Professional Documents
Culture Documents
- 2004
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SUMMARY
In the frames of this paper there is an effort of a systematic presentation and
comparative evaluation of selected
systems in Europe
-
out-of-pocket
: , . , , , ,
.
NHS- Primary Health Care Groups PCG New NHS
Promoting Better Health Gatekeeping out-of-pocket kosts fee-for-patient .
.......... 4
1. ...... 9
1.1 ......................................................................... 9
1.2 .......................................................... 13
1.3 ............................................................................................. 17
1.4 ........................................... 19
1.5 ........................................................................................ 19
2.
B.... 21
2.1 ....................................................................... 21
2.2 .......................................................... 24
2.3 ............................................................................................. 29
2.4 .......................................... 31
2.5 ........................................................................................ 33
3.
. . 35
3.1 ........................................................................ 35
3.2 .......................................................... 40
3.3 ............................................................................................. 43
3.4 ........................................... 47
3.5 ........................................................................................ 48
4.
.. .... 50
1
4.1 ....................................................................... 50
4.2 .......................................................... 53
4.3 ........................................... 58
4.4 ............................................................................................. 60
4.5 ........................................................................................ 62
5.
64
5.1 ....................................................................... 64
5.2 .......................................................... 69
5.3 ............................................................................................. 74
5.4 .......................................... 79
5.5 ........................................................................................ 80
6.
82
6.1 ....................................................................... 82
6.2 .......................................................... 86
6.3 ........................................... 89
6.4 .............................................................................................. 90
6.5 ......................................................................................... 94
7.
..... 96
7.1 .................... 96
7.2
.............. 97
2
8. -
. 108
8.1 ......................... 108
8.2
..................................................................................... 113
.
.
,
,
. ,
, 2000 9.4%
(, 2004). ,
,
. ,
, , .
.
,
,
. ( Bcken, 2001)
,
, ,
, (
70)
4
,
. (, 1996)
, ,
,
,
, .
.
.
-
gatekeeper
.
,
, .
.
,
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,
5
,
,
. ,
. , ,
,
(, 2003).
,
.
Beveridge ( . , , ),
Bismark ( )
( ). (, 2003)
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:
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6
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7
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.
( Bcken, 2001)
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1.
1.1
,
:
/
.
( ,
, ).
( ).
,
,
275 . ( Vallgarda, et al., 2001)
( 83%) .
9
( Health Promotion Program ).
, 14 (
Copenhagen Frederiksberg) ,
.
, .
273
, .
.
,
18 .
(
,
).
(
, , )
. , ,
.
,
.
.
.
10
, 17%
( ).
( General
Practitioners ) .
.
.
.
(Association of County Councils ).
,
.
80% (
) 20%
.
.
.
80
11
.
1997 $2,042.
,
.
90 .
.
1980.
8% 1997.
. 1984 1994
117 83. 1996
1000 .
, 80,
. ,
,
.
, 7% 1997
.
1997, 87
1998, 73 .
.
,
(
- )
. ,
1996 ,
12
.
,
. 90%
.
, ,
.
35 64
.
. (Bcken et al., 2001)
1.2
, .
.
( National Health Agency )
( National Medical Council )
. ,
14
.
273
municipalities.
,
, ,
.
13
.
.
.
,
,
.
. 2
- 1.7% ,
.
.
, Danmark, 99%
.
.
.
.
1993
,
14
. ,
.
.
.
.
.
.
, 24 .
,
. (
Vallgarda, et al., 2001)
1325. 1
10 km ( 5 km ).
2096 . 1998
1507 1610 , Bornholm
1317 .
, .
15
(
).
.
gatekeeper,
.
2 ( 1.7%
)
.
, ,
.
1 .
.
1993
.
,
(Sygesikring)
.
,
16
.
, 60
,
.
1
(, , , .).
,
.
. ,
,
.
(
)
. , ,
.
1.3
1990.
, 1991,
.
17
standards.
,
1993.
. ,
.
,
11
.
,
.
2000.
.
.
,
1997.
, ,
.
18
1.4
1973
. 1993
, ,
1994,
.
,
,
.
,
, ,
(
), DRGs (1999),
(90/10), (20002002) ( 1993, 1995, 1999
2002).
. (Vallgarda, 2002)
1.5
. , , ,
.
19
.
.
,
,
,
. ,
. , ,
.
,
.
.
,
.
, .
, ,
,
,
.
. ,
20
10 km. ( Bcken,
et al., 2001)
2.
2.1
(National Health Service - NHS) 1948.
-
- .
,
. NHS .
.
,
. NHS
, .
.
,
. , ,
(National Institute for
Clinical Excellence -
NICE ).
, ,
21
. . ,
.
(Prevention program ) NHS
, ,
.
( Minister for
Public Health )
.
out-of-pocket ,
,
NHS.
,
NHS.
. ,
, .
NHS
.
1,2%
.
1998.
,
22
, ( Primary
Care Groups PCGs )
.
, , ( NHS
Trusts) .
Community Service facilities
NHS .
$1,391 per capita 1997, 6,8%
.
.
1980 1990
.
, .
.
,
1000 , .
.
NHS
: 1996,
5,9 ,
5,6 . 1996, 21.4%
, 17.8%.
.
.
23
,
.
.
1993, , 12
, .
,
.
,
.
, 56% , 1996
. 27,4%
14,6%
NHS. .
.
NHS
. 79.5
74.3 .
.
1980
1990, 1992 1996
1995
1996 0.1 1000 6.1 1000.
2.2
1999, ( PCGs )
.
. PCG 50
24
250,000 .
. PCG
NHS.
PCG :
,
,
, .
2000,
NHS Trusts .
.
PCG (
Health Improvement Plans HIPs ),
.
.
( Medical Practices Committee MPC )
( General Practitioners - GPs )
. MPC
.
. ,
.
25
. (Bcken et al., 2001) .
99%
, 24
.
).
90%
.
, .
.
.
. gatekeeping
. ,
, .
,
.
1998 27392 8994
. .
. 10%
, 50% 1952.
1998,
1866 . 7% .
26
10000 .
. ( Robinson et al., 1999 )
, PCG
.
.
.
,
.
,
, ,
75% GP
.
,
5000
( 4000 ),
.
-
.
,
,
27
, ,
.
5,000 pounts
.
,
. (Bcken et al., 2001)
A NHS, 1948, NHS
. .
.
, 1990,
.
,
. (Robinson et al., 1999)
NHS,
. gatekeepers
.
,
. ( Bcken et al., 2001)
28
,
:
.
. ,
,
.
, 1998
10358
NHS.
, (district nurses),
. 10000 district nurses .
,
.
28
. 5000 .
,
.
.
12600 . . (Robinson, 1999)
2.3
NHS ( New NHS )
29
:
1. ,
standards .
- ( National
Service Frameworks) National Institute for Clinical Excellence (
NICE ) .
,
. NICE
.
NHS.
2. , PCG
NHS
.
. 1990
.
.
3. ( Commission for Health
Improvement CHI )
.
30
,
).
1997 NHS,
.
1999 481 (
PCGs ), .
,
. ( Robinson et al.,
1999)
. ,
80% . ,
, , ,
NHS,
.
2000 2002.
.
,
,
.
,
32
,
,
,
.
,
48% . ,
,
NHS,
,
. ,
.
,
. ,
NHS. ( Health Policy Monitor, 2004).
2.5
( S )
:
,
,
.
, ,
, NHS
33
.
,
, ,
.
()
,
NHS.
,
,
PCG
NHS,
, ,
.
, .
.
standards .
.
.
,
. .
34
.
.
.
. ( Bcken et al., 2001)
,
.
( Robinson et al., 1999)
3.
3.1
70
( Primary Health Care Act ) 1972.
.
, , ,
. ( Jrvelin, 2002)
.
35
, . ( )
. NSSI
, ,
.
.
, (
1956 ).
25%
out-of-pocket,
, .
. 50%
.
36
455
.
. 1993,
,
.
1993-1994
, ,
, , ,
.
25% 60% ,
. ,
( .
).
.
,
,
. (Bcken et al., 2001)
,
.
,
. ,
.
37
,
.
. ( Jrvelin, 2002)
,
. ,
,
.
,
.
1997 7.4% ,
$1.525. , .
.
1990,
.
, , .
15
,
. ,
.
38
,
.
.
,
(outpatient
clinics).
. 3,7
1000 5
( 40% 10 ),
.
2002.
.
. ,
.
, . , ,
.
.
, .
, .
39
3.2
.
.
270 ,
.
10000 .
22800 (
).
. ,
.
,
( ) , ,
, , , ,
. ,
( 30 60 )
. ( Bcken
et al., 2001).
.
,
, , , .. ,
gatekeepers .
40
(public health nurses),
. ,
, ,
. ( Jrvelin, 2002)
,
, ,
.
,
.
, , ,
.
16
.
,
.
,
. ( Bcken et al., 2001)
, .
( ).
41
, .
,
,
.
.
, , .
,
, .
,
. (Jrvelin. 2002)
.
(
, )
.
. ,
(
60% ), ( 20%), (
15% ) (5%). ( Bcken et al., 2001)
management , .
,
.
,
/ . (Jrvelin, 2002)
42
.
. ,
. gatekeeping.
.
(
38 ).
. .
(Bcken et al., 2001)
1999 8%
.
( National Health Insurance),
(NHI ). ( Jrvelin, 2002)
3.3
.
:
1000 ,
.
.
43
,
.
,
.
1995 , ,
.
,
. ,
,
( .. ).
, .
.
, .
:
1. ,
: .
,
.
44
2.
,
.
.
3.
.
.
( Patient Injury Law )
1986
.
,
,
.
1992 ,
( Medical Ombudsman )
.
,
.
.(
Bcken et al., 2001)
,
,
45
. (population responsibility
model),
.
,
.
, , .
,
. 5%
. 56%
65%
.
. 30-40%
. ,
.
,
. , ,
. ,
. ,
,
.
46
.
.
( , ). (
Jrvelin, 2002)
3.4
,
1972,
.
. ,
. , ,
, .
80,
,
,
. ,
, 2 6 .
,
.
.
47
,
80.
. ,
.
,
1988 1993, 17
, 1600
3100 , 40000 ( ).
,
, ,
.
,
. , ,
(
),
.
.
.
,
. , 4.4
8.3 , .
90%
. ( Jrvelin, 2002)
3.5
.
48
, ,
.
. ,
, , ,
. ,
.
,
. ,
. (Bcken et
al., 2001)
.
vestvastuu, .
:
1500-5000 .
,
,
. .
. ,
49
. , 55%
,
2500 .
.
. ,
,
, ,
.
,
. (Jrvelin, 2002)
4.
4.1
Bismark ( ).
. ,
.
, ( Health
Insurance Law KVG ) 1994.
50
.
,
100
.
,
.
,
.
( , , , . )
.
. ,
1998 95SFr,
382SFr. , 100%,
.
,
( cantons ).
10%
.
, ,
51
. ,
.
,
,
.).
( Federal
Commission for Health Insurance Services )
.
230SFr
, 10% ,
850SFr.
, ,
.
.
.
,
.
.
,
( ).
.
)
,
.
52
.
.
10%
$2,611,
.
.
:
, ,
, .
1990,
40%
50% .
,
,
.
.
.
4.2
, , ,
. , ,
, .,
53
.
.
. ,
. (
Bcken et al., 2001).
. 23679
1998, 13357 ( 56%)
. 36% 46% .
(Minder et al., 2000)
,
,
,
.
.
( TARMED )
.
.
.
,
.
.
. tiers garant ,
54
. tier payant
.
,
.
(
).
.
. , ,
,
.
.
, 50%
.
.
.
:
, ,
, .
.
,
55
.
.
,
, ,
. ,
. LORAS ( Service
Oriented Resource Allocation in Hospitals )
641 .
.
.
,
.
. ,
,
.
.
, ,
.
,
.
56
.
.
10
.
,
, .
,
,
.
( )
.
57
4.3
1994
,
-
.
.
,
:
( gatekeeping ).
, :
-- HMOs ( HMOs Health Maintenance
Organizations). ( Bcken et al., 2001). HMOs
, ,
. 140
HMOs 98400 .
, 3792 350000
. ( Minder et al., 2000)
58
-- .
,
,
.
, 20%
(managed care plans ),
.
HMOs
.
.
. HMOs
.
HMOs
.
.
HMOs
20% .
HMOs
( .
)
59
30 35% . ,
.
,
. ,
gatekeepers
.
.
.
.
gatekeeping .
.
4.4
, 56 ,
.
77
.
60
standards
. ,
,
.
1 1998,
. ,
.
,
:
LORAS Project ,
HMOs.
,
,
.
FMH
. FMH
.
. FMH 80
61
40-60 (
).
( , )
,
.
.
4.5
1994,
.
, ,
,
,
. ,
, .
100
.
managed care plans.
. ,
,
. ,
.
.
62
.
.
. ,
. ( Bcken et al., 2001)
:
, .
. 1993 1994,
,
HMOs
:
2040 ( 1040
)
.
63
.
13.1%
45.2%
23.3% 18.2%
. ( Minder et al., 2000)
5.
5.1
.
,
,
. ,
.
80,
Dekker-Simons Plan.
,
.
,
.
. (
Health Insurance Funds Council ), 45 ,
64
(
, , , , ,
) 50 . 1999
( Health Care Insurance
Council CVZ) .
: ( General Insurance for
Special Disease Costs AWBZ )
,
, , .. AWBZ
40%
.
,
( statutory
health insurance - ZFW), (private health
insurance ), . ZFW 365
,
.
18 ,
.
, , ,
.
,
.
(75%)
(
65
out-of-pocket
. , ,
(
)
.
, , .
,
.
.
,
, , , .,
.
,
.
standard ,
.
, . , ,
,
().
,
( supplemental insurance ),
. 90%
.
66
,
,
, ,
,
. out-of-pocket
200 guilders
. , 100
guilders (1997).
( )
.
gatekeepers
,
.
.
.
, , .
.
.
,
.
.
67
80.
$1.933 , , NHS
, . .
8.5% ,
.
( Social Welfare System ).
.
15 , 3.8 1000
. ,
,
.
,
10.2%, . 8%
.
, 10 ,
2 ,
.
.
.
80 90
.
,
68
, .
,
,
.
.
,
.
.
,
.
5.2
. ,
,
.
.
.
,
.
,
. ,
69
. 1995,
2.5%
. 1997,
27% 65%.
,
, .
30
50 . ,
, ,
,
.
,
. ,
. 15%
. 40%
, 1997 1998, 100 guilders
.
,
,
, .
(CVZ),
,
70
, , .
1994,
.
.
.
, ,
.
( ) 1998
.
.
, 90%
, . .
1992 .
7000
.
.
gatekeepers
,
,
.
.
.
.
. ,
1600 .
71
, ,
.
,
. ( Bcken et
al., 2001)
( 2002)
-
8107
- 4631 , 61.7% .
- : 2408
- 43% part-time.
- : 1005
: 74.5%
1825
- 448
- : 465
- (15 39 ), :
2275
- 5500
7623
72
- : 78.5%
Dental hygienists
,
2205
13254
- 4747
- : 12250
- :
17.2%
- : 1213
( 2001)
2536
1476
2670
- 1602
- 597
- : 6088
.
91562
73
5.3
.
, 70,
. Dekker 80s
90s .
, standards
,
.
,
1996
.
standards
( ),
.
( Health Care Inspectorate ).
, ,
.
,
,
(
74
( peer
review) .
6
12 , ,
,
. , 800
80%
.
60 70% ,
,
. ,
. 1997,
70
. 16 ,
.
,
, .
18 . ,
.
. WOK
70%, 80%
( ).
.
, WOK
75
( monitoring procedures ),
.
,
,
.
,
.
.
.
,
.
. , WOK
, , ,
40%
.
- ,
. 1996,
40
, 5 ,
,
.
, . ,
-,
76
.
. 1990,
,
, 1998.
,
, , ,
.
30 ( 150 5
).
H ( General Insurance for
Special
Disease
Costs
AWBZ
,
.
( ZFW ) 1992
.
,
.
.
.
,
.
.
gatekeeper
77
,
.
,
.
1995. ,
,
.
, , .,
.
,
.
,
,
.
.
, 1994
,
.
. , ,
. ( Bcken et al., 2001)
78
5.4
,
AWBZ, .
.
,
.
.
. ,
.
:
- .
- ,
.
- .
, .
.
.
,
79
.
. , ,
,
.
,
. , ,
,
, .
, ,
.
. ,
.
,
,
. ( usse et al.,
2004)
5.5
Dekker
,
. , ,
,
.
80
. ,
, ,
.
, gatekeeper
.
.
, ,
.
, ,
.
standards , ,
.
,
,
, -
.
.
.
81
6.
6.1
. ,
, , ( Krankenkassen ),
100.000 1995.
,
,
.
, .
.
,
,
. ,
. (, 1995)
90%
( Statutory Health Insurance Programm GKV
). To GKV
, (
50-65% ), , ,
, ,
. , ,
,
, AIDS, .
82
, ,
.
GKV
.
, spa,
, , ,
. ,
( out-of-pocket )
1%
.
. GKV
. ,
50% . GKV
.
,
GKV
6,450 DM 5,325 DM
,
.
GKV
.
, ,
. ,
GKV.
,
.
83
,
.
.
,
.
,
.
,
, .
.
. ,
,
, 2003 , ,
, ,
.
1997 10.7% .
. $2,364
.
84
1989 1992 ,
. 1993 1997
,
.
1000
.
.
90s,
.
. ,
. , ,
.
.
, ,
,
. (Saltman, et al., 1997)
85
6.2
. ,
,
. , ,
,
.
90%
( statutory health insurance funds ). ,
,
,
. , ,
,
1996. ,
500
, .
, .
,
1994
.
86
,
. GKV
,
, ,
1999
.
. ,
,
.
GKV
,
, .
6,450 DM 5,325 DM
, GKV
.
GKV. 9% .
, ,
.
, GKV.
,
GKV.
3,4 GKV
87
.
, , ,
. GKV
.
.
.
.
, ,
GKV. ,
,
.
.
(ambulatory)
, .
.
,
gatekeepers.
.
,
.
.
,
gatekeeper, .
,
88
. ,
,
,
.
, ,
. ,
GKV.
.
,
GKV
. ,
.
,
.
,
.
.
6.3
1997
.
,
,
.
89
. ,
.
,
, (..
).
,
. ,
. 2000
.
6.4
70
. 80s 90s
. 1989
, ,
. ,
, 135 137
,
, , ,
. 135
,
. ,
, ( Union of Fund-Affiliated Physicians )
.
90
,
. ,
,
.
,
. ,
. German Medical Society
. , 2000
.
, German Medical Society
German Hospital Society ,
1993,
( Association for the Promotion of Quality Assurance in
Medicine AQS ).
,
,
, ,
.
, ,
, Association of Scientific Medical
Professional Societies AWMF )
91
,
, .
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.
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,
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, 1993
, 270
,
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75%
.
,
1992, 1998.
1991,Patient
Charter,
, 3
,
Medical
Ombudsman
,
gatekeepers
,
gatekeepres
Fee-for-patient,
fee-for-service
GP
fee-for-service
feefor-service,
, PGRs,
, feefor-service,
, outpatient
clinics
, .
,
,
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7.4%
, 10%.
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, 10.7%
,
1993
,
,
Commission For
Health
Improvement.
,
LORAS Project
10
11
12
13
14
1.
Bcken J., Butzlaff M., Eche A. (eds.) (2001): Reforming the Health Sector
Bertelsmann Foundation Publishers, Gtersloh 2001. (www.bertelsmannstiftung.de/medien/pdf/554.pdf) .
2.
3.
4.
5.
6.
7.
8.
9.
(www.euro.who.int/document/e72454.pdf) .
10.
11.
12. . (1996):
: , : .
. (1996), ,
. , , 1996.
13.
., . (2000):
:
, , 12, 4,
2000,. 167-168.
14.
., ., . . (2000):
:
, 12, 4, 2000, .169188.
15.
. (2003): ,
,
, , 2003.
16.
. (1995):
.
, : ,
, . 4, . 31-58.
17.
. (2004):
. 2004.
18.