Th vin in t khoa Ngn hng H Kinh T TP.

HCM

Chng 1:
1. nim bo him bt ngun: a) T thi k c i b) T s on kt tng h c) T tng Khng trng trong cng mt gi d) Tt c cc cu trn u ng (tr 107 sch) 2. Hot ng bo him ra i t: a) T thi c i Ai Cp b) T th k th 17 ti SCN li Lloyds Coffee House (London UK) c) Th k 14 ti Genes ( tr 107 sch) d) Th k th 14 ti Php * Hot ng kinh doanh BH ra i TK 17 lin quan n sc lut ca N hong Anh LU : ko nhm ln gia nim BH, hot ng BH vi hot ng KDBH 3. <<Lloyds London>> ngy nay l danh t dng ch: a) Mt cng ty bo him danh ting Anh Quc b) Mt qun c ph ni ting ca Anh Quc c) Mt th trng bo him bao gm nhiu th nhn v php nhn ngi bo him (tr9 ti liu) d) Tr s ca mt t bo ni ting trong lnh vc hng hi 4. Loi bo him c coi l loi hnh c kinh doanh u tin ca ngnh bo him l: a) Bo him ha hon b) Bo him nhn th c) Bo him hng hi (tr107 sch) d) Bo him y t 5. Society of Lloyds l tn gi ca: a) Mt cng ty bo him hng hi u tin Anh Quc b) Mt t chc dn s thu xp a dim giao dch bo him cho cc nh khai thc bo him hng hi (cui tr11 ti liu) c) Mt t chc dn s ca cc hng tu bin Lun n Anh Quc d) Mt qun c ph Lun n Anh Quc 6. y l 5 quc gia nm trong top 5 c th trng bo him ln nht th gii xt v tng doanh thu bo him (nhn th v phi nhn th): a) Anh, Php, Hoa K, Nht Bn, Singapore b) Anh, Php, Hoa K, Nht Bn, Hn Quc c) Anh, c, Hoa K, Nht Bn, Singapore d) Anh, c, Hoa K, Nht Bn, Php 7. Trong giai on 2001 2006, hng nm, doanh thu ph bo him ton th gii chim t trng trongGDP l: a) T 1% - 3% b) T 3% - 6% c) T 6% - 9% (7.46%) d) T 9% - 12%

Lu : p n ch mang tnh cht tham kho

Th vin in t khoa Ngn hng H Kinh T TP.HCM 8. S liu no di y l ca th trng bo him th gii nm 2006 a) 1,275,616 triu USD (BHPNT); 1,682,743 triu USD (BHNT) b) 1,514,094 triu USD(BHPNT); 2,209,317 triu USD (BHNT) (tr193-194 sch) c) 1,397,522 triu USD (BHPNT); 1,866,636 triu USD (BHNT) d) 1,442,258 triu USD (BHPNT); 2,003,557 triu USD (BHNT) 9. Hin nay, quc gia c ph bo him bnh qun u ngi cao nht th gii l: (2006) a) Hoa K b) Anh Quc c) Nht Bn d) Thy S 10. Thng tin no di y l chnh xc nht a) Tnh n nay (2007), c 7 cng ty bo him nhn th nc ngoi tng c cp giy php hot ng Vit Nam b) Tnh n nay (2007), c 7 cng ty bo him nhn th nc ngoi ang hot ng Vit Nam c) Tnh n nay (2007), c 6 cng ty bo him nhn th nc ngoi tng c cp giy php hot ng Vit Nam d) Tnh n nay (2007), c 6 cng ty bo him nhn th nc ngoi ang hot ng Vit Nam 11. Cng ty bo him, mi gii bo him nc ngoi u tin c cp giy php kinh doanh Vit Nam l: a) Mt cng ty bo him phi nhn th b) Mt cng ty bo him nhn th c) Mt cng ty ti bo him (Aon 1993) d) Mt cng ty mi gii bo him 12. Hin nay, trn th trng bo him Vit Nam c nhng tp on c cp giy php kinh doanh trong c hai lnh vc: nhn th v phi nhn th. l: a) Tp on ACE INA (Hoa K) b) Tp on AIG (Hoa K) c) Tp on Bo Vit (Vit Nam) d) C 3 cu trn u ng e) Cu (a) v cu (c) ng 13. Cc cng ty bo him 100% vn nc ngoi ang hot ng trn th trng Vit Nam di hnh thc php l: a) Cng ty trch nhim hu hn (tr 112 sch) b) Cng ty c phn c) Cng ty hp danh d) Doanh nghip t nhn 14. Theo cam kt gia nhp WTO, sau 05 nm, cc cng ty bo him nc ngoi c php thnh lp chi nhnh hot ng Vit Nam trong lnh vc: a) Bo him nhn th b) Bo him phi nhn th (on 2 tr19 ti liu) c) Bo him nhn th v phi nhn th d) Khng c lnh vc no trn y c php

Lu : p n ch mang tnh cht tham kho

Th vin in t khoa Ngn hng H Kinh T TP.HCM 15. Theo cam kt gia nhp WTO, cng ty bo him nc ngoi c cung cp dch v qua bin gii vo lnh th Vit Nam i vi nhng dch v sau: a) Dch v ti bo him, mi gii bo him, mi gii ti bo him; Dch v t vn, tnh ton, nh gi ri ro v gii quyt bi thng b) Dch v bo him cho cc doanh nghip c vn u t nc ngoi v ngi nc ngoi lm vic Vit Nam c) Cc ri ro lin quan n vn ti hng khng thng mi quc t v bo him hng ha ang vn chuyn qu cnh quc t d) Tt c cu trn u ng (tr 19 ti liu - V cam kt cung cp dv qua bin gii) 16. Theo cam kt gia nhp WTO, vn ti bo him bt buc cho VinaRe s: a) Tip tc duy tr nh c vi t l 20% b) Tip tc duy tr nhng vi t l thp hn l 10% c) Xa b ch ti bo him bt buc ngay tc khc d) Xa b ch ti bo him bt buc sau 01 nm k t ngy gia nhp (tr 21 ti liu) 17. Theo cam kt gia nhp WTO, i vi cc loi hnh bo him bt buc th: a) Bo him nc ngoi khng c php kinh odanh bo him bt buc b) Bo him nc ngoi c php cung cp dch v bo him bt buc qua bin gii c) Bo him nc ngoi c php kinh doanh cc loi hnh bt buc m khng c gii hn no d) Bo him nc ngoi c php kinh doanh bo him bt buc sau 1 nm gia nhp v thng qua vic thnh lp cng ty bo him 100% vn nc ngoi ti Vit Nam (tr 21 ti liu Cam kt lin quan n KD cc dv BH bt buc) 18. Nh bo him nc ngoi c th cung cp dch v bo him xuyn bin gii vo Vit Nam. iu ny thc t xy ra t: a) Trc khi ngh nh 100CP ngy 18/12/1993 c ban hnh (t trc 1975 Bo Vit nhng ti BH cho cc nc Trung Quc, Ba Lan, Bc Triu Tin on a2 tr109 sch) b) Khi ngh nh 100CP ngy 18/12/1993 c ban hnh c) Khi Vit Nam chnh thc gia nhp WTO d) Sau 5 nm k t khi Vit Nam chnh thc gia nhp WTO 19. Cu no di y l tri vi cam kt ca Vit Nam khi gia nhp WTO: a) Cng ty bo him nc ngoi khng c php m chi nhnh ti Vit Nam kinh doanh bo him phi nhn th trong thi gian 5 nm u tin. b) Cng ty bo him nc ngoi khng c cung cp dch v bo him cho cc ri ro lin quan n hng hi hng khng thng mi quc t v bo him hng ha ang vn chuyn qu cnh quc t trong nm u tin k t khi Vit Nam chnh thc gia nhp WTO (ngay khi VN tr thnh thnh vin ca WTO tr 19 ti liu) c) Sau 5 nm gia nhp WTO, cng ty bo him nc ngoi cng khng c php m chi nhnh ti Vit Nam kinh doanh bo him nhn th d) Cng ty bo him nc ngoi khng c cung cp dch v bo him bt buc xuyn bin gii.

Lu : p n ch mang tnh cht tham kho

Th vin in t khoa Ngn hng H Kinh T TP.HCM

Chng 2:
1. Ai l ngi a ra thut ng Ri ro thun (Pure Risk) c ngha quan trng i vi ngnh bo him thng mi v s ra i ca chc nng qun tr ri ro? a) Wayne Snider b) Russel Gallagher c) Raft Blanchard (on 2 phn QTRR tr12 sch) d) Douglas Barlow 2. Ai l ngi u tin gii thiu khi nim c bn Gi ph ton b ca ri ro c ngha trong vic pht trin chc nng qun tr ri ro khng ch trong doanh nghip m cn i vi bt k t chc no a) Wayne Snider b) Russel Gallagher c) Raft Blanchard d) Douglas Barlow (on cui tr12 sch) 3. i tng ca qun tr ri ro trong mt doanh nghip l: a) Cc ri ro thun b) Cc ri ro u c c) C hai cu (a) v (b) u sai d) C hai cu (a) v (b) u ng (on 2 phn QTRR tr12 sch) 4. Hy chn t thch hp nht in vo khong trng ca on vn di y: T nhiu cuc kho cu thc hin, ngi ta ln lt a ra nhiu nh ngha v Qun tr .. C ngi cho rng: Qun tr .. l mt mn hc v vic chp nhn cuc sng vi kh nng cc bin c trong tng lai c th nguy him hay Qun tr . nhm bo v ti sn ca doanh nghip, trong iu kin gi ph hp l nht, chng li nhng tn tht c th tc hi n qu trnh hot ng ca mt doanh nghip, Qun tr l vic qun l gi ph ton b ca cc . c th bo him hay khng trong mt doanh nghip. a) Khng hong b) S thay i c) Ri ro (on cui tr13 - sch) d) Doanh nghip 5. Nhng cng vic no di y thuc v chc nng qun tr ri ro trong mt doanh nghip? a) Nhn dng cc ri ro c th c e da ti sn ca doanh nghip b) Thu thp d liu, x l thng tin nhm o lng, nh gi nhng ri ro c) a ra gii php x l ri ro khng ch bng vic hon chuyn cho nh bo him thng mi m cn bng mt h thng cc k thut x l ng b khc d) C 3 cu trn u ng (Quy trnh QTRR trong DN tr14 sch) 6. Tham gia vo hot ng kinh doanh l mt hnh vi: a) Trnh n ri ro b) Chp nhn gnh chu ri ro c) Mo him vi ri ro d) Hon chuyn ri ro 7. Hot ng bo him ca bo him thng mi to ra s: a) An ton cho cc ti sn ca nn kinh t - x hi Lu : p n ch mang tnh cht tham kho

Th vin in t khoa Ngn hng H Kinh T TP.HCM b) To ra c ch hon chuyn ri ro gia cc ch th kinh t - x hi vi nh bo him c) To ra c ch hon chuyn ri ro gia cc ch th kinh t - x hi tham gia bo him d) To ra c ch hon chuyn ri ro v gim thiu ri ro (rng nht ng nht) 8. Gim thiu nguy c a) L gim thiu ri ro b) Lm gim thiu ri ro c) L gim thiu mc trm trng ca ri ro d) Lm gim thiu mc trm trng ca ri ro 9. Dy phn cch c s dng ngn hai tuyn giao thng ngc chiu trong giao thng ng b nhm a) Gim thiu nguy c b) Gim thiu ri ro c) Gim thiu tn tht d) C 3 cu trn u ng 10. Mc ch mt ngi m i khm bc s l: a) Gim thiu nguy c b) Gim thiu ri ro c) Gim thiu tn tht d) C 3 cu trn u ng 11. Hy chn cm t thch hp nht in vo khong trng ca on vn di y: .. chnh l vic thc hin nhng la chn tt, ly quyt nh thch nghi trong cuc sng hng ngy. Trn thc t, ch c th .. khi c th c s la chn v trong vic chp nhn ri ro ny hay .. kia l hp l hay khng hp l. a) Chp nhn ri ro b) Trnh n ri ro (1.8.1 - tr9 - sch) c) Hon chuyn ri ro d) T bo him 12. L do ca vic chp nhn gnh chu ri ro l: a) Khng cn cch no khc tt hn v cng khng th n trnh b) Do cha nhn bit ri ro c) Chp nhn mt ri ro d) C 3 cu trn u ng (1.8.2 tr9 sch) 13. Thut ng nguy c dng ch: a) Mt iu kin phi hp tc ng lm gia tng kh nng pht ng ri ro gy ra tn tht (on 2 tr8 sch) b) L nguyn nhn ca tn tht c) L tp hp nhng ri ro cng loi hoc tc ng ln cng i tng d) L cch gi khc ca him ha 14. Hy chn cm t thch hp nht in vo khong trng ca on vn di y: .. l mt iu kin lm gia tng kh nng tn tht. Khng c , ri ro vn tn ti, c ., kh nng ri ro pht ng cao hn. Do , gim thiu .. ch c th lm gim kh nng xy ra bin c ch khng lm gim thiu hay trit tiu ri ro. Lu : p n ch mang tnh cht tham kho

Th vin in t khoa Ngn hng H Kinh T TP.HCM a) b) c) d) Him ha Nguy c (1.8.3 tr10 sch) Tn tht S khng chc chn

15. Nguy c l: a) Nguyn nhn trc tip gy ra tn tht (ri ro) b) Mt bin c xu chc chn xy ra c) Yu t tc ng phi hp lm gia tng kh nng tn tht d) C 3 cu trn u ng 16. i vi ti sn l i tng bo him, vic bn mua bo him c hnh ng trc li dn n b thit hi, ph hy, hnh ng gi l: a) Mt nguy c o c b) Mt ri ro o c c) Mt him ha o c d) C 3 cu trn u ng 17. i vi mt cng ty bo him, vic bn mua bo him c hnh ng trc li, hnh ng gi l: a) Mt nguy c o c b) Mt ri ro o c c) Mt him ha o c d) C 3 cu trn u ng 18. C nhn v t chc kinh doanh u phi i mt vi 2 loi ri ro. Ri ro thun ty v ri ro u c. Theo nh ngha, ri ro thun ty l ri ro c hu qu: a) Ch lin quan n kh nng him ha b) Ch lin quan n kh nng tn tht (ri ro u c lin quan n nhng tnh hung c hay ko c li nhun) c) Lin quan n c kh nng tn tht v kh nng him ha d) Khng c cu no ng 19. Nguyn nhn ngu nhin c s dng trong lnh vc bo him thng mi nhm a) Ch mt bin c khch quan v ngun gc t nhin b) Ch mt bin c ch quan, c din ra di tc ng ca con ngi, nhng hnh ng ca ngi khng nhm mc ch gy ra tn tht c) Ch mt trong nhng iu kin m ri ro c th bo him d) C 3 cu trn u ng (tr5 slide) 20. Nm 1988, mt tu bin ca Cng Si Gn b bc chy bt ng. Gim nh xc nh nguyn nhn ca s c l do chic n dy khi s dng lin tc trong nhiu gi b n trong hm my c iu kin thng gi km. Theo bn, trong v ha hon ny, c s tc ng ca: a) Nguy c vt cht b) Nguy c tinh thn c) Nguy c vt cht v nguy c o c d) Nguy c vt cht v nguy c tinh thn

Lu : p n ch mang tnh cht tham kho

Th vin in t khoa Ngn hng H Kinh T TP.HCM

Chng 3:
1. Hot ng ca bo him thng mi to ra s: a) To ra c ch hon chuyn ri ro v gim thiu ri ro (rng nht ng nht) b) An ton cho cc ti sn ca nn kinh t - x hi c) To ra c ch hon chuyn ri ro gia cc ch th kinh t - x hi vi nh bo him d) To ra c ch hon chuyn ri ro gia cc ch th kinh t - x hi tham gia bo him 2. Cu no di y l khng ng? a) Bo him ging nh l mt hnh thc c cc. Ph bo him ging nh tin t cc v n nh hn rt nhiu so vi s tin bi thng (tng t l khon trng trng cc) b) Bo him l s ng gp ca s ng vo s bt hnh ca s t c) Bo him l mt phng cch h gim ri ro bng cch kt hp mt s lng y cc n v i tng bin tn tht c th thnh tn tht cng ng v c th d tnh c d) Bo him l mt nghip v qua , mt bn l ngi c bo him cam oan tr mt khon tin gi l ph bo him thc hin mong mun cho mnh hoc cho mt ngi th 3 trong trng hp xy ra ri ro s nhn c mt khon n b cc tn tht c tr bi mt bn khc: l ngi bo him. 3. Bo him dng ch: a) Vic hnh thnh mt qu tin t bo him b) Mt hot ng m c s hon chuyn ri ro c) Mt hot ng nhm kt hp s ng cc n v i tng ring l v c lp, chu cng mt ri ro thnh mt nhm tng tc d) C 3 cu trn u ng 4. Hy chn cm t thch hp nht in vo khong trng trong on vn di y: Qu d tr bo him c to lp trc mt cch c thc, khc phc hu qu ni trn, bng cch b p cc tn tht pht sinh nhm to lp v m bo tnh thng xuyn lin tc ca cc qu trnh x hi. Nh vy, trn phm vi rng, ton b nn kinh t x hi, bo him ng vai tr nh .. m bo kh nng hot ng lu di ca mi ch th dn c v kinh t. a) Mt l chn b) Mt cng c an ton c) Mt cng c d phng d) Mt cng c an ton v d phng (2.2.1 tr20 sch) 5. Hy chn cm t thch hp nht in vo khong trng trong on vn di y: Vi vic thu ph theo nguyn tc ng trc, cc t chc hot ng bo him chim gi mt qu tin t rt ln th hin cam kt ca h i vi khch hng nhng tm thi nhn ri. Cc t chc bo him tr thnh nhng nh u t ln, quan trng cho cc hot ng khc ca nn kinh t quc dn. Bo him, do , khng ch ng vai tr ca mt cng c an ton m cn c vai tr ca ., nm gi phn quan trng trong cc doanh nghip cng nghip v thng mi ln. a) Mt nh u t trc tip b) Mt trung gian ti chnh (tr21-22 sch) c) Mt nh u t gin tip d) Mt trung gian ti chnh 6. Vi vai tr v chc nng ca mnh, bo him c tc ng tch cc l tch t vn m bo a) Ti sn xut gin n Lu : p n ch mang tnh cht tham kho

Th vin in t khoa Ngn hng H Kinh T TP.HCM b) Ti sn xut m rng c) C hai cu trn u sai d) C hai cu trn u ng 7. Vi vai tr v chc nng ca mnh, bo him c tc ng tch cc l thc y thc phng hn ch ri ro cho a) Bn mua bo him b) Ngi c bo him c) Cc thnh vin trong cng ng bo him d) Mi thnh vin trong x hi 8. iu g lm cho bo him thng mi u vit hn trong x l ri ro, tn tht so vi cu tr x hi a) Ch ng x l ri ro trc khi c tn tht pht sinh b) To tm l quyn c hng trn hp ng cho bn mua bo him, trng tm l hm n c) C 2 cu (a), (b) u sai d) C 2 cu (a), (b) u ng 9. Bo him l phng thc x l ri ro u vit nht v: a) Bo him lm gim thiu ri ro ca ton b nn kinh t - x hi b) Bo him s bi thng cho cc ch th trong nn kinh t - x hi khi c tn tht xy ra c) Bo him to ra mt knh huy ng vn c hiu qu p ng nhu cu vn cho u t pht trin nn kinh t d) Mt l do khc (vit vo) 10. im u vit ca bo him so vi tit kim l: a) Tnh kp thi trong mc ch bo v b) T sut sinh li cao c) Cht lng dch v d) Gi tr gia tng do cc dch v b sung 11. Nguyn nhn ngu nhin c s dng trong lnh vc bo him thng mi nhm: a) Ch mt bin c khch quan c ngun gc t nhin b) Ch mt bin c ch quan, tc din ra di s tc ng ca con ngi, nhng hnh ng ch quan khng nhm mc ch gy tn tht c) Ch mt trong nhng iu kin m ri ro c th bo him d) C 3 cu trn u ng (tr5 slide chng 2) 12. c th c bo him, ri ro phi c mt s c im nht nh. Mt trong nhng c im l: a) Ri ro phi c tnh bt ng b) S tin bi thng tn tht do ri ro ln hn s tin tn tht thc t c) Cng ty bo him phi c th tin on mi tn tht ngi yu cu bo him ri ro s gnh chu d) Gy hu qu ti chnh cho c cng ty bo him v ngi c bo him mi c bo him 13. Hot ng bo him hot ng da trn nguyn tc Trung thc tuyt i. S trung thc l yu cu t ra i vi: a) Doanh nghip bo him Lu : p n ch mang tnh cht tham kho

Th vin in t khoa Ngn hng H Kinh T TP.HCM b) Doanh nghip bo him v bn mua bo him c) Doanh nghip bo him v ngi tham gia bo him d) Doanh nghip bo him v ngi c bo him 14. Cng ty bo him da vo quy lut s ng khi d on tn tht c bo him s xy ra i vi mt nhm ngi c bo him trong khong thi gian nht nh. Theo quy lut s ng, thng thng, cng quan st mt s kin no nhiu ln: a) Cng t kh nng s kin tr thnh thm ha i vi cng ty b) Cng nhiu kh nng s kin tr thnh thm ha i vi cng ty c) Cng t kh nng kt qu quan st c s gn vi xc sut d kin xy ra s kin d) Cng nhiu kh nng kt qu quan st c s gn vi xc sut d kin xy ra s kin (3.2.1 a tr42 sch) 15. Hot ng bo him ni chung hot ng da trn nguyn tc c bn: a) Trung thc ti a b) S ng c) Quyn li c th bo him d) C 3 cu trn u ng 16. Nguyn tc khon c p dng cho a) Tt c cc hp ng bo him nhn th v phi nhn th b) Tt c cc hp ng bo him phi nhn th c) Tt c cc hp ng bo him con ngi (tr6 slide chng 3) d) Ch c hp ng nhn th 17. Mt hp ng bo him p dng nguyn tc khon c ngha l trong mi trng hp, s tin chi tr cho doanh nghip a) Khng vt gi tr tn tht thc t ca i tng c bo him b) Khng vt gi tr thc t ca i tng c bo him c) Khng vt qu s tin bo him m hai bn tha thun lc giao kt hp ng (tr 28 sch) d) Khng vt qu gi tr tn tht thc t ca i tng c bo him v trong phm vi s tin bo him m hai bn tha thun lc giao kt hp ng 18. Nguyn tc bi thng c p dng cho: a) Tt c cc hp ng bo him nhn th v phi nhn th b) Tt c cc hp ng bo him phi nhn th c) Tt c cc hp ng bo him nhn th d) Ch c hp ng bo him ti sn v trch nhim dn s (tr6 slide chng 3) 19. Mt hp ng bo him p dng nguyn tc bi thng c ngha l trong mi trng hp, s tin bi thng ca doanh nghip bo him a) Khng vt gi tr thc t ca ti sn c bo him b) Khng vt gi tr tn tht thc t ca ti sn c bo him c) Khng vt qu s tin bo him m hai bn tha thun lc giao kt hp ng d) Khng vt qu gi tr tn tht thc t ca ti sn c bo him v trong phm vi s tin bo him m hai bn tha thun lc giao kt hp ng (tr 28 sch) 20. Cu no di y l sai khi ni v mc ch ca ch bo him bt buc trong bo him thng mi: Lu : p n ch mang tnh cht tham kho

Th vin in t khoa Ngn hng H Kinh T TP.HCM a) b) c) d) Bo v li ch ca ngi tham gia bo him Bo v li ch ca nn nhn trong cc v tai nn Bo v li ch ca ton b kinh t x hi C 3 cu trn u l cu tr li sai

21. Loi no di y khng thuc ch bo him bt buc Vit Nam? a) Bo him trch nhim dn s ch xe c gii b) Bo him trch nhim ca hng hng khng dn dng i vi hnh khch i trn my bay c) Bo him chy n d) Bo him xy dng v lp t (BHBB tr30 sch) 22. Bo him nhn th l loi hnh bo him m bo cho: a) Tnh mng ngi c bo him b) Tnh mng, thn th, ti sn ca ngi c bo him c) Tnh mng, sc khe, trch nhim dn s pht sinh ca ngi c bo him d) Sc khe, thn th, tnh mng ca ngi c bo him 23. Theo quy nh ca lut php ca Vit Nam, i tng no di y khng thuc i tng ca bo him phi nhn th? a) Thng tt con ngi b) Sc khe con ngi c) Tui th ca con ngi d) Ti sn 24. im u vit ca bo him nhn th so vi tit kim l: a) Li sut cao b) Cht lng dch v c) Khng ch cung cp dch v tit kim m cn cung cp dch v bo v cho ngi c bo him d) Kt hp dch v cho vay theo hp ng 25. Bo him trng l: a) Hai i tng bo him khc nhau c bo him bi cng mt ngi bo him b) Mt i tng bo him c bo him bi mt ngi bo him v c tng s tin bo him gp i gi tr bo him c) Mt i tng bo him c bo him bi hn mt ngi bo him v c tng s tin bo him bng gi tr bo him d) Mt i tng bo him c bo him bi hn mt ngi bo him v c tng s tin bo him ln hn gi tr bo him (tr98 sch) 26. Bo him trn gi l: a) Hai i tng bo him khc nhau c bo him bi cng mt ngi bo him b) Mt i tng bo him c bo him bi mt ngi bo him v c tng s tin bo him ln hn gi tr bo him (tr98 sch) c) Mt i tng bo him c bo him bi hn mt ngi bo him v c tng s tin bo him bng gi tr bo him d) Mt i tng bo him c bo him bi hn mt ngi bo him v c tng s tin bo him ln hn gi tr bo him

Lu : p n ch mang tnh cht tham kho

Th vin in t khoa Ngn hng H Kinh T TP.HCM 27. ng bo him l: a) Hai i tng bo him khc nhau c bo him bi cng mt ngi bo him b) Mt i tng bo him c bo him bi mt ngi bo him v c tng s tin bo him ln hn gi tr bo him c) Mt i tng bo him c bo him bi hn mt ngi bo him, v c tng s tin bo him bng gi tr bo him d) Mt i tng bo him c bo him bi hn mt ngi bo him, cng iu kin bo him v c tng s tin bo him bng gi tr bo him 28. Doanh nghip bo him khi la chn danh mc u t phi m bo cc nguyn tc theo th t u tin trc sau: a) An ton, lng ca khon u t, sinh li b) An ton, sinh li, lng ca khon u t c) Sinh li, lng ca khon u t, an ton d) Sinh li, an ton, lng ca khon u t 29. Theo Lut Kinh Doanh Bo Him (2000), ngi c quyn li c th bo him i vi mt ti sn no khi: a) Ch khi ngi l ch s hu ca ti sn b) Khi ngi c ch s hu ti sn y quyn k hp ng bo him c) Khi ngi l gim c iu hnh doanh nghip hoc t chc m doanh nghip, t chc l ch th s hu ti sn d) L c nhn hoc php nhn c quyn s hu, quyn chim hu, quyn s dng, quyn ti sn i vi ti sn (khon 9 iu 3 LKDBH) 30. iu g khin bo him x hi c coi l hot ng da trn mt nhm m? a) V bo him x hi l mt ch nh php l bt buc b) V cch thu ph bo him x hi c) V bo him x hi to c ch phn phi li thu nhp gia cc th h lao ng gia cc thi k khc nhau ca nn kinh t d) C 3 cu trn u ng

Lu : p n ch mang tnh cht tham kho