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Name of RTGS - Outward RTGS - NEFT - Outward NEFT ECS ECS Inward
Bank Inward Inward Outward
Scheduled Commercial Banks
Public Sector Banks
Nationalised Banks
Allahabad Local Outward Nil Up to Rs.10,000 - Rs. 35 per Nil Up to 10,000 Debit
Bank Remittance – Nil Transaction entries - Clearing -
Rs. 3 per entry + Re. 1 per
Outstation Outward Above Rs.10,000 up to Rs.1 lac RBI or Destination transaction
Remittance - Rs. 1 per - Rs. 3.00 per Rs. 1,000 or part Bank Charges if any. + RBI or
Rs.1,000, Minimum thereof, Minimum Rs. 35 Destination
Rs.100, Maximum Above 10,000 Bank
Rs.2,000 up to 1 lac entries Charges
Above Rs.1 lac - Rs. 2.50 per
Rs. 1,000 or part thereof,
Minimum Rs. 300, Maximum Rs. Rs. 2 per entry + if any,
15,000 RBI or Destination Minimum
Bank Charges if any. Rs. 2,750
Minimum Rs. 30,000 Returning
Charges on
account of
Above 1 lac entries- insufficient
Re. 1 per entry funds -
+ RBI or Desti-
nation Bank
Charges
if any. Minimum
Rs. 2,00,000
Andhra Bank Rs.1.50 per Rs.1000/- Nil Upto Rs.1.00/- per 1000 with a Nil Nil Nil
minimum of Rs.50/-
Min. Rs150/-
Max.Rs.1500/- Maximum Rs.1500
wef10.08.06(Charge is exclusive
of service Tax0
Bank of Rs. 50/- per transaction Nil Upto Rs. 50,000/- - Rs. 10/- per Nil Nil Nil
Baroda irrespective of any transaction.
amount. Rs. 50,000/- to Rs. 1 Lac – Rs.
25/- per transaction
No Charges to No Charges
individual denefi- To Individual
ciary's Account. Beneficiary's
Account
ECS Transaction
of Rs.2.00 Crore Ecs
and above Transaction
Charges as Above Of Rs.2.00
Plus Rs. 50/- Per Crore And
Transaction at Flat Above
Rate as Clearing Charges As
Hourse Charges. Above Plus
Rs.50/- Per
Transaction
At Flat Rate
As Clearing
House
Charges
Canara Bank Re 0.25 per thousand Nil Re 0.25 per thousand subject to a Nil Nil ECS DR -
subject to a minimum of minimum of Rs.20/- and a Re. 1/- per
Rs.50/- and a maximum of maximum of transaction
Rs. 1000/- per txn
Rs. 1000/- per txn ECS CR -
Other than customer Nil
transaction: Re 1/- per
thousand subject to a
minimum of Rs.50/- and a
maximum of
Rs. 2000/- per txn
Central Bank Local : Rs.25/- Outstation- Up to Rs.500/- Rs.10/- Nil
of India Rs.100/-
Outstation : Rs.200/- Local - Rs.25/- Rs.500/- to Rs.1000/- Rs.15/-
per Lakh,
Min. -Rs.300/- Max. Rs.1000/- to Rs.5000/- -
Rs.3000/- Rs.20/-
Rs.5000/- to Rs.10000/- -
Rs.25/-
b)Outstation Payments
Rs.1.50/1000 (Min. 56/- &
Max.2245)
Dena Bank Rs.2/- per Thousand Corporate:Rs.100/- Rs.3.50 per Thousand Rupees of Nil Rs. 3 per trans- Nil
Rupees of remittance perremittance. remittance action + Service
Taxes as applicable
Minimum: Rs.50/- for Individuals: Rs.50/- Minimum: Rs.50/-
individuals per remittance. +
Service Taxes as Maximum: Rs.1500 + Service
Rs.250/- for corporate applicable Taxes as applicable
customers Maximum - Rs.
1500/- + Service Taxes as
applicable
Indian Bank Retail customer: SB customer: Any amount : Nil Debit/credit/centralized Nil
Upto Rs. 1 lakh 0.30% No charges. RBI 0.10% with a minimum of Rs.25 Rs.3 per instrument +
Minimum Rs.30/- charges, if any, will and a maximum of Rs.2250 + RBI charges if any
Maximum Rs.300/- be recovered in full charges
if any levied by RBI Charges are to be
Above Rs.1 Lakh0.15% Other than SB collected as sponsor
minimum Rs.225/- customer: This charges are uniform for bank
Maximum Rs.2250/- individuals, non individuals
Rs.30 per and special category of customers As a destination
Corporate customer: transaction RBI like pensioners, rural customers branch/bank, there
0.15% Minimum Rs.225/- charges, if any, will are no charges
MaximumRs.2800/- be recovered in full prescribed for
recovery from the
If RBI charges for customers.
processing ,it will be
collected in addition to our
charges
Indian Rural- Nil Rs.1/- per 1000/- or Nil For Individuals (Debit Nil
Overseas Upto Rs. 1.25 Lakhs- part thereof + RBI charges & Credit) – Nil
Bank Rs.300/- (presently Nil),if any with a Sponsor Bank
Above Rs. 1.25 Lakhs- minimum of Rs.25/- Charges from
Rs.1.60 per 1000/- or part Corporate Users-
thereof+Rs.25 RBI Rs.1/- per trans-action
chargesx1.13(Maximum- (per record)+RBI
1810/-) charges (presently
Non-Rural – Nil), if any
Upto Rs. 1.25 Lakhs- Returns(Individuals
Rs.300/- & Corporate Users)
Above Rs. 1.25 Lakhs- -Rs.50/- for each
Rs.2.00 per 1000/- or part transaction + Out
thereof +Rs.25 RBI of Pocket Expenses
chargesx1.13(Maximum- + Postage, if any.
2260/-)
1)The above gross Service charges is inclusive of Service Tax and Education cess.
2) Out of Pocket expenses, Postages etc., if any incurred should be charged in addition to the above.
3) 20% additional to be charged by TBA branches and 50% additional to be charged for Non-Customers.
Oriental Bank Banker’s transactions Rs. Nil Re. 1.00 per thousand Min Rs Nil NIL for Credit as well NIL for
of Commerce 1.50/- per thousand 25/- max Rs 1000/- as Debit transactions Credit as
Mininmum Rs. 500/- max well as Debit
Rs. 1500/- (Service tax and edu.cess extra) transactions
Customers’ transactions
Re. 1.00 per thousand Min
Rs 100/- max Rs 1500/-
AMOUNT CHARGES
a)Upto Rs.25/-
Rs.1000/-
b)Above Rs.1.50 per
Rs.1000/- thousand Min.
Rs.100/-
Max.Rs.1500/-
Syndicate Rs.1.00 per 1000/- Max. Rs.25/- per Rs.1.00 per 1000/- Max. No charges. For ECS (Credit) - For ECS
Bank Rs.2000/- (Presently transaction Rs.10000/- with Min.Rs.25/-. Rs.1.00 per (Debit) – No
customer transactions RBI transaction charges
above Rs.1 lakh are RBI charges, if any, shall be charges, if with Min. Rs.100/-
allowed under RTGS) levied any, shall and Max. Rs.2000/-
be levied per occasion
Rs.25/- per transaction
w.e.f. 15.09.06.
Punjab 1. 0.10% per transaction, Rs.20/- per Re.1/- per thousand with a Nil Nil Nil
National Bank subject to a minimum of transaction minimum of Rs.25/- per
Rs.150/- Max. Rs.2,000/- + + RBI Charges transactionand max. Rs.2,000/-
out of pocket expenses (excluding out of pocket
payable to RBI, if any. 2. expenses/ RBI charges, if any, as
On upfront payment of may be prescribed from time to
Rs.25,000/- for usageof time.
the RTGS Facility for next
12 months, rebate of 50%
would be admissible to the
customer, subject to a
minimum of Rs.150/-.
UCO Bank Re.1/- per Rs.1000/- per Nil Rs.1.50 per Rs.1000/-, Nil No Charges (for Beneficiaries
occasion, Debit & Credit ECS) account
Min. Rs.50/-, Max. Rs.2500/- to individual
Min. Rs.100/-, Max. customer Nil
Rs.2500/- accounts
Min. service
charges
on
any single input
submission to NCC
Rs.3500/- per user.
Union Bank of Rs.1.13 per Rs.1000/- Nil Upto 5000 - Rs.40.41 Nil Rs.1.12 per Nil
India Maximum Rs.1683.60 5001-10000 - Rs.50.51 transaction
10001-50000 Rs.2.24 per 1000
Mini.Rs.56.12
50001to One lac Rs.1.68 per
1000
Mini. Rs.112.24 >One lac Rs.1.13
per 1000 Mini.Rs.168.36
Maximum Rs.1683.60
United Bank Rs 1 lac and above @ Rs. Nil o Upto Rs. 1000/- Nil Nil NIL (For Dr.
of India 1.50 per 1000or part there - Rs. 10/- Return –
of with minimum Rs. 200/- o 1001/- upto Rs. Rs/- 100/-
Maximum Rs. 5000/- 5000/- Rs. 20/- per
o Rs. 5001 to Rs. transaction)
10,000/- - Rs
25/-
o Rs. 10,001 to
Rs. 1,00,000/-
Rs. 2/- per
thousand –
Minimum Rs.
25/-
o Above Rs.
1,00,000/- Rs.
1.50 per
thousand or
part thereof with
a minimum Rs.
200/-
Vijaya Bank Re.1/- per 1000 with a No Charges Re.1/- per 1000 with a minimum No Charges Nil Nil
minimum of 125. of Rs.25/-
Maximum Rs.2525/- Maximum Rs.2500/-
State Bank Group
State Bank of Customer Transaction Rs 100 Upto Rs.50,000 - Nil Above Nil NIL for account NIL for
India Rs 25 per transaction per message Rs.50,000 and upto Rs. 1.00 lac- holders account
irrespective of amount Rs 0.20 per Rs.1000 or part As a sponsor bank, holdersAs a
Inter-Bank Transaction thereof, Min Rs.2 per transaction charges would be sponsor
Rs.1.50 per Rs.1000 Min Above Rs.1.00 lac and upto Rs. Rs. 7.00 per entry Bank the
Rs.250 Max Rs.1500 129000 - Rs.10 plus Rs. 0.50 per (Min Rs. 2750/-) charges
Remittance under Rs.1000 or part thereof for the (ECS Credit); would be
RBIRFS As per RBI amount in excess of Rs. 1.00 lac Rs. 3.50 per
Circular Letter DGBA. Rs.129001 and above - Rs. 25 entry
Acts(RFS)H/ 17583/ per transaction (Minimum
72.02.017/ 2006-07 dated Rs. 1400/-
11.06.2007 )(ECS Debit)
State Bank of Rs.1.50 per Rs.1000/-Min. Nil Rs.1.50 per Rs.1000/- or a part Nil Nil ECS (Debit)
Bikaner & Rs.100/- thereof Min. Rs.100/- - Rs.1 per
Jaipur Max. Rs.1500/- Max. Rs.1500/- transaction
Returning
charges
Rs.75/- if
returned on
account of
insufficient
funds
State Bank of For Rate For Nil Nil Nil
Hyderabad Rate Min Max Rs 100/- per Rate Min Max
Amts Amts
message
Rs. 1 Rs Rs. Rs. UptoRs. Rs Rs. Rs.
lac to 1.50 150/ 300/ 1 lac 1.50 25/- 1500/
2 lac per per
1000/ 1000/
Above Rs Rs. Rs.
Rs 2 1.25 250/ 1500/
lac per
1000/
State Bank of Rs 1.50 per thousand with Flat rate of Rs 30/- Rs 1.75 per thousand with a Flat rate of Nil Nil
Indore a minimum of Rs 30/- and per message minimum of Rs 20/- Rs 20/- per
a maximum of Rs 1,500/- message
State Bank of Rs.1.50 per Rs.1000.00 Rs.50.00 per Rs.1.50 per 1000.00 Minimum No charge Service Charges Rs.4/- per
Mysore Minimum Rs.500.00 transaction, to be Rs.100/- for Inward transaction to be shared as
Maximum Rs.2000.00 recovered from the credits followsSponsoring Bank
beneficiaries Rs.2.50
Destination Bank-
Rs.1.00 NCC/RBI Clearing
House-0.50
(Min Rs.2800/-)
State Bank of Rs. 1.50 per Rs. 1000/- Rs. 100/- per Rs 1.50 per thousand or a part Free Not applicable Not
Patiala (Minimum Rs. 250/- Max Message to be thereof. (min Rs. 100/- Max Rs. applicable
Rs. 1500/-) recovered from the 1500/-)
recipient.
State Bank of Rs.1.50 per Rs.1000/- Min. Rs.30/- per Rs.1.50 per Rs.1000/- Min. No service No service charge No service
Saurashtra Rs.30/- Max. Rs.1500/- message to be Rs.25/- Max. Rs.1500/ charge at at present charge at
recovered from the present. present.
recipient
State Bank of Rs.1.50 per 1000/- Rs.100/- per Rs.1.50 per 1000/- minimum waived for Re.1/- per credit Re.1/- per
Travancore minimum Rs.250/- message, to be Rs.25/- maximum Rs.1500/- the time transaction credit
maximum Rs.1500/- recovered from the being transaction
beneficiary
Other Public Sector Banks
IDBI Ltd. Rs.1.50 per Rs.1000, Free Rs. 25, per Transaction Free Free Free
Minimum: Rs.100, Max:
Rs.1500,
[Free for Govt. Bodies]
Private Sector Banks
Old Private Sector Banks
Bank of Rs 1.00 per thousand with Rs 100/- flat Software has been installed. Live Software Nil NIL
Rajasthan Ltd. a minimum of Rs 100/-and operations are being commenced has been However,
maximum of Rs 2,500/- shortly installed. return
per transaction Live charges for
operations ECS Debit
are being clearing due
commenced to
shortly insufficient
funds are as
under:
a). Rs 100/-
per
instrument
for cheques
upto Rs 5.00
lacs and
b). Rs 150/-
per
instrument
for cheques
above Rs
5.00 lacs
Catholic Rs. 1.50 per 1000/- Rs. 100/- Rs. 1.00 per 1000/- Nil Not applicable Not
Syrian Bank Minimum Rs. 150/- Minimum Rs. 25/- applicable
Ltd. Maximum Rs. 5000/- Maximum Rs. 2500/-
Federal Bank Rs.2/- per 1000.00 subject Rs 50/- for Rs. 2/- per 1000.00 subject Rs. 50/- for Rs. 0.50 per NIL
Limited to a minimum Rs. 200/- amounts upto Rs. minimum Rs. 25/- + service Tax amounts transaction from
and maximum Rs. 1500/- 50,000/- Rs. 100/- upto Rs. Sponsor Banks as
+ Service Tax for amounts above 50,000/-. clearing house
Rs. 50,000/- + Rs. 100/- charges
service Tax for amounts to be paid to RBI.
above Rs. No other service
50, 000/- + charge
service Tax
ING Bank Orange Savings Bank -- Nil Nil Nil Nil Nil
Rs.50/- per outward
transaction (flat) plus ECS Inward
service tax Returns (
Bounced for
All Other Savings Bank Financial
Products-- Reasons,
inclusive of
RTGS Rs.100/- per Service Tax)
outward transaction
(flat)plus service tax Rs. 225
Local : Local :
Re.0.25p (per thousand) Re.0.25p (per thousand) with a
with a Min. of Rs.25/- and Min. of Rs.25/- and Max. of
Max. of Rs.500/- (ST Rs.100/- (ST applicable)
applicable)
South Indian Rs.1.50 for Rs.1000 + Nil Rs.2/- for Rs.1000/-(Min Rs.25/-) Nil Regis- Rs.1,000/- Nil
Bank Ltd Rs.25. tration for each
Minimum Rs.50/-, Destination
Maximum Rs.1500/- Account
under ECS
Rs.500/-
for each
return under
the ECS
Return
scheme for
Charges
want of
funds in the
Destination
Account.
Rs.10,000/-
has to be
Minimum maintained
balance in all
Destination
Accounts.
Rs.500/-
Charges whenever
for non the acc-
mainte- ount balance
nance goes below
thereof the minimum
level
Whenever there is a
return under ECS
due to want of funds,
the ECS registration
will automatically get
cancelled and for
further registration,
the account holder
will have to pay the
registration charge of
Rs.1,000/-.
Tamilnadu RBI Center.Min Rs.50/-(flat) per Rs.50/- (flat) up to Rs.50,000/- Free Free Free
Mercantile Comm.Rs.100/- message Rs.100/-(flat) above Rs.50,000/-
Bank Ltd Comm.Rs.0.50 per 1000/- up to 1,00,000/-
Max Comm.Rs.2500/-Non-
RBI Center
Min Comm.Rs.100./-
Comm.Rs.1.00 per 1000/-
Max Comm.Rs.5000/-
New Private Sector Banks
Centurion Rs.250/- per Transaction Free Free Free Free Free
Bank of
Punjab Ltd.
Development For Savings Account Free Free Free Free Free
Credit Bank Rs.2 per 1000, Minimum-
Ltd. Rs.50/- & Maximum- Free Except in case of Junior
Rs.5000/- Saveer Savings account.
where it is Rs. 25/- per transation
Current Account:
Rs.2 per 1000, Minimum-
Rs.50/- & Maximum-
Rs.5000/-
HDFC Bank Corporate Customers Nil Nil Nil Corporate Nil
Ltd. Rs. 0.25/Rs. 100 per Customers
transaction (Min Rs.50/- & Rs. 0.25/
Max Rs. 1000/- Rs. 25/- Rs. 100 per
per transaction for stock transaction
borckers. (Min Rs.50/- &
Max Rs. 1000/-
Rs. 25/- per
transac-
tion for stock
borckers.
Retail Transaction
Rs. 0.25/- per Rs. 1000/- Retail Transaction
Minimum - Rs. 50/- Rs. 0.25/- per Rs.
Maximum - Rs. 1000/- 1000/-Minimum - Rs.
50/-Maximum - Rs.
1000/-
ICICI Bank Corporate Customers Corporate Corporate Customers Corporate
Ltd. Customers Customers
Rs. 0.25/- per Rs. 1000/- Rs. 50/- for transaction
subject to minimum of Rs. Rs 100/- per value of less than Rs. Rs. 0.25/- to
250/- per transaction and transaction 2,00,00,000/- & Rs. 100/- Rs 1.25/-
maximum of Rs. 1500/- for transaction value of Rs. per Rs.
per transaction 2,00,00,000/- and above 1000
(depending
Through Internet Through Internet - Free upon
variants)
subject to
minimum of
Rs. 25/- per
transfer
Retail Customers Retail Customers Retail Customers Retail Retail Customers Retail
Charges per transaction of Customers Customers
up to Rs. 5 lac: Per Nil
transaction for first 5 Nil Nil Rs 200/- per
transactions in calendar Nil instance for
month - Rs. 0.25 per any financial
Rs.1,000 subject to a return
minimum of Rs. 50.
Charges per transaction
above Rs. 5 lac: Per
transaction for first 5
transactions in calendar
month - Rs. 0.50 per
Rs.1,000 subject to a
maximum of Rs. 1,500.
Per transaction for 6th
transaction onwards in a
calendar month - Rs.1,500
per transaction + variable
charges as per schedule
for first 5 transactions.
{W.e.f. July 1, 2007 Rs.
1.50 per Rs.1,000 (at
Branch) Re. 1 per
Rs.1,000 (at alternative
channel).Minimum Rs. 50,
Maximum Rs.1,500)
Indus Ind Corporate Clients: Rs.25/- per Free for Premium Customers Free for Free Free
Bank Ltd transactions Premium
Rs.1.25 per Rs.1000/-, Customers
Minimum of Rs.150/- and a For others Rs.10/- per
maximum of Rs.2500.00 transactions For others
Rs.10/- per
Retail Clients: transactions
Charges / penalties
levies by destination
branches for ECS
(debit) returns due to
non-availability
of funds in customer
account : Rs. 200/-
per record plus
service tax for inward
ECS (debit) returns
Individuals: