Professional Documents
Culture Documents
Category B
Product Name
Gulfcare International
US$ 250,000
Inpatient Benefits
Covered
Covered
Covered
Nursing care
Covered
Covered
Covered
Covered
Covered
Prescribed Physiotherapy
Covered
10
Covered
11
Psychiatric treatment
12
13
Covered
14
Covered
Out-patient Benefits
Inside UAE
3.1
Application of Co-insurance
3.2
Outside UAE
(Within Region of Cover)
3.3
Covered
Specialists fees
Covered
Prescription drugs
Covered
Category B
Product Name
Gulfcare International
Covered
Covered
11
12
13
Additional Benefits
Direct Billing
Day-care treatment
Covered
Out-patient surgery
Covered
Local ambulance
Covered
Medical Evacuation
Covered
9.1
9.2
Covered
9.3
9.4
10
11
Pre-existing conditions
Covered
12
Category B
Product Name
Gulfcare International
13
14
15
Work-related injuries
Covered
16
17
18
19
Prescribed Vitamins
BENEFIT EXTENSIONS
D
Not Selected
Routine Maternity
(Inpatient and Out-patient, Pre- & Post-natal care)
Not Covered
Not Covered
Direct Billing
Category B
Product Name
Gulfcare International
Not Selected
Not Covered
Not Covered
Not Selected
Not Covered
Exclusions
Excluded
1.1
1.2
Covered
Over the counter drugs / products that can be sold without a doctors
Excluded
prescription
Excluded
Excluded
Category B
Product Name
Gulfcare International
10
11
Excluded
12
Excluded
13
Excluded
14
Excluded
15
Excluded
16
Home visits unless they are necessary following the sudden onset of
an acute illness, which renders the insured person incapable of
Excluded
visiting their medical practitioner
17
Expenses for the acquisition of an organ including, but not limited to,
Excluded
donor search, transport and administration costs
18
19
Excluded
19.1
19.2
Excluded
20
Excluded
21
Excluded
22
23
24
25
Category B
Gulfcare International
Exclusions 26 to 30 apply but may be amended subject to any Benefit Extensions selected
26
Treatment directly or indirectly arising from or required in connection Covered under the Maternity Benefit Extension if selected
with Routine Pregnancy and Childbirth
(Benefit D)
27
28
29
30
EON/ This is a summary of cover and the policy wording should be read to understand the complete scope of benefits
Key