1379066620sept 18 2013 Z2

F
all is a great time to enjoy

the great outdoors. Beautiful
fall foliage coupled with
great weather compel many people
to spend ample time outdoors
before the arrival of harsh winter
weather drives them back
indoors. The following are a
handful of activities that are tai-
lor-made for fall.
Raking leaves: While raking
leaves might not jump out at you
as a great way to spend a nice fall
afternoon, families often find rak-
ing leaves together soon turns into
a fun day in the yard. Build leaf
piles and let the kids jump in, and
then do it again.
When raking, encourage
kids to collect some colorful leaves
and set them aside. Once the rak-
ing is done, you can then enjoy
making some homemade crafts
with the leaves you and your
youngsters just collected.
Apple picking: Perhaps no activ-
ity is more synonymous with fall
than apple picking. Many apple
orchards encourage customers to
come by and pick their own apples
in the fall. Once your family and
you have scoured the orchard for
the perfect apples, relax with a cup
of warm apple cider before return-
ing home to make some home-
made apple sauce and, of course, a
delicious apple pie.
Hayride: Hayrides are another
fall tradition, and many farms offer
relaxing hayrides throughout fall.
Younger children who may tire if
asked to patrol an apple orchard
for apples might find a hayride is
more their speed. Some farms may
even allow customers to walk the
grounds and visit the animals on
Fun family activities tailor-made for autumn
Proverbs 3:5,6 God Bless America
Recycled Paper from 30% Post Consumer Waste
September 18, 2013
Zone 2, Vol. 11, No. 18
We are a Family, Friendly Publication
FALL
REGISTRATION
SEE PAGES 8 & 9
continued on page 20
NOTE: To have your groups announce-
ment appear in Community Happenings,
please e-mail your paragraph to calen-
dar@lifeandleisurenj.com.
SEPT 18
Neela Pushparaj, MD, artist and physi-
cian, will be speaking about how her art
developed over her lifetime. Neela will
be speaking at the general meeting of
the Greater Wayne Area Branch of the
American Association of University
Women - AAUW to be held on
Wednesday, September 18 at 7:15pm at
Grace Chapel, First Reformed Church,
529 Newark Pompton Turnpike,
Pompton Plains. This free program is
presented by AAUW Greater Wayne
Area Branch and is open to all. AAUW
advances equity for women and girls
through advocacy, education, philan-
thropy and research. For more infor-
mation about the program or AAUW
visit http://greaterwaynearea-nj.aauw
.net/ or call 973-839-7343.
SEPT 20
The Knights of Columbus and
Columbiettes of Bishop Navagh Council
(5943) Pequannock are hosting a Fish
& Chips Dinner catered by Tastefully
British on Friday, September 20 from
5:30- 7:30pm at the Knights of
Columbus Hall, 84 Lincoln Park Road,
Pequannock. The cost per ticket is adults
$1500 per person, seniors $14.00 per
person, children 10 and under are
$8.00. RSVP to Barbara 973-835-3636,
Pat 973-696-2225, or Mike 973-696-
0884 to reserve tickets. Chicken avail-
able by advanced order only.
SEPT 22
The Montville Township Womens Club
will be hosting Nelsons Treasure Quest
presented by noted author and explor-
er, Nelson Jecas. This fund raising event
will be held on Monday, September 22
at 2 pm at the Montville Senior House
located at 356 Main Road, Montville,
next to the Public Safety building.
Refreshments will be served. Anyone
who brings on item that can be included
in a Kozy Kit for a homeless family will
receive $5.00 off your entrance ticket.
Suggested items include a pillow, small
blanket, towels, socks, slippers, or small
stuffed animal. The ticket price is
$15.00. For additional information, call
June at 973-714-1145 or Alexandria at
973-405-0888.
SEPT 24
The Montville Township Chamber of
Commerce is hosting its 1st Women-to-
Women Chamber Networking Breakfast
on Tuesday, September 24 at the
Municipal Bldg. 195 Changebridge
Road, Montville, Lobby Confe-
rence Room from 8:30-10:00am.
Complimentary Continental Breakfast
served. Andrea Wasser-Malmud, MSW,
CCBT, CFS, Chief Professional Service
Officer, NewBridge Services, Inc. will
speak about the Work-Life Challenges
women face daily. Please invite other
women business associates and friends.
Register online at www.montvillecham-
ber or call the Chamber office at 973-
263-3310.
SEPT 27
Montville Reformed Church Womens
Guild is hosting an Apple Festival on
Friday night September 27 from 6:30-
8pm. Come enjoy our wonderfully deli-
cious Apple Crisp served with vanilla Ice
Cream and beverage. After dinner come
for your dessert or if your dinners going
to be late, then stop in for your take out
dessert. Dont forget to stop by our
bake sale table for desserts you can
take home and enjoy. Montville
Reformed Church, Church Lane,
Montville. For information call Ruth
973-263-0530.
SEPT 28
The 22nd Annual Lincoln Park Day
Festival organized by the Lincoln Park
Day Association will be held on
Saturday, September 28, with a rain
date of Sunday, September 29.There
will be a full schedule of fun, food, arts
& crafts, entertainment, and bounce
houses, all located on Main Street,
Chapel Hill Road, and Borough Field at
visit our website at www.lifeandleisurenj.com
September 18, 2013 Page 2, Zone 2
100% Mailed, Bi-Weekly Newspaper
234 Main Street, 2
nd
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Lincoln Park, NJ 07035 973.696.8008
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Please e-mail all press releases and calendar information to calendar@lifeandleisurenj.com or fax to 973.556.1991.
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products or businesses advertised. 2013 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.
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September 18, 2013 Zone 2, Page 3
Knee Pain
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W
hat do these years
have in common:
1987, 1990, 1994,
2000, 2001, 2002 and 2008?
Not sure? Let me ask the ques-
tion a different way. What did
these years in the stock market
do to your retirement portfolio?
Were you still working when
the markets crashed, corrected
or burned? Did you view this as
a momentary problem that
time would heal? Did you view
these years as buying opportu-
nities since the prices were on
sale by 10 percent off or more?
Did you take advantage of the
opportunity and invest heavily,
adding to your temporarily dis-
counted retirement accounts?
If not, dont you wish you did?
For some investors,
crashes, corrections and
depressions are merely a great
time to buy and invest more
for gains yet to come. For oth-
ers, these negative market
events cause stress, tension,
anxiety and high blood pres-
sure. The determining factors
of either an opportunity or
reason for alarm boil down to
just one word: liquidity!
When we work, we gen-
erate capital, creating liquidi-
ty. When we are retired, liq-
uidity is severely limited or
non-existent because employ-
er based bi-weekly paychecks
no longer come in. In fact,
crashes, corrections, reces-
sions, depressions and infla-
tion are devastating to those
on a fixed income or portfo-
lio-based income stream. If
you have surplus capital, you
look forward to dips in the
markets that generate buying
opportunities. If you have no
surplus or are living on the
majority of what your portfo-
lio can safely produce, very lit-
tle good can come from falling
markets whether they are
stocks, bonds, real estate, pre-
cious metals or commodities
because you cannot afford
to participate. To risk further
decline or erosion could prove
fatal!
An analysis of the dates
reveal the following: There are
26 years between 1987 and
2013. The years chosen in my
opening paragraph represent
the seven worst performing
years of the 26-year span. That
means 27 percent of the 26
years were overtly negative,
and some people have never
recovered!
If you believe that the
stock or bond markets will
never experience a crash or
correction again, please discon-
tinue reading this column right
now and dont waste another
minute of your time. If you
Is your portfolio crash proof? By Mark Charnet
the Municipal Complex. Volunteers are
always welcome. Vendor space is still
available. Funds raised through the fes-
tivities support a variety of community
improvement activities. Please visit the
Lincoln Park Day Associations website
at www.lincolnparkday.org for more
information or to print out Flea Market
contracts. Come support your communi-
ty and celebrate a day of fun and festiv-
ities with your neighbors and friends.
The Suburban Womans Club of
Pompton Plains is having of its Annual
Garage Sale on Saturday, September 28
from 9am-3pm at 206 Boulevard,
Pompton Plains. For more information
call Ginny at 973-835-4114.
OCT 7
Montville flu immunization program
announced. The Montville Township
Health Department will conduct an
Influenza Immunization Program for its
residents on Monday, October 7 at the
Senior House located at 356 Main Road.
The program will run from 9-11am and
will be free for senior citizens covered
by Medicare. All others will be charged
$15.00. Prior registration with the
health department is required to ensure
adequate vaccine is available and or
participants to obtain their appointed
time range to report. Register by calling
the health department at 973-331-
3316 and have your Medicare number
available, if applicable, and remember
to wear short sleeves. Anyone not regis-
tered can only be immunized after all
registrants have received their vaccina-
tion.
OCT 5
Montville United Methodist Church 29
Whitehall Road (Route 202), Towaco is
seeking vendors for our Fall Family Fun
Festival on Saturday, October 5 from
10am 3pm rain or shine. The Family
Fun Day will include a wide variety
of events for all ages including music, a
magic show, moonwalk, craft table,
white elephant table and pony rides,
scarecrow pictures, food and
more. Please call 973-316-1162 and
leave message for more information.
The Montville United Methodist Church
upper room ministrys next sale will
be held on Saturday, October 5 from
8:30am-12:30pm in the churchs educa-
tional building 29 Whitehall
Road (Route 202) Towaco. We have a
large selection of gently used clothing
and household goods to select from. The
profits from this sale will help local fam-
ilies in need. For further information call
W
hitening is not
permanent. People
who expose their
teeth to a lot of foods and bev-
erages that cause staining may
see the whiteness start to fade
in as little as 1 month. Those
who avoid foods and beverages
that stain may be able to wait
one year or longer before
another whitening treatment
or touch-up is needed.
Tips for maintaining your
newly whitened teeth include:
Avoiding the consumption of
or exposure to products that
stain your teeth. If you do
choose to consume beverages
that stain, consider using a
straw so that the liquid bypass-
es your front teeth.
Brush or rinse immediately
after consuming stain-causing
beverages or foods.
Follow good oral hygiene
practices. Brush your teeth at
least twice daily and floss at
least once daily to remove
plaque. Use whitening tooth-
paste (once or twice a week
only) to remove surface stains
and prevent yellowing. Use
regular toothpaste the rest of
the time.
Consider touch-up treat-
ments. Depending on the
whitening method used, you
may need a touch-up every 6
months or after a year or two.
If you smoke or drink lots of
stain-causing beverages, you
may need a touch up more
often.
Frequently Asked Questions
Does insurance cover the cost of
whitening procedures?
No. Dental insurance
does not typically pay for the
cost of the tooth whitening
procedure.
Does teeth whiteners damage
tooth enamel?
Studies of whitening
products using 10% carbamide
peroxide showed little to no
effect on the hardness or min-
eral content of a tooths enam-
el surface.
Do teeth whiteners damage exist-
ing dental restorations?
Over 10 years of clinical
use of whitening products con-
taining 10% carbamide perox-
ide have not shown any dam-
age to existing fillings. The
issue is not damage to exist-
ing restorations; rather, keep
in mind that existing restora-
tions such as tooth-colored
fillings, crowns, bonding,
veneers, and bridges do not
lighten. This means that any
preexisting dental work may
need to be replaced to match
the new tooth shade achieved
in the natural teeth, should a
bleaching process proceed.
Do teeth whiteners damage a
tooths nerve?
Theres no evidence to
date that the tooth whitening
process has a harmful effect on
the health of a tooths nerve.
One study reported that at
both a 4.5 and 7-year follow
up, no individual who used a
tooth whitening system need-
ed a root canal procedure on
any teeth that had been
whitened.
Dr. Peter Brusco is a 1980
graduate of The University of
Pennsylvania and has been
practicing in Kinnelon since
1982. Dr. Bruscos practice is
located at 170 Kinnelon Road,
Suite 29A in Kinnelon. You
may reach him by calling 973-
838-5862 or visiting him on the
web at www.drbrusco.com.
Follow-Up Care By Peter Brusco, DMD
Community Happenings
continued from page 2
continued on page 9
Dr. Peter Brusco, D.M.D.
170 Kinnelon Rd., Suite 29A Kinnelon
973-838-5862 www.drbrusco.com
The health of your teeth and gums are important to us. We are dedicated to serve you with
courtesy, kindness, and respect. Our responsibility is to take great care of you.
Enjoy our experienced, professional team as a new patient. We listen. We care. We help.
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973-838-5862
Includes:
Comprehensive Exam
Oral Cancer Screening
TMJ Screening Dental Cleaning
Blood Pressure Screening
Full Mouth Xray Series
(16 Xrays are Regulary $175)
This Visit is Worth Over $345.
Friendly, Caring Atmosphere with Gentle, Experienced Dental Professionals.
Cosmetic Dentistry Bonding & Veneers TMJ Root Canals Teeth Whitening
Oral Surgery Mini Dental Implants Implants Dentures
Dr. Brusco is a skilled, caring dentist who has served the community for over 30 years.
Prevent cavities and gum problems. Make your teeth last a lifetime.
Call Today! 973-838-5862
NEW PATIENT OFFER
0% Payment Plans
T
his fall, the Jacksonville
Chapel Sports Ministry
is bringing baseball
pitching classes to the commu-
nity every Wednesday night.
Participants will practice the
basics of baseball in a clinic for-
mat with emphasis on integrat-
ing faith and character on and
off the field.
Classes are led by Mike
Warden, former All-Morris
County Baseball Player for
Pequannock High School and
All-American at Southern
New Hampshire University. He
has coached the Teel and
Wladyka club teams and has
coached two current Major
League players. He is also an
instructor at Dichiaro Baseball
School.
Classes run Wednesdays
at the Jacksonville Chapel gym
from Sept. 11Nov 2. Children
in 2nd5th grades play 67pm
and children in 6th12th
grades play 78pm.
All children are welcome
and its recommended they
bring their own gloves. Space is
limited so register today at
www.chapelnj.org/sports or call
Kathy at the chapel office: 973-
334-6657. Jacksonville Chapel
is located at 264 Jacksonville
Road in Lincoln Park.
All-American pitcher to
teach baseball clinics at
Jacksonville Chapel
P
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973-839-7800
194 Wanaque Ave. Pompton Lakes
Visit Our Website:
www.thepaa.com
Dawn La Viola-Schaub - Artistic Director
ALL NEW STATE-OF-THE-ART STUDIO
The New Studio is 3 levels, offering 5 beautiful spacious dance rooms, central air, 2 lounges & bathroom.
Large observation windows in a safe, secure, facility.
REGISTER EARLY
TO GET THE CLASSES OF YOUR CHOICE.
Or Register by Mail to get the class of your choice.
Any questions please call:
973-839-7800
j
WE OFFER A LARGE VARIETY OF DANCE
Ballet Tap All Boy Hip Hop Jazz Lyrical Contemporary Modern Hip Hop
Acrobatics Pointe Tumbling for Tots and so much more!
NOW OFFERING CHEER TUMBLING!
N
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Has your child been diagnosed with...
Cerebral Palsy
Autism
Developmental Delay
Balance/Coordination Disorder
Hypertonia (increased muscle tone)
Hypotonia (low muscle tone)
Down Syndrome
Spina Bifida
Metabolic Disorder
Traumatic Brain Injury
18 Newark Pompton Tpke.
Riverdale, NJ 07457
973.616.8300
Physical Therapy
Occupational Therapy
Sensory Integration
Speech Therapy
Childhood
Weight Loss
...then give us a call 973.616.8300
the church office at 973-334-1603.
OCT 17
Holy Spirits upcoming 18th annual
Msgr. McQuaid Golf Event will be held
on Thursday, October 17 at the Black
Bear Golf & Country club in Franklin,
NJ. Registration begins at 10:30am.
Tee-Off is 12:30pm Shotgun Start. 19th
Hole cocktails will start at 5pm and sit
down dinner is at 5:30pm. Special raffle
for a week of choice in Myrtle Beach SC
and a Hole in One Prize from Dalessio
Chevrolet. Cost per player is $150.00
including lunch, dinner and on course
beverages, greens fees, cart and gift
bags. For information and reservations
please call Holy Spirit School at 973-
835-5680 or 973-694-0938.
OCT 23
The Montville Township Chamber of
Commerce is sponsoring a business net-
working event hosted by Atlantic
Stewardship Bank, 2 Changebridge Rd.
Montville on Wednesday, October 23 at
5:30pm. Bring your business cards and
join us for a Wine & Cheese Reception:
No Charge. Please RSVP by October 16
to Judi Rothwell at 201- 444-7100, ext.
7875 or
jrothwell@asbnow.com. We hope to see
you there!
Around the
Community...
True Vine Christian Center, located at
99 Two Bridges Road in Lincoln Park
offers a food pantry which is open every
second & fourth Wednesday of the
month. Remaining 2013 dates are as
follows: September 11 & 25, October 9
& 23, November 13 & 27, December 11
& 19 (this is the third Wednesday since
the forth is Christmas Day). The hours
are from 5:30-6:45pm. It is for families
that are in need.
The Barn Theatre in Montville, New
Developing the Foundation for a Lifetime of School Success!
Family Owned and Operated Est. 1972
C
O
R
E
A
P
P
L
E
C
O
R
E
A
P
P
L
E
Visit our school and find
out how many consecutive
years over 90% of our
children scored in the top
10% nationally...
and they are having the
MOST FUN in their
lives!
Call, visit and compare the
advantages gained for your child
www.applemontessorischools.com
MONTVILLE
9 Waughaw Road
973 331-8141
KINNELON
10 Maple Lake Road
973-838-2122
Preschool, Kindergarten,
Ages 2-6 Years
A Truly Unique
Montessori School
Unique Phonics
Reading Program
Hands on Math
Curriculum
Computers
Music
Foreign Language
3 or 5 Half Days
Full Days 7am-6:30pm
Fastrackids
Parenting Seminars
Character Education
After School Clubs
Summer Camp
Ages 2-12 Years
Daily Swimming
Lessons, Heated Pool
designed for safety of
young children
Sports/Organized Games
Arts & Crafts
Field Trips/Fun
Themed Days
Music/Dance
In House Events
Nature & Science
Computers Cooking
After Camp Clubs
Fastrackids
Celebrating
Our 41st
Anniversary
Jersey is proud to open its 86th
Anniversary Season with Ira Levins
chilling thriller Veronicas
Room. Performances will be on
September 6, 14, 20, 21, 27 and 28 at
8pm; and on September 7, 8, 15 and 22
at 2pm. Tickets are $18 (senior/student
tickets are $16 on matinees only).The
Barn Theatre is located on Skyline Drive
in Montville, NJ, just minutes off Exit 47
from Route 287. For more reservations,
information or directions, call The Barn
Theatre box office at 973-334-9320, or
visit The Barn on the web at
www.barntheatre.org
On Wednesday, September 18, the
Lincoln Park Library will be hosting a
program with local childrens book
author Gail Kahn-Wallis! Gail has writ-
ten three picture books about a seal
named Lucas who lives in Cape Cod. Gail
will be signing copies of her book, which
will be available for purchase. Reading
with Ruby will be held on Wednesday,
September 11 at 4:30pm. The Lego
Club will meet on Thursday, September
W
hile there are many
ways to help an
elderly loved one
do all they can to maintain
health, one of the best ways to
improve both the physical and
mental health of a senior citi-
zen is meditation. We know
that meditation can reduce
stress and help us relax, but
recent studies have shown that
meditation can also relieve
pain, reduce the probability of
heart disease and
improve creativity.
Here are some other
benefits of medita-
tion:
1. The deep breath-
ing exercises central
to any program of
meditation encour-
age oxygen enrich-
ment to the blood.
Senior citizens who
suffer from digestion
problems often see
immediate relief because the
oxygenation of their digestive
functions is empowered
through meditation. This extra
oxygen boosts the immune sys-
tem, heals the lungs and
improves circulation.
2. Meditation also causes
increased alertness and the
ability to interact with others
and surroundings. The in-
creased oxygen in the blood-
stream of the elderly user of
meditation will cause brain
functions to improve.
3. Because both the mind and
the body become more relaxed,
the mental and physical health
of the individual is improved
drastically. Seniors who suffer
from depression can benefit
from meditation. During medi-
tation, feelings of happiness are
created in the mind, which
increases daily happiness and
satisfaction.
4. Meditation improves physi-
cal energy, making the senior
years just as rewarding as other
life phases. Meditation is also
easy to learn and requires no
certain religious affiliations.
The fact that meditation is
flexible and easy to do makes it
a great choice for everyone,
quickly enriching the lives of
seniors.
5. A study, published in the
Journal of Brain, Behavior &
Immunity, shows that eight
weeks of training in mindful-
ness meditation is linked with
decreased loneliness. Aside
from alleviating loneliness,
mindfulness meditation has
also been shown in past
research to have positive
effects on the brain linked
with brain changes that may
even have effects against
mental illness.
Sonia Scott is the owner of Dor-
son Home Care, a full-service
home health care agency provid-
ing families throughout northern
and central New Jersey with
compassionate home care services
since 1989. For more informa-
tion, visit www.dorsonhome-
care.com or call 973-672-7691.
Top five benefits of meditation for
senior health
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HEPA Filter
Not valid with other offers. Expires 10/16/13.
Buy 2 Packages of Same
Type Bags (3 pack size only)
& Get 1 Pack of the
Same Size FREE
FREE
Vacuum Bags!
1400 Watt motor
Convenient for carpets & hard floors
Lightweight, compact design
Deluxe on board accessories
Metal telescope wand
2 Year Warranty
Riccar
Super Powerful
Hepa Filtration
Super light 8 lbs
Panasonic
Can
12 Amp Motor
Quick Release
Handle
On Board Tools
$
279
99
$
299
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Special
$
229
99
Conveniently Located On Route 23 South
At 615 Route 23 Pompton Plains
973-839-5666
Authorized
Service Center & Dealer
For Most Major Brands
Mon. - Fri. 9:00 a.m. - 5:00 p.m.
Sat. 9:30 a.m. - 4:00 p.m.
www.vacshackinc.com www.vacshackinc.com
Since 1976
With this coupon only. Not valid with other offers.
Expires 10/16/13.
10%
OFF
On All
Vacuum Repairs
$
119
99
AUTUMN CLEAN-UP TIME!
All Brands Serviced
LARGEST VACUUM PARTS SELECTION IN NEW JERSEY
"THE GOOD GUYS"
973.942.8925 Local & Long Distance
For Free Estimates Call
MOVING & STORAGE INC.
www. waynemovers. com
Wayne
Local Moving Specialists
Expert Piano Moving Small Jobs Welcomed
Professional Office Moving
WE DO
CLEAN
OUTS!
Fully Insured
Senior Discounts
continued on next page
26 from 67:30pm. There are three sto-
rytime sessions available at the Library:
Toddler Time (ages 2-3, Tuesdays at
11am); Storytime! (ages 4-6, Tuesdays
at 4:30pm); Rhyme Time (ages 6-20
months, September 19 & 26 at
10:30am). On Wednesday, September
25, drop in any time between 4:30 and
5:30pm for Make it Yourself, a special
craft program. More detailed informa-
tion on all of the Librarys programs can
be found on our website: www.lincol-
nparklibrary.org.
Ladies, come and relax and find inspi-
ration, renew your faith, and be empow-
ered. Come to our 11th annual Womens
T
he break-even point
in your business is
where all direct and
indirect costs have been met.
You are neither making nor
losing any money. The break-
even point can be measured
in number of units sold, dol-
lars of total sales or possibly
hours billed out.
To calculate your
breakeven point, you must
first determine your direct
(variable) and your indirect
(fixed) costs. Direct costs
vary with the number of
units sold. For every unit you
sell, you must buy another set
of the components. Your
indirect costs dont normally
vary for a given volume of
business. Your gross profit per
unit (sales less direct costs,
known as the contribution
margin) goes toward paying
for these indirect costs. Once
the indirect costs have been
paid, you have reached the
break-even point. The gross
profit from every unit sold
over the break-even point
goes to the bottom line as
profit.
To simplify this exam-
ple, lets assume that you run
a food stand that sells only
hamburgers. For every burger
you sell, you need to buy
meat, a bun, trimmings, and
a paper serving plate.
Assume your burger sells for
$6 and the total of the direct
costs is $2 per burger. This
means that you have a con-
tribution margin of $4 to go
toward fixed costs.
Your fixed costs include
such things as rent, insur-
ance, advertising, taxes and
so on. Within limits, selling a
few more burgers will not
cause these expenses to
increase. If your total fixed
costs are $100 a day, your
breakeven point is 25 burgers
or $150. Once you pass 25
burgers, $4 from each addi-
tional sale goes to your bot-
tom line as profit.
For assistance in deter-
mining your break-even
point and its effect on your
profitability, give us a call.
Robert P. Sokoloff, CPA & As-
sociates, PC is a full-service ac-
counting firm serving clients
throughout Northern New Jer-
sey area, dedicated to providing
our clients with professional,
personalized services and guid-
ance in a wide range of financial
and business needs. We are cur-
rently accepting new clients and
can be contacted with any of
your tax or business needs at
973-633-1001 or rps@cpanew-
jersey.com. Visit our website at
www.cpanewjersey.com.
Every business has a break-even point: whats yours?
Welcome Dental Exam $95
Includes Complete Set of X-Rays and
Oral Cancer Screening
New Patients Only
HIGHEST PRICES
PAID ON THE SPOT
Paragon Jewelers
Record High Gold Prices
Sell The Gold Jewelry
You No Longer Wear
We Also Buy Sterling Silver & Coins
Rt. 23 N. & Jackson Ave.
Pompton Plains
In The A&P Shopping Ctr.
Next To Home Goods
& T.J. Maxx
973-839-0611
Open Tues.-Fri. 10-6, Sat. 10-5
Gold Now $1,375 oz.
Community
Happenings
continued from previous page
A
healthy pet is a happy
pet and responsible
pet owners know that
their beloved pets health rests
largely on their shoulders.
Ensuring a pet is healthy over
the long haul can be quite sim-
ple. While some pets may
develop medical conditions
that require more attention,
the following are a few simply
ways pet owners can keep their
pets healthy.
Dont skip visits to the
veterinarian. Unlike humans,
pets cant speak for themselves,
so its quite possible that a pet
could be hurting or dealing
with a medical condition while
its owner has no idea. Annual
veterinary checkups can help
avoid such situations, and the
vet might notice a developing
condition before it becomes
anything serious. If a pets
behavior suddenly changes,
schedule a veterinarian visit as
soon as possible, as this behav-
ioral change could be indica-
tive of a medical issue.
Prioritize vaccinations.
Vaccinations can protect a pet
from a host of ailments, includ-
ing rabies, distemper and Lyme
disease. New pet owners who
adopted a pet from a rescue
organization should get docu-
mentation about the animals
past vaccinations. (Certified
kennels typically provide such
documentation at the time of
adoption.) If there is no such
documentation or if there are
documents showing the pet
received certain vaccinations
but not necessarily all of its
vaccinations, take the pet to
the veterinarian and have the
animal receive those vaccina-
tions that arent documented.
Spay or neuter the pet.
The ASPCA notes that spay-
ing or neutering a pet is a pre-
ventive measure that can help
a pet in the long haul. Spaying,
or removing the ovaries and
uterus of a female dog or cat,
can prevent diseases, such as
breast cancer and pyometra, as
well as infection and keep the
animal from going into heat.
Neutering a male dog or cat
before it reaches six months
can reduce the likelihood that
the animal will behave aggres-
sively, while helping to prevent
testicular cancer, diseases of
the prostate and hernias.
Help the pet fight heart-
worm. Heartworm isnt easy to
treat, but it is easily
prevented. Cat ow-
ners should speak to
their veterinarian
about heartworm
and the best course
of action, as cats are
less likely to devel-
op heartworm than
dogs, who are natu-
ral hosts for the
infection. Dogs should be test-
ed for heartworm annually in
the early spring, and the veteri-
narian might prescribe a pre-
ventive medication the dog
will take once per month. How
long the dog must take the
medication depends on the
dog and the veterinarian, but
dog owners should heed the
vets advice.
Get your pet off the
couch. Humans should not be
couch potatoes and neither
should their pets. Regular
exercise burns calories while
increasing muscle mass
and improving cardiovascular
strength. Dog owners should
know that how much exercise
their dog needs depends on its
breed, age, sex and physical
condition, so discuss a proper
exercise regimen with your
veterinarian. Cats need exer-
cise, too, and cat owners
should also discuss the specifics
with their vet.
Brought to you by Dr. Matthew
Krupnick, the owner of the Pe-
quannock Animal Hospital. He
grew up in Kinnelon and is hap-
py to be home with his wife,
three cats and two dogs to
provide quality and compassion-
ate care for your pets in the com-
munity. The Pequannock Ani-
mal Hospital is located at 591
Newark Pompton Turnpike in
Pompton Plains. You can reach
them at 973-616-0400.
Simple tips to keep your pet healthy
WHERE YOUR
PET IS FAMILY
Dr. Matthew Krupnick, D.V.M.
Full Service Animal
Hospital, Specializing
in Cats & Dogs
Complete Medical,
Dental & Surgical
Services On Premises
Caring & Competent Staff
591 Newark Pompton Tpke.
(near Friendly's)
Pompton Plains, NJ
973.616.0400
Hours: Mon 8-6pm Tues 8-4pm
Wed 8-7pm Thurs 8-6pm
Fri 8-5pm Sat 8-12pm
FREE Exam
NEW CLIENTS ONLY.
Limit 1 per pet.
Not combinable w/other offers. Expires 10/16/13.
15% OFF
Exam Fee
ONE TIME ONLY. Limit 1 per pet.
Not combinable w/other offers. Expires 10/16/13.
O
p
e
n
S
a
tu
r
d
a
y
s
www.PequannockVet.com
hold to the belief that the mar-
kets comprising the holdings in
your retirement portfolio may
go into negative territory at any
time, exacerbated by the
monthly withdrawals that must
continue to support you and
your spouse for the rest of your
life, please invest a few more
moments of your time reading
to the end, for your own eco-
nomic benefit.
Is your retirement portfo-
lio crash proof? In other words,
will your income stream be
uninterrupted if the markets
fell 40 percent in a year? Would
your level of income be free
from decline? Would you be
able to access your portfolio in
the event of an emergency to
grab a large sum of capital on
demand? If you or your spouse
entered a nursing facility,
would your income be satisfac-
tory to handle the additional
costs while still being able to
maintain your household? Is
your portfolio designed to pay
you a stable income for the rest
of your life, even if the IRS says
your IRA must be depleted as
you age? What about a legacy
for your children? Will they
receive anything from your
estate? Is it guaranteed?
Though the federal estate
tax bracket has been fixed at
$5,250,000, NJ continues to
hover at $675,000. This means
if your estate, counting your
home, exceeds that amount,
taxes will have to be paid! Are
you prepared to take care of this
mandated reduction in your
bequest to them?
Here are the nine points I am
making:
1. I insist on a guaranteed rising
income for the rest of my life,
and my wifes, when we stop
working.
2. I demand long-term care
portfolio protection to insure
the integrity of my assets and
income.
3. I require that my portfolio be
designed with the least amount
of governmental intrusion
(taxes) as possible.
4. I desire to leave the greatest
sum we possibly can to our
favorite charities (our four
children) when my wife and I
are gone.
5. I must have protection from
stock and bond market losses,
so that my income and insur-
ance programs put in place will
not be compromised when the
negative market years occur.
(And occur they will).
6. I mandate that during rising
markets my portfolio will be
able to capture the high val-
ues to reset my lifetime income
stream, which will never
retreat, upward.
7. I need the flexibility and liq-
uidity to make adjustments as
necessary when situations arise.
8. As part of my retirement
plan, I have documents in
place that designate my execu-
tors, trustees, power of attorney,
health proxy and living will
advocate.
9. My plan must include funds
for entertainment value that
are disposable and discretionary
(e.g. Vegas, travel and gift-
ing).
This is how my personal
retirement and estate plan is
designed and how I practice the
7 Ps: Proper Prior Planning
Prevents Poor Performance
If interested in participating
or for additional inquiries, please contact:
Recruiting
(973) 808-7363 ext. 248 or 276
CONSUMER PRODUCT
TESTING COMPANY, INC
70 New Dutch Lane, Fairfield, NJ
Men and women, between 18-70 years
of age, with mild to severe eczema.
Qualification exam conducted by a
Board Certified Dermatologist.
Must qualify to participate in an
upcoming study, evaluating a test product.
MEN & WOMEN
WITH ECZEMA
Partials Repairs
Extractions
Tooth Whitening
Nitros Oxide Sedation
Gum Treatment
Dentures Implants
Most Insurance Accepted
LINCOLN COMMONS
DENTAL ASSOCIATES
Mark De Fonte, DMD
59 Beaverbrook Rd., Suite 301, Lincoln Park, NJ
973-686-0060
NEW PATIENT (No Insurance) SPECIAL
Exam, Prophy & Xray $115
Latest Cosmetic Techniques
Crowns & Bridges
Root Canals
Anju Budhwani, MD
INTERNAL MEDICINE ASSOCIATES of
Lincoln Park
166 Main Street, Suite 1A Lincoln Park
973-694-6260
Primary Care,
Sports & School
Physicals, Asthma,
COPD, Diabetes,
Arthritis, Hypertension
Same Day Appointments Available
& Evening Hours by Request
New Patients Welcomed
We accept all major insurances including:
Atena, Horizon Blue Cross/Blue Shield,
Cigna, Oxford, Medicare/Medicaid
Specializing in Internal Medicine
& Pulmonary Disease
Is your portfolio crash proof?
Service Savings Selection
.com
WE OFFER LANDSCAPE DESIGN & INSTALLATION
Ask a sales associate for details.
C
e
le
b
ra
ting 40 Years in
B
u
sin
e
s
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Family Owned & Operated
From Our Greenhouse, We Grow & Sell Direct to You!
30 Hillview Road Lincoln Park NJ, 07035
973-694-7495 Grorite.com
* NEW HOURS: Mon.-Sat. 8am-6pm Closed Sunday for church and family
We accept
Amex Visa
Mastercard Discover
WE ARE THE SOURCE.
For directions visit our
website grorite.com
facebook.com/groritegc
Fall Festival!
Each Saturday
September 21
ST
& 28
TH
October 5
TH
& 12
TH
Includes: Petting Zoo,
Games, Hay Rides,
Baked Goods, Pumpkin
Picking and Much More!
PETTING ZOO HOURS FROM 10AM4PM
SALE
50% Perennials,
Trees & Shrubs
OF MUMS
IN STOCK!
We receive fresh deliveries from our growing farm on a daily basis!
THOUSANDS
STRAW, GOURDS,
CORNSTALKS,
PUMPKINS
NOW IN STOCK
4 POTTED HERBS
All Natural and Locally Grown
$2.99
or 4 for $10
SALE
Includes:
1 Small Scarecrow
1 8 Mum Plant
1 Hay Bale
1 Corn Stalk
SALE $19.99
With coupon only. Cannot be combined with any
other offer. Expires 10/31/13. L&L
Retail
$26.99
FALL DECORATING
COMBO
GRO-RITE NOW
HAS FRESH
PRODUCE!
H
ome may be where
the heart is, but it
also can be an unsafe
place if safety hazards are not
recognized and addressed.
The Consumer Product
Safety Commission says that
each year 33.1 million people
are injured by consumer prod-
ucts and other dangers in the
home. Here is a collection of
home hazards that can com-
promise safety in and around
the house.
Flooding: Super storms have
been wreaking havoc on
many areas of the country.
Flooding is a common side
effect of strong rains and high
tides, and the aftermath of a
flood can turn a home from
a haven into a hazard.
Microorganisms in flood
waters may contaminate
drinking water, and wet walls
and floors can present a
breeding ground for insects,
pests and microorganisms like
mold and mildew. The
National Safety Council says
microorganisms can penetrate
into soaked, porous materials
and later be released into the
air and inhaled. Flooding also
may lead to weakened or rot-
ted floorboards.
Magnets: Very small magnets
are popular in jewelry, toys,
building sets, and more. The
number of products with strong
magnets has increased, which
may pose significant safety
threats to children. The CPSC
says that magnets have con-
tributed to one death and 86
injuries since 2005. Eight mil-
lion magnetic toys have been
recalled. Magnets that are swal-
lowed may not pass easily
through the digestive system.
Oftentimes, they can get
trapped in place when attract-
ed to one another or a piece of
metal and pinch or twist the
intestines, potentially causing
blockage or infection.
Furniture tip-over: Large
furniture and electronics that
are not balanced well or
anchored to a wall can be
pulled over by children and
even adults. Small children
can be seriously injured by
tip-over accidents. Tip-overs
cause an estimated 22 deaths
per year.
Pools and spas: While drown-
ing in pools and spas is a lead-
ing cause of death, there are
other dangers lurking. Faulty
underwater lighting, appli-
ances that fall into the water
and aging wiring can result in
electrocution. The CPSC
notes that suction from a pool
or spa drain is also potentially
hazardous. The majority of
suction accidents involved
children, but suction can hold
an adult underwater. There
have even been cases of peo-
ple being disemboweled from
pool drains. Installing a safety
vacuum release system that
turns off the pool pump when
a drain is blocked can prevent
entrapment.
Fire: Home fire injuries are
highest among seniors and
children under the age of five.
In addition, home fires are a
leading cause of emergency
room visits. Smoke alarms on
every level of the house can
alert to danger, but ensuring
candles are extinguished and
electrical wiring is up to date
Recognizing safety hazards around the house
and making sure space heaters
and other appliances are not
left unattended can help pre-
vent fires.
Garage doors: The CPSC
says an average of 20,000 peo-
ple each year are treated in
the hospital for injuries
caused by garage doors. From
fingers and toes getting
trapped to heavy doors falling
on children and adults, garage
doors can cause serious injury.
Falls: Falls are a leading cause
of injury to people of all ages.
Falls down stairs, from win-
dows and off of ladders are
just some of the reasons peo-
ple visit emergency rooms
each and every day. Ensuring
there are no tripping hazards
around the house and also
having sturdy handles and
guardrails present for use by
the elderly can help prevent
some falls.
There are many dangers
lurking around the house, and
awareness of such hazards can
help prevent serious injury.
Free Estimates Fully Insured References Available
Innovative, Full Service
Residential Remodeling,
Crafting Fabulous Kitchens,
Additions, Bathrooms & Master Suites
Transforming Lives By Transforming Living Spaces...
Its What We Do
A Tradition of Delivering Value For Over 20 Years
Call for an appointment to set up a FREE DESIGN CONSULTATION at our new location
973-696-0333 1016 Route 23 North, Wayne (Just 200 feet after the Alps Road exit)
www.advantagecontracting.com License# 13VH00011000
Our experience with contractors has run the gamut from horrendous
to excellent, but not even our best experience can compare with
dealing with you and your staff.
Brenda and David B., Wayne, NJ
Whether its a minor remodel or a major home addition,
we treat each project with the same attention to detail while
working toward completion in a timely and efficient manner.
Advantage Contracting also offers project management and full demolition.
We can manage your electrical, plumbing and general carpentry needs as well.
Payments as-low-as
$79 a month.
FINANCING
AVAILABLE
WAYNE POWER
WASHING
House Washing
Roof Washing
Deck Restoration
WASH & SEAL
Hot Water Washing for the cleanest results
Power washing is our only business
Protect your investment
HONEST ANSWERS
973.835.6739
Wolmans Certified
Contractor
Power Washers of
North America
Residential
Commercial
Industrial
Concrete Work
$
200
OFF
Any Driveway
of $1,000 or More!
Schedule Before October 15, 2013
973-838-0866
Call Now For a Free Estimate
WE NOW ACCEPT CREDIT CARDS
Recognizing safety hazards around the house
Retreat and be uplifted and go deeper
with solid Bible teaching and com-
pelling messages. Friday, September 20
at 7 pm and Saturday, September 21
from 9am-3pm at First Reformed
Church 60 Chapel Hill Road, Lincoln
Park. Via DVD the following Women of
Faith speakers are: Patsy Clairmont,
Angie Smith, Sheila Walsh, & Marilyn
Meberg. Angela DiPrima will join us
again to lead us in song. A complimen-
tary luncheon will be served at church
on Saturday. There is no charge for the
retreat, but a free-will offering will be
received. Please register by calling
Barbara at 973-839-6384 or online at
www.frc-lpnj.org
Whether you are still suffering from
the bleak memories of war or have
resolved to put it all behind you, Point
Man Ministries is for you. Point Man is
a Christian ministry dedicated to help-
ing veterans find peace with themselves
and the world around them. If you are
doing fine after the war, thats fantastic
but dont forget about your buddies
who are still suffering. Find out how
you can help. Call Barry Jensen at 973-
809-9665. Point Man Ministries meets
the first Thursday of every month from
7:30 9:30pm at Cornerstone Chapel
620 Route 23 North, Pompton Plains.
The Montville Township Womens Club
has an ongoing project: comfort pil-
lows for breast cancer patients. A team
of club members, seniors, and volun-
teers from surrounding cities partici-
pates in this worthy project. Even heart
surgery patients have found use for
these comfort pillows. Call Chairperson
Alexandria Sarra at 973-405-0088 for
more information. All monetary dona-
tions, used to purchase polyfill for the
pillows, should be made payable to
MTWC and should indicate Comfort
Pillow in the memo. Please mail
checks to P.O. Box 267, Montville, NJ
07045.
Mothers & More is a not-for-profit
group for both stay-at-home and work-
ing moms. It features monthly meet-
ings, playgroups, mom-and-tot outings,
mom-night-outs, and much more.
Members are from Wayne and all sur-
rounding towns. Monthly meetings are
on the first Monday of each month
(unless a holiday) at 7:30pm at Our
Savior Lutheran Church, 670 Newark
Pompton Turnpike, Pompton Plains.
Prospective members are always wel-
comed. For more information call 877-
221-1581 or e-mail sbotbyl1@
yahoo.com.
Toastmasters provide a supportive
environment to improve public speak-
ing and leadership skills. We meet the
first Wednesday of each month at
Hollywood Restaurant & Pizzeria, 376
Fairfield Road, Fairfield from 7-9pm
Guests are welcomed. For more infor-
mation, visit www.diningtospeak.com.
Gargas Roofing & Construction
Roofing Problems?
We guarantee your roof
WILL NEVER LEAK AGAIN!
Fully Insured
Local References Gladly Provided
All Work Guaranteed Free Written Estimates
NJHIC# 13VH00344800
High Quality Workmanship At An Affordable Price
All work done by our Professionals Owner Operated Owner Guaranteed
Specializing In: All Types of Roofing
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Wide Selection of Shingles
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Residential & Commercial Roofing & Siding Specialists
FREE
Upgrade To Lifetime Shingles
Call now for more details!
SIDING WINDOWS DECKS
On Any Complete Roofing
or Siding Installation
Book by 10/31/13.
~OR~
$
500 OFF
Total Job
FREE
Installation of
seamless gutters
With This Ad. Exp. 10/31/13.
UP TO 100FT
973-772-8080 973-772-8080
For more useful info & to help the shingle selection process please visit:
www.gargasroofing.com
Fall
R O O F I N G , I N C .
KOVACH
Free
Estimates
Fully Insured
$500 OFF
ANY ROOFING JOB
Of $3,000 Or More
FREE
COBRA RIDGE VENT
With Any New Roof
$30 OFF
ANY ROOFING REPAIR
Of $250 Or More
Member Of The
North East Roofing
Contractors Association
Member Of The
Better Business
Bureau
Quality You Can Trust Since 1886...From Americas Largest Roofing Manufacturer
973-835-5330
FREE
Upgrade To Lifetime Shingles
Call for more details!
Senior
Citizen
Discounts
WE DO SMALL REPAIR JOBS
NJ Lic# 13VH00222500
W
e
Clean
Roofs
Roof Removal Slate Tile Shingles Skylight Repairs Flat Roofs
Rubber Roofs Leaders & Gutters Chimney Repairs Chimney Liners Solar Panels
With coupon. May not be combined with any
other offers. Expires 10/31/13.
www.Kovachroofing.com Email: Kovachroofing@aol.com
Nobody Covers You Better
Established 1948 A Professional Roofing Company
86 Main Street
Bloomingdale
973-838-0300
973-879-7319
nas86@msn.com
WE DO THE COMPLETE JOB
Plumbing, Electric, Carpentry & Ceramic Tile
50 Years Serving Passaic, Morris & Bergen County
Superior Workmanship At Competitive Rates
Free Estimates
& Design Services
the premises.
Hiking: Hiking is a fun
activity that can be enjoyed
nearly year-round, but its
especially enjoyable in the
fall. Thats because few
things in nature are as capti-
vating as a park or forest
when the fall foliage is in full
bloom. Early fall also boasts
ideal temperatures for hiking,
as the mercury likely wont
rise enough or sink low
enough to produce the kind
of extreme temperatures that
can compromise a hikers
afternoon. Instead, fall tem-
peratures tend to be mild and
comfortable, allowing hikers
to fully enjoy their often
beautiful surroundings.
Corn maze: Visiting a corn
maze is another activity that
many people instantly associ-
ate with fall. Some farmers
transform their cornfields
into corn mazes once the
temperatures dip, and such
mazes can be fun for adults
and children alike. Though
adolescents can often be
trusted to find their way
through corn mazes, younger
kids should be accompanied
by an adult.
Pumpkin picking: Much
like apple picking is best in
fall, so is pumpkin picking.
Rather than buying your
Halloween pumpkin from the
grocery store, where your
options may be limited, go
straight to the source and
pick your future jack-o-
lantern from a nearby pump-
kin patch, which will provide
a much wider selection. Let
your youngsters pick their
own pumpkins and then
spend the rest of the day
carving them at home. And
dont forget to save those
seeds, which can be roasted
over an open flame to make a
delicious snack.
BM; 4.95"; 6"; Black; -
Sm
all Pack
Feeds 6-8
Includes 2 Cheese Pies & 25 Buffalo Wings, and 2 - 12 Cold Subs
$
49
95
+ Tax
Medium
Pack
Feeds 10-12
Includes 3 Cheese Pies, & 25 Buffalo Wings, and 3 - 12 Cold Subs
$
69
99
+ Tax
TAK
E O
U
T O
R DELIVERY
Not to be combined with any other offers.
G
ood thru S
uper B
ow
l
S
unday 2014.
$
27
95
+ Tax
Toppings
Extra
3 Large
Cheese Pies
Feeds 20-25 people Includes 1 Full Tray Penne
Bolognese or Vodka, 1 Full Tray of
Chicken Francaise or Parmesan,
1 Full Tray Italian Salad, Bread & Butter.
CATERING SPECIAL
$
149
00
+ Tax
Call to schedule a
complimentary consultation:
973.493.6918
www.mothersintraining.org
Explore what is working
and what is not
Discover a more peaceful
and satisfying day as a parent
Develop deeper bonds
and communication within
your family
Offices in Wayne & Montclair, NJ.
Because Coaching Isn't Just For Little League
Parent Coaching
Mothers-in-Training
One-to-One Coaching
To Explore, Discover
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Fun family activities tailor-made for autumn
6 ounces thickly sliced
bacon, coarsely chopped
1 large red onion, finely
chopped
1/4 cup finely chopped celery
15 ounces frozen corn,
thawed (3 cups)
3 cups whole milk
1 pound red potatoes,
scrubbed and cut into
1/2-inch dice
1/2 cup heavy cream
2 tablespoons minced
chives, plus more for
garnish
Salt and freshly ground pepper
Tabasco
1/2 pound medium sea
scallops
In a large saucepan, cook
the bacon over moderately
low heat until crisp, 10 min-
utes. Transfer the bacon to
paper towels to drain. Pour off
2 tablespoons of the bacon fat
and reserve. Add
the onion and
celery to the pan.
Cook over low
heat until soft-
ened, 12 min-
utes.
Meanwhile,
in a food proces-
sor, puree 1 cup
of the corn with
1 cup of the milk.
Add the corn
puree to the
saucepan along with the
remaining 2 cups each of corn
and milk and the potatoes.
Simmer over low heat until
the potatoes are tender, about
20 minutes. Stir in the cream,
chives and the reserved
bacon. Season with salt, pep-
per and Tabasco and keep
warm.
In a large skillet, heat the
reserved 2 tablespoons of
bacon fat until shimmering.
Add the scallops, season with
salt and pepper and cook over
moderately high heat until
browned, about 1 1/2 minutes
per side. Ladle the soup into
bowls; top with the scallops
and chives and serve.
Make Ahead The recipe
can be prepared through Step
2; refrigerate overnight.
Corn Chowder with Bacon and
Sea Scallops
710 NEWARK POMPTON TURNPIKE , POMPTON PLAINS
973-835-1426 www.gillysrestaurant.com
RESTAURANT
z2
MUST PURCHASE A BEVERAGE WITH EACH MEAL .
DINNER ONLY INCLUDES SOUP OR SALAD.
MONDAYSATURDAY
CASH ONLY. CANNOT COMBINE WITH OTHER OFFERS. NOT VALID ON
HOLIDAYS. Coupon must be presented before ordering. Not valid on parties 6 or more.
2 Meals per coupon. Expires 10/16/13.
*
Strip SteakNShrimp Scampi
WITH BAKED POTATO FOR A LIMITED TIME
--- NO COUPONS ---
$
14
99
+tax
12
OZ.
LUNCH DINNER
$
6
99 $
12
99
Veal Parmigiana Fried Shrimp Platter
Chicken, Shrimp or Sole Francaise
Chicken or Shrimp Parmigiana
Homemade Meatloaf w/Mashed Potatoes
Meatball & Sausage Vodka Sauce over Ziti.
* *
Fresh seafood, the finest quality meats, seasonal ingredients and a chef who
ensures every course is prepared to perfection. Thats our recipe for success.
49 MAIN STREET | BLOOMINGDALE
973.492.2211 | 1.888.522.Lina (5462) | www.LinasRistorante.com
Just off Routes 23 & 287 Open Wed, Thurs & Sun 12pm-11pm Fri & Sat 12pm-12am
DAILY LUNCH BUFFET $6.95
& Full Menu with Specials
Restaurant & Fine Catering
Catering For All Occasions, On & Off Site
Gift Certificates Available
Take-Out Full Bar
A
T
ouchO
f ItalyInB
loom
in
g
d
a
le
A Warm, Elegant & Engaging Atmosphere
Linas
A Touch Of Italy In Bloomingdale
of course!
WE WILL BE OPEN
FOR PRIVATE PARTIES ON
MONDAYS & TUESDAYS
visit us on facebook
www.linasristorante.com
CUSTOMER
APPRECIATION
NIGHT
Every Wednesday & Friday
4PM-11PM
50% Off
Entire Check
18% Gratuity added to total bill.
Not valid with any other offers.
CASH
ONLY
Ensure
the Perfect Date
for Your
Special Occasion...
Book Now!
Since 1983
ACCOUNTING SERVICES
Vincent Gallipoli
Certified Public Accountant
PO Box 561, Pompton Plains, NJ
07444
973-616-9748
vpal4@yahoo.com
AIR CONDITIONING / HEATING
SYSTEM SERVICES
Stephen Mangeri
SM Heating & Air Conditioning, Inc.
NJ Lic #13VH02620300
973-628-6472
steve@smheatingandair.com
smheatingandair.com
Reliable Service That You Can Trust
ATTORNEY
Fredric F. Azrak, Esq.
Azrak & Associates, LLC
Attorneys at Law
627 Newark Pompton Tpk
Pompton Plains, NJ 07444
973-839-9062
azraklaw.com
lawyers@azraklaw.com
Excellence & Integrity for over 38 years
AUTOMOTIVE REPAIRS
John Napolitano
Pry Automotive
Butler, NJ 07405
973-838-1656
pryauto@optonline.net
CHIROPRACTOR
Donna Perillo, MS, DC,
DACBSP, DCBCN, NMD, CNS
NJ Total Health Center
973-872-2133
njtotalhealth@aol.com
njtotalhealthcenter.com
CLEANING SERVICES
Ronald A. Denequolo
Magic Cleaning Concepts, LLC
Pequannock, NJ 07440
973-694-6611
magiccleaningconcepts.com
DENTIST
Brian Marino, DMD
Pequannock Valley Dental Assoc. P.A.
973-831-0444
pvdentalassociates.com
ELECTRONIC OFFICE SYSTEMS
Chris Lagreca, Sales Consultant
Electronic Office Systems
Fairfield, NJ
973-808-0100
973-882-2882 fax
clegreca@eosnj.com
eosnj.com
INSURANCE AUTO, HOME
Jim Murasko, LUTCF
Allstate New Jersey Insurance Company
Exclusive Agent
The Murasko Agency, LLC
Bloomingdale, NJ 07403
973-492-2200
jimmurasko@allstate.com
INSURANCE LIFE, DISABILITY,
LONG TERM CARE & SMALL
BUSINESS GROUP BENEFITS
Thomas J. Cleeland CLTC,LUTCF
Allstate Financial Services
Westfield, NJ 07090
908-301-0711
tcleeland@allstate.com
allstate.com/tcleeland
IT/COMPUTER SERVICES
Ken Ginefra, President
GCS Consultants LLC
170 Kinnelon Road, Suite 16
Kinnelon, NJ 07405
973-291-8048
ken@gcsconsultants.com
gcsconsultants.com
JEWELRY
Denise Holleritter,
Independent Distributor
Premier Designs
Oak Ridge, NJ
973-697-4227
cdholleritter@optonline.net
MARKETING CONSULTING
Adam S. Wolf
President
CellCon Consulting
West Orange, NJ
973-736-3001
awolf@cellconconsulting.com
cellconconsulting.com
MARY KAY
Mary Hart
Independent Beauty Consultant
973-835-2439
marykay.com/mary.hart
MEDICAL
LABORATORY
Everest Medical Laboratory
No Wait Bloodwork
Tom Bellas
142 Route 23 North, Pompton Plains, NJ
973 646-7490
MORTGAGES
Edward Morba, President
Family Home Funding Corp
Kinnelon, NJ 07405
973-283-8111 800-585-1212
emorba@familyhomefunding.com
familyhomefunding.com
PAYROLL
Paychex
Scott Lemly
Small Business Consultant
Fairlawn, NJ
201-796-2111 x58446 ph
877-282-3175 fx
slemly@paychex.com
paychex.com
PERSONAL
TRAINER
Geri McGurk, BS, NASM, CPT, CITS, Owner
High Definition
Personal Training Center
Wayne, NJ 07470
973-784-3381
HDPTC.com
PRINTING
Bob Carroll
Printcbf
Cedar Knolls, NJ
973-682-9000 x107 973-682-9559 fx
bobc@printcbf.com
printcbf.com
PROMOTIONAL ITEMS
Carol Nash
Dash of Nash Promotions
Kinnelon, NJ
973-492-2432 973-492-2433 fx
carol@dashofnash.com
PROSTHETICS &
ORTHOTICS
Brooke Artesi, CPO, LPO, CMF
Sunshine Prosthetics & Orthotics
Wayne, NJ
973-696-8100
973-696-8101 fx
brooke@sunshinepando.com
sunshinepando.com
REAL ESTATE
RESIDENTIAL
Linda Lee Sokerka
Coldwell Banker
Residential Real Estate
973-838-9300 973-768-2717
Sokerka@aol.com
Your Perfect Home Is Waiting!
I Can Help You Find It!
TRAVEL
Joanne Hunt
Pompton Plains Travel
142 Route 23 North, 2nd Floor
973-831-1114 ptravel@warwick.net
pomptonplainstravel.com
VOICE & DATA SOLUTIONS
Richard Gail
Sales Manager
D&D Communications
355 Warwick Turnpike
Hewitt, NJ 07421
973-506-7435
richard.gail@ddcommllc.com
www.ddcommllc.com
WEBSITES/SEO
Bob Lee
ASA Marketing LLC
973-750-8670
boblee@asamarketing.net
asamarketing.net
Mobile Marketing/Websites
WINDOW CLEANING
Joe LaFergola
Fish Window Cleaning
Riverdale, NJ 07457
973-831-2300
jlafergola@fishwindowcleaning.com
fishwindowcleaning.com/697
Networking Group
Visit Our Website for Detailed Information and Discounts/Promos
@ www.NJNetworkingGroup.com/life
B
U
S
I
N
E
S
S
TO
BUSINESS
HIGH DEFINITION
Personal Training Center
The minute you step through the doors at HIGH DEFINITION
Personal Training Center, youll know that its very special.
As you watch the nationally certified trainers interact with their clients in
this the highly professional, yet warm environment, youll see how
individualized the training is.
Each session is unique, challenging, and purposeful to keep the client
motivated and on course to safely accomplishing their goals.
Unlike general membership gyms, there is no initiation
or monthly membership fees.
Programs include weight-loss, strength and conditioning,
sports performance, post rehab and osteoporosis training.
We are members of the Professional Golf Fitness Association, and offer
All-Season Conditioning for the golfer.
Our senior fitness program develops strength, balance, and agility helping to
prevent injuries resulting from falls while keeping seniors active and healthy.
High Definition can also help you with an employee wellness program.
Gift Certificates Available.
Please call 973 784-3381 to arrange a visit and consultation.
HIGH DEFINITION Personal Training Center
1700 Route 23 North (Oak Hill Park), Suite 110
Wayne, NJ 07470 www.HDPTC.com
Mary Kay Cosmetics
Mary Hart - Independent
Personal Beauty Consultant
Let me help bring out your inner beauty!
I offer complimentary skin care facials using top
quality skin care products. I am proud to work for a
cosmetics company with a strong resume including
the Good Housekeeping Seal of Approval for the
Time Wise Anti-Aging Line and the honor of being
the #1 Skin Care Company for the past 13 years.
We are number 1 in customer loyalty and stand
behind all of our products with 100% satisfaction
guarantee. Call to arrange a consultation
appointment to try before you buy.
Shop online 24/7 with me on my personal website.
Mary Hart
118 W. End Avenue
973-835-2439 201-774-7328
mary.c.hart@att.net
www.marykay.com/mary.hart
D&D COMMUNICATIONS
D&D Communications is a leader in the communications
industry and our common sense approach to
telecommunications has empowered businesses of all
sizes (small, medium and large) to take advantage of the
exciting changes brought about by the latest technologies.
Partnering with companies such as Avaya, Toshiba,
Cablevision, Comcast and others, we bring the best in
class solutions to your company. Whether youre in need
of a new phone system, phone service, security system,
cabling for a new location, wireless system or simply
improving your companys communications system,
D&D has a solution for you.
Dan Rosenrauch ACIS
D&D Communications
355 Warwick Turnpike
Hewitt, NJ 07421
973-506-7435
www.ddcommllc.com
SMARTER. BOLDER. FASTER.
Make your first choice the right choice. Call Danielle today at 973.460.4352
142 Route 23 N
danielle.fiorina@century21.com
www.daniellefiorina.com Office: 973.646.7440
Exceptional Full
Service...Quality
that Matters.
NJAR Circle of Excellence Award 2006-2012
Presidents Producer Award 2012
DANIELLE FIORINA
REALTOR
, ABR
HOMES ARE SELLING & BUYERS ARE BUYING!

TOP PRODUCER
Advertising on over 170 websites
Direct access to all real estate listings
Short Sales & Foreclosure Certification
POMPTON PLAINS $214,900
POMPTON PLAINS
$799,900
PEQUANNOCK
$619,900
LINCOLN PARK $379,900
WAYNE $949,000 LINCOLN PARK $259,900
To Find Out M
ore...
Call Danielle Today!
973.460.4352
POMPTON PLAINS
CALL FOR DETAILS
LINCOLN PARK
$359,900
LINCOLN PARK
$364,900
LINCOLN PARK
$699,900
Address Beds Baths Style Original Price Reduced To Sale Price % of OP
4 Elmwood Ave 3 1 Tudor 299,999 189,000 190,000 63
2 Romondt Rd 4 1.5 Colonial 222,000 222,000 100
39 Madison St 3 2 Colonial 239,500 215,000 89
149 Lincoln Pk Rd 4 1.5 Cape Cod 249,900 230,000 92
78 Madison St 4 3 Colonial 260,000 260,000 100
10 Riverside Dr 3 2.5 Colonial 279,000 265,000 95
30 W Franklin Ave 3 1 Ranch 285,900 275,000 96
9 Center St 2 1 Cape Cod 300,000 285,000 95
69 Hopper Ave 2 1 Ranch 359,900 324,999 310,000 86
30 Cooper Rd 3 2 Cape Cod 350,000 395,000 100
33 Third St 4 2 Cape Cod 369,900 365,000 98
13 Garden Pl 4 2 Colonial 375,000 375,000 100
9 4
th
St 4 2 Cape Cod 399,900 395,000 99
605 Chatfield Dr 3 2.5 Townhouse 409,900 399,000 97
4 Chestnut Ct 3 1.5 Colonial 419,900 410,000 97
27 Hopper Ave 4 2.5 Colonial 434,900 417,500 96
17 Cameron Ave 3 2 Colonial 445,000 435,000 97
10 Ackerson Ave 4 2.5 Split Level 495,000 507,000 100
25 Munson Dr 4 2.5 BiLevel 529,321 499,000 517,000 97
140 DeHart St 3 2 BiLevel 109,000 60,000 55
37 Toms Point Ln 2 1.5 Townhouse 239,000 205,000 190,000 79
314 Boonton Tpke 3 1 Cape Cod 209,000 185,000 88
145 Stonyridge Dr 3 1.5 Condo 224,900 225,000 100
58 Main St 2 2 Ranch 250,000 237,500 95
13 Homestead Ln 2 2 Condo 250,000 236,000 94
154 Harvest Ln 2 2 Condo 264,900 251,000 95
5 Samuel Ct 4 1.5 Split Level 280,000 280,000 100
10 Cambridge Ct 3 2.5 Townhouse 329,900 319,900 307,000 93
15 Crefeld Ct 3 2.5 Duplex 329,900 325,000 316,000 96
24 Evergreen Dr 4 1.5 BiLevel 334,900 337,000 100
4 Kevin Rd 2 2.5 Townhouse 354,900 349,900 335,000 94
16 Madison St 4 2.5 BiLevel 374900 350,000 93
PEQUANNOCK TWP. JULY 2013 TOWN SALES
LINCOLN PARK JULY 2013 TOWN SALES
10+ ACRES
C
entury 21 Crest Real
Estate is proud
to announce that
Colleen A. McMahon is
ranked second among realtors
in New Jersey and Delaware.
McMahon is also ranked No.
95 nationally with Century
21 Real Estate, LLC individ-
ual producers.
Colleen possesses a tire-
less dedication to helping
home buyers and sellers make
informed real estate decisions
and that is what why Colleen
is the second Century 21
realtor in New Jersey and
Delaware, said Century 21
Crest Real Estate broker and
owner Patricia R. Wojtyszyn.
She truly understands what
it means to be a real estate
professional and is an exam-
ple from whom we can all
learn something.
Its my great pleasure to
be among such talented and
dedicated group of real estate
professionals, said
McMahon. The unwavering
support of my family and my
colleagues at Century 21
undoubtedly helps me con-
tinue to help customers real-
ize their real estate dreams.
McMahon has been
with Century 21 Crest Real
Estate almost 20 years.
Awards and designations
include: New Jersey
Association of Realtors
Distinguished Sales Award,
Accredited Buyers Represen-
tative ABR, Century 21
Centurion Award Winner
(2005), New Jersey Assoc-
iation of Realtors Circle of
Excellence Award (1999-
2012), Silver (2012), certi-
fied member of VIP
Relocation Service, certified
m e m b e r
of Mature Moves, certified
New Construction, graduate
Realtor Ethics Training, cer-
tified short sale foreclosure.
She is a member of the
National Association of
Realtors, the New Jersey
Ryan Barry
Mortgage Banker
NMLS# 183464
973-200-3262 Direct 973-454-5183 Cell 973-837-9616 Fax
ryan.barry@njlenders.com
Recognized by Mortgage Executive magazine as a "Top 1% Mortgage originator" for 2012
CENTURY 21 CREST REAL ESTATE, INC.
142 Route 23 North, Pompton Plains, NJ 07444
(973) 686-1500 (800) 950-5021
OWN THESE HOMES FOR...
To Qualified Buyers.
Mortgage Payments listed above are based on principal and interest only and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR based
on a 740 credit score as of September 9, 2013. Terms for Condos listed above are subject to meeting Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and terms
are subject to change without notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35286. Equal Housing Lender.
The Housing Market is HOT!!!
Know your buying power BEFORE beginning your home search
Call today for a FREE Mortgage Pre-qualification
BELLEVILLE $299,000
$1,230 per month
30Yr Fixed w/0 points. 4.625/4.735% APR
WEST ORANGE $225,000
$925per month
30Yr Fixed w/0 points. 4.625/4.765%APR
$720 per month
$777 per month
$1,069 per month
$1,501 per month
POMPTON LAKES $180,000
$740 per month
POMPTON PLAINS $320,000
$1,316 per month
BLOOMINGDALE $144,321
$594 per month
CEDAR GROVE $549,500
$2,293 per month
PEQUANNOCK $619,900
$2,587 per month
POMPTON LAKES $269,900
$1,110 per month
WANAQUE $199,900
$822 per month
HASKELL $319,000
$1,312 per month
WAYNE $949,000
$3,960 per month
POMPTON PLAINS $1,299,321
$5,501 per month
Colleen McMahon Listings
2012 Circle of Excellence Silver
2012 Master Emerald Producer
2012 Quality Service Pinnacle Producer
Cell: 973-214-5250
A
ugust Listings
Kelly Titus Sales
Realtor Salesperson
Member NAR, NJAR, PCBOR, GSMLS
Cell: 973-417-0793
A
ugust Sales
Colleen A. McMahon recognized as No. 2 realtor in NJ and DE
D
o you have any strate-
gic alliances with
affiliated businesses?
These are businesses that are
complimentary to your busi-
ness. Examples of complimen-
tary businesses include plumb-
ing, electrical, carpentry,
HVAC, landscaping, win-
dows, furniture, doors, paving
and concrete. Each of these
companies comes across two
to five sales leads every
month. If not, they are not
networking or asking the
questions. You should have a
list of at least 25 other compa-
nies that you refer business to,
and that refer business back to
you. And youd better be
tracking both.
By bringing other con-
tractors to your customer, you
are insulating yourself against
competition. If I were an elec-
trician and brought a plumber
to my customer, the last words
out of my plumber to my cus-
tomer better be, I know
another electrician.
What about competitive
businesses? Have any alliances
with them? Yes, your competi-
tors. Some competitors are
really nice people! I have sev-
eral electrical contractors that
are friendly competitors. They
have signed agreements not to
try to take each others cus-
tomers. They
share employees
when they can,
which is better
than hiring and
firing, and gives
current employ-
ees more confi-
dence that they
have a job long-
term.
Do you
have strategic
alliances with
your suppliers?
Have you re-
ceived a sales lead from your
suppliers? And not just the
suppliers in your industry.
Your insurance agents,
bankers, lawyers, accountants,
printers, cleaners, mainte-
nance and delivery service
members, caterers, contractors
have they brought you
business? You should have a
chart in the office and make it
a competition. Send every
supplier a letter once a quarter
to announce the top suppliers
and who is on the bubble.
If you would like more
info on networking and to see
how it is really done, check
out some great networking
meetings at www.join24-
7.com, or contact Philip J.
Doyle at 973-697-8872 or
pdoyle@join24-7.com.
MARIA FERRITO
973-986-6914 Cell
maria.ferrito@century21.com
NJAR MILLION DOLLAR
SALES CLUB 2001
NJ CIRCLE OF EXCELLENCE
2002-2012
Consistent
TOP PRODUCER
in the WAYNE area.
GEMINI LLC Realty 973-696-1111x131
197 Berdan Ave., Wayne, NJ
Townhome Specialist
Relocation Agent
Call
MARIA FERRITO
for CURRENT MARKET
VALUE OF YOUR HOME
SHORT SALE AGENT
Owe more than your
home is worth?
RIVERDALE $359,999
3BR, 2FBA Ranch with
Granite Kitchen,
Family Room, Deck,
1/2 Acre Property.
GREEN POND $1,049,000
Ren.3BR/2BA LKFRT home/priv Lk/Club Comm GP/2-Story
Grt.Rm/gour. Kit/lst Flr. Mstr./Stone FP/2C.Gar./priv Dock. KIN5955
KINNELON/SMOKE RISE 973-838-9300
KINNELON $590,000
Smoke Rise-Cust. blt. Ranch offers a wide open flr. plan, nes-
tled in one of NJs most sought after community. KIN3676
KINNELON $900,000
Smoke Rise-5BR/5BA Contemp features Cath Celling/for-
mal DR/FP/fin. Bsmt/2C Gar/C/A/cul-de-sac loc. KIN3756
KINNELON $1,275,000
Smoke Rise-Stunning 14 Rm/5BR/5.1BA CHCat end of cul de
sac/pool w/waterfall/summer Kit./3C Gar. &more. KIN3826
KINNELON $1,000,000
Elegant custom 4BR/4.1BA home offers open floor plan &
spectacular wood detail. KIN3798
KINNELON $1,399,000
Elegant oversized 5BR/4.1B/Custom home w/custom
trim/woodwork/Cust Kit. w/VikingRange. Amust see. KIN3882.
KIN3882KINNELON/SMOKE RISE 973-838-9300
A lot of house for the money! Exp. 4BR/2BA Ranch/spa-
cious Rms/H/W Flrs/full fin. Bsmt. KIN3765
MONTCLAIR $379,000
Great oppor. to buy in Montclair. 4BR 2BA Col. Centrally
located near train/shopping/restaurants. KIN3852
NEWFOUNDLAND $419,900
2 Park like Acs. 3BR 2.1BA Split/2C Gar. Small cabin on
property. KIN3693
GREEN POND $1,169,000
Green Pond Lakefront-3BR/3.5BA Col./H/W Flrs/2C
Gar./priv. Dock/Detach bnk hse. KIN3629
KINNELON $649,000
Beautiful 3BR/4.1BA Cust. home features C/A/2C Gar./salt
water heated pool/full fin Bsmt. KIN3762
KINNELON $865,000
Smoke Rise-Spec. Cust. Exp. Ranch/open Flr. plan/updated Kit
w/Viking stovetop/wine cooler/granite countertops. KIN3896
Build strategic networking alliances
Association of Realtors, the
Passaic County Board of
Realtors and the Garden
State Multiple Listing Service
of New Jersey.
For all your real estate
needs, Colleen A. McMahon
can be reached at the office:
973-646-7419 or on her cell
phone: 973-214-5250.
Colleen A.
McMahon
0051 AUTOMO-
BILES WANTED
WE BUY CARS !
WE BUY TRUCKS !
RONNIES IN
WAYNE
973-616-7900
WE PAY FOR
JUNK CARS
973-220-0202
0230 FIREWOOD
SPLIT, SEASONED
& DELIVERED
$180.full cord,
$110.half cord.
Call 973-296-3307
0400 MISCELLA-
NEOUS
SERVICES
0610 - 0959
0655 SERVICES
CARPET
G&S Carpet
Cleaning
& Floor Service
Residential
& Commercial
973-839-6436
0680 SERVICES
CHIMNEYS
Do It Right
Chimney Service
Chimney Cleaning
Special-$29.95
Prevent Carbon
Monoxide Poisoning
!! our other services
incl. Repairs, Liners,
Caps & Dampers
Plus Powerwashing
w/mold resisting
additive
Call 973-570-7362
0684 SER.COMM/
RESI.CLEAN
Aidas Cleaning
Service
Lincoln Pk, N.J.
Home or Office
Experienced, Reliable
and Detailed. Speaks
English & Portuguese
Reference Available
Call 908-764-8966
0685 SERVICES
CLEANING
Best Cleaning Ser.
FREE ESTIMATES
for office,apt,house
call BARBARA
973-779-1546
HOUSE CLEANING
HOME-OFFICE-APT
Regina-973-249-8907
Mariyas Cleaning
Service
Ukrainian ladies clean
your home or office to
your complete
satisfaction. Exper.
Refs Avail
Call 973-557-3621
POLISH GIRL,speaks
English. Exper. & with
References can clean
your house.Call Anna
201-421-7887
0686 CLEANOUT
SERVICE
All appliances,
unwanted junk, scrap
metal, bldg. materials.
Tear down & take
away sheds. Attics &
Bsmnt cleaned.
Things your
garbagemen wont
pick up.
WE DO !!! CALL
862-200-1283
0725 SERVICES
DRIVEWAYS
0727 SERVICES-
DRIVING SCHOOL
Aarons
Driving School
$275.00
for a 6 Hour
GDLProgram
973-850-3469
Lic. # 000245
0730 SERVICES
ELECTRICAL
0774 SERVICES
HANDYMAN
0785 SER. HOME
IMPROVEMENT
0804 SERVICES
LAWN CARE
0827 SERVICES-
PAINTING
0860 SERVICES
PLUMBING
0886 SERVICES
ROOFING
0931 SER.-
TV/AUDIO
INSTALLED
The TV Guy
If you need your TV,
Home Theater, Audio/
Stereo Equipment in-
stalled or connected.
Big or Small...We do
it All. Call Mike
973-495-3775
SERVICE DIRECTORY & CLASSIFIEDS
Vinyl Siding
Replacement Windows
Residential Roofing
35+ Years Experience
ROSS
ROOFING & SIDING
973-696-5699
Free Estimates Fully Insured
NEW & OLD
Construction-Residential
& Commercial.
Fully Insured & Bonded
FREE ESTIMATES
20
%
OFF New Customers
CQ ElectricLLC
973-699-0855
NJ Licence #15600
Stephen Fox
Plumbing & Heating
Small Repairs,
Alter, Drain Svc.
INSURED BONDED
973-839-1054
Lic.#7467
ASPHALT
MAINTENANCE INC.
Driveways & Parking Lots
973-299-9226
Paving Sealing Curbs
Retaining Walls Pavers
Drains
Patches
Excavation
Free Estimates
NORTH JERSEY
GREENS
973.839.3070
WAYNE AREA
No Job Too Small

Bi-Monthly (Summers Only)
Lawn Service
Weekly &
SPRING CLEAN-UPS
ERICKSON
Masonry, LLC
Pompton Lakes, NJ
973-835-2001
35 Years Experience
Free Estimates Fully Insured
'No Job Too
Small or Large"
Longo Construction
973-838-8693
All Types of Brick, Block,
Concrete, Fireplaces,
Foundations etc.
Free Estimate - Fully Insured
Bloomingdale
Kevin
The Painter
A True Professional
Decorative, Faux &
Textural Finishes, Glazing,
Sheetrock, Spackle,
Repairs & Power Washing
Interior/Exterior
Fully Insured
References available
20 years Experience
973-979-8043
Like What
Like What
You You See? See?
See YOUR Ad
In Life & Leisures
Next Issue!
Call
Kathleen (973) 696-8008
0774 SERVICES HANDYMAN
TRI-COUNTY
www.mrhandyman.com
with this ad
Cannot be combined w/any other offer. 1 per household. Exp. 10/31/13.
REMODELS, REPAIRS
MAINTENANCE & MUCH MORE!
973-696-9393
Insured & Bonded Member of the BBB
NJ Lic. #13VH00608600 NAT-22773-1
Satisfaction Guaranteed!
$22 OFF
TO-DO-LIST!
CMR SERVICES
973-703-3039
Cleanouts &
Dumpster Services
Fully Insured NJ Lic #A901
FREE ESTIMATE
Estates Abandoned Prop
Storefronts Basements
Whole House Attics
Regain Valuable Storage!
We dispose unwanteditems inan
environmentally safe way.
10% OFF
withthis ad

0771 SERVICES-GUTTERS
R.G. Gutters
973-832-4207
Gutter CIeaning
Gutter InstaIIation
Gutter Repair Power Washing
Emergency Service
ALL
WORK
DONE BY
OWNER!
Free Estimates &
20% OFF
Gutter Cleaning For
All New Customers!
ARE YOUR GUTTERS FOWL?
973-632-6411
Maintenance Repair
Building Remodeling
No Job Too Small or Big!
25 Years Experience
Lic. #13VH06689700
TOM DS HANDYMAN
SERVICE
0815 SERVICES MASONRY
NORTH JERSEY
REMODELERS
973-962-1811
Full Kitchens
Bath Specialists
Basements
All Interior
Renovations
Ceilings to Floors
Doors Painting
Windows
Counter Tops
Cabinet Refacing
General Carpentry
COMPETTVE
PRCES
30 Years Experience
FREE ESTIMATES
LC.#13VH01757100
When Youve Had
it With the Rest...
Call the BEST!!!
862-377-1163
BRI-JAN
BEST PRICE GUARANTEED!
1/2 Off First Month
FULLY INSURED & FREE EST.
Family Owned - 28 Years Exp.
Cleaning Co.
ALL PROFESSIONAL OFFICE SPACE
FREE
at Home Shopping
Service
Serving
North Jersey
Proudly for over
60 years!
0656 SERVICES CARPET/FLOORING
Driveways
Parking Areas
New Construction
Asphalt Work
Sidewalks
973-248-1892
call 7 days a week
Owner Operated Licensed
Fully Insured Free Estimates
LOTTERY
FREE
Make $$
Playing
the Lottery
ID#F9192
Club Membership
Booklet
1-877-526-6957
0685 SERVICES
CLEANING
0685 SERVICES
CLEANING
0804 SERVICES LAWN CARE
0826 SERVICES PAINT/POWER WASH
To Advertise
in the Classifieds
Call Kathleen
973-696-8008
To Advertise
in the
Classifieds
Call Kathleen
973-696-8008
Period! It is designed to
Maximize my income today while
protecting, preserving and perpetu-
ating my wealth for tomorrow. My
32 years of experience in the retire-
ment and estate-planning field
have taught me that most people
agree with these basic tenants for
their own retirement and estate
plan. Wouldnt you agree? If so,
and a self-analysis reveals that you
are not set-up properly to include
each of the nine benefits listed
above, perhaps a no-cost, non-
obligatory consultation with me
would be a prudent move. There is
no fee and no commitment neces-
sary to get my professional opinion
on your personal plan. Why not
avail yourself the opportunity to
hear and learn more about improv-
ing and upgrading your financial
future? Or you may choose to
attend our free retirement and
estate-planning workshops from
Sept. 2426 at our public learning
center, located in the APG
National Headquarters at 901
Route 23 South in Pompton
Plains. Call or e-mail today for
more information.
Mark E. Charnet, CAS, CSA is
president and founder of American
Prosperity Group. APG is the pre-
mier retirement and estate-planning
franchise in the U.S. with 17 offices
in eight states. Charnet has 32 years
of experience in the retirement and es-
tate-planning fields and encourages
your inquiries at
877-885-1APG (1274),
973-831-4424 or
markcharnet@1apg.com.
For more information, visit
www.1apg.com. Interested in a ca-
reer in retirement and estate plan-
ning? Visit www.apgfranchise.com.
Securities through: BCG Securities,
Inc. Member SIPC, FINRA and a
registered investment advisor.
Is your portfolio crash proof?
DIRECTORY
Q
u
a
lit
y
W
o
r
k
m
a
n
s
h
ip
Interior & Exterior Painting
Residential Specialists Power Washing
Paper Removal & Installation
Brush Roll Airless Spray
Fully Insured FREE Estimates
Owner Operated
Where Excellence In
Quality Is Affordable
973-839-7403
0932 SERVICES TREE
0826 SERVICES PAINT/POWER WASH
Advertise in the Classifieds.
B
A
B
Y

I
T
E
M
S

L
U
G
G
A
G
E

B
O
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S

O
U
T
D
O
O
R

G
E
A
R

T
O
Y
S

C
A
M
E
R
A
S
When its time to sell something you no longer
need or use, move it with the Classifieds.
Life & Leisure
www.lifeandleisurenj.com
To Advertise
Call
(973)
696-8008
Ask for Kathleen
J
E
W
E
L
R
Y

A
R
T

P
I
E
C
E
S

A
N
T
I
Q
U
E
S

R
E
C
O
R
D
I
N
G
S

T
V
S

&

V
C
R
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...AND MORE!
FREE In-Home
Consultation
When you mention this ad.
201.321.4459
BasementsBeyond@gmail.com
Located in Pompton Lakes Serving Northern NJ In Business Since 2003
Owner
Operated
Ask for Tom
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Home Improvement
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HUMIDEX helps create a continuous air
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Authorized Dealer and Licensed
Installer of Humidex systems
Love your basement again!
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$500 Off When You Mention This Ad.

Call Now for a FREE In-Home Consultation
When you mention this ad.
Lic #13VH02033600
Home Improvement
Contractor
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201.321.4459
BasementsBeyond@gmail.com
Located in Pompton Lakes Serving Northern NJ In Business Since 2003
Owner
Operated
Ask for Tom

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all is a great time to enjoy

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HOMES ARE SELLING & BUYERS ARE BUYING!

No Job Too Small

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