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11. Cc trng hp ch dn khng thanh ton hay khng chp nhn thanh ton
v/hoc khng tun theo cc ch dn khc.
c.1. Cc ch dn nh thu phi ghi y tn v a ch ngi tr tin hoc ni xut
trnh chng t. Nu a ch khng y hoc sai th ngn hng thu c th c gng
xc nh a ch thch hp nhng khng chu trch nhim v pha mnh.
c.2. Ngn hng thu s khng c trch nhim i vi bt c s chm ch no do a ch
cng cp khng y , khng ng gy ra.
C. HNH THC XUT TRNH
IU 5: Xut trnh chng t
a. Nhm phc v cho cc iu ny vic xut trnh l mt th tc m ngn hng xut
trnh chng t i tin ngi tr tin nh ch th.
b. Trong ch th nh thu cn ghi chnh xc khong thi gian m trong qung thi gian
ngi tr tin phi thc hin thanh ton.
Cc t nh: "Th nht", "Ngay", "Lp tc" v cc t tng t khng nn dng c lin
quan n vic xut trnh hoc dn chiu n bt c thi hn no m trong thi hn
chng t phi c tip nhn hoc i vi bt c hnh ng no m ngi tr tin
phi thc hin. Nu nhng t nh th c s dng th ngn hng s khng xem xt
n.
c. Cc chng t xut trnh chng t ti ngi tr tin phi nguyn vn nh lc nhn,
tr khi cc ngn hng c php dn vo bt c con tem cn thit no vi chi ph
do ngi nh thu phi gnh chu, tr khi c ch th ngc li, v ngn hng tin hnh
bt c k hu cn thit no hay ng bt c du cao su no hoc mi du hiu khc
hoc cc k hiu do tp qun hoc theo yu cu ca nghip v nh thu.
d. thc hin c hiu qu ca vic nh thu, ngn hng chuyn s dng ngn hng do
ngi nh thu ch th lm ngn hng thu tin. Trong trng hp khng c s ch
nh nh th, th ngn hng chuyn c th dng bt k ngn hng no ca chnh mnh
hoc chn mt ngn hng khc nc tr tin hoc chp nhn thanh ton hoc mt
nc m cc iu kin nh thu t ra ph hp.
e. Cc chng t v ch th nh thu c th do ngn hng chuyn gi trc tip cho ngn
Khi ngn hng chuyn ch th rng hoc l ngn hng thu hoc l ngi tr tin s
phi to lp chng t (hi phiu, k phiu, bin lai tin khc, th cam kt hoc cc
chng t khc) m khng c trong nh thu th hnh thc v li vn cho nhng chng
t nh th s do ngn hng chuyn quy nh, ngc li, ngn hng thu s khng chu
trch nhim v hnh thc v li vn ca bt k chng t no do ngi tr tin v/hoc
ngn hng thu cp.
D. NGHA V V TRCH NHIM
IU 9: S thin ch v s cn thn hp l
Cc ngn hng s hnh ng vi s thin ch v s cn thn hp l.
IU 10: Cc chng t i vi hng ho/ Dch v/ Cc thc hin
a. Hng ha khng c gi trc tip n a ch ca mt ngn hng hoc c
chuyn n hoc c chuyn theo lnh ca mt ngn hng m khng c s tho
thun trc ca ngn hng .
Tuy vy, trong trng hp hng c gi trc tip n a ch ca ngn hng hoc
c chuyn n hoc chuyn theo lnh ca mt ngn hng trao cho ngi tr tin
khi h thanh ton hoc khi h chp nhn thanh ton hoc khi nhng iu kin khc
c thc hin m khng c s tho thun khc hoc khng c s tho thun trc
ca ngn hng th ngn hng s khng c ngha v nhn hng v ri ro, trch
nhim i vi hng ho vn thuc v ngi gi hng.
b. Cc ngn hng khng c ngha v thc hin bt c hnh ng no i vi hng ho
v phng thc nh thu km theo chng t c lin quan bao gm vic lu kho v bo
him hng ho ngay c khi ch th nh thu nu quy nh c th iu . Cc ngn hng
s ch lm iu nu khi v chng mc khi m h ng l nh vy trong tng
trng hp. D cho c iu khon iu 1 (c), quy nh ny c p dng ngay c
khi khng c bt c thng bo c th no v vn ny ca ngn hng thu.
c. Tuy nhin, nu cc ngn hng tin hnh bo v hng ho, d c ch th hay khng,
cc ngn hng ny cng khng chu trch nhim v s phn v/hoc tnh cnh ca
hng ho v/hoc v mi hnh ng v/hoc v thiu st ca bt k bn th ba no
c u nhim lu kho v hoc bo v hng ho. Tuy nhin, ngn hng thu phi
thng bo ngay cho ngn hng gi ch th nh thu v bt k hnh ng no thuc
loi ny.
E. THANH TON
IU 16: Thanh ton khng chm tr
a. S tin thu c (tr i cc cc ph v/hoc cc ng chi v/hoc chi ph nu c)
phi giao ngay cho bn nhn bn ch th nh thu ph hp vi cc iu kin ghi
trong bn iu kin nh thu ny.
b. D cho c quy nh trong iu ph 1(c), v tr khi c s tho thun ngc li,
ngn hng thu s ch thanh ton s tin thu c cho ngn hng chuyn.
IU 26. Thng bo
Cc ngn hng thu cn thng bo s kin theo cc quy nh sau:
a. Hnh thc thng bo
Mi thng bo hoc thng tin t ngn hng thu gi n ngn hng gi ch th nh
thu trong mi trng hp u phi ghi mi chi tit thch ng bao gm s tham chiu
ca ngn hng gi lnh nh thu c ghi trong ch th nh thu.
b. Phng php thng bo
Ngn hng chuyn s c trch nhim ch dn ngn hng thu v phng php thng
bo c ni r trong mc (c) 1, (c) 2, v (c) 3 di y. Nu khng c ch dn ny
th ngn hng thu s gi nhng thng bo tng ng bng phng php t chn vi
chi ph ca ngn hng gi ch th nh thu.
c.1. Thng bo thanh ton
Ngn hng thu phi lp tc gi thng bo v thanh ton n ngn hng gi bn ch
th nh thu, ni r s tin hoc cc s tin thu c, cc chi ph v/hoc tin ng chi
v hoc cc l ph khu tr, nu c, v phng php chuyn tin cn li.
c.2. Thng bo vic chp nhn thanh ton
Ngn hng thu phi lp tc gi thng bo v vic chp nhn thanh ton cho ngn hng
gi bn ch th nh thu ti.
c.3. Thng bo vic khng thanh ton hay/ v khng chp nhn thanh ton
Ngn hng xut trnh cn tm ra l do ca vic ny khng thanh ton khc v/hoc
khng chp nhn thanh ton v thng bo ngay cho ngn hng gi bn ch th nh
thu.
Ngn hng xut trnh phi gi ngay thng bo khng thanh ton v/hoc thng bo
khng chp nhn thanh ton cho Ngn hng gi ch th nh thu.
Khi nhn c thng bo ny, ngn hng chuyn phi c ch th thch hp v vic tip
tc x l cc chng t. Nu sau 60 ngy k t khi gi thng bo v vic khng thanh
ton v/hoc khng chp nhn thanh ton m ngn hng xut trnh vn khng nhn