Tng hp cu hi phng vn thi vo Ngn hng

TUYN TP CU HI PHNG VN VO NGN HNG

The collection of Interviewing Questions of Bank

MC LC
LI M U .............................................................................................................................. 3 BNG T VIT TT V THUT NG CHUYN NGNH .......... PHN 1: CHUN B CHO MT CUC PHNG VN ..........
Chng 1: Trang phc phng vn ........................................................ Chng 2: C ch, thi khi phng vn............................................ . Chng 3: Nhng ch ......................................................................

PHN 2: NHNG L I KHUYN CHO CUC PHNG VN U TIN PHN 3: CU HI PHNG VN CHUNG ............................................................................. 4
Chng 1: Hi v thng tin c nhn ...................................................................................................... 4 Chng 2: Hi v qu trnh cng tc..................................................................................................... 7 Chng 3: Hi v v tr ng tuyn ......................................................................................................... 8

PHN 4: CU HI PHNG VN NGHIP V .................................................................... 12

Chng 1: Cu hi v tr giao dch vin .............................................................................................. 12 Chng 2: Cu hi nghip v tn dng................................................................................................ 14 Chng 3: Cu hi v tr K ton ngn hng / K ton ni b ............................................................ 20 Chng 4: Cu hi v tr Thanh ton quc t ...................................................................................... 21 Chng 4: Cu hi v tr Thm nh v Ti thm nh........................................................................ 23 Chng 5: Cu hi v tr Php ch v Kim sot tn dng .................................................................. 26

Tng hp cu hi phng vn thi vo Ngn hng

PHN 5: HNG DN CCH VIT CV, TH XIN VIC V TH CM N ................ 30

Chng 1: Cch vit S yu l lch (CV)............................................................................................ 31 Chng 2: Cch vit n xin vic (Cover Letter) .............................................................................. 31 Chng 3: Cch vit Th cm n (Thank you notes) ......................................................................... 39

PHN 6: M T CNG VIC CC V TR TRONG NGN HNG .................................. 35 PH LC SCH .........................................................................

PH LC 1: NGUYN TC PHI MU CHO TRANG PHC ..... . PH LC 2: 7 GIAI ON CA MT DOANH NGHIP ............. . PH LC 3: CCH LP BO CO LU CHUYN TIN............ . PH LC 4: MU BO CO TI CHNH CA NGN HNG ....

Tng hp cu hi phng vn thi vo Ngn hng

PART 2: FIRST JOB INTERVIEW TIPS Li dn : Cuc sng ca chng ta l s tip ni ca nhng k thi, nhng iu cn phi c gng phn u v vn ln, chng c chng ng no tri thm hoa hng cho chng ta bc. Chng c tht bi u tin cng nh thnh cng sau cng, bn hy c tm nim iu ny. Hy c bnh tnh, t tin, chun b mi th v c gng ht sc mnh

PHN 3: CU HI PHNG VN CHUNG PART 3: COMMONLY INTERNVIEWING QUESTIONS Chng 1: Hi v thng tin c nhn Chapter 1: Personal information questions Danh sch cu hi 1. Hy gii thiu i iu v bn Kh nng hi 95% 10% 10% 6% Mc ch

2. trng bn thch hc mn no nht v ti sao? 3. trng bn khng thch hc mn no nht v ti sao? 4. im trung bnh lp i hc ca bn l bao nhiu? 5. Xem h s ca bn, ti thy c mt s mn hc bn khng t kt qu cao. Bn c th ni nguyn nhn? 6. Bn nh gi nh th no v kh nng giao tip ng x ca bn thn? 7. Sau khi c xong CV ca bn, ti c mt cht thc mc: Da vo u m bn ni rng bn c K nng giao tip tt? 8. C khi no c mt ngi khng c n tng tt vi bn nhng nh vo kh nng giao tip ca mnh bn thay i cch nhn nhn ca ngi khng? 9. Kh khn ca bn khi trnh by trc m ng l g? 10. Bn tng tht bi bao gi cha? Hy k v tht bi ln nht m bn tri qua?
3

15%

8%

65%

35%

12% 15%

Tng hp cu hi phng vn thi vo Ngn hng

11. Bn bao gi gp iu g bt hnh cha? Lc bn suy ngh nh th no? 12. Bn hc c g t nhng sai lm? (Cu hi tng t: Hy m t mt tnh hung kh khn bn tng gp phi v cch bn x tr? Rc ri ln nht m bn tng gp phi trong i l g, v bn lm g gii quyt n n tha?)

12%

20%

13. Hy m t mt tnh hung kh khn bn tng gp phi v cch bn x tr? (Cu hi tng t: Rc ri ln nht m bn tng gp phi trong i l g, v bn lm g gii quyt n n tha?) 14. Bn nh ngha nh th no l Thnh cng? 15. Bn c dm i mt vi nhng th thch, kh khn khng? 16. iu g thng khin bn do d, kh x nht? 17. Bn c nhng s thch g? 18. Bn c thch c sch khng? Cun sch gn nht m bn c l cun sch no? 19. Bn c l tng sng khng? l g? 20. Thn tng ca bn l ai? 21. Theo bn iu g l quan trng hn c: Tin bc hay a v? Ti sao? 22. im mnh nht ca bn l g? 23. im yu nht ca bn l g? 17% 11% 15% 20% 5% 8% 8% 4% 20% 20% 20%

Tng hp cu hi phng vn thi vo Ngn hng

24. Bn thch iu g nht? 25. Bn ght iu g nht? 26. Bn ght iu g nht trong cuc sng v trong cng vic? 27. iu g khin bn t ho nht v bn thn? 28. iu g khin bn tht vng nht v bn thn? 29. Bn thch mu g? V ti sao?

14% 14% 14% 12% 12% 5%

Tng hp cu hi phng vn thi vo Ngn hng

30. Nu c v mnh nh mt loi hoa. Bn thch l loi hoa g? 31. Nu c tr thnh mt loi vt. Bn mun mnh l con vt no? 32. Khi ra cc quyt nh quan trng, bn thng tham kho kin ca ai? 33. Khi lm vic nhm bn thng m nhn v tr no, trng nhm hay thnh vin? 34. Theo bn c nhn phi tn trng tp th hay tp th phi v c nhn? 35. Bn cn c nhng nng khiu no khng? 36. Nu ch chn 1 (mt) t din t v bn thn mnh. Bn s ni g? 37. Nu bn c tin bc, ai khuyn bn nn ngh sm, bn c ng khng? 38. Bn c quen ai lm vic ti ngn hng chng ti khng?

2% 2% 6% 7% 6% 35% 5% 8% 70%

Chng 2: Hi v qu trnh cng tc Chapter 2: Working history questions ( nhng cu hi v qu trnh lm vic trc y, tt hn ht l bn hy tr li thnh tht vi nh tuyn dng. Bi ch c s thnh tht mi gip bn c c mt s nghip vng chc v c c cm tnh t ngi tuyn dng. Bn ng c gng che giu hay phng i qu mc bi h l nhng ngi chuyn nhn ngi v lun c cch thm d mc thnh thc ca bn.)

Tng hp cu hi phng vn thi vo Ngn hng

Danh sch cu hi 1. 2. Bn lm g cng vic trc y? Ti sao bn ri b cng vic c?

Kh nng hi 85%

(Cu hi tng t: 3. 4. 5. Ti sao bn li thi vic?)

60%

V sao bn mun thay i cng vic? V sao bn li mun thay i nhiu ni lm vic nh vy? Bn ngh g v ng ch c?

60% 50% 15%

6. Theo bn ngi lnh o cn c nhng phm cht g? (Cu hi tng t: 7. Bn mun cp trn ca mnh s l ngi nh th no?)

7%

Hy k v ng ch ti nht m bn gp?

5% 8% 40% 20% 10% 5% 5% 5% 35%

8. Bn bao gi gp kh khn khi lm vic vi ngi qun l cha? 9. Bn c nhng k nng cng vic no?

10. Bn thch g hay khng thch g cng vic c? 11. Hy k v nhng thnh tch ni tri ca bn cng vic c? 12. ng ch c ca bn nhn xt g v bn? 13. ng nghip c ca bn nhn xt g v bn? 14. Bn thuyt phc c bao nhiu ngi lm theo bn? 15. Lng ca bn trc y l bao nhiu?

Tng hp cu hi phng vn thi vo Ngn hng

Chng 3: Hi v v tr ng tuyn Chapter 3: Applying position questions (Trc khi ng tuyn vo mt v tr, bn cn tm hiu r v ni dung cng vic ca v tr tin m phn v lng, hi han ch lm vic v tr li nhng cu hi ca nh tuyn dng. hiu r v M t cng vic cc v tr bn hy xem Phn 6 ca sch. Nhng cu hi phng vn di y rt hay gp khi bn xin vic bt c u, cu tr li nu bn di mi cu hi l nhng chnh, bn c th thm tht hoc c nhn ho n thnh ca bn da trn nhng hiu bit v cng vic m bn xem qua Phn 6!) Danh sch cu hi 1. 2. V sao bn chn v tr ny? V sao chng ti nn tuyn bn? Kh nng hi 80% 40% 40% 45% 20% 15% 30% 35% 40% 15% 18% 20% 18% 35% 35% 20% 15% 15% 20%

3. Theo h s th bn l ngi c rt nhiu kinh nghim lm vic, vy ti sao bn li chn v tr cng vic ny? 4. 5. 6. 7. 8. 9. Ti sao bn li mun ng tuyn vo ngn hng chng ti? Bn bit n ngn hng MB chng ti nh th no? Bn hiu Ngn hng l g? V sao bn mun lm vic ti ngn hng chng ti? Bn bit g v mi trng lm vic y? Bn bit g v v tr cng vic ny cha?

10. Khi tm vic th nhng iu g bn s quan tm n? 11. Bn ngh rng mnh c th lm tt nhng cng vic g? 12. Bn c kinh nghim no lin quan n v tr ny khng? 13. Nguyn tc lm vic ca bn l g? 14. Theo bn cng vic ny i hi nhng k nng g? 15. Theo bn cng vic ny i hi nhng t cht g? 16. Bn x l s cng thng v p lc cng vic nh th no? 17. ng lc no bn lm tt cng vic? 18. iu g lm bn mt tp trung trong cng vic? 19. y c phi l ngh m bn thc s mong mun v quyt tm

Tng hp cu hi phng vn thi vo Ngn hng

theo ui? 20. Bn mong i iu g v tr ng tuyn ny? 21. Bn k vng g cp trn ca mnh? 22. Bn mong mun lm vic trong mt mi trng nh th no? (Cu hi tng t: Cng vic l tng ca bn l g?) 15% 18% 15% 18% 20% 20% 20% 15% 28% 30% 30% 34% 35% 38% 25% 28% 28% 26% 24% 20%

23. C kh khn no cn tr bn trong cng vic ny khng? 24. Nhng iu g lm bn lo lng khi lm mt cng vic? 25. Bn thng khng thch lm vic vi nhng ngi nh th no? 26. Bn cn thi gian bao lu thch nghi vi cng vic? 27. Theo bn nn tng trong cng vic v cc mi quan h l iu g? 28. Bn c thch tnh k lut khng? V sao? 29. Bn cao yu t no nht trong cng vic: k lut, trung thc, t do? 30. Bn thch lm vic trong mi trng k lut v gi gic hay t do thi gian? 31. Bn c kh nng lm vic trong mi trng cng thng, p lc hay khng? 32. Bn c sn sng lm ngoi gi khng? 33. Bn c sn sng i cng tc xa gia nh khng? 34. Nu ngn hng m phng giao dch rt xa v ang thiu ngi, bn c chp nhn i khng? 35. Nu ch c la chn gia gia nh hoc cng vic th bn s chn g? 36. Trong trng hp t xut phi lm vic vo ngy ngh, bn c ng khng? 37. Theo bn ai l ngi tr lng cho bn? 38. Bn c sn sng t quyn li ca ngn hng trn quyn li c nhn hay khng? 39. Nu trong trng hp la chn gia quyn li ca khch hng

Tng hp cu hi phng vn thi vo Ngn hng

v quyn li ca ngn hng th bn s chn bn no? 40. Bn c sn lng khi b ct gim lng khng? (Cu hi tng t: Bn c sn lng th vic vi mt mc lng thp hn mong mun khi vo y khng?) 41. Nu ngn hng ch tr cho bn mc lng thp ko nh mong mun ca bn, bn c chp nhn lm khng? 42. Ngn hng ang cn u t vo 1 d n c tnh chin lc, nn c th vn cha tng lng cho bn, liu bn c chp nhn khng? 43. Bn yu cu mc lng nh th no th s chp nhn lm vic? (Cu hi tng t:
-

25%

28% 25%

Bn ngh mc lng ra sao? Hy cho chng ti bit mc lng mong mun ca bn?)

50%

44. Bn c t mc tiu cho bui phng vn ny khng? 45. Ngoi xin vic y bn cn ang np h s nhng ni no? 46. Bn c cu hi no cho chng ti khng? 47. Nu c trng tuyn v tr ny, bn s ngh sao? (Cu hi tng t:
-

45% 60% 80%

Bn hy nu k hoch cng vic nu c trng tuyn v tr ny.)

30%

48. Bn s lm g nu khng trng tuyn vo y? 49. Rt tic, chng ti khng th tuyn bn c! (Cu hi tng t:
-

30%

28%

Bn ngh sao nu bn tht bi trong bui phng vn ny?) 25%

50. Theo bn trong cuc phng vn hm nay t l thnh cng ca bn l bao nhiu?

10

Tng hp cu hi phng vn thi vo Ngn hng

PHN 4: CU HI PHNG VN NGHIP V PART 4: PROFESSIONAL INTERNVIEWING QUESTIONS Chng 1: Cu hi v tr giao dch vin Chapter 1: Interview questions for Bank Teller position Danh sch cu hi KIN THC CHUNG 1. Giao dch vin cn c nhng k nng g? K nng no l quan trng nht? 2. Bng cch no bn s li ko khch hng s dng sn phm ca ngn hng mnh? 3. Bn s lin h vi khch hng tip th sn phm/dch v ca ngn hng qua nhng knh no? 4. Khch hng ang s dng mt th ATM ca ngn hng X, nu bn tip th khch hng ny m thm th ATM ca ngn hng mnh th bn s lm th no? 5. C 3 ngi cng n rt tin gp l: 1 ngi gi, 1 tr em, 1 ngi tn tt. Bn s x l theo th t nh th no? 6. Mt khch hng n qu np tin v khng theo di qu trnh kim m ca nhn vin qu, sau khi nhn vin qu kim tin th thy thiu mt t v thng bo cho khch hng bit nhng khch hng khng chu nhn tin ca mnh thiu v l b tin va rt t ngn hng khc mang n ngn hng np, sau khi NV qu gii thch m khch hng khng ng nn lp bin bn nhng khch hng khng k. Nu bn l nhn vin qu th s gii quyt ra sao rt kinh nghim. 7. C 1 khch hng sau khi lnh tin ti NH v t sng, k gi y nhn tin. Nhng n cui ngy h quay li v ni s tin GDV a khng . GDV c kim qu th thy khng tha qu, GDV gii thch nhng khch hng to ting v cng quyt l cha nhn tin. V s tin ny nh nn GDV ny nh x l bng cch ly tin ti a cho khch hng v cho h ra v. 80% 60% 35% Kh nng hi

40%

28%

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Tng hp cu hi phng vn thi vo Ngn hng

Hi: 1- Bn nhn xt nh th no v cch x l ca GDV ny? 2- Cch x l ny c nh hng g n ngn hng khng? 3- Em s x l tnh hung ny nh th no? 8. KH gi in n ngn hng mng v li m giao dch vin nhm ln gy ra, bn khng h bit v li ca giao dch vin. Bn s x l tnh hung ny nh th no? 9. Khi c 1 khch VIP n ngn hng rt ton b s tin gi sang ngn hng khc vi mc li sut cao hn, em s lm th no gi v khch li? 10. Khi KH n giao dch ti quy giao dch ca em, em c ni chuyn vi khch khng? Cu u tin em bt chuyn vi h s l g? 11. Ngoi ng tuyn ngn hng MB bn cn ng tuyn ngn hng no na khng? 12. Nu c c 3 ngn hng cng gi in n (trong c c MB) mi em i lm vic th em s chn ngn hng no? 13. Lm pht l g? Lm pht c nh hng g ti hot ng kinh doanh ca ngn hng? KIN THC NGHIP V 14. C bao nhiu loi ti khon ngn hng m bn bit? 15. Trong h thng k ton ngn hng ti khon c my loi: 7, 8, 9, 10? 16. Trong bo co kt qu kinh doanh (bo co thu nhp) ca mt ngn hng, theo bn ch tiu no l quan trng nht? V sao? 17. S khc bit gia Doanh thu v Thu nhp l g? 18. C tc l g? C nhng loi c tc no? 19. V sao mt ng tin hm nay li c gi hn mt ng ngy mai? 20. Sc l g? 21. Phn bit gia sc v hi phiu? 22. Bn c bit g v Tin nha hay khng? 10% 6% 20% 10% 10% 12% 18% 18% 22%

25%

45%

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Tng hp cu hi phng vn thi vo Ngn hng

Chng 2: Cu hi nghip v tn dng Chapter 2: Interview questions for Credit position (Dnh cho cc v tr: H tr tn dng/ Tn dng/ Chuyn vin QHKH/ Chuyn vin Thm nh/ Ti thm nh) V tr nhn vin tn dng (NVTD) l v tr ph bin, chim s lng ln ti cc ngn hng. NVTD khng ch cn c sc kho m cn cn c c nghip v; NVTD cn bit cc kin thc v k ton doanh nghip, phn tch bo co ti chnh (nu l NVTD khch hng doanh nghip), cn bit cc kin thc v Thanh ton quc t (v c nhng lc thc hin cho vay chit khu b chng t, m L/C, chuyn tin TT cho khch hng). Ngoi ra, NVTD phi c hiu bit v kin thc chuyn mn khc na nh: Lut, Cho vay, Bo lnh, Marketing, Ti tr d n, Di y, trong sch ny ti xin tng hp li cc cu hi phng vn v tr tn dng hoc lin quan khi thi tuyn vo cc ngn hng ti Vit Nam v p n tr li. Danh sch cu hi KIN THC CHUNG 1. Bn hiu nh th no v cng vic ca mt nhn vin tn dng? 90% 70% 30% 15% Kh nng hi

2. Theo bn nhn vin tn dng cn c nhng t cht no? T cht no l quan trng nht? 3. Ngoi ng tuyn ngn hng MB bn cn ng tuyn ngn hng no na khng? 4. Lm pht l g? Lm pht c nh hng g ti hot ng kinh doanh ca ngn hng? 5. Theo bn trong tnh hnh kinh t x hi hin nay (lm pht, ngn hng ang gp kh khn), nu l mt nhn vin tn dng bn s tp trung vo cc i tng khch hng no l ch yu? 6. L NVTD, bn s pht trin khch hng mi nh th no? 7. Lm th no va m bo tng trng tn dng theo k hoch ca ngn hng t ra cho bn (l nhn vin tn dng) va m bo an ton cho vn vay? 8. CAMEL l phng php nh gi tng th v hot ng ngn hng. Phng php ny xem xt n nhng nhm ch tiu no? 9. Lnh vc hot ng (sn xut, kinh doanh) no bn u tin trong vic tm kim khch hng ca bn? V sao?

28% 45% 32%

30% 20%

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Tng hp cu hi phng vn thi vo Ngn hng

10. Hy nu nhng loi hnh ri ro chnh trong hot ng ngn hng? Ri ro o c l g? 11. Nhng du hiu i vi mt khch hng c biu hin chy v khng c kh nng thanh ton l g? i vi trng hp ny, cn b tn dng s c trch nhim g v x l nh th no? KIN THC NGHIP V A. Lut 12. Theo Lut cc TCTD, gii hn cho vay i vi mt khch hng c quy nh nh th no? 13. Theo Lut cc TCTD, gii hn cho vay i vi nhm khch hng c quy nh nh th no? 14. Ngn hng c c php cho vay o n khng? 15. Hy nu nhng quy nh php lut v tn dng v em bit? Q 457 quy nh iu g? 16. Li ch ca vic ng k giao dch bo m ti sn l g? 17. Mt ti sn th chp c th m bo cho nhiu ngha v hay khng? 18. Nu c 1 khch hng n vay vn, m khch hng lm S T Php, quen thn vi cng chng, khch hng yu cu a h s cho cng chng k m khng cn phi c mt k v bn cng chng bit r v ngi . Nu bn l CBTD th c ng cho cng chng k nh vy khng? Bn c ng cng chng k h s m khng cn c mt khch hng khng? 19. Mt doanh nghip c nh xng sn xut ti mt Khu cng nghip, c Gi y chng nhn quyn s dng t ti Khu cng nghip v mun dng ti sn th chp vay vn ngn hng. V y ngn hng c th chp nhn ti sn th chp khng? Ti sao? B. Cho vay 20. Quy trnh tn dng thng c nhng bc no? 21. V sao cc ngn hng thng u tin cho vay cc khch hng c hn l cho vay khch hng mi? 22. V sao ngn hng ngi cho vay cc DN c quy m nh? 23. Li sut cho vay ca ngn hng i vi cc mn vay khc nhau s khc nhau do ph thuc vo yu t g? 24. Khi thm nh cho vay mt khch hng bn s xem xt n nhng vn no?

48%

45%

12% 13% 8% 24% 16% 12%

10%

19%

21% 16% 15% 14% 55%

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Tng hp cu hi phng vn thi vo Ngn hng

25. Khi thm nh cho vay i vi mt nhu cu vay vn ca mt doanh nghip, bn quan tm n nhng kha cnh no? 26. Nn cho vay doanh nghip lnh vc no? thi im no? 27. Khi thm nh cho vay khch hng c nhn th iu g l quan trng nht? 28. Em bit nhng loi sn phm tit kim no ti ngn hng? 29. Khch hng c mt s tit kim 1 t ng gi k hn 1 thng, n ngy 20 khch hng c nhu cu xin rt tin v mc ch c nhn? Em s t vn g cho khch hng? 30. Khi thm nh cho vay khch hng doanh nghi p th iu g l quan trng nht? 31. Mt doanh nghip bun bn st thp, ti sn th chp l 1 t ng, theo quy nh ch c vay 70% tc c vay 700 triu nhng DN c nhu cu vay 1 t . Sau khi thm nh th thy doanh nghip rt tt, kh nng tr n cc cao, bn s x l th no? 32. V sao cc ngn hng phi phn tch tnh hnh ti chnh khch hng trc khi cho vay? 33. Ngn hng thng cho vay ngn hn ti tr cho nhng nhu cu no? Ngun tr n ca cc mn vay ngn hn thng l g? 34. Ngn hng thng cho vay trung di hn ti tr cho nhng nhu cu no? Ngun tr n ca cc mn vay trung di hn l g? 35. Khi nh gi mt ti sn bo m, bn thng cn c vo nhng yu t no? 36. Ti sn bo m cho mn vay cn phi p ng nhng iu kin g? 37. Tnh lng ca mt ti sn c xc nh bi nhng yu t no? 38. Cho vay thu chi l g? c im ca loi hnh ny? 39. C nhng hnh thc cho vay ti tr xut khu no hin nay m bn bit? Hy nu c im ca chng? 40. C nhng hnh thc cho vay ti tr nhp khu no hin nay m bn bit? Hy nu c im ca chng? 41. C nhng hnh thc chit khu chng t xut khu no? 42. C nhng hnh thc bo m tin vay no m bn bit? 43. Th chp ti sn l g? Th chp TS dng vay vn ngn hng l g? Nhng loi ti sn no thng c em ra th chp?

42% 33% 65% 30% 35%

65%

52%

26% 22% 18% 70% 58% 37% 12% 30% 30% 20% 25% 20%

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Tng hp cu hi phng vn thi vo Ngn hng

44. Cm c ti sn l g? Cm c TS vay vn ngn hng l g? Nhng loi ti sn no thng c em ra cm c? 45. Cm c ti sn khc g vi vic th chp ti sn? 46. Phn bit gia cho thu ti chnh v cho thu hot ng? 47. Cc nguyn nhn ca ri ro tn dng t pha khch hng l g? 48. Phn bit gia cc hnh thc Khoanh n, Gin n v o n? 49. Th no l n hn n? Trong thi gian n hn khch hng c phi tr li khng? 50. Th no l gia hn n? Gia hn n khc g so vi n hn n? 51. Khon n nh th no c gi l n kh i? Nhng nguyn nhn v biu hin ca khon n kh i? 52. Khi bn lm 1 h s thy ri ro rt cao, khng th cho vay nhng gim c li yu cu bt buc phi cho vay th bn x l nh th no? C. Bo lnh 53. Bo lnh l g? Bo lnh ngn hng l g? Hy nu cc loi bo lnh ngn hng m bn bit Vit Nam? 54. Khi no ngha v bo lnh ca TCTD vi khch hng chm dt? 55. Loi bo lnh no ph bin nht Vit Nam. c im ca bo lnh ? 56. Trong ngnh xy dng c bn thng c nhng loi bo lnh ngn hng no v khi no cn pht hnh loi bo lnh ? 57. V sao cn c bo lnh d thu trong ngnh xy dng c bn? D. K ton v Phn tch BCTC 58. Bo co ti chnh ca doanh nghip phn nh nhng iu g? 59. Bng cn i k ton ca mt doanh nghip l g? 60. Cc khon doanh thu khc ca DN bao gm nhng khon no? 61. Doanh nghip giu l hoc giu li bng cch no? 62. Th no l dng vn v th no l dng tin? 63. Phn chi ph tr li vay c tnh vo dng tin no ca doanh nghip trong Bo co lu chuyn tin t lp theo phng php trc tip? 64. Khu hao l g? C nhng cch tnh khu hao no?

20% 20% 15% 28% 32% 32% 34% 30% 80%

30% 20% 25% 20% 10%

35% 30% 25% 30% 22% 22% 22%

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Tng hp cu hi phng vn thi vo Ngn hng

65. Ti sn c nh v hnh l g? TSC v hnh c phi tnh khu hao khng? C nhng cch tnh khu hao no? 66. Ti sn c nh l g? Nhng tiu chun no ghi nhn mt ti sn l TSC? 67. Ti khon lng tnh l g? Bn bit nhng ti khon lng tnh no? 68. S d C v d N ca TK 131 phn nh iu g? 69. S d C v d N ca TK 331 phn nh iu g? 70. N phi tr l g? 71. Vn lu ng l g? c im ca n? 72. C nhng ch tiu no nh gi hiu qu s dng vn lu ng? 73. C nhng hnh thc ti tr vn lu ng no? Hnh thc no l ti u vi 1 DN? 74. Chi ph c nh l g? Chi ph bin i l g? 75. Vn c nh l g? c im ca n? 76. Vn ch s hu l g? 77. Khi no doanh thu bn hng ca doanh nghip c ghi nhn? 78. Vng quay Vn lu ng l g? 79. V sao cn phn tch cc h s ti chnh ca doanh nghip khi cho vay? C nhng loi h s ti chnh no? 80. H s th Axit l g? ngha ca h s ny? 81. n by ti chnh l g? Cng thc tnh ca h s ny? V sao ngi ta ni y l mt con dao hai li? 82. T l n xu trn tng d n cho vay phn nh iu g? 83. T l ti a ca ngun vn ngn hn Ngn hng thng mi c cho vay trung v di hn l bao nhiu? E. Ti tr d n 84. Mc tiu ca vic phn tch, thm nh d n? 85. Mc ch c bn ca cc NHTM khi tin hnh thm nh ti chnh ca d n l g? 86. Thm nh ti chnh ca d n c tc dng g? 87. Nu c 2 d n bng nhau v NPV th ta s chn d n no?

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Tng hp cu hi phng vn thi vo Ngn hng

88. T sut hon vn ni b l g? 89. Dng tin ca d n cn c xc nh da trn nhng nguyn tc no? 90. Cch xc nh dng tin thun ca d n u t? 91. V sao sau khi tnh dng tin ca d n th Khu hao phi c cng vo Li nhun sau thu? F. Thanh ton quc t 92. Hy nn tn nhng chng t thng thng trong mt b chng t thng mi? 93. Cc phng thc thanh ton quc t ph bin? Phng thc no l c li nht cho nh xut khu? 94. ng trn phng din ca ngi nhp khu, phng thc thanh ton no l c li nht? V sao? 95. Cc phng tin dng thanh ton trong giao dch ngoi thng gm nhng loi no? c im ca chng? 96. C my loi nh thu. Trong phng thc nh thu km chng t, loi hnh thanh ton no c li cho nh xut khu. V sao? 97. Cc loi L/C m bn bit? Loi L/C no ph bit nht trong thng mi quc t? 98. Loi L/C no l t ri ro nht i vi nh xut khu. V sao? 99. L/C gip lng l g? L/C iu khon l g? 100. Khi pht hnh 1 L/C (k qu di 100%) l ngn hng pht hnh ang cp tn dng cho nh nhp khu? ng hay sai? Gii thch? 101. B chng t hon ho l g? Nu b chng t khng c ghi ch Clean th c c coi l B chng t hon ho hay khng?

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Tng hp cu hi phng vn thi vo Ngn hng

Chng 3: Cu hi v tr K ton ngn hng / K ton ni b Chapter 3: Interview questions for Bank Accountant / Internal Accountant Position Danh sch cu hi KIN THC CHUNG 1. Theo bn lm tt v tr mt nhn vin k ton ngn hng th s cn nhng t cht g? Ci no l quan trng nht? 2. V sao mt ngn hng c quy m vn ln thng d to ra nhiu li nhun hn so vi mt ngn hng quy m nh? 3. Cc NHTM Vit Nam c c php tham gia v hot ng kinh doanh trn th trng chng khon hay khng? 4. Nu bn l mt k ton, khi tng gim c yu cu trn thu th bn s lm th no? KIN THC NGHIP V 5. 6. 7. Hy nu nhng nguyn tc nh khon c bn? K ton c nhng nguyn tc c bn no? K ton c nhng yu cu c bn no? 25% 30% 30% 35% 15% 28% 20% 25% 10% 15% 10% 15% 15% 60% 15% 10% 20% Kh nng hi

8. Hy phn loi cc ti khon trong h thng ti khon k ton ngn hng? 9. Bng cn i k ton ca mt ngn hng phn nh iu g?

10. Yu cu khi lp bng cn i k ton ca ngn hng l g? 11. Bo co kt qu kinh doanh ca ngn hng phn nh iu g? Yu cu khi lp bo co l g? 12. K ton ngn hng ging v khc g so vi k ton doanh nghip? 13. Kho bc l g? 14. Tri phiu l g? 15. Tri khon l g? 16. S khc nhau gia c phiu v tri phiu l g? 17. Phn bit s khc nhau gia tri phiu, tn phiu v k phiu?

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Tng hp cu hi phng vn thi vo Ngn hng

18. Phn bit s khc nhau gia hi phiu, thng phiu v chp phiu? 19. Li thu chi l g? 20. Li d thu, li d chi l g? 21. Ngi nc gi tin tit kim bng ngoi t ti ngn hng th ngn hng s chi tr tin gc, li bng loi tin no?

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Chng 4: Cu hi v tr Thanh ton quc t Chapter 4: Interview questions for International Payment Position Danh sch cu hi KIN THC CHUNG 1. Bn bit m t cng vic ca v tr nhn vin Thanh ton quc t cha? 80% 40% Kh nng hi

2. Theo bn nhn vin Thanh ton quc t cn nhng k nng no? K nng no l quan trng nht? KIN THC NGHIP V 3. Trnh by cc iu kin p dng tp qun quc t quy nh trong h thng lut ca nc CHXHCN Vit Nam v gii thiu nhng vn bn php lut ch yu quy nh cc iu kin ? 4. Ph sut tn dng (cost of credit) l g? 5. Phn tch cc yu t cu thnh ca ph sut tn dng?

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Tng hp cu hi phng vn thi vo Ngn hng

6. T gi hi oi l g? Cc loi ngoi hi quy nh trong Quy ch qun l ngoi hi ca NHNN? 7. Chuyn ch hng ho bng ng st. Cc toa tu c ni vi cng mt on tu. Th tn dng quy nh partial shipments not allowed. Hng ho c chuyn ch trn ba toa xe, mi toa 60 tn v trong cng mt ngy, theo cng mt tuyn ng st, cng mt ni d hng xung bi cng mt on tu. Ngi chuyn ch pht hnh ba vn ti n ng st khc nhau. Hi theo quy nh ca UCP 500 1993 ICC: Liu cc toa xe c th coi l nhng phng tin vn ti khc nhau khng? Liu Ngn hng pht hnh c t chi tip nhn cc vn ti n ng st v L/C quy nh partial shipment not allowed? 8. Freight forwarder l g? V sao cn Freight forwarder trong thng mi quc t? A. CHUYN TIN 9. Phng thc chuyn tin (Remittence) l g? c im v trng hp p dng? B. GHI S 10. Phng thc thanh ton ghi s (Open Account) l g? c im v trng hp p dng? 11. Nu quy trnh ca phng thc thanh ton ghi s (Open Account)? C. TN DNG CHNG T 12. Transferable L/C l g? Dng trong trng hp no? Cc m hnh chuyn nhng L/C? 13. Mt L/C yu cu Ngi hng li xut trnh Clean on Board Bill of Lading. Ngn hng pht hnh kim tra chng t pht hin ra rng trn Bill of Lading xut trnh xo ch Clean, do ngn hng pht hnh cho rng Bill of Lading ny l Unclean, nn t chi tip nhn chng t v tr li ngi xut trnh. Hi ngn hng lm nh vy l ng hay sai, bit rng L/C ny c ghi l tham chiu UCP 500 1993 ICC?

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Tng hp cu hi phng vn thi vo Ngn hng

14. Trnh by cc quy trnh nghip v thanh ton bng L/C nhp khu theo tp qun ca cc NHTM Vit Nam. Vai tr ca chi nhnh ca cc NHTM trong quy trnh nghip v thanh ton ny nh th no. Nu chi nhnh c ngn hng pht hnh ch nh l ngn hng tr tin (Paying bank) cho ngi hng li L/C th c tri g vi UCP 500 1993 ICC khng? 15. Th tn dng thng mi (Commercial Letter of Credit) l g? Tnh cht ca L/C thng mi? Trong bun bn thng qua trung gian, ngi ta thng s dng loi L/C no? 16. L/C gip lng (Back to back L/C) l g? c im v trng hp p dng? 17. L/C iu khon (Red Clause L/C) l g? c im v trng hp p dng? D. NH THU 18. C nhng loi nh thu no? Phng thc no c p dng ph bin? V sao?

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Chng 5: Cu hi v tr Thm nh v Ti thm nh Chapter 5: Interview questions for Appraisal and Re-Appraisal position (V tr Thm nh,Ti thm nh trong mt ngn hng thng yu cu c t 1 nm kinh nghim tr ln l CBTD hoc v tr tng ng; v tr ny i hi bn phi am hiu nghip v tn dng, quy ch vn bn php lut lin quan v c mt s kin thc nht nh lin quan n thm nh, nh gi ti sn bo m, phn tch ngnh ngh, hot ng kinh doanh v phn tch

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Tng hp cu hi phng vn thi vo Ngn hng

bo co ti chnh. Ngoi hiu bit cc kin thc Chng 2 Phn 4: Cu hi nghip v tn dng, bn cn cn PH I bit thm c cc kin thc sau.) Danh sch cu hi KIN THC NGHIP V 1. Khi thm nh mt khch hng, bn s quan tm n nhng vn no? 2. Thm nh h s php l ca doanh nghip, bn s ch trng n nhng vn g? 3. Thm nh tnh hnh hot ng sn xut kinh doanh ca doanh nghip, bn s quan tm n nhng vn no? 4. Thm nh tnh hnh ti chnh ca khch hng, bn s xem xt nhng vn no? 5. Khi thm nh mt ti sn bo m l bt ng sn, bn s quan tm n nhng vn no? 6. Khi thm nh mt ti sn bo m l my mc, thit b, phng tin vn ti, bn s quan tm n nhng vn no? 7. Khi thm nh mt ti sn bo m l hng ho, bn s quan tm n nhng vn no? 8. Khi thm nh mt ti sn bo m l s tit kim / gi y t c gi, bn s quan tm n nhng vn no? 9. Khi thm nh mt ti sn bo m l s d ti k ho n, vng bc, qu, ngoi t, bn s quan tm n nhng vn no? 10. Khi xc nh gi tr ca mt ti sn bo m l bt ng sn, bn s nh gi bng cch no? 11. Khi xc nh gi tr ca mt ti sn bo m l ng sn, bn s nh gi bng cch no? 12. Khch hng l mt c nhn c nhu cu vay vn ti ngn hng? Bn s yu cu khch hng chun b nhng h s no? 13. Khch hng l mt c nhn c nhu cu vay gp vn vo mt cng ty khc? Bn s yu cu khch hng chun b nhng h s no? 14. Khch hng l mt t chc c nhu cu xin vay h n mc ti ngn hng? Bn s yu cu khch hng chun b nhng h s no? 15. Khch hng l mt t chc c nhu cu xin cp b o lnh ti ngn hng? Bn s yu cu khch hng chun b nhng h s no? 60% 30% 40% 38% 68% 35% 22% 16% 10% 45% 38% 32% 8% 24% 16% Kh nng hi

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Tng hp cu hi phng vn thi vo Ngn hng

16. Cng ty A c nhu cu thanh ton TT tr tr c. Bn s yu cu khch hng b sung nhng h s thc hin nghip v ny? 17. Cng ty B c nhu cu thanh ton TT tr sau. Bn s yu cu khch hng b sung nhng h s thc hin nghip v ny? 18. Khch hng vay m L/C k qu d i 100% th s cn nhng h s g? 19. Khch hng vay m L/C k qu 100% th s cn nhng h s g? 20. Cng ty TNHH Quang Minh ang c cc nhu cu s dng dch v ca Ngn hng v bn nhn c h s chi tit, bao gm: M L/C s tin tng ng 15 t ng (k qu 10%); Vay mn s tin 05 t ng nhm mc ch b sung vn lu ng; Cp hn mc s tin 50 t ng mc ch b sung vn lu ng; Cp 01 bo lnh d thu s tin 25 t ng cho cng trnh X; Trong trng hp phi trnh h s ring l theo tng nhu cu, bn hy nu th t trnh duyt h s mt cch ph hp nht v gii thch l do? 21. Bo co ti chnh ca doanh nghip gm nhng loi bo co no? Trnh t cc bc lp cc bo co ny? 22. Phn tch ch s ti chnh Doanh nghip thng phn tch nhng nhm ch s no? Cch tnh tng ch s v ngha ca tng ch s? 23. Hn mc tn dng l g? Hy nu cc cch xc nh hn mc tn dng m bn bit? 24. nh gi hiu qu ti chnh d n, cn b thm nh c th s dng cc ch tiu no nh gi. Theo bn nn chn ch tiu no trong s nhng ch tiu ? 25. Yu t quan trng nht trong phn tch 5C i vi khch hng doanh nghip? 26. S dng ti sn bo m hnh thnh t vn vay hin nay c nhng vng mc kh khn g? 27. Ti sao n xu ca Ngn hng thng mi Vit nam li thp hn so vi nh gi ca cc t chc quc t? N xu c phi l tiu thc nh gi ri ro v xp hng t chc tn dng khng?

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Tng hp cu hi phng vn thi vo Ngn hng

Chng 6: Cu hi v tr Php ch v Kim sot tn dng Chapter 6: Interview questions for Lawyer and Credit control Position (Nhn vin Kim sot tn dng i hi c 1 nm kinh nghim lm tn dng; do vy ngoi vic am hiu nhng kin thc phng vn Chng 2 Phn 4: Cu hi nghip v tn dng trong sch ny. Bn cn cn phi nm c cc kin thc nhng trong mc A di y! Nhn vin php ch cng l v tr yu cu c kinh nghim hoc tt nghip chuyn ngnh bng gii. Nu ng tuyn v tr php ch, bn cn phi nm c cc kin thc mc B di y.) Danh sch cu hi KIN THC NGHIP V A. V tr Kim sot tn dng 1. Thc t hin nay, vic nhn ti sn bo m thng gp nhng ri ro no? 2. H s ti sn bo m l bt ng sn bao gm nhng gi y t no? 3. H s ti sn bo m l ng sn bao gm nhng gi y t no? 4. H s ti sn bo m l gi y t c gi bao gm nhng gi y t no? 5. H s ti sn bo m l quyn i n , cc khon phi thu bao gm nhng gi y t no? 6. H s ti sn bo m l bo lnh/ u thc vn ca bn th ba gm nhng gi y t no? 7. Nhng du hiu cnh bo no c th gip nh qun l ngn hng 70% 30% 30% 20% 25% 15% 20% Kh nng hi

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Tng hp cu hi phng vn thi vo Ngn hng

nhn bit c khon vay c vn ? 8. Giao dch cm c ti sn, th chp ti sn c hiu lc t thi im no? 9. Trng hp mt khon vay c bo m bng nhiu ti sn th trn hp ng bo m c cn ghi t l bo m/gi tr bo m ca tng ti sn khng? 10. T l d tr bt buc l g? Quy nh ca NHNN v t l ny hin nay l bao nhiu? 11. Doanh nghip c t cch php nhn v t cch php l t khi no? 12. Trng hp mt vn bn y quyn khng ghi thi hn y quyn th thi hn y quyn c xc nh nh th no? B. V tr Php ch 13. Tnh hung: ng Nam vay ngn hng 5 t ng, thi hn vay 12 thng, li tr hng thng, gc tr cui k, ngy gii ngn 01/01/2011. TSB l quyn s dng t ng tn Lng Th Huyn, v ng Lc tr gi 10 t ng. Hp ng th chp ti sn bo m tin vay v mt php l m bo y th tc. Sau khi vay ng Sn khng tr c n pht sinh n xu, Ngn hng kim tra li h s bo m th pht hin ng Sn k mo danh ch k ca v l b Lng Th Huyn trn Hp ng th chp c Phng Cng chng, chng thc. Hi: 1- Sai phm khu no? Ai sai? V sao? 2- Cc bin php x l? 3- Cc bin php phng nga? 14. Tnh hung: ng Nguyn Tin Quyt vay Ngn hng 12 t ng, thi hn vay 12 thng, li tr hng thng, gc tr 02 k 50% mi k, ngy gii ngn 01/01/2010. TSB l quyn s dng t ca v chng ng Quyt tr gi 20 t ng. Hp ng th chp ti sn bo m tin vay c hai bn l Ngn hng cng ng Quyt v v ng Quyt k nhng khng Cng chng, chng thc, ng thi TSB cng khng ng k giao dch bo m. Sau gii ngn, Ngn hng pht hin sai st nn kin quyt buc ng Hoch tr li vn vay nhng ng Hoch khng tr. Trao i vi Cng an th c tr li trng hp ny nu tin hnh iu tra th phi x l cn b Ngn hng trc. Do , Ngn hng khng chuyn cho Cng an v nu khi kin dn s th cng s nhn c phc p l cho vay khng c ti sn bo m do hp ng th chp v hiu. 30%

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Tng hp cu hi phng vn thi vo Ngn hng

Hi: 1- Sai phm khu no? Ai sai? V sao? 2- Cc bin php x l? 3- Cc bin php phng nga? 15. Tnh hung: B Hong Lan vay Ngn hng 8 t ng, thi hn vay 12 thng, li tr hng thng, gc tr cui k, ngy gii ngn 01/01/2009. TSB tr gi 10 t ng ca b m y quyn li cho b Mai em th chp ngn hng, thi hn y quyn ghi trong Hp ng y quyn l 18 thng k t ngy 01/12/2008. Ht thi hn y quyn (01/5/2010) b Lan khng tr c n gc v mt phn li. Ngn hng khi kin dn s th Ta n thng bo thi hn hp ng y quyn qu hn nn Hp ng th chp ti sn v hiu. Chuyn h s sang Cng an th c tr li l khng c du hiu hnh s. 16. Cng ty TNHH X ch c hai thnh vin. Mt thnh vin l ngi i din theo php lut ca cng ty b mt th ai l ngi i din Cng ty X ng ra giao dch? 17. Cng ty TNHH mt thnh vin Y (Cng ty Y) l cng ty h ch ton c lp, ch s hu l Cng ty Z. V y Cng ty Y c thm quyn quyt nh vic vay vn ca Cng ty Y khng? 18. Cng ty TNHH A c n v ph thuc l Chi nhnh B. Hin nay, Chi nhnh B c nhu cu vay vn ti ngn hng. Vy, Chi nhnh B c c coi l mt khch hng c lp khng? Ngn hng c th cho vay i vi khch hng l Chi nhnh B khng? 19. Mt khch hng vay vn theo hp ng hn mc tn dng c thi hn cp hn mc l 12 thng (k t ngy 01/3/2011 n ngy 29/02/2012), thi hn mi khon vay theo kh c nhn n khng qu 04 thng. V y n ngy 14/01/2012 SHB c th cho khch hng nhn n theo kh c mi l 06 thng khng? 20. Vietinbank pht hnh th bo lnh cho khch hng tham gia d thu xy dng cho mt d n s dng trn 30% vn nh nc. Hiu lc ca th bo lnh l 150 ngy k t ngy ng thu (15/11/2011). Khch hng tham gia d thu v trng thu theo thng bo ca bn mi thu (ngy 30/12/2011). V y Vietinbank c th gii ta bo lnh d thu trc thi hn (vo ngy15/01/2012) khi khch hng cha np bo lnh thc hin hp ng cho bn mi thu c khng? 21. Trong thi k hn nhn, ng A c tha k ca b m mt cn nh v t. Hin ng A lm th tc sang tn trn s (ch ghi tn ng A). V y nu ng A th chp cnnh vay vn ca TCTD th c cn ngi v cng k vo hp ng th chp khng?

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Tng hp cu hi phng vn thi vo Ngn hng

22. V chng ng A v b B lp di chc chung li di sn l quyn s dng t cho ngi con ca mnh l ng C. Ngy 01/01/2012, ng A cht (b B cn sng), trn c s di chc chung ca v chng ng A v b B, ngy 15/01/2012, ng C n ngn hng vay vn v mun th chp quyn s dng t c tha k ny. Hi trng hp ny, ngn hng c c nhn th chp quyn s dng t theo ngh ca ng C khng? 23. Khch hng l Cng ty c phn c nh xng c xy dng trn 06 l t lin nhau. Cc l t ny do 06 thnh vin gp vn vo cng ty (theo bin bn gp vn gia cc thnh vin) nhng trn S vn ng tn cc thnh vin. V y Cng ty cn nhng th tc g th chp quyn s dng t v ti sn gn lin vi t nu trn vay vn ti TCTD? 24. Khch hng A v B ng tn trn Gi y chng nhn quyn s dng t c cp nm 2009. A v B ng k kt hn nm 2010. Nm 2011, A v B c nhu cu th chp ti sn vay vn ti TCTD. Vic A v B k trn hp ng th chp vi t cch l bn th chp c ph hp vi quy nh ca php lut khng? 25. Quyn s dng t c cp nm 2004 cho h gia nh c 03 thnh vin gm: 02 v chng (ng A, b B) v 01 ngi con l anh C. Nm 2011, Anh C cht (khng li di chc), ti thi im cht anh C c v. Hin ti cc bn vn cha chia di sn tha k i vi quyn s dng t ca anh C, hi khi th chp quyn s dng ca h gia nh nu trn c phi c s ng ca v anh C khng? 26. Seabank v cc thnh vin ca h gia nh cn k ph lc hp ng th chp (ti sn th chp l nh t ca h gia nh), nhng ti thi im k th h gia nh c thm 1 thnh vin 15 tui. Vy, thnh vin 15 tui ny c cn k vo ph lc hp ng th chp khng? 27. ng Nguyn Vn A hin ang vay vn ti MSB, nay ng Nguyn Vn A ci chnh h tch, i tn thnh Nguyn Quang B. Trng hp ny, vic ci chnh h tch c lm thay i quyn v ngha v ca khch hng vi MSB khng? 28. Thi hn hiu lc ca Th bo lnh thanh ton do Oceanbank pht hnh l 30 ngy. Tuy nhin, ngy hiu lc cui cng ca th bo lnh trng vi ngy ngh cui tun, ngy l. Vy thi hn thc hin ngha v bo lnh ca Oceanbank c chm dt vo ngy ngh, ngy l khng? 29. Khch hng l Cng ty ABC th chp mt Quyn s dng t vay mua mt chic xe t phc v hot ng sn xut kinh doanh l cho thu xe du lch. Sau , cng ty ABC li pht sinh nhu cu vay mt mn ngn hn na ti ngn hng v mun dng chic xe t ny

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Tng hp cu hi phng vn thi vo Ngn hng

lm ti sn bo m cho mn vay tip theo. V y chic xe t ny c c s dng th chp tip cho mn vay mi khng? Cn phi ch iu g trong trng hp ny? 30. ng A l ch s hu cn h chung c X, hin nay ng A ang chu hnh pht t trong tri giam. V y ng A c c dng ti sn l cn h chung c X th chp ngn hng bo m cho ngha v vay vn ca b B hay khng? 14%

PHN 5: HNG DN CCH VIT CV, TH XIN VIC V TH CM N PART 5: HOW TO WRITE CV, COVER LETTER AND THANK YOU LETTER Mt h s xin vic thng gm c: n xin vic (Cover Letter) S yu l lch (Curriculum Vitae /Resum) Bng cp, chng ch

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Tng hp cu hi phng vn thi vo Ngn hng

Cc ti liu chng minh thnh tch Sau y, GiangBLOG s gii thiu vi cc bn nhng ni dung c bn m CV, Th xin vic, Th cm n cn c. Ngoi ra l cc mu CV, Th xin vic, Th cm n chi tit v xc tch. Nhng h s xin vic cng chi tit, cng chng t bn tn tu v chm cht th no vi cng vic d tuyn. iu minh chng phn no bn ang nghim tc khi tm cho mnh mt cng vic m c, mt cng vic sut i v c trch nhim vi nhng g bn lm. Chng 1: Cch vit S yu l lch (CV) Chapter 1: How to write a Circurmulate Viate/Resume A. Cc ni dung trong bn CV B. Cc im cn phi nu bt trong CV to s ch ti nh tuyn dng C. Cc im trong CV m nh tuyn dng s ch n Di y, trong khun kh ca sch ny, GiangBLOG xin gii thiu n cc bn 3 m u CV c nh gi cao nht trong cc ln ng tuyn gn y.
MU CV 01: CV ng tuyn vo v tr Cn b Quan h khch hng Vietinbank nm 2012 (ng vin c kinh nghim)

Mu CV2: CV ng tuyn vo v tr K ton ni b ti ACB 2012 (ng vin l ngi c kinh nghim lnh vc khc) MU CV3: CV ng tuyn vo v tr Giao dch vin ti Seabank 2012 (ng vin l sinh vin mi tt nghip)

Chng 2: Cch vit n xin vic (Cover Letter) Chapter 2: How to write a Cover Letter Trong h s xin vic, n xin vic l mt v kh b mt gip bn c th dnh c cm tnh ca nh tuyn dng v chin thng cc i th cnh tranh. Mc ch ca n xin vic l khi dy c s t m ca ngi c; bn ng ch nn sao chp chiu l m phi thc s dn tm huyt cho l n; c tnh ho n, ngn t xc tch va ng li d m trong lng ngi c. Nhiu ngn hng cn yu cu h s phi c n xin vic vit tay nhm mun xem nt ch nt ngi v phn on tnh cch ca cc ng vin. I. Yu cu i vi n xin vic Trnh by trn giy A4 v ch trn mt mt ca t giy. Khng c vit sai du hoc sai chnh t.

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Tng hp cu hi phng vn thi vo Ngn hng

Nu n xin vic nh my th phi thng nht mt kiu font v c ch. Mun nhn mnh t no bn nn gch chn hoc in nghing t . Mi ch ci u tin u phi vit hoa. n xin vic nn c gi ti cho C nhn hoc Phng Tuyn dng/Phng Nhn s ca ngn hng (cng ty). Ni dung n xin vic phi thc t, i thng vo vn m ngn hng (cng ty) ang quan tm ti (tt nhin bn cn xem k yu cu ca ngn hng [cng ty] trc khi vit n ny); Trong l n phi t r s quan tm, t ho v trch nhim ca bn vi cng vic ng tuyn bng lng chn thnh v hp tc. II. Ni dung ca n xin vic Ni dung ca n xin vic gm c 5 phn chnh sau y: 1. Phn m u: 2. Phn th hai: 3. Phn th ba: 4. Phn th t: 5. Phn cui cng: III. Cc mu n xin vic 1. Mu 1 n xin vic ca ng vin c kinh nghim v tr tng t Vietnamese Version (Sample 1)

CNG HA X HI CH NGHA VIT NAM c lp T do Hnh phc -----o0o----N XIN VIC Knh gi: Ban gim c Ngn hng TMCP X ng/ B Trng phng hnh chnh nhn s

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Tng hp cu hi phng vn thi vo Ngn hng

Ti tn l: L Phng Lan Sinh ngy : 10/10/1986 Qu qun: Vn Tin - Yn Lc - Vnh Phc Hin ti: S 4 - Phng Mai - ng a - H Ni Trnh chuyn mn: C nhn kinh t - Hc vin Ngn hng Ti c bit qu ngn hng ang c nhu cu tuyn dng v tr K ton giao dch qua thng tin ng tuyn trn website www.abcbank.com.vn. Ti rt mong c hp tc lm vic cng qu ngn hng, ti nh gi rt cao nhng gi tr m ngn hng mang li cho khch hng v trn ht l ngn hng ang to iu kin cho nhng ai mun tm kim mt c hi ngh nghip hp dn hn, th thch hn v th v hn. Ti vit n ny gi n qu ngn hng nhm c cho chnh mnh vo v tr k ton giao dch m ngn hng ang cn tuyn. [This is demo version] Ti xin chn thnh cm n!

Cover letter of an experienced person in the same position

English Version (Sample 1)

SOCIALIST REPUBLIC OF VIETNAM Independence Freedom Happiness ----- O0o ----COVER LETTER To: Board of Directors Bank X Mr / Mrs Supervisor of The personnel department My name is: Le Phuong Lan Birthdat: 10/10/1986 Hometown: Van Tien - Yen Lac - Vinh Phuc Contact address: No.4, Phuong Mai St., Dong Da Dist., Hanoi Qualifications: Bachelor of Economics, Banking Academy I know that your bank is having demand to recruit personnel at Transaction accounting position through information on website www.abcbank.com.vn. I look forward to working

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Tng hp cu hi phng vn thi vo Ngn hng

together with your bank, I appreciate the value that the bank gave customers and above all, banks are facilitating those who want to find a job opportunity career more attractive, more challenging and more interesting. I wrote this application sent to your nominated bank to position them on accounting transactions that banks are seeking. [This is demo version] I sincerely thank you!

2. Mu 2: n xin vic ca ng vin c kinh nghim nhng v tr khc 3. Mu 3: n xin vic ca ng vin cha c kinh nghim

Chng 3: Cch vit Th cm n (Thank you notes) Chapter 3: How to write a Thank you notes Sau bui phng vn (trong vng 24h), bn nn gi cho nh tuyn dng mt l th cm n nhc kho nh tuyn dng v bn v by t s cm n i vi bui phng vn qua. Hy l th y to cho bn nt c bit ring so vi cc ng vin khc. L th y phi n tay ngi phng vn bn trc khi ng/b y ra quyt nh cui cng s tuyn dng ai. Th cm n phi ni c nhiu hn mt li cm n n gin. Mun th, khi vit th cm n gi cho nh tuyn dng, bn phi khng qun cc yu cu sau. I. Ni dung th cm n By t s nhit tnh vi v tr mun vo lm Khng nh quan im ca mnh Chn thnh Mang r du n c nhn

II. Yu cu i vi th cm n:

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Tng hp cu hi phng vn thi vo Ngn hng

III. Cc mu th cm n

PHN 6: M T CNG VIC CC V TR TRONG NGN HNG PART 6: JOB DESCRIPTION OF POSITIONS IN BANK V tr khng yu cu nm kinh nghim V tr yu cu c kinh nghim (t 6 thng tr ln)

Danh sch cc v tr
1. Giao dch vin 4. Nhn vin TTQT 7. NV PT & H tr KD 10. Nhn vin thm nh 13. Nhn vin php ch 16. Nhn vin l tn 19. NV K ton ti chnh 2. Kim sot vin giao dch 5. NV nghin cu PTSP 8. NV Kinh doanh ngoi t 11. Nhn vin marketing 14. Nhn vin x l n 17. NV vn th lu tr 20. Nhn vin ngun vn 3. Nhn vin th qu 6. NV chm sc KH 9. Nhn vin tn dng 12. Nhn vin tin hc 15. Nhn vin nhn s 18. NV KT, kim ton ni b

1. Giao d ch vin Bank Teller

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Tng hp cu hi phng vn thi vo Ngn hng

- Nhn tip qu nghip v u ngy v kt qu cui ngy. - M v qun l ti khon tin gi, tin gi thanh ton, ti khon tit kim ca khch hng l cc t chc kinh t, c nhn. - Hch ton chng t pht sinh trong ngy kp thi, chnh xc, y v chu trch nhim v cc giao dch thc hin. - Thc hin chuyn tin thanh ton trong nc, thanh ton th tn dng, dch v W.U, thu i ngoi t - Phong ta, gii to ti khon, s tit kim theo nghip v v ngh ca cc phng/ban lin quan. - Kim tra chng t gc, nhp liu v hch ton. - Hng dn th tc, t vn khch hng v gii quyt cc khiu ni ca khch hng trong phm vi thm quyn cho php, m bo b mt thng tin cho khch hng - Thc hin thu ng v cc loi ph dch v theo biu ph ban hnh. Kh nng cn c: + C sc khe tt, chu c p lc cng vic K nng cn c: + K nng giao tip, ng x + K nng trnh by, thuyt trnh

- Receiving fund at the start and close fund at the end of day. - Openning and managing deposit account, payment account, saving account of the individual and economic organization customers. - Entrying up-to-time, correctly, fully documents arising in day and have responbility with entried transactions. - Transfering money to pay domestic, pay credit card, Western Union (W.U) services, exchange foreign currency. - Blocking and unblocking account, saving book follow transaction and the proposal of related departments. - Checking the root documents, input data and entry. - Consulting to the customers and solve their complaints in authority, ensure keep secrect customer's information. - Receiving true and enough all fees follow table of fees issued. Ability requirements: Healthy, can work under high pressure Skill requirements: Behavioring skills Presentating skills

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Tng hp cu hi phng vn thi vo Ngn hng

+ K nng m phn, thng lng Yu cu khc: + Ngoi hnh, gng mt a nhn + Cn thn, t m + Nhanh nhn

Negotiating skills Other requirements: Appearances, good-looking face Be careful, detailed Agile

2. Ki m sot vin giao d ch Transactions Controller 3. .

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