AN ANALYSIS OF THE SIGNIFICANCE OF FOREIGN DIRECT INVESTMENT ON

THE ZIMBABWEAN ECONOMY AFTER DOLLARIZATION.

Problem statement

There has been an increase in FDI globally due to on-going liberalization of trade and investment
and technological developments in information and communication technologies. The situation
in Zimbabwe at the current moment is that of low economic growth therefore attributed to low
FDI. The low economic growth from 2009 to the present moment is an indication that investment
in Zimbabwe is not in line with the pre-established trends in most developing countries. FDI
refers to direct investment equity flows in the reporting economy. It is the sum of equity capital,
reinvestment of earnings, and other capital. Direct investment is a category of cross-border
investment associated with a resident in one country having control or a significant degree of
influence on the management of an enterprise that is resident in another country.

The importance of FDI to regional economic development and its contribution to poverty
reduction underscores the need for comprehensive analysis of the factors affecting it and
appropriate regulations and strategies to be instituted to enhance FDI attraction to the SADC
region. Other studies on FDI have been focused on its results which will be attained by the host
country after investment has taken place.

MORTGAGE LENDING IN A MULTI-CURRENCY ECONOMY: THE CASE OF

BUILDING SOCIETIES IN ZIMBABWE.

Statement of the problem

Under the mattress banking seemed to have resulted in liquidity crises in the financial sector
because Zimbabweans appeared to be suffering from hyperinflation hangover therefore they
Seemed to avoid banking their money. Low confidence in the financial institutions seemed to
encourage the public to keep their foreign currency transactions outside the financial system.
During the period 2009 to 2015, confidence in the banking system seemed to have increased.
Although by the end of 2016, the deposit base collapsed, the challenge however was access to
bank lending? Lending seemed to be restricted to very short-term Maturities and financial
institutions seemed to avoid long-term credit. This study sought to find out the effects of the
multi-currency economy on long-term credit (mortgage lending).

AN ASSESSMENT OF THE CONSUMER ACCEPTANCE ON MOBILE BANKING

AND MOBILE PAYMENTS IN ZIMBABWE

PROBLEM STATEMENT
The Mobile banking service should be able to meet both bank and customer expectations by
allowing customers to perform banking transactions such as requesting min-statements and
checking balance almost anywhere at the comfort at their homes or offices. Integrated mobile
devices has allowed Consumer acceptance of mobile banking and mobile payments through their
mobile phones transact directly from and to their accounts, this mobile money ecosystems has
also allowed customers to have perform transactions country wide at the same time reducing cost
and saving time and automatically the number of clients registered and active transactions would
eventually go higher drastically and increase side income to the banks.

However, with all those advantages and conveniences to customer registered utilize the service
but, this analysis considers other factors that are affecting adoption patterns, including financial
inclusion opportunities, data security problems, and coordination issues. Together, the building
blocks and these other factors will influence how markets for mobile financial services are
developing therefore, there was need to examine the factors affecting consumer acceptance on
mobile banking and payments.s