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Tameria Harris

CSIT 101 Sec.: CDA


September 21, 2014
Assignment 1: Information Literacy

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Part I & II:

I used Googles search engine to find the article. The New York Times article discussed
Apples latest attempt for a virtual wallet. The downfall is that one must have the iPhone 6 or the
Apple Watch to use this. Companies such as McDonalds, Target, and Visa have already teamed
up with Apple to test and push this product. Apple says that security of credit card information is
vital, so it will not be stored on the phone itself or Apple servers. However, Apple was not the
first to dabble into virtual payment nor is it Apples first time doing so. Apple just happened to
create a harmonious ecosystem that Google wasnt able to do as Carrington of Forrester said
(New York Times).
Part III:
I used Bing and Yahoo search engines using to find articles relating to Apple Pay. Bing
had fewer ads but I had to scroll to find a reputable source. They did have Apples website listed
first but that article would have been biased. Yahoos search engine did have more ads and it did
not have the company listed first; sites like CNN.com came up first.
Part IV:
In relation to the CNN article, it was put up on the site on September 10, 201 and was
updated on the 13
th
. This article is very similar to the initial article. The author is Jose Pagliery
and his credentials are unknown, however he is a CNN Money reporter. The information is from
a trustworthy source. It was later updated so the reporter likely made data inclusions. Unlike
many other articles, this one explains how Apple is going to use Apple Pay. The article was
written to inform consumers about a new way to pay with an iPhone 6. The information appears
to be very objective; it discussed other companies previous attempts at virtual wallets.
Part V:
Using the CCBC database, I found two scholarly journals. One is directly related to
Apple Pay, and the other is about Apples pervious attempt with the iPhone 4/4s. I used Apply
Pay as the keyword to search for these journals. I used the Business Source Premier database
because Apple Pay is primarily about finances through the use of technology.
Part VI:
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Both, the internet and journal articles were informative about Apple Pay but there are
several differences. For instance, the journals took a financial view of the product whereas the
internet articles described more of the technology behind it. All the articles I found came from
reputable sources. The journals were harder to find since this technology was just released. So no
one really had the chance to evaluate the product in full detail.

Part VII:
Works Cited (MLA)

Isaac, Mike. "With Apple Pay, a Push Into Mobile Payments." The New York Times. The New
York Times, 9 Sept. 2014. Web. 15 Sept. 2014.
<http://www.nytimes.com/2014/09/10/technology/apples-ambitious-bet-beyond-the-
devices.html?_r=2>.
Pagliery, Jose. "Apple's Plan to Change How You Pay for Everything." CNNMoney. Cable News
Network, 10 Sept. 2014. Web. 15 Sept. 2014.
<http://money.cnn.com/2014/09/10/technology/security/apple-pay/index.html>.
Shin, Laura. "Why Apple Pay Could Finally Get Us To Shop With Our Phones." Forbes. Forbes
Magazine, 9 Sept. 2014. Web. 15 Sept. 2014.
<http://www.forbes.com/sites/laurashin/2014/09/09/why-apply-pay-could-finally-get-us-
to-shop-with-our-phones/>.
Wisniewski, Mary, Kevin Wack, and Robert Barba. "Why Banks Are Buying In To Apple Pay."
American Banker 179.141 (2014): 7. Business Source Premier. Web. 15 Sept. 2014.
Apple Finally Takes Its First Tentative Steps Into Real World Payments. Marketwatch:
Financial Services 12.1 (2012): 13. Business Source Premier. Web. 15 Sept. 2014.

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