TH TNG CHNH PH

-------

CNG HA X HI CH NGHA VIT NAM

c lp T do Hnh phc
--------------

S: 131/Q-TTg

H Ni, ngy 23 thng 01 nm 2009

QUYT NH
V VIC H TR LI SUT CHO CC T CHC, C NHN VAY VN NGN HNG
SN XUT KINH DOANH
TH TNG CHNH PH
Cn c Lut T chc Chnh ph ngy 25 thng 12 nm 2001;
Cn c Lut Ngn hng nh nc ngy 12 thng 12 nm 1997 v Lut sa i, b sung mt s
iu ca Lut Ngn hng nh nc ngy 17 thng 6 nm 2003;
Cn c Lut Cc t chc tn dng ngy 12 thng 12 nm 1997 v Lut sa i, b sung mt s
iu ca Lut cc t chc tn dng ngy 15 thng 6 nm 2004;
Cn c Ngh quyt s 30/2008/NQ-CP ngy 11 thng 12 nm 2008 ca Chnh ph v nhng
gii php cp bch nhm ngn chn suy gim kinh t, duy tr tng trng kinh t, m bo an
sinh, x hi;
Xt ngh ca Thng c Ngn hng Nh nc Vit Nam, B trng B Ti chnh, B trng
B K hoch v u t,
QUYT NH:
iu 1. Trong nm 2009, Nh nc h tr li sut cho cc t chc, c nhn vay vn ngn hng
sn xut kinh doanh, nhm gim gi thnh sn phm hng ha, duy tr sn xut, kinh doanh
v to vic lm, trong iu kin nn kinh t b tc ng ca khng hong ti chnh v suy thoi
kinh t th gii.
iu 2. i tng v phm vi p dng
1. Cc t chc tn dng cho vay vn i vi cc t chc, c nhn (gi chung l khch hng vay)
theo quy nh ca php lut, bao gm: cc ngn hng thng mi Nh nc, ngn hng thng
mi c phn, ngn hng lin doanh, chi nhnh ngn hng nc ngoi hot ng ti Vit Nam,
ngn hng 100% vn nc ngoi v Qu Tn dng nhn dn trung ng (di y gi chung l
ngn hng thng mi).
2. Cc khon vay ngn hn ngn hng bng ng Vit Nam theo cc hp ng tn dng c k
kt v gii ngn trong nm 2009 ca cc t chc (doanh nghip, hp tc x, t hp tc, h gia
nh ), c nhn lm vn lu ng sn xut kinh doanh, c thng k tn dng theo quy
nh ca Ngn hng Nh nc Vit Nam v ch bo co thng k; tr cc khon vay thuc
ngnh, lnh vc theo Ph lc km theo Quyt nh ny.

iu 3. Nguyn tc, thi hn, s tin vay v mc li sut h tr

1. Nguyn tc h tr li sut l cc ngn hng thng mi cho vay cc nhu cu vn lu ng
hot ng sn xut kinh doanh theo c ch tn dng thng thng v thc hin h tr li sut
theo ng quy nh ca Th tng Chnh ph v hng dn ca Ngn hng Nh nc Vit
Nam; khng c t chi h tr li sut, nu khon vay thuc i tng c h tr li sut;
nh k bo co Ngn hng Nh nc Vit Nam kim tra, gim st tnh hnh h tr li sut.
2. Thi hn vay c h tr li sut ti a l 08 thng i vi cc khon vay theo hp ng tn
dng c k kt v gii ngn trong khong thi gian t ngy 01 thng 02 n ngy 31 thng 12
nm 2009.
3. Mc li sut h tr cho khch hng vay l 4%/nm, tnh trn s tin vay v thi hn cho vay
thc t nm trong khong thi gian quy nh ti khon 2 iu ny; khi thu li cho vay, cc ngn
hng thng mi gim tr s tin li phi tr cho khch hng vay.
iu 4. T chc thc hin
1. Quyt nh ny c hiu lc thi hnh k t ngy k.
2. Ngn hng Nh nc Vit Nam ch tr, phi hp vi B Ti chnh hng dn v kim tra,
gim st vic thc hin nghim Quyt nh ny.
3. Trch nhim ca ngn hng thng mi v khch hng vay
a) i vi ngn hng thng mi:
- Thc hin vic h tr li sut cho khch hng vay theo ng quy nh ca Th tng Chnh
ph v hng dn ca Ngn hng Nh nc Vit Nam;
- Trong 10 ngy u thng 02 nm 2009, gi giy ng k v k hoch h tr li sut cho Ngn
hng Nh nc Vit Nam v thc hin ngay vic h tr li sut cho khch hng vay;
- p dng c ch v li sut cho vay thng thng khi k kt hp ng tn dng; n k hn thu
li tin vay ca khch hng, cc ngn hng thng mi thc hin vic gim tr s tin li bng
4%/nm tnh trn s tin vay v thi hn cho vay thc t pht sinh trong nm 2009; cc ngn
hng thng mi c hon tr s tin li gim tr ny t Ngn hng Nh nc Vit Nam trn
c s bo co nh k hng qu;
- Ngy 10 ca thng u qu gi bo co s tin h tr li sut v ng k s tin h tr li sut
ca qu tip theo cho Ngn hng Nh nc Vit Nam.
b) Khch hng vay thuc i tng h tr li sut gi giy ngh h tr li sut cho cc ngn
hng thng mi ni vay vn c h tr li sut.

4. Thng c ngn hng Nh nc Vit Nam, cc B trng, Th trng c quan ngang B,

Th trng c quan thuc Chnh ph, Ch tch y ban nhn dn tnh, thnh ph trc thuc
Trung ng, Ch tch Hi ng qun tr, Tng Gim c cc ngn hng thng mi chu trch
nhim thi hnh Quyt nh ny./.

KT. TH TNG
PH TH TNG
Nguyn Sinh Hng

PH LC
CC KHON VAY NGN HNG NGN HN (VN LU NG) BNG NG VIT
NAM CA KHCH HNG VAY KHNG THUC I TNG H TR LI SUT
C THNG K THEO NGNH, LNH VC
(Ban hnh km theo Quyt nh s 131/Q-TTg ngy 23 thng 01 nm 2009 ca Th tng
Chnh ph)
1. Ngnh Cng nghip khai thc m.
2. Hot ng ti chnh.
3. Ngnh qun l nh nc v an ninh quc phng, ng, on th, bo m x hi bt buc.
4. Gio dc v o to.
5. Y t v hot ng cu tr x hi.
6. Hot ng vn ha, th thao.
7. Hot ng lin quan n kinh doanh ti sn v dch v t vn (tr hot ng u t xy dng

nh cho ngi c thu nhp thp).

8. Hot ng phc v c nhn v cng cng (bao gm c cho vay thng qua th tn dng).
9. Hot ng dch v ti h gia nh.
10. Hot ng cc t chc quc t.
11. Nhp khu nhng mt hng tiu dng.
12. u t v kinh doanh chng khon.
13. Kinh doanh bt ng sn di hnh thc mua, bn quyn s dng t.