South Sea Island

Fantasy

Bi

ty
ni al
rtu De
po all
Op g/Sm
Big

ity
Opportun al
/Small De

ket

The Mar

Big ortun
/Sm
it
a
l
l De y
al
g/
Bi

Enter Here

Lo

P nses Tur
e
exp se 2

Day amoutno the Bna s

izetodtal
s
n
ow t of nk.

eal
Big/Small D

Opportunity

Pay Check

por

/Sm tunit
y
all
Dea
l
Big

Op

po all
p
O Sm

ity l
n
a
rtu De

ke
t
ar
eM
Th

St

Do

Party with the stars! Tour France,

plus one week in Cannes rubbing
elbows with celebrities. You even
land a starring role!
$125,000

+$6,000/mo CF
36% CCR
$200,000 down

ds

ar

od
a

Cannes
Film Festival

Opp

re

e
tH

Fast Track

You may move from the Rat Race to the Fast Track
at the start of any turn if your PASSIVE INCOME IS
GREATER THAN YOUR TOTAL EXPENSES

Bi

Buy a Forest

Move from the Rat Race to the Fast Track

po all
p
O /Sm

Stop the loss of ancient

trees. Donate 1,000 acres of
forest and create a nature
walk for all to enjoy.
$250,000

(2 outlets)

Chicken
Franchise

+$10,000/mo CF
40% CCR
$300,000 down

The Rat Race Goal:

ity l
n
a
rtu De

Dry Cleaner

eck

ads

od
Do

Family Restaurant
Chain

+$14,000/mo CF
56% CCR
$300,000 down

Run for Mayor

Your financial expertise spurs

masses of people to beg you to
lead the city. You run and, of
course, win. This is the start
of your Presidential race.
Campaign costs you
$125,000

Opportunity
Big/Small Dea

Place used cards on the bottom of the deck.

Cruise the
Mediterranean
on a Private Yacht

Ch

Charit

y
Use 1 or 2 d
ice for next
3 turns if yo
u
10% of Tota donate
l Income

You may borrow (see rules) to pay Doodads items.

s
ox Seat
Team B

$5,000/m
oC
40% CC F
R
$150,00
0 down

Pro
ate
son priv
a 12 per h food
License
ooth wit
skybox b service at your
erage
.
and bev
stadium
s
m
a
e
t
favorite
0
$200,00

n
all D ity
eal

Pay

ses

ortu

/Sm

Doodads
Draw a Doodads card when you land
on Doodads. You must follow the instructions.

Opp

Big

ise

er)

ay

rP
l

ch

ran

ity

Dea

Ad C
d i on B
(L n y gr ab
a
im
it our tul y
3
a
c
t
hi ch
ldr il ion
en d
s
pe ex !
pe
n

ma
ll

Ch

ec

Truck P
arts Ma
ker
+

CF
rF
rge 0/mo
Bu +$9,50 CCR wn
38% 00 do
0 ,0
$30

Op

p
Big ortu
n
/S

Doodads

eal

Opportunit

rke

(3 shops)

+$10,000/mo CF
48% CCR
$250,000 down

Beauty Salons

Place used cards on the bottom of the deck.

Pa
y

Ma

Choose either a Small Deal or a Big Deal when

you land on Opportunity. The largest Small Deal
takes $5,000 to get into. (Big Deals start at $6,000).

Big/Small D

The

ty
ni l
tu ea
or all D
pp m
O ig/S
B

A Gift of Faith

Your religious organization

is growing by leaps & bounds.
New buildings are needed.
You donate

$175,000

ach
Au You &
tR
s
12 tral
aci
-m ia. your
ete Sp cre
ng
en
ra
w
gai d o fly
ns
ne to
the t the wee Pert
h,
k
fa
w
$15 orld stest racin
.
bo g a
0,0
ats
00
in

Place used cards on the bottom of the deck.

Small Deal

Pampered in luxury for two full

months. Relax, unwind in warm
waters, deserted beaches, and
romantic nights.
$100,000

200 unit
Mini Storage

T-Shirt Stores

Place used cards on the bottom of the deck.

If you sell, remember to adjust your Game Card.

If you roll a 5 or 6 on one die,

shares go to $1/share get
$500,000 cash from Bank. Roll
less than 5, get $0.
$50,000 Investment

Draw a Market card when you land on The Market.

Read it out loud. You may sell your assets if you choose.
(Other Players may sell if the card allows.)

Set up entrepreneurial business

schools in 3rd world nations.
Instructors are business
people donating their
knowledge & time.
$200,000

at

The Market

Bio-Tech Co. IPO

(5 outlets)

Auto Repair
Shop

+$6,000/mo CF
48% CCR
$150,000 down

Choose either a Small Deal or a

Big Deal when you land on Opportunity.
Big Deals take at least $6,000 to get into.
(The largest Small Deal requires $5,000).

F
oC
m
& ,000/ CCR own
d
10 %
+$ 60 000
,
00
$2

C
A/

(2 stores)

Software Co. IPO

+$8,000/mo CF
48% CCR
$200,000 down

nc
A
p
ien
r
yo iv
u & ate
tA
sp
ot 5 pla
sia
s o fri ne
f A en &
n
d
Ci
ha sia s to priv
ve
a
tie
t
h
t
g wh e e g
s
$1 one ere mos uid
be no t r e t
50
e
f
a
,0
00 ore. tou mo ke
ris te
ts

Capitalists
Peace Corps

A Research Center for

Cancer & AIDS

7 Wonders
of the World
ce

5,00
0
50% /mo CF
C
C
$120
,000 R
dow
n

Buy 500,000 shares

at 10/share.

Buy 250,000 shares at 10/share.

Save the Ocean

Mammals

Be a Jet-Setter

you
,000 3 dice
0
0
r
$1
For ll 1,2, o rn.
o
tu
r
may n each
o

ck F
oo
(3 st d M
arts
ores
)
+$

+$3,000/mo CF
36% CCR
$100,000 down

Divorce!

Your money brings together top

researchers & doctors in one
place, dedicated to eliminating
these 2 diseases.
$225,000

Go by plane, boat, bicycle,

camel, canoe & limo to the 7
Wonders of the World. First class
luxury all the way!
$200,000

Ch

Opportunity Cards

Qui

Visit small harbors in

Italy, France, and Greece
for a month with 12 friends.
$100,000

Lose all of your cash.

If you roll a 6 on one die, shares go

to $2/share get $500,000 cash
from Bank. Roll less than 6, get $0.
$25,000 Investment

Fund & be a crew member on a

month-long research expedition to
protect endangered sea animals.
$125,000

Heli-Ski
the Swiss Alps

A winter of helicopter skiing by

day and playing at the glamorous
hot spots at night. A medieval
castle is your accommodation.
$150,000

Fund a business & investment

school for young capitalists,
teaching them the basics of
business. School includes a mini
stock exchange run by the students.
$125,000

y
ar it

Big Deal

t w o
ng ng n t 000
i
u e
a w yo oft 75,
dd to isit
$1
A ed v
s
t
vo tie
de ebri
l
ce

60 Unit
Apartment Building

Have your own personal jet

available for one year, to whisk you
away whenever & wherever your
heart desires.
$250,000

* When it comes to money,

your greatest asset is your
financial knowledge.

A Stock Market for Kids

v
er

rt

Golf Around
the World

Pizza Franchise

(2 locations)

+$8,000/mo CF
32% CCR
$300,000 down

Russian Oil Deal

+$75,000/mo CF
if you roll 4 or higher
on one die, or else $0 CF.
$300,000 Investment

the Richer* You Become

ry A .
s
ra ts. ork
b
i
d
l is w
i
K rary itys d art your
A ib ur c s an ort
L o yo riter supp

You take 3 friends

on a first class, 5-star resort tour
to play the 50 best golf
courses in the world.
$150,000

+$7,000/mo CF
37% CCR
$225,000 down

th inn
di Bu
e
ba ne y a
Pr er
ll wi ta
w
f t b
e
o
r v h th le f
s
i d i th
ar isit e P or 1
e
o
nt
un ing res 0 fr
d id i
$ d t ig en en
1
00 he w nita t a ds t
,0
o ri t a o
0
0 rld. es fr gal
om a

The More You Play this Game

The Fast Track Goals:

1) Buy your Dream.
2) Buy businesses to increase your
Monthly Cash Flow.

your cash.

Some of the gains and returns have been exaggerated to expedite play. Always seek professional advice when making financial investments.

or or C
In els high F
ve e $ er
s tm 0
C
en F.
t
00

African Photo Safari

Take 6 friends on a wild safari,
photographing the most exotic
animals in the world. Enjoy
5-star luxury in your tent.
$100,000

Cookware
Infomercial
+$50,000/mo CF
if you roll 4 or higher
on one die, or else $0 CF.
$225,000 Investment

A
C
re
fo ate
in Min
rc a
th iity ha
e Fa
ki nd
C rm
an ds s-o
ity
im to n
al lea far
$1 s & rn m
50
a ec
,0 plan nd o-s
00
ts. car yst
e f em
or

one half

Fish from the dock

of this remote cabin.
Enjoy 6 months of solitude.
Use of float plane included.
$100,000

If you forget to ask for your

Pay Check, it is lost.

This Game was created in 1996,

the Chinese year of the Rat.

it!
su
w
La

Pay
accountants
and lawyers

When passing over or landing on

Pay Check, get your Monthly Cash
Flow from the Bank. If this amount
is negative (minus), pay it to the Bank.

lf .
y
Pa ha h to elf
e cas urs
on r yo
u
yo end
f
de

&
ed
se te
am u hou na .
N Yo are k. Do afety
rk ter ed w par rk s
Pa Af don nal r pa
an tio fo
ab rea ion 00
0
wn rec tat 5,
do w -s $22
ar ne sub
Te uild ice
b pol

Tax Audit!

Private
Fishing Cabin
on a Montana Lake

G B
ol uy
+
d a
on if y $2
M
on ou 5,0
ro 00
$1
in
e
50 di ll 3 /m
e
,0 e,
o

Pay Check

G101CTI8
1996-2002 CASHFLOW Technologies, Inc. All rights reserved. CASHFLOW games are covered by one or more of the following US Patents:
5,826,878; 6,032,957 and 6,106,300. RichDad, CASHFLOW and Investing 101 are registered trademarks of CASHFLOW Technologies, Inc.

101_BLSHEET_v8:101_BLSHEET_v8

5/17/07

9:00 AM

Page 1

Profession

Player

Goal: To get out of the Rat Race and onto the Fast Track by building up your Passive Income to be greater than your Total Expenses

Income Statement
Income
Description

Auditor
Cash Flow

Person on your right

Salary:
Interest:

Passive Income=

Dividends:

___________________________

(Cash Flows from Interest +

Dividends + Real Estate + Businesses )
Real Estate:

Businesses:

Total
Income: _________________

Expenses
Taxes:

Number of
Children: ______________

Home Mortgage:
School Loan Payment:

(Begin game with 0 Children)

Car Payment:

Per Child
Expense: ______________

Credit Card Payment:

Retail Payment:
Other Expenses:
Child Expenses:

Total
Expenses: ________________

Bank Loan Payment:

___________________________________________________________

Balance Sheet
Assets

Liabilities

Savings:
Stocks/Mutuals/CDs

Monthly
Cash Flow: ______________
(Pay Check)

Home Mortgage:
No. of Shares:

Cost/Share:

School Loans:
Car Loans:
Credit Cards:

Real Estate:

Down Pay:

Cost:

Retail Debt:
RE Mortgage:

Business:

Down Pay:

Cost:

Liability: (Business)
Bank Loan:

1996-2007 CASHFLOW Technologies, Inc. All rights reserved. CASHFLOW games are covered by one or more of the following US Patents; 5,826,878;
6,032,957 and 6,106,300. RichDad, CASHFLOW and Investing 101 are registered trademarks of CASHFLOW Technologies, Inc.

G101CTI8

Congratulations!
Name

You are out of the Rat Race!

New Goals:
1) Buy your "Dream by landing on the Fast Track
space you selected at the start of the game and
purchasing it.

Auditor
Person on your right

2) Increase your Monthly Cash Flow by buying

businesses.

You win if:

Your Buyout

a) You are the 1st person to buy your Dream.

- OR -

Your Passive Income (from other side)

b) You are the 1st person to accumulate $50,000 in

Monthly Cash Flow from businesses purchased on
the Fast Track.

X 100

Buyout Multiple
Your Beginning CASHFLOW Day income

How to WIN!
Your Beginning CASHFLOW Day Income

= $_______

(Rounded to the Nearest Thousand Dollars)

= $_______

You receive 100x your Passive

Income because:
=

$_______
You've proven your financial intelligence!

Fast Track Cash Flow neded to win

Your New CASHFLOW Day Income Goal to Win

$50,000
$________

prospered. You've reinvested your returns

for outstanding investment success.
You've successfully increased your passive
income 100 times!

Your CASHFLOW Day Income Record

Beginning CASHFLOW Day Income:

$_________________________

Business

New CASHFLOW Day Income

Monthly Cash Flow

Your CASHFLOW Day Income is equal to your Beginning CASHFLOW Day Income
plus the Cash Flow from every Business you buy on the Fast Track

1996-2002 CASHFLOW Technologies, Inc. All rights reserved. RichDad, CASHFLOW and Investing 101 are registered trademarks of CASHFLOW Technologies, Inc

G101CTI7

Rich Dad said, "The riskiest investor of all is a person who is out of
control of his or her personal financial statement. These are people who
have nothing but liabilities that they think are assets and as much in
expenses as they have in income and whose only source of income is
their labor."
Understanding your Financial Statement is the foundation for taking
control of your personal finances. Rich Dad believes the relationship
between the Income Statement and the Balance Sheet was everything.
What is the first step to financial freedom? Take control of your Financial
Statement.
Cash Flow Pattern of the Poor (or a young person still living at home): The poor spend every penny
they make and they have no assets and only liabilities. The cash flow is limited to income and expenses
and the cash flow pattern of the poor reflects income from a job that is used to pay expenses like rent,
food, clothes, transportation and taxes.
Cash Flow Pattern of the Middle Class: Individuals in the middle class accumulated more debt as
they become more successful. A pay raise qualifies them to borrow more money from the bank so they
can buy personal items like bigger cars, vacation homes, boats and motor homes.
Their wage income comes in and is spent on current expenses and then on paying off this personal
debt. As their income increases, so does their personal debt. This is what we call the Rat Race.
Cash Flow Pattern of the Rich: The rich have their assets work for them. They have gained control
over their expenses and focus on acquiring or building assets. Their businesses pay most of their
expenses and they have few, if any, personal liabilities.
An individual's cash flow pattern may show a combination of these three types. Which pattern does
your financial statement reflect? What story does your financial statement tell? Are you in control of
your expenses?