Câu hỏi và ôn tập TTQT

Cu hi v n tp TTQT
Cu hi n tp

I. L thuyt
1. Phn tch mi quan h kinh t gia thanh ton v hoat dng xut nhp khu
2. Phn tch nhng ni dung co bn ca HTMQT
3. iu kin thanh ton quc t trong Hop dng thuong mai bao gm nhng ni dung g?
4. V sao khi k kt hop dng thuong mai cc bn rt quan tm dn diu kin tin t
5. Gi tri php l v ni dung co bn ca UCP 500
6. Gii thch: quy tc v thuc hnh thng nht v tn dung chng t (UCP) l mt vn bn php l
tuy .
7. Mi quan h gia UCP 500 v ISBP. uu dim ca vic dn chiu cc vn bn php l trn trong
thanh ton quc t.
8. Nu nhng dc dim co bn ca t hi phiu thuong mai. V sao hi phiu c th luu thng
chuyn nhuong trong thi han hiu luc?
9. Ni dung v hnh thc ca hi phiu? Gii thch nghia ca nhng yu t: ngy pht hnh hi
phiu; dia dim pht hnh; thi han tr tin; ngui k pht, ngui tr tin
10. So snh hi phiu s dung trong thanh ton Nh thu v Tn dung chng t
11. Tai sao phi chp nhn hi phiu? Ch th chp nhn hi phiu trong thanh ton quc t? Hnh
thc chp nhn hi phiu?
12. Khi kim tra d thanh ton mt hi phiu ky han, ngn hng cn ch dn nhng ni dung g?
13. Tiu ch phn loai hi phiu? Trong thuong mai quc t loai hi phiu no duoc s dung ph
bin nht? Gii thch.
14. So snh nhng dim ging v khc nhau co bn gia hi phiu v lnh phiu.
15. Nhng ni dung php l ca t sc.
16. Trong thuong mai quc t, loai Sc no duoc s dung ph bin nht? V sao?
17. Ga tri php l ca ch k th nht, ch k th hai trn mt t Sc du lich.
18. Ri ro trong thanh ton Sc du lich.
19. Nhng tin ch khi s dung th thanh ton. Phn bit th tn dung v th no. Nhng luu khi
s dung Credit Card?
20. Quy trnh thanh ton chuyn tin. uu, nhuoc dim ca phuong thc thanh ton chuyn tin di
vi cc bn lin quan.
21. So snh nh thu km chng t v nh thu phiu tron. uu nhuoc dim ca nh thu chng t
di vi cc bn lin quan.
22. So snh d phn bit nhng dim ging v khc nhau co bn gia D/P v D/A; gia D/P tr
ngay v D/P ky han.
23. Phn tch trch nhim, quyn han ca cc thnh phn tham gia thanh ton tn dung chng t.
24. uu, nhuoc dim ca thanh ton tn dung chng t.
25. Phn tch nhng nghip vu ch yu ca cc ngn hng tham gia thanh ton tn dung chng t.
26. Ni dung co bn ca L/C
27. Phn tch mi quan h gia cc thi han: hiu luc ca L/C, thi han giao hng v thi han xut
trnh chng t thanh ton.
28. Phn tch tnh cht ca L/C
29. Phn bit thu tn dung v phuong thc thanh ton tn dung chng t?
30. Cc loai L/C duoc s dung ph bin trong thuong mai quc t?
31. So snh d phn bit nhng dim ging v khc nhau co bn gia Transferable Credit v
Back- to- Back credit?
32. Trnh by dc dim ca Back-to-Back credit, nhng luu d han ch ri ro cho nh trung gian
v ngn hng pht hnh L/C gip lung.
33. So snh d phn bit nhng dim ging v khc nhau co bn gia on yu cu m L/C v
L/C?
34. So snh vai tr ca ngn hng nh nhp khu trong thanh ton Nh thu v Tn dung chng t?
35. So snh chit khu b chng t min truy di v c truy di trong thanh ton hng xut?
36. nghia ca b chng t hon ho trong thanh ton tn dung chng t?
37. Trnh by muc dch ca vic k quy m L/C.
38. L/C xc nhn duoc s dung trong trung hop no? So snh d phn bit nhng dim ging v
khc nhau co bn v trch nhim ca ngn hng pht hnh v ngn hng xc nhn L/C.
39. Tai sao ni L/C l cam kt thanh ton c diu kin ca ngn hng.
40. K hu B/L do ai thuc hin? dm bo an ton cho ngn hng pht hnh L/C, B/L cn quy
dinh nhu th no?
41. So snh d phn bit nhng dim ging v khc nhau co bn gia Bo lnh nhn hng v u
quyn nhn hng?
42. Mt s vn d khc: Chng t ca bn th ba; chng t xut trnh mun; sa di L/C...
43. Nhng ni dung ca UCP khng cn ph hop vi thuc t cn khc phuc?
44. Han ch ca ISBP?

II. Bi tp
Bi 1. Ngn hng Thng bo X nhn duoc L/C khng c Test, d thng bo L/C d cho ngui
hung loi A v c ghi ch: L/C thiu Test.
Sau khi thng bo, NH X din cho ngn ahngf m L/C (Ngn hng Delta-HongKong) d nghi b
syng Test, nhung st dn ngy giao hng m vn khng nhn duoc su tr li.
Ngui hung loi tin hnh giao hng theo L/C sau khi d hi Ngn hng X v L/C d.
Ngui hung loi xut trnh chng t thanh ton qua Ngn hng X. Ngn hng ny kim tra chng
t v hung dn ngui xut khu hon chnh b chng t thanh ton cho ph hop vi diu kieen
ca L/C do Ngn hng Delta m.
B chng t ny bi tr lai NH X vi l do Ngn hng Delta khng pht hnh L/C d.
Vy gii thch vn d ny nhu th no?
Bi 2. Cng ty XNK A nhn duoc mt L/C do Ngn hng BOC - Singapore pht hnh.
Trn L/C d c doan ghi: Ngn hng BOC s tr tin ngay sau khi nhn duoc chp nhn thanh
ton ca ngui xin m L/C nu hng ha ph hop vi chng t ca ngui hung loi xut trnh
oan cui ca L/C c ghi: L/C nay p dung UCP 500, bn sa di nm 1993 ca ICC
Cng ty XNK A c nn chp nhn L/C ny khng? Tai sao?
Bi 3. Cng ty A m L/C qua VCB vi tng tri gi 250.000 USD, tr chm 120 ngy k t ngy giao
hng d nhp hng ca SONY - Nht Bn.
VCB d k chp nhn hi phiu tr chm do SONY k gi tri 250.000USD. Hng ca SONY c
phm cht km, do d SONY dng gim gi cho cng ty A s tin 50.000USD.
n han, cng ty A chuyn tin qua VCB tr cho SONY 200.000 USD. Ngn hng ca SONY so s
tin nhn duoc vi hi phiu chp nhn bi VCB thy thiu 50.000 USD, nn d phn khng VCB
v doa dua ra Trung tm trong ti Quc t Vit Nam kin.
Quan dim ca ban v vn d ny nhu th no?
Bi 4. Anh (chi) hy lua chon cu tr li dng trong cc cu sau dy:
B chng t sai st l:
a/ Xut trnh chng t thiu so vi yu cu ca L/C
b/ Xut trnh chng t tha so vi yu cu ca L/C
c/ C bt ky su khc bit no so vi yu cu ca L/C
Bi 5. Ngn hng A pht hnh mt L/C khng hy ngang nhp khu 3.000MT bt ngot theo yu
cu ca cng ty TNHH B H Ni.
Cng ty k qy m L/C vi gi tri bng 20% gi tri L/C.
Ngn hng A nhn duoc b chng t di tin ca ngui hung loiv d thanh ton 100% tri gi hi
phiu ca b chng t d v chng t hon ton ph hop vi L/C.
Ngn hng A bo cho cng ty TNHH B hon tr nt tin, nhung cng ty ny d bi ph sn, gim
dc b trn.
Vy, ban gii thch vn d ny nhu th no?
Cc chng t c sai bit thuc trch nhim ca ai?
a/ Thuc v ngui hung loi
b/ Thuc v ngui xin m L/C nu ho khng t chi chng
c/ Thuc v Ngn hng xut trnh chng t, nu NH ny thanh ton chng c bo luu
d/ C a, b, c.
Ngn hng xut trnh chng t (Ngn hng phuc vu ngui xut khu) gi cc chng t dn Ngn
hng pht hnh km theo bn cng b chng hon ton ph hop vi cc diu kin v diu khon
ca L/C. Nhu vy:
a/ Ngn hng pht hnh khng th bt dng vi Ngn hng xut trnh v Ngn hng ny hnh
dng vi tu cch l ngn hng dai l ca n.
b/ Ngn hng pht hnh khng cn kim tra lai cc chng t d.
c/ Ngn hng pht hnh phi kim tra lai cc chng t d.
Bi 8. Cng ty nhp khu c mua hng ca Vit Nam s dung phuong thc thanh ton tn dung
chng t. L/c duoc m bng thu, nh nhp khu yu cu giao hng theo 8 k m v Ngn hng
c d Fax L/C ny cho Ngn hng Vit Nam. Bn Fax dn tay Ngn hng Vit Nam truc khi nhn
duoc L/C gc gi bng thu.
Nh xut khu d chun bi hng d giao theo tinh thn ca bn Fax. iu dng tic l khi nhn
duoc L/C chuyn bng thu th d c su thay di 2/8 m hng so vi bn Fax.
Yu cu: cuong vi ngui xut khu ban phi lm g trong tnh hung ny?
Bi 9. Cng ty xut khu Vit nam bn l hng tri gi 300.000 USD cho nh nhp khu nuc ngoi
s dung phuong thc thanh ton tn dung chng t.
Nh nhp khu yu cu m L/C khng hy ngang tai Ngn hng Manhattan-Newyork.
L/C duoc thng bo qua NHTM A. Trong L/c ny khng quy dinh r ngun lut p dung v cng
khng c diu khon xut trnh chng t sau bao nhiu ngy k t ngay giao hng.
cuong vi Ngn hng thng bo, ban nn tu vn cho nh xut khu nhu th no nhm phng
nga ri ro?
Vn don hon ho duoc hiu:
a/ L mt vn don ph hop vi cc diu kin v diu khon ca L/C trn moi phuong din
b/ L mt vn don khng c bt c su sa li no
c/ L mt vn don khng c bt c su ghi ch no v khuyt tt ca bao b, hng ha
Ngn hng A pht hnh L/C cho nh XK c thng bo qua Ngn hng Dresner. Sau d v mt s
l do nht dinh nh xut khu c yu cu duoc thay di thng bo L/C qua NH B.
cuong vi Ngn hng A, ban s hnh dng theo cch no?
1/ Pht hnh lai L/C d v chuyn ti Ngn hng B.
2/ in cho Ngn hng Dresner yu cu ho thng bo L/C cho ngui hung qua NH B
3/ in hy thng bo L/C ti NH Dresner ri lm th tuc thng bo L/C ti Ngn hng B
4/ C hai cch 2 v 3
Theo UCP 500, chng t no l chng t ti chnh trong cc chng t sau dy:
a/ Bill of lading
b/ Bill of exchange
c/ Invoice
Nh xut khu sau khi giao hng p dung phuong thc thanh ton tn dung chng t, d xut trnh
cc chng t sau dy:
1/ B/E k pht di tin issuing bank
2/ Ton b cc chng t theo quy dinh ca L/C
Sau khi kim tra thy chng t c sai bit, Negotiating bank thuc hin:
a/ Gi b chng t d cho issuing bank v din di tin reimbursing bank
b/ K pht B/E di tin reimbursing bank
c/ in thng bo cho issuing bank v su khc bit ca chng t, yu cu NH chp nhn tr tin
v ngay lp tc din di tin reimbursing bank m khng doi kt qu t pha Issuing bank
d/ in thng bo cho Issuing bank v su khc bit ca chng t , yu cu chp nhn tr tin v
ch di tin reimbursing bank khi c y quyn tr ca issuing bank
Ngn hng pht hnh v Ngn hng xc nhn c mt khong thi gian hop l d kim tra chng t
nhiu nht khng qu:
a/ By ngy lm vic cho mi ngn hng
b/ By ngy ngn hng cho mi ngn hng
c/ By ngy ngn hng
Khi Ngn hng pht hnh nhn duoc b chng t th hin trn b mt khng ph hop vi diu
khon v diu kin ca L/C, th:
a/ Phi gi ngay chng t tr lai Ngn hng xut trnh
b/ Phi giao cho ngui nhp khu d ho quyt dinh
c/ Phi thng bo ngay cho ngui nhp khu bit tnh trang ca b chng t v ch khi no nhn
duoc kin ca ngui nhp khu s tr li nuc ngoi.
d/ Phi quyt dinh tr tin nuc ngoi hay khng trn co s c tham kho kin ca ngui nhp
khu
Nu trong L/C khng tuyn b r rng p dung UCP no th:
a/ L/C p dung tu dng UCP
b/ L/C p dung tu dng UCP 400
c/ L/C p dung tu dng UCP 500
d/ L/C khng p dung UCP no
Ngn hng Thng bo nhn duoc L/C m bng din khng c Test:
a/ C th thng bo L/C ny m khng c cam kt g t pha ngn hng
b/ C th t chi thng bo, tuy nhin n phi thng bo mt cch hop l v khng chm tr cho
ngn hng pht hnh v su t chi ny
c/ Nu ngn hng thng bo sn sng thng bo L/C ny th ho phi yu cu bng duoc su xc
minh tnh chn thuc b ngoi ca L/C d
Bi 18. S nhn duoc tin hng
Anh (chi) hy lua chon cu tr li dng trong cc cu sau dy:
Mt L/C yu cu Hi phiu k pht di tin ngui xin m L/C
a/ Yu cu ny bi b qua
b/ Hi phiu s duoc kim tra nhu chng t phu
c/ UCP khng cho php s dung ch thi dang ny
Bng vic xut hng theo mt L/C, ng xut khu c th chc chn rng:
a/ S nhn duoc tin hng
b/ S nhn duoc tin hng khi c b chng t hng ha ph hop cc diu khon ca L/C
c/ S khng gp ri ro trong thanh ton
Bi 20 Anh (chi) hy lua chon cu tr li dng trong cc cu sau dy:
i vi mt sa di L/C
a/ Ngui hung loic quyn chp nhn mt phn sa di, tuy nhin ch khi anh ta xut trnh bng
chng l anh ta d tha thun nhu vy vi ngui xin m L/C
b/ Ngui hung loi khng duoc quyn chp nhn mt phn sa di
c/ Ngui hung loi phi chp nhn sa di
Bi 21 Anh (chi) hy lua chon cu tr li dng trong cc cu sau dy:
Thut ng chit khu c nghia l:
a/ Thanh ton ngay lp tc
b/ Kim tra chng t ri gi chng t ti ngn hng pht hnh yu cu thanh ton
c/ Kim tra chng t v thanh ton truc ngy do han
Ngay sau khi nhn duoc ch thi khng r rng vv vic sa di L/C
a/ Ngui hung loi phi ch thi cho ngui xin m L/C lin h vi Ngn hng pht hnh d xc minh
b/ Ngn hng pht hnh phi cung cp thng tin cn thit khng chm ch
c/ Ngn hng thng bo phi yu cu Ngn hng pht hnh xc minh khng chm tr v vic ny
Ngn hng phi kim tra cc chng t theo yu cu ca L/C d:
a/ m bo chng c tnh chn thuc v ph hop
b/ m bo rng nhng tiu chun quc t v nghip vu ngn hng duoc phn nh trn cc chng
t d.
c/ m bo rng hng ha d duoc giao ssng nhu Hop dng thuong mai
d/ m bo rng chng ph hop trn b mt vi cc diu khon v diu kin ca L/C
Trn Bill of lading trong b chng t ca ngui xut khu gi ti VCB c ghi:
- Issue date: 3/5/2004
- Clean on board: 4/5/2004
Sau khi kim tra ton b chng t khc thy ph hop vi L/C, VCB thuc hin nhu sau:
a/ Gi ton b chng t ti Ngn hng chiu trch nhim thanh ton
b/ Sa lai ngy d Issue date ging nhu Clean on board
c/ Thng bo cho ngui xut khu d ho sa lai cho ph hop
Ngy Clean on board B/L phi
a/ Cng vi ngy giao hng cui cng quy dinh trong L/C
b/ Truc ngy giao hng cui cng quy dinh trong L/C
c/ Sau ngy giao hng cui cng quy dinh trong L/C
Ngy pht hnh L/C phu thuc vo:
a/ Ngy k kt hop dng thuong mai
b/ Ngy giao hng
c/ Khong cch gia nuc xut khu v nuc nhp khu
d/ b v c
Ngy ht han hiu luc ca L/C duoc coi l:
a/ Ngy giao hng cui cng
b/ Ngy ht han xut trnh chng t
c/ Ngy clean on board trn B/L
Date of expiry trong L/C l ngy 5/5/2004, ngui xut khu nn chon:
a/ Xut trnh chng t tai Ngn hng nuc ngui xut khu
b/ Xut trnh chng t tai Ngn hng nuc ngui nhp khu
c/ Xut trnh chng t tai Ngn hng nuc th 3.
Ngui xut khu xut trnh chng t ti Ngn hng A. Sau khi kim tra thy Giy chng nhn
tui tu khng c trong quy dinh ca L/C, v vy Ngn hng A d:
a/ Kt lun b chng t khng hop l
b/ Kim tra chng t trn mt cch cn thn thch dng d gi di ngn hng nuc ngoi
c/ Khng kim tra Giy chng nhn tui tu d m ch chiu trch nhim kim tra cc chng t
khc, tuy nhin vn gi ton b chng t ca ngui xut khu ti Ngn hng nuc ngoi di tin
Khi nhn duoc chng t tha so vi quy dinh ca L/C. Ngn hng phi:
a/ Bt buc kim tra tt c (c chng t tha)
b/ C quyn chuyn h chng t tha d sang Ngn hng nuc ngoi hoc chuyn tr lai cho
ngui xut khu
c/ Khng bt buc kim tra chng t tha d nhung phi lit k n vo bng chng t nhn duoc
Mt L/C quy dinh s dung hi phiu theo lnh ca Ngn hng A, nhung khi kim tra chng t Ngn
hng A thy c ghi Pay to the order cng ty B trn B/E. Ngn hng A d lm:
a/ Sa thnh Pay to the order Ngn hng A sau d chuyn ton b chng ti Ngn hng nuc
ngoi
b/ K hu B/E ri chuyn ton b chng ti Ngn hng nuc ngoi
c/ Yu cu ngui xut khu sa lai B/E cho dng vi quy dinh ca L/C
Kim tra chng t trc khi thanh ton
Posted on Thng Mt 19, 2008 by Nguyen Thanh Hai

2 Votes
Mt s trng hp bt hp l thng gp khi kim tra hi phiu
Ho n
Bt hp l thng gp khi kim tra ho n thng mi
Vn ti n
Cc bt hp l thng gp vn n
Chng t bo him ( insurance policy/ insurance certificate)
Cc bt hp l thng gp i vi chng t bo him
Phiu ng gi (packing list)
Cc bt hp l thng gp i vi phiu ng gi
Cc chng t khc
Hi phiu c gi tr thanh ton phi l hi phiu bn gc, c ch k bng tay ca ngi k pht
trn hi phiu
- Kim tra ngy k pht hi phiu c trng hoc sau ngy B/L v trong thi hn hiu lc ca L/C hay
khng. V sau khi giao hng, nh xut khu hon tt b chng t gi hng ri mi k pht hi phiu
i tin.
- Kim tra s tin ghi trn hi phiu, s tin ny phi nm trong tr gi ca L/C v phi bng 100% tr
gi ho n.
- Kim tra thi hn ghi trn hi phiu c ng nh L/C quy nh hay khng. Trn hi phiu phi ghi At
sight nu l thanh ton tr ngay hoc atdays sight nu l thanh ton c k hn.
- Kim tra cc thng tin v cc bn lin quan trn b mt hi phiu: tn v a ch ca ngi k pht (
drawer), ngi tr tin ( drawee). Theo UCP- 500, ngi tr tin l ngn hng m L/C.
- Kim tra s L/C v ngy ca L/C ghi trn hi phiu c ng khng?
- Kim tra xem hi phiu c k hu hay cha. Nu b chng t c chit khu trc khi
gi n ngn hng th trn mt sau hi phiu phi c k hu ca ngn hng thng bo hoc hi phiu
c k pht theo lnh ca ngn hng thng bo

+ Hi phiu thiu hoc khng chnh xc v tn v a ch ca cc bn c lin quan
+ Hi phiu cha k hu
+ S tin ghi trn hi phiu bng s v bng ch khng khp nhau hay khng bng tr gi ho n
+ Ngy k pht hi phiu qu hn hiu lc ca L/C
+ S L/C v ngy m L/C ghi trn hi phiu khng chnh xc
Ho n

- Kim tra s bn c xut trnh c ng quy nh ca L/C khng?
- Kim tra cc d liu v ngi bn, ngi mua (tn cng ty, a ch, s in thoi) so vi ni dung
ca L/C quy nh c ph hp khng?
- Ho n c ch k xc nhn ca ngi th hng hay khng? ( Lu theo UCP-500, nu L/C
khng quy nh thm th ho n khng cn k tn). Nu ho n khng phi do ngi th hng
lp th ho n c coi l hp l khi L/C c quy nh chp nhn chng t do bn th ba lp:
commercial invoice issued by third party is acceptable hay third party acceptable
- M t trn ho n c ng quy nh ca L/C hay khng?
- Kim tra s lng, trng lng, n gi, tng tr gi, iu kin c s giao hng, iu kin ng gi
v k m hiu hng ho c mu thun vi cc chng t khc nh phiu ng gi, vn n ng
bin hoc vn n hng khng
- Kim tra ho n v cc d kin m ngn hng cp trong L/C, hp ng, quota, giy php
xut nhp khu v cc thng tin khc ghi trn ho n: s L/C, loi v ngy m L/C, tn phng
tin vn ti, cng xp, cng d hng, s v ngy lp ho n c ph hp vi L/C v cc chng t
khc hay khng?
Bt hp l thng gp khi kim tra ho n thng mi:
- Tn v a ch ca cc bn c lin quan c ghi trn ho n thng mi khc vi L/C v cc
chng t khc
- S bn ho n pht hnh khng theo yu cu ca L/C
- S lng, n gi, m t hng ho, tng tr gi, iu kin ng gi v k m hiu hng ho trn ho
n khng chnh xc vi ni dung ca L/C
- S L/C v ngy m L/C khng chnh xc
- Cc d kin v vn ti hng ho khng ph hp vi B/L
- Khng c ch k theo quy nh ca L/C
Vn ti n

- Kim tra s bn chnh c xut trnh
- Kim tra loi vn n:
Vn n c nhiu loi nh vn n ng bin, vn n ng thu, vn n a phng
thcCn c vo quy nh ca L/C, cn kim tra xem loi vn n c ph hp khng?
- Kim tra tnh xc thc ca vn n:
Nh nhp khu phi kim tra vn n c ch k ca ngi chuyn ch ( hng tu) hoc i l ca
ngi chuyn ch hoc thuyn trng ca con tu hoc ngi giao nhn v t cch php l. Nu ch
c ch k ca ngi vn chuyn, khng nu t cch php l hoc khng nu y cc chi tit lin
quan t cch phpl ca ngi th chng t s khng c ngn hng thanh ton.
- Kim tra mc ngi gi hng. Tuy nhin, ngn hng vn chp nhn mt chng t vn ti m trn
bn th ba c cp cho d trong L/C khng quy nh nh vy.
-Kim tra mc ngi nhn hng: y l mc quan trng trn B/L v lun c quy nh r trong L/C
nn ngi lp vn n phi tun th quy nh ny mt cch nghim ngt.
Trong thc t, c hai cch ph bin quy nh mc Ngi nhn hng nh sau:
Made out to order blank endorsed ( B/L c lp theo lnh ngi gi hng v k hu trng). Mc
Ngi nhn hng trn B/L phi ghi to order v ngi gi hng s k hu trng mt sau ca B/L
Made out to order of Vietcombank Hochiminh City Branch. Mc ngi gi hng trn B/L phi nu To
the order of Vietcombank Hochiminh CIty Branch v ngi gi hng khngk hu. Nu mc ny
khng ghi chnh xc tn ngn hng Ngoi thng chi nhnh Tp H Ch Minh th vn n cng khng
c chp nhn.
- Kim tra mc thng bo ( Notify): Mc Notify trn B/L s ghi tn v a ch y ca ngi lm
n xin m L/C.
- Kim tra tn cng xp hng ( port of loading) v cng d hng ( port of discharge) c ph hp vi
quy nh ca L/C hay khng?
- Kim tra iu kin chuyn ti:
Nu L/C quy nh khng cho php chuyn ti ( transhipment prohibited), trn B/L khng c th
hin bt c bng chng no v s chuyn ti. Nu vic chuyn ti xy ra, ngn hng ch chp nhn
chng t ny khi tn cng chuyn ti, tn tu v tuyn ng phi c nu trn cng mt vn n.
-Kim tra ni dung hng ho c nu trn B/L c ph hp vi quy nh trong L/C v cc chng t
khc hay khng?
Ni dung ny bao gm: tn hng ho, k m hiu hng ho, s lng, s kin hng ho, tng trng
lng hng ho. c bit ngn hng thng ch n mc k m hiu hng ho ghi trn thng
hng, s hiu container hoc s hiu l hng c gi trn tu vi ni dung L/C v Packing List.
- Kim tra c im ca vn n: c th l vn n xp hng ( shipped on board B/L) hoc v n
n nhn hng xp ( received for shipment B/L)- loi vn n ny khng c ngn hng chp
nhn v t chi thanh ton tr khi c s chp nhn ca ngi nhp khu.
- Kim tra mc cc ph: c ph hp vi quy nh ca L/C hay khng?
Do nc ta, hng ho nhp khu ch yu theo iu kin giao hng CIF v CFR nn hu ht cc
L/C quy nh cc ph tr trc freight prepaid. Nu vn ti n nu cc ph phi thu freight to
collect th nh nhp khu s khng chp nhn chng t ny.
- Cn lu cc sa i b sung trn B/L phi c xc nhn bng ch k v con du ng thi kim
tra cc thng tin nh s L/C v ngy m, cc dn chiu cc chng t khc nh ho n, hp ng

- Nh nhp khu phi kim tra ngy k pht vn n c hp l hay khng?
Cc bt hp l thng gp vn n:

- Tn, a ch v cc thng tin khc v ngi gi hng, ngi nhn hng, ngi c thng bo
khng ph hp theo quy nh ca L/C
- Cc thay i b sung trn vn n khng c xc nhn ca ngi lp( ch k v con du)
-Vn n thiu tnh chnh xc thc do ngi lp vn n khng nu r t cch php l i vi trch
nhim chuyn ch l hng ny
- Cc iu kin dng gi v k m hiu hng ho khng theo ng quy nh ca L/C
- S hiu container hay l hng khng khp vi cc chng t khc nh chng t bo him, ho
n

- Kim tra loi chng t bo him c xut trnh c ng quy nh hay khng: chng th bo him (
Insurance Policy) hay chng nhn bo him (Insurance Certificate)
- Kim tra s lng bn chnh c xut trnh theo quy nh ca L/C
- Kim tra tnh xc thc ca chng t bo him: Chng t bo him c c k xc nhn ca ngi
c trch nhim hay khng?
- Kim tra loi tin v s tin trn chng t bo him
Trong thc t cc L/C u quy nh gi tr bo him bng 110% tr gi ho n. Do vy thanh ton
vin s i chiu s tin trn chng t bo him v ho n theo quy nh ca L/C
- Kim tra tn v a ch ca ngi c bo him c ng theo quy nh ca L/C hay khng? ng
thi kim tra vic chuyn nhng quyn bo him hng ha c hp l hay khng? Ngoi tr c quy
nh khc, tn v a ch ca ngi c bo him phi l nh xut khu ( ngi th hng) v vic
chuyn nhng quyn bo him hng ho cho nh nhp khu phi c th hin bng hnh thc k
hu trng ( blank endorsed) tng t nh trng hp chuyn quyn s hu i vi chng t vn
ti
-Kim tra ngy lp chng t bo him: Cn c theo iu 34e UCP-500 chng t bo him phi c
lp trc hoc trng vi ngy B/L. Nu ngy lp chng t bo him sau ngy lp vn n, ngn
hng s t chi thanh ton.
- Kim tra ni dung hng ho trn chng t bo him: cc m t v hng ho v s liu khc phi
ph hp vi L/C v cc chng t khc. Theo iu 37c UCP-500, vic m t hng ho c th chung
chung nhng khng c mu thun vi L/C.
- Kim tra cc d kin v vn chuyn hng ho trn chng t bo him: tn tu, cng xp hng,
cng d hng c ph hp vi L/C hay khng?
- Kim tra cc c quan gim nh tn tht v ni khiu ni, bi thn phi ph hp vi quy nh ca
L/C.
- Kim tra ph bo him c thanh ton hay cha? ( i vi trng hp L/C quy nh phi ghi r)
- Kim tra cc iu kin bo him c ph hp vi yu cu ca L/C hay khng?
Thng thng trong L/C quy nh iu kin bo him mi ri ro ( all risks), ri ro chin tranh ( war
risk), ri ro nh cng ( strike risk) Kim tra phn ny, thanh ton vin cn c theo iu 35a v 35b
UCP-500
Cc bt hp l thng gp i vi chng t bo him:

- S bn chnh c xut trnh khng theo yu cu ca L/C
- Tn hoc a ch ca cc bn lin quan n chng t bo him khng chnh xc
- Chng t bo him khng k hu chuyn quyn s hu bo him hng ho cho nh nhp khu
- M t hng ho v nhng thng tin khc khng khp vi L/C hoc cc chng t khc
- Mua bo him sau khi giao hng lm tu hoc khng nu ngy lp chng t bo him
- Khng nu s lng bn chnh c pht hnh
- Khng nu hoc nu khng y cc iu kin bo him
- Khng nu t chc gim nh hng ho hoc ni khiu ni, bi thng theo quy nh L/C

- M t hng ho, s lng, trng lng hng trn mt n v bao gi c ph hp vi quy nh ca
L/C hay khng?
- iu kin ng gi c c nu chnh xc hay khng
-Cc thng tin khc khng c mu thun vi ni dung ca L/C v cc chng t khc.
Cc bt hp l thng gp i vi phiu ng gi:

- Khng nu hoc nu khng chnh xc iu kin ng gi theo quy nh trn L/C
- Thng tin v cc bn llin quan khng y v chnh xc
- Tng trng lng tng n v hng ho khng khp vi trng lng c chuyn hng
Cc chng t khc:

Ngoi cc chng t k trn, thanh ton vin cng s ch kim tra cc chng t sau theo nguyn
tc nu trn, trong c cc chng t sau:
- Giy chng nhn kim nghim, Giy chng nhn hun trng/ Giy chng nhn kim dch.. phi c
lp hoc c xc nhn ngy tin hnh kim nghim/ kim dch l trc ngy giao hng
- Ho n bu in gi chng t ( Courier receipt) ngy nhn chng t phi nm trong thi hn ca
L/C, km theo xc nhn ca ngi nhn chuyn b chng t
- Giy chng nhn cht lng v s lng phi c lp theo quy nh ca L/C
- Giy chng nhn xut x do Phng thng mi v Cng nghip hoc ngi sn xut hoc ngi
th hng lp theo quy nh ca L/C
- Cc in, fax thng bo giao hng: thi hn thng bo phi ph hp vi quy nh ca L/C
Kim tra chng t trc khi thanh ton L/C

Ho n
Bt hp l thng gp khi kim tra ho n thng mi
Vn ti n
Cc bt hp l thng gp vn n
Cc bt hp l thng gp i vi chng t bo him
Cc bt hp l thng gp i vi phiu ng gi
Cc chng t khc
Hi phiu:
Hi phiu c gi tri thanh ton phi l hi phiu bn gc, c ch k bng tay ca ngui
k pht trn hi phiu - Kim tra ngy k pht hi phiu c trng hoc sau ngy B/L v
trong thi han hiu luc ca L/C hay khng. V sau khi giao hng, nh xut khu hon tt
b chng t gi hng ri mi k pht hi phiu di tin.
- Kim tra s tin ghi trn hi phiu, s tin ny phi nm trong tri gi ca L/C v phi
bng 100% tri gi ho don.
- Kim tra thi han ghi trn hi phiu c dng nhu L/C quy dinh hay khng. Trn hi
phiu phi ghi At sight nu l thanh ton tr ngay hoc atdays sight nu l thanh ton
c ky han.
- Kim tra cc thng tin v cc bn lin quan trn b mt hi phiu: tn v dia ch ca
ngui k pht ( drawer), ngui tr tin ( drawee). Theo UCP- 500, ngui tr tin l ngn
hng m L/C.
- Kim tra s L/C v ngy ca L/C ghi trn hi phiu c dng khng?
- Kim tra xem hi phiu d duoc k hu hay chua. Nu b chng t d duoc chit khu
truc khi gi dn ngn hng th trn mt sau hi phiu phi c k hu ca ngn hng
thng bo hoc hi phiu duoc k pht theo lnh ca ngn hng thng bo

+ Hi phiu thiu hoc khng chnh xc v tn v dia ch ca cc bn c lin quan
+ Hi phiu chua k hu
+ S tin ghi trn hi phiu bng s v bng ch khng khp nhau hay khng bng tri
gi ho don
+ Ngy k pht hi phiu qu han hiu luc ca L/C
+ S L/C v ngy m L/C ghi trn hi phiu khng chnh xc

Ho n
- Kim tra s bn duoc xut trnh c dng quy dinh ca L/C khng?
- Kim tra cc d liu v ngui bn, ngui mua (tn cng ty, dia ch, s din thoai) so
vi ni dung ca L/C quy dinh c ph hop khng?
- Ho don c ch k xc nhn ca ngui thu hung hay khng? ( Luu theo UCP-500,
nu L/C khng quy dinh thm th ho don khng cn k tn). Nu ho don khng phi
do ngui thu hung lp th ho don duoc coi l hop l khi L/C c quy dinh chp nhn
chng t do bn th ba lp: commercial invoice issued by third party is acceptable hay
third party acceptable
- M t trn ho don c dng quy dinh ca L/C hay khng?
- Kim tra s luong, trong luong, don gi, tng tri gi, diu kin co s giao hng, diu
kin dng gi v k m hiu hng ho c mu thun vi cc chng t khc nhu phiu
dng gi, vn don dung bin hoc vn don hng khng
- Kim tra ho don v cc d kin m ngn hng d d cp trong L/C, hop dng, quota,
giy php xut nhp khu v cc thng tin khc ghi trn ho don: s L/C, loai v ngy
m L/C, tn phuong tin vn ti, cng xp, cng d hng, s v ngy lp ho don c ph
hop vi L/C v cc chng t khc hay khng?
Bt hop l thung gp khi kim tra ho don thuong mai:
- Tn v dia ch ca cc bn c lin quan duoc ghi trn ho don thuong mai khc vi L/C
v cc chng t khc
- S bn ho don pht hnh khng d theo yu cu ca L/C
- S luong, don gi, m t hng ho, tng tri gi, diu kin dng gi v k m hiu hng
ho trn ho don khng chnh xc vi ni dung ca L/C
- Cc d kin v vn ti hng ho khng ph hop vi B/L
- Khng c ch k theo quy dinh ca L/C

Vn ti n
- Kim tra s bn chnh duoc xut trnh
- Kim tra loai vn don:
Vn don c nhiu loai nhu vn don dung bin, vn don dung thu, vn don da phuong
thcCn c vo quy dinh ca L/C, cn kim tra xem loai vn don c ph hop khng?
- Kim tra tnh xc thuc ca vn don:
Nh nhp khu phi kim tra vn don c ch k ca ngui chuyn ch ( hng tu) hoc
dai l ca ngui chuyn ch hoc thuyn trung ca con tu hoc ngui giao nhn v tu
cch php l. Nu ch c ch k ca ngui vn chuyn, khng nu tu cch php l hoc
khng nu dy d cc chi tit lin quan tu cch phpl ca ngui d th chng t s
khng duoc ngn hng thanh ton.
- Kim tra muc ngui gi hng. Tuy nhin, ngn hng vn chp nhn mt chng t vn
ti m trn d bn th ba duoc d cp cho d trong L/C khng quy dinh nhu vy.
-Kim tra muc ngui nhn hng: dy l muc quan trong trn B/L v lun duoc quy dinh
r trong L/C nn ngui lp vn don phi tun th quy dinh ny mt cch nghim ngt.
Trong thuc t, c hai cch ph bin quy dinh muc Ngui nhn hng nhu sau:
Made out to order blank endorsed ( B/L duoc lp theo lnh ngui gi hng v k hu d
trng). Muc Ngui nhn hng trn B/L phi ghi to order v ngui gi hng s k hu d
trng mt sau ca B/L Made out to order of Vietcombank Hochiminh City Branch. Muc
ngui gi hng trn B/L phi nu To the order of Vietcombank Hochiminh CIty Branch v
ngui gi hng khngk hu. Nu muc ny khng ghi chnh xc tn ngn hng Ngoai
thuong chi nhnh Tp H Ch Minh th vn don cng khng duoc chp nhn.
- Kim tra muc thng bo ( Notify): Muc Notify trn B/L s ghi tn v dia ch dy d ca
ngui lm don xin m L/C.
- Kim tra tn cng xp hng ( port of loading) v cng d hng ( port of discharge) c
ph hop vi quy dinh ca L/C hay khng?
- Kim tra diu kin chuyn ti:
Nu L/C quy dinh khng cho php chuyn ti ( transhipment prohibited), trn B/L khng
duoc th hin bt c bng chng no v su chuyn ti. Nu vic chuyn ti xy ra, ngn
hng ch chp nhn chng t ny khi tn cng chuyn ti, tn tu v tuyn dung phi
duoc nu trn cng mt vn don.
-Kim tra ni dung hng ho duoc nu trn B/L c ph hop vi quy dinh trong L/C v cc
chng t khc hay khng?
Ni dung ny bao gm: tn hng ho, k m hiu hng ho, s luong, s kin hng ho,
tng trong luong hng ho. dc bit ngn hng thung ch dn muc k m hiu hng
ho ghi trn thng hng, s hiu container hoc s hiu l hng duoc gi trn tu vi ni
dung L/C v Packing List.
- Kim tra dc dim ca vn don: c th l vn don d xp hng ( shipped on board B/L)
hoc v n don nhn hng d xp ( received for shipment B/L)- loai vn don ny khng
duoc ngn hng chp nhn v t chi thanh ton tr khi c su chp nhn ca ngui
nhp khu.
- Kim tra muc cuc ph: c ph hop vi quy dinh ca L/C hay khng?
Do nuc ta, hng ho nhp khu ch yu theo diu kin giao hng CIF v CFR nn hu
ht cc L/C quy dinh cuc ph tr truc freight prepaid. Nu vn ti don nu cuc ph
phi thu freight to collect th nh nhp khu s khng chp nhn chng t ny.
- Cn luu cc sa di b sung trn B/L phi duoc xc nhn bng ch k v con du
dng thi kim tra cc thng tin nhu s L/C v ngy m, cc dn chiu cc chng t
khc nhu ho don, hop dng
- Nh nhp khu phi kim tra ngy k pht vn don c hop l hay khng?

Cc bt hp l thng gp vn n:
- Tn, dia ch v cc thng tin khc v ngui gi hng, ngui nhn hng, ngui duoc
thng bo khng ph hop theo quy dinh ca L/C
- Cc thay di b sung trn vn don khng c xc nhn ca ngui lp( ch k v con
du)
-Vn don thiu tnh chnh xc thuc do ngui lp vn don khng nu r tu cch php l
di vi trch nhim chuyn ch l hng ny
- Cc diu kin dng gi v k m hiu hng ho khng theo dng quy dinh ca L/C
- S hiu container hay l hng khng khp vi cc chng t khc nhu chng t bo
him, ho don

- Kim tra loai chng t bo him duoc xut trnh c dng quy dinh hay khng: chng
thu bo him ( Insurance Policy) hay chng nhn bo him (Insurance Certificate)
- Kim tra s luong bn chnh duoc xut trnh theo quy dinh ca L/C
- Kim tra tnh xc thuc ca chng t bo him: Chng t bo him c duoc k xc nhn
ca ngui c trch nhim hay khng?
- Kim tra loai tin v s tin trn chng t bo him
Trong thuc t cc L/C du quy dinh gi tri bo him bng 110% tri gi ho don. Do vy
thanh ton vin s di chiu s tin trn chng t bo him v ho don theo quy dinh
ca L/C
- Kim tra tn v dia ch ca ngui duoc bo him c dng theo quy dinh ca L/C hay
khng? dng thi kim tra vic chuyn nhuong quyn bo him hng ha c hop l hay
khng? Ngoai tr c quy dinh khc, tn v dia ch ca ngui duoc bo him phi l nh
xut khu ( ngui thu hung) v vic chuyn nhuong quyn bo him hng ho cho nh
nhp khu phi duoc th hin bng hnh thc k hu d trng ( blank endorsed) tuong
tu nhu trung hop chuyn quyn s hu di vi chng t vn ti
-Kim tra ngy lp chng t bo him: Cn c theo diu 34e UCP-500 chng t bo
him phi duoc lp truc hoc trng vi ngy B/L. Nu ngy lp chng t bo him sau
ngy lp vn don, ngn hng s t chi thanh ton.
- Kim tra ni dung hng ho trn chng t bo him: cc m t v hng ho v s liu
khc phi ph hop vi L/C v cc chng t khc. Theo diu 37c UCP-500, vic m t
hng ho c th chung chung nhung khng duoc mu thun vi L/C.
- Kim tra cc d kin v vn chuyn hng ho trn chng t bo him: tn tu, cng
xp hng, cng d hng c ph hop vi L/C hay khng?
- Kim tra cc co quan gim dinh tn tht v noi khiu nai, bi thun phi ph hop vi
quy dinh ca L/C.
- Kim tra ph bo him d duoc thanh ton hay chua? ( di vi trung hop L/C quy dinh
phi ghi r)
- Kim tra cc diu kin bo him c ph hop vi yu cu ca L/C hay khng?
Thng thung trong L/C quy dinh diu kin bo him moi ri ro ( all risks), ri ro chin
tranh ( war risk), ri ro dnh cng ( strike risk) Kim tra phn ny, thanh ton vin cn
c theo diu 35a v 35b UCP-500

Cc bt hp l thng gp i vi chng t bo him:
- S bn chnh duoc xut trnh khng d theo yu cu ca L/C
- Tn hoc dia ch ca cc bn lin quan dn chng t bo him khng chnh xc
- Chng t bo him khng k hu chuyn quyn s hu bo him hng ho cho nh
nhp khu
- M t hng ho v nhng thng tin khc khng khp vi L/C hoc cc chng t khc
- Mua bo him sau khi giao hng lm tu hoc khng nu ngy lp chng t bo him
- Khng nu s luong bn chnh duoc pht hnh
- Khng nu hoc nu khng dy d cc diu kin bo him
- Khng nu t chc gim dinh hng ho hoc noi khiu nai, bi thung theo quy dinh
L/C

- M t hng ho, s luong, trong luong hng trn mt don vi bao gi c ph hop vi
quy dinh ca L/C hay khng?
- iu kin dng gi c duoc nu chnh xc hay khng
-Cc thng tin khc khng duoc mu thun vi ni dung ca L/C v cc chng t khc.

Cc bt hp l thng gp i vi phiu ng gi:
- Khng nu hoc nu khng chnh xc diu kin dng gi theo quy dinh trn L/C
- Thng tin v cc bn llin quan khng dy d v chnh xc
- Tng trong luong tng don vi hng ho khng khp vi trong luong c chuyn hng

Cc chng t khc:
Ngoi cc chng t k trn, thanh ton vin cng s ch kim tra cc chng t sau
theo nguyn tc d nu trn, trong d c cc chng t sau:
- Giy chng nhn kim nghim, Giy chng nhn hun trng/ Giy chng nhn kim
dich.. phi duoc lp hoc c xc nhn ngy tin hnh kim nghim/ kim dich l truc
ngy giao hng
- Ho don buu din gi chng t ( Courier receipt) ngy nhn chng t phi nm trong
thi han ca L/C, km theo xc nhn ca ngui nhn chuyn b chng t
- Giy chng nhn cht luong v s luong phi duoc lp theo quy dinh ca L/C
- Giy chng nhn xut x do Phng thuong mai v Cng nghip hoc ngui sn xut
hoc ngui thu hung lp theo quy dinh ca L/C
- Cc din, fax thng bo giao hng: thi han thng bo phi ph hop vi quy dinh ca
L/C
KIM TRA L/C
Home Ti liu tham kho Th tc Xut Nhp Khu Links Ting Anh
1. S hiu, a im v ngy m L/C ( No of L/C, place and date of issuing)
2. Tn ngn hng m L/C ( opening bank; issuing bank)
3. Tn v a ch ngn hng thng bo
4. Tn v a ch ngi th hng
5. Tn v a ch ngi m L/C
6. S tin ca L/C ( amount)
7. Loi L/C ( form of documentary credit)
8. Ngy v a im ht hiu lc ca L/C
9. Thi hn giao hng
10. Cch giao hng
11. Cch vn ti
12. Phn m t hng ha
13. Cc chng t thanh ton

Kim tra L/C l khu cc k quan trng trong vic thc hin phng thc tn dng chng t. Nu
khng pht hin c s ph hp gia L/C vi hp ng m ngi xut khu c tin hnh giao
hng theo hp ng th s khng i c tin, ngc li nu giao hng theo yu cu ca L/C th vi
phm hp ng.
C s kim tra L/C l hp ng mua bn ngoi thng.
Cc ni dung L/C cn kim tra k:
1. S hiu, a im v ngy m L/C ( No of L/C, place and date of issuing)
- Mi L/C u c s hiu ring dng trao i th t, in tn c lin qua n L/C v ghi vo cc
chng t c lin quan trong b chng t thanh ton
- a im m L/C: c ngha trong vic chn lut p dng khi xy ra tranh chp ( nu c)
- Ngy m L/C : l cn c nh xut khu kim tra xem nh nhp khu c m L/C ng hn hay
khng.
2. Tn ngn hng m L/C ( opening bank; issuing bank)
Ngn hng thng bo s kim tra xem tn v a ch ngn hng m L/C c tht khng. Cn ngi
xut khu kim tra xem L/C c c m ng ti ngn hng nh tho thun trong hp ng mua
bn ngoi thng hay khng.
3. Tn v a ch ngn hng thng bo ( advising bank), ngn hng tr tin ( negotiating bank or
paying bank), ngn hng xc nhn ( confirming bank)
4. Tn v a ch ngi th hng ( beneficiary hoc L/C c ghi In favour of...)
6. S tin ca L/C ( amount)
S tin ca L/C va ghi bng s va ghi bng ch v phi thng nht vi nhau. Tn ca n v tin
t phi ghi r rng, phi kim tra k xem c ph hp vi hp ng khng.
7. Loi L/C ( form of documentary credit)
i vi nh xut khu, ngn hng khuyn co loi L/C c li nht l L/C khng hu ngang min truy
i ( Irrevocable without recourse L/C)
Nu l hng c gi tr ln, ngn hng pht hnh khng phi l ngn hng c uy tn th nn la chn
L/C c xc nhn
- Khi kim tra phi lu : Ngy ht hiu lc ca L/C phi sau ngy m L/C ( date of issue) v sau
ngy giao hng mt khong thi gian hp l, thng c tnh bng khong thi gian giao hng
cng vi thi gian lp v kim tra chng t ca ngi bn, cng vi thi gian lu gi v chuyn
chng t t ngn hng ngi bn qua ngn hng m L/C.
Hin nay ti cc cng ty xut nhp khu ti Tp H Ch Minh, thi gian lp b chng t trung bnh
khong 3-4 ngy.
Thi gian lu gi chng t ti Vietcombank HCM l 2 ngy.
S ngy chuyn chng t bng DHL t Vit Nam:
+ i Nht Bn, Triu Tin, Singapore, Hng Kng mt 3-4 ngy;
+ i Chu u: Italia, c, B... mt 5-7 ngy.
S ngy chuyn chng t bng th m bo t VIt Nam:
+ n cc nc chu ht 5-7 ngy;
+ n cc nc Chu u ht 10-15 ngy
- a im ht hiu lc : thng l ti nc ngi bn
9. Thi hn giao hng ( shipment date or time of delivery)
Thi hn giao hng c th c ghi nh sau:
* Ngy giao hng chm nht hay sm nht: shipment must be effected not later than ... hoc ghi time
of delivery: latest December 31st, 2000 or earliest September 1st, 2001
* Trong vng : shipment must be effected during....
* Khong: shipment must be about...'
* Ngy c th: shipment must be effected on....
Trong trng hp hp ng quy nh thi gian giao hng bng cch no th L/C phi quy nh bng
cch y cn c vo hp ng ,ngi xut khu kim tra xem ngi nhp khu c m L/C theo ng
nh vy khng?
10. Cch giao hng
C nhiu cch giao hng khc nhau m ngi np khu c th c th ho trong L/C nh
- giao hng mt ln: partial shipment not allowed
- Giao hng nhiu ln trong thi gian quy nh, s lng quy nh; partial shipment allowed:
+ during October 2000: 100 MTS
+ during November 2000: 100 MTS
- Giao hng nhiu ln nhng quy nh gii hn trng lng ca mi chuyn, gii hn s chuyn:
Total 1000MTS, each shipment minimum 50 MTS to maximum 100 MTS the interverning period
between 20 to 10
- Giao nhiu ln, mi ln c s lng nh nhau: Shipment is equal monthly in September, October,
November and December 2000 for total 4000 MTS
11. Cch vn ti
- Trong L/C cho php chuyn ti hay khng, nu cho php th phi ghi transshipment permitted;
khng cho php ghi : transhipment not allowed
- Chuyn ti c th thc hin ti mt cng ch nh do ngi chuyn ch v ngi nhp khu la
chn : transhipment at....port with through Bill of Lading acceptable
Ngi xut khu khng th chp nhn L/C quy nh vic chuyn ti mt cch cng nhc khin cho
ngi xut khu gp kh khn hoc khng th thu phng tin vn ti ph hp.
12. Phn m t hng ho ( Description of goods)
Ngi xut khu phi kim tra: tn hng, quy cch, s lng hoc trng lng hng, gi c hng ho
ph hp vi hp ng ngoi thng tho thun khng? Ngi bn c nng lc thc hin hay
khng?
13. Cc chng t thanh ton ( documents for payment)
Khi nhn L/C, ngi xut khu phi kim tra k quy nh v b chng t trn cc kha cnh:
- S loi chng t phi xut trnh
- S lng chng t phi lm i vi tng loi ( thng thng lp 3 bn)
- Ni dung c bn c yu cu i vi tng loi
- Thi hn mun nht phi xut trnh cc chng t
- Quy nh cch thc tr tin
Trong hp ng quy nh cch no th L/C phi quy nh bng cch .
-----------I love you -------------------------
Thanh ton bng th tn dng
Ni dung th tn dng
Quy trnh rt vn theo th tc thanh ton trc tip (hay hnh thc chuyn tin)
Cch thc m L/C ti Vit Nam
Kim tra L/C
Nhng ri ro trong thanh ton L/C
Cch gii quyt sai st trong thanh ton L/C
Kim tra chng t trc khi chp thun thanh ton
Phng thc thanh ton bng chuyn tin
Phng thc nh thu km chng t
Phng thc nh thu hi phiu trn
iu kin m bo bng ngoi hi
iu kin m bo bng vng
iu kin m bo bng r tin t
Ni dung t Sc c hiu lc
Hi phiu
K phiu
Cu 1: Loai hi fiu m ko cn k hu l:
a)Hi phiu dch danh
b)Hi fiu theo lnh
c)Hi fiu xut trnh
C. V dy l loai hi fiu v danh. Trn hi fiu ko ghi tn ngui hung loi m ch ghi tr cho ngui
cm fiu ai cm dc hi fiu th ngui d dc hung loi, ko cn k hu
Cu 2: Thut ng chit khu c nghia l
a)Thanh tan ngay lp tc
b)Kim tra chng t ri gi chng t dn NH FH L/C yu cu thanh ton
c)Kim tra chng t v thanh ton truc ngy do han
C. V CK l dang ti tro ngn han ca NH cho ngui thu hung, theo d ngui thu hung chuyn
nhuong giy t c gi chua do han cho NH d nhn s tin bng mnh gi tr fn li v hoa hng f. V
vy khi CK chnh l vic kim tra chng t d xem chng t c d dk d Ck hay ko v khi d dk CK th
s dc CK v vic dc CK chnh l vic thanh ton cc giy t c gi truc khi do han.
Cu 3: ng tin tnh ton, dng tin thanh ton trong hop dng thuong mai fi l ngoai t tu do
chuyn di
a)ng
b)Sai
B. V vic lua chon dng tin tnh tan v dng tin thanh ton trog HTM l do 2 bn XK v NK tha
thun, n c th l dng ngoai t tu do chuyn di, n c th l dng ni t ca nuc d or dng tin
ca 1 nuc th 3.
Cu 4.Phuong tin thanh tan c nhiu tin ch, tit kim tin mt, an ton don gin linh hoat
a)Hi fiu
b)Lnh fiu
c)Sc
d)Th
D. V khi s dung th th ko fi s dung nhiu tin mt tit kim dc CF in n, bo qun, vn chuyn,
gi 1 noi c th rt dc nhiu noi v vo bt c thi gian no. Mt khc cc loai th dc lm bng cng
ngh cao, m ha nn rt an tan. Khi s dung th cn gip khch hng diu chnh cc khon chi tiu 1
cch hop l trong 1 khong thi gian nht dinh vi HMTD v vy n cng rt linh hoat
Cu 5: Loai L/C no sau dy dc coi l phuong tin ti tro vn cho nh xut khu
a)Irrevocable credit
b)Red clause credit
c)Revolving credit
d)Irrevocable transferable credit
B. V dy l loai tn dung ng truc, n cho fp NH thng bo hay NH xc nhn ng tin truc cho ngui
thu hung truc khi ho xut trnh chng t hng ha thung dc s dung nhu 1 phuong tin cp vn cho
bn bn truc khi giao hng
Cu 6: V loi ch quc gia, nh nhp khu nn lua chon dk giao hng:
a)FOB
b)FAS
c)CIF
d)CFR (C&F)
A. V gi FOB r Ngui nhp khu tit kim chi tr ngoai t, ngui nhp khu l ngui chiu trch nhim
thu tu v mua bo him: tr bng ni t, mt khc v thu trong nuc nn noi no thun tin th
mua tao vic lm cho di tc, mua tn gc bn tn ngon
B
Cu 7: Theo UCP 500, khi L/C ko quy dinh thi han xut trnh chng t th duoc hiu l:
a)7 ngy lm vic ca NH
b)7 ngy sau ngy giao hng
c)21 ngy sau ngy giao hng
d)21 ngy sau ngy giao hng nhung fi nm trong thi han hiu luc ca L/C d
D
Cu 8: Trong moi hnh thc nh thu, trch nhim ca Collecting Bank l:
a)Trao chng t cho nh nhp khu
b)Khng ch chng t cho dn khi nh NK tr tin
c)Khng ch chng t cho dn khi nh NK k chp nhn hi phiu
d)Tt c cc cu trn du ko chnh xc
D. V +Trong thanh ton nh thu km chng t, nh nhp khu gi y thc b chng t cho NH phuc
vu mnh d thu tin. NH nh thu chuyn chng t ti NH bn NK vi ch thi ch giao cc chng t ny khi
d thanh ton (thanh tan D/P) hoc fi k chp nhn hi phiu di no (D/A)
+Trong thanh ton nh thu tron: cc chng t thuong mai do bn xut khu chuyn giao truc tip cho
bn NK, thng qua NH
Cu 9: Chit khu min truy di trong thanh ton tn dung chng t thuc cht l mua dt b chng t
hng ha:
a)ng
b)Sai
B. V theo nghip vu ny khi NH chit khu d thanh ton tr tin cho nh XK, sau d NH chit khu v
bt c l do g nu ko di tin dc t NH FH th cng ko dc di lai s tin d tr cho nh XK. NH dng ra
chit khu ch l NH dc ch dinh chit khu, tr thay NH FH, sau khi chit khu song th c quyn di lai
s tin chit khu t NH FH (Chng t fi hop l)
A
Cu 10: Ngy giao hng duoc hiu l:
a)Ngy Clean on board trn B/L
b)Ngy FH B/L
c)Ty theo loai B/L s dung
C. v nu trn vn don ko c ghi ch ring bit v ngy giao hng th ngy ft hnh vn don chnh l
ngy giao hng. Cn nu trn vn don duoc ft hnh sau khi hng ha duoc bc ln tu th ngy ln
tu duoc xem l ngy giao hng.
Cu 11: S dung th thanh ton c nhiu uu dim hon sc du lich, l
a)ng
b)Sai
A. V s dung th thanh ton c th rt tin mt nhiu noi, vo bt c thi gian no m ko fi thng
qua NH.Mt khc, th dc lm bng cng ngh cao, c m ha nn trnh dc mt mt hay trm cp, khi
s dung th KH cn duoc s dung 1 s dvu khc min ph v c su uu di
Cu 12: NH chuyn chng t (remitting bank) fi kim tra ni dung cc chng t lit k trn yu cu
nh thu nhn dc t ngui nh thu, l:
a)ng
b)Sai
B. V cc NH chuyn chng t ch l trung tm thanh ton, ch thuc hin vic chuyn chng t theo
dng nhng ch thi trong nh thu v trong ni dung f hop vi quy dinh ca URC dc dn chiu m ko c
trch nhim fi kim tra ni dung cc chng t
Cu 13: Cn c xc dinh giao hng tng fn trog vn ti bin
a)S luong con tu, hnh trnh
b)Hnh trnh, s luong cng bc, cng d
c)S luong con tu, s luong cng bc cng d
d)Tt c du ko chnh xc
D. V trn vn don cc thng s: con tu hnh trnh chuyn ch, cng di, cng dn, hng ha, s hiu
chuyn tu
Cu 14: Ngui quyt dinh cui cng rng b chng t c f hop vi cc dk v diu khon ca L/C l
a)Issuing bank
b)Applicant
c)Negotiating bank
d)Reimbursement bank
A. V NH FH chiu trch nhim chnh v vic thanh ton gi tri ca tn dung. KHi NH thanh tan gi b
chng t dn, NHFH fi kim tra xem c f hop vi nhng diu khon trong thu tn dung ko. Nu f hop
th tr tin cho NH thanh ton, nu ko f hop NH c quyn t chi vic hon lai s tin d thanh ton
Cu 15: Ko th s dung 2 dng tin trong cng 1 hop dng thuong mai, l:
a)ng
b)Sai
B. V trong HTM c th dng dng tin tnh ton v dng tin thanh tan l 2 dng tin khc nhau,
ty theo su tha thun ca 2 bn
Cu16: iu khon chuyn ti ch c th thuc hin dc khi L/C d cho php giao hng tng fn
a)ng
b)Sai
B.
Cu 17: han ch ri ro khi p dung thanh tan nh thu, nh xut khu nn lua chon hi fiu tron, l
a)ng
b)Sai
B. V phuong thc thanh ton nh thu tron l phuong thc thanh ton ko km chng t. V vy ko dm
bo quyn loi cho ngui xut khu, v gia vic nhn hng v thanh ton ca ngui nhp khu ko c su
rng buc ln nhau ngui xut khu gp nhiu ri ro
Cu 18: UCP 500 l vn bn php l bt buc tt c cc ch th tham gia thanh ton tn dung chng t
fi thuc hin l
a)ng
b)Sai
B. V UCP 500 l loai vn bn mang tnh php l ty , ko mang tnh cht bt buc. Tnh bt buc ch
th hin khi cc bn lin quan d tuyn b p dung n v dn chiu trong L/C
Cu 19: Loi th ca nh nhp khu trong D/P v D/A l nhu nhau
a)ng
b)Sai
B. i vi D/A nh NK dc s dung hay bn hng ha m chua fi thanh ton cho dn khi hi phiu dn
han thanh ton ko bi sc p v vn ri ro thuc v ngui XK. i vi D/P nh NK fi tr tin ri mi dc
nhn hng, bi sc p v vn ri ro thuc v ngui NK nhu hng ko dng cht luong, yu cu, thi gian

Cu 20: Mt B/L hon ho bt buc fi c t hon ho clean trn b mt ca vn don d, l
a)ng
b)Sai
B. Vn don sach l vn don trn d thuyn trung ko vit g vo vn don hoc vit vo d nhg ni tt
c hng ha nhn b ngoi du dm bo quy cch dng gi xut khu. V vy 1 B/L hon ho ko nht
thit fi c t clean trn b mt
Cu 21: Thi dim NH ft hnh L/C bi rng buc trch nhim thanh ton di vi sa di thu tn dung dc
xc dinh l:
a)T ngy FH sa di L/C d
b)7 ngy lm vic tip theo tnh t ngy FH sa di L/C d
c)Tt c du ko chnh xc
A. V thi han hiu luc duoc tnh t ngy FH dn ngy ht han hiu luc ca thu tn dung
Cu 22: Hai loai hng ha dc quy dinh trong L/C l: 30 xe ti v 15 my ko. L/C cho php giao tng
fn. NH FH t chi thanh tan v trn ha don m t 20 xe ti, l:
a)ng
b)Sai
A. V trn ho don fi m t tng gi tri ca hop dng (30 xe ti +15 xe ko) v t ngy xut trnh ct
thanh ton duoc thuc hin sau khi giao hng NH c quyn t chi ha don c s tin ko khp gi tri ca
L/C
Cu 23: Trong phuong thc thanh ton nh thu tron (Clean Collection), nh xut khu fi xut tnh ct
no qua NH:
a)Bill of Lading
b)Bill of Exchange
c)Invoice
d)C/O
B. V trong phuong thc nh thu tron ch cn c vo hi fiu do nh XK lp ra. Cc ct thuong mai do
bn XK chuyn giao truc tip cho bn nhp khu, ko qua NH. M cc ct B/L, invoice, C/O lai l cc ct
thuong mai, ch c B/L l ct ti chnh
Cu24: 1 NH d xc dinh thu tn dung th fi c trch nhim xc nhn nhng sa di ca L/C d:
a)ng
b)Sai
B. V NH xc nhn l NH do ngui thu hung ko tin tung vo kh nng thanh ton ca NH FH nn ho
thung yu cu NH c uy tn trong linh vuc ti chnh tin t xc nhn vo thu tn dung, v vy NH xc
nhn chiu trch nhim thanh tan s tin trong thu tn dung cho ngui thu hung. Cn trch nhim xc
nhn nhng sa di trong L/C d do NHFH chiu trch nhim
Cu 25: B chng t hon ho l co s d
a)Nh xut khu di tin NH FH L/C
b)Nh nhp khu han tr NH FH s tin d thanh tan cho ngui thu hung
c)NH xc nhn thuc hin cam kt thanh ton
d)Tt c cc cu trn du dng
D. V nh xut khu xut trnh b ct f hop vi dk quy dinh ca L/C, NH bn NK (NHFH) s thanh ton
gi tri L/C cho ngui thu hung. Sau d NH s giao lai b ct hon ho ny cho NH NK d ho nhn hng
vi dk nh NK fi thanh ton bi hon gi tri L/C cho NH theo hop dng d k kt.
Trong trung hop s dung L/C xc nhn th khi nh xut khu xut trnh b ct f hop vi dk ca L/C th
s dc chp nhn thanh ton gi tri L/C nhu cam kt.
Cu 26: Ri ro ca NH fuc vu nh nhp khu trong thanh ton nh thu v tn dung chng t l nhu
nhau
a)ng
b)Sai
B. V trong thanh ton nh thu NH fuc vu ngui nhp khu ch dng vai tr trung gian thanh ton nn
ko gp ri ro. Cn trong thanh ton L/C th NH fuc vu ngui NK c th gp ri ro khi ngui nhp khu
ch tm ko han tr hoc ko c kh nng han tr trong khi NH fi chiu trch nhim thanh tan theo
quy dinh ca L/C
Cu 27: Sa di L/C ch duoc thuc hin bi NH d FH L/C d, l
a)ng
b)Sai
A. V trong thanh ton tn dung ct NHFH chiu trch nhim thanh ton, nn ri ro thanh ton thuc v
NHFH. V vy NHFH l ngui c quyn quyt dinh sa di b xung cc diu khon ca L/C
Cu 28: Thng bo sa di thu tn dung cho ngui hung loi ch duoc thuc hin bi NH d thng bo L/C
d, l:
a)ng
b)Sai
A. V trong tn dung ct NH thng bo c trch nhim chuyn thu tn dung v thng bo cho ngui XK.
Nn sau khi L/C dc sa di b xung th nhng ni dung sa di, b xung s dc gi ti ngui XK thng
qua NH thng bo
Cu 29: Ngy 10/10/2005 Ngn hng A tip nhn 1 B/E di tin k ft ngy 01/10/2005 c quy dinh thi
han thanh tan l: 30 days after sight. L NH FH L/C, ngn hng A fi tr tin:
a)30 ngy k t ngy 01/10/2005
b)30 ngy k t ngy 11/10/2005
B. V theo quy dinh v thi han thanh ton ca hi phiu l 30 ngy sau khi nhn thy hi fiu ny (hi
fiu k han). V vy ngy 10/10/05 NH nhn thy th NH s fi tr tin trong vng 30 ngy k t ngy
11/10/05
Cu30: L/C quy dinh cho fp xut trnh chng t tai VCB. Ct dc xut trnh tai ICB v ICB d chuyn ct
ti NH FH L/C d di tin. Ngn hng FH t chi thanh ton, l:
a)ng
b)Sai
A. V trong L/C quy dinh xut trnh ct VCB, th ch khi ct dc xut trnh tai VCB th mi dc thanh ton
cn xut trnh tai ICB th s ko dc thanh tan mc d ct L/C hop l. V vy NHFH t chi thanh tan v
ct ko dc xut trnh dng quy dinh
Cu 31: Trong thanh ton nh thu ngui k ft hi fiu l:
a)Xut khu
b)Nhp khu
c)Ngn hng
A. V trong phuong thc nh thu, sau khi ngui XK giao hng ha hoc cung cp dvu cho KH, ngui XK
y thc cho NH fuc vu mnh thu h s tin ngui NK trn co s t hi fiu do ngui XK k ft
Cu 32: Trong thanh ton tn dung chng t ngui tr tin hi phiu l
a)Xut khu
b)Nhp khu
c)NHFH
d)NHTT
C. V trong thanh ton tn dung ct th NHFH c trch nhim chnh v vic thanh ton gi tri ca tn
dung
Cu 33: Khi nhn dc cc ch thi ko dy d hoc ko r rng d thng bo thu tn dung th ai c trch
nhim fi cung cp cc thng tin cn thit ko chm tr d gip NHTB xc minh tnh chn tht b ngoi
ca thu tn dung
a)XK e)NHXK
b)NK f)NHCK
c)NHFH g)NHHT
d)NHTB h)NHTT
C. V NHFH l NH bit r tnh hnh ti chnh thm dinh cc thng tin ca ngui NK, sau khi xem xt ki
lung th NHFH ft hnh thu tn dung v gi thu tn dung ny cho ngoi XK thng qua NHTB. V vy khi
cc ch thi ko r rng th d xc minh tnh chn tht b ngai ca thu tn dung th fi gp NHFH
Cu 34: Ngui k tr tin k fiu l:
a)NK
b)XK
c)C a v b
A. V k fiu l giy nhn no, do con no tu lp v k ft thnh hi fiu d nhn no vi ch no
Cu 35: Trong thanh ton XNK c s dung hi fiu. Cc DN VN p dung ULB
a)ng
b)Sai
c)Ty tng hop dng
A. V ULB l lut thng nht v hi phiu lut quc t m cc quc gia dua vo d d thuc hin. Do vy
cc DN VN khi s dung hi fiu m p dung theo ULB l dng
Cu 36: Khi nhn dc cc ch thi ko dy d hoc ko r rng d thng bo thu tn dung th NHTB c th
thng bo so b cho ngui hung loi bit m ko fi chiu trch nhim g:
a)ng
b)Sai
B. Khi nhn duoc cc ch thi ko dy d hoc ko r rng th fi c trch nhim lin h vi NH FH, nu NH
FH ko c tr li th NHTB c th thng bo cho ngui hung loi bit nhng thng tin d m ko fi chiu
trch nhim. Cn khi NH FH c tr li v cc thng tin trn m NHTB lai ko thng bo cho ngui XK th
khi xy ra ri ro th NHTB fi chiu trch nhim
Cu 37: Trong thanh ton nh thu ngui k chp nhn tr hi fiu l
a)XK
b)NK
c)Ngn hng
B. V trong thanh ton nh thu ngui lp hi fiu di tin l ngui XK, ngui NK ch nhn duoc hng
ha, dvu sau khi ho k chp nhn tr tin hi fiu hoc thanh ton tin
Cu 38: S dung L/C xc nhn trong trung hop ngui xut khu ko tin tung vo kh nng thanh ton
ca NHFH l:
a)ng
b)Sai
A. V trong hop dng ngui thu hung ko tin tung vo kh nng thanh ton ca NH FH d dm bo
quyn loi ca mnh v han ch ri ro, ngui XK yu cu s dung L/C xc nhn d dm bo rng s hng
ha, dvu m mnh dem XK s dc thanh tan
Cu 39: S dung D/P k han trong thanh ton nh thu an ton cho nh XK hon D/A l
a)ng
b)Sai
A. V D/P l phuong thc mua bn tr tin ngay, sau khi ngui NK tr tin th mi dc nhn hng. Cn
D/A l fuong thc mua bn chiu, ngui chp nhn ch fi k chp nhn tr tin vo hi fiu k han th s
dc NH trao ct hng ha Ngui XK d gp ri ro trong thanh tan
Cu 40: Ngui k ft k fiu l :
a)NK
b)XK
c)C a v b
A. V k fiu l giy nhn no do ngui nhp khu lp ra v k ft cam kt tr nt s tin nht dinh vo 1
ngy nht dinh cho ngui thu hung sau khi nh NK nhn hng.
Cu 41: Ngui k ft B/E l:
a)Ngn hng
b)Xut khu
c)Ty thuc B/E s dung
B. V hi fiu l 1 mnh lnh tr tin v dk do ngui Xk k ft di tin ngui nhp khu sau khi nh XK
giao hng ha dvu
Cu 42: Vic dnh s trn tng t hi fiu l cn c d xc dinh bn chnh bn fu l:
a)ng
b)Sai
B. V hi phiu ko c bn chnh bn fu, n c th duoc thnh lp 1 hay nhiu bn c dnh s th tu v
gi tri nhu nhau. Vic dnh gi ch d tin theo di khi gi hi phiu di. V vy, hi fiu no dn truc th
s dc thanh tan, cn cc hi fiu sau th s ko c gi tri thanh tan
Cu 43: han ch ri ro cho mnh trong thanh ton nh thu, nh XK nn lua chon hi fiu tron l
a)ng
b)Sai
B. V trong thanh tan nh thu, vic lua chon hi fiu tron ca nh XK l sai v s dung hi fiu ny ko
c ct thuong mai nn ri ro ch yu thuc v nh XK
Cu 44: Trong nghip vu tn dung ct, tt c cc bn hu quan ch giao dich cn c vo:
a)Ct
b)Hng ha, dvu
c)Cc giao dich khc m ct m c th lin quan dn
A. V tn dung ct l 1 vn bn cam kt dng trong thanh ton, trong d NH FH s chiu trch nhim tr
tin cho cc bn lin quan, khi ho xut trnh dy d cc ct d quy dinh v moi diu khan, dk ca thu
tn dung d dc thuc hin dy d v vy tn dung chng t ch cn c vo cc ct khi giao dich m ko cn
c vo hng ha dvu
Cu 45: ng tin tnh ton v dng tin thanh tan trong HTM fi l ngoai t tu do chuyn di l:
a)ng
b)Sai
B. V dng tin tnh tan v dng tin thanh ton s dung trong HTM l do su tho thun ca 2 bn
XK v NK, n c th l dng ni t, ngoai t manh hoc dng tin ca nuc th 3, dng tin chung
Cu 46: Trong thanh tan nh thu ngui fi tr tin hi fiu l
a)XK
b)NK
c)Ngn hng
B. V trong thanh ton nh thu nh Xk l ngui k ft hi fiu di tin ca nh NK, ngui nhp khu l
ngui mua hng ha v vy ngui nhp khu l ngui tr tin hi fiu
Cu 47:S dung th thanh ton c nhiu uu dim hon sc du lich l
a)ng
b)Sai
A. V th l sp ca khoa hoc cng ngh, dc m ha caogip cho ngui s dung c th thanh ton tin
hng ha, dvu hoc rt tin tu dng 1 cch nhanh chng, thun tin, chnh xc vo bt k thi dim no
m ko fi qua NH
Cn s dung sc du lich th fi dn NH hoc cc dai l NH d di tin sau khi NH kim tra ch kmt thi
gian, ko thun tin, bi han ch v gi gic v thi gian
Cu 48: Trong thanh ton nh thu ngui k hu hi phiu l:
a)XK
b)NK
c)Ngn hng
A. V trong thanh ton nh thu ngui k ft di tin (ngui thu hung) l ngui XK. V vy khi mun
chuyn nhuong hi fiu th ngui XK k hu vo hi fiu
Cu 49: Ngn hng chuyn ct (Remitting bank) fi kim tra ni dung cc chng t lit k trong giy
nh thu nhn dc t ngui XK l
a)ng
b)Sai
B. V NH chuyn ct ch dng vai tr l trung gian thanh ton, v NH sau khi nhn dc b ct v giy
nh thu t ngui XK th chuyn ton b ct v giy nh thu sang NH fuc vu ngui NK m ko fi c trch
nhim kim tra ni dung cc t lit k trong giy nh thu nhn dc t ngui Xk. y l 1 dvu ca NH v
NH thuc hin d thu f
Cu 50:Trong thuong mai quc t, nh Xk nn s dung lai sc no
a)Theo
b)ch danh
c)Gach cho
d)Xc nhn
D. V sc xc nhn l loai sc dc Nh xc nhn vic tr tin dm bo kh nng thanh tan ca t sc
Cu 51: Trong TMQT khi t gi hi doi tng (theo pp yt gi truc tip) th c loi cho ai?
a)Nh XK
b)Nh NK
c)NH
d)Tt c cc bn
A. V khi t gi tng (yt theo pp truc tip) th dng ni t gim gi, dng ngoai t ln gi. Khi d nh
XK l ngui thu tin v, do d khi c ngoai t ho di ra dng ni t v ho s thu dc nhiu ni t hon
Cu 52: Theo URC 522 ca ICC, ct no sau dy l ct thuong mai?
a)Draft
b)Promissory note
c)Cheque
d)Invoice
D. V theo URC 522 ca ICC, ct ti chnh gm draft, promissory note, cheque; ct thuong mai invoice,
contract, B/L
Cu 53:Theo URC 522 ca ICC, ct no sau dy l ct thuong mai
a)Draft
b)Promissory
c)Cheque
d)C/O
D. V theo URC 522 ca ICC th ct ti chnh bao gm: draft, promissory note, cheque. Cn ct thuong
mai bao gm: Invoice, B/L, C/O, contract ct thuong mai l C/O
Cu 54: Giy chng nhn cht luong hng ha do ai k ft
a)Ngui NK
b)Ngui XK
c)Nh sx
d)Nh sx, 1 t chc fp nhn
D. V ho l ngui c cn c v c thm quyn, c chuyn mn, nghip vu d kim tra, xc dinh v cht
luong hng ha ho c quyn chng nhn cht luong hng ha d dm bo su khch quan cho ngui
nhp khu
Cu55: B ct thanh tan quc t do ai lp?
a)Nh XK
b)Nh NK
c)Ngn hng NK
d)Ngn hng XK
A. V b ct gm ct ti chnh v ct thuong mai trong d bao gm cc hi fiu, ha don, giy chng
nhn v hng ha v l co s d nh XK giao hng ha v di tin nh NK
Cu 56:Trong vn don dung bin ghi cuc f Freight prepaid th hin dy l diu kin co s giao hng
g?
a)FOB
b)FAS
c)CIF
d)EXW
C. V CIF (cost, insurance, freight)-gi hng, f bo him, cuc vn chuyn. Tai cng d quy dinh_gi
CIF l gi d bao gm f bo him, cuc vn chuyn tai cng bc Freight prepaid_cuc f d tr tai cng
bc
Cu 57: Trong vn don dung bin ghi cuc f Freight to collect, th hin dy l dk co s giao hng g?
a)FOB
b)CIF
c)C & F
d)CPT
A. V FOB (free on board) giao hng trn tu trong d gi hng ha l gi chua bao gm cuc f vn
chuyn v f bo him cuc f tr sau. Freight to collect: cuc f vn chuyn do ngui nhn hng tr sau
khi hng dn
Cu 58: Trong thuong mai quc t loai hi fiu no dc s dung f bin?
a)Tr ngay, dch danh
b)K han, v danh
c)Ngn hng
d)Theo lnh
D. V hi fiu theo lnh l hi fiu ghi r tr theo lnh ca ngui hung loi. Mun chuyn nhuong duoc
ngui hung loi fi k hu thun tin cho ngui nm gi hi fiu
Cu 59:Trong thuong mai quc t, loai sc no dc s dung f bin
a)ch danh
b)V danh
c)Theo lnh
d)Xc nhn
C. V sc theo lnh l loai sc c ghi tr theo lnh. Loai sc ny c th chuyn nhuong dc bng th tuc
k hu thun tin cho ngui s dung sc.
Cu 60: Muc ngui nhn hng vn don dung bin trong b ct thanh tan nh thu l ai ?
a)NH NK
b)Ngui NK
c)ai din ca ngui XK
d)NH dc ch dinh
B. Trong thanh tan nh thu NH ch lm trung gian thanh tan m ko fi l ngui thanh ton nn ko
chiu ri ro thanh tan, ngui thanh ton l ngui NK nn muc ngui nhn hng l ngui nhp khu
Cu 61: Cc t hi fiu c thi han v s tin ging nhau loai no c kh nng chuyn nhuong cao hon
a)Hi fiu theo lnh
b)Hi fiu trong thanh ton nh thu
c)Hi fiu trong thanh ton L/C
d)Hi fiu dc bo lnh
D. V hi fiu ny han ch ri ro v kh nng thanh ton do c su bo lnh ca cc t chc c uy tn ai
cm t hi fiu ny s han ch dc ri ro v kh nng thanh tan
Cu 62: Theo UCP 500 ca ICC, ct bo him fi dc ft hnh bng loai tin no?
a)Ghi trn ha don thuong mai
b)Theo quy dinh ca L/C
c)Ghi trong hop dng thuong mai
d)Do ngui mua bo him chon
B. V theo 34e v ct bo him, tr nhng diu quy dinh khc trong tn dung ct, loai tin dc bo him
fi cng loai tin nhu ghi trong L/C
Cu 63: Theo URC 522 ca ICC ct no dui dy l ct ti chnh
a)Invoice
b)Contract
c)Bill of lading
d)Bill of exchange
D. V ct ti chnh l nhng ct dc s dung d thanh tan hng ha, dvu, bao gm hi fiu (Bill of
exchange); lnh fiu (Promissory note); sec (cheque). Cn ct thuong mai bao gm: ct hng ha, ct
vn ti, ct bo him nhu invoice, contract, bill of lading, C/O
Cu 64: Theo URC 522 ca ICC, ct no dui dy l ct ti chnh
a)Promissory note
b)Contract
c)Invoice
d)C/O
A. V theo URC 522 ca ICC th ct ti chnh bao gm:Draft, promissory note, cheque; ct thuong mai
gm C/O, B/L, invoice, contactct ti chnh l promission note.
Cu 65: L/C loai tr tin ngay bng din, NH dc ch dinh thanh tan khi tr tin fi lm g?
a)Kim tra b ct f hop L/C
b)Ko fi kim tra ct
c)Kim tra hi fiu thuong mai
d)Kim tra ha don thuong mai
B. V (phuong thc thanh tan) nh thu l phuong thc thanh tan trong d ngui XK (ngui bn hng)
sau khi han thnh nghia vu chuyn giao hng ha hoc cung ng dvu cho khch hng, y thc cho NH
fuc vu mnh thu h s tin ngui NK (ngui mua hng) trn co s t hi fiu do ngui XK k ft
Cu 66: Trong thuong mai quc t, khi no lnh (giy) nh thu dc nh XK lp?
a)Truc khi giao hng
b)Sau khi giao hng
c)ng lc giao hng
d)Nh nhp khu nhn dc hng ha
B. V nh thu l fuong thc thanh tan , trong d ngui XK (ngui bn hng) sau khi han thnh nghia
vu chuyn giao hng ha hoc cung ng dvu cho khch hng, y thc cho NH fuc vu mnh thu h s tin
ngui NK (ngui mua hng), trn co s hi fiu do ngui xut khu k ft
Cu 67: Trong L/C diu khan v hng ha ko xut hin con s dung sai v cng ko c cc thut ng
For, about, circa. Theo UCP 500 ca ICC th dc hiu dug sai ntn?
a)Ko
b)+10%
c)+5%
d)+3%
C. Theo diu 39b-UCP500 trong L/C diu khan v hng ha ko xut hin con s dung sai v cng ko
c thut ng for, about, circa th dung sai dc hiu l +5%
Cu 68: Ngui nhn hng vn don dung bin trong b ct thanh tan L/C l ai?
a)Ngui nhp khu
b)ai din ca ngui NK
c)Theo lnh ca NH FH L/C
d)NH dc ch dinh
C. V NHPH l ngui chiu trch nhim thanh tan, nn d trnh ri ro cho mnh th NHPH yu cu giao
hng theo lnh ca mnh
Cu 69: Khi no giy chng nhn bo him hng ha dc k ft
a)Truc ngy giao hng
b)Cng ngy giao hng
c)Sau ngy giao hng
d)Do NH dc lua chon
B. V nu mun hon th hng ha ko dc bo him trong 1 thi gian nht dinh d fi chiu tn tht khi
mua bo him sau ngy giao hng, cn nu ko fi bt buc mua bo him truc ngy giao hng th ko
fi mua trnh lng f vn (di vi L/C th d dc m L/C nh NK fi mua bo him truc khi L/C dc m, k
hu ct v chuyn cho NH m L/C NH m L/C l ngui hung loi bo him)
Cu 70: Ngy k ft ha don thuong mai l ngy no
a)Truc ngy giao hng
b)Sau ngy chng nhn bo him
c)Sau ngy vn don dung bin
d)Do ngui vn chuyn quyt dinh
A. V ha don thuong mai l 1 loai ct k ton do nh XK thit lp, trong d bao gm cc ni dung tn
nh XK, NK, s hiu, ngy thng v noi lp, ch k ca ngui lp v m t v hng ha, don gi, s
luong hng ha, tng gi tri hng ha, dk giao hng v vy, n dc xut trnh khi 2 bn tham gia k kt
hop dng v dc nh NK chp nhn nhng ni dung trong ha don d th hop dng thuong mai mi xy
ra n dc k ft truc khi giao hng
Cu 71:Khi no vn don dung bin dc k ft
a)Truc ngy hi fiu tr ngay
b)Truc ngy bo him
c)Truc ngy ha don thuong mai
d)Sau ngy ha don thuong mai
D. V nu ko ghi ch ring bit v ngy giao hng trn vn don th ngy ft hnh (k ft) vn don chnh
l ngy giao hng. Nu trn vn th hin ngy thng ln tu khc ngy ft hnh vn don th ngy ln
tu dc xem l ngy ft hnh vn don cho d ft hnh truc hoc sau vn don, m hng ha thuong mai
dc k ft truc ngy giao hng vn don dung bin dc k ft sau ngy ha don TM
Cu 72: Trong b ct thanh tan L/C quy dinh xut trnh Insurrance policy th fi xut trnh
a)Insurrance certificate
b)Insurrance policy
c)Insurrance certificate or Insurrance a policy
d)Covernote
B. V theo quy dinh ca L/C l fi xut trnh b ct f hop vi yu cu ca L/C yu cu xut trnh l
Insurrance policy th fi xut trnh dng Insurrance policy, nu xut trnh ko dng th b ct d coi l ko
f hop ko dc thanh tan
Cu 73:Trong hop dng thanh ton chm nh XK nn chon hi fiu g?
a)Tr ngay
b)C k chp nhn
c)Hi fiu NH
d)C bo lnh
D. V hi fiu c bo lnh th ngui dng ra bo lnh fi l ti chnh, DN c uy tn v ti chnh kh
nng thanh tan cho nh XK dc dm bo Nh XK han ch dc ri ro
Cu 74: Trong hi fiu thuong mai Blank endorsed dc hiu l g ?
a)Ko k hu
b)K hu ghi r tn ngui chuyn nhuong v ngui dc chuyn nhuong
c)K hu ghi tn ngui chuyn nhuong
d)K hu ghi tn ngui dc chuyn nhuong
C. Blank endorsed: k hu d trng. Khi k hu d trng, nghia l ch c ngui chuyn k, ko d tn
ngui dc nhn
Cu 75: Trong thuong mai quc t nh XK nn s dung sec g?
a)Theo lnh
b)Gach cho
c)ch danh
d)Xc nhn
D. V sc xc nhn l sec dc NH xc nhn vic tr tin dm bo kh nng thanh tan cho nh XK nh
XK han ch dc ri ro
Cu 76: Trong quan h thuong mai quc t khi cc bn tham gia hiu bit v tin tung ln nhau th nn
s dung phuong thc thanh tan no?
a)Chuyn tin
b)M ti khan ghi s
c)Nh thu tron
d)Tn dung ct
A. V chuyn tin l phuong thc thanh tan quc t don gin nht v th tuc v thuc hin nhanh chng
Cu 77: Ngui thit lp cc diu khan nh thu D/P l ai?
a)Importer
b)Exporter
c)Remiting
d)Collecting bank
B. V exporter lp lnh nh thu nn cc diu khan trong lnh nh thu l do exporter thit lp
Cu 78: Trong thuong mai quc t ngui yu cu s dung hnh thc thanh tan chuyn tin (T/T; M/T)
l ai?
a)Ngui NK
b)Ngui XK
c)NH bn NK
d)NH bn XK
A. V ngui NK l ngui yu cu chuyn tin d tr cho ngui XK. V vy, ty tng trung hop cu th
m ngui NK yu cu s dung hnh thc thanh ton chuyn tin (M/T; T/T)
Cu 79: V sao trong thanh ton fi mu dich tai NH, t gi mua ngoai t tin mt lai thp hon t gi mua
chuyn khon?
a)NH ko thch nhn tin mt
b)NH thch nhn bng chuyn khon
c)Cung ngoai t tin mt nhiu
d)CF cho tin mt cao
D.
Cu 80: Thi han giao hng ca L/C gip lung vi L/C gc fi ntn?
a)Truc
b)Sau
c)Cng ngy
d)Ty ngui giao hng chon
A. V sau khi nhn dc L/C do ngui NK m cho mnh hung, nh XK cn c vo ni dung L/C ny v
dng chnh L/C ny d th chp d m 1 L/C khc cho ngui khc hung vi ni dung gn ging nhu L/C
ban du Nh XK sau khi c L/C mi gi ti NH ngui NK, nh XK nhn dc hng ha t L/C mi ny v
tin hnh giao lai hng ha ny cho bn NK m L/C gc dc s dung ch yu qua mua bn trung gian
(ngui XK ny dng vai tr l trung gian)
Cu 81:Trong phuong thc gia cng thuong mai quc t cc bn c th p dung loai L/C no dui dy:
b)Confirmed credit
c)Reciprocab credit
d)Red Clause credit
C. Reciprocal L/C: Thu tn dung di ng: l loai L/C ch bt du c hiu luc khi L/C di ng vi n d m
ra. L/C di ng dc s dung trong phuong thc gia cng thuong mai di ng
Cu 82: VN t chc no ft hnh C/O?
a)Ngui XK
b)Ngn hng thuong mai
c)Phng thuong mai v cng nghip VN
d)Vinacontrol
C. V C/O_Certificate of origin: giy chng nhn xut x do phng thuong mai v cng nghip ft hnh
Cu 83: Bo lnh thanh ton hng ha XNK c loi cho ai?
a)Ngui NK
b)Ngui XK
c)Ngn hng NK
d)Ngn hng XK
B. V dm bo kh nng thanh tan cho nh XK nh XK ko fi chiu ri ro trong thanh tan
Cu 84: Mt hop dng thuong mai dc bo lnh thanh tan s c loi cho ai
a)Ngui XK
b)Ngui NK
c)NH NK
d)NH XK
A. V nhu vy ngui XK s dc dm bo kh nng thanh tan trnh dc ri ro trong thanh tan
Cu 85:Trong L/C diu khon v hng ha s dung cc thut ng for, about, circa-ch s luong
hng ha theo UCP500 ca ICC th dung sai l bao nhiu
a)Khng
b)+10%
c)+5 %
d)+3%
B. Theo diu 39a ca UCP 500 th khi s dung cc thut ng for, about, circa th dung sai cho fp
l +10%
Cu 86: B ct thuong mai quc t dc lp theo yu cu ca ai?
a)Nh XK
b)Nh NK
c)NH NK
d)NH XK
B. V n l cn c d nh NK xc dinh xem hng ha c dc giao dng nhu tha thun trong hop dng
hay ko, cht luong, xut x ca hng ha, ngy giao hng c dng ko? nu c tranh chp xy ra
th nh NK c bng chng d khi kin. Mt khc n cng l cn c d nh NK nhn dc hng ha khi
xut trnh dc b ct
Cu 87: Theo UCP 500 ca ICC trong ct bo him nu ko quy dinh r s tin dc bo him th s tin ti
thiu fi l bao nhiu?
a)100%gi CIF
b)110%gi CIF
c)110%gi FOB
d)100%gi ha don
B. V theo diu 34 UCP 500 quy dinh, trong ct bo him nu ko quy dinh r s tin dc bo him th s
tin ti thiu fi l 110% gi CIF (trong d 100%gi tri hop dng, 10% fu tri: cc khan CF, b dp
phn loi nhun du tnh)
Cu 88: NH kim tra ch chp nhn thanh tan loai vn don no dui dy
a)Receive for shipment B/L
b)Clean B/L
c)Clean shipped on board B/L
d)Order B/L endorsement in blank
C. V clean shipped on board B/L_vn don sach khi hng d dc xp ln boong tu ca vn don dung
bin sau khi hng ha d dc xp ln boong tu th nhn b ngai du dm bo quy cch dng gi, s
luong chng loai
Cu 89:Trong phuong thc thanh tan nh thu tron (clean collection) ngui XK fi xut trnh ct no?
a)Bill of lading
b)Bill of exchange
c)Invoice
d)Contract
B. V trong phuong thc thanh tan nh thu tron th nh NK y nhim cho NH fuc vu mnh thu h tin
ngui NK, ch cn c vo hi fiu do nh XK lp ra. Cc ct thuong mai do bn XK chuyn giao truc tip
cho bn NK, ko qua NH.V B/E l hi fiu Ngui XK ch fi xut trnh B/E
Cu 90: Ai l ngui k ft hi fiu L/C
a)Ngui XK
b)NH thng bo
c)Ngui thu hung
d)NH dc y quyn
C. V sau khi nhn dc thu tn dung v chp nhn ni dung thu tn dung th tin hnh giao hng theo dk
hop dng.Sau khi han thnh vic giao hng th lp b ct thanh ton theo tn dung, gi ti NH fuc vu
mnh d nghi thanh tan Ngui k ft hi fiu L/C l ngui thu hung
Cu 91: Mt ct c ngy k sau ngy lp ct th t ngy ft hnh l:
a)Ngy lp
b)Ngy k
c)C th ngy lp hoc ngy k
d)Do NH tu quyt dinh
B. V khi ct c ch k th mi dm bo theo dng quy dinh ca PL v khi d n mi c hiu luc thi hnh
(dm bo dc gi tri php l nu trong trung hop c tranh chp xy ra)
Cu 92: Ai l ngui quyt dinh sa di L/C
a)Ngui NK
b)Ngui XK
c)NH thng bo
d)NH ft hnh
D. V NH FH l ngui chiu trch nhim thanh tan, nn l ngui c quyn quyt dinh sa di L/C
Cu 93:L/C dc xc nhn c loi cho ai?
a)Ngui NK
b)Ngui XK
c)NHFH
d)Ngn hng thng bo
C. V khi L/C dc xc nhn th ngui XK han ch ri ro thanh ton v lc ny ngui XK c 2 phuong n
xut trnh ct l: Xut trnh cho NH FH d dc thanh tan; xut trnh ct dn NH xc nhn d dc thanh
tan.NHko dc fp t chi mi khi nhn dc ct hop l theo L/C
Cu 94: Tin k quy xc nhn L/C do ai tr
a)Ngui NK
b)Ngui XK
c)NH FH L/C
d)NH thng bo
C. V NH xc nhn chiu trch nhim thanh ton s tin trong thu tn dung cho ngui thu hung tr thay
NHFH khi nhn dc b ct f hop t ngui thu hung. V vy NH ny yu cu NHFH fi dt tin k quy xc
nhn
Cu 95: Nhng ct no c th do bn th 3 cp theo yu cu ca L/C Third party documents
acceptable
a)Draft
b)Invoice
c)C/O
d)Packing list
C/O (certificate of origin) giy chng nhn xut x. Giy ny c th dc cp bi nh sx hoc cc t chc
php nhn c thm quyn cp d chng nhn ngun gc xut x
Cu 96: 1 L/C giao hng dk CIF v yu cu 1 giy chng nhn bo him trong s cc loai sau, giy
chng nhn no dc chp nhn
a)Bo him dng 100% gi tri ha don
b)Bo him dng 120% CIF
c)Bo him 110% CIF, nu L/C ko quy dinh s tin bo him ti thiu
d)Bo him 110% s tin bo him ti thiu quy dinh trong L/C
C. V theo diu 34ii v ct bo him trong UCP 500 quy dinh th s tin bo him thg = 110% gi tri
CIF hoc 110% CIP, 110% gi ha don , nu L/C ko quy dinh s tin bo him ti thiu
Cu 97:Theo UCP 500 ca ICC hi fiu c th dc k ft vi s tin t hon gi tri ha don ko?
a)Ko
b)C
c)Ty theo NH quy dinh
d)Ty theo nh XK quy dinh
B. V theo diu 39 ca UCP 500 v dung sai s tin, s luong, don gi trong tn dung th nu ko c
about. approximately, circa th dung sai dc fp l +5%. Cn nu c about, approximately th
dung sai dc fp l +10%
Cu 98: Ti khon NOSTRO l ti khan tin gi ca 1 NH m du?
a)NH nuc ngai bng ngoai t
b)NH nuc ngai bng ngoai t
c)NH trong nuc bng ngoai t
d)NH trong nuc bng ni t
A. V ti khan NOSTRO l TK tin gi thanh ton ca 1 ngn hng (ni dia) m tai 1NH nuc ngai
bng ngoai t
Cu 99: K quy m L/C s c loi cho ai?
a)Ngui NK
b)Ngui XK
c)NH FH
d)NH thng bo
C. V NHFH tn dung dc khan k quy ca khch hng tng cc hoat dng khc ca NH, do NH c thm
1 luong vn quan h tn dung dc m rng, cc dvu ca NH cng dc m rng do vic cung cp dvu thanh
tan cho KH. Tng cung mqh vi cc dai l lm tng tim nng KD di ng gia cc NH
Cu 100: Ai l ngui k quy m L/C nhp khu?
a)Ngui NK
b)Ngui XK
c)NH FH
d)NH thng bo
A. V ngui NK khi d nghi NH m L/C th NH FH yu cu ngui NK fi k quy cho NH theo t l nht
dinh NH mi m L/C v chiu trch nhim thanh tan
Cu 101: Hnh thc m L/C (thu, din) do ai quyt dinh
a)Ngui NK
b)Ngui XK
c)NH FH
d)NH thng bo
A. V ty thuc vo tng yu cu cu th m nh NK d nghi NH m L/C. M L/C bng thu hay din, v
mi hnh thc m L/C khc nhau th f m cng khc nhau. Nn l ngui m th c quyn quyt dinh m
theo hnh thc no
Cu 102: L ngui NK trong thanh tan L/C, nu dc chon loai L/C th ko nn chon loai no?
b)Irrevocable confirmed credit
c)Revoling credit
d)Red clause credit
Cu 103: Ngui chiu trch nhim thanh tan cho ngui thu hung trong thanh tan L/C l ai?
a)Ngui NK
b)NHFH
c)NH thng bo
B
Cu 104: Trong cc loai L/C sau loai no ngui trung gian ko fi lp ct hng ha?
a)Irrvocable credit
b)Transferable credit
c)Back to back credit
d)Revoling credit
B. V transferable credit (thu tn dung chuyn nhuong) Loai L/C ny dc p dung trong trung hop ngui
hung loi th nht ko d s luong hng ha d XK hoc ko c hng, ho ch l ngui mi gii thuong mai
nn d dc chuyn nhuong 1 fn hay tan b nghia vu thuc hin L/C cho nhng ngui hung loi th 2.
Nhng ngui hung loi ny s tin hnh giao hng v ngui lp ct hng ha d gi ti NH FH L/C (bn
NK)
Cu 105: Trong thanh ton L/C ngui NK dua vo vn bn no d kim tra ct thanh tan?
a)Hop dng
b)L/C
c)Tha uc Nh
d)Hop dng v L/C
B
Cu 106: Gi s ngui XK ko giao hng nhung xut trnh dc b ct f hop vi diu khan ca L/C th NH
FH x l ntn?
a)Vn thanh tan
b)Ko thanh tan
c)Thanh tan 50% gi tri
d)Ty NH quyt dinh

Cu 107: NH nuc A mun tr tin cho NH nuc B nhung gia 2 NH ny chua thit lp quan h dai l hi
vic thanh tan c th thuc hin dc ko?
a)C
b)Ko
c)Ty thuc NH A
d)Ty thuc NH B
A. c thanh tan qua trung gian (bn th 3)
Cu 108: Ngy xut tronh ct trong thanh tan L/C fi l ngy no?
a)Truc hoc cng ngy giao hng
b)Cng ngy giao hng
c)Sau ngy giao hng
d)Truc hoc cng ngy ht han hiu luc L/C
C. V sau khi giao hng xong th nh XK mi tin hnh lp ct v mi c co s d lp ct.Khi ct dc lp
xong th ngui hung thu tin hnh xut trnh ct dn NH fuc vu mnh d dc thanh ton
Cu 109: Trong dk giao hng CIF, trn B/L fi ghi f cuc ntn?
a)Freight to collect
b)Freight prepayable
c)Freight prepaid
d)Freight to be prepaid
C. V CIF-cost, insurance, freight-gi hng, f bo him, cuc vn chuyn. Tai cng d quy dinh (Nh XK
chiu trch nhim thu tu, dng bo him nn khi nh NK thanh tan cho nh XK th s tin fi tr=gi
hng+f bo him+cuc vn chuyn cuc tr truc). Freight prepaid: cuc f d tr tai cng bc. Tc
nh XK chiu trch nhim thu tu, mua bo him KHi nh NK tr tin th cng bao gm gi hng ha+f
BH+cuc vn chuyn
Cu 110: Khi s dung L/C tun han s c loi cho ai?
a)Ngui NK
b)Ngui XK
c)NH FH
d)NH thng bo
A. L/C tun han l L/C ko th hy ngang m sau ny khi d s dung ht gi tri ca n hoc d ht han
hiu luc th n lai c gi tri nhu c v tip tuc dc s dung 1 cch tun han trong 1 thi han nht dinh
cho dn khi tng tri gi hop dng dc thuc hin khi s dung L/C tun han c loi: trnh dc dong vn,
gim dc f m L/C, gim dc t l k quy, ngui mua ch dng v ngun hng
Cu 111: Khi s dung L/C c xc nhn s c loi cho ngui NK
a)ng
b)Sai
c)Ko dng han tan
d)Ty thuc NH FH
B. Khi s dung L/C xc nhn th s c loi cho ngui XK ch ko fi ngui NK v ngui XK s dc dm bo
kh nng thanh tan
Cu 112: Stand by credit l fuong thc tr tin hng ha XNK?
a)ng
b)Sai
c)Ko dng han tan
d)Ty thuc ngui tr tin
B. Stand by credit thu tn dung du phng. dm bo quyn loi cho ngui NK, NH m L/C du phng
s cam kt vi ngui NK s thanh tan lai cho ho trong trung hop ngui XK ko hon thnh nghia vu
giao hng theo L/C d d ra. V vy, thu tn dung du phng ko mang tnh cht l phuong thc thanh
ton hng ha XNK, m ch c tnh cht l phuong thc dm bo cho vic giao hng, thuc hin dng hop
dng.
Cu 113: Stand by credit l 1 cng cu dm bo thuc hin hop dng thuong mai quc t?
a)ng
b)Sai
c)Thi k thuc NH
d)Ko han tan dng
A. Stand by credit thu tn dung du phng. dm bo quyn loi cho ngui NK, NH m L/C du phng
s cam kt vi ngui NK s thanh tan lai cho ho trong TH ngui XK ko hon thnh nghia vu giao hng
theo L/C d d ra Ko mang tnh cht l fuong thc thanh tan hng ha XNK, m ch c tnh cht l
phuong thc dm bo cho vic giao hng, thuc hin dng hop dng
Cu 114: Back to back credit dc s dung trong trung hop no?
a)2 bn XK ko tin nhau
b)Mua bn chuyn ti XK
c)
d)
B. Back to back credit thu tn dung gip lung. Sau khi nhn dc L/C do ngui NK m cho mnh hung,
nh XK cn c vo ni dung L/C ny v dng chnh L/C ny d th chp m 1 L/C khc cho ngui khc
hung vi ni dung gn ging nhu L/C ban du dc s dung ch yu qua mua bn trung gian.
Cu 115: Loai L/C no sau dy dc coi l phuong tin cp vn cho bn truc khi giao hng
b)Red clause credit
c)Revoling credit
d)Irrevocable transferable credit
B. V Red clause credit_TD diu khan d (tn dung ng truc) Thu tn dung ny km theo 1 diu khan
dc bit y nhim cho NH thng bo hoc NH xc nhn, ng tin truc cho ngui hung truc khi ho
xut trnh ct hng ha dc s dung nhu 1 phuong tin cp vn cho bn bn truc khi giao hng
Cu 116: Reciprocab credit dc s dung trong trung hop no?
a)Hng di hng
b)NH 2 bn XNK tin tung nhau
c)Nh XK ko tin tung NH tr tin
d)2 bn XNK m ti khan cng 1 NH.
A. Reciprocal credit:thu tn dung di ng. L loai L/C ch bt du c hiu luc khi L/C kia di ng vi n
d m ra L/C di ng dc s dung trong phuong thc hng di hng (Barter) v phuong thc gia cng
thuong mai quc t. c dim ngui m L/C ny l ngui hung loi L/C kia v nguoc lai
Cu 117: Loai L/C no dc s dung khi ngui xut khu dng vai tr l ngui mi gii
a)Revoling credit
b)Transferable credit
c)Stand by credit
d)Red clause credit
B. Transferable credit: thu tn dung chuyn nhuong. Loai L/C ny dc p dung trong trung hop ngui
hung loi th nht ko c d s luong hng ha d XK hoc ko c hng, ho ch l ngui mi gii thuong
mai nn d chuyn nhuong 1 fn hay tan b nghia vu thuc hin L/C cho nhng ngui hung loi th 2.
Cu 118: Mt khch hng c 1 t sec 20.000USD mun di sang HKD. Bit t gi USD/HKD=6,8514/20.
Hi khch hng s nhn dc bao nhiu HKD?
a)137.038
b)137.028
c)137.048
d)137.040
B. Ta c 1USD=6,8514HKD
200.000USD xHKD
x = 20.000 * 6,8514 = 137.028
Cu 119: 1 khch du lich c 2000 EUR mun di sang VND vi NH bit t gi mua 1EUR=20.240 VND, 1
EUR=20.260 VND. Hi khch du lich s nhn dc s VND l bao nhiu?
a)40.520.000
b)40.480.000
c)40.620.000
d)40.500.000
B. Ta c : 1EUR = 20240 VND
2000EUR x VND
x = 2000 * 20.240 = 40.480.000
Cu 120: Mt khch hng dn NH chit khu 1 t hi fiu thu dc 200.000SGD, ho d nghi NH di sang
JPY
Bit t gi USD/SGD=1,6812/20
USD/JPY=112,24/321
Hi khch hng s nhn dc s tin bng JPY l bao nhiu?
a)13.354.735,15
b)13.361.884,37
c)13.346.016,65
d)13.350.210,50
C. Ta c SGD/JPY = min (USD/JPY : USD/SGD) = 112,24/1,6820
1SGD = 112,24/1,6820 JPY
200.000SGD x JPY
==> x = 200.000 * 112,24/1,6820 = 13.346.016,65
Vy khch hng nhn dc s tin l 13.346.016,65 JPY
Cu 121: Mt khch hng dn NH chit khu hi fiu thu dc 500.000 HKD, ho mun di sang SGD d
thanh tan hng NK. Bit t gi: USD/HKD=7,4020/28
USD/SGD=1,7826/32
Hi s SGD khch hng s nhn dc l bao nhiu?
a)120.400,39
b)120.453,93
c)120.413,40
d)120.420,42
A. Ta c HKD/SGD = min(USD/SGD : USD/HKD) = 1,7826/7,4028
C 1 HKD = 1,7826/7,4028 SGD
500.000HKD x SGD
==> x = 500.000 * 1,7826/7.4028 SGD = 120.400,39 SGD
Vy vi 500.000HKD th khch hng di dc 120.400,39 SGD
Cu 121: Nh chit khu 1 t hi fiu tri gi 600.000 SGD li sut CK l 3% v s tin CK 3000 SGD hi
thi gian chit khu l bao nhiu thng?
a)1,5
b)2
c)2,5
d)3
B. Goi thi gian chit khu l t.
3000 = (600.000 * 3%* t)/12
t = 2
Vy thi gian chit khu l 2 thng
Cu 122: NH chit khu 1 t hi fiu tri gi 600.000 USD v thi han 2 thng s tin chit khu l 3000
USD. Hi li xut chit khu tnh theo % nm l bao nhiu?
a)2,0
b)3,0
c)2,5
d)4,0
B. Goi l/s chit khu tnh theo %nm l i
3000 = (600.000 * i *2)/12=3%
Cu 123: NH chit khu 1 t hi fiu tri gi 500.000 EUR, l/s chit khu 2,5%/nm. Thi han 3 thng.
S tin chit khu (EUR) l bao nhiu?
a)3125
b)3150
c)3200
d)3250
A. S tin chit khu NH nhn dc (l/s chit khu)=(500.000*2.5%*3)/12=3125
Cu 124: Ngn hng chit khu 1 t hi fiu, thi han chit khu 3 thng, l/s chit khu 2,5%/nm, s
tin chit khu 3125 USD. Hi t hi fiu ny c gi tri ban du l bao nhiu USD?
a)502.000
b)500.000
c)520.000
d)540.000
B. Goi gi tri hi fiu ban du l x.
3125=(x * 2,5% *3)/12
x = 500.000
Cu 125: NH chit khu 1 t hi fiu tri gi 500.000 USD thi han 3 thng s tin CK 3125 USD l/s tnh
% theo nm l bao nhiu?
a)2,0
b)2,5
c)3,0
d)3,5
B. Goi l/s tnh theo nm l i
3125=(500.000*i*3)/12 i=2,5%
Cu 126 (79): NH chit khu 1 t hi fiu tri gi 500.000 HKD, l/s chit khu 2,5%/nm. S tin CK
3125 HKD. Hi thi han chit khu hi fiu tnh theo thng l bn?
a)3,0
b)2,0
c)2,5
d)3,5

Cu 127: Trong nh thu D/A ngui XK (A) chuyn nhuong hi fiu d dc chp nhn cho ngui thu hung
mi (B) dn han ngui thu hung B di tin nhung ngui nhp khu ko tr tin vi l do hng ha ho
nhn dc ko dng vi hop dng. Hi trch nhim thanh tan ny ai fi gnh chiu
a)Ngui XK
b)Ngui NK
c)Ngui XK v ngui thu hung
d)Ngui thu hung
B. V hi fiu c dc dim l tnh bt buc tr tin ca hi fiu. Khi nh NK d k chp nhn tr tin hi
fiu th theo quy dinh ca php lut, ngui bi k ft fi tr tin theo dng ni dung ca hi fiu, ko dc
vic bt k l do ring hoc chung no d t chi tr tin, tr khi hi fiu dc lp tri vi lut diu chnh. V
vy khi nh NK d k chp nhn tr tin hi fiu th nh NK buc fi tr tin cho bt c ai l ngui cm
hi fiu ngay c trong trung hop ngui XK ko giao hng ha cho ngui mua.
Cu 128(81): NH xc nhn vn fi thanh tan cc ct f hop dc xut trnh dn NH sau ngy L/C. Xc
nhn ht han nu NH kim tra ct gi vn bn xc nhn rng ct d dc xut trnh dn NH ny trong thi
gian hiu luc ca L/C
a)ng
b)Sai
c)Do NH ft hnh quy dinh
d)Do NH thng bo
Cu 129: Ct xut trnh chm l ct xut trnh sau
a)Khi L/C ht han hiu luc
b)Thi han xut trnh quy dinh
c)
d)
B. V trong hop dng thuong mai c quy dinh thi han xut trnh ct, nu xut trnh ct sau thi han
quy dinh th ct xut trnh chm s mt quyn di tin
Cu 130 (83): Theo UCP 500 ca ICC nu L/C ko quy dinh g khc th gi tri hi fiu c dc php vuot s
du ca L/C hoc gi tri cho php trong L/C hay ko?
a)C
b)Ko
c)Do ngui XK quyt dinh
d)Do NH thanh tan quyt dinh

Cu 131: L ngui XK trong thanh tan L/C nu dc chon L/C th nn chon loai no?
b)Revocable credit
c)Revoling credit
d)Irrevocable confirmed credit
D. Irrevocable confirmed credit: thu tn dung ko th hy ngang c xc nhn. y l loai thu tn dung ko
hy ngang, dc 1 NH c uy tn dm bo tr tin cho ngui thu hung, theo yu cu ca NH FH L/C , v c
2 NH cam kt tr tin dm bo quyn loi cho ngui XK.
Cu 132: Ngui XK khi kim tra L/C ft hin sai st cn b xung sa di th fi lin h d nghi vi ai?
a)NH thng bo
b)NH ft hnh
c)NH thanh tan
d)Ngui nhp khu
D. V ngui NK l ngui d nghi m thu tn dung, nn c mqh vi NH ft hnh, mt khc ngui XK v
ngui NK c mqh vi nhau dua trn hop dng thuong mai d k v dua vo hop dng th ngoi XK kim
tra sai st sau d lin h vi ngui NK d sa di b sung L/C
Cu 133: 1 L/C d dc thanh tan sau d ngui NK nhn hng ft hin hng ha bi thiu.Ho khiu nai
yu cu NH FH han tr lai s tin ca hng ha bi thiu.Nhn xt ca anh chi v khiu nai ny
a)Sai
b)ng
c)Ty NH quyt dinh
d)Ty ngui vn chuyn quyt dinh
A. Khiu nai ca ngui NK dn NHFH l sai, v NHFH tr tin cn c vo ct hng ha, ch ko cn c
vo hng ha ch chiu trch nhim thanh tan ch ko chiu trch nhim v cht luong hng ha. V vy,
mun khiu nai th fi khiu nai nh XK
Cu 134: Mt L/C c nhng thng tin
Date of issve: 1-3-2005
Period of presentation:20-4-2005
Expiry date: 1-5-2005
Hiu luc L/C dc hiu l ngy no?
a)1-3-2005
b)20-4-2005
c)1-5-2005
d)T 1-3-2005 ti 1-5-2005
D. V thi han hiu luc dc tnh k t ngy ft hnh dn ngy ht han hiu luc ca thu tn dung
Cu 135: Trong L/C xc nhn, ngui c nghia vu thanh tan cho ngui thu hung l ai?
a)Importer
b)Issuing bank
c)Advising bank
d)Confiming bank
D. Confiming bank: NHXN. V khi L/C d dc xc nhn th NHXN fi c nghia vu thanh ton, ko dc fp t
chi mi khi nhn dc b ct hon ho, bt k NHFH c thanh ton dc hay ko
Cu 136: KHi nhn dc b ct thanh tan L/C NH ft hin c 1 ct ko c quy dinh ca L/C th NH s x l
ct ny ntn?
a)Fi kim tra
b)Fi kim tra v gi di
c)Gi tr lai cho ngui xut trnh
d) Gi tr lai cho ngui xut trnh gi ct ny di m ko chiu trch nhim
D. V b ct gi di ko f hop vi quy dinh ca L/C, nn s ko dc NH thanh tan v dc NH gi tr lai noi
lp ct m ko fi chiu trch nhim g. Trch nhim ny thuc v ngui lp ct.
Cu 137: Mt hi fiu thuong mai k han dc ngui NK k chp nhn. Hi fiu d dc chuyn nhuong. n
han thanh ton, ngui NK ko tr tin hi fiu vi l do hng ha h nhn dc cht luong km so vi hop
dng. Hi vic lm d ngui NK l th no?
a)ng
b)Sai
c)
d)Ty ngui NK quyt dinh
B. V hi fiu c dc dim l tnh bt buc tr tin ca hi fiu.Khi ngui NK k chp nhn tr tin hi
fiu th theo quy dinh ca fp lut, ngui bi k ft fi tr tin theo dng ni dung ca hi fiu, ko dc vin
bt k l do ring hoc chung no d t chi tr tin, tr khi hi fiu dc lp tri vi lut diu chnh.V vy,
khi nh NK k chp nhn tr tin vo hi fiu th nh NK buc fi tr tin cho bt c ai l ngui cm hi
fiu ngay c trong trung hop ngui XK ko giao hng cho ngui mua
Cu 138: NH chit khu 1 t hi fiu k han 2 thng l/s 3% nm s tin chit khu 3000 SGD t hi fiu
c ga tri ban du l bao nhiu SGD?
a)580.000
b)600.000
c)620.000
d)630.000
C. Goi x l gi tri t hi fiu ban du
3000 = ( x * 2*3%)/12
x = 600.000
starbowl
18-11-2010, 12:45 PM
Tip tuc n:

A. Nhng quy dinh chung v dinh nghia

1. Do cc diu khon ca UCP duoc tham chiu vo L/C, cho nn UCP c phi l vn bn php l tham
chiu duy nht d gii quyt moi tranh chp v L/C:
a. C
b. Khng

2. Nu trong ni dung L/C khng tuyn b r rng p dung UCP th:
a. L/C p dung tu dng UCP
b. L/C p dung tu dng UCP 400
c. L/C khng p dung UCP no c

3. Ngay c khi UCP duoc p dung, cc ngn hng c th khng p dung mt s diu khon no d di
vi tng loai L/C ring bit
a. ng
b. Sai

4. Nu chi nhnh khng th thanh ton L/C, ngui hung loi c quyn theo UCP, yu cu Ngn hng me
ca ngn hng d dt nuc ngoi thanh ton
a. ng
b. Sai

5. Do cc ngn hng hon ton khng c lin quan dn hay bi rng buc vo cc hop dng m cc L/C
c th dua vo, cho nn trong L/C khng duoc ghi tham chiu v cc ngn hng
a. ng
b. Sai

6. UPC ngn cm vic dua qu nhiu chi tit vo L/C hay vo bt c sa di no ca n d trnh nhm
ln v hiu sai
a. ng
b. Sai

7. Cc ch thi yu cu m mt L/C theo UCP khng nu chng t phi xut trnh th c mu thun
nghim trong vi UCP khng
a. ng
b. Sai
c. UCP ch khng khuyn khch nhng c gng thanh ton chp nhn hay chit khu L/C khng km
chng t.

8. Ngui yu cu m L/C phi hon tr cho ngn hng tr khi anh ta thy rng:
a. Hng ho c khuyt tt
b. Hng khng dng yu cu trong hop dng mua bn
c. Cc chng t nhn duoc khng cho php anh ta thng quan hng
d. Cc chng t khng th thuc hin trn b mt l d ph hop vi cc diu kin ca L/C
B. Hnh thc v thng bo thu tn dung

9. Mt ngn hng pht hnh L/C d b st t c th hu ngang:

a. Du sao tn dung vn c th hu ngang v thut ng khng th hu ngang khng duoc dua vo
b. Ngn hng c th thm thut ng c th hu ngang bng cch dua ra bn sa di
c. L/C ch c th hu ngang nu ngui hung loi chp nhn su sa cha mt cch r rng

10. Ngn hng thng bo nhn duoc L/C m bng din khng c test
a. C th thng bo L/C ny m khng c cam kt g t pha ngn hng do L/C khng duoc xc nhn
b. C th t chi thng bo, tuy nhin n phi thng bo mt cch hop l v khng chm tr cho ngui
hung loi v su t chi ny.
c. Phi yu cu bng duoc su xc minh tnh chn tht ca bc din, nu n sn sng thng bo L/C ny

11. Mt L/C yu cu hi phiu k pht di tin ngui xin m L/C
a. Yu cu ny s bi b qua
b. Hi phiu s duoc kim tra nhu chng t phu
c. UCP 500 ngn cm ch thi dang ny

12. Trong s nhng cu sau, cu no dng? Bng vic m mt L/C ngui nhp khu c th chc chn
rng:
a. Cc chng t anh ta nhn duoc l chn thuc
b. Anh ta ch phi thanh ton khi cc chng t ph hop nghim ngt vi cc diu khon hop dng
c. Ngn hng pht hnh v ngn hng ch dinh s kim tra chng t theo dng L/C

13. Ngn hng pht hnh thng bo L/C qua ngn hng A. Theo tho thun gia ngui hung loi v
ngui xin m L/C, ngn hng pht hnh sa di cng vi nhng vn d khc, c sa di tn ca ngn
hng thng bo l B.
a. Ngn hng pht hnh c th thng bo sa di qua ngn hng B v yu cu ngn hng B thng bo
cho ngn hng A bit diu ny
b. Ngn hng pht hnh phi thng bo sa di qua ngn hng A
c. Ngn hng pht hnh c th thng bo sa di qua ngn hng B v yu cu ho thng bo cho ngn
hng A hu b L/C d.
C. Nghia vu v trch nhim:

14. Ngn hng phi kim tra tt c cc chng t trong yu cu ca L/C:
a. bit chc rng chng c chn thuc v ph hop khng
b. dm bo rng tiu chun quc t v nghip vu ngn hng duoc phn nh trong cc chng t
c. dm bo rng chng ph hop trn b mt vi cc diu khon v diu kin ca L/C

15. Nu chng t khng quy dinh trong L/C duoc xut trnh, ngn hng chit khu:
a. Phi tr lai cho ngui xut trnh
b. Phi chuyn chng cho ngn hng pht hnh m khng chiu trch nhim g
c. C th chuyn chng cho ngn hng pht hnh m khng cam kt g nu ngui hung loi yu cu.

16. Mt tn dung chng t trong muc cc ch thi dc bit quy dinh: Sau khi giao hng ngui hung loi
phi gi cc bn phu ca cc chng t ti ngui xin m L/C
a. Ngn hng ch dinh cn c bn cng b c lin quan ca ngui hung loi v vn d ny.
b. Ngn hng ch dinh s khng xem xt dn diu kin ny.
c. iu kin ny cn c ho don lm bng chng t l d thuc hin

17. Cc chng t sai st thuc v ai?
a. Thuc ngui xin m L/C nu anh ta khng t chi chng
b. Thuc v ngui hung loi
c. Thuc v ngn hng ch dinh, nu ngn hng ny d thanh ton chng c bo luu

18. Ngn hng pht hnh v ngn hng xc nhn c mt khong thi gian hop l d kim tra chng t
nhiu nht khng qu:
a. 7 ngy ngn hng cho mi ngn hng
b. 7 ngy theo lich cho mi ngn hng
c. 7 ngy ngn hng

19. Ai l ngui quyt dinh cui cng xem b chng t c ph hop vi cc diu khon v diu kin ca
L/C hay khng?
a. Ngui xin m L/C
b. Ngn hng pht hnh
c. Ngui xin m L/C v ngn hng pht hnh

20. B chng t th hin trn b mt ph hop vi cc diu kin ca L/C c nghia g?
a. B chng t l chn thuc v khng gi mao
b. B chng t khng mu thun vi tiu chun quc t v nghip vu ngn hng nhu d duoc phn nh
trong UCP
c. Ch mt truc ch khng phi mt sau ca chng t ph hop vi diu kin ca L/C

21. Nu ngn hng pht hnh thy rng b chng t trn b mt khng ph hop vi cc diu khon v
diu kin ca L/C
a. N phi tip cn ngui xin m L/C d xin b qua cc bt hop l
b. N c th tr lai b chng t cho ngui xut trnh luu anh ta tt c cc bt hop l
c. N phi chuyn chng dn ngui xin m L/C d ho dinh doat

22. Nu b chng t c 20 bt hop l duoc xut trnh dn ngn hng pht hnh, ngn hng phi gi bn
luu bt hop l cho ngui xut trnh ch ra:
a. Mt s bt hop l co bn bi v khng cn phi ch r tt c
b. Chi tit v 20 bt hop l d pht hin
c. Cc bt hop l co bn km theo cum t v cc bt hop l khc.

23 Khi kim tra chng t ngn hng pht hnh thng bo cc bt hop l trong b chng t nhung lai
khng th gi chng lai d ch quyn dinh doat ca ngui xut trnh th:
a. Cc sai st duoc coi l d duoc b qua, ngn hng pht hnh mt quyn khiu nai
b. Ngn hng pht hnh phi doi ngui xin m L/C dng b qua cc sai st v n d bo cho ngui
xut trnh l b chng t khng ph hop
c. Ngn hng pht hnh phi gi b chng t d ch quyn dinh doat ca ngui xin m L/C

24. Nu lut php v tp qun nuc ngoi lm ngn hng pht hnh phi chiu cc nghia vu v trch
nhim, ngui xin m L/C c nghia vu bi thung thit hai cho ngn hng
a. ng
b. Sai, v ngn hng phi nhn thc r lut php v tp qun ca nhng nuc m ho thung giao dich

25. URR l bn quy tc diu chnh vic hon tr gia cc ngn hng:
a. V vy n l 1 b phn khng th thiu duoc ca UCP500
b. N ch l bn sa di diu khon 19 ca UCP500
c. N l quy tc ring bit c lin quan ti UCP500.
D. Chng t
26. Nu L/C khng quy dinh khc, cc chng t c th duoc k pht truc ngy m L/C
a. ng
b. Sai

27. Vn don hon ho nghia l g?
a. L mt vn don khng c bt c su sa li no
b. L mt vn don ph hop vi cc diu kin ca L/C v moi phuong din
c. L mt vn don khng c bt c su ghi ch no v khuyt tt ca bao b/hng ho.

28. Vn don c chc nng
a. L bng chng v nghia vu ca ngui gi hng di vi cng ty vn ti
b. L bng chng thanh ton cuc ph
c. L bng chng ca hop dng chuyn ch

29. Mt chng t vn ti, ghi tn ngui gi hng khng phi l ngui hung loi ca L/C, phi t chi
a. ng
b. Sai

30. Mt chng t bo him ghi ngy mun hon ngy k pht B/L, vn duoc chp nhn l
a. ng
b.Sai

31. S tin L/C l 100.000 d la My. Mt ho don ghi s tin 105.000 d la My duoc xut trnh
a. Ngn hng ch dinh c th chp nhn ho don d v ch tr 100.000 d la My.
b. Ngn hng ch dinh c th t chi ho don d v d vuot qu s tin ca L/C
c. Ngn hng ch dinh c th chp nhn ho don d vi diu kin s hng tri gi 5.000 d la My cng d
duoc gi.
E. Cc quy dinh khc

32. T khong dng d ch s luong duoc hiu l cho php mt dung sai +/- 10%
a. S luong
b. S luong v s tin

33. Khi no dung sai +/- 5% duoc p dung
a. Khi s luong duoc th hin bng kg hoc mt
b. Khi s luong duoc th hin bng don vi chic

34. Nu ngy hiu luc ca L/C roi vo ngy l
a. Ngy ht han hiu luc l ngy lm vic ngay truc ngy l
b. Ngy ht han hiu luc l ngy lm vic du tin ngay sau d
c. Ngy ht han hiu luc duoc ko di mt thi gian dng bng ky ngh

35. Mt L/C duoc pht hnh c hiu luc trong 6 thng
a. UCP khng khuyn khch cc ngn hng pht hnh L/C theo cch ny
b. Ngn hng c th lm nhu vy, nhung ngy bt du tnh vo thi han hiu luc lun phi l ngy du
tin ca thng
c. Cch ny ch duoc chp nhn khi ghi r ngy giao hng

36. L/C ch r ngy ht han hiu luc v b st khng ghi ngy giao hng chm nht, nu L/C duoc thuc
hin:
a. B chng t phi duoc xut trnh trong vng 21 ngy k t ngy duoc coi l ngy giao hng chm
nht.
b. B chng t xut trnh trong thi han hiu luc duoc chp nhn ngay c khi ngn hng nhn duoc
chng qu thi han 21 ngy k t ngy giao hng.
c. B chng t phi duoc xut trnh trong vng 21 ngy k t ngy giao hng v trong thi han hiu luc
ca L/C.

37. Cc t ngay lp tc hay cng nhanh cng tt c nghia l:
a. 3 ngy
b. 7 ngy lm vic
c. S bi cc ngn hng b qua.

38. Mt L/C c th b qua muc quy dinh ngy giao hng chm nht:
a. C
b. Khng

39. Trong s cc loai sau, chng t no l chng t ti chnh?
a. Ho don
b. Giy bo c
c. Hi phiu
d. Vn don
F. Tn dung c th chuyn nhuong

40. Mt L/C ch c th chuyn nhuong duoc nu:
a. N ghi r rng n c th chia nh
b. N duoc xc nhn v ngn hng xc nhn cho php chuyn nhuong
c. N duoc pht hnh dui hnh thc c th chuyn nhuong.

41. A l ngui hung loi mt L/C chuyn nhuong, trong L/C quy dinh khng cho php giao hng tng
phn, vy:
a. A c th chuyn nhuong cho B v C
b. A c th chuyn nhuong cho B v B c th ti chuyn nhuong cho A
c. A c th chuyn nhuong cho B v B c th chuyn nhuong cho C.
starbowl
18-11-2010, 12:45 PM
p n na qun mt:
1. b
2. c
3. a
4. b (iu 2: Chi nhnh duoc coi l mt ngn hng ring)
5. b
6. b (iu 5a1)
7. a
8. d
9. c (iu 6)
10. c
11. b
12. c
13. b (iu 11b)
14. c
15. c
16. b
17. b
18. a (iu 13b)
19. b
20. b
21. b
22. b
23. a
24. a
25. c
26. a
27. c
28. c
29. b
30. b
31. a (iu 37b)
32. a
33. a
34. b
35. a
36. c (iu 43a)
37. c (iu 46b)
38. a
39. c
40. c
41. b
Mt s mo nh khi kim tra th tn dng (L/C)
Cc ni dung kim tra: 1. S hiu, a im v ngy m L/C (No of L/C, place and date of issuing); 2.
Tn ngn hng m L/C (opening bank; issuing bank); 3. Tn v a ch ngn hng thng bo
(advising bank), ngn hng tr tin (negotiating bank or paying bank), ngn hng xc nhn
(confirming bank); 4. Tn v a ch ngi th hng (beneficiary hoc L/C c ghi In favour of...); 5.
Tn v a ch ngi m L/C; 6. S tin ca L/C (amount); 7. Loi L/C (form of documentary credit);
8. Ngy v a im ht hiu lc ca L/C;

1. S hiu, a im v ngy m L/C (No of L/C, place and date of issuing)

Mi L/C u c s hiu ring dng trao i th t, in tn c lin qua n L/C v ghi vo
cc chng t c lin quan trong b chng t thanh ton

a im m L/C: c ngha trong vic chn lut p dng khi xy ra tranh chp (nu c)

Ngy m L/C: l cn c nh xut khu kim tra xem nh nhp khu c m L/C ng hn hay
khng.

2. Tn ngn hng m L/C (opening bank; issuing bank)

Ngn hng thng bo s kim tra xem tn v a ch ngn hng m L/C c tht khng. Cn ngi
xut khu kim tra xem L/C c c m ng ti ngn hng nh tho thun trong hp ng mua
bn ngoi thng hay khng.

3. Tn v a ch ngn hng thng bo (advising bank), ngn hng tr tin (negotiating
bank or paying bank), ngn hng xc nhn (confirming bank)

4. Tn v a ch ngi th hng (beneficiary hoc L/C c ghi In favour of...)


6. S tin ca L/C (amount)

S tin ca L/C va ghi bng s va ghi bng ch v phi thng nht vi nhau. Tn ca n v tin
t phi ghi r rng, phi kim tra k xem c ph hp vi hp ng khng.

7. Loi L/C (form of documentary credit)

i vi nh xut khu, ngn hng khuyn co loi L/C c li nht l L/C khng hu ngang min truy
i (Irrevocable without recourse L/C). Nu l hng c gi tr ln, ngn hng pht hnh khng phi l
ngn hng c uy tn th nn la chn L/C c xc nhn


Khi kim tra phi lu : Ngy ht hiu lc ca L/C phi sau ngy m L/C (date of issue) v sau ngy
giao hng mt khong thi gian hp l, thng c tnh bng khong thi gian giao hng cng vi
thi gian lp v kim tra chng t ca ngi bn, cng vi thi gian lu gi v chuyn chng t t
ngn hng ngi bn qua ngn hng m L/C. S ngy chuyn chng t bng DHL t Vit Nam: i
Nht Bn, Triu Tin, Singapore, Hng Kng mt 3-4 ngy; i Chu u: Italia, c, B... mt 5-7
ngy. S ngy chuyn chng t bng th m bo t VIt Nam: n cc nc chu ht 5-7 ngy;
n cc nc Chu u ht 10-15 ngy.

Ngun: http://vnexim.com.vn/forum/bai-viet/10453-Mot-so-meo-nho-khi-kiem-tra-thu-tin-dung-L-C-
?s=810b5cdaa90c46502fb4bc6707ba9292#ixzz1cwbpP17G

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Mt s trng hp bt hp l thng gp khi kim tra hi phiu

Bt hp l thng gp khi kim tra ho n thng mi

Chng t bo him ( insurance policy/ insurance certificate)

Cc bt hp l thng gp i vi chng t bo him

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