Item

Descriptions of Benefits

Maximum Amount (in RM)

Plan 1

Plan 2

Plan 3

Plan 4

120

180

250

350

A.

Hospital And Surgical Benefits

Hospital Room and Board

(maximum 200 days in a Certificate Year)

Intensive Care Unit

(maximum 30 days in a Certificate Year)

Surgical Benefit
a. Surgical Fees
b. Anaesthetist Fees
c. Operating Theatre

In-hospital & Related Services

a. Ambulance Fees
b. In-Hospital Physician visit
(maximum 2 times a day)
c. Hospital Supplies and Services
d. Meals and Lodging for Guardian

B.

Outpatient Treatment

Pre-Hospital Diagnostic Tests

(within 60 days before hospitalisation)

Pre-Hospital Specialist Consultation

(within 60 days before hospitalisation)

Post-Hospitalisation Treatment
(within 60 days after discharge from Hospital)

Day Surgery Benefit

Out-patient Cancer Treatment

Out-patient Kidney Dialysis Treatment

Emergency Accidental Out-patient Treatment

(Follow-up Treatments up to 30 days from
the date of accident)

Home Nursing Care Benefit

(180 days lifetime)

C.

Overall Limits (Applicable to items in both (A) and (B) above)

Overall Annual Limit

50,000

Overall Lifetime Limit

500,000 1,000,000 1,500,000 2,000,000

D.

Funeral Expenses

Funeral Expenses

As charged

As charged

Nil

100,000

Nil

150,000

2,000

200,000

2,000

(A) Male
Annual Contribution (RM)

Entry Age
(Next Birthday)

Plan 1

Plan 2

Plan 3

Plan 4

578

655

832

1,062

577

654

831

1,061

577

653

830

1,059

576

653

829

1,058

575

652

828

1,057

574

651

827

1,055

583

661

839

1,072

592

671

853

1,089

601

682

867

1,107

10

611

693

881

1,126

11

621

705

897

1,146

12

632

717

913

1,167

13

643

730

930

1,189

14

655

744

948

1,212

15

668

758

966

1,237

16

681

774

986

1,262

17

688

782

997

1,276

18

696

791

1,008

1,291

19

704

800

1,020

1,307

20

712

810

1,033

1,323

21

721

820

1,046

1,341

22

733

833

1,063

1,362

23

744

847

1,081

1,385

24

758

862

1,100

1,411

25

771

877

1,120

1,437

26

785

893

1,141

1,464

27

800

910

1,163

1,493

Annual Contribution (RM)

Entry Age
(Next Birthday)

Plan 1

Plan 2

Plan 3

Plan 4

28

816

929

1,187

1,523

29

833

948

1,212

1,556

30

850

968

1,239

1,590

31

869

990

1,267

1,627

32

886

1,009

1,292

1,659

33

904

1,029

1,318

1,694

34

923

1,051

1,346

1,731

35

943

1,074

1,377

1,770

36

964

1,099

1,409

1,812

37

988

1,126

1,444

1,857

38

1,014

1,156

1,482

1,907

39

1,041

1,187

1,522

1,959

40

1,070

1,220

1,566

2,015

41

1,101

1,256

1,613

2,076

42

1,126

1,285

1,650

2,125

43

1,153

1,316

1,690

2,177

44

1,182

1,349

1,734

2,234

45

1,216

1,388

1,783

2,298

46

1,251

1,428

1,836

2,366

47

1,283

1,465

1,884

2,428

48

1,318

1,505

1,937

2,497

49

1,358

1,551

1,996

2,574

50

1,402

1,602

2,061

2,659

51

1,448

1,654

2,130

2,748

52

1,477

1,688

2,174

2,805

53

1,510

1,726

2,223

2,869

54

1,547

1,769

2,279

2,942

55

1,591

1,819

2,344

3,026

56

1,649

1,886

2,432

3,140

57

1,680

1,922

2,478

3,200

58

1,717

1,965

2,533

3,272

59

1,763

2,017

2,601

3,360

60

1,817

2,080

2,683

3,466

(B) Female
Annual Contribution (RM)

Entry Age
(Next Birthday)

Plan 1

Plan 2

Plan 3

Plan 4

556

630

799

1,020

557

631

800

1,021

558

632

802

1,023

558

633

803

1,024

559

634

804

1,026

560

635

805

1,027

569

645

819

1,045

579

656

834

1,064

589

668

849

1,084

10

600

680

865

1,105

11

611

693

881

1,126

12

623

707

899

1,149

13

635

721

917

1,173

14

648

736

937

1,198

15

662

751

957

1,225

16

676

768

979

1,253

17

685

778

992

1,270

18

695

790

1,007

1,289

19

705

801

1,022

1,309

20

716

813

1,038

1,330

21

727

826

1,055

1,352

22

740

842

1,075

1,378

23

755

858

1,096

1,406

24

771

877

1,120

1,436

25

787

895

1,144

1,467

26

804

914

1,169

1,500

27

821

935

1,195

1,534

28

840

957

1,224

1,571

29

861

980

1,254

1,610

30

882

1,005

1,286

1,652

31

905

1,031

1,320

1,696

32

922

1,051

1,345

1,730

33

940

1,072

1,373

1,765

Annual Contribution (RM)

Entry Age
(Next Birthday)

Plan 1

Plan 2

Plan 3

Plan 4

34

960

1,094

1,402

1,803

35

981

1,118

1,433

1,844

36

1,003

1,144

1,467

1,888

37

1,027

1,172

1,503

1,934

38

1,054

1,202

1,543

1,986

39

1,082

1,234

1,584

2,040

40

1,112

1,269

1,629

2,098

41

1,144

1,306

1,678

2,161

42

1,170

1,336

1,716

2,211

43

1,198

1,368

1,758

2,265

44

1,228

1,402

1,803

2,324

45

1,262

1,442

1,853

2,389

46

1,299

1,483

1,908

2,460

47

1,331

1,521

1,957

2,523

48

1,367

1,563

2,011

2,593

49

1,409

1,610

2,072

2,672

50

1,453

1,661

2,139

2,759

51

1,500

1,715

2,209

2,851

52

1,530

1,749

2,253

2,908

53

1,563

1,787

2,303

2,973

54

1,601

1,831

2,359

3,046

55

1,645

1,881

2,425

3,131

56

1,704

1,949

2,513

3,246

57

1,734

1,984

2,558

3,305

58

1,770

2,025

2,612

3,375

59

1,814

2,076

2,678

3,460

60

1,867

2,137

2,758

3,563

Fees / Charges

Description

Wakalah Fee

As a % of the contribution to pay for commission and other related

expenses

Tabarru

Levied based on your attained age, gender and the chosen plan

Managed Care Charge

RM5 per month