Trung dat hoc cing nghip TP.

HCM

Ti(:u luiin quan tri rim ro

DANH SACH NHOM SINH VIEN TH/C HI/N . NHOM 7:

2. Trtn Ho:ing Ly Na. 3. NguyJn Th] Thanh Dung. 4. VI Thanh Duytn. 5. Bui Th] Thily Tim.

GVHD: Th.S Duong Ngoc Ha

Trung dat hoc cing nghip TP. HCM

Ti(:u luiin quan tri rim ro

LOI MO DAU
Cing vdi s ph:it trim cua qud trinh giao luu thuong mai, hoat ding xudt nhtp

khiiu cua nuoc ta dt ci5 nhiing budc titn d:ing k5. Him qua cii a thanh loan xml nhiip
kh:iu anh hung trijc trip din cite bin thaw gia xml nh(ap khdu. Thanh to:in xuiit nh(ap kh;iii lui5n chfra dijng nhtrng rim ro v:i tranh chip, nhiing rim ro vii tranh chip dd ty l thu(an vdi sir hoa nhiip ngiiy cting sin ri5ng v:to rim in(an dich khu vuc vd quc ID. Nhirng mi re n:iy gdy thitt hai khtng nhd d5n lot ich cua rim kinh ID n6i chung v:i c:ic bin thaw gia n6i rung. Do v(ay, nhi5m chung em chin d5 th titu hum : "Rim ro trong phuong thirc thanh todn nh thu" Muc dich ciia dt tai: Tim hint vf: nhii-rig rut ro trong phuong thit-c thanh to:in

nh thu ktm chirng In vt bin ph:ip qu:in tri rim ro. Ni5 i dung cii a dt tin: P Chuong 1. Tdng quan vt ci5ng ty P Chuong II. Rim ro trong phuong thtrc thanh to:in nh thu. P Chuong III. Tinh hiidng thijc IS v:i bin ph:ip phong ngira. P K5t lii(an: Giai ph:ip chung cho phuong thirc thanh to:in nh thu.

GVHD: Th.S Duong Ngoc Ha

Trung dat hoc cing nghip TP. HCM

Ti(:u luiin quan tri rim ro

CHU ONG I: TING QUAN VE CING TY

I . I . Tinh hinh hoat ding kinh doanh .. ................... ...... ............. ...... ............ 4

2.2. I Nh thu tron

16 KET LUAN
Giai ph:ip chung cho phuong thit-c nh thu ............ ...... ............. ...... .......... 18

GVHD: Th.S Duong Ngoc Ha

Trung dat hoc cing nghip TP. HCM

Ti(:u luiin quan tri rim ro

CHUONG I
TONG QUAN VE CONG TY
1.l> Tinh hinh hell d)ong kinh doanh
Tin e;iao dich qutc ID.

IMPORT-EXPORT PRODUCTION AND TRADING PROSIMEX. Tr st chinh: Khuong Dinh, Thanh Xudn, HP Ni Didn thoai: 8583672 - 8584278 Fax: 84(4)8585009 Die diem cing tv.

CORPORATION

Cong ty san xml vii kinh doanh xiiiit khiiu Prosimex ID nnot don v] hach to:in
dtc l:ip vt tai chinh, ct In cdch phdp nh:in, ct tai khoan tif:n tai Vitt Nam v:i ngoai If:

ngtn h:ing, cd con d:in rung dt giao d]ch. Linh vuc hoat ddng chinh cua

Xutt,nhtp khdu cafe. Miit htng cafd ml cing ty kinh doanh lh cafd nh:in, cafd Arabica v:i Robusta. Thi trug din ra: Mj, Ph:ip, Hit Lan, Dirc, Anh, Thy Si, Trung Qiii5c, Nhtt Bin v:i cfc nudc ASIAN.

1.2>Tinh hinh Hi chinh ciia cing ty:

Trong dd:

Vtn ct dinh: 95 1 .000.000 ding Vtn fun d)ong: 4. I 84.000.000 ding.

Trong nhirng mm vira qua, antic dii grip nhitu khd khiin nhung lot nhuiin ciia

GVHD: Th.S Duong Ngoc Ha

Trung dat hoc cing nghip TP. HCM

Ti(:u luiin quan tri rim ro

Chi fun
T5ng lot nhu:in sau

2005 2 12.468.8
ll

2006 3 52. 150.913

2007 364. 17 1 .49

dint, vi5n luu ding v:i cho vay vtn ngiin hg, dhi han khi hogt d(ong kinh doanh.

-Miit h;ing call xutt kh;iii dang dupe sir quan trim cii a Dang vii nhii nude trong
chit:n func phdt trim huting ra xudt kh:in. - Vi5t Nam dii gia nhtp t chirc call qutc tt v:i hi5p hti cfc nude xutt khtu

caf5 do dd cd didn kin ting kha nting trao ddi thdng tin thi trudng, gi:i ca, kinh

trutng v5 kim ngach vd san luong. - Cing ty dt c6 nhitu kinh nghitm trong huh vuc xutt khtu.

tinh hinh cung can, bun ddng vt th chinh gin ca call Inn thi trutng b tin d)ong manh vii phirc

GVHD: Th.S Duong Ngoc Ha

Trung dat hoc cing nghip TP. HCM 1.4> Dinh haiinil ph:it triiti cii a cfinil tv:

Ti(:u luiin quan tri rim ro

- Da dang ho:i ngiinh ngh5 kinh doanh d5 gia ting kha nting chdng d ru i ro

- Cing ty ti5p tc diy manh vide san xutt kinh doanh, tim th5m ddi t:ic hop tic

san xuiit cting nhiim thing cudng hi(u qu:i san xutt kinh doanh.
- MD ri5ng th| trutg trong vt ngo:ii nudc phpc vij cho vic xml kh:in v:i kinh doanh n6i dia. -Trip tuc ph;it huy th5 manh cii a ci5ng ty ver nhtrng rent h:ing chitn luc ID thit

vt ni5ng san. Tting budc ml r(ng ming ludi kinh doanh, tim kitm
nhirn g thi trutng mci cho nhimg mit h tin g n;iy.

GVHD: Th.S Duong Ngoc Ha

Trung dat hoc cing nghip TP. HCM

Ti(:u luiin quan tri rim ro

CHUONG II RUI RO TRONG PHUONG THUC THANH TOAN NHO THU

2.1- KHAI OUAT PHLfONG THUC NHS THU

a. Kh:ii mfm
Nh thu I:i phuong thirc thanh to:in in:i trong dd ngui b:in sau khi giao hhng cho ngiri mua st fun hinh lip hi phitu gut din ngtn h:ing thu h titn ghi trtn hti phitu. CO 2 logi: Nh thu tron v:i nh thu ktm chirng tu.

b. Ddc di/m: Chu cir nh thu lit chirng tu khi5ng ph:ii hg ddng
Vat trd cua ngdn hdng chi I:i ngudi trung gian. Nh thu trong thuong mii chi xay ra khi ngui bun dii hohn thth nghia vu

Chirng In timeing mai.- Ha don, chirng tu vdn tai, c:ic chung tu tu-eng tu

2.2. C:ie phuonp thiic nhir thu:

2.2.1.Nhtr thu tron:

Nh thu tron ID phuong thttc thanh to in ml trong dt ngiri bdn sau khi giao

GVHD: Th.S Duong Ngoc Ha

Trung dat hoc cing nghip TP. HCM

Ti(:u luiin quan tri rim ro

2.2.1.2. Qur trinh nghitp vu.'

(4)

Ngui b:in Biriic 1: Trtn en st hop

Ngudi mua

ngogi thuong thuifiig dune ki ktt gina ngui mua

v;i nguti bun. Din thdi han giao h;ing gut d|nh, nguti bun titn h;inh giao htng, sau

nh Ng:in h:ing thu ht titn cua ngui mua.

Buiic 3: Ngiin hung phuc vu ngiri b:in sau kh i nhtn dine ytu ctu nh thu hd
ngui b:in rim ddng y thi titn h:inh ldp chi thi nh thu ktm hi phitu gdi cho ngtn htg phuc vu ngu-i mua nh thu titn hhng ngu-i mua.

Buiic 4: Ng:in hhng b0n mua sau W i uhtu dnc hi5i phitu vh chi th] nh thu In
ngtn htng ngui bdn thi titn h:inh ra thing bin nh thu ktm theo hdi phitu chuy5n d5n ngui mua dt ytu c:iu thanh to:in tif:n.

Buiic 5: Ngui mua sau khi nh)n dupe thi5ng biro nh thu vt hti phi5u do ngtn
hung cua minh chiiy5n d5n. Nin ngudi rema ding y tra ti5n cho ngudi b:in thi ra lnh cho ngtn htng Inch Hi khotn cii a minh d5 trt. N5u khtng tra ti5n thi gdi tra hdi

phitu cho ngdn h:ing phpc vu. minh tra cho ngui bun thi5ng qua rig:in h:ing bin bdn.
Bufrc 6: Ngdn h:ing bin mua fun hhnh tra tif:n cho ngui b:in thdng qua rig:in

h:ing bin b:in hole hti phi5u bi tir chdi thanh to:in cho ngui ban.
Buiic 7: Ngtn htng bin bin chuytn titn/hti phitu bi tu chdi cho b5n bin.

2.2.1.3. Uu, h/eroc t'/czn c tia phircmg //iirc Lili? //in /roii. a. in ditm:
- Thu tuc don gian, it tdn ktm chi phi.

b. Nhu-oc di5m:

GVHD: Th.S Duong Ngoc Ha

Trung dat hoc cing nghip TP. HCM

Ti(:u luiin quan tri rim ro

- Khtng dam bto quytn lii cua ngiri bdn, vi vide thanh to:in hotn todn php thutc v:to y mui5n ngui mua, ti5c d)o thanh todn chin vt ngdn htng ch i dt rig ver In trung gian doe thu in ml thti.

2.2.1.4. An/ ro fir phuong /#kc u#l //in /ron a. Riii re phra nhii xml khlu:
- Trong phuong thirc thanh to:in nh thu tron ngdn h:ing chi ding vat In trung gian trong thanh todn bi vi bt ching tu htng ha dii giao cho ngui nhtp khtu rim

ngiin h:ing ngui ban khdng th5 khdng cht ngirdi nhtp khtu dune.
- Phuong ph:ip nh thu tron khi5ng diim bao quytn lii cua bin bun, vi vide nh)n htng v:i thanh to:in khi5ng rhng bu (oc nhau. Ngui mua cd tht nhdn htng ri5i in:i

khdng ch|iu tra titn ho(ac chain trt trong thanh to:in.
- Ng:in htng chi l:ire trung gian don thutn thu duc fun hay khtng ngdn htg cting thu phi, rig:in h:ing khtng chiu tr:ich nhif:in ntu b5n nhdp kh:iu khtng thanh - Nht nhtp khdu khtng nhdn htng, khtng thanh to in, nude nhtp khtu khdng cho phtp chuy5n h:ing vt, nhh nh:ip kh:iu cd thf: grip rut ro in:it tif:n v:i h:ing. - Nhh nh:ip kh:in khtng nh:in htng, khtng tr:i fun, nhh xml khdu ph a i di nhtn lai h:ing vt gdy tin chi phi vtn chuy5n bto quan h:ing ha cho phra nh:i xudt khtu. - Nh:i nh:ip khdu nh:in hdng, ding j thanh to:in nhung ludt ID nutic xu:it kh:iu khi5ng cho phdp chuytn titn vi vty nh:i xu:it khtu cd tht grip rut ro in:it titn vh h:ing.

b. Riii re phra nhii nh)ap khlu:

- Hung hda giao nhiin khi5ng dung gut cach phtm chit, min ml nhu trong hop ding dt ki vi v:iy nh:i nhgp kh:in khi5ng ch:ip nhgn h:ing didn n:iy cd tht gty ti5n chi phi dt phdn ki ktt hop ding, g:iy anh hucmg din qu:i trinh san xudt, kinh doanh ciia phra nhiip khtu.

2.2.2. Nhii thu k6m chung fir:

2. 2. 2. 1. Khai niem. - Nh this ktm chirng fir 1:i phirong thfrc thanh to tin trong dd ngiri bun sau khi giao h:ing cho ngui mua st fun hinh ki ph:it hi5i phitu nh ngdn htng thu hi5 fun ngui mua vtii di5u kiln n5u ngu-i mua tra tif:n hotic ch:ip nht tra titn st chuy5n bd chirng tu dt ngui mua nhtn htng. Ngirc lai, n5u ngui mua khtng In titn hotc

khi5ng chdp nh:in tra titn thi ngtn htg phai tra lgi b)o chirng fir cho ngui b:in.
GVHD: Th.S Duong Ngoc Ha

Trung dat hoc cing nghip TP. HCM

Ti(:u luiin quan tri rim ro

2.2.2.2. Qur trinh nghitp vu.'

Ngtn hung phuc vii (j) (4) ngiri mua (5)

Ngui b:in

Ngudi mua

Biriic 1: Trtn co st hop ding ngoai thuong dune ki ktt din thi han giao hhng
ngirti bun titn hinh giao htng cho nguti mua.

Buiic 3: Ng:in hhng phuc vii ngui bt

chimg fir, hti phitu, vt chi thi

nh thu sang rig:in h:ing ngu-i mua df: nh thu h5 fun h:ing.

Buiic 4: Ngiin hung b5n mua fun hiinh hip thi5ng b:to nh thu, ktm theo hdi
phitu gdi din ngui mua ddi titn ngui mua vi didn kiln rim ngiri mua ddng j tra fun hodc ch:ip nht tra tif:n thi chuytn giao chung tu- cho ngui mua nh:in hhng, nf:u
khd ng ddng y tra tit n home khd ng chiip nhtn tra fun thi ph at n d i

Bufrc 5: Khi ngui mua nht du-oc thdng b:to nh thu tu rig:in h:ing phuc vu minh chuytn din. Cci 2 trudng hop:

GVHD: Th.S Duong Ngoc Ha

l0

Trung dat hoc cing nghip TP. HCM

Ti(:u luiin quan tri rim ro n h:ing

Ddng y nhdn hdng v:i tra fun (D/P) ngui mua ytu cm

vi minh chuytn titn tra cho ngui bun.

Ding j nh(an hhng vt chip nh:in hi5i phidu (D/A): Ngui mua ki chip

phic vp minh v:i nh(an chimg tu nhtn htg. n ban

fir chi5i cua ngui mua cho rig:in htng bin bun.
n ban tu clidi cua bin mua cho nguti bin vt cht chi thi tir ngirdi bun.

So ver L/C phuong thirc nh thit ct chi ph I thtp hon. So vi phuong thttc ghi st tic dt thanh to in cua phuong th?c nh thu
nhanh hon Gram rut ro cho nhh xu:it khdu vi chung tu- giao nhdn hdng hda chi dune

chuy5n giao cho nht nhtp khtu sau khi thanh todn titn htng hole k1 hti
phitu chdp nh:in thanh to:in.

b. Nhirc difm: - N gin king ch i dt rig vat In trung gian khi5ng cd I:ic d; rig 6tn dt c, gi:inn sdt vt chiu tr:ich nh nan dt i ver vi)ec thanh to:in cii a phra nhiip khau
2.2.2.4. At/ / / o fir phircmg //inc ii/if //iii k?m chimg /ir.

a. Rim re phra nhii xml khtu: Trung hop ngiin hung thirong mai d)at mi5i quan h vdi kh:ich hung trong
nine tin Inn trtch nhi5m v:i nghia vu cua ho dti vdi khtch htng nude ngoti btng cdch trao bt chirng fir h:ing ha cho nhd nhdp khdu truc khi ngui n:iy thanh to:in home chip nhiin thanh to:in. Vi ly do n;iy, nhii xiiiit khtii so grip rut nhitu khd khiin

trong vic khitu n:;i ngdn htng thuong mii.

C:ic ugh hdng kh5ng chiu tr:ich nhitm vf: bdt kj su- ch:inn trt hay th:it lac ching tu mo.

GVHD: Th.S Duong Ngoc Ha

lI

Trung dat hoc cing nghip TP. HCM

Ti(:u luiin quan tri rim ro

Phunng thirc thanh to:in D/A: - Nh:i nhiip kh;iii khi5ng nhiin hung, khi5ng chiip nhiin thanh to:in, nhung chinh quytn nude NK khi5ng cho chuytn htng vt, nh:i xml khtu cd tht gJap ru i ro in:it
hhng, khtng nhdn duoc titn.

- Nh:i nhiip khiiu khdng nhiin hung, khdng chiip nhiin thanh to tin, nh:i xml khtu
phai chuytn htg vt g:iy ti5n chi phi v:in chuy0n, bao quan hhng hda, thit tijc xml
nh:ip kh:in.

- Nhd nhtp khtu chip nhdn thanh to:in, nhung d5n han khtng thanh to in ngay
cho nh:i xutt kh:in, nhh xu:it kh:in khtng nd]an dulc tidn nhu thi5a thu)n, b i chum

dpng von. - Nhd NK chdp nhdn thanh to in nhung chinh phu nuc nhdp khtu khdng cho
phdp chuytn fun, nht xu:it kh:in grip rut ro khtng nh:in dupe fun.

- Ngui nh:ip khdu c6 tht bi ph:i san trong thi gian chua din han thanh to:in,
trong trudng hip my, ngui xutt khtu st khng bao gid dupe thanh to in.

- Nfn dti viii ngiriri xml khtu, phuong thirc nhtr thu D/A rim re hnn. Phaong thirc thanh to:in D/P: - Nht nh)p kh:iu fir chti khi5ng nhtn hhng, nhung chinh phii nude nh(ap khtu
khtng cho chuy5n h:ing vt, nh:i nhdp kh:in cci th5 gdp rim ro in:it h:ing, kh5ng duoc thanh to:in.

- Nht nhtp khtu In chti khtng nhtn h:ing, khi5ng ch:ip nh:in thanh to:in, nh:i
XK phai chuytn h:ing vt, tdn chi phi.

- Nhd nhtp khtu nhtn htng, nhirng chinh phu nuc nhtp khdu khdng cho phtp
chuytn titn thanh to:in, nh:i xutt kh:iu g)ap rim ro in:it h:ing, in:it fun.

' Dti viii ngniii xul I khfiu, phuong thirc nhii thu D/A rim re hon. b. Rim re vf phra nhii nhiip khlu: - Nhd nhdp khtu c6 tht dirng tune rut ro khi nht xudt khtu lip bt chirng tir gia
hay c5 tinh gian ldn thuong mai. C:ic ugh hhng kh5ng chiu Inch nhi5m khi chung

fir ci5 gia mao hay sat sdt hole hung hda hay phuong titn viin tai khdng kheip ve)i chtrng fir. - Sau khi / hay chdp nhdn thanh to tin hti phi5u ky han (hay phdt h3nh ky phitu), nhd nhtp khtu c6 th5 bi nht xutt khtu kiln ra tla n5u khtng thanh loin khi

GVHD: Th.S Duong Ngoc Ha

l2

Trung dat hoc cing nghip TP. HCM

Ti(:u luiin quan tri rim ro

danh lung cii a nh:i nh:ip khtu.

Phuong thirc D/A to:in sau theo ky han ciia hi5i phitu. Do v)ay, ngui nh(ap khtu ct m(ot khoang thi

gian nhtt dinh d5 tlm

no cho ngui xml khtu. Ddy diroc xem Id mit

hinh thirc cup tin d;ing cho ngudi nhtp khiiu.

Phiroiig thiic D/P

Ngui nhtp kh:in phai tra fun ngay hoJac sau 3 rig:iy I:inn vic sau khi b)o ching tu du-oc xu:it trinh. Do dd, nh:i nhdp kh:iu cci thf: gdp rue rdi v5 vdn dt t:ii chinh khi huy ddng vdn dt thanh to:in cho ngirdi xii;it khiiu. Diy ID phuong thirc In fun ngay, nht nhdp khdu phai thanh to:in titn truc khi nhdn duoc hdng, nf:u hdng h6a khdng dung ch:it luong, st luong hodc h:ing gia,

kdm chit luong thi ngui nhtp khtu cd tht gJap rut ro khi ngui xml kh:in ci5 j
khtng thijc him ding nghia vp

Nfn dti viii ngiriri nh(ap khfiu, D/P rim re hon D/A c. Dti viii ngfin hung nhir thu: - Nhin chung ngtn hhng nh thu chi chiu rut ro kh i dt thanh to:in hu y dt mug tnrdc ti5n cho nhii xml khiiu truoc kh i nhtn duoc titn in
n him thu

GVHD: Th.S Duong Ngoc Ha

13

Trung dat hoc cing nghip TP. HCM

Ti(:u luiin quan tri rim ro

d. Dti viii ngfin hitng thu h(o (ngdn hitng xml trinh): - Nin ngiin h;ing thu h cliuytn titn cho ngtn hung nht this truer kh i nhii nhiip
kh:iu thanh to:in, thi phai chiu rim ro rim nh:i nh)ap kh:iu khtng nh:in chirng tu vh khdng thanh to:in hotic kh5ng chdp nhdn. Moi hdu qua ph:it sinh do cd hdnh d5ng trim ver c:ie chi thi trong Ltnh nh thit thi ngiin hung phai In ch in triich nh nan.

GVHD: Th.S Duong Ngoc Ha

l4

Trung dat hoc cing nghip TP. HCM

Ti(:u luiin quan tri rim ro

CHUONG III TINH HUONG TH/'C TE VA BI/N PHAP PHONG NGUA

3.1 TINH HUONG THUC TE:
C5ng ty PROSIMEX ki hop d5ng xml kh:in 500 I:in c:i pht nht cho c5ng ty HOOGLAND ciia H:i Lan. Thanh todn theo phuong thirc nh thu ktm ching In tra

sau (D/A), xiiiit khtu theo gin FOB. a. Thdng tin vI ddi Inc mii PROSIMEX cii dupc:
Cing ty HOOGLAND ID mit cdng ty ct In cdch phtp nhdn hoat ddng H:i

Lan.
Tr st chinh dtt I:;i: 56/7 Kelvinmax- Amsterdam H:i Lan
Chuy5n cht bun c:i pht nhtn thtnh ct pht th:inh phtm vt phtn phdi ra thi

lung Hit Lan. Cd Hi khoan tai rig:in h:ing RABOBANK H:i Lan.
Ld di t:ic mii ciia cing ty PROSIMEX.

Ngui true ti5p thaw gia giao d]ch xiitt khiiii 1:i i5ng Hoogland Yarn- Tdng gum di5c ci5ng ty Hoogland Cdng ty nity dna ra mirc gi:i kh:i cao so ver gia xml khtii mii PROSIMEX giao dich vi c:ic cong ty khac (2000USD/ tiin so vdi I 500USD/tan binh thutng) vdi
y5u cm st thanh todn theo phuong thlic nh thu ktm chirng tu tra sau D/A

b. Tinh hinh cting ty PROSIMEX

Tinh hinh thu mua c:i ph5 nhiin cua doanh nghitp dang titn trim thiiiin lot. Cfc thi truifiig thu mua d/u didn bun binh thutng, khtng chiu nhimg anh hudng cua thi ti5t v:i c:ic di5u ki5n kh:ic.

Cing ty ml I:ii khoan tai ngtn htg AgriBank, Vjt Nam vh su ding
Agri Bank 1:inn ngiin hung phuc vu minh trong hop ddng xii;it kh;iu nity.

c. C:ic rim re mii PROSIMEX cii thl g)ap phiii: - Ngdn h:ing RABOBANK vi mui5n gin mii quan ht vdi ci5ng ty HOOGLAND
n5n chuy5n b(i chfrng tu cho ci5ng ty n;iy tnrdc khi ci5ng ty nity chiip nh;in thanh

loin. Khi dd, kha nting HOOGLAND khi5ng thanh loan no v:i vic PROSIMEX
khitu nai RABOBANK st tin nhi/u chi phi vt kh6 khdn.

GVHD: Th.S Duong Ngoc Ha

15

Trung dat hoc cing nghip TP. HCM

Ti(:u luiin quan tri rim ro

- Qut trinh thu h( cfc ugh htng didn ra khtng theo hop ding xutt khtu hoJac b i thtt lac ching tu, nhh xml khdu st chiu thit hai trong trung hip my. - HOOGLAND chdn chir, kbo dti thi gian thanh todn khi hti phidu dt din han, PROSIMEX bi chum dpng vdn. - HOOGLAND fir chti thanh to:in vto ugly hi5i phitu din hgn do: * H:ing hda hao hpt nhitu trong qu:i trinh v(an chuytn
*Hdng her a khtng theo mong mum cua HOOGLAND

* HOOGLAND khi5ng tht str d;ing h:ing hda d5 san xiiiit ra thtnh phiim
thu lot nhug khi din han thanh to:in hi5i phitu.

- HOOGLAND g)ap khd khtn vt Hi chinh ho)ac ct tht bi phii san khi hti phitu d5n han thanh loan. - HOOGLAND khi5ng nh)an h:ing, PROSIMEX ph:ii chuytn h:ing vt rim tin
chi phi vt chuytn, bao quan htg ha, thit tuc xudt nhdp khdu, h:ing hda c6 tht bi hao hpt home m;it m;it trong qu:i trinh viin chuy5n.

3.2 BIEN PHP PHONG NGLfA - Tim hi5u kj dti ldc tru-c khi thu-c hint giao dich vf: : tinh hinh t:ii chinh, kha nhng phdt trim, cfc dti tic dt tung than vic vi HOOGLAND. - Qur dinh chiit ch0 cfc di/u khoan v/ thi han giao nhtn chirng tu trong thir uy
th:ic v:i c:ie cht t:ii khi dti luong vi pham.

- Thi5ng nh:it vic kitm d|nh ch:it luong hhng ha vdi HOOGLAND d6 khtng chiu rim ro ddi I:ie at chdi thanh to:in do chit lirong san phiim - Cm phai ci5 nhirng gut dinh chit ch0 hon trong huh nh thu v5 nghia v cua
d5 nf:u rim ro xay ra, bin PROSIMEX cd en so vd " ddn hon trong qu:i trinh khif:u

- PROSIMEX khdng gia han hi phitu gidng nhu nhirng trudng hop kh:ie, rim gia han thi gian ngdn hon d5 niki rim ro xay ra, PROSIMEX s6m thuc him nhung khitu nai cm thitt dt thu hd i vtn vii tr:inh khdng b] ch nan dung vdn git a liiu. - PROSIMEX cm thirong luong rd ning ver HOOGLAND v5: Trung gian gi:inn dinh chdt lu-eng san ph:inn. Mire d hao hpt htng ha cci tht chdp nhtn duoc.

GVHD: Th.S Duong Ngoc Ha

lb

Trung dat hoc cing nghip TP. HCM

Ti(:u luiin quan tri rim ro

Trtch nhi5m vt nghia v cua cfc bin thaw gia trong gut trinh vdn chuytn dt

khi5ng ch|u nhirng rim ro thanh to:in xml ph:it fir nguytn nh:in my.
- Mua biro hum cho hhng ha. - DC trinh rim ro h:ing h6a bi thtt theft, hu hai Inn dutng vtn chuy5n niki lua chin hung I:iu cd uy tin.

GVHD: Th.S Duong Ngoc Ha

l7

Trung dat hoc cing nghip TP. HCM

Ti(:u luiin quan tri rim ro

KET LU/N
GIAI PHAP CHUNG CHO PHUONG TH "NC NHO THU: l Nh thu ID mit phuong thirc kh:i don gian vt cm in chira nhitu cii ro cho
c:ie b5n thaw gia. Nin mu6n sii- dung phuong thuc nh thu, htiy bao dam m5t st v:in

d5 sau:

- Thaw vtn ngtn hdng v5 Itch sir kinh doanh ciia ddi tic - Lua chin hting I:in ct uy tin khi v(an chuytn - C:ie ngdn htg thaw gia phai l:i nhirng rig:in hhng ltin, c6 uy tin tai c:ie huh th cua cfc bin thaw gia - Hop ding cm phai gut dinh chiit ch0 quytn han vii nghla vii ciia c:ie b5n thaw gia - Trong hip ding mua bin htng h6a quc ID cm c6 cdc ch5 tdi nghitm ngdt d5 b:to dam nh:i nhiip khtu thanh to;in. Vi dii: Trach nh im bti thutrig thigt hai do khdng thanh todn, cht thanh todn hotic thanh todn khdng d:iy dii; chiu liii sudt chtm tra, chiu phat vi phgm nghia vij thanh to:in. - Gra In hop ding khdng git:i 1dn. - Chu c6 nhirng hinh thirc bao hum thich hip cho hdng ha. - Hai bin cam ktt mua ban hum cho hdng her a theo didn khoan bto hum

thi5ng nhiit trong hop ddng.

- Dti vi cfc di tic giao dich lin dtu titn c:ing cm cti s quan tri rut ro chit cht, to dn didn v:i hitu qua dt Ining tune duoc cfc rut re cti th5 xay ra vdi doanh nghi5p d5 kip thi ii-rig phci, khtng gdy thi5t hai ldn cho doanh ugh if:p. - BY In nhdn sr gii5i vt nghip vu. khdu lip b)o chirng fir - Thoa thitiin ngay ver nhii nhiip khiiu nhimg chirng tir cm xuiit trinh ngay khi ky hop ddng ngoai thuong.

GVHD: Th.S Duong Ngoc Ha

18