Presentation Details

Plan

Plan Name

149 Jeevan Anand

Term
/ PPT

Sum
Assured

20/20

500000

Total:

Bonus Mode

43

Yly

500000

*Premium

Total
Prem's Paid

Maturity
Year

Maturity
Amount

26289

525780

2033

965000

26289

525780

Note: The above Statements are based on certain assumptions, which are liable to change according
to Government / Corporation's Policies.
* Rider Premiums are included in Premium.
* NI is number of installments.

Agents Copy
Sr. DOC
No.

Pn / Tm /
PPT

Sum
Assured

1 15/08/2013 149/20/20 500000

Yearly

Mode
Half Yearly Quaterly Monthly

SSS

Single

Per Day

26289

13353

6781

2377

2260

72.02

26289

13353

6781

2377

2260

72.02

No of
Inst.

Name:

Age: 22
Date: 15/08/2013
Return's Spreadsheet

Tax Slab: 30%

Year

Age

Normal
Lifecover

Accident
Lifecover

Annual
Premium

Tax
Saved

Net
Premium

Returns
from LIC

Net Returns

Surrender
Value

Total Loan
Available

2013

22

521500

1021500

26289

7887

18402

-18402

2014

23

543000

1043000

26289

7887

18402

-18402

2015

24

564500

1064500

26289

7887

18402

-18402

22297

20067

2016

25

586000

1086000

26289

7887

18402

-18402

50015

45013

2017

26

607500

1107500

26289

7887

18402

-18402

68965

62069

2018

27

629000

1129000

26289

7887

18402

-18402

90531

81478

2019

28

650500

1150500

26289

7887

18402

-18402

115019

103517

2020

29

672000

1172000

26289

7887

18402

-18402

142741

128467

2021

30

693500

1193500

26289

7887

18402

-18402

174110

156699

2022

31

715000

1215000

26289

7887

18402

-18402

209509

188558

2023

32

736500

1236500

26289

7887

18402

-18402

249342

224408

2024

33

758000

1258000

26289

7887

18402

-18402

289958

260963

2025

34

779500

1279500

26289

7887

18402

-18402

326316

293685

2026

35

801000

1301000

26289

7887

18402

-18402

387298

348568

2027

36

832500

1332500

26289

7887

18402

-18402

446002

401401

2028

37

856500

1356500

26289

7887

18402

-18402

512973

461676

2029

38

880500

1380500

26289

7887

18402

-18402

593718

534346

2030

39

904500

1404500

26289

7887

18402

-18402

684853

616368

2031

40

933500

1433500

26289

7887

18402

-18402

787709

708938

2032

41

965000

1465000

26289

7887

18402

-18402

903736

813362

2033

42

500000

1000000

965000

965000

75900

68310

2034

43

500000

1000000

80500

72450

2035

44

500000

1000000

85300

76770

2036

45

500000

1000000

90300

81270

2037

46

500000

1000000

95500

85950

2038

47

500000

1000000

100900

90810

2039

48

500000

1000000

106500

95850

2040

49

500000

1000000

112250

101025

2041

50

500000

1000000

118200

106380

2042

51

500000

1000000

124350

111915

2043

52

500000

1000000

130700

117630

2044

53

500000

1000000

136200

122580

2045

54

500000

1000000

143850

129465

2046

55

500000

1000000

150700

135630

2047

56

500000

1000000

157650

141885

2048

57

500000

1000000

164750

148275

2049

58

500000

1000000

172000

154800

2050

59

500000

1000000

179350

161415

2051

60

500000

1000000

186800

168120

2052

61

500000

1000000

194400

174960

2053

62

500000

1000000

202000

181800

2054

63

500000

1000000

209700

188730

2055

64

500000

1000000

217450

195705

2056

65

500000

1000000

225150

202635

2057

66

500000

1000000

233100

209790

2058

67

500000

1000000

240900

216810

2059

68

500000

1000000

248700

223830

2060

69

500000

1000000

256500

230850

2061

70

500000

500000

264250

237825

2062

71

500000

500000

271950

244755

2063

72

500000

500000

279600

251640

2064

73

500000

500000

287150

258435

2065

74

500000

500000

294600

265140

2066

75

500000

500000

301900

271710

2067

76

500000

500000

309100

278190

2068

77

500000

500000

316200

284580

2069

78

500000

500000

323100

290790

2070

79

500000

500000

329900

296910

2071

80

500000

500000

336500

302850

2072

81

500000

500000

342900

308610

2073

82

500000

500000

349150

314235

2074

83

500000

500000

355200

319680

2075

84

500000

500000

361050

324945

2076

85

500000

500000

366750

330075

2077

86

500000

500000

372200

334980

2078

87

500000

500000

377500

339750

2079

88

500000

500000

382600

344340

2080

89

500000

500000

387700

348930

2081

90

500000

500000

392600

353340

2082

91

500000

500000

397600

357840

2083

92

500000

500000

402550

362295

2084

93

500000

500000

407650

366885

2085

94

500000

500000

414150

372735

2086

95

500000

500000

419850

377865

2087

96

500000

500000

430650

387585

2088

97

500000

500000

441200

397080

2089

98

500000

500000

465500

418950

2090

99

500000

500000

470000

423000

2091

100

500000

500000

525780

157740

368040

1465000

1096960

Total:

Note: (1)
The above Statements are based on certain assumptions, which are liable to change according to
Government / Corporation's Policies.
Calculation includes Bonus and Final Additional Bonus as per present Rates.
(2) * Available Total Money.
(3) we are showing annual returns. in case of payment in arrears, half yearly installmant
starts 6 months after maturity and yearly installment starts 1 year after maturity. in case

(4)

of payment in advance, yearly and half yearly installments starts immediately from
maturity date.
Please refer circular no: Actl / 2015 / 4 for details about settlement options.

(*) The above illustration gives an effective yield of 8.53% with tax benefit.
(*) The above illustration gives an effective yield of 5.66% without tax benefit.

(*)

In Jeevan Anand (plan 149), The Normal

Riskcover of Sum Assured will continue for life
time. The Accidental Riskcover of 2 times of
Sum Assured will continue upto age 70.

Name:

Age: 22
Summary
Maximum Risk Cover 965000
(Normal)

1465000

Maximum Risk Cover

(Accidental)
Total Premium Paid 525780
Total Tax Saved u/s 80C 157740
NetPremium 368040
Returns (Maturity and 1465000
Survival)
Compounded Value Of 1465000
Returns
0

Additional Gain by Loan

1465000
Recycling
Net Amount In Hand On
15/08/2091
Yield WithOut Tax Benefit
Yield With Tax Benefit

Breakup of Returns

Sum Assured & Survival's

Bonus
Final Additional Bonus

500000
430000
35000

5.66
8.53

Date: 15/08/2013