Comparing credit cards

Card 1 Card 2 Card 3

Scotia Momentum RBC Cash Back Walmart Rewards
Visa Infinite* card Mastercard MasterCard
$99 + $30 for each No annual fee and $0 for None
supplementary card. each additional card
Annual Fee

21 days 21 days 21 days

Grace Period

19.99% on regular 19.99% on purchases, 19.89% preferred rate,

purchases, 22.99% on cash22.99% on cash advances 21.49% cash interest rate,
APR advances, balance 25.99% standard rate.
transfers, and checks.
$5,000 minimum Your initial or current Initial Credit Limit is
credit limit appears in specified in your Welcome
Credit Limit the Information Box Kit
accompanying your
Credit Card
No charge if paid in full, if No charge if paid in full, ifNo charge if paid in full, if
Finance not paid, charged current not paid, charged current not paid, charged current
APR from date of APR from date of APR from date of
Charge
transaction until repaid transaction until repaid transaction until repaid

Applying the periodic rate Applying the periodic Calculated using your
Method of to the average daily rate to the average daily average daily balance
Calculating balance of account balance of account
Finance Charges (APR/365)

$3.50 per cash advance in $3.50 for each cash $4 per cash transaction in
Canada. withdrawal or Canada.
Transaction transaction.
Fees

$25.00 Increase of 5% to annual Annual interest rate will

Fees for Late interest rate. increase to the standard
Payment rate.

Luxury Hotel Privileges, 2% cash back credits on Earn 1.25% of your

4% cash back on gas and grocery store purchases, purchases in Walmart
Other Features
groceries, 2% on drug 1% cash back credits on Rewards when you shop
stores and recurring bills all other purchases Walmart stores in Canada.