Cover Photo

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Sachet Novels / Komikasi Games & Entertainment Inc.
 Your Journey to Financial Freedom
Steps to Get Out of Debt and Live a Free Life
By Elder Luis Lu Jr.

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Sachet Novels / Komikasi Games & Entertainment Inc.
 This is a work of fiction. Characters,
situations and events portrayed are products
of the authors’ imaginations. Characters and
situations with similarities to other works are
purely coincidental.
No part of this book may be produced or
reproduced without the author’s or
publisher’s consent.
All Rights Reserved 2017
Your Journey to Financial Freedom
Steps to Get Out of Debt and Live a Free
Life
By Elder Luis Lu Jr.
Genre: Non-fiction
Keywords: finance, money, guide
Edited and Compiled by: Maita R. Lu
Cover design and Layout by: Komikasi
Cover Picture: pixabay.com
Komikasi.com

www.facebook.com/sachetnovels

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Sachet Novels / Komikasi Games & Entertainment Inc.
Table of Contents

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Sachet Novels / Komikasi Games & Entertainment Inc.
 Introduction

MINDSET + ACTION = RESULT

How to Change Your Mindset

Discipline
Determination
Decision
Information-gathering
Reliability in God
Tools Toward Your Goals
Planning
Research
Sourcing
Implementation
Keeping Records

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 Financial Planning
Step 1 – Get Out of Debt

Step 2 – Plan and Set a Budget

Step 3 – Plan Your Income/Create

Wealth

Step 4 – Start Saving

How to Increase Your Cashflow

C
A
S
H

Change Your Lifestyle

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 Always be Open-minded to
Opportunities
Save as Much as You Can
Have a Long-term Perspective

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 3-6 sentences only.
Picture optional.

Contact Author:

Facebook: facebook.com/
Twitter: @
Instagram:
Blog:
Wattpad/NaNoWriMo Handle:
Websites:

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Romance Line:

 Waiting for Destiny by Mai Tala

 Painting with Destiny by Mai Tala
 My Secluded Heart by Maita Rue
 Shake by Yeyet Soriano
 Sunrise by Yeyet Soriano

Young Adult Line

 My Little Mermaid Girl by Mai Tala

 Nerdy and the Beast by Mai Tala
 September Rhythm and Blues by Racquel
Sarah A. Castro
 #SquadGoals by Racquel Sarah A. Castro

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Sachet Novels / Komikasi Games & Entertainment Inc.
Fantasy Anthologies

 Mythological Creatures of the Philippines

Volume 1 by Jean Karl Gaverza
 Mythological Creatures of the Philippines
Volume 2 by Jean Karl Gaverza
 Mythological Creatures of the Philippines
Volume 3 by Jean Karl Gaverza

Pet Line

 Simple and Clean by BabyMoonMaita

 Mew-Tinis! by BabyMoonMaita
 Happy Hour for Happy Dogs! by
BabyMoonMaita

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Sachet Novels / Komikasi Games & Entertainment Inc.
 Copyright

As the country is a party to the Berne Convention,

Philippine copyright law expressly gives copyright
ownership of this story and its characters to the
copyright holder (the author) automatically for the
creative work.
Please see Intellectual Property Code of the Philippines
[Republic Act No. 8293] Part IV Law of Copyright.

Cover layout, book layout, Komikasi and Sachet

Novels logo is property of Komikasi Games and
Entertainment Inc., a duly registered company in the
Republic of the Philippines.

www.facebook.com/sachetnovels

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Sachet Novels / Komikasi Games & Entertainment Inc.
Accepting unsolicited manuscripts for the
following line:
 Young and New Adult Romance
 Contemporary Romance
 Inspirational Romance
 Paranormal/Urban Fantasy Romance
 Short Asian Fantasy with Romance
 Fantasy and Horror Series
 Children’s Book (4-6, 7-11yo)

Send your manuscripts in doc or docx format

with your name, age, contact number, e-mail,
genre, title and pen name to
submissions@komikasi.com
Subject: Submissions + (Genre and Title)
Number of words must be between 3,500 to
11,000 words in one to five chapters. No sex,
no slanders and no foul languages please.

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Sachet Novels / Komikasi Games & Entertainment Inc.