Professional Documents
Culture Documents
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09154050180000 1, anIllinoisLimitedLiabilitycompany, its LLC by anomey Kuroush Khajehhosseini (hereinafter, "cyrus K. Hosseini"), bringsthis actioncomplaining and of Defendant, KLUEVER & PLATT LLC, an Illinois LimitedLiabitity Company (hereinafter, "KLUEVER') andstates follows: as
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Plaintiffbelieves actionto be in thepublicinterest this ofthe citizens ofthe State of Illinois andbringsthis lawsuitpursuant the l inois collectionAgency to Act, 22s ILCS42s/14(a).
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PUBLICINTEREST
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Case No. by
r2CH2608a
COUNTYDEPARTMENT
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venuefor this actionproperlylies in Cook,county, Ir.linois, pursuant Sections to 2-101 2-102(a) and ofthe Illinoiscodeofcivil procedure, ILcs sr2-101, 735
PARTIES
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Plaintiff, THE PEOPLE THE STATEOF ILLINOIS,by 09154050180000 OF LLC I' by its attorney cyRus K. HossEINI, is authorized file this suit to pusuantto the ICAA, 225 ILCS 425/1 seq. et
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Defendant, KLUEVER, is an Illinois LimitedLiability Company, registered with the Illinois Secretary State May 29,2001. of on KLUEVER,Sprincipalofficeis located 65 E WACKERDR STE2300CHICAGO, at CookCounty, 60601. IL
6.
Forpurposes ofthis compraintfor Injunctive other Relief,any references and to theactsandpractices ofthe Defendant sha meanthat suchactsandpractices are by andthroughthe actsof KLUEVER,its members, managers, owners, directors, employees, salespersons, representatives and./or otheragents.
7.
As described below,Defendant engaged actsor practices violate has in that illinois Law. Defendant's conduct ongoing impacts is and manyIllinois
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Illinois consumers wereharmed couldpotentially harmedby Defendant. or be sinceat leastJuly 25,2001 andcontinuing date,KLUEVER hasprovided to , debt
collection services.
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KLUEVER'S business.
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KLUEVER hasfiled at least3,700lawsuits cook county andothercounties in sinceJuly 25,2001to collecton debtand,/or property others. for
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KLUEVER is not exempt because is not a licensed it attomevat law (see Exhibit"A").
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rLCS425/4).Illinoiscourtshaverepeatedly bothin cases held arisingunderthe ICAA andotherwise, litigationis a form of debtcollection. that Business serv.
Kaminski, Ill. App. 3d 649(ilI. App.Ct. 1srDist. 1979). 68 Similarly, federal practices 15U.S.C. 1692 seq. courts applying FairDebtCollection the Act, et $
1997) ("litigationis oneform ofdebt collection"). LVNV Fundins.LLC v. Trice, 952N.E.2d1232,1237 App.Ct. 1stDist.2011)(,,tfLMW hadnot (Ill. registered beforeit filed the complaint against Trice,it committed crimeof the
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engaging debtcollection"). in
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Bureau Webster, Il1. App.3d 257(Ill. App. Ct. 4th Dist. 1998);petrickv. v. 298
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Defendant's unlawfurbusiness practices arenot meantto be exhaustive. and The Lrnlawflrl conduct Defendant ongoing continuous. of is praintiffreserves and the right to provethat consumers otherthanthosealleged paragraph through in 15 2g havebeeninjuredasa resultofDefendant,s unlawfirlbusiness practice. A. Consumer Dragon Dobobrov
Illinois (hereinafter g, "cottonwood")on December 2006.Simultaneous this with purchase, took out a mortgage he with MERSasnominee credit Suisse for
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on July r,2008,KLUEVERfileda compraint Foreclosure for andother Relief, whichrequested deficiency a judgmentin the circuit court ofcook county as case number2008cH 23692, behalfof U.S.BankNationalAssociation, on as
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(hereinafter "U.S.Bank").(Exhibit,,B,,).
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Financial Corporation.
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asexamples of
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(hereinafter 63rd Street property")ashis personal residence. usedthe63'd He propertyprimarily for personal, Street family,or household purposes.
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Charles Chewietook out a mortgage with MERSasNomineefor Taylor,Bean& whitakerMortgage corporation March r,2006 to financethe 63'dstreet on property.
CourtofDuPageCounty,case number CH 1l2g in DupageCounty,with an 09 eviction date ofJuly 17,2012. Exhibit,,C,') (see
Office.
Uponcontacting DuPage Sheriffs Officeon JLrrre 26,2012,CyrusK. Hosseini, Plainiiff s attorney, wasinformed thattheEVICTIoN NOTICE wasinitiatedby KLUEVER. (seeKuroushKhajehrrosseini' s Affidavit in Exhibit ,.D,,and,.Exhibit
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I to theAffidavit").
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Defendant attempting collectproperty is to from a person without asa collection agency pursuartto Section ofthe ICAA (225 4 APPLICABLE STATUTES
beingregistered
ILCS 42514).
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Section1 of the Illinois Collection Agen Act,225ILCS 42511,provides: cy (1a)Declaration ofpublic policy.Thepractice a collectionagency as by any entity in the State fllinois is hereby of declared affectthe to publichealth,safetyaadwelfareandto be subject regulation to and controrin thepublic interest. is furtherdeclared be a matter It to of publicinterest concem and thatthecollection agency profession merit andreceive confidence thepublicandthai only'qualified the of entities bepermitted practice a collection to as agency the State Illinois. in of This Act shallbe liberaliyconstrued carryout theseobjects to and purposes. is furtherdeclared bethepublicpolicy ofthis It to State to protectconstrmers against debtcollection abuse.
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,,collection "Debt coliector,', agency',, ,.agency,, or means person ary who,in theordinarycourse business, of regularly, b"hutf of t i.self or herselfor oi others, engages debtcollection. in
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Section of theIllinoisCollection 3 Agen Act,225ILCS 425/3,provides: cy (3) A person, association, partnership, corporation, otherlegalentifyactsas or a collection agency whenhe or it: (a) Engages the business in ofcollection for othersofany account, or otherindleb]edness: bill
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"Debtcollection"means actor practice connection any in with the collection of consumer debts.
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(14)Engaging the collection in ofdebtswithoutfirst havingobtained certificate a pursuant this Act, or carryingon suchbusiness to afterexpiration the certifrcate of or afterreceiptofa noticeofrevocation ru.p"nrio., of o. the certificate a crass is A misdemeanor. penalties The provided this Act shai not beexclusive, by but shallbe in additionto all otherpenalties remedies oi providedby law.
(14a)Unlicensed practice; Injunctions. practice a collectionagency any The as by entitynot holdinga valid andcurrent license underthis Act ts declared be to
inimicalto the public welfare, constitute publicnuisance, to a andto cause irreparable harmto thepublicwelfare. TheDirector,theAttomey General, the
State's Attomeyof any countyin the State, anyperson or may maintain action an
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reliefin any circuit courtto enjoinsuchentityfrom engaging in suchpractice. Uponthe filing ofa verifiedpetitionin suchcourt,the court, ifsatisfiedby affidavitor otierwisethat suchentityhasbeenengaged in suchpractice withouta
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injunction issue. copyofthe verifiedcomplaint to A shallbe served uponthe defendant the proceedings thereafter and shall be conducted in as othercivil cases
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provides: 425/14, for injunctive
collectionagency shalloperate this State, in directlyor indirectlyengage !4).No. in the.business collecting, of solicitclaimsto. otio., n-" a sales office,a client, or solicita client in this State, exercise right to collect,or receive the payment for another ofany account, or otherindebteiness, bill withoutregrstering underthis Act
except modifiedby this Section. it is established the defendant been as If that has or is engaged suchunlawf-rl in practice, courtmay enteran orderorjudgment the
hereunder, court,in its discretion, the may apportion costsamong parties the the
witness feesandexpenses, courtreporter charges reasonable and attomeys'fees. In case ofviolation of any injunctive orderentered r.rnder provisions this the of Section, courtmay summarily andpunishthe offenderfor contempt the try of
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Pursuant the ICAA, 225 ILCS 425/3, person, to a association, partnership, corporation, otherlegalentityactsasa collection or agency whenhe or it: (a) engages the business in ofcollectionfor othersofany account, bill
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Pursuant section2.03(5), ICAA doesnot applyto Licensed to the attomeys law. at However'KLUEVER is not a licensed attomey law. A letterfrom the Supreme at
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or otherindebtedness.
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court such injunctionproceedings bein additionto, andnot in lieu of. all shall
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TheDefendant' KLUEVER, wasnot registered with the Supreme court of Ilrinois underSupreme CourtRule 721,at thetime thatthey wereafiempting collect to moneyfrom DraganDobobrov or Charles Chevrie. (seeExhibit ,.A,) Defendant's practice a colrection as agency while not hordinga varidandcurrent license underthe ICAA is inimicarto thepublic welfare, andconstitutes public a nuisance, causing irreparable harmto thepublicwelfarepursuant to Sectionl4a of the ICAA e25 ILCS 425/14a\.
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KLUEVER hasco'ecteddebtsand is continuing a.,empt colrect ro to debts withoutregistering underthe ICAA. KLUEVER hasreceived numerous judgments collect,or to receive payment another for ofaccounts, bills or other indebtedness the State in oflllinois.
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enjoining defendant the from suchfurtherpractice pursuant 225 ILC' 425/14a. to SeeaffidavitofKuroush Khajehhosseini showing EvictionNoticefor charles Chewiein DupageCounfywas initiatedby KLUEVER (seeExhibit ,,D,,). SeeaffidavitofKuroush Khajehrrosseini with stateofnrinois searches (Exhibit "E")' which showsKLUEVER does havea license is not not and registered with
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noticeor bond.
court of I,inois (Exhibit"A') states ,did thata search not revealthat..Kluever & platt LLC" is registered with thesupreme court of Illinois underSupreme court Rule721"'Supreme court Rure721, arlowslimited liab'ity companies engage to in thepractice law in lllinois. of Therefore, KLUEVER is not authorized to engage thepractice law in in of Illinois.
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beingregistered
asa collecrion agency pursuanr Section ofthe ICAA (225 ILCS 42514). to 4
Section of thelllrnoisCollection 1 Agency Act, 225ILCS425/1, provides: ( i a) Declaration publicpolicy. of Thepractice a collection as agency by any enriryin rhestateof ilrinoisis hereby declared afi'ect io the publicheaith,safetyandwelfareandto besubject to regulatjon and controlin thepublic interest. is furtherdeclared It to be a mafterof publicinterest concem thecollection and that agency profbssion merit andreceive confidence thepubric thaionii'qualified the of and entities bepermitted practice a colleition to as agency tne'Slte oflliinois. in ThisAct shallbeliberally constmed to.iny ort these objects and purposes. is further It declared bethepublicpolicyof.thisState to to protect consumers against collection debt abuse.
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"Debtcolection" means actor practice connection any in with theco ection of consumer debts,
,,coliection "Debtcollector,,, agency,,, ,.agency,, or means person any who,in theordinary course business, of reguiarly, b"lulf of hi.self or herseif on or others. engages debtcollection, in
(3) A person, association, corporation, otherlegaientityactsas or a collection agency when.partnership, heor it: (a)Engages ih" bus,n"r.ofcolrection in -for others ofany account, or other bill ina'eUiear."sr;
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ILCS 425/4, provides:
thesupreme courrof Ilrinois under Supreme Rulel2r court Affidavit". STATUTORY REMEDIES-{OUNT I
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,,Exhibit and 2 to
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Finding that PLAINTIFF ha-s filed this acrionas a verified petirion CountyCircuit Court which includes an affidavit
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such^practice. tlie fiting J";;fi#", Upon petition suchcoufi,thecourt, in ifsatisfied ly that suchentiryhasbeenengaged suchpmcticJ "fia""i, or otherwise in Jurrii,i u andcurrent license, may entera temporary restraining orderwitio,,t "uria or bond, notrce enjoining defendant the fromsuch 2,t},.ip.uJ"". Onf ,1. showing y of nonticensure, affidavit otherwise, by or ir;.;;.;l; orderfor a temporary injunctionto rssue.
PRAYERFORRELIEF
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of the State and ang]1for may inl*.tiu. ."ii.il" *, ."*i, court enioin :flltl:i:, from to such.entrry engaging in
to cause ,,ffi theattomef ce;;i:,i,:T,I:?'^[:T#",'#::ffi .H,?j:.:*, any personmay maintain ar action in the nametf the eeople
Unricensed $ 14a. practice; Injuncrions. practice a colrection The as Uv.*t entity hoiding vahd ir*"ni,,".nse not a una F!n"y under is declared beinimical the-public,.Lfur.lo.""r,rrute thisAct to to a public nuisance. and
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Temporariry enjoiningKLUEVER fiom engaging in the practrce of'a collection such further practice
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pr.rsuanr225ILCS425t14a. ro
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in Cook statingthat KLUEVER has
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Requiring KLUEVER to payall costs theprosecution investigation the for and of this action,including,costof filing thecomplaint, service ofprocess, witness fees
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By its attomey,
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AnomeyNo. #49706 Kuroush Klrajehhosseini (alWaCyrus Hosseini) K. Attomeyfor plaintiff 22 W. Washington Suite1500 St. Chicago, 60602 IL 847.830.1369
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Respectfully Submitted,
KuroushKhajehhosseini Jlly 11,2012
D.
VERIFICATION to by as Underpenalties provided law pursuant Section1-109ofthe Codeof Civil for thatthe statements forth in the Complaint lnjunctive set the certifies Procedure, undersigned andotherRelief againstK.luever& Platt LLC aretrue andcorrect,exceptasto matterstherein the certifiesas to stated be on hformation andbeliefandasto suchmatters undersigned the to that aforesaid he verilv believes same betrue.
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EXHIBIT A
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M a y1 6 , 2 O 1 2
Joseph S. Varan 22 West Washington, i 5'" Floor Chicago,lL 60602 In Re: Dear Mr. Varan: Kluever& Platt LLC
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Pursuant your written request to received this oflice on May 14, 2012, the in clerk'sofficeconducted searchof records a maintained pursuent Supreme to court Rule721. said search not reveal did that "Kluever platt LLc" is registered & with the Supreme Courtof lllinois underSupreme Coun Rule72 j . Verytruly yours,
(axL*-l*t Cp#l
Clerk of the Supreme Court
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T D D( l l 2 ) ? 9 1 - 6 t 8 5
F I R S ID l S T R I C O F F C t I' I
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EXHIBIT B
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U.S BANK NATIONAL ASSOCIATION. AS TRUSTEE. ON BEHALF OF THE HOLDERS THE OF ADJUSTABLERATE MORTCAGETRUST2OO7.I , ADJUSTABLER.A.TE MORTGAGE.BACKED PASS. THROUGH CERTIFICA'IES, SERIES 2007.J PLAINT]FF,
vs.
DEFENDANTS,
LLC' hercby filesits Complaint against Defendants, stats rbllows: thc and as
L plaintiff files this complaint to foreclose tre mongage hereinafter described and
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a) Dragan Dobobrov;
b) Livia Dobobrov; c) HarrisN.A.; d) Cook CountyIllinois, Municipal Dspaffinent; e) UnknownOwnersGenera.lly; and 0 Non-Record Claimants
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DRAGAN DOBOBROV,LIVIA DOBOBROV, HARRIS N.A., COOK COUNTY ILLINOIS,MLTNICPAL DEPARTMENT, LINKNOWNOWNERS, GENERALLY, AND NON-RECORD CLAItviANTS.
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x oq y g U r , 2 3 3 8 2 :
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(a)
Exhibit ,.A" is a true andconectcopy of the promissory note (,.Note.,) dated g. Decernber 2006in the principal amount of$1,000,000.00 andt
(b)
Exhibit ..B" is a rrueand corred copyof rheMongage(..Mongage,,) dsted g. December 2006 with MortgageElccfonic Registration Systems, lnc. as
nomineefor Credit Suisse Furancial corporation,as Mortgageeand Defendant, DraganDobobro'"' Lii.ra DobobrovasMortgagorsecuringpayment and of the Note(hereinaft the',Mortgage,,); cr (c)
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lnformationconcerning Mongage: the Mongage; g. Decernber 2006 DraganDobobrovand Livia Dobobrov: MongegeElectronicRegistration Systefis,Inc. as nomineefor Credit SuisseFinancial
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;:ffiHr,2006.
County Recorder,s Office Documcnt No.0636320092 FeeSimple; $ 1,000,000.00
plaintiff arurexes the fo,owing Exh'bits which are true ard correctcopiesof the originalsthereof: 2
Cook
(i)
LOT I3 N BLOCKI I iN CI-EN.BROOK COUNTRYSIDE SUBDTVISION PART A OF OF THENORTHWEST OF SECTION WID PART THENORTHEAST OF 1/4 3, OF I/4 4 SECIION ALL IN TOWNSHIP NORTH. 42 RANGEI2 EASTOFTHE THIRD
PRINCIPAL MERIDIAN, IN COOK COL|NTY, ILLINOIS
U)
As a resul't the foregoingdefau.lts, of Plaintiffhas electedunderthe termsand conditions of rheNote and Mortgageto declareimmediately dueand payablethe entireprincipal andothersumssecured the Mortgage.As of June12, zoogthe forlowing by
and owing from Mortgagors to platntjff:
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2. 3. 4. 5. 6.
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principalBalance Outstanding
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Advances
LateFees
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Total-Fees
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Recoverable Balance
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s 2 7 ,1 46 2 7 st7,768,84 $2,223.90 $50.00 $43 .35 1 s76,2s0,00 $1 0 2 . 8 5
$ I ,l 24. 541.j6
balance
amountsweredue
sr,000,000.00
(k) (l)
Nameor nemes prsons, addition suchowneror ownen, but excruding of in to any non-record claimantsasdefinedin the illinois Mongageand Foreclosure Ac1, asheretofore and hereafter amended who arejoined as defendants whose and equitableright to redeem soughtto be barred: is
(t)
2006 as documenr numbsr063620092 the amountof $ I ,000,000.00 for (2) Harris N,A, by vimre of Jun:or Mongage recordedJaauary25,
(3)
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document number080581802r the amountof s2,310.00;recorded for May 12,2008asdocument number I J345I g3 for the amountof 53,399.00 0g
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rntefest contlnues accueupontre pnncipar to amount thedefaultrateofs20g.g0 at 0cr diern ofJune as 13,2008.
following Series200?'1' praysfor the TfuoughCertificates, (a) fb) (c) of Foreclosure its mortgage:
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costs; propertyfor paymentofthe lien and iudicial Saleof the subject of saleto thepurchasa; ofa ofsaleandthe issuance certificate Confirmatton
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oJ on as Association,trustee' behalf National Bank U.S. Trust.2007Rate irrrrrJa"" ti,rt" Adjustable Mortgege
Pass'Througit i.,nairt*Ur. RateMongage-Backed 2007'1 Series Certificates,
By:
One ofits attorneys
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relief:
msts of Plaintiffs aftorney'sfeesand of the in Plaintiff seeksrnclusion the decree (p) with the termsof the Note and Mortgag: of and expenses thls actionin accordance of the NationalAssociation'as trustee'on behalf WHEREFORE'Plaintiif' U S Bank PassAdjustableRateMongage-Backed RateMorlgageTrust 200?-1, holdersof the Adjustable
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EXIIIBIT C
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I{OTICE
Case No Defendant Address
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YOU MAY BE SUBJECTTO ARRESTIF YOU REMAIN ON THE LISTED PREMISES/PROPERTY AFTER THE E)GCUTION OF THIS OR-DER.
regarding order this Questions Contact DuPage Sheriffs OfTice (630) 407-2063
Hours 8:00AM to 4:30 PM
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JohnE. Zarubz,Sheriff
ny:
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EXHIBIT D
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I, Kuroush Khajehhosseini, Under penalties provided law pursuant Section as by to i_r09 of thecode of Civir procedure, undersigned the certifies tiratthi statements forthin set thisinstrument trueandcorrect, are except to matters iereinstated be on as to information beliefandasto suchmatters undersigned and the certifiesasaforesaid that heverilybelieves same betrue, the to L I amanattomey iicensed practice in theState to law oflllinois.
2. I am the attomey for plaintiffin the above action.
4 "Exhibit 2 to the Affidavit" attached this affidavitis a true andcorrect to copyof theEVICTION NOTICE fromCase 09CH 1129-6. No.
Funher,Affianr sayethnot
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3 on June 26'2012around 1:00pM, I called Dupage the countv Sheriffsoffice, a. I asked who initiated Eviction Case 09 CH l129-6. an in No. b. I wastold theEviction wasinitiated 364w, 63rdwiilowbrook.IL bv for KLUEVER& PLATT LLC,
acknowledged beforeme on
otaryPublic
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Case No.
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EXHIBIT l TO THE AFFIDAVIT
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I{OTICE
No Case Defendant
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YoUMAYBESUBJECTToARRESTIFYoUR-EMAINoNTHELISTED PREMISES/PROPERTYAFTERTHEE>(ECUTIONoFTHISORDER'
regardingthis order Questions Sheriff s Office ContactDuPage (630) 407-2063 Hours8:00AM to 4:30PM
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HAVE EVERYTHING OUT BY THE DATE AND iTITN SHOWN OR IT WILL BE REMOVED TO THE PUBLIC RIGHT OF WAY'
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APt.
EVICTIOF{
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EXIIIBIT E
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1 . I am anatlorney licensed practice in theState to law ofllhnors. 2 . I amtheattorney plaintiffin theabove for action. 3 . on information belief, I inoisDepartment Financrai professional and the of &
agencies pursuant theColiection to Agency Act. oflllinois,IllinoisDepartment ofFinancial professionar & Regulation the with webaddress https://wwrv.idfpr.com/licenselookup/licenselookup.asp of: by
doing the following:
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a. I selected profession the of.,coilection agency.,, ,,KLUEVER b. I typedthename & PLATTLLC,,into thesecrion titled " LastNameor Business Name" c. I checked box ..Search the Similar Names.,, d. I clicked the"search" on butron.
5 . Thesearch I did in number above that 4 showed KLUEvER & PLATT LLC thar
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e. I printed theresurt ,,Exhibit out ofmy search, whichis attached r to the Affidavit"to thisaffidavit.
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I,-Kuroush Klajehhosseini, Under penarties provided law pursuant Section as by to r-109 ofthecodeof crvrr procedure, undersigned the certifies tnesatements forthin tirat set this instrument true andcorrect, are except to matters as thereinstated be on to information beliefandasto suchmatters undersigned and the certifiesas Joresaidthat heverilybelieves same betrue. the to
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Case No.
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conectcopyof
ooes havea coljection not agency license issued theState IJiinois. by of 6. I madeno change the materiai to thatI pnntedout from the abovesearch.
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