ACCOUNT STATEMENT

HOME OFFERS CUSTOMER CARE

Generated Electronically as on 14 February, 2019

SAJID SHAIKH
Flat No 3/4 Ranak Building
Sr No 55/19/16/ Lane No 9
Pune - 411048

727-629-8885
sazeed.shaikh85@gmail.com

Summary of Loan Account

A/C No Products EMI Amount Remaining EMI(s) Principal Outstanding EMI(s) Overdue Charges Overdue

18056027 Consumer Durable Loan 1,799.00 7 12,593.00 1,799.00 0.00

* To know principal outstanding for loan against property / home loans please get in touch with our customer service at customer.care@capitalfirst.com
or call 1860-500-9900

Please note that a charge of Rs 400 will be levied against your account in case of EMI bouncing due to insufficient balance. Please maintain sufficient
balance in your account by 1st of every month to avoid EMI Bounce charges. A second attempt to recover EMI will be made 2-3 working days after the first
presentation of every month. If sufficient balance is not maintained by this second attempt, a further bounce charge of Rs 400 will be levied. Please also
note that non-payment of EMI within the calendar month will result in a penal charge of 2% of the unpaid EMI or Rs 300 whichever is higher. For any
clarifications of charges applicable to your account, consult our schedule of charges.

All charges mentioned in the statement are exclusive of GST. GST will be charged as per the applicable rules and regulations.

DISCLAIMER: This is a system generated Account Statement and does not require signature. In case of any discrepancy in this Account Statement, please
write to customer.care@capitalfirst.com or visit nearest IDFC Bank branch within 10 (TEN) days from the date of last entry made in this statement, failing
which, this Account Statement will be deemed to be accepted by you (the borrower).

Capital First is now IDFC Bank

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www.capitalfirst.com 1860-500-9900
CONSUMER DURABLE HOME OFFERS CUSTOMER CARE
LOAN

LOAN EMI PAYMENTS & CHARGES

A/C No 18056027 EMI Amount ` 1,799.00 Last Payment Date 02 February 2019

Loan Amount ` 17,990.00 Advance EMI 0 Last Payment Amount ` 1,799.00

Net Tenure 10 Months EMI Start Month December 2018 Payment Mode Auto Debit

Gross Tenure 10 Months EMI End Month September 2019 EMI Overdue ` 1,799.00

Product SMJ810GZKGINS EMI Due On 02 of every month Bounce Charges Overdue ` 0.00

Model Samsung Mobile Remaining EMI(s) 7 Penalty Charges Overdue ` 0.00

Disbursed Date 24 Oct, 2018 Current Principal Outstanding ` 12,593.00 Other charges ` 0.00

STATUS Active Unadjusted Payments ` 0.00

Dealer Name Vijay Sales Station Pay

Transaction Details
December 2018

Date Particular Remark Debit Credit

02-12-2018 Due For Instalment 1 - 1,799.00 0.00

02-12-2018 Payment Received AUTO-DEBIT No.:069633 Receipt No.---- ( N.A.) 0.00 1,799.00

January 2019

Date Particular Remark Debit Credit

02-01-2019 Due For Instalment 2 - 1,799.00 0.00

02-01-2019 Payment Received AUTO-DEBIT No.:A18056027/2 Receipt No.---- ( N.A.) 0.00 1,799.00

EMI Bounced Due to Technical

07-01-2019 REJECTED. 0.00 0.00
Reasons

08-01-2019 Amount Adjusted - 1,799.00 1,799.00

Cheque N o . : C 10 3 3 4 6 71 2 A 1 8 0 5 6 0 27 D 0 8 01 2 01 9 27 97 Q P Receipt No.----

08-01-2019 Payment Received 0.00 1,799.00
20190108111212800110168410651893083

February 2019

Date Particular Remark Debit Credit

02-02-2019 Due For Instalment 3 - 1,799.00 0.00

02-02-2019 Payment Received AUTO-DEBIT No.:A18056027/3 Receipt No.---- ( N.A.) 0.00 1,799.00

Capital First is now IDFC Bank

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www.capitalfirst.com 1860-500-9900
CONSUMER DURABLE HOME OFFERS CUSTOMER CARE
LOAN

Transaction Details
EMI Bounced Due to Technical
02-02-2019 REJECTED. 0.00 0.00
Reasons

Missed EMI
EMI Date Loan No Product Name EMI Amount

February 2019 18056027 Consumer Durable Loan 1,799.00

Total ` 1,799.00 Pay

Capital First is now IDFC Bank

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www.capitalfirst.com 1860-500-9900
CONTACT US HOME OFFERS CUSTOMER CARE

GET IN TOUCH
Email Call
customer.care@capitalfirst.com 1860-500-9900
Loan A/c No.

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IDFC Bank LTD.
IDFC Bank LTD., 9th Floor, City Tower, Dhole Patil Road, Pune - 411001
Sub Type
Your nearest branch

IDFC Bank LTD.

IDFC Bank LTD. 9th Floor, City Tower Dhole Patil Road ,Pune, Maharashtra,
India 411001

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Details

SUBMIT

Capital First is now IDFC Bank

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www.capitalfirst.com 1860-500-9900
AS PER NEW SCHEDULE HOME OFFERS CUSTOMER CARE
(Amount in `)

Products/Type charges CONSUMER DURABLE LOAN

EMI Bounce charges per presentation 400 Exclusive of GST

2% per month (Exclusive of GST) of the unpaid EMI or Rs 300 (Exclusive of

Late payment/Penal charges / default interest(per month)
GST) whichever is higher

Cheque Swap charges(per swap) 500 Exclusive of GST

Cancellation / Rebooking charges 1000 or 5% of loan amount (Exclusive of GST)- whichever is higher

Foreclosure / Prepayment charges* 5% of principal outstanding amount (Exclusive of GST)

Loan re scheduling charges (per rescheduling) NA

Duplicate NOC Issuance Charges # 500 Exclusive of GST

Physical Repayment Schedule # 500 Exclusive of GST

Physical Statement of Account # 500 Exclusive of GST

Document retrieval charges(per retrieval) # 500 Exclusive of GST

Stamping Charges As per Actuals

Processing fees NA

List of Documents # NA

Part Payment charges Part Payment is not allowed

Initial Money Deposit Charges NA

EBC Replacement Fee (if EBC Applicable) 100 Exclusive of GST

Easy Buy Card Replacement Fee (If Easy Buy Card Applicable) NA

Easy Buy Card  Annual Fee (If Easy Buy Card Applicable) 99 Exclusive of GST

EMI Pick up/ Collection Charges 350 Exclusive of GST

Admin Charges (If Applicable) NA

Pre EMI NA

Security Post Dated Cheque Waiver NA

Legal/Collections/Reposession & Incidental Charges NA

Capital First is now IDFC Bank

Visit us at Call us on Download our app
www.capitalfirst.com 1860-500-9900
 AS PER NEW SCHEDULE HOME OFFERS CUSTOMER CARE
(Amount in `)

Products/Type charges CONSUMER DURABLE LOAN

Valuation Charges (If Applicable) NA

Loan protect Insurance NA

Transaction/Other Fees NA

Asset Verification Charges NA

Services Charges (on Agri/PSL) NA

Indian Health Organisation Charges NA

Credit Vidya Charges NA

Other Charges NA

Personal Accident Insurance NA

Facilitation Fee NA

Charges for furnishing a copy of the credit information report

NA
(CIBIL) to the applicant

Please note

1) First Presentation will be done on the 5th each month. Kindly ensure your account is funded with sufficient funds by 4th each month to avoid levy of
charges

2) If the EMI for the month bounces and payment against the same is not received in the same month, late payment charges will be applicable. These will
be charged every month on a recurring basis till the payment is received

3) GST and government levy (if any) on all of the above is inclusive.

4) Non-payment of any of the charges levied will be reported to the Credit information company (including CIBIL) and will affect the credit score.

5) # charges will be effective 01-Apr-2017 for service rendered at branches.

6) * incase a company, firm, etc. is a part of the loan structure; foreclosure charges/ penalty/levy can be levied as stated in the sanction conditions will be
Applicable.

7) Schedule of charges are subject to change as per company's discretion from time to time. The company reserves the right to introduce any new charges
or fees, as it may deem appropriate. Please visit "www.capitalfirst.com" to view the updated loan charges.

Capital First is now IDFC Bank

Visit us at Call us on Download our app
www.capitalfirst.com 1860-500-9900