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Luyn nghe ting Anh video VOA Bi 60

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Obama Presses Congress on Student Tng thng Obama nhn mnh vi


Loan Interest Quc hi v vn li sut cho vay
sinh vin

This is the VOA Special English y l bn tin Kinh t ca chng trnh


Economics Report ting Anh c bit ca i VOA.

Student loans and the interest that Vay n v li sut cho cc khon vay
millions of Americans pay on them sinh vin m hng triu ngi M ang
have been getting a lot of attention phi gnh chu ang thu ht quan tm
recently. d lun trong nhng ngy gn y.

Americans now owe more on student Gi y s tin m ngi dn M n cho


loans than on credit cards. Interest rates khon vay sinh vin cn nhiu hn s
for Direct Subsidized Student Loans tin n trong th tn dng. Li sut ca
could double to almost seven percent chng trnh Vay n sinh vin c tr
on July first. cp trc tip c th s tng gp i, n
gn 7% vo ngy mng 1 thng 7 ti.

Five years ago, Congress lowered the Cch y 5 nm, quc hi h mc li


rates for these government loans. But sut cho cc khon vay sinh vin ca
that law is set to expire. The president chnh ph ny. Nhng lut ny sp
has called for keeping the current 3.4 ht thi hn. v Tng thng M yu
percent rate. cu tip tc gi nguyn mc li sut hin
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ti l 3,4 %.

The administration says more than Chnh quyn Obama cho bit hn 7 triu
seven million students will be affected sinh vin s b nh hng nu khng tip
without an extension of that lower rate. tc duy tr mc li sut thp na.

The government says the average cost Pha Chnh ph nhn nh thm, vo
of attending a public college was nm 2010 chi ph trung bnh i hc
almost thirteen thousand dollars in i hc cc trng cng lp l khong
twenty ten. The total for private 13 nghn . V tng chi ph cho cc
schools was over thirty-two thousand. trng dn lp l khong hn 32 nghn.

Americans owed eight hundred forty- Vo nm 2011, ngi dn ton nc M


five billion dollars in student loans in n n 845 t la t khon vay sinh
twenty-eleven. Some reports say the vin. V nhiu bn bo co gn y cho
amount is now near one trillion dollars. bit con s ny ln ti mt nghn t.
President Obama has recently given Tng thng Obama gn y c nhiu
speeches on several college campuses. bi pht biu ti mt s trng i hc.

He said when he and his wife, ng chia s, khi ng v v ng, b


Michelle, graduated from college and Michelle tt nghip i hc v trng
law school, they had a "mountain of lut, h phi gnh trn vai mt \"ni
debt." He told students that college n\". ng ni vi cc sinh vin rng hc
tuition and fees have more than ph i hc v cc chi ph khc tng
doubled since most of them were born. ln hn gp i so vi thi im nhng
sinh vin ny mi sinh ra.

He noted that the average student who Tng thng cn lu rng trung bnh
borrows to pay for college now cc sinh vin vay tin trang tri cho
graduates with about twenty-five vic hc tp khi tt nghip phi gnh s
thousand dollars in student loan debt. n l 25 ngn cho khon vay sinh
An extension of the lower rate could vin. Tuy nhin nu duy tr mc li sut
cost the government six billion dollars. th chnh ph s phi b ra thm 6 t
la na.

Republican presidential candidate Mitt ng c vin tng thng ca ng cng


Romney supports an extension. ha Mitt Romney ng h cho kin tip
Republican leaders in the House of tc gia hn. V nhng nh lnh o ca
Representatives say they like the ng cng ha H vin cng ni rng
program. h ng tnh vi chng trnh ny.
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But they want to pay for it with money Nhng h mun chi tr chng trnh
from the new health care law. vay vn ny bng tin ca lut chm sc
Democrats have proposed other ways sc khe mi. Ngc li nhng ngi
to pay for it, such as ending tax breaks ng Dn ch th li ngh thanh ton
for oil and natural gas companies. cho khon tr cp ny bng nhng
ngun khc nhau v d nh dng chnh
sch min thu cho cc cng ty xng
du.

The website edupass.org says most Trang web edupass.org cho bit nhng
loans, grants and scholarships from khon vay, tr cp v hc bng t cc
public and private sources in the United ngun ca chnh ph hay t nhn M
States are restricted to American u cn rt hn ch i vi ngi dn
citizens. nc ny.

American schools that provide aid to M, cc trng h tr cho sinh vin


international students are more likely to quc t thng h tr cho sinh vin
provide it to graduate students than to tt nghip i hc hn l sinh vin cn
undergraduates. Some students are ang trong trng i hc. Mt s sinh
supported by their home university or vin th c tr cp t trng hoc
government. chnh ph t nc nh.

A small number receive support from Cn mt s nh th nhn c tr cp t


the United States government. chnh ph M. Cc ch doanh nghip,
Employers, private sponsors and cc nh ti tr t nhn hay cc t chc
international organizations also help quc t cng gp phn gip cc sinh vin
some students pay for school. trong vic trang tri chi ph hc tp.

Edupass.org has listings of colleges and Trn trang web Edupass.org c danh
universities that offer financial aid to sch cc trng cao ng i hc c
foreign students. Another helpful site chng trnh h tr ti chnh cho sinh
about American higher education and vin quc t. Mt trang web khc rt c
financial aid is educationusa.state.gov. ch trong vic tm thng tin v h tr ti
chnh cc bc hc sau i hc l
educationusa.state.gov.

For VOA Special English, I'm Carolyn Trn y l bn tin Ting Anh c bit
Presutti. ca VOA, ti l Carolyn Presutti.

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