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Obama Presses Congress on Student

Loan Interest

Tng thng Obama nhn mnh vi

Quc hi v vn li sut cho vay
sinh vin

This is the VOA Special English

Economics Report

y l bn tin Kinh t ca chng trnh

ting Anh c bit ca i VOA.

Student loans and the interest that

millions of Americans pay on them
have been getting a lot of attention
recently.

Vay n v li sut cho cc khon vay

sinh vin m hng triu ngi M ang
phi gnh chu ang thu ht quan tm
d lun trong nhng ngy gn y.

Americans now owe more on student

loans than on credit cards. Interest rates
for Direct Subsidized Student Loans
could double to almost seven percent
on July first.

Gi y s tin m ngi dn M n cho

khon vay sinh vin cn nhiu hn s
tin n trong th tn dng. Li sut ca
chng trnh Vay n sinh vin c tr
cp trc tip c th s tng gp i, n
gn 7% vo ngy mng 1 thng 7 ti.

Five years ago, Congress lowered the

rates for these government loans. But
that law is set to expire. The president
has called for keeping the current 3.4
percent rate.

Cch y 5 nm, quc hi h mc li

sut cho cc khon vay sinh vin ca
chnh ph ny. Nhng lut ny sp
ht thi hn. v Tng thng M yu
cu tip tc gi nguyn mc li sut hin

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--------------------------------------------------------------------------------------------ti l 3,4 %.
The administration says more than
seven million students will be affected
without an extension of that lower rate.

Chnh quyn Obama cho bit hn 7 triu

sinh vin s b nh hng nu khng tip
tc duy tr mc li sut thp na.

The government says the average cost

of attending a public college was
almost thirteen thousand dollars in
twenty ten. The total for private
schools was over thirty-two thousand.

Pha Chnh ph nhn nh thm, vo

nm 2010 chi ph trung bnh i hc
i hc cc trng cng lp l khong
13 nghn . V tng chi ph cho cc
trng dn lp l khong hn 32 nghn.

Americans owed eight hundred fortyfive billion dollars in student loans in

twenty-eleven. Some reports say the
amount is now near one trillion dollars.
President Obama has recently given
speeches on several college campuses.

Vo nm 2011, ngi dn ton nc M

n n 845 t la t khon vay sinh
vin. V nhiu bn bo co gn y cho
bit con s ny ln ti mt nghn t.
Tng thng Obama gn y c nhiu
bi pht biu ti mt s trng i hc.

He said when he and his wife,

Michelle, graduated from college and
law school, they had a "mountain of
debt." He told students that college
tuition and fees have more than
doubled since most of them were born.

ng chia s, khi ng v v ng, b

Michelle tt nghip i hc v trng
lut, h phi gnh trn vai mt \"ni
n\". ng ni vi cc sinh vin rng hc
ph i hc v cc chi ph khc tng
ln hn gp i so vi thi im nhng
sinh vin ny mi sinh ra.

He noted that the average student who

borrows to pay for college now
graduates with about twenty-five
thousand dollars in student loan debt.
An extension of the lower rate could
cost the government six billion dollars.

Tng thng cn lu rng trung bnh

cc sinh vin vay tin trang tri cho
vic hc tp khi tt nghip phi gnh s
n l 25 ngn cho khon vay sinh
vin. Tuy nhin nu duy tr mc li sut
th chnh ph s phi b ra thm 6 t
la na.

Republican presidential candidate Mitt

Romney supports an extension.
Republican leaders in the House of
Representatives say they like the
program.

ng c vin tng thng ca ng cng

ha Mitt Romney ng h cho kin tip
tc gia hn. V nhng nh lnh o ca
ng cng ha H vin cng ni rng
h ng tnh vi chng trnh ny.

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But they want to pay for it with money

from the new health care law.
Democrats have proposed other ways
to pay for it, such as ending tax breaks
for oil and natural gas companies.

Nhng h mun chi tr chng trnh

vay vn ny bng tin ca lut chm sc
sc khe mi. Ngc li nhng ngi
ng Dn ch th li ngh thanh ton
cho khon tr cp ny bng nhng
ngun khc nhau v d nh dng chnh
sch min thu cho cc cng ty xng
du.

The website edupass.org says most

loans, grants and scholarships from
public and private sources in the United
States are restricted to American
citizens.

Trang web edupass.org cho bit nhng

khon vay, tr cp v hc bng t cc
ngun ca chnh ph hay t nhn M
u cn rt hn ch i vi ngi dn
nc ny.

American schools that provide aid to

international students are more likely to
provide it to graduate students than to
undergraduates. Some students are
supported by their home university or
government.

M, cc trng h tr cho sinh vin

quc t thng h tr cho sinh vin
tt nghip i hc hn l sinh vin cn
ang trong trng i hc. Mt s sinh
vin th c tr cp t trng hoc
chnh ph t nc nh.

A small number receive support from

the United States government.
Employers, private sponsors and
international organizations also help
some students pay for school.

Cn mt s nh th nhn c tr cp t
chnh ph M. Cc ch doanh nghip,
cc nh ti tr t nhn hay cc t chc
quc t cng gp phn gip cc sinh vin
trong vic trang tri chi ph hc tp.

Edupass.org has listings of colleges and

universities that offer financial aid to
foreign students. Another helpful site
about American higher education and
financial aid is educationusa.state.gov.

Trn trang web Edupass.org c danh

sch cc trng cao ng i hc c
chng trnh h tr ti chnh cho sinh
vin quc t. Mt trang web khc rt c
ch trong vic tm thng tin v h tr ti
chnh cc bc hc sau i hc l
educationusa.state.gov.

For VOA Special English, I'm Carolyn

Presutti.

Trn y l bn tin Ting Anh c bit

ca VOA, ti l Carolyn Presutti.

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