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Invest in RRSF
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Balanced option.

Reliance
Regular Savings Fund (RRSF)
- Balanced Option
(An open ended scheme)

Combining the growth potential of equities with the low volatility of debt, Reliance Regular Savings Fund - Balanced Option is
a smart choice that may help you achieve your investment goals.

Contact your financial advisor for further details

Call 1800 300 11111 | SMS ‘INVEST’ to 561617 I www.reliancemutual.com
#
Note: Tax benefits are subject to existing tax laws. The scheme shall qualify as equity oriented fund subject to 65% of the corpus being
invested in domestic equity shares. *The fund with the Systematic Withdrawal Plan (SWP) provides regular cash flow. For details on all the
available Special Products/Facilities, please refer the Scheme Information Document (SID).

This product is suitable for investors who are seeking*

· Long term capital growth.

SMS charges apply.

· Investment in equity and equity related instruments and fixed income instruments.

*Investors should consult their financial advisors if in doubt about whether the product is suitable Riskometer
for them. Investors understand that their principal will be at Moderately High risk

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
 Reliance Regular Savings Fund - Balanced Option
SCHEME DETAILS CURRENT INVESTMENT PHILOSOPHY

• Number of stocks in the portfolio would be 30-35 stocks, with Top 10 holdings comprising approximately
Inception Date • 8th June 2005 37% of the portfolio. Blend of concentration and Diversification.
• Theme based Investing
• Focus on Alpha generation through active sector management.
• Month end AUM: Rs. 6,295.72 crs • No significant cash calls.
Fund Size • Price / Value gap that would seek for mid/small caps would be much larger than large cap stocks.
(May 2017)
• Debt Allocation will comprise of high quality debt instruments with a short to medium term maturity
profile keeping in mind the interest rate outlook.
Scheme Type • An Open Ended Scheme
WHY INVEST
• CRISIL Balanced Fund - • The fund offers growth potential of Equity & stability of Debt investments.
Benchmark
Aggressive Index •The fund is ideal for investors seeking combination of equity & fixed income returns with lower
volatility & tax efficiency.
• Sanjay Parekh
Fund Managers
• Amit Tripathi NAV MOVEMENT
60
SCHEME:
Rs. 1 lac invested at the time of inception is worth Rs. 4.96 lac in the
Entry Load • Nil 50 scheme compared to Rs. 3.79 lac in the Benchmark.
31 May 2017
Rs. 4,96,433

10% of the units allotted shall be redeemed Reliance Regular Savings Fund - Balanced Option

Normalized Values
40
CRISIL Balanced Fund - Aggressive Index
without any exit load, on or before comple-
30
tion of 12 months from the date of allotment
of units. Any redemption in excess of such 20
BENCHMARK:
limit in the first 12 months from the date of al- 31 May 2017
lotment shall be subject to the following exit 10 INVESTMENT:
Rs. 3,78,652
08 June 2005
load, Redemption of units would be done on Rs. 1,00,000
0
First in First out Basis (FIFO):

Apr-08
Feb-07

Sep-07

Feb-11

Sep-11
Jun-05

Jul-06

Jul-10

Jul-14
Dec-09

Mar-12

Dec-13

Mar-16
Oct-12

Aug-15

Oct-16
Jan-06

Nov-08

Jan-15
May-09

May-13

May-17
Exit Load
• 1% if redeemed or switched out on or
before completion of 12 months from the Please Refer Page 3 for detailed Scheme Performance
date of allotment of units
• Nil, if redeemed or switched out after
60.0 SIP Returns
completion of 12 months from the date of 38.6
40.0 27.4
allotment of units 14.4
20.0 6.0 9.3 12.0
1.2 1.3 3.6 4.5
0.0
1 Year 3 Years 5 Years 10 Years Since Inception
SPECIAL PRODUCT Total Amount Invested (Rs. Lakhs) Market Value (Rs. Lakhs)
Please Refer Page 4 for detailed SIP Performance
SWP The fund with the Systematic
Systematic Withdrawal
Withdrawal Plan (SWP) provides TOP 5 SECTORS
regular cash flow.
Plan

Note: For details on all the available Special Products/Facilities, please

refer the Scheme Information Document (SID). Banks Cement Auto Auto Ancilliaries Petroleum Products
20.3% 6.1% 5.2% 4.3% 4.2%
PORTFOLIO DETAILS
Dividend History
Portfolio Market Capitalization Dividend Plan
Record Date Rate (Re/ Unit) Cum Dividend NAV *EX Dividend NAV
100% 24-May-17 0.15 17.5048 17.3548
50% 2% 1-Mar-17 1.65 18.2178 16.5678
6% 53% 15-Mar-16 1.40 16.4758 15.0758
0% 3%
13-Feb-15 2.00 19.2091 17.2091
7-Mar-14 0.75 13.8201 13.0701
less than Rs. 3,500 8-Feb-13 1.40 14.1939 12.7939
crs Rs. 3,500 crs to Rs.
10,000 crs Rs. 10,000 crs to Rs. 29-Mar-12 1.00 13.3078 12.3079
20,000 crs more than Rs. 3-Mar-11 2.00 15.0311 13.0213
20,000 crs 30-Mar-10 2.50 16.9448 14.4334
24-Jul-09 3.00 16.9172 13.9043
WEIGHTAGE Quarterly Dividend Plan
TOP 10 STOCKS
(%) Record Date Rate (Re/ Unit) Cum Dividend NAV *EX Dividend NAV
HDFC Bank Limited 8.54 15-Mar-17 0.35 15.0262 14.6762
16-Dec-16 0.30 13.9081 13.6081
Grasim Industries Limited 5.06
15-Sep-16 0.40 14.9791 14.5791
Infosys Limited 3.45 15-Jun-16 0.40 14.1758 13.7758
Maruti Suzuki India Limited 3.34 15-Mar-16 0.25 13.4206 13.1706
15-Dec-15 0.40 14.4467 14.0467
IndusInd Bank Limited 3.28 15-Sep-15 0.40 14.5143 14.1143
Larsen & Toubro Limited 3.15 22-Jun-15 0.40 15.0811 14.6811
16-Mar-15 0.40 15.5619 15.1619
ICICI Bank Limited 2.94
15-Dec-14 0.50 14.7554 14.2554
Reliance Industries Limited 2.94 15-Sep-14 0.60 15.1224 14.5224
Motherson Sumi Systems Ltd. 2.43 Monthly Dividend Plan
Tata Steel Limited 2.34 Record Date Rate (Re/ Unit) Cum Dividend NAV *EX Dividend NAV
For complete portfolio, please refer website www.reliancemutual.com. 15-May-17 0.09 11.1169 11.0269
General Disclaimer: Data as on 31st May, 2017. Past Performance may or may not be
Reliance Regular Savings Fund - Balanced Option (Dividend Plan) has given a dividend of Rs. 15.85 per unit on the face value
sustained in future. Sector(s)/ Stock(s)/ Issuer(s) mentioned above are for the purpose
of disclosure of the portfolio of the scheme(s) and should not be construed as a recom-
of Rs. 10 per unit, since inception.
mendation. The Fund manager(s) may or may not choose to hold the stock mentioned,
from time to time. Investors are requested to consult their financial, tax and other advi- Reliance Regular Savings Fund - Balanced option (Quarterly Dividend Plan) has given a dividend of Rs. 4.40 per unit on the
sors before taking any investment decision(s). face value of Rs. 10 per unit, since inception.

Disclaimer pertaining to Dividend History: Past performance may or may not be
sustained in the future. Dividend distribution is subject to availability & adequacy of
distributable surplus. The Mutual Fund is not assuring that it will make periodical divi-
dend distributions, though it has every intention of doing so. After the payment of divi-
dend, the per unit NAV falls to the extent of the dividend payout and distribution taxes,
if any. Performance of dividend plan/option would be net of applicable statutory levy
, if any. Face value of Rs.10. * NAV on the 1st transaction day after Record Date, which
includes the mark to market impact also. The above table provides dividend details of
Other-than-direct-plan.
Disclaimer pertaining to SIP Returns: Past performance may or may not be sustained in the future. Returns on SIP and Bench-
mark are annualised and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions
have been worked out on excel spreadsheet function known as XIRR. It is assumed that a SIP of Rs. 10,000/- each executed on 10th
of every month has been taken into consideration including the first installment. It may please be noted that load has not been taken
into consideration. The amounts invested in SIP and the market values of such investments at respective periodic intervals thereof
are simulated for illustrative purposes for understanding the concept of SIP. This illustration should not be construed as a promise,
guarantee on or a forecast of any minimum returns. The Mutual Fund or the Investment Manager does not assure any safeguard
of capital and the illustrated returns are not necessarily indicative of future results and may not necessarily provide a basis for
comparison with other investments. SIP does not guarantee or assure any protection against losses in declining market conditions.

2
 Reliance Regular Savings Fund - Balanced Option
SCHEME PERFORMANCE SUMMARY
Reliance Regular Savings Fund - Balanced Option (RRSF-B)
NAV as on May 31, 2017: Rs 49.6433
CAGR %
Particulars
1 Year 3 Years 5 Years Since Inception
Reliance Regular Savings Fund - Balanced Option 20.22 16.41 18.37 14.30
B: CRISIL Balanced Fund - Aggressive Index 15.61 10.46 12.85 11.75
AB: S&P BSE Sensex 16.79 8.73 13.93 13.46
Value of Rs. 10000 Invested
Reliance Regular Savings Fund - Balanced Option 12,022 15,788 23,249 49,632
B: CRISIL Balanced Fund - Aggressive Index 11,561 13,485 18,308 37,871
AB: S&P BSE Sensex 11,679 12,860 19,202 45,432
Inception Date: Jun 8, 2005
Fund Manager: Sanjay Parekh (Since Apr 2012) & Amit Tripathi (Since Aug2010)

PERFORMANCE OF OTHER OPEN ENDED SCHEMES MANAGED BY THE SAME FUND MANAGERS

Fund Manager: Sanjay Parekh

CAGR %
Scheme Name/s 1 Year Return 3 Years Return 5 Years Return
Scheme Benchmark Scheme Benchmark Scheme Benchmark
Reliance Monthly Income Plan 12.14 12.07 11.21 10.70 10.98 10.29
Reliance Retirement Fund - Wealth Creation Scheme 20.57 19.96 N.A. N.A. N.A. N.A.
Reliance Retirement Fund - Income Generation
11.77 12.07 N.A. N.A. N.A. N.A.
Scheme
Reliance Equity Savings Fund 13.83 10.80 N.A. N.A. N.A. N.A.

Note:
a. Mr. Sanjay Parekh manages 5 open-ended schemes of Reliance Mutual Fund .
b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund
manager has been provided herein.
c. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement
d. Different plans shall have a different expense structure. The performance details provided herein are of Growth Plan (Regular Plan).

Fund Manager: Amit Tripathi

CAGR %
Scheme Name/s 1 Year Return 3 Years Return 5 Years Return
Scheme Benchmark Scheme Benchmark Scheme Benchmark
Reliance Liquidity Fund 6.96 6.96 7.96 7.89 8.47 8.28
Reliance Money Manager Fund 7.83 6.96 8.31 7.89 8.75 8.28
Reliance Floating Rate Fund - Short Term Plan 7.97 6.96 8.63 7.89 8.72 8.28
Reliance Monthly Income Plan 12.14 12.07 11.21 10.70 10.98 10.29
Reliance Medium Term Fund 8.35 8.82 8.66 9.07 8.83 9.08

Note:
a. Mr. Amit Tripathi manages 6 open-ended schemes of Reliance Mutual Fund .
b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund
manager has been provided herein.
c. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement
d. Different plans shall have a different expense structure. The performance details provided herein are of Growth plan (Regular Plan).

Note: Performance as on May 31, 2017

B: Benchmark, AB: Additional Benchmark,

Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Performance of the schemes
(wherever provided) are calculated basis CAGR for the past 1 year, 3 years, 5 years and since inception. Dividends (if any) are assumed to be reinvested at the prevailing NAV. Bonus (if any)
declared has been adjusted. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of returns. Schemes
which have not completed one year, performance details for the same are not provided. Performance details of closed ended schemes are not provided since these are not comparable
with other schemes.

3
 Reliance Regular Savings Fund - Balanced Option
SIP PERFORMANCE OF EQUITY SCHEMES (as on May 31, 2017)
Reliance Regular Savings Fund - Balanced Option
Period Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (Rs.) 1,440,000 - 1,200,000 600,000 360,000 120,000
Market Value (Rs.) 3,855,668 - 2,739,148 927,513 445,442 133,084
Scheme Return (%) 15.44 - 15.82 17.62 14.57 21.89
B: CRISIL Balanced Fund - Aggressive Index Return(%) 10.25 - 10.20 11.73 10.84 17.65
AB: S&P BSE Sensex Return(%) 10.18 - 9.95 11.51 9.86 22.51
Reliance Retirement Fund - Wealth Creation Scheme
Period Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (Rs.) 280,000 - - - - 120,000
Market Value (Rs.) 328,530 - - - - 133,786
Scheme Return (%) 14.12 - - - - 23.11
B: S&P BSE 100 Return(%) 14.22 - - - - 23.34
AB: S&P BSE Sensex Return(%) 12.31 - - - - 22.51
Reliance Equity Savings Fund
Period Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (Rs.) 250,000 - - - - 120,000
Market Value (Rs.) 281,240 - - - - 129,251
Scheme Return (%) 11.60 - - - - 15.34
B: Custom Benchmark* Return(%) 12.24 - - - - 16.01
AB: S&P BSE Sensex Return(%) 14.62 - - - - 22.51

*40%Crisil Liquid Fund+30%Crisil Short Term Bond Fund+30%Nifty 50

Inception Dates: Reliance Regular Savings Fund - Balanced Option - 08/06/2005, Reliance Retirement Fund - Wealth Creation Scheme -11/02/2015, Reliance Equity Savings Fund - 30/05/2015
B: Benchmark, AB: Additional Benchmark
Disclaimer: Past performance may or may not be sustained in the future. Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out of uniform
and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. It is assumed that a SIP of Rs. 10,000/- each executed on 10th of every month has been taken
into consideration including the first installment. It may please be noted that load has not been taken into consideration. The amounts invested in SIP and the market values of such investments at
respective periodic intervals thereof are simulated for illustrative purposes for understanding the concept of SIP. This illustration should not be construed as a promise, guarantee on or a forecast of any
minimum returns. The Mutual Fund or the Investment Manager does not assure any safeguard of capital and the illustrated returns are not necessarily indicative of future results and may not necessar-
ily provide a basis for comparison with other investments. SIP does not guarantee or assure any protection against losses in declining market conditions.
PRODUCT LABELS

Name of Scheme
Reliance Retirement Fund – Wealth Creation
Scheme
(An open end notified tax savings cum pension
scheme with no assured returns)
Reliance Retirement Fund – Income Generation
Scheme (An open end notified tax savings cum
pension scheme with no assured returns)
Reliance Equity Savings Fund
(An open ended Equity Scheme)
Reliance Money Manager Fund
(An Open-Ended Income Scheme)
Reliance Medium Term Fund
(An Open-Ended Income Scheme with no assured
returns)
Reliance Floating Rate Fund - Short Term Plan
(An Open-Ended Income Scheme)
This product is suitable for investors who are seeking*:
• long term growth and capital appreciation
• Investment primarily in equity and equity related instruments and balance in fixed income securi-
ties so as to help the investor in achieving the retirement goals
• Income over long term along with capital growth
• Investment primarily in fixed income securities and balance in equity and equity related instru-
ments so as to help the investor in achieving the retirement goals
Investors understand that their principal
• Income and capital appreciation over long term will be at Moderately High risk
• Investment predominantly in arbitrage opportunities between cash & derivative market and in unhedged
equity
• Income over short term
• Investment in debt and money market instruments
• Income over short term
• Investment in debt and money market instruments with tenure not exceeding 3 years
• Income over short term
Investors understand that their principal
• Investment predominantly in floating rate and money market instruments with tenure exceeding 3 will be at Moderately Low risk
months but upto a maturity of 3 years and fixed rate debt securities

Reliance Liquidity Fund • Income over short term

(An Open-Ended Liquid Scheme) • Investment in debt and money market instruments

Investors understand that their principal

will be at Low risk

Reliance Monthly Income Plan

(An Open-Ended Fund. Monthly income is not as- • Regular income and capital growth over long term
sured & is subject to the availability of distributable • Investment in debt & money market instruments and equities & equity related securities
surplus)

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them. Investors understand that their principal
will be at Moderate risk

Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.