A

PROJECT REPORT
Of
TRAINING SCHOOL IN ICICI BANK
Submitted to
Shri Jairambhai Patel Institute of Business Management and Computer
Application (NICM), Gandhinagar.
IN PARTIAL FULFILLMENT OF THE REQUIREMENT OF THE
AWARD FOR THE DEGREE OF
MASTER OF BUSINESS ADMINISTRATION
In
Gujarat Technological University
UNDER THE GUIDANCE OF
All MBA faculties
Submitted by
Bindiya Bhaskar
147690592007
Archana Kumawat
147690592002
Milka Christian
147690592011
Disha Joshi
147690592070
MBA SEMESTER IV
Batch: 2014-16

Shri Jairambhai Patel Institute of Business Management and Computer

Application (NICM), Gandhinagar.
MBA PROGRAMME
Affiliated to Gujarat Technological University
Ahmedabad

PREFACE
Knowledge and human power are synonyms, once said the great philosopher Francis
Bacon. However based on the experience within todays global markets, he would probably
say, The ability to capture, communicate & leverage knowledge to solve problems is human
power. This raises the question how exactly one can best capture, communicate & leverage
knowledge, especially within world of system engineering

The answer probably lies in statement itself by communicating your ideas and devising ways
and means to give shape to your plans in to reality, which requires a long-term planning,
investment and shrewd thinking.

The tryst for knowledge and power led me to two years M.B.A. degree course as part of this
long-term investment. This course not only enabled me to focus firmly on the current trend
but also helped to focus on future changes.

As a part of this M.B.A. degree, students have to undergo a project, which is designed
keeping the prerogative and preferences of industry in mind. This particular project allows a
student to implement what he has learned within the four walls of classroom. It is here that
the caliber of student is tested to find his flexibility for rigorous tasks assigned to him in
future.

This report that we are submitting intends to highlight our versatility in sustaining the pulls
and pressure of day to day professional life and put to perspective the facts that we are
capable enough to deliver whenever a challenge is thrown to us.

ACKNOWLEDGEMENT

We would like to express my profound gratitude to all those who have been instrumental in
the preparation of the Grand Project.
We wish to place on record our deep sense of gratitude to MBA faculties, Internal College
guides, Shri Jairambhai Patel Institute of Business Management & Computer
Applications (Formerly NICM), Gandhinagar for his expert advice, valuable guidance &
suggestions which helped us in preparation of the project report.
We extend our deep sense of gratitude to all our family members and friends who have
directly or indirectly encouraged and helped us to complete our project successfully.

Bindiya Bhaskar
Archana Kumawat
Milka Christian
Disha Joshi
SJPI (NICM- MBA)

EXECUTIVE SUMMARY

In this paper, the study performed necessary analyses to practical study of learnt subjects of
MBA 4th semester in particular specialisation of finance.
We can say that ICICI bank is having good rating to invest in the future growth in banking
industry is possible as the business ethics and corporate governance, social corporate
responsibility policy and internal structure of ICICI bank is having competitive advantage.
Along with the application of BECG subjects fundamentals in ICICI bank, we also have
done application of fundamentals of M&A with special reference to merger of ICICI bank
and Bank of Rajasthan with its share capital, swap ratio and comparison of balance sheets of
both the companies.
In the application of fundamentals of risk management tools in ICICI bank, we have applied
the tools like credit risk and measurements of credit risk with the initiatives taken by the bank
for minimizing risk.
Thus, the project report will include the topics covered under our educational studies into
practices.

TABLE OF CONTENT
PARTICULARS

PAGE NO.

Certificate from the college

Certificate from the ICICI Bank
Declaration
Preface
Acknowledgement
Executive Summary
Chapter 1

ICICI BANK: OVERVIEW

1.1

Introduction

1.2

ICICI bank: History

1.3

Group of companies

1.4

Role in Indian Financial Infrastructure

1.5

Product and services

10

1.6

Board members

17

1.7

Subsidiaries

18

1.8

Awards and achievements

20

1.9

Competitors

22

Chapter 2

ICICI BANK AND BECG

2.1

Introduction to BECG

25

2.2

ICICI Bank and CSR

26

2.3

ICICI Bank and auditor report

30

2.4

ICICI Bank and credit rating

34

2.5

Directors responsibility

35

2.6

Different committees

36

Chapter 3

ICICI BANK AND M&A

3.1

Acquisition and history

38

3.2

ICICI Bank and BOR merger

41

3.3

Comparable contribution analysis with B/S and market

capitalization

45

3.4

Comparison of B/S and income statement of ICICI Bank and

BOR

46

Final conclusion

47

4.1

ICICI BANK AND RISK MANAGEMENT

Financial position of ICICI Bank

49

4.2

Risk management framework

50

4.3

Credit risk in ICICI Bank

52

4.4

Initiative taken by ICICI Bank to minimize risk

54

Limitation of the study

55

Conclusion

57

Bibliography

58

3.5
Chapter 4