Synopsis for MBA dissertation

Student details
Name

Deepshikha Sharma

Roll no

MBA/13/01

Mobile number

09854273734

Email address

deep.nerist@gmail.com

Details of Dissertation
1. Title of dissertation:
Delinquency Mitigation Strategy of Private Banks in Arunachal Pradesh
2. Significance of the study :
The project will help to identify and manage delinquency and other credit risk by other
similar nascent company or business person and to act accordingly if it arises, contributing to
similar project, improve project control and hence will facilitate decision making and
prioritize actions.
3. Review of literature :
(Minimum 10 research article from reputed journals with following details)
Sl
no.

Title of
research paper

Authors

Years of
publicati
on
2010

Journal
details

Key points

A Study on
Credit Default
Swaps

B. Suresh
Rao

Asia- Pacific journal of Social

Sciences
ISSN 0975-5942 Voll . II (1)

Swap, Insurance
Credit, Investors

Credit Risk
Management in
Indian Banks

Patil Jaykar
Bhaskar

2014

Bank;
Borrowers;
Credit Risk;
Return; Risk
Management.

Nayan J

2014

ISSN: 2321-7782 (Online)

Volume 2, Issue 1, January
2014
International Journal of
Advance Research in
Computer Science and
Management Studies
Volume-3, Issue-8, August2014 ISSN No 2277 - 8160

Retail Credit
Risk
Management in
Indian Public
Sector Banks

Dr. M.
Kumaraswa
my

Retail banking,
Credit risk,
NPAs

Factors
Affecting Loan
Delinquency In
Microfinance
Institutions In
Kenya

Beatrice
Njeru Warue

2012

International Journal of
Management Sciences and
Business Research, 2012, Vol.
1, Issue 12. (ISSN: 22268235)

Loan
delinquency,
microfinance
institutions, self
help groups,
external factors,
loan
portfolio
loan
modifications,
financial crisis,
household
finance,
mortgages,
securitization
JEL
classification:
D1, D8, G1, G2

Market-Based
Loss Mitigation
Practices for
Troubled
Mortgages
Following the
Financial Crisis

2010

NPAs Reduction
Strategies for
Commercial
Banks in India

Sumit
Agarwal
Gene
Amromin
Itzhak BenDavid
Souphala
Chomsiseng
phet
Douglas D.
Evanoff
1G.V.Bhavan
i Prasad,
2D.Veena

2011

ISSN : 2330-9519 (Online) |

ISSN : 2231-2463 (Print)

Luiz
Henrique
Rodriguesda-Silva,
Jos Antnio
Crispim
Joana
Peixoto,
Anabela
Tereso,
Gabriela
Fernandes,
Rui Almeida

2014

Elsevier

Banking System
in India,
Commercial
Banks, PSB,
SCB, NPS
Project Risk
Management;
Process;
Practices

The project risk

management
process, a
preliminary
study

Project Risk
Management
Methodology: A
Case Study of an
Electric Energy
Organization

2014

Science Direct

Credit Risk
Management In
Indian
Commercial
Banks

Ms. Asha
Singh

2013

International Journal of
Marketing, Financial Services
& Management
Research______ ISSN 22773622 Vol.2, No. 7,

risk
management;
risk
management
plan; identify
risks; risk
assessment; plan
risk response;
risk monitoring
and control
Bank, credit
risk, loan, risk
management,
the borrower,
the lender.

10

Risk
Management In

Thirupathi
Kanchu; M.

2013

International Journal of
Marketing, Financial Services

Risk
Management,

Procedia Technology 16
( 2014 ) 1096 1105

Banking Sector
-An Empirical
Study

Manoj
Kumar

& Management Research__

ISSN 2277- 3622
Vol.2, No. 2, February (2013)

Banking Sector,
Credit risk,
Market risk,
Operating Risk,
Gab Analysis,
Value at Risk
(VatR)

4. Objectives:
1. To identify various types of risk involved in credits and loans of Banks
2. To make a comparative study of Delinquency Mitigation Strategy of two Private Banks
(Axis Bank Vs HDFC Ltd)
3. To determine the strategies adopted by both the banks for Delinquency Mitigation

5. Hypothesis (if any)

6. Research Methodology
1. Both Primary and secondary data. Primary data (with facts and figures) has to be
collected from the branches.
2. Structured and Unstructured Interview Methods have to be used for further analysis.
3. Analysis of data and interpret it
7. Expected Contribution to Research
In the future, these strategies can be used for mitigating the delinquency of similar projects by
different banks and that a gradual standardization on the use of the risk management methodology
can be achieved in the organization.