Christopher Seifert’s

Portfolio Project

Focusing on diversification I invested in a broad range from banks to

bonds. Given that all markets are volatile now and most investments will be
risky, I decided to be aggressive with my picks. The following is an overview
of my investment choices and why I picked them, along with graphical data
to illustrate my buying and selling dates.

After making my choices I decided to distribute my $100k evenly $10k

for each group, and made each investment on February 23. The two major
market common stocks I invested in were Bank of America and Citigroup. I
invested in these companies because, simply, the US government invested in
them so I felt they were a good buy.

My over the counter common stock is Oracle, because they are a very
reputable company that is known world wide. The American Depository
Receipt investment is British Petroleum; which I picked because gas prices
are only going to rise in the future.

My preferred stock is Pacific Gas and Electric Company; I picked PG&E

because they have a very large market share and have been granted
monopoly rights in many areas on the west coast. The last dividend they
offered was $.42 per share. With only 285 shares my total dividend was only
$119.70, on April 14.

The closed-end fund I chose was Blue Chip Value Fund, INC (above),
because they deal with stocks that have a high value, thus this fund has a
lower risk in my opinion. For my first mutual fund I picked BlackRock Focus
Growth A, which is a large cap fund because I trust the folks at yahoo and
this was at the top of their list. My second choice was Nicholas Liberty which
is a Mid-Cap Growth mutual fund that was also at the top of yahoo’s list.
 For bonds I picked JPMorgan CA Tax Free Bond Instl because I wanted to
invest in California and at the same time have some tax relief. TCW Emerging
Markets Income I Is my final choice for mutual funds, this is meant to be my
risky pick because emerging markets are usually where the largest profits
can be found.

Below is a balance sheet to go along with all the graphs above.

23-Feb-
Bought 09 Sold 6-May-09
2557 $3.91/sha $12.69/sh $32,448.3
BAC shares re $10,000 BAC are 3
4672 $2.14/sha $3.86/sha $18,033.9
C shares re $10,000 C re 2
630 $15.86/sh $19.06/sh $12,007.8
ORCL shares are $10,000 ORCL are 0
BP plc 258 $38.65/sh BP plc $46.13/sh $11,901.5
(ADR) shares are $10,000 (ADR) are 4
285 $25.78/sh
PCGA shares $35/share $10,000 PCGA are $6,651.24
4115 $2.43/sha
XBLUX shares re $10,000 PCGA Dividend $119.70
6849 $1.46/sha $3.03/sha $12,468.4
MDFOX shares re $10,000 XBLUX re 5
1233 $8.11/sha $1.72/sha $11,780.2
NLBTX shares re $10,000 MDFOX re 8
984 $10.16/sh $8.04/sha
JPICX shares are $10,000 NLBTX re $9,913.32
1700 $5.88/sha $10.16/sh
TGEIX shares re $10,000 JPICX are $10,000
$6.43/sha
Total $100,000 TGEIX re $10,931
Broker Fee $12/
trade ($120)
$136,13
Total 5.58

Below is data that maps out my entire portfolio on the date of purchase and
the next page displays the change and what my portfolio looks like on the day I sold
my investments
 As we can see I made a total profit of $36,135.58 mostly due to Bank of
America and Citigroup. I lost the most money on my preferred stock which is
typically your most conservative money maker. On my mutual funds I made a much
smaller profit than was predicted by the so called “experts” at yahoo; however I did
make a profit overall with my mutual funds. The only place I could have saved more
money would have been to make more trades thus incurring a smaller broker fee.
All in all my portfolio did quite well; I know I could use an extra $36k every couple of
months.