R e l i a n c e P a c k a g e P o l i c i e s

P r e m i u m C h a r t
! R e l i a n c e O f f i c e P a c k a g e P o l i c y
! R e l i a n c e S h o p k e e p e r s P a c k a g e P o l i c y
! R e l i a n c e H o u s e h o l d e r s P a c k a g e P o l i c y
! R e l i a n c e H o t e l & R e s t a u r a n t P a c k a g e P o l i c y
! Covers electrical and mechanical appliances against damage due to
electrical or mechanical breakdown
! Cover legal liability to third parties
! Covers unforseen and sudden physical loss/damage to electronic
equipments on all risk basis
! Covers loss of your business money while in transit, safe & till
A b o u t u s
R e l i a n c e G e n e r a l I n s u r a n c e i s o n e o f I n d i a s l e a d i n g p r i v a t e g e n e r a l i n s u r a n c e
c o m p a n i e s w i t h o v e r 9 4 c u s t o m i z e d i n s u r a n c e p r o d u c t s c a t e r i n g t o t h e
c o r p o r a t e , S M E a n d i n d i v i d u a l c u s t o m e r s . T h e C o m p a n y h a s l a u n c h e d
i n n o v a t i v e p r o d u c t s l i k e I n d i a s f i r s t O v e r - T h e - C o u n t e r h e a l t h i n s u r a n c e
p o l i c y . R e l i a n c e G e n e r a l I n s u r a n c e h a s a n e x t e n d e d n e t w o r k o f o v e r 2 0 0
o f f i c e s s p r e a d a c r o s s 1 7 3 c i t i e s i n 2 2 s t a t e s , a w i d e d i s t r i b u t i o n c h a n n e l
n e t w o r k , 2 4 x 7 c u s t o m e r s e r v i c e a s s i s t a n c e a n d a f u l l f l e d g e d w e b s i t e . I t i s
a l s o I n d i a s f i r s t i n s u r a n c e c o m p a n y t o b e a w a r d e d t h e I S O 9 0 0 1 : 2 0 0 0
c e r t i f i c a t i o n a c r o s s a l l f u n c t i o n s , p r o c e s s e s , p r o d u c t s a n d l o c a t i o n s p a n - I n d i a .
R e l i a n c e G e n e r a l I n s u r a n c e i s a s u b s i d i a r y o f R e l i a n c e C a p i t a l L i m i t e d .
R e l i a n c e C a p i t a l L t d . i s a p a r t o f t h e R e l i a n c e - A n i l D h i r u b h a i A m b a n i G r o u p .
I n s u r a n c e i s t h e s u b j e c t m a t t e r o f s o l i c i t a t i o n . M I - 2 4 / 2 5 / 2 7 / 3 9 R e l i a n c e G e n e r a l I n s u r a n c e C o . L t d .
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1 8 0 0 3 0 0 2 8 2 8 2 ( t o l l f r e e )
3 9 8 9 8 2 8 2 ( l o c a l c h a r g e s a p p l y )
p r o t e c t i n g
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Welcome to the range of Packaged Policy offerings by
Reliance General Insurance.
Reliance General Insurance created history with the launch of a first
of its kind OTC (Over The Counter) Policy-Reliance Healthwise Policy,
an industry first initiative. Apart from easy availability the key feature
of this policy was the "easy to select'' plan options. The huge success
of Reliance HealthWise Policy has thus encouraged us to package
another 4 potentially high growth products in a similar fashion.
Presenting the range of 4 products which are now packaged in to
attractive plan options that would meet the needs of your different
customer segments.
! Reliance Householder's Package Policy
! Reliance Shopkeeper's Package Policy
! Reliance Office Package Policy
! Reliance Hotel & Restaurant Package Policy
Key Benefits
! Easy to select Plan option
! No documentation required
! Flexibility to decide on plan options
! Quick & easy claim settlement with minimum documentation
! 24x7 help
Plan A1 Plan A2 Plan A3 Plan B1 Plan B2 Plan B3 Plan C1 Plan C2
Sections SI SI SI SI SI SI SI SI
Fire & Allied Perils-Contents (Excl-Terrorism) 300,000 500,000 700,000 500,000 700,000 1,000,000 1,000,000 2,000,000
Electronic Equipment 25,000 40,000 50,000 50,000 100,000 150,000 100,000 200,000
Machinery Breakdown 50,000 75,000 100,000 100,000 150,000 200,000 200,000 500,000
Burglary & House Breaking (First Loss) 75,000 125,000 175,000 125000 175,000 250,000 250,000 500,000
Money in transit 25,000 50,000 75,000 25,000 50,000 75,000 50,000 100,000
Insurance in safe 25,000 50,000 75,000 25,000 50,000 75,000 50,000 100,000
Fixed Plate Glass 30,000 50,000 50,000 50,000 75,000 100,000 100,000 200,000
Personal Accident 100,000 100,000 100,000 200,000 200,000 200,000 100,000 300,000
Neon Sign/Glow Signs/Hoardings - - - 20,000 30,000 40,000 - -
Liability-Public Liability - - - 50,000 70,000 100,000 - -
Gross premium (Rs.) inclusive of ST@10.30% 2,025 3,170 4,154 3,887 5,890 8,065 7,178 16,380
Gross premium with Fidelity Cover 2,259 3,639 4,857 4,121 6,359 8,769 7,647 17,317
Gross premium with Terrorism 2,091 3,280 4,309 3,997 6,044 8,286 7,398 16,821
Gross premium with Fidelity and Terrorism 2,325 3,749 5,012 4,231 6,513 8,989 7,867 17,758
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Reliance Hotel & Restaurant Package Policy
Please keep in mind the following while selling these package policies:
! The objective of introducing these attractive plan options is to get
more first time customers for the policy rather than use this to
renew our current customers.
! We should use these policy options to renew our current customers
only in situations where there is an opportunity to get him to buy a
higher plan.
! All the plan options are packaged carefully to assist you in selling
the package products to different segments of customers, specially
the first time customers.
Please go ahead and contribute your share to the success of the
package products. Happy Selling !
Option A Option B Option C
! Covers loss of your business money while in transit, safe & till
! Covers electrical and mechanical appliances against damage due to
electrical or mechanical failure
! Covers loss of publicity material such as neon signs & hoardings
! Compensates for loss or damage to data, data carrying material & software
! Covers loss of your business money while in transit, safe & till
! Covers electrical and mechanical appliances against damage due to
electrical or mechanical failure
! Compensates for loss or damage to data, data carrying material & software
! Compensates for loss caused by the dishonest acts/infidelity of employees
! Covers loss, damage or destruction of contents due to fire and theft
! Protect your domestic appliances like refrigerator, washing machine,
microwave against mechanical and electrical breakdown
! Covers you, your spouse and children for personal accident
! Comprehensive cover for your Television/DVD/VCD Player
Plan A1 Plan A2 Plan A3 Plan B1 Plan B2 Plan B3 Plan C1 Plan C2 Plan C3
Sections SI SI SI SI SI SI SI SI SI
Fire & Allied Perils-Contents (Excl-Terrorism) 300,000 500,000 700,000 500,000 1,000,000 1,500,000 1,000,000 1,500,000 2,000,000
Burglary & House Breaking (First Loss) 75,000 125,000 175,000 125,000 250,000 375,000 250,000 375,000 500,000
Electrical & Mechanical Appliances 50,000 80,000 100,000 50,000 100,000 150,000 100,000 200,000 300,000
Electronic Appliances/Equipments - - - 100,000 200,000 250,000 200,000 300,000 500,000
Money
cash in transit 20,000 30,000 50,000 30,000 50,000 75,000 75,000 100,000 150,000
Insurance cash in safe 15,000 20,000 30,000 20,000 35,000 50,000 50,000 75,000 100,000
cash in till 5,000 10,000 20,000 10,000 15,000 25,000 25,000 25,000 50,000
Fixed Glass and Sanitary Fittings - - - - - - 30,000 40,000 50,000
Neon Sign/Glow Sign/Hoarding - - - 35,000 40,000 50,000 50,000 75,000 100,000
Personal Accident (Owner only) 100,000 100,000 100,000 100,000 100,000 100,000 100,000 100,000 100,000
Infidelity/Dishonesty of Employees (Cashier Only) 20,000 30,000 50,000 30,000 50,000 75,000 75,000 100,000 100,000
Legal Liability (Third Party) - - - - - - 100,000 200,000 300,000
Gross Premium (Rs.) inclusive of ST@10.30% 650 950 1,300 1,750 3,000 4,000 3,700 5,450 7,750
Gross Premium with Earthquake 683 1,006 1,378 1,806 3,110 4,165 3,811 5,616 7,971
Gross Premium with Terrorism 716 1,061 1,455 1,861 3,221 4,330 3,921 5,782 8,192
Gross Premium with Earthquake & Terrorism 749 1,116 1,532 1,916 3,331 4,496 4,031 5,947 8,413
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Plan A1 Plan A2 Plan A3 Plan B1 Plan B2 Plan B3 Plan C1 Plan C2 Plan C3
Sections SI SI SI SI SI SI SI SI SI
Fire & Allied Perils-Contents (Excl-Terrorism) 300,000 500,000 700,000 500,000 700,000 1,000,000 1,000,000 1,500,000 2,000,000
Burglary & House Breaking (First Loss) 75,000 125,000 175,000 125,000 175,000 250,000 250,000 375,000 500,000
Electrical & Mechanical Appliances - - - 50,000 70,000 100,000 200,000 250,000 300,000
Electronic Appliances - - - - - - 100,000 100,000 100,000
Money
cash in transit 20,000 30,000 50,000 50,000 50,000 100,000 50,000 100,000 100,000
Insurance cash in safe 15,000 20,000 30,000 35,000 35,000 70,000 35,000 75,000 100,000
cash in till 5,000 10,000 20,000 15,000 15,000 30,000 15,000 25,000 50,000
Infidelity/Dishonesty of Employees (Cashier Only) - - - 50,000 50,000 100,000 50,000 100,000 100,000
Fixed Glass and Sanitary Fittings - - - 10,000 15,000 20,000 50,000 70,000 100,000
Neon Sign/Glow Sign/Hoarding - - - - - - 25,000 50,000 50,000
Personal Accident (Owner only) 100,000 100,000 100,000 100,000 100,000 100,000 100,000 100,000 100,000
Gross Premium (Rs.) inclusive of ST@10.30% 750 1,150 1,650 1,650 2,100 3,200 4,250 6,000 7,550
Gross Premium with Terrorism 860 1,261 1,805 1760 2,255 3,420 4,470 6,331 7,991
Gross Premium with Infidelity 849 1,299 1,898 Inbuilt Inbuilt Inbuilt Inbuilt Inbuilt Inbuilt
Gross Premium with Terrorism & Infidelity 960 1,410 2,053 Inbuilt Inbuilt Inbuilt Inbuilt Inbuilt Inbuilt
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Plan A1 Plan A2 Plan A3 Plan B1 Plan B2 Plan B3 Plan C1 Plan C2 Plan C3
Sections SI SI SI SI SI SI SI SI SI
Fire & Allied Perils-Contents (Excl-Terrorism) 300,000 400,000 500,000 300,000 500,000 700,000 600,000 800,000 1,000,000
Burglary & House Breaking including
Larceny or Theft 300,000 400,000 500,000 300,000 500,000 700,000 600,000 800,000 1,000,000
Domestic Mechanical & Electrical Appliance 70,000 100,000 150,000 100,000 150,000 200,000 100,000 150,000 200,000
TV/DVD/VCD Player 30,000 50,000 70,000 50,000 70,000 100,000 50,000 80,000 100,000
Fixed Plate Glass - - - - - - 30,000 40,000 50,000
Personal
Owner - - - 200,000 200,000 200,000 200,000 200,000 200,000
Accident Spouse - - - 200,000 200,000 200,000 200,000 200,000 200,000
2 Children - - - 100,000 100,000 100,000 100,000 100,000 100,000
Legal Liability (Domestic Servant) - - - 50,000 50,000 50,000 50,000 50,000 50,000
Gross Premium (Rs.) inclusive of ST@10.30% 800 1,200 1,650 2,000 2,500 3,100 2,450 3,150 3,750
*Add on-Fire & Allied Perils for building (Excl-Terrorism) - - - - - - 600,000 1,000,000 1,500,000
Add on - Domestic Electronic Equipments - - - - - - 70,000 80,000 100,000
Gross Premium with Terrorism (Contents) 866 1,288 1,760 2,066 2,610 3,255 2,583 3,326 3,970
Gross Premium with Fire* - - - - - - 2,741 3,629 4,514
Gross Premium with Electronic Equipments - - - - - - 3,222 4,032 4,853
Gross Premium with Fire* & Terrorism (Contents) - - - - - - 2,873 3,806 4,735
Gross Premium with Terrorism & Electronic Equipments - - - - - - 3,355 4,208 5,073
Gross Premium with Fire* & Electronic Equipments - - - - - - 3,513 4,512 5,617
Gross Premium with Fire* & Terrorism (Contents) & Electronic Equipments - - - - - - 3,645 4,688 5,838
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Reliance Office Package Policy
Reliance Shopkeepers Package Policy
Reliance Householders Package Policy
For each additional individual person to be covered under Personal Accident Section, additional premium chargeable would be Rs.100/- per person inclusive of Service Tax @ 10.30%
Option A Option B Option C
Option A Option B Option C
Option A Option B Option C