VEHICLE FINANCE

Inspiring drivers to become fleet owners

For the past 20 years, Chola has created value for its customers
by supporting them in becoming entrepreneurs in the field of
commercial transportation. Chola has financed over 750,000
customers, and increasing by over 15,000 new customers every
month. Chola enjoys a valued and stable relationship with
manufacturers and dealers, one of the key reasons, why it is a
leader in the commercial vehicle segment.

Our Products:

Commercial Vehicle Loans

Tractor Loans

Car & MUV Loans

Construction Equipment Loans

Key Features:

Loans from INR 1 lakh onwards

Loans for both new and used vehicles

Motor Insurance, life insurance and personal accident cover

Relationship managers to assist you in all your loan needs

Presence in over 540 branches across the country

HOME EQUITY LOANS

Switch to a better life! Enjoy financial freedom!
Chola believes that nothing is impossible for those who aspire to
enter a better life. Loans against your property is intended to
finance all your dreams and that of your family members. You

could use the additional revenue for a multiple requirements, the

choice is yours.

Our Products:

Grow and expand your business

Loans for purchasing or modernizing plant and machinery

Balance transfer of existing loans

Key Features:

Loans from INR 10 Lakhs up to INR 5 Crores

Secured long term loans

Floating rate of interest

Exclusive products for the self-employed

Fast track approval process

Interest rate lower than other modes of raising funds

Loan processing in 5-7 working days

Transfer of existing equity loan possible

Part pre-payment of loan facility available

Offices in 75 branches across India

HOME LOANS
Enter a Better Home. Your Home!
Chola is of the belief that every family should own a home. Chola
offers home loans to suit all budgets, convenient repayment
options and fast track approval process. Chola supports your
dreams of purchasing a home by offering you guidance on
choosing the right loan. We have over 540 branches across India
making it easier to service your loan needs.

Our Offerings:

Home Loans for Self construction

Loans for purchase of plots

Loans for purchase of ready to occupy homes

Balance transfer of existing home loan

SME LOANS
Better your business potential with SME Loans
Chola SME Loans are business loans created exclusively for Small
and Medium Enterprises to grow and diversify their business.
Chola offers a range of financial solutions to meet your specific
short-term or long-term funding and business expansion
requirements.

Explore the Possibilities!

Loans can be used for purchasing, installing or modernizing

business equipment and other fixed assets

Term loans can support your business expansion plans or

acquisitions

Can be used to refinance an existing debt

Helps you stabilize your payment schedule by providing

consistent payment amounts

Provides peace of mind by maintaining your loan carrying

costs when interest rates rise

Key Features:

Loans ranging from INR 10 Lakhs up to INR 5 Crores

Convenient repayment options

Flexible tenure

Floating or fixed rate of interest

Loans for small and medium business

Loans to any Private LTD, Partnership or Proprietorship

Company

Acceptable Collateral: Commercial Property | Residential

Property | Industrial / Factory Land and Building

RURAL & AGRI LOANS

Sowing seeds of prosperity for a Better Life
Chola is committed to supporting farmers and agricultural
businesses across the nation in facing the unforeseen challenges
of the future. Chola provides financial solutions to the farming
community to help them enter a better life. Our Relationship
Managers understand their needs and help them choose the right
type of loan.

Key Features:

Loans for purchase of Tractors and farming equipments

Quick processing and hassle-free documentation

Convenient and easy repayment options

Enabling ownership opportunities for the Rural-Agri class

CHOLAMANDALAM DISTRIBUTION SERVICES LIMITED (CDSL)

Progress your goals. Secure your future for the better.
Cholamandalam Distribution Services Limited (CDSL) offers a
broad spectrum of specialized solutions that help both private
individuals and financial professionals to manage wealth
effectively. Whether you want to build, manage or preserve your
wealth, we offer tailor-made solutions. CDSL takes the time to
understand your needs, plan a strategy and offer you the
flexibility to choose from a basket of options.

Our Products:

Mutual Funds

Fixed deposits and bonds

Life & General Insurance

Home Loan

Key Features:

Unbiased and client centric approach

Dedicated Relationship Manager

Risk profiling and financial planning

Goal specific solutions

CHOLAMANDALAM SECURITIES LIMITED (CSEC)

Encouraging you to invest in a Better Future
CSEC is a corporate member of both, the National Stock Exchange
(NSE) and Bombay Stock Exchange (BSE). Our operations include
stock broking services for trading in stock markets through our
branch network, online platform and execution of financial
products like IPOs, Mutual funds, Bonds and Exchange Traded
funds. We are also a depository participant with National
Securities Depository Limited (NSDL) and Central Depository
Services (India) Limited.

Our Products:

Mutual Funds

Stock & Derivatives

Internet broking

Demat Services

Exchange Traded Funds

Bonds

Our Expertise:

Comprehensive understanding of the investment market

Backed by strong research and advisory skills

Offer analyses and insights to keep your investment

performance on track

Transparency in dealing with our customers

Multiple products and brokerage plans to suit your needs

Successfully serviced over 100,000 customers across the

nation