II. Tm tt URC 522. A.

NHNG QUY NH CHUNG V CC NH NGHA IU 1: p dng quy tc thng nht v nh thu (URC 522) IU 2: nh ngha nh thu IU 3: Cc bn tham gia trong nh thu B. HNH THC V NI DUNG CA NH THU IU 4: Ch th nh thu C. HNH THC XUT TRNH IU 5: Xut trnh chng t IU 6: Tr ngay/ chp nhn IU 7: Trao cc chng t thng mi IU 8: Vic to lp chng t D. NGHA V V TRCH NHIM IU 9: S thin ch v s cn thn hp l IU 10: Cc chng t i vi hng ho/ Dch v/ Cc thc hin IU 11: S min trch i vi hnh ng ca mt bn ra ch th IU 12. Min trch i vi chng t nhn c. IU 13: S min trch v hiu lc ca cc chng t IU 14: S min trch v vic chm tr, mt mt trong vn chuyn v dch thut IU 15. Trng hp bt kh khng E. THANH TON IU 16: Thanh ton khng chm tr IU 17: Thanh ton bng tin a phng IU 18: Thanh ton bng ngai t IU 19: Thanh ton tng phn F. TIN LI, L PH V CC CHI PH IU 20: Tin li IU 21: L ph v cc chi ph G. CC IU KHON KHC IU 22: Chp nhn thanh ton IU 23: K phiu v phng tin khc IU 24: Khng ngh IU 25: Ngi i din khi cn thit IU 26. Thng bo A. NHNG QUY NH CHUNG V CC NH NGHA IU 1: p dng quy tc thng nht v nh thu (URC 522) NH khng c ngha v tin hnh nh thu hoc bt c ch th nh thu no Nu khng chp nhn nh thu hoc ch th nh thu, phi thng bo ngay cho bn ra ch th nh thu, khng chm tr.

IU 2: nh ngha nh thu Chng t thng mi: invoice, Bill of Lading , Certificate of Origin, Certificate of Insurance Chng t ti chnh: Bill of exchange, Cheques, promissory notes Nh thu trn: Nh thu ch km cc chng t ti chnh, khng c chng t thng mi Nh thu km chng t: Phi km chng t thng mi, cn chng t ti chnh c th c hoc ko c

IU 3: Cc bn tham gia trong nh thu: sp xp theo trnh t gi ch th nh thu

Principal: Nh xut khu, ngi y nhim nh thu cho NH Remitting Bank: ngn hng nh thu (NH phc v nh XK) do Principal ch nh Collecting Bank: Ngn hng thu h (NH phc v nh NK) do Principal ch nh Presenting Bank: NH xut trnh (NH phc v nh NK) do Remitting Bank ch nh Drawee: Nh nhp khu, ngi tr tin.

B. HNH THC V NI DUNG CA NH THU IU 4: Ch th nh thu NH khng kim tra cc chng t NH ch nhn cc ch th t NH trc tip gi ch th nh thu cho h. Collecting bank (NHTH) c th c gng tm a ch nh NK nhng khng chu trch nhim nu tm sai, chm tr khi ch th nh thu ghi sai a ch nh NK.

C. HNH THC XUT TRNH IU 7: Trao cc chng t thng mi Nh thu c km hi phiu tr sau, nu khng ghi r iu kin thanh ton l D/P hay D/A th chng t thng mi ch c trao theo iu kin D/P (thanh ton ngay) NH khng chu trch nhim v hu qu pht sinh t s chm tr trong vic trao chng t.

D. NGHA V V TRCH NHIM IU 11: S min trch i vi hnh ng ca mt bn ra ch th Mi chi ph v ri ro s do ngi nh thu (nh XK) chu. NH khng chu trch nhim nu Ch th nh thu m h chuyn khng c thc hin, k c khi chnh h chn cc NH .

IU 12. Min trch i vi chng t nhn c. Cc NH phi kim tra xem chng t c y , u c lit k trong ch th nh thu khng. Nu khng phi thng bo khng chm tr cho bn gi ch th nh thu. Nu chng t khng c lit k, NHNT (Remitting Bank) s khng lin can n tranh chp v s lng, chng loi chng t giao cho NHTH (Collecting Bank)

IU 13: S min trch v hiu lc ca cc chng t Cc NH khng chu trch nhim v tnh chnh xc, hnh thc, tnh chn thc, hiu lc php l hay m t hng ha, gi tr hng ha trong cc chng t.

IU 14: S min trch v vic chm tr, mt mt trong vn chuyn v dch thut Cc NH khng chu trch nhim nu trong qu trnh vn chuyn, chng t b mt, ct xn. Cc NH khng chu trch nhim v li dch thut, gii thch t ng Cc NH khng chu trch nhim v s chm tr do s cn thit phi lm sng t ch th nh thu.

IU 15. Trng hp bt kh khng Cc NH khng chu trch nhim khi hot ng kinh doanh ca h b gin on do cc trng hp bt kh khng nm ngoi s kim sot.

E. THANH TON IU 19: Thanh ton tng phn Vi nh thu trn, thanh ton tng phn c chp nhn m ko cn c quy nh trong ch th nh thu. Nhng cc chng t ti chnh ch c giao khi chng c thanh ton ton b. Vi nh thu km chng t, Thanh ton tng phn ch c chp nhn khi c quy nh trong ch th nh thu. Chng t ch c giao khi no c thanh ton ton b.

F. TIN LI, L PH V CC CHI PH (interest, Charge, Expense) "to be collected" "to be for account of drawee" (phi tr, do nh nhp khu chu): Chng t vn c giao k c khi nh nhp khu t chi tr li, l ph, chi ph. "may not be waived" (Khng th b qua): Chng t ch c trao khi nh nhp khu thanh ton, chp nhn thanh ton li, l ph, chi ph. Trong mi trng hp: ph nh thu, chi ph pht sinh s do nh xut khu chu.

G. CC IU KHON KHC IU 22, 23: Chp nhn thanh ton NHXT c trch nhim xem xt hnh thc chp nhn thanh ton c ng n khng NHXT khng c trch nhim v tnh xc thc ca bt k ch k nhn hi phiu, k phiu, ha n.

IU 24: Khng ngh Cc NH ch khng ngh khi vic khng ngh c quy nh trong ch th nh thu Mi chi ph khng ngh do nh XK chu.

IU 25: Ngi i din khi cn thit Mi quyn hn ngi i din cho nh XK (principal) phi c quy nh r trong ch th nh thu Nu khng quy nh, Cc NH khng chp nhn bt c ch th no ca ngi ny. IU 26. Thng bo