Certified Mail Article Number:

TO DISHONOR
TO DISHONOR defined: contr. This term is applied to the nonfulfillment
of commercial engagements. To dishonor a bill of exchange, or a
promissory note, is to refuse or neglect to pay it at maturity.
2. The holder is bound to give notice to the parties to such instrument
of its dishonor, and his laches will discharge the indorsers. Chit. on
Bills, 394, 395, 256 to 278. A Law Dictionary Adapted To The Constitution and Laws
of the United States of America and of the Several States of the American Union by John
Bouvier Revised Sixth Edition, 1856
NOTICE OF DISHONOR defined: Notice of dishonor may be given to any
person who may be liable on the instrument by or on behalf of the
holder or any party who has himself received notice, or any other party
who can be compelled to pay the instrument. In addition an agent or
bank in whose hands the instrument is dishonored may give notice to his
principal or customer or to another agent or bank from which the
instrument was received. U.C.C. 3-508(1). See also Dishonor. Blacks
Law Dictionary Sixth Edition (page 1062)
DISHONOR defined: To refuse to accept or pay a draft or to pay a
promissory note when duly presented. An instrument is dishonored when a
necessary or optional presentment is duly made and due acceptance or
payment is refused, or cannot be obtained within the prescribed time,
or in case of bank collections, the instrument is seasonably re turned
by the midnight deadline; or presentment is excused and the instrument
is not duly accepted or paid. U.C.C. 3-507(1); 4-210. Includes the
insurer of a letter of credit refusing to pay or accept a draft or
demand for payment. For bank's liability for wrongful dishonor, see
U.C.C. 4-402. See also Notice of dishonor; Protest.
As respects the flag, to deface or defile, imputing a lively sense of
shaming or an equivalent acquiescent callousness. State v. Schlueter,
127 N.J.L. 496, 23 A.2d 249, 251. 18 U.S.C.A. 700. See Deface;
Defile. Blacks Law Dictionary Sixth Edition (page 468)
See: 1-page Certificate of Dishonor (below)
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Certified Mail Article Number:
Certificate of Dishonor
Notice of Dishonor
4/27/2014
Private and Confidential (between the parties)
c/o Eon W Less d/b/a/ President, Fiduciary Capacity
Latt, Asenmiller, Eibsker & Less, LLC
0123 S Acker Drive Suite 000
Chicago, Illinois [60606]
without the U.S.
Priority
Dear Eon Less,

I received a request by affidavit for a protest pursuant to Illinois Uniform
Commercial Code defined pursuant to: [810 ILCS 5/3-505(a)], from Sui Juris
known as; John of the genealogy of Doe who informed me you dishonored his
presentments pursuant to: [UCC 810ILCS 5/3-303]. Value and consideration, he
stated to me that he accepted your offer and returned it, extended his
exemption in exchange for full acquittance and discharge dated 04/10/2014 sent
to you at 0123 S Acker Drive on 4/10/2014, as evidenced by affidavit of
service, U.S.P.S. PS Form 3811 Domestic Return Receipt Article Number: 7008
1830 0002 2118 5976 verifying the contents of the papers. Carbon Copy forwarded
c/o: Timothy F Geithner d/b/a/ U.S. Secretary of the Treasury, Ray LaHood
d/b/a/ U.S. Secretary of Transportation and the Internal Revenue Service
Cincinnati, Ohio.

In the event your dishonor through non-acceptance or non-performance was
unintentional or due to reasonable neglect or impossibility, I am attaching a
copy of the same presentment to this Notice.

You may respond to me, and I will forward your response to Sui Juris known as;
John of the genealogy of Doe. Your response is expected no later than ten (10)
days from the postmark of this Certificate of Dishonor.
Whereas defined pursuant to: [UCC 1-304]. Obligation of good faith.
Every contract or duty within the Uniform Commercial Code imposes an
obligation of good faith in its performance and enforcement. [(Source:
P.A. 95-895, eff. 1-1-09.)] "Good faith" means honesty in fact and the
observance of reasonable commercial standards of fair dealing. To "honor" is to
pay or to accept and pay, or where a credit so engages to purchase or discount
a draft complying with the terms of the credit. Rights includes remedies.

Thank you for your prompt attention to this matter.

Sincerely,

STATE OF ILLINOIS )
) SS:
COUNTY OF COOK )
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NOTICE OF DISHONOR defined: The notice given by the holder of a bill of
exchange or promissory note, to a drawer or endorser on the same, that
it has been dishonored, either by not being accepted in the case of a
bill, or paid in cue of an accepted bill or note. 2. It is proper to
consider, 1. The form of the notice; 2. By whom it is to be given; 3.
To whom. 4. When; 5. Where; 6. Its effects; 7. When a want of notice
will be excused; 8. When it will be waived. 3.-Sec 1. Although no
precise form of words is requisite in giving notice of dishonor, yet
such notice must convey, 1. A true description of the bill or note so
as to ascertain its identity; but if the notice cannot mislead the
party to whom it is sent, and it conveys the real fact without any.
doubt, although there may be a small variance, it cannot be material,
either to regard his rights or to avoid his responsibility. 11 Wheat.
431, 436; Story on Bills, SS 390; 11 Mees. & Wels. 809. 2. The notice
must contain an assertion that their bill has been duly presented to
the drawee for acceptance, when acceptance has been refused, or to the
acceptor of a bill, or maker of a note for payment at its maturity, and
dishonored. 4 C. 340; 7 Bing. 530; l Bing. N. C. 192; 1 M. & G. 76; 3
Bing. N. C. 688; 10 A. & E. 125. 3. The notice must state that the
holder, or other person giving the notice, looks to the person to whom
the notice is given, for reimbursement and indemnity. Story on Bills,
SS 301, 390. Although in strictness this may be required, where the
language is otherwise doubtful and uncertain, yet, in general, it will
be presumed where in other respects the notice is sufficient. 2 A. & E.
N. R. 388, 416; 11 Mees. & Wels. 372; Sto on P. N. SS 353; 11 Wheat.
431, 437; 2 Pet. 543; 2 John. Cas. 237; 2 Hill, (N. Y.) R. 588; 1
Spear, R. 244. 4.- Sec. 2. In general the notice may be given by the
holder or some one authorized by him; Story on Bills, SS 303, 304; or
by some one who is a party and liable to pay the bill or note. But
notice given by a stranger is not sufficient. Chit. on Bills, 368, 8th
edit.; 1. T. R. 170; 8 Miss. 704; 16 S. & R. 157, 160. On the death of
the holder, his executor or administrator is required to give notice,
and, if none be then Appointed, the notice must be given within a
reasonable time after one may be appointed. Story on P. N. SS 3Q4. When
the bill or note is held by partners, notice by any of them is
sufficient; and when joint-holders have the paper, and one dies, the
notice may be given by the survivor; the assignee of the holder who is
a bankrupt, must give notice, but if no assignee be appointed when the
paper becomes due, the notice must be given without delay after his
appointment; but it seems the bankrupt holder may himself give the
notice. Story on P. N. SS 305. If an infant be the holder the notice
may be given by him, or if he has a guardian, by the latter. 5.- Sec.
3. The holder is required to give notice to all the parties to whom he
means to resort for payment, and, unless excused in point of law, as
will be stated below, such parties will be exonerated, and absolved
from all liability on such bill or note. Story on P. N. SS 307. But a
party who purchases a bill, and, without endorsing it, transmits it on
account of goods ordered by him, is not entitled to notice of its
dishonor. 1 Wend. 219; 4 Wash. C. C. 1. In cases of partnership, notice
to either of the partners is sufficient. Story on Bills, SS 299; Story
on P. N. SS 308; 20 John. 176; 2 How. Sup. Ct. It. 457. Notice should
be given to each of several joint endorsers, who are not partners. 1
Conn. 368; 4 Cowen, 126; 6 Hill, (N. Y.) R. 282; Story on Bills, SS
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299. Notice to an absent endorser may be given to his general agent. 1
M. & Selw. 545; 16 Martin, (Lo.) R. 87. See 12 Wheat. 599; 4 Wash. C.
C. 464; 3 Wend. 276. 6.-Sec. 4. The notice of dishonor must be given to
the parties to whom the holder means to resort, within a reasonable
time after the dishonor of the bill, when it is dishonored for non-
acceptance, and he must not delay giving notice until the bill has been
protested for non-payment. Bull. N. P. 271; 12 East, 434; 1 Harr. & J.
187; 1 Dall. 235; 2 Dall. 219, 233; 1 Yeates, 147; 3 Wash. C. C. 396; 1
Bay, 177; 11 John. 187; 10 Wend. 304; 13 Wend. 133; 5 Halst. 139; 4 J.
J. Marsh. 61; Paine, 156; 2 Hayw. 332; 2 Marsh. 616. Though formerly it
was doubtful whether the court or jury were to judge as to the
reasonableness of the notice in respect to time; 1 T. R. 168; yet, it
seems now to be settled, that when the facts are ascertained, it is a
question for the court and 'not for the jury. 10 Mass. 84, 86; 6 Watts
& S. 399; 3 Marsh. 262; 2 Harris R. 488; Penn. 916; 1 N. H. Rep. 140;
17 Mass. 449, 453; 2 Aik. 9; Rice, R. 240; 2 Hayw. 45. 7.- Sec. 5. In
considering as to where the 'notice should be given, a difference is
made between cases, where the parties reside in the same town, and
where they do not. 1. When both parties reside in the same town or
city, the notice should either be personal or at the domicile or place
of business of the party notified, so that it may reach him on the very
day he is entitled to notice. 1 M. & S. 545, 554; 2 Pet. 100; 1 Pet.
578, 583; Story on Bills, SSSS 284-290; 1 Rob. Lo. R. 572; 3 Rob. Lo.
261; 20 John. 372; 1 Conn. 329; 17 Mart.,Lo. 137, 158, 359; 19 Mart.
Lo. 492; Story on P. N. 322. But see 28 Pick. 305; 6 Watts & Serg. 262;
2 Aik. 263; 8 Ohio, 507, 510; Rice, R. 240, 243; 1 Litt. R. 194. If the
notice be put in the post office, the holder must prove it reached the
endorser. 2 Pet. 121. But in those towns where they have letter
carriers, who carry letters from the post office and deliver them at
the houses or places of business of the parties, if the notice be put
in the post office in time to be delivered on the same day, it will be
sufficient. Chit. on Bills, 504, 508, 513, 8th edit.; 1 Pet. 578; 11
John. 231. 2. When the parties reside in different towns or cities, the
notice may be sent by the post, or a special messenger, or a private
person, or by any other suitable or ordinary conveyance. Chit. on
Bills, 518, 8th ed.; Story on P. N. SS 324; Bayl. on Bills, eh. 7, SS
2; 1 Pet. 582. When the post is resorted to, the holder has the whole
day on which the bill becomes due to prepare his notice, and if it be
put in the post office on the next day in time to go by either mails,
when there is more than one, it will in general be sufficient. 17 Mass.
449, 454; 1 Hill, (N. Y.) R. 263; but see contra, 2 Rob. Lo. R. 117.
8.-Sec. 6. The effect of the notice of dishonor, when properly given,
and when it is followed by a protest, when a protest is requisite, will
render the drawer and endorsers of a bill or the endorsers of a note
liable to the holder. But the drawer and endorsers may tender the money
at any time before a writ has been issued; though the acceptor must pay
the bill on presentment, and cannot plead a subsequent tender. 1 Marsh.
36; 5 Taunt. 240; S. C. 8 East, 168. 9.-Sec. 7. The same reasons which
will excuse the want of a presentment, will in general excuse a want of
protest. See Presentment, contracts, n. 8, 9. 10.-Sec. 8. A want of
notice may be waived by the party to be affected, after a full
knowledge of the facts that the holder has no just cause for the
neglect or omission. Story on P. N. SS 858. See Presentment, contracts,
n. 9.
ACCEPTANCE defined: contracts. An agreement to receive something, which
has been offered. 2. To complete the contract, the acceptance must be
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absolute and past recall, 10 Pick. 826; 1 Pick. 278; and communicated
to the party making the offer at the time and place appointed. 4.
Wheat. R. 225; 6 Wend. 103. 3. In many cases acceptance of a thing
waives the right, which the party receiving before had; as, for
example, the acceptance of rent after notice to quit, in general waives
the notice. See Co. Litt. 211, b; Id. 215, a.; and Notice to quit.
4. The acceptance may be express, as when it is openly declared by the
party to be bound by it; or implied, as where the party acts as if he
had accepted. The offer, and acceptance must be in some medium
understood by, both parties; it may be language, symbolical, oral or
written. For example, persons deaf and dumb may contract by symbolical
or written language. At auction sales, the contract, generally
symbolical; a nod, a wink, or some other sign by one party, imports
that he makes an offer, and knocking down a hammer by the other, that
he agrees to it. 3 D. & E. 148. This subject is further considered
under the articles Assent and Offer, (q v.) 5. Acceptance of a bill of
exchange the act by which the drawee or other person evinces his assent
or intention to comply with and be bound by, the request contained in a
bill of exchange to pay the same; or in other words, it is an
engagement to pay the bill when due. 4 East, 72. It will be proper to
consider, 1, by whom the acceptance ought to be made; 2, the time when
it is to be made; 3, the form of the acceptance; 4, its extent or
effect. 6.-1. The acceptance must be made by the drawee himself, or by
one authorized by him. On the presentment of a bill, the holder has a
right to insist upon such an acceptance by the drawee as will subject
him at all events to the payment of the bill, according to its tenor;
consequently such drawee must have capacity to contract, and to bind
himself to pay the amount of the bill, or it, may be treated as
dishonored. Marius, 22. See 2 Ad. & EH. N. S. 16, 17. 7.-2. As to the
time when, a bill ought to be accepted, it may be before the bill is
drawn; in this case it must be in writing; 3 Mass. 1; or it may be
after it is drawn; when the bill is presented, the drawee must accept
the bill within twenty-four hours after presentment, or it should be
treated as dishonored. Chit. Bills, 212. 217. On the refusal to accept,
even within the twenty-four hours, it should be protested. Chit. Bills,
217. The acceptance may be made after the bill is drawn, and before it
becomes due or after the time appointed for payment 1 H. Bl. 313; 2
Green, R. 339 ; and even after refusal to accept so as to bind the
acceptor. 8. The acceptance may also be made supra protest, which is
the acceptance of the bill, after protest for non-acceptance by the
drawee, for the honor of the drawer, or a particular endorser. When a
bill has been accepted supra protest for the honor of one party to the
bill, it may be accepted supra protest, by another individual, for the
honor of another. Beawes, tit. Bills of Exchange, pl. 52; 5 Campb. R.
447. 9.-3. As to the form of the acceptance, it is clearly established
it may be in writing on the bill itself, or on another paper, 4 East,
91; or it may be verbal, 4 East, 67; 10 John. 207; 3 Mass. 1; or it may
be expressed or implied. 10. An express acceptance is an agreement in
direct and express terms to pay a bill of exchange, either by the party
on whom it is drawn, or by some other person, for the honor of some of
the parties. It is Usually in the words accepted or accepts, but other
express words showing an engagement to pay the bill will be equally
binding. 11. An implied acceptance is an agreement to pay a bill, not
by direct and express terms, but by any acts of the party from which an
express agreement may be fairly inferred. For example, if the drawee
writes "seen," "presented," or any, other thing upon it, (as the day on
which it becomes due,) this, unless explained by other circumstances,
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will constitute an acceptance. 12.-4. An acceptance in regard to its
extent and effect, may be either absolute, conditional, or partial.
13. An absolute acceptance is a positive engagement to pay the bill
according to its tenor, and is usually made by writing on the bill
"accepted," and subscribing the drawee's name; or by merely writing his
name either at the bottom or across the bill. Comb. 401; Vin. Ab. Bills
of Exchange, L 4; Bayl. 77; Chit. Bills, 226 to 228. But in order to
bind another than the drawee, it is requisite his name should appear.
Bayl. 78. 14. A conditional acceptance is one which will subject the
drawee or acceptor to the payment of the money on a contingency, Bayl.
83, 4, 5; Chit. Bills, 234; Holt's C. N. P. 182; 5 Taunt, 344; 1 Marsh.
186. The holder is not bound to receive such an acceptance, but if he
do receive it he must observe its terms. 4 M.& S. 466; 2 W. C. C. R.
485; 1 Campb. 425. 15. A partial acceptance varies from the tenor of
the bill, as where it is made to pay part of the sum for which the bill
is drawn, 1 Stra. 214; 2 Wash. C. C. R. 485; or to pay at a different
time, Molloy, b. 2, c. 10, s. 20; or place, 4. M.& S. 462. A Law Dictionary
Adapted To The Constitution and Laws of the United States of America and of the Several
States of the American Union by John Bouvier Revised Sixth Edition, 1856

See: http://youtu.be/RC0EDO2ltQw
Conflict/Honor/Bond Tracking # - Govt Deception Revealed
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