Success

Story
Implementation of Mobile Banking Solution in Bhutan Development
Bank Limited - BDB

Client
Bhutan Development Bank Limited BDB

Profile
Bhutan Development Bank was established in 1988 and is owned by the government in Bhutan. It has 33 branches
across the country and offers banking services to personal and business customers although one of its major focuses
is on providing services to farmers and clients in rural areas. The range of products that are available includes fixed
deposits, recurring deposits, savings accounts, loans, housing loans, and micro business loans.

Scope of Engagement
To serve its 1.80+ lakh customers, BDB wished to develop and implement Mobile Banking App to take care of
their daily banking needs such as check account balance, transfer funds, pay utilities bills and much more,
conveniently from their smartphone (Android & IOS). For this they reached out to Nelito Systems Ltd. which has
two decades long expertise in Solutions Designing and Implementation for Banking Industry worldwide.
Key features Multiple Account Management Inquiry Module

Requirement Account Summary with personalized Balance Inquiry

Dashboard Mini Statement
View Account Statement Cheque Status
Beneficiary Management Payment & Recharge
Fund Transfer Loan EMI
Self-Accounts Utility Bill Payments
BIPS Fund Transfer Mobile Top-up
Card less Cash ATM Withdrawal Others
Open Deposits Branch & ATM Locater
FD Summary Real time notifications
RD Summary EMI Calculator
Liquidate FD/RD Contact Us

Implementation Off-shore Development & Implementation

Challenges Integration with FINACLE ver. 10.2.18 - Financial Inclusion Services

Integration with 3rd party utility service provider APIs

Implementation Branding Guideline Consistency

Dynamic Styling for UI customization with minimal involvement
Highlights
Rich GUI with large icons for prominent call to actions.
Engaging animated screen interactions
Device compatibility across the specified platforms
SSL integration with 256 Bit encrypted data transfers.
Non local caching scenario test.
Technology: Hybrid Technology (Cordova / Ionic Platform), MVC 5, .Net
Framework 4.5, MS SQL 2012.
Benefits Accounts & Deposits:
Access all bank relationships with one single touch, be it Savings accounts,
Deposits, Loans EMI payment held with Bank. View and download statement in
PDF form, Request to open FD/RDs and many other services.

Funds Transfer:
Transfer funds to anyone, anywhere and anytime with the new Mobile App. Now
don't just transfer funds to bank accounts, transfer money to mobile phone
contacts and get Cardless cash withdrawal service as well.

Cardless Cash Withdrawal:

Presenting Cardless Cash Withdrawal service, a simple and safe mode to send
cash 24x7, to register mobile number of banks customer. The recipient need not
have any bank account and can instantly withdraw cash from Bank ATMs,
without any ATM card, using the details received through an SMS.

Bill payments anytime, anywhere:

With Mobile App Customer can pay bills without having to wait in queues.
Choose from any bill payment option from bills presentment, bill pay and quick
pay.

Mobile Banking App Screens

About Nelito

Nelito Systems Ltd. is engaged in the business of providing software solutions and services for Banking
and Financial Services. Formed in the year 1995, Nelito has served more than 200 customers in 15
countries across 4 continents and earned a unique reputation for its personalized solutions and cost
effective implementation with its esteemed customers, industry peers and independent research firms. Our
offerings are broadly classified into Analytics & Data Quality Services, Payment Systems,
Transactions Systems, Mobility Solutions, IT Services & BPO Services.

Know More
For more information on our services, visit our website: www.nelito.com or drop us an email at:
marketing@nelito.com.

Disclaimer: All content & information provided is a proprietary of Nelito Systems.

Available content is subject to change at any point of time with discretion remaining exclusively with Nelito Systems Ltd.. The content may
be viewed and made available for use with strict adherence to our disclaimer policies posted at: www.nelito.com
Lack of standard banking