Starting a Business

Three of the most commonly used cleaning agents are laundry detergent, fabric softener and dishwashing liquid. Laundry detergent or washing powder helps break out and remove dirt and stains to make the laundry clean. Fabric softener is used while washing laundry to eliminate static cling at the same time reduce creases and make clothes soft. Liquid dishwash is a thick formulation that removes grease on dishes and leaves them sparkling clean. I. ESTIMATED INVESTMENT COSTS (for the three products excluding raw materials) Tools and Equipment Qty. Unit Cost Basin 5 @ 40 each Wooden Ladle/Plastic Ladle 6 @ 20 each Measuring Cup and Spoon 10 @ 20 each Transparent Plastic Bag 20 pcs Pail 3 @ 65 pcs Gas / Electric Stove 1 @ 250.00 Bottles (small and medium size) 20 @ 5 each Weighing Scale 1 @ 350.00 Hand Gloves 2 pairs @ 15 each TOTAL COST * Based on 2009 prices A. POWDERED DETERGENT Materials Soda Ash Linear Alykyl Benzene Sulfuric (LABS) Distilled Water Sodium Tripolyphosphate (STPP) Sodium Sulfate Sodium Metasillicate Sodium Sulphite Sodium Perborate Carboxy Methyl Celluse (CMC) Coco Fatty Alcohol Sulfate (CFAS) Speckles Ariel Subtotal * Makes 2 kilos of powdered soap Qty. 1000 g 160 g 100 ml 40 g 800 g 100 g 40 g 60 g 20 g 24 g 10 g 5 ml Unit Cost P30.00 33.00 10.00 5.00 16.00 3.50 3.00 4.50 2.50 4.00 4.50 5.00 P121.00 * Minimum wage may vary from different areas as determined by the Regional Wage Board. ** May vary depending on distance from raw material Product Costing and Pricing Particulars Total Direct Cost (60.50 /kilo x 50 kilos) Add: Total Indirect Cost Production Cost Per Day Add: 20% - 40% mark-up Estimated Selling Price for 50 kilos @ 117.64 per kilo Current Market Price per kilo Estimated Income/day Powdered detergents 50 kilos Less: All Expenses Raw Materials (60.50 x 50) Overhead (60.00 + 50.00) Labor (382.00 x 2) Income per Day B. FABRIC SOFTENER Particulars Fabric Softener Flakes Ethyl Alcohol Downy Scent Total Direct Cost *Makes 3 liters of fabric softener *Based on 2009 prices Product Cost Particulars Total Direct Cost Add: Total Indirect Cost Estimated Production Cost Product Pricing Particulars Production cost per 300 liters Add: 10% - 40% mark-up Estimated Selling Price for 300 liters @ 51.47 per liter Current Market Price per liter Estimated Income/day Fabric Softener 300 liters Less: All Expenses Raw Materials Overhead Labor (P382.00 x 2) Estimated Income per Day Cost P9,210.00 1,810.00 P11,020.00

Cost P200.00 120.00 200.00 20.00 195.00 250.00 100.00 350.00 30.00 P1,465.00

Cost P3,025.00 1,176.50 4,201.50 1,680.60 P5,882.10 P100.00 150.00 Cost P5,882.10

Cost P11,020.00 4,412.00 P15,432.00 P50.00 100.00 Cost P15,432.00 9,210.00 125.00 764.00

3025.00 110.00 764.00

3,899.00 P1,983.10

10,099.00 P5,333.00

Quantity 250 g 10 ml 10 ml

Cost* 68.00 1.10 23.00 P92.10

PROCEDURE 1. Mix soda ash and LABS. Use wooden ladle while mixing. 2. Add water at least 100 ml. of water. 3. Mix thoroughly. Let it cool. 4. Add the remaining ingredients and mix. 5. Add perfume if desired, and then pack it for retail. ESTIMATED COSTING AND PRICING Direct Cost of Materials for 50 kilos @ P60.50 per kilo P3,025.00

PROCEDURE 1. Crush 250 g. of fabric softener flakes in a plastic container, using a wooden ladle. 2. Gradually pour the flakes to 2 l. of hot de-ionized water and stir to dissolve the flakes. 3. Mix it and let it cool. 4. When all the flakes had dissolved, pour additional 1 l. de-ionized or distilled water. 5. Add the 10 ml. ethyl alcohol and 5 ml. - 10 ml. downy fragrance consecutively. ESTIMATED COSTING AND PRICING Direct Cost of Materials for 300 liters @ 30.70/liter P9,210.00

C. LIQUID DISHWASHING COMPOUND Particulars Sodium Lauryl Ethyl Sulfate (SLES) Sodium Chloride Coco Deethanolomyte (CDEA) Water Soluble Dye Green Benzalkonium Chloride Kalamansi Scent Total Direct Cost *Makes 2 liters of liquid dishwashing *Based on 2009 prices

Qty. 150 g 50 g 60 ml 10 ml .01 ml 10 ml

Cost* P22.35 .65 14.76 3.50 .01 8.70 P49.97

PROCEDURE 1. Mix 150 g. of SLES with 50 g. Sodium Chloride. 2. Stir and add 1,400 ml. hot de-ionized water of tap water gradually. 3. Pour on the additives and fragrance. Let it cool. 4. Put in plastic containers or bottles. ESTIMATED COSTING AND PRICING Direct Cost of Materials for 100 liters @ P25.00 per liter P2,500.00

Indirect Cost (Based on the average 50 kilos produced per day of 2 skilled workers) Particulars Cost *Labor Cost (P382/day min. wage x 2) P764.00 **Transportation cost 60.00 Water and electricity 50.00 Contingency cost (10% of direct cost) 302.50 Total Indirect Cost per piece P1,176.50

Indirect Cost (Based on 300 liters daily produce of 2 skilled workers) Particulars Cost Labor Cost (P382/day min. wage x 2) 764.00 Transportation Cost (75.00) 75.00 Water and Electricity (50.00) 50.00 Contingency Cost (10% of direct cost) 921.00 Total Indirect Cost P1,810.00

Indirect Cost (Based on 100 liters daily produce of 2 skilled workers) Particulars Cost Labor Cost (P382/day min. wage x 2) P764.00 Transportation Cost 75.00 Water and Electricity 50.00 Contingency Cost (10% of direct cost) 250.00 Total Indirect Cost P1,139.00 Product Cost Particulars Total Direct Cost Add: Total Indirect Cost Estimated Production Cost

Cost P2,500.00 1,139.00 P3,639.00

Product Pricing Particulars Production cost per 100 liters Add: 10% - 40% mark-up Estimated Selling Price for 100 liters @ P50.95 /liter Market Price per liter Estimated Income/day Liquid dishwashing 100 liters Less: All Expenses Raw Materials Overhead Labor (P382.00 x 2) Estimated Income per Day II. REGISTRATION REQUIREMENTS 1.

Cost P3639.00 1455.60 P5,094.60 P50.00 P80.00 Cost P5,094.00 2,500.00 125.00 764.00

Small & Medium Enterprise Credit (SMEC) Phil. Business for Social Progress 18/F, Phil. Social Devt. Center, Magallanes cor. Real St., Intramuros, Manila Tel. Nos.: (632)527.7741 to 51 or 527.3751 Fax No. : (632)527.3743 Email: pbsp@pbsp.org.ph or smec@pbsp.org.ph www.pbsp.org.ph Peoples Credit Finance Corporation (PCFC) 395 Sen. Gil Puyat Ave. Makati Tel. Nos.: (632) 897.8549 / 897.5822 Fax No.: (632) 897.8523 / 897.8528 Email: info@pcfc.ph www.pcfc.gov.ph

3,389.00 P1,705.00

Business Name Registration Department of Trade and Industry (DTI) within NCR a) 12/F Trafalgar Plaza, 105 H.V. Dela Costa St. Salcedo Village, Makati City Tel. No.: 811.8232 loc. 208 2/F Park NRide, Lawton, P. Burgos Ave., Dr. Basa St., Ermita, Manila Tel. No.: 536.7153 G/F Highway 54 Plaza, EDSA Mandaluyong City (across SM Megamall) Tel. No.: 706.1767 5/F Araneta Square Mall Monumento Circle, Caloocan City Tel. No.: 332.0854 / 332.0829

IV.

TECHNICAL ASSISTANCE

DTI-Cottage Industry Technology Center (CITC) 20 Russet St., SSS Village, Marikina City Tel. Nos.: (632) 942.0880 / 942.3974 Email: citc_dti@yahoo.com Technology Resource Center (TRC) TLRC Building, 103 J. Abad Santos cor. Lopez Jaena Sts., Little Baguio, San Juan, Metro Manila Tel. No.: (632) 727.6205 www.tlrc.gov.ph Technical Education and Skills Development Authority For Women Center (TESDA-WC) 37 East Service Rd. South Superhighway, Taguig City Telefax. No.: (632) 818.8062 Trunkline: (632) 814.4076 loc. 278 Email: tesdawomen@yahoo.com http://twc.tesda.gov.ph

b)

c)

d)

DTI Provincial Office where the business is located or log on to www.bnrs.dti.gov.ph Validity: 5 years 2. Mayors Permit/Residence Certificate and Sanitary Permit Local municipality where the business is located Validity: 1 year Tax Identification Number (TIN) Bureau of Internal Revenue National Office Agham Road, Diliman, Quezon City Trunkline: (632) 981.70000 / 981.8888 Email: contact_us@cctr.bir.gov.ph www.bir.gov.ph

3.

III.

FINANCING

Printed July 2009

SSS Special Financing Program Social Security System (SSS) Loans and Investment Office SSS Building, East Avenue, Diliman, Quezon City Tel. Nos.: (632) 920.6401 / 920.6446 Email: member_relations@sss.gov.ph www.sss.gov.ph

BUREAU OF MICRO, SMALL AND MEDIUM ENTERPRISE DEVELOPMENT (BMSMED) 5/F, Trade and Industry Building 361 Sen. Gil J. Puyat Ave. Makati City Tel. Nos.: (02) 897.1693 / 897.7596 / 890.4968 Fax No.: (02) 896.7916 Email: bmsmed@dti.gov.ph www.dti.gov.ph