THANH TON QUC T

L XUN SONG

PHN L THUYT 1. inh nghia ngoai hi, ty gia hi oai 2. Phng phap nim yt gia trc tip, gian tip ty gia hi oai. Cho vi du minh hoa. 3. Xac inh ty gia hi oai theo phng phap cheo 4. Nhng nhn t anh hng ty gia hi oai 5. Cac bin phap iu chinh ty gia hi oai 6. So sanh giao dich giao ngay va giao dich co ky han ngoai hi 7. Nghip vu giao dich swap la gi? Y nghia 8. Hi phiu la gi? Cac i tng lin quan. 9. S lu chuyn hi phiu tra ngay, hi phiu tra chm 10. Ky hu hi phiu la gi? Trinh bay nghip vu ky hu hi phiu theo lnh va ky hu trng. 11. Trinh bay s nghip vu thanh toan bng the thanh toan 12. Cac iu kin am bao ngoai hi ap dung trong thanh toan quc t am bao quyn li cua cac bn mua va bn ban. 13. iu kin thi gian thanh toan: - Tra tin ngay i kem chng t (At sight, D/P), - Tra tin sau X ngay nhn chng t (D/A) 14. Phng thc thanh toan nh thu kem chng t 15. Phng thc thanh toan th tin dung chng t : khai nim, trinh t nghip vu, 16. Trinh bay phng thc nh thu kem chng t trong trng hp mua ban hang tra chm. Vi sao phng thc nh thu khng am bao quyn li cua bn ban hang. Nu la ngi xut khu, theo Anh (Chi) co phng thc nao am bao thanh toan hn phng thc nay khng? Hay k ra, va giai thich tai sao? 17. Phng thc thanh toan bng th tin dung chng t la gi? Ve s trinh t nghip vu trong thanh toan bng th tin dung loai khng huy ngang, xac nhn, thanh toan tra ngay (ngn hang thng bao la ngn hang xac nhn thanh toan) 18. Ve s thanh toan th tin dung khng huy ngang, khng xac nhn, thanh toan ngay. Ngn hang thanh toan la ngn hang th ba, khac vi ngn hang thng bao 19. Nu la nha xut khu hang hoa thi ban se chon phng thc thanh toan nao am bao se c ngi mua thanh toan tin ban hang. Giai thich ro ly do chon va vai tro cac bn tham gia trong phng thc thanh toan o 20. Trinh bay nghip vu L/C khng huy ngang, thanh toan tra chm. Ngi ban sau khi xut trinh b chng t cho ngn hang thng bao thi xin chit khu b chng t c nhn tin trc
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THANH TON QUC T

L XUN SONG

PHN BI TP Bai 1: Sau y la mt s iu khoan c trich ra t mt th tin dung: Sender bank: Industrial and Commercial Bank of Viet Nam, Branch 1, Ho Chi Minh City Applicant: Viet Hoang Trading Co. 42 bis Truong Son Street, District 10, Ho Chi Minh City Form of documentary credit: Irrevocable Documentary credit Number: 902 LCB 20000134 Date of issue: 21-7-2000 Date and place expiry: 17-8-2000 in SEOUL, KOREA Amount : USD 128.934 # CIF HCM City port (Incoterm 1990) Available with advising bank by negotiation by beneficiarys draft (s) drawn on applicant for 100PCT of invoice value accompanied by the following documents in duplicate (unless otherwise stated) . Beneficiary: SK Global Co.,ltd 2 GA ULCHIRO CHUNG-GU Draft at sight for 100 PCT of invoice in duplicate Drawee: Industrial and Commercial Bank of Viet Nam, Ha Noi, Viet Nam Latest date of shipment: 10-8-2000 Partial shipment: not allowed Cho bit: Ngi ban giao hang vao ngay9-8-2000 Hoa n s (invoice No.) C0309732 do bn ban lp ngay 7-8-2000 Yu cu: Da vao nhng iu khoan trn, hay lp t hi phiu tra ngay gi cho ngn hang nh thu tin ban hang. Bai 2 Mt th tin dung c phat hanh ngay 13/11/2002 co ni dung sau: - Sender: Taipei Bank Tung Men Branch - Drawee: Taipei Bank, Taipei - Receiver: International Commercial Bank of China, The Ho Chi Minh City VN. - Form of documentary credit: Irrevocable - Documentary credit Number: F2ATTV2001342USO
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THANH TON QUC T

L XUN SONG

- Date and place of issue: 021113 - Date and place of expiry: 021230 Viet Nam - Applicant: MAUI ENTERPRISES CO. TAIPEI , TAIWAN - Beneficiary: Tay Ninh Agricultural Seeding Service Co. HCM Branch (TAGRO) - Currency code, Amount: USD , 12600.0 - Draft : At sight - Description of goods: FOB HCM port - Single bamboo chopstick, quantity and unit price as per sales contract. - Latest date of shipment: 021223 - Instruct to Pay/ Accept/ Negotiate Bank: 1 - We will remit the proceeds to the negotiating banks A/C upon receipt of their documents all in order 2 Documents to be sent in two sets by consecutive registered airmail to us at: 1F 71, Sec 2, Jen Ai Road Taipei 100, Taiwan R.O.C Ngay 22/11/2002, Cng ty TAGRO a giao mt l hang gm 600 bags, unit price: USD 10.5/bag va phat hanh Commercial Invoice No.: 221102 Ngay 22/11/2002 oi tin. Cng ty TAGRO se lp hi phiu, b chng t hang hoa va gi cho ngn hang Nng nghip va Phat trin Nng thn chi nhanh T/P HCM (Viet Nam Bank for Agriculture and Rural Development Saigon Branch) oi tin ngi mua Hoi : 1/ Hay lp hi phiu oi tin ngi mua da trn th tin dung va thc t giao hang trn. Bai 3 : Cng ty A vay ngn hang Incombank s tin 170.000 DEM trong thi han 3 thang. co s tin cho vay trn, Incombank tin hanh ban ngay cho ngn hang VCB 100.000 USD, ng thi ky hp ng mua ky han 3 thang s tin 100.000 USD cung tai VCB. Trong luc ch 3 thang sau giao tin cho Incombank, VCB em 100.000 USD o cho cng ty B vay trong thi han 3 thang thu lai. Yu cu: Tinh kt qua kinh doanh cua 2 ngn hang trn, bit rng ty gia ngoai hi giao ngay trn thi trng la USD/DEM = 1,7. Lai sut ng USD = 5% / nm Lai sut ng DEM = 7% / nm Bai 4 :

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THANH TON QUC T

L XUN SONG

Ngay 2-1-2000, ngn hang Lun n nim yt ty gia hi oai nh sau : GBP/ USD = 1,6725/75 USD/FRF = 5,7515/95 1/ Tinh GBP/ FRF = ? 2/ Cng ty A co chi nhanh Lun n mun mua 200.000 FRF thanh toan tin nhp hang hoa t Phap. Hoi : Cng ty A phai bo ra bao nhiu ng GBP i ly s ngoai t trn. Bai 5 Tai Lun n ngay 12/3/1999, Ngn Hang Lun n nim yt ty gia ngoai t nh sau: USD/DEM = 1,4230/75 (*) GBP/DEM = 1,8300/50 a/ T ty gia USD/DEM (*), Anh (Chi) hay xac inh: ng tin nao la ng tin yt gia, ng tin inh gia ?. Cach oc ty gia, y nghia cua cac ch cai USD, DEM ? Ty gia ngn hang mua (BID RATE), ty gia ngn hang ban (ASK RATE) b/ Xac inh ty gia GBP/USD = ? Bai 6 : Vao ngay X, cac thi trng ty gia mua ban ngoai t c nim yt nh sau: Tai New York : GBP / USD = 1,7080/95 Tai Tokyo : USD / JPY = 125-130 Tai London : GBP / JPY = 208-210 Mt doanh nghip dung 100.000 USD kinh doanh kim lai thng qua chnh lch ty gia cac thi trng. Doanh nghip nn kinh doanh nh th nao ? Bai 7 : Ty gia nim yt vao 5/2/2001 tai mt ngn hang nh sau: EUR / TWD = 32,6 - 32,95 (*) EUR / HKD = 7,25 7.50 USD / EUR = 1,015 1,050 Hoi : A/ T ty gia (*) , hay xac inh:

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THANH TON QUC T

L XUN SONG

ng tin yt gia, ng tin inh gia Y nghia cac ch cai EUR, TWD. Cach oc ty gia B/ S dung phng phap tinh ty gia cheo, hay xac inh ty gia: TWD / HKD =? USD / TWD =? MT S THI MU ( Thi gian lm bi : 90 pht ) ( Sinh vin khng c s dng ti liu) S 1 I/ L Thuyt : Cu hoi 1: Ty gia hi oai la gi? Cac bin phap n inh ty gia hi oai. Cu hoi 2: Cac iu kin am bao ngoai hi ap dung trong thanh toan quc t am bao quyn li cua cac bn mua va bn ban . Cu hoi 3: Nu la nha xut khu hang hoa thi ban se chon phng thc thanh toan nao am bao se c ngi mua thanh toan tin ban hang. Giai thich ro ly do chon va vai tro cac bn tham gia trong phng thc thanh toan o. Cu hoi 4: Trinh bay nghip vu L/C khng huy ngang, thanh toan tra chm. Ngi ban sau khi xut trinh b chng t cho ngn hang thng bao thi xin chit khu b chng t c nhn tin trc II/ Bi Tp : Ty gia nim yt vao 5/2/2001 tai mt ngn hang nh sau: EUR / TWD = 32,6 - 32,95 (*) EUR / HKD = 7,25 7.50 USD / EUR = 1,015 1,050 Hoi : A/ T ty gia (*) , hay xac inh: ng tin yt gia, ng tin inh gia Y nghia cac ch cai EUR, TWD. Cach oc ty gia B/ S dung phng phap tinh ty gia cheo, hay xac inh ty gia: TWD / HKD = ? USD / TWD = ? S 2 : I/ L Thuyt :
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THANH TON QUC T

L XUN SONG

Cu hoi 1: Trinh bay s nghip vu thanh toan bng the thanh toan Cu hoi 2: Hi phiu la gi? Trinh bay s lu chuyn hi phiu trong thanh toan tra chm Cu hoi 3: Trong hp ng mua ban ngoai thng ngay 10/7/2002 co ghi: Seller: HOANG THANH TRADING CO.,LTD 200 Nguyn Hu street, Hai Chu District, Da Nang City, Vit Nam - Buyer: INFINITE INVESTING AND TECHNICAL CONSULTANT CO.,LTD 14F-4, No.110 Sanduo 4TH RD. Kaohsiung Taiwan R.O.C Hai bn thoa thun iu khoan sau: Goods description: Frozen round scad whole, size 50-60/50-55 Quantity: 1x40FT container, 2.500 cartons, (equal to 25.000 kgs) at USD 1.02/kg Term of delivery: CFR Singapore port Latest date of shipment: 05/10/2002 Term of payment: documents against acceptance after 90 days of bill of lading date. Bit rng : Bn ban m tai khoan giao dich tai ngn hang VIETCOMBANK, chi nhanh thanh ph H Chi Minh Bn ban hoan thanh nghia vu giao hang nh hai bn a thoa thun va c ai ly hang tau cp vn n ng bin ngay 05/10/2002 Yu cu : 1. Da vao nhng d liu trn, hay lp mt hi phiu oi tin ngi mua theo phng thc nh thu. 2. Nu ngi ban ky phat hi phiu vao ngay 03/10/2002 thi co c khng? Tai sao? II/ Bai toan : Vao ngay X, cac thi trng ty gia mua ban ngoai t c nim yt nh sau: Tai New York Tai Tokyo
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: GBP / USD = 1,7080/95 : USD / JPY = 125-130

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THANH TON QUC T

L XUN SONG

Tai London : GBP / JPY = 208-210 Mt doanh nghip dung 100.000 USD kinh doanh kim lai thng qua chnh lch ty gia cac thi trng. Doanh nghip nn kinh doanh nh th nao ? No ................... BILL OF EXCHANGE For ................... ......................... his FIRST Bill of exchange (Second o f the same tenor and date being umpaid) ......................... pay to........................................................................................................ ............................................................................................................................... ............ ............................................................................................................................... ............ The sum of .......................................................................................................................... To: ............................................................ ............................................................ .............................. ..............................

S 3 L thuyt Cu hoi 1: Trinh bay nghip vu lu chuyn sec (cheque) qua hai ngn hang Cu hoi 2: Ve s thanh toan th tin dung khng huy ngang, co xac nhn, thanh toan ngay (D/P) bi ngn hang xac nhn (ngn hang xac nhn khac ngn hang thng bao) Cu hoi 3: Mt th tin dung c phat hanh ngay 13/11/2002 co ni dung sau: - Sender: Taipei Bank Tung Men Branch - Drawee: Taipei Bank, Taipei - Receiver: International Commercial Bank of China, The Ho Chi Minh City VN.

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L XUN SONG

- Form of documentary credit: Irrevocable - Documentary credit Number: F2ATTV2001342USO - Date and place of issue: 021113 - Date and place of expiry: 021230 Viet Nam - Applicant: MAUI ENTERPRISES CO. TAIPEI , TAIWAN - Beneficiary: Tay Ninh Agricultural Seeding Service Co. HCM Branch (TAGRO) - Currency code, Amount: USD , 12600.0 - Draft : At sight - Description of goods: FOB HCM port - Single bamboo chopstick, quantity and unit price as per sales contract. - Latest date of shipment: 021223 - Instruct to Pay/ Accept/ Negotiate Bank: 1 - We will remit the proceeds to the negotiating banks A/C upon receipt of their documents all in order 2 Documents to be sent in two sets by consecutive registered airmail to us at: 1F 71, Sec 2, Jen Ai Road Taipei 100, Taiwan R.O.C Ngay 22/11/2002, Cng ty TAGRO a giao mt l hang gm 600 bags, unit price: USD 10.5/bag va phat hanh Commercial Invoice No.: 221102 Ngay 22/11/2002 oi tin. Cng ty TAGRO se lp hi phiu, b chng t hang hoa va gi cho ngn hang Nng nghip va Phat trin Nng thn chi nhanh T/P HCM (Viet Nam Bank for Agriculture and Rural Development Saigon Branch) oi tin ngi mua Hoi: 1/ Hay lp hi phiu oi tin ngi mua da trn th tin dung va thc t giao hang trn. 2/ Trn vn n ng bin: Tn ngi gi hang shipper laai ? Tn ngi c uy thac thu xp vic thu tin va giao hang cho ngi mua cang n consignee? Tn ngi c thng bao nhn hang -notify party ? Cang xp hang -Port of loading ? Cang d hang - port of discharg 3/ Khi ngi mua a tra tin thi ngn hang se lam gi ngi mua co th nhn hang? 4/ Nu ngi ban giao hang va xut trinh hi phiu vao ngay 31/12/2002 thi co c ngn hang thanh toan ? tai sao. No..
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BILL OF EXCHANGE
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L XUN SONG

For .. .. At. of this FIRST bill of Exchange (second of the same tenor and date being unpaid). pay to The sum of Value received as per our Invoice(s) No(s).:. .. dated Drawn under .. Dated/wired. To:

Bai toan: Ngay 2-1-2000, ngn hang Thuy Si nim yt ty gia hi oai nh sau: GBP/ USD = 1,8750/95 USD/CHF = 1,6100/75 1/ Tinh GBP/ CHF = ? (Ty gia hai ng tin yt gia khac nhau) 2/ Cng ty A chi nhanh tai Thuy Si mun mua 200.000 GBP thanh toan tin nhp hang hoa t Anh. Hoi cng ty A phai bo ra bao nhiu ng CHF i ly s ngoai t trn.

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