Wednesday, February 25, 2009

To: Councilman Cecil Thomas

From: Fred Hargrove, Sr., PE, MBA

We at Cincinnati Change, look forward to your hearings and future legislation which will address
problems not discussed everyday. We now have, in Cincinnati, the evidence of economic discrimination
and look to the US Attorney General who knows the laws and looks for them to be enforced – from the
federal level to the local.
I am a member of the steering Committee of the National Growth and Fairness Campaign which has
reviewed past political agreements, laws, decrees, studies, governing compacts and their effects on the
social, economic development environment prior to the Obama Presidency. The National Fairness
Campaign has also identified past historic moral gaps. The National Growth and Fairness Campaign has
chosen Ohio [and we Cincinnati] as a focal point of the National Fairness Campaign because it is
Middle America, and has demonstrated past and current innovations to address fairness and capacity
building, including state government minority business development programs, initiatives to increase the
budget for the African American Businesses, and the creation a 20,000 household federal solutions such
as the American Reinvestment & Recovery Program [as law].
To date, we have held three sessions whose subjects were taxes, civil rights, and what worked. We
kicked off the series as a member of the National Community Reinvestment Coalition and based on a
report dated May, 2006 called “Closing the Credit Gap and Expanding the Credit Opportunity: The CRA
and Fair Lending Performance of Financial Institutions in the City of Cincinnati”. These sessions
support Cincinnati Change in its plans to create a financial instrument capable of financing a
revolutionary health care infrastructure based on established technology and licensed patents. It will be
capable of supporting people with best practice health care and open source economic development. It
is tied to a comprehensive housing program that Erases the Digital Divide by embedding technology
into homes and businesses locations throughout Hamilton county, with its headquarters in Cincinnati.
If there is any way that we may be of help from Cincinnnati Change and/or from our National Growth
and Fairness Campaign, please let me know.

/s/ Fred Hargrove,Sr.

Fred Hargrove, Sr. PE.MBA
Trustee of Cincinnati Change, Inc.
President at Hargrove Engineering LLC
National Steering Committee Board Member of the National Growth and Fairness Campaign

Enclosure: 20 Page Cincinnati Change summary of activities over past 90 days in support of MBE’s

Cincinnati Change Headquarters Cincinnati Change’s Mission is to Chairwoman

512 CarMalt Street
Cincinnati, Ohio,45219
Phone: 513.429.3643
E-Mail:natichange@gmail.com
Copyright 2009@hersheldaniels,junior
Erase the Digital Divide that
increases economic justice and
African American business
ownership in southern Ohio from a
headquarters in Cincinnati.
COL.[KY.] WANDA J. LLOYD-
DANIELS, IBEW
Cincinnati Change was
established in 1988 and is
celebrating 20 years in 2009.
To: United States Congresswoman Barbara Lee, Chair Congressional Black Caucus

From: Dr. Robert Day, Convener, National Fairness and Growth Symposiums, Joseph Debro, General Chairman,
National Fairness and Growth Campaign Committee
50 years or is it 400 =.99% nationally or .4955% Ohio* of all business revenue earned by African Americans.
What have been the ramifications and implications of these shameful, tragic figures on the economic health of
black communities and the country as a whole?
This is a follow up to my telephone call regarding our concerns and hopes relative to the very fast moving American
Recovery and Reinvestment Plan (ARRP), now public law as of February 17th, the American Recovery and
Reinvestment Act, and its counterpart the TARP initiatives.
We have created a grass roots campaign composed of practitioners who have a long term operational knowledge of
past practices and are very familiar with the philosophies, strategies, approaches, programs and projects ostensibly
designed to address the history and practice of discrimination towards African Americans, and subsequently other
disadvantaged? (by some standard) groups.
We seek not to have negative presumptions regarding the current planning or execution of the ARRA and TARP or
the soon to be proposed general budget. We seek to provide solutions gained from the hard earned insight into
potential enforcement of existing public laws, regulations and new initiatives and programs through the use of “Best
Practices” See attachments). We have gathered this information from two recently held National Symposiums in
Cincinnati, and Cleveland Ohio and a third to be conducted March 9, in Washington DC, with more to follow across
the country.
The National Fairness Campaign has reviewed past political agreements, laws, decrees, predicate studies,
governing compacts and their relationship to the social, economic development environment prior to the Obama
Presidency. The National Fairness Campaign has also identified past historic moral gaps. We have chosen Ohio as
one of the focal points of the National Fairness Campaign, because it is Middle America, and has demonstrated
past and current innovations to address fairness and capacity building, including state government minority
business development programs, initiatives to increase the budget for the African American Males Commission,
and the creation of the proposed American Reinvestment & Recovery Program and other federal solutions.

The National Fairness Campaign will hold Symposium “SESSION III” A Best
Practices Review & Summary Recommendations to be Conducted at the
Marshall Heights Community Development Organization Headquarters at 3939
Benning Road NE Washington, DC 20019
Monday, March 9th 2009, Washington, DC 10:00 AM - 4:00PM
We do know as stated in previous communication to leaders of government that the African American in particular
has been "gamed" as shamefully and painfully illustrated by the sample information below. *These statistics are in
reverse order. Data sources: U.S. Census Bureau, 2002 Survey of Business Owners and 1197 Survey of Minority-
owned business Enterprises.

Receipts per Firm 2002 1997

African (Black) American $74,018 $86,479**

Native American $133,439 $174,070

Hispanic $141,044 $155,242

Islander $147,837 $213,629

Asian $296,002 $338,852

White $415,974 $448,294

Female $144,784 $151,129

Equally Owned $271,660 $254,261

Male $535,574 $583,371

Publicly Owned $27,953,370 $26,633,646

** We believe these numbers reflect, Fronts, pass-throughs, and other schemes calculated to get the
“numbers”.

National Fairness Campaign Steering Committee

• General Chairman Joesph Debro Co-Founder, National Association of Minority Contractors (NAMC)
• Co-Chairwoman Pandora Ramsay, Founding President , Ohio Fairness Campaign
• Co-Chairman Fredrick Hargrove, Sr. PE, MBA. former Chairman of Cincinnati Change
• Co-Chairman Irvin Henderson, former Chairman, National Community Reinvestment Coalition (NCRC)
• Convener Dr. Robert Day PhD, President, Center for Urban & Rural Redevelopment

Steering Committee Advisor and Panel Moderator

Lawrence Auls, Chairman of MDi, Executive Director LISW, LTD contact 614.622.4808 or ldg349@aol.com
 National Fairness Campaign Symposium “SESSION III”
Our Best Practices Recommendations
to be Conducted at the Marshall Heights Community Development Organization Headquarters, 3939
Benning Road NE Washington, DC 20019 Monday, March 9th 2009, Washington, DC 10:00 AM - 4:00PM

1. Review job development and training programs and opportunities and make recommendations
on Fed, State & Local levels
2. Apply same compliance standards to all categories of DBE/MBE/FBE and SBE business firms,
construction mangers and other professional service providers.
3. Insure that minority workers get skilled trades training and work opportunities
4. Utilize functional Joint Venture Structures
5. Strengthen & re-staff Office of Federal Contract Compliance
6. Strengthen & re-staff Small business Development, Training and Technical Assistance
programs
7. Support more funds for outreach and education regarding Small Business Development
programs and Job Matching programs with emphasis on close ties to businesses needing
access to capital and workforce training
8. Provide Start-Up Angel Investment & Venture Capital to more MBE firms
9. Increase availability and parameters of requirements for of loan guarantees for all businesses
10. Create and utilize successful models of private and public Planned Labor Agreements i.e.
Cleveland Ohio, Indianapolis, Philadelphia, etc
11. Provide opportunities for minority investors and entrepreneurs and workers to take advantage
of investment, contracting, and work opportunities within new Community Development
initiatives arising from foreclosure crisis and ARRP and TARP funds
12. Utilize existing predicate studies and consent decrees to alter opportunity structures and
specific opportunities.
13. Set as a condition policy & governance inclusion for all sectors receiving federal government
and/or Federal Reserve Bank assistance
14. Provide increased funds for technical assistance for NGO’s owned or controlled by
discriminated and/or disadvantaged groups
15. Insure that broadband investments include opportunities for minority investors, entrepreneurs,
and workers to engage in deployment of broadband on infrastructure, hardware, software and
implementation phases
16. Insure that healthcare reform include opportunities for minority organizations, investors,
entrepreneurs, and workers to engage in reform efforts through engaging in awareness,
education, and advocacy of healthcare reform and implementation of healthcare reform
initiatives (i.e.new HIT infrastructure, hardware, software and implementation, and prevention
programs)
National Fairness Campaign Symposium “SESSION III”
A Best Practices Review & Summary Recommendations
to be Conducted at the Marshall Heights Community Development
Organization Headquarters at 3939 Benning Road NE Washington, DC 20019
Monday, March 9th 2009, Washington, DC 10:00 AM - 4:00PM
Agenda
General Chairman, Joseph Debro, Convener Dr.
10:00 –
Robert Day, Invited: James Short, Marshall Heights
10:15 Call to Order and Introductions
AM Community Development Organization (MHCDO)
Chairman
10:15 - Dr. Robert Day, Co- Chair Pandora Ramsay-Founding National Growth and Fairness Conference 50
10:30 AM President Ohio Fairness Campaign, Year Review
10:30 - Marshall Heights Community Development
Dr. Robert Day, Pandora Ramsay, Invited: Michael I.
11:00 Organization 2009 who we are and what we
AM Watts, Jr. MHCDO, President & CEO
do?
11:00 – Co-Chair Fred Hargrove, Sr. PE, MBA, Mark Batson, Health Policy Options and Telemedicine with
11:30 Executive Director PolicyBridge,Inc , Carl White the ability to develop a DC Biosafety Level 4
AM President NetVideo (BSL-4) Laboratory Simulation
11:30 -
12:00 AM
Working discussion on best practices during Lunch
12:00 –
12:30 PM
Hershel Daniels Co-founder MDi, CDW, Tessco, Broadband America and SMART Buildings
Irvin Henderson President Henderson Company,
12:30 – Commercial, Retail and Residential Dev,
1:00 PM
Michael Watts, Marshall Heights President/CEO, Doris
LEED Buildings, TARP
Saruni, Senior Developer (MHCDO)
Thomas Waters, Lead Developer (MHCDO), Marshall
1:00 - Next Generation Workforce Development and
1:20 PM
Heights, Invited: Shaun Redgate, COO Chancellor
the American Labor Market
University (Cleveland, Ohio)
Fredrick H. Hargrove, President Contract Infinity
1:20 - Group. Invited: Owen Jackson, DC MBDC, Andrea Small Business Development and Technical
1:40 PM Harris, North Carolina Institute for Minority Business Assistance
Development
1:40 - Irvin Henderson, Dr. Robert Day Invited: National
2:00 PM
Access to Capital & Credit
Community Reinvestment Coalition,
2:00 -
2:40 PM
Lawrence Auls-Panel Moderator The National Fairness Campaign Revisited
2:40 -
3:00 PM
In Person and Teleconference Panelists Best Practices Recommendations Review
3:00 -
3:40 PM
In Person and Teleconference Panelists National Recommendations
3:40 - Joseph Debro, Dr. Robert Day, Pandora Ramsay,
4:00 PM
Wrap-up
Lawrence Auls
The current host agencies is DC Change blog us at http://dcchange.blogspot.com Email: ldgheg@aol.com
 National Fairness Campaign Symposium “SESSION III”
Our Best Practices Recommendations
to be Conducted at the Marshall Heights Community Development Organization
Headquarters, 3939 Benning Road NE Washington, DC 20019
Monday, March 9th 2009, Washington, DC 10:00 AM - 4:00PM
CURRENT SYMPOSIUM SPONSORS
 Co Developer of a
Making a positive Purchaser Pool of
change in 20,000 Second position
Households troubled debt
In Cincinnati
Cincinnati Change envisions
an alliance for a sea-change
to take place through a new
Private/Public era in American home
use of federal, state ownership used as a basis for
creating a global network that
& local resources supports small businesses
operated from many of these
homes.
Targeted
SBE Economic Local
Development for 1,000 Leadership
That Creates for Change
Jobs NOW
512 Carmalt Street, Suite 1A, Cincinnati, Ohio 45219
phone:513.429.3643 Website: http://www.natichange.blogspot.com email: natichange@gmail.com
 Cincinnati Change will build technology into homes
ƒ We will buy and rebuilt
homes to meet a universal
living standard as put forth
in our public private
partnership best practices
center.
ƒ All our homes will have
the lead and other
environmental and
structural problems
removed.
ƒ All our homes will have
state of the art durable
next generation
appliances and MEP
systems
ƒ These homes will have
MDi Nex Gen SOHO
Electronics including
gigbyte fiber connections,
universal wireless , HDTV
ready with broadband
internet with VOIP, MDi
Convergence Connectivity
and Communications and
monthly services under a
multiple year contract.
512 Carmalt Street, Suite 1A, Cincinnati, Ohio 45219
phone:513.429.3643 Website: http://www.natichange.blogspot.com email: natichange@gmail.com
 Those who profess to
favor freedom, yet
deprecate agitation, are
men who want crops
without plowing up the
ground. They want rain
without thunder and
lightening. They want the
ocean without the awful
roar of its many waters.
This struggle may be a
moral one; or it may be a
physical one; or it may be Frederick
both moral and physical; Douglas
but it must be a struggle.
Power concedes nothing
without a demand. It never
did and it never will."
Cincinnati Change will use federal, state and local tax
codes and other governmental programs including
SBA’ loans, TARP and the Empowerment Zone 1394
Bonds to create financial instruments which address
the needs of 20,000 households in Cincinnati
512 Carmalt Street, Suite 1A, Cincinnati, Ohio 45219
phone:513.429.3643 Website: http://www.natichange.blogspot.com email: natichange@gmail.com
 Cincinnati Change Capacity Building Symposium
“Enforcement and Regulation”[ S e s s i o n I I I ]
A Retrospective & Best Practices Identification Symposium
Part of the Road to Economic Recovery & the National Fairness Campaign
Convener of the Cincinnati Capacity Building Symposium
Dr. Smith, President of the Cincinnati Change Center for Southern Ohio Redevelopment
To be held at the Cincinnati Public Library Correyville Branch
Friday 20th 2009, Cincinnati, Ohio 9:00 AM - 5:00PM
Steering Committee Advisor and Panel Moderator, Lawrence Auls, Chairman of MDi, Executive Director LISW, LTD

50 YEAR REVIEW & ANALYSIS:

U U

Cincinnati Capacity Building Symposium as part of the Cincinnati Change Steering Committee
National Fairness Campaign will review past political http://natichange.blogspot.com
agreements and governing compacts and their relationship to
 Chairwoman Col. [Ky.] Wanda J Lloyd Daniels
the social, economic development environment under an
Founding and Current Chairwoman of Cincinnati
Obama Presidency and its relevancy to Hamilton County.
Change and IBEW Journywoman.
Cincinnati Capacity Building Symposium will also identify
 Vice Chairwoman Hershel Daniels, Junior, Co
and address historic moral gaps by examination of the Office
Founding Managing Director of MDi
of Equal Opportunity, Affirmative Action, Setasides,
 Treasurer Fredrick Hargrove, Sr. PE, MBA.
Affirmative Access, Diversity, Inclusion, New Markets Tax
former Chairman of Cincinnati Change
Credits, Business Development Programs, Empowerment
 Convener, Dr. Smith PhD, President, Cincinnati
Zones, Model Cities, CDBG, DOL Workforce Development
Change Center for Southern Ohio Redevelopment
Grants, Community Action Agencies, Structures, Approaches,
 Rev. Vera Cole, Pastor at Keys of the Kingdom
and delivery systems for Opportunity[s] and Capacity
UMC, national spiritual leader and a published author
Building.

Cincinnati Change Headquarters Cincinnati Change’s Mission is to Chairman Elect

512 CarMalt Street
Cincinnati, Ohio,45202
Phone: 513.362.9748
E-Mail:ldgheg@aol.com
Copryright 2008@hersheldaniels,junior
Erase the Digital Divide in support
of Global Change NOW that
increases economic justice and
homeownership in southern Ohio
from a headquarters in Cincinnati.
WANDA LLOYD-DANIELS, IBEW
Cincinnati Change was
established in 1988 and is
celebrating 20 years in 2008.
This Retrospective & Best Practices Identification Symposium will explore WHAT WORKED? WHY NOT?
Among the issues to be reviewed –
ƒ War On Poverty: Community Action Agencies, Economic Opportunity Act of 1964,, Demonstration Cities
and Metropolitan Development Act of 1966, Civil Rights Act of 1964, Civil Rights Act of 1968
ƒ Black Capitalism, Philadelphia Plan, Selected Contractors & Construction Apprenticeship Strategy Programs
ƒ Executive Order 8802 Fair Employment Practices and follow-on actions
ƒ Public Law 95-507 and modifications
ƒ Ohio House Bill 584 Set Aside and its descendants such as EDGE
ƒ The Small Business Investment Act and Minority capitalization programs such as Specialized SBIC’s
ƒ Small Business Administration (SBA) and other business economic and technical assistance programs
ƒ CETA, New Careers, Jobs Corps, Military Service, Peace Corp, Vista
ƒ Renewal Communities, Empowerment Zones
ƒ National and Regional Purchasing Councils
ƒ Positive capacity building pass-throughs, joint ventures, and mentor protégés
ƒ Non capacity building pass-throughs, fronts, and joint ventures
ƒ Troubled Assets Relief Program[s] and proposed economic recovery solutions at levels of government
WHERE DO WE GO FROM HERE?
BEST PRACTICES FOR FAIRNESS: JOBS AND CAPACITY BUILDING INFRASTRUCTUR
through the Cincinnati Change Center for Southern Ohio Redevelopment
Access to Capital & Credit Next Generation Workforce
Road to Recovery Commercial, Retail and Development and the southern Ohio
Residential Real Estate Redevelopment Labor Market
Construction and LEED Buildings Regional Health Policy Implementation
and Telemedicine Options
Broadband America and SMART Buildings
Cincinnati Change Headquarters Cincinnati Change’s Mission is to Chairman Elect
512 CarMalt Street Erase the Digital Divide in support WANDA LLOYD-DANIELS, IBEW
Cincinnati, Ohio,45202 of Global Change NOW that Cincinnati Change was
Phone: 513.362.9748 increases economic justice and established in 1988 and is
E-Mail:ldgheg@aol.com homeownership in southern Ohio celebrating 20 years in 2008.
Copryright 2008@hersheldaniels,junior from a headquarters in Cincinnati.
 Cincinnati Change participation on the Road To
Economic Recovery Week of Action Dec. 7th-13th, 2008

100 years of Taxes - 1909 to 2009: The

Peoples Open Source Tax Code at Work
2009 through 2109, an open source
development proposal for Cincinnati.

512 Carmalt Street, Suite 1A, Cincinnati, Ohio 45219

phone:513.429.3643 Website: http://www.natichange.blogspot.com email: natichange@gmail.com
Take Action: TrueMajority.org http://act.truemajorityaction.org/event/index.jsp?event_KEY=1015

Home | Take Action | Serious Fun | Donate | Press | Shop | Blog

CINCINNATI, OH: 100 YEARS OF TAXES:

THE PEOPLES OPEN SOURCE TAX CODE AT
WORK
STA RTI N G A T Cincinnati Change plans to create a financial instrument capable of financing a
December 11, 2008 12:00 PM revolutionary health care prototype infrastructure for Southern Ohio, based on
EN D I N G A T
established technology. It will be capable of supporting people nationwide with
December 12, 2008 04:00 PM best practice health care and open source economic development tied to a
comprehensive housing program that Erases the Digital Divide by embedding
technology into homes.

The name of our program is 100 years of Taxes - 1909 to 2009: The Peoples Open Source Tax Code at
Work 2009 through 2109, an open source development proposal for Cincinnati.

Over the next 4 years, the 44th president will be able to set policy for the next 100 years, like another President
did.

We are a government of citizens in the midst of historic change.

In Cincinnati, we will raise funds to create the vehicle to buy 20,000 troubled and/or foreclosed mortgages in
Southern Ohio as part of our solution to erase the Development Divide. This will be done in conjunction with
property owned by investors who are willing to work with Cincinnati Change and its partners, negotiating the
restructuring existing debt will have the option of exercising subscription rights to new debt.

We plan to issue new debt instruments that will be used to put people to work. We will use our open Web 2.0
study of the current tax code to maximize a program that puts people to work in Southern Ohio. We will
concentrate principally in infrastructure with a focus on MSD [through 2029], health care, education, technology,
energy and reconstruction in Southern Ohio through tax increment financing and other revisions to the tax code
through Open Source Solutions to Erasing the Development Divide and American financial crisis.

Cincinnati Change will appeal to all levels of government and use in its application US government programs that
can be executed by the public/private alliance Cincinnati Change is assembling.

To implement this, our attorneys will be required to develop, under OMB A-76 Authority, an order that will
support export growth based on a 4 year plan to service people around the world starting with the Cincinnati
Empowerment Zone with its 50,000 residents and 68,000 employees working for over 3,000 employers.

Our offerings will be centered around digital services in support of economic development, career support, social
[L.I.S.W.] services, human [The NET Video] and health care [OneCommunity] that supports a super set of
International Standards Organization [ISO] 26000.

This Cincinnati Change Chairwoman, Wanda J Lloyd Daniels, will work with Unions while the AEC/GM team
will be led by Fred Hargrove Sr. PE, MBA [who is also a licensed master plumber] and the contracted HUD and
Tax Code programs will be directed Dr. Robert Day.

1 of 2 1/15/2009 4:16 PM
Take Action: TrueMajority.org http://act.truemajorityaction.org/event/index.jsp?event_KEY=1015

The workshop will be presented at the William Howard Taft National Historic Site (U.S. National Park Site) from
12 to 4 on this Thursday and Friday, Dec.11th and 12th, 2008.

Address

Address:
2038 Auburn Ave. Cincinnati, OH 45219

Directions

For more info email - natichange@gmail.com

Cincinnati, OH 45219

Directions

Traveling on I-75 S. Take the Mitchell Ave. exit – Exit 6 – toward St. Bernard/Zoo/Xavier University/VA Facility.
Turn left onto W Mitchell Ave. Turn Right onto Vine Street. Turn slight right onto Jefferson Ave. Jefferson Ave.
becomes Vine Street. Turn left onto E. Mc Millan Street. Turn right onto Auburn Ave. End at William Howard
Taft National Historic Site 2038 Auburn Ave. Cincinnati, Ohio 45219

Traveling on I-75 heading north bound from Kentucky Take I-75 N merge onto I-71 N Take the Reading
Rd./Eden Park exit – Exit 2 on the left Keep right at the fork in the ramp Turn left onto Dorchester heading west
to Auburn Ave. Turn right onto Auburn Ave. End at William Howard Taft National Historic Site 2038 Auburn
Ave. Cincinnati, Ohio 45219

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 Closing the Credit Gap and
Expanding the Credit Opportunity:
The CRA and Fair Lending Performance
of Financial Institutions in the City of Cincinnati

May 2006

Prepared By:
National Community Reinvestment Coalition
727 15th Street NW
Suite 900
Washington, DC 20005
(202) 628-8866
www.ncrc.org