NGN HNG NH NC

S: 160/Q-NH7

CNG HO X HI CH NGHA VIT NAM

c lp - T do - Hnh phc
----- o0o ----H Ni , Ngy 08 thng 06 nm 1996

QUYT NH
CA THNG C NGN HNG NH NC
Ban hnh quy nh v s phi kt
hp gia cc n v trong h thng ngn hng trong cng tc qun
l vay, tr n nc ngoi

THNG C NGN HNG NH NC

Cn c Php lnh Ngn hng Nh nc ngy 23/5/1990;
Cn c Ngh nh s 15/CP ngy 2/3/1993 ca Chnh ph v nhim v,
quyn hn v trch nhim qun l Nh nc ca B, c quan ngang B;
Theo ngh ca ng V trng V Qun l ngoi hi;

QUYT NH:
iu 1.- Ban hnh km theo Quyt nh ny "Quy nh v s phi kt hp
gia cc n v trong h thng Ngn hng trong cng tc qun l vay, tr
n nc ngoi".
iu 2.- Quyt nh ny c hiu lc k t ngy k.
iu 3.- Cc ng: Chnh Vn phng Thng c; V trng V T chc cn
b v o to; V trng V Qun l ngoi hi; Th trng cc V, Cc lin
quan Ngn hng Nh nc nu ti Mc III ca Quy nh km theo; Gim
c cc chi nhnh Ngn hng Nh nc tnh, thnh ph; cc Tng gim c
(gim c) cc Ngn hng thng mi, Ngn hng u t v pht trin v
cc n v lin quan chu trch nhim thi hnh quyt nh ny.
QUY NH

V S PHI KT HP GIA CC N V TRONG NGN HNG NH

NC V CNG TC QUN L VAY, TR N NC NGOI CA CC
DOANH NGHIP
(Ban hnh km theo Quyt nh s 160/Q-NH7 ngy 8/6/1996
ca Thng c ngn hng Nh nc)
thc hin tt nhim v Chnh ph giao cho ngnh ngn hng v qun l
vay, tr n nc ngoi theo Ngh nh 58/CP, Thng c ngn hng Nh
nc qui nh s phi hp gia cc n v trong h thng ngn hng v lp,
iu hnh tng hn mc vay tr n nc ngoi v quy trnh xt duyt chp
thun cc iu kin vay tr nh sau:

I. V LP V IU HNH TNG HN MC VAY, TR N NC

NGOI CA DOANH NGHIP
Ngn hng Nh nc l c quan qun l Nh nc v tin t, tn dng, chu
trch nhim kim sot cc lung ngoi t vo v ra khi Vit Nam, trong
c vay, tr n nc ngoi ca doanh nghip. Vic kim sot s thng qua
hai cng c chnh l: (1) Tng hn mc vay nc ngoi 5 nm v hng
nm, (2) Quy nh cc iu kin vay, tr.
1- Lp tng hn mc vay vn nc ngoi:
V Nghin cu kinh t c trch nhim:
- Xy dng Chin lc huy ng v s dng vn nc ngoi 5 nm v hng
nm ph hp vi chin lc pht trin kinh t ca t nc;
- Ch tr phi hp vi cc V: V Quan h quc t, V Tn dng, V Qun l
ngoi hi xy dng k hoch v iu hnh tng hn mc v vay, tr n
nc ngoi 5 nm v hng nm ca cc doanh nghip bo co Thng c
Ngn hng Nh nc trnh Th tng Chnh ph ph duyt.
2- Xem xt cc iu kin vay, tr n nc ngoi ca doanh nghip: Trn c
s Tng hn mc c Th tng Chnh ph ph duyt, Thng c ngn
hng Nh nc giao cho V Qun l ngoi hi thc hin xem xt cc iu
kin vay, tr n nc ngoi ca cc doanh nghip da trn nguyn tc:
a) Khuyn khch cc khon vay u i, hn ch vic vay vn nc ngoi
theo iu kin thng mi, c bit l cc khon vay thng mi ngn hn

v vay nc ngoi nhp khu hng tiu dng;

b) i vi Doanh nghip Nh nc (trong c cc Ngn hng thng mi
quc doanh) thc hin theo tng hn mc c Chnh ph ph duyt v
cn ch cc ch tiu nh lng v vay thng mi nc ngoi ca Chng
trnh ESAF; cn c im 18, 20 Thng t 07/TT-NH7 ngy 26/3/1994 v
cc quy nh sa i, b sung Thng t ny gii quyt tng trng hp
c th.
c) i vi cc doanh nghip ngoi quc doanh (bao gm c cc x nghip c
vn u t nc ngoi): cn c tng hn mc v cc iu kin vay tr qui
nh ti cng vn s.... b sung Thng t 07/TT-NH7 ngy 26/3/1994 v
cc vn bn sa i, b sung Thng t ny gii quyt cc trng hp c
th.

II. QUY TRNH XT DUYT V CHP THUN CC IU KIN VAY

TR N NC NGOI CA DOANH NGHIP
1- Cc doanh nghip, cc t chc tn dng c nhu cu vay vn nc ngoi
gi h s xin vay vn (theo quy nh trong Thng t 07/TT-NH7 ngy
26/3/1994 ca Thng c ngn hng Nh nc) cho Ngn hng Nh nc
Trung ng (V Qun l ngoi hi).
2- K t khi nhn c h s, trong thi gian 5 ngy lm vic,
V Qun l ngoi hi c kin trnh Thng c quyt nh.
3- Khi c quyt nh ca Thng c, trong thi gian 2 ngy lm vic, V
Qun l ngoi hi c thng bo quyt nh ca Thng c gi doanh nghip
thc hin.
4- Trong trng hp bn cho vay yu cu phi bo lnh, doanh nghip lm
vic vi Ngn hng thng mi hoc lm vic vi V Tn dng (nu c ch
nh ca Chnh ph) lm th tc bo lnh. Cc ngn hng thng mi
hoc V tn dng xem xt cc h s vay vn nc ngoi ca doanh nghip
cn ch cc vn lin quan nh t cch php nhn ca doanh nghip,
nng lc ti chnh, lun chng kinh t (phng n sn xut kinh doanh),
hp ng tn dng s k v cc iu kin vay tr khc bo co ngn
hng Nh nc. Sau khi c kin ng bo lnh ca ngn hng thng
mi (hoc V tn dng), V Qun l ngoi hi tng hp trnh Thng c
Ngn hng Nh nc quyt nh v chp thun cc iu kin vay tr.

5- Sau khi c chp thun ca Ngn hng nh nc v c Ngn hng

thng mi ng bo lnh (i vi cc khon vay cn c bo lnh), doanh
nghip mi c k hp ng tn dng vi nc ngoi. Trong thi gian 30
ngy k t khi k hp ng, doanh nghip phi gi bn sao hp ng k
km theo k hoch rt vn, tr n cho Ngn hng Nh nc (V Qun l
ngoi hi). Nu k hoch rt vn v tr n thay i, doanh nghip phi bo
co cho Ngn hng Nh nc sau 10 ngy lm vic.
6- V Qun l Ngoi hi thng bo y cc khon vay vn nc ngoi
ca doanh nghip c chp thun cho chi nhnh Ngn hng Nh nc
tnh, thnh ph theo di v c c s kim tra vic thc hin cc hp
ng tn dng ca doanh nghip v tng hp bo co Ngn hng Nh nc
Trung ng (V Qun l ngoi hi) theo quy nh ca Thng c. c bit
ch n tnh hnh rt vn, s dng vn v k hoch tr n.
7- Cc Tng gim c Ngn hng thng mi bo co vic thc hin cc
hp ng trc tip i vay hoc bo lnh cho Ngn hng nh nc (V qun
l ngoi hi) v tnh hnh rt vn, s dng vn v tr n nc ngoi theo
quy nh ca Thng c.
8- nh k 6 thng, V Qun l ngoi hi tng hp bo co ca cc chi
nhnh Ngn hng nh nc tnh, thnh ph v ca cc ngn hng thng
mi, trnh Thng c v kin ngh cc bin php gii quyt.
9- Cn c vo cc vn bn ban hnh v qun l vay tr n nc ngoi,
thanh tra Ngn hng Nh nc phi hp vi cc V lin quan tin hnh
kim tra vic thc hin vay tr n nc ngoi, bo lnh v m L/C tr chm
ca cc t chc tn dng.

III. S PHI KT HP GIA CC N V CA NGN HNG NH

NC
Vic phi kt hp gia cc n v thuc Ngn hng Nh nc TW trong cng
tc qun l vay tr n nc ngoi thc hin theo ni dung sau:
1- V Qun l ngoi hi:
- C chc nng nghin cu, tham mu cho BL cc ch trng, chnh sch,
ch v qun l vay v tr n nc ngoi.
- Xem xt cc iu kin vay tr ca cc doanh nghip trnh Thng c ph

duyt.
- L u mi theo di tnh hnh qun l vay v tr n nc ngoi v nh k
bo co Thng c tnh hnh vay, tr n nc ngoi trong c nc v kin
ngh bin php x l v ng gi cho V Nghin cu kinh t nghin cu
v tng hp.
2- V Nghin cu Kinh t:
V Nghin cu Kinh t c trch nhim thc hin theo quy nh ti im 1,
Mc I ni trn.
3- V Tn dng:
- Xy dng cc quy ch lin quan n bo lnh, ti bo lnh (K c L/C tr
chm). Hng dn cc t chc ti chnh thc hin.
- Theo di v kim tra vic bo lnh vay, tr n nc ngoi (k c vic m
L/C tr chm) ca cc t chc ti chnh, tn dng.
- nh k bo co Thng c v tnh hnh bo lnh vay vn nc ngoi v
ng gi cho V Qun l ngoi hi v V Nghin cu kinh t tng hp.
4- V Quan h Quc t:
- Chu trch nhim m phn k kt cc hp ng tn dng vi cc t chc
ti chnh quc t theo u quyn ca Thng c Ngn hng Nh nc. Trong
qu trnh m phn phi trao i vi cc V, cc lin quan.
- Sau khi cc hp ng tn dng c ph chun, thng bo cho V Qun l
Ngoi hi nhng iu kin c bn ca khon vay v gi bn sao hp ng
cho V Qun l Ngoi hi tng hp, bo co Thng c.
5- S giao dch:
S giao dch Ngn hng Nh nc thng bo s liu v tnh hnh rt vn,
tr n cc khon vay Chnh ph do Ngn hng Nh nc theo di cho V
Qun l ngoi hi.
6- Thanh tra Ngn hng Nh nc:
Phi hp vi cc V cc Ngn hng Nh nc Trung ng, chi nhnh Ngn
hng Nh nc a phng tin hnh kim tra, thanh tra vic chp hnh
cc vn bn ca Ngn hng Nh nc v vay, tr n nc ngoi. Thng bo

cho V Qun l Ngoi hi kp thi kt qu kim tra tng hp bo co

Chnh ph v Thng c Ngn hng Nh nc.
Vic b sung quy nh ny do Thng c Ngn hng Nh nc quyt nh.

NGN HNG NH NC
( k)

L Vn Chu