Thanetavanh Ogunrayi

3575 N. Beltline Rd. #368 Irving, TX 75038

Home Phone: (214) 901-2411/Mobile Phone: (972) 408-8411
Email Address: ogunrayi@yahoo.com

Experience
Fannie Mae Corporation
Loan Processor/Jr. Underwriter Assistant/Indexer June 2009 – January 2011
• Identified loan documents and information-indexed loan documents into computer software and hardware
system provided/Achieved daily quota for indexing 60+ documents
• Processed Mortgage loan files and verified loan documents such as borrowers income, credit appraisal, and
title insurance/Maintained strict compliance and confidentiality with turning down the loan files, HMDA,
Section 23 and RESPA/Corresponded to loan officers and underwriters in a timely manner.
• Conventional and FHA Mortgage experience
• Processed and prepared loans for closings Review title requirements, exceptions, and other information
obtained for accuracy, completeness, and conformance/Set up file, review documentation in loan system or
enter the data into the loan system/Ensure file meets minimum documentation/product guidelines/Review
credit, disclosures, order title, MI and appraisal, if applicable/Complete required
checklists/worksheets/Obtain additional documentation needed from all sources/Submit for Automatic
Underwriting approval
• Review & collect underwriter conditions and submit conditions for underwriting approval
• Prepare closing instructions and review required loan documentation and HUD-1 for accuracy/Review loan
system and documentation in file returning to underwriting, if applicable/Maintain awareness of all legal
regulations relating to processing and closing
• Other duties as assigned/Provides quality loans for the company by underwriting and evaluating mortgage
loan applications/Reviewed and verified all items provided by the borrowers and ensures that they meet the
Fannie Mae and FHA required guidelines/Ensure that all investor guidelines as well as Federal guidelines
are met/Underwrite loan files that fall out of the automated project plan
• Provide a second layer of quality control to ensure that the liability taken on by the company will not result
in a non-saleable loan/Review, evaluate credit data, and collateral to ascertain loan viability and identify
risk issues and potential fraud/Draw appropriate conclusions regarding the overall risk elements/Determine
the levels of risk involved in extending credit to borrower not meeting stated program guidelines

AutoNation Shared Service Center

Auto Loan Processor/Accounts Payable Processor Jun 2008 – Jun 2009
• Processing Auto Loans
• Reviewing, analyzing, and making determinations on loan submissions, to be reviewed by an Underwriter
• Researching Loans from mulitiple dealerships
• Researching incentive payout at multiple dealerships
• Pull credit reports for borrower
• Ensure all required documents are available for loan processing
• Verifying borrowers income and ensure they meet to qualify for the loan
• Request missing documents if applicable
• Gather proper information from dealerships for the auto loan
• Process vendor payments/ Produce vendor payments/Interact w/ management & supervisor team to resolve
disputed/ missing invoice/Incorporate a positive customer service approach with dealerships & vendors
• Process all invoices within established SLA/Perform vendor reconciliation
• Resolve open vendor items with store and vendors/Review invoices and purchase orders to ensure
processing within SSC Standards/Respond to requests for invoice duplicates and inquiries from the
dealerships
 • Maintain and ensure accuracy in all systems: State Regions, ANRI and Fortis/Process Payables invoices
into the proper Region/Process Dealer Invoices within and outside AutoNation/Review RPG reports once
batch is completed to ensure accuracy of proper vendors
Elan Financial Services
Account Processor III May 2006 – May 2008
• Entering new account information; changing information on existing accounts
• Recording transactions, answering customer inquiries, receiving, classifying, consolidating and
summarizing documents and information
• Completing reports and providing administrative support
• Customer service duties such as, answering customer inquiries, resolving customer issues

JPMorgan Chase
Mortgage Loan Indexer/ Loan Processor Dec. 2003 – Apr. 2006
• Identify loan documents and information
• Gather all necessary information to prepare for indexing into the computer system
• Correctly index loan documents into computer software and hardware system provided
• Keyed over 1000 loan documents daily, quota is 350
• Assist customers with questions regarding their loan status
• Process mortgage loan files and verify loan documents such as borrower’s income, credit appraisal and title
insurance
• Maintain strict compliance and confidentiality with turning down the loan files
• Maintain strict compliance with HMDA, Section 23, and RESPA
• File, fax, and prepare documents to close/ decline loans as necessary

Citigroup
Credit Analyst/ Customer Service Jun. 2003 – Dec. 2003
• Answered incoming ACD calls from customers to set up new credit card accounts
• Problem solving on stolen credit cards
• Authorized/ Declined commercial sales
• Reviewed credit history to approve/ decline credit applications
• Pre-approve credit cards to customers
• Customer Service Assistant; Made credit decisions based on clients history

C & D Information Services

Secretary/ Admin Asst. / Human Resources Aug. 1995 – May 2000
• Prepared reports and information for use in discussions/ meetings
• Prepared presentation materials, research background information
• Coordinate and schedule meetings, arrange appointments
• Make travel arrangements and keep Office Managers’ calendars
• Maintains confidentiality of materials and sensitive information
• Creating/ editing letters, memos, reports
• Prepared weekly journal entries for accounting
• Process timesheets, coding timesheets
• Generate Quality Control Report to verify hours

Skills

Type 65wpm, Alpha numeric data entry 15000ksph, 10-Key 14000ksph, Windows 95, Word 2000, Excel,
Spreadsheet, AS400, HRIS, ADP, Bilingual (Laotian/ English)

Education
LG PINKSTON, Dallas, TX GED