Project Report On

Human Resource Management in Banking Sector STATE BANK OF INDIA

[Submitted in partial fulfilment] [M.BA Second Semester January to May 2013]
As a part of the Curriculum of MASTER OF BUSINESS ADMINISTRATION [MBA]
From Bhai Parmanand institute of Business Studies, Delhi.
Guru Gobind Singh Indraprastha University, Delhi.
If you want this project word jamiabbs@gmail.com I will sent you file copy then
mail me at
-1-

TABLE OF CONTENTS
Chapter No 1 1.0 1.1
Particulars
Human Resource management Meaning of Human Resource Management
Page No. 1 1 2 3 5 5 6 8 9 9 13 20 20 20 21
1.2 Characteristics of Human Resource Management 1.3 Need and Development of Hum
an resource management 2 2.0 2.1 2.2 2.3 3 3.0 3.1 3.2 4 4.0 4.1 4.2 4.3 Human R
esource Management in Banking What is a Bank HRM Background and Practices HR Pra
ctices and Methods Job analysis, Job design, and Job evolution Job analysis Job
design Human Resource Planning Recruitment Selection Placement
-2-

4.4 5.0 5.1 5.2 5.3 6.0 6 6.1 6.2

Induction & Orientation Human Resource Development Management Development Career
Planning & Development Organizational Development Compensations Management Comp
ensation Compensations and Benefits
21 23 23 23 24 25 25 26
7 8
7.0 8.0 8.1 8.2 8.3 8.4 8.5
Human Relations Human Resource Management in Bank HRM in Cooperative Banks HRM i
n Regional Rural Banks (RRBs) HRM in Public Sector Banks HRM in Private Banks &
Foreign Banks HRM in Public Sector Unit Banks (PSU Banks)
27 28 28 28 28 29 29 31 31 31 32
9
9.0 Responsibilities of the Human Resource Management Department in Banks 9.1 9.
2 Role Responsibilities
10
10.0 Employee Relation in Banks
-3-

11 12
Current Challenges Faced by banks in HRM 12.0 Development in Banks 12.1 Training
and Development 12.2 Recruitment 12.3 Selections
33 35 35 39 40 45 46 50 67 68 69 70 71 78
13 14 15 16
13.0 HRM Issues in Public Sector Banks 14.0 Organizational Profile of State Bank
of India 15.0 16.0 16.1 16.2 16.3 Data Analysis and Interpretation Key Findings
. Suggestions and Recommendations Limitation of the study Conclusion Questionnai
re Bibliography
17 Bibliography 18
17.0
-4-

DECLARATION
I, Prince Tiwari, M.B.A second semester student of Bhai Parmanand Institution of
Business Studies,( Guru Gobind Singh Indraprastha University, New Delhi) hereby
declare that the project report under the Project title Human Resource Managemen
t in Banking Sector is my own work and I have done this project under the supervi
sion of Mr. S. Thiyagarajan ( HOD of Master of Business Administration). I also
declare that the content of this project is purely a part of this comprehensive
project work and the content has not been submitted to any other university for
the award of any degree, diploma or fellowship Further, I assign the right to th
e university to use the information and contents of this project report to devel
op cases, case leads, and papers for publication or for use in teaching.
Prince Tiwari Enrol No. 00111403912
-5-

CHAPTER-1
1.0 HUMAN RESOURCE MANAGEMENT
Human Resource Management or Personnel management is the activity of managing pe
rsonnel, usually employees. In any organization, managing personnel is the proce
ss of making sure the employees (not the customers) are as productive as they ca
n be. This can include hiring, firing, or transferring people to/from jobs they
can do most productively. This subject is a major at many universities, or a min
or in the business school. It is also known as personnel administration, which i
s functionally an equivalent term.
1.1Meaning of Human Resource Management:
A business unit needs employees to look after different activities. This is call
ed manpower or human resource. Such human resource needs to be developed fully s
o that it will make positive contribution for the progress and prosperity of a b
usiness unit. For this systematic development and management of human resources
is necessary. Human Resource Management (HRM) deals with: (a) (b) (c) (d) Traini
ng Self-development Promotions Performance appraisal of manpower recruited in an
organization.
-6-

HRM is an organized learning experience aimed at matching the organizational nee

d for career growth and development. It is a process involving series of learnin
g activities designed to acquire desired level of competence among employees. HR
M is a continuous process and it needs money. Such investment creates a team of
efficient, skilled and trained manpower which brings success and stability to a
business unit. HRM programmes offer long term benefits to an organization.
1.2 Characteristics of Human Resource Management:
(1). Upgrading Manpower: HRM is basically concerned with the upgrading of manpow
er working in an organization. This leads to improvement in the individual perfo
rmance of an employee and also corresponding improvement in the organizational p
erformance. (2). Stress on Training: HRM includes various schemes arranged for p
roviding education, guidance, training and opportunities to learn and develop em
ployees of all categories and working in different departments. There is an inte
grated use of sub-systems (training, career developments, organizational develop
ment) in the HRM programme. (3). Attention to learning and career development: L
earning, self-development, career developments are possible through HRM programm
es. These are the core areas of HRM. Career development is possible through join
ing training courses, reading books and periodicals. Learning and career develop
ment raise the capacity of employees to work at highest levels. They are given h
igher positions with monetary benefits. (4). Organizational Development: HRM inc
ludes organizational development, which includes effective communication within
the organization, coordination of different activities elimination of conflicts
of different types and creation of orderly atmosphere in the whole organization.
(5). Team Spirit:
-7-

HRM is basically for developing team spirit in the whole organization. For this,
departments and levels of management are properly integrated. Team spirit facil
itates orderly growth of the organization in the right direction. (6). Huge spen
ding by Management: All companies invest huge money on HRM activities but such e
xpenditure is absolutely essential for survival in the present competitive busin
ess world. HRM programmes create matured, skilled and efficient manpower, which
is a valuable asset of a business unit. (7). Termination of Employment: Terminat
ion is an unpleasant part of any managers job. Employees occasionally must be ter
minated for breaking rules of failing to perform adequately. (8). Continuous Act
ivity: HRM is rightly treated as a continuous activity due to new developments t
aking place regularly in the business world. For this, on the job and off the jo
b training programmes are introduced from time-to-time. (9). Wide Scope: The sco
pe of HRM programmes is very vast. It is multi-disciplinary in character. Traini
ng and guidance are given on different aspects of business management to enable
managers to deal with complex managerial problems and challenges.
1.3 Need and Importance of Human Resource Management:
(1). To create stable labor force: HRM programmes are needed in order to create
stable, efficient, skilled and matured manpower required by an enterprise for th
e present and future period. (2). To update the quality of manpower: HRM activit
ies are needed for updating the quality of manpower as per the growing and chang
ing needs of an enterprise. This avoids managerial obsolescence. Even the vacanc
ies at
-8-

higher levels can be filled in internally due to HRM programmes as they provide
training and opportunities of self-development to employees working at lower lev
els. (3). To develop strength for survival: HRM programmes are necessary for sur
vival in the present competitive marketing environment. An enterprise can face m
arket competition only by improving quality, reducing costs and avoiding wastage
s. All this is possible through HRM. (4). To face challenges of technological ch
anges: Technological changes are taking place rapidly in every area of business.
HRM programmes are needed in order to absorb technological changes taking place
with speed. In fact, introduction of new technology, computers, automation, etc
. will not be possible unless training is provided to the manpower. (5). To sati
sfy the demand of self-development of employees: HRM is needed to meet the needs
of employees in regard to self-development and career development aspirations.
Employees demand, training facilities, refresher courses, promotions and transfe
rs, career guidance, etc. for their self-development. HRM programmes are needed
to fulfill self-development and career development of employees. (6). To meet fu
ture manpower needs: HRM is needed to meet the future manpower needs of the orga
nization. Executives, managers, supervisors leave the job or retire due to age f
actor. Competent juniors must take their positions. HRM is needed in order to ke
ep ready a team of competent managers as a second line of defence. (7). To facil
itate expansion and diversification: HRM activities are needed to meet the manpo
wer requirements resulting from expansion and diversification programmes underta
ken at the enterprise level. Attention should be given to HRM much before the in
troduction of expansion programme. (8). To utilize production capacity fully:
-9-

HRM is needed in order to use the available production capacity to the optimum l
evel. It provides skilled manpower for this purpose.
CHAPTER-2
2.0 HUMAN RESOURCE MANAGEMENT IN BANKING
2.1 What is a Bank?
The word bank is derived from the Italian banca, which is derived from German la
nguage and means bench. The terms bankrupt and "broke" are similarly derived fro
m banca rotta, which refers to an out of business bank, having its bench physica
lly broken. Money lenders in Northern Italy originally did business in open area
s, or big open rooms, with each lender working from his own bench or table. The
essential function of a bank is to provide services related to the storing of de
posits and the extending of credit. The evolution of banking dates back to the e
arliest writing, and continues in the present where a bank is a financial instit
ution that provides banking and other financial services. Currently the term ban
k is generally understood as an institution that holds a banking license. Bankin
g licenses are granted by financial supervision authorities and provide rights t
o conduct the most fundamental banking services such as accepting deposits and m
aking loans. There are also financial institutions that provide certain banking
services without meeting the legal definition of a bank, a so called non-bank. B
anks are a subset of the financial services industry. Human resource management
(HRM) has long been overlooked in the corporate sector in the country where a sm
all section, comprising mostly the multi-national companies was practicing the s
ame. With the growing realization of proper HRM in the corporate sector, it has
grown into an important activity. Now the head of HRM is an important member of
the senior teams of any thriving business. Although the idea is new for many loc
al businesses where entrepreneurs are at the beginning of the learning curve yet
in reality the theme is getting support from the organized entrepreneurs.
- 10 -

The banking sector has grown from a few institutions primarily involved in depos
it acceptance and trade finance into a complex multi-player markets where large
number of commercial banks, financial institutions and specialized banks are ope
rating with various products and activities.
2.2 HRM Background and Practices
The banking has become a complex activity within the financial market linked dir
ectly and indirectly with an over-all national growth and its impact as an integ
ral part of regional segment of a global banking environment. Almost every bank
and financial institution is involved in various functions in a day's job and th
us requires a highly effective team and appropriate manpower to run the show. Co
rporate goals are translated into viable realities and profits only with human e
lement that play their due role in achieving the desired results. Thus even the
high automation would require proper man behind the machine to make things happe
n. This idea has been realized by top management in progressive banks. Like many
other organized sectors, banking requires multi-layer manpower for its various
requirements of professionals and support staff. The range may require reasonabl
y educated security guards on the one end and a highly educated and trained prof
essional as head of corporate finance at the other. With liberalization of activ
ities within the banking sector, for example, more emphasis on consumer and hous
e finance and personal loans, etc. banking has turned itself into a more marketbased business where banks have expanded their reach more to customers' door ste
ps in a big way making banking more practical. This has further highlighted the
need for proper deployment of man-power to run banks efficiently. For many years
, HRM banks like other institutions have been handling this sensitive activity t
hrough respective personnel departments. This means human resources were managed
like other physical assets e.g. pieces of furniture, calculators, equipment and
appliances. Personnel departments were primarily engaged in approval of leaves,
handling of staff loans, issuance of show cause, conducting disciplinary enquir
ies and termination from service. Recruitment was a routine function and was don
e in a mechanical way to hire people with specific educational background irresp
ective of their real value to the institution. Success stories of large banking
companies have been evident of the fact that HRM is quite different from managem
ent of physical assets. Human brain has its own peculiar chemistry.
- 11 -

Its strong sensory and decision-making capacity has to be greatly emphasized by

the employers. The work force constituting all levels of employees is constantly
thinking in many dimensions. On the one hand it is the assigned duty and task t
hey are to perform and for which they are paid by their employer, on the other t
hey think of their long run goals and objectives. By no means, their brains can
be controlled to think beyond the current situation of employment. Managing this
educated, skillful and trustworthy work force is not an easy job. A few of the
current challenges faced by the banking industry in terms of human resource mana
gement may be the following: To make the Indian Banking System stronger, efficie
nt and low-cost, the creation of fundamentals must include in the banks operation
s, strategies and processes: strengthening the prudential norms and market disci
pline; adoption of international benchmarks; management of organizational change
and consolidation within the financial system; upgrading the technological infr
astructure of the financial system; and human resource development as the cataly
st of the transformation (2002). The Human Resource field in the Banking Industr
y is considered as one of the process of discovery and transformation. The field
of Human Resource can be described as emergent and dynamic within the cultural
business aspect in a Banking Industry. The success of todays banking business wil
l sparsely depends on the human resources of the organization, in which plays a
crucial role in providing the services needed. The evolution of banking system i
n India affected the human resource practices, recruitment and selection practic
es, and training system. It is very important that the details of human resource
are discussed along with the employees, to build their own career planning, per
ceptions and development. The primary strength of the industry is the human reso
urce that is why the efforts to develop the skills and management are the main s
ubject placed before the human resource. A major challenge for many banks will b
e to develop the special competencies and skills for credit appraisal and risk m
anagement. Putting the information technology is a key contributed in human reso
urce development. Therefore, the HR model of the future will require professiona
ls to
- 12 -

be both driving and anticipating change, understanding the complexities of the n

ew business environment and forces shaping it.
2.3 HR Practices and Methods
A key focus of the human resource management is highlighted in the role of staff
ing, performance management, training and development, and compensation that pla
ys indifferent types of business strategies. With the acquisition and preparatio
n of human resources, including planning, recruitment, selection, and training c
an affect the whole organizational performance. The HR planning, the start of th
e strategy, illustrates the process of developing human resource plan. The stren
gths and weaknesses of staffing options such as outsourcing, use of contingent w
orkers, and downsizing are involved in planning. The recruitment process is done
strategically to determine the talented employee fit for the position. The sele
ction process emphasizes the ways in minimizing errors in employee selection and
placement to improve the companys competitive position. The selection method sta
ndards such as validity and reliability are utilized. An effective training syst
ems of the managers role in determining employees readiness for training, creating
a positive learning environment, and ensuring the training is used on the job.
Beyond the human resource strategies are the rewarding and compensating that can
strengthen or weaken the employee effectiveness. In order to give recognition a
nd increase motivational levels amongst the employees, some Banks linked the ind
ividual performance in an incentive scheme or for some rewards that may come int
o any form .In summary, all of the HRM strategies and function should be aligned
to help the company meet its objectives as well as focusing on their customers
. The best practice approach assert that certain HR practices are found to consi
stently lead to higher organizational performance, independent of an organizatio
ns stated strategy. The high performance HR practices foster innovation through t
he development of innovation values, encouraging of information sharing, goal se
tting and appropriate training and development.
- 13 -

CHAPTER-3
3.0 Job analysis, Job design and Job evolution
A job is defined as a collection of duties and responsibilities which are given
together to an individual employee. Job analysis is the process of studying and
collecting information relating to operations and responsibilities of a specific
job. It can be explained with the help of the following diagram
3.1. Job analysis
Job description Job specification Job title/ name of the job Qualification Worki
ng hours Qualities Duties and responsibilities Experience Working conditions Fam
ily background Salary and incentives Training Machines to be handled on the job
Interpersonal skills
As mentioned in the above table job analysis is divided into 2 parts
a) Job description Where the details regarding the job are given. b) Job specifi
cation Where we explain the qualities required by people applying for the job.
Need/importance/purpose/benefits of job analysis
Def.: - A job is defined as a collection of duties and responsibilities which ar
e given together to
an individual employee. Job analysis is the process of studying and collecting i
nformation relating to operations and responsibilities of a specific job.
- 14 -

The following are the benefits of job analysis.

1. Organizational structure and design:Job analysis helps the organization to ma
ke suitable changes in the organizational structure, so that it matches the need
s and requirements of the organization. Duties are either added or deleted from
the job. 2. Recruitment and selection:Job analysis helps to plan for the future
human resource. It helps to recruit and select the right kind of people. It prov
ides information necessary to select the right person. 3. Performance appraisal
and training/development:Based on the job requirements identified in the job ana
lysis, the company decides a training program. Training is given in those areas
which will help to improve the performance on the job. Similarly when appraisal
is conducted we check whether the employee is able to work in a manner in which
we require him to do the job. 4. Job evaluation:Job evaluation refers to studyin
g in detail the job performance by all individual. The difficulty levels, skills
required and on that basis the salary is fixed. Information regarding qualities
required, skilled levels, difficulty levels is obtained from job analysis. 5. P
romotions and transfer:When we give a promotion to an employee we need to promot
e him on the basis of the skill and talent required for the future job. Similarl
y when we transfer an employee to another branch the job must be very similar to
what he has done before. To take these decisions we collect information from jo
b analysis. 6. Career path planning:- 15 -

Many companies have not taken up career planning for their employees. This is do
ne to prevent the employee from leaving the company. When we plan the future car
eer of the employee, information will be collected from job analysis. Hence job
analysis becomes important or advantageous. 7. Labour relations:When companies p
lan to add extra duties or delete certain duties from a job, they require the he
lp of job analysis, when this activity is systematically done using job analysis
the number of problems with union members reduce and labour relations improve.
8. Health and safety:Most companies prepare their own health and safety, plans a
nd programs based on job analysis. From the job Analysis Company identifies the
risk factor on the job and based on the risk factor safety equipments are provide
d. 9. Acceptance of job offer:When a person is given an offer/appointment letter
the duties to be performed by him are clearly mentioned in it, this information
is collected from job analysis, which is why job analysis becomes important.
Methods of job analysis
Def: - A job is defined as a collection of duties and responsibilities which are
given together to an individual employee. Job analysis is the process of studyi
ng and collecting information relating to operations and responsibilities of a s
pecific job. There are different methods used by organization to collect informa
tion and conduct the job analysis. These methods are
1. Personal observation:In this method the observer actually observes the concer
ned worker. He makes a list of all the duties performed by the worker and the qu
alities required to perform those duties based on the information collected, job
analysis is prepared.
- 16 -

2. Actual performance of the job:In this method the observer who is in charge of
preparing the job analysis actually does the work himself. This gives him an id
ea of the skill required, the difficulty level of the job, the efforts required
etc.
3. Interview method:In this method an interview of the employee is conducted. A
group of experts conduct the interview. They ask questions about the job, skille
d levels, and difficulty levels. They question and cross question and collect in
formation and based on this information job analysis is prepared.
4. Critical incident method:In this method the employee is asked to write one or
more critical incident that has taken place on the job. The incident will give
an idea about the problem, how it was handled, qualities required and difficulty
levels etc. critical incident method gives an idea about the job and its import
ance. (A critical means important and incident means anything which takes place
in the job)
5. Questioner method: In this method a questioner is provided to the employee an
d they are asked to answer the questions in it. The questions may be multiple ch
oice questions or open ended questions. The questions decide how exactly the job
analysis will be done. The method is effective because people would think twice
before putting anything in writing.
6. Log records:Companies can ask employees to maintain log records and job analy
sis can be done on the basis of information collected from the log record. A log
record is a book in which employees record /writes all the activities performed
by them on the job. The records are extensive as well as exhausted in nature and
provide a fair idea about the duties and responsibilities in any job.
- 17 -

7. HRD records: Records of every employee are maintained by HR department. The r

ecord contain details about educational qualification, name of the job, number o
f years of experience, duties handled, any mistakes committed in the past and ac
tions taken, number of promotions received, area of work, core competency area,
etc. based on these records job analysis can be done.
3.2 .Job design
Definitions: Job design is the process of a) Deciding the contents of the job. b
) Deciding methods to carry out the job. c) Deciding the relationship which exis
ts in the organization. Job analysis helps to develop job design and job design
matches the requirements of the job with the human qualities required to do the
job. Factors affecting job design: - There are various factors which affect job
design in the company.
Factors affecting job design
1. Organizational factors 2. Environmental factors 3. Behavioural factors
I] Organizational factors:Organizational factors to refer to factors inside the
organization which affect job design they are a) Task characteristics:Task chara
cteristics refer to features of the job that is depending on the type of job and
the duties involved in it the organization will decide, how the job design must
be done. In case the
- 18 -

company is not in a position to appoint many people; a single job may have many
duties and vice versa. b) The process or flow of work in the organization:There
is a certain order in which jobs are performed in the company. In case the compa
ny wishes it could combine similar job and give it to one person this can be don
e if all the jobs come one after the other in a sequence. c) Ergonomics:Ergonomi
cs refers to matching the job with physical ability and characteristics of the i
ndividual and in providing an office environment which will help the person to c
omplete the jobs faster and in a comfortable manner. d) Work practices:Every org
anization has different work practices. Although the job may be the same the met
hod of doing the job differs from company to company. This is called work practi
ce and it affects job design.
II] Environmental factors:Environmental factors which affect job design are as f
ollows a) Employee availability and ability:Certain countries face the problem o
f lack of skilled labour. They are not able to get employees with specific educa
tion levels for jobs and have to depend on other countries due to this job desig
n gets affected. b) Social and cultural expectations :The social and cultural co
nditions of every country is different so when an MNC appoints an Indian it has
to take into account like festivals, auspicious time, inauspicious time, etc. to
suit the Indian conditions. This applies to every country and therefore job des
ign will change accordingly.
III] Behavioral factors:Job design is affected by behavioral factors also. These
factors are
a) Feedback: Job design is normally prepared on the basis of job analysis and jo
b analysis requires employee feedback based on this employee feedback all other
activities take place. Many
- 19 -

employees are however not interested in providing a true feedback because of fea
r and insecurity. This in turn affects job deign. b) Autonomy:Every worker desir
es a certain level of freedom to his job effectively. This is called autonomy. T
hus when we prepare a job design we must see to it that certain amount of autono
my is provided to the worker so that he carries his job effectively. c) Variety:
When the same job is repeated again and again it leads to burden and monotony. T
his leads to lack of interest and carelessness on the job. Therefore, while prep
aring job design certain amount of variety must be provided to keep the person i
nterested in the job.
Methods of job design
There are various methods in which job design can be carried out. These methods
help to analysis the job, to design the contents of the and to decide how the jo
b must be carried out .these methods are as follows: I. Job rotation II. Job enl
argement III. Job enrichment
I.
Job Rotation: Job rotation involves shifting a person from one job to another, so that he is a
ble to understand and learn what each job involves. The company tracks his perfo
rmance on every job and decides whether he can perform the job in an ideal manne
r. Based on this he is finally given a particular posting. Job rotation is done
to decide the final posting for the employee e.g. Mr. A is assigned to the marke
ting department whole he learns all the jobs to be performed for marketing at hi
s level in the organization .after this he is shifted to the sales department an
d to the finance department and so on. He is finally placed in the department in
which he shows the best performance Job rotation gives an idea about the jobs t
o be performed at every level. Once a person is able to understand this he is in
a better understanding of the working of organization
- 20 -

Advantages of job rotation

i. Avoids monopoly:-Job rotation helps to avoid monopoly of job and enable the e
mployee to learn new things and therefore enjoy his job ii. Provides an opportun
ity to broaden ones knowledge :-Due to job rotation the person is able to learn d
ifferent job in the organization this broadens his knowledge iii. Avoiding fraud
ulent practice:-In an organization like bank jobs rotation is undertaken to prev
ent employees from doing any kind of fraud i.e. if a person is handling a partic
ular job for a very long time he will be able to find loopholes in the system an
d use them for his benefit and indulge (participate) in fraudulent practices job
rotation avoids this.
Disadvantages of Job Rotation
i. Frequent interruption:Job rotation result in frequent interruption of work .A
person who is doing a particular job and gets it comfortable suddenly finds him
self shifted to another job or department .this interrupts the work in both the
departments ii. Reduces uniformity in quality :Quality of work done by a trained
worker is different from that of a new worker .when a new worker I shifted or r
otated in the department, he takes time to learn the new job, makes mistakes in
the process and affects the quality of the job. iii. Misunderstanding with the u
nion member:Sometimes job rotation may lead to misunderstanding with members of
the union. The union might think that employees are being harassed and more work
is being taken from them. In reality this is not the case.
II. Job enlargement: - 21 -

Job enlargement is another method of job design when any organization wishes to
adopt proper job design it can opt for job enlargement. Job enlargement involves
combining various activities at the same level in the organization and adding t
hem to the existing job. It increases the scope of the job. It is also called th
e horizontal expansion of job activities. Jon enlargement can be explained with
the help of the following example - If Mr. A is working as an executive with a c
ompany and is currently performing 3 activities on his job after job enlargement
or through job enlargement we add 4 more activities to the existing job so now
Mr. A performs 7 activities on the job. It must be noted that the new activities
which have been added should belong to the same hierarchy level in the organiza
tion. By job enlargement we provide a greater variety of activities to the indiv
idual so that we are in a position to increase the interest of the job and make
maximum use of employees skill. Job enlargement is also essential when policies l
ike VRS are implemented in the company.
Advantages of job enlargement
1. Variety of skills:Job enlargement helps the organization to improve and incre
ase the skills of the employee due to organization as well as the individual ben
efit. 2. Improves earning capacity:Due to job enlargement the person learns many
new activities. When such people apply for jobs to other companies they can bar
gain for more salary. 3. Wide range of activities:Job enlargement provides wide
range of activities for employees. Since a single employee handles multiple acti
vities the company can try and reduce the number of employees. This reduces the s
alary bill for the company.
Disadvantages of job enlargement
1. Increases work burden:Job enlargement increases the work of the employee and
not every company provides incentives and extra salary for extra work. Therefore
the efforts of the individual may remain unrecognized. 2. Increasing frustratio
n of the employee:- 22 -

In many cases employees end up being frustrated because increased activities do

not result in increased salaries. 3. Problem with union members:Many union membe
rs may misunderstand job enlargement as exploitation of worker and may take obje
ction to it.
III. Job enrichment: Job enrichment is a term given by Fedric Herzberg. Accordin
g to him a few motivators are added to a job to make it more rewarding, challeng
ing and interesting. According to Hertzberg the motivating factors enrich the jo
b and improve performance. In other words we can say that job enrichment is a me
thod of adding some motivating factors to an existing job to make it more intere
sting. The motivating factors can be a. Giving more freedom. b. Encouraging part
icipation. c. Giving employees the freedom to select the method of working. d. A
llowing employees to select the place at which they would like to work. e. Allow
ing workers to select the tools that they require on the job. f. Allowing worker
s to decide the layout of plant or office. Job enrichment gives lot of freedom t
o the employee but at the same time increases the responsibility. Some workers a
re power and responsibility hungry. Job enrichment satisfies the needs of the em
ployees.
Advantages of job enrichment
1. Interesting and challenging job:When a certain amount of power is given to em
ployees it makes the job more challenging for them, we can say that job enrichme
nt is a method of employee empowerment.
2. Improves decision making:- 23 -

Through job enrichment we can improve the decision making ability of the employe
e by asking him to decide on factory layout, method and style of working. 3. Ide
ntifies future managerial caliber: When we provide decision making opportunities
to employees, we can identify which employee is better that other in decision m
aking and mark employees for future promotion. 4. Identifies higher order needs
of employees:This method identifies higher order needs of the employee. Abraham
Maslows theory of motivation speaks of these higher order needs e.g. ego and este
emed needs, self-actualization etc. These needs can be achieved through job enri
chment. 5. Reduces work load of superiors:Job enrichment reduces the work load o
f senior staff. When decisions are taken by juniors the seniors work load is red
uced.
Disadvantages of job enrichment
1. Job enrichment is based on the assumptions that workers have complete knowled
ge to take decisions and they have the right attitude. In reality this might not
be the case due to which there can be problems in working. 2. Job enrichment ha
s negative implications i.e. Along with usual work decision making work is also
given to the employees and not many may be comfortable with this. 3. Superiors m
ay feel that power is being taken away from them and given to the juniors. This m
ight lead to ego problems. 4. This method will only work in certain situations.
Some jobs already give a lot of freedom and responsibility; this method will not
work for such jobs. 5. Some people are internally dissatisfied with the organiz
ation. For such people no amount of job enrichment can solve the problem
- 24 -

CHAPTER-4
4.0 Human Resource Planning
This is the process which assures the organization that it will have adequate nu
mber of qualified persons, at requisite times, performing in a way to satisfy th
e needs of the organization & also provide satisfaction to the individual employ
ee, so employed. The process involves: a) Estimating the present & future requir
ements of human resources based on objectives & long range plans of the organiza
tion. b) Calculation of net human resource requirements based on the present ava
ilability of human resources. c) Taking suitable steps to identify, mould, chang
e & develop the strength of existing employees so as to meet the future requirem
ents. d) Preparation of action plans to acquire the balance human resources from
outside the organization & to develop the existing employees.
4.1. Recruitment:
It is the process of searching for future employees (requirement) & ensuring the
y apply for jobs in the organization.
It involves:
a) Identification of existing sources of candidates & developing them. b) Seekin
g out & identifying new sources of applicants. c) Motivating the right type of c
andidates to apply for jobs in the organization. d) Ensuring a healthy balance b
etween internal & external sources.
4.2. Selection:
- 25 -

It is the process of ascertaining the qualifications, experience, skill, applica

nt to ascertain his/her suitability for the job applied.
Knowledge, etc. of an
This includes:
a) b) c) d) e) f) g) h) Developing application blanks. Creating & developing val
id & reliable testing techniques. Formulating interviewing techniques. Checking
of references. Setting up for medical examination policy & procedure. Line Manag
ers to be involved in the decision making. Sending letters of appointment. Emplo
ying the selected candidates, when he reports for duty.
4.3. Placement:
It is a process of allotting to the selected candidate the most requirements & e
mployee specifications. suitable job, as per the job
This function includes:
a) a) Counseling the concerned managers regarding the placements. Overseeing the
follow-up studies, employee performance appraisal to monitor employee adjustmen
t to the job, in the coming days. b) Correcting wrong/misjudged placements, if a
ny.
4.4. Induction & Orientation:
These are procedures by which a new employee is rehabilitated in the new surroun
dings & introduced to the practices, procedures, policies, people, etc. of the o
rganization.
It includes:
a) Familiarizing the employee with company philosophy, objectives, policies, car
eer planning & development, company product, market share, history, culture, etc
. b) c) Introduce new employee to the peoplehis colleagues, supervisors & subordi
nates. Mould the employees by orientation methods to the new working conditions.
- 26 -

CHAPTER-5
5.0 Human Resource Development
This process involves improving, moulding, & developing the skills, knowledge, c
reativity, attitude, aptitude, values, commitment, etc. based on the present & f
uture job & company requirements.
1. Performance Appraisal:
It is the continuous & systematic evaluation of individual employees with respec
t to their performance & their potential for future development.
It includes: a) Enunciating policies, procedures & techniques. b) Assisting func
tional managers. c) Reviewing & summarizing reports. d) Evaluating the effective
ness of various programmes.
2. Training:
It is the process of transmitting the employees the technical & operating skills
and knowledge. It includes a) Identification of training needs of the individua
ls & for the organization. b) Developing appropriate training programmers. c) As
sisting & advising the management in the conduct of training programmes. d) Tran
smitting requisite job skills & job knowledge to the employees. e) Asses the eff
ectiveness of the training programmes.
- 27 -

5.1 Management Development:

It is the process of designing & conducting appropriate executive development pr
ogrammes so as to develop the managerial & human relations skills of the employe
es.
It includes:

a) Identification of the areas in which management development is needed. Condu

ting development programmers. Motivating executives/managers. d) Designing speci
al development programmers/ assessment procedures for promotions. Utilizing the
services of specialists-both internal & external for development &/or Institutio
nal (external) development programmes. Evaluating the effectiveness of executive
development programmes.
5.2. Career Planning & Development:
It is the planning of ones career & implementation of career training, job search
& acquiring of work experience. It includes: plans by means of education,
A. Internal mobilityVertical, horizontal transfers, promotions and demotion.
B. TransferProcess of placing employees in the same level jobs where they can be
utilized more effectively as per the needs of the organization. This also means
developing transfer policies, offering assistance & guidance to employees under
transfer orders & evaluating transfer policy periodically. C. Promotion- 28 -

It deals with the upward assignment of employees to occupy higher positions (wit
h better status & pay) in consonance with requirement. The department must ensur
e that:
Equitable, fair & consistent promotions are formulated & administered. M
anagers & employees are given assistance & guidance on the subject of promotion.
Executions of promotional policies are as per policies & procedures. resources
of employees & job
D. DemotionIt is the downward assignment of an employee in an organization. The
department must ensure that:
Equitable, fair & consistent demotion policies are
drawn up. Assisting & advising employees regarding demotions. Ensure fair implem
entation of demotion Policies & Procedures.
5.3. Organizational Development:
The planned process drawn up to improve organizational effectiveness through cha
nges in individual & group behavior, culture & systems of the organizationdrawing
models from applied behavioral science.
- 29 -

CHAPTER-6
6.0 Compensations Management
6.1. Compensation
Compensation includes all the extrinsic rewards that an employee receives during
and after the course of his sob. For his contributions to the organization. The
principles of compensation payment are that it has to be adequate, equitable an
d fair to the employees. Compensation encompasses base salary, incentives, bonus
and benefits and is based on job evaluation.
Job evaluation- It is a systematic determination of the value of each job in rel
ation to other
jobs in the organization, in the industry and in the market. In other words, job
evaluation involves classifying a job based on its importance and its contribut
ion to the organization and its requirements. It involves
Identifying/designing
suitable job evaluation techniques; Evaluating various jobs; Ascertaining the re
lative worth of jobs in various categories.
Wage and salary administration - The process of formulating and operating a suit
able
wage and salary program is known as wage and salary administration. It includes:
Conducting wage and salary survey in the market and in the industry;
Determinin
g wage and salary rates on the basis of various factors like law, equity, fairne
ss and performance;
- 30 -

Implementing wage and salary administration programs;

Incentives- Incentives are the rewards an employee earns in addition to regular
wages or salary
based on the performance of the individual, the team or the organization. Bonus
Bonus is primarily a share in the surplus or bounty and is directly related to t
he organizations performance. In India, the payment of bonus is a very popular me
ans of rewarding employees and is governed by The Payment of Bonus Act 1965. Fri
nge benefits Fringe benefits are those monetary and non-monetary benefits given
to employees during their employment, and sometimes, in the post-employment peri
od also. These benefits are connected to employment with the organization and ar
e not related to the employees performance. These benefits provide a sense of sec
urity to the employee and keep them committed to the organization. Some of the m
arginal benefits include;
Disablement benefits Housing facilities
Canteen facili
ties Conveyance facilities
Educational facilities for employees and their childr
en Credit facilities
Recreational facilities
Medical and welfare facilities
Post
-retirement benefits Company stores
Legal aid
6.2. Compensations and Benefits:
Bank provide compensations to its employees in shape of Cost of any medical Trea
tment, Cancelled Holidays fees, Repair of vehicle, any injury while doing job ta
sks and some other. Employees can claim their compensation if any above case occ
urs. Benefits which are provided by Banks are Paid time off, Retirement, Disabil
ity Insurance, Education and training programs.
- 31 -

In Paid time off benefits the employee is paid for the time he dont worked duo to
vacation, holiday pay and sick pay. Retirement benefits are in shape of pension
, gratuity, provident fund and superannuation fund. In disability insurance bank
provides financial support when an employee becomes injured or ill and is unabl
e to do his/her job and in education & training programs bank provide different
education & training to their employees to furbish their skill.
CHAPTER-7
7.0 Human Relations
Administering various human resources policies like employment development & com
pensation & interactions among the employees on one hand & employees & the manag
ement on the other, create a sense of working relationships between workers & ma
nagement & trade unions. Basically they are all interactions between human being
s. Human relations, is therefore, is an important area in management which integ
rates people into work situations in a way that motivates people to work togethe
r with economic, psychological & social satisfaction thereby increasing their pr
oductivity. Hence Human Resources Management functions will center on: 1. Unders
tanding perception, personality, learning, intra & inter personal relations, int
er & intra group relations. 2. Motivating all employees. 3. Promoting employee m
orale. 4. Developing communication skills. 5. Developing leadership skills. 6. R
edressing satisfactorily through a well-defined grievance procedure. 7. Handling
disciplinary cases by established disciplinary procedures & in all fairness. 8.
Providing adequate counseling to solve employees personal, work & family problem
s, thereby releasing their stress & strain.
- 32 -

CHAPTER-8
8.0 HUMAN RESOURCE MANAGEMENT IN BANKS
The classification of the Indian banks into broad groups such as public sector,
old private sector, new private sector, foreign, regional rural banks & cooperat
ives are largely on the basis of ownership pattern. It is also well known that t
he business mix, delivery channels & IT strategies of these organizations vary s
ubstantially. What is little known but of greater importance is that each of the
se banks follows very distinct HR practices which have contributed, substantiall
y, to the business processes.
8.1. HRM in Cooperative Banks
It is sad that the HR policies of cooperative banks are totally dominated by the
Registrar of Cooperatives. This is, perhaps, one reason why the cooperatives ar
e unable to improve themselves.
8.2. HRM in Regional Rural Banks (RRBs)
As regards RRBs, most of them adopt the HR policies of sponsor banks, which are
not appropriate for their special nature.
8.3. HRM in Public Sector Banks
In the recent times, the contours of HR function in public sector banks are slow
ly but definitely changing. One could say that these banks are discovering the H
R function & it is hoped that these banks will fast catch up with others. It may
be recalled that, in a controlled environment & to meet with the rapid branch e
xpansion- since 70s- Public Sector Banks (PSBs) have adopted
- 33 -

HRM practices similar to that of Government departments. Herein HRM did not have
a direct role in business development but was more concerned with centralized r
ecruitment to staff & providing them across the country.
8.4. HRM in Private Banks & Foreign Banks
The HR function as practiced by private & foreign banks is effectively involved
in the identification of specific skills that each job warrants & recruiting sui
table staff by every way possible. In these banks, recruitment is a continuous p
rocess with a strong focus on getting the right person for the right job by offe
ring appropriate compensation, incentives & designations. There is a great energ
y spent in keeping the turnover low & offering appropriate training inputs. Poss
ibly there are as many pay structures as there are employees. More importantly,
HRM has a role in monitoring & mentoring the employee. There are no routine tran
sfers. Rather people are recruited in different geographical locations & differe
nt levels. Technology has helped in centralizing the back office & other functio
ns such that service can be provided from a distance. These institutions adopt a
proactive performance appraisal system but still short of 360 Degree appraisals
. Their training process is concerned with both skill building & motivating. It
should, however be said that the demand for professionals on account of growth o
f Indian Business is such that the efforts of HRM have not helped it from comple
tely staving off staff turnover in the ranks.
8.5. HRM in Public Sector Unit Banks (PSU Banks)
In the case4 of PSU Banks the recruitment process is annual & large scale. Peopl
e are recruited at the lowest grade & promoted I due course. This makes the care
er path of each employee the responsibility of the organization. This also under
lies a belief that anyone can occupy any desk. In such a system specialization i
s the loser. Recruitment at higher levels is a recent phenomenon & more an excep
tion than rule. Pay packets are uniform for a grade/level with annual increments
& uniform perquisites. Increments are earned automatically. Transfers are not d
riven by business requirements but a matter of routine. Vacancies get created as
& when people move up. It is not
- 34 -

uncommon to see new departments spring up just to allow promotions. In a way such
a move is justified as salary is linked to grades & not performance. The concep
t of job rotation is practiced with great conviction. As regard leave it is seen
that modern business organizations, driven by work life balance issues & operati
onal risk ensure that certain annual leave is mandatory. In the case of PSU Banks
, the compulsory leave system has not yet taken root. In the circumstances an impo
rtant task at hand is training the staff member, who, on account of age profile
is not comfortable working in an IT environment. HRM should also take immediate
steps to improve productivity. There is a simultaneous need to balance the deman
d of IT savvy youngsters joining the organization who ask for high salaries. PSU
Banks are not able to offer market driven salary. Given that banking business &
the business of Government are distinct, there is, in the case of PSU Banks, an
urgent need that salaries are not limited by what is paid in the ministry but u
nshackled. Till that happens, HRM should, innovatively tackle the issue.
- 35 -

CHAPTER-9
9.0 Responsibilities of the Human Resource Department in Banks
9.1. Role:
The role of the Human Resource Department is to create the climate & conditions
in which management throughout the Bank will be enabled to optimise the individu
al & collective contribution of all employees to the short & long-term success o
f the Bank.
Management
9.2. Responsibilities:
To be the principal sponsor & guardian of HR policies in the Bank.
To propose & ob
tain agreement on changes to these policies from time to time & to ensure that p
olicies which have been agreed are being implemented throughout the Bank.
To con
tribute fully to the task of meeting the business challenges which the bank has
to face by supporting Branch/Unit Managers in continuously developing the potent
ial of employees & in creating conditions in which all the employees are motivat
ed to meet the objectives of the Bank. To continuously monitor the Banks strategi
es to ensure that HR policies are appropriate & that employee numbers & skills a
re fully supportive of such strategies.
To deliver a full range of personnel ser
vices in support of line management. These services include manpower planning, r
ecruitment/transfer, remuneration, and training & employee welfare.
To support l
ine management in their day-to-day management of the workforce by providing advi
ce & consultancy on personnel & performance management issues.
- 36 -

CHAPTER-10
10.0 EMPLOYEE RELATIONS IN BANKS
The banking sector has been characterized by apparently harmonious industrial re
lations & has not suffered from the British Diseases of industrial action & demarc
ation issues associated with parts of manufacturing industry (e.g. Batstone, 198
4). Banks have promoted unitarism (Fox, 1966) encouraging an ethos of teamwork,
shared interest & loyalty, wanting commitment beyond the cash nexus. While banks
are generally seen as having a passive approach to employee relations, paternal
ism did underpin the system & particularly important was the system of internal
promotion supported by an unwritten agreement between the major UK Banks on no p
oaching. The internal labour market created two categories of employees: career
& non-career which equated to a male/female divide. Retail banking is a highly l
abour intensive industry with labour costs forming 70%of total operating expendi
ture & involvement in fund transmissions meant that a majority of clerical staff
have not been used as a means of marketing the banks products nor directly for in
creasing business but to process existing accounts. They have been regarded as a
n overhead rather than a resource.
Until the 1980s, competition between the Banks has been limited, banks operating
as an oligopoly& Governments concern with maintaining economic stability with li
mits to lending, & control over interest rates facilitated this. The oligopoly f
ed through to the management of staff
- 37 -

as national wage bargaining minimized competition for labour. However deregulati

on led to the collapse of the national system & a questioning of the old employm
ent practices.
CHAPTER-11
11.0 CURRENT CHALLENGES FACED BY BANKS IN HRM
Effective work force:
A time-consuming & hectic job is to hunt the right talent. Higher the profession
al value of the vacancy, tougher is the search. Identifying the right stuff foll
owed by negotiation is the element which makes the job tough for the employer. B
anks are keenly interested to fill up two types of breeds of professionals. Ones
who are outstanding professionals with high job hopping attitudethese are those
who come in-work for some tome & then leave for better prospects. Others are tho
se who are keenly picked-up, trained & are somehow retained to be developed as f
uture management within the bank. Management trainees are a growing popular phen
omenon where freshly qualified business graduates are engaged by banks & a certa
in percentage of these well-equipped professionals stay back within the organiza
tion to grow into the footsteps of senior managers. Banking jobs being apparentl
y lucrative for many attract a large number of candidates against advertised vac
ancies in media creating a large database management problem. This has been faci
litated by specialized hiring agencies who may take up the job of hiring in case
of large number of vacancies.
Right People:
The most difficult agenda of HRM across the banking sector is to retain the righ
t people. Sudden growth of retail banking & other services has put pressure on H
R Managers in banks to engage more professionals within shorter span of time the
reby attracting manpower in other banks on
- 38 -

attractive packages has made the job market very competing. A bank in a normal c
ourse invests time & money to hire & train the appropriate workforce for its own
operations. This readymade force is often identified & subsequently picked-up o
n better terms by others.
Compensation:
How much to pay the right employee & how much to the outstanding performer. Bank
s have traditionally followed pay scales with predetermined increments, salary s
labs, bonuses & time based fringe benefits like car & house advance, gratuity, p
ensions, etc. The situation is not the same anymore. An increment of Rs.500-800
per annum is no more a source of attraction for a professional anymore. A basic
pay with traditional formulas of linkage with medical & other facilities has no
soothing today. A promise of future growth, learning culture & corporate loyalty
is out of dictionary & does not mean anything to this energetic & competent per
former today. A waiting period of 3-4 years in each cadre haunts the incumbents
who strongly believe in immediate compensation. A freshly hired professional req
uires a brand new car or car loan n resuming office quite contrary to his previo
us breed of bankers who would wait for the job seniority to qualify for a car lo
an.
Job Satisfaction:
Everybody in the bank wants to work in the preferential department, preferential
location, city of his own choice & boss of his liking. An administrative deviat
ion from any of these results in lowered job satisfaction. Although hiring is no
rmally based on regional requirement matching the area of activity with that of
employees nativity yet other elements like appointment in the department of choic
e & preference makes the job of HR manager quite challenging. What the HR manage
r cannot afford is the dissatisfied employee who not only disrupts the smooth wo
rking him, but also spreads the negativity to others by his de-motivated attitud
e.
Morale Boosting:
- 39 -

What has long been overlooked is the morale boosting of the employees by the org
anizations. Human beings even if satisfied of material wellbeing need to be appr
aised & encouraged constantly. Smart banks have realized this need & have taken
steps to keep their work force motivated through proper encouragement like man o
f the mouth awards, repeat get-togethers, conferences, sports events, dinners, c
ompany sponsored travel, reunions, etc. This is the way employees create a feeli
ng of belongingness.
CHAPTER-12
12.0 DEVELOPMENT IN BANKS
The banks must emphasis on human resource development as one of the critical are
as of its operations. It should redraw its training & development schedules to s
uit the requirements of the current emerging scenario. Requisite training should
be imparted to various branch level functionaries as also administrative staff.
Besides in-house training the reputed external agencies should be utilized for
human resource development with a view to updating their knowledge & to keep the
m abreast of the current banking scenario for meeting the challenges ahead. The
concept of segment specialization may be resorted to in respect of the personnel
selected therefore. It is now thought expedient to plan & strengthen the squad
of skilled officers in various segments as IT, marketing management, risk manage
ment, risk based supervisors, law, security, etc.The lead bank must play an effe
ctive role in improving the work environment & pursuing staff welfare measures i
n the form of whole range of financial assistance with reference to various loan
s of sorts. Human resource skills are other areas of challenge. Because of moder
nization & technological advancement rigorous training & man power planning are
required. In the market scenario characterized by heightened competition, growin
g customer needs & technological up gradation, the bank fine tunes its HT policy
to meet its corporate objectives. New training systems have been developed to i
mpart competencies & a broad range of skills among the employees to deliver fast
er & superior service that can delight the customers. The Industrial Relations i
n the banks have been harmonious & cordial.
- 40 -

12.1TRAINING & DEVELOPMENT

Meaning & Definition:
Training:
Organization & individual should develop & progress simultaneously for their sur
vival & attainment of mutual goals. So every modern management has to develop th
e organization through human resource development. Employee training is the impo
rtant sub system of human resource management. Employee training is a specialize
d function & is one of the fundamental operative functions for human resources m
anagement. After an employee is selected, placed & introduced he or she must be
provided with training facilities. Training is the act of increasing the knowled
ge & skill of an employee for ding a particular job. Dale S. Beach defines the t
raining as the organized procedure by which people learn knowledge & skill for a
definite purpose. The training system in the banking industry has a strong struct
ural base. However, in the past the training activities have been more ritualist
ic due to absence of a strategic link between training & human resources develop
ment. Today, it is important that the training function is made an effective org
anizational intervention by establishing a clear policy of training & developmen
t within the framework of total human resource development. The training establi
shments need to be actively involved in the total training process starting from
the identification of the training needs, evaluation of training effectiveness
& the benefits of training to the end users viz. the internal & external custome
rs. The need for training & development is determined by the employees performanc
e deficiency, computed as follows:
Training & Development Need = Standard Performance Actual Performance.
We can make a distinction among training, education & development. Training, as
was started earlier, refers to the process of imparting specific skills. Educati
on, on the other hand, is confined to theoretical learning in the classrooms. Tr
aining & Education Differentiated:
- 41 -

TRAINING
Application oriented Job experience Specific tasks Narrow perspective
EDUCATION
Theoretical oriented Classroom learning General concepts Broad perspective
Development:
Give a man a fish, & you give him meal. Teach man to fish, & you give him a livel
ihood. This ancient Chinese proverb seems to describe the underlying rational of
all raining & development programs. No banking organization can long ignore the
training & development needs of its employees without seriously inhabiting the p
erformance. Even the most careful selection does not eliminate the needs for tra
ining, since people are not molded to specifications & rarely meet the demands o
f their jobs adequately. This HRM function deals with the overall development of
the employees. This includes their professional & well as their personal develo
pment. It is a part of HRM function to identify opportunities for enhancing the
skills of the resources. Promotion is regarded as one of the ways of recognizing
development undertaken by an employee. Development is also largely dependant on
training. Generally people think that training & development are one & the same
, but there are many differences between them.
- 42 -

- 43 -

12.2. RECRUITMENTs
Meaning and definition: The human resources are the most important assets of an
organization. The success or failure of an organization is largely dependent on
the caliber of the people working therein. Without positive and creative contrib
utions from people, organizations cannot progress and prosper. In order to achie
ve the goals or the activities of an organization, therefore, they need to recru
it people with requisite skills, qualifications and experience. While doing so,
they have to keep the present as well as future requirements of the organization
in mind. Once the required number and kind of human resources are determined, t
he management has to find places where the required human resources are/will be
available and also find means of attracting them towards the organization before
selecting suitable candidates for jobs. Recruitment is defined as, A process to
discover the sources of man power to meet the requirements of the staffing sche
dule and to employ effective measures for attracting that man power in adequate
numbers to facilitate effective selection of an efficient work force.
Objectives of recruitment
Some of the objectives of recruitment are:
To attract people with multi-dimensio
nal skills and experiences that suits the present and future organizational stra
tegies.
To induct outsiders with a new perspective to lead the company.
To infus
e fresh blood at all levels of the organization. To devise methodologies for ass
essing psychological traits.
Process of Recruitment:
Recruitment refers the process of identifying and attracting job seekers so as t
o build a pool of qualifies applicants. This process comprises of five interrela
ted stages, viz,
- 44 -

Planning
Strategy development
Searching
Evaluation and control The ideal recruit
ment process is the one which attracts relatively larger number of qualified app
licants who will survive the screening process and accept positions with the org
anization, when offered to approach the ideal people, individuals responsible fo
r recruitment process must know how many types of employees are needed, where an
d how to look for individuals with appropriate qualifications and interests, wha
t inducements to use for various types of applicants group, how to distinguish a
pplicants who are unqualified from those who have a reasonable chance of success
, and how to evaluate their work.
12.3. SELECTION
Definition Selection is defined as the process of differentiating applicants in
order to identify and hire those with a greater likelihood of success in a job.
The objective of selection decision is basically picking an applicant from a poo
l of applicants who has the appropriate qualifications and competency to do the
job. The selection procedure cannot be effective until and unless Requirements of
the job to be filled have been clearly specified. Employee specifications (phys
ical, mental, social, behavioral etc) have been clearly specified.
Candidates fo
r screening have been attracted. Selection process is preferable because:
It is
easier for applicant as they can send their applications to a single centralized
department/agency. It facilitates contacts with applicants because issues perta
ining to employment can be cleared through one central location.
- 45 -

It helps operating managers to concentrate on their operating responsibilities.

This is helpful during peak operating period.
It can provide for better selectio
n because hiring is done by specialist trained in staffing techniques. The appli
cant is better assured of consideration for a greater variety of jobs. Hiring co
st may be cut because duplication of efforts is minimized.
Selection Process:
The selection process consists of the following steps: 1. Application form: Many
companies formulate their own style of application form depending upon the size
and nature of business carried on, type and level of the job etc. Information i
s generally required on the following items in the form: personal background, ed
ucational attainments, work experience references etc. 2. Written test : Written
test is conducted for the qualified candidates after they are screened on the b
asis of application form to measure the candidates ability towards the job, his
aptitude reasoning, knowledge in various disciplines, English language etc. 3. P
reliminary Interview: The next step that tag along the selection procedure is a
preliminary interview wherein the applications are scrutinized so as to eliminat
e unqualified applications. Preliminary Interviews are short. This interview thu
s provides information about the candidate related to the job or personal specif
ications. 4. Selection Test: After passing through the interview the next stage
that applicant has to prove himself on are the selection tests. There are differ
ent types of selection tests for different levels of the organization and that t
oo is further differentiated within different types of organizations. Some of th
e most common and well-known tests that an applicant has to go through are; a) A
ptitude test
- 46 -

b) Personality tests: This is common mostly for the higher levels of management
are given to measure a prospective employees motivation to function in a particul
ar working environment. c) Internal test: To measure an individuals activity pref
erences. d) Graphology Test: is an art wherein the individuals handwriting is see
n and accordingly his personality traits are derived by the way he writes. e) Po
lygraph Test: Are designed to ensure accuracy of the information given in the ap
plications. f) Medical Tests: Reveal physical fitness of the candidate. g) Drug
test: Help to ensure the presence of illegal or Performance- affecting drugs. 1.
References and background checks: Many employer request names, address, and tel
ephone numbers or references for the purpose of verifying information and, perha
ps, gaining additional background information on an applicant. 2. Selection Deci
sion: After collecting data from all the preceding steps, this is the most cruci
al step in the entire selection process. The main difference between the precedi
ng stages and this is that former is used to short list the number of candidates
and later one is to make a final decision from the pool of individuals who pass
the tests, interviews and reference checks. The view of line manager will be ge
nerally considered in the final selection because it is he/she who is responsibl
e for the performance of the new employee. The HR manager plays a crucial role i
n the final decision. 3. Physical Examination: After the selection decision and
before the job offer is made, the candidate is required to undergo a physical fi
tness test. The result of the medical fitness test is recorded in a statement an
d is preserved in the personal records. The main objectives of this test are as
To detect if the individual carries any infectious diseases.
To determi
follows:
ne whether an applicant is physically fit to perform the work. It helps to deter
mine if there are any physical capabilities which differentiate successful and l
ess successful employees.
- 47 -

Medical checkup protects applicants with health defects from undertaking work th
at could be detrimental to them or might otherwise endanger the employers propert
y. Last, but not the least such examination will protect the employer from worke
rs compensation claims that are not valid the employee was hired. 1. Job offer:
The next step is selection process is Job offer for those applicants who had pas
sed the previous stage. Job offer is made through a letter of appointment. Such
a letter usually contains the date by which the appointee must report on duty. A
ppointee must be given a reasonable time for reporting because it may be quite p
ossible that the appointee is employed in some other company or must be residing
in some other city and for such other reasons. Company may also want the appoin
tee to delay in joining the job because the job may require undergoing some trai
ning program. Decency demands that rejected applicants must be informed about th
eir non-selection. These applicants data must be used for future references. 2. C
ontract of employment: After the job offer is made and the candidates accept the
offer, certain documents need to be executed by the employer and the candidate.
One such document is Attestation form. This form contains vital details about t
he candidate, which are authenticated and attested by him/her, which could be us
ed for future reference. Another document is contract of employment. This docume
nt contains the terms and conditions of employment like designation, perks, term
of job and so on. The information written in the contract may vary according to
the level of the job. The main drawback of the contract is that it is difficult
to enforce them. 3. Concluding the selection process: The selection process wil
l not end with executing the employment contract. The step is reassuring the can
didates who have not been selected. Such candidates must be told that they were
not selected, not because of any serious deficiencies in their personalities, bu
t because their profiles did not match the requirements of the organization. 4.
Evaluation of selection process: The broad test if the effectiveness of the sele
ction process is the quality of the personnel is hired. An organization must hav
e competent and committed
- 48 because the injuries or illness was present when

personnel. The selection process, if properly done, will ensure availability of

such employees. Audit must be conducted by the people who work independent of th
e HR department.
New methods of selection:
1.360 degree selection or participative selection: Normally supervisors administ
er the selection test and interview. They judge the fit between the job and the
candidate. But the employee skills, knowledge and performance affect not only su
periors but also subordinates and the employees of the same level. Hence the org
anization started involving the subordinates and the employees of the same level
in administrating the employment tests and interviews. This type of selection p
rogram is called 360 degree program. 2. Employee leasing: The client company lea
ses employees from a third party, not on temporary basis but on a full time basi
s and for long help. An interesting feature is that the client company need not
perform personnel activities such as hiring compensation or record keeping. Empl
oyees working elsewhere are leased. They are not directly employed by the compan
y where they are working. Employees not recruited by one client are sent to anot
her. 3. Selection by invitation: Management observes the performance of the key
executives of competitors. If the performance of the key executives is excellent
or the key executives are the change agents, the management invites them to joi
n the organization by offering attractive salary and benefits. Thus, the signifi
cant performance of the executives forms basis for selecting them by invitation.
- 49 -

CHAPTER-13
13.0 HRM ISSUES IN PUBLIC SECTOR BANKS
Background: Among the 12 services classified under the services definition of GA
TS, banking is one of the prominent one. Banking industry in India is one of the
most diversified and heterogeneous in terms of ownership; co-existence of priva
te and public sector is one of the best examples of peaceful co-existence of two
entirely different cultural systems in the services sector. Coupled with that,
the country has a large number of foreign banks with altogether a different work
culture and climate. The simultaneous existence of so many types of work ethos,
systems and processes are truly symbolic of the great Indian unity amongst dive
rsity. Notwithstanding the fact that lots of efforts have gone into bringing tec
hnological & process congruence, it is really unfortunate that very little has b
een done on the human resource front in this regard. Unfortunately, public secto
r banking has been the biggest victim, being governed by outdated & prohibitive
sets of government guidelines. The Management often complains lack of adequate p
ower and flexibility; the Trade Unions often look at any directional change with
a sense of suspicion; majority of the workforce remains in dream-world of the p
re-liberalized scenario of work security. The result is that public sector banks
are least concerned about human resource management and reforms thereto and con
sequently remain under-productive. Though renaming of Personnel departments to H
R departments took place quite a few years ago in some of the public sector bank
s, the work processes & culture in many of them till today remain outdated and a
re not in a position to meet changing expectations of the human talent within. T
he scope of this is limited to address some of the fundamental issues in areas o
f human resource management front in the public sector banking in India.
- 50 -

CHAPTER-14
14.0ORGANIZATIONAL PROFILE OF STATE BANK OF INDIA
State Bank of India is the largest and one of the oldest commercial bank in Indi
a, in existence for more than 200 years. The bank provides a full range of corpo
rate, commercial and retail banking services in India. Indian central bank namel
y Reserve Bank of India (RBI) is the major shareholder of the bank with 59.7% st
ake. The bank Total is capitalized to the 359.237 billion with the public holdin
g (other than promoters) at 40.3%. SBI has the largest branch and ATM Network sp
read across every corner of India. The bank has a branch network of over 15004 b
ranches (including subsidiaries). including 157 foreign offices in 41 countries
around the world making it The Largest Banking and Financial Services Company in
India, correspondent relationship with 520 International banks in 123 countries
. In recent past, SBI has acquired banks in Mauritius, Kenya and Indonesia. The
bank had total staff strength of 292,215 as on 31st January, 2013. Of this, 29.5
1% are officers, 45.19% clerical staff and the remaining 25.30% were sub-staff.
The bank is listed on the Bombay Stock Exchange, National Stock Exchange, Kolkat
a Stock Exchange, Chennai Stock Exchange and Ahmedabad Stock Exchange while its
GDRs are listed on the London Stock Exchange. SBI group accounts for around 25%
of the total business of the banking industry while it accounts for 35% of the t
otal foreign exchange in India. With this type of strong base, SBI has displayed
a continued performance in the last few years in scaling up its efficiency leve
ls. Net Interest Income of the bank has witnessed a CAGR of 13.3% during the las
t five years. During the same
- 51 -

period, net interest margin (NIM) of the bank has gone up from as low as 2.9% in
FY02 to 3.40% in FY06 and currently is at 3.32%.
State Bank of India
Year
Imperial Bank of India 1900
Mumbai, Maharashtra, India 1 July 1995 292215 in 2012 15004 in 2012
Workers Branch Asset Establishments
19000 in 2006 12000 in 2006 274 billion 2 June 1806
359.237 billion
1969 nationalized
Government of India
State Bank of India
Overview
State Bank of India is a largest commercial Bank in India entity on the corporat
e scene having diversified business interests that include Financial Institution
. The State Bank of India, the largest public sector bank of India, offered volu
ntary scheme (VRS) to trim its workforce as recommended that the banking industr
y was overstaffed. SBI implemented a VRS or the Golden Handshake system. The vast
workforce that was once regarded as one of SBIs strongest assets became a liabili
ty following the computerization of the bank. The introduction of this scheme le
ads to strong protests and SBI faced with a prospect of losing its talented empl
oyees and be left with less efficient employees (2012).
- 52 -

Quality is our essence and we, at State Bank of India, have always stressed on t
he Qualitative aspect. Consequently in this run for quality, quantity has always
pursued us. We look forward to reaching the zenith and reaffirm our commitment
to the process of sound nation-building.
CORE COMMITMENTS - OUR STRENGTH o o o o o o o o o o o What A commitment of State
Bank of India to the genuine needs and rights of anybody & everybody Be it to a
depositor, Share Holder, consumer.... all business associates and Sahara India
Family Members. Need India needs effective consumer protection and protection of
workers' genuine rights. There are various agencies, promising protection & act
ion. But no external body can provide justice unless the company becomes 'QUALIT
Y CONSCIOUS' WITH STRICTLY NO DISCRIMINATION POLICY AND JUSTICE CONSCIOUSNESS as
its very dominating nature. Motto We not only believe but practice NO DISCRIMIN
ATION, JUSTICE & HIGH QUALITY means enthusiastic, productive performance of duty
"KARTAVYA' towards the consumer', workers' genuine satisfaction. Aim To provide
justice - be it a matter of the tiniest imperfection or injustice in our COMMIT
MENT - products or services. Direct or indirect, short term or long term. Emotio
n Discipline Duty No discrimination Quality Give respect Self-respect Truth Coll
ective Materialism Religion Absolute Honesty
- 53 -

Where Kindly rush your grievances/suggestions or any queries related to State Ba

nk of India Services to the nearest S.B.I Branch establishment and/or to: Respons
e Will Never Be Delayed and Justice Will Never Be Denied
BUSINESS ENTITIES
STATE BANK OF INDIA
Advance Product Money deposit (Home, Education and Car Loan)
CARDS (Debit, Creditand Many more) Services and Trading
- 54 -

CHAPTER-15
DATA ANALYSIS AND INTERPRETATION
15.0 ANALYSIS OF SECONDARY DATA
Training and Development Function in Banking Sector
TEAM-HEAD

TNI Training calander Training budget Training feedback Training manuals Approva
ls/concept paper
TEAM MEMBER 1
TEAM MEMBER 2
TEAM MEMBER3
TEAM MEMBER4
IT support Project/Summer training Induction manual/ppt Training feedback or eva
luation Admin task Database management MIS-T&D
Module design Module development
Internal TNI External TNI Product/Process Training Project/Summer training HRIS
support Best HR practices Training initiative
Internal External Concept Developm
ent Write-ups& Briefing Training Evaluation PD e-manual Project/summe r training

- 55 Library mgmt
Books
Journal
Newspape r Dak(In/out) database Record Maintenance Ad
min follow Up Bulletin/Boar d management

15.1 ANALYSIS OF PRIMARY DATA What do you understand by training?

Learning Enhancement of knowledge, skill &attitude Sharing information All of th
e above 0 4 0 16
ANALYSIS The above result shows that most of the State Banks of India Employees
are well aware of the definition, inputs and purpose of the training program. Th
ey are self-motivated to attend such training program as it will result in their
skill enhancement & improving their interpersonal skill.
- 56 -

2. Training is must for enhancing productivity and performance.

Completely agree Partially agree Disagree Unsure
17 3 0 0
ANALYSIS: The above result shows that mostly State Banks of India Employees are
well aware of the role and importance of the training. It means somewhere their
productivity and performance has been improved after the training program attend
ed by them and it helped them to achieve their goal.
- 57 -

3. (i). Have you attended any training program in the last 01 year?
Yes No 20 0
ANALYSIS: 100% respondents had attended training program in the last 01 year. It
means in State Banks of India HR Department, time to time training is provided
to all the Banks Employs and it is continuous process.
- 58 -

(ii). If yes, which module of soft skill development training?

Personality and positive attitude Business communication Team building and leade
rship Stress management and work-life balance Business etiquettes and corporate
grooming All of above If any other ,please specify 3 2 0 2 0 13 0
ANALYSIS: 65% respondents had attended all the five modules of soft skill develo
pment training. But besides soft skill development training, HR department of St
ate Banks of India Employees should also provide product/process or skill based
training to enhance the employability.
- 59 -

4. (i). After the training, have you given feedback of it?

Yes No
20 0
ANALYSIS: 100% respondent had given feedback after attending the training. It me
ans each and every respondent are well aware of the importance of giving feedbac
k. They know that their feedback is very important to identify the effectiveness
and valuation of training program.
- 60 -

(ii). If yes, through which method?

Questionnaire Interview Supplement test Any other
16 1 1 0
ANALYSIS:
The above result shows that the questionnaire is the most popular method of eval
uating the training program and other methods are not very much in practice in c
o HR Department, State Banks of India But since there are various other methods
of evaluation of training program like interviews, supplement test, self-diaries
& observation so it should also implement the other methods also to identify th
e ROI (return on investment) & effectiveness and valuation of the training progr
am.
- 61 -

1. Which method of post training feedback according to you is more appropriate?

Observation Questionnaire Interviews Self-diaries Supplement test 5 3 8 3 1
ANALYSIS: I. Corporate HR, Sahara India Pariwar, mostly use the questionnaire to
get the feedback of trainees but only 15% respondents are in favor of questionn
aire because in it there is a possibility of getting inaccurate data and in this
responding conditions are also not controlled. II. On the other side 40% respon
dents feel that interview is the most appropriate method of evaluating the train
ing program because it is more flexible method, and in this they can get the
- 62 -

opportunity for clarification and the most important thing is that in the interv
iew, personal interaction is also possible. III. 25% are in favors of observatio
n because this is non-threatening and is excellent way to measure the behavioral
changes. IV. Beside this, 15% are in favors of self-diaries and 5% are in the f
avour of supplement test. It means that HR department of State Banks of India Em
ployees should also try to use other method of evaluation of training program.
- 63 -

6.(i). Do you think that the feedback can evaluate the training effectiveness?
Yes No
20 0
ANALYSIS:
100% respondents think that the feedback can evaluate the training effectiveness
. It means that HR department of State Bank of India are well aware of the impor
tance of taking feedback after the training.
- 64 -

(ii).If yes, how can the post training feedbacks can help the participants?
Improve job performance An aid to future planning Motivate to do better All of t
he above None
1 3 2 14 0
ANALYSIS: 70% respondent feel that the post training feedback can help the parti
cipants to improve their job performance, is an aid to future planning and can m
otivate to do better. It means that they are benefited by giving feedback of the
training, attended by them.
- 65 -

7. Post training evaluation focus on result rather than on the effort expended i
n conducting training.
Completely agree Partially agree Disagree Unsure
14 6 0 0
ANALYSIS: 70% respondents are completely agree and 30% respondents are partially
agree with the statement that post training evaluation focus on result rather t
han on the effort expended in conducting training program. It means that all the
respondent are well aware of the purpose and objective of the post training eva
luation.
- 66 -

8. What should be the approach of post training evaluation?

Trainer centered Trainee centered Subject centered All of the above
2 2 8 8
ANALYSIS:
I. 40% respondents feel that the approach of post training evaluation should be
subject cantered and 40% respondent also feel that it should be trainer, trainee
and subject cantered. II. 10% respondents are in favors of trainee cantered app
roach and 10% respondents are in favors of trainer cantered approach. It means t
hat the evaluation procedure should be implemented concerning trainer, trainee a
nd subject.
- 67 -

9. What should be the ideal time to evaluate the training?

Immediate after training After 15 days After 1 month Cant say
6 7 4 3
ANALYSIS:
35% respondent feel that training should be evaluate after 15 days.30% feel that
it should be immediate after training. 20% feel that ideal time to evaluate the
training is after 1 month and 15% are unsure. Since each respondent had attende
d different training program. So the ideal time of evaluation of training depend
s on types of training. It could be vary for different training.
- 68 -

10. Should the post training evaluation procedure reviewed and revised periodica
lly?
Yes No Cant say
16 2 2
ANALYSIS:
80% respondents feel that the post training evaluation procedure should be revie
wed and revised periodically. It means that it has to be a continuous process an
d be taken regularly by the line manager/Reporting manager of the participants.
It could also be taken by peer group. Still 10% feel that the post training eval
uation procedure should not be reviewed and revised periodically. It means they
are satisfied with the post training evaluation procedure, followed by State Ban
k of India HR Department.
- 69 -

11. Is the whole feedback exercise after the training worth the time, money and
effort?
Yes No Cant say
18 2 0
ANALYSIS:
90% respondents feel that the whole feedback exercise worth the time, money and
effort and 10% respondent are not agree with this. It means that feedback exerci
se is valuable and wrathful for the participant to achieve their personal goal a
s well as for the organization. Still 10% are unsure about it. So there is a nee
d to create awareness among them that how much the feedback exercise is importan
t to identify the effectiveness and valuation of the training program, to identi
fy the ROI(return on investment),to identify the need of retraining and identify
the points to improve the training.
- 70 -

12. The post training feedback can be used:

To identify the effectiveness and valuation of training program To identify the
ROI(return on investment) To identify the need of retraining To provide the poin
ts to improve the training All of above
3 2 0 0 15
ANALYSIS: 75% respondents feels that post training feedback can be used to ident
ify the effectiveness and valuation of training program, to identify the ROI, to
identify the need of retraining and to provide the points to improve the traini
ng. And others are also aware of the importance of post training feedback.
- 71 -

CHAPTER-16
16.0 KEY FINDINGS
Mostly all the State Banks Of India Employees are well aware of the role and imp
ortance of the training They are self-motivated to attend such training program
as it will result in their skill enhancement & improving their interpersonal ski
ll.
Corporate HR, State Banks of India, time to time training is provided to all
the Employees and it is continuous process.
Two types of training are provided
to the Employees by State Banks of India -induction training and soft skill deve
lopment training.
Questionnaire is the most popular mean of evaluating the train
ing program in State Banks of India. Most of the Employees feel that interview i
s the most appropriate method of evaluating the training program.
Post training
evaluation focus on result rather than on the effort expended in conducting the
training and it worth the time, money and effort. Most of the participants are b
enefitted by giving feedback after attended the training. It motivated them to d
o better, helped them to increase their job performance and is an aid to future
planning. In State Bank Of India , post training evaluation is used to identify
the effectiveness and valuation of training program, to identify the ROI(return
on investment), to identify the need of retraining and to provide the points to
improve the training.
- 72 -

16.1 SUGGESTIONS AND RECOMMENDATIONS

The management must commit itself to allocate major resources and adequate time
to training.
Ensure that training contribute to competitive strategies of the fi
rm. Different strategies need different HR skill for implementation. Let trainin
g help employees at all levels acquire the needed skill.
Ensure that a comprehen
sive and systematic approach to training exists, and training and retraining are
done at all levels on a continuous and on-going basis.
Ensure that there is pro
per linkage among organizational, operational and individual training needs. Ski
ll based training (product/process training) should also be provided.
Besides qu
estionnaire other methods of post training evaluation should also be used like i
nterviews, self-diaries, observation and supplement test. The evaluation procedu
re must be implemented concerning trainer, trainee and subject.
Post training fe
edback has to be continuous and should also be taken from line manager/superior
& from peers to find out the effectiveness and valuation of training.
- 73 -

16.2 LIMITATION OF THE STUDY

The study is limited to the State Bank of India NCERT BRANCH. So the study is su
bject to the limitation of area.
The time period of the study was only two weeks which may provide a deceptive pi
cture in comparison of the study based on long run.
Sampling size was of only 20
, because only these people had attended soft skill development training.
State
Bank of India only provides soft skill development training, not skill based (pr
oduct/process) training. So how can one evaluate the skill based training is sti
ll unresolved.
The study is based only on secondary & primary data so lack of keen observations
and interactions were also the limiting factors in the proper conclusion of the
study.
- 74 -

16.3 CONCLUSION
Today, banks focus on designing programs and process and services to attract, de
velop and retain top talent. Utilizing the latest technologies HR team has launc
hed sophisticated online systems that provide the employees with details on bene
fits, compensation, special programs and internal job opportunities. As a
global employee population continues to grow, these cutting edge activities are
increasingly important to the deliver world-class HR solution.
The core function of HRD in the banking industry is to facilitate performance im
provement, measured not only in terms of financial indicators of operational eff
iciency, but also in terms of the quality of financial services provided. Factor
s like skills, attitudes and knowledge of the human capital play a crucial role
in determining the competitiveness of the financial sector. The quality of human
resources indicates the ability of banks to deliver value to customers. Capital
and technology are replicable but not the human capital which needs to be value
d as a highly valuable resource for achieving that competitive edge. The primary
emphasis needs to be on integrating human resource management strategies with t
he business strategy. HRM strategies include managing change, creating commitmen
t, achieving flexibility and improving teamwork. The other processes representin
g the overt aspects of HRM are recruitment, placement and performance management
.
- 75 -

QUESTIONNAIRE
Dear Madam/Sir, I, Prince Tiwari MBA Second Semester student pursuing my course
from Bhai Parmand Institute of Business Studies. As a part of my curriculum I am
undergoing Project Report at Human Relation Management in Banking Please give y
our views/opinions in the space given below about the project report feedback in
STATE BANK OF INDIA. The information provided by you will be kept highly confid
ential and will be used by me strictly for an analysis only. 1) What do you unde
rstand by training? a) Learning b) Enhancement of knowledge, skill and aptitude
c) Sharing information d) All of above
2) Training is must for enhancing productivity and performance. a) Completely ag
ree b) Partially agree c) Disagree d) Unsure
3) (i) Have you attended any training programme in the last 01 year? a) Yes b)
o (ii) If yes, which module of soft skill development training? a) Personality
nd positive attitude b) Business communication c) Team building and leadership
) Stress management and work-life balance e) Business etiquettes and corporate
rooming
- 76 -

N
a
d
g

f) All of above g) If any other please specify ___________________________

4) (i) After the training ,have you given feedback of it? a) Yes b) No
(ii) If yes, through which method?(can select more than one) a) Questionnaire b)
Interview c) Supplement test d) If any other please specify _______________
5) Which method of post training feedback according to you is more appropriate?
a) Observation b) Questionnaire c) Interviews d) Self-diaries e) Supplement test
6) (i) Do you think that the feedback can evaluate the training effectiveness? a
) Yes b) No (ii) If yes, how can the post training feedbacks can help the partic
ipants?(can select more than one) a) Improve job performance b) An aid to future
planning c) Motivate to do better d) All of the above
- 77 -

e) None
7) Post training evaluation focus on result rather than on the effort expended i
n conducting training. a) Completely agree b) Partially agree c) Disagree d) Uns
ure
8) What should be the approach of the post training evaluation?(can select more
than one) a) Trainer centered b) Trainee centered c) Subject Centered d) All of
the above
9) What should be the ideal time to evaluate the training? a) Immediate after tr
aining b) After 15 days c) After 1 month d) Cant say
10) Should the post training evaluation procedure reviewed and revised Periodica
lly? a) Yes b) No c) Cant say 11) Is the whole feedback exercise after the traini
ng worth the time, money and Effort? a) Yes
- 78 -

b) No c) Cant say
12) The post training feedbacks can be used: a) To identify the effectiveness an
d valuation of the training programme b) To identify the ROI( return on investme
nt) c) To identify the need of retraining d) To provide the points to improve th
e training e) All of above
13) Any suggestion for improving the post training feedback procedure exists in
State Bank of India? ___________________________________________________________
___________________ ____________________________________________________________
__________________ _____________________________________________________________
_________________ ______________________________________________________________
________________ _______________________________________________________________
_______________ ________________________________________________________________
______________ _________________________________________________________________
_____________ __________________________________________________________________
____________ ___________________________________________________________________
___________ ____________________________________________________________________
__________ _____________________________________________________________________
_________ ______________________________________________________________________
________ _______________________________________________________________________
_______ ________________________________________________________________________
______ _________________________________________________________________________
_____ __________________________________________________________________________
____ ___________________________________________________________________________
___ ____________________________________________________________________________
__ _____________________________________________________________________________
_
SIGNATURE
- 79 -

Dear Madam/Sir We would appreciate your views sharing with us. This will help us
to improve more. Please give your views/opinions in the space provided below ab
out this Employee Developments and evaluate the improvements after the training.
Employee Details
Name Grade E.C. Department
Training Programme
Name of the module
Date
Duration
Venue
- 80 -

S.B.I Employees evaluation after training

Rating Please tick ( ) S.NO ATTRIBUTES EXCELLENT GOOD AVERAGE NEEDS IMPROVE MENT
1
Employees attitude towards his subordinates and co-workers Employees ability to fu
lfil expected job requirements Communication skill of the Employees. Listening sk
ill of the Employees Writing skill of the Employees Conflict resolving skills Abil
ity to work in a team Ability of taking initiative Motivational skill Patience a
nd tolerance level Stress management skill Ability to work under pressure Busine
ss etiquettes of the Employees Mannerism and behavior of the Employees Punctuality
at work place - 81 2
3 4 5 6
7 8
9
10
11 12
13
14 15

Q. Any other area where you would like to recommend this Employees to undergo tra
ining?
___________________________________________________________________________ ____
_______________________________________________________________________ ________
___________________________________________________________________ ____________
_______________________________________________________________ ________________
___________________________________________________________
Q. Whether this training is relevant to the present requirement of your Departme
nt?
Yes

No
Q. Would you recommend this training to other Employees in your Department?
Yes

No
Q. Any suggestions for improving the effectiveness of the training.
___________________________________________________________________________ ____
_______________________________________________________________________ ________
___________________________________________________________________ ____________
_______________________________________________________________ ________________
___________________________________________________________ ____________________
_______________________________________________________
SIGNATURE
- 82 -

BIBLIOGRAPHY BOOKS
HRM IN BANKING [TY BCBI] PERSONNAL MANAGEMENT/HRM - BHATIA S.K. HRM: Contemporar
y Prospective BREADWELL, IAN, HOLDEN, LEN HRM &INDUSTIAL RELATIONS SUBBA RAO CAS
E AND EXERCIES IN HRM GEORGE, STEVENS PERSONNEL MANAGEMENT MAMORIA, C.B.
WEBSITE www.google.co.in
www.personnel.online.com www.articlebase.com www.humanmatrics.com www.bussinessw
eak.com www.sbi.co.in
- 83 -