You are on page 1of 3

BCA CREDIT CARD

Silver/Gold
Smartcash
Visa Corporate

Smartcash Credit Card
BCA Smartcash


As a leading entrepreneur, being able to easily conduct business transactions is everything. The
BCA Smartcash Card is the key. It is as easy as using credit cards and funds are available for you
to fulfill all your business needs.
Four Main Benefits
Loan with a limit of over Rp 100 million
Credit transactions at more than 65,000 businesses with the BCA Card sign
Cash withdrawal facility at any time according to your needs
Competitive interest rate
You can enjoy the various benefits BCA Smartcash has to offer to help your business as follows:
Credit with No Collateral. No collateral is needed to own a BCA Smartcash card.
Easy. Flexible use and credit payments.
Economical. You only need to pay at least 10 percent of the total monthly bill each
month.
Free of Charge. There is no administration charge during the credit card provision
request process and for cash withdrawals.
Competitive. You will receive the best credit offers with competitive interest rates.
Flexible. You will be able to withdraw cash any time you need to. Withdrawals can be
done at the 124 counters of the BCA main branches or at the 6,000 ATM BCA machines
located throughout Indonesia.
Fast. You can transfer funds between BCA accounts instantly.
In order to enjoy business ease using BCA Smartcash, you only need to fulfill the following
requirements:
You are an Indonesian Citizen (WNI) living in Indonesia.
You are at least 21 years of age and maximum 65 years of age.
You have a monthly business turnover of at least Rp 30,000,000 with a business that has
been running for at least two years.
Complete the necessary documents as follows:
Document / Status Entrepreneur Employee Doctor / Notary Foreign Citizen
Photocopy of ID (KTP)/Passport
Photocopy of KITAS - - -
Photocopy of Current Account from the last 3
months
* - - -
Photocopy of Tax ID Number (NPWP) * * * -
Income Statement - * - *
Photocopy of License - - * -
Photocopy of Certificate of Incorporation/
SIUP
* - - -
Photocopy of most current monthly Credit
Card Billing Statement / Photocopy of Credit
Card
* * * *
All documents submitted will not be returned
Mandatory
* If necessary
The NPWP must be submitted if the credit limit agreed upon is Rp. 50 million.

You can easily run your business only by paying the card fees as follows:
Type of Payment Fee*
Yearly Fee
- Card Limit Rp. 10 million - Rp. 50 million
- Card Limit > Rp. 50 million

Rp. 250,000
Rp. 500,000
Overlimit Rp. 40,000
Invoice Request Rp. 30,000
Card Replacement Rp 50,000
Minimum Payment 10% from the total monthly billing or minimum Rp. 50,000
Late Charges 3% or maximum 150,000 (per card)
* You will receive notice in various forms or means if BCA alters the above fees.
For more information, please call your nearest BCA branch, Halo BCA at 500888 or 021-500888
from your mobile phone, or e-mail us at: halobca@bca.co.id.

Other Smartcash products:

You might also like