A BIG THANK YOU goes to @Xilobyte for showing me all this.

Btw, he has a great pdf on the process, too.

(https://xilobyte.com/media/Securing_Your_Crypto_Wallet.pdf )

This here is the version for the less technically inclined, written by teddybear

What you need:

a) 3 USB Sticks (hereafter referred to as No 1, No 2 and No 3)

b) A spare laptop (can be old, mine is from 2012)
c) A pen, some business cards, transparent scotch tape
d) 1h of effective work time
e) 24h of setup time
f) Imagination
g) Nerves
h) A criminal mind

Lets get started:

1. If you have a spare laptop, nuke the hard drive with DBAN.:

a) Download DBAN from https://dban.org/ (download-buttom on top right)

b) Youll get an .iso file
c) Burn the iso file on a USB Stick (No. 1). Download this software:
http://www.isotousb.com/
d) Install the isotousb software and burn the iso on the USB. Make sure to urn with
FAT32 (and make sure your stick is FAT32 formatted. If not you can format it with a
right click on the USB itself from my computer
e) Now that you have a stick with DBAN on it, put it in the turned-off laptop, turn it on
and press repeatedly F2 (or whatever launches BIOS) and chose to mount the system
from your USB stick and not from the hard drive.
f) Once, DBAN is running, just type autonuke and let it run. It will overwrite and delete
and overwrite three times in a row all of your hard disk. As a reference it took 24h for
my laptop with 750 GB Hard Drive. ATTENTION: DO NOT DO THIS IF YOU HAVE AN SSD
CARD, ONLY WITH A HDD. I HAVE NO SOLUTION FOR AN SDD AT HAND, SINCE I DID
NOT BOTHER
g) Congrats, you have an empty machine in front of you

2. Install Linux on it

a) Get Ubuntu 16.04.3 LTS here: https://www.ubuntu.com/download/desktop

b) Put all the bars to the left to not pay and download the iso file
c) Format the DBAN Stick again on your online PC, one time fast, one time slow and one
time fast, then burn the Ubuntu .iso on it with the isotousb software.
d) Plug the Stick into your Laptop and install Ubuntu
e) Opt for the Encryption of your Hard Drive. Chose a strong PW

3. Congrats you have an Linux PC, which will serve you as your access to your precious
Ripples
4. Never ever connect that PC to a Wifi or any other internet, never connect any printer to
it
 5. Get the Rippex software for Linux from your online computer on a stick

a) Download it here: https://rippex.net/carteira-ripple.php#/

b) Put the whole folder on the USB Stick
c) Get paranoid: Turn of the Internet, plug off the Lan-cable, plug the Internet box out of
the wall and unplug the box from electricity. Lock your doors and your windows, turn
of your phone (no distraction). Turn on this in full blast mode:
https://www.youtube.com/watch?v=QWg8JAQ9cQ4
d) Plug the USB Stick into your offline PC. If you cant run the .sh file in Ubuntu, right
click on the file. Go to Properties then to the Permissions Tab. Click the check box
that says Execute.

6. Create a wallet that offline laptop

a) Just in case, in Setting, untick the online box

b) Write down the secret key by hand on a piece of paper.
c) Take your time, write it in nice handwriting, I suggest you write it on the back of a
business card.
d) Don't print it out, neither screenshot, nor CTRL+P nor anything. Old school pen and
paper.
e) Delete the wallet.dat file and recover it by using the secret key. If it works, you know
that you wrote down the key correctly.
f) Take a that piece of paper and wrap it in transparent scotch paper, so that potential
contact with water won't destroy it. Wrap it well. Keep this somewhere safe
g) Chose a strong password for your wallet access. You can play around a bit here:
http://www.passfault.com/ hint: the longer the better. "I'm a badass mofo and I like
eating my chocolate" is better than "=%*)bdpERq/$IO6" and it's easier to remember.
h) Use a new USB Stick (No 2) and put thewallet.dat file on it. Store the Stick somewhere
safe.
i) Never plug this stick into your offline computer

7. Write down the public address

8. Turn on your online computer to the internet
9. Send 30 XRP (20 to activate, 10 to send back for confirmation) to this address from the
exchange.
10. Go to bithomp.com to check if the XRP are on the blockchain.
11. Log into Rippex on your offline laptop, chose "send" and send 10 XRP back to your
exchange. It will create a txt file. Save that txt file.
12. Plug in USB Stick No 3, it will be your Transporter Stick and you will only use it to
transport these .txt files
13. Take the Transporter Stick out of the offline PC, plug it into the online PC, open the
Rippex software, make sure that here you are online in the Settings tab, then in
"Submit Txn" drag and drop the file from the stick into the field and hit "submit"
14. If this works, then you know all is set up and you can make the big transfer from the
exchange to your cold wallet.
15. Keep the offline PC safe, Keep the stick with the wallet file safe, KEEP THE SECRET KEY SAFE

This method allows you to do any transfer without ever exposing your secret key to the internet.
The only way to steal your XRP is to either have your secret key, or to steal physically your
laptop, crack it and then crack the wallet file. You can always check your balance on
bithomp.com