Professional Documents
Culture Documents
CHIA S C HI,
HP TC THNH CNG
THNG IP CA
CH TCH HQT
TRN BC H
Ch tch HQT
MC LC
04
07
08
09
14
16
17
18
20
24
30
32
C cu t chc, nhn s
34
36
36
37
Kt qu hot ng 2011
40
41
43
46
48
48
50
1
2
3
4
1
2
3
4
5
52
55
56
61
66
68
74
81
Bo co kim ton
93
TNG QUAN
BIDV 2011
TN Y
TN GIAO DCH QUC T
TN GI TT
M GIAO DCH SWIFT
A CH
CH TCH HQT
TNG GIM C
IN THOI
FAX
WEBSITE
CH S HU
CH QUN
GIY PHP NG K KINH DOANH S
M S THU
CNG TY KIM TON
T VN C PHN HA
THNG TIN
XP HNG
2011
Moodys
S&P
nh hng
Kt qu
nh hng
Kt qu
nh hng nng lc ti
chnh c lp
E+
nh hng tin gi ni t/
ngoi t di hn
B1/B2
B+
B1/B1
10 S KIN NI BT 2011
Nm 2011 l nm c ngha quan
trng i vi Vit Nam: i hi ng
ton quc ln th XI, bu c Quc hi
kha XIII v Hi ng nhn dn cc
cp thnh cng tt p; V th ca
Vit Nam trn trng quc t tip tc
c khng nh v nng cao, to
thun li cho nhng bc pht trin
mi. Tuy nhin, bn cnh nhng din
bin tch cc, nm 2011 cng l nm
Vit Nam tip tc chu tc ng khng
thun chiu t kinh t th gii bi h
qu ca khng hong kinh t ton
cu, thin tai, bin c chnh tr v chin
tranh Trung ng, Bc Phi...
Trong bi cnh kinh t v m nhiu
bin ng, thch thc v kh khn,
di s ch o quyt lit ca Chnh
ph, cng vi ngnh ngn hng, ton
h thng BIDV tip tc hot ng an
ton v hiu qu, t c nhng kt
qu kinh doanh c ngha quan trng:
10 S KIN NI BT 2011
10 S KIN NI BT
10
Kim sot tng trng tn dng, iu hnh li sut theo
ng ch o ca Ngn hng Nh nc, BIDV gim t
trng cho vay vi cc ngnh phi sn xut (di 10%), tng
t trng vi 4 lnh vc u tin (xut khu, nng nghip,
cng nghip h tr, doanh nghip nh v va), chia s,
h tr c hiu qu bi 05 t gim li sut h tr doanh
nghip vt qua kh khn vi mc gim li sut t trn
20%/nm xung thp nht cn 14,5%/nm.
Nghim tc thc hnh tit kim, chng lng ph: trit
tit kim chi ph hot ng vi kt qu cc khon mc
u t k hoch tit kim ra (tit kim 15% so vi
k hoch).
10 S KIN NI BT
11
10 S KIN NI BT 2011
T u nm 2010, BIDV ch ng
thc hin ti c cu hot ng mt
cch ton din nhm to ra nhng
chuyn bin mnh m trong hot
ng. Tip ni cc hot ng ti c
cu m hnh t chc, sn phm, cng
ngh, nm 2011, BIDV tip tc thc
hin ti c cu nn vn v s hu vi
tm im l t pht hnh c phiu
ln u ra cng chng (IPO) thnh
cng tt p.
I MI CNG TC CN B,
CHUN B NGUN NHN LC
CHT LNG CAO THC HIN
CC MC TIU HI NHP
10 S KIN NI BT
12
10
BI P, KHNG NH VN HA
DOANH NGHIP, NG LNG V
MI NH CHUNG BIDV
10 S KIN NI BT
13
10 S KIN NI BT
CC CH TIU
TI CHNH
5 NM
2007 - 2011
n v: t VN
n v: t VN
n v: t VN
5.000
0
2009
2010
2011
0
2007
2008
2009
2010
n v: t VN
n v: t VN
4.000
2.000
1.000
2011
2.368
3.605
3.000
2.028
206.402
150.000
160.983
225.000
293.937
300.000
254.192
5.000
4.626
375.000
203.298
50.000
4.220
2008
181.048
100.000
75.000
24.390
150.000
0
2007
200.000
141.857
10.000
13.484
296.432
15.000
11.635
100.000
204.511
200.000
246.520
300.000
24.220
20.000
250.000
17.639
400.000
405.755
25.000
366.268
500.000
244.838
VN CH S HU
251.924
TNG TI SN
131.984
14
0
2007 2008 2009 2010 2011
2007
2008
2009
2010
2011
10 S KIN NI BT
MT S GII THNG
TIU BIU 2011
BIDV L 01 TRONG S 42 THNG HIU C
BNH CHN TI CHNG TRNH THNG HIU
QUC GIA, CHNG TRNH DUY NHT DO
CHNH PH VIT NAM TIN HNH VI
MC CH QUNG B HNH NH QUC GIA,
THNG HIU QUC GIA THNG QUA
THNG HIU V SN PHM.
15
MT S
GII THNG
TIU BIU
2011
16
16
GII THNG
TRONG NC
GII THNG
QUC T
SN PHM,
CNG NGH
GII THNG
SAO KHU 2011
C CU T CHC, NHN S
C CU T CHC
NHN S
17
M HNH T CHC
H THNG BIDV
Ban Kim sot
C CU T CHC, NHN S
Hi ng CNTT
18
Hi ng ALCO
Ban u t
Ban nh ch ti chnh
Trung tm Th
Khi Cng ty
Hi ng qun tr
Hi ng x l ri ro
Hi ng qun l tn dng
C CU T CHC, NHN S
Cc y ban, Hi ng
Cc y ban/H
Hi ng tn dng
Ban K ton
Vn phng
Ban Qun l ri ro th
trng & Tc nghip
Ban Ti chnh
Ban T chc cn b
Ban Qun l d n
C phn ha
VPD ti Myanmar
Ban Qun l ti sn
ni ngnh
VPD ti Campuchia
VPD nng
Vn phng Cng on
Trng o to
Vn phng ng y
19
BO CO THNG NIN 2011
C CU T CHC, NHN S
BO CO THNG NIN 2011
20
HI NG
QUN TR
ng
TRN BC H (*)
Ch tch
r
r
r
r
r
4JOION
$OIOJID5JDIOI,UPO
5SOI2VOUS,JOIEPBOIDBPDQ
#UVMNWJDUJ#*%7UON
DCOIJNM$IUDI)25U
thng 1 nm 2008
r )JOOBZOH)DOHLJN$I
tch Hi ng Qun tr cc cng ty:
Cng ty TNHH u t v Pht trin
Campuchia (IDDC), Cng ty u t
v Pht trin Myanmar (MIDC), Cng
ty TNHH hai thnh vin u t pht
trin quc t (IIDC)
r 5OHHJDDDIDWOI5OH(JN
c BIDV, Ph Tng Gim c BIDV
v Gim c Chi nhnh BIDV Bnh
nh, tng kim gi cc chc v nh:
Gim c S giao dch III ca BIDV,
Gim c Cng ty Qun l n v Khai
thc ti sn BIDV, Gim c Cng ty
Chng khon BIDV
(*) Gi chc Ch tch HQT Ngn hng
TMCP BIDV t ngy 1/5/2012
C CU T CHC, NHN S
ng
ng
r 4JOION
r $OIOJID5JDIOI,UPO
Chng ch cao hc Kinh t, Thc s
Qun tr Kinh doanh
r 5SOI2VOUSLJOIEPBOIDBPDQ
r #UVMNWJDUJ#*%7UON
r -ZWJO)25LJN5OHHJN
c ca BIDV t thng 1 nm 2008
r 5OHHJDDDIDWOI1I
Tng Gim c BIDV, Gim c Chi
nhnh BIDV ti Gia Lai - Kon Tum
r 4JOION
r $OIOJID/HOIOH5IOI
ph H Ch Minh, Chng ch
Cao hc Kinh t, Thc s Qun tr
Kinh doanh
r $IOHDI2VOUS,JOIEPBOI
cao cp
r #UVMNWJDUJ#*%7UON
r -ZWJO)25#*%7UUIOH
nm 2007
r )JOOBZOH)JVDOHLJNZ
vin Hi ng Qun tr Qu Tn
dng Nhn dn Trung ng, Ch
tch Hi ng Qun tr Cng ty Lin
doanh thp BIDV, Ch tch cng ty
cho thu ti chnh BIDV
r 5OHHJDIDW1I5OHHJN
c BIDV, Gim c Chi Nhnh
BIDV Nng
21
C CU T CHC, NHN S
BO CO THNG NIN 2011
22
ng
ng
HONG HUY H
L O NGUYN
r 4JOION
r 5JOT,JOIU
r $IOHDI2VOUS,JOIEPBOI
cao cp
r #UVMNWJDUJ#*%7UON
r DCOIJNMZWJO)25
ca BIDV t thng 6 nm 2011
r )JOOBZOH)DOHLJN$I
tch HQT Cng ty chng khon
BIDV, U vin Ban chp hnh ca
VCCI, Ph Ch tch HQT Cng ty
c phn Bc Thng Long, U vin
HQT Cng ty CP Ch to gin
khoan du kh...
r 5OHHJDDDIDWOI1I
Tng Gim c BIDV, Gim c S
Giao dch II ca BIDV, Gim c Chi
nhnh BIDV Bnh Dng, Gim c
Chi nhnh BIDV Sng B
r 4JOION
r ,TJID,UIVU#36/05JQ
Khc, Chng ch Cao hc Kinh t, Thc
s Qun tr Kinh doanh
r $IOHDI2VOUS,JOIEPBOIDBPDQ
r #UVMNWJDUJ#*%7UON
r DCOIJNM6WJO)25U
thng 10/2010
r )JOOBZ
OH/HVZODOHLJN
Ch tch Cng ty TNHH 1 thnh vin
qun l n v khai thc ti sn BIDV
(BAMC), Ch tch HQT Cng ty C
phn u t ti chnh BIDV (BFI),
UV HQT Cng ty C phn chuyn
mch ti chnh quc gia, Ch tch
HQT Ngn hng u t v pht
trin Campuchia (BIDC), y vin Hi
ng Qun tr Cng ty TNHH u t
v Pht trin Campuchia (IDDC), Ph
Ch tch Cng ty u t v pht trin
Myanmar (MIDC), Cng ty LD qun l
qu BIDV - Vit Nam Partners (BVIM)
r 5OHHJDDDIDWOI1I5OH
Gim c BIDV, Gim c S giao dch
BIDV, Trng phng Bo lnh BIDV,
Trng phng Thm nh BIDV.
U vin
U vin
C CU T CHC, NHN S
ng
ng
NGUYN HUY TA
r 4JOION
r ,TJID9ZEOHW,JOUSD
Sofia - Bulgaria, Chng ch Cao hc
Kinh t, Thc s Qun tr Kinh doanh
r 5SOI2VOUSLJOIEPBOIDBPDQ
r #UVMNWJDUJ#*%7UON
r -ZWJO)25#*%7UUIOH
10 nm 2006, y vin HQT kim
Trng ban kim sot BIDV t thng
12 nm 2006
r )JOOBZ
OH5BMJEJOQIO
vn gp ca BIDV ti cc Cng ty c
phn: Nhit in du kh Nhn Trch,
in Vit - Lo
r 5OHHJDDDIDWOI(JND
S giao dch III BIDV, Gim c Ban
Qun l Tn dng, Trng phng tn
dng Tr S chnh BIDV, Ph Gim
c Chi nhnh BIDV Thng Long, Ph
Gim c S giao dch BIDV
r 4JOION
r $OIOJID5JDIOI,UPO
Chng ch Cao hc Kinh t
r #UVMNWJDUJ#*%7UON
r -ZWJO)25#*%7UUIOH
nm 2008
r 5OHHJDDDIDWOI1I
Tng gim c BIDV, Gim c S
giao dch BIDV, Ph gim c S
Giao dch BIDV, Gim c Ngn
hng Nh nc Bc Ninh, Ph gim
c Chi nhnh BIDV Bc Ninh
U vin
23
C CU T CHC, NHN S
BO CO THNG NIN 2011
24
BAN
KIM SOT
ng
C CU T CHC, NHN S
ng
TRN VN B (*)
ng
CAO C TR
NGUYN TH TM
r
r
r
r
r 4JOION
r $BPDQOHIJQW/HOIOH
Thc s i Hc Kinh t quc dn
r #UVMNWJDUJ#*%7UON
r DCOIJNM5IOIWJO
chuyn trch Ban Kim sot t ngy
26/03/2009
r 5OHHJDIDW1I(JND4
giao dch III BIDV
r 4JOION
r JID)OH)J
5IDT)DWJO
Ngn hng
r #UVMNWJDUJ#*%7UON
r DCOIJNM5IOIWJO
chuyn trch Ban Kim sot t ngy
26/03/2009
4JOION
5IDTLJOIU
#UVDOHUDUJ#*%7UON
DCOIJNM1IUSOH#BO
thng trc Ban Kim sot t ngy
15/04/2011
r 5OHHJDIDW(JND$IJ
nhnh BIDV ng Thp
(*) Gi chc Trng ban Kim sot
Ngn hng TMCP BIDV t ngy
1/5/2012
25
C CU T CHC, NHN S
BO CO THNG NIN 2011
26
BAN
IU HNH
ng
C CU T CHC, NHN S
ng
PHAN C T (*)
ng
Ph tng gim c
Ph tng gim c
TRN QU TRUNG
PHAN TH CHINH
r 4JOION
r $OIOLJOIUJID/HO
hng, Thc s Qun tr kinh doanh
r #UVMNWJDUJ#*%7UON
r DCOIJN1I5OHHJND
BIDV t thng 6 nm 2007.
r )JOOBZOH5DOHLJN1I
Ch tch HQT Ngn hng lin
doanh Lo - Vit, U vin HQT
Cng ty TNHH u t v pht trin
Campuchia (IDDC)
r 5OHHJDDDIDW(JND#BO
T chc cn b BIDV, Gim c Chi
nhnh BIDV Qung Ngi
r 4JOION
r ,TJID9ZEOH
$OIO
i hc Kinh t Quc dn, Chng
ch Cao hc Kinh t
r #UVMNWJDUJ#*%7UON
r DCOIJNM1I5OH(JN
c t thng 8 nm 2004
r OH5SVOHLJNZWJO)25
Ngn hng Lin doanh VID-Public,
U vin Hi ng Hip hi ngn
hng Vit Nam
r 5OHHJDDDIDWOI(JN
c Ban T chc cn b BIDV,
Trng phng Bo lnh Tr s
chnh BIDV
r 4JOION
r $OIODBPOH/HOIOH
$
nhn i hc Kinh t, Thc s Qun
tr Kinh doanh
r #UVMNWJDUJ#*%7UON
r DCOIJNM1I5OH(JN
c t thng 6 nm 2007
r )JOOBZ
#$IJOIDOHLJNZ
vin HQT Cng ty Lin doanh
thp BIDV
r 5OHHJDIDW(JND#BO5J
chnh BIDV
Ph tng gim c
27
C CU T CHC, NHN S
BO CO THNG NIN 2011
28
ng
ng
ng
TRN THANH VN
r
r
r
r
r 4JOION
r $OIOJID-VU
,TJID
Bch khoa H Ni
r #UVMNWJDUJ#*%7UON
r DCOIJN1I5OHHJND
BIDV t 16/10/2010
r )JOOBZOH5OHDOHLJN$I
tch HQT Tng Cng ty bo him
Ngn hng u t v Pht trin
Vit Nam
r 5OHHJDDDIDW1I(JN
c Ban Tn dng BIDV, Ph Gim
c S giao dch (I) BIDV, Gim c
Cng ty Bo him Ngn hng u
t v Pht trin Vit Nam, Tng
Gim c Tng Cng ty bo him
Ngn hng u t v Pht trin
Vit Nam
r 4JOION
r $OIOJID/HOIOH
$
nhn i hc Ngoi ng, C nhn
Lut i hc Quc gia, Thc s
qun tr kinh doanh
r #UVMNWJDUJ#*%7UON
r DCOIJN1I5OHHJND
BIDV t 16/10/2010
r 5OHHJDDDIDW1I5OH
Gim c Ngn hng Lin doanh
Lo - Vit, Ph Gim c Ban/Gim
c Ban Ngun vn v kinh doanh
tin t BIDV, Ph Gim c S giao
dch (I) BIDV, Gim c S giao dch
III BIDV
Ph tng gim c
4JOION
,TJIDCDILIPB/OH
#UVMNWJDUJ#*%7UON
DCOIJNM1I5OH(JN
c ca BIDV t thng 9 nm 2008
r )JOOBZ
OH7OLJN$IUDI
HQT Cng ty c phn pht trin
ng cao tc BIDV, kim Tng
Gim c Cng ty TNHH hai thnh
vin u t pht trin Quc t (IIDC)
r 5OHHJDDDIDW(JND$IJ
nhnh BIDV Nng, Ph Gim
c Chi nhnh BIDV Nng, Ph
Gim c Chi nhnh Ngn hng
u t Xy dng tnh Qung Nam
Nng
Ph tng gim c
Ph tng gim c
C CU T CHC, NHN S
ng
ng
PHM C N
TRN LC LANG
T TH HNH
r 4JOION
r $OIOJID-VU
$OIO
i hc KTQD, Thc s Qun tr
Kinh doanh
r #UVMNWJDUJ#*%7UON
r DCOIJNM1I5OH(JN
c t 1/6/2011
r )JOOBZOHODOHLJN1I
Ch tch HQT Cng ty CP cho
thu my bay
r 5OHHJDIDW(JND#BO
Php ch, Gim c Chi nhnh
BIDV Hng Yn
r 4JOION
r ,TJID#DILIPB/OH
C nhn i hc Kinh t v QTKD
Nng, Chng ch bi dng sau
i hc
r #UVMNWJDUJ#*%7UON
r DCOIJN1I5OHHJND
BIDV t 01/06/2011
r 5OHHJDDDIDW1I(JN
c Chi nhnh BIDV Bnh nh,
Gim c Chi nhnh BIDV Ph Ti
r 4JOION
r 5SOIIDWO$OIO$BP
ng Ngn hng, C nhn Hc vin
Ti chnh, C nhn Lut, Thc s
kinh t
r #UVMNWJDUJ#*%7UON
r DCOIJNM,UPOUSOH
t 01/06/2011
r 5OHHJDIDW1I(JND4
giao dch BIDV
Ph tng gim c
Ph tng gim c
K ton trng
29
C CU T CHC, NHN S
O TO V
PHT TRIN
NGUN NHN LC
S LNG LAO NG CA BIDV GIAI ON 2009 - 2011
20.000
1.172
16.691
10.000
16.475
15.000
14.550
30
S lao ng ti tr s chnh
v cc chi nhnh
5.000
0
2009 2010 2011
16.691 NGI;
KHI CC CNG TY, TRUNG TM, VN PHNG I DIN L 1.172 NGI
TI TR S CHNH V CC CHI NHNH L
C CU T CHC, NHN S
31
C CU T CHC, NHN S
32
2010
ATM
2011
400
349
7.000
376
5.000
4263
4.000
200
100
6203
6.000
312
300
POS
108
113
118
110
130
150
3.000
2.000
1.000
1000 1055
1100
1295
0
CN
PGD
2009
QTK
2010
2011
r$IUSOHQIUUSJONOHMJ
hng ti y mnh cc dch v
ngn hng bn l. Xc nh y l
hot ng ct li ca cc PGD c
m mi trong giai on ny, BIDV
tp trung u tin pht trin mng
li ti cc a bn khu vc trng
im pha Bc, pha Nam (c bit
TP. H Ni v TP. H Ch Minh); cc
thnh ph ln, th x c tim nng
pht trin hot ng NHBL.Tng
bc hnh thnh mng li Phng
giao dch/QTK chuyn phc v
khch hng c nhn.
rJWJNOHMJ"5.
1045SPOH
nm 2011, BIDV tp trung m
rng mng li ATM, POS ti cc
vng kinh t trng im chim
lnh a bn kinh t pht trin, trung
tm thng mi, khu vc dn c
ng c ng thi tng bc
quy hoch pht trin mng li ATM
33
2009
C CU T CHC, NHN S
,526
)05/(
,526)05/(
BO CO THNG NIN 2011
36
/.53$/)/(
5$/(#5-*55/)
)/),*/)55)(**7
,)67$
5)53/(5*
$)/)5*/5530/(/$
(1,)/(5,),)/
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$)/(,)0/
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5)53/(
5*/5$/(5)/(.$
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(/(75#$$"51
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7*/50/)5)/(
#*%7
5$/)/(
,526/(()*/)/
53/55$$$.5
)05/(
$#*5:
$/(-/.#/-#*%7
$)6:/*4"/(.)/)
$1)/)"
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,*/)%0"/)
/)(*$$$)5*626:.
,526,*/)%0"/)5)&0#0$05*$)/))1
/)55)&0$)6/.$,50/7*5/".
OWUOH
$IUJV
2011
2010
366.268
24.390
24.220
5OHEOUSD%133
254.192
5JOHJWQIUIOIHJZUDHJ
244.838
251.924
5OHUIVOIQUDDIPUOH
15.414
11.488
$IJQIIPUOH
-6.652
-5.546
$IJEQIOHSJSP
-4.542
-JOIVOUSDUIV
4.220
4.626
-JOIVOUIVODBDITIV
3.209
$IUJVRVZN
5OHUJTO
5OHWODITIV
$IUJVDIUMOH
5MOYV
5MOOIN**
$IUJVIJVRV
726:.5/(5*4/
7526".$
400.000
5OHUJTODVJLU
UOH
UOHUSOHWOHUI
USOUIUSOH
5OH(JN
5/(
5OHEOUOEOHUSDEQIOH
SJSPM
UOH
UNDUOHUSOHTPWJON
WUVOUIOHDIPDB
NHNN.
.DEDIVOIIOHCUMJU
OOLJOIU
IPUOHTOYVULJOI
EPBOIDBDDEPBOIOHIJQHQ
OIJVLILIOOIIOHOLI
OOHUSODOHOIDIUMOH
UOEOHDBOHOIOH
TPOHWJ
WJDUSJOLIBJOHCDDHJJQIQ
RVZUMJUOINLJNTPUSJSPOI
UIOIMQDDULJNUSB
ZNOI
UIVIJOYV
YMOYVMJOI
IPU
IJVRVwOODIUMOHUO
EOHDB#*%7USPOHONRVB
DLJNTPUUU
NCPUIFP
NDUJVDB)25
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YVDB#*%7USPOHDDONHOZ
MVODLJNTPUNDEJ
5JUMOYVM
UIQIONDUIDIJODIVOHDB
UPOOHOIOHOIOHM
5M
OOINM
ONUSPOHND
LJNTPUUIFPLIPDILIPDI
SB
5OHUIVUDDIPUOHHJBUOH
DDVUIVOIQDDJUIJO
/N
UOHUIVOIQUDDIPU
OHUUOHUOH
UUOHOHUOHUSOH
TPWJON
USPOHUIVOIQ
UDDIPUOHUUDUOH
USOHDBPMIPUOHUOEOH
UOH
EDIW UOH
2011
2010
LJOIEPBOIOHPJIJ UOH
IPUOHLID UOH
7JWJDZNOIIPUOHEDIW
UIVEDIW LIOHHNUIVULJOI
EPBOIOHPJU
DB#*%7UU
OHVUIUSOHHQQIOOOH
UUSOHUIVEDIW LIOHHNLJOI
EPBOIOHPJIJ
UOHUON
MOON
74%
20%
Dch v
3%
Ngoi hi
1%
Gp vn mua c phn
2%
Khc
77%
17%
Dch v
3%
Ngoi hi
1%
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