1.

ACH Automated Clearing House

2. AER Annual Earning Rate
3. ALM Assets and Liability Management
4. AML Anti Money Laundering
5. ASBA Application Supported by Blocked Amount
6. ATM Automated Teller Machine
7. BCBS Basel Committee on Banking Supervision
8. BCSBI Bank Codes and Standards Board of India
9. BPLR Benchmark Prime Lending Rate
10.
BSBDA Basic Saving Bank Deposit Account
11.
CAR Cash Adequacy Ratio
12.
CASA Current Account Saving Account
13.
CBS Core Banking Solutions
14.
CCIL Clearing Corporation of India Ltd.
15.
CDs Certificate of Deposits
16.
CDSL Central Depository Services Ltd.
17.
CIBIL Credit Information Bureau India Ltd
18.
CORE Centralized Online Real Time Environment
19.
CP Commercial Paper
20.
CPI Consumer Price Index
21.
CRAR Capital to Risk (Weighted) Assets Ratio
22.
CRISIL Credit Rating Information Services of India Ltd
23.
CRR Cash Reserve Ratio
24.
CTS Cheque Truncation System
25.
DD Demand Draft
26.
ECB External Commercial Borrowing
27.
ECS Electronic Clearing Service
28.
EFT Electronic Fund Transfer
29.
EMI Equated Monthly Installment
30.
EPFO Employees Provident Fund Organization
31.
FCCB Foreign Currency Convertible Bond
32.
FDI Foreign Direct Investment
33.
FEMA Foreign Exchange Management Act
34.
FERA Foreign Exchange Regulation Act
35.
FII Foreign Institutional Investment
36.
FIPB Foreign Investment Promotion Board of India
37.
FPO Follow on Public Offer
38.
GAAR General Anti- Avoidance Rule
39.
GDP Gross Domestic Product
40.
GDR Global Depository Receipt
41.
ICRA Investment Information and Credit Rating Agency
42.
IDR Indian Depository Receipt
43.
IFSC Indian Financial System Code
44.
IPO Initial Public Offer
45.
ITR Income Tax Return
46.
KCC Kisan Credit Card
47.
KYC Know Your Customer
48.
LIBOR London InterBank Offer Rate
49.
LoC Letter of Credit
50.
MIBOR Mumbai InterBank Offer Rate
51.
MICR Magnetic Ink Character Recognition
52.
MoU Memorandum of Understanding
53.
MSF Marginal Standing Facility
54.
NAV Net Asset Value

55.
NBFC Non Banking Financial Companies
56.
NEFT National Electronic Fund Transfer
57.
NIA Negotiable Instrument Act
58.
NPA Non Performing Asset
59.
NRE Account Non Residential External Account
60.
NRO Account Non Residential Ordinary Account
61.
NSDL National Securities Depository Ltd
62.
PAN Permanent Account Number
63.
PIN Personal Identification Number
64.
PO Pay Order
65.
POS Point Of Sale
66.
PPP Public Private Partnership / Purchasing Power Parity
67.
PSB Public Sector Bank
68.
RIDF Rural Infrastructure Development Fund
69.
RR Repo Rate
70.
RRB Regional Rural Bank
71.
RRR Reverse Repo Rate
72.
RTGS Real Time Gross Settlement
73.
SARFAESI Securitization And Reconstruction of Financial Assets
and Enforcement of Securities Interest
74.
SDR Special Drawing Rights
75.
SEWA Self Employed Womens Association
76.
SEZ Special Economic Zone
77.
SLR Statutory Liquidity Ratio
78.
SWIFT Society for World wide Interbank Financial
Telecommunication
79.
T-BILL Treasury Bill
80.
TCS Tax Collected at Source
81.
TDS Tax Deducted at Source
82.
WPI Wholesale Price Index