Akash Bansal

Workshop on Business Computing
Assignment
University Business School

Panjab University
Submitted By:
Akash Bansal
MBA GENERAL
Section A
2015-17
1st Sem.
Resume
Code<!DOCTYPE html>
<html>
<head>
<title>Akash Bansal</title>
<style>
h1 {background-color:lightgrey}
</style>
</head>
<body>
<h1 style="text-align:center">Resume</h1>
<hr size=1 width=100%>
<p>
<b>
Name:Akash Bansal
<br>MBA General
<br>University Business School,Punjab
University,Chandigarh
</b>
</p>
<p>
<b>Permanent Address:</b>
<br>c/o R.K. Medical Hall opp. Civil Hospital,
<br>Talwandi Sabo, Distt:Bathinda,
<br>Punjab-151302
</p>
<p>
<b>Educational Qualifications:</b>
</p>
<table border="1" style="width:100%">
<tr style="background-color:lightgrey">
<th>Class/Course</th>
<th>School/College</th>
<th>Year</th>
<th>Marks</th>
</tr>
<tr>
<td>MBA</td>
<td>UBS</td>
<td>2017</td>
<td>-</td>
</tr>
<tr>
<td>B.Tech</td>
<td>NITK Surathkal</td>
<td>2014</td>
<td>7.78/10</td>
</tr>
<tr>
<td>12th</td>
<td>St. Fateh Singh Convent School</td>
<td>2010</td>
<td>81.2 %</td>
</tr>
<tr>
<td>10th</td>
<td>Sri Dasmesh sn. sec. Public School</td>
<td>2008</td>
<td>82.1 %</td>
</tr>
</table>
<p>
<b>Hobbies:</b>
<br>
<ol>
<li>Travelling</li>
<li>Cricket</li>
</ol>
</p>
</body>
</html>
Preview-
The applications of internet:

The internet has many important applications. Following
are some of the application areas of internet:
1. Communication:
It is used for sending and receiving message from one
and other through internet by using electronic mail.
Some of the web sites providing this service are
yahoomail.com Hotmail.com rediffmail.com etc.
2. Job Searches:
Internet is used for getting information regarding
availability of job in different sectors and areas. We can
publish our resume in online for prospective job. Some
of the web sites providing this service are naukri.com,
monster.com, summerjob.com, recuritmentindia.com
etc.
3. Books and study material:
Books and other study material stored around the world
can be easily located through internet. Also latest
encyclopaedias are available online.
4. Health and medicine:
Internet provides information and knowledge about
field of health medicine people can have information
about various diseases and can receive help. These
days virtual check rooms are being created where
patients can be taken.
5. Entertainment:
Right from watching movies to listening songs, playing
games has been possible due to internet. Whenever you
get time, you just move on to the internet and relax
yourself.
6. Research:
Since the internet came into life, everything is
available just a click away. You just have to search for
the concerned topic and you will get hundreds of
references that may be beneficial for your research.
7. Financial Transactions:
Financial transaction is the term which is used when
there is exchange of money. With the use of internet in
the financial transaction, your work has become a lot
easier. With the ability to do the financial transaction
easily over the internet you can purchase or sell items
so easily. Financial transaction can be considered as one
of the best uses of resource in the right direction.
8. Real time updates:
This refers to the updates about news and other
happenings that may be on-going in different parts of
the world but with the use of internet we come to know
about it very easily and without any difficulty. There are
various websites on the internet which provides you
with the real time updates in every field be it in
business, sports, finance, politics, entertainment and
others.
9. Online Booking:
Online Booking process is easier as well as less tedious
but is also reliable, as compared to traditional method
of visiting the designated location to buy tickets. There
is no need to visit the booking counters to book tickets
or to contact the agents that might ask for more money
in order to process your request.
10.
Shopping:
Shopping has now become one of the most pleasing
things to do using the internet. Whenever you find time,
just visit the concerned websites and order the items
that you need from there. Those items will be delivered
to you in best possible time.
1. The Excel PMT Function
Basic Description
The Excel PMT function calculates the constant periodic payment
required to pay off (or partially pay off) a loan or investment, with a
constant interest rate, over a specified period.
The syntax of the function is:
PMT( rate, nper, pv, [fv], [type] )
Where the arguments are as follows:
Rat
e
The interest rate, per period
Npe
r
The number of periods over which the loan or

investment is to be paid
Pv
The present value of the loan / investment
[fv]
An optional argument that specifies the future value

of
the
loan
/
investment,
at
the
end
of nper payments.
If omitted, [fv] has the default value of 0.
[typ
e]
An optional argument that defines whether the

payment is made at the start or the end of the
period.
The [type] argument can have the value 0 or 1,
meaning:
0 - the payment is made at the end of the
period;
1 - the payment is made at the beginning of the
period.
If the [type] argument is omitted, it takes on the
default value of 0 (denoting payments made at the
end of the period).
Cash Flow Convention:
Note that, in line with the general cash flow convention, outgoing
payments are represented by negative numbers and incoming
payments are represented by positive numbers. This is seen in the
examples
below.
Excel Pmt Function Examples

Example 1
In the following spreadsheet, the Excel Pmt function is used to
calculate the monthly payments on a loan of $50,000 which is to be
paid off in full after 5 years. Interest is charged at a rate of 5% per
year and the payment to the loan is to be made at the end of each
month.
Formula:
Result:
A
Monthly payments on a loan
of
$50,000 that is to be paid off
in
full over 5 years, with an
interest
rate
of
5%
per
year
(payment
1 made at end of each mth):
2 =PMT( 5%/12, 60, 50000 )
A
Monthly payments on a loan
of
$50,000 that is to be paid off
in
full over 5 years, with an
interest
rate
of
5%
per
year
(payment
1 made at end of each mth):
2
-943.56
Note that in this example:
The payments are made monthly, so the annual interest rate

of 5% has been converted into the monthly rate (=5%/12), and the
period of 5 years is expressed in months (=5*12).
As the future value is zero, and the payment is to be made at

the end of the month, the [fv] and [type] arguments can be omitted
from the above function.
The returned payments are negative values, as these
represent outgoing payments (for the individual taking out the loan).
Pmt Function Errors

If you get an error from the Excel Pmt function, this is likely to be
one of the following:
Common Errors
#NUM!
#VALUE!
Occurs if either:
the supplied value of rate is less than or equal to -1;
the supplied value of nper is equal to 0
Occurs if any of the supplied arguments are not recognized as numeric values
2. The Excel PPMT Function

Basic Description
The Excel PPMT function calculates the payment on the principal,
during a specific period of a loan or investment that is paid in
constant periodic payments, with a constant interest rate.
PPMT( rate, per, nper, pv, [fv], [type] )
Rat
e
The interest rate, per period.
Per
The period for which the payment on the principal is

to be calculated (must be an integer between 1
and nper).
Npe
r

investment is to be paid.
Pv
The present value of the loan / investment.
[fv]

of
the
loan
/
investment,
at
the
end
of nper payments.
If omitted, [fv] takes on the default value of 0.
[typ
e]

period.
meaning:
period;
period.
end of the period).

examples below.
Excel Ppmt Function Examples

Example 1
The following spreadsheet shows the Excel Ppmt function used
calculate payment on the principal, in months 1 and 2 on a loan
$50,000 which is to be paid off in full after 5 years. Interest
charged at a rate of 5% per year and the payment to the loan is
be made at the end of each month.
to
of
is
to
Formula:
Result:
A
B
Payments on the principal,
during
mths 1 and 2, on a loan of
$50,000
that
is to be paid off in full over 5
years,
with an interest rate of 5%
per
year
(payment made at end of
1 each mth):
Mth
=PPMT( 5%/12, 1, 60,
2 1:
50000 )
3 Mth
=PPMT( 5%/12, 2, 60,
A
B
Payments on the principal,
during
mths 1 and 2, on a loan of
$50,000
that
is to be paid off in full over 5
years,
with an interest rate of 5%
per
year
1 each mth):
2 Mth 1:
-$735.23
3 Mth 2:
-$738.29
2:
50000 )
The payments are made monthly, so we have had to convert

the annual interest rate of 5% into the monthly rate (=5%/12), and
the number of years into months (=5*12).
As the forecast value is zero, and the payment is to be made

at the end of the month, the [fv] and [type]arguments can be
omitted from the above functions.
The returned payments are negative values, as these
Ppmt Function Errors

If you get an error from the Excel Ppmt function, this is likely to be
Common Errors
#NUM!
#VALUE !
Occurs if the supplied per argument is < 0 or is > the supplied value
of nper.
Occurs if any of the supplied arguments are not recognized as
numeric values.
3. The Excel IPMT Function

Basic Description
The Excel IPMT function calculates the interest payment, during a
specific period of a loan or investment that is paid in constant
periodic payments, with a constant interest rate.
IPMT( rate, per, nper, pv, [fv], [type] )
Rat
e
The interest rate, per period.
Per
The period for which the interest payment is to be

calculated (must be an integer between 1 and nper).
npe
r

investment is to be paid.
Pv
The present value of the loan / investment.
[fv]

of
the
loan
/
investment,
at
the
end
of nper payments.
If omitted, [fv] takes on the default value of 0.
[typ
e]

period.
meaning:
period;
period.
end of the period).

examples below.
Excel Ipmt Function Examples

Example 1
The following spreadsheet shows the Excel Ipmt function used

calculate interest payment during months 1 and 2 of a loan
$50,000 which is to be paid off in full after 5 years. Interest
charged at a rate of 5% per year and the payment to the loan is
be made at the end of each month.
to
of
is
to
Formula:
Result:
A
B
Interest
payments
during
months
1
and 2 on a loan of $50,000
that
is
to
be paid off over 5 years, with
an
interest rate of 5% per year
1 each mth):
Mth
=IPMT( 5%/12, 1, 60,
2 1:
50000 )
Mth
=IPMT( 5%/12, 2, 60,
3 2:
50000 )
A
B
Interest payments during
months
1
and 2 on a loan of $50,000
that
is
to
be paid off over 5 years, with
an
interest rate of 5% per year
1 each mth):
2 Mth 1:
-$208.33
3 Mth 2:
-$205.27
The payments are made monthly, so we have had to convert

the annual interest rate of 5% into the monthly rate (=5%/12), and
the number of years into months (=5*12).
As the forecast value is zero, and the payment is to be made

at the end of the month, the [fv] and [type]arguments can be
omitted from the above functions.
The returned interest payments are negative values, as these
Ipmt Function Errors

If you get an error from the Excel Ipmt function, this is likely to be
Common Errors
#NUM!
Occurs if the supplied per argument is < 0 or is > the supplied value
of nper.
#VALUE !
Occurs if any of the supplied arguments are not recognized as

numeric values.

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Workshop on Business Computing

University Business School

The applications of internet:

1. The Excel PMT Function

The interest rate, per period

The number of periods over which the loan or

The present value of the loan / investment

An optional argument that specifies the future value

An optional argument that defines whether the

Cash Flow Convention:

Excel Pmt Function Examples

Note that in this example:

The payments are made monthly, so the annual interest rate

As the future value is zero, and the payment is to be made at

Pmt Function Errors

2. The Excel PPMT Function

The interest rate, per period.

The period for which the payment on the principal is

The number of periods over which the loan or

The present value of the loan / investment.

An optional argument that specifies the future value

An optional argument that defines whether the

payment is made at the start or the end of the

Cash Flow Convention:

Excel Ppmt Function Examples

Note that in this example:

The payments are made monthly, so we have had to convert

As the forecast value is zero, and the payment is to be made

Ppmt Function Errors

3. The Excel IPMT Function

The interest rate, per period.

The period for which the interest payment is to be

The number of periods over which the loan or

The present value of the loan / investment.

An optional argument that specifies the future value

An optional argument that defines whether the

Cash Flow Convention:

Excel Ipmt Function Examples

The following spreadsheet shows the Excel Ipmt function used

Note that in this example:

The payments are made monthly, so we have had to convert

As the forecast value is zero, and the payment is to be made

Ipmt Function Errors

Occurs if any of the supplied arguments are not recognized as

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