Chng VII: Bo him

Chng III: Bo him

Dn Ti liu tham kho Kt cu chng

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Khi nim v vai tr ca bo him Cc thut ng c bn trong BH Phn loi v nguyn tc BH Cc ni dung c bn ca quy tc BH

I. Khi nim v vai tr ca BH

1. nh ngha bo him 2. Vai tr ca bo him
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a. n nh kinh doanh v i sng b. Hn ch RR v hu qu ca n c. Cc vai tr khc

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II. Cc khi nim c bn trong BH

1. 2. 3. 4.

Ri ro i tng bo him Cc bn trong hp ng BH S tin BH v gi tr BH

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II. (Tip)

5. 6. 7. 8.

Gi c ca BH Cc thut ng BH c bit Cc ch bi thng Tn tht trong BH ti sn

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III. Cc nguyn tc bo him

Nguyn tc trung thc tuyt i 1. Ch chp nhn ri ro BH 2. Bi thng va 3. Tng xng 4. Khng trt ht trch nhim
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IV. Phn loi bo him

1. 2. 3. 4. 5. Cn c i tng bo him Cn c tnh cht kinh doanh Cn c tnh cht bt buc Cn c ngun lut quy nh Cc cn c khc

V. Ni dung chnh ca quy tc BH

1. i tng v phm vi BH 2. Khng thuc trch nhim BH 3. Hp ng, ph BH v thi hn hiu lc ca hp ng BH

Ht chng III

Thut ng cn ch
Bo him hon tr c iu kin Ri ro BH v khng BH c, khng c BH i tng bo him Cc bn trong H BH Bn bn Bn mua Bn th ba A v V Ph v t l ph BH Bo him c bit Ti bo him ng bo him Bo him trng Cc ch bi thng Tn tht Ton b v b phn Chung v ring

Thut ng cn ch (Contd)
Nguyn tc bo him Ch chp nhn ri ro BH Tng xng Bi thng va ng trch nhim Th quyn Quy lut Ly s ng b s t Nguyn tc Trung thc tuyt i Phn loi bo him Theo i tng bo him Theo tnh cht ca BH Theo tnh cht bt buc ca bo him Theo c s php l ca bo him Theo nhng cn c khc