the State of New York or the jurisdiction in which the Servicer conducts its servicing activities, or (iii) a day on which banks in the State of New York or the jurisdiction in which the Servicer conducts its servicing activities are authorized or obligated by law or executive order to be closed.
Code: The Internal Revenue Code of 1986, as it may be amended from time to time, or any successor statute thereto, and applicable U.S. Department of the Treasury regulations issued pursuant thereto. Condemnation Proceeds: All awards or settlements in respect of a Mortgaged Property, whether permanent or temporary, partial or entire, by exercise of the power of eminent domain or condemnation, to the extent not required to be released to a Mortgagor in accordance with the terms of the related Mortgage Loan Documents. Custodial Account: The separate demand account or accounts created and maintained pursuant to Section 4.04 which shall be entitled [Servicer] Custodial Account in trust for [Owner], Owner of Whole Loan Mortgages and various Mortgagors and shall be established at a Qualified Depository, each of which accounts shall in no event contain funds in excess of the FDIC insurance limits. Custodian: shall designate. Determination Date: The 15th day (or if such 15th day is not a Business Day, the Business Day immediately preceding such 15th day) of the month of the Remittance Date. Due Date: Each day on which payments of principal accordance with the terms of the related Mortgage Note, exclusive of any days of grace. and interest are required to be paid in Wells Fargo Bank Minnesota, National Association, or such other custodian as Owner
Due Period: With respect to any Remittance Date, the period commencing on the second day of the month preceding the month of such Remittance Date and ending on the first day of the month of the Remittance Date. Escrow Account: The separate trust account or accounts created and maintained pursuant to Section 4.06 which shall be entitled [Servicer] Escrow Account, in trust for [Owner], Owner of Whole Loan Mortgages and various Mortgagors and shall be established at a Qualified Depository, each of which accounts shall in no event contain funds in excess of the FDIC insurance limits. Escrow Payments: With respect to any Mortgage Loan, the amounts constituting ground rents, taxes, assessments, water rates, sewer rents, municipal charges, mortgage insurance premiums, fire and hazard insurance premiums, condominium charges, and any other payments required to be escrowed by the Mortgagor with the mortgagee pursuant to the Mortgage or any other document. Event of Default: Fannie Mae: Any one of the conditions or circumstances enumerated in Section 9.01.
Fannie Mae, or any successor thereto. The Fannie Mae Selling Guide and the Fannie Mae Servicing Guide and all
Fannie Mae Guide: amendments or additions thereto. Fidelity Bond: FIRREA: from time to time.
A fidelity bond to be maintained by the Servicer pursuant to Section 4.12.
The Financial Institutions Reform, Recovery, and Enforcement Act of 1989, as amended
Freddie Mac:
The Federal Home Loan Mortgage Corporation, or any successor thereto. The Freddie Mac Selling Guide and the Freddie Mac Servicing Guide and
Freddie Mac Guide: all amendments or additions thereto. Full Principal balance of a Mortgage Loan. GAAP: HUD:
Prepayment:
A Principal Prepayment made by a Mortgagor of the entire principal
Generally accepted accounting procedures, consistently applied. The United States Department of Housing and Urban Development or any successor. on the related Adjustment Date, the index used to
Index: With respect to each ARM Loan, determine the Mortgage Interest Rate on each such ARM Loan. Insurance Proceeds: insuring the Mortgage Loan or the related Mortgaged Property.
With respect to each Mortgage Loan,
policies
Lifetime Rate Cap: With respect to each ARM over the term of such Mortgage Loan, as specified in the related Mortgage Note.
Loan,
the
maximum
Mortgage
Interest
Rate
Liquidation Proceeds: Cash received in connection Mortgage Loan, whether through the sale or assignment of such Mortgage Loan, trustees other than amounts received following the acquisition of an REO Property pursuant to Section 4.13.
with the sale,
liquidation
of a defaulted
foreclosure
sale or otherwise,
Margin: With respect to each ARM Loan, the fixed percentage Mortgage Note which is added to the Index in order to determine the related Mortgage Interest Rate. Master Servicer: Wells Fargo Bank Minnesota, and assigns, or any successor thereto designated by the Owner. National
amount set forth in each related
Association,
its successors in interest
Monthly pursuant to Section 5.03.
Advance:
The
aggregate of the advances
made by the Servicer on any
Remittance
Date
Monthly Payment: With respect to each Mortgage Loan, the scheduled principal and interest thereon which is payable by the related Mortgagor under the related Mortgage Note.
monthly
payment of
Mortgage: The mortgage, deed of trust or other instrument securing a Mortgage Note which creates a first lien on an unsubordinated estate in fee simple in real property securing the Mortgage Note. Mortgage Interest Rate: The annual rate at which interest accrues on any Mortgage Loan in accordance with the provisions of the related Mortgage Note, and in the case of an ARM Loan, as adjusted from time to time on each Adjustment Date for such Mortgage Loan to equal the Index for such Mortgage Loan plus the Margin for such Mortgage Loan, and subject to the limitations on such interest rate imposed by the Periodic Rate Cap and the Lifetime Rate Cap.
Mortgage Loan: An individual Mortgage Loan described herein and as further identified on the Mortgage Loan Schedule, which Mortgage Loan includes without limitation the Mortgage Loan Documents, the Monthly Payments, Principal Prepayments, Liquidation Proceeds, Condemnation Proceeds, Insurance Proceeds, REO Disposition Proceeds, and all other rights, benefits, proceeds and obligations arising from or in connection with such Mortgage Loan. Mortgage Loan Documents: The original mortgage loan legal documents held by the Custodian.
Mortgage Loan Remittance Rate: With respect to each Mortgage Loan, the annual rate of interest remitted to the Owner, which shall be equal to the related Mortgage Interest Rate minus the Servicing Fee Rate. Mortgage Loan Schedule: The initial group of Mortgage Loans being specifically identified on Schedule A attached hereto; it being agreed that Schedule A may be supplemented from time to time by agreement of the parties to add additional Mortgage Loans pursuant to an Acknowledgement Agreement. Mortgage Note: Mortgage. Mortgaged Property: Mortgagor: The underlying real property securing repayment of a Mortgage Note. The note or other evidence of the indebtedness of a Mortgagor secured by a
The obligor on a Mortgage Note.
Nonrecoverable Advance: Any advance previously made by the Servicer pursuant to Section 5.03 or any Servicing Advance which, in the good faith judgment of the Servicer, may not be ultimately recoverable by the Servicer from Liquidation Proceeds. The determination by the Servicer that is has made a Nonrecoverable Advance, shall be evidenced by an Officers Certificate of the Servicer delivered to the Owner and detailing the reasons for such determination. Officers Certificate: A certificate signed by the Chairman of the Board, the Vice Chairman of the Board, the President, a Senior Vice President or a Vice President or by the Treasurer or the Secretary or one of the Assistant Treasurers or Assistant Secretaries of the Servicer, and delivered to the Owner as required by this Agreement. Opinion of Counsel: A written opinion of counsel, of whom the opinion is being given, reasonably acceptable to the Owner. Owner: EMC Mortgage in connection with a Pass-Through Transfer). Partial balance of a Mortgage Loan. Principal Corporation, who may be an employee of the party on behalf
its successors in interest and assigns (including the Trustee
Prepayment:
A Principal
Prepayment by a Mortgagor of a partial
principal
Pass-Through Transfer: The sale or transfer of same or all of the as part of a publicly issued or privately placed, rated or unrated Mortgage pass-through transaction. Periodic Rate Cap: With respect to each ARM Loan, the maximum Mortgage Interest Rate on any Adjustment Date.
Mortgage
Loans to a trust
increase or decrease in the
Permitted Investments:
(i) direct obligations of, and obligations the timely payment of which are fully guaranteed by the United States of America or any agency or instrumentality of the United States of America the obligations of which are backed by the full faith and credit of the United States of America; (ii) (a) demand or time deposits, federal funds or bankers acceptances issued by any institution or trust company incorporated under the laws of the United States of America or any state thereof (including any Trustee or the Master Servicer) and subject to supervision and examination by federal and/or state banking authorities, provided that the commercial paper and/or the short-term deposit rating and/or the long-term unsecured depository
debt obligations or deposits of such depository institution or trust company at the time of investment or contractual commitment providing for such investment are rated in one of the two highest rating categories by each Rating Agency and (b) any other demand or time deposit or certificate of deposit that is fully insured by the Federal Deposit Insurance Corporation; such (iii) repurchase obligations with respect to (a) any security described in clause (i) above or (b) any other security issued or guaranteed by an agency or instrumentality of the United States of America, the obligations of which are backed by the full faith and credit of the United States of America, in either case entered into with a depository institution or trust company (acting as principal) described in clause (ii)(a) above; (iv) any Trustee or the Master Servicer) incorporated under the laws of the United States of America or any state thereof that are rated in one of the two highest rating categories by each Rating Agency at the time of such investment or contractual commitment providing for such investment; provided, however, that securities issued by any particular corporation will not be Permitted Investments to the extent that investments therein will cause the then outstanding principal amount of securities issued by such corporation and held as Permitted Investments to exceed 10% of the aggregate outstanding principal balances and amounts of all the Permitted Investments; (v) commercial paper (including both non-interest-bearing discount obligations and interestbearing obligations payable on demand or on a specified date not more than one year after the date of issuance thereof) which are rated in one of the two highest rating categories by each Rating Agency at the time of such investment; (vi) any other demand, money market or time deposit, may be acceptable to each Rating Agency; and guaranteed obligation, security or investment as securities bearing interest or sold at a discount issued by any corporation (including
(vii) any money market funds the collateral of which consists of obligations fully by the United States of America or any agency or instrumentality of the United States of America the obligations of which are backed by the full faith and credit of the United States of America (which may include repurchase obligations secured by collateral described in clause (i)) and other securities (including money market or common trust funds for which any Trustee or the Master Servicer or any affiliate thereof acts as a manager or an advisor) and which money market funds are rated in one of the two highest rating categories by each Rating Agency;
provided, however, that no instrument or security shall be a Permitted Investment if such instrument or security evidences a right to receive only interest payments with respect to the obligations underlying such instrument or if such security provides for payment of both principal and interest with a yield to maturity in excess of 120% of the yield to maturity at par. Person: Any individual, corporation, partnership, joint venture, association, joint-stock company, limited liability company, trust, unincorporated organization or government or any agency or political subdivision thereof. Prepayment Interest Shortfall: The sum of the differences between interest actually received in a Due Period as a result of a full or partial prepayment or other unscheduled receipt of principal (including as a result of a liquidation) on each Mortgage Loan as to which such a payment is received and the interest portion of the Monthly Payment of such Mortgage Loan scheduled to be due at the applicable Mortgage Loan Remittance Rate. Primary Mortgage Insurance Policy: replacement policy therefor obtained by the Servicer pursuant to Section 4.08. Street Journal. Principal Prepayment: Any payment or other recovery of principal on a Mortgage Loan, full or partial, which is received in advance of its scheduled Due Date, including any prepayment penalty or premium thereon and which is not accompanied by an amount of interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment. Qualified Appraiser: An appraiser, duly appointed by the Servicer, who had no interest, direct or indirect in the Mortgaged Property or in any loan made on the security thereof, and whose compensation is not affected by the approval or disapproval of the Mortgage Loan, which appraiser and the appraisal made by such appraiser both satisfy the requirements of Title XI of FIRREA and the regulations promulgated thereunder, all as in effect on the date the Mortgage Loan was originated. Qualified Depository: (a) The Custodian or (b) a depository, the accounts of which are insured by the FDIC and the short term debt ratings and the long term deposit ratings of which are rated in one of the two highest rating categories by each of the Rating Agencies. Qualified which the Mortgaged Insurer: An insurance company duly qualified as such under the laws of the states in Each primary policy of mortgage insurance, or any
Prime Rate: The prime rate of U.S. money center banks as published from time to time in The Wall
Properties are located, duly authorized and licensed in such states to transact the business and to write the insurance provided, approved as an insurer by Fannie Mae and Freddie Mac. Rating Agency: Standard & Poors Ratings Service, Companies Inc., Moodys Investors Service, Inc. and Fitch, Inc. REMIC: of the Code.
applicable
insurance
a division of The McGraw Hill
A real estate mortgage investment conduit within the meaning of Section 860D
REMIC Provisions: The provisions of the Federal income tax law relating to a REMIC, which appear at Section 860A through 860G of Subchapter M of Chapter 1, Subtitle A of the Code, and related provisions, and regulations, rulings or pronouncements promulgated thereunder, as the foregoing may be in effect from time to time.
Remittance Date: The 18th day of any month, or if such 18th day is not a Business first Business Day immediately preceding such 18th day. The first Remittance Date shall occur on August 18, 2002. REO Disposition: Disposition. REO Property: in Section 4.13. Servicer: Alliance under this Agreement appointed as herein provided. Mortgage Company, or any of its The final sale by the Servicer of any REO Property.
Day,
the
REO Disposition Proceeds:
Amounts received by the Servicer in connection with a related REO
A Mortgaged Property acquired by the Servicer on behalf of the Owner as described successors in interest or any successor
Servicing Advances: All customary, reasonable and necessary out of pocket costs and expenses (including reasonable attorneys fees and disbursements) incurred in the performance by the Servicer of its servicing obligations relating to each Mortgage Loan, including, but not limited to, the cost of (a) the preservation, restoration and protection of the Mortgaged Property, (b) any enforcement, administrative or judicial proceedings, or any legal work or advice specifically related to servicing the Mortgage Loans, including but not limited to, foreclosures, bankruptcies, condemnations, drug seizures, elections, foreclosures by subordinate or superior lienholders, and other legal actions incidental to the servicing of the Mortgage Loans (provided that such expenses are reasonable and that the Servicer specifies the Mortgage Loan(s) to which such expenses relate), (c) the management and liquidation of the Mortgaged Property if the Mortgaged Property is acquired in full or partial satisfaction of the Mortgage, (d) taxes, assessments, water rates, sewer rates and other charges which are or may become a lien upon the Mortgaged Property, and Primary Mortgage Insurance Policy premiums and fire and hazard insurance coverage and (e) compliance with the obligations under Section 4.08. Servicing Fee: With respect to each Mortgage Loan, the amount of the annual fee the Owner shall pay to the Servicer, which shall, for a period of one full month, be equal to one-twelfth of the product of (a) the applicable Servicing Fee Rate and (b) the outstanding principal balance of such Mortgage Loan. Such fee shall be payable monthly, computed on the basis of the same principal amount and period respecting which any related interest payment on a Mortgage Loan is computed. The obligation of the Owner to pay the Servicing Fee is limited to, and the Servicing Fee is payable from the interest portion of such Monthly Payment collected by the Servicer or as otherwise provided under Section 4.05. Servicing Fee Rate: A rate per annum equal to (i) 0.05% with respect to each Mortgage Loan which is less than ninety days delinquent and (ii) 0.375% with respect to each Mortgage Loan which is ninety or more days delinquent. Servicing File: The documents, records and other items pertaining to a particular Mortgage Loan, and any additional documents relating to such Mortgage Loan as are in, or as may from time to time come into, the Servicers possession. Servicing Officer: Any officer of the Servicer involved in, or responsible for, the administration and servicing of the Mortgage Loans whose name appears on a list of servicing officers furnished by the Servicer to the Owner upon request, as such list may from time to time be amended.
Servicing Transfer Date: transfers the servicing of the related Mortgage Loan to the Servicer.
With respect to each Mortgage Loan, the date on which the Owner
Stated Principal Balance: As to each Mortgage Loan as of any date of determination, (i) the principal balance of such Mortgage Loan after giving effect to payments of principal due, whether or not received, minus (ii) all amounts previously distributed to the Owner with respect to the Mortgage Loan representing Principal Prepayments. Trustee: The Person appointed as trustee in connection with any Pass-Through Transfer.
Whole Loan Transfer: The sale or transfer of some or all of the ownership interest in the Mortgage Loans by the Owner to one or more third parties in whole loan or participation format, which third party may be Fannie Mae or Freddie Mac.
ARTICLE II SERVICING OF MORTGAGE LOANS; POSSESSION OF SERVICING FILES; BOOKS AND RECORDS; DELIVERY OF MORTGAGE LOAN DOCUMENTS Section 2.01 Servicing of Mortgage Loans.
The Servicer does hereby agree to service the Mortgage Loans, but subject to the terms of this Agreement. The Servicer shall deliver an Acknowledgement Agreement to the Owner on each Servicing Transfer Date with respect to the Mortgage Loans transferred on such date. The rights of the Owner to receive payments with respect to the Mortgage Loans shall be as set forth in this Agreement. Section 2.02 Maintenance of Servicing Files.
The Servicer shall maintain a Servicing File consisting of all documents necessary to service the Mortgage Loans. The possession of each Servicing File by the Servicer is for the sole purpose of servicing the Mortgage Loan, and such retention and possession by the Servicer is in a custodial capacity only. The Servicer acknowledges that the ownership of each Mortgage Loan, including the Note, the Mortgage, all other Mortgage Loan Documents and all rights, benefits, proceeds and obligations arising therefrom or in connection therewith, has been vested in the Owner. All rights arising out of the Mortgage Loans including, but not limited to, all funds received on or in connection with the Mortgage Loans and all records or documents with respect to the Mortgage Loans prepared by or which come into the possession of the Servicer shall be received and held by the Servicer in trust for the exclusive benefit of the Owner as the owner of the related Mortgage Loans. Any portion of the related Servicing Files retained by the Servicer shall be appropriately identified in the Servicers computer system to clearly reflect the ownership of the related Mortgage Loans by the Owner. The Servicer shall release its custody of the contents of the related Servicing Files only in accordance with written instructions of the Owner, except when such release is required as incidental to the Servicers servicing of the Mortgage Loans, such written instructions shall not be required. Section 2.03 Books and Records.
The Servicer shall be responsible for maintaining, and shall maintain, a complete set of books and records for the Mortgage Loans which shall be appropriately identified in the Servicers computer system to clearly reflect the ownership of the Mortgage Loan by the Owner. In particular, the Servicer shall maintain in its possession, available for inspection by the Owner, or its designee and shall deliver to the Owner upon demand, evidence of compliance with all federal, state and local laws, rules and regulations, and requirements of Fannie Mae or Freddie Mac, as applicable, including but not limited to documentation as to the method used in determining the applicability of the provisions of the Flood Disaster Protection Act of 1973, as amended, to the Mortgaged Property, documentation evidencing insurance coverage and eligibility of any condominium project for approval by Fannie Mae and periodic inspection reports as required by Section 4.13. To the extent that original documents are not required for purposes of realization of Liquidation Proceeds or Insurance Proceeds, documents maintained by the Servicer may be in the form of microfilm or microfiche or such other reliable means of recreating original documents, including but not limited to, optical imagery techniques so long as the Servicer complies with the requirements of the Fannie Mae Guide.
The Servicer shall maintain with respect to each Mortgage Loan and shall make available for inspection by any Owner or its designee the related Servicing File (or copies thereof) during the time the Owner retains ownership of a Mortgage Loan and thereafter in accordance with applicable laws and regulations. Section 2.04 Transfer of Mortgage Loans.
No transfer of a Mortgage Loan may be made unless such transfer is in compliance with the terms hereof. For the purposes of this Agreement, the Servicer shall be under no obligation to deal with any person with respect to this Agreement or any Mortgage Loan unless a notice of the transfer of such Mortgage Loan has been delivered to the Servicer in accordance with this Section 2.04. The Owner may, subject to the terms of this Agreement, sell and transfer one or more of the Mortgage Loans in accordance with Sections 10.02 and 11.12, provided, however, that the transferee will not be deemed to be an Owner hereunder binding upon the Servicer unless such transferee shall agree in writing to be bound by the terms of this Agreement and an assignment and assumption of this Agreement reasonably acceptable to the Servicer (except as provided in Section 10.02 with respect to a Pass-Through transfer by the initial Owner). The Owner also shall advise the Servicer in writing of the transfer. Upon receipt of notice of the permitted transfer, the Servicer shall mark its books and records to reflect the ownership of the Mortgage Loans of such assignee, and shall release the previous Owner from its obligations hereunder with respect to the Mortgage Loans sold or transferred. Section 2.05 Delivery of Mortgage Loan Documents.
The Servicer shall forward to the Custodian on behalf of the Owner original documents evidencing an assumption, modification, consolidation or extension of any Mortgage Loan entered into in accordance with Section 4.01 or 6.01 promptly after
their execution; provided, however, that the Servicer shall provide the Custodian on behalf of the Owner with a certified true copy of any such document submitted for recordation promptly after its execution, and shall provide the original of any document submitted for recordation or a copy of such document certified by the appropriate public recording office to be a true and complete copy of the original within 180 days of its execution. If delivery is not completed within 180 days solely due to delays in making such delivery by reason of the fact that such documents shall not have been returned by the appropriate recording office, the Servicer shall continue to use its best efforts to effect delivery as soon as possible thereafter. From time to time the Servicer may have a need for Mortgage Loan Documents to be released by the Custodian. If the Servicer shall require any of the Mortgage Loan Documents, the Servicer shall notify the Custodian in writing of such request in the form of the request for release attached hereto as Exhibit D. The Custodian shall deliver to the Servicer within five (5) Business Days, any requested Mortgage Loan Document previously delivered to the Custodian, provided that such documentation is promptly returned to the Custodian when the Servicer no longer requires possession of the document, and provided that during the time that any such documentation is held by the Servicer, such possession is in trust for the benefit of the Owner.
ARTICLE III REPRESENTATIONS AND WARRANTIES OF THE SERVICER The Servicer or as of such date specifically provided herein: represents, warrants and covenants to the Owner that as of the date hereof
(a) The Servicer is a validly existing corporation in good standing under the laws of the state of its organization and is qualified to transact business in, is in good standing under the laws of, and possesses all authority necessary for the conduct of its business in, each state in which any Mortgaged Property is located or is otherwise exempt or not required under applicable law to effect such qualification or license and no demand for such qualification or license has been made upon the Servicer by any such state, and in any event the Servicer is in compliance with the laws of each such State to the extent necessary to ensure the enforceability of each Mortgage Loan and the servicing of the Mortgage Loans in accordance with the terms of this Agreement; (b) The Servicer has full power and authority to execute, deliver and perform, and to enter into and consummate all transactions contemplated by this Agreement and to conduct its business as presently conducted, has duly authorized the execution, delivery and performance of this Agreement, has duly executed and delivered this Agreement, and this Agreement constitutes a legal, valid and binding obligation of the Servicer, enforceable against it in accordance with its terms subject to bankruptcy laws and other similar laws of general application affecting rights of creditors and subject to the application of the rules of equity, including those respecting the availability of specific performance; (c) None of the execution and delivery of this Agreement, the consummation of the transactions contemplated thereby and hereby, or the fulfillment of or compliance with the terms and conditions of this Agreement will conflict with any of the terms, conditions or provisions of the Servicers articles of incorporation or by-laws or materially conflict with or result in a material breach of any of the terms, conditions or provisions of any legal restriction or any agreement or instrument to which the Servicer is now a party or by which it is bound, or constitute a default or result in an acceleration under any of the foregoing, or result in the material violation of any law, rule, regulation, order, judgment or decree to which the Servicer or its property is subject; (d) There is no litigation pending or, to the Servicers knowledge, threatened with respect to the Servicer which is reasonably likely to have a material adverse effect on the execution, delivery or enforceability of this Agreement, or which is reasonably likely to have a material adverse effect on the financial condition of the Servicer; (e) No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Servicer of or compliance by the Servicer with this Agreement or the consummation of the transactions contemplated by this Agreement except for consents, approvals, authorizations and orders which have been obtained; (f) The Servicer is an approved seller/servicer of residential mortgage loans for Fannie Mae and Freddie Mac. The Servicer is in good standing to service mortgage loans for Fannie Mae and Freddie Mac and no event has occurred which would make the Servicer unable to comply with eligibility requirements or which would require notification to either Fannie Mae or Freddie Mac; (g) No written statement, report or other document furnished or to be furnished pursuant to the Agreement contains or will contain any statement that is or will be inaccurate or misleading in any material respect or omits to state a material fact required to be stated therein or necessary to make the information and statements therein not misleading; and
(h) No fraud or misrepresentation has taken place on the part of the Servicer.
of a material
fact with respect to the
servicing of a Mortgage
Loan
ARTICLE IV ADMINISTRATION AND SERVICING OF MORTGAGE LOANS Section 4.01 Servicer to Act as Servicer.
as independent contract servicer, shall service and administer the Mortgage Loans in accordance with this Agreement and with Accepted Servicing Practices (giving due consideration to the Owners reliance on the Servicer), and shall have full power and authority, acting alone, to do or cause to be done any and all things in connection with such servicing and administration which the Servicer may deem necessary or desirable and consistent with the terms of this Agreement and with Accepted Servicing Practices and shall exercise the same care that it customarily employs for its own account. Except as set forth in this Agreement, the Servicer shall service the Mortgage Loans in accordance with Accepted Servicing Practices in compliance with the servicing provisions of the Fannie Mae Guide, which include, but are not limited to, provisions regarding the liquidation of Mortgage Loans, the collection of Mortgage Loan payments, the payment of taxes, insurance and other charges, the maintenance of hazard insurance with a Qualified Insurer, the maintenance of fidelity bond and errors and omissions insurance, inspections, the restoration of Mortgaged Property, the maintenance of Primary Mortgage Insurance Policies, insurance claims, and title insurance, management of REO Property, permitted withdrawals with respect to REO Property, liquidation reports, and reports of foreclosures and abandonments of Mortgaged Property, the transfer of Mortgaged Property, the release of Mortgage Loan Documents, annual statements, and examination of records and facilities. In the event of any conflict, inconsistency or discrepancy between any of the servicing provisions of this Agreement and any of the servicing provisions of the Fannie Mae Guide, the provisions of this Agreement shall control and be binding upon the Owner and the Servicer. The Owner may, at its option, deliver powers-of-attorney to the Servicer sufficient to allow the Servicer as servicer to execute all documentation requiring execution on behalf of Owner with respect to the servicing of the Mortgage Loans, including satisfactions, partial releases, modifications and foreclosure documentation or, in the alternative, shall as promptly as reasonably possible, execute and return such documentation to the Servicer. Consistent with the terms of this Agreement, the Servicer may waive, modify or vary any term of any Mortgage Loan or consent to the postponement of any such term or in any manner grant indulgence to any Mortgagor if in the Servicers reasonable and prudent determination such waiver, modification, postponement or indulgence is not materially adverse to the Owner, provided, however, that unless the Servicer has obtained the prior written consent of the Owner, the Servicer shall not permit any modification with respect to any Mortgage Loan that would change the Mortgage Interest Rate, forgive the payment of principal or interest, reduce or increase the outstanding principal balance (except for actual payments of principal) or change the final maturity date on such Mortgage Loan. In the event of any such modification which has been agreed to in writing by the Owner and which permits the deferral of interest or principal payments on any Mortgage Loan, the Servicer shall, on the Business Day immediately preceding the related Remittance Date in any month in which any such principal or interest payment has been deferred, deposit in the Custodial Account from its own funds, in accordance with Section 4.04 and Section 5.03, the difference between (a) such months principal and one months interest at the related Mortgage Loan Remittance Rate on the unpaid principal balance of such Mortgage Loan and (b) the amount paid by the Mortgagor. The Servicer shall be entitled to reimbursement for such advances to the same extent as for all other advances pursuant to Section 4.05. Without limiting the generality of the foregoing, the Servicer shall continue, and is hereby authorized and empowered, to prepare, execute and deliver, all instruments of satisfaction or cancellation, or of partial or full release, discharge and all other comparable instruments, with respect to the Mortgage Loans and with respect to the Mortgaged Properties.
The Servicer,
Notwithstanding anything in this Agreement to the contrary, in the event of a Principal Prepayment in full or in part, the Servicer may not waive any prepayment penalty or portion thereof required by the terms of the related Mortgage Note unless (i) the enforceability thereof is limited (A) by bankruptcy, insolvency, moratorium, receivership, or other similar law relating to creditors rights generally or (B) due to acceleration in connection with a foreclosure or other involuntary payment, or (ii) the enforceability is otherwise limited or prohibited by applicable law. If the Servicer waives or does not collect all or a portion of a prepayment penalty relating to a Principal Prepayment in full or in part due to any action or omission of the Servicer, other than as provided above, the Servicer shall deposit the amount of such prepayment penalty (or such portion thereof as had been waived for deposit) into the Custodial Account for distribution in accordance with the terms of this Agreement. Notwithstanding anything in this Agreement to the contrary, if a REMIC election is made, the Servicer shall not (unless the related mortgagor is in default with respect to the Mortgage Loan or such default is, in the judgment of the Servicer, reasonably foreseeable) make or permit any modification, waiver or amendment of any term of any Mortgage Loan that would both (i) effect an exchange or reissuance of such Mortgage Loan under Section 1001 of the Code (or Treasury regulations promulgated thereunder) and (ii) cause the related REMIC to fail to qualify as a REMIC under the Code or the imposition of any tax on "prohibited transactions" or "contributions" after the "startup date" of such REMIC under the REMIC Provisions.
The Servicer shall perform all of its servicing responsibilities hereunder or may cause a subservicer to perform any such servicing responsibilities on its behalf, but the use by the Servicer of a subservicer shall not release the Servicer from any of its obligations hereunder and the Servicer shall remain responsible hereunder for all acts and omissions of each subservicer as fully as if such acts and omissions were those of the Servicer. Any such subservicer must be a Fannie Mae approved seller/servicer or a Freddie Mac seller/servicer in good standing and no event shall have occurred, including but not limited to, a change in insurance coverage, which would make it unable to comply with the eligibility requirements for lenders imposed by Fannie Mae or for seller/servicers by Freddie Mac, or which would require notification to Fannie Mae or Freddie Mac. The Servicer shall pay all fees and expenses of each subservicer from its own funds, and a subservicers fee shall not exceed the Servicing Fee. At the cost and expense of the Servicer, without any right of reimbursement from the Custodial Account, the Servicer shall be entitled to terminate the rights and responsibilities of a subservicer and arrange for any servicing responsibilities to be performed by a successor subservicer meeting the requirements in the preceding paragraph, provided, however, that nothing contained herein shall be deemed to prevent or prohibit the Servicer, at the Servicers option, from electing to service the related Mortgage Loans itself. In the event that the Servicers responsibilities and duties under this Agreement are terminated pursuant to Section 8.04, 9.01 or 10.01, and if requested to do so by the Owner, the Servicer shall at its own cost and expense terminate the rights and responsibilities of each subservicer effective as of the date of termination of the Servicer. The Servicer shall pay all fees, expenses or penalties necessary in order to terminate the rights and responsibilities of each subservicer from the Servicers own funds without reimbursement from the Owner.
Notwithstanding any of the provisions of this Agreement relating to agreements or arrangements between the Servicer and a subservicer or any reference herein to actions taken through a subservicer or otherwise, the Servicer shall not be relieved of its obligations to the Owner and shall be obligated to the same extent and under the same terms and conditions as if it alone were servicing and administering the Mortgage Loans. The Servicer shall be entitled to enter into an agreement with a subservicer for indemnification of the Servicer by the subservicer and nothing contained in this Agreement shall be deemed to limit or modify such indemnification. Any subservicing agreement and any other transactions or services relating to the Mortgage Loans involving a subservicer shall be deemed to be between such subservicer and Servicer alone, and the Owner shall have no obligations, duties or liabilities with respect to such subservicer including no obligation, duty or liability of Owner to pay such subservicers fees and expenses. For purposes of distributions and advances by the Servicer pursuant to this Agreement, the Servicer shall be deemed to have received a payment on a Mortgage Loan when a subservicer has received such payment. Section 4.02 Collection of Mortgage Loan Payments.
Continuously from the date hereof until the date each Mortgage Loan ceases to be subject to this Agreement, the Servicer will proceed with reasonable diligence to collect all payments due under each Mortgage Loan when the same shall become due and payable and shall, to the extent such procedures shall be consistent with this Agreement and the terms and provisions of related Primary Mortgage Insurance Policy, follow such collection procedures as it follows with respect to mortgage loans comparable to the Mortgage Loans and held for its own account. Further, the Servicer will take reasonable care in ascertaining and estimating annual ground rents, taxes, assessments, water rates, fire and hazard insurance premiums, mortgage insurance premiums, and all other charges that, as provided in the Mortgage, will become due and payable to the end that the installments payable by the Mortgagors will be sufficient to pay such charges as and when they become due and payable. Section 4.03 Realization Upon Defaulted Mortgage Loans.
The Servicer shall use its reasonable efforts, consistent with the procedures that the Servicer would use in servicing loans for its own account and the requirements of the Fannie Mae Guide, to foreclose upon or otherwise comparably convert the ownership of properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments pursuant to Section 4.01. The Servicer shall use its reasonable efforts to realize upon defaulted Mortgage Loans in such manner as will maximize the receipt of principal and interest by the Owner, taking into account, among other things, the timing of foreclosure proceedings. The foregoing is subject to the provisions that, in any case in which Mortgaged Property shall have suffered damage, the Servicer shall not be required to expend its own funds toward the restoration of such property unless it shall determine in its discretion (i) that such restoration will increase the proceeds of liquidation of the related Mortgage Loan to the Owner after reimbursement to itself for such expenses, and (ii) that such expenses will be recoverable by the Servicer through Insurance Proceeds or Liquidation Proceeds from the related Mortgaged Property, as contemplated in Section 4.05. The Servicer shall be responsible for all costs and expenses incurred by it in any such proceedings or
functions as Servicing Advances; provided, however, that it shall be entitled to reimbursement therefor as provided in Section 4.05. Notwithstanding anything to the contrary contained herein, in connection with a foreclosure or acceptance of a deed in lieu of foreclosure, in the event the Servicer has reasonable cause to believe that a Mortgaged Property is contaminated by hazardous or toxic substances or wastes, or if the Owner otherwise requests an environmental inspection or review of such Mortgaged Property, such an inspection or review is to be conducted by a qualified inspector. Upon completion of the inspection, the Servicer shall promptly provide the Owner with a written report of the environmental inspection. After reviewing the environmental inspection report, the Owner shall determine how the Servicer shall proceed with respect to the Mortgaged Property.
Section 4.04
Establishment of Custodial Accounts; Deposits in Custodial Accounts.
The Servicer shall segregate and hold all funds collected and received pursuant to each Mortgage Loan separate and apart from any of its own funds and general assets and shall establish and maintain one or more Custodial Accounts. Each Custodial Account shall be established with a Qualified Depository. To the extent such funds are not deposited in a Custodial Account, such funds may be invested in Permitted Investments for the benefit of the Owner (with any income earned thereon for the benefit of the Servicer). Funds deposited in the Custodial Account may be drawn on by the Servicer in accordance with Section 4.05. The creation of any Custodial Account shall be evidenced by a letter agreement in the form shown in Exhibit B hereto. The original of such letter agreement shall be furnished to the Owner upon request. The Servicer acknowledges and agrees that the Servicer shall bear any losses incurred with respect to Permitted Investments. The amount of any such losses shall be immediately deposited by the Servicer in the Custodial Account, as appropriate, out of the Servicers own funds, with no right to reimbursement therefor. The Servicer shall deposit in a mortgage clearing account on a daily basis, and in the Custodial Account or Accounts no later than the second Business Day after receipt of funds and retain therein the following payments and collections: (i) Prepayments, on the Mortgage Loans received after the related Servicing Transfer Date; (ii) Loans Date; (iii) received after the related Servicing Transfer Date; (iv) Servicing Transfer Date in connection with any REO Property pursuant to Section 4.13; (v) Servicing Transfer Date including than proceeds to be held in the Escrow Account and applied to the Property or released to the Mortgagor in accordance the loan documents or applicable law; (vi) received after the related Account and applied to the restoration accordance with the Servicers normal servicing procedures, the loan documents or applicable law; or repair of the Mortgaged Property or released to the Mortgagor in Servicing Transfer Date other than proceeds to be held in the Escrow all Condemnation Proceeds affecting any Mortgaged Property with the Servicers normal servicing procedures, restoration or repair of the Mortgaged amounts required to be deposited pursuant to Sections 4.08 and 4.10, other all Insurance Proceeds received after the related any net amounts received by the Servicer after the related all Liquidation Proceeds and REO Disposition Proceeds adjusted to the related Mortgage Loan Remittance Rate received after the related Servicing Transfer all payments on account of interest on the Mortgage all payments on account of principal, including Principal
(vii) (viii) Date and required to
any Monthly Advances as provided in Section 5.03; any amounts received after the related Servicing Transfer
be deposited in the Custodial Account pursuant to Section 6.02; and (ix) received after the with respect to each full or partial Principal Prepayment
related Servicing Transfer Date, any Prepayment Interest Shortfalls, to the extent of the Servicers aggregate Servicing Fee received with respect to the related Due Period. The foregoing requirements for deposit in the Custodial Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of late payment charges and assumption fees, to the extent permitted by Section 6.01, need not be deposited by the Servicer in the Custodial Account. Section 4.05 Permitted Withdrawals From the Custodial Account.
The Servicer may, from time to time, make withdrawals from the Custodial Account for the following purposes: (i) to make payments to the Owner in the amounts and in the manner provided for in Section
5.01; (ii) to reimburse itself for Monthly Advances, the Servicers right to reimburse itself pursuant to this subclause (ii) being limited to amounts received on the related Mortgage Loan which represent late collections (net of the related Servicing Fees) of principal and/or interest respecting which any such advance was made; (iii) to reimburse itself for unreimbursed Servicing Advances and Monthly Advances, the Servicers right to reimburse itself pursuant to this subclause (iii) with respect to any Mortgage Loan being limited to Liquidation Proceeds, Condemnation Proceeds and Insurance Proceeds received after the related Servicing Transfer Date related to such Mortgage Loan; (iv) to pay to itself as servicing compensation (a) any interest earned on funds in the Custodial Account (all such interest to be withdrawn monthly not later than each Remittance Date) and (b) any payable Servicing Fee; (v) (vi) hereof; (vii) (viii) and (ix) to clear and terminate the Custodial Account upon the termination of this Agreement. to reimburse itself as provided in Section 8.03 hereof; to remove funds inadvertently placed in the Custodial Account in error by the Servicer; to reimburse itself for any Nonrecoverable Advances; to transfer funds to another Qualified Depository in accordance with Section 4.09
Section 4.06
Establishment of Escrow Accounts; Deposits in Escrow Accounts.
The Servicer shall segregate and hold all funds collected and received pursuant to each Mortgage Loan which constitute Escrow Payments separate and apart from any of its own funds and general assets and shall establish and maintain one or more Escrow Accounts. Each Escrow Account shall be established with a Qualified Depository. To the extent such funds are not deposited in an Escrow Account, such funds may be invested in Permitted Investments. Funds deposited in an Escrow Account may be drawn on by the Servicer in accordance with Section 4.07. The creation of any Escrow Account shall be evidenced by a letter agreement in the form shown in Exhibit C. The original of such letter agreement shall be furnished to the Owner upon request. The Servicer acknowledges and agrees that the Servicer shall bear any losses incurred with respect to Permitted Investments. The amount of any such losses shall be immediately deposited by the Servicer in the Escrow Account, as appropriate, out of the Servicers own funds, with no right to reimbursement therefor. The Servicer shall deposit in a mortgage clearing account on a daily basis, and in the Escrow Account or Accounts no later than the second Business Day after receipt of funds and retain therein: (i) all Escrow Payments collected on account of the Mortgage Loans, for the purpose of effecting timely payment of any items as are required under the terms of this Agreement; (ii) Mortgaged Property; and (iii) escrow disbursements. all Insurance Proceeds which are to be applied to the restoration or repair of any all Servicing Advances for Mortgagors whose Escrow Payments are insufficient to cover
The Servicer shall make withdrawals from an Escrow Account only to effect such payments as are required under this Agreement, and for such other purposes as shall be as set forth in and in accordance with Section 4.07. Except as provided in Section 4.07, the Servicer shall be entitled to retain any interest paid on funds deposited in an Escrow Account by the Qualified Depository. Section 4.07 Permitted Withdrawals From Escrow Account.
Withdrawals from the Escrow Account may be made by the Servicer only: (i) to effect timely payments of ground rents, taxes, assessments, and hazard insurance premiums, Primary Mortgage Insurance Policy premiums, if applicable, and comparable items; (ii) related Mortgage Loan but only from amounts of Escrow Payments thereunder; (iii) (iv) (v) to reimburse received on the Servicer for any Servicing related Mortgage Advance made by Servicer represent late water rates, fire
with respect to a collections
Loan which
payments or
to refund to the Mortgagor any funds as may be determined to be overages; for transfer to the Custodial Account in connection with an acquisition of REO Property; for application to restoration or repair of the Mortgaged Property;
(vi) to pay to the Servicer, interest paid on the funds deposited in the Escrow Account; (vii)
or to the
Mortgagor to the extent
required by law, any
to pay to the Mortgagors or other parties Insurance Proceeds deposited in accordance
with Section 4.06; (viii) (ix) to remove funds inadvertently placed in an Escrow Account in error by the Servicer; and to clear and terminate the Escrow Account on the termination of this Agreement.
As part of its servicing duties, the Servicer shall pay to the Mortgagors interest on funds in an Escrow Account, to the extent required by law, and to the extent that interest earned on funds in the Escrow Account is insufficient, shall pay such interest from its own funds, without any reimbursement therefor. Section 4.08 Payment of Taxes, Insurance and Other Charges, Policies, Collections Thereunder. Maintenance of Primary Mortgage Insurance
With respect to each Mortgage Loan, the Servicer shall maintain accurate records reflecting the status of ground rents, taxes, assessments, water rates and other charges which are or may become a lien upon the Mortgaged Property and the status of Primary Mortgage Insurance Policy premiums and fire and hazard insurance coverage and shall obtain, from time to time, all bills for the payment of such charges, including renewal premiums and shall effect payment thereof prior to the applicable penalty or termination date and at a time appropriate for securing maximum discounts allowable, employing for such purpose deposits of the Mortgagor in the Escrow Account which shall have been estimated and accumulated by the Servicer in amounts sufficient for such purposes, as allowed under the terms of the Mortgage or applicable law. To the extent that the Mortgage does not provide for Escrow Payments, the Servicer shall determine that any such payments are made by the Mortgagor when due. The Servicer assumes full responsibility for the timely payment of all such bills and shall effect timely payments of all such bills irrespective of the Mortgagors faithful performance in the payment of same or the making of the Escrow Payments and shall make advances from its own funds to effect such payments. The Servicer will maintain in full force and effect Primary Mortgage Insurance Policies issued by a Qualified Insurer with respect to each Mortgage Loan for which such coverage is herein required. Such coverage will be maintained until the ratio of the current outstanding principal balance of the related Mortgage Loan to the appraised value of the related Mortgaged Property, based on the most recent appraisal of the Mortgaged Property performed by a Qualified Appraiser, such appraisal to be included in the Servicing File, is reduced to 80.00% or less. The Servicer will not cancel or refuse to renew any Primary Mortgage Insurance Policy that is required to be kept in force under this Agreement unless a replacement Primary Mortgage Insurance Policy for such canceled or nonrenewed policy is obtained from and maintained with a Qualified Insurer. The Servicer shall not take any action which would result in noncoverage under any applicable Primary Mortgage Insurance Policy of any loss which, but for the actions of the Servicer would have been covered thereunder. In connection with any assumption or substitution agreement entered into or to be entered into pursuant to Section 6.01, the Servicer shall promptly notify the insurer under the related Primary Mortgage Insurance Policy, if any, of such assumption or substitution of liability in accordance with the terms of such policy and shall take all actions which may be required by such insurer as a condition to the continuation of coverage under the Primary Mortgage Insurance Policy. If such Primary Mortgage Insurance Policy is terminated as a result of such assumption or substitution of liability, the Servicer shall obtain a replacement Primary Mortgage Insurance Policy as provided above.
In connection with its activities as servicer, the Servicer agrees to prepare and present, on behalf of itself and the Owner, claims to the insurer under any Private Mortgage Insurance Policy in a timely fashion in accordance with the terms of such Primary Mortgage Insurance Policy and, in this regard, to take such action as shall be necessary to permit recovery under any Primary Mortgage Insurance Policy respecting a defaulted Mortgage Loan. Pursuant to Section 4.04, any amounts collected by the Servicer under any Primary Mortgage Insurance Policy shall be deposited in the Custodial Account, subject to withdrawal pursuant to Section 4.05. Section 4.09 Transfer of Accounts.
The Servicer may transfer the Custodial Account or the Escrow Account to a different Qualified Depository from time to time. The Servicer shall notify the Owner of any such transfer within 15 Business Days of transfer. Section 4.10 Maintenance of Hazard Insurance.
The Servicer shall cause to be maintained for each Mortgage Loan fire and hazard insurance with extended coverage as is customary in the area where the Mortgaged Property is located in an amount which is equal to the lesser of (i) the maximum insurable value of the improvements securing such Mortgage Loan or (ii) the greater of (a) the outstanding principal balance of the Mortgage Loan, and (b) the percentage such that the proceeds thereof shall be sufficient to prevent the Mortgagor and/or the Mortgagee from becoming a co-insurer. If the Mortgaged Property is in an area identified in the Federal Register by the Federal Emergency Management Agency as being a special flood hazard area that has federally-mandated flood insurance requirements, the Servicer will cause to be maintained a flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance Administration with a generally acceptable insurance carrier, in an amount representing coverage not less
than the least of (i) the outstanding principal balance of the Mortgage Loan, (ii) the maximum insurable value of the improvements securing such Mortgage Loan or (iii) the maximum amount of insurance which is available under the Flood Disaster Protection Act of 1973, as amended. The Servicer shall also maintain on the REO Property, fire and hazard insurance with extended coverage in an amount which is at least equal to the maximum insurable value of the improvements which are a part of such property, liability insurance and, to the extent required and available under the Flood Disaster Protection Act of 1973, as amended, flood insurance in an amount as provided above. Any amounts collected by the Servicer under any such policies other than amounts to be deposited in the Escrow Account and applied to the restoration or repair of the Mortgaged Property or REO Property, or released to the Mortgagor in accordance with the Servicers normal servicing procedures, shall be deposited in the Custodial Account, subject to withdrawal pursuant to Section 4.05. It is understood and agreed that no other additional insurance need be required by the Servicer or the Mortgagor or maintained on property acquired in respect of the Mortgage Loans, other than pursuant to the Fannie Mae Guide or such applicable state or federal laws and regulations as shall at any time be in force and as shall require such additional insurance. All such policies shall be endorsed with standard mortgagee clauses with loss payable to the Servicer and its successors and/or assigns and shall provide for at least thirty days prior written notice of any cancellation, reduction in the amount or material change in coverage to the Servicer. The Servicer shall not interfere with the Mortgagors freedom of choice in selecting either his insurance carrier or agent, provided, however, that the Servicer shall not accept any such insurance policies from insurance companies unless such companies currently reflect a General Policy Rating in Bests Key Rating Guide currently acceptable to Fannie Mae and are licensed to do business in the state wherein the property subject to the policy is located. Section 4.11 [RESERVED].
Section 4.12
Fidelity Bond, Errors and Omissions Insurance.
The Servicer shall maintain, at its own expense, a blanket fidelity bond and an errors and omissions insurance policy, with broad coverage with responsible companies on all officers, employees or other persons acting in any capacity with regard to the Mortgage Loans and who handle funds, money, documents and papers relating to the Mortgage Loans. The Fidelity Bond and errors and omissions insurance shall be in the form of the Mortgage Bankers Blanket Bond and shall protect and insure the Servicer against losses, including forgery, theft, embezzlement, fraud, errors and omissions and negligent acts of such persons. Such Fidelity Bond and errors and omissions insurance shall also protect and insure the Servicer against losses in connection with the failure to maintain any insurance policies required pursuant to this Agreement and the release or satisfaction of a Mortgage Loan without having obtained payment in full of the indebtedness secured thereby. No provision of this Section 4.12 requiring the Fidelity Bond and errors and omissions insurance shall diminish or relieve the Servicer from its duties and obligations as set forth in this Agreement. The minimum coverage under any such Fidelity Bond and insurance policy shall be at least equal to the corresponding amounts required by Fannie Mae in the Fannie Mae Guide or by Freddie Mac in the Freddie Mac Guide. The Servicer shall, upon request of Owner, deliver to the Owner a certificate from the surety and the insurer as to the existence of the Fidelity Bond and errors and omissions insurance policy and shall obtain a statement from the surety and the insurer that such Fidelity Bond or insurance policy shall in no event be terminated or materially modified without thirty days prior written notice to the Owner. The Servicer shall notify the Owner within five Business Days of receipt of notice that such Fidelity Bond or insurance policy will be, or has been, materially modified or terminated. The Owner and its successors or assigns as their interests may appear must be named as loss payees on the Fidelity Bond and as additional insured on the errors and omissions policy. Section 4.13 Title, Management and Disposition of REO Property.
In the event that title to any Mortgaged Property is acquired in foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale shall be taken in the name of the Owner or its designee. Any such Person or Persons holding such title other than the Owner shall acknowledge in writing that such title is being held as nominee for the benefit of the Owner. The Servicer shall assume the responsibility for marketing each REO Property in accordance with Accepted Servicing Practices. Thereafter, the Servicer shall continue to provide certain administrative services to the Owner relating to such REO Property as set forth in this Section 4.13. The REO Property must be sold within three years following the end of the calendar year of the date of acquisition if a REMIC election has been made with respect to the arrangement under which the Mortgage Loans and REO Property are held, unless (i) the Owner shall have been supplied with an Opinion of Counsel (at the Servicers expense) to the effect that the holding by the related trust of such Mortgaged Property subsequent to such three-year period (and specifying the period beyond such three-year period for which the Mortgaged Property may be held) will not result in the imposition of taxes on prohibited transactions of the related trust as defined in Section 860F of the Code, or cause the related REMIC to fail to qualify as a REMIC, in which case the related trust may continue to hold such Mortgaged Property (subject to any conditions contained in such Opinion of Counsel), or (ii) the Owner (at the Servicers
expense) or the Servicer shall have applied for, prior to the expiration of such three-year period, an extension of such three-year period in the manner contemplated by Section 856(e)(3) of the Code, in which case the three-year period shall be extended by the applicable period. If a period longer than three years is permitted under the foregoing sentence and is necessary to sell any REO Property, the Servicer shall report monthly to the Owner as to progress being made in selling such REO Property.
Notwithstanding any other provision of this Agreement, if a REMIC election has been made, no Mortgaged Property held by a REMIC shall be rented (or allowed to continue to be rented) or otherwise used for the production of income by or on behalf of the related trust or sold in such a manner or pursuant to any terms that would (i) cause such Mortgaged Property to fail to qualify at any time as foreclosure property within a meaning of Section 860G(a)(8) of the Code, (ii) subject the related trust to the imposition of any federal or state income taxes on net income from foreclosure property with respect to such Mortgaged Property within the meaning of Section 860G(c) of the Code, or (iii) cause the sale of such Mortgaged Property to result in the receipt by the related trust or any income from non-permitted assets as described in Section 860F(a) (2)(B) of the Code, unless the Servicer has agreed to indemnify and hold harmless the related trust with respect to the imposition of any such taxes. The Servicer shall, either itself or through an agent selected by the Servicer, and in accordance with the Fannie Mae Guide, manage, conserve, protect and operate each REO Property in the same manner that it manages, conserves, protects and operates other foreclosed property for its own account, and in the same manner that similar property in the same locality as the REO Property is managed. Each REO Disposition shall be carried out by the Servicer at such price and upon such terms and conditions as the Servicer deems to be in the best interest of the Owner. The REO Disposition Proceeds from the sale of the REO Property shall be promptly deposited in the Custodial Account. As soon as practical thereafter, the expenses of such sale shall be paid and the Servicer shall reimburse itself for any related Servicing Advances, or Monthly Advances made pursuant to Section 5.03. The Servicer shall cause each REO Property to be inspected promptly upon the acquisition of title thereto and shall cause each REO Property to be inspected at least monthly thereafter or more frequently as may be required by the circumstances. The Servicer shall make or cause the inspector to make a written report of each such inspection. Such reports shall be retained in the Servicing File and copies thereof shall be forwarded by the Servicer to the Owner. Notwithstanding anything to the contrary set forth in this Section 4.13, the parties hereto hereby agree that the Owner, at its option, shall be entitled to manage, conserve, protect and operate each REO Property for its own benefit (such option, an REO Option). In connection with the exercise of an REO Option, the prior two paragraphs and the related provisions of Section 4.03 and Section 4.04(iii) (such provisions, the REO Marketing Provisions) shall be revised as follows. Following the acquisition of any Mortgaged Property, the Servicer shall submit a detailed invoice to the Owner for all related Servicing Advances and, upon exercising the REO Option, the Owner shall promptly reimburse the Servicer for such amounts. In the event the REO Option is exercised with respect to an REO Property, Section 4.04 (iii) shall not be applicable thereto. References made in Section 4.03 with respect to the reimbursement of Servicing Advances shall, for purposes of such REO Property, be deemed to be covered by this paragraph. The Owner acknowledges that, in the event it exercises an REO Option, with respect to the related REO Property, there shall be no breach by the Servicer based upon or arising out of the Servicers failure to comply with the REO Marketing Provisions. Section 4.14 Notification of Adjustments.
With respect to each Mortgage Loan, the Servicer shall adjust the Mortgage Interest Rate on the related Interest Rate Adjustment Date in compliance with requirements of applicable law and the related electronic data received on the Mortgage and Mortgage Note. The Servicer shall execute and deliver any and all necessary notices required under applicable law and the terms of the related electronic data received on the Mortgage Note and Mortgage regarding the Mortgage Interest Rate adjustments. The Servicer shall promptly, upon written request by the Owner, deliver to the Owner such notifications and any additional applicable data regarding such adjustments and the methods used to calculate and implement such adjustments. Upon the discovery by the Servicer
of the receipt of notice from the Owner that the Servicer has failed to adjust a Mortgage Interest Rate in accordance with the terms of the related Mortgage Note and Mortgage, the Servicer shall immediately deposit in the Custodial Account from its own funds the amount of any interest loss or deferral caused to the Owner thereby.
ARTICLE V PAYMENTS TO THE OWNER Section 5.01 Remittances.
On each Remittance Date, the Servicer shall remit to the Owner (i) all amounts credited to the Custodial Account as of the close of business on the related preceding Determination Date, net of charges against or withdrawals from the Custodial Account pursuant to Section 4.05, other than Principal Prepayments received after the end of the preceding calendar month, plus, to the extent not already deposited in the Custodial Account, the sum of (ii) all Monthly Advances, if any, which the Servicer is obligated to distribute pursuant to Section 5.03 and (iii) all Prepayment Interest Shortfalls the Servicer is required to make up pursuant to Section 4.04, minus (iv) any amounts attributable to Monthly Payments collected after the related Servicing Transfer Date but due on a Due Date or Dates subsequent to the last day of the related Due Period, which amounts shall be remitted on the related Remittance Date next succeeding the Due Period for such amounts. With respect to any remittance received by the Owner after the Business Day on which such payment was due, the Servicer shall pay to the Owner interest on any such late payment at an annual rate equal to the Prime Rate, adjusted as of the date of each change, plus two percentage points, but in no event greater than the maximum amount permitted by applicable law. Such interest shall be deposited in the Custodial Account by the Servicer on the date such late payment is made and shall cover the period commencing with the day following such Business Day and ending with the Business Day on which such payment is made, both inclusive. Such interest shall be remitted along with the distribution payable on the next succeeding related Remittance Date. The payment by the Servicer of any such interest shall not be deemed an extension of time for payment or a waiver of any Event of Default by the Servicer. Section 5.02 Statements to the Owner.
The Servicer shall furnish to the Owner an individual Mortgage Loan accounting report (a Report), as of the last Business Day of each month (or August 31, 2002, in the case of the initial Report), in the Servicers assigned loan number order to document Mortgage Loan payment activity on an individual Mortgage Loan basis. With respect to each month, such Report shall be received by the Owner no later than the fifth Business Day of the month of the related Remittance Date (or September 5, 2002, in the case of the initial Report) on a disk or tape or other computer-readable format, in such format as may be mutually agreed upon by both the Owner and the Servicer, and in hard copy, which Report shall contain the following: (i) interest; (ii) distribution period; (iii) (1) 30 to (2) 60 to Property acquired; the amount of servicing compensation received by the Servicer during the prior the aggregate Stated Principal Balance of the Mortgage Loans; with respect to each Monthly Payment, the amount of such remittance allocable to
(iv) the number and aggregate outstanding principal balances of Mortgage Loans (a) delinquent 59 days, 89 days, (3) 90 days or more; (b) as to which foreclosure has commenced; and (c) as to which REO has been and (v) such other reports as may reasonably be required by the Owner.
The Servicer shall also provide with each such Report a trial balance, sorted in the Owners assigned loan number order, and such other loan level information as described on Exhibits E and F, in electronic tape form. The Servicer shall prepare and file any and all information statements or other filings required to be delivered to any governmental taxing authority or to Owner pursuant to any applicable law with respect to the Mortgage Loans and the transactions contemplated hereby. In addition, the Servicer shall provide the Owner with such information concerning the Mortgage Loans as is necessary for the Owner to prepare its federal income tax return as the Owner may reasonably request from time to time. In addition, not more than 60 days after the end of each calendar year, the Servicer shall furnish to each Person who was an Owner at any time during such calendar year an annual statement in accordance with the requirements of applicable federal income tax law as to the aggregate of remittances of principal and interest for the applicable portion of such year. Section 5.03 Monthly Advances by the Servicer.
Not later than the close of business on the Business Day preceding each Remittance Date, the Servicer shall deposit in the Custodial Account an amount equal to all payments not previously advanced by the Servicer, whether or not deferred pursuant to Section 4.01, of Monthly Payments, adjusted to the related Mortgage Loan Remittance Rate, which are delinquent at the close of business on the related Determination Date; provided, however, that the amount of any such deposit may be reduced by the Amount Held for Future Distribution (as defined below) then on deposit in the Custodial Account. Any portion of the Amount Held for Future Distribution used to pay Monthly Advances shall be replaced by the Servicer by deposit into the Custodial Account on any future Remittance Date to the extent that the funds that are available in the Custodial Account for remittance to the Owner on such Remittance Date are less than the amount of payments required to be made to the Owner on such Remittance Date. The Amount Held for Future total of the amounts held in the Distribution as to any Remittance Date shall be the
Custodial Account at the close of business on the preceding Determination Date which were received after the related Servicing Transfer Date on account of (i) Liquidation Proceeds, Insurance Proceeds, and Principal Prepayments received or made in the month of such Remittance Date, and (ii) payments which represent early receipt of scheduled payments of principal and interest due on a date or dates subsequent to the related Due Date. The Servicers obligation to make such Monthly Advances as to any Mortgage Loan will continue through the final disposition or liquidation of the Mortgaged Property, unless the Servicer deems such advance to be nonrecoverable from Liquidation Proceeds, REO Disposition Proceeds or Insurance Proceeds with respect to the applicable Mortgage Loan. In such latter event, the Servicer shall deliver to the Owner an Officers Certificate of the Servicer to the effect that an officer of the Servicer has reviewed the related Servicing File and has obtained a recent appraisal and has made the reasonable determination that any additional advances are nonrecoverable from Liquidation or Insurance Proceeds with respect to the applicable Mortgage Loan.
Section 5.04
Liquidation Reports.
Upon the foreclosure sale of any Mortgaged Property or the acquisition thereof by the Owner pursuant to a deed-in-lieu of foreclosure, the Servicer shall submit to the Owner a liquidation report with respect to such Mortgaged Property in such form as the Servicer and the Owner shall agree. The Servicer shall also provide reports on the status of REO Property containing such information as Owner may reasonably require.
ARTICLE VI GENERAL SERVICING PROCEDURES Section 6.01 Assumption Agreements.
The Servicer will, to the extent it has knowledge of any conveyance or prospective conveyance by any Mortgagor of a Mortgaged Property (whether by absolute conveyance or by contract of, sale, and whether or not the Mortgagor remains or is to remain liable under the Mortgage Note and/or the Mortgage), exercise its rights to accelerate the maturity of such Mortgage Loan under any due-on-sale clause to the extent permitted by law; provided, however, that the Servicer shall not exercise any such rights if prohibited by law or the terms of the Mortgage Note from doing so or if the exercise of such rights would impair or threaten to impair any recovery under the related Primary Mortgage Insurance Policy, if any. If the Servicer reasonably believes it is unable under applicable law to enforce such due-on-sale clause, the Servicer, will enter into an assumption agreement with the person to whom the Mortgaged Property has been conveyed or is proposed to be conveyed, pursuant to which such person becomes liable under the Mortgage Note and, to the extent permitted by applicable state law, the Mortgagor remains liable thereon. Where an assumption is allowed pursuant to this Section 6.01, the Servicer, with the prior consent of the primary mortgage insurer, if any, is authorized to enter into a substitution of liability agreement with the person to whom the Mortgaged Property has been conveyed or is proposed to be conveyed pursuant to which the original mortgagor is released from liability and such Person is substituted as mortgagor and becomes liable under the related Mortgage Note. Any such substitution of liability agreement shall be in lieu of an assumption agreement. In connection with any such assumption or substitution of liability, the Servicer shall follow the underwriting practices and procedures of the Fannie Mae Guide. With respect to an assumption or substitution of liability, the Mortgage Interest Rate borne by the related Mortgage Note and the amount of the Monthly Payment may not be changed. The Servicer shall notify the Owner that any such substitution of liability or assumption agreement has been completed by forwarding to the Owner the original of any such substitution of liability or assumption agreement, which document shall be added to the related Mortgage Loan Documents and shall, for all purposes, be considered a part of such related mortgage file to the same extent as all other documents and instruments constituting a part thereof. All fees collected by the Servicer for entering into an assumption or substitution of liability agreement shall belong to the Servicer. Notwithstanding the foregoing paragraphs of this section or any other provision of this Agreement, the Servicer shall not be deemed to be in default, breach or any other violation of its obligations hereunder by reason of any assumption of a Mortgage Loan by operation of law or any assumption which the Servicer may be restricted by law from preventing, for any reason whatsoever. For purposes of this Section 6.01, the term assumption is deemed to also include a sale of the Mortgaged Property subject to the Mortgage that is not accompanied by an assumption or substitution of liability agreement. Section 6.02 Satisfaction of Mortgages and Release of Mortgage Loan Documents.
Upon the payment in full of any Mortgage Loan, the Servicer will immediately notify the Custodian with a certification and request for release by a Servicing Officer, which certification shall include a statement to the effect that all amounts received in connection with such payment which are required to be deposited in the Custodial Account pursuant to Section 4.04 have been so deposited, and a request for delivery to the Servicer of the portion of the Mortgage Loan
Documents held by the Custodian. Upon receipt of such certification and request, the Owner shall promptly release or cause the Custodian to promptly release the related Mortgage Loan Documents to the Servicer and the Servicer shall prepare and deliver for execution by the Owner or at the Owners option execute under the authority of a power of attorney delivered to the Servicer by the Owner any satisfaction or release. No expense incurred in connection with any instrument of satisfaction or deed of reconveyance shall be chargeable to the Custodial Account.
In the event the Servicer satisfies or releases a Mortgage without having obtained payment in full of the indebtedness secured by the Mortgage or should it otherwise prejudice any right the Owner may have under the mortgage instruments, the Servicer, upon written demand, shall remit within two Business Days to the Owner the then outstanding principal balance of the related Mortgage Loan by deposit thereof in the Custodial Account. The Servicer shall maintain the Fidelity Bond insuring the Servicer against any loss it may sustain with respect to any Mortgage Loan not satisfied in accordance with the procedures set forth herein. From time to time and as appropriate for the servicing or foreclosure of the Mortgage Loans, including for the purpose of collection under any Primary Mortgage Insurance Policy, upon request of the Servicer and delivery to the Custodian of a servicing receipt signed by a Servicing Officer, the Custodian shall release the portion of the Mortgage Loan Documents held by the Custodian to the Servicer. Such servicing receipt shall obligate the Servicer to promptly return the related Mortgage Loan Documents to the Custodian, when the need therefor by the Servicer no longer exists, unless the Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the Mortgage Loan have been deposited in the Custodial Account or such documents have been delivered to an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property either judicially or non-judicially, and the Servicer has promptly delivered to the Owner or the Custodian a certificate of a Servicing Officer certifying as to the name and address of the Person to which such documents were delivered and the purpose or purposes of such delivery. Upon receipt of a certificate of a Servicing Officer stating that such Mortgage Loan was liquidated, the servicing receipt shall be released by the Owner or the Custodian, as applicable, to the Servicer. Section 6.03 Servicing Compensation.
As compensation for its services hereunder, the Servicer shall be entitled to withdraw from the Custodial Account the Servicing Fee; provided, however, that in connection with any Mortgage Loans sold by the Owner to Fannie Mae, the Servicer may deduct its Servicing Fee from amounts due the Owner pursuant to Section 5.01. Additional servicing compensation in the form of assumption fees, as provided in Section 6.01, late payment charges and other ancillary fees (excluding any prepayment penalties) shall be retained by the Servicer to the extent not required to be deposited in the Custodial Account. The Servicer shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder and shall not be entitled to reimbursement therefor except as specifically provided for. The Servicer shall pay on behalf of the Owner any and all guarantee fees due in connection with Mortgage Loans sold by the Owner to Fannie Mae. The amount of such guarantee fees shall be deducted by the Servicer from the amounts due the Owner pursuant to Section 5.01; provided that if the guarantee fees exceed such amount, the Servicer shall provide the Owner with an original invoice for the amount of any such excess, and the Owner shall pay such invoice by wire transfer to the account designated by the Servicer within 45 days of receipt of such invoice. Section 6.04 Annual Statement as to Compliance; Financial Statements.
The Servicer will deliver to the Owner not later than 90 days following the end of each fiscal year of the Servicer, an Officers Certificate stating, as to each signatory thereof, that (i) a review of the activities of the Servicer during the preceding calendar year and of performance under this Agreement has been made under such officers supervision, and (ii) to the best of such officers knowledge, based on such review, the Servicer has fulfilled all of its obligations under this Agreement throughout such year, or, if there has been a default in the fulfillment of any such obligation, specifying each such default known to such officers and the nature and status thereof except for such defaults as such Officers in their good faith judgment believe to be immaterial. Upon request by the Owner or the Master Servicer, the Servicer will deliver to such requesting party a copy of the audited (if such financial statements are available, otherwise unaudited) financial statements of the Servicer for the most recent fiscal year of the Servicer. Section 6.05 Annual Independent Certified Public Accountants Servicing Report. following the end of each fiscal year of the Servicer, the Servicer
Not later than 90 days
at its expense shall cause a firm of independent public accountants which is a member of the American Institute of Certified Public Accountants to furnish a statement to the Owner to the effect that such firm has examined certain documents and records relating to the Servicers servicing of mortgage loans of the same type as the Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in accordance with the Uniform Single Attestation Program for Mortgage Bankers, such firm is of the opinion that the Servicers servicing has been conducted in compliance with the agreements examined pursuant to this Section 6.05, except for (i) such exceptions as such firm shall believe to be immaterial, and (ii) such other exceptions as shall be set forth in such statement. Section 6.06 Owners Right to Examine Servicer Records.
The Owner shall have the right to examine and audit, at its expense, upon reasonable notice to the Servicer, during business hours or at such other times as might be reasonable under applicable circumstances, any and all of the books, records, documentation or other information of the Servicer, or held by another for the Servicer or on its behalf or otherwise, which relate to the performance or observance by the Servicer of the terms, covenants or conditions of this Agreement. The Servicer shall provide to the Owner and any supervisory agents or examiners representing a state or federal governmental agency having jurisdiction over the Owner access to any documentation regarding the Mortgage Loans in the possession of the Servicer which may be required by any applicable regulations. Such access shall be afforded without charge, upon reasonable request, during normal business hours and at the offices of the Servicer, and in accordance with the applicable federal or state government regulations. Section 6.07 Compliance with REMIC Provisions.
If a REMIC election has been made with respect to the arrangement under which the Mortgage Loans and REO Property are held, the Servicer shall not take any action, cause the REMIC to take any action or fail to take (or fail to cause to be taken) any action that, under the REMIC Provisions, if taken or not taken, as the case may be could (i) endanger the status of the REMIC as a REMIC or (ii) result in the imposition of a tax upon the REMIC (including but not limited to the tax on prohibited transactions as defined in Section 860F(a)(2) of the Code and the tax on contribution to a REMIC set forth in Section 860G(d) of the Code unless the Servicer has received an Opinion of Counsel (at the expense of the party seeking to take such actions) to the effect that the contemplated action will not endanger such REMIC status or result in the imposition of any such tax.
Section 6.08
Non-solicitation.
exclusively targeted to the Mortgagors for the purpose of inducing or encouraging the early prepayment or refinancing of the related Mortgage Loans. It is understood and agreed that promotions undertaken by the Servicer or any agent or affiliate of the Servicer which are directed to the general public at large, including, without limitation, mass mailings based on commercially acquired mailing lists, newspaper, radio and television advertisements shall not constitute solicitation under this section. Nothing contained herein shall prohibit the Servicer from (i) distributing to Mortgagors any general advertising including information brochures, coupon books, or other similar documentation which indicates services the Servicer offers, including refinances or (ii) providing financing of home equity loans to Mortgagors at the Mortgagors request.
The Servicer shall not knowingly conduct any solicitation
ARTICLE VII REPORTS TO BE PREPARED BY SERVICER Section 7.01 Servicer Shall Provide Information as Reasonably Required.
The Servicer shall furnish to the Owner upon request, during the term of this Agreement, such periodic, special or other reports or information, whether or not provided for herein, as shall be necessary, reasonable or appropriate with respect to the purposes of this Agreement. The Servicer may negotiate with the Owner for a reasonable fee for providing such report or information, unless (i) the Servicer is required to supply such report or information pursuant to any other section of this Agreement, or (ii) the report or information has been requested in connection with Internal Revenue Service or other regulatory agency requirements. All such reports or information shall be provided by and in accordance with all reasonable instructions and directions given by the Owner. The Servicer agrees to execute and deliver all such instruments and take all such action as the Owner, from time to time, may reasonably request in order to effectuate the purpose and to carry out the terms of this Agreement. ARTICLE VIII THE SERVICER Section 8.01 Indemnification; Third Party Claims. agrees to indemnify the Owner, its successors and assigns, any agent of the
The Servicer
Owner, and the Master Servicer, and hold each of such Persons harmless from and against any and all claims, losses, damages, penalties, fines, forfeitures, legal fees and related costs, judgments, and any other costs, fees and expenses that such Person may sustain in any way related to the failure of the Servicer to perform in any way its duties and service the Mortgage Loans in strict compliance with the terms of this Agreement and for breach of any representation or warranty of the Servicer contained herein. The Servicer shall immediately notify the Owner or other indemnified Person if a claim is made by a third party with respect to this Agreement or the Mortgage Loans, assume (with the consent of the Owner and such other Indemnified Person and with counsel reasonably satisfactory to the Owner and such Person) the defense of any such claim and pay all expenses in connection therewith, including counsel fees, and promptly pay, discharge and satisfy any judgment or decree which may be entered against it or such other indemnified Person in respect of such claim but failure to so notify the Owner and such other indemnified Person shall not limit its obligations hereunder. The Servicer agrees that it will not enter into any settlement of any such claim without the consent of the Owner and such other indemnified Person unless such settlement includes an unconditional release of the Owner and such other indemnified Person from all liability that is the subject matter of such claim. The provisions of this Section 8.01 shall survive termination of this Agreement. Section 8.02 Merger or Consolidation of the Servicer.
The Servicer will keep in full effect its existence, rights and franchises as a federal savings bank under the laws the United States except as permitted herein, and will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement or any of the Mortgage Loans and to perform its duties under this Agreement. Any Person into which the Servicer may be merged or consolidated, or any corporation resulting from any merger, conversion or consolidation to which the Servicer shall be a party, or any Person succeeding to the business of the Servicer whether or not related to loan servicing, shall be the successor of the Servicer hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided, however, that the successor or surviving Person shall be an institution (i) having a GAAP net worth of not less than $25,000,000, (ii) the deposits of which are insured by the FDIC, or which is a HUD-approved mortgagee whose primary business is in origination and servicing of first lien mortgage loans, and (iii) which is a Fannie Mae or Freddie Mac approved seller/servicer in good standing.
Section 8.03
Limitation on Liability of the Servicer and Others.
Neither the Servicer nor any of the officers, employees or agents of the Servicer shall be under any liability to the Owner for any action taken or for refraining from the taking of any action in good faith pursuant to this Agreement, or for errors in judgment made in good faith; provided, however, that this provision shall not protect the Servicer or any such person against any breach of warranties or representations made herein, or failure to perform in any way its obligations in compliance with any standard of care set forth in this Agreement, or any liability which would otherwise be imposed by reason of negligence or any breach of the terms and conditions of this Agreement. The Servicer and any officer, employee or agent of the Servicer may rely in good faith on any document of any kind prima facie properly executed and submitted by the Owner respecting any matters arising hereunder. The Servicer shall not be under any obligation to appear in, prosecute or defend any legal action which is not incidental to its duties to service the Mortgage Loans in accordance with this Agreement and which in its opinion may involve it in any expenses or liability; provided, however, that the Servicer may, with the consent of the Owner, which consent shall not be unreasonably withheld, undertake any such action which it may deem necessary or desirable with respect to this Agreement and the rights and duties of the parties hereto. In such event, the reasonable legal expenses and costs of such action and any liability resulting therefrom shall be expenses, costs and liabilities for which the Owner will be liable, and the Servicer shall be entitled to be reimbursed therefor from the Custodial Account pursuant to Section 4.05. Section 8.04 Section 8.05 Reserved. No Transfer of Servicing.
With respect to the retention of the Servicer to service the Mortgage Loans hereunder, the Servicer acknowledges that the Owner has acted in reliance upon the Servicers independent status, the adequacy of its servicing facilities, plan, personnel, records and procedures, its integrity, reputation and financial standing and the continuance thereof. Without in any way limiting the generality of this section, the Servicer shall not either assign this Agreement or the servicing hereunder or delegate its rights or duties hereunder or any portion thereof, or sell or otherwise dispose of all or substantially all of its property or assets, without the prior written approval of the Owner, which approval shall not be unreasonably withheld; provided that the Servicer may assign the Agreement and the servicing hereunder without the consent of Owner to an affiliate of the Servicer to which all servicing of the Servicer is assigned so long as (i) such affiliate is a Fannie Mae and Freddie Mac approved servicer and (ii) if it is intended that such affiliate be spun off to the shareholders of the Servicer, such affiliate have a GAAP
net worth of at least $25,000,000 and (iii) such affiliate shall deliver to the Owner a certification pursuant to which such affiliate shall agree to be bound by the terms and conditions of this Agreement and shall certify that such affiliate is a Fannie Mae and Freddie Mac approved servicer in good standing. ARTICLE IX DEFAULT Section 9.01 Events of Default.
In case one or more of the following Events of Default by the Servicer shall occur and be continuing, that is to say: (i) any failure by the Servicer to remit to the Owner any payment required to be made under the terms of this Agreement which continues unremedied for a period of two (2) Business Days after written notice thereof (it being understood that this subparagraph shall not affect Servicers obligation pursuant to Section 5.01 to pay default interest on any remittance received by the Owner after the Business Day on which such payment was due); or (ii) any failure on the part of the Servicer duly to observe or perform in any material respect any other of the covenants or agreements on the part of the Servicer set forth in this Agreement, the breach of which has a material adverse effect and which continue unremedied for a period of sixty days (except that such number of days shall be fifteen in the case of a failure to pay any premium for any insurance policy required to be maintained under this Agreement and such failure shall be deemed to have a material adverse effect) after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to the Servicer by the Owner; or (iii) a decree or order of a court or agency or supervisory authority having jurisdiction for the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy, readjustment of debt, marshaling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Servicer and such decree or order shall have remained in force undischarged or unstayed for a period of sixty days; or (iv) the Servicer shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy, readjustment of debt, marshaling of assets and liabilities or similar proceedings of or relating to the Servicer or of or relating to all or substantially all of its property; or (v) the Servicer shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations; or (vi) the Servicer ceases to be approved by either Fannie Mae or Freddie Mac (to the extent such entities are then operating in a capacity similar to that in which they operate on the date hereof) as a mortgage loan servicer for more than thirty days to the extent such entities perform similar functions; or (vii) the Servicer attempts to assign its right to servicing compensation hereunder or the Servicer attempts, without the consent of the Owner, to sell or otherwise dispose of all or substantially all of its property or assets or to assign this Agreement or the servicing responsibilities hereunder or to delegate its duties hereunder or any portion thereof except as otherwise permitted herein; or (viii) the Servicer ceases to be qualified to transact business in any jurisdiction where it is currently so qualified, but only to the extent such non-qualification materially and adversely affects the Servicers ability to perform its obligations hereunder; then, and in each and every such case, so long as an Event of Default shall not have been remedied, the Owner, by notice in writing to the Servicer may, in addition to whatever rights the Owner may have under Section 8.01 and at law or equity to damages, including injunctive relief and specific performance, terminate all the rights and obligations of the Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Servicer for the same. On or after the receipt by the Servicer of such written notice, all authority and power of the Servicer under this Agreement, whether with respect to the Mortgage Loans or otherwise, shall pass to and be vested in the successor appointed pursuant to Section 11.01. Upon written request from the Owner, the Servicer shall prepare, execute and deliver, any and all documents and other instruments, place in such successors possession all Servicing Files, and do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of the Mortgage Loans and related documents, or otherwise, at the Servicers sole expense. The Servicer agrees to cooperate with the Owner and such successor in effecting the termination of the Servicers responsibilities and rights hereunder, including, without limitation, the transfer to such successor for administration by it of all cash amounts which shall at the time be credited by the Servicer to the Custodial Account or Escrow Account or thereafter received with respect to the Mortgage Loans or any REO Property.
Section 9.02
Waiver of Defaults.
The Owner may waive only by written notice any default by the Servicer in the performance of its obligations hereunder and its consequences. Upon any such waiver of a past default, such default shall cease to exist, and any Event of Default arising therefrom shall be deemed to have been remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon except to the extent expressly so waived in writing. ARTICLE X TERMINATION Section 10.01 Termination.
The respective obligations and responsibilities of the Servicer shall terminate upon: (i) the later of the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan or the disposition of all REO Property and the remittance of all funds due hereunder; (ii) by mutual consent of the Servicer and the Owner in writing; (iii) termination by the Owner pursuant to Section 9.01, (iv) sixty (60) days prior written notice by the Owner to the Servicer or (v) one hundred twenty (120) days prior written notice by the Servicer to the Owner. If the Owner at its option elects to terminate all of the rights of the Servicer hereunder in accordance with subsection (iv) of the preceding paragraph, the Owner shall pay the Servicer an amount equal to (i) if such termination occurs within the six month period following the Servicing Transfer Date, an amount equal to $50.00 per Mortgage Loan, (ii) if such termination occurs during the period which is seven months to twelve months following the Servicing Transfer Date, an amount equal to $25.00 per Mortgage Loan, (iii) if such termination occurs during the period which is thirteen months to fifteen months following the Servicing Transfer Date, an amount equal to $15.00 per Mortgage Loan and (iv) if such termination occurs during the period which is sixteen (16) months or more following the Servicing Transfer Date, an amount equal to $10.00. Simultaneously with any such termination and the transfer of servicing shall be entitled to be reimbursed for any outstanding Servicing Advances and Monthly Advances. Section 10.02 Removal of Mortgage Transfer or a Pass-Through Transfer. Loans from Inclusion under this Agreement hereunder, the Servicer
upon a Whole Loan
The Servicer acknowledges and the Owner agrees that with respect to some or all of the Mortgage Loans, the Owner may effect either (1) one or more Whole Loan Transfers, or (2) one or more Pass-Through Transfers.
The Servicer shall Whole Loan Transfer or Pass-Through connection therewith, and without document related to the Whole Loan to such transfer and provisions substantially Transfer or Pass-Through limitation, Transfer contemplated
cooperate with the Owner in connection by the Owner pursuant to this Section.
with any In
the Owner shall deliver any reconstitution
agreement or other
Transfer to the Servicer at least 15 days prior reconstitution agreement which contains
the Servicer shall (i) execute any such Servicer and which restates the transfer (except to the however, that Servicer agrees that any such Transfer to Fannie Mae will be the Mortgage and Loans identified Guide; provided, reasonably acceptable to the reconstitution representations and warranties
similar to those herein or otherwise reasonably contained
acceptable to the Owner and the in Article III as of the date of provided,
extent any such representation or warranty is not accurate on such date); agreement in connection Servicer if it all in obligates
with a Whole Loan the Servicer to service with the Fannie Mae
therein and to remit and report,
accordance
further, that only a notice of transfer identifying the Mortgage Loans to be transferred need be given in the case of a Pass-Through Transfer by the initial Owner to Structured Asset Mortgage Investments, Inc. (SAMI) and by SAMI to the Trustee in connection with such Pass-Through Transfer; and (ii) deliver to the Owner for inclusion in any prospectus or other offering material such publicly available information regarding the Servicer, its financial condition and its mortgage loan delinquency, foreclosure and loss experience and any additional information reasonably requested by the Owner, and to deliver to the Owner any similar non-public, unaudited financial information, in which case the Owner shall bear the cost of having such information audited by certified public accountants if the Owner desires such an audit, or as is otherwise reasonably requested by the Owner and which the Servicer is capable of providing without unreasonable effort or expense, and to indemnify the Owner and its affiliates for material misstatements or omissions contained (i) in such information and (ii) on the Mortgage Loan Schedule. With respect to each Whole Loan Transfer or Pass-Through Transfer, as the case may be, effected by the Owner, Owner
(i) shall reimburse Servicer for all reasonable out-of-pocket third party costs and expenses related thereto and (ii) shall pay Servicer a reasonable amount representing time and effort expended by Servicer related thereto (which amount shall be reasonably agreed upon by Servicer and Owner prior to the expenditure of such time and effort); provided, however, that for each Whole Loan Transfer and/or Pass-Through Transfer, the sum of such amounts described in subsections (i) and (ii) above shall in no event exceed $5,000. For purposes of this paragraph, all Whole Loan Transfers and/or Pass-Through Transfers made to the same entity within the same accounting cycle shall be considered one Whole Loan Transfer or Pass-Through Transfer. All Mortgage Loans not sold or transferred pursuant to a Whole Loan Transfer or Pass-Through Transfer shall be subject to this Agreement and shall continue to be serviced in accordance with the terms of this Agreement and with respect thereto this Agreement shall remain in full force and effect. Section 10.03 Master Servicer.
The Servicer, including any successor servicer hereunder, shall be subject to the supervision of the Master Servicer, which Master Servicer shall be obligated to ensure that the Servicer services the Mortgage Loans in accordance with the provisions of this Agreement. The Master Servicer, acting on behalf of the Owner, shall have the same rights as the Owner to enforce the obligations of the Servicer under this Agreement. The Master Servicer shall be entitled to terminate the rights and obligations of the Servicer under this Agreement upon the failure of the Servicer to perform any of its obligations under this Agreement if such failure constitutes an Event of Default as provided in Article X of this Agreement. Notwithstanding anything to the contrary, in no event shall the Master Servicer assume any of the obligations of the Owner under this Agreement.
Section 10.04
Transfer of Servicing for Defaulted Loans.
The Owner shall have the option, exercisable in its sole discretion and upon reasonable written notice to the Servicer, to transfer to a third-party servicer any Mortgage Loan that is more than sixty (60) days delinquent with respect to Monthly Payments. Upon such transfer, the Owner will reimburse the Servicer for all unreimbursed Monthly Advances and Servicing Advances with respect to such Mortgage Loan and the reasonable costs and expenses incurred by the Servicer in connection with the transfer of servicing with respect to such Mortgage Loan. ARTICLE XI MISCELLANEOUS PROVISIONS Section 11.01 Successor to the Servicer.
Prior to termination of the Servicers responsibilities and duties under this Agreement pursuant to Sections 8.04, 9.01 or 10.01(ii), the Owner shall (i) succeed to and assume all of the Servicers responsibilities, rights, duties and obligations under this Agreement, or (ii) appoint a successor having the characteristics set forth in Section 8.02 hereof and which shall succeed to all rights and assume all of the responsibilities, duties and liabilities of the Servicer under this Agreement prior to the termination of the Servicers responsibilities, duties and liabilities under this Agreement. In connection with such appointment and assumption, the Owner may make such arrangements for the compensation of such successor out of payments on Mortgage Loans as the Owner and such successor shall agree. In the event that the Servicers duties, responsibilities and liabilities under this Agreement should be terminated pursuant to the aforementioned sections, the Servicer shall discharge such duties and responsibilities during the period from the date it acquires knowledge of such termination until the effective date thereof with the same degree of diligence and prudence which it is obligated to exercise under this Agreement, and shall take no action whatsoever that might impair or prejudice the rights or financial condition of its successor. The resignation or removal of the Servicer pursuant to the aforementioned sections shall not become effective until a successor shall be appointed pursuant to this section and shall in no event relieve the Servicer of the representations and warranties made pursuant to Article III and the remedies available to the Owner under Section 8.01, it being understood and agreed that the provisions of such Article III and Section 8.01 shall be applicable to the Servicer notwithstanding any such resignation or termination of the Servicer, or the termination of this Agreement. Any successor appointed as provided herein shall execute, acknowledge and deliver to the Servicer and to the Owner an instrument accepting such appointment, whereupon such successor shall become fully vested with all the rights, powers, duties, responsibilities, obligations and liabilities of the Servicer, with like effect as if originally named as a party to this Agreement. Any termination or resignation of the Servicer or this Agreement pursuant to Section 8.04, 9.01 or 10.01 shall not affect any claims that the Owner may have against the Servicer arising prior to any such termination or resignation.
The Servicer shall promptly deliver to the successor the funds in the Custodial Account and the Escrow Account and the Servicing Files and related documents and statements held by it hereunder and the Servicer shall account for all funds. The Servicer shall execute and deliver such instruments and do such other things all as may reasonably be
required to more fully and definitely vest and confirm in the successor all such rights, powers, duties, responsibilities, obligations and liabilities of the Servicer. The successor shall make such arrangements as it may deem appropriate to reimburse the Servicer for unrecovered Monthly Advances and Servicing Advances which the successor retains hereunder and which would otherwise have been recovered by the Servicer pursuant to this Agreement but for the appointment of the successor servicer. Upon a successors acceptance of appointment as such, the Servicer shall notify the Owner of such appointment. All reasonable costs and expenses incurred in connection with replacing the Servicer upon its resignation or the termination of the Servicer in accordance with the terms of this Agreement, including, without limitation, (i) all legal costs and expenses and all due diligence costs and expenses associated with an evaluation of the potential termination of the Servicer as a result of an Event of Default and (ii) all costs and expenses associated with the complete transfer of servicing, including all servicing files and all servicing data and the completion, correction or manipulation of such servicing data as may be required by the successor servicer to correct any errors or insufficiencies in the servicing data or otherwise to enable the successor service to service the Mortgage Loans in accordance with this Agreement, shall be payable on demand by the resigning or terminated Servicer without any right of reimbursement therefor. Section 11.02 Amendment. may be amended from time to time by the Servicer and the Owner by written
This Agreement agreement signed by the Servicer and the Owner. Section 11.03
Recordation of Agreement.
To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any of all the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Owner at the Owners expense on direction of the Owner accompanied by an opinion of counsel to the effect that such recordation materially and beneficially affects the interest of the Owner or is necessary for the administration or servicing the Mortgage Loans. Section 11.04 Governing Law. CONSTRUED IN THE ACCORDANCE WITH THE INTERNAL LAWS OF
THIS AGREEMENT SHALL BE GOVERNED BY AND THE STATE OF NEW YORK WITHOUT GIVING EFFECT TO PRINCIPLES OF CONFLICTS OF LAWS. HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS. Section 11.05 Notices.
OBLIGATIONS,
RIGHTS AND REMEDIES OF THE PARTIES
Any demands, notices or other communications permitted or required hereunder shall be in writing and shall be deemed conclusively to have been given if personally delivered at or mailed by registered mail, postage prepaid, and return receipt requested or transmitted by telecopier and confirmed by a similar mailed writing, as follows:
(i)
if to the Servicer: Alliance Mortgage Company 8100 Nations Way Jacksonville, Florida 32256 Attention: Carolyn Cragg Telecopier No.: (904) 281-6206
and, Alliance Mortgage Company 8100 Nations Way Jacksonville, Florida 32256 Attention: Michael C. Koster Telecopier No.: (904) 281-6145 (ii) if to the Owner: Mac Arthur Ridge II 909 Hidden Ridge Drive, Suite 200 Irving, Texas 75038 Attention: Ms. Ralene Ruyle Telecopier No.: (972) 444-2880 (iii) if to the Master Servicer: 11000 Broken Land Parkway Columbia, Maryland 21044 Attention: Master Servicing - Bear Stearns Telecopier No.: (410) 884-2360 or such other address as may hereafter be furnished to the other party by like notice. Any such demand, notice, or communication hereunder shall be deemed to have been received on the date delivered to or received at the premises of the address (as evidenced, in the case of registered or certified mail, by the date noted on the return receipt). Section 11.06 Severability of Provisions.
Any part, provision, representation or warranty of this Agreement which is prohibited or which is held to be void or unenforceable shall be ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof. Any part, provision, representation or warranty of this Agreement which is prohibited or unenforceable or is held to be void or unenforceable in any jurisdiction shall be ineffective, as to such jurisdiction, to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof, and any such prohibition or unenforceability in any jurisdiction as to any Mortgage Loan shall not invalidate or render unenforceable such provision in any other jurisdiction. To the extent permitted by applicable law, the parties hereto waive any provision of law which prohibits or renders void or unenforceable any provision hereof. If the invalidity of any part, provision, representation or warranty of this Agreement shall deprive any party of the economic benefit intended to be conferred by this Agreement, the parties shall negotiate, in good faith, to develop a structure the economic effect of which is nearly as possible the same as the economic effect of this Agreement without regard to such invalidity.
Section 11.07 integral Agreement.
Exhibits Agreement are hereby incorporated and made a part hereof and are an
The exhibits to this part of this
Section 11.08
General Interpretive Principles.
For purposes of this Agreement, except as otherwise expressly provided or unless the context otherwise requires: (i) the terms defined in this Agreement have the meanings assigned to them in this Agreement and include the plural as well as the singular, and the use of any gender herein shall be deemed to include the other gender; (ii) accounting terms not in accordance with generally accepted accounting principles; otherwise defined herein have the meanings assigned to them
(iii) references herein to Articles, Sections, Subsections, Paragraphs, and other subdivisions without reference to a document are to designated Articles, Sections, Subsections, Paragraphs and other subdivisions of this Agreement; (iv) a reference to a Subsection without further reference to a Section is a reference to such Subsection as contained in the same Section in which the reference appears, and this rule shall also apply to Paragraphs and other subdivisions; (v) the words herein, words of similar import refer to this Agreement as a whole and not to any particular provision; and (vi) reason of enumeration. Section 11.09 hereof, hereunder and other
the term include or including shall mean without limitation by Reproduction of Documents.
This Agreement and all documents relating hereto, including, without limitation, (i) consents, waivers and modifications which may hereafter be executed, (ii) documents received by any party at the closing, and (iii) financial statements, certificates and other information previously or hereafter furnished, may be reproduced by any photographic, photostatic, microfilm, micro-card, miniature photographic or other similar process. The parties agree that any such reproduction shall be admissible in evidence as the original itself in any judicial or administrative proceeding, whether or not the original is in existence and whether or not such reproduction was made by a party in the regular course of business, and that any enlargement, facsimile or further reproduction of such reproduction shall likewise be admissible in evidence. Section 11.10 Confidentiality of Information.
Each party recognizes that, in connection with this Agreement, it may become privy to non-public information regarding the financial condition, operations and prospects of the other party. Except as required to be disclosed by law, each party agrees to keep all non-public information regarding the other party strictly confidential, and to use all such information solely in order to effectuate the purpose of this Agreement.
Section 11.11
Assignment by the Owner.
The Owner shall have the right, without the consent of the Servicer hereof, to assign, in whole or in part, its interest under this Agreement with respect to some or all of the Mortgage Loans, and designate any person to exercise any rights of the Owner hereunder, by executing an assignment and assumption agreement reasonably acceptable to the Servicer and the assignee or designee shall accede to the rights and obligations hereunder of the Owner with respect to such Mortgage Loans. In no event shall Owner sell a partial interest in any Mortgage Loan. All references to the Owner in this Agreement shall be deemed to include its
assignees or designees. It is understood and agreed between the Owners and the Servicer five (5) Persons shall have the right of owner under this Agreement at any one time. Section 11.12 No Partnership.
that no more than
Nothing herein contained shall be deemed or construed to create a co-partnership or joint venture between the parties hereto and the services of the Servicer shall be rendered as an independent contractor and not as agent for Owner. Section 11.13 Execution, Successors and Assigns.
This Agreement may be executed in one or more counterparts and by the different parties hereto on separate counterparts, each of which, when so executed, shall be deemed to be an original; such counterparts, together, shall constitute one and the same agreement. Subject to Section 8.05, this Agreement shall inure to the benefit of and be binding upon the Servicer and the Owner and their respective successors and assigns. Section 11.14 Entire Agreement.
acknowledge that no representations, agreements or promises were made to it by the other party or any of its employees other than those representations, agreements or promises specifically contained herein. This Agreement sets forth the entire understanding between the parties hereto and shall be binding upon all successors of both parties.
Each of the Servicer and the Owner
IN WITNESS WHEREOF, the Servicer and the Owner have caused by their respective officers thereunto duly authorized as of the date and year first above written. EMC MORTGAGE CORPORATION
their names to be signed
hereto
By: __________________________________________________________________ Name: Ralene Ruyle Title: President
ALLIANCE MORTGAGE COMPANY By: __________________________________________________________________ Name: Carolyn S. Cragg Title: Senior Vice President
EXHIBIT A FORM OF ACKNOWLEDGEMENT AGREEMENT On this ____ day of __________ 200__, EMC Mortgage Corporation (the Owner) hereby delivers the mortgage loans identified on Schedule A attached hereto (the Mortgage Loans) to Alliance Mortgage Corporation (the Servicer) and the Servicer hereby agrees to service the mortgage loans identified on Schedule A attached hereto (the Mortgage Loans) pursuant to the Subservicing Agreement dated as of August 1, 2002 by and between the Owner and the Servicer.
ALLIANCE MORTGAGE CORPORATION.
By:_________________________________________________ Name:_______________________________________________ Title:______________________________________________ A-1
EXHIBIT B CUSTODIAL ACCOUNT LETTER AGREEMENT (date) To:______________________ _________________________ _________________________ (the Depository) As Servicer under the Subservicing Agreement, dated as of August 1, 2002, (the Agreement), we hereby authorize and request you to establish an account, as a Custodial Account pursuant to Section 4.04 of the Agreement, to be designated as Alliance Mortgage Company Custodial Account, in trust for EMC Mortgage Corporation, Owner of Whole Loan
Mortgages, and various Mortgagors. All deposits in the account shall be subject to withdrawal therefrom by order signed by the Servicer. You may refuse any deposit which would result in violation of the requirement that the account be fully insured as described below. This letter is submitted to you in duplicate. Please execute and return one original to us. By:____________________ Name:__________________ Title:_________________ The undersigned, as Depository, hereby certifies that the above described account has been established under Account Number __________, at the office of the depository indicated above, and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured up to applicable limits by the Federal Deposit Insurance Corporation through the Bank Insurance Fund or the Savings Association Insurance Fund or will be invested in Permitted Investments as defined in the Agreement. [ ] (name of Depository) By:____________________ Name:__________________ Title:_________________ B-1
EXHIBIT C ESCROW ACCOUNT LETTER AGREEMENT (date) To:___________________________ ______________________________ ______________________________ (the Depository) As Servicer under the Subservicing Agreement, dated as of August 1, 2002 (the Agreement), we hereby authorize and request you to establish an account, as an Escrow Account pursuant to Section 4.06 of the Agreement, to be designated as Alliance Mortgage Company Escrow Account, in trust for EMC Mortgage Corporation, Owner of Whole Loan Mortgages, and various Mortgagors. All deposits in the account shall be subject to withdrawal therefrom by order signed by the Servicer. You may refuse any deposit which would result in violation of the requirement that the account be fully insured as described below. This letter is submitted to you in duplicate. Please execute and return one original to us. By:____________________ Name:__________________ Title:_________________ The undersigned, as Depository, hereby certifies that the above described account has been established under Account Number __________, at the office of the depository indicated above, and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured up to applicable limits by the Federal Deposit Insurance Corporation through the Bank Insurance Fund or the Savings Association Insurance Fund or will be invested in Permitted Investments as defined in the Agreement. [ ] (name of Depository) By:____________________ Name:__________________ Title:_________________ C-1
EXHIBIT D REQUEST FOR RELEASE OF DOCUMENTS To: Wells Fargo Bank Minnesota, National Association 1015 10th Avenue S.E. Mpls., MN 55414 Attn: ________________ Re: Bank Custodial Agreement dated as of ________, among _____________________. Minnesota, National Association, as Custodian and Wells
Fargo
In connection with the administration of the Mortgage Loans held by you as Custodian for the Owner pursuant to the above-captioned Custody Agreement, we request the release, and hereby acknowledge receipt, of the Custodians Mortgage File for the Mortgage Loan described below, for the reason indicated.
Mortgage Loan Number: Mortgagor Name, Address & Zip Code:
Reason for Requesting Documents (check one): _______ _______ _______ _______ _______ 1. 2. 3. 4. 5. Mortgage Paid in Full Foreclosure Substitution Other Liquidation (Repurchases, etc.) Nonliquidation [Reason:_______________________________] __________________________________________ __________________________________________ __________________________________________ By:_______________________________________ (authorized signer) Issuer:_____________________________________ Address:____________________________________ Date:_______________________________________ Custodian D-1
Address to which Custodian should Deliver the Custodians Mortgage File:
Wells Fargo Bank Minnesota, National Association Please acknowledge the execution of the above request by your signature and date below: ____________________________________ Signature Documents returned to Custodian: ____________________________________ Custodian _________________ Date D-2 _________________ Date
EXHIBIT E LOAN LEVEL FORMAT FOR TAPE INPUT, SERVICER PERIOD REPORTING The format for the tape should be: 1. 2. 3. 4. 5. Record length of 240 Blocking factor of 07 records per block ASCII Unlabeled tape 6250 or 1600 BPI (please indicate) Position 001-002 003-004 005-014 015-034 035-045 046-051 052-057 058-068 069-076 077-087 088-095 096-106 107-117 118-125 126-136 137-147 148-155 156-166 167-177 178-183 184-189 190-192 193-203 204-205 206-216 217-227 228-238 239-240 Length 2 2 10 20 11 6 6 11 8 11 8 11 11 8 11 11 8 11 11 6 6 3 11 2 11 11 11 2 COBOL picture 01 X(10) X(20) S9(9)V9(02) 9(2)V9(04) 9(2)V9(04) S9(9)V9(02) CCYYMMDD S9(9)V9(02) CCYYMMDD S9(9)V9(02) S9(9)V9(02) CCYYMMDD S9(9)V9(02) S9(9)V9(02) CCYYMMDD S9(9)V9(02) S9(9)V9(02) 9(2)V9(04) 9(2)V9(04) 9(3) S9(9)V9(02) X(02) S9(9)V9(02) S9(9)V9(02) S9(9)V9(02) X(02)
Field Name Master Servicer No. Unit Code Loan Number Borrower Name Old Payment Amount Old Loan Rate Servicer Fee Rate Servicer Ending Balance Servicer Next Due Date Curtail Amt 1 - Before Curtail Date 1 Curtail Amt 1 - After Curtail Amt 2 - Before Curtail Date 2 Curtail Amt 2 - After Curtail Amt 3 - Before Curtail Date 3 Curtail Amt 3 - After New Payment Amount New Loan Rate Index Rate Remaining Term Liquidation Amount Action Code Scheduled Principal Scheduled Interest Scheduled Ending Balance FILLER Trailer Record: Number of Records
001-006
9(06)
FILLER
007-240
234
X(234) E-1
Field Names and Descriptions: Field Name Master Servicer No. Unit Code Loan Number Borrower Name Old Payment Amount Old Loan Rate Servicer Fee Rate Servicer Ending Balance Servicer Next Due Date Curtailment Amount 1 - Before Curtailment Date 1 Curtailment Amount 1 - After Curtailment Amount 2 - Before Curtailment Date 2 Curtailment Amount 2 - After Curtailment Amount 3 - Before Curtailment Date 3 Curtailment Amount 3 - After New Payment Amount New Loan Rate Description Hard code as 01 used internally Hard code as used internally
Investors loan number Last name of borrower P&I amount used for the applied payment Gross interest rate used for the applied payment Servicers fee rate Ending actual balance after a payment has been applied Borrowers next due date for a payment Amount of curtailment applied before the payment Date of curtailment should coincide with the payment date applicable to the curtailment Amount of curtailment applied after the payment Amount of curtailment applied before the payment Date of curtailment should coincide with the payment date applicable to the curtailment Amount of curtailment applied after the payment Amount of curtailment applied before the payment Date of curtailment should coincide with the payment date applicable to the curtailment Amount of curtailment applied after the payment For ARM, Equal, or Buydown loans, when a payment change occurs, this is the scheduled payment For ARM loans, when the gross interest rate change occurs, this is the scheduled rate E-2
Index Rate gross interest rate Remaining Term to determine the new P&I amount Liquidation Amount Action Code
For ARM loans, the index rate used in calculating the new For ARM loans, the number of months left on the loan used The payoff amount of the loan For delinquent loans: 12 -- Relief Provisions 15 -- Bankruptcy/Litigation 20 -- Referred for Deed-in-lieu, short sale 30 -- Referred to attorney to begin foreclosure 60 -- Loan Paid in full 70 -- Real Estate Owned Amount of principal from borrower payment due to Amount of interest from borrower payment due to bondholder Ending scheduled balance of loan Should be filled with spaces E-3
Scheduled Principal bondholder Scheduled Interest Scheduled Ending Balance FILLER
EXHIBIT F REPORTING DATA FOR DEFAULTED LOANS Data must be submitted to Wells Fargo Bank in an Excel spreadsheet format with fixed data type. The Excel spreadsheet should be used as a template consistently every month when submitting data. Table: Delinquency Name Servicer Loan # Investor Loan # Borrower Name Type Number (Double) Number (Double) Text Size 8 8 20 field names and
Address State Due Date Action Code FC Received File Referred to Atty NOD Complaint Filed Sale Published Target Sale Date Actual Sale Date Loss Mit Approval Date Loss Mit Type Loss Mit Estimated Completion Date Loss Mit Actual Completion Date Loss Mit Broken Plan Date BK Chapter BK Filed Date Post Petition Due Motion for Relief Lift of Stay RFD Occupant Code Eviction Start Date Eviction Completed Date List Price List Date Accepted Offer Price Accepted Offer Date Estimated REO Closing Date Actual REO Sale Date || Items in bold are for your file to be accepted. MANDATORY FIELDS. We must receive
Text Text Date/Time Text Date/Time Date/Time Date/Time Date/Time Date/Time Date/Time Date/Time Date/Time Text Date/Time Date/Time Date/Time Text Date/Time Date/Time Date/Time Date/Time Text Text Date/Time Date/Time Currency Date/Time Currency Date/Time Date/Time Date/Time information in those fields every
30 2 8 2 8 8 8 8 8 8 8 8 5 8 8 8 6 8 8 8 8 10 10 8 8 8 8 8 8 8 8 month in order
The Action Code Field should show the applicable The Action Codes are the following:
numeric code to indicate that a special
action is being taken.
12-Relief Provisions 15-Bankruptcy/Litigation 20-Referred for Deed-in-Lieu 30-Referred fore Foreclosure 60-Payoff 65-Repurchase 70-REO-Held for Sale 71-Third Party Sale/Condemnation 72-REO-Pending Conveyance-Pool Insurance claim filed Wells Fargo Bank will accept alternative Action Codes to those above, provided that the Codes are consistent with industry standards. If Action Codes other than those above are used, the Servicer must supply Wells Fargo Bank with a description of each of the Action Codes prior to sending the file. Description of Action Codes: Action Code 12 - To report a Mortgage Loan for which the Borrower has been granted relief for curing a delinquency. The Action Date is the date the relief is expected to end. For military indulgence, it will be three months after the Borrowers discharge from military service. Action Code 15 - To report the Borrowers filing for bankruptcy or instituting some other type of litigation that will prevent or delay liquidation of the Mortgage Loan. The Action Date will be either the date that any repayment plan (or forbearance) instituted by the bankruptcy court will expire or an additional date by which the litigation should be resolved. Action Code 20 - To report that the Borrower has agreed to a deed-in-lieu The Action Date is the date the Servicer decided to pursue a deed-in-lieu or the assignment. Action Code 30 - To report that the decision has been made to foreclose the date the Servicer referred the case to the foreclosure attorney. Action Code 60 - To report that a Mortgage Loan has been paid in full Action Date is the date the pay-off funds were remitted to the Master Servicer. Action Code 65 - To report that the Servicer is repurchase proceeds were remitted to the Master Servicer. repurchasing or an assignment of the property.
the Mortgage
Loan.
The Action Date is
either at, or prior to,
maturity.
The
the Mortgage Loan.
The Action Date is the date the
Action Code 70 - To report that a Mortgage Loan has been foreclosed or a deed-in-lieu of foreclosure has been accepted, and the Servicer, on behalf of the owner of the Mortgage Loan, has acquired the property and may dispose of it. The Action Date is the date of the foreclosure sale or, for deeds-in-lieu, the date the deed is recorded on behalf of the owner of the Mortgage Loan. Action Code 71 - To report that a Mortgage Loan has been foreclosed and a third party acquired the property, or a total condemnation of the property has occurred. The Action Date is the date of the foreclosure sale or the date the condemnation award was received.
Action Code 72 - To report that a Mortgage Loan has been foreclosed, or a deed-in-lieu has been accepted, and the property may be conveyed to the mortgage insurer and the pool insurance claim has been filed. The Action Date is the date of the foreclosure sale, or, for deeds-in-lieu, the date of the deed for conventional mortgages. The Loss Mit Type field should show the approved Loss Mitigation arrangement. ASUMBAPCODILFFAMODPRESSMISCApproved Assumption Borrower Assistance Program Charge Off Deed-in-Lieu Formal Forbearance Agreement Loan Modification Pre-Sale Short Sale Anything else approved by the PMI or Pool Insurer The following are acceptable:
Wells Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply Wells Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file. The Occupant Code field should show the current status of the property. Mortgagor Tenant Unknown Vacant The acceptable codes are:
AMENDMENT NUMBER ONE to the SUBSERVICING AGREEMENT Dated as of January 1, 2006 between EMC MORTGAGE CORPORATION, as Owner and EVERHOME MORTGAGE COMPANY (F/K/A ALLIANCE MORTGAGE COMPANY), as Servicer This AMENDMENT NUMBER ONE (this Amendment) is made and entered into this 1st day of January, 2006, by and between EMC Mortgage Corporation, a Delaware corporation, as owner (the Owner) and Everhome Mortgage Company (f/k/a Alliance Mortgage Company), as servicer (the Servicer) in connection with the Subservicing Agreement, dated as of August 1, 2002, between the above mentioned parties (the Agreement). This Amendment is made pursuant to Section 11.02 of the Agreement. RECITALS WHEREAS, the parties hereto have entered into the Agreement; WHEREAS, the Agreement provides that the parties thereto may enter into an amendment to the Agreement; WHEREAS, the parties hereto desire to amend the Agreement as set forth in this Amendment; and NOW, THEREFORE, in consideration of the premises and for other good and valuable receipt and sufficiency of which is hereby acknowledged, the parties hereto agree as follows: 1. Capitalized to such terms in the Agreement. terms used herein and not defined herein shall consideration, the
have the
meanings
assigned
2. Article I of the Agreement is hereby amended following definitions to Section 1.01: Commission or SEC:
Depositor: The depositor, as such term is defined in Regulation AB, with respect to any Pass-Through Transfer. Exchange Act: The Securities Exchange Act of 1934, as amended. in connection
Prepayment Charge: Any prepayment premium, penalty or charge payable by a Mortgagor with any Principal Prepayment on a Mortgage Loan pursuant to the terms of the related Mortgage Note.
Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time. Securities Act: The Securities Act of 1933, as amended.
Servicing Criteria: As of any date of determination, the servicing criteria set forth in Item 1122(d) of Regulation AB, or any amendments thereto, a summary of the requirements of which as of the date hereof is attached hereto as Exhibit I for convenience of reference only. In the event of a conflict or inconsistency between the terms of Exhibit I and the text of Item 1122(d) of Regulation AB, the text of Item 1122(d) of Regulation AB shall control (or those Servicing Criteria otherwise mutually agreed to by the Owner, the Servicer and any Person that will be responsible for signing any Sarbanes Certification with respect to a Pass-Through Transfer in response to evolving interpretations of Regulation AB and incorporated into a revised Exhibit I). Subcontractor: Any vendor, subcontractor or other Person that is not responsible for the overall servicing (as servicing is commonly understood by participants in the mortgage-backed securities market) of Mortgage Loans but performs one or more discrete functions identified in Item 1122(d) of Regulation AB with respect to Mortgage Loans under the direction or authority of the Servicer or a Subservicer. Subservicer: Any Person that services Mortgage Loans on behalf of the Servicer or any Subservicer and is responsible for the performance (whether directly or through Subservicers or Subcontractors) of a substantial portion of the material servicing functions required to be performed by the Servicer under this Agreement or any Reconstitution Agreement related thereto that are identified in Item 1122(d) of Regulation AB. 3. Article I of the Agreement is hereby amended effective the definition of Pass-Through Transfer in Section 1.01 and replacing it with the following: as of the date hereof by deleting
Pass-Through Transfer: Any transaction involving either (1) a sale or other transfer of some or all of the Mortgage Loans directly or indirectly to an issuing entity in connection with an issuance of publicly offered or privately placed, rated or unrated mortgage-backed securities or (2) an issuance of publicly offered or privately placed, rated or unrated securities, the payments on which are determined primarily by reference to one or more portfolios of residential mortgage loans consisting, in whole or in part, of some or all of the Mortgage Loans.
4. Article I of the Agreement is hereby amended effective as of the date hereof by deleting the definition of Principal Prepayment in Section 1.01 and replacing it with the following: Principal Prepayment: Any payment or other recovery of principal on a Mortgage Loan full or partial, which is received in advance of its scheduled Due Date, including any Prepayment Charge and which is not accompanied by an amount of interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment. following (h): 5. Article III of the Agreement is hereby amended after clause effective as of the date hereof by adding the
(i) Servicer has delivered to the Owner financial statements of its parent, for its last two complete fiscal years. All such financial information fairly presents the pertinent results of operations and financial position for the period identified and has been prepared in accordance with GAAP consistently applied throughout the periods involved, except as set forth in the notes thereto. There has been no change in the servicing policies and procedures, business, operations, financial condition, properties or assets of the Servicer since the date of the Servicers financial information that would reasonably be expected to have a material adverse effect on its ability to perform its obligations under this Agreement; (j) As of the date of each Pass-Through Transfer, and except as has been otherwise disclosed to the Owner, the Master Servicer and any Depositor: (1) the Servicer is not aware and has not received notice that any default or servicing related performance trigger has occurred as to any other securitization due to any act or failure to act of the Servicer; (2) no material noncompliance with applicable servicing criteria as to any other securitization has been disclosed or reported by the Servicer; (3) the Servicer has not been terminated as servicer in a residential mortgage loan securitization, either due to a servicing default or to application of a servicing performance test or trigger; (4) no material changes to the Servicers servicing policies and procedures for similar loans has occurred in the preceding three years; (5) there are no aspects of the Servicers financial condition that could have a material adverse impact on the performance by the Servicer of its obligations hereunder; (6) there are no legal proceedings pending, or known to be contemplated by governmental authorities, against the Servicer that could be material to investors in the securities issued in such Pass-Through Transfer; and (7) there are no affiliations, relationships or transactions relating to the Servicer of a type that are described under Item 1119 of Regulation AB. (k) If so requested by the Owner or any Depositor on any date, the Servicer shall, within five Business Days following such request, confirm in writing the accuracy of the representations and warranties set forth in clause (j) of this Article or, if any such representation and warranty is not accurate as of the date of such request, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party.
(l) Notwithstanding anything to the contrary in the Agreement, the Servicer shall (or shall cause each Subservicer to) (i) immediately notify the Owner, the Master Servicer and any Depositor in writing of (A) any material litigation or governmental proceedings pending against the Servicer or any Subservicer of a type contemplated by Item 1117 of Regulation AB, (B) any affiliations or relationships that develop following the closing date of a Pass-Through Transfer between the Servicer or any Subservicer and any of the parties specified in clause (7) of paragraph (j) of this Article (and any other parties identified in writing by the requesting party) with respect to such Pass-Through Transfer of a type contemplated by Item 1119 of Regulation AB, (C) any Event of Default under the terms of this Agreement or any Reconstitution Agreement, (D) any merger, consolidation or sale of substantially all of the assets of the Servicer, except as provided in clause (m) below, and (E) the Servicers entry into an agreement with a Subservicer to perform or assist in the performance of any of the Servicers material obligations under this Agreement or any Reconstitution Agreement related thereto and (ii) provide to the Owner and any Depositor a description of such proceedings, affiliations or relationships. All notification pursuant to this clause (l), other than those pursuant to (l)(i)(A), should be sent to: EMC Mortgage Corporation 2780 Lake Vista Drive Lewisville, TX 75067-3884 Attention: Conduit Seller Approval Dept. Facsimile: (214) 626-3751 Email: sellerapproval@bear.com With a copy to: Bear, Stearns & Co. Inc. 383 Madison Avenue, 3rd Floor New, York, NY 10179 Attention: Global Credit Administration Facsimile: (212) 272-6564 Notifications pursuant to (l)(i)(A) should be sent to: EMC Mortgage Corporation Two Mac Arthur Ridge 909 Hidden Ridge Drive, Suite 200 Irving, TX 75038 Attention: Associate General Counsel for Loan Administration Facsimile: (972) 831-2555
With copies to: Bear, Stearns & Co. Inc. 383 Madison Avenue, 3rd Floor New, York, NY 10179 Attention: Global Credit Administration Facsimile: (212) 272-6564 EMC Mortgage Corporation 2780 Lake Vista Drive Lewisville, TX 75067-3884 Attention: Conduit Seller Approval Dept. Facsimile: (214) 626-3751 Email: sellerapproval@bear.com (m) As a condition to the succession to the Servicer or any Subservicer as servicer or subservicer under this Agreement or any Reconstitution Agreement related thereto by any Person (i) into which the Servicer or such Subservicer may be merged or consolidated, or (ii) which may be appointed as a successor to the Servicer or any Subservicer, the Servicer shall provide to the Owner, the Master Servicer and any Depositor, at least 15 calendar days prior to the effective date of such succession or appointment, (x) written notice to the Owner, the Master Servicer and any Depositor of such succession or appointment and (y) in writing and in form and substance reasonably satisfactory to the Owner, the Master Servicer and such Depositor, all information reasonably requested by the Owner, the Master Servicer or any Depositor in order to comply with its reporting obligation under Item 6.02 of Form 8-K with respect to any class of asset-backed securities. 6. Article IV of the following after the first sentence of Section 4.01: Agreement is hereby amended effective as of the date hereof by adding the
In addition, the Servicer shall furnish information regarding the borrower credit files related to such Mortgage Loan to credit reporting agencies in compliance with the provisions of the Fair Credit Reporting Act and the applicable implementing regulations. 7. Article IV of the following as the last paragraph of Section 4.02: Agreement is hereby amended effective as of the date hereof by adding the
The Servicer shall not waive any Prepayment Charge unless: (i) the enforceability thereof shall have been limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors rights generally, (ii) the enforcement thereof is illegal, or any local, state or federal agency has threatened legal action if the Prepayment Charge is enforced, (iii) the mortgage debt has been accelerated in connection with a foreclosure or other involuntary payment or (iv) such
waiver is standard and customary in servicing similar Mortgage Loans and relates to a default or a reasonably foreseeable default and would, in the reasonable judgment of the Servicer, maximize recovery of total proceeds taking into account the value of such Prepayment Charge and the related Mortgage Loan. If a Prepayment Charge is waived, but does not meet the standards described above, then the Servicer is required to pay the amount of such waived Prepayment Charge by remitting such amount to the Owner by the Remittance Date.
8. Article IV of the Agreement is hereby amended first paragraph of Section 4.03 by adding the following after the first sentence:
effective
as of the date hereof by revising the
In determining the delinquency status of any Mortgage Loan, the Servicer will use delinquency recognition policies as described to and approved by the Owner, and shall revise these policies as requested by the Owner from time to time. 9. Article V of the Agreement Section 5.02 in its entirety and replacing it with the following: Section 5.02 is hereby amended effective as of the date hereof by deleting
Statements to the Owner.
The Servicer shall furnish to Owner an individual Mortgage Loan accounting report (a Report), as of the last Business Day of each month, in the Servicer's assigned loan number order to document Mortgage Loan payment activity on an individual Mortgage Loan basis. With respect to each month, such Report shall be received by the Owner no later than the fifth Business Day of the month of the related Remittance Date on a disk or tape or other computer-readable format in such format as may be mutually agreed upon by both the Owner and the Servicer, and in hard copy, which Report shall contain the following: (i) with respect to each Mortgage Loan and each Monthly Payment, the amount of such remittance allocable to principal (including a separate breakdown of any Principal Prepayment, including the date of such prepayment, and any prepayment penalties or premiums, along with a detailed report of interest on principal prepayment amounts remitted in accordance with Section 4.04); (ii) with respect to each Mortgage Loan and each Monthly Payment, the amount of such remittance allocable to interest; (iii) with respect to each Mortgage Loan, the amount of servicing Servicer during the prior distribution period; compensation received by the
Balance of
(vi) with respect to each Mortgage Loan, the aggregate amount of any Insurance Condemnation Proceeds, Liquidation Proceeds and REO Disposition Proceeds received during the prior distribution period;
Proceeds,
(vii) with respect to each Mortgage Loan, the amount of any by the Servicer in accordance with Section 4.04(ix) during the prior distribution period; (viii)
Prepayment
Interest
Shortfalls
paid
the beginning and ending balances of the Custodial Account and Escrow Account; Mortgage Loans as of the first day of the distribution period and the last day
(xii) with respect to each Mortgage Loan, and in the aggregate for all Mortgage Loans, any Monthly Advances made by the Servicer during the prior distribution period;
the amount of
(xiii) with respect to each Mortgage Loan, a description of any Servicing Advances made by the Servicer with respect to such Mortgage Loan including the amount, terms and general purpose of such Servicing Advances, and the aggregate amount of Servicing Advances for all Mortgage Loans during the prior distribution period; (xiv) with respect to each Mortgage Loan, a description of any Nonrecoverable Advances made by the Servicer with respect to such Mortgage Loan including the amount, terms and general purpose of such Nonrecoverable Advances, and the aggregate amount of Nonrecoverable Advances for all Mortgage Loans during the prior distribution period; (xv) with respect to each Mortgage Loan, a description of any Monthly Advances, Servicing Advances and Nonrecoverable Advances reimbursed to the Servicer with respect to such Mortgage Loan during the prior distribution period
pursuant to Section 4.05, and the source of funds for such reimbursement, and the aggregate amount of any Monthly Advances, Servicing Advances and Nonrecoverable Advances reimbursed to the Servicer for all Mortgage Loans during the prior distribution period pursuant to Section 4.05; (xvi) with respect to any Mortgage Loan, a description of any material modifications, extensions or waivers to the terms, fees, penalties or payments of such Mortgage Loan during the prior distribution period or that have cumulatively become material over time; (xvii) a description of any material breach of a representation or warranty set forth in Article III herein or of any other breach of a covenant or condition contained herein and the status of any resolution of such breach;
(xviii) with respect to each Mortgage Loan, the Stated Principal Balance of any substitute Mortgage Loan provided by the related originator and the Stated Principal Balance of any Mortgage Loan that has been replaced by a substitute Mortgage Loan; and (xix) with respect to each Mortgage Loan, the Stated been repurchased by the related originator. Principal Balance of any Mortgage Loan that has
In addition, the Servicer shall provide to the Owner such other information known or available to the Servicer, without unreasonable effort or expense unless participants in the asset-backed securities market reasonably consider such item standard, that is necessary in order to provide the distribution and pool performance information as required under Item 1121 of Regulation AB, as amended from time to time, as determined by the Owner in its sole commercially reasonable discretion. The Servicer shall also provide with each such Report a monthly report, in the form of Exhibit E hereto, or such other form as is mutually acceptable to the company, the Purchaser and the Master Servicer, Exhibit F with respect to defaulted loans and Exhibit L, with respect to realized losses and gains, in electronic tape form. The Servicer shall prepare and file any and all information statements or other filings required to be delivered to any governmental taxing authority or to Owner pursuant to any applicable law with respect to the Mortgage Loans and the transactions contemplated hereby. In addition, the Servicer shall provide Owner with such information concerning the Mortgage Loans to the extent known or reasonably available to the Servicer and as is necessary for Owner to prepare its federal income tax return as Owner may reasonably request from time to time. In addition, not more than sixty (60) days after the end of each calendar year, the Servicer shall furnish to each Person who was an Owner at any time during such calendar year an annual statement in accordance with the requirements of applicable federal income tax law as to the aggregate of remittances of principal and interest for the applicable portion of such year. 10. Article VI of the Agreement Section 6.04 in its entirety and replacing it with the following: Section 6.04 is hereby amended effective as of the date hereof by deleting
(a) The Servicer will deliver to the Owner and the Master Servicer, not later than March 1st of each calendar year beginning in 2007, an Officers Certificate (an Annual Statement of Compliance) stating, as to each signatory thereof, that (i) a review of the activities of the Servicer during the preceding calendar year and of performance under this Agreement or other applicable servicing agreement has been made under such officers supervision and (ii) to the best of such officers knowledge, based on such review, the Servicer has fulfilled all of its obligations under this Agreement or other applicable servicing agreement in all material respects throughout such year, or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status of cure provisions thereof. Such Annual Statement of Compliance shall contain no restrictions or limitations on its use to the extent used in connection with a PassThrough Transfer for compliance with Regulation AB or as otherwise required by law. Copies of such statement shall be provided by the Servicer to the Owner upon request and by the Owner to any Person identified as a prospective purchaser of the Mortgage Loans. In the event that the Servicer has delegated any servicing responsibilities with respect to the Mortgage Loans to a Subservicer, the Servicer shall deliver an officers certificate (an Annual Certification) of the Subservicer as described above as to each Subservicer with respect to the applicable Mortgage Loans and such servicing responsibilities as and when required with respect to the Servicer.
(b) With respect to any Mortgage Loans that are the subject of a Pass-Through Transfer, by March 1st of each calendar year beginning in 2007, an officer of the Servicer shall execute and deliver an Annual Certification to the Owner, the Master Servicer and any related Depositor for the benefit of each such entity and such entitys affiliates and the officers, directors and agents of any such entity and such entitys affiliates, in the form attached hereto as Exhibit G. In the event that the Servicer has delegated any servicing responsibilities with respect to the Mortgage Loans to a Subservicer, the Servicer shall deliver an Annual
Certification of the Subservicer as described above as to each Subservicer Mortgage Loans and such servicing responsibilities as and when required with respect to the Servicer.
with respect to the applicable
(c) If the Servicer cannot deliver the related Annual Statement of Compliance or Annual Certification by March 1st of such year, the Owner, at its sole option, may permit a cure period for the Servicer to deliver such Annual Statement of Compliance or Annual Certification, but in no event later than March 10th of such year. Failure of the Servicer to timely comply with this Section 6.04 shall be deemed an Event of Default, automatically, without notice and without any cure period, unless otherwise agreed to by the Owner as set forth in Section 6.04(c), and Owner may, in addition to whatever rights the Owner may have under Section 8.01 and at law or equity or to damages, including injunctive relief and specific performance, terminate all the rights and obligations of the Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Servicer for the same, as provided in Section 9.01 (except the Servicer shall be entitled to any reimbursements set forth in the Agreement). Such termination shall be considered with cause pursuant to Section 10.01 of this Agreement. This paragraph shall supercede any other provision in this Agreement or any other agreement to the contrary. 11. Article VI of the Agreement Section 6.05 in its entirety and replacing it with the following: Section 6.05 [Reserved]. Agreement is hereby amended effective as of the date hereof by adding the is hereby amended effective as of the date hereof by deleting
12. Article VI of the following new Section 6.09: Section 6.09
On and after January 1, 2006, the Servicer shall service and administer, and shall cause each subservicer to servicer or administer, the Mortgage Loans in accordance with all applicable requirements of the Servicing Criteria.
With respect to any Mortgage Loans that are the subject of a Pass-Through Transfer, the Servicer shall deliver to the Owner or its designee, the Master Servicer and any Depositor on or before March 1st of each calendar year beginning in 2007, a report (an Assessment of Compliance) reasonably satisfactory to the Owner, the Master Servicer and any Depositor regarding the Servicers assessment of compliance with the Servicing Criteria during the preceding calendar year as required by Rules 13a18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB, or as otherwise reasonably required by the Master Servicer, which as of the date hereof, require a report by an authorized officer of the Servicer that contains the following: (a) A statement by such officer of its responsibility for assessing Criteria applicable to the Servicer; (b) A statement by such officer that such officer used the with the Servicing Criteria applicable to the Servicer; compliance with the Servicing
Servicing
Criteria to assess
compliance
(c) An assessment by such officer of the Servicers compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the Servicer, that are backed by the same asset type as the Mortgage Loans; (d) A statement that a registered public accounting firm has issued an attestation Servicers Assessment of Compliance for the period consisting of the preceding calendar year; and report on the
(e) A statement as to which of the Servicing Criteria, if any, are not applicable to the Servicer, which statement shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the Servicer, that are backed by the same asset type as the Mortgage Loans. Such report at a minimum shall address each of the Servicing Criteria specified on a certification substantially in the form of Exhibit K hereto delivered to the Owner concurrently with the execution of this Agreement. With respect to any Mortgage Loans that are the subject of a Pass-Through Transfer, on or before March 1st of each calendar year beginning in 2007, the Servicer shall furnish to the Owner or its designee, the Master Servicer and any Depositor a report (an Attestation Report) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the Servicer, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, or as otherwise reasonably required by the Master Servicer, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board.
The Servicer shall cause each Subservicer, and each Subcontractor determined by the Servicer pursuant to Section 11.15 to be participating in the servicing function within the meaning of Item 1122 of Regulation AB, to
deliver to the Owner, the Master Servicer and any Depositor an assessment of compliance and accountants attestation as and when provided in Section 6.09. If the Servicer cannot deliver the related Assessment of Compliance or Attestation Report by March 1st of such year, the Owner, at its sole option, may permit a cure period for the Servicer to deliver such Assessment of Compliance or Attestation Report, but in no event later than March 10th of such year. Failure of the Servicer to timely comply with this Section 6.09 shall be deemed an Event of Default, automatically, without notice and without any cure period, unless otherwise agreed to by the Owner as described herein, and Owner may, in addition to whatever rights the Owner may have under Section 8.01 and at law or equity or to damages, including injunctive relief and specific performance, terminate all the rights and obligations of the Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Servicer for the same, as provided in Section 9.01 (except the Servicer shall be entitled to any reimbursements set forth in the Agreement). Such termination shall be considered with cause pursuant to Section 10.01 of this Agreement. This paragraph shall supercede any other provision in this Agreement or any other agreement to the contrary. 13. Article VI of the following new Section 6.08: Section 6.10 Agreement is hereby amended effective as of the date hereof by adding the
The Owner and the Servicer acknowledge and agree that a purpose of clause (j) of Article III, 5.02, 6.04, 6.09 and 10.02 of this Agreement is to facilitate compliance by the Owner and any Depositor with the provisions of Regulation AB and related rules and regulations of the Commission. None of the Owner, the Master Servicer or any Depositor shall exercise its right to request delivery of information or other performance under these provisions other than in good faith, or for purposes other than compliance with the Securities Act, the Exchange Act and the rules and regulations of the Commission thereunder. The Servicer acknowledges that interpretations of the requirements of Regulation AB may change over time, whether due to interpretive guidance provided by the Commission or its staff, consensus among participants in the asset-backed securities markets, advice of counsel, or otherwise, and agrees to comply with reasonable requests made by the Owner or any Depositor in good faith for delivery of information under these provisions on the basis of evolving interpretations of Regulation AB. In connection with any Pass-Through Transfer, the Servicer shall cooperate fully with the Owner to deliver to the Owner (including any of its assignees or designees) and any Depositor, any and all statements, reports, certifications, records and any other information necessary in the good faith determination of the Owner or any Depositor to permit the Owner or such Depositor to reasonably comply with the provisions of Regulation AB, together with such disclosures relating to the Servicer, any Subservicer and the Mortgage Loans, or the servicing of the Mortgage Loans, reasonably believed by the Owner or any Depositor to be necessary in order to effect such compliance.
14. Article IX of the Agreement is hereby amended effective as of the date hereof by deleting the first sentence of the last paragraph of Section 9.01 and replacing it with the following: then, and in each and every such case, so long as an Event of Default shall not have been remedied, the Owner, by notice in writing to the Servicer (or as otherwise stated herein, in which case, automatically and without notice) may, in addition to whatever rights the Owner may have under Section 8.01 and at law or equity or to damages, including injunctive relief and specific performance, terminate all the rights and obligations of the Servicer (and if the Servicer is servicing any of the Mortgage Loans in a Pass-Through Transfer, appoint a successor servicer reasonably acceptable to the Master Servicer for such Pass-Through Transfer) under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Servicer for the same. 15. Article IX of the Agreement is hereby following at the end of the last paragraph of Section 9.01: amended effective as of the date hereof by adding the
The Servicer shall promptly reimburse the Owner (or any designee of the Owner, such as a master servicer) and any Depositor, as applicable, for all reasonable expenses incurred by the Owner (or such designee) or such Depositor, as such are incurred, in connection with the termination of the Servicer as servicer and the transfer of servicing of the Mortgage Loans to a successor servicer. The provisions of this paragraph shall not limit whatever rights the Owner or any Depositor may have under other provisions of this Agreement and/or any applicable Reconstitution Agreement or otherwise, whether in equity or at law, such as an action for damages, specific performance or injunctive relief. 16. Article X of the Section 10.02 in its entirety as follows: Section 10.02. Agreement is hereby amended effective as of the date hereof by restating
Cooperation of Servicer with a Reconstitution. Loans, on or after may
The Servicer and the Owner agree that with respect to some or all of the Mortgage the related Closing Date, on one or more dates (each a "Reconstitution Date") at the Owner 's sole option,
the Owner
effect a sale (each, a "Reconstitution") of some or all of the Mortgage Loans then subject to this Agreement, without recourse, to: (a) Transfer"); or (b) one or more third party purchasers in one or more in whole loan transfers (each, a "Whole Loan one or more trusts or other entities to be formed as part of one or more Pass-Through Transfers.
With respect to each Whole Loan Transfer or Pass-Through Transfer, as the case may be, effected by the Owner, Owner (i) shall reimburse Servicer for all reasonable out-of-pocket third party costs and expenses related thereto and (ii) shall pay Servicer a reasonable amount representing time and effort expended by Servicer related thereto (which amount shall be reasonably agreed upon by Servicer and Owner prior to the expenditure of such time and effort); provided, however, that for each Whole Loan Transfer and/or Pass-Through Transfer, the sum of such amounts described in subsections (i) and (ii) above shall in no event exceed $5,000. For purposes of this paragraph, all Whole Loan Transfers and/or Pass-Through Transfers made to the same entity within the same accounting cycle shall be considered one Whole Loan Transfer or Pass-Through Transfer.
The Servicer agrees to execute in connection with any agreements among the Owner, the Servicer, and any servicer in connection with a Whole Loan Transfer, an assignment, assumption and recognition agreement, or, at Owners request, a seller's warranties and servicing agreement or a participation and servicing agreement or similar agreement in form and substance reasonably acceptable to the parties, and in connection with a Pass-Through Transfer, a pooling and servicing agreement in form and substance reasonably acceptable to the parties, (collectively the agreements referred to herein are designated, the Reconstitution Agreements). It is understood that any such Reconstitution Agreements will not contain any greater obligations on the part of Servicer than are contained in this Agreement. Notwithstanding anything to the contrary in this Section 10.02, the Servicer agrees that it is required to perform the obligations described in Exhibit H hereto. With respect to each Whole Loan Transfer and each Pass-Through Transfer entered into by the Owner, the Servicer agrees (1) to reasonably cooperate with the Owner and any prospective purchaser with respect to all reasonable requests and due diligence procedures; (2) to execute, deliver and perform all Reconstitution Agreements required by the Owner, provided the Servicer had the ability to negotiate such Reconstitution Agreements in good faith; (3) to restate the representations and warranties set forth in this Agreement as of the settlement or closing date in connection with such Reconstitution (each, a "Reconstitution Date"). In addition, participants in such Reconstitution: the Servicer shall provide to such servicer or issuer, as the case may be, and any other
(i) any and all information and appropriate verification of information which may be reasonably available to the Servicer, whether through letters of its auditors and counsel or otherwise, as the Owner or any such other participant shall request upon reasonable demand; (ii) such additional representations, warranties, covenants, opinions of counsel, letters from auditors, and certificates of public officials or officers of the Servicer as are reasonably agreed upon by the Servicer and the Owner or any such other participant; (iii) within 5 Business Days after request by the Owner, the information with respect to the Servicer (as servicer) as required by Item 1108(b) and (c) of Regulation AB, a summary of the requirements of which as of the date hereof is attached hereto as Exhibit J for convenience of reference only, as determined by Owner in its sole commercially reasonable discretion. In the event that the Servicer has delegated any servicing responsibilities with respect to the Mortgage Loans to a Subservicer, the Servicer shall provide the information required pursuant to this clause with respect to the Subservicer;
(iv)
within 5 Business Days after request by the Owner,
(a) information regarding any legal proceedings pending (or known to be contemplated) against the Servicer (as servicer) and each Subservicer as required by Item 1117 of Regulation AB, a summary of the requirements of which as of the date hereof is attached hereto as Exhibit J for convenience of reference only, as determined by Owner in its sole commercially reasonable discretion, (b) information regarding affiliations with respect to the Servicer (as servicer) and each Subservicer as required by Item 1119(a) of Regulation AB, a summary of the requirements of which as of the date hereof is attached hereto as Exhibit J for convenience of reference only, as determined by Owner in its sole commercially reasonable discretion, and (c) information regarding relationships and transactions with respect to the Servicer (as and each Subservicer as required by Item 1119(b) and (c) of Regulation AB, a summary of the requirements of which as of the date hereof is attached hereto as Exhibit J for convenience of reference only, as determined by Owner in its sole commercially servicer)
reasonable discretion; and (v) for the purpose of satisfying the reporting obligation under the Exchange Act with respect to any class of asset-backed securities, the Servicer shall (or shall cause each Subservicer to) (i) provide prompt notice to the Owner, the Master Servicer and any Depositor in writing of (A) any material litigation or governmental proceedings involving the Servicer or any Subservicer of a type contemplated by Item 1117 of Regulation AB, (B) any affiliations or relationships that develop following the closing date of a Pass-Through Transfer between the Servicer or any Subservicer and any of the parties specified in clause (D) of paragraph (a) of this Section (and any other parties identified in writing by the requesting party) with respect to such Pass-Through Transfer of a type contemplated by Item 1119 of Regulation AB, (C) any Event of Default under the terms of this Agreement or any Reconstitution Agreement, (D) any merger, consolidation or sale of substantially all of the assets of the Servicer, and (E) the Servicers entry into an agreement with a Subservicer to perform or assist in the performance of any of the Servicers material obligations under this Agreement or any Reconstitution Agreement related thereto and (ii) provide to the Owner and any Depositor a description of such proceedings, affiliations or relationships; (vi) as a condition to the succession to the Servicer or any Subservicer as servicer or subservicer under this Agreement or any Reconstitution Agreement related thereto by any Person (i) into which the Servicer or such Subservicer may be merged or consolidated, or (ii) which may be appointed as a successor to the Servicer or any Subservicer, the Servicer shall provide to the Owner, the Master Servicer and any Depositor, at least 15 calendar days prior to the effective date of such succession or appointment, (x) written notice to the Owner and any Depositor of such succession or appointment and (y) in writing and in form and substance reasonably satisfactory to the Owner and such Depositor, all information reasonably requested by the Owner or any Depositor in order to comply with its reporting obligation under Item 6.02 of Form 8-K with respect to any class of assetbacked securities;
(vii) in addition to such information as the Servicer, as servicer, is obligated to provide pursuant to other provisions of this Agreement, not later than ten days prior to the deadline for the filing of any distribution report on Form 10-D in respect of any Pass-Through Transfer that includes any of the Mortgage Loans serviced by the Servicer or any Subservicer, the Servicer or such Subservicer, as applicable, shall, to the extent the Servicer or such Subservicer has knowledge, provide to the party responsible for filing such report (including, if applicable, the Master Servicer) notice of the occurrence of any of the following events along with all information, data, and materials related thereto as may be required to be included in the related distribution report on Form 10-D (as specified in the provisions of Regulation AB referenced below): (A) any material modifications, extensions or waivers of pool asset terms, fees, penalties or payments during the distribution period or that have cumulatively become material over time (Item 1121(a)(11) of Regulation AB); (B) material transaction covenants (Item 1121(a)(12) of Regulation AB); and breaches of pool asset representations or warranties or
(C) information regarding new asset-backed securities issuances backed by the same pool assets, any pool asset changes (such as, additions, substitutions or repurchases), and any material changes in origination, underwriting or other criteria for acquisition or selection of pool assets (Item 1121(a)(14) of Regulation AB); and (viii) the Servicer shall provide to the Owner, the Master Servicer and any Depositor upon reasonable request, evidence of the authorization of the person signing any certification or statement, copies or other evidence of Fidelity Bond Insurance and Errors and Omission Insurance policy, financial information and reports, and such other information related to the Servicer or any Subservicer or the Servicer or such Subservicers performance hereunder. In the event of a conflict or inconsistency between the terms of Exhibit J and the text of the applicable Item of Regulation AB as cited above, the text of Regulation AB, its adopting release and other public statements of the SEC shall control. The Servicer shall indemnify the Owner, each affiliate of the Owner, and each of the following parties participating in a Pass-Through Transfer: each sponsor and issuing entity; each Person (including, but not limited to, the Master Servicer, if applicable) responsible for the preparation, execution or filing of any report required to be filed with the Commission with respect to such Pass-Through Transfer, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d14(d) under the Exchange Act with respect to such Pass-Through Transfer; each broker dealer acting as underwriter, placement agent or initial purchaser, each Person who controls any of such parties or the Depositor (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act); and the respective present and former directors, officers, employees, agents and affiliates of each of the foregoing and of the Depositor (each, an Indemnified Party), and shall hold each of them harmless from and against any claims, losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon:
(i)(A) any untrue statement of a material fact contained or alleged to be contained in any written or electronic information, report, certification, data, accountants letter or other written or electronic material provided under this Section 10.02 by or on behalf of the Servicer, or provided under this Section 10.02 by or on behalf of any Subservicer or Subcontractor (collectively, the Servicer Information), or (B) the omission or alleged omission to state in the Servicer Information a material fact required to be stated in the Servicer Information or necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading; provided, by way of clarification, that clause (B) of this paragraph shall be construed solely by reference to the Servicer Information and not to any other information communicated in connection with a sale or purchase of securities, without regard to whether the Servicer Information or any portion thereof is presented together with or separately from such other information; (ii) any breach by the Servicer of its obligations under this Section 10.02, including particularly any failure by the Servicer, any Subservicer or any Subcontractor to deliver any information, report, certification, accountants letter or other material when and as required under this Section 10.02, including any failure by the Servicer to identify pursuant to Section 11.15 any Subcontractor participating in the servicing function within the meaning of Item 1122 of Regulation AB; (iii) any breach by the Servicer of a representation or warranty set forth furnished pursuant to clause (k) of Article III and made as of a date prior to the closing date of the to the extent that such breach is not cured by such closing date, or any breach by the Servicer of a a writing furnished pursuant to clause (k) of Article III to the extent made as of a date subsequent to (iv) the negligence bad faith or willful under this Section 10.02. in Article III or in a writing related Pass-Through representation Transfer,
or warranty in
such closing date; or with its performance
misconduct of the Servicer in connection
If the indemnification provided for herein is unavailable or insufficient, as the result of a court of law holding such indemnification void on the basis of public policy, to hold harmless an Indemnified Party, then the Servicer agrees that it shall contribute to the amount paid or payable by such Indemnified Party as a result of any claims, losses, damages or liabilities incurred by such Indemnified Party in such proportion as is appropriate to reflect the relative fault of such Indemnified Party on the one hand and the Servicer on the other. In the case of any failure of performance described above, the Servicer shall promptly reimburse the Owner, any Depositor, as applicable, and each Person responsible for the preparation, execution or filing of any report required to be filed with the Commission with respect to such Pass-Through Transfer, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Pass-Through Transfer, for all costs reasonably incurred by each such party in order to obtain the information, report, certification, accountants letter or other material not delivered as required by the Servicer, any Subservicer or any Subcontractor.
This of any party to this Agreement.
indemnification
shall
survive the
termination
of this
Agreement
or the
termination
All Mortgage Loans not sold or transferred pursuant to a Reconstitution shall remain subject to, and serviced in accordance with the terms of, this Agreement, and with respect thereto this Agreement shall remain in full force and effect. 17. Article XI of the following new Section 11.15: Agreement is hereby amended effective as of the date hereof by adding the
Section 11.15. Use of Subservicers and Subcontractors. (a) The Servicer shall not hire or otherwise utilize the services of any Subservicer to fulfill any of the obligations of the Servicer as servicer under this Agreement or any Reconstitution Agreement related thereto unless the Servicer complies with the provisions of paragraph (b) of this Section. The Servicer shall not hire or otherwise utilize the services of any Subcontractor, and shall not permit any Subservicer to hire or otherwise utilize the services of any Subcontractor, to fulfill any of the obligations of the Servicer as servicer under this Agreement or any Reconstitution Agreement related thereto unless the Servicer complies with the provisions of paragraph (d) of this Section. (b) The Servicer shall cause any Subservicer used by the Servicer (or by any Subservicer) for the benefit of the Owner and any Depositor to comply with the provisions of this Section and with clauses (j) and (m) of Article III, 6.04, 6.09 and 10.02 of this Agreement to the same extent as if such Subservicer were the Servicer with respect to the Mortgage Loans subserviced by the Subservicer, and to provide the information required with respect to such Subservicer under clause (l) of Article III of this Agreement; provided, however, that the Servicer is responsible for providing that information if the Subservicer does not deliver any Annual Statement of Compliance, Assessment of Compliance or Attestation Report. The Servicer shall be responsible for obtaining from
each Subservicer and delivering to the Owner, the Master Servicer and any Depositor any Annual Statement of Compliance required to be delivered by such Subservicer under Section 6.04(a), any Assessment of Compliance and Attestation Report required to be delivered by such Subservicer under Section 6.09 and any Annual Certification required under Section 6.04(b) as and when required to be delivered. (c) The Servicer shall promptly upon request provide to the Owner, the Master Servicer and any Depositor (or any designee of the Depositor, such as an administrator) a written description (in form and substance satisfactory to the Owner, the Master Servicer and such Depositor) of the role and function of each Subcontractor utilized by the Servicer or any Subservicer, specifying (i) the identity of each such Subcontractor, (ii) which (if any) of such Subcontractors are participating in the servicing function within the meaning of Item 1122 of Regulation AB, and (iii) which elements of the Servicing Criteria will be addressed in assessments of compliance provided by each Subcontractor identified pursuant to clause (ii) of this paragraph.
(d) As a condition to the utilization of any Subcontractor determined to be participating in the servicing function within the meaning of Item 1122 of Regulation AB, the Servicer shall cause any such Subcontractor used by the Servicer (or by any Subservicer) for the benefit of the Owner and any Depositor to comply with the provisions of Sections 6.09 and 10.02 of this Agreement to the same extent as if such Subcontractor were the Servicer with respect to the Mortgage Loans for which the Subcontractor is participating in the servicing function; provided, however, that the Servicer is responsible for providing the information if the Subcontractor does not deliver any Assessment of Compliance or Attestation Report. The Servicer shall be responsible for obtaining from each Subcontractor and delivering to the Owner and any Depositor any Assessment of Compliance and Attestation Report and the other certificates required to be delivered by such Subservicer and such Subcontractor under Section 6.09, in each case as and when required to be delivered. 18. Article XI of the following new Section 11.16: Agreement is hereby amended effective as of the date hereof by adding the
Section 11.16. Third-Party Beneficiary. For purposes of this Agreement, the Master Servicer shall be considered a third party of this Agreement, entitled to all the rights and benefits hereof as if it were a direct party to this Agreement. 19. The Agreement is hereby and replacing it with the following: EXHIBIT E REPORTING DATA FOR MONTHLY REPORT Standard File Layout - Master Servicing ---------------------------------------------------------------------------------------------------------------------------------Column Name Description Decimal Format Comment Max Size ------------------------------ ----------------------------------------------------- -------SER_INVESTOR_NBR A value assigned by the Servicer to define a 20 group of loans. ------------------------------ ----------------------------------------------------- -------LOAN_NBR A unique identifier assigned to each loan by 10 the investor. ------------------------------ ----------------------------------------------------- -------SERVICER_LOAN_NBR A unique number assigned to a loan by the 10 Servicer. This may be different than the LOAN_NBR. ------------------------------ ----------------------------------------------------- -------BORROWER_NAME The borrower name as received in the file. (Last, 30 It is not separated by first and last name. ------------------------------ ----------------------------------------------------- -------SCHED_PAY_AMT Scheduled monthly principal and scheduled signs 11 interest payment that a borrower is expected to pay, P&I constant. ------------------------------ ----------------------------------------------------- -------NOTE_INT_RATE The loan interest rate as reported by the 6 Servicer. ------------ ----------------------Text up to 10 digits ------------ ----------------------Text up to 10 digits ------------ ----------------------Text up to 10 digits amended as of the date hereof by deleting beneficiary
Exhibit E in its entirety
------------------------------ ----------------------------------------------- ------------ -----------------------
------- -------NET_INT_RATE 6
The loan gross interest rate less the service
Max length of 6
fee rate as reported by the Servicer. ------------------------------ ----------------------------------------------------- -------SERV_FEE_RATE The servicer's fee rate for a loan as 6 reported by the Servicer. ------------------------------ ----------------------------------------------------- -------SERV_FEE_AMT The servicer's fee amount for a loan as signs 11 reported by the Servicer. ------------------------------ ----------------------------------------------------- -------NEW_PAY_AMT The new loan payment amount as reported by signs 11 the Servicer. ------------------------------ ----------------------------------------------------- -------NEW_LOAN_RATE The new loan rate as reported by the Servicer. 6 ------------------------------ ----------------------------------------------------- -------ARM_INDEX_RATE The index the Servicer is using to calculate 6 a forecasted rate. ------------------------------ ----------------------------------------------------- -------ACTL_BEG_PRIN_BAL The borrower's actual principal balance at signs 11 the beginning of the processing cycle. ------------------------------ ----------------------------------------------------- -------ACTL_END_PRIN_BAL The borrower's actual principal balance at signs 11 the end of the processing cycle. ------------------------------ ----------------------------------------------------- -------BORR_NEXT_PAY_DUE_DATE The date at the end of processing cycle that 10 the borrower's next payment is due to the Servicer, as reported by Servicer. ------------------------------ ----------------------------------------------------- -------SERV_CURT_AMT_1 The first curtailment amount to be applied. signs 11
------------ ----------------------4 Max length of 6
($) ------------ ----------------------4 Max length of 6
------------ ----------------------4 Max length of 6
($) ------------ ----------------------MM/DD/YYYY
($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SERV_CURT_DATE_1 The curtailment date associated with the MM/DD/YYYY 10 first curtailment amount. ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------CURT_ADJ_ AMT_1 The curtailment interest on the first 2 No commas(,) or dollar signs 11 curtailment amount, if applicable. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SERV_CURT_AMT_2 The second curtailment amount to be applied. 2 No commas(,) or dollar signs 11 ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SERV_CURT_DATE_2 The curtailment date associated with the MM/DD/YYYY 10 second curtailment amount. ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------CURT_ADJ_ AMT_2 The curtailment interest on the second 2 No commas(,) or dollar signs 11 curtailment amount, if applicable. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SERV_CURT_AMT_3 The third curtailment amount to be applied. 2 No commas(,) or dollar signs 11 ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SERV_CURT_DATE_3 The curtailment date associated with the MM/DD/YYYY 10 third curtailment amount. ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------CURT_ADJ_AMT_3 The curtailment interest on the third 2 No commas(,) or dollar signs 11 curtailment amount, if applicable. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------PIF_AMT The loan "paid in full" amount as reported by 2 No commas(,) or dollar signs 11 the Servicer. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------PIF_DATE The paid in full date as reported by the MM/DD/YYYY 10 Servicer. ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------Action Code Key: 2
15=Bankruptcy, 30=Foreclosure, , 60=PIF, 63=Substitution, 65=Repurchase,70=REO ------------ ----------------------------- -------ACTION_CODE The standard FNMA numeric code used to indicate the default/delinquent status of a particular loan. ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------INT_ADJ_AMT The amount of the interest adjustment as 2 No commas(,) or dollar signs 11 reported by the Servicer. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SOLDIER_SAILOR_ADJ_AMT The Soldier and Sailor Adjustment amount, if 2 No commas(,) or dollar signs 11 applicable. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------NON_ADV_LOAN_AMT The Non Recoverable Loan Amount, if 2 No commas(,) or dollar signs 11 applicable. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------LOAN_LOSS_AMT The amount the Servicer is passing as a loss, 2 No commas(,) or dollar signs 11 if applicable. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SCHED_BEG_PRIN_BAL The scheduled outstanding principal amount 2 No commas(,) or dollar signs 11 due at the beginning of the cycle date to be ($) passed through to investors. ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------SCHED_END_PRIN_BAL The scheduled principal balance due to 2 No commas(,) or dollar signs 11 investors at the end of a processing cycle. ($)
------------------------------ ----------------------------------------------------- -------SCHED_PRIN_AMT The scheduled principal amount as reported by signs 11 the Servicer for the current cycle -- only applicable for Scheduled/Scheduled Loans. ------------------------------ ----------------------------------------------------- -------SCHED_NET_INT The scheduled gross interest amount less the signs 11 service fee amount for the current cycle as reported by the Servicer -- only applicable for Scheduled/Scheduled Loans. ------------------------------ ----------------------------------------------------- -------ACTL_PRIN_AMT The actual principal amount collected by the signs 11 Servicer for the current reporting cycle -only applicable for Actual/Actual Loans. ------------------------------ ----------------------------------------------------- -------The actual gross interest amount less the service fee amount for the current reporting signs ACTL_NET_INT cycle as reported by the Servicer -- only 11 applicable for Actual/Actual Loans. ------------------------------ ----------------------------------------------------- -------PREPAY_PENALTY_ AMT The penalty amount received when a borrower signs 11 prepays on his loan as reported by the Servicer. ------------------------------ ----------------------------------------------------- -------PREPAY_PENALTY_ WAIVED The prepayment penalty amount for the loan signs 11 waived by the servicer. ------------------------------ ----------------------------------------------------- -------MOD_DATE The Effective Payment Date of the 10 Modification for the loan. ------------------------------ ----------------------------------------------------- -------MOD_TYPE The Modification Type. alpha 30
or numeric ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------DELINQ_P&I_ADVANCE_AMT The current outstanding principal and 2 No commas(,) or dollar signs 11 interest advances made by Servicer. ($) ------------------------------ ----------------------------------------------- ------------ ----------------------------- -------20. The Agreement is hereby replacing it with amended as of the date hereof by deleting Exhibit F in its entirety
and
the following: EXHIBIT F REPORTING DATA FOR DEFAULTED LOANS Standard File Layout - Delinquency Reporting -------------------------------------------Column/Header Name Comment --------------------------------------------------------------------------------------SERVICER_LOAN_NBR ---------------------------------------------------- -------------- -------Description Decimal Format
---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- --------
A unique number assigned to a loan by the Servicer. This may be different than the LOAN_NBR -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------LOAN_NBR A unique identifier assigned to each loan by the originator. -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------CLIENT_NBR Servicer Client Number -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------SERV_INVESTOR_NBR Contains a unique number as assigned by an external servicer to identify a group of loans in their system. -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------BORROWER_FIRST_NAME First Name of the Borrower. -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------BORROWER_LAST_NAME Last name of the borrower. -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------PROP_ADDRESS Street Name and Number of Property -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------PROP_STATE The state where the property located. -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------PROP_ZIP Zip code where the property is located. -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------BORR_NEXT_PAY_DUE_DATE The date that the borrower's next payment is due MM/DD/YYYY to the servicer at the end of processing cycle, as reported by Servicer. -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------LOAN_TYPE Loan Type (i.e. FHA, VA, Conv) -------------------------------------- ---------------------------------------------------- --------------------
---------------
-----------------------------
-------------------------------------------------------------------------------------
----------------------
-------------------------------------------BANKRUPTCY_FILED_DATE MM/DD/YYYY --------------------------------------------------------------------------------------BANKRUPTCY_CHAPTER_CODE --------------------------------------------------------------------------------------BANKRUPTCY_CASE_NBR
---------------------------------------------------- -------------- -------The date a particular bankruptcy claim was filed. ---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- -------The chapter under which the bankruptcy was filed. ---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- --------
The case number assigned by the court to the bankruptcy filing. -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------POST_PETITION_DUE_DATE The payment due date once the bankruptcy has been MM/DD/YYYY approved by the courts -------------------------------------- ---------------------------------------------------- -------------- --------
-------------------------------------------- ---------------------------------------------------------BANKRUPTCY_DCHRG_DISM_DATE The Date The Loan Is Removed From Bankruptcy. MM/DD/YYYY Either by Dismissal, Discharged and/or a Motion For Relief Was Granted. -------------------------------------- ----------------------------------------------------------------------------------------------- ---------------------------------------------------------LOSS_MIT_APPR_DATE The Date The Loss Mitigation Was Approved By The MM/DD/YYYY Servicer -------------------------------------- ----------------------------------------------------------------------------------------------- ---------------------------------------------------------LOSS_MIT_TYPE The Type Of Loss Mitigation Approved For A Loan Such As; -------------------------------------- ----------------------------------------------------------------------------------------------- ---------------------------------------------------------LOSS_MIT_EST_COMP_DATE The Date The Loss Mitigation /Plan Is Scheduled To MM/DD/YYYY End/Close -------------------------------------- ----------------------------------------------------------------------------------------------- ---------------------------------------------------------LOSS_MIT_ACT_COMP_DATE The Date The Loss Mitigation Is Actually Completed MM/DD/YYYY -------------------------------------- ----------------------------------------------------------------------------------------------- ---------------------------------------------------------FRCLSR_APPROVED_DATE The date DA Admin sends a letter to the servicer MM/DD/YYYY with instructions to begin foreclosure proceedings. -------------------------------------- ----------------------------------------------------------------------------------------------- ---------------------------------------------------------ATTORNEY_REFERRAL_DATE Date File Was Referred To Attorney to Pursue MM/DD/YYYY Foreclosure -------------------------------------- ----------------------------------------------------------------------------------------------- ---------------------------------------------------------FIRST_LEGAL_DATE Notice of 1st legal filed by an Attorney in a MM/DD/YYYY Foreclosure Action -------------------------------------- ----------------------------------------------------------------------------------------------- ---------------------------------------------------------FRCLSR_SALE_EXPECTED_DATE The date by which a foreclosure sale is expected MM/DD/YYYY to occur. -------------------------------------- ----------------------------------------------------------------------------------------------- ---------------------------------------------------------FRCLSR_SALE_DATE The actual date of the foreclosure sale. MM/DD/YYYY -------------------------------------- ----------------------------------------------------------------------------------------------- ---------------------------------------------------------FRCLSR_SALE_AMT The amount a property sold for at the foreclosure commas(,) sale. dollar
-------------- --------
-------------- --------------------- --------
-------------- --------------------- --------
-------------- --------------------- --------
-------------- --------------------- --------
-------------- --------------------- --------
-------------- --------------------- --------
-------------- --------------------- --------
-------------- --------------------- --------
-------------- --------------------- --------
-------------- --------------------- -------2 No or signs
($) -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------EVICTION_START_DATE The date the servicer initiates eviction of the MM/DD/YYYY borrower. -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------EVICTION_COMPLETED_DATE The date the court revokes legal possession of the MM/DD/YYYY property from the borrower. -------------------------------------- ---------------------------------------------------- --------------------------------------------------------- ---------------------------------------------------- -------------------LIST_PRICE The price at which an REO property is marketed. 2 commas(,) dollar
---------------
---------------
--------------No or
signs ($) -------------------------------------- ---------------------------------------------------- -------------- --------------
-------------------------------------- ---------------------------------------------------- -------------- -------------LIST_DATE The date an REO property is listed at a particular MM/DD/YYYY price. -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------OFFER_AMT The dollar value of an offer for an REO property. 2 No commas(,) or dollar signs ($) -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------OFFER_DATE_TIME The date an offer is received by DA Admin or by MM/DD/YYYY the Servicer. -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------REO_CLOSING_DATE The date the REO sale of the property is scheduled MM/DD/YYYY to close. -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------REO_ACTUAL_CLOSING_DATE Actual Date Of REO Sale MM/DD/YYYY -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------OCCUPANT_CODE Classification of how the property is occupied. -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------PROP_CONDITION_CODE A code that indicates the condition of the property. -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------PROP_INSPECTION_DATE The date a property inspection is performed. MM/DD/YYYY -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------APPRAISAL_DATE The date the appraisal was done. MM/DD/YYYY -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------CURR_PROP_VAL The current "as is" value of the property based 2 on brokers price opinion or appraisal. -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------REPAIRED_PROP_VAL The amount the property would be worth if repairs 2 are completed pursuant to a broker's price opinion or appraisal. -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------If applicable: -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------DELINQ_STATUS_CODE FNMA Code Describing Status of Loan -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------DELINQ_REASON_CODE The circumstances which caused a borrower to stop paying on a loan. Code indicates the reason why the loan is in default for this cycle. -------------------------------------- ---------------------------------------------------- -------------- --------------
-------------------------------------- ---------------------------------------------------- -------------- -------------MI_CLAIM_FILED_DATE Date Mortgage Insurance Claim Was Filed With MM/DD/YYYY Mortgage Insurance Company. -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------MI CLAIM AMT Amount of Mortgage Insurance Claim Filed No
commas(,) or dollar signs ($) -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------MI_CLAIM_PAID_DATE Date Mortgage Insurance Company Disbursed Claim MM/DD/YYYY Payment -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------MI_CLAIM_AMT_PAID Amount Mortgage Insurance Company Paid On Claim 2 No commas(,) or dollar signs ($) -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------POOL_CLAIM_FILED_DATE Date Claim Was Filed With Pool Insurance Company MM/DD/YYYY -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------POOL_CLAIM_AMT Amount of Claim Filed With Pool Insurance Company 2 No commas(,) or dollar signs ($) -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------POOL_CLAIM_PAID_DATE Date Claim Was Settled and The Check Was Issued By MM/DD/YYYY The Pool Insurer -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------POOL_CLAIM_AMT_PAID Amount Paid On Claim By Pool Insurance Company 2 No commas(,) or dollar signs ($) -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------FHA_PART_A_CLAIM_FILED_DATE Date FHA Part A Claim Was Filed With HUD MM/DD/YYYY -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------FHA_PART_A_CLAIM_AMT Amount of FHA Part A Claim Filed 2 No commas(,) or dollar signs ($) -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------FHA_PART_A_CLAIM_PAID_DATE Date HUD Disbursed Part A Claim Payment MM/DD/YYYY -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------FHA_PART_A_CLAIM_PAID_AMT Amount HUD Paid on Part A Claim 2 No commas(,) or dollar signs ($) -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------FHA_PART_B_CLAIM_FILED_DATE Date FHA Part B Claim Was Filed With HUD MM/DD/YYYY -------------------------------------- ---------------------------------------------------- -------------- --------------------------------------------------- ---------------------------------------------------- -------------- -------------FHA_PART_B_CLAIM_AMT Amount of FHA Part B Claim Filed 2 No commas(,) or dollar signs ($)
--------------------------------------------------------------------------------------FHA_PART_B_CLAIM_PAID_DATE MM/DD/YYYY --------------------------------------------------------------------------------------FHA_PART_B_CLAIM_PAID_AMT commas(,) dollar
---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- -------Date HUD Disbursed Part B Claim Payment ---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- -------Amount HUD Paid on Part B Claim 2 No or signs
($) --------------------------------------------------------------------------------------VA_CLAIM_FILED_DATE MM/DD/YYYY --------------------------------------------------------------------------------------VA_CLAIM_PAID_DATE MM/DD/YYYY --------------------------------------------------------------------------------------VA_CLAIM_PAID_AMT commas(,) dollar
---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- -------Date VA Claim Was Filed With the Veterans Admin ---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- -------Date Veterans Admin. Disbursed VA Claim Payment ---------------------------------------------------- -------------- ----------------------------------------------------------- -------------- -------Amount Veterans Admin. Paid on VA Claim 2 No or
signs ($) -------------------------------------- ---------------------------------------------------- -------------- -------------Exhibit 2: Standard File Codes - Delinquency Reporting The Loss Mit Type field should show the approved Loss Mitigation Code as follows: o o o o o o o o o ASUMBAPCODILFFAMODPRESSMISCApproved Assumption Borrower Assistance Program Charge Off Deed-in-Lieu Formal Forbearance Agreement Loan Modification Pre-Sale Short Sale Anything else approved by the PMI or Pool Insurer
NOTE: Wells Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply Wells Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file. The Occupant Code field should show the current status of the property code as follows: o o o o Mortgagor Tenant Unknown Vacant
The Property Condition field should show the last reported condition of the property as follows: o o o o o o o o Damaged Excellent Fair Gone Good Poor Special Hazard Unknown
Exhibit 2: Standard File Codes - Delinquency Reporting, Continued The FNMA Delinquent Reason Code field should show the Reason for Delinquency as follows: -----------------------Delinquency Code ----------------------------------------------001 ----------------------------------------------002 ----------------------------------------------003 ----------------------------------------------004 ------------------------------------------------------------------------------------------------------Delinquency Description ----------------------------------------------------------------------------------------------------------------FNMA-Death of principal mortgagor ----------------------------------------------------------------------------------------------------------------FNMA-Illness of principal mortgagor ----------------------------------------------------------------------------------------------------------------FNMA-Illness of mortgagors family member ----------------------------------------------------------------------------------------------------------------FNMA-Death of mortgagors family member -----------------------------------------------------------------------------------------------------------------
005 ----------------------------------------------006 ----------------------------------------------007 ----------------------------------------------008 ----------------------------------------------009 ----------------------------------------------011 ----------------------------------------------012 ----------------------------------------------013 ----------------------------------------------014 ----------------------------------------------015 ----------------------------------------------016 ----------------------------------------------017 ----------------------------------------------019 ----------------------------------------------022 ------------------------
FNMA-Marital difficulties ----------------------------------------------------------------------------------------------------------------FNMA-Curtailment of income ----------------------------------------------------------------------------------------------------------------FNMA-Excessive Obligation ----------------------------------------------------------------------------------------------------------------FNMA-Abandonment of property ----------------------------------------------------------------------------------------------------------------FNMA-Distant employee transfer ----------------------------------------------------------------------------------------------------------------FNMA-Property problem ----------------------------------------------------------------------------------------------------------------FNMA-Inability to sell property ----------------------------------------------------------------------------------------------------------------FNMA-Inability to rent property ----------------------------------------------------------------------------------------------------------------FNMA-Military Service ----------------------------------------------------------------------------------------------------------------FNMA-Other ----------------------------------------------------------------------------------------------------------------FNMA-Unemployment ----------------------------------------------------------------------------------------------------------------FNMA-Business failure ----------------------------------------------------------------------------------------------------------------FNMA-Casualty loss ----------------------------------------------------------------------------------------------------------------FNMA-Energy environment costs ---------------------------------------------------------
-----------------------023 ----------------------------------------------026 ----------------------------------------------027 ----------------------------------------------029 ----------------------------------------------030 ----------------------------------------------031 ----------------------------------------------INC ------------------------
--------------------------------------------------------FNMA-Servicing problems ----------------------------------------------------------------------------------------------------------------FNMA-Payment adjustment ----------------------------------------------------------------------------------------------------------------FNMA-Payment dispute ----------------------------------------------------------------------------------------------------------------FNMA-Transfer of ownership pending ----------------------------------------------------------------------------------------------------------------FNMA-Fraud ----------------------------------------------------------------------------------------------------------------FNMA-Unable to contact borrower ----------------------------------------------------------------------------------------------------------------FNMA-Incarceration ---------------------------------------------------------
Exhibit 2: Standard File Codes - Delinquency Reporting, Continued The FNMA Delinquent Status Code field should show the Status of Default as follows: -----------------------Status Code ----------------------------------------------09 ----------------------------------------------17 ----------------------------------------------24 ----------------------------------------------26 ----------------------------------------------27 ----------------------------------------------28 ----------------------------------------------29 ----------------------------------------------30 ----------------------------------------------31 ------------------------------------------------------Status Description ------------------------------------------------------------------------------------------------------------Forbearance ------------------------------------------------------------------------------------------------------------Pre-foreclosure Sale Closing Plan Accepted ------------------------------------------------------------------------------------------------------------Government Seizure ------------------------------------------------------------------------------------------------------------Refinance ------------------------------------------------------------------------------------------------------------Assumption ------------------------------------------------------------------------------------------------------------Modification ------------------------------------------------------------------------------------------------------------Charge-Off ------------------------------------------------------------------------------------------------------------Third Party Sale ------------------------------------------------------------------------------------------------------------Probate
----------------------------------------------32 ----------------------------------------------43 ----------------------------------------------44 ----------------------------------------------49 ----------------------------------------------61 ----------------------------------------------62 ----------------------------------------------63 ----------------------------------------------64 ----------------------------------------------65 ----------------------------------------------66 ----------------------------------------------67 ------------------------
------------------------------------------------------------------------------------------------------------Military Indulgence ------------------------------------------------------------------------------------------------------------Foreclosure Started ------------------------------------------------------------------------------------------------------------Deed-in-Lieu Started ------------------------------------------------------------------------------------------------------------Assignment Completed ------------------------------------------------------------------------------------------------------------Second Lien Considerations ------------------------------------------------------------------------------------------------------------Veterans Affairs-No Bid ------------------------------------------------------------------------------------------------------------Veterans Affairs-Refund ------------------------------------------------------------------------------------------------------------Veterans Affairs-Buydown ------------------------------------------------------------------------------------------------------------Chapter 7 Bankruptcy ------------------------------------------------------------------------------------------------------------Chapter 11 Bankruptcy ------------------------------------------------------------------------------------------------------------Chapter 13 Bankruptcy -------------------------------------------------------
21. Exhibit G: EXHIBIT G
FORM OF SERVICER CERTIFICATION Re: The [ ] agreement dated as of [ l, 200[ ] (the Agreement), among [IDENTIFY PARTIES]
I, ____________________________, the _______________________ of [NAME OF SERVICER] (the Company), certify to [the Purchaser], [the Depositor], and the [Master Servicer] [Securities Administrator] [Trustee], and their officers, with the knowledge and intent that they will rely upon this certification, that: I have reviewed the servicer compliance statement of the Company provided in accordance with Item 1123 of Regulation AB (the Compliance Statement), the report on assessment of the Companys compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB (the Servicing Criteria), provided in accordance with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended (the Exchange Act) and Item 1122 of Regulation AB (the Servicing Assessment), the registered public accounting firms attestation report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section 1122(b) of Regulation AB (the Attestation Report), and all servicing reports, officers certificates and other information relating to the servicing of the Mortgage Loans by the Company during 200[ ] that were delivered by the Company to the [Depositor] [Master Servicer] [Securities Administrator] [Trustee] pursuant to the Agreement (collectively, the Company Servicing Information);
Based on my knowledge, the Company Servicing Information, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in the light of the circumstances under which such statements were made, not misleading with respect to the period of time covered by the Company Servicing Information; Based on my knowledge, all of the Company Servicing Information required to be provided by the Company under the Agreement has been provided to the [Depositor] [Master Servicer] [Securities Administrator] [Trustee]; I am responsible for reviewing the activities performed by the Company as servicer under the Agreement, and based on my knowledge and the compliance review conducted in preparing the Compliance Statement and except as disclosed in the Compliance Statement, the Servicing Assessment or the Attestation Report, the Company has fulfilled its obligations under the Agreement in all material respects; and The Compliance Statement required to be delivered by the Company pursuant to this Agreement, and the Servicing Assessment and Attestation Report required to be provided by the Company and by any Subservicer and Subcontractor pursuant to the Agreement, have been provided to the [Depositor] [Master Servicer]. Any material instances of noncompliance described in such reports have been disclosed to the [Depositor] [Master Servicer]. Any material instance of noncompliance with the Servicing Criteria has been disclosed in such reports.
22. Exhibit H: EXHIBIT H
SERVICERS OBLIGATIONS IN CONNECTION WITH A RECONSTITUTION o The Servicer shall (i) possess the ability to service to securitization documents; (ii) service on a Scheduled/Scheduled reporting basis (advancing through the liquidation of an REO Property), (iii) make compensating interest payments on payoffs and curtailments and (iv) remit and report to a master servicer in format acceptable to such master servicer by the 10th calendar day of each month.
o The Servicer shall provide an acceptable annual certification (officers certificate) to the master servicer (as required by the Sarbanes-Oxley Act of 2002) as well as any other annual certifications required under the securitization documents (i.e. the annual statement as to compliance/annual independent certified public accountants servicing report due by March 1st of each year). o audited The Servicer shall allow for the Owner, financials and net worth of the Servicer. the master servicer or their designee to perform a review of
o The Servicer shall provide information on each Custodial Account as requested by the master servicer or the Owner, and each Custodial Accounts shall comply with the requirements for such accounts as set forth in the securitization documents. o The Servicer shall maintain its servicing system in accordance with the requirements of the master servicer. 23. Exhibit I: EXHIBIT I SUMMARY OF REGULATION AB SERVICING CRITERIA NOTE: This Exhibit I is provided for convenience of reference only. In the event of a conflict or inconsistency between the terms of this Exhibit I and the text of Regulation AB, the text of Regulation AB, its adopting release and other public statements of the SEC shall control. Item 1122(d) (i) General servicing considerations. (A) Policies and procedures are instituted to monitor any in accordance with the transaction agreements. performance or other triggers and events of default The Agreement is hereby amended effective as of the date hereof by adding the following new
(B) If any material servicing activities are outsourced to third parties, instituted to monitor the third partys performance and compliance with such servicing activities.
policies and procedures are
(C) Any requirements in the transaction agreements to maintain a back-up servicer for the mortgage loans are maintained.
(D) A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements. (ii) Cash collection and administration.
(A) Payments on mortgage loans are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements. (B) Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel. (C) Advances of funds or guarantees regarding collections, cash flows or distributions, other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements. and any interest or
(D) The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set in the transaction agreements.
forth
(E) Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, federally insured depository institution with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.
(F)
Unissued checks are safeguarded so as to prevent unauthorized access.
(G) Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements. (iii) Investor remittances and reporting.
(A) Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors or the trustees records as to the total unpaid principal balance and number of mortgage loans serviced by the Servicer.
(B) Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements. (C) Disbursements made to an investor are posted within two business days to the Servicers investor records, or such other number of days specified in the transaction agreements. (D) Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements. (iv) Mortgage Loan administration. (A) Collateral or security on mortgage loans is maintained as required by the transaction agreements or related mortgage loan documents. (B) Mortgage loan and related documents are safeguarded as required by the transaction agreements. (C) Any additions, removals or substitutions to the asset pool are made, with any conditions or requirements in the transaction agreements. reviewed and approved in accordance
(D) Payments on mortgage loans, including any payoffs, made in accordance with the related mortgage loan documents are posted to the Servicers obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related mortgage loan documents. (E) The Servicers respect to an obligors principal balance. records unpaid regarding the mortgage loans agree with the Servicers records with
(F) Changes with respect to the terms or status of an obligors mortgage loans (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related mortgage loan documents. (G) Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements. (H) Records documenting collection efforts are maintained during the period a mortgage loan is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entitys activities in monitoring delinquent mortgage loans including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
(I) Adjustments to interest based on the related mortgage loan documents.
rates or rates of return for mortgage
loans with variable
rates are computed
(J) Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligors mortgage loan documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable mortgage loan documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related mortgage loans, or such other number of days specified in the transaction agreements. (K) Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the Servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
(L) Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicers funds and not charged to the obligor, unless the late payment was due to the obligors error or omission. (M) Disbursements made on behalf of an obligor are posted within two business days to the records maintained by the Servicer, or such other number of days specified in the transaction agreements. (N) Delinquencies, with the transaction agreements. charge-offs and uncollectable accounts are recognized and obligors
recorded in
accordance
(O) Any external enhancement or other support, Regulation AB, is maintained as set forth in the transaction agreements. 24. Exhibit J: EXHIBIT J
identified in Item
1114(a)(1)
through (3) or Item 1115 of
SUMMARY OF APPLICABLE REGULATION AB REQUIREMENTS NOTE: This Exhibit J is provided for convenience of reference only. In the event of a conflict or inconsistency between the terms of this Exhibit J and the text of Regulation AB, the text of Regulation AB, its adopting release and other public statements of the SEC shall control. Item 1108(b) and (c) Provide the following information with respect to each servicer that will service, including interim service, 20% or more of the mortgage loans in any loan group in the securitization issued in the Pass-Through Transfer:
-a description of the Servicers form of organization; -a description of how long the Servicer has been servicing residential mortgage loans; a general discussion of the Servicers experience in servicing assets of any type as well as a more detailed discussion of the Servicers experience in, and procedures for the servicing function it will perform under this Agreement and any Reconstitution Agreements; information regarding the size, composition and growth of the Servicers portfolio of mortgage loans of the type similar to the Mortgage Loans and information on factors related to the Servicer that may be material to any analysis of the servicing of the Mortgage Loans or the related asset-backed securities, as applicable, including whether any default or servicing related performance trigger has occurred as to any other securitization due to any act or failure to act of the Servicer, whether any material noncompliance with applicable servicing criteria as to any other securitization has been disclosed or reported by the Servicer, and the extent of outsourcing the Servicer uses; -a description of any material changes to the Servicers policies or procedures in the servicing function it will perform under this Agreement and any Reconstitution Agreements for mortgage loans of the type similar to the Mortgage Loans during the past three years; -information regarding the Servicers financial condition to the extent that there is a material risk that the effect on one or more aspects of servicing resulting from such financial condition could have a material impact on the performance of the securities issued in the Pass-Through Transfer, or on servicing of mortgage loans of the same asset type as the Mortgage Loans; -any special or unique factors involved in servicing and the Servicers processes and procedures designed to address such factors; loans of the same type as the Mortgage Loans,
-statistical information regarding principal and interest advances made by the Servicer on the Mortgage Loans and the Servicers overall servicing portfolio for the past three years; and -the Servicers process for handling delinquencies, losses, bankruptcies and recoveries, such as through liquidation of REO Properties, foreclosure, sale of the Mortgage Loans or workouts. Item 1117 -describe any legal proceedings pending against the Servicer or against any of its property, including any proceedings known to be contemplated by governmental authorities, that may be material to the holders of the securities issued in the Pass-Through Transfer. Item 1119(a) -describe any affiliations of the Servicer, each other originator of the Mortgage Loans and each Subservicer with the sponsor, depositor, issuing entity, trustee, any originator, any other servicer, any significant obligor, enhancement or support provider or any other material parties related to the Pass-Through Transfer.
Item 1119(b) -describe any business relationship, agreement, arrangement, transaction or understanding entered into outside of the ordinary course of business or on terms other than those obtained in an arms length transaction with an unrelated third party, apart from the Pass-Through Transfer, between the Servicer, each other originator of the Mortgage Loans and each Subservicer, or their respective affiliates, and the sponsor, depositor or issuing entity or their respective affiliates, that exists currently or has existed during the past two years, that may be material to the understanding of an investor in the securities issued in the Pass-Through Transfer. Item 1119(c) -describe any business relationship, agreement, arrangement, transaction or understanding involving or relating to the Mortgage Loans or the Pass-Through Transfer, including the material terms and approximate dollar amount involved, between the Servicer, each other originator of the Mortgage Loans and each Subservicer, or their respective affiliates and the sponsor, depositor or issuing entity or their respective affiliates, that exists currently or has existed during the past two years. 25. Exhibit K: EXHIBIT K SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE The assessment of compliance to be delivered by [the Servicer] at a minimum, the criteria identified as below as Applicable Servicing Criteria: [Name of Subservicer] shall address, The Agreement is hereby amended effective as of the date hereof by adding the following new
--------------------------------------------------------------------------------------------- ---------------------Servicing Criteria Applicable Servicing Criteria --------------------------------------------------------------------------------------------- ---------------------Reference Criteria ----------------------- --------------------------------------------------------------------- ---------------------General Servicing Considerations -------------------------------------------1122(d)(1)(i) Policies and procedures are instituted to monitor any performance X or other triggers and events of default in accordance with the transaction agreements. -------------------------------------------1122(d)(1)(ii) If any material servicing activities are outsourced to third X parties, policies and procedures are instituted to monitor the third partys performance and compliance with such servicing activities. -------------------------------------------1122(d)(1)(iii) Any requirements in the transaction agreements to maintain a back-up servicer for the mortgage loans are maintained. -------------------------------------------1122(d)(1)(iv) A fidelity bond and errors and omissions policy is in effect on the X party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements. --------------------------------------------
Cash Collection and Administration -------------------------------------------1122(d)(2)(i) Payments on mortgage loans are deposited into the appropriate X custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements. -------------------------------------------1122(d)(2)(ii) Disbursements made via wire transfer on behalf of an obligor or to X an investor are made only by authorized personnel. -------------------------------------------1122(d)(2)(iii) Advances of funds or guarantees regarding collections, cash flows X or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements. -------------------------------------------The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with X respect to commingling of cash) as set forth in the transaction 1122(d)(2)(iv) agreements. -------------------------------------------1122(d)(2)(v) Each custodial account is maintained at a federally insured X depository institution as set forth in the transaction agreements. For purposes of this criterion, federally insured depository institution with respect to a foreign financial institution means
a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. -----------------------1122(d)(2)(vi) Unissued checks are safeguarded so as to prevent unauthorized access. -----------------------1122(d)(2)(vii) Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements. -----------------------Investor Remittances and Reporting -----------------------1122(d)(3)(i) Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors or the trustees records as to the total unpaid principal balance and number of mortgage loans serviced by the Servicer. -----------------------1122(d)(3)(ii) Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements. -----------------------Disbursements made to an investor are posted within two business days to the Servicers investor records, or such other number of 1122(d)(3)(iii) days specified in the transaction agreements. -----------------------Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank 1122(d)(3)(iv) statements. -----------------------Pool Asset Administration -----------------------1122(d)(4)(i) Collateral or security on mortgage loans is maintained as required by the transaction agreements or related mortgage loan documents. -----------------------Mortgage loan and related documents are safeguarded as required by 1122(d)(4)(ii) the transaction agreements -----------------------1122(d)(4)(iii) Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements. -------------------------------------------X --------------------X
----------------------------------------X
--------------------X --------------------X --------------------X ----------------------------------------X --------------------X --------------------X ---------------------
1122(d)(4)(iv)
Payments on mortgage loans, including any payoffs, made in X accordance with the related mortgage loan documents are posted to the Servicers obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related mortgage loan documents. -------------------------------------------1122(d)(4)(v) The Servicers records regarding the mortgage loans agree with the X Servicers records with respect to an obligors unpaid principal balance. -------------------------------------------1122(d)(4)(vi) Changes with respect to the terms or status of an obligor's X mortgage loans (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents. -------------------------------------------1122(d)(4)(vii) Loss mitigation or recovery actions (e.g., forbearance plans, X modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements. -------------------------------------------1122(d)(4)(viii) Records documenting collection efforts are maintained during the X period a mortgage loan is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entitys activities in monitoring
delinquent mortgage loans including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment). -------------------------------------------1122(d)(4)(ix) Adjustments to interest rates or rates of return for mortgage loans X with variable rates are computed based on the related mortgage loan documents. -------------------------------------------1122(d)(4)(x) Regarding any funds held in trust for an obligor (such as escrow X accounts): (A) such funds are analyzed, in accordance with the obligors mortgage loan documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable mortgage loan documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related mortgage loans, or such other number of days specified in the transaction agreements. -------------------------------------------1122(d)(4)(xi) Payments made on behalf of an obligor (such as tax or insurance X payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements. -------------------------------------------1122(d)(4)(xii) Any late payment penalties in connection with any payment to be X made on behalf of an obligor are paid from the servicers funds and not charged to the obligor, unless the late payment was due to the obligors error or omission. -------------------------------------------Disbursements made on behalf of an obligor are posted within two business days to the obligors records maintained by the servicer, or such other number of days specified in the transaction X 1122(d)(4)(xiii) agreements. -------------------------------------------1122(d)(4)(xiv) Delinquencies, charge-offs and uncollectible accounts are X recognized and recorded in accordance with the transaction agreements. -------------------------------------------Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained 1122(d)(4)(xv) as set forth in the transaction agreements. --------------------------------------------------------------------------------------------------------------------
[NAME OF SERVICER] [NAME OF SUBSERVICER] Date: _________________________
By: Name: Title: 26. new Exhibit L: EXHIBIT L
_________________________
The Agreement is hereby amended effective as of the date hereof by adding the following
REPORTING DATA FOR REALIZED LOSSES AND GAINS Calculation of Realized Loss/Gain Form 332- Instruction Sheet NOTE: Do not net or combine items. Show all expenses individually and all credits as separate line items. Claim packages are due on the remittance report date. Late submissions may result in claims not being passed until the following month. The Servicer is responsible to remit all funds pending loss approval and /or resolution of any disputed items. The numbers on the 332 form correspond with the numbers listed below. Liquidation and Acquisition Expenses: 1. The Actual Unpaid Principal Balance of the Mortgage Loan. For documentation, an Amortization Schedule from date of default through liquidation breaking out the net interest and servicing fees advanced is required. 2. all delinquent through liquidation breaking out the net interest and servicing fees advanced is required. 3. Accrued Servicing Fees based upon the Scheduled Principal Balance of the Mortgage Loan as calculated on a monthly basis. For documentation, an Amortization Schedule from date of default through liquidation breaking out the net The Total Interest Due less the aggregate amount of servicing fee that would have been earned if payments had been made as agreed. For documentation, an Amortization Schedule from date of default
interest and servicing fees advanced is required. 4-12. Complete as applicable. * Required documentation:
For taxes and insurance advances - see page 2 of 332 form - breakdown required showing period
of coverage, base tax, interest, penalty. servicer efforts to recover advances. *
Advances prior to default require evidence of
For escrow advances - complete payment history (to calculate advances from last positive escrow balance forward)
* * * * Officer Certificate * 13. Credits: 14-21. Attorney
Other expenses -
copies of corporate advance history showing all payments
Complete as applicable.
Required documentation: If a 3rd Party Sale, bid instructions and Escrow Agent /
* Copy of the HUD 1 from the REO sale. Letter of Proceeds Breakdown. * * 22.
Copy of EOB for any MI or gov't guarantee All other credits need to be clearly defined on the 332 form
Total Realized Loss (or Amount of Any Gain) 23. The total derived from show the amount in parenthesis ( ). subtracting line 22 from 13. If the amount represents a realized gain,
Calculation of Realized Loss/Gain Form 332 Prepared by: __________________ Date: _______________ Phone: ______________________ Email Address:_____________________ -----------------------------------------Servicer Loan No. ------------------------------------------------------------------------------Servicer Name -----------------------------------------------------------------------Servicer Address -----------------------------------
WELLS FARGO BANK, N.A. Loan No._____________________________ Borrower's Name: _________________________________________________________ Property Address: _________________________________________________________
Liquidation Type:
REO Sale
3rd Party Sale
Short Sale
Charge Off
Was this loan granted a Bankruptcy deficiency or cramdown Yes No If Yes, provide deficiency or cramdown amount _______________________________ Liquidation and Acquisition Expenses: (1) Actual Unpaid Principal Balance of Mortgage Loan (2) Interest accrued at Net Rate (3) Accrued Servicing Fees (4) Attorney's Fees (5) Taxes (see page 2) (6) Property Maintenance (7) MI/Hazard Insurance Premiums (see page 2) (8) Utility Expenses (9) Appraisal/BPO (10) Property Inspections (11) FC Costs/Other Legal Expenses (12) Other (itemize) Cash for Keys__________________________ HOA/Condo Fees_______________________ ______________________________________ Total Expenses Credits: (14) Escrow Balance (15) HIP Refund (16) Rental Receipts $ ______________ (1) ________________(2) ________________(3) ________________(4) ________________(5) ________________ (6) ________________(7) ________________(8) ________________(9) ________________(10) ________________(11) ________________(12) ________________(12) ________________(12) ________________(12) $ _______________(13) $ _______________(14) _________________(15) _________________(16)
(17) Hazard Loss Proceeds
_________________(17)
(18) Primary Mortgage Insurance / Govt Insurance ________________ (18a) HUD Part A (18b) HUD Part B (19) Pool Insurance Proceeds (20) Proceeds from Sale of Acquired Property (21) Other (itemize) _________________________________________ Total Credits Total Realized Loss (or Amount of Gain) Escrow Disbursement Detail
________________ ________________(19) ________________(20) ________________(21) ________________(21) $________________(22) $________________(23)
------------------ --------------- ---------------- --------------- ---------------- ---------------- --------------Type Date Paid Period of Total Paid Base Amount Penalties Interest (Tax /Ins.) Coverage ------------------ --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- -------------------------------- --------------- ---------------- --------------- ---------------- ---------------- ---------------
27. Except as amended above, the Agreement shall continue to be in full force and effect in accordance with its terms. 28. This Amendment may be executed by one or more of the parties hereto on any number of separate counterparts and of said counterparts taken together shall be deemed to constitute one and the same instrument. [SIGNATURE PAGES FOLLOW]
IN WITNESS WHEREOF, the following parties have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written. EMC MORTGAGE CORPORATION, as Owner By: _______________________________ Name: Title: EVERHOME MORTGAGE COMPANY (F/K/A ALLIANCE MORTGAGE COMPANY), as Servicer By:________________________________ Name: Title:
EXHIBIT H-7
EMC MORTGAGE CORPORATION Purchaser, FIRST TENNESSEE MORTGAGE SERVICES, INC. Servicer, FIRST HORIZON HOME LOAN CORPORATION Seller, PURCHASE, WARRANTIES AND SERVICING AGREEMENT Dated as of September 1, 2003
(Fixed and Adjustable Rate Mortgage Loans)
TABLE OF CONTENTS ARTICLE I Section 1.01 Defined Terms............................................................................2 ARTICLE II Section Section Section Section Section Section Section Section Section Section 2.01 2.02 2.03 2.04 2.05 2.06 2.07 2.08 2.09 2.10 Agreement to Purchase....................................................................14 Purchase Price...........................................................................15 Servicing of Mortgage Loans..............................................................15 Record Title and Possession of Mortgage Files; Maintenance of Servicing Files...................................................15 Books and Records........................................................................16 Transfer of Mortgage Loans...............................................................17 Delivery of Mortgage Loan Documents......................................................17 Quality Control Procedures...............................................................19 Near-term Principal Prepayments; Near Term Payment Defaults..............................19 Modification of Obligations..............................................................19 ARTICLE III Section 3.01 Section 3.02 Section 3.03 Section 3.04 Representations and Warranties of the Company............................................21 Representations and Warranties as to Individual Mortgage Loans........................................................24 Repurchase; Substitution.................................................................33 Representations and Warranties of the Purchaser..........................................35 ARTICLE IV Section Section Section Section 4.01 4.02 4.03 4.04 Company to Act as Servicer...............................................................36 Collection of Mortgage Loan Payments.....................................................39 Realization Upon Defaulted Mortgage Loans................................................40 Establishment of Custodial Accounts; Deposits in Custodial Accounts...................................................41 Permitted Withdrawals from the Custodial Account................................................................42 Establishment of Escrow Accounts; Deposits in Escrow Accounts......................................................43 Permitted Withdrawals From Escrow Account................................................44 Payment of Taxes, Insurance and Other Charges; Maintenance of Primary Mortgage Insurance Policies; Collections Thereunder......................................45
Section 4.05 Section 4.06 Section 4.07 Section 4.08
Transfer of Accounts.....................................................................46 Maintenance of Hazard Insurance..........................................................46 Maintenance of Mortgage Impairment Insurance Policy.................................................................47 Fidelity Bond, Errors and Omissions Insurance.........................................................................48 Title, Management and Disposition of REO Property........................................48 Notification of Maturity Date............................................................50 ARTICLE V
Section Section Section Section
5.01 5.02 5.03 5.04
Distributions............................................................................50 Statements to the Purchaser..............................................................51 Monthly Advances by the Company..........................................................53 Liquidation Reports......................................................................53 ARTICLE VI
Assumption Agreements....................................................................53 Satisfaction of Mortgages and Release of Mortgage Files................................................................54 Servicing Compensation...................................................................55 Annual Statement as to Compliance........................................................56 Annual Independent Certified Public Accountants Servicing Report....................................................56 Purchasers Right to Examine Company Records.............................................56 ARTICLE VII
Section 7.01
Company Shall Provide Information as Reasonably Required........................................................................57 ARTICLE VIII
Section Section Section Section Section
8.01 8.02 8.03 8.04 8.05
Indemnification; Third Party Claims......................................................58 Merger or Consolidation of the Company...................................................58 Limitation on Liability of the Company and Others........................................59 Company Not to Assign or Resign..........................................................59 No Transfer of Servicing.................................................................59
ARTICLE IX Section 9.01 Section 9.02 Events of Default........................................................................61 Waiver of Defaults.......................................................................62 ARTICLE X Section 10.01 Section 10.02 Termination.............................................................................62 Termination without cause...............................................................63 ARTICLE XI Section Section Section Section Section Section Section Section Section Section Section Section Section Section Section Section Section Section EXHIBITS A B C D E F G H I 11.01 11.02 11.03 11.04 11.05 11.06 11.07 11.08 11.09 11.10 11.11 11.12 11.13 11.14 11.15 11.16 11.17 11.18 Successor to the Company................................................................63 Amendment...............................................................................64 Recordation of Agreement................................................................65 Governing Law...........................................................................65 Notices.................................................................................65 Severability of Provisions..............................................................66 Exhibits................................................................................66 General Interpretive Principles.........................................................66 Reproduction of Documents...............................................................67 Confidentiality of Information..........................................................67 Recordation of Assignment of Mortgage...................................................67 Assignment by Purchaser.................................................................68 No Partnership..........................................................................68 Execution: Successors and Assigns.......................................................68 Entire Agreement........................................................................68 No Solicitation.........................................................................68 Closing.................................................................................69 Cooperation of Company with Reconstitution..............................................70 Contents of Mortgage File Custodial Account Letter Agreement Escrow Account Letter Agreement Form of Assignment, Assumption and Recognition Agreement Form of Trial Balance [reserved] Request for Release of Documents and Receipt Companys Underwriting Guidelines Form of Term Sheet
This is a Purchase, Warranties and Servicing Agreement, dated as of September 1, 2003 and is executed among EMC MORTGAGE CORPORATION, as Purchaser, with offices located at Mac Arthur Ridge II, 909 Hidden Ridge Drive, Suite 200, Irving, Texas 75038 (the "Purchaser"), FIRST TENNESSEE MORTGAGE SERVICES, INC., as servicer (the Servicer) with offices located at 4000 Horizon Way, Irving, Texas 75063 and FIRST HORIZON HOME LOAN CORPORATION, as seller (the Seller) with offices located at 4000 Horizon Way, Irving, Texas 75063 (the Servicer and the Seller together referred to as the "Company"). W I T N E S S E T H : WHEREAS, the Purchaser has heretofore agreed to purchase from the Company and the Company has agreed to sell to the Purchaser, from time to time, certain Mortgage Loans on a servicing retained basis; heretofore
WHEREAS, each of the Mortgage Loans is secured by a mortgage, deed of trust or other security instrument creating a first lien on a residential dwelling located in the jurisdiction indicated on the Mortgage Loan Schedule, which is annexed to the related Term Sheet; and WHEREAS, the Purchaser and the Company wish to prescribe the representations and warranties of the Company with respect to itself and the Mortgage Loans and the management, servicing and control of the Mortgage Loans; NOW, THEREFORE, in consideration of the mutual agreements hereinafter set forth, and for other good and valuable consideration, the receipt and adequacy of which is hereby acknowledged, the Purchaser and the Company agree as follows:
ARTICLE I DEFINITIONS Section 1.01 Defined Terms. words and phrases, unless the context otherwise
Whenever used in this Agreement, the following requires, shall have the following meaning specified in this Article:
Accepted Servicing Practices: With respect to any Mortgage Loan, those mortgage servicing practices (including collection procedures) of prudent mortgage banking institutions which service mortgage loans of the same type as such Mortgage Loan in the jurisdiction where the related Mortgaged Property is located, and which are in accordance with Fannie Mae servicing practices and procedures, for MBS pool mortgages, as defined in the Fannie Mae Guides including future updates. Adjustment Date: As to each adjustable rate Rate is adjusted in accordance with the terms of the related Mortgage Note. Agreement: This amendments hereof and supplements hereto. Purchase, Warranties and Mortgage Loan, the date on which the Mortgage Interest
Servicing
Agreement
including
all
exhibits
hereto,
Appraised Value: With respect to any Mortgaged Property, the value thereof as determined by an appraisal made for the originator of the Mortgage Loan at the time of origination of the Mortgage Loan by an appraiser who met the requirements of the Company and Fannie Mae. Assignment: An individual assignment in recordable form, sufficient under the laws of the jurisdiction record the sale or transfer of the Mortgage Loan. BIF: of the Mortgage, wherein the notice of transfer or Mortgaged equivalent instrument,
related
Property is located to reflect of
The Bank Insurance Fund, or any successor thereto.
Business Day: Any day other than: (i) a Saturday or Sunday, or (ii) a legal holiday in the State of New York or State of Texas, or (iii) a day on which banks in the State of New York or State of Texas are authorized or obligated by law or executive order to be closed. Closing Date: With respect to any Mortgage Loan, the date stated on the related Term Sheet. Code: Company: The Internal Revenue Code of 1986, or any successor statute thereto. Reference to the Seller and Servicer. signed by the Chairman of the Board, any missing President, any
Company's Officer's Certificate: A certificate Vice President or Treasurer of Company stating the date by which Company recording from the applicable recording office.
expects to receive
documents
sent for
Condemnation Proceeds: All awards or settlements in respect of a Mortgaged Property, whether permanent or temporary, partial or entire, by exercise of the power of eminent domain or condemnation, to the extent not required be released to a Mortgagor in accordance with the terms of the related Mortgage Loan Documents. Confirmation: Mortgage Loans. The trade confirmation letter between the Purchaser and the Company which relates to the the lease with respect to a dwelling unit occupied by the
to
Co-op Lease: With respect to a Co-op Loan, Mortgagor and relating to the stock allocated to the related dwelling unit.
Co-op Loan: A Mortgage Loan secured by the pledge of stock allocated residential cooperative housing corporation and a collateral assignment of the related Co-op Lease.
to a
dwelling
unit in a
Current Appraised Value: With respect to any Mortgaged Property, the value thereof as determined by an appraisal made for the Company (by an appraiser who met the requirements of the Company and Fannie Mae) at the request of a Mortgagor for the purpose of canceling a Primary Mortgage Insurance Policy in accordance with federal, state and local laws and regulations or otherwise made at the request of the Company or Mortgagor. Current LTV: Appraised Value of the Mortgaged Property. The ratio of the Stated Principal Balance of a Mortgage Loan to the Current
Custodial Account: Each separate demand account or accounts created and maintained pursuant to Section 4.04 which shall be entitled "[_____________________], in trust for the [Purchaser], Owner of Adjustable Rate Mortgage Loans" and shall be established in an Eligible Account, in the name of the Person that is the "Purchaser" with respect to the related Mortgage Loans. Custodian: With respect to any Mortgage successors and assigns, as custodian for the Purchaser. Loan, the entity stated on the related Term Sheet, and its
Cut-off Date: With respect to any Mortgage Loan, the date stated on the related Term Sheet. Determination Date: The 15th day (or if such 15th day is not a Business immediately preceding such 15th day) of the month of the related Remittance Date. Day, the Business Day
Due Date: The day of the month on which the Monthly Payment is due on a Mortgage Loan, days of grace, which is the first day of the month.
exclusive of any
Due Period:
With respect to any
Remittance
Date, the period
commencing on the second day of the month
preceding the month of such Remittance Date and ending on the first day of the month of the Remittance Date. Eligible Account: An account established and maintained: (i) within FDIC insured accounts created, maintained and monitored by the Company so that all funds deposited therein are fully insured, or (ii) as a trust account with the corporate trust department of a depository institution or trust company organized under the laws of the United States of America or any one of the states thereof or the District of Columbia which is not affiliated with the Company (or any sub-servicer) or (iii) with an entity which is an institution whose deposits are insured by the FDIC, the unsecured and uncollateralized long-term debt obligations of which shall be rated A2 or higher by Standard & Poors and A or higher by Fitch, Inc. or one of the two highest short-term ratings by any applicable Rating Agency, and which is either (a) a federal savings association duly organized, validly existing and in good standing under the federal banking laws, (b) an institution duly organized, validly existing and in good standing under the applicable banking laws of any state, (c) a national banking association under the federal banking laws, or (d) a principal subsidiary of a bank holding company, or (iv) if ownership of the Mortgage Loans is evidenced by mortgaged-backed securities, the equivalent required ratings of each Rating Agency, and held such that the rights of the Purchaser and the owner of the Mortgage Loans shall be fully protected against the claims of any creditors of the Company (or any sub-servicer) and of any creditors or depositors of the institution in which such account is maintained or (v) in a separate non-trust account without FDIC or other insurance in an Eligible Institution. In the event that a Custodial Account is established pursuant to clause (iii), (iv) or (v) of the preceding sentence, the Company shall provide the Purchaser with written notice on the Business Day following the date on which the applicable institution fails to meet the applicable ratings requirements. Eligible Institution: An institution having (i) the highest short-term debt rating, and one of the two highest long-term debt ratings of each Rating Agency; or (ii) with respect to any Custodial Account, an unsecured long-term debt rating of at least one of the two highest unsecured long-term debt ratings of each Rating Agency. Equity Take-Out Refinanced Mortgage Loan: A Refinanced Mortgage Loan the proceeds were in excess of the outstanding principal balance of the existing mortgage loan as defined in the Fannie Mae Guide(s). of which
Escrow Account: Each separate trust account or accounts created and maintained pursuant to Section 4.06 which shall be entitled "[__________________], in trust for the [Purchaser], Owner of Adjustable Rate Mortgage Loans, and various Mortgagors" and shall be established in an Eligible Account, in the name of the Person that is the "Purchaser" with respect to the related Mortgage Loans. Escrow Payments: With respect to any Mortgage Loan, the amounts constituting ground rents, taxes, assessments, water rates, sewer rents, municipal charges, mortgage insurance premiums, fire and hazard insurance premiums, condominium charges, and any other payments required to be escrowed by the Mortgagor with the mortgagee pursuant to the Mortgage or any other document.
Event of Default: Fannie Mae:
Any one of the conditions or circumstances enumerated in Section 9.01. The Federal National Mortgage Association, or any successor thereto. The Fannie Mae Selling Guide and the Fannie Mae Servicing Guide and all
Fannie Mae Guide(s): amendments or additions thereto. FDIC: FHLMC:
The Federal Deposit Insurance Corporation, or any successor thereto. The Federal Home Loan Mortgage Corporation, or any successor thereto. The FHLMC Single Family Seller/Servicer Guide and all amendments or additions thereto. A fidelity bond to be maintained by the Company pursuant to Section 4.12.
FHLMC Guide: Fidelity Bond: FIRREA:
The Financial Institutions Reform, Recovery, and Enforcement Act of 1989.
First Remittance Date: With respect to any Mortgage Loan, the Remittance Date occurring in the month following the month in which the related Closing Date occurs. GAAP: HUD: Generally accepted accounting principles, consistently applied. The United States Department of Housing and Urban Development or any successor thereto.
Index: With respect to any adjustable rate Mortgage Loan, the index identified on the Mortgage Loan Schedule and set forth in the related Mortgage Note for the purpose of calculating the interest rate thereon. Initial Rate Cap: As to each adjustable rate increase or decrease in the Mortgage Interest Rate on the first Adjustment Date. Insurance Proceeds: Mortgage Loan or the related Mortgaged Property. Mortgage Loan, where applicable, the maximum
With respect to each Mortgage
Loan,
policies
insuring the
Lifetime Rate Cap: As to each over the term of such Mortgage Loan.
adjustable
rate
Mortgage
Loan,
the maximum
Mortgage
Interest
Rate
Liquidation Proceeds: Cash received in connection with the liquidation of a defaulted whether through the sale or assignment of such Mortgage Loan, trustee's sale, foreclosure sale or otherwise.
Mortgage Loan,
Loan-to-Value Ratio or LTV: With respect to any Mortgage Loan, the ratio of the original outstanding principal amount of the Mortgage Loan, to (i) the Appraised Value of the Mortgaged Property as of the Origination Date with respect to a Refinanced Mortgage Loan, and (ii) the lesser of the Appraised Value of the Mortgaged Property as of the Origination Date or the purchase price of the Mortgaged Property with respect to all other Mortgage Loans. Margin: With respect to each adjustable rate Mortgage Loan, the fixed percentage amount set forth in each related Mortgage Note which is added to the Index in order to determine the related Mortgage Interest Rate, as set forth in the Mortgage Loan Schedule. Monthly Advance: Section 5.03. The aggregate of the advances made by the Company on any Remittance Date pursuant to monthly payment of principal and interest on a Mortgage Loan which is
Monthly Payment: The scheduled payable by a Mortgagor under the related Mortgage Note.
Mortgage: The mortgage, deed of trust or other instrument securing a first lien on an unsubordinated estate in fee simple in real property securing the Mortgage Note.
Mortgage
Note
which
creates
Mortgage File: The mortgage documents pertaining to a particular Mortgage Loan which are specified in Exhibit A hereto and any additional documents required to be added to the Mortgage File pursuant to this Agreement. Mortgage Impairment Insurance Policy: described in Section 4.11. A mortgage impairment or blanket hazard insurance policy as
Mortgage Interest Rate: The annual rate at which interest accrues on any Mortgage Loan, which may be adjusted from time to time for an adjustable rate Mortgage Loan, in accordance with the provisions of the related Mortgage Note. Mortgage Loan: An individual mortgage loan which is the subject of this Agreement, each Mortgage Loan originally sold and subject to this Agreement being identified on the Mortgage Loan Schedule attached to the related Term Sheet, which Mortgage Loan includes without limitation the Mortgage File, the Monthly Payments, Principal Prepayments, Liquidation Proceeds, Condemnation Proceeds, Insurance Proceeds, REO Disposition Proceeds, and all other rights, benefits, proceeds and obligations arising from or in connection with such Mortgage Loan, excluding replaced or repurchased mortgage loans. Mortgage Loan Documents: The documents listed in Exhibit A.
Mortgage Loan Remittance Rate: With respect to each Mortgage Loan, the annual rate of interest remitted to the Purchaser, which shall be equal to the Mortgage Interest Rate minus the Servicing Fee Rate. Mortgage Loan Schedule: The schedule of Mortgage Loans annexed to the related Term Sheet, setting forth the following information with respect to each Mortgage Loan in the related Mortgage Loan Package: (1) (2) (3) (4) property; (5) (6) the type of residential property constituting the Mortgaged Property; the original months to maturity of the Mortgage Loan; original the Company's Mortgage Loan identifying number; the Mortgagor's first and last name; the street address of the Mortgaged Property including the city, state and zip code; a code indicating whether the Mortgaged Property is owner-occupied, a second home or an investor such schedule
(7) the remaining months to maturity from the related Cut-off Date, based on the amortization schedule and, if different, the maturity expressed in the same manner but based on the actual amortization schedule; (8)
the Sales Price, if applicable, Appraised Value and Loan-to-Value Ratio, at origination;
(9) the Mortgage Interest Rate as of origination and as of the related Cut-off Date; with respect to each adjustable rate Mortgage Loan, the initial Adjustment Date, the next Adjustment Date immediately following the related Cutoff Date, the Index, the Margin, the Initial Rate Cap, if any, Periodic Rate Cap, if any, minimum Mortgage Interest Rate under the terms of the Mortgage Note and the Lifetime Rate Cap; (10) (11) (12) (13) (14) the Origination Date of the Mortgage Loan; the stated maturity date; the amount of the Monthly Payment at origination; the amount of the Monthly Payment as of the related the original principal amount of the Mortgage Loan; Cut-off Date;
(15) the scheduled Stated Principal Balance of the Mortgage Loan as of the close of business on the related Cut-off Date, after deduction of payments of principal due on or before the related Cut-off Date whether or not collected; (16) a code indicating refinance, equity take-out refinance); (17) the purpose of the Mortgage Loan (i.e., purchase, rate and term
a code indicating the documentation style (i.e. full, alternative, etc.); preceding the related Closing Date that
(18) the number of times during the twelve (12) month period any Monthly Payment has been received after the month of its scheduled due date; (19) the date on which the first payment is or was due;
(20) a code indicating whether or not the Mortgage Loan is the subject of a Primary Mortgage and the name of the related insurance carrier; (21) spread; (22) the last Due Date on which a Monthly balance of the Mortgage Loan. (23) (24) Payment was actually
Insurance Policy
a code indicating whether or not the Mortgage Loan is currently convertible and the conversion applied to the unpaid principal
product type (i.e. fixed, adjustable, 3/1, 5/1, etc.);
credit score and/or mortgage score, if applicable;
(25) a code indicating whether or not the Mortgage Loan is the subject of a Lender Primary Mortgage Insurance Policy and the name of the related insurance carrier and the Lender Paid Mortgage Insurance Rate; (26) a code indicating whether or not the Mortgage Loan has a prepayment penalty and if so, the amount and term thereof; and (27) the Current Appraised Value of the Mortgage Loan and Current LTV, if applicable. attached to the related
With respect to the Mortgage Loans in the aggregate, the Mortgage Loan Schedule Term Sheet shall set forth the following information, as of the related Cut-off Date: (1) (2) (3) the number of Mortgage Loans;
the current aggregate outstanding principal balance of the Mortgage Loans; the weighted average Mortgage Interest Rate of the Mortgage Loans;
(4) (5)
the weighted average maturity of the Mortgage Loans; and the weighted average months to next Adjustment Date; The note or other evidence of the indebtedness of a Mortgagor secured by a Mortgage.
Mortgage Note:
Mortgaged Property: The underlying real property securing repayment of a Mortgage Note, consisting of a single parcel of real estate considered to be real estate under the laws of the state in which such real property is located which may include condominium units and planned unit developments, improved by a residential dwelling; except that with respect to real property located in jurisdictions in which the use of leasehold estates for residential properties is a widely-accepted practice, a leasehold estate of the Mortgage, the term of which is equal to or longer than the term of the Mortgage. Mortgagor: The obligor on a Mortgage Note.
Nonrecoverable Advance: Any portion of a Monthly Advance or Servicing Advance previously made or proposed to be made by the Company pursuant to this Agreement, that, in the good faith judgment of the Company, will not or, in the case of a proposed advance, would not, be ultimately recoverable by it from the related Mortgagor or the related Liquidation Proceeds, Insurance Proceeds, Condemnation Proceeds or otherwise with respect to the related Mortgage Loan. OCC: Office of the Comptroller of the Currency, or any successor thereto.
Officers' Certificate: A certificate signed by the Chairman of the Board, the Vice Chairman of the Board, the President, a Senior Vice President or a Vice President or by the Treasurer or the Secretary or one of the Assistant Treasurers or Assistant Secretaries of the Company, and delivered to the Purchaser as required by this Agreement. Opinion of Counsel: A written opinion of whom the opinion is being given, reasonably acceptable to the Purchaser. counsel, who may be an employee of the party on behalf of
Origination Date: The date on which a Mortgage Loan funded, which date shall not, in connection with a Refinanced Mortgage Loan, be the date of the funding of the debt being refinanced, but rather the closing of the debt currently outstanding under the terms of the Mortgage Loan Documents. OTS: Office of Thrift Supervision, or any successor thereto.
Periodic Rate Cap: As to each adjustable rate Mortgage Loan, the maximum increase or decrease in the Mortgage Interest Rate on any Adjustment Date, as set forth in the related Mortgage Note and the related Mortgage Loan Schedule.
Permitted Investments:
(i) direct obligations of, and obligations fully guaranteed by the United States of America or any agency or instrumentality of the United States of America the obligations of which are backed by the full faith and credit of the United States of America; (ii) (a) demand or time deposits, federal funds or bankers' acceptances issued by any depository institution or trust company incorporated under the laws of the United States of America or any state thereof and subject to supervision and examination by federal and/or state banking authorities, provided that the commercial paper and/or the short-term deposit rating and/or the long-term unsecured debt obligations or deposits of such depository institution or trust company at the time of such investment or contractual commitment providing for such investment are rated in one of the two highest rating categories by each Rating Agency and (b) any other demand or time deposit or certificate of deposit that is fully insured by the FDIC; (iii) repurchase obligations with a term not to exceed thirty (30) days and with respect security described in clause (i) above and entered into with a depository institution or trust company (acting as principal) described in clause (ii)(a) above; to (a) any (iv) securities bearing interest or sold at a discount issued by any corporation incorporated under the laws of the United States of America or any state thereof that are rated in one of the two highest rating categories by each Rating Agency at the time of such investment or contractual commitment providing for such investment; provided, however, that securities issued by any particular corporation will not be Permitted Investments to the extent that investments therein will cause the then outstanding principal amount of securities issued by such corporation and held as Permitted Investments to exceed 10% of the aggregate outstanding principal balances of all of the Mortgage Loans and Permitted Investments; (v) commercial paper (including both non-interest-bearing discount obligations and interestobligations payable on demand or on a specified date not more than one year after the date of issuance thereof) which are rated in one of the two highest rating categories by each Rating Agency at the time of such investment; bearing
(vi) any other demand, money market or time deposit, obligation, security or may be acceptable to each Rating Agency as evidenced in writing by each Rating Agency; and
investment as
(vii) any money market funds the collateral of which consists of obligations fully guaranteed by the United States of America or any agency or instrumentality of the United States of America the obligations of which are backed by the full faith and credit of the United States of America (which may include repurchase obligations secured by collateral described in clause (i)) and other securities and which money market funds are rated in one of the two highest rating categories by each Rating Agency. provided, however, that no instrument or security shall be a Permitted Investment if such instrument or security evidences a right to receive only interest payments with respect to the obligations underlying such instrument or if such security provides for payment of both principal and interest with a yield to maturity in excess of 120% of the yield to maturity at par or if such investment or security is purchased at a price greater than par. Person: Any individual, corporation, partnership, joint venture, association, joint-stock limited liability company, trust, unincorporated organization or government or any agency or political subdivision thereof. company,
Prepayment Interest Shortfall: With respect to any Remittance Date, for each Mortgage Loan that was the subject of a Principal Prepayment during the related Prepayment Period, an amount equal to the excess of one months interest at the applicable Mortgage Loan Remittance Rate on the amount of such Principal Prepayment over the amount of interest (adjusted to the Mortgage Loan Remittance Rate) actually paid by the related Mortgagor with respect to such Prepayment Period. Prepayment Period: in which such Remittance Date occurs. With respect to any Remittance Date, the calendar month preceding the month
Primary Mortgage Insurance Policy: Each primary policy of mortgage insurance represented effect pursuant to Section 3.02(hh), or any replacement policy therefor obtained by the Company pursuant to Section 4.08. Prime Rate: The prime rate rate in the Wall Street Journal (Northeast Edition). announced to be in effect from time to time as
to be in
published as the average
Principal Prepayment: Any payment or other recovery of principal on a Mortgage Loan full or partial which is received in advance of its scheduled Due Date, including any prepayment penalty or premium thereon and which is not accompanied by an amount of interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of
prepayment. Purchase Price: As defined in Section 2.02.
Purchaser: EMC Mortgage Corporation, its successors in interest and assigns. Qualified Appraiser: An appraiser, duly appointed by the Company, who had no interest, direct or indirect in the related Mortgaged Property or in any loan made on the security thereof, and whose compensation is not affected by the approval or disapproval of the Mortgage Loan, and such appraiser and the appraisal made by such appraiser both satisfy the requirements of Title XI of FIRREA and the regulations promulgated thereunder and the requirements of Fannie Mae, all as in effect on the date the Mortgage Loan was originated. Qualified Insurer: An insurance company duly qualified as such under the laws of the states in which the related Mortgaged Property is located, duly authorized and licensed in such states to transact the applicable insurance business and to write the insurance provided, approved as an insurer by Fannie Mae or FHLMC. Rating Agency: Standard & Poor's, Fitch, Inc. or, in the event that some or all of the ownership of the Mortgage Loans is evidenced by mortgage-backed securities, the nationally recognized rating agencies issuing ratings with respect to such securities, if any. Refinanced Mortgage Loan: A Mortgage Loan which was made to a Mortgagor who owned the Mortgaged Property prior to the origination of such Mortgage Loan and the proceeds of which were used in whole or part to satisfy an existing mortgage. REMIC: A "real estate mortgage investment conduit," as such term is defined in Section 860D of the Code.
REMIC Provisions: The provisions of the federal income tax law relating to REMICs, which appear at Sections 860A through 860G of the Code, and the related provisions and regulations promulgated thereunder, as the foregoing may be in effect from time to time. Remittance Date: The 18th day of any month, beginning with the First day is not a Business Day, the first Business Day immediately preceding such 18th day. REO Disposition: The final sale by the Company of any REO Property. Remittance Date, or if such 18th
REO Disposition Proceeds: Amounts received by the Company in connection with a related REO Disposition. REO Property: Section 4.13. A Mortgaged Property acquired by the Company on behalf of the Purchaser as described in
Repurchase Price: With respect to any Mortgage Loan, a price equal to (i) the product of the greater of 100% or the percentage of par as stated in the Confirmation multiplied by the Stated Principal Balance of such Mortgage Loan on the repurchase date, plus (ii) interest on such outstanding principal balance at the Mortgage Loan Remittance Rate from the last date through which interest has been paid and distributed to the Purchaser to the end of the month of repurchase, plus, (iii) third party expenses incurred in connection with the transfer of the Mortgage Loan being repurchased; less amounts received or advanced in respect of such repurchased Mortgage Loan which are being held in the Custodial Account for distribution in the month of repurchase.
SAIF:
The Savings Association Insurance Fund, or any successor thereto. Mortgagor to
Sales Price: With respect to any Mortgage Loan the proceeds of which were used by the acquire the related Mortgaged Property, the amount paid by the related Mortgagor for such Mortgaged Property. Seller: Agreement.
First Horizon Home Loan Corporation, its successors in interest and assigns, as permitted by this
Servicer: First Tennessee Mortgage Services, Inc., its successors in interest and assigns, as permitted by this Agreement. Servicing Advances: All customary, reasonable and necessary "out of pocket" costs and expenses (including reasonable attorneys' fees and disbursements) incurred in the performance by the Company of its servicing obligations, including, but not limited to, the cost of (a) the preservation, restoration and protection of the Mortgaged Property, (b) any enforcement, administrative or judicial proceedings, or any legal work or advice specifically related to servicing the Mortgage Loans, including but not limited to, foreclosures, bankruptcies, condemnations, drug seizures, elections, foreclosures by subordinate or superior lienholders, and other legal actions incidental to the servicing of the Mortgage Loans (provided that such expenses are reasonable and that the Company specifies the Mortgage Loan(s) to which such expenses relate and, upon Purchasers request, provides documentation supporting such expense (which documentation would be acceptable to Fannie Mae), and provided further that any such enforcement, administrative or judicial proceeding does not arise out of a breach of any representation, warranty or covenant of the Company hereunder), (c) the management and liquidation of the Mortgaged Property if the Mortgaged Property is acquired in full or partial satisfaction of the Mortgage, (d) taxes, assessments, water rates, sewer rates and other charges which are or may become a
lien upon the Mortgaged Property, and Primary Mortgage Insurance Policy premiums and fire and hazard insurance coverage, (e) any expenses reasonably sustained by the Company with respect to the liquidation of the Mortgaged Property in accordance with the terms of this Agreement and (f) compliance with the obligations under Section 4.08. Servicing Fee: With respect to each Mortgage Loan, the amount of the annual fee the Purchaser shall pay to the Company, which shall, for a period of one full month, be equal to one-twelfth of the product of (a) the Servicing Fee Rate and (b) the outstanding principal balance of such Mortgage Loan. Such fee shall be payable monthly, computed on the basis of the same principal amount and period respecting which any related interest payment on a Mortgage Loan is computed. The obligation of the Purchaser to pay the Servicing Fee is limited to, and the Servicing Fee is payable solely from, the interest portion of such Monthly Payment collected by the Company, or as otherwise provided under Section 4.05 and in accordance with the Fannie Mae Guide(s). Any fee payable to the Company for administrative services related to any REO Property as described in Section 4.13 shall be payable from Liquidation Proceeds of the related REO Property.
Servicing Fee Rate:
As set forth in the Term Sheet.
Servicing File: With respect to each Mortgage Loan, the file retained by the Company consisting of originals of all documents in the Mortgage File which are not delivered to the Purchaser and copies of the Mortgage Loan Documents listed in Exhibit A, the originals of which are delivered to the Purchaser or its designee pursuant to Section 2.04. Servicing Officer: Any officer of the Company involved in, or responsible for, the administration and servicing of the Mortgage Loans whose name appears on a list of servicing officers furnished by the Company to the Purchaser upon request, as such list may from time to time be amended. Stated Principal Balance: As to each Mortgage Loan as of any date of determination, (i) the principal balance of such Mortgage Loan at the Cut-off Date after giving effect to payments of principal due on or before such date, whether or not received, minus (ii) all amounts previously distributed to the Purchaser with respect to the Mortgage Loan representing payments or recoveries of principal or advances in lieu thereof. Subservicer: Any subservicer which is subservicing the Subservicing Agreement. Any subservicer shall meet the qualifications set forth in Section 4.01. Subservicing Agreement: the Mortgage Loans. Mortgage Loans pursuant to a
An agreement between the Company and a Subservicer, if any, for the servicing of
Term Sheet: A supplemental agreement in the form attached hereto as Exhibit I which shall be executed and delivered by the Company and the Purchaser to provide for the sale and servicing pursuant to the terms of this Agreement of the Mortgage Loans listed on Schedule I attached thereto, which supplemental agreement shall contain certain specific information relating to such sale of such Mortgage Loans and may contain additional covenants relating to such sale of such Mortgage Loans. ARTICLE II PURCHASE OF MORTGAGE LOANS; SERVICING OF MORTGAGE LOANS; RECORD TITLE AND POSSESSION OF MORTGAGE FILES; BOOKS AND RECORDS; CUSTODIAL AGREEMENT; DELIVERY OF MORTGAGE LOAN DOCUMENTS Section 2.01 Agreement to Purchase.
The Company agrees to sell and the Purchaser agrees to purchase the Mortgage Loans having an aggregate Stated Principal Balance on the related Cut-off Date set forth in the related Term Sheet in an amount as set forth in the Confirmation, or in such other amount as agreed by the Purchaser and the Company as evidenced by the actual aggregate Stated Principal Balance of the Mortgage Loans accepted by the Purchaser on the related Closing Date, with servicing retained by the Company. The Company shall deliver the related Mortgage Loan Schedule attached to the related Term Sheet for the Mortgage Loans to be purchased on the related Closing Date to the Purchaser at least two (2) Business Days prior to the related Closing Date. The Mortgage Loans shall be sold pursuant to this Agreement, and the related Term Sheet shall be executed and delivered on the related Closing Date. Section 2.02 Purchase Price.
The Purchase Price for each Mortgage Loan shall be the percentage of par as stated in the Confirmation (subject to adjustment as provided therein), multiplied by the Stated Principal Balance, as of the related Cut-off Date, of the Mortgage Loan listed on the related Mortgage Loan Schedule attached to the related Term Sheet, after application of scheduled payments of principal due on or before the related Cut-off Date whether or not collected. In addition to the Purchase Price as described above, the Purchaser shall pay to the Company, at closing, accrued interest on the Stated Principal Balance of each Mortgage Loan as of the related Cut-off Date at the Mortgage Loan Remittance Rate of each Mortgage Loan from the related Cut-off Date through the day prior to the related Closing Date, inclusive.
The Purchase Price plus accrued interest as set forth in the preceding related Closing Date by wire transfer of immediately available funds.
paragraph
shall be paid on the
Purchaser shall be entitled to (1) all scheduled principal due after the related Cut-off Date, (2) all other recoveries of principal collected on or after the related Cut-off Date (provided, however, that all scheduled payments of principal due on or before the related Cut-off Date and collected by the Company or any successor servicer after the related Cut-off Date shall belong to the Company), and (3) all payments of interest on the Mortgage Loans net of applicable Servicing Fees (minus that portion of any such payment which is allocable to the period prior to the related Cut-off Date). The outstanding principal balance of each Mortgage Loan as of the related Cut-off Date is determined after application of payments of principal due on or before the related Cut-off Date whether or not collected, together with any unscheduled principal prepayments collected prior to the related Cutoff Date; provided, however, that payments of scheduled principal and interest prepaid for a Due Date beyond the related Cut-off Date shall not be applied to the principal balance as of the related Cut-off Date. Such prepaid amounts shall be the property of the Purchaser. The Company shall deposit any such prepaid amounts into the Custodial Account, which account is established for the benefit of the Purchaser for subsequent remittance by the Company to the Purchaser. Section 2.03 Servicing of Mortgage Loans.
Simultaneously with the execution and delivery of each Term Sheet, the Company does hereby agree to directly service the Mortgage Loans listed on the related Mortgage Loan Schedule attached to the related Term Sheet subject to the terms of this Agreement and the related Term Sheet. The rights of the Purchaser to receive payments with respect to the related Mortgage Loans shall be as set forth in this Agreement. Section 2.04 Record Title and Possession of Mortgage Files; Maintenance of Servicing Files.
As of the related Closing Date, the Company sold, transferred, assigned, set over and conveyed to the Purchaser, without recourse, on a servicing retained basis, and the Company hereby acknowledges that the Purchaser has, but subject to the terms of this Agreement and the related Term Sheet, all the right, title and interest of the Company in and to the Mortgage Loans. Company will deliver the Mortgage Files to the Custodian designated by Purchaser, on or before the related Closing Date, at the expense of the Company. The Company shall maintain a Servicing File consisting of a copy of the contents of each Mortgage File and the originals of the documents in each Mortgage File not delivered to the Purchaser. The Servicing File shall contain all documents necessary to service the Mortgage Loans. The possession of each Servicing File by the Company is at the will of the Purchaser, for the sole purpose of servicing the related Mortgage Loan, and such retention and possession by the Company is in a custodial capacity only. From the related Closing Date, the ownership of each Mortgage Loan, including the Mortgage Note, the Mortgage, the contents of the related Mortgage File and all rights, benefits, proceeds and obligations arising therefrom or in connection therewith, has been vested in the Purchaser. All rights arising out of the Mortgage Loans including, but not limited to, all funds received on or in connection with the Mortgage Loans and all records or documents with respect to the Mortgage Loans prepared by or which come into the possession of the Company shall be received and held by the Company in trust for the benefit of the Purchaser as the owner of the Mortgage Loans. Any portion of the Mortgage Files retained by the Company shall be appropriately identified in the Company's computer system to clearly reflect the ownership of the Mortgage Loans by the Purchaser. The Company shall release its custody of the contents of the Mortgage Files only in accordance with written instructions of the Purchaser, except when such release is required as incidental to the Company's servicing of the Mortgage Loans or is in connection with a repurchase of any Mortgage Loan or Loans with respect thereto pursuant to this Agreement and the related Term Sheet, such written instructions shall not be required. Section 2.05 Books and Records.
The sale of each Mortgage Loan shall be reflected on the Company's balance sheet and other financial statements as a sale of assets by the Company. The Company shall be responsible for maintaining, and shall maintain, a complete set of books and records for the Mortgage Loans that shall be appropriately identified in the Company's computer system to clearly reflect the ownership of the Mortgage Loan by the Purchaser. In particular, the Company shall maintain in its possession, available for inspection by the Purchaser, or its designee and shall deliver to the Purchaser upon demand, evidence of compliance with all federal, state and local laws, rules and regulations, and requirements of Fannie Mae or FHLMC, as applicable, including but not limited to documentation as to the method used in determining the applicability of the provisions of the Flood Disaster Protection Act of 1973, as amended, to the Mortgaged Property, documentation evidencing insurance coverage of any condominium project as required by Fannie Mae or FHLMC, and periodic inspection reports as required by Section 4.13. To the extent that original documents are not required for purposes of realization of Liquidation Proceeds or Insurance Proceeds, documents maintained by the Company may be in the form of microfilm or microfiche.
The Company shall maintain with respect to each Mortgage Loan and shall make available for inspection by any Purchaser or its designee the related Servicing File during the time the Purchaser retains ownership of a Mortgage Loan and thereafter in accordance with applicable laws and regulations. In addition to the foregoing, Company shall provide to any supervisory agents or examiners that regulate Purchaser, including but not limited to, the OTS, the FDIC and other similar entities, access, during normal business hours, upon reasonable advance notice to Company and without cost to Company or such supervisory agents or examiners, to any documentation regarding the Mortgage Loans that may be required by any applicable regulator. Section 2.06. Transfer of Mortgage Loans.
The Company shall keep at its servicing office books and records in which, subject to such reasonable regulations as it may prescribe, the Company shall note transfers of Mortgage Loans. No transfer of a Mortgage Loan may be made unless such transfer is in compliance with the terms hereof. For the purposes of this Agreement, the Company shall be under no obligation to deal with any person with respect to this Agreement or any Mortgage Loan unless a notice of the transfer of such Mortgage Loan has been delivered to the Company in accordance with this Section 2.06 and the books and records of the Company show such person as the owner of the Mortgage Loan. The Purchaser may, subject to the terms of this Agreement, sell and transfer one or more of the Mortgage Loans, provided, however, that the transferee will not be deemed to be a Purchaser hereunder binding upon the Company unless such transferee shall agree in writing to be bound by the terms of this Agreement and an original counterpart of the instrument of transfer in an Assignment and Assumption of this Agreement substantially in the form of Exhibit D hereto executed by the transferee shall have been delivered to the Company. The Purchaser also shall advise the Company of the transfer. Upon receipt of notice of the transfer, the Company shall mark its books and records to reflect the ownership of the Mortgage Loans of such assignee, and the previous Purchaser shall be released from its obligations hereunder with respect to the Mortgage Loans sold or transferred. Section 2.07 Delivery of Mortgage Loan Documents.
The Company shall deliver and release to the Purchaser or its designee the Mortgage Loan Documents in accordance with the terms of this Agreement and the related Term Sheet. The documents enumerated as items (1), (2), (3), (4), (5), (6), (7), (8), (9) and (16) in Exhibit A hereto shall be delivered by the Company to the Purchaser or its designee no later than three (3) Business Days prior to the related Closing Date pursuant to a bailee letter agreement. All other documents in Exhibit A hereto, together with all other documents executed in connection with the Mortgage Loan that Company may have in its possession, shall be retained by the Company in trust for the Purchaser. If the Company cannot deliver the original recorded Mortgage Loan Documents or the original policy of title insurance, including riders and endorsements thereto, on the related Closing Date, the Company shall, promptly upon receipt thereof and in any case not later than 120 days from the related Closing Date, deliver such original documents, including original recorded documents, to the Purchaser or its designee (unless the Company is delayed in making such delivery by reason of the fact that such documents shall not have been returned by the appropriate recording office). If delivery is not completed within 120 days solely due to delays in making such delivery by reason of the fact that such documents shall not have been returned by the appropriate recording office, Company shall deliver such document to Purchaser, or its designee, within such time period as specified in a Company's Officer's Certificate. In the event that documents have not been received by the date specified in the Company's Officer's Certificate, a subsequent Company's Officer's Certificate shall be delivered by such date specified in the prior Company's Officer's Certificate, stating a revised date for receipt of documentation. The procedure shall be repeated until the documents have been received and delivered. If delivery is not completed within 180 days solely due to delays in making such delivery by reason of the fact that such documents shall not have been returned by the appropriate recording office, the Company shall continue to use its best efforts to effect delivery as soon as possible thereafter, provided that if such documents are not delivered by the 270th day from the date of the related Closing Date, the Company shall repurchase the related Mortgage Loans at the Repurchase Price in accordance with Section 3.03 hereof.
The Company shall pay all initial recording fees, if any, for the assignments of mortgage and any other fees in connection with the transfer of all original documents to the Purchaser or its designee. Company shall prepare, in recordable form, all assignments of mortgage necessary to assign the Mortgage Loans to Purchaser, or its designee. Company shall be responsible for recording the assignments of mortgage. Company shall provide an original or duplicate original of the title insurance policy to Purchaser or its designee within ninety (90) days of the receipt of the recorded documents (required for issuance of such policy) from the applicable recording office. Any review by the reduce the Company's obligations hereunder. Purchaser, or its designee, of the Mortgage Files shall in no way alter or
If the Purchaser or its designee discovers any defect with respect to a Mortgage File, the Purchaser shall, or shall cause its designee to, give written specification of such defect to the Company which may be given in the exception report or the certification delivered pursuant to this Section 2.07, or otherwise in writing and the Company shall cure or repurchase such Mortgage Loan in accordance with Section 3.03. The Company shall forward to the Purchaser, or its designee, original documents evidencing an assumption, modification, consolidation or extension of any Mortgage Loan entered into in accordance with Section 4.01 or 6.01 within one week of their execution; provided, however, that the Company shall provide the Purchaser, or its designee, with a certified true copy of any such document submitted for recordation within one week of its execution, and shall provide the original of any document submitted for recordation or a copy of such document certified by the appropriate public recording office to be a true and complete copy of the original within sixty (60) days of its submission for recordation.
From time to time the Company may have a need for Mortgage Loan Documents to be released from Purchaser, or its designee. Purchaser shall, or shall cause its designee, upon the written request of the Company, within ten (10) Business Days, deliver to the Company, any requested documentation previously delivered to Purchaser as part of the Mortgage File, provided that such documentation is promptly returned to Purchaser, or its designee, when the Company no longer requires possession of the document, and provided that during the time that any such documentation is held by the Company, such possession is in trust for the benefit of Purchaser. Company shall indemnify Purchaser, and its designee, from and against any and all losses, claims, damages, penalties, fines, forfeitures, costs and expenses (including court costs and reasonable attorney's fees) resulting from or related to the loss, damage, or misplacement of any documentation delivered to Company pursuant to this paragraph. Section 2.08 Quality Control Procedures.
The Company must have an internal quality control program that verifies, on a regular basis, the existence and accuracy of the legal documents, credit documents, property appraisals, and underwriting decisions. The program must be capable of evaluating and monitoring the overall quality of its loan production and servicing activities. The program is to ensure that the Mortgage Loans are originated and serviced in accordance with prudent mortgage banking practices and accounting principles; guard against dishonest, fraudulent, or negligent acts; and guard against errors and omissions by officers, employees, or other authorized persons. Section 2.09 Near-term Principal Prepayments in Full; Near Term Payment Defaults
In the event any Principal Prepayment in full is made by a Mortgagor on or prior to three months after the related Closing Date, the Company shall remit to the Purchaser an amount equal to the excess, if any, of the Purchase Price Percentage over par multiplied by the amount of such Principal Prepayment in full. Such remittance shall be made by the Company to Purchaser not later than five (5) Business Days after notice to the Company.
In the event either of the first three (3) scheduled Monthly Payments which are due under any Mortgage Loan after the related Cut-off Date are not made during the month in which such Monthly Payments are due, then not later than five (5) Business Days after notice to the Company by Purchaser (and at Purchasers sole option), the Company, shall repurchase such Mortgage Loan from the Purchaser pursuant to the repurchase provisions contained in this Subsection 3.03.
Section 2.10
Modification of Obligations.
Purchaser may, without any notice to Company, extend, compromise, renew, release, change, modify, adjust or alter, by operation of law or otherwise, any of the obligations of the Mortgagors or other persons obligated under a Mortgage Loan without releasing or otherwise affecting the obligations of Company under this Agreement, or with respect to such Mortgage Loan, except to the extent Purchasers extension, compromise, release, change, modification, adjustment, or alteration affects Companys ability to collect the Mortgage Loan or realize on the security of the Mortgage, but then only to the extent such action has such effect. ARTICLE III REPRESENTATIONS AND WARRANTIES OF THE COMPANY; REPURCHASE; REVIEW OF MORTGAGE LOANS Section 3.01 Representations and Warranties of the Company. warrants and covenants to the Purchaser that, as of the related
Each the Seller and Servicer represents, Closing Date or as of such date specifically provided herein: (a) The Company is a corporation, laws of the State of
duly organized,
validly
existing and in good standing under the
Kansas and has all licenses necessary to carry out its business as now being conducted, and is licensed and qualified to transact business in and is in good standing under the laws of each state in which any Mortgaged Property is located or is otherwise exempt under applicable law from such licensing or qualification or is otherwise not required under applicable law to effect such licensing or qualification and no demand for such licensing or qualification has been made upon such Company by any such state, and in any event such Company is in compliance with the laws of any such state to the extent necessary to ensure the enforceability of each Mortgage Loan and the servicing of the Mortgage Loans in accordance with the terms of this Agreement. The Servicer is a wholly owned subsidiary of the Seller; (b) The Company has the full power and authority and legal right to hold, transfer and convey each Mortgage Loan, to sell each Mortgage Loan and to execute, deliver and perform, and to enter into and consummate all transactions contemplated by this Agreement and the related Term Sheet and to conduct its business as presently conducted, has duly authorized the execution, delivery and performance of this Agreement and the related Term Sheet and any agreements contemplated hereby, has duly executed and delivered this Agreement and the related Term Sheet, and any agreements contemplated hereby, and this Agreement and the related Term Sheet and each Assignment to the Purchaser and any agreements contemplated hereby, constitutes a legal, valid and binding obligation of the Company, enforceable against it in accordance with its terms, and all requisite corporate action has been taken by the Company to make this Agreement and the related Term Sheet and all agreements contemplated hereby valid and binding upon the Company in accordance with their terms;
(c) Neither the execution and delivery of this Agreement and the related Term Sheet, nor the origination or purchase of the Mortgage Loans by the Company, the sale of the Mortgage Loans to the Purchaser, the consummation of the transactions contemplated hereby, or the fulfillment of or compliance with the terms and conditions of this Agreement and the related Term Sheet will conflict with any of the terms, conditions or provisions of the Company's charter or by-laws or materially conflict with or result in a material breach of any of the terms, conditions or provisions of any legal restriction or any agreement or instrument to which the Company is now a party or by which it is bound, or constitute a default or result in an acceleration under any of the foregoing, or result in the material violation of any law, rule, regulation, order, judgment or decree to which the Company or its properties are subject, or impair the ability of the Purchaser to realize on the Mortgage Loans. (d) There is no litigation, suit, proceeding or investigation pending or, to the best of Companys knowledge, threatened, or any order or decree outstanding, with respect to the Company which, either in any one instance or in the aggregate, is reasonably likely to have a material adverse effect on the sale of the Mortgage Loans, the execution, delivery, performance or enforceability of this Agreement and the related Term Sheet, or which is reasonably likely to have a material adverse effect on the financial condition of the Company. (e) No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Company of or compliance by the Company with this Agreement or the related Term Sheet, or the sale of the Mortgage Loans and delivery of the Mortgage Files to the Purchaser or the consummation of the transactions contemplated by this Agreement or the related Term Sheet, except for consents, approvals, authorizations and orders which have been obtained; (f) The consummation of the transactions contemplated by this Agreement or the related Term Sheet is in the ordinary course of business of the Company and Company, and the transfer, assignment and conveyance of the Mortgage Notes and the Mortgages by the Company pursuant to this Agreement or the related Term Sheet are not subject to bulk transfer or any similar statutory provisions in effect in any applicable jurisdiction; (g) The origination and servicing practices used by the Company and any prior originator or servicer with respect to each Mortgage Note and Mortgage have been legal and in accordance with applicable laws and regulations and the Mortgage Loan Documents, and in all material respects proper and prudent in the mortgage origination and servicing business. Each Mortgage Loan has been serviced in all material respects with Accepted Servicing Practices. With respect to escrow deposits and payments that the Company, on behalf of an investor, is entitled to collect, all such payments are in the possession of, or under the control of, the Company, and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All escrow payments have been collected in full compliance with state and federal law and the provisions of the related Mortgage Note and Mortgage. As to any Mortgage Loan that is the subject of an escrow, escrow of funds is not prohibited by applicable law and has been established in an amount sufficient to pay for every escrowed item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or other charges or payments due under the Mortgage Note have been capitalized under any Mortgage or the related Mortgage Note;
(h) The Company used no selection
procedures
that
identified
the Mortgage
Loans as being less
desirable or valuable than other comparable mortgage loans in the Company's portfolio at the related Cut-off Date; (i) The Company will treat the sale of the Mortgage Loans to the reporting and accounting purposes and, to the extent appropriate, for federal income tax purposes; Purchaser as a sale for
(j) Company is an approved seller/servicer of residential mortgage loans for Fannie Mae, FHLMC and HUD, with such facilities, procedures and personnel necessary for the sound servicing of such mortgage loans. The Company is duly qualified, licensed, registered and otherwise authorized under all applicable federal, state and local laws, and regulations, if applicable, meets the minimum capital requirements set forth by the OCC, and is in good standing to sell mortgage loans to and service mortgage loans for Fannie Mae and FHLMC and no event has occurred which would make Company unable to comply with eligibility requirements or which would require notification to either Fannie Mae or FHLMC; (k) The Company does not believe, nor does it have any cause or reason to believe, that it cannot perform each and every covenant contained in this Agreement or the related Term Sheet. The Company is solvent and the sale of the Mortgage Loans will not cause the Company to become insolvent. The sale of the Mortgage Loans is not undertaken with the intent to hinder, delay or defraud any of the Company's creditors; (l) No statement, tape, diskette, form, report or other document prepared by, or on behalf of, Company pursuant to this Agreement or the related Term Sheet or in connection with the transactions contemplated hereby, contains or will contain any statement that is or will be inaccurate or misleading in any material respect; (m) The Company acknowledges and agrees that the Servicing Fee represents reasonable compensation for performing such services and that the entire Servicing Fee shall be treated by the Company, for accounting and tax purposes, as compensation for the servicing and administration of the Mortgage Loans pursuant to this Agreement. In the opinion of Company, the consideration received by Company upon the sale of the Mortgage Loans to Purchaser under this Agreement and the related Term Sheet constitutes fair consideration for the Mortgage Loans under current market conditions. (n) Company has delivered to the Purchaser financial statements of its parent, for its last two complete fiscal years. All such financial information fairly presents the pertinent results of operations and financial position for the period identified and has been prepared in accordance with GAAP consistently applied throughout the periods involved, except as set forth in the notes thereto. There has been no change in the business, operations, financial condition, properties or assets of the Company since the date of the Companys financial information that would have a material adverse effect on its ability to perform its obligations under this Agreement;
(o) The Company has not dealt with any broker, investment banker, may be entitled to any commission or compensation in connection with the sale of the Mortgage Loans; Section 3.02
agent or other
person that
Representations and Warranties as to Individual Mortgage Loans.
References in this Section to percentages of Mortgage Loans refer in each case to the percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the related Cut-off Date, based on the outstanding Stated Principal Balances of the Mortgage Loans as of the related Cut-off Date, and giving effect to scheduled Monthly Payments due on or prior to the related Cut-off Date, whether or not received. References to percentages of Mortgaged Properties refer, in each case, to the percentages of expected aggregate Stated Principal Balances of the related Mortgage Loans (determined as described in the preceding sentence). The Company hereby represents and warrants to the Purchaser, as to each Mortgage Loan, as of the related Closing Date as follows: (a) The information set forth in the Mortgage Loan true, complete and correct in all material respects as of the related Cut-Off Date; Schedule attached to the related Term Sheet is
(b) The Mortgage creates a valid, subsisting and enforceable first lien or a first priority ownership interest in an estate in fee simple in real property securing the related Mortgage Note subject to principles of equity, bankruptcy, insolvency and other laws of general application affecting the rights of creditors; (c) All payments due prior to the related Cut-off Date for such Mortgage Loan have been made as of the related Closing Date; the Mortgage Loan has not been dishonored; there are no material defaults under the terms of the Mortgage Loan; the Company has not advanced its own funds, or induced, solicited or knowingly received any advance of funds from a party other than the owner of the Mortgaged Property subject to the Mortgage, directly or indirectly, for the payment of any amount required by the Mortgage Loan. As of the related Closing Date, all of the Mortgage Loans will have an actual interest paid to date of their related Cut-off Date(or later) and will be due for the scheduled monthly payment next succeeding the Cut-off Date (or later), as evidenced by a posting to Company's servicing collection system. No payment under any Mortgage Loan is delinquent as of the related Closing Date nor has any scheduled payment been delinquent at any time during the twelve (12) months prior to the month of the related Closing Date. For purposes of this paragraph, a Mortgage Loan will be deemed delinquent if any payment due thereunder was not paid
by the Mortgagor in the month such payment was due; (d) There are no defaults by Company in complying with the terms of the Mortgage, and all taxes, governmental assessments, insurance premiums, water, sewer and municipal charges, leasehold payments or ground rents which previously became due and owing have been paid, or escrow funds have been established in an amount sufficient to pay for every such escrowed item which remains unpaid and which has been assessed but is not yet due and payable;
(e) The terms of the Mortgage Note and the Mortgage have not been impaired, waived, altered or modified in any respect, except by written instruments which have been recorded to the extent any such recordation is required by law, or, necessary to protect the interest of the Purchaser. No instrument of waiver, alteration or modification has been executed except in connection with a modification agreement and which modification agreement is part of the Mortgage File and the terms of which are reflected in the related Mortgage Loan Schedule, and no Mortgagor has been released, in whole or in part, from the terms thereof except in connection with an assumption agreement and which assumption agreement is part of the Mortgage File and the terms of which are reflected in the related Mortgage Loan Schedule; the substance of any such waiver, alteration or modification has been approved by the issuer of any related Primary Mortgage Insurance Policy and title insurance policy, to the extent required by the related policies; (f) The Mortgage Note and the Mortgage are not subject to any right of rescission, set-off, counterclaim or defense, including, without limitation, the defense of usury, nor will the operation of any of the terms of the Mortgage Note or the Mortgage, or the exercise of any right thereunder, render the Mortgage Note or Mortgage unenforceable, in whole or in part, or subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury, and no such right of rescission, set-off, counterclaim or defense has been asserted with respect thereto; and as of the related Closing Date the Mortgagor was not a debtor in any state or federal bankruptcy or insolvency proceeding; (g) All buildings or other customarily insured improvements upon the Mortgaged Property are insured by a Qualified Insurer, against loss by fire, hazards of extended coverage and such other hazards as are provided for in the Fannie Mae or FHLMC Guide, as well as all additional requirements set forth in Section 4.10 of this Agreement. All such standard hazard policies are in full force and effect and contain a standard mortgagee clause naming the Company and its successors in interest and assigns as loss payee and such clause is still in effect and all premiums due thereon have been paid. If required by the Flood Disaster Protection Act of 1973, as amended, the Mortgage Loan is covered by a flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance Administration which policy conforms to Fannie Mae or FHLMC requirements, as well as all additional requirements set forth in Section 4.10 of this Agreement. Such policy was issued by a Qualified Insurer. The Mortgage obligates the Mortgagor thereunder to maintain all such insurance at the Mortgagor's cost and expense, and on the Mortgagor's failure to do so, authorizes the holder of the Mortgage to maintain such insurance at the Mortgagor's cost and expense and to seek reimbursement therefor from the Mortgagor. Neither the Company (nor any prior originator or servicer of any of the Mortgage Loans) nor any Mortgagor has engaged in any act or omission which has impaired or would impair the coverage of any such policy, the benefits of the endorsement provided for herein, or the validity and binding effect of either; (h) Any and all requirements of any federal, state or local law including, without limitation, usury, truth-in-lending, real estate settlement procedures, consumer credit protection, equal credit opportunity or disclosure laws applicable to the Mortgage Loan have been complied with in all material respects. None of the Mortgage Loans are (a) loans subject to 12 CFR Part 226.31, 12 CFR Part 226.32 or 12 CFR Part 226.34 of Regulation Z, the regulation implementing TILA, which implements the Home Ownership and Equity Protection Act of 1994, as amended or (b) classified and/or defined as a high cost, "covered", or predatory loan under any other state, federal or local law or regulation or ordinance, including, but not limited to, the States of Georgia and North Carolina and the City of New York. The Company maintains, and shall maintain, evidence of such compliance as required by applicable law or regulation and shall make such evidence available for inspection at the Company's office during normal business hours upon reasonable advance notice;
(i) The Mortgage has not been satisfied, canceled or subordinated, in whole or in part, or rescinded, and the Mortgaged Property has not been released from the lien of the Mortgage, in whole or in part nor has any instrument been executed that would effect any such release, cancellation, subordination or rescission. The Company has not waived the performance by the Mortgagor of any action, if the Mortgagors failure to perform such action would cause the Mortgage Loan to be in default, nor has the Company waived any default resulting from any action or inaction by the Mortgagor; (j) The Mortgage is a valid, subsisting, enforceable and perfected first lien on the Mortgaged Property, including all buildings on the Mortgaged Property and all installations and mechanical, electrical, plumbing, heating and air
conditioning systems affixed to such buildings, and all additions, alterations and replacements made at any time with respect to the foregoing securing the Mortgage Note's original principal balance subject to principles of equity, bankruptcy, insolvency and other laws of general application affecting the rights of creditors. The Mortgage and the Mortgage Note do not contain any evidence of any security interest or other interest or right thereto. Such lien is free and clear of all adverse claims, liens and encumbrances having priority over the first lien of the Mortgage subject only to (1) the lien of non-delinquent current real property taxes and assessments not yet due and payable, (2) covenants, conditions and restrictions, rights of way, easements and other matters of the public record as of the date of recording which are acceptable to mortgage lending institutions generally and either (A) which are referred to in the lenders title insurance policy delivered to the originator or otherwise considered in the appraisal made for the originator of the Mortgage Loan, or (B) which do not adversely affect the residential use or Appraised Value of the Mortgaged Property as set forth in such appraisal, and (3) other matters to which like properties are commonly subject which do not individually or in the aggregate materially interfere with the benefits of the security intended to be provided by the Mortgage or the use, enjoyment, value or marketability of the related Mortgaged Property. Any security agreement, chattel mortgage or equivalent document related to and delivered in connection with the Mortgage Loan establishes and creates a valid, subsisting, enforceable and perfected first lien and first priority security interest on the property described therein, and the Company has the full right to sell and assign the same to the Purchaser; (k) The Mortgage Note and the related Mortgage are original and genuine and each is the legal, valid and binding obligation of the maker thereof, enforceable in all respects in accordance with its terms subject to principles of equity, bankruptcy, insolvency and other laws of general application affecting the rights of creditors, and the Company has taken all action necessary to transfer such rights of enforceability to the Purchaser. All parties to the Mortgage Note and the Mortgage had the legal capacity to enter into the Mortgage Loan and to execute and deliver the Mortgage Note and the Mortgage. The Mortgage Loan Documents are on forms acceptable to Fannie Mae and FHLMC. The Mortgage Note and the Mortgage have been duly and properly executed by such parties. No fraud, error, omission, misrepresentation, negligence or similar occurrence with respect to a Mortgage Loan has taken place on the part of Company or the Mortgagor, or on the part of any other party involved in the origination or servicing of the Mortgage Loan. The proceeds of the Mortgage Loan have been fully disbursed and there is no requirement for future advances thereunder, and any and all requirements as to completion of any on-site or off-site improvements and as to disbursements of any escrow funds therefor have been complied with. All costs, fees and expenses incurred in making or closing the Mortgage Loan and the recording of the Mortgage were paid, and the Mortgagor is not entitled to any refund of any amounts paid or due under the Mortgage Note or Mortgage;
(l) The Company is the sole owner and holder of the Mortgage Loan and the indebtedness evidenced by the Mortgage Note. Upon the sale of the Mortgage Loan to the Purchaser, the Company will retain the Mortgage File or any part thereof with respect thereto not delivered to the Purchaser or the Purchasers designee in trust only for the purpose of servicing and supervising the servicing of the Mortgage Loan. Immediately prior to the transfer and assignment to the Purchaser, the Mortgage Loan, including the Mortgage Note and the Mortgage, were not subject to an assignment, sale or pledge to any person other than Purchaser, and the Company had good and marketable title to and was the sole owner thereof and had full right to transfer and sell the Mortgage Loan to the Purchaser free and clear of any encumbrance, equity, lien, pledge, charge, claim or security interest and has the full right and authority subject to no interest or participation of, or agreement with, any other party, to sell and assign the Mortgage Loan pursuant to this Agreement and following the sale of the Mortgage Loan, the Purchaser will own such Mortgage Loan free and clear of any encumbrance, equity, participation interest, lien, pledge, charge, claim or security interest. The Company intends to relinquish all rights to possess, control and monitor the Mortgage Loan, except for the purposes of servicing the Mortgage Loan as set forth in this Agreement. After the related Closing Date, the Company will not have any right to modify or alter the terms of the sale of the Mortgage Loan and the Company will not have any obligation or right to repurchase the Mortgage Loan or substitute another Mortgage Loan, except as provided in this Agreement, or as otherwise agreed to by the Company and the Purchaser; (m) Each Mortgage Loan is covered by an ALTA lender's title insurance policy or other generally acceptable form of policy or insurance acceptable to Fannie Mae or FHLMC (including adjustable rate endorsements), issued by a title insurer acceptable to Fannie Mae or FHLMC and qualified to do business in the jurisdiction where the Mortgaged Property is located, insuring (subject to the exceptions contained in (j)(1), (2) and (3) above) the Company, its successors and assigns, as to the first priority lien of the Mortgage in the original principal amount of the Mortgage Loan and against any loss by reason of the invalidity or unenforceability of the lien resulting from the provisions of the Mortgage providing for adjustment in the Mortgage Interest Rate and Monthly Payment. Where required by state law or regulation, the Mortgagor has been given the opportunity to choose the carrier of the required mortgage title insurance. The Company, its successors and assigns, is the sole insured of such lender's title insurance policy, such title insurance policy has been duly and validly endorsed to the Purchaser or the assignment to
the Purchaser of the Company's interest therein does not require the consent of or notification to the insurer and such lender's title insurance policy is in full force and effect and will be in full force and effect upon the consummation of the transactions contemplated by this Agreement. No claims have been made under such lender's title insurance policy, and no prior holder or servicer of the related Mortgage, including the Company, nor any Mortgagor, has done, by act or omission, anything which would impair the coverage of such lender's title insurance policy;
(n) There is no default, breach, violation or event of acceleration existing under the Mortgage or the related Mortgage Note and no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event permitting acceleration; and neither the Company, nor any prior mortgagee has waived any default, breach, violation or event permitting acceleration; (o) There are no mechanics' or similar liens or claims which have been filed for work, labor or material (and no rights are outstanding that under law could give rise to such liens) affecting the related Mortgaged Property which are or may be liens prior to or equal to the lien of the related Mortgage; (p) All improvements subject to the Mortgage which were considered in determining the appraised value of the Mortgaged Property lie wholly within the boundaries and building restriction lines of the Mortgaged Property (and wholly within the project with respect to a condominium unit) and no improvements on adjoining properties encroach upon the Mortgaged Property except those which are insured against by the title insurance policy referred to in clause (m) above and all improvements on the property comply with all applicable zoning and subdivision laws and ordinances; (q) Each Mortgage Loan was originated by or for the Company pursuant to, and conforms with, the Companys underwriting guidelines attached as Exhibit H hereto. The Mortgage Loan bears interest at an adjustable rate (if applicable) as set forth in the related Mortgage Loan Schedule, and Monthly Payments under the Mortgage Note are due and payable on the first day of each month. The Mortgage contains the usual and enforceable provisions of the Company at the time of origination for the acceleration of the payment of the unpaid principal amount of the Mortgage Loan if the related Mortgaged Property is sold without the prior consent of the mortgagee thereunder; (r) The Mortgaged Property is not subject to any material damage. At origination of the Mortgage Loan there was not, since origination of the Mortgage Loan there has not been, and there currently is no proceeding pending for the total or partial condemnation of the Mortgaged Property. The Company has not received notification that any such proceedings are scheduled to commence at a future date; (s) The related Mortgage contains customary and enforceable provisions such as to render the rights and remedies of the holder thereof adequate for the realization against the Mortgaged Property of the benefits of the security provided thereby, including, (1) in the case of a Mortgage designated as a deed of trust, by trustee's sale, and (2) otherwise by judicial foreclosure. There is no homestead or other exemption available to the Mortgagor which would interfere with the right to sell the Mortgaged Property at a trustee's sale or the right to foreclose the Mortgage;
(t) If the Mortgage constitutes a deed of trust, a trustee, authorized and duly qualified if required under applicable law to act as such, has been properly designated and currently so serves and is named in the Mortgage, and no fees or expenses, except as may be required by local law, are or will become payable by the Purchaser to the trustee under the deed of trust, except in connection with a trustee's sale or attempted sale after default by the Mortgagor; (u) The Mortgage File contains an appraisal of the related Mortgaged Property signed prior to the final approval of the mortgage loan application by a Qualified Appraiser, approved by the Company, who had no interest, direct or indirect, in the Mortgaged Property or in any loan made on the security thereof, and whose compensation is not affected by the approval or disapproval of the Mortgage Loan, and the appraisal and appraiser both satisfy the requirements of Fannie Mae or FHLMC and Title XI of the Federal Institutions Reform, Recovery, and Enforcement Act of 1989 and the regulations promulgated thereunder, all as in effect on the date the Mortgage Loan was originated. The appraisal is in a form acceptable to Fannie Mae or FHLMC; (v) All parties which have had any interest in the Mortgage, whether as mortgagee, assignee, pledgee or otherwise, are (or, during the period in which they held and disposed of such interest, were) (A) in compliance with any and all applicable licensing requirements of the laws of the state wherein the Mortgaged Property is located, and (B) (1) organized under the laws of such state, or (2) qualified to do business in such state, or (3) federal savings and loan associations or national banks or a Federal Home Loan Bank or savings bank having principal offices in such state, or (4) not doing business in such state; (w) The related of the corresponding Mortgage and the security Mortgage Note is not and has not been security secured by any collateral mortgage except the lien
interest of any applicable
agreement or chattel
referred to above
and such collateral does not serve as security for any other obligation; (x) The Mortgagor has received and has executed, applicable law with respect to the making of such mortgage loans; where applicable, all disclosure materials required by
(y) The Mortgage Loan does not contain balloon or "graduated payment" features. Unless otherwise indicated on the related Mortgage Loan Schedule, no Mortgage Loan is subject to a buydown agreement or contains any buydown provision; (z) The Mortgagor is not in bankruptcy and, the Mortgagor is not insolvent and the Company has no knowledge of any circumstances or conditions with respect to the Mortgage, the Mortgaged Property, the Mortgagor or the Mortgagor's credit standing that could reasonably be expected to cause investors to regard the Mortgage Loan as an unacceptable investment, cause the Mortgage Loan to become delinquent, or materially adversely affect the value or marketability of the Mortgage Loan;
(aa) Each Mortgage Loan bears interest based upon a thirty (30) day month and a three hundred and sixty (360) day year. The Mortgage Loans have an original term to maturity of not more than thirty (30) years, with interest payable in arrears on the first day of each month. As to each adjustable rate Mortgage Loan, on each applicable Adjustment Date, the Mortgage Interest Rate will be adjusted to equal the sum of the Index, plus the applicable Margin; provided, that the Mortgage Interest Rate, on each applicable Adjustment Date, will not increase by more than the Initial Rate Cap or Periodic Rate Cap, as applicable. Over the term of each adjustable rate Mortgage Loan, the Mortgage Interest Rate will not exceed such Mortgage Loan's Lifetime Rate Cap. None of the Mortgage Loans are interest-only Mortgage Loans or negative amortization Mortgage Loans. With respect to each adjustable rate Mortgage Loan, each Mortgage Note requires a monthly payment which is sufficient (a) during the period prior to the first adjustment to the Mortgage Interest Rate, to fully amortize the original principal balance over the original term thereof and to pay interest at the related Mortgage Interest Rate, and (b) during the period following each Adjustment Date, to fully amortize the outstanding principal balance as of the first day of such period over the then remaining term of such Mortgage Note and to pay interest at the related Mortgage Interest Rate. With respect to each adjustable rate Mortgage Loan, the Mortgage Note provides that when the Mortgage Interest Rate changes on an Adjustment Date, the then outstanding principal balance will be reamortized over the remaining life of the Mortgage Loan. No Mortgage Loan contains terms or provisions which would result in negative amortization. None of the Mortgage Loans contain a conversion feature which would cause the Mortgage Loan interest rate to convert to a fixed interest rate. None of the Mortgage Loans are considered agricultural loans; (bb) (cc) (dd) (ee) (ff) (INTENTIONALLY LEFT BLANK) (INTENTIONALLY LEFT BLANK) (INTENTIONALLY LEFT BLANK) (INTENTIONALLY LEFT BLANK) (INTENTIONALLY LEFT BLANK)
(gg) (INTENTIONALLY LEFT BLANK) (hh) In the event the Mortgage Loan had an LTV at origination greater than 80.00%, the excess of the principal balance of the Mortgage Loan over 75.0% of the Appraised Value of the Mortgaged Property with respect to a Refinanced Mortgage Loan, or the lesser of the Appraised Value or the purchase price of the Mortgaged Property with respect to a purchase money Mortgage Loan was insured as to payment defaults by a Primary Mortgage Insurance Policy issued by a Qualified Insurer. No Mortgage Loan has an LTV over 95%. All provisions of such Primary Mortgage Insurance Policy have been and are being complied with, such policy is in full force and effect, and all premiums due thereunder have been paid. No Mortgage Loan requires payment of such premiums, in whole or in part, by the Purchaser. No action, inaction, or event has occurred and no state of facts exists that has, or will result in the exclusion from, denial of, or defense to coverage. Any Mortgage Loan subject to a Primary Mortgage Insurance Policy obligates the Mortgagor thereunder to maintain the Primary Mortgage Insurance Policy, subject to state and federal law, and to pay all premiums and charges in connection therewith. No action has been taken or failed to be taken, on or prior to the Closing Date which has resulted or will result in an exclusion from, denial of, or defense to coverage under any Primary Mortgage Insurance Policy (including, without limitation, any exclusions, denials or defenses which would limit or reduce the availability of the timely payment of the full amount of the loss otherwise due thereunder to the insured) whether arising out of actions, representations, errors, omissions, negligence, or fraud of the Company or the Mortgagor, or for any other reason under such coverage; The mortgage interest rate for the Mortgage Loan as set forth on the related Mortgage Loan Schedule is net of any such insurance premium. None of the Mortgage Loans are subject to lender-paid mortgage insurance;
(ii) The Assignment is in recordable form and is acceptable for recording under the laws of the jurisdiction in which the Mortgaged Property is located;
(jj) Unless otherwise indicated on the related Mortgage Loan Schedule, none of the Mortgage Loans are secured by an interest in a leasehold estate. The Mortgaged Property is located in the state identified in the related Mortgage Loan Schedule and consists of a single parcel of real property with a detached single family residence erected thereon, or a townhouse, or a two-to four-family dwelling, or an individual condominium unit in a condominium project, or an individual unit in a planned unit development or a de minimis planned unit development, provided, however, that no residence or dwelling is a single parcel of real property with a manufactured home not affixed to a permanent foundation, or a mobile home. Any non-warrantable condominium unit, condominium unit or planned unit development conforms with the Companys underwriting guidelines. As of the date of origination, no portion of any Mortgaged Property was used for commercial purposes, and since the Origination Date, no portion of any Mortgaged Property has been, or currently is, used for commercial purposes; (kk) Payments on the Mortgage Loan commenced no more than sixty (60) days after the funds were disbursed in connection with the Mortgage Loan. The Mortgage Note is payable on the first day of each month in monthly installments of principal and interest, which installments are subject to change due to the adjustments to the Mortgage Interest Rate on each Adjustment Date, with interest calculated and payable in arrears. Each of the Mortgage Loans will amortize fully by the stated maturity date, over an original term of not more than thirty years from commencement of amortization; (ll) As of the Closing Date of the Mortgage Loan, the Mortgage Property was lawfully occupied under applicable law, and all inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the Mortgaged Property and, with respect to the use and occupancy of the same, including but not limited to certificates of occupancy and fire underwriting certificates, have been made or obtained from the appropriate authorities; (mm) There is no pending action or proceeding directly involving the Mortgaged Property in which compliance with any environmental law, rule or regulation is an issue; there is no violation of any environmental law, rule or regulation with respect to the Mortgaged Property; and the Company has not received any notice of any environmental hazard on the Mortgaged Property and nothing further remains to be done to satisfy in full all requirements of each such law, rule or regulation constituting a prerequisite to use and enjoyment of said property;
(nn) The Mortgagor has not notified the Company, and the Company has no knowledge of any relief requested or allowed to the Mortgagor under the Soldiers' and Sailors' Civil Relief Act of 1940; (oo) No Mortgage Loan is a facilitate the trade-in or exchange of a Mortgaged Property; (pp) (qq) construction or rehabilitation Mortgage Loan or was made to
The Mortgagor for each Mortgage Loan is a natural person; None of the Mortgage Loans are Co-op Loans;
(rr) With respect to each Mortgage Loan that has a prepayment penalty feature, each such prepayment penalty is enforceable and will be enforced by the Company and each prepayment penalty is permitted pursuant to federal, state and local law. No Mortgage Loan will impose a prepayment penalty for a term in excess of five years from the date such Mortgage Loan was originated. Except as otherwise set forth on the Mortgage Loan Schedule, with respect to each Mortgage Loan that contains a prepayment penalty, such prepayment penalty is at least equal to the lesser of (A) the maximum amount permitted under applicable law and (B) six months interest at the related Mortgage Interest Rate on the amount prepaid in excess of 20% of the original principal balance of such Mortgage Loan; (ss) With respect to each Mortgage Loan either (i) the fair market value of the Mortgaged Property securing such Mortgage Loan was at least equal to 80 percent of the original principal balance of such Mortgage Loan at the time such Mortgage Loan was originated or (ii) (a) the Mortgage Loan is only secured by the Mortgage Property and (b) substantially all of the proceeds of such Mortgage Loan were used to acquire or to improve or protect the Mortgage Property. For the purposes of the preceding sentence, if the Mortgage Loan has been significantly modified other than as a result of a default or a reasonable foreseeable default, the modified Mortgage Loan will be viewed as having been originated on the date of the modification; (tt) The Mortgage Loan was originated by a mortgagee approved by the Secretary of Housing and Urban Development pursuant to sections 203 and 211 of the National Housing Act, a savings and loan association, a savings bank, a commercial bank, credit union, insurance company or similar institution which is supervised and examined by a federal or state authority; (uu) None of the Mortgage Loans are simple interest Mortgage Loans and none of the Mortgaged Properties are timeshares; (vv) All of the terms of the Mortgage pertaining to interest rate adjustments, payment adjustments and adjustments of the outstanding principal balance are enforceable, all such adjustments have been properly made, including the mailing of required notices, and such adjustments do not and will not affect the priority of the Mortgage lien. With respect to each Mortgage Loan
which has passed its initial Adjustment Date, Company has performed an audit of the Mortgage Loan to determine whether all interest rate adjustments have been made in accordance with the terms of the Mortgage Note and Mortgage; and
(ww) Each Mortgage Note, each Mortgage, each Assignment and any other documents required pursuant to this Agreement to be delivered to the Purchaser or its designee, or its assignee for each Mortgage Loan, have been, on or before the related Closing Date, delivered to the Purchaser or its designee, or its assignee. Section 3.03 Repurchase; Substitution.
It is understood and agreed that the representations and warranties set forth in Sections 3.01 and 3.02 shall survive the sale of the Mortgage Loans and delivery of the Mortgage Loan Documents to the Purchaser, or its designee, and shall inure to the benefit of the Purchaser, notwithstanding any restrictive or qualified endorsement on any Mortgage Note or Assignment or the examination, or lack of examination, of any Mortgage File. Upon discovery by either the Company or the Purchaser of a breach of any of the foregoing representations and warranties which materially and adversely affects the value of the Mortgage Loans or the interest of the Purchaser in any Mortgage Loan, the party discovering such breach shall give prompt written notice to the other. The Company shall have a period of sixty (60) days from the earlier of its discovery or its receipt of notice of any such breach within which to correct or cure such breach. The Company hereby covenants and agrees that if any such breach is not corrected or cured within such sixty day period, the Company shall, at the Purchaser's option and not later than ninety (90) days of its discovery or its receipt of notice of such breach, repurchase such Mortgage Loan at the Repurchase Price or, with the Purchaser's prior consent and at Purchasers sole option, substitute a Mortgage Loan as provided below. In the event that any such breach shall involve any representation or warranty set forth in Section 3.01, and such breach is not cured within sixty (60) days of the earlier of either discovery by or notice to the Company of such breach, all Mortgage Loans shall, at the option of the Purchaser, be repurchased by the Company at the Repurchase Price. Any such repurchase shall be accomplished by wire transfer of immediately available funds to Purchaser in the amount of the Repurchase Price. If the Company is required to repurchase any Mortgage Loan pursuant to this Section 3.03, the Company may, with the Purchaser's prior consent and at Purchasers sole option, within ninety (90) days from the related Closing Date, remove such defective Mortgage Loan from the terms of this Agreement and substitute another mortgage loan for such defective Mortgage Loan, in lieu of repurchasing such defective Mortgage Loan. Any substitute Mortgage Loan is subject to Purchaser acceptability. Any substituted Loans will comply with the representations and warranties set forth in this Agreement as of the substitution date The Company shall amend the related Mortgage Loan Schedule to reflect the withdrawal of the removed Mortgage Loan from this Agreement and the substitution of such substitute Mortgage Loan therefor. Upon such amendment, the Purchaser shall review the Mortgage File delivered to it relating to the substitute Mortgage Loan. In the event of such a substitution, accrued interest on the substitute Mortgage Loan for the month in which the substitution occurs and any Principal Prepayments made thereon during such month shall be the property of the Purchaser and accrued interest for such month on the Mortgage Loan for which the substitution is made and any Principal Prepayments made thereon during such month shall be the property of the Company. The principal payment on a substitute Mortgage Loan due on the Due Date in the month of substitution shall be the property of the Company and the principal payment on the Mortgage Loan for which the substitution is made due on such date shall be the property of the Purchaser.
For any month in which the Company is permitted to substitute one or more substitute Mortgage Loans, the Company will determine the amount (if any) by which the aggregate Stated Principal Balance (after application of the principal portion of all scheduled payments due in the month of substitution) of all the substitute Mortgage Loans in the month of substitution is less then the aggregate Stated Principal Balance (after application of the principal portion of the scheduled payment due in the month of substitution) of the such replaced Mortgage Loan. An amount equal to the aggregate of such deficiencies described in the preceding sentence for any Remittance Date shall be deposited into the Custodial Account by the Company on the related Determination Date in the month following the calendar month during which the substitution occurred. It is understood and agreed that the obligation of the Company set forth in this Section 3.03 to cure, repurchase or substitute for a defective Mortgage Loan, and to indemnify Purchaser pursuant to Section 8.01, constitute the sole remedies of the Purchaser respecting a breach of the foregoing representations and warranties. If the Company fails to repurchase or substitute for a defective Mortgage Loan in accordance with this Section 3.03, or fails to cure a defective Mortgage Loan to Purchaser's reasonable satisfaction in accordance with this Section 3.03, or to indemnify Purchaser pursuant to Section 8.01, that failure shall be an Event of Default and the Purchaser shall be entitled to pursue all remedies available in this Agreement as a result thereof. No provision of this paragraph shall affect the rights of the Purchaser to terminate this Agreement for cause, as set forth
in Sections 10.01 and 11.01. Any cause of action against the Company relating to or arising out of the breach of any representations and warranties made in Sections 3.01 and 3.02 shall accrue as to any Mortgage Loan upon (i) the earlier of discovery of such breach by the Company or notice thereof by the Purchaser to the Company, (ii) failure by the Company to cure such breach or repurchase such Mortgage Loan as specified above, and (iii) demand upon the Company by the Purchaser for compliance with this Agreement. In the event that any Mortgage Loan is held by a REMIC, notwithstanding any contrary provision of this Agreement, with respect to any Mortgage Loan that is not in default or as to which no default is imminent, no substitution pursuant to Subsection 3.03 shall be made after the applicable REMIC's "start up day" (as defined in Section 860G(a) (9) of the Code), unless the Company has obtained an Opinion of Counsel to the effect that such substitution will not (i) result in the imposition of taxes on "prohibited transactions" of such REMIC (as defined in Section 860F of the Code) or otherwise subject the REMIC to tax, or (ii) cause the REMIC to fail to qualify as a REMIC at any time. Section 3.04 Representations and Warranties of the Purchaser. warrants and convenants to the Company that, as of the related Closing Date
The Purchaser represents, or as of such date specifically provided herein:
(a) The Purchaser is a corporation, dully organized validly existing and in good standing under the laws of the State of Delaware and is qualified to transact business in, is in good standing under the laws of, and possesses all licenses necessary for the conduct of its business in, each state in which any Mortgaged Property is located or is otherwise except or not required under applicable law to effect such qualification or license; (b) The Purchaser has full power and authority to hold each Mortgage Loan, to Loan pursuant to this Agreement and the related Term Sheet and to execute, deliver and perform, and to consummate all transactions contemplated by this Agreement and the related Term Sheet and to conduct its business as duly authorized the execution, delivery and performance of this Agreement and the related Term Sheet, has this Agreement and the related Term Sheet; purchase enter each Mortgage
into and conducted, has
presently
duly executed and delivered
(c) None of the execution and delivery of this Agreement and the related Term Sheet, the purchase of the Mortgage Loans, the consummation of the transactions contemplated hereby, or the fulfillment of or compliance with the terms and conditions of this Agreement and the related Term Sheet will conflict with any of the terms, conditions or provisions of the Purchasers charter or by-laws or materially conflict with or result in a material breach of any of the terms, conditions or provisions of any legal restriction or any agreement or instrument to which the Purchaser is now a party or by which it is bound, or constitute a default or result in an acceleration under any of the foregoing, or result in the material violation of any law, rule, regulation, order, judgment or decree to which the Purchaser or its property is subject; (d) There is no litigation pending or to the best of the Purchasers knowledge, threatened with respect to the Purchaser which is reasonably likely to have a material adverse effect on the purchase of the related Mortgage Loans, the execution, delivery or enforceability of this Agreement and the related Term Sheet, or which is reasonably likely to have a material adverse effect on the financial condition of the Purchaser; (e) No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Purchaser of or compliance by the Purchaser with this Agreement and the related Term Sheet, the purchase of the Mortgage Loans or the consummation of the transactions contemplated by this Agreement and the related Term Sheet except for consents, approvals, authorizations and orders which have been obtained; (f) The consummation of the is in the ordinary course of business of the Purchaser; (h) The Purchaser reporting, tax and accounting purposes; and transactions contemplated by this Agreement and the related Term Sheet
will treat the purchase of the Mortgage
Loans from the Company as a purchase for
(i) The Purchaser does not believe, nor does it have any cause or reason to believe, cannot perform each and every of its covenants contained in this Agreement and the related Term Sheet.
that it
The Purchaser shall indemnify the Company and hold it harmless against any claims, proceedings, losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments, and other costs and expenses resulting from a breach by the Purchaser of the representations and warranties contained in this Section 3.04. It is understood and agreed that the obligations of the Purchaser set forth in this Section 3.04 to indemnify the Seller as provided herein constitute the sole remedies of the Seller respecting a breach of the foregoing representations and warranties.
ARTICLE IV ADMINISTRATION AND SERVICING OF MORTGAGE LOANS Section 4.01 Company to Act as Servicer.
The Company, as independent contract servicer, shall service and administer the Mortgage Loans in accordance with this Agreement and the related Term Sheet and with Accepted Servicing Practices, and shall have full power and authority, acting alone, to do or cause to be done any and all things in connection with such servicing and administration which the Company may deem necessary or desirable and consistent with the terms of this Agreement and the related Term Sheet and with Accepted Servicing Practices and exercise the same care that it customarily employs for its own account. Except as set forth in this Agreement and the related Term Sheet, the Company shall service the Mortgage Loans in strict compliance with the servicing provisions of the Fannie Mae Guides (special servicing option), which include, but are not limited to, provisions regarding the liquidation of Mortgage Loans, the collection of Mortgage Loan payments, the payment of taxes, insurance and other charges, the maintenance of hazard insurance with a Qualified Insurer, the maintenance of mortgage impairment insurance, the maintenance of fidelity bond and errors and omissions insurance, inspections, the restoration of Mortgaged Property, the maintenance of Primary Mortgage Insurance Policies, insurance claims, the title, management and disposition of REO Property, permitted withdrawals with respect to REO Property, liquidation reports, and reports of foreclosures and abandonments of Mortgaged Property, the transfer of Mortgaged Property, the release of Mortgage Files, annual statements, and examination of records and facilities. In the event of any conflict, inconsistency or discrepancy between any of the servicing provisions of this Agreement and the related Term Sheet and any of the servicing provisions of the Fannie Mae Guides, the provisions of this Agreement and the related Term Sheet shall control and be binding upon the Purchaser and the Company. Consistent with the terms of this Agreement and the related Term Sheet, the Company may waive, modify or vary any term of any Mortgage Loan or consent to the postponement of any such term or in any manner grant indulgence to any Mortgagor if in the Company's reasonable and prudent determination such waiver, modification, postponement or indulgence is not materially adverse to the Purchaser, provided, however, that unless the Company has obtained the prior written consent of the Purchaser, the Company shall not permit any modification with respect to any Mortgage Loan that would change the Mortgage Interest Rate, defer for more than ninety days or forgive any payment of principal or interest, reduce or increase the outstanding principal balance (except for actual payments of principal) or change the final maturity date on such Mortgage Loan. In the event of any such modification which has been agreed to in writing by the Purchaser and which permits the deferral of interest or principal payments on any Mortgage Loan, the Company shall, on the Business Day immediately preceding the Remittance Date in any month in which any such principal or interest payment has been deferred, deposit in the Custodial Account from its own funds, in accordance with Section 4.04, the difference between (a) such month's principal and one month's interest at the Mortgage Loan Remittance Rate on the unpaid principal balance of such Mortgage Loan and (b) the amount paid by the Mortgagor. The Company shall be entitled to reimbursement for such advances to the same extent as for all other advances pursuant to Section 4.05. Without limiting the generality of the foregoing, the Company shall continue, and is hereby authorized and empowered, to prepare, execute and deliver, all instruments of satisfaction or cancellation, or of partial or full release, discharge and all other comparable instruments, with respect to the Mortgage Loans and with respect to the Mortgaged Properties. Notwithstanding anything herein to the contrary, the Company may not enter into a forbearance agreement or similar arrangement with respect to any Mortgage Loan which runs more than 180 days after the first delinquent Due Date. Any such agreement shall be approved by Purchaser and, if required, by the Primary Mortgage Insurance Policy insurer, if required.
Notwithstanding anything to the contrary contained in this Agreement, the Company shall not make or permit any modification, waiver or amendment of any term of any Mortgage Loan that would cause any REMIC created under the trust agreement pursuant to any Reconstitution to fail to qualify as a REMIC or result in the imposition of any tax under Section 860F(a) or Section 860G(d) of the Code. The Company shall not permit the creation of any interests (within the meaning of Section 860G of the Code) in any REMIC. The Company shall not enter into any arrangement by which a REMIC will receive a fee or other compensation for services nor permit a REMIC to receive any income from assets other than qualified mortgages as defined in Section 860G(a)(3) of the Code or permitted investments as defined in Section 860G(a)(5) of the Code. In servicing and administering the Mortgage Loans, the Company shall employ Accepted Servicing Practices, giving due consideration to the Purchaser's reliance on the Company. Unless a different time period is stated in this Agreement or the related Term Sheet, Purchaser shall be deemed to have given consent in connection with a particular matter if Purchaser does not
affirmatively grant or deny consent within five (5) written request for consent for such matter from Company as servicer.
Business
Days from the date
Purchaser
receives a second
The Mortgage Loans may be subserviced by a Subservicer on behalf of the Company provided that the Subservicer is an entity that engages in the business of servicing loans, and in either case shall be authorized to transact business, and licensed to service mortgage loans, in the state or states where the related Mortgaged Properties it is to service are situated, if and to the extent required by applicable law to enable the Subservicer to perform its obligations hereunder and under the Subservicing Agreement, and in either case shall be a FHLMC or Fannie Mae approved mortgage servicer in good standing, and no event has occurred, including but not limited to a change in insurance coverage, which would make it unable to comply with the eligibility requirements for lenders imposed by Fannie Mae or for seller/servicers imposed by Fannie Mae or FHLMC, or which would require notification to Fannie Mae or FHLMC. In addition, each Subservicer will obtain and preserve its qualifications to do business as a foreign corporation and its licenses to service mortgage loans, in each jurisdiction in which such qualifications and/or licenses are or shall be necessary to protect the validity and enforceability of this Agreement, or any of the Mortgage Loans and to perform or cause to be performed its duties under the related Subservicing Agreement. The Company may perform any of its servicing responsibilities hereunder or may cause the Subservicer to perform any such servicing responsibilities on its behalf, but the use by the Company of the Subservicer shall not release the Company from any of its obligations hereunder and the Company shall remain responsible hereunder for all acts and omissions of the Subservicer as fully as if such acts and omissions were those of the Company. The Company shall pay all fees and expenses of the Subservicer from its own funds, and the Subservicer's fee shall not exceed the Servicing Fee. Company shall notify Purchaser promptly in writing upon the appointment of any Subservicer.
At the cost and expense of the Company, without any right of reimbursement from the Custodial Account, the Company shall be entitled to terminate the rights and responsibilities of the Subservicer and arrange for any servicing responsibilities to be performed by a successor subservicer meeting the requirements in the preceding paragraph, provided, however, that nothing contained herein shall be deemed to prevent or prohibit the Company, at the Company's option, from electing to service the related Mortgage Loans itself. In the event that the Company's responsibilities and duties under this Agreement are terminated pursuant to Section 4.13, 8.04, 9.01 or 10.01 and if requested to do so by the Purchaser, the Company shall at its own cost and expense terminate the rights and responsibilities of the Subservicer effective as of the date of termination of the Company. The Company shall pay all fees, expenses or penalties necessary in order to terminate the rights and responsibilities of the Subservicer from the Company's own funds without reimbursement from the Purchaser. Notwithstanding any of the provisions of this Agreement relating to agreements or arrangements between the Company and the Subservicer or any reference herein to actions taken through the Subservicer or otherwise, the Company shall not be relieved of its obligations to the Purchaser and shall be obligated to the same extent and under the same terms and conditions as if it alone were servicing and administering the Mortgage Loans. The Company shall be entitled to enter into an agreement with the Subservicer for indemnification of the Company by the Subservicer and nothing contained in this Agreement shall be deemed to limit or modify such indemnification. The Company will indemnify and hold Purchaser harmless from any loss, liability or expense arising out of its use of a Subservicer to perform any of its servicing duties, responsibilities and obligations hereunder. Any Subservicing Agreement and any other transactions or services relating to the Mortgage Loans involving the Subservicer shall be deemed to be between the Subservicer and Company alone, and the Purchaser shall have no obligations, duties or liabilities with respect to the Subservicer including no obligation, duty or liability of Purchaser to pay the Subservicer's fees and expenses. For purposes of distributions and advances by the Company pursuant to this Agreement, the Company shall be deemed to have received a payment on a Mortgage Loan when the Subservicer has received such payment. Section 4.02 Collection of Mortgage Loan Payments.
Continuously from the date hereof until the date each Mortgage Loan ceases to be subject to this Agreement, the Company will proceed diligently to collect all payments due under each Mortgage Loan when the same shall become due and payable and shall, to the extent such procedures shall be consistent with this Agreement, Accepted Servicing Practices, and the terms and provisions of any related Primary Mortgage Insurance Policy, follow such collection procedures as it follows with respect to mortgage loans comparable to the Mortgage Loans and held for its own account. Further, the Company will take special care in ascertaining and estimating annual escrow payments, and all other charges that, as provided in the Mortgage, will become due and payable, so that the installments payable by the Mortgagors will be sufficient to pay such charges as and when they become due and payable.
In no event will the Company waive its right to any prepayment penalty or premium without the prior written consent of Purchaser and Company will use diligent efforts to collect same when due except as otherwise provided in the
prepayment penalty provisions provided in the Mortgage Loan Documents. Section 4.03 Realization Upon Defaulted Mortgage
The Company shall use its best efforts, consistent with the procedures that the Company would use in servicing loans for its own account, consistent with Accepted Servicing Practices, any Primary Mortgage Insurance Policies and the best interest of Purchaser, to foreclose upon or otherwise comparably convert the ownership of properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments pursuant to Section 4.01. Foreclosure or comparable proceedings shall be initiated within ninety (90) days of default for Mortgaged Properties for which no satisfactory arrangements can be made for collection of delinquent payments, subject to state and federal law and regulation. The Company shall use its best efforts to realize upon defaulted Mortgage Loans in such manner as will maximize the receipt of principal and interest by the Purchaser, taking into account, among other things, the timing of foreclosure proceedings. The foregoing is subject to the provisions that, in any case in which a Mortgaged Property shall have suffered damage, the Company shall not be required to expend its own funds toward the restoration of such property unless it shall determine in its discretion (i) that such restoration will increase the proceeds of liquidation of the related Mortgage Loan to the Purchaser after reimbursement to itself for such expenses, and (ii) that such expenses will be recoverable by the Company through Insurance Proceeds or Liquidation Proceeds from the related Mortgaged Property, as contemplated in Section 4.05. Company shall obtain prior approval of Purchaser as to repair or restoration expenses in excess of ten thousand dollars ($10,000). The Company shall notify the Purchaser in writing of the commencement of foreclosure proceedings and not less than 5 days prior to the acceptance or rejection of any offer of reinstatement. The Company shall be responsible for all costs and expenses incurred by it in any such proceedings or functions; provided, however, that it shall be entitled to reimbursement thereof from the related property, as contemplated in Section 4.05. Notwithstanding anything to the contrary contained herein, in connection with a foreclosure or acceptance of a deed in lieu of foreclosure, in the event the Company has reasonable cause to believe that a Mortgaged Property is contaminated by hazardous or toxic substances or wastes, or if the Purchaser otherwise requests an environmental inspection or review of such Mortgaged Property, such an inspection or review is to be conducted by a qualified inspector at the Purchaser's expense. Upon completion of the inspection, the Company shall promptly provide the Purchaser with a written report of the environmental inspection. After reviewing the environmental inspection report, the Purchaser shall determine how the Company shall proceed with respect to the Mortgaged Property.
Notwithstanding anything to the contrary contained herein, the Purchaser may, at the Purchaser's sole option, terminate the Company as servicer of any Mortgage Loan which becomes ninety (90) days or greater delinquent in payment of a scheduled Monthly Payment, without payment of any termination fee with respect thereto, provided that the Company shall on the date said termination takes effect be reimbursed for any unreimbursed Monthly Advances of the Company's funds made pursuant to Section 5.03 and any unreimbursed Servicing Advances and Servicing Fees in each case relating to the Mortgage Loan underlying such delinquent Mortgage Loan notwithstanding anything to the contrary set forth in Section 4.05. In the event of any such termination, the provisions of Section 11.01 hereof shall apply to said termination and the transfer of servicing responsibilities with respect to such delinquent Mortgage Loan to the Purchaser or its designee. If a REMIC election has been made with respect to the arrangement under which the Mortgage Loans and REO Property are held, the Company shall not take any action, cause the REMIC to take any action or fail to take (or fail to cause to be taken) any action that, under the REMIC Provisions, if taken or not taken, as the case may be, could (i) endanger the status of the REMIC as a REMIC or (ii) result in the imposition of a tax upon the REMIC (including but not limited to the tax on prohibited transactions as defined Section 860G(a)(2) of the Code and the tax on contributions to a REMIC set forth in Section 860(D) of the Code) unless the Company has received an Opinion of Counsel (at the expense of the party seeking to take such action) to the effect that the contemplated action will not endanger such REMIC status or result in the imposition of any such tax. Section 4.04 Establishment of Custodial Accounts; Deposits in Custodial Accounts.
The Company shall segregate and hold all funds collected and received pursuant to each Mortgage Loan separate and apart from any of its own funds and general assets and shall establish and maintain one or more Custodial Accounts. The Custodial Account shall be an Eligible Account. Funds shall be deposited in the Custodial Account within 48 hours of receipt, and shall at all times be insured by the FDIC up to the FDIC insurance limits, or must be invested in Permitted Investments for the benefit of the Purchaser. Funds deposited in the Custodial Account may be drawn on by the Company in accordance with Section 4.05. The creation of any Custodial Account shall be evidenced by a letter agreement in the form shown in Exhibit B hereto. The original of such letter agreement shall be furnished to the Purchaser on the Closing Date, and upon the request of any subsequent Purchaser. following The Company shall payments and deposit in the Custodial Account on a daily basis, and retain therein the
collections received or made by it subsequent to the Cut-off Date, or received by it prior to the Cut-off Date but allocable to a period subsequent thereto, other than in respect of principal and interest on the Mortgage Loans due on or before the Cut-off Date: (i) (ii) Remittance Rate; all payments on account of principal, including Principal Prepayments, on the Mortgage Loans; all payments on account of interest on the Mortgage Loans adjusted to the Mortgage Loan
(iii)
all Liquidation Proceeds;
(iv) any amounts required to be deposited by the Company in connection with any REO Property pursuant to Section 4.13 and in connection therewith, the Company shall provide the Purchaser with written detail itemizing all of such amounts; (v) all Insurance Proceeds including amounts required to be deposited pursuant to Sections 4.08, 4.10 and 4.11, other than proceeds to be held in the Escrow Account and applied to the restoration or repair of the Mortgaged Property or released to the Mortgagor in accordance with Accepted Servicing Practices, the Mortgage Loan Documents or applicable law; (vi) all Condemnation Proceeds affecting any Mortgaged Property Mortgagor in accordance with Accepted Servicing Practices, the loan documents or applicable law; (vii) any Monthly Advances; which are not released to the
(viii) with respect to each full or partial Principal Prepayment, any Prepayment Interest Shortfalls, to the extent of the Companys aggregate Servicing Fee received with respect to the related Prepayment Period; (ix) any amounts with the deductible clause in any blanket hazard without reimbursement therefor; and (x) 6.02. The foregoing requirements for deposit in the Custodial Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of late payment charges and assumption fees, to the extent permitted by Section 6.01, need not be deposited by the Company in the Custodial Account. Any interest paid on funds deposited in the Custodial Account by the depository institution shall accrue to the benefit of the Company and the Company shall be entitled to retain and withdraw such interest from the Custodial Account pursuant to Section 4.05 (iv). The Purchaser shall not be responsible for any losses suffered with respect to investment of funds in the Custodial Account. Section 4.05 Permitted Withdrawals From the Custodial Account. required to be insurance deposited such by the Company deposit pursuant to Section 4.10 in Company's connection
policy,
shall be made from the
own funds,
any amounts required to be deposited in the Custodial Account pursuant to Section 4.01, 4.13 or
The Company may, from time to time, withdraw from the Custodial Account for the following purposes: (i) to make payments to the Purchaser in the amounts and in the manner provided for in Section 5.01;
(ii) to reimburse itself for Monthly Advances, the Company's right to reimburse itself pursuant to this subclause (ii) being limited to amounts received on the related Mortgage Loan which represent late collections (net of the related Servicing Fees) of principal and/or interest respecting (or to amounts received on the related Mortgage Loan as a whole if the Monthly Advance is made due to a shortfall in a Monthly Payment made by a Mortgagor entitled to relief under the Soldiers and Sailors Civil Relief Act of 1940) respecting which any such advance was made, it being understood that, in the case of such reimbursement, the Company's right thereto shall be prior to the rights of the Purchaser, except that, where the Company is required to repurchase a Mortgage Loan, pursuant to Section 3.03, the Company's right to such reimbursement shall be subsequent to the payment to the Purchaser of the Repurchase Price pursuant to such Section and all other amounts required to be paid to the Purchaser with respect to such Mortgage Loan; (iii) to reimburse itself for unreimbursed Servicing Advances and any unpaid Servicing Fees(or REO administration fees described in Section 4.13), the Company's right to reimburse itself pursuant to this subclause (iii) with respect to any Mortgage Loan being limited to related proceeds from Liquidation Proceeds, Condemnation Proceeds and Insurance Proceeds in accordance with the relevant provisions of the Fannie Mae Guides or as otherwise set forth in this Agreement; any recovery shall be made upon liquidation of the REO Property; (iv) to pay to itself as part of its servicing compensation (a) any interest earned on funds in the Custodial Account (all such interest to be withdrawn monthly not later than each Remittance Date), and (b) the Servicing Fee from that portion of any payment or recovery as to interest with respect to a particular Mortgage Loan; (v) to pay to itself with respect to each Mortgage Loan that has been repurchased pursuant to Section 3.03 all amounts received thereon and not distributed as of the date on which the related repurchase price is determined,
(vi) (vii) (vi)
to transfer funds to another Eligible Account in accordance with Section 4.09 hereof; to remove funds inadvertently placed in the Custodial Account by the Company; to clear and terminate the Custodial Account upon the termination of this Agreement; and
(vii) to reimburse itself for Nonrecoverable Advances to the extent not reimbursed pursuant to clause (ii) or clause (iii). Section 4.06 Establishment of Escrow Accounts; Deposits in Escrow Accounts.
The Company shall segregate and hold all funds collected and received pursuant to each Mortgage Loan which constitute Escrow Payments separate and apart from any of its own funds and general assets and shall establish and maintain one or more Escrow Accounts. The Escrow Account shall be an Eligible Account. Funds deposited in each Escrow Account shall at all times be insured in a manner to provide maximum insurance under the insurance limitations of the FDIC, or must be invested in Permitted Investments. Funds deposited in the Escrow Account may be drawn on by the Company in accordance with Section 4.07. The creation of any Escrow Account shall be evidenced by a letter agreement in the form shown in Exhibit C. The original of such letter agreement shall be furnished to the Purchaser on the Closing Date, and upon request to any subsequent purchaser.
The Company shall deposit in the Escrow Account or Accounts on a daily basis, and retain therein: (i) all Escrow Payments collected on account of the Mortgage Loans, timely payment of any such items as required under the terms of this Agreement; (ii) Property; and (iii) disbursements. for the purpose of effecting
all Insurance Proceeds which are to be applied to the restoration or repair of any Mortgaged all Servicing Advances for Mortgagors whose Escrow Payments are insufficient to cover escrow
The Company shall make withdrawals from the Escrow Account only to effect such payments as are required under this Agreement, and for such other purposes as shall be as set forth or in accordance with Section 4.07. The Company shall be entitled to retain any interest paid on funds deposited in the Escrow Account by the depository institution other than interest on escrowed funds required by law to be paid to the Mortgagor and, to the extent required by law, the Company shall pay interest on escrowed funds to the Mortgagor notwithstanding that the Escrow Account is non-interest bearing or that interest paid thereon is insufficient for such purposes. The Purchaser shall not be responsible for any losses suffered with respect to investment of funds in the Escrow Account. Section 4.07 Permitted Withdrawals From Escrow Account.
Withdrawals from the Escrow Account may be made by Company only: (i) to effect timely payments of ground rents, taxes, assessments, water rates, Primary Insurance Policy premiums, if applicable, fire and hazard insurance premiums, condominium assessments and comparable items; Mortgage
(ii) to reimburse Company for any Servicing Advance made by Company with respect to a related Mortgage Loan but only from amounts received on the related Mortgage Loan which represent late payments or collections of Escrow Payments thereunder; (iii) to refund to the Mortgagor any funds as may be determined to be overages;
(iv) (v)
for transfer to the Custodial Account in accordance with the terms of this Agreement; for application to restoration or repair of the Mortgaged Property; or to the Mortgagor to the extent required by law, any interest paid on
(vi) to pay to the Company, the funds deposited in the Escrow Account;
(vii) to clear and terminate the Escrow Account on the termination of this Agreement. As part of its servicing duties, the Company shall pay to the Mortgagors interest on funds in Escrow Account, to the extent required by law, and to the extent that interest earned on funds in the Escrow Account is insufficient, shall pay such interest from its own funds, without any reimbursement therefor; and (viii) 4.06. Insurance Section 4.08 Payment of Taxes, Policies; Collections Thereunder. Insurance and Other Charges; Maintenance of Primary Mortgage to pay to the Mortgagors or other parties Insurance Proceeds deposited in accordance with Section
With respect to each Mortgage Loan, the Company shall maintain accurate records reflecting the status of ground rents, taxes, assessments, water rates and other charges which are or may become a lien upon the Mortgaged Property and the status of primary mortgage insurance premiums and fire and hazard insurance coverage and shall obtain, from time to time, all bills for the payment of such charges, including renewal premiums and shall effect payment thereof prior to the applicable penalty or termination date and at a time appropriate for securing maximum discounts allowable, employing for such purpose deposits of
the Mortgagor in the Escrow Account which shall have been estimated and accumulated by the Company in amounts sufficient for such purposes, as allowed under the terms of the Mortgage or applicable law. To the extent that the Mortgage does not provide for Escrow Payments, the Company shall determine that any such payments are made by the Mortgagor at the time they first become due. The Company assumes full responsibility for the timely payment of all such bills and shall effect timely payments of all such bills irrespective of the Mortgagor's faithful performance in the payment of same or the making of the Escrow Payments and shall make advances from its own funds to effect such payments. The Company will maintain in full force and effect Primary Mortgage Insurance Policies issued by a Qualified Insurer with respect to each Mortgage Loan for which such coverage is herein required. Such coverage will be terminated only with the approval of Purchaser, or as required by applicable law or regulation. The Company will not cancel or refuse to renew any Primary Mortgage Insurance Policy in effect on the Closing Date that is required to be kept in force under this Agreement unless a replacement Primary Mortgage Insurance Policy for such canceled or nonrenewed policy is obtained from and maintained with a Qualified Insurer. The Company shall not take any action which would result in non-coverage under any applicable Primary Mortgage Insurance Policy of any loss which, but for the actions of the Company would have been covered thereunder. In connection with any assumption or substitution agreement entered into or to be entered into pursuant to Section 6.01, the Company shall promptly notify the insurer under the related Primary Mortgage Insurance Policy, if any, of such assumption or substitution of liability in accordance with the terms of such policy and shall take all actions which may be required by such insurer as a condition to the continuation of coverage under the Primary Mortgage Insurance Policy. If such Primary Mortgage Insurance Policy is terminated as a result of such assumption or substitution of liability, the Company shall obtain a replacement Primary Mortgage Insurance Policy as provided above.
In connection with its activities as servicer, the Company agrees to prepare and present, on behalf of itself and the Purchaser, claims to the insurer under any Private Mortgage Insurance Policy in a timely fashion in accordance with the terms of such Primary Mortgage Insurance Policy and, in this regard, to take such action as shall be necessary to permit recovery under any Primary Mortgage Insurance Policy respecting a defaulted Mortgage Loan. Pursuant to Section 4.04, any amounts collected by the Company under any Primary Mortgage Insurance Policy shall be deposited in the Custodial Account, subject to withdrawal pursuant to Section 4.05. Section 4.09 Transfer of Accounts.
The Company may transfer the Custodial Account or the Escrow Account to a different Eligible Account from time to time. Such transfer shall be made only upon obtaining the prior written consent of the Purchaser, which consent will not be unreasonably withheld. Section 4.10 Maintenance of Hazard Insurance.
The Company shall cause to be maintained for each Mortgage Loan fire and hazard insurance with extended coverage as is acceptable to Fannie Mae or FHLMC and customary in the area where the Mortgaged Property is located in an amount which is equal to the lesser of (i) the maximum insurable value of the improvements securing such Mortgage Loan or (ii) the greater of (a) the outstanding principal balance of the Mortgage Loan, and (b) an amount such that the proceeds thereof shall be sufficient to prevent the Mortgagor and/or the mortgagee from becoming a co-insurer. If required by the Flood Disaster Protection Act of 1973, as amended, each Mortgage Loan shall be covered by a flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance Administration in effect with an insurance carrier acceptable to Fannie Mae or FHLMC, in an amount representing coverage not less than the least of (i) the outstanding principal balance of the Mortgage Loan, (ii) the maximum insurable value of the improvements securing such Mortgage Loan or (iii) the maximum amount of insurance which is available under the Flood Disaster Protection Act of 1973, as amended. If at any time during the term of the Mortgage Loan, the Company determines in accordance with applicable law and pursuant to the Fannie Mae Guides that a Mortgaged Property is located in a special flood hazard area and is not covered by flood insurance or is covered in an amount less than the amount required by the Flood Disaster Protection Act of 1973, as amended, the Company shall notify the related Mortgagor that the Mortgagor must obtain such flood insurance coverage, and if said Mortgagor fails to obtain the required flood insurance coverage within forty-five (45) days after such notification, the Company shall immediately force place the required flood insurance on the Mortgagors behalf. The Company shall also maintain on each REO Property, fire and hazard insurance with extended coverage in an amount which is at least equal to the maximum insurable value of the improvements which are a part of such property, and, to the extent required and available under the Flood Disaster Protection Act of 1973, as amended, flood insurance in an amount as provided above. Any amounts collected by the Company under any such policies other than amounts to be deposited in the Escrow Account and applied to the restoration or repair of the Mortgaged Property or REO Property, or released to the Mortgagor in accordance with Accepted Servicing Practices, shall be deposited in the Custodial Account, subject to withdrawal pursuant to Section 4.05. It is understood and agreed that no other additional insurance need be required by
the Company of the Mortgagor or maintained on property acquired in respect of the Mortgage Loan, other than pursuant to this Agreement, the Fannie Mae Guides or such applicable state or federal laws and regulations as shall at any time be in force and as shall require such additional insurance. All such policies shall be endorsed with standard mortgagee clauses with loss payable to the Company and its successors and/or assigns and shall provide for at least thirty days prior written notice of any cancellation, reduction in the amount or material change in coverage to the Company. The Company shall not interfere with the Mortgagor's freedom of choice in selecting either his insurance carrier or agent, provided, however, that the Company shall not accept any such insurance policies from insurance companies unless such companies are Qualified Insurers.
Section 4.11
In the event that the Company shall obtain and maintain a blanket policy issued by a Qualified Insurer insuring against hazard losses on all of the Mortgage Loans, then, to the extent such policy provides coverage in an amount equal to the amount required pursuant to Section 4.10 and otherwise complies with all other requirements of Section 4.10, it shall conclusively be deemed to have satisfied its obligations as set forth in Section 4.10, it being understood and agreed that such policy may contain a deductible clause, in which case the Company shall, in the event that there shall not have been maintained on the related Mortgaged Property or REO Property a policy complying with Section 4.10, and there shall have been a loss which would have been covered by such policy, deposit in the Custodial Account the amount not otherwise payable under the blanket policy because of such deductible clause. In connection with its activities as servicer of the Mortgage Loans, the Company agrees to prepare and present, on behalf of the Purchaser, claims under any such blanket policy in a timely fashion in accordance with the terms of such policy. Upon request of the Purchaser, the Company shall cause to be delivered to the Purchaser a certified true copy of such policy and shall use its best efforts to obtain a statement from the insurer thereunder that such policy shall in no event be terminated or materially modified without thirty (30) days' prior written notice to the Purchaser. Section 4.12 Fidelity Bond, Errors and Omissions Insurance.
The Company shall maintain, at its own expense, a blanket fidelity bond and an errors and omissions insurance policy, with broad coverage with responsible companies on all officers, employees or other persons acting in any capacity with regard to the Mortgage Loan to handle funds, money, documents and papers relating to the Mortgage Loan. The Fidelity Bond shall be in the form of the Mortgage Banker's Blanket Bond and shall protect and insure the Company against losses, including forgery, theft, embezzlement and fraud of such persons. The errors and omissions insurance shall protect and insure the Company against losses arising out of errors and omissions and negligent acts of such persons. Such errors and omissions insurance shall also protect and insure the Company against losses in connection with the failure to maintain any insurance policies required pursuant to this Agreement and the release or satisfaction of a Mortgage Loan without having obtained payment in full of the indebtedness secured thereby. No provision of this Section 4.12 requiring the Fidelity Bond or errors and omissions insurance shall diminish or relieve the Company from its duties and obligations as set forth in this Agreement. The minimum coverage under any such bond and insurance policy shall be at least equal to the corresponding amounts required by Fannie Mae in the Fannie Mae Guides. Upon request by the Purchaser, the Company shall deliver to the Purchaser a certificate from the surety and the insurer as to the existence of the Fidelity Bond and errors and omissions insurance policy and shall obtain a statement from the surety and the insurer that such Fidelity Bond or insurance policy shall in no event be terminated or materially modified without thirty (30) days' prior written notice to the Purchaser. The Company shall notify the Purchaser within five (5) business days of receipt of notice that such Fidelity Bond or insurance policy will be, or has been, materially modified or terminated. The Purchaser (or any party having the status of Purchaser hereunder) and any subsidiary thereof and their successors or assigns as their interests may appear must be named as loss payees on the Fidelity Bond and as additional insured on the errors and omissions policy. Upon request by Purchaser, Company shall provide Purchaser with an insurance certificate certifying coverage under this Section 4.12, and will provide an update to such certificate upon request, or upon renewal or material modification of coverage.
Section 4.13
Title, Management and Disposition of REO Property.
In the event that title to the Mortgaged Property is acquired in foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale shall be taken in the name of the Purchaser or its designee, or in the event the Purchaser or its designee is not authorized or permitted to hold title to real property in the state where the REO Property is located, or would be adversely affected under the "doing business" or tax laws of such state by so holding title, the deed or certificate of sale shall be taken in the name of such Person or Persons as shall be consistent with an opinion of counsel obtained by the Company from an attorney duly licensed to practice law in the state where the REO Property is located. Any Person or Persons holding such title other than the Purchaser shall acknowledge in writing that such title is being held as nominee for the benefit of the Purchaser.
The Company shall notify the Purchaser in accordance with the Fannie Mae Guides of each acquisition of REO Property upon such acquisition (and, in any event, shall provide notice of the consummation of any foreclosure sale within three (3) Business Days of the date Company receives notice of such consummation), together with a copy of the drive by appraisal or brokers price opinion of the Mortgaged Property obtained in connection with such acquisition. The Purchaser shall thereafter assume the responsibility for marketing such REO property and shall be disposed of by the Purchaser. No Servicing Fee shall be assessed or otherwise accrue on any REO Property from and after the date on which it becomes an REO Property. The Company shall, either itself or through an agent selected by the Company, and in accordance with the Fannie Mae Guides manage, conserve, protect and operate each REO Property in the same manner that it manages, conserves, protects and operates other foreclosed property for its own account, and in the same manner that similar property in the same locality as the REO Property is managed, until such time the REO Property is conveyed to the Purchaser for final disposition. The Company shall cause each REO Property to be inspected promptly upon the acquisition of title thereto and shall cause each REO Property to be inspected at least monthly thereafter or more frequently as required by the circumstances. The Company shall make or cause to be made a written report of each such inspection and such reports shall be retained in the Mortgage File. The Company shall file all necessary mortgage insurance claims.
Section 4.14
Notification of Maturity Date.
With respect to each Mortgage Loan, the Company shall execute and deliver to the Mortgagor any and all necessary notices required under applicable law and the terms of the related Mortgage Note and Mortgage regarding the maturity date if required under applicable law. ARTICLE V PAYMENTS TO THE PURCHASER Section 5.01 Distributions.
On each Remittance Date, the Company shall distribute by wire transfer of immediately available funds to the Purchaser (i) all amounts credited to the Custodial Account as of the close of business on the preceding Determination Date, net of charges against or withdrawals from the Custodial Account pursuant to Section 4.05, plus (ii) all Monthly Advances, if any, which the Company is obligated to distribute pursuant to Section 5.03, plus, (iii) interest at the Mortgage Loan Remittance Rate on any Principal Prepayment from the date of such Principal Prepayment through the end of the month for which disbursement is made provided that the Companys obligation as to payment of such interest shall be limited to the Servicing Fee earned during the month of the distribution, minus (iv) any amounts attributable to Monthly Payments collected but due on a Due Date or Dates subsequent to the preceding Determination Date, which amounts shall be remitted on the Remittance Date next succeeding the Due Period for such amounts. It is understood that, by operation of Section 4.04, the remittance on the first Remittance Date with respect to Mortgage Loans purchased pursuant to the related Term Sheet is to include principal collected after the Cut-off Date through the preceding Determination Date plus interest, adjusted to the Mortgage Loan Remittance Rate collected through such Determination Date exclusive of any portion thereof allocable to the period prior to the Cut-off Date, with the adjustments specified in clauses (ii), (iii) and (iv) above. With respect to any remittance received by the Purchaser after the Remittance Date, the Company shall pay to the Purchaser interest on any such late payment at an annual rate equal to the Prime Rate, adjusted as of the date of each change, plus three (3) percentage points, but in no event greater than the maximum amount permitted by applicable law. Such interest shall cover the period commencing with the day following the Business Day such payment was due and ending with the Business Day on which such payment is made to the Purchaser, both inclusive. The payment by the Company of any such interest shall not be deemed an extension of time for payment or a waiver of any Event of Default by the Company. On each Remittance Date, the Company shall provide a remittance report detailing all amounts being remitted pursuant to this Section 5.01.
Section 5.02
The Company shall furnish to Purchaser an individual loan accounting report, as of the last Business Day of each month, in the Company's assigned loan number order to document Mortgage Loan payment activity on an individual Mortgage Loan basis. With respect to each month, the corresponding individual loan accounting report shall be received by the Purchaser no later than the fifth Business Day of the following month on a disk or tape or other computer-readable format in such format as may be mutually agreed upon by both Purchaser and Company, and no later than the fifth Business Day of the following month in hard copy, and shall contain the following: (i) With respect to each (including a separate Monthly Payment, the amount of such remittance allocable to principal
breakdown of any Principal Prepayment, including the date of such prepayment, and any prepayment penalties or premiums, along with a detailed report of interest on principal prepayment amounts remitted in accordance with Section 4.04); (ii) (iii) (iv) with respect to each Monthly Payment, the amount of such remittance allocable to interest; the amount of servicing compensation received by the Company during the prior distribution period; the aggregate Stated Principal Balance of the Mortgage Loans;
(v) the aggregate of any expenses reimbursed to the Company during the prior distribution period pursuant to Section 4.05; (vi) The number and aggregate outstanding principal balances of Mortgage Loans (a) delinquent (1) 30 to 59 days, (2) 60 to 89 days, (3) 90 days or more; (b) as to which foreclosure has commenced; and (c) as to which REO Property has been acquired; and The Company shall also provide a trial the form of Exhibit E hereto, with each such Report. balance, sorted in Purchaser's assigned loan number order, in
The Company shall prepare and file any and all information statements or other filings required to be delivered to any governmental taxing authority or to Purchaser pursuant to any applicable law with respect to the Mortgage Loans and the transactions contemplated hereby. In addition, the Company shall provide Purchaser with such information concerning the Mortgage Loans as is necessary for Purchaser to prepare its federal income tax return as Purchaser may reasonably request from time to time.
In addition, not more than sixty (60) days after the end of each calendar year, the Company shall furnish to each Person who was a Purchaser at any time during such calendar year an annual statement in accordance with the requirements applicable federal income tax law as to the aggregate of remittances for the applicable portion of such year. Section 5.03 Monthly Advances by the Company.
of
Not later than the close of business on the Business Day preceding each Remittance Date, the Company shall deposit in the Custodial Account an amount equal to all payments not previously advanced by the Company, whether or not deferred pursuant to Section 4.01, of principal (due after the Cut-off Date) and interest not allocable to the period prior to the Cut-off Date, adjusted to the Mortgage Loan Remittance Rate, which were due on a Mortgage Loan and delinquent at the close of business on the related Determination Date; provided, however that the Company shall not be obligated to advance any shortfall arising as a result of application of the Soldiers and Sailors Civil Relief Act of 1940 to any Mortgage Loan. . The Company's obligation to make such Monthly Advances as to any Mortgage Loan will continue through the last Monthly Payment due prior to the payment in full of the Mortgage Loan, or through the Remittance Date prior to the date on which the Mortgaged Property liquidates (which is during the same monthly reporting cycle as of foreclosure sale) (including Insurance Proceeds, proceeds from the sale of REO Property or Condemnation Proceeds) with respect to the Mortgage Loan unless the Company deems such advance to be a Nonrecoverable Advance. In such event, the Company shall deliver to the Purchaser an Officer's Certificate of the Company to the effect that an officer of the Company has reviewed the related Mortgage File and has made the reasonable determination that any additional advances are nonrecoverable. Section 5.04 Liquidation Reports.
Upon the foreclosure sale of any Mortgaged Property or the acquisition thereof by the Purchaser pursuant to a deed-in-lieu of foreclosure, the Company shall submit to the Purchaser a liquidation report with respect to such Mortgaged Property in a form mutually acceptable to Company and Purchaser. The Company shall also provide reports on the status of REO Property containing such information as Purchaser may reasonably require. Section 5.05 Prepayment Interest Shortfalls.
Not later than the close of business on the Business Day preceding each Remittance Date in the month following the related Prepayment Period, the Company shall deposit in the Custodial Account an amount equal to any Prepayment Interest Shortfalls with respect to such Prepayment Period, which in the aggregate shall not exceed the Companys aggregate Servicing Fee received with respect to the related Due Period. ARTICLE VI GENERAL SERVICING PROCEDURES
Section 6.01
Assumption Agreements.
The Company will, to the extent it has knowledge of any conveyance or prospective conveyance by any Mortgagor of the Mortgaged Property (whether by absolute conveyance or by contract of sale, and whether or not the Mortgagor remains or is to remain liable under the Mortgage Note and/or the Mortgage), exercise its rights to accelerate the maturity of such Mortgage Loan under any "due-on-sale" clause to the extent permitted by law; provided, however, that the Company shall not exercise
any such rights if prohibited by law or the terms of the Mortgage Note from doing so or if the exercise of such rights would impair or threaten to impair any recovery under the related Primary Mortgage Insurance Policy, if any. If the Company reasonably believes it is unable under applicable law to enforce such "due-on-sale" clause, the Company, with the approval of the Purchaser, will enter into an assumption agreement with the person to whom the Mortgaged Property has been conveyed or is proposed to be conveyed, pursuant to which such person becomes liable under the Mortgage Note and, to the extent permitted by applicable state law, the Mortgagor remains liable thereon. Where an assumption is allowed pursuant to this Section 6.01, the Company, with the prior consent of the Purchaser and the primary mortgage insurer, if any, is authorized to enter into a substitution of liability agreement with the person to whom the Mortgaged Property has been conveyed or is proposed to be conveyed pursuant to which the original mortgagor is released from liability and such Person is substituted as mortgagor and becomes liable under the related Mortgage Note. Any such substitution of liability agreement shall be in lieu of an assumption agreement. In connection with any such assumption or substitution of liability, the Company shall follow the underwriting practices and procedures of the Company. With respect to an assumption or substitution of liability, the Mortgage Interest Rate borne by the related Mortgage Note, the amount of the Monthly Payment and the maturity date may not be changed (except pursuant to the terms of the Mortgage Note). If the credit of the proposed transferee does not meet such underwriting criteria, the Company diligently shall, to the extent permitted by the Mortgage or the Mortgage Note and by applicable law, accelerate the maturity of the Mortgage Loan. The Company shall notify the Purchaser that any such substitution of liability or assumption agreement has been completed by forwarding to the Purchaser the original of any such substitution of liability or assumption agreement, which document shall be added to the related Mortgage File and shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof. All fees collected by the Company for entering into an assumption or substitution of liability agreement shall belong to the Company. Notwithstanding the foregoing paragraphs of this Section or any other provision of this Agreement, the Company shall not be deemed to be in default, breach or any other violation of its obligations hereunder by reason of any assumption of a Mortgage Loan by operation of law or any assumption which the Company may be restricted by law from preventing, for any reason whatsoever. For purposes of this Section 6.01, the term "assumption" is deemed to also include a sale of the Mortgaged Property subject to the Mortgage that is not accompanied by an assumption or substitution of liability agreement. Section 6.02 Satisfaction of Mortgages and Release of Mortgage Files.
Upon the payment in full of any Mortgage Loan, or the receipt by the Company of a notification that payment in full will be escrowed in a manner customary for such purposes, the Company will immediately notify the Purchaser by a certification, which certification shall include a statement to the effect that all amounts received or to be received in connection with such payment which are required to be deposited in the Custodial Account pursuant to Section 4.04 have been or will be so deposited, of a Servicing Officer and shall request delivery to it of the portion of the Mortgage File held by the Purchaser. The Purchaser shall no later than five Business Days after receipt of such certification and request, release or cause to be released to the Company, the related Mortgage Loan Documents and, upon its receipt of such documents, the Company shall promptly prepare and deliver to the Purchaser the requisite satisfaction or release. No later than five (5) Business Days following its receipt of such satisfaction or release, the Purchaser shall deliver, or cause to be delivered, to the Company the release or satisfaction properly executed by the owner of record of the applicable mortgage or its duly appointed attorney in fact. No expense incurred in connection with any instrument of satisfaction or deed of reconveyance shall be chargeable to the Custodial Account. In the event the Company satisfies or releases a Mortgage without having obtained payment in full of the indebtedness secured by the Mortgage or should it otherwise prejudice any right the Purchaser may have under the mortgage instruments, the Company, upon written demand, shall remit within two (2) Business Days to the Purchaser the then outstanding principal balance of the related Mortgage Loan by deposit thereof in the Custodial Account. The Company shall maintain the Fidelity Bond and errors and omissions insurance insuring the Company against any loss it may sustain with respect to any Mortgage Loan not satisfied in accordance with the procedures set forth herein. From time to time and as appropriate for the servicing or foreclosure of the Mortgage Loan, including for the any Primary Mortgage Insurance Policy, the Purchaser shall, upon request of the Company and delivery to receipt signed by a Servicing Officer, release the portion of the Mortgage File held by the Purchaser servicing receipt shall obligate the Company to return the related Mortgage documents to the Purchaser the Company no longer exists, unless the Mortgage Loan has been liquidated and the Liquidation Proceeds have been deposited in the Custodial Account or the Mortgage File or such document has been delivered public trustee or other purpose of collection under
the Purchaser of a servicing to the Company. when the need Such therefor by
relating to the Mortgage Loan to an attorney, or to a
public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property either judicially or non-judicially, and the Company has delivered to the Purchaser a certificate of a Servicing Officer certifying as to the name and address of the Person to which such Mortgage File or such document was delivered and the purpose or purposes of such delivery. Upon receipt of a certificate of a Servicing Officer stating that such Mortgage Loan was liquidated, the servicing receipt shall be released by the Purchaser to the Company. Section 6.03 Servicing Compensation.
As compensation for its services hereunder, the Company shall be entitled to withdraw from the Custodial Account (to the extent of interest payments collected on the Mortgage Loans) or to retain from interest payments collected on the Mortgage Loans, the amounts provided for as the Company's Servicing Fee, subject to payment of compensating interest on Principal Prepayments as capped by the Servicing Fee pursuant to Section 5.01 (iii). Additional servicing compensation in the form of assumption fees, as provided in Section 6.01, and late payment charges or otherwise shall be retained by the Company to the extent not required to be deposited in the Custodial Account. No Servicing Fee shall be payable in connection with partial Monthly Payments. The Company shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder and shall not be entitled to reimbursement therefor except as specifically provided for. Section 6.04 Annual Statement as to Compliance.
The Company will deliver to the Purchaser not later than 90 days following the end of each fiscal year of the Company beginning in March 2004, an Officers' Certificate stating, as to each signatory thereof, that (i) a review of the activities of the Company during the preceding calendar year and of performance under this Agreement has been made under such officers' supervision, and (ii) to the best of such officers' knowledge, based on such review, the Company has fulfilled all of its obligations under this Agreement throughout such year, or, if there has been a default in the fulfillment of any such obligation, specifying each such default known to such officers and the nature and status of cure provisions thereof. Copies of such statement shall be provided by the Company to the Purchaser upon request. Section 6.05 Annual Independent Certified Public Accountants' Servicing Report.
Within ninety (90) days of Company's fiscal year end beginning in March 2004, the Company at its expense shall cause a firm of independent public accountants which is a member of the American Institute of Certified Public Accountants to furnish a statement to the Purchaser to the effect that such firm has examined certain documents and records relating to the Company's servicing of mortgage loans of the same type as the Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in the uniform single audit program for mortgage bankers, such firm is of the opinion that the Company's servicing has been conducted in compliance with the agreements examined pursuant to this Section 6.05, except for (i) such exceptions as such firm shall believe to be immaterial, and (ii) such other exceptions as shall be set forth in such statement. Copies of such statement shall be provided by the Company to the Purchaser. In addition, on an annual basis, Company shall provided Purchaser with copies of its audited financial statements. Section 6.06 Purchaser's Right to Examine Company Records.
The Purchaser shall have the right to examine and audit upon reasonable notice to the Company, during business hours or at such other times as might be reasonable under applicable circumstances, any and all of the books, records, documentation or other information of the Company, or held by another for the Company or on its behalf or otherwise, which relates to the performance or observance by the Company of the terms, covenants or conditions of this Agreement.
The Company shall provide to the Purchaser and any supervisory agents or examiners representing a state or federal governmental agency having jurisdiction over the Purchaser, including but not limited to OTS, FDIC and other similar entities, access to any documentation regarding the Mortgage Loans in the possession of the Company which may be required by any applicable regulations. Such access shall be afforded without charge, upon reasonable request, during normal business hours and at the offices of the Company, and in accordance with the FDIC, OTS, or any other similar federal or state regulations, as applicable. ARTICLE VII REPORTS TO BE PREPARED BY SERVICER Section 7.01 Company Shall Provide Information as Reasonably Required.
The Company shall furnish to the Purchaser during the term of this Agreement, such periodic, special or other reports, information or documentation, whether or not provided for herein, as shall be necessary, reasonable or appropriate in respect to the Purchaser, or otherwise in respect to the Mortgage Loans and the performance of the Company under this Agreement, including any
reports, information or documentation reasonably required to comply with any regulations regarding any supervisory agents or examiners of the Purchaser all such reports or information to be as provided by and in accordance with such applicable instructions and directions as the Purchaser may reasonably request in relation to this Agreement or the performance of the Company under this Agreement. The Company agrees to execute and deliver all such instruments and take all such action as the Purchaser, from time to time, may reasonably request in order to effectuate the purpose and to carry out the terms of this Agreement. In connection with marketing the Mortgage Loans, the Purchaser may make available to a prospective purchaser audited financial statements of the Company for the most recently completed two (2) fiscal years for which such statements are available, as well as a Consolidated Statement of Condition at the end of the last two (2) fiscal years covered by any Consolidated Statement of Operations. If it has not already done so, the Company shall furnish promptly to the Purchaser or a prospective purchaser copies of the statements specified above. The Company shall make reasonably available to the Purchaser or any prospective Purchaser a knowledgeable financial or accounting officer for the purpose of answering questions and to permit any prospective purchaser to inspect the Companys servicing facilities for the purpose of satisfying such prospective purchaser that the Company has the ability to service the Mortgage Loans as provided in this Agreement.
ARTICLE VIII THE SERVICER Section 8.01 Indemnification; Third Party Claims.
The Company agrees to indemnify the Purchaser and hold it harmless against any and all claims, losses, damages, penalties, fines, forfeitures, legal fees and related costs, judgments, and any other costs, fees and expenses that the Purchaser may sustain in any way related to the failure of the Company to observe and perform its duties, obligations, covenants, and agreements to service the Mortgage Loans in strict compliance with the terms of this Agreement. The Company agrees to indemnify the Purchaser and hold it harmless against any and all claims, losses, damages, penalties, fines, forfeitures, legal fees and related costs, judgments, and any other costs, fees and expenses that the Purchaser may sustain in any way from any claim, demand, defense or assertion based on or grounded upon, or resulting from any assertion based on, grounded upon or resulting from a breach or alleged breach of any of the representation or warranty set forth in Sections 3.01 or 3.02 of this Agreement. The Company shall immediately notify the Purchaser if a claim is made by a third party against Company with respect to this Agreement or the Mortgage Loans, assume (with the consent of the Purchaser) the defense of any such claim and pay all expenses in connection therewith, including counsel fees, whether or not such claim is settled prior to judgment, and promptly pay, discharge and satisfy any judgment or decree which may be entered against it or the Purchaser in respect of such claim. The Company shall follow any written instructions received from the Purchaser in connection with such claim. The Purchaser shall promptly reimburse the Company for all amounts advanced by it pursuant to the two preceding sentences except when the claim relates to the failure of the Company to service and administer the Mortgages in strict compliance with the terms of this Agreement, the breach of representation or warranty set forth in Sections 3.01 or 3.02, or the negligence, bad faith or willful misconduct of Company. The provisions of this Section 8.01 shall survive termination of this Agreement. Section 8.02 Merger or Consolidation of the Company.
The Company will keep in full effect its existence, rights and franchises as a corporation under the laws of the state of its incorporation except as permitted herein, and will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement, or any of the Mortgage Loans and to perform its duties under this Agreement. Any Person into which the Company may be merged or consolidated, or any corporation resulting from any merger, conversion or consolidation to which the Company shall be a party, or any Person succeeding to the business of the Company whether or not related to loan servicing, shall be the successor of the Company hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided, however, that the successor or surviving Person shall be an institution (i) having a GAAP net worth of not less than $25,000,000, (ii) the deposits of which are insured by the FDIC, SAIF and/or BIF, and which is a HUD-approved mortgagee whose primary business is in origination and servicing of first lien mortgage loans, and (iii) who is a Fannie Mae or FHLMC approved seller/servicer in good standing.
Section 8.03
Limitation on Liability of the Company and Others.
Neither the Company nor any of the officers, employees or agents of the Company shall be under any liability to the Purchaser for any action taken or for refraining from the taking of any action in good faith pursuant to this Agreement, or for
errors in judgment made in good faith; provided, however, that this provision shall not protect the Company or any such person against any breach of warranties or representations made herein, or failure to perform its obligations in strict compliance with any standard of care set forth in this Agreement, or any liability which would otherwise be imposed by reason of negligence, bad faith or willful misconduct, or any breach of the terms and conditions of this Agreement. The Company and any officer, employee or agent of the Company may rely in good faith on any document of any kind prima facie properly executed and submitted by the Purchaser respecting any matters arising hereunder. The Company shall not be under any obligation to appear in, prosecute or defend any legal action which is not incidental to its duties to service the Mortgage Loans in accordance with this Agreement and which in its reasonable opinion may involve it in any expenses or liability; provided, however, that the Company may, with the consent of the Purchaser, undertake any such action which it may deem necessary or desirable in respect to this Agreement and the rights and duties of the parties hereto. In such event, the reasonable legal expenses and costs of such action and any liability resulting therefrom shall be expenses, costs and liabilities for which the Purchaser will be liable, and the Company shall be entitled to be reimbursed therefor from the Purchaser upon written demand. Section 8.04 Company Not to Assign or Resign.
The Company shall not assign this Agreement or resign from the obligations and duties hereby imposed on it except by mutual consent of the Company and the Purchaser or upon the determination that its duties hereunder are no longer permissible under applicable law and such incapacity cannot be cured by the Company. Any such determination permitting the resignation of the Company shall be evidenced by an Opinion of Counsel to such effect delivered to the Purchaser which Opinion of Counsel shall be in form and substance acceptable to the Purchaser. No such resignation shall become effective until a successor shall have assumed the Company's responsibilities and obligations hereunder in the manner provided in Section 11.01. Section 8.05 No Transfer of Servicing.
With respect to the retention of the Company to service the Mortgage Loans hereunder, the Company acknowledges that the Purchaser has acted in reliance upon the Company's independent status, the adequacy of its servicing facilities, plan, personnel, records and procedures, its integrity, reputation and financial standing and the continuance thereof. Without in any way limiting the generality of this Section, the Company shall not either assign this Agreement or the servicing hereunder or delegate its rights or duties hereunder or any portion thereof, or sell or otherwise dispose of all or substantially all of its property or assets, without the prior written approval of the Purchaser, which consent shall be granted or withheld in the Purchaser's sole discretion.
Without in any way limiting the generality of this Section 8.05, in the event that the Company either shall assign this Agreement or the servicing responsibilities hereunder or delegate its duties hereunder or any portion thereof without (i) satisfying the requirements set forth herein or (ii) the prior written consent of the Purchaser, then the Purchaser shall have the right to terminate this Agreement, without any payment of any penalty or damages and without any liability whatsoever to the Company (other than with respect to accrued but unpaid Servicing Fees and Servicing Advances remaining unpaid) or any third party.
ARTICLE IX DEFAULT Section 9.01 Events of Default.
In case one or more of the following Events of Default by the Company shall occur and be continuing, that is to say: (i) any failure by the Company to remit to the Purchaser any payment terms of this Agreement which continues unremedied for a period of one (1) Business Day; or required to be made under the
(ii) failure on the part of the Company duly to observe or perform in any material respect any other of the covenants or agreements on the part of the Company set forth in this Agreement which continues unremedied for a period of thirty (30) days after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to the Company by the Purchaser; or (iii) a decree or order of a court or agency or supervisory authority having jurisdiction for the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Company and such decree or order shall have remained in force undischarged or unstayed for a period of sixty days; or (iv) the Company shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to the Company or of or relating to all or substantially all of its property; or
(v) the Company shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations; or (vi) Company for more than thirty days; or ceases to be approved by either Fannie Mae or FHLMC as a mortgage loan seller or servicer
(vii) the Company attempts to assign its right to servicing compensation hereunder or the Company attempts, without the consent of the Purchaser, to sell or otherwise dispose of all or substantially all of its property or assets or to assign this Agreement or the servicing responsibilities hereunder or to delegate its duties hereunder or any portion thereof; or
(viii) the Company ceases to be (a) licensed to service first lien residential mortgage loans in any jurisdiction in which a Mortgaged Property is located and such licensing is required, and (b) qualified to transact business in any jurisdiction where it is currently so qualified, but only to the extent such non-qualification materially and adversely affects the Company's ability to perform its obligations hereunder; or (ix) the Company fails to meet the eligibility criteria set forth in the last sentence of Section 8.02.
Then, and in each and every such case, so long as an Event of Default shall not have been remedied, the Purchaser, by notice in writing to the Company (except in the case of an Event of Default under clauses (iii), (iv) or (v) above, in which case, automatically and without notice) Company may, in addition to whatever rights the Purchaser may have under Sections 3.03 and 8.01 and at law or equity or to damages, including injunctive relief and specific performance, terminate all the rights and obligations of the Company under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Company for the same. On or after the receipt by the Company of such written notice (or, in the case of an Event of Default under clauses (iii), (iv) or (v) above, in which case, automatically and without notice), all authority and power of the Company under this Agreement, whether with respect to the Mortgage Loans or otherwise, shall pass to and be vested in the successor appointed pursuant to Section 11.01. Upon written request from the Purchaser, the Company shall prepare, execute and deliver, any and all documents and other instruments, place in such successor's possession all Mortgage Files, and do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of the Mortgage Loans and related documents, or otherwise, at the Company's sole expense. The Company agrees to cooperate with the Purchaser and such successor in effecting the termination of the Company's responsibilities and rights hereunder, including, without limitation, the transfer to such successor for administration by it of all cash amounts which shall at the time be credited by the Company to the Custodial Account or Escrow Account or thereafter received with respect to the Mortgage Loans or any REO Property. Section 9.02 Waiver of Defaults.
The Purchaser may waive only by written notice any default by the Company in the performance of its obligations hereunder and its consequences. Upon any such waiver of a past default, such default shall cease to exist, and any Event of Default arising therefrom shall be deemed to have been remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon except to the extent expressly so waived in writing.
ARTICLE X TERMINATION Section 10.01 Termination.
The respective obligations and responsibilities of the Company shall terminate upon: (i) the later of the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan and the disposition of all remaining REO Property and the remittance of all funds due hereunder; or (ii) by mutual consent of the Company and the Purchaser in writing; or (iii) termination with cause under the terms of this Agreement. ARTICLE XI MISCELLANEOUS PROVISIONS Section 11.01 Successor to the Company.
Prior to termination of Company's responsibilities and duties under this Agreement pursuant to Sections 4.13, 8.04, 9.01, 10.01 (ii) or (iii), the Purchaser shall (i) succeed to and assume all of the Company's responsibilities, rights, duties and obligations under this Agreement, or (ii) appoint a successor having the characteristics set forth in Section 8.02 hereof and which shall succeed to all rights and assume all of the responsibilities, duties and liabilities of the Company under this Agreement prior to the termination of Company's responsibilities, duties and liabilities under this Agreement. In connection with such appointment and assumption, the Purchaser may make such arrangements for the compensation of such successor out of payments
on Mortgage Loans as the Purchaser and such successor shall agree. In the event that the Company's duties, responsibilities and liabilities under this Agreement should be terminated pursuant to the aforementioned Sections, the Company shall discharge such duties and responsibilities during the period from the date it acquires knowledge of such termination until the effective date thereof with the same degree of diligence and prudence which it is obligated to exercise under this Agreement, and shall take no action whatsoever that might impair or prejudice the rights or financial condition of its successor. The resignation or removal of Company pursuant to the aforementioned Sections shall not become effective until a successor shall be appointed pursuant to this Section and shall in no event relieve the Company of the representations and warranties made pursuant to Sections 3.01, 3.02 and 3.03 and the remedies available to the Purchaser thereunder and under Section 8.01, it being understood and agreed that the provisions of such Sections 3.01, 3.02, 3.03 and 8.01 shall be applicable to the Company notwithstanding any such resignation or termination of the Company, or the termination of this Agreement. Any successor appointed as provided herein shall execute, acknowledge and deliver to the Company and to the Purchaser an instrument accepting such appointment, whereupon such successor shall become fully vested with all the rights, powers, duties, responsibilities, obligations and liabilities of the Company, with like effect as if originally named as a party to this Agreement. Any termination or resignation of the Company or this Agreement pursuant to Section 4.13, 8.04, 9.01 or 10.01 shall not affect any claims that the Purchaser may have against the Company arising prior to any such termination or resignation.
The Company shall promptly deliver to the successor the funds in the Custodial Account and the Escrow Account and the Mortgage Files and related documents and statements held by it hereunder and the Company shall account for all funds. The Company shall execute and deliver such instruments and do such other things all as may reasonably be required to more fully and definitely vest and confirm in the successor all such rights, powers, duties, responsibilities, obligations and liabilities of the Company. The successor shall make arrangements as it may deem appropriate to reimburse the Company for unrecovered Servicing Advances which the successor retains hereunder and which would otherwise have been recovered by the Company pursuant to this Agreement but for the appointment of the successor servicer. Upon a successor's acceptance of appointment as such, the Company shall notify by mail the Purchaser of such appointment. Section 11.02 Amendment. agreement
This Agreement may be amended from time to time by the Company and the Purchaser by written signed by the Company and the Purchaser. Section 11.03 Recordation of Agreement.
To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Company at the Company's expense on direction of the Purchaser accompanied by an opinion of counsel to the effect that such recordation materially and beneficially affects the interest of the Purchaser or is necessary for the administration or servicing of the Mortgage Loans. Section 11.04 Governing Law.
This Agreement and the related Term Sheet shall be governed by and construed in accordance with the laws of the State of New York except to the extent preempted by Federal law. The obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws. Section 11.05 Notices.
Any demands, notices or other communications permitted or required hereunder shall be in writing and shall be deemed conclusively to have been given if personally delivered at or mailed by registered mail, postage prepaid, and return receipt requested or certified mail, return receipt requested, or transmitted by telex, telegraph or telecopier and confirmed by a similar mailed writing, as follows:
(i)
if to the Company: First Horizon Home Loan Corporation 4000 Horizon Way Irving, Texas 75063 Attention: Capital Markets Department Telecopier No.: [___________] First Tennessee Mortgage Services, Inc. 4000 Horizon Way Irving, Texas 75063 Attention: Capital Markets Department
Telecopier No.: (ii)
[___________]
if to the Purchaser: EMC Mortgage Corporation Mac Arthur Ridge II, 909 Hidden Ridge Drive, Suite 200 Irving, Texas 75038 Attention: Ms. Ralene Ruyle Telecopier No.: (972) 444-2810 With a copy to: Bear Stearns Mortgage Capital Corporation 383 Madison Avenue New York, New York 10179 Attention: Mary Haggerty
or such other address as may hereafter be furnished to the other party by like notice. Any such demand, notice or communication hereunder shall be deemed to have been received on the date delivered to or received at the premises of the addressee (as evidenced, in the case of registered or certified mail, by the date noted on the return receipt). Section 11.06 Severability of Provisions.
Any part, provision, representation or warranty of this Agreement and the related Term Sheet which is prohibited or which is held to be void or unenforceable shall be ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof. Any part, provision, representation or warranty of this Agreement which is prohibited or unenforceable or is held to be void or unenforceable in any jurisdiction shall be ineffective, as to such jurisdiction, to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof, and any such prohibition or unenforceability in any jurisdiction as to any Mortgage Loan shall not invalidate or render unenforceable such provision in any other jurisdiction. To the extent permitted by applicable law, the parties hereto waive any provision of law that prohibits or renders void or unenforceable any provision hereof. If the invalidity of any part, provision, representation or warranty of this Agreement shall deprive any party of the economic benefit intended to be conferred by this Agreement, the parties shall negotiate, in good faith, to develop a structure the economic effect of which is nearly as possible the same as the economic effect of this Agreement without regard to such invalidity.
Section 11.07
Exhibits.
The exhibits to this Agreement are hereby incorporated and made a part hereof and are an integral part of this Agreement. Section 11.08 requires: (i) the terms defined in this Agreement have the meanings assigned to them in this Agreement and include the plural as well as the singular, and the use of any gender herein shall be deemed to include the other gender; (ii) accounting terms not accordance with generally accepted accounting principles; otherwise defined herein have the meanings assigned to them in General Interpretive Principles.
For purposes of this Agreement, except as otherwise expressly provided or unless the context otherwise
(iii) references herein to "Articles", "Sections", Subsections", "Paragraphs", and other subdivisions without reference to a document are to designated Articles, Sections, Subsections, Paragraphs and other subdivisions of this Agreement; (iv) a reference to a Subsection without further reference to a Section is a reference to such Subsection as contained in the same Section in which the reference appears, and this rule shall also apply to Paragraphs and other subdivisions; (v) the words "herein", Agreement as a whole and not to any particular provision; (vi) "hereof ", "hereunder" and other words of similar import refer to this
the term "include" or "including" shall mean without limitation by reason of enumeration; and Agreement are for reference purposes only and
(viii) headings of the Articles and Sections in this shall not be deemed to have any substantive effect. Section 11.09 Reproduction of Documents.
This Agreement and all documents relating thereto, including, without limitation, (i) consents, waivers and modifications which may hereafter be executed, (ii) documents received by any party at the closing, and (iii) financial statements, certificates and other information previously or hereafter furnished, may be reproduced by any photographic, photostatic, microfilm, micro-card, miniature photographic or other similar process. The parties agree that any such reproduction shall be admissible in evidence as the original itself in any judicial or administrative proceeding, whether or not the original is in existence and whether or not such reproduction was made by a party in the regular course of business, and that any enlargement, facsimile or further reproduction of such reproduction shall likewise be admissible in evidence.
Section 11.10
Confidentiality of Information.
Each party recognizes that, in connection with this Agreement, it may become privy to non-public information regarding the financial condition, operations and prospects of the other party. Each party agrees to keep all non-public information regarding the other party strictly confidential, and to use all such information solely in order to effectuate the purpose of the Agreement, provided that each party may provide confidential information to its employees, agents and affiliates who have a need to know such information in order to effectuate the transaction, provided further that such information is identified as confidential non-public information. In addition, confidential information may be provided to a regulatory authority with supervisory power over Purchaser, provided such information is identified as confidential non-public information. Notwithstanding other provisions of this Section 16.14 or any other express or implied agreement, arrangement, or understanding to the contrary, the Company and Purchaser (the Parties) agree that the Parties (and their employees, representatives and other agents) may disclose to any and all persons, without limitation of any kind from the commencement of discussions, the purported or claimed U.S. federal income tax treatment of the purchase of the Mortgage Loans and related transactions covered by this letter agreement (tax treatment) and any fact that may be relevant to understanding the tax treatment (tax structure) and all materials of any kind (including opinions or other tax analyses) that are provided to the Parties relating to such tax treatment and tax structure, except where confidentiality is reasonably necessary to comply with securities laws. Section 11.11 Recordation of Assignments of Mortgage.
To the extent permitted by applicable law, each of the Assignments is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the Mortgaged Properties are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by and at the Companys expense in the event recordation is either necessary under applicable law or requested by the Purchaser at its sole option. Section 11.12 Assignment.
The Purchaser shall have the right, without the consent of the Company, to assign, in whole or in part, its interest under this Agreement with respect to some or all of the Mortgage Loans, and designate any person to exercise any rights of the Purchaser hereunder, by executing an Assignment and Assumption Agreement substantially in the form of Exhibit D hereto and the assignee or designee shall accede to the rights and obligations hereunder of the Purchaser with respect to such Mortgage Loans. In no event shall Purchaser sell a partial interest in any Mortgage Loan without the written consent of Company, which consent shall not be unreasonably denied. All references to the Purchaser in this Agreement shall be deemed to include its assignee or designee. The Company shall have the right, only with the consent of the Purchaser or otherwise in accordance with this Agreement, to assign, in whole or in part, its interest under this Agreement with respect to some or all of the Mortgage Loans.
Section 11.13
No Partnership.
Nothing herein contained shall be deemed or construed to create a co-partnership or joint venture between the parties hereto and the services of the Company shall be rendered as an independent contractor and not as agent for Purchaser. Section 11.14 Execution: Successors and Assigns.
This Agreement may be executed in one or more counterparts and by the different parties hereto on separate counterparts, each of which, when so executed, shall be deemed to be an original; such counterparts, together, shall constitute one and the same agreement. Subject to this Agreement shall inure to the benefit of and be binding upon the Company and the Purchaser and their respective successors and assigns. Section 11.15 Entire Agreement.
The Company acknowledges that no representations, agreements or promises were made to the Company by the Purchaser or any of its employees other than those representations, agreements or promises specifically contained herein and in the Confirmation. The Confirmation and this Agreement and the related Term Sheet sets forth the entire understanding between the parties hereto; provided, however, only this Agreement and the related Term Sheet shall be binding upon all successors of both parties. In the event of any inconsistency between the Confirmation and this Agreement, this Agreement and the related Term Sheet shall control. Section 11.16. No Solicitation.
From and after the Closing Date, the Company agrees that it will not take any action or permit or cause any action to be taken by any of its agents or affiliates, to personally, by telephone or mail, solicit the borrower or obligor under any Mortgage Loan to refinance the Mortgage Loan, in whole or in part, without the prior written consent of the Purchaser. Notwithstanding the foregoing, it is understood and agreed that (i) promotions undertaken by the Company or any affiliate of the Company which are
directed to the general public at large, or segments thereof, provided that no segment shall consist primarily of the Mortgage Loans, including, without limitation, mass mailing based on commercially acquired mailing lists, newspaper, radio and television advertisements and (ii) responses to unsolicited requests or inquiries made by a Mortgagor or an agent of a Mortgagor, shall not constitute solicitation under this Section 11.16. This Section 11.16 shall not be deemed to preclude the Company or any of its affiliates from soliciting any Mortgagor for any other financial products or services. The Company shall use its best efforts to prevent the sale of the name of any Mortgagor to any Person who is not affiliate of the Company.
Section 11.17.
Closing. Closing in person,
The closing for the purchase and sale of the Mortgage Loans shall take place on the related Date. The closing shall be either: by telephone, confirmed by letter or wire as the parties shall agree, or conducted at such place as the parties shall agree. The closing for the each of the following conditions: Mortgage Loans to be purchased on the related Closing
Date shall be subject to
(a) at least one (1) Business Day prior to the related Closing Date, the Company shall deliver to the Purchaser a magnetic diskette, or transmit by modem, a listing on a loan-level basis of the information contained in the related Mortgage Loan Schedule attached to the related Term Sheet; (b) all of the representations materially true and correct as of the related Closing Date and no event would constitute a material default under this Agreement; and warranties of the Company under this Agreement shall have occurred which, with notice or the shall be passage of time,
(c) the Purchaser shall have received, or the Purchaser's attorneys shall have received in escrow, all documents required pursuant to this Agreement, the related Term Sheet, an opinion of counsel and an officer's certificate, all in such forms as are agreed upon and acceptable to the Purchaser, duly executed by all signatories other than the Purchaser as required pursuant to the terms hereof; (d) the Company shall have delivered and released to the Purchaser (or its designee) on or prior to the related Closing Date all documents required pursuant to the terms of this Agreement and the related Term Sheet; and (e) all other terms and Confirmation shall have been materially complied with. conditions of this Agreement, the related Term Sheet and the
Subject to the foregoing conditions, the Purchaser shall pay to the Company on the related Closing Date the Purchase Price, plus accrued interest pursuant to Section 2.02 of this Agreement, by wire transfer of immediately available funds to the account designated by the Company. Section 11.18. Cooperation of Company with a Reconstitution.
The Company and the Purchaser agree that with respect to some or all of the Mortgage Loans, on or after the related Closing Date, on one or more dates (each a "Reconstitution Date") at the Purchaser's sole option and with Purchasers best efforts to provide notice to the Company fifteen (15) days prior to the Reconstitution Date, the Purchaser may effect one or more sales, but in no event greater than three (3) per pool of Mortgage Loan sold under the related Term Sheet (each, a "Reconstitution") of some or all of the Mortgage Loans then subject to this Agreement, without recourse, to:
(a) Transfer"); or
one or more third party purchasers in one or more in whole loan transfers (each, a "Whole Loan trusts or other entities to be formed as part of one or more pass-through
(b) one or more transfers (each, a "Pass-Through Transfer").
The Company agrees to execute in connection with any agreements among the Purchaser, the Company, and any servicer in connection with a Whole Loan Transfer, an Assignment, Assumption and Recognition Agreement substantially in the form of Exhibit D hereto, or, at Purchasers request, a seller's warranties and servicing agreement or a participation and servicing agreement or similar agreement in form and substance reasonably acceptable to the parties, and in connection with a PassThrough Transfer, a pooling and servicing agreement in form and substance reasonably acceptable to the parties, (collectively the agreements referred to herein are designated, the "Reconstitution Agreements"). It is understood that any such Reconstitution Agreements will not contain any greater obligations on the part of Company than are contained in this Agreement. With respect to each Whole Loan Transfer and each Pass-Through Transfer entered into by the Purchaser, the Company agrees (1) to cooperate fully with the Purchaser and any prospective purchaser with respect to all reasonable requests and due diligence procedures; (2) to execute, deliver and perform all Reconstitution Agreements required by the Purchaser; (3) to restate the representations and warranties set forth in this Agreement as of the settlement or closing date in
connection with such Reconstitution (each, a "Reconstitution Date"). In that connection, the Company shall provide to such servicer or issuer, as the case may be, and any other participants in such Reconstitution: (i) any and all information (including servicing portfolio information) and appropriate verification of information (including servicing portfolio information) which may be reasonably available to the Company, whether through letters of its auditors and counsel or otherwise, as the Purchaser or any such other participant shall request upon reasonable demand; and (ii) such additional representations, warranties, covenants, opinions of counsel, letters from auditors, and certificates of public officials or officers of the Company as are reasonably agreed upon by the Company and the Purchaser or any such other participant. In connection with each Pass-Through Transfer, the Company agrees to provide reasonable and customary indemnification to the Purchaser and its affilates for disclosure contained in any offering document relating to the Company or its affilates, the Mortgage Loans and the underwriting standards of the Mortgage Loans. The Purchaser shall be responsible for the costs relating to the delivery of such information. The Purchaser agrees that in no event shall the related Loan that is subject to a Reconstitution without the written consent of the Servicer. All Mortgage Loans not sold or transferred serviced in accordance pursuant to a Servicing Fee Rate be reduced for any Mortgage
Reconstitution
shall remain subject to, and
with the terms of, this Agreement and the related Term Sheet, the related Term Sheet shall remain in full force and effect.
and with respect
thereto
this
Agreement
and
Section 11.19.
Reporting with Respect to a Reconstitution.
The Company agrees that with respect to any Mortgage Loan sold or transferred pursuant to a Reconstitution as described in Section 11.18 of this Agreement (a Reconstituted Mortgage Loan), the Company, at its expense, shall provide the Purchaser with the information set forth in Exhibit J attached hereto for each Reconstituted Mortgage Loan in such electronic format as may be mutually agreed upon by both Purchaser and Company. Section 11.20 Obligations of the Sellers
The obligations, liability and indemnification of each of the Seller and the Servicer under this Agreement are joint and several.
IN WITNESS WHEREOF, the Company and the Purchaser have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written. EMC MORTGAGE CORPORATION Purchaser By:________________________ Name: Title: FIRST HORIZON HOME LOAN CORPORATION Seller By: _______________________ Name: Title: FIRST TENNESSEE MORTGAGE SERVICES, INC. Servicer By: _______________________ Name: Title:
EXHIBIT A CONTENTS OF MORTGAGE FILE With respect to each Mortgage Loan, the Mortgage File shall include each of the following items, which shall be available for inspection by the Purchaser, and which shall be retained by the Company in the Servicing File or delivered to the Purchaser or its designee pursuant to Sections 2.04 and 2.05 of the Purchase, Warranties and Servicing Agreement. 1. The original Mortgage Note endorsed "Pay to the order of ____________________________________________________, without recourse," and signed via original signature in the name of the Company by an authorized officer, with all intervening endorsements showing a complete chain of title from the originator to the Company, together with any applicable riders. In no event may an endorsement be a facsimile endorsement. If the Mortgage Loan was acquired by the Company in a merger, the
endorsement must be by "[Company], successor by merger to the [name of predecessor]". If the Mortgage Loan was acquired or originated by the Company while doing business under another name, the endorsement must be by "[Company] formerly known as [previous name]". Mortgage Notes may be in the form of a lost note affidavit subject to Purchaser acceptability. 2. The original Mortgage (together with a standard adjustable rate mortgage rider) with evidence of recording thereon, or a copy thereof certified by the public recording office in which such mortgage has been recorded or, if the original Mortgage has not been returned from the applicable public recording office, a true certified copy, certified by the Company. 3. if required. The original or certified copy, certified by the Company, of the Primary Mortgage Insurance Policy,
4. The original Assignment, from the Company to _____________________________________, or in accordance with Purchaser's instructions, which assignment shall, but for any blanks requested by Purchaser, be in form and substance acceptable for recording. If the Mortgage Loan was acquired or originated by the Company while doing business under another name, the Assignment must be by "[Company] formerly known as [previous name]". If the Mortgage Loan was acquired by the Company in a merger, the endorsement must be by "[Company], successor by merger to the [name of predecessor]". None of the Assignments are blanket assignments of mortgage. 5. The original policy of title insurance, including riders and endorsements thereto, or if the policy has not yet been issued, a written commitment or interim binder or preliminary report of title issued by the title insurance or escrow company. 6. Originals of all recorded intervening Assignments, or copies thereof, certified by the public recording office in which such Assignments have been recorded showing a complete chain of title from the originator to the Company, with evidence of recording thereon, or a copy thereof certified by the public recording office in which such Assignment has been recorded or, if the original Assignment has not been returned from the applicable public recording office, a true certified copy, certified by the Company.
7. Originals, or copies thereof certified by the public recording office in which such documents have been recorded, of each assumption, extension, modification, written assurance or substitution agreements, if applicable, or if the original of such document has not been returned from the applicable public recording office, a true certified copy, certified by the Company. 8. If the Mortgage Note or Mortgage or any other material document or instrument relating to the Mortgage Loan has been signed by a person on behalf of the Mortgagor, the original or copy of power of attorney or other instrument that authorized and empowered such person to sign bearing evidence that such instrument has been recorded, if so required in the appropriate jurisdiction where the Mortgaged Property is located, or a copy thereof certified by the public recording office in which such instrument has been recorded or, if the original instrument has not been returned from the applicable public recording office, a true certified copy, certified by the Company. 9. reserved. statement (Form HUD-1) and any other truth-in-lending or real estate
10. Mortgage Loan closing settlement procedure forms required by law. 11. 12. 13. 14. 15. 16.
Residential loan application. Uniform underwriter and transmittal summary (Fannie Mae Form 1008) or reasonable equivalent. Credit report on the mortgagor. Business credit report, if applicable. Residential appraisal report and attachments thereto. The original of any guarantee executed in connection with the Mortgage Note. originated under a limited
17. Verification of employment and income except for Mortgage Loans documentation program, all in accordance with Company's underwriting guidelines.
18. Verification of acceptable evidence of source and amount of down payment, Company's underwriting guidelines. 19. 20. Photograph of the Mortgaged Property (may be part of appraisal). Survey of the Mortgaged Property, if any.
in accordance with
21. 22. certification. 23.
Sales contract, if applicable. If available, termite report, structural engineers report, water portability and septic Any original security agreement, chattel mortgage or equivalent executed in connection with the
Mortgage. 24. Name affidavit, if applicable. Company may provide one certificate for all of
Notwithstanding anything to the contrary herein, the Mortgage Loans indicating that the documents were delivered for recording.
EXHIBIT B CUSTODIAL ACCOUNT LETTER AGREEMENT ______________, 2003 To: [_______________________] (the "Depository")
As "Company" under the Purchase, Warranties and Servicing Agreement, dated as of [_____________________] 1, 200[_] (the "Agreement"), we hereby authorize and request you to establish an account, as a Custodial Account pursuant to Section 4.04 of the Agreement, to be designated as "[______________________________________], in trust for the [Purchaser], Owner of Adjustable Rate Mortgage Loans". All deposits in the account shall be subject to withdrawal therefrom by order signed by the Company. This letter is submitted to you in duplicate. Please execute and return one original to us. [__________________________] By:____________________________ Name:__________________________ Title:_________________________
The undersigned, as "Depository", hereby certifies that the above described account has been established under Account Number [__________], at the office of the depository indicated above, and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured up to applicable limits by the Federal Deposit Insurance Corporation through the Bank Insurance Fund or the Savings Association Insurance Fund or will be invested in Permitted Investments as defined in the Agreement. [___________________________] By:____________________________ Name:__________________________ Title:_________________________
EXHIBIT C ESCROW ACCOUNT LETTER AGREEMENT _____________, 2003 To: [_______________________] (the "Depository")
As Company under the Purchase Warranties and Servicing Agreement, dated as of [____________________]1, 200[_] (the "Agreement"), we hereby authorize and request you to establish an account, as an Escrow Account pursuant to Section 4.06 of the Agreement, to be designated as "[__________________________], in trust for the [Purchaser], Owner of Adjustable Rate Mortgage Loans, and various Mortgagors." All deposits in the account shall be subject to withdrawal therefrom by order signed by the Company. This letter is submitted to you in duplicate. Please execute and return one original to us. [_____________________] By:____________________________ Name:__________________________ Title:_________________________ The undersigned, as "Depository", hereby certifies that the above described account has been established under Account Number __________, at the office of the depository indicated above, and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured up to applicable limits by the Federal Deposit Insurance Corporation through the Bank Insurance Fund or the Savings Association Insurance Fund or will be invested in Permitted Investments as defined in the Agreement. [______________________] By:______________________________ Name:____________________________ Title:___________________________
EXHIBIT D FORM OF ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT This is a Purchase, Assignment, Assumption and Recognition Agreement (this PAAR Agreement) made as of __________, 200__, among EMC Mortgage Corporation (the Assignor), ___________________ (the Assignee), and _______________________ (the Company). In consideration of the mutual promises contained herein the parties hereto agree that the residential mortgage loans (the Assigned Loans) listed on Attachment 1 annexed hereto (the "Assigned Loan Schedule") now serviced by Company for Assignor and its successors and assigns pursuant to the Purchase, Warranties and Servicing Agreement, dated as of _________, 200__, between Assignor and Company (the Purchase Agreement) shall be subject to the terms of this PAAR Agreement. Capitalized terms used herein but not defined shall have the meanings ascribed to them in the Purchase Agreement. Purchase, Assignment and Assumption 1. Assignor hereby grants, transfers and assigns to Assignee all of the right, title and interest of Assignor in the Assigned Loans and, as they relate to the Assigned Loans, all of its right, title and interest in, to and under the Purchase Agreement. 2. Simultaneously with the execution hereof, (i) Assignee shall pay to Assignor the Funding Amount as set forth in that certain letter agreement, dated as of _________ ____, between Assignee and Assignor (the Confirmation) and (ii) Assignor, at its expense, shall have caused to be delivered to Assignee or its designee the Mortgage File for each Assigned Loan in Assignor's or its custodian's possession, as set forth in the Purchase Agreement, along with, for each Assigned Loan, an endorsement of the Mortgage Note from the Company, in blank, and an assignment of mortgage in recordable form from the Company, in blank. Assignee shall pay the Funding Amount by wire transfer of immediately available funds to the account specified by Assignor. Assignee shall be entitled to all scheduled payments due on the Assigned Loans after ___________, 200__ and all unscheduled payments or other proceeds or other recoveries on the Assigned Loans received on and after _____________, 200__. Representations, Warranties and Covenants 3. Assignor warrants and represents to Assignee and Company as of the date hereof:
(a) Attached hereto as Attachment 2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of the date hereof and the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination been given thereunder;
(b) Assignor is the lawful owner of the Assigned Loans with full right to transfer the Assigned Loans and any and all of its interests, rights and obligations under the Purchase Agreement as they relate to the Assigned Loans, free and clear from any and all claims and encumbrances; and upon the transfer of the Assigned Loans to Assignee as contemplated herein, Assignee shall have good title to each and every Assigned Loan, as well as any and all of Assignees interests, rights and obligations under the Purchase Agreement as they relate to the Assigned Loans, free and clear of any and all liens, claims and encumbrances; (c) There are no offsets, counterclaims or other defenses available to Company with respect to the Assigned Loans or the Purchase Agreement; (d) Assignor modification of, any Assigned Loan; has no knowledge of, and has not received notice of, any waivers under, or any
(e) Assignor is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite power and authority to acquire, own and sell the Assigned Loans; (f) Assignor has full corporate power and authority to execute, deliver and perform its obligations under this PAAR Agreement, and to consummate the transactions set forth herein. The consummation of the transactions contemplated by this PAAR Agreement is in the ordinary course of Assignors business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of Assignors charter or by-laws or any legal restriction, or any material agreement or instrument to which Assignor is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which Assignor or its property is subject. The execution, delivery and performance by Assignor of this PAAR Agreement and the consummation by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of Assignor. This PAAR Agreement has been duly executed and delivered by Assignor and, upon the due authorization, execution and delivery by Assignee and Company, will constitute the valid and legally binding obligation of Assignor enforceable against Assignor in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors rights generally, and by general principles of equity regardless of
whether enforceability is considered in a proceeding in equity or at law; (g) No consent, approval, order or authorization of, or declaration, filing or registration any governmental entity is required to be obtained or made by Assignor in connection with the execution, delivery or performance Assignor of this PAAR Agreement, or the consummation by it of the transactions contemplated hereby; and with, by
(h) Neither Assignor nor anyone acting on its behalf has offered, transferred, pledged, sold or otherwise disposed of the Assigned Loans or any interest in the Assigned Loans, or solicited any offer to buy or accept a transfer, pledge or other disposition of the Assigned Loans, or any interest in the Assigned Loans or otherwise approached or negotiated with respect to the Assigned Loans, or any interest in the Assigned Loans with any Person in any manner, or made any general solicitation by means of general advertising or in any other manner, or taken any other action which would constitute a distribution of the Assigned Loans under the Securities Act of 1933, as amended (the 1933 Act) or which would render the disposition of the Assigned Loans a violation of Section 5 of the 1933 Act or require registration pursuant thereto.
4. date hereof:
Assignee warrants and represents to, and covenants with, Assignor and Company as of the
(a) Assignee is duly organized, validly existing and in good standing under the laws of the jurisdiction of its organization and has all requisite power and authority to acquire, own and purchase the Assigned Loans; (b) Assignee has full corporate power and authority to execute, deliver and perform its obligations under this PAAR Agreement, and to consummate the transactions set forth herein. The consummation of the transactions contemplated by this PAAR Agreement is in the ordinary course of Assignees business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of Assignees charter or by-laws or any legal restriction, or any material agreement or instrument to which Assignee is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which Assignee or its property is subject. The execution, delivery and performance by Assignee of this PAAR Agreement and the consummation by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of Assignee. This PAAR Agreement has been duly executed and delivered by Assignee and, upon the due authorization, execution and delivery by Assignor and Company, will constitute the valid and legally binding obligation of Assignee enforceable against Assignee in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law;
(c) No consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by Assignee in connection with the execution, delivery or performance by Assignee of this PAAR Agreement, or the consummation by it of the transactions contemplated hereby; and (d) Assignee agrees to be bound as Purchaser by all of the terms, covenants and conditions of the Purchase Agreement with respect to the Assigned Loans, and from and after the date hereof, Assignee assumes for the benefit of each of Assignor and Company all of Assignor's obligations as Purchaser thereunder but solely with respect to such Assigned Loans. 5. date hereof: (a) Attached hereto as Attachment 2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of the date hereof and the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination been given thereunder; (b) Company is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite power and authority to service the Assigned Loans and otherwise to perform its obligations under the Purchase Agreement; (c) Company has full corporate power and authority to execute, deliver and perform its obligations under this PAAR Agreement, and to consummate the transactions set forth herein. The consummation of the transactions contemplated by this PAAR Agreement is in the ordinary course of Companys business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of Companys charter or by-laws or any legal restriction, or any material agreement or instrument to which Company is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which Company or its property is subject. The execution, delivery and performance by Company of this PAAR Agreement and the consummation by it of the transactions Company warrants and represents to, and covenant with, Assignor and Assignee as of the
contemplated hereby, have been duly authorized by all necessary corporate action on part of Company. This PAAR Agreement has been duly executed and delivered by Company, and, upon the due authorization, execution and delivery by Assignor and Assignee, will constitute the valid and legally binding obligation of Company, enforceable against Company in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law;
(d) No consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by Assignee in connection with the execution, delivery or performance by Company of this PAAR Agreement, or the consummation by it of the transactions contemplated hereby; and (e) No event has occurred from the Closing Date to the date hereof which would render the representations and warranties as to the related Assigned Loans made by the Company in Sections 3.01 and 3.02 of the Purchase Agreement to be untrue in any material respect. (f) Neither this AAR Agreement nor any certification, statement, report or other agreement, document or instrument furnished or to be furnished by the Company pursuant to this AAR Agreement contains or will contain any materially untrue statement of fact or omits or will omit to state a fact necessary to make the statements contained therein not misleading. Recognition of Assignee 6. From and after the date hereof, Company shall recognize Assignee as owner of the Assigned Loans and will service the Assigned Loans in accordance with the Purchase Agreement. It is the intention of Assignor, Company and Assignee that this PAAR Agreement shall be binding upon and for the benefit of the respective successors and assigns of the parties hereto. Neither Company nor Assignor shall amend or agree to amend, modify, waiver, or otherwise alter any of the terms or provisions of the Purchase Agreement which amendment, modification, waiver or other alteration would in any way affect the Assigned Loans without the prior written consent of Assignee.
Miscellaneous 7. All demands, notices and communications related to the Assigned Loans, the Purchase Agreement and this PAAR Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at or mailed by registered mail, postage prepaid, as follows:
(a)
In the case of Company, ____________________ ____________________ ____________________ ____________________ ____________________ With a copy to ______________________________________.
(b)
In the case of Assignor, ____________________ ____________________ ____________________ ____________________ ____________________ (c) In the case of Assignee, EMC Mortgage Corporation Mac Arthur Ridge II 909 Hidden Ridge Drive, Suite 200 Irving, Texas 75038 Attention: Raylene Ruyle Telecopier No.: (972) 444-2810 with a copy to:
___________________ 383 Madison Avenue New York, New York 10179 Attention: ___________ Telecopier No.: (212) 272-____ 8. Each party will pay any commissions it has incurred and the fees of its attorneys in connection with the negotiations for,
documenting of and closing of the transactions contemplated by this PAAR Agreement. 9. This PAAR Agreement shall be construed in accordance with the laws of the State of New York, without regard to conflicts of law principles, and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws.
10. No term or provision of this PAAR Agreement may be waived or modified unless such waiver or modification is in writing and signed by the party against whom such waiver or modification is sought to be enforced. 11. This PAAR Agreement shall inure to the benefit of the successors and assigns of the parties hereto. Any entity into which Assignor, Assignee or Company may be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor, Assignee or Company, respectively, hereunder. 12. This PAAR Agreement shall survive the conveyance of the Assigned Loans, the assignment of the Purchase Agreement to the extent of the Assigned Loans by Assignor to Assignee and the termination of the Purchase Agreement. 13. This PAAR Agreement may be executed simultaneously in any number of counterparts. counterpart shall be deemed to be an original and all such counterparts shall constitute one and the same instrument. Each
14. In the event that any provision of this PAAR Agreement conflicts with any provision of the Purchase Agreement with respect to the Assigned Loans, the terms of this PAAR Agreement shall control. In the event that any provision of this PAAR Agreement conflicts with any provision of the Confirmation with respect to the Assigned Loans, the terms of this PAAR Agreement shall control.
[Modification of Purchase Agreement 15. (a) The Company and Assignor hereby amend the Purchase Agreement as follows: The following definitions are added to Section 1.01 of the Purchase Agreement: ________________________ ________________________
Securities Administrator: Supplemental PMI Insurer:
Supplemental PMI Policy: The primary guarantee insurance policy of the Supplemental PMI Insurer attached hereto as Exhibit J, or any successor Supplemental PMI Policy given to the Servicer by the Assignee.
Trustee: (b)
________________________ The following definition is amended and restated:
Insurance Proceeds: Proceeds of any Primary Mortgage Insurance Policy, the Supplemental PMI Policy, any title policy, any hazard insurance policy or any other insurance policy covering a Mortgage Loan or other related Mortgaged Property, including any amounts required to be deposited in the Custodial Account pursuant to Section 4.04, to the extent such proceeds are not to be applied to the restoration of the related Mortgaged Property or released to the Mortgagor in accordance with Accepted Servicing Practices. (c) The following are added as the fourth, fifth and sixth paragraphs of Section 4.08:
In connection with its activities as servicer, the Company agrees to prepare and present, on behalf of itself and the Purchaser, claims to the Supplemental PMI Insurer with respect to the Supplemental PMI Policy and, in this regard, to take such action as shall be necessary to permit recovery under any Supplemental PMI Policy respecting a defaulted Mortgage Loan. Pursuant to Section 4.04, any amounts collected by the Company under any Supplemental PMI Policy shall be deposited in the Custodial Account, subject to withdrawal pursuant to Section 4.05. In accordance with the Supplemental Insurer any required information regarding the Mortgage Loans. PMI Policy, the Company shall provide to the Supplemental PMI
The Company shall provide to the [Securities Administrator] on a monthly basis via computer tape, or other mutually acceptable format, the unpaid principal balance, insurer certificate number, lender loan number, and premium due the Supplemental PMI Insurer for each Mortgage Loan covered by the Supplemental PMI Policy. In addition, the Company agrees to forward to the Purchaser and the [Securities Administrator] any statements or other reports given by the Supplemental PMI Insurer to the Servicer in connection with a claim under the Supplemental PMI Policy. (d) Clause (vi) of Section 6.1 is amended to read as follows:
Company ceases to be approved by either Fannie Mae or FHLMC as a mortgage loan seller or servicer for more than thirty days,
or the Company fails to meet the servicer eligibility requirements of the Supplemental PMI Insurer; or] (e) Section ____ Annual Statement as to Compliance.
The Company will deliver to the Master Servicer on or before March 15 of each year, beginning with March 15, 200__, an Officers' Certificate stating that (i) a review of the activities of the Company during the preceding calendar year and of performance under this Agreement has been made under such officers' supervision, (ii) the Company has fully complied with the provisions of this Agreement and (iii) to the best of such officers' knowledge, based on such review, the Company has fulfilled all of its obligations under this Agreement throughout such year, or, if there has been a default in the fulfillment of any such obligation, specifying each such default known to such officer and the nature and status thereof.
(f)
Section ____ Annual Certification.
(a) The Company will deliver to the Master Servicer, on or before March 15 of each year beginning March 15, 200__ a certification in the form attached hereto as Exhibit __ with respect to the servicing reports delivered by the Company pursuant to this Agreement, the Companys compliance with the servicing obligations set forth in this Agreement and any other information within the control of the Company. Such certification shall be signed by the senior officer in charge of servicing of the Company. In addition, the Company shall provide such other information with respect to the Mortgage Loans and the servicing and administration thereof within the control of the Company which shall be required to enable the Master Servicer, Trustee or Depositor, as applicable, to comply with the reporting requirements of the Securities and Exchange Act of 1934, as amended.
IN WITNESS WHEREOF, the parties hereto have executed this PAAR Agreement as of the day and year first above written. EMC MORTGAGE CORPORATION Assignor By:_________________________________________ Name:_______________________________________ Title:______________________________________ _________________________________ Assignee By:_________________________________________ Name:_______________________________________ Title:______________________________________ _________________________________ Company By:_________________________________________ Name:_______________________________________ Title:______________________________________
EXHIBIT
___ FORM OF COMPANY CERTIFICATION
I, [identify certifying individual], Seller] [Purchaser] and [Master Servicer] that:
certify to the [Trustee] [Seller] [Securities
Administrator]
[Mortgage Loan
1. I have reviewed the servicing reports prepared by [COMPANY] (the Company) pursuant to the [Servicing Agreement] (the Servicing Agreement), dated as of __________ between __________ and the Company (as modified by the AAR Agreement (as defined below) and delivered to [MASTER SERVICER] (the Master Servicer) pursuant to the Assignment, Assumption and Recognition Agreement (the AAR Agreement), dated as of __________ among [ASSIGNOR] as Assignor, Company and [ASSIGNEE], as Assignee. 2. Based on my knowledge, the information in these reports, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the last day of the period covered by such servicing reports. 3. Based on my knowledge, the servicing information required to be provided to the Master Servicer under the Servicing Agreement and the AAR Agreement is included in these reports. 4. I am responsible for reviewing the activities performed the Company under the Servicing Agreement and the AAR Agreement and based upon the review required under the Servicing Agreement and the AAR Agreement, and except as disclosed in the Annual Statement of Compliance, the Company has fulfilled its obligations under the Servicing Agreement and the AAR Agreement. 5. I have disclosed to the Master Servicer's certified public accountants all significant deficiencies relating to the Company's compliance with the minimum servicing standards in accordance with a review conduced in compliance with
the Uniform Single Attestation Program for Mortgage Bankers or similar standard as set forth in the Servicing Agreement and the AAR Agreement. Capitalized terms used but not defined herein have the meanings ascribed to them in the AAR Agreement. Date:______________ _____________________ [Signature] [Title]
ATTACHMENT 1 ASSIGNED LOAN SCHEDULE
ATTACHMENT 2 PURCHASE, WARRANTIES AND SERVICING AGREEMENT
EXHIBIT E FORM OF TRIAL BALANCE o o o o S50Y - Scheduled/Scheduled Monthly Remittance Report P139 - Monthly Trial Balance Report S214 - Monthly Pay-off Report S215 - Monthly Actual Collections Report 2
EXHIBIT G REQUEST FOR RELEASE OF DOCUMENTS AND RECEIPT RE: Mortgage Loan #___________________________________ BORROWER:__________________________________________________ PROPERTY: __________________________________________________ Pursuant to a Purchase, Warranties and Servicing Agreement (the "Agreement") between the Company and the Purchaser, the undersigned hereby certifies that he or she is an officer of the Company requesting release of the documents for the reason specified below. The undersigned further certifies that: (Check one of the items below) _____ On _________________, the above captioned mortgage loan was paid in full or that the Company has been notified that payment in full has been or will be escrowed. The Company hereby certifies that all amounts with respect to this loan which are required under the Agreement have been or will be deposited in the Custodial Account as required. _____ The above captioned loan is being repurchased pursuant to the terms of the Agreement. hereby certifies that the repurchase price has been credited to the Custodial Account as required under the Agreement. The Company
_____ The above captioned loan is being placed in foreclosure and the original documents are required to proceed with the foreclosure action. The Company hereby certifies that the documents will be returned to the Purchaser in the event of reinstatement. _____ Other (explain)
_______________________________________________________ _______________________________________________________ All capitalized terms used herein and not defined shall have the meanings assigned to them in the Agreement. Based on this certification and the indemnities provided for in the Agreement, Company all original mortgage documents in your possession relating to this loan. Dated:_________________ By:________________________________ Signature ___________________________________ Title 3 Send documents to: _____________________________________________ _____________________________________________ _____________________________________________ please release to the
Acknowledgement: Purchaser hereby acknowledges that all original mortgage loan have been returned and received by the Purchaser. Dated:________________ By:________________________________ Signature _______________________________ Title 4 documents previously released on the above captioned
EXHIBIT H COMPANYS UNDERWRITING GUIDELINES 5
EXHIBIT I TERM SHEET This TERM SHEET (the "Term Sheet") dated _____________, among First Horizon Home Loan Corporation, a Kansas corporation, located at 4000 Horizon Way, Irving, Texas 75063 (the Seller), First Tennessee Mortgage Services, Inc., as servicer (the Servicer), a Kansas corporation, located at 4000 Horizon Way, Irving, Texas 75063 (the Servicer and the Seller together referred to as the "Company") and EMC Mortgage Corporation, a Delaware corporation, located at Mac Arthur Ridge II, 909 Hidden Ridge Drive, Suite 200, Irving, Texas 75038 (the "Purchaser") is made pursuant to the terms and conditions of that certain Purchase, Warranties and Servicing Agreement (the "Agreement") dated as of September 1, 2003, among the Servicer, the Seller and the Purchaser, the provisions of which are incorporated herein as if set forth in full herein, as such terms and conditions may be modified or supplemented hereby. All initially capitalized terms used herein unless otherwise defined shall have the meanings ascribed thereto in the Agreement. The Purchaser hereby purchases from the Seller and the Seller hereby sells to the Purchaser, all of the Sellers right, title and interest in and to the Mortgage Loans described on the Mortgage Loan Schedule annexed hereto as Schedule I, pursuant to and in accordance with the terms and conditions set forth in the Agreement, as same may be supplemented or modified hereby. Hereinafter, the Servicer shall service the Mortgage Loans for the benefit of the Purchaser and all subsequent transferees of the Mortgage Loans pursuant to and in accordance with the terms and conditions set forth in the Agreement. 1. Definitions Loans to be sold pursuant to this Term Sheet, the following terms shall
For purposes of the Mortgage have the following meanings: Aggregate Principal Balance (as of the Cut-Off Date): Closing Date: Custodian: Cut-off Date: Initial Weighted Average Mortgage Loan Remittance Rate: Mortgage Loan:
6 Purchase Price Percentage: Servicing Fee Rate: Additional Closing Conditions: In addition to the conditions specified in the Agreement, the obligation of each of the Company and the Purchaser is subject to the fulfillment, on or prior to the applicable Closing Date, of the following additional conditions: [None]. Additional Loan Documents: In addition to the contents of the Mortgage File specified in the Agreement, delivered with respect to the Mortgage Loans: [None] [Additional] [Modification] of Representations and Warranties: the following documents shall be
[In addition to the representations and warranties set forth in the Agreement, as of the date hereof, the Company makes the following additional representations and warranties with respect to the Mortgage Loans: [None]. [Notwithstanding anything to the contrary set forth in the Agreement, with respect to each Mortgage Loan to be sold on the Closing Date, the representation and warranty set forth in Section ______ of the Agreement shall be modified to read as follows:] Except as modified herein, Section ______ of the Agreement shall remain in full force and effect as of the date hereof. 7
IN WITNESS WHEREOF, the parties hereto have caused their names to be signed hereto by their respective duly authorized officers as of the date first above written. FIRST HORIZON HOME LOAN CORPORATION By:_________________________________________ Name:_______________________________________ Title:______________________________________
EMC MORTGAGE CORPORATION By:_________________________________________ Name:_______________________________________ Title:______________________________________ FIRST TENNESSEE MORTGAGE SERVICES, INC. By:_________________________________________ Name:_______________________________________ Title:______________________________________ 8 SCHEDULE I MORTGAGE LOAN SCHEDULE
EXHIBIT J RECONSTITUTED MORTGAGE LOAN REPORTING (a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) Servicer Mortgage Loan Number FNMA Mortgage Loan Number (if applicable) Lender/Seller Mortgage Loan Number (if available) Scheduled Balance (scheduled end of month balance reporting to Master Servicer/Trustee) Actual Balance (actual end of month balance received from Mortgagor) Gross Rate (current gross rate) Net Rate (current passthrough) Last Payment Date (LPI_DATE in Fannie's Laser Reporting) Delinquency Month (if available) Default Flag, i.e. FC, REO, etc. (if available) Pay-In-Full Date (Mortgage Loan paid off by Mortgagor) Foreclosure start date Foreclosure end date REO Property date With respect to Liquidated Mortgage Loans: (i) amount of loss or gain (as applicable) (ii) the date of the loss or gain. (iii) the liquidation reason (paid in full or repurchased out of deal) Fannie's Laser Reporting (i) Action Code (for default or paid off Mortgage Loans; i.e. 60, 65, etc.) (ii) Action Date (iii) Remit Prin (submitted principal amount) (iv) Remit Int (submitted interest amount) (v) Pool/Invest indicator (indicating Schedule/Schedule or Actual/Actual pool) 2
(p)
AMENDMENT NUMBER FOUR to the PURCHASE, WARRANTIES AND SERVICING AGREEMENT Dated as of September 1, 2003 among EMC MORTGAGE CORPORATION, as Purchaser
and FIRST TENNESSEE MORTGAGE SERVICES, INC. as Servicer, FIRST HORIZON HOME LOAN CORPORATION, AS SELLER This AMENDMENT NUMBER FOUR (this Amendment) is made and entered into this 22nd day of December, 2005, by and among EMC Mortgage Corporation, a Delaware corporation, as purchaser (the Purchaser) and First Tennessee Mortgage Services, Inc., as servicer (the Servicer) and First Horizon Home Loan Corporation (the Seller, and together with the Servicer, the Company) in connection with the Purchase, Warranties and Servicing Agreement, dated as of September 1, 2003, between the above mentioned parties (the Agreement). RECITALS WHEREAS, the parties hereto have entered into the Agreement;
WHEREAS, the Agreement provides that the parties thereto may enter into an amendment to the Agreement; WHEREAS, the parties hereto desire to amend the Agreement as set forth in this Amendment; and NOW, THEREFORE, in consideration of the premises and for other good and valuable receipt and sufficiency of which is hereby acknowledged, the parties hereto agree as follows: 1. Capitalized to such terms in the Agreement. terms used herein and not defined herein shall consideration, the
have the
meanings
assigned
2. Article I of the Agreement is hereby amended following definitions to Section 1.01: Commission or SEC: Exchange Act:
The Securities Exchange Act of 1934, as amended.
Pass-Through Transfer: Any transaction involving either (1) a sale or other transfer of some or all of the Mortgage Loans directly or indirectly to an issuing entity in connection with an issuance of publicly offered or privately placed, rated or unrated mortgage-backed securities or (2) an issuance of publicly offered or privately placed, rated or unrated securities, the payments on which are determined primarily by reference to one or more portfolios of residential mortgage loans consisting, in whole or in part, of some or all of the Mortgage Loans. Qualified Correspondent: Any Person from which the Company purchased Mortgage Loans, provided that the following conditions are satisfied: (i) such Mortgage Loans were originated pursuant to an agreement between the Company and such Person that contemplated that such Person would underwrite mortgage loans from time to time, for sale to the Company, in accordance with underwriting guidelines designated by the Company (Designated Guidelines) or guidelines that do not vary materially from such Designated Guidelines; (ii) such Mortgage Loans were in fact underwritten as described in clause (i) above and were acquired by the Company within 180 days after origination; (iii) either (x) the Designated Guidelines were, at the time such Mortgage Loans were originated, used by the Company in origination of mortgage loans of the same type as the Mortgage Loans for the Companys own account or (y) the Designated Guidelines were, at the time such Mortgage Loans were underwritten, designated by the Company on a consistent basis for use by lenders in originating mortgage loans to be purchased by the Company; and (iv) the Company employed, at the time such Mortgage Loans were acquired by the Company, pre-purchase or post-purchase quality assurance procedures (which may involve, among other things, review of a sample of mortgage loans purchased during a particular time period or through particular channels) designed to ensure that Persons from which it purchased mortgage loans properly applied the underwriting criteria designated by the Company. Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time. Securities Act: The Securities Act of 1933, as amended.
Servicing Criteria: As of any date of determination, the servicing criteria set forth in Item 1122(d) of Regulation AB, or any amendments thereto, a summary of the requirements of which as of the date hereof is attached hereto as Exhibit M for convenience of reference only. In the event of a conflict or inconsistency between the terms of Exhibit M and the text of Item 1122(d) of Regulation AB, the text of Item 1122(d) of Regulation AB shall control.
Static Pool Information: Static pool information as described in Item 1105(a)(1)-(3) and 1105(c) of Regulation AB. Subcontractor: Any vendor, subcontractor or other Person that is not responsible for the overall servicing (as servicing is commonly understood by participants in the mortgage-backed securities market) of Mortgage Loans but performs one or more discrete functions identified in Item 1122(d) of Regulation AB with respect to Mortgage Loans under the direction or authority of the Company or a Subservicer. Subservicer: Any Person that services Mortgage Loans on behalf of the Company or any Subservicer and is responsible for the performance (whether directly or through Subservicers or Subcontractors) of a substantial portion of the material servicing functions required to be performed by the Company under this Agreement or any Reconstitution Agreement that are identified in Item 1122(d) of Regulation AB. Third-Party Originator: Loans acquired by the Company. Each Person, other than a Qualified Correspondent, that originated Mortgage
3. Article III of the Section 3.01(n) as follows (new text underlined):
Agreement
is hereby
amended
effective
as of the date hereof by
revising
(n) Company has delivered to the Purchaser financial statements of its parent, for its last two complete fiscal years. All such financial information fairly presents the pertinent results of operations and financial position for the period identified and has been prepared in accordance with GAAP consistently applied throughout the periods involved, except as set forth in the notes thereto. There has been no change in the servicing policies and procedures, business, operations, financial condition, properties or assets of the Company since the date of the Companys financial information that would have a material adverse effect on its ability to perform its obligations under this Agreement; 4. Article III of the following new Section 3.01(p): Agreement is hereby amended effective as of the date hereof by adding the
(p) As of the date of each Pass-Through Transfer, and except as has been otherwise disclosed to the Purchaser: (1) no default or servicing related performance trigger has occurred as to any other securitization due to any act or failure to act of the Company; (2) no material noncompliance with applicable servicing criteria as to any other securitization has been disclosed or reported by the Company; (3) the Company has not been terminated as servicer in a residential mortgage loan securitization, either due to a servicing default or to application of a servicing performance test or trigger; (4) no material changes to the Companys servicing policies and procedures for similar loans has occurred in the preceding three years; (5) there are no aspects of the Companys financial condition that could have a material adverse impact on the performance by the Company of its obligations hereunder; (6) there are no legal proceedings pending, or known to be contemplated by governmental authorities, against the Company that could be material to investors in the securities issued in such Pass-Through Transfer; and (7) there are no affiliations, relationships or transactions relating to the Company of a type that are described under Item 1119 of Regulation AB. 5
5. Article III of the following new Section 3.01(q):
Agreement is hereby
amended
(q) If so requested by the Purchaser or any Depositor on any date, the Company shall, within five Business Days following such request, confirm in writing the accuracy of the representations and warranties set forth in Section 3.01(p) of this Section or, if any such representation and warranty is not accurate as of the date of such request, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party. 6. Article III of the following new Section 3.01(r): Agreement is hereby amended effective as of the date hereof by adding the
(r) If so requested by the Purchaser or any Depositor for the purpose of satisfying its reporting obligation under the Exchange Act with respect to any class of asset-backed securities, the Company shall (or shall cause each Subservicer and Third-Party Originator to) (i) notify the Purchaser and any Depositor in writing of (A) any material litigation or governmental proceedings pending against the Company, any Subservicer or any Third-Party Originator and (B) any affiliations or relationships that develop following the closing date of a Pass-Through Transfer between the Company, any Subservicer or any Third-Party Originator and any of the parties specified in clause (7) of paragraph (p) of this Section (and any other parties identified in writing by the requesting party) with respect to such Pass-Through Transfer, and (ii) provide to the Purchaser and any Depositor a description of such proceedings, affiliations or relationships.
7. Article III of the following new Section 3.01(s):
Agreement is hereby
amended
(s) As a condition to the succession to the Company or any Subservicer as servicer or subservicer under this Agreement or any Reconstitution Agreement by any Person (i) into which the Company or such Subservicer may be merged or consolidated, or (ii) which may be appointed as a successor to the Company or any Subservicer, the Company shall provide to the Purchaser and any Depositor, at least [15] calendar days prior to the effective date of such succession or appointment, (x) written notice to the Purchaser and any Depositor of such succession or appointment and (y) in writing and in form and substance reasonably satisfactory to the Purchaser and such Depositor, all information reasonably requested by the Purchaser or any Depositor in order to comply with its reporting obligation under Item 6.02 of Form 8-K with respect to any class of asset-backed securities. 8. Article IV of the Agreement is hereby amended first paragraph of Section 4.03 by adding the following after the first sentence: effective as of the date hereof by revising the
In determining the delinquency status of any Mortgage Loan, the Company will use delinquency recognition policies as described to and approved by the Purchaser, and shall revise these policies as requested by the Purchaser from time to time. 9. Article V of the Agreement Section 5.02 in its entirety and replacing it with the following: Section 5.02 is hereby amended effective as of the date hereof by deleting
The Company shall furnish to Purchaser an individual loan accounting report, as of the last Business Day of each month, in the Company's assigned loan number order to document Mortgage Loan payment activity on an individual Mortgage Loan basis. With respect to each month, the corresponding individual loan accounting report shall be received by the Purchaser no later than the fifth Business Day of the following month on a disk or tape or other computer-readable format in such format as may be mutually agreed upon by both Purchaser and Company, and shall contain the following: (i) with respect to each Mortgage Loan and each Monthly Payment, the amount of such remittance allocable to principal (including a separate breakdown of any Principal Prepayment, including the date of such prepayment, and any prepayment penalties or premiums, along with a detailed report of interest on principal prepayment amounts remitted in accordance with Section 4.04); (ii) (iii) reserved; reserved; Balance of
(vi) with respect to each Mortgage Loan, the aggregate amount of any Insurance Condemnation Proceeds, Liquidation Proceeds and REO Disposition Proceeds received during the prior distribution period; (vii) (viii) reserved; reserved; Mortgage Loans as of the first day of the distribution
Proceeds,
period and the last day
(x) with respect to each Mortgage Loan, the Stated Principal Balance of each Mortgage Loan (a) delinquent as grouped in the following intervals through final liquidation of such Mortgage Loan: 30 to 59 days, 60 to 89 days, 90 days or more; (b) as to which foreclosure has commenced; and (c) as to which REO Property has been acquired; 7
(xi) with respect to each liquidation of such Mortgage Loan;
Mortgage
Loan,
the amount and severity of any realized
loss
following
(xii) with respect to each Mortgage Loan, and in the aggregate for all Mortgage Loans, any Monthly Advances made by the Company during the prior distribution period; (xiii) (xiv) (xv) (xvi) reserved; reserved; reserved; with respect to any Mortgage Loan, a description of any material modifications,
the amount of
extensions or
waivers to the terms, fees, penalties or payments of such Mortgage Loan during the prior distribution become material over time; (xvii) (xviii) reserved; reserved; Principal
period or that have cumulatively
(xix) with respect to each Mortgage Loan, the Stated been repurchased by the Company in accordance with Section 3.03 herein;
Balance of any Mortgage Loan that has
(xx) any other information required by Purchaser or master servicer necessary for compliance with Item 1121 of Regulation AB. In addition, the Company shall provide to the Purchaser such other information known or available to the Company that is necessary in order to provide the distribution and pool performance information as required under Item 1121 of Regulation AB, as amended from time to time, as determined by the Purchaser in its sole reasonable discretion. The Company shall also provide a trial balance, sorted in Purchaser's assigned loan number order, in the form of Exhibit E hereto, and Exhibit F with respect to defaulted mortgage loans, with each such report. The Company shall prepare and file any and all information statements or other filings required to be delivered to any governmental taxing authority or to Purchaser pursuant to any applicable law with respect to the Mortgage Loans and the transactions contemplated hereby. In addition, the Company shall provide Purchaser with such information concerning the Mortgage Loans as is necessary for Purchaser to prepare its federal income tax return as Purchaser may reasonably request from time to time. 8
10. Article VI of the Agreement Section 6.04 in its entirety and replacing it with the following: Section 6.04
is hereby
amended
effective
as of the date
hereof by deleting
(a) The Company will deliver to the Purchaser, to deliver to the Purchaser or its designee on or before March 1 of each calendar year beginning in 2006, but in no event later than March 15th of each calendar year beginning in 2006, an Officers Certificate acceptable to the Purchaser (an Annual Statement of Compliance) stating, as to each signatory thereof, that (i) a review of the activities of the Company during the preceding calendar year and of performance under this Agreement or other applicable servicing agreement has been made under such officers supervision and (ii) to the best of such officers knowledge, based on such review, the Company has fulfilled all of its obligations under this Agreement or other applicable servicing agreement in all material respects throughout such year, or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status of cure provisions thereof. Such Annual Statement of Compliance shall contain no restrictions or limitations on its use. Copies of such statement shall be provided by the Company to the Purchaser upon request and by the Purchaser to any Person identified as a prospective purchaser of the Mortgage Loans. In the event that the Company has delegated any servicing responsibilities with respect to the Mortgage Loans to a Subservicer, the Company shall deliver an officers certificate of the Subservicer as described above as to each Subservicer as and when required with respect to the Company. (b) With respect to any Mortgage Loans that are the subject of a Pass-Through Transfer, by on or before March 1 of each calendar year beginning in 2006, but in no event later than March 15th of each calendar year beginning in 2006, an officer of the Company shall execute and deliver an Officers Certificate (an Annual Certification) to the Purchaser, any master servicer which is master servicing loans in connection with such transaction (a Master Servicer) and any related depositor (a Depositor) for the benefit of each such entity and such entitys affiliates and the officers, directors and agents of any such entity and such entitys affiliates, in the form attached hereto as Exhibit L. In the event that the Company has delegated any servicing responsibilities with respect to the Mortgage Loans to a Subservicer, the Company shall deliver an officers certificate of the Subservicer as described above as to each Subservicer as and when required with respect to the Company. Failure of the Company to timely comply with this Section 6.04 shall be deemed an Event of Default, automatically, without notice and without any cure period, and Purchaser may, in addition to whatever rights the Purchaser may have under Sections 3.03 and 8.01 and at law or equity or to damages, including injunctive relief and specific performance, terminate all the rights and obligations of the Company under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Company for the same, as provided in Section 9.01. Such termination shall be considered with cause pursuant to Section 10.01 of this Agreement. This paragraph shall supercede any other provision in this Agreement or any other agreement to the contrary. 9
11. Article VI of the Agreement Section 6.05 in its entirety and replacing it with the following: Section 6.05
is hereby
amended
effective
as of the date
hereof by deleting
Annual Independent Certified Public Accountants' Servicing Report.
The Company, at its expense and on or before March 1 of each calendar year beginning in 2006, but in no event later than March 15th of each calendar year beginning in 2006, shall cause a firm of independent public accountants which is a member of the American Institute of Certified Public Accountants to furnish a report (a USAP Report) to the Purchaser acceptable to the Purchaser to the effect that such firm has examined certain documents and records relating to the Company's servicing of mortgage loans of the same type as the Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in the uniform single audit program for mortgage bankers, such firm is of the opinion that the Company's servicing has been conducted in compliance with the agreements examined pursuant to this Section 6.05 during the preceding calendar year, except for (i) such exceptions as such firm shall believe to be immaterial, and (ii) such other exceptions as shall be set forth in such USAP Report. Such USAP Report shall contain no restrictions or limitations on its use. Copies of such USAP Report shall be provided by the Company to the Purchaser. In addition, on an annual basis, Company shall provide Purchaser with copies of its audited financial statements. In the event that the Company has delegated any servicing responsibilities with respect to the Mortgage Loans to a Subservicer, the Company shall provide a USAP report of the Subservicer as described above as to each Subservicer as and when required with respect to the Company. Notwithstanding the foregoing, the Companys obligation to deliver a USAP Report under this Section, as to the Company or any Subservicer, as to any calendar year, beginning with the report required in February 2007, shall be satisfied if an Assessment of Compliance and Attestation Report is delivered in compliance with Section 6.07 for such calendar year with respect to that entity. Failure of the Company to timely comply with this Section 6.05 shall be deemed an Event of Default, automatically, without notice and without any cure period, and Purchaser may, in addition to whatever rights the Purchaser may have under Sections 3.03 and 8.01 and at law or equity or to damages, including injunctive relief and specific performance, terminate all the rights and obligations of the Company under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Company for the same, as provided in Section 9.01. Such termination shall be considered with cause pursuant to Section 10.01 of this Agreement. This paragraph shall supercede any other provision in this Agreement or any other agreement to the contrary. 12. Article VI of the following new Section 6.07: Section 6.07 Agreement is hereby amended effective as of the date hereof by adding the
Assessment of Compliance with Servicing Criteria. 10
On and after January 1, 2006, the Company shall service and administer, and shall cause each subservicer to servicer or administer, the Mortgage Loans in accordance with all applicable requirements of the Servicing Criteria. With respect to any Mortgage Loans that are the subject of a Pass-Through Transfer, the Company shall deliver to the Purchaser or its designee on or before February 28 of each calendar year beginning in 2007, a report (an Assessment of Compliance) reasonably satisfactory to the Purchaser regarding the Companys assessment of compliance with the Servicing Criteria during the preceding calendar year as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB, which as of the date hereof, require a report by an authorized officer of the Company that contains the following: (a) A statement by such officer of its responsibility for assessing Criteria applicable to the Company; (b) A statement by such officer that such officer used the with the Servicing Criteria applicable to the Company; compliance with the Servicing
Servicing
Criteria to assess
compliance
(c) An assessment by such officer of the Companys compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the Company, that are backed by the same asset type as the Mortgage Loans; (d) A statement that a registered public accounting firm has issued an attestation report on the Companys Assessment of Compliance for the period consisting of the preceding calendar year; and (e) A statement as to which of the Servicing Criteria, which statement shall if any, are not applicable to the Company,
be based on the activities it performs with respect to asset-backed involving the Company, that are backed by the same asset type as the Mortgage Loans.
securities
transactions
taken as a whole
Such report at a minimum shall address each of the Servicing Criteria specified on a certification substantially in the form of Exhibit O hereto delivered to the Purchaser concurrently with the execution of this Agreement. With respect to any Mortgage Loans that are the subject of a Pass-Through Transfer, on or before February 28 of each calendar year beginning in 2007, the Company shall furnish to the Purchaser or its designee a report (an Attestation Report) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the Company, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board. 11
The Company shall cause each Subservicer, and each Subcontractor determined by the Company pursuant to Section 11.19 to be participating in the servicing function within the meaning of Item 1122 of Regulation AB, to deliver to the Purchaser and any Depositor an assessment of compliance and accountants attestation as and when provided in Sections 6.07. If the Company cannot deliver the related Assessment of Compliance or Attestation Report by February 28th of such year, the Purchaser, at its sole option, may permit a cure period for the Company to deliver such Assessment of Compliance or Attestation Report, but in no event later than March 10th of such year. Failure of the Company to timely comply with this Section 6.07 shall be deemed an Event of Default, automatically, without notice and without any cure period, and Purchaser may, in addition to whatever rights the Purchaser may have under Sections 3.03 and 8.01 and at law or equity or to damages, including injunctive relief and specific performance, terminate all the rights and obligations of the Company under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Company for the same, as provided in Section 9.01. Such termination shall be considered with cause pursuant to Section 10.01 of this Agreement. This paragraph shall supercede any other provision in this Agreement or any other agreement to the contrary. 13. Article VI of the following new Section 6.08: Section 6.08 Agreement is hereby amended effective as of the date hereof by adding the
The Purchaser and the Company acknowledge and agree that a purpose of Sections 3.01(p), 5.02, 6.04, 6.05, 6.07 and 11.18 of this Agreement is to facilitate compliance by the Purchaser and any Depositor with the provisions of Regulation AB and related rules and regulations of the Commission. Neither the Purchaser nor any Depositor shall exercise its right to request delivery of information or other performance under these provisions other than in good faith, or for purposes other than compliance with the Securities Act, the Exchange Act and the rules and regulations of the Commission thereunder. The Company acknowledges that interpretations of the requirements of Regulation AB may change over time, whether due to interpretive guidance provided by the Commission or its staff, consensus among participants in the asset-backed securities markets, advice of counsel, or otherwise, and agrees to comply with requests made by the Purchaser or any Depositor in good faith for delivery of information under these provisions on the basis of evolving interpretations of Regulation AB. In connection with any Pass-Through Transfer, the Company shall cooperate fully with the Purchaser to deliver to the Purchaser (including any of its assignees or designees) and any Depositor, any and all statements, reports, certifications, records and any other information necessary in the good faith determination of the Purchaser or any Depositor to permit the Purchaser or such Depositor to comply with the provisions of Regulation AB, together with such disclosures relating to the Company, any Subservicer, any Third-Party Originator and the Mortgage Loans, or the servicing of the Mortgage Loans, reasonably believed by the Purchaser or any Depositor to be necessary in order to effect such compliance. 12
14. Article XI of the Section 11.18 in its entirety as follows: Section 11.18.
Agreement is hereby
amended
effective as of the date hereof by
restating
Cooperation of Company with a Reconstitution.
The Company and the Purchaser agree that with respect to some or all of the Mortgage Loans, on or after the related Closing Date, on one or more dates (each a "Reconstitution Date") at the Purchaser's sole option and with Purchasers best efforts to provide notice to the Company fifteen (15) days prior to the Reconstitution Date, the Purchaser may effect one or more sales, but in no event greater than three (3) per pool of Mortgage Loans sold under the related Term Sheet (each, a "Reconstitution") of some or all of the Mortgage Loans then subject to this Agreement, without recourse, to:
(a) Transfer"); or (b)
one or more third party purchasers in one or more in whole loan transfers (each, a "Whole Loan one or more trusts or other entities to be formed as part of one or more Pass-Through Transfers.
The Company agrees to execute in connection with any agreements among the Purchaser, the Company, and any servicer in connection with a Whole Loan Transfer, an Assignment, Assumption and Recognition Agreement substantially in the form of Exhibit D hereto, or, at Purchasers request, a seller's warranties and servicing agreement or a participation and servicing agreement or similar agreement in form and substance reasonably acceptable to the parties, and in connection with a PassThrough Transfer, a pooling and servicing agreement in form and substance reasonably acceptable to the parties, (collectively the agreements referred to herein are designated, the Reconstitution Agreements). It is understood that any such Reconstitution Agreements will not contain any greater obligations on the part of Company than are contained in this Agreement. Notwithstanding anything to the contrary in this Section 11.18, the Company agrees that it is required to perform the obligations described in Exhibit K hereto. With respect to each Whole Loan Transfer and each Pass-Through Transfer entered into by the Purchaser, the Company agrees (1) to cooperate fully with the Purchaser and any prospective purchaser with respect to all reasonable requests and due diligence procedures; (2) to execute, deliver and perform all Reconstitution Agreements required by the Purchaser; (3) to restate the representations and warranties set forth in this Agreement as of the settlement or closing date in connection with such Reconstitution (each, a "Reconstitution Date"). In addition, participants in such Reconstitution: the Company shall provide to such servicer or issuer, as the case may be, and any other
(i) any and all information and appropriate verification of reasonably available to the Company, whether through letters of its auditors and counsel or otherwise, participant shall request upon reasonable demand; 13
information as the
which may be
Purchaser or any such other
(ii) such additional representations, warranties, covenants, opinions of counsel, letters from auditors, and certificates of public officials or officers of the Company as are reasonably agreed upon by the Company and the Purchaser or any such other participant; (iii) within 5 Business Days after request by the Purchaser, the information with respect to the Company (as originator) and each Third-Party Originator of the Mortgage Loans as required under Item 1110(a) and (b) of Regulation AB, a summary of the requirements of which has of the date hereof is attached hereto as Exhibit N for convenience of reference only, as determined by Purchaser in its sole reasonable discretion. If requested by the Purchaser, this will include information about the applicable credit-granting or underwriting criteria; (iv) within 5 Business Days after request by the Purchaser, to the extent that is required Regulation AB, the Company shall provide, to the extent that is reasonably available to the Company (and not otherwise available to the Purchaser) without unreasonable burden, cost or expense (or, as applicable, cause each Third-Party Originator to provide) Static Pool Information with respect to the mortgage loans (of a similar type as the Mortgage Loans, as reasonably identified by the Purchaser as provided below) serviced by the Company or any Third-Party Originator for a period of 120 days or more and originated by (i) the Company, if the Company is an originator of Mortgage Loans (including as an acquirer of Mortgage Loans from a Qualified Correspondent), and/or (ii) each Third-Party Originator in each case to the extent such mortgage loans were purchased from the Company by the Purchaser. Such Static Pool Information shall be prepared by the Company (or Third-Party Originator) on the basis of its reasonable, good faith interpretation of the requirements of Item 1105(a)(1)-(3) and (c) of Regulation AB for such period of time the Company or Third-Party Origination serviced such mortgage loans. To the extent that there is reasonably available to the Company (or Third-Party Originator), without unreasonable effort or expense Static Pool Information with respect to more than one mortgage loan type, the Purchaser or any Depositor shall be entitled to specify whether some or all of such information shall be provided pursuant to this paragraph. The content of such Static Pool Information may be in the form customarily provided by the Company, and need not be customized for the Purchaser or any Depositor. Such Static Pool Information for each vintage origination year or prior securitized pool, as applicable, shall be presented in increments no less frequently than quarterly over the life of the mortgage loans included in the vintage origination year or prior securitized pool. The most recent periodic increment must be as of a date no later than 135 days prior to the date of the prospectus or other offering document in which the Static Pool Information is to be included or incorporated by reference. The Static Pool Information shall be provided in an electronic format that provides a permanent record of the information provided, such as a portable document format (pdf) file, or other such electronic format reasonably required by the Purchaser or the Depositor, as applicable. The Purchaser agrees that it will cooperate with the Company and provide sufficient and timely notice of any information requirement pertaining to a Securitization Transaction. The Purchaser will make all reasonable
efforts to contain requests for information, reports or any other materials to items required for compliance with Regulation AB, and will refrain from requesting information that is not required for such compliance. The Purchaser further agrees to provide the Company with Static Pool Information regarding the Mortgage Loans to the same extent that the Company is required to provide Static Pool Information with respect to mortgage loans similar to the Mortgage Loans hereunder. The Company shall in good faith use its best efforts to supply the Static Pool Information required hereunder; provided, however, that failure of the Company to perform such obligations, after applying all good faith best efforts, shall not result in a breach by the Company of the provisions of this Agreement; 14
(v) within 5 Business Days after request by the Purchaser, information with respect to the Company (as servicer) as required by Item 1108(b) and (c) of Regulation AB, a summary of the requirements of which as of the date hereof is attached hereto as Exhibit N for convenience of reference only, as determined by Purchaser in its sole reasonable discretion. In the event that the Company has delegated any servicing responsibilities with respect to the Mortgage Loans to a Subservicer, the Company shall provide the information required pursuant to this clause with respect to the Subservicer; within 5 Business Days after request by the Purchaser, (a) information regarding any legal proceedings pending (or known to be contemplated) against the Company (as originator and as servicer) and each other originator of the Mortgage Loans and each Subservicer as required by Item 1117 of Regulation AB, a summary of the requirements of which as of the date hereof is attached hereto as Exhibit N for convenience of reference only, as determined by Purchaser in its sole reasonable discretion, (b) information regarding affiliations with respect to the Company (as originator and as servicer) and each other originator of the Mortgage Loans and each Subservicer as required by Item 1119(a) of Regulation AB, a summary of the requirements of which as of the date hereof is attached hereto as Exhibit N for convenience of reference only, as determined by Purchaser in its sole reasonable discretion, and (c) information regarding relationships and transactions with respect to the Company (as originator and as servicer) and each other originator of the Mortgage Loans and each Subservicer as required by Item 1119(b) and (c) of Regulation AB, a summary of the requirements of which as of the date hereof is attached hereto as Exhibit N for convenience of reference only, as determined by Purchaser in its sole reasonable discretion; and (vii) if so requested by the Purchaser, the Company shall provide (or, as applicable, cause each Third-Party Originator to provide), at the expense of the Purchaser (to the extent of any additional incremental expense associated with delivery pursuant to this Agreement), such statements and agreed-upon procedures letters of certified public accountants reasonably acceptable to the Purchaser or Depositor, as applicable, pertaining to Static Pool Information relating to prior securitized pools for securitizations closed on or after January 1, 2006 or, in the case of Static Pool Information with respect to the Companys or Third-Party Originators originations or purchases, to calendar months commencing January 1, 2006, or to any financial information included in any other disclosure provided under this Section 11.18, as the Purchaser or such Depositor shall reasonably request. Such statements and letters shall be addressed to and be for the benefit of such parties as the Purchaser or such Depositor shall designate, which may include, by way of example, any Sponsor, any Depositor and any broker dealer acting as underwriter, placement agent or initial purchaser with respect to a Pass-Through Transfer. Any such statement or letter may take the form of a standard, generally applicable document accompanied by a reliance letter authorizing reliance by the addressees designated by the Purchaser or such Depositor. 15 (vi)
In the event of a conflict or inconsistency between the terms of Exhibit N and the text of the applicable Item of Regulation AB as cited above, the text of Regulation AB, its adopting release and other public statements of the SEC shall control. The Company shall indemnify the Purchaser, each affiliate of the Purchaser, and each of the following parties participating in a Pass-Through Transfer: each sponsor and issuing entity; each Person responsible for the preparation, execution or filing of any report required to be filed with the Commission with respect to such Pass-Through Transfer, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Pass-Through Transfer; each broker dealer acting as underwriter, placement agent or initial purchaser, each Person who controls any of such parties or the Depositor (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act); and the respective present and former directors, officers, employees and agents of each of the foregoing and of the Depositor, and shall hold each of them harmless from and against any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon: (i)(A) any untrue statement of a material fact contained or alleged to be contained in any
information, report, certification, accountants letter or other material provided under this Section 11.18 by or on behalf of the Company, or provided under this Section 11.18 by or on behalf of any Subservicer, Subcontractor or Third-Party Originator (collectively, the Company Information), or (B) the omission or alleged omission to state in the Company Information a material fact required to be stated in the Company Information or necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading; provided, by way of clarification, that clause (B) of this paragraph shall be construed solely by reference to the Company Information and not to any other information communicated in connection with a sale or purchase of securities, without regard to whether the Company Information or any portion thereof is presented together with or separately from such other information; (ii) any failure by the Company, any Subservicer, any Subcontractor or any Third-Party Originator to deliver any information, report, certification, accountants letter or other material when and as required under this Section 11.18, including any failure by the Company to identify pursuant to Section 11.19 any Subcontractor participating in the servicing function within the meaning of Item 1122 of Regulation AB; or (iii) any breach by the Company of a representation or warranty set forth in Section 3.01 or in a writing furnished pursuant to Section 3.01(q) and made as of a date prior to the closing date of the related Pass-Through Transfer, to the extent that such breach is not cured by such closing date, or any breach by the Company of a representation or warranty in a writing furnished pursuant to Section 3.01(q) to the extent made as of a date subsequent to such closing date. 16
All Mortgage Loans not sold or transferred pursuant to a Reconstitution shall remain subject to, and serviced in accordance with the terms of, this Agreement and the related Term Sheet, and with respect thereto this Agreement and the related Term Sheet shall remain in full force and effect. 15. Article XI of the following new Section 11.19: Agreement is hereby amended effective as of the date hereof by adding the
Section 11.19. Use of Subservicers and Subcontractors. (a) The Company shall not hire or otherwise utilize the services of any Subservicer to fulfill any of the obligations of the Company as servicer under this Agreement or any Reconstitution Agreement unless the Company complies with the provisions of paragraph (b) of this Section. The Company shall not hire or otherwise utilize the services of any Subcontractor, and shall not permit any Subservicer to hire or otherwise utilize the services of any Subcontractor, to fulfill any of the obligations of the Company as servicer under this Agreement or any Reconstitution Agreement unless the Company complies with the provisions of paragraph (d) of this Section. (b) The Company shall cause any Subservicer used by the Company (or by any Subservicer) for the benefit of the Purchaser and any Depositor to comply with the provisions of this Section and with Sections 3.01(p), 3.01(s), 6.04, 6.05, 6.07 and 11.18 of this Agreement to the same extent as if such Subservicer were the Company, and to provide the information required with respect to such Subservicer under Section 3.01(r) of this Agreement. The Company shall be responsible for obtaining from each Subservicer and delivering to the Purchaser and any Depositor any Annual Statement of Compliance required to be delivered by such Subservicer under Section 6.04(a), any Assessment of Compliance and Attestation Report required to be delivered by such Subservicer under Section 6.07 and any Annual Certification required under Section 6.04(b) as and when required to be delivered. (c) The Company shall promptly upon request provide to the Purchaser and any Depositor (or any designee of the Depositor, such as a master servicer or administrator) a written description (in form and substance satisfactory to the Purchaser and such Depositor) of the role and function of each Subcontractor utilized by the Company or any Subservicer, specifying (i) the identity of each such Subcontractor, (ii) which (if any) of such Subcontractors are participating in the servicing function within the meaning of Item 1122 of Regulation AB, and (iii) which elements of the Servicing Criteria will be addressed in assessments of compliance provided by each Subcontractor identified pursuant to clause (ii) of this paragraph. (d) As a condition to the utilization of any Subcontractor determined to be participating in the servicing function within the meaning of Item 1122 of Regulation AB, the Company shall cause any such Subcontractor used by the Company (or by any Subservicer) for the benefit of the Purchaser and any Depositor to comply with the provisions of Sections 6.07 and 11.18 of this Agreement to the same extent as if such Subcontractor were the Company. The Company shall be responsible for obtaining from each Subcontractor and delivering to the Purchaser and any Depositor any Assessment of Compliance and Attestation Report required to be delivered by such Subcontractor under Section 6.07, in each case as and when required to be delivered. 17
16. Exhibit L: EXHIBIT L
FORM OF COMPANY CERTIFICATION I, [identify certifying individual], [Mortgage Loan Seller] [Purchaser] and [Master Servicer] that: certify to the [Trustee] [Seller] [Securities Administrator]
1. Based on my knowledge, the information in the Annual Statement of Compliance, the [USAP Report]* [Assessment of Compliance and Attestation Report]** and all servicing reports, officer's certificates and other information provided by the Company relating to the servicing of the Mortgage Loans taken as a whole, do not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the date of this certification; 2. Based on my knowledge, the information in these reports, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the last day of the period covered by such servicing reports. 3. Based on my knowledge, under the Agreement is included in these reports. the servicing information required to be provided to the Master Servicer
4. I am responsible for reviewing the activities performed the Company under the Agreement and based upon the review required under the Agreement, and except as disclosed in the Annual Statement of Compliance or the [USAP Report]* [Assessment of Compliance and Attestation Report]**, the Company has fulfilled its obligations under the Agreement. 5. [I have disclosed to the Master Servicer's certified public accountants all significant deficiencies relating to the Company's compliance with the minimum servicing standards in accordance with a review conduced in compliance with the Uniform Single Attestation Program for Mortgage Bankers or similar standard as set forth in the Agreement.]* [The Assessment of Compliance and Attestation Report of the Company have been delivered to the Purchaser as required under the Agreement. Following is a list of all material instances of noncompliance described in the Attestation of Compliance and Attestation Report (if none, state none):___________________________.]* [COMPANY] By: Name: Title: Date: To be used if a USAP Report is being delivered under the Agreement To be used if an Assessment of Compliance and Attestation Report is being delivered under the Agreement 18
* **
17. Exhibit M: EXHIBIT M
SUMMARY OF REGULATION AB SERVICING CRITERIA NOTE: This Exhibit M is provided for convenience of reference only. In the event of a conflict or inconsistency between the terms of this Exhibit M and the text of Regulation AB, the text of Regulation AB, its adopting release and other public statements of the SEC shall control. Item 1122(d) (v) General servicing considerations. performance or other triggers and events of default
(A) Policies and procedures are instituted to monitor any in accordance with the transaction agreements.
(B) If any material servicing activities are outsourced to third parties, instituted to monitor the third partys performance and compliance with such servicing activities.
policies and procedures are
(C) Any requirements in the transaction agreements to maintain a back-up servicer for the mortgage loans are maintained. 19
(D) A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements. (vi) Cash collection and administration.
(A) Payments on mortgage loans are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements. (B) Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel. (C) Advances of funds or guarantees regarding collections, cash flows or distributions, other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements. and any interest or
(D) The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set in the transaction agreements.
forth
(E) Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, federally insured depository institution with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. (F) Unissued checks are safeguarded so as to prevent unauthorized access.
(G) Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements. (vii) Investor remittances and reporting.
(A) Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors or the trustees records as to the total unpaid principal balance and number of mortgage loans serviced by the Servicer. (B) Amounts due to investors are allocated and remitted in accordance with timeframes, and other terms set forth in the transaction agreements. (C) Disbursements made to an investor are posted within two business records, or such other number of days specified in the transaction agreements. (D) Amounts remitted to investors per the investor payment, or custodial bank statements. (viii) Mortgage Loan administration. loans is maintained as required by the transaction agreements or days to the distribution priority
Servicers
investor
reports agree with cancelled
checks,
or other form of
(A) Collateral or security on mortgage related mortgage loan documents.
20
(B)
Mortgage loan and related documents are safeguarded as required by the transaction agreements. reviewed and approved in accordance
(C) Any additions, removals or substitutions to the asset pool are made, with any conditions or requirements in the transaction agreements.
(D) Payments on mortgage loans, including any payoffs, made in accordance with the related mortgage loan documents are posted to the Servicers obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related mortgage loan documents. (E) The Servicers respect to an obligors principal balance. records unpaid regarding the mortgage loans agree with the Servicers records with
(F) Changes with respect to the terms or status of an obligors mortgage loans (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the tran

Pooling and Servicing Agreement Re Bear Stearns ALT-A Trust Series 2006-3-Amended and Restated PSA

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EX-10.1 2 bsalta2006-3_psaandexhibits.

htm AMENDED & RESTATED PSA

http://www.sec.gov/Archives/edgar/data/1358934/000106823806001004/bsalta2006-3_psaandexhibits.htm[7/14/2012 10:39:10 AM]

http://www.sec.gov/Archives/edgar/data/1358934/000106823806001004/bsalta2006-3_psaandexhibits.htm[7/14/2012 10:39:10 AM]

Section 10.01. Section 10.02.

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Additional Form 10-D Disclosure: Additional Form 10-K Disclosure:

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with the Class with the Principal Balances.

As defined in Section 3.17.

(ii) all applicable Prepayment Period;

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Bank of America, National Association, and its successor in interest.

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A Holder of a Certificate. As defined in Section 3.18(a)(iv).

Certification Parties: Certifying Person: Chase Home:

As defined in Section 3.18(a)(iv).

Chase Home Financial, and its successor in interest.

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Class II-X-B1 and

Compensating Interest Payment:

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Countrywide Home Loans Servicing LP, and its successor in interest.

Cut-off Date Balance:

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Event of Default: EverHome:

EverHome Mortgage Company, and any successor thereto.

Exchange Act Reports: 3.23 of this Agreement.

Federal Deposit Insurance Corporation and any successor thereto.

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Final Certification: Custodial Agreement.

As defined in Section 3.18(a)(iii).

Group I Offered Subordinate Certificates. Group I Offered I-B-2 Certificates.

The Class I-M-1,

Class I-M-2, Class I-B-1 and Class

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May 2014 April 2015

May 2015 April 2016

May 2016 April 2017

May 2017 and thereafter

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The Group III Senior

and the Group III

Group III Offered Subordinate Certificates.

The Class III-B-1,

Class III-B-2 and Class III-B-3

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May 2014 April 2015

May 2015 April 2016

May 2016 April 2017

May 2017 and thereafter

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in the name of the Holder

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Accredited Investor which substantially in the form

Any lender-paid primary mortgage insurance policy.

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Loan Group I, Loan Group II or Loan Group III, as applicable.

expressed as a Mortgage Loan and

As defined in Section 3.18(c). The meaning specified in Section 3.14.

transfers of Mortgage Loans

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