Seasoned insurance professional backed by strong decision making, analytical an
d interpersonal skills seeks challenging position. EXPERIENCE 2010-present AFLAC York, PA Associate Sales and marketing of supplemental insurance products for a Fortune 200 com pany. 2007-2010 Aegis Group Harrisb urg, PA Product Development Manager aHands-ona manager responsible for maintenance and development of the pricing st ructure and product offerings for this specialty insurance carrier. Supervised staff of four, including actuarial staff. Achievements * Managing six core specialty products in 47 states. Interaction with insurance departments in all states, use of SERFF for product filings which numbered 426 f or 2009. * Introduced revised pricing methodology with additional experience-driven prici ng points to replace a structure previously based exclusively on competition. * Implementation of rate indication process for annual rate reviews. 2002a"2007 Mutual Benefit Group Huntingdon, PA Personal Lines Underwriting Manager Through budgeting and strategic planning, defined goals and objectives for profi tability and growth of $50,000,000 book of business. Ensured execution of goals through monitoring, analysis of trends, and implementation of corrective plans a s needed. Responsible for the day-to-day operations of the department determinin g proper resource allocation and attainment of time service goals. Supervised di rectly or indirectly 24 people. Served as final appellant in most underwriting d ecisions. Certified compliance with state laws and regulations. Achievements (R) Saved company $4.4 million in potential loss dollars and reduced loss ratio by 53 points through development of portfolio improvement plans. (R) Reduced expenses for new business process by 38% by creating new unit within department to push routine underwriting to a lower skill level. (R) Created unit of business/technical experts to address technological issues i ncluding implementation of new rating platform. (R) Improved time service for new business from three weeks to less than one day through definition, monitoring and adjustment of goals. 1999a"2002 Mutual Benefit Group Huntingdon, PA Personal Lines Pricing and Product Manager Managed the pricing structure of five personal lines of business including annua l rate reviews, proposals, preparation of justifications for filings and impleme ntation of necessary changes. Monitored product offerings to determine need for enhancement or restriction. Reviewed ISO changes to impact to company and approp riate implementation time. Analyzed book of business for loss trends. Achievements (R) Was critical resource in the development and implementation of preferred pri cing tier/coverage offering. Written premium has increased 100% since its introd uction. (R) Developed personal lines pricing and coverages for initial offering in new s tates. 1995-1999 Mutual Benefit Group Huntingdon, PA Personal Lines/Commercial Lines Staff Underwriter Performed pricing changes, product improvement/enhancement, and communication an d training of those changes. Analyzed book of business for trends. Achievement a Worked with IT department to develop data warehouse to allow for more in-depth analysis. 1993-1995 Mutual Benefit Group Huntingdon, PA Premium Audit Administrator Ordered, reviewed and processed premium audits for all auditable policies within commercial lines book of business. Prepared necessary reports for state rating bureaus. 1991-1993 Mutual Benefit Group Huntingdon, PA Commercial Lines Underwriter Performed underwriting function for new business, renewals, and endorsements for small to medium-sized risks. 1989-1991 Navy Recreation Center Solomons, MD Personnel/Payroll Clerk Handled the personnel and payroll function for center which during peak season e mployed approximately 120 employees. 1988-1989 Mutual Benefit Group Huntingdon, PA Various positions Performed duties of file clerk, premium statistical recorder and underwriter tec hnician. EDUCATION Indiana University of Pa.. Indiana, PA (R) B.S., Criminology/Pre-Law Also hold the Insurance Institute of Americaas Certificate in General Insurance and Associate in Personal Insurance (API). Additionally have completed five par ts of the the Chartered Property Casualty Underwriter (CPCU) program. Have Penns ylvania Property and Casualty, Health and Accident Produceras licenses. REFERENCES Available upon request.